GTA New Home Guide - May 31, 2014

May 31 - Jun 14, 2014 Volume 22 Issue 11

You have never experienced anything like Platinum

Rosehaven’s Platinum Model Homes Open June 7, 2014 See pages 32-33 inside this issue

BUILDING NEW HOMES BETTER THAN EVER

PLANNING FOR A STRESS-FREE MOVE

HOME BUILDERS APPLAUD INFRASTRUCTURE INVESTMENT

ASPIRE TO A NEW ERA OF DESIGN IN NEWMARKET.

aspenridgehomes.com

Now oPEN 8 Communities and 9 models from 3 of Toronto’s leading interior designers.

BramPtoN Credit Manor Heights Presentation Centre & Model Home 905.216.5155

BramPtoN MAYFIELD VILLAGE Presentation Centre 905.230.2592

markham Upper Cornell Presentation Centre & Model Home 905.554.3446

richmoNd hill Kettle Lakes Club Presentation Centre & 2 Model Homes 289.234.1064

NEwmarkEt WOODLAND HILLS Presentation Centre 416.270.9484

NoBlEtoN King Country Estates Presentation Centre & 2 Model Homes 905.558.0255

klEiNBurg Kleinburg Hills Presentation Centre & 2 Model Homes 905.552.0678

kiNg city King Oaks Presentation Centre & Model Home 905.539.0181

morE iNFo at aspenridgehomes.com

comiNg SooN VaughaN UPPER WEST SIDE rEgiStEr Now at aspenridgehomes.com

contents

May 31 - June 14, 2014 || volume 22 issue 11

on the cover

p. 32 Rosehaven homes

You’ve never experienced anything like Platinum in Kleinburg May 31 - Jun 14, 2014 Volume 22 Issue 11

You have never experienced anything like Platinum

See pages 32-33 INSIDE THIS ISSUE

BUILDING NEW HOMES BETTER THAN EVER

PLANNING FOR A STRESS-FREE MOVE

HOME BUILDERS APPLAUD INFRASTRUCTURE INVESTMENT

community focus features 24 Brampton Fieldgate Homes

New release of 38- and 41-ft. singles and semis at Valleylands

40 Etobicoke

National Homes

You’re ready for the Townes of Richview

44 Thornhill

Madison Homes

Pack your bags and move into these model homes this summer

60 Aurora

Arista, Fieldgate, Opus, Paradise

Four leading builders set to open Aurora Trails this June

68 Scarborough

Insoho Developments

Introducing the Highland Creek Collection

94 Brampton

Mattamy Homes

Variety is the spice of life in Mount Pleasant North

74

60

regular and special features

64 Money Matters

Money mistakes couples make

in every issue

4 Editor’s Note 10 Contributors 56 Hot Dates 126 Ad Index

74

by Gail Vaz-Oxlade

Designer Advice Off the wall

by Yanic Simard

92

Make Your Move

Sort, organize and downsize now for a stress-free summer move

by Chuck Resnick

columnists

18 28 34 38 48

BILD

Report

New homes today are being built better than ever

by Bryan Tuckey

Fundamentally Speaking Buyers taking it on the chin with Development Charges

by Wayne Karl

Mortgage Finesse

Mortgage brokers may get you the best deal

by Calum Ross

Taxing Issues

Calculating capital gains tax

by Henry Choo Chong

How to avoid “What if” and “I wish I never have”

Industry Insider

Let’s get moving: Top fitness trends for 2014

by David Hirsh

54

58

Your First Home

70

Your First Home

Legally Speaking

The law of good faith – or lack thereof

by Jayson Schwarz

Saving tips for first-time homebuyers Demystifying the mortgage landscape for first-timers

by Wayne Karl

98

Your First Home

Buying your first home – it’s not just about location anymore

by Wayne Karl

119 Resource Section

Mortgage Calculator and Rate Table

123 GTA Hot Sheet

Two pages of new openings, new releases and preview registrations

Home Sweet Home

by Lydia McNutt

50

homebuyers’ help

in the news

46

BILD

52

OHBA

New home sales in the GTA continue to climb Home builders applaud infrastructure investment

//editor’s note

Research and due diligence Three simple steps to success

S

Susan Legge

Editor-in-chief Wall2Wall Media

hopping for a home online is a great way to narrow your search, but there’s nothing like visiting the sites, models and sales offices to get down to the nitty-gritty. Before you venture out, here are some pointers: First, be clear about what you want and expect in a new home and in your builder.

Remember, the range of prices in the new-home market generally reflects differences in location, features and home styles. There’s no magic involved.

If a builder’s pricing seems out of whack with others in the area, ask for an explanation. Higher prices could mean better quality materials, finishings, features and service. Make sure that

the price you are paying will deliver the quality you want.

Second, understand exactly what is included with the home you are buying and what is optional. Ask the sales representative to show you samples, and request a “spec” sheet that clearly lists what is included, as well as any upgrade options.

Third, evaluate any promises that have been made during your visit. Is the builder prepared to put them in writing? Hearsay comments should not be included as part of your evaluation process. Sit down with your sales representative, ask questions and discuss your Agreement of Purchase and Sale in detail – then take it to a lawyer before it’s finalized.

Susan.Legge@wall2wallmedia.com Follow me on Twitter at Twitter.com/SusanLegge Like us on Facebook. Search: New Home Guide

Why we should care about DCs Skyrocketing Development Charges may come with an ultimate price we can’t afford to pay

I

Wayne Karl

Editor Wall2Wall Media Wayne.Karl@wall2wallmedia.com Follow me on Twitter at Twitter.com/WayneKarl Like us on Facebook. Search: New Home Guide

4 New home guide GTA | may 31 - jun 14, 2014

f you’re currently in the market to buy a new home – and doing your due diligence and research – you’re likely hearing more and more about something called Development Charges.

DCs are the fees applied by various levels of government when homes are built, to pay for new roads, transit and other infrastructure.

Home building associations across the country have been speaking out – and lobbying the appropriate government bodies – on this increasingly challenging issue, since the charges in many cases are skyrocketing (see page 28). These costs are transferred right on to you, the newhome buyer – along with your associated mortgage interest.

No one will argue against the need for new infrastructure, but the industry

warns that affordability is increasingly at risk with such high-rising fees. If they are allowed to rise unchecked, what will that do for the future of homeownership?

And what will it do for a sector that is an important engine of economic growth?

Studies are already showing there is a growing disconnect between the ambitions of GenYers and Millennials – the homebuyers of the future – and their financial realities. And more and more sources – including the latest RBC Economics Research Housing Trends and Affordability Report – warn affordability is only going to get worse.

Add skyrocketing Development Charges to the equation, and – not next year but maybe in five or 10 years – we could be facing an ultimate price that none of us can afford to pay.

MAY 31 - JUN 14, 2014 | NEW HOME GUIDE GTA 5

Your Life Storey always comes first.

2013 Tarion Award of Excellence Finalist For the last sixty years, Menkes has been a central chapter in the Life Storeys of so many. Menkes has always focused on building homes in the city’s most desirable and accessible locations. Discover elegant family homes in communities across the Greater Toronto Area that exude this company’s trademark character, charm and lasting value. Come home to Menkes today, where your Life Storey always begins and ends with total customer satisfaction.

Facebook.com/MenkesLife 6

Prices and specifications are subject to change. E.&O.E. May 2014.

@MenkesLife

NOW OPEN

NOW OPEN

NEW RELEASE

Burnhamthorpe Rd. & West Mall Etobicoke Starting from the high $300’s 416.259.2525

Brown’s Line & Evans Ave. Etobicoke Starting from the $480’s 416.259.2525

Guelph St. & MacFarlane Dr. Georgetown Starting from the low $400’s 289.891.9103

UNDER CONSTRUCTION

90 DAY CLOSINGS

NEW RELEASE

Bathurst St. & Finch Ave. North York Starting from the low $300’s 416.730.1600

Salem Rd. North & Williamson Dr. East Ajax Starting from the low $500’s 905.428.0500

Dundas St. West & Bronte Rd. Oakville Starting from the low $400’s 905.825.3619

menkes.com menkes.com

7

A Mattamy Community Splash Park

There’s Never A Dull Moment In A Mattamy Community.

We’ve always felt that a neighbourhood should always have lots of things for families to do.

That’s why we have parks and playgrounds and walking/biking trails in the community.

So no matter what time of year, there is always a good time to be had right at home.

Every neighbourhood is a better place when neighbours can gather, enjoy each other’s company and become friends.

Come vist any one of our many Mattamy communities across southern Ontario and find out what great activities your family can enjoy right at home.

8

Presentation Centre Hours: Monday - Thursday 1pm-8pm; Friday 1pm-6pm; Saturday, Sunday and Holidays 11am-6pm Wildflowers & Preserve Model Home Hours: Monday - Thursday 1pm-7:30pm; Friday 1pm-5:30pm; Saturday, Sunday and Holidays 11am-5:30pm

mattamyhomes.com AURORA

St. John’s FORE ST AU RO R A

A Whole New Phase Of Prestigious Homes Is Now Open In St. John's Forest.

Townhomes From $357,990 ~ Detached Homes From $659,990 Sales Centre: 1280 St. John's Sideroad

36' Home, The Vanessa ‘G’, 2,448 Sq.Ft., $674,990

KITCHENER

Elev. ‘B’

4 Beautiful Detached Model Homes Open To Tour!

Townhomes From $251,990 ~ Detached Homes From $299,990 Sales Centre: 179 Seabrook Drive

Townhome, The Columbine ‘B’, 1,402 Sq.Ft., $271,990

MILTON

The Final Release Of 30' & 36' Detached Homes Around The Park Are Now Available!

Townhomes From $371,990 ~ Detached Homes From $465,990 Sales Centre: 10180 Derry Road

30' Home, The Elmvale ‘B’, 1,517 Sq.Ft., $465,990

Follow us: All illustrations are artist’s concept. All dimensions are approximate.

Prices, specifications, terms and conditions subject to change without notice. E.&O.E.

9

contributors New home guide

vice-president, WALL2WALL MEDIA

Jacqueline Hill

editor-in-chief / director of content

Susan Legge

director of sales, national

Josh Heppner

Sales Manager New Home guide GTA, new condo guide, home décor & renovations

Conni Robinson

associate publisher, NEW home & condo guide SWO, lifestyle communities

Susan Maxwell art director

Tammy Leung Editor

Wayne Karl contributing Editors

BILD Report

Bryan Tuckey

Bryan Tuckey is President and CEO of the Building Industry and Land Development Association (BILD) and can be found on Twitter (twitter.com/ bildgta), Facebook (facebook.com/ bildgta), Youtube (youtube.com/ bildgta) and BILD’s official online blog (bildblogs.ca)

Taxing Issues

Henry Choo Chong, CGA

Henry Choo Chong is a certified general accountant. Henry sits on many committees and provides accounting and tax advice to individuals and businesses in the GTA. Send your tax questions via email to Taxing Issues at: choochonghcga@ yahoo.ca

Legally Speaking

Jayson Schwarz

Schwarz Law Barristers and Solicitors

Jayson Schwarz LL.M. is a Toronto real estate lawyer and partner in the law firm Schwarz Law LLP. He can be reached by visiting schwarzlaw. ca or by email at info@schwarzlaw.ca or phone at 416.486.2040

mortgage finesse

Calum Ross

Calum Ross is senior vice-president and practicing mortgage agent with The Mortgage Centre.

He has appeared on Canada AM, Investment Television, BNN and Citytv. He holds an MBA in finance and is an Accredited Mortgage Professional.

He can be reached at 416.410.9905

Sara Duck, Elisa Krovblit Lydia McNutt senior account executive Nina Downs nina.downs@wall2wallmedia.com senior account executive

Dionne Fraser dionne.fraser@wall2wallmedia.com Sales & marketing co-ordinator

Terry Bassett

distribution & sales co-ordinator

Jennifer Bistron

administrative assistant

Antoinette Jackson production Manager

Bala Gnanapandithan production co-ordinator

Sandra Hanak-Vujnovic graphic designers

Mike Terentiev, Caroline Wassef, Hannah Yarkony

National Account Manager, Mediative

Paul Slizys

Published By

designer advice

Yanic Simard

Yanic is design editor of New Home Guide sister publication New Condo Guide and principal designer of Toronto Interior Design Group.

Yanic often applies his signature high/ low and old/new combination techniques in developing his unique designs. He has created designs for clients in Toronto, Montreal and Miami, and appears as a regular guest expert on Citytv’s CityLine.

Visit tidg.ca for more information.

money matters

Gail Vaz-Oxlade

Gail Vaz-Oxlade is the host of Til Debt Do Us Part, author of Debt Free Forever and blogs daily at gailvazoxlade.com.

Follow Gail on Twitter at twitter. com/GailVazOxlade

10 New home guide GTA | may 31 - jun 14, 2014

make your move

Chuck Resnick

is Vice-President of Marketing and Operations, Two Men and a Truck Canada. twomenandatruck.ca

#500-401 The West Mall Etobicoke, ON M9C 5J5 T 416.626.4200 F 416.784.5867

newhomeguide.ca Advertising Call

and information.

416.626.4200 for ­advertising rates

Circulation Free

distribution in select high-traffic street boxes, stores, banks, financial institutions and select condominium sales offices.

Copyright 2014 All rights reserved by New Home Guide, Toronto, Ontario, Canada. Reproduction in any form is prohibited. Contents of this publication are covered by Copyright and offenders will be prosecuted under the law. The views and data expressed by columnists do not necessarily represent those of the publication.Wall2Wall Media is a trademark of Yellow Pages Group Co. in Canada.

Terms Advertisers, Editorial

content are not responsible for typographical errors, mistakes or ­misprints. All prices are correct as of press time and are subject to change without notice. E. & O. E.

Editorial Submissions from interested parties will be considered. Please submit to the editor at Susan.Legge@wall2wallmedia.com.

Please recycle this magazine! Wall2Wall Media participates in the Partners in Growth Reforestation Program through St. Joseph Communications. To date, Partners in Growth has planted over 2.5 million trees in parks, recreation and conservation areas, and other public spaces across Canada.

Established in 1990, this program was started with Scouts Canada to help replenish the environment.

Markham

Library with Over & re nt Ce ity un mm Co ell rn Co Your Doorstep.

70,000 sq. ft. Now Open at

Release of New Home Designs! Visit us Today!

Tour our 8 professionally decorated models

Freehold Townhomes featuring 2 master bedrooms each with a Semi-Ensuite

500's

$

from the low

From 1,737 Sq.ft.

cornellrouge.com

MARKHAM

Singles on 30’, 36’ & 40’ lots

$600's

from the

From 2,057 Sq.ft.

Sales office located at the S/E corner of Cornell Centre Blvd. and 16th Ave. Open Monday to Thursday from 1 to 8 p.m.; Friday by appointment only; Weekends and Holidays from 11 a.m. to 6 p.m.

Renderings are artist’s concept.* Specifications are subject to change without notice. E. & O. E. See Sales Representative for details.

11

12 NEW HOME GUIDE GTA | MAY 31 - JUN 14, 2014

MAY 31 - JUN 14, 2014 | NEW HOME GUIDE GTA 13

DON’T MISS OUT!

OVER 80% SOLD!

Homes sold by appointment only.

Register at 416-746-1234 or visit www.newhomepriority.ca

All with double car garages set in an infill location at Baldwin north of Taunton.

Preview priced from the upper $400’s

Broker’s protected

10 SHELBURNE

ort Rd

ne r Hu

Sales Office Hours: Mon-Wed 1pm-7pm Weekends/Holidays 11am-6pm

rio

ta

on

9

St

Now Open!

d

R York Tay lo

SALES OFFICE

rR

d

nd

ale

Av e

N

QEW

Gle

38ft full depth singles in the heart of wine country in Niagara-on-the-lake from the $300’s

Airp

10

519-306-0665 551 Wainsborough Way, Shelburne ON (West side of HWY 124) approximately 1.5 km north HWY 89

89

ORANGEVILLE

90 day closings available 30 minutes north of Brampton

*Ask sales rep for details.

Prices correct at press time E&OE.

St

2nd Li

Main

N

Rd124

in a Master Planned Community from $279,990 up to $367,990 for 3240 sq.ft.

County

40’ Full Depth Singles

www.lakeviewhomesinc.com

905-688-3010 494 York Road, York Road and Glendale Niagara-on-the-Lake Sales Office Hours: Mon-Thurs 12pm-6pm Sat, Sun & Holidays- 11am-5pm Friday By Appointment Only

MAY 31 - JUN 14, 2014 | NEW HOME GUIDE GTA 15

16 NEW HOME GUIDE GTA | MAY 31 - JUN 14, 2014

//bild report

Forget nostalgia:

new homes built better than ever » by bryan tuckey

Bryan Tuckey

is President and CEO of the Building Industry and Land Development Association (BILD) and is a land-use planner who has worked for municipal, regional and provincial governments. He can be found on Twitter (twitter. com/bildgta), Facebook (facebook.com/bildgta) and BILD’s official online blog (bildblogs.ca).

They don’t build them like they used to – they build them better than ever.

Today’s builders, architects, renovators and other industry professionals have a greater understanding of how a lowrise house behaves as a complete system than those from past decades. They are using that knowledge to build homes that use energy more efficiently, are safer than ever and can save homeowners money on their annual bills.

With more than 100,000 people coming to the GTA every year, the question for GTA newcomers often turns to whether to buy a new or resale home. One of the arguments for buying new is the quality of new construction is constantly improving.

Innovative features and building practices that reduce energy consumption and environmental impact in today’s new homes include pre-fabricated and modular structural elements, insulated concrete forms and energy recovery systems that use waste energy to heat fresh air and hot water.

With all of these new improvements, what could possibly make people think that the homes built decades ago are better than today’s homes? Nostalgia, says building scientist Michael Lio of Lio & Associates.

“It’s true,” he adds. “We don’t build them they way we used to. We build them even better. There is a vast improvement in quality. You can’t use sloppy methods. It forces you to build better quality homes. We build the very best houses in the world right here in Ontario.”

Lio said that if anyone spends some time in a downtown Toronto home that hasn’t been renovated in years, there’s a good chance they’ll find mould growing because of thermal bridging, single-pane windows (not up to current code), inefficient furnaces and poor insulation levels.

“There is 75 per cent less energy used in a home built today than a house built in the ’60s,” Lio says.

Gord Cooke, another building scientist and president of Building Knowledge Canada, says needs and expectations of homeowners have changed with those improvements in quality.

“We used to wake up to cold rooms and floors in the morning and didn’t think much of it. Now people want to wake up warm and cosy with the same temperature throughout the house,” Cooke says.

The OBC is updated every five to six years with improvements made to fire safety, energy efficiency and durability.

18 New home guide GTA | may 31 - jun 14, 2014

And they can have it. There have been quantum leaps in the Ontario Building Code (OBC) since 2006 pushed by energy-efficiency programs such as Energy Star for New Homes and groups such as EnerQuality, which designs and implements green building programs.

The OBC is updated every five to six years with improvements made to fire safety, energy efficiency and durability.

Cooke says he compared the OBC from 1982 with the 2006 OBC. The newer version contained at least 30 per cent more references and requirements from a safety perspective, including carbon monoxide detectors, safety railings and staircases and windows as a method of escape during a fire.

With improvements that reduce heat loss through windows, doors, walls, attics and basements, plus better furnaces and air conditioning, savings are close behind.

For a two-storey, 2,200-sq.-ft. house built eight years ago, the most recent code change would present a $500 annual savings on energy use.

For the same size house built 40 years ago, it would be about $2,000.

Today’s top builders understand how houses work as a system. There’s no question that new homes top resale in energy efficiency.

BUILDING

A NEW LEVEL OF

SUCCESS WINNER OF THE 2014 BILD PROJECT OF THE YEAR URBAN TOWNS AT BAYVIEW

E S TAT E S I N G L E S

TOW N H O M E S

U R B A N TOW N S

ACCOLADES IN MARKHAM

B R A M P TO N

CO M I N G S O O N

MARKHAM

CO M I N G S O O N

urbantowns O N

OAKVILLE

CO M I N G S O O N

CO M I N G S O O N

URBAN LIVING

B AY V I E W

RICHMOND HILL

AURORA

WOODBRIDGE

CALEDON

F o r m o re i n f o r m a t i o n v i s i t t r e a s u r e h i l l . c o m MAY 31 - JUN 14, 2014 | NEW HOME GUIDE GTA 19

PREVIEW OPEN HOUSE SAT. JUNE 7 & SUN. JUNE 8 • 11 am - 5pm

Aurora is about to see a new master-planned community that will be not only the talk of the town but the entire GTA. A community where four fantastic builders offer an unprecedented selection of homes, all loaded with the finest luxury features and finishes. In a location that combines the best of town and country, with its own community park and access to nearby trails, and just minutes from Yonge Street and the 404.

20

AURORATRAILS.COM

LUXURIOUS SINGLES, SEMIS & TOWNS

FREEHOLD TOWNS Priced from the upper

32’ SINGLES Priced from the mid

400’s

$

600’s

$

SEMI-DETACHED Priced from the mid

38’ SINGLES Priced from the mid

500’s

$

700’s

$

AURORA

43’ SINGLES Priced from the mid

800’s

$

JOIN US FOR OUR OPEN HOUSE!

AURORATRAILS.COM

Prices and specifications are subject to change without notice. E. & O. E.

SALES OFFICE: 25 Mavrinac Blvd., Aurora, ON.

21

Imagine life in a Rosehaven Home where you will say…I am happy, I am comfortable, I am home!

Current Communities

CHIPPAWA/NIAGARA

THOROLD

STONEY CREEK

BRAMPTON

50’ Singles & Freehold 35’ WIDE Bungalow Loft Townes from the $320’s.

NEW RELEASE OF 50’ LOTS

45’, 36’ Singles, Semis & Towns from the $250’s.

Quick closings! Tour our 8 models.

ONLY A FEW REMAIN!

40’ & 35’ Singles from the mid $400’s.

Semis from the mid $300’s.

GRAND OPENING CONTINUES!

45’, 41’, 38’ & 30’ Singles from $514,990 25’ Attached Singles & 20’ Towns from $399,990.

NEW LOTS RELEASED!

For directions, hours and community information call our hotline (1-888/416) 410-0175 Prices and specifications correct at press time. Renderings are artist concept. E. & O.E. Prices quoted are in $ thousands except for Kleinburg & Randall pricing.

22 NEW HOME GUIDE GTA | MAY 31 - JUN 14, 2014

Redefining luxury, with details and finishes, sure to exceed your expectations. The only way to improve on the experience is to move in.

RosehavenPlatinum.com OAKVILLE

by Rosehaven Homes 36 Majestic Suites from 1,800 sq. ft. to over 3,000 sq. ft. Move in from $1.8 million

KLEINBURG

60’ to 70’ Estate Singles from 3,700 sq.ft. to over 5,600 sq. ft. Move in from $1.4 million Models Open June 7th

All photos are actual Rosehaven homes.

Coming Soon CALEDON Stunning 36’ Singles from the low $600’s.

Townhomes starting from the mid $400’s.

SUMMER 2014!

Register at MoveUpToCaledon.ca

BRADFORD MOUNT ALBERT Luxurious 50’ Single Detached Homes.

Bungalow & Two Storey designs up to 3,600 sq. ft. from the $580’s.

NOW OPEN!

or visit

FALL 2014!

Register at dreamfieldsbradford.com

WATERDOWN FALL 2014!

Register at waterdownmeadows.com

RosehavenHomes.com

MAY 31 - JUN 14, 2014 | NEW HOME GUIDE GTA 23

fieldgate homes | Valleylands

//community focus

New release of 38- and 41-ft. singles, and semis in south Brampton

Valleylands

The 45-ft. Dufferin’s breathtaking front Elevation A of brick detailing with large porch and great interior entertainment space contribute to the luxurious atmosphere of this exceptional family home, available from $690,990.

Location South Brampton Housing Type Semi-detached from $436,990, freehold townhomes from $426,990 and singles on 38-, 41-, 45-, 50- and 70-ft. lots from $556,990; bonus packages available for each housing type, 180-day closings available.

Contact 905.457.0445 fieldgatehomes.com

W

hen driving along Chinguacousy Road in southwest Brampton, one gets the feeling that they’re in the midst of a very special community. It’s a place where the valleys of the Credit River offer a breathtaking outdoor playground of lush green parkland. It is within this remarkable setting that esteemed builder Fieldgate Homes has announced an exciting Grand Opening for the new location of its popular family community, Valleylands on Chinguacousy.

The southwest corner of Queen St. West and Chinguacousy Rd. is the site for this latest release at Valleylands. This new release features new designs in semi-detached that range from 1,721 to 2,034 sq. ft., and 38-ft. singles that range from 2,010 to 2,662 sq. ft. These latest offerings are in addition to the exceptional collection of 41-, 45-, 50- and 70-ft. singles still available at the original Valleylands location nearby. The 45-ft. luxury singles range from 2,640 to 2,987 sq. ft. With towns starting from $426,990, semi-detached from $436,990 and singles starting from $556,990, and with 70-ft. designs up to 4,200 sq. ft., there’s a home for everyone at Valleylands.

One of the many popular designs currently available at Valleylands is the breathtaking 2,987-sq.-ft. Dufferin Elevation A. This classic-yet-contemporary two-storey, fourbedroom, 45-ft. detached home offers a spectacular front elevation of brick and stone that features a covered porch, double-car garage, large bright windows and charming dormers.

One enters the home to discover a spacious front foyer, followed immediately by a cosy ...continued on pg 26

24 New home guide GTA | may 31 - jun 14, 2014

MAY 31 - JUN 14, 2014 | NEW HOME GUIDE GTA 25

OWN IT Live in this fabulous boutique building at Bathurst & Niagara

NOW OPEN

PATIO

416 SQ

. FT.

90 Niagara offers the most innovative designs anywhere in downtown Toronto. Boutique condos and 2-storey lofts, with great interiors seguing into fantastic outdoor balconies and terraces. All in a modern and intimate 5-storey building inviting you to live where the city lives. Own it today!

SLIDIN

G DOOR

S SLIDIN

G DOOR

S

BEDRO

OM

9'7" x 9'3

"

LIVING

ROOM

10'3" x

CLOSET

9'2"

LINEN

BATH

KITCH DINING EN/ ROOM 10'0" x

45 boutique condos and 2-storey lofts

12'3"

DEN

9'4" x 7'2

"

FROM

HVAC CLOSET

$362,990

W/D

One b edroo m+D 416 sf en 67 . patio 9 sf. = 109 5 sf.

TOUR OUR FABULOUS FULLY FURNISHED MODEL SUITE TODAY BATHURST & NIAGARA

CHOOSE YOUR SUITE TODAY, VISIT

90NIAGARA.COM

416-981-0036

Presentation Centre: 90 Niagara Street Hours: Mon. - Thurs.: 12pm - 7pm Sat., Sun. & Hol.: 11am - 6pm. Fridays by appointment.

Prices and specifications are subject to change without notice.

E. & O. E. Rendering is artist’s concept only.

FIEL-90N-AD-GUIDELINES-APR10.indd 1

4/10/14 2:49 PM

//community focus...continued

fieldgate homes | Valleylands

For most families, school is a top priority, so it’s nice to know that Valleylands is ideally situated to take advantage of many of Brampton’s wonderful educational facilities. library. Further down the hall is the large open-concept living/ dining room with coffered ceiling. Across from the living/dining room, the home’s staircase offers easy access to a sunken main floor powder room and laundry room. Further down the main hallway, one enters into a sizable family room complete with a gas fireplace. Across from the family room, the kitchen and breakfast area offers a kitchen island and ample counter space, creating the perfect space for the family to gather for a home cooked meal.

Upstairs, the elegant master suite features two walk-in closets, tray ceilings, an intimate master retreat and a lavish ensuite complete with oval soaker tub, his and hers sinks and separate glass shower.

Bedroom two enjoys its own private ensuite and bedrooms three and four share a stylishly appointed ensuite. The Dufferin is priced from $690,990.

For most families, school is a top priority, so it’s nice to know that Valleylands is ideally situated to take advantage of many of Brampton’s wonderful educational facilities. A new elementary school is proposed for construction right in the Valleylands community, and Queen Street elementary school and Sir William Gage middle school are just a short walk north of the community. There are also a number of public and Catholic primary and secondary schools within a short distance.

And with post-secondary tuition costs on the rise, it’s nice to know that Valleylands is ideally situated to make the live-athome college lifestyle a breeze. Well-regarded institutions such as Sheridan College and Algoma University both have campuses that are just a short drive or bus ride away.

In addition to excellent proximity to schools, Valleylands is also in a great location to take advantage of a whole host of other lifestyle amenities. The Heartland Town Centre is only five minutes away, offering major retailers such as Best Buy, Home Depot and Costco. Nearby Erin Mills Town Centre, Trinity Common Mall and Bramalea City Centre also offer wonderful selections of shops and restaurants. For those in search of live entertainment, there’s the Rose Theatre, offering a year-round calendar of musical and theatrical performances. Golfing enthusiasts will be impressed with the great selection of golf courses within a short driving distance, and the commute to Toronto is a breeze with Hwys. 401 and 407 just minutes away.

With more than 55 years of experience, Fieldgate Homes is one of the GTA’s finest home builders, known for their exceptional floorplan designs.

For more information on Valleylands, please call 905.457.0445 or visit fieldgatehomes.com 26 New home guide GTA | may 31 - jun 14, 2014

LUXURY SINGLES ONLY

NEW LUXURY COMMUNITY FEATURING

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The Gore Rd.

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Countryside Dr.

*Limited quantities available in some price ranges to qualified purchasers. Prices & information correct at press time.

Maps not to scale. Rendering reflect artist’s concept. Some lots may have premiums. E. & O. E. Conditions may apply. **Approximate value based on comparison between homes with similar specifications and features located in Vaughan & Brampton.

TREASURE HILL SALES CENTRE

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HWY 7 GREENPARK & STARLANE SALES CENTRES

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val e s o f t h e h u m b e r.c o m

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//fundamentally speaking

buyers taking it on the chin with

Development Charges » by wayne karl

Wayne Karl

is an award-winning writer and editor with experience in real estate and business.

In Fundamentally Speaking, Wayne explores the basics – such as economic fundamentals – you need to examine when buying property.

He can be reached at

wayne.karl@wall2wallmedia.com

or follow him on Twitter at Twitter.com/WayneKarl

If you’re looking to buy a new home in Mississauga, you might want to hurry: prices there are about to take a bit of a jump, and you won’t get any more bang for your buck.

The City of Mississauga is proposing whopping increases to Development Charges – the fees applied by various levels of government when new homes are built, to pay for new infrastructure such as roads, transit and other necessities. Builders pay the charges, but typically pass on the cost to buyers.

What does that mean for you, as a prospective new-home buyer? If you’re planning to buy a new lowrise home in Mississauga, you’re looking at a 54-per-cent increase in Development Charges – to an average of about $26,000, up from $16,000. Thinking of buying a condo? You’ll be on the hook for more than $17,000, rather than $13,000.

The City is poised to vote on the proposal in June, and the new charges could be implemented as early as July, so the clock is ticking.

“Development Charges are a tax,” Bryan Tuckey, president of the Building Industry and Land Development Association (BILD) told New Home Guide. “The rates have increased exponentially, and it has shifted the burden of paying for critical infrastructure onto the newest residents and businesses moving into a neighbourhood. It is not fair that new homeowners in the GTA are the only ones paying for new and upgraded infrastructure when all residents – new and old – will be using it.”

BILD and other industry voices have long been speaking out against rising Development Charges, since it’s a contentious issue facing home builders – and therefore buyers – across the country.

Universal concern In Toronto, City Council late last year voted to increase Development Charges by 75 per cent, to almost $30,000 for a semi or single-detached home. These new fees began to be phased in on Feb. 1, 2014 and are to be fully implemented by Feb. 1, 2016.

Development Charges are even steeper further out in the GTA. According to a recent report from Altus Group, an economic consulting firm, municipal fees

28 New home guide GTA | may 31 - jun 14, 2014

and charges collected by Toronto, Markham, Oakville, Brampton, BradfordWest Gwillimbury and Ajax average out to about $116,200 on a new single-detached home, representing 22 per cent of the cost.

For a new highrise, the fees average $64,000 – or 20 per cent.

In Ottawa, Development Charges and other government-imposed fees today account for about 23 per cent of the cost of a new home – or about $100,000 of a single-family home. Twenty-five years ago, the costs accounted for just three per cent.

In Vancouver, the various government taxes, fees and levies range from 16 to 27 per cent of the cost of a new home, depending on the city and the type of housing.

Though the problem may differ slightly from one city and province to the next, with critics arguing the fee increases are largely arbitrary, the concern is universal: new-home buyers are picking up a disproportionate part of the tab for infrastructure development.

What now?

BILD and other home building associations continue to appeal to their provincial governments and other bodies involved in such disputes.

“As costs associated with building new communities increase, it is becoming increasingly difficult for buyers to find a new home they can afford to purchase,” says Tuckey. “While we understand that growth must pay for growth, the building industry has expressed the need for these fees to remain reasonable, fair and accountable to new-home purchasers across the GTA.” In the Mississauga example, at least, the pleas may have fallen on deaf ears, as Mayor Hazel McCallion essentially told the industry to “stop appealing” and “let’s get on with business.”

MAY 31 - JUN 14, 2014 | NEW HOME GUIDE GTA 29

THE CAREFREE CONDO LIFESTYLE

DESIGN AND STYLE E@D?G>5C 1D 3 1 B 4 9 > 1 < @ ? 9 > D

UPTOWNES CONSTRUCTION IS NOW UNDERWAY! Main floor Great Rooms showcase huge windows and soaring 10 foot ceilings. Ground level Flex Rooms offer in-floor heating and are the perfect family room, home office or den. And Rooftop Terraces with BBQ hook-ups become the ideal summer retreat.

Whatever your style — from cutting edge bold to laid back traditional — Uptownes at Cardinal Point offers interior design opportunities to suit every lifestyle and taste.

BILD 2012 HOME BUILDER OF THE YEAR CHBA 2011 GRAND SAM AWARD WINNER Prices are correct at press time and are subject to change without notice. Specic features are as per plan and series. Sq.ft. measurements are approximate. Map not to scale.

THAT IS UNIQUELY YOU! IN STOUFFVILLE’S PREMIER COMMUNITY! (DRO (D ROPPE ED D CE EILIN NG))

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//cover story

You have never experienced anything like

PLATINUM Location Kleinburg Housing Type Estate homes Sales centre: 10742 Hwy. 27, open Monday to Thursday 1 to 8 p.m., Saturday, Sunday and holidays 11 a.m. to 6 p.m., closed Fridays Contact 905.552.0672 1.888/416.410.0175 rosehavenplatinum.com

32 New home guide GTA | may 31 - jun 14, 2014

T

here is not a more idyllic setting for Rosehaven Platinumâ&#x20AC;&#x2122;s exclusive collection of just 44 estate homes than the prestigious Village of Kleinburg.

Here, old world charm melds with the architectural beauty to create an enclave of truly outstanding estate homes on grand 60- to 70-ft. lots. Now with two extraordinary model homes decorated and fully furnished by interior designer Kent Bunston, potential buyers can experience what true platinum luxury is all about.

The Platinum Divisionâ&#x20AC;&#x2122;s mandate is to create residences of rare stature that complement architectural beauty and elegance. At Kleinburg Heritage Estates, Rosehaven has provided potential buyers with homes that come move-in ready, where it will be clear to see that you have never experienced anything like platinum.

Step through the eight-ft.-tall oversized front entry door and feel the exquisite marble foyer beneath you as you enter The Brightland model. Here, Rosehaven has raised the bar in luxury as you enter the home with wide plank stained hardwood flooring throughout the home, including the bedrooms, with complementing stained

ROSEHAVEN HOMES | Kleinburg Heritage Estates

oak stairs, detailed with elegant wrought iron pickets. Make your way through the home and take in the soaring 10-ft. smooth main floor ceilings, with coffered ceilings in the living and dining rooms, along with a stunning tray ceiling in the den. Step into the kitchen and experience the smooth lines of the custom Downsview kitchen, complete with built in Wolf, Sub-Zero and Miele appliances, Kohler fixtures and faucets, your eyes will follow the granite countertop, complemented with full height, to the ceiling, upper cabinets. Continue the experience as you enter the master retreat where you will be surrounded by a luxurious ensuite, fully adorned with Kohler fixtures and faucets, along with a stunning frameless glass enclosed shower area. Youâ&#x20AC;&#x2122;ll notice the seven-in. baseboards throughout the home with colonial casing and complementing backbend, as you fully realize everything this home has to offer.

At slightly more than 4,500 sq. ft., The Brightland showcases all of the Platinum Signature features and finishes that come included with your purchase.

At Kleinburg Heritage Estates, one can experience unsurpassed elegance in The Valley model, where you will be immersed in total elegance. At more than 6,500 sq. ft., including 1,839 sq. ft. of finished lower level, this Platinum Plus model has all the features of The Brightland, but Rosehaven has taken the liberty of adding additional personalized decorator touches that you could incorporate into your home, to further enhance the luxury of living in Kleinburg. Complete with an added wine cellar and wine tasting room, home theatre, master ensuite that resembles the finest five-star hotels, it is Rosehavenâ&#x20AC;&#x2122;s Platinum Home Collection that can make your dreams of the perfect home come true.

Kleinburg Heritage Estates has been an extremely successful community.

Combining old world charm with architectural panache in the historic village of Kleinburg creating an enclave of truly outstanding estate homes, Kleinburg Heritage Estates offers discerning homeowners an address of esteem and convenience just a short walk to the Village of Kleinburg. Life here celebrates a lifestyle infused with beauty and classic elegance.

The presentation centre and model homes are located at 10742 Hwy. 27, Kleinburg and open Monday to Thursday from 1 to 8 p.m., Saturday, Sunday and holidays from 11 a.m. to 6 p.m., closed on Fridays.

For more information, call 905.552.0672 or 1.888/416.410.0175 or visit rosehavenplatinum.com may 31 - jun 14, 2014 | New home guide GTA 33

//mortgage finesse

Mortgage brokers & consultants

may get you the best deal » by calum ross

calum ross

is senior vice-president and practicing mortgage agent with The Mortgage Centre. He has appeared on Canada AM, Investment Television, BNN and Citytv. He holds an MBA in finance and is an Accredited Mortgage Professional. He can be reached at 416.410.9905.

In the last couple of years, there has been a lot of coverage in the financial press about m ­ ortgage brokers. Despite all of the positive exposure in business and news publications, there still seems to be a lot of confusion from consumers about how this service works.

Mortgage brokering or mortgage consulting is not a new industry, but is one that has been experiencing explosive growth over the last five to 10 years. As it stands currently, more than 21 per cent of all mortgage business in Canada is originated through mortgage brokers. While this figure, representing billions of dollars in mortgages, seems impressive, it is next to nothing when you consider that in the U.S., more than 65 per cent of ­mortgages are negotiated by mortgage brokers.

In the past, mortgage brokers were used by individuals who may not have been able to get credit through other channels. They would arrange hard-toqualify mortgages for a fee. Today this is not the case. The number of mortgage brokers who work on hard-to-place mortgages is now only a small portion of the market. In addition to searching out the lowest rate, mortgage brokers

One of the biggest differences between the person you may deal with at your financial institution versus a mortgage broker is the broker works for you, not one financial institution.

34 New home guide GTA | may 31 - jun 14, 2014

now focus on a consulting role, showing consumers how to become mortgage free quicker, how to decide between terms, conditions and how to crunch the numbers on the many mortgage gimmicks in the marketplace.

How did this come to be, you ask? This is not the mortgage market of 10 or even five years ago. What most people don’t know is there are more than 100 lenders in Canada that would all like to have your mortgage business.

Visiting the four banks in your neighbourhood is not going to cut it any more.

One of the biggest differences between the person you may deal with at your financial institution versus a mortgage broker is the broker works for you, not one financial institution. Henry Ford, founder of Ford Motor Company, famously proclaimed people could have any colour of Model T they liked – as long as it was black. This may be a good way to view a mortgage representative that works for one financial institution. The people who work for these institutions simply cannot offer the level of variety a ­consultant or broker can.

While the manager at a financial institution bases bonuses and salaries on the profitability of the products and services of the branch, mortgage brokers or consultants build their businesses on knowing where to get competitive rates and by providing value-added service. Some of the bigger mortgage consultants in Toronto single-handedly arrange more mortgages than many entire branches.

How do they get these rates? One of the advantages the mortgage broker has, is access to volume discounts the consumer typically doesn’t get. When a mortgage broker sends a significant amount of business to various lenders every month, those lenders are going to make sure they work to keep the relationship strong. The financial institutions do not have to gather the paperwork, pay a salaried employee, or maintain an expensive branch infrastructure. By using mortgage brokers to generate mortgage business, they have to pay only the individuals who are producing deals. Really, it is a win-win situation for all involved.

As the Canadian economy increasingly echoes the strengths of successful products and services from the U.S., I truly believe the growth in this industry is only just beginning. Still, I would like to bring up an important point – as with any ­industry, the cream rises to the top. Make sure you select the right financial professional to help you make your mortgage decisions.

Until next time – happy home and mortgage hunting.

RICHMOND HILL MODEL HOME GRAND OPENING TAKE THE TOUR THIS WEEKEND 7 SPECTACULAR MODELS Jefferson Forest continues to offer a wide selection of Freehold Townhomes all in an established community beside a 400+ acre nature preserve.

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SALES OFFICE: 8540 Mississauga Road, Brampton 905.866.6876

Prices and specifications subject to change without notice. E. & O.E. Illustrations are artist’s concept. All square footages are approximate. Actual usable space varies from stated floor area.

GTA and beyond!

MOUNT PLEASANT, BRAMPTON Bovaird and Creditview Walk To Mount Pleasant GO Station

SUMMERLYN VILLAGE, BRADFORD New Release!

• Lots up to 130 feet deep

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Sales office hours: Sat. & Sun. 11am - 6pm • Mon. - Thurs. 1 - 8pm • Closed Fri.

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//taxing issues

Calculating capital gains tax » by henry choo chong

Q

.I recently purchased a new home from a builder in north Toronto. Occupancy is in November and I expect to complete transaction in March of next year. My sale price was $40,000 more than the initial purchase price.

I have never lived in the property. Thus far, it has all been handled by my lawyer. Will I have to pay capital gains tax on this? How much and can I claim the lifetime exemption? Brian, Scarborough

Henry Choo Chong,

CGA, sits on many committees and provides accounting and tax services to individuals and businesses in the GTA. He can be reached at 416.485.5225. Questions to Taxing Issues can be emailed to choochonghcga@yahoo.ca

A

Capital gains tax is charged on the profit realized from the sale of non-inventory assets. Most common assets are stocks, bonds and real estate. Currently, the income inclusion rate is 50 per cent. The taxable inclusion rate has bounced from inception 50 to 75 per cent, to 66 per cent, to its current rate.

Therefore, an individual with capital gains must include in his/ her personal tax return, 50 per cent of the capital gain. Yes, this can add up to be a large chunk of change and reduces your actual after tax rate of return on your investment.

Where did this tax come from? You say, many countries do not have this! Canadians were first introduced to capital gain tax in 1972. The Canadian government claims this was necessary to finance our social security programs and create a more equitable taxation system. Almost 40 years since and it is still around.

Don’t you feel more secure about your social security and equality in our tax system? Some countries such as Belize, Barbados, Cayman Islands, Egypt, and Hong Kong have no capital gains tax. On the other hand, there are many countries with similar taxation to Canada’s such as Bulgaria, Denmark, France, Finland and Iceland.

Regardless, if you actually move in or not, you will be subject to capital gains tax on your sale in the year the transaction is completed. Individuals that purchase new or resale homes are treated no differently. Mr. Harper wants his share of the profit.

Regardless, if you actually move in or not, you will be subject to capital gains tax on your sale in the year the transaction is completed.

Individuals that purchase new or resale homes are treated no differently.

