GTA New Home Guide - Jun 28, 2014

[ 4-WEEK ISSUE ]

Jun 28 - Jul 26, 2014 Volume 22 Issue 13

nationalhomes.com nationalhomes.com

Are Are The The Blueprint Blueprint

™™

32 Building BuildingCommunities Communitiesin: in: BRADFORD BRADFORD | | NEWMARKET NEWMARKET | | TORONTO TORONTO | | ETOBICOKE ETOBICOKE SEE SEEPAGE PAGE20-21 20-21

INSIDE THIS ISSUE

BUILDING COMMUNITIES, AS WELL AS NEW HOMES

GTA NEW HOME SALES REMAIN STABLE

CREATING FLEXIBILITY WITH FURNISHING CHOICES

ASPIRE ASPIRE TO TOAANEW NEWERA ERAOF OFDESIGN DESIGN ININNEWMARKET. NEWMARKET.

aspenridgehomes.com aspenridgehomes.com

NOW OPEN 8 Communities and 9 models from 3 of Toronto’s leading interior designers.

BRAmPtON Credit Manor Heights Presentation Centre & Model Home 905.216.5155

BRAmPtON MAYFIELD VILLAGE Presentation Centre 905.230.2592

mARkHAm Upper Cornell Presentation Centre & Model Home 905.554.3446

RIcHmONd HIll Kettle Lakes Club Presentation Centre & 2 Model Homes 289.234.1064

NEWmARkEt WOODLAND HILLS Presentation Centre 416.270.9484

NOBlEtON King Country Estates Presentation Centre & 2 Model Homes 905.558.0255

klEINBuRg Kleinburg Hills Presentation Centre & 2 Model Homes 905.552.0678

kINg cIty King Oaks Presentation Centre & Model Home 905.539.0181

VAugHAN Upper West Side Presentation Centre & 2 Model Homes 289.553.5633

mORE INFO At aspenridgehomes.com

contents

JUNE 28 - JULY 26, 2014 || VOLUME 22 ISSUE 13

ON THE COVER

p. 32

[ 4-WEEK ISSUE ]

community focus features 24 Toronto

Jun 28 - Jul 26, 2014 Volume 22 Issue 13

Fieldgate Homes

Enjoy the best of King West living at 90 Niagara

44 Multi-site

NATIONAL HOMES

Townwood Homes

Richview welcomes crowds for the grand opening in Etobicoke

Building on a 40-year legacy with Townwood Homes

64 Richmond Hill

nationalhomes.com nationalhomes.com

Highmark Homes

Are Are The The Blueprint Blueprint

™™

32 Building BuildingCommunities Communitiesin: in: BRADFORD BRADFORD | | NEWMARKET NEWMARKET | | TORONTO TORONTO | | ETOBICOKE ETOBICOKE SEE SEEPAGE PAGE20-21 20-21

INSIDE THIS ISSUE

BUILDING COMMUNITIES, AS WELL AS NEW HOMES

001 NHGTA-Cover-06-28-2014-TL-FIN.indd 1

GTA NEW HOME SALES REMAIN STABLE

CREATING FLEXIBILITY WITH FURNISHING CHOICES

14-06-23 3:26 PM

Modern luxury in Richmond Hill now available at NUVO

98 Milton

Mattamy Homes

Enjoy life in the Village – sooner than expected

24

regular and special features IN EVERY ISSUE

4 Editor’s Note 10 Contributors 52 Hot Dates 118 Ad Index

HOMEBUYERS’ HELP

48

Builder Perspectives

56

City Focus

70 COLUMNISTS

20 28

BILD

Report

Building communities, as well as new homes

by Bryan Tuckey

Tarion Report

What to look for in a new home

by Howard Bogach

40 42 50

72

Creating flexibility when making furnishing choices Welcome to Richmond Hill – great place to buy, better place to live

by Wayne Karl

Style Inspiration

Nautical or Tropical

by Sara Duck

Outdoors

Patio perfection

by Jo Alcorn

111 Resource Section

Mortgage Calculator and Rate Table

115 GTA Hot Sheet

Two pages of new openings, new releases and preview registrations

Fundamentally Speaking What’s in your newhome warranty?

by Wayne Karl

Mortgage Finesse

Is paying off your mortgage bad for your net?

by Calum Ross

Legally Speaking

Not every lawyer is a real estate lawyer

by Jayson Schwarz

60 Industry Insider

More than meets the eye

62

64

by David Hirsh

Taxing Issues

Capital expenditures and deductible expenses

by Henry Choo Chong

IN THE NEWS

54

New Home Sales

66

Home Sales

68 86 96

Sales of new homes remain stable in the GTA Canadian home sales up in May: CREA

Home Insurance

Stormy weather a reminder about importance of home insurance

Employment

Job market becoming increasingly stable: CIBC report

Mattamy Homes

$1-million gift supports Peter Gilgan Emergency Department

//EDITOR’S NOTE

Long-term commitment will afford you peace of mind

W

hether you’re relocating from one coast to the other or moving to your first place, changing homes can be hectic, exciting and certainly stressful. But, relax.

You can eliminate the anxiety associated with moving by taking control of the situation with confidence.

Understanding the market is just part of the story. Knowing what you need and what you can afford is the more important part of the equation.

Making a prudent purchasing decision that doesn’t keep you up at night

when interest rates rise or market news becomes the talk of the town is up to you.

Any expert will tell you that buying a home or condo is a long-term commitment. This issue is full of great tips from the experts as well as the latest news designed to help you make a wise purchasing decision.

Along with our Community Focus features, which outline the specifics on many fine communities, there’s lots to take in – so kick back, relax and enjoy.

You’re in the driver’s seat.

SUSAN LEGGE

EDITOR-IN-CHIEF Wall2Wall Media Susan.Legge@wall2wallmedia.com Follow me on Twitter at Twitter.com/SusanLegge Like us on Facebook. Search: New Home Guide

Know your builder – and warranty Understand what’s covered and what’s not

I

WAYNE KARL

EDITOR Wall2Wall Media Wayne.Karl@wall2wallmedia.com Follow me on Twitter at Twitter.com/WayneKarl Like us on Facebook. Search: New Home Guide

4 NEW HOME GUIDE GTA | JUN 28 - JUL 26, 2014

t was about this time last year that parts of the GTA were left reeling from severe rainfall, flooding and power outages, and homeowners were learning the hard way about home insurance and new-home warranties.

Indeed, you wouldn’t dream of buying a new car, TV or other big-ticket item without first inquiring about the manufacturer’s warranty. But when it comes to buying a new home, you should be even more diligent.

Some people may be so excited about their purchase that they’re more interested in choosing finishes than reading the fine print of a sales agreement. Or maybe they assume all builders are created equal, and that certain things are covered, when in fact they may not be. Or it might be a lack

of awareness of just how new-home warranties work in Ontario.

Tarion Warranty Corp. is a nonprofit company designed to protect the rights of new-home buyers and to regulate builders (see pages 28 and 40). With four main responsibilities – homeowner education, warranty enforcement, builder licensing, and identifying and prosecuting illegal building – it is, unfortunately, a necessary but extremely valuable body.

It is also one you should get to know.

Just like for cars or electronic devices, all manufacturers and products are not created equal. Learning about your new-home builder’s warranty – before the time when you actually may need it – is a crucial part of the homebuying process.

5

Your Life Storey always comes first.

2013 Tarion Award of Excellence Finalist For the last sixty years, Menkes has been a central chapter in the Life Storeys of so many. Menkes has always focused on building homes in the city’s most desirable and accessible locations. Discover elegant family homes in communities across the Greater Toronto Area that exude this company’s trademark character, charm and lasting value. Come home to Menkes today, where your Life Storey always begins and ends with total customer satisfaction.

Facebook.com/MenkesLife 6

Prices and specifications are subject to change. E.&O.E. June 2014.

@MenkesLife

NOW OPEN

NOW OPEN

NEW RELEASE

Burnhamthorpe Rd. & West Mall Etobicoke Starting from the high $300’s 416.259.2525

Brown’s Line & Evans Ave. Etobicoke Starting from the $480’s 416.259.2525

Guelph St. & MacFarlane Dr. Georgetown Starting from the low $400’s 289.891.9103

UNDER CONSTRUCTION

90 DAY CLOSINGS

NEW RELEASE

Bathurst St. & Finch Ave. North York Starting from the low $300’s 416.730.1600

Salem Rd. North & Williamson Dr. East Ajax Starting from the low $500’s 905.428.0500

Dundas St. West & Bronte Rd. Oakville Starting from the low $400’s 905.825.3619

menkes.com menkes.com

7

Beautiful Pond In Hawthorne Village Vista

Keeping It Natural Wherever We Build.

In our many communities in and around the GTA, we build around natural features not over them. Where there's an old growth forest, we let it continue to flourish. If there are wetlands, preserves, creeks and ponds, we place our homes and streets in the best places so families can walk outside their doors and enjoy the scenery.

We also plan walking/biking trails, spacious parks and playgrounds right into the neighbourhood. Preserving nature sends a clear message as to what we believe is important to families in our communities.

In our communities, nature is your neighbour.

Presentation Centre Hours: Monday - Thursday 1pm-8pm; Friday 1pm-6pm; Saturday, Sunday and Holidays 11am-6pm Wildflowers Model Home Hours: Monday - Thursday 1pm-7:30pm; Friday 1pm-5:30pm; Saturday, Sunday and Holidays 11am-5:30pm 8

mattamyhomes.com AURORA

BRAMPTON

St. John’s FORE ST AU RO R A

Come Experience Affordable Townhome Living In Desirable St. John’s Forest In Aurora.

Connect To Style, Community & Family In Mount Pleasant North.

Elev. ‘F’

Village Home, The Erin ‘F’, 1,283 Sq.Ft., $387,990

38' Home, Plan 1, Elev. ‘C’, 2,051 Sq.Ft., $479,990

Townhomes From $362,990

Townhomes From $329,990 ~ Detached Homes From $387,990

Sales Centre: 1280 St. John's Sideroad

Sales Centre: 6 Worthington Avenue

KITCHENER

MILTON

Affordable Townhome & Detached Living.

4 New Detached Model Homes Open To Tour!

Early Fall Closings Now Available On A Select Number Of Detached Homes!

30’ Home, The Indigo, Elev. ‘B’, 1,780 Sq.Ft., $342,990

36' Home, The Windmere, Elev. ‘E’, 2,564 Sq.Ft., $592,990

Townhomes From $251,990 ~ Detached Homes From $299,990

Semi’s From $439,990 ~ Detached Homes From $465,990

Sales Centre: 179 Seabrook Drive

Sales Centre: 10180 Derry Road

Follow us: All illustrations are artist’s concept. All dimensions are approximate.

Prices, specifications, terms and conditions subject to change without notice. E.&O.E.

9

contributors NEW HOME GUIDE

PRESIDENT, WALL2WALL MEDIA

Jacqueline Hill

EDITOR-IN-CHIEF / DIRECTOR OF CONTENT

Susan Legge

DIRECTOR OF SALES, NATIONAL

Josh Heppner

SALES MANAGER NEW HOME GUIDE GTA, NEW CONDO GUIDE, HOME DÉCOR & RENOVATIONS

Conni Robinson

ASSOCIATE PUBLISHER, NEW HOME & CONDO GUIDE SWO, LIFESTYLE COMMUNITIES

Susan Maxwell ART DIRECTOR

Tammy Leung EDITOR

Wayne Karl CONTRIBUTING EDITORS

BILD REPORT

BRYAN TUCKEY

Bryan Tuckey is President and CEO of the Building Industry and Land Development Association (BILD) and can be found on Twitter (twitter.com/ bildgta), Facebook (facebook.com/ bildgta), Youtube (youtube.com/ bildgta) and BILD’s official online blog (bildblogs.ca)

TAXING ISSUES

HENRY CHOO CHONG, CGA

Henry Choo Chong is a certified general accountant. Henry sits on many committees and provides accounting and tax advice to individuals and businesses in the GTA. Send your tax questions via email to Taxing Issues at: choochonghcga@ yahoo.ca

LEGALLY SPEAKING

Sara Duck, Elisa Krovblit Lydia McNutt

Schwarz Law Barristers and Solicitors

SENIOR ACCOUNT EXECUTIVE Nina Downs nina.downs@wall2wallmedia.com

JAYSON SCHWARZ

Jayson Schwarz LL.M. is a Toronto real estate lawyer and partner in the law firm Schwarz Law LLP. He can be reached by visiting schwarzlaw. ca or by email at info@schwarzlaw.ca or phone at 416.486.2040

SENIOR ACCOUNT EXECUTIVE

Dionne Fraser dionne.fraser@wall2wallmedia.com SALES & MARKETING CO-ORDINATOR

Terry Bassett

DISTRIBUTION & SALES CO-ORDINATOR

Jennifer Bistron

ADMINISTRATIVE ASSISTANT

Antoinette Jackson PRODUCTION MANAGER

Bala Gnanapandithan PRODUCTION CO-ORDINATOR

Sandra Hanak-Vujnovic GRAPHIC DESIGNERS

Mike Terentiev, Caroline Wassef

NATIONAL ACCOUNT MANAGER, MEDIATIVE

Paul Slizys

Published By

INDUSTRY INSIDER

DAVID HIRSH

David Hirsh is President and CEO of Brandy Lane Corp. Hirsh prides himself on his hands-on approach to all stages of the development and building process.

The company’s newest community is Wyldewood Cove, coming soon to Collingwood. Visit brandylanehomes.com

MORTGAGE FINESSE

CALUM ROSS

Calum Ross is a mortgage columnist for New Home Guide and New Condo Guide. He holds both a B. Comm and MBA in finance from the Schulich School of Business and in 2011 completed the Comprehensive Leadership Program at Harvard Business School. He can be reached at 416.410.9905

TARION REPORT

HOWARD BOGACH

is President and CEO of Tarion Warranty Corp. His column appears monthly in New Home Guide.

For more information about how Tarion helps new-home buyers, visit tarion.com or find us on Facebook at facebook.com/ TarionWarrantyCorp.

#500-401 The West Mall Etobicoke, ON M9C 5J5 T 416.626.4200 F 416.784.5867

newhomeguide.ca

ADVERTISING Call 416.626.4200 for ­advertising rates and information.

CIRCULATION Free distribution in select high-traffic street boxes, stores, banks, financial institutions and select condominium sales offices.

COPYRIGHT 2014 All rights reserved by New Home Guide, Toronto, Ontario, Canada. Reproduction in any form is prohibited. Contents of this publication are covered by Copyright and offenders will be prosecuted under the law. The views and data expressed by columnists do not necessarily represent those of the publication.Wall2Wall Media is a trademark of Yellow Pages Group Co. in Canada.

TERMS Advertisers, Editorial content are not responsible for typographical errors, mistakes or ­misprints. All prices are correct as of press time and are subject to change without notice. E. & O. E.

EDITORIAL Submissions from interested parties will be considered. Please submit to the editor at Susan.Legge@wall2wallmedia.com.

Please recycle this magazine! Wall2Wall Media participates in the Partners in Growth Reforestation Program through St. Joseph Communications. To date, Partners in Growth has planted over 2.5 million trees in parks, recreation and conservation areas, and other public spaces across Canada.

Established in 1990, this program was started with Scouts Canada to help replenish the environment.

10 NEW HOME GUIDE GTA | JUN 28 - JUL 26, 2014

Markham

Library with Over & re nt Ce ity un mm Co ell rn Co Your Doorstep.

70,000 sq. ft. Now Open at

Release of New Home Designs! Visit us Today!

Tour our 8 professionally decorated models

Freehold Townhomes featuring 2 master bedrooms each with a Semi-Ensuite

500's

$

from the mid

From 1,737 Sq.ft.

cornellrouge.com

MARKHAM

Singles on 30’, 36’ & 40’ lots

$600's

from the mid

From 2,057 Sq.ft.

Sales office located at the S/E corner of Cornell Centre Blvd. and 16th Ave. Open Monday to Thursday

from 1 to 8 p.m.; Friday by appointment only; Weekends and Holidays from 11 a.m. to 6 p.m.

Renderings are artist’s concept.* Specifications are subject to change without notice. E. & O. E. See Sales Representative for details.

11

12 NEW HOME GUIDE GTA | JUN 28 - JUL 26, 2014

JUN 28 - JUL 26, 2014 | NEW HOME GUIDE GTA 13

DON’T MISS OUT!

OVER 80% SOLD!

Homes sold by appointment only.

Register at 416-746-1234 or visit www.newhomepriority.ca

All with double car garages set in an infill location at Baldwin north of Taunton.

Preview priced from the upper $400’s

Broker’s protected

10 SHELBURNE

ort Rd

ne r Hu

Sales Office Hours: Mon-Wed 1pm-7pm Weekends/Holidays 11am-6pm

rio

ta

on

9

St

Now Open!

d

R York Tay lo

SALES OFFICE

rR

d

nd

ale

Av e

N

QEW

Gle

38ft full depth singles in the heart of wine country in Niagara-on-the-lake from the $300’s

Airp

10

519-306-0665 551 Wainsborough Way, Shelburne ON (West side of HWY 124) approximately 1.5 km north HWY 89

89

ORANGEVILLE

90 day closings available 30 minutes north of Brampton

*Ask sales rep for details.

Prices correct at press time E&OE.

St

2nd Li

Main

N

Rd124

in a Master Planned Community from $279,990 up to $367,990 for 3240 sq.ft.

County

40’ Full Depth Singles

www.lakeviewhomesinc.com

905-688-3010 494 York Road, York Road and Glendale Niagara-on-the-Lake Sales Office Hours: Mon-Thurs 12pm-6pm Sat, Sun & Holidays- 11am-5pm Friday By Appointment Only

JUN 28 - JUL 12, 2014 | NEW HOME GUIDE GTA 14

15

Coming This FaLL!

bUngaLow Towns From

Carefree.

Close To everyThing a private enclave of only 46 homes, steps from downtown Uxbridge, trails and golf. a lifestyle where cutting grass, shoveling snow and repairs are taken care of. The only thing you’ll need to do is everything you’ve ever dreamed of.

RegisTeR now For priority information and community updates!

FoxTrailLife.ca

Model Home Photo Compliments of Treasure Hill Homes www.treasurehill.com

treasurehill.com

Discover Living

Treasure Hill builds thoughtfully-conceived spaces with superior interior design features. Aurora Woods on Bayview Presentation Centre.

JUNE2014

Treasure Hill Homes has been featured as “MODEL HOME OF THE MONTH� as seen in the New Home Guide model home calendar

urbantowns O N

B AY V I E W

BUILDING A NEW LEVEL OF SUCCESS urbantowns O N

B AY V I E W

COMING SEPTEMBER URBANTOWNS ON BAYVIEW

urbantowns O N

B AY V I E W

TOW N H O M E S After the extreme success of Urbantowns at Bayview as the winner of the 2014 BILD Low-Rise Project of the Year, Treasure Hill is proud to present Urbantowns on Bayview. Continuing the urban look and feel that made the original development such a success, Richmond Hill’s most desirable townhomes will be located on Bayview just north of Major Mackenzie.

COMING SEPTEMBER AURORA VIEWS ON WELLINGTON

TOW N H O M E S Aurora Views is nestled in Aurora’s most sought-after location. Featuring designerinspired freehold townhomes in an exclusive enclave community located on Wellington east of Bayview. With exceptional views in a nature setting, this premium location offers a limited number of lots. It is an amazing opportunity you do not want to miss out on!

N OW O P E N B R A M P TO N

COMING SOON

MARKHAM

WOODBRIDGE

ACCOLADES

URBAN LIVING

TOW N H O M E S

TOW N H O M E S

CALEDON

IN MARKHAM

LU X U RY S I N G L E S

F o r m o re i n f o r m a t i o n v i s i t t r e a s u r e h i l l . c o m

TOW N H O M E S

//BILD REPORT

Building communities, as well as new homes » by BRYAN TUCKEY

BRYAN TUCKEY

is President and CEO of the Building Industry and Land Development Association (BILD) and is a land-use planner who has worked for municipal, regional and provincial governments. He can be found on Twitter (twitter. com/bildgta), Facebook (facebook.com/bildgta) and BILD’s official online blog (bildblogs.ca).

BILD members are well known for building quality homes and business across the GTA, but what sometimes gets overlooked is the positive impact they have on the communities they develop.

New developments drive foot traffic, increase property values and lead to new infrastructure, which in turn benefits local homeowners and business owners.

Among our 1,400 members, there is a renovator, Lefteris Karagiannis of Mane Construction, who is building his legacy in east Toronto in an area that is unofficially known as Bricktowne.

It’s an area that was home to about 10 brickyards at the turn of the century.

Its borders are Highfield Rd. to the east, south of the railway tracks below Danforth Ave. to the north, Leslie St. to the west and Queen St. to the south.

Within those boundaries is Greenwood Park, which used to be a brickyard.

Several other yards in the Gerrard and Greenwood area were brickyards too.

