GTA New Home Guide - Apr 16, 2016

APR 16 - 30, 2016 VOLUME 24, ISSUE 8, FREE

GTA EDITION

condo towns with a new point of view incredibly priced from the high

$300’S

stouffville

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INSIDE THIS ISSUE

FUNDING FOR HOUSING AND TRANSIT GOOD NEWS

WHAT RETAIL EXPANSION MEANS TO REAL ESTATE

NEIGHBOURHOOD PROFILE ON THORNHILL

COMING SOON REGISTER AT ASPENRIDGEHOMES.COM

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and within minutes of shopping centres,

Maple GO, with easy access to Highway 400

entertainment complexes, restaurants,

and within minutes of shopping centres,

golf courses, parks and more.

entertainment complexes, restaurants, golf courses, parks and more.

NOW OPEN BRAMPTON Mayfield Village - Presentation Centre 905.230.2592

MARKHAM Union - Presentation Centre 905.554.3446

NOBLETON King Country Estates - Presentation Centre & 2 Model Homes 905.558.0255

QUEENSVILLE Queensville - Presentation Centre 905.589.0399

WATERDOWN Waterdown Meadows - Presentation Centre 905.690.2224

TORONTO Scenic on Eglinton - Presentation Centre & Model Suites 416.805.1781

TORONTO Studio - Presentation Centre & Model Suite 647.352.7736

TORONTO The Jack - Presentation Centre & Model Suite 416.203.7034

VAUGHAN Upper West Side - Presentation Centre & Model Homes 289.553.5633

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PRESENTATION CENTRE & MODEL HOMES 18 Hill Street, Maple 289.553.3147

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contents APR 16 - 30, 2016 | VOLUME 24 ISSUE 8

30

ON THE COVER

Geranium Homes + online NEIGHBOURHOOD

HOME SEARCH

MORE +PHOTOS +VIDEOS +ADVICE +INSPIRATION +TRENDING

WITH

DYNAMIC MAPS

LOOK FOR THE CIRCLE

Innovative new homes in top-ranked Stouffville property profiles

neighbourhood profile

20 Averton Homes

60 Thornhill

Offering one of GTA’s best new-home values

24 Fieldgate Homes

Register for exciting new releases from Fieldgate Homes

Spectacular sprawling suburbia

trending

16

50 Marlin Spring

Life begins at The Mack in Vaughan

38

OHBA

New neighbours will pay the bill for Inclusionary Zoning

Housing News

10 malls in Canada — one reason to buy near them

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0

32

24

42 Hot Topic

Makeover tips that increase your home’s value

by Anthony Jong

46 Money Matters

How to be debt-free forever

by Gail Vaz-Oxlade

48 Value Added

Upgrades with the best ROI

by John-Luke Sahlani

70 70

Mattamy Homes

The Residences of Creekshore Common breaks ground

64 14

Why we need context, not just data, on foreign investors

18

Framing alternatives for your artwork

52 Style File

How design collaborations work

advice

10

BILD Report

Federal funding for housing and transit good news

by Bryan Tuckey

by Kim Dunn

64 Designer Advice

The magic carpet guide

by Yanic Simard

69

Avoid being penny wise and pound foolish

buyers’ resource section

74

28 Mortgage Advice Saving options for buying a home

32

Hot Topic

Low Canadian dollar is an investor’s paradise

by Anthony Jong

Make Your Move

by Chuck Resnick

58 At Home

Five tips for decorating on a budget

Molly Maid’s top 10 spring cleaning tips

by Wayne Karl

inspiration

34 Wall Decor

Fundamentally Speaking

62 Cleaning Advice

Hot Properties

New releases, openings and preview registrations

by Alyssa Richard

77

Cleaning Advice

in every issue

Four disgusting things you’re doing at home unknowingly

Mortgage Rates

4

Editor’s Note

6

Contributors

40 Legally Speaking

78

What’s Online

by Jayson Schwarz

79

Advertiser Index

by Elisa Krovblit

Deciphering legal language

APRIL 16 - 30, 2016 | NEW HOME GUIDE 3

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Editors' Notes

THORNHILL

SUSAN LEGGE Editor-in-Chief / Director of Content Yellow Pages NextHome Email: Susan.Legge@ypnexthome.ca Twitter: @SusanLegge

TAKE A TOUR ONLINE nexthome.yp.ca/thornhill

Life events get you moving The decision to move is often triggered by a life event, such as a new job or a new addition to the family, or simply because you want a change of scenery.

Whatever the reason, it’s important to address what your new needs are before you start hunting for a new place — rather than during. With all of the information available to you these days, it’s easy to get distracted.

To keep you on track and up to date on the latest listings available across

Canada, check out this issue and our new website, YPNextHome.ca.

Not only will you find an easy way to connect with prospective properties, you’ll be able to dig deep on details such as such as costs, neighbourhood information and much more.

Deciding to move is easy, it’s finding the right place that can sometimes be tough. Let us help.

Drop us a line and let us know if you have any questions or comments.

We’d love to hear from you.

Clean-up in aisle five

WAYNE KARL Senior Editor Yellow Pages NextHome Email: Wayne.Karl@ypnexthome.ca Twitter: @WayneKarl

+ get social

Good news, shoppers. Some great things are happening in Canadian retail and residential real estate.

As our story on page 38 discusses, Ontario rocks in both worlds. Five of the 10 top-performing malls in Canada are located in the province, and four of those are located in the GTA. Now comes news that Loblaws is committing $1-billion to build new and renovate existing stores, adding thousands of new jobs.

This is important because when large retailers undergo major expansions, it’s a sign of good times and that an area is on the upswing.

Like proximity to mass transit, schools and other amenities, being close to shopping is a major attraction for homebuyers. These features are among the keys to enjoying your home while you live there, as well as for potential resale value in the future.

Large retailers and commercial ventures don’t just pop up in the middle of nowhere or in declining neighbourhoods. These companies make careful, long-range and well planned-out decisions in lockstep with municipalities and developers, based on hard data, research and demographic information.

Interact with us on social media: ypnexthome

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Contributors

BILD REPORT

BRYAN TUCKEY Bryan Tuckey is President and CEO of the Building Industry and Land Development Association (BILD) and can be found on Twitter (twitter.com/bildgta), Facebook (facebook.com/bildgta), Youtube (youtube.com/bildgta) and BILD’s official online blog (bildblogs.ca)

PRESIDENT, YELLOW PAGES NEXTHOME

Jacqueline Hill EDITOR-IN-CHIEF / DIRECTOR OF CONTENT

Susan Legge DIRECTOR OF SALES, NATIONAL

Moe Lalani ASSOCIATE PUBLISHER, NEW HOME GUIDE GTA, NEW CONDO GUIDE

Anne-Marie Breen

MORTGAGE ADVICE

ASSOCIATE PUBLISHER, NEW HOME & CONDO GUIDE, SOUTHWESTERN ONTARIO

ALYSSA RICHARD

Susan Maxwell

Alyssa Richard is the Founder and CEO of ratehub.ca, a mortgage rate comparison site that aims to empower Canadians to make smart financial decisions

EDITOR

Wayne Karl ART DIRECTOR

Tammy Leung

CONTRIBUTING EDITORS

DESIGNER ADVICE

YANIC SIMARD Yanic Simard is the principal designer of the awardwinning Toronto Interior Design Group (tidg.ca), and a regular guest expert on Citytv’s CityLine

Sonia Bell, Sara Duck (on leave), Elisa Krovblit, Jackie Marchildon, Lydia McNutt (on leave)

SENIOR ACCOUNT EXECUTIVE

Nina Downs nina.downs@ypnexthome.ca SENIOR ACCOUNT EXECUTIVE

Dionne Fraser dionne.fraser@ypnexthome.ca

MONEY MATTERS

GAIL VAZ-OXLADE Gail Vaz-Oxlade is the host of Til Debt Do Us Part, author of Debt Free Forever and blogs daily at gailvazoxlade.com.

Follow Gail on Twitter at twitter.com/GailVazOxlade

DISTRIBUTION & SALES CO-ORDINATOR

Terry Basset NATIONAL CIRCULATION MANAGER

John Jenkins

PRODUCTION MANAGER

Bala Gnanapandithan PRODUCTION CO-ORDINATOR

Sandra Hanak-Vujnovic

LEGALLY SPEAKING

GRAPHIC DESIGNERS

JAYSON SCHWARZ,

Miguel Cea, Mike Terentiev

Jayson Schwarz LL.M. is a Toronto real estate lawyer and partner in the law firm Schwarz Law LLP. He can be reached by visiting schwarzlaw.ca or by email at info@schwarzlaw.ca or phone at 416.486.2040

Published by

more online We have even more content online! Read more stories from our team of contributors at ypnexthome.ca, including stories by:

TARION REPORT

HOWARD BOGACH Howard Bogach is President and CEO of Tarion Warranty Corp. His column appears monthly in New Home Guide. For more information about how Tarion helps new-home buyers, visit tarion.com or find us on Facebook at facebook.com/TarionWarrantyCorp.

DESIGNER ADVICE

#500-401 The West Mall Etobicoke, ON M9C 5J5 T 416.626.4200 F 416.784.5867 ypnexthome.ca

ADVERTISING Call 416.626.4200 for advertising rates

and information.

CIRCULATION Free distribution in select high-traffic street boxes, stores, banks, financial institutions and select condominium sales offices.

COPYRIGHT 2016 All rights reserved by Yellow Pages Homes Ltd., Toronto, Ont. Reproduction in any form is prohibited. Contents of this publication are covered

by Copyright and offenders will be prosecuted under the law. The views and data expressed by columnists do not necessarily represent those of the publication.

TERMS Advertisers, Editorial content are not responsible for typographical errors, mistakes or misprints. All prices are correct as of press time and are subject to change without notice. E. & O. E. EDITORIAL SSubmissions from interested parties will be considered. Please submit to the editor at Susan.Legge@ypnexthome.ca

JANE LOCKHART Jane lockhart is Founder and Principal Designer of Jane Lockhart Interior Design in Toronto. She can be reached at 416.762.2493. janelockhart.com

Please recycle this magazine! Yellow Pages NextHome participates in the Partners in Growth Reforestation Program through St. Joseph Communications. To date, Partners in Growth has planted over 2.5 million trees in parks, recreation and conservation areas, and other public spaces across Canada. Established in 1990, this program was started with Scouts Canada to help replenish the environment.

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YO U R

YO U R

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E N KMEESN KMEESN K E

I FREE S T O R E Y S TA R T S LH S T O R E Y S TA R T S HL E I FEER ES T O R E Y S TA R T S H

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chapter one: e x traordinary

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Advice | BILD REPORT

Federal funding for housing and transit good news

By Bryan Tuckey

MORE ADVICE ONLINE nexthome.yp.ca/news/advice

THE RECENt federal budget

included funding for public transit and affordable housing and that’s good news for the GTA. The federal government plans to invest $3.4 billion in public transit across the nation over the next three years and Ontario will get the largest share at about $1.5 billion.

Our industry has long-advocated for all levels of government to invest in public transit. Everyone benefits from it and we all have a responsibility to help pay for it.

For decades there has been underinvestment in new infrastructure, especially public transit, by government. Not only does the GTA need more as its population continues to grow, but it also needs to replace and retrofit aging assets that have been neglected for so long.

It has fallen to new homebuyers to contribute disproportionately to the cost of new infrastructure, including transit. Ever-increasing development charges and other government fees and taxes have been applied to the cost of development to the point where government fees and charges make up about one-fifth of the price of new homes in the GTA. It’s important the federal government’s commitment to share in the capital cost of transit be used to reduce price pressures on new residential development and new homebuyers.

The other piece of good news in the recent federal budget was

funding for affordable housing. The federal government pledged $2.3 billion toward affordable housing construction and renovation, shelters and tackling homelessness in Canada over the next two years.

Ontario will get a portion of that funding, and if applied appropriately, it will go toward programs that can assist our industry in building more affordable housing in the GTA. With this new funding, governments must create clearly defined programs and explain how to access them. As a partner in building more affordable housing the development industry needs to understand so we can help to get more homes constructed.

What is really needed to get more affordable housing built in the GTA are programs and incentives that help to make the business case for these developments. For example, in the

U.S., the cities that have successful affordable housing programs are supported by state and federal funding and they use planning and financial incentives like a development fund or tax exemptions to make sure affordable housing doesn’t undermine housing affordability.

Federal funding to help address affordable housing and public infrastructure issues is a good first step. To be effective, it will require collaboration from every sector so that municipalities, homebuilders and providers can invest the funding into shovel-worthy projects that help people and create jobs in the GTA. Bryan Tuckey is president and CEO of the Building Industry and Land Development Association and a land-use planner who has worked for municipal, regional and provincial governments. Follow him on Twitter @bildgta, facebook.com/bildgta, and bildblogs.ca

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Advice | FUNDAMENTALLY SPEAKING

Why we need context, not just data, on foreign investors

By Wayne Karl

IMAGINE A HOUSE of cards – or a

game of Jenga – where one wrong move could cause everything to come crashing down. This is the fear some have when it comes to foreign investors in Canadian real estate.

The concern is that foreign buyers– those who live elsewhere but buy properties in Canada and rent them out – are driving up home prices, particularly in hot markets such as Vancouver and Toronto. This offshore demand is leading to, some believe, an artificial and unsustainable market which could cause a crash if for any reason these owners pulled out or sold their homes en masse.

“People are concerned that foreign buyers are coming in and buying too many properties and driving the prices up,” Ben Myers, senior vice-president, market research and analytics at Fortress Real Developments, told New Home Guide. “That is the big concern.”

Canada Mortgage and Housing Corp. is taking steps to address this “data gap,” by scheduling meetings with industry stakeholders and other measures. In Budget 2016, Prime Minister Justin Trudeau promised to get a better handle on the issue.

Some of these foreign buyers are paying cash – given that Canadian properties are a relative bargain compared to prices back home for Chinese buyers, for example.

This means they’re not borrowing from Canadian banks or requiring insurance from CMHC, further contributing to the dearth of data.

Without such transparency, it could fall on real estate agents and lawyers to report such transactions.

MORE ADVICE ONLINE nexthome.yp.ca/waynekarl

The problem with this scenario, points out Don R. Campbell, well known real estate investor and author, is that “data without action or policy is just knowledge.” There is nothing currently in place preventing foreigners from purchasing Canadian real estate.

“I’m a stats guy,” adds Myers.

“I’d love to see the information, but I think we have a pretty good idea that residential real estate sales activity to non-domestic buyers is pretty isolated to Toronto and Vancouver. Should Canadian taxpayers in every other metro area be on the hook for the cost of collecting this info?

“If we find out foreign buyers own 1.2 per cent of Canadian residential dwellings – 3.5 per cent in Toronto units and 6.1 per cent in Vancouver – then what? How much will it cost to take the next steps?

“Even if you had the proper data and the world’s best econometricians, you could never know what a home would have sold for if a foreign purchaser didn’t buy it,” says Myers.

Campbell says any such data would be “incredibly inaccurate, given the many ways in which the ultimate purchaser can hide who is buying.”

He also points out that The Personal Information Protection and Electronic Documents Act (PIPEDA) could limit any disclosure. PIPEDA sets out ground rules for how private sector organizations may collect, use or disclose personal information in the course of commercial activities.

Wayne Karl is an award-winning writer and editor with experience in real estate and business. In Fundamentally Speaking, Wayne explores the basics – such as economic fundamentals – you need to examine when buying property. He can be reached at wayne.karl@ypnexthome.ca or follow him on Twitter at Twitter.com/WayneKarl

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Trending

Housing is never free: OHBA New neighbours will pay the bill for Inclusionary Zoning

THE ONTARIO GOVERNMENT recently

announced details of its 2016 LongTerm Affordable Housing Strategy, including a commitment to introduce enabling legislation that would give municipalities the ability to mandate the inclusion of affordable housing units in new development projects.

“We all know that nothing comes for free,” says Joe Vaccaro, CEO of the Ontario Home Builders’ Association (OHBA). “Creating more affordable housing units should not come at the expense of housing affordability. Requiring free housing units as part of a new community approval is just another way to have new neighbours cover the bill as the cost of their new home goes up to pay for these new units.

“Many people are quick to say that they can produce new housing units with no government money, but that’s because they are making everyone buying a new home pay the bill for them,” Vaccaro adds.

MORE TRENDING ONLINE nexthome.yp.ca/news

Inclusionary Zoning is a planning tool used in American cities such as New York City, San Francisco, Boston and Washington. In all these jurisdictions there are financial and planning incentives to support the developments such as density bonusing, an Inclusionary Zoning development fund supported by state and federal funding. Successful inclusionary programs in American cities provide planning and financial support to ensure affordable housing doesn’t undermine housing affordability.

“All levels of government talk about affordability as a priority as they pile on new taxes, charges and process to Ontario’s new neighbours,” says Vaccaro.

“If governments are serious about making housing more affordable then the new power cannot be an add on to existing Section 37, development charges, parkland fees and outdated parking and zoning standards.”

“OHBA is going to work with all levels of government to ensure that Inclusionary Zoning does not undermine housing affordability for Ontario’s new neighbours.”

The Ontario Home Builders’ Association is the voice of the building, land development and professional renovation industry in Ontario representing 4,000 member companies organized into 30 local associations across the province.

Our members have built over 700,000 homes in the last 10 years in more than 500 Ontario communities. The industry contributes over $45 billion to Ontario’s economy and employs more than 325,000 people across the province.

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Haven is just around the corner Whether you’re looking to buy now, or later this year, Rosehaven has a home for you.

