GTA New Home Guide - Aug 3, 2013

[ 4-WEEK ISSUE ]

August 3 - 31, 2013 Volume 21 Issue 15

Redefining Redefining Luxury LuxuryLiving Living in in the theheart heartofof Kleinburg KleinburgVillage Village RosehavenPlatinum.com RosehavenPlatinum.com INSIDE THIS ISSUE

PRICES HITTING RECORD HIGHS

AFFORDABILITY DRAWS BUYERS OUTSIDE CORE

WHY TRANSIT IS IMPORTANT TO DEVELOPMENT

Aspire.

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© Aspen Ridge Homes. Prices and specifications are subject to change.

See sales representative for details. All Rights Reserved. E.&O.E. June 2013. 21540.

HWY 7

ASPIRE.

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contents aug 3 - 31, 2013

||

volume 21 issue 15

cover story

p. 32 rosehaven homes Kleinburg Heritage Estates – the statement of a lifetime

68

community focus features 24 m arkham Fieldgate Homes

Luxury living at Major Mackenzie and Woodbine

68 B RAMPTON Mattamy Homes 46 42

A completely affordable connection to life

92 beaverton Marydel Homes

Small town living near the shores of Lake Simcoe

92

regular and special features

96

in every issue

4 10 56 1 18

editor’s note contributors hot dates ad index

columnists

14

BILD Report

Prices up in the GTA’s housing market

by Bryan Tuckey

18

106

the mortgage minute

Is a variable rate mortgage right for you?

by Peter Kinch

36

taxing issues

Valuable tax tips for first-time buyers

120 fundamentally speaking

The importance of selecting a reputable moving firm

by Henry Choo Chong

46

home search

The Big Move – revamping the GTA’s transit systems

homebuyers’ help

design inspiration

40

finances

by David Hirsh

54

finances

by Anthony Jong

50

52

There’s more to marketing than fancy ads Legally Speaking

The importance of the Pre-Closing Inspection

by Jayson Schwarz

66

make your move

Avoid common packing mistakes

by Dan Hopkins

96

by Wayne Karl

money matters

We’re having a baby!

by Gail Vaz-Oxlade

106 quick tips

Disciplined delegator or drill sergeant?

by Hellen Buttigieg

Not all couples honest about financial baggage Assessing your readiness for homeownership

111 resource section

Mortgage Calculator and Rate Table

115 GTA Hot Sheet

Two pages of new openings, new releases and preview registrations

in the news

16

bmo economics

28

vandyk communities

48

Remax

Home sales show highest quarterly growth since 2010 VANDYK Communities hosts customer appreciation barbecue Affordability drawing buyers to 416 neighbourhoods outside core

editor’snote

Solid investment decisions begin at home

I

s there a positive to buying a new home in our current economic climate?

You bet there is.

When you buy from a new-home builder, your investment is backed by a strong warranty program. It protects your deposit before the home is built and it offers protection against defects in work and materials, unauthorized substitutions and delayed closings or occupancies after the home is constructed. Tarion Warranty Corp. oversees the warranty program in Ontario – visit tarion.com for more details.

What are the other positives of buying a new home? New housing prices are extremely competitive at this time and interest rates are low. If you think posted rates look good, ask your bank or mortgage broker if they can do better.

While no one can guarantee what their home will be worth in the next 10 or 20 years, ask a recent new-home buyer what the value of their home is now. Chances are you will see them smile. There has been a steady increase in the price of new homes, especially in communities with new amenities such as schools, shopping and transit.

There are no rules about what exactly a builder or sales representative must tell you about your prospective new neighbourhood, so do some homework of your own and investigate the area.

The media often stresses the negative side of the story. It’s time to make solid investment decisions, and look beyond the doom and gloom. Investigate how you can make Canada’s economic environment work for you.

Happy new-home hunting!

Susan Legge Editor-in-chief Wall2Wall Media, Susan.Legge@wall2wallmedia.com Follow me on Twitter at Twitter.com/SusanLegge

Like us on Facebook. Search: New Home Guide

Choose your mover wisely

For this important part of the homebuying process, take the time to do proper research

F

ar too many people, it seems, have a moving horror story. Not just tales of damaged possessions, delayed deliveries or unavailable trucks, but far worse instances of outright crime. Moving company ripoffs, in fact, are one of the top scams monitored by the Better Business Bureau (BBB).

After saving for a down payment, paying lawyer’s fees and other costs associated with buying a home, who can blame buyers for wanting to save a few bucks on the one area they likely feel they can tackle themselves, or by hiring a discount mover to do the job on the cheap.

The problem with the latter choice, especially, is the high risk you run in being victim to the various schemes employed by unscrupulous moving companies. To protect yourself, the Canadian Association of Movers, which holds members to a strict code of ethics, urges consumers to research prospective moving firms: contact the CMA for checklists and referrals, as well as other sources such as Industry Canada and the BBB. Moving into a new home should be an exciting and celebratory experience.

Ensure it remains that way by not cutting corners on this last important step.

Wayne Karl Editor Wall2Wall Media, wayne.karl@wall2wallmedia.com Follow me on Twitter at Twitter.com/WayneKarl

4 New home guide GTA | august 3 - 31, 2013

Like us on Facebook. Search: New Home Guide

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My Enclaves – Georgetown A community within nature’s glory Semi Links & 30’ Detached Homes Guelph St. & MacFarlane Dr., Georgetown

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My Millstone – Oakville Urban Townhomes Dundas St. W., east of Bronte Rd., Oakville UNDER CONSTRUCTION Starting from the low $300’s 905.825.3619

My Dwell – Etobicoke Design forward Townhomes North of Burnhamthorpe Rd. off the West Mall, Etobicoke COMING SOON Register now at menkes.com 416.642.8955

My Humber Mews – Etobicoke A Townhome enclave in South Etobicoke Browns Line & Evans Ave., Etobicoke COMING SOON Register now at menkes.com 416.642.8955

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Soon We’ll Offer 2 New Ways To Be Part Of Life In Hawthorne Village.

Enjoy Views Of The Escarpment From Your Front Porch.

New Hawthorne Village Neighbourhoods Opening Soon!

Soon we will present two new neighbourhoods in our ever-popular Hawthorne Village in Milton. Both neighbourhoods will offer all you have come to expect in a Mattamy master planned community. You can enjoy walking/biking trails, convenient shopping and parks scattered around the neighbhourhood.

Our new home offering will include popular Village Homes, Rear Lane Townhomes, 2-Storey Townhomes and a large selection of 30' and 36' Detached Homes.

Come for a walk and discover why over 10,000 families have chosen to call Hawthorne Village home.

8 New home guide GTA | august 3 - 31, 2013

ELEV. ‘D’

2-Storey Townhome, The Normandale, Elev. ‘D’, 1,675 Sq.Ft.

30' Home, The Trenton, Elev. ‘C’, 2,070 Sq.Ft.

Pre-Register For These New Neighbourhoods At www.mattamyhomes.com

LIKE US ON FACEBOOK

www.facebook.com/mattamyhomesGTA

All illustrations are artist’s concept. All dimensions are approximate. Prices, specifications, terms and conditions subject to change without notice. E.&O.E.

9

vice-president, wall2wall Media

Jacqueline Hill

Sales Manager New Home guide GTA, new condo guide, home décor & renovations

New home guide

contributors

Conni Robinson

associate publisher, NEW home & condo guide SWO, lifestyle communities

Susan Maxwell

editor-in-chief, National real estate

Susan Legge Editor

Wayne Karl art director

Bianca DiPietro contributing Editors

Sara Duck, Elisa Krovblit Lydia McNutt editorial intern

BILD Report

Bryan Tuckey Bryan Tuckey is President and CEO of the Building Industry and Land Development Association (BILD) and can be found on Twitter (twitter.com/ bildgta), Facebook (facebook.com/ bildgta), Youtube (youtube.com/ bildgta) and BILD’s official online blog (bildblogs.ca)

Taxing Issues

Legally Speaking

Henry Choo Chong,

Jayson Schwarz, Schwarz Law -

Henry Choo Chong is a certified general accountant. Henry sits on many committees and provides accounting and tax advice to individuals and businesses in the GTA. Send your tax questions via email to Taxing Issues at: choochonghcga@ yahoo.ca

Barristers and Solicitors

CGA

Jayson Schwarz LL.M. is a Toronto real estate lawyer and partner in the law firm Schwarz Law LLP. He can be reached by visiting schwarzlaw. ca or by email at info@schwarzlaw.ca or phone at 416.486.2040

the mortgage minute

Peter Kinch Peter is an award-winning mortgage broker and best-selling author of The Canadian Real Estate Action Plan Visit peterkinch.com or contact him at peter@peterkinch.com

Tal Klachook

senior account executive Nina Downs nina.downs@wall2wallmedia.com senior account executive

Dionne Fraser dionne.fraser@wall2wallmedia.com Sales & marketing co-ordinator

Terry Bassett

distribution & sales co-ordinator

Jennifer Bistron

administrative assistant

Antoinette Jackson production Manager

Bala Gnanapandithan production co-ordinator

Sandra Hanak-Vujnovic graphic designers

Sandra Hanak-Vujnovic Mike Terentiev National Account Manager, Mediative

Paul Slizys

Published by

Wall2Wall Media is a trademark of Yellow Pages Group Co. in Canada.

#500-401 The West Mall Etobicoke, ON M9C 5J5 quick tips

Hellen Buttigieg Hellen Buttigieg, CPO, is a Certified Professional Organizer, life coach, TV host and owner of We Organize U. Visit her website, weorganizeu.com, for a free e-Book on how to find more time, energy and inner peace.

Contact Hellen at 905.829.2219 or info@weorganizeu.com

money matters

Gail Vaz-Oxlade Gail Vaz-Oxlade is the host of Til Debt Do Us Part, author of Debt Free Forever and blogs daily at gailvazoxlade.com.

Follow Gail on Twitter at twitter. com/GailVazOxlade

design inspiration

David Hirsh David Hirsh is President and CEO of Brandy Lane Corp. Hirsh prides himself on his hands-on approach to all stages of the development and building process.

The company’s newest community is Wyldewood Cove, coming soon to Collingwood. Visit brandylanehomes.com

homebuyers’ help

Dan Hopkins Dan Hopkins is chief operating officer, Two Men and a Truck Canada.

Dan has been affiliated with the Heron Group of Companies since January 2008. He is also known for his related experience in real estate, franchise management and construction management. twomenandatruck.ca

newhomeguide.ca T 416.626.4200 F 416.784.5867 Advertising Call 416.626.4200 for ­advertising rates and information.

Free distribution in select high-traffic street boxes, stores, banks, financial institutions and select condominium sales offices.

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Copyright 2013 All rights reserved by New Home Guide,

Toronto, Ontario, Canada. Reproduction in any form is prohibited. Contents of this publication are covered by Copyright and offenders will be prosecuted under the law. The views and data expressed by columnists do not necessarily represent those of the publication.Wall2Wall Media is a trademark of Yellow Pages Group Co. in Canada.

Terms Advertisers,

Editorial content are not responsible for typographical errors, mistakes or ­misprints. All prices are correct as of press time and are subject to change without notice. E. & O. E.

Editorial Submissions from interested parties will be considered. Please submit to the editor at Susan.Legge@wall2wallmedia.com.

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Established in 1990, this program was started with Scouts Canada to help replenish the environment.

10 New home guide GTA | august 3 - 31, 2013

Markham

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Renderings are artist’s concept.* Specifications are subject to change without notice. E. & O. E. See Sales Representative for details.

11

bildreport

Sales down while prices up in gta’s housing market

by Bryan Tuckey

RECENTLY I had a chance to review new home sales figures for the first half of the year. As expected, the trends we began to observe in August 2012 have rolled into the first half of 2013 – prices are hitting record highs while sales are down to record lows.

New home sales in the first half of 2013 came up as the second-lowest in a decade and 34 per cent below long-term average. The decline is largely seen as a result of reduced affordability, particularly in the lowrise sector, which sits at 43 per cent below the long-term average as of June 30 – another record low.

Meanwhile highrise sales in the first half of 2013 totalled the second-lowest in 10 years and 19 per cent below the long-term average.

As I’ve mentioned in some of my earlier columns, the explanation behind this reduction in sales can be summarized with one word: affordability.

New home sales in the first half of 2013 came up as the second-lowest in a decade and 34 per cent below long-term average.

Constrained land supply, stricter mortgage lending rules and rising government fees and charges have all contributed to the diminished affordability and choice in the GTA’s new homes market.

The GTA market has no shortage of demand, as evident by the 100,000 new residents that choose to move here every year, but supply is a bit more complex.

Here in Ontario, we have provincial public policy that protects areas such as the Greenbelt, as well as policy 14 New home guide GTA | august 3 - 31, 2013

Bryan Tuckey is President and CEO of the Building Industry and Land Development Association (BILD) and can be found on Twitter (twitter.com/bildgta), Facebook (facebook.com/bildgta), Youtube (youtube.com/bildgta) and BILD’s official online blog (bildblogs.ca).

directing where and how the GTA is intended to grow over the next 20 years.

Following the introduction of Places to Grow, which placed an emphasis on intensification across the province, land supply for ground-related housing in the GTA saw a sharp decline. This resulted in exponential growth in pricing of new, ground-related homes while restricting choice in housing type for new homebuyers.

In July 2012, the Bank of Canada’s new, stricter mortgage lending rules took effect in an effort to cool down the housing market. Not only did these new rules, which reduced the maximum amortization rate from 30 to 25 years, make it more difficult for homebuyers to pay off their loans, it severely reduced consumer confidence in the GTA. Sales of new homes dramatically declined in August following the implementation of the rules, taking many potential homebuyers out of the market.

Earlier this year, BILD commissioned a study to show how much government fees and charges influence the cost of a new home in the GTA. The report showed that on average, one-fifth of that cost could be attributed to variety of fees and charges collected by municipal, provincial and federal governments.

The most significant of these fees are development charges – funds collected by municipalities to pay for new, growth-related infrastructure and are passed on to new homebuyers. Since 2004 development charges have increased between 143 per cent and 357 per cent across the GTA with several municipalities suggesting additional increases, some as soon as later this year.

BILD is always at the table, working with all levels of government to ensure that our industry can build safe, affordable, quality homes for new homebuyers across the GTA. It’s time to change the conversation about the new homes market and spread the word about the realities of this industry.

inthenews

Canadian home sales show highest quarterly growth since 2010: BMO Economics

According to BMO Senior Economist Robert Kavcic, the latest data from the Canadian Real Estate Association shows that the Canadian housing market remains balanced and well-behaved. Existing home sales rose for the fourth month in a row in June, posting a 3.3-percent seasonally adjusted gain from the prior month and down just 0.6 per cent from the readings of a year ago.

“These figures represent another body blow to the Canadian housing bears,” says Kavcic. “The June report leaves the second-quarter tally at an impressive 6.4 per cent above the previous quarter – the strongest performance since 2010. In fact, sales are now back to levels seen before the latest round of mortgage rule tightening took effect in early July, helped by very low mortgage rates through much of the spring.”

Kavcic noted that the recent rise in five-year fixed rates – now in the neighbourhood of 3.5 per cent versus sub-three per cent just over a month ago – might have actually stoked sales activity in June, with buyers making their move before their lower rate contracts expired. “That could set the stage for another cooling off period this summer. At any rate, measures of market balance are clearly tightening, with the sales-to-new listings ratio again slightly above historical norms and the months’ supply down for the third time in the past four months.”

Regionally, most markets have tightened up in recent months, including an impressive turnabout in Vancouver – sales are now 52 per cent of new listings, up from a low of 36.6 per cent late last year. Toronto is firmly balanced, while Calgary is again seeing a sellers’ market.

Kavcic also says that firmer sales and lower inventories have all but erased any threat of an imminent melt in prices. “Average prices were 4.8 per cent above year-ago levels in June, with fully 80 per cent of the major markets surveyed reporting prices up from last year. Vancouver and Regina are both still seeing prices below year-ago levels by this measure, though Vancouver has bottomed in recent months. Calgary is the clear outperformer, up a strong 6.7 per cent year over year, and now less than three per cent from peak 2007 levels.”

16 New home guide GTA | august 3 - 31, 2013

Regionally, most markets have tightened up in recent months, including an impressive turnabout in Vancouver – sales are now 52 per cent of new listings, up from a low of 36.6 per cent late last year.

“It’s essential that homebuyers stress-test their mortgage against a higher interest rate to ensure they could handle any potential increases in interest rates down the road,” says Laura Parsons, mortgage expert, BMO Bank of Montreal.

“It’s also wise to choose a mortgage with a shorter amortization, which can help homeowners become mortgage-free sooner.”

Parsons added that those who are ready to enter the marketplace can get a head start on planning by getting pre-approved for a mortgage before setting out to lock down the perfect home.

august 3 - 31, 2013 | New home guide GTA 17

themortgageminute

is a variable rate mortgage

right for you? by peter kinch the lack of profitability on the variable rate industry have led to various lenders reducing mortgages with such high discounts. In the the discounts they previously offered on vari- meantime, what seems to have been lost in able rate mortgages (VRMs), effectively the conversation was the fact that the bond making VRMs a little less attractive than they yields had been steadily dropping for months. were in the past.

This, in turn, led to an increase in the profitWhy have lenders increased the cost of ability on long-term rates. taking a VRM in today’s market? Well, the So while most of the country’s media official reason offered by the banks was that focused on reporting about the fact the Bank there was a lack of liquidity in the markets of Canada (BoC) will not likely be moving rates and the cost of borrowing had increased. soon, no one was drawing attention to the fact Now, of course, we’ll all have to take their that the banks’ profit margins were steadily word on that since the average Canadian does rising as the bond yields dropped. Lenders were not have access to the inner workings of a making significantly more profit on a five-year chartered bank and the true costs of borrow- term than they were selling variable rate morting it incurs. gages with full discounts.

But I do know one thing for certain, given Let me ask you a simple question: if you the limited exposure that I have, is that many were running a business that had two products, lenders had been grumbling for months about and one of them was very profitable and one recent CHANGES IN THE MORTGAGE

18 New home guide GTA | august 3 - 31, 2013

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themortgageminute | CONTINUED

of them broke even or lost money, which would you promote? The end result is that banks would like you to take a five-year fixed rate mortgage and are now making it more attractive for you to do so.

By the numbers – changing spreads and changing guidelines Talking about the price of a five-year mortgage and the spread on the bond yields can be very confusing for the average Canadian. Since most people don’t understand it, the media tends to avoid writing about it. As a result, some glaring discrepancies go unreported and questions remain unasked.

Let’s start with some basics: ›› A bond yield and a bond price have an inverse relationship. Don’t worry about trying to understand that – you simply need to know that if the bond price goes up, the bond yield goes down and vice versa. ›› Canadian banks and lenders use the bond yields to determine their “spread,” or profitability. ›› T hey like to keep the spread to a certain range. For example, five years ago, the spread would be between 90 and 130. That means you take the five-year mortgage rate (say four per cent) and subtract the current five-year bond yield (say 2.95) and the difference should be between 90 and 130. If the difference is below 90, then that is a signal for banks to raise rates. If it is above 130, then they would lower rates. In the above example, 4.00 – 2.95 = 1.05, so that would indicate the rate is within the comfort zone and therefore not likely to move.

Now let’s look at the way things are today: ›› Let’s assume a five-year bond yield is 1.66 per cent ›› A nd a typical five-year published mortgage rate is 3.59 per cent ›› 3.59 – 1.66 = 1.93 Based on the numbers that were used five years ago by the chartered banks, a spread of 1.93 would be .63 over the comfort zone – meaning very profitable – and a signal to lower rates (arguably to as low as 2.96 per cent for a five-year term). However, lenders are no longer using the same model for spreads. In fact, due to (and I quote) “the uncertainty in the bond market is forcing a wider than normal margin until investors see some stability return” – the current range that lenders are going by is 1.75 and 1.95. As such, the spread of 1.93 for today’s interest rates is actually at the high end of the comfort zone, but still within range. Some lenders are offering a quick close special of 3.39 per cent, which puts the spread at 1.73 and therefore out of the comfort zone. Any increase in the bond yield will result in those rates increasing, not decreasing.

Suffice to say, it would appear that the banks are making significantly more profit on five-year mortgages today than they did five years ago. But having said that – they also experienced the global credit crunch of 2008 and saw first hand the impact to global banks when liquidity in the markets disappeared. And although we complain about the profitability of the chartered banks, it was this very fact that made them the envy of the world when their counterparts in other countries suffered. With ongoing credit and financial issues in Europe and the United States, perhaps the Canadian banks are wise to shore up their coffers while they can.