Some call the area East or Upper Leslieville, or East Riverdale, or know it as an extension of Little India. But not Karagiannis. He calls it Bricktowne, and he plans to go to the city within the next year to have it officially renamed.

“I came up with the name Bricktowne to promote an identity for the community. In Toronto, we have Corktown, in Vancouver, they have Gastown, Hamilton is Steeltown. So why not Bricktowne? We’re paying homage to the history of the area,” Karagiannis says.

Karagiannis and his business partners own four buildings in the area, including a bistro called The Brickyard Grounds.

The eatery has become the heartbeat of Bricktowne, the hub where everyone in the area, including artists and musicians, eventually goes to grab a quick cup of

20 NEW HOME GUIDE GTA | JUN 28 - JUL 26, 2014

coffee, or sit down for a sandwich and a beer. The bistro recently hosted 300 customers on a single Sunday. It seats 30.

The four buildings also consist of three commercial spaces and 11 rental suites. “As a RenoMark renovator, rather than tearing them down, we improved the apartments by updating electrical and heating systems, upgrading the windows so they were better quality, upscale rental suites exceeding building codes,” Karagiannis says.

RenoMark is a national program that was designed to bring professionalism and integrity to the renovation industry. Homeowners in the GTA that are looking to renovate their homes will find the building industry’s top professionals at renomark.ca.

Bricktowne is seeing a lot of middle-class families move in, he added. And there is even new homes being built 100 yards east of the bistro. With a wry grin, Karagiannis said 31 stacked modern townhouses are being advertised as “East Leslieville.”

Meanwhile, Karagiannis partnered with Nuit Blanche and created two murals to beautify the community, and the city has retrofitted Greenwood Park with a hockey pad, kids’ play area, baseball diamond, soccer field and dog park.

“We just want to create an identity for the community in terms of ownership and pride,” he says. “We want to give it a new life again and make it sustainable.”

BILD members don’t just build homes. They strive to build great cities and community spirit. Think of Bricktowne the next time you visit a new development.

LIVE in the centre of TORONTO

SENSATIONAL SEMIS

SUPERB SINGLE DETACHED

UP TO

SEMIS AND A SELECT NUMBER OF DETACHED HOMES

$40,000

IN BONUSES*

600’s

$

Exclusive court lots in the well-established Bathurst Manor neighbourhood, near Sheppard and Bathurst.

Starting from the upper

Buy now and receive: ✔Granite Kitchen Countertop ✔Stained Oak Staircase ✔Granite Countertops in Ensuite and Main Bath ✔P re-Finished Engineered Hardwood on Main ✔Appliance Package – Stainless Steel Fridge, Stove, Dishwasher and White Washer & Dryer ✔Upgraded Trim Package ✔Air Conditioning ✔Upgraded Pickets and Handrail (non-tiled areas)

WWW.ARISTAHOMES.COM • 416-630-5039 *Prices and specifications are subject to change without notice. Bonus, finishes and decor dollar amounts may vary per model type. See sales representative for details. Renderings are artist’s concept. Veneer risers and stringers. E. & O.E.

Presentation Centre Hours:

Mon. - Thurs. 1 - 8pm, Fri. by appt.

Sat., Sun. & Hol. 11am - 6pm 21

Imagine life in a Rosehaven Home where you will say…I am happy, I am comfortable, I am home!

Current Communities

CHIPPAWA/NIAGARA

THOROLD

STONEY CREEK

BRAMPTON

The Grass is Greener!

50’ Singles & Freehold 35’ WIDE Bungalow Loft Townes from the $320’s.

Move to a Better Way of Life!

45’, 40’, 36’ Singles, Semis & Towns from the $290’s.

Quick closings! Tour our models.

Walk, Bike or Play!

40’ & 35’ Singles from the mid $400’s.

Semis from the mid $300’s.

Family First Community!

45’, 41’, 38’ & 30’ Singles from $514,990 25’ Attached Singles & 20’ Towns from $399,990.

For directions, hours and community information call our hotline (1-888/416) 410-0175 Prices and specifications correct at press time. Renderings are artist concept. E. & O.E. Prices quoted are in $ thousands except for Kleinburg & Randall pricing.

Redefining luxury, with details and finishes, sure to exceed your expectations. The only way to improve on the experience is to move in.

RosehavenPlatinum.com OAKVILLE

by Rosehaven Homes 36 Majestic Suites from 1,900 sq. ft. to over 3,000 sq. ft. Move in from $2 million

KLEINBURG

60’ to 70’ Estate Singles from 3,700 sq.ft. to over 5,600 sq. ft. Move in from $1.4 million MODELS NOW OPEN!

All photos are actual Rosehaven homes.

Coming Soon CALEDON Stunning 36’ Singles & Freehold Townhomes FALL 2014!

Register at MoveUpToCaledon.ca

BRADFORD

MOUNT ALBERT Small Town Charm Luxurious 50’ Single Detached Homes.

Bungalow & Two Storey designs up to 3,600 sq. ft. from the $580’s.

or visit

45’ & 36’ Singles and Freehold Townhomes FALL 2014!

Register at dreamfieldsbradford.com

WATERDOWN Returning to Waterdown with 35’ Singles FALL 2014!

Register at waterdownmeadows.com

RosehavenHomes.com

//COMMUNITY FOCUS

Enjoy the best of King West living at

90 NIAGARA

LOCATION Toronto HOUSING TYPE Five-storey boutique residence CONTACT 416.981.0036 fieldgatehomes.com

24 NEW HOME GUIDE GTA | JUN 28 - JUL 26, 2014

W

hen one thinks of the excitement and vibrancy of life in downtown Toronto, the dynamic neighborhoods of Toronto’s Downtown West are often what first come to mind. It’s in the heart of these popular neighbourhoods that Fieldgate Homes is proud to announce its new contemporary midrise residence, 90 Niagara.

“Over the years, the city watched as Queen Street West and then King West became real estate hotspots,” says Jim Andrews, director of sales and marketing at Fieldgate Homes. “When the site at 90 Niagara became available, we felt it would be an ideal neighbourhood for an intimate midrise residence, offering a choice of both urban lofts and condos.” ...continued on pg 26

JUN 28 - JUL 26, 2014 | NEW HOME GUIDE GTA 25

//COMMUNITY FOCUS...continued

The remarkable popularity and demand for stylish living in the King West neighbourhood was clearly seen when looking at all of the people that attended 90 Niagara’s recent Preview Opening Event, looking to buy into a bit of the good life on King West.

Located on Niagara Street just south of King, this intimate fivestorey boutique residence features just 45 luxurious suites, available in both single-level suites or two-storey lofts.

These positively stunning suites and lofts boast contemporary openconcept floorplans designed for modern life – cook up a feast in the gourmet kitchen or soak up the style in the lavish master suite. Most units have balconies or terraces, and offer an impressive range of features and finishes such as hardwood floors, stainless steel appliances and Caesarstone countertops. There are a great selection of floor plans to choose from, with condo suites starting from a 526-sq.-ft., one-bedroom plus study model with a 95-sq.-ft. terrace, to an 800-sq.-ft. one-bedroom model that features a 218-sq.-ft. terrace. The two-storey lofts are available in a range from one bedroom plus den up to an impressive 1,277-sq.-ft threebedroom suite with a 74-sq.-ft. balcony. Suites are available starting from the low $300’s.

The King West neighbourhood offers one of the best urban lifestyles in all of downtown Toronto. With a distinctive neighbourhood aesthetic and some of the best amenities in the city, young urban professionals are finding the lifestyle of their dreams in this hot neighbourhood setting. The stylish boutique living of 90 Niagara can be found just steps from the streetcar and all the many popular hotspots of King West.

26 NEW HOME GUIDE GTA | JUN 28 - JUL 26, 2014

FIELDGATE HOMES | 90 Niagara

The King West neighbourhood offers one of the best urban lifestyles in all of downtown Toronto King West is perfectly situated to enjoy the many rich flavours of life to be found in popular one of the trendiest neighbourhoods in the entire city. Home to stylish shops and restaurants and an ever-evolving array of high-tech start-ups and other cutting edge businesses, you can liberate your social life and your professional life in this amazing neighbourhood. Take a short walk north from the King West neighbourhood to discover the city’s most popular boutique shopping destinations on Queen West, featuring a wide array of exclusive shops, not to mention bars and restaurants.

90 Niagara is also ideally located to take advantage of the many pleasures of life elsewhere in Toronto’s downtown core – with destinations such as the financial district, Air Canada Centre and Rogers Centre, all just a short TTC ride away. You can also head south for a relaxing day on Toronto’s picturesque waterfront, or catch a rousing soccer match at nearby BMO Centre. Not to mention the great selection of parks – such as Victoria, Memorial and Stanley – are all within easy walking distance.

90 Niagara is now open. Visit fieldgatehomes.com or call 416.981.0036 for more information.

LUXURY SINGLES ONLY

NEW LUXURY COMMUNITY FEATURING

50’• 55’• 57’• 65’•75’• 86’•100’ ESTATE LOTS

BRAMPTON’S NEW EXCLUSIVE COMMUNITY

HWY 27

HWY 50 Countryside Dr. The Gore Rd.

TREASURE HILL PRESENTATION CENTRE

Castlemore Rd.

Fogal Rd. Queen St.

val e s o f t h e h u m b e r.c o m *Limited quantities available in some price ranges to qualified purchasers. Prices & information correct at press time. Maps not to scale. Some lots may have premiums. E. & O.E. Conditions may apply.

HWY 407

HWY 7

GREENPARK & STARLANE PRESENTATION CENTRE

HWY 427

* 990 $ 699,

N

Mayfield Rd.

McVean Dr.

2 STOREY FROM

$ 673,990

* Goreway Dr.

BUNGALOWS FROM

PRESENTATION CENTRE HOURS: MONDAY TO THURSDAY: 1PM - 8PM FRIDAY: CLOSED • SATURDAY, SUNDAY & HOLIDAYS: 11AM -6PM

27

//TARION REPORT

What to look for in a new home » by HOWARD BOGACH

HOWARD BOGACH

is President and CEO of Tarion Warranty Corp. His column appears monthly in New Home Guide.

For more information about how Tarion helps new-home buyers, visit tarion.com or find us on Facebook at facebook.com/ TarionWarrantyCorp.

It’s a fact that new homes and condos are not perfect. The home building process is the work of craftsmanship, where many tradespeople collaborate to bring your new home to life.

This is why it isn’t uncommon for a new home to have some imperfections – ranging from minor cracks and squeaks, to more major issues such as water leakage.

Over the years, Tarion has tracked our most frequently asked questions. If you are a new home or condo owner, chances are you may be wondering the same things, such as, is that crack in my basement something to be concerned about, or are those squeaky floors warrantable?

From minor issues to more serious ones, I’ll explain how to determine what you should note on your warranty forms.

loonies) should be something to note on your 30-Day or Year-End form. As for a squeaky floor or stair, ensure the flooring is not loose, as this is also something to note on your warranty form before your first year deadline.

CRACKS AND SQUEAKS

Granite countertops have become a much desirable upgrade in many new homes, and it can be extremely frustrating to a homeowner if a scratch is noticed. However, solid-surface countertops can be brittle and easily damaged by impact.

Pay close attention to the condition of your countertops during the Pre-Delivery Inspection (PDI), as cracks are generally only covered under warranty if it can be shown that it existed prior to you taking possession of the home.

If a crack is not listed on the PDI form, it will likely not be covered if listed on a 30-Day or Year-End form since after you take possession of your home, we will not be able to determine whether the crack was caused by the builder or the homeowner.

The same logic holds true for scratches or dents to flooring or other interior fixtures such as a bathtub. Noting these imperfections on your PDI form is a must. If the house is not clean enough to assess such imperfections, request that the PDI be rescheduled so that it is in suitable condition for an inspection.

Remember that proper home maintenance is essential to the health of a new home, and it is your responsibility to maintain your home once you move in. Visit tarion.com to view an online video about seasonal home maintenance tasks.

Notice a crack in your drywall, or a squeaky floor? Most new-home owners think that a new home should not have any imperfections, but that isn’t so. A crack in your drywall, concrete basement floor, or garage floor could all be due to “shrinkage,” caused by the drying of materials. This is a normal and common process that all homes experience. Since this does not have an adverse affect on the condition of your new home, it is not covered under warranty. The same goes for a squeaky floor or stair, which may also be the result of shrinkage. You can still point these issues out to your builder, as he or she may be able to determine the cause, and possibly make a simple repair.

Although many cracks and squeaks are nothing to be concerned about, take note of the width of the crack. For example, a crack in a garage floor that is more than six millimetres in diameter (approximately the thickness of three 28 NEW HOME GUIDE GTA | JUN 28 - JUL 26, 2014

WATER LEAKAGE

There is a big difference between water condensation, and an actual pool of water in your home. Many homeowners inquire about dampness or condensation, usually in the basement of their new home.

Depending on the weather outside, condensation may occur in a new home, but should not be cause for major concern. Check the moisture levels in your home to help prevent excess condensation. Reduce dampness by using a dehumidifier or increasing ventilation to the area.

Only actual water penetration through an opening in the wall or floor may be covered by the statutory warranty. In a basement, trickling water leakage should be included on your 30-Day, Year-End and Second-Year warranty forms as the cause will need to be identified.

INTERIOR FINISHES

If you have questions about your new home warranty, contact Tarion at tarion.com or call us at 1.877.9TARION.

RICHMOND HILL MODEL HOME GRAND OPENING TAKE THE TOUR THIS WEEKEND 7 SPECTACULAR MODELS FREEHOLD TOWNHOMES EAST OFF YONGE NORTH OF GAMBLE TOWNHOMES

starting from the low

$600s

RICHMOND HILL

Jefferson Forest continues to offer a wide selection of Freehold Townhomes all in an established community beside a 400+ acre nature preserve.

This could be your LAST CHANCE TO MAKE JEFFERSON FOREST YOUR NEW HOME COMMUNITY.

SALES OFFICE: Mon. - Thurs.

1pm to 8pm, Sat., Sun., & Hol. 11am to 6pm

VISIT US TODAY!

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*Prices & specifications are subject to change without notice. Finishes vary by Builder. See sales representatives for details. Renderings are artist’s concept. E. & O. E.

THE HOMEMADE

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nationalhomes.com 30 NEW HOME GUIDE GTA | JUN 28 - JUL 26, 2014

ETOBICOKE - The Townes of Richview - With backyards and 2 car garages near bike paths &Princess Anne Manor. Sales office at 4750 Eglinton Ave. W. Freehold Townhomes from the $570’s* NEWMARKET - Stonehaven by National - A ravine enclave of estate inspired homes.

Sales office at 900 Mulock Dr., Newmarket. Detached Homes from $699,990* BRADFORD - The Forest by National - Model Homes decorated by Pottery Barn®!

Sales office on Professor Day Dr. at Breeze Dr. Detached Homes from the $480’s* TORONTO - The Churchill Collection Forest Hill - At Spadina & St. Clair. Move in 2014.

Executive Towns from $1.39M to $1.7M+* Visit ChurchillCollection.ca

nationalhomes.com *Pricing and information subject to change without notice. E.&O.E.

JUN 28 - JUL 26, 2014 | NEW HOME GUIDE GTA 31

//COVER STORY

RICHVIEW WELCOMES CROWDS

for the grand opening!

LOCATION Etobicoke HOUSING TYPE Freehold townhomes SALES CENTRE: 4750 Eglinton Ave. W. CONTACT nationalhomes.com

32 NEW HOME GUIDE GTA | JUN 28 - JUL 26, 2014

A

mong the leafy streets and quiet boulevards of Richview Gardens, excitement at the recent Grand Opening of National’s Townes of Richview drew a great deal of attention. More than 50 of the homes were sold during the Preview weekend!

Those interested in this remarkable new community of just 68 freehold residences in the highly coveted and amenity-rich Kipling and Eglinton neighbourhood are urged to visit the sales office right away or risk being disappointed.

The Townes of Richview feature elegant stone and class brick exteriors, large, tree-lined rear yards, sun-filled private terraces, two-car garages, nine-ft. ceilings, hardwood flooring and more. Designs offer up to 2,790 sq. ft. of graceful living space. Plus, these are true freehold towns – no monthly condo fees.

NATIONAL HOMES | Townes of Richview

The Townes of Richview feature elegant stone and class brick exteriors, large, tree-lined rear yards, sun-filled private terraces, two-car garages, nine-ft. ceilings, hardwood flooring and more.

Located in Richview Gardens, a short bus ride to the Bloor subway line and near prestigious Princess Anne Manor and the stately Kingsway, National’s stunning brownstoneinspired townhomes are the perfect choice for people who embrace all the city has to offer but enjoy the peacefulness of a quiet neighbourhood.

The Townes of Richview are in the heart of Etobicoke, where everything you love is a short walk or a bike ride away, along the 7.7-km dedicated bike path that winds through a tree-lined boulevard along Eglinton. Just around the corner are the convenient shops, cafes and services of Richview Square and Lloyd Manor Plaza. Also close by are the shops of Sherway Gardens, Bloor West village and even Yorkdale Mall is only 10 minutes away. Pamper yourself at the beautiful Old Mill Inn and Spa. Well-equipped parks, Richview Library, family-friendly community centres, pools, skating rinks and tennis courts are an important part of the quality of life

residents will discover in this established neighbourhood.

The Kingsway is another terrific perk for residents at The Townes of Richview.

Here you can explore the best in boutique shopping and more than 30 different dining establishments. There are pubs, bars, coffee houses, a retro-cinema and an array of professional services to suit all of your needs. Treat yourself to a new do at one of the city’s best hair salons. Have a massage, manicure or pedicure. Need your clothes cleaned, shoes shined... whatever you need... you’ll find it on the Kingsway!

Another highlight of this neighbourhood is prestigious St. George’s Golf Club. Ranked the number one golf course in Canada by Golf Digest magazine, St. George’s has been a west end fixture since 1929. The Club is located at 1668 Islington Ave. – less than five minutes from The Townes of Richview.

Etobicoke boasts a number of prestigious schools including Richview Collegiate, Princess Margaret Junior School, Martin Grove Collegiate. Catholic schools include Father Serra, St. Marcellus and All Saints. Private schools include Olivet, MPS, Phoenix and Kingsway Montessori.

When you live at Richview, an easy 10 minute bus ride will take you to the Islington or Kipling subway where you’ll be whisked downtown in just 25 minutes, you can be on Hwys.

401 or 427 in five minutes, at Toronto’s international airport in 10 minutes or on the Gardiner Expressway in 15 minutes.

The Townes of Richview start from only the $570’s. If you’re ready for an elegant townhome with a backyard or terrace near absolutely everything, don’t delay. Visit the sales office right away at 4750 Eglinton Ave. W. near Kipling.

For more information, visit nationalhomes.com JUN 28 - JUL 26, 2014 | NEW HOME GUIDE GTA 33

live greatly.

Experience the Great Gulf Difference across the

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Award-winning homes up to $300,000 less than the GTA!

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• Side door entrance with additional staircase to basement

• Minutes to the US border and Buffalo International Airport

$300’s

50 Ft. Detached 2,130 - 3,095sq. ft. from

$ 350’s

SALES OFFICE: 1 Sunset Way, Thorold (905) 680-0841

Bovaird Dr. Mississauga Rd.

35 and 42 Ft. Detached 1,580 - 3,015 sq. ft. from

Queen St.

Steeles Ave. Hwy. 407

Chinguacousy Rd.

n

• Brockport Home construction for assured precision building

34 Ft. Detached 1,700 - 1,970 sq. ft. from

$580’s

38 Ft. Detached 2,080 - 2,185 sq. ft. from

$620’s

SALES OFFICE: 8540 Mississauga Road, Brampton 905.866.6876

Prices and specifications subject to change without notice. E. & O.E. Illustrations are artist’s concept. All square footages are approximate. Actual usable space varies from stated floor area.

GTA and beyond!

MOUnT PLEAsAnT, bRAMPTOn Bovaird and Creditview Walk To Mount Pleasant GO Station

sUMMERLYn ViLLAGE, bRAdFORd Bradford’s Best Selling Community!

• Lots up to 130 feet deep

• Fully established, award winning community; home to more than 800 families

• Side door entrance with additional staircase to basement

• Surrounded by schools, neighbourhood parks, and every one of your favourite retail locations

• Brockport Home construction for assured precision building

• More than 60 acres of protected open space with miles of integrated walking and biking trails

• 40’ Lot homes that offer more natural light

• Just 10 minutes from the GO Station

34 Ft. Detached 1,945 - 2,685 sq. ft. from

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Queen St. Hwy. 407

$530’s

40 Ft. Detached 2,630 - 3,600 sq. ft. from

36 and 40 Ft. Detached 1,465 - 2,740 sq. ft. from

$470’s

Hwy. 400

Williams Pkwy.

Chinguacousy Rd.

Ashley Field Rd.

Bovaird Dr.

50 Ft. Detached 1,880 - 4,010 sq. ft. from

$630’s

$630’s

Holland St.