CURRENT COMMUNITIES NEIGHBOURHOODS OF MOUNT PLEASANT - BRAMPTON Something for everyone! Singles & Freehold Towns from the high $400’s Urban Towndominiums from the low $300’s

RANDALL RESIDENCES OAKVILLE Oakville’s landmark luxury Condominium. Only a few remain starting from $2.0M COMING IN 2016 ON THE RIDGE - STONEY CREEK Introducing Freehold Towns Register at LiveOnTheRidge.ca TIFFANY HILL - ANCASTER Phase 2 Luxury Singles & New Freehold Towns Register at TiffanyHill.ca AFFINITY CONDOMINIUMS ALDERSHOT / BURLINGTON 2 Contemporary Mid-Rise Condominium Buildings from the upper $200’s Register at AffinityCondo.com DREAMFIELDS - BRADFORD Another Phase of our most sought-after designs Register at DreamfieldsBradford.com Ordinary is for others. Separate yourself from the common, the oh-so-typical, the middle-of-the-road, the good-enough, the runof-the-mill. Seek haven from anything less than the exceptional.

This is where life is a step above. If you’ve ever wanted to own a Rosehaven home, this is the time to register.

ANCHOR WOODS HOLLAND LANDING 45’ & 38’ Singles and Semis just north of Newmarket Register at AnchorWoods.ca

Visit RosehavenHomes.com For directions, hours & community info. call our hotline (1-888/416) 410-0175 Prices and specifications correct at press time. Prices quoted are in thousands except for Randall pricing. E. & O.E. 17

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Advice | MAKE YOUR MOVE

Avoid being penny wise and pound foolish when planning your move

By Chuck Resnick

MORE ADVICE ONLINE nexthome.yp.ca/news/advice

THERE’S AN OLD SAYING about

being penny wise and pound foolish, and I see this play out often in the moving industry.

When anticipating moving your home or business, you have the option of hiring a moving company or doing it yourself. Although people assume DIY is the economical way to go, hiring a professional mover can, in fact, save you time, stress and even money.

Think about it. By doing it yourself, you have to rent a truck, determine supplies/moving equipment and other incidentals. You need to transfer your possessions from point A to B safely and efficiently, and find helpers.

Few are qualified or willing to get behind the wheel of a moving truck, so likely what you end up with is a cargo van, which requires more than one trip. You ask a few friends and/ or family members to help with the reward of cold beverages and pizza, but at the last minute, some of them do not show up. Those who do are probably not trained in things like how to lift boxes without hurting their backs. There is much more chance of injury when people move themselves.

The most common reason why people opt for DIY is expense, because they assume that longtime, recognized, national brand movers are expensive. Relocation specialists offer skilled, trained, bonded, uniformed and experienced movers who have the same goal in mind as you — to move your items as quickly and as safely as possible.

Many movers such as Two Men and a Truck Canada offer a free, no obligation in-home estimate so you know exactly where you stand should you choose to hire them.

Many people don’t realize what it takes to move; you may be surprised at the cost and what it covers. If you hire professionals to pack as well, we have all the supplies that ensure safe traveling for all categories of possessions, from heavy books to fragile lamps. Our boxes, for example, come in standard sizes so they can be stacked in the moving van to maximize space.

We have dollies, stretch wrap, blankets and ties for securing items to the van walls. The goal is to get everything in the truck secured, so it does not shift during travel. DIYers likely lack the know-how to do this effectively. Even if you do decide to pack your own belongings, consider purchasing professional packing materials from a reputable mover.

Whether you are moving your residence belongings or transferring

office furniture, equipment and files, moving specialists know what to plan for and how to arrange the logistics.

You may have a narrow window of opportunity because of booking elevators in a condominium, for example. We make it our business to take on the headaches of the move for you. Moving is one of the most exciting — and stressful — life steps you can take. Enlisting a professional mover is a fabulous stress reducer.

If you are planning a move, think through the steps needed and keep an open mind to your options.

Sure, you can do it yourself, but do you really want to? Doing it yourself will likely cost you more in time, money and aggravation. When you look at the big picture, hiring professional movers may be one of the best relocation decisions you could make!

Chuck Resnick is vice-president of marketing and operations, Two Men and a Truck Canada. Visit twomen.ca

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There’s good, and There’s greaT gulf. wESTFIELd, bRAMpTON 3, 4 and 5 Bedroom Townhomes at Mississauga Rd. and Steeles Bovaird Dr.

$518990

Chinguacousy Rd.

Mississauga Rd.

Townhomes 1,895 - 2,610 sq. ft. from

Queen St.

Steeles Ave.

SALES OFFICE: 8540 Mississauga Road, Brampton (905) 866-6876

Hwy. 407

TRAFALGAR LANdING, OAkVILLE Boutique Condominium Residences at Dundas and Trafalgar

QEW

Hwy. 403

Dundas St. E

SALES OFFICE 271 Dundas Street East, Oakville 905-844-1605

Winston Churchill Blvd.

$200’s

Hwy. 407

Trafalgar Rd.

Condominium Residences 470 - 1,255 sq. ft. from

SHARON VILLAGE, SHARON New release of townhomes and singles just 5 minutes north of Newmarket Mount Albert Rd. Woodbine Ave.

Hwy. 404

SALES OFFICE 18578 Leslie Street, East Gwillimbury (905) 478-7362

Leslie St.

$600’s

Concession Rd. 2

Townhomes and 32 Ft. Detached 1,802 - 2,250 sq. ft. from

Green Lane

Davis Drive

Sales office hours: Sat. & Sun. 11am - 6pm • Mon.-Thurs. 1 - 8pm • Closed Fri. Prices and specifications subject to change without notice. E. & O.E. Illustrations are artist’s concept. All square footages are approximate. Actual usable space varies from stated floor area.

019-GreatGulf-Corp 04-16-16.indd 19

2016-04-11 11:03 AM

Property Profile | AVERTON HOMES

Offering one of the GTA’s best new-home values, Averton Homes is set to open the second phase of

Main Street Seaton [ in Pickering ]

a

AVERTON HOMES, ONE OF CANADA’S leading national homebuilders, is set to release the second phase of Pickering’s best-selling townhome community, Main Street Seaton.

Nestled within Pickering’s Seaton neighbourhood, Main Street Seaton is a master-planned community offering homebuyers an incredible selection of heritage-inspired brownstone townhomes.

Priced from the low $300’s, and ranging in size from 1,105 to 1,537 sq. ft., residences are available in three distinct collections including back-to-back garden …continued on page 22

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2016-04-12 4:30 PM

PICKERING PICKERING

. .

Main Main Street Street Seaton Seaton Brownstone Townhomes.

Brownstone Townhomes.

design designisis everything. everything.

Sales Centre located at 2725 Road Road Sales Centre located at Brock 2725 Brock

$300’s From From the low the low $300’s

289 545 2890022 545 0022 New Release New Release Townhomes.

Townhomes.

Register Register Today!Today!

BOWMANVILLE BOWMANVILLE

. .

Beacon Beacon Hill Hill

Detached Detached familyfamily sized homes, sized homes, bungalows bungalows and and town homes. town homes.

Sales Centre Sales Centre located located at 300atMearns 300 Mearns Avenue Avenue From From the $380’s the $380’s 905 674 9056166 674 6166 New Release New Release Coming Coming Soon!Soon!

MOUNT MOUNT ALBERT ALBERT

. .

Victoria Victoria Highlands Highlands

Detached Detached homes homes on 33’on and 33’40’s andlots.

40’s lots.

QuickQuick move-in’s. move-in’s.

Sales Centre Sales Centre located located at 19103 at 19103 Hwy #48 Hwy #48

$600’s From From the low the low $600’s

416 924 4160110 924 0110 2 DESIGNER 2 DESIGNER MODEL MODEL HOMES HOMES

KLEINBURG KLEINBURG

. .

Averton Averton Common Common

LuxuryLuxury condominium condominium villas. villas.

All quick All quick move-in’s. move-in’s.

From From $700’s $700’s to over to$1 over million $1 million 416 646 4169898 646 9898

ETOBICOKE ETOBICOKE

. .

Evolution Evolution

All 1-2All bedroom 1-2 bedroom condos. condos.

All quick All quick move-in’s. move-in’s.

From From the low the low $300’s $300’s 416 747 4169691 747 9691

DOWNTOWN DOWNTOWN NIAGARA-ON-THE-LAKE NIAGARA-ON-THE-LAKE

. .

Averton Averton Square Square

Bunglow Bunglow and town and homes. town homes.

QuickQuick move-in’s. move-in’s.

Sales Centre Sales Centre located located at 120atJohn 120Street John Street West. West.

From From the mid the$600’s mid $600’s 905 378 9052500 378 2500 Luxury Luxury Townhomes Townhomes Coming Coming Soon!Soon!

PETERBOROUGH PETERBOROUGH - Coming - Coming Soon Soon

. .

The The Estates Estates At Riverbend At Riverbend

Detached Detached bungalows bungalows and 2 and story2 homes story homes on lotsonuplots to up 70’.to Riverside 70’. Riverside living at living its best. at its best.

REGISTER REGISTER NOWNOW

Learn Learn more more @ Averton.ca @ Averton.ca

Follow Follow us onus on

Prices andPrices specifications and specifications are subject aretosubject changetowithout changenotice. without E. notice. & O.E. Rendering’s E. & O.E. Rendering’s are are artist’s concept. artist’s *Limited concept. time *Limited only,time some only, conditions some conditions apply, seeapply, sales see representative sales representative for details. for details.

AVER-MUL-A-AD-NHC-APR4-6NEW.indd AVER-MUL-A-AD-NHC-APR4-6NEW.indd 1 1 021-Averton-Corp 04-16-16.indd 21

4/7/16 4/7/16 10:47 AM 10:47 AM 2016-04-11 11:03 AM

…continued from page 20

towns, conventional coach towns, and contemporary urban towns.

Phase two of Main Street Seaton’s Urban Towns will include exciting new designs, including up to three bedroom layouts, up to 2.5 baths, upstairs laundry, walk-in closets, terraces and parking for up to two cars.

“We are proud of the overwhelming response to this new product,” says Peter D’Ambrosio, president of Averton Homes. “Offering GTA homebuyers unprecedented value was our goal and we are excited to be introducing Phase II of this amazing master-planned community.”

Blending seamlessly into the natural fabric of the neighbourhood, each home has been carefully-crafted for urban living, providing the ultimate in comfort and elegance.

With its location off Brock Street, one of Pickering’s major north-south thoroughfares, Main Street Seaton offers residents

the Main Street convenience – with excellent schools, shops and a variety of social services.

Outdoor enthusiasts will enjoy the surrounding parks and recreational areas, including the Seaton Trail, the Petticoat Creek Conservation Area, the Rouge Park, and the Seaton Golf and Country Club.

In proximity the GO Station, with the 407 easily accessible to the north and the 401 to the south, residents at Main Street Seaton will also have easy access to all points throughout the GTA.

Location

Pickering Builder

Averton Homes Development

Main Street Seaton Home Type

Townhomes up to three-bedroom layouts and up to 2.5 baths Sales Centre

2725 Brock Rd., open Monday to Thursday 1 to 7 p.m., Saturday, Sunday and holidays 11 a.m. to 6 p.m., closed Friday Contact

For more information on Main Street Seaton’s Phase 2 release, register today at averton.ca

289.545.0022 visit averton.ca

The Main Street Seaton Sales Office is located at 2725 Brock Rd. in Pickering. Hours are Monday to Thursday from 1 to 7 p.m.; Saturday, Sunday and holidays from 11 a.m. to 6 p.m.; Friday closed. For more information, call 289.545.0022 or visit averton.ca

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2016-04-12 4:30 PM

URBANTOWN LIVING AT YONGE & WELLINGTON AURORA COMING SOON

OTHER TREASURE HILL COMMUNITIES

ELEVATE YOUR LIFE IN VAUGHAN

COMING SOON

VAUGHAN LUXURY SINGLES

ACACI A

ESTATE COLLECTION

NOW OPEN

NOW OPEN

NOW OPEN

AURORA

KING CITY

BRAMPTON

ESTATE SINGLES

SINGLES

FROM $1,959,900

FROM $989,900

FROM $1,359,900*

UP TO 6,064 SQ.FT.

UP TO 5,262 SQ.FT.

UP TO 4,518 SQ.FT.

*

SINGLES *

BY APPOINTMENT ONLY

ACACI A

ESTATE COLLECTION

PRESENTATION CENTRE HOURS MONDAY TO THURSDAY: 1PM - 8PM • FRIDAY: CLOSED • SATURDAY, SUNDAY & HOLIDAYS: 11 AM - 6PM *Prices and information correct at press time. Some lots have premiums. Illustration is artist’s concept. E. & O. E.

ACACI A

ESTATE COLLECTION

TREASUREHILL.COM APRIL 16 - 30, 2016 | NEW HOME GUIDE 23

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2016-04-11 11:03 AM

Property Profile | FIELDGATE HOMES

Own first in some of the GTA’s favourite family communities…

Register today for exciting new releases from Fieldgate Homes TIME AND TIME AGAIN, when we ask our homeowners why they chose to buy a Fieldgate home, we get some pretty familiar answers.

Many say that the deciding factor was Fieldgate’s award winning floorplan designs, while others say it was the beautiful masterplanned community design. Whatever your reason for choosing Fieldgate, with New Releases coming soon to all three of our current new home communities, we’re confident that you will find a home that you’ll love in 2016 with Fieldgate Homes.

ABOVE

The Bazille A elevation decorated model home at Impressions in Kleinburg is 3,448 sq. ft., and with a guest suite, 3,600 sq. ft.

Valleylands – West Brampton You can register now for the next release at Valleylands. Boasting a fantastic selection of single detached 38- and 50-ft. designs from the $700’s, discerning homebuyers are going to like what they see when they discover these impeccably crafted luxury homes. …continued on page 26 24 YPNEXTHOME.CA

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APRIL 16 - 30, 2016 | NEW HOME GUIDE 25

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true comfort and prestige in this exceptional family community.

Throughout all of the GTA, there’s no place quite like the Village of Kleinburg. Perfectly nestled between the east and west branches of the Humber River, Kleinburg offers all the pleasures of small town life just minutes from the big city conveniences of Vaughan and the surrounding area. Vaughan’s many other charming neighbourhoods also offer convenient shopping destinations – such as Vaughan Mills – boasting a host of major retailers and top name brands. Commuting is made easy with Hwys. 27, 400, 427 and 407 all just minutes away.

CityTowns – West Brampton The homes at CityTowns offer an ideal combination of form and function, with contemporary open-concept floor plans that offer ample space for growing families. These two- and three-storey designs have been expertly conceived to provide you with everything you need – family-sized kitchens, spacious living and dining areas, impressive master suites, large bedrooms and more. With homes priced from the $400’s, you can discover great style and great value here. Register today at fieldgatehomes. com for the next release.

Coming Soon – Stouffville & West Whitby

…continued from page 24

At Valleylands, the best of west Brampton living is literally at your doorstep. The Heartland Town Centre is only five minutes away, offering major retailers such as Best Buy, Home Depot and Costco. Nearby Erin Mills Town Centre, Trinity Common Mall and Bramalea City Centre also offer wonderful selections of shops and restaurants. Nature lovers can soak up the Credit River landscape at nearby El Dorado Park and golfing enthusiasts will be impressed with the

great selection of golf courses within a short driving distance. If that weren’t enough, the commute to Toronto is a breeze with Hwys. 401 and 407 just minutes away.

Impressions – Kleinburg The new release at Impressions in Kleinburg features yet another stellar collection of luxurious family residences in a charming village setting. Featuring exquisite single detached 38- and 44-ft. homes starting from more than $1 million, you can discover a lifestyle of

An all new release will be coming soon to Stouffville’s popular Blue Sky Community. Featuring a range of single-detached homes and freehold townhomes in this popular community setting, GTA homebuyers have a lot to look forward to.

Our next master-planned community is Whitby Meadows.

It will feature an exceptional selection of 30-, 36-, 42-ft. single detached homes, semis and freehold townhomes in west Whitby’s finest natural setting.

To register for the next release at any of our three current communities, please visit fieldgatehomes.com

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Advice | MORTGAGE ADVICE

Savings options for buying a home

By Alyssa Richard

IF YOU WANT TO SAVE for a home in the next five years, you should avoid stocks because you could lose money.

Instead, you should use no-risk options like a high-interest savings account or GICs. But what type of savings vehicle should you use?

There are three different types of accounts to choose from and each has its own advantages and disadvantages.

Here are your options:

RRSP An RRSP allows the money you save to grow tax-free. If you qualify as a first-time homebuyer, you’ll also be able to take advantage of the Home Buyers’ Plan (HBP).

Using the HBP, you can withdraw up to $25,000 from your RRSP as long as the money was deposited more than 90 days ago. If you’re buying with a spouse or partner who’s also a first-time buyer, you can each take out $25,000 for a total of $50,000. The money you withdraw has to be taken out no later than 30 days after the closing date.

You must repay what you borrowed the second year after the year you withdrew the funds. You have up to 15 years to repay that amount.

For example, if you borrow $24,000 from your RRSP, you’ll need to pay $1,600 a year ($24,000 divided by 15, equals $1,600).

You can pay more than the $1,600 towards your HBP in any given year and your annual payments will decrease. If you decide to pay $9,400 in the second year, then you’ll only need to pay $1,000 a year thereafter.

YEAR HBP Balance Annual Repayment Amount Your Payment

2016

2017

2018

$24,000

$22,400

$13,000

$1,600

$1,600

$1,000

($24,000

($22,400

($13,000

÷ 15 years)

÷ 14 years)

÷ 13 years)

$1,600

$9,400

$1,000

The great thing about the money you withdraw from your RRSP for the HBP is it’s tax-free. However, if you can’t afford to make the annual payment, you’ll have to declare it as RRSP income on your tax return.

TFSA Like an RRSP, a TFSA also allows your money to grow taxfree. But there aren’t as many restrictions as there are with an RRSP. If you’re buying a home for the second or third time, you can still make a tax-free withdrawal from your TFSA. There aren’t any first-time homebuyer restrictions.

You’re not restricted from borrowing just $25,000 because you can withdraw as much as you want from a TFSA. You also don’t have to pay the money back over a specific timeframe. In fact, you don’t have to repay the amount you took out and there aren’t any tax penalties.

The other good thing about using your TFSA is you keep your RRSP intact and allow your money to compound over time so you can save more for retirement.

