GTA New Home Guide - Jun 10, 2017

JUNE 10 - 24, 2017 VOLUME 25, ISSUE 12, FREE

GTA EDITION

THE PEOPLE’S CHOICE WINNER OF THE TARION 2017 BUILDER OF THE YEAR HOMEOWNERS’ CHOICE AWARD

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INSIDE THIS ISSUE

TIME FOR MUNICIPALITIES TO UPDATE ZONING BY-LAWS

MORTGAGE PRE-APPROVAL DOS AND DON’TS

BUY NOW – OR FACE EVER-INCREASING PRICES

Great things happen in a GREAT ROOM.

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He’s getting a little faster every day. Though I think tomorrow I’ll bring a lunch.”

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contents JUNE 10 – 24, 2017 | VOLUME 25 ISSUE 12

24

ON THE COVER

Arista Homes: Home building excellence just got better + online NEIGHBOURHOOD

HOME SEARCH

MORE +PHOTOS +VIDEOS +ADVICE +INSPIRATION +TRENDING

property profiles

inspiration

30 Mattamy Homes

28 Garage Overhaul

New enclave of homes at White Pines in Muskoka

trending

16 WITH

DYNAMIC MAPS

LOOK FOR THE CIRCLE

34 Style File

Making your backyard into the perfect space

BILD

Demand for new homes continues to drive up prices

20 Housing Market

Apprehension grows over steep GTA price growth

26 CHBA

National Awards for Housing Excellence winners

2 YPNEXTHOME.CA

Make your garage one you can use and not a dumping ground

advice

10

BILD Report

It’s time to update municipal zoning by-laws

by Bryan Tuckey

30 14

Fundamentally Speaking

How to avoid your own moving horror story

by Wayne Karl

18

Mortgage Advice

Mortgage pre-approval dos and don’ts

by Alyssa Furtado

22 Home Sweet Home Downsize your stuff to maximize your profit

by Lydia McNutt

34 Legally Speaking

28

Title insurance: What is it and why do you need it?

by Jayson Schwarz

36

Money Matters

Think carefully before you co-sign a loan

by Gail Vaz-Oxlade

buyers’ resource section

42 Hot Properties

New releases, openings and preview registrations

45 Mortgage Rates in every issue

34

4

Editor’s Note

6

Contributors

46 What’s Online 47

Advertiser Index JUNE 10 - 24, 2017 | NEW HOME GUIDE 3

Editor’s Note

Leading economy Toronto’s foundation IF THERE’S ONE THING any housing market needs to

WAYNE KARL Senior Editor Yellow Pages NextHome Email: Wayne.Karl@ypnexthome.ca Twitter: @WayneKarl

ensure growth and prosperity, it’s a strong economy.

Without it, you don’t stand a chance. If the jobs aren’t there, neither will be the people who move to the city to fill them, eventually looking to rent or buy a home, thereby creating incremental demand.

Toronto, on the other hand, has lots of all of that.

Forget that there may be a short-term reaction to the recent Fair Housing Plan, long-term, the city and its real estate market will be just fine.

Take, for example, the latest Metropolitan Outlook: Spring 2017, from the Conference Board of Canada, which confirms that Toronto will lead Canada in economic growth this year. With GDP expected to expand by 2.7 per cent, the city will continue to generate new jobs; employment growth will reach 1.9 per cent, well above the national average of one per cent.

All of this provides Toronto with a solid – indeed, enviable – economic foundation.

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JUNE 10 - 24, 2017 | NEW HOME GUIDE 5

Contributors

BILD REPORT

BRYAN TUCKEY Bryan Tuckey is President and CEO of the Building Industry and Land Development Association (BILD) and can be found on Twitter (twitter.com/bildgta), Facebook (facebook.com/bildgta), Youtube (youtube.com/bildgta) and BILD’s official online blog (bildblogs.ca)

VICE-PRESIDENT & CHIEF PUBLISHING OFFICER

Caroline Andrews PUBLISHER & GENERAL MANAGER

Shawn Woodford DIRECTOR OF SALES, NATIONAL

Moe Lalani ASSOCIATE PUBLISHER

MORTGAGE ADVICE

ALYSSA FURTADO Alyssa Furtado is the Founder and CEO of ratehub.ca, a mortgage rate comparison site that aims to empower Canadians to make smart financial decisions

Anne-Marie Breen DIRECTOR, CONTENT & EDITOR-IN-CHIEF

Jennifer Reynolds EDITOR

Wayne Karl ART DIRECTOR

Daiana Garay

LEGALLY SPEAKING

JAYSON SCHWARZ Jayson Schwarz LL.M. is a Toronto real estate lawyer and partner in the law firm Schwarz Law LLP. He can be reached by visiting schwarzlaw.ca or by email at info@schwarzlaw.ca or phone at 416.486.2040

CONTRIBUTING EDITORS

Sonia Bell Elisa Krovblit Lydia McNutt

SENIOR ACCOUNT EXECUTIVE

Nina Downs nina.downs@ypnexthome.ca DISTRIBUTION & SALES CO-ORDINATOR

Terry Basset SENIOR MANAGER, DISTRIBUTION

MONEY MATTERS

Dwayne Rutherford

GAIL VAZ-OXLADE

NATIONAL CIRCULATION MANAGER

Gail Vaz-Oxlade is the host of Til Debt Do Us Part, author of Debt Free Forever and blogs daily at gailvazoxlade.com.

Follow Gail on Twitter at twitter.com/GailVazOxlade

John Jenkins

PRODUCTION MANAGER

Anthony Majetic PRODUCTION CO-ORDINATOR

Sandra Hanak-Vujnovic

more online We have even more content online! Read more stories from our team of contributors at ypnexthome.ca, including stories by:

DESIGNER ADVICE

JANE LOCKHART Jane lockhart is Founder and Principal Designer of Jane Lockhart Interior Design in Toronto. She can be reached at 416.762.2493. janelockhart.com

GRAPHIC DESIGNERS

Miguel Cea Mike Terentiev

Published by

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CIRCULATION Highly targeted, free distribution

TARION REPORT

HOWARD BOGACH Howard Bogach is President and CEO of Tarion Warranty Corp. His column appears monthly in New Home Guide. For more information about how Tarion helps new-home buyers, visit tarion.com or find us on Facebook at facebook.com/TarionWarrantyCorp.

DESIGNER ADVICE

YANIC SIMARD Yanic Simard is the principal designer of the awardwinning Toronto Interior Design Group (tidg.ca), and a regular guest expert on Citytv’s CityLine

6 YPNEXTHOME.CA

system aimed at real estate buyers using street level boxes and racking, plus door-to-door insertions in key audience segments. Call 1-855-826-4200 to discuss distribution opportunities.

COPYRIGHT 2017 All rights reserved by Yellow Pages Homes Ltd., Toronto, Ont. Reproduction in any form is prohibited. Contents of this publication are covered

by Copyright and offenders will be prosecuted under the law. The views and data expressed by columnists do not necessarily represent those of the publication.

TERMS Advertisers, Editorial content are not responsible for typographical errors, mistakes or misprints. All prices are correct as of press time and are subject to change without notice. E. & O. E. EDITORIAL Submissions from interested parties will be considered. Please submit to the editor at wayne.karl@ypnexthome.ca

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Advice | BILD REPORT

Zoning by-laws need to conform with intensification requirements

By Bryan Tuckey

MORE ADVICE ONLINE ypnexthome.ca/news/advice

THE PROVINCE RECENTLY INCREASED

intensification requirements in the GTA and announced plans to replace the Ontario Municipal Board with a Local Planning Appeal Tribunal, so it is now more critical than ever for municipalities to update their zoning by-laws.

Zoning by-laws are a critical part of the planning process. While official plans set out a municipality’s general policies for future land use, zoning by-laws put those plans into effect locally. They determine what types of buildings can be built, and control the size, height and location of new developments.

These by-laws are administered by municipalities, and unfortunately too many GTA municipalities are operating with zoning by-laws that are outof-date and don’t support provincial intensification policy.

Outdated zoning makes what is already a long approvals process even longer and contributes significantly to delays in bringing projects to market, and adds to the costs of new homes. Our industry tries its best to comply with provincial smart growth policy by going through re-zoning applications which are costly and inefficient. Updated zoning by-laws would help alleviate these issues and would enable the industry to build needed housing in the form required by provincial policy.

After amalgamation in 1998, Toronto had more than 40 zoning by-laws – some of them more than 50 years old – that were inherited from 10 YPNEXTHOME.CA

the six municipalities amalgamated.

Not surprising planning practices have changed dramatically over the years especially since the introduction of the Growth Plan in 2006. While some areas of the City were updated with new zoning prior to the Growth Plan, the changes only slightly increased raised density permissions.

In 2013, a new harmonized zoning by-law was passed by the City which merged the existing by-laws into one. However, that harmonization focused on developing common terminology, structure and set of defined zoning terms that would apply across Toronto. The merged by-law did little to update height and density permissions to align with provincial intensification requirements.

Ontario’s growth policies mandate intensification across the GTA and require higher levels of development to happen in existing urban growth areas and near transit stations and corridors. Yet the zoning for many such areas have yet to be updated to enable higher density development

and most still only allow single- or semi-detached homes. Without the proper zoning in place it’s hard to meet policy.

There is also a huge disconnect between the public policy and public perception. Community opposition to intensification is a growing challenge in the GTA, and outdated zoning bylaws contribute to this disconnection.

Antiquated zoning creates unrealistic public expectations of land use, particularly when it comes to height and density.

If we are going to build to policy and deliver the development that is needed to house people in this region, we need up-to-date density enabling municipal zoning by-laws.

Bryan Tuckey is President and CEO of the Building Industry and Land Development Association (BILD) and is a land-use planner who has worked for municipal, regional and provincial governments. He can be found on Twitter (twitter.com/bildgta), Facebook (facebook.com/bildgta) and BILD’s official online blog (bildblogs.ca).