SALES OFFICE: 9806 James Potter Road, Brampton (905) 459-5772

SALES OFFICE: 22 Downy Emerald Drive, Bradford (905) 775-3461

Sales office hours: Sat. & Sun. 11am - 6pm • Mon. - Thurs. 1 - 8pm • Closed Fri. • Niagara hours: Sat. & Sun. 12pm - 5pm • Mon. - Wed. 2 - 7pm • Closed Thurs. & Fri.

GREATGULF.COM

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UPTOWNES DELIVER AN EXCITING NEW TWIST TO TOWNHOME LIVING! Summer is short enough. But with fabulous rooftop terraces, complete with handy BBQ hook-ups, enjoying the great outdoors is easier than ever!

Whatever your style — from cutting edge bold to laid back traditional — Uptownes at Cardinal Point also offers plenty of exciting interior design opportunities to suit every lifestyle and taste.

Uptownes are now under construction with our models opening this Fall!

BILD 2014 P2G COMMUNITY OF THE YEAR BILD 2012 HOME BUILDER OF THE YEAR CHBA 2011 GRAND SAM AWARD WINNER

Prices are correct at press time and are subject to change without notice. Specic features are as per plan and series. Sq.ft. measurements are approximate. Map not to scale.

GREAT OUTDOORS ...AND THE LIVING IS EASY! 3'-6" PARAPET

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#" - - " / 5 3 " & 4 50 6 ' ' 7 * - - & 1 0 35 ) 0 1 & 80 0 % 4 50 $ , See sales rep for details. The ENERGY STAR® mark is administered and promoted in Canada by Natural Resources Canada. Used with permission. E & O E.

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39

//FUNDAMENTALLY SPEAKING

What’s in a new-home warranty? » by WAYNE KARL

WAYNE KARL

is an award-winning writer and editor with experience in real estate and business.

In Fundamentally Speaking, Wayne explores the basics – such as economic fundamentals – you need to examine when buying property.

He can be reached at

wayne.karl@wall2wallmedia.com

or follow him on Twitter at Twitter.com/WayneKarl

What’s in your new-home warranty? Ideally, that’s a question you’ll never have to answer for real – at least not the hard way, be it filing a complaint or, worse, proceeding to a claim settlement.

But, life is sometimes not fair, and despite the best intentions of home builders, things do go wrong. To put it nicely – stuff happens.

Indeed, according to Tarion Warranty Corp., nearly every new home built has some form of defect. Such is life when you’re building outside, dealing with the elements and working with natural materials.

In most cases, issues get resolved, and builders large and small are getting better at responding to customer concerns.

Still, there are unscrupulous – or worse, illegal – builders that try to circumvent everything from relatively minor registration fees to taxes, all under the guise of “saving you money.”

But when there’s a problem or issue that needs to be resolved, good luck.

That’s why it’s important to ensure your new home builder is registered with Tarion – to provide the peace of mind that Tarion is backing the warranty, as well as to learn what parts of your new home are covered, for how long, and what the steps and procedures are.

BECAUSE STUFF DOES, INDEED, HAPPEN. TYPICAL EXAMPLES INCLUDE THE FOLLOWING, A TOP 10 LIST OF FIRST-YEAR CLAIMS:

» » » » » » » » » »

Paint: inadequate application or coverage Doors: improperly installed or finished Floors: Damaged, cracked or installed with gaps Drywall: Blemishes on walls, ceilings or corners Stairs/steps: Inadequately built Water/moisture: Moisture inside the home Concrete: Cracking Baseboards: Improperly installed Trims: Improperly installed or finished Cabinets/vanities: Improperly installed or finished

You can understand how prevalent such “defects” would be in new homes, and how action is required in many cases. Nine times out of 10, for homes backed by Tarion, they’re resolved without issue.

40 NEW HOME GUIDE GTA | JUN 28 - JUL 26, 2014

MORE DRASTIC IS ANOTHER EXAMPLE INVOLVING 23 HOMES

BY ONE BUILDER IN ONE DEVELOPMENT IN ONTARIO, ALSO, THANKFULLY, BACKED BY TARION:

» A fter the homes were built, the water table shifted, causing differential soil settlements » The problems arose three to five years after construction » 23 homes were monitored and repaired over a period of five years » 10 homes required major repairs – causing the homeowners to be relocated to hotels for an average of 38 days

The cost to Tarion to rectify the matter? More than $5 million.

The cost to homeowners? Zero.

The benefit of having the peace of mind of a Tarion backed warranty?

Priceless.

Think that would happen if your home was built by an unregistered or illegal developer?

More and more builders, Tarion says, are improving their customer service.

And it’s not just the large companies.

“The advantage of using a small builder might be that you often get to know the principal,” says Tarion president Howard Bogach. “But large builders are closing the gap.

“The large builders that do well are the ones that behave like small builders.”

And with real estate and new home prices rising, homebuyers, understandably, expect more.

So, what’s in a new-home warranty?

In short, your builder is not just building your home, it’s building a relationship.

JUN 28 - JUL 26, 2014 | NEW HOME GUIDE GTA 41

//MORTGAGE FINESSE

IS PAYING OFF YOUR MORTGAGE

bad for your net? » by CALUM ROSS

CALUM ROSS

is a top-ranked mortgage broker in the country by Mortgage Professional Magazine. He is regularly featured in the media as a mortgage expert including appearance on Canada AM, City TV, BNN and Inside Toronto Real Estate.

He is a mortgage columnist for New Home Guide and New Condo Guide and is regularly quoted in newspapers such as The National Post, The Globe and Mail and the Toronto Star. He holds both a B.Comm and MBA in finance from the Schulich School of Business and in 2011 completed the Comprehensive Leadership Program at Harvard Business School. He can be reached at 416.410.9905

In a society where financial-planning education and free financial resources are readily available, it is difficult to believe that most people do not understand how to use their cash flow and capital effectively. When determining many people’s top financial objectives, a large number of people put building their net worth and paying off their mortgage at the top of their list. While at face level these seem to be rational choices, I will show you why these goals may contradict one another, and how being mortgage-free is a detriment to building net worth.

With rates of returns in the equity markets once again showing positive returns, RRSP contributions and investments are once again a hot topic.

The challenge that this presents for most individuals is clear – with a finite income, how does one allocate capital to acquire that net worth figure that brings you to the point where work is something you choose to do rather than need to?

The RRSP-versus-mortgage debate has long been the source of controversy.

While there is no definitive answer, here are some rules that will enable you to make an informed decision. The major factors influencing the choice of options are the mortgage interest rate versus the expected return in the RRSP, the investment time horizon versus the mortgage time horizon, the availability of RRSP contribution room, and the ability to capitalize on mortgage prepayment privileges.

Given an expected RRSP return equal to or greater than the mortgage interest rate, and an investment time horizon equal or greater than the likely mortgage life, maximizing RRSP contributions generally maximizes net worth because the tax-sheltered growth of an RRSP means you get compounded

42 NEW HOME GUIDE GTA | JUN 28 - JUL 26, 2014

growth for a long period. Conversely, as the mortgage interest rate is greater, or the investment time horizon decreases, it becomes more attractive to prepay the mortgage.

Those who are fortunate enough to have used up all of your RRSP contribution room should look at whether borrowing to invest outside of your RRSP is wise. While all the same principles stated above apply, there are a couple of distinct elements to review. When considering building an investment portfolio outside of your RRSP, compare your after-tax rate of return relative to your after-tax cost of borrowing. Generally, if you borrow to invest (with the expectation of gain) then the interest borrowed on that money becomes tax deductible. This means the real rate of interest to the borrower becomes one less your marginal tax rate percentage times interest rate on the money borrowed. For those in the top tax bracket, this can reduce the cost of borrowing by nearly 50 per cent.

Next, determine your after-tax rate of return. When investing outside of RRSPs, keep in mind that not all investment income is treated equally for tax purposes, and the difference depends on your personal tax bracket. To optimize your after-tax rate of return, seek capital gains first, dividend income second, and interest income third.

A common misconception is that wealthy people do not have mortgages. The odds are that if you know a wealthy person without a mortgage then they likely inherited their money, do not have a good financial adviser, or are highly risk averse. With interest rates where they are today, paying off your mortgage is, in all likelihood, not a wise financial decision if your hope is to have the highest and best use of your capital.

Take solace in this – the next time you are at a party or family function and someone smugly tells you that they have paid off their mortgage, odds are they know little about personal finance and will likely limit their personal net worth as a result. After all, who really worries about a mortgage of a couple of hundred thousand dollars when your investment portfolio is a couple of million dollars and could be used to retire your mortgage any day you choose? By deploying this strategy, what you are doing is using other people’s money to build your net worth.

At the end of the day, the correct formula for using debt for investing comes back to your investment objectives, personal goals and risk tolerance. Clearly if your after-tax rate of return is greater than your after-tax cost of borrowing, then you are getting ahead financially. Furthermore, if your cash flow allows you to take advantage of the above strategies, then it can greatly assist you in your retirement planning.

AT HEATHWOOD HOMES, YOU WILL BE

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®

Just steps from Yonge Street in the heart of Richmond Hill this beautiful collection of Urban Towns is just what you have been looking for.

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REGISTER NOW: Heathwood.com Prices and specifications are subject to change without notice. E. & O. E. Renderings is artist’s concept. *Available to qualified buyers only - See sales representative for details. Subject to change without notice.

43

//community focus

Mackenzie Ridge Terraces is an exquisite enclave of ravine-side executive townhomes

Building on a 40 -year legacy Location Maple, Thornhill, Brampton Housing Type Maple, executive townhomes; Thornhill, estate homes on 41- and 50-ft. lots; Brampton, detached homes on 30-, 38-, 41- and 45-ft. lots Contact townwoodhomes.com

44 New home guide GTA | jun 28 - jul 26, 2014

O

ver the past 40 years, Townwood Homes has built more than 10,000 new homes in desirable locations across the GTA. Townwoodâ&#x20AC;&#x2122;s current communities epitomize the tradition of excellence established by its founder and president, Tony Guglietti. His vision has created a legacy of innovative designs that continue to evolve with the changing needs of homeowners. This foresight and ability to gauge the pulse of the market is the basis for the companyâ&#x20AC;&#x2122;s ongoing success, and remains true today as the next generation carries the family-run company forward.

All Townwood neighbourhoods offer elegance and value in amenity-rich locations. Residents also enjoy homes that include stunning features and finishes that are often upgrades for other builders.

Mackenzie Ridge Terraces is an enclave of ravine-side executive townhomes on Major Mackenzie Drive, just east of Dufferin Street in coveted Maple. The two- and three-storey layouts are designed for gracious living with large principal rooms, gourmet kitchens, and spa-style master ensuites. Each home is gas-ready, and most have two large rear decks or terraces overlooking the ravine. Prices start from $535,900. ...continued on pg 46

HOMESWEETHOME

40 years of excellence and customer satisfaction.

Over 10,000 homes built across the GTA. View our current and future communities at TownwoodHomes.com

Mount Pleasant in Brampton. Upper West Side in Vaughan. Mackenzie Ridge Terraces in Vaughan.

Soon... more coming in Brampton and South Bolton

45

TOWNWOOD HOMES | Multi-site

//community focus...continued Upper West Side in Thornhill Estates is at Bathurst and Major Mackenzie. This master-planned community is set amid acres of pristine conservation land. Residences on 41and 50-ft. lots have impeccable appointments including luxury Wolf and Sub Zero appliances. Watch for a new release, priced from $1.1 million.

The Neighbourhoods of Mount Pleasant in northwest Brampton offers a charming small town atmosphere amid woodland trails, acres of parkland, wetland and wildlife with nearby amenities. While close to highways, Mount Pleasant is commuter-friendly with GO train, GO bus and ZUM Bus Rapid Transit service. Homes on 30-, 38-, 41- and 45-ft. lots, are priced from $508,900 – take advantage of $7,500 in Design Studio extras. Heritage Series Ravine Condo Towns are affordably priced from $299,900 – including air conditioning and five appliances.

Watch for a new release coming soon to Townwood’s east Brampton community, Marigold in Castlemore.

Each sensational semi comes with a finished basement as a standard. Now in development is a new community of 110 homes in South Bolton, comprised of freehold townhomes and single-family homes on 40-ft. lots.

The Neighbourhoods of Mount Pleasant offers a charming small town atmosphere with easy access to all the amenities today’s families want and need

Always a leader Townwood has pioneered numerous “firsts,” such as being the first production new home builder in Ontario to include garage heat sensors and a residential sprinkler system as standard safety features at Mackenzie Ridge Terraces.

The company introduced “link” designs (semis joined at ground level); Marley Tile Roofs at upscale Woodbridge; Ontario’s first residential car hoist that increased the capacity of a two-car garage; a central Design Studio for low-rise housing; Quattroplex Townhomes – an affordable first-time buyer design; brought duplex and bungalow designs back to new homes; created Wok kitchens; championed Energy Star before it was mandatory; and blanketwrapped basements before this was a Building Code requirement.

A long-time community supporter, and to mark this milestone anniversary, Townwood has committed to donating $100 for every home it sells for the next 10 years to the local hospital foundation.

Watch for a new release of estate homes at Upper West Side

46 New home guide GTA | jun 28 - jul 26, 2014

For more information on Townwood’s fine communities available now or coming soon, visit townwoodhomes.com

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//BUILDER PERSPECTIVES

Creating flexibility WHEN MAKING FURNISHING CHOICES

Today’s new home designs often include areas that are suitable for a variety of purposes, which offers residents flexibility when deciding how to furnish the space. I sought the advice of renowned Interior Designer, Bryon

Patton of Bryon Patton & Associates, a design team that Geranium Homes has collaborated with on many of our model Homes. I asked Patton what homebuyers should consider when making decisions about purchasing new furniture, and arranging existing pieces in new rooms.

When designing a living/dining area that offers flexibility to accommodate different sizes of gatherings, Patton suggests having a lightweight dining table with self-contained leaves that can be extended to accommodate more guests when the need arises. “Look for designs in glass as they appear to take up less space when compared to more solid tables,” he says. “In the living room, position a sofa in a tailored style and, create a statement with a couple of chairs that are sculptural in design, like a Swan or Wassily chair. These lightweight choices are easy to move and can quickly be rearranged to accommodate alternative groupings, as required.”

Seating areas work well with the addition of a large upholstered ottoman that opens for storage, and can also function as a coffee table, footrest and extra seating.

For principal pieces of furniture, Patton has a tip – a well-tailored tuxedo style three-seat sofa with well-proportioned arms so guests may comfortably perch can also function for overnight guests.

Kitchen islands have become a common design feature in new home layouts and Patton is a big fan. “In addition to being a practical work surface, they also function

48 NEW HOME GUIDE GTA | JUN 28 - JUL 26, 2014

as a pleasant, casual eating area,” he says.

“Islands are also useful for setting out buffets, they make a wonderful bar area, and they provide separation for when the cook needs his or her space, but still wants to be a part of the action.”

Home and condominium designs often include a den that can offer a multitude of uses depending upon the lifestyle of the residents. Uses may include a home office, a media room, an occasional guest room, a hobby room, a sewing studio or a library. Patton often includes a comfortable sectional sofa, as well as a bookcase and desk for work and storage. For additional storage and to display collections, he will install shelving above the door height around the perimeter of the room.

When faced with a small room size, rather than attempting to make it appear larger, Patton works with rich, strong colours like char brown or eggplant to create drama, as well as a warm, cosy feeling. To avoid a gloomy space, he applies crisp white on the ceiling and trim for brightness and contrast. Wall murals are making a comeback, especially high quality photography of street scenes. Murals add interest to any room and draw the eye into the frame, while creating the illusion of a larger space.

There is certainly a trend towards multi-purpose rooms and uncluttered spaces. Next time you visit a professionally designed, and furnished, model home, you’ll likely spot some of Patton’s recommendations for using furniture that offers more flexibility.

This is part of a series of articles on topics of interest to new-home buyers, authored by Sue Webb Smith, marketing director for Geranium Homes.

//legally speaking

Not every lawyer

is a real estate lawyer

» by jayson schwarz

Jayson Schwarz

LL.M. is a Toronto real estate lawyer and senior partner in the law firm Schwarz Law LLP. If you have a topic in mind, mail, deliver or fax letters to the magazine or to the firm, email (info@schwarzlaw.ca) and give us your questions, concerns, critiques and quandaries.

Not all lawyers are created equal. If you needed a heart surgeon, you certainly would not go to see a podiatrist. By the same token, lawyers generally have expertise in one area greater than another. Do not believe that the g­ ranting of a law degree instantly bestows knowledge of all laws on the head of a lawyer.

The first thing you need to do to find a lawyer is the same thing you ought to be doing to find a home – research!

Where do you look? Start with media and look in magazines (editor’s note – you already have your issue of New Home Guide, so you’re off to a good start!), newspapers, listen to radio, watch real estate television. Generally speaking, the lawyers who appear in public, speaking or writing about real estate, are thought to be experts in the area. Go to seminars and listen to the speakers. Generally, if a lawyer is taking the time to participate in a seminar, he/she knows what he/she is talking about and is happy to take on new clients that come out of those seminars.

Next, go online and check out the websites of different real estate lawyers. Look to see whether they give good, informative advice; whether they give you pricing; and whether they make you feel comfortable.

Call the Law Society of Upper Canada, Lawyer Referral Service, which can be found in the telephone book. This service keeps lists of lawyers and refers requesting members of the public to lawyers who practice in the area requested.

This just gets you someone in the area. You really need to check them out when referred.

Speak to friends who have used a lawyer for the type of service you require and ensure they did the job professionally, courteously and for the price quoted.

Who is making the referral? Is the referral coming from a real estate agent, a mortgage broker or a bank? This is not necessarily bad, but you have to be careful. Quite often, lawyers develop relationships with various groups over the years and receive referrals because they do a great job. On the other hand, ensure that your lawyer is independent and will represent your interests even if it puts him/her into an adversarial position with one of those parties. This is quite important, so make sure you get comfortable with this issue before you hire someone.

Now to bring this back to the original idea, what you need to understand is that there are general law practitio-

50 New home guide GTA | jun 28 - jul 26, 2014

Generally speaking, the lawyers who appear in public, speaking or writing about real estate, are thought to be experts in the area. ners just like there are family doctors.

What this means is that a lawyer may have a wide-ranging practice composed of many areas. The smart lawyer who falls into this category knows that if there is a serious issue that arises outside of their expertise they should bring in a specialist, just like your family doctor would. The bad lawyers try to do it all. The general practitioner can probably handle your real estate deal just fine, but make sure he/she understands any complicated offers and that he/she reviews them carefully, pointing out any problems. Ensure that he/she knows what can be negotiated and what cannot, or you may lose your deal.

Remember, your lawyer is a very important part of the process, so take your time and find the right one.

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//HOT DATES

JUNE 28-29

Digital Dreams Music Festival

MOLSON CANADIAN AMPHITHEATRE

June 28 to July 26 Calendar of events beginning from June 28 to July 26, 2014

52 NEW HOME GUIDE GTA | JUN 28 - JUL 26, 2014

The Digital Dreams Music Festival, Canadaâ&#x20AC;&#x2122;s biggest electronic music festival, is back for Canada Day Weekend. Last year saw an attendance of 60,000 people at The Flats @ Molson Canadian Amphitheatre with performances from some of electronic music greats like, Tiesto, Paul Van Dyk among others. digitaldreamsfest.ca JUNE 28 - JULY 1

Toronto Ribfest

CENTENNIAL PARK

Celebrate Canada Day at the Toronto Ribfest, a joint Canada Day festival and barbecue competition hosted by the Rotary Club of Etobicoke. The event also features carnival rides, live music, midway games, a climbing wall, pony rides and on Canada Day a fireworks display at dusk. torontoribfest.com

JUNE 28 - JULY 1

Canada Day Extravaganza

HARBOURFRONT CENTRE The Harbourfront Centre celebrates Canada Day with live music, a history exhibit and a fireworks display. The annual Soundclash Music Awards 2014 kicks of festivities, as it highlights diverse musicians across the GTA. With a $10,000 cash prize, winners are elected by a combination of jury and public voting. On June 30, OLG presents its annual Canada Eve Fireworks, a 20 minute, two-barge firewood display over the Toronto waterfront. harbourfrontcentre.com JULY 2-13

Toronto Fringe Festival

VARIOUS LOCATIONS IN TORONTO

The Toronto Fringe Festival is a chance for all artists both emerging and established to present their work to audiences. Productions range from dramas and musicals to improv and dance shows, and take place in local venues, playgrounds, parking lots and more. fringetoronto.com

June 28 - July 26, 2014

Showcasing new homes in the GTAâ&#x20AC;&#x2122;s central and north regions

IN THIS SECTION

>> Maps and listings for new-home communities in the central and north region >> Builder news and the latest in new homes in the central and north region

//IN THE NEWS

Sales of new homes REMAIN STABLE IN THE GTA

New home sales in the Greater Toronto Area have rebounded from a slow 2013 and returned to healthy levels, according to the Building Industry and Land Development Association (BILD).

According to RealNet Canada Inc., BILD’s official source for new-home market intelligence, there were 3,526 new homes and condominiums sold in the GTA in May, with increases in both highrise and low-rise sectors.