However, you won’t get a tax refund if you save using a TFSA instead of an RRSP. If you were to get a refund, you could use that extra cash for your down payment and be able to save even more money.

Non-registered account You could use a non-registered account to save for a house but this isn’t the best option because you’ll be taxed on any interest earned.

The only reason you might use this type of account is if you don’t have any RRSP or TFSA contribution room, which is highly unlikely.

However, you can withdraw as much money as you want from a non-registered account and you never have to pay it back.

Which one to choose?

RRSPs and TFSAs allow your money to grow tax-free while a non-registered account does not. A TFSA has fewer restrictions while a saving in an RRSP will provide you with tax refunds, which can increase your savings.

The best option might be to use a combination of both.

Alyssa Richard is the founder and CEO of ratehub.ca, a mortgage rate comparison site that aims to empower Canadians to make smart financial decisions.

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coming next to stouffville!

Ten years and more than 800 families after it all began, Geranium Homes invites you to be part of the final phase of Stouffville’s multi-award winning Cardinal Point community.

Introducing VISTA — a new way of living in Stouffville.

Located steps from a natural ravine with miles of trails, these exciting new condominium 1-storey flats and 2-storey towns combine innovative design and exceptional finishes, with wonderful views and a location surrounded by nature!

VISTA flats and towns.

Enjoy a new point of view.

incredibly priced from the high

$300’S

register now! vistaflatsandtowns.com

BILD 2014 P2G COMMUNITY OF THE YEAR BILD 2012 HOME BUILDER OF THE YEAR Prices and specifications are subject to change without notice. Brokers protected. E.&O.E. April 2016.

029-Geranium-Vista 04-16-16.indd 29

CHBA 2011 GRAND SAM AWARD WINNER

2016-04-11 11:03 AM

Property Profile | GERANIUM HOMES

cover story

Vista’s location

Innovative new homes in top-ranked

Stouffville IN ITS 10TH ANNUAL POLL,

Moneysense Magazine ranked Whitchurch-Stouffville 124 of 209 Best Places to Live in all of Canada 2015 – this is the town’s first entry on the list, which evaluates multiple factors before adding a city or town.

This ranking is unlikely to surprise any of the more than 800 families who, since sales started in 2008, have chosen The Neighbourhoods of Cardinal Point in Stouffville as their home. Cardinal Point is the recipient of the home building industry’s 2014 Best Places to Grow Community of the Year Award, and a highly soughtafter neighbourhood.

Coming soon, Geranium Homes will offer an incredible homebuying opportunity to a whole new audience seeking a chance to live in a topranked community. Vista Flats & Towns is the final release in Cardinal Point and will introduce a new way of living with innovative condominium onestorey flats and two-storey towns.

“With prices starting in the high $300,000s, we expect Vista will have enormous appeal for first-time homebuyers. They will also appreciate the variety of homes already built in Cardinal Point, representing move-up opportunities within in the community they love, should they desire a larger

Location

Stouffville Builder

Geranium Homes Development

Vista Flats & Towns Home Type

Condominium one-storey flats and two-storey towns Contact

vistaflatsandtowns.com

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A large park is the unique gateway to Cardinal Point.

Bright interiors, like that of Geranium’s Uptownes community, will delight Vista buyers.

home down the road,” says Stephanie Lane, marketing and sales manager.

Vista is surrounded by nature, situated where the ground rises at the western edge of Geranium’s awardwinning Cardinal Point, just east of Hwy. 48 and north of Stouffville Road.

Cardinal Point is Stouffville’s “have it all” master-planned community, a place where neighbours greet each other as they walk or cycle along the 30-km trails in the natural ravine and children’s laughter is heard coming from the parkettes and playgrounds which cater to younger residents.

Soccer games are often played in the large central park, also a favourite destination for dog walkers.

Vista will bring impeccable design in single-level and two-storey homes

to those seeking an affordable homeownership opportunity. Priced from the upper $300’s, these unique layouts will be built with Geranium’s superior construction materials and include quality interior finishes.

Residents of Vista will find getting around easy; buses run along Millard Street a short walk from the homes, and frequent GO Train and Bus service from Main Street into Union Station takes approximately one hour. Vista is also close to Hwys. 404 and 407.

A variety of quaint restaurants, shops, services and a weekly farmers’ market are arrayed along Stouffville’s Main Street. Larger brand name stores such as the Metro, LCBO and Shoppers Drug Mart are just a few minutes’ drive away.

Fitness enthusiasts have numerous opportunities to stay active, from swimming and organized programs at the Leisure Centre to the many golf courses and kilometers of cycling and hiking trails surrounding the town.

Vista will offer the best of town and country life surrounded by wonderful amenities. To be among the first to learn more about Vista Flats & Towns, register at vistaflatsandtowns.com Since 1977, Geranium has developed numerous master-planned communities, taking them from conception to completion, creating desirable neighbourhoods and establishing a solid reputation for quality design and construction. To learn more, visit geraniumhomes.com APRIL 16 - 30, 2016 | NEW HOME GUIDE 31

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Advice | CLEANING ADVICE

4 disgusting things you’re doing at home unknowingly people, pet hair, fungus, dust mites, allergens, food and dirt from the outside.

“Carpeting is 4,000 times dirtier than the toilet seat. Just think about pets coming in from a walk or out of a litter box.”

The fix: Use a good vacuum, preferably with a HEPA filter or a central vac. Steam clean carpeting once or twice a year, but not more.

Too much moisture can encourage mould growth under the carpet.

By Elisa Krovblit

MORE ADVICE ONLINE nexthome.yp.ca/news/advice

AN EXPERT ON THE chemistry of

clean, Kim Dunn holds a degree in industrial microbiology and owns a Molly Maid franchise. She spoke with us about the disgusting things we’re doing at home – and it has us changing our ways.

The first thing you need to be aware of, explains Dunn, is fomites.

“Fomites are any contaminated inanimate object. We are surrounded by fomites – germ-holding things,” she says.

So what are the worst culprits?

You’ll be surprised – and more than a little grossed out by the things you’ve been doing.

Disgusting thing you’re doing #1: Sponges The gross factor: A sponge has 10 million bacteria per square inch.

“It’s as dirty as it smells!” she says emphatically. “It’s loaded with bacteria – Salmonella, E. coli, Pseudomonus – and has a surface area 1,000 times that of a cloth. Just think of all of those nooks and crannies. The toilet seat is cleaner than a cutting board wiped down with a dirty sponge – the sponge is 200,000 times dirtier,” says Dunn.

The fix: It’s always moist and damp – and a rinse isn’t a cleansing,” she explains. Use a micro fibre cloths, which does the job and is much more sanitary. If you insist on using a sponge for more than a day or two (Dunn’s staff are instructed to toss sponges after two days) then you

Disgusting thing you’re doing #4: The TV remote need to disinfect them with one of these three methods: 1. Run them through the dishwasher 2. Soak them in a concentration of one part bleach to nine parts water for at least five minutes 3. Boil them in a pot of water at 60 C for five minutes (in the microwave or on the stove).

Disgusting thing you’re doing #2: The loofah Exfoliating is over-rated, but if you must do it, ditch the loofah and go with a body wash that includes an exfoliant.

The gross factor: A person sheds 1.5 million skin flakes an hour.

“Guess what’s stuck on that loofah?

Staph aureus is a common bacteria on the skin, but Staph A on the inside isn’t a good thing.”

The fix: You can’t bleach it, the best you can do is soak it in a 50/50 mixture of vinegar and water for at least an hour. It’s always in a humid area; if you have to use one, hang it up to help it stay dry between uses.

Disgusting thing you’re doing #3: Wall-to-wall carpeting The gross factor: It’s a botanical zoo.

Skin cells multiplied by the number of

The gross factor: They’re dropped on the floor, get sat on by people and pets, stuffed into dirty crevices of the couch and constantly touched by everyone in the family – and more often than not have grease stains (we don’t wash our hands when eating popcorn and change the channels).

If we want to continue with the toilet seat comparison, the TV remote is about 4,000 times dirtier than the toilet seat. And if you haven’t wiped it down since the day you brought the TV home – then much, much dirtier.

The fix: Once a week take a cloth slightly moistened with alcohol or a disinfectant cloth like a Lysol or Clorox wipe and wipe down the remote. In fact, the grunge factor goes for all the remotes in your home, plus things like the computer keyboard, the light switch and any other surface you constantly touch – however briefly.

In love with design and decor, Elisa is senior editor of Condo Guide, Home Decor & Renovations, Renters Guide and Commercial Investor. When not searching out some unusual solutions to her century home’s reno projects, she’s busy discovering the next best thing in Toronto. Elisa.Krovblit@ypnexthome.ca

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Inspiration

Framing alternatives for your artwork

By Jackie Marchildon

ABOUT FIVE YEARS AGO, I came

up with the bright idea to pick up something for my walls every time I traveled. Great idea, right? Art would cover my walls with travel memories and it would make for interesting decor. What I didn’t think about was how hard it would be to bring artwork home on a plane or while roadtripping. Needless to say, my idea was shut down pretty quickly. But, I remained confident that I would one day start doing this.

So, when I went to Chicago a couple years ago, I picked up a beautiful print that I hoped to hang above my fireplace. It’s an unconventional size but I opted against buying the frame with the print since we were driving back… what a mistake that was. Custom framing for this piece was priced at more than double the cost of the actual print and its unique size made it difficult to find anything else. Luckily, I discovered some great framing alternatives that don’t break the bank and that are also useful if you’re just looking for a new way to hang things on your wall.

MORE INSPIRATION ONLINE nexthome.yp.ca/news/inspiration

Use an easel Granted this look isn’t for everyone because the easel will take up some space, but it adds personality to any room it’s in, and can help bring together the overall look and feel of a room too. Different easels work for different rooms, but generally speaking there is something for everyone.

material, but there are ways to make this classy, easy and unique. This works for prints, photos and even children’s artwork. You can hang clips simply with wire on a nice background or you can make a sort of frame-clipboard out of wood and take advantage of being able to change the photos you hang. You can also use an iron rod, string or even branches as the base for your clips and customize the look you want.

Use clips This can definitely feel reminiscent of a dorm room if you don’t choose the appropriate clip or suspending

Recycle an old frame or windowpane If you have a vintage frame lying around that you can’t bring yourself to throw out, but that is collecting dust

in storage, this is the perfect solution.

You can utilize the clips mentioned above and hang a print within the frame on the wall. Antique stores will often have old windowpanes for sale and they create a great vintage look when placed over a photo. Plus, they are normally quite big so they work well for large scale photos you might want to display in a unique fashion.

Jackie Marchildon is the bilingual senior editor at Yellow Pages NextHome.

She spends her time searching for hidden gems across the city, whether it’s new neighbourhoods and restaurants or upcoming trends in real estate and home decor.

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2016-04-11 11:03 AM

Trending

10 top malls in Canada – and 1 reason to buy near them

By Wayne Karl

Expansions Major retail expansions underway in the GTA: Sherway Gardens » Is undergoing a $350-million expansion to add 210,000 sq. ft. of retail space, bringing the total to 1.3 million sq. ft. and 245 stores » Includes four new full service restaurants, each with a unique dining experience » New, large stores for Harry Rosen and Sporting Life » Saks Fifth Avenue, opening in 2016 » Nordstrom, opening in 2017 Yorkdale Shopping Centre

MORE TRENDING ONLINE nexthome.yp.ca/news

BC AND ONTARIO aren’t just superstars in residential property, they rock in the commercial real estate world as well – home to the 10 top malls in Canada.

It’s well documented that these two provinces are home to Canada’s most expensive and most active housing markets. Now, a new study from commercial real estate services firm Avison Young shows they are also the top performers in retail sales.

What’s the correlation? We’ll get to that in a minute.

The study shows that BC and Vancouver were the leading province and city for retail sales growth in 2015, at 6.6 per cent and 9.9 per cent, respectively, followed by Ontario at 4.5 per cent and Toronto at 5.4 per cent.

Toronto’s Yorkdale Shopping Centre was Canada’s most productive mall, with retail sales of $1,610 per square foot, displacing Vancouver’s Pacific Centre, which topped the list in 2014.

Five of the 10 top-performing malls are in Ontario, and four of those are

» Is undergoing a $331-million expansion, to be completed in fall 2016 » Includes 298,000 sq. ft. of new retail space

“Despite economic headwinds, retailer failures, digital disruption and the purchasing habits of a new generation, Canada’s evolving retail property sector and its top malls are doing just fine” located in the Greater Toronto Area.

“Despite economic headwinds, retailer failures, digital disruption and the purchasing habits of a new generation, Canada’s evolving retail property sector and its top malls are doing just fine,” says Bill Argeropoulos, principal and practice leader, research, Canada, for Avison Young. “While hundreds of millions of dollars have been invested to renovate, expand or upgrade some of the country’s prominent malls

Square One » Is undergoing a $320-million expansion, to be completed in spring 2016 » Includes a new 120,000-sq.-ft.

Holt Renfrew » Also features another 75,000 sq.-ft. of space for additional retailers

to attract new retailers and combat e-commerce, the retail sector continues to attract new entrants and significant investor interest as well.”

So, what does all this mean for residential real estate?

Not to oversimplify Economics 101, but solid population and wage growth are among the key contributors to both healthy retail and real estate sectors. And with BC and Ontario economies and housing markets leading in this regard, it’s no surprise that residents in these areas are brimming in the consumer confidence department.

So, those markets that are seeing

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TOP 10 SHOPPING MALLS*

Top 10 Retail Malls in Canada By sales per square foot

And how much it will cost you to buy a home nearby = average home price

Vancouver (including Burnaby)

1

Yorkdale Shopping Centre, Toronto $1,610

2

Pacific Centre, Vancouver $1,599

3

Oakridge Centre, Vancouver $1,537

4

Eaton Centre, Toronto $1,509

5

Southgate Centre, Edmonton $1,215

6

Chinook Centre, Calgary $1,119

7

Royal Bank Plaza, Toronto $1,096

8

Rideau Centre, Ottawa $1,018

9

Metropolis at Metrotown, Burnaby, BC $1,008

10

Square One, Mississauga, Ont. $994

Edmonton

2015: $369,536

2015: $902,801 2014: $812, 653

2014: $362,657

5 Toronto

2 9 3

6

2015: $622,046 2014: $566,491

Calgary

2015: $453,814 2014: $460,584

*By retail sales per square foot

Mississauga Ont.

2015: $546,296 2014: $506,579

Ottawa

8 1 4 7 10

2015: $369,477 2014: $363,161

DATA FOR AVERAGE HOME PRICES PROVIDED BY CANADIAN REAL ESTATE ASSOCIATION

the largest retail sales growth, are also those that are experiencing strong average home price growth.

On the flip side, not surprisingly, oil-dependent provinces such as Alberta and Saskatchewan, which Argeropoulos says have the weakest outlook for retail sales, are also among the areas where home price growth is weakest.

When the likes of Saks Fifth Avenue and Nordstrom set up shop, or when a retailer such as Yorkdale Shopping

Centre undergoes a major expansion, it’s usually a sign of good times, and that an area is on the upswing. Like proximity to mass transit, schools and other amenities, being close to shopping is a major attraction for homebuyers. These features are among the keys to enjoying your home while you live there, as well as for potential resale value in the future.

Large retailers and commercial ventures don’t just pop up in the middle of nowhere or in declining

neighbourhoods. These companies make careful, long-range and well planned-out decisions in lockstep with municipalities and developers, based on hard data, research and demographic information.

This is why major retail expansion is good news: it’s an indicator the economy continues to strengthen; and, for those looking to buy a home, it’s a sign to look out for new or expanding neighbourhoods and solid buying opportunities.

APRIL 16 - 30, 2016 | NEW HOME GUIDE 39

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Advice | LEGALLY SPEAKING

Deciphering legal language Deeds, transfers, mortgages, charges, discharges and undertakings

By Jayson Schwarz

MORE ADVICE ONLINE nexthome.yp.ca/news/advice

FOR THE AVERAGE homebuyer,

there are some legal terms that require translation. The Government of Ontario keeps records of every piece of property in the province.

These records are called the “title documents.” The document on file, that says who owns the property, is called the “transfer,” or “deed.” All of these documents are filed with the government – a process that is called “registering” the document.

When a bank lends money and gets a record of this loan on title, the document is called the “mortgage” or a “charge.” When the charge is paid off, a new document is filed with the government office and it is called a “discharge.” If only part of the charge is paid off, a document called a “partial discharge” can be filed. There are many other documents, but these are a good starting point.

Usually when a developer/builder starts a new project, he will go to a bank or other financial institution and just like you, arrange for a mortgage or charge. The difference, however, is that this can be a huge charge. As an example, the builder/developer may have a $50- or $60-million “blanket” charge applied to enable him/her to create and build the project. The next thing that happens is that the house or condominium is built and sold, and it is time for closing.

In the Agreement of Purchase and Sale will be a clause that will relate to the discharge of that part of the blanket charge which affects the

property you are buying. The builders’ lawyers (the good ones, in any case) add the clause that the purchaser will accept the promise (undertaking) of the builder’s lawyer to register the partial discharge in a reasonable period of time, but will give on closing two important things: 1. A letter (“discharge statement”) from the bank or other financial institution (“mortgagee” or “charge”) setting out how much money has to be paid to the chargee to obtain the partial discharge; and 2. A direction from the builder to the purchaser, telling the purchaser to pay the amount of money needed to obtain the partial discharge directly to the chargee.

The clauses I will not accept stop with the purchaser being forced to accept the builder’s or the builder’s lawyer’s undertaking to register a partial discharge, without the other information.

Now, I do not believe the builder or the builder’s lawyers who do not include this information would give the promise without meaning it, but what about things out of their control?

For example, if: » the builder goes bankrupt » the builder has a dispute with the bank » some other party seizes the money from the builder » the builder has an internal shareholders dispute and assets are frozen » the lawyer goes to Argentina with the money » the builder goes to Tahiti with the money If we had followed a) and b), none of that would matter. My complaint is that it does not cost the builder anything to give this piece of mind and security to the purchaser. It is just usually the fault of some lawyer trying to prove how good he or she can be.