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JUNE 10 - 24, 2017 | NEW HOME GUIDE 13

Advice | FUNDAMENTALLY SPEAKING

How to avoid your own moving horror story

By Wayne Karl

MORE ADVICE ONLINE ypnexthome.ca/news/advice

WHEN BUYING A HOME, you will

likely consult with a team of trusted professionals — a mortgage broker, a lawyer, perhaps a realtor or builder sales associate and maybe a home inspector. Then, assuming you move ahead with your purchase, eventually you will likely need a mover.

People often don’t consider a mover as an important member of their team of professionals.

However, given the critical role they perform — taking possession, at least temporarily, of all your worldly goods and moving them without loss or damage — it’s a function not to be taken for granted. Not doing your due diligence and taking the time to select a reputable mover can invite untold problems.

Case in point: the following example, which admittedly doesn’t involve a new-home move, but the experience is all too common. So is the lesson learned — unfortunately, the hard way.

I recently contracted a “professional” moving company to carry out a last minute move of five pieces of furniture on behalf of my son, a university student. For a variety of reasons, we decided to hire movers rather than rent a truck.

After calling several firms — including large, well-known companies and smaller, independent ones — I selected a local moving company, explaining that drop-off would be about 100 kilometres away.

We agreed on price ($350) and time 14 YPNEXTHOME.CA

(9 a.m.) — after I was very clear the move would involve an out-of-town destination. All details were confirmed in a “contract” exchanged via email.

The crew was on time for the move the next morning, but almost immediately began talking about a higher rate — $360. Not a huge difference, but it immediately raised my suspicions.

I’ll spare you all the gory details, but it’s important to share the lowlights of what happened next: » The company I originally contracted the job to the night before was inexplicably unavailable to actually do the move the next morning, and apparently passed it off to another firm. » My original contact, who was easily available on cell phone repeatedly the night before, suddenly was nowhere to be found. » Once the truck was loaded, the fee increased to $450. » Upon arrival at the destination, the movers said the fee was $500. “It’s taking longer than we thought, and the furniture is heavier.” » “Sure,” I said, “right after I call the police.”

With that, the sordid tale ended.

The job not complete, left for us to move the furniture indoors, now the

victims of one of the top 10 scams monitored by the Better Business Bureau (BBB).

“I could write a thesis on this,” John Levi, president of the Canadian Association of Movers (CAM) told me.

CAM offers consumers the following tips on how to avoid being scammed by unscrupulous movers: » Find reputable movers through the CAM, BBB or provincial government consumer protection agencies » Ask three movers for estimates in writing » Get the terms and conditions in writing » Ensure your goods will be protected for loss or damage » Read customer reviews on movers’ websites and other forums “Consumers have recourse with their provincial government’s consumer affairs department and with the Better Business Bureau,” says Levi. “Both of these avenues are fraught with difficulties and often take many months to come to some form of resolution — satisfactory or otherwise. And often, the mover simply out-waits the consumer.

“It’s far simpler and more effective to engage a reputable mover in advance rather than trying to fix a bad situation after the fact.”

My example, though painful and infuriating, is minor compared to other common horror stories involving similarly unsuspecting clients.

Make sure you take the proper steps — and the time — to protect yourself.

Wayne Karl is an award-winning writer and editor with experience in real estate and business. In Fundamentally Speaking, Wayne explores the basics you need to examine when buying property. He can be reached at wayne.karl@ypnexthome.ca or follow him on Twitter at twitter.com/ WayneKarl.

JUNE 10 - 24, 2017 | NEW HOME GUIDE 15

Trending

Demand for new homes continues to outpace supply and drive prices in the GTA IN APRIL, DEMAND FOR NEW HOMES

in the GTA continued to outpace supply, and prices for all types of available new homes were up significantly, the Building Industry and Land Development Association (BILD) announced today.

There were 4,680 new homes sold in the GTA last month, an increase of seven per cent from a year ago, according to Altus Group, BILD’s official source for new-home market intelligence. Year-to-date sales of new homes in the GTA have been exceptionally strong. In the first four months of this year, 17,977 new homes were sold, 24 per cent more than during the same period in 2016 and 48 per cent above the 10-year average.

Meanwhile, the supply of new homes, the number of homes available to buyers in builders’ inventories at the end of the month, continued its unabated decline. At the end of April, there were only 9,387 new homes available to buyers across the entire GTA. This is the first time that overall inventory has dropped below 10,000 units since BILD and Altus Group began tracking such data more than a decade ago. A year ago, there were 21,056 new homes available for purchase in builders’ inventories.

“Builders are not able to keep up

with the demand for new housing,” says BILD President and CEO Bryan Tuckey. “The product that builders are able to bring to the market is quickly purchased and prices for all types of new homes keep increasing as a result.”

In April, the average price of available new lowrise single-family homes, which includes detached, semi- detached and townhomes, was $1.21 million. That is 40 per cent more than the average price of such homes in April 2016.

Last month, the average asking price for available new detached homes in the GTA reached $1.81 million, while the average for available semi-detached was $856,036 and for townhomes was $946,496.

Prices of available new multi-family homes, condo apartments in highrise and midrise buildings and stacked townhomes, were up nearly 24 per cent from a year ago. The average price of available units hit $570,226 in April, with the average price per sq. ft. at $685, and the average unit size 832 sq. ft.

Prices of available condo apartments were up due to both an increase in average unit size and a substantial increase in average price per sq. ft. Average price per sq. ft. was

up 17.5 per cent from a year ago.

“The declining number of new homes available to purchase is not a question of less product being brought to market,” says Patricia Arsenault, Altus Group’s executive vice-president of research consulting services.

“There were more than 11,000 units in projects opened in the first four months of this year – that’s about one-third higher than the average for the previous two years. But new product is selling well. For example, for projects opened in the first quarter of this year, only one in five units were still available to purchase at the end of April; for the same period in 2015, that proportion was about double (two in five).”

Approximately 70 per cent of the new homes that were purchased in the GTA in April (3,265 units) were multi-family condo apartments in highrise, midrise or stacked townhomes, while 30 per cent (1,415) were new single-family lowrise homes including detached, semidetached and townhomes.

Single-family lowrise sales were down 39 per cent from a year ago while sales of multi-family condo apartments were up 61 per cent from April 2016.

April New-Home Sales by Municipality: April ‘17

Highrise

Lowrise

Total

REGION

2017

2016

2015

2017

2016

2015

2017

2016

2015

Durham

19

33

16

362

356

441

381

389

457

Halton

129

87

123

84

342

476

213

429

599

Peel

872

170

106

474

908

822

1,346

1,078

928

Toronto

1,621

1,391

1,262

52

119

88

1,673

1,510

1,350

York

624

351

294

443

611

868

1,067

962

1,162

GTA

3,265

2,032

1,801

1,415

2,336

2,695

4,680

4,368

4,496 SOURCE: ALTUS GROUP

16 YPNEXTHOME.CA

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JUNE 10 - 24, 2017 | NEW HOME GUIDE 17

Advice | MORTGAGE ADVICE

Mortgage pre-approval dos and don’ts

By Alyssa Furtado

MORE ADVICE ONLINE ypnexthome.ca/news/advice

BEFORE BECOMING A NEW

homeowner, it can be easy to get caught up in the shopping experience. But you’re not just looking for a home in a charming neighbourhood. You’re also shopping for a great mortgage rate and your first step should be seeking a mortgage pre-approval.

Do apply before house hunting: The homebuying process shouldn’t start with contacting a realtor. First, apply for a mortgage pre-approval. You don’t want to find your dream home and then get tripped up, so being preapproved will ensure you’re ready to make a move.

Do shop around: The best mortgage rate may not be waiting for you at your local bank branch. Compare mortgage rates or use a mortgage broker who will negotiate for you. A small fraction in your rate can make a huge difference to your payments and interest.

Do ask questions: For how long is your pre-approved rate guaranteed?

Can it be extended? What happens if you find a home that costs a little more than the amount you’re preapproved for? Ask your broker or lender all of this.

Do check your credit: Any lender will check your credit before approving your mortgage so don’t be caught off guard. A poor credit score could put you at a multitude of disadvantages, from higher rates to being denied a mortgage loan.

18 YPNEXTHOME.CA

Do assemble your documentation in advance: You might be surprised by how much paperwork is required for a mortgage approval. Ask your mortgage broker for a list of what you’ll need and keep it all in one place.

thinking about costs on a monthly basis. Expenses go beyond your mortgage payment: Think property taxes, condo fees, utilities and apply for an amount that reflects a property within your price range.

Here’s a preliminary list documents are required: » Identification » Bank and investment statements to prove you have adequate funds » Proof of steady income (pay stubs or a letter from your employer indicating how long you’ve been with the company) or a notice of assessment from the Canada Revenue Agency if you’re selfemployed » Documentation indicating other assets (real estate, cars, investments) » Disclosures of other debt like student loans, lines of credit or expenses you regularly owe, such as child support

Don’t buy a big ticket item: Once you’ve gone through the trouble of laying out your financial situation to your loan officer, don’t go changing it. It’s not the time to apply for a new credit card or agree to co-sign on a lease. You could end up jeopardizing your chances for pre-approval.

Do read the fine print: Yes, all of it.

Once pre-approved, you’ll receive documents outlining your interest rate, mortgage amounts and the terms of the loan. This could be the biggest loan you ever need, so don’t leave anything unread.

Don’t ignore your budget: Calculate whether you can afford property by

Don’t quit your job: Now is not the time to make the jump to entrepreneurship. Having a predictable income in essential to getting pre-approved, so quitting or changing jobs can ruin your plans.

Don’t leave town: Your mortgage broker may need clarification about your documentation. It’s best not to leave for a vacation when you’re trying to lock down such a big decision. If leaving your home base is unavoidable, make sure you tell your broker.

Alyssa Furtado is founder and CEO of RateHub.ca, a website that compares mortgage rates, credit cards, deposit rates, and insurance with the goal to empower Canadians to search smarter and save money.

