Aug 23 - Sept 6, 2014 Volume 22 Issue 15
M O U N T P L E ASA N T
BRAMPTON
M O U N T P L E ASA N T
BRAMPTON
CELEBRATE
A NEW BEGINNING IN BRAMPTON’S NEWEST COMMUNITY
INSIDE THIS ISSUE
MAINTAINING YOUR WARRANTY RIGHTS
SHOPPING AROUND FOR MORTGAGE RENEWAL
RICHMOND HILL: GREAT PLACE TO BUY – AND LIVE!
ASPIRE TO A NEW ERA OF DESIGN IN NEWMARKET.
aspenridgehomes.com
NOW OPEN BRAMPTON Credit Manor Heights Presentation Centre & Model Home 905.216.5155
BRAMPTON Mayfield Village Presentation Centre 905.230.2592
MARKHAM Upper Cornell Presentation Centre & Model Home 905.554.3446
RICHMOND HILL Kettle Lakes Club Presentation Centre & 2 Model Homes 289.234.1064
NEWMARKET Woodland Hills Presentation Centre 416.270.9484
NOBLETON King Country Estates Presentation Centre & 2 Model Homes 905.558.0255
KLEINBURG Kleinburg Hills Presentation Centre & 2 Model Homes 905.552.0678
KING CITY King Oaks Presentation Centre & Model Home 905.539.0181
VAUGHAN Upper West Side Presentation Centre & 2 Model Homes 289.553.5633
MORE INFO AT aspenridgehomes.com
COMING SOON MARKHAM Union QUEENSVILLE Queensville WATERDOWN Waterdown Meadows BRADFORD Dreamfields REGISTER AT aspenridgehomes.com
contents
AUGUST 23 - SEPTEMBER 6, 2014 || VOLUME 22 ISSUE 15
ON THE COVER
p. 32
Aug 23 - Sept 6, 2014 Volume 22 Issue 15
M O U N T P L E ASA N T
BRAMPTON
community focus features 24 Kleinburg Fieldgate Homes
Enjoy the summer sales event in Impressions family community
M O U N T P L E ASA N T
BRAMPTON
36 Multi-site
Primont Homes
STARLANE HOMES & VALERY HOMES
CELEBRATE
A NEW BEGINNING IN BRAMPTON’S NEWEST COMMUNITY
Mount Pleasant Meadows: Brampton’s newest masterplanned community
Consider yourself at home with Primont Homes
40 Vaughan
Madison Homes
Luxury living in beautiful Thornhill Ravines
64 Severn INSIDE THIS ISSUE
MAINTAINING YOUR WARRANTY RIGHTS
001 NHGTA-Cover-08-22-2014-TL-FIN.indd 1
SHOPPING AROUND FOR MORTGAGE RENEWAL
RICHMOND HILL: GREAT PLACE TO BUY – AND LIVE!
14-08-18 4:38 PM
Summerhill Homes
West Shore Beach Club – exceptional lakeside living
82 Kitchener Monarch
Topper Woods showcases two exquisite model homes
36
82 regular and special features IN EVERY ISSUE
4 Editor’s Note 10 Contributors 54 Hot Dates 110 Ad Index
18
BILD
38 42 50
Smooth Move
58
City Focus
Smart planning tips to save time and trouble Richmond Hill: A great place to buy, better place to live by Wayne Karl
103 Resource Section
Mortgage Calculator and Rate Table Two pages of new openings, new releases and preview registrations
Report
Markham community a great example of building for the future
IN THE NEWS
30
Empire Communities
Tarion Report
46
Investing
by Bryan Tuckey
Know what to look for and when to protect your rights by Howard Bogach
20
52
107 GTA Hot Sheet
COLUMNISTS
14
HOMEBUYERS’ HELP
Fundamentally Speaking How honest are you on your applications? by Wayne Karl
Mortgage Advice
Why you should shop around at renewal time by Alyssa Richard
Taxing Issues
Selling an investment property by Henry Choo Chong
Legally Speaking
Financing, and what happens if it goes wrong? by Jayson Schwarz
62 66 80 96
Empire launches new townhome designs at Lakeside in Brampton The top places to invest in real estate in Ontario
OHBA
OHBA names finalists for 2014 Awards of Distinction
Aurora 2C Landowners Group
presents $750,000 to Southlake Regional Hospital Foundation in Aurora
Equifax Canada
Homebuyers worry about protecting their personal data
Mortgages
Ontarians tops among Canadians in paying down mortgages faster
//EDITOR’S NOTE
What rules your new home choice? Lifestyle increasingly influential for buyers
N
SUSAN LEGGE
EDITOR-IN-CHIEF Wall2Wall Media
ew-home buyers are often driven by different influences, but there’s no doubt lifestyle is an increasingly important factor. Whether you’re considering a home near the beach, a golf course or a city penthouse or pied-à-terre, you’re likely looking to compensate for what you don’t have in your current residence. The amount of living space is usually the issue – either too much or too little. Most young families are looking for more living space, which is why builders are designing homes with interiors that maximize every square foot of living space to make the most of your money. As we get older, the quest for living space may take a different direction.
Downsizing is often the answer, although many homeowners with existing homes in suburban or rural areas are acquiring townhomes or piedà-terres in the city. An urban location gives owners and their friends a chance to enjoy the social and cultural activities of the city without having to drive for hours to get home. In today’s hectic world, your new home will be your retreat, so it’s important to find is to find a home that suits your needs and lifestyle. In this issue, we profile new communities which offer the perfect place to put up your feet, plus the latest industry news and features about buying and owning a new home. Enjoy!
Susan.Legge@wall2wallmedia.com Follow me on Twitter at Twitter.com/SusanLegge Like us on Facebook. Search: New Home Guide
Choose your mover wisely For this important part of the homebuying process, take the time to do proper research
F
WAYNE KARL
EDITOR Wall2Wall Media Wayne.Karl@wall2wallmedia.com Follow me on Twitter at Twitter.com/WayneKarl Like us on Facebook. Search: New Home Guide
4 NEW HOME GUIDE GTA | AUG 23 - SEP 6, 2014
ar too many people, it seems, have a moving horror story. Not just tales of damaged possessions, delayed deliveries or unavailable trucks, but far worse instances of outright crime. Moving company ripoffs, in fact, are one of the top scams monitored by the Better Business Bureau (BBB). After saving for a down payment, paying lawyer’s fees and other costs associated with buying a home, who can blame buyers for wanting to save a few bucks on the one area they likely feel they can tackle themselves, or by hiring a discount mover to do the job on the cheap?
The problem with the latter choice, especially, is the high risk you run in falling victim to the various schemes employed by unscrupulous moving companies. To protect yourself, the Canadian Association of Movers, which holds members to a strict code of ethics, urges consumers to research prospective moving firms: contact the CMA for checklists and referrals, as well as other sources such as Industry Canada and the BBB. Moving into a new home should be an exciting and celebratory experience. Ensure it remains that way by not cutting corners on this last important step.
AUG 23 - SEP 6, 2014 | NEW HOME GUIDE GTA 5
Your Life Storey always comes first. 2013 Tarion Award of Excellence Finalist For the last sixty years, Menkes has been a central chapter in the Life Storeys of so many. Menkes has always focused on building homes in the city’s most desirable and accessible locations. Discover elegant family homes in communities across the Greater Toronto Area that exude this company’s trademark character, charm and lasting value. Come home to Menkes today, where your Life Storey always begins and ends with total customer satisfaction.
Facebook.com/MenkesLife 6
Prices and specifications are subject to change. E.&O.E. August 2014.
@MenkesLife
NOW OPEN
NOW OPEN
NEW RELEASE
Burnhamthorpe Rd. & West Mall Etobicoke Starting from the high $300’s 416.259.2525
Brown’s Line & Evans Ave. Etobicoke Starting from the $480’s 416.259.2525
Guelph St. & MacFarlane Dr. Georgetown Starting from the high $500’s 289.891.9103
FREEHOLD TOWNS
90 DAY CLOSINGS
Bathurst St. & Finch Ave. North York Starting from the high $600’s 416.730.1600
Salem Rd. North & Williamson Dr. East Ajax Starting from the mid $500’s 905.428.0500
menkes.com menkes.com
7
The Indigo Model Home In Wildflowers, Kitchener.
The Art And Inspiration Of Model Homes. In our communities of The Preserve in Oakville and Wildflowers in Kitchener you will find distinctive Detached Model Homes that serve to demonstrate the very best of living in a Mattamy home. All of these Homes present the high standards Mattamy offers in architectural design and finish. They also highlight the exterior variety that make our homes stand out on the street. You’ll find Brick, Stucco, Stone and Hardie-Board materials. Our architectural styling is influenced by Craftsman, English Tudor and French Manor. Mostly you will find homes that captivate you. Inside our Models, the layouts reflect the sense of openness that is the hallmark of Mattamy design. The interiors offer a stunning mixture of our standard features as well as many upgrades that will help you find a level of personal style to set your home apart. If you are ready for a new home, we’re sure our Models will inspire you.
Presentation Centre Hours: Monday - Thursday 1pm-8pm; Friday 1pm-6pm; Saturday, Sunday and Holidays 11am-6pm Model Home Hours: Monday - Thursday 1pm-7:30pm; Friday 1pm-5:30pm; Saturday, Sunday and Holidays 11am-5:30pm 8
mattamyhomes.com BRAMPTON
AURORA
St. John’s FOREST AU RO R A
The Final Village Homes Now Remain In St. John's Forest.
Get Connected To A Great Community & Great Homes In Mount Pleasant North.
Elev. ‘D’
Village Home, The Brighton ‘D’, 1,044 Sq.Ft., $365,990
30' Home, The Waterford ‘B’, 2,211 Sq.Ft., $446,990
Village Homes From $365,990
Townhomes From $329,990 ~ Detached Homes From $392,990
Sales Centre: 1280 St. John's Sideroad
Sales Centre: 6 Worthington Avenue
KITCHENER
MILTON
New 30' Detached Incentives & Early Closing Specials On Select Detached Lots! Coming Soon, A New Collection Of Townhomes. Pre-Register Today mattamyhomes.com
A Select Number Of Well-Appointed Detached Home Designs Now Available & Great Incentives On Early Closings.
36' Home, The Primrose ‘C’, 2,217 Sq.Ft., $392,990
30' Home, The Sherkston, ‘G’, 1,962 Sq.Ft., $507,990
Townhomes From $268,990 ~ Detached Homes From $299,990
Detached Homes From $465,990
Sales Centre: 179 Seabrook Drive
Sales Centre: 10180 Derry Road
Follow us: All illustrations are artist’s concept. All dimensions are approximate. Prices, specifications, terms and conditions subject to change without notice. E.&O.E.
9
contributors NEW HOME GUIDE
PRESIDENT, WALL2WALL MEDIA
Jacqueline Hill
EDITOR-IN-CHIEF / DIRECTOR OF CONTENT
Susan Legge
DIRECTOR OF SALES, NATIONAL
Josh Heppner
SALES MANAGER NEW HOME GUIDE GTA, NEW CONDO GUIDE, HOME DÉCOR & RENOVATIONS
Conni Robinson
ASSOCIATE PUBLISHER, NEW HOME & CONDO GUIDE SWO, LIFESTYLE COMMUNITIES
Susan Maxwell ART DIRECTOR
Tammy Leung EDITOR
Wayne Karl CONTRIBUTING EDITORS
BILD REPORT
BRYAN TUCKEY
Bryan Tuckey is President and CEO of the Building Industry and Land Development Association (BILD) and can be found on Twitter (twitter.com/ bildgta), Facebook (facebook.com/ bildgta), Youtube (youtube.com/ bildgta) and BILD’s official online blog (bildblogs.ca)
TAXING ISSUES
HENRY CHOO CHONG, CGA
Henry Choo Chong is a certified general accountant. Henry sits on many committees and provides accounting and tax advice to individuals and businesses in the GTA. Send your tax questions via email to Taxing Issues at: choochonghcga@ yahoo.ca
LEGALLY SPEAKING
Sara Duck, Elisa Krovblit Lydia McNutt
Schwarz Law Barristers and Solicitors
SENIOR ACCOUNT EXECUTIVE Nina Downs nina.downs@wall2wallmedia.com
JAYSON SCHWARZ
Jayson Schwarz LL.M. is a Toronto real estate lawyer and partner in the law firm Schwarz Law LLP. He can be reached by visiting schwarzlaw. ca or by email at info@schwarzlaw.ca or phone at 416.486.2040
SENIOR ACCOUNT EXECUTIVE
Dionne Fraser dionne.fraser@wall2wallmedia.com SALES & MARKETING CO-ORDINATOR
Terry Bassett
DISTRIBUTION & SALES CO-ORDINATOR
Jennifer Bistron
ADMINISTRATIVE ASSISTANT
Antoinette Jackson PRODUCTION MANAGER
Bala Gnanapandithan PRODUCTION CO-ORDINATOR
Sandra Hanak-Vujnovic GRAPHIC DESIGNERS
Pierre Farhan, Mike Terentiev, Hannah Yarkony
NATIONAL ACCOUNT MANAGER, MEDIATIVE
Paul Slizys
Published By
MORTGAGE ADVICE
TARION REPORT
is the Founder and CEO of ratehub.ca, a mortgage rate comparison site that aims to empower Canadians to make smart financial decisions.
is President and CEO of Tarion Warranty Corp. His column appears monthly in New Home Guide. For more information about how Tarion helps new-home buyers, visit tarion.com or find us on Facebook at facebook.com/ TarionWarrantyCorp.
ALYSSA RICHARD
HOWARD BOGACH
#500-401 The West Mall Etobicoke, ON M9C 5J5 T 416.626.4200 F 416.784.5867
newhomeguide.ca
ADVERTISING Call 416.626.4200 for advertising rates and information.
CIRCULATION Free distribution in select high-traffic street boxes, stores, banks, financial institutions and select condominium sales offices. COPYRIGHT 2014 All rights reserved by New Home Guide, Toronto, Ontario, Canada. Reproduction in any form is prohibited. Contents of this publication are covered by Copyright and offenders will be prosecuted under the law. The views and data expressed by columnists do not necessarily represent those of the publication.Wall2Wall Media is a trademark of Yellow Pages Group Co. in Canada.
TERMS Advertisers, Editorial content are not responsible for typographical errors, mistakes or misprints. All prices are correct as of press time and are subject to change without notice. E. & O. E.
EDITORIAL Submissions from interested parties will be considered. Please submit to the editor at Susan.Legge@wall2wallmedia.com. Please recycle this magazine! Wall2Wall Media participates in the Partners in Growth Reforestation Program through St. Joseph Communications. To date, Partners in Growth has planted over 2.5 million trees in parks, recreation and conservation areas, and other public spaces across Canada. Established in 1990, this program was started with Scouts Canada to help replenish the environment.
10 NEW HOME GUIDE GTA | AUG 23 - SEP 6, 2014
Markham
Library with Over & re nt Ce ity un mm Co ell rn Co Your Doorstep. 70,000 sq. ft. Now Open at
Release of New Home Designs! Visit us Today! Tour our 8 professionally decorated models
Freehold Townhomes featuring 2 master bedrooms each with a Semi-Ensuite
500's
$
from the mid
From 1,737 Sq.ft.
cornellrouge.com
MARKHAM
Singles on 30’, 36’ & 40’ lots
$600's
from the mid
From 2,057 Sq.ft.
Sales office located at the S/E corner of Cornell Centre Blvd. and 16th Ave. Open Monday to Thursday
from 1 to 8 p.m.; Friday by appointment only; Weekends and Holidays from 11 a.m. to 6 p.m.
Renderings are artist’s concept.* Specifications are subject to change without notice. E. & O. E. See Sales Representative for details.
11
H O M E S™
“CONSIDER YOURSELF AT HOME”
THREE STUNNING COMMUNITIES IN WOODBRIDGE, MOUNT PLEASANT & BRAMPTON
NEW EXECUTIVE TOWNHOMES
$
FROM
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3890 MAJOR MACKENZIE DRIVE WEST
905-417-3363
3-STOREY EXECUTIVE TOWNHOMES
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375,900 38’ DETACHED HOMES
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LIMITED TIME INVENTORY SALE • CLOSE TO MOUNT PLEASANT VILLAGE’S ICONIC TOWN SQUARE • URBAN AMENITIES WITHIN A CHARMING COMMUNITY • GO TRAIN, BRAMPTON TRANSIT, SHOPS, SCHOOLS AND PARKS*
10629 MISSISSAUGA ROAD
905-495-5067
ELEGANT TOWNHOMES FROM
$
FROM
429,900
*
SITE
THE GORE RD.
COUNTY ROAD 50
MCVEAN DR.
AIRPORT RD.
GOREWAY DR.
CASTLEMORE RD.
EBENEZER RD.
HW Y
TOUR OUR NEW MODEL HOMES! • BRAMPTON’S FAMILY COMMUNITY • BONUS UPGRADE & APPLIANCE PACKAGE • CLOSE TO SHOPS, SCHOOLS, PARKS, AMENITIES, RAVINES & MORE! • 60 & 90 DAY CLOSINGS AVAILABLE*
7
RELTON CIRCLE
CALL 416-736-6500 TO BOOK YOUR PRIVATE APPOINTMENT TODAY
SALES OFFICE HOURS MON.-THURS. 1PM - 8PM • FRI. CLOSED • SAT., SUN. & HOL. 11 AM - 6 PM * See sales representative for details. Prices & specifi cations subject to change without notice. Renderings are Artist’s Concept. E.&O.E.
12 NEW HOME GUIDE GTA | AUG 23 - SEP 6, 2014
primonthomes.com
H O M E S™
“CONSIDER YOURSELF AT HOME”
COMING SOON
REGISTER NOW! A T ACT OC OR RNN EE LLL L
FREEHOLD TOWNS COMING THIS FALL TO CORNELL
REGISTER NOW AT PRIMONTHOMES.COM • LIVE IN THE ESTABLISHED CORNELL COMMUNITY • CLOSE TO MAIN ST MARKHAM, SHOPS & GO TRAIN*
FINAL RELEASE OF TOWNHOMES COMING SOON FROM THE MID $400’s REGISTER NOW AT PRIMONTHOMES.COM • PRIMONT’S BEST-SELLING TOWNHOME COMMUNITY • EXQUISITE BRICK AND STONE ELEVATIONS*
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SALES OFFICE HOURS MON.-THURS. 1PM - 8PM • FRI. CLOSED • SAT., SUN. & HOL. 11 AM - 6 PM * See sales representative for details. Prices & specifi cations subject to change without notice. Renderings are Artist’s Concept. E.&O.E.
primonthomes.com
AUG 23 - SEP 6, 2014 | NEW HOME GUIDE GTA 13
//BILD REPORT
Markham community a great example of building for future » by BRYAN TUCKEY
BRYAN TUCKEY
is President and CEO of the Building Industry and Land Development Association (BILD) and is a land-use planner who has worked for municipal, regional and provincial governments. He can be found on Twitter (twitter. com/bildgta), Facebook (facebook.com/bildgta) and BILD’s official online blog (bildblogs.ca).
Our members create award-winning communities that are the envy of the world. World on Yonge is a great example of a complete community at Yonge and Steeles in south Markham. The 10-acre, mixed-use project by Liberty Development Corporation is comprised of more than 1,200 condo units in four residential towers, retail shops, office space, a hotel, a landscaped courtyard and two acres of sustainable Green rooftop space. This community was named BILD’s Places to Grow Community of the Year in the highrise category in 2011. Liberty has aspired to create a walkable, liveable community where residents can have a lot of their needs tended to by the surrounding buildings on the site plus have quick access to public transit, highways and golf courses. “Your friends come from out of town, they can stay at the hotel. If they need to shop, they can go to the mall. You want to work steps from home, you work at the office building. If you want to have a business meeting, you can grab a coffee and sit on a park bench for five minutes,” says Marco Filice, senior vice-president and general counsel at Liberty. “World on Yonge is a true mixed-use community in compliance with (provincial growth plan) Places to Grow 20 years ahead of schedule.” Out of the site’s 1.6 million sq. ft. of space, about 600,000 is non-residential. Filice says the site will achieve more than 1,000 people and jobs per hectare, nearly five times the provincial targets. Perhaps the most impressive characteristic of World on Yonge is the Green roof on the three-level retail mall called Shops on Yonge. It is a 1.5-acre greenspace that helps reduce
“We try to provide a sustainable development, recognizing buyers are attuned to living in spaces that are good for the environment and provide benefits for the community” 14 NEW HOME GUIDE GTA | AUG 23 - SEP 6, 2014
the heat-island effect of the surrounding buildings and plays a big role in collecting rainwater into a 60,000gallon cistern on the site. This reservoir reuses the water for grass, plants and public toilets, and saves public infrastructure cost. Filice adds that today’s new-home buyers are impressed with Liberty’s Green initiatives. “We try to provide a sustainable development, recognizing buyers are attuned to living in spaces that are good for the environment and provide benefits for the community,” he says. “There’s also two acres of new public parkland on site. Over 40 per cent of the site is either parkland or green roof technology. “We want to set a proper path for our children so that we have the proper resources in place for the next generation. Maybe this project will inspire others to do similar things. It’s an example of what’s to come for a city that’s growing up.” Filice says World on Yonge would not be a reality without the support of the City of Markham and Region of York. The 10-storey Liberty Suites Hotel will open this summer. The last of the residential condos, Parkside Towers, will begin occupancy this fall. Occupancy is already completed for the site’s two 31-storey towers, the tallest in York Region. This development is truly a remarkable example of a complete community where you can live, work, play and shop.