So be careful.

Watch for these tricky clauses and consult a lawyer, because only a lawyer can provide legal advice and care enough to catch these kinds of things.

Jayson Schwarz LL.M. is a Toronto real estate lawyer and partner in the law firm Schwarz Law LLP. Visit schwarzlaw.ca or email info@schwarzlaw.ca and give us your questions, concerns, critiques and quandaries.

40 YPNEXTHOME.CA

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Advice | HOT TOPIC

Home makeover tips that will increase your home’s value

By Anthony Jong

MORE ADVICE ONLINE nexthome.yp.ca/news/advice

A SMALL HOME MAKEOVER can

increase its value dramatically. The key to preparing your home for sale before moving to your new home is doing the little things that can help attract more buyers.

Many of us are guilty of tossing things around, keeping messy drawers, and discarding things into a closet. After all, out of sight out of mind is it not?

In most cases when buyers and I step into a seller’s home, it is meticulous. Buyers do not usually notice the hard work that was put in before the home was put on the market, but my keen eyes do. This hard work usually translates into more offers and a higher selling price in the current real estate market. So if you are one of those potential sellers, this guideline will help you prepare your home for a spring sale during these cold winter months.

De-clutter Clutter is the demon in your home that must be exorcised. No, I am serious. If you have not used something in the past year, then it should be donated to charity or tossed in the trash. Move out clunky pieces of furniture and clear out your closets. Have fresh eyes look at your furniture arrangement to decide on the best use of the current space.

Mr. and Mrs. Clean Time to get on your hands and knees and scrub. Floors, walls, windows, 42 YPNEXTHOME.CA

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“Bright and neutral colours should be used to increase appeal and make the interior space feel much bigger.”

baseboards, doors, door handles, stairs, you name it. The reward of a clean house is astronomical. Buyers visit and stay in a cleaner house longer, which enhances a seller’s chance of a great offer.

Fresh paint A fresh coat of paint will remove years of wear and tear on doors and baseboards. Bold colour choices and wallpaper are highly discouraged.

Bright and neutral colours should be used to increase appeal and make the interior space feel much bigger.

Little to big repairs Structural deficiencies such as a leaky roof, heating and cooling mechanical issues, and electrical problems should all be addressed and repaired. As a seller, you want a safe environment for potential buyers going through your home. Minor repairs will also increase the value of your home. It’s the little problems that add up and cause a detriment to the overall sale price, so minor deficiencies such as a leaky tap, floor squeaks and ceiling cracks should also be addressed.

Little to big renovations The hardest part for a seller is deciding how far to prep the home for listing. A good place to start is by learning the audience and the type of buyers in the area. Are they investors who will tear down the home and rebuild? Renovators who will gut the home or end-users who will move in and make improvements over time?

Renovations that add value to a home are without a doubt kitchen and bathroom renos. However, each home is different. A real estate broker may advise on potential renovations that will provide the greatest return on investment.

For remodeling enthusiasts, kitchens should always be the first consideration. New cabinetry, counters and appliances add tremendous value to your home.

Bathroom renovations provide a great return on your investment, as buyers tend to focus on hardware and fixtures that cannot be easily replaced.

Windows and front doors are also a main focus to an aging home.

Inquisitive buyers will notice the curb appeal of the home and either fall in love or develop reservations before they even step through the door. Newer and clean windows, as well as a good front door system will increase the home’s value.

Finishing touches Landscaping the yard is one of the best things a seller can do before listing their property. Trimming the trees, weeding the lawn, and planting some annuals are highly recommended. Bring some houseplants and flowers into the home to add life.

Wall mirrors will help rooms feel more spacious and fresh draperies will accentuate the interior decor. Don’t be afraid to bring in some colour to highlight the space as well. Vases, cushions, and newer lampshades will help bring everything together.

Anthony Jong is a broker at Re/ Max Hallmark Realty Ltd., Brokerage, specializing in homes, condos and commercial properties. Email anthonyjong@live.com, visit online at anthonyjong.ca or call at 416.836.2821 APRIL 16 - 30, 2016 | NEW HOME GUIDE 43

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Summer Camp Teaches Kids Social Skills for Life This “True Canadian” experience has proven benefits to the development of youth and first generations Canadians are starting to take notice to an experience that is internationally renown.

BY ANDREW MARTIN Camp Can-Aqua Andrew Martin, Camp Director

canqua.ca • 613-339-2969 andrewmartin@canaqua.ca

ach summer, thousands of kids from countries all over the world arrive at Pearson International Airport and will begin what is sure to be one of the most exciting adventures of their young lives. They have travelled across the globe in search of what is considered one of the most beneficial opportunities for young people today… they are coming to camp.

The province of Ontario is known and respected worldwide for the quality and diversity of residential summer camp opportunities available to children. The benefits of outdoor education continue to have an incredible impact on the physical, mental, social and psychological development of a child. Parents are looking to camps to offer a unique, challenging and exciting experience for their children, one which is outdoors and ‘unplugged’ from an overwhelming electronic society.

At Camp Can-Aqua, near Bancroft, Ontario, we are very proud and supportive of the diversity at our camp. Campers from Spain, Germany, Norway, China, Korea and Australia have joined us in the past few summers. Diversity strengthens our camp community and continues to be an active goal at our summer camp. We are living, learning and creating in an environment that is a reflection of our world.

This Canadian Tradition is tried, tested and true. In recent years, the Ontario Camps Association has been working hard to educate new Canadian families of the benefits of this “Canadian Tradition”.

Many children growing up in Ontario have never swam in a lake or cooked on an open fire. These young people are missing out on what could be one of the most influential developmental

experiences of their lives. Can-Aqua has been thrilled with the visible increase in the enrolment of first generation Canadians.

At Can-Aqua we develop inclusive programs to ensure that all children have the opportunity to challenge themselves physically, creatively and intellectually everyday. We work to push our campers out of their comfort zones, to take safe risks and to challenge themselves to try new things. We teach compromise and cooperation, while underlining the importance of self-expression.

When thinking about offering opportunities to our children, we often look to travel outside of Canada, not realizing that for those who reside in the province of Ontario, some of the very best options are available close to home. Within the Ontario Camps Association are some of the best camps in the world and Can-Aqua is proud to be a recognized member. Summer camp is one of the most important experiences you can offer your child. Without a doubt, it is one “Canadian Tradition” every child should take part in.

Andrew Martin is the Owner/Director of Camp Can-Aqua, a summer residential camp near Bancroft, Ontario that welcomes up to 150 kids each session.

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4/5/16 12:44 PM 2016-04-11 11:03 AM

APRIL 16 - 30, 2016

central north SHOWCASING NEW HOMES IN THE GTA’S CENTRAL & NORTH REGIONS

IN THIS SECTION

» MAPS AND LISTINGS FOR NEW-HOME COMMUNITIES IN THE CENTRAL AND NORTH REGION » BUILDER NEWS AND THE LATEST IN NEW HOMES IN THE CENTRAL AND NORTH REGION

APRIL 16 - 30, 2016 | NEW HOME GUIDE 45

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2016-04-12 4:30 PM

Advice | MONEY MATTERS

How to be debt-free forever

By Gail Vaz-Oxlade

MORE ADVICE ONLINE nexthome.yp.ca/news/advice

I’VE OFTEN SAID that becoming debt-free is simple but it isn’t easy.

And that’s the problem most people have with biting down and getting to work. They would rather whine about how horrible life is, complain about how stressed they are or simply stick their heads in the sand than get busy. If you’re one of the people who is procrastinating about taking control of your money and your life, you first have to figure out why you’re procrastinating.

At the University of Konstanz in Germany, a team of psychologists wanted to see if our tendency to procrastinate had anything to do with how we think of a task at hand. Could it be that if we see something as psychologically distant — like getting to debt-free — that makes us resistant to tackling the task immediately?

A group of students were asked to respond to a list of questions by e-mail within three weeks. The questions had to do with run-ofthe-mill tasks like opening a bank account or keeping a diary. Students were given different instructions for answering the questions. Some were asked to think and write about each activity in an abstract way, as in what the task implied about personal traits: what kind of person has a bank account? Others were asked about the concrete steps of each activity: speaking to a teller, filling out forms, making an initial deposit. Then the psychologists waited and waited… and waited. They recorded all the

response times to see if there was a difference between the two groups.

Guess what? There was. A very clear difference. While all of the students were being paid upon completion, those who were asked to think about the questions abstractly were more likely to procrastinate.

Some never got around to the assignment at all. Those who were focused on the concrete steps — the how, when and where of doing the task — got the job done sooner.

It seems that just thinking about what we want to accomplish in concrete, specific terms reduces our tendency to procrastinate.

Blame your fear. Blame your sense of failure. Blame your belief that you can’t do it yourself. Whatever excuse you use, you’re guaranteeing your failure.

Take the bull by the horns, lay out a plan of action, make that plan specific, measurable, achievable, realistic and timely, and you’re on your way to being debt-free forever.

Start now. Each time you put off getting started you allow the problem to grow in size and

complexity in your mind. By avoiding the problem, you’re allowing fear to build. Stop living in fear and start doing something different.

Break down the steps. Make the plan concrete. Make the steps manageable. Setting a goal of being debt-free forever by the end of the year is great, but only if you also say how you’re going to do it. “I’m going to cut $200 in unessential spending from my budget and apply that to my debt repayment.” Those concrete steps are what will make the plan actionable.

Enjoy the challenge. Yes, it may feel like you’re about to climb a mountain, but how you approach the mountain will make all the difference in the world. If you keep looking at how high it is and reinforcing how impossible it is to get to the top, you’ll fail. If you see each step you take up the mountain as something to celebrate, you’ll eventually reach the summit. Attitude counts.

Gail Vaz-Oxlade is the host of Til Debt Do Us Part and author of Debt-Free Forever and blogs daily at gailvazoxlade.com

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Advice | VALUE ADDED

These home upgrades are your best return on investment High 100%

By John-Luke Sahlani Kitchen renovation Bathroom renovation

UPGRADING YOUR HOME IS, without

RETURN ON INVESTMENT

doubt, an endeavour undertaken with the intention of producing a higher standard of living for yourself and your family. This process is always an exhilarating and creative one that allows you to customize your living space into exactly what you dreamed of.

As you review the countless home magazines and home style blogs, the choices will start to pile up leaving you with a long list of options that you can include in your build that may seem appealing at the outset.

These items may include several cool and innovative features and products that appeal to the average home or condo owner due to the instant gratification of enjoying such an item.

Unfortunately, these are not always value-based upgrades for the build.

Instead, these upgrades focus on the final finish as opposed to the addition of another desirable feature or best practice construction.

In order to avoid losing sight of value in the whirlwind of selections and upgrades, check the accompanying list of home improvements, based on return on investment. Keep these returns in mind as they can help you start with a solid base when completing investment projects.

At resale, for example, the difference in the quality of your selection can be quickly recognized and reflected in the final sale price.

These figures represent the typical return on invest for different areas of your home and despite being very simple, can lend a good train of thought when completing your next home improvement project:

Exterior paint Interior paint

75 Basement renovation

Heating system upgrade

Construct a garage

Windows & door replacement

Central air installation

Garage construction

Roof shingle replacement

Recreation room Fireplace installation Flooring upgrade

Interlocking brick walkways

Deck building

Home theatre

Paving with concrete

Building a fence

50

Paving with asphalt Landscaping

25 Skylight installation Swimming pool Whirlpool tub installation

Low

0

MORE ADVICE ONLINE nexthome.yp.ca/news/advice

As you can see, there is a clear path to success that you can follow within this information as you can simply select to upgrade the items that provide the highest return. That plan can work and, despite the fact you receive a significantly smaller return on investment for some of the less apparent upgrades, these features are often equally apparent as a whole when considering the sale of the home you are renovating. It is because these features support a clean and crisp final product that many buyers will be looking for to ensure the renovation was not completed in the cheapest manner possible. This may include upgrading the insulation to today’s building code if you have the

opportunity before enclosing the walls with drywall. There is a fine line to walk when choosing the finishes to invest in that will provide you with the best return for your money through both the sale of your home and the creation of equity for a “forever home.”

Regardless of your vendor, ensure that you consult a professional design-builder who is able to provide you with a clear plan to achieve these value based goals.

John-Luke Sahlani is the owner/operator of Sensus Design and Build. With a wealth of experience as a professional project manager his expertise and professional advice add value to any home or condo through upgrades and renovation. Sensus Design & Build sensusdesignbuild.ca

48 YPNEXTHOME.CA

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2016-04-12 4:30 PM

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APRIL 16 - 30, 2016 | NEW HOME GUIDE 49

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2016-04-11 11:03 AM

Property Profile | MARLIN SPRING

GO STATION

THE MACK

Life begins at The Mack Put down roots and soar in Vaughan Location

Vaughan Builder

Marlin Spring Development

The Mack Home Type

Modern townhomes from the upper $600’s Contact

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DUBBED “THE CITY ABOVE TORONTO,” nearby Vaughan is a vibrant, growing community with convenient access to Hwys. 400, 407 and 427, making it a great choice for commuters.

With the opening of the Vaughan Metropolitan Centre subway station, an extension of Toronto’s Yonge-University-Spadina line, core access will soon be even easier. With an abundance of parks and recreational facilities, thriving businesses, low crime rate, excellent schools and proximity to a wealth of engaging day-trip destinations, Vaughan was named by Canadian Family magazine as one of the top four coolest cities in Canada in which to raise a family – and first in all of Ontario.

All of this and more makes Vaughan the ideal location to Live at the Mack.

The Mack is an exceptional enclave of 206 modern townhomes starting in the upper $600’s. The Mack will occupy one of the last parcels of land remaining for residential development in the entire GTA. Directly adjacent to GO Transit, The Mack is in the heart of this aspirational community.

For feathering your nest – and filling your closet – look to Vaughan Mills, with more than 165 worldclass retailers including Michael Kors, Brooks Brothers, Harry Rosen Outlet

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and Disney, as well as great dining options including Chipotle Mexican Grill and The Pickle Barrel. One of the best summer destinations in the country, Canada’s Wonderland, is a well-known landmark, with the twists and swoops of its many roller coasters visible from the nearby highway. About 15 minutes away, the McMichael Canadian Art Collection in Kleinburg offers a fascinating way to take a break from the pace of modern life to appreciate the talent of some of Canada’s most renowned artists.

Your family won’t be bored for a minute, with the Kortright Centre for Conservation, Legoland Discovery Centre, Colossus movie theatre and a wide variety of kid-friendly destinations including Planet Play, Airborne Trampoline, Putting Edge and the Archery Game all just a few minutes away.

For more grown-up pursuits, look no further than the five excellent area golf courses including Eagles Nest, rated one of the top 25 courses in the country by Canadian Golf magazine.

Take a tour of the Magnotta Winery or laugh out loud at Yuk Yuk’s. Take a cooking class, paint some pottery or learn how to ballroom dance – Vaughan’s got the perfect spot to try something new or hone your skills.

Developer Marlin Spring, whose roots date back to the award-winning H&R Group of Companies and Lanterra Developments, brings The Mack to highly desirable Vaughan, where your family can create magical moments that will last a lifetime. To bring to life their vision for striking contemporary design, Marlin Spring has enlisted the Vaughan-based, award-winning architectural firm of RN Design, whose extensive portfolio of communities and personal residences embody elegance and timeless style across the GTA. The contemporary interiors are being designed by award-winning interior designer, Kelly Cray of U31 Inc. Register now and find out why you should Live at The Mack at liveatthemack.com APRIL 16 - 30, 2016 | NEW HOME GUIDE 51

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Inspiration | STYLE FILE

FAMOUS NAMES ON

HOME FURNISHINGS [ How design collaborations work ]

OVER THE YEARS, we’ve seen tables

by Lenny Kravitz for CB2, Priscilla Presley bedding, a King Coil mattress collection by Charlie’s Angel Jaclyn Smith. Ellen DeGeneres has a clothing and homewares collection, ED by Ellen. Ken Fulk recently did a collection for Pottery Barn. Luxury Interior Designer Brian Gluckstein has GlucksteinHome, a full housewares brand. Colin & Justin have their own line of products – and Designer Samantha Pynn is launching her first collection for Simons. So what does being famous and having a collection or product line mean?

There’s a huge difference between collaborations and endorsements.

Many companies have tried the celebrity endorsement. Did Britney Spears have anything to do with Pepsi? No, but she sure could sell it. Michael Jordan, however, did know a thing or two about what he wanted in a basketball shoe. It’s about selling lifestyle – the connections are aspirational.

BRIAN GLUCKSTEIN photo: Naomi Finlay

GlucksteinHome by BRIAN GLUCKSTEIN

PHOTO: MARK OLSON

By Elisa Krovblit

With Kravitz Design – his own design company – Lenny Kravitz paired up with CB2 to create a collaborative collection. Launched in the fall of 2015, Ryan Turf, managing director of CB2, describes Kravitz as being very passionate about design. More than just an aspirational style, he was involved as both a designer and a collaborator. For CB2, says Turf, it was a way to incorporate the music into their furnishings, since music is an important part of the demographic – and in reverse, Kravitz is a fan of CB2 so he appreciated being part of a brand he enjoys.

The collection is earthy. It’s rock and roll. It’s geometric and reminiscent of great 1970s design. It definitely exudes that part of Kravitz that his music fans know, relate to and love.

While this was a one-off collaboration, when pairing iconic names in the design world with furnishing and home decor lines, you find a more organic development.

Interior decor and design is all about creating beautiful spaces, some designers have that desire to create furnishings they envision for these spaces.

While designers can do this on a client-by-client basis – creating custom textiles, customizing the shape, size or finish of a sofa or table – creating a whole cohesive line for mass consumption is much more of an undertaking.

Decorator, stylist, columnist and CityLine expert, Samantha Pynn is also the host of Open House Overhaul on HGTV Canada. She’s just completed a new decor line – The Samantha Pynn for Simons collection, which launched in February. This is especially exciting as Simons, the much-adored trends and fashion retailer from Quebec, arrived in the GTA in March at Square One Shopping Centre in Mississauga, Ont. …continued on page 54

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Cedar Ridge 4, Elevation C.