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TREASUREHILL.COM JUNE 10 - 24, 2017 | NEW HOME GUIDE 19

Trending

Apprehension grows over steep price gains in the GTA

The strongest growth came from the suburban areas outside of the downtown core, as buyers continued to push outwards in order to find affordability FLOWERS AREN’T THE ONLY THING

growing in the GTA this spring. Home prices in the region showed doubledigit growth, according to the latest Royal LePage House Price Survey. In the first quarter of 2017, the aggregate price of a home in the region rose by an astounding 20 per cent year-overyear to $759,241.

When broken down by housing type, in the first quarter of 2017, the median price of a two-storey home and bungalow in the GTA climbed 21.9 per cent and 19.3 per cent yearover-year to $894,919 and $752,114, respectively. Condominiums within the region also witnessed significant price appreciation, increasing by 11 per cent to $408,909 over the same period.

20 YPNEXTHOME.CA

During the quarter, the strongest growth came from the suburban areas outside of the downtown core, as buyers continued to push outwards in order to find affordability, placing significant strain on supply within many regions across the GTA. As a result, each city found in the regional composite appreciated by at least 17 per cent on an annual basis, with Richmond Hill and Oshawa significantly outpacing the rest, surging by 31.5 per cent and 28.2 per cent when compared to the same period last year, respectively.

“With prices coming back to earth in the Lower Mainland of British Columbia, the Greater Toronto Area has claimed the title of Canada’s hottest housing market this quarter,”

says Dianne Usher, senior vicepresident, Johnston and Daniel, a division of Royal LePage. “A serious lack of inventory due in part to rezoning processes that don’t permit intensification in many populous areas within the region, coupled with incredible demand fueled by a strong economy, immigration, high household formation and continued low interest rates, has driven the market into a frenzy, causing ultrahot home price appreciation.”

Recently, in an effort to shield themselves from the GTA’s highly competitive market, many homebuyers have begun to venture well outside of the municipality’s borders in search of property, causing all regions studied within a two-hour

drive radius of the province’s capital to experience double-digit price growth in the first quarter of 2017.

“As affordability across the GTA continues to erode, many homebuyers have increasingly begun to search for property elsewhere in southern Ontario where market factors are more favourable,” Usher continues. “However, the fact remains that many of these regions are not built to support large volumes of demand, causing market conditions in these areas to quickly intensify.”

REGIONAL HIGHLIGHTS: Toronto continued to witness double-digit growth in house prices in the first quarter of 2017, with the region’s aggregate price rising 17 per cent year-over-year to $763,875.

A prolonged period of low interest rates and increased interest in this world-class, urbanized environment continued to attract prospective homebuyers to the region, creating a severe shortage in inventory and

leading many to divert their attention to the condominium market for its relative affordability.

Scarborough remained one of the most affordable areas outside of the downtown core, with its aggregate price climbing 17.3 per cent yearover-year to $625,487 in the first quarter. Increased demand driven by the region’s affordability and close proximity to the GTA has created a situation where many homes for sale are bombarded by multiple offers.

York Region continued to see significant growth in the first quarter, with Richmond Hill experiencing the largest gains in appreciation in the country. During the first quarter, the aggregate price of a home in the area rose 31.5 per cent year-overyear to $1,209,741, as immigration and foreign investment continued to influence the market, resulting in a severe inventory shortage and steep price appreciation. Homes in Vaughan also appreciated significantly, experiencing the third highest appreciation nationally, with the aggregate price of a home increasing 25.8 per cent to $985,534.

International interest continued to drive prices higher in Markham, much like certain other regions of the GTA, with many choosing the area to take advantage of its top high schools and close proximity to the downtown core. Despite sellers beginning to decide to cash in on current rates of appreciation in the region, an extreme pre-existing lack of inventory has helped home values jump higher, with the aggregate house price rising 23.2 per cent year-over-year to $970,216.

Brampton continued to witness significant appreciation in the first quarter of 2017, with the aggregate price of a home climbing 19.7 per cent year-over-year to $633,580.

Increased migration into the region from higher-priced areas in the GTA, including Richmond Hill, Vaughan, Mississauga and the City of Toronto has put an upward pressure on home

prices within the market.

A remarkably low supply of listings in Mississauga contributed to rising home prices in the region in the first quarter. The aggregate price of a home within the region climbed 18.6 per cent year-over-year to $665,827, as migration from other parts of the GTA, as well as a lull in new home builds and continued interest from investors placed upward pressure on the market.

The aggregate price of a home in Milton climbed 18 per cent year-overyear to $680,237 in the first quarter.

The region’s small town atmosphere continued to attract buyers spilling over from other higher-priced markets in the GTA, including Millennials and investors looking to take advantage of inventory in and around the new Wilfrid Laurier University campus.

Historically low inventory levels across Oakville continued to drive prices higher in the first quarter of 2017, resulting in a significant yearover-year aggregate price increase of 23.1 per cent to $987,001. A higher representation of foreign buyers, paired with an influx of demand from other areas of the GTA have virtually cut inventory levels in half, giving way to the prominence of bidding wars within the region.

The Durham Region continued to attract prospective homeowners in the first quarter of 2017, largely because of its relative affordability.

Oshawa saw one of the strongest rates of appreciation in the GTA, with the aggregate house price increasing by 28.2 per cent year-over-year to $500,105. Whitby also experienced strong gains in the first quarter, with the aggregate home price rising by 19 per cent year-over-year to $623,784.

During the same period, Pickering and Ajax experienced noteworthy increases in aggregate house prices, increasing by 17 per cent and 22.7 per cent year-over-year to $655,797 and $640,041, respectively.

JUNE 10 - 24, 2017 | NEW HOME GUIDE 21

Advice | HOME SWEET HOME

Downsizing your stuff, maximizing your profit

By Lydia McNutt

MORE ADVICE ONLINE ypnexthome.ca/news/advice

IF YOU’RE GEARING UP for a move

down into a smaller home, then you know the downsizing process can be overwhelming — especially if you’ve lived in a large house for many years. Clearing household clutter and deciding the fate of used furniture, artwork and other items can be a challenge. You want to maximize the value of your stuff by holding a contents sale, but how do you ensure you’re getting the biggest buck for your bang?

“You’ll be surprised as to what people will actually buy. One person’s trash is another person’s treasure. Others will try to sell the items on their own, while others will hire a firm to assist with the process,” says Laura Convery, manager of senior services at Transition Squad, a turnkey company specializing in helping people downsize their homes.

If you’re considering holding a contents sale to help lighten your load, Convery offers these five steps to downsizing success.

Downsizing stuff, maximizing profit: 1. Think like a buyer. Be sure to set up your downsizing sale accordingly. What is most pleasing to the eye? Success will depend on three things: marketing to attract people, selection, and attractive prices.

22 YPNEXTHOME.CA

2. Priced to sell. Whether it’s fine furniture, appliances or clothing, remember that these items may not be worth to others what they are worth to you. A stranger won’t pay extra for sentimental value! Remember, the goal here is downsizing.

3. Be prepared to negotiate.

Negotiating prices is the foundation of every contents sale. Buyers expect it, and a lack of willingness to negotiate might frustrate them and cost you a lot of unsold items.

4. Advertise. Promote your sale in the community paper and on social media forums, and tell as many friends, family members and neighbours as possible to

spread the word. Last but not least, 40 to 50 per cent of your buyers will come from road signs, so ensure they’re large, with proper messaging and strategic placement.

5. Hand out tickets. Start an hour or so prior to the sale to allow access on a first come, first served basis.

Make sure to only allow enough people in at a time to follow fire department regulations.

Lydia McNutt is an award-winning writer and senior editor of New Home and Condo Guide. Lydia’s love of architecture, interior design and the written word have landed her happily at YP NextHome, where real estate rules. Email her at Lydia.McNutt@ypnexthome.ca, and follow Lydia on Twitter @LydiasTweets

THE PEOPLE’S CHOICE! WINNER OF THE TARION 2017

BUILDER OF THE YEAR HOMEOWNERS’ CHOICE AWARD On behalf of the entire ARISTA “A” Team, we would like to extend a very special “THANK YOU”!

ARISTA HOMES is honoured to have been chosen as the recipient of the TARION 2017 Homeowners’ Choice Builder of the Year Award (Large Volume Category) – the only industry award that focuses on customer satisfaction and customer service. Most importantly it’s the home buyer that decides who is worthy of winning.

Presented by TARION, this coveted award celebrates excellence in the home building industry and raises the bar for all home builders in Ontario.

Visit any of our current communities, and enjoy the same outstanding customer experience that led our purchasers to make the ARISTA “A” Team their home builder of choice.

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ARISTAHOMES.COM Prices, plans and specifications are subject to change without notice. E. & O.E.

JUNE 10 - 24, 2017 | NEW HOME GUIDE 23

Property Profile | ARISTA HOMES

cover story

ARISTA HOMES – THE PEOPLE’S CHOICE Where home building excellence just got even better Location

WHEN YOU’RE LOOKING TO BUY a

Markham, Kleinburg, Richmond Hill

new home in the GTA, you want excellence. In fact, you want the very best. You want a builder you can trust.

A builder committed to customer satisfaction, and to building a home they would be proud to own.

And when it comes to the best, why not go for award-winning?

Welcome to Arista Homes.

In addition to receiving numerous industry accolades over the company’s 22 years in business, Arista recently received one of the greatest honours any home builder can earn – the 2017 Tarion Homeowners Choice Builder of the Year (Large Volume Category) Award.

“This is an achievement that recognizes Ontario’s finest builder in

Builder

Arista Homes Development

BoxGrove Village, Impressions, Richlands Home Type

Markham, traditional and live-work townhomes; Kleinburg, detached homes on 38- and 44-ft. lots; Richmond Hill, townhomes, semis and detached homes on 36- and 43-ft. lots Contact

aristahomes.com

24 YPNEXTHOME.CA

terms of overall customer satisfaction, and most importantly, it’s voted upon by homeowners,” says Franco Crispino, vice-president of sales and marketing at the Vaughan-based company. “We couldn’t be more proud of this achievement.”