In the meantime, the more investors flock to safe harbours amidst turmoil 20 New home guide GTA | august 3 - 31, 2013

and uncertainty in the global markets, the more bonds they will buy. The more they buy bonds, the higher the price goes and as such, the lower the bond yields go. Whether this will translate into lower mortgage rates for you is yet to be determined. And while we could argue that the long-term rates could go even lower or in fact that they should be lower, they are still the lowest they’ve been in a lifetime. So, whether you choose to take a variable with a lesser discount or today’s low long-term rate – one thing is certain: rates are low – if you have a mortgage or you’re planning to get one, take advantage of these low rates today and accelerate your debt reduction.

Stability will eventually return to the markets and investors will eventually shift back to equities. When that happens, bond prices will drop, yields will rise and so too will your long term rates.

In the meantime, enjoy them while they’re here.

Peter Kinch is an award-winning mortgage broker and best-selling author of The Canadian Real Estate Action Plan Visit peterkinch.com or contact him at peter@peterkinch.com

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#" - - " / 5 3 " & 4 50 6 ' ' 7 * - - & 1 0 35 ) 0 1 & 80 0 % 4 50 $ , Map not to scale. See sales rep for details. The ENERGY STAR® mark is administered and promoted in Canada by Natural Resources Canada. Used with permission. E & O E.

communityfocus

fieldgate homes

Victoria Manor

The 40-ft. Wessex Elevation C, 3,025 sq. ft., includes a main floor library and great space for entertaining.

Luxury living at Major Mackenzie and Woodbine

GREAT 40-FT. DESIGNS AT VICTORIA MANOR

F

ieldgate Homes is pleased to offer luxurious 40-ft. homes in Markham’s prestigious Victoria Manor community. Located at Woodbine Avenue and Major Mackenzie Drive, Victoria Manor offers luxurious family homes in a location Markham-Major Mackenzie & Woodbine

housing type Luxurious 40-ft. homes from $778,990

sales office 6 Alexander Lawrie Ave.

contact 905.294.3125 fieldgatehomes.com

24 New home guide GTA | august 3 - 31, 2013

pristine natural setting. A place of rich natural splendour, this community is majestically set against a backdrop of rolling green hills and quiet country woodlots. The perfect balance of town and country, Victoria Manor also offers a multitude of exceptional community amenities – such as shopping, schools, parks and restaurants – just minutes away. With inspired luxury homes, a beautiful natural setting and one of the most convenient locations in Markham, there’s a lot to discover at Victoria Manor.

The homes at Victoria Manor offer generous floorplans and spectacular elevations that are sure to impress even the most discerning homebuyer. Front elevations of stone, brick and accent brick offer features such as double-car garages, covered porches and large,

inviting windows. Interiors at Victoria Manor are a celebration of space and luxury, with gourmet kitchens, lavish master suites, upstairs laundry rooms and more.

This collection of homes also includes – at no additional charge – a number of exclusive luxury features, such as main floor hardwood flooring, oak stairs, nine-ft. main floor ceilings, gas fireplace with marble surround, granite kitchen counters, ceramic tile backsplash in kitchen and an elegant master ensuite with oval tub and separate shower with glass door.

While most of these features would be considered bonuses or costly add-ons at other communities, Fieldgate is proud to offer all of these features standard at Victoria Manor.

Plus, homebuyers will receive an C O N T I N U E D on p a g e 2 6 . . .

august 3 - 31, 2013 | New home guide GTA 25

communityfocus |

CONTINUED

The homes at Victoria Manor offer generous floorplans and spectacular elevations that are sure to impress even the most discerning homebuyer

Located off the kitchen are a cosy library with optional French door and a large family room with gas fireplace.

Upstairs, the lavish master suite offers the perfect retreat at the end of a busy day. Dazzling features such as a large walk-in closet and a sumptuous master ensuite – complete with his and hers sinks and a separate oval tub and glass shower – make it easy to unwind in style.

The master suite also offers the option of a private master retreat but, if the homebuyer would prefer, this space can also be converted into a fifth bedroom or a den, both accessible from the main hallway. Bedroom two has its own ensuite, and bedrooms three and four share an ensuite. Homebuyers will also be pleased to discover a conveniently located upstairs laundry room just down the hall from the master suite. The Wessex Elevation C is priced at $928,990.

additional $8,000 in upgrade selections from the Fieldgate Décor Centre, also included in the price of the home.

With homes ranging in size from 2,197 to 3,152 sq. ft. and prices starting from $778,990, potential homebuyers can discover great value and exceptional luxury at Victoria Manor.

One of this community’s most impressive models is the 3,025-sq.-ft., double-car garage, four-bedroom Wessex Elevation C. This beautiful home offers a stately front elevation of brick and stone, featuring a charming covered front porch. Inside, the foyer opens into a spacious openconcept living/dining room. Beyond the living/dining room, To learn more about the luxurious homes of Victoria Manor, a short hallway transitions seamlessly into the enormous please visit the sales centre today at 6 Alexander Lawrie gourmet kitchen. Featuring granite kitchen countertops, Ave., just north of 16th Ave., one block east of McCowan a large breakfast bar, a pantry and a garden door out to Rd. You can also call for more information at 905.294.3125 the backyard, this kitchen offers the perfect staging or visit Fieldgate online at fieldgatehomes.com ground for holiday feasts, family dinners and weekday breakfasts alike.

26 New home guide GTA | august 3 - 31, 2013

Stop sea rching. . a g u sa is s is M in g in v li rt a St

MODEL HOMES

GRAND OPENING OF MODEL HOMES IN MISSISSAUGAâ&#x20AC;&#x2122;S NEWEST COMMUNITY

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www.churchillwoods.ca *Limited quantities available in some price ranges to qualified purchasers. Prices & information correct at press time. Map not to scale. Some lots may have premiums. All illustrations reflect artist impression E.O. & E. Conditions may apply. Ask a sales rep. for details.

inthenews

VANDYK COMMUNITIES HOSTS

CUSTOMER APPRECIATION BBQ VANDYK Communities was pleased to hose a barbecue recently in appreciation for The Neighbourhoods of Summerhill purchasers.

VANDYK staff, purchasers and their families gathered to enjoy an afternoon outdoors which included a barbecue lunch and children’s activities. “The event gave purchasers a chance to meet their neighbours and enjoy a summer afternoon with their families. It also marked The Neighbourhoods of Summerhill’s one-year anniversary, and we are very appreciative of our purchasers for making this community so successful and wanted to share that with them” says Kora Pasek, customer relations at VANDYK Communities.

The event had a great turn out and was very well received from all who attended. Since opening in July 2012, The Neighbourhoods of Summerhill has received a wealth of interest and support due to VANDYK Communities’ making homeownership easy with affordable price points, beautiful designs and functional layouts. With a range of product types available, including luxury townhomes and two-storey and bungalow single-detached homes,

28 New home guide GTA | august 3 - 31, 2013

buyers have gravitated to this master-planned community offering small town charm and a relaxed lifestyle.

Now under construction, The Neighbourhoods of Summerhill is Shelburne’s premier community ideally located within minutes to nearby shopping, grocery stores, restaurants and cafes, the Centre Dufferin Recreation Complex, banks, Shelburne Public Library and schools. Buyers can enjoy all of the great amenities Shelburne has to offer only 30 minutes from Orangeville and Brampton, making The Neighbourhoods of Summerhill a perfect community for you and your family to call home.

CURRENT COMMUNITIES CHIPPAWA/NIAGARA 50’ Singles & 35’ WIDE Bungalow Loft Townes from the low $300’s Sodom Rd. & Mann St. 5 MODELS NOW OPEN.

THOROLD 45’, 40’, 36’ Singles, Semis, Attached Singles & Towns from the $240’s Move in this Summer on Select Towns & Attached Singles Richmond St. & Winterberry Blvd.

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BRAMPTON 41’, 38’ & 30’ Singles, 25’ Attached Singles & 20’ Towns from the $380’s Mississauga Rd., North of Bovaird Rd.

PLATINUM COLLECTION OAKVILLE 36 Majestic Suites from 1,800 sq.ft to over 3,000 sq.ft. from $1.8M Reynolds St. & Randall St. MODEL SALES SUITE OPEN

KLEINBURG 60’ to 70’ Estate Singles from 3,700 sq.ft. to over 5,600 sq.ft. move in from $1.4M Located in the Heart of the Village Highway 27 & Islington Ave.

COMING SOON STONEY CREEK 40’ & 35’ Singles and Semis Mud St. & Upper Centennial Pkwy COMING EARLY 2014

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Call our hotline or visit us online for complete directions, hours, community information for all our projects:

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august 3 - 31, 2013 | New home guide GTA 31

coverstory

Rosehaven’s Kleinburg Heritage Estates

The statement of a lifetime

T

he Village of Kleinburg is an idyllic setting nestled between two branches of the Humber River. Here on the Village’s main street you will find boutiques, spas, café’s, galleries, restaurants and services with sophistication and charm. Imagine taking a stroll into the Village to enjoy a coffee with new friends, visiting the McMichael Gallery or watching the kids in their dance recital.

Kleinburg is a place unlike any other. It is also the setting of Kleinburg Heritage Estates, by Rosehaven Homes.

Living here can be one of life’s truly rewarding decisions, as Kleinburg is a magnificent backdrop to spectacular architecture, whether you are looking for your second, third or final home. It’s a place where you can connect to what matters in a quiet neighbourhood set on a secluded cul-de-sac where nature is as close as your backyard.

Here, Rosehaven Platinum artfully crafted homes to reflect the heritage architecture seen within the Village. A 32 New home guide GTA | august 3 - 31, 2013

remarkable level of detail has been paid to exterior elevations and one would not be surprised to discover that the interior would equal or surpass that level. You will find that all you have to do is move in and add your personal flair as Rosehaven Platinum has thought of everything.

At more than 5,600 sq. ft., The Valley offers three stately architectural styles including Period Revival, Second Empire and Georgian. With a classic living room of 11-by-16-ft. and a dining room of 18-by-13-ft. with a servery, formal entertaining is a grand statement. For more casual living, the magnificent open concept kitchen/breakfast/family room overlooks the back garden with bright windows that welcome the sun.

The kitchen is by renowned Downsview Kitchens and features a large island, a wall of pantry cupboards and a walk in pantry. Built-in appliances by Miele, Sub Zero & Wolf plus a 48-in.-wide Wolf gas range offer the chef in

rosehaven homes

Kleinburg Heritage Estates

location Kleinburg housing type Luxury homes sales centre Hwy. 27 and Islington Ave., open Monday to Thursday from 1 to 8 p.m., Saturday, Sunday and holidays from 11 a.m. to 6 p.m. contact 905.552.0672 kleinburgheritageestates.com

Living here can be one of life’s truly rewarding decisions, as Kleinburg is a magnificent backdrop to spectacular architecture, whether you are looking for your second, third or final home. you an exceptional cooking experience.

The 15-by-19-ft. family room features a Villa Nova stone cast cabinet and hearth on the gas fireplace. The main floor den features stunning ceiling detail. There are also practical separate stairs to the basement off the main floor laundry with garage access.

Upstairs are five bedrooms, each with private bath or shared. In the owner’s suite no detail has been overlooked with coffered ceilings in the anteroom, raised coffered ceiling in the expansive master bedroom, two walk-in closets and ensuite spa bathroom.

Rosehaven has thought of everything in this home, including a partially finished basement with a finished washroom, recreation area and “Your space” to create, whether it’s a work out space, or craft space. There is even third car parking for the summer sports car!

With Rosehaven Platinum you can expect inspired finishes including 10-ft. main floor smooth finish ceilings, stained oak staircases with black iron pickets, granite, marble or limestone foyer, plus porcelain floor tiles in the kitchen, bathrooms and finished laundry, 4.25-in-wide plank stained engineered hardwood flooring on the main

and second floor, granite counters in kitchens, serveries, laundry rooms and washrooms… the list is endless.

But the best part of owning a Rosehaven Platinum Home in the Heart of Kleinburg is how surprisingly affordable the homes are. From 3,700 to more than 5,600 sq. ft., prices range from only $1.4 million to $1.6 million and are move-in ready, and as the site is now being serviced, Platinum homeownership is just months away.

Rosehaven Platinum Collection, Kleinburg Heritage Estates – where luxury living is being redefined to reflect your wants.

Visit the presentation centre, located at Hwy. 27 and Islington Ave., Monday to Thursday from 1 to 8 p.m., Saturday, Sunday and holidays from 11 a.m. to 6 p.m.

For more information, visit kleinburgheritageestates.com or call 905.552.0672. august 3 - 31, 2013 | New home guide GTA 33

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taxingissues

Henry Choo Chong, CGA provides accounting and tax services to individuals and businesses in the GTA. He can be reached at 416.485.5220.

Any questions to Taxing Issues should be e-mailed to choochonghcga@yahoo.ca

Valuable tax tips for first-time buyers

›› Negotiate with several financial institutions for the best interest rate, terms and conditions. You may be surprised how competitive banks are for your business. Shopping for a mortgage can be as easy as a few clicks on your mouse. ›› Create a formal plan to achieve

by Henry Choo Chong your goals, using three easy steps: discipline, discipline and more discipline.

We have been saving for a down ›› C heck your credit rating, and improve and maintain it. A one-day late payment on a home. We have about payment is still considered late, and it could affect your mortgage five per cent and $3,000 for closing costs. negotiating power.

Is this a good time to buy? ›› Manage your monthly mortgage payments. First-time buyers should Mo and Neeta, Toronto make sure monthly payments are manageable and will continue to be even if interest rates rise.

A home used as your primary resi- ›› P ut down as large of a down payment as possible to avoid taking out a dence is a great investment. The high-ratio mortgage that incurs additional costs and interest. A fivesale of a family’s principal resident is tax per-cent down payment on a home leaves little equity. Consider waiting exempt, meaning you’ll pay no tax on the a few more months or buy with closing dates in several months. next 40 years of appreciative value on your ›› Set aside an additional two to three per cent of the purchase price for home. No tax! That alone says it all. And closing costs, such as land transfer taxes, legal fees and disbursements, paying your mortgage is a way of forced moving costs and other incidentals. With only $3,000, you may be savings. Owning your home, if nothing else, left short on closing. Speak to a real estate lawyer to get an idea of builds equity. what to expect.

We all have to live somewhere. It makes ›› If buying a new condo, check if Harmonized Sales Tax (HST) is infar more economic sense to make monthly cluded in price. What is included and who gets the HST rebate? Repayments that fatten your pockets, rather member, all new homes must charge 13 per cent HST. There is no than a landlord’s.

HST on resale homes. ›› U nder the Home Buyers’ Plan (HBP), you can use your RRSP as part First-time buyers should of the down payment. An individual and their spouse, provided they consider the following: qualify, may withdraw up to $25,000 each, tax-free, from their RRSP. ›› Determine what you can afford and stick You will have 15 years to repay the amounts to your RRSP, starting to that price. after the second year of your withdrawal.

Q.

A.

36 New home guide GTA | august 3 - 31, 2013

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finances

Not all new couples

honest about financial baggage

TD Canada Trust asks dating expert Christine Hart for advice on how couples can discuss a less-than-perfect financial past

says Hart. “As the relationship grows, so too should the conversations about future goals and finances.”

TD Canada Trust and Hart provide advice to couples on how and when to have the difficult conversation about money:

It’s not unusual to bring baggage into a new relationship,

and financial baggage such as a persistent credit card debt or lingering student loan is no exception. Interestingly, research from TD Canada Trust, shows one-in-five Canadian couples (22 per cent) admit they are not always 100 per cent honest with their partner about their spending and saving habits. No need to check into couple’s therapy yet – TD and dating guru Christine Hart have some advice to help start the conversation.

“Financial baggage is not uncommon; we all have independent financial lives before we enter into a relationship and that can include old student loans, a tarnished credit rating or on the flip-side a healthy RSP or savings account,” says John Tracy, a senior vice-president at TD Canada Trust. “Opening up about finances can be hard, especially at the start of a new relationship, but it is vital couples have honest conversations in order to build a solid financial future together.”

Dating expert Christine Hart agrees that couples need to be honest about any baggage – financial or otherwise – they bring into a relationship.

Open communication is crucial in determining compatibility with a potential partner.

“Going through a recent credit card statement over cocktails is certainly not the most romantic way to approach a first date, but avoiding tough money topics altogether can be dangerous,” 40 New home guide GTA | august 3 - 31, 2013

1. When to have “the talk” Money generally comes up in conversation around the third date, according to Hart.

This could be a mention of who is picking up the dinner cheque or covering the candy tab at the cinema. By the sixth date, couples should have an informal conversation to assess their date’s financial personality – is he or she a penny pincher or shopaholic, risk taker or security seeker?

“Bring up your own relationship to money first to create a sense of ease around the topic, and then ask if your

Going through a recent credit card statement over cocktails is certainly not the most romantic way to approach a first date, but avoiding tough money topics altogether can be dangerous. As the relationship grows, so too should the conversations about future goals and finances.

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finances |

CONTINUED

Combining finances requires complete openness. Couples shouldn’t hide debts or spending splurges from each other, or it will create a lack of trust which can trickle into other areas of the relationship.

date can relate,” says Hart. “Even a simple discussion about upgrading a gym membership or cutting back on lunches out can help get feel for someone’s spending habits.”

2. How to delve deeper into the big ‘debt reveal’ When to have the deeper debt discussion depends on the couple, their age and the nature of their relationship, but couples should not wait “However, using a travel rewards credit until they are signing a lease or picking an engagement ring. card and repaying it promptly can provide “When couples are ready to have the debt talk, they should be many benefits, such as tracking spending, prepared to ask and answer much more direct questions,” says Hart. building a credit history and can help “For example, ‘I was talking to my advisor today, and they said I only save money on travel down the road.” have a few months to go before paying off my student loans. How about you? Where are you in terms of paying off any debts?’”

4. Popping the ‘joint finances’ question Debt doesn’t have to be a deal-breaker, according to Tracy. “Believe Hart says most couples say ‘I do’ to joint it or not, some debt can actually help people achieve financial goals,” finances, in some capacity, when they says Tracy. “For example, an RSP loan used to help maximize any move in together. “Combining finances unused RSP contribution room could be considered good debt. What requires complete openness. Couples matters is that debt is used responsibly and there is a plan in place to shouldn’t hide debts or spending splurges pay it back.” from each other, or it will create a lack of trust which can trickle into other areas of 3. Addressing money mismatches the relationship.”

If one person is saving for a rainy day but their date is thinking about Tracy suggests having a formal the next big shopping adventure, the relationship may be headed for conversation to set ground rules and some challenges, but Hart warns against walking away at the first sign develop a joint financial plan. “There are of cash conflict. many benefits to joint finances, but it’s “We can be too quick to dismiss potential partners these days; values also important that couples set personal about money are far more important than what exists in someone’s bank financial goals outside of those they have account on the first date,” Hart says. “If there is an issue, start with a with their partner,” Tracy says. “For compliment and try to track the issue back to values instead of criticizing, example, many couples share a joint bank patronizing or blaming each other.” account to pay household bills, but For example, a wallet full of cards doesn’t necessarily mean a date is establishing a second bank account, such a spendthrift or debt-monger. “Carrying a balance on a credit card to as a high interest savings account, can fund short-term lifestyle spending may set off a red flag,” says Stephen provide a sense of autonomy and Menon, associate vice-president, credit cards, TD Canada Trust. responsibility when it comes to saving.”

44 New home guide GTA | august 3 - 31, 2013

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Pre-register at starlanehomes.com *Limited quantities available to qualified purchasers. Information correct at press time. Map not to scale. Lots may have premiums. All illustrations reflect artist impression. E.O. & E. Ask a sales representative for details.

45

homesearch

The big move

Revamping the GTA’s transit systems

by Anthony Jong photos by Dennis Ng

My job takes me on the road every day. I’m apologetic when I have to be extremely car dependent. Quite honestly, who wants to take the bus or subway with their realtor while house shopping in Toronto? This, however, is extremely common in cities such as Hong Kong and Japan, whereby rapid transit is a necessity to getting around.

About 10 years ago, the traffic congestion on Hwy. 404 southbound at 8 a.m. started just before Finch Avenue. Now, I am lucky to be south of ETR 407 before it is bumper to bumper. It used to take me 50 minutes on the Don Valley Parkway (DVP) from Richmond Hill to get into the core. Currently, the commute is up to 75 minutes on a bad day. Toronto averages only 1.2 people per car during peak hours because it is easier to drive than to take public transit. However, subway trains are still jammed with more than 400,000 passengers a day passing through the Yonge-Bloor interchange station. How on earth did we get here?

