GTA New Home Guide - Sept 10, 2016

SEPT 10 - 24, 2016 VOLUME 24, ISSUE 16, FREE

GTA EDITION

logo 1.5”x1.5”

INSIDE THIS ISSUE

RAISING THE BAR FOR NEW HOME BUILDERS

COMING SOON TO ETOBICOKE – New Release At Mattamy’s Alderidge Community INDUSTRY INNOVATING TO HELP AFFORDABILITY

ADDING UP THE UNEXPECTED COSTS OF HOMEOWNERSHIP

NOW OPEN. Stylish Modern Townhomes across from the Maple GO.

GO DOWNTOWN IN 34 MINUTES.

oduction Artist:

Proofreader:

Creative Director:

Account Manager:

Production Manager:

NOW OPEN BRAMPTON Cleave View Estate- Presentation Centre 905.216.5155 MAPLE Chelsea- Presentation Centre & Model Homes 289.553.3147 TORONTO Scenic on Eglinton - Presentation Centre & Model Suites 416.805.1781 TORONTO Studio - Presentation Centre & Model Suite 647.352.7736 TORONTO The Jack - Presentation Centre 416.203.7034 MORE INFO AT aspenridgehomes.com

ASPIRE TO MAPLE.

COMING SOON

Chelsea is ideally located across from the

BRAMPTON Mayfield Village

Maple GO, with easy access to Highway 400 and within minutes of shopping centres,

KESWICK Simcoe Landing Phase 2

entertainment complexes, restaurants, golf courses, parks and more.

SEATON New Seaton QUEENSVILLE Queensville RICHMOND HILL Observatory Hill REGISTER AT aspenridgehomes.com

TESTON RD.

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PRESENTATION CENTRE & MODEL HOMES 18 HILL STREET, MAPLE

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289.553.3147

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contents SEPTEMBER 10 - 24, 2016 | VOLUME 24 ISSUE 16

30

ON THE COVER

Mattamy Homes New release coming soon to the new Etobicoke community of Alderidge

+ online NEIGHBOURHOOD

HOME SEARCH

MORE +PHOTOS +VIDEOS +ADVICE +INSPIRATION +TRENDING

MAPS

neighbourhood profile

24 Fieldgate Homes

40 Regent Park

A new release of singles at Blue Sky coming Sept. 17

34 Madison Homes

Cornell Rouge continues to grow in Markham

A new and improved neighbourhood

trending

12

50 Briarwood Homes

WITH

DYNAMIC

property profiles

LOOK FOR THE CIRCLE

Rare opportunity at Young’s Cove Prince Edward Estates

16

Home Building

Raising the standard for new home builders in Ontario

Home Prices

Price of average new lowrise home now exceeds $900,000

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0

34

72

72

42

advice

10

24 18

Great Gulf

Great Gulf raises $160K for Youth Bipolar Disorder

20 Personal Finances

New couples: don’t avoid having the ‘money talk’

28 Taxes

Taxes become Canadians’ largest household expense

32

36

Economic Development

Marketing group receives government funding

Geranium Homes

sponsors Habitat for Humanity build in Stouffville

46 Housing

Forget the ‘Canadian’ housing market – it doesn’t exist

60 Kylemore Communities Kylemore holds ninth annual golf tournament for charity

Style File

Rustic chic – inspired by summer

by Bryan Tuckey

14

by Wayne Karl

48 Mortgage Advice The hidden costs of homeownership

inspiration

42 Designer Advice

Tips for choosing new home finishes and upgrades

Fundamentally Speaking

What’s in a new-home warranty

66 Toronto Home Show Favourite finds from the upcoming fall exhibition

BILD Report

Industry innovation a boost to affordability

by Alyssa Furtado

60 Legally Speaking

What is a mortgage cap?

by Jayson Schwarz

52 The Scoop

Decor news, inspiration, style and more

54 First Baby

How one new mom made her house his home

58 Style File

5 ways to organize and de-clutter your space

62 Decor

Refinishing your kitchen without breaking the bank

buyers’ resource section

74

77

Hot Properties

New releases, openings and preview registrations

Mortgage Rates

in every issue

4

Editor’s Note

6

Contributors

78

What’s Online

79

Advertiser Index SEPTEMBER 10 - 24, 2016 | NEW HOME GUIDE 3

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Editors' Notes

EXPLORE REGENT PARK

TAKE A TOUR ONLINE SUSAN LEGGE Editor-in-Chief / Director of Content Yellow Pages NextHome Email: Susan.Legge@ypnexthome.ca Twitter: @SusanLegge

ypnexthome.ca/regent-park

Best builder in the bunch You’ve agreed that a new home is the way to go, but you still have another big decision to make — choosing a builder. It pays to check the reputation of the builder/developer before you sign.

Start by finding out how long the company has been in business. Ask a sales representative or visit the company’s website.

Next, find out if previous purchasers are happy. Drive around an existing community built by the company and talk to anyone you run into during your tour.

Visit several sales offices and model suites, and get a feel for each company and the staff. Ask a lot of questions and expect to be treated with consideration and respect. No question is too “dumb.”

Think twice about any development where the salespeople push you to make a decision, or where they are not happy to provide you with the information.

When you do find the right home and the right home builder, making that big decision will be a whole lot easier and more enjoyable.

Looking beyond the headlines

WAYNE KARL Senior Editor Yellow Pages NextHome Email: Wayne.Karl@ypnexthome.ca Twitter: @WayneKarl

+ get social

As national organizations, agencies such as the Canadian Real Estate Association and Canada Mortgage and Housing Corp. are mandated to monitor and collect data on the housing market country-wide. Media outlets (including New Home Guide), naturally, report the information CREA, CMHC and the like discuss in their news releases.

So when CREA reports that “Canadian home sales post third consecutive decline in July” – an eye-catching if not alarming summary – it no doubt gets widespread coverage.

But as our story on page 46

illustrates, there is no need to accept such negative news as gospel.

There really is no such thing as the “Canadian” real estate market. Sure, sales or prices might be down in one area, but they could be very healthy in another.

What you really need to pay attention to is what’s going on in your area – to look beyond the headlines to assess what is happening where you live.

It is essential, especially in times when we’re seeing such wide discrepancies in market conditions, to understand that real estate is local.

Interact with us on social media: ypnexthome

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NEW RELEASE COMING SOON TO PREVIEW, VISIT THE SALES OFFICE TODAY! THE IDEAL MASTER-PLANNED COMMUNITY. INSPIRED BY NATURE. BUILT FOR YOU. Introducing the ideal master-planned community close to everything but far from ordinary.

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Contributors

PRESIDENT, YELLOW PAGES NEXTHOME

MORTGAGE ADVICE

ALYSSA FURTADO Alyssa Furtado is the Founder and CEO of ratehub.ca, a mortgage rate comparison site that aims to empower Canadians to make smart financial decisions

Jacqueline Hill EDITOR-IN-CHIEF / DIRECTOR OF CONTENT

Susan Legge DIRECTOR OF SALES, NATIONAL

Moe Lalani ASSOCIATE PUBLISHER, NEW HOME GUIDE GTA, NEW CONDO GUIDE

Anne-Marie Breen ASSOCIATE PUBLISHER, NEW HOME & CONDO GUIDE, SOUTHWESTERN ONTARIO

DESIGNER ADVICE

YANIC SIMARD Yanic Simard is the principal designer of the awardwinning Toronto Interior Design Group (tidg.ca), and a regular guest expert on Citytv’s CityLine

Susan Maxwell EDITOR

Wayne Karl ART DIRECTOR

Tammy Leung

CONTRIBUTING EDITORS

LEGALLY SPEAKING

Sonia Bell, Elisa Krovblit Lydia McNutt (on leave)

JAYSON SCHWARZ Jayson Schwarz LL.M. is a Toronto real estate lawyer and partner in the law firm Schwarz Law LLP. He can be reached by visiting schwarzlaw.ca or by email at info@schwarzlaw.ca or phone at 416.486.2040

SENIOR ACCOUNT EXECUTIVE

Nina Downs nina.downs@ypnexthome.ca SENIOR ACCOUNT EXECUTIVE

Dionne Fraser dionne.fraser@ypnexthome.ca DISTRIBUTION & SALES CO-ORDINATOR

BILD REPORT

Terry Basset

BRYAN TUCKEY

NATIONAL CIRCULATION MANAGER

Bryan Tuckey is President and CEO of the Building Industry and Land Development Association (BILD) and can be found on Twitter (twitter.com/bildgta), Facebook (facebook.com/bildgta), Youtube (youtube.com/bildgta) and BILD’s official online blog (bildblogs.ca)

John Jenkins

PRODUCTION MANAGER

Helen Pearce PRODUCTION CO-ORDINATOR

Sandra Hanak-Vujnovic GRAPHIC DESIGNERS

more online

Miguel Cea, Mike Terentiev

We have even more content online! Read more stories from our team of contributors at ypnexthome.ca, including stories by:

Published by

MONEY MATTERS

GAIL VAZ-OXLADE Gail Vaz-Oxlade is the host of Til Debt Do Us Part, author of Debt Free Forever and blogs daily at gailvazoxlade.com.

Follow Gail on Twitter at twitter.com/GailVazOxlade

TARION REPORT

HOWARD BOGACH Howard Bogach is President and CEO of Tarion Warranty Corp. His column appears monthly in New Home Guide. For more information about how Tarion helps new-home buyers, visit tarion.com or find us on Facebook at facebook.com/TarionWarrantyCorp.

DESIGNER ADVICE

#500-401 The West Mall Etobicoke, ON M9C 5J5 T 416.626.4200 F 416.784.5867 ypnexthome.ca

ADVERTISING Call 416.626.4200 for advertising rates

and information.

CIRCULATION Free distribution in select high-traffic street boxes, stores, banks, financial institutions and select condominium sales offices.

COPYRIGHT 2016 All rights reserved by Yellow Pages Homes Ltd., Toronto, Ont. Reproduction in any form is prohibited. Contents of this publication are covered

by Copyright and offenders will be prosecuted under the law. The views and data expressed by columnists do not necessarily represent those of the publication.

TERMS Advertisers, Editorial content are not responsible for typographical errors, mistakes or misprints. All prices are correct as of press time and are subject to change without notice. E. & O. E. EDITORIAL SSubmissions from interested parties will be considered. Please submit to the editor at Susan.Legge@ypnexthome.ca

JANE LOCKHART Jane lockhart is Founder and Principal Designer of Jane Lockhart Interior Design in Toronto. She can be reached at 416.762.2493. janelockhart.com

Please recycle this magazine! Yellow Pages NextHome participates in the Partners in Growth Reforestation Program through St. Joseph Communications. To date, Partners in Growth has planted over 2.5 million trees in parks, recreation and conservation areas, and other public spaces across Canada. Established in 1990, this program was started with Scouts Canada to help replenish the environment.

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YO U R YO U R YO U R

MM M EE N EN N KK E KE SESS L I F E S T O R E Y S TA R T S H E R E L I F E S LTIO FE R ESYT O S TA R ERYTSSTA HE RR TE S HERE

CHAPTER ONE: C H A P TE EX RTCRH OAANOPERT: D E IRN A OR NYE : E X T R A O REDX ITNRAAROYR D I N A R Y

GG EO RG EE TOW NN G EO RG EO E TOW RG NTOW VV I NI N GG LI V I NLIG LI

Dwell City Towns – Etobicoke Dwell City Towns – Dwell Etobicoke Towns – Etobicoke UnderCity Construction Under Construction Under Construction Final Release Final Release Final Burnhamthorpe Rd.Release & West Mall Burnhamthorpe Rd.Burnhamthorpe & West Mall Rd. & West Mall 416.259.2525 416.259.2525 Starting from416.259.2525 the high $600’s Starting from the high Starting $600’sfrom the high $600’s

40' singles 40' singles 40' singles starting from the mid $900’s.

VISIT THE SALES CENTRE starting from the starting mid $900’s. from the mid $900’s.

VISIT THE TAE RLS E ST OCDE ANYT R E & VS MI AS OLIDTEESTLHCHEEONSM The Enclaves of Upper Canada is the stuff great & Life M O D E L H& OM MOE D S ETLOHDO AM Y E S T O D AY

The Enclaves of Upper TheCanada Enclaves is of theUpper stuff great Canada Lifeis the stuff great Life Storeys are made of. Ideally located in the charming Under Construction Storeys are made of.Storeys Ideally are located madeinof. theIdeally charming located in the charming Under Construction Under Construction Georgetown hamlet of Norval, the community gives Guelph St. & MacFarlane Dr. Georgetown hamletGeorgetown of Norval, the hamlet community of Norval, gives the community gives families everything they need to make every day a Guelph St. & MacFarlane Guelph St. Dr.& MacFarlane Dr. 289.891.9103 families everything families they need everything to make they everyneed day to a make every day a real page-turner. It’s your classic “happily ever after.”

289.891.9103 289.891.9103 real page-turner. It’sreal yourpage-turner. classic “happily It’s your everclassic after.” “happily ever after.”

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Hometown Sharon Village Hometown Sharon–Hometown Village Sharon Village East Gwillimbury – East Gwillimbury – East Soon Gwillimbury Coming Coming Soon Leslie St. Coming & GreenSoon Lane Leslie St. & Green Lane Leslie & Green Lane Register now St. at menkes.com Register now at menkes.com Register now at menkes.com

See sales representative for details. Prices and specifications are subject to change. E&O.E. 2016 See sales representative forSee details. sales Prices representative and specifications for details. arePrices subject andtospecifications change. E&O.E. are2016 subject to change. E&O.E. 2016

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Bleed: 0.125”

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COMING SOON – THE FINAL RELEASE OF TOWNS & 43' DETACHED DESIGNS

THIS WILL BE YOUR LAST CHANCE TO HAVE IT ALL AT SOUTHFIELDS IN CALEDON

Just north of the city in the charming town of Caledon, we invite you to discover an idyllic place to live. SouthFields is our extraordinary community set among the meadows underneath the Niagara Escarpment. Our final release of spacious Towns & 43' Detached Homes will offer you the best of all worlds – blending the joy of countryside living with all the benefits of a friendly and sophisticated master-planned community. Have more home to come home to in SouthFields. Register today for more information and updates.

REGISTER TODAY AT MATTAMYHOMES.COM All illustrations are artist’s concept. All dimensions are approximate. Prices, specifications, terms and conditions subject to change without notice. E.&O.E.

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The Shelburne Model Home In Seaton Taunton, Pickering

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Advice | BILD REPORT

Industry innovation gives a boost to affordability

By Bryan Tuckey

MORE ADVICE ONLINE ypnexthome.ca/news/advice

AS AN INDUSTRY, we continue to

innovate and develop ways of building homes that provide consumers with affordable new housing choices.

These advances range from creating leading-edge suites and lowrise designs to launching first-time homebuyer assistance programs.

SmartStudios, a micro condo project in Oshawa by Building Capital, is a model example of creative design and the winner of this year’s BILD Award for the Best Innovative Suite. The eight-storey midrise condominium raises the bar by reducing the suite size while maximizing living space with its innovative delivery of features. The majority of units in the building are just 274 sq. ft. in size.

While micro condos are a common concept in New York and Hong Kong, the design is the first of its kind in the GTA and it is aimed at entry-level home buyers. The units reinvent smart living and offer residents everything they need in a stylish contemporary space. This is accomplished by incorporating dual-function features, such as fold down beds that transform into dining tables, and electronic standing desks that can be lowered for additional counter space. Kitchenettes and bathrooms are smart-sized and come with compact fittings that offer organization while saving space.

The 308 SmartStudios units priced from $150,000 to $170,000 sold out in just weeks.

Innovation by ground level developers are also offering consumers affordable options.

Mason Homes won this year’s BILD Award for the Best Innovative Home Design for the Oakwood – Courtyard Collection in Peterborough. The Courtyard homes were designed to maximize space and so that individual models could be built in townhouse, semi-detached or detached home formats, which further increases pricing flexibility.

These homes are built with rear lane garages allowing for a wider layout with lots of natural light and an open concept living design. The Courtyard Collection is ideal for firsttime buyers, people downsizing and families of all sizes.

Units start in the high $200,000s for a 1,205-sq.-ft. townhome and the low $300,000s for a 1,090-sq.-ft. detached model. The Collection has been very well received and more than 70 per cent of the first two phases are sold.

Homebuyer assistance programs are another innovative approach to making homeownership a reality for many. Earlier this year, BILD member Concord Adex launched Home

Ownership Made Easy (HOME) – a program providing local first-time buyers an advantage when buying their first home.