Indeed, such an award speaks volumes about a company’s perception among the homebuying public.

Every year, Tarion Warranty Corp. surveys new-home buyers in the province, and this year more than 8,500 homeowners weighed in with their opinions about their builder’s performance before, during and after they moved into their new home. In the Large Volume Category (More than 100 possessions per year), Arista Homes was the clear winner.

“These awards celebrate excellence in the industry and raise the bar for all builders,” says Crispino. “We pour our heart and soul into the customer experience and into each and every community we build. We’re thrilled that our homeowners agree.”

GTA homebuyers can find Arista Homes in three celebrated communities – Impressions of Kleinburg, in Kleinburg; BoxGrove Village in Markham; and Richlands in Richmond Hill (opening June 24).

Impressions of Kleinburg Award-winning Impressions of Kleinburg (2014 BILD People’s Choice Community of the Year), is a multi-phased, master-planned community. With detached homes on 38- and 44-ft. lots and a truly exceptional assortment of home designs priced from $1.5 million, this community is outstanding value in the Vaughan marketplace.

Impressions of Kleinburg community features old-world charm and features more than 70 acres of greenspace, EnergyStar standards and superlative finishes to produce

a truly unique and magnificent community. Visit the fully decorated model home that captures the elegance and sophistication of Arista’s homes in this one-of-a-kind charming and quaint setting.

BoxGrove Village The award-winning theme continues at BoxGrove Village, a community of freehold towns and live/work towns which just won the 2017 BILD Award for Most Innovative Home Design, for the Briarwood design.

BoxGrove Village features familysized freehold townhomes designed with today’s discerning buyer in mind. Complementing the release of these traditional towns with frontfacing garages and family-friendly backyards, will be an innovative collection of live/work townhomes that offer a home for your family, your business and your dreams.

BoxGrove Village boasts an amazing location close to all of Markham’s amenities, including the nearby Rouge Park and Rouge River Trail System. Access to Hwy. 407 is quick and easy and major public

transportation, including both Viva and GO Transit, are just a stone’s throw away. Big box retail stores and necessary community amenities are all nearby, assuring that all of your family’s needs and wants are taken care of.

Opening Soon – Richlands The next step in Arista’s history of excellence and award-winning new home communities is Richlands in Richmond Hill. This much anticipated community located at Leslie just north of Elgin Mills will feature townhomes, semis and singles on 36- and 43-ft. lots. Richlands will open on June 24, so if you haven’t already registered for updates and grand opening information, visit aristahomes.com now.

Also Opening Soon…

Whitby Meadows, Whitby: Freehold townhomes, semis and singles Bolton Heights, downtown Bolton: Executive townhomes For more information and all of these communities, visit aristahomes.com JUNE 10 - 24, 2017 | NEW HOME GUIDE 25

Trending

Winners announced for 2017 National Awards for Housing Excellence

THE CANADIAN HOME BUILDERS’ ASSOCIATION (CHBA)

is pleased to announce the winners for its 2017 National Awards for Housing Excellence, recognizing the best new homes, new communities and home renovations in Canada. Thirty-nine National Awards for Housing Excellence were presented at the Association’s 74th National Conference in St. John’s, Newfoundland and Labrador.

Vancouver-based companies won the two top awards, given for cumulative results in the New Home Awards and Marketing Awards categories.

Adera Development Corp. of Vancouver received the Design Excellence Award for their results in the newhome categories. Adera also received two individual New Home Awards for Attached – Mid-to-Highrise Condominium or Apartment Project, and for Apartment Style/Condominium Units under 1,000 sq. ft.

Concert Properties Ltd. received the Marketing Excellence Award for its overall success in the marketing categories. Concert won individual Marketing Awards for Direct Promotion – Electronic and for Brochure/Kit. RND Construction and Christopher Simmonds Architect of Ottawa received New Home Awards for both custom and production detached homes. Vicky’s Homes of Edmonton and RDC Fine Homes of Whistler received awards in both the new home and marketing awards

26 YPNEXTHOME.CA

MORE TRENDING ONLINE ypnexthome.ca/news

categories. My House Design/Build Team Ltd. of Surrey, BC, Kon-strux Developments and Ultimate Renovations of Calgary received two awards in the home renovation categories.

“Our award winners represent the best of the best in new homes, home renovations, community development and marketing across Canada and the housing industry takes great pride in their accomplishments,” says CHBA President Eric DenOuden.

CHBA members responded enthusiastically to the new awards program with a record number of entries in 2017.

About the Canadian Home Builders’ Association The CHBA is the voice of the residential construction industry in Canada, representing more than 8,500 member firms across the country. CHBA membership spans new home builders, renovators, developers, trade contractors, building material manufacturers and suppliers, lenders, and other professionals in the housing sector.

JUNE 10 - 24, 2017 | NEW HOME GUIDE 27

Advice

The garage overhaul Get organized and have a garage you can use instead of a dumping ground

By Carson Arthur

MORE ADVICE ONLINE ypnexthome.ca/news/advice

I HAVE A LITTLE CONFESSION to

make… I have a lot of stuff that I plan to get to, but never really do.

Unfortunately, all of these half-started projects end up in my garage.

Luckily for me, I am not alone in this dirty little secret. More than 70 per cent of Canadians admit that they can’t park their car in the garage because it has become the default spot to store all of their awkward items like ladders, wheelbarrows and garden hoses. What make this even worse, according to new online research, 74 per cent of new homebuyers are looking for a garage too. Is this a potential epidemic?

While not likely, this is the perfect time to get motivated and do something about it.

Here is some valuable information that you need to know before starting your own garage clean-out or reno project.

Set aside more time in your calendar than you expect you’ll need. I’ve painted and furnished whole homes in the same amount of time it took me to do the garage.

Moving everything out and boxing it all up to withstand the elements while it sat in the backyard was a full day. Who knew I had so much stuff in one space?

Go with one system. Garage organization systems are very different than the default recycled kitchen cupboards.

Everything is stronger, tougher and 28 YPNEXTHOME.CA

After

After interconnected. You need to plan out the space before you start throwing things up on the wall. In my case, I went with Gladiator GarageWorks.

I had a couple of pieces from a previous renovation and liked that the cabinets lock and have big wheels making them easy to move.

On my wish list was a charging station for batteries because I have a lot of them. This system even has a cabinet that does just that.

Don’t forget the floor. While it took the longest, several days of prepping, curing and drying, the floor of my garage is a showstopper.

I did a moisture barrier first which prevents water from coming up through the floor from the ground below. I followed that with a product call RockSolid by Rust-Oleum. This floor protector prevents oil leaks,

Before

paint spills and even road salt from soaking into the floor. I added floor tiles overtop of the sealed floor because I liked the way they looked, not because I really needed them.

(Call it my garage ego).

Finally, the most important thing to remember before you start is that this is a garage. It is not the kitchen, a bedroom or a family room. You have to change your mindset about how it is going to look at the end of the day. I know that designers have been showing TVs and comfortable chairs in this space and calling it a “man cave” but this is the spot where most of us store things that shouldn’t be in the house; paint, yard tools, ladders, bicycles. Keep reminding yourself as you put your space together because this room is unique. Trust me… I know!

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E. & O.E.29 JUNE 10 -subject 24, 2017 | NEW HOME GUIDE

Property Profile | MATTAMY HOMES

Mattamy opens breathtaking new enclave of homes at White Pines Location

Muskoka Builder

Mattamy Homes Development

White Pines Contact

mattamyhomes.com

30 YPNEXTHOME.CA

MATTAMY HAS RETURNED to White

Pines, the charming Bracebridge community the company established more than 10 years ago. For those looking to live the Muskoka lifestyle year-round, White Pines is the perfect place to call home These gorgeous homes are situated in Bracebridge, in the heart of Muskoka, and are surrounded by

lush greenspace, including forested areas and a popular golf course.

Though the natural setting may feel off the grid, everything you need is nearby, with schools of all levels and a world class sports centre in the community. Bracebridge is filled with charming restaurants and shops, not to mention the many trails, rivers and waterfalls in the surrounding

area. This perfect balance of natural living and urban convenience is a true testament to the careful planning and research that goes into making every Mattamy community a wonderful place to live.

In terms of the homes themselves, in true Mattamy fashion, there’s no lack of choice when it comes to the build and design. Bungalows and two-storey detached homes are available, providing options that are perfect for both retirees looking to downsize, or families looking to grow.

Each home is built on an inspiring 66-ft. lot, complete with a spacious porch and ample yard space.

Mattamy has created three desirable exterior architectural designs for this northern community; Coastal, Craftsman and Muskoka, each with their own distinct look and feel that fit into the surrounding neighbourhood seamlessly. Homeowners are also encouraged to take advantage of Mattamy’s Architect’s Choice Options that allow each purchaser the opportunity to personalize their individual home plan. When it comes to the finishes in your home, Mattamy appoints each homeowner a personal design consultant to help guide you through the countless

available options from Mattamy’s state-of-the art design studio.

Mattamy has built more than 90,000 homes in hundreds of communities throughout Canada – and the United States. This year, Mattamy was honoured to win the 2017 BILD Builder of the Year award for an unprecedented seventh time.

Mattamy has never lost sight of how they’ve achieved success – by creating homes and communities people love to live in. White Pines new community is no exception.

Visit mattamyhomes.com for more information JUNE 10 - 24, 2017 | NEW HOME GUIDE 31

Advice | LEGALLY SPEAKING

TITLE INSURANCE: What is it and why do you need it?

By Jayson Schwarz

MORE ADVICE ONLINE ypnexthome.ca/news/advice

TITLE INSURANCE IS SUPPOSED to

provide comprehensive insurance coverage for certain title-related risks associated with home buying, such as zoning issues, claims of mental incapacity, lack of up-to-date survey, and the legal services provided by your lawyer (such as title certification).

