GTA New Home Guide - May 27, 2017

MAY 27 - JUNE 10, 2017 VOLUME 25, ISSUE 11, FREE

GTA EDITION

IS THERE ANYTHING BETTER THAN BEING

TWENTY25FIVE

The Art of Fine Homes for 25 Years See pages 24-25 INSIDE THIS ISSUE

THE HOME OFFICE: HOW TO MAKE IT WORK FOR YOU

CELEBRATING THE GTA’S BEST HOME BUILDERS

EVOLVING ONTARIO’S NEW HOME WARRANTY PROGRAM

Introducing the CLEANEST MESS in the house.

“If you ever wanted to bug my little brother, all you’d have to do was hang up your jacket on his hook. I don’t know why it bugged him so much, but I loved it. I’m sure he did, too.”

2017 BILD Home Builder of the Year

As Canada’s largest homebuilder, Mattamy Homes are built for your real life. With thoughtful design features like Stop & Drop areas, that make coming home fast and convenient, a Mattamy home is a home you’ll value for a lifetime.

Find your next home across the GTA at mattamyhomes.com

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contents MAY 27 – JUNE 10, 2017 | VOLUME 25 ISSUE 11

24

ON THE COVER

Rosehaven Homes: There’s nothing better than being 25 + online NEIGHBOURHOOD

HOME SEARCH

property profile MORE +PHOTOS +VIDEOS +ADVICE +INSPIRATION +TRENDING

There’s nothing better than being 25

LOOK FOR THE CIRCLE

28 Development

The future of Port Credit looks bright with draft plan

trending

WITH

MAPS

Townhomes coming soon to supply-constrained GTA

24 Rosehaven Homes

14 DYNAMIC

26 Fortress Developments

16

BILD Awards

36

BILD Awards

inspiration

Mattamy and Tridel named GTA’s top builders Honouring the top builders at BILD Awards

32

22 TREB

Average GTA home price surges 25 per cent

2 YPNEXTHOME.CA

38

Heathwood Homes

H.O.M.E Award a testament to customer service

Design Secrets

The home office: How to make it work for you

Decor

Party like a pineapple

32 advice

8

BILD Report

More purpose-built rentals could help housing supply

by Bryan Tuckey

10

28

36

Fundamentally Speaking

Relax, GTA homebuyers... the sky is not falling

by Wayne Karl

18

Tarion Report

Ontario’s new home warranty evolving

by Howard Bogach

20 Mortgage Advice

4 ways to reduce your mortgage costs

by Alyssa Furtado

34 Legally Speaking

Deciphering legal language

by Jayson Schwarz

buyers’ resource section

42 Hot Properties

New releases, openings and preview registrations

45 Mortgage Rates in every issue

38

4

Editor’s Note

6

Contributors

46 What’s Online 47

Advertiser Index

MAY 27 - JUN 10, 2017 | NEW HOME GUIDE 3

Editor’s Note

It’s all a matter of perspective

WAYNE KARL Senior Editor Yellow Pages NextHome Email: Wayne.Karl@ypnexthome.ca Twitter: @WayneKarl

NO ONE COULD FAULT YOU if you’re a prospective homebuyer, and the recent developments in the GTA housing market have you a little concerned.

Rapid – in fact, double-digit, price growth; government warnings about overheating and overvaluation; scarce supply of new home supply; and overall market reaction to the recent unveiling of Ontario’s Fair Housing Plan.

It all adds up to something we haven’t seen in the GTA for years – uncertainty.

However, there are indeed some certainties in this equation. One, the GTA will remain a top destination for newcomers – meaning housing demand is not going to decline any time soon. Two, supply of new lowrise homes, for other complex reasons, is not going to significantly increase any time soon. And that adds up to three – new home inventories, released at prices that are definitely not going to become cheaper, will continue to be snapped up in a heartbeat.

The good news (see pages 26 and 30) is that there is some relief, though some of it in the longer term, for those looking for new lowrise homes in the GTA.

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Contributors

BILD REPORT

BRYAN TUCKEY Bryan Tuckey is President and CEO of the Building Industry and Land Development Association (BILD) and can be found on Twitter (twitter.com/bildgta), Facebook (facebook.com/bildgta), Youtube (youtube.com/bildgta) and BILD’s official online blog (bildblogs.ca)

VICE-PRESIDENT & CHIEF PUBLISHING OFFICER

Caroline Andrews PUBLISHER & GENERAL MANAGER

Shawn Woodford DIRECTOR OF SALES, NATIONAL

Moe Lalani ASSOCIATE PUBLISHER

MORTGAGE ADVICE

ALYSSA FURTADO Alyssa Furtado is the Founder and CEO of ratehub.ca, a mortgage rate comparison site that aims to empower Canadians to make smart financial decisions

Anne-Marie Breen DIRECTOR, CONTENT & EDITOR-IN-CHIEF

Jennifer Reynolds EDITOR

Wayne Karl ART DIRECTOR

Daiana Garay

LEGALLY SPEAKING

JAYSON SCHWARZ Jayson Schwarz LL.M. is a Toronto real estate lawyer and partner in the law firm Schwarz Law LLP. He can be reached by visiting schwarzlaw.ca or by email at info@schwarzlaw.ca or phone at 416.486.2040

CONTRIBUTING EDITORS

Sonia Bell Elisa Krovblit Lydia McNutt

SENIOR ACCOUNT EXECUTIVE

Nina Downs nina.downs@ypnexthome.ca DISTRIBUTION & SALES CO-ORDINATOR

Terry Basset

DESIGNER ADVICE

SENIOR MANAGER, DISTRIBUTION

JANE LOCKHART

Dwayne Rutherford

Jane lockhart is Founder and Principal Designer of Jane Lockhart Interior Design in Toronto. She can be reached at 416.762.2493. janelockhart.com

NATIONAL CIRCULATION MANAGER

John Jenkins

PRODUCTION MANAGER

Anthony Majetic PRODUCTION CO-ORDINATOR

TARION REPORT

Sandra Hanak-Vujnovic

HOWARD BOGACH

GRAPHIC DESIGNERS

Howard Bogach is President and CEO of Tarion Warranty Corp. His column appears monthly in New Home Guide. For more information about how Tarion helps new-home buyers, visit tarion.com or find us on Facebook at facebook.com/TarionWarrantyCorp.

more online We have even more content online! Read more stories from our team of contributors at ypnexthome.ca, including stories by:

Miguel Cea Mike Terentiev

Published by

#500-401 The West Mall Etobicoke, ON M9C 5J5 T 416.626.4200 F 416.784.5867 ypnexthome.ca

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CIRCULATION Highly targeted, free distribution

MONEY MATTERS

GAIL VAZ-OXLADE Gail Vaz-Oxlade is the host of Til Debt Do Us Part, author of Debt Free Forever and blogs daily at gailvazoxlade.com.

Follow Gail on Twitter at twitter.com/GailVazOxlade

DESIGNER ADVICE

YANIC SIMARD Yanic Simard is the principal designer of the awardwinning Toronto Interior Design Group (tidg.ca), and a regular guest expert on Citytv’s CityLine

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system aimed at real estate buyers using street level boxes and racking, plus door-to-door insertions in key audience segments. Call 1-855-826-4200 to discuss distribution opportunities.

COPYRIGHT 2017 All rights reserved by Yellow Pages Homes Ltd., Toronto, Ont. Reproduction in any form is prohibited. Contents of this publication are covered

by Copyright and offenders will be prosecuted under the law. The views and data expressed by columnists do not necessarily represent those of the publication.

TERMS Advertisers, Editorial content are not responsible for typographical errors, mistakes or misprints. All prices are correct as of press time and are subject to change without notice. E. & O. E. EDITORIAL Submissions from interested parties will be considered. Please submit to the editor at wayne.karl@ypnexthome.ca

MAY 27 - JUN 10, 2017 | NEW HOME GUIDE 7

Advice | BILD REPORT

More purpose-built rentals could address housing supply

By Bryan Tuckey

MORE ADVICE ONLINE ypnexthome.ca/news/advice

THE PURPOSE-BUILT RENTAL MARKET

is starting to grow after years of being stagnant, as more developers look to build rental housing. But it is not easy.

One way to help meet our housing supply shortage and affordability problems in the GTA is to build more rental housing. With housing prices as high as they are, renting has become a popular alternative for the many people priced out of homeownership.

Builders are interested in bringing purpose-built rentals to market because of the greater demand and more is being developed. According to a recent CIBC report, more than 5,000 new rental units are currently under construction and another 28,000 units were proposed in late 2016.

While there is increased interest, rental housing must be financially worthwhile to develop otherwise units won’t get built. Similar to condominium projects, it’s difficult for developers to build purposebuilt rentals because of the many challenges that need to be overcome.

One of the biggest challenges and one that would have a huge negative effect on the development of new rental housing is potential changes to rent control legislation.

The government is looking at expanding rent control rules and although this may seem like a good idea, the impact would in fact be detrimental on the viability of constructing the much needed housing. If the province imposes rent restrictions, the financial incentive for developers to build these units

will diminish. Expanded rent control on new rental buildings would not improve our housing issues but instead would push housing prices up as rental supply falls.

There are many other challenges that builders need to consider before moving forward with a purposebuilt rental project. For example, there could be more financial risks in building rental housing rather than constructing condominiums.

Developers typically sell most condo units before they are actually built which decreases their investment risk.

Whereas with rental developments, units can only be rented once the building is complete which increases the uncertainty of being able to rent all units in a timely manner.

Developers also face the same planning policy challenges with rental building as they do with condo projects. It is difficult getting height and density approvals, and out-ofdate zoning by-laws and excessive red tape increase approval timelines

and delay construction. All these challenges means it costs developers more to bring projects to market.

In order to make rental projects work, developers need to build in established locations where potential tenants want to live. Like condominium developments, many rental projects are being met with NIMBYism or opposition from local residents who are concerned about highrises going up in their neighbourhoods.

Purpose built rentals could be one way to address the housing demands across the GTA however in order to happen, these projects need to be financially viable for developers.