The developer stopped all sales for its Toronto LakeFront and LakeShore condo developments and moved 30 local first-time buyers to the front of the line to purchase a unit. Those who qualified for the HOME program were required to pay only half of the deposit and upon closing would receive a mortgage helper gift equal to half of their mortgage payments for the first year. Buyers had to prove that they’ve lived in Ontario for at least the past two years and that they were Canadian citizens or permanent residents.

These are just a few of the many ways the building and developing industry continues to innovate and help provide affordable housing choices for consumers.

Bryan Tuckey is president and CEO of the Building Industry and Land Development Association and a land-use planner who has worked for municipal, regional and provincial governments. Follow him on Twitter @bildgta, facebook.com/bildgta, and bildblogs.ca

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Markham tour o ur

New Release! New Designs!

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deco mod rated el hom e

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FREEHOLD TOWNHOMES AND SINGLE FAMILY HOMES Townhomes starting from the mid

800's

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AMAZING AMENITIES AT YOUR DOORSTEP • new cornell community centre & library • markham stouffville hospital • new shopping centres & retail shops • excellent public & private schools • parks, playgrounds & woodlots • easy access to 401, 404, 407 & GO transit

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MARKHAM

SALES OFFICE LOCATED AT 655 Cornell Centre Boulevard (at 16th Avenue)

Open Monday to Thursday from 1 to 8 p.m.

Friday by appointment only Weekends & Holidays from 11 a.m. to 6 p.m.

Renderings are artist’s concept. Prices and specifications are subject to change without notice. See sales representatives for details. E & O.E.

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Trending

Raising the standard for new home builders FOR 40 YEARS, TARION has been building confidence in Ontario’s building industry by ensuring that one of life’s biggest investments is protected. In addition to administering the new home warranty, Tarion also regulates new home builders. Anyone planning to build and sell a new home in the province must demonstrate that they have the financial and technical competency to do so. As of Sept. 1, 2016, Tarion requires all new builders to have seven core educational competencies as a pre-requisite to their registration in Ontario.

According to Howard Bogach, Tarion’s president and CEO, “The new home industry continues to evolve. New building techniques are constantly advancing, and the technical and financial requirements of building a new home have become more complex. In this ever changing industry we need to make sure those who are responsible for building the homes that house our loved ones are held to a level of capability that goes above and beyond the standard.”

New builders intending to build under Ontario Building Code (OBC) Part 9 (residential freehold and lowrise condominium construction), will be required to complete seven educational competencies in addition to Tarion’s existing registration requirements.

The new educational requirements are based on the Canadian Home Builder’s Association National Education Benchmarks for residential construction. The courses will be offered by third party education providers. The core competencies must be held by at least one of, or shared among, the Principals, Officers or Directors (PDO) of the company.

MORE TRENDING ONLINE ypnexthome.ca/news

The competencies are: 1. Business Planning and Management 2. Financial Planning and Management 3. Project Management and Supervision 4. Legal Issues in Housing 5. Building Codes in Ontario 6. Construction Technology 7. Customer Service and Tarion Requirements “These new requirements hold home builders to a higher standard, and provide more protection to newhome buyers. We will continue to raise the level of professionalism in the industry and strengthen builder

registration requirements so that new-home buyers across Ontario can keep buying new homes with confidence,” Bogach adds.

These new requirements do not apply to existing registrants. They also do not apply to new applicants looking to build according to OBC Part 3 (residential highrise condominium construction), as those applicants are subject to separate registration criteria.

For more information on these new requirements or to learn more about what it takes to become a registered builder in Ontario, visit tarion.com

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A SIGNATURE OF EXCELLENCE As a family-owned homebuilder with over 40 years of experience, Primont Homes is committed to providing the highest quality and value to all our homebuyers. Prime locations, elegant design, superb craftsmanship and unrivaled customer service have made Primont a leading and trusted name in the industry.

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Advice | FUNDAMENTALLY SPEAKING

What’s in a new-home warranty?

By Wayne Karl

MORE ADVICE ONLINE ypnexthome.ca/news/advice

WHAT’S IN YOUR new-home warranty? Ideally, that’s a question you’ll never have to answer for real – at least not the hard way, be it filing a complaint or, worse, proceeding to a claim settlement.

But, life is sometimes not fair, and despite the best intentions of home builders, things do go wrong. To put it nicely – stuff happens.

Indeed, according to Tarion Warranty Corp., nearly every new home built has some form of defect.

Such is life when you’re building outside, dealing with the elements and working with natural materials.

In most cases, issues get resolved, and builders large and small are getting better at responding to customer concerns.

Still, there are unscrupulous – or worse, illegal – builders that try to circumvent everything from relatively minor registration fees to taxes, all under the guise of “saving you money.”

But when there’s a problem or issue that needs to be resolved, good luck.

That’s why it’s important to ensure your new home builder is registered with Tarion – to provide the peace of mind that Tarion is backing the warranty, as well as to learn what parts of your new home are covered, for how long, and what the steps and procedures are.

Because stuff does, indeed, happen. Typical examples include the following, a Top 10 list of first-year claims: » Paint: inadequate application or coverage

» Doors: improperly installed or finished » Floors: Damaged, cracked or installed with gaps » Drywall: Blemishes on walls, ceilings or corners » Stairs/steps: Inadequately built » Water/moisture: Moisture inside the home » Concrete: Cracking » Baseboards: Improperly installed » Trims: Improperly installed or finished » Cabinets/vanities: Improperly installed or finished You can understand how prevalent such “defects” would be in new homes, and how action is required in many cases. Nine times out of 10, for homes backed by Tarion, they’re resolved without issue.

More drastic is another example involving 23 homes by one builder in one development in Ontario, also, thankfully, backed by Tarion: » After the homes were built, the water table shifted, causing differential soil settlements » The problems arose three to five years after construction » 23 homes were monitored and repaired over a period of five years » 10 homes required major repairs – causing the homeowners to be relocated to hotels for an average of 38 days

The cost to Tarion to rectify the matter? More than $5 million.

The cost to homeowners? Zero.

The benefit of having the peace of mind of a Tarion backed warranty?

Priceless.

Think that would happen if your home was built by an unregistered or illegal developer?

More and more builders, Tarion says, are improving their customer service. And it’s not just the large companies.

“The advantage of using a small builder might be that you often get to know the principal,” says Tarion president Howard Bogach. “But large builders are closing the gap.

“The large builders that do well are the ones that behave like small builders.”

And with real estate and new home prices rising, homebuyers, understandably, expect more.

So, what’s in a new-home warranty? In short, your builder is not just building your home, it’s building a relationship.

Wayne Karl is an award-winning writer and editor with experience in real estate and business. In Fundamentally Speaking, Wayne explores the basics you need to examine when buying property. He can be reached at wayne.karl@ypnexthome.ca or follow him on Twitter at twitter.com/ WayneKarl.

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Lebovic Campus Drive

SITE

bathurst st.

N

Ilan Ramon Blvd.

Starting from the $900’s

Major Mackenzie Dr. Dufferin st.

ReAL Townhomes. ReAL Backyards.

In a ReAL great Thornhill location.

rutherforD rD.

RegisteR Now

Madisonhomes.ca Rendering is artist’s concept. Price and specifications are subject to change without notice. Marketed by International Home Marketing Group. E. & O. E. August 9, 2016.

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Trending

Typical GTA new lowrise home now exceeds $900,000 THE AVERAGE PRICE of a new lowrise home in the GTA in July surpassed $900,000 for the first time, according to the Building Industry and Land Development Association (BILD).

The average price of new detached and semi-detached houses and townhomes was $906,508, a 12-percent increase from July 2015. Prices have grown more than $100,000 in just 12 months, according to Altus Group, BILD’s official source for new home market intelligence.

Semi-detached homes showed the strongest price increase, growing by $196,546 in just one year to a new record high of $771,530. For townhomes, the average price was $758,434, an increase of $122,491 since July 2015.

The price of single-family detached homes in July was $1.09 million. They first surpassed the $1-million mark in March.

The average price per square foot climbed to $594, another record.

Suite sizes for mid- and highrise condo units increased to an average of 801 sq. ft.

“In previous years, many builders were focusing on offering smaller and more affordable units to help first-time buyers enter the market,” says BILD President and CEO Bryan Tuckey. “Recent months have seen the introduction of larger suites to meet the demands of the growing range of buyers who have been priced out of the lowrise market.

“New lowrise home prices have grown exponentially due to limited supply,” he adds. “Provincial intensification policies, delays in the approvals process and a lack of serviced developable land in the GTA has reduced the amount of new homes coming to the market.”

Record-low supply fuels surging prices

New highrise homes grow in size and price The price of highrise homes in the GTA also reached new heights in July.

The $475,764 average is a seven-percent increase from last year and the result of increases in price per square foot and larger suite sizes.

The supply of new homes in builders’ inventory fell to a 10-year low, with just 17,213 new homes available for sale in all of the GTA as of July 31.

This is a 41-per-cent decrease from a decade ago.

Only 1,568 of those homes were

ground-related, another record low. This is less than half the homes available in July 2015, when there were 4,550, and dramatically fewer than the 16,424 available for purchase in July 2006.

Highrise supply also declined in July, falling to 15,645 units. The most significant decrease was in the preconstruction stage units, which were down 25 per cent from last year to 8,499.

New-home sales peak in 2016 Sales of new homes and condos in the first seven months of 2016 were the highest in 10 years. So far this year there were 28,208 homes sold.

Of those sales, 15,852 were highrise homes, a new record. That is 36 per cent more than the 10-year average.

Lowrise sales have also been stronger than average so far at 12,356, but down seven per cent from last year.

New-home sales in July were up 12 per cent from 2015 and nine per cent above the 10-year average with 3,131 transactions. The majority of the sales came from the highrise market with 2,226 homes sold, a 52 per cent increase since last July. Meanwhile lowrise sales fell to 905 homes in July, down 32 per cent from last year.

July new-home sales by municipality: July ‘16

Lowrise

Highrise

Total

REGION

2014

2015

2016

2014

2015

2016

2014

2015

2016

Durham

250

214

357

20

21

165

270

235

522

Halton

232

178

43

264

68

77

496

246

120

Peel

390

476

104

52

94

142

442

570

246

Toronto

80

41

98

911

977

1,656

991

1,018

1,754

York

353

431

303

267

301

186

620

732

489

GTA

1,305

1,340

905

1,514

1,461

2,226

2,819

2,801

3,131

Jan-July

11,169

13,268

12,356

12,552

12,662

15,852

23,721

25,930

28,208 SOURCE: ALTUS GROUP

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Trending

Great Gulf raises more than $160,000 for Youth Bipolar Disorder at Sunnybrook

Left to right, Gus Platis, Karen Norton, Aggie Wengle, Dr. Benjamin Goldstein, Eugene Filice, Josh Reisman, Peter Carello.

THE 21ST ANNUAL GREAT GULF

Invitational, presented by Quality Sterling Group, Contract Flooring Specialists held at the Cardinal Golf Club in Kettleby Aug. 18, 2016 has gained incredible momentum and an unprecedented success – raising $160,400 for Sunnybrook’s Centre for Youth Bipolar Disorder. This brings the total funds raised to $1.22 million.

“We would like to extend a special thank you to our sponsors, golfers and our staff who recognize that mental illness is one of the most pressing issues facing our teens today, we could not have achieved this fundraising milestone without their generosity and support,” says Great Gulf President Christopher Wein. “We applaud Dr. Benjamin Goldstein at Sunnybrook’s Centre for Youth Bipolar Disorder for his tireless

MORE TRENDING ONLINE ypnexthome.ca/news

work and commitment to remove the stigma, prejudice and discrimination of those suffering with mental illness.”

Dr. Goldstein, associate professor of psychiatry and pharmacology at the University of Toronto, director of the Centre for Youth Bipolar Disorder, Sunnybrook Health Sciences Centre and a Scientist at the Sunnybrook Research Institute, was on hand for the cheque presentation. This year the Centre welcomed a new psychiatrist, a new social worker and therapist, and three new graduate students in pharmacology and medical sciences providing top-quality accessible care, world-leading discoveries and knowledge sharing and dissemination.

“We cherish the ongoing support of Great Gulf, both in terms of the tremendous impact of the funds raised at this annual tournament, and also in terms of having such a collaborative corporate partner who shares our vision of achieving a better future for youth with bipolar disorder through early treatment, cutting-edge research, and reducing stigma,” says Dr. Goldstein. “On behalf of the hundreds of teens and families affected by bipolar disorder whom you have helped through your support, and on behalf of the CYBD team, thank you!”

18 YPNEXTHOME.CA

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COMING THIS FALL

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• Master bedrooms feature walk-in closets and private ensuites

• Parks, schools and acres of protected greenspace at your door • An intimate, small town setting just minutes from all the amenities of Newmarket

• Most plans offer convenient second floor laundry • Open concept kitchens with breakfast bars

REGISTER TODAY: GREATGULF.COM/HILLSBOROUGH

36’, 40’ and 45’ Detached 1,510 - 3,520 sq. ft. from the mid

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Prices and specifications subject to change without notice. E. & O.E. Illustrations are artist’s concept. All square footages are approximate. Actual usable space varies from stated floor area.

GREATGULF.COM Sales office hours: Sat. & Sun. 11am - 6pm • Mon.-Thurs. 1 - 8pm • Closed Fri.

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Prices and specifications subject to change without notice. E. & O.E. Illustrations are artist’s concept. All square footages are approximate. Actual usable space varies from stated floor area.

019-GreatGulf-Hillsborough 09-10-16.indd 19

2016-08-30 11:59 AM

Trending

New couples – don’t avoid having the ‘money talk’: CIBC Poll A RECENT POLL FROM CIBC finds that only a third of Canadian couples about to get hitched or enter a common-law relationship actually had a serious talk about money. Yet, nearly everyone (99 per cent) admits it’s important to discuss how to plan and manage their finances together as a couple.

“While couples will spend several months planning, in great detail, their ‘big day,’ our poll reveals that very few people actually broach the topic of how to plan and handle their finances once they begin their lives together,” says Jamie Golombek, managing director, tax and estate planning, Wealth Strategies Group, CIBC. “When you’re caught up in the bliss of getting married, talking about money isn’t particularly romantic, but, it shouldn’t be a taboo topic. Before saying ‘I do,’ it’s important to make sure you are on the same financial page, otherwise you’re setting yourself up for problems down the road.”

In his new report, For richer or poorer: Financial Planning Tips for Newlyweds, Golombek offers advice to couples whether they’re about to tie the knot or simply considering moving in together on when and how to have that money talk and how best to “marry” your money personalities.

KEY POLL FINDINGS INCLUDE:

» Two-thirds (66 per cent) of those who plan to marry or live common law are entering their relationship in debt, including either student, personal, credit card or mortgage debt. Yet, their top financial goal within the first two years of tying the knot is to save up for a trip or vacation (46 per cent). …continued on page 22 20 YPNEXTHOME.CA

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AWARDWINNING HOME BUILDER

COMING FALL 2016

ELEVATE YOUR LIFE IN VAUGHAN

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Yonge Street & Wellington Street

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Keele Street & 15th Sideroad

*Information correct at press time. E. & O. E.

TREASUREHILL.COM SEPTEMBER 10 - 24, 2016 | NEW HOME GUIDE 21

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…continued from page 20

» One-third (35 per cent) who plan to marry or live common law say they’ve had the money talk in detail, with 40 per cent saying they’ve only discussed how to manage finances together as a couple “briefly.” » Of those who admitted they haven’t talked about money before the big day or the move-in date, most (83 per cent) said they didn’t know either how or when to address the topic or said they plan “to play it by ear.” » 99 per cent say it’s very or somewhat important to discuss how they will plan and discuss their finances as a couple.

Be open and honest The poll findings also show that nearly two-thirds (63 per cent) do not plan to sit down with a financial advisor after their honeymoon or enter into a common-law relationship. Yet, almost a third (31 per cent) say it hadn’t even occurred to them and admit it’s probably a good idea.

“There’s a reason why it’s called a marriage ‘contract,’ but unlike typical contractual arrangements, marriage comes with emotion,” says Golombek. “As couples get caught up in the whirlwind of excitement before their wedding, talking about money can be a delicate, very emotional topic, so it does really help to talk to someone who can be impartial, like a financial advisor, to help with difficult questions and concerns.”

It’s important to have an open and sincere discussion about finances before you take the big step and have it early in your relationship so your relationship has a solid financial footing, he says.