It insures the homebuyer against such defects in title, which may occur from conflicting ownership claims, liens, undischarged mortgages, consents and the like. It will cover compliance and access issues such as work orders, permit violations, fences, boundaries, tenancies and rights of way. It is supposed to be in force so long as the purchaser or his heirs own the property. Title insurance will outlive the certification of your lawyer, whose insurance stops if he or she dies or ceases to practice law.

Okay, what if something is wrong and a prospective purchaser will not accept a new title insurance policy at no cost? The insurer will pay out in accordance with the policy, or will, if possible, repair the defect. Title insurance protects from vendors that won’t re-adjust or misrepresent things such as the real estate taxes paid. In addition, lawyers’ insurance is time of incident related, which means in simple English that if your lawyer is dead, retired or stops practice and you make a claim after that, you are not covered.

Title insurance saves you money.

Disbursements – money paid to third parties for items such as building 32 YPNEXTHOME.CA

compliance letters, subdivision compliance letters and deed registration – are lower. We estimate $200 to $300 on a deal after the cost of the policy.

Almost all of Ontario is now on an electronic registry system. Title insurance has become the norm and many of the transactions are done by computer communications. Make sure the lawyer you select has taken the title insurance courses, has gone to the seminars on Terranet, the electronic registry system, and can properly advise you. The Law Society passed a rule that every lawyer on a residential real estate deal must advise the client of title insurance, the different companies offering it, and how it works. Remember, a lawyer survives by repeat business and referrals, and a lawyer’s mandate from the Law Society is that the client’s best interests must come first.

We have all read and heard about mortgage and title fraud, where unscrupulous people put fake mortgages on properties or

sell houses they do not own. Title insurance indemnifies you against these occurrences.

To summarize, title insurance does four things better than lawyers’ insurance through Law Pro (the Law Society’s insurance arm): » gives better coverage as to the quality of your ownership than a lawyer’s insurance; » lasts forever when lawyers don’t; » saves $300 to $400 in disbursements; » protects from mortgage and title fraud.

Every lawyer has an obligation to make you aware of your title insurance options, so you can choose which way you want to go. Think through your options carefully and choose wisely.

Jayson Schwarz LL.M. is a Toronto real estate lawyer and partner in the law firm Schwarz Law LLP. Visit online at schwarzlaw.ca or email info@schwarzlaw.ca and send questions, critiques and quandaries.

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JUNE 10 - 24, 2017 | NEW HOME GUIDE 33

Inspiration | STYLE FILE

Making your new backyard into the...

PERFECT SPACE

By Lisa Canning | Photos by Larry Arnal

Creating your outdoor space can be a significant investment - and one you want to get right the first time. But with some strategy and great planning, you can create an outdoor oasis your family will love. It’s never too early to get started. Here are my tips to help you plan your outdoor renovation like a pro.

1. Determine your entertaining zones Very similar to how I would design any interior space, think about the “zones” or activities you want in your backyard.

For example, do you want a place for lounging, eating, kids to do crafts, kids to play sports, space to prep meals, a pool...? Figure out your priorities and then divide your space accordingly.

Consider using pavers to create these unique zones. We created contrast strips of light and dark grey to create 34 YPNEXTHOME.CA

a special spot for our Weber Gas Grill, which we positioned very close to both seating areas, making meal prep and entertaining a breeze.

2. Determine your budget Set an actual budget, because unlike interior design, I would say there is less variety in cost of materials in outdoor goods. Meaning, with a chair for example, you can search long and hard and find something you like that

also might fit your desired budget.

For outdoor materials, I would say you are simply more limited. So one must be even more strategic in spending their budget wisely.

One strategic way I maximized my budget in my backyard was by using affordably priced furnishings and decorative items from Walmart. With coordinated collections you can add fun pops of colour and high style without breaking the bank.

DEFINE ZONES

3. Determine how high maintenance you want the space to be Whether you love to garden or don’t know your weeds from your flowers, pick materials that will serve your family best. I purposefully limited areas for grass and only planted flowers and plants that would be hearty and stand up to my rough-and-tumble children.

For seriously low maintenance lawn mowing, check out the Husqvarna Automower where you can literally put your feet up while your grass gets cut.

4. Create a colour scheme The same way I always allow a pillow, drapery fabric or piece of art work inform my colour palette in my interior work, do the same for the exterior.

In my case, I wanted the space to read very minimal- so we kept all the materials very neutral and cooler in tone. And then with my accessories we stayed with a palette of navy, teal and lime green, in keeping with some of the textiles and fun dish ware. The pop of colour against an otherwise neutral background is fun and youthful. Ensure you repeat a colour multiple times for the most cohesive look.

5. Consider integrating technology The final thing to consider to really look like a pro is technology. There are so many options for integrating sound into your backyard, but don’t let sound be the only thing you consider. Consider bringing in WiFi to make the space your outdoor office, a projector to turn any evening into a movie night, and – where space allows – a television integrated into a built in covered unit for real “wow” factor. And regardless, make sure you run power back there so you can plug in an outdoor air cooler like this one by Honeywell – because how awesome is that for your guests!

MORE INSPIRATION ONLINE ypnexthome.ca/news/inspiration

COOL DOWN

Source guide: Loveseat, arm chairs, coffee table, lanterns, decorative pillows, bar cart, blankets, towels, green planters, umbrella, carpet for picnic, outdoor cups, plates, platters: Walmart Genesis gas grill: Weber Outdoor air cooler: Honeywell Custom outdoor table: One One Eleven Designs Artificial grass: The Home Depot Black pergola: Lowe’s

Lisa Canning is an interior design consultant in Toronto Canada. Read more about her family friendly approach to design on her blog, lisacanning.ca

JUNE 10 - 24, 2017 | NEW HOME GUIDE 35

Advice | MONEY MATTERS

Think carefully... before you co-sign a loan for someone

By Gail Vaz-Oxlade

PEOPLE HAVE GOOD HEARTS. And people

often feel they should do something to help friends and family when the going gets tough. Hey, I’m all for offering help when it’s needed. But you should consider any financial help you offer as a gift, since loans often cause huge problems when it comes repayment time. Here’s a letter I received recently:

Gail, I need some help. I don’t know what to do. My sister-in-law and brother-in-law are constantly in a mess financially. They have young kids, and both my husband and I love those children. We don’t want to see them lose their home. But I also am very afraid of how our help could hurt us. My sister-in-law has asked us to co-sign a consolidation loan to help them out of the mess they have made. She’s a rampant shopper. He can’t manage to make his business work. My husband wants to do it, but I’m afraid that if we do this it might get in the way when we go to buy a home next year. Am I just being selfish?

Signed D …continued on page 38

36 YPNEXTHOME.CA

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People of all ages and abilities are coming together in their choice of a 1K, 3K, or 5K Walk, 5K or 10K Run, chair exercises, and lots of fun Kids Activities.

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mikeynetwork.com JUNE 10 - 24, 2017 | NEW HOME GUIDE 37

…continued from page 36

D, you are not being selfish. Wanting to stay solvent so you can make your own dreams come true is not a selfish act. It’s a sensible act. And while your heart may go out to your family, particularly the kids, whose to say that another loan is actually going to solve the problem.? What have your sister-in-law and brother-in-law done to demonstrate they’re serious about their debt problems? If their solution is simply to get a consolidation loan, that’s not enough.

Here are more reasons why you should think twice about co-signing for their consolidation loan: People who need a cosigner can’t qualify on their own because the lender believes they will default. I have heard of the odd positive cosigning experience like a young adult with no credit history whose parents sign on because they know their kid is a stand-up person who would sooner die than stick them with debt. But I’ve heard five times as many negative stories: parents who have been stuck with their children’s irresponsible behaviour; family who watch as the primary signer goes bankrupt leaving them holding the loan. If a body can’t qualify for a loan on its own merits, you have to wonder if you’re actually doing that body a favour by adding more weight to their debt load.

Co-signed debt is 100 per cent your debt. A lot of people don’t seem to realize this, I’m not sure why since it is clearly stated in all the loan paperwork. But here it is in black and white: If the primary borrower drops dead or defaults on the loan, you are 100 per cent responsible for repaying any loans you may have co-signed.

It doesn’t matter that you didn’t get the money. It doesn’t matter that the primary borrower swore you were off the hook. The reason you’re

MORE ADVICE ONLINE ypnexthome.ca/news/advice

co-signing is to guarantee repayment, and if the lender can’t get blood from one stone, it’ll come looking for your stones.

Co-signed debt is factored into calculations that determine whether you’ll get approved for any kind of borrowing, including a mortgage.

That’s right. Since you’re on the hook for that $27,000 loan you co-signed for, that’s $27,000 less you can borrow for your own purposes. Again, people seem not to realize that there is a limit to how much lenders will let you take on. Perhaps it’s because lenders have been so lax with this particular rule that folks think credit is unlimited. Well, the credit bucket is not bottomless. Taking on the responsibility of co-signing could

mean your ability to borrow for your own goals is thwarted.

So how do you say no to family or friends who see you as financially stable and a good resource for solving their problems? Try this…

Tonya, both Paul and I would love to help, but right now we’re just not in a position to do so financially. We would be happy to sit down with you and Tony to talk about ways you could clean up the financial mess you’re in. And we’d be happy to help in other ways, like taking the kids when you guys are working extra hard to get that debt paid off. But we can’t co-sign right now. What else can we do to help you?

If Tonya and Tony stomp out in a huff because all they want is your signature, you can count your blessings. It would only be a matter of time before that co-signed loan came between you anyway.

At least now you’re not also on the hook financially.

