GTA New Home Guide - Mar 4, 2017

MAR 4 - 18, 2017 VOLUME 25, ISSUE 5, FREE

GTA EDITION

You’re Never Far From A Mattamy Home INSIDE THIS ISSUE

DESIGNING KIDS’ ROOMS: CHALLENGES & CHOICES

GTA BUILDERS SHINE AMONG NORTH AMERICA’S BEST

SHOULD YOU USE THE HOME BUYERS’ PLAN?

Introducing the CLEANEST MESS in the house.

“If you ever wanted to bug my little brother, all you’d have to do was hang up your jacket on his hook. I don’t know why it bugged him so much, but I loved it. I’m sure he did, too.”

As Canada’s largest homebuilder, Mattamy Homes are built for your real life. With thoughtful design features like Stop & Drop areas, that make coming home fast and convenient, a Mattamy home is a home you’ll value for a lifetime.

Find your next home across the GTA at mattamyhomes.com

2017-02-14 12:55 PM

contents MAR 4 – 18, 2017 | VOLUME 25 ISSUE 5

24

ON THE COVER

Mattamy Homes – bringing more choice to Markham

+ online NEIGHBOURHOOD

HOME SEARCH

MORE +PHOTOS +VIDEOS +ADVICE +INSPIRATION +TRENDING

MAPS

2 YPNEXTHOME.CA

neighbourhood profile

14

32

The Daniels Corporation

FirstHome Sunny Meadow worth the wait

28 Geranium Homes

WITH

DYNAMIC

property profile

LOOK FOR THE CIRCLE

Celebrating 40 years with a brand refresh

Yonge & Eglinton

Life in the heart of midtown Toronto

trending

12

Housing Market

Regional supply and demand issues skew national picture

30

14 28

8

16

Money Matters

RRSPs – not just for retirement anymore

by Gail Vaz-Oxlade

26 Mortgage Advice Should you use the Home Buyers’ Plan

by Alyssa Furtado

30 News & Views

More people, more competition, more common sense, please

by Lydia McNutt

32

18

International Markets

Vancouver, Toronto rank among world’s priciest cities

advice

8

22 CMHC

Problematic housing conditions persist: CMHC

inspiration

34 Design Secrets

Preparing for ever-changing designs of your kids’ rooms

10

34

Legally Speaking

Why you need a proper real estate lawyer

by Jayson Schwarz

buyers’ resource section

42 Hot Properties

New releases, openings and preview registrations

BILD Report

45 Mortgage Rates

by Bryan Tuckey

in every issue

GTA builders rank among the best in North America

Fundamentally Speaking

More first-time buyer assistance, please

by Wayne Karl

4

Editor’s Note

6

Contributors

46 What’s Online 47

Advertiser Index MARCH 4 - 18, 2017 | NEW HOME GUIDE 3

Editor’s Note

Premium hike to have minor impact

WAYNE KARL Senior Editor Yellow Pages NextHome Email: Wayne.Karl@ypnexthome.ca Twitter: @WayneKarl

CANADIANS – OR AT LEAST THOSE in markets where affordability is increasingly becoming an issue, may have bemoaned Canada Mortgage and Housing Corp.’s (CMHC) recent announcement it was increasing its homeowner mortgage insurance premiums.

But unlike the latest changes to mortgage regulations, announced last year, this premium hike is expected to have a minor impact.

Indeed, CMHC says the higher premiums, which take effect March 17, will result in an increase of just $5 to the monthly mortgage payment of the average CMHCinsured homebuyer.

“The increase in premiums for high ratio mortgages will have a minor effect on the average Canadian,” James Laird, co-founder of RateHub and president of CanWise Financial, told New Home Guide.

“Premiums will be increased for all of those Canadians with less than 20 per cent down, but these premiums are added on to the mortgage and paid off over the life of the mortgage, so the cash required on closing does not change. This change specifically will not impact the borrowing habits for the majority of high ratio clients.”

N

ONLINE

SEE MORE PHOTOS ONLINE

The heart of mid-town, Yonge and Eglinton is a vibrant community with a little bit of everything, like a financial centre, nightlife, businesses, entertainment, parks, dining – plus lots of upscale shopping. Read the full story… ypnexthome.ca/Yonge-and-Eg

+ get social

Interact with us on social media: ypnexthome

4 YPNEXTHOME.CA

MAD

Markham tour o ur

New Release! New Designs!

8

deco mod rated el hom es

FREEHOLD TOWNHOMES AND SINGLE FAMILY HOMES Townhomes starting from the

900's

$

AMAZING AMENITIES AT YOUR DOORSTEP • new cornell community centre & library • markham stouffville hospital • new shopping centres & retail shops • excellent public & private schools • parks, playgrounds & woodlots • easy access to 401, 404, 407 & GO transit

cornellrouge.com 905.472.9556

MARKHAM

SALES OFFICE LOCATED AT 655 Cornell Centre Boulevard (at 16th Avenue)

Open Monday to Thursday from 1 to 8 p.m.

Friday by appointment only Weekends & Holidays from 11 a.m. to 6 p.m.

Renderings are artist’s concept. Prices and specifications are subject to change without notice. See sales representatives for details. E & O.E.

MADI-COR-A-AD-NHC-FEB16-2.indd 1

2017-02-17 2:29 PM

Contributors

BILD REPORT

BRYAN TUCKEY Bryan Tuckey is President and CEO of the Building Industry and Land Development Association (BILD) and can be found on Twitter (twitter.com/bildgta), Facebook (facebook.com/bildgta), Youtube (youtube.com/bildgta) and BILD’s official online blog (bildblogs.ca)

VICE-PRESIDENT & CHIEF PUBLISHING OFFICER

Caroline Andrews PUBLISHER & GENERAL MANAGