GTA New Home Guide - Apr 15, 2017

APR 15 - 29, 2017 VOLUME 25, ISSUE 8, FREE

GTA EDITION

PICKERING

REGISTER NOW TOWNHOMES AND SINGLES STEPS FROM THE SHORES OF LAKE ONTARIO

BY QUAINT FRENCHMAN’S BAY.

MadisonGroup.ca

INSIDE THIS ISSUE

BUDGET 2017 COMES UP SHORT IN ADDRESSING AFFORDABILITY

THE TORONTO HOUSING MARKET BY THE NUMBERS

SIX FINANCIAL HOMEBUYING HACKS

LIVE, WORK, AND PLAY ON THE PARK IN KLEINBURG SUMMIT

Collection Of Executive Townhomes, Live/Work Towns And New Release Of Detached Homes Coming Soon Serene park views nestled in the heart of upscale living is coming to our Kleinburg Summit community. Our Gallery on the Park Collection gives REGISTER TODAY mattamyhomes.com

you the choice of Executive Towns or our innovative Live/Work Towns.

A Mattamy home is a HOME YOU’LL VALUE for a lifetime.

SALES CENTRE HOURS: Monday - Thursday 1 pm-8 pm; Friday 1 pm-6 pm; Saturday, Sunday and Holidays 11 am-6 pm

Experience the sophistication of Kleinburg Summit in a variety of luxurious Detached Homes being released soon. These opulent, sought after homes are the pinnacle of upscale living. Discover Mattamy’s thoughtful home designs and welcoming neighbourhoods.

Work Where You Live In A Live/Work Townhome

Visit us today to learn more.

Luxury Townhomes With Park Views

All illustrations are artist’s concept. All dimensions are approximate. Prices, specifications, terms and conditions subject to change without notice. E.&O.E.

SALES CENTRE 10340 Highway 27

2017-03-29 10:29 AM

contents APR 15 – 29, 2017 | VOLUME 25 ISSUE 8

24

ON THE COVER

Inspired living at Frenchman‘s Bay in Pickering + online NEIGHBOURHOOD

HOME SEARCH

property profile MORE +PHOTOS +VIDEOS +ADVICE +INSPIRATION +TRENDING

MAPS

2 YPNEXTHOME.CA

24 Madison Group Inspired living at Frenchman’s Bay

14 LOOK FOR THE CIRCLE

CREA

Canadian housing story a tale of two markets

OHBA

OHBA members meet with MPPs to discuss affordability

26 Budget 2017

Budget comes up short in addressing affordability

trending

WITH

DYNAMIC

18

32

CHBA

Mismatch between housing supply and demand

36 inspiration

20 Style File

Budget-friendly spring style updates

36

8

Style File

Make your backyard into the perfect space

advice

8

BILD Report

Innovative townhomes offer consumers affordable options

by Bryan Tuckey

10

32

Fundamentally Speaking

6 financial homebuying hacks

by Wayne Karl

22 Mortgage Advice

Is the lowest mortgage rate always best?

by Alyssa Furtado

30 OHBA Report

The quest for energyefficient housing continues

by Joe Vaccaro

38

Legally Speaking

What is a mortgage cap?

by Jayson Schwarz

40 News & Views

10

Why we love The 6 and why people flock here

by Lydia McNutt

buyers’ resource section

42 Hot Properties

New releases, openings and preview registrations

45 Mortgage Rates in every issue

40

22

4

Editor’s Note

6

Contributors

46 What’s Online 47

Advertiser Index APRIL 15 - 29, 2017 | NEW HOME GUIDE 3

Editor’s Note

Sloppy and spoiled with political decisions IF YOU’VE PAYING ATTENTION to what’s going on in the

WAYNE KARL Senior Editor Yellow Pages NextHome Email: Wayne.Karl@ypnexthome.ca Twitter: @WayneKarl

GTA housing market, you no doubt are well aware of the supply and demand crunch.

Supply constraints in lowrise homes reaching “crisis” proportions, combined with buyer demand that shows no signs of waning, are causing price growth that is not only prohibitive, but also unsustainable.

Well, dear prospective homebuyer, it might get worse before it gets better.

According to a growing number of voices, the Ontario government’s proposed Growth and Greenbelt Plans for the Greater Golden Horseshoe will worsen housing affordability.

“The first iteration of the Greenbelt mapping was sloppy and was spoiled with political decisions,” says Hazel McCallion, former mayor of Mississauga and ex-officio advisor to Premier Kathleen Wynne.

“I am calling on the Premier to work with her municipal partners to get it right.”

Homebuyers might want to keep an eye on this situation, to see if she does.

ONLINE

SEE MORE PHOTOS ONLINE

With a mixture of lively stores and restaurants and quiet residential streets, Downtown Whitby caters to a variety of tastes and lifestyles. Read the full story… ypnexthome.ca/downtown-whitby

+ get social 4 YPNEXTHOME.CA

Interact with us on social media: ypnexthome

Markham tour o ur

New Release! New Designs!

8

deco mod rated el hom e

s

FREEHOLD TOWNHOMES AND SINGLE FAMILY HOMES Townhomes starting from the mid

900's

$

AMAZING AMENITIES AT YOUR DOORSTEP • new cornell community centre & library • markham stouffville hospital • new shopping centres & retail shops • excellent public & private schools • parks, playgrounds & woodlots • easy access to 401, 404, 407 & GO transit

cornellrouge.com 905.472.9556

MARKHAM

SALES OFFICE LOCATED AT 655 Cornell Centre Boulevard (at 16th Avenue)

Open Monday to Thursday from 1 to 8 p.m.

Friday by appointment only Weekends & Holidays from 11 a.m. to 6 p.m.

Renderings are artist’s concept. Prices and specifications are subject to change without notice. See sales representatives for details. E & O.E.

MADI-COR-A-AD-NHC-MAR14-1.indd 1

2017-03-14 2:15 PM

Contributors

BILD REPORT

BRYAN TUCKEY Bryan Tuckey is President and CEO of the Building Industry and Land Development Association (BILD) and can be found on Twitter (twitter.com/bildgta), Facebook (facebook.com/bildgta), Youtube (youtube.com/bildgta) and BILD’s official online blog (bildblogs.ca)

VICE-PRESIDENT & CHIEF PUBLISHING OFFICER

Caroline Andrews PUBLISHER & GENERAL MANAGER

Shawn Woodford DIRECTOR OF SALES, NATIONAL

Moe Lalani ASSOCIATE PUBLISHER

MORTGAGE ADVICE

ALYSSA FURTADO Alyssa Furtado is the Founder and CEO of ratehub.ca, a mortgage rate comparison site that aims to empower Canadians to make smart financial decisions

Anne-Marie Breen SENIOR MANAGER, CONTENT

Jennifer Reynolds EDITOR

Wayne Karl ART DIRECTOR

Tammy Leung

LEGALLY SPEAKING

JAYSON SCHWARZ Jayson Schwarz LL.M. is a Toronto real estate lawyer and partner in the law firm Schwarz Law LLP. He can be reached by visiting schwarzlaw.ca or by email at info@schwarzlaw.ca or phone at 416.486.2040

CONTRIBUTING EDITORS

Sonia Bell Elisa Krovblit Lydia McNutt

SENIOR ACCOUNT EXECUTIVE

Nina Downs nina.downs@ypnexthome.ca SENIOR ACCOUNT EXECUTIVE

DESIGNER ADVICE

Dionne Fraser dionne.fraser@ypnexthome.ca

JANE LOCKHART

DISTRIBUTION & SALES CO-ORDINATOR

Jane lockhart is Founder and Principal Designer of Jane Lockhart Interior Design in Toronto. She can be reached at 416.762.2493. janelockhart.com

NATIONAL CIRCULATION MANAGER

Terry Basset John Jenkins

PRODUCTION MANAGER

Helen Pearce

TARION REPORT

PRODUCTION CO-ORDINATOR

HOWARD BOGACH

Sandra Hanak-Vujnovic

Howard Bogach is President and CEO of Tarion Warranty Corp. His column appears monthly in New Home Guide. For more information about how Tarion helps new-home buyers, visit tarion.com or find us on Facebook at facebook.com/TarionWarrantyCorp.

GRAPHIC DESIGNERS

more online We have even more content online! Read more stories from our team of contributors at ypnexthome.ca, including stories by:

Miguel Cea Mike Terentiev

Published by

#500-401 The West Mall Etobicoke, ON M9C 5J5 T 416.626.4200 F 416.784.5867 ypnexthome.ca

ADVERTISING Call 416.626.4200 for advertising rates

and information.

CIRCULATION Highly targeted, free distribution

MONEY MATTERS

GAIL VAZ-OXLADE Gail Vaz-Oxlade is the host of Til Debt Do Us Part, author of Debt Free Forever and blogs daily at gailvazoxlade.com.

Follow Gail on Twitter at twitter.com/GailVazOxlade

DESIGNER ADVICE

YANIC SIMARD Yanic Simard is the principal designer of the awardwinning Toronto Interior Design Group (tidg.ca), and a regular guest expert on Citytv’s CityLine

6 YPNEXTHOME.CA

system aimed at real estate buyers using street level boxes and racking, plus door-to-door insertions in key audience segments.

COPYRIGHT 2017 All rights reserved by Yellow Pages Homes Ltd., Toronto, Ont. Reproduction in any form is prohibited. Contents of this publication are covered

by Copyright and offenders will be prosecuted under the law. The views and data expressed by columnists do not necessarily represent those of the publication.

TERMS Advertisers, Editorial content are not responsible for typographical errors, mistakes or misprints. All prices are correct as of press time and are subject to change without notice. E. & O. E. EDITORIAL Submissions from interested parties will be considered. Please submit to the editor at wayne.karl@ypnexthome.ca

APRIL 15 - 29, 2017 | NEW HOME GUIDE 7

ANDR-HIL-A-AD-NEW HOME GUIDE-MAR30.indd 1

2017-03-30 3:33 PM

Advice | BILD REPORT

Recognizing excellence at annual renovation awards

By Bryan Tuckey

MORE ADVICE ONLINE ypnexthome.ca/news/advice

WITH RISING GTA real estate prices

making it harder for people to move up, more and more homeowners are opting to renovate and get more out of their existing homes.

The key to a successful renovation is planning and working with a professional. To turn your dream into reality, start your renovation with a good plan and find a professional renovator to work with.

BILD’s RenoMark program and the renomark.ca online database can help you find the right professional for your project. We created the program in 2001 to enable consumers to easily identify professional renovators, trade contractors and custom home builders who are committed to high standards. All RenoMark members follow a renovation-specific Code of Conduct which includes things like providing a written contract; offering a minimum $2 million in liability insurance; providing two years warranty on all work; and having all applicable licenses and certificates.

We recently recognized excellence among our professional RenoMark renovation members at our annual Renovation and Custom Home Awards. Members were nominated by a team of industry professionals and the Renovator of the Year Award was also presented based on survey results from clients.

Men at Work Design Build Ltd walked away with three awards including the Renovator of the Year, which recognizes the renovator who sets the standard for the rest 8 YPNEXTHOME.CA

of the sector, the Best Renovation $300,000 to $500,000 Award and the Best Home Renovation $75,000 to $150,000 Award.

Binns Kitchen + Bath Design received the Best Renovation Under $75,000 while Super 7 Group was awarded Best Renovation $150,000 to $300,000 Award.

The Best Renovation $500,000 or more Award was shared by Lewitt Construction Inc. and TIPEQ Inc. Keystone Ridge Developments won the award for Best Condominium Renovation and Chatsworth Fines Homes was presented with the Best Custom Home Award.

We also handed out some special BILD member honours to three of our RenoMark members during this year’s renovation awards event.

Jim Cunningham of Eurodale Developments was named BILD Member of the Year. An association member for more than a decade, every year Cunningham demonstrates excellence in all areas of home renovation. He has been the

recipient of our Renovator of the Year award three times since 2010.

Lou Frustaglio of Dreambuilders Inc. and Frank Cohn of Cohn Construction were inducted into BILD’s Hall of Fame.

An association member since 1987, Frustaglio has seen many changes and he has worked hard to raise the standard in quality and professionalism of the residential renovation industry.

Cohn has received the Renovator of the Year award three times over the past 25 years. You may recognize his names because he also hosts the “Home Improvement Show” on Newstalk 1010, sharing his extensive knowledge of home renovations and repairs.

Bryan Tuckey is President and CEO of the Building Industry and Land Development Association (BILD) and is a land-use planner who has worked for municipal, regional and provincial governments. He can be found on Twitter (twitter.com/bildgta), Facebook (facebook.com/bildgta) and BILD’s official online blog (bildblogs.ca).

family places, wide open spaces

a new community in holland landing Just north of Newmarket, within easy reach of the GTA, Holland Landing is waiting to be discovered. This charming village offers the best of small town living, just minutes from all the lifestyle amenities of the city, including GO transit and easy highway access.

It’s here, where life moves at a more relaxed pace, that we introduce Hillsborough — a vibrant new masterplanned community and a carefully designed collection of detached homes, brought to you by Great Gulf.

36’, 40’ & 45’ detached homes 1,510 - 3,520 sq. ft.

Prices and specifications subject to change without notice. E. & O.E. Illustrations are artist’s concept.

All square footages are approximate. Actual usable space varies from stated floor area.

greatgulf.com/hillsborough APRIL 15 - 29, 2017 | NEW HOME GUIDE 9

Advice | FUNDAMENTALLY SPEAKING

6 financial homebuying hacks calculator to help determine their payments. And social media is playing a more important role – 20 per cent used sites such as Facebook to learn more, 17 per cent used a mobile device, and of those, 22 per cent used a mortgage related app. And all of these figures are growing.

By Wayne Karl

MORE ADVICE ONLINE ypnexthome.ca/news/advice

PLANNING TO BUY A HOME and not

sure where to begin? Maybe it’s your first home, or it’s been a while and you’re ready to move up to a larger property. Here are six home-buying hacks to help you prepare.

1 | GET WITH THE PROGRAMS There are various government programs available to help you buy a home: » Home Buyers’ Plan (HBP): The HBP allows first-time buyers to withdraw up to $25,000 from their RRSP to put toward a down payment on a home.

You have up to 15 years to repay the funds.

Prime Minister Justin Trudeau has promised to modernize the program to allow Canadians to dip into their RRSPs to buy a home more than once, including when impacted by life changes such as job relocation, death of a spouse or marital breakdown. » First-Time Home Buyers’ Tax Credit (HBTC): Eligible first-time buyers can apply for the HBTC to help offset the costs associated with purchasing a home, such as legal fees, disbursements and land transfer taxes. The credit can provide up to $750 in federal tax relief.

For more on these programs, visit cra.gc.ca 2 | EXPLORE YOUR OPTIONS Firsttime buyers can purchase a home with as little as five per cent of the purchase price as a down payment – as long as the property is less than 10 YPNEXTHOME.CA

$500,000. Anything higher than that, and the minimum down payment for the portion of the price higher than $500,000 is 10 per cent. So, assuming your price range is at that threshold, you’ll need to come up with at least $25,000. At that purchase price, depending on the market you’re in, this could mean you’d then be looking at a condo or townhome, instead of a detached home.

3 | VISIT THE BANK OF MOM AND DAD If your parents are baby boomers who have had the good fortune of building equity over the years as they paid down their mortgage while the value of their property multiplied, well… they may be in a position to help. Any many buyers are hitting up the bank of mom and dad. In the last two years, 28 per cent of first-time buyers hit the bank of mom and dad to help finance their purchase; from 2010 to 2014, only 17 per cent did.