Gail Vaz-Oxlade is the host of Til Debt Do Us Part and author of Debt Free Forever and blogs daily at gailvazoxlade.com

38 YPNEXTHOME.CA

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LATEST LISTINGS

HILLSBOROUGH FRENCHMAN’S BAY

By: Andrin Homes City: Holland Landing Housing type: 38-, 40- and 45-ft. detached homes in a master-planned community andrinhomes.com

GLENWAY By: Andrin Homes & Lakview Homes City: Newmarket Housing type: Two- and three-storey townhomes and bungalow detached homes on 50- and 55-ft lots glenwayliving.com

JACKSON SQUARE By: Gold Park Homes City: Maple Housing type: Townhomes goldparkhomes.com

SUMMIT CITY CENTRE By: Summitview Homes City: Mississauga Housing type: Urban townhomes summitviewhomes.com

FRENCHMAN’S BAY

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By: Madison Group City: Pickering Housing type: Townhomes and singles madisongroup.ca

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By: Geranium Homes City: Aurora Housing type: 52- and 61-ft. cul-de-sac homes from more than $2 million allegroaurora.com

WHITE PINES OF BRACEBRIDGE By: Mattamy Homes City: Bracebridge Housing type: Bungalows and two-storey homes on 66-ft. lots mattamyhomes.com

HOMETOWN CREEMORE By: Alliance Homes City: Creemore Housing type: Bungalow and two-storey on 60- and 72-ft. lots from the mid $400’s hometowncreemore.ca

By: Ballymore Homes City: Innisfil Housing type: New release of 40-, 50- and 60-ft. lots ballymorehomes.com

RADIANCE By: DIAM Developments City: Innisfil Housing type: Townhomes with up to five bedrooms from the upper $400’s radianceinnisfil.ca

CONDOMINIUMS OF CORNELL By: Mattamy Homes City: Markham Housing type: Condominium suites from 725 to 1,302 sq. ft. mattamyhomes.com

By: Elm developments City: Wasaga Beach Housing type: Towns and singles georgiansands.com

QUEEN’S COMMON By: Mattamy Homes City: Whitby Housing type: Detached and townhome designs mattamyhomes.com

VICTORY HEIGHTS By: Treasure Hill Homes City: Vaughan Housing type: 40- and 42-ft. luxury singles at Eagles Landing Road and Dufferin Street treasurehill.com

…continued on page 44 42 YPNEXTHOME.CA

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JUNE 10 - 24, 2017 | NEW HOME GUIDE 43

LATEST LISTINGS

Find your next home! Find more properties at ypnexthome.ca

…continued from page 42

AFFINITY CONDOMINIUMS

CITYLUX TOWNS By: Fieldgate Homes City: Thornhill Housing type: Register for a new release of urban townhomes in Thornhill Woods fieldgatehomes.com

BOXGROVE VILLAGE By: Arista Homes City: Markham Housing type: Family sized freehold townhomes and live/work towns boxgrovevillage.com

COBBLESTONES SOUTH By: Fieldgate Homes City: Brampton Housing type: 36-ft. singles up to 3,481 sq. ft. fieldgatehomes.com

SEATON TAUNTON By: Mattamy Homes City: Pickering Housing type: Affordable townhomes alongside greenspaces and other amenities mattamyhomes.com

THE LOGGIAS IN RICHDALE By: Senator Homes City: Richmond Hill Housing type: Luxurious 40-, 50- and 60-ft. detached homes on deep lots senatorhomes.com

DOWNSVIEW PARK By: Stafford Homes City: Toronto Housing type: Three- or four-storey townhomes staffordhomes.ca

new openings TOWNS AT ROUGE VALLEY By: Tribute Communities City: Scarborough Housing type: Urban townhomes mytribute.ca

ORCHARD WEST By: Treasure Hill City: Bowmanville Housing type: 37-, 40- and 45-ft. singles at Middle Road and Concession Road 3 treasurehill.com

MADISON LANE

VISTA

By: Reid’s Heritage Homes City: Bowmanville Housing type: Urban luxury condos from 650 to 1,200 sq. ft. madisonlanecondos.com

By: Geranium Homes City: Stouffville Housing type: Condominium one-storey flats and two-storey towns from the low $400’s vistaflatsandtowns.com

YOUNG’S COVE By: Briarwood Homes City: Carrying Place Housing type: Bungalows and two-storey homes on 65- and 150-ft. lots youngscove.ca

AFFINITY CONDOMINIUMS By: Rosehaven Homes City: Burlington Housing type: Contemporary midrise condos from the low $300’s rosehavenhomes.com

CHELSEA MAPLE STATION By: Aspen Ridge Homes City: Vaughan Housing type: Stylish modern townhomes across from the Maple GO aspenridgehomes.com

By: Madison Group and Forest Hill Homes City: Markham Housing type: Freehold towns and singlefamily homes cornellrouge.com

NEIGHBOURHOODS OF MOUNT PLEASANT By: Rosehaven Homes City: Brampton Housing type: New release of freehold townhomes rosehavenhomes.com

KLEINBURG SUMMIT By: Mattamy Homes City: Vaughan Housing type: New 60-ft. home designs plus townhomes and 30-, 40- and 50-ft. homes mattamyhomes.com

NEWTOWNS AT MOUNT PLEASANT By: Primont Homes City: Brampton Housing type: Final phase of masterplanned community of townhomes primonthomes.com

TIME By: Treasure Hill Homes City: Aurora Housing type: Urban towns up to 1,500 sq. ft. treasurehill.com

44 YPNEXTHOME.CA

CORNELL ROUGE

Builders If you would like to include your preview registration, new release or site opening in this feature, just email the details to wayne.karl@ypnexthome.ca

Homebuyers’ Help

Compare mortgage rates for your best deal CHARTERED BANKS

variable

ATB Financial

2.1

Alterna Bank

2.25

Bank of Montreal

2.6

Bank of Nova Scotia

2.9

CIBC

2.7

6 months

1 year

2 years

3 years

4 years

5 years

4.1 4.10op 4 6.30op

2.99 4.10op 2.79 6.30op 3.09 6.95op 3.29 6.50op 2.84 6.35op 3.14 3.14 6.35op 2.64 3 3.20op 3.14 6.70op

2.39 4.10op 2.74

2.36

2.57

2.69

2.64

2.55

2.6

3.19

2.54

4.09

2.59

3.09

3.39

3.89

4.64

2.79

2.54

4.09

4.79

3.04 2.29

3.65 3.39

4.39 4.09

4.64 2.39

2.64 2.94

2.64 2.84

3.19 2.89

3.29 2.89

3.04

3.39

2.64

2.69

2.79 2.34

3.34 2.54

3.99 2.64

4.44 2.69

2.84

2.36

2.57

4.64

3.24

3.49

3.69

2.69

6.95op 4.55 6.45op 6.95op

Equitable Bank HSBC Bank Canada

2.19

ICICI Bank Canada Manulife Bank

2.75 2.7

National Bank

n/a

President’s Choice Finan Royal Bank

2.7 2.7

4.45 6.20op 4.45 4.4 6.70op

7.00op TD Canada Trust Tangerine

2.34 2.3

2.99 7.00op 3.04 4.00op 3.19

TRUST COMPANIES Community Trust Effort Trust

n/a n/a

Home Trust Investors Group Trust

2.35 n/a

MTCC

2.9

6.5 4.5 6.30op 3.95 4.2 6.50op 4.55 6.45op

3.14 3.5 6.30op 2.69 3.14 6.30op 3.29 6.50op

3.25 3.6

3.95 3.8

4.39 4.5

4.64 4.6

2.14 3.09

2.59 3.39

2.74 3.89

2.84 2.54

3.09

3.39

3.89

4.64

4 6.30op 6.2 6.40op 3.1 4.25 6.50op

2.79 6.30op 2.84 6.30op 2.64 2.89 6.50op 3.25 6.25op 2.84 6.30op 3.14 2.8 2.95op 2.39

2.74

2.64

2.74

2.64

2.89

2.95

2.99

2.89

2.64 2.99

2.64 2.99

2.84 3.1

2.84 3.14

3.2

3.65

4

4.5

2.79

3.39

3.89

2.59

3.04 2.85

3.65 2.95

4.39 3.05

4.64 3.15

2.39

2.49

2.59

2.69

OTHER FINANCIAL INSTITUTIONS Alterna Savings

2.28

Comtech Fire C.U.

2.6

First National Fin. LP IC Savings

2.7

Luminus Financial

3.25

Meridian Credit Union

2.3

PACE Savings & C.U. Parama Credit Union

2.65

Steinbach Credit Union

2.25

4.75

ONLINE CALCULATOR ypnexthome.ca/mortgage-calculator Notes: **Interest rate charged subject to adjustment during term mortgage. Please consult institution for term of years available. All rates are prime rates and subject to change without notice.

R.O.R. RATES ON REQUEST op OPEN ----- NOT QUOTING N/A NOT AVAILABLE May 18, 2017. Prepared By Fiscal Agents Financial Information Services 905.844.7700

JUNE 10 - 24, 2017 | NEW HOME GUIDE 45

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projects & communities MAP LISTINGS IN THIS ISSUE PAGE