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APRIL 16 - 30, 2016 | NEW HOME GUIDE 53

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LENNY KRAVITZ photo: Susan Legge

Kravitz Design by LENNY KRAVITZ X CB2

Kravitz Design by LENNY KRAVITZ X CB2

GlucksteinHome by BRIAN GLUCKSTEIN

PHOTO: LENOX AUDREY

…continued from page 52

Pynn’s collaboration is the authentic design experience – creating the prints, selecting the colours, textiles, materials and developing the pieces to the perfect specifications. “A lot of times they want to put your name on a collection.

I wanted to be designing this from scratch,” says Pynn. “I wanted to have a say – a huge say.

“Simons understood my editorial and design background, and let me take the lead.”

The collection combines classic pieces with contemporary style. There are great patterns, textures and textiles. “The patterns, most are really rooted in the classics – lattice, floral.” There are florals, but not traditional little flowers, they’re big and stylized. There are animal prints.

There are geometrics, neutrals and punches of colour.

“People are really looking for something that will feel fresh for a long time, but still want something to be classic, have longevity, have legs,” Pynn says. “I don’t like disposable design. I didn’t want to go uber feminine.” It’s a ‘something for everyone’ collection, and you can see the strength of pieces as they work alone or with others.

Consumers can take pieces into different directions depending on the way they introduce them into their own decor.

“A collection,” she explains, “that makes pulling a room together easy.” …continued on page 56

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…continued from page 54

SAMANTHA PYNN photo: RTR Media

Stores pull collections together all the time, buyers do their jobs and curate, but when connecting a well known designer’s name with a collection, consumers have an expectation – a reference to that name. It’s a challenge to design a large collection. The client is broader than a unique design done for an individual client. Price point needs to be a part of the equation, but quality has to be key.

Quite attuned to the quality, from the selection of fabrics to the feel of the texture, Pynn’s quality control was to test drive products. She’d take home the throws and try them out, sleep on them, see how they’d feel to her. She’d try out the mats to see how they’d perform. “A well-decorated home makes people’s lives better,” she says, but ultimately, as a professional, to put your name on a collection as a designer is to share your design concepts and vision with everyone – and it needs to measure up.

Completely different from endorsement, it’s a statement about your talent, about your vision and your design sensibilities.

The collaboration process was a consolidated effort. “We pushed each other in a positive ‘Okay, I’ll try that’ kind of way,” says Pynn. “Price was an issue but not a limitation.”

Internationally known, and highly acclaimed for his clean, stunning, luxurious design, Brian Gluckstein has done numerous collections – and has gone beyond to create his own brand.

GlucksteinHome was launched in 1999 and has grown and endured.

While the price point makes his

SAMANTHA PYNN FOR SIMONS

SAMANTHA PYNN FOR SIMONS

products more accessible than his interior design fees, the intended consumer is broader. He describes the brand as being for “someone who loves design and wants to elevate the aesthetics of their home.”

As the brand, Gluckstein designs all of the products. “I love all home product and I’m inspired so much every day to design more. It’s important that I keep pushing the quality of product, through elevated design elements and beautiful materials, while keeping the price points sensible. ”Aligning with Hudson’s Bay has made GlucksteinHome very accessible to consumers. “With Hudson’s Bay, we’re able to work with factories all over the world and develop products in a scale that allows for that.”

The next time you shop, take a closer look at that famous name and you’ll be able to get a better feel for who you’re bringing into your home.

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Inspiration

Five tips for decorating on a budget

By Brandon Bastaldo

MORE ADVICE ONLINE nexthome.yp.ca/news/advice

THANKS TO QUIRKY DIY YouTube

tutorials, colourful Pinterest boards and detailed decor blogs, consumers no longer need to rely on interior decorators to get their home’s look up to par. Still, one of the most challenging aspects of interior decor is working on a tight budget. This list gives you five stress-free ways to save a few bucks while making sure your humble abode looks as glamorous as you’d like it to.

1. Recycle and repurpose If you’re decorating on a budget come redecorating season, being able to repurpose unwanted household items can save you hundreds of dollars. Sort through your old books, records or even concert ticket stub collection — you’ll be surprised by what hidden gems you’ll find.

TIP: Recycled items (or pieces of them) can be repurposed to make eye-catching collages, posters or shelf space holders. Use your imagination and create new decor items from your old forgotten ones.

2. Go “house diving” Similar to dumpster diving, “house diving,” sees you sifting through dusty attics and long forgotten basements of friends or family, looking for on-trend, decor gems. You never know, a friend’s disregarded matchbook collection may just be your new mantelpiece.

TIP: If your parents are getting older, you may be sitting on a vintage decor gold mine.

3. Use dollar store items to emphasize style, not substance This tip has to do with thinking more about visual appeal than price tags.

Inexpensive materials like brightly coloured or finely textured papers can add that extra bit of detail. Sharpies are great for creating ornate custom designs and inexpensive decorative candles add a little colour to any space.

TIP: The Dollar Store or Dollarama – no matter what title these stores go by in your neighbourhood – carry inexpensive crafting items such as bright Bristol boards and acrylic paints to help add a sweet touch to your pad.

4. Don’t underestimate the power of paint You’d be amazed at how an incredibly unstylish space can be transformed by a simple coat of paint. Fresh, bright and on-trend paints can take your rooms from outlandish to elegant overnight.

TIP: If you suffer from allergies, have young children or are just an all around health-conscious

consumer, you’ll be happy to know you have many organic paint options.

Companies such as Homestead House and Green Planet Paints offer solvent-free, organic painting solutions.

5. Digital DIY Chances are you’re already using this tip. When it comes to gathering information on inexpensive yet stylish decor options, you need only harness the power of your index fingers and a search engine to stumble upon hundreds of great DIY blogs. YouTube offers excellent visual resources when it comes to repurposing old items into new and improved decor objects.

TIP: YPNextHome.ca has home decor articles and videos that might offer some solutions to your decorating dilemmas.

Brandon Bastaldo is a digital content editor at YP NextHome. A lover of all things film, arts and culture, Brandon uses his education in film theory and English and his experience as a movie/ hip hop blogger to deliver a fresh twist on digital real estate related content.

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Neighbourhood Profile

Thornhill Spectacular sprawling suburbia

By Elisa Krovblit

In the area Thornhill has the Promenade Mall at Clark Avenue and Bathurst Street — a shoppers paradise. It features a number of businesses, services and dining options. The mall also includes movie theatres. Several community centres service the area, as well as a curling club, golf course and country club. A variety of public and private schools cater to area demographics.

MORE PHOTOS ONLINE nexthome.yp.ca/thornhill

LOCATED NORTH of Steeles, the area of Thornhill to the west of Yonge Street is designated as the municipality of Vaughan. Thornhill sprawls north to Hwy. 7 and west to Dufferin Street. A large suburban community, the area rapidly transitioned from pastoral farmland surrounding the Village of Old Thornhill to a suburb with numerous residential subdivisions.

This community has seen a lot of new construction.

Lifestyle The plaza style, with wide sidewalks and storefront patios, creates an inviting atmosphere, welcoming those to stroll. The area has become diverse, and with pockets catering to specific ethnicities, Thornhill has a well-mixed demographic and a fabulous lifestyle.

Vibe Thornhill is a mix of conservative and progressive sensibilities. Various stores, restaurants and home styles clearly expose upper and uppermiddle class affluence. It’s quiet and mostly residential, but every area has its own neighbourhood hub, generally a strip mall with the necessities and conveniences. There isn’t much of a nightlight here, but there are lots of parks, cafes and shopping options. It’s still got that small-community charm, even with the spike in population.

Meet the neighbours There are a lot of young families in the area and lots of babies, kids and teens. There’s also quite a large older population, many of whom contributed to the rapid growth of the area and are now downsizing seniors.

S

Planes, trains & automobiles Hwys. 7 and 407 are in the area, so east-west travel is efficient, though there’s no immediate access to northsouth highways; major arteries like Yonge, Bathurst and Dufferin are used instead. The public transit system provides convenience and connects with the TTC, making the city easily accessible – for an additional fare.

The good, the bad & the rest Perfect for those looking for a peaceful suburban location, the sprawl necessitates a car for convenience.

There are a few lovely parks and the pond, full of hungry ducks expecting you to toss them bread crumbs, is a great family destination. But aside from a few estate lots, homes tend to be quite close to each other, backyards are larger than city yards, but not large by suburban standards.

Real estate Thornhill is expensive. The community has great property value because of its proximity to the city and because of the larger homes.

Condos are also on the high side and tend to be larger and upscale.

In love with design and decor, Elisa is senior editor of Renters Guide, Home Decor & Renovations, New Condo Guide and Commercial Investor. When not searching out some unusual solutions to her century home’s reno projects, she’s busy discovering the next best thing in Toronto. Elisa.Krovblit@ypnexthome.ca

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APRIL 16 - 30, 2016

east region SHOWCASING NEW HOMES IN THE GTA’S EAST REGION

IN THIS SECTION

» MAPS AND LISTINGS FOR NEW-HOME COMMUNITIES IN THE EAST REGION » BUILDER NEWS AND THE LATEST IN NEW HOMES IN THE EAST REGION APRIL 16 - 30, 2016 | NEW HOME GUIDE 61

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Advice | Cleaning Advice

Molly Maid’s top 10

Spring cleaning tips

By Kim Dunn

MORE ADVICE ONLINE nexthome.yp.ca/news/advice

IF YOU’RE GOING to tackle spring cleaning this month, the experts at Molly Maid can help get you started with these top 12 spring cleaning tips. With just a bit of care, attention and elbow grease, your home can shed the winter grime and sparkle for sunny days ahead.

1. Spring cleaning tip #1: Simplify your cleaning products Limit spring cleaning products to a quality window/glass cleaner, allpurpose cleaner, tile/grout cleaner and a toilet bowl cleaner.

2. Spring cleaning tip #2: The Molly Maid system Clean each room from the top to the bottom starting on the left and moving right. This really is the quickest and most efficient way to thoroughly spring clean your home.

3. Spring cleaning tip #3: Dust first, vacuum second Any bits of dust or dirt that fall to the floor as you’re dusting will be picked up by the vacuum cleaner.

4. Spring cleaning tip #4: Dust with a damp, clean microfibre cloth Hold the cloth by a corner and lightly mist with clean water from a spray bottle. The cloth should be just damp enough to pick up dust without leaving moisture streaks on the furniture surface.

5. Spring cleaning tip #5: Pet hair Remove it from upholstery with a damp microfibre cloth or rubber glove.

6. Spring cleaning tip #6: Damp mop First sweep or vacuum floors to collect crumbs and dirt. Then start washing the floor in the farthest corner of the room and work your way towards the door. Use a damp cloth on the end of a mop handle to reach the narrow space between appliances.

7. Spring cleaning tip #7: Microwave spatters Fill a cup with water and microwave on high for a few minutes. The steam will loosen any baked on food so you can easily wipe it clean. Before wiping the microwave, remember to be extra careful when removing the cup of water as it will be hot.

8. Spring cleaning tip #8: Dish cloths and sponges These are germ incubators, if you don’t clean them you’re just spreading the bacteria around. Wash dish cloths regularly, and microwave damp sponges on high for several minutes

to kill bacteria. Even better, toss the sponge and stick to microfibre cloths, which dry quickly when hung up and help prevent the spread of germs.

9. Spring cleaning tip #9: The toothbrush Use a toothbrush for hard-to-reach areas in the bathroom and kitchen (for example, around the soap holder, taps and drain).

10. Spring cleaning tip #10: Streaks on the balcony door Streaks are tricky to eliminate.

When spring cleaning, wipe the interior side of the glass horizontally and the exterior side vertically. This way, it will be easy to determine if the streaks are on the inside or outside.

Kim Dunn has been a Molly Maid franchise owner for over 15 years. More than just cleaning, she has a solid knowledge of “The Chemistry of Cleaning,” having graduated in Industrial Microbiology and worked in the field for seven years doing research and clinical work at U of T and Toronto Western Hospital. A long-time Aurora resident, her business services the Aurora, Oakridges, King and Nobleton area.

Contact Kim at kim.dunn@mollymaid.ca or call 905.841.6243 for more information.

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APRIL 16 - 30, 2016 | NEW HOME GUIDE 63

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Inspiration | DESIGNER ADVICE

THE MAGIC

CARPET GUIDE

By Yanic Simard Photography by Brandon Barré

AREA RUGS HAVE BEEN adding bold colour and

exotic pattern to floors of all forms since at least the 5th century BC, and the high-tech carpet industry has been booming for centuries (since 1791, to be precise, when the first woven carpet mill opened in Philadelphia). Lately, hardwood floors (and their lookalikes) have been the staple in condo design, but now I see rugs in all forms coming back in style to bring the warmth, coziness and colour that only they can provide.

They’re a perfect complement to wood, so you don’t even have to choose between the two!

To achieve a timeless look in your new home, here’s my “magic carpet” guide.

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Man versus machine » Hand-knotting is the traditional method of creating Persian or Oriental rugs. These rugs are hand crafted with complex knotting techniques to leave a dense, soft surface of exposed fibres. The higher the knot count, the denser the weave, and the finer the rug. » Machine-made rugs can be created in a number of ways. Tufted rugs usually glue synthetic fibres to a backing, a bond which can degrade over time. Machine-knotted rugs better simulate handmade versions and tend to last longer than tufted rugs. » Lastly, woven rugs use looms to interlock the yarns to the backing.

The quality will depend completely on the type of materials used.

Material matters Wool typically gives the richest look, but also comes with the highest price tag. The dense, natural fibres resist soil and dirt, but often absorb stains.

Silk is often blended with wool in fine rugs (especially true antiques) to give a luxurious feel and look, but must be treated delicately.

Sisal gives an inviting natural look like wool, but is rougher to the touch.

It’s often used for stairs, welcome mats and other high traffic areas. I’m particularly a fan of it for a dining room.

Nylon is a very practical and costeffective option. The synthetic fibre is resilient, and easy to clean and maintain (making it ideal for high traffic areas).

Polyester is a synthetic similar to nylon, but less crush resistant, and harder to dye (which limits options).

It resists water-based stains but is prone to oil-based stains.

Olefin is another synthetic option which is highly resistant to chemical

“I see rugs in all forms coming back in style to bring the warmth, coziness and colour that only they can provide. They’re a perfect complement to wood, so you don’t even have to choose between the two!” stains (although not to oil). It is often used outdoors (especially around pools) as it resists sun and moisture.

Leather and hide rugs can come as single sheets or woven (typically in a basket-weave form). An organically shaped hide (real or faux) works well for awkwardly shaped rooms, or even as an accent layered over a larger rug.

TIP Ask your rug supplier about treatment options for your favourite rug type. Scotch Guard and similar treatments can increase the durability of your rug, but may also reduce the quality of the texture.

Your brand new pad » Carpet pads are key to extending the life of your rug or carpet, so don’t skip this step. For larger areas, padding should be laid so the seams do not run parallel to any seams in the carpeting. This will prevent buckling and undue wear and tear. » A pad also helps a carpet to lie flatter (especially for larger rugs), and stay in place, so if your rug has a mind of its own, it’s probably only because it doesn’t have the proper support. …continued on page 66 APRIL 16 - 30, 2016 | NEW HOME GUIDE 65

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…continued from page 65

Selecting your area rug

w

The look of an area rug is both classic and contemporary, mixing the crisp sleekness of a wood or stone floor below, with a warm and inviting stretch of carpet on top.

Of course, this can often require a double investment. I believe getting the best of both worlds is worth it, so here are a few tips for choosing your area rug the right way: » As a general rule, budget the same for your rug and your sofa. Both will take a lot of wear and be a feature you enjoy every day, so the investment should be about the same. » Area rugs are a great way to bring a splash of colour, pattern and texture, which can be moved or replaced seasonally as a way to keep your decor fresh. Don’t be scared to go bold, as you can always move or temporarily store it later for a change. » If a room has one major seating group, a rug can anchor the seating area, or fill almost the whole room. » Your area rug should reach the furniture it’s grouping together, rather than float in the middle.

Get a size big enough to at least tuck under the front legs of sofas and chairs. » A dining room rug should anchor the dining chairs even when they have people sitting in them (usually about two ft. from the edge of the table). » Rugs tend to come in standard sizes, so you can measure your space in advance and have a pretty good idea of what to look for.

Very common: four by six ft., five by seven ft., six by nine ft., eight by 10 ft., nine by 12 ft., 12 by 14 ft.

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MORE ADVICE ONLINE nexthome.yp.ca/news/advice

Carpet tiles » If you want to avoid investing in some temporary accommodations, or you’re simply worried about a sudden spill or animal attack taking the value out of a good investment, carpet tiles from companies like FLOR will create either a wall-to-wall or area solution of virtually any shape and

size, which you can then replace any time you like. » I recommend buying a few extra carpet tiles beyond what you need. You’ll have spares for replacements, and if you want to move the rug to a new room (or a new home) you can size it up easily.

Yanic Simard is New Condo Guide’s design editor, principal designer of award-winning Toronto Interior Design Group (tidg.ca), and regular guest expert on City’s Cityline.

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APRIL 16 - 30, 2016

west region SHOWCASING NEW HOMES IN THE GTA’S WEST REGION

IN THIS SECTION

» MAPS AND LISTINGS FOR NEW-HOME COMMUNITIES IN THE WEST REGION » BUILDER NEWS AND THE LATEST IN NEW HOMES IN THE WEST REGION

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Advice | HOT TOPIC

Low Canadian dollar An investor’s paradise

By Anthony Jong

MORE ADVICE ONLINE nexthome.yp.ca/news/advice

THE LOW CANADIAN DOLLAR has given

a boost to the already potent real estate market in the Greater Toronto Area. In January 2016, we saw the dollar dip below US$0.69, which has not happened in the last 13 years. Last time the exchange rate was close to this level was on Jan. 21, 2002, when our dollar was US$0.6179. That was the day before K-Mart, the largest American retailer, filed for Chapter 11 bankruptcy. It was also the same year Canada defeated the United States five-two in the men’s Olympic hockey gold medal match. These are such distant memories.