AUG 23 - SEP 6, 2014 | NEW HOME GUIDE GTA 15
//TARION REPORT
All new homes in Ontario come with a warranty KNOW WHAT TO LOOK FOR AND WHEN TO MAINTAIN YOUR WARRANTY RIGHTS » by HOWARD BOGACH
HOWARD BOGACH
is President and CEO of Tarion Warranty Corp. His column appears monthly in New Home Guide. For more information about how Tarion helps new-home buyers, visit tarion.com or find us on Facebook at facebook.com/ TarionWarrantyCorp.
Buying a newly constructed home in Ontario comes with the security of knowing you have somewhere to turn if your home has defects or building code violations. Your home’s mandatory warranty is provided by your builder and backed by Tarion. Although it is often lumped into one warranty for simplicity sake, in actuality, all new homes in Ontario come with deposit protection and delayed closing or occupancy compensation, in addition to three separate warranties. The warranties begin the date the home is completed for possession but end at different times and cover different items. While it is the builder’s responsibility to ensure he or she builds a home that is properly constructed and free from defects, it is the homeowner’s responsibility to identify any defects within the warranty time frame. The question we are often asked is, “What am I supposed to be looking for?” Just because you own a home, doesn’t mean you are an expert in new home construction. Knowing what to look for and when will help ensure your home’s warranty provides protection when and if you need it. In the first year, your home’s warranty covers defects in work and materials, ensures it is fit for habitation and is constructed according to the Ontario Building Code. The first year warranty includes almost everything inside and outside your home that was provided by the builder. During the first year, it is essential to keep a keen
18 NEW HOME GUIDE GTA | AUG 23 - SEP 6, 2014
eye on the condition of your home, as this is the most comprehensive warranty of the three. Some of the things you should be looking for are cracks in flooring, drywall or outside cladding, missing roof shingles and all finishings within your home. Electrical and plumbing fixtures are covered under warranty for the first year only, so if there is a light that does not turn on or a faucet that isn’t working properly, this should be noted within the first year. The same is true for heating and air conditioning appliances. Inspect your home’s equipment to ensure it is working properly within the first year. The two-year warranty protects against defects in materials including windows, doors and caulking to prevent water penetration into the home. This warranty also covers defects in electrical, plumbing and heating delivery and distribution systems and the exterior cladding of the home. In addition, violations of the Ontario Building Code that affect health and safety are covered for two years. Within the first two years, inspect your home to ensure there is no water seeping in. Water can enter from many places in your home, but generally the basement is the most common place for water penetration. Finally, the seven-year warranty covers your home from major structural defects. This includes the failure of a load-bearing portion of your home. You’ll want to look out for major cracks in your home’s foundation or exterior cladding, interior separation of drywall between ceilings, walls and floors, large gaps in interior finishings, or movement in the basement floor. Any of these examples could suggest a major structural defect and may need further investigation. Tarion has a very broad interpretation on what can constitute a Major Structural Defect. Please visit our website or call us if you are looking for more information about your home’s seven year warranty. Once you move in, continue to inspect your home’s condition regularly. If there are issues with your home that fall under the warranty, your builder is responsible for fixing a defect, but if he/she doesn’t, Tarion will step in. If you have questions about your warranty, visit tarion.com or find us on Facebook at facebook.com/tarionwarrantycorp
urbantowns O N
B AY V I E W
BUILDING A NEW LEVEL OF SUCCESS urbantowns O N
B AY V I E W
COMING SEPTEMBER URBANTOWNS ON BAYVIEW
urbantowns O N
RICHMOND HILL
B AY V I E W
TOW N H O M E S After the extreme success of Urbantowns at Bayview as the winner of the 2014 BILD Low-Rise Project of the Year, Treasure Hill is proud to present Urbantowns on Bayview. Continuing the urban look and feel that made the original development such a success, Richmond Hill’s most desirable townhomes will be located on Bayview just north of Major Mackenzie.
COMING OCTOBER AURORA VIEWS ON WELLINGTON AURORA
TOW N H O M E S Aurora Views is nestled in Aurora’s most sought-after location. Featuring designerinspired freehold townhomes in an exclusive enclave community located on Wellington east of Bayview. With exceptional views in a nature setting, this premium location offers a limited number of lots. It is an amazing opportunity you do not want to miss out on!
N OW O P E N
COMING SOON
COMING SOON
B R A M P TO N
WOODBRIDGE
CALEDON
URBAN LIVING
LU X U RY S I N G L E S
TOW N H O M E S
TOW N H O M E S
F o r m o re i n f o r m a t i o n v i s i t t r e a s u r e h i l l . c o m 19
//FUNDAMENTALLY SPEAKING
How honest are you on your applications? » by WAYNE KARL
WAYNE KARL
is an award-winning writer and editor with experience in real estate and business. In Fundamentally Speaking, Wayne explores the basics – such as economic fundamentals – you need to examine when buying property. He can be reached at
wayne.karl@wall2wallmedia.com
or follow him on Twitter at Twitter.com/WayneKarl
A recent survey by Equifax Canada revealed some rather startling facts – chief among them that many Canadians have no problem falsifying financial information when applying for a mortgage. By “many,” we mean 10 per cent of respondents. That may not sound like a lot, but considering the implications of these actions, it’s a surprisingly high number. Indeed, one in 10 Canadians mistakenly believes it’s okay to inflate their annual income when applying for a mortgage, according to Equifax. Nine per cent admitted they hadn’t been entirely truthful on a credit or loan application. “Make no mistake, lying on your loan application is a type of mortgage fraud,” warns Tim Ashby, vice-president, personal solutions, Equifax Canada. This is what’s known as first-party mortgage fraud, a growing problem in which applicants misrepresent their financial circumstances by fudging earnings, pay stubs or worse, lying about their employment situation altogether. Lenders, regulators or police to date haven’t taken this sort of “soft fraud” seriously. Lenders care that the mortgage is serviced and in good standing, and as long as that’s the case, no red flags will be raised. But if there was a meltdown in the housing market, where, hypothetically, values dropped materially, or mortgage rates increased significantly, and either situation resulted in a spike in homeowners who could no longer afford their homes… These are the potential scenarios, experts warn, that could lead Canada Mortgage and Housing Corp. to further tighten mortgage qualification rules. Another situation that could have an impact on the mortgage landscape is the investor component. CMHC
20 NEW HOME GUIDE GTA | AUG 23 - SEP 6, 2014
recently released its 2013 Condominium Owners Survey, which revealed 17.1 per cent of the condominium owning households in Toronto and Vancouver are investors. While welcome insight into this otherwise not well known sector of the market, the survey raises two key issues: many observers believe the investor component is actually much higher – something in the neighbourhood of 30 to 40 per cent; and the percentage of foreign investors versus Canadians. Why does this matter? Purely in a market sense, the fear is that condo investors could be susceptible to a massive sell-off should the market experience a downturn. Secondly, the concern is that some of these investors, at least those taking out mortgages from Canadian lenders, are buying these units without disclosing that they actually plan to rent them out. This, technically, is another type of mortgage fraud. The bottom line in all of this? Equifax and other experts stress that consumers should always be honest with their personal data on applications, and most importantly, borrow only what you can repay.
LIVE in the centre of TORONTO
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Starting from the upper
Buy now and receive: ✔Granite Kitchen Countertop ✔Stained Oak Staircase ✔Granite Countertops in Ensuite and Main Bath ✔P re-Finished Engineered Hardwood on Main ✔Appliance Package – Stainless Steel Fridge, Stove, Dishwasher and White Washer & Dryer ✔Upgraded Trim Package ✔Air Conditioning ✔Upgraded Pickets and Handrail (non-tiled areas)
WWW.ARISTAHOMES.COM • 416-630-5039 *Prices and specifications are subject to change without notice. Bonus, finishes and decor dollar amounts may vary per model type. See sales representative for details. Renderings are artist’s concept. Veneer risers and stringers. E. & O.E.
Presentation Centre Hours:
Mon. - Thurs. 1 - 8pm, Fri. by appt. Sat., Sun. & Hol. 11am - 6pm 21
Imagine life in a Rosehaven Home where you will say…I am happy, I am comfortable, I am home!
Current Communities
CHIPPAWA/NIAGARA
THOROLD
STONEY CREEK
BRAMPTON
The Grass is Greener 50’ Singles & Freehold 35’ WIDE Bungalow Loft Townes from the $320’s. Coming This Fall
Move to a Better Way of Life! 45’, 40’, 36’ Singles, Semis & Towns from the $290’s. Quick closings! Tour our 8 models.
Walk, Bike or Play! 40’ & 35’ Singles from the mid $400’s. Semis from the mid $300’s.
Family First Community 45’, 41’, 38’ & 30’ Singles from $514,990 25’ Attached Singles & 20’ Towns from $399,990.
Condominium Towns & New Detached
For directions, hours and community information call our hotline (1-888/416) 410-0175 Prices and specifications correct at press time. Renderings are artist concept. E. & O.E. Prices quoted are in $ thousands except for Kleinburg & Randall pricing.
Redefining luxury, with details and finishes, sure to exceed your expectations. The only way to improve on the experience is to move in.
RosehavenPlatinum.com OAKVILLE
by Rosehaven Homes 36 Majestic Suites, 18 Remain from 1,900 sq. ft. to over 3,000 sq. ft. Move in from $2.1 million
KLEINBURG
Only 14 remaining, 60’ to 65’ Estate Singles from 3,700 sq.ft. to over 5,600 sq. ft. Move in from $1.4 million. MODELS NOW OPEN!
All photos are actual Rosehaven homes.
Coming Soon WATERDOWN Returning to Waterdown with 35’ Singles SEPTEMBER 2014! Register at waterdownmeadows.com
CALEDON MOUNT ALBERT Small Town Charm Luxurious 50’ Single Detached Homes. Bungalow & Two Storey designs up to 3,600 sq. ft. from the low $600’s.
or visit
Stunning 36’ Singles & Freehold Townhomes SEPTEMBER 2014! Register at MoveUpToCaledon.ca
BRADFORD 45’ & 36’ Singles and Freehold Townhomes OCTOBER 2014! Register at dreamfieldsbradford.com
RosehavenHomes.com
FIELDGATE HOMES | Impressions
//COMMUNITY FOCUS
Semi-detached Pichot Elevation A, 1,779-sq.-ft., a great elevation with a covered porch and second-floor balcony
Enjoy the summer sales event in Vaughan’s most popular family community
KLEINBURG
LOCATION Kleinburg HOUSING TYPE Townhomes and semis with two-car garages from the $520’s, and 30-ft. detached homes from the low $600’s CONTACT 905.893.9500 fieldgatehomes.com
W
ith summer’s nice weather still here, and there’s never been a better time to discover Impressions — a breathtaking master-planned community that features more than 70 acres of greenspace, community parks, ponds and two proposed community schools. Featuring stunning homes in an ideal location minutes from the heart of the historic village of Kleinburg. This is without a doubt one of the finest new home communities growing in the GTA. The current release features townhomes and semis, both with two-car garages, from $519,990 and 30-ft. detached homes from $609,990. Adding to the exceptional collection of homes available at Impressions, this release boasts an amazing selection of brand new designs. There’s such an abundance of selection that Homebuyers are sure to find something that meets their families’ lifestyle and needs. With construction already underway, this community is certainly taking shape, and you won’t have to wait long to start enjoying life in this exquisite family home community. Also, there are a number of homes currently available with early closings. One of the many fine models currently available at Impressions is the 28-ft. semi-detached, three-bedroom, two-car garage Pichot Elevation A. Offering a stylish ...continued on pg 26
24 NEW HOME GUIDE GTA | AUG 23 - SEP 6, 2014
AUG 23 - SEP 6, 2014 | NEW HOME GUIDE GTA 25
//COMMUNITY FOCUS...continued
The impressive selection of nearby amenities extends well beyond those offered by this quaint Kleinburg setting.
and functional floor plan, this 1,779 sq. ft. gem of a home is one of the most outstanding models in Fieldgate’s innovative Laneway Collection. Designed with rear-facing double-car garages, these laneway homes maximize space while allowing for breathtaking elevations at the front of the home. The Pichot’s front elevation features large windows and a charming covered porch, creating an impression of classic small town elegance. The Pichot offers the option to include a separate side door entrance as well. The interior of the home is perhaps even more remarkable. The main floor features a large formal room and a spacious gourmet kitchen. Beyond the kitchen is a Great Room, which is linked by a breezeway to the garage at the back of the home. Maximizing on space, the breezeway features both a laundry room and a powder room. Behind the Great Room and adjacent to the breezeway is an intimate courtyard, perfect for backyard barbecues. Upstairs, the master suite boasts a walk-in closet and lavish ensuite, which includes a separate oval soaker tub and shower. Bedrooms two and three offer large closets and convenient proximity to the main upstairs bathroom. The Pichot is priced from $569,990. Throughout all of the GTA, there’s no place quite like the Village of Kleinburg. Perfectly nestled between the east and west branches of the Humber River, Kleinburg offers all the pleasures of small town life just minutes from the big city conveniences of Vaughan and the surrounding area. This is a place where the old and the new are weaved together to create a vibrant tapestry of inspired community living – a place that celebrates arts and culture, a place that celebrates family and friends. Kleinburg’s main street is the perfect setting for a leisurely afternoon stroll past charming boutiques, cafés and restaurants. This is also a community that celebrates our nation’s rich cultural heritage: the village is famously home to The McMichael Canadian Art Collection, an exclusive showcase for Canadian art. For nature lovers, the Kortright Centre for Conservation – renown for its hiking, bird watching and outdoor education programs – is just minutes away, along with Bindertwine Park’s breathtaking walking trails, as is Copper Creek, one of the GTA’s premier golf clubs. The impressive selection of nearby amenities extends well beyond those offered by this quaint Kleinburg setting. Vaughan’s many other charming neighbourhoods also offer convenient shopping destinations – such as Vaughan Mills – boasting a host of major retailers and top name brands. Commuting is made easy with Hwys. 27, 400, 427 and 407 all just minutes away. To learn more about Impressions, visit fieldgatehomes.com today or to speak with a sales representative call 905.893.9500.
26 NEW HOME GUIDE GTA | AUG 23 - SEP 6, 2014
M O U N T P L E ASA N T
BRAMPTON
NOW OPEN Mayfield Rd.
N McLaughlin Rd.
Chinguacousy Rd.
SALES CENTRES
Creditview Rd.
Mississauga Rd.
Wanless Dr.
Sandalwood Pkwy.
Bovaird Dr.
SALES CENTRE HOURS M O N D AY T O T H U R S D AY : 1 P M - 8 P M F R I D AY : C L O S E D S AT U R D AY A N D S U N D AY : 1 1 A M - 6 P M
STUNNING
SEMIS $427,990*
FROM
30'• 36'• 38'• 41'
SINGLES $453,900*
FROM
ONLY $500 INITIAL DEPOSIT REQUIRED** BONUS PACK AGE INCLUDES: 3 Stainless Steel Appliances • Central Air Conditioning • Granite Kitchen Countertops
MEADOWSBRAMPTON.COM
*Limited quantities available in some price ranges to qualified purchasers. Prices & information correct at press time. Map not to scale. Some lots may have premiums. E. & O.E. Ask sales rep. for details. ** Further deposits may be required. Offer limited in time and quantity. Ask sales representative for details.
live greatly.
Experience the Great Gulf Difference across the
ROLLinG MEAdOws, niAGARA
wEsTFiELd, bRAMPTOn
Award-winning homes up to $300,000 less than the GTA!
First Release Now Available at Mississauga Rd. and Steeles!
• Established neighbourhood close to every amenity
• Live at Brampton’s most prestigious location
• Just 90 minutes from Toronto
• Brampton’s deepest and best selling lots
• Discover the Niagara Lifestyle – more than 50 golf courses and 75 wineries, shopping, biking and more.
• Side door entrance with additional staircase to basement
• Minutes to the US border and Buffalo International Airport
$300’s
50 Ft. Detached 2,130 - 3,095 sq. ft. from
$350’s SALES OFFICE: 1 Sunset Way, Thorold (905) 680-0841
Bovaird Dr. Mississauga Rd.
35 and 42 Ft. Detached 1,580 - 3,015 sq. ft. from
Queen St.
Steeles Ave. Hwy. 407
Chinguacousy Rd.
n
• Brockport Home construction for assured precision building
Semi-Detached 1,680 - 2,000 sq. ft. from
$490’s
38 Ft. Detached 2,080 - 2,185 sq. ft. from
$620’s
SALES OFFICE: 8540 Mississauga Road, Brampton 905.866.6876
Prices and specifications subject to change without notice. E. & O.E. Illustrations are artist’s concept. All square footages are approximate. Actual usable space varies from stated floor area.
GTA and beyond!
MOUnT PLEAsAnT, bRAMPTOn Bovaird and Creditview Walk To Mount Pleasant GO Station
sUMMERLYn ViLLAGE, bRAdFORd Bradford’s Best Selling Community!
• Lots up to 130 feet deep
• Fully established, award winning community; home to more than 800 families
• Side door entrance with additional staircase to basement
• Surrounded by schools, neighbourhood parks, and every one of your favourite retail locations
• Brockport Home construction for assured precision building
• More than 60 acres of protected open space with miles of integrated walking and biking trails
• 40’ Lot homes that offer more natural light
• Just 10 minutes from the GO Station
34 Ft. Detached 1,945 - 2,685 sq. ft. from
Ashley Field Rd.
Bovaird Dr. James Potter Rd.
Hwy. 407
40 Ft. Detached 2,630 - 3,365 sq. ft. from
$470’s
Hwy. 400
Mississauga Rd.
Queen St.
Chinguacousy Rd.
Williams Pkwy.
$530’s
36 and 40 Ft. Detached 1,475 - 3,270 sq. ft. from
50 Ft. Detached 1,880 - 4,010 sq. ft. from
$630’s
$630’s Holland St.
SALES OFFICE: 9806 James Potter Road, Brampton (905) 459-5772
SALES OFFICE: 22 Downy Emerald Drive, Bradford (905) 775-3461
Sales office hours: Sat. & Sun. 11am - 6pm • Mon. - Thurs. 1 - 8pm • Closed Fri. • Niagara hours: Sat. & Sun. 12pm - 5pm • Mon. - Wed. 2 - 7pm • Closed Thurs. & Fri.
GREATGULF.COM
//IN THE NEWS
Empire Communities LAUNCHES NEW TOWNHOME DESIGNS AT LAKESIDE IN BRAMPTON Empire Communities has launched an exciting new design of boutique townhomes at its successful master-planned community in Brampton – Lakeside. There will be approximately 80 of these uniquely designed double front homes, each with cleverly designed floorplans suitable for a variety of lifestyles. For 20 years, Empire has been creating beautiful communities throughout the GTA and Southwestern Ontario. Lakeside is no exception. Empire has introduced an exceptional community featuring outstanding all new brick and stone home designs in urban semis, townhomes, semi-detached and detached homes on 38-ft. lots. Lakeside’s new boutique townhome designs offer three and four bedroom plans from 1,395 to 2,006 sq. ft. with spacious main floor live-in kitchen and family room, laundry room on the second floor in most designs, master ensuite with large walk-in closet and the basement ready for the design of a private living area. Empire has thought of every possible
living need with their home designs at Lakeside. Prices for these townhomes are truly affordably priced and range from $399,990 to $499,990. True to its name, Lakeside is comprised of five neighbourhoods, each with its own natural features. Waterside features a large pond and the Lakeside Gazebo nearby. Woodside is located beside an untouched forest with trails for walking or jogging. Families in Trailside will appreciate the forest as well as walking and biking trails – perfect for those who love the outdoors. By its name, Parkside offers The Lakeside Park with a playground and large fields – great outdoor space for families to play and picnic. Promenade is ideal for active families with shopping within a short walking distance. Families at Lakeside will not only have the wonders of the outdoors at their doorstep, they will also be close to a host of entertainment options, hospitals, schools and restaurants. Buying a new home from Empire has never been easier. Now, Empire is introducing its Easy Buy Program to help purchasers buy their new dream home at Lakeside. Drop by the sales office for more details about this exciting program. To see these beautiful home designs visit the showroom at 11200 McLaughlin Rd. at Wanless Drive. Hours are Monday to Thursday 1 to 7 p.m., Friday 1 to 6 p.m., Saturday and Sunday 11 a.m. to 5 p.m. Call 905.495.0441 or visit empirecommunities.com
30 NEW HOME GUIDE GTA | AUG 23 - SEP 6, 2014
COMING
SEPTEMBER Lotus Pointe C A L E D O N
MOVE UP To Caledon FREEHOLD
SPACIOUS
36’•38’• 41’•43’• 50’
FROM
FROM
FROM
TOWNS SEMIS SINGLES MID 400’s $
SINGLES
*
UPPER 400’s $
SEMIS
*
UPPER $500’s
*
SINGLES
TOWNHOMES
LOCATED AT HWY 10 & OLD SCHOOL ROAD
Register at LotusPointeCaledon.ca
*Limited quantities available in some price ranges. To qualified purchasers. Prices & information correct at press time. Some lots may have premiums. Illustrations reflect artist’s impression.E. & O. E. Conditions may apply.
31
//COVER STORY
Welcome to Brampton’s newest master-planned community
ONLY $500 INITIAL DEPOSIT REQUIRED! LOCATION Brampton HOUSING TYPE Semi- and single-detached homes SALES CENTRE: 1381 Wanless Dr. CONTACT meadowsbrampton.com
32 NEW HOME GUIDE GTA | AUG 23 - SEP 6, 2014
C
elebrate a new beginning in Mount Pleasant Meadows, Brampton’s newest master-planned community. Featuring an assortment of semi- and single-detached homes brought to you by Starlane Homes and Valery Homes, Mount Pleasant Meadows offers quality residences steps away from Creditview Sandalwood Park, scenic trails, bike routes, essential amenities and restaurants, making this an excellent opportunity for you and your family. Located at the corner of Creditview Road and Wanless Drive, this community features 24-ft. semis and a variety of singles on 30-, 36-, 38- and 41-ft. lots starting from $427,990. Thoughtful interior space planning is showcased with layouts that include three to five bedrooms, three or four bathrooms and spacious closets. With up to 3,183 sq. ft. of space, these homes will comfortably accommodate families of all sizes.