Toronto’s transportation system is one of the worst in North America. Apart from the Sheppard subway line that was completed in late 2002 and 70 new Bombardier TTC subway trains delivered by 2014, it is difficult to pinpoint any significant transportation upgrades within our city. When I wrote about the 46 New home guide GTA | august 3 - 31, 2013

Anthony Jong, BA (Hons), M. Arch. is a broker at Re/Max Hallmark Realty Ltd., Brokerage, specializing in residential homes, condos, and commercial properties. He can be reached at anthonyjong@live.com, online at anthonyjong.ca and by phone at 416.836.2821

Yonge-Eglinton neighbourhood recently, I touched lightly on the Metrolinx’s Big Move proposal that would relieve the horrendous traffic congestion, support the population growth of the Greater Toronto Area, and provide a much stronger economy as a result. The implementation of a better transit system trickles down to every aspect of our lives and certainly has a huge impact on real estate.

Interestingly enough, a survey suggested that with all these road improvements being talked about, it would reduce commuter’s times only by approximately two minutes. That is why the infrastructure of subways, LRTs and other mass transit options are so important to our future. Being a Torontonian, it is important to know the upgrades that are coming our way.

In contrast to other Metropolitan

Photos courtesy of photos2045.com

cities across the globe, Toronto is lagging in every department of transportation. A smaller city such as Madrid, Spain, has built more rapid transit lines in the past 10 years than we have. We are talking about a virtual transit expansion halt, which is why the provincial and municipal governments are stepping in to fund a citywide transit expansion.

Think of Metrolinx as the guardian angel to our public transit’s resurrection. Metrolinx is an agency of the Ontario government that includes GO transit, PRESTO and Union Pearson Express. This governing body works with nine other municipal transit agencies, including Toronto Transit Commission (TTC) and York Region (VIVA) Transit to improve our transportation infrastructure.

There is currently a plethora of revitalization and new projects underway in the Greater Toronto Area (GTA).

One of the more conspicuous projects is the Union Station train-shed revitalization.

Union Station was built more than 100 years ago and is the busiest transportation hub in all of Canada. It is currently undergoing improvements to support the large number of commuters that is estimated to triple in the next 20 years. Toronto, TTC and GO Transit have teamed up to make extensive replacements to the existing tracks, construct a glass atrium in the train shed, and rebuild the old roof of Union Station. The completion date of this project is slated for 2015 in time for the Pan Am Games.

A crucial missing link has always been a direct transportation to and from our international gateway, the Toronto Pearson Airport, to downtown. The Big Move will construct a 25-km rail alongside the existing Kitchener GO railway that directly connects the newly reshaped Union Station to Pearson International Airport Terminal 1.

Construction is already underway and scheduled to be operational in 2015.

Residents in the suburbs, particularly Markham and Richmond Hill, are familiar with the construction of the Bus Rapid Transit (BRT). York Region, which operates the

current VIVA buses, has added dedicated bus lanes in the centre of the road to provide faster and more efficient services. The plan calls for new BRT routes on the Hwy. 7 corridor from Unionville GO station to Helen St. in Vaughan, and along the Yonge corridor from Hwy. 7 up to Davis Drive in Newmarket. These routes will effectively connect to other regional rapid transit systems such as GO, Brampton’s Zum and TTC’s Spadina subway extension.

This subway extension will run from Downsview station, currently the last stop Northbound on the Spadina subway line, through York University and towards the Vaughan Metropolitan Centre on Hwy. 7. This 8.6-km extension will have a tremendous impact on the five-km bumper-to-bumper congestion in the morning on Hwy. 400 Southbound. It will provide wonders for residences of York Region and offers an efficient commute to York University from the rest of the city.

Neighbourhoods along the Eglinton corridor will also experience vast transit implementations with the planned light-rail transit (LRT). Nineteen kms of LRT will start from Jane St. to the Kennedy Subway Station, with half of the route buried underground from Keele St. to Laird Dr. An incredible 26 proposed stations along Eglinton Ave. will connect to three interchange subway stations, GO transit and 54 bus routes. This will not only act as a relief line to the Danforth subways, but also reduce east-west vehicular traffic through Midtown Toronto. It will be one of the longest projects under the Big Move umbrella with a completion date of 2020.

At the time of writing this article, Toronto Mayor Rob Ford stated, “We want subways, folks, referring to the replacement plan of Scarborough’s RT (SRT) with LRT. Construction is slated to begin in 2014, whereby the 10-km extension runs from Kennedy station up through Scarborough Town Centre and Centennial College Campus to Sheppard Avenue. The existing SRT was built in 1985 and due for a major overhaul. The LRT was proposed at a cost of $1.8 billion dollars, or $925 million less than a subway. Metrolinx has asked the city for direction and clarification before submitting proposals prior to contractor bids. As the GTA population doubles in the next 50 years, Mayor Rob Ford believes that now is the time to implement a subway system instead of a LRT. Whichever transit system is implemented, it will undoubtedly make our city better and more efficient for commuters and in particular condo owners as we can see the continuing growth of that area of construction.

In the next decade, Toronto will finally have a much anticipated world-class transit system. For details regarding other planned projects under the Big Move, visit bigmove.ca august 3 - 31, 2013 | New home guide GTA 47

inthenews

Affordability drawing homebuyers

to 416 neighbourhoods outside the core Affordability remained the strongest driver of residential housing in the Toronto market in the first half of 2013, with single-detached homes in neighbourhoods east and west of the central core posting the best overall performances, according to ReMax Ontario-Atlantic Canada.

ReMax examined 35 Toronto Real Estate Board districts between January and June of 2013 and found that singledetached housing values had appreciated year-over-year in close to 86 per cent of neighbourhoods in the 416 area code (30/35 districts). While the central core experienced the highest percentage gains in Don Mills, Parkwoods-Donalda, and Victoria Village at 12.7 per cent ($1.1 million vs. $980,727) and Oakwood-Vaughan, Humewood-Cedarvale, and Forest Hill South at 11.7 per cent ($1.3 million vs. $1.1 million), these were the only markets in the core that experienced significant growth.

On the other hand, average prices increased across the board in both the west and eastern districts – with gains ranging from just under one per cent to 10 per cent. Rounding out the top five for average price appreciation were the west-end neighbourhoods of Keelesdale, Eglinton West, Weston-Pellam Park, posting a gain of 10.2 per cent (to $457,079); followed by Sunnylea, The Queensway, Humber Bay, where prices climbed 9.4 per cent (to $833,026); and York, Glen Park, Amesbury, Brookhaven, Weston and Fairbank, with a 9.2 per cent increase (to $538,469).

“While we have seen solid price appreciation virtually across the board in the single-detached housing category, the most pronounced gains were in affordably-priced areas in the city,” says Gurinder Sandhu, executive vice-president, regional director, ReMax Ontario-Atlantic Canada.

Of the 35 City of Toronto markets highlighted, just 14 per cent saw an increase in unit sales activity, as supply hampered buyer intentions. Those areas that bucked the sales trend included Riverdale, Danforth, up 13.4 per cent (127 vs. 112 units) with an average price of $727,497; Sunnylea, Queensway, Humber Bay, up 4.2 per cent (150 vs. 144 units) with an average price of $833,026; Agincourt North, up 3.8 per cent (164 vs. 158 units) with an average price of $598,826; Birchcliffe, Oakridge, Cliffside, Hunt Club, up 1.6 per cent (196 vs. 193) with an average price of $579,596; while The Beach, Woodbine Corridor was virtually on par (157 vs. 158), with an average price of $863,090.

Single-detached homes seriously contributed to overall percentage increases in average price in the 416 during the 48 New home guide GTA | august 3 - 31, 2013

first half of the year, compared with the same period one year ago. The west end reported a year-to-date increase of close to six per cent in average price, now hovering at $691,807. The east end also posted an increase approaching six per cent, with an average price of $580,270. By far the most expensive real estate can be found in the central core, where average price was up a more modest four per cent to $1.2 million.

Despite the solid gains made in the single-detached category, condominium apartments and townhomes were less marked, with 66 per cent of TREB districts reporting yearover-year increases in average price. The city’s west districts were the clear winners, with nine out of ten areas reporting upward momentum. On the whole, price increases in the condominium segment were generally more muted, with more than half of appreciating areas realizing growth under three per cent. Don Mills, Parkwoods-Donalda, and Victoria Village claimed the top spot in the condominium/townhouse category. Average price per unit in the area rose 5.7 per cent to $335,818. Leaside, Thorncliffe Park, Flemingdon Park placed second, rising 5.1 per cent to $233,947. Agincourt North advanced 4.1 per cent, with the average price now at $257,603, while Richview, Humber Heights and Kingsview Village experienced a 3.9 per cent jump to $210,750. Tied for fifth place were the East district neighbourhoods of Steeles, L’Amoreaux, and Tam O’Shanter - Sullivan and Malvern, Rouge, both posting increases of 3.2 per cent, with average price at $285,147 and $207,574, respectively.

Following the citywide trend, just 17 per cent of neighbourhoods in Toronto’s condominium/townhouse market saw sales move ahead of year-ago levels in the first half of 2013. Bloor West Village, High Park North, Baby Point, and the Junction showed the strongest uptick in activity, with sales advancing nine per cent (145 units vs. 133). Riverdale, Danforth, Leslieville claimed second place, as the number of units sold climbed 6.7 per cent (112 vs. 105) year-over-year, while Leaside, Thorncliffe Park and Flemingdon Park saw sales jump 4.9 per cent to 150 units (from 143).

“Given the city’s ongoing evolution, the long-term outlook remains positive, particularly as land availability declines while the population within the 416 climbs. As prices rise, so too will the appeal of Toronto’s more affordable areas.

Revitalization – including renovation, rebuilding and repurposing – is evident in just about every corner of the city.

Toronto is moving on up in more ways than one.”

LESLIE ST

YONGE ST

*SALES OFFICE

WOODSPRING AVE.

BATHURST ST

GREEN LN E

ASPENWOOD DR DAVIS DR MULOCK DR

blossom at credit heights

commons

H E I G H T S

THE

POINT AT WOODBRIDGE

UPPER WEST WEST SIDE UPPER SIDE IN THORNHILL ESTATES

IN THORNHILL ESTATES

49

designinspiration

There’s more to marketing than fancy ads

David Hirsh is President and CEO of Brandy Lane Corp. Known for his creative and innovative approach to residential design, Hirsh prides himself on his hands-on approach to all stages of the development and building process, and he believes everyone is his client. The company’s newest community is Wyldewood Cove in Collingwood. Visit brandylanehomes.com

by David Hirsh

The official definition of marketing is, “the action or business of promoting and selling products or services.” True marketing, though, is an art form that involves completely understanding your potential client and clearly communicating to them throughout the entire buying process.

Today’s consumer is savvy and intelligent. You can identify when marketing tactics are inauthentic or miss the mark. Now more than ever, it’s important that we speak to you in a manner that reflects your lifestyle, your expectations of the product and how we can enrich your lives. When you see a marketing piece, you will most likely (and rightfully so) wonder what’s in it for you. The key is for us to speak to you in a way that’s honest and direct. It also doesn’t hurt to have some fun in the process!

In the new home industry, we’re asking a lot of consumers. Buying a home will be one of the largest

purchases you can make during your lifetime. It’s also a complex purchase that can’t be taken lightly. It’s our responsibility to properly educate you on your options and expectations. This is achieved through various means.

In terms of take-home marketing materials, builders should provide clearly marked floorplans and realistic renderings of exterior and interior spaces, as well as any common areas, if applicable. You should also be equipped with details pertaining to interior features and finishes. We are responsible for ensuring that you can imagine what your home will look like, and you should know exactly where your hard-earned money is going.

The in-person marketing experience is also very important. Sales offices need to be staffed with highly knowledgeable representatives. They need to walk you through every step of the process, beginning with the formal introduction to the project and ending with a thorough and clear disclosure of contractual details and responsibilities. We’re responsible for creating a positive and transparent experience at every touch point.

Transparency is essential in our communications with you in that we need to be clear about what you can expect from your new home purchase. While a good builder will always do everything in their power to ensure that things run smoothly and that every detail is as per specifications, we need to help you understand that nothing can ever be perfect. The quality of our marketing will show if and when something goes wrong. If we can clearly communicate issues with you and you are equipped to practice a reasonable expectation of how issues will be addressed, we’ve done our job right.

It’s a builder’s job to promote their own good reputation, and it’s our responsibility to tell you why you should buy from us and not another builder out there. Visit a number of sales offices and become familiar with the homes and

It’s a builder’s job to promote their own good reputation, and it’s our responsibility to tell you why you should buy from us and not another builder out there. communities that are offered by different builders and understand what differentiates them. While it’s important to know what your future home will look like, it’s even more crucial to trust that your home will be built to the specifications laid out in all that fancy marketing.

50 New home guide GTA | august 3 - 31, 2013

august 3 - 31, 2013 | New home guide GTA 51

legallyspeaking

The importance of the

Pre-Closing Inspection

by Jayson Schwarz

Jayson Schwarz LL.M. is a Toronto real estate lawyer and senior partner in the law firm Schwarz Law LLP. If you have a topic in mind, mail, deliver or fax letters to the magazine or to the firm, email (info@schwarzlaw.ca) and give us your questions, concerns, critiques and quandaries.

08 Look for water stains or spots on concrete basement floors or walls, and if you see them insist on knowing why and where they came from; 09 Don’t forget the exterior – roof, drains, bricks, mouldings. Is there sod, is the grading complete and is your driveway in? Write it all down!

10 C ondominiums: go check out the In this issue, we are going to address a small but common areas – lobbies, garbage rooms, incredibly important part of the process of buying that new home, the parking areas, lockers, pools, tennis Pre-Closing Inspection. As most of you know, included in the adjustcourts and health clubs. Remember, you ments on the purchase of a new home or condo (but not a conversion or own part of the common area, and if retrofit project) is the cost of your Tarion (formerly the Ontario New parts are incomplete, wrong or defective, Home Warranty Program) enrolment. Among the things you are covered put them on the list! for are defects in the completion of your new home. Most of the Agreements of Purchase and Sale make the deficiency list prepared as part of Remember that this inspection is, in all your final inspection the only basis for repairs, subject to the major items probability, the only chance you have to such as foundation cracks. What does this all mean? deal with deficiencies, so make sure you When it is time to do the Pre-Closing Inspection, know that if you check carefully. Some readers ask about don’t list it, you may not be able to compel the builder to fix it. Therefore, what happens if the builder rushes them it is critical you list everything! Here is a minimum list of what I believe or something happened so they did not get will help you in making sure you are covered: the opportunity to finish. The answer is to immediately do a complete list and send 01 Insist on having enough time to do the inspection and allow yourself it to the builder and to Tarion in order that enough time with no need to be anywhere else; the record is on file.

02 Write everything down yourself... don’t let the builder’s representative There is probably more and I do not take charge; suggest that this list is complete. I hope it 03 Don’t rush! Don’t let the builder’s representative push you, insist at helps in making you realize how important moving at you own speed; it is to do a thorough job on the Pre-Clos04 Write or mark down everything, no matter how small or seemingly ing Inspection. insignificant; Perhaps the most difficult part of writing 05 Don’t accept promises of repair during inspection – if something is these articles relates not to the actual not right, mark it down; writing, but thinking of a topic to address.

06 Try every light, socket, tap, drain, toilet, door, lock, window, appliance, Visit schwarzlaw.ca or email your questions, everything that could be defective now or go wrong later; concerns, critiques and quandaries to info@ 07 Watch for stains on carpet, scratches on wood floors, cracks in paint schwarzlaw.ca. I will try to deal with them or drywall and areas where they forgot a second coat of paint; in print or electronic form.

52 New home guide GTA | august 3 - 31, 2013

BUYING, SELLING OR REFINANCING A HOME?

YOU NEED A LAWYER Quality legal services at the right price*

Konstantine Chatzidimos

Jayson Schwarz

Helping YOU make your home buying dream a reality

Call

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finances

Assess your readiness for

homeownership First-time buyers have a lot to consider

as they forge into the world of homeownership. According to the recent RBC Home Ownership Poll, four in 10 Canadians are looking to purchase their first house within the next two years, and many wonder where they should begin.

“Purchasing a home is often the biggest financial decision in a person’s life, so it’s important to take your time, set realistic goals, assess all the costs and get the right advice before you buy,” says Rachel Wihby, a strategy manager for first-time homebuyers at RBC. Take a look at her answers to the most commonly asked questions: Am I ready?

A home purchase is an emotional and financial journey that marks a key milestone in life. Are you ready for the responsibilities and upkeep associated with owning a home? Do you have a stable income? Have you saved up enough for a down payment? Be honest with yourself about your current lifestyle to gauge your readiness and ability to put together a good down payment.

Can I afford it?

While you may feel pressure in a competitive market to just buy something, fight that feeling and buy only when you find a property that meets your needs and lifestyle within your price range. Review your household income 54 New home guide GTA | august 3 - 31, 2013

Purchasing a home is often the biggest financial decision in a person’s life, so it’s important to take your time, set realistic goals, assess all the costs and get the right advice before you buy. and current debt and remember to budget for closing costs, land transfer fees, property tax and everyday expenses. Talk to your bank about a mortgage preapproval so you know exactly how much you can borrow and afford.

3. Who can help me?

Most often, first-time homebuyers turn to family and friends who have already been down the same road. Your realtor or banker can help you get a sense of the market and financing options. Arming yourself with more information and planning ahead can help you confidently navigate this first time journey so you can land the home of your dreams.

More information is available online at rbcroyalbank.com/mortgages/first-time-home-buyers

hotdates

aug 3-5

Island Soul Festival

Harbourfront centre

Aug 3 to 31 Calendar of events beginning from Aug. 3 to 31, 2013

56 New home guide GTA | august 3 - 31, 2013

A four-day festival celebrating the cultural diversity of Toronto and the island countries, Harbourfront Centre presents the annual Island Soul Festival. Exploring island traditions and hybrid cultural expression through music, film, dance and more, the festival celebrates the continuance of Caribbean soul from one generation to the next. Artists include Kay-Ann Ward (Aug. 3), Tabou Combo (Aug. 4) and Moko Jumbie: Dancing Spirits of Trinidad (Aug. 4-5). harbourfrontcentre.com

aug 3-5

Scarborough Ribfest

Thomson memorial park

tasting them you may have never experienced before. scarboroughribfest.com

aug 3-11

Rogers Cup

Rexall centre

The annual Rogers Cup is upon us and this year the women are playing in Toronto and the men in Montreal.

The winner takes home $3,000,000 U.S. The Opening Night of the Rogers Cup will features Serena and Venus Williams, Monica Seles and Eugenie Bouchard in a doubles exhibition match. rogerscup.com

aug 9-11

Taste of the Danforth danforth avenue

In honour of one of the most beloved The Taste of the Danforth festival parts of the cow, the Scarborough celebrates the multicultural diversity Ribfest celebrates its 12th anniversary. of Toronto. From mouth-watering Musical performances, midway rides, Greek cuisine like souvlaki and and games are on hand, along with spanakopita to Thai, Indian and Cuban karaoke competitions and an all day fare, this street festival in the heart of beer garden. Lots of different foods Torontoâ&#x20AC;&#x2122;s Greektown satisfies hungry are also available like hot dogs, french mouths summer after summer. hereâ&#x20AC;&#x2122;s fries and corn on the cob. A number also tons of family-friendly activities at of vendors will be selling a wide different stages across the Danforth. variety of ribs, offering a way of tasteofthedanforth.com

August 3 - 31, 2013

Showcasing new homes in the GTAâ&#x20AC;&#x2122;s west region

IN THIS SECTION

>> Maps and listings for new-home communities in the west region >> Builder news and the latest in new homes in the west region

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Attention Builders Want to add your community to our maps?

Need to update existing information?

Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

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Vandyk Communities

Windows on the Green

vandykcommunities.com

2

Amacon

The Towns at Parkside Village

705-435-9991

4

Conservatory Group

Central Park North

905-890-0195

9

Regal Craft Homes

The Neighbourhoods of m

905-828-7888

14 Eden Oak

Estates of Credit Ridge

19 Dezen Homes

Page No.

• from $270,000

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from $550,000

8F

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7F

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from $305,000

4f

www.edenoak.com •

from $450,000

McLaughlin

905-696-7938

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from $544,000

8B

20 Forest Hill Homes

Derry Village Mississauga

905-795-8307

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from $500,000

8B

23 Dunpar Homes

Park View Trail

416-253-5888

•

from $449,000

11F

27 Dezen Homes

Ravines on Fletcher’s Creek

905-814-7846

•

from $695,000

8B

45 ELM Developments

Baker’s Lane

905-771-8880

• •

from $480,000

13H

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Price Range

Page No.