Last month when I was at the supermarket, a head of cauliflower was $7.99. I did not think that cauliflower had become a luxury food item. After doing a double-take, I found that not only was there a drought in California, but the sinking dollar played a big role in this price hike. Admittedly, not everything in the store increased that dramatically. The Food Institute at the University of Guelph has a projected increase in 2016 for fruits, vegetables, and nuts in the range of 2.5 per cent to 4.5 per cent.

The low Canadian dollar will dampen the pocketbooks of those who choose to travel internationally, shop abroad or buy imported goods.

Travelling domestically this year might not such a bad idea. Tourism in Canada has certainly gained momentum with many foreigners, especially Americans, trekking across the border. They are not only here

as tourists visiting world-acclaimed cities such as Toronto, but also as consumers. A recent Huffington Post report examined the types of consumer goods available to Americans at a discounted rate in Canada. Electronics, for the most part, cost 10 to 30 per cent less here than in the U.S. Vehicles in the $40,000s are approximately $10,000 cheaper in Canada after the USD exchange rate.

Our low loonie has also resulted in a boost in our real estate market thanks to foreign investors and new immigrants. I recently met a Canadian couple who work and live in the U.S. Since their income is in US dollars, they have found that the Canadian real estate market offers a substantial discount. The exchange rate has essentially provided them with an opportunity to invest in the real estate market now, but at price levels comparable to two to three years ago. Their plan is to purchase real estate now, have a foot in the Canadian real estate market and move back to Canadian soil when their job situation allows.

The low loonie, coupled with Canadian banks’ lending criteria, make this a great opportunity to convert foreign currency and pour it into the real estate market in Canada.

For the most part, Ontario and the rest of Canada welcome foreign

investors with open arms. Anyone outside the country who plans on living in Canada for less than six months of the year may keep a home, even without applying for residency.

Foreigners who wish to stay longer in Canada may apply for permanent residency or immigration, and there is no restriction to the number of properties that he or she may own.

Foreign investors are subject to the same fees and taxes as all Canadians, but typically require a minimum of a 35 per cent down payment to secure a loan from a Canadian bank. There is also a 25-per-cent withholding tax on rental income and capital gains, if the investor decides to sell the property and turns a profit. These policies have not deterred investors from continuously pouring their capital into the Canadian real estate market.

The Canadian banking system also holds a tremendous advantage.

Canada has the most well managed, well regulated, and well capitalized banks in the world. Back in late 2008 and early 2009, Canada withstood the economic downturn and much of that was due to our stable banking system.

From a mortgage lending standpoint, Canada does not have the same subprime mortgage problems that were the origin of the U.S. real estate crash. Canadian lenders tend to hold on to mortgages they originate rather than distribute to other institutions, and as a result limit irresponsible lending decisions and financial consequences.

Why would you invest your money anywhere else in the world? Real estate in Canada is your best bet.

Anthony Jong is a broker at Re/ Max Hallmark Realty Ltd., Brokerage, specializing in homes, condos and commercial properties. Email anthonyjong@live.com, visit online at anthonyjong.ca or call at 416.836.2821 APRIL 16 - 30, 2016 | NEW HOME GUIDE 69

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Trending

Mattamy Homes breaks ground on The Residences of Creekshore Common

AWARD-WINNING BUILDER Mattamy Homes has broken ground on construction of its latest Oakville community: The Residences of Creekshore Common. This unique collection of upscale, boutique condominiums will provide a variety of modern living options for those looking to make their home in one of Oakville’s most desirable addresses.

Mattamy, which has grown into North America’s largest privately owned home builder, has its roots in the Oakville area and has been building in the Town since 1980, with nearly 5,000 homes in 13 communities. This includes Mattamy’s flagship community of The Preserve in North Oakville,

which opened for sale in 2014.

To date, all these homes have been lowrise; The Residences of Creekshore Common represents the company’s first midrise building in Oakville.

“Our objective with this community was to establish a new benchmark for architectural excellence in North Oakville,” says Jill Lalonde, vicepresident, sales and marketing, for Mattamy’s Halton-Hamilton division.

“We wanted to create something unique, and engage the future Dundas Urban Corridor in a bold manner, setting a precedent for future development. We can’t wait to see families calling The Residences at Creekshore Common home. This will

be the first of many future projects of this nature for Mattamy Homes.”

Oakville Mayor Rob Burton, along with Regional and Town Councillor Jeff Knoll, joined representatives of Mattamy Homes on April 5, 2016, to officially break ground on the development. “This unique, vibrant new community is the kind of addition to our town that all Oakville residents stand to benefit from,” said Burton. “It’s a positive step in bringing the Dundas Urban Corridor to life and contributing to an even more livable Oakville.”

Councillor Knoll echoed the Mayor’s comments: “Mattamy’s vision for the property is perfectly aligned with our desire for the Dundas Corridor to be a

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MORE TRENDING ONLINE nexthome.yp.ca/news

vibrant, pedestrian-oriented, mixeduse urban community.”

The Residence of Creekshore Common explores a new, modern architectural style, with layouts ranging from 925 to 1,188 sq. ft., and prices ranges starting at $405,990. Features and amenities of the building include: » Standard, high-end finishes throughout » Floor-to-ceiling windows » Nine-ft. ceilings and 14-ft. penthouse ceilings » Granite kitchen surfaces » Superior hardware throughout » Stylish pendant lighting » Spacious master bedroom with double-sink ensuite, glass shower and grand walk-in closet

» Large balconies, patios, and terraces » Fitness centre and pet spa on-site » Common Lounge for personal event space or as a common gathering place. » Rooftop terrace with barbecues for the use of all residents The design for The Residences of Creekshore Common challenges traditional expectations of midrise living. “Projecting planes in combination with floor-to-ceiling glass and “wide and shallow suite layouts” increases natural light to all living spaces and provides new opportunities in contemporary architectural language,” says Frances Martin-

DiGiuseppe, principal architect, Q4 Architects Inc. – the award-winning firm that designed The Residences of Creekshore Common.

The community is an extension of The Preserve and is located on the north side of Dundas Street, west of Sixth Line. Situated between two large ponds and directly next to a naturalized channel, it shares physical and visual relationships with neighborhood nodes, community parks and Oakville’s Natural Heritage System. It was designed to be walkable, cycle-friendly and transitoriented in order to promote active and healthy living. The community is convenient to the necessities of modern urban living, including: » Grocery stores » Banks » Pubs and fine dining » Shopping » Schools » Neighbourhood parks » Quick and easy access to the QEW, 401, 407, Oakville GO station Sustainability was an important design aspect for The Residences of Creekshore Common. The community plan is efficient in delivering medium-density housing in a small parcel of land while preserving physical relationships as well as expansive views to the Natural Heritage System, adjacent Munn’s Creek, and Oakville landscape beyond. Incorporated water-based subsystems support surrounding picturesque ponds while sloped planted landscapes slow surface run-off to neighbouring sites. Southfacing rooms are shaded by large overhangs reducing heat load. Locally produced prefabricated wall, floor and roof panels create efficiencies and reduce waste.

The Residences of Creekshore Common are currently for sale, with occupancy anticipated for the summer of 2017.

For more information, visit mattamyhomes.com APRIL 16 - 30, 2016 | NEW HOME GUIDE 71

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APRIL 2016

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Find your next home! This page features a few of the latest properties to keep your eye on in the Toronto area. Find more properties at ypnexthome.ca

LATEST LISTINGS

SPICE URBAN TOWNS By: Hi-Rise (West) Inc. City: Toronto Housing type: Bungalow and two-storey urban towns with rooftop terraces from mid $300’s spiceondanforth.com

MAPLE STATION By: Andrin Homes City: Vaughan Housing type: Modern freehold townhomes from the low $600’s andrinhomes.com

FOXTRAIL PRIMONT’S NEWTOWNS AT MOUNT PLEASANT

new openings HILLSBOROUGH HOLLAND LANDING By: Andrin Homes City: East Gwillimbury Housing type: Now open, detached homes on 38-, 40- and 45-ft. lots from the $700’s andrinhomes.com

KLEINBURG GLEN By: Gold Park Homes City: Kleinburg Housing type: Exclusive collection of luxury homes from the $690’s goldparkhomes.com

NEWTOWNS AT MOUNT PLEASANT By: Primont Homes City: Brampton Housing type: Phase 2 of masterplanned community of townhomes primonthomes.com

BRIAR HILL CITY TOWNS By: Madison Homes City: Toronto Housing type: One- and two-storey urban towns at Dufferin Street and Briar Hill Avenue madisonhomes.ca

TRAILS AT CARDINAL POINT

By: Brookfield Residential City: Uxbridge Housing type: Bungalow townhomes from $469,990 brookfieldhomes.ca

By: Geranium Homes City: Stouffville Housing type: Limited collection of freehold towns and single-family ravine homes geraniumhomes.com

new releases

KLEINBURG GLEN

TRAFALGAR GREEN

By: Gold Park Homes City: Kleinburg Housing type: Collection of luxury homes in a prime location, from the upper $600’s goldparkhomes.com

By: Kantium Development City: Whitby Housing type: Final release of two-storey Garden Towns and three-story Village Towns trafalgargreen.com

GLENWAY NEWMARKET

HUMBER MEWS

By: Andrin Homes City: Newmarket Housing type: Two- and three-bedroom townomes from the $500’s, detached homes and bungalows on 50-ft. lots homes from the $800’s glenwayliving.com

By: Menkes City: Etobicoke Housing type: Townhomes with basement and garage access from $559,990 menkes.com

GATES OF NOBLETON By: Tribute Communities City: Nobleton Housing type: Collection of 50-, 60-.

70- and 80-ft. detached homes mytribute.ca

TRAFALGAR RIDGE By: Dunpar Homes City: Oakville Housing type: Luxury, three-bedroom townhomes from the mid $600’s dunparhomes.com

preview registration VISTA By: Geranium Homes City: Stouffville Housing type: Condominium one-storey flats and two-storey towns vistaflatsandtowns.com

…continued on page 76

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LATEST LISTINGS

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…continued from page 74

THE CROSS WINDS By: Delpark Homes City: Bowmanville Housing type: A limited collection of detached homes backing onto the creek thecrosswindshomes.com

BELLE AIRE SHORES By: Fernbrook Homes, Pristine Homes & Zancor Homes City: Innisfil Housing type: Coming this spring – townhomes and 36-, 42-, and 50-ft. singles belleaire.ca

HERITAGE TOWNS By: Montevello Developments City: Toronto Housing type: Townhomes in Junction Triangle from 1,593 sq. ft. from high $700’s heritagetowns.ca

COUNTRY LANE By: Andrin Homes & Heathwood Homes City: Whitby Housing type: Master-planned community of 36- and 45-ft. detached homes countrylanewhitby.com

BOXGROVE VILLAGE

BROWNSTOWN GROUP’S HERITAGE TOWNS

ST. JOHN’S FOREST

MEADOWGREEN

By: Mattamy Homes City: Aurora Housing type: 45- and 50-ft. lots in a wooded enclave mattamyhomes.com

By: Heathwood Homes City: Brampton Housing type: Townhomes, semis and singles on Mississauga Road heathwood.com

WHITBY CENTRAL

GREEN VALLEY ESTATES

By: Brookfield Residential City: Whitby Housing type: Single-detached homes in an established family neighbourhod brookfieldhomes.ca

By: Bayview-Wellington Homes City: Bradford Housing type: Townhomes, semis and singles greenvalleyestates.com

THE BROOK

By: CountryWide Homes City: Aurora Housing type: Single-detached homes countrywidehomes.ca

By: Arista Homes City: Markham Housing type: Family sized freehold townhomes and live/work towns boxgrovevillage.com

By: Delpark Homes City: Oshawa Housing type: Single-family homes on 30-, 36- and 40-ft. lots thebrookhomes.com

ANCHOR WOODS

NEW SEATON

By: Rosehaven Homes, Andrin Homes & Regal Crest Homes City: Holland Landing Housing type: 45- and 38-ft. detached and semi-detached homes anchorwoods.ca

By: Brookfield Residential City: Pickering Housing type: Register to be among the first to learn about this new community brookfieldhomes.ca

UPPER SUMMERSIDE By: Mattamy Homes City: Scarborough Housing type: New townhome designs in established family-friendly neighbourhood mattamyhomes.com

SEATON TAUNTON By: Mattamy Homes City: Pickering Housing type: Affordable townhomes alongside greenspaces and other amenities mattamyhomes.com

HERON PARK By: Mattamy Homes City: Scarborough Housing type: Townhomes and semi-detached homes mattamyhomes.com

9130 BATHURST By: Senator Homes City: Richmond Hill Housing type: Modern townhomes senatorhomes.com

THE LOGGIAS IN RICHDALE

SPRING VALLEY JUNCTION

By: Senator Homes City: Richmond Hill Housing type: Luxurious 40-, 50- and 60-ft. detached homes on deep lots senatorhomes.com

By: Lindvest City: Brampton Housing type: 38- and 41-ft. detached homes lindvest.com

THE ARBOURS

OAK PARK By: Ballantry Homes City: Oakville Housing type: Urban townhomes and midrise condominiums ballantryhomes.com

HAWTHORNE VILLAGE ON THE ESCARPMENT By: Mattamy Homes City: Milton Housing type: Exclusive townhomes mattamyhomes.com

MOUNT PLEASANT By: Great Gulf City: Brampton Housing type: Full-depth lots with unique standard features greatgulf.com

Builders If you would like to include your preview registration, new release or site opening in this feature, just email the details to wayne.karl@ypnexthome.ca

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Homebuyers’ Help

Compare mortgage rates for your best deal CHARTERED BANKS

variable

ATB Financial

2.6

Alterna Bank

2.35

Bank of Montreal

2.7

Bank of Nova Scotia

2.9

Canadian Western Bank CIBC

6 months

1 year

2 years

3 years

4 years

5 years

4 4.00op 4 6.30op 4 6.75op 4.55 6.45op 4 6.45op

2.94 4.00op 2.85 6.30op 2.89 6.75op 3.29 6.50op 3.14 6.30op 2.84 6.35op 3.14 3.15 3 3.20op 3.14 6.70op

2.64 4.00op 2.09

2.49

2.64

2.74

2.59

2.74

2.58

2.99

3.39

3.89

2.69

3.09

3.39

3.89

4.49

3.04

3.65

4.2

4.74

2.79

2.59

4.09

4.79

3.04 3.65 2.94

3.65 3.64 2.84

4.39 3.69 2.79

4.64 3.69 2.89

3.04

3.39

2.74

2.84

2.79 2.39

3.34 2.54

3.99 4.39

4.44 4.64

2.84

2.39

3.89

2.69

3.24

3.49

3.69

3.79

2.7 6.95op

Equitable Bank ICICI Bank Canada Manulife Bank

2.75 2.4

National Bank

n/a

President’s Choice Fina Royal Bank

2.70 2.6

TD Canada Trust

2.6

Tangerine

2.7

4.45 4.4 6.70op

6.75op

3.14 6.75op 2.99 6.30op 3.19

TRUST COMPANIES Community Trust Effort Trust

n/a n/a

Home Trust Company Investors Group Trust

2.35 n/a

MTCC

2.9

6.5 4.45 6.30op 3.95 4.2 6.50op 4.55 6.45op

3.14 3.35 6.30op 2.69 3.14 6.30op 3.29 6.50op

3.25 3.5

3.95 3.7

4.39 4.3

4.64 4.35

2.14 3.09

2.34 3.39

2.59 3.89

2.59 2.74

3.09

3.39

3.89

4.49

4 6.30op 6.2 6.40op 3.1 4.25 6.50op 4.2 6.50op

2.85 6.30op 2.84 6.30op 2.29 2.89 6.50op 3.14 6.30op 3.25 6.25op 2.84 6.30op 2.99 6.30op 2.8 2.95op 2.45

2.09

2.59

2.74

2.58

2.89

2.95

2.99

2.89

2.24 2.79

2.49 2.89

2.64 2.95

2.69 2.89

3.09

3.39

3.89

4.74

3.2

3.65

4

4.5

2.79

3.39

3.89

2.59

2.69

3.49

3.99

4.64

2.85

2.95

3.05

3.15

2.55

2.55

2.65

2.65

OTHER FINANCIAL INSTITUTIONS Alterna Savings

2.35

Comtech Credit Union

2.45

First National Fin. LP IC Savings

2.7

London Life

n/a

Luminus Financial

3.25

Meridian Credit Union

2.4

PACE Savings & C.U.

4 5 6.70op

Parama Credit Union

2.65

Steinbach Credit Union

2.25

ONLINE CALCULATOR nexthome.yp.ca/mortgage-calculator Notes: **Interest rate charged subject to adjustment during term mortgage. Please consult institution for term of years available. All rates are prime rates and subject to change without notice.