STARLANE HOMES & VALERY HOMES | Mount Pleasant Meadows
The natural beauty of the area combined with the important services located nearby make Mount Pleasant Meadows the perfect community. Local elementary and secondary schools provide educational options for your children, while necessary amenities such as shopping and restaurants will make your daily errands simple. The health and safety of your family is at the forefront of importance. Within minutes, you can have access the state-of-the-art Brampton Civic Hospital with the renowned William Osler Health System. Sports and recreation are never hard to find, with the Creditview Sandalwood Park a short walk from your home featuring multiple sports fields. The many conservation areas around this community offer plenty of lush greenery in which you can enjoy hiking, biking, picnics and so much more. The incredible Cassie Campbell Community Centre located just down the street is home to multiple recreational opportunities. This location has something to offer everyone whether you’re a toddler, teen, adult or senior. With sports, fitness, personal training, swimming, skating and much more, this local community centre is the perfect facility for active families. With the recreational options in such proximity, there will never be a dull moment. Sitting close to the border of Brampton and Caledon, Mount Pleasant Meadows allows your family to escape into nature, yet remain close to essential amenities. The nearby Mount Pleasant GO Station allows this community to be easily accessed through public transit. A number of highways within reasonable driving distance allow you to travel seamlessly to and from your desired destinations throughout the GTA. No matter where you are headed throughout the day, you will want your end destination to be Mount Pleasant Meadows. Starlane and Valery Homes, two incredible builders with impeccable reputations, have chosen to collaborate in
No matter where you are headed throughout the day, you will want your end destination to be Mount Pleasant Meadows. building this master-planned community with you in mind. Now is your time to experience the beauty that Mount Pleasant Meadows has to offer. Visit the sales centres at 1381 Wanless Dr. in Brampton, and ask a sales representative about the bonus packages available! For more information, visit meadowsbrampton.com *Prices and information correct at press time. Images reflect artist’s concept. Please see sales representative for more information.
AUG 23 - SEP 6, 2014 | NEW HOME GUIDE GTA 33
E@D?G>5C 1D 3 1 B 4 9 > 1 < @ ? 9 > D
DESIGNER DECORATED
MODEL HOME GRAND OPENING SATURDAY, SEPTEMBER 13TH
After months of design planning, Geranium Homes is thrilled to announce the Grand Opening of 2 gorgeous model Townhomes in Uptownes at Cardinal Point. These magnificent 3-storey models — designed by Los Angeles-based Interior Designer Jo-Ann Capelaci — showcase an exciting twist to townhome living featuring sensational loft-inspired layouts with fabulous features, finishes and every convenience close at hand. Open concept, sun-filled interiors • Great Rooms with soaring 10’ ceilings • Ground floor flex-space with in-floor heating • Central air conditioning • Gourmet euro-style kitchens with extra-height cabinets • Oversized windows throughout • Rooftop terrace with bbq hook-up • Parking for 2 cars • Plus so much more!
LOFT INSPIRED CONDO TOWNS
$ from
374900
Two Bedroom Designs 1,401 to 1,639 sq. ft.
SALES CENTRE
Main St
9th Line
SITE LOCATION
Millard St Bakerhill Blv
404
Hwy 48
John Davis Gate
Stouffville
Mon to Wed: 1 – 7pm Wknds & Hols: 11am – 5pm
905-640-9999
geraniumhomes.com BILD 2014 P2G COMMUNITY OF THE YEAR BILD 2012 HOME BUILDER OF THE YEAR CHBA 2011 GRAND SAM AWARD WINNER
Prices are correct at press time and are subject to change without notice. Specic features are as per plan and series. Sq.ft. measurements are approximate. Map not to scale.
Exceptional Interiors - Fabulous Finishes
BREATHTAKINGLY BEAUTIFUL
Open Concept Living Never Look So Good!
#" - - " / 5 3 " & 4 50 6 ' ' 7 * - - & 1 0 35 ) 0 1 & 80 0 % 4 50 $ , See sales rep for details. The ENERGY STAR® mark is administered and promoted in Canada by Natural Resources Canada. Used with permission. E & O E.
//COMMUNITY FOCUS
Renaissance Townes offers the finest collection of executive townhomes that Vaughan has ever seen. Distinctive elevations of brick, stucco and stone create an atmosphere of refined elegance.
Consider yourself at home with
PRIMONT LOCATION Brampton, Woodbridge, Markham HOUSING TYPE Centretown, Brampton, townhomes and single-detached homes; Renaissance Townes, Woodbridge, executive townhomes SALES CENTRE Brampton, Mississauga Road north of Bovaird, call 905.495.5067; Woodbridge, Major Mackenzie west of Weston Road, call 905.417.3863 CONTACT primonthomes.com
36 NEW HOME GUIDE GTA | AUG 23 - SEP 6, 2014
A
t Primont Homes, we’ve always prided ourselves in putting our customers first. Guided by this commitment, we’re continuing to go above and beyond to create the finest new home communities in the GTA so you can find the home you’ve always dreamed of. Brampton’s Centretown community features an impressive array of breathtaking townhomes and picture perfect two-car garage singles in a stunning master-planned community. Located in the northwest part of Brampton, Mount Pleasant is a charming storybook community of unparalleled beauty. Bordering picturesque greenspace, yet offering all the major conveniences of Brampton – such as shopping, schools, restaurants and more – Mount Pleasant is a neighbourhood that truly offers the best of all worlds. And with easy access to Brampton Transit, GO Transit and Hwy. 410, it’s easy to get anywhere you want to go when you live at Centretown in Mount Pleasant. Centretown’s exquisite townhomes and single-detached homes are priced from $375,900. Visit the sales centre, located on Mississauga Road, just north of Bovaird, or call 905.495.5067. Another exceptional community offered by Primont Homes is Renaissance Townes in Woodbridge. Renaissance Townes offers the finest collection of executive townhomes that Vaughan has ever seen. Distinctive elevations of brick, stucco and stone create an atmosphere of refined elegance. And with exquisite
PRIMONT HOMES | Multi-site
Heirloom is an inviting family community of stylish freehold towns at an exceptional Markham location, just minutes from Hwys. 404 and 407. premium features and finishes, every home is a true work of art in this breathtaking family community. Located in the heart of Woodbridge, the residents of Renaissance Townes can also enjoy a renaissance of convenient living, with an amazing selection of shops, restaurants and recreation facilities and more all nearby. And with easy access to Hwys. 400, 407 and 401, you’re never too far from where you want to be in this distinctive community setting. These exquisite executive townhomes start from just $569,900. Visit the sales centre located on Major Mackenzie, west of Weston Road in Woodbridge. Construction is well underway at Primont’s popular Castlemore and Heirloom communities. Like all Primont communities, Castlemore and Heirloom offer breathtaking collections of exquisite family homes at some of the finest locations in the GTA. Heirloom is an inviting family community of stylish freehold towns at an exceptional Markham location, just minutes from Hwys. 404 and 407. Homes feature beautiful brick and stucco exteriors and a fine selection of interior features and finishes. And with schools, shopping, restaurants, a community centre, neighbourhood parks and GO transit nearby, you’re not just moving into a home, you’re moving into a vibrant, established community. The final release of Town Manors in this wonderful community is coming this fall, so register now at
primonthomes.com to ensure that you stay at the front of the line for this final release. Primont has been receiving a lot of attention for its stunning family community in Brampton’s iconic Castlemore Village. At Castlemore, potential homebuyers are sure to be impressed by the fine selection of stunning townhomes. With homes starting from $429,990 and closings available this year, it’s never been a better time to make a move to this highly prestigious community. Coming soon from Primont Homes is a new community in the highly sought after location of Cornell in Markham. This new community, opening this fall, will offer an elegant collection of freehold townhomes. Register now at primonthomes.com to ensure you stay at the front of the line for this new community in Cornell, Markham. For more information on any of these wonderful Primont Communities, visit primonthomes.com AUG 23 - SEP 6, 2014 | NEW HOME GUIDE GTA 37
//MORTGAGE ADVICE
Why you should shop around at mortgage renewal time » by ALYSSA RICHARD
ALYSSA RICHARD
is the Founder and CEO of ratehub.ca, a mortgage rate comparison site that aims to empower Canadians to make smart financial decisions.
Summer, without a doubt, is one of the busiest times of the year for homebuyers to jump into (or move around within) the housing market. Depending on the length of the term you chose, if you purchased a home as far back as the summer of 2009, your mortgage is likely going to come up for renewal soon. If they haven’t already done so, your lender will start popping early renewal notices into your mailbox – usually within the last 30 to 120 days of your current mortgage term. And while the renewal slip makes the process all too easy (you just sign the offer and send it back), it’s not in your best interest to accept this offer. For starters, the lender who had the best mortgage rate for you before is almost never the same lender who will have the best mortgage rate for you at renewal time. It’s sad – if you’re someone who stays loyal to lenders, that is – but true. On those mortgage renewal slips you find in your mailbox, lenders offer an average of only 0.25 per cent off their posted 38 NEW HOME GUIDE GTA | AUG 23 - SEP 6, 2014
rate – that’s nothing, in comparison to the rates you can find online or from mortgage brokers across Canada. Unfortunately, lenders market their renewals as being easy and convenient, which is something most consumers are attracted to. But how much would it hurt to later find out you could’ve gotten a full one per cent or more off your rate, if you’d taken the time to shop around and negotiate? Besides just the mortgage rate, it’s also unlikely that your current lender will be the one to offer you the best mortgage product for your needs at renewal time. Think about it this way: your financial goals from when you took on your current mortgage term were likely much different than what they are today, right? You could be at a completely different stage in your life now. Well, the same can be said for your lender. It’s convenient to stay with your current lender, but the terms and conditions your existing lender offers may no longer suit your needs. Consider all your mortgage needs – the rate and prepayment options – and go with the lender which can offer everything you’re looking for. One thing to keep in mind: if you don’t renew your mortgage with a new lender before the date your current mortgage term expires, your lender will automatically renew you for another term with them. A week isn’t enough time for most mortgage brokers to switch your mortgage from one provider to the next, so start shopping around early and make sure you find the best mortgage rate/product for you.
dreams
Where and families come together in 3 Superb Communities MARKHAM
MARKHAM
E
E IN V S RALOT
M
W O NEL H DE O
THORNHILL
M
Singles on 30', 36’ & 40’ lots.
Detached homes on 35' and 41' lots.
Detached homes on 46’ & 60’ lots available.
ODELS T ED M DECOR A
T ED DECOR A
MODELS
New Release Coming Soon From the mid
$
600's
Register Now! Starting from
$
905-472-7667
1.2 Million
905-417-1203
madisonhomes.ca Hours: Mon-Thurs. 1-8pm, Fridays by appointment, Sat., Sun. & Hol. 11am-6pm. *Specifications are subject to change without notice. E. & O. E. See Sales Representative for details.
39
//COMMUNITY FOCUS
MADISON HOMES
luxury living in beautiful Thornhill Ravines LOCATION Vaughan HOUSING TYPE Two-storey detached homes on wide cul-de-sac and ravine lots SALES CENTRE Dufferin Street at Valley Vista Drive, open Monday to Wednesday 1 to 7 p.m., Thursday and Friday by appointment, and weekends and holidays from 11 a.m. to 6 p.m. CONTACT 905.417.1203 madisonhomes.ca
40 NEW HOME GUIDE GTA | AUG 23 - SEP 6, 2014
M
adison Homes is offering a limited selection of spectacular lots in the coveted neighbourhood of Thornhill Ravines. Situated on the periphery of the McMillan nature preserve at the corner of Dufferin Street and Valley Vista Drive, just south of Major Mackenzie Drive in Vaughan, lush, green, conservation lands encircle this exclusive enclave of distinctive family residences. This collection of two-storey, detached homes with timeless and stately architectural style, is located on wide cul-de-sac and ravine lots. Thoughtfully designed for modern family living, layouts feature bright spacious open kitchens, formal living and dining areas, casual living spaces, choice of four or five bedrooms, master retreats, semi-ensuites, Jack-and-Jill bathrooms, double and triple bay garages and much more. Madison Homes provides substantial value by including more than $100,000 in luxurious features. Grand 10-ft. ceilings on the main floor, nine-ft. ceilings on the second floor and basement, granite kitchen and bathroom countertops, stained oak stairs throughout, stained oak strip hardwood flooring on the main and second floor hallway and master bedroom, coffered ceilings in select rooms, pot lights and many other quality features which enhance the beauty of your home and add real value to your investment.
MADISON HOMES | Thornhill Ravines
Madison Homes provides substantial value by including more than $100,000 in luxurious features.
The surrounding community is thriving with a wealth of convenient amenities. Excellent schools, shopping, parks, golf courses, recreational facilities, places of worship and hospitals proliferate the immediate area. Quickly connect to local transit, GO Transit, and be only minutes away from Hwys. 400, 404 and the 407. You can enjoy tranquil walking trails and biking paths and take advantage of a wonderful range of recreational facilities, educational resource centres and community services nearby. This community truly offers something for all. Madison Homes has released its gracious Edenwood model home for sale. This elegant 60-ft. wide home backs on to forest, has a west-facing, swimming poolsized backyard. The Edenwood model has an attractive stone and brick elevation, triple-car garage and lookout basement with large windows and is approximately
4,250 sq. ft. of lavishly upgraded living area. The main floor includes a library, living room with double-storey ceiling and dining room with coffered ceiling. The heart of the home is found in the stunning, gourmet kitchen with top-of-the-line appliances including Wolf gas range and Sub-Zero refrigerator and wine cooler, island and breakfast bar. Enjoy downtime in the main floor family room with gas fireplace or cosy up with a good book in the library nook on the second floor. The master bedroom features a large sitting area, two generous walk-in closets and luxurious ensuite bath. With three additional bedrooms each with a semi-private or private en-suite and ample closet space, a growing family has all the room and privacy they could ever need. The Edenwood model home is listed for sale at $1.8 million. Don’t miss out on the limited selection of elegant, well-appointed, family residences ranging in size from 3,162 to 4,837 sq. ft. on 40- and 60-ft. lots and priced from $1.2 million. Come visit the Madison Homes presentation centre, located on Dufferin Street at Valley Vista Drive (just south of Major Mackenzie Drive), open Monday to Wednesday from 1 to 7 p.m., Thursday and Friday by appointment only, and weekends and holidays from 11 a.m. to 6 p.m. Call 905.417.1203 or visit madisonhomes.ca for details.
AUG 23 - SEP 6, 2014 | NEW HOME GUIDE GTA 41
//TAXING ISSUES
Selling an investment property Âť by HENRY CHOO CHONG
Q
I purchased a rental investment property several years ago. Every year I have filed the rental income on my tax return. This year I sold the property. In addition to my rental income, what tax implications will I have to report?
Jared, Toronto
HENRY CHOO CHONG,
CGA, sits on many committees and provides accounting and tax services to individuals and businesses in the GTA. He can be reached at 416.485.5225. Questions to Taxing Issues can be emailed to choochonghcga@yahoo.ca
A
Hopefully, you made a profit! The real estate market has been healthy for the past several years and continues to be strong, over the long term. Selling a real estate investment property will generate either a capital gain/loss or a recapture of income/terminal loss. You will have a capital gain when the proceeds of the sale exceed the original cost of the property. A capital gain must be included in your personal tax return (if you own it personally) and is taxed on 50 per cent of the gains at your personal tax rate. A capital loss occurs when the cost is greater than your proceeds. The capital losses should be included on your personal return and applied against capital gains in that year. Any excess losses can be carried back three years, or carried forward indefinitely to reduce capital gains. In calculating the capital gain/loss, determining the adjusted cost of the property is an essential factor. The adjusted cost must include not just the purchase price but also other costs incurred that had to be capitalized. As well, the proceeds of disposition are all the cost, including the selling price and adjustments pertaining to the sale of the investment. In addition to the capital gains/losses, you may have a recapture of income. This occurs when you are taking Capital Cost allowance (depreciation) on the building, in any of the years that it was owned by you. The balance in this account is called the “undepreciated portion.�
42 NEW HOME GUIDE GTA | AUG 23 - SEP 6, 2014
A recapture of income occurs when the lesser of the proceeds and the cost of the property is higher than the Undepreciated Capital Cost (UCC). The recapture of income is taxed in its entirety at your personal tax rate. Alternatively, a terminal loss occurs when the lesser of the proceeds and the cost of the property is less than the UCC. This terminal loss can be applied in the current year to reduce other income (such as salaries or business income). Any unused amounts can be carried back three years or carried forward. Good record keeping is essential to calculate the correct gains or losses. The opinions and views expressed herein are those of the author and not those of New Home Guide. New Home Guide does not necessarily endorse or encourage any specific tax strategies. Please consult a tax professional for advice specific to your particular situation.
AUG 23 - SEP 6, 2014 | NEW HOME GUIDE GTA 43
2014 SHOPPING GUIDE
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45
//IN THE NEWS
The top places to invest IN ONTARIO A new report from the Real Estate Investment Network (REIN) has ranked the top investment areas in Ontario. The report, entitled Top Ontario Investment Towns 2014, analyzes the current and future prospects for real estate investment opportunities in Ontario, and identifies the top regions that will outperform others in the province over the next five years. REIN’s findings are based on in-depth research, analysis of the latest statistics, economic and social trends, and on-the-ground reports from REIN’s research staff and members, along with reports and statistics from organizations such as Canada Mortgage and Housing Corp. (CMHC), Statistics Canada, Multiple Listing Service (MLS), Canadian Home Builders’ Association, city and regional real estate boards and local economic development offices. THE REPORT ANALYZES FACTORS SUCH AS:
» Is the area’s population growing faster than the provincial average? » Are new infrastructures being built to handle that growth? » Is the area creating new jobs and taking steps to maintain current employment levels? » Will the area benefit from an economic or real estate ripple effect? » Has political leadership created an economic growth atmosphere? » Are there major transportation improvements in the works?
46 NEW HOME GUIDE GTA | AUG 23 - SEP 6, 2014
Don R. Campbell, president of REIN, states in the report, “Kitchener and Cambridge have once again topped our Top Ontario Investment Towns report. The presence of world-leading companies such as Microsoft and Google attest to the R&D capabilities and significant competitive advantage the region has to offer. Major transportation improvements over the next five years will entice even more businesses to locate within the region as commute times and inner-city congestion are reduced. In-migration is strong, average incomes are strong, the available older housing stock is there and overall job growth continues. The two communities will remain part of the ‘economic Alberta of Ontario’ in the foreseeable future.” THE TOP ONTARIO COMMUNITIES OF 2014:
01 Kitchener & Cambridge 02 Hamilton 03 Barrie 04 Waterloo 05 Brampton 06 Ottawa 07 Vaughan 08 D urham Region (Whitby, Pickering and Ajax) 09 Toronto 10 Milton 11 Orillia ABOUT REIN
Founded in 1993, The Real Estate Investment Network Ltd. (REIN) has grown over the years to become Canada’s leading real estate research and education organization for investors and homeowners across North America. REIN does not sell or market real estate to its members or the general public, but instead conducts objective and unbiased research, analysis and investor education. For further information on REIN, visit reincanada.com
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AUG 23 - SEP 6, 2014 | NEW HOME GUIDE GTA 49
//LEGALLY SPEAKING
FINANCING AND WHAT HAPPENS
if it goes wrong?
» by JAYSON SCHWARZ
JAYSON SCHWARZ
LL.M. is a Toronto real estate lawyer and senior partner in the law firm Schwarz Law LLP. If you have a topic in mind, mail, deliver or fax letters to the magazine or to the firm, email (info@schwarzlaw.ca) and give us your questions, concerns, critiques and quandaries.
Before you go new-home shopping, visit your bank, trust company or other financial institution to see what amount of mortgage you qualify for. Take your significant other, if you have one, because everyone’s income and assets help. Once you know how much you can borrow, secure the best rate you can and lock it in for as long a period as possible. Don’t be afraid to negotiate – the banks want and need your business. Don’t be afraid to shop around for rates and lock-in periods. You should also visit the sales centre armed with your knowledge and check what mortgage rate and term the builder is offering. Take note that the builder may have brought the rate down to make his package more attractive or forced his bank as part of his deal with them to offer special rates. Remember, if your bank’s offered rate and terms are
It is critical you get the right advice, and only a lawyer can provide legal advice – that is the law.
close, you may be able to negotiate a better deal with the builder. If you do not take the builder mortgage you may be able to get some leverage in your overall negotiations as the builder may save money by not having to pay his bank for the better rate. Question this and make sure you understand all of the financing details. Regardless of where you go to get financing, get your commitment in writing! When we walk into that sales centre, all ready to buy our beautiful new home, perhaps the most important piece of the puzzle we need to have is security in our financial arrangements. A tragedy waiting to happen occurs when you sign an unconditional offer, give your hard-earned, harder-saved deposit to the builder and later find out you do not qualify for the mortgage. In other words, don’t buy the home unless you have a mortgage commitment or a conditional deal. This leads us into the next part of the discussion – what happens if it goes wrong? An Agreement of Purchase and Sale for the purchase of land is a contract, and once it is signed it binds both parties to certain obligations. If either party does not hold up to their end of the arrangement, they can be held liable to the other party for either specific performance or damages. Firstly, if the purchasers default, they will likely lose their deposit. The builder will then have the option of suing to force them to close the deal and pay all legal fees related thereto, or sue them for any damages the builder might suffer before he resells the condo (for items such as interest, changes and price differential) and legal fees. Sometimes, in a booming market, kindhearted builders will release purchasers who have made a mistake or encountered personal tragedies. But don’t count on it! The moral of the story is to make sure you have financing or that the offer is conditional for a few days on both financing and review by a lawyer. It is critical you get the right advice, and only a lawyer can provide legal advice – that is the law. When you select a lawyer, find one who cares about you and a long-term relationship. Happy home hunting! Perhaps the most difficult part of writing these articles relates not to the actual writing, but thinking of a topic to address. Visit the website at schwarzlaw.ca, or email me at info@schwarzlaw.ca. I will try to deal with them in print or electronic form.