Highrise sales were up 22 per cent from 2013, making it the third-highest May in the last decade and 11 per cent above the 10-year average. Meanwhile, lowrise sales rose 27 per cent, sitting seven per cent below average.

“Sales through the first five months of 2014 have shown that new-home buyers have confidence in the market,” says BILD President and CEO Bryan Tuckey. “This will result in the creation of hundreds of thousands of jobs in the coming year for GTA residents.”

The building and development industry is a major engine in the regional and provincial economy, creating more than 207,400 jobs in construction and related fields last year.

According to the RealNet New Home Price Index, prices in the lowrise sector grew five per cent to $675,074. Highrise pricing increased slightly by one per cent to $437,773.

MAY ’14 LOWRISE

HIGHRISE TOTAL

REGION

2012 2013 2014 2012 2013 2014 2012 2013 2014

DURHAM

262 195 286 28 2 17 290 197 303

HALTON

239 160 199 48 85 102 287 245 301

PEEL

342 484 416 83 111 56 425 595 472

TORONTO

40

YORK

826 439 732 403 176 252 1,229 615 984

33

31 1,265 1,148 1,435 1,305 1,181 1,466

GTA

1,709 1,311 1,664 1,827 1,522 1,862 3,536 2,833 3,526

JAN-MAY

8,087 4,931 7,516 8,470 6,229 8,305 16,557 11,160 15,821

Source: RealNet Canada Inc.

54 NEW HOME GUIDE GTA | JUN 28 - JUL 26, 2014

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JUN 28 - JUL 26, 2014 | NEW HOME GUIDE GTA 55

//CITY FOCUS

WELCOME TO RICHMOND HILL

Great place to buy – better place to live » by WAYNE KARL 01

Proximity to the city? Check. Close to highways and public transit? Absolutely. Good schools, parks, shopping and other amenities? You bet. Affordable and great value, too?

As prospective buyers in Richmond Hill go through their new-home shopping checklist, it’s that last question for which they may not realize the answer is an emphatic “yes.”

Indeed, these qualities and more make Richmond Hill an excellent newhome location. And the word is getting out; last year, MoneySense magazine ranked it the ninth best mid-sized city in Canada for qualify of life, and the fourth best place to settle when looking for a new place to call “home” in Canada.

“We have always known that Richmond Hill is a great place to live, but it’s great when others recognize it too,” says Mayor Dave Barrow. “I know that 56 NEW HOME GUIDE GTA | JUN 28 - JUL 26, 2014

hearing this news will make those who live here proud that this is their hometown. It’s definitely something to boast about.”

Further good news came in April 2014, when Richmond Hill landed on the short list of potential locations for a new campus for York University and Seneca College. A decision is expected later this year.

“The addition of a university campus in our community will stimulate growth

02

01 Mill Pond 02 Richmond Hill Municipal Offices 03 Richmond Hill Central Library 04 Richmond Hill Centre for the Performing Arts

POPULATION

187,500

(expected to exceed 200,000 by 2015)

03

LARGEST EMPLOYERS Business services, including high tech; health and education; manufacturing and construction

AMENITIES Easy access to Hwys. 400, 404 and 407; GO Transit rail service; VIVA, York Region Transit and GO buses; wide selection of recreational facilities and golf courses; state-of-the-art public library; Richmond Hill Centre for Performing Arts; York Central Hospital and other health care; numerous parks, trails and other attractions

Photos courtesy of the Town of Richmond Hill

04 SCHOOLS 25 public elementary, five public secondary; 13 Catholic elementary, two Catholic secondary; four private primary, four private secondary

JUN 28 - JUL 26, 2014 | NEW HOME GUIDE GTA 57

05 Richmond Green Waterfall 06 Twickenham Park 07 Lake Wilcox

05

06

07

Richmond Hill retains its friendly community feel, earning the unofficial motto of “a little north, a little nicer”

and economic development in Richmond Hill and the Region, benefitting us all,” adds Barrow.

With a history steeped in farming and agriculture, yet just 20 kilometres from the downtown core, Richmond Hill today boasts a diverse and thriving economy – essential for community growth – including corporate head offices, a burgeoning IT sector and high tech manufacturing.

These are among the reasons Richmond Hill continues to be one of the fastest-growing municipalities not just in the GTA but in all of Canada.

In 2001, population was just 137,800; today it sits at about 187,500 and is expected to exceed 200,000 by 2015.

Even with such progress, Richmond Hill retains its friendly community feel, earning the unofficial motto of “a little north, a little nicer.”

Residents certainly seem to appreciate all the town has to offer: in 58 NEW HOME GUIDE GTA | JUN 28 - JUL 26, 2014

a 2012 Community Survey, 94 per cent of respondents said they are satisfied with Richmond Hill as a place to live.

Eighty-five per cent feel it is a welcoming community, while 78 per cent indicate diversity is one of its strengths.

“The survey results are very positive and are true to our Strategic Plan vision and goals,” says Barrow. “These results show that our residents feel connected to the town and each other.”

And why wouldn’t they? Healthy economy, excellent infrastructure, plentiful amenities – and a housing mix that offers a selection of homes, from single-detached to semis to towns to condos.

And, circling back to that checklist question of value: prospective buyers will be pleased to learn that Richmond Hill is one of the best-performing areas in the GTA. Recent stats from Canada Mortgage and Housing Corp. on average price growth over the last three years show the town has exceeded the GTA average by more than 30 per cent.

Builders offer a variety of new-home product in the area.

In lowrise, there’s Aspen Ridge’ Kettle Lakes Club executive townhomes; Fieldgate Homes’ The Humberlands single-family homes; and Forest Hill Homes’ and Fieldgate’s Jefferson Forest freehold towns and single-family homes.

And in highrise, there’s Tridel’s Renasissance of Richmond Hill; Pemberton Group’s Miracle at Yonge and Sky City; and Signature Communities’ TAO Boutique Condos.

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Prices and specifications are subject to change without notice. E.&O.E.

//INDUSTRY INSIDER

More than meets the eye » by DAVID HIRSH

DAVID HIRSH

is President and CEO of Brandy Lane Corp.

He prides himself on his creative hands-on approach to all stages of the development and building process. He believes that everyone is his client. The company’s newest communities are Wyldewood Cove in Collingwood, and coming soon, The Davies, at Avenue Road and Cottingham.

Visit brandylanehomes.com

The new home industry is comprised of a myriad of suppliers, consultants and a broad cross-section of businesses that collaborate to deliver your new home.

From architects and surveyors to estimators and interior designers, every new home community requires input from experts specializing in various disciplines. This comprehensive team effectively and efficiently plans and executes every element. The process will often take place a year or more before you ever step foot into a sales office – and while the effect of what these professionals bring to the table is evident in the finished community, often their work goes on out of sight and behind the scene.

Each new home and condo has a positive impact on the economy. In fact, in Canada, the new home industry is the largest overall contributor. From initial stages of development to the construction of every new home, there are hundreds of people employed who ensure that every detail is addressed.

Those looking for their first home and long-time homeowners are likely unaware of the extent of the back-end planning that shapes your new community. By the time you sign an Agreement of Purchase and Sale, the big picture has been sorted and things are well underway.

However, there’s still a chance that your occupancy date may be delayed. Much like the initial planning stages, construction requires the coordination of many trades and suppliers, and most delays are unavoidable.

60 NEW HOME GUIDE GTA | JUN 28 - JUL 26, 2014

Interruptions in construction schedules may occur due to inclement weather. For instance, concrete can’t be poured and cured in extreme temperatures. Excessive snow and rainfall may also be a factor. On the other hand, delays may also arise due to material or labour shortages. In the case of any delay, your builder is responsible to keep the lines of communication open and let you know what to expect. As a new-home owner in Ontario, you’re protected by Tarion and the rules outlined under the Ontario New Home Warranties Plan Act. When purchasing a new home or condo, you’d be wise to make yourself familiar with this coverage by visiting tarion.com It’s also helpful to know that some features of your new home or condo might not be complete when you move in. While you would never be expected to move into a new home without essentials in place, some items that won’t directly impact your quality of living may not necessarily be complete.

For highrises, often common areas and sometimes amenities aren’t finished at the time of first occupancy.

Corridor carpet isn’t typically installed until occupancy is almost complete, to avoid potential damage caused by so many moving in. And, it just makes sense that the yards of new lowrise homes that close in the middle of the winter will not be sodded until the spring.

It’s key to remember that new homes and condos have more benefits than initially meet the eye – including better construction with state-of-theart building envelope design, high levels of insulation and energy-efficient appliances, heating and air conditioning systems – often which make delays easier to handle.

How much will you your NEW HOME in Keswick?

An

Bungalow and 2-Storey Designs Close to schools and amenities Prices and specifications subject to change without notice. E.&O.E. X Downtown Barrie

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//taxing issues

Capital expenditures & deductible expenses » by henry choo chong

Q Henry Choo Chong,

CGA, sits on many committees and provides accounting and tax services to individuals and businesses in the GTA. He can be reached at 416.485.5225. Questions to Taxing Issues can be emailed to choochonghcga@yahoo.ca

. I recently purchased a rental investment property.

Fortunately, the home was rented quickly. However, last summer because of several days of heavy rainfall, the roof leaked terribly and our ceilings were partially water damaged. I had to reshingle and replace almost half of the entire roof and repair the ceiling and floors. It also cost me more than $1,200 for a new fridge and stove. I have an individual who prepares my income taxes who has advised me that these are capital items and I could not deduct them for my income taxes. I find that ridiculous to be out of pocket that amount of money and I cannot deduct it.

Sam, Toronto

A

. Real estate rental deductions are always contentious, and Canada Revenue Agency frowns on expenditures that should be capitalized as opposed to being expensed immediately.

As an accountant who deals with real estate investors on a regular basis, I can tell you your concern is not isolated. The Income Tax Act does provide guidance with regards to capital items and current expenses.

Capital expenditures – Generally, these are expenditures that will provide benefits and a useful life for several years – such as appliances, air conditioners and dishwashers. The Income Tax Act provides for Capital Cost Allowance (CCA) deduction for capital expenditures that can be expended over the useful life of the asset.

Deductible Expenses – Generally, these expenditures may be deducted in the year they are incurred. They would include all expenditures directly related to the property such as property taxes, insurance, utilities, mortgage interest, advertising cost, legal cost, accounting fees, and repairs and maintenance.

It would appear your repairs were performed to maintain the property to its original condition and would therefore be considered a current expense.

However, the fridge and stove must be capitalized.

Investors should always have a good accountant who deals with real estate investments on a regular basis to ensure the right advice is given.

62 New home guide GTA | jun 28 - jul 26, 2014

Q

. I recently started my own small business, which is registered as a non-incorporated business. It earned approximately $34,000, less expenses. Additionally, I am employed full-time, as is my wife.

What is my final date and can I choose my own year-end for my company?

Yves, Oakville

A

. Congrats on joining the ranks of entrepreneurs. Many individuals talk about starting their own business but are reluctant to do so for various reasons.

The primary obstacle is finances, followed by lack of knowledge about where to start.

Individuals who are strictly T4d – that is, employed full- or part-time – were to file their year’s personal tax return on or before April 30 of the following year.

Self-employed (including non-incorporated businesses) taxpayers and their spouse had to June 15 to file their tax return for the previous year. However, any income taxes owing would have to be remitted on or before April 30 of the filing year.

Therefore, you should have your tax returns prepared before the end of April to avoid any interest penalties.

FANTASTIC LOCATION & UNBELIEVABLE VALUE IN SUTTON

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IT’S ALL ABOUT FINDING THE RIGHT BALANCE AND A PLACE TO LOVE With a population of 5,000, Sutton is a closely knit community and part of the Town of Georgina. The town of Keswick is just a 10-minute drive where you’ll find big box retailers such as Wal-Mart, Home Hardware, Food Basics, Fresh Co. and other retailers to satisfy all your shopping needs. It’s all just minutes from Highway 48, and minutes from the new 404 extension at Ravenshoe Rd., with Toronto less than 40 minutes to the south.

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//COMMUNITY FOCUS

MODERN LUXURY IN RICHMOND HILL Now available

F

or thirteen discerning homeowners, life is about to get a lot more bold, modern and luxurious. That’s because Highmark Homes, renowned for its innovation and custom approach, has just unveiled NUVO – a boutique collection of only 13 modern residences in Richmond Hill.

LOCATION Richmond Hill HOUSING TYPE Boutique collection of luxury detached homes CONTACT 647.206.2276 nuvo@highmarkhomes.ca

64 NEW HOME GUIDE GTA | JUN 28 - JUL 26, 2014

ULTR A DESIR ABLE ENCLAVE

Near the prestige of King and Bathurst, on a quiet graceful curve of Puccini Drive, NUVO’s style and sophistication will fit seamlessly into its surroundings, while its bold statements in architecture and design may become the envy of neighbourhood residents.

ARCHITECTUR AL INTELLIGENCE

Special care and consideration have been taken to ensure each four- bedroom, 4.5-bath residence is the perfect blend of forward thinking and refined elegance.

Architectural designs range from 4,000 to a generous 5,500 sq. ft. with 40-, 43 and

HIGHMARK HOMES | NUVO

All residences will be precision built to Energy Star qualified specs to ensure a more comfortable, healthier lifestyle.

50-ft. frontages, and feature clean, purposeful lines, two-storey glass facades, quadrants of brick and stone and garage doors with unique tempered glass. Interior highlights, available on select models include two-storey-high Great Rooms, raised master bedrooms, four-panel sliding doors off breakfast area, butlerâ&#x20AC;&#x2122;s serveries, libraries, covered loggias and private courtyards.

HIGHER CLASS

The bold facades and stylish exteriors of NUVO are carried through the homes with carefully selected interior appointments, which support a comfortable, sophisticated lifestyle. Luxurious epicurean kitchens with premium grade granite

or Caesarstone countertops, Canadian Yellow Birch hardwood floors, sleek fireplaces, modern Maple handrails and stairs with custom chrome pickets, custom 24-by-24-in. polished porcelain tiles, 10-ft. main floor ceiling heights, eight-ft.-six-in. finished basements and designer ensuites with freestanding tubs and frameless glass showers are just some of the appointments NUVO residents can look forward to. All residences will be precision built to Energy Star qualified specs to ensure a more comfortable, healthier lifestyle.

APPOINTMENTS NOW AVAILABLE

To view the home designs, price list and download a brochure, visit mynuvo.ca.

For a private preview and an opportunity to select and purchase the residence of your dreams, contact sales representative Carmen Melfi at 647.206.2276 or nuvo@highmarkhomes.ca

JUN 28 - JUL 26, 2014 | NEW HOME GUIDE GTA 65

//IN THE NEWS

Canadian home sales up in May According to new statistics released by The Canadian Real Estate Association (CREA), national home sales activity posted a sizeable month-over-month increase in May 2014.

The number of home sales processed through the MLS Systems of Canadian real estate Boards and Associations rose 5.9 per cent from April to May 2014. This marks the largest month-over-month increase in nearly four years.

Sales rose in four out of every five local housing markets in May, including almost all large urban markets. The largest gains driving the national increase were posted in Calgary, Greater Toronto and Montreal.

“The monthly increase in May activity was widespread among local housing markets, with some 80 per cent of them reporting stronger sales compared to April,” says CREA President Beth Crosbie. “Over the past 25 years, that widespread a monthly sales increase has been recorded only a handful of times.

Even so, the improvement varied by location.”

Actual (not seasonally adjusted) activity in May stood 4.8 per cent above levels reported in the same month last year, and 3.8 per cent above the 10-year average for the month of May. May sales were up from year-ago levels in about 60 per cent of all local markets, led by Greater Vancouver, Fraser Valley, Calgary and Greater Toronto. Monthly activity trailed levels reported last May in Montreal and Halifax-Dartmouth.

The national trend for new listings has mirrored the trend for sales in recent months. The number of newly listed homes rose 3.8 per cent in May, marking a fourth straight monthly gain. Also in line with sales activity, new listings were up in about 80 per cent of local markets.

“In markets where supply had become tight, we expected sales to improve in tandem with listings,” says Gregory Klump, CREA’s chief economist. “Had it not been for such a brutal winter that delayed the launch of the spring market, the improvement in new listings and sales would likely have been more spread out over the past few months.” Combined sales over the past three months are roughly in line with the 10-year average for that three-month period.

May sales were up from year-ago levels in about 60 per cent of all local markets, led by Greater Vancouver, Fraser Valley, Calgary and Greater Toronto. Monthly activity trailed levels reported last May in Montreal and Halifax-Dartmouth.

66 NEW HOME GUIDE GTA | JUN 28 - JUL 26, 2014

The actual (not seasonally adjusted) national average price for homes sold in May 2014 was $416,584, up 7.1 per cent from the same month last year.

The national average price continues to be skewed upward by sales activity in Greater Vancouver and Greater Toronto, which are among Canada’s largest and most expensive housing markets. Excluding these two markets from the calculation, the average price reaches a relatively more modest $336,373 while the year-over-year increase shrinks to 5.3 per cent.

The MLS Home Price Index (MLS HPI) provides a better gauge of price trends because it is not affected by changes in the mix of sales activity the way that average price is.

The Aggregate Composite MLS HPI was up by 4.98 per cent year-overyear in May, which is slightly smaller than gains of 5.03 per cent and 5.19 per cent in April and March respectively.

Year-over-year price growth gained strength for two-storey single-family homes and townhouse/ row units, and lost a bit of momentum for one-storey single-family homes and apartment units.

Year-over-year price gains were led by two-storey single-family homes (5.98 per cent), followed closely by price increases for one-storey single-family homes (5.19 per cent) and townhouse/row units (5.04 per cent). The price increase for apartment units was comparatively more modest (2.93 per cent).

Year-over-year price growth varied among local housing markets tracked by the index, with the biggest gains having been posted by Calgary (10.12 per cent), Greater Toronto (7.08 per cent) and Greater Vancouver (4.27 per cent).

//IN THE NEWS

SEVERE THUNDERSTORMS CAUSE DAMAGE TO HOMES ACROSS ONTARIO

What consumers need to know about insurance

The violent thunderstorms with heavy rains and strong winds that caused severe damage across southwestern and southern Ontario recently serve as a strong reminder to consumers about the importance of home insurance.

The Insurance Bureau of Canada (IBC) is informing consumers about what they need to know if their property was affected.

“First, make sure your family is safe,” says Ralph Palumbo, vice-president, Ontario, IBC. “Any property damage to homes and personal property will likely be covered by home insurance policies. Ontario’s home, car and business insurers will be there to help residents and businesses recover from this storm.”

Consumers should contact their insurance representative as soon as possible to discuss coverage and deductibles and to report damage claims. To facilitate claims processing, homeowners should document all property losses. And, if safe to do so, they should protect their property from further damage.

68 NEW HOME GUIDE GTA | JUN 28 - JUL 26, 2014

IBC REMINDS CONSUMERS THAT:

›› Most home and business insurance policies will cover damage caused by wind, including broken windows and removal of debris. ›› Auto policies cover wind damage if comprehensive coverage has been purchased. ›› Marine insurance policies will usually cover damage to boats from wind. ›› Homeowner’s and tenant’s policies usually provide coverage for additional living expenses if a home is ninhabitable resulting from an insured peril.

Affected residents can also call IBC’s Consumer Information Centre in Ontario at 1.800.387.2880 for answers to insurance-related questions.

from $334,900

//STYLE INSPIRATION

Nautical

OR

Tropical

Decorating is all about choices! We show you how to instantly update your space with key pieces that suit your preferred style » by SARA DUCK

2

2

1 1

4

4

3

3

5

6

1. Tera Gear Muskoka Chair in Navy. $89.

VISIT REALCANADIANSUPERSTORE.CA

2. Bevista Tray. $6. VISIT IKEA.CA 3. Wooden Decorative Sailing Boat. $121. VISIT OVERSTOCK.COM 4. Rope Knot Table Lamp Base. $169.

VISIT POTTERYBARN.COM

5. Tonal Stripe Pillow Cover. $87. VISIT WILLIAMS-SONOMA.COM 6. Sahil Napkin Rings. $37 for set of four.

VISIT WILLIAMS-SONOMA.COM

70 NEW HOME GUIDE GTA | JUN 28 - JUL 26, 2014

5

6

1. Ixtapa Tonal Green Lounge Chair. $279. VISIT CB2.COM 2. Watermelon Serving Bowls. $12 to $46. VISIT PIER1.CA 3. Seedpod Birds. $9 each.

VISIT WESTELM.COM

4. Hula Lamp. $100. VISIT CB2.COM

5. Handpainted Floral 20-in Outdoor Pillow. $40.

VISIT CRATEANDBARREL.COM

6. Woven Sea Grass Napkin Rings. $26 for set of four.

VISIT WILLIAMS-SONOMA.COM

71

//OUTDOORS

PATIO

perfection » by JO ALCORN » photos by JASON HARTOG PHOTOGRAPHY

72 NEW HOME GUIDE GTA | JUN 28 - JUL 26, 2014

Is your outdoor space a bit of a killjoy?