4 | BECOME TECH SAVVY Mortgage consumers are becoming very tech savvy. In Canada Mortgage and Housing Corp.’s 2015 Mortgage Consumer Survey, 78 per cent of respondents researched online, with 70 per cent using an mortgage

5 | BEFRIEND A BROKER OR BANKER Like many things in life, it’s all about relationships. And whether you use broker or a banker to secure a mortgage, you’ll likely come to value the relationship. In the same CMHC survey, consumer loyalty strengthened the longer people stayed with their lender. But since we’re talking about money, people are willing to switch lenders to get a better rate and save – a fact which is much more prevalent for bankers than brokers. And because brokers are able to offer products from multiple lenders, as opposed to bankers which offer only the products of their own institution, the market share held by brokers is growing notably, particularly among repeat buyers.

6 | RESEARCH, RESEARCH, RESEARCH These days, with prices rising as they are and uncertainty in some markets, thorough research is an absolute must. Everything from your target area, desired housing type, builder or realtor, finances, how much you can afford, who you borrow from and the structure of your mortgage – take your time. Take months. Don’t rush anything. Anything.

Wayne Karl is an award-winning writer and editor with experience in real estate and business. In Fundamentally Speaking, Wayne explores the basics – such as economic fundamentals – you need to examine when buying property. He can be reached at wayne.karl@ypnexthome.ca or follow him on Twitter at Twitter.com/ WayneKarl

OUR 25TH ANNIVERSARY COMMUNITIES: CURRENT COMMUNITIES

Is there anything better than being 25?

AFFINITY CONDOMINIUMS ALDERSHOT / BURLINGTON Contemporary Mid-Rise Condos From the low $300’s PLATINUM COLLECTION RANDALL RESIDENCES - OAKVILLE Luxury Condominium Residences From $2 million COMING EARLY 2017 LAKE POINTE - STONEY CREEK Five 60’ Estate Singles From $1.2 million Register at Rosehavenhomes.com ON THE RIDGE - STONEY CREEK Introducing Freehold Towns Register at LiveOnTheRidge.ca TIFFANY HILL - ANCASTER 45’ & 40’ Singles, Semi-detached and Freehold Towns Register at TiffanyHill.ca NEIGHBOURHOODS OF MOUNT PLEASANT - BRAMPTON Returning with Singles and Towns Register at lovemountpleasant.com COMMUNITIES COMING 2017 OAKVILLE - WOODLAND TRAILS Singles & Towns

Actually, it’s just the beginning! This year Rosehaven celebrates our 25th Anniversary and we’re going to make it one of the best years ever. We’ve built homes for over 6,000 families so far, and we’ve won lots of awards doing it. But at 25, we’re just hitting our stride. So wait until you see what we have planned for this year. And the year after. And the year after…

BRAMPTON - MT. PLEASANT Mid-rise Condo BRADFORD - DREAMFIELDS Singles & Towns HOLLAND LANDING ANCHOR WOODS Singles & Towns

Visit RosehavenHomes.com For directions, maps, hours and community information call our hotline

(1-888/416) 410-0175

Prices and specifications correct at press time. Prices quoted are in thousands except for Randall pricing. E. & O.E. APRIL 15 - 29, 2017 | NEW HOME GUIDE 11

Sierra

EERRO H O R U O H T R E U E O M T MEE

“From “From interacting interacting with with the the volunteers volunteers to to the the uppermost uppermost staff at SickKids, our experience has been positive. staff at SickKids, our experience has been positive. That That has has been a tremendous help as a parent. ” – Nicola been a tremendous help as a parent.” – Nicola Put Put aa camera camera in in front front of of eight-year-old eight-year-old Sierra Sierra and and she she will will turn turn on on the the charm. charm. This This charismatic charismatic little little girl girl isis as as playful playful and and active active as as any any other other child child her her age. age. You’d You’d be be surprised surprised to to know she’s a current patient at The Hospital for know she’s a current patient at The Hospital for Sick Sick Children Children (SickKids).

(SickKids). Sierra’s Sierra’s illness illness was was detected detected early early at at only only two two days days old old when when she she was was brought brought to to SickKids SickKids to to investigate investigate an an irregular irregular connection connection in in the the bowel. bowel. She She was was sent sent home, home, one one month month later later her parents returned to SickKids Emergency with their her parents returned to SickKids Emergency with their infant infant jaundiced jaundiced and and not not digesting digesting food food properly. properly. Although Although she she was was being being fed fed aa lot, lot, Sierra Sierra had had lost lost weight weight since since being being born. born.

ItIt didn’t didn’t take take long long for for doctors doctors to to determine determine the the cause cause of of Sierra’s deterioration and she was diagnosed with Cystic Sierra’s deterioration and she was diagnosed with Cystic Fibrosis Fibrosis (CF).

(CF). CF CF isis aa genetic genetic disease disease that that mainly mainly aff affects ects the the lungs lungs and and digestive digestive system. system. Fortunately Fortunately for for Sierra, Sierra, itit has has predominantly predominantly aff affected ected the the digestive digestive system, system, which which isis easier easier

12 YPNEXTHOME.CA

to to manage manage than than the the lungs. lungs. Since Since her her diagnosis, diagnosis, she she has has taken taken enzymes at mealtimes to help with digestion and undergoes enzymes at mealtimes to help with digestion and undergoes daily daily physiotherapy physiotherapy to to prevent prevent her her lungs lungs from from building building up up with with mucus. mucus.

Since Since Sierra Sierra isis very very active, active, her her parents parents have have become become creative creative with her physio by incorporating it into her daily with her physio by incorporating it into her daily activities. activities. For For example, example, 10 10 minutes minutes bouncing bouncing on on the the trampoline trampoline might might be be followed followed by by fifive ve minutes minutes of of breathing breathing exercises. exercises.

This This doesn’t doesn’t hold hold Sierra Sierra back back from from being being active. active. She She does does gymnastics, swimming, soccer, art classes and made gymnastics, swimming, soccer, art classes and made itit to to ‘divisionals’ ‘divisionals’ for for cross cross country. country. Her Her mom mom says says she she can’t can’t sit sit still. still.

Sierra’s condition has also encouraged her parents and Sierra’s condition has also encouraged her parents and family family members members to to become become involved involved in in fundraising fundraising activities activities to to support CF research and SickKids. support CF research and SickKids.

As As she she grows grows older, older, Sierra Sierra isis becoming becoming more more actively actively involved involved in her own treatment.

Her parents feel lucky to have in her own treatment. Her parents feel lucky to have SickKids SickKids in in their their lives lives to to guide guide them them through through their their ups ups and and downs. downs.

Why Why SickKids?

SickKids?

11 2 2 3 3

SickKids SickKids isis on on the the frontlines frontlines in in the the battle battle against against Cystic Cystic Fibrosis.

Fibrosis. Since Since our our researchers researchers discovered discovered the the gene gene responsible responsible in in 1989, 1989, life life expectancy expectancy for for CF CF patients patients has has doubled. doubled. We We may may have have dealt dealt aa serious serious blow, blow, but but we we won’t won’t stop stop fifighting ghting until until CF CF lives lives on on only only in in history history books. books.

SickKids SickKids pioneers pioneers new new possibilities possibilities for for treatments treatments and and cures. cures. 2,000 2,000 research research staff make advances every day that bring new hope to children staff make advances every day that bring new hope to children and and theirfamilies. theirfamilies.

SickKids SickKids isis Canada’s Canada’s leading leading centre centre dedicated dedicated to to improving improving children’s children’s health health and and home home to to Canada’s Canada’s largest, largest, hospital-based hospital-based child child health health research research institute. institute.

Builders Builders Helping Helping to to Heal Heal

Yellow Yellow Pages Pages NextHome, NextHome, the the publisher publisher of of New New Home Home Guide, Guide, New New Home Home && Condo Condo Guide Guide and and New New Condo Condo Guide, Guide, isis teaming teaming up up with with builders builders and and their their suppliers suppliers to to help help raise raise money money for for SickKids.

SickKids. The The following companies have contributed generously to following companies have contributed generously to help help give give children children the the world-class world-class care care they they deserve. deserve. These These pages pages honour honour these these special special people, people, and and we we thank thank them them for for their their generous generous support. support.

Builders Builders Helping Helping to to Heal Heal and and Friends Friends of of the the Industry Industry are are Yellow Pages NextHome initiatives stemming from Yellow Pages NextHome initiatives stemming from SickKids SickKids

Leaders, Leaders, aa program program at at SickKids SickKids which which draws draws on on the the support support of of more more than than 150 150 volunteers volunteers over over 30 30 industry industry sectors. sectors.

Again, Again, we we thank thank our our generous generous sponsors sponsors and and appreciate appreciate their their ongoing commitment.

These companies not only ongoing commitment. These companies not only build build housing, housing, but but they they support support the the families families in in the the communities communities in in which which they they build. build.

Readers Readers looking looking to to support support SickKids SickKids can can go go to to www.sickkidsleaders.com www.sickkidsleaders.com

PLATINUM PLATINUM SPONSORS SPONSORS

spallaccihomes.com spallaccihomes.com

GOLD GOLD SPONSORS SPONSORS

bazis.ca bazis.ca

mattamyhomes.com mattamyhomes.com

madisongroup.ca madisongroup.ca

SILVER SILVER SPONSORS SPONSORS

starlanehomes.com starlanehomes.com

APRIL 15 - 29, 2017 | NEW HOME GUIDE 13

Trending

Canadian housing story remains a tale of two markets in 2017-18 CANADA’S HOUSING MARKETS will continue on different paths in 2017 and 2018, with considerable regional divergence according to the latest resale forecast from the Canadian Real Estate Association (CREA).

In housing markets around the Greater Toronto Area and including the furthest reaches of Ontario’s Greater Golden Horseshoe (which includes the GTA, HamiltonBurlington, Oakville-Milton, Guelph, Kitchener-Waterloo, Cambridge, Brantford, the Niagara Region, Barrie and nearby cottage country), the balance between supply and demand is increasingly tight. This is expected to lead to continued double-digit price growth, resulting in further erosion in affordability and sales activity in the absence of a significant and sustained rise in new supply.

In resource-intensive provinces of Alberta, Saskatchewan and Newfoundland and Labrador, sales activity is running at lower levels and supply is elevated, resulting in weakened price trends for these provinces.

In BC, activity in the Lower Mainland has cooled markedly from all-time highs recorded early in 2016; however, sales and price pressures elsewhere in the province remain historically strong.

Recently tightened mortgage rules, higher mortgage default insurance premiums and an expected rise in mortgage interest rates all represent headwinds to affordability in all Canadian housing markets. It will be some time before their full impact on housing markets is evident.

In some regions, the recently tightened “stress test” for mortgage financing qualification will force some first-time buyers to re-think how much home they can afford and may lead to a drop in home purchases as they shop for a lower-priced home.

In regions where there is a shortage 14 YPNEXTHOME.CA

MORE TRENDING ONLINE ypnexthome.ca/news

of lower-priced inventory, some sales may be delayed as buyers save longer for a larger down payment.

In Vancouver and Toronto, where single-family homes are in short supply and there are few affordable options, some buyers may find themselves priced out of the market entirely. In Toronto, the stress test for mortgage qualification may prompt some buyers to move further out into communities located in the Greater Golden Horseshoe where homes are more affordably priced.

Nationally, sales activity is forecast to decline by three per cent to 518,700 units in 2017. In line with CREA’s previous forecast, the upward revision to the sales forecast for Ontario offsets a downward revision to British Columbia’s.

BC is forecast to see the largest decline in sales in 2017 (down 17.5 per cent), followed by Prince Edward Island (down 10.8 per cent). Activity in both provinces is retreating from all-time highs reached in 2016.

Newfoundland and Labrador is also forecast to see a decline in sales in

2017 (down 8.4 per cent), continuing a softening trend that stretches back nearly a decade.

Alberta is forecast to have the largest increase in activity in 2017 (up five per cent), however that still leaves it nearly 10 per cent below the 10year average.

Elsewhere, sales activity is forecast to be little changed from 2016 to 2017. Ontario sales are forecast to rise by less than one per cent in 2017, as strong demand runs up against an increasingly acute supply shortage.

While prices are still rising rapidly in Ontario, BC has seen a compositional shift in the average price that reflects softer sales activity in the Lower Mainland which has some of the most expensive real estate in Canada.

The national average price is forecast to rise by 4.8 per cent to $513,500 in 2017, with significant regional variations. The average price is expected to retreat by more than five per cent in BC as well as Newfoundland and Labrador, and 2.8 per cent in Saskatchewan, while rising by more than 15 per cent in Ontario.

n o o S g n i C om TO BOWMANVILLE

40' & 45'

SINGLES FROM

$699,990*

LOCATED AT MIDDLE ROAD & CONCESSION ROAD 3

BROUGHT TO YOU BY AWARD-WINING BUILDER

*Price and information correct at press time. E. & O. E.

REGISTER NOW AT TREASUREHILL.COM | APRIL 15 - 29, 2017 | NEW HOME GUIDE 15

A fabulous new selection of home designs available

REGISTER NOW 16 YPNEXTHOME.CA

BALL-KIL-A-AD-NHG-DPS-MAR29-2.indd 11 BALL-KIL-A-AD-NHG-DPS-MAR29-2.indd

2017-03-30 3:43 3:43 PM PM 2017-03-30

BAL BAL

3:43 PM :43 PM

NEW RELEASE OF 40', 50’ & 60' LOTS COMING THIS MAY TO INNISFIL

There is is aa place place where where architectural architectural elegance elegance blends blends seamlessly seamlessly with with peaceful, peaceful, natural natural There wooded surroundings. surroundings. Where Where the the shimmering shimmering shores shores of of Lake Lake Simcoe Simcoe are are just just aa short short wooded stroll away away –– the the perfect perfect setting setting for for upscale upscale family family living. living. stroll Expansive, open open concept concept designer designer interiors interiors featuring featuring spacious, spacious, gourmet gourmet kitchens, kitchens, Expansive, gleaming hardwood hardwood floors floors and and gorgeous, gorgeous, modern modern master master baths. baths. Inspired, Inspired, exceptional exceptional gleaming living –– only only for for those those who who act act now. now. living

BallymoreHomes.com Renderingisisartist’s artist’sconcept. concept.Prices Pricesand andspecifications specificationsare aresubject subjectto tochange changewithout withoutnotice. notice.E. E.&&O. O.E. E. Rendering

APRIL 15 - 29, 2017 | NEW HOME GUIDE 17

BALL-KIL-A-AD-NHG-DPS-MAR29-2.indd 22 BALL-KIL-A-AD-NHG-DPS-MAR29-2.indd

2017-03-30 3:44 3:44 PM PM 2017-03-30

Trending

OHBA members meet with MPPs to discuss impacts of policy on housing affordability THE ONTARIO Home Builders’

Association (OHBA) recently hosted its annual Queen’s Park Advocacy Day with builder and renovator members from across the province, attempting to educate and advise MPPs, cabinet ministers and policy makers on how provincial policy decisions impact the supply, choice and affordability of housing across Ontario.

“OHBA recognizes that everyone is discussing and debating why home prices keep going up in communities across Ontario, and most acutely across the Greater Golden Horseshoe,” says OHBA CEO Joe Vaccaro. “OHBA represents the provincial industry that delivers 95 per cent of all new housing supply in Ontario, and our members welcome the opportunity to share their challenges and frustrations with MPPs, regarding new housing supply in their communities.”

MPPs are returning to Queen’s Park with a full legislative agenda that covers every aspect of building and planning for new housing supply, including the Co-ordinated Review of the Growth Plan; Construction Lien Act Reform; Inclusionary Zoning; Skilled Trades Shortages; OMB Reform; Ontario Building Code Updates, the Climate Change Action Plan and many additional public policy-related items.

“The decisions made by MPPs during this legislative session will have a direct impact on housing supply, choice and affordability for Ontarians,” says Vaccaro. “These important decisions are all connected and will ultimately impact the market and the price of housing that consumers are facing.”