38 New home guide GTA | may 31 - jun 14, 2014

Using a marginal tax rate of 40 per cent in the example; ›› Capital gains $40,000 ›› Taxable capital gains (50%) $20,000 ›› Tax rate: 40% ›› Taxes payable: $20,000 x 40% = $8,000 Under certain circumstances the lifetime capital gains exemption can be claimed to reduce or eliminate capital gains. An individual that disposes of qualified farm or fishing property and small business corporation shares may claim an exemption up to $750,000. Your particular transaction does not qualify for this exemption.

Some other issues you should ponder and discuss with a lawyer and/or tax professional: ›› GST/HST – how will investment be treated on closing? ›› GST/HST – are rebates available? ›› Land Transfer tax – How will this be managed at closing? ›› Is builder okay with this assignment? ›› Any issues with occupancy?

Who takes? ›› Have you considered the cost of occupancy period?

//community focus

You’re ready for Richview!

T

Location Etobicoke Housing Type Freehold townhomes Contact nationalhomes.com

40 New home guide GTA | may 31 - jun 14, 2014

here are few neighbourhoods that conjure up the image of a safe, comfortable and amenity-rich family community such as Richview. This established community near the renowned St. George’s Golf and Country Club, beautiful James Gardens and the stately Kingsway neighbourhood, is now home to the Townes of Richview by National Homes. Here, National is building an exclusive collection of just 68 freehold residences.

Located in Richview Gardens nearby prestigious Princess Anne Manor in the highly coveted Kipling and Eglinton neighbourhood, National’s brownstoneinspired townhomes are the perfect choice for people who embrace all the city has to offer, but enjoy the peacefulness of a quiet neighbourhood. The Townes of Richview feature elegant stone, stucco and classic brick exteriors, large, tree-lined rear yards, sun-filled private terraces, two-car garages, nine-ft. ceilings, hardwood flooring and more. Designs offer up to 2,790 sq. ft. of graceful living space. Plus, these are true freehold towns – no monthly condo fees.

These home designs embrace a distinct elegance usually reserved for spacious manor homes. Floorplans maximize space and natural light; rooms flow sensibly, storage space has been optimized, kitchens are spectacular. Master suites pamper, with handsomely designed ensuite bathrooms that include such luxuries as deep soaker tubs and separate glass showers. Soaring windows overlook mature trees of this established neighbourhood and the gently rolling terrain of the neighbouring Mimico Creek and Humber River Valleys.

NATIONAL HOMES | Townes of Richview

The Townes of Richview are in the heart of Etobicoke, where everything you love is a short walk or a bike ride away, along the 7.7-km dedicated bike path that winds through a tree lined boulevard along Eglinton. Just around the corner, you’ll discover the convenient shops, cafes and services of Richview Square and Lloyd Manor Plaza. Also close by are the shops of Sherway Gardens Plaza, Bloor west village and even Yorkdale Mall is only 10 minutes away. Pamper yourself at the beautiful Old Mill Inn and Spa. Well-equipped parks, Richview Library, family-friendly community centres, pools, skating rinks and tennis courts are an important part of the quality of life residents will discover in this established neighbourhood.

One of the greatest features of The Townes of Richview is its proximity to James Gardens Park - an Etobicoke, and Toronto, landmark. Located on the west bank of the Humber River it contains numerous flower gardens and pathways, as well as a busy community centre overlooking the parklands. Fred T. James created the garden over a span of 40 years and lived on the property in the coach house, which still exists. The Tommy Thompson Trail runs through James Gardens and the park is also home to lawn bowling and cross-country skiing.

The Kingsway is another terrific perk for residents at The Townes of Richview.

Here, you can explore the best in boutique shopping and more than 30 different dining establishments. There are pubs, bars, coffee houses, a retro-cinema and an array of professional services to suit all of your needs. Pamper yourself in one of the city’s best hair salons. Have a massage, manicure or pedicure. Need your clothes cleaned, shoes shined... whatever you need... you’ll find it on the Kingsway!

Another highlight of this neighbourhood is prestigious St. George’s Golf Club.

Ranked the No. 1 Golf Course in Canada by Golf Digest Magazine, St. George’s has been a west end fixture since 1929. The Club is located at 1668 Islington Ave. – less than five minutes from The Townes of Richview.

Etobicoke boasts a number of prestigious schools, including Richview Collegiate, Princess Margaret Junior School, Martin Grove Collegiate. Catholic schools include, St. Marcelles, All Saints and Father Serra. Private schools include Olivet, MPS, Nil and Northstar Montessori.

When you live at Richview, an easy 10-minute bus ride will take you to the Islington or Kipling subway, where you’ll be whisked downtown in just 25 minutes, you can be on Hwys. 401, 400, 427 or the Gardiner Expressway within 15 minutes and at the Toronto International airport in 10 minutes.

The Townes of Richview are priced from the $570’s. Register now at nationalhomes.com to receive your invitation to the Insider’s Preview.

Designs offer up to 2,790 sq. ft. of graceful living space. Plus, these are true freehold towns – no monthly condo fees. may 31 - jun 14, 2014 | New home guide GTA 41

luxury homes and condos to life

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43

//community focus

Pack your bags and move in this summer!

Model homes for sale!

Location Thornhill Housing Type Thornhill Ravines, 4,075-sq.-ft.

Edenwood model home; Legacy, 3,611-sq.-ft. Picasso model home Sales centre Dufferin south of Major Mackenzie Dr., open Monday to Thursday 1 to 8 p.m., Friday by appointment only, weekends and holidays from 11 a.m. to 6 p.m.

Contact 905.417.1203 44 New home guide GTA | may 31 - jun 14, 2014

Thornhill Ravines - Thornhill Madisonâ&#x20AC;&#x2122;s Edenwood model home has just been released for sale. This 60-ft. lot backing onto ravine offers 4,075 sq. ft. of extraordinary living space. The stone and brick exterior coupled with a triple bay garage provides an elegant first impression to this regal home. Within the first steps into this home, you will notice a conveniently located library or home office with large transom windows and plank leather flooring. The gourmet kitchen features a wolf-gas cooktop and electric oven, Sub-Zero built-in fridge and wine cooler, anchored by a centre island and breakfast bar, with a panoramic view of the ravine.

This designer finished model home has maple hardwood flooring in the living room, dining room, family room and main hall with a maple staircase and potlights throughout. The magnificent master bedroom has his-and-her walk-in closets with custom built-in cabinetry, which includes drawers, shelves and hanging area.

MADISON HOMES | Multi-site

Don’t miss out on this chance to call this stunningly decorated model home your own, priced at $1.8 million.

Pictured: Legacy – Picasso

A lavish master ensuite with double vanities, make-up counter, bidet, soaker tub beneath a window and a glass shower, epitomize luxury. There are three additional bedrooms, two of which share a convenient Jack-and-Jill ensuite bathroom and the third bedroom has its own private ensuite.

Thornhill Ravines is ideally situated on the periphery of the McMillan nature preserve at the corner of Dufferin Street and Valley Vista Drive, just south of Major Mackenzie Drive in Vaughan. With forested lands naturally unfolding around you from every direction, you will truly feel as if you are being embraced by nature. No other centrally located community combines such a once in a lifetime treed setting with timeless, traditional and rich architecture amidst every modern comfort and convenience.

Don’t miss out on this chance to call this stunningly decorated model home your own, priced at $1.8 million.

Legacy – Thornhill Madison Homes is currently offering its last designer decorated model for sale at Legacy in Thornhill. This “one of a kind” model is located at Bathurst and Lebovic Campus Drive, just north of Rutherford Road on Gesher Crescent, steps from the Jewish Community Centre that offers a 95,000-sq.-ft. sports and recreational facility that includes an aquatic centre, with an indoor and outdoor pool.

The Picasso, a 3,611 sq. ft., three-storey home has a walk-out finished lower level that features a bedroom, great for an in-law or nanny suite and a recreation room. This stunning stone and brick exterior with an abundance of large windows creates an inviting street appeal. Once inside, you will be captivated by the fully decorated and furnished model home that features a large contemporary maple kitchen, bamboo flooring and stone fireplace on the second floor. In the master bedroom, you will find a walk-in closet with custom cabinetry built-ins, and a master ensuite that has a double vanity, free standing soaker tub and glass shower. The Picasso also boasts an abundance of well-appointed finishes that you just cannot find without a designers touch such as built-in display cabinets in the dining room, built-in desk in the home office, built-in media wall in the family room and pot-lights throughout. This spectacular model home is priced at $1.1 million.

Model homes presentation centre, located at Dufferin just south of Major Mackenzie Dr., is open Monday to Thursday from 1 to 8 p.m.; Friday by appointment only; weekends and holidays from 11 a.m. to 6 p.m. Call 905.417.1203. may 31 - jun 14, 2014 | New home guide GTA 45

//In the news

New home sales continue to climb Total year-to-date sales increased 46 per cent from 2013.

Sales of detached, semis and townhomes were up 83 per cent and sit just below the 10-year average. Highrise sales were down 19 per cent from 2013, due largely in part to limited new project launches in April.

“Our industry continues to build quality, complete communities that people can afford to purchase,” says BILD President and CEO Bryan Tuckey. “Year-to-date sales are well above the 10-year average, which means GTA residents continue to view the high-rise market as an affordable path to homeownership.”

According to the RealNet New Home Price Index, the average price of a low-rise home increased six per cent to $667,667 while the average price of a high-rise home grew one per cent to $437,366.

New-home sales in the GTA remain strong, as April figures show continuous improvement over 2013, according to the Building Industry and Land Development Association (BILD).

According to RealNet Canada Inc., BILD’s official source for new-home market intelligence, the GTA saw 3,243 new-home and condominium transactions in April – a 17-per-cent increase over April 2013.

Year-to-date sales are well above the 10-year average, which means GTA residents continue to view the highrise market as an affordable path to homeownership.

April ‘14

Lowrise

Highrise

Total

Region

2012

2013

2014

2012

2013

2014

2012

2013

2014

Durham

271

166

274

7

3

12

278

169

286

Halton

170

76

242

148

215

67

318

291

309

Peel

713

391

485

328

139

44

1,041

530

529

Toronto

62

62

126

2,245

1,253

1,189

2,307

1,315

1,315

York

606

293

678

210

170

126

816

463

804

GTA

1,822

988

1,805

2,938

1,780

1,438

4,760

2,768

3,243

Jan-April

6,382

3,620

5,767

6,730

4,725

6,411

13,112

8,345

12,178

Source: RealNet Canada Inc.

46 New home guide GTA | may 31 - jun 14, 2014

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WWW.ARISTAHOMES.COM • 416-630-5039 *Prices and specifications are subject to change without notice. Bonus, finishes and decor dollar amounts may vary per model type. See sales representative for details. Renderings are artist’s concept. Veneer risers and stringers. E. & O.E.

Presentation Centre Hours:

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Sat., Sun. & Hol. 11am - 6pm 47

//home sweet home

Buyer’s remorse:

How to avoid “What if” and “I wish I never” » by lydia mcnutt There are many questions that will run through your head in the weeks leading up to closing on your new home. Did I choose the right location?

Did I pay too much? Should I have waited out this hot market?

Lydia McNutt

is an award-winning writer and editor of New Condo Guide. Lydia’s love of architecture, interior design and the written word have landed her happily at home at Wall2Wall Media, where real estate rules. Email Lydia.McNutt@ wall2wallmedia.com, and follow her on Twitter @LydiasTweets

We’ve all heard of buyer’s remorse.

Maybe it’s that canary yellow convertible that caught your eye at the dealership when you were there only to get an oil change. Maybe it’s that Florida timeshare that tempted you in the dead of winter. Maybe it’s, dare I say it, the home you just purchased.

When it comes to buying a home, feeling a little anxious and questioning whether you’ve made the right decision is normal.

Having just bought a new house – our second – my husband and I have been swept up in a whirlwind of excitement, anxiety and stress bordering on distress. First of all, our new home is more expensive. Second, it’s further away. Third, it’s a new community.

(Well, not new new, but new to us.)

While we were well aware of these factors when we bought the house –

and we still consider it worth the trade-off – we can’t help but feel pangs of fear as we prepare for the big move.

My husband is the worrier between the two of us, but admittedly, I am very reactive. When the world around me panics, I’m not far behind. So, I too have suffered some sleepless nights.

How can you curb those “I wish I never...” and “What if...” thoughts? Here are three ways to stop buyer’s remorse dead in its tracks: Stop looking You’ve had your eyes glued to the real estate listings for months. Now that you’ve purchased a home, it’s tough to go cold turkey. Trust me – if you keep looking, you’ll find something in a more convenient location, or at a cheaper price, or better in some way. Why are you torturing yourself? If you were happy with your decision to buy when you made it, then stop shopping for the bigger, better deal.

Stop listening You’ve made your buying decision

based on your needs and wants. You were confident with your purchase... until Uncle Joe tsk-tsked and dug up that newspaper article he’s been saving for you about a drop in house prices in the coming months. But does anyone really know for certain what will happen in the future? By sitting on the fence and waiting for “perfect market conditions,” you could miss out on some really great opportunities. Don’t be overcome by analysis paralysis. If the timing is right for you, go for it.

Stop worrying You’ve done your homework, haven’t you?

You’ve scoped out a variety of locations with a close look at the amenities, home types and their prices. You’ve set a budget.

You’ve been pre-approved at a great mortgage interest rate and terms. You’ve saved a down payment and closing costs are covered. You’ve got your team of professionals: realtor, home inspector, lawyer. What more could you have done? Buying a new home – especially for the first time – is certainly stressful, but ask yourself if your fears are founded on facts, or just a common case of cold feet? If you’ve done your research, then it’s most likely the latter and you’ll get over it.

Nothing will ruin your homebuying happiness like having it engulfed in a wave of irrational fear. In your home purchase, as in life, regret nothing and enjoy every moment.

48 New home guide GTA | may 31 - jun 14, 2014

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REGISTER NOW: Heathwood.com Prices and specifications are subject to change without notice. E. & O. E. Renderings is artist’s concept. *Available to qualified buyers only - See sales representative for details. Subject to change without notice.

49

//industry insider

LET’S GET MOVING

Top fitness trends for 2014 » by david hirsh

David Hirsh

is President and CEO of Brandy Lane Corporation.

Hirsh prides himself on his creative hands-on approach to all stages of the development and building process. He believes that everyone is his client.

The company’s newest communities are: highly successful Wyldewood Cove in Collingwood, and coming soon – The Davies, at Avenue Road and Cottingham. Visit brandylanehomes.com

With the Victoria Day long weekend now behind us and the promise of better weather ahead, you might be encouraged to get more active. I know I am, and this is certainly the time to get moving! When you are considering your future house or condo, you’ll want to make note of local and on-site indoor fitness facilities, as well as what outdoor active pursuits are close to home.

There’s no doubt that day-to-day life can be hectic, and squeezing in a workout is sometimes the last thing on your mind. Or you might be getting bored with a repetitive routine that no longer challenges you. This is exactly why circuit training has become as popular as it has recently. This type of workout allows for an effective and quick way to get your heart pumping while having fun by switching up your regular routine.

If you’re looking for a new condo, you’ll likely have a fully-equipped fitness centre right in the building, with everything from elliptical trainers for the perfect cardio workout, to weights that will sculpt those abs and arms, and often a yoga/ Pilates studio – talk about the ultimate in circuit training!

Depending upon where you’re looking to live and the lifestyle

50 New home guide GTA | may 31 - jun 14, 2014

you want, other amenities that may be important to you include party rooms – where you can host larger gatherings and where you and your friends can stay fit by dancing up a storm. In some cases, you might even have a pool located conveniently in your building. Take into consideration which fitness amenities you are most likely to use when determining the best place for you.

In terms of location, maybe your new home search is centred on a specific locale because you’re an avid golfer and you want the club or range you play at to be close by. You might want to consider your proximity to trails or paths where you can hike, walk, run or bike during the warmer months. Perhaps you already have a gym membership, or made a pact with yourself to take regular brisk walks around your neighbourhood or the local park. Either way, consider how easy it is to get involved in the activities you enjoy the most – the easier working out is for you, the more likely you are to stick to it. w and access to active areas are also a great way to create a like-minded community and introduce some balance and much-needed stress relief to your life.

For instance, you could meet in your condo gym and challenge each other to surpass your current physical limits. On the other hand, you could create a neighbourhood run club that meets regularly to get out and keep active. If you know that others are counting on you to join them, that sense of responsibility can also work as a great motivator on those days when you might skip your workout.

Bearing in mind how you want to stay active during your new home search will help set you up for success!

COUNTRYWIDEHOMES.CA | 905.907.1500 Sales Office Hours: Monday-Thursday 1-8pm | Friday By Appointment Only | Saturday-Sunday & Holidays 11am-6pm Prices & specifications subject to change without notice. Š 2014 CountryWide Homes. All rights reserved.

MAY 31 - JUN 14, 2014 | NEW HOME GUIDE GTA 51

//IN THE NEWS

Home builders applaud

infrastructure investment Ontario Home Builders’ Association (OHBA) President Eric DenOuden applauds the significant transit and transportation infrastructure investments recently announced in the provincial budget.

“The cost of the infrastructure investments outlined in the budget is being equitably allocated from the general tax base and through a targeted repurposing of the existing gas tax as was recommended by the Ontario Home Builders’ Association,” says DenOuden. “I’m pleased the province recognized that all Ontarians benefit from a functional transportation system, rather than unfairly targeting new neighbours and new employers to disproportionately carry the cost burden through new taxes, fees and charges.”

OHBA was opposed to the proposed Metrolinx Investment Strategy, which would have made transit-oriented communities less affordable by adding an additional one per cent to the HST, adding parking taxes on new businesses and increasing development charges by 15 per cent.

“New-home buyers and new businesses are already doing their fair share,” says OHBA CEO Joe Vaccaro.

“The province has reported that new-home buyers and new businesses paid more than $1.8 billion in development

The province has reported that new-home buyers and new businesses paid more than $1.8 billion in development charges to municipalities in 2013 alone for the construction of growth-related infrastructure.

52 New home guide GTA | may 31 - jun 14, 2014

charges to municipalities in 2013 alone for the construction of growthrelated infrastructure.”

It is essential that the provincial government support job creation through improvements to the business environment in Ontario, and OHBA supports efforts to streamline regulatory and approvals processes while eliminating red tape where it is redundant or unnecessary.

Vaccaro adds, “OHBA looks forward to working with the provincial government to improve housing affordability and support job creation.

We continue to work on ensuring the effective implementation of the growth plan, improving the apprenticeship system, and tackling the underground economy by supporting the government’s commitment to combat illegal building. The provincial government needs to create a more business-friendly environment to support economic growth.”

The Ontario Home Builders’ Association is the voice of the residential construction industry in Ontario representing 4,000 member companies organized into 31 local associations across the province. The industry contributes more than $43 billion to Ontario’s economy, employing over 325,000 people across the province.

//legally speaking

The law of good faith (or the lack thereof) Âť by jayson schwarz

The Supreme Court of Canada has said that good faith is not a requirement by either side in the negotiation of a contract.

They went on to say that once the contract is signed there is an obligation to perform in good faith. What does this mean to you, the homebuyer?

Jayson Schwarz

LL.M. is a Toronto real estate lawyer and senior partner in the law firm Schwarz Law LLP. If you have a topic in mind, mail, deliver or fax letters to the magazine or to the firm, email (info@schwarzlaw.ca) and give us your questions, concerns, critiques and quandaries.

01 The most important thing to remember is that if it is not in writing, in the Agreement of Purchase and Sale, it is not binding on either side.

02 It does not matter what the agent says or promises (see 1 above).

03 It does not matter what is written in the brochure or advertised at the sales office (see 1 above).

04 Every Agreement should be reviewed by a lawyer who knows real estate before it is binding.

05 Only your lawyer has a legal, moral and ethical requirement to protect and put you first.

06 Every Agreement should be conditional on the lawyerâ&#x20AC;&#x2122;s review and the condition must be in writing, and keep it that simple. Some Agreements have condition clauses that are all mumbojumbo and do not let you really change anything. Also, make sure some time for review is allotted and sufficient.

Okay, the Agreement is signed, reviewed, amended and ready. Now what? The parties must thereafter act in good faith to complete the contract in accordance with the terms of the Agreement.

Remember, most builders and their sales people are honest, caring individuals who want to deliver a quality product. Just be careful not to bite into the bad apple in he bunch.

Happy home hunting!

The most important thing to remember is that if it is not in writing, in the Agreement of Purchase and Sale, it is not binding on either side.

54 New home guide GTA | may 31 - jun 14, 2014

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//hot dates

may 31 - June 1

may 31 - June 1

Toronto Festival of Clowns

Sing! Toronto Vocal Arts Festival

The Toronto Festival of Clowns showcases the best in Toronto’s clowns as they perform in various productions in the city. The festival aims to bring together clowns and physical theatre artists of all disciplines and to provide a common space to perform. The festival explores and encourages the clown art form through hosting new and established work. torontofestivalofclowns.com

It’s the return of Toronto’s first a cappella music festival, Sing! Toronto Vocal Arts Festival, a four-day celebration of the art of singing. This year’s festival comes to The Distillery Historic District, inviting some of the best national and international vocal acts, regardless of genre, language and background, to share their art. torontovocalartsfestival.com

may 31 - June 1

Various locations in Toronto

Various locations in Toronto

May 31 to June 7 Calendar of events beginning from May 31 to June 7, 2014

56 New home guide GTA | may 31 - jun 14, 2014

Burger Week

Various locations in Toronto During this third annual Toronto Burger Week, up to 70 restaurants across Toronto will feature a special $5 burger available only during Burger Week. Burger favourites such as Holy Chuck, Big Smoke and The Works are among this year’s participants. burgerweek.ca

The distillery historic district

june 6-15

Luminato

Luminato includes art, theatre, film, dance, music and literary events from local, regional and international artists, playwrights and filmmakers. They’ll be showcasing their talents to the city throughout the 10 day event. David Pecaut Square (at the corner of King St. W. and John St.) continues to be the Luminato Festival Hub for the full 10 days with nightly free concerts and events. luminatofestival.com

May 31 - June 14, 2014

Showcasing new homes in the GTAâ&#x20AC;&#x2122;s central and north regions

IN THIS SECTION

>> Maps and listings for new-home communities in the central and north region >> Builder news and the latest in new homes in the central and north region

//your first home

Saving tips for

first-time homebuyers

Homeownership is a big dream for many young Canadians, and is likely the single biggest investment most of us will make in our lives. While saving for a down payment can be challenging, Farhaneh Haque, director of mortgage advice at TD Canada Trust, says that young Canadians can save for a down payment a little quicker by following a few simple rules.