Bryan Tuckey is President and CEO of the Building Industry and Land Development Association (BILD) and is a land-use planner who has worked for municipal, regional and provincial governments. He can be found on Twitter (twitter.com/bildgta), Facebook (facebook.com/bildgta) and BILD’s official online blog (bildblogs.ca).

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Advice | FUNDAMENTALLY SPEAKING

Relax, prospective homebuyers... the sky is not falling

By Wayne Karl

MORE ADVICE ONLINE ypnexthome.ca/news/advice

RELAX, HOMEOWNERS and

prospective homebuyers in Toronto and elsewhere in the GTA, the sky is not falling on your real estate market.

It’s just taking a slight pause.

Just as the spring weather finally began warming up and when the local housing market should have been enjoying a similar spike in activity, along came something called the Fair Housing Plan.

Announced by the Ontario government on April 20, the plan introduced 16 measures to bring stability and affordability to the market, while protecting the investment of homeowners.

Within days, you could feel the impact. Those in the resale market say there was an immediate cooling effect, as buyers reacted to the plan by hesitating. Anecdotal evidence suggests home listings that would have been snapped up in days in multiple offer situations, were now sitting idle or removed entirely – at least temporarily.

“Homebuyers and sellers both reacted to the recent Ontario government policy announcement aimed at cooling housing markets in and around Toronto,” says Gregory Klump, chief economist, Canadian Real Estate Association. “The number of new listings in April spiked to record levels in the GTA, OakvilleMilton, Hamilton-Burlington and Kitchener-Waterloo, where there had been a severe supply shortage. And with only 10 days to go between the announcement and the end of the month, sales in each of these markets 10 YPNEXTHOME.CA

were down from the previous month.

It suggests these housing markets have started to cool. Policy makers will no doubt continue to keep a close eye on the combined effect of federal and provincial measures aimed at cooling housing markets of particular concern, while avoiding further regulatory changes that risk producing collateral damage in communities where the housing market is well balanced or already favours buyers.”

The number of newly listed homes jumped 10 per cent in April 2017, led by a 36 per cent increase in the GTA. Housing markets in the Greater Golden Horseshoe also saw similar percentage increases.

Not the market was hurting, exactly; the MLS Home Price Index Composite Benchmark Price was up by 31.7 per cent year-over-year in April 2017, according to the Toronto Real Estate Board. Similarly, the average selling price for all home types combined was up 24.5 per cent to $920,791.

What the Fair Housing Plan didn’t immediately address, and what is not likely to change in the short term, is supply and demand among new homes. Ontario is to create a housing advisory group to resolve land-use approvals issues and red tape, which prevent housing from coming onto the market for new-home buyers.

What this means for buyers seeking newly built homes, particularly lowrise, is that any new homes brought to market in the GTA will be snapped up immediately.

And that means these prices are likely not going down, no matter what happens in the resale category in the short term.

Wayne Karl is an award-winning writer and editor with experience in real estate and business. In Fundamentally Speaking, Wayne explores the basics you need to examine when buying property. He can be reached at wayne.karl@ypnexthome.ca or follow him on Twitter at twitter.com/ WayneKarl.

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MAY 27 - JUN 10, 2017 | NEW HOME GUIDE 11

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Trending

Mattamy and Tridel named GTA’s top builders at annual BILD Awards

MATTAMY HOMES LTD. AND TRIDEL

were named Home Builders of the Year by the Building Industry and Land Development Association (BILD) at its annual BILD Awards gala on April 28. Tridel earned the distinction as Mid- Highrise Builder of the Year, while title for Lowrise went to Mattamy.

The Home Builder of the Year Awards recognize the builders who set the standard for the rest of the industry through their professionalism and dedication to excellence. The winners are leaders in improving the overall image of the industry through their commitment to quality, caring for their customers and staff, and contributing to their community. A key component of the judging process is a customer satisfaction survey completed by the builder’s purchasers.

Mid- Highrise Home Builder of the Year, Tridel is well known for creating sustainable and energyefficient communities of the highest-quality standards. Tridel condominiums account for a quarter of all residential Leadership in Energy and Environmental Design (LEED) projects across the GTA and Tridel is the largest LEED certified highrise developer in Canada.

MORE TRENDING ONLINE ypnexthome.ca/news

An innovator in customer care, Tridel offers homebuyers 24-hour access to information about its new homes. The company also provides a platform for homeowners to address issues, share ideas and experiences.

In determining this year’s winner, the judges noted, “Tridel is continuously a leader in quality, customer service and sustainability.”

This is the fourth time Tridel has been named the GTA’s Home Builder of the Year. The company won the title in 2004 and 2013, and was the inaugural winner of the Home Builder of the Year Mid- Highrise last year.

Tridel also won this year’s BILD Awards for Best Customer Care and Green Builder of the Year, MidHighrise.

Mattamy Homes, the Lowrise Home Builder of the Year, is recognized as North America’s largest privately owned home builder. The company attributes its success to its dedication to continuous evolution and ongoing innovation, which it sees as essential

in its goal of creating happy homeowners.

An innovator in building energy efficient homes, since 2006 Mattamy Homes has delivered 13,692 homes into NRCAN’s Energy Star new home program, saving homeowners almost $24 million. Most recently, Mattamy was awarded EnerQuality Energy Star Builder Of The Year for its contribution to Energy Star advancement in new home construction.

Through its philanthropic work, Mattamy is actively involved in the communities it helps to create. From initiatives such as its annual Tour de Bleu bicycle ride which has raised more than $6 million for health care facilities in the GTA, to sponsoring local youth sports teams, Mattamy is dedicated to building healthy, vibrant communities.

This is the seventh time Mattamy has won Home Builder of Year. The company previously won in 2001, 2007, 2009, 2011, 2014 and 2015.

For more from the 37th Annual BILD Awards, see page 16.

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Trending

GTA’s TOP

BUILDERS & PROJECTS HONOURED THE GTA’S HOME BUILDING AND LAND

development industry recognized its top builders, projects and marketing initiatives at the 37th annual BILD (Building Industry and Land Development) Awards on April 28.

More than 1,200 industry professionals were there to honour achievements in planning, design, sales, marketing and city building across 51 categories. A team of 17 judges from across North America determined the winners from more than 900 submitted entries.

A highlight of the evening was the presentation of BILD’s Lifetime Achievement Award to Al Libfeld, principal and co-founder of Tribute Communities. This recognition is the Association’s highest honour and was presented to Libfeld for his contribution to the industry over the past four decades.

Taking home the night’s most prestigious awards for Home Builders of the Year, were Tridel for MidHighrise and Mattamy Homes for Lowrise (see page 14.)

The coveted People’s Choice Award, determined by members of the public through online voting, was awarded to Tridel for its Aquabella development. Aquabella is a resort destination in the city that will come to life on Toronto’s waterfront.

The building is uniquely designed to follow the contours of the lake, boasting vast panoramas from its grand terraces.

“People’s Choice is a unique award because it is the public who decide the winner,” says BILD President and CEO Bryan Tuckey. “The projects that competed for this year’s title showcased the best in city building and demonstrated how the industry is providing a wide range of housing options for GTA homebuyers.”

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1 MORE TRENDING ONLINE ypnexthome.ca/news

For community building, BILD has two categories for outstanding projects that embody the Province’s smart growth principles: Best New Community (Planned/Under Development) for a project currently planned or under construction; and Best New Community (Built) which recognizes a completed project.

Rockport Group won Best New Community (Planned/Under Development) for Weston Common. The development will create a vibrant community hub in Toronto’s Weston neighbourhood, an area that has not seen significant development in 40 years.

For its work in Downtown Markham, the Remington Group won the award for Best New Community (Built). Emphasizing sustainability and neighbourhood integration, Remington’s Downtown Markham includes features such as green roofs, pedestrian-only promenades and an innovative storm water management system.

Laurier Homes’ Kingswood, a 705-sq.-ft. corner suite featuring a clever layout that optimizes the use of internal space, won Best Innovative Suite Design. This award recognizes excellence in the design of a condo suite that increases options for first-time homebuyers.

The Briarwood by Arista Homes took home the award for Best Innovative Home Design, which recognizes cutting-edge design in lowrise that increase

3

2

1. Mattamy Homes, Lowrise Home Builder of the Year

2. The Lifetime Achievement Award was presented to Al Libfeld (right), principal and co-founder of Tribute Communities, pictured with BILD President and CEO Bryan Tuckey (left)

3. Minto Communities, Green Builder of the Year, Lowrise

4

options for entry-level consumers. The design features a blend of commercial and living space, giving buyers the option to live and work from home.

The Rockport Group won the award for Best Midrise Building design for George Condos + Town, which combines aesthetic appeal, creativity, neighbourhood integration and optimal use of land.

For outstanding leadership in Green building, Tridel was named Green Builder of Year, Mid- Highrise and Minto Communities was named Green Builder of the Year, Lowrise.

Project of the Year, Tridel’s Aquabella development on Toronto’s waterfront was selected as the Mid- Highrise Project of the Year while Lowrise title went to Geranium and Pemberton Group for the Friday Harbour development on Lake Simcoe.

4. Geranium Homes, Project of the Year, Lowrise

The award for Best Overall Marketing Campaign went to the team of CentreCourt Developments, LA Inc. and Brandon Communications for their campaign for Axis.

“Congratulations to all the winners on their tremendous achievements,” Tuckey says. “I’m proud to see so many quality projects coming to the market despite the increasing challenges builders and developers are facing.”

MAY 27 - JUN 10, 2017 | NEW HOME GUIDE 17

Advice | TARION REPORT

Ontario’s new home warranty continues to evolve

By Howard Bogach

MORE ADVICE ONLINE ypnexthome.ca/news/advice

FOR MORE THAN 40 YEARS,

Ontarians have bought new homes with the comfort of knowing that important protections are in place.

To build homes, all builders must be registered and demonstrate that they have a number of important competencies. They are also held accountable for their work by providing a mandatory warranty on each and every home they build.

The principle behind these regulations is simple: New-home buyers should have a certain level of protection for such a significant investment. Not only are our homes likely the largest purchase we make in our lifetimes, but they are also where we build families and dreams.