905-495-5067

•

• •

from $356,000

37 9M

45 Brookfield Homes

Pathways

905-584-2225

•

from $405,000

17 8K

60 Primont Homes

Castlemore

905-856-5777

• •

from $410,000

12-13 9K

62 Fieldgate Homes

Valley Lands

905-457-0445

•

• •

from $386,000

Insert 9O

65 Great Gulf Homes

Mount Pleasant

905-459-5772

•

from $493,000

67 6P

66 Ballantry Homes

Spring Valley Village

905-457-3698

•

from $390,000

5 9M

1

Tribute Communities

Landscapes

905-893-3331

• •

from $399,000

8M

2

Coscorp Inc.

The Village of Southfields

thevillageofsouthfields.ca •

• •

6L

2

Monarch Corporation

The Village of Southfields

thevillageofsouthfields.ca •

• •

from $390,000

6L

3

Empire Communities

Lakeside

empirelakeside.com •

•

from $350,000

7N

4

VanMar Homes

Credit Ridge Estates

416-746-1234

•

from $550,000

8P

6

National Homes

Gates of Countryside

416-746-1234

•

•

from $290,000

9M

6

Townwood Homes

Gates of Countryside

gatesofcountryside.ca •

•

from $400,000

9M

6

Country Wide Homes

Gates of Countryside

905-907-1500

•

from $400,000

9M

6

Regal Crest Homes

Countryside Meadows

countrysidemeadows.ca

•

from $346,000

9M

6

Royal Cliff Homes

Gates of Countryside

gatesofcountryside.ca •

•

from $400,000

9M

6

Starlane Home Corporation Gates of Countryside

starlanehomes.com •

from $520,000

9M

8

Great Gulf Homes

Castlemore Crossing

905-793-5607

•

from $616,000

10J

9

Mattamy Homes

Mount Pleasant North

mattamyhomes.com •

• • from $306,000

6P

9

Mattamy Homes

•

Mount Pleasant Village

mattamyhomes.com •

• • from $200,000

6P

10 Stanford Homes

Fletcher’s Meadow

905-456-9398

•

from $292,000

6o

11 Berkshire Homes

Credit Springs

519-938-8449

•

from $434,000

3D

13 Conservatory Group

Walnut Grove in Spring Valley

905-455-2725

•

•

from $250,000

6P

17 Pemberton Group

Rosedale Village Golf & Country Club 905-799-5000

•

• • • from $190,000

18 Saberwood Homes

Heart Lake Village

905-773-6549

8N

19 Mattamy Homes

Salisbury Square

mattamyhomes.com •

25 Heathwood Homes

Terracotta Village at The Credit Valley 905-874-4741

• from $300,000

8L

•

from $314,000

10N

•

from $430,000

9Q

30 Gold Park Homes

Castlemore Crossing

905-794-0366

•

from $285,000

10K

32 Forest Hill Homes

Ravines of Castlemore

905-794-8875

•

from $520,000

8K

33 Monarch Corporation

Strawberry Fields

905-843-0707

•

•

from $390,000

6M

33 Coscorp Inc.

Strawberry Fields

905-843-8989

•

from $310,000

6M

37 Oxford Homes

Adena Ridge

905-584-6444

from $600,000

5H

38 Andrin Homes

Turnberry Townhomes AndrinTowns.com

•

from $320,000

9M

44 Falconcrest Homes

Timberbank Manors

905-230-4663

•

from $310,000

6P

48 Aspen Ridge Homes

Credit Manor Heights

905-216-5155

•

•

7Q

48 Regal Crest Homes

Credit Manor Heights

yourkingdom.ca

•

•

from $390,000

7Q

48 Country Wide Homes

Credit Manor Heights

yourkingdom.ca

•

from $390,000

7Q

50 Mosaik Homes

The Estates of Spring Valley

905-216-4806

•

•

7P

51 Acorn Homes

Castlegate

acornhomes.ca

55 Rosehaven Homes 55 Townwood Homes

•

from $498,000

11K

The Neighbourhoods of Mount Pleasant lovemountpleasant.com •

•

from $270,000

6P

LoveMountPleasant.com •

•

6P

The Neighbourhoods of Mount Pleasant lovemountpleasant.com •

The Neigbourhoods of Mount Pleasant

•

from $270,000

6P

57 Rosehaven Homes

Riverstone’s Rivers Edge

416-410-0175

•

fom $710,000

10K

58 Devonleigh Homes Inc.

Meadowlands

519-942-3312

•

•

from $250,000

3C

64 Meridian Homes

Credit Valley Manors

905-216-5186

•

•

from $400,000

8P

from $579,000

10k

55 Townwood Homes

67 Starlane Home Corporation Rivers Edge

starlanehomes.com •

Brampton, Caledon, Bolton

Tel

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west region:

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Need to update existing information?

Please fax the details to (416) 789-9554

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2 34

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20

Price Range

•

Page No.

•

from $250,000

70 7M

•

from $220,000

8-9 9G

•

from $420,000

6-7 9C

The Uptowns of waterdown

905-690-7600

17 Mattamy Homes

Hawthorne Village

mattamyhomes.com

33 Menkes

The Enclaves of Upper Canada

289-891-9103

•

1

Schuit Homes

Perth Park

905-628-9559

• 1Q

2

Great Gulf Homes

Edgewood

905-356-9408

•

from $289,000 12Q

3

Double Oak Homes

Silver Creek Hollow

905-702-8388

•

from $600,000 9d

4

Conservatory Group

Milton Heritage Homes

905-875-1953

•

from $275,000 9g

5

Arista Homes

Milton Trails

905-864-3306

9h

9

Branthaven Homes

Origins

branthaven.com

•

from $300,000 10M

11 Tobyn Park Homes

Village of Walkers Green

905-319-8455

•

from $270,000 11l

12 Tobyn Park Homes

Park City

parkliving.ca

13 Heathwood Homes

The Village at Traditions

905-876-3140

•

13 Lakeview Homes

Morrison Village

1-800-565-5150

•

13 Heathwood Homes

Traditions Heathwood

905-876-3140

•

15 Rosehaven Homes

Waterdown Meadows

waterdownmeadows.com •

•

• from $180,000 11l

•

from $421,000 8h

• • 11R •

from $880,000 8h

• 8m

18 Parkbridge Lifestyle Communities Inc. Antrim Glen

1-800-856-4318

•

from $250,000 1O

20 Parkbridge Lifestyle Communities Inc. Cherry Hill at Vineland

1-800-479-9777

•

from $250,000 12R

22 Country Green Homes

Park Place Village

905-690-7600

•

26 Eden Oak

Weaver’s Mill

weaversmill.com/nh

•

from $290,000 6B

27 North Star Homes

Valleygreen

northstarhomesinc.com •

from $310,000 9H

28 Intracorp

Foothills

905-864-8997

•

from $490,000 8H

34 Phelps Homes

Lakeside Estates

phelpshomes.com •

from $696,000 5Q

35 Phelps Homes

Jordan Village

phelpshomes.com

•

from $345,000 9R

36 Phelps Homes

Brookside

phelpshomes.com

•

from $236,000 7R

37 Phelps Homes

Streamside

phelpshomes.com •

from $316,000 6R

38 Phelps Homes

Magnolia

phelpshomes.com •

from $400,000 7R

• • 8m

Acton, Halton Hills, Milton, Burlington, Waterdown

Tel

west region:

Country Green Homes

Site

Fi Map nd er

6

Builder

De ta Se che m d To i w n Co ho n d me o

Si te

# IBC-Inside back cover

63

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2

3

4

5

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Attention Builders - Want to add your community to our maps?

Need to update existing information?

Please fax the details to (416) 789-9554

d

eim R

Blenh

An

* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

Rd

Elgi

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Clyde

St.

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Co

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Oakville, Cambridge

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St

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Beave

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Midd

Conc

L

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St

13

Page No.

2

Treasure Hill Homes

Nautica at Lakeshore Woods

treasurehill.com

•

from $550,000

21 6J

15

Menkes

Millstone On The Park

905-825-3619

•

from $320,000

6-7 3G

1

Mattamy Homes

The Preserve

mattamyhomes.com •

•

from $360,000

3

Dawn Victoria Homes

North Morrison House

905-822-5000

8

Fernbrook Homes

Bronte Creek

905-847-6377

•

from $550,000

3G

8

Legend Creek Homes

Bronte Creek

905-827-6441

•

from $410,000

3F

8

Monarch Corporation

Bronte Creek

416-495-3563

•

from $670,000

3G

9

National Homes

Glen Abbey at Westmount

416-746-1234

•

4G

9

Century Grove Homes

Upper Glen Abbey Estates

905-465-1379

•

•

from $470,000

3G

14

Tribute Communities

The Courtyard Condominium Residences 905-257-6200

• from $260,000

5D

16

Rosehaven Homes

Woodland Trails

liveinoakville.ca

• from $540,000

• •

from $420,000

4E

7D

4D

Oakville, Cambridge

Price Range

west region:

Tel

Fi M ap nd er

Site

De ta Se che m d i To w Co nho n d me o

# Si te

Builder

65

makeyourmove

AVOID COMMON

packing mistakes by dan hopkins

Dan Hopkins is Chief Operating Officer, Two Men and a Truck Canada. twomenandatruck.ca

More than four million people moved residences in “attic” (the area over the cab) of the truck. We can get Canada last year, many of whom did the packing lots of light items up there and they stay secure. themselves. For some, it works out fine; others have Next, we create a “box wall” stacked to the ceiling to problems resulting from a lack of foresight, poorly packed hold the items in the attic in place. We then stand plastic boxes and inexperience in loading moving trucks. wrapped mattresses against the box wall and secure everything with tie-off straps to keep belongings from Here are a few tips to help you avoid finding getting jostled during the move. If you’re not completely damaged items at your destination: packed and ready on moving day, we can’t create that box wall early on and, this decreases the capacity of the 1. Consider purchasing boxes from your mover. items that can be moved at one time. It also eats up The most common packing mistake we see are people precious time, and therefore, money! getting free boxes at the grocery or liquor store and then putting too much weight in them. For example, using a large box to pack books and magazines may make it too heavy to lift, and the box might break during the move due to the weight.

Use this rule of thumb: the heavier the item, the smaller the box. Be choosy about your boxes; free boxes from a grocery store that have been used to ship produce could contain insect larvae that may transfer to your belongings.

2. Be realistic about the number of boxes you need.

Depending on how long you have lived in your current location, you will most likely underestimate your boxes requirement. Often, we hear of renters who think 40 or 50 boxes will be enough, and then realize they need upwards of 80, two days before moving day.

Sometimes we arrive at a customer’s home and they’re not packed. There’s nothing more frustrating than trying to move customers’ belongings while they are attempting to shove items into boxes.

3. Start packing early and be completely packed when the movers arrive. Sometimes we arrive at a customer’s home and they’re not packed. There’s nothing more frustrating than trying to move customers’ belongings while they are attempting to shove items into boxes and we get in each others’ way.

This also interferes with the optimal loading of the moving truck. We have a loading system where the first things we place in the truck are light items such as chairs, lampshades and cushions; we place these items in the C O N T I N U E D on p a g e 7 2 . . .

66 New home guide GTA | august 3 - 31, 2013

BRAMPTON

GREAT GULF GIVES YOU MORE IN BRAMPTON!

MORE LIVING SPACE, MORE LIGHT, MORE VALUE UPUP

40 ft. Detached 2,625 - 3,600 sq. ft. from

$492990

SH SH

$592990

2

BREAKFAST BREAKFAST " " " "

" "

" "

1

5

DWDW

Kitchen with island, pantry, breakfast area, and walk-out

S S

CLCL

KITCHEN KITCHEN " " " "

" "

2 Fabulous light-filled Great Room with gas fireplace

F F

3 Huge wrap-around covered porch

DINING DINING " " " "

P P

LINLIN

PWD PWD D D

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6 Bedroom with walk-in closet and private ensuite

DNDN

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UPUP ABOVE

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ABOVE

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34 ft. Detached 1,755 - 2,685 sq. ft. from

UPUP " "

7 Second floor family room with two closets

CLCL

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James Potter Rd.

Williams Pkwy.

Queen St. Hwy. 407

Chinguacousy Rd.

Ashby Field Rd.

Mississauga Rd.

Bovaird Dr. GARAGE GARAGE " " " "

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7 CLCL

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The Poppy 2,790 sq. ft.

GREATGULF.COM Prices and specifications subject to change without notice. E. & O.E. Illustrations are artist’s concept. All square footages are approximate. Actual usable space varies from stated floor area.

Sales office hours: Sat. & Sun. 11am - 6pm • Mon. - Thurs. 1 - 8pm • Closed Fri.

communityfocus

Mattamy offers

a completely affordable connection to life in Mount pleasant village location Brampton housing type Lowrise condo suites sales centre 6 Worthington Ave, open Monday to Thursday 1 to 8 p.m., Friday 1 to 6 p.m., weekends and holidays 11 a.m. to 6 p.m. contact 905.846.3172 mattamyhomes.com

68 New home guide GTA | august 3 - 31, 2013

M

ount Pleasant Village has become an address of significance in Brampton, hugely popular for its blend of well-connected modern conveniences and natural features that offer so much to the quality of life in a neighbourhood. On summer days in Mount Pleasant Village, you can find absolutely everything you need without having to jump into a car to find it. And with the recent introduction of very affordable lowrise condo suites, there really is something for everyone in this great community.

Lowrise condo suites are designed to allow you to walk right out onto the streets of this well-established community without being boxed into a high-rise tower.

The floorplan in each lowrise condo suite is well organized and thoughtfully planned for furniture placement. Each suite comes with lots of window space so more natural light brightens the space. There is private parking and a locker for each suite.

Each lowrise condo complex features a convenience elevator. There are no occupancy fees and condo fees for one year on lowrise condo suites and right now you can buy one completely dressed up with laminate flooring and granite kitchen countertops. These suites face the central Village Square where youâ&#x20AC;&#x2122;ll find a park, shopping, a library and community centre right next to the GO Station. Youâ&#x20AC;&#x2122;ll be able to access all these great community features right outside your door.

Mattamy homes

Mount Pleasant Village

Lowrise condo suites are perfect for first-time buyers, small families and anyone looking to live affordably in an award-winning neighbourhood with incredible natural features.

Mattamy’s architects designed these condo suites as a way to enjoy the master-planned community living in a modern, stylish and affordable package. And when you are talking about community features, you’ll find plenty in Mount Pleasant Village, all within a five-minute walk of your condo suite.

One of the great features of Mount Pleasant Village and the adjacent Mount Pleasant North is the sheer amount of wonderful park spaces and natural elements. A massive greenbelt runs Mattamy’s architects designed these condo suites as through the community, forming a natural a way to enjoy the master-planned community living corridor connecting all neighbourhoods. in a modern, stylish and affordable package.

There are walking/biking trails, parks, recreation areas and naturalized areas. More than 124,000 trees and shrubs add to the naturalization and provide sanctuary for songbirds and wildlife. There are about 30 kilometres of walking/biking trails.

Low-rise condo suites are available from just $199,990.

As well as the new condo suites, you’ll find a full line of detached homes, a variety of townhome styles to suit all family needs and Live/Work units, where you can own a business downstairs and live upstairs.

Detached homes start at $371,990, urban townhomes from $311,990, three-storey townhomes from $312,990, and Live/Works units start at $569,990.

Mount Pleasant Village has won numerous awards for its architectural style and community planning. It has also received many awards for customer satisfaction. Most of these awards were based on comments from existing homeowners, which Mattamy believes to be the highest award of all because there is nothing more rewarding than a happy homeowner. Most recently, Mount Pleasant Village earned Project of the Year honours.

So, if you’re interested in a new home, come for a tour of Mount Pleasant Village, then visit the sales centre and choose your lowrise condo suite with no condo fees, free laminate flooring and granite kitchen countertops.

When you do come for a visit to Mount Pleasant Village, you might want to wear comfortable shoes so you can walk through the streets and natural areas to get a real feel for life in this stylish, popular neighbourhood. The Village The Mount Pleasant Presentation Centre is located at Square is a perfect place to spend time on a pleasant 6 Worthington Ave., Brampton. Phone 905.846.3172.

Hours are Monday to Thursday 1 to 8 p.m., Friday 1 to 6 p.m., summer afternoon. weekends and holidays 11 a.m. to 6 p.m.

For more information, visit mattamyhomes.com

august 3 - 31, 2013 | New home guide GTA 69

NEW RELEASE OF FREEHOLD

BACK TO BACK TOWNS URBANSTYLE TOWNS FROM THE MID

200s NOW OPEN CENTRE RD.

WATERDOWN

The ideal location in the charming town of Waterdown, a beautiful home you are proud to come home to, picturesque walking trails and a genuine sense of community – you will find it all here, welcome home.

PARKSIDE DR.

6 DUNDAS ST.

403

905-690-7600 CountryGreenHomes.com 70 New home guide GTA | august 3 - 31, 2013

HAMILTON ST.

It’s your time, It’s your community, It’s your neighbourhood for life.

407 QEW

Mon - Thurs 1-7pm Friday by Appt Sat & Sun 11-5pm

Welcome to Living Beautifully ON HAMILTON WEST MOUNTAIN

AN EXCLUSIVE COLLECTION OF CHATEAU INSPIRED

Singles & Semis

HAMILTON WEST MOUNTAIN

Watch Our Eden Park Film Series

Priced affordably from the low

905.381.4280

A PEEK INSIDE PARADISE

makeyourmove | CONTINUED

4. Think ahead. Begin packing items you don’t use daily. As you pack your boxes move them to the front of your apartment and stack them along a wall near the front door. Having them by the door, organized and ready to go, instead of having movers go back and forth to each room can shave 10 to 20 seconds off the time for each box. Saving 20 seconds per box can save lots of time and money.

5. Consider having your moving company pack for you. We are skilled, have more experience and have standard-size small, medium and large boxes that are designed to fit into our trucks to create a perfect box wall for optimum efficiency and safety.

When it comes to moving, forethought goes a long way. Because your belongings mean a lot to you, take extra care when packing so that they arrive at your destination safely.

Begin packing items you don’t use daily.

As you pack your boxes move them to the front of your apartment and stack them along a wall near the front door.

72 New home guide GTA | august 3 - 31, 2013

Live the Life

™

F r e e d o m . B e a u t y. C u lt u r e .

TOWNS FROM THE $270’S COMING SOON

Live the life in Waterdown

REGISTER NOW at BRANTHAVEN.COM Prices, sizes and specifications are subject to change without notice. E.&O.E.

73

ONTARIO’S

PREMIER

GUIDE

TO

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LIFESTYLE

COMMUNITIES

COMMUNITIES FREE SPRING 2013

Design · Decor · Lifestyle · Travel

Focused on resort and golf course communities for today’s active adults.

INSIDE THIS ISSUE

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LIVING LARGE IN A SMALLER SPACE

FOCUS FEATURES ON TOP LIFESTYLE COMMUNITIES

LC_Cvr_Spring 2013_FIN.indd 1

Available throughout the Greater Toronto Area and Southwestern Ontario.

4/12/13 11:20:47 AM

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newhomeguide.ca For your free copy please call 416.626.4889 74 New home guide GTA | august 3 - 31, 2013

Live the Niagara

The Welland - Rosehaven Homes

LIFESTYLE

COME TOUR OUR

7 MODEL HOMES TODAY!

Get more out of life when you own at Lyon’s Creek in the fabulous Niagara region with so much to see and do. Tour the wineries, visit the sights, golf, boat, hike and more.

You’ll wonder why you didn’t move to Lyon’s Creek sooner.

Mann St.

NIAGARA RIVER

St. Main P o

Sodom Rd.

s Lyonk Rd. Cree

To Falls

Marineland Pkwy

CHIPPAWA McLeod Rd.

rta

ge

Rd

.

MODELS & PRESENTATION CENTRES

Fort Erie

The Berkshire - Homes by DeSantis

50’ & 45’ Detached, Semis & Townes starting from the mid $200’s. Visit our Model Homes and Presentation Centres today and see just how easy it will be to start Living the Niagara Lifestyle!

SALES OFFICE HOURS:

Mon - Wed: 2pm - 7pm; Sat, Sun & Hol. 11am - 5pm

homesbydesantis.com

Presentation Centres and Model Homes on Mann St. off Sodom Rd. just south of Lyon’s Creek Rd.

LyonsCreekChippawa.com Prices and specifications correct at press time. E. & O.E. Prices quoted are in $ thousands.

rosehavenhomes.com august 3 - 31, 2013 | New home guide GTA 75

IN THE MARKET FOR A

NEW HOUSE

OR A CONDO?

We think finding a home is a lot more than simply finding the right property.

Thatâ&#x20AC;&#x2122;s why we put you right in the middle of the search process.

Search your favourite neighbourhood

Find out about nearby services and amenities

View new construction projects and register to get the latest info

Visit the new real estate section on canpages.ca and start looking for that special place.