50 NEW HOME GUIDE GTA | AUG 23 - SEP 6, 2014
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//SMOOTH MOVE
MOVING MADE EASY
Smart planning tips to save time and trouble
Moving comes with a mix of emotions that can be overwhelming. You may feel excited to live in a new home, but getting all your possessions moved can be stressful. The key to having a smooth move is staying organized and following a schedule similar to what the pros use. The first step is to not worry about your upcoming move. If you follow this simple timeline and valuable advice, any move can be quick, easy and organized: 52 NEW HOME GUIDE GTA | AUG 23 - SEP 6, 2014
THREE TO FOUR WEEKS PRIOR TO MOVE DAY 1. Estimate how large a rental truck you’ll need. In general, allow 150 cu. ft. of truck space for each fully furnished room. For example, a 12-ft. truck offers 450 cu. ft. while a 26-ft. truck offers 1,400 cu. ft. for your items. 2. Get the packing supplies you need. Save time by ordering your moving supplies like boxes, labels, bubble wrap and packing tape online early. Sometimes, you can collect boxes at work or ask your local grocery store if they have any you may have. 3. Start packing. Begin with out-of-season and non-essential items. Remember to label boxes clearly. This is also a good time to lighten your load. If you haven’t worn or used it in a year, donate it to charity. 4. U tilize technology. Did you know you can use your smartphone to quickly and easily rent a moving truck with Penske’s new mobile rental option? Simply access pensketruckrental.com from your smartphone and the site automatically becomes an easy-to-use mobile version. A few clicks and you’ll reserve the perfect moving truck for your moving day, saving you time and headaches. TWO WEEKS PRIOR TO MOVE DAY 1. Change your address with the post office. Remember to update your address with other important contacts such as banks, credit card companies, magazines and professional associations. 2. Call service providers and utilities to discontinue cable TV, trash collection, water, gas and electricity. If your move date is flexible, consider scheduling cut-off for a day or two after you move, just in case there is a delay and you still need those services. 3. Ask for help. Get a crew of family and friends to save the date to help on moving day. You’ll need some strong folks to help move boxes and appliances, and some others that are willing to watch children and pets so they don’t get in the way. ONE DAY PRIOR TO MOVE DAY 1. Finish any remaining packing. Reserve one box for essentials which will be the last box you pack and likely the first one you open at your new destination. Include items like checkbooks, credit cards, IDs, glasses, prescription drugs, house keys and other necessities.
2. Pick up your truck rental the day or evening before the move to save time on moving day. Penske professionals will get you familiarized with your vehicle and help you verify the best driving directions to your new home. They’ll even check the upcoming weather and give you any necessary driving advice. MOVE DAY 1. Pack the truck. Put the heaviest items on the truck first. When loading and unloading, be sure to bend your knees and lift with your legs, not your back. Work diligently, but be sure to take breaks and stay hydrated. 2. Leave early in the morning. You’ll run into less traffic and you’ll leave yourself extra time to unload at your destination. Take turns driving and take breaks once every two to three hours. 3. Get help unpacking. After a long drive you’ll appreciate assistance unloading the moving truck. If possible, have friends or relatives ready to help at your destination. By using this schedule, you’ll have an easy and smooth move without headaches so you can enjoy your new home and look forward to the future. AUG 23 - SEP 6, 2014 | NEW HOME GUIDE GTA 53
//HOT DATES
AUG 23-24
Buskerfest
DOWNTOWN YONGE ST.
Aug 23 to Sept 6 Calendar of events beginning from Aug. 23 to Sept. 6, 2014
54 NEW HOME GUIDE GTA | AUG 23 - SEP 6, 2014
Ontario’s largest street performers’ festival boasts a collection of musicians, sketch artists artisans and entertainers. Gutsy street performers boldly take their talent right into the audience, where spectator participation ensures that every set is just a little different. The festival features more than 100 performers from Canada, the U.S., Hungary, Argentina, the Netherlands, the United Kingdom, Japan, New Zealand, Australia and more, in support of Epilepsy Toronto. torontobuskerfest.com AUG 23-24
Irie Music Fest
MISSISSAUGA CELEBRATION SQUARE MISSISSAUGA
TD Irie Music Fest marks its 11th year of celebrating music and takes place at Nathan Phillips Square and Mississauga Celebration Square. The vibrant festival creates much excitement with reggae, salsa, world, gospel and other tempting music. Dance, visual arts and international cuisine are some of the featured activities. iriemusicfestival.com
AUG 23-24
Cat Show
CANADIAN NATIONAL EXHIBITION Everyone’s feline friends convene at The Ex for the 43rd Annual Cat Show. More than 125 cats are showcased on display and in competition. Cats come from all across Ontario. theex.com AUG 23 - SEPT 1
Kultura Filipino Arts Festival
CNE RIBFEST CNE BANDSHELL
Ribfest is a series of competitions for the best rib recipe, with amateur cooks and seasoned pros alike put their secret sauces where their mouths are for one shot at glory. Sample a variety of barbecue traditions, from vinegar-heavy Carolinas, to sugar-friendly Kansas City, to no-nonsense Memphians. Whether smoked, grilled, boiled or broiled, every rack represents a unique culinary philosophy vying to be this year’s champion. theex.com
August 23 - September 6, 2014
Showcasing new homes in the GTA’s central and north regions
IN THIS SECTION
>> Maps and listings for new-home communities in the central and north region >> Builder news and the latest in new homes in the central and north region
Now you can view all New Home Guide magazines online using any smartphone, tablet or desktop device.
VIEW OUR MAGAZINES ON ANY
DIGITAL DEVICE anytime, anywhere! Published by
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42' The Ruston Hall, Elv. B
42' LOTS IN SUTTON BY T H E S H O R E S O F L A K E S I M C O E
FANTASTIC LOCATION & UNBELIEVABLE VALUE SUTTON
• All pricing includes walk-out deck and exterior walk-up stairs from the basement • Only a 10-minute drive to big box retailers such as Wal-Mart, Home Hardware, Food Basics, Fresh Co. and other retailers to satisfy all your shopping needs • Minutes from the new 404 extension at Ravenshoe Rd. opening in August • Minutes from Highway 48 • Less than 40 minutes from Toronto
SALES OFFICE: 4950 Baseline Road, Sutton, ON, LOE 1RO
1.877.455.0201
Prices and specifications are subject to change without notice. E. & O.E. All renderings are artist concepts.
$399,990 MyJubilee.ca starting from
01
WELCOME TO RICHMOND HILL
Great place to buy – better place to live » by WAYNE KARL
Proximity to the city? Check. Close to highways and public transit? Absolutely. Good schools, parks, shopping and other amenities? You bet. Affordable and great value, too? As prospective buyers in Richmond Hill go through their new-home shopping checklist, it’s that last question for which they may not realize the answer is an emphatic “yes.” 02
01 Richmond Green Waterfall 02 Richmond Hill Centre for the Performing Arts 03 Lake Wilcox 04 Richmond Hill Central Library
58 NEW HOME GUIDE GTA | AUG 23 - SEP 6, 2014
Photos courtesy of the Town of Richmond Hill
//CITY FOCUS
POPULATION
187,500
(expected to exceed 200,000 by 2015)
LARGEST EMPLOYERS Business services, including high tech; health and education; manufacturing and construction
03 04
AMENITIES Easy access to Hwys. 400, 404 and 407; GO Transit rail service; VIVA, York Region Transit and GO buses; wide selection of recreational facilities and golf courses; state-of-the-art public library; Richmond Hill Centre for Performing Arts; York Central Hospital and other health care; numerous parks, trails and other attractions
SCHOOLS 25 public elementary, five public secondary; 13 Catholic elementary, two Catholic secondary; four private primary, four private secondary
Indeed, these qualities and more make Richmond Hill an excellent newhome location. And the word is getting out; last year, MoneySense magazine ranked it the ninth best mid-sized city in Canada for qualify of life, and the fourth best place to settle when looking for a new place to call “home” in Canada. “We have always known that Richmond Hill is a great place to live, but it’s great when others recognize it too,” says Mayor Dave Barrow. “I know that hearing this news will make those who live here proud that this is their hometown. It’s definitely something to boast about.” Further good news came in April 2014, when Richmond Hill landed on the short list of potential locations for a new campus for York University and Seneca College. A decision is expected later this year. “The addition of a university campus in our community will stimulate growth and economic development in Richmond Hill and the Region, benefitting us all,” adds Barrow.
With a history steeped in farming and agriculture, yet just 20 kilometres from the downtown core, Richmond Hill today boasts a diverse and thriving economy – essential for community growth – including corporate head offices, a burgeoning IT sector and high tech manufacturing. These are among the reasons Richmond Hill continues to be one of the fastest-growing municipalities not just in the GTA but in all of Canada. In 2001, population was just 137,800; AUG 23 - SEP 6, 2014 | NEW HOME GUIDE GTA 59
05
06
07
05 Richmond Hill Municipal Offices 06 Twickenham Park 07 Mill Pond
today it sits at about 187,500 and is expected to exceed 200,000 by 2015. Even with such progress, Richmond Hill retains its friendly community feel, earning the unofficial motto of “a little north, a little nicer.” Residents certainly seem to appreciate all the town has to offer: in a 2012 Community Survey, 94 per cent of respondents said they are satisfied with Richmond Hill as a place to live. Eighty-five per cent feel it is a welcoming community, while 78 per cent indicate diversity is one of its strengths. “The survey results are very positive and are true to our Strategic Plan vision and goals,” says Barrow. “These results show that our residents feel connected to the town and each other.” 60 NEW HOME GUIDE GTA | AUG 23 - SEP 6, 2014
Richmond Hill retains its friendly community feel, earning the unofficial motto of “a little north, a little nicer”
And why wouldn’t they? Healthy economy, excellent infrastructure, plentiful amenities – and a housing mix that offers a selection of homes, from single-detached to semis to towns to condos. And, circling back to that checklist question of value: prospective buyers will be pleased to learn that Richmond Hill is one of the best-performing areas in the GTA. Recent stats from Canada Mortgage and Housing Corp. on average price growth over the last three years show the town has exceeded the GTA average by more than 30 per cent. Builders offer a variety of new-home product in the area. In lowrise, there’s Aspen Ridge’ Kettle Lakes Club executive townhomes; Fieldgate Homes’ The Humberlands single-family homes; and Forest Hill Homes’ and Fieldgate’s Jefferson Forest freehold towns and single-family homes. And in highrise, there’s Tridel’s Renasissance of Richmond Hill; Pemberton Group’s Miracle at Yonge and Sky City; and Signature Communities’ TAO Boutique Condos.
60 NEW HOME GUIDE GTA | AUG 23 - SEP 6, 2014
AUG 23 - SEP 6, 2014 | NEW HOME GUIDE GTA 61
//IN THE NEWS
OHBA NAMES FINALISTS FOR
2014 Awards of Distinction The Ontario Home Builders’ Association (OHBA) has announced the finalists for its 2014 Awards of Distinction. Finalists were judged from entries from
across the province, encompassing 39 categories of building, design, sales and marketing. A complete list of finalists is available at ohbaaod.ca Winners of the OHBA Awards of Distinction will be announced on Sept. 22 at the Ottawa Conference Centre, where the spectacular gala awards ceremony will be a highlight of the 2014 OHBA Conference in the nation’s capital. In addition to the individual category awards, OHBA will also announce the winner of the coveted 2014 Ontario Home Builder of the Year. FINALISTS ARE:
Great Gulf Homes – Toronto, greatgulf.com Mattamy Homes – Oakville/Kanata, mattamyhomes.com Minto Communities – Toronto/Ottawa, minto.com For the first time ever, OHBA has also introduced the People’s Choice Award, for which the general public was invited to vote. Finalists for the award include the six best projects of the year in both the high- to midrise and lowrise categories, which are: Aspen Ridge Homes for Kleinburg Hills in Kleinburg Cable Bridge Enterprises Ltd. for Treetops in New Tecumseth Great Gulf Homes for Monde Condos in Toronto Great Gulf Homes for Yonge + Rich in Toronto Mattamy Homes Ltd. for The Preserve in Oakville Minto Communities for Minto30 Roe in Toronto 62 NEW HOME GUIDE GTA | AUG 23 - SEP 6, 2014
A complete list of finalists is available at ohbaaod.ca “The Awards of Distinction program is an opportunity to pay tribute and honour the creativity, innovation and talent of builders, renovators, designers and marketers within the new home building and renovation industry,” says OHBA president Eric DenOuden, adding, “the building industry is a major driving force in our province’s economy and the Awards of Distinction celebrates this dynamic sector.” The Ontario Home Builders’ Association is the voice of the residential construction industry in Ontario representing 4,000 member companies organized into 31 local associations across the province. The industry contributes more than $43 billion to Ontario’s economy, employing over 313,000 people across the province.
WHEN YOU OWN AT WEST SHORE LAKESIDE COMMUNITY,
YOU’VE ARRIVED!
Summer is here and West Shore Lakeside Community is looking fabulous! Phase One is sold out. Come experience life at the lake. Unlike many other nearby resort communities, you can live here year round, or just enjoy it whenever you like. Tour two designer Model Homes. Feel the soft sand, dip your toe in the crystal clear water and be captivated by the lake views. And join the families who already call West Shore Lakeside Community home.
• Fully-serviced, 4-season, maintenance-free gated community • Central boulevard with park and gazebo • Private 300’ sandy lakefront • Free 1-yr golf/ski/boat/dine SkyLife Resorts membership • Exclusive lakeside Marine House
Bungalows & Bungalows with Lofts up to 2,580 sq. ft.
NEW SALES OFFICE LOCATION MINUTES FROM THE BEACH
BAYOU RD.
GRAYSHOTT DR.
11
TURNBULL DR.
NEW BRAILEY LINE
N
SALES OFFICE HWY
9361 HWY 11 N., SEVERN
SITE
$20,000 BONUS*
from the mid
300’s
$
CUNNINGHAM BAY
HWY
11
ORILLIA
LAKE COUCHICHING
Visit our Sales Office & Model Homes Today Open Daily: 11am - 5pm
*Limited time offer. Prices & specifications subject to change without notice. Map not to scale. E.&O.E.
705-689-0001 • 416-322-3300 • WestShoreBeachClub.ca
63
//COMMUNITY FOCUS
WEST SHORE BEACH CLUB
Exceptional living at year-round lakeside community LOCATION Severn HOUSING TYPE Detached bungalows and bungalows with lofts SALES CENTRE 9361 Hwy. 11, just north of Orillia, open daily from 11 a.m. to 5 p.m. CONTACT 705.689.0001 416.322.3300 westshorebeachclub.ca
64 NEW HOME GUIDE GTA | AUG 23 - SEP 6, 2014
W
est Shore Beach Club by Summerhill Homes is the perfect choice as a year-round home. This private gated community, with more than 300 ft. of wide, sandy beach provides the convenience of a maintenancefree lifestyle within a fully-serviced community with high speed internet, cable, gas, water and sewers. Priced from the mid $300,000s, home choices include Muskokastyle detached bungalows and bungalows with lofts – with master bedroom and ensuite bathrooms on the main floor. Most model types have a finished media room on the lower level. Each home features unique architectural detailing, board and batten heritage siding and some with traditional fish scale accents. One model type features a delightful interior courtyard, open to the elements and visible from the home’s kitchen/Great Room. Some homes have huge rooftop decks and trendy lofts. The two fully-furnished model homes, one bungalow and one bungalow with a loft, decorated by Collinson Interiors highlight the quality and attention to detail that Summerhill Homes brings to each home they build. West Shore Beach Club offers year-round living; swimming, sailing, canoeing, fishing, windsurfing, hiking, cross country skiing, skating and more. The community parkette is ready, as is the terrace with breathtaking views of Lake Couchiching. Landscaped grounds, a private Marine House with a meeting facility and a fire pit on the beach, both ideal for get-togethers, make West Shore Beach
SUMMERHILL HOMES | West Shore Beach Club
West Shore Beach Club offers yearround living; swimming, sailing, canoeing, fishing, windsurfing, hiking, cross country skiing, skating and more. Club as fun as it is beautiful, and with every homeowner sharing the soft, sandy private beach, there really is no place like West Shore Beach Club anywhere. Families have started moving in and many are already enjoying the warm waters. Summerhill Homes offers a limited time summer bonus as well as a free one-year SkyLife membership for free golfing, skiing and dining at their exclusive resorts locations. West Shore Beach Club was nominated a finalist for a Project of The Year by BILD – Building Industry and Land Development Association. It’s just 10 minutes from Orillia, where stores, entertainment, restaurants and medical services abound. From festivals to live theatre, Casino Rama, shopping in the quaint, historic downtown, wonderful architecture, and monuments that speak to Orillia’s rich history and heritage, Orillia is a unique place to experience and explore. A short drive north to Gravenhurst in Muskoka, a visitor can catch a glimpse of the Segwun docking or arriving at the docks. Visit westshorebeachclub.ca or the sales centre and beautifully decorated model homes located at 9361 Hwy. 11, Severn, open daily from 11 a.m. to 5 p.m. or call 705.689.0001 or 416.322.3300. AUG 23 - SEP 6, 2014 | NEW HOME GUIDE GTA 65
//IN THE NEWS
Aurora 2C
LANDOWNERS GROUP PRESENTS FUNDS TO SOUTHLAKE HOSPITAL A consortium of the GTA’s most respected developers and builders recently presented a cheque for $750,000 to representatives of Southlake Regional Hospital Foundation at a special reception at the Town of Aurora Municipal Offices. Aurora Mayor Geoff Dawe, who was instrumental in organizing the donation, spoke as the guest of honour. Dr. Dave Williams and Neila Poscente accepted the group’s cheque on behalf of the Southlake Regional Hospital Foundation. The funds will be split between Southlake’s Images for Life, a diagnostic imaging technology campaign, and to support the future priority needs of the hospital. The donation is from the Aurora 2C Landowners Group which is comprised of TACC Developments Inc., including Arista Homes, Fieldgate Homes, Opus Homes and Paradise Homes; Mattamy Homes; Brookfield Homes; Lindvest/ Aurora Glen; Meadows of Aurora (a Christian Seniors Lifestyle Community); Metrus Developments, CountryWide Homes, Greenpark Group of Companies, Royalcliff Homes; and Treasure Hill Homes. The development of the lands west of Bayview Avenue commenced in 1993 and the area known as Aurora 2C represents the last major residential development opportunity in the Town of Aurora. Rarely have new home developments taken so long to come to fruition. Decades of planning will result in a very special community. With more than 40 per cent of the lands set aside for public greenspace and connections to a planned trail system that will stretch across town from the Oak Ridges Moraine and the 2C lands, through Newmarket and beyond, the Aurora 2C lands are one-in-a-million.
The Aurora 2C lands represent a perfect marriage of providing residents with playgrounds, ponds and forests to explore while at the same time protecting the natural environmental areas. The Aurora 2C public space includes 15.8 km of planned trails linking parklands, environmental protection areas and an urban wildlife park including the Ducks Unlimited property and the McLeod Wood Nature Reserve and stormwater ponds. A special grove is being planted to help preserve and propagate butternut trees (an endangered species), as well as a group of “companion” oaks. When built out, the Aurora 2C lands will provide approximately 3,000 homes consisting of single family, semidetached, townhomes and seniors’ and lifestyle apartments for approximately 9,000 new residents. The Town and the builders/ developers of the Aurora 2C lands are committed to incorporating a variety of green design features and building technologies in the Aurora 2C community, including the use of energy efficient systems, environmentally-friendly materials, water conservation measures, improved air quality and more. Ultimately, this community will be a place where new residents can put down roots, establish proud new family traditions and watch their children flourish.
Front row, left to right: Don Given, Malone Given Parsons; Sid Kerrigan, Brookfield Homes; Dr. Dave Williams, President and CEO, Southlake Regional Health Centre; Mayor Geoffrey Dawe, Town of Aurora; Neila Poscente, President and CEO, Southlake Regional Health Centre Foundation; Silvio DeGasperis, TACC Developments (Aurora) Inc.; Eddie Weisz, Paradise Homes; Jack Eisenberger, Fieldgate Homes; Dennis Kohn, Fieldgate Homes; Ron Baruch, Paradise Homes; Frank Doracin, Mattamy Homes; Michael Ronco, Opus Homes. Second row, left to right: David Stewart, TACC Developments (Aurora) Inc.; Joseph Alberga, Lindvest; Pete Schut, Brookfield Homes; Fraser Nelson, Metrus Developments; Richard Hahn, Lindvest; Joran Weiner, Treasure Hill Homes; Hank Kampen, The Meadows of Aurora; Andrew Sjogren, Mattamy Homes; Felicia Salomon, Chair, Southlake Regional Health Foundation Board; Simon Frankruyter, The Meadows of Aurora; Vince Ditri, Opus Homes.