BUILDER

SITE

CONTACT INFO

continued from page 48 PROPERTY TYPE

PRICE RANGE

PIN

MAP FINDER

East 8/9

Andrin Homes

Corporate

andrinhomes.com

D

T

23

Arista Homes

Whitby Meadows

aristahomes.com

D

T

27

Briarwood Homes

Young’s Cove

youngscove.ca

12/13

Madison Group

Frenchman’s Bay

madisongroup.ca

Mattamy Homes

Queen’s Common

mattamyhomes.com

Mattamy Homes

Seaton Taunton

mattamyhomes.com

29

Reid’s Heritage Homes

Madison Lane

madisonlanecondos.com

19

Treasure Hill Homes

Orchard West

treasurehill.com

T

Treasure Hill Homes

Shift

treasurehill.com

T

Treasure Hill Homes

Urban Town Living

treasurehill.com

Andrin Homes

Hillsborough Holland Landing

andrinhomes.com

Briarwood Homes

Mill Street Village

millstreethomes.com

Briarwood Homes

Pretty River Collingwood

1-888-257-1999

Great Gulf

Hillsborough Holland Landing

greatgulf.com/hillsborough

Great Gulf

Sharon Village

905-478-7362

Great Gulf

Summerlyn Village

905-775-3461

Mattamy Homes

The Estates of King Township

mattamyhomes.com

Mattamy Homes

White Pines

mattamyhomes.com

Treasure Hill Homes

Acacia Estates

treasurehill.com

Treasure Hill Homes

Adena Views

treasurehill.com

D

Treasure Hill Homes

The Estates of King Township

treasurehill.com

D

Great Gulf

Trafalgar Landing

905-844-1605

Great Gulf

Westfield

905-866-6876

D

Mattamy Homes

Hawthorne South Village

mattamyhomes.com

D

Mattamy Homes

Mount Pleasant North

mattamyhomes.com

Mattamy Homes

Mount Pleasant Village

mattamyhomes.com

Mattamy Homes

River Mill

mattamyhomes.com

Mattamy Homes

The Preserve

mattamyhomes.com

Mattamy Homes

Topper Woods

mattamyhomes.com

T

Mattamy Homes

Wildflowers

mattamyhomes.com

T

Treasure Hill Homes

Tiara Estate Collection

treasurehill.com

T

C 31

28N

T

98

24O

D

T

91

27O

D

T

44

24N

70

25N

from $390,000

70

25N

from $820,000

51

18E

from $560,000

20

12E

51

18E

from $600,000

65

20E

from $700,000

52

17D

74

16I

56

16J

87

16I

from $200,000

30

8V

from $537,000

24

8P

59

6S

60

7O

93

8O

29

7V

78

11L

S

T

from $470,000

C

from $285,000 from $700,000

North 15

19

D S

T

from $310,000 D T D T D T

from $2360,000

West

BC

T

T T

D

C

T

from $1000,000

Property Type D Detached S Semi-Detached T Townhome

projects & communities MAP LISTINGS IN THIS ISSUE PAGE

BUILDER

SITE

CONTACT INFO

PROPERTY TYPE

PRICE RANGE

PIN

MAP FINDER

Central Andrin Homes

Glenway in Newmarket

GlenwayLiving.com

D

Arista Homes

Aurora Trails

aristahomes.com

D

23

Arista Homes

Bolton Heights

aristahomes.com

D

23

Arista Homes

Boxgrove Village Markham

boxgrovevillage.com

23

Arista Homes

Corporate

aristahomes.com

23

Arista Homes

IMPRESSIONS

aristahomes.com

D

Arista Homes

Jefferson Forest

jeffersonforest.ca

D

Arista Homes

Richlands

aristahomes.com

D

Arista Homes

Vaughan Valley Estates

aristahomes.com

D

5

Forest Hill

Cornell Rouge

905-472-9556

17

Geranium Homes

Allegro

allegroaurora.com

D

Geranium Homes

Corporate

geraniumhomes.com

D

T

Geranium Homes

Twelve on the Ravine

12ontheravine.com

D

Geranium Homes

Vista at Cardinal Point

vistaflatsandtowns.com

D

7

Great Gulf

Corporate

greatgulf.com

T

5

Madison Group

Cornell Rouge

905-472-9556

T

Mattamy Homes

Alderidge

mattamyhomes.com

Mattamy Homes

Canopy at Downsview Park

mattamyhomes.com

Mattamy Homes

Cornell

mattamyhomes.com

Mattamy Homes

Cornell

mattamyhomes.com

Mattamy Homes

Corporate

mattamyhomes.com

Mattamy Homes

Downsview Park

mattamyhomes.com

Mattamy Homes

Kleinburg Summit

mattamyhomes.com

D

Mattamy Homes

Richmond Green

mattamyhomes.com

D

Mattamy Homes

Thomson Towns

mattamyhomes.com

Mattamy Homes

Upper Summerside

mattamyhomes.com

Mattamy Homes

Vita on the Lake

mattamyhomes.com

Treasure Hill Homes

Aurora Views on Wellington

treasurehill.com

Treasure Hill Homes

Kingsview Ridge

treasurehill.com

Treasure Hill Homes

Time

treasurehill.com

T

19

Treasure Hill Homes

Trendi

treasurehill.com

T

19

Treasure Hill Homes

Uppper Thornhill

treasurehill.com

Treasure Hill Homes

Victory Heights

treasurehill.com

23

IFC/1

19

continues on page 47

S

S

from $700,000

68

18F

T

from $700,000

14

19G

T

from $1100,000

15

22M

T

from $1500,000

3

12K

T

$586,000

10

18J

41

18K

from $1200,000

7

14L

from $950,000

16

23M

from $2000,000

101

18H

T

from $1700,000

89

22P

T

from $420,000

12

22J

from $950,000

16

23M

from $1230,000

82

13S

37

15P

from $2900,000

17

22M

from $470,000

17

22M

37

15P

T

84

13K

T

41

18K

T

95

20P

T

42

19R

from $350,000

39

14S

from $1460,000

57

19H

104

31O

72

18H

102

20M

103

16L

6

18L

T

T

D

S

D

T C

D

T

S

C

C T D

T

D T

from $600,000

Property Type D Detached S Semi-Detached T Townhome

Your dream home is waiting SEARCH ON THE GO!

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Baxter

Line

Line

Line 8th

10th

Ar t

es Disse i tte an In du St s

d

Simco

Shepp

tC an al

Post

Brid

Lawrence Ave W

1

Ave

Jarvis St

University Ave

Parliament St

35

Pape Ave

Bro adv iew

Christie St

Lansdowne Ave

Ossington Ave

e

Bloor St W Harbord St Wellesley St College St Carlton St Gerrard St

Queen St W King St W Front St W

E

Moore Ave

Bayvi w

36

Laird Dr

Avenue Rd

St Clair Ave W

Davenport Rd Dupont St

Toronto Mt Pleasant Rd

Va ug ha nR d

Ave

5th

Line

Line

Line

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Scotch

11th

SC a

Mono C

6th

W eston Rd

Conc

7th 6th

4th

7th

Conc

Rd

Line

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EHS

EHS

Rd

EHS

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Conc

Mo rn

Willo

York Mills Rd

Spadina Rd

OakwoodAve

Browns Line

Allen Rd

Am eric an Dr

Wilson Hts Blvd

Caledonia Rd

d

Willowdale Ave

Cum

Glencairn Ave

Rogers Rd

Roncesvalles Ave Weston Rd Keele St Parkside Dr High Pk

d Blv Haig

Lake Shore Blvd W

39

d nR sto We

Judson St

Park Lawn Rd

The Queensway

e rmer WindeAve

Prince Edward Dr Royal York

Norseman St

Old

Drewry Ave

Senlac Rd

r

k Cr Dr Blac

ay sw

The East Mall

Burnhamthorp eR d Bloor St W

Runnymede Rd

ia Rd Caledon

Th

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82

37 Wilson Ave

Rathburn Rd

The West Mall d lR Mil

Rd

Eastern A

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Rd

Park

n ow thd Sou

ore esh Lak

Rd

Rd

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New W estmins ter Dr

Dr

Downsview

Tre the wey Dr

Thorn

North York

Maple Leaf Dr

Etobicoke

Renforth Dr

rry nga Gle

Se

407

Centre St

71

Grandra v i ne D

Dixon Rd The Westway

Summeridg e Dr

HWY

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Waverly Rd

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42

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Providence Rd

Lambs Rd

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Nixon Rd

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4

Leskard Rd

N

Bragg Rd

Mearns St

Baseline Rd

Cole Rd

Mearns Ave

Concession St 57

Bethesda Rd

14

Acres Rd

Middle St

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Clemens Rd

Green Rd

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Concession 10

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Dovehaven Rd

Hoyer Rd

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Lettner Rd

Holt Rd

2

Hancock Rd

401

Rundle Rd

Trulls Rd

Courtice Rd

34 Bloor St

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Concession 11

Concession Rd 8

Concession Rd 4

Salem

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20

Taunton Rd

Nash Rd

Concession 12

J

Hampton

Solina Rd

Washington Rd

e Murray Av

Vannest Rd

59

Concession Rd 6

Pebblestone Rd Tooley Rd

Townline Rd

Olive Ave

Park Rd

P

East Ave Port Union Rd

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Old Scugog Rd

Ormiston Rd Langmaid Rd

58 King St

Solina

Mitchell’s Corners

62 hi

Union School Rd Wotten Rd

Enfield Rd

Townline Rd 55

Sand Bar Rd

Ogemah Rd

Washburn Island Rd

Cartwright West Quarter Line

Graham Rd Russell Rd

Wilson Rd 35

Bond St Gibb St

34

Grandview St N

Harmony Rd

54 Adelaide Ave

22 rth St Went wo

60

Valentia Rd

Eldon Rd

Beacroft Rd

Mississaugas Trail

Rd

Harmony Rd N

53 Stevenson Rd

Burns St

Grandview St N

Ritson Rd

52

3

Concession Rd 7

Oshawa

Dundas St

Mariposa/Ops Bdry

Bush Rd

White Rock Rd

Fingerboard Rd

He ad Sandy Rd

Simcoe St

Stevenson Rd N

Halls Rd

Pickering Beach Rd

Shoal Pt Rd

Westney Rd

Harwood Ave

Squire Beach Rd

Henry St

Hopkins St

Cochrane St

Brock St

Salem Rd

Victoria St

36

Mountjoy Rd

Concession Rd 10

Enniskillen

G

Fallis Rd

Cadmus

Devitts Rd 57

Byers Rd

3

Conlin Rd

Nestleton

McKee Rd

Concession Rd 9

33

4

Bradburn Rd

Burketon

Boundary Rd

Winchester Rd

2

28 Ma nn in g Rd

Taylor’s Rd

Barry’s Rd

Station Rd

Sim coe St

Columbus

Whitby Garden St

McQuay Blvd

Halls Rd

Ravenscroft Rd

3143

Ritson Rd

Thornton Rd

Columbus Rd

16

Thickson Rd

Anderson St

12

Eden Rd

Eldon Rd

Sideroad 18

Stevenson Rd N

Duffs Rd

Cochrane St

Cedarbrook Tr

Ashburn Rd

Salem Rd

Westney Rd

Country La

Coronation Rd

Halls Rd N

Greenwood Rd

Riverside Dr

Church St

Sandy Beach Rd

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44

26

3

91

41

24

Heron Rd

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Kinsale Rd

Sideline 4

Paddock Rd

Sideline 22

Ajax

Raglan

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19

Raglan Rd

Howden Rd

Lyndebrook Rd

Taunton Rd

Shirley Rd Coates Rd

Myrtle

Brooklin

Rossland Rd 31

Diamond Sideroad

Bryant Sdrd

Dagmar Rd

Brawley Rd

Greenwood

Scugog Line 3

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Malcolm Rd

Edgerton Rd

Church St

2

Scugog Line 2

Ashburn

5th Concession Rd

2

Rd

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Chalk Lake Rd

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Balsam Rd

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31

HWY

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Reach St

Grey Sideroad

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70 Brock Rd

Liverpool Rd

Valley Farm Rd

Whites Rd

Dixie Rd

Rosebank Rd

Altona Rd

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38 Sheppard Ave

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Meadowvale Rd

Guildwoo d

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27

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44

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Westney Rd

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Plug Hat Rd

Military

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Scarborough 42 St Clair Ave E Rd rth nfo Da