Recognizing that housing affordability is a complex issue, 18 YPNEXTHOME.CA

OHBA, along with the Ontario Real Estate Association (OREA) are calling on the provincial government to create a housing experts task force to lead a comprehensive, rational and evidence-based discussion of all the factors affecting new, resale and rental housing. The housing experts task force should examine all factors, including demand, supply and public policy ideas to increase housing supply and ensure that housing remains affordable for individuals and families across Ontario.

The Greenbelt is an important part of the Ontario’s future. At the Legislative Standing Committee on Finance and Economic Affairs on Dec. 8, 2016, Vaccaro stated,

“OHBA supports the Greenbelt, and we support growing the Greenbelt through a science-based approach that protects significant environmental features.” OHBA continues to support the Greenbelt, including publicly supporting the creation of the Urban River Valley (URV) Designation in 2013 with Environmental Defence, whereby the province proposes to add 21 major urban river valley areas to the Greenbelt.

OHBA says it looks forward to continuing to have an evidencebased conversation with all parties on important issues that impact the supply, choice and affordability of housing in Ontario.

Building Homes for Generations Since 1977, we’ve been building communities and homes for families, just like yours.

In 2017, we’re celebrating our 40th Anniversary with a promise to continue our tradition of responsible community planning and development, and a vision to ensure our designs and neighbourhoods are conceived with innovation, quality and enduring value.

From the ground up.

Thank you to the thousands of families who have chosen a Geranium home, many of whom are repeat buyers, for your trust and support.

We are Geranium.

geranium.com

E5-0000 NHG FPFC Corp April 2017.indd 1

3/31/17 4:07:00 PM

Inspiration | STYLE FILE

BUDGET-FRIENDLY

spring style updates

By Jo Alcorn

Each year as spring approaches, I typically see a surge of homeowners wanting to spruce up their homes. There are so many easy and affordable things people can do to dramatically update their home while keeping function, style and budget top of mind.

Consider swapping out some accessories for lighter, brighter options. I love working with white on white (all different tones and shades of white) to create a fresh, bright palette. Flowers are mandatory too – I cannot live without flowers – and they scream spring!

Feeling the itch for a more dramatic change this spring? I’ve recently launched a new line of Jo Alcorn wallpaper in patterns that are guaranteed to give your mood a lift and make you feel like you’ve made a dramatic change with a little DIY magic.

Think you have to turn off your fireplace and forget about it until fall rolls around? Think again! Dimplex has stunning units that operate with no heat.

You can keep them on during the spring and summer on cool, rainy days when you want that comfy, cosy feel of a fire but without the heat. This unit that I recently styled is a new type from Dimplex called Revillusion. It can run all summer long with a no-heat option to keep a romantic, relaxing feel going strong in the warmer months.

20 YPNEXTHOME.CA

If you have an electric fireplace, or even a wood-burning unit, you can redecorate it to match your spring decor. HomeSense is my go-to when I want to easily change any decor with very little expense. For mantel decor in the warmer months, I recommend light, airy and fun accessories.

If you have open shelving or glass cabinet doors, another option to update your space is to change your glassware and plates. I love to pull these out early in the season and get them on display for an instant spring-time feel. And I’m all for making it feel like the warmer months will be here soon! Walmart has a great selection of outdoor plates and glasses that are sure to please.

Spring is always a great time to organize and make small changes that will add huge functionality to your home. Adding soft-close hardware and drawer organizers can sometimes make it feel like you have a brand new space. GRASS, a manufacturer of soft-close drawer and cupboard systems, has a new line called Tavinea which is an interior drawer system that is modularly built so it can easily be tailored to your personal specifications. The days of the junk drawer will be limited after this addition.

Spring really does inspire us to organize, air out, and freshen up, but a spot that people often overlook is the laundry area. I assure you, if you spend a bit of time to organize it properly, you can be far more efficient when you’re in there and have the bonus of enjoying that space! I love baskets from Bouclair to hide all the bits and bobs, cleaning supplies and other things that make the household tick.

There is no easier, more stylish way to change up your living space than by adding in pillows. “The more, the merrier,” I always say! My pillow collection is fully washable (you toss the entire pillow – cover and stuffing – into the washer!) hypoallergenic and made in Canada.

Jo Alcorn is a celebrity designer specializing in small spaces and design solutions for all budgets.

She is the interior expert on HGTV’s new show, Critical Listing, and shares her expertise regularly on TV and through her monthly column at the Toronto Sun. Visit whitewashco.ca

APRIL 15 - 29, 2017 | NEW HOME GUIDE 21

Advice | MORTGAGE ADVICE

Is the lowest rate always best?

By Alyssa Furtado

WHILE AT RATEHUB.CA we’re in the

business of comparing mortgage rates, we know there’s more to consider than simply how the interest rate will affect your mortgage payment. Throughout the year, big banks and even smaller lenders will offer incredible promotional rates to bring in new clients, but many of those offers come with serious restrictions and penalties.

Before you jump at the chance to snag the lowest rate, read the fine print in your agreement to see if your new mortgage product comes with any of the following:

Low prepayment privileges Most products give mortgage holders the option to increase their monthly mortgage payment amount once per year and/ or make lump-sum payments throughout the year. While many lenders offer 20 per cent/20 per cent prepayment privileges (meaning you could increase your payment by 20 per cent each year and/or make a lumpsum payment of 20 per cent of your original mortgage), some promotional rates only offer 10 per cent/10 per cent. If your goal is to become mortgage debtfree fast, this may not be the right product for you.

Collateral charge If the lowest rate ends up being for a collateral mortgage, you’ll want to carefully consider how taking one on could affect your finances in the future. Collateral mortgages are readvanceable mortgage products that allow you to borrow money from your home at anytime, without having to refinance (and pay the legal fees to do so). Sounds great, right?

Unfortunately, they also lock you into staying with that particular lender, even when your mortgage comes up for renewal. To get out of a collateral mortgage, you would need to hire a real estate lawyer (and pay legal fees).

Of course, if your mortgage product comes with the lowest rate on the market and has few restrictions, you should jump at the chance to get it! But if you have any concerns about what’s included in the mortgage agreement, don’t be scared to shop around and find the right mortgage for you — even if it doesn’t come with the absolute lowest rate.

22 YPNEXTHOME.CA

Closed mortgage While most mortgages in Canada are closed, some mortgage products’ restrictions are tougher than others. For example, the 1.99 per cent fixed-rate mortgage product one lender offered recently didn’t allow borrowers to prepay, negotiate or refinance their mortgage throughout the three-year term.

The only way to break your mortgage in that agreement was to sell your home. Again, if you are someone who wants to pay down your mortgage debt fast or may need to borrow from your home in the future, this may not be the best product for you.

MORE ADVICE ONLINE ypnexthome.ca/news/advice Alyssa Furtado is the founder and CEO of ratehub.ca, a mortgage rate comparison site that aims to empower Canadians to make smart financial decisions.

APRIL 15 - 29, 2017 | NEW HOME GUIDE 23

Property Profile | MADISON GROUP

cover story

INSPIRED LIVING at Frenchman’s Bay in Pickering MADISON GROUP has created residential communities in highly desirable locations across the GTA, building thousands of quality homes of lasting design and value. Madison Group will continue the tradition in its newest community in Pickering at Frenchman’s Bay. Located on the southern end of Liverpool Road, steps away from the waterfront, will be a collection of sophisticated, contemporary townhomes and detached singles nestled in a well-established, family friendly neighbourhood.

The architecture will feature contemporary facades of brick, stone, and stucco with details that create a distinctively modern look.

24 YPNEXTHOME.CA

Contemporary doors and large windows will add the finishing touches to the streetscape.

Detached, two-storey homes of approximately 2,700 sq. ft. with double-car garages will feature four bedrooms, 3.5 bathrooms and ample room for families to cook, live and relax in style. The townhomes will offer private single car garages at grade, generous three- or fourbedroom floorplans on three levels, plus a basement, ranging from 1,910 to 2,215 sq. ft. Step out your front door to the revitalized public park with a playground, a basketball court, seating area and a walking trail.

Pickering’s City Hall, Main Central Library and Recreation Complex

are just a short drive away offering amenities and enriching programs for the whole family. Located near Hwy. 401 is Pickering Town Centre, an approximately one million sq. ft. regional shopping centre with more than 200 retailers, restaurants and services. An enclosed convenient pedestrian bridge connects Pickering Town Centre to the Pickering GO Station, a major transit hub, with all day train service on the Lakeshore East line, making commuting a breeze.

Frenchman’s Bay offers a superb range of natural, recreational, heritage, arts and cultural attractions for residents and visitors. It is the spectacular natural landscape and abounding recreational opportunities

that make Frenchman’s Bay a coastal haven for outdoor enthusiasts. At the southern tip of Liverpool Road, past the cafes, specialty shops and fine restaurants of The Nautical Village is Millennium Square, a public square where open-air concerts are often staged in the summer. You can’t miss Frenchman’s Bay Marina and the significant presence of boaters and sailing activity in the surrounding waters during the summer months.

To the southeast is Beachfront Park with its elevated boardwalk and beautiful views across Lake Ontario.

Here, you can settle in for a picnic on the beach while the children enjoy the splash pad or playground. If you’re in the mood to exercise or explore,

then head into the Waterfront Trail system that encircles Frenchman’s Bay and runs east and west alongside the Lake’s shoreline. Three major trails – perfect for cycling, running or walking – traverse protected wetlands and woodlots, bluffs, beaches and expansive conservation areas.

Don’t miss the opportunity to own and live in a naturally beautiful, inspired village by the Bay in a well constructed and attractive home with nearby conveniences to meet the lifestyle demands of modern families. Pre-construction sales will commence summer 2017.

Location

Pickering Builder

Madison Group Development

Frenchman’s Bay Home Type

Contemporary townhomes and detached singles Contact

madisongroup.ca

Register online at madisongroup.ca to receive priority updates.

APRIL 15 - 29, 2017 | NEW HOME GUIDE 25

Trending

Budget 2017 comes up short in addressing pressing affordability issues

By Wayne Karl

BUDGET 2017 MAKES HOUSING a

priority, proposing to spend more than $11 billion over 11 years in a variety of initiatives, but so far fails to address key market related issues – again.

“The housing-related allocations in this budget are principally for affordable and social housing, so the key challenge of affordability for market-rate housing, and especially for first-time homebuyers, remains an issue,” Kevin Lee, CEO of the Canadian Home Builders’ Association (CHBA), told New Home Guide.

To help address immediate housing needs, Budget 2016 committed to invest $2.2 billion over two years, to give more Canadians access to more affordable housing. To supplement these investments, Budget 2016 also provided funding for low-cost loans and new financing tools to encourage municipalities, housing developers and non-profit housing providers to develop more affordable rental housing units.

To build on these efforts, Budget 2017 proposes to invest more than $11.2 billion over 11 years in a variety of initiatives designed to build, renew and repair Canada’s stock of affordable housing, and help ensure that Canadians have affordable housing that meets their needs.

These investments will be made as part of a new National Housing Strategy. To be released later this year, the Strategy was developed following extensive consultation with and input from provinces, territories, municipalities, Indigenous Peoples, industry experts, stakeholders and Canadians who are living with the challenge of finding adequate and 26 YPNEXTHOME.CA

MORE TRENDING ONLINE ypnexthome.ca/news

affordable housing in many of Canada’s big cities and rural and remote communities.

Key elements of the Strategy will include: » A renewed partnership between the government and provinces and territories to better support key housing priorities. » A new $5-billion National Housing Fund to address critical housing issues and better support vulnerable citizens. » Targeted support for northern housing. » Targeted housing support for Indigenous Peoples not living onreserve. » Renewed and expanded federal investments to combat and prevent homelessness. » Making more federal lands available

for the development of affordable housing. » Expanded funding to strengthen Canada Mortgage and Housing Corp.’s housing research activities.

A Renewed Federal-ProvincialTerritorial Partnership in Housing Budget 2017 proposes to provide approximately $3.2 billion over the next 11 years to provinces and territories to support key priorities for affordable housing. These priorities may include the construction of new affordable housing units; the renovation and repair of existing housing; rent subsidies and other measures to make housing more affordable; and other initiatives to support safe, independent living for Canada’s seniors, persons with disabilities and other individuals …continued on page 28

Buy your dream home

& get thousands in

CASH BACK ! *

Learn more today!

1-855-348-1820 | ComFree.com *How it works: ComFree Commonsense Network keeps an amount of $2,000 from the commission it receives from the seller’s brokerage and splits the remaining balance equally with the buyer. No cash back if the commission received is lower than $2,000 or if it’s a ComFree seller. Available in serve regions only.

APRIL 15 - 29, 2017 | NEW HOME GUIDE 27

…continued from page 26

requiring accessibility modifications.

This investment will be provided through a new, expanded, multilateral investment framework that will replace the existing Investment in Affordable Housing initiative, which is set to expire at the end of 2018-19.

Housing Statistics Framework As part of the National Housing Strategy, Budget 2017 proposes to provide $241 million over the next 11 years to CMHC to improve data collection and analytics.

To address data gaps in nationwide housing data, Budget 2017 also proposes to provide $39.9 million over five years, and $6.6 million per year thereafter, to Statistics Canada to develop and implement a new Housing Statistics Framework.

This investment is over and above investments under the National Housing Strategy.

Statistics Canada will begin publishing Housing Statistics Framework data in the fall of 2017.

New National Housing Fund Budget 2017 proposes to establish a National Housing Fund to address critical housing issues and prioritize support for vulnerable citizens, including: seniors; Indigenous Peoples; survivors fleeing situations of domestic violence; persons with disabilities; those dealing with mental health and addiction issues; and veterans.

Administered through CMHC, the Fund will receive an investment of $5 billion over the next 11 years.

The National Housing Fund is intended to: » Encourage greater collaboration and investment in housing: To pool resources among many housing partners, including governments, the private sector and community organizations, to prioritize largescale community renewal projects. » Expand direct lending for new rental housing supply and renewal: Provide municipalities and other housing partners with sustained 28 YPNEXTHOME.CA

Budget 2017 proposes to provide approximately $3.2 billion over the next 11 years to provinces and territories to support key priorities for affordable housing. and improved access to low-cost loans for the repair and renewal of housing units, as well as for the construction of new affordable housing, through the Affordable Rental Housing Financing Initiative.

This will leverage billions of dollars available for investment in affordable housing, and help improve the quality and condition of affordable housing across Canada. » Support for innovations in affordable housing: CMHC will make up-front capital contributions available to affordable housing providers. This will encourage innovative approaches to housing development, such as energy efficiency retrofits to lower utility costs, and accessibility modifications to expand the range of housing options available to Canadians living with disabilities. » Preserve the affordability of social housing: CMHC will provide temporary funding to social housing providers as they transition to more sustainable operating models. » Support a strong and sustainable social housing sector: CMHC will also establish a Sector Transformation Fund and Technical Resource Centre to provide technical assistance, tools and resources to help social housing providers transition to more efficient and financially sustainable operating models.

Further details about the National Housing Fund will be announced as part of the launch of the National Housing Strategy later this year.

“As expected, this budget allocates social infrastructure money to priorities that the government has identified to help those in housing need, but it also wisely holds some back for the complete National Housing Strategy later this year,” says Lee. “This will allow for more

innovative solutions, which are needed to make public dollars go the furthest, for the most people, in the most effective ways.”

Given the challenges facing firsttime homebuyers, more mechanisms to support well-qualified buyers are still needed, to ensure young families are not locked out of homeownership. “CHBA will continue to make recommendations through the National Housing Strategy process, and other initiatives, that can get to the root problems of housing affordability and fix them,” says Lee. Examples would include addressing housing supply issues, and curbing the excessive regulation and red-tape that keep family-oriented housing from being developed at sufficient pace, in sufficient numbers, at a price people can afford.

Despite that affordability for market-rate housing wasn’t addressed in Budget 2017, there has been a gross lack of data in Canada on key aspects of the housing market, Lee says. “More data gathering and analysis that can support sound policy decision-making to best address affordability challenges are welcomed by CHBA, and were a specific recommendation from our association.”