“Perhaps the springboard for

having the ‘big talk’ about money is identifying your and your partner’s philosophies on handling finances,” says Golombek. “If you’re an impulse buyer, and your partner-to-be is a super-saver, he or she may feel your shared goals of saving for the future – for kids, a house, or a car – will be undermined.

“You and your partner don’t need to have the same personality for your relationship to be successful, but discussing your personality differences in advance may prevent tension and stress down the road.”

TIPS TO REDUCE FINANCIAL STRESS IN YOUR RELATIONSHIP

Don’t avoid the money talk: Once you decide to marry and where you will live together, it is important to talk about how you’re going to manage your household expenses.

Share everything: Most useful if you and your partner do in fact share everything. This includes having one joint account and having all of your money deposited into that account.

Share expenses: Create a common plan as a couple for all household expenses and fund a shared joint account so that shared expenses are paid from this account.

One-third (35 per cent) who plan to marry or live common law say they’ve had the money talk in detail, with 40 per cent saying they’ve only discussed how to manage finances together as a couple “briefly.” expenses, typically three-to-six months’ living expenses

Assign expenses: While less common in first-time marriages, you may decide in advance which expenses each of you will cover.

Speak to a financial advisor: While couples carefully select a professional to record their wedding, supply their flowers and do the makeup, most have no plans to work with a professional to help set up their joint finances. This is a common mistake that can set your marriage back

Plan for savings: Beyond expenses, talk about your future together and saving for common goals, such as buying a car, a home, big-ticket items such as appliances, starting a family or saving for retirement.

Also, set aside money for emergency

A financial advisor can take the emotions out of the money talk by helping couples understand their real priorities and create a joint financial plan based on realistic goals and budgets. These plans are provided free-of–charge by most banks.

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SOMETHING S OMETHING METHING

NEW IS COMING SOON

TO NEWMARKET ctor WOW Fa

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Phase 2 N! SOO COMING

A NEW collection of Townhomes, 50 ft. & 55 ft. Singles in an established neighbourhood.

Phase

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Distinguished architecture.

Luxuriously appointed interiors.

Meticulous craftsmanship in every detail.

2 and 3 Storey Townhomes

Attractive, safe streetscapes are just one of the things factored in to impress at Glenway in Newmarket.

Detached Homes and Bungalows on 50’ and 55’ Lots

Begin every day with wow! Register for Phase 2 Today

GlenwayLiving.com Prices and specifications are subject to change without notice. E. & O.E. Renderings are artist’s concept.

SEPTEMBER 10 - 24, 2016 | NEW HOME GUIDE 23

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Property Profile | FIELDGATE HOMES

By appointment only at

Blue Sky in Stouffville STOUFFVILLE’S BLUE SKY is the new-home community you’ve been waiting for – a refreshing way of life full of oldfashioned charm, set in a dynamic, modern and convenient community of mostly detached homes just five minutes north of Markham.

More than 1,300 families already call Blue Sky home, and now you can too! Coming Saturday, Sept. 17, Blue Sky’s new release will feature a selection of 36-, 40- and 50-ft. single-detached family homes that will be available to purchase by appointment only.

Interested homebuyers are encouraged to register today at fieldgatehomes.com for additional details regarding this new release and the appointment booking process.

Inspired by Stouffville’s heritage architecture, the homes at Blue Sky Stouffville are crafted in a complementary style. Beautifully designed with Victorian, French Second Empire and Tudor influences, the warm exteriors create the most welcoming streetscapes.

Decorative trim, gable details and delicately pointed arch windows adorn the Victorianinspired exteriors, creating inviting homes with a unique flair. The sweeping bell roofs, ascending turrets and dormer windows of the French Second Empire elevations make a grandiose statement that is sure to turn heads. Inside, these homes’ features include oak staircases with upgraded wood spindles and hand rails in natural finish from the first to second floor,

NEW RELEASE STARTS

SATURDAY, SEPT. 17

…continued on page 26

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…continued from page 24

pre-finished natural hardwood on the main floor and nine-ft. ceilings on the main floor.

Stouffville is a place where you can enjoy all the comforts of a country lifestyle and still get to the city in less than 30 minutes. Stouffville’s fertile rolling farmland, scenic ravines, kettle lakes and forested highlands make it an irresistible place to call “home.”

Annual Stouffville events such as the summer Strawberry Festival and the local variety show Music Mania showcase the charming flavour of this delightful town.

The community offers families the convenience of several

neighbourhood amenities, such as schools, parks and places of worship, just steps from home. The town boasts a great library, a skate park, a fabulous community centre with an arena and an indoor pool, and much more to keep you and your children active all year round. Blue Sky also lets you enjoy all the finest modern conveniences with shops, schools, GO Transit, recreation and much more, all just minutes away.

The sales centre is on the west side of Ninth Line, north of Main Street (Stouffville Rd.) at Millard Street.

Please visit fieldgatehomes.com to register today.

Location

Stouffville Builder

Fieldgate Homes Development

Blue Sky Home Type

36-, 40- and 50-ft. singledetached family homes Sales Centre

West side of Ninth Line, north of Main Street (Stouffville Rd.) at Millard Street Contact

fieldgatehomes.com

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SEPTEMBER 10 - 24, 2016 | NEW HOME GUIDE 27

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Trending

Taxes, not basic necessities, make up largest Canadian household expense

THE AVERAGE CANADIAN family

spends more on taxes than on housing, food and clothing combined, finds a new study released today by the Fraser Institute.

“Most people don’t realize it, but the average Canadian household now pays more in taxes than they spend on the basic necessities of life combined,” says Charles Lammam, director of fiscal studies at the Fraser Institute and co-author of the Canadian Consumer Tax Index, which tracks the total tax bill of the average Canadian family from 1961 to 2015.

In 2015, the average Canadian family (including single Canadians) earned $80,593 and paid $34,154 in total taxes compared to $30,293 on housing (rent and own), food and clothing combined.

In other words, 42.4 per cent of income went to taxes while 37.6 per cent went to basic necessities.

This represents a marked shift since 1961, when the average family spent

“Most people don’t realize it, but the average Canadian household now pays more in taxes than they spend on the basic necessities of life combined,” MORE TRENDING ONLINE ypnexthome.ca/news

33.5 per cent on taxes and 56.5 per cent on housing, food and clothing.

The total tax bill reflects both visible and hidden taxes that families pay to the federal, provincial and local governments, including income, payroll, sales, property, health, fuel and alcohol taxes, and more.

Since 1961, the average Canadian family’s total tax bill has increased by 1,939 per cent, dwarfing increases in annual food costs (645 per cent), clothing (746 per cent) and housing

(1,425 per cent).

Even accounting for inflation over the last 54 years, the tax bill has still increased 152.9 per cent.

“Taxes help fund important government services, but the issue is the amount of taxes governments take compared to what Canadians get in return. With more than 42 per cent of their income going to taxes, Canadians might ask whether they’re getting good value for their tax dollars,” Lammam says.

28 YPNEXTHOME.CA

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design is everything.

Mount Albert’s first family-sized townhomes.

Averton is proudly writing a new page in the history of Mount Albert, with a unique collection of up to 3 bedroom townhomes that can be found amidst the rolling hills and countryside north of Toronto.

RegisteR Now

Village Green.

From the high $500’s

Main Street Seaton.

Averton Main/Seaton Ad Map 29 sept 2014 PICKE

407

SITE

Sales Centre located at 2725 Brock Road. 289 545 0022

KIN

From the mid $300’s

TAUNTON RD.

RD.

401

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Bungalows and luxury townhomes available with beautiful home designs.

Quick move-in’s. Sales Centre located at 120 John Street West.

Detached homes on 40’s lots. Final phase! Quick move-in’s. Sales Centre located at 19103 Hwy #48

Townhomes from the $500’s

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N

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Now Averton is pleased to offer your own new beginning, with a collection of Brownstone Townhomes in an inviting new family oriented community. Main Street Seaton offers you 2 and 3 bedroom designs ranging in size from 925 to 1,418 square feet with a stunning variety of Coach Towns, Garden Towns and Urban Towns to choose from.

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Luxury Condominium villas, with distinguished unique character.

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Quick Move-ins available.

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Learn more @ AVER-MUL-A-AD-NHC-AUG16-F.indd 1 029-Averton-Corp 08-20-16.indd 1

RegisteR Now

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Follow us on Prices and specifications are subject to change without notice. E. & O.E. Rendering’s are artist’s concept.

2016-08-16 12:10 PM 2016-08-30 2:29 PM

Property Profile | MATTAMY HOMES

cover story

A new release is coming soon to Alderidge

Mattamy’s successful new Etobicoke community MATTAMY’S GRAND OPENING

at Alderidge this summer was an immediate and unqualified hit with homeowners. The better news is that a new release will happen again soon.

The enormous appeal of Alderidge may be due in equal parts to its stellar location as well as the exceptional quality of the Mattamy designs offered. Strategically situated just south of where Hwy. 427 intersects the QEW, access downtown or out-

of-town is as wonderfully easy as you could hope for. As well, Alderidge is minutes from Mimico and Long Branch GO stations and Kipling TTC Station for easy access into and around the city.

Mattamy’s smart choice of location also puts homeowners within reach of many recreational parks and trails, plus refreshingly near to the picturesque and inviting shores of Lake Ontario. Shops, dining,

entertainment and other professional services are already plentiful and well-established here, leaving you wanting for little. Nearby you’ll find 14 Elementary Schools and three Secondary Schools. Alderidge also offers access to a full range of big box stores as well as the recently relaunched Sherway Gardens, one of the city’s premier shopping centres.

As ever, Mattamy conducted substantial research to determine

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Location

Etobicoke Builder

Mattamy Homes Development

Alderidge Home Type

Semis and detached homes Sales Centre

3418 Lakeshore Blvd. W., open Monday to Thursday 1 to 8 p.m., Friday 1 to 6 p.m., Saturday, Sunday and holidays 11 a.m. to 6 p.m..

Contact

mattamyhomes.com 647.348.2509

what its homeowners might need and desire in their new homes. Here, you’re offered a variety of home styles from contemporary to traditional in semi and detached styles. The homes in Alderidge offer breathtaking, upscale interiors. You’ll find a range of home sizes from three to five bedrooms, private master retreats and grand walk-in closets. Kitchens are designed as an efficient work triangle with the most modern, up-to-date finishes. Another great feature in each home is the backyard – a delightful rarity this close to the city.

Mattamy brings innovative Energy Star building to Alderidge Mattamy was just named the Energy Star Builder Of The Year, Large Volume Builder, for its leadership in environmentally responsible building practices. Mattamy’s intelligent and innovative approach to home building is set to become an industry standard.

Nowhere is this better demonstrated than in Alderidge in Etobicoke.

For more information, visit the sales centre or register today at mattamyhomes.com, or call 647.348.2509.

The sales centre is located at 3418 Lakeshore Blvd. W., Etobicoke, open Monday to Thursday 1 to 8 p.m.; Friday 1 to 6 p.m.; Saturday, Sunday and holidays 11 a.m. to 6 p.m.

SEPTEMBER 10 - 24, 2016 | NEW HOME GUIDE 31

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Trending

Southwestern Ontario Marketing Alliance receives funding to attract foreign development THE SOUTHWESTERN ONTARIO

MORE TRENDING ONLINE ypnexthome.ca/news

“Canada has strong economic fundamentals and a skilled, innovative workforce, which makes it an excellent destination for new investments,” Lametti says.

ILLUSTRATIONS COURTESY OF SOMA

Marketing Alliance (SOMA) has announced that the government of Canada has awarded the association $24,000 to allow SOMA to attract additional foreign investment into the region.

On behalf of Chrystia Freeland, Minister of International Trade, David Lametti, Parliamentary Secretary to the Minister, announced 2016 funding of $3.8 million to 87 municipalities across Canada.

This funding comes from the Invest Canada-Community Initiatives (ICCI) program which helps attract, retain and expand foreign direct investment.

“The government of Canada encourages communities large and small, from coast to coast, to get their messages out about why the world should invest here. Canada has strong economic fundamentals and a skilled, innovative workforce, which makes it an excellent destination for new investments,” Lametti says.

ICCI funding helps Canadian communities reach out to global companies looking to expand abroad.

The program gives organizations such as SOMA an opportunity to promote the region and the Canadian brand abroad. SOMA is a partnership of Southwestern Ontario communities, grown out of natural economic ties.

This region, known as Canada’s Industrial Heartland, stretches across Elgin, Oxford and Perth counties.

Len Magyar, chair of the SOMA board, says the ICCI funding will help the organization successfully promote Southwestern Ontario’s strategic location, skilled workforce and competitive business costs.

“This funding provides vital support to SOMA and its member municipalities with respect to our ongoing foreign direct initiatives,” he says. “Attracting foreign direct investment can be an expensive proposition that many smaller communities simply cannot afford however these funds will help significantly with our collective international efforts.”

The purpose of the ICCI is to create jobs for Canadians, support innovation and increase exports.

For more information, visit canadasindustrialheartland.com

32 YPNEXTHOME.CA

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SEPTEMBER 10 - 24, 2016 | NEW HOME GUIDE 33

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Property Profile | MADISON HOMES

Cornell Rouge Continues to grow in Markham CORNELL ROUGE by Madison Homes

is a community unlike any other.

Located just east of Cornell Centre Boulevard and stretching north of Hwy. 7 up to 16th Avenue, Cornell Rouge embodies the success of new urbanism with more than 1,000 families calling this community their home. Drive or take a stroll along gently winding avenues as you enjoy the pleasing curb appeal of this uniquely pedestrian-friendly, masterplanned community, where garages are tucked around back but yet attached to some of the homes and accessed via laneways.

Cornell Rouge is offering a wide range of home designs to those who want to be part of Markham’s most

desirable neighbourhood, including townhomes and detached homes.

In keeping with the communities of old, many of these homes also feature delightful covered porches for long, summer chats with neighbours.

Simply put, Cornell Rouge offers classic homes with all the right amenities in a streetscape featuring families, rather than family cars.

In terms of community, Madison’s Cornell Rouge is “striking just the right chord with buyers looking to live in an ideal Markham location, close to both nature and modern amenities,” says Nelly Zagdanski of Madison Homes.

Nestled carefully beside the natural beauty of Rouge Park – a 12,000-acre natural urban park – Cornell Rouge

Location

Markham Builder

Madison Homes Development

Cornell Rouge Home Type

Single-detached homes and townhomes Sales Centre

Southeast corner of Cornell Centre Boulevard and 16th Avenue, open Monday to Thursday 1 to 8 p.m., weekends and holiday from 11 a.m. to 6 p.m., Fridays by appointment Contact

madisonhomes.ca 905.472.7667

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Cornell Rouge offers classic homes with all the right amenities in a streetscape featuring families, rather than family cars. is rich in natural beauty, providing residents with a community that is nurtured by nature and peaceful tranquility. Cornell Rouge enjoys a splendid locale with highways, schools, world-class sports facilities, shopping, a hospital, well-known companies, businesses and services, all mere minutes away. With three large woodlots and a multi-purpose park within the immediate masterplanned community, Cornell Rouge is sure to please the entire family.

Residents will also be steps away from the neighbourhood’s exceptional Cornell Community Centre and Library. The community centre’s impressive facilities include a triple gymnasium, aquatics centre, library, health and fitness centre, indoor track, indoor children’s playground and adult centre – all of

this spanning 129,000 sq. ft.

Madison is proud to announce a new release of singles and towns coming this September. Madison Homes will offer a limited time bonus upgrade package, which will include hardwood flooring throughout the main floor, granite kitchen countertops and decor dollars.

Some homes offer the option to add an incredible 524 sq. ft. second-storey Coach House above the attached double-car garage.

With a choice of three different floorplans (finished loft, a studio apartment or a full one-bedroom apartment), a Coach House will provide you with valuable living, working or entertaining space. Each Coach House comes with a singlecar parking pad and its own private entrance with interior staircase.

Homes range in size from 2,057 to 3,237 sq. ft. on 30-, 36- and 40ft. wide lots priced from $1 million.

Townhomes range in size from 1,881 to 2,262 sq. ft. priced from the $800’s. Visit the Cornell Rouge presentation centre where four fully furnished and decorated models allow you to truly appreciate the designs of a well-crafted Madison Home.

Cornell Rouge sales office hours are Monday to Thursday 1 to 8 p.m., weekends and holiday from 11 a.m. to 6 p.m., and Fridays by appointment. Sales office located at the southeast corner of Cornell Centre Boulevard and 16th Avenue.

For more information, visit madisonhomes.ca or call 905.472.7667.