“First, examine your budget and set a savings goal,” says Haque. “Take advantage of online budgeting tools to gain insights into where you spend your money. Also remember that in addition to your down payment you will need to save for the additional costs involved with a home purchase, which include moving costs and legal fees.”

Next, curb your spending and increase your savings. “Even a small adjustment in your spending habits can go a long way toward helping you save a bigger down payment,” says Haque.

“For example, consider using transit to get to work instead of driving and paying for parking – it can really add up over time.”

One of the most effective – yet overlooked – strategies is to put money aside before you can spend it. Haque suggests setting up a regular, preauthorized transfer service that moves a specific amount from each pay cheque into a high-interest savings account.

Making savings automatic is a simple and effective way to stay disciplined while saving for a down payment.

Finally, Haque reminds first-time homebuyers that they may be able to take advantage of the federal government’s Home Buyers’ Plan.

“Those who have been actively saving for their retirement can access up to $25,000 from their RSPs to bump up their down payment when they purchase their first home. The RSP funds must be paid back within 15 years, so it is important to factor this repayment into your monthly budget.”

For more advice on saving for a down payment, visit tdcanadatrust.com/ homeownership. NC

Even a small adjustment in your spending habits can go a long way toward helping you save a bigger down payment 58 New home guide GTA | may 31 - jun 14, 2014

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MAY 31 - JUN 14, 2014 | NEW HOME GUIDE GTA 59

//community focus

AURORA TRAILS opening this June!

Four leading builders collaborate on a new community that is as full-featured as its homes Location Aurora Housing Type Master-planned community of singles, semis and townhome designs Contact auroratrails.com

60 New home guide GTA | may 31 - jun 14, 2014

T

here’s much more to building a true community than just laying out a few streets and lining them with new homes. Buyers will soon discover that for themselves when Aurora Trails makes its much-anticipated debut in June.

Four of the GTA’s most experienced and respected builders have joined forces to create this exceptional new master-planned community, in a prime location on the southwest corner of Leslie Street and St. John’s Sideroad in the Town of Aurora.

With each builder offering an array of their own distinctively designed residences, Arista Homes, Fieldgate Homes, Opus Homes and Paradise Homes will be providing buyers with a huge selection of singles, semis and townhome designs. Each home is being designed and crafted with today’s discerning homebuyer in mind, showcasing an extensive selection of features, finishes and colours from which to choose.

ARISTA HOMES, FIELDGATE HOMES, OPUS HOMES, PARADISE HOMES | Aurora Trails

Each home is being designed and crafted with today’s discerning homebuyer in mind, showcasing an extensive selection of features, finishes and colours from which to choose.

Yet Aurora Trails will also offer many of its own distinctly attractive community features as well, for the year-round enjoyment of the more than 550 families that will eventually call it home.

The single biggest attraction is that more than 40 per cent of the community will be set aside for “natural heritage areas” which include public parkland, woodlands and environmental protection areas, creeks, storm water management ponds and linked greenspaces.

Of special appeal is the extensive trail system, which winds its way throughout Aurora Trails and inspired the community’s name – with 15.8 km of trails for hikers, joggers, cyclists and cross-country skiers to explore and enjoy.

A major community park is also being planned – a two-hectare expanse of green with proposed family-oriented amenities including open fields, play courts, playgrounds, a splash pad, gazebo and more.

For families, Aurora has a number of excellent schools which already exist nearby the community, both elementary and high schools, with several future schools planned for just south of Aurora Trails The streets of Aurora Trails are all cyclist-friendly with special bike routes marked along the community’s primary roads to encourage this environmentally friendly transportation alternative while enhancing everyone’s safety.

All four builders at Aurora Trails are also fully committed to incorporating a variety of Green design features and building technologies into their homes.

In the end, Aurora Trails will bring it all together in a community where you can happily put down roots, watching your children grow up and establishing new family traditions.

The Aurora Trails Presentation Centre will be opening soon, and those who are interested in previewing the project are encouraged to register online at auroratrails.com may 31 - jun 14, 2014 | New home guide GTA 61

62 NEW HOME GUIDE GTA | MAY 31 - JUN 14, 2014

MAY 31 - JUN 14, 2014 | NEW HOME GUIDE GTA 63

//money matters

Money mistakes couples make » by Gail vaz-oxlade Sometimes a poor way of relating can really muck up the money. Whether you’re planning a walk down the aisle or you’ve already been hitched for eons, there are some common mistakes couples make that can throw a wrench into their moneyworks.

Gail Vaz-Oxlade

is the host of Til Debt Do Us Part, author of Debt Free Forever and blogs daily at gailvazoxlade.com.

Follow Gail on Twitter at twitter.com/GailVazOxlade

1 Keeping secrets I’m truly amazed at the number of people who hide stuff from their partners. They go shopping, bring home a bag of stuff, and rip off the tags – because, of course, their partners are morons and won’t recognize a new outfit when they see it. One woman shoved her new purchases in the laundry hamper first thing. Another kept her new purchases in the trunk of her car until she could slide ‘em into the house. Many people lie about what they’ve paid for an item because if it’s a good enough deal they can slip it past their buddy. And then there are all the folks who hook up only to find their partner is a financial disaster.

If you can’t be open about what you’re buying, that should tell you something. If you think your partner is going to object to your spending, hey, listen up! And if you’re planning to mate and you haven’t sat down to talk about your money, you’re a fool, plain and simple.

While no one likes to think about bad things happening, the fact is that bad things do happen to good people.

2 Not having a budget It isn’t going to come as a surprise to you that I think every couple should have a budget.

Whenever you combine two lives, two ways of looking at things, two spending profiles into one, you need to have a plan to ensure both bodies are on the same page about where the money should be going.

Having come up with a budget you both agree to, it’s easy to decide what to buy and when. You simply ask each other, “Where does this fit in the budget?” If it doesn’t then you work together to make room, cutting a little of her golfing and his beer with the boys to come up with the cash to make the purchase. Working together – with a plan – beats the bejezus out of flying solo blind and bumping into each other.

A budget can be a relationship-saver when one of you is a spender and the other is a saver, since by having a plan you can address both your needs. It’s particularly important when you are both spenders heading to the brink of bankruptcy. Knowing where you stand financially means you can make informed decision about your spending without a huge debt hangover.

3 Putting One Guy in Charge It’s not unusual for one person to assume the nitty-gritty of daily finances. It often falls to one partner to pay the bills, check the insurance coverage, decide on how to invest the retirement savings, figure out how much to put away for education savings, negotiate with lenders, pay the taxes… the list is virtually endless. Often it’s because one partner is more inclined toward these tasks. The problem is that when one person is excluded, or totally abdicates responsibility, it means the other can mess things up with no monitoring or grow resentful at always having to do the detail. It’s important for each partner to not only to feel involved in the big financial decisions but also understand the day-to-day details.

Taking turns managing the chequebook, and having regular conversations so that both of you are clear about what’s going on, means you’re both in the know and working to the same ends. It also means that one person doesn’t have to deal with all the pressure, while the other merrily laughs off the stress and frustration with, “You’re managing the money, so this is your problem to deal with.” ...continued on pg 66

64 New home guide GTA | may 31 - jun 14, 2014

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//money matters...continued

4 Denying the Debt Regardless of who has the debt, the impact on the family unit will be significant. If you can’t be debt-free when you get hooked up, the very least you should have is a plan for how you’ll get that debt paid off.

Never sign for each other’s debt. When you do, you assume responsibilities that may choke you to death. If your buddy needs help paying off the debt, you can do that without putting your name on the paperwork.

“But he won’t be able to get a car if I don’t help him,” I’ve heard. Then he shouldn’t have a car. “But she’ll pay an outrageous amount of interest.” Then she shouldn’t take the loan. “We’re partners in everything.” Maybe that’s how you feel now, but how will you feel when (s)he doesn’t pull her/his weight on the debt repayment, and you’re on the hook for his or her past self-indulgence?

As for blowing your brains out on a big wedding when you’re walking around with a ton of debt, give your heads a shake! Wedding mania and exotic honeymoons are wonderful, providing you have the money to pay for it.

5 Sweating the small stuff If you’re going to spend your relationship getting your britches in a knot over every little thing, you’re going to be miserable. You have to figure out which battles are worth fighting, and when negotiation makes more sense.

If the small stuff adds up to big problems it’s usually because you don’t have a budget and aren’t on the same page when it comes to your priorities. It’s not unusual for couples to spend $30 a month here, $25 a month there, $60 on this, $97 a month on that, and when it’s all added up, it’s a whopping amount of money. If you’re tracking your expenses, it’s easy to decide what has to go and when to stop shopping.

66 New home guide GTA | may 31 - jun 14, 2014

One of the ways some couples deal with the Money Of My Own issue is to allot each partner a weekly or monthly “allowance” that can be used for any that body desires. Since the allowance is part of the budget, the plan stays in place while the individuals have some personal freedom when it comes to how they’ll spend their personal money.

Once you have a slush fund you can each spend as you wish without questions or recriminations, you can then agree that on purchases above a certain amount you’ll consult with each other before buying.

6 Failing to plan for emergencies While no one likes to think about bad things happening, the fact is that bad things do happen to good people. If you don’t have a stash of cash at the ready to deal with whatever life throws your way, you won’t have the means to cope. One of the big upsides of joining up is that you’re able to act as a safety net for each other through life’s storms. But that doesn’t happen magically. And often one overestimates their partner’s ability to take over the entire financial burden should one partner lose a job, someone become ill, or suffer some other disaster. It takes a plan.

And part of that plan includes creating a pretty hefty emergency fund. Another part includes reducing your risks in whatever ways possible. Every couple should have enough money available to cover six months’ worth of living expenses. And each partner should make it a priority to get adequate insurance coverage.

Communication and negotiation are the keys to dealing with money issues. Of course you also need some practical money-management skills to actually pull the whole thing off.

67

//community focus

Introducing the Highland Creek Collection The life you’ve been waiting for is here — register now!

Location Scarborough

Housing Type Detached homes from 2,223 to 2,594 sq. ft. on 36-, 40and 45-ft. wide lots from the low $600’s Contact ownhighlandcreek.com

Top The Wildflower model, 2,391 sq. ft. plus 662 sq. ft. optional finished lower level, is a 2.5-storey, three-bedroom home with highlights such as a 13-ft. ceiling in the living room, kitchen with granite-topped island, Great Room with fireplace and master retreat with his and her closets, glass-framed shower and soaker tub.

68 New home guide GTA | may 31 - jun 14, 2014

I

magine living in the city only a few streets away from the country. Nothing in Toronto quite compares with this community’s location only a few streets from magnificent Highland Creek. Walk or cycle the trail alongside the ancient glacial creek that winds through forest and wetlands. Travel south to the Waterfront Trail where you can walk, bike or jog with a stroller. Further east, you’ll find the giant urban wilderness of Rouge Park, where you can pitch a tent in the city’s only campground or take a guided nature hike. Just minutes in the opposite direction, visit the Bluffs where you can walk trails and relax on the sandy beach or at the marina.

As well as nature, this quiet residential neighbourhood is close to everything you could want. Schools, golf courses, shopping, access to GO and TTC, it’s all here. Life is good. Stroll to the local wine bar for dinner by the acclaimed chef-owner. University of Toronto Scarborough and Centennial College are just minutes away. GO is nearby, taking you downtown in 30 minutes. TTC is at your door. Choosing one of the stately homes of the Highland Creek Collection gives you so very much.

Each of the 23 homes of the Highland Creek Collection reflects a passion for design and architectural excellence that creator Insoho Developments brings to every one of its new home communities. From the brick and stone exterior elevations, articulated roofs and multi-paned casement windows to the classical porticos and walk-out balconies, these are homes that enchant.

INSOHO DEVELOPMENTS | Highland Creek Collection Top right The Highland Creek Collection is close to the trails of Highland Creek and the waterfront park and trails at Port Union.

Bottom The Woodlands, at 2,454 sq. ft. plus 774 sq. ft. optional finished lower level, is a two-storey, four-bedroom home with highlights such as a kitchen with granite-topped island, pantry and servery, Great Room with fireplace and master retreat with his and her closets, glassframed shower and freestanding oval tub.

Two- and 2.5-storey, three- and four-bedroom designs offer exciting interior highlights. Spacious kitchens feature granite-topped grand islands with pendant lighting overhead, as well as light-filled breakfast areas. Generous pantries offer ample storage for food items. Great Rooms have been designed with fireplaces to create ideal places for relaxing with friends and family. Dining rooms are perfect for intimate dinner parties. Living room highlights include dramatic 13-ft. ceilings in 2.5-storey models.

Particular attention has been paid to master retreats. Design highlights include a favorite luxury â&#x20AC;&#x201C; his and her walk-in closets. Master en suites offer his and her vanity sinks and are graced by glass-framed showers. Some designs feature charming free-standing oval tubs.

Spacious lower levels with optional separate entries are ideal for future nanny or in-law suites.

Homes range in size from 2,223 to 2,594 sq. ft. on 36-, 40- and 45-ft. wide lots priced from the low $600â&#x20AC;&#x2122;s.

Insoho Developments draws on a rich 40-year legacy of creating communities that thrive in the context of their neighbourhoods.

One of the premier builders in Scarborough over the past 15 years, Insoho has built many award-winning communities.

For more details and to register for the upcoming exclusive preview opening of this exceptional new community, visit ownhighlandcreek.com

may 31 - jun 14, 2014 | New home guide GTA 69

//your first home

Your first mortgage From regulations to rates, we demystify what can be confusing and intimidating for first-time buyers » by wayne karl Fixed versus variable rate, short or long term, open or closed… these are just some of the important – and complex – questions you’re likely pondering as you prepare to take out your first mortgage.

To help demystify this often intimidating subject, New Home Guide enlisted the help of three experts:

Alyssa Richard,

CEO of RateHub.ca

Peter Kinch,

award-winning mortgage broker and best-selling author of The Canadian Real Estate Action Plan

Calum Ross,

senior vicepresident and mortgage agent at The Mortgage Centre

NHG For those who have never bought a home before, the topic of mortgages can be intimidating and confusing.

How do you suggest first-time buyers begin to prepare?

Richard Get educated. You can talk to an expert (mortgage broker or a bank), educate yourself online or do a combination of the two. There are so many resources online to choose from. Don’t be scared to talk to family and friends who have purchased homes before; they probably had all the same questions.

Kinch The first thing you should look at is your budget.

It’s one thing to find out how much of a mortgage you can qualify for, but it’s another to look at how this new home is going to impact your budget. Analyze your current monthly housing expenses and determine the maximum amount you can afford. Research what monthly costs you should incorporate into your budget as a homeowner beyond the monthly mortgage payment – including property taxes, condo fees, insurance, utilities and maintenance. Working within a budget will not only prevent you from getting into a home you can’t afford, it will give you peace of mind. Once you have your budget in place, work with a broker to get a pre-approval and secure an interest rate for at least 120 days, so that you don’t have to worry about rising rates while taking your time to find the right property.

Ross The most important thing a first-time buyer can do is prepare a household budget. Once you have a really good indication of what your total household income is, after tax, then you can determine your ability to save for a down payment and an affordable monthly mortgage payment.

One of the best resources available for first-time buyers is still the Canada Mortgage and Housing Corp. (CMHC) website. The tools and data are very useful and since they are not trying to sell you anything, it is unbiased. Visit cmhc-schl.gc.ca. ...continued on pg 72

70 New home guide GTA | may 31 - jun 14, 2014

U r b a n To w n s

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Here, in the well-established and prestigious community of Woodbridge, youâ&#x20AC;&#x2122;ll find great shopping, exceptional dining, schools, conservation areas and golf courses, all awaiting your arrival.

Best of all, with the subway extension now underway, you be just 35 minutes from Toronto.

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Prices and specifications are subject to change without notice. E.&O.E.

//your first home...continued

NHG Short, long, fixed, variable – what type of mortgage might better suit first-time buyers, and why?

Richard If you’d prefer to pay the same amount each month, go fixed. If you’re comfortable with some level of risk and want to minimize costs, variable rates are proven to be cheaper in the long run. As for your mortgage term, it’s important for first-time buyers to think about a five-year time line. Studies show that 70 per cent of homeowners break a five-year term at the 3.5-year mark, which if you went fixed could result in a big prepayment penalty. If there’s any chance you’d move in five years, go variable (penalty is only three months’ interest) or get a shorter term.

Kinch The truth is, everyone has a unique set of circumstances. If you can get a five-year rate around three per cent, go with a long-term rate. Otherwise, take the variable. A fixed-rate mortgage guarantees you a certain interest rate for a fixed term, such as five years. This rate is typically higher than a variable rate would be, but think of the extra cost as “insurance” against interest rates going up. A variable rate will start out lower, but there is no guarantee as to when or how high it will go, so there is a risk factor. If you’re on a tight budget and you can’t afford for your mortgage costs to go above a certain amount, then take a fixed rate and sleep well knowing exactly what you can pay and afford for the next five to 10 years. If you have a little more flexibility in your budget, take a variable rate today, but increase your monthly payments to more than the minimum. You’ll accomplish two things: accelerate the speed at which you pay down your mortgage; and adjust your family budget so that if you renew into a higher rate environment five years from now, you won’t experience payment shock.

Ross The challenge for first-time buyers is that they tend to want the stability of a payment – good for budgeting purposes. The problem is that they typically own the home for less than five years. Generally speaking, it is important to remember that the cash-flow crunch typically exists only for a short period at closing and shortly thereafter, and depending on the difference between short- and long-term rates, the difference in payments can be substantial. Make sure you do the math and make the decision that won’t cause you to have payments over your cash-flow comfort level.

NHG What do you foresee in the mortgage landscape in the coming year that first-time buyers should be aware of?

Richard It doesn’t sound like interest rates will go up until late 2014 or even 2015. Canada’s low interest rates have been referred to as “an anomaly,” but some economists say the numbers are normal based on our current rate of inflation. Of course, Ottawa can always change things, such as the minimum down payment requirements or the lending guidelines. In any case, I’d suggest first-time buyers pay close attention to what’s happening in their market and follow the news.

72 New home guide GTA | may 31 - jun 14, 2014

Kinch The government is definitely trying to find ways to become involved in slowing down what it perceives to be a heated housing market. The question is, what is left? Ottawa can impact only high-ratio mortgages such as those insured by CMHC. Currently, homebuyers can get a high-ratio mortgage with only five per cent down.

I really don’t see them changing the down payment requirement to 10 per cent. An area they may intervene is the CMHC insurance premiums – such as increasing the premiums homebuyers have to pay based on how much they put down. They have also taken a closer look at qualification rules, especially for the self-employed. Outside of CMHC, the Office of Superintendent of Financial Institutions (OSFI) will put more pressure on banks that currently offer a 30-year amortization on conventional mortgages (minimum 20 per cent down) to change the maximum amortization to 25 years.

Ross The lending environment may very well see more stringent mortgage guidelines in the next six to 12 months.

There is a growing concern about household debt levels, which could result in changes to the way mortgages are approved with both banks and other mortgage suppliers. At this time, I don’t think we are likely to see much in the way of changes for first-time buyers, but there is talk about moving the amortization period from 30 years back to 25, which could mean that the payments will be larger for mortgages.

PREVIEW OPENING! Sat. June 14, 12-4 pm 9000 Keele St., Unit 13, just north of Langstaff Out with the old, in with the new. For thirteen discerning homeowners, the high life in Richmond Hill will be posh + luxurious, modern + versatile.

✚ Architecturally intelligent designs up to 5,500 square feet ✚ 10’ ceilings on main, 9’ on second and 8’6” on finished lower level ✚ Modern Maple handrail + stairs with custom chrome pickets

✚ Grand 8’ entry + interior doors on main ✚ Luxurious freestanding tub + frameless glass shower in ensuite ✚ Precision built, ENERGY STAR qualified for a comfier, healthier home

To view home designs and prices, visit MYNUVO.CA RICHMOND HILL RD VE

VIC

D IR

TOR

INI

CAN

TOS

T ST S

HUR

BAT

I DR

CIN

PUC

KING

RD

DR

$1MILLION+

RD

For information: 647-206-2276 nuvo@highmarkhomes.ca Prices, sizes and specifications subject to change without notice. Map not to scale. Artist’s concept. E.&O.E.

73

//designer advice

Off the

wall » by yanic simard

Tom Haga Concrete Wall No.7

Generally thought of as a playful background to a home’s interior, wallpaper has been around for many, many years – dating back to the 16th century. Today it is more popular than ever. Wallpaper can inject so much more

personality into a space in the form of pattern, texture and colour, which you can’t always get with a paintbrush and roller.

Types of Wallpaper

Wallpaper is available in several different materials, each with its own characteristics.

Vinyl The most basic type of wallpaper, easy to clean, hang and remove, and great for moist areas such as bathrooms.

Embossed Textured paper can usually be painted and is excellent for covering up walls with imperfections.

Easy to install and easy to clean.

Foils Metallic-looking wallpaper that will add brightness and sparkle to any room. Looks best 74 New home guide GTA | may 31 - jun 14, 2014

installed on flat walls with no flaws or damage. Can be difficult to hang, though it is fairly easy to clean.

Grass cloth Woven out of long strands of grass, this extremely textural wallpaper has an organic quality like no other. Very difficult to hang and tough to remove.

Textile Fabric type of wallpaper which can be more difficult to both clean and hang, but adds great texture and depth to a space.

Flocks Velvet or velvet-like raised designs on vinyl type paper. It can add great personality and aesthetic to any room however not all types are washable. This paper can be tricky to handle and difficult to hang.

Choosing the Right Pattern

If your furnishings and decor are already complete, then you want to select a paper that complements the existing colour and style as well as the size and shape of the room being wallpapered. If there are already other patterns present in the area then be sure to choose a harmonizing

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scale. In terms of the room to be wallpapered, keep in mind that horizontal patterns will make a room appear wider, and vertical patterns will make ceilings feel taller.