“We would have liked to have seen a strategy around how the government will give relief to firsttime home buyers, especially in areas in and around our major cities where the greatest percentage of Canadians live,” says Christopher Alexander, regional director at ReMax Integra, Toronto. “While the data collected through the Housing Statistics Framework will help guide future decisions, there is not much in the plan as to what action could be taken in the immediate future to help first-time buyers access the market, especially in regards to the serious supply issue in Toronto right now.”

APRIL 15 - 29, 2017 | NEW HOME GUIDE 29

OHBA Report

The quest for energy-efficient housing continues

By Joe Vaccaro

MORE ADVICE ONLINE ypnexthome.ca/news/advice

YOU MIGHT BE surprised to know how much housing in Ontario and Canada has evolved over the past 70 years. For example, did you know that in the early 1940s, 44 per cent of homes had no indoor flush toilets and 93 per cent of homes were heated by coal, coke or wood fuel?

While the Ontario government moves forward with its Climate Change Action Plan (CCAP) announced in 2016, the Ontario Home Builders’ Association (OHBA) and its members have been initiating and supporting programs designed to build and renovate more energy-efficient homes for almost 20 years.

In 1998, OHBA and the Canadian Energy Efficiency Alliance partnered to form EnerQuality, whose mission is to accelerate housing innovation and improve building performance in Ontario. EnerQuality offers certification through these programs:

» Energy Star for New Homes: Homes that receive this label are about 20 per cent more energy efficient than those built to the minimum Ontario Building Code standards, and reduce greenhouse gas emissions by two to three tonnes a year per house. In 2014, 32 per cent of all homes built in Ontario were Energy Star-qualified. » GreenHouse Certification certifies homes that meet highperformance standards in water 30 YPNEXTHOME.CA

efficiency, indoor air quality and resource management. » R-2000 certified homes offer both energy efficiency and Green building features that exceed energy-efficiency building code requirements by 50 per cent. Only licensed R-2000 builders who have been trained and certified can build R-2000 homes. » Net Zero/Net Zero Ready Homes: These homes are designed, modelled and constructed to produce as much energy as they consume on an annual basis.

You may also come across the term, LEED (Leadership in Energy and Environmental Design). This voluntary rating system evaluates environmental performance from a whole-building perspective over a building’s life cycle. As of 2015, LEED buildings have eliminated 1,261,016 CO2e tonnes of GHG emissions annually, diverted more than 1.5 million tonnes of waste from landfill, and have saved 12.8 billion litres of water per year.

And when you’re ready to resell

your home or condo, there are also ways to fast-track home energy retrofits, which command a higher resale price.

The OHBA supports the Ontario Ministry of Energy’s Home Energy Rating and Disclosure (HER&D) program, which would require Ontario homeowners to get an energy performance rating for their existing homes, and disclose that rating to prospective buyers. This would ensure homebuyers are fully informed about the energy use in a home before they buy.

The province has also recently committed $100 million to help finance energy retrofits, including upgrading furnaces, water heaters and insulation, assisting homeowners in completing Green upgrades.

In addition, the OHBA has recommended the provincial government implement a targeted Energy Efficiency Home Renovation Tax Credit in its upcoming budget that would encourage consumers to use legitimate contractors when making energy efficient upgrades to their homes.

The quest for energy-efficient housing continues, and Ontario builders and renovators are up for the challenge. Much of the innovation and efficiency in homes has been pioneered by new home builders and we will continue to look for ways to reduce our dependency and consumption of energy in new homes.

Joe Vaccaro is CEO of the Ontario Home Builders’ Association, the voice of the residential construction industry in Ontario representing 4,000 member companies organized into 31 local associations across the province.

The industry contributes more than $42 billion to Ontario’s economy, employing more than 325,000 people across the province.

Canadian

PROPERTY INVESTOR

Vancouver | Toronto | Ottawa | Calgary | Edmonton

ON STANDS NOW!

Find your next investment with exclusive real estate opportunities, insider insights and expert tips designed for the savvy investor PICK UP A COPY TODAY OR READ ONLINE AT

canadianpropertyinvestor.com

Available at these locations: • YP NextHome street boxes

• Airport lounges • Transportation hubs

• Newspaper insertions

• Selected retail racks

• Select hotels

• Direct mail

Read the digital issue on

APRIL 15 - 29, 2017 | NEW HOME GUIDE 31

Trending

Mismatch between housing supply and demographic demand in Canada THERE’S A QUESTION looming over every homebuyer, seller and real estate watcher in the Greater Toronto and Hamilton Area: what’s behind the housing affordability crunch?

Following an in-depth analysis, the Canadian Home Builders’ Association (CHBA) has identified some key factors behind current housing market conditions. The research report, The Housing Supply Deficit – Not Enough Homes for Families with Young Children, points to a significant and growing mismatch between housing demand and what home builders are able to supply, given planning and zoning patterns and the lack of available serviced land.

The report also comes with a warning: if current trends continue, Canada will see a shortfall of 300,000 family-oriented homes in the next 10 years.

According to CHBA’s data, demographic factors are driving demand for lowrise houses suited to young, first-time home-buying families, as Canada experiences a “baby boomlet.” Simultaneously, aging Baby Boomers and older Canadians are not downsizing from their detached homes in the numbers predicted, opting instead to age-in-place. In fact, many Boomers are actually trading up to larger single-family units, creating a morepronounced shortfall of lowrise homes.

“There has been a lot of commentary around what’s driving house prices in markets like the GTA and Vancouver. Much of this overlooks the fundamental factors of supply and demand, and the increasing number of young families trying to achieve home ownership,” says CHBA CEO Kevin Lee. “CHBA’s research shows that current

MORE TRENDING ONLINE ypnexthome.ca/news

patterns of urban development fail to address the needs of young families...

There is a distinct lack of higherdensity, ground-oriented homes they can afford, such as townhomes, stacked towns and similar housing formats. This is the ‘missing middle’ in our largest and fastest-growing communities,” Lee adds.

The effects of the lowrise shortfall are further amplified by supply constraints, including lack of infrastructure and developable land, development restrictions, NIMBYism, and municipal policies favouring highrise development.

Canada has seen a 27-per-cent drop in the construction of lowrise homes since 2007. The fastest-

growing markets are experiencing a much more dramatic decrease. In the GTA for example, inventory of lowrise homes dropped 89 per cent in the last decade, and sits at historic lows. There is a particular shortage of higher-density, lowrise attached homes offering access to transit, which increasingly represent the “missing middle” of urban housing stock.

“In markets experiencing strong economic growth and in-migration, these supply factors are a big part of what is fueling rapid price appreciation within the groundoriented housing segment. While some observers look for other explanations, and there are indeed other contributors, the ‘law’ of supply and demand remains pervasive,” Lee adds.

“What we are seeing is the Millennial generation really struggle to find a place to live and raise their families in our largest cities, and this has worrying longerterm implications for them, these communities, and the economy at large.

“Although there has been a lot of focus on trying to dampen prices, a big part of the solution is enabling a housing supply response. We’re not talking about ‘sprawl’ here, just about building smarter communities, including infill projects and transit-oriented development, that young families find welcoming and manageable with young children.”

D

32 YPNEXTHOME.CA

HEA

Earn your Volunteer Hours By learning CPR & AED online…FOR FREE!

FREE APP

to track yo ur volunte er hours

Download the FREE APP to easily track your progress Through the new Mikey Young At Heart Program, you can earn volunteer hours by participating in a series of short videos and quizzes that will provide the knowledge you need to feel comfortable performing CPR or using an AED.

IT’S FUN & EASY TO DO! DOWNLOAD THE MIKEY YOUNG AT HEART APP

mikeyyoungatheart.com HEAT-MIK-A-AD-CONDOGUIDE-FEB5-1.indd 1

APRIL 15 - 29, 2017 | NEW HOME GUIDE 33

2/5/16 10:30 AM

Neighbourhood Profile

Downtown Whitby Fit for a variety of tastes and lifestyles

Fast facts Average household income

$73,786

Family structure

By Lauren Shorser

SINGLES

36%

COUPLES

34%

Own vs. rent

FAMILIES

m

30% 58% OWNERS

42% RENTERS

Education levels

MORE PHOTOS ONLINE

46%

33%

21%

HIGH SCHOOL

COLLEGE

UNIVERSITY

ypnexthome.ca/downtown-whitby SOURCE: ENVIRONICS

restaurants and quiet residential streets, Downtown Whitby caters to a variety of tastes and lifestyles.

The area is attractive to families, with plenty of parks, schools and a public library. It also appeals to lovers of nightlife with its proximity to restaurants, pubs and entertainment.

Downtown Whitby has some excellent shopping, and is close to highways and the GO station.

Meet the neighbours Downtown Whitby has an older than average population compared to the Durham Region, with 16 per cent of residents being over 65 compared to 12.1 per cent for Durham Region. Residents of the area have similar high-school completion rates as Durham Region, but the area has a lower than average income and higher unemployment rates.

Vibe The core of Downtown Whitby runs along Dundas Street. The main shopping area, with stores, restaurants, pubs, entertainment and businesses, is concentrated around Dundas and Brock, with the action extending several blocks in all directions. Outside the core, the residential streets are quiet and peaceful. There are lots of parks and greenspace, schools and a public library.

In the area Downtown Whitby is a familyfriendly neighbourhood, with elementary schools (English and French immersion), a high school and a boarding school. There is a large public library on Dundas Street and parks and parkettes are scattered throughout the area.

The Kids Zone Family Fun Centre near the eastern boundary of the neighbourhood.

WITH A MIXTURE of lively stores and

Planes, trains & automobiles Downtown Whitby is close to Hwy. 401, a major east-west highway in Ontario. It is also close to several other smaller highways, as well as the GO train and subway station.

Several bus routes run through the area. Streets in Downtown Whitby are wide, to accommodate multiple lanes of traffic, and mostly in good repair. Most streets are laid out in a grid pattern, making them easy to navigate.

The good, the bad & the rest Downtown Whitby is a great place for people with all different types of lifestyles. Families are attracted to schools and parks, while singles and young professionals are drawn to the restaurants, pubs, and entertainment.

Quick, convenient access to shopping and businesses appeals to people from all walks of life, and the area is easy to access by car or transit.

Lauren Shorser is a freelance writer. Her love of science and the written word led her to New Zealand where she completed a Master’s in Science Communication. She specializes in writing about science and the city.

34 YPNEXTHOME.CA

s

s

e-NEWS!

FOCALPOINT

monthly podcast series – featuring your favourite in-the-know lifestyle experts

owen reeves garden variety

sharon grech living with colour

bryce wylde healthy u

hellen buttigieg life matters rose reisman e-chef

carson arthur take it outside

dr. martie gidon skin deep jamie & glen design diaries

adria vasil pure body

leslie beck b.well

subscribe online today – new podcasts every month + fabulous free contests!

studiotouronline.com sandra rinomato realty savvy

APRIL 15 - 29, 2017 | NEW HOME GUIDE 35

Inspiration | STYLE FILE

Making your new backyard into the...

PERFECT SPACE

By Lisa Canning | Photos by Larry Arnal

Creating your outdoor space can be a significant investment – and one you want to get right the first time. But with some strategy and great planning, you can create an outdoor oasis your family will love. It’s never too early to get started. Here are my tips to help you plan your outdoor renovation like a pro.

1. Determine your entertaining zones Very similar to how I would design any interior space, think about the “zones” or activities you want in your backyard.

For example, do you want a place for lounging, eating, kids to do crafts, kids to play sports, space to prep meals or a pool? Figure out your priorities and then divide your space accordingly.

Consider using pavers to create these unique zones. We created contrast strips of light and dark grey to create 36 YPNEXTHOME.CA

a special spot for our Weber Gas Grill, which we positioned very close to both seating areas, making meal prep and entertaining a breeze.

2. Determine your budget Set an actual budget, because unlike interior design, I would say there is less variety in cost of materials in outdoor goods. Meaning, with a chair for example, you can search long and hard and find something you like that

also might fit your desired budget.

For outdoor materials, I would say you are simply more limited. So one must be even more strategic in spending their budget wisely.

One strategic way I maximized my budget in my backyard was by using affordably priced furnishings and decorative items from Walmart. With coordinated collections you can add fun pops of colour and high style without breaking the bank.

DEFINE ZONES

3. Determine how high maintenance you want the space to be Whether you love to garden or don’t know your weeds from your flowers, pick materials that will serve your family best. I purposefully limited areas for grass and only planted flowers and plants that would be hearty and stand up to my rough-and-tumble children.

For seriously low maintenance lawn mowing, check out the Husqvarna Automower, where you can literally put your feet up while your grass gets cut.

4. Create a colour scheme The same way I always allow a pillow, drapery fabric, or piece of art work inform my colour palette in my interior work, do the same for the exterior.

In my case, I wanted the space to read very minimal, so we kept all the materials very neutral and cooler in tone. And then with my accessories we stayed with a palette of navy, teal and lime green, in keeping with some of the textiles and fun dish ware. The pop of colour against an otherwise neutral background is fun and youthful. Ensure you repeat a colour multiple times for the most cohesive look.

5. Consider integrating technology The final thing to consider to really look like a pro is technology. There are so many options for integrating sound into your backyard, but don’t let sound be the only thing you consider. Consider bringing in WiFi to make the space your outdoor office, a projector to turn any evening into a movie night, and – where space allows – a television integrated into a built in covered unit for real “wow” factor. And regardless, make sure you run power back there so you can plug in an outdoor air cooler like this one by Honeywell – because how awesome is that for your guests!

MORE INSPIRATION ONLINE ypnexthome.ca/news/inspiration

COOL DOWN

Source guide: Loveseat, arm chairs, coffee table, lanterns, decorative pillows, bar cart, blankets, towels, green planters, umbrella, carpet for picnic, outdoor cups, plates, platters: Walmart Genesis gas grill: Weber Outdoor air cooler: Honeywell Custom outdoor table: One One Eleven Designs Artificial grass: The Home Depot Black pergola: Lowe’s

Lisa Canning is an interior design consultant in Toronto Canada. Read more about her family friendly approach to design on her blog, lisacanning.ca

APRIL 15 - 29, 2017 | NEW HOME GUIDE 37

Advice | LEGALLY SPEAKING

What is a “mortgage cap”?

By Jayson Schwarz

MORE ADVICE ONLINE ypnexthome.ca/news/advice

TODAY I THOUGHT I would start by answering a question posed by one of our readers. The question relates to the issue of mortgages, and how long a “capped” rate remains in place. Let me begin by explaining about “capped “ rates.

As a new-home purchaser, it is critical that you receive a bank pre-approval of your mortgage, in the form of a written commitment, for the money that you will need to buy the property. The mortgage commitment should provide, among other things, details regarding the amount of money, the length of the loan, the interest rate, and any special terms. The commitment 38 YPNEXTHOME.CA

should also provide for a very important item – how long the lender will guarantee the rate that has been committed to you.

Okay, let me explain. Let us assume that on Jan. 1, 2017 you bought a property with a closing date of Dec. 31, 2017 and your rate commitment or “cap,” as shown on your commitment, is for a period of 14 months at 2.25 per cent. What this means is that, as long as the deal closes on or before the date that is 14 months from the date of the commitment, the bank will honour the rate they have agreed to.

Sometimes deals get delayed past the time that the “cap” guarantees.

What happens? Simply put, the lender no longer is legally bound to honour the original rate that was originally offered. In our example, if the rates increased to 3.5 per cent and the closing was delayed until June 30, 2018, the lender would have the option of telling you that the new rate was now 3.5 per cent.

There are more issues relating to this scenario, as you will have to decide if you still want the mortgage, and the lender will have to decide if it would still be prepared to give it to you. That is correct! Remember, if rates rise, the money needed to carry the same amount of mortgage also rises, so if you were tight on your financing before the rate increase, you may no longer qualify for the mortgage.