SEPTEMBER 10 - 24, 2016 | NEW HOME GUIDE 35

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Trending

Geranium Homes sponsors 5-day build for Habitat for Humanity GTA in Stouffville FROM AUG. 18 TO 24, Geranium

Homes’ staff and invited guests put aside their usual tools of the trade and picking up hammers to help build a home for a family of four on Main Street in Stouffville.

Geranium’s long-standing commitment to Stouffville began in 2008 with the award-winning master-planned The Neighbourhoods of Cardinal Point a development which spans 100 acres north of Main Street between Hwy. 48 and Ninth Line. “When we learned that Habitat for Humanity GTA was undertaking its first build in Whitchurch-Stouffville, we knew we wanted to be involved,” says Boaz Feiner, president. As a supporting sponsor of the Main St. Habitat build project, Geranium staff and volunteers helped kick off the six-week Blitz Build planned for completing this home. “Since June 2015, our senior vice-president, land development Shauna Dudding has also been on the Board of Habitat GTA, and it is her dedication to the organization that makes us particularly proud of our sponsorship.”

“This is a great team building opportunity for our employees, and a rare chance for many to experience what it’s like to work on a construction site. We’ll be giving back to the local community in a highly meaningful way and at the end of each day, volunteers will see the progress they’ve made on this house for a working, low-income family.

A very rewarding experience for everyone,” says Feiner.

Over the five Geranium build days, as many as 75 volunteers arrived at 8 a.m. for safety training and briefing, working until 4 p.m. alongside experienced crew leaders to complete the home’s framing.

MORE TRENDING ONLINE ypnexthome.ca/news

The official ribbon cutting to mark new beginnings for the Sosin family took place on Aug. 22 at the site. The house is scheduled to be completed and keys provided to the family in early October.

Habitat for Humanity Greater Toronto Area (GTA) is a non-profit housing organization working with communities to build homes with local families in need of affordable housing. The organization empowers families to achieve stability and self-reliance through affordable homeownership.

Since 1977, Geranium (geraniumhomes.com) has developed numerous master-planned communities, taking them from conception to completion, creating desirable neighbourhoods and establishing a solid reputation for quality design and construction.

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there’s more to love about life in stouffville!

Located steps from a natural ravine with miles of trails at your door, and just a short bike ride from the inviting cafes, bistros and shops of Downtown Stouffville, VISTA Flats and Towns is the final release in the award-winning Neighbourhoods of Cardinal Point.

Nestled against mature woods, this innovative collection of condominium one-storey flats and two-storey towns offer distinctly unique designs and lifestyle choices in a convenient location minutes from Highways 404, 407 and the GO Train.

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SEPTEMBER 10 - 24, 2016 | NEW HOME GUIDE 39

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Neighbourhood Profile

Regent Park A new and improved neighbourhood

By Joanne Keenan

In the area New to Regent Park are retail and public spaces for all. The Daniels Spectrum, Regent Park Aquatic Centre and Regent Park Athletic Grounds offer lifestyle and recreation programs. The health centre provides youth programs, immigrant assistance and social support. A new cultural centre will be home to local organizations for educational, arts and community programs. There are also two public primary schools and The Parliament Library.

MORE PHOTOS ONLINE ypnexthome.ca/regent-park

REGENT PARK — tucked between Parliament, Gerrard, River and Shuter streets — proves that you can reinvent the wheel with a citybacked redux that is raising it from ashes to a vibrant community of city streets, compact blocks, businesses, condos, apartments, community services and a blend of residents across socio-economic and cultural spectrums.

Vibe Nothing says new and improved more than Regent Park. Fresh, clean and vibrant with a phenomenal sense of community as redevelopment puts in place cross streets, amenities, housing and businesses for an engaging way of life. Still in the growing stages, former residents and

families are eager to return, while newcomers long to ride the wave of growth that has begun.

Meet the neighbours Residents come from a wide variety of cultural backgrounds and nationalities, which inspire artistic, cultural and educational activities. More than 60 different first languages are spoken, making Regent Park one of Toronto’s most culturally diverse neighbourhoods.

Predominantly a low-income area, former residents are returning as homeowners and renters through various funding initiatives. New buyers are attracted to urban lofts in renovated buildings that offer cosmopolitan living at entry-level prices.

Planes trains and automobiles Streetcars travel from Regent Park providing quick access to the YongeUniversity-Spadina subway line.

The Parliament streetcar connects to Castle Frank station on the Bloor-Danforth subway line. The Don Valley Parkway runs just east of the community, linking to the Gardiner Expressway and Lake Shore Boulevard, making this community very accessible — it’s also very pedestrian and bike friendly.

Real estate Affordability is key for those starting out, new to the country or those of limited means, and that is the hallmark of the rebuilding of Regent Park. Throughout the metamorphosis, the focus has been on returning former residents to healthier homes geared to their incomes. Funding initiatives have made it possible for former renters to step forward to become homeowners.

Joanne Keenan is a freelance writer based in Hamilton

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2016-08-30 2:29 PM

Inspiration | DESIGNER ADVICE

WHERE DO I START? Three tips for choosing your new home finishes

By Yanic Simard

UPON WALKING INTO the fully upgraded model suite in the design centre for your new home, you are presented with a number of decisions for materials, colours and upgrades. You immediately go for the hardwood, which is much pricier than the laminate, you’ve always wanted a spa tub fully loaded with jets, and you love those stainless steel appliances. You stop for a second and take a breath because all you can see are dollar signs. You have to ask yourself, “Is it really going to make a difference when it’s all said and done?” …continued on page 44

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beautiful views attract tourists and residents alike to enjoy events, shops

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* Information correct at press time. Map not to scale. Conditions may apply. E. & O. E.

043-Multi-SaddleRidge 09-10-16.indd 43

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…continued from page 42

The answer is yes but not every upgrade is worth the money you’ll pay for it. However, some upgrades from the standard features will make a huge impact, look- and quality-wise, not to mention on your resale value.

Choosing your finishes should not be an overwhelming experience. Do your research before heading out to choose your final selections and you will be in good shape.

1 | Choosing in the right order People often start by choosing a paint colour and then trying to match everything else to it. To me, that’s going backwards. It’s much easier to choose your paint colour last, having it complement your other, more permanent selections, such as cabinetry. Finishes that are the least difficult to change should be chosen last.

Start with the flooring and cabinetry. In smaller spaces such as townhomes or condos, keeping the flooring consistent throughout the home will create a nicer visual flow and feeling of openness.

Next, choose the backsplash, countertop and cabinetry hardware. I wouldn’t suggest going with a bold and colourful pattern for the backsplash — keep it simple and neutral. You can add colour to your home with accessories and soft furnishings, like pillows and throws. I don’t advise experimenting with colour on finishes that are permanent.

Your countertop and backsplash will be expensive to change if you don’t like the end result. The countertop and backsplash should coordinate with each other, and pick up colour tones from one another. As for the hardware, I like combining knobs and pulls. Knobs for the doors and pulls for drawers, and you can never go wrong with a brushednickel finish.

Lastly, choose your paint colour — something that matches nicely with the already chosen finishes. Bring a wide selection of paint chips with you.

of your mind. Remember that you want your choices to cater to a wide demographic of prospective purchasers down the road, so be sure that your selections will appeal to a broad range of tastes and style preferences. * RULE OF THUMB Spend about five per cent of your budget on upgrades, in order to maximize your return on investment.

3 | Professional help

2 | Think resale

The benefits of using a reputable designer will pay off.

Designers have an eye for colour and they know what works well in a particular space and what doesn’t. It’s a wise decision to employ a designer up front to avoid making mistakes that could end up costing you more money down the line, if you don’t like the finishes that you chose yourself. A good designer who is familiar with builders’ finishes will help you to mix and match the options and upgrades to achieve the ultimate look at the lowest cost. It’s all about knowing where to spend your money and how to match your various selections.

Certain features sell better than others, which is very important to keep in mind when choosing upgrades.

Stainless steel, granite countertops and hardwood flooring are all elements that buyers look for and are attracted to, and smart upgrades to invest in.

Though you probably won’t be thinking “resale” at the time of purchase, it’s crucial to always keep it in the back

* SOME UPGRADES THAT PAY OFF » Hardwood in lieu of carpeting » Kitchen backsplash » Countertop with undermount sink » Stainless steel appliances » Interior doors and door hardware

* DESIGNER TIP I’m known for using Benjamin Moore’s Classic Grey (OC-23) for the walls, trim and ceiling. I paint the walls and ceiling with a flat finish, and the trim in semi-gloss.

Yanic Simard is New Condo Guide’s design editor, principal designer of award-winning Toronto Interior Design Group (tidg.ca), and regular guest expert on City’s Cityline.

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G RAN D O PE NI N G A S TU NNING MAS TER-PLANNED COMMU NITY

SP E CTACULAR UP CO UN TRY L IVIN G. At Country Lane, a magnificent new master planned community has been unveiled in Whitby, beginning with a superb selection of luxurious fully detached homes.

Welcoming entrance gates, unique and engaging streetscapes, traffic-calming roundabouts, a community park and greenspace.

It’s everything you want in a new home and a neighbourhood – all just minutes from the GO Station, 401, and the new Highway 412 link to the 407.

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Sales Office: 4145 Country Lane, Whitby Hours: Mon-Thur: 1pm - 8pm Fridays: Closed Sat, Sun, & Holidays: 11am - 6pm

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Trending

Forget the ‘Canadian’ housing market – it doesn’t exist

By Wayne Karl

A FEW MONTHS AGO, WE WROTE

about why 2016 was a good year to buy a home in the Canadian market.

In fact, we listed five reasons: » Low interest rates » Lower prices in some markets meant opportunity » The hot markets were getting hotter » History, as in price growth, was in your favour, and » The busy spring market was about to begin Now, here we are in September… is that still the case? The latest data from the Canadian Real Estate Association (CREA) may lead you to believe otherwise. The headline of CREA’s recent release read Canadian home sales post third consecutive decline in July.

Not exactly the most positive news.

The headline of our own article here, Forget the ‘Canadian’ housing market – it doesn’t exist, is not meant to suggest you actually not buy in Canada.

It means – and we can’t stress this enough – real estate is local.

Forget the “Canadian” market. There actually is no such thing, though national agencies such as CREA and Canada Mortgage and Housing Corp. (CMHC) try to summarize market characteristics and common denominators for housing across the country.

But when you a home, you don’t buy a national market, or even a provincial, regional or municipal one. You buy one property in a local market. What’s happening in your area could be completely different from that in another province, or

certainly at the other end of the country.

One of our favourite comments to put this in perspective comes from mortgage expert Calum Ross: “Canada represents one of single largest countries in the world and going from coast to coast, Canada is home to a very diverse group of people with local economics that are vastly different. Saying there is a Canadian housing market is no less ridiculous than saying there is ‘Canadian temperature.’”

Or that traffic at one end of the country is the same at the other.

So, let’s revisit why 2016 is still a good year to buy a home – with a few caveats. Beginning with: Real estate is local Next time you see a headline or report that summarizes the Canadian housing market as one thing or another, look deeper to see what’s happening in your market.

When CREA says, for example, that “national home sales declined for a third consecutive month in July 2016,” look beyond the headline to see what’s going on where you live, where you either own a home or are planning to buy one.

Even CREA, more and more, stresses this important distinction.

“National sales and price trends continue to be heavily influenced by a handful of places in Ontario and British Columbia and mask significant variations in local housing market trends and conditions across Canada,” President Cliff Iverson says.

Sure, average prices in Greater Vancouver surged 32.6 per cent yearover-year in July (ouch, affordability),

but they were down -1.5 per cent in Calgary (hello, opportunity).

The upside of down prices Economies and housing sectors in markets such as Calgary, Edmonton and Saskatoon are still feeling the pinch of the extended slowdown in oil and gas. If you own a home there, that’s not the greatest news.

For prospective homebuyers, on the other hand, the pause could mean an opportunity, as it actually improves affordability.

Adjacent markets can benefit The Toronto and Vancouver markets have been hot for months, if not years. But there can be a downside to that – overheating.

CMHC recently reported that Vancouver is now showing sufficient evidence to raise its overall assessment of problematic conditions in the housing market there to “high.”

And it’s not in just single-family

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“Oshawa is the hottest market right now… attracting first-time buyers and others, since the price point is about 50 per cent lower than average prices in Toronto.”

NATIONAL AVERAGE PRICE MAP Newfoundland & Labrador

1 $252,846

2 $275,972 v

BC

1 $663,411

Alberta 2 $608,294 v 1 $403,666

2 $394,977 v

Saskatchewan

Manitoba

1 $275,914

2 $273,164 v

Quebec

Ontario

1 $303,414

2 v $306,641

1 $517,831

2 v $454,498

1 $284,662

2 $278,328 v

Prince Edward Island

1 $180,427

2 $171,140 v

LEGEND

Nova Scotia

= July 2016 price levels 2 = July 2015 price levels v

New Brunswick

1

2 $168,412 v

1 $164,961

1 $221,689

2 v $224,232

SOURCE: The Canadian Real Estate Association

homes; the worrisome characteristics are now surfacing in townhomes and condos, too.

Canada’s other ultra-hot market, Toronto, is causing a spillover into adjacent areas. Hamilton is attracting buyers who have been priced out of the Toronto market, in search of more affordable homes. And to the east, Durham Region is benefiting from a similar trend. “Oshawa is the hottest market right now… attracting first-time buyers and others, since the price point is about 50 per cent lower than average prices in Toronto,” says Dana Senagama, principal market analyst for Toronto.

Housing types and marketing strategies Government land-use regulations are playing a role in eroding affordability.

In Ontario, for example, policies such as the Places to Grow Act have limited the availability of serviced land for ground-oriented houses, which is contributing to fast-rising prices.

While builders lobby government to wake politicians up to the unintended consequences of such policy, they are also trying to make homes more affordable by expanding the housing types they bring to market.

Some companies, trying to do their part to address affordability, are even

getting creative in how they market their properties, through innovative programs and down payment options.

Low interest rates Yes, interest rates are still in your favour.

In its most recent announcement on July 13, the Bank of Canada again held the maintained its target for the overnight rate at 0.50 per cent – where it has been since July 2015.

Experts are now saying rates won’t begin to inch up from these historical lows until well into 2017.

The BoC’s latest interest rate announcement was Sept. 7.

SEPTEMBER 10 - 24, 2016 | NEW HOME GUIDE 47

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Advice | MORTGAGE ADVICE

Unexpected homeownership costs GST/HST New homes are subject to GST or HST on top of the purchase price.

This, however, does not apply to resale properties.

By Alyssa Furtado

MORE ADVICE ONLINE ypnexthome.ca/news/advice

THE JOURNEY TO HOMEOWNERSHIP

takes patience and years of diligent saving. While it starts with a down payment, there can be unexpected costs that come up as a surprise.

Prospective homeowners need to set aside money in addition to the down payment.

Here are some unexpected costs to plan for: Inspection and appraisal fees Home inspections should be conducted to check for major issues prior to buying a new property.

Inspections, which cost up to $700, assess conditions including the foundation, heating, roofing and electrical.

Mortgage lenders may require an appraisal to corroborate the value of the property against the amount being borrowed. Expect to pay around $200 for the property valuation. A property survey may also be necessary to verify boundaries and measurements of the land being sold, which can cost $1,000.

Legal fees Legal representation is needed to ensure that all required documentation is processed in a timely manner. A lawyer will handle mortgage details, conduct a title search to ensure that the seller of the property is the owner, register a new title, and hand over the keys. Expect to pay up to $2,500.

Mortgage insurance Mortgages issued with down

payments less than 20 per cent incur a one-time insurance premium against payment default. Canada Mortgage and Housing Corp. mortgage insurance covers the lender and can cost between 1.8 to 3.6 per cent of the mortgage principal.

In lieu of a single payment, lenders allow the premium to be added to the mortgage, subject to the same interest rate of the agreement.

The premium can cost you thousands of dollars. If a down payment under 20 per cent is unavoidable, try to get the best mortgage rates to maximize savings on interest.

Home insurance Home insurance protects the property and its contents in case of damage or theft. It also provides liability protection in case of injury. Home insurance isn’t regulated in Canada so it’s important to know what a policy covers. Depending on the provider, premiums can be paid monthly or via a lump sum for the year.

Land transfer tax A land transfer tax (LTT) is charged whenever a property changes hands.

While the amount varies across each province, the LTT is calculated as a percentage of the purchase price of the home. Some municipalities, like Toronto, also charge a municipal land transfer tax and will increase the final purchase price. In British Columbia and Ontario, rebates are available to lessen the impact of the tax for firsttime homebuyers.

