GTA New Home Guide - Dec 12, 2015

DEC 12, 2015 - JAN 9, 2016 VOLUME 23, ISSUE 23, FREE (4 WEEK ISSUE)

GTA EDITION

INSIDE THIS ISSUE

THREE STEPS FOR FIRST-TIME BUYERS

GETTING YOUR HOME READY FOR WINTER

CREATING YOUR OWN FLOORPLAN

L I V LE I V E L A ULGA HU G H E X PELXOPRL EO R E D E SDI EG SNI G N S T YSLTEY L E S H OS PH O P C H ACTH A T

LIVE LIVE LAUGH LAUGH EXPLORE EXPLORE DESIGN DESIGN STYLE STYLE SHOP SHOP CHAT CHAT OUROUR AWARD-WINNING SOURCE FORFOR IDEAS AWARD-WINNING SOURCE IDEAS & ASPIRATIONS HASHAS GONE ONLINE. & ASPIRATIONS GONE ONLINE. Check it out itatout AspireOnline.ca.

Check at AspireOnline.ca.

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contents DEC 12, 2015 – JAN 9, 2016 | VOLUME 23 ISSUE 23

30

ON THE COVER

Forest Hill Homes + online NEIGHBOURHOOD

HOME SEARCH

property profiles MORE +PHOTOS +VIDEOS +ADVICE +INSPIRATION +TRENDING

WITH

DYNAMIC MAPS

Cornell Rouge, Jefferson Forest & Bridle Path

LOOK FOR THE CIRCLE

24 Fieldgate Homes

New release of 38- and 41-ft. homes at Valleylands

38

Primont Homes

Luxury freehold townhomes now open in Woodbridge

50 Rosehaven Homes

Time is running out to live the Platinum lifestyle

54 Ballymore Homes

Buy now for incentives at Mill Street Village

82 Mattamy Homes

returns to Pickering with new living options

neighbourhood profile

68 Islington-City Centre West

Expansive and in transition

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52

38

50

22 Mortgage Advice

3 steps for first-time buyers to enter the market

by Calum Ross

28 At Home

Get your home ready for winter

by Lisa Rogers

32

OHBA Report

Get your home ready for winter

by Joe Vaccaro

34 Tarion Report

54

Tarion stands behind your new home’s construction

by Howard Bogach

36

Quick Tips

Get real with your organizing goals

by Hellen Buttigieg

42 Money Matters Budgeting for holiday shopping

by Gail Vaz-Oxlade

44 Legally Speaking

Deciphering legal language

by Jayson Schwarz

70

trending

advice

48 Kylemore Communities

14

Another successful toy drive

inspiration

52 Designer Gift List Top gift ideas for the holidays

by Jo Alcorn

82

by Jane Lockhart

buyers’ resource section

88 Hot Properties

New releases, openings and preview registrations

BILD Report

Housing affordability an important issue for many

Designer Secrets

To follow the floorplan or create your own?

90 Mortgage Rates

by Bryan Tuckey

18

Fundamentally Speaking

Score one for the industry lobby

by Wayne Karl

in every issue

4

Editor’s Note

10

Contributors

94 Advertiser Index DEC 12, 2015 - JAN 9, 2016 | NEW HOME GUIDE 3

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Editors' Notes

EXPLORE ISLINGTON-CITY CENTRE WEST

SUSAN LEGGE Editor-in-Chief / Director of Content Yellow Pages NextHome Email: Susan.Legge@ypnexthome.ca Twitter: @SusanLegge

TAKE A TOUR ONLINE ypnexthome.ca/islington-west

Smaller households, smaller homes Canadian households are shrinking, according to Statistics Canada data.

Seven decades ago, the average household consisted of 4.3 people; by 2011, the average size had dropped to 2.5 people per household.

While the majority of Canadian homes over the last century were built to support larger families, nowadays one or two people make up the majority of households. This is why condominium living have become increasingly popular.

The impact of smaller families on the Canadian housing market has been significant, spurring a dramatic change in the types of homes and apartments being constructed.

The introduction of townhomes, lofts and condominiums is effectively servicing smaller families and singles who need homes and nearby amenities. While larger homes are still a need for some, the next time you see another crane in the air keep this new demographic dynamic in mind.

Do you know where your DCs go?

WAYNE KARL Senior Editor Yellow Pages NextHome Email: Wayne.Karl@ypnexthome.ca Twitter: @WayneKarl

+ get social

When you buy a new home, there’s a little thing called Development Charges (DCs) that are added to your bottom line. And they’re not so little.

Oh, you didn’t know that? And you didn’t know that these charges derive from government fees and taxes, are rising significantly and add as much as 20 per cent to the cost of a new home in the GTA? Indeed, the home building industry has been warning that DCs – intended to pay for infrastructure associated

with new communities – are rising prohibitively high, in a municipal process that is less than transparent.

Recent policy changes are intended to improve this situation (see pages 14, 18 and 32). But in the meantime, as you explore the new home market, you might want to learn about the issue, what your DCs amount to, and where they’re going.

It’s your new home, your community and your future, so these are fair questions.

Interact with us on social media: ypnexthome

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ARISTA HOMES’ RETURNS TO BOXGROVE VILLAGE IN MARKHAM! A HOME FOR YOUR FAMILY, YOUR BUSINESS, YOUR DREAMS! • Family sized Freehold Towns • Exclusive Live/Work Towns • Quick access to 407 • Shopping and Amenities • Exceptional value!

Don’t miss the chance to get “first in line access”.

REGISTRATION IS NOW OPEN!

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OTHER FINE ARISTA COMMUNITIES...

Impressions Kleinburg

38’ and 44’ Singles in Charming Kleinburg. from the $800’s

Model Home. New Lot Release.

Whitby

Aurora Trails Aurora

Towns and Semis are still available. from the $600’s

Taunton Road and Coronation Road.

Towns, Semis and Singles. Register Now

Final Opportunity.

Vaughan Valley Estates Vaughan

Select Homes Remain from $1.2 million

Richmond Hill

Leslie Street and Elgin Mills Road.

Towns, Semis and Singles. Register Now

W W W. AR I STAH O M ES .CO M Prices, plans and specifications are subject to change without notice. E. & O.E.

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Y O U R H O L I D AY S T O R E Y S TA R T S

HERE

F A M I LY A group of people brought together by a shared and common bond.

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Dwell – Etobicoke Burnhamthorpe Rd. & West Mall New Release

The Enclaves of Upper Canada – Georgetown Guelph St. & MacFarlane Dr. New Release

Humber Mews – Etobicok e Brown’s Line & Evans Ave. Under Construction

Hometown Sharon Village – East Gw illimbur y Leslie St. & Green Lane Coming Soon

F R O M O U R F A M I LY T O Y O U R S W h e t h e r y o u l i v e, w o r k o r p l a y i n a M e n ke s b u i l d i n g , we wish you nothing but happiness over the holidays.

T h e b e s t o f t h e s e a s o n t o y o u f r o m e v e r y o n e a t M e n ke s .

MENKES.COM

@MENKESLIFE

See sales representative for details. Prices and specifications are subject to change. E.&O.E. December 2015.

DEC 12, 2015 - JAN 9, 2016 | NEW HOME GUIDE 7

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Bleed: 0.125”

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Built: 27/11/2015 - JND

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10'6"x8'6" DN

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BARREL VAULT

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GRO GROUND FLOO

FOLLOW US: All illustrations are artist’s concept. All dimensions are approximate. Prices, specifications, terms and conditions subject to change without notice. E.&O.E.

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‘VICTORIAN’

3 BEDROOM • 2.5 BATHROOMS REAR LANE TOWNHOME, THE BRANTFORD ‘VICTORIAN’ 1,736 SQ.FT. $390,990

LARGE BALCONY FOR ENTERTAINING

OPT. DOUBLE DOOR ENTRY TO HOME STUDIO

3 LARGE BEDROOMS

LARGE DINING/LIVING AREA

MASTER ENSUITE AND WALK-IN CLOSET

19'0"x20'10"

AC

LOCATION MAY VARY

PATIO DOOR DROPPED CEILING

PATIO DOOR DROPPED CEILING DW

PATIO DOOR DROPPED CEILING

DOOR IF GRADE PERMITS

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MECH. AREA

9'6"x14'8"

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LAUND.

W

D

KNEEWALL UP

OPT. DOUBLE FRENCH DOORS

KNEEWALL

10'4"x15'0"

ENSUIT

10'4"x15'0"

10'4"x15'0"

FLUSH BREAKFAST BAR

W.I.C.

F

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DOUBLE HANGING

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DOUBLE HANGING CHEF'S DESK OPT. UPPERS

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DROPPED CEILING DROPPED CEILING

DROPPED CEILING

MIRRORED SLIDERS

MIRRORED SLIDERS

DROPPED CEILING

PORCH

PORCH

INSET STEP(S) IF REQ'D

INSET STEP(S) IF REQ'D

MIRRORED SLIDERS

FOYER HOME STUDIOFOYER HOME STUDIO 10'6"x15'0" 10'6"x15'0" OME STUDIO

10'6"x15'0"

PWD

PWD DN

DN

ENSUITE MASTER BEDROOM

ENSUITE MASTER BEDROOM W.I.C.

OPT. UPPERS

OPT. UPPERS DN

OPT. DOUBLE FRENCH DOORS

9'6"x14'8"

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CHEF'S DESK KNEEWALL CHEF'S DESK

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S S

FLUSH BREAKFAST BAR

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9'6"x11'8"

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UP

9'6"x11'8"

FLUSH BREAKFAST BAR

OPT. UPPERS

LAUND.

UNFINISHED UTILITIES

OPT. UPPERS

W

W

OPT. UPPERS

MECH. AREA

UNFINISHED UTILITIES

9'6"x14'8"

KITCHEN

LINEN

DOOR IF GRADE PERMITS

KITCHEN 9'6"x11'8" BREAKFAST

DW

KITCHEN

DW

DOOR IF GRADE PERMITS

LOCATION MAY VARY

AC

LOCATION MAY VARY

LINEN

AC

BALCONY

19'10"x13'0"

LINEN

19'0"x20'10"

PRIVACY SCREEN

19'10"x13'0"

GARAGE

19'0"x20'10"

BALCONY

19'10"x13'0"

PRIVACY SCREEN

PRIVACY SCREEN

GARAGE

GARAGE

BALCONY

PRIVACY SCREEN

INVITING FRONT PORCH

PRIVACY SCREEN

OPEN KITCHEN TO BREAKFAST ROOM

PRIVACY SCREEN

REAR DOUBLE CAR GARAGE

PORCH

FOYER

INSET STEP(S) IF REQ'D

DINING/LIVING 19'0"x13'9"(14'9") DINING/LIVING

19'0"x13'9"(14'9")

DINING/LIVING

19'0"x13'9"(14'9")

BEDROOM 3 8'0"x11'7"

BEDROOM 2 BEDROOMBEDROOM 3 8'5"x10'4"3 2 BEDROOM 8'0"x11'7" 8'0"x11'7" 8'5"x10'4"

8'5"x10'

THIRD FLOOR PLAN 'D' FLOOR PLAN 'D' THIRD

THIRDFLOOR FLOORPLAN PLAN 'D' MAIN FLOOR PLAN MAIN FLOOR PLAN 'D' FLOOR PLAN 'D' THIRD MAIN

MAIN FLOOR PLAN 'D'

GROUND FLOOR PLAN GROUND FLOOR PLAN 'D' FLOOR PLAN 'D' GROUND GROUND FLOOR PLAN 'D'

FOR MORE INFORMATION ON OUR COMMUNITIES REGISTER AT MATTAMYHOMES.COM SALES CENTRE HOURS: Monday - Thursday 1 pm - 8 pm; Friday 1pm - 6 pm; Saturday, Sunday and Holidays 11am - 6 pm

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Contributors

LEGALLY SPEAKING

JAYSON SCHWARZ, Jayson Schwarz LL.M. is a Toronto real estate lawyer and partner in the law firm Schwarz Law LLP. He can be reached by visiting schwarzlaw.ca or by email at info@schwarzlaw.ca or phone at 416.486.2040

PRESIDENT, YELLOW PAGES NEXTHOME

Jacqueline Hill EDITOR-IN-CHIEF / DIRECTOR OF CONTENT

Susan Legge DIRECTOR OF SALES, NATIONAL

Moe Lalani SALES MANAGER NEW HOME GUIDE GTA, NEW CONDO GUIDE, HOME DECOR & RENOVATIONS

Conni Robinson

BILD REPORT

ASSOCIATE PUBLISHER, NEW HOME & CONDO GUIDE SWO

BRYAN TUCKEY

Susan Maxwell

Bryan Tuckey is President and CEO of the Building Industry and Land Development Association (BILD) and can be found on Twitter (twitter.com/bildgta), Facebook (facebook.com/bildgta), Youtube (youtube.com/bildgta) and BILD’s official online blog (bildblogs.ca)

EDITOR

Wayne Karl ART DIRECTOR

Tammy Leung

CONTRIBUTING EDITORS

TARION REPORT

HOWARD BOGACH Howard Bogach is President and CEO of Tarion Warranty Corp. His column appears monthly in New Home Guide. For more information about how Tarion helps new-home buyers, visit tarion.com or find us on Facebook at facebook.com/TarionWarrantyCorp.

Sara Duck (on leave), Elisa Krovblit, Lydia McNutt (on leave)

SENIOR ACCOUNT EXECUTIVE

Nina Downs nina.downs@ypnexthome.ca SENIOR ACCOUNT EXECUTIVE

Dionne Fraser dionne.fraser@ypnexthome.ca DISTRIBUTION & SALES CO-ORDINATOR

MORTGAGE ADVICE

Sarah Khan

ALYSSA RICHARD

NATIONAL CIRCULATION MANAGER

Alyssa Richard is the Founder and CEO of ratehub.ca, a mortgage rate comparison site that aims to empower Canadians to make smart financial decisions

John Jenkins

PRODUCTION MANAGER

Bala Gnanapandithan PRODUCTION CO-ORDINATOR

Sandra Hanak-Vujnovic GRAPHIC DESIGNERS

MONEY MATTERS

Miguel Cea, Mike Terentiev

GAIL VAZ-OXLADE Gail Vaz-Oxlade is the host of Til Debt Do Us Part, author of Debt Free Forever and blogs daily at gailvazoxlade.com.

Follow Gail on Twitter at twitter.com/GailVazOxlade

DESIGNER ADVICE

JANE LOCKHART Jane lockhart is Founder and Principal Designer of Jane Lockhart Interior Design in Toronto. She can be reached at 416.762.2493. janelockhart.com

Published by

#500-401 The West Mall Etobicoke, ON M9C 5J5 T 416.626.4200 F 416.784.5867 ypnexthome.ca

ADVERTISING Call 416.626.4200 for advertising rates

and information.

CIRCULATION Free distribution in select high-traffic

more online We have even more content online! Read more stories from our team of contributors at ypnexthome.ca, including stories by:

street boxes, stores, banks, financial institutions and select condominium sales offices.

COPYRIGHT 2015 All rights reserved by Yellow Pages Homes Ltd., Toronto, Ont. Reproduction in any form is prohibited. Contents of this publication are covered

by Copyright and offenders will be prosecuted under the law. The views and data expressed by columnists do not necessarily represent those of the publication.

TERMS Advertisers, Editorial content are not responsible for typographical errors, mistakes or misprints. All prices are correct as of press time and are subject to change without notice. E. & O. E. EDITORIAL SSubmissions from interested parties will be considered. Please submit to the editor at Susan.Legge@ypnexthome.ca

DESIGNER ADVICE

YANIC SIMARD Yanic Simard is the principal designer of the awardwinning Toronto Interior Design Group (tidg.ca), and a regular guest expert on Citytv’s CityLine

Please recycle this magazine! Yellow Pages NextHome participates in the Partners in Growth Reforestation Program through St. Joseph Communications. To date, Partners in Growth has planted over 2.5 million trees in parks, recreation and conservation areas, and other public spaces across Canada. Established in 1990, this program was started with Scouts Canada to help replenish the environment.

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on top

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Marketed by International Home Marketing Group. Brokers protected. E. & O.E.

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Advice | BILD REPORT

Housing affordability is an important issue for many and for the building industry

By Bryan Tuckey THE AFFORDABILITY OF housing in the Greater Toronto Area is an important issue. It is one that most GTA residents watch with interest, and it is one that has them worrying about what the future will hold for them and for their children.

According to a recent poll that we conducted with Ipsos, 70 per cent of GTA residents are concerned about their ability to afford to buy their next home. The poll of 1,500 GTA residents was taken in late August.

More than one third of the people, some 39 per cent said they were very concerned, while 31 per cent said they were somewhat concerned about the affordability of their next home.

We also asked people if they were concerned about their children’s ability to buy a home when it comes time to buy.

Of those who have either adult children or children under 17, more than three-quarters, some 78 per cent, said they are concerned that their kids will face challenges with affordability when it is time for them to purchase a home. Almost half, 46 per cent, said they are very concerned about their children’s ability to purchase a home.

Affordability is also a major issue for the industry and one that we are passionate about. We are in the new home building and selling business, and we need people to be able to afford to buy our products.

As an industry, we continue to innovate and provide consumers

with new housing choices that are affordable. Ground related developers have been and will continue to build many different types of townhomes as well as semis and detached homes.

Developers building condominiums in the GTA will keep finding creative ways to maximize living space and reduce the suite size to make them more affordable for new-home buyers. But innovation alone will not address the challenge of affordability.

Our housing market in the GTA is dynamic and it is complicated. Like all markets it is subject to the economic laws of supply and demand, but to complicate matters it is also impacted greatly by governments at all levels.

Things such as land use, housing and fiscal policies; government taxes/fees/charges; outdated zoning bylaws and approval processes; and lack of land that is serviced with infrastructure and ready for development are key factors in the challenge of affordability.

Government fees and taxes amount to an average of one-fifth

MORE ADVICE ONLINE ypnexthome.ca/news/advice

the cost of a new home in the GTA. A large part of those fees are development charges. Since 2004 development changes in the GTA have increased between 143 and 357 per cent.

Another issue that adds to the cost of building housing is outdated municipal by-laws. Many GTA municipalities are operating under outdated by-laws which can result in project timeline delays and unnecessary expenses for new home buyers.

Increased pushback or NIMBYism from neighbourhoods and residents who don’t understand intensification policies can lead to disputes and delays that often lead to increased costs for new homebuyers as well.

To tackle the issue of housing affordability all those involved need to be engaged in finding creative solutions.