The moral of the story is to ensure that you negotiate a “cap” for as long a period as possible. Quite often, the mortgages offered by the builders on-site have built-in extension protection. Ask for it as part of your purchase agreement from the builder or commitment letter from the lender.

Jayson Schwarz LL.M. is a Toronto real estate lawyer and partner in the law firm Schwarz Law LLP. Visit online at schwarzlaw.ca or email info@ schwarzlaw.ca and send questions, concerns, critiques and quandaries

Wow!!!

We are moving in to our new home!!!!

BUYING, SELLING OR REFINANCING A HOME? YOU NEED A LAWYER! Helping YOU make your home buying dream a reality.

899

$

plus HST

Quality legal services at the right

price*

BRAMPTON BRANCH OFFICE

Call

For Free Offer Review

TORONTO OFFICE

10 Wilkinson Rd. Unit 22., Brampton, Ontario L6T 5B1

1984 Yonge St.,Toronto Ontario M4S 1Z7

905.455.5777

416.486.2040

Toll Free: 1.888.609.8888 Fax 905.452.8135

Toll Free: 1.888.609.8888 Fax 416.486.3325

www.schwarzlaw.ca *Certain Terms and Conditions shall apply. Full disbursement disclosure.

APRIL 15 - 29, 2017 | NEW HOME GUIDE 39

Advice | NEWS AND VIEWS

Why we love The Six, and why people continue to flock here

By Lydia McNutt

MORE ADVICE ONLINE ypnexthome.ca/news/advice

TORONTO CELEBRATED a big birthday recently – 183 years young – so I wanted to take this opportunity to give some credence to the cliche that Torontonians really are at the centre of the universe. Here’s why we love The Six, and why people will continue to flock here in search of “home.”

The local economy is chugging along at a good pace, the real estate market is hot, and our sports teams always play to a packed house – even if they don’t win every time.

On the international stage, our city is a shining star. Toronto was named North America’s most sustainable city in 2016 as per Arcadis’ Sustainable Cities Index; world’s most livable city in 2015 according to Metropolis Magazine; and best place to live according to The Economist in 2015. As for 2017, the year is still young.

Toronto is the centre of the universe – at least for the 2.79 million people who call it “home” and the 100,000 newcomers who flock here every year. Toronto is Canada’s most populous city, and it’s growing by leaps and bounds. According to recently released census data, Toronto’s population swelled 6.2 per cent between 2011 and 2016, outpacing Canada’s population growth rate of five per cent, and Ontario’s growth rate of 4.6 per cent.

That’s a lot of people moving into this 630.2 sq. km. hot spot. You can certainly expect some spill-over into surrounding areas.

40 YPNEXTHOME.CA

If you’re on the home hunt this spring, then you’re likely facing the urban/suburban debate, carefully weighing factors like cost, convenience and of course, commute times – we are talking about Toronto, after all.

The reality is, Toronto is becoming harder to get into. Home prices are way up, demand continues to rise and supply is dwindling, thanks to land shortages courtesy of government policy that limits residential development in terms of area and type. With a resurgence in rental living as the affordable housing option of choice, competition and prices in the rental realm are rising too.

Could this be a turning point for Toronto The Good? Not likely.

If you’re already a homeowner in Toronto or surrounding area, consider yourself lucky. Logically, we know the real estate market has upswings and downturns. But if history has taught us anything, housing values will continue to rise in the long term. Ask your parents how much they paid for their home 30 years ago. Chances are, you’ll be pleasantly surprised at the increase.

If you’re among the many who

hope to buy a home in the GTA, but are facing some affordability challenges, you’re not alone – and don’t count yourself out just yet.

YOU’VE GOT OPTIONS Toronto’s housing landscape is evolving to accommodate the high demand for homes here.

It’s true that lowrise housing may not be readily available – or affordable – in Toronto, leading some homebuyers to start scouring the suburbs for something within their price range. But there are plenty of affordable options, right here in The Six. Condo suites, stacked townhomes and traditional townhouses could put that coveted downtown Toronto address within your financial reach.

Do your research and consider your options carefully. And here’s a word to the wise: buy now, while you still can!

Lydia McNutt is an award-winning writer and the senior editor of New Condo Guide. Lydia’s love of architecture, interior design and the written word have landed her happily at YP NextHome, where real estate rules. Lydia can be reached at Lydia.McNutt@ypnexthome.ca, and follow her on Twitter @LydiasTweets

Model Home Photo Compliments of Fieldgate Homes | www.fieldgatehomes.com

This 3,448 sq. ft. Bazille model home is a spectacular luxury residence with an additional 1,500 sq. ft. of finished lower level. Elegantly appointed by an expert interior design team, you can find endless inspirations for your new Fieldgate home.

Kleinburg, Ontario

APRIL 2017 Fieldgate Homes has been featured as “Model HOME Of The Month� as seen in the New Home Guide model home calendar

Hot Properties

Find your next home! This page features a few of the latest properties to keep your eye on in the Toronto area. Find more properties at ypnexthome.ca

LATEST LISTINGS

ON THE RIDGE FRENCHMAN’S BAY

By: Rosehaven Homes & Homes by DeSantis City: Stoney Creek Housing type: Freehold townhomes liveontheridge.ca

GLENWAY By: Andrin Homes & Lakview Homes City: Newmarket Housing type: Two- and three-storey townhomes and bungalow detached homes on 50- and 55-ft lots glenwaylivingcom

JACKSON SQUARE By: Gold Park Homes City: Maple Housing type: Townhomes goldparkhomes.com

SUMMIT CITY CENTRE By: Summitview Homes City: Mississauga Housing type: Urban townhomes summitviewhomes.com

TAZZO TOWNES

preview registration TWELVE ON THE RAVINE By: Geranium Homes City: Highland Creek Housing type: Condominium one-storey flats and two-storey towns from the low $400’s 12ontheravine.com

FRENCHMAN’S BAY By: Madison Group City: Pickering Housing type: Townhomes and singles primonthomes.com

THE VILLAGES OF KILLARNEY BEACH By: Ballymore Homes City: Innisfil Housing type: New release of 40-, 50- and 60-ft. lots ballymorehomes.com

42 YPNEXTHOME.CA

RADIANCE By: DIAM Developments City: Innisfil Housing type: Townhomes with up to five bedrooms from the upper $400’s radianceinnisfil.ca

CONDOMINIUMS OF CORNELL By: Mattamy Homes City: Markham Housing type: Condominium suites from 725 to 1,302 sq. ft. mattamyhomes.com

MADISON LANE By: Reid’s Heritage Homes City: Bowmanville Housing type: Urban luxury condos from 650 to 1,200 sq. ft. madisonlanecondos.com

HILLSBOROUGH By: Andrin Homes City: Holland Landing Housing type: 38-, 40- and 45-ft. detached homes in a master-planned community andrinhomes.com

By: Marlin Spring Developments City: Markham Housing type: Elegant townhomes at 16th Avenue and McCowan Road tazzotownes.com

TIMBERLANE By: Brookfield Residential City: Aurora Housing type: Limited release of 56 estate homes in a gated community setting auroratimberlane.ca

HILLSBOROUGH By: Great Gulf City: Holland Landing Housing type: 36-, 40- and 45-ft. detached homes on Hwy. 7, north of Davis Drive greatgulf.com

GEORGIAN SANDS By: Elm developments City: Wasaga Beach Housing type: towns and singles starting from the high $230’s georgiansands.com

…continued on page 44

Ontario’s best source of real estate information to

buy, rent or sell APR 15 - 29, 2017 VOLUME 25, ISSUE 8, FREE

APR 1 - 15, 2017 VOLUME 21, ISSUE 7, FREE

GTA EDITION

GTA EDITION

APR 1 - 15, 2017 VOLUME20, 2, ISSUE 6, X, FREE FREE VOLUME

SOUTHWESTERN ONTARIO ONTARIO EDITION EDITION SOUTHWESTERN

Give Yourself a Wine Country Address in Beamsville Register Now for VIP Access!

PICKERING

REGISTER NOW TOWNHOMES AND SINGLES STEPS FROM THE SHORES OF LAKE ONTARIO

BY QUAINT FRENCHMAN’S BAY.

MadisonGroup.ca

Everything a home should be.

INSIDE THIS ISSUE

SUBURBAN NOTE THAT CONDO THISMARKET CALLOUT IS CONCERNING ANDCONDOS, THAT THE BARAISDIFFERENT ALWAYS KIND OF HITSPRING SHIFT F7 AND DISTRIBUTE THIS 2017-03-16 12:23 PM IS HOTTER ALWAYSTHAN YPNHEVER GREY IN COLOUR SIZE DOES WHITE MATTER ON BOTTOM OF PAGE AT 0.2074 INCHES YEAR IN CANADIAN SPACING REAL ESTATE

74870_Pemberton-Condo Guide-CVR-0311_FINAL.indd 1

001 CG_Cvr_04-01-17.indd 1

INSIDE THIS ISSUE

BUDGET 2017 COMES UP SHORT IN ADDRESSING AFFORDABILITY

THE TORONTO HOUSING MARKET BY THE NUMBERS

SIX FINANCIAL HOMEBUYING HACKS

INSIDE INSIDE THIS ISSUE ISSUE THIS

NOTETHE THAT THIS–CALLOUT SEEING LIGHT OR NOT IS – ALWAYS YPNHBLINDS GREY IN COLOUR WITH WINDOW

THAT THE BAR IS ALWAYS SAFEAND & SECURE: HOW TARION WHITE ON BOTTOM OF PAGE PROTECTS YOUR DEPOSIT

HIT SHIFT F7 AND DISTRIBUTE BUILDING INDUSTRY CALLS FOR SPACING AT 0.2074 INCHES TASK FORCE ON AFFORDABILITY

3/23/17 2:36 PM

APR 1 - 15, 2017 VOLUME 17, ISSUE 7, FREE

三月十一日至四月十五日 / MAR 11 - APR 15, 2017 VOLUME 6, ISSUE 2, 免費贈閱 CHINESEHOMEGUIDE.COM

Real estate tips, insights & strategies

Canadian

PROPERTY INVESTOR

大多倫多版 / GREATER TORONTO AREA EDITION

-O PULL UT SEC AL TI CI

N O

SP E

EASTERN ONTARIO EDITION

spotlight on condos

VOLUME 1, ISSUE 1, 2016 FREE

N

IT IE S

CO

FEATURING DO M

U INIU M COMM

N

INVESTOR DNA

DO YOU HAVE WHAT IT TAKES? MAKING THE GRADE

SCORING AN A+ ON STUDENT HOUSING

Live a Village Lifestyle

THE SAFEST CITIES IN CANADA

HOW TO

SPOT THE NEXT ‘IT’ NEIGHBOURHOOD

AFTER THE SHOW HOCKEY WIVES’ KODETTE LABARBERA TRANSITIONS TO INVESTMENT ARENA

完美家園應有的規範.

INSIDE THIS ISSUE

CUSTOM HOMES: THINK OUTSIDE THE BOX

SAFE & SECURE: HOW TARION PROTECTS YOUR DEPOSIT

BUILDING INDUSTRY CALLS FOR TASK FORCE ON AFFORDABILITY

SUMMERLYN VILLAGE | GREAT GULF

01-Cover-NHG.indd 1 2017 Model Home Cal NHG_Cover.indd 1

本期內容

美國人不會搶購 加拿大物業的三個原因

2017 MODEL HOME CALENDAR AN EXCLUSIVE COLLECTION OF THE MOST BEAUTIFUL NEW HOMES

額外套間現已 正式成為新常態

50 TOP 50 PLACES TO INVEST IN

CANADA

+

EXPERT ADVICE: FROM DON CAMPBELL

RESULTS ARE IN!

大多倫多房屋售價 正向周邊的城市擴散

2017 MODEL SUITE CALENDAR AN EXCLUSIVE COLLECTION OF THE MOST BEAUTIFUL CONDOS

RODEO SUITE | LANTERRA DEVELOPMENTS

11/15/16 10:12 AM 11/10/16 2:46 PM

2017 Model Home Cal TCG_Cover.indd 1

2016-11-15 2:43 PM

APRIL 15 - 29, 2017 | NEW HOME GUIDE 43

LATEST LISTINGS

Find your next home! Find more properties at ypnexthome.ca

…continued from page 42

QUEEN’S COMMON By: Mattamy Homes City: Whitby Housing type: Detached and townhome designs mattamyhomes.com

VICTORY HEIGHTS By: Treasure Hill Homes City: Vaughan Housing type: 40- and 42-ft. luxury singles at Eagles Landing Road and Dufferin Street treasurehill.com

CITYLUX TOWNS By: Fieldgate Homes City: Thornhill Housing type: Register for a new release of urban townhomes in Thornhill Woods fieldgatehomes.com

BOXGROVE VILLAGE

BOXGROVE VILLAGE

TIFFANY HILL

VILLAGE GREEN

By: Arista Homes City: Markham Housing type: Family sized freehold townhomes and live/work towns boxgrovevillage.com

By: Rosehaven Homes City: Ancaster Housing type: Freehold towns, semis and detached homes tiffanyhill.ca

By: Averton City: Mount Albert Housing type: Family-size townhomes with up to three bedrooms from the high $500’s averton.ca

REAL TOWNS By: Madison Homes City: Thornhill Housing type: Townhomes starting from $1 million madisonhomes.ca

SEATON TAUNTON By: Mattamy Homes City: Pickering Housing type: Affordable townhomes alongside greenspaces and other amenities mattamyhomes.com

THE LOGGIAS IN RICHDALE By: Senator Homes City: Richmond Hill Housing type: Luxurious 40-, 50- and 60-ft. detached homes on deep lots senatorhomes.com

TWELVE ON THE RAVINE By: Geranium Homes City: Scarborough Housing type: 12 two-storey homes on 43-ft. lots that back onto Highland Creek ravine geraniumhomes.com

TIME

new openings AFFINITY CONDOMINIUMS By: Rosehaven Homes City: Burlington Housing type: Contemporary midrise condos from the low $300’s rosehavenhomes.com

CHELSEA MAPLE STATION By: Aspen Ridge Homes City: Vaughan Housing type: Stylish modern townhomes across from the Maple GO aspenridgehomes.com

NEWTOWNS AT MOUNT PLEASANT By: Primont Homes City: Brampton Housing type: Final phase of masterplanned community of townhomes primonthomes.com

By: Treasure Hill Homes City: Aurora Housing type: Urban towns from the high $599,900 and up to 1,500 sq. ft. treasurehill.com

KLEINBURG SUMMIT By: Mattamy Homes City: Vaughan Housing type: New 60-ft. home designs plus townhomes and 30-, 40- and 50-ft. homes mattamyhomes.com

new releases VALLEYLANDS By: Fieldgate Homes City: Brampton Housing type: 38-, 41- and 50-ft. singles from the $900’s fieldgatehomes.com

VISTA DOWNSVIEW PARK By: Stafford Homes City: Toronto Housing type: Three- or four-storey townhomes staffordhomes.ca 44 YPNEXTHOME.CA

By: Geranium Homes City: Stouffville Housing type: Condominium one-storey flats and two-storey towns from the low $400’s vistaflatsandtowns.com

Builders If you would like to include your preview registration, new release or site opening in this feature, just email the details to wayne.karl@ypnexthome.ca

Homebuyers’ Help

Compare mortgage rates for your best deal CHARTERED BANKS

variable

ATB Financial

2.2

Alterna Bank

2.25

Bank of Montreal

2.6

Bank of Nova Scotia

2.9

CIBC

2.7

6 months

1 year

2 years

3 years

4 years

5 years

4.1 4.10op 4 6.30op

3.04 4.10op 2.79 6.30op 3.09 6.95op 3.29 6.50op 2.84 6.35op 3.14 3.14 6.35op 2.64 3 3.20op 3.14 6.70op

2.39 4.10op 2.74

2.64

2.69

2.79

2.64

2.65

2.68

3.19

3.59

4.09

2.89

3.09

3.39

3.89

4.64

2.79

2.69

4.09

4.79

3.04 2.29

3.65 3.39

4.39 4.09

4.64 2.49

2.64 2.94

2.64 2.84

3.19 2.94

3.29 2.99

3.04

3.39

2.74

2.79

2.79 2.39

3.34 2.64

3.99 2.74

4.44 2.79

2.84

2.59

2.67

4.64

3.24

3.49

3.69

3.79

6.95op 4.55 6.45op 6.95op

Equitable Bank HSBC Bank Canada

2.25

ICICI Bank Canada Manulife Bank

2.75 2.7

National Bank

n/a

President’s Choice Finan Royal Bank

2.7 2.7

TD Canada Trust

2.6

Tangerine

2.7

4.45 6.20op 4.45 4.4 6.70op

7.00op

2.99 7.00op 3.04 4.00op 3.19

TRUST COMPANIES Community Trust Effort Trust

n/a n/a

Home Trust Investors Group Trust

2.35 n/a

MTCC

2.9

6.5 4.45 6.30op 3.95 4.2 6.50op 4.55 6.45op

3.14 3.35 6.30op 2.69 3.14 6.30op 3.29 6.50op

3.25 3.5

3.95 3.7

4.39 4.3

4.64 4.35

2.14 3.09

2.59 3.39

2.74 3.89

2.84 2.84

3.09

3.39

3.89

4.64

4 6.30op 6.2 6.40op 3.1 4.25 6.50op

2.79 6.30op 2.84 6.30op 2.64 2.89 6.50op 3.25 6.25op 2.84 6.30op 3.14 2.8 2.95op 2.39

2.74

2.64

2.84

2.74

2.89

2.95

2.99

2.89

2.64 2.99

2.64 2.99

2.84 3.1

2.89 3.14

3.2

3.65

4

4.5

2.79

3.39

3.89

2.69

3.04 2.85

3.15 2.95

3.89 3.05

3.89 3.15

2.39

2.49

2.59

2.69

OTHER FINANCIAL INSTITUTIONS Alterna Savings

2.28

Comtech Fire C.U.