Property taxes Property taxes can amount to a few thousand dollars. Divide the amount by 12 to gauge the impact of the additional monthly payment. Also consider a probable increase.

Recurring monthly costs, maintenance, and renovations Monthly charges should be budgeted and can include utilities, condo fees and connections to services such as cable and Internet. A larger new home could cost more to heat and cool.

The costs to renovate a kitchen or to repair faulty plumbing can add up quickly. While maintenance may not be necessary in a given year, repairs are inevitable. It’s a good idea to set aside three to five per cent of the home’s purchase price for ongoing maintenance and upgrades.

The bottom line From an assortment of fees, taxes and insurance to regular maintenance, hidden home ownership costs can come as a surprise. Set aside extra funds to cover these expenses. The last thing you want is to come up short on unexpected charges and have a deal on a dream home fall through.

RateHub’s mortgage payment calculator provides a reliable estimate of the cash needed to accommodate for extra costs. In addition to including land transfer taxes and lawyer fees, the calculator also presents a clear view of monthly expenses and payments needed to pay off the mortgage loan.

Alyssa Furtado is founder and CEO of RateHub.ca, a website that compares mortgage rates, credit cards and deposit rates with the goal to empower Canadians to search smarter and save money.

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Property Profile | BRIARWOOD HOMES

Young’s Cove – Prince Edward Estates A rare opportunity from Briarwood Homes GET READY TO BE DRAWN to the water’s edge and the opportunity to capture the lifestyle of this unparalleled new community on the banks of Lake Ontario. The Grand Opening is set for Saturday, Sept.

24, 11 a.m. sharp!

Young’s Cove of Prince Edward County is a masterfully planned waterfront community measured by panoramic views, tranquil settings and fresh air. This extraordinary one-of-a-kind treasure

encompasses a children’s water park, Zen park, kilometres of pathways, greenspaces and sustains 7,000 ft. of shoreline, protected pristine wetlands and hundreds of acres of preserved forest. Enjoy gardening, strolling, children playing or just put your feet

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Young’s Cove of Prince Edward County is a masterfully planned waterfront community measured by panoramic views, tranquil settings and fresh air. up and take it all in. Leisure activities are limited only by your imagination, with fishing, canoeing, kayaking, sun sailing, biking or just morning power walking at your doorstep.

The first phase will offer an exclusive collection of waterfrontinspired homes on 65- and 150-ft. homesites nestled in pictureperfect streetscapes. The 150-ft.

Lake Collection backs onto the sandy dunes and the lake. The 65ft. Vineyard Collection homes are nestled around natural greenspaces and parks. The home styles and designs have been created for families of all shapes and sizes with two-storey homes, bungalows and bungalows with lofts. You will love the refined elegant architectural details.

The interiors are beyond perfect and come with endless options that embrace comfort, serenity and functionality.

Just beyond your backyard is a region of plenty. Young’s Cove is situated at the gateway to Prince Edward County and Quinte West. You can explore the endless nooks and crannies with restaurants, antique

shops, golf courses, art studios and enjoy the some of the finest vineyards anywhere. The waters and surrounding islands of Lake Ontario are a sports and boating enthusiasts playground with marinas and sailing/ yacht clubs. Explore Sandbanks, Presqu’ile and North Beach Provincial Parks with their miles of sensational white dune beaches. Take in the apple and maple syrup trails, plus enjoy the world class wine tasting trail or blaze the arts trail to discover the unique.

In summer, go horseback riding or swimming, explore open-air festivals and country markets. In winter, you can go cross-country skiing, snowmobiling, plus so much more.

Your everyday amenities are all right here. Charming Brighton and Trenton are just around the corner with shopping, hospitals, services, gourmet dining, performing arts and neighbourhood pubs. Nearby Wellington, Picton and Belleville encompass even greater shopping choices.

Affordable luxury starting from the amazing mid $300’s for the 65-ft. homesites and from the mid $500’s

Location

Prince Edward County Builder

Briarwood Homes Development

Young’s Cove – Prince Edward Estates Home Type

Waterfront detached homes on 65- and 150-ft. homesites Contact

youngscove.ca

for the 150-ft. homesites.

Make sure you don’t miss the exciting Grand Opening and your chance to be among the first to own, live and love your own piece of paradise and surround yourself with the finest of nature’s bounties.

Young’s Cove – Prince Edward Estates is lifestyle perfected.

To learn more about everything this extraordinary new home community offers, visit and register at youngscove.ca SEPTEMBER 10 - 24, 2016 | NEW HOME GUIDE 51

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Inspiration

the

SCOOP

Catch up on decor + reno news, inspiration, style + more

By Elisa Krovblit

MODERN POP FOR THE OFFICE

Modern Pop Office homesense.ca

Scoop the look!

‹

‹

‹

Crosley Turntable $99 | crosleyradio.com

Southwest Rug 63 by 90 inches $399 | urbanbarn.com

SKRUVSTA Swivel Chair $139 | cb2.com

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! r e

B m e

t p e

S g n

i m o

c

Coming Soon to Innisfil.

Detached Homes with more of everything 40’ & 50’ lots starting from the mid $500’s Get more of everything for thousands less: • Waterfront parks, marinas and spectacular Lake Simcoe • Shop at the Outlet mall in Cookstown or the Upper Canada Mall • Newmarket is just 15 minutes away • Vaughan Mills, Toronto and the GTA are a short hop down Hwy. 400 • GO Stop at Hwy. 11 links you to the Bradford Train Station • Sophisticated urban amenities and the lifestyle regist of your dreams are within your reach er

now!

BallymoreHomes.com Rendering is artist’s concept. Prices and specifications are subject to change without notice. E. & O. E. SEPTEMBER 10 - 24, 2016 | NEW HOME GUIDE 53

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Inspiration

FIRST baby How one new mom made her house his home

By Wayne Karl | Photos by Mucho Love Photography

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Carter asleep in the arms of her mom

JENNIFER MARDINI RECENTLY welcomed her first baby –

son Carter – into her life and into her home. Here’s her experience.

New Home Guide: This is your first child and your first home. What changes did you make to your home to welcome Carter?

Mardini: My husband Jairo and I bought our first home in March 2014. It has three bedrooms, so we knew eventually one of the rooms would become the baby’s once we were ready. Other than a bedroom for our new bundle of joy, we made some space in one of our living rooms to fit his playpen, which also serves as a bassinet and change table.

NHG: Did you know you were having a boy, and how did you plan, design and decorate the baby room accordingly?

Mardini: Yes, we knew we were having a boy – I couldn’t not know the sex of my first child. I’m a planner; I need to be organized.

Carter’s room was our extra “closet” before he was born, so we had to move everything out once we started working on his room. When we first moved in, we painted the entire house – all the bedrooms were painted grey. So I knew I wanted to use grey as the starting point, with lots of white. I also wanted to add an accent chevron wall and then add blue and green accents.

NHG: What is the theme of Carter’s room — neutral or more boyish with sports, cars and trucks?

Mardini: It’s very modern and contemporary – lots of grey and white, accented with navy and some light blues and greens here and there. Lots of patterns, too – I’m not the colourful, safari jungle type. …continued on page 56

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“My husband Jairo and I bought our first home in March 2014.

It has three bedrooms, so we knew eventually one of the rooms would become the baby’s once we were ready.”

…continued from page 55

NHG: Describe the little guy’s room — space, layout and furnishings.

Mardini: Carter’s room is about 100 sq. ft. and is furnished with a white bedroom set, including a crib that converts into a double bed, a sixdrawer dresser and a change table. It also has a full closet, a navy and white area rug, grey chevron curtains and a grey and white glider chair for me.

NHG: Now that Carter’s with you, anything you wish you had done differently in preparing his room?

Mardini: Carter’s only a month and a half old, so outside of eating, sleeping and pooping, there’s not a whole lot that he needs other than our attention. We don’t use his room too much right now because he sleeps in the master with mommy.

NHG: What other adjustments did you make in your home for Carter’s comfort and safety?

Mardini: Nothing really. We did receive a baby video monitor as a shower gift – we use it when he’s napping. Once he starts crawling around, we’ll definitely have to reorganize and remove some things.

NHG: What advice would you have for other first-time parents when it

MORE INSPIRATION ONLINE ypnexthome.ca/first-baby

comes to preparing their home for baby?

Mardini: De-clutter! From the garage to the basement, bathrooms and bedrooms. We de-cluttered the entire house of things we didn’t need or use anymore. It’s amazing how quickly junk adds up. And start early – even if it’s a slow start. There’s always something to do, so for me, the earlier the better. Start with the basics and go from there. Try to do something every day so it doesn’t feel like you’re cramming everything in at once.

NHG: How is he settling in?

Mardini: Quite nicely – I think it’s mom and dad who have had to do the settling in.

NHG: How is mom doing?

Mardini: I’m doing great! Tired, but we all knew that. Adjusting, of course, and getting used to a whole new routine. I love being Carter’s mom!

NHG: Can you tell – is he a Jays fan?

Mardini: Jays fan all the way! My husband and I were at Game 5 of the American League Division Series last season. What a story to tell him one day!

NHG: Leafs of Canadiens?

Mardini: Definitely Leafs!

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Inspiration | STYLE FILE

TOP 5 WAYS TO ORGANIZE

AND DE-CLUTTER YOUR SPACE from Toronto designer Julia Black IN A SOCIETY WHERE “STUFF” EASILY DEFINES US, it’s important to keep in mind what we really need in our homes. By editing your belongings you will feel refreshed with newfound space and will be highly motivated to keep an organized household.

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BINS AND BASKETS SHOULD BECOME YOUR NEW BEST FRIEND. And I’m talking about the gorgeously stylish bins and baskets on the market today that add to your home decor. I love Toofifteen because they are simple, modern and help enhance a minimalistic lifestyle that I embrace. I also love artisanal woven baskets from places across the globe, like those from Far and Wide Collective.

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INVEST IN A GOOD LABEL MAKER. I use labels wherever I can — containers, folders, jars for my kids’ crafting materials, medicine cabinet items, seasonal bedding, cleaning products and so much more. The trick is to use them in closed storage units (or in kids’ spaces) so the label doesn’t compromise your decor — you don’t want labels staring at you all day long! But what I love about labels is that it forces you to put things away where they belong so clutter doesn’t form, and it’s so helpful when you need to find something quick.

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USE A CORKBOARD IN YOUR KITCHEN to organize family notes and plan your meals for the week. You’ll be able to see what you have coming up for the week in one place, and it will eliminate fridge clutter and notes.

MORE TRENDING ONLINE ypnexthome.ca/news

5

MAKE A HABIT OF GOING THROUGH YOUR BELONGINGS and discarding the things you don’t use anymore. Every now and again, I like to get my kids to go through their things and box what we can donate to those in need. They like the activity because truthfully, we all know it feels good to give, but I also like it because it helps keep us organized and ensures we’re not being swallowed by our belongings.

Julia Black is a design professional who has worked with designers, stylists, editors, photographers, TV crews and contractors. She has been a design assistant on HGTV, has decorated homes and spaces, styled home photoshoots, as well as food shoots for Chatelaine magazine. She has also appeared on CityLine on CityTV.

PHOTOGRAPHY BY ROBERTO CARUSO

ONE OF THE BIGGEST CLUTTER PROBLEMS I see is overflowing bookshelves. Not only is it an eyesore, but it’s awfully impractical for finding or putting away your books. Try switching over to a Kobo e-reader to consolidate your books, and use your open shelves to display your beautiful books and objets d’arts. I love the new Kobo Aura H20 because it has a sleek design and access to more than 4.9 million eBooks and magazines.

Plus, it’s perfect for on the go, even in the bathtub or around the pool.

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Trending

Kylemore Communities swings for charity THE GENEROSITY OF KYLEMORE

Communities’ consultants, trades and suppliers was in evidence once again when the company held its Ninth Annual Kylemore Kares Charity Golf Tournament at Angus Glen Golf Club in Markham on Friday, Aug. 12. The event hosted 212 golfers for a day of golf, dining and fun.

An award-winning developer and home builder, Kylemore has hosted this event for nine consecutive years and welcomes owners and employees of Kylemore’s loyal trades and consultants. To date, more than $1.2 million has been raised for charity.

“What’s foremost in our minds is to lend a hand to charities and nonprofit groups each year, and there’s no doubt that the need is great,” says Kylemore’s President Patrick O’Hanlon.

Following registration and a substantial breakfast, golfers teed off at 8 a.m. A humid day was no deterrent, and foursomes finished the round by 1 p.m., in time for lunch and prizes.

This year’s guest speaker was Ira Jacobs, Professor and Dean, Faculty of Kinesiology and Physical Education at the University of Toronto who expressed his appreciation to Kylemore, Patrick O’Hanlon, members of the Stollery Family and attendees for their contributions to the fundraising campaign for the new Goldring Centre for High Performance Sport which opened in fall 2014.

The event was also honoured by the attendance of two Canadian women Olympians – Vicky Sunohara and Jayna Hefford – whose hockey team the University of Toronto’s Varsity Blues is also a recipient of funding from the tournament.

Previously, the tournament supported The Goldring Centre for High Performance Sport at University of Toronto, Markham Stouffville

MORE TRENDING ONLINE ypnexthome.ca/news

Hospital Foundation, ALS Society of Canada, Union Villa as well as sports, cultural and theatre programs.

“We’re committed to making a difference in our communities,” says O’Hanlon. “We can design and build a house, we can plan a community, but it’s the people who make it feel like home.”

Since 1997, Kylemore Communities has been creating homes of lasting value in some of the most desirable neighbourhoods in the Greater Toronto Area.

From boutique- and resort-style condominiums, to executive townhomes, exquisite detached residences and magnificent custom homes, Kylemore delivers quality craftsmanship, innovative design and superior architecture to their valued, and loyal, homeowners.

Currently under construction is The 6th - Markham’s only resort-style golf course condominium. A variety of suite styles are available to purchase. Now selling, Brownstones in Angus Glen is an intimate neighbourhood of luxury townhomes just west of Kennedy Road in Markham.

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COMING OCTOBER

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Inspiration

REFINISH YOUR KITCHEN WITHOUT BREAKING THE BANK

BUYING A NEW HOME IS A BIG DEAL. It’s a brand new start and an

opportunity to inject your own personality into your surroundings.

Even if it’s not exactly what you want when you move in, over time, you can put your own stamp on your place.

It’s easy to change wall colour, soft furnishings and artwork, but the thought of replacing a kitchen can be daunting, not to mention costly — just a simple upgrade could be upwards of $20,000. If

replacing the entire kitchen is simply not an option, consider refreshing it with Fusion Mineral Paint.

Made in Canada by Homestead House Paint Company, Fusion is a boutique paint that allows you to refinish just about any surface with just a little prep

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PHOTOGRAPHY FOR THE KITCHEN SHOTS BEFORE AND AFTER; MELANIE ALEXANDER, OWNER OF LOST & FOUND AND BLOGGER AT LOSTANDFOUNDDECOR.COM

By Jennylyn Pringle

PHOTOGRAPHY FOR THE KITCHEN SHOTS BEFORE AND AFTER; MELANIE ALEXANDER, OWNER OF LOST & FOUND AND BLOGGER AT LOSTANDFOUNDDECOR.COM

and knowledge. The paint is made using minerals in a 100 per cent acrylic suspension that sets hard as nails, and because it is pigmented with natural minerals the coverage is exceptional.

Completely non-toxic and VOC free, it is only sold by merchants who know the paint inside out.

Perfect for kitchens, Fusion will work on melamine, laminate, paint, wood — even metal. With a little preparation work — and I really do mean very little — you can achieve amazing results that will look beautiful for years to come.

With the option to upgrade just a pint of paint away, you could have a fully refinished kitchen for less than $200.

Taking a kitchen from ugly and unloved to beautiful is easy when you know how. Whether you’re going for a modern look or country style, Fusion Mineral paint offers a two-step process that takes only a couple of days, does not cause mess or upheaval, and gives a beautiful finish.

Refinishing your kitchen cabinets in three easy steps: STEP 1. Preparation If you’re going to spend your time and energy refinishing your cabinets, preparation is crucial. You can book a Kitchen Refinishing Workshop at the Fall Home Show to get some valuable tips.

STEP 2. Paint Choose the colour you want and apply one to two coats. Fusion Mineral Paint has incredible coverage, but it is always better to apply two less-heavy coats than one thick coat.

STEP 3. Admire your work!