The Aurora 2C Landowners Group’s financial contribution to the Southlake Regional Hospital Foundation represents their commitment to the health and happiness of the residents that will inhabit the new community and to the greater community.
66 NEW HOME GUIDE GTA | AUG 23 - SEP 6, 2014
DVP
83
Ki
in
e Av
n sto ng
lva Sy
s ng Ki e v nA
to
n
RD
78
13
32
Sheppard Ave E
17
18
2A
Passmore Ave
17
401 53 26
58
Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554
* Due to scale restrictions locators are approximate. Please see builder’s ads for exact locations.
90
n Dr orto
RD
Brim
Galloway Rd
K
t Rd
8
Main St
Gerard St
6
5
41
ev
16
Manse Rd
J
rlet
10
50
Logan Ave.
Danforth Ave.
25
88
cL
M
Sheppard Ave E Milner Ave
Progress Ave
Lawrence Ave E
Eglinton Ave E
St Clair Ave E
4
401
15
Centennial
Lakeshore Blvd W
Keele St. Dundas St. W.
Ossington Ave. Dovercourt Rd.
Horner Ave
Spadina
86
Evans Ave
Christie St. Bay St. University Ave.
Queen St. W. 58 King St. W. 49 Front St.
Yonge St
QEW 4
57
Don Valley Pkwy
QEW
28
Yonge St.
Bloor St.
Cosburn Ave
O'Connor Dr.
43
Woodbine Ave
Queensway
Bathurst St.
14Dupont St.
2
Avenue Rd
20
8
Dufferin St
Davenport Rd.
Rd
Laird Dr
Dundas St W
Sca
an
Pharmacy Rd Victoria Park
5
Allen Expressway
gh
Warden Ave
St Clair Ave.
Dufferin St
Va u
Ave E
Birchmount Rd
80 Rogers Rd
Leslie St Eglinton
38
Ellesmere Rd
Huntingwood Dr
Finch Ave E
5
14
McCowan Rd
Bloor St W
ay
w
ng s
Bathurst St
Eglinton Ave W
11
Rd
Rd
Briar Hill Ave
y Pkwy
Eglinton Ave W
d kR y
Caledonia Rd
to n
ee
ew e
Keele St
W es
13 Steeles Ave.
McNicoll Ave
12
Bellamy Rd
Rathburn Rd
Ki
Weston Rd
Tre th
Cr
Brimley Rd
Th e
B
k lac
12
Ave Lawrence Ave E
11
Don Valle
Westway
7
York Mills
401
Sheppard Ave E
10
East Ave
I
Kipling Ave
Dixon Rd
1
40
9
Markham Rd
H
Martin Grove Rd
401
1
33
87
Finch Ave W
Drewry Rd
Pleasant Ave
8
Scarborough Golf Rd
G
Islington Ave
89
pressway
31
Jane St
Wilson Ave
15
7
Bayview
401
400
9
6
Mills
409
Bv
5
Don
Kennedy Rd
427
27
le
da
Signet Dr
Orton Park Rd
F
Humberline Dr
Re x
4
Allen Ex Midland Ave
E
Rd
3
Dufferin St
Finch Ave W
ion
Alb
2
McCowan Rd
D
1
Toronto, Etobicoke, York, North York, East York, Scarborough
Alness St
C
B
A
central region:
Tapscott Rd
7
Morningside Ave
42
Neilson Rd Morrish Rd
Rd
Sewells Rd Conlins Rd
h
Reesor Rd
rt
Beare Rd
fo
Meadowvale Rd
Da n
68 Port Union Rd
Coxwell Ave
Pape Ave.
Parliament St Sherbourne St Jarvis St.
Dufferin St
Lansdowne Rd.
Roncesvalles Ave.
Jane St
Park Lawn
Royal York Rd
Renforth Dr
19
Goddard on the valley
416-630-5039
•
•
from $650,000
21 7B
2
National Homes
The Churchill Collection in Forest Hill 416-922-1414
•
from $1400,000
43 7G
3
Fieldgate Homes
IMPRESSIONS
905-893-9500
•
• •
from $520,000
Insert & 25 5F
7
Fieldgate Homes
The Brownstones at Westown
lidvest.com
•
•
from $620,000
Insert & 25 4E
10 Fieldgate Homes
90 Niagara
416-981-0036
•
•
from $320,000
Insert & 25 7H
15 Mattamy Homes
Downsview Park
mattamyhomes.com
from $270,000
BC 6C
86 Menkes
Humber Mews
416-255-7468
•
from $480,000
7 3I
86 Menkes
Dwell City Town
416-259-2525
•
from $390,000
7 3I
87 Menkes
Bloom Park Towns
416-730-1600
•
from $690,000
7 8B
3
Arista Homes
IMPRESSIONS
impressionskleinburg.com •
• •
from $525,000
5F
3
Paradise Homes
IMPRESSIONS
impressionskleinburg.com •
• •
from $525,000
5F
4
Georgian Corporation
Lex Towns
416-428-3419
•
• •
from $495,000
12G
5
Tiffany Park Homes
Westhaven
416-792-6655
•
from $633,000
3G
5
Graywood Developments Ltd
Westhaven
416-792-6655
•
from $633,000
3G
6
Coventry Homes
Danforth’s Crossing
416-924-8338
•
from $450,000
12G
8
Emsatec Canada Inc.
The Brownstones 5
416-531-7760
•
•
from $350,000
6G
9
Lindvest Properties
The Brownstones at Westown
lindvest.com
•
•
from $330,000
4C
9
Lindvest Properties
Grand Cornell Brownstones in Markham lindvest.com
•
•
from $340,000
4C
9
Lindvest Properties
Corporate
lindvest.com
•
•
from $195,000
4C
11 Tribute Communities
Canterbury
647-352-2130
•
from $767,000
9E
12 National Homes
The Townes of Richview
416-746-1234
•
from $570,000
3E
13 Insoho Developments
Highland Creek Collection
ownhighlandcreek.com •
•
from $650,000
17D
14 Dunpar Homes
The Ossington
416-253-5888
•
from $700,000
7G
20 Beaverbrook Homes
Evolution
416-747-9691
• from $270,000
3H
26 Conservatory Group
Port Union
416-287-3128
•
•
28 Pemberton Group
Park Lake Residences
416-769-4343
34 H&R Developments
Westown
41 Monarch Corporation
Builder
Site
Tel
Price Range
Page No.
from $520,000
18E
• from $180,000
5H
hr-newhomes.com •
•
• from $190,000
5C
Evergreen
416-495-3526
•
from $470,000
14F
43 Aspen Ridge Homes
Scenic On Eglinton
416-805-1781
•
•
from $190,000
10F
49 Tribute Communities
RCMI
416-363-4800
50 Fieldgate Homes
Corktown Mews
corktownmews.ca
•
from $550,000
9H
70 Mattamy Homes
Cornell
mattamyhomes.com •
•
from $390,000
7G
77 Aspen Ridge Homes
Seventy Seven Charles
416-203-7034
• • from $2100,000
9H
78 Your Home Developments
Nature’s Path
647-340-6972
•
from $280,000
17E
83 Arista Homes
Lilly Factory Towns
416-792-4872
• •
from $395,000
12G
89 Decade Homes
Yorkdale Village
416-638-5656
•
from $250,000
6D
90 Sundance Homes
Braeburn Lane
sundancehomes.ca •
from $430,000
15D
• from $324,000
8I
central region:
Arista Homes
Toronto, Etobicoke, York, North York, East York, Scarborough
Fi Map nd er
De ta Se ch m ed To i w n Co hom nd e o
# Si te
1
69
St
Steeles Ave W
Kipling Av
K
ence
J
7
Clar 7
42
Isl on 48
t ing
I
Huntington
Langstaff Rd
46
3
6
2
21
6
40
18
Major Mackenzie
Cr
H
Teston Rd
4
24
54
400
9
8
27
400
9 King Rd
10
Rutherford Rd
26
Maple
7
55
52
51
49
25 5
20
10
22
Centre St
5
Thornhill
34
15
19
14
Clark Ave W
14
8
4
40
47
12
33 28
13
41
7
23 16
31 44 7
45
53
12
Langstaff Rd
32
11
Keele St
G
7
King-Vaughan Rd
6
Weston Rd
F
1
8
Kirby Rd
5
Dufferin St
City of Vaughan
2
4
Pine Valley
E
3
Nashville Rd
2
Jane St
D
1
Cold Creek
C
B
A
central region: Vaughan, Maple, Woodbridge, Thornhill
Hwy. 27
70
Bathurst St
e Av
e
Rd
50
12 Line R
d
16
17
18
Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554
* Due to scale restrictions locators are approximate. Please see builder’s ads for exact locations.
15
19
Tel
Price Range
Page No.
5
Aspen Ridge Homes
Upper West Side
uwscommunity.com •
from $1099,000
5 14D
5
Conservatory Group
Upper West Side
uwscommunity.com •
from $1099,000
5 14D
5
Country Wide Homes
Upper West Side
uwscommunity.com •
from $1099,000
5 14D
5
Regal Crest Homes
Upper West Side
uwscommunity.com •
from $1099,000
5 14D
5
Townwood Homes
Upper West Side
uwscommunity.com •
from $1099,000
5 14D
6
Primont Homes
Renaissance Townes
905-770-7002
•
from $570,000
12 8D
8
Fieldgate Homes
Kleinburg
905-893-9500
•
•
from $520,000
Insert 4E
9
Treasure Hill Homes
Moda Urban Village
treasurehill.com
24
Fieldgate Homes
Vaughan Valley Estates
905-303-4728
•
from $1252,000
Insert & 25 9F
44
Madison Homes
Thornhill
905-417-1203
•
from $1200,000
39 14g
1
Country Wide Homes
Kleinburg Hills
KleinburgHills.com •
4E
1
Aspen Ridge Homes
Kleinburg Hills
aspenridgehomes.com •
4E
2
Tribute Communities
Gates of Nobleton
647-633-3500
•
from $850,000
4A
3
Tiffany Park Homes
Valleybrooke Estates
905-303-1620
•
from $870,000
8E
4
Arista Homes
Vellore Woods
aristahomes.com •
from $690,000
8F
7
Lormel Homes
La Viva
lavivatowns.com •
from $350,000
5J
24
Arista Homes
Vaughan Valley Estates
905-303-1929
•
from $800,000
9F
42
Dunpar Homes
Riverside Village
416-253-5888
•
from $519,000
46
Country Wide Homes
The Point at Woodbridge
905-907-1500
•
from $700,000
8E
47
Country Wide Homes
Upper Thornhill Estates
905-907-1500
•
from $900,000
14E
48
Beaverhall Homes
Regency Estates
905-265-2634
•
from $1301,000
6H
48
Graywood Developments Ltd Regency Estates
905-265-2634
•
from $1250,000
6H
51
Aspen Ridge Homes
King Oaks
905-539-0181
•
from $1100,000
12A
51
Great Gulf
King Oaks
905-833-6413
•
from $1300,000
12A
52
Zancor Homes
Royal Collection
905-833-0883
•
•
from $550,000
12A
53
Treasure Hill Homes
Thornhill Woods
treasurehill.com •
from $950,000
13g
54
Fieldgate Homes
Rivers Edge
905-320-5642
•
• •
from $730,000
8E
55
Oskar Group
Le Sedici
lesedici.com
from $600,000
10E
19 8E
5I
central region: Vaughan, Maple, Woodbridge, Thornhill
Site
M Fi ap nd er
Builder
De ta Se che m d To i w n Co hom nd e o
# Si te
71
1
2
3
4
5
6
7
8
6
G
7 22 Rd King 20 3
oad
ider
S rson Jeffe
15 16 14
19th
22
3
St
St
9
St nzie
acKe
rM Majo
ea
ath Str
11
N
e Av rn
dW
ick R
. Ave
404
Dr
st St
Bathur
P
dr Wel
16th
am Denh
O
Leslie
Mill
7
r
ent
Reg
d
ills R
nM Elgi Neal D
26
404
23
St
K
13
d Yorklan
21
8
central region: Richmond Hill
d
Gam 1
J
72
Ave.
ble R
I
M
404
9
H
L
5
4
24
F
12
St Yonge
E
27
11
t
D
m
Bloo
road
Side
Ave
C
on ingt
Bayview
B
10
Leslie S
A
9
8
Q R
* Due to scale restrictions locators are approximate. Please see builder’s ads for exact locations.
Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554
Price Range
1
Heathwood Homes
Hampshire Mews
416-637-3520
8
Treasure Hill Homes
Urbantowns on Bayview
treasurehill.com
3
Centra Homes
The Mills Collections
416-238-2404
•
from $940,000
5J
4
Aspen Ridge Homes
Kettle Lakes Club
289-231-2849
•
from $550,000
6D
5
St. Regis Homes
Mission Hill on Bayview
905-884-8885
from $850,000 6C
6
Fieldgate Homes
The Humberlands
905-773-7738
•
from $850,000
2C
7
Highmark Homes
Nuvo
647-206-2276
•
from $1100,000
2E
9
Garden Homes Inc.
Gardens Homes at Bayview Hill
gardenhomes.ca
from $1000,000 9M
14 Arista Homes
Jefferson Forest
jeffersonforest.ca •
•
from $586,000
4H
15 Madison Homes
Jefferson Forest
jeffersonforest.ca •
•
from $586,000
4H
15 Forest Hill Homes
Jefferson Forest
jeffersonforest.ca •
•
from $720,000
4H
16 Fieldgate Homes
Jefferson Forest
905-884-8017
•
•
from $586,000
4H
20 North Star Homes
King’s Crossing
416-291-9666
•
from $530,000
2E
22 Yorkwood Homes
Hillside Manors
905-770-4662
•
from $472,000
5I
26 Arten Development Group
The Manors of Roseview Grand
roseviewgrand.com
• •
from $650,000
4L
27 Acorn Homes
Oak Knoll
905-773-9257
from $622,000
4C
•
from $478,000
Page No.
45 5I
19 7Q
Richmond Hill
Tel
central region:
Site
Fi M ap nd er
Builder
De ta Se che m d To i w n Co ho n d me o
# Si te IFC-Inside front cover
73
les A
e Ave
Hend
Thornhill ve E
grove
Stee
in Woodb
56
Alder
K
John St
62
45
Dr
Van
d eroa
66
l d yT eroa err erb n Sid d l E ngto i m Bloo
St
404
St
8 Hwy. 4
Denison
nald
ve 14 A
McDo
59
11 Con
Sid dorf
d St
10
Hwy 7
Edwar
Hwy 7
75
Dr lock 61 Bul y7 Hw
23
21
16
3
15
404
9
Town of Aurora
7
404
14
tE on S ingt
22 Well
9
's S
hn St Jo
d. ide R
13
w Ave.
J
Ave
Bayvie
404
dy Rd
t
I
Kenne
24
ard
Orch
Dr
64
Gor
t
S ham
St
13
le ffvil Stou
Rd
r Side
oad
17 20
Milla
rd St
19
34 86 85
* Due to scale restrictions locators are approximate. Please see builder’s ads for exact locations.
ve 19 A
ider da S
3
Rd ton ming Bloo
oa d
18
Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554
404
oad
es Beth
r Side
hn's St Jo
17
n Rd Vivia
Rd lbert 54 Mt A
16
orf d Van
a Rd or Aur
of Town chhur c e it Wh f ville Stouf
15
an Rd
McCow
H
n Warde
Leslie S
ve 16 A n Rd r a C lto
n Rd
64 4
Ra
18
a McCow
30
hts Heig
Town of Newmarket
ock
Mul
Spruce
G
nR
404 y 31 Pkw 81 het Cac
tS
Main S le Dr ymervil
53 52 8 42 12
9 Line
or M
cessio
Maj
10 Con
65
4
51
Ea
t gle S
54
D
r
Elgin D avis
e
25
n Elgi
G
12
Bayview Av
Town of 50 Markham
46
11
.
ane
L reen
10
14 44 1 55 7
9
e Ave
6 35 57 41 11 70
8
in Woodb
nzie 5 acke
7
y Rd
Kenned
d
sR Mill
e
6
McCow
ve 18 A
v 19 A
5
an Rd
F
4
Ave Warden
E
Thornhill
3
Town of Markham
Town of WhitechurchStouffville
2
t Yonge S
D
Town of Aurora
Town of Newmarket
1
St N
C
B
A
central region: Markham, Aurora, Newmarket, Whitchurch-Stouffville
48
Rd
Main
n Rd
en
74 cessio
Al d
9 Con
cessio nR
Dr
erson
Ave
t
S Yonge
Tel
Price Range
Page No.
3
Mattamy Homes
St. John Forest
mattamyhomes.com
from $366,000
9 13E
4
Fieldgate Homes
The New U
905-477-6464
• •
from $580,000
Insert & 25 5G
6
Primont Homes
Heirloom in Markham
905-770-7002
• •
from $450,000
13 7f
11 Madison Homes
Greensborough
madisonhomes.ca •
•
39 7F
13 National Homes
Stonehaven
416-746-1234
•
from $730,000
43 12D
14 Aspen Ridge Homes
Woodland Hills
416-270-9484
•
from $450,000
IFC 9C
15 Fieldgate Homes
Aurora Trails
auroratrails.com •
•
from $759,000
Insert & 25 13E
16 Lindvest Properties
Auroraglen
lindvest.com
•
•
from $640,000
47 13E
20 Fieldgate Homes
BlueSky Stouffville
905-640-0002
•
30 Madison Homes
Cornell Rouge
cornellrouge.com •
•
30 Forest Hill Homes
Cornell Rouge
cornellrouge.com
•
from $550,000
11 8f
50 Geranium Homes
Uptownes at Cardinal Point
905-640-9999
•
•
from $375,000
34-35 7F
1
Marydel Homes
Woodland Hills
905-898-7380
•
from $400,000
10B
2
Beaverbrook Homes
The Terrace On Rouge Creek
905-640-7360
• •
from $390,000
17F
4
Arista Homes
The New U
905-534-1564
•
• •
from $550,000
5G
4
Paradise Homes
The New U
905-477-0317
•
• •
from $550,000
5G
4
Starlane Home Corporation The New U
905-534-0493
•
• •
from $550,000
5G
5
Treasure Hill Homes
Accolades in Markham
905-471-2852
from $500,000
6F
7
LeBovic Homes
Bovaird Trail
905-640-7361
•
• •
from $2597,000
14H
8
Country Wide Homes
Wismer Commons
905-907-1500
•
•
from $450,000
6F
9
Brookfield Homes
The Arbors
905-503-0992
•
from $590,000
14F
9
Country Wide Homes
The Arbors
905-907-1500
•
from $720,000
14F
10 Briarwood Homes
Havelock Town Manors
289-301-0077
•
from $560,000
12 Laurier Homes
windsong
905-201-5979
•
•
from $495,000
6G
12 Laurier Homes
Windsong North
905-201-5979
•
from $598,000
6G
15 Arista Homes
Aurora Trails
auroratrails.com •
•
from $400,000
13E
15 Paradise Homes
Aurora Trails
auroratrails.com •
•
from $400,000
13E
15 OPUS HOMES
Aurora Trails
auroratrails.com •
•
from $400,000
13E
17 Conservatory Group
Heritage Estates
905-640-2274
•
•
from $283,000
18E
18 Kylemore Communities
Angus Glen West Village
905-887-9950
•
from $2000,000
4G
20 Starlane Home Corporation BlueSky Stouffville
starlanehomes.com •
from $434,000
18F
24 Ballantry Homes
Cornell
ballantryhomes.com •
•
from $520,000
8g
28 Preston Homes
Copper Hills
905-954-4050
from $500,000
14d
30 Madison Homes
Forest Hill
cornellrouge.com
•
from $400,000
8F
41 Aspen Ridge Homes
Upper Cornell
905-554-3446
•
•
from $495,000
7F
42 National Homes
Wismer Woods
416-746-1234
•
• •
from $680,000
6G
50 Geranium Homes
The Neighbourhoods of Cardinal Point 905-640-9999
•
•
from $575,000
7F
50 Geranium Homes
Cardinal Point Downtown Stouffville 905-640-9999
•
•
from $600,000
7F
50 Geranium Homes
Copperstone Ballantrae
905-640-9999
•
•
from $1.1,000
7F
51 Oxford Homes
Coventry Valley
905-836-8902
from $600,000 9C
52 Fieldgate Homes
Potter’s Bend
905-294-3125
•
from $700,000
6G
53 H&R Developments
Castle Square
hr-newhomes.com
•
6g
54 Beaverbrook Homes
Victoria Highlands
416-924-0110
•
from $450,000
16B
55 Country Wide Homes
Woodland Hills
905-907-1500
•
10C
59 Primont Homes
Harmony
905-305-8871
•
62 North Star Homes
Mill Fair Village
NorttStarHomesInc.com
•
from $500,000
6G
64 Starlane Home Corporation Upper Unionville
905-534-0493
•
• •
from $520,000
5G
64 Paradise Homes
Upper Unionville
905-477-6464
•
•
from $520,000
5G
65 Fieldgate Homes
Victoria Manor
905-294-3125
•
from $896,000
3G
66 Treasure Hill Homes
Aurora Woods on Bayview
905-727-5794
•
from $769,000
13H
85 Orchard Ridge Homes
Prairiewood
orchardridgehomes.com •
from $800,000
16F
86 Cherrywood Homes
Glengrove on the Park
905-640-7571
• •
from $250,000
18E
•
•
•
from $650,000
25 18f 11 & 39 8F
6I
5I
central region: Markham, Aurora, Newmarket, Whitchurch-Stouffville
Site
M Fi ap nd er
Builder
De ta Se che m d To i w n Co hom nd e o
# Si te
75
K
9
59
Mono Adjala 14
51
15
King
Schomberg
9
Keswick
11
2
48
Georgina
k La
e
co
im eS
11
East Gwillimbury
45 34 70 400 16 5 Bradford
32
Tecumseth and Tottenham65 71
Beeton
12
0
10
Hwy 5
Shelburne
89
44
Alliston61
47
Essa
400
37 55
Barrie
Oro
6
Orillia
10
11
15
11
12
48
29
13
Lindsay
Uxbridge
Cannington
7 3
9
Scugog
Oshawa
Dr
14
401
15
27
E
400
ark
Dr
Map
8
r
30 wD levie
18
19
Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554
* Due to scale restrictions locators are approximate. Please see builder’s ads for exact locations.
on P
Bay
Mols
Big
17
e Av tle Lit Yo ng eS t t Rd Poin
Steel St
16
Lakesh ore Burton Av Dr e
St
400
lop
Newcastle
Manvers
d
r
n Du
Barrie
D view le
42
mR Sale
Map
Rd agh Ard 4
r lle Mi
og Scug
13
Lake
eon
Georgina Island 33 obcayg B
Mara
10
s Dr
J
72
58
40
400
Vespra
90 48 Lisle 44 7 Angus
Sunnidale
Tosorontio Everett
1
43 34 39
Wasaga Beach
93
69
9
Bracebridge
8
n Vetera
I
H
24
60 41
27
27
Tay
69
400
7
St
G
24
6
irv
3
Midland
5
Huron Rd
iew
F
E
4
Fa
Thornbury
Georgian Bay
3
t tS
D
2
ne
An
C
1 St.
B
A
Barrie, Collingwood, Wasaga, Innisfil, Keswick
th St
76 Duckwor
north region:
en
nc Vi ia Rd
Tel
Price Range
Page No.