Since it was first created in 1976, Tarion has evolved and strengthened these protections.

In March, the Ontario government announced plans to further evolve both the warranty administration and builder regulation by creating two new Designated Administrative Authorities (DAAs) to separate the building regulator function and the warranty function. While there are structural changes coming, the principle of consumer protection that lies behind the province’s new home warranty remains unchanged. It is also important to stress that these changes will take time.

For now, it is business as usual at Tarion. Our award-winning customer service staff remain ready to provide information, resources, and answers to your questions on the province’s new home warranty.

The changes to come are part of a long evolution of consumer protection that began in 1976, when the warranty and builder registration became mandatory.

Before then, there was little protection for new-home buyers.

There were reports across the province of so-called “builders” accepting deposits from buyers without any intention of actually building the purchaser’s home. With no protection in place, new-home buyers had little recourse when their money was taken and their homes were never built.

These schemes hurt consumers, legitimate builders and the reputation of Ontario’s building industry. The need for consumer protection was evident, and so builder registration became mandatory, along with the requirement to provide a warranty on every new home. Tarion – although called by another name – was created to regulate builders, administer the warranty and prosecute those who didn’t follow the rules. Some of our current staff have been with us since those early days.

Over the years, the protections and regulations have grown significantly. In fact, Ontarians enjoy some of the strongest protections across the country. Not only have warranty coverage limits increased, but we are the first and only province to cover radon gas remediation and delayed closings.

And, we continue to strengthen the warranty. Currently, we are consulting on how to expand deposit protection to better reflect the reality of today’s new-home buying experience. Over the years, Tarion has also made sure builders have been held to increasingly higher standards – most recently requiring them to complete educational competencies prior to registration.

So, while the government works

Over the years, the protections and regulations have grown significantly.

In fact, Ontarians enjoy some of the strongest protections across the country. through the changes that will eventually see a new structure for the delivery of new home warranties and builder regulation, Tarion continues to be here for new-home buyers and builders – just as we have since 1976.

If you are planning to buy a new home, to build new homes or to live in one that is less than seven years old, Tarion is here for you. Visit us at tarion.com for more information about the protections for new-home buyers in Ontario.

Howard Bogach is President and CEO of Tarion Warranty Corp. His column appears monthly in New Home Guide.

For more information about how Tarion helps new-home buyers, visit tarion.com or find us on Facebook at facebook.com/TarionWarrantyCorp.

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MAY 27 - JUN 10, 2017 | NEW HOME GUIDE 19

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Advice | MORTGAGE ADVICE

6 ways to reduce your mortgage costs

By Alyssa Furtado

MORE ADVICE ONLINE ypnexthome.ca/news/advice

THE NEW YEAR is a good time for a

financial health check. And since for most homeowners’ financial wellbeing is directly linked to the cost of your mortgage, re-evaluating your mortgage is key.

Before getting a mortgage, look at how much of your income goes towards your payments. When you review these costs, you should consider options that can lower your payments and reduce the amount of interest you have to pay.

Here are three ways to access lower interest rates: 1. Get and keep a high credit score Maintaining a higher credit score makes you a more attractive debtor.

This will enable you to negotiate a lower interest rate. Most financial institutions consider credit scores in the 800 to 900 range to be favourable. A long history of good credit will give you access to lower rates. Get your free credit score before meeting with an advisor.

2. Use a broker A licensed mortgage broker can give you access to the best mortgage rate possible. A broker can access a pool of both traditional and non-traditional lenders from which they can then offer you the lowest rates possible.

Although brokers are paid by the lender, they are also acting for you and are not tied to specific lenders.

3. Consider a variable-rate mortgage The interest on a variable-rate mortgage is often lower than a fixedrate one. This enables you to pay less 20 YPNEXTHOME.CA

interest with your monthly payment.

Choosing a variable rate comes with the risk of paying a higher rate at some point. That’s because the rate will change with the prime lending rate set by your lender.

There are also ways to reduce the amount of interest you pay over the lifetime of your mortgage. Here are three strategies you can use: 4. Increase your down payment You can put down as little as five per cent to buy a home under $500,000, but when you put down less than 20 per cent you have to get mortgage insurance. A larger down payment also decreases the monthly cost of the principal and interest of your mortgage loan, as well as the total interest over the life of the mortgage.

5. Increase payment frequency When arranging your mortgage, ask your broker to structure it so you can make accelerated biweekly payments. If you do so, the monthly payment is divided by two and the frequency of payments increases

to 26 times a year from 12 times annually. Therefore, you’re paying the equivalent of 13 monthly payments a year and accelerating your payments, you’ll increase the amount that goes towards the principal.

6. Make lump-sum payments Ensure your mortgage allows you to make lump-sum payments. Making an annual lump-sum payment can help you pay off your mortgage years earlier and reduce your interest costs.

THE BOTTOM LINE Reducing your mortgage rate and increasing how much you pay towards your principal will help you reduce your overall mortgage costs.

It’ll also make your finances healthier because your monthly expenses will shrink and you’ll spend less to pay off your mortgage.

Alyssa Furtado is founder and CEO of RateHub.ca, a website that compares mortgage rates, credit cards, deposit rates, and insurance with the goal to empower Canadians to search smarter and save money.

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TREASUREHILL.COM | MAY 27 - JUN 10, 2017 | NEW HOME GUIDE 21

Trending

Average GTA home price up 25 per cent, to $921K

NEW LISTINGS WERE UP by double-

digits in the Greater Toronto Area, according to April 2017 figures recently released by the Toronto Real Estate Board (TREB). Could this signal a pending shift to a more-balanced housing market?

April saw 21,630 new listings on the MLS System, up 33.6 per cent April 2016. New lowrise listings increased by double-digits across all home types, including detached, semidetached and townhouses. New condo listings held steady.

Total sales in the region were down 3.2 per cent year-over-year, at 11,630 transactions. TREB attributes the decline to Easter’s April arrival in 2017, versus March in 2016, resulting in fewer working days this year.

Historically, most sales are entered into the MLS System on working days, TREB says.

MORE TRENDING ONLINE ypnexthome.ca/news

“The fact that we experienced extremely strong growth in new listings in April means that buyers benefitted from considerably more choice in the marketplace,” says TREB President Larry Cerqua. “It is too early to tell whether the increase in new listings was simply due to households reacting to the strong double-digit price growth reported over the past year, or if some of the increase was also a reaction to the Ontario Government’s recently announced Fair Housing Plan.”

The MLS Home Price Index (HPI) Composite Benchmark Price was up by 31.7 per cent year-over-year in April 2017. Similarly, the average selling price for all home types combined was up by 24.5 per cent to $920,791.

“It was encouraging to see a very strong year-over-year increase in new listings. If new listings growth continues to outpace sales growth moving forward, we will start to see more balanced market conditions. It will likely take a number of months to unwind the substantial pent-up demand that has built over the past two years. Expect annual rates of price growth to remain well-above the rate of inflation as we move through the spring and summer months,” says Jason Mercer, TREB’s director of market analysis.

22 YPNEXTHOME.CA

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2017-05-15 10:30 AM

Property Profile | ROSEHAVEN HOMES Cascade model suite at Affinity

cover story

ROSEHAVEN HOMES

There’s nothing better than being 25 ACTUALLY, IT’S JUST THE BEGINNING! This year, Rosehaven

celebrates the company’s 25th anniversary, and it’s going to make it one of the best years ever. Wait until you see what Rosehaven has planned for this year. And the year after. And the year after...

The team at Rosehaven is passionate about architecture and design. Great architecture inspires them. Superior construction drives them. The result was clearly on display at three successful new launches this spring at Tiffany Hill in Ancaster, On The Ridge in Stoney Creek and Mount Pleasant in Brampton. Rosehaven offered new 24 YPNEXTHOME.CA

designs and architectural styles across the board, in singles, semis and towns.

The public received the innovative modern selections with enthusiasm. Rosehaven is looking forward to expanding these design concepts in their upcoming new communities.

GRIMSBY Rosehaven is very excited about the upcoming launch of its first ever highrise condo in Grimsby, steps from the lake and Casablanca Beach.

STONEY CREEK At On The Ridge, a new release of freehold townhomes was a sellout success. Interested purchasers were able to make their appointments in advance online, for an orderly sale of the community. Lake Pointe at Stoney Creek was another resounding sellout with executive singles walking distance to the waterfront and next to the Fifty Point Conservation Area.

ANCASTER At Ancaster’s favourite Tiffany Hill community, Rosehaven sold out in record time of new Phase 2 singles, semis and freehold townhomes. This established neighbourhood of elegant detached houses on winding streets and quiet crescents is so highly sought-after that those interested in Phase 3 are urged to get on the list now by registering online.

BURLINGTON Rosehaven successfully debuted Affinity Condominium in Burlington’s Aldershot neighbourhood. The community consists of two contemporary midrise buildings, each with fitness-yoga, party room, rooftop terrace and more. First to be released, Affinity West quickly garnered attention and is already 85 per cent sold, making it the best selling midrise condo in Burlington. This June, Rosehaven will launch Affinity East with new designs and spacious suites up to 1,272 sq. ft., as well as an additional party room. Given the appeal of this condominium, walking distance to Aldershot GO Station, LaSalle Park and trails, interested buyers should register tout suite at affinitycondos.ca OAKVILLE Randall Residences, the luxury Oakville condominium inspired by the timeless elegance of Beaux Arts Architecture in Paris, is currently more than 70 per cent sold. These luxury and penthouse suites range from 1,807 to more than 2,928 sq. ft. and include either private rooftop terraces or access to a common terrace for outdoor entertaining.

Also coming to Oakville in 2017 will be a stunning selection of singles and towns at 6th Line and Burnhamthorpe.

Cascade model suite at Affinity

Contemporary Freehold Townhaus collection at Brampton’s Mount Pleasant community

BRAMPTON At Brampton’s popular Mount Pleasant community, Rosehaven recently unveiled a new release of singles and towns to eager buyers who had made online registrations. A great selection of townhomes remain, so a visit to the sales office will secure one of these spacious contemporary homes. The sales office has recently moved and is now open in the new location at 308 Buick Blvd., just two blocks north of Sandalwood Parkway off Mississauga Road.