For those of you seeking inspiration to spruce up your small patio or balcony space, I have some fabulous design tips from my own outdoor living area to help get you started.

First things first, consider how you want to use your space. Do you want to lounge with friends or have dinner around a table with family? In this space I created for myself, I opted for a living-style hangout area, where I could sun on the sofa when I needed to relax. When it comes to your space, always keep sizing in mind. I chose to go with small profile arms and lower backs

Before

In small spaces, try to stay away from adding too many different colours with plants and decor. Keep it simple so that it is easy on the eyes, creating the illusion of a larger area.

Last but not least, I added a water fountain to drown out the road traffic and to give the effect of being near a lake. It’s also a nice visual and conversational piece.

I hope these tips help spark your creative juices. Remember, your patio becomes an extension of your home, make it flow from the inside out with a stylish design that everyone can enjoy. Happy patio season!

on my outdoor furniture, so that I didn’t close in the space or make it seem cramped.

When dealing with a balcony in the city, privacy is always an issue. I found this great white lattice at The Home Depot that I turned sideways and attached to the balcony railing.

I added greenery in front for an intimate and functional privacy screen.

The other thing I did was add an umbrella, not to block the sun, but to block the view of the neighbours above me – taking away that fish bowl feeling and creating a relaxing outdoor room.

Adding planters of different heights to any balcony helps keep the space interesting and cosy. Choosing low maintenance plants ensures they will look great all summer long without the fuss.

Bring the indoors outside, by adding mirrors or decorative pieces, such an outdoor shag rug, or solar lanterns for ambiance at night. For that extra touch of comfort, I added a small fire ball heater to the coffee table, for warmth and mood lighting during night time entertaining. Plus, it doesn’t take up much space or need firewood.

JO ALCORN

is a celebrity designer specializing in small spaces and design solutions for all budgets. She is the interior expert on HGTV’s new show Critical Listing, and shares her expertise regularly on TV and through her monthly column at the Toronto Sun. Visit whitewashco.ca JUN 28 - JUL 26, 2014 | NEW HOME GUIDE GTA 73

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17

78

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Attention Builders Want to add your community to our maps?

Need to update existing information?

Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

s ng Ki e v nA

Galloway Rd

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Main St

Gerard St

83

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90

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Sheppard Ave E

Manse Rd

J

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10

50

6

5

41

e Av

Centennial

Lakeshore Blvd W

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Dundas St. W.

Ossington Ave. Dovercourt Rd.

Horner Ave

Christie St. Bay St. University Ave.

Queen St. W. 58 King St. W. 49 Front St.

Logan Ave.

Danforth Ave.

4

St Clair Ave E

25

in

Passmore Ave

East Ave

I

Spadina

86

Evans Ave

Keele St.

QEW 4

Don Valley Pkwy

QEW

28

Yonge St.

57

Yonge St

Queensway

Avenue Rd Bloor St.

Cosburn Ave

O'Connor Dr.

43

Woodbine Ave

H

Bathurst St.

14Dupont St.

2

Laird Dr

20

8

Dufferin St

Davenport Rd.

Rd

Pharmacy Rd Victoria Park

Dundas St W

Sca

an

Warden Ave

5

Allen Expressway

gh

Eglinton Ave E

Brim

McCowan Rd

St Clair Ave.

Dufferin St

Va u

Ave E

Birchmount Rd

80 Rogers Rd

Leslie St Eglinton

38

Lawrence Ave E

88

Progress Ave

Bellamy Rd

Bloor St W

ay

w

ng s

Bathurst St

Eglinton Ave W

11

Rd

Rd

Briar Hill Ave

y Pkwy

Eglinton Ave W

d kR y

Caledonia Rd

to n

ee

ew e

Keele St

W es

401

Markham Rd

Rathburn Rd

Ki

Weston Rd

Tre th

Cr

Brimley Rd

Th e

B

k lac

12

Ave Lawrence Ave E

Don Valle

Westway

7

Ellesmere Rd

ev

Sheppard Ave E Milner Ave

Scarborough Golf Rd

G

Martin Grove Rd

Kennedy Rd

427

Kipling Ave

Dixon Rd

pressway

401

York Mills

401

Sheppard Ave E

cL

M

Orton Park Rd

F

Islington Ave

89

1

40

Bayview

31

Jane St

Wilson Ave

15

1

Mills

401

400

9 Don

409

Bv

Signet Dr

27

le

5

Huntingwood Dr

Finch Ave E

McNicoll Ave

Steeles Ave.

Midland Ave

E

Humberline Dr

da

Allen Ex

Re x

33

87

Finch Ave W

Drewry Rd

Pleasant Ave McCowan Rd

D

Rd

Dufferin St

Finch Ave W

ion

Alb

Alness St

C

B

A

Toronto, Etobicoke, York, North York, East York, Scarborough

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19

central region:

Tapscott Rd

7

Morningside Ave

42

Neilson Rd Morrish Rd

Rd

Sewells Rd Conlins Rd

h

Reesor Rd

rt

Beare Rd

fo

Meadowvale Rd

Da n

74 Port Union Rd

Coxwell Ave

Pape Ave.

Parliament St Sherbourne St Jarvis St.

Dufferin St

Lansdowne Rd.

Roncesvalles Ave.

Jane St

Park Lawn

Royal York Rd

Renforth Dr

Goddard on the valley 416-630-5039 • •

from $650,000

21 7B

1

BATAVIA HOMES

Goddard on the valley 416-630-5039 • •

from $650,000

21 7B

2

NATIONAL HOMES

The Churchill Collection in Forest Hill 416-922-1414

from $1390,000

31 7G

3

FIELDGATE HOMES

IMPRESSIONS 905-893-9500 • • •

Site

Tel

Price Range

•

Page No.

from $522,000

Insert & 25 5F

10 FIELDGATE HOMES

90 Niagara 416-981-0036 • • from $318,000

Insert & 25 7H

12 NATIONAL HOMES

The Townes of Richview 416-746-1234 •

from $570,000

31 3E

86 MENKES

Humber Mews 416-255-7468 •

from $480,000

7 3I

86 MENKES

Dwell city town 416-259-2525 •

from $390,000

7 3I

87 MENKES

Bloom Park Towns 416-730-1600 •

from $320,000

7 8B

3

ARISTA HOMES

IMPRESSIONS

impressionskleinburg.com •

• •

from $525,000 5F

3

PARADISE HOMES

IMPRESSIONS

impressionskleinburg.com •

• •

from $525,000 5F

4

GEORGIAN CORPORATION

Lex Towns 416-428-3419 • • • from $495,000 12G

5

TIFFANY PARK HOMES

Westhaven 416-792-6655 • from $633,000 3G

5

GRAYWOOD DEVELOPMENTS LTD

Westhaven 416-792-6655 • from $633,000 3G

6

COVENTRY HOMES

Danforth’s Crossing 416-924-8338 •

from $450,000 12G

7

FIELDGATE HOMES

The Brownstones at Westown lidvest.com •

•

from $330,000 4E

8

EMSATEC CANADA INC.

The Brownstones 5 416-531-7760 • •

from $350,000 6G

9

LINDVEST PROPERTIES

The Brownstones at Westown lindvest.com •

•

from $330,000 4C

9

LINDVEST PROPERTIES

Grand Cornell Brownstones in Markham lindvest.com

•

•

from $340,000 4C

9

LINDVEST PROPERTIES

Corporate lindvest.com • • $195,000 4C

11 TRIBUTE COMMUNITIES

Canterbury 647-352-2130 • from $767,000 9E

13 INSOHO DEVELOPMENTS

Highland Creek Collection

•

from $620,000 17D

14 DUNPAR HOMES

The Ossington 416-253-5888 •

from $700,000 7G

15 MATTAMY HOMES

Downsview Park

mattamyhomes.com

from $320,000 6C

20 BEAVERBROOK HOMES

Evolution 416-747-9691 • from $270,000 3H

26 CONSERVATORY GROUP

Port Union 416-287-3128 • • from $520,000 18E

28 PEMBERTON GROUP

Park Lake Residences 416-769-4343

34 H&R DEVELOPMENTS

Westown

41 MONARCH CORPORATION

Evergreen 416-495-3526 • from $470,000 14F

43 ASPEN RIDGE HOMES

Scenic On Eglinton 416-805-1781 • •

49 TRIBUTE COMMUNITIES

RCMI 416-363-4800 • from $324,000

50 FIELDGATE HOMES

Corktown Mews

corktownmews.ca

•

from $550,000 9H

70 MATTAMY HOMES

Cornell

mattamyhomes.com •

•

from $390,000 7G

77 ASPEN RIDGE HOMES

Seventy Seven Charles 416-203-7034

78 YOUR HOME DEVELOPMENTS

Nature’s Path 647-340-6972 • from $280,000 17E

83 ARISTA HOMES

Lilly Factory Towns 416-792-4872

• •

from $395,000 12G

89 DECADE HOMES

Yorkdale Village 416-638-5656 •

from $250,000 6D

90 SUNDANCE HOMES

Braeburn Lane

sundancehomes.ca •

from $430,000 15D

ownhighlandcreek.com •

hr-newhomes.com •

•

• from $180,000 5H • from $190,000 5C

from $190,000 10F 8I

• • from $2100,000 9H

central region:

ARISTA HOMES

Toronto, Etobicoke, York, North York, East York, Scarborough

Fi Map nd er

De ta Se ch m ed To i w n Co hom nd e o

# Si te

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75

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2

21

6

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18

400

4

24

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Rutherford Rd

26

Maple

7

55

49

25 5

20

10

22

Centre St

5

Thornhill

34

15

19

33 28

14

8

4

40

47

12

Clark Ave W

41

7

23 16

31 44 7

45

53

Langstaff Rd

32

51

Keele St

G

Cr

Major Mackenzie

46

3

6

Weston Rd

F

Teston Rd

400

52

Dufferin St

City of Vaughan

1

Kirby Rd

King-Vaughan Rd

Pine Valley

E

Nashville Rd

2

King Rd

Jane St

D

Cold Creek

C

B

A

Attention Builders Want to add your community to our maps?

Need to update existing information?

Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19

central region: Vaughan, Maple, Woodbridge, Thornhill

Hwy. 27

76

Bathurst St

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Rd

50

12 Line R

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Price Range

Page No.

5

ASPEN RIDGE HOMES

Upper West Side

uwscommunity.com •

from $1099,000

5 14D

5

CONSERVATORY GROUP

Upper West Side

uwscommunity.com •

from $1099,000

5 14D

5

COUNTRY WIDE HOMES

Upper West Side

uwscommunity.com •

from $1099,000

5 14D

5

REGAL CREST HOMES

Upper West Side

uwscommunity.com •

from $1099,000

5 14D

5

TOWNWOOD HOMES

Upper West Side

uwscommunity.com •

from $1099,000

5 14D

6

PRIMONT HOMES

Renaissance Townes 905-770-7002 •

from $550,000

12 8D

7

LORMEL HOMES

La Viva lavivatowns.com • from $350,000

59 5J

24

FIELDGATE HOMES

Vaughan Valley Estates 905-303-4728 •

44

MADISON HOMES

Thornhill

905-417-1203

1

COUNTRY WIDE HOMES

Kleinburg Hills

KleinburgHills.com • 4E

1

ASPEN RIDGE HOMES

Kleinburg Hills

aspenridgehomes.com • 4E

2

TRIBUTE COMMUNITIES

Gates of Nobleton 647-633-3500

•

from $850,000 4A

3

TIFFANY PARK HOMES

Valleybrooke Estates 905-303-1620

•

from $870,000 8E

4

ARISTA HOMES

Vellore Woods aristahomes.com •

from $690,000 8F

24

ARISTA HOMES

Vaughan Valley Estates 905-303-1929

•

from $800,000 9F

42

DUNPAR HOMES

Riverside Village 416-253-5888

from $519,000

46

COUNTRY WIDE HOMES

The Point at Woodbridge 905-907-1500

•

from $700,000 8E

47

COUNTRY WIDE HOMES

Upper Thornhill Estates 905-907-1500

•

from $900,000 14E

48

BEAVERHALL HOMES

Regency Estates 905-265-2634

•

from $1301,000 6H

48

GRAYWOOD DEVELOPMENTS LTD Regency Estates 905-265-2634

•

from $1250,000 6H

51

ASPEN RIDGE HOMES

King Oaks 905-539-0181

•

from $1100,000 12A

51

GREAT GULF

King Oaks 905-833-6413

•

from $1300,000 12A

52

ZANCOR HOMES

Royal Collection 905-833-0883

•

•

from $550,000 12A

53

TREASURE HILL HOMES

Thornhill Woods

treasurehill.com •

from $950,000 13G

54

FIELDGATE HOMES

Rivers Edge 905-320-5642

•

• •

from $730,000 8E

55

OSKAR GROUP

Le Sedici lesedici.com

from $600,000 10E

•

•

from $1332,000

Insert & 25 9F

from $1100,000

39 14G

5I

central region: Vaughan, Maple, Woodbridge, Thornhill

Tel

M Fi ap nd er

Site

De ta Se che m d To i w n Co hom nd e o

# Si te

Builder

77

1 2 3 4 5 6 7 8 9 10 11 12

6

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22

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St

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Dr

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central region: Richmond Hill

7

r

Mill

Leslie

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26

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404

23

St

K

13

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21

8

78

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24

F

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27

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* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

Attention Builders Want to add your community to our maps?

Need to update existing information?

Please fax the details to (416) 789-9554

Fi Map nd er

De ta Se che m d To i w n Co h o nd me o

HEATHWOOD HOMES

Hampshire Mews 416-637-3520

8

TREASURE HILL HOMES

Urbantowns on Bayview treasurehill.com

19 7Q

14 ARISTA HOMES

Jefferson Forest jeffersonforest.ca • • from $586,000

29 4H

15 MADISON HOMES

Jefferson Forest jeffersonforest.ca • • from $586,000

29 4H

15 FOREST HILL HOMES

Jefferson Forest jeffersonforest.ca • • from $586,000

29 4H

16 FIELDGATE HOMES

Jefferson Forest 905-884-8017 • • from $586,000

25, 29 & insert 4H

2

PEMBERTON GROUP

The Royal at Bayview Glen 905-709-5700

3

CENTRA HOMES

The Mills Collections 416-238-2404

•

from $940,000 5J

4

ASPEN RIDGE HOMES

Kettle Lakes Club 289-231-2849

•

from $550,000 6D

5

ST. REGIS HOMES

Mission Hill on Bayview 905-884-8885

from $850,000 6C

6

FIELDGATE HOMES

The Humberlands 905-773-7738

•

from $850,000 2C

7

HIGHMARK HOMES

Nuvo 647-206-2276

•

from $1100,000 2E

20 NORTH STAR HOMES

King’s Crossing 416-291-9666

•

from $530,000 2E

22 YORKWOOD HOMES

Hillside Manors 905-770-4662

from $472,000

26 ARTEN DEVELOPMENT GROUP

The Manors of Roseview Grand roseviewgrand.com

27 ACORN HOMES

Oak Knoll 905-773-9257

Tel

Price Range

from $465,000

Page No.

43 5I

• from $190,000 6Q

•

5I

• •

from $650,000 4L

•

from $622,000 4C

Richmond Hill

Site

central region:

# Si te

1

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79

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Hwy 7

22 Well

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Hwy 7

75

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24

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21

9

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17 20

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Attention Builders Want to add your community to our maps?

Need to update existing information?

Please fax the details to (416) 789-9554

404

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Town of 50 Markham

Town of Newmarket

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64

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46

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Thornhill

Town of Markham

Town of WhitechurchStouffville

t Yonge S

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Town of Aurora

Town of Newmarket

St N

C

B

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1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19

central region: Markham, Aurora, Newmarket, Whitchurch-Stouffville

48

Rd

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4

FIELDGATE HOMES

The New U 905-477-6464

• • from $593,000

6

PRIMONT HOMES

Heirloom in Markham 905-770-7002

• •

9

COUNTRY WIDE HOMES

The Arbors 905-907-1500 • $,000

41 14F

10 BRIARWOOD HOMES

Havelock Town Manors 289-301-0077 •

71 6I

11 MADISON HOMES

Greensborough madisonhomes.ca • • $,000

39 7F

13 NATIONAL HOMES

Stonehaven 416-746-1234 • from $700,000

31 12D

Site

Tel

Price Range

from $450,000 from $560,000

Insert & 25 5G 13 7F

14 ASPEN RIDGE HOMES

Woodland Hills 416-270-9484 • from $450,000

IFC 9C

15 FIELDGATE HOMES

Aurora Trails auroratrails.com • • from $750,000

Insert & 25 13E

20 FIELDGATE HOMES

BlueSky Stouffville 905-640-0002 •

30 MADISON HOMES

Cornell Rouge cornellrouge.com • • from $650,000

11 & 39 8F

30 FOREST HILL HOMES

Cornell Rouge cornellrouge.com • from $520,000

11 8F

50 GERANIUM HOMES

Uptownes at Cardinal Point 905-640-9999 •

•

from $370,000

36-37 7F

66 TREASURE HILL HOMES

Aurora Woods on Bayview 905-727-5794 •

from $769,000

19 13H

1

MARYDEL HOMES

Woodland Hills 905-898-7380

•

from $400,000 10B

2

BEAVERBROOK HOMES

The Terrace On Rouge Creek 905-640-7360

• •

from $390,000 17F

3

MATTAMY HOMES

St. John Forest

mattamyhomes.com

from $358,000 13E

4

ARISTA HOMES

The New U 905-534-1564

•

• •

from $550,000 5G

4

PARADISE HOMES

The New U 905-477-0317

•

• •

from $550,000 5G

4

STARLANE HOME CORPORATION The New U 905-534-0493

•

• •

from $550,000 5G

5

TREASURE HILL HOMES

Accolades in Markham 905-471-2852

7

LEBOVIC HOMES

Bovaird Trail 905-640-7361

•

8

COUNTRY WIDE HOMES

Wismer Commons 905-907-1500

•

•

from $450,000 6F

9

BROOKFIELD HOMES

The Arbors 905-503-0992

from $0,000

25 18F

•

from $500,000 6F

• •

from $2597,000 14H

•

from $590,000 14F

12 LAURIER HOMES

windsong

905-201-5979

•

•

from $495,000 6G

12 LAURIER HOMES

Windsong North

905-201-5979

•

from $598,000 6G

15 ARISTA HOMES

Aurora Trails auroratrails.com •

•

from $400,000 13E

15 PARADISE HOMES

Aurora Trails auroratrails.com •

•

from $400,000 13E

15 OPUS HOMES

Aurora Trails auroratrails.com •

•

from $400,000 13E

17 CONSERVATORY GROUP

Heritage Estates 905-640-2274

•

•

from $283,000 18E

18 KYLEMORE COMMUNITIES

Angus Glen West Village 905-887-9950

•

from $2000,000 4G

20 STARLANE HOME CORPORATION BlueSky Stouffville

starlanehomes.com •

from $434,000 18F

24 BALLANTRY HOMES

Cornell

ballantryhomes.com •

•

from $520,000 8G

28 PRESTON HOMES

Copper Hills 905-954-4050

•

from $500,000 14D

30 MADISON HOMES

Forest Hill cornellrouge.com

41 ASPEN RIDGE HOMES

Upper Cornell 905-554-3446

42 NATIONAL HOMES

•

from $400,000 8F

•

•

from $495,000 7F

Wismer Woods 416-746-1234

•

• •

from $680,000 6G

50 GERANIUM HOMES

The Neighbourhoods of Cardinal Point 905-640-9999

•

•

from $575,000 7F

50 GERANIUM HOMES

Cardinal Point Downtown Stouffville 905-640-9999

•

•

from $600,000 7F

50 GERANIUM HOMES

Copperstone Ballantrae 905-640-9999

•

•

from $1.1,000 7F

50 GERANIUM HOMES

Uptownes at Cardinal Point 905-640-9999

•

•

from $365,000 7F

51 OXFORD HOMES

Coventry Valley 905-836-8902

from $600,000 9C

52 FIELDGATE HOMES

Potter’s Bend 905-294-3125

•

from $700,000 6G

•

53 H&R DEVELOPMENTS

Castle Square hr-newhomes.com • 6G

54 BEAVERBROOK HOMES

Victoria Highlands 416-924-0110

•

55 COUNTRY WIDE HOMES

Woodland Hills 905-907-1500

• 10C

59 PRIMONT HOMES

Harmony 905-305-8871

• 5I

62 NORTH STAR HOMES

Mill Fair Village

NorttStarHomesInc.com

from $450,000 16B

•

from $500,000 6G

64 STARLANE HOME CORPORATION Upper Unionville 905-534-0493

•

• •

from $520,000 5G

64 PARADISE HOMES

Upper Unionville 905-477-6464

•

•

from $520,000 5G

65 FIELDGATE HOMES

Victoria Manor 905-294-3125

•

from $896,000 3G

85 ORCHARD RIDGE HOMES

Prairiewood

orchardridgehomes.com •

from $800,000 16F

86 CHERRYWOOD HOMES

Glengrove on the Park 905-640-7571

• •

from $250,000 18E

central region: Markham, Aurora, Newmarket, Whitchurch-Stouffville

De ta Se che m d To i w n Co hom nd e o

# Si te

Page No.