Where to Wallpaper

In the 1970s, your house wasn’t quite up to par unless you covered every square inch of every wall with wallpaper. Today, that’s hardly the case. However, if you’re using it in a smaller space such as a powder room, I still say to go for it. One feature wall is usually all you need to make a room pop, like behind the bed in a bedroom. Also, consider wallpapering the ceiling to create high impact and style.

Trove Chroma, 001

76 New home guide GTA | may 31 - jun 14, 2014

Tracy Kendall Sequins

Tracy Kendall Jigsaw

s t yl

l l e in Ori

ia

Life

Phas

e 2 N ow S el l

g in

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Stone and Brick Veneer • Hardwood Floors Oak Stairs • Walkout Lots Walking Distance to Lake Head University

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Yanic’s Favourite Wallpaper Lines ›› Trove available through

Industrial Storm (shown pattern Chroma, 001).

Visit troveline.com, industrialstorm.com

›› Concrete Wall by Tom Haga

(shown Concrete Wall No.7).

Visit concretewall.no

›› Tracy Kendall available

through Hollace Cluny (shown Sequins and Jigsaw patterns).

Visit tracykendall.com, hollacecluny.ca

Trove Alar

yanic simard

Measuring for Wallpaper

Measure your walls carefully to calculate the amount of paper you’ll need to cover the desired area. Standard rolls measure 11 yards in length, 20.5 in. in width, and wide width rolls are sometimes available which are the same length but measure 27 in. wide. I always recommend adding one extra roll to the amount you require just in case. The experts where you’re buying the material should be able to assist in the calculations to be sure.

Once you see what paper can do for your walls, you may instantly reach for the paste rather than a brush the next time you need to freshen up a room.

78 New home guide GTA | may 31 - jun 14, 2014

is the design editor of New Condo Guide and principal designer of the Toronto Interior Design Group. Specializing in residential and commercial projects, Yanic often applies his signature high/low and old/new combination design techniques in developing unique interiors. Yanic has created designs for clients in Toronto, Montreal and Miami, and has appeared as a regular guest expert on Citytv’s CityLine. For more information visit tidg.ca

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MAY 31 - JUN 14, 2014 | NEW HOME GUIDE GTA 79

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Attention Builders Want to add your community to our maps?

Need to update existing information?

Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

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Logan Ave.

Danforth Ave.

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Sheppard Ave E Milner Ave

Progress Ave

Lawrence Ave E

Eglinton Ave E

St Clair Ave E

4

401

15

Centennial

Lakeshore Blvd W

Keele St. Dundas St. W.

Ossington Ave. Dovercourt Rd.

Horner Ave

Spadina

86

Evans Ave

Christie St. Bay St. University Ave.

Queen St. W. 58 King St. W. 49 Front St.

Yonge St

QEW 4

57

Don Valley Pkwy

QEW

28

Yonge St.

Bloor St.

Cosburn Ave

O'Connor Dr.

43

Woodbine Ave

Queensway

Bathurst St.

14Dupont St.

2

Avenue Rd

20

8

Dufferin St

Davenport Rd.

Rd

Laird Dr

Dundas St W

Sca

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Pharmacy Rd Victoria Park

5

Allen Expressway

gh

Warden Ave

St Clair Ave.

Dufferin St

Va u

Ave E

Birchmount Rd

80 Rogers Rd

Leslie St Eglinton

38

Ellesmere Rd

Huntingwood Dr

Finch Ave E

5

14

McCowan Rd

Bloor St W

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Bathurst St

Eglinton Ave W

11

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Keele St

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13 Steeles Ave.

McNicoll Ave

12

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Rathburn Rd

Ki

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Brimley Rd

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12

Ave Lawrence Ave E

11

Don Valle

Westway

7

York Mills

401

Sheppard Ave E

10

East Ave

I

Kipling Ave

Dixon Rd

1

40

9

Markham Rd

H

Martin Grove Rd

401

1

33

87

Finch Ave W

Drewry Rd

Pleasant Ave

8

Scarborough Golf Rd

G

Islington Ave

89

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31

Jane St

Wilson Ave

15

7

Bayview

401

400

9

6

Mills

409

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Don

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427

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Signet Dr

Orton Park Rd

F

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Allen Ex Midland Ave

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Finch Ave W

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Alb

2

McCowan Rd

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Toronto, Etobicoke, York, North York, East York, Scarborough

Alness St

C

B

A

central region:

Tapscott Rd

7

Morningside Ave

42

Neilson Rd Morrish Rd

Rd

Sewells Rd Conlins Rd

h

Reesor Rd

rt

Beare Rd

fo

Meadowvale Rd

Da n

80 Port Union Rd

Coxwell Ave

Pape Ave.

Parliament St Sherbourne St Jarvis St.

Dufferin St

Lansdowne Rd.

Roncesvalles Ave.

Jane St

Park Lawn

Royal York Rd

Renforth Dr

19

3

Arista Homes

IMPRESSIONS

3

Fieldgate Homes

3

Tel

Price Range

•

•

Page No.

from $650,000

47 7B

impressionskleinburg.com •

• •

from $525,000

29 5F

IMPRESSIONS

905-893-9500

•

• •

from $525,000

25, 29 & Insert 5F

Paradise Homes

IMPRESSIONS

impressionskleinburg.com •

• •

from $525,000

29 5F

10

Fieldgate Homes

90 Niagara

416-981-0036

•

•

from $318,000

Insert & 25 7H

12

National Homes

The Townes of Richview

416-746-1234

•

from $570,000

39 3E

13

Insoho Developments

Highland Creek Collection

ownhighlandcreek.com •

•

from $620,000

67 17D

14

Dunpar Homes

The Ossington

416-253-5888

•

from $700,000

79 7G

86

Menkes

Humber Mews

416-255-7468

•

from $480,000

7 3I

86

Menkes

Dwell city town

416-259-2525

•

from $350,000

7 3I

87

Menkes

Bloom Park Towns

416-730-1600

•

from $320,000

7 8B

1

Batavia Homes

Goddard on the valley

416-630-5039

•

•

from $650,000

7B

2

National Homes

The Churchill Collection in Forest Hill 416-922-1414

•

from $1390,000

7G

4

Georgian Corporation

Lex Towns

416-428-3419

•

• •

from $495,000

12G

5

Tiffany Park Homes

Westhaven

416-792-6655

•

from $633,000

3G

5

Graywood Developments Ltd

Westhaven

416-792-6655

•

from $633,000

3G

6

Coventry Homes

Danforth’s Crossing

416-924-8338

•

from $450,000

12G

7

Fieldgate Homes

The Brownstones at Westown

lidvest.com

•

•

from $330,000

4E

8

Emsatec Canada Inc.

The Brownstones 5

416-531-7760

•

•

from $350,000

6G

9

Lindvest Properties

The Brownstones at Westown

lindvest.com

•

•

from $330,000

4C

9

Lindvest Properties

Grand Cornell Brownstones in Markham lindvest.com

•

•

from $340,000

4C

9

Lindvest Properties

Corporate

lindvest.com

•

•

from $195,000

4C

11

Tribute Communities

Canterbury

647-352-2130

•

from $767,000

9E

15

Mattamy Homes

Downsview Park

mattamyhomes.com 6C

20

Beaverbrook Homes

Evolution

416-747-9691

26

Conservatory Group

Port Union

416-287-3128

•

•

28

Pemberton Group

Park Lake Residences

416-769-4343

34

H&R Developments

Westown

41

Monarch Corporation

43

• from $270,000

3H

from $520,000

18E

• from $180,000

5H

hr-newhomes.com •

•

• from $190,000

5C

Evergreen

416-495-3526

•

from $470,000

14F

Aspen Ridge Homes

Scenic On Eglinton

416-805-1781

•

•

from $190,000

10F

49

Tribute Communities

RCMI

416-363-4800

50

Fieldgate Homes

Corktown Mews

corktownmews.ca

•

from $550,000

9H

70

Mattamy Homes

Cornell

mattamyhomes.com •

•

from $390,000

7G

77

Aspen Ridge Homes

Seventy Seven Charles

416-203-7034

• • from $2100,000

9H

78

Your Home Developments

Nature’s Path

647-340-6972

•

from $280,000

17E

83

Arista Homes

Lilly Factory Towns

416-792-4872

• •

from $395,000

12G

89

Decade Homes

Yorkdale Village

416-638-5656

•

from $250,000

6D

90

Sundance Homes

Braeburn Lane

sundancehomes.ca •

from $430,000

15D

• from $324,000

8I

Toronto, Etobicoke, York, North York, East York, Scarborough

416-630-5039

Site

central region:

Goddard on the valley

Builder

Fi Map nd er

Arista Homes

De ta Se ch m ed To i w n Co hom nd e o

# Si te

1

81

St

Steeles Ave W

Kipling Av

K

ence

J

7

Clar 7

42

Isl on 48

t ing

I

Huntington

Langstaff Rd

46

3

6

2

21

6

40

18

Major Mackenzie

Cr

H

Teston Rd

400

4

24

54

8

27

400

9 King Rd

10

Rutherford Rd

26

Maple

7

55

52

51

49

25 5

20

10

22

Centre St

5

Thornhill

34

15

19

14

Clark Ave W

14

8

4

40

47

12

33 28

13

41

7

23 16

31 44 7

45

53

12

Langstaff Rd

32

11

Keele St

G

7

King-Vaughan Rd

6

Weston Rd

F

1

Kirby Rd

5

Dufferin St

City of Vaughan

2

4

Pine Valley

E

3

Nashville Rd

2

Jane St

D

1

Cold Creek

C

B

A

central region: Vaughan, Maple, Woodbridge, Thornhill

Hwy. 27

82

Bathurst St

e Av

e

Rd

50

12 Line R

d

16

17

18

Attention Builders Want to add your community to our maps?

Need to update existing information?

Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

15

19

Tel

Price Range

5

Aspen Ridge Homes

Upper West Side

uwscommunity.com •

6

Primont Homes

Renaissance Townes

905-770-7002

from $1000,000

5 14D

•

from $550,000

12 8D

7

Lormel Homes

La Viva

lavivatowns.com •

71 5J

24

Fieldgate Homes

Vaughan Valley Estates

905-303-4728

•

from $1333,000

Insert & 25 9F

44

Madison Homes

Thornhill

905-417-1203

•

from $1100,000

43 14g

51

Great Gulf Homes

King Oaks

905-833-6413

•

from $1300,000

36 12A

1

Country Wide Homes

Kleinburg Hills

KleinburgHills.com •

4E

1

Aspen Ridge Homes

Kleinburg Hills

aspenridgehomes.com •

4E

2

Tribute Communities

Gates of Nobleton

647-633-3500

•

from $850,000

4A

3

Tiffany Park Homes

Valleybrooke Estates

905-303-1620

•

from $870,000

8E

4

Arista Homes

Vellore Woods

aristahomes.com •

from $690,000

8F

5

Conservatory Group

Upper West Side

uwscommunity.com •

from $1000,000

14D

5

Country Wide Homes

Upper West Side

uwscommunity.com •

from $1000,000

14D

5

Regal Crest Homes

Upper West Side

uwscommunity.com •

from $1000,000

14D

5

Townwood Homes

Upper West Side

uwscommunity.com •

from $1000,000

14D

24

Arista Homes

Vaughan Valley Estates

905-303-1929

•

from $800,000

9F

42

Dunpar Homes

Riverside Village

416-253-5888

•

from $519,000

46

Country Wide Homes

The Point at Woodbridge

905-907-1500

•

from $700,000

8E

47

Country Wide Homes

Upper Thornhill Estates

905-907-1500

•

from $900,000

14E

48

Beaverhall Homes

Regency Estates

905-265-2634

•

from $1301,000

6H

48

Graywood Developments Ltd Regency Estates

905-265-2634

•

from $1250,000

6H

51

Aspen Ridge Homes

King Oaks

905-539-0181

•

from $1100,000

12A

52

Zancor Homes

Royal Collection

905-833-0883

•

•

from $550,000

12A

53

Treasure Hill Homes

Thornhill Woods

treasurehill.com •

from $950,000

13g

54

Fieldgate Homes

Rivers Edge

905-320-5642

•

• •

from $730,000

8E

55

Oskar Group

Le Sedici

lesedici.com

from $600,000

10E

Page No.

5I

central region: Vaughan, Maple, Woodbridge, Thornhill

Site

M Fi ap nd er

Builder

De ta Se che m d To i w n Co hom nd e o

# Si te

83

1

2

3

4

5

6

7

8

6

G

7 22 Rd King 20 3

oad

ider

S rson Jeffe

15 16 14

19th

22

3

11

nzie

ath Str

acKe

rM Majo

ea e Av rn

dr Wel

dW

16th

.

Ave

404

am Denh Dr

st St

Bathur

central region: Richmond Hill

St

ick R

2

Q R

St

St

N

P

7

r

Mill

Leslie

Neal D

ent

d

ills R

nM Elgi

26

Reg

404

23

St

K

13

d Yorklan

21

8

84

d

Gam 1

J

O

Ave.

ble R

I

M

404

9

H

L

5

4

24

F

12

St Yonge

E

27

11

t

D

m

Bloo

road

Side

Ave

C

on ingt

Bayview

B

10

Leslie S

A

9

* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

Attention Builders Want to add your community to our maps?

Need to update existing information?

Please fax the details to (416) 789-9554

Price Range

Page No.

1

Heathwood Homes

Hampshire Mews

416-637-3520

from $465,000

49 5I

7

Highmark Homes

Nuvo

647-206-2276

•

from $1000,000

73 2E

14 Arista Homes

Jefferson Forest

jeffersonforest.ca •

•

from $590,000

35 4H

15 Madison Homes

Jefferson Forest

jeffersonforest.ca •

•

from $590,000

35 4H

15 Forest Hill Homes

Jefferson Forest

jeffersonforest.ca •

•

from $590,000

35 4H

16 Fieldgate Homes

Jefferson Forest

905-884-8017

•

•

from $590,000

25, 35 & Insert 4H

27 Acorn Homes

Oak Knoll

905-773-9257

•

from $622,000

63 4C

2

Pemberton Group

The Royal at Bayview Glen

905-709-5700

• from $190,000

3

Centra Homes

The Mills Collections

416-238-2404

•

from $940,000

5J

4

Aspen Ridge Homes

Kettle Lakes Club

289-231-2849

•

from $550,000

6D

5

St. Regis Homes

Mission Hill on Bayview

905-884-8885

from $850,000 6C

6

Fieldgate Homes

The Humberlands

905-773-7738

•

from $850,000

2C

20 North Star Homes

King’s Crossing

416-291-9666

•

from $530,000

2E

22 Yorkwood Homes

Hillside Manors

905-770-4662

•

from $472,000

5I

26 Arten Development Group

The Manors of Roseview Grand

roseviewgrand.com

• •

from $650,000

4L

6Q

Richmond Hill

Tel

central region:

Site

Fi M ap nd er

Builder

De ta Se che m d To i w n Co ho n d me o

# Si te IFC-Inside front cover

85

les A

e Ave

Hend

Thornhill ve E

grove

Stee

in Woodb

56

Alder

K

John St

62

45

Dr

Van

d eroa

66

l d yT eroa err erb n Sid d l E ngto i m Bloo

St

404

St

8 Hwy. 4

Denison

nald

ve 14 A

McDo

59

11 Con

Sid dorf

d St

10

Hwy 7

Edwar

Hwy 7

75

Dr lock 61 Bul y7 Hw

23

21

3

15

404

9

Town of Aurora

7

404

14

tE on S ingt

22 Well

9

's S

hn St Jo

d. ide R

13

w Ave.

J

Ave

Bayvie

404

dy Rd

t

I

Kenne

24

ard

Orch

Dr

64

Gor

t

S ham

St

13

le ffvil Stou

Rd

r Side

oad

17 20

Milla

rd St

19

34 86 85

* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

ve 19 A

ider da S

3

Rd ton ming Bloo

oa d

18

Attention Builders Want to add your community to our maps?

Need to update existing information?

Please fax the details to (416) 789-9554

404

oad

es Beth

r Side

hn's St Jo

17

n Rd Vivia

Rd lbert 54 Mt A

16

orf d Van

a Rd or Aur

of Town chhur c e it Wh f ville Stouf

15

an Rd

McCow

H

n Warde

Leslie S

ve 16 A n Rd r a C lto

n Rd

64 4

Ra

18

a McCow

30

hts Heig

Town of Newmarket

ock

Mul

Spruce

G

nR

404 y 31 Pkw 81 het Cac

tS

Main S le Dr ymervil

53 52 8 42 12

9 Line

or M

cessio

Maj

10 Con

65

4

51

Ea

t gle S

54

D

r

Elgin D avis

e

25

n Elgi

G

12

Bayview Av

Town of 50 Markham

46

11

.

ane

L reen

10

14 44 1 55 7

9

e Ave

6 35 57 41 11 70

8

in Woodb

nzie 5 acke

7

y Rd

Kenned

d

sR Mill

e

6

McCow

ve 18 A

v 19 A

5

an Rd

F

4

Ave Warden

E

Thornhill

3

Town of Markham

Town of WhitechurchStouffville

2

t Yonge S

D

Town of Aurora

Town of Newmarket

1

St N

C

B

A

central region: Markham, Aurora, Newmarket, Whitchurch-Stouffville

48

Rd

Main

n Rd

en

86 cessio

Al d

9 Con

cessio nR

Dr

erson

Ave

t

S Yonge

3

Mattamy Homes

St. John Forest

4

Fieldgate Homes

6

Primont Homes

9

Country Wide Homes

Tel

Price Range

Page No.

mattamyhomes.com

from $358,000

9 13E

The New U

905-477-6464

• •

from $593,000

Insert & 25 5G

Heirloom in Markham

905-770-7002

• •

from $450,000

13 7f

The Arbors

905-907-1500

•

51 14F

11 Madison Homes

Greensborough

14 Aspen Ridge Homes

madisonhomes.ca •

•

Woodland Hills

416-270-9484

•

from $450,000

IFC 9C

15 Fieldgate Homes

Aurora Trails

auroratrails.com •

•

from $400,000

20-21, 25 & Insert 13E

15 Arista Homes

Aurora Trails

auroratrails.com •

•

from $400,000

20-21 13E

15 Paradise Homes

Aurora Trails

auroratrails.com •

•

from $400,000

20-21 13E

15 OPUS HOMES

Aurora Trails

auroratrails.com •

•

from $400,000

20-21 13E

20 Fieldgate Homes

BlueSky Stouffville

905-640-0002

from $640,000

Insert & 25 18f 11 & 43 8F

•

43 7F

30 Madison Homes

Cornell Rouge

cornellrouge.com •

•

from $600,000

30 Forest Hill Homes

Cornell Rouge

cornellrouge.com

•

from $520,000

11 8f

50 Geranium Homes

Uptownes at Cardinal Point

905-640-9999

•

•

from $365,000

30-31 7F

1

Marydel Homes

Woodland Hills

905-898-7380

•

from $400,000

10B

2

Beaverbrook Homes

The Terrace On Rouge Creek

905-640-7360

• •

from $390,000

17F

4

Arista Homes

The New U

905-534-1564

•

• •

from $550,000

5G

4

Paradise Homes

The New U

905-477-0317

•

• •

from $550,000

5G

4

Starlane Home Corporation The New U

905-534-0493

•

• •

from $550,000

5G

5

Treasure Hill Homes

Accolades in Markham

905-471-2852

from $500,000

6F

7

LeBovic Homes

Bovaird Trail

905-640-7361

•

• •

from $2597,000

14H

8

Country Wide Homes

Wismer Commons

905-907-1500

•

•

from $450,000

6F

9

Brookfield Homes

•

The Arbors

905-503-0992

•

from $590,000

14F

10 Briarwood Homes

Havelock Town Manors

289-301-0077

•

from $569,000

12 Laurier Homes

windsong

905-201-5979

•

•

from $495,000

6G

12 Laurier Homes

Windsong North

905-201-5979

•

from $598,000

6G

13 National Homes

Stonehaven

416-746-1234

•

from $570,000

12D

17 Conservatory Group

Heritage Estates

905-640-2274

•

•

from $283,000

18E

18 Kylemore Communities

Angus Glen West Village

905-887-9950

•

from $2000,000

4G

20 Starlane Home Corporation BlueSky Stouffville

starlanehomes.com •

from $434,000

18F

24 Ballantry Homes

Cornell

ballantryhomes.com •

•

from $520,000

8g

28 Preston Homes

Copper Hills

905-954-4050

from $500,000

14d

•

•

6I

30 Madison Homes

Forest Hill

cornellrouge.com

from $400,000

8F

41 Aspen Ridge Homes

Upper Cornell

905-554-3446

•

•

from $495,000

7F

42 National Homes

Wismer Woods

416-746-1234

•

• •

from $680,000

6G

50 Geranium Homes

The Neighbourhoods of Cardinal Point 905-640-9999

•

•

from $575,000

7F

50 Geranium Homes

Cardinal Point Downtown Stouffville 905-640-9999

•

•

from $600,000

7F

50 Geranium Homes

Copperstone Ballantrae

905-640-9999

•

•

from $1.1,000

7F

50 Geranium Homes

Uptownes at Cardinal Point

905-640-9999

•

•

from $365,000

7F

51 Oxford Homes

Coventry Valley

905-836-8902

from $600,000 9C

52 Fieldgate Homes

Potter’s Bend

905-294-3125

•

from $700,000

6G

53 H&R Developments

Castle Square

hr-newhomes.com

•

6g

54 Beaverbrook Homes

Victoria Highlands

416-924-0110

•

from $450,000

16B

55 Country Wide Homes

Woodland Hills

905-907-1500

•

10C

59 Primont Homes

Harmony

905-305-8871

•

62 North Star Homes

Mill Fair Village

NorttStarHomesInc.com

•

from $500,000

6G

64 Starlane Home Corporation Upper Unionville

905-534-0493

•

• •

from $520,000

5G

64 Paradise Homes

Upper Unionville

905-477-6464

•

•

from $520,000

5G

65 Fieldgate Homes

Victoria Manor

905-294-3125

•

from $896,000

3G

66 Treasure Hill Homes

Aurora Woods on Bayview

905-727-5794

•

from $769,000

13H

85 Orchard Ridge Homes

Prairiewood

orchardridgehomes.com •

from $800,000

16F

86 Cherrywood Homes

Glengrove on the Park

905-640-7571

• •

from $250,000

18E

•

5I

central region: Markham, Aurora, Newmarket, Whitchurch-Stouffville

Site

M Fi ap nd er

Builder

De ta Se che m d To i w n Co hom nd e o

# Si te

87

K

9

59

Mono Adjala 14

51

15

King

Schomberg

9

Keswick

11

2

48

Georgina

k La

e

co

im eS

11

East Gwillimbury

45 34 70 400 16 5 Bradford

32

Tecumseth and Tottenham65 71

Beeton

12

0

10

Hwy 5

Shelburne

89

44

Alliston61

47

Essa

400

37 55

Barrie

Oro

6

Orillia

11

15

11

12

48

29

13

Lindsay

Uxbridge

Cannington

7 3

9

Scugog

Oshawa

Dr

14

401

15

27

E

400

ark

Dr

Map

8

r

30 wD levie

18

19

Attention Builders Want to add your community to our maps?