BRADFORD Dreamfields will return to Bradford with Phase 4. This fabulous community exudes charm and heritage. With Dreamfields, you will find Rosehaven’s exceptional design elements in a dream setting, surrounded by incredible golf courses, shopping, parks and more.

HOLLAND LANDING Rosehaven’s first launch of Anchor Woods was an overwhelming success, and the builder is working hard to expedite the next phase in late 2017, so stay tuned.

Whether it’s a townhome, semi, single or condo, there’s a quality Rosehaven Home for everyone. For more, visit rosehavenhomes.com MAY 27 - JUN 10, 2017 | NEW HOME GUIDE 25

Trending

Fortress sells two development sites, townhomes coming soon to supply-constrained GTA MORE TRENDING ONLINE ypnexthome.ca/news

WITH THE GTA FACING serious supply constraint, Fortress Real Developments has announced the sale of two parcels of land in April, which will soon become home to townhome development.

The Towns on Hall project in downtown Richmond Hill received OMB approval in early 2017 for 22 luxury three-storey freehold townhouses and includes an existing heritage home that will be relocated and restored. Meanwhile in north Pickering, the Brock Village project was recently re-imagined as a 59unit townhouse project, where a commercial and residential mixed-use development was originally proposed.

The supply of ground-oriented new housing supply has declined to the lowest point since the turn of the century, with just 932 units remaining according to Altus Group Data, a 68-per-cent decline year-over-year, 26 YPNEXTHOME.CA

and a drop from over 17,000 units in 2006. New home builders and developers are desperate for product, and the inquiries on the availability of sites has been frequent throughout the development community.

“With over 70 active real estate developments in our portfolio, we were comfortable disposing of a couple of our smaller sites, especially given the generous offers received for the Towns on Hall and Brock Village projects,” says Fortress CEO Jawad Rathore. “We were happy to extract the value created through the approval and assembly or these sites, and offer thanks to our partners and consultants for the realization of our planning objectives.”

The lack of a supply is a major contributor to the rapid rise in new home prices in the GTA. Altus Group reported that new lowrise house prices in March topped $1.1 million, a

32-per-cent annual increase.

“We have seen first-hand that the appetite for new single-family and townhouses projects is insatiable,” notes Senior Vice-President Ben Myers. “Our Stationwest project in Burlington with Adi Developments, and [the] Woodbridge Park project with Sierra Building Group in Vaughan had massive online registrations, huge opening day line-ups, and unprecedented sales velocity.”

“Fortress continues to seek out high-quality real estate assets across Canada, and our development team is able to bring immense value to all the projects in our portfolio,” Rathore remarked earlier this year. “Real estate offers tremendous flexibility, with opportunities to exit a development at several different stages, and as we look forward, we anticipate a very busy 2017 as our portfolio of more than 70 sites matures.”

MAY 27 - JUN 10, 2017 | NEW HOME GUIDE 27

Trending

Draft plan offers sneak peek at the future of Port Credit – and it’s a beautiful thing!

IF ALL GOES ACCORDING TO PLAN,

…continued on page 30 28 YPNEXTHOME.CA

The iconic Port Credit lighthouse at the mouth of the Credit River

Port Credit’s hub at Hurontario Street and Lakeshore Road West. The redevelopment aims to extend this bustling hot-spot westward to Mississauga Road, and south to the lake

PHOTOS BY LYDIA MCNUTT

Mississauga’s already-popular Port Credit neighbourhood is about to see a lot more action, with the recent announcement by West Village Partners (WVP) to develop a 72-acre former industrial site located at 70 Mississauga Rd. S. WVP will work with Port Credit residents and stakeholders on a plan to transform these lands into a complete, vibrant and diverse live/work/play waterfront community.

The long-anticipated development is a joint venture of leading Canadian developers Kilmer Group, Dream Unlimited Corp., Diamond Corp. and FRAM + Slokker. WVP has developed a mixed-use master plan that builds upon the principles of the City of Mississauga’s Inspiration Port Credit vision, and recognizes the importance of thoughtfully integrating with the vibrant Port Credit neighbourhood.

“We’re determined to deliver a special community that will raise the bar for architectural and design excellence, and to transform this section of the Port Credit shoreline into a dynamic waterfront community with places to live, work, shop and play,” says WVP spokesperson Ken Tanenbaum, vice-chairman of Kilmer Group, who was speaking at a recent event to unveil the draft master plan.

Also in attendance were Mississauga Mayor Bonnie Crombie, Councillor Jim Tovey, Mississauga City Manager/CAO Janice Baker, and Port Credit community members.

“The unveiling of the draft plan for this new development is proof that Mississauga is a city in demand, and that people continue to choose Mississauga to raise a family, find a well-paying job and enjoy an unrivalled quality of life,” says Mayor Crombie.

Artist’s Concept

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…continued from page 28

EXPLORE PORT CREDIT VIRTUAL TOUR & VIDEO nexthome.yp.ca/port-credit

AT A GLANCE...

The plan: To revitalize the 72-acre former industrial site with architectural excellence, connectivity, high-quality public spaces, community gathering spaces and parks to enhance the Mississauga waterfront.

Location: 70 Mississauga Rd. S. What’s here: Home to Brickworks from the late 19th Century until 1927, and oil refinery from 1932 to 1985.

The site was decommissioned in 1988.

WHAT’S PLANNED: » Approximately 2,500 housing units with 5,000 residents, including townhomes, midrise and highrise

» Approximately 200,000 sq. ft. of retail and office space » Approximately 1,000 jobs in construction and support services related to development, and an estimated 1,000 jobs postconstruction » Estimated $17 million realty taxes per year generated for City of Mississauga (2017 rates) » Community centre 30 YPNEXTHOME.CA

» Waterfront park with beach and ecological gardens

» Four green corridors linking the waterfront to Lakeshore Road

» Street system designed at an angle to harmoniously blend with patterns of the existing neighbourhoods to the west and the north, adding variety and offering open views to the waterfront

» Pedestrian walkways and bike routes

» The Village Square Central Street Promenade, featuring a series of street squares to draw the buzz of Lakeshore Road West down into the heart of the neighbourhood, and ultimately to the lake When: Site studies now underway with the goal of starting site work in fall 2017. Subject to approvals, phased construction anticipated to begin in 2019.

Have your say: Later this spring, WVP will hold the first of a series of public meetings to engage with the community in delivering this landmark development.

Trade traffic for trails.

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519.657.4333 RiverBendGolf.com MAY 27 - JUN 10, 2017 | NEW HOME GUIDE 31

Inspiration | DESIGN SECRETS

THE HOME OFFICE How to make it work for you

By Jane Lockhart

MY OFFICE IS WHEREVER I happen to

be, in the car, at home or the design office – basically, wherever my phone is. But it’s hard to ignore how many in the work force are following the shifting trend to work part time or full time from home. There are many factors that can help make your home office a productive and beautiful place to work.

Today’s wireless technology in the house allows you to work from almost any room, but pick one and make it yours. I always recommend a

home office be set up in a room with a door that closes and locks, rather than the dining room table or in an open concept loft or basement. For business calls and for concentration it’s best to have a door for privacy. If you need to share a space try to make it the guest room or a place that isn’t occupied during the day.

The size of the room isn’t as important as how functional it is.

Organization is key and the way to stay productive is with proper storage. Having the right place to

I always recommend a home office be set up in a room with a door that closes and locks, rather than the dining room table or in an open concept loft or basement.

32 YPNEXTHOME.CA

…continued on page XX

put everything can help contain clutter and keep your mind focused on what’s important. You’ll need organization systems for paper and cord/cable management to tame that tangle under your desk. Many office stores carry organizational solutions for computers and supporting tech, but custom built-in cabinetry is the way to go for storage. Every need can be addressed and interpreted into good-looking, yet practical storage. After all, if you’re going to spend eight hours in a space, why not make it functional and beautiful?

Your personal style can carry through from the rest of your home to your office or you can create a unique, personal space that makes you happy just to be in it.

Good lighting is one of the most important considerations. There’s no such thing as too much lighting, you can always turn something off.

If you can, invest in recessed ceiling lights for clear, ambient lighting and good desk lighting for task work. Hire a designer to put together a lighting plan for you if you’re not sure what you need. The second important factor to consider is your chair. Get the most supportive, comfortable seat in the house, because you will be in it a lot. That means no dining chairs!

An area carpet and drapery may seem like overkill in an office but both will help dampen sound. You’re still in a functioning household and sound travels both in and out of rooms, so remember fabric helps reduce the noise level.

If you’re bringing in an electrician to update your lighting, ask about having some of the room’s wall outlets raised to counter height so you don’t have to crawl under your desk to plug in your computer.

If you still work with a lot of paper (like me) you need space to spread stuff out. A computer is one thing

MORE INSPIRATION ONLINE ypnexthome.ca/news/inspiration

The second important factor to consider is your chair. Get the most supportive, comfortable seat in the house, because you will be in it a lot. That means no dining chairs!

– or maybe two things, you require for your job but a stretch of counter space can make life much easier.

Many home offices integrate counters with cabinetry to eliminate the standalone desk. Whatever works for you is the right solution. But my last piece of advice is the most important to remember. The best way to tame that paper pile is to tackle it and let it go, so get a high-quality paper shredder and don’t forget to use it!

Jane Lockhart is founder and principal designer of Jane Lockhart Interior Design. She was creative director and host of W Network’s top-ranked show, Colour Confidential, and has a Canadian-built furniture collection, Jane by Jane Lockhart, by Statum Designs. Visit online at janelockhart.com

MAY 27 - JUN 10, 2017 | NEW HOME GUIDE 33

Advice | LEGALLY SPEAKING

Deciphering legal language Deeds, transfers, mortgages, charges, discharges and undertakings

By Jayson Schwarz

MORE ADVICE ONLINE ypnexthome.ca/news/advice

FOR THE AVERAGE homebuyer,

there are some legal terms that require translation. The Government of Ontario keeps records of every piece of property in the province.