Builder

81

K

9

59

Mono Adjala 14

51

15

King

Schomberg

9

Keswick

11

2

48

Georgina

k La

e

co

im eS

East Gwillimbury

45 34 70 400 16 5 Bradford

32

Tecumseth and Tottenham65 71

Beeton

12

0

10

Hwy 5

Shelburne

89

44

Alliston61

47

Essa

400

37 55

Barrie

Oro

48

29

13

Lindsay

Uxbridge

Cannington

7 3

Oshawa

le

27

r

Newcastle

Manvers

d

D view mR Sale

Map

401

og Scug

Scugog

Lake

eon

Georgina Island 33 obcayg B

15

42

s Dr

J

72

58

40

400

Vespra

90 48 Lisle 44 7 Angus

Sunnidale

Tosorontio Everett

1

43 34 39

Wasaga Beach

n Vetera

I

H

24

60 41

St

G

24

9

Rd agh Ard 4

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8

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30 wD levie

Attention Builders Want to add your community to our maps?

Need to update existing information?

Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate.

Please see builder’s ads for exact locations.

on P

Bay

Mols

Big

e Av tle Lit Yo ng eS t t Rd Poin

Steel St

Lakesh ore Burton Av Dr e

irv

3

11

Mara

Dr

St

Huron Rd

iew

F

E

27

93

6

r lle Mi

lop

400

Fa

Thornbury

Georgian Bay

69

Orillia

ne

27

Tay

n Du

Barrie t tS

D

Midland

11

Bracebridge

An

C

69

400 St.

B

A

Barrie, Collingwood, Wasaga, Innisfil, Keswick

th St

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19

north region:

Duckwor

82 en

nc Vi ia Rd

Page No.

The Forest 416-746-1234 • from $480,000

31 7I

7

GRANDVIEW HOMES

Mayberry Estate 705-735-0732 • from $460,000

61 6G

12 PREVIN COURT HOMES

Victorian Village 1-855-777-3846 • • from $335,000

69 6I

16 GREAT GULF

Summerlyn Village 905-775-3461 •

from $470,000

35 7I

17 BROOKFIELD HOMES

Grand Central 905-778-0873 • from $535,000

16 8I

58 LAKEVIEW HOMES

Greenbrook Village 519-306-0665 •

from $280,000

14 3I

71 BRIARWOOD HOMES

Mill Street Village 1-855-232-8100

• • from $300,000

55 7J

71 BALLYMORE HOMES

Mill Street Village 1-855-232-8100

• • from $300,000

55 7J

1

PACIFIC HOMES LIMITED

MarlLake Village 1-877-428-5115

•

from $210,000 4F

1

RED BERRY HOMES

MarlLake Village 1-877-428-5115

•

from $210,000 4F

2

DELPARK HOMES

Cedar Ridge 905-722-7210

•

• •

from $275,000 9G

3

LOSANI HOMES

Summit Shores losanihomes.com/readybuilt

from $390,000 2E

4

MANCINI HOMES

Princeton Woods 705-730-1978

•

from $330,000 14E

6

MARIPOSA HOMES

Trailside 705-329-3330

•

from $249,000 8C

6

MANCINI HOMES

West Ridge Place Orillia 905-773-9997

• 8C

8

FANDOR HOMES

Hamptons on Big Bay Point 705-792-6807

•

from $250,000 18D

9

GRANDVIEW HOMES

Big Bay Point 705-735-0732

•

from $355,000 13E

11 BALLYMORE HOMES

Lakeside Meadows 1-877-455-0201

•

•

from $290,000 9G

11 BALLYMORE HOMES

Lakeside Meadows 1-877-455-0201

•

from $293,000 9G

13 AVERTON HOMES

Victoria Highlands 416-924-0110

•

from $450,000 9H

13 ROSEHAVEN HOMES

Victoria Highlands 416-410-0175

•

from $580,000 9H

14 ROSEHAVEN HOMES

King Country Estates 905-558-0098

•

from $700,000 7K

14 ASPEN RIDGE HOMES

King Country Estates 905-558-0255

•

from $780,000 7K

14 COUNTRY WIDE HOMES

King Country Estates 905-907-1500

•

from $750,000 7K

15 MARYDEL HOMES

Seven Meadows marydelhomes.com •

•

•

from $290,000 10F

17 BROOKFIELD HOMES

Grand Central 905-778-0873

•

from $515,000

24 KAITLIN CORPORATION

Blue Shores 1-866-625-2583

•

from $380,000 2E

8I

32 COUNTRY HOMES

Alcona by the Lake 1-866-531-3424

•

•

from $300,000 7G

33 SANDIEGO HOMES

Lakeside Living in Innisfil 705-436-5445

•

•

from $285,000 7F

37 PRISTINE HOMES

Pebbleshores 705-436-5547

•

from $240,000 7G

39 STONEBRIDGE BUILDING GROUP Stonebridge by The Bay 1-877-420-0880

•

from $200,000 5E

40 ROYALPARK HOMES

Emerald Forest royalpark.com

•

from $200,000

41 DELPARK HOMES

Pretty River on Georgian Bay 1-888-257-1999

from $298,000 3E

43 BREMONT HOMES

Centretown 1-877-855-1122

•

from $234,000 5E

•

6I

44 RAYMAC HOMES

Brennan Enclave 705-516-0681

•

from $252,000 6G

44 BROOKFIELD HOMES

Treetops 1-855-590-3577

•

from $350,000

6I

44 ORCHARD RIDGE HOMES

Treetops 1-855-590-3577

•

from $350,000

6I

45 ROSEHAVEN HOMES

Dreamfields in Bradford 416-410-0175

•

•

from $300,000

8I

45 REGAL CREST HOMES

Dreamfields in Bradford

dreamfieldsbradford.com •

•

from $311,000

8I

45 COUNTRY WIDE HOMES

Dreamfields in Bradford

dreamfieldsbradford.com • • 8I

46 DEVONLEIGH HOMES INC.

Creekside 705-444-0555

•

•

from $210,000 3E

47 DEVONLEIGH HOMES INC.

Parkside by Devonleigh 705-435-9991

•

from $275,000 6H

48 DEVONLEIGH HOMES INC.

Brownley Meadows 705-423-9662

•

•

from $225,000 6G

55 BRIARWOOD HOMES

Briarwood Estates 705-294-2288

•

from $420,000 7G

59 BROOKFIELD HOMES

Fieldstone 1-855-379-1495

•

from $590,000 5J

59 DELPARK HOMES

Fieldstone MyFieldstone.ca

•

from $570,000 5J

60 BRIARWOOD HOMES

Pretty River Collingwood 1-888-257-1999

•

from $310,000 3E

65 BROOKFIELD HOMES

Willow Glen Tottenham 905-406-1044

from $298,000 7J

70 FAR SIGHT HOMES

Greenfields 1-855-299-7929

•

•

from $285,000

6I

Barrie, Collingwood, Wasaga, Innisfil, Keswick

Price Range

NATIONAL HOMES

north region:

Tel

Fi Map nd er

Site

De t Se ach m ed To i w n Co hom nd e o

# Si te

IFC-Inside front cover

Builder

5

83

I BUILD DREAMS. â&#x20AC;&#x153;From my roots as a small custom home builder, to the VP of a non-profit builder, the same tenants hold true, professionalism, and giving back to the industry. These are the cornerstones to being a reputable professional and certainly hold true for my fellow members. Through BILD, I have opportunities to tackle the housing affordability challenge and network with like minded professionals.â&#x20AC;?

Wayne Dempsey Vice President Construction

Habitat for Humanity Toronto Builder / Developer Member Since 2002

I AM

Get Involved: bildgta.ca

June 28 - July 26, 2014

Showcasing new homes in the GTAâ&#x20AC;&#x2122;s east region

IN THIS SECTION

>> Maps and listings for new-home communities in the east region >> Builder news and the latest in new homes in the east region

//in the news

Job market becoming increasingly stable: CIBC report

Job stability in Canada, which was projected to be a thing of the past, is stronger than it ever has been with those holding a job with the same employer for five years or longer sitting at a record high, finds a new report from CIBC World Markets.

The CIBC report found that there is a near-record high 60 per cent chance that Canadians with stay with an employer after completing their first year on the job with the retention rate hitting nearly 95 per cent for those having five or more years at a company.

“This stable and boring job market is the complete opposite of what was envisioned not too long ago,” says CIBC Deputy Chief Economist Benjamin Tal, who coauthored the report with CIBC economist, Nick Exarhos. “The job market of the ‘new economy’ was supposed to permanently alter employeremployee relationships and workers were seen as becoming increasingly disposable, with the implication that job stability would tumble.”

But Tal says the opposite is happening, driven by the changing needs of employers in the country that has seen vacancy rates rise without a corresponding decrease in unemployment.

“Rising survival rates between years of employment and increased stability makes sense in a world where there is a low supply of newly unemployed – and presumably still qualified – individuals. The situation today keeps employers motivated to keep workers they have. At the same time, a large overhang of long-term unemployed reduces the motivation of lower skill employees to branch out.”

Looking closer at the unemployed in Canada shows a diverging pattern between those with in-demand skills and those without. The share of those unemployed for roughly three months or less has been approaching cycle and all-time lows recently. On the other hand, the number of those who have been unemployed for 27 weeks and longer remains at elevated levels. The authors conclude that this means the sticky unemployment rate of the past couple of years is largely due to stagnation in long-term unemployment as opposed to an increase in the number of newly unemployed.

“The abnormal relationship between recent vacancy rates and unemployment suggests that large swaths of those unemployed are not what employers are seeking,” says Tal. “A discontinuity between the types of workers desired and those that are available in the ranks of the unemployed would explain how a growing number of unfilled vacancies could co-exist with a higher level of

The job market of the ‘new economy’ was supposed to permanently alter employeremployee relationships and workers were seen as becoming increasingly disposable, with the implication that job stability would tumble.

86 New home guide GTA | jun 28 - jul 26, 2014

unemployed – and potentially unemployable – individuals.”

And for those individuals who have been unemployed for longer stretches, the trend of people staying in their jobs longer makes it even more difficult to find a vacancy they are qualified to fill.

He notes that, unlike past recoveries, this one has also seen stronger pay increases amongst higher paid professions relative to others.

Canadians with higher levels of relevant education and training – who are unlikely to be those stuck in unemployment – have more bargaining power than those who are engaged in less remunerative professions.

These changes are taking place at the same time that an aging Canadian workforce has driven a decrease in the country’s labour market participation rate. Canadians 55 and over have seen their share of the country’s working age population climb nearly four per cent since 2008, with those 25 to 54 falling by roughly 2.5 per cent over the same time. An overall aging population has driven this change but this understates a deeper deterioration as working Canadians 55 and over are rapidly reducing their level of jobmarket engagement. Since 2007, the number of older self-employed individuals has risen much faster than in any other age group, seeing their share in total self-employment rise strongly.

Tal notes that Canadians have to go a little higher these days to climb over the employment bar with an aging population shrinking the workforce coupled with a growing skills mismatch. “But the current environment also suggests that once that higher bar is cleared, a career featuring higher stability lies ahead.”

JUN 28 - JUL 26, 2014 | NEW HOME GUIDE GTA 87

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JUN 28 - JUL 26, 2014 | NEW HOME GUIDE GTA 89

North Rd

32 Sideline

32 Sideline

Altona Rd

Rosebank Rd

Altona Rd Church St S

Squires Beach Rd

Brock Rd

Sandy Beach

Appleview Rd

Spruce Hill

Montgomery F

eD

Lak

D

Wentworth St

60

29

46

40

34

2

King

St E

Adelaide Ave

10

31

Wentworth St

Bloor St.

Olive Ave

Ritson Rd S tS eS co Sim

Stevenson Rd

Phillip Murr

Bloor St Park Rd S

nt

Finley Ave Westney Rd S

Harwood Ave

ou

Fairport Rd

401

Kendalwood R

em

Dr Notion Rd

Whites Rd

Granite Court

47

Gibb St

King St W Bond St W

Adelaide Ave

3

26

Beatrice St

18

22

Conlin Rd

68

Harmony Rd S

ug

Dixie Rd

wS

Ro

42

Cochrane St

46 Rd

Garden St Blair St

on

Audley Rd

Bayly St E

52 91 14

17 Rossland Rd

Park Rd S

gst

Liverpool Rd

45

Bv

Dundas St E

Manning Rd

Dryden Bv

Centre St.

Kin

Brock Rd R aks rO o j Ma Valley Farm

401

44 48 401

Kingston Rd

38

7

Taunton Rd W

55

21

devie

15

Whites Rd

30

Townline Rd

Sheppard Ave

Brock Rd

Riverside

6

16 Sideline

50

Church St N McQuay

Glenanna Rd

Ravenscroft Magill 92Dr

Lakeridge Rd

28

7

50

1

City of Oshawa

Mary St N

Stroud's

Paddock Rd

Rossland Rd

16

Brock St N

9

54

23

Garden St

Highview Rd

Greenwood Rd

43

Audley Rd

To wn of Ajax

66

Country Lane

Taunton Rd W

Anderson St

51

Westney Rd N

41

Salem Rd

4

8

Thickson Rd Garrard Rd

Gran

K

North Rd Baldwin St S

13 37

Stevenson Rd

Delaney Dr

4 Sideline R

Taunton Rd E

Conlin Rd

Garrard Rd

Rossland Rd

Salem Rd

tN

3 Concession

Fifth Conces

Thornton Rd

Central Park

J

30 Sideline Coronation R

eS

I

24 Sideline co

Finch Ave

20 Sideline

90

Brock Rd

4 Concession

16 Sideline Sim

H

16 Sideline Brock Rd Cen tral St

Ritson Rd N

4 Concession

12 Sideline

To wn of W hitb y

53

Church St E

8 Concession

Wilson Rd N

G

6 Sideline

5 Concession

4 Sideline Halls Rd N

Whitevale Rd

Cochrane

Rossland/Winchester R

Baldwin St N

F

Lake Ridge R

6 Concession

5

12

7

Ashburn Rd

Village of Bro oklin

Cedarbrook T

7

Country Lane

Columbus Rd

68

Duffs Rd

City of Pickering

7 Concession

Brawley Rd

Myrtle Rd W

Garrard Rd

E

28 Sideline

7 Conncession

8 Concession

9 Concession

Stevenson Rd

D

9 Concession

4 Sideline R

C

B

A

Pickering, Ajax, Whitby, Oshawa

Attention Builders Want to add your community to our maps?

Need to update existing information? Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate.

Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19

east region:

Harmony Rd N

Grandeview S

ly

Townline Rd.

Bay

90 Grandeview S

Wilson Rd S

Thornton Rd

Hopkins St Blair St

Henry St Brock St S

Gordon St

Ajax-Whitby

Shoal Point Rd

Pickering Beach Rd

riv ew a

Liverpool Rd

4

MENKES

Somerset

905-428-0500

•

5

TRIBUTE COMMUNITIES

The Village of Brooklin West

mytribute.ca

•

15 11D

8

LAKEVIEW HOMES

The Forest of Lyndebrook

416-746-1234

•

from $490,000

14 10F

47 SENATOR HOMES

Harbourside Condominiums

905-493-3823

• •

from $250,000

87 9J

90 LEBOVIC HOMES

Old Taunton in Pickering

905-428-3434

•

1

TRIBUTE COMMUNITIES

Charing Cross

905-571-1011

•

from $390,000 14E

2

BROOKFIELD HOMES

Hills of Harrowsmith

905-697-1681

•

from $300,000 15G

3

GREAT GULF

Stonecrest

greatgulf.com

•

•

from $298,000 15F

6

EMERY HOMES

Town Central

1-877-953-6379

•

from $350,000 4J

7

HIGHMARK HOMES

Triumph

whitbytriumph.ca •

from $350,000 10G

9

STAFFORD HOMES

Elements Townhomes

elementsajax.com

from $390,000 7H

13 LIZA COMMUNITIES

Folkstone

1-877-365-9555

• •

from $335,000 10G

21 GREAT GULF

Grandview Oshawa

1-888-579-7235

•

from $334,000 14F

31 PRESTON HOMES

Prestonvale Heights

905-432-2800

• •

from $350,000 15J

34 TRIBUTE COMMUNITIES

The Neighbourhoods of Park Ridge 905-723-2344

•

from $339,000 15G

45 SUNDIAL HOMES LIMITED

Mulberry Meadows

905-427-8255

•

from $273,000 6J

47 SENATOR HOMES

Whitby by the Lake

senatorhomes.com • •

from $250,000 9J

54 BAYCLIFFE HOMES

The Gates of Whitby

905-668-9828

•

•

from $250,000 9G

60 GREYCREST HOMES

the fields of conlin

905-725-4539

•

from $310,000 15G

66 MONARCH CORPORATION

Tran Quility

monarchgroup.net •

from $550,000 7G

67 MIDHAVEN HOMES

Breeze

1-877-773-6888

•

•

from $300,000 15F

68 STORYBOOK HOMES

Brookstone Estates

905-438-9516

•

from $1050,000 11B

91 SUNDANCE HOMES

The towns of nichol green phase 1

905-441-3312

•

from $260,000 11J

92 GLEN ROUGE HOMES

The Cornerstone

905-239-9777

•

from $579,000

• •

from $520,000

7 7G

89 5H

6I

Pickering, Ajax, Whitby, Oshawa

Page No.

east region:

Price Range

M Fi a nd p er

Tel

et a Se ch m ed To i w Co nho nd m o e

Site

D

# Si te

Builder

91

Mill St

4

Parkhill Rd.

7B

7

28

115

7

t.

rS

te Wa

Peterborough

9 Lansdowne Ave.

7A

7

35

28

7

134

Attention Builders - Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

ach

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Lindsay

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Hwy 2 3

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17

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Uxbridge, Lindsay, Bowmanville/Newcastle, Courtice, Peterborough, Port Hope, Cobourg, Port Perry

Reg. Rd. 18

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1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19

east region:

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Page No.

7

BROOKFIELD HOMES

Foxtrail

brookfieldhomes.ca •

1

MASON HOMES

Port Hope Lakeside Village

905-885-6565

•

from $229,000 12K

2

FAR SIGHT HOMES

King’s Bay Golf & Country Club Estates 905-642-8383

•

from $408,000 15B

3

FAR SIGHT HOMES

The Estates at Sunset Ridge

905-642-9015

•

from $690,000 2E

4

PARKVIEW HOMES

Jackson Creek Meadows

705-748-4663

• 3I

4

PARKVIEW HOMES

Jackson Creek Meadows Townhomes 705-748-4663

• 3I

8

KAITLIN GROUP LTD.

Port of Newcastle

1-800-305-6849

• • • from $260,000 14E

8

KYLEMORE COMMUNITIES

Port of Newcastle

905-987-5146

•

from $479,000 14E

8

STORYBOOK HOMES

Bond Head Estates

905-438-9516

•

from $850,000 14E

9

PARKVIEW HOMES

Harmony Condominiums

705-748-4663

• from $189,000

14 RICE DEVELOPMENTS

Willmot Creek On The Lake

905-697-5806

•

from $225,000 11D

18 B.G. SCHICKEDANZ

Lake Scugog Estates

1-888-894-9888

•

from $330,000 17B

20 GERANIUM HOMES

Verandas

905-885-0555

•

from $266,000 10I

26 KAITLIN GROUP LTD.

Aspen Heights

905-697-0513

• from $165,000 10C

26 KAITLIN GROUP LTD.

Condominiums at Clarington Centre 905-697-4513

• from $210,000 10C

26 KAITLIN GROUP LTD.

Country Classics

1-866-514-3573

• •

from $300,000 10C

30 EMPIRE COMMUNITIES

Estates of Wyndance

905-649-8197

•

from $900,000 3E

34 CARRINGTON HOMES

Woodlands of Upper Courtice

905-787-0963

•

from $260,000

35 MASON HOMES

Parklands

1-866-443-7900

•

from $238,000 3H

39 H&R DEVELOPMENTS

Gracefields

hr-newhomes.com •

from $322,000 14B

39 THORNRIDGE HOMES

Gracefields

thornridgehomes.com •

from $290,000 14B

45 HIGHCASTLE HOMES

Northglen

northglen.ca

• •

from $221,000 11B

45 DELPARK HOMES

Northglen

905-419-7222

•

• •

from $221,000 11B

45 ESQUIRE HOMES

Northglen

northglen.ca

from $245,000 11B

48 BROOKFIELD HOMES

BrookHill

905-697-1681

•

• •

from $350,000 10B

48 JEFFERY HOMES

BrookHill

905-697-0765

•

• •

from $300,000 10B

72 VANDYK COMMUNITIES

West Park Village

vandykcommunities.com •

• •

from $210,000

from $400,000

17 5B

2I

9I

3I

Uxbridge, Lindsay, Bowmanville/Newcastle, Courtice, Peterborough, Port Hope, Cobourg, Port Perry

Price Range

east region:

Tel.