Need to update existing information?

Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate.

Please see builder’s ads for exact locations.

on P

Bay

Mols

Big

17

e Av tle Lit Yo ng eS t t Rd Poin

Steel St

16

Lakesh ore Burton Av Dr e

St

400

lop

Newcastle

Manvers

d

r

n Du

Barrie

D view le

42

mR Sale

Map

Rd agh Ard 4

r lle Mi

og Scug

13

Lake

eon

Georgina Island 33 obcayg B

Mara

10

s Dr

J

72

58

40

400

Vespra

90 48 Lisle 44 Angus

Sunnidale

Tosorontio Everett

1

43 34 39

Wasaga Beach

93

69

9

Bracebridge

8

n Vetera

I

H

24

60 41

27

27

Tay

69

400

7

St

G

24

6

irv

3

Midland

5

Huron Rd

iew

F

E

4

Fa

Thornbury

Georgian Bay

3

t tS

D

2

ne

An

C

1 St.

B

A

Barrie, Collingwood, Wasaga, Innisfil, Keswick

th St

88 Duckwor

north region:

en

nc Vi ia Rd

Price Range

Page No.

Cedar Ridge

905-722-7210

•

• •

from $275,000

62 9G

6

Mancini Homes

West Ridge Place Orillia

905-773-9997

•

15 Marydel Homes

Seven Meadows

16 Great Gulf Homes

Summerlyn Village

17 Brookfield Homes 44 Brookfield Homes

77 8C

marydelhomes.com •

•

from $290,000

65 10F

905-775-3461

•

from $440,000

37 7I

Grand Central

905-778-0873

•

from $515,000

16 8I

Treetops

1-855-590-3577

•

from $350,000

17 6I

44 Orchard Ridge Homes

Treetops

1-855-590-3577

•

from $350,000

17 6I

58 Lakeview Homes

Greenbrook Village

519-306-0665

•

from $280,000

14 3I

71 Briarwood Homes

Mill Street Village

1-855-232-8100

• •

from $300,000

59 7J

71 Ballymore Homes

Mill Street Village

1-855-232-8100

• •

from $300,000

59 7J

1

Pacific Homes Limited

MarlLake Village

1-877-428-5115

•

from $210,000

4F

1

Red Berry Homes

MarlLake Village

1-877-428-5115

•

from $210,000

4F

3

Losani Homes

Summit Shores

losanihomes.com/readybuilt

from $390,000

2E

4

Mancini Homes

Princeton Woods

705-730-1978

•

from $330,000

14E

5

National Homes

The Forest

416-746-1234

•

from $490,000

7I

6

Mariposa Homes

Trailside

705-329-3330

•

•

from $249,000

8C

8

Fandor Homes

Hamptons on Big Bay Point

705-792-6807

•

from $250,000

18D

9

Grandview Homes

Big Bay Point

705-735-0732

•

from $355,000

13E

11 Ballymore Homes

Lakeside Meadows

1-877-455-0201

•

•

from $290,000

9g

11 Ballymore Homes

Lakeside Meadows

1-877-455-0201

•

from $293,000

9g

12 Previn Court Homes

Victorian Village

1-855-777-3846

•

•

from $325,000

13 Averton Homes

Victoria Highlands

416-924-0110

•

from $450,000

9H

13 Rosehaven Homes

Victoria Highlands

416-410-0175

•

from $580,000

9H

14 Rosehaven Homes

King Country Estates

905-558-0098

•

from $700,000

7k

14 Aspen Ridge Homes

King Country Estates

905-558-0255

•

from $780,000

7k

14 Country Wide Homes

King Country Estates

905-907-1500

•

from $750,000

7k

6I

17 Brookfield Homes

Grand Central

905-778-0873

•

from $515,000

24 Kaitlin Corporation

Blue Shores

1-866-625-2583

•

from $380,000

2E

•

8I

32 Country Homes

Alcona by the Lake

1-866-531-3424

•

from $300,000

7G

33 Sandiego Homes

Lakeside Living in Innisfil

705-436-5445

•

•

from $285,000

7F

37 Pristine Homes

Pebbleshores

705-436-5547

•

from $240,000

7G

39 Stonebridge Building Group Stonebridge by The Bay

1-877-420-0880

•

from $200,000

5E

40 Royalpark Homes

Emerald Forest

royalpark.com

•

•

from $200,000

41 Delpark Homes

Pretty River on Georgian Bay

1-888-257-1999

from $298,000

3E

43 Bremont Homes

Centretown

1-877-855-1122

•

from $234,000

5E

44 RAYMAC Homes

Brennan Enclave

705-516-0681

•

from $252,000

6G

45 Rosehaven Homes

Dreamfields in Bradford

416-410-0175

•

•

from $300,000

8I

45 Regal Crest Homes

Dreamfields in Bradford

dreamfieldsbradford.com •

•

from $311,000

8I

45 Country Wide Homes

Dreamfields in Bradford

dreamfieldsbradford.com •

•

8I

46 Devonleigh Homes Inc.

Creekside

705-444-0555

•

•

from $210,000

3e

6I

47 Devonleigh Homes Inc.

Parkside by Devonleigh

705-435-9991

•

from $275,000

6h

48 Devonleigh Homes Inc.

Brownley Meadows

705-423-9662

•

•

from $225,000

6G

55 Briarwood Homes

Briarwood Estates

705-294-2288

•

from $420,000

7G

59 Brookfield Homes

Fieldstone

1-855-379-1495

•

from $590,000

5J

59 Delpark Homes

Fieldstone MyFieldstone.ca •

from $570,000

5J

60 Briarwood Homes

Pretty River Collingwood

1-888-257-1999

•

from $310,000

3E

65 Brookfield Homes

Willow Glen Tottenham

905-406-1044

•

from $298,000

7J

70 Far Sight Homes

Greenfields

1-855-299-7929

•

from $285,000

6I

Barrie, Collingwood, Wasaga, Innisfil, Keswick

Tel

Delpark Homes

north region:

Site

Fi Map nd er

Builder

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# Si te IFC-Inside front cover

2

89

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DIGITAL DEVICE anytime, anywhere!

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Published by

NEWHOMEGUIDE.CA

May 31 - June 14, 2014

Showcasing new homes in the GTAâ&#x20AC;&#x2122;s west region

IN THIS SECTION

>> Maps and listings for new-home communities in the west region >> Builder news and the latest in new homes in the west region

//make your move

Sort, downsize & organize now

for a stress-free summer move » by Chuck Resnick

Chuck Resnick is vice-president of marketing and operations, Two Men and a Truck Canada. twomenandatruck.ca

Spring is the season of new beginnings. But it can be hard to appreciate it if you’re stuck indoors trying to sift through the accumulation of winter clutter.

Fortunately there are some easy techniques to help you get a jump-start on spring cleaning. The following steps will help get your home organized and allow you to enjoy the new season, clutter-free: ›S tart by sorting and organizing closets. If there is limited closet space, consider storing winter clothing in the attic, basement or garage. Wardrobe boxes offer excellent space for hanging coats, sweaters and snow pants.

› Sort out items no longer used or worn. If it hasn’t been worn in more than a year, then it probably won’t be again. Set aside a couple of empty boxes for donations or items to sell. › Use sturdy boxes with

dividers for packing breakables. Make sure cardboard

boxes are structurally sound. Dishpack boxes with adjustable inserts that form individual cells are a great option for fragile items.

›T hink Green. Survey local recycling options to find the most convenient solution for recyclables. Organize recyclables by category: plastic, glass, aluminum, paper, cardboard, etc.

Sort out items no longer used or worn. If it hasn’t been worn in more than a year, then it probably won’t be again. Set aside a couple of empty boxes for donations or items to sell.

92 New home guide GTA | may 31 - jun 14, 2014

› Care for hazardous materials. Be conscientious about the materials being disposed. Toxic items such as paint, batteries, house cleaning products, automobile oils, pesticides, and fertilizers are dangerous to transport and should not be thrown away with nontoxic garbage. These items should be taken to specialized depots. › Concentrate on

disinfecting spaces. Change

air filters, rotate mattresses and vacuum under furniture.

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//community focus

Variety is the spice of life in Mount Pleasant North

M

Location Brampton Housing Type Townhomes and detached homes Sales centre 6 Worthington Ave., open Monday to Thursday 1 to 8 p.m., Friday 1 to 6 p.m., Saturday, Sunday and holidays 11 a.m. to 6 p.m.

Contact 905.846.3172

94 New home guide GTA | may 31 - jun 14, 2014

attamyâ&#x20AC;&#x2122;s Mount Pleasant North community in Brampton is a place where every day offers lots to do. Whether you just want to enjoy time walking the dog, take a long bike ride through the trails and paths, get a little exercise at the rec centre or sit quietly at the village square reflecting pool, youâ&#x20AC;&#x2122;re connected to it all.

Mount Pleasant North is one of the most popular communities in Brampton, with GO Train access right in the community. Well-regarded for its interesting streetscapes with an abundance of home designs and a huge variety of home sizes and exterior stylings, you will absolutely be able to find what you are looking for in a new home here.

And now Mattamy has a wide variety of very stylish townhomes, many de-signs never before offered here, as well as a wide selection of very popular 30-ft. detached homes styles.

One of the most striking features found in Mount Pleasant North is how easily nature is integrated right into the neighbourhood, so homeowners have places to just sit and enjoy the scenery and feel the peace and calm that helps enrich the soul. There are wonderful park spaces and trails that add to the inviting flavour of Mount Pleasant North. A massive greenbelt runs through the community, forming a natural corridor connecting all neighbourhoods. More than 124,000 trees and shrubs add to the naturalization and provide sanctuary for songbirds and wildlife. There are about 30 kilometres of trails winding around the community.

A lot of attention has been paid to environmental practices. As Mount Pleasant North grows, it will do so with a well-defined notion of how to ensure that residents will always have ample greenspace and natural elements to make this a beautiful,

MATTAMY HOMES | Mount Pleasant North

enjoyable place to live. The master plan for this community was thoughtfully prepared around the idea that nature shouldn’t be built over – it should be built around.

This weekend, we invite you to come for a stroll in Mattamy’s Mount Pleasant communities. You’ll find lots of reasons to make this your new home destination.

Your new townhome or detached home is waiting for you in Mattamy’s new release in Mount Pleasant North.

Townhomes in Mount Pleasant North start from $329,990 and detached homes from $387,990.

Mattamy was recently named GTA Builder of the Year, for an unprecedented fifth time, by the Building Industry and Land Development Association (BILD). The company has also received 2014 AVID Benchmark Awards in the GTA and Hamilton/ Halton, placing among the top three builders in Ontario, according to the New Home Move-In Experience Survey.

Mattamy is particularly proud of these awards, as they are based on comments from current homeowners.

One of the most striking features found in Mount Pleasant North is how easily nature is integrated right into the neighbourhood so homeowners have places to just sit and enjoy the scenery and feel the peace and calm that helps enrich the soul.

The Mattamy Sales Centre is located at 6 Worthington Ave., 905.846.3172.

Hours are Monday to Thursday 1 to 8 p.m.; Friday 1 to 6 p.m.; Saturday, Sunday and holidays 11 a.m. to 6 p.m. may 31 - jun 14, 2014 | New home guide GTA 95

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NIAGARA

BRANtFORD 990 990 $

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Prices, sizes and specifications are subject to change without notice. Please see Sales for full details.

Map not to scale. Exclusive listing brokerage: TFN Realty Inc. Broker Protected. E. & O.E.

//your first home

Buying your first home?

It’s not just about location anymore » by wayne karl Location, location, location is the time-tested, oft-repeated first rule of real estate. But as you set out to buy your first home, there are other factors to consider as part of your selection process.

Location Yes, it is important. No doubt you’d love a large house on an expansive property on a quiet cul-de-sac in the best neighbourhood. But that’s not possible. So what do you do?

For your own enjoyment while you live in your home as well as for future resale potential, proximity to transportation, shopping, schools and other amenities is among the key determinants that affect the property’s appeal and ultimately, its value.

Information As a first-time homebuyer, education is critical. And these days, with digital media and mobile technology, all the information you need is at your fingertips. From the content here in New Home Guide to the resources available to you at Canada Mortgage and Housing Corp., the more knowledge you have, the better equipped you will be to make informed decisions about buying, maintaining and eventually selling your home. ...continued on pg 100

98 New home guide GTA | may 31 - jun 14, 2014

NEW RELEASE OF 50’ & 45’ LOTS

The Welland - Rosehaven Homes

The grass is greener in Chippawa (now with more lawns to choose from) Whether it’s the wineries, the night life, hiking, biking and water’s edge, or the wonderful shopping and fine dining, your luxury new home at Lyon’s Creek in historic Chippawa is near everything you love about the Niagara lifestyle.

50’ & 45’ Detached, Semis & Townes starting from the mid $ 200’s.

The Berkshire - Homes by DeSantis

11 MODELS TO TOUR!

LyonsCreekChippawa.com HOURS OF OPERATION: Mon - Wed: 2pm - 7pm; Sat, Sun & Hol. 12pm - 5pm Elevation and landscape is artists concept and may not be depicted as shown.

Prices, square footage and specifications correct at press time.

Prices quoted are in $ thousands. E. & O.E.

CHIPPAWA - NIAGARA FALLS McLeod Rd.

s Lyonk Rd. Cree Mann St.

To Falls

Marineland Pkwy

11 models to tour 9’ main floor ceilings • gourmet kitchens luxurious ensuites • gas fireplaces 1,100 to over 3,200 sq.ft park/greenspace lots available

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//your first home...continued

Is homeownership right for you?

Buying you r fi rst hom e is one of the biggest emotional and financial decisions you’ll ever make, so prepare yourself to make a knowledgeable decision.

Although buying a home almost always seems like a great idea, it is important to understand what home ownership involves. Of course, being a homeowner is something to be proud of, but it also means having to invest money, time and energy, and taking on added responsibilities. So, before you decide to buy a home, make sure you’re ready.

Here are some things to consider

Timing Though your home is your primary residence, it is also an investment. Where you buy is usually determined largely by where you want to live, work and play. But when you buy and when you sell is also important. Like any financial instrument, real estate can fluctuate in value, and your timing can determine how good of an investment it is. Given today’s challenging economic climate, there’s no shortage of media reports on the ups, downs, crashes and surges of the housing market. But if you’ve done your research, you won’t be spooked – or excited – by big-picture reports on short-term market performance. You know that real estate is not national or regional – it’s very specific. You don’t buy the Canadian market, and you don’t buy a provincial or even regional market. You buy a specific home, on a specific street in a specific neighbourhood.

100 New home guide GTA | may 31 - jun 14, 2014

Fin ancial secu r ity If housing prices rise, your home can provide you with some financial security due to capital appreciation.

Stability You’ll have a place of your own.

Fin a n cia l st ress Coming up with the down payment, meeting regular mortgage payments and other ongoing costs will tie up a lot of your cash and can put considerable stress on your finances.

Mainten ance Keeping your home in good shape requires time and money.

R espon sibility You alone are responsible for payments, repairs and maintenance.

Flex ibility You can decorate or renovate your home to meet your own family’s personal tastes and needs.

Source: Canada Mortgage and Housing Corp.

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lakeshore COMING SOON TO

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Great access to downtown Toronto to work and play.

REGISTER NOW countryhomes.ca or 1.888.746.2999

Prices and specifications are subject to change without notice. E.&O.E. Renderings are artist’s concept.

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Attention Builders Want to add your community to our maps?

Need to update existing information?

Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

15

19

Country Homes

Lakeshore Village

1-866-746-2999

•

20

Forest Hill Homes

Derry Village Mississauga

905-795-8307

•

1

Vandyk Communities

Windows on the Green

vandykcommunities.com

• from $300,000

5H

2

Amacon

The Towns at Parkside Village

705-435-9991

•

from $550,000

8F

3

Starlane Home Corporation Churchill Woods

starlanehomes.com

•

• •

from $562,000

4E

3

Greenpark Homes

Churchill Woods

churchillwoods.ca •

• •

from $529,000

4E

4

Conservatory Group

Central Park North

905-890-0195

•

•

from $465,000

7F

5

Dunpar Homes

Heritage Gate

heritagegate.ca

•

from $500,000

6F

19

Dezen Homes

McLaughlin

905-696-7938

•

from $544,000

8B

23

Dunpar Homes

Park View Trail

416-253-5888

•

from $500,000

11F

Site

Tel

Price Range

•

Page No.

from $550,000

101 9J

from $570,000

93 8B

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Fi M ap nd er

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Page No.

valesofthehumber.com

•

from $674,000

27 10N

8

Starlane Home Corporation Vales of the Humber Estates

valesofthehumber.com

•

from $674,000

27 10N

8

Greenpark Homes

Vales of the Humber Estates

valesofthehumber.com

•

from $674,000

27 10N

9

Mattamy Homes

Mount Pleasant North

mattamyhomes.com •

• • from $330,000

11 Greenpark Homes

Lotus Pointe Caledon

LotusPointeCaledon.ca

•

12 Great Gulf Homes

Westfield

905-866-6876

•

from $620,000

36 7Q

21 Primont Homes

Centretown

905-495-5067

•

• •

from $356,000

12 9M

60 Primont Homes

Castlemore

905-856-5777

• •

from $420,000

13 9K

62 Fieldgate Homes

Valley Lands

905-457-0445

•

• •

from $427,000

Insert & 25 9O

65 Great Gulf Homes

Mount Pleasant

905-459-5772

•

from $530,000

37 6P

1

Tribute Communities

Landscapes

905-893-3331

• •

from $399,000

8M

BC 6P Insert & 25 5L

2

Coscorp Inc.

The Village of Southfields

thevillageofsouthfields.ca •

• •

6L

2

Monarch Corporation

The Village of Southfields

905-843-0707

• •

from $390,000

6L

3

Empire Communities

Lakeside

empirelakeside.com •

•

from $350,000

7N

4

VanMar Homes

Credit Ridge Estates

416-746-1234

•

from $550,000

8P

5

Tiffany Park Homes

The Estates of Spring Valley

905-216-5620

•

from $583,000

6P

6

Townwood Homes

Gates of Countryside

gatesofcountryside.ca •

•

from $400,000

9M

6

Country Wide Homes

Gates of Countryside

905-907-1500

•

from $400,000

9M

6

Regal Crest Homes

Countryside Meadows

countrysidemeadows.ca

•

from $346,000

9M

6

Royal Cliff Homes

Gates of Countryside

gatesofcountryside.ca •

•

from $400,000

9M

6

Starlane Home Corporation Gates of Countryside

starlanehomes.com •

from $520,000

9M

7

Aspen Ridge Homes

Mayfield Village

905-230-2592

• •

from $350,000

7M

9

Mattamy Homes

Mount Pleasant Village

mattamyhomes.com •

• • from $255,000

6P

10 Starlane Home Corporation Mount Pleasant Meadows

meadowsbrampton.com

•

from $430,000

6O

Mount Pleasant Meadows

•

•

•

meadowsbrampton.com

•

from $430,000

6O

11 Starlane Home Corporation Lotus Pointe Caledon

LotusPointeCaledon.ca

•

5L

11 Rosehaven Homes

Lotus Pointe Caledon

moveuptocaledon.ca •

5L

11 Fieldgate Homes

Lotus Pointe Caledon

fieldgatehomes.com •

•

5L

17 Pemberton Group

Rosedale Village Golf & Country Club

905-799-5000

•

• • • from $190,000

8L

18 Saberwood Homes

Heart Lake Village

905-773-6549

8N

19 Mattamy Homes

Salisbury Square

mattamyhomes.com •

•

from $314,000

10N

22 Townwood Homes

Marigold

townwoodhomes.com •

•

from $475,000

11L

25 Heathwood Homes

Terracotta Village at The Credit Valley

905-874-4741

•

from $430,000

9Q

32 Forest Hill Homes

Ravines of Castlemore

905-794-8875

•

from $650,000

8K

905-584-6444

• from $300,000

37 Oxford Homes

Adena Ridge

from $600,000

5H

38 Andrin Homes

Turnberry Townhomes AndrinTowns.com

•

from $350,000

9M

45 Brookfield Homes

Pathways

1-855-379-1495

•

from $420,000

8K

48 Aspen Ridge Homes

Credit Manor Heights

905-216-5155

•

•

from $400,000

7Q

48 Regal Crest Homes

Credit Manor Heights

yourkingdom.ca

•

•

from $850,000

7Q

48 Country Wide Homes

Credit Manor Heights

yourkingdom.ca

•

from $850,000

7Q

acornhomes.ca

•

from $575,000

11K

•

•

from $400,000

6P

51 Acorn Homes

Castlegate

55 Rosehaven Homes

The Neighbourhoods of Mount Pleasant 416-410-0175

55 Townwood Homes

The Neigbourhoods of Mount Pleasant

LoveMountPleasant.com •

•

from $270,000

6P

55 Townwood Homes

The Neighbourhoods of Mount Pleasant lovemountpleasant.com •

•

from $270,000

6P

58 Devonleigh Homes Inc.

Meadowlands

519-942-3312

•

•

from $339,000

3C

64 Meridian Homes

Credit Valley Manors

905-216-5186

•

•

from $400,000

8P

65 Great Gulf Homes

Mount Pleasant

905-459-5772

•

from $510,000

6P

66 Ballantry Homes

Spring Valley Village

ballantryhomes.com

•

from $420,000

9M

Brampton, Caledon, Bolton

Price Range

Vales of the Humber Estates

west region:

Tel

Treasure Hill Homes

10 Valery Homes

IFC-Inside front cover; IBC-Inside back cover

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* Due to scale restrictions locators are approximate. Please see builder’s ads for exact locations.