Seriously, it really is that easy.

The Fall Home Show Jennylyn Pringle will be at the 28th annual Toronto Fall Home Show running Sept. 23 to 25 at the Enercare Centre, Exhibition Place. Pringle will be speaking on the main stage on Friday, Sept.

23 at noon and Sunday, Sept. 25 at noon with Michael Penney. Visit fallhomeshow.com for more details.

BEFORE

Jennylyn Pringle is President of Homestead House Paint Co. and creator of the Fusion brand. Her parents bought the paint company in 1989, and from the age of five, enlisted Jennylyn to pitch in. Fusion Mineral Paint is available across North America. Visit fusionmineralpaint.com/where-to-buy to find your closest retailer.

SEPTEMBER 10 - 24, 2016 | NEW HOME GUIDE 63

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a celebration of everything Home + Style!

Walk away with great buys on a huge selection of quality furniture, lighting and home furnishings from your favourite brands while you shop for this worthy cause!

Meet one-on-one with professional decorators from CDECA at our onsite Design Studio. Remember to bring your photos, swatches and floorplans to get answers to all your design questions.

Receive a FREE gift* from Benjamin Moore! *While quantities last.

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Enercare Centre, Toronto

september 23 – 25, 2016

17th Anniversary in support of Canadian HIV/AIDS causes

Traditional, contemporary or eclectic — whatever your design sense, visit our Dream Bathroom Suite by Kitchen & Bath Classics and be inspired by the latest in luxury, comfort and technology.

Enter online and you could win a spectacular non-surgical makeover at Gidon Aesthetics & MediSpa. Prize value: $3,500

Subscribe online to receive all new monthly podcasts from Canada’s top lifestyle experts.

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Join Benjamin Moore Colour and Design Expert Sharon Grech for an exciting presentation and get inspired to update your space.

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SEPTEMBER 10 - 24, 2016 | NEW HOME GUIDE 65

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Trending

TINA’S

favourite finds

By Tina Holmes

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WITH MORE THAN 300 RENOVATION and decor specialists at Toronto’s largest Fall Home Show, there are many innovative products and great design solutions to inspire a wide array of projects for your home. Here are a few of my favourite fall finds that cannot be missed this year at the Toronto Fall Home Show, which runs from Friday, Sept.

23 to Sunday, Sept. 25 at the Enercare Centre, Exhibition Place in Toronto. For full show details, visit fallhomeshow.com

MORE TRENDING ONLINE ypnexthome.ca/news

1

Engineered to clean all floor types, the Dyson V8 Absolute cord-free vacuum is powered by the Dyson digital motor V8, the new battery chemistry delivers up to 40 minutes of fade-free suction. For deeper carpet

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About The Toronto Fall Home Show 4

In its 28th year, the Toronto Fall Home Show is Toronto’s largest fall consumer show with more than 32,000 people attending the show annually, seeking helpful advice, solutions and new products for in and around their homes. Visit fallhomeshow.com for full show details.

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Answer your door from your smartphone with the dbell WiFi smart video doorbell. When a visitor presses the call button, a chime rings inside the home and a connected smartphone or tablet simultaneously receives an alert that somebody is at the door. When answered, a live audio and video feed is sent to the smartphone or tablet from the doorbell. Whether you are upstairs, downstairs or out of the country, you can instantly interact with a visitor in real time.

4

Fusion Mineral Paint introduces Jennylyn’s Tones for Tots natural nursery paint line, an inspiring collection of zero VOC paint for nurseries that is eco-friendly and does not contain harmful toxins, so parents can breathe easy. With playful colours like Little Star, Little Whale, Little Speckled Frog, Little Piggy, Little Lamb, Little Teapot and Little Stork, you can create a child-friendly nursery with decor that is easy, affordable and promotes sweet dreams.

5 cleaning, the direct-drive cleaner head delivers 150 per cent more brush bar power than the Dyson V6 Animal cord-free vacuum, while the soft roller cleaner head sucks up both large debris and fine dust for complete hard floor cleaning.

2

With a huge selection of colours and fabrics, Iconic Wall Panels can be configured in multiple ways and can transform any room in a snap. The options are endless with 13 colour choices and four fabric finishes. Stick with one style or mix and match to create a customized look. Simple, quick and with its innovative SimpleMount system, it makes the installation fast and painless.

Enhance the way you cook with the new Thermomix all-in-one kitchen appliance that combines twelve appliances in one with functions that include weighing, mixing, chopping, milling, kneading, blending, steaming, cooking, whisking, precise heating, stirring and emulsifying. Thermomix brings the kitchen into the digital age with a beautiful colour touchscreen display. You can follow on-screen recipe instructions by using the smart Recipe Chip and the Guided Cooking function. All you need to do is add the ingredients and your Thermomix will set the temperature and timing for you.

6

A perfect solution for any small space, the Milan Convertible Coffee Table turns from an elegant coffee table to a dining table in seconds. The additional internal storage is a great touch for smaller spaces and the dining table can entertain up to six people. …continued on page 68 SEPTEMBER 10 - 24, 2016 | NEW HOME GUIDE 67

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…continued from page 67

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With a simple twist of an arm the Carter 65-in.

Loveseat Sofa Bed transforms from a sofa into a single bed or chaise for you to relax on. This compact piece is available in a variety of fabric choices and removable slipcovers.

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Cambria launches the Hadley Desert Collection, part of the Magnificent Seven Series that adds style and elegance to your kitchen or bath. Modern and sophisticated, Hadley is a solid blue inspired by the deep blue skies and faint winking stars high over Hadley Wood near Hertfordshire in southern England.

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Unleash your creativity with Ninja Chalk Liquid Chalk Markers. Get the chalk look without the chalk mess. Create permanent designs on porous surfaces like wood, paper, stone, bricks, concrete and chalkboards.

Great for adults and kids, these markers are non-toxic, water based, eco-friendly and odor and dust free.

These are just a few of the amazing new items you will find at the Toronto Fall Home Show.

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Create contemporary modular furniture such as modern tables, functional benches, and unique architectural pieces with EverBlock. A modular system of large-scale Lego-like bricks, oversized plastic blocks snap together to form structures and furniture. It’s quick and easy to build almost anything by stacking and organizing the blocks in nearly any shape, pattern or size. Anything you construct can be taken apart and re-assembled, making EverBlock a unique green-building method.

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Tina Holmes is the show manager for the Toronto Fall Home Show. She has more than 20 years in the industry, making her a leading authority on the ins and outs of home decor and renovation. You can find Tina on Twitter at @HomeShowsTO in addition to @tinalovespinot, where she dishes on the hottest decor tips and trends for each season.

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Advice | LEGALLY SPEAKING

What is a mortgage cap?

By Jayson Schwarz

MORE ADVICE ONLINE ypnexthome.ca/news/advice

TODAY I THOUGHT I would start by

answering a question posed by one of our readers. The question relates to the issue of mortgages, and how long a “capped” rate remains in place.

Let me begin by explaining about “capped“ rates.

As a new-home purchaser, it is critical that you receive a bank pre-approval of your mortgage, in the form of a written commitment, for the money that you will need to buy the property. The mortgage commitment should provide, among other things, details regarding the amount of money, the length of the loan, the interest rate, and any special terms. The commitment

should also provide for a very important item — how long the lender will guarantee the rate that has been committed to you.

Okay, let me explain. Let us assume that on Jan. 1, 2016 you bought a property with a closing date of Dec. 31, 2016 and your rate commitment or “cap,” as shown on your commitment, is for a period of 14 months at 2.25 per cent. What this means is that, as long as the deal closes on or before the date that is 14 months from the date of the commitment, the bank will honour the rate they have agreed to.

Sometimes deals get delayed past the time that the “cap” guarantees.

What happens? Simply put, the lender no longer is legally bound to honour the original rate that was originally offered. In our example, if the rates increased to 3.5 per cent and the closing was delayed until June 30, 2017, the lender would have the option of telling you that the new rate was now 3.5 per cent.

There are more issues relating to this scenario, as you will have to decide if you still want the mortgage, and the lender will have to decide if it would still be prepared to give it to you. That is correct! Remember, if rates rise, the money needed to carry the same amount of mortgage also rises, so if you were tight on your financing before the rate increase, you may no longer qualify for the mortgage as originally agreed.

The moral of the story is to ensure that you negotiate a “cap” for as long a period as possible. Quite often, the mortgages offered by the builders on-site have built-in extension protection. Ask for it as part of your purchase agreement from the builder or commitment letter from the lender.

Jayson Schwarz LL.M. is a Toronto real estate lawyer and partner in the law firm Schwarz Law LLP. Visit schwarzlaw. ca or email info@schwarzlaw.ca with your questions, concerns, critiques and quandaries.

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Inspiration | STYLE FILE

RUSTIC CHIC INSPIRED BY SUMMER

By Jo Alcorn

SUMMER IS ALMOST OVER, but it’s not too late to give some thought to a great outdoor retreat. As summer winds down and the weather cools, why not enjoy that lovely, summery rustic style indoors? Here are some sure-fire tips on how to create an easy, breezy outdoor feel right in your own home.

When you can’t always enjoy the great outdoors, why not bring some of it inside?

Get creative! Tree branches or beautiful stones are budget friendly and look beautiful on display.

Sometimes, it’s all about creating a cosy natureinspired space inside that really sets the tone. Try creating a quiet escape where you can put your feet up and relax with a good read. This year, change up some of your artwork to be nature inspired. Posterjack.ca is my go to for

MORE INSPIRATION ONLINE ypnexthome.ca/news/inspiration

great photo options. At the click of a mouse, I can have an entire nature-inspired feature wall created. Best of all, they deliver to your doorstep so you can spend more time enjoying a late summer siesta.

I love the light and breezy look of white seating contrasted with greenery to really capture that rustic feel.

Grab a Mason jar or large vase, add some greenery and you’ve brought the outdoor feel right into your home.

Fresh flowers are a staple in any nature-inspired decor.

I bring fresh flowers into my home weekly, all year round.

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“Get creative! Tree branches or beautiful stones are budget friendly and look beautiful on display.“

Adding some durable, comfy and fashionable pillows to your space is sure to brighten it up. Try a few from my new Jo Alcorn Pillow collection, available on Etsy.

It’s a great way to bring the outdoors inside.

A bar cart is another great idea. But if you don’t have space, you can still set up a nice bar area on your counter.

Add some faux greenery and you’ve got your own little sipping station.

Nothing says summer like a picnic table. I love how many people can fit around it and it really brings me back to summer time as a kid.

Jo Alcorn is a design specialist and designer on HGTV’s Home to Win. She has her own furniture collection, lighting line, pillow and dog bed line and is known for her savvy design concepts. Visit Jo at whitewashco.ca

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Hot Properties

Find your next home! This page features a few of the latest properties to keep your eye on in the Toronto area. Find more properties at ypnexthome.ca

LATEST LISTINGS

GATES OF NOBLETON By: Tribute Communities City: Nobleton Housing type: Collection of 50-, 60-.

70- and 80-ft. detached homes mytribute.ca

TRAFALGAR RIDGE By: Dunpar Homes City: Oakville Housing type: Luxury, three-bedroom townhomes from the mid $600’s dunparhomes.com

SPICE URBAN TOWNS By: Hi-Rise (West) Inc. City: Toronto Housing type: Bungalow and two-storey urban towns with rooftop terraces from mid $300’s spiceondanforth.com

CHELSEA MAPLE STATION – ASPEN RIDGE HOMES

new openings CHELSEA MAPLE STATION By: Aspen Ridge Homes City: Vaughan Housing type: Stylish modern townhomes across from the Maple GO aspenridgehomes.com

NEWTOWNS AT MOUNT PLEASANT By: Primont Homes City: Brampton Housing type: Final phase of masterplanned community of townhomes primonthomes.com

COUNTRY LANE By: Andrin Homes and Heathwood Homes City: Whitby Housing type: Detached homes on 26-, 36and 45-ft. lots countrylanewhitby.com

TRAILS AT CARDINAL POINT By: Geranium Homes City: Stouffville Housing type: Limited collection of freehold towns and single-family ravine homes geraniumhomes.com

KLEINBURG GLEN By: Gold Park Homes City: Kleinburg Housing type: Collection of luxury homes in a prime location, from the upper $600’s goldparkhomes.com

GLENWAY NEWMARKET By: Andrin Homes City: Newmarket Housing type: Two- and three-bedroom townomes from the $500’s, detached homes and bungalows on 50-ft. lots from the $800’s glenwayliving.com

AURORA VIEWS By: Treasure Hill Homes City: Aurora Housing type: Single detached homes on 40and 45-ft. lots treasurehill.com

new releases HILLLSBOROUGH HOLLAND LANDING By: Andrin Homes City: East Gwillimbury Housing type: Detached homes on 38-, 40and 45-ft. lots, starting from the low $800’s andrinhomes.com

VALLEYLANDS By: Fieldgate Homes City: West Brampton Housing type: New release of single detached 38- and 50-ft. designs from the $800s fieldgatehomes.com

SUMMERLYN VILLAGE By: Great Gulf City: Bradford Housing type: 36- and 40-ft. detached homes from the $700’s. greatgulf.com

THE ENCLAVES OF UPPER CANADA By: Menkes City: Georgetown Housing type: 40-ft. detached homes starting from the mid-$800s menkes.com

…continued on page 76

74 YPNEXTHOME.CA

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075-Menkes_ModelHome_Sept2016.indd 73

2016-08-30 5:07 PM

Model Home Photo Compliments of Menkes

The Enclaves of Upper Canada, Georgetown

www.menkes.com

SEPTEMBER 2016 Menkes has been featured as “Model Home of The Month� as seen in the New Home Guide model home calendar

LATEST LISTINGS

Find your next home! Find more properties at ypnexthome.ca

…continued from page 74

preview registration

ALDERIDGE – MATTAMY HOMES

ALDERIDGE By: Mattamy Homes City: Etobicoke Housing type: Single and semi-detached homes in established neighbourhood mattamyhomes.com

DOWNSVIEW PARK By: Stafford Homes City: Downsview Housing type: Luxury townhome collection from the $800’s staffordhomes.ca

UPTOWNS ON BAYVIEW By: Primont Homes City: Richmond Hill Housing type: Upscale townhomes located at Bayview and 19th avenues primonthomes.com

AFFINITY CONDOMINIUMS By: Rosehaven Homes City: Burlington Housing type: Two contemporary mid-rise condominium buildings from the high $200s rosehavenhomes.com

VISTA By: Geranium Homes City: Stouffville Housing type: Condominium one-storey flats and two-storey towns from the high $300’s vistaflatsandtowns.com

THE CROSS WINDS By: Delpark Homes City: Bowmanville Housing type: A limited collection of detached homes backing onto the creek thecrosswindshomes.com

BELLE AIRE SHORES By: Fernbrook Homes, Pristine Homes & Zancor Homes City: Innisfil Housing type: Coming this spring – townhomes and 36-, 42-, and 50-ft. singles belleaire.ca

HERITAGE TOWNS By: Montevello Developments City: Toronto Housing type: Townhomes in Junction Triangle from 1,593 sq. ft. from high $700’s heritagetowns.ca

BOXGROVE VILLAGE By: Arista Homes City: Markham Housing type: Family sized freehold townhomes and live/work towns boxgrovevillage.com

ANCHOR WOODS

THE VILLAGES OF KILLARNEY BEACH By: Ballymore Homes City: Innisfil Housing type: Detached homes on 40- and 50-ft. lots. Prices starting from the mid-$500’s ballymorehomes.com

By: Rosehaven Homes, Andrin Homes & Regal Crest Homes City: Holland Landing Housing type: 45- and 38-ft. detached and semi-detached homes anchorwoods.ca

WHITBY CENTRAL

REAL TOWNS

THE BROOK

By: Madison Homes City: Thornhill Housing type: Townhomes starting from the $900’s madisonhomes.ca

By: Delpark Homes City: Oshawa Housing type: Single-family homes on 30-, 36- and 40-ft. lots thebrookhomes.com

SEATON TAUNTON By: Mattamy Homes City: Pickering Housing type: Affordable townhomes alongside greenspaces and other amenities mattamyhomes.com

By: Brookfield Residential City: Whitby Housing type: Single-detached homes in a family neighbourhod brookfieldhomes.ca

KLEINBURG SUMMIT By: Mattamy Homes City: Vaughan Housing type: Upscale towns and detached homes mattamyhomes.com

THE LOGGIAS IN RICHDALE By: Senator Homes City: Richmond Hill Housing type: Luxurious 40-, 50- and 60-ft. detached homes on deep lots senatorhomes.com