2.6

First National Fin. LP IC Savings

2.7

Luminus Financial

3.25

Meridian Credit Union

2.3

PACE Savings & C.U. Parama Credit Union

2.65

Steinbach Credit Union

2.25

5.05

ONLINE CALCULATOR ypnexthome.ca/mortgage-calculator Notes: **Interest rate charged subject to adjustment during term mortgage. Please consult institution for term of years available. All rates are prime rates and subject to change without notice.

R.O.R. RATES ON REQUEST op OPEN ----- NOT QUOTING N/A NOT AVAILABLE Mar 27, 2017. Prepared By Fiscal Agents Financial Information Services 905.844.7700

APRIL 15 - 29, 2017 | NEW HOME GUIDE 45

What’s Online

Trending now The latest real estate news from across Canada

5 spring cleaning tips READ THE STORY ONLINE

Hot issue: Home builders talk affordability

ypnexthome.ca/spring-clean

READ THE STORY ONLINE ypnexthome.ca/housing-affordability

6 financial home-buying hacks READ THE STORY ONLINE ypnexthome.ca/home-buying-hacks

Housing a priority in Budget 2017, but still falls short

Want more great articles like these delivered directly to your inbox?

SIGN UP FOR OUR NEWSLETTER

READ THE STORY ONLINE ypnexthome.ca/2017-budget

nexthome.yp.ca/newsletter

Twitter @ypnexthome

Facebook ypnexthome

Visit our website: 46 YPNEXTHOME.CA

Instagram ypnexthome

Pinterest ypnexthome

Your dream home is waiting SEARCH ON THE GO!

Download our app & never miss out on the perfect home again.

Browse the latest new homes and condos in your area Visit ypnexthome.ca/listings to get started

DOWNLOAD THE APP NOW

projects & communities MAP LISTINGS IN THIS ISSUE PAGE

BUILDER

SITE

CONTACT INFO

continued from page 48 PROPERTY TYPE

PRICE RANGE

PIN

MAP FINDER

T

98

24O

D

T

91

27O

D

T

44

24N

70

25N

from $390,000

70

25N

from $820,000

51

18E

Madison Group

Frenchman’s Bay

madisongroup.ca

Mattamy Homes

Queen’s Common

mattamyhomes.com

Mattamy Homes

Seaton Taunton

mattamyhomes.com

27

Reid’s Heritage Homes

Madison Lane

madisonlanecondos.com

15

Treasure Hill Homes

Orchard West

treasurehill.com

T

Treasure Hill Homes

Shift

treasurehill.com

T

Treasure Hill Homes

Urban Town Living

treasurehill.com

Andrin Homes

Hillsborough Holland Landing

andrinhomes.com

Ballymore Homes

Mill Street Village

millstreethomes.com

Ballymore Homes

The Villages of Killarney Beach

ballymorehomes.com

Briarwood Homes

Mill Street Village

millstreethomes.com

Briarwood Homes

Pretty River Collingwood

1-888-257-1999

Great Gulf

Hillsborough Holland Landing

greatgulf.com/hillsborough

Great Gulf

Sharon Village

905-478-7362

Great Gulf

Summerlyn Village

905-775-3461

Mattamy Homes

The Estates of King Township

mattamyhomes.com

Rosehaven Homes

Anchorwoods Holland Landing

anchorwoods.ca

Treasure Hill Homes

Acacia Estates

treasurehill.com

Treasure Hill Homes

The Estates of King Township

treasurehill.com

D

Fieldgate Homes

City Towns Valley Lands in Brampton

fieldgatehomes.com

D

Fieldgate Homes

Lotus Pointe Caledon

905-838-2806

D

Fieldgate Homes

Valley Lands

905-457-0445

D

Great Gulf

Trafalgar Landing

905-844-1605

Great Gulf

Westfield

905-866-6876

D

Mattamy Homes

Hawthorne South Village

mattamyhomes.com

D

Mattamy Homes

Mount Pleasant North

mattamyhomes.com

Mattamy Homes

Mount Pleasant Village

mattamyhomes.com

Mattamy Homes

River Mill

mattamyhomes.com

Mattamy Homes

The Preserve

mattamyhomes.com

Mattamy Homes

Topper Woods

mattamyhomes.com

T

Mattamy Homes

Wildflowers

mattamyhomes.com

T

Treasure Hill Homes

Tiara Estate Collection

treasurehill.com

T

C from $700,000

North 7

16/17

9

D S

T

from $560,000

20

12E

S

T

from $560,000

20

12E

51

18E

$600,000

65

20E

from $700,000

52

17D

74

16I

86

19E

56

16J

87

16I

$310,000 D T D T D

S T

from $2360,000

West

23

S

S

T

from $400,000

26

9P

T

from $724,000

23

8M

T

from $900,000

26

9P

T

$200,000

30

8V

from $537,000

24

8P

59

6S

60

7O

93

8O

29

7V

78

11L

T T

D

C

T

from $1000,000

Property Type D Detached S Semi-Detached T Townhome

projects & communities MAP LISTINGS IN THIS ISSUE PAGE

BUILDER

SITE

CONTACT INFO

PROPERTY TYPE

PRICE RANGE

PIN

MAP FINDER

Central Andrin Homes

Glenway in Newmarket

GlenwayLiving.com

D

Fieldgate Homes

90 Niagara

416-981-0036

D

Fieldgate Homes

Aurora Trails

fieldgatehomes.com

D

23

Fieldgate Homes

BlueSky Stouffville

905-640-0002

D

23

Fieldgate Homes

City Lux Towns

fieldgatehomes.com

D

23

Fieldgate Homes

IMPRESSIONS

fieldgatehomes.com

D

Fieldgate Homes

Zigg

416-545-0223

D

Forest Hill Homes

Bridle Path of Thornhill

foresthillhomes.ca

D

Forest Hill Homes

Cornell Rouge

905-472-9556

Forest Hill Homes

Jefferson Forest

foresthillhomes.ca

Geranium Homes

Corporate

Geranium Homes

from $700,000

68

18F

T

$346,000

35

16S

T

from $620,000

14

19G

from $750,000

12

22J

T

53

16L

T

3

12K

T

36

16R

from $2900,000

50

16E

T

from $950,000

16

23M

D

T

from $1200,000

10

18J

geraniumhomes.com

D

T

Twelve on the Ravine

12ontheravine.com

D

T

from $1700,000

89

22P

Geranium Homes

Vista at Cardinal Point

vistaflatsandtowns.com

D

T

from $420,000

12

22J

Great Gulf

Corporate

416-449-1340

T

Madison Group

Cornell Rouge

905-472-9556

T

$950,000

16

23M

Madison Group

Cornell Rouge

905-472-9556

D

S

$900,000

16

23M

Mattamy Homes

Alderidge

mattamyhomes.com

D

S

from $1230,000

82

13S

Mattamy Homes

Canopy at Downsview Park

mattamyhomes.com

37

15P

Mattamy Homes

Cornell

mattamyhomes.com

17

22M

Mattamy Homes

Cornell

mattamyhomes.com

17

22M

Mattamy Homes

Corporate

mattamyhomes.com

Mattamy Homes

Downsview Park

mattamyhomes.com

37

15P

Mattamy Homes

Kleinburg Summit

mattamyhomes.com

D

T

84

13K

Mattamy Homes

Richmond Green

mattamyhomes.com

D

T

41

18K

Mattamy Homes

Thomson Towns

mattamyhomes.com

T

95

20P

Mattamy Homes

Upper Summerside

mattamyhomes.com

T

42

19R

Mattamy Homes

Vita on the Lake

mattamyhomes.com

from $350,000

39

14S

Rosehaven Homes

Corporate

rosehavenhomes.com

T

Treasure Hill Homes

Aurora Views on Wellington

treasurehill.com

T

from $1460,000

57

19H

Treasure Hill Homes

Time

treasurehill.com

T

from $600,000

72

18H

Treasure Hill Homes

Victory Heights

treasurehill.com

T

6

18L

29

Briarwood Homes

Young’s Cove

youngscove.ca

23

Fieldgate Homes

Whitby Meadows

fieldgatehomes.com

31

28N

5

19

5

BC

IFC/1

11

S

D

T

from $2900,000 C

D

T

S

C

C

East

continues on page 47

S D

T T

from $390,000

Property Type D Detached S Semi-Detached T Townhome

Baxter

d

Ma St in

Rd

Line

Line

Line

10th

8th

11th

SC a

A

rte si Disse tte an In

5th

Line

Line

Line

Line

Line

3rd

Scotch

Mo rn

Am eric an Dr

Clay

6th

W eston Rd

tC an al

d

Conc

7th 6th

4th

7th

Conc

Rd

Conc

Line

Line

5th

Rd

Rd

EHS

EHS

EHS

Rd

EHS

Line

Line

3rd

Line

Centre

3rd

of

2nd

4th

WHS

Wales

Melanctho n - Mulmu r Townlin e

Line

Line

5th

4th

Prince

Mono C

27-28

24-25

Sideroad

Sideroad 27-28 Sideroad

Simco

Ave Bayvi w

Ave

Pape Ave

Jarvis St

35

Queen St W King St W Front St W

Parliament St

Browns Line

e

Bloor St W Harbord St Wellesley St College St Carlton St Gerrard St

University Ave

r vic e Rd

Moore Ave

Bro adv iew

Christie St

Se

Laird Dr

36

Mt Pleasant Rd

St Clair Ave W

Toronto Avenue Rd

e

B

1

Davenport Rd Dupont St

Lansdowne Ave

Edgewood Rd

Po Lawrence Ave W

Va ug ha nR d

Ossington Ave

Moffat Rd

York Mills Rd

Spadina Rd

Rogers Rd

Roncesvalles Ave Weston Rd Keele St Parkside Dr High Pk

Carey St Rd

Shep

Eastern

io Commiss

Rd

Park

ore esh Lak

Rd

Rd

ld d

Wil

Rd ian Lorne Ind

19

r Gr D ple Ma

e Lin

Lin

xley

Willowdale Ave

Cu

Glencairn Ave OakwoodAve

Old

Caledonia Rd

39

d nR sto We

Lake Shore Blvd W

Park Lawn Rd

Judson St

e rmer WindeAve

Prince Edward Dr Royal York

Norseman St The Queensway

Allen Rd

k Cr Dr Blac

ay sw

The East Mall

Burnhamthorp eR d Bloor St W

Runnymede Rd

ia Rd Caledon

Th

eK ing

Drewry Ave

Senlac Rd

37 Wilson Ave

Rathburn Rd

82

Wilson Hts Blvd

Downsview

Maple Leaf Dr

Etobicoke

Tho

North York

Grandra v i ne D

Tre the wey Dr

Centre St

71

r

Islington Ave

400

Sen tinel D r

Oakdale Rdy

River

New W estmins ter Dr

Norfinch Dr Dr

Finch Ave W

Rexdale Kipling Ave

Meddaugh Rd

Keele St

Jane St

Weston Rd

40

HWY

n ow thd Sou

Middletown Rd

Langstaff Rd

Carrville Rd

Summeridg e Dr

Dr or ds Win yal Ro

Dr Ford

Middletown Rd

Peter Rupert Ave

55

Langstaff Rd

Weston Downs

53

St rr Ke

Rd

Richm

McNaughton Rd

Eastlake

d ell R rtw Cha

Middletown

Dufferin St Teston Rd

49

Bass Pro Mills Dr

ar nm Fe

Martin Grove Rd

d Blv Haig

Rd

d Blv

Lennon Rd

Bathurst St

Weston Rd

Jefferson

Gamble R

4th e Lin

Rd

Dufferin St

Jane St

Mill Rd Pine Valley Dr 72

Evans Ave Horner Ave

Barrie St

Fraser St

Jane St

Wanda St

Rd Wist Rd Davis

Bloomington Rd

King-Vaughan Rd

Kirby Rd

Rutherford Rd

73

The Westway

The West Mall d lR Mil

ve rA ate Rd Atw re ho kes La

74

56King Rd

11

Dixon Rd

Renforth Dr

Rd

Sideroad 10

Coffey Rd

7th Concess ion

87

Kipling Ave Clarence St

Carlingview Dr

Rd thra Caw QEW

la eo Min

McKinstry Rd

Sideroad 5

Rupke Rd

8th Concess ion

oss Dr Kingcr

409

427

py Ex er rdin Ga

20

He

6

Vaughan

McGillivray Rd

Hunting ton Rd

r te D dga Fiel

kwy nP

rry nga Gle

Cooksville

17

53 16th Sideroad

Steeles Ave W

Blv d

Mi

Snowball

55

56

Dr Gore

e nf Co

wy l Pk tra Cen St rio nta Huro

dale Erin Rd Stn

Rd vis Ma

rat io

wy Pk

Holancin Rd

River Rd

Leonard Rd

St ian M

10th Concess ion

Cold Creek Rd

Dr ay rkw Cla

Rd ken Tom

Rd ga sau sis y kw Mis ls P Mil Erin

e Lin 9th

r

nte Bro

Westover

King St

Sdrd 20 Sideroad 20

11th Concess ion

r eD rain Cole

r st D We

Rd

Rd iew ditv Cre

ay xW y Fo Terr

de

hill hurc nC sto Win

e Lin 8th

Do

e Lin 3rd

Rd St

Sideroad 17

12th Concess ion

line Caledon-King Town

r nD Vea Mc

Dr way Gore

Dr ort Airp

n ghli Lau Mc

a

e Lin 10th

tt

Dr

Sideroad 20

Sideroad 18

ad 15

Rd lfe Wo Mt

d ek R Cre ille trev Cen

t in S Ma

Rd ord herf y Rd Ru ned Ken

wv ado Me

Rd all rnw Co

v al Dr ing hil G t

Sdrd 18

Sidero

10

Tr ion Alb

Rd tion Sta Rd ber Gore Hum The

Rd lea ma Bra

d ie R Dix

Rd iew ditv Cre

o e N Lin 4th

38

Rd

Lorne Pk

403

N

Sideroad 15

Sideroad 10

Side road

Queen St

d nt R asa Ple unt Mo d eR Hop unt Mo

St en Que

St La ys Duff

Rd ake rt L Hea

St

lvd aB yaga w Ne

St

Patterson St

Tottenham Rd

Adjala/Tecu mseth Tow n Line Concessio n Rd 8

Concessio n Rd 7

Conc Rd 6

Rd Hill

Rd ram Torb

oe esh Hors

rio nta Huro e Lin 8th

Dr

St

29

ate stg Ea

Clarkson

Iroquois Ridge

Oakville

Bronte

M Rd ca iss bec St issa Re ga St

Rd

30

403

St as nd Du

rn

403

Erin Mills

Rd rpe tho am rnh Bu

Trafalgar

QEW

oak Burl

r ste rve Ha

St La ys Duff

Dr ake is L Inn d wR invie unta Mo

d sy R cou gua Chin

e Lin 4th

Rd dle Mid per Up

y leb App

Rose

Concessio n Rd 8

Concessio n Rd 5

Concessio n Rd 4

Concessio n Rd 3

Concessio n Rd 2 Mono/Adjala Town Line

Glen Rd y Haff

e Lin 6th

Palermo

u th b Ra

W ve nA linto Eg

27

407

Cr 38 Rd

Rd

inw Ma

Concessio n Rd 3

EHS

EHS

ay xW y Fo Terr

hard Orc

dle Mid

Tu ck Palmeray

r pe Up

Concessio n Rd 2

7th Line

7th Line

d ar R falg Tra

Henderson Rd

5

Brant Hills

aga nd Tya Rd Pk

e Lin 9th

e Lin 3rd

w Bro Mtn

18

e Lin 10th

e Lin 8th y kw wP Sno es Jam

Dr

St

lph Gue

as nd Du

Rd

Braeheid

Highview Survey

20

lkers Wa

Waterdown e sid Park

Meda

E

Waterd

don Hea Rd

c Con

Tansley

Burlington Nelson

Streetsville 1

13

e Lin ase rB we Lo

Re xd ale

403

Strawberry La

17th Sideroad

King

Belfield Rd

Dr ark eyp urtn Co d ia R n n a Brit 4

lvd heson B Mat

Happy Valley

Woodbridge

thwest D Nor r

401

Mississauga

3

407

4

5

St

4th Conc W

5th

M ng Spri

Rd rry De Old

Meadowvale

5

Rd rry De

6

Rd d roa rpe ide tho dS am 2n rnh Bu

d roa ide tS 1s

nt Bra

6

Flamboro Centre

e Lin 5th

drd d S Mt 2n

15

e Lin ase rB we Lo

r oC Nem Mt

en Gard Ave La tre Cen

Millgrove Shelton La

W

t in S Ma

ad ero Sid

407

ve sA ele Ste

Milton

e Lin 1st

K rns Ke d R ns ine Eva d dar dL e R C ngs Blin Spri d rth sR fo ring Bee r Sp l St e Rd Ceda on Mil in St n Lin obs R Maamilto ugh yatt Rd H boro W d Mil R St n Johartin M r C

en Gre ng Rd Spri

Cree Concession

d wR invie unta Mo

St rio nta

e Lin

Brock Rd

4th

d gR llin Co

d wR Dre

King St

31

7

Star Dr ing

Emma Rd

Bernhardt Rd

19th Sideroad

427

Bramalea

Pu m

t

Grah Juliana Rd

Rd nk Ba Tornado Dr

Edward Ave La ers Woodcho pp

nk Rd l Ba na

eS

ettleby Rd KKettleby

n’s Mill Rd ma eg St

72

Zenway Blvd

5

24 26 Churchville 18

6

l e B lv

59

Rd nia an Brit

20

e Lin lkers Wa

ugh boro Mil

Cr

13

4

Rd

d sR Twis

Rd en Niv Mc

1

rd Sd

6

Webber Rd

idg

8

Lloydtown- Aurora Rd

17

Alb ion Rd

d Blv rk Cla

s

Br

eR

25

24

107

We

84

Langstaff Rd Rd

4th Line

Lloydtown Au ro ra Rd

Nobleton

Elder Mills

zer ene Eb

Brampton

Madoc

ee Qu

73

Rd

10

4th Line

15th Sideroad

3Kleinburg

52

Holland St

6th Line

16

Linton

27

8th Line

88

3rd Line

16th Sideroad

49

re mo stle Ca

410

Northwood Park n St

13

25

th 12

d ld R yfie Ma d eR id s try un Co

Huttonville

8

son mp Tho

rd Sd

d yl R ale He

Bond Head

17th Sideroad

Nashville Rd

y kw dP oo alw nd Sa r dD vair Bo wy Pk ms a li Wil

401

7

ad ero Sid t e S 8th brid Kil

cE Con 7th n ma cE Huis Con th a 6 L

St nte Bro

22

th 14

St

Rd ine ma Tre ine oolL Sch Bell

e

d nR elto Fre

e enc

Hayesland

10

3

ad ero Sid

Ct od Wo

e Lin 1st

Gl

Ave tre Cen

e r Lin 4th rthur D cA Ma

7

d sR ele Ste

e Lin 6th

St rtin Ma ton Mil Cr Hts

3rd

19

Mansewood

in Ma

rd Sd e Lin leby App

ad ero Sid

9

n

Flamborough

W

Rd

e Lin 10th t nS ratio fede Con

e Lin 3rd

e Lin blin Du

e Lin 6th

c Con

io ess onc

Harper Cors

W

d eR tag Heri

roo Tr llb k Fa

5th

93

107

ad ero Sid

©cartography and design: eLucidmap Inc.(2016) dad s Nemo

Gulliver

Airport Rd

EHS

a aug siss Mis

e Lin th 15

Scotch Block

Camp bell vill e R d

cE Con 8th

6th Conc

60

Dr River

Old

Heart Lake Villages

14

9

8

Line 7

18th Sideroad

ay ia W mb Colu

Bradford W Gwillimbu

Newton Robinson 8th Line

9

78

4

Dr ss nle Wa

ad ero Sid

Rd ol ho Sc

23 Valleywood

Snelgrove

Humber Grove

Pinkerton

27

t hS urc Ch

19th Sideroad

400

Penville

Schomberg Heights

Rich Hill

Cedar Mills

d hR urc Ch

erg ed stl Ca

d gR Kin

1

d

ad ero Sid

Campbells Cross

Victoria

St ce Prin

e 11 Av Delr ple Ma ex Blv d

th 10

ad ero Sid

k Tr haw Mo

ine nL Tow

th 10

U

Westove

Brock

e Lin 4th

e Lin 5th

ine nL Tow Hills lton -Ha ton Mil

e Lin 4th

r wT evie Pin

Moffat

V

R

th 17

25

T

Sod om

e Lin 3rd

e Lin blin Du

Sayer’s Mills

Rd id e th Re nlin 14 nc Tow Co ugh 9 oro mb la rd h-F Sd linc s d u rd Conc 1 P 3 le R llvil Puslinch ’s pbe n Cam rso Rd he erg nr cP tsb on MaGore E Rd oun c a M Rd L Con 12th 10th Concessio cE nW nE Con sio 12th ces Con th 11 Hoo d Rd nE sio ces 97 Con 10th Rd isle Carl Strabane Rd d Sp nR to s gre Pro