Hamilton 3

irv ng

2

Rd

6

P

QEW

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Ki

N

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22

St

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nn

St

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d er Sid as

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ai

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12

an

nd

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403 Hwy 2

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Snak

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407

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ita Br E Rd

n

sio

Rd

sle

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Co

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10

8

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6

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rs

Burlington

Rd

Rd

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11

De

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ee

Rd

ke

n

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en

E

Rd e

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ou M

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d oa E ill lv el pb

nt

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1

20 er Sid 15 Rd n sio es nc

Co

d.

ll R

gy

Ar

Sid e

ro

ad

Sid er

d oa Sid er

Sid er oa d 25

th

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14

cN

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Acton, Halton Hills, Milton, Burlington, Waterdown

E

w

Flamborough

d

Rd

Rd

e

M

Li

H

N

rR

ug

Waterdown

K

25 Tr 5 em ai n

A

th

12

Rd Rd ne e Li Lin 4 3

ro

h

es

nc

Rd

bu

Co

Rd

14

te

iss

nt

west region:

ne Li

24

on

Li

Tw

401

n sio

1 7 9 17

ga

ne

M

I

al af Tr

Li

Rd

401

el

ph

ay

ne

Rd

w

Li

Gu

ill

J

rk

Ce

106

Rd

Attention Builders Want to add your community to our maps?

Need to update existing information?

Please fax the details to (416) 789-9554

Pa

Milton

n

H

ne

Li

ne

ow

w To

G

1

Li

5

2

Sn

Br

F

8

es

2

oa d

10

Rd

Rd

30

te

Sid er

y.

7

Halton Hills Georgetown Ja m

on Br

ne

Rd

Hw

Rd

ne Li

Li

15

ne

5

4

oa d Sid er

Li

17

6

33

16

oa d

25

D E

oa d Sid er

y

22

Hw

Cl ay

Hw

y7

C

hi ll Rd

26

d rR Rd ga al ne af Li Rd Tr 6 ne Li 4

A

rt Rd ou ll sC hi le rc vd Co Chu Bl t on e S ct c la al W

B

vd Bl ne Rd Li ill ne ch th Li /9 ur 8 Rd Ch w on ie st Rd nv in e ai n W Li nt ou 10 M

Acton

2

43

Stoney Creek

7

Grimsby

R

44 37

36

35

St. Catharines

Niagara 420

20

Price Range

Page No.

•

from $320,000

14 12R

•

from $372,000

9 9G

•

from $420,000

7 9C

Cannery Park

1800-565-5150

17 Mattamy Homes

Hawthorne Village

mattamyhomes.com

33 Menkes

The Enclaves of Upper Canada

289-891-9103

•

1

Schuit Homes

Perth Park

905-628-9559

• 1Q

2

Great Gulf Homes

Edgewood

905-356-9408

•

3

Spallacci Homes

Simona Place

spallaccihomes.com

• 2Q

4

Spallacci Homes

Eden Park

905-381-4280

•

from $320,000 2Q

4

Spallacci Homes

Eden Park

spallaccihomes.com •

from $320,000 2Q

5

Arista Homes

Milton Trails

905-864-3306

9h

6

Country Green Homes

The Uptowns of waterdown

905-690-7600

•

•

from $250,000 7M

8

Mattamy Homes

Cranberry Hill

mattamyhomes.com

from $360,000 8N

9

Beaverhall Homes

Forestwood

905-636-1365

•

12 Tobyn Park Homes

Park City

parkliving.ca

13 Heathwood Homes

The Village at Traditions

905-876-3140

•

•

from $441,000 8h

20 Parkbridge Lifestyle Communities Inc.

Cherry Hill at Vineland

1-800-479-9777

•

from $194,000 12R

22 Country Green Homes

Park Place Village

905-690-7600

•

• •

from $250,000 8m

26 Eden Oak

Weaver’s Mill

weaversmill.com/nh

•

from $336,000 6B

35 Phelps Homes

Jordan Village

phelpshomes.com

•

from $345,000 9R

36 Phelps Homes

Brookside

phelpshomes.com

•

from $236,000 7R

37 Phelps Homes

Streamside

phelpshomes.com •

from $316,000 6R

38 Losani Homes

Ancaster Glen

289-239-7629

from $370,000 1P

39 Losani Homes

The Fairgrounds

289-286-0928

from $250,000 2Q

40 Losani Homes

Greenhill Glen

905-538-8752

from $270,000 4Q

41 Losani Homes

Sherman Oaks

905-574-0828

from $290,000 2R

42 Losani Homes

Paramount

905-560-2061

from $230,000 3R

43 Losani Homes

Orchard Park

905-930-9943

from $390,000 5Q

44 Losani Homes

Discovery

905-563-0666

from $330,000 8R

•

from $305,000 12Q

from $495,000 9G

• from $180,000 11l

Acton, Halton Hills, Milton, Burlington, Waterdown

Tel

west region:

Lakeview Homes

Site

Fi Map nd er

7

Builder

De ta Se che m d To i w n Co ho n d me o

Si te

# IBC-Inside back cover

107

1

2

3

4

5

6

7

8

9

10

11

12

A 9

r rD

e Rd

so

E Rd pe or th m ha rn

n Li

Rd

Rd

Bu

Ford Dr

8

ar

e

n Li

lg

Rd

fa

e

Tr a

6

C

W

Co

er

ol

al d on M

ac D

yn

ds

St

Rd

ke

La

Rd

Re

be

cc

sh a St or e Rd

rs

E

Rd

St

ee Sp

Re

e rM

id

dl

3

Rd

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pe

W

Br

id

Up

W

ge

12

ne

r

Rd

Rd

Li

D

Rd

Up p

St W as nd 25

ate

ne

ne

lG

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ai

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4

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ng

Du 15

Tr e

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ve

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W

No

G

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on

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Br

ap

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M

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rn

W

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tw ar

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4

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403

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Oakville

Ro ya ll R l W in d d

B

ak

rlo

Bu

J

La

2

ke

sh

or

e

Rd

I

Rd

K

24

Rd

d

ush R

Pineb

401

s Dr

Frank

N

8

ro

na

tio

n

P

e Rd

u Aven

t sS dr ew

Main

Cambridge 24

n

Attention Builders - Want to add your community to our maps?

Need to update existing information?

Please fax the details to (416) 789-9554

d

eim R

Blenh

An

* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

Rd

Elgi

R

vd

Clyde

St.

Q

Bl

ler Rd

Co

d

O

lin Blv

Lang

Hespe

Oakville, Cambridge

h Ave

rdale

St

west region:

Guelp

Beave

n Rd

M

essio

tain Foun

108

ck Rd

le Blo

Midd

Conc

L

s Rd

Myer

St

13

Fi M ap nd er

15

Menkes

Millstone On The Park

905-825-3619

•

from $420,000

Mattamy Homes

The Preserve

mattamyhomes.com

•

•

from $700,000

4E

2

Treasure Hill Homes

Nautica at Lakeshore Woods

905-465-9133

•

from $550,000

6J

3

Markay Homes

Bronte Park Town Manors

416-746-1234

•

from $590,000

3G

Tel

Price Range

Page No.

7 3G

Oakville, Cambridge

1

Site

west region:

De ta Se che m d i To w Co nho n d me o

# Si te

Builder

109

I BUILD SUCCESS. “BILD membership has provided our business with a network of contacts, information and changes in the industry. In today’s ever changing economy, it is necessary to have a support system that keeps you in the loop, informed and ahead of the game. BILD provided this and contributed to our continuing success.

We encourage everyone in the industry to do the same.”

Nick DeLuca, President

N. De Luca Plumbing Inc., Trade Contractor Member Since 1996

I AM

Get Involved: bildgta.ca

110 NEW HOME GUIDE GTA | MAY 31 - JUN 14, 2014

May 31 - June 14, 2014

Showcasing new homes in the GTAâ&#x20AC;&#x2122;s east region

IN THIS SECTION

>> Maps and listings for new-home communities in the east region >> Builder news and the latest in new homes in the east region

IN THE MARKET FOR A

NEW HOUSE

OR A CONDO?

We think finding a home is a lot more than simply finding the right property.

Thatâ&#x20AC;&#x2122;s why we put you right in the middle of the search process.

Search your favourite neighbourhood

Find out about nearby services and amenities

View new construction projects and register to get the latest info

Visit the new real estate section on canpages.ca and start looking for that special place.

Powered by

112 NEW HOME GUIDE GTA | MAY 17 - 31, 2014

//IN THE NEWS

Monarch Tranquility A new Monarch family story

One recent Saturday in April, a Monarch new home purchaser toured the model at Tranquility in Ajax, his thoughts anything but tranquil. For Joseph was about to pop the question to girlfriend Natalie – in front of about 15 friends and family, and a team from Monarch Corporation.

“I suggested a modified Monarch email with a fake event invitation to the sales people. They loved the idea and even issued it authentically for me from their office,” says Joseph.

For 96 years, families have chosen Monarch for the biggest purchase of their life.

Today, Natalie is his fiancé, so we know she said yes – once she caught her breath. “At first, I was speechless,” Natalie says. “I had to catch myself, my knees went weak.”

She and Joseph have purchased the Serene Model at Tranquility. Now, the happy couple have two things to look forward to – a new home and a wedding.

For 96 years, families have chosen Monarch for the biggest purchase of their life. From Monarch to Natalie and Joseph, welcome to the family.

may 31 - jun 14, 2014 | New home guide GTA 113

31

Wentworth St

Bloor St.

Bloor St

Gibb St

Wentworth St

King St W Bond St W

52 91 14

401

Adelaide Ave

Manning Rd

Phillip Murr

King S

Adelaide Ave

29

17

Rossland Rd

38

47

Dundas St E

Bayly St E

44 48 401

42 45

Westney Rd S

Montgomery F

401

Granite Court

6 50

Spruce Hill

ou nt

em

gst

on

46 Rd

Whites Rd

ug

Glenanna Rd

Appleview Rd

Ro

Altona Rd

Highview Rd

Fairport Rd

Sandy Beach Liverpool Rd

K

J

I

H

G

F

E

D

C

B

A

D

Kingston Rd

Magill 92Dr

28

Dixie Rd

Brock Rd

Kin

Rossland Rd

9

41 Delaney Dr

30

Squires Beach Rd

Dr Notion Rd

Brock Rd R aks rO o j Ma Valley Farm

a

ew

riv

Lak

Church St S

Riverside

3 Concession

Finley Ave

eD

Rosebank Rd Altona Rd

Pickering Beach Rd

15

32 Sideline

Shoal Point Rd

Sheppard Ave

32 Sideline

Ajax-Whitby

Harwood Ave

Stroud's

North Rd

Bv

51

North Rd

Rossland Rd

90 4 Concession

5 Concession

Whites Rd

1

30 Sideline

McQuay

Finch Ave

28 Sideline

Gordon St

Cochrane St

Liverpool Rd

4 Concession

7

Cityof Pickering

7 Conncession

2

9 Concession

3

24 Sideline

Brock St S

Tow n of Ajax

43

Ravenscroft

Brock Rd

Whitevale Rd

5 4

20 Sideline

Blair St

Henry St

54 66

Westney Rd N

16 Sideline

Brock Rd

Hopkins St

7

7

16

Taunton Rd W

23

4

Taunton Rd E

Salem Rd

Paddock Rd

16 Sideline

Olive Ave

Beatrice St

55 Taunton Rd W

50

8

13 37

Tow n of W hitby Salem Rd

Church St N

16 Sideline Brock Rd Cen tral St

Thornton Rd

Kendalwood R

Audley Rd

Greenwood Rd

12 Sideline

Stevenson Rd

Townline Rd

Audley Rd

7

7 Concession

8 Concession

9 Concession

Brock St N

Lakeridge Rd

Fifth Conces

7

Baldwin St S

4 Sideline R

6 Sideline

Park Rd S

Park Rd S

Garden St Blair St

Garden St

Coronation R

6 Concession

4 Sideline

4 Sideline R

Dryden Bv

Conlin Rd

Halls Rd N

Anderson St

Ritson Rd S tS eS co Sim

Centre St.

Garrard Rd

Country Lane

8

Columbus Rd

Brawley Rd

Country Lane

Rossland/Winchester R

Myrtle Rd W

Cochrane

10

26

60 3

18

22

46

2

53

Village of Brooklin

11 10

68

Cedarbrook T

Ashburn Rd

9

Thickson Rd

Baldwin St N

Duffs Rd

6

21

1

Church St E

Thornton Rd

Wilson Rd S

Pickering, Ajax, Whitby, Oshawa

tN

Garrard Rd

Garrard Rd

Lake Ridge R

east region:

Mary St N

eS

co

Sim

Harmony Rd S

Central Park

Stevenson Rd

12

114

40

34

Conlin Rd

68

Cityof Oshaw a

8 Concession

13 12

Stevenson Rd

Ritson Rd N

tE

Attention Builders Want to add your community to our maps?

Need to update existing information? Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate.

Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

19 18 17 15 14

Wilson Rd N

wS

devie

Gran

ly

Harmony Rd N

Grandeview S

Bay

16

Townline Rd. Grandeview S

Page No.

1

Tribute Communities

Charing Cross

905-571-1011

•

from $390,000

15 14E

4

Menkes

Somerset

905-428-0500

•

from $520,000

7 7G

8

Lakeview Homes

The Forest of Lyndebrook

416-746-1234

•

from $490,000

14 10F

2

Brookfield Homes

Hills of Harrowsmith

905-697-1681

•

from $300,000 15G

3

Great Gulf Homes

Stonecrest

greatgulf.com

•

•

from $298,000 15F

6

Emery Homes

Town Central

1-877-953-6379

•

from $350,000 4J

7

Highmark Homes

Triumph

whitbytriumph.ca •

from $350,000 10G

9

Stafford Homes

Elements Townhomes

elementsajax.com

from $390,000 7H

13 Liza Communities

Folkstone

1-877-365-9555

•

•

from $335,000 10G

21 Great Gulf Homes

Grandview Oshawa

1-888-579-7235

•

from $334,000 14F

31 Preston Homes

Prestonvale Heights

905-432-2800

•

•

from $350,000 15J

34 Tribute Communities

The Neighbourhoods of Park Ridge 905-723-2344

•

from $339,000 15G

45 Sundial Homes Limited

Mulberry Meadows

905-427-8255

•

from $273,000 6J

47 Senator Homes

Whitby by the Lake

senatorhomes.com •

•

from $250,000 9J

54 Baycliffe Homes

The Gates of Whitby

905-668-9828

•

•

from $250,000 9G

60 greycrest homes

the fields of conlin

905-725-4539

•

from $310,000 15G

66 Monarch Corporation

Tran Quility

monarchgroup.net •

from $550,000 7G

67 Midhaven Homes

Breeze

1-877-773-6888

•

•

from $300,000 15F

68 Storybook Homes

Brookstone Estates

905-438-9516

•

from $1050,000 11B

90 LeBovic Homes

Old Taunton in Pickering

905-428-3434

•

91 Sundance Homes

The towns of nichol green phase 1

905-441-3312

•

from $260,000 11J

92 Glen Rouge Homes

The Cornerstone

905-239-9777

•

from $579,000

• • 5H

6I

Pickering, Ajax, Whitby, Oshawa

Price Range

east region:

Tel

M Fi a nd p er

Site

et a Se ch m ed To i w Co nho nd m o e

Builder

D

# Si te

115

Mill St

4

Parkhill Rd.

7B

7

28

115

7

t.

rS

te Wa

Peterborough

9 Lansdowne Ave.

7A

7

35

28

7

134

Attention Builders - Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

ach

Re

4

Durham 23

St

7

7

Bloor St.

Hwy 2

Oke

Rd

33

Nash Rd

Angelina St North

9

Lindsay St. North

Major St.

Lorne St.

Lindsay

8

Courtice

King St.

Po rt Per ry

Hwy #7

Kent St

Colborne St

35

7

Harmony Rd

Hw Mya2rsh

20

32

401 14

Bloor St.

LAKE

ONTARIO

.

St. Ridout W al to

n

St .

To Belleville Jocalyn St

401

.

Lake Ontario

Po rt Hope

Rd.

t. H wy 2

gS

Kin

Concession St

Baseline Rd. E

37

Concession Rd 3

13

Bowmanville/ Newcastle

21

12

Hwy

39

8

401

14

16

7

7 12

2

7A

Lake Scugog

18

ill Mc G

17

Lake Scugog

15

Dr

18

LAKE ON TA

Port Hope

1

MacDonald Cartier Freeway

106

RIO

35

29

5

115

19

Cobourg

Hwy 2 3

Hwy 401

Reg. Rd. 74

* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

17

To Toronto

Hwy

Nash Rd

y2

St. Hw

Baseline Rd. W

26

King

48

45

11

Mearns

10

Rd

K

J

I

H

G

F

E

19

7 y4 30 Hw 3 Goodwood Rd

Centre

Rd.

ng

D

Quaker Village Dr

Uxbridge

15

Brock Rd To

mo

Che Monaghan Rd.

C

Brock St

St

to

ro n

Reg Rd 8

Elgin Park

Durham Reg

Main St

B

Hwy 134

Liberty St. N Liberty St. S

6

West Townline Rd. N.

5

le Rd

4

Varcoe Rd Darlington Blvd

n io Un

3

.

St. Joseph's Rd onva

Waverly Rd

Lambs Rd Hains St

2

t.

1

Hwy 28

Av e Trulls Rd

Regional Rd 57

A

Reg. Rd 34 Courtice Rd

McLaughlin Rd ille Rd Janetv

Uxbridge, Lindsay, Bowmanville/Newcastle, Courtice, Peterborough, Port Hope, Cobourg, Port Perry

Reg. Rd. 18

east region:

y2

Prest

to

Hancock Rd

Mill St.

oS tari

Hwy #12 (From Whitby)

ron To

On

Simcoe St. (From Oshawa)

w

y.

4 H

116 Hw

5

Page No.

1

Mason Homes

Port Hope Lakeside Village

905-885-6565

•

from $229,000 12K

2

Far Sight Homes

King’s Bay Golf & Country Club Estates 905-642-8383

•

from $408,000 15B

3

Far Sight Homes

The Estates at Sunset Ridge

905-642-9015

•

from $690,000 2E

4

Parkview Homes

Jackson Creek Meadows

705-748-4663

•

3I

4

Parkview Homes

Jackson Creek Meadows Townhomes 705-748-4663

•

3I

7

Brookfield Homes

Foxtrail

brookfieldhomes.ca •

8

Kaitlin Group Ltd.

Port of Newcastle

1-800-305-6849

•

8

Kylemore Communities

Port of Newcastle

905-987-5146

•

from $479,000 14E

8

Storybook Homes

Bond Head Estates

905-438-9516

•

from $850,000 14E

9

Parkview Homes

Harmony Condominiums

705-748-4663

14 Rice Developments

Willmot Creek On The Lake

905-697-5806

•

from $225,000 11D

18 B.G. Schickedanz

Lake Scugog Estates

1-888-894-9888

•

from $330,000 17B

20 Geranium Homes

Verandas

905-885-0555

•

from $266,000 10I

26 Kaitlin Group Ltd.

Aspen Heights

905-697-0513

• from $165,000 10C

26 Kaitlin Group Ltd.

Condominiums at Clarington Centre 905-697-4513

• from $210,000 10c

26 Kaitlin Group Ltd.

Country Classics

1-866-514-3573

•

•

from $300,000 10c

30 Empire Communities

Estates of Wyndance

905-649-8197

•

from $900,000 3e

34 Carrington Homes

Woodlands of Upper Courtice

905-787-0963

•

from $260,000

35 Mason Homes

Parklands

1-866-443-7900

•

from $238,000 3H

39 H&R Developments

Gracefields

hr-newhomes.com

•

from $322,000 14B

39 Thornridge Homes

Gracefields

thornridgehomes.com •

from $290,000 14B

45 Highcastle Homes

Northglen

northglen.ca

•

45 Delpark Homes

Northglen

905-419-7222

•

45 Esquire Homes

Northglen

48 Brookfield Homes

from $400,000 5B

• • from $260,000 14E

• from $189,000

2I

9I

•

from $221,000 11B

• •

from $221,000 11B

northglen.ca

from $245,000 11B

BrookHill

905-697-1681

•

• •

from $300,000 10B

48 Jeffery Homes

BrookHill

905-697-0765

•

• •

from $300,000 10B

72 Vandyk Communities

West Park Village

vandykcommunities.com •

• •

from $210,000

3I

Uxbridge, Lindsay, Bowmanville/Newcastle, Courtice, Peterborough, Port Hope, Cobourg, Port Perry

Price Range

east region:

Tel.

Fi M ap nd er

Builder Site

De ta Se ch m ed To i w n Co hom nd e o

# Si te

117

Model Home Photo Compliments of Averton Homes www.averton.ca

Some art doesn’t hang in galleries. Spectacular interiors by Averton HomesSpectacular interiors by Averton Ho

MAY2014

Averton Homes has been featured as “MODEL HOME OF THE MONTH” as seen in the New Home Guide model home calendar

homebuyers’ help//

Homebuyers’ Resource Section You love the home, see what you can afford! » Compare mortgage rates for your best deal

» Calculate your mortgage payments using the mortgage payment calculation chart

may 31 - jun 14, 2014 | New home guide GTA 119

Calculate your mortgage payments interest rate

amortization period

chart figure

example: 5%

25 years

5.82

mortgage amount ÷ 1,000 (mortgage amount $125,000)

125

monthly payment

$

Follow these steps to see if you’ll qualify for a mortgage on your dream home

01 02 03

Calculate the combined monthly before-tax income of you and your spouse.

Divide by three. This figure is the monthly payment you can afford to make on your home.

Take the total price of the home and subtract the amount of money you expect to make as a down payment. This is the money you will have to borrow.

120 New home guide GTA | may 31 - jun 14, 2014

04

Refer to the chart on the opposite page. Look down the left column and locate the interest rate you expect to pay.