Bryan Tuckey is President and CEO of the Building Industry and Land Development Association (BILD) and is a land-use planner who has worked for municipal, regional and provincial governments. He can be found on Twitter (twitter.com/bildgta), Facebook (facebook.com/bildgta) and BILD’s official online blog (bildblogs.ca).

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COMMUNITIES CHIPPAWA/NIAGARA LYON’S CREEK SOLD OUT! THOROLD GIBSON HEIGHTS LIMITED HOMES REMAINING! 30’ Attached Singles and Freehold Towns from the upper $200’s 60 Day Closings available on all homes!

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Seek haven from the common, the oh-so-typical, the average, the middle-of-the-road, the good-enough, the run-of-the-mill.

At Rosehaven, we will never be satisfied with anything less than the exceptional. Because we know you won’t.

Visit RosehavenHomes.com For directions, maps, hours and community information call our hotline (1-888/416) 410-0175

Prices and specifications correct at press time. Renderings are artist concept. Prices quoted are in thousands except for Kleinburg & Randall pricing. E. & O.E.

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ANCASTER TIFFANY HILL Detached Singles & Towns Register for Phase 2 at TiffanyHill.ca HOLLAND LANDING ANCHOR WOODS Register at rosehavenhomes.com

OAKVILLE THE RANDALL RESIDENCES Only 10 remaining, suites from 1,800 to over 2,900 sq.ft. from $2.0 million.

CONSTRUCTION WELL UNDERWAY KLEINBURG KLEINBURG HERITAGE ESTATES Only 3 Estate Singles remaining Move in from $1.7 million MODEL HOME FOR SALE

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2015-12-08 10:38 AM

Advice | FUNDAMENTALLY SPEAKING

VIDEO & STORY ONLINE ypnexthome.ca/gta-affordability

Score one for the industry lobby

By Wayne Karl YOU CAN’T SAY it never pays to speak up. Following an “unprecedented” meeting in late November, where experts from the new and resale sectors gathered to warn that government fees and taxes are among the reasons affordability is becoming a “serious issue” in the GTA, December began with some good news for homebuyers and the real estate industry in Ontario.

At the meeting, Toronto Real Estate Board President Mark McLean warned that the provincial government was considering allowing Ontario municipalities to begin to charge their own Land Transfer Tax. This would further make it more difficult for people to afford homes, at a time when prices are already rising significantly.

But within days, some good news came when Municipal Affairs Minister

Ted McMeekin announced the 444 municipalities across Ontario would not be given the same power as the City of Toronto to impose an LTT. Like McLean, the Ontario Real Estate Association and other industry groups had long been lobbying that another tax – adding to higher costs – would hurt home sales and the economy.

But another matter, – the larger, more complicated issue of DCs, used by about 200 Ontario municipalities – is still up for discussion.

“It is becoming increasingly difficult for us to design build and sell homes which people, especially first-time homebuyers, want and can afford,” says Bryan Tuckey, president of the Building and Industry Land Development Association.

Government fees and taxes now amount to 20 per cent of the cost of a new home in GTA. “From 2004, Development Charges (DCs)have increased in the GTA between 143 and 357 per cent,” he says.

On Dec. 3, the province passed The Smart Growth for Our Communities Act, 2015, which reforms the Development Charges Act and the Planning Act, to “give residents a greater say in how their communities grow, and provide municipalities with more opportunities to fund community services such as transit and recycling.”

To the home building industry, however, this still sounds worrisome, and more lobbying may be required.

“New neighbours ultimately pay every new tax generated by government,” Ontario Home Builder’s Association CEO Joe Vaccaro told New Home Guide. “If municipalities believe that transit is the priority project, they have a responsibility to be accountable, transparent and fair in how they determine the entire tax bill that falls on the back of new-home buyers and businesses. This cannot be a piling on of higher taxes to pay for municipalities’ infrastructure programs.”

Wayne Karl is an award-winning writer and editor with experience in real estate and business. In Fundamentally Speaking, Wayne explores the basics – such as economic fundamentals – you need to examine when buying property. He can be reached at wayne.karl@ypnexthome.ca or follow him on Twitter at Twitter.com/WayneKarl

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There’s good, and There’s greaT gulf. wesTfield, brampTon 3, 4 and 5 Bedroom Townhomes at Mississauga Rd. and Steeles Bovaird Dr. Chinguacousy Rd.

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Mississauga Rd.

Townhomes 1,595 - 2,258 sq. ft. from

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Steeles Ave.

SALES OFFICE: 8540 Mississauga Road, Brampton (905) 866-6876

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summerlyn village, bradford New phase of 36’ and 40’ detached homes up to $300,000 less than GTA prices

$550’s

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36, 40 and 45 Ft. Detached 1,510 - 3,600 sq. ft. from

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sales office hours: sat. & sun. 11am - 6pm • mon.-Thurs. 1 - 8pm • Closed fri.

Prices and specifications subject to change without notice. E. & O.E. Illustrations are artist’s concept. All square footages are approximate. Actual usable space varies from stated floor area.

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From Bowmanville to Niagara-on-the Lake, every detail of every Averton home is created with the highest regard for design integrity and value. Offering inspired townhomes from the high $200’s to breathtaking suites over $1 million, Averton has a home designed for you.

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Signature quality and design Pickering An incredible new selection of Brownstone Townhomes including Coach Towns, Garden Towns, and Urban Towns.

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Advice | MORTGAGE ADVICE

First-time homebuyers: 3 steps required to get into the market

By Alyssa Richard

MORE ADVICE ONLINE ypnexthome.ca/news/advice

PURCHASING A HOME will be one of the biggest investments you’ll ever make. If you’re just starting to look, there are a few steps you’ll need to take before you can buy a home.

Determine how much you can afford First, you have to determine what you can afford. Your affordability is based on your household income, your current monthly debt payments and the costs associated with owning a home (such as property taxes, heating costs, and condo fees).

A lender will also look at two ratios to figure out how large your mortgage can be. The first is called the gross debt service ratio. Your monthly housing costs for (principal and interest, taxes, and heating costs) shouldn’t be more than 32 per cent of your gross income. The second is called the total debt service ratio, which includes your housing costs as well as any loan expenses (such as credit card and line of credit payments, and car loans or leases).

This ratio shouldn’t be higher than 40 per cent of your gross income.

You also have to come up with enough money to make a down payment. You’ll need to have a minimum of five per cent. If you’re able to come up with a down payment of 20 per cent or more, you won’t need mortgage loan insurance.

And you should also have money saved for closing costs, which could be between 1.5 and four per cent of the purchase price of your property.

Dip into savings Once you’ve determined how much you’ll need, you’ll have to find a source for your down payment and closing costs, one of which can be your RRSP. Under the Home Buyers’ Plan, you can withdraw up to $25,000 from your RRSP on a tax-free basis as long as the funds have been in the plan for more than 90 days. If you’re purchasing a property with a partner who’s also a first-time buyer, you’ll each be able with withdraw $25,000.

Keep in mind that the money has to be paid back starting the second year after you make the withdrawal and

you have up to 15 years to repay the amount. If you don’t make an annual payment, you’ll have to declare it as taxable income on your tax return for that year.

If your RRSPs or other savings aren’t enough, your family may be able to help you. In fact, an April 2015 BMO survey found 42 per cent of first-time buyers expect their parents or relatives to help pay for their first home.

Shop for a mortgage It can pay to shop around. If you and your partner go with the first mortgage rate you find, you could end up paying a lot more.

Let’s assume the following: you plan on buying a $500,000 home with a $400,000 mortgage, your amortization period will be 25 years, and you have a five-year fixed rate of 3.5 per cent. That means your total mortgage payment will be $1,997 a month.

But if you do a little research, you could save some money. If you’re able to get a mortgage with a fiveyear fixed rate of 2.5 per cent, your payments will be $1,792, a difference of $205 a month or $2,460 a year.

That’s why you should look for the best mortgage rates.

You need to be ready financially before you’re able to purchase a property. Knowing what steps are involved to become a first-time homebuyer will allow you to start your search for buying a home.

Alyssa Richard is the founder and CEO of ratehub.ca, a mortgage rate comparison site that aims to empower Canadians to make smart financial decisions.

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Property Profile | FIELDGATE HOMES

Hudson Elevation ‘A’

A new collection of 38- and 41-ft. homes now released near Queen Street West and Chinguacousy Road at Valleylands

Valleylands Location

West Brampton Builder

Fieldgate Homes Development

Valleylands Home Type

38, 41-, 45and 50-ft. singles Sales Centre

8676 Chinguacousy Rd. Contact

905.457.0445 fieldgatehomes.com

WHEN DRIVING ALONG Chinguacousy Road

in southwest Brampton, one gets the feeling that they’re in the midst of a very special community. It’s a place where the valleys of the Credit River offer a breathtaking outdoor playground of lush green parkland. It’s in the heart of this exquisite neighbourhood that Fieldgate Homes has created one of Brampton’s finest family communities, Valleylands of the Credit River.

A new collection of 38- and 41-ft. detached homes has just been released, located near Queen Street West and Chinguacousy Road. Also, there are 38-, 41-, 45- and

50-ft. inventory homes, some with closings available in as little as 30 days at Valleylands. For those looking to move in soon, Valleylands’ current inventory homes run from 1,954 to 3,470 sq. ft., have between three and five bedrooms and start from the mid $600’s. Some of the new homes for sale are furnished. It’s never been easier to come home to Valleylands!

The 3,470-sq.-ft., two-garage, five-bedroom Hudson Elevation B is an exceptional family home that …continued on page 26

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…continued from page 24

Ground floor Plan Elevation ‘A’

Second floor Plan 4 bedroom Elevation ‘A’

boasts a wide array of impressive features and finishes. The front of the home offers a breathtaking elevation of stone and brick that features a covered front porch as well as a covered second floor balcony. The interior of the home is both stunning and spacious, with the main floor offering a gourmet kitchen, a large living room, a family room with gas fireplace and more. Upstairs, the master suite includes features such as his and hers walk-in closets, a soaker tub and a separate shower. The remaining bedrooms offer an abundance of space for the whole family. The second and third bedrooms share an ensuite bathroom, as do the fourth and the fifth.

There’s also a conveniently located upstairs laundry room that’s sure to make life easier.

Those looking for even more room have the option of adding a guest bedroom with a full bathroom on the main floor. Priced from the mid $800’s, the Hudson delivers luxury family living at its finest.

For most families, school is a top priority, so it’s nice to know that Valleylands is ideally situated to take advantage of many of Brampton’s wonderful educational facilities.

Churchville Elementary School – a new elementary school serving grades K-8 – is now open right in the Valleylands community, and Queen Street elementary school and Brampton Centennial Secondary School are both close by. There are also a number of other fine public and Catholic primary and secondary schools within a short distance.

In addition to excellent proximity to schools, Valleylands is also in a great location to take advantage of a whole host of other lifestyle amenities. The Heartland Town Centre is only five minutes away, offering major retailers such as Best Buy, Home Depot and Costco. Nearby Erin Mills Town Centre, Trinity Common Mall and Bramalea City Centre also offer wonderful selections of shops and restaurants. For those in search of live entertainment, there’s the Rose Theatre, offering a year-round calendar of musical and theatrical performances. Golfing enthusiasts will be impressed with the great selection of golf courses within a short driving distance, and the commute to Toronto is a breeze with Hwys. 401 and 407 just minutes away.

For more information, call the sales centre at 905.457.0445 or visit fieldgatehomes.com

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Advice | AT HOME

Get your home ready for winter

By Lisa Rogers

WHEN THE TEMPERATURES turn chilly we all tend to hibernate in our homes. Knowing that I’ll be spending more time indoors over the next few months, I like to plan ahead and prep my home for the coming long winter.

To make your space more liveable, here are some simple de-cluttering and organization tips.

Make space for winter It’s time to put away all of your summer items like jackets, shoes, hats, golf clubs and tennis rackets. I like to clean everything first and use a storage space where moisture won’t get at them. Then I have room to stock up on bulkier winter items, such as coats, hats and boots.

Use the basement as much as possible for storage and look for simple cabinets that help make the rotation of summer to winter items easy.

Make an entrance Identify the key entrance in your home that you will use most often, whether it’s the front or back door, so you can prepare it for snow and ice. I always place a rough matt made of wood or rubber at the door so everyone can wipe mud, snow and salt from their boots. I also put an absorbent matt inside the door to soak up any excess moisture.

If you don’t have a storage space at the front or back door – wherever you have the most traffic – create one with a cupboard or bench so you can easily find items. If you have this space then make room for gloves and hats by cleaning it out. Install wall hooks if you don’t have them or place a coat stand near the door. I use boot

MORE ADVICE ONLINE ypnexthome.ca/news/advice

racks, but make sure it’s on a matt to catch dampness and use baskets to organize mittens and scarves.

Service your home Have your furnace serviced so there aren’t any unwanted surprises. Also make sure that your humidifier is working well. Not only do the cold, dry temperatures make your skin suffer and crack, but the same can happen to your wood floors and furniture.

I always check my windows for drafts and make sure they’re well insulated; weather stripping is a great way to catch any cracks. To avoid any

unexpected water bursts, inspect your pipes and don’t forget to drain your garden hoses and sprinklers.

Don’t forget your fireplace. I stack up on wood and have my chimney inspected and cleaned by a professional. It’s also a good idea to vacuum your vents and change the furnace filter.

A great way to save money on heating is with a programmable thermostat to control the temperature when you’re sleeping or not at home. Finally, check the batteries in your fire detector and CO2 thermostat. I suggest having a stock of batteries at the ready so you can change them out immediately.

Now your home’s ready for winter and all you need to focus on is curling up by the fire with a good book!

Lisa Rogers is the exclusive interior designer for Dunpar Homes. Lisa has shared her style and design expertise on popular television programs, such as Canadian Living TV, House & Home TV and The Shopping Channel.

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Oakville Living, Luxury Feeling.

Discover an exclusive community of luxury, three bedroom townhomes

SALES CENTRE Located on Lillykin Street (access from River Oaks Blvd E and Namron Gate) 905.464.0754 I dunparhomes.com

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LILLYKIN ST NAMRON GATE

At Trafalgar Ridge, Dunpar Homes combines its award-winning luxury town designs with Oakville’s urban prestige. The exclusive community boasts three bedroom, spacious townhome designs, each featuring two-car garages, unmatched landscaping and a plethora of luxury finishes.

VINELAND CRES

STARTING FROM THE MID $600’S

RIVER OAKS BLVD E

2015-12-08 12:41 10:38 PM AM 2015-09-28

Property Profile | FOREST HILL HOMES

cover story

Forest Hill Homes’ Cornell Rouge, Jefferson Forest & Bridle Path among some of the GTA’s most successful communities Locations

WITH MORE THAN 50 years of

Markham, Richmond Hill, Thornhill

experience, Forest Hill Homes has become one of GTA’s leading residential developers – setting standards that are among the highest in the industry.

Known for unsurpassed quality and outstanding innovative designs, Forest Hill Homes has been responsible for an impressive series of outstanding residential communities; this is evident in its highly successful lowrise communities throughout the GTA, including, Bridle Path of Thornhill, Cornell Rouge and Jefferson Forest.

Adhering to its reputation for custom quality homes, Forest Hill

Builder

Forest Hill Homes Developments

Cornell Rouge, Jefferson Forest, Bridle Path Home Type

Detached homes and freehold townhomes Contact

Markham, 905.472.0229 Richmond Hill, 905.770.0081 Thornhill, 905.417.8231 foresthillhomes.ca

Homes offers an extensive list of upgrades that come standard in every home.

Creating a buzz for their sought after locations, each community is just a short distance to a myriad of local amenities, including restaurants, worldclass shops, recreational facilities, schools and parks. With easy access to local transit and the GTA’s major highways, residents will have everything they need right at their doorstep.

With decorated model homes now open at all locations and 90day move-ins available, you can now make one of these coveted communities your very own home.

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MORE PHOTOS ONLINE ypnexthome.ca/forest-hill-gta

Cornell Rouge – Markham Forest Hill Homes is bringing its unique brand of business and building commitment to Markham’s highly successful Cornell Rouge. With eight fully decorated models now open for viewing, this exceptional community has taken shape and continues to offer spacious, well designed, spectacular single family homes and freehold townhomes.

This built-up community offers families an excellent opportunity to own a spacious, well-appointed home in an excellent location close to many schools, a state of the art community centre, shopping, parks, transportation options and services. Situated next to Rouge Park, Ontario’s largest urban park, residents are surrounded by thousands of wooded acres.

Forest Hill Homes’ Cornell Rouge community offers a spectacular selection of well designed homes ranging from 1,843 to 3,168 sq. ft.

starting from the low $700’s. Interior features may include bonus 3.5 bathrooms, four-bedroom designs, nine-ft.-high smooth ceilings, laundry chutes, convenient side door entry with additional stairs to basement and hardwood on the main floor. Kitchens include extended height upper cabinets, granite kitchen countertops and large open eat-in areas, including pantries, breakfast bars and kitchen islands. Large upgraded ensuites include separate oversized shower with glass enclosure and soaker tubs.

Jefferson Forest – Richmond Hill Jefferson Forest offers a spectacular collection of townhomes in a rare and beautiful wooded location within Richmond Hill’s Oak Ridges Moraine.

In its final phase, this forested community on Yonge Street just north of Gamble Road. offers a great selection of freehold townhomes ranging from 1,944 to 2,611 sq. ft. Many lots back onto beautiful wooded areas and each townhome is loaded with exclusive luxury features.

These thoughtfully designed, unique and liveable townhomes may include spacious four bedroom designs, a main floor den/flex space, bonus 3.5 bathrooms, direct garage access

to the basement, laundry chutes, hardwood on the main floor and natural oak stairs. Kitchens include large open eat-in areas, including panties, breakfast bars and granite kitchen countertops and much more.

Bridle Path – Thornhill Bridle Path of Thornhill is a one of a kind unique and upscale community, located near Major Mackenzie Dr. and Dufferin St. Nestled amid densely forested lands, this community offers homebuyers unprecedented choice in the heart of the GTA. Visit our two upgraded luxury models on 60-ft. lots, with superior standout features including three-car garages, oak stairs from basement to second floor, granite kitchen countertops, upgraded kitchen cabinets, master retreats, walk-out lots and much more.

When it comes to location and amenities, few neighbourhoods can compare to The Bridle Path of Thornhill.

For your chance to live in one of these fabulous new-home communities, please visit foresthillhomes.ca. Decorated model homes are now open; 90-day moveins available in all communities.

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Advice | OHBA REPORT

Improving our quality of life by building great communities

By Joe Vaccaro

PEOPLE FROM AROUND the world

come to Ontario because of our quality of life and the opportunity for a better future.