416-746-1234
•
from $480,000
43 7I
10 Summerhill Homes
West Shore Lakeside Community
705-689-0001
• •
from $350,000
63 9c
16 Great Gulf
Summerlyn Village
905-775-3461
•
from $470,000
29 7I
45 Rosehaven Homes
Dreamfields in Bradford
416-410-0175
•
•
from $390,000
61 8I
45 Regal Crest Homes
Dreamfields in Bradford
dreamfieldsbradford.com •
•
from $390,000
61 8I
45 Country Wide Homes
Dreamfields in Bradford
dreamfieldsbradford.com •
•
from $390,000
61 8I
45 Aspen Ridge Homes
Dreamfields in Bradford
dreamfieldsbradford.com •
•
from $390,000
61 8I
1
Pacific Homes Limited
MarlLake Village
1-877-428-5115
•
from $210,000
4F
1
Red Berry Homes
MarlLake Village
1-877-428-5115
•
from $210,000
4F
2
Delpark Homes
Cedar Ridge
905-722-7210
•
• •
from $275,000
9G
3
Losani Homes
Summit Shores
losanihomes.com/readybuilt
from $390,000
2E
4
Mancini Homes
Princeton Woods
705-730-1978
•
from $330,000
14E
6
Mariposa Homes
Trailside
705-329-3330
•
•
from $249,000
8C
6
Mancini Homes
West Ridge Place Orillia
905-773-9997
•
8C
7
Grandview Homes
Mayberry Estate
705-735-0732
•
from $460,000
6G
8
Fandor Homes
Hamptons on Big Bay Point
705-792-6807
•
from $250,000
18D
9
Grandview Homes
Big Bay Point
705-735-0732
•
from $355,000
13E
11 Ballymore Homes
Lakeside Meadows
1-877-455-0201
•
•
from $290,000
9g
11 Ballymore Homes
Lakeside Meadows
1-877-455-0201
•
from $293,000
9g
12 Previn Court Homes
Victorian Village
1-855-777-3846
•
•
from $335,000
13 Averton Homes
Victoria Highlands
416-924-0110
•
from $450,000
9H
13 Rosehaven Homes
Victoria Highlands
416-410-0175
•
from $580,000
9H
14 Rosehaven Homes
King Country Estates
905-558-0098
•
from $700,000
7k
14 Aspen Ridge Homes
King Country Estates
905-558-0255
•
from $780,000
7k
14 Country Wide Homes
King Country Estates
905-907-1500
•
from $750,000
7k
6I
15 Marydel Homes
Seven Meadows
marydelhomes.com •
•
from $290,000
10F
17 Brookfield Homes
Grand Central
905-778-0873
•
from $535,000
8I
17 Brookfield Homes
Grand Central
905-778-0873
•
from $515,000
8I
24 Kaitlin Corporation
Blue Shores
1-866-625-2583
•
from $380,000
2E
•
32 Country Homes
Alcona by the Lake
1-866-531-3424
•
from $300,000
7G
33 Sandiego Homes
Lakeside Living in Innisfil
705-436-5445
•
•
from $285,000
7F
37 Pristine Homes
Pebbleshores
705-436-5547
•
from $240,000
7G
39 Stonebridge Building Group Stonebridge by The Bay
1-877-420-0880
•
from $200,000
5E
40 Royalpark Homes
Emerald Forest
royalpark.com
•
•
from $200,000
41 Delpark Homes
Pretty River on Georgian Bay
1-888-257-1999
from $298,000
3E
43 Bremont Homes
Centretown
1-877-855-1122
•
from $234,000
5E
6I
44 RAYMAC Homes
Brennan Enclave
705-516-0681
•
from $252,000
6G
44 Brookfield Homes
Treetops
1-855-590-3577
•
from $350,000
6I
44 Orchard Ridge Homes
Treetops
1-855-590-3577
•
from $350,000
6I
46 Devonleigh Homes Inc.
Creekside
705-444-0555
•
•
from $210,000
3e
47 Devonleigh Homes Inc.
Parkside by Devonleigh
705-435-9991
•
from $275,000
6h
48 Devonleigh Homes Inc.
Brownley Meadows
705-423-9662
•
•
from $225,000
6G
55 Briarwood Homes
Briarwood Estates
705-294-2288
•
from $420,000
7G
58 Lakeview Homes
Greenbrook Village
519-306-0665
•
from $280,000
59 Brookfield Homes
Fieldstone
1-855-379-1495
•
from $590,000
5J
59 Delpark Homes
Fieldstone
MyFieldstone.ca
•
from $570,000
5J
60 Briarwood Homes
Pretty River Collingwood
1-888-257-1999
•
from $310,000
3E
3I
65 Brookfield Homes
Willow Glen Tottenham
905-406-1044
•
from $298,000
7J
70 Far Sight Homes
Greenfields
1-855-299-7929
•
from $285,000
71 Briarwood Homes
Mill Street Village
1-855-232-8100
• •
from $300,000
7J
71 Ballymore Homes
Mill Street Village
1-855-232-8100
• •
from $300,000
7J
6I
Barrie, Collingwood, Wasaga, Innisfil, Keswick
Site The Forest
north region:
Builder
Fi Map nd er
National Homes
De t Se ach m ed To i w n Co hom nd e o
# Si te IFC-Inside front cover
5
77
IN THE MARKET FOR A
NEW HOUSE
OR A CONDO?
We think finding a home is a lot more than simply finding the right property. That’s why we put you right in the middle of the search process.
Search your favourite neighbourhood
Find out about nearby services and amenities
View new construction projects and register to get the latest info
Visit the new real estate section on canpages.ca and start looking for that special place.
Powered by
78 NEW HOME GUIDE GTA | AUG 23 - SEP 6, 2014
August 23 - September 6, 2014
Showcasing new homes in the GTA’s west region
IN THIS SECTION
>> Maps and listings for new-home communities in the west region >> Builder news and the latest in new homes in the west region
//IN THE NEWS
Homebuyers worry about protecting personal data Homebuyers are increasingly worried about protecting their personal data, according to a recent survey by Equifax Canada. A majority of Canadians (79 per cent) are more concerned today about safeguarding their personal information than a year ago. “Consumers and lenders are certainly becoming more wary of the potential threats related to fraud and identity theft,” says Tim Ashby, vice-president, personal solutions, Equifax Canada. “In the home-buying process, a lot of personal data is on the table when dealing with mortgage brokers, real estate agents, and lawyers among others.” Most consumers (81 per cent) believe that lenders should be doing more to protect them from fraud and identity theft. The survey, however, also examined how truthful Canadians are when looking to secure a home loan. One in 10 Canadians agreed it is okay to inflate their annual income when applying for a mortgage and nine per cent agreed that they had not been entirely truthful on a credit or loan application. Make no mistake, lying on your loan application is a type of mortgage fraud,” says Ashby. “Whether you’re a lender or a consumer, data protection and the integrity of the data should be priorities at all times. For the consumer, it’s not just a matter of protecting your information, it’s critical to know what’s on your credit file – especially when looking to buy a new home.” Canadians embarking on the mortgage brokering process are not any more 80 NEW HOME GUIDE GTA | AUG 23 - SEP 6, 2014
informed about their credit score than the general population. Only 23 per cent of Canadians know their current credit score versus 26 per cent who knew it at the time they applied for a mortgage. “Tens of thousands of extra dollars are being spent to service a mortgage simply because people don’t know their credit score,” says Ashby. “Maintaining a healthy credit report by paying bills on time will go a long way in securing a loan at a lower interest rate.” An Equifax credit score ranges from 300 to 900. Higher scores are viewed more favourably. Most Canadians (71 per cent) have a credit score of 725 or higher, which is considered to be Very Good or Excellent. For more information, visit equifax.ca
Prime
Mississauga Location Premium Lots
Fully Upgraded Semis
View our 5 Decorated Model Homes Today!
Semi's starting from the
600's
$
The Celebration Model
2,015 sq.ft.
THOUSANDS IN EXTRAS INCLUDED *
On East side of McLaughlin Rd., just N. of Derry Road
foresthillhomes.ca 905-795-8307
Hours: Mon. - Thurs. 1pm - 8pm, Fridays by appt, Sat., Sun. & Hol. 11am - 6pm
9' Ceilings on Main Level Spacious 4 Bedroom Designs Premium Lots Stained Oak Stairs Central Air Conditioning Hardwood Package in Living Room, Dining Room & Family Room Pot Light Package Double Sinks in Main & Ensuite Bath Upgraded Kitchen Cabinetry Upgraced Porcelain Tiles Smooth Ceilings Glass Shower Enclosure LIMITED TIME OFFER WHERE APPLICABLE AS PER PLAN
*As per applicable Bonus and floorplan. applies to firm purchases only between April 5th - May 3rd, 2014. May not be included in finished/inventory homes. See sales representative for details. All renderings and photographs are artist’s concept. To be valid Bonus must be included in an accepted Agreement of Purchase and Sale. Prices, plans, specifications and bonuses are subject to change without notice. E. & O.E.
//COMMUNITY FOCUS
MONARCH’S TOPPER WOODS
in Kitchener showcases two exquisite model homes
82 NEW HOME GUIDE GTA | AUG 23 - SEP 6, 2014
MONARCH | Topper Woods
T
wo exquisite 43-ft. model homes in Monarch’s Topper Woods community sets us apart from all other communities in Kitchener. The company offers loft and finished basement options. The Birch features 2,589 sq. ft. of living space. Highlights include an impressive double door front entry, two-car garage, separate living and dining room, large main floor laundry area and exquisite kitchen open to Great Room. There are four bedrooms, including a spacious master bedroom featuring a spa-inspired ensuite bathroom. The second floor tech centre offers a bright and spacious area perfect for a home office or reading room. The Arbor features 2,798 sq. ft. of living space. The elegant foyer and intimate dining room is an entertainers’ dream. Large kitchen and Great Room are ideal for family gatherings. Second floor offers four bedrooms with a spa-inspired master ensuite and walk-in closets in each bedroom. Large tech centre and second floor laundry offer all of the conveniences for a busy lifestyle. AUG 23 - SEP 6, 2014 | NEW HOME GUIDE GTA 83
The grass is greener in Chippawa (now with more lawns to choose from)
The Berkshire - Homes by DeSantis
MOVE IN SOONER WITH READY BUILT HOMES! Ask a Sales Representative for details.
Whether it’s the wineries, the night life, hiking, biking and water’s edge, or the wonderful shopping and fine dining, your luxury new home at Lyon’s Creek in historic Chippawa is near everything you love about the Niagara lifestyle.
50’ & 45’ Detached, Semis & Townes starting from the mid $200’s. The Welland - Rosehaven Homes
11 MODELS TO TOUR!
LyonsCreekChippawa.com HOURS OF OPERATION: Mon - Wed: 2pm - 7pm; Sat, Sun & Hol. 12pm - 5pm Elevation and landscape is artists concept and may not be depicted as shown. Prices, square footage and specifications correct at press time. Prices quoted are in $ thousands. E. & O.E.
CHIPPAWA - NIAGARA FALLS McLeod Rd.
s Lyonk Rd. Cree Mann St.
To Falls
Marineland Pkwy
11 models to tour 9’ main floor ceilings • gourmet kitchens luxurious ensuites • gas fireplaces 1,100 to over 3,200 sq.ft park/greenspace lots available
NIAGARA RIVER
St. Main P o
Sodom Rd.
• • • • •
rta
ge
Rd
.
MODELS & PRESENTATION CENTRES
Fort Erie
86
K
J
I
H
G
F
E
D
C
B
A
1
2
3
west region:
3
24
4
26
5
Mississauga
5
6
7
2
8
9
6
10
11
12
13
14
16
17
18
Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554
* Due to scale restrictions locators are approximate. Please see builder’s ads for exact locations.
15
19
905-795-8307
1
Vandyk Communities
Windows on the Green
2
Amacon
The Towns at Parkside Village
3
Starlane Home Corporation Churchill Woods
3
Greenpark Homes
4
Price Range
•
vandykcommunities.com
• from $300,000
5H
705-435-9991
•
from $550,000
8F
starlanehomes.com •
• •
from $562,000
4E
Churchill Woods
churchillwoods.ca •
• •
$529,000
4E
Conservatory Group
Central Park North
905-890-0195
•
•
from $465,000
7F
5
Dunpar Homes
Heritage Gate
heritagegate.ca
•
from $500,000
6F
6
Country Homes
Lakeshore Village
1-866-746-2999
•
•
from $550,000
9J
19
Dezen Homes
McLaughlin
905-696-7938
•
from $544,000
8B
23
Dunpar Homes
Park View Trail
416-253-5888
•
from $500,000
11F
from $600,000
Page No.
81 8B
Mississauga
Derry Village Mississauga
Tel
west region:
Forest Hill Homes
Site
Fi M ap nd er
20
Builder
De ta Se ch m ed To i w Co nho nd m o e
Si te
# IBC-Inside back cover
87
1
2
3
4
5
6
7
8
9
10
11
12
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Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554
r
Rd
ew
12
H
Ch
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* Due to scale restrictions locators are approximate. Please see builder’s ads for exact locations.
D
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88
Li
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Price Range
• • from $330,000
Page No.
9 6P
10 Starlane Home Corporation Mount Pleasant Meadows
meadowsbrampton.com
•
from $428,000
27 6O
Mount Pleasant Meadows
meadowsbrampton.com
•
from $428,000
27 6O
11 Greenpark Homes
Lotus Pointe Caledon
LotusPointeCaledon.ca
•
from $450,000
31 5L
11 Starlane Home Corporation Lotus Pointe Caledon
LotusPointeCaledon.ca
•
from $450,000
31 5L
11 Rosehaven Homes
Lotus Pointe Caledon
moveuptocaledon.ca •
from $450,000
31 5L
11 Fieldgate Homes
Lotus Pointe Caledon
fieldgatehomes.com •
•
from $620,000
25, 31 & Insert 5L
12 Great Gulf
Westfield
905-866-6876
from $620,000
28 7Q
14 Treasure Hill Homes
Southfield Meadows
treasurehill.com
19 6M
Centretown
905-495-5067
•
• •
from $376,000
12 9M
45 Brookfield Homes
Pathways
905-584-2225
•
from $400,000
16 8K
60 Primont Homes
Castlemore
905-856-5777
• •
from $430,000
12 9K
62 Fieldgate Homes
Valley Lands
905-457-0445
•
• •
from $557,000
Insert & 25 9O
65 Great Gulf
Mount Pleasant
905-459-5772
•
from $530,000
29 6P
1
Tribute Communities
Landscapes
905-893-3331
• •
from $399,000
8M
2
Coscorp Inc.
The Village of Southfields
thevillageofsouthfields.ca •
• •
6L
2
Monarch Corporation
The Village of Southfields
905-843-0707
• •
from $390,000
6L
3
Empire Communities
Lakeside
empirelakeside.com •
•
from $350,000
7N
4
VanMar Homes
Credit Ridge Estates
416-746-1234
•
from $550,000
8P
5
Tiffany Park Homes
The Estates of Spring Valley
905-216-5620
•
from $583,000
6P
6
Townwood Homes
Gates of Countryside
gatesofcountryside.ca •
•
from $400,000
9M
6
Country Wide Homes
Gates of Countryside
905-907-1500
•
from $400,000
9M
6
Regal Crest Homes
Countryside Meadows
countrysidemeadows.ca
•
from $346,000
9M
6
Royal Cliff Homes
Gates of Countryside
gatesofcountryside.ca •
•
from $400,000
9M
6
Starlane Home Corporation Gates of Countryside
starlanehomes.com •
from $520,000
9M
7
Aspen Ridge Homes
Mayfield Village
905-230-2592
• •
from $350,000
7M
8
Treasure Hill Homes
Vales of the Humber Estates
valesofthehumber.com
•
from $674,000
10N
8
Starlane Home Corporation Vales of the Humber Estates
valesofthehumber.com
•
from $674,000
10N
8
Greenpark Homes
Vales of the Humber Estates
valesofthehumber.com
•
from $674,000
10N
9
Mattamy Homes
Mount Pleasant Village
mattamyhomes.com
•
• • from $255,000
6P
13 Stanford Homes
The Ravines of Credit Woods
905-453-4200
•
•
• • • from $190,000
8N
•
•
•
•
from $570,000
6P
17 Pemberton Group
Rosedale Village Golf & Country Club 905-799-5000
18 Saberwood Homes
Heart Lake Village
905-773-6549
19 Mattamy Homes
Salisbury Square
mattamyhomes.com •
•
from $314,000
10N
townwoodhomes.com •
22 Townwood Homes
Marigold
25 Heathwood Homes
Terracotta Village at The Credit Valley 905-874-4741
32 Forest Hill Homes
Ravines of Castlemore
• from $300,000
8L
•
from $475,000
11L
•
from $430,000
9Q
905-794-8875
•
from $650,000
8K
905-584-6444
37 Oxford Homes
Adena Ridge
from $600,000
5H
38 Andrin Homes
Turnberry Townhomes AndrinTowns.com
•
from $350,000
9M
48 Aspen Ridge Homes
Credit Manor Heights
905-216-5155
•
•
from $400,000
7Q
48 Regal Crest Homes
Credit Manor Heights
yourkingdom.ca
•
•
from $850,000
7Q
48 Country Wide Homes
Credit Manor Heights
yourkingdom.ca
•
from $850,000
7Q
51 Acorn Homes
Castlegate
acornhomes.ca
•
from $575,000
11K
55 Rosehaven Homes
The Neighbourhoods of Mount Pleasant 416-410-0175
55 Townwood Homes
The Neigbourhoods of Mount Pleasant
55 Townwood Homes
•
•
from $400,000
6P
LoveMountPleasant.com •
•
from $270,000
6P
The Neighbourhoods of Mount Pleasant lovemountpleasant.com •
•
from $270,000
6P
58 Devonleigh Homes Inc.
Meadowlands
519-942-3312
•
•
from $339,000
3C
64 Meridian Homes
Credit Valley Manors
905-216-5186
•
•
from $400,000
8P
65 Great Gulf
Mount Pleasant
905-459-5772
•
from $530,000
6P
66 Ballantry Homes
Spring Valley Village
ballantryhomes.com
•
from $420,000
9M
Brampton, Caledon, Bolton
Tel
mattamyhomes.com •
10 Valery Homes
21 Primont Homes
IFC-Inside front cover; IBC-Inside back cover
Site Mount Pleasant North
west region:
Builder
Fi M ap nd er
Mattamy Homes
De ta Se che m d To i w n Co ho n d me o
# Si te 9
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* Due to scale restrictions locators are approximate. Please see builder’s ads for exact locations.
Hamilton 3
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Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554
Pa
Milton
n
H
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Li
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ow
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Rd
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16
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Acton
2
43
Stoney Creek
7
Grimsby
R
44 37
36
35
St. Catharines
Niagara
20 420 10
Price Range
• from $300,000
Page No.