Powered by

76 New home guide GTA | august 3 - 31, 2013

August 3 - 31, 2013

Showcasing new homes in the GTAâ&#x20AC;&#x2122;s central and north regions

IN THIS SECTION

>> Maps and listings for new-home communities in the central and north region >> Builder news and the latest in new homes in the central and north region

Ki

e Av

n sto ng

lva Sy

s ng Ki e v nA

to

n

RD

17

78

32

Sheppard Ave E

2A

401 53 26

58

t Rd

Attention Builders Want to add your community to our maps?

Need to update existing information?

Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

90

n Dr orto

RD

Brim

Galloway Rd

K

Ossington Ave. Dovercourt Rd.

DVP

Main St

Gerard St

18

41

in

Manse Rd

J

rlet

8

50

23

83

42

St Clair Ave E

25

ev

18

Passmore Ave

17

Centennial

Lakeshore Blvd W

Christie St.

Horner Ave

Spadina

Dundas St. W.

Bathurst St. Bay St. University Ave.

Queen St. W. 58 King St. W. 49 Front St.

Logan Ave.

Danforth Ave.

Cosburn Ave

55

cL

M

16

East Ave

I

Keele St.

QEW 4

57

Yonge St

86

Evans Ave

28

Yonge St.

12

Don Valley Pkwy

QEW

Jane St

27

Avenue Rd Bloor St.

Laird Dr

Queensway

Dupont St.

O'Connor Dr.

43

Woodbine Ave

H

Dufferin St

Davenport Rd.

Rd

Pharmacy Rd Victoria Park

20

Sca

an

Warden Ave

Dundas St W

Allen Expressway

gh

Birchmount Rd Eglinton Ave E

Lawrence Ave E

88

15

Sheppard Ave E Milner Ave

Progress Ave

McCowan Rd

St Clair Ave.

Dufferin St

Va u

Ave E

401

Brimley Rd

80 Rogers Rd

Leslie St Eglinton

38

Ellesmere Rd

Huntingwood Dr

Finch Ave E

5

14

Bellamy Rd

Bloor St W

ay

w

ng s

Bathurst St

Eglinton Ave W

11

Rd

Rd

Briar Hill Ave

y Pkwy

Eglinton Ave W

d kR y

Caledonia Rd

to n

ee

ew e

13 Steeles Ave.

McNicoll Ave

12

Markham Rd

Rathburn Rd

Ki

Cr

Th e

B

k lac

Tre th

Keele St

W es

Don Valle

Westway

Ave Lawrence Ave E

11

Kennedy Rd

427

Kipling Ave

Dixon Rd

York Mills

401

Sheppard Ave E

10

Scarborough Golf Rd

G

Martin Grove Rd

54

1

40

9

Orton Park Rd

F

Islington Ave

401

89

pressway

24

Jane St

Wilson Ave

39

1

33

87

Finch Ave W

Drewry Rd

Pleasant Ave

8

Bayview

31

400

21

7

Mills

401

Weston Rd

34

6

Don

409

Bv

Signet Dr

27

ale

5

Midland Ave

E

Humberline Dr

xd

6

4

Allen Ex

Re

Rd

3

Dufferin St

Finch Ave W

ion

Alb

2

McCowan Rd

D

1

Toronto, Etobicoke, York, North York, East York, Scarborough

Alness St

C

B

A

central region:

Tapscott Rd

7

Morningside Ave

42

Neilson Rd Morrish Rd

Rd

Sewells Rd Conlins Rd

h

Reesor Rd

rt

Beare Rd

fo

Meadowvale Rd

Da n

78 Port Union Rd

Coxwell Ave

Pape Ave.

Parliament St Sherbourne St Jarvis St.

Dufferin St

Lansdowne Rd.

Roncesvalles Ave.

Park Lawn

Royal York Rd

Renforth Dr

19

416-630-5039

3

Fieldgate Homes

IMPRESSIONS

41

Monarch Corporation

86

Price Range

•

Page No.

from $650,000

42-43 7B

impressionskleinburg.com •

• •

from $515,000

Insert 5F

Evergreen

416-495-3526

•

from $470,000

IBC 14F

Menkes

Humber Mews

416-642-8955

•

6-7 3I

86

Menkes

Dwell city town

416-642-8955

•

6-7 3I

87

Menkes

Bloom Park Towns

416-730-1600

•

from $320,000

6-7 8B

88

Monarch Corporation

Birkdale

monarchgroup.net

•

from $473,000

IBC 13D

3

Camrost Felcorp

iLoft at Mystic Pointe

416-251-8888

3

Arista Homes

IMPRESSIONS

impressionskleinburg.com •

• •

from $490,000

5F

3

Paradise Homes

IMPRESSIONS

impressionskleinburg.com •

• •

from $490,000

5F

6

Oz Properties

Garden Towns

416-898-5100

•

3B

11

Tribute Communities

Canterbury

647-352-2130

•

from $700,000

9E

12

Pemberton Group

The Uptown Residences

416-987-3500

• from $400,000

9G

18

Regal Crest Homes

Centennial Gardens

416-686-0556

• • from $323,000

13G

20

Beaverbrook Homes

Evolution

416-747-9691

3H

21

Conservatory Group

Oakdale Village

416-243-0511

•

•

from $323,000

5C

23

Conservatory Group

Upper Beach

416-698-7796

•

• •

from $400,000

12H

24

Forest Green Homes

Lexington On The Green

416-235-0220

•

from $208,000

4D

26

Conservatory Group

Port Union

416-287-3128

•

•

from $520,000

18E

27

Cresford Development Corp.

Windermere by the Lake

416-977-5300

• • from $200,000

5H

28

Pemberton Group

Park Lake Residences

416-769-4343

• from $180,000

5H

34

H&R Developments

Westown

hr-newhomes.com

• from $190,000

5C

39

Beaverbrook Homes

Yorktowns

647-259-0733

•

from $460,000

5C

42

Stafford Homes

The Bell Estate

416-693-6800

•

from $335,000

12G

42

Brookfield Homes

The Bell Estate

416-693-6800

•

from $335,000

12G

43

Aspen Ridge Homes

Scenic On Eglinton

416-805-1781

•

•

from $190,000

10F

49

Tribute Communities

RCMI

416-363-4800

50

Fieldgate Homes

Corktown Mews

corktownmews.ca

•

54

Tribute Communities

1717 Avenue Road

416-430-1717

55

Stafford Homes

Keystone Mews

416-757-6684

• •

from $475,000

11F

70

Mattamy Homes

Cornell

mattamyhomes.com •

•

from $390,000

7G

75

H&R Developments

Berczy Square

hr-newhomes.com •

77

Aspen Ridge Homes

Seventy Seven Charles

416-203-7034

• • from $2100,000 9H

78

Your Home Developments

Nature’s Path

647-340-6972

•

from $280,000

17E

80

Brandy Lane Homes

Village Mews

416-651-6555

•

from $470,000

6F

83

Arista Homes

Lilly Factory Towns

416-792-4872

• •

from $395,000

12G

89

Decade Homes

Yorkdale Village

416-638-5656

•

from $350,000

6D

90

Sundance Homes

Braeburn Lane

sundancehomes.ca •

from $430,000

15D

•

• from $273,000

• from $270,000

• from $550,000

•

4H

8I

9H 8C

5I

Toronto, Etobicoke, York, North York, East York, Scarborough

Tel

Goddard on the valley

central region:

Site

Fi Map nd er

Builder

Arista Homes

De ta Se ch m ed To i w n Co hom nd e o

# Si te

1

79

Steeles Ave W

Kipling Av

K

ence

J

7

Clar St

42

Isl on 48

t ing

I

Huntington

Langstaff Rd

46

2

21

6

40

18

Major Mackenzie

Cr

H

3

Teston Rd

24

54

400

11

39

8

27

Weston Rd

G

7

King-Vaughan Rd

6

400

9 King Rd

10

Rutherford Rd

26

Maple

7

55

52

51

49

25

3

5

20

10

22

Centre St

15

19

14

Clark Ave W

35

Thornhill

34

38

14

8

4

40

47

12 43

33 28

13

41

7

23 16

31 44 7

45

53

12

Langstaff Rd

32

37

11

Dufferin St

F

Kirby Rd

5

Pine Valley

City of Vaughan

1

4

Jane St

E

3

Nashville Rd

2

Keele St

D

1

Cold Creek

C

B

A

central region: Vaughan, Maple, Woodbridge, Thornhill

Hwy. 27

80

Bathurst St

e Av

e

Rd

50

12 Line R

d

16

17

18

Attention Builders Want to add your community to our maps?

Need to update existing information?

Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

15

19

Tel

Price Range

Page No.

24

Fieldgate Homes

Vaughan Valley Estates

905-303-4728

•

from $770,000

Insert, 30-31 9F

24

Arista Homes

Vaughan Valley Estates

905-303-1929

•

from $770,000

30-31 9F

44

Madison Homes

Thornhill

905-417-1203

•

from $1090,000

35 14g

53

Treasure Hill Homes

Thornhill Woods

treasurehill.com •

from $986,000

21 13g

54

Fieldgate Homes

Rivers Edge

905-303-4728

• •

from $730,000

Insert 8E

1

Country Wide Homes

Kleinburg Hills

KleinburgHills.com •

from $750,000

4E

1

Aspen Ridge Homes

Kleinburg Hills

647-921-0381

•

from $780,000

4E

11

Summit View Homes

The Summit of Valleybrooke

905-417-7980

•

•

from $300,000

8E

35

Hallstone Homes

Clairtrell Mews

905-886-5757

•

from $670,000

15K

37

Flato Developments Inc.

Montebello

905-731-2000

•

from $390,000

11D

38

Liberty Development

Centre Park Townes

905-731-8302

from $399,000

13I

39

Tiffany Park Homes

Valleybrook Estates

905-303-1620

from $320,000

8e

42

Dunpar Homes

Riverside Village

416-253-5888

•

from $519,000

43

Primont Homes

Rothbury Ravine Estates

905-305-8871

•

from $675,000

13f

44

Forest Hill Homes

Thornhill Ravines

madisonhomes.ca •

from $690,000

14g

46

Country Wide Homes

The Point at Woodbridge

905-907-1500

•

8E

47

Country Wide Homes

Upper Thornhill Estates

905-907-1500

•

from $900,000

14E

48

Beaverhall Homes

Regency Estates

905-265-2634

•

from $1250,000

6H

48

Graywood Developments Ltd Regency Estates

905-265-2634

•

from $1250,000

6H

51

Aspen Ridge Homes

King Oaks

905-539-0181

•

from $1100,000

12A

51

Great Gulf Homes

King Oaks

greatgulfhomes.com •

from $1100,000

12A

52

Zancor Homes

Royal Collection

905-833-0883

•

•

from $550,000

12A

55

Oskar Group

Le Sedici

lesedici.com

from $600,000

10E

•

5I

central region: Vaughan, Maple, Woodbridge, Thornhill

Site

M Fi ap nd er

Builder

De ta Se che m d To i w n Co hom nd e o

# Si te

81

1

2

3

4

5

6

7

8

6

G

404

4 17 22 Rd King 24

F

20 3

9

oad

ider

S rson Jeffe

15 16 14

H

19th

d

Gam 1

22

3

13 23

St

St

St

11

nzie

ath Str

acKe

rM Majo

ea

N

e Av rn

dW

ick R

25 2

Q R

.

Ave

404

Dr

st St

P

16th

am Denh

O

dr Wel Bathur

central region: Richmond Hill

7

r

ent

Mill

82

Neal D

St

26

Reg

d

ills R

nM Elgi

8 19 18

K

404

Leslie

d Yorklan

21

J

M

Ave.

ble R

I

L

12

St Yonge

E

5

27

11

t

D

m

Bloo

road

Side

Ave

C

on ingt

Bayview

B

10

Leslie S

A

9

* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

Attention Builders Want to add your community to our maps?

Need to update existing information?

Please fax the details to (416) 789-9554

Price Range

Hampshire Mews

heathwood.com

14 Arista Homes

Jefferson Forest

jeffersonforestliving.com •

15 Madison Homes

Jefferson Forest

jeffersonforestliving.com •

15 Forest Hill Homes

Jefferson Forest

16 Fieldgate Homes

Page No.

from $420,000

55 5I

•

from $600,000

38-39 4H

•

from $600,000

38-39 4H

jeffersonforestliving.com •

•

from $600,000

38-39 4H

Jefferson Forest

jeffersonforestliving.com •

•

from $600,000

38-39 4H

25 Treasure Hill Homes

Urbantowns on Bayview

treasurehill.com

•

27 Acorn Homes

Oak Knoll

acornhomes.ca

•

2

Pemberton Group

The Royal at Bayview Glen

905-709-5700

• from $190,000

3

Centra Homes

The Mills Collections

416-238-2404

•

from $940,000

5J

4

Aspen Ridge Homes

Kettle Lakes Club

289-231-2849

•

from $550,000

6D

6

Fieldgate Homes

The Humberlands

905-773-7738

•

from $850,000

2C

17 Heathwood Homes

The Reserve at the Woodlands

416-637-3520

•

•

from $748,000

2D

18 Heathwood Homes

Silverwood Lane

heathwoodrichmondhill.com •

•

4K

19 Heathwood Homes

Forestbrook

heathwoodrichmondhill.com •

from $583,000

4K

20 North Star Homes

King’s Crossing

416-291-9666

•

from $440,000

2E

22 Yorkwood Homes

Hillside Manors

905-770-4662

•

from $472,000

5I

26 Arten Development Group

The Manors of Roseview Grand

roseviewgrand.com

• •

from $650,000

4L

from $605,000

21 7Q

89 4C

6Q

Richmond Hill

Tel

central region:

Heathwood Homes

Site

Fi M ap nd er

Builder

De ta Se che m d To i w n Co ho n d me o

# Si te IFC-Inside front cover

1

83

les A

e Ave

Hend

Thornhill ve E

grove

Stee

in Woodb

56

Alder

K

John St

62

45

Dr

d eroa

66

l d yT eroa err erb n Sid d l E ngto i m Bloo 63

St

404

8 Hwy. 4

St

nald

Denison

McDo

ve 14 A

Van

d St Sid dorf

Edwar

59

11 Con

26

Hwy 7

w Ave.

Hwy 7

75

Dr lock 61 Bul y7 Hw

23

Bayvie

J

Ave

24

3

n St 21 ngto 22 Welli

9

Rd.

28

404

E

Town of Aurora

t

404

dy Rd

64

h St Jo

ide n's S

47

47 13

64

Gor

t

S ham

St

404

14

Leslie S

I

Kenne

ve 16 A n Rd r a C lto

n Rd

18

hts

Heig

Dr

54

D

r

D avis

Elgin

13

le ffvil Stou

Rd

r Side

oad

17 20

Milla

34

19

85

rd St

* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

ve 19 A

ider da S

3

Rd ton ming Bloo

oa d

18

Attention Builders Want to add your community to our maps?

Need to update existing information?

Please fax the details to (416) 789-9554

404

oad

es Beth

r Side

hn's St Jo

17

n Rd Vivia

Rd lbert 54 Mt A

16

orf d Van

a Rd or Aur

of Town chhur c e it Wh f ville Stouf

15

an Rd

McCow

H

n Warde

30

ock Mul

Town of Newmarket

80

ard Orch

4

51

Ea

t gle S

Spruce

G

nR

404 y 31 Pkw 81 het Cac

a McCow

65

Ra

25

tS

Main S le Dr ymervil

2 zie n 53 52 8 42 60 12

9 Line

acke

G

12

e Ave

or M Maj

cessio

Town of 50 Markham

46

11

.

ane

L reen

10

44 1 55 7 14

9

in Woodb

d

ills R

nM

10 Con

67 6 35 57 41 11 70

8

y Rd

Kenned

Elgi

7

Bayview Av e

10

e

6

McCow

ve 18 A

v 19 A

5

an Rd

F

4

Ave Warden

E

Thornhill

3

Town of Markham

Town of WhitechurchStouffville

2

t Yonge S

D

Town of Aurora

Town of Newmarket

1

St N

C

B

A

central region: Markham, Aurora, Newmarket, Whitchurch-Stouffville

48

Rd

Main

n Rd

en

84 cessio

Al d

9 Con

cessio nR

Dr

erson

Ave

t

S Yonge

Tel

Price Range

Page No.

3

Mattamy Homes

St. John Forest

www.mattamyhomes.com

from $470,000

BC 13E

6

Primont Homes

Heirloom in Markham

905-201-2804

• •

from $400,000

12-13 7f

11 Madison Homes

Greensborough

905-201-7700

•

•

from $601,000

35 7F

20 Fieldgate Homes

BlueSky Stouffville

905-640-0002

•

from $440,000

Insert 18f

20 Starlane Home Corporation BlueSky Stouffville

starlanehomes.com •

from $518,000

45 18F

24 Ballantry Homes

Cornell

905-294-0221

•

•

from $420,000

5 8g

30 Madison Homes

Cornell Rouge

905-472-9556

•

•

from $460,000

11 & 35 8F

30 Forest Hill Homes

Cornell Rouge

cornellrouge.com

41 Aspen Ridge Homes

Upper Cornell

905-554-3446

•

•

50 Geranium Homes

Uptowns at Cardinal Point

905-640-9999

•

52 Fieldgate Homes

Potter’s Bend

fieldgatehomes.com •

•

59 Primont Homes

Harmony

905-305-8871

•

64 Starlane Home Corporation Upper Unionville

905-534-0493

64 Fieldgate Homes

Upper Unionville

64 Arista Homes

Upper Unionville

64 Paradise Homes 66 Treasure Hill Homes

•

from $460,000

97 8f

from $495,000

1 7F

•

from $390,000

22-23 7F

from $573,000

Insert 6G

from $540,000

12-13 5I

•

• •

from $520,000

41 5G

905-477-6464

•

•

from $525,000

Insert & 41 5G

905-534-1564

•

•

from $520,000

41 5G

Upper Unionville

905-477-6464

•

•

from $520,000

41 5G

Aurora Woods on Bayview

treasurehill.com •

from $759,000

21 13H

Beaverbrook Homes

The Terrace On Rouge Creek

905-640-7360

• •

from $390,000

1

Marydel Homes

Woodland Hills

905-898-7380

•

from $400,000

10B

2

Country Wide Homes

Pavo Point

905-554-5975

•

from $400,000

5F

8

Country Wide Homes

Wismer Commons

905-907-1500

•

•

from $450,000

6F

10 Monarch Corporation

Nichols Manor at Heritage

416-495-3542

•

from $550,000

2F

12 Laurier Homes

windsong

905-201-5979

•

•

from $495,000

6G

12 Laurier Homes

Windsong North

905-201-5979

•

from $598,000

6G

14 Ballygarven Homes

Upper Canada Meadows

905-395-1294

•

from $330,000

11C

17 Conservatory Group

Heritage Estates

905-640-2274

•

•

from $283,000

18E

18 Kylemore Communities

Angus Glen West Village

905-887-9950

•

from $2000,000

4G

26 Arista Homes

Boxgrove

905-201-1102

•

• •

from $432,000

8H

28 Preston Homes

Copper Hills

905-954-4050

•

from $500,000

14d

28 Starlane Home Corporation Copper Hills South

CopperHIllsSouth.ca •

•

from $620,000

14d

30 Madison Homes

Forest Hill

cornellrouge.com

•

from $400,000

8F

42 National Homes

Wismer Woods

416-746-1234

•

• •

from $680,000

6G

50 Geranium Homes

The Neighbourhoods of Cardinal Point 905-640-9999

•

•

from $575,000

7F

50 Geranium Homes

Cardinal Point Downtown Stouffville 905-640-9999

•

•

from $390,000

7F

51 Oxford Homes

Coventry Valley

905-836-8902

53 H&R Developments

Castle Square

hr-newhomes.com

•

6g

54 Beaverbrook Homes

Victoria Highlands

416-924-0110

•

from $450,000

16B

55 Country Wide Homes

Woodland Hills

905-907-1500

•

10C

60 Best Homes

Wismer Gardens

905-479-9600

•

from $410,000

6G

62 North Star Homes

Pacific Villas

416-332-8115

•

from $337,000

6G

62 North Star Homes

Mill Fair Village

NorttStarHomesInc.com

•

from $500,000

6G

63 Fieldgate Homes

Bond Lake Village

905-313-1021

•

from $399,000

12J

65 Fieldgate Homes

Victoria Manor

fieldgatehomes.com

•

from $779,000

3G

67 Portside Developments

Greensborough

416-746-1234

•

from $329,000

7F

80 New Era Homes

Landmark Estates

905-953-9046

•

from $380,000

10D

85 Orchard Ridge Homes

Prairiewood

orchardridgehomes.com •

from $800,000

16F

from $600,000 9C

central region: Markham, Aurora, Newmarket, Whitchurch-Stouffville

Site

M Fi ap nd er

Builder

De ta Se che m d To i w n Co hom nd e o

# Si te

85

K

9

59

Mono Adjala

32

25

14

51

15

King

Schomberg

9

Tecumseth and Tottenham65 71

11 20

48

Georgina Keswick

e

co

im

eS

k La

11

East Gwillimbury

37 13 55

Barrie 33

50 45 34 70 400 16 17 5 Bradford

44

27

400

Alliston61

47

Essa

Beeton

12

0

10

Hwy 5

Shelburne

89

40

00

Vespra4

90 48 Lisle 44 2 Angus

Sunnidale

Tosorontio Everett

1

Wasaga Beach

Oro

6

Orillia

11

11

12

29

48

31

Lindsay

Uxbridge

Cannington

7 3

9

26

Scugog

Oshawa

Dr

14

S

401

42

15

27

E

49

400

22

Dr

Ma

iew plev

18

30 Dr

18

19

Attention Builders Want to add your community to our maps?