R.O.R. RATES ON REQUEST op OPEN ----- NOT QUOTING N/A NOT AVAILABLE April 11, 2016. Prepared By Fiscal Agents Financial Information Services 905.844.7700

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Trending now The latest real estate news from across Canada

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projects & communities MAP LISTINGS IN THIS ISSUE PAGE BUILDER SITE

CONTACT INFO

continued from page 80 PROPERTY TYPE

Brookfield Residential

The Village

1-866-930-0050

37

Dunpar Homes

Trafalgar Ridge

416-236-9800

Insert & 25

Fieldgate Homes

City Towns Valley Lands in Brampton

fieldgatehomes.com

D

Fieldgate Homes

Lotus Pointe Caledon

905-838-2806

D

Fieldgate Homes

Valley Lands

905-457-0445

Gold Park Homes

Encore Brampton

19

Great Gulf

Trafalgar Landing

19

Great Gulf Westfield

905-866-6876 D

Heathwood Homes

Meadow Green

647-287-7042

D

Mattamy Homes

Cranberry Hill

mattamyhomes.com

Mattamy Homes

Hawthorne South Village

mattamyhomes.com

Insert & 25

PRICE RANGE

PIN

MAP FINDER

from $300,000

S

T

29

8U

S

T

from $400,000

26

9P

T

from $724,000

23

8M

D S

T

from $700,000

26

9P

905-970-8236

D

from $650,000

63

8M

905-844-1605

T

from $200,000

30

8V

from $519,000

24

8P

from $650,000

58

8Q

from $325,000

T

from $634,000

59

6S

S

Mattamy Homes

Mount Pleasant North

mattamyhomes.com

T

C

from $496,000

60

7O

BC

Mattamy Homes

The Preserve

mattamyhomes.com

D

T

from $406,000

29

7V

Mattamy Homes

The Village of Southfileds

mattamyhomes.com

C

from $730,000

66

8M

Mattamy Homes

Topper Woods

T

from $520,000

Mattamy Homes

Wildflowers

mattamyhomes.com

T

from $195,000

7

Menkes

The Enclaves of Upper Canada

289-891-9103

D

from $750,000

28

6O

13

Primont Homes

Newtowns at Mount Pleasant

www.primonthomes.com

T

from $390,000

25

7O

12

Primont Homes

Seasons in Caledon

primonthomes.com

T

from $715,000

27

8M

23

Treasure Hill Homes

Tiara Estate Collection

treasurehill.com

T

from $990,000

Andrin Homes

Hillsborough Holland Landing

andrinhomes.com

D

51

18E

Aspen Ridge Homes

King Country Estates

905-558-0255

D

18

13I

Aspen Ridge Homes Queensville

yourqueensville.ca D

T

from $550,000

46

20D

Averton Homes

Victoria Highlands

averton.ca

D

from $550,000

69

23E

59

Ballymore Homes

Mill Street Village

millstreethomes.com

S

T

from $520,000

20

12E

59

Briarwood Homes

Mill Street Village

millstreethomes.com

S

T

from $520,000

20

12E

Briarwood Homes

Pretty River Collingwood

1-888-257-1999

from $310,000

Brookfield Residential

Fieldstone

1-855-379-1495

from $600,000

71

5E

Brookfield Residential

Grand Central

905-778-0873

from $600,000

47

16D

Brookfield Residential

Treetops

1-855-590-3577

from $370,000

49

13A

Brookfield Residential

Willow Glen Tottenham

905-406-1044

T

from $330,000

19

11E

S

S

North

Delpark Homes

Cedar Ridge

DelparkHomes.ca

T

from $400,000

29

Geranium Homes

Vista at Cardinal Point

vistaflatsandtowns.com

D

S

T

from $390,000

Great Gulf

Hillsborough Holland Landing

greatgulf.com

D

from $570,000

51

18E

19

Great Gulf

Sharon Village

905-478-7362

T

from $600,000

65

20E

Great Gulf

Summerlyn Village

905-775-3461

D

from $560,000

52

17D

Mancini Homes

West Ridge Place Orillia

905-773-9997

T

from $300,000

7

Menkes

Hometown Sharon Village

menkes.com

T

54

19F

23

Treasure Hill Homes

Acacia Estates

treasurehill.com

T

from $1960,000

56

16J

Andrin Homes

Country Lane in Whitby

CountryLaneWhitby.com

D

T

32

28N

Arista Homes

Whitby Meadows

aristahomes.com

D

T

31

28N

Averton Homes

Beacon Hill Bowmanville

averton.ca

D

from $450,000

Averton Homes

Main Street Seaton

averton.ca

from $280,000

70

25N

Brookfield Residential

Foxtrail

foxtraillife.ca

from $470,000

43

27G

63

Delpark Homes

The Crosswinds

TheCrosswindsHomes.com

T

61

33O

25

Fieldgate Homes

Whitby Meadows

fieldgatehomes.com

D

T

31

28N

33

Heathwood Homes

Country Lane in Whitby

CountryLaneWhitby.com

D

S

T

32

28N

Mattamy Homes Seaton

mattamyhomes.com D

T

from $350,000

44

24N

35

Tribute Communities

mytribute.ca

from $555,000

71

30M

East 33

U.C. Towns

S

S

D

Property Type D Detached S Semi-Detached T Townhome

GTA_Map_alllistings.indd 2

2016-04-12 6:06 PM

projects & communities MAP LISTINGS IN THIS ISSUE PAGE BUILDER SITE

CONTACT INFO

PROPERTY TYPE

PRICE RANGE

PIN

MAP FINDER

Central 55

Andrin Homes

Glenway in Newmarket

GlenwayLiving.com

D

68

18F

5

Arista Homes

Aurora Trails

aristahomes.com

D

T

from $700,000

14

19G

5

Arista Homes

Boxgrove Village Markham

aristahomes.com

T

15

22M

5

Arista Homes IMPRESSIONS

aristahomes.com D S

T

from $800,000

3

12K

Arista Homes

Jefferson Forest

jeffersonforest.ca

D

T

from $586,000

10

18J

5

Arista Homes

Vaughan Valley Estates

aristahomes.com

D

from $1200,000

7

14L

IFC & 1

Aspen Ridge Homes

Chelsea Maple Station

aspenridgehomes.com

D

8

16L

Aspen Ridge Homes

Kleinburg Hills

aspenridgehomes.com

D

45

13L

Aspen Ridge Homes

Scenic on Eglinton

416-805-1781

D

T

from $190,000

33

18Q

Aspen Ridge Homes

Seventy Seven Charles

416-203-7034

T

C

from $2100,000

34

17R

Aspen Ridge Homes

Upper West Side

uwscommunity.com

D

from $1099,000

4

17L

21

Averton Homes

Corporate

Averton.ca

T

27

Brookfield Residential

Corporate

brookfieldhomes.ca

Brookfield Residential

The Arbors

905-503-0992

from $650,000

48

19H

Fieldgate Homes

90 Niagara

416-981-0036

D

T

from $346,000

35

16S

Fieldgate Homes

Aurora Trails

fieldgatehomes.com

D

T

from $620,000

14

19G

25

Fieldgate Homes

BlueSky Stouffville

fieldgatehomes.com

D

from $600,000

12

22J

Insert & 25

Fieldgate Homes IMPRESSIONS

905-893-9500 D

T

from $1000,000

3

12K

Fieldgate Homes Zigg

416-545-0223 D

T

36

16R

S

Forest Hill Homes

Bridle Path of Thornhill

foresthillhomes.ca

D

from $2000,000

50

18E

15

Forest Hill Homes

Cornell Rouge

905-472-9556

T

from $750,000

16

23M

Forest Hill Homes

Jefferson Forest

foresthillhomes.ca

D

T

from $890,000

10

18J

Gold Park Homes

Kleinburg Glen

905-417-7483

D

from $690,000

3

12K

47

Hi Rise (West) Inc.

Spice Urban Towns on Danforth Rd

spiceondanforth.com

from $350,000

73

19R

55

Lakeview Homes

Glenway in Newmarket

GlenwayLiving.com

D

68

18F

11

Madison Homes

Briar Hill

madisonhomes.ca

T

from $500,000

1

16Q

15

Madison Homes

Cornell Rouge

905-472-9556

D

from $750,000

16

23M

Madison Homes

Jefferson Forest

jeffersonforest.ca

D

T

from $586,000

10

18J

Madison Homes

Thornhill Ravines

905-417-1203

D

from $1800,000

53

16L

49

Marlin Spring

The Mack

LiveAtTheMack.com

from $690,000

70

15K

8-9

Mattamy Homes Cornell

mattamyhomes.com D

T

from $260,000

17

22M

Mattamy Homes

Downsview Park

www.mattamyhomes.com

Mattamy Homes

Heron Park

www.mattamyhomes.com

Mattamy Homes

Lago

monarchgroup.net

Mattamy Homes

Picasso on Richmond

Mattamy Homes

Mattamy Homes

S

S

S

from $270,000

37

15P

T

from $400,000

38

22Q

C

from $220,000

39

14S

monarchgroup.net

C

from $550,000

40

16S

Richmond Green

www.mattamyhomes.com

D

T

41

18K

Riva del Lago

monarchgroup.net

C

from $300,000

39

14S

Mattamy Homes

Upper Summerside

www.mattamyhomes.com

T

from $450,000

42

19R

7

Menkes

Dwell City Town

416-259-2525

T

from $590,000

2

12S

S

S

Menkes

Humber Mews

416-259-2525

T

from $550,000

2

12S

57

Montevello Developments

Heritage Towns On The Trail

416-531-7760

D

S

from $790,000

67

15R

12

Primont Homes

JadeGarden at Cornell

www.primonthomes.com

S

T

55

22M

12

Primont Homes

Renaissance Townes

905-417-3363

T

from $750,000

5

15K

12

Primont Homes

Uptowns on Bayview

primonthomes.com

T

9

18K

17

Rosehaven Homes

Corporate

RosehavenPlatinum.com

T

23

Treasure Hill Homes

Aurora Views on Wellington

treasurehill.com

T

from $1360,000

57

19H

23

Treasure Hill Homes

Victory Heights

treasurehill.com

T

6

18L

23

Treasure Hill Homes

Time

treasurehill.com

T

72

18H

Aspen Ridge Homes

Mayfield Village

905-230-2592

D

T

from $360,000

22

9L

West

continues on page 79

GTA_Map_alllistings.indd 1

S

Property Type D Detached S Semi-Detached T Townhome

2016-04-12 6:06 PM

Baxter

Edgewood Rd

e

Line

Line

Line

Line

10th

8th

11th

SC a

tC an al

A

rte si Disse tte an In

d

Simco

Ave Bayvi w

Line

Line

5th

3rd

Browns Line

Ma St in

Rd

Line

Line

Mo rn

Am eric an Dr

Clay

6th

W eston Rd

Conc

7th 6th

4th

Scotch

Conc

Rd

Conc

Line

Line

5th

Rd

Rd

EHS

EHS

Rd

EHS

Line

Line

3rd

Line

of

Centre

3rd

Prince

2nd

4th

WHS

Wales

Melanctho n - Mulmu r Townlin e

Line

Line

5th

4th

7th

r vic e Rd

River

EHS

d Se

Sideroad

Mono C

27-28

24-25

Sideroad

Sideroad 27-28

Moffat Rd

Ave

Jarvis St

40

Queen St W King St W Front St W

Parliament St

35

34

Pape Ave

Bloor St W Harbord St Wellesley St College St Carlton St Gerrard St

University Ave

Carey St Rd

e

Bro adv iew

Christie St

ld d

Moore Ave

Eastern

io Commiss

Rd

Park

ore esh Lak

Rd

Rd

19

r Gr D ple Ma

e Lin

Lin

Rd

St

xley

Laird Dr

36

Mt Pleasant Rd

Avenue Rd

Spadina Rd

St Clair Ave W

Lansdowne Ave

Meddaugh Rd

B

Toronto

Davenport Rd Dupont St

Ossington Ave

Roncesvalles Ave Weston Rd Keele St Parkside Dr High Pk

OakwoodAve

1

Va ug ha nR d

n ow thd Sou

Middletown Rd

Pos Lawrence Ave W

Dr or ds Win yal Ro

Dr Ford

Middletown Rd

York Mills Rd

Glencairn Ave

Rogers Rd

67

Shep

St rr Ke

Rd

Allen Rd

Caledonia Rd

Old

Wil

4th e Lin

Middletown

Wilson Hts Blvd

37

Cum

Willowdale Ave

Senlac Rd

r

d Blv Haig

Lake Shore Blvd W

39

d nR sto We

Judson St

Park Lawn Rd

The Queensway

e rmer WindeAve

Prince Edward Dr Royal York

Norseman St

Runnymede Rd

ay sw

The East Mall

Burnhamthorp eR d Bloor St W

k Cr Dr Blac

Th

The West Mall d lR Mil

Rd thra Caw

Rd

Lennon Rd

New W estmins ter Dr

Sen tinel D r

Oakdale Rdy

ia Rd Caledon

Renforth Dr

eK ing

Drewry Ave

North York

Wilson Ave

Etobicoke

Tho

Grandra v i ne D

Tre the wey Dr

Centre St

71

Eastlake

d ell R rtw Cha

r

Rd

Keele St

Jane St

Weston Rd

40

HWY

Downsview

Rd

Summeridg e Dr

Rd ian Lorne Ind Lorne Pk

d Blv

e Lin 8th

Do

nte Bro

Westover

Dufferin St

Langstaff Rd

Maple Leaf Dr

The Westway

Bathurst St

8 50 4 53 Carrville

55

Norfinch Dr Dr

Islington Ave

Kipling Ave

400

Richm

McNaughton Rd

Bass Pro Mills Dr

ar nm Fe Finch Ave W

Rexdale

Evans Ave Horner Ave

Barrie St

Fraser St

Dufferin St Teston Rd

49

Langstaff Rd

Weston Downs

Jefferson

Gamble R

Peter Rupert Ave

Pine Valley Dr

Martin Grove Rd

Carlingview Dr

r te D dga Fiel

kwy nP

rry nga Gle

ve rA ate Rd Atw re ho kes La

Jane St

Weston Rd

King-Vaughan Rd

Rutherford Rd

73

Bloomington Rd

Kirby Rd

7 5 70

Dixon Rd

2

Jane St

Wanda St

7th Concess ion

Mill Rd Kipling Ave

Clarence St

McGillivray Rd

Hunting ton Rd

72

Rathburn Rd

He

56King Rd

11

Dr Gore

e nf Co

wy l Pk tra Cen St rio nta Huro

dale Erin Rd Stn

Rd vis Ma

e Lin 9th

hill hurc nC sto Win

Rd ga sau sis y kw Mis ls P Mil Erin

Rd

Sideroad 10

8th Concess ion

10th Concess ion

Cold Creek Rd

Dr ay rkw Cla

Rd ken Tom

QEW

la eo Min

53

oss Dr Kingcr

409

427

py Ex er rdin Ga

20

Rd Wist Rd Davis

11th Concess ion

r eD rain Cole

r st D We

Rd

Cooksville

17

McKinstry Rd

Coffey Rd

Rupke Rd

St ian M

12th Concess ion

line Caledon-King Town

r nD Vea Mc

Dr way Gore

Dr ort Airp

n ghli Lau Mc

Rd iew ditv Cre

ay xW y Fo Terr

rat io

wy Pk

Holancin Rd

Leonard Rd

River Rd

Sideroad 17

Rd lfe Wo Mt

d ek R Cre ille trev Cen

t in S Ma

Rd ord herf y Rd Ru ned Ken

a

e Lin 10th

de

Sideroad 20

ad 15

10

Tr ion Alb

Rd tion Sta Rd ber Gore Hum The

Rd lea ma Bra

d ie R Dix

wv ado Me

Rd

Sideroad 5

Sdrd 20

Sideroad 18

Sidero

Side road

Queen St

d nt R asa Ple unt Mo d eR Hop unt Mo

St en Que

St La ys Duff

Rd ram Torb

Rd iew ditv Cre

rn

King St

Sideroad 20

Sdrd 18

Tottenham Rd

Adjala/Tecu mseth Tow n Line Concessio n Rd 8

Concessio n Rd 7

Conc Rd 6

St La ys Duff

Rd Hill

Rd ake rt L Hea

St

Rd St

Sideroad 15

Sideroad 10 Patterson St

Concessio n Rd 8

Concessio n Rd 5

Concessio n Rd 4

oe esh Hors

rio nta Huro e Lin 3rd

St

Dr

ate stg Ea

Clarkson

403

N

Rd all rnw Co

v al Dr ing hil G t

403

Mi

16th Sideroad

Steeles Ave W

Blv d

Strawberry La

Snowball

55

56

Belfield Rd

Dr ark eyp urtn Co d ia R n n a Brit 4

lvd heson B Mat

403

Iroquois Ridge

38

tt

St

29

Bronte

M Rd ca iss bec St issa Re ga St

Dr

r ste rve Ha

30

403

St as nd Du

Oakville

QEW

Rd

Re xd ale

King St

6

Woodbridge

thwest D Nor r

Emma Rd

Bernhardt Rd

31

7

Star Dr ing

401

u th b Ra

Erin Mills

Rd rpe tho am rnh Bu

Trafalgar

o e N Lin 4th

Rd dle Mid per Up

oak Burl

lkers Wa

y Rd ppleb A

Rose

407

W ve nA linto Eg

27

lvd aB yaga w Ne

hard Orc

lph Gue

inw Ma

Concessio n Rd 3

Dr ake is L Inn d wR invie unta Mo

e Lin 4th Henderson Rd

Palermo

Cr 38 Rd

d wR Dre

Streetsville

e Lin 6th

e Lin 1st

don Hea Rd

dle Mid

e Lin 8th

ay xW y Fo Terr

e Lin 3rd 20

Tu ck Palmeray

r pe Up

Concessio n Rd 3

Glen Rd y Haff

d ar R falg Tra

y kw wP Sno es Jam

Rd

St rio nta

5

Brant Hills

aga nd Tya Rd Pk

e Lin 9th

e Lin 5th

son mp Tho

18

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Ct od Wo

St

Concessio n Rd 2

Concessio n Rd 2 Mono/Adjala Town Line

EHS

d wR invie unta Mo

t in S Ma

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Highview Survey

nt Bra

w Bro Mtn

Tansley

Bramalea

Pu m

t

17th Sideroad

King

427

Alb ion Rd

d Blv rk Cla

1

13

e Lin ase rB we Lo

4

5

Burlington Nelson

Brampton

Mississauga

3

407

407

107

410

Rd rry De Old

Meadowvale

5

6

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Zenway Blvd

eS

Grah Juliana Rd

Rd nk Ba Tornado Dr

Edward Ave La ers Woodcho pp

nk Rd l Ba na

idg

8

Lloydtown- Aurora Rd

17

72

24

Rd

s

Br

eR

19th Sideroad

Vaughan

45

52

Holland St

ettleby Rd KKettleby

n’s Mill Rd ma eg St

Elder Mills

zer ene Eb

Webber Rd

Happy Valley

Nobleton

Langstaff Rd

5

Rd rry De

Milton

Rd d roa rpe ide tho dS am 2n rnh Bu

d roa ide tS 1s

Nemo

as nd Du

Dr

ad ero Sid

6

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59

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Braeheid

St nte Bro

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Waterdown e sid Park

Meda

E

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EHS

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4th

ee Qu

73

We

Lloydtown Au ro ra Rd

15th Sideroad

3Kleinburg

4th Line

16

Linton

25

6th Line

3rd Line

16th Sideroad

27

8th Line

47

88

4th Line

18

Rd

re mo stle Ca

10

24 26 Churchville 18 ve 58 Steeles A 15

4

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20

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Airport Rd

EHS

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4th Conc W

Cr

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Shelton La

W

6

1

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401

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th 12

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Brock Rd

Concession

Brock

Millgrove

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th 14

13

Mansewood

St

Old

Huttonville

3

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d yl R ale He

Bond Head

17th Sideroad

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9

8

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18th Sideroad

Nashville Rd

Madoc

107

10

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ton Mil Cr Hts

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Newton Robinson 8th Line

9

49

Lake Villages

63

60 25

Dr River

5th

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ad ero Sid

9

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Harper Cors

W

14

Dr ss nle Wa

St ce Prin

Humber Grove

Pinkerton

27

t hS urc Ch

19th Sideroad

400

Penville

Schomberg Heights

Rich Hill

Rd ol ho Sc

23 Valleywood 66 27 Heart

Snelgrove

2nd Line

Cedar Mills

d hR urc Ch

erg ed stl Ca

d gR Kin

1

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Victoria

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Westove

e Lin 3rd

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Moffat

Macdonald-Cartier Freeway lie Les 6

e Lin 6th

Mill St

Sayer’s Mills

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w’s ndre St A

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Old

ctor A v e Pro

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Caledon

Boston Mills

l Ln M il

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Creek

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Darbyville

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S

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d roa ide nS rso tte Pa

Inglewood

Halton Hills

ad ero Sid

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Ca

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ff

34

34

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th 20

11

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46

1

10

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oyle

sio ces

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n

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Sid

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25

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sio ces

s ces

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Dr Lk tle r Tur Ter lium Tril