Builders If you would like to include your preview registration, new release or site opening in this feature, just email the details to wayne.karl@ypnexthome.ca

76 YPNEXTHOME.CA

TNH 09-10-16_master.indd 76

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Homebuyers’ Help

Compare mortgage rates for your best deal CHARTERED BANKS

variable

ATB Financial

2.6

Alterna Bank

2.45

Bank of Montreal

2.9

Bank of Nova Scotia

2.9

Canadian Western Bank CIBC

6 months

1 year

2 years

3 years

4 years

5 years

4 4.00op 4 6.30op

2.94 4.00op 2.79 6.30op 3.09 6.95op 3.29 6.50op 3.14 6.30op 2.84 6.35op 3.14 3.14 6.35op 2.84 3 3.20op 3.14 6.70op

2.29 4.00op 2.34

2.44

2.49

2.59

2.4

2.69

2.48

3.19

3.59

4.09

2.69

3.09

3.39

3.89

4.49

3.04

3.65

4.2

4.74

2.79

2.44

4.09

4.79

3.04 2.7

3.65 3.39

4.39 4.09

4.64 2.7

2.84 2.94

2.84 2.84

2.89 2.79

2.89 2.89

3.04

3.39

2.64

2.74

2.79 2.34

3.34 2.44

3.99 4.39

4.44 4.64

2.84

3.39

2.39

2.59

3.24

3.49

3.69

3.79

6.95op 4.55 6.45op 4 6.45op

2.7 6.95op

Equitable Bank HSBC Bank Canada

2.79

ICICI Bank Canada Manulife Bank

2.75 2.6

National Bank

n/a

President’s Choice Finan Royal Bank

2.7 2.6

TD Canada Trust

2.6

Tangerine

2.7

4.45 6.20op 4.45 4.4 6.70op

6.75op

3.14 6.75op 2.99 6.30op 3.19

TRUST COMPANIES Community Trust Effort Trust

n/a n/a

Home Trust Investors Group Trust

2.3 n/a

MTCC

2.9

6.5 4.45 6.30op 3.95 4.2 6.50op 4.55 6.45op

3.14 3.35 6.30op 2.69 3.14 6.30op 3.29 6.50op

3.25 3.5

3.95 3.7

4.39 4.3

4.74 4.35

2.14 3.09

2.34 3.39

2.59 3.89

2.49 2.59

3.09

3.39

3.89

4.49

4 6.30op 6.2 6.40op 3.1 4.25 6.50op 4.2 6.50op

2.79 6.30op 2.84 6.30op 2.29 2.89 6.50op 3.14 6.30op 3.25 6.25op 2.84 6.30op 2.99 6.30op 2.8 2.95op 2.39

2.34

2.4

2.69

2.48

2.89

2.95

2.99

2.89

2.24 2.79

2.39 2.89

2.49 2.95

2.49 2.89

3.09

3.39

3.89

4.74

3.2

3.65

4

4.5

2.79

2.64

3.89

2.44

2.69

3.49

3.99

4.54

2.85

2.95

3.05

3.15

2.39

2.39

2.49

2.49

OTHER FINANCIAL INSTITUTIONS Alterna Savings

2.45

Comtech Fire C.U.

2.6

First National Fin. LP IC Savings

2.7

London Life

n/a

Luminus Financial

3.25

Meridian Credit Union

2.4

PACE Savings & C.U.

4 5 6.70op

Parama Credit Union

2.65

Steinbach Credit Union

2.25

ONLINE CALCULATOR ypnexthome.ca/mortgage-calculator Notes: **Interest rate charged subject to adjustment during term mortgage. Please consult institution for term of years available. All rates are prime rates and subject to change without notice.

R.O.R. RATES ON REQUEST op OPEN ----- NOT QUOTING N/A NOT AVAILABLE Aug 29, 2016. Prepared By Fiscal Agents Financial Information Services 905.844.7700

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projects & communities MAP LISTINGS IN THIS ISSUE PAGE

BUILDER

SITE

CONTACT INFO

continued from page 80 PROPERTY TYPE

PRICE RANGE

Brookfield Residential

Foxtrail

foxtraillife.ca

Fieldgate Homes

Whitby Meadows

fieldgatehomes.com

D

T

Mattamy Homes

Seaton

www.mattamyhomes.com

D

T

Treasure Hill Homes

Shift

treasurehill.com

Tribute Communities

Corporate

mytribute.ca

D

Tribute Communities

Park Ridge

mytribute.ca

D

Tribute Communities

U.C.Towns

mytribute.ca

D

Andrin Homes

Hillsborough Holland Landing

andrinhomes.com

D

Aspen Ridge Homes

King Country Estates

905-558-0255

D

Aspen Ridge Homes

Queensville

yourqueensville.ca

D

29

Averton Homes

Victoria Highlands

416-924-0110

D

29

Averton Homes

Village Green

Averton.ca

Ballymore Homes

Mill Street Village

millstreethomes.com

Ballymore Homes

The Villages of Killarney Beach

ballymorehomes.com

Briarwood Homes

Mill Street Village

millstreethomes.com

Briarwood Homes

Pretty River Collingwood

1-888-257-1999

from $310,000

Brookfield Residential

Fieldstone

1-855-379-1495

Brookfield Residential

Grand Central

905-778-0873

Brookfield Residential

Treetops

1-855-590-3577

Brookfield Residential

Willow Glen Tottenham

905-406-1044

37

Geranium Homes

Vista at Cardinal Point

vistaflatsandtowns.com

D

19

Great Gulf

Hillsborough Holland Landing

greatgulf.com

D

Great Gulf

Sharon Village

905-478-7362

Great Gulf

Summerlyn Village

905-775-3461

Mattamy Homes

The Estates of King Township

mattamyhomes.com

7

Menkes

Hometown Sharon Village

menkes.com

61

Regal Crest Homes

Anchorwoods Holland Landing

anchorwoods.ca

D

61

Rosehaven Homes

Anchorwoods Holland Landing

anchorwoods.ca

D

Treasure Hill Homes

Acacia Estates

treasurehill.com

Treasure Hill Homes

The Estates of King Township

treasurehill.com

Tribute Communities

Gates of Nobleton

647-633-3500

Aspen Ridge Homes

Mayfield Village

905-230-2592

D

Averton Homes

Averton Square

Averton.ca

D

25

21

33

from $470,000

PIN

MAP FINDER

43

27G

31

28N

44

24N

70

25N

from $650,000

88

31N

from $556,000

71

30M

from $820,000

51

18E

18

13I

from $550,000

46

20D

from $850,000

69

23E

20

12E

20

12E

from $600,000

76

5E

from $600,000

47

16D

from $370,000

49

13A

T

from $330,000

19

11E

T

from $390,000 from $750,000

51

18E

from $600,000

65

20E

from $700,000

52

17D

T

74

16I

T

54

19F

S

86

19E

S

86

19E

56

16J

87

16I

from $350,000

T

North 5

53

21

T

S

T

from $590,000

T

from $560,000 from $550,000

S

T

from $560,000

T D

T

from $2360,000

D T

from $1000,000

18

13I

T

from $360,000

22

9L

T

from $500,000

West 29 & 57

S

Brookfield Residential

The Village

1-866-930-0050

Dunpar Homes

Heritage Gate

416-236-9800

S

T

from $720,000

77

10S

Dunpar Homes

Trafalgar Ridge

416-318-9112

S

T

from $850,000

29

8U

Fieldgate Homes

City Towns Valley Lands in Brampton

fieldgatehomes.com

D

S

T

from $400,000

26

9P

Fieldgate Homes

Lotus Pointe Caledon

905-838-2806

D

T

from $724,000

23

8M

Fieldgate Homes

Valley Lands

905-457-0445

D

T

from $800,000

26

9P

Gold Park Homes

Encore Brampton

905-970-8236

D

from $650,000

63

8M

Great Gulf

Trafalgar Landing

905-844-1605

from $200,000

30

8V

Great Gulf

Westfield

905-866-6876

from $537,000

24

8P

Mattamy Homes

Cranberry Hill

mattamyhomes.com

Mattamy Homes

Hawthorne South Village

mattamyhomes.com

T

Mattamy Homes

Mount Pleasant North

mattamyhomes.com

T

Mattamy Homes

The Preserve

mattamyhomes.com

Mattamy Homes

The Village of Southfileds

mattamyhomes.com

Mattamy Homes

Topper Woods

mattamyhomes.com

T

from $520,000

Mattamy Homes

Wildflowers

mattamyhomes.com

T

from $195,000

7

Menkes

The Enclaves of Upper Canada

289-891-9103

13

Primont Homes

Newtowns at Mount Pleasant

primonthomes.com

13

Primont Homes

Seasons in Caledon

primonthomes.com

Treasure Hill Homes

Tiara Estate Collection

treasurehill.com

41

25

from $300,000

S

T D

from $325,000

D

C

T C

D

S

from $634,000

59

6S

from $496,000

60

7O

from $406,000

29

7V

from $760,000

66

8M

28

6O

25

7O

from $950,000 T

S

T

from $715,000

27

8M

T

from $1090,000

78

11L

Property Type D Detached S Semi-Detached T Townhome

TNH 09-10-16_master.indd 79

2016-08-30 4:12 PM

projects & communities MAP LISTINGS IN THIS ISSUE PAGE

BUILDER

SITE

CONTACT INFO

PROPERTY TYPE

PRICE RANGE

PIN

MAP FINDER

Central 23

Andrin Homes

Glenway in Newmarket Phase II

GlenwayLiving.com

D

68

18F

IFC

Aspen Ridge Homes

Chelsea Maple Station

aspenridgehomes.com

D

8

16L

1

Aspen Ridge Homes

Corporate

aspenridgehomes.com

D

Aspen Ridge Homes

Kleinburg Hills

aspenridgehomes.com

D

Aspen Ridge Homes

Scenic on Eglinton

416-805-1781

D

Aspen Ridge Homes

Seventy Seven Charles

416-203-7034

Aspen Ridge Homes

Upper West Side

uwscommunity.com

Averton Homes

Averton Common

Averton.ca

Averton Homes

Corporate

Averton.ca

T

Averton Homes

Evolution

416-747-9691

T

Brookfield Residential

Corporate

brookfieldhomes.ca

Brookfield Residential

The Arbors

905-503-0992

Brookfield Residential

Woodhaven Aurora

WoodhavenAurora.ca

D

Fieldgate Homes

90 Niagara

416-981-0036

D

Fieldgate Homes

Aurora Trails

fieldgatehomes.com

D

25

Fieldgate Homes

BlueSky Stouffville

905-640-0002

D

25

Fieldgate Homes

City Lux Towns

fieldgatehomes.com

D

25

Fieldgate Homes

IMPRESSIONS

905-893-9500

D

Fieldgate Homes

Zigg

416-545-0223

D

Forest Hill Homes

Bridle Path of Thornhill

foresthillhomes.ca

D

Forest Hill Homes

Cornell Rouge

905-472-9556

Forest Hill Homes

Jefferson Forest

foresthillhomes.ca

D

Gold Park Homes

Corporate

goldparkhomes.com

D

Gold Park Homes

Kleinburg Glen

905-417-7483

D

Great Gulf

Corporate

416-449-1340

29

29

27

38-39

T 45

13L

from $190,000

33

18Q

from $2100,000

34

17R

from $1099,000

4

17L

from $690,000

80

13L

from $320,000

75

13R

from $350,000

48

19H

from $1000,000

56

18I

T

from $346,000

35

16S

T

from $620,000

14

19G

from $900,000

12

22J

from $1000,000

3

12K

36

16R

T T

C

D C

T S

T T

from $2500,000

50

18E

T

from $850,000

16

23M

T

from $990,000

10

18J

from $690,000

3

12K

from $500,000

1

16Q

from $850,000

16

23M

8M

T T

Madison Homes

Briar Hill

madisonhomes.ca

11

Madison Homes

Cornell Rouge

905-472-9556

D

15

Madison Homes

REALTowns Thornhill

Madisonhomes.ca

D

from $900,000

85

17L

Madison Homes

Thornhill Ravines

905-417-1203

D

from $1800,000

53

16L

Madison Homes

Zigg

ziggcondo.com

D

from $380,000

10

18J

Mattamy Homes

Alderidge

mattamyhomes.com

D

82

13S

Mattamy Homes

Cornell

mattamyhomes.com

D

T

17

22M

Mattamy Homes

Corporate

mattamyhomes.com

D

T

Mattamy Homes

Downsview Park

mattamyhomes.com

37

15P

Mattamy Homes

Heron Park

www.mattamyhomes.com

38

22Q

Mattamy Homes

Kleinburg Summit

mattamyhomes.com

84

13K

Mattamy Homes

Lago

monarchgroup.net

C

from $220,000

39

14S

Mattamy Homes

Picasso on Richmond

monarchgroup.net

C

from $550,000

40

16S

Mattamy Homes

Richmond Green

mattamyhomes.com

Mattamy Homes

Riva del Lago

monarchgroup.net

Mattamy Homes

Upper Summerside

www.mattamyhomes.com

Menkes

Dwell City Town

416-259-2525

Menkes

Humber Mews

416-259-2525

Primont Homes

JadeGarden at Cornell

primonthomes.com

Primont Homes

Renaissance Townes

905-417-3363

T

13

Primont Homes

Uptowns on Bayview

primonthomes.com

T

17

Rosehaven Homes

Corporate

rosehavenhomes.com

T

BC

8-9

7

13

S

T S

S

from $260,000

T

from $400,000

D

D

T

41

18K

from $300,000

39

14S

T

from $450,000

42

19R

T

from $690,000

2

12S

T

from $550,000

2

12S

55

22M

5

15K

9

18K

C S

S

T from $750,000

Treasure Hill Homes

Aurora Views on Wellington

treasurehill.com

T

57

19H

21

Treasure Hill Homes

Time

treasurehill.com

T

72

18H

21

Treasure Hill Homes

Victory Heights

treasurehill.com

T

6

18L

45

Andrin Ltd.