Need to update existing information?

Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate.

Please see builder’s ads for exact locations.

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$450,000 $328,000 $563,000 $290,000 $291,000 $291,000 $210,000 $210,000 $200,000 $330,000 $275,000 $250,000 $347,000 $250,000 $253,000 $260,000 $250,000 $290,000 $316,000 $300,000 $280,000 $200,000 $700,000 $570,000 $750,000 $580,000 $325,000 $233,000 $233,000 $440,000 $330,000 $250,000 $284,000 $260,000 $298,000 $550,000 $290,000 $300,000 $200,000 $285,000 $500,000 $280,000 $240,000 $300,000 $200,000 $200,000 $298,000 $234,000 $280,000 $280,000 $300,000 $311,000 $210,000 $275,000 $225,000 $300,000 $285,000 $340,000 $350,000 $250,000 $310,000 $285,000

Page No.

19 7I 17 & 88 8I 19 5J 17 7J 99 7J 99 7J 4F 4F 6F 14E 5E 8C 8C 1D 18D 13E 13e 4D 9g 9g 9g 6I 8G 7k 7k 7k 7I 8I 19E 19E 4E 9H 17F 2E 8H 13I 6H 9G 7G 7F 7F 17C 6D 7G 3F 5E 6I 3E 5E 6G 6I 6I 8I 8I 8I 3e 6h 6G 16B 8I 3F 7G 3I 3E 6I

Barrie, Collingwood, Wasaga, Innisfil, Keswick

Site

north region:

Builder

National Homes The Forest nationalhomes.com • Grand Central 905-778-0873 • Brookfield Homes Fieldstone MyFieldstone.ca • Brookfield Homes Willow Glen Tottenham 1-888-720-9508 Brookfield Homes Mill Street Village millstreethomes.com Briarwood Homes Mill Street Village millstreethomes.com Ballymore Homes MarlLake Village 1-877-428-5115 • Pacific Homes Limited MarlLake Village 1-877-428-5115 • Red Berry Homes Nottawasaga Village 1-877-534-4445 • Starcrest Homes Princeton Woods 705-730-1978 • Mancini Homes Wasaga Sands 1-866-409-2724 • Democrat Homes West Ridge Place Orillia 705-329-3330 • Mariposa Homes West Ridge Place Orillia 905-773-9997 • Mancini Homes Heron Homes & Heathwood Homes Raven Golf Club at Lora Bay 519-599-1900 • Hamptons on Big Bay Point 705-792-6807 • Fandor Homes Big Bay Point 705-735-0732 • Grandview Homes Bear Creek Hollow 1-866-386-1629 • Grandview Homes Wasaga Beach 1-877-422-1185 • Berkley Homes Lakeside Meadows 1-877-455-0201 • Ballymore Homes The Simcoe 1-877-455-0201 Ballymore Homes The Neptune 1-877-455-0201 Ballymore Homes Victorian Village 1-855-7PREVIN • Previn Court Homes Southpointe 1-888-431-1732 • Southpointe Homes King Country Estates 905-558-0098 • Rosehaven Homes King Country Estates 905-558-0255 • Aspen Ridge Homes King Country Estates 905-907-1500 • Country Wide Homes Summerlyn Village 905-775-3461 • Great Gulf Homes Grand Central 905-778-0873 • Fernbrook Homes Sunflowers 705-721-7200 • Melody Homes Sunflowers 705-721-7200 • Zancor Homes Timberwolf Lodge 905-851-1224

Pristine Homes Mount Albert Village 905-251-3203

Oxford Homes Renaissance Collection 705-734-9518 • Kingsview Homes Blue Shores 1-866-625-2583 • Kaitlin Group Ltd. Forest Beach Estates 1-866-386-1629 • Grandview Homes Lake Scugog Meadows North 905-695-1953 • B.G. Schickedanz RidgeHill 705-434-4433 • Alliance Homes Jackson’s Landing 1-866-722-7771 • Alliance Homes Alcona by the Lake 1-866-531-3424 • Country Homes Wallace Mills 705-436-7215

Maple Lane Homes Lakeside Living in Innisfil 705-436-5445 • Sandiego Homes Lakeside Cove 705-797-1967 • Senator Homes Centre Point 705-734-1887 • Sunfield Homes Pebbleshores 705-436-5547 • Pristine Homes Mountain Trails 1-888-445-9608 Brandy Lane Homes 1-877-420-0880 • Stonebridge Building Group Stonebridge by The Bay Emerald Forest royalpark.com • Royalpark Homes Pretty River on Georgian Bay 1-888-257-1999 Delpark Homes Centretown 1-877-855-1122 Bremont Homes Brennan Enclave 705-516-0681 • RAYMAC Homes Treetops 705-435-3577 • Brookfield Homes Treetops 705-435-3577 • Orchard Ridge Homes Dreamfields in Bradford 416-410-0175 • Rosehaven Homes Dreamfields in Bradford dreamfieldsbradford.com • Regal Crest Homes Dreamfields in Bradford dreamfieldsbradford.com • Country Wide Homes Creekside 705-444-0555 • Devonleigh Homes Inc. Parkside by Devonleigh 705-435-9991

Devonleigh Homes Inc. Brownley Meadows 705-423-9662 • Devonleigh Homes Inc. Maplewood democrathomes.com • Democrat Homes Park Central 905-778-0873

Brookfield Homes The Shipyards 705-446-2626

Fram Building Group Briarwood Estates 705-294-2288 • Briarwood Homes Greenbrook Village 519-217-5944 • Lakeview Homes Pretty River Collingwood 1-888-257-1999 • Briarwood Homes Greenfields 1-855-299-7929 • Far Sight Homes

Fi Map nd er

De t Se ach m ed To i w n Co hom nd e o

# Si te IFC-Inside front cover

5 17 59 65 71 71 1 1 2 4 5 6 6 7 8 9 9 10 11 11 11 12 13 14 14 14 16 17 18 18 19 20 22 24 25 26 27 31 32 33 33 35 36 37 38 39 40 41 43 44 44 44 45 45 45 46 47 48 49 50 52 55 58 60 70

87

One-of-a-kind Yonge & Bloomington location

Renowned Acorn home designs with exquisite features

Beautifully landscaped parks, walkways & vista viewpoint in an innovative master planned community

38’ SIGNATURE COLLECTION

Conveniently close to many superb amenities

ARTIST’S CONCEPT OF ENTRANCE FEATURE

28’ CARRIAGE COLLECTION

Very rarely does such a great combination of nature, amenities, location & elegance come together in one place.

Here, your ownership of common element areas within your community will always be maintained to your high standards. Distinctive detached homes starting from $604,900 $599,900 with up to $7,500 IN FREE UPGRADES. Presentation Centre Hours: Mon. - Thurs.: 1pm - 8pm; Sat. & Sun.: 11am - 6pm; Closed Fridays & Holidays 905-773-9257 acornhomes.ca

N

Bloomington SITE

Yonge

This beautiful landscape of rolling hills & mature trees is a perfect compliment to Acorn’s signature architecture.

SALES CENTRE

Hwy 404

Backing onto nearly 100 acres of nature & greenspace

Illustrations are artist’s concept.

Prices and specifications are subject to change without notice. E.&O.E.

august 3 - 31, 2013 | New home guide GTA 89

90 New home guide GTA | august 3 - 31, 2013

Coming Soon to the Town of Beaverton

Enjoy small town living near the shores of Lake Simcoe with this exclusive collection of detached bungalows and two storey homes on 40â&#x20AC;&#x2122; & 50â&#x20AC;&#x2122; lots.

Starting from the mid $ s

200

Register Now at MarydelHomes.com

Prices & specifications subject to change without notice. E. O. & E. august 3 - 31, 2013 | New home guide GTA 91

communityfocus

Coming soon to the town of

Beaverton

Small town living near the shores of Lake Simcoe

E

ver wonder where you can find a new-home community that offers small town living with all the conveniences and amenities of the big city?

Welcome to Seven Meadows in the town of Beaverton, the latest offering from Marydel Homes – an exclusive collection of detached bungalows and two-storey homes, starting from the mid $200’s.

location Beaverton housing type Detached bungalows and two-storey homes contact marydelhomes.com 92 New home guide GTA | august 3 - 31, 2013

Boasting spacious, open concept designs, Seven Meadows comprises a limited number of bungalows and two-storey homes – all within walking distance to Lake Simcoe, and a stone’s throw from schools, shopping, recreation and other amenities.

Eight bungalow designs range from 1,100 to 2,200 sq. ft., while eight two-storey designs measure from 1,600 to 3,200 sq. ft. – on 40- or 50-ft. lots.

At Seven Meadows, Marydel Homes upholds its tradition of building excellence, with quality construction and finishes that include all-brick and brick and stone elevations, standard ceramic and hardwood floors and nine-ft. main floor ceilings – all starting from the mid-$200’s.

Marydel Homes strives to ensure that its customers get exactly what they are promised: craftsmanship and devoted service with the most modern conveniences and efficiencies built in for today’s families. With more than 30 years of experience and a strong reputation for new-home construction, Marydel puts you at ease with one of the biggest investments in your future.

MARYDEL HOMES

Seven Meadows

Marydel Homes strives to ensure that its customers get exactly what they are promised: craftsmanship and devoted service with the most modern conveniences and efficiencies built in for today’s families.

With communities in Newmarket, Concord and throughout the GTA – and soon to be Beaverton – Marydel homes feature state of the art construction with fine finishings and leading edge design.

Over the years with several new Toronto home building projects, Marydel Homes has assembled a talented team of craftsmen in Toronto. All of the company’s designers, project managers, construction staff and support personnel share a common goal: to build more than just homes – to build lifelong relationships with our clients.

Each new home is a carefully planned and coordinated production that unfolds and brings form, substance and function to our client’s vision. We’re proud to have earned an exceptional reputation from not only our quality of workmanship but even more importantly to us, we have continually exceeded customer expectations as one of the most trusted home builders.

The Marydel team has guided hundreds of families through the new home construction journey. Our experience with home building in Toronto and the surrounding area has refined and sharpened the skills we offer to each Marydel Home.

Our core values of integrity, honesty, respect, quality and responsibility are carried through every step of our process. That’s our spirit and our promise.

The sales office at Seven Meadows is due to open in early spring 2014, with possession of homes scheduled for early 2015.

For more information, visit marydelhomes.com august 3 - 31, 2013 | New home guide GTA 93

2013 SHOPPING GUIDE

2013 issue now available! >`]¿ZW\U O aSZSQbW]\ ]T bVS 5B/¸a b]^ V][S R{Q]` aV]^a O\R aS`dWQSa

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SG cover 2013.indd 1

1/11/13 4:23:35 PM

416.626.4889

Love to shop?

Our 2013 shopping guide profiles some of the GTAâ&#x20AC;&#x2122;s top home and dĂŠcor shops and services.

94 New home guide GTA | august 3 - 31, 2013

newhomeguide.ca

TIME IS RUNNING

OUT!

6 MONTH FREE INTERNET, CABLE & HOME PHONE QUARTZ KITCHEN COUNTERS EXCLUSIVE LAMINATE FLOORING* CUSTOM CABINETRY DESIGNER CERAMICS STAINLESS STEEL FRIDGE, STOVE, DISHWASHER, STACKABLE WHITE WASHER /DRYER AIR CONDITIONING SPACIOUS BALCONIES LANDSCAPED GARDENS CONVENIENT PARKING BICYCLE STORAGE

GRAND CONDOS AND 2 STOREY LOFTS WITH ELEGANT DESIGNS SPACIOUS 1, 2 AND 3 BEDROOM SUITES STARTING IN THE STARTING IN THE $200,000’S

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PRESENTATION CENTER + SALES OFFICE: 4630 KINGSTON RD, UNIT 6 647-342-0784 WWW.ESQUIREHOMES.CA

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HOMES

ALL BRICK TOWNHOMES IN BEAUTIFUL GUILDWOOD ALL BRICK TOWNHOMES IN BEAUTIFUL GUILDWOOD STARTING AT $349,900 FROM

$349,900’s

PRICE AND SPECIFICATIONS SUBJECT TO CHANGE WITHOUT NOTICE. *IN MAIN LIVING AREA ONLY. E. & O.E.

3 MONTHS FREE INTERNET, CABLE AND HOME PHONE STAINLESS STEEL FRIDGE, STOVE AND DISHWASHER WHITE WASHER AND DRYER NATURAL OAK STAIRCASE NATURAL LAMINATE FLOOR PREMIUM KITCHEN CABINETS DESIGNER CERAMIC FLOOR august 3 - 31, 2013 | New home guide GTA 95

moneymatters

We’re Having

a baby! by gail vaz-oxlade

One of the life events that will have the biggest impact on your money is the arrival of a new babe and the income loss associated with taking maternity leave. In Canada, new moms can take up to 52 weeks off from their jobs and have those jobs protected for their return to work. However, all that time off doesn’t necessarily come with a full pay cheque. Yes, there are companies that offer a “top up,” but it hardly ever is for the full amount of your before-baby pay, and it seldom lasts for the full year.

For people who do not receive a top-up, employment insurance (EI) benefits will provide an income. EI benefits are calculated as 55 per cent of your normal earnings up to a maximum salary. So if you’re earning $40,000 a year, which translates into $3,333 before taxes a month, or $769 gross a week, you’ll be entitled to 55 per cent of that or about $423 a week, before taxes. Ouch!

On top of that pain is the fact that the first two weeks of mat leave are unpaid, so your income calculation won’t start until the third week. And since

You have to make a budget that balances while you’re off, including a whole bunch of new categories that incorporate baby’s food, clothes, personal care (diapers, shampoo, cream), medical, toys, activities and savings.

C O N T I N U E D on p a g e 9 8 . . .

96 New home guide GTA | august 3 - 31, 2013

m o n e y m a t t e r s | C O N T IN U E D

Gail Vaz-Oxlade is the host of Til Debt Do Us Part, author of Debt Free Forever and blogs daily at gailvazoxlade.com. Follow Gail on Twitter at twitter.com/GailVazOxlade

it’ll take between four to six weeks to get your first EI benefit deposited into your bank account, you shouldn’t be counting on that money to make your mortgage payment or buy food.

Moms aren’t the only ones who can take time off with your new Mini-Me. Dads can take up to 35 weeks of parental leave; however EI benefits have to be shared between the mother and father so they can’t both collect EI at the same time.

Adoptive parents also get to take parental benefits and fall under the same rules as dads.

So, now that you know you’ll only be getting a fraction of the income you’ve become used to, how are you going to cope?

Many new moms and dads resort to using their credit cards or lines of credit to see them through. Dumb! With a new long-term expense – that’s the baby – adding gobs of interest to the equation is no way to secure your financial future. Every month you’ll fall further and further behind, becoming almost desperate at the hole you’ve dug yourself. And if another baby arrives soon after, your goose will be cooked.

Just because Canadians are guaranteed a year of mat leave doesn’t mean we have the right to take it. We only have that right if we’ve taken the time to plan for it, and have the money we’ll need to make ends meet without going into debt.

The best way to see the implication of the mat leave income drop-off is to live on the equivalent of your mat leave income for the duration of your pregnancy. Put the rest of the money you’re earning away for emergencies, to buy the stuff you’ll need for baby, or to start an education savings plan. If you can’t swing it for the months that you’re pregnant, you might want to reconsider taking the full year’s mat leave.

98 New home guide GTA | august 3 - 31, 2013

Adoptive parents also get to take parental benefits and fall under the same rules as dads.

The other thing you have to consider is which member of the family should take the most time with the baby.

While, traditionally, women have done this, when the woman is the primary breadwinner in the family then the income loss to the family is felt doubly. Do the math to see who should take time off and how much, and how that will impact on the family’s financial situation.

You have to make a budget that balances while you’re off, including a whole bunch of new categories that incorporate baby’s food, clothes, personal care (diapers, shampoo, cream), medical, toys, activities and savings.

Don’t forget the costs associated with actually getting the baby here: hospital rooms and parking. If you have a health plan through work, you may be covered for semiprivate room. If not, you may have to settle for sharing a room with a lot of other crying babies. And don’t bank on being in hospital for only one day. If there’s any complication with baby, you’ll be “living” at the hospital until baby can come home. Don’t add financial stress to your already over-stressed life.

The arrival of your newest family member should be a time full of joy and excitement. But you can’t expect things to run smoothly if you’re a dope and don’t do some planning. People like to say they didn’t have any time to plan… that they were “surprised” by baby’s arrival. You’re kidding me, right? Nine (I actually think of it as 10) months isn’t enough time to figure out how you’re going to cope? Or maybe it’s that you don’t want to have to face some hard truths. Well, you have a baby to consider now, so it’s time to wake up and smell the poop!

Grand Opening Phase 2 in Tottenham

The Springfield, 3,051 sq.ft., from $508,990

40’ Singles from

413

$

,990

Don’t miss your chance to become a part of this very successful community.

With over 100 homes sold since our launch, we are celebrating the success of Mill Street Village by opening PHASE 2 and releasing a new selection of fabulous lots!

Take a look today! You’ll be moved tomorrow!

ALSO AVAILABLE Townhomes from

$290,990

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33’ Singles from

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TOT T E N HA M

1-855-232-8100

SALES OFFICE HOURS: Mon-Thurs: 1-8pm, Fri. – closed, Sat., Sun. & Hol.: 11am – 6pm

millstreethomes.com

Prices and specifications are subject to change without notice.

All renderings are artist’s concept. E. & O. E.

SALES PAVILION

CHINESE HOME & CONDO GUIDE 各式電子工具都可瀏覧

網上 參閱

ChineseHomeGuide.com

Chinese home and condo buyers and investors now have a new comprehensive, full gloss real estate magazine to inform and guide them through the buying process in the Greater Toronto Area.

29 - Aug 3, 2013 六月二十九日至八月三日 / Jun

兩年 免付管理費

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Launched in 2012, the Chinese New Home and Condo shopper and investor will have a valuable new resource to help inform and guide them through the newest communities in the Greater Toronto Area.

Pick Up Your Copy Today or call us for a free copy at 416.626.4889!

鏡子擺放八不宜

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6/20/13 11:03:22 AM 6/12/13 2:41:16 PM 13-3.indd 1

GTA Chinse Front Cover_0626

newhomeguide.ca 100 New home guide GTA | august 3 - 31, 2013

August 3 - 31, 2013

Showcasing new homes in the GTAâ&#x20AC;&#x2122;s east region

IN THIS SECTION

>> Maps and listings for new-home communities in the east region >> Builder news and the latest in new homes in the east region

32 Sideline

32 Sideline

Altona Rd

Rosebank Rd

Altona Rd Church St S

Squires Beach Rd

Brock Rd

Sandy Beach

Spruce Hill

Montgomery F

eD

Lak

tD

Wentworth St

Gibb St

King St W Bond St W

Adelaide Ave

60

29

46

40

34

2

King S

tE

Adelaide Ave

10

31

Wentworth St

Bloor St.

Olive Ave

Ritson Rd S tS eS co Sim

Stevenson Rd

Phillip Murr

Bloor St Park Rd S

57 n 65

Finley Ave

ou

Harwood Ave

Westney Rd S

401

Kendalwood R

em

Appleview Rd

Whites Rd

Granite Court

Dr Notion Rd

47

52 91 14

17 Rossland Rd

3

26

Beatrice St

18

22

Conlin Rd

68

Harmony Rd S

ug

Fairport Rd

wS

Ro

Dixie Rd

42 11

Cochrane St

46 Rd

Garden St Blair St

on

49

56

Manning Rd

Dryden Bv

Park Rd S

gst

Townline Rd

Bayly St E

Dundas St E

38 1

7

Taunton Rd W

Centre St.