Fi Map nd er

Builder Site

De ta Se ch m ed To i w n Co hom nd e o

# Si te

93

IN THE MARKET FOR A

NEW HOUSE

OR A CONDO?

We think finding a home is a lot more than simply finding the right property.

Thatâ&#x20AC;&#x2122;s why we put you right in the middle of the search process.

Search your favourite neighbourhood

Find out about nearby services and amenities

View new construction projects and register to get the latest info

Visit the new real estate section on canpages.ca and start looking for that special place.

Powered by

94 NEW HOME GUIDE GTA | JUN 28 - JUL 26, 2014

June 28 - July 26, 2014

Showcasing new homes in the GTAâ&#x20AC;&#x2122;s west region

IN THIS SECTION

>> Maps and listings for new-home communities in the west region >> Builder news and the latest in new homes in the west region

//IN THE NEWS

$1-million gift

SUPPORTS PETER GILGAN EMERGENCY DEPARTMENT

From left: Douglas Lamb, Get Better Campaign Chair; Paul Hammond, Chair of the South Muskoka Hospital Foundation; Peter Gilgan, founder and CEO of Mattamy Homes; Natalie Bubela, MAHC Chief Executive Officer; and MAHC Board Chair Larry Saunders.

The Peter Gilgan Emergency Department at the South Muskoka Memorial Hospital Site was unveiled during a special reception this afternoon in recognition of the largest single donation from a seasonal resident in the history of the South Muskoka Hospital Foundation.

Peter Gilgan, founder and CEO of Mattamy Homes, made the $1-million gift to set the stage for a $6.5-million capital campaign, of which he has agreed to serve as Honourary Chair, to better connect patients to care through technology. The donation will support much-needed equipment in the hospital and ultimately help to make emergency care better in Muskoka.

A longtime cottager in the Muskoka region, Gilgan’s gift was inspired by the care and courtesy of the staff and physicians that his friends and family members have received over the years.

“I have always been so impressed with the high level of care, kindness and warmth that South Muskoka Memorial Hospital brings to our community and wanted to do my part to help raise awareness and interest in the importance of good community hospitals,” says Gilgan. “They are the front line of care in our province and are so important to the health and well being of great communities.”

The major gift to the SMMH Site is one of Gilgan’s many acts of philanthropy. As a respected and dedicated community leader, he has supported various projects and

96 NEW HOME GUIDE GTA | JUN 28 - JUL 26, 2014

organizations ranging from health care to physical activity to higher education and community legacies.

“This gift that Peter has given us today will help further improve the care we provide by helping to ensure we have the leading edge equipment and technology that we rely on,” says Natalie Bubela, chief executive officer at Muskoka Algonquin Healthcare (MAHC).

The role technology plays in patient care and the impact of state-of-the-art tools and equipment cannot be overstated, says Dr. Jan Goossens, chief of staff at MAHC. “Technology is critically important to delivering health care services and saving lives,” says Dr. Goossens. “Having access to electronic health records means that when seconds count, everything we need to know will be at our fingertips.

An expanded telemedicine system means access to specialized care. An automated medication management system means peace of mind for better and safer drug administration, while new Diagnostic Imaging equipment, will give us faster and more accurate ways to diagnose our patients.”

Paul Hammond, chair of the South Muskoka Hospital Foundation, says Mr. Gilgan’s significant donation brings the Foundation’s fundraising tally to $38 million over 28 years.

“A strong hospital has competent and caring staff. A strong hospital has solid infrastructure and up-to-date technology,” Hammond explains.

“Peter, you have helped to make us even stronger and on behalf of everyone who benefits from your generosity, I thank you for that.”

Prime

Mississauga Location Final Release

Fully Upgraded Semis

View our 5 Decorated Model Homes Today!

Semi's starting from the

590's

$

The Celebration Model

2,015 sq.ft.

THOUSANDS IN EXTRAS INCLUDED *

On East side of McLaughlin Rd., just N. of Derry Road

foresthillhomes.ca 905-795-8307

Hours: Mon. - Thurs. 1pm - 8pm, Fridays by appt, Sat., Sun. & Hol. 11am - 6pm

9' Ceilings on Main Level Spacious 4 Bedroom Designs Premium Lots Stained Oak Stairs Central Air Conditioning Hardwood Package in Living Room, Dining Room & Family Room Pot Light Package Double Sinks in Main & Ensuite Bath Upgraded Kitchen Cabinetry Upgraced Porcelain Tiles Smooth Ceilings Glass Shower Enclosure LIMITED TIME OFFER WHERE APPLICABLE AS PER PLAN

*As per applicable Bonus and floorplan. applies to firm purchases only between April 5th - May 3rd, 2014. May not be included in finished/inventory homes. See sales representative for details.

All renderings and photographs are artistâ&#x20AC;&#x2122;s concept. To be valid Bonus must be included in an accepted Agreement of Purchase and Sale. Prices, plans, specifications and bonuses are subject to change without notice. E. & O.E.

//COMMUNITY FOCUS

START ENJOYING LIFE IN THE VILLAGE A LOT SOONER THAN YOU EXPECTED

Mattamy presents early fall closings on a select number of detached homes!

LOCATION Milton HOUSING TYPE Semi’s and 30-, 34-, 36- and 43-ft. detached homes SALES CENTRE 10180 Derry Rd., open Monday to Thursday 1 to 8 p.m.; Friday 1 to 6 p.m.; Saturday, Sunday and holidays 11 a.m. to 6 p.m.

CONTACT 905.875.2692 mattamyhomes.com

98 NEW HOME GUIDE GTA | JUN 28 - JUL 26, 2014

S

ummer days seem to reach a whole new sense of loveliness when you live in a neighbourhood that is exposed to the abundant natural riches of the Niagara Escarpment. The more than 10,000 families living in Hawthorne Village get to savour every summer’s day in the region and right in the community. And right now, Mattamy has a selection of homes available with early closings so you can be living in this incredible community just in time to watch the fall colours radiate across the Escarpment.

And while you’re there, you can check out all that Mattamy has to offer in Hawthorne Village. There is a wide variety of semi’s, 30-, 34-, 36- and 43-ft. detached homes. Semis start from $439,990 and detached homes from $465,990.

In all of our Hawthorne Village neighbourhoods, you’ll find memorable park spaces, playgrounds, walking/biking trails, schools in the neighbourhood, a community retail area so you can get things done by walking rather than driving.

There is always a full slate of community events and activities that help make every day special right outside your front door.

MATTAMY HOMES | Hawthorne Village

This community has earned many industry distinctions through the years for its community design and multitude of home styles.

This community has earned many industry distinctions through the years for its community design and multitude of home styles. It has also been honoured with many awards for customer satisfaction, most of which were earned based on comments from Homeowners who have a true pride in the place they call home and the “small town” benefits available right in the community. Mattamy was also recently named GTA Builder of the Year for an unprecedented fifth time by the Building Industry and Land Development Association (BILD).

Since the very beginning, over a decade ago, Mattamy has been proud to be a part of the fabric of Milton. The company is very much involved in the day-to-day life of this charming town and has contributed significantly to the arts and recreational programs in the community including the Mattamy Theatre in the Milton Centre for the Arts, a cultural gem in the heart of the downtown area.

Another thing you’ll discover in small towns is that they take great pride in their heritage buildings. There are several heritage buildings right in Hawthorne Village that have been retained for their historical character.

Just drive a few minutes into downtown Milton and you’ll see exactly what we mean about the importance of heritage buildings, with their impressive collection of storefronts and home styles tucked just off the main street.

The Escarpment is completely breathtaking and totally serene. It’s the kind of place where a bike ride can take an hour or a full day depending on how much natural inspiration you need. It is a fully protected UNESCO World Biosphere Reserve. No matter what the season, you will find people reveling in the wonders of outdoor enjoyment at the Escarpment.

With such a great variety of homes in such a special location, Hawthorne Village is a place worthy of being on your short list of communities to visit.

And with early closing opportunities now available, we suggest you come in sooner rather than later.

The Hawthorne Village Sales Centre is located at 10180 Derry Rd., 905.875.2692.

Presentation Centre hours are Monday to Thursday 1 to 8 p.m.; Friday 1 to 6 p.m.; Saturday, Sunday and holidays 11 a.m. to 6 p.m.

For more information on all Mattamy communities, visit mattamyhomes.com JUN 28 - JUL 26, 2014 | NEW HOME GUIDE GTA 99

2014 SHOPPING GUIDE

2014 ISSUE NOW AVAILABLE!

sHoppIng Curating a selection of the GTA’s top home & decor shops and services

FREE

2014 HOME DECOR AND RENOVATIONS

GUIDE

shop TILL PANTONE® 19-3224 RADIANT ORCHID

YOU DROP! WE HAVE THE LATEST TRENDS, SHOPPING TIPS, ADVICE AND MORE

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416.626.4889

LOVE TO SHOP? Our 2014 shopping guide profiles some of the GTA’s top home and décor shops and services.

100 NEW HOME GUIDE GTA | JUN 28 - JUL 26, 2014

newhomeguide.ca

The grass is greener in Chippawa (now with more lawns to choose from)

The Berkshire - Homes by DeSantis

MOVE IN SOONER WITH READY BUILT HOMES! Ask a Sales Representative for details.

Whether it’s the wineries, the night life, hiking, biking and water’s edge, or the wonderful shopping and fine dining, your luxury new home at Lyon’s Creek in historic Chippawa is near everything you love about the Niagara lifestyle.

50’ & 45’ Detached, Semis & Townes starting from the mid $200’s.

The Welland - Rosehaven Homes

11 MODELS TO TOUR!

LyonsCreekChippawa.com HOURS OF OPERATION: Mon - Wed: 2pm - 7pm; Sat, Sun & Hol. 12pm - 5pm Elevation and landscape is artists concept and may not be depicted as shown.

Prices, square footage and specifications correct at press time.

Prices quoted are in $ thousands. E. & O.E.

CHIPPAWA - NIAGARA FALLS McLeod Rd.

s Lyonk Rd. Cree Mann St.

To Falls

Marineland Pkwy

11 models to tour 9’ main floor ceilings • gourmet kitchens luxurious ensuites • gas fireplaces 1,100 to over 3,200 sq.ft park/greenspace lots available

NIAGARA RIVER

St. Main P o

Sodom Rd.

• • • • •

rta

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MODELS & PRESENTATION CENTRES

Fort Erie

102

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D

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3

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5 2

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Attention Builders Want to add your community to our maps?

Need to update existing information?

Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19

west region:

20

FOREST HILL HOMES

Derry Village Mississauga 905-795-8307

•

1

VANDYK COMMUNITIES

Windows on the Green

2

AMACON

The Towns at Parkside Village 705-435-9991

3

STARLANE HOME CORPORATION Churchill Woods

3

GREENPARK HOMES

Churchill Woods

4

CONSERVATORY GROUP

5

Price Range

vandykcommunities.com

from $590,000

Page No.

97 8B

• from $300,000 5H

•

from $550,000 8F

starlanehomes.com •

• •

from $562,000 4E

churchillwoods.ca •

• •

from $529,000 4E

Central Park North 905-890-0195

•

•

from $465,000 7F

DUNPAR HOMES

Heritage Gate heritagegate.ca

•

from $500,000 6F

6

COUNTRY HOMES

Lakeshore Village 1-866-746-2999

•

•

from $550,000 9J

19

DEZEN HOMES

McLaughlin 905-696-7938

•

from $544,000 8B

23

DUNPAR HOMES

Park View Trail 416-253-5888

from $500,000 11F

•

Mississauga

Tel

west region:

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Price Range

Page No.

Fi Map nd er

Tel

TREASURE HILL HOMES

Vales of the Humber Estates

valesofthehumber.com

•

from $674,000

8

STARLANE HOME CORPORATION Vales of the Humber Estates

valesofthehumber.com

•

from $674,000

27 10N

8

GREENPARK HOMES

Vales of the Humber Estates

valesofthehumber.com

•

from $674,000

27 10N

9

MATTAMY HOMES

Mount Pleasant North

mattamyhomes.com •

• • from $330,000

Lotus Pointe Caledon

LotusPointeCaledon.ca

•

from $450,000

47 5L

11 STARLANE HOME CORPORATION Lotus Pointe Caledon

LotusPointeCaledon.ca

•

from $450,000

47 5L

11 ROSEHAVEN HOMES

Lotus Pointe Caledon

moveuptocaledon.ca •

from $450,000

47 5L

11 FIELDGATE HOMES

Lotus Pointe Caledon

fieldgatehomes.com •

from $450,000

25, 47 & Insert 5L

12 GREAT GULF

Westfield 905-866-6876 • from $580,000

34 7Q

•

27 10N

9 6P

21 PRIMONT HOMES

Centretown 905-495-5067 • • • from $366,000

12 9M

60 PRIMONT HOMES

Castlemore 905-856-5777

• • from $420,000

13 9K

62 FIELDGATE HOMES

Valley Lands 905-457-0445 • • • from $427,000

Insert & 25 9O

65 GREAT GULF

Mount Pleasant 905-459-5772 • from $530,000

35 6P

1

TRIBUTE COMMUNITIES

Landscapes 905-893-3331

2

COSCORP INC.

The Village of Southfields

• •

from $399,000 8M

thevillageofsouthfields.ca • • • 6L •

• •

from $390,000 6L

empirelakeside.com •

•

from $350,000 7N

Credit Ridge Estates 416-746-1234

•

from $550,000 8P

The Estates of Spring Valley 905-216-5620

•

from $583,000 6P

gatesofcountryside.ca •

•

from $400,000 9M

•

•

from $400,000 9M

2

MONARCH CORPORATION

The Village of Southfields 905-843-0707

3

EMPIRE COMMUNITIES

Lakeside

4

VANMAR HOMES

5

TIFFANY PARK HOMES

6

TOWNWOOD HOMES

Gates of Countryside

6

COUNTRY WIDE HOMES

Gates of Countryside 905-907-1500

6

REGAL CREST HOMES

Countryside Meadows

countrysidemeadows.ca

•

from $346,000 9M

6

ROYAL CLIFF HOMES

Gates of Countryside

gatesofcountryside.ca •

•

from $400,000 9M

6

STARLANE HOME CORPORATION Gates of Countryside

starlanehomes.com •

from $520,000 9M

7

ASPEN RIDGE HOMES

Mayfield Village 905-230-2592

9

MATTAMY HOMES

Mount Pleasant Village

• •

from $350,000 7M

• • from $255,000 6P

10 STARLANE HOME CORPORATION Mount Pleasant Meadows

meadowsbrampton.com

•

from $430,000 6O

10 VALERY HOMES

Mount Pleasant Meadows

meadowsbrampton.com

•

from $430,000 6O

17 PEMBERTON GROUP

Rosedale Village Golf & Country Club 905-799-5000

•

18 SABERWOOD HOMES

Heart Lake Village 905-773-6549

19 MATTAMY HOMES

Salisbury Square

mattamyhomes.com •

•

from $314,000 10N

22 TOWNWOOD HOMES

Marigold

townwoodhomes.com •

•

from $475,000 11L

25 HEATHWOOD HOMES

Terracotta Village at The Credit Valley 905-874-4741

•

from $430,000 9Q

32 FOREST HILL HOMES

Ravines of Castlemore 905-794-8875

•

from $650,000 8K

from $600,000 5H

• • • from $190,000 8L

37 OXFORD HOMES

Adena Ridge 905-584-6444

38 ANDRIN HOMES

Turnberry Townhomes AndrinTowns.com

45 BROOKFIELD HOMES 48 ASPEN RIDGE HOMES

• from $300,000 8N

•

from $350,000 9M

Pathways 1-855-379-1495

•

from $420,000 8K

Credit Manor Heights 905-216-5155

•

•

from $400,000 7Q

48 REGAL CREST HOMES

Credit Manor Heights yourkingdom.ca

•

•

from $850,000 7Q

48 COUNTRY WIDE HOMES

Credit Manor Heights yourkingdom.ca

•

from $850,000 7Q

51 ACORN HOMES

Castlegate acornhomes.ca

•

from $575,000 11K

55 ROSEHAVEN HOMES

The Neighbourhoods of Mount Pleasant 416-410-0175

•

•

from $400,000 6P

55 TOWNWOOD HOMES

The Neigbourhoods of Mount Pleasant

LoveMountPleasant.com •

•

from $270,000 6P

55 TOWNWOOD HOMES

The Neighbourhoods of Mount Pleasant lovemountpleasant.com •

•

from $270,000 6P

58 DEVONLEIGH HOMES INC.

Meadowlands 519-942-3312

•

•

from $339,000 3C

64 MERIDIAN HOMES

Credit Valley Manors 905-216-5186

•

•

from $400,000 8P

65 GREAT GULF

Mount Pleasant 905-459-5772

•

from $530,000 6P

66 BALLANTRY HOMES

Spring Valley Village

ballantryhomes.com

•

from $420,000 9M

Brampton, Caledon, Bolton

•

mattamyhomes.com •

west region:

11 GREENPARK HOMES

IFC-Inside front cover; IBC-Inside back cover

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Attention Builders Want to add your community to our maps?

Need to update existing information?

Please fax the details to (416) 789-9554

Pa

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St. Catharines

Niagara

20 420 10

Price Range

Page No.

Cannery Park

1800-565-5150

•

from $320,000

14 12R

10 GREAT GULF

Rolling Meadows

905-680-0841

• from $300,000

34 12R

17 MATTAMY HOMES

Hawthorne Village

mattamyhomes.com •

33 MENKES

The Enclaves of Upper Canada

289-891-9103

•

1

SCHUIT HOMES

Perth Park

905-628-9559

• 1Q

2

GREAT GULF

Edgewood

905-356-9408

•

3

SPALLACCI HOMES

Simona Place

spallaccihomes.com • 2Q

4

SPALLACCI HOMES

Eden Park

905-381-4280

•

from $320,000 2Q

4

SPALLACCI HOMES

Eden Park

spallaccihomes.com •

from $320,000 2Q

5

ARISTA HOMES

Milton Trails

905-864-3306

9H

6

COUNTRY GREEN HOMES

The Uptowns of waterdown

905-690-7600

•

•

from $250,000 7M

8

MATTAMY HOMES

Cranberry Hill

mattamyhomes.com

from $360,000 8N

9

BEAVERHALL HOMES

Forestwood

905-636-1365

•

12 TOBYN PARK HOMES

Park City

parkliving.ca

• from $180,000 11L

13 HEATHWOOD HOMES

The Village at Traditions

905-876-3140

• •

from $441,000 8H

20 PARKBRIDGE LIFESTYLE COMMUNITIES INC. Cherry Hill at Vineland

1-800-479-9777

•

from $194,000 12R

22 COUNTRY GREEN HOMES

Park Place Village

905-690-7600

•

• •

from $250,000 8M

26 EDEN OAK

Weaver’s Mill

weaversmill.com/nh •

from $336,000 6B

35 PHELPS HOMES

Jordan Village

phelpshomes.com •

from $345,000 9R

36 PHELPS HOMES

Brookside

phelpshomes.com •

from $236,000 7R

37 PHELPS HOMES

Streamside

phelpshomes.com •

from $316,000 6R

38 LOSANI HOMES

Ancaster Glen

289-239-7629

from $370,000 1P

39 LOSANI HOMES

The Fairgrounds

289-286-0928

from $250,000 2Q

40 LOSANI HOMES

Greenhill Glen

905-538-8752

from $270,000 4Q

41 LOSANI HOMES

Sherman Oaks

905-574-0828

from $290,000 2R

42 LOSANI HOMES

Paramount

905-560-2061

from $230,000 3R

43 LOSANI HOMES

Orchard Park

905-930-9943

from $390,000 5Q

44 LOSANI HOMES

Discovery

905-563-0666

from $330,000 8R

•

9 & BC 9G

from $420,000

7 9C

from $305,000 12Q

from $495,000 9G

Acton, Halton Hills, Milton, Burlington, Waterdown

•

from $440,000

west region:

LAKEVIEW HOMES

Tel

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7

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Attention Builders - Want to add your community to our maps?

Need to update existing information?

Please fax the details to (416) 789-9554

d

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Millstone On The Park 905-825-3619 •

MATTAMY HOMES

The Preserve

2

TREASURE HILL HOMES

3

MARKAY HOMES

1

from $420,000

7 3G

mattamyhomes.com •

•

from $700,000

4E

Nautica at Lakeshore Woods 905-465-9133

•

from $550,000 6J

Bronte Park Town Manors 416-746-1234

•

from $590,000 3G

Oakville, Cambridge

MENKES

Page No.

west region:

Price Range

Fi Map nd er

Tel

De ta Se che m d i To w Co n h o nd me o

# Si te

15

Builder Site

109

VIEW VIEW OUR OUR MAGAZINES MAGAZINES ON ON ANY ANY

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Published by Published by

HOMEBUYERS’ HELP//

Homebuyers’ Resource Section You love the home, see what you can afford! » Compare mortgage rates for your best deal

» Calculate your mortgage payments using the mortgage payment calculation chart

JUN 28 - JUL 26, 2014 | NEW HOME GUIDE GTA 111

Calculate your mortgage payments INTEREST RATE

AMORTIZATION PERIOD

CHART FIGURE

EXAMPLE: 5%

25 YEARS

5.82

MORTGAGE AMOUNT ÷ 1,000

MONTHLY PAYMENT

(MORTGAGE AMOUNT $125,000)

125

Canadian mortgage payment factors Instructions:

01 02 03 04

Determine the appropriate 5-Year Fixed Mortgage Rate, which is easiest to qualify for.