These records are called the “title documents.” The document on file that says who owns the property is called the “transfer,” or “deed.” All of these documents are filed with the government — a process that is called “registering” the document.

When a bank lends money and gets a record of this loan on title, the document is called the “mortgage” or the “charge.” When the charge is paid off, a new document is filed with the government office and it is called a “discharge.” If only part of the charge is paid off, a document called a “partial discharge” can be filed. There are many other documents, but these are a good starting point.

Usually when a developer/builder starts a new project, he/she will go to a bank or other financial institution and just like you, arrange for a mortgage or charge. The difference, however, is that this can be a huge charge. As an example, the builder/developer may have a $50- or $60-million “blanket” charge applied to enable him/her to create and build the project. The next thing that happens is that the house or condo is built and sold, and it is time for closing.

In the Agreement of Purchase and Sale will be a clause that will relate to the discharge of that part of the 34 YPNEXTHOME.CA

blanket charge which affects the property you are buying. The builders’ lawyers (the good ones, in any case) add the clause that the purchaser will accept the promise (undertaking) of the builder’s lawyer to register the partial discharge in a reasonable period of time, but will give on closing two important things: a) a letter (“discharge statement”) from the bank or other financial institution (“mortgagee” or “chargee”) setting out how much money has to be paid to the chargee to obtain the partial discharge; and b) a direction from the builder to the purchaser, telling the purchaser to pay the amount of money needed to obtain the partial discharge directly to the chargee.

The clauses I will not accept stop with the purchaser being forced to accept the builder’s or the builder’s lawyer’s undertaking to register a partial discharge, without the other information.

Now, I do not believe the builder or the builder’s lawyers who do not include this information would give the promise without meaning it, but what about things out of their control?

For example, if: » the builder goes bankrupt » the builder has a dispute with the bank » some other party seizes the money from the builder » the builder has an internal shareholders dispute and assets are frozen » the lawyer goes to Argentina with the money » the builder goes to Tahiti with the money If we had followed a) and b), none of that would matter. My complaint is that it does not cost the builder anything to give this peace of mind and security to the purchaser.

It is just usually the fault of a lawyer trying to prove how good he or she can be.

Watch for these tricky clauses and consult a lawyer, because only a lawyer can provide legal advice and care enough to catch these kinds of things.

Jayson Schwarz LL.M. is a Toronto real estate lawyer and partner in the law firm Schwarz Law LLP. Visit schwarzlaw.ca or email info@schwarzlaw.ca and give us your questions, concerns, critiques and quandaries.

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MAY 27 - JUN 10, 2017 | NEW HOME GUIDE 35

Trending

Heathwood H.O.M.E. Award a testament to customer service HEATHWOOD HOMES recently

received Best Customer Experience in Ontario at the 7th CustomerInsight Homeowner Mark of Excellence (H.O.M.E.) Awards. CustomerInsight is a Calgary-based customer experience research company. The Best Customer Experience Award is based on one-month and 13-month postpossession reviews by homeowners, which is a true testament to how the nominees treat their purchasers.

Heathwood Homes has long been one of the most respected builders in Ontario and has earned the public’s trust. The tagline Home at Last sums up the company’s customer servicedriven commitment.

Heathwood operates on the basis that service begins the moment potential purchasers enter the sales offices and continues to long after move-in. The website, homeatlast.com, is a comprehensive, easy-to-use resource for Heathwood

owners, with descriptions of the home-buying process every step of the way. Visitors to the website can find out about construction, a checklist and moving tips, maintenance, warranty information, emergency numbers, useful forms and even information on The Mikey

Heathwood Homes has been bringing communities to life for more than 40 years, and has earned a reputation as a builder with a difference Network, the charity Heathwood and The Heron Group founded in 2003 to place public-access defibrillators called Mikeys in at-risk public places.

The website also contains a section called Decor Store Experience – an example of how Heathwood goes to fulfill its service commitment.

In addition to providing a wealth of information online, Heathwood recently treated purchasers at Country Lane, the master-planned community in Whitby, to a special seminar to help them prepare for their colour-selection appointment.

Heathwood Homes has been bringing communities to life for more than 40 years, and has earned a reputation as a builder with a difference. More information on Heathwood’s communities can be found at heathwood.com

36 YPNEXTHOME.CA

HEA

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The Mikey Network is working to create awareness about heart healthy education and providing free tools to educate Canadians on how to perform CPR and operate a Mikey AED. Join TEAM MIKEY for a day full of fun activities – all dedicated to raising funds and awareness.

People of all ages and abilities are coming together in their choice of a 1K, 3K, or 5K Walk, 5K or 10K Run, chair exercises, and lots of fun Kids Activities.

Saturday, May 27, 2017

Ontario Science Centre and E.T. Seton Park

JOIN US AND RAISE MONEY FOR THE MIKEY NETWORK If you can’t join us for the Walk, then please consider making a donation!

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mikeynetwork.com MAY 27 - JUN 10, 2017 | NEW HOME GUIDE 37

HEAT-MIK-A-AD-WOL-NHC-APR18-1.indd 1

2017-04-18 1:54 PM

Inspiration

Party like a

PINEAPPLE

By Elisa Krovblit

Juicy, sweet and oh-so-bright yellow, as a friend recently said to me, “Who doesn’t love a pineapple?” Too true – we love that cute little fruit and will enjoy using it in our decor since, aside from the Piña Colada, it has made its whimsical way into this season’s hottest home accents – especially for entertaining.

allen + roth Green Earthenware Pineapple Tabletop Accent $20 lowes.ca

Party Like a Pineapple Outdoor Cushion $11.50 walmart.ca

Pineapple Swizzle Sticks $15/set of 4 crateandbarrel.ca

Large Pineapple Jar $45 indigo.ca

Pineapple Doormat $12 simons.ca Pineapple Lounge Chair $70 homesense.ca

38 YPNEXTHOME.CA

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MAY 27 - JUN 10, 2017 | NEW HOME GUIDE 39

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40 YPNEXTHOME.CA

Model Home Photo Compliments of Averton | www.averton.ca

Averton is actively creating modern, affordable luxury that pushes the boundaries of traditional home design. Every feature in an Averton home is designed with unparalleled craftsmanship and integrity to ensure it has a lasting connection to your lifestyle. At Averton – design is everything.

MAY 2017

Averton has been featured as “Model HOME Of The Month” as seen in the New Home Guide model home calendar

Hot Properties

Find your next home! This page features a few of the latest properties to keep your eye on in the Toronto area. Find more properties at ypnexthome.ca

LATEST LISTINGS

HILLSBOROUGH FRENCHMAN’S BAY

By: Andrin Homes City: Holland Landing Housing type: 38-, 40- and 45-ft. detached homes in a master-planned community andrinhomes.com

GLENWAY By: Andrin Homes & Lakview Homes City: Newmarket Housing type: Two- and three-storey townhomes and bungalow detached homes on 50- and 55-ft lots glenwayliving.com

JACKSON SQUARE By: Gold Park Homes City: Maple Housing type: Townhomes goldparkhomes.com

SUMMIT CITY CENTRE By: Summitview Homes City: Mississauga Housing type: Urban townhomes summitviewhomes.com

FRENCHMAN’S BAY

HILLSBOROUGH

preview registration

By: Madison Group City: Pickering Housing type: Townhomes and singles madisongroup.ca

By: Great Gulf City: Holland Landing Housing type: 36-, 40- and 45-ft. detached homes on Hwy. 7, north of Davis Drive greatgulf.com

ALLEGRO

THE VILLAGES OF KILLARNEY BEACH

GEORGIAN SANDS

By: Geranium Homes City: Aurora Housing type: 52- and 61-ft. cul-de-sac homes from more than $2 million allegroaurora.com

WHITE PINES OF BRACEBRIDGE By: Mattamy Homes City: Bracebridge Housing type: Bungalows and two-storey homes on 66-ft. lots mattamyhomes.com

HOMETOWN CREEMORE By: Alliance Homes City: Creemore Housing type: Bungalow and two-storey on 60- and 72-ft. lots from the mid $400’s hometowncreemore.ca

42 YPNEXTHOME.CA

By: Ballymore Homes City: Innisfil Housing type: New release of 40-, 50- and 60-ft. lots ballymorehomes.com

RADIANCE By: DIAM Developments City: Innisfil Housing type: Townhomes with up to five bedrooms from the upper $400’s radianceinnisfil.ca

CONDOMINIUMS OF CORNELL By: Mattamy Homes City: Markham Housing type: Condominium suites from 725 to 1,302 sq. ft. mattamyhomes.com

By: Elm developments City: Wasaga Beach Housing type: Towns and singles georgiansands.com

QUEEN’S COMMON By: Mattamy Homes City: Whitby Housing type: Detached and townhome designs mattamyhomes.com

VICTORY HEIGHTS By: Treasure Hill Homes City: Vaughan Housing type: 40- and 42-ft. luxury singles at Eagles Landing Road and Dufferin Street treasurehill.com

…continued on page 44

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MAY 27 - JUN 10, 2017 | NEW HOME GUIDE 43

LATEST LISTINGS

Find your next home! Find more properties at ypnexthome.ca

…continued from page 42

CITYLUX TOWNS

AFFINITY CONDOMINIUMS

By: Fieldgate Homes City: Thornhill Housing type: Register for a new release of urban townhomes in Thornhill Woods fieldgatehomes.com

BOXGROVE VILLAGE By: Arista Homes City: Markham Housing type: Family sized freehold townhomes and live/work towns boxgrovevillage.com

COBBLESTONES SOUTH By: Fieldgate Homes City: Brampton Housing type: 36-ft. singles up to 3,481 sq. ft. fieldgatehomes.com

SEATON TAUNTON By: Mattamy Homes City: Pickering Housing type: Affordable townhomes alongside greenspaces and other amenities mattamyhomes.com

City: Bowmanville Housing type: 40- and 45-ft. singles located at Middle Road and Concession Road 3 treasurehill.com

THE LOGGIAS IN RICHDALE

MADISON LANE

By: Senator Homes City: Richmond Hill Housing type: Luxurious 40-, 50- and 60-ft. detached homes on deep lots senatorhomes.com