The Greater Golden Horseshoe (GGH) welcomes 100,000 people every year. The provincial government believes that by 2041, the region will add three million residents – a 45-per-cent increase – for a total population of 13.5 million.

It is important that we have a plan in place to support growth and protect environmental features.

Ontario’s Greenbelt and the Growth Plan work together to protect and conserve areas while creating new communities and requiring changes in our existing neighbourhoods.

Ontario’s celebrated and cherished Greenbelt protects more than 1.8 million acres around the GGH. It needs to be improved and enhanced to help our communities create new animal and plant habitats, clean our water and provide new points of public access for residents to enjoy.

Investing in a Smart Greenbelt will improve our quality of life.

The Growth Plan was created to complement the Greenbelt – to answer the question of where we put those three million new people – in a thoughtful and proactive way.

These decisions impact every aspect of community building in our region, and everyone should have an opinion about it.

Acting as Chair of the Greenbelt Growth Plan review panel, David Crombie was asked to help us

understand how connected these plans are to Ontario’s future.

Connecting the dots is always a challenge when discussing why and how new housing comes to communities.

It is sometimes difficult for existing neighbours to appreciate how new urban townhouses in midtown Toronto help protect rural agricultural lands. It is equally difficult to explain that a 40-storey condo built into a future subway station will improve the water service and prevent future basement flooding. It is even more difficult to explain that new GO service will require new transitinspired communities filled with people who will use GO and help focus growth to reduce congestion on our highways and roads.

The Ontario Home Builders’ Association has been trying to help connect those dots.

Working with the Pembina Institute, we released “Making Way

for Midrise – How to build more homes in walkable, transit-connected neighbourhoods,” a report that showed how intensification in transitoriented communities will allow some cities to build up instead of out.

Applying smart growth principles means building new housing and offices along subway and transit lines.

These communities will improve the quality of life for existing and new residents, while helping preserve productive farmland.

I often hear the familiar criticism about 1970s suburban sprawl, but today’s planning isn’t a Joni Mitchell song. Paving “paradise to put up a parking lot” isn’t an option; we need to connect the dots because we are all connected in this community.

The Greenbelt and Growth Plan are the cornerstones of progressive smart planning in Ontario. We are building better communities today because we all deserve to have the best quality of life.

Joe Vaccaro is the Chief Executive Officer of the Ontario Home Builders’ Association, the voice of the building, land development and professional renovation industry in Ontario representing 4,000 member companies organized into 30 local associations across the province.

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Advice | TARION REPORT

Tarion stands behind your new home’s construction

By Howard Bogach

BUYING A HOME is a milestone in a person’s life. It signifies achievement, stability and a place to lay down your roots. And with about 50,000 new homes being taken possession of each year across Ontario, that’s a lot of people’s time, investment and dreams for the future resting on these foundations.

For the majority of new-home owners, the experience is a positive one. Most builders stand behind their construction and make repairs when needed. But for some, the experience is not typical. They discover defects in their new home, and sometimes, their builder doesn’t make the proper repairs. Thankfully, all new homes in Ontario come with a seven-year warranty that is provided by your builder, and backed by Tarion.

Tarion is here to make sure the new home buying process is working.

We set the standards when it comes to licensing and after sales service delivery for warranty obligations. We step in when your builder cannot or will not fulfill their warranty obligations. And at the end of the day, we are here to ensure builders stand by their construction and provide you with the new home that you signed for.

Tarion’s registration process is designed to ensure builders have the competence and financial means to build homes. We list every registered builder Ontario Builder Directory, searchable on tarion.com. Any builder that is not listed in this directory is not a registered builder in Ontario, and may be building illegally. If a

MORE ADVICE ONLINE ypnexthome.ca/news/advice

builder isn’t registered with Tarion, it may be because they couldn’t pass a technical test or demonstrate solid finances.

We find that illegal building often leads to poorly constructed homes with Ontario Building Code violations and other serious defects. Illegal builders have run off with people’s deposits, or left them with homes that are unfinished and uninhabitable. Not too long ago, a couple came to Tarion looking for our help. They gave a builder almost $1 million to build them their dream home. The home was never completed and the builder took off with their money. We helped prosecute this builder who received a jail sentence for his crime. We also issued a deposit claim for the homebuyers.

It is not only stories like this that

emphasize the necessity of a Tarionbacked warranty. It is also the need for all new home builders to be held accountable to certain standards in construction and customer service in order to ensure the entire process is working. With almost 40 years of protecting new-home buyers, Tarion has registered close to two million new homes throughout the province and has continued to raise the bar in terms of standards in the new home building industry. And it all comes down to standing behind each and every new home, so that the new homeownership experience continues to be a positive one for Ontarians.

For more information on your new home warranty rights, visit tarion.com

Howard Bogach is President and CEO of Tarion Warranty Corp. His column appears monthly in New Home Guide. For more information about how Tarion helps new-home buyers, visit tarion.com or find us on Facebook at facebook.com/TarionWarrantyCorp.

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Advice | QUICK TIPS

Get real with your organizing goals

By Hellen Buttigieg

YOU WANT EVERYTHING to fit away neatly, display perfectly and know exactly where everything is when you need it. That’s what being organized is all about. But is that realistic? Being organized doesn’t happen overnight and it doesn’t have a finish line.

Getting organized is a process; learn what works for you.

Keep it real. You’ll never get organized. Read that again. Yes, that’s what I said. You’ll never get organized because being perfectly organized is not a realistic expectation.

Organization is not a destination.

You don’t just wake up one day and find that you’ve arrived. It’s a process – a work in progress. So, if you are judging yourself against unrealistic expectations, or holding back on pursuing a goal because you are waiting until you “get organized,” it’s time to look at things differently.

Instead of trying to get organized, strive to become more and more organized every day. Doesn’t that feel more attainable?

Use your instincts. Are you surrounded by piles of papers on your desk, your floor and any other flat surface in your office? Don’t fight your instincts, work with them. Rather than trying to adapt to traditional ways of filing, like using a lateral filing cabinet, use horizontal methods instead. Use stacking trays or literature sorters, which can be placed on your desk or installed on the wall.

Now label them with the categories you use most. It will be easier to adapt to filing papers when you don’t have to change your piling habit.

“Let go of what you don’t need to make room for new things to come into your life.”

Out with the old, in with the new.

Are you holding on to things that you’ll never use again? Very often people unconsciously jam their homes full of stuff because the sheer volume gives them a feeling of comfort and security. If you are operating from a need for abundance, remember that your success as a person has nothing to do with all the outdated or rarely used stuff overflowing from your closets. In fact, it’s probably blocking your prosperity.

Let go of what you don’t need to make room for new things to come into your life.

Plan before de-cluttering. Before beginning any de-cluttering project, determine in advance how you will dispose of the items you no longer want. If you have valuable pieces and would like to sell them, decide whether you will do this yourself or hire someone to do it for you. If you would like them to go to charity, which one and where are they located? Some charities will pick up, so call them to find out when they will be in your area. It’s not until those boxes and bags leave your home that you will reap the full rewards of de-cluttering.

Feeling stuck? If you find yourself backsliding when it comes to maintaining your organizing systems, don’t berate yourself. Rather than dwelling on what went wrong, focus instead on what needs to be done.

Hellen Buttigieg is a certified professional organizer, life coach, TV host, owner of We Organize U and author of the bestseller, Organizing Outside The Box. For tips on getting organized, visit weorganizeu.com and sign up for the free newsletter.

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GARDEN AND VILLAGE TOWNS IN WHITBY

FINAL RELEASE

WHITBY’S HOTTEST PROJECT OF THE YEAR!

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9/22/15 9:39 AM 2015-12-08 10:38 AM

Property Profile | PRIMONT HOMES

Renaissance Townes PHASE 3 NOW OPEN

Luxury freehold townhomes in Woodbridge FOLLOWING THE SPECTACULAR

Location

Woodbridge Builder

Primont Homes Development

Renaissance Townes Home Type

Luxury freehold townhomes Sales Centre

3890 Major Mackenzie Dr. W. Contact

primonthomes.com 905.417.3363

success of Phases 1 and 2, Primont Homes proudly presents Phase 3 of its brilliant luxury townhome community in the heart of Woodbridge. Aptly named Renaissance Townes for its distinctive architecture and meticulous craftsmanship, the community is raising the bar for elegant urban living in the Greater Toronto Area.

Steps from family amenities Primont has leveraged its four decades of experience in home building to offer a unique quality of life at Renaissance Townes. Let’s start with location. Situated at Weston

Road and Major Mackenzie Drive, the community is mere steps from everything a family needs, from good schools, beautiful parks and trails to great shopping, dining and entertainment. Excellent kindergarten to Grade 12 education is available at public and private schools.

From large malls and big box outlet centres to mom and pop shops and specialty retail, you can find everything you need close to home.

The Promenade Mall and Vaughan Mills Mall feature many national anchor stores as well as unique stores, restaurants and entertainment options.

Canada’s Wonderland is just a hop, skip and jump away. Nature reserves

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MORE PHOTOS ONLINE ypnexthome.ca/primont-woodbridge

such as the Kortright Centre allow the whole family to get up close and personal with the great outdoors.

Getting around is also easy and convenient, with Hwys. 400, 7 and 407 close by. The Maple GO station offers easy connections to Union Station and downtown Toronto.

Designed for elegant living The third phase of Renaissance Townes offers brand new pond lots

and ravine lots overlooking gorgeous scenery. These stately three-storey townhomes come with one- and two-car garages and have distinctive brick and stone exteriors, peaked roofs, arched windows and other architectural accents.

Upstairs, you have up to three bedrooms and 2.5 bathrooms. Natural oak hardwood flooring is placed all throughout the non-tiled areas of the main floor, giving the home an

exquisite contemporary feel, and extended upper kitchen cabinets add to the beauty and function of your space. Best of all, these are freehold townhomes, so you don’t have to pay monthly condo maintenance fees!

A company built on values Prime locations, elegant design, superlative craftsmanship and exceptional customer service have earned Primont Homes the trust of tens of thousands of homebuyers.

Primont Homes knows that every homebuyer is unique and special, which is why they work individually with each customer to reflect their dreams and aspirations. Today you can see Primont’s signature quality and excellence at dozens of communities across the Greater Toronto Area.

Luxury freehold townhomes in Woodbridge from $749,000.

Visit the Renaissance Townes presentation centre located at 3890 Major Mackenzie Dr. W. for more information on how you can make Vaughan your new home in 2016.

Visit primonthomes.com DEC 12, 2015 - JAN 9, 2016 | NEW HOME GUIDE 39

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next grad.

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Advice | MONEY MATTERS

Budgeting for holiday shopping

By Gail Vaz-Oxlade

minimum each month, it’ll take you seven years – and cost $365 in interest – to pay it off. Consider setting a dollar limit on gifts or drawing names among extended family, roommates or co-workers.

A dash of planning and a dab of creativity can also help you keep your entertainment costs under control

MORE ADVICE ONLINE ypnexthome.ca/news/advice

THE HOLIDAYS ARE just around the corner and only the most savvy of us have everything under control. That’s one of the problems with our very busy lives… there’s just no time. But if you want to have a happy holiday that doesn’t leave you holding your aching head when the bills roll in come January, you have to start planning early. The longer you wait, the more you’re prone to give in to stress, make impulse purchases, blow your budget or even buy a lame gift.

Look at your holiday spending as you would any other big-ticket item. While you’re splitting the cost among a variety of expenses, the bottom line is still the same – you’re spending a lot of money in a short period of time.

In the best of all worlds, you would have started saving for your holiday spending in January. Yup, you would have made it a budget item and set aside $10, $50, $150 a month so when the season rolled ‘round, you’d be

ready. After all, it’s way easier to set aside $100 a month than to come up with $1,200 all at once.

This is how I do it, and come August I start keeping my eyes open for “deals” on things I know my friends and family will love.

Failing that, start here, with Gail’s holiday spending plan » Write down the amount you want to spend in each category of holiday expenses. Gifts are only the beginning – don’t forget to account for travel costs, postage and shipping, decorating, greeting cards, entertainment and photos. » List the people you plan to shop for under the gift category, then divide up your budget accordingly. Limit your budget to what you can afford right now and avoid a financial hangover in the New Year. If you spend $500 on a credit card at 18 per cent interest, and pay the

» Invite guests to bring something to share at a potluck dinner. » Serve brunch, throw a finger-food party or host a wine and cheese tasting instead of a full-blown turkey dinner. » Co-host a party with a pal or sibling, and share the cost. » Make sure you set a dollar limit for your soirée. And list the items, ingredients and decor you’ll need and how much each will cost. » Remember, that the best gifts don’t have to cost money. If you’re financially challenged this year, offer up your time babysitting, cooking meals, house cleaning, massaging, sewing, knitting, transporting, or whatever else you’re good at. Clip a picture of the service you’ll provide and be clear on how often, as in “I’ll babysit one weekend a month from February to June.”

Or better yet, make your own coupon book.

There now, you don’t have to worry about starting the New Year with a financial hangover.

Happy holidays!

Gail Vaz-Oxlade is the host of Til Debt Do Us Part and author of Debt Free Forever and blogs daily at gailvazoxlade.com

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REDISCOVER WHITBY!

Coming Soon! - A fabulous new master planned community at Taunton Road and Country Lane. It’s the perfect time to rediscover Whitby at its finest!

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12/3/15 12:13 PM 2015-12-08 10:38 AM

Advice | LEGALLY SPEAKING

Deciphering legal language Deeds, transfers, mortgages, charges, discharges and undertakings

By Jayson Schwarz

FOR THE AVERAGE homebuyer,

there are some legal terms that require translation. The Government of Ontario keeps records of every piece of property in the province.

These records are called the “title documents.” The document on file, that says who owns the property, is called the “transfer,” or “deed.” All of these documents are filed with the government – a process that is called “registering” the document.

When a bank lends money and gets a record of this loan on title, the document is called the “mortgage” or a “charge.” When the charge is paid off, a new document is filed with the government office and it is called a “discharge.” If only part of the charge is paid off, a document called a “partial discharge” can be filed. There are many other documents, but these are a good starting point.

Usually when a developer/builder starts a new project, he will go to a bank or other financial institution and just like you, arrange for a mortgage or charge. The difference, however, is that this can be a huge charge. As an example, the builder/developer may have a $50- or $60-million “blanket” charge applied to enable him/her to create and build the project. The next thing that happens is that the house or condominium is built and sold, and it is time for closing.

In the Agreement of Purchase and Sale will be a clause that will relate to the discharge of that part of the blanket charge which affects the

The clauses I will not accept stop with the purchaser being forced to accept the builder’s or the builder’s lawyer’s undertaking to register a partial discharge, without the other information.

Now, I do not believe the builder or the builder’s lawyers who do not include this information would give the promise without meaning it, but what about things out of their control?

For example, if:

MORE ADVICE ONLINE ypnexthome.ca/news/advice

property you are buying. The builders’ lawyers (the good ones, in any case) add the clause that the purchaser will accept the promise (undertaking) of the builder’s lawyer to register the partial discharge in a reasonable period of time, but will give on closing two important things: a) a letter (“discharge statement”) from the bank or other financial institution (“mortgagee” or “charge”) setting out how much money has to be paid to the chargee to obtain the partial discharge; and b) a direction from the builder to the purchaser, telling the purchaser to pay the amount of money needed to obtain the partial discharge directly to the chargee.

» the builder goes bankrupt » the builder has a dispute with the bank » some other party seizes the money from the builder » the builder has an internal shareholders dispute and assets are frozen » the lawyer goes to Argentina with the money » the builder goes to Tahiti with the money If we had followed a) and b), none of that would matter. My complaint is that it does not cost the builder anything to give this piece of mind and security to the purchaser. It is just usually the fault of some lawyer trying to prove how good he or she can be.

So be careful.

Watch for these tricky clauses and consult a lawyer, because only a lawyer can provide legal advice and care enough to catch these kinds of things.

Jayson Schwarz LL.M. is a Toronto real estate lawyer and partner in the law firm Schwarz Law LLP. Visit schwarzlaw.ca or email info@schwarzlaw.ca and give us your questions, concerns, critiques and quandaries.

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DEC 12, 2015 - JAN 9, 2016

central north SHOWCASING NEW HOMES IN THE GTA’S CENTRAL & NORTH REGIONS

IN THIS SECTION

» MAPS AND LISTINGS FOR NEW-HOME COMMUNITIES IN THE CENTRAL AND NORTH REGION » BUILDER NEWS AND THE LATEST IN NEW HOMES IN THE CENTRAL AND NORTH REGION

DEC 12, 2015 - JAN 9, 2016 | NEW HOME GUIDE 47

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Trending ONLINE

The complete guide of home gifts to give yourself The holiday season is all about giving back, but sometimes it’s okay to treat yourself too. Why not give yourself a gift for your home that you might not ordinarily treat yourself to? Go ahead, pick something up just for you and let the holidays begin!

1. If you’re a foodie Pepperoni pizza bedding Do you love pizza? This pizza bedding will make sure everyone knows it. You’ll find as much comfort in this bedding as you would while eating your favourite slice of pizza.

Left to right, Mariam Aboutaam, Judy Stollery, Patrick O’Hanlon, Frank Spaziani and volunteers from the Unionville Alliance Church, Russell Foy and Klaus Meyer.

MORE TRENDING ONLINE ypnexthome.ca/news

2. If you’re always short on time A cleaning service

MAIDS BY MOLLYMAID.CA, BEDDING BY E-BOWCLTH.COM

There is something wonderful about coming home to a clean house without having to spend hours cleaning it. You can buy yourself a one-time cleaning service from a company like Molly Maid or spend a little more to enjoy the service throughout the year. Your house will be happy, and so will you.

See Jackie Marchildon’s top nine home gifts to give yourself.

Read the full story…

ypnexthome.ca/home-gift-guide

Hundreds of toys collected for York Region families KYLEMORE COMMUNITIES’ trades,

staff and suppliers have once again answered the call to help brighten the holidays for York Region families at Christmas. The Markham-based luxury home builder recently held its annual Holiday Party and welcomed 400 guests, who were asked to bring a new toy.

For a third consecutive year, the toys collected were donated to the Christmas Food and Toy Drive organized by Unionville Alliance Church (UAC), which in turn distributes hampers to area families.

“We are extremely grateful to Kylemore and their many partners for the wonderful boost our annual toy drive receives,” says Russell Foy, UAC, Hampers of Hope volunteer, who was on hand to receive the toys. “With

their support we have been able to increase the number of families we help at this time of year.”

Patrick O’Hanlon, president Kylemore Communities says, “Lending a hand to help others is what unites a community and strengthens our ties to each other.

It is part of our DNA to give generously, and it’s heartwarming to know that the Christmas Season will be brighter for many children because of the generous donations our guests made to the toy drive.”

In the past eight years, the Annual Kylemore Kares Charity Golf Tournament has raised more than $1 million for charity. With funds from this event, Kylemore Communities assists charities and non-profit organizations throughout the year.

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11/4/15 9:11 AM 2015-12-08 10:38 AM

Property Profile | ROSEHAVEN HOMES

Time is running out to live the Platinum lifestyle Rosehaven offers Platinum Collection at two communities ROSEHAVEN HOMES’ PLATINUM Collections exist in a

class all their own. These are residences of rare stature, fully loaded with the very finest features and finishes with every imaginable luxury included. In fact, Rosehaven’s exclusive Platinum Collection homes come fully loaded with standard features that actually surpass the highest upgrades for typical new homes.

Rosehaven presently has two award-winning Platinum communities; Randall Residences set in the heart of upscale Oakville and Kleinburg Heritage Estates steps from the prestigious historic Village of Kleinburg.

Inspired by the timeless elegance of Paris’ Beaux Art Architecture, Rosehaven’s The Randall Residences consists of 36 gracious condominium suites with impressive

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Location

Oakville, Kleinburg Builder

Rosehaven Homes Development

Randall Residences, Kleinburg Heritage Estates Home Type

Oakville, condominiums; Kleinburg, estate homes Sales Centre

Oakville, 145 Reynolds St., Suite 201; Kleinburg, 10742 Hwy. 27 Contact

Oakville, 905.849.1033 therandallresidences.com Kleinburg, 905.552.0672 kleinburgheritageestates.com

amenities with just 10 exquisite suites remaining. Hotelstyle concierge services, a stunning rooftop terrace and ground floor commercial combine with a location steps to downtown Oakville.

Each suite at The Randall Residences is carefully planned to feel as large and spacious as the experience of living in a grand home. Interiors designed by Ferris Rafauli with an eye towards opulence, each suite is overtly elegant with wide gallery hallways, superb sight lines, soaring ceiling heights, rich millwork, Juliette balconies and gracefully proportioned principle rooms.

Rosehaven is proud to announce that The Randall Residences was a Five Star Award winner for Development Marketing in Canada at the recent 2015 International Property Awards: Americas Region. The Randall also won recognition in two additional categories – a Highly Commended Award for Condominium Project in Canada, and a Highly Commended Award for Residential Development in Canada.

Despite being more than 70 per cent sold, there is still an excellent selection of suites available to choose from.

At Kleinburg Heritage Estates, old-world charm meets new-world luxury in a grand collection of estate homes just a short walk to the Village of Kleinburg. Kleinburg Heritage Estates has been an extremely successful community. Only three estate homes remain in this exclusive enclave, each with more than $400,000 in luxury upgrades featured as standard.

In addition, The Bright Land model home is for sale. This masterpiece 4,646-sq.-ft., four-bedroom heritage-inspired residence designed in the Second Empire style offers magnificent living and entertaining spaces, ensuites in all four bedrooms, stunning interior details and a partially finished lower level.

Living in Rosehaven’s Kleinburg Heritage Estates, you will be immersed in a style of opulence that is traditionally the bastion of the most privileged manor homes. Soaring ceiling heights, magnificently coffered, impressive wide plank pre-finished Stained Engineered Oak hardwood flooring, and a plethora of finishing details that go above and beyond anything standard builders offer – all contribute to an aura of luxury and exception. The homes offer a formal living, dining rooms for exquisite entertaining. Gourmet custom kitchens designed by Downsview Kitchens has to be seen to be believed, and stunning master retreats and ensuite bathrooms.

To learn more about the available suites at The Randall Residences, the model sales suite is open at 145 Reynolds St., Suite 201, Oakville. Call 905.849.1033 or visit therandallresidences.com For remaining homes at the Kleinburg Heritage Estates, visit the presentation centre at 10742 Hwy. 27 in Kleinburg. Call 905.552.0672 or visit kleinburgheritageestates.com DEC 12, 2015 - JAN 9, 2016 | NEW HOME GUIDE 51

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Inspiration

For your pooch So many people have dogs these days. If you’re a dog owner yourself, you know that there is often a stocking plus many presents under the tree for your hound.

My new dog bed collection is reversible and fully washable – not just the cover, the entire bed. I’ve also created throw cushion to match your dog bed – now your puppy can rest and relax in style Available at shop.ca

Stocking stuffer with a purpose

Baby it’s cold outside

I love it when companies tie in a charity. Bouclair recently launched a campaign with Starlight Foundation where all proceeds from the purchase of their Nutcracker Oscar go to the foundation – a great stocking stuffer idea, table place card or centre piece idea at only $2 apiece

I am in love with the luxuriously soft comfort of the new Sunbeam heated throw. Its deep colour and soft royal mink plush fabric (faux of course) make it the perfect gift for cold winter nights. It also has a great safety feature – it turns off in three hours, so even if you doze off in its comfort it will automatically turn off.

bouclair.com

Available at walmart.ca

Designer

GIFT LIST

By Jo Alcorn

I often get asked what my go-to holiday gift ideas are. Not all my gifts are decor pieces – it’s often function that I look for in holiday gifts. Here are my top gift ideas this year that will fit nicely into any decor and, of course, be functional.

Kitchen party Most holiday parties start or end in the kitchen, so why not make a statement this year with a kitchen gift? I love the idea of giving a set of two dishes, one wrapped and the other with an edible hostess gift in it that the entire party can enjoy. kitchenaid.ca

The gift of hope As many people know, I love to give back. During the holidays for that someone on your list who already has everything they want or need, why not give them something that will help someone else? Plan Canada has so many great options from colourful eco-friendly necklaces and clean water for families, to helping to send a girl to school. I am a huge animal advocate, so I love the idea of gifting a goat to help impact a family’s health and income.

These are truly meaningful and heart warming gifts to give and receive.

Holiday mixologist A blender is a great item to bring to any party. Bring the fixings, print up your favourite drink recipe and play bartender for the night. Your host will love this! I love the Panasonic Power Blender that has an electrostatic touch control panel. This is certainly a luxury gift for the foodie or bartender-intraining on your list. panasonic.com

Check out the gifts of hope at plancanada.ca

Jo Alcorn is a celebrity designer specializing in savvy spaces and design solutions for all budgets.

She is the interior expert on HGTV’s Critical Listing and their new show Home to Win, and shares her expertise regularly on TV and through her monthly column at the Toronto Sun. Visit whitewashco.ca

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Now Open

in Kleinburg

Artist’s concept

An Exclusive Collection of Luxury Homes in a Prime Kleinburg Location At Kleinburg Glen, Gold Park proudly presents a collection of Luxury Homes in a stunning natural setting.

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Property Profile | BALLYMORE HOMES & BRIARWOOD HOMES

Buy now and take advantage of incentives at

Mill Street Village Location

Tottenham Builder

Ballymore Homes and Briarwood Homes Development

Mill Street Village Home Type

50-ft. all-brick bungalow and two-storey designs from 2,035 to 3,344 sq. ft.

Sales Centre

6490 4th Line, open Monday to Thursday 1 to 8 p.m., weekends 11 a.m. to 6 p.m., Friday by appointment Contact

855.232.8100 millstreethomes.com

PHASE THREE at Mill Street Village in Tottenham has proven a phenomenal success! Ballymore Homes and Briarwood Homes have zeroed in on just the right home styles and prices in this popular residential destination.

Now, the builders are offering limited-time bonus packages that increase the value in these 50-ft. choices even more.

Purchase a home in the 50-ft. ravine-lot series and receive a choice of smooth ceilings on the main floor, six-in. cornice moulding in the living/ dining rooms and a waffle ceiling in the family room; or 3.25-in. stained oak hardwood flooring on the upper hall and bedrooms; or central air and $7,500 in decor dollars. These

are in addition to the existing bonus packages with upgraded features and finishes such as casement windows throughout, stained oak hardwood flooring on the main floor, and stained oak stairs, railings and spindles. Buyers also receive a two-year discounted Rogers bundle plan valued up to $4,000, plus an exclusive discount at Woodington Lake Golf Course.

The striking 50-ft. series all-brick bungalow and two-storey designs range from 2,035 to 3,344 sq. ft., priced from $639,990. Choose from seven designs available on extra-deep lots, some up to 160 ft. in depth, and many with walkout basements. Among the design highlights (as per plan) are second-

54窶ズPNEXTHOME.CA

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Ask about the limited number of 40-ft. homes remaining, beginning in price from $489,990 and also offering special incentives. floor laundry rooms, gas fireplaces, sunken mudrooms with garage access, and Jack-and-Jill bathrooms.

Ask about the limited number of 40-ft. homes remaining, beginning in price from $489,990 and also offering special incentives.

Mill Street Village is located just north of Hwy. 9, east of Tottenham Road, close to parks, trails, Tottenham Conservation Area, schools, daycare, shopping, restaurants, recreational facilities and Hwys. 400 and 27.

Schomberg, Alliston, Cooksville, Orangeville, Bradford, Caledon and Bolton are within a half hour’s drive.

The Mill Street Village Sales Centre is located at 6490 4th Line in Tottenham. Hours are Monday to Thursday 1 to 8 p.m.; weekends 11 a.m. to 6 p.m.; Friday by appointment. For more information, call 855.232.8100 or visit millstreethomes.com DEC 12, 2015 - JAN 9, 2016 | NEW HOME GUIDE 55

TNH 12-12-15_master.indd 55

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056-CentralRegion_Etob_Map.indd 64 n Ki

n to gs

RD

n Dr

e Av

sto

n

RD

Galloway Rd

21

78

13

2A

401

Attention Builders Want to add your community to our maps?

Need to update existing information?

Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate. Please see builder’s ads for exact locations.

n lva Sy

ng Ki

Sheppard Ave E

Manse Rd

K

t Rd

DVP

50

19

83

41

orto

Morningside Ave

J

d

10

Main St

Gerard St

6

St Clair Ave E

e Av

Centennial

Lakeshore Blvd W

Ossington Ave. Dovercourt Rd.

Horner Ave

rlet

Bay St. University Ave.

Queen St. W. 24 King St. W. 49 Front St.

Logan Ave.

Danforth Ave.

4

23

24

in

Passmore Ave

East Ave

I

Jane St

18

Christie St.

86

Evans Ave

kR

QEW

Yonge St

Dundas St. W.

Don Valley Pkwy

QEW

77

Woodbine Ave

Queensway

Spadina

Bloor St.

Cosburn Ave

Don Valle

H

28

2 Yonge St.

Dundas St W

5 Bathurst St.

14Dupont St.

Laird Dr

20

Bloor St W

Dufferin St

Davenport Rd.

Pharmacy Rd Victoria Park

G

Caledonia Rd

O'Connor Dr.

Warden Ave

8

Avenue Rd

17

43

Lawrence Ave E

Brim

Progress Ave

McCowan Rd

St Clair Ave.

Allen Expressway

Rd

Leslie St

an

401

Bellamy Rd

22

ay

Sca Eglinton Ave E

Birchmount Rd

gh

Va u

y Pkwy Ave E

Rd

Eglinton

Ellesmere Rd

Brimley Rd

Rogers Rd

Bathurst St

Eglinton Ave W

11

Lawrence Ave E

York Mills

Markham Rd

Rathburn Rd

w

ng s

ree

427

Kipling Ave

kC

Ki

Dufferin St

7

1

40

Scarborough Golf Rd

Th e

c Bla

12

Keele St

Tre the we y Briar Hill Ave W es to n Eglinton Ave W Rd

pressway

401

89

15

401

ev

Sheppard Ave E Milner Ave

M

cL

Orton Park Rd

F

Martin Grove Rd

Kennedy Rd

Westway

34

Sheppard Ave E

5

Huntingwood Dr

Finch Ave E

McNicoll Ave

Steeles Ave.

Midland Ave

E

Islington Ave Wilson Ave

Jane St

Ave

Dixon Rd

16

1 Bayview

401

3 400

Weston Rd

Mills

409

Bv

Signet Dr

27

le

9

87

Drewry Rd

Finch Ave W

Don

D

Humberline Dr

da

Allen Ex

Re x

Dufferin St

Finch Ave W

Rd

Alness St

C

B

ion

Alb

Pleasant Ave McCowan Rd

7

Tapscott Rd

42

Neilson Rd

Conlins Rd

D

Sewells Rd Morrish Rd

Rd

Reesor Rd

th

Meadowvale Rd

or

Beare Rd

an f

A

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19

central region: Toronto, Etobicoke, York, North York, East York, Scarborough

Port Union Rd

Coxwell Ave

Pape Ave.

Parliament St Sherbourne St Jarvis St.

Dufferin St

Lansdowne Rd.

Keele St. Roncesvalles Ave.

Park Lawn

Royal York Rd

Renforth Dr

56

2015-12-09 6:01 PM

7

MADISON HOMES

Briar Hill madisonhomes.ca • from $400,000

11 6E

21

MATTAMY HOMES

Heron Park

from $400,000

BC 17E

22 AVERTON HOMES

Evolution averton.ca • from $320,000

21 3G

86 MENKES

Humber Mews 416-259-2525 •

from $550,000

7 3I

86 MENKES

Dwell City Town 416-259-2525 •

from $550,000

7 3I

Tel

Price Range

D

Site

www.mattamyhomes.com

• •

1

ARISTA HOMES

Goddard on the Valley aristahomes.com • •

from $1150,000 7B

2

NATIONAL HOMES

The Churchill Collection in Forest Hill 416-922-1414

•

from $1400,000 7G

3

CONSERVATORY GROUP

Weston Village 416-748-7001 • •

from $490,000 4C

4

GEORGIAN CORPORATION

Lex Towns 416-428-3419 • • • from $495,000 12G

5

TIFFANY PARK HOMES

Westhaven 416-792-6655 • from $633,000 3G

5

GRAYWOOD DEVELOPMENTS LTD Westhaven 416-792-6655 • from $633,000 3G

6

COVENTRY HOMES

Danforth’s Crossing 416-924-8338 •

from $450,000 12G

8

EMSATEC CANADA INC.

The Brownstones 5 416-531-7760 •

•

from $350,000 6G

9

LINDVEST

The Brownstones at Westown lindvest.com

•

•

from $330,000 4C

9

LINDVEST

Grand Cornell Brownstones in Markham lindvest.com

•

•

from $340,000 4C

9

LINDVEST

Corporate lindvest.com • • 4C

10 FIELDGATE HOMES

90 Niagara 416-981-0036 • • from $346,000 7H

11

TRIBUTE COMMUNITIES

Canterbury 647-352-2130 •

from $767,000 9E

12

NATIONAL HOMES

The Townes of Richview 416-746-1234 •

from $570,000 3E

13

INSOHO DEVELOPMENTS

Highland Creek Collection ownhighlandcreek.com •

•

from $650,000 17D

14

DUNPAR HOMES

The Ossington 416-253-5888 •

from $700,000 7G

15

MATTAMY HOMES

Downsview Park

www.mattamyhomes.com

from $270,000 6C

16

CONSERVATORY GROUP

Oakdale Village 416-243-0567 •

from $429,000 5C

17

FIELDGATE HOMES

Zigg 416-545-0223 • • 8F

18

MATTAMY HOMES

Lago

monarchgroup.net

• from $220,000

4I

18

MATTAMY HOMES

Riva del Lago

monarchgroup.net

• from $300,000

4I

19

CONSERVATORY GROUP

Upper Beach Villas 416-698-7796

•

from $415,000 11G

20 BEAVERBROOK HOMES

Evolution 416-747-9691 • from $270,000 2G

23 MATTAMY HOMES

Upper Summerside

www.mattamyhomes.com • • 12G

24 MATTAMY HOMES

Picasso on Richmond

monarchgroup.net

28 PEMBERTON GROUP

Park Lake Residences 416-769-4343

• from $180,000 5H

34 H&R DEVELOPMENTS

Westown

• from $190,000 5C

43 ASPEN RIDGE HOMES

Scenic On Eglinton 416-805-1781 •

49 TRIBUTE COMMUNITIES

RCMI 416-363-4800 • from $324,000 8H

77

Seventy Seven Charles 416-203-7034

ASPEN RIDGE HOMES

hr-newhomes.com •

•

• from $550,000

•

•

8I

from $190,000 10F

• from $2100,000 8G

78 YOUR HOME DEVELOPMENTS

Nature’s Path 647-340-6972 •

from $280,000 17E

83 ARISTA HOMES

Lilly Factory Towns 416-792-4872

• •

from $395,000 12G

87 MENKES

Bloom Park Towns 416-730-1600

•

from $690,000 8B

89 DECADE HOMES

Yorkdale Village Phase II 416-638-5656

•

from $320,000 6D

90 SUNDANCE HOMES

Braeburn Lane

sundancehomes.ca •

from $430,000 15D

central region: Toronto, Etobicoke, York, North York, East York, Scarborough

M Fi ap nd er

et a Se ch m ed To i w Co nho nd m o e

# Si te

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058-Cent North1_Vaughn_Map.indd 66

Steeles Ave W

St

K

7

ence

J

Clar 7

Major Mackenzie

12

e Av

e

Kipling Av 42

Isl on 48

3

6

4

24

54

400

9

24

8

400

Rutherford Rd

Maple

7

55

53

Thornhill

56

47

5

20

Clark Ave W

15

10

7

11

44

Centre St

Langstaff Rd

32

51

52

Attention Builders Want to add your community to our maps?

Need to update existing information?

Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate. Please see builder’s ads for exact locations.

10 11 12 13 14 15 16 17 18 19

King Rd

9

Keele St

I

Huntington

Langstaff Rd

t ing

H

G

Teston Rd

46

7

King-Vaughan Rd

6

Cr

F

1

Kirby Rd

5

Dufferin St

City of Vaughan

3

2

4

Pine Valley

E

Nashville Rd

3

Jane St

D

Cold Creek

C

B

A

2

Hwy. 27

1

central region: Vaughan, Maple, Woodbridge, Thornhill

Bathurst St

Weston Rd

Rd

50

12 Line R

d

58 

2015-12-09 6:07 PM

2

TRIBUTE COMMUNITIES

Gates of Nobleton 647-633-3500 •

from $1000,000

3

FIELDGATE HOMES

IMPRESSIONS

impressionskleinburg.com •

from $850,000

5

ASPEN RIDGE HOMES

Upper West Side

uwscommunity.com •

6

PRIMONT HOMES

• •

Page No.

27 4A 25 & Insert 4E

from $1099,000

IFC 14D

Renaissance Townes 905-417-3363 •

from $750,000

13 8D

32 ASPEN RIDGE HOMES

Chelsea Maple Station

aspenridgehomes.com •

from $700,000

IFC 11E

1

COUNTRY WIDE HOMES

Kleinburg Hills

KleinburgHills.com • 4E

1

ASPEN RIDGE HOMES

Kleinburg Hills

aspenridgehomes.com • 4E

3

ARISTA HOMES

IMPRESSIONS

impressionskleinburg.com •

• •

from $800,000 4E

3

PARADISE HOMES

IMPRESSIONS

impressionskleinburg.com •

• •

from $690,000 4E

3

TIFFANY PARK HOMES

Valleybrooke Estates 905-303-1620

•

from $870,000 8E

4

ARISTA HOMES

Vellore Woods aristahomes.com •

from $750,000 8F

5

CONSERVATORY GROUP

Upper West Side 289-553-4156

•

from $1099,000 14D

5

COUNTRY WIDE HOMES

Upper West Side

uwscommunity.com •

from $1099,000 14D

5

REGAL CREST HOMES

Upper West Side

uwscommunity.com •

from $1099,000 14D

5

TOWNWOOD HOMES

Upper West Side

uwscommunity.com •

from $1099,000 14D

7

LORMEL HOMES

La Viva lavivatowns.com •

from $350,000 5J

9

TREASURE HILL HOMES

Moda Urban Village treasurehill.com • 8E

10 FOREST HILL HOMES

Bridle Path of Thornhill foresthillhomes.ca •

11

TREASURE HILL HOMES

Victory Heights treasurehill.com • 13F

12

ROSEBURY HOMES

Riverside in Pine Grove 416-746-1234

15

GREENPARK HOMES

Urban Towns of Upper Thornhill Woods greenparkhomes.com • 13G

•

from $2000,000 13F

from $400,000

6I

20 ANDRIN HOMES

Claridge Gate andrinhomes.com

•

from $670,000 14D

24 ARISTA HOMES

Vaughan Valley Estates aristahomes.com •

from $1200,000 8F

32 ANDRIN HOMES

Chelsea Maple Station 905-553-0288

•

from $700,000 11E

42 DUNPAR HOMES

Riverside Village 416-253-5888

from $519,000

44 MADISON HOMES

Thornhill Ravines 905-417-1203

•

from $1800,000 13G

46 COUNTRY WIDE HOMES

The Point at Woodbridge 905-907-1500

•

from $700,000 8E

47 COUNTRY WIDE HOMES

Upper Thornhill Estates 905-907-1500

•

from $900,000 14E

48 BEAVERHALL HOMES

Regency Estates 905-265-2634

•

from $1301,000 6H

48 GRAYWOOD DEVELOPMENTS LTD Regency Estates 905-265-2634

•

from $1250,000 6H

•

5I

51

ASPEN RIDGE HOMES

King Oaks 905-539-0181

•

from $1100,000 11B

51

GREAT GULF

King Oaks 905-833-6413

•

from $1300,000 11B

52 ZANCOR HOMES

Royal Collection 905-833-0883

•

•

from $550,000 12A

53 TREASURE HILL HOMES

Thornhill Woods treasurehill.com •

from $950,000 13G

55 OSKAR GROUP

Le Sedici lesedici.com

from $600,000 10E

56 SENATOR HOMES

Bathurst 9130 289-597-4381

•

from $720,000 13G

•

central region: Vaughan, Maple, Woodbridge, Thornhill

Price Range

M Fi ap nd er

Tel

et a Se ch m ed To i w Co nho nd m o e

Site

D

# Si te

Builder

59

059-Cent North1_Vaugh_index.indd 77

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1 2 3 4 5 6 7 8 9 10 11 12 A road

Side

Leslie S

27

t

m

Bloo

5 404

Ave

C

6

4

D

7

Rd King 20

St Yonge

E

on ingt

Bayview

B

F G

rson Jeffe

road 15 10 16 14

Side

H

19th

d

ble R

Gam 1

22

I J

404

9

r

ent

Reg

L

St

Neal D

26

d

sR Mill

Leslie

n Elgi

St

28

K

2

d Yorklan

3

Ave.

St 11

ill St

M

Str

nzie

acKe

ea

ath

rM Majo

rn

N

404

r

am D

P

.

Ave

Denh

O

16th

e Av

dW

ick R

dr Wel st St Bathur

central region: Richmond Hill

M

8

Q R

* Due to scale restrictions locators are approximate. Please see builder’s ads for exact locations.

Attention Builders Want to add your community to our maps?

Need to update existing information?

Please fax the details to (416) 789-9554

60

060-Cent. Richmond_RH_Map.indd 68

2015-12-09 6:05 PM

Price Range

Page No.

M Fi ap nd er

Tel

et a Se ch m ed To i w Co nho nd m o e

Uptowns on Bayview

primonthomes.com

•

12 6I

10 IDEAL DEVELOPMENTS

Modern Manors

idealdevelopments.com

•

from $650,000

35 4H

11

IDEAL DEVELOPMENTS

Richmond Towns

idealdevelopments.com

•

from $800,000

35 5M

1

HEATHWOOD HOMES

Hampshire Mews heathwood.com

from $485,000

3

CENTRA HOMES

The Mills Collections 416-238-2404

•

from $940,000 5J

4

ASPEN RIDGE HOMES

Kettle Lakes Club 289-231-2849

•

from $550,000 6D

5

ST. REGIS HOMES

Mission Hill on Bayview 905-884-8885

from $850,000 6C

7

HIGHMARK HOMES

Nuvo 647-206-2276

•

from $1100,000 2E

8

TREASURE HILL HOMES

Urbantowns on Bayview treasurehill.com

from $730,000 7Q

9

MATTAMY HOMES

Richmond Green

14

ARISTA HOMES

Jefferson Forest jeffersonforest.ca •

•

from $586,000 4H

15

MADISON HOMES

Jefferson Forest jeffersonforest.ca •

•

from $586,000 4H

15

FOREST HILL HOMES

Jefferson Forest foresthillhomes.ca •

•

from $800,000 4H

5I

20 NORTH STAR HOMES

King’s Crossing 416-291-9666

•

from $530,000 2E

22 YORKWOOD HOMES

Hillside Manors 905-770-4662

from $472,000

26 ARTEN DEVELOPMENT GROUP

The Manors of Roseview Grand roseviewgrand.com

27 ACORN HOMES

Oak Knoll acornhomes.ca

28 SENATOR HOMES

Richvale

•

4I

• •

from $650,000 4L

•

from $650,000 3C

senatorhomes.com •

•

from $800,000 2J

Richmond Hill

www.mattamyhomes.com • • 9J

central region:

PRIMONT HOMES

Site

D

# Si te

2

IFC-Inside front cover

Builder

61

061-Cent. Richmond_RH_index.indd 81

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62

062-Cent. North2_Nmrkt_Map.indd 70

2015-12-09 6:04 PM

K

J

I

H

G

F

E

D

C

B

A

Town of Aurora

Town of Markham

Town of WhitechurchStouffville

Thornhill

Town of Newmarket

12

25

Attention Builders Want to add your community to our maps?

Need to update existing information?

Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate. Please see builder’s ads for exact locations.

4

26

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19

central region: Markham, Aurora, Newmarket, Whitchurch-Stouffville

4

FIELDGATE HOMES

BlueSky Stouffville fieldgatehomes.com • from $700,000

4

GERANIUM HOMES

Trails at Cardinal point fieldgatehomes.com •

12

IDEAL DEVELOPMENTS

Pinnacle on the 14th Avenue idealdevelopments.com

15

FIELDGATE HOMES

Aurora Trails fieldgatehomes.com • • from $620,000

15

ARISTA HOMES

Aurora Trails aristahomes.com • • from $600,000

Price Range

from $850,000

• from $1800,000

30 MADISON HOMES

Cornell Rouge 905-472-9556 • •

from $690,000

30 FOREST HILL HOMES

Cornell Rouge 905-472-9556 •

from $690,000

70 MATTAMY HOMES

Cornell mattamyhomes.com • •

Page No.

25 18F 33 18F 35 5I 5, 25 & Insert 13F 5 13F 15 8G 15 8G 96 & IBC 8G

1

MARYDEL HOMES

Woodland Hills 905-898-7380

•

2

BEAVERBROOK HOMES

The Terrace On Rouge Creek 905-640-7360

3

MATTAMY HOMES

St. John Forest

5

TREASURE HILL HOMES

Accolades in Markham 416-798-7705

•

from $830,000 6F

6

PRIMONT HOMES

Heirloom in Markham 905-201-2804

• •

from $510,000 7F

7

LEBOVIC HOMES

Bovaird Trail 905-640-7361

•

• •

from $2597,000 14H

8

COUNTRY WIDE HOMES

Wismer Commons 905-907-1500

•

•

from $450,000 6G

9

BROOKFIELD RESIDENTIAL

The Arbors 905-503-0992

•

from $650,000 14F

9

COUNTRY WIDE HOMES

The Arbors 905-907-1500

•

from $720,000 14F

10 BRIARWOOD HOMES

Havelock Town Manors 289-301-0077

•

from $560,000

11

MADISON HOMES

Greensborough 905-201-7700

•

from $1000,000 7G

11

GREENPARK HOMES

Markham Meadows greenparkhomes.com • 7G

13

NATIONAL HOMES

Stonehaven 416-746-1234

•

from $730,000 13D

13

NATIONAL HOMES

Stonehaven 416-746-1234

•

from $730,000 13D

14

ASPEN RIDGE HOMES

Woodland Hills 416-270-9484

•

from $450,000 9C

15

PARADISE HOMES

Aurora Trails auroratrails.com •

•

from $620,000 13F

15

OPUS HOMES

Aurora Trails auroratrails.com •

•

from $620,000 13F

16

LINDVEST

Auroraglen lindvest.com

• • 14E

17

CONSERVATORY GROUP

Heritage Estates 905-640-2274

•

•

from $283,000 18F

18

KYLEMORE COMMUNITIES

Angus Glen West Village 905-887-9950

•

from $2000,000 4G

19

NEW ERA HOMES

Landmark Estates 905-953-9046

mattamyhomes.com

20 STARLANE HOME CORPORATION BlueSky Stouffville starlanehomes.com 21

ANDRIN HOMES

from $400,000 10B

• •

from $390,000 18F

from $650,000 14E

•

•

6I

from $550,000 11D from $434,000 18F

Glenway andrinhomes.com • 10E

22 CONSERVATORY GROUP

Heritage Collection 905-640-2274

•

22 GERANIUM HOMES

Pace on Main 905-591-1071

23 ARISTA HOMES

Boxgrove Village Markham aristahomes.com • 7H

24 BALLANTRY HOMES

Cornell ballantryhomes.com • •

25 ANDRIN HOMES

Glenway In Newmarket glenwayliving.com

•

• from $500,000 10C

25 LAKEVIEW HOMES

Glenway In Newmarket glenwayliving.com

•

• from $890,000 10C

26 GERANIUM HOMES

Bloomington Woods 905-642-1900

•

from $1400,000 18D

28 PRESTON HOMES

Copper Hills 905-954-4050

•

from $500,000 14E

30 MADISON HOMES

Forest Hill cornellrouge.com

41

Upper Cornell 905-554-3446

42 NATIONAL HOMES

•

from $680,000 18F

• from $330,000 18F from $520,000 8G

•

from $400,000 8G

•

•

from $495,000 7F

Wismer Woods 416-746-1234

•

• •

from $680,000 6G

50 GERANIUM HOMES

Trails at Cardinal Point 905-640-9999

•

•

from $575,000 7F

50 GERANIUM HOMES

Trails at Cardinal Point 905-640-9999

•

•

from $600,000 7F

50 GERANIUM HOMES

Trails at Cardinal Point 905-640-9999

•

•

from $420,000 7F

50 GERANIUM HOMES

Bloomington Woods 905-640-1900

•

•

from $1.1,000 7F

51

Coventry Valley 905-836-8902

from $600,000 10D

ASPEN RIDGE HOMES

OXFORD HOMES

53 H&R DEVELOPMENTS

Castle Square hr-newhomes.com

• 6G

54 BEAVERBROOK HOMES

Victoria Highlands 416-924-0110

•

55 COUNTRY WIDE HOMES

Woodland Hills 905-907-1500

• 10C

59 PRIMONT HOMES

Harmony 905-305-8871

• 5I

62 NORTH STAR HOMES

Mill Fair Village

NorttStarHomesInc.com

from $450,000 10H

•

from $500,000 5T

64 STARLANE HOME CORPORATION Upper Unionville 905-534-0493

•

• •

from $520,000 5G

64 PARADISE HOMES

Upper Unionville 905-477-6464

•

•

from $520,000 5G

66 TREASURE HILL HOMES

Aurora Woods on Bayview 905-727-5794

•

from $769,000 13H

86 CHERRYWOOD HOMES

Glengrove on the Park 905-640-7571

from $250,000 19F

• •

central region: Markham, Aurora, Newmarket, Whitchurch-Stouffville

Tel

D

Site

M Fi ap nd er

et a Se ch m ed To i w n Co ho nd me o

# Si te

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064-FurtherNorth Barrie_Map.indd 72

39

9

59

Mono

0

Adjala

44

400

32

37 33 55

Barrie

King 14

Schomberg

9

Tecumseth and Tottenham65 71

21

Keswick

20 7 11

48

Georgina 2

k La

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East Gwillimbury

45 70 40017 16 5 Bradford

Alliston

Beeton

12

40

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42 47

400

Vespra

90 48 Lisle Angus 18

Sunnidale

Tosorontio Everett

1

Hwy 5

10

89

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19

Lindsay

Uxbridge

Cannington

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401

Manvers

400

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Wasaga Beach

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24

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28

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Dr

Map

8 wD levie

r

Attention Builders Want to add your community to our maps?

Need to update existing information?

Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate.

Please see builder’s ads for exact locations.

on P

Bay

Mols

Big

e Av tle Lit Yo ng eS t Rd t Poin

Steel St

Lakesh ore Burton Av Dr e

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Barrie, Collingwood, Wasaga, Innisfil, Keswick

Duckwor

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19

north region:

nt

e inc ia Rd

64

2015-12-09 6:03 PM

M Fi ap nd er

et Se ach m ed To i w Co nho nd m o e

Si te

13

AVERTON HOMES

Victoria Highlands averton.ca •

from $550,000

21 10H

14

ASPEN RIDGE HOMES

King Country Estates 905-558-0255 •

from $780,000

IFC 7K 69 6N

Price Range

15

GOLD PARK HOMES

Encore Brampton

goldparkhomes.com

from $600,000

16

GREAT GULF

Summerlyn Village 905-775-3461 •

from $550,000

19 8I

17

BROOKFIELD RESIDENTIAL

Grand Central 905-778-0873 •

from $600,000

23 8I

1

PACIFIC HOMES LIMITED

MarlLake Village 1-877-428-5115

•

from $210,000 5F

1

RED BERRY HOMES

MarlLake Village 1-877-428-5115

•

from $210,000 5F

2

DELPARK HOMES

Cedar Ridge 905-722-7210

•

• •

from $275,000 10G

3

LOSANI HOMES

Summit Shores

losanihomes.com/readybuilt

from $390,000 2E

4

MANCINI HOMES

Princeton Woods 705-730-1978

•

from $330,000 14E

5

NATIONAL HOMES

The Forest 416-746-1234

•

from $480,000

6

MARIPOSA HOMES

Trailside 705-329-3330

•

•

from $249,000 8C

6

MANCINI HOMES

West Ridge Place Orillia 905-773-9997

•

from $300,000 8C

7

GRANDVIEW HOMES

Mayberry Estates 705-735-0732

•

from $460,000 9G

8

FANDOR HOMES

Hamptons on Big Bay Point 705-792-6807

•

from $250,000 18E

9

GRANDVIEW HOMES

Big Bay Point 705-735-0732

•

from $355,000 13E

10 SUMMERHILL HOMES

West Shore Lakeside Community 705-689-0001

from $350,000 9C

11

BALLYMORE HOMES

Lakeside Meadows 1-877-455-0201

•

•

from $290,000 9G

11

BALLYMORE HOMES

Lakeside Meadows 1-877-455-0201

•

from $293,000 9G

12

PREVIN COURT HOMES

Victorian Village 1-855-777-3846

•

•

from $335,000

13

ROSEHAVEN HOMES

Victoria Highlands 905-473-3225

• 9H

• •

7I

6I

14

ROSEHAVEN HOMES

King Country Estates 905-558-0098

•

from $700,000 7K

14

COUNTRY WIDE HOMES

King Country Estates 905-907-1500

•

from $750,000 7K

15

MARYDEL HOMES

Seven Meadows

18

GRANDVIEW HOMES

Cromwell Place 705-735-0732

• 7G

marydelhomes.com •

•

from $290,000 11F

20 OXFORD HOMES

The Fairgrounds in Sutton 905-235-7744

•

•

from $320,000 9G

20 ASPEN RIDGE HOMES

Simcoe Landing Keswick 647-921-0381

•

from $490,000 9H

22 STERLING HOMES

Blue Horizon

bluehorizonluxury.com •

from $700,000 4E

24 KAITLIN CORPORATION

Blue Shores 1-866-625-2583 • $380,000 3E

28 DEMOCRAT HOMES

Maplewood 705-835-0354

•

from $430,000 8E

28 GEORGIAN INTERNATIONAL Braestone Horseshoe Valley 705-727-5656

•

from $450,000 8E

•

from $300,000 7H

32 COUNTRY HOMES

Alcona by the Lake 1-866-531-3424

•

33

SANDIEGO HOMES

Lakeside Living in Innisfil 705-436-5445

•

•

from $285,000 8G

37

PRISTINE HOMES

Pebbleshores 705-436-5547

•

from $240,000 7G

39 STONEBRIDGE BUILDING GROUP Stonebridge by The Bay 1-877-420-0880 •

from $200,000 5E

40 ROYALPARK HOMES

Emerald Forest royalpark.com

•

•

from $200,000 6H

41

Pretty River on Georgian Bay 1-888-257-1999

from $298,000 3E

42 RAYMAC HOMES

Brennan Enclave 705-516-0681

•

from $252,000 6H

43 BREMONT HOMES

Centretown 1-877-855-1122

from $234,000 5E

44 BROOKFIELD RESIDENTIAL

Treetops 1-855-590-3577 •

from $370,000

44 SORBARA GROUP OF COMPANIES Treetops 1-855-590-3577 •

from $360,000

7I

DELPARK HOMES

•

7I

45 ROSEHAVEN HOMES

Dreamfields in Bradford

dreamfieldsbradford.com •

•

from $490,000

8I

45 REGAL CREST HOMES

Dreamfields in Bradford

dreamfieldsbradford.com •

•

from $490,000

8I

45 COUNTRY WIDE HOMES

Dreamfields in Bradford

dreamfieldsbradford.com •

•

from $490,000

8I

45 ASPEN RIDGE HOMES

Dreamfields in Bradford

dreamfieldsbradford.com •

•

from $490,000

8I

46 DEVONLEIGH HOMES INC.

Creekside 705-444-0555

•

•

from $210,000 2E

47 DEVONLEIGH HOMES INC.

Parkside by Devonleigh 705-435-9991

•

from $275,000 6H

48 DEVONLEIGH HOMES INC.

Brownley Meadows 705-423-9662

•

•

from $225,000 7G

55 BRIARWOOD HOMES

Briarwood Estates 705-294-2288

•

from $420,000 8G

58 LAKEVIEW HOMES

Greenbrook Village 519-306-0665

•

from $280,000

59 BROOKFIELD RESIDENTIAL

Fieldstone 1-855-379-1495

•

from $600,000 5J

59 DELPARK HOMES

Fieldstone MyFieldstone.ca •

from $570,000 5J

60 BRIARWOOD HOMES

Pretty River Collingwood 1-888-257-1999

•

from $310,000 3E

65 BROOKFIELD RESIDENTIAL

Willow Glen Tottenham 905-406-1044

from $330,000 7J

70 FAR SIGHT HOMES

Greenfields 1-855-299-7929

•

71

BRIARWOOD HOMES

Mill Street Village

millstreethomes.com

• •

from $640,000 8J

71

BALLYMORE HOMES

Mill Street Village

millstreethomes.com

• •

from $640,000 8J

•

from $310,000

4I

7I

Barrie, Collingwood, Wasaga, Innisfil, Keswick

Tel

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north region:

#

IFC-Inside front cover

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2015-12-09 6:03 PM

luxury homes and condos to life N FALL 2015 | GTA EDITIO

created exclusively to showcase luxury homes and condo developments, Luxury Living is the first premium magazine of its kind.

es

discerning shoppers will enjoy browsing sophisticated design and editorial, and most importantly, the quality selection of premium, high rise and low rise developments in the GTA.

Sitting pretty:

GTA’s living the high life in the condos and es hom ous uri most lux ON PAR: LIFE IN GOLF COMMUNITIES

LUX HIGH-END LIVING: THE CONDO EVOLUTION

Cover photo courtesy of

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BY ROSEHAVEN HOMES

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RING 2015.inddd 11 Luxury Spring 2015_Master.ind LuxuryCover-SP

066-Luxury Condo.indd 66

2015-12-08 12:04 PM

DEC 12, 2015 - JAN 9, 2016

west region SHOWCASING NEW HOMES IN THE GTA’S WEST REGION

IN THIS SECTION

» MAPS AND LISTINGS FOR NEW-HOME COMMUNITIES IN THE WEST REGION » BUILDER NEWS AND THE LATEST IN NEW HOMES IN THE WEST REGION DEC 12, 2015 - JAN 9, 2016 | NEW HOME GUIDE 67

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Neighbourhood Profile

Islington-City Centre West Expansive and in transition

By Wayne Karl

Fast facts Average household income

$103,264

Family structure

FAMILIES

SINGLES

COUPLES

35%

33%

32%

Own vs. rent

61%

OWNERS

39%

MORE PHOTOS ONLINE ypnexthome.ca/islington-west

RENTERS Most common housing type

THE WORD EXPANSIVE applies to

Islington-City Centre West, an area that stretches over a huge swath.

Not that it doesn’t offer options for leisure activities, particularly around Bloor and Rathburn, with parks and trails aplenty, but there is a distinct commercial vibe. Subway to work, drive to Sherway for shopping or take in a flick at the Queensway Cineplex VIP. But casual strolling to shops, restaurants and spas? Not so much.

Vibe You’ll get a different feel depending on where you are. The Queensway is enjoying a spate of development, with new midrise condos and retail expansion to complement existing commercial presence. Head north and you’ll pass through a mix of industrial areas and small retail plazas, with older single-family homes in

quieter residential streets. Highrise rentals are also prevalent.

Meet the neighbours There’s a large contingent of families with children, mostly in the six to 14 years age range. NHL player David Clarkson and his family were among them – until early 2014. He lived in the area around Kipling and Bloor, often taking the subway to “work” at the Air Canada Centre.

Planes, trains & automobiles Islington-City Centre West boasts an excellent location – with proximity to Hwy. 427 and the QEW, as well as Kipling station where the GO Train connects with the TTC’s Bloor subway line. Heavy truck traffic is noticeable in the southern area populated by light industry and big box stores, but head north through

highrise

Education levels

42%

37%

UNIVERSITY HIGH SCHOOL

21% COLLEGE

SOURCE: ENVIRONICS

the residential streets around Bloor and Burnhamthorpe and you’ll find lots of greenspace and paths.

Real estate Residential streets in the north are quiet, with large mature trees and nice lots, as well as plenty of rental options. Motorist traffic along the Queensway can test your patience at times, especially heading east during the morning rush hour, while the industrial plazas and warehouses around North Queen apply a bit of a blue-collar feel to the area.

Wayne Karl is an award-winning writer and editor with experience in real estate and business. He can be reached at wayne.karl@ypnexthome.ca or follow him on Twitter at Twitter.com/WayneKarl

68 YPNEXTHOME.CA

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NEW RELEASE THIS WEEKEND!

Single Family Homes in the vibrant community of Mount Pleasant

Bram

pton’ Per S s Best V a quar e Foo lue t

2 & 3C GARAG ar ES BRAMPTON The Bach. Elevation ‘B’. 3,046 sq.ft.

Starting from the

600’s

$

up to 4,100 square feet

• Open concept, Real Family Living • A fabulous location close to schools, parks, shopping and transit • Oversized balconies • Luxurious features and finishes and more

Sales Office: 750 Bovaird Dr. W. Hours: Mon. - Thurs. 1 - 8pm, Closed Fridays, Weekends & Holidays 11am - 6pm.

905.970.8236

goldparkhomes.com Rendering is artist’s concept. Prices and specifications are subject to change without notice. E. & O. E.

GOLD-ENC-A-AD-NHC-DEC1-2.indd 1 069-GoldPark-Encore 12-12-15.indd 69

12/1/15 12:22 PM 2015-12-08 10:38 AM

By Jane Lockhart

I HAVE NEVER been a fan of painting by numbers, so it’s logical to assume I have different ideas about how a new house should be laid out when designating function and furniture placement. Although you fell in love with your new space as soon as you saw the model and its flashy furniture, this doesn’t mean you can’t break the mold!

When an architect designs a new house or condo, they determine the purpose of each room and record this information on the floorplan.

But once you have taken possession of your new home, room allocation is left to your discretion meaning sometimes you have to examine what makes sense for your lifestyle and your furniture choices regardless of

Room designed by Jane Lockhart | Principal Designer, Jane Lockhart Interior Design | janelockhart.com

70 YPNEXTHOME.CA

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2015-12-08 5:06 PM

KITCHEN BY JOHN HEINEMAN PHOTOGRAPHY (JOHNHEINEMANPHOTOGRAPHY.COM) COURTESY OF SORBARA GROUP OF COMPANIES (SORBARA.COM); NOOK BY BRANDON BARRÉ (BRANDONBARRE.COM)

Know when to follow the floorplan and when to create your own!

OFFICE BY GILLIAN JACKSON (GILLIANJACKSON.CA) COURTESY KYLEMORE COMMUNITIES (KYLEMORECOMMUNITIES.COM)

Advice | DESIGN SECRETS

MORE ADVICE ONLINE

KITCHEN BY JOHN HEINEMAN PHOTOGRAPHY (JOHNHEINEMANPHOTOGRAPHY.COM) COURTESY OF SORBARA GROUP OF COMPANIES (SORBARA.COM); NOOK BY BRANDON BARRÉ (BRANDONBARRE.COM)

OFFICE BY GILLIAN JACKSON (GILLIANJACKSON.CA) COURTESY KYLEMORE COMMUNITIES (KYLEMORECOMMUNITIES.COM)

ypnexthome.ca/news/advice

the original floorplan.

It’s key to note that if the floorplan doesn’t work for your way of life, don’t stick to it! One of the common changes we make in our clients’ homes is flipping the location of living and dining rooms. For many people they don’t use their dining room regularly so it doesn’t have to be as close to the kitchen as once assumed. Nowadays people sit at a breakfast bar or even on the living room furniture to eat and the dining table is used only for special occasions. With this change in lifestyle, the table need not have pride-of-place, but rather is nearby when needed.

Another alteration we often make is re-utilizing a separate dining space as an office instead. This provides an active family a place to set up the kids’ computer, file important documents and install a desk or workstations for homework. With French doors often part of the original dining room plans, this provides noise reduction and privacy when needed for office use. For many families, the kitchen becomes the main eating area so the dining room is excess.

Finding small nooks or unused areas of floorplans can provide excellent locations to include a small dressing area, a computer desk or even an additional closet. This is particularly true in condos where built-in niches provide excellent storage often not fully used, particularly when space is at a premium. In houses, adding additional kitchen cabinets to an empty wall can better utilize the space and

allow for a pantry, broom storage, a desk area or even a built-in eating bench with storage below.

Other examples of simple changes in floorplans can be the inclusion or exclusion of full or half walls (as long as they are not weight bearing), additional closets and the placement of kitchen appliances. But remember, any large change that actually alters the structure of the floorplan will be open to builder charges so consider what makes sense for you and your family.

Bottom line: Altering the use of a room or space to better reflect the needs of your lifestyle or departing from the suggested furniture layout will make your home more personal and better utilize your financial investment as you use the your home more effectively.

“Finding small nooks or unused areas of floorplans can provide excellent locations to include a small dressing area, a computer desk or even an additional closet.”

Jane Lockhart is founder and principal designer of Jane Lockhart Interior Design. She was creative director and host of W Network’s top-ranked show, Colour Confidential, and has a Canadian-built furniture collection, Jane by Jane Lockhart, by Statum Designs. Visit online at janelockhart.com

DEC 12, 2015 - JAN 9, 2016 | NEW HOME GUIDE 71

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K

J

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B

A

1

2

3

3

4

5

5

west region: Mississauga

6

7

2

8

6

9

24

Attention Builders Want to add your community to our maps?

Need to update existing information?

Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate. Please see builder’s ads for exact locations.

10 11 12 13 14 15 16 17 18 19

M Fi ap nd er

et Se ach m ed To i w Co nh nd om o e

Si te

3

IDEAL DEVELOPMENTS

Meadowvale Lane

idealdevelopments.com

1

VANDYK COMMUNITIES

Windows on the Green

vandykcommunities.com

2

AMACON

The Towns at Parkside Village 705-435-9991

•

from $550,000 8F

4

CONSERVATORY GROUP

Central Park North 905-890-0195

•

•

from $465,000 7F

5

DUNPAR HOMES

Heritage Gate heritagegate.ca

•

from $720,000 6F

6

COUNTRY HOMES

Lakeshore Village 1-866-746-2999

•

•

from $550,000 9J

7

GREAT GULF

Hot 905-828-4257

8

DUNSIRE DEVELOPMENTS

Crown Collection

19

DEZEN HOMES

McLaughlin 905-696-7938

Price Range

•

• from $420,000 5K

•

Derry Village Mississauga foresthillhomes.ca

23 DUNPAR HOMES

Park View Trail 416-253-5888

24 DUNSIRE DEVELOPMENTS

Barca Verde barcaverde.ca

24 DUNSIRE DEVELOPMENTS

Anchors at lakeview 905-990-1745

35 4C

• from $300,000 5H

1-888-519-2346 x201 •

20 FOREST HILL HOMES

from $776,000

•

from $1750,000 7B

from $544,000 8B

from $690,000 8B

•

from $500,000 11G

•

from $690,000 10I

•

from $420,000 10I

Mississauga

Tel

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west region:

#

IBC-Inside back cover

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Attention Builders Want to add your community to our maps?

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Please fax the details to (416) 789-9554

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M Fi ap nd er

et a Se ch m ed To i w Co nho nd m o e

ASPEN RIDGE HOMES

Mayfield Village 905-230-2592 • • •

from $360,000

IFC 11L

11

FIELDGATE HOMES

Lotus Pointe Caledon 905-838-2806 •

from $724,000

25 & Insert 6M

12

GREAT GULF

Tel

Price Range

D

Site

•

Westfield 905-866-6876 • from $510,000

19 10K

23 HEATHWOOD HOMES

Meadow Green 647-287-7042 • •

from $650,000

43 8R

55 PRIMONT HOMES

Newtowns at Mount Pleasant www.primonthomes.com

62 FIELDGATE HOMES

Valley Lands 905-457-0445 • • • from $420,000

67 PRIMONT HOMES

Seasons in Caledon

1

LIV COMMUNITIES

The Classics info@livhere.ca •

from $600,000 6O

2

COSCORP INC.

The Village of Southfields

• •

from $490,000 6L

2

MONARCH CORPORATION

The Village of Southfields 905-843-0707

•

• •

from $690,000 6L

2

MATTAMY HOMES

The Village of Southfields 905-843-0707

•

• •

from $414,000 6L

3

EMPIRE COMMUNITIES

Lakeside

empirelakeside.com •

•

from $350,000 7N

4

VANMAR HOMES

Credit Ridge Estates 416-746-1234

•

from $550,000 8P

5

TIFFANY PARK HOMES

The Estates of Spring Valley 905-216-5620

•

from $583,000 6P

6

REGAL CREST HOMES

Countryside Meadows

countrysidemeadows.ca

•

from $346,000 8M

7

GREENPARK HOMES

Mayfield Village 905-230-2592

• •

from $360,000 11L

8

TREASURE HILL HOMES

Vales of the Humber Estates valesofthehumber.com

•

from $780,000 11L

8

STARLANE HOME CORPORATION Vales of the Humber Estates valesofthehumber.com

•

from $946,000 11L

8

GREENPARK HOMES

Vales of the Humber Estates valesofthehumber.com

•

from $780,000 11L

8

QUEENSGATE HOMES

Vales of the Humber

queensgateavalee.com •

from $640,000 11L

8

AVALEE

Vales of the Humber

queensgateavalee.com •

from $640,000 11L

9

MATTAMY HOMES

Mount Pleasant North

mattamyhomes.com

•

• from $496,000 7O

9

MATTAMY HOMES

Mount Pleasant Village

• from $255,000 7O

www.primonthomes.com thevillageofsouthfields.ca •

•

•

• •

from $715,000

12 6P 25 & Insert 8P 12 7M

mattamyhomes.com •

•

10 STARLANE HOME CORPORATION Mount Pleasant Meadows

meadowsbrampton.com

•

from $464,000 6O

10 VALERY HOMES

Mount Pleasant Meadows

meadowsbrampton.com

•

from $464,000 6O

11

GREENPARK HOMES

Lotus Pointe Caledon

LotusPointeCaledon.ca

•

from $450,000 6M

11

STARLANE HOME CORPORATION Lotus Pointe Caledon

LotusPointeCaledon.ca

•

from $636,000 6M

11

ROSEHAVEN HOMES

Lotus Pointe Caledon

LotusPointeCaledon.ca •

from $450,000 6M

13

STANFORD HOMES

The Ravines of Credit Woods 905-453-4200

14

TREASURE HILL HOMES

Southfield Meadows treasurehill.com

•

16

ROSEHAVEN HOMES

Urban Towndominiums at Mount Pleasant rosehavenurban.com

•

• from $320,000 6O

16

TOWNWOOD HOMES

Urban Towndominiums at Mount Pleasant rosehavenurban.com

•

• from $320,000 6O

17

PEMBERTON GROUP

Rosedale Village Golf & Country Club 905-799-5000

•

• •

• from $190,000 8M

18

SABERWOOD HOMES

Heart Lake Village 905-773-6549

19

LINDVEST

Spring Valley Junction lindvest.com/svj •

from $620,000 7P

20 LIV COMMUNITIES

Casablanca 905-915-5227

•

from $700,000 9J

21

Centretown 905-495-5067

•

• •

from $410,000 6P

24 CONSERVATORY GROUP

Trinity Village 905-846-2930

•

•

from $440,000 7N

25 HEATHWOOD HOMES

Terracotta Village at The Credit Valley 905-874-4741

32 FOREST HILL HOMES

Ravines of Castlemore 905-794-8875

•

from $650,000 8K

37

Adena Ridge 905-584-6444

from $600,000 37O

PRIMONT HOMES

OXFORD HOMES

•

from $570,000 6P from $420,000 6M

• from $300,000 8N

•

from $430,000 9Q

38 ANDRIN HOMES

Turnberry Townhomes AndrinTowns.com

45 BROOKFIELD RESIDENTIAL

Pathways 905-584-2225

48 ASPEN RIDGE HOMES

Credit Manor Heights yourkingdom.ca •

•

from $1100,000 8Q

48 REGAL CREST HOMES

Credit Manor Heights yourkingdom.ca •

•

from $1100,000 8Q

48 COUNTRY WIDE HOMES

Credit Manor Heights yourkingdom.ca

•

from $1100,000 8Q

51

Castlegate acornhomes.ca

•

from $575,000 11K

55 ROSEHAVEN HOMES

The Neighbourhoods of Mount Pleasant 416-410-0175

•

•

from $450,000 6P

55 TOWNWOOD HOMES

The Neighbourhoods of Mount Pleasant LoveMountPleasant.com •

•

from $270,000 6P

55 TOWNWOOD HOMES

The Neighbourhoods of Mount Pleasant LoveMountPleasant.com •

•

from $487,000 6P

55 PARADISE HOMES

Upper Mount Pleasent

•

from $400,000 6P

58 DEVONLEIGH HOMES INC.

Meadowlands 519-942-3312

•

•

from $339,000 3C

60 PRIMONT HOMES

Castlemore 905-856-5777

• •

from $430,000 9K

62 FIELDGATE HOMES

City Towns Valley Lands in Brampton mycitytowns.ca •

• •

from $400,000 8P

62 PARADISE HOMES

City Towns Valley Lands in Brampton mycitytowns.ca •

• •

from $400,000 8P

64 MERIDIAN HOMES

Credit Valley Manors 905-216-5186

•

•

from $400,000 8P

65 GREAT GULF

Mount Pleasant 905-459-5772

•

from $640,000 6P

66 BALLANTRY HOMES

Spring Valley Village

ACORN HOMES

•

from $350,000 9M

•

from $490,000 8K

paradisedevelopments.com •

ballantryhomes.com

•

west region: Brampton, Caledon, Bolton

#

7

IFC-Inside front cover; IBC-Inside back cover

Si te

Page No.

Builder

from $420,000 9M 75

075-West Bolton_Cal_Brpt_index.indd 63

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Co un t

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Attention Builders Want to add your community to our maps?

Need to update existing information?

Please fax the details to (416) 789-9554

w

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Halton Hills Georgetown Ja m

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Stoney Creek

15

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36

35

St. Catharines

Niagara 420

20

76

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M Fi ap nd er

et a Se ch m ed To i w Co nh nd om o e

# Si te

8

MATTAMY HOMES

Cranberry Hill

www.mattamyhomes.com

from $325,000

8-9 8M

14

AVERTON HOMES

Averton Square

avertonsquare.com •

from $650,000

21 9H

33

MENKES

The Enclaves of Upper Canada 289-891-9103

•

from $490,000

7 9C

1

SCHUIT HOMES

Perth Park 905-628-9559

• 2Q

2

GREAT GULF

Edgewood 905-356-9408

•

3

SPALLACCI HOMES

Simona Place

4

SPALLACCI HOMES

Eden Park 905-381-4280

4

SPALLACCI HOMES

Eden Park

5

STARLANE HOME CORPORATION Mountainview Heights Waterdown starlanehomes.com • 8M

6

COUNTRY GREEN HOMES

The Uptowns of waterdown 905-690-7600

•

•

from $250,000 10K

7

LAKEVIEW HOMES

Cannery Park 1800-565-5150

•

from $320,000 9G

9

BEAVERHALL HOMES

Forestwood 905-636-1365

•

from $518,000 9G

10 GREAT GULF

Rolling Meadows 905-680-0841

11

BRANTHAVEN HOMES

Jazz Condos jazzcondos.ca

12

TOBYN PARK HOMES

Park City parkliving.ca

13

HEATHWOOD HOMES

The Village at Traditions 905-876-3140

•

15

HOMES BY DESANTIS

Aquablu Lakeshore Condos 289-235-8541

•

17

MATTAMY HOMES

Hawthorne South Village

19

CONSERVATORY GROUP

Jasper Village 905-636-1942

Tel

Price Range

D

•

from $305,000 11Q

spallaccihomes.com • 2Q •

from $320,000 2Q

spallaccihomes.com •

from $320,000 2Q

•

• from $300,000 12R

•

from $200,000 9N

• from $180,000 10L

•

from $441,000 8H

•

from $220,000 5R

mattamyhomes.com

•

from $380,000 9G

•

from $520,000 10G

•

from $194,000 12R

•

from $250,000 8M

•

22 COUNTRY GREEN HOMES

Park Place Village 905-690-7600

26 EDEN OAK

Weaver’s Mill

weaversmill.com/nh

•

from $336,000 6B

35 PHELPS HOMES

Jordan Village phelpshomes.com

•

from $345,000 8R

36 PHELPS HOMES

Brookside phelpshomes.com

•

from $236,000 7R

37 PHELPS HOMES

Streamside phelpshomes.com •

from $316,000 6R

38 LOSANI HOMES

Ancaster Glen 289-239-7629

from $370,000 2Q

39 LOSANI HOMES

The Fairgrounds 289-286-0928

from $250,000 2Q

40 LOSANI HOMES

Greenhill Glen 905-538-8752

from $270,000 4Q

41

LOSANI HOMES

Sherman Oaks 905-574-0828

from $290,000 3R

42 LOSANI HOMES

Paramount 905-560-2061

from $230,000 3R

43 LOSANI HOMES

Orchard Park 905-930-9943

from $390,000 5Q

44 LOSANI HOMES

Discovery 905-563-0666

from $330,000 8R

45 ROSEHAVEN HOMES

On the Ridge liveontheridge.ca •

•

from $390,000 3R

45 HOMES BY DESANTIS

On the Ridge liveontheridge.ca •

•

from $390,000 3R

out of range HOMES BY DESANTIS

Lyon’s Creek

lyonscreekchippawa.com •

• •

from $280,000

out of range ROSEHAVEN HOMES

Lyon’s Creek

lyonscreekchippawa.com •

• •

from $280,000

• •

west region: Acton, Halton Hills, Milton, Burlington, Waterdown

Site

20 PARKBRIDGE LIFESTYLE COMMUNITIES INC. Cherry Hill at Vineland 1-800-479-9777

IBC-Inside back cover

Page No.

Builder

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1 2 3 4 5 6 7 8 9 10 11 12 A

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6

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Attention Builders - Want to add your community to our maps?

Need to update existing information?

Please fax the details to (416) 789-9554

d

eim R

Blenh

An

* Due to scale restrictions locators are approximate. Please see builder’s ads for exact locations.

Rd

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R

vd

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St.

Q

Bl

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west region: Oakville, Cambridge

Guelp

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78

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M Fi ap nd er

et ac h m ed To i w Co nh nd om o e

Trafalgar Ridge 905-464-0754 • from $650,000

1

MATTAMY HOMES

The Preserve

•

•

from $589,000

2

STARLANE HOME CORPORATION Woodland Trails liveonoakville.ca

•

from $590,000 5D

2

ROSEHAVEN HOMES

Woodland Trails liveonoakville.ca

•

from $590,000 5D

3

MARKAY HOMES

Bronte Park Town Manors 416-746-1234

•

from $590,000 3H

4

GREAT GULF

Trafalgar Landing 905-844-1605

6

BRANTHAVEN HOMES

Oakvillage oakvillage.ca

•

from $410,000 5C

6

MINTO

Oakvillage oakvillage.ca

•

from $410,000 5C

6

EMSHIH DEVELOPMENTS INC Oakvillage 905-639-9006

•

from $410,000 5C

15

MENKES

Millstone On The Park 905-825-3619

•

from $420,000 3G

SEARCH ONLINE ypnexthome.ca

mattamyhomes.com

Se

DUNPAR HOMES

D

5

Tel

29 6D

4E

• from $580,000 5C

west region: Oakville, Cambridge

#

Page No.

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Price Range

Builder Site

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Whether you’re renting or buying, finding your next home has never been so easy.

80 YPNEXTHOME.CA

080-YPpromo 11-28-15.indd 80

2015-12-08 12:05 PM

DEC 12, 2015 - JAN 9, 2016

east region SHOWCASING NEW HOMES IN THE GTA’S EAST REGION

IN THIS SECTION

» MAPS AND LISTINGS FOR NEW-HOME COMMUNITIES IN THE EAST REGION » BUILDER NEWS AND THE LATEST IN NEW HOMES IN THE EAST REGION DEC 12, 2015 - JAN 9, 2016 | NEW HOME GUIDE 81

TNH 12-12-15_master.indd 81

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Property Profile | MATTAMY HOMES

Mattamy returns to Pickering with ingenious new living options

MATTAMY ESTABLISHED itself as a

builder of repute in Pickering some years ago. As its Seaton Creekside is now a thriving, fully developed community Mattamy has since grown to become the largest privately owned home builder in North America. The company has accomplished this, as its homeowners in Seaton will attest, to its unerring focus on thoughtful design and customer service. These two categories genuinely go hand in hand, as the company’s focus has always been on creating happy homeowners.

The company always thinks of a

house more as a home, which is why it always designs according to the real needs and desires of its homeowners.

Mattamy was recently named the GTA Builder of the Year for an unprecedented sixth time, by the Building Industry and Land Development Association (BILD).

Mattamy also master-plans its communities, designing them to function as real neighbourhoods where people are consistently wellserved by the placement of streets, parks and amenities.

As the company did in Seaton Creekside, Mattamy’s latest community

Location

Pickering Builder

Mattamy Homes Development

Seaton Taunton Home Type

Townhomes and detached designs Sales Centre

1075 Taunton Rd., Pickering, open Monday to Thursday 1 to 8 p.m., Friday 1 to 6 p.m., weekends and holidays 11 a.m. to 6 p.m.

Contact

mattamyhomes.com

82 YPNEXTHOME.CA

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of Seaton Taunton continues a healthy blend of preservation and modernity. The natural landscape is maintained to describe the contours of the community, with streets and trails winding gracefully among the forest and ravines.

Take note of their characteristically people-friendly streets and pathways. Mattamy has always attempted to reinforce a feeling of connection and community, encouraging neighbours to easily greet one another in cheerful common spaces. As well, Mattamy’s streetscapes are also recognized as fresh and visually stimulating. That’s a deliberate design consideration instituted to encourage homeowners to personalize the exterior designs of their homes as much as possible.

As Seaton Taunton preserves nature, it similarly promises to deliver all of the desirable, modern conveniences to its homeowners. Pickering readily offers a surplus of entertainment, shopping, dining, culture and nightlife. And access to anywhere is almost instantaneous, thanks to the proximity of major highways and thoroughfares. In fact, a brief 10-minute hop will find you at shores of Lake Ontario should you wish to partake in the scenery and recreation to be had.

Seaton Taunton now offers an inspiring choice of living options, including townhomes and detached designs.

These homes allow you to select how you want to live in remarkably affordable and spacious designs.

Mattamy’s sophisticated floorplans ensure that every space within is optimized for real family living. Windows are typically generous to admit gorgeous, natural light.

MORE PHOTOS ONLINE ypnexthome.ca/mattamy-pickering

Passageways are large and rooms are unobstructed by unnecessary barriers.

The company’s commitment to personalization is also facilitated for interior decor. The Mattamy Design Studio offers myriad combinations of finishings and materials – with professional design consultants always at-and to guide and coach you through the abundance of choices.

So serious is Mattamy about encouraging people to make their homes their very own, the company even offers exclusive Architect’s Choice Options. These allow buyers to personalize some structural aspects of their homes to accommodate any lifestyle preferences.

Coming January 2016, Mattamy will unveil a beautiful collection of 30- and 36-ft. detached designs as well as three professional decorated model homes to tour.

We suggest you make your way to the sales centre in Seaton Taunton today to discover how welcome a return to the Pickering region this premier builder has created.

The sales centre is located at 1075 Taunton Rd., Pickering, open Monday to Thursday 1 to 8 p.m., Friday 1 to 6 p.m., weekends and holidays 11 a.m. to 6 p.m.

For more information and to register, visit mattamyhomes.com DEC 12, 2015 - JAN 9, 2016 | NEW HOME GUIDE 83

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2015-12-08 5:06 PM

Wentworth St

31

Bloor St.

Phillip Murr

Gibb St

Wentworth St

91

401

Adelaide Ave

15

Bayly St E

401

Kingston Rd

Church St S

401

Appleview Rd

ou

em ug

K

K

Ro

on

nt D

Rd

Whites Rd

st ing

Sheppard Ave

Spruce Hill

Granite Court

6

Liverpool Rd

J

I

10

Altona Rd

Finch Ave

Fairport Rd

Stroud's

Dixie Rd

Brock Rd Sandy Beach

Glenanna Rd

Brock Rd sR Oak jor a M Valley Farm

Montgomery F

Squires Beach Rd

Dr Notion Rd

Highview Rd

Delaney Dr

Lak

a

ew

riv

eD

Riverside

3 Concession

Westney Rd S

Pickering Beach Rd

Magill 92Dr

Rossland Rd

48

47

Dundas St E

Rossland Rd

45

4 Concession Altona Rd

4 Concession

32 Sideline

G

32 Sideline

Shoal Point Rd

Finley Ave

Rosebank Rd

F

North Rd

Ajax-Whitby

Harwood Ave

Liverpool Rd

Whites Rd

North Rd

E

12

5 Concession

Brock Rd

Whitevale Rd

7

11 90

16 Sideline

City of Pickering

7 Conncession

C

B

30 Sideline

D

9 Concession

28 Sideline

Bv

9

66 Ravenscroft

H

16 Sideline

24 Sideline

King St W Bond St W

Rossland Rd

7 Taunton Rd W

Westney Rd N

Church St N

20 Sideline

McQuay

2 Fifth Conces

Salem Rd

Greenwood Rd

Brock Rd

Gordon St

Cochrane St

54

14

Brock St S

Audley Rd

Salem Rd

Blair St

Henry St

Audley Rd

Paddock Rd

16 Sideline Brock Rd Cen tral St

Hopkins St

Townline Rd

7

7 Concession

8 Concession

12 Sideline

Thornton Rd

Kendalwood R

Lakeridge Rd

4 Sideline R

6 Sideline 9 Concession

Coronation R

4

4 Sideline

4 Sideline R

Halls Rd N

Brock St N

Country Lane

6 Concession

Columbus Rd

Brawley Rd

Lake Ridge R

Rossland/Winchester R

Myrtle Rd W

Country Lane

Taunton Rd E

68

8

Baldwin St S

Ashburn Rd Cochrane

Stevenson Rd

Garden St Blair St

Garden St

Cedarbrook T

13

5

Anderson St

Park Rd S

Park Rd S

Manning Rd

Conlin Rd

Baldwin St N

Ritson Rd S tS eS co Sim

Centre St.

Garrard Rd

Dryden Bv

Thickson Rd Duffs Rd

Olive Ave

Beatrice St

Thornton Rd

Wilson Rd S

Bloor St

60 3

16

Church St E

tN

eS

co

Sim

Mary St N Taunton Rd W

1

21 Ritson Rd N

Stevenson Rd

12

Harmony Rd S

Central Park

Garrard Rd

Garrard Rd

King

Adelaide Ave

2

34

Conlin Rd

City of Oshawa

8 Concession

Stevenson Rd

St E

Attention Builders Want to add your community to our maps?

Need to update existing information? Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate.

Please see builder’s ads for exact locations.

Wilson Rd N

A

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19

Pickering, Ajax, Whitby, Oshawa

Grandeview S

ly

Harmony Rd N

wS

devie

Gran

Bay

east region:

Townline Rd. Grandeview S

84

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AVERTON HOMES

14

•

25 9F

Main Street Seaton averton.ca

from $280,000

21 4F

HEATHWOOD HOMES

Country Lane in Whitby Heathwood.com • • •

43 9G

15

KANTIUM DEVELOPMENT & CONSTRUCTION

Trafalgar Green 905-493-8820 •

from $320,000

37 11I

1

TRIBUTE COMMUNITIES

Charing Cross 905-571-1011

from $390,000 14E

2

ARISTA HOMES

Whitby Meadows aristahomes.com • • 9F

3

GREAT GULF

Stonecrest greatgulf.com

•

•

from $298,000 14G

4

MENKES

Somerset 905-428-0500

•

from $690,000 7G

5

TRIBUTE COMMUNITIES

The Village of Brooklin West 905-425-0539

•

from $400,000 11D

6

EMERY HOMES

Town Central 1-877-953-6379

•

from $350,000 4J

7

HIGHMARK HOMES

Triumph whitbytriumph.ca

8

LAKEVIEW HOMES

The Forest of Lyndebrook 416-746-1234

9

STAFFORD HOMES

•

•

from $390,000 10G

•

from $490,000 10F

Elements Townhomes elementsajax.com

from $390,000 7H

10 FERNBROOK HOMES

Altona Woods

fernbrookhomes.com

from $450,000

11

MATTAMY HOMES

Seaton

www.mattamyhomes.com • • 5G

13

LIFETIME HOMES

Folkstone 1-877-365-9555

•

•

from $335,000 10G

16

TRIBUTE COMMUNITIES

U.C. Towns 905-571-0222

•

from $350,000 13F

21

GREAT GULF

Grandview Oshawa 1-888-579-7235

•

from $334,000 14F

31

PRESTON HOMES

Prestonvale Heights 905-432-2800

•

•

from $350,000 15J

34 TRIBUTE COMMUNITIES

The Neighbourhoods of Park Ridge 905-723-2344

•

from $339,000 15G

34 DELPARK HOMES

The Brook

thebrookhomes.com •

from $400,000 15G

45 SUNDIAL HOMES LIMITED

Mulberry Meadows 905-427-8255

47 SENATOR HOMES

Harbourside Condominiums 905-493-3823

•

•

from $270,000 9J

48 SENATOR HOMES

Whitby by the Lake

senatorhomes.com •

•

from $250,000 10J

54 BAYCLIFFE HOMES

The Gates of Whitby 905-668-9828

•

•

from $250,000 9G

60 GREYCREST HOMES

the fields of conlin 905-725-4539

•

from $310,000 15G

67 MIDHAVEN HOMES

Breeze 1-877-773-6888

•

•

from $300,000 15F

68 STORYBOOK HOMES

Brookstone Estates 905-438-9516

•

from $1050,000 11C

90 LEBOVIC HOMES

Old Taunton in Pickering 905-428-3434

• • • 5H

91

The Towns of Nichol Green Phase 2 905-441-3312

The Cornerstone 905-415-2710

•

SUNDANCE HOMES

92 GLEN ROUGE HOMES

•

•

•

1I

from $500,000 6J

from $350,000 11J from $796,000

6I

Pickering, Ajax, Whitby, Oshawa

12

fieldgatehomes.com •

Page No.

east region:

Whitby Meadows

Price Range

M Fi ap nd er

FIELDGATE HOMES

Tel

et a Se ch m ed To i w Co nh nd om o e

2

Site

D

# Si te

Builder

85

085-East_Ajax.index_index.indd 115

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86 

086-FurtherEast_Uxb_Map.indd 80

2015-12-09 6:13 PM

K

J

I

H

G

F

E

D

C

B

A

2

3

4

5

6

7

8

9

* Due to scale restrictions locators are approximate. Please see builder’s ads for exact locations.

10 11 12 13 14 15 16 17 18 19

Uxbridge, Lindsay, Bowmanville/Newcastle, Courtice, Peterborough, Port Hope, Cobourg, Port Perry

Attention Builders - Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

1

east region:

5

AVERTON HOMES

Beacon Hill Bowmanville averton.ca •

from $450,000

1

MASON HOMES

Port Hope Lakeside Village 905-885-6565

•

from $229,000 15J

2

FAR SIGHT HOMES

King’s Bay Golf & Country Club Estates 905-642-8383

•

from $460,000 16B

3

FAR SIGHT HOMES

The Estates at Sunset Ridge 905-642-9015

•

from $930,000 2E

4

PARKVIEW HOMES

Jackson Creek Meadows Townhomes 705-748-4663

• 2I

7

BROOKFIELD RESIDENTIAL

Foxtrail foxtraillife.ca

•

8

KAITLIN GROUP LTD.

Port of Newcastle 1-800-305-6849 •

8

KYLEMORE COMMUNITIES

Port of Newcastle 905-987-5146

•

from $479,000 14E

8

STORYBOOK HOMES

Bond Head Estates 905-438-9516

•

from $850,000 14E

9

PARKVIEW HOMES

Harmony Condominiums 705-748-4663

14

RICE DEVELOPMENTS

Willmot Creek On The Lake 905-697-5806

•

from $225,000 11D

18

B.G. SCHICKEDANZ

Lake Scugog Estates 1-888-894-9888 •

from $330,000 18B

20 GERANIUM HOMES

Verandas Port Hope 905-885-0555

•

from $327,000 10I

26 KAITLIN GROUP LTD.

Aspen Heights 905-697-0513

• from $165,000 10C

26 KAITLIN GROUP LTD.

Condominiums at Clarington Centre 905-697-4513

• from $210,000 10C

26 KAITLIN GROUP LTD.

Country Classics 1-866-514-3573

•

•

from $300,000 10C

30 EMPIRE COMMUNITIES

Estates of Wyndance 905-649-8197

•

from $900,000 3E

34 CARRINGTON HOMES

Woodlands of Upper Courtice 905-787-0963

•

from $260,000

35 MASON HOMES

Parklands 1-866-443-7900 •

from $269,000 3H

39 H&R DEVELOPMENTS

Gracefields

from $322,000 4C

39 THORNRIDGE HOMES

Gracefields 1-877-361-4226

•

from $320,000 4C

39 LINDVEST

Gracefields 1-877-361-4226

•

from $320,000 4C

45 HIGHCASTLE HOMES

Northglen northglen.ca

•

•

from $221,000 11B

45 DELPARK HOMES

Northglen 905-419-7222

•

• •

from $221,000 11B

45 ESQUIRE HOMES

Northglen northglen.ca

from $245,000 11B

48 JEFFERY HOMES

BrookHill 905-697-0765

•

• •

from $300,000 10B

72 VANDYK COMMUNITIES

West Park Village

vandykcommunities.com •

• •

from $210,000

•

21 13B

from $470,000 5C

• from $260,000 14E

• from $189,000

hr-newhomes.com •

2I

9I

3I

Uxbridge, Lindsay, Bowmanville/Newcastle, Courtice, Peterborough, Port Hope, Cobourg, Port Perry

Page No.

east region:

Price Range

M Fi ap nd er

Tel.

et Se ach m ed To i w n Co ho nd me o

Builder Site

D

# Si te

87

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2015-12-09 6:12 PM

Hot Properties

Find your next home! This page features a few of the latest properties to keep your eye on in the Toronto area. Find more properties at ypnexthome.ca

LATEST LISTINGS

MAPLE STATION By: Andrin Homes City: Vaughan Housing type: Modern freehold townhomes from the low $600’s andrinhomes.com

FOXTRAIL By: Brookfield Residential City: Uxbridge Housing type: Bungalow townhomes from $469,990 brookfieldhomes.ca

PRIMONT’S RENAISSANCE TOWNES

SPICE URBAN TOWNS

new openings GLENWAY NEWMARKET By: Andrin Homes City: Newmarket Housing type: Two- and three-bedroom townomes from the $500’s, detached homes and bungalows on 50-ft. lots homes from the $800’s glenwayliving.com

GATES OF NOBLETON By: Tribute Communities City: Nobleton Housing type: Collection of 50-, 60-. 70and 80-ft. detached homes. mytribute.ca

BRIAR HILL CITY TOWNS By: Madison Homes City: Toronto Housing type: One- and two-storey urban towns at Dufferin Street and Briar Hill Avenue. madisonhomes.ca

TRAFALGAR RIDGE By: Dunpar Homes City: Oakville Housing type: Luxury, three-bedroom townhomes from the mid $600’s dunparhomes.com

By: Hi Rise (West) Inc. City: Toronto Housing type: Bungalow and two-storey urban towns with rooftop terraces from mid $300’s spiceondanforth.com

THE FAIRGROUNDS By: Oxford Homes City: Sutton Housing type: Freehold towns from the low $300’s; detached singles from the low $400’s oxfordhomescanada.com

HOLLAND LANDING By: Andrin Homes City: Hillsborough Housing type: Detached homes on 38-, 40- and 45-ft. lots from $629,990 andrinhomes.com

SEASONS By: Primont Homes City: Caledon Housing type: 42- and 43-ft. detached homes from $714,900 primonthomes.com

LOTUS POINTE By: Rosehaven Homes City: Caledon Housing type: Freehold towns from $459,990 and 36-ft. singles from $614,990 moveuptocaledon.ca

new releases RENAISSANCE TOWNES By: Primont Homes City: Woodbridge Housing type: Final release of luxury freehold townhomes primonthomes.com

DREAMFIELDS By: Rosehaven Homes City: Bradford Housing type: 36- and 45-ft. singles from $519,990 rosehavenhomes.com

HUMBER MEWS By: Menkes City: Etobicoke Housing type: Townhomes with basement and garage access from $559,990 menkes.com

preview registration UPPER SUMMERSIDE By: Mattamy Homes City: Scarborough Housing type: New townhome designs in established family-friendly neighbourhood. mattamyhomes.com

…continued on page 90

88 YPNEXTHOME.CA

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Model Home Photo Compliments of Ballymore Homes. www.ballymorehomes.ca

Nestled amidst forest and farmland and close to lakes enjoyed all year round, this stunning open-concept home reflects the superior standard of elegant, contemporary design found in all homes at Jubilee located in Sutton.

DECEMBER2015 Ballymore Homes has been featured as “MODEL HOME OF THE MONTH� as seen in the New Home Guide model home calendar

LATEST LISTINGS

Find your next home! Find more properties at ypnexthome.ca GREEN VALLEY ESTATES MATTAMY HOMES’ SEATON TAUNTON

By: Bayview-Wellington Homes City: Bradford Housing type: Townhomes, semis and singles greenvalleyestates.com

THE ARBOURS By: CountryWide Homes City: Aurora Housing type: Single-detached homes countrywidehomes.ca

DREAMFIELDS

continued from page 88

KLEINBURG GLEN By: Gold Park Homes City: Kleinburg Housing type: An exclusive collection of luxury homes from the upper $600’s goldparkhomes.com

SEATON TAUNTON By: Mattamy Homes City: Pickering Housing type: Affordable townhomes alongside greenspaces and other amenities. mattamyhomes.com

THE LOGGIAS IN RICHDALE By: Senator Homes City: Richmond Hill Housing type: Luxurious 40-, 50- and 60-ft. detached homes on deep lots senatorhomes.com

ST. JOHN’S FOREST By: Mattamy Homes City: Aurora Housing type: 45- and 50-ft. lots in a wooded enclave mattamyhomes.com

TRAILS AT CARDINAL POINT By: Geranium Homes City: Stouffville Housing type: Limited collection of freehold towns and single-family ravine homes geraniumhomes.com

WHITBY CENTRAL By: Brookfield Residential City: Whitby Housing type: Single-detached homes in an established family neighbourhod. brookfieldhomes.ca

THE BROOK By: Delpark Homes City: Oshawa

Housing type: Single-family homes on 30-, 36- and 40-ft. lots thebrookhomes.com

By: CountryWide Homes City: Bradford Housing type: Single-detached homes and townhomes countrywidehomes.ca

NEW SEATON

OAK PARK

By: Brookfield Residential City: Pickering Housing type: Coming in 2016 – register to be among the first to learn about this new community brookfieldhomes.ca

By: Ballantry Homes City: Oakville Housing type: Urban townhomes and midrise condominiums ballantryhomes.com

HERON PARK By: Mattamy Homes City: Scarborough Housing type: Townhomes and semidetached homes mattamyhomes.com

HAWTHORNE VILLAGE ON THE ESCARPMENT By: Mattamy Homes City: Milton Housing type: Exclusive townhomes mattamyhomes.com

MOUNT PLEASANT 9130 BATHURST By: Senator Homes City: Richmond Hill Housing type: Modern two-car garage townhomes senatorhomes.com

By: Great Gulf City: Brampton Housing type: Full-depth lots with unique standard features greatgulf.com

WOODLAND HILLS SPRING VALLEY JUNCTION By: Lindvest City: Brampton Housing type: 38- and 41-ft. detached homes lindvest.com

By: CountryWide Homes City: Newmarket Housing type: Townhomes and singles, some with court, ravine and pie-shaped lots countrywidehomes.ca

MEADOWGREEN

UPTOWNS AT BAYVIEW

By: Heathwood Homes City: Brampton Housing type: Townhomes, semis and singles on Mississauga Road heathwood.com

By: Treasure Hill Homes City: Richmond Hill Housing type: Freehold townhomes at Bayview and Hwy. 7 treasurehill.com

CREDIT RIVER GOLF ESTATES By: Bremont Homes City: Brampton Housing type: Estate homes on Creditview Road from more than $1 million mybremont.ca

Builders If you would like to include your preview registration, new release or site opening in this feature, just email the details to wayne.karl@ypnexthome.ca

90 YPNEXTHOME.CA

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Homebuyers’ Help

Compare mortgage rates for your best deal CHARTERED BANKS

variable

ATB Financial

2.45

Alterna Svgs/Alterna Bk

2.55

Bank of Montreal

2.7

Bank of Nova Scotia

2.7

Canadian Western Bank CFF Bank CIBC

2.7

ICICI Bank Canada Manulife Bank

2.75 2.4

National Bank

n/a

President’s Choice Finan Royal Bank

2.7 2.45

TD Canada Trust

2.45

6 months

1 year

2 years

3 years

4 years

5 years

4 4.00op 4 6.30op 4 6.30op 4.55 6.45op 4 6.45op

2.94 4.00op 2.85 5.30op 2.89 6.30op 3.29 6.50op 3.14 6.30op 2.69 2.84 6.35op 3.15 3 3.20op 3.14 6.70op

2.64 4.00op 2.85

2.64

2.74

2.94

2.59

2.94

2.68

2.84

3.39

3.89

2.79

3.09

3.39

3.89

2.94

3.04

3.65

4.2

4.74

2.24 2.79

2.39 2.39

2.59 2.74

2.69 4.79

3.65 2.94

3.64 2.84

3.69 2.79

3.69 2.74

3.04

3.39

2.69

2.84

2.79 2.29

3.34 2.64

3.99 2.74

4.44 2.94

2.84

3.39

2.64

4.64

3.24

3.49

3.69

3.79

6.70op 4.45 4.4 6.70op

6.30op

Tangerine

2.7

3.14 6.30op 2.89 6.30op 3.19

TRUST COMPANIES Community Trust Concentra Financial

n/a n/a

Effort Trust

n/a

Home Trust Company Investors Group Trust

2.2 n/a

MTCC

2.7

6.5 5 6.70op 4.45 6.30op 3.95 4.2 6.50op 4.55 6.45op

3.14 2.89 6.30op 3.35 6.30op 2.69 3.14 6.30op 3.29 6.50op

3.25 2.59

3.95 3.39

4.39 3.89

4.64 4.64

3.5

3.7

4.3

4.35

2.24 3.09

2.39 3.39

2.59 3.89

2.69 2.79

3.09

3.39

3.89

2.84

6.2 6.40op 3.1 4.25 6.50op 4.2 6.50op

2.79 6.30op 2.29 2.89 6.50op 3.14 6.30op 3.25 6.25op 3.09 6.30op 2.8 2.95op 2.45

2.89

2.95

2.99

2.69

2.24 2.79

2.44 2.89

2.64 2.95

2.79 2.89

3.09

3.39

3.89

4.74

3.2

3.65

4

4.5

3.09

3.55

4.19

2.59

2.85

2.95

3.05

3.15

2.55

2.55

2.65

2.65

OTHER FINANCIAL INSTITUTIONS Comtech Credit Union

2.45

First National Fin. LP IC Savings

2.7

London Life

n/a

Luminus Financial

3.25

Meridian Credit Union

2.5

Parama Credit Union

2.65

Steinbach Credit Union

2.25

4

ONLINE CALCULATOR ypnexthome.ca/mortgage-calculator Notes: **Interest rate charged subject to adjustment during term mortgage. Please consult institution for term of years available. All rates are prime rates and subject to change without notice.

R.O.R. RATES ON REQUEST op OPEN ----- NOT QUOTING N/A NOT AVAILABLE November 30, 2015. Prepared By Fiscal Agents Financial Information Services 905.844.7700

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Visit our website: DEC 12, 2015 - JAN 9, 2016 | NEW HOME GUIDE 93

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ADVERTISERINDEX ARISTA HOMES - Aurora Trails

ASPEN RIDGE HOMES - Chelsea Maple Station

ASPEN RIDGE HOMES - Corporate

5

IFC

IFC & 1

DUNPAR HOMES - Trafalgar Ridge

29

FAMILY OF MAGAZINES - Promo

92

FIELDGATE HOMES - Aurora Trails

5, 25 & Insert

ASPEN RIDGE HOMES - King Country Estates

IFC

FIELDGATE HOMES - BlueSky Stouffville

ASPEN RIDGE HOMES - Mayfield Village

IFC

FIELDGATE HOMES - IMPRESSIONS

25 & Insert

ASPEN RIDGE HOMES - Upper West Side

IFC

FIELDGATE HOMES - Lotus Pointe Caledon

25 & Insert

25 & Insert

25

AVERTON HOMES - Averton Common

21

FIELDGATE HOMES - Valley Lands

AVERTON HOMES - Averton Square

21

FIELDGATE HOMES - Whitby Meadows

25

AVERTON HOMES - Beacon Hill Bowmanville

21

FOREST HILL HOMES - Cornell Rouge

15

AVERTON HOMES - Corporate

20

GERANIUM HOMES - Trails at Cardinal point

33

AVERTON HOMES - Evolution

21

GOLD PARK HOMES - Encore Brampton

69

AVERTON HOMES - Main Street Seaton

21

GOLD PARK HOMES - Kleinburg Glen

53

AVERTON HOMES - Victoria Highlands

21

GREAT GULF - Hillsborough Holland Landing

19

BALLYMORE HOMES - Model Home of the Month

89

GREAT GULF - Summerlyn Village

19

BROOKFIELD RESIDENTIAL - Grand Central

23

GREAT GULF - Westfield

19

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HEATHWOOD HOMES - Country Lane in Whitby

43

MENKES - Dwell City Town

7

HEATHWOOD HOMES - Meadow Green

43

MENKES - Hometown Sharon Village

7

HI RISE (WEST) INC. - Spice Urban Towns on Danforth Rd

49

MENKES - Humber Mews

7

IDEAL DEVELOPMENTS - Meadowvale Lane

35 MENKES - The Enclaves of Upper Canada

7

PRIMONT HOMES - JadeGarden at Cornell

12

PRIMONT HOMES - Newtowns at Mount Pleasant

12

PRIMONT HOMES - Renaissance Townes

13

PRIMONT HOMES - Seasons in Caledon

12

PRIMONT HOMES - Uptowns on Bayview

12

IDEAL DEVELOPMENTS - Modern Manors

35

IDEAL DEVELOPMENTS - Pinnacle on the 14th Avenue

35

IDEAL DEVELOPMENTS - Richmond Towns

35

KANTIUM DEVELOPMENT & CONSTRUCTION - Trafalgar Green

LUXURY LIVING MAGAZINE - Promo

37

66

MADISON HOMES - Briar Hill

11

MADISON HOMES - Cornell Rouge

15

ROSEHAVEN HOMES - Corporate

MATTAMY HOMES - Cornell

8-9

MATTAMY HOMES - Heron Park

BC

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SCHWARZ LAW LLP - Barristers & Solicitors

45

TRIBUTE COMMUNITIES - Gates of Nobleton

27

WHAT’S ONLINE - Promo

93

96 & IBC

MATTAMY HOMES - Cranberry Hill

MENKES - Corporate

16-17

6

YP NEXT HOME - Promo

40-41, 80

2015-12-09 6:00 PM

REAR LANE TOWNHOME, THE SPRING MEADOW END ‘FRENCH MANOR’ 2,466 SQ.FT.

FRONT

REAR

REAR LANE VILLAGE HOME, THE COUNTRYSIDE END ‘VICTORIAN’ 1,427 SQ.FT.

FOR MORE INFORMATION ON OUR COMMUNITIES REGISTER AT MATTAMYHOMES.COM All illustrations are artist’s concept. All dimensions are approximate. Prices, specifications, terms and conditions subject to change without notice. E.&O.E.

Bleed: 0.125”

Colours: CMYK

Built: 30/11/2015 - JND

A Mattamy Townhome

COMING SOON – MATTAMY’S CORNELL HOMECOMING WILL OFFER YOU UNPRECEDENTED WAYS TO LIVE IN MARKHAM Exclusive Rear Lane Village Homes & Rear Lane Townhomes Prepare to become part of the good life in Cornell – Mattamy’s flagship community in Markham.

REGISTER TODAY FOR BEAUTIFUL TOWNHOME LIVING AT MATTAMYHOMES.COM

FOLLOW US: MATGTA-Cornell_NHnC_DPS_Mag.indd All Pages 096-Mattamy-Cornell 12-12-15.indd 1

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BUY TODAY GET A 2 YEAR CREDIT ON MAINTENANCE FEES

OWN A 3-BEDROOM TOWNHOME FOR JUST $

1298/MONTH*

Freehold 3-Storey & Condominium Urban Townhomes Now Available Choose from a variety of Townhome Designs in this inviting and established, family-friendly neighbourhood. Shopping, dining, entertainment, recreation and all forms of public transit are just minutes from your front door. Visit us today to find out how you can start enjoying affordable contemporary Townhome living in the city.

SCARBOROUGH Townhomes

From $399,990

‘CONTEMPORARY 1’

401 NE IL S

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SALES CENTRE

SALES CENTRE 280 Manse Road

URBAN TOWNHOME, THE CORNWALL ‘CONTEMPORARY 1’ 1,379 SQ.FT. $399,990

COMING SOON, OUR NEXT SCARBOROUGH COMMUNITY REGISTER TODAY, VIEW PLANS ONLINE

FOR MORE INFORMATION OUR COMMUNITIES REGISTER AT MATTAMYHOMES.COM FOLLOW US: SALES CENTRE HOURS: Monday - Thursday 1pm-8pm; Friday 1pm-6pm; Saturday, Sunday and Holidays 11am-6pm BROKERS PROTECTED. All illustrations are artist’s concept. All dimensions are approximate. Prices, specifications, terms and conditions subject to change without notice. E.&O.E. *Price per month is for principal and interest and is based on 20% down, 30 year amortization period, RBC’s 5 year variable mortgage at 2.7%