Country Lane in Whitby

andrinhomes.com

D

32

28N

29

Averton Homes

Beacon Hill Bowmanville

905-674-6166

D

29

Averton Homes

Main Street Seaton

289-545-0022

70

25N

49

Briarwood Homes

Young’s Cove

youngscove.ca

from $1460,000

East

continues on page 79

TNH 09-10-16_master.indd 80

S

T from $400,000 from $350,000

S

T

from $350,000 Property Type D Detached S Semi-Detached T Townhome

2016-08-30 4:12 PM

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5th

4th

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Clay

Simco

Ave

Moore Ave

Bloor St W Harbord St Wellesley St College St Carlton St Gerrard St

Jarvis St

40

Queen St W King St W Front St W

Parliament St

35

34

University Ave

Browns Line

Christie St

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Laird Dr

36

Bro adv iew Ave

Avenue Rd

St Clair Ave W

Spadina Rd

d

Toronto

Davenport Rd Dupont St

Lansdowne Ave

ve

1

Va ug ha nR d

Ossington Ave

Edgewood Rd

Po Lawrence Ave W

Mt Pleasant Rd

OakwoodAve

Moffat Rd

York Mills Rd

Glencairn Ave

Rogers Rd

Roncesvalles Ave Weston Rd Keele St Parkside Dr High Pk

Carey St Rd

Allen Rd

Caledonia Rd

eld d

Wilson Hts Blvd

She

Eastern

i Commiss

Rd

Park

ore esh Lak

Rd

Rd

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Se

Sideroad

Prince

Mono C

27-28

22

24-25 Sideroad

27-28 Sideroad

River

Wil

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37

Cu

Willowdale Ave

Senlac Rd

Dr

Meddaugh Rd

New W estmins ter Dr

Sen tinel

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39

Drewry Ave

North York

Downsview

k Cr Dr Blac

Park Lawn Rd

Lake Shore Blvd W

e rmer WindeAve

Judson St

Runnymede Rd

Prince Edward Dr Royal York

The Queensway

Tho

Grandra v i ne D

Old

Centre St

71

n ow thd Sou

Middletown Rd

4

Keele St

Jane St

Weston Rd

Oakdale Rdy

ay sw

Norseman St

Summeridg e Dr

HWY

Norfinch Dr Dr

ia Rd Caledon

d Blv

Middletown Rd

Langstaff Rd

St rr Ke

Rd

Dufferin St Peter Rupert Ave

8 50 4 53 85Carrville Rd

55

Tre the wey Dr

Th

The East Mall

75

Richm

McNaughton Rd

Bass Pro Mills Dr

ar nm Fe

Islington Ave

Kipling Ave

Rd

d Blv Haig

Rd

la eo Min

ve rA ate Rd Atw re ho kes La

Teston Rd

49

Wilson Ave

Burnhamthorp eR d Bloor St W

Jefferson

Gamble R

Eastlake

d ell R rtw Cha

Dr

Middletown

King-Vaughan Rd

Weston Rd

Pine Valley Dr

Martin Grove Rd

400

Bloomington Rd

56King Rd

Kirby Rd

Maple Leaf Dr

eK ing

The West Mall d lR Mil

rry nga Gle

Rd ga sau sis y kw Mis ls P Mil Erin

e Lin 9th

Lennon Rd

74

Bathurst St

Mill Rd Kipling Ave

Weston Downs

The Westway

Renforth Dr

QEW

Dufferin St

Jane St

7th Concess ion

87

Rutherford Rd

73

Rexdale

Rathburn Rd

He

4th e Lin

Rd

Fraser St

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Riverview

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Mulmur

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Horning’s Mills

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Skelding Rd

Dawson Rd

Allin Rd

Mosport Rd

Gibbs Rd

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Cooney Rd

Jewel Rd Vickers Rd

Gamsby Rd

Lawrence Rd

35 115

Arthur St

Bell-wood Dr

Golf Course Rd

Moffat Rd

Lockhart Rd

King St Stephenson Rd

Mill St

Riley Rd

V

Pollard Rd

East Region

U

Squair Rd

Bennett Rd

Waverly Rd

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Darlington Clarke Townline

Providence Rd

Lambs Rd

Bowmanville P

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42

Kirby

Ochonski Rd

Bragg Rd

Mearns St

O

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Central Region

4

Concession Rd 3

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Queen St E

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Nixon Rd

N

Leskard Rd

Cole Rd

Mearns Ave

Concession St 57 Baseline Rd

Bethesda Rd

14

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Middle St

Presto nva le R d

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Sdrd

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Dukelow Rd

17

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Clemens Rd

Sew ells

Dick Re

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Green Rd

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F Hall Rd

Concession 2

Murphy Rd

Longsault Rd

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Wilson Rd

Mahoods Rd Cartwright East Quarter Line

Concession 5

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A Ray Rd

Johns Rd

Concession 7

Lotus

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LAKE ONTARIO

M James Rd

Nesbitt Line

Cedardale Rd

I

M Clarington

Liberty Rd

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Allan Long Rd

View Lake Rd

7A

Yelverton

St Clair Ave E

Rd rth nfo Da

Barry Moore Rd

Dovehaven Rd

McLaughlin Rd

Maple Grove Rd

Maple Grove

5

Concession Rd 8

Cedar Park Rd

Holt Rd

2

Hancock Rd

401

Rundle Rd

Trulls Rd

Courtice Rd

34 Bloor St

HWY

Concession 11 Concession 10

20

Concession Rd 4

Salem

H

Concession 4

Taunton Rd

Nash Rd

Concession 12

J

Hampton

Solina Rd

Washington Rd

e Murray Av

Vannest Rd

Tooley Rd

Townline Rd 59

Concession Rd 6

Pebblestone Rd

G

Concession 3

Lettner Rd

Old Scugog Rd

Ormiston Rd Langmaid Rd

P

East Ave Port Union Rd

ll i p

Union School Rd Wotten Rd

Enfield Rd

Grandview St N

Townline Rd

Olive Ave

Solina

Mitchell’s Corners

62 hi

Hoyer Rd

Nestleton Rd

Cartwright West Quarter Line

Sandy Rd

Graham Rd Russell Rd

Bond St Gibb St

8855

58 King St

22 rth St Went wo

60

Enniskillen 3

Sand Bar Rd

Ogemah Rd

Washburn Island Rd

Rd

Wilson Rd 35

Grandview St N

Ritson Rd

Burns St

54 Adelaide Ave

Park Rd

Stevenson Rd

Halls Rd

Pickering Beach Rd

Shoal Pt Rd

Westney Rd

Harwood Ave

Squire Beach Rd

Sandy Beach Rd

Henry St

Salem Rd

Hopkins St

Dundas St

34

Conlin Rd Harmony Rd

Stevenson Rd N 53

Valentia Rd

Eldon Rd

Beacroft Rd

Mississaugas Trail

He ad

Harmony Rd N

Ritson Rd

Simcoe St

Thickson Rd

Anderson St

Cochrane St

Brock St

Garden St

McQuay Blvd

Halls Rd

Ravenscroft Rd

Victoria St

52

Concession Rd 10

Concession Rd 7

Oshawa

28 Ma nn in g Rd 36

4

Byers Rd

Mountjoy Rd

57

Janetville

Fallis Rd

Cadmus

Devitts Rd

Concession Rd 9

33

Nestleton

McKee Rd

57

3

71 16

3rd Concession

Bush Rd

White Rock Rd

Fingerboard Rd

Sim coe St

Till Sdrd

Columbus

Bradburn Rd

Burketon

Boundary Rd

Winchester Rd

2

Mariposa/Ops Bdry

Barry’s Rd

Station Rd

Old Simcoe Rd

Thornton Rd

Columbus Rd

Whitby

Taylor’s Rd

Sideroad 18

Sideroad 18A

Stevenson Rd N

Duffs Rd

Country La

Coronation Rd

Halls Rd N

Salem Rd

Westney Rd

Riverside Dr

Church St

Liverpool Rd

3143

12

Eden Rd

Eldon Rd

Ridge Rd

Diamond Sideroad

Cochrane St

Cedarbrook Tr

Ashburn Rd

Country La

Kinsale Rd

Lyndebrook Rd

41

44

Howden Rd

26

19

Raglan Rd

Raglan

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3

32

Shirley Rd Coates Rd

Myrtle

Brooklin

Rossland Rd

24

Heron Rd

Sideline 2

Sideline 4

Greenwood Rd

Taunton Rd

Ajax

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Malcolm Rd

Edgerton Rd

Church St

2

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Dagmar Rd

Myrtle Rd

Ashburn

5th Concession Rd

31

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Scugog Line 2

Brawley Rd

Greenwood

2

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Grey Sideroad

Rd st Ma High P

Lakeridge Rd

Balsam Rd

Paddock Rd

31

HWY

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Reach St

Chalk Lake Rd

Mount Zion

70 Brock Rd

Dixie Rd

Valley Farm Rd

Sheppard Ave

Lawrence Ave E

38 West Hill

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Sideline 22

Sideline 22

Whites Rd

38

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27

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Morningside Ave

Scarborough 42

44

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Military

Guildwoo d P

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Westney Rd

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Sideline 22

Sideline 24

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Sideline 28

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Milner Ave

Whitevale

Beare Rd

Old Finch Ave Rd

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Sideline 16

Sideline 20

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407

Plug Hat Rd

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Bellamy Rd

Eglinton Ave E

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Scarborough Golf Club Rd

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Coxwell Ave

Woodbine Ave

Greenwood Ave Donlands Ave Jones Ave Pape Ave

Victoria Park Ave

Midland Ave

Pharmacy Ave

Birchmount Rd

ath le P Brid

rD no

Brimley Rd

Ellesmere Rd

Sewells Rd

E Ave evin McL

401

Don Vally Pkwy

Don Mills Rd

O’Co n

Sideline 26

Box Grove Steeles Ave E

Neilso n R d

Nugget Ave

Sheppard Ave

Mortimer Ave

Sideline 34

71

Tapscott Rd

tingwood Dr H un

Middlefield Rd

Leslie St

404

er Ov

7

11th Line

ark Dr

Denison St

eppard Ave

n Ave

Markham Rd

14th Ave

71

Agincourt

Eglinton Ave W

7th Concession Rd

Claremont

57

Jobb Rd

Uxbridge Pickering Townline

Whitevale Rd

n Rd Alde

Passmore Ave

33lea Blvd

wy

7

McNicoll Ave

ost Rd

ns P k

17 16 Locust Hill 55

HWY

Esna P

ummer Ave

u se

9th Line

Unionville

Co

Markham-Pickering Townline

Markham Main St

Woodbine Ave

Leslie St 12

ornhill

llowdale

17th Ave d

73

407

John St

Major Mackenzie Dr

25

al

16th Ave

69

Reesor Rd

6

67

Glen Major

Concession 14

Proutt Rd

Beacock Rd

Pine Rd

Webb Rd

5

Elgin Mills Rd

Pine Pt Rd

Ma Brown’s Rd

Epsom

F

Mabels Rd

L AKE SCUGOG

Scugog Line 6

Houston Rd

Allbright Rd

Altona

Dicksons Hill

48

D on

Warden Ave

mond Hill

65 Kennedy Rd

Victoria Square

McCowan Rd

919th Ave

29

41 49

Main St

Rd

Utica

1

Sideline 32

Jefferson

Glasgow

Stouffville 12 10th Line

Rd

Stouffville Rd

14

n Sideroad St

Markham Rd

10

Bethesda Rd

Bethesda

nd Isla

Scugog Line 8

Ward Rd

Ried Rd

Brock Rd

Yonge St

Sunset Beach Rd

Demara Rd

Whitfield Rd

7

Rainbow Ridge Rd

7 Mile Chandler Dr Island Rd

8

21

47

Secord Rd

Sideroad 18A

Brookdale Rd

47

4

Cottage Rd

7

Harper Rd

Scugog Line 9

HWY

Scugog Line 9

E

Pogue Rd

Clements Rd

1

Kent St

Cross Creek Rd

28

16

Hood Dr

C Little Britain Rd

D

.

La

L

Long Rd

Ranch Rd

Seagrave ier oz Cr

4

Cricket Hollow Rd

Ramsey Rd

Fenelon Bdry

Dewdrop Rd

Little Britain Rd

Zion Rd

Cookston Rd

Taylor Corners

Cresswell Rd

Salem Rd

Algonquin Rd

Spadina Sdrd

St

40

Whitchurch-stouffville

Blackwater Rd

R

Goodwood Rd

HWY

Marsh Hill Rd

43Reach

Medd Rd

Uxbridge

Hillsdale Dr

Wetheral Sdrd

Sideroad 17

O’Beirn Rd

Wagg Rd

Prouse Rd

34

Sideroad 17

47

8th Conc Rd

d

HWY

7th Conc Rd

Vandorf Rd

56 Aurora

Kawartha Lakes

Royal Oak Rd

Scugog Line 12

Cragg Rd Canton Rd

8

6th Conc Rd

8

Aurora Rd Lak es

Jesse Thomson Rd

4th Conc Rd

Ballantrae 15

Scugog Line 12

Ball Rd

Roseville Siloam 3nd Concession Rd

Wesley Cors

Marsh Hill

23

St Johns Rd

7 12

B

Farmstead Rd

Little Britain Rd

6

Saintfield

Uxbridge

e hor

enderson Dr

St John’s Rd

Farmstead Rd

Brock-Scugog Townline Rd

Blue Mountain Rd

6

Oakwood

7 7th Concession

Pinedale

Scugog Line 14

1

Feasby Rd

2nd Concession Rd

72

Woodbine Ave

48 57

Bayview Ave

Wellington St

14

26

11

Sideroad 17A

Cherry St Faulkner Ave

Bogarttown

Sideroad 17

1

St John’s Sideroad

Shier Rd

Vivian Rd

74

Sandford

Sandford Rd

18

Manilla

7A

Cambray

GrahamRd

13

Victoria Corners Rd

A

Quaker Rd

2nd Concession

Victoria Corners

9

Skyline Rd

9th Concession

6th Concession

Foster Dr

Davis Dr Bow St

Cedar Valley

Brock Rd

Mulock Dr

Weirs Rd

Goos

33 The Glen Rd 34

46

5th Concession 4th Concession

21

Camero 9

Rd

Peniel Rd

10th Concession

Islay

Rd

9

Valley

Black School Rd

11th Concession

Sunderland

6

Grasshill

Woodville

32 12

8th Concession

King St

13

Kennedy Rd

York-Durham Line

Newmarket

Lloyd Sdrd

Davis Dr

Vallentyne

Zephyr Rd

13

Leaskdale Rd

Ashworth Rd

69

31

9th Concession

23

8th Conc Rd

68

Lake Ridge Rd

Bales Dr

P e ff e r l a w

West Franklin

Udora

Linden

Cannington

Derryville

Vrommanton

St

2

6th Concession Rd

19

82

30

12

Woodville

King

2

Concession

10

5th Concession Rd

ain M

Herald Rd

St

39

t

29

Hartley

Lorneville

14th

Brock

10th Concession

Fowlers Rd

5th Concession Rd

54

Green Lane

Zephyr

Hollingers Rd

9th Concess ion

Rd Franklin

38

Brewster Rd

4th Concession Rd

Mount Albert Rd

13

Ravenshoe Rd

Foot Dafoe St St

65

Cedarbrae

3rd Concession Rd

Farr Ave

13

12

Miller’s Sideroad

Orchard Ct

Centre St

51

Rd

Morning Sdrd

28 13th Concession

Wilfrid

Rd

Q u a r ter

Lorneville

46

Brock-Thorah Townline East

Concession

21

Old Shiloh Rd

39

Meyers Rd

Doane Rd

Bridle Path

ng ndi La

Rd

77

Hornes Rd

46 East Gwillimbury Doane Rd 86

45

51

2nd Concession Rd

Leslie St

Sand Rd lla nd

48

Queensville Sideroad

Queensville

Smith Blvd

Leitch Rd

Holborn Rd

Old Homestead Rd

Georgina

Brown Hill

Cole Rd

27

Cedarbrook Dr Rd

Concession Rd 3 Thorah

Concession Rd 2 Thorah

48

14th

81

Frog St

3

2nd Concess ion

77

79

Audubon Way

Boag Rd

Maple Hill

8

26 Morning Glory Rd

Dr

g Irvi n

Weir’s Sideroad

Ravenshoe

25

18

Prout Rd

Rd

24 Park Rd

ing ter Ca

Boag Rd

Holborn Rd

38

32

Rd

BrockThorah Twnl W

Thorah Beach Port

Point

Virginia

Latimer Rd

Miles Rd Blake Ave

Holland Marsh

10th Line

Rd

Lasher La Valley Vie w Dr

Ravenshoe Rd

Cryderma n’s Rd

West ury

Rd st re nc ve Ra

Carley Rd

The Queen sway

Line 12

1 Ho

23

Mile Lane

Pollock Rd

Glenwood Ave

River

Sutton

Maple Beach

Duclos Point

Rd

Island View

Stoney Batter Rd

22

Count ry Bethel Side Rd

COOK’S BAY

Briars 80 Pk

Black Hi

Rd 9 ing

Baldwin Rd

Line 13

Rd

e dge

St gh

21

Morton Ave

Rd

Base Line Rd

8A

Church St

Gilford Rd

ham Sdrd Rd

3

Lockie Sd Rd

Old Homestead Rd

Fennell

um pH ou se

Jacksons Point

Park Rd

20

Rd H

Deer Park Rd

Boyers Sideroad

h ore

Dalton Rd

19

Island Grove

Metro Rd

Willow Beach

Rd

DeGrassi Point

The Que ensw ay

3

Line

20th Sideroad

18 4

Roches Point

Harbour St Pine Ave

Killarney Beach Rd

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Dr

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t tS ar Ew

39

Lake

S

d eR

Belle Aire Beach Rd

3rd

23

Nantyr Park

Civic Cen tre

20th Side road

Line

Line

Old

7th

6th

Cate r

Nantyr

nnisfil

John’s Rd

Barclay

COMING SOON – A NEW RELEASE FEATURING UPSCALE CITY LIVING

CHOOSE FROM A VARIETY OF EXCEPTIONAL SEMIS & DETACHED DESIGNS After the success of our Grand Opening, another exciting release of these in-demand homes will soon follow. Discover Mattamy’s thoughtful designs in Semis & Detached Homes in elegant stucco and stone – all within an established family-friendly neighbourhood.

With convenient access to Highway 427 and the QEW, you’re also moments away from amazing city shopping, easy transit access, plus parks and recreation. See how Mattamy’s Alderidge is beautifully positioned to offer you the best of city living.

Kingsway Semi Albright Contemporary · 2,887 Sq.Ft.

30' Detached Roseland English Manor · 3,642 Sq.Ft.

Register today at MATTAMYHOMES.COM

40' Detached Robindale French Chateau · 3,971 Sq.Ft.

All illustrations are artist’s concept. All dimensions are approximate. Prices, specifications, terms and conditions subject to change without notice. E.&O.E.