Run your finger down the left column of the table below to find the rate (round to the nearest 1/4%).

Choose your desired amortization period across the top of the table (25 years has lowest payment and is easiest to qualify for first-time buyers).

At the intersection of the column and row is your mortgage payment per month per $100,000 borrowed.

» Bear in mind that this is a rough estimate. If you have several other large loans already, you may qualify for less. Also, banks and trust companies vary in their policies. The best way to know what you can afford is to go to the lending institution of your choice and get pre-qualified.

112 NEW HOME GUIDE GTA | JUN 28 - JUL 26, 2014

$

Mortgage payment calculation chart %

INTEREST RATES

15 YEARS

AMORTIZATION PERIODS 20 YEARS

25 YEARS

30 YEARS

2.50%

$666

$529

$448

$394

2.75%

$678

$541

$461

$407

3.00%

$690

$554

$473

$421

3.25%

$702

$566

$486

$434

3.50%

$714

$579

$499

$448

3.75%

$726

$591

$513

$461

4.00%

$738

$604

$526

$476

4.25%

$750

$617

$540

$490

4.50%

$763

$630

$553

$504

4.75%

$775

$644

$567

$519

5.00%

$788

$657

$582

$534

5.25%

$801

$671

$596

$549

5.50%

$814

$684

$610

$564

5.75%

$827

$698

$625

$579

6.00%

$840

$712

$640

$595

6.25%

$853

$726

$655

$611

6.50%

$866

$741

$670

$626

6.75%

$880

$755

$685

$642

7.00%

$893

$769

$700

$659

Table provided by Calum Ross, Owner, President and Principal Broker at Calum Ross Mortgage. He can be reached at 416.410.9905, calum@calumross.com and calumross.com JUN 28 - JUL 26, 2014 | NEW HOME GUIDE GTA 113

Compare mortgage rates for your best deal CHARTERED BANKS

Variable

6 Months

1 Year

2 years

3 years

4 years

5 years

ATB Financial 2.7 4 2.94 2.89 2.99 3.04 3.29

6.30op 6.30op 6.50op Alterna Svgs/Alterna Bk 2.6 4 2.98 2.98 2.98 2.94 3.14

6.30op 6.30op Bank of Montreal 3 4 3.14 3.04 3.85 4.39 3.29

6.30op 6.30op Bank of Nova Scotia 2.6 4.55 3.29 2.97 3.44 2.89 3.09 6.45op 6.50op Canadian Western Bank 4 3.14 3.04 3.75 4.39 4.99 6.45op 6.30op CFF Bank 3.69 3.75 2.69 3.79 3.24 CIBC 3 3.09 2.79 3.75 2.97 4.99 6.70op 6.35op HSBC Bank Canada 2.55 4.45 2.7 3.95 2.93 3.09 3.19

6.20op 6.35op ICICI Bank Canada 3.05 3.15 3.65 3.64 3.69 3.89 Manulife Bank 2.7 4.45 3 3.05 3.1 3.14 3.19

3.50op National Bank n/a 4.4 3.14 3.04 3.75 2.95 3.39 6.70op 6.70op Presidentâ&#x20AC;&#x2122;s Choice Finan 3 3.04 3.59 3.69 4.09 Royal Bank 3 3.14 3.04 3.75 4.54 4.94

6.30op 6.30op TD Canada Trust 3 3.09 3.04 3.44 2.77 2.99

6.30op Tangerine 3 3.19 3.24 3.49 3.69 3.79

TRUST COMPANIES Community Trust n/a Concentra Financial n/a

Effort Trust n/a

Home Trust Company 2.5 Investors Group Trust n/a

MTCC 2.6

6.5 3.14 3.25 3.95 4.74 4.99 4 3.14 3.04 3.44 3.94 4.79 6.70op 6.30op 4.45 3.45 3.6 3.7 4.6 4.95 6.30op 6.30op 3.95 2.89 2.89 2.79 2.94 3.04 4.2 3.14 3.14 3.75 4.64 4.99 6.50op 6.30op 4.55 3.29 2.97 3.44 2.89 3.09 6.45op 6.50op

OTHER FINANCIAL INSTITUTIONS Airline Financial C.U. 4 3.01 3.1 3.33 3.65 3.99 6.25op Comtech Credit Union 2.95 6.2 2.99 3.25 3.29 2.99 3.09

6.40op 6.30op First National Fin. LP 3.95 2.99 2.59 2.79 2.77 3.09 FirstOntario C.U. 2.6 3.09 3.14 3.29 2.89 3.04

6.34op 6.34op IC Savings 3.05 2.99 2.99 3.39 3.39 London Life n/a 4.2 3.14 3.14 3.75 4.64 4.99

6.50op 6.30op Luminus Financial 2.55 3.05 2.75 2.95 2.85 2.95 6.3 MCAP 2.6 3.6 3.95 4.35 4.89 5.14 Meridian Credit Union 2.6 4 3.09 3.14 3.65 2.95 3.19

6.30op Parama Credit Union 2.85 2.85 3.05 3.15 3.25 3.4

3.00op Steinbach Credit Union 2.5 2.65 2.8 2.9 2.95 3.1 Notes: **Interest rate charged subject to adjustment during term mortgage. Please consult institution for term of years available. All rates are prime rates and subject to change without notice.

R.O.R. RATES ON REQUEST op OPEN ----- NOT QUOTING N/A NOT AVAILABLE June 16, 2014. Prepared By Fiscal Agents Financial Information Services 905.844.7700

JUN 28 - JUL 26, 2014 | NEW HOME GUIDE GTA 114

GTA

HOT SHEET BUILDERS: If you would like to include your new model home or site opening, email wayne.karl@wall2wallmedia.com.

Please say you saw it in New Home Guide!

NEW OPENINGS National Homes

Etobicoke – Richview

Freehold townhomes in the heart of Etobicoke from the $570’s. nationalhomes.com Menkes

Brookfield Homes/ Orchard Ridge Homes

Alliston – Treetops

Model homes now open for this masterplanned community next to the Nottawasaga Resort. treetopslife.ca

Arista Homes

North York – Goddard on the Valley

Grand opening now on for these semis and select number of detached homes. aristahomes.com Arista/Fieldgate/Paradise/Starlane

Unionville – Upper Unionville

Now open – urban/lane/luxury townhomes, semis and 34-, 38- and 42-ft. singles. livingatupperunionville.com Fieldgate Homes

Brampton – Valleylands on Chinguacousy

Grand opening – freehold towns, 28-ft. linked singles, 38- and 45-ft. detached singles. fieldgatehomes.com Menkes

North York – The Brownstones at Westown

Model suite now open at this collection of stacked two-bedroom condominium townhomes at Weston Rd. and Sheppard Ave. W. lindvest.com Tribute Communities

Nobleton – Gates of Nobleton

Grand opening now on – luxurious detached homes on 50-, 60- and 70-ft. lots. mytribute.ca Tribute Communities

Oshawa – U.C.

Grand opening of this new master-planned community in north Oshawa. mytribute.ca

Augustine Group

Lake Simcoe – Crates Landing

Now open – the beauty of Lake Simcoe at an affordable price. crateslandingcondos.com Averton Homes

Mount Albert – Victoria Highlands

Now open – community of bungalows and two-storey homes. victoriahighlands.com

NEW RELEASES Empire Communities

Brampton – Lakeside

New 38-ft. designs in a community of townhomes, semis and detached homes. empirelakeside.com Monarch

Ajax – TranQuility

New release of detached single-family homes on private ravine and pie-shaped lots. monarchgroup.net

Mattamy Homes

Brampton – Mount Pleasant North

Richmond Hill – The Humberlands

Lindvest

Now open – homes of distinction on unique 60-to 70-ft. lots. kleinburgheritageestates.com

New release of freehold towns, attached singles and detached homes on 30-, 38-, 41- and 45-ft. lots. lovemountpleasant.com

Marydel Homes

Now open – small-town living in this collection of detached bungalows and two-storey homes. marydelhomes.com

Rosehaven Homes

Kleinburg – Kleinburg Heritage Estates

Rosehaven Homes & Townwood Homes

Now open – this selection of three-storey townhomes and detached homes on 30-, 38and 45-ft. lots. mattamyhomes.com

Beaverton – Seven Meadows

Now open – 42- and 50-ft. singles to Major Mackenzie Rd. and Hwy. 27. monarchgroup.net

North York – Bloom Park Towns

Now open – townhomes at Bathurst St. and Finch Ave. menkes.com

Now open – townhomes at Browns Line and Evans Ave. menkes.com

Etobicoke – Humber Mews

Monarch Corporation

Kleinburg – Kleinburg Crown Estates

Fieldgate Homes

Grand opening – 30-, 36- and 50-ft. singles close to parks, schools, shopping and more. fieldgatehomes.com Ballymore Homes/Briarwood Homes

Tottenham – Mill Street Village

Grand opening – towns, semis and detached homes on 33- and 40-ft. lots. millstreethomes.com Aspen Ridge Homes & Great Gulf Homes

King City – King Oaks

Now open – designer-furnished models of 70-, 80- and 90-ft. estate lot homes on the Oak Ridges Moraine. aspenridgehomes.com & greatgulfhomes.com Aspen Ridge Homes

Richmond Hill – Kettle Lakes Club

Now open in Richmond Hill – a collection of executive townhomes on a protected ravine. aspenridgehomes.com National Homes

Forest Hill – The Churchill Collection

Now open at Spadina and St. Clair, refined townhome residences. churchillcollection.ca Menkes

Georgetown – The Enclaves of Upper Canada Now previewing – semi-links and detached homes in Georgetown. menkes.com

Brampton – Mount Pleasant

Mattamy Homes

Oakville – The Preserve

A new release of Village Homes and 34-, 38- and 45-ft. detached homes, many on a private crescent. mattamyhomes.com Forest Hill Homes & Madison Homes

Markham – Cornell Rouge

New release – freehold towns and singles on 30-, 36- and 40-ft. lots with attached garages. Eight models now open. cornellrouge.com Ballantry Homes

Brampton – Spring Valley Village

New release of semi-detached and detached homes surrounded by valley lands. ballantryhomes.com Tribute Communities

Oshawa – Park Ridge

New 40-, 50- and never before seen 36-ft. designs on extra deep lots. mytribute.ca

Aspen Ridge Homes

Markham – Upper Cornell

New release now available – semis and detached homes on 30-ft. lots. aspenridgehomes.com Great Gulf Homes

Bradford – Summerlyn Village

Limited edition detached homes on premium conservation lots. greatgulf.com Reids Heritage Homes

Meaford – Gates of Kent

New block of bungalow townhomes – elegant and carefree condominium living, close to all amenities. Starting from $244,900 reidsheritagehomes.com JUN 28 - JUL 26, 2014 | NEW HOME GUIDE GTA 115

ONTARIO’S MOST-READ NEW HOMES GROUP WE ARE THE LARGEST MAGAZINE DISTRIBUTION SYSTEM IN ONTARIO. [ 3-WEEK ISSUE ]

CMYK

[ 4-WEEK ISSUE ]

Jun 28 - Jul 26, 2014 Volume 22 Issue 13

Jun 21 - Jul 5, 2014 Volume 18 Issue 13

[ 4-WEEK ISSUE ] Jun 14 - July 12, 2014 Volume 14 Issue 12

June 21 - July 5, 2014 Volume 17 Issue 12

REVERSE

Eastern Ontario Edition

an iconic address takes root

Your Best Source for New Homes and Condos

BLACK AND WHITE

GUELPH’S NEXT ADDRESS OF DISTINCTION

Q WEST VISION BECOMES REALITY

FINAL LOGO: ACCEPTABLE FORMATS FOR USAGE River Mill Condominiums TRICAR

Rivermill_Final_VARIATIONS.ai

LOGO VARIATIONS N/A August 2013

OPTIONS AVAILABLE

x PANTONE x CMYK x BLACK AND WHITE x INVERTED x COLOUR BACKGROUND x OTHER OPTIONS

COLOUR SPECS

Bembo Semibold

nationalhomes.com nationalhomes.com

Are Are The The Blueprint Blueprint

™™

INSIDE THIS ISSUE

THE INS & OUTS OF ASSIGNMENT SALES

INVESTOR ADVICE: WHAT RENTERS WANT IN A CONDO

BUILDING COMMUNITIES, AS WELL AS NEW HOMES

INSIDE THIS ISSUE

STYLE FILE: SMALL KITCHEN, BIG PLANS

WELL 34027 Condo Guide Cover FA.indd 1 CG_Cvr_June-21-2014.indd 1

03/06/14 12:32 PM 14-06-16 2:23 PM

CREATING FLEXIBILITY WITH FURNISHING CHOICES

001 NHGTA-Cover-06-28-2014-TL-FIN.indd 1

ontario’s

FREE

GTA NEW HOME SALES REMAIN STABLE

Premier

14-06-23 3:26 PM

Guide

to

adult

lifestyle

IN THE HEART OF DOWNTOWN GUELPH.

tricar.com

INSIDE THIS ISSUE

WHY MORTGAGE RATES VARY BETWEEN LENDERS

MANAGING YOUR NEW HOME WARRANTY

INSIDE THIS ISSUE

CULTURE, ENVIRONMENT & ECONOMY IN GUELPH

SWO 06-21-14.indd 1

6/18/14 1:43 PM

DEVELOPMENT CHARGES SET FOR SIGNIFICANT HIKE

CUSTOMIZING YOUR HOME: THINK OUTSIDE THE BOX

HOW TO ESTIMATE YOUR HOME INSURANCE PREMIUMS

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六月二十一日至七月二十六日 / Jun 21 - Jul 26, 2014 Volume 3 Issue 5

MODEL HOME CALENDAR

MODEL HOME CALENDAR

An exclusive collection of the GTA’s most beautiful new homes

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Ballantry Homes

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JUN 28 - JUL 26, 2014 | NEW HOME GUIDE GTA 117

ADVERTISERINDEX ARISTA HOMES - Goddard on the valley

21

FIELDGATE HOMES - IMPRESSIONS

Insert & 25

ARISTA HOMES - Jefferson Forest

29

FIELDGATE HOMES - Jefferson Forest

25, 29 & insert

FIELDGATE HOMES - Lotus Pointe Caledon

25, 47 & Insert

ASPEN RIDGE HOMES - Corporate ASPEN RIDGE HOMES - Upper West Side ASPEN RIDGE HOMES - Woodland Hills

IFC & 1 5 IFC

FIELDGATE HOMES - The New U

Insert & 25

FIELDGATE HOMES - Valley Lands

Insert & 25 Insert & 25

BALLYMORE HOMES - Jubilee

63

FIELDGATE HOMES - Vaughan Valley Estates

BALLYMORE HOMES - Mill Street Village

55

FLATO DEVELOPMENTS INC. - Corporate

49

BATAVIA HOMES - Goddard on the valley

21

FOREST HILL HOMES - Cornell Rouge

11

BAYVIEW WELLINGTON HOMES - Greenvalley Estates

67

FOREST HILL HOMES - Derry Village Mississauga

97

BILD - Promo

84

FOREST HILL HOMES - Jefferson Forest

29

BRIARWOOD HOMES - Havelock Town Manors

71

GERANIUM HOMES - Uptownes at Cardinal Point

BRIARWOOD HOMES - Jubilee

63

GRANDVIEW HOMES - Mayberry Estate

61

BRIARWOOD HOMES - Mill Street Village

55

GREAT GULF - Mount Pleasant

35

BROOKFIELD HOMES - Foxtrail

17

GREAT GULF - Rolling Meadows

34

BROOKFIELD HOMES - Grand Central

16

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35

CANPAGES - Promo

94

GREAT GULF - Westfield

34

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47

GREENPARK HOMES - Vales of the Humber Estates

27

HEATHWOOD HOMES - Corporate

43 43

CONSERVATORY GROUP - Upper West Side COUNTRY WIDE HOMES - The Arbors COUNTRY WIDE HOMES - Upper West Side

5 41 5

36-37

DIGITAL DEVICE - Promo

110

HEATHWOOD HOMES - Hampshire Mews

FAMILY OF MAGAZINES - Promo

116

HOMES BY DESANTIS - Lyon’s Creek

FIELDGATE HOMES - 90 Niagara

Insert & 25

LAKEVIEW HOMES - Cannery Park

14

FIELDGATE HOMES - Aurora Trails

Insert & 25

LAKEVIEW HOMES - Greenbrook Village

14

LAKEVIEW HOMES - The Forest of Lyndebrook

14

FIELDGATE HOMES - BlueSky Stouffville

118 NEW HOME GUIDE GTA | JUN 28 - JUL 26, 2014

25

101

LEBOVIC HOMES - Old Taunton in Pickering

89

NATIONAL HOMES - The Forest

31

LORMEL HOMES - La Viva

59

NATIONAL HOMES - The Townes of Richview

31

LUXURY LIVING MAGAZINE - Promo

38

PREVIN COURT HOMES - Victorian Village

69

11 & 39

PRIMONT HOMES - Castlemore

13

MADISON HOMES - Greensborough

39

PRIMONT HOMES - Centretown

12

MADISON HOMES - Jefferson Forest

29

PRIMONT HOMES - Heirloom in Markham

13

MADISON HOMES - Thornhill

39

PRIMONT HOMES - Renaissance Townes

12

MATTAMY HOMES - Corporate

8

MADISON HOMES - Cornell Rouge

MATTAMY HOMES - Hawthorne Village

9 & BC

REGAL CREST HOMES - Upper West Side ROSEHAVEN HOMES - Corporate

5 22-23

MATTAMY HOMES - Mount Pleasant North

9

ROSEHAVEN HOMES - Lotus Pointe Caledon

MATTAMY HOMES - St. John's Forest

9

ROSEHAVEN HOMES - Lyon’s Creek

MATTAMY HOMES - Wildflowers

9

SCHWARZ LAW LLP - Barristers & Solicitors

51

MENKES - Bloom Park Towns

7

SENATOR HOMES - Harbourside Condominiums

87

MENKES - Corporate

6

SHOPPING GUIDE - Promo

MENKES - Dwell City Town

7

STARLANE HOME CORPORATION - Lotus Pointe Caledon

MENKES - Humber Mews

7

STARLANE HOME CORPORATION - Vales of the Humber Estates 27

MENKES - Millstone On The Park

7

TOWNWOOD HOMES - Corporate

MENKES - Somerset

7

TOWNWOOD HOMES - Upper West Side

MENKES - The Enclaves of Upper Canada

7

TREASURE HILL HOMES - Aurora Woods on Bayview

19

TREASURE HILL HOMES - Corporate

19

TREASURE HILL HOMES - Model Home of the Month

18

MODEL HOME CALENDAR - Promo MONARCH CORPORATION - Corporate

88 120 & IBC

47 101

100 47

45 5

NATIONAL HOMES - Corporate

30

TREASURE HILL HOMES - Urbantowns on Bayview

19

NATIONAL HOMES - Stonehaven

31

TREASURE HILL HOMES - Vales of the Humber Estates

27

NATIONAL HOMES - The Churchill Collection in Forest Hill

31

TRIBUTE COMMUNITIES - The Village of Brooklin West

15

JUN 28 - JUL 26, 2014 | NEW HOME GUIDE GTA 119

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ASPIRE ASPIRE TO TOOPEN-CONCEPT OPEN-CONCEPTDESIGN. DESIGN. ATATHOME. HOME.AND ANDININYOUR YOURCOMMUNITY. COMMUNITY. Welcome Welcome to Newmarket’s to Newmarket’s Woodland Woodland Hills,Hills, where where you’llyou’ll experience experience a a neighbourhood neighbourhood fabricfabric that strikes that strikes a dramatic a dramatic blendblend between between big city bigamenities city amenities and and smallsmall towntown charm. charm.

Discover Discover gracious gracious familyfamily homes homes where where design design consideration consideration goesgoes into every into every last detail, last detail, and where and where nature’s nature’s “exterior “exterior design” design” includes includes a conservation a conservation area area and aand natural a natural community community pondpond for allfor to all enjoy. to enjoy.

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Fall 2014 Closings Now Available On A Select Number Of Detached Homes.

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Sales Centre Hours: Monday - Thursday 1pm-8pm; Friday 1pm-6pm; Saturday, Sunday and Holidays 11am-6pm All illustrations are artist’s concept. All dimensions are approximate. Prices, specifications, terms and conditions subject to change without notice. E.&O.E.