By: Reid’s Heritage Homes City: Bowmanville Housing type: Urban luxury condos from 650 to 1,200 sq. ft. madisonlanecondos.com

DOWNSVIEW PARK

YOUNG’S COVE

By: Stafford Homes City: Toronto Housing type: Three- or four-storey townhomes staffordhomes.ca

By: Briarwood Homes City: Carrying Place Housing type: Bungalows and two-storey homes on 65- and 150-ft. lots youngscove.ca

TIFFANY HILL

AFFINITY CONDOMINIUMS

By: Rosehaven Homes City: Ancaster Housing type: Freehold towns, semis and detached homes tiffanyhill.ca

By: Rosehaven Homes City: Burlington Housing type: Contemporary midrise condos from the low $300’s rosehavenhomes.com

CHELSEA MAPLE STATION

new openings

By: Aspen Ridge Homes City: Vaughan Housing type: Stylish modern townhomes across from the Maple GO aspenridgehomes.com

TOWNS AT ROUGE VALLEY By: Tribute Communities City: Scarborough Housing type: Urban townhomes mytribute.ca

ORCHARD WEST By: Treasure Hill 44 YPNEXTHOME.CA

NEWTOWNS AT MOUNT PLEASANT By: Primont Homes City: Brampton Housing type: Final phase of masterplanned community of townhomes primonthomes.com

TIME By: Treasure Hill Homes City: Aurora Housing type: Urban towns up to 1,500 sq. ft. treasurehill.com

VISTA By: Geranium Homes City: Stouffville Housing type: Condominium one-storey flats and two-storey towns from the low $400’s vistaflatsandtowns.com

CORNELL ROUGE By: Madison Group and Forest Hill Homes City: Markham Housing type: Freehold towns and singlefamily homes cornellrouge.com

NEIGHBOURHOODS OF MOUNT PLEASANT By: Rosehaven Homes City: Brampton Housing type: New release of towns and singles lovemountpleasant.com

KLEINBURG SUMMIT By: Mattamy Homes City: Vaughan Housing type: New 60-ft. home designs plus townhomes and 30-, 40- and 50-ft. homes mattamyhomes.com

Builders If you would like to include your preview registration, new release or site opening in this feature, just email the details to wayne.karl@ypnexthome.ca

Homebuyers’ Help

Compare mortgage rates for your best deal CHARTERED BANKS

variable

ATB Financial

2.1

Alterna Bank

2.25

Bank of Montreal

2.6

Bank of Nova Scotia

2.9

CIBC

2.7

6 months

1 year

2 years

3 years

4 years

5 years

4.1 4.10op 4 6.30op

2.99 4.10op 2.79 6.30op 3.09 6.95op 3.29 6.50op 2.84 6.35op 3.14 3.14 6.35op 2.64 3 3.20op 3.14 6.70op

2.39 4.10op 2.74

2.36

2.57

2.69

2.64

2.55

2.6

3.19

2.54

4.09

2.59

3.09

3.39

3.89

4.64

2.79

2.54

4.09

4.79

3.04 2.29

3.65 3.39

4.39 4.09

4.64 2.39

2.64 2.94

2.64 2.84

3.19 2.89

3.29 2.89

3.04

3.39

2.64

2.69

2.79 2.34

3.34 2.54

3.99 2.64

4.44 2.69

2.84

2.36

2.57

4.64

3.24

3.49

3.69

2.69

6.95op 4.55 6.45op 6.95op

Equitable Bank HSBC Bank Canada

2.19

ICICI Bank Canada Manulife Bank

2.75 2.7

National Bank

n/a

President’s Choice Finan Royal Bank

2.7 2.7

4.45 6.20op 4.45 4.4 6.70op

7.00op TD Canada Trust Tangerine

2.34 2.3

2.99 7.00op 3.04 4.00op 3.19

TRUST COMPANIES Community Trust Effort Trust

n/a n/a

Home Trust Investors Group Trust

2.35 n/a

MTCC

2.9

6.5 4.5 6.30op 3.95 4.2 6.50op 4.55 6.45op

3.14 3.5 6.30op 2.69 3.14 6.30op 3.29 6.50op

3.25 3.6

3.95 3.8

4.39 4.5

4.64 4.6

2.14 3.09

2.59 3.39

2.74 3.89

2.84 2.54

3.09

3.39

3.89

4.64

4 6.30op 6.2 6.40op 3.1 4.25 6.50op

2.79 6.30op 2.84 6.30op 2.64 2.89 6.50op 3.25 6.25op 2.84 6.30op 3.14 2.8 2.95op 2.39

2.74

2.64

2.74

2.64

2.89

2.95

2.99

2.89

2.64 2.99

2.64 2.99

2.84 3.1

2.84 3.14

3.2

3.65

4

4.5

2.79

3.39

3.89

2.59

3.04 2.85

3.15 2.95

3.89 3.05

3.89 3.15

2.39

2.49

2.59

2.69

OTHER FINANCIAL INSTITUTIONS Alterna Savings

2.28

Comtech Fire C.U.

2.6

First National Fin. LP IC Savings

2.7

Luminus Financial

3.25

Meridian Credit Union

2.3

PACE Savings & C.U. Parama Credit Union

2.65

Steinbach Credit Union

2.25

5.05

ONLINE CALCULATOR ypnexthome.ca/mortgage-calculator Notes: **Interest rate charged subject to adjustment during term mortgage. Please consult institution for term of years available. All rates are prime rates and subject to change without notice.

R.O.R. RATES ON REQUEST op OPEN ----- NOT QUOTING N/A NOT AVAILABLE May 8, 2017. Prepared By Fiscal Agents Financial Information Services 905.844.7700

MAY 27 - JUN 10, 2017 | NEW HOME GUIDE 45

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projects & communities MAP LISTINGS IN THIS ISSUE PAGE BUILDER SITE

CONTACT INFO

continued from page 48 PROPERTY TYPE

PRICE RANGE

PIN

MAP FINDER

Mattamy Homes

Queen’s Common

mattamyhomes.com

D

T

91

27O

Mattamy Homes

Seaton Taunton

mattamyhomes.com

D

T

44

24N

29

Reid’s Heritage Homes

Madison Lane

madisonlanecondos.com

21

Treasure Hill Homes

Orchard West

treasurehill.com

T

Treasure Hill Homes

Shift

treasurehill.com

T

70

25N

Treasure Hill Homes

Urban Town Living

treasurehill.com

from $390,000

70

25N

Andrin Homes

Hillsborough Holland Landing

andrinhomes.com

from $820,000

51

18E

Briarwood Homes

Mill Street Village

millstreethomes.com

from $560,000

20

12E

Briarwood Homes

Pretty River Collingwood

1-888-257-1999

Great Gulf

Hillsborough Holland Landing

greatgulf.com/hillsborough

51

18E

Great Gulf

Sharon Village

905-478-7362

65

20E

Great Gulf

Summerlyn Village

905-775-3461

from $700,000

52

17D

Mattamy Homes

The Estates of King Township

mattamyhomes.com

74

16I

Mattamy Homes

White Pines

mattamyhomes.com

D

Rosehaven Homes

Anchorwoods Holland Landing

anchorwoods.ca

D

86

19E

Treasure Hill Homes

Acacia Estates

treasurehill.com

56

16J

Treasure Hill Homes

The Estates of King Township

treasurehill.com

87

16I

Great Gulf

Trafalgar Landing

905-844-1605

30

8V

Great Gulf

Westfield

905-866-6876

D

from $537,000

24

8P

Mattamy Homes

Hawthorne South Village

mattamyhomes.com

D

59

6S

Mattamy Homes

Mount Pleasant North

mattamyhomes.com

60

7O

Mattamy Homes

Mount Pleasant Village

mattamyhomes.com

93

8O

Mattamy Homes

River Mill

mattamyhomes.com

Mattamy Homes

The Preserve

mattamyhomes.com

29

7V

Mattamy Homes

Topper Woods

mattamyhomes.com

T

Mattamy Homes

Wildflowers

mattamyhomes.com

T

Sifton Properties Ltd.

Riverbend

519-657-4333

Treasure Hill Homes

Tiara Estate Collection

treasurehill.com

78

11L

C

from $285,000

from $700,000

North 15

D

S

T

D

T

D

T

S

T

from $2360,000

D

West

31

T

T

T

D

C

T

D

from $350,000

T

from $1000,000

Property Type D Detached S Semi-Detached T Townhome

projects & communities MAP LISTINGS IN THIS ISSUE PAGE BUILDER SITE

CONTACT INFO

PROPERTY TYPE

PRICE RANGE

PIN

MAP FINDER

Central Andrin Homes

Glenway in Newmarket

GlenwayLiving.com

D

from $700,000

68

18F

19

Forest Hill Homes

Bridle Path of Thornhill

foresthillhomes.ca

D

from $2900,000

50

16E

5/19

Forest Hill Homes

Cornell Rouge

905-472-9556

T

from $1000,000

16

23M

19

Forest Hill Homes

Jefferson Forest

foresthillhomes.ca

D

T

from $1200,000

10

18J

23

Geranium Homes

Allegro

allegroaurora.com

D

from $2000,000

101

18H

Geranium Homes

Corporate

geraniumhomes.com D

Geranium Homes

Twelve on the Ravine

12ontheravine.com

D

T

from $1700,000

89

22P

Geranium Homes

Vista at Cardinal Point

vistaflatsandtowns.com

D

T

from $420,000

12

22J

7

Great Gulf

Corporate

greatgulf.com

T

5

Madison Group

Cornell Rouge

905-472-9556

T

16

23M

Mattamy Homes

Alderidge

mattamyhomes.com D S

from $1230,000

82

13S

Mattamy Homes

Canopy at Downsview Park

mattamyhomes.com

37

15P

Mattamy Homes

Cornell

mattamyhomes.com D

from $2900,000

17

22M

BC

Mattamy Homes

Cornell

mattamyhomes.com

from $470,000

17

22M

IFC/1

Mattamy Homes

Corporate

mattamyhomes.com D

Mattamy Homes

Downsview Park

mattamyhomes.com

37

15P

Mattamy Homes

Kleinburg Summit

mattamyhomes.com

D

T

84

13K

Mattamy Homes

Richmond Green

mattamyhomes.com

D

T

41

18K

Mattamy Homes

Thomson Towns

mattamyhomes.com

T

95

20P

Mattamy Homes

Upper Summerside

mattamyhomes.com

T

42

19R

Mattamy Homes

Vita on the Lake

mattamyhomes.com

from $350,000

39

14S

Rosehaven Homes

Corporate

rosehavenhomes.com

T

Treasure Hill Homes

Aurora Views on Wellington

treasurehill.com

T

from $1460,000

57

19H

Treasure Hill Homes

Time

treasurehill.com

T

from $600,000

72

18H

Treasure Hill Homes

Victory Heights

treasurehill.com

T

6

18L

9

Andrin Homes

Corporate

andrinhomes.com

27

Briarwood Homes

Young’s Cove

youngscove.ca

12/13

Madison Group

Frenchman’s Bay

madisongroup.ca

98

24O

11

T

T

C

S

T

C

C

East

continues on page 47

D

T

S

T

T

C

from $470,000

Property Type D Detached S Semi-Detached T Townhome

Baxter

Line

Line

Line

Line

8th

10th

Ar t

es Disse i tte an In du St stri

Line

Line

Line

Line

5th

11th

SC a

d

Ave Ave

Jarvis St

Parliament St

University Ave

tC an al

35

Jones Ave Pape Ave

Bro adv iew

e

Bloor St W Harbord St Wellesley St College St Carlton St Gerrard St

Queen St W King St W Front St W

Eg

Moore Ave

Bayvi w

Ma St in

Rd

3rd

Scotch

Mo rn

Am eric an Dr

Clay

6th

W eston Rd

Conc

7th 6th

4th

7th

Conc

Rd

Conc

Line

Line

5th

Rd

Rd

EHS

EHS

EHS

Rd

EHS

Line

Line

3rd

Line

Centre

3rd

of

2nd

4th

WHS

Wales

Melanctho n - Mulmu r Townlin e

Line

Line

5th

4th

Prince

Mono C

27-28

24-25

Sideroad

Sideroad 27-28 Sideroad

Simco

Laird Dr

36

Mt Pleasant Rd

St Clair Ave W

Toronto Avenue Rd

Browns Line

le Brid

1

Christie St

r vic e Rd

Post R

Davenport Rd Dupont St

Lansdowne Ave

Se

York Mills Rd

Spadina Rd

d

Sheppa

Lawrence Ave W

Va ug ha nR d

Ossington Ave

e

Allen Rd OakwoodAve

Edgewood Rd

Willow

Glencairn Ave

Rogers Rd

Roncesvalles Ave Weston Rd Keele St Parkside Dr High Pk

Moffat Rd

Wilson Hts Blvd

Caledonia Rd

Carey St Rd

r

37

Cumm

Willowdale Ave

Senlac Rd

Dr

39

d nR sto We

Lake Shore Blvd W

Park Lawn Rd

Judson St

e rmer WindeAve

Prince Edward Dr Royal York

The Queensway

82

k Cr Dr Blac

ay sw

Norseman St

Runnymede Rd

ia Rd Caledon

Th Burnhamthorp eR d Bloor St W

Drewry Ave

Eastern Av

ione Commiss

Rd

Park

ore esh Lak

Rd

Rd

ld d

New W estmins ter Dr

Sen tinel

Oakdale Rdy

Downsview

Old

Thorn

North York

Grandra v i ne D

Tre the wey Dr

Centre St

71

Rd ian Lorne Ind

19

r Gr D ple Ma

e Lin

Lin

xley

Keele St

Jane St

Weston Rd

407

Maple Leaf Dr

eK ing

Carrville Rd

Summeridg e Dr

HWY

Norfinch Dr Dr

River

Langstaff Rd

Wilson Ave

Rathburn Rd

6

53

55

ar nm Fe

Islington Ave

400

Etobicoke

The East Mall

Meddaugh Rd

Peter Rupert Ave

Pine Valley Dr

Bass Pro Mills Dr

n ow thd Sou

Middletown Rd

Dufferin St

Richm

McNaughton Rd

Dr or ds Win yal Ro

Dr Ford

Middletown Rd

Weston Rd

Teston Rd

49

St rr Ke

Rd

Bathurst St

Mill Rd

1

Jefferson S

Gamble Rd

4th e Lin

Middletown

Bloomington Rd

King-Vaughan Rd

Kirby Rd

Langstaff Rd

Weston Downs

Finch Ave W

Kipling Ave

d Blv Haig

Rd

d Blv

Lennon Rd

Dufferin St

Jane St

74

Eastlake

d ell R rtw Cha

r

Rd

Fraser St

Jane St

Wanda St

Holancin Rd

Rd Wist Rd Davis

Hend

56King Rd

Rutherford Rd

73

Rexdale

Evans Ave Horner Ave

Barrie St

Sideroad 10

Coffey Rd

Rupke Rd

7th Concess ion

87

11

The Westway

The West Mall d lR Mil

ve rA ate Rd Atw re ho kes La

16th Sideroad

oss Dr Kingcr

Dixon Rd

Renforth Dr

Rd

53

Steeles Ave W Martin Grove Rd

Carlingview Dr

QEW

la eo Min

W

Snowball

55

56

409

427

py Ex er rdin Ga

20

McKinstry Rd

Sideroad 5

River Rd

Leonard Rd

8th Concess ion

Clarence St

72

Woodbridge

Blv d

Miller

6

Kipling Ave

McGillivray Rd

Hunting ton Rd

17

Rd thra Caw

kwy nP

rry nga Gle

Cooksville

r te D dga Fiel

e nf Co

wy l Pk tra Cen St rio nta Huro

dale Erin Rd Stn

Rd vis Ma

hill hurc nC sto Win

Rd ga sau sis y kw Mis ls P Mil Erin

e Lin 9th

e Lin 8th

Do

nte Bro

Westover

King St

Sdrd 20 St ian M

10th Concess ion

Cold Creek Rd

Rd

Rd iew ditv Cre

ay xW y Fo Terr

rat io

wy Pk

Strawberry La

17th Sideroad

King

Dr Gore

Rd ken Tom

n ghli Lau Mc

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11th Concess ion

Dr ay rkw Cla

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12th Concess ion

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Dr way Gore

Dr ort Airp

Rd lea ma Bra

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Rd iew ditv Cre

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Sideroad 18

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Rd ake rt L Hea

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10

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d nt R asa Ple unt Mo d eR Hop unt Mo

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St La ys Duff

Rd Gore d The ek R Cre ille trev Cen

Rd Hill

Rd ram Torb

oe esh Hors

rio nta Huro 38

Rd

Lorne Pk

403

N

Sideroad 15

Sideroad 10

Side road

Queen St

St La ys Duff

Dr ake is L Inn d wR invie unta Mo

o e N Lin 4th

St

Patterson St

Tottenham Rd

Adjala/Tecu mseth Tow n Line Concessio n Rd 8

Concessio n Rd 7

Conc Rd 6

Glen Rd y Haff

lvd aB yaga w Ne

Dr

St

29

ate stg Ea

Clarkson

Iroquois Ridge

Oakville

Bronte

M Rd ca iss bec St issa Re ga St

Rd

30

403

St as nd Du

rn

403

Erin Mills

Rd rpe tho am rnh Bu

Trafalgar

QEW

oak Burl

Rose

Concessio n Rd 8

Concessio n Rd 5

Concessio n Rd 4

Concessio n Rd 3

Concessio n Rd 2 Mono/Adjala Town Line

ay xW y Fo Terr

e Lin 4th

Cr 38 Rd

r ste rve Ha

e Lin 8th

e Lin 6th

inw Ma

Concessio n Rd 3

EHS

d ar R falg Tra

dle Mid

Tu ck Palmeray

r pe Up

Concessio n Rd 2

7th Line

EHS

d sy R cou gua Chin

e Lin 9th

5

Brant Hills

aga nd Tya Rd Pk

Rd dle Mid per Up

y leb App

w Bro Mtn

18

20

W ve nA linto Eg

27

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9th

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Allin Rd

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Gibbs Rd

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G Jewel Rd

Vickers Rd

Gamsby Rd

Lawrence Rd

Pollard Rd

35 115

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Arthur St

Golf Course Rd

Moffat Rd

Lockhart Rd

King St Stephenson Rd

Mill St

Riley Rd

V

Squair Rd

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Ochonski Rd

Bennett Rd

Waverly Rd

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42

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Providence Rd

Lambs Rd

Bowmanville P

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Central Region

Nixon Rd

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4

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N

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Baseline Rd

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F Hall Rd

Wilson Rd

Mahoods Rd

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Maple Grove

5

Concession Rd 8

Cedar Park Rd

Holt Rd

2

Hancock Rd

401

Rundle Rd

Trulls Rd

Courtice Rd

34 Bloor St

HWY

Concession 11 Concession 10

20

Concession Rd 4

Salem

H

Concession 4

Taunton Rd

Nash Rd

Concession 12

J

Hampton

Solina Rd

Washington Rd

e Murray Av

Vannest Rd

59

Concession Rd 6

Pebblestone Rd Tooley Rd

Townline Rd

Olive Ave

Solina

Mitchell’s Corners

G

Concession 3

Lettner Rd

Old Scugog Rd

Ormiston Rd Langmaid Rd

Grandview St N

P

East Ave Port Union Rd

ll i p

Union School Rd Wotten Rd

Enfield Rd

Grandview St N

Townline Rd

58 King St

Bond St Gibb St

55

62 hi

Hoyer Rd

Nestleton Rd

Cartwright West Quarter Line

Sandy Rd

Graham Rd Russell Rd

Wilson Rd

Ritson Rd

Harmony Rd

35

Adelaide Ave

22 rth St Went wo

60

Enniskillen 3

Sand Bar Rd

Ogemah Rd

Washburn Island Rd

Rd Conlin Rd

54

Concession Rd 10

Concession Rd 7

Park Rd

Stevenson Rd

Halls Rd

Pickering Beach Rd

Shoal Pt Rd

Westney Rd

Harwood Ave

Squire Beach Rd

Sandy Beach Rd

Henry St

Burns St

Valentia Rd

Eldon Rd

Beacroft Rd

Mississaugas Trail

He ad

Simcoe St 53

Barry Moore Rd

Bush Rd

White Rock Rd

Fingerboard Rd

Sim coe St Harmony Rd N

Ritson Rd

52

Dundas St

3rd Concession

Barry’s Rd

Station Rd

Old Simcoe Rd

Stevenson Rd N

36

4

Mountjoy Rd

57

Janetville

Fallis Rd

Cadmus

Devitts Rd 57

Byers Rd

3

34

Nestleton

McKee Rd

Concession Rd 9

33

Oshawa

28 Ma nn in g Rd

Hopkins St

Cochrane St

Brock St

Salem Rd

Victoria St

Garden St

3143

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Taylor’s Rd

Sideroad 18

Sideroad 18A

Thornton Rd

Columbus

Bradburn Rd

Burketon

Boundary Rd

Winchester Rd

2

Mariposa/Ops Bdry

Eldon Rd

Ridge Rd Stevenson Rd N Columbus Rd

16

Thickson Rd

Anderson St

12

Eden Rd

Sideroad 18A

Till Sdrd

Duffs Rd

Cochrane St

Cedarbrook Tr

McQuay Blvd

Halls Rd

Ravenscroft Rd

Riverside Dr

Church St

Brock Rd

Liverpool Rd

Dixie Rd

Valley Farm Rd

eE Av

44

Ashburn Rd

Salem Rd

Westney Rd

Country La

Coronation Rd

Halls Rd N

Lyndebrook Rd

91

41

24

Heron Rd

Country La

Kinsale Rd

Sideline 4

Greenwood Rd

Sideline 22

Sideline 22

2

Howden Rd

26

19

Raglan Rd

Raglan

7 12

3

Rossland Rd

Shirley Rd Coates Rd

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Brooklin

Taunton Rd

Ajax

Diamond Sideroad

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Sideline 2

Ashburn

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31

Scugog Line 3

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Malcolm Rd

Edgerton Rd

Church St

2

Scugog Line 2

Brawley Rd

Greenwood

HWY

Rd

Myrtle Rd

Scugog

Scugog Line 4

Chalk Lake Rd

Dagmar Rd

Balsam Rd

Paddock Rd

31

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Proutt Rd

Reach St

Grey Sideroad

High P

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70

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98

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Sideline 28

7

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Plug Hat Rd

Military

Morningside Ave

Dr

Bellamy Rd

Midland Ave

Daw es R d

Coxwell Ave

Woodbine Ave

Greenwood Ave Donlands Ave

Victoria Park Ave

Eglinton Ave E

Milner Ave

4th Conc Rd

89

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Brimley Rd

Pharmacy Ave

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95Ellesmere Rd

Sewells Rd

401

Don Vally Pkwy

Don Mills Rd

Neilso n R d

Nugget Ave

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Old Finch Ave Rd

Whitevale

Westney Rd

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Sideline 22

Sideline 24

Sideline 34

Box Grove Steeles Ave E

Sideline 14

Sideline 16

Sideline 20

Sideline 26

Sideline 32

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57

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5

Elgin Mills Rd

Pine Pt Rd

Ma Brown’s Rd

Beacock Rd

Pine Rd

Webb Rd

Altona

Dicksons Hill

48

D on

Warden Ave

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65 Kennedy Rd

Victoria Square

McCowan Rd

19th Ave

29

41 49

Stouffville 12

Main St

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Jefferson

Glasgow

Houston Rd

Allbright Rd

Lakeridge Rd

Stouffville Rd

14

Sideroad St

Markham Rd

10

Bethesda Rd

Bethesda

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Scugog Line 6

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Secord Rd

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Brock Rd

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40 34

Demara Rd

Whitfield Rd

Scugog Line 8

Ward Rd

21

47

Spadina Sdrd

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Goodwood Rd

HWY

Blackwater Rd

Uxbridge

Prouse Rd

Wetheral Sdrd

Brookdale Rd

Cottage Rd

Rainbow Ridge Rd

7

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Medd Rd

Wagg Rd

Hillsdale Dr

Marsh Hill Rd

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47

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Harper Rd

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Pogue Rd

Clements Rd

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Cricket Hollow Rd

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Ranch Rd

Seagrave Cookston Rd

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Long Rd

Little Britain Rd

Little Britain Rd

Zion Rd

Algonquin Rd

Scugog Line 12

Cragg Rd

8th Conc Rd

Vandorf Rd

Aurora

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7th Conc Rd

Aurora Rd Lak es

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6th Conc Rd

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Saintfield Blue Mountain Rd

Ball Rd

Roseville Siloam

St Johns Rd

Royal Oak Rd

Fenelon Bdry

Dewdrop Rd

Cresswell Rd

Salem Rd

Little Britain Rd

6

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Taylor Corners

Farmstead Rd

Kawartha Lakes

Brock-Scugog Townline Rd

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57

St John’s Rd

Farmstead Rd

Pinedale

Scugog Line 14

Uxbridge

3nd Concession Rd

72

14

7 7th Concession

6

Oakwood

7A

Cambray

GrahamRd

13

Victoria Corners Rd

A

18

Manilla

2nd Concession

Victoria Corners

9

Skyline Rd

9th Concession

6th Concession

Foster Dr

Feasby Rd

2nd Concession Rd

Bayview Ave

Wellington St

Woodbine Ave

26

Sideroad 17

Cherry St Faulkner Ave

Bogarttown

Sideroad 17A

1

St John’s Sideroad

Bow St

4th Concession

13

Davis Dr

Cedar Valley

Vivian Rd

74

13

Weirs Rd

11

Sunderland

Goos

Quaker Rd

5th Concession

Shier Rd

Mulock Dr

Vallentyne

Zephyr Rd

Leaskdale Rd

Sandford

Sandford Rd

King St

Peniel Rd

46

10th Concession

21

Cameron 9

Rd

33 The Glen Rd 34 Black School Rd

11th Concession

Islay

Rd

9

Valley

32 12

8th Concession

6

Grasshill

Woodville

Cannington

9th Concession

Vrommanton

23

Kennedy Rd

York-Durham Line

Newmarket

Brock Rd

Davis Dr

Udora

8th Conc Rd

68

Lake Ridge Rd

West Franklin

82

Linden

31

Derryville 12

St

King

2

Concession

30

Brock

Woodville

2

6th Concession Rd

19

Bales Dr

Weir’s Sideroad

Herald Rd

St

t

14th

29

Hartley

Lorneville

10

5th Concession Rd

ain M

Wilfrid

10th Concession

Fowlers Rd

5th Concession Rd

Green Lane

r’s Sideroad

39

Ashworth Rd

9th Concess ion

Rd Franklin

38

Ravenshoe Rd

4th Concession Rd

Mount Albert Rd

13

12

Cedarbrae

3rd Concession Rd

Rd

65

28 13th Concession

Rd

Q u a r ter

Lorneville

46

Brock-Thorah Townline East

Concession

21

Brewster Rd

Zephyr

Centre St

ng ndi La

Farr Ave

13

Cedarbrook Dr Rd

Old Shiloh Rd

39

Hollingers Rd

Doane Rd

Bridle Path

Smith Blvd

Meyers Rd

Orchard Ct

Sand Rd

77

Hornes Rd

East Gwillimbury

48

14th

27

Old Homestead Rd

Foot Dafoe St St

48

Queensville Sideroad

Queensville

Doane Rd

51

Cole Rd

Morning Glory Rd

Georgina

Leitch Rd

Boag Rd

Maple Hill

8

26

Dr

g Irvi n

81

Brown Hill

Holborn Rd

86

45

51

Ravenshoe

79

Frog St

3

2nd Concess ion

77

1 Ho m Sdrd lla nd

Boag Rd

Rd

18

Prout Rd

38

Holborn Rd

ing ter Ca

25

Audubon Way

2nd Concession Rd

Holland Marsh Leslie St

10th Line

32

24

Latimer Rd

Miles Rd Blake Ave

Ravenshoe Rd

Rd

Carley Rd

The Queen sway

West ury

st re nc ve Ra

Virginia

Park Rd

Pollock Rd

Glenwood Ave

Line 12

Cryderma n’s Rd

Morton Ave

COOK’S BAY

Line 13

Morning Sdrd

23

Thorah Beach Port

Point

Concession Rd 3 Thorah

Concession Rd 2 Thorah

Sideroad 17

Mile Lane nt ry Bethel Side Rd

Baldwin Rd

Fennell

Rd

Sutton

BrockThorah Twnl W

Lloyd Sdrd

22 Cou

Old Homestead Rd

River

Rd

Island View

Maple Beach

Duclos Point

P e ff e r l a w

21

Black Hi

Rd 9 ing

Lockie Sd Rd

Church St

Gilford Rd

Ho us eR d

Base Line Rd

8A

Briars 80 Pk

Stoney Batter Rd

20

Jacksons Point

3

Rd

e dge

Park Rd

3

Deer Park Rd

Boyers Sideroad

Rd

Lasher La Valley Vie w Dr

4

DeGrassi Point

19

20th Sideroad

18

Line

h ore

St gh

hill

The Que ensw ay

Harbour St Pine Ave

Killarney Beach Rd

Roches Point

Island Grove

Metro Rd

Willow Beach

Dalton Rd

t tS ar Ew

39

3rd

e Lak 78

H

Belle Aire Beach Rd

Lake

Dr

S

d eR

Mapl

nisfil

23

Nantyr Park

Civic Cen tre Rd

20th Side road

Line

Line

Virginia Blvd

7th

6th

Cate r

Nantyr

John’s Rd

Barclay

L ak

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Monday - Thursday 1 pm-7:30 pm; Friday 1 pm-5:30 pm; Saturday, Sunday and Holidays 11 am-5:30 pm

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