Line this up with the amortization period of your choice. (Most firsttime buyers take the 25-year amortization.)

05

Multiply this figure by the amount you need to borrow.

Divide by 1,000.

06 07

Add to this your estimated monthly heating costs and monthly property taxes.

If this figure is equal to or less than one-third of your gross monthly income (calculated in Step 2), you’ll qualify for a mortgage on your dream home.

» Bear in mind that this is a rough estimate. If you have several other large loans already, you may qualify for less. Also, banks and trust companies vary in their policies. The best way to know what you can afford is to go to the lending institution of your choice andget pre-qualified.

Mortgage payment calculation chart %

Interest Rates

10 years

Amortization Periods

15 years

20 years

25 years 4.73

4.21

4.99

4.48

3.00%

9.65

6.90

5.54

3.50%

9.88

7.14

5.79

3.25% 3.75%

9.76

9.99

4.00%

10.11

4.50%

10.34

4.25% 4.75%

5.00% 5.25%

5.50% 5.75%

6.00%

6.50%

6.25% 6.75%

7.00%

7.25%

7.50%

7.75%

10.23 10.46 10.58

9.00%

7.75

7.88

11.00%

11.25%

11.31 11.43

8.53

8.66

8.80

11.56

8.93

11.81

9.21

11.68

5.82

6.85

6.10

9.07

7.12 7.41

7.55

7.69

7.84

12.58 12.84 13.10

13.24 13.37 13.50

13.64

13.77

12.00%

14.18

14.04

12.25%

14.32

12.75%

14.59

14.46

7.16

8.74

8.12

10.33

9.20

8.62

9.52

8.95

11.06

11.22

11.36

11.52

11.66

11.82

9.05

9.36 9.68

5.64 5.79 5.95

6.11

6.26 6.42

6.59

6.75

7.93

8.45

9.12

9.63

10.65

7.59

7.76

8.78

10.16

10.32

7.42

8.10

9.29

10.49

7.08

8.45

9.84

10.00

9.46

9.80 9.97

10.15

8.28 8.63

8.80 8.98 9.16

9.34

9.52

9.70

9.88

10.81

10.32

10.06

11.15

10.67

10.43

11.97

10.98

12.28

11.31

12.13

5.49

7.95

7.79

8.28

10.92

5.34

8.59

8.86

10.77

5.19

7.25

7.47

10.05

10.63

5.04

7.63

8.44

9.90

7.00

4.90

8.28

9.62

12.45

6.70

6.85

4.76

6.91

12.19

9.76

6.40

4.61

7.32

8.14

9.48

5.96

4.34

7.99

9.34

13.91

12.50%

6.57

11.94

11.50%

11.75%

5.67

6.55

8.40

10.48

10.75%

6.44

5.40

7.26

11.19

8.14

12.97

10.25%

6.17

6.25

5.53

9.75%

9.50%

10.50%

6.30

10.19

7.63

7.50

12.71

10.00%

5.26

9.25%

6.04

6.98

12.32

7.38

8.27

11.07

8.50%

5.13

10.94

10.82

8.75%

5.91

6.74

12.06

4.86

8.01

8.00% 8.25%

7.26

5.66

10.70

7.02

30 Years

10.49

10.85

10.25 10.61

This table shows the monthly payment of principal and interest for each $1,000 of mortgage. Example: The monthly principal and interest payment for a $125,000 mortgage with a 25-year amortization period at 5% is as follows: ($125,000 รท 1,000) X 5.82 = $727.50 may 31 - jun 14, 2014 | New home guide GTA 121

Compare mortgage rates for your best deal CHARTERED BANKS

Variable

6 Months

1 Year

2 years

3 years

4 years

ATB Financial 2.7 4 2.94 2.89 2.99 3.04

6.30op 6.30op 6.50op Alterna Svgs/Alterna Bk 2.6 4 2.98 2.98 2.98 2.94

6.30op 6.30op Bank of Montreal 3 4 3.14 3.04 3.85 4.39

6.30op 6.30op Bank of Nova Scotia 2.6 4.55 3.29 3.14 3.44 2.94

6.45op 6.50op Canadian Western Bank 4 3.14 3.04 3.75 4.39

6.45op 6.30op CFF Bank 3.69 3.75 3.79 3.79 CIBC 3 3.09 2.79 3.75 2.97

6.70op 6.35op HSBC Bank Canada 2.55 4.45 2.7 3.95 2.93 3.09

6.20op 6.35op ICICI Bank Canada 3.05 3.15 3.65 3.64 3.69 Manulife Bank 2.7 4.45 3 3.05 3.1 3.14

3.50op National Bank n/a 4.4 3.14 3.04 3.75 2.99

6.70op 6.70op Presidentâ&#x20AC;&#x2122;s Choice Finan 3 3.24 3.59 3.69 Royal Bank 3 3.14 3.04 3.75 4.54

6.30op 6.30op TD Canada Trust 3 3.09 2.79 3.44 2.97

6.30op Tangerine 3 3.19 3.24 3.49 3.69 Airline Financial C.U. 4 3.01 3.1 3.33 3.65

6.25op Luminus Financial 2.55 3.05 2.75 2.95 2.9

6.3 IC Savings 3.05 2.99 2.99 3.39

5 years 3.39 3.14 3.29 4.79 4.99 3.24 4.99 3.49 3.89 3.19 3.39 4.09 4.94 3.39 3.99 3.99 2.95 3.39

TRUST COMPANIES Community Trust n/a Effort Trust n/a

Home Trust Company 2.5 Investors Group Trust n/a

MTCC 2.6

6.5 4.45 6.30op 3.95 4.2 6.50op 4.55 6.45op

3.14 3.25 3.95 4.74 3.25 3.6 3.7 4.6 6.30op 2.89 2.89 2.79 2.94 3.14 3.14 3.75 4.64 6.30op 3.29 3.14 3.44 2.94 6.50op

4.99 4.95

Comtech Credit Union 2.95 6.2

6.40op First National Fin. LP 3.95 FirstOntario C.U. 2.7

6.34op London Life n/a 4.2

6.50op MCAP 2.6 Meridian Credit Union 2.6 4

Parama Credit Union 2.85

Steinbach Credit Union 2.5

2.99 3.25 3.29 2.99 6.30op 2.99 2.59 2.79 2.87 3.09 3.14 3.29 2.95 6.34op 3.14 3.14 3.75 4.64 6.30op 3.6 3.95 4.35 4.89 3.09 3.14 3.65 4.39 6.30op 2.85 3.05 3.15 3.25 3.00op 2.65 2.8 2.9 2.95

2.99

3.09 4.99 4.79

OTHER FINANCIAL INSTITUTIONS

3.19 3.09 4.99 5.14 2.95 3.4 3.1

Notes: **Interest rate charged subject to adjustment during term mortgage. Please consult institution for term of years available. All rates are prime rates and subject to change without notice.

R.O.R. RATES ON REQUEST op OPEN ----- NOT QUOTING N/A NOT AVAILABLE May 15, 2014. Prepared By Fiscal Agents Financial Information Services 905.844.7700

may 31 - jun 14, 2014 | New home guide GTA 122

Brookfield Homes/ Orchard Ridge Homes

Alliston – Treetops

GTA

HOT SHEET BUILDERS: If you would like to include your new model home or site opening, email wayne.karl@wall2wallmedia.com.

Please say you saw it in New Home Guide!

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Beaverton – Seven Meadows

Now open – small-town living in this collection of detached bungalows and twostorey homes. marydelhomes.com Lindvest

North York – The Brownstones at Westown

Model suite now open at this collection of stacked two-bedroom condominium townhomes at Weston Rd. and Sheppard Ave. W. lindvest.com

Model homes now open for this masterplanned community right next door to the Nottawasaga Resort. treetopslife.ca

Arista Homes

North York – Goddard on the Valley

Grand opening now on for these semis and select number of detached homes. aristahomes.com Arista/Fieldgate/Paradise/Starlane

Unionville – Upper Unionville

Now open – urban/lane/luxury townhomes, semis and 34-, 38- and 42-ft. singles. livingatupperunionville.com Fieldgate Homes

Brampton – Valleylands on Chinguacousy

Grand opening – freehold towns, 28-ft. linked singles, 38- and 45-ft. detached singles. fieldgatehomes.com Menkes

North York – Bloom Park Towns

Now open – townhomes at Bathurst St. and Finch Ave. menkes.com Mattamy Homes

Brampton – Mount Pleasant North

Now open – this selection of three-storey townhomes and detached homes on 30-, 38and 45-ft. lots. mattamyhomes.com Fieldgate Homes

Richmond Hill – The Humberlands

Grand opening – 30-, 36- and 50-ft. singles close to parks, schools, shopping and more. fieldgatehomes.com Ballymore Homes/Briarwood Homes

Tottenham – Mill Street Village

Grand opening – towns, semis and detached homes on 33- and 40-ft. lots. millstreethomes.com

Tribute Communities

Aspen Ridge Homes & Great Gulf Homes

Grand opening now on – luxurious detached homes on 50-, 60- and 70-ft. lots. mytribute.ca

Now open – designer-furnished models of 70-, 80- and 90-ft. estate lot homes on the Oak Ridges Moraine. aspenridgehomes.com & greatgulfhomes.com

Nobleton – Gates of Nobleton

VANDYK Communities

Mississauga – Windows on the Green

Now under construction – suites still remain for this boutique, midrise condo, close to amenities in the heart of Mississauga. vandykwotg.com

King City – King Oaks

Aspen Ridge Homes

Rosehaven Homes

Oakville – The Randall Residences

Construction underway – 36 condominium suites from 1,800- to more than 3,000 sq. ft. from $1.8 million. therandallresidences.com

new RELEASES Empire Communities

Brampton – Lakeside

New 38-ft. designs in a community of townhomes, semis and detached homes. empirelakeside.com Monarch

Ajax – TranQuility

New release of detached single-family homes on private ravine and pie-shaped lots. monarchgroup.net Rosehaven Homes & Townwood Homes

Brampton – Mount Pleasant

New release of freehold towns, attached singles and detached homes on 30-, 38-, 41- and 45-ft. lots. lovemountpleasant.com Mattamy Homes

Oakville – The Preserve

A new release of Village Homes and 34-, 38- and 45-ft. detached homes, many on a private crescent. mattamyhomes.com Forest Hill Homes & Madison Homes

Markham – Cornell Rouge

New release – freehold towns and singles on 30-, 36- and 40-ft. lots with attached garages. Eight models now open. cornellrouge.com Ballantry Homes

Brampton – Spring Valley Village

New release of semi-detached and detached homes surrounded by valley lands. ballantryhomes.com Tribute Communities

Oshawa – Park Ridge

New 40-, 50- and never before seen 36-ft. designs on extra deep lots. mytribute.ca

Aspen Ridge Homes

Markham – Upper Cornell

Richmond Hill – Kettle Lakes Club

VANDYK Communities

Now open in Richmond Hill – a collection of executive townhomes on a protected ravine. aspenridgehomes.com

New release now available – semis and detached homes on 30-ft. lots. aspenridgehomes.com

Cobourg – West Park Village

National Homes

Bradford – Summerlyn Village

Master-planned community featuring bungalow townhomes, attached singles and single-detached homes. Models now open. vandykwestpark.com Tribute Communities

Oshawa – U.C.

Grand opening of this new master-planned community in north Oshawa. mytribute.ca

Augustine Group

Lake Simcoe – Crates Landing

Now open – the beauty of Lake Simcoe at an affordable price. crateslandingcondos.com Averton Homes

Mount Albert – Victoria Highlands

Now open – community of bungalows and two-storey homes. victoriahighlands.com

Great Gulf Homes

Forest Hill – The Churchill Collection

Limited edition detached homes on premium conservation lots. greatgulf.com

Menkes

Meaford – Gates of Kent

Now open at Spadina and St. Clair, refined townhome residences. churchillcollection.ca

Georgetown – The Enclaves of Upper Canada Now previewing – semi-links and detached homes in Georgetown. menkes.com Monarch Corporation

Kleinburg – Kleinburg Crown Estates

Now open – 42- and 50-ft. singles to Major Mackenzie Rd. and Hwy. 27. monarchgroup.net

Reids Heritage Homes

New block of bungalow townhomes – elegant and carefree condominium living, close to all amenities. Starting from $244,900 reidsheritagehomes.com Delpark Homes

Bowmanville – Northglen

New release of 33- and 40-ft. lots, starting from $303,990. delparkhomes.ca

Rosehaven Homes

Kleinburg – Kleinburg Heritage Estates

Now open – homes of distinction on unique 60-to 70-ft. lots. kleinburgheritageestates.com

may 31 - jun 14, 2014 | New home guide GTA 123

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GTA

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preview registration Rosehaven Homes

Caledon – Lotus Point

Coming soon – 36-ft. singles from the low $600’s and freehold towns from the mid $400’s. moveuptocaledon.ca

Arista Homes

Vaughan – Vellmore Woods

Coming soon to Vaughan – exclusive 36and 42-ft. singles. aristahomes.com Menkes

Etobicoke – Dwell City Towns

Register now for these distinctive collections of urban townhomes in the heart of Etobicoke. menkes.com Arista/Fieldgate/Paradise

Kleinburg – Impressions

Pre-construction savings for these freehold townhomes and semis, and 30-, 38- and 44-ft. detached homes. impressionskleinburg.com Greenpark/Starlane

Mississauga – Churchill Woods

Register now for these towns and semis in one of Mississauga’s newest communities. churchillwoods.ca CountryWide Homes

Bradford – DreamFields

Register now for priority opportunity of singles and towns coming soon. countrywidehomes.ca Ballantry Homes

Oakville – Oak Park

Register now for this collection of urban townhomes and midrise condominiums. ballantryhomes.com Mattamy Homes

Milton – Hawthorne Village On The Escarpment

Coming soon, exclusive new townhome designs on the Escarpment. mattamyhomes.com

Etobicoke – Humber Mews

Coming soon – townhomes at Browns Line and Evans Ave. menkes.com Madison Homes

Richmond Hill – Jefferson Forest

Grand opening coming soon! Register now for a collection of detached homes and freehold towns. madisonhomes.ca Great Gulf

Brampton – Mount Pleasant

Preview opening at Bovaird and Creditview – full depth lots with unique standard features. greatgulf.com CountryWide Homes

Newmarket – Woodland Hills

Coming soon – towns and singles, some with court, ravine and pie-shaped lots. countrywidehomes.ca Brookfield Residential

Tottenham – Willow Glen

Preview opening on now – register now for these towns and singles from the $300’s. brookfieldhomes.ca Bremont Homes

Brampton – Crown of Creditview and Nobleton

An elite collection of estate homes in two private enclaves, from the $700’s. bremonthomes.com Treasure Hill Homes

Richmond Hill – Urbantowns at Bayview

Coming soon – register now freehold townhomes at Bayview and Hwy. 7. treasurehill.com Treasure Hill Homes

Markham – Accolades

Last chance to live in this established Markham community of singles, semis and townhomes. treasurehill.com Decade Homes

Toronto – Yorkdale Village

Register now affordable townhome living near Yorkdale Shopping Centre. yorkdalevillage.com CountryWide/Greenpark/ Royalcliff/Starlane/Townwood

Brampton – Gates Of Countryside

Register now for all new phase of semis and 38- and 47-ft. singles in an established, family-first neighbourhood. gatesofcountryside.ca Monarch Corporation

Ajax

Coming soon to Ajax – 40-ft. designs.

Discover a lifestyle infused with nature.

Register now! monarchgroup.net Fieldgate Homes

Markham – Victoria Manor

Coming soon – register now for luxury singles on 40-ft. lots in a prestigious neighbourhood at Woodbine and Major Mackenzie. fieldgatehomes.com

Heathwood Homes

Richmond Hill – Hampshire Mews

Now previewing in Richmond Hill – an enclave of urban towns on Yonge St. heathwood.com Ballantry Homes

Oakville – OakPark

Register now for this collection of urban townhomes and midrise condominiums, coming soon to Oakville. ballantryhomes.com National Homes

Newmarket – Stonehave

A ravine enclave in a mature community – 35-, 40- and 50-ft. lots near highways, shopping and schools. nationalhomes.com Delpark Homes

Sutton – Cedar Ridge

Coming soon – register now for towns and singles from the upper $200’s. delparkhomes.ca Brookfield Homes

Uxbridge – Foxtrail

Register now for bungalow townhomes from the high $300’s. brookfieldhomes.ca Lakeview Homes

Whitby – Forest of Lyndebrook

Register now for Whitby’s best 40-ft. lot value – detached homes with double-car garages from the $400’s. lakeviewhomesinc.com Beaverhall Homes

Milton – Forestwood in Milton

Now previewing in Milton – semi-towns and singles in a sought-after location. beaverhall.com Amacon

Mississauga – The Towns at Parkside Village

Register now for these townhomes starting from the mid $500’s. thetowns.ca Ballymore Homes/Briarwood Homes

Sutton – Jubilee

Coming soon to Sutton – singles on 36-, 40and 50-ft. lots from the $300’s. myjubilee.ca Starlane Homes & Valery Homes

Brampton – Mount Pleasant Meadows

Coming spring 2014 – semis and singles at Creditview Road and Wanless Drive. meadowsbrampton.com Arista/Fieldgate/Paradise/Opus

Aurora – Aurora Trails

Register now to be among the first at the preview opening of these luxurious singles, semis and towns. auroratrails.com Lindvest

Newcastle – Gracefields

New phase with 50-ft. lots this spring. lindvest.com Sunrise Homes

Oakville – Bronte Harbourside

Launching soon – 18 exquisite homes close to the water in a rare Oakville location. sunrisehomes.ca may 31 - jun 14, 2014 | New home guide GTA 125

advertiserindex Acorn Homes - Oak Knoll

Arista Homes - Aurora Trails

63

Family of Magazines - Promo

124

20-21

Fieldgate Homes - 90 Niagara

Insert & 25

Arista Homes - Goddard on the valley

47

Fieldgate Homes - Aurora Trails

Arista Homes - IMPRESSIONS

29

Fieldgate Homes - BlueSky Stouffville

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35

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IFC & 1

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5

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Insert & 25

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118

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11

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93

Briarwood Homes - Mill Street Village

59

Forest Hill Homes - Jefferson Forest

35

Brookfield Homes - Grand Central

16

Geranium Homes - Uptownes at Cardinal Point

Brookfield Homes - Treetops

17

Great Gulf Homes - King Oaks

36

30-31

Canpages - Promo

112

Great Gulf Homes - Mount Pleasant

37

Country Homes - Lakeshore Village

101

Great Gulf Homes - Summerlyn Village

37

Country Wide Homes - The Arbors

51

Great Gulf Homes - Westfield

36

Delpark Homes - Cedar Ridge

62

Greenpark Homes - Vales of the Humber Estates

27

Digital Device - Promo

90

Heathwood Homes - Hampshire Mews

49

Dunpar Homes - The Ossington

79

Highmark Homes - Nuvo

73

Empire Communities - Corporate

97

Homes by DeSantis - Lyonâ&#x20AC;&#x2122;s Creek

99

126 New home guide GTA | may 31 - jun 14, 2014

Insoho Developments - Highland Creek Collection

67

Menkes - Somerset

7

Lakeview Homes - Cannery Park

14

Menkes - The Enclaves of Upper Canada

7

Lakeview Homes - Greenbrook Village

14

Lakeview Homes - The Forest of Lyndebrook

14

Model Home of the Month - Promo

Monarch Corporation - Corporate Lormel Homes - La Viva

20-21

11 & 43 Orchard Ridge Homes - Treetops

Madison Homes - Greensborough

43

Madison Homes - Jefferson Forest

35

Madison Homes - Thornhill

43

Mancini Homes - West Ridge Place Orillia

Marydel Homes - Seven Meadows

Paradise Homes - Aurora Trails

17

20-21

Paradise Homes - IMPRESSIONS

29

77

Primont Homes - Castlemore

13

65

Primont Homes - Centretown

12

Primont Homes - Heirloom in Markham

13

Primont Homes - Renaissance Townes

12

Mattamy Homes - Corporate

8

Mattamy Homes - Hawthorne Village

9

Mattamy Homes - Mount Pleasant North

39

42 OPUS HOMES - Aurora Trails

Madison Homes - Cornell Rouge

128 & BC

71 National Homes - The Townes of Richview

Luxury Living Magazine - Promo

96

BC Rosehaven Homes - Corporate

Mattamy Homes - St. John Forest

9

Mattamy Homes - Wildflowers

9

Menkes - Bloom Park Towns

7

Menkes - Corporate

6

Menkes - Dwell city town

7

Menkes - Humber Mews

Menkes - Millstone On The Park

22-23

Rosehaven Homes - Lyonâ&#x20AC;&#x2122;s Creek

99

Schwarz Law LLP - Barristers & Solicitors

55

Starlane Home Corporation - Vales of the Humber Estates 27

Treasure Hill Homes - Corporate

19

7

Treasure Hill Homes - Vales of the Humber Estates

27

7

Tribute Communities - Charing Cross

15

may 31 - jun 14, 2014 | New home guide GTA 127

Monarch first.

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ASPIRE TO OPEN-CONCEPT DESIGN. AT HOME. AND IN YOUR COMMUNITY. Welcome to Newmarket’s Woodland Hills, where you’ll experience a neighbourhood fabric that strikes a dramatic blend between big city amenities and small town charm. Discover gracious family homes where design consideration goes into every last detail, and where nature’s “exterior design” includes a conservation area and a natural community pond for all to enjoy.

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Trends fade. Styles change. Good design? It withstands the test of time. That’s what we aspire to.

PRESENTATION CENTRE NOW OPEN 18001 Bathurst St., Newmarket Towns from the $450’s | Singles from the $570’s 416.270.9484 | aspenridgehomes.com Aspire to great design.

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Elev. ‘B’

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Hwy. 407

Hwy. 410

Hurontario St.

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Bovaird Dr./Hwy.7

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Sales Centre Hours: Monday - Thursday 1pm-8pm; Friday 1pm-6pm; Saturday, Sunday and Holidays 11am-6pm All illustrations are artist’s concept. All dimensions are approximate. Prices, specifications, terms and conditions subject to change without notice. E.&O.E.