28 12R
10 Great Gulf
Rolling Meadows
905-680-0841
11 Branthaven Homes
Jazz Condos
jazzcondos.ca
•
from $200,000
84 3O
17 Mattamy Homes
Hawthorne Village
mattamyhomes.com
•
from $466,000
9 9G
33 Menkes
The Enclaves of Upper Canada
289-891-9103
•
•
from $590,000
7 9C
1
Schuit Homes
Perth Park
905-628-9559
• 1Q
2
Great Gulf
Edgewood
905-356-9408
•
3
Spallacci Homes
Simona Place
spallaccihomes.com • 2Q
4
Spallacci Homes
Eden Park
905-381-4280
•
from $320,000 2Q
4
Spallacci Homes
Eden Park
spallaccihomes.com •
from $320,000 2Q
5
Arista Homes
Milton Trails
905-864-3306
9h
6
Country Green Homes
The Uptowns of waterdown
905-690-7600
•
•
from $250,000 7M
7
Lakeview Homes
Cannery Park
1800-565-5150
•
from $320,000 12R
8
Mattamy Homes
Cranberry Hill
mattamyhomes.com
from $360,000 8N
9
Beaverhall Homes
Forestwood
905-636-1365
•
12 Tobyn Park Homes
Park City
parkliving.ca
13 Heathwood Homes
The Village at Traditions
905-876-3140
•
•
from $441,000 8h
20 Parkbridge Lifestyle Communities Inc.
Cherry Hill at Vineland
1-800-479-9777
•
from $194,000 12R
22 Country Green Homes
Park Place Village
905-690-7600
•
• •
from $250,000 8m
26 Eden Oak
Weaver’s Mill
weaversmill.com/nh
•
from $336,000 6B
35 Phelps Homes
Jordan Village
phelpshomes.com
•
from $345,000 9R
36 Phelps Homes
Brookside
phelpshomes.com
•
from $236,000 7R
37 Phelps Homes
Streamside
phelpshomes.com •
from $316,000 6R
38 Losani Homes
Ancaster Glen
289-239-7629
from $370,000 1P
39 Losani Homes
The Fairgrounds
289-286-0928
from $250,000 2Q
40 Losani Homes
Greenhill Glen
905-538-8752
from $270,000 4Q
41 Losani Homes
Sherman Oaks
905-574-0828
from $290,000 2R
42 Losani Homes
Paramount
905-560-2061
from $230,000 3R
43 Losani Homes
Orchard Park
905-930-9943
from $390,000 5Q
44 Losani Homes
Discovery
905-563-0666
from $330,000 8R
•
from $305,000 12Q
from $495,000 9G
• from $180,000 11l
Acton, Halton Hills, Milton, Burlington, Waterdown
Tel
west region:
Site
Fi Map nd er
Builder
De ta Se che m d To i w n Co ho n d me o
# Si te IBC-Inside back cover
91
1
2
3
4
5
6
7
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Attention Builders - Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554
d
eim R
Blenh
An
* Due to scale restrictions locators are approximate. Please see builder’s ads for exact locations.
Rd
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R
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Clyde
St.
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Co
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west region:
Guelp
Beave
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M
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92
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L
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Myer
St
13
Page No.
Mattamy Homes
The Preserve
mattamyhomes.com •
•
from $700,000
4E
2
Treasure Hill Homes
Nautica at Lakeshore Woods
905-465-9133
•
from $550,000
6J
3
Markay Homes
Bronte Park Town Manors
416-746-1234
•
from $590,000
3G
15
Menkes
Millstone On The Park
905-825-3619
•
from $420,000
3G
Oakville, Cambridge
Price Range
west region:
Tel
Fi M ap nd er
Site
De ta Se che m d i To w Co nho n d me o
# Si te 1
Builder
93
I BUILD SUCCESS. “BILD’s economic forecasts and updates, prepared me ahead of time, to do the necessary changes in my business to overcome the recession. The sharing of valuable information with other contractors is great. We are the builders of today. We will be the builders of the future. I believe in success, I believe in BILD. Join us, you will not regret it.”
Hagop Torossian, President Golden Bee Homes Inc., RenoMark™ Renovator Member Since 2005
I AM
Get Involved: bildgta.ca
August 23 - September 6, 2014
Showcasing new homes in the GTA’s east region
IN THIS SECTION
>> Maps and listings for new-home communities in the east region >> Builder news and the latest in new homes in the east region
//IN THE NEWS
Ontarians tops among Canadians
IN TERMS OF PAYING DOWN THEIR MORTGAGES FASTER A new CIBC poll finds there has been a significant decrease in the number of Canadians using today’s low interest rates as an opportunity to accelerate repayment of their mortgages. Ontario residents, however, are among the tops in the country at taking actions to pay down their mortgages faster. While more than half of Canadians with mortgages (55 per cent) are taking one or more actions to pay their mortgages down sooner, a similar poll last year found that more than two-thirds (68 per cent) were taking steps to accelerate their repayments. The poll also finds Canadians with mortgages saying, on average, that they will be 58 years of age before they become mortgage-free. KEY FINDINGS OF THE POLL INCLUDE:
» 5 5 per cent of Canadians with mortgages are taking one or more actions to repay their mortgage faster, down from 68 per cent in a similar poll last year » A mong those taking some action: • 3 2 per cent accelerated their payment frequency (down from 42 per cent in 2013) • 2 8 per cent increased their payment amount (compared to 30 per cent last year) • 1 8 per cent made a prepayment / lump sum payment (15 per cent in 2013) » 5 8 is the average age that Canadians with mortgages expect to be mortgage-free, a small increase from age 57 in last year’s poll “A mortgage is the largest debt most Canadians will take on in their lifetime, and being mortgage-free is an important goal for many,” says Barry Gollom, vice-president, secured lending and product policy, CIBC. “With current low interest rates, this may be an opportune time to make progress against your mortgage – even a few small changes can make a big difference in the length of time it takes to pay off your mortgage and the amount you pay in interest charges.” Recent research from CIBC shows that Canadians are spending more this year on other items such as home renovations (up 30 per cent from a year ago), and summer vacations (up 20 per cent from last year). “With mortgage rates remaining relatively stable and at historic lows for the last few years, some Canadians may not be as focused on paying down their mortgages as when interest rates are higher,” says Gollom. “Generally, paying off debt as quickly as possible is a smart decision, but you do need to ensure you’re not focusing on your mortgage at the expense of your other financial plans, or by increasing debt elsewhere.” Paying off your mortgage sooner can result in significant 96 NEW HOME GUIDE GTA | AUG 23 - SEP 6, 2014
savings, which can have a large impact when applied to your other financial goals. Here are some specific examples to show how the savings can add up, using a mortgage of $250,000 (the Canadian average), with a 4.99-per-cent interest rate and a 25-year amortization, and regular monthly payments of $1,453: » I ncrease payment amount: Taking the regular monthly payment amount and topping it up by $147 per month would save you four years and $34,362 in interest on your mortgage. »A ccelerate payment frequency: Most Canadians are paid every two weeks; aligning your mortgage payments with your pay deposit and making accelerated bi-weekly payments of $726 would result in saving four years off the life of your mortgage, and a reduction of $30,970 in interest charges. Combining this with increased payments as above (an extra $74 bi-weekly) would together save you seven years and $57,182. »M ake pre-payments/lump sum payments: Not a lot of families have a few thousand “extra” dollars lying around, but even using your annual tax refund towards your mortgage can make a difference. The average Canadian tax refund is $1,600 – applying that amount to your mortgage each year would reduce the amortization by four years and save you $33,103 in interest. Using all three of these strategies in combination would shave nine years off the life of your mortgage, and result in total savings of $73,785. AVERAGE AGE CANADIANS EXPECT TO BE MORTGAGE-FREE, BY REGION:
National ATL 58
QC
ON
MB/SK
AB
BC
57 56 57 58 55 66
PERCENTAGE OF CANADIANS WHO HAVE TAKEN SOME ACTION TO REPAY THEIR MORTGAGE FASTER, BY REGION:
National ATL 55%
QC
ON
MB/SK
AB
BC
48% 48% 61% 51% 65% 47%
“Employing one or more of these strategies does take some planning and discipline,” says Gollom. “If becoming mortgagefree sooner is something you want to achieve, it’s important to look at your mortgage as part of your overall financial picture, and to balance your mortgage payment plan against your other goals.”
A mortgage is the largest debt most Canadians will take on in their lifetime, and being mortgage-free is an important goal for many
31
Wentworth St
Bloor St.
Phillip Murr
Bloor St
Gibb St
Wentworth St
King St W Bond St W
52 91 14
401
Adelaide Ave
Manning Rd
38
47
Dundas St E
Bayly St E
44 48 401
42 45
Westney Rd S
401
Granite Court
6
Spruce Hill
K
J
I
H
G
F
E
D
C
B
A
D
ou
em ug
Kin
gst
on
46 Rd
Whites Rd
Ro
Glenanna Rd
Appleview Rd
15
Altona Rd
Liverpool Rd
50
Fairport Rd
Sandy Beach
Highview Rd
Dixie Rd
Brock Rd
Montgomery F
Squires Beach Rd
Dr Notion Rd
Brock Rd R aks rO o j Ma Valley Farm
a
ew
riv
Lak
nt
Kingston Rd
Magill 92Dr
28
9
30
Finley Ave
Sheppard Ave
Rossland Rd
To wn of Ajax 41 Rossland Rd
Pickering Beach Rd
Church St S
Riverside
3 Concession
Shoal Point Rd
eD
Rosebank Rd Altona Rd
Ajax-Whitby
Harwood Ave
Stroud's
32 Sideline
Bv
51
32 Sideline
McQuay
Finch Ave
North Rd
King S
Adelaide Ave
29
17
Rossland Rd
Dryden Bv
43 90
4 Concession
5 Concession
7
North Rd
Gordon St
Cochrane St
Liverpool Rd
Whites Rd
1
30 Sideline
Brock Rd
4 Concession
28 Sideline
City of Pickering
7 Conncession
2
9 Concession
3
24 Sideline
Brock St S
54 66
Ravenscroft
16 Sideline
Whitevale Rd
5 4
20 Sideline
Blair St
7
7
16
Taunton Rd W
23
4
Taunton Rd E
Westney Rd N
Church St N
Brock Rd
Olive Ave
Beatrice St
55 Taunton Rd W
50
8
13 37
Salem Rd
Greenwood Rd
16 Sideline
Hopkins St
Henry St
Delaney Dr
7
7 Concession
9 Concession
Salem Rd
Paddock Rd
16 Sideline Brock Rd Cen tral St
Thornton Rd
Kendalwood R
Audley Rd
Audley Rd
Fifth Conces
7
8 Concession
12 Sideline
Stevenson Rd
Townline Rd
4 Sideline R
6 Sideline
Brock St N
Lakeridge Rd
6 Concession
4 Sideline
4 Sideline R
10
26
60 3
18
22
68
Conlin Rd
Halls Rd N
Baldwin St S
Coronation R
Park Rd S
Park Rd S
Garden St Blair St
Garden St
Country Lane
8
Columbus Rd
Brawley Rd
Country Lane
Rossland/Winchester R
Myrtle Rd W
Cochrane
Ritson Rd S tS eS co Sim
Centre St.
Garrard Rd
Anderson St
To wn of W hitb y
5
Village of Bro oklin
10
68
Cedarbrook T
Ashburn Rd
9
46
2
53
11
Thickson Rd
Baldwin St N
Duffs Rd
6
21
1
Church St E
Thornton Rd
Wilson Rd S
Pickering, Ajax, Whitby, Oshawa
tN
Garrard Rd
Garrard Rd
Lake Ridge R
east region:
Mary St N
eS
co
Sim
Harmony Rd S
Central Park
Stevenson Rd
12
98
40
34
Conlin Rd
City of Oshawa
8 Concession
13 12
Stevenson Rd
Ritson Rd N
tE
Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554
* Due to scale restrictions locators are approximate. Please see builder’s ads for exact locations.
19 18 17 15 14
Wilson Rd N
wS
devie
Gran
ly
Harmony Rd N
Grandeview S
Bay
16
Townline Rd. Grandeview S
Page No.
4
Menkes
Somerset
905-428-0500
•
from $550,000
7 7G
5
Tribute Communities
The Village of Brooklin West
mytribute.ca
•
from $400,000
15 11D
47 Senator Homes
Harbourside Condominiums
905-493-3823
•
from $250,000
97 9J
1
Tribute Communities
Charing Cross
905-571-1011
•
from $390,000 14E
2
Brookfield Homes
Hills of Harrowsmith
905-697-1681
•
from $300,000 15G
3
Great Gulf
Stonecrest
greatgulf.com
•
•
from $298,000 15F
6
Emery Homes
Town Central
1-877-953-6379
•
from $350,000 4J
7
Highmark Homes
Triumph
whitbytriumph.ca •
from $350,000 10G
8
Lakeview Homes
The Forest of Lyndebrook
416-746-1234
•
from $490,000 10F
9
Stafford Homes
Elements Townhomes
elementsajax.com
from $390,000 7H
13 Liza Communities
Folkstone
1-877-365-9555
•
•
from $335,000 10G
21 Great Gulf
Grandview Oshawa
1-888-579-7235
•
from $334,000 14F
31 Preston Homes
Prestonvale Heights
905-432-2800
•
•
from $350,000 15J
34 Tribute Communities
The Neighbourhoods of Park Ridge 905-723-2344
•
from $339,000 15G
45 Sundial Homes Limited
Mulberry Meadows
905-427-8255
•
from $273,000 6J
47 Senator Homes
Whitby by the Lake
senatorhomes.com •
•
from $250,000 9J
54 Baycliffe Homes
The Gates of Whitby
905-668-9828
•
•
from $250,000 9G
60 greycrest homes
the fields of conlin
905-725-4539
•
from $310,000 15G
66 Monarch Corporation
Tran Quility
monarchgroup.net •
from $550,000 7G
67 Midhaven Homes
Breeze
1-877-773-6888
•
•
from $300,000 15F
68 Storybook Homes
Brookstone Estates
905-438-9516
•
from $1050,000 11B
90 LeBovic Homes
Old Taunton in Pickering
905-428-3434
•
91 Sundance Homes
The towns of nichol green phase 1
905-441-3312
•
from $260,000 11J
92 Glen Rouge Homes
The Cornerstone
905-239-9777
•
from $579,000
•
• • 5H
6I
Pickering, Ajax, Whitby, Oshawa
Price Range
east region:
Tel
M Fi a nd p er
Site
et a Se ch m ed To i w Co nho nd m o e
Builder
D
# Si te
99
Mill St
4
Parkhill Rd.
7B
7
28
115
7
t.
rS
te Wa
Peterborough
9 Lansdowne Ave.
7A
7
35
28
7
134
Attention Builders - Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554
ach
Re
4
Durham 23
St
7
7
Bloor St.
Hwy 2
Oke
Rd
33
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Angelina St North
9
Lindsay St. North
Major St.
Lorne St.
Lindsay
8
Courtice
King St.
Po rt Per ry
Hwy #7
Kent St
Colborne St
35
7
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401 14
Bloor St.
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Baseline Rd. E
37
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Bowmanville/ Newcastle
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18
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17
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Port Hope
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106
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19
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Hwy 2 3
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Reg. Rd. 74
* Due to scale restrictions locators are approximate. Please see builder’s ads for exact locations.
17
To Toronto
Hwy
Nash Rd
y2
St. Hw
Baseline Rd. W
26
King
48
45
11
Mearns
10
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15
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C
Brock St
St
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Elgin Park
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Main St
B
Hwy 134
Liberty St. N Liberty St. S
6
West Townline Rd. N.
5
le Rd
4
Varcoe Rd Darlington Blvd
n io Un
3
.
St. Joseph's Rd onva
Waverly Rd
Lambs Rd Hains St
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McLaughlin Rd ille Rd Janetv
Uxbridge, Lindsay, Bowmanville/Newcastle, Courtice, Peterborough, Port Hope, Cobourg, Port Perry
Reg. Rd. 18
east region:
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to
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Mill St.
oS tari
Hwy #12 (From Whitby)
ron To
On
Simcoe St. (From Oshawa)
w
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5
Page No.
7
Brookfield Homes
Foxtrail
brookfieldhomes.ca •
1
Mason Homes
Port Hope Lakeside Village
905-885-6565
•
from $229,000 12K
2
Far Sight Homes
King’s Bay Golf & Country Club Estates 905-642-8383
•
from $408,000 15B
3
Far Sight Homes
The Estates at Sunset Ridge
905-642-9015
•
from $690,000 2E
4
Parkview Homes
Jackson Creek Meadows
705-748-4663
•
3I
4
Parkview Homes
Jackson Creek Meadows Townhomes 705-748-4663
•
3I
8
Kaitlin Group Ltd.
Port of Newcastle
1-800-305-6849
•
• • from $260,000 14E
8
Kylemore Communities
Port of Newcastle
905-987-5146
•
from $479,000 14E
8
Storybook Homes
Bond Head Estates
905-438-9516
•
from $850,000 14E
9
Parkview Homes
Harmony Condominiums
705-748-4663
14 Rice Developments
Willmot Creek On The Lake
905-697-5806
•
from $225,000 11D
18 B.G. Schickedanz
Lake Scugog Estates
1-888-894-9888
•
from $330,000 17B
20 Geranium Homes
Verandas
905-885-0555
•
from $266,000 10I
26 Kaitlin Group Ltd.
Aspen Heights
905-697-0513
• from $165,000 10C
26 Kaitlin Group Ltd.
Condominiums at Clarington Centre 905-697-4513
• from $210,000 10c
26 Kaitlin Group Ltd.
Country Classics
1-866-514-3573
•
•
from $300,000 10c
30 Empire Communities
Estates of Wyndance
905-649-8197
•
from $900,000 3e
34 Carrington Homes
Woodlands of Upper Courtice
905-787-0963
•
from $260,000
35 Mason Homes
Parklands
1-866-443-7900
•
from $238,000 3H
39 H&R Developments
Gracefields
hr-newhomes.com •
from $322,000 14B
39 Thornridge Homes
Gracefields
thornridgehomes.com •
from $290,000 14B
45 Highcastle Homes
Northglen
northglen.ca
•
45 Delpark Homes
Northglen
905-419-7222
•
45 Esquire Homes
Northglen
48 Brookfield Homes
from $400,000
17 5B
• from $189,000
2I
9I
•
from $221,000 11B
• •
from $221,000 11B
northglen.ca
from $245,000 11B
BrookHill
905-697-1681
•
• •
from $350,000 10B
48 Jeffery Homes
BrookHill
905-697-0765
•
• •
from $300,000 10B
72 Vandyk Communities
West Park Village
vandykcommunities.com •
• •
from $210,000
3I
Uxbridge, Lindsay, Bowmanville/Newcastle, Courtice, Peterborough, Port Hope, Cobourg, Port Perry
Price Range
east region:
Tel.
Fi M ap nd er
Builder Site
De ta Se ch m ed To i w n Co hom nd e o
# Si te
101
Model Home Photo Compliments of Monarch Corporation www.monarchgroup.net
Tranquility, The Serene B with Loft and finished lower level, Ajax, Ontario.
AUGUST2014 Monarch Corporation has been featured as “MODEL HOME OF THE MONTH” as seen in the New Home Guide model home calendar
HOMEBUYERS’ HELP//
Homebuyers’ Resource Section You love the home, see what you can afford! » Compare mortgage rates for your best deal
» Calculate your mortgage payments using the mortgage payment calculation chart
AUG 23 - SEP 6, 2014 | NEW HOME GUIDE GTA 103
Calculate your mortgage payments INTEREST RATE
AMORTIZATION PERIOD
CHART FIGURE
EXAMPLE: 5%
25 YEARS
5.82
MORTGAGE AMOUNT ÷ 1,000
MONTHLY PAYMENT
(MORTGAGE AMOUNT $125,000)
125
Canadian mortgage payment factors Instructions:
01 02 03 04
Determine the appropriate 5-Year Fixed Mortgage Rate, which is easiest to qualify for. Run your finger down the left column of the table below to find the rate (round to the nearest 1/4%).
Choose your desired amortization period across the top of the table (25 years has lowest payment and is easiest to qualify for first-time buyers). At the intersection of the column and row is your mortgage payment per month per $100,000 borrowed.
» Bear in mind that this is a rough estimate. If you have several other large loans already, you may qualify for less. Also, banks and trust companies vary in their policies. The best way to know what you can afford is to go to the lending institution of your choice and get pre-qualified.