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89

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Eglinton Ave E

Sewells Rd

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Coxwell Ave

Woodbine Ave

Greenwood Ave Donlands Ave Jones Ave

Victoria Park Ave

Midland Ave

Pharmacy Ave

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Birchmount Rd

95Ellesmere Rd

Brimley Rd

Don Vally Pkwy

Don Mills Rd

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Sheppard Ave

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Old Finch Ave Rd

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Sideline 22

Sideline 24

Box Grove Steeles Ave E

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Sideline 16

Sideline 20

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7th Concession Rd Sideline 28

Co

Sideline 26

d

Sideline 34

Markham

Unionville

Esna P

mmer Ave

Ave

17th Ave

Main St

Woodbine Ave

Leslie St 12

nhill

owdale

Major Mackenzie Dr

25

73

7

John St

69

al

16th Ave

67

Reesor Rd

6

Elgin Mills Rd

57

Jobb Rd

Uxbridge Pickering Townline

5

D on

Warden Ave

mond Hill

Dicksons Hill

48

Glen Major

1

Markham-Pickering Townline

41 49

65 Kennedy Rd

Victoria Square

McCowan Rd

19th Ave

Pine Pt Rd

Ma Brown’s Rd

Beacock Rd

Pine Rd

Webb Rd

Altona Sideline 32

Jefferson 29

Stouffville 12

Main St

Houston Rd

Allbright Rd

Lakeridge Rd

Stouffville Rd

14

Glasgow

10th Line

d

Markham Rd

10

Bethesda Rd

Bethesda

Sideroad St

Secord Rd

Brock Rd

Yonge St

Whitchurch-stouffville

34

Sunset Beach Rd

Rd

Utica

40

F

Mabels Rd

L AKE SCUGOG

Scugog Line 6

Ried Rd

21

47

nd Isla

Epsom

8th Conc Rd

R

Goodwood Rd

HWY

Demara Rd

Whitfield Rd

Scugog Line 8

Ward Rd

Cottage Rd

Rainbow Ridge Rd

7

8

Medd Rd

Uxbridge

Prouse Rd

47

E

28

7 Mile Chandler Dr Island Rd

Harper Rd

Scugog Line 9

HWY

Scugog Line 9

Ramsey Rd

.

La ier oz Cr

Cross

Pogue Rd

Clements Rd

Till Sdrd

Brookdale Rd

Old Simcoe Rd

O’Beirn Rd

Wagg Rd

Hillsdale Dr

Aurora

47

7th Conc Rd

d

Re ach St

HWY

D

16

Hood Dr

4

Ranch Rd

Seagrave Cookston Rd

Little Britain Rd Cricket Hollow Rd

Little Britain Rd

Zion Rd

Algonquin Rd

Scugog Line 12

Cragg Rd Canton Rd

8

6th Conc Rd

Vandorf Rd

Sideroad 18A

Jesse Thomson Rd

e hor

8

Aurora Rd Lak es

Ridge Rd

Ballantrae 15

Sideroad 18A

Wesley Cors

Scugog Line 12

Ball Rd

Roseville Siloam

St Johns Rd

4th Conc Rd

57

derson Dr

St John’s Rd

7 12

Marsh Hill

23

3nd Concession Rd

72

14

Saintfield Blue Mountain Rd

Uxbridge

2nd Concession Rd

Bayview Ave

Wellington St

Woodbine Ave

26

6

Dewdrop Rd

C

Cresswell Rd

Salem Rd

Royal Oak Rd

Brock-Scugog Townline Rd

Scugog Line 14

B

Taylor Corners

Farmstead Rd

Kawartha Lakes

Little Britain Rd

Spadina Sdrd

Cherry St Faulkner Ave

Bogarttown

Victoria Corners Rd

Marsh Hill Rd

1

St John’s Sideroad

Bow St

Farmstead Rd

Pinedale

6

Oakwood

7 7th Concession

13

1

Davis Dr

Cedar Valley

Vivian Rd

74

Blackwater Rd

Mulock Dr

GrahamRd Skyline Rd

2nd Concession

Victoria Corners

Cam 18

Manilla

5th Concession 4th Concession

A

Quaker Rd

9th Concession

6th Concession

Foster Dr

Feasby Rd

York-Durham Line

Newmarket

11

Wetheral Sdrd

Davis Dr

Sandford

Sunderland

Sideroad 17

68

Weirs Rd

Kennedy Rd

Sandford Rd

Sideroad 17

West Franklin

Sideroad 17A

19

Bales Dr

Sideroad 17

Herald Rd

St

8th Concession

King St

13

8th Conc Rd

ain M

Vallentyne

Shier Rd

Green Lane

er’s Sideroad

23

Peniel Rd

46

10th Concession

Goos

9

Black School Rd

11th Concession

9th Concession

Vrommanton

9 Rd

33 The Glen Rd 34

12

Islay

Rd

9

Valley

32

2

Leaskdale Rd

Ashworth Rd

9th Concess ion

Rd Franklin

38

Udora

Zephyr Rd

13

6th Concession Rd

Mount Albert Rd

13

12

Hollingers Rd

82

6

Grasshill

Woodville

Cannington

10

5th Concession Rd

Rd

65

39

t

Linden

31

Derryville 12

Woodville

St

King

2

Concession

30

Brock

10th Concession

Fowlers Rd

5th Concession Rd

Farr Ave

13

Zephyr

Centre St

51

Brewster Rd 39

Meyers Rd

Doane Rd

Bridle Path

Ravenshoe Rd

4th Concession Rd

Doane Rd

ng ndi La

Morning Sdrd

77

Hornes Rd

East Gwillimbury

86

45

51

Queensville Sideroad

Queensville

Cedarbrae

3rd Concession Rd

1 Ho m Sdrd lla nd

48 Orchard Ct

Rd

Old Shiloh Rd

Foot Dafoe St St

Holborn Rd 3

2nd Concess ion

77

Sand Rd

pH ou se

Georgina

Leitch Rd

Cole Rd

Wilfrid

21

81

Brown Hill

2nd Concession Rd

Leslie St

8

Cedarbrook Dr Rd

Old Homestead Rd

Smith Blvd

Frog St

Boag Rd

Maple Hill

Morning Glory Rd

Hartley

Lorneville

14th

29

Rd

Q u a r ter

Lorneville

46

Brock-Thorah Townline East

Concession

28 13th Concession

Brock Rd

Ravenshoe

27

Concession Rd 3 Thorah

Concession Rd 2 Thorah

48

14th Lloyd Sdrd

Rd

26

Dr

g Irvi n

Lake Ridge Rd

Boag Rd

Holborn Rd

38

ing ter Ca

79

Prout Rd

Holland Marsh

32

25

18

Audubon Way

Miles Rd Blake Ave

Ravenshoe Rd

10th Line

Carley Rd

The Queen sway

West ury

Rd st re nc ve Ra

24

BrockThorah Twnl W

Thorah Beach Port

Point

P e ff e r l a w

Glenwood Ave

Island View

Rd

Virginia

Latimer Rd

Dr

Line 13

Rd

Weir’s Sideroad

Pollock Rd

COOK’S BAY

Line 12

Cryderma n’s Rd

Morton Ave

River

Stoney Batter Rd

Baldwin Rd

Fennell

Briars Pk

Sutton

Park Rd

Old Homestead Rd

23

Mile Lane

Lasher La Valley Vie w

nt ry Bethel Side Rd

Park Rd

22 Cou

Church St

Gilford Rd

Black 80 Hi

Rd 9 ing

Maple Beach

Duclos Point

Duclos

Base Line Rd

Lockie Sd Rd

21

Rd

e dge

St gh

20

Rd

Jacksons Point

3 8A

Boyers Sideroad

h ore

Dalton Rd

19

Deer Park Rd

The Que ensw ay

Harbour St Pine Ave

4 3

Line

20th Sideroad

18

Roches Point DeGrassi Point

Island Grove

Metro Rd

Willow Beach

Rd

t tS ar Ew

39

Killarney Beach Rd

hill 3rd

e Lak 78

H

Belle Aire Beach Rd

Lake

Dr

S

d eR

Mapl

nisfil

23

Nantyr Park

Civic Cen tre

20th Side road

Line

Line

Virginia Blvd

7th

6th

Cate r

Nantyr

John’s Rd

Barclay

MATTAMY MODEL HOME

E XQUISITE TOWNHOME DESIGNS N O W AVA I L A B L E I N T H E P R E S E RV E $25,000 In Design Studio Credits Or Off The Purchase Price On Rear Lane & Two-Storey Townhomes Mattamy is pleased to announce the release of two exquisite styles of Townhomes in The Preserve.

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1388 Dundas Street West