Kin

45

55 44 48 401

Kingston Rd

Bv

Sheppard Ave

Liverpool Rd

401

30

5

7

8 36

55

67

21

15

devie

15

Whites Rd

Brock Rd R aks rO o j Ma Valley Farm

6

Brock Rd

Riverside

50

Church St N McQuay

Glenanna Rd

16 Sideline Rossland Rd

16

50

Garden St

Magill 92Dr

54

23

33

City of Oshawa

Mary St N

Stroud's

Paddock Rd Ravenscroft

28

Lakeridge Rd

58

Greenwood Rd

43

Audley Rd

To wn of Ajax

66

Country Lane

Taunton Rd W

Anderson St

Highview Rd

Westney Rd N

41

Salem Rd Brock St N

Delaney Dr

Salem Rd

24

Audley Rd

Garrard Rd

Gran

K

North Rd Baldwin St S

4

Garrard Rd

Rossland Rd

4 Sideline R

Taunton Rd E

Thornton Rd

Central Park

J

North Rd

13 37

35

Conlin Rd

To wn of W hitb y

Rossland/Winchester R

53

14

8 Concession

13

Church St E

Stevenson Rd

51

24 Sideline Coronation R

tN

I

20 Sideline

Thickson Rd

eS

Finch Ave

Brock Rd co

3 Concession

16 Sideline Sim

H

16 Sideline Brock Rd Cen tral St

90

12 Sideline

4 Concession

6 Sideline

Ritson Rd N

4 Concession

4 Sideline Halls Rd N

Fifth Conces

68

12

Wilson Rd N

G

30 Sideline

Village of Bro oklin

Brawley Rd

11

Baldwin St N

5 Concession

10

Myrtle Rd W

9

Country Lane

Columbus Rd

Lake Ridge R

6 Concession

8

Cochrane

7

7

Ashburn Rd

7

7 Concession

8 Concession

9 Concession

6

Cedarbrook T

City of Pickering

5

Duffs Rd

Whitevale Rd

4

12

F

28 Sideline

7 Conncession

3 Garrard Rd

E

9 Concession

2

Stevenson Rd

D

1

Pickering, Ajax, Whitby, Oshawa

4 Sideline R

C

B

A

east region:

Harmony Rd N

Grandeview S

ly

Townline Rd.

Bay

102 Grandeview S

Wilson Rd S

Thornton Rd

Hopkins St Blair St

Henry St

Brock St S

Gordon St

Ajax-Whitby

Shoal Point Rd

Pickering Beach Rd

riv ew a

Liverpool Rd

17

18

19

Attention Builders Want to add your community to our maps?

Need to update existing information? Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate.

Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

16

Price Range

Page No.

Brookfield Homes

Hills of Harrowsmith

Brook-Hill.ca

•

from $300,000

17 15G

3

Great Gulf Homes

Stonecrest

greatgulf.com

•

•

from $295,000

107 15F

4

Menkes

Somerset

905-428-0500

•

from $480,000

6-7 7G

90 LeBovic Homes

Old Taunton in Pickering

905-428-3434

•

1

Beaverhall Homes

Parkside Walk

905-430-1227

5

Monarch Corporation

Lexington County

416-495--3542

•

from $490,000

6

Emery Homes

Town Central

1-877-953-6379

•

from $350,000 4J

7

Highmark Homes

Triumph

whitbytriumph.ca •

from $350,000 10G

11 Conservatory Group

Carruther’s Creek Village

905-426-8081

•

•

from $247,000 7J

13 Liza Communities

Folkstone

1-877-365-9555

•

•

from $335,000 10G

21 Great Gulf Homes

Grandview Oshawa

1-888-579-7235

•

from $287,000 14F

24 Tribute Communities

Imagination

905-683-1228

•

from $286,000 8G

25 Melody Homes

Brooklin Winchester

1-888-679-5744

•

from $260,000 11E

31 Preston Homes

Prestonvale Heights

905-432-2800

•

•

from $350,000 15J

33 Tribute Communities

The Neighbourhoods of Windfields Farm 905-436-7444

•

from $356,000 13F

34 Tribute Communities

The Neighbourhoods of Park Ridge 905-723-2344

•

from $333,000 15G

35 Tribute Communities

The Village of Brooklin West

905-655-9979

•

from $380,000 11E

35 Tribute Communities

The Village of Brooklin Townhomes 905-655-9979

•

from $340,000 11E

36 Liza Communities

Heritage Village

1-888-655-6188

•

•

from $325,000 11G

45 Sundial Homes Limited

Mulberry Meadows

905-427-8255

•

from $190,000 6J

49 Senator Homes

Harbourside

905-430-5957

•

• •

from $270,000 9J

54 Baycliffe Homes

The Gates of Whitby

905-668-9828

•

•

from $250,000 9G

55 Jeffery Homes

Kedron Park Ravines

905-433-2173

from $580,000 14G

56 Delpark Homes

The Woods of Nichol Trail

905-665-9555

•

•

from $426,000 11I

57 Geranium Homes

The Courts of South Rouge

geraniumhomes.com •

from $700,000 2K

58 Mattamy Homes

Seaton

mattamyhomes.com

60 greycrest homes

the fields of conlin

905-725-4539

•

from $310,000 15G

65 Brookfield Homes

Rosebank By The Lake

PickeringRosebank.ca •

from $550,000 2K

66 Monarch Corporation

Tran Quility

monarchgroup.net •

from $520,000 7G

67 Midhaven Homes

Breeze

1-877-773-6888

•

•

from $257,000 15F

68 Storybook Homes

Brookstone Estates

905-438-9516

•

from $1050,000 11B

91 Sundance Homes

The towns of nichol green phase 1

905-441-3312

•

from $260,000 11J

92 Glen Rouge Homes

The Cornerstone

905-239-9777

•

from $570,000

•

•

109 5H

from $285,000 11H

from $225,000

8I

5I

6I

Pickering, Ajax, Whitby, Oshawa

• •

east region:

Tel

M Fi a nd p er

Site

et a Se ch m ed To i w Co nho nd m o e

Builder

D

# Si te

2

103

Mill St

Parkhill Rd.

7B

7

28

115

28

7

t.

24 16

rS

te Wa

28

Peterborough

9 31 38 Lansdowne Ave.

7A

7

35

2

7

134

Attention Builders - Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

ach

Re

4

Durham 23

St

7

7

Bloor St.

2

Rd

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6

Angelina St North 34

Major St.

Lorne St.

Harmony Rd

Hw Mya2rsh

20

32

401 14

Bloor St.

LAKE

ONTARIO

.

St. Ridout W al to

n

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To Belleville Jocalyn St

401

Lake Ontario

Po rt Hope

Rd.

t. H wy 2

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Kin

Concession St

Baseline Rd. E

37

Concession Rd 3

13

Bowmanville/ Newcastle

21

12

Hwy

39

8

401

14

16

7

7 12 7A

Lake Scugog

18

Dr

18

ill Mc G

17

Lake Scugog

15

LAKE ON TA

Port Hope

1

MacDonald Cartier Freeway

106

RIO

35

29

5

115

19

Cobourg

Hwy 2 3

Hwy 401

Reg. Rd. 74

* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

17

To Toronto

Hwy

Nash Rd

y2

St. Hw

Baseline Rd. W

26

King

48

45

11

Mearns

10

.

36

Hwy

Nash Rd

9

Lindsay St. North

Lindsay

8

Courtice

King St.

Po rt Per ry

Hwy #7

Kent St

Colborne St

35

7

Rd

K

J

I

H

G

F

E

19

7 y4 30 Hw 10 Goodwood Rd

Centre

Rd.

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D

Quaker Village Dr

Uxbridge

15

Brock Rd To

mo

Che Monaghan Rd.

C

Brock St

St

to

ro n

Reg Rd 8

Elgin Park

Durham Reg

Main St

B

Hwy 134

Liberty St. N Liberty St. S

6

West Townline Rd. N.

5

le Rd

4

Varcoe Rd Darlington Blvd

n io Un

3

.

St. Joseph's Rd onva

Waverly Rd

Lambs Rd Hains St

2

t.

1

Hwy 28

Av e Trulls Rd

Regional Rd 57

A

Reg. Rd 34 Courtice Rd

McLaughlin Rd ille Rd Janetv

Uxbridge, Lindsay, Bowmanville/Newcastle, Courtice, Peterborough, Port Hope, Cobourg, Port Perry

Reg. Rd. 18

east region:

y2

Prest

to

Hancock Rd

Mill St.

oS tari

Hwy #12 (From Whitby)

ron To

On

Simcoe St. (From Oshawa)

w

y.

4 H

104 Hw

5

• •

Page No.

48 Brookfield Homes

BrookHill

Brook-Hill.ca

•

1

Mason Homes

Port Hope Lakeside Village

905-885-6565

•

from $229,000 12K

2

Parkview Homes

Woodland Acres

705-748--2828

•

from $220,000 3G

7

Brookfield Homes

Foxtrail

brookfieldhomes.ca •

from $390,000 5B

8

Kaitlin Group Ltd.

Port of Newcastle

1-800-305-6849

•

8

Kylemore Communities

Port of Newcastle

905-987-5146

•

from $479,000 14E

8

Storybook Homes

Bond Head Estates

905-438-9516

•

from $850,000 14E

9

Parkview Homes

Harmony

705-748-4663

9

Parkview Homes

Lyon’s Gate II

705-748-4663

•

from $303,000

2I

9

Parkview Homes

Mapleridge Townhomes

705-741-1004

•

from $228,000

2I

9

Parkview Homes

Timberwoods

705-748-4665

•

from $228,000

2I

9

Parkview Homes

Valleymore

705-748-4663

•

from $199,000

2I

10 Deer Park

Deer Park Estates

416-223-3777

•

from $600,000 2e

14 Rice Developments

Willmot Creek On The Lake

905-697-5806

•

from $225,000 11D

16 Parkview Homes

Foxmeadow Estates

705-748-2828

•

from $208,000 3H

18 B.G. Schickedanz

Lake Scugog Meadows

1-877-878-9899

•

from $298,000 17B

20 Geranium Homes

Verandas

905-885-0555

•

from $260,000 10I

24 Parkview Homes

Thompson Bay Estates

705-748-2828

•

from $217,000 3H

26 Kaitlin Group Ltd.

Aspen Heights

905-697-0513

• from $165,000 10C

26 Kaitlin Group Ltd.

Condominiums at Clarington Centre 905-697-4513

• from $210,000 10c

26 Kaitlin Group Ltd.

Country Classics

17 10B

28 B.G. Schickedanz 30 Empire Communities

• • from $260,000 14E

• from $150,000

2I

•

from $300,000 10c

Chateau Villas at Baxter Creek Estates 905-695-1953

•

from $185,000 3K

Estates of Wyndance

905-649-8197

•

from $900,000 3e

31 Parkview Homes

The Meadows

705-741-1004

34 Carrington Homes

Woodlands of Upper Courtice

905-434-7797

•

from $260,000

35 Mason Homes

Parklands

1-866-443-7900

•

from $238,000 3H

36 Senator Homes

Courtice Village

905-723-5989

•

•

from $239,000 7K

38 Melody Homes

Fairview Heights

1-800-932-5332

•

•

from $172,000

39 H&R Developments

Gracefields

hr-newhomes.com •

from $285,000 14B

39 Thornridge Homes

Gracefields

thornridgehomes.com •

from $290,000 14B

45 Highcastle Homes

Northglen

northglen.ca

•

45 Delpark Homes

Northglen

905-419-7222

•

45 Esquire Homes

Northglen

48 Jeffery Homes 72 Vandyk Communities

1-866-514-3573

•

from $350,000

• • from $288,000

3I 9I

2I

•

from $221,000 11B

• •

from $221,000 11B

northglen.ca

from $219,000 11B

BrookHill

905-697-0765

•

• •

from $200,000 10B

West Park Village

vandykcommunities.com •

• •

from $210,000

3I

Uxbridge, Lindsay, Bowmanville/Newcastle, Courtice, Peterborough, Port Hope, Cobourg, Port Perry

Price Range

east region:

Tel.

Fi M ap nd er

Builder Site

De ta Se ch m ed To i w n Co hom nd e o

# Si te

105

quicktips

Disciplined delegator

or drill sergeant? by hellen buttigieg

W hether you live alone or have a full house, there’s no reason you can’t have organization. The difference is, when it’s just you on your own, it takes discipline, while when living with others everyone has to do their part. You should be able to teach organizational systems and delegate responsibilities so that everyone in the family has a part in keeping the house in order, whether it’s your spouse putting the mail and paid bills in the right folders or the kids putting their toys back in the right place. You shouldn’t have to be the drill sergeant – repeating the same requests week in and week out. Everyone needs to learn to do their part and work together to keep the house in top shape.

The “go-to” bin Provide a personalized “go-to” bin for each member of the family for things that don’t belong in the room. It keeps items together but out of sight until they’re returned to their proper place. Reserve a few minutes every day, perhaps before dinner, to do the “dash.” Each person empties his or her bin by returning the contents to the right place.

The “in-box” Complementing the “go-to” bin, create a family mail centre to manage paper flow. Create in-boxes for each member of the family. These can be anything from wall-mounted pockets to magazine holders on a shelf.

Keep them easily accessible. When paperwork comes into your home, sort it into each family member’s box. Items that need to be signed for school go into a parent’s box.

Hellen Buttigieg is a certified professional organizer, life coach, TV host, owner of We Organize U and author of the best-seller, Organizing Outside The Box. For tips on organizing your home, your office and your life, visit weorganizeu.com and sign up for the free newsletter.

You should be able to teach organizational systems and delegate responsibilities so that everyone in the family has a part in keeping the house in order, whether it’s your spouse putting the mail and paid bills in the right folders or the kids putting their toys back in the right place

Someone else’s clutter got you down? We’ve all heard that opposites attract, but if your partner’s organizing style is drastically different from yours, it can be frustrating for both of you. Before you are tempted to try and change your behaviour (or his/hers), keep in mind that the change will be short-lived if you are getting organized for someone else’s approval, but will last if you do it because you value the relationship.

Has your dining room table become a dumping ground? In many homes, seldom-used flat surfaces often become drop zones for mail, books and any other items that don’t have a home. To save your table from becoming a breeding ground for clutter, bring out the china and silverware and set it for a formal dinner. It will be nicer to look at than a mountain of clutter and will actually prevent people from piling their possessions on it.

C O N T I N U E D on p a g e 1 0 8 . . .

106 New home guide GTA | august 3 - 31, 2013

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quicktips | CONTINUED

Leave the house with everything you need Clear a shelf in a bookcase near the back entrance and designate the area as a special place to corral items each family member must have to leave the house. For kids, it will serve as home to permission slips, lunch boxes, homework, library books and projects. For adults, it will hold handbags, briefcases, car keys and dry cleaning.

Add a different-coloured plastic dishpan for each family member or use attractive square baskets clearly labeled with each person’s name. When family members come home, they can toss their belongings into their basket until they need them again the next morning.

His and hers filing systems minimize conflict If you share a filing system with your spouse, how’s that working for you? Often, couples have different organizing styles. To keep the peace, consider having separate filing systems. If you pay the household bills, keep those documents in your filing system and if your partner takes care of household repairs and receipts, they can keep track of that in their own filing system. Another option is to acknowledge your differences and assign the task of filing and retrieving documents solely to the person who is most comfortable with it.

On schedule Keep a family calendar to keep track of everyone’s activities. Designate a central location where everyone can see it. Let each family member choose a colour and have each person enter their activities (if they are old enough) on the schedule using their colour.

Preparation Reduce stress and frustration in the mornings by preparing the night before, when you’re not feeling as rushed. Decide what you are going to wear, make sure it’s clean and pressed, and lay it out with any accessories you plan to wear with it. It only takes a few minutes but will save you so much time and aggravation in the morning. Encourage your spouse and children to start this habit too, and enjoy more morning time.

108 New home guide GTA | august 3 - 31, 2013

august 3 - 31, 2013 | New home guide GTA 109

Model Home Compliments of Monarch Group www.monarchgroup.net

Strawberry Fields Community in Caledon. Where life comes naturally sweetened. Monarch Corporation’s luxurious Autumn Harvest model home is 3,613 sq. ft.

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monarch group has been featured as “model home of the month” as seen in the new home guide model home calendar

homebuyersâ&#x20AC;&#x2122;help

HomeBuyersâ&#x20AC;&#x2122; Resource Section You love the home, see what you can afford!

Compare mortgage rates for your best deal alculate your mortgage payments using the C mortgage payment calculation chart

august 3 - 31, 2013 | New home guide GTA 111

Calculate your mortgage payments interest rate

amortization period

chart figure

example: 5%

25 years

5.82

mortgage amount ÷ 1,000 (mortgage amount $125,000)

125

Follow these steps to see if you’ll qualify for a mortgage on your dream home

01

05

Calculate the combined monthly before-tax income of you and your spouse.

Multiply this figure by the amount you need to borrow.

Divide by 1,000.

02

06

Divide by three. This figure is the monthly payment you can afford to make on your home.

Add to this your estimated monthly heating costs and monthly property taxes.

03

07

Take the total price of the home and subtract the amount of money you expect to make as a down payment. This is the money you will have to borrow.

04

Refer to the chart on the opposite page. Look down the left column and locate the interest rate you expect to pay. Line this up with the amortization period of your choice.

(Most first-time buyers take the 25-year amortization.)

112 New home guide GTA | august 3 - 31, 2013

If this figure is equal to or less than one-third of your gross monthly income (calculated in Step 2), you’ll qualify for a mortgage on your dream home.

Bear in mind that this is a rough estimate. If you have several other large loans already, you may qualify for less.

Also, banks and trust companies vary in their policies. The best way to know what you can afford is to go to the lending institution of your choice and get pre-qualified.

monthly payment

$

Mortgage payment calculation chart %

Amortization Periods

Interest Rates

10 years

15 years

20 years

25 years

30 Years

3.00%

9.65

6.90

5.54

4.73

4.21

3.25%

9.76

7.02

5.66

4.86

4.34

3.50%

9.88

7.14

5.79

4.99

4.48

3.75%

9.99

7.26

5.91

5.13

4.61

4.00%

10.11

7.38

6.04

5.26

4.76 4.90

4.25%

10.23

7.50

6.17

5.40

4.50%

10.34

7.63

6.30

5.53

5.04

4.75%

10.46

7.75

6.44

5.67

5.19 5.34

5.00%

10.58

7.88

6.57

5.82

5.25%

10.70

8.01

6.74

5.96

5.49

5.50%

10.82

8.14

6.85

6.10

5.64

5.75%

10.94

8.27

6.98

6.25

5.79

6.00%

11.07

8.40

7.12

6.40

5.95

6.25%

11.19

8.53

7.26

6.55

6.11

6.50%

11.31

8.66

7.41

6.70

6.26

6.75%

11.43

8.80

7.55

6.85

6.42

7.00%

11.56

8.93

7.69

7.00

6.59

7.25%

11.68

9.07

7.84

7.16

6.75

7.50%

11.81

9.21

7.99

7.32

6.91

7.75%

11.94

9.34

8.14

7.47

7.08

8.00%

12.06

9.48

8.28

7.63

7.25

8.25%

12.19

9.62

8.44

7.79

7.42

8.50%

12.32

9.76

8.59

7.95

7.59

8.75%

12.45

9.90

8.74

8.12

7.76

9.00%

12.58

10.05

8.86

8.28

7.93

9.25%

12.71

10.19

9.05

8.45

8.10

9.50%

12.84

10.33

9.20

8.62

8.28

9.75%

12.97

10.48

9.36

8.78

8.45

10.00%

13.10

10.63

9.52

8.95

8.63

10.25%

13.24

10.77

9.68

9.12

8.80

10.50%

13.37

10.92

9.84

9.29

8.98

10.75%

13.50

11.06

10.00

9.46

9.16

11.00%

13.64

11.22

10.16

9.63

9.34

11.25%

13.77

11.36

10.32

9.80

9.52

11.50%

13.91

11.52

10.49

9.97

9.70

11.75%

14.04

11.66

10.65

10.15

9.88

12.00%

14.18

11.82

10.81

10.32

10.06

12.25%

14.32

11.97

10.98

10.49

10.25

12.50%

14.46

12.13

11.15

10.67

10.43

12.75%

14.59

12.28

11.31

10.85

10.61

This table shows the monthly payment of principal and interest for each $1,000 of mortgage. Example: The monthly principal and interest payment for a $125,000 mortgage with a 25-year amortization period at 5% is as follows: ($125,000 รท 1,000) X 5.82 = $727.50 august 3 - 31, 2013 | New home guide GTA 113

Compare mortgage rates for your best deal CHARTERED BANKS

Variable

ATB Financial

2.6

Alterna Svgs/Alterna Bk

2.85

Bank of Montreal

3.1

Bank of Nova Scotia

3

6 Months

1 Year

2 years

4

3.1

3.14

6.30op

6.30op

6.50op

4

3.05

3.09

6.30op

6.30op 3.14

3 years 3.55 3.09

4.39 3.24

4

3.14

6.30op

6.30op 2.89

3.75

4 years

4.55

3.75

6.45op

6.50op

Canadian Western Bank

4

3.14

6.45op

6.30op

CIBC

3

HSBC Bank Canada

3

6.70op

3.09

3.14

3.75

3.29

3.14

3.99

4.54

2.99

4.54 3.29

5 years 3.54 3.31 3.59 4.99 5.14 3.69

6.35op

4.45

2.7

6.20op

6.35op

3.95

3.13

4.99

3.49

ICICI Bank Canada

3.05

3.15

3.65

3.64

3.69

3.89

ING Direct

2.75

3

3

2.99

3.09

3.39

Laurentian Bank

n/a

3.19

3.75

4.54

5.14

4.4

3.14

6.70op

6.30op

Manulife Bank

4.45

3

3

3.25

3.3

3.35

3.39

4.00op

MonCana Bank

3.29

3.35

3.39

3.39

3.44

National Bank

4.4

3.14

3.14

3.75

4.54

3.69

6.70op

6.30op

n/a

Presidentâ&#x20AC;&#x2122;s Choice Finan

3

3.15

3.29

3.49

3.79

Royal Bank

3

3.14

3.75

3.39

3.69

TD Canada Trust

4

3.14

6.30op

6.30op

3

3.09

3.14

3.65

3.29

3.69

6.30op

TRUST COMPANIES Community Trust

n/a

6.5

3.14

3.19

3.65

4.54

5.14

Effort Trust

n/a

4.45

3.25

3.6

3.9

4.5

4.95

6.30op

6.30op

Home Trust Company

3.2

3.95

2.79

2.89

2.94

3.09

3.39

Investors Group Trust

n/a

4.2

3.14

3.14

3.75

4.54

5.14

6.50op

6.30op

MTCC

3

4.55

3.75

6.45op

6.50op

2.89

3.99

3.29

4.99

OTHER FINANCIAL INSTITUTIONS 6.6

2.99

Comtech Credit Union

2.79

8.40op

9.00op

First National Fin. LP

3.95

FirstOntario C.U.