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15

ad

P

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me Hu Rd

25

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Guelph St

ad ero Sid 30th

th 28 rd Sd

n Tow

Arkell

Farnham

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Rd

Rd

37

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Ed

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s mo Era en

41

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29

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1st

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44

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9th

Tow

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27

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S

42

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mo

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4th

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5th Line EHS

EHS

EHS

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Erin

50

ad

ro ide

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ay lW Hil ad wk ero Ha Sid ge n a Gr Silver

12

n

M 124

4th Line EHS

3nd Line

2nd Line

Rd dit Cre the of ks For

50

22

Mill St

rd Sd en ve unsd eA H Pin

14 Line

New Tecumseth

Tottenham

2nd Line

89

13th Line

9th Line

19 20

17

Church St

11th Line

1

5th Line

Cedarville

Queen St

Randall

7th Line

14

16

14 Line

Allimil

Beeton

Line

Cookstown

Thompsonville

Main St

Churc

3rd

15 Line

Green Briar

10

Line

Bethesda

15

56

49

12th Line

50

ad ero Sid

7

ad ero Sid nt me arp Esc

Caledon

d dR afa llin Ba

e Lin 9th

n sio 6-7

24 49

5th Line EHS

3nd Line EHS

EHS

ces

d ar R falg Tra

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Ho Port ove rR d

Fowler Rd

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Dawson Rd

Gibbs Rd

Aked Rd

Clemens Rd

Allin Rd

Mosport Rd

Best Rd

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35 Concession Rd 10

New Park

17

Cooney Rd

Concession Rd 7

Jewel Rd Vickers Rd

Gamsby Rd

Lawrence Rd Arthur St

Golf Course Rd

Moffat Rd King St Stephenson Rd

Mill St

Riley Rd

V

Bell-wood Dr

East Region

U

35 115

Lockhart Rd

North Region

Pollard Rd

West Region

Squair Rd

Bennett Rd

T

Kirby

Ochonski Rd

Bowmanville P

S

Central Region

42

Darlington Clarke Townline

Providence Rd

Lambs Rd

Waverly Rd

Main St

Queen St E

Nixon Rd

O

Concession Rd 3

R

oners St

4

Leskard Rd

N

Bragg Rd

Mearns St

Baseline Rd

Cole Rd

Mearns Ave

Concession St 57

Bethesda Rd

14

Acres Rd

Middle St

61

Green Rd

Presto nva le R d

5th

Sdrd

English Rd

Dukelow Rd

17

Cameron Sdrd

Ma ple

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Cr

Holmes Point Rd Victoria S

M tP lea sa nt Tr ail

Duclos Rd

La ke Dr

nd ust rial Pkwy

Virginia Blvd

St ou ffv ille

ed Rd

Murphy Rd

Longsault Rd

Concession 2

Boundary Rd

M Clarington

Liberty Rd

Sew ells

Dick Re

River Rd

Wilson Rd

Mahoods Rd

K

L

Cedar Park Rd

r

H Corneil Rd

A Ray Rd

eS t

Ted Graham Rd

F Hall Rd

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Johns Rd

Concession 6 Concession 5

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Maple Grove

Concession 11 Concession 10

20

Concession Rd 4

Salem

H

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y kw

LAKE ONTARIO

3rd Concession

Dovehaven Rd

McLaughlin Rd

Holt Rd

2

Hancock Rd

401

Rundle Rd

Trulls Rd

34 Bloor St

HWY

Concession 12

Concession 3

Taunton Rd

Nash Rd

G

J

Hampton

Solina Rd

Pebblestone Rd

Courtice Rd

e Murray Av

Concession Rd 6

Washington Rd

59

Vannest Rd

Olive Ave

Solina

Mitchell’s Corners Tooley Rd

Townline Rd

P

East Ave Port Union Rd

ll i p

Old Scugog Rd

Ormiston Rd Langmaid Rd

58 King St

Bond St Gibb St

55

62 hi

Union School Rd Wotten Rd

Enfield Rd

Townline Rd

35

22 rth St Went wo

60

Hoyer Rd

Nestleton Rd

Cartwright West Quarter Line

Sandy Rd

Graham Rd Russell Rd

Burns St

54 Adelaide Ave

Park Rd

Stevenson Rd

Halls Rd

Pickering Beach Rd

Shoal Pt Rd

Westney Rd

Harwood Ave

Henry St

Hopkins St

Dundas St

Enniskillen 3

Sand Bar Rd

Ogemah Rd

Washburn Island Rd

Rd

Wilson Rd

53

34

Grandview St N

Harmony Rd

52

Valentia Rd

Eldon Rd

Beacroft Rd

Mississaugas Trail

He ad

Harmony Rd N

Ritson Rd

Oshawa

28 Ma nn in g Rd

Grandview St N

Simcoe St

Stevenson Rd N

Garden St

Cochrane St

Brock St

McQuay Blvd

Halls Rd

Salem Rd

Victoria St

4

Concession Rd 10

Concession Rd 7

Conlin Rd

2

Mountjoy Rd

57

Janetville

Fallis Rd

Cadmus

Devitts Rd

Concession Rd 9

33

Nestleton

McKee Rd

57

Byers Rd

3

71

Whitby 36

Ritson Rd

Columbus

Malcolm Rd

Edgerton Rd

Bradburn Rd

Burketon

Boundary Rd

Winchester Rd

16

Thickson Rd

Anderson St

Country La

Coronation Rd

Halls Rd N

Thornton Rd

Columbus Rd

Mariposa/Ops Bdry

Bush Rd

White Rock Rd

Fingerboard Rd

Sim coe St

Till Sdrd Stevenson Rd N

Duffs Rd Cedarbrook Tr

Country La

Cochrane St

Kinsale Rd

3143

12

Taylor’s Rd

Barry’s Rd

Station Rd

Old Simcoe Rd

Diamond Sideroad

Bryant Sdrd Ashburn Rd

Sideline 2

Salem Rd

Ravenscroft Rd

Squire Beach Rd

Sandy Beach Rd

eE Av

44

Howden Rd

26

19

Raglan Rd

Raglan

3

32

Shirley Rd Coates Rd

Myrtle

Lyndebrook Rd

41

24

Heron Rd

Dagmar Rd

Sideline 4

Taunton Rd

Ajax

Scugog Line 3

7 12

Eden Rd

Eldon Rd

Sideroad 18

Sideroad 18A

57

Church St

2

t Rd

Brooklin

Rossland Rd 31

2

Bayly St

Ashburn

5th Concession Rd

HWY

Rd

Myrtle Rd

Scugog

Scugog Line 4

Scugog Line 2

Brawley Rd

Greenwood

oin

Concession 14

Proutt Rd

Reach St

Grey Sideroad

Rd st Ma High P

Lakeridge Rd

Balsam Rd

31

Westney Rd

Riverside Dr

Church St

Liverpool Rd

ton gs Kin

Sheppard Ave

Lawrence Ave E

38 West Hill

Valley Farm Rd

Finch Ave

38

70 Brock Rd

Whites Rd

Dixie Rd

Rosebank Rd

Altona Rd 27

Greenwood Rd

Sideline 22

Sideline 22

Concession Rd 3

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Meadowvale Rd

Guildwoo d P

44

Pine Pt Rd

Ma Brown’s Rd

Chalk Lake Rd

Mount Zion Paddock Rd

7

Balsam Sideline 5

Sideline 24

Beare Rd

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Military

Morningside Ave

Scarborough 42 St Clair Ave E Rd rth nfo Da

Milner Ave

4th Conc Rd

Plug Hat Rd

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Dr

Bellamy Rd

Eglinton Ave E

Sewells Rd

Neilso n R d

Brim o rt on

Scarborough Golf Club Rd

Daw es R d

Coxwell Ave

Woodbine Ave

Greenwood Ave Donlands Ave Jones Ave

Victoria Park Ave

Midland Ave

Pharmacy Ave

Birchmount Rd

ath le P Brid

Brimley Rd

Ellesmere Rd

Old Finch Ave Rd

Whitevale

Sideline 12

Pickering

407

Westney Rd

Sideline 14

Sideline 22

Sideline 24

North Rd

Sideline 28

Steeles Ave E

Tapscott Rd

Nugget Ave

71

Sideline 14

Sideline 16

Sideline 20

Sideline 26

15 Box Grove

E Ave evin McL

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Middlefield Rd

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Mortimer Ave

7

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Sideline 34

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71

Markham Rd

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8th Concession Rd

Whitevale Rd

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Woodbine Ave

Leslie St 12

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17th Ave

Markham 73

07

John St

Major Mackenzie Dr

25

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Reesor Rd

6

69

Glen Major

Claremont

Rd

Jobb Rd

Uxbridge Pickering Townline

5

Elgin Mills Rd

67

Webb Rd

Altona

Dicksons Hill

48

D on

Warden Ave

mond Hill

65 Kennedy Rd

Victoria Square

McCowan Rd

919th Ave

29

41 49

Main St

nd Isla

Beacock Rd

Pine Rd

1

Sideline 32

Jefferson

Glasgow

Stouffville 12 10th Line

Rd

Stouffville Rd

14

n Sideroad St

Markham Rd

10

Bethesda Rd

Bethesda

Houston Rd

Allbright Rd Brock Rd

Yonge St

Sunset Beach Rd

Secord Rd

F

Mabels Rd

L AKE SCUGOG

Utica

40

Whitchurch-stouffville

Demara Rd

Scugog Line 6

Ried Rd

21

47

34

Ridge Rd

R

Goodwood Rd

HWY

Cottage Rd

Rainbow Ridge Rd

Pogue Rd

Whitfield Rd

Epsom

E

28

7

Scugog Line 8

Ward Rd

.

La ier oz Cr

7

Cross Creek Rd

7 Mile Chandler Dr Island Rd

8

8th Conc Rd

Uxbridge

Prouse Rd

47

Hood Dr

Harper Rd

Scugog Line 9

HWY

D

Ramsey Rd

L

17

Kent St

4

Cricket Hollow Rd

16

Clements Rd

Scugog Line 9

Medd Rd

Wagg Rd

Hillsdale Dr

Sideroad 18A

St

Brookdale Rd

Scugog Line 12

C

Ranch Rd

Seagrave Cookston Rd

4

Long Rd

Little Britain Rd

Little Britain Rd

Zion Rd

Algonquin Rd

Spadina Sdrd

43Reach

7th Conc Rd

d

47

6th Conc Rd

Vandorf Rd

Aurora

HWY

7 12

Cragg Rd Canton Rd

8

O’Beirn Rd

Blackwater Rd

Jesse Thomson Rd

4th Conc Rd

Aurora Rd Lak es

3nd Concession Rd

8

Ball Rd

Roseville Siloam

St Johns Rd

Ballantrae 15

Scugog Line 12

23

e hor

enderson Dr

St John’s Rd

Wesley Cors

Saintfield Marsh Hill

Uxbridge

2nd Concession Rd

72

14

48 57

Bayview Ave

Wellington St

Woodbine Ave

26

Wetheral Sdrd

Cherry St Faulkner Ave

Bogarttown

Royal Oak Rd

Fenelon Bdry

Dewdrop Rd

Cresswell Rd

Salem Rd

Little Britain Rd

6

B

Taylor Corners

Farmstead Rd

Kawartha Lakes

Brock-Scugog Townline Rd

Blue Mountain Rd

Marsh Hill Rd

1

St John’s Sideroad

Bow St

Farmstead Rd

Pinedale

Scugog Line 14

1

Davis Dr

Cedar Valley

Vivian Rd

74

Sideroad 17

Mulock Dr

7 7th Concession

6

Oakwood

7A

Cambray

GrahamRd

13

Victoria Corners Rd

A

18

Manilla

2nd Concession

Victoria Corners

9

Skyline Rd

9th Concession

6th Concession

Foster Dr

Feasby Rd

York-Durham Line

Newmarket

11

4th Concession Sideroad 17

Davis Dr

Weirs Rd

Sandford

Sunderland

Goos

Quaker Rd

5th Concession

13

Kennedy Rd

Sandford Rd

Sideroad 17A

68

Sideroad 17

West Franklin

Vallentyne

Shier Rd

19

Bales Dr

Brock Rd

Herald Rd

St

King St

Peniel Rd

46

10th Concession

21

Camero 9

Rd

33 The Glen Rd 34 Black School Rd

11th Concession

Islay

Rd

9

Valley

32 12

8th Concession

6

Grasshill

Woodville

Cannington

9th Concession

Vrommanton

23

8th Conc Rd

ain M

13

6th Concession Rd

54

Green Lane

iller’s Sideroad

Udora

Zephyr Rd

Leaskdale Rd

Ashworth Rd

69

9th Concess ion

Rd Franklin

38

Hollingers Rd

82

Linden

31

Derryville 12

St

King

2

Concession

30

Brock

Woodville

2

5th Concession Rd

Mount Albert Rd

13

12

39

t

14th

29

Hartley

Lorneville

10

5th Concession Rd

65

Wilfrid

10th Concession

Fowlers Rd

4th Concession Rd

Farr Ave

13

Rd

Centre St

51

Brewster Rd

Zephyr

Meyers Rd

Doane Rd

Ravenshoe Rd

39

3rd Concession Rd

77

Hornes Rd

Bridle Path

ng ndi La

Morning Sdrd

Queensville Sideroad

Queensville

46 East Gwillimbury Doane Rd

45

51

48 Orchard Ct

Sand Rd

d

d

3

2nd Concess ion

77

1 Ho ham Sdrd lla nd d

Cedarbrae

Foot Dafoe St St

Holborn Rd

28 13th Concession

Rd

Q u a r ter

Lorneville

46

Brock-Thorah Townline East

Concession

21

Old Shiloh Rd

Leitch Rd

Cole Rd

Cedarbrook Dr Rd

Old Homestead Rd

Smith Blvd

Brown Hill

Boag Rd

Maple Hill

8

27

Lake Ridge Rd

Ravenshoe

Morning Glory Rd

Georgina Prout Rd

Boag Rd

Rd

26

Concession Rd 3 Thorah

Concession Rd 2 Thorah

48

14th

81

Frog St

2nd Concession Rd

38

Holborn Rd

ing ter Ca

79

Audubon Way

Miles Rd Blake Ave

Holland Marsh Leslie St

10th Line

32

18

Latimer Rd

Dr

Ravenshoe Rd

Rd

Carley Rd

The Queen sway

West ury

st re nc ve Ra

25

Weir’s Sideroad

Pollock Rd

Glenwood Ave

Line 12

Cryderma n’s Rd

Morton Ave

COOK’S BAY

24

Dr

g Irvi n

Lloyd Sdrd

Baldwin Rd

Line 13

Rd

23

Mile Lane nt ry Bethel Side Rd

Virginia

Park Rd

Gilford Rd

Rd

BrockThorah Twnl W

Thorah Beach Port

Point

P e ff e r l a w

22 Cou

Old Homestead Rd

River

Sutton

Maple Beach

Duclos Point

Rd

Island View

Stoney Batter Rd

21

Black Hi

Rd 9 ing

Lockie Sd Rd

Church St

Fennell

mp Ho us e

Base Line Rd

8A

Briars 80 Pk

St gh

20

Jacksons Point

3

Rd

e dge

Park Rd

3

Deer Park Rd

Boyers Sideroad

Rd

Lasher La Valley Vie w

4

DeGrassi Point

19

20th Sideroad

18

Line

h ore

Dalton Rd

chill

The Que ensw ay

Harbour St Pine Ave

Killarney Beach Rd

Roches Point

Island Grove

Metro Rd

Willow Beach

Rd

t tS ar Ew

39

3rd

e Lak 78

H

Belle Aire Beach Rd

Lake

Dr

S

d eR

Mapl

nnisfil

23

Nantyr Park

Civic Cen tre

20th Side road

Line

Line

Old

7th

6th

Cate r

Nantyr

John’s Rd

Barclay

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