104 NEW HOME GUIDE GTA | AUG 23 - SEP 6, 2014
$
Mortgage payment calculation chart %
INTEREST RATES
15 YEARS
AMORTIZATION PERIODS 20 YEARS
25 YEARS
30 YEARS
2.50%
$666
$529
$448
$394
2.75%
$678
$541
$461
$407
3.00%
$690
$554
$473
$421
3.25%
$702
$566
$486
$434
3.50%
$714
$579
$499
$448
3.75%
$726
$591
$513
$461
4.00%
$738
$604
$526
$476
4.25%
$750
$617
$540
$490
4.50%
$763
$630
$553
$504
4.75%
$775
$644
$567
$519
5.00%
$788
$657
$582
$534
5.25%
$801
$671
$596
$549
5.50%
$814
$684
$610
$564
5.75%
$827
$698
$625
$579
6.00%
$840
$712
$640
$595
6.25%
$853
$726
$655
$611
6.50%
$866
$741
$670
$626
6.75%
$880
$755
$685
$642
7.00%
$893
$769
$700
$659
Table provided by Calum Ross, Owner, President and Principal Broker at Calum Ross Mortgage. He can be reached at 416.410.9905, calum@calumross.com and calumross.com AUG 23 - SEP 6, 2014 | NEW HOME GUIDE GTA 105
Compare mortgage rates for your best deal CHARTERED BANKS
Variable
6 Months
1 Year
2 years
3 years
4 years
5 years
ATB Financial 2.7 4 2.94 2.89 2.99 3.04 3.29 6.30op 6.30op 6.50op Alterna Svgs/Alterna Bk 2.6 4 2.98 2.98 2.98 2.94 3.19 6.30op 6.30op Bank of Montreal 3 4 3.14 3.04 3.85 4.39 3.29 6.30op 6.30op Bank of Nova Scotia 2.6 4.55 3.29 2.97 3.44 2.89 3.09 6.45op 6.50op Canadian Western Bank 4 3.14 3.04 3.75 4.39 4.99 6.45op 6.30op CFF Bank 3.69 3.75 2.59 3.79 3.04 CIBC 3 2.99 2.79 3.65 2.89 4.99 6.70op 6.35op ICICI Bank Canada 3.05 3.15 3.65 3.64 3.69 3.89 Manulife Bank 2.7 4.45 3 3.05 3.1 3.14 3.19 3.50op National Bank n/a 4.4 3.14 3.04 3.75 2.95 3.39 6.70op 6.70op President’s Choice Finan 3 2.94 2.84 2.89 4.44 Royal Bank 3 3.14 3.04 3.75 4.54 4.94 6.30op 6.30op TD Canada Trust 3 3.09 3.04 3.44 2.77 4.79 6.30op Tangerine 3 3.19 3.24 3.49 3.69 3.79
TRUST COMPANIES Community Trust n/a Concentra Financial n/a Effort Trust n/a Home Trust Company 2.5 Investors Group Trust n/a MTCC 2.6
6.5 3.14 3.25 3.95 4.74 4.99 5 2.99 3.04 3.44 3.94 4.79 6.70op 6.30op 4.45 3.45 3.6 3.7 4.6 4.95 6.30op 6.30op 3.95 2.89 2.89 2.79 2.94 2.99 4.2 3.14 3.14 3.75 4.64 4.99 6.50op 6.30op 4.55 3.29 2.97 3.44 2.89 3.09 6.45op 6.50op
OTHER FINANCIAL INSTITUTIONS Airline Financial C.U. 4 3.01 3.1 3.33 3.65 3.99 6.25op Comtech Credit Union 2.95 6.2 2.99 3.25 3.29 2.99 3.09 6.40op 6.30op First National Fin. LP 3.95 2.99 2.59 2.69 2.77 3.09 FirstOntario C.U. 2.6 3.09 3.14 3.29 2.84 3.19 6.34op 6.34op IC Savings 3.05 2.99 2.99 3.39 3.39 London Life n/a 4.2 3.14 3.14 3.75 4.64 4.99 6.50op 6.30op Luminus Financial 2.55 3.05 2.3 2.95 2.75 2.95 6.3 MCAP 2.5 3.6 3.95 4.35 4.89 5.14 Meridian Credit Union 2.75 4 3.09 3.14 3.65 2.95 3.19 6.30op Parama Credit Union 2.85 2.85 3.05 3.15 3.25 3.4 3.00op Steinbach Credit Union 2.5 2.65 2.8 2.9 2.95 3.1 Notes: **Interest rate charged subject to adjustment during term mortgage. Please consult institution for term of years available. All rates are prime rates and subject to change without notice. R.O.R. RATES ON REQUEST op OPEN ----- NOT QUOTING N/A NOT AVAILABLE August 11, 2014. Prepared By Fiscal Agents Financial Information Services 905.844.7700
106 NEW HOME GUIDE GTA | AUG 23 - SEP 6, 2014
GTA
HOT SHEET BUILDERS: If you would like to include your new model home or site opening, email wayne.karl@wall2wallmedia.com. Please say you saw it in New Home Guide!
NEW OPENINGS Treasure Hill Homes
Markham – Accolades
Now open – singles, semis and townhomes in Markham. treasurehill.com Menkes
Etobicoke – Dwell City Towns
Now open – urban townhomes in the heart of Etobicoke. menkes.com National Homes
Etobicoke – Richview
Freehold townhomes in the heart of Etobicoke from the $570’s. nationalhomes.com Menkes
Etobicoke – Humber Mews
Now open – townhomes at Browns Line and Evans Ave. menkes.com Marydel Homes
Beaverton – Seven Meadows
Now open – small-town living in this collection of detached bungalows and two-storey homes. marydelhomes.com Lindvest
North York – The Brownstones at Westown
Model suite now open at this collection of stacked two-bedroom condominium townhomes at Weston Rd. and Sheppard Ave. W. lindvest.com Tribute Communities
Nobleton – Gates of Nobleton
Grand opening now on – luxurious detached homes on 50-, 60- and 70-ft. lots. mytribute.ca Tribute Communities
Oshawa – U.C.
Grand opening of this new master-planned community in north Oshawa. mytribute.ca
Augustine Group
Lake Simcoe – Crates Landing
Rosehaven Homes
Kleinburg – Kleinburg Heritage Estates
Now open – the beauty of Lake Simcoe at an affordable price. crateslandingcondos.com
Now open – homes of distinction on unique 60-to 70-ft. lots. kleinburgheritageestates.com
Averton Homes
NEW RELEASES
Mount Albert – Victoria Highlands
Now open – community of bungalows and two-storey homes. victoriahighlands.com Arista Homes
North York – Goddard on the Valley
Grand opening now on for these semis and select number of detached homes. aristahomes.com Arista/Fieldgate/Paradise/Starlane
Unionville – Upper Unionville
Now open – urban/lane/luxury townhomes, semis and 34-, 38- and 42-ft. singles. livingatupperunionville.com Fieldgate Homes
Brampton – Valleylands on Chinguacousy
Grand opening – freehold towns, 28-ft. linked singles, 38- and 45-ft. detached singles. fieldgatehomes.com Menkes
North York – Bloom Park Towns
Now open – townhomes at Bathurst St. and Finch Ave. menkes.com Mattamy Homes
Brampton – Mount Pleasant North
Now open – this selection of three-storey townhomes and detached homes on 30-, 38and 45-ft. lots. mattamyhomes.com Fieldgate Homes
Richmond Hill – The Humberlands
Grand opening – 30-, 36- and 50-ft. singles close to parks, schools, shopping and more. fieldgatehomes.com Ballymore Homes/Briarwood Homes
Empire Communities
Brampton – Lakeside
New 38-ft. designs in a community of townhomes, semis and detached homes. empirelakeside.com Monarch
Ajax – TranQuility
New release of detached single-family homes on private ravine and pie-shaped lots. monarchgroup.net Rosehaven Homes & Townwood Homes
Brampton – Mount Pleasant
New release of freehold towns, attached singles and detached homes on 30-, 38-, 41- and 45-ft. lots. lovemountpleasant.com Mattamy Homes
Oakville – The Preserve
A new release of Village Homes and 34-, 38- and 45-ft. detached homes, many on a private crescent. mattamyhomes.com Forest Hill Homes & Madison Homes
Markham – Cornell Rouge
New release – freehold towns and singles on 30-, 36- and 40-ft. lots with attached garages. Eight models now open. cornellrouge.com Ballantry Homes
Brampton – Spring Valley Village
New release of semi-detached and detached homes surrounded by valley lands. ballantryhomes.com Tribute Communities
Tottenham – Mill Street Village
Oshawa – Park Ridge
Aspen Ridge Homes & Great Gulf Homes
Aspen Ridge Homes
Now open – designer-furnished models of 70-, 80- and 90-ft. estate lot homes on the Oak Ridges Moraine. aspenridgehomes.com & greatgulfhomes.com
New release now available – semis and detached homes on 30-ft. lots. aspenridgehomes.com
Aspen Ridge Homes
Limited edition detached homes on premium conservation lots. greatgulf.com
Grand opening – towns, semis and detached homes on 33- and 40-ft. lots. millstreethomes.com
King City – King Oaks
Richmond Hill – Kettle Lakes Club
Now open in Richmond Hill – a collection of executive townhomes on a protected ravine. aspenridgehomes.com National Homes
Forest Hill – The Churchill Collection
Now open at Spadina and St. Clair, refined townhome residences. churchillcollection.ca
New 40-, 50- and never before seen 36-ft. designs on extra deep lots. mytribute.ca
Markham – Upper Cornell
Great Gulf Homes
Bradford – Summerlyn Village
Reids Heritage Homes
Meaford – Gates of Kent
New block of bungalow townhomes – elegant and carefree condominium living, close to all amenities. Starting from $244,900 reidsheritagehomes.com
Monarch Corporation
Kleinburg – Kleinburg Crown Estates
Now open – 42- and 50-ft. singles to Major Mackenzie Rd. and Hwy. 27. monarchgroup.net AUG 23 - SEP 6, 2014 | NEW HOME GUIDE GTA 107
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Rosehaven Homes
Bradford – Dreamfields
Coming fall 2014. dreamfieldsbradford.com
GTA
HOT SHEET BUILDERS: If you would like to include your new model home or site opening, email wayne.karl@wall2wallmedia.com. Please say you saw it in New Home Guide!
PREVIEW REGISTRATION Aspen Ridge/Lakeview/CountryWide
Queensville – Newmarket
Coming soon, townhomes and 36- and 45-ft. singles myqueensville.com Bayview Wellington Homes
Bradford – Green Valley Estates
Coming soon – an exceptional community of towns, semis and singles. greenvalleyestates.com Lormel Homes
Woodbridge – La Viva
Coming soon – urban towns in the heart of Woodbridge. lavivatowns.com Treasure Hill Homes
Aurora – Aurora Views on Wellington Coming in September – freehold townhomes in an exclusive enclave community. treasurehill.com Tribute Communities
Whitby – The Village of Brooklin West
Coming soon – limited release of only 26 townhomes with double-car garages. mytribute.ca Mattamy Homes
Oakville – The Preserve
Coming soon, rear lane townhomes and detached homes in prestigious Oakville. mattamyhomes.com CountryWide Homes
Aurora – The Arbors
Register now for these singles, coming soon. countrywidehomes.ca Rosehaven Homes
Caledon – Lotus Point
Coming soon – 36-ft. singles from the low $600’s and freehold towns from the mid $400’s. moveuptocaledon.ca
Arista Homes
Vaughan – Vellmore Woods
Coming soon to Vaughan – exclusive 36and 42-ft. singles. aristahomes.com Arista/Fieldgate/Paradise
Kleinburg – Impressions
Pre-construction savings for these freehold townhomes and semis, and 30-, 38- and 44-ft. detached homes. impressionskleinburg.com Greenpark/Starlane
Mississauga – Churchill Woods
Register now for these towns and semis in one of Mississauga’s newest communities. churchillwoods.ca
Monarch Corporation
Ajax
Coming soon to Ajax – 40-ft. designs. Discover a lifestyle infused with nature. Register now! monarchgroup.net Fieldgate Homes
Markham – Victoria Manor
Coming soon – register now for luxury singles on 40-ft. lots in a prestigious neighbourhood at Woodbine and Major Mackenzie. fieldgatehomes.com Heathwood Homes
Richmond Hill – Hampshire Mews
Now previewing in Richmond Hill – an enclave of urban towns on Yonge St. heathwood.com Ballantry Homes
Oakville – OakPark
Bradford – DreamFields
Register now for this collection of urban townhomes and midrise condominiums, coming soon to Oakville. ballantryhomes.com
Ballantry Homes
Newmarket – Stonehave
CountryWide Homes
Register now for priority opportunity of singles and towns coming soon. countrywidehomes.ca
Oakville – Oak Park
Register now for this collection of urban townhomes and midrise condominiums. ballantryhomes.com Mattamy Homes
Milton – Hawthorne Village On The Escarpment
Coming soon, exclusive new townhome designs on the Escarpment. mattamyhomes.com Madison Homes
Richmond Hill – Jefferson Forest
Grand opening coming soon! Register now for a collection of detached homes and freehold towns. madisonhomes.ca Great Gulf
National Homes
A ravine enclave in a mature community – 35-, 40- and 50-ft. lots near highways, shopping and schools. nationalhomes.com Delpark Homes
Sutton – Cedar Ridge
Coming soon – register now for towns and singles from the upper $200’s. delparkhomes.ca Brookfield Homes
Uxbridge – Foxtrail
Register now for bungalow townhomes from the $400’s. brookfieldhomes.ca Lakeview Homes
Whitby – Forest of Lyndebrook
Brampton – Mount Pleasant
Register now for Whitby’s best 40-ft. lot value – detached homes with double-car garages from the $400’s. lakeviewhomesinc.com
CountryWide Homes
Milton – Forestwood in Milton
Preview opening at Bovaird and Creditview – full depth lots with unique standard features. greatgulf.com
Newmarket – Woodland Hills
Coming soon – towns and singles, some with court, ravine and pie-shaped lots. countrywidehomes.ca Brookfield Residential
Beaverhall Homes
Now previewing in Milton – semi-towns and singles in a sought-after location. beaverhall.com Amacon
Mississauga – The Towns at Parkside Village
Tottenham – Willow Glen
Register now for these townhomes starting from the mid $500’s. thetowns.ca
Treasure Hill Homes
Sutton – Jubilee
Preview opening on now – register now for these towns and singles from the $300’s. brookfieldhomes.ca
Richmond Hill – Urbantowns at Bayview
Coming soon – register now freehold townhomes at Bayview and Hwy. 7. treasurehill.com CountryWide/Greenpark/ Royalcliff/Starlane/Townwood
Brampton – Gates Of Countryside
Register now for all new phase of semis and 38- and 47-ft. singles in an established, family-first neighbourhood. gatesofcountryside.ca
Ballymore Homes/Briarwood Homes
Coming soon to Sutton – singles on 36-, 40and 50-ft. lots from the $300’s. myjubilee.ca Arista/Fieldgate/Paradise/Opus
Aurora – Aurora Trails
Register now to be among the first at the preview opening of these luxurious singles, semis and towns. auroratrails.com Sunrise Homes
Oakville – Bronte Harbourside
Launching soon – 18 exquisite homes close to the water in a rare Oakville location. sunrisehomes.ca AUG 23 - SEP 6, 2014 | NEW HOME GUIDE GTA 109
advertiserindex Arista Homes - Goddard on the valley
Aspen Ridge Homes - Corporate
Aspen Ridge Homes - Dreamfields in Bradford
Aspen Ridge Homes - Upper West Side
Aspen Ridge Homes - Woodland Hills
21
Fieldgate Homes - Lotus Pointe Caledon
25, 31 & Insert
1
Fieldgate Homes - The New U
Insert & 25
61
Fieldgate Homes - Valley Lands
Insert & 25
Fieldgate Homes - Vaughan Valley Estates
Insert & 25
5
IFC
Forest Hill Homes - Cornell Rouge
11
Ballymore Homes - Jubilee
57
Forest Hill Homes - Derry Village Mississauga
81
Bayview Wellington Homes - Greenvalley Estates
67
Geranium Homes - Uptownes at Cardinal Point
34-35
BILD - Promo
94
Great Gulf - Mount Pleasant
29
Branthaven Homes - Jazz Condos
84
Great Gulf - Rolling Meadows
28
Briarwood Homes - Jubilee
57
Great Gulf - Summerlyn Village
29
Brookfield Homes - Foxtrail
17
Great Gulf - Westfield
28
Brookfield Homes - Pathways
16
Greenpark Homes - Lotus Pointe Caledon
31
Canpages - Promo
78
Heathwood Homes - Corporate
45
Heathwood Homes - Hampshire Mews
45
61
Homes by DeSantis - Lyon’s Creek
85
5
Lindvest Properties - Auroraglen
47
56
Luxury Living Magazine - Promo
48
Conservatory Group - Upper West Side
Country Wide Homes - Dreamfields in Bradford
Country Wide Homes - Upper West Side
Digital Device - Promo
5
Family of Magazines - Promo
108
Fieldgate Homes - 90 Niagara
Insert & 25
Madison Homes - Greensborough
39
Fieldgate Homes - Aurora Trails
Insert & 25
Madison Homes - Thornhill
39
Mattamy Homes - Corporate
8
Fieldgate Homes - BlueSky Stouffville
Fieldgate Homes - IMPRESSIONS
Fieldgate Homes - Kleinburg 110 New home guide GTA | jul 26 - aug 23, 2014
25
Insert & 25
Insert
Madison Homes - Cornell Rouge
Mattamy Homes - Downsview Park
Mattamy Homes - Hawthorne Village
11 & 39
BC
9
Mattamy Homes - Mount Pleasant North
9
Mattamy Homes - St. John Forest
9
Mattamy Homes - Wildflowers
9
Menkes - Bloom Park Towns
7
Menkes - Corporate
6
Menkes - Dwell City Town
7
Menkes - Humber Mews
7
Menkes - Somerset
7
Menkes - The Enclaves of Upper Canada
7
Monarch Corporation - Corporate
112 & IBC
Monarch Corporation - Model Home of the Month
43
National Homes - The Churchill Collection in Forest Hill
43
National Homes - The Forest
43
Primont Homes - Castlemore
12
Primont Homes - Centretown
12
Primont Homes - Corporate
13
Rosehaven Homes - Dreamfields in Bradford
61
Rosehaven Homes - Lotus Pointe Caledon
31
Rosehaven Homes - Lyon’s Creek
85
Schwarz Law LLP - Barristers & Solicitors
51
Senator Homes - Harbourside Condominiums
97
Shopping Guide - Promo
44
Starlane Home Corporation - Lotus Pointe Caledon
31
Starlane Home Corporation - Mount Pleasant Meadows
27
Summerhill Homes - West Shore Lakeside Community
63
T.D. Bank - Corporate
49
Townwood Homes - Upper West Side
5
Treasure Hill Homes - Aurora Views on Wellington
19
Treasure Hill Homes - Moda Urban Village
19
Treasure Hill Homes - Southfield Meadows
19
Treasure Hill Homes - Tiara Estate Collection
19
Treasure Hill Homes - Urbantowns on Bayview
19
Tribute Communities - The Village of Brooklin West
15
Valery Homes - Mount Pleasant Meadows
27
13
Primont Homes - Jadegarden at Cornell
13
Primont Homes - Renaissance Townes
12
Regal Crest Homes - Dreamfields in Bradford
61
Regal Crest Homes - Upper West Side
22-23
102
National Homes - Stonehaven
Primont Homes - Heirloom in Markham
Rosehaven Homes - Corporate
5
jul 26 - aug 23, 2014 | New home guide GTA 111
Monarch first. Since 1917, Monarch has been at the heart of so many family histories. First homes. First memories. First accomplishments. First friends. And first loves. For almost a century, the reassuring welcome of a Monarch home on a Monarch street has brought thousands and thousands of families closer together. So if you’re looking for a new home, trust the oldest, strongest and most respected name in Canadian homebuilding. Choose Monarch. First.
MONARCH COMMUNITIES KLEINBURG | Kleinburg Crown Estates | Designer Decorated Models Singles from the upper $800,000’s Sales Centre located at 165 Timber Creek Boulevard 416-495-3513 CALEDON | SouthFields | Multiple Model Homes To View Singles & Live.Work Towns from the mid $600,000’s Townhomes from the upper $300,000’s Sales Centre located at 12515 Old Kennedy Road, Caledon (Old Kennedy Rd. and Mayfield Rd.) 905-843-0707 SCARBOROUGH | Parkwood | Brand New Project - Now Open Freehold Towns from the low $500,000’s Sales Centre located at 1325 Danforth Rd., Scarborough 416-495-3574 SCARBOROUGH | Bennett | Coming Soon Register Today KITCHENER | Topper Woods | Brand New Models & Sales Centre Now Open Singles from the mid $400,000’s Sales Centre located at 7 Wetland Way, Kitchener 519-894-8222
HOURS: Monday – Thursday: 1pm – 8pm, Friday: 12pm – 5pm, Weekends & Holidays: 11am – 6pm
ALSO BUILDING HIGH RISE COMMUNITIES IN: Etobicoke | Markham | Downtown Toronto
discover more
MonarchGroup.net Please see a sales associate for full details. E.&O.E. 12285
first.
ASPIRE TO OPEN-CONCEPT DESIGN. AT HOME. AND IN YOUR COMMUNITY. Welcome to Newmarket’s Woodland Hills, where you’ll experience a neighbourhood fabric that strikes a dramatic blend between big city amenities and small town charm. Discover gracious family homes where design consideration goes into every last detail, and where nature’s “exterior design” includes a conservation area and a natural community pond for all to enjoy. Now Open! Visit the Presentation Centre north of Davis Drive on Bathurst, Newmarket.
aspenridgehomes.com
ASPIRE TO STANDARD FEATURES THAT FEEL SIGNATURE. What makes for good design? At Aspen Ridge, we believe it’s the moment your aspirations become actualizations. The moment your dream kitchen becomes a space where you sip, stir, savour. When interiors not only have the best designer finishes, but are designed to your tastes. Trends fade. Styles change. Good design? It withstands the test of time. That’s what we aspire to.
PRESENTATION CENTRE NOW OPEN 18001 Bathurst St., Newmarket Towns from the $450’s | Singles from the $570’s 416.270.9484 | aspenridgehomes.com Aspire to great design.
© Aspen Ridge Homes. Prices and specifications are subject to change. See
1a. 1a.
2a.2a.
mattamyhomes.com
Urban Designs In Downsview Park.
City Address, Urban Style, Small Price. Towns From Just $1,317/month!* Stacked Townhome With 2 Bedrooms Plus Den For Just $1,317/month* Rear Lane Townhome With 3 Bedrooms & 2 Baths Starting From $2,049/month*! • Downsview Park offers Stacked, Rear Lane Towns plus contemporary Semi’s • There’s a world-class 300 acre park outside your door
• Minutes to Yorkdale shopping and subway • Close to York University • Easy access to downtown
TORONTO Sales Centre: 2995 Keele Street
ELEV. ‘A’
Towns From $269,990 Semi’s From $669,990
ELEV. ‘A’
Jane St.
Sales Centre
n Rd. Alle
Keele St.
Sheppard Ave. W. 400
Stacked Townhome, The Monsanto Forest Park, Elev. ‘A’, 732 Sq.Ft., $314,990
Rear Lane Towns, The Central Park I, Elev. ‘A’, 1,679 Sq.Ft., $489,990
Wilson Ave.
401
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Sales Centre Hours: Monday - Thursday 1pm-8pm; Friday 1pm-6pm; Saturday, Sunday and Holidays 11am-6pm All illustrations are artist’s concept. All dimensions are approximate. Prices, specifications, terms and conditions subject to change without notice. E.&O.E. *Price based on an RBC 5 year term, with 20% down and a 25 year amortization with an 18 month cap based on Monsanto Forest Park and The Central Park I. Interest rates and housing prices subject to change.