2.7

3.25

3.29

3.19

3.14

2.99

2.89

3.09

3.24

3.49

3.09

3.14

3.34

3.19

3.39

6.34op

6.34op

London Life

n/a

4.2

3.14

3.14

3.75

4.54

5.14

MCAP

2.7

3.6

3.95

4.35

4.89

5.14

Meridian Credit Union

2.85

4.45

7.00op 3.1

3.14

3.55

3.19

3.29

6.30op

Parama Credit Union

2.9

3

3

3.15

3.25

3.25

Steinbach Credit Union

2.5

2.5

2.6

2.7

2.8

3

Notes: **Interest rate charged subject to adjustment during term mortgage. Please consult institution for term of years available. All rates are prime rates and subject to change without notice.

R.O.R. RATES ON REQUEST op OPEN ----- NOT QUOTING N/A NOT AVAILABLE JULY 29 2013. Prepared By Fiscal Agents Financial Information Services 905.844.7700

114 New home guide GTA | august 3 - 31, 2013

hot sheet GTA

BUILDERS: If you would like to include your new model home or site opening, email wayne.karl@wall2wallmedia.com.

Please say you saw it in New Home Guide!

new openings Arista/Fieldgate/Forest Hill/ Madison Homes Richmond Hill – Jefferson Forest Priority preview now open for these townhomes and a select number of singles. jeffersonforest.ca Arista Homes North York – Goddard on the Valley Grand Opening now on for these semis and select number of detached homes. aristahomes.com Brookfield Homes/ Orchard Ridge Homes Alliston – Treetops Model homes now open for this masterplanned community right next door to the Nottawasaga Resort. treetopslife.ca Arista/Fieldgate/Paradise/Starlane Unionville – Upper Unionville Now open – urban/lane/luxury townhomes, semis and 34-, 38- and 42-ft. singles. livingatupperunionville.com Fieldgate Homes Brampton – Valleylands on Chinguacousy Grand opening – freehold towns, 28-ft. linked singles, 38- and 45-ft. detached singles. fieldgatehomes.com

model homes in this master-planned ravine community. geraniumhomes.com

residences in downtown Oakville. therandallresidences.com

Mattamy Homes Brampton – Mount Pleasant North Now open – this selection of three-storey townhomes and detached homes on 30-, 38- and 45-ft. lots. mattamyhomes.com

new RELEASES

Fieldgate Homes Richmond Hill – The Humberlands Grand opening – 30-, 36- and 50-ft. singles close to parks, schools, shopping and more. fieldgatehomes.com Ballymore Homes/Briarwood Homes Tottenham – Mill Street Village Grand opening – towns, semis and detached homes on 33- and 40-ft. lots. millstreethomes.com Aspen Ridge Homes & Great Gulf Homes King City – King Oaks Now open – two magnificent designerfurnished models of 70-, 80- and 90-ft. estate lot homes on the Oak Ridges Moraine. aspenridgehomes.com & greatgulfhomes.com Aspen Ridge Homes Richmond Hill – Kettle Lakes Club Now open in Richmond Hill – a collection of executive townhomes on a protected ravine. aspenridgehomes.com National Homes Forest Hill – The Churchill Collection Now open at Spadina and St. Clair, refined townhome residences. churchillcollection.ca Brookfield Homes Mono – Fieldstone Now open – single-family homes on 60- and 70-ft. homesites. myfieldstone.ca Menkes Georgetown – The Enclaves of Upper Canada Now previewing – semi-links and detached homes in Georgetown. menkes.com Monarch Corporation Toronto – Birkdale Now available – townhomes at Ellesmere Road and Midland Avenue. monarchgroup.net Primont Homes Brampton – Centretown Now open – townhome and single designs. primonthomes.com

Acorn Homes Richmond Hill – Oak Knoll Grand opening on now for distinctive 28- and 38-ft. single-detached homes backing onto nature. acornhomes.ca

Monarch Corporation Kleinburg – Kleinburg Crown Estates Now open – 42- and 50-ft. singles to Major Mackenzie Rd. and Hwy. 27. monarchgroup.net

Menkes North York – Bloom Park Towns Now open – townhomes at Bathurst St. and Finch Ave. menkes.com

Rosehaven Homes Kleinburg – Kleinburg Heritage Estates Now open – homes of distinction on unique 60-to 70-ft. lots. kleinburgheritageestates.com

Geranium Homes Stouffville – Cardinal Point Grand opening of two new two-storey

Rosehaven Homes Oakville – The Randall Residences Now open – ultra-luxurious condominium

FarSight Homes Alliston – Greenfields Phase Two, new lot release of detached single-family and detached bungalow plus loft homes on 32- and 40-ft. lots. farsight.ca Rosehaven Homes & Townwood Homes Brampton – Mount Pleasant New release of freehold towns, attached singles and detached homes on 30-, 38-, 41- and 45-ft. lots. lovemountpleasant.com Mattamy Homes Oakville – The Preserve A new release of Village Homes and 34-, 38and 45-ft. detached homes, many on a private crescent. mattamyhomes.com Forest Hill Homes & Madison Homes Markham – Cornell Rouge New release – freehold towns and singles on 30-, 36- and 40-ft. lots with attached garages. Eight models now open. cornellrouge.com Ballantry Homes Brampton – Spring Valley Village New release of semi-detached and detached homes surrounded by valley lands. ballantryhomes.com Tribute Communities Oshawa – Park Ridge New 40-, 50- and never before seen 36-ft. designs on extra deep lots. mytribute.ca Madison Homes Markham – Cornell Rouge New release of semis and detached homes on 30-, 36- and 40-ft. lots. madisonhomes.ca Aspen Ridge Homes Markham – Upper Cornell New release now available – semis and detached homes on 30-ft. lots. aspenridgehomes.com Heathwood Homes Milton – The Village At Traditions Special new release pricing in this final phase, including only eight singles. heathwood.com CountryWide Homes Markham – Wismer Commons New release of singles and towns in this fully established community. countrywidehomes.ca Fieldgate Homes & Arista Homes Vaughan – Vaughan Valley Estates Spring lot release of 41-, 50-, 60and 80-ft. singles. fieldgatehomes.com Great Gulf Homes Bradford – Summerlyn Village Limited edition detached homes on premium conservation lots. greatgulf.com august 3 - 31, 2013 | New home guide GTA 115

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hot sheet GTA

BUILDERS: If you would like to include your new model home or site opening, email wayne.karl@wall2wallmedia.com.

Please say you saw it in New Home Guide!

preview registration Arista/Fieldgate/Paradise Kleinburg – Impressions Pre-construction savings for these freehold townhomes and semis, and 30-, 38- and 44-ft. detached homes. impressionskleinburg.com

Madison Homes Richmond Hill – Jefferson Forest Grand opening coming soon! Register now for a collection of detached homes and freehold towns. madisonhomes.ca

Monarch Corporation Ajax Coming soon to Ajax – 40-ft. designs.

Discover a lifestyle infused with nature.

Register now! monarchgroup.net

Great Gulf Brampton – Mount Pleasant Preview opening at Bovaird and Creditview – full depth lots with unique standard features. greatgulf.com

Empire Communities Brampton – Lakeside Register now for these townhomes, semi-detached and detached homes. empirelakeside.com

CountryWide Homes Kleinburg – Kleinburg Hills Coming in spring – new community of luxury detached homes. kleinburghills.com Brookfield Homes Tottenham – Willow Glen Register now for these towns and singles from the $200’s. brookfieldhomes.ca Bremont Homes Brampton – Crown of Creditview and Nobleton An elite collection of estate homes in two private enclaves, from the $700’s. bremonthomes.com Treasure Hill Homes Richmond Hill – Urbantowns at Bayview Coming soon – register now freehold townhomes at Bayview and Hwy. 7. treasurehills.com

Greenpark/Starlane Mississauga – Churchill Woods Register now for these towns and semis in one of Mississauga’s newest communities. churchillwoods.ca

Treasure Hill Homes Aurora – Aurora Woods Grand opening celebration – 40- and 45-ft. luxury singles at Bayview Avenue and Vandorf Side Road. treasurehills.com

CountryWide Homes Bradford – DreamFields Register now for priority opportunity of singles and towns coming soon. countrywidehomes.ca

Highcastle/Delpark/Esquire Bowmanville – Northglen Pre-construction pricing on bungalows, singles, towns and semis. northglen.ca

Mosaik Homes Brampton – Castlemore Crossing & The Estates Of Credit Ridge Coming soon – semis and detached homes in two premier communities. mosaikhomes.com

Averton Homes Mount Albert – Victoria Highlands Opening Saturday, June 8 – this community of bungalows and two-storey homes. victoriahighlands.com

Ballantry Homes Oakville – Oak Park Register now for this collection of urban townhomes and midrise condominiums. ballantryhomes.com Mattamy Homes Milton – Hawthorne Village On The Escarpment Coming soon, exclusive new townhome designs on the Escarpment. mattamyhomes.com Menkes Etobicoke – Humber Mews Coming soon – townhomes at Browns Line and Evans Ave. menkes.com

Countrywide/Greenpark/ Royalcliff/Starlane/Townwood Brampton – Gates Of Countryside Register now for all new phase of semis and 38- and 47-ft. singles in an established, family-first neighbourhood. gatesofcountryside.ca Oskar Group/Ashley Park Maple – Le Sedici Villette A limited offering of three-storey executive townhomes up to 2,400-sq.-ft. lesedici.com Tribute Communities Oshawa – U.C. Register now for this new master-planned community in north Oshawa. mytribute.ca

Fieldgate Homes Markham – Victoria Manor Coming soon – register now for luxury singles on 40-ft. lots in a prestigious neighbourhood at Woodbine and Major Mackenzie. fieldgatehomes.com Heathwood Homes Richmond Hill – Hampshire Mews Now previewing in Richmond Hill – an enclave of urban towns on Yonge St. heathwood.com Ballantry Homes Oakville – OakPark Register now for this collection of urban townhomes and midrise condominiums, coming soon to Oakville. ballantryhomes.com National Homes Bradford – The Forest Coming soon – 36- and 40-ft. detached homes up to 3,400 sq. ft., with model homes decorated by Pottery Barn. nationalhomes.com Delpark Homes Sutton – Cedar Ridge Coming soon – register now for towns and singles from the upper $200’s. delparkhomes.ca Brookfield Homes Uxbridge – Foxtrail Register now for bungalow townhomes from the high $300’s. brookfieldhomes.ca Lakeview Homes Whitby – Forest of Lyndebrook Coming soon – Phase 3, 40-ft. traditional detached homes in Baldwin (Brock), north of Taunton. lakeviewhomesinc.com Beaverhall Homes Milton – Forestwood in Milton Now previewing in Milton – semi-towns and singles in a sought-after location. beaverhall.com Marydel Homes Beaverton – Seven Meadows Coming soon to Beaverton – enjoy smalltown living in this collection of detached bungalows and two-storey homes. marydelhomes.com Amacon Mississauga – The Towns at Parkside Village Register now for these townhomes starting from the mid $500’s. thetowns.ca

august 3 - 31, 2013 | New home guide GTA 117

advertiserindex Acorn Homes - Oak Knoll

89

Country Green Homes - The Uptowns of waterdown

70

Arista Homes - Goddard on the valley

42-43

Country Wide Homes - Corporate

49

Arista Homes - Jefferson Forest

38-39

Delpark Homes - Cedar Ridge

90

Esquire Homes - Guildwood on the park

95

Arista Homes - Upper Unionville

Arista Homes - Vaughan Valley Estates

Aspen Ridge Homes - Corporate

41

30-31

IFC

Family of Magazines - Promo

116

Fieldgate Homes - BlueSky Stouffville

Insert

Aspen Ridge Homes - Upper Cornell

1

Fieldgate Homes - IMPRESSIONS

Insert

Ballantry Homes - Cornell

5

Fieldgate Homes - Jefferson Forest

38-39

Ballantry Homes - Spring Valley Village

5

Fieldgate Homes - Potterâ&#x20AC;&#x2122;s Bend

Insert

Ballantry Homes - The Neighbourhoods of OAK PARK

5

Fieldgate Homes - Rivers Edge

Insert

Ballymore Homes - Mill Street Village

99

Fieldgate Homes - Upper Unionville

Branthaven Homes - Bohemian Towns

73

Fieldgate Homes - Valley Lands

Briarwood Homes - Mill Street Village

99

Fieldgate Homes - Vaughan Valley Estates

Brookfield Homes - BrookHill

17

Forest Hill Homes - Cornell Rouge

Brookfield Homes - Fieldstone

17

Forest Hill Homes - Jefferson Forest

38-39

Geranium Homes - Uptowns at Cardinal Point

22-23

Brookfield Homes - Grand Central

17 & 88

Insert & 41

Insert

Insert, 30-31

97

Brookfield Homes - Hills of Harrowsmith

17

Grand Alarms - Grand Alarms

51

Brookfield Homes - Pathways

17

Great Gulf Homes - Mount Pleasant

67

Brookfield Homes - Willow Glen Tottenham

17

Great Gulf Homes - Stonecrest

Canpages - Promo

76

Heathwood Homes - Hampshire Mews

55

100

Home Decor & Renovations - Promo

34

Chinese Home & Condo Guide - Promo 118 New home guide GTA | august 3 - 31, 2013

107

Homes by DeSantis - Lyonâ&#x20AC;&#x2122;s Creek

LeBovic Homes - Old Taunton in Pickering

Lifestyle Communities - Promo

Madison Homes - Cornell Rouge

Madison Homes - Greensborough

Madison Homes - Jefferson Forest

75

109

74

Paradise Homes - Upper Unionville

41

Primont Homes - Castlemore

12-13

Primont Homes - Centretown

37

11 & 35 Primont Homes - Harmony

12-13

Primont Homes - Heirloom in Markham

12-13

35

38-39

Madison Homes - Thornhill

35

Marydel Homes - Seven Meadows

91

Primont Homes - Renaissance Townes

37

Rosehaven Homes - Corporate

29

Rosehaven Homes - Lyonâ&#x20AC;&#x2122;s Creek

75

Mattamy Homes - Hawthorne Village

8-9

Mattamy Homes - St. John Forest

BC

Schwarz Law LLP - Barristers & Solicitors

53

Menkes - Bloom Park Towns

6-7

Shopping Guide - Promo

94

Menkes - Dwell city town

6-7

Spallacci Homes - Eden Park

71

Menkes - Humber Mews

6-7

Starlane Home Corporation - BlueSky Stouffville

45

Menkes - Millstone On The Park

6-7 Starlane Home Corporation - Churchill Woods

27

Starlane Home Corporation - Upper Unionville

41

Treasure Hill Homes - Aurora Woods on Bayview

21

Treasure Hill Homes - Nautica at Lakeshore Woods

21

Treasure Hill Homes - Thornhill Woods

21

Treasure Hill Homes - Urbantowns on Bayview

21

Tribute Communities - UC

15

Menkes - Somerset

6-7

Menkes - The Enclaves of Upper Canada

6-7

Monarch Corporation - Birkdale

IBC

Monarch Corporation - Corporate

IBC

Monarch Corporation - Evergreen

IBC

Monarch Corporation - Model Home of the Month

110

National Homes - The Forest

19

august 3 - 31, 2013 | New home guide GTA 119

fundamentallyspeaking

The importance of selecting

a reputable moving firm

Wayne Karl is an award-winning writer and editor with experience in real estate and business. In Fundamentally Speaking, Wayne explores the basics – such as economic fundamentals – you need to examine when buying property. He can be reached at wayne.karl@wall2wallmedia.com or follow him on Twitter at Twitter.com/WayneKarl

by Wayne Karl When buying a home, you likely will consult

» My original contact, who was easily available on cell

with a team of trusted professionals – a mortgage broker, lawyer, perhaps a realtor or builder sales associate and maybe a home inspector. Then, assuming you move ahead with your purchase, eventually you will likely need a mover.

People often don’t consider a mover as an important member of their team of professionals. However, given the critical role they perform – taking possession, at least temporarily, of all your worldly goods and moving them without loss or damage – it’s a function not to be taken for granted. Not doing your due diligence and taking the time to select a reputable mover can invite untold problems.

Case in point: the following example, which admittedly doesn’t involve a new-home move, but the experience is all too common. So is the lesson learned – unfortunately, the hard way.

I recently contracted a “professional” moving company to carry out a last-minute move of five pieces of furniture on behalf of my son, a university student. For a variety of reasons, we decided to hire movers rather than rent a truck.

After calling several firms – including large, wellknown companies and smaller, independent ones – I selected a moving company in Whitby, where the pick-up was to take place. Drop-off would be in Waterloo.

We agreed on price ($350) and time (9 a.m.) – after I was very clear the move would involve an out-of-town destination. All details were confirmed in a “contract” exchanged via email.

The crew was on time for the move the next morning, but almost immediately began talking about a higher rate – $360. Not a huge difference but it immediately raised my suspicions.

I’ll spare you all the gory details, but it’s important to share the lowlights of what happened next: »T he company I originally contracted the job to the night before was inexplicably unavailable to actually do the move the next morning, and apparently passed it off to another firm.

phone repeatedly the night before, suddenly was nowhere to be found. »O nce the truck was loaded, the fee increased to $450. »U pon arrival in Waterloo, the movers said the fee was $500. “It’s taking longer than we thought, and the furniture is heavier.” » “ Sure,” I said, “right after I call the police.”

120 New home guide GTA | august 3 - 31, 2013

With that, the sordid tale ended. The job not complete, left for us to move the furniture indoors, now the victims of one of the Top 10 scams monitored by the Better Business Bureau (BBB).

“I could write a thesis on this,” John Levi, president of the Canadian Association of Movers (CAM) told me.

CAM offers consumers the following tips on how to avoid being scammed by unscrupulous movers: »F ind reputable movers through the CAM, BBB or provincial government consumer protection agencies »A sk three movers for estimates in writing »G et the terms and conditions in writing »E nsure your goods will be protected for loss or damage » Read customer reviews on movers’ websites and other forums “Consumers have recourse with their provincial government’s consumer affairs department and with the Better Business Bureau,” says Levi. “Both of these avenues are fraught with difficulties and often take many months to come to some form of resolution – satisfactory or otherwise.

And often, the mover simply out-waits the consumer.

“It’s far simpler and more effective to engage a reputable mover in advance rather than trying to fix a bad situation after-the-fact.”

My example, though painful and infuriating, is minor compared to other common horror stories involving similarly unsuspecting clients.

Make sure you take the proper steps – and the time – to protect yourself.

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The homes in St. John’s Forest are designed to fit into the surroundings. The Townhomes, 30' and 36' Detached Homes in the community have a diversity of exterior styles so the streets will be exciting and worthy of an evening stroll.

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