4th

ad ero Sid

d rR lke Wa

n sto Bo 4

rd Sd

nd 22

Old

ctor A v e Pro

d ls R Mil

9

Arm stro ng A ve

r eD lair isc Enn

Darbyville

Macdonald-Cartier Freeway lie Les 6

Rd

Rd hill

Sdrd d 27th lR Hil lie Les

o Wildwo

rd Sd nd 22 rd Sd nd 20

son aw nL Gle

Creek

d nR tio Sta t lS Mil

l Ln M il

Rd line ase eB Old

Caledon

Boston Mills

50

22

2nd Line

89

13th Line

9th Line

Tottenham

2nd Line

Church St

11th Line

1

20

17

14 Line

Randall

5th Line

rd Sd en ve unsd eA H Pin

Queen St

New Tecumseth

Mill St

16

14 Line

7th Line

14

Cedarville

d roa ide nS rso tte Pa

Inglewood

Halton Hills

ad ero Sid

e Lin lph Gue

Rd

S

7

e Lin 6th

Mill St

e Lin 5th

10 si on es

9

Ca

iew nV rde Wo

-6

n5

n

c Con

sio

36

d ill R rch Chu

-7 n6 sio ces Con

11

10 s lfas

th 17 rd Sd

l tn P eM Blu

e

Lin

ine

1st

nL

n

n d

a ero Sid 23

Rd

ff

th 20 34

R

k

n Lea Mc Rd

1

34

ces

c Bro

46

sio ces

sio

sio

Con

ley

rs me Ham Rd

oyle

Ct les Co

25

ad ero Sid 25th

e Lin 1st

ces

Con

ces ero

Sid

P

e Lin

Con

a tori Vic d R

Rd

ad

Dr Lk tle r Tur Ter lium Tril

Q

15

rd Sd Silver 7th Creek Dr 2

Guelph St

ad ero Sid 30th

th 28 rd Sd

n Tow

me Hu Rd

Farnham

e Lin 2nd

Arkell

O

n sio ces 3-4

Rd

Rd

37

A

th 30 drd S

Ed

ll rke

ton ner

Eden Mills

s mo Era en

41

Con

d

Tr

ia n

n lto /Ha Erin

9th

Tow Con

c Con 2-3 29

7

25

42

ine nL ow ls T Hil

e Th

ay lW Hil ad wk ero Ha Sid ge n a Gr Silver

12

d dR afa llin Ba

r sD ind th-w Sou

sa

e

27

44

e Lin 3rd

mo

/Era

Lin

N Eramosa

In d

S

Rd

Rd dit Cre the of ks For

Rd iew ditv Cre

e Lin 6th

Erin

4th

mosa h-

5

6th Line

w’s ndre St A

Caledon

n

50

ad

ro ide

ad ero Sid nt me arp Esc

Beeton

Line

Cookstown

Allimil

Main St

Churc

3rd

15 Line

Thompsonville

10

Line

Bethesda

15

56

Green Briar

Line 10

50

ad ero Sid

7

10

e Lin 9th

n sio 6-7

M 124

5th Line EHS

EHS

ces

d ar R falg Tra

Con

e Lin 8th

e sio ces Con 5-6

24 49

4th Line EHS

3nd Line

e

nlin

10

10

Sideroad 5 Adjala

Line 53

Sideroad

14

Nicolston

12th Line

Ballycroy

1

e ksid Roc haws RdS d ek R Cre d Blv ws hill Sha hurc nC sto Win e Lin 10th

Lin

Tow

Sid

2nd Line EHS

e

e

Lin

1st

ad

ero

Ospringe

ad

ero

Sid

d9

Achill

rty ne Fin

13

Industrial Pkwy

Sideroad 25 Adjala

Connor

24

d nR Lare Mc

e

Lin

Lin

e

Lin

2nd

Erin

Brisbane

Sid

12

50

Sleswick

St sh Bu 52

124

S

5

11

In

27

Sideroad

5th

Albert St

Loretto

Line

5th

Elmgrove

10

Victoria St

Sideroad 5 Adjala

ad ero Sid ns ha oli Co

t yS Terr

a gL rin cke Pu

e

Lin

8th

e

5th e

sa-

3rd

Lin

mo

a

ro ide

a ero

124

Rd

1

Hockley

11

Erin

17

15th Sideroad

Egbert

10th

Sideroad

Sideroad 20 Adjala

Relessey

rd Sd ve Gro ech Be

5

Sid

Lin

4th

Era

ad ero

10 13

Sideroad

LineHeights

7th

6th

4th

5th

5

Sideroad 30 Adjala

20th Sideroad

Brown’s Rd

Rd

10th

t ac tar Ca

124

5 d1

8

18

Blount

rd Sd

d roa ide nS sto arle Ch

136

d1

Erin

S

rd Sd ve Gro ech Be

a ero

Sid

Lideroad 1

St een Qu

Binkham

23

Glen Cross

Rae Ridge La

t rS the Hea

Coulterville

6th

Mimosa

9

5

Adjala-tosorontio

15th Sideroad

Rosehill

y ghb lou Wil

S

22

5th Line EHS

3nd Line EHS

1st Line EHS EHS

e

e nlin Tow

Sid

Cedar Valley

Sideroad

8

Shady Glen La

Rd kley Hoc

t oin hp Hig

Rd eld erfi Port

27

Hillsburgh

4

2 ad

ero

S

J

26

t in S Ma

Lin

ad

d ek R Cre ws Sha

9th

a frax Gara st We

Line

27

d roa ide

K

1st Line

ine CL

Caledon Lakes

ro ide

St ville ge an Or

I

22

Rd son Daw

ine AL

109

24

26

1st St

Veterans Way

ine BL

e Lin

-

Erin

Purpl Hill

136

e Lin 18th

e Lin

a

Prices H Corners

Orton

Simpsons Corners

Rd ge rria 23 Ca Old

ine nL Tow axa rafr Ga t s Ea

Craigsholme

irge Mills

Cardwell

Reading

Marsville 3

109

e Lin 19th

e Lin 15th

d sR gu Fer leevil ng Ora

e Lin 13th

9th 5

2nd Lin e EHS

Hurontario St

2nd Line

e Lin 16th

e Lin 12th

11th 10th

G

e Lin 17th

d th 15 eroa Sid th 10

12

East Garafraxa

ad ero Sid

7

Mono

7

Amaranth Station

F

5

Dunby Rd

16

Station St

hiloh

1st Lin e EHS

Blind Line

Mono - Am aranth Tow nline

3rd Line

Camilla

10th Sideroad

109

ic

11

5th Sideroad

E

Sideroad

Stanton

Elder

entre Rd

8

Laurel Station

Gra

Rd

Elba

10

10

Conc Rd 3-4 25 Conc Rd 2-3

rd

4th Line

D

Rd 4-5

ood Belw

Crombie

20th Sideroad

6th Line

Bowling Green

Valley

ad ero Sid

25th Sideroad

15th Sideroad

Tarbert

n

6

10th

Everett

5

Rosemont

Rd 6-7

Grand Conc

5

Earnscliffe

5th

r ve Ri

17

18

89

Ri

Conc

Sdrd

Boy ne

4

Amaranth

C

Lutherv er

3

5th Line

Leggatt

5th

Mansfield

Whitfield

Dean Rd

19

Mulmer

Blacks Corners

Campania

Rd 8-9

SW

2

7th Line

8th Line

nd Gra

B

East

Conc

ad ero Sid

9th Line

10th Line

Colbeck

15

Monticello

124

30th Sideroad

Maple Grove

A

Rd 12-13

10

e Lin

0 30

Keldon

Conc

Line

d 2n

SW

SW

1

Jessopville

25

17

SW

Melanctho n - Proton Townline

e Lin

e Lin

e Lin

ad ero Sid

0 28

Rd

4th

7th

8th

th 10 e SW Lin

8

17

Melancthon

15

Innisfil

Thornton

projects & communities IN THIS ISSUE

ad ero Sid

0 27

Mulmur

9th

Horning’s Mills

Riverview

s eer Sp cca be Re

Search online or download ou

Boundary

9th

7th

5th

4th

2nd

Rd

1st

Thorah

6th

Ho Port ove rR d

Fowler Rd

opper Pa G r as s h rk R d

Best Rd Skelding Rd

Dawson Rd

Allin Rd

Mosport Rd

Gibbs Rd

Aked Rd

Clemens Rd

17

Cooney Rd

Jewel Rd Vickers Rd

Gamsby Rd

Lawrence Rd

Pollard Rd

35 115

Arthur St

Bell-wood Dr

Golf Course Rd

Moffat Rd

Lockhart Rd

King St Stephenson Rd

Mill St

Riley Rd

V

Squair Rd

East Region

U

Kirby

Ochonski Rd

Bennett Rd

Waverly Rd

T

West Region North Region

42

Darlington Clarke Townline

Providence Rd

Lambs Rd

Bowmanville P

S

Central Region

Nixon Rd

O

Concession Rd 3

Main St

Queen St E

oners St

4

Leskard Rd

N

Bragg Rd

Mearns St

Baseline Rd

Cole Rd

Mearns Ave

Concession St 57

Bethesda Rd

14

Acres Rd

Middle St

Green Rd

Presto nva le R d

5th

Sdrd

English Rd

Dukelow Rd

17

Cameron Sdrd

Ma ple

Be ac h

Rd

Sideroad

Cr

Holmes Point Rd Victoria S

M tP lea sa nt Tr ail

Duclos Rd

La ke Dr

nd ust rial Pkwy

Virginia Blvd

St ou ffv ille

ed Rd

35 Concession Rd 10

New Park

Concession Rd 7

Liberty Rd

Sew ells

Dick Re

River Rd

Murphy Rd

Longsault Rd

Concession 2

Boundary Rd

M Clarington

Concession Rd 4

Maple Grove Rd

Hancock Rd

r

H Corneil Rd

A Ray Rd

eS t

Ted Graham Rd

F Hall Rd

M James Rd

Wilson Rd

Mahoods Rd

K

R

DOWNLOAD THE APP

Concession 6 Concession 5

Q

START YOUR SEARCH

Allan Long Rd

Johns Rd

Concession 7

Lotus

L

d

ur app to view all builder listings

Barry Moore Rd

Nesbitt Line

Cedardale Rd

7A

Yelverton

Concession Rd 8

y kw

LAKE ONTARIO

3rd Concession

View Lake Rd

Woodley Rd

Holt Rd

Rundle Rd

Trulls Rd

Courtice Rd

401

2

Maple Grove

5

I

Cartwright East Quarter Line

Solina Rd

Washington Rd

Tooley Rd

Townline Rd

34 Bloor St

HWY

Concession 11 Concession 10

20

Taunton Rd

Salem

H

Concession 4

Hampton

Nash Rd

Concession 12

J

Cedar Park Rd

Vannest Rd

Concession Rd 6

Pebblestone Rd

G

Concession 3

Lettner Rd

Old Scugog Rd

Ormiston Rd Langmaid Rd

e Murray Av

Dovehaven Rd

McLaughlin Rd

Union School Rd Wotten Rd

Enfield Rd

Townline Rd

P

ll i p

Hoyer Rd

Nestleton Rd

Cartwright West Quarter Line

Sandy Rd

Graham Rd Russell Rd

59

Solina

Mitchell’s Corners

62 hi

Enniskillen 3

Sand Bar Rd

Ogemah Rd

Washburn Island Rd

Rd

Wilson Rd

Olive Ave

22 rth St Went wo

60

55

58 King St

Bond St Gibb St

Grandview St N

Ritson Rd

Harmony Rd

Burns St

35

Adelaide Ave

Park Rd

Stevenson Rd

Halls Rd

Pickering Beach Rd

Shoal Pt Rd

Westney Rd

Harwood Ave

Henry St

Salem Rd

Hopkins St

Dundas St

Valentia Rd

Eldon Rd

Beacroft Rd

Mississaugas Trail

He ad Conlin Rd

54

Mariposa/Ops Bdry

Bush Rd

White Rock Rd

Fingerboard Rd

Sim coe St

Simcoe St

Stevenson Rd N

Garden St

Cochrane St

Brock St

53

Concession Rd 10

Concession Rd 7

Oshawa 52

Grandview St N

Harmony Rd N

Ritson Rd

Thornton Rd

Thickson Rd

Anderson St

Country La

McQuay Blvd

Halls Rd

Ravenscroft Rd

Victoria St

36

4

Mountjoy Rd

57

Janetville

Fallis Rd

Cadmus

Devitts Rd 57

Byers Rd

3

34

Nestleton

McKee Rd

Concession Rd 9

33 2

Bradburn Rd

Burketon

Boundary Rd

Winchester Rd

16

28 Ma nn in g Rd

Taylor’s Rd

Barry’s Rd

Station Rd

Till Sdrd Stevenson Rd N

Duffs Rd Cedarbrook Tr

Columbus

Whitby

Eden Rd

Eldon Rd

Sideroad 18 Old Simcoe Rd

Diamond Sideroad

Bryant Sdrd

Country La Coronation Rd

Halls Rd N

Salem Rd

Westney Rd

Squire Beach Rd

Sandy Beach Rd

44

12

3143

91

41

24

Cochrane St

Kinsale Rd

Sideline 4

Greenwood Rd

Riverside Dr

Church St

Liverpool Rd

Valley Farm Rd

2

Columbus Rd

3

Lyndebrook Rd

Rossland Rd

Ajax

26

19

Raglan Rd

Raglan

7 12

Howden Rd

Brooklin

Taunton Rd

Shirley Rd Coates Rd

Myrtle Ashburn Rd

Sideline 2

Myrtle Rd

Ashburn

5th Concession Rd

31

Scugog Line 3

t Rd

Malcolm Rd

Edgerton Rd

Church St

2

Scugog Line 2

Brawley Rd

Greenwood

oin

Scugog

Scugog Line 4

Heron Rd

Dagmar Rd

Balsam Rd

Paddock Rd

31

HWY

Rd

Bayly St

98

Grey Sideroad

Rd st Ma

Lakeridge Rd

High P

Concession 14

Proutt Rd

Reach St

Chalk Lake Rd

Mount Zion

70 Brock Rd

ton gs Kin

Balsam Sideline 5

Sideline 22

Sideline 22

Whites Rd

Dixie Rd

Rosebank Rd

Finch Ave

38

East Ave Port Union Rd

Lawrence Ave E

West Hill

44

Sheppard Ave

eE Av

Guildwoo d P

Altona Rd 27

Sideline 12

Sideline 24

7

Concession Rd 3

rd pa ep Sh

Meadowvale Rd

nR sto ng Ki

Beare Rd

Scarborough 42 St Clair Ave E Rd rth nfo Da

Milner Ave

89

Military

Morningside Ave

Dr

Bellamy Rd

Eglinton Ave E

Old Finch Ave Rd

4th Conc Rd

Plug Hat Rd

il Tra

Brim o rt on

Scarborough Golf Club Rd

Daw es R d

Coxwell Ave

Woodbine Ave

Greenwood Ave Donlands Ave Jones Ave

Victoria Park Ave

Midland Ave

Pharmacy Ave

Birchmount Rd

ath le P Brid

Brimley Rd

Don Vally Pkwy

Don Mills Rd

95Ellesmere Rd

Sewells Rd

Sheppard Ave

Neilso n R d

Nugget Ave

E Ave evin McL

Whitevale

Westney Rd

Sideline 14

Sideline 22

Sideline 24

North Rd

Sideline 28

Steeles Ave E

Sideline 14

Sideline 16

Sideline 20

Sideline 26

Sideline 34

71

Box Grove

Tapscott Rd

Middlefield Rd

Leslie St

tingwood Dr H un

401

rD no

Pickering

407

11th Line

ark Dr

Denison St

404

O’Co n

wy

14th Ave

71

Markham Rd

n Rd Alde

eppard Ave

Mortimer Ave

7

Hill

8th Concession Rd

Whitevale Rd

Agincourt

erlea Blvd Ov

7th Concession Rd

7

Passmore Ave

Eglinton Ave W

ns P k

17 16 Locust

HWY

McNicoll Ave

ost Rd

u se

Markham-Pickering Townline

Co

9th Line

Unionville

Esna P

ummer Ave

n Ave

d

Main St

Woodbine Ave

Leslie St 12

ornhill

llowdale

17th Ave

Markham 73

07

John St

Major Mackenzie Dr

25

al

16th Ave

Reesor Rd

6

69

Glen Major

Claremont

57

Jobb Rd

Uxbridge Pickering Townline

5

Elgin Mills Rd

67

Webb Rd

Altona

Dicksons Hill

48

D on

Warden Ave

mond Hill

65 Kennedy Rd

Victoria Square

McCowan Rd

19th Ave

29

41 49

Main St

Pine Pt Rd

Ma Brown’s Rd

Beacock Rd

Pine Rd

1

Sideline 32

Jefferson

Glasgow

Stouffville 12 10th Line

Rd

Stouffville Rd

14

n Sideroad St

Markham Rd

10

Bethesda Rd

Bethesda

Rd

Scugog Line 6

Houston Rd

Allbright Rd

F

Mabels Rd

L AKE SCUGOG

Utica

Brock Rd

Yonge St

Sunset Beach Rd

Secord Rd

nd Isla

Epsom

Ried Rd

40

Whitchurch-stouffville

Demara Rd

Whitfield Rd

Scugog Line 8

Ward Rd

Cottage Rd

Rainbow Ridge Rd

7

8

21

47

34

Sideroad 18A

Goodwood Rd

HWY

Ridge Rd

R

Prouse Rd

Sideroad 18A

Uxbridge

Hillsdale Dr

Spadina Sdrd

Brookdale Rd

47

E

28

7 Mile Chandler Dr Island Rd

Harper Rd

Scugog Line 9

HWY

.

La ier oz Cr

7

Cross Creek Rd

Pogue Rd

Clements Rd

Scugog Line 9

Medd Rd

Wagg Rd

Blackwater Rd

O’Beirn Rd

8th Conc Rd

d

47

7th Conc Rd

Vandorf Rd

Aurora

Wetheral Sdrd

Jesse Thomson Rd

Re ach St

HWY

D

Ramsey Rd

L

17

Kent St

4

Cricket Hollow Rd

16

Hood Dr

C

Ranch Rd

Seagrave Cookston Rd

4

Long Rd

Little Britain Rd

Little Britain Rd

Zion Rd

Algonquin Rd

Scugog Line 12

Cragg Rd Canton Rd

8

6th Conc Rd

8

Aurora Rd Lak es

e hor

enderson Dr

Ballantrae 15

Scugog Line 12

Ball Rd

Roseville Siloam

St Johns Rd

7 12

Marsh Hill

23

4th Conc Rd

57

St John’s Rd

Wesley Cors

Saintfield Blue Mountain Rd

Uxbridge

3nd Concession Rd

72

14

Royal Oak Rd

Fenelon Bdry

Dewdrop Rd

Cresswell Rd

Salem Rd

Little Britain Rd

6

B

Taylor Corners

Farmstead Rd

Kawartha Lakes

Brock-Scugog Townline Rd

1

Feasby Rd

2nd Concession Rd

Bayview Ave

Wellington St

Woodbine Ave

26

Sideroad 17

Cherry St Faulkner Ave

Bogarttown

Farmstead Rd

Pinedale

Scugog Line 14

Marsh Hill Rd

1

St John’s Sideroad

Bow St

7 7th Concession

6

Oakwood

7A

Cambray

GrahamRd

13

Victoria Corners Rd

A

18

Manilla

2nd Concession

Victoria Corners

9

Skyline Rd

9th Concession

6th Concession

Foster Dr

Davis Dr

Cedar Valley

Vivian Rd

74

4th Concession Sideroad 17

Mulock Dr

11

York-Durham Line

Newmarket

Weirs Rd

Sandford

Sunderland

Goos

Quaker Rd

5th Concession

13

Kennedy Rd

Sandford Rd

Sideroad 17A

Davis Dr

Sideroad 17

68

Vallentyne

Shier Rd

West Franklin

Brock Rd

19

Bales Dr

13

Leaskdale Rd

Ashworth Rd

King St

Peniel Rd

46

10th Concession

21

Camero 9

Rd

33 The Glen Rd 34 Black School Rd

11th Concession

Islay

Rd

9

Valley

32 12

8th Concession

6

Grasshill

Woodville

Cannington

9th Concession

Vrommanton

23

8th Conc Rd

Herald Rd

St

Udora

Zephyr Rd

6th Concession Rd

ain M

82

Linden

31

Derryville 12

St

King

2

Concession

30

Brock

Woodville

2

5th Concession Rd

Green Lane

Hollingers Rd

9th Concess ion

Rd Franklin

38

iller’s Sideroad

39

t

14th

29

Hartley

Lorneville

10

5th Concession Rd

Mount Albert Rd

13

12

Wilfrid

10th Concession

Fowlers Rd

4th Concession Rd

Rd

65

3rd Concession Rd

Farr Ave

13

Brewster Rd

Zephyr

Meyers Rd

Doane Rd

Bridle Path

Ravenshoe Rd

39

Centre St

51

77

Hornes Rd

East Gwillimbury

Doane Rd

ng ndi La

Morning Sdrd

Queensville Sideroad

Queensville

86

45

51

48 Orchard Ct

Sand Rd

d

d

3

2nd Concess ion

77

1 Ho ham Sdrd lla nd d

Cedarbrae

Foot Dafoe St St

Holborn Rd

28 13th Concession

Rd

Q u a r ter

Lorneville

46

Brock-Thorah Townline East

Concession

21

Old Shiloh Rd

Leitch Rd

Cole Rd

Cedarbrook Dr Rd

Old Homestead Rd

Smith Blvd

Brown Hill

Boag Rd

Maple Hill

8

27

Lake Ridge Rd

Ravenshoe

Morning Glory Rd

Georgina Prout Rd

Boag Rd

Rd

26

Concession Rd 3 Thorah

Concession Rd 2 Thorah

48

14th

81

Frog St

2nd Concession Rd

38

Holborn Rd

ing ter Ca

79

Audubon Way

Miles Rd Blake Ave

Holland Marsh Leslie St

10th Line

32

18

Latimer Rd

Dr

Ravenshoe Rd

Rd

Carley Rd

The Queen sway

West ury

st re nc ve Ra

25

Weir’s Sideroad

Pollock Rd

Glenwood Ave

Line 12

Cryderma n’s Rd

Morton Ave

COOK’S BAY

24

Dr

g Irvi n

Lloyd Sdrd

Baldwin Rd

Line 13

Rd

23

Mile Lane nt ry Bethel Side Rd

Virginia

Park Rd

Gilford Rd

Rd

BrockThorah Twnl W

Thorah Beach Port

Point

P e ff e r l a w

22 Cou

Old Homestead Rd

River

Sutton

Maple Beach

Duclos Point

Rd

Island View

Stoney Batter Rd

21

Black Hi

Rd 9 ing

Lockie Sd Rd

Church St

Fennell

mp Ho us e

Base Line Rd

8A

Briars 80 Pk

St gh

20

Jacksons Point

3

Rd

e dge

Park Rd

3

Deer Park Rd

Boyers Sideroad

Rd

Lasher La Valley Vie w

4

DeGrassi Point

19

20th Sideroad

18

Line

h ore

Dalton Rd

rchill

The Que ensw ay

Harbour St Pine Ave

Killarney Beach Rd

Roches Point

Island Grove

Metro Rd

Willow Beach

Rd

t tS ar Ew

39

3rd

e Lak 78

H

Belle Aire Beach Rd

Lake

Dr

S

d eR

Mapl

nnisfil

23

Nantyr Park

Civic Cen tre

20th Side road

Line

Line

Old

7th

6th

Cate r

Nantyr

John’s Rd

Barclay

Your

FAVOURITE RESTAURANT

is closer than you think.

“The kids insist on making us dinner once a month. Everything is always a little burnt and the clean-up takes forever but it’s easily my favourite restaurant in the world.”

As Canada’s largest homebuilder, Mattamy Homes are built for your real life. With thoughtful design features like breakfast bars built into spacious kitchens that maximize space for your family, a Mattamy home is a home you’ll value for a lifetime.

Find your next home across the GTA at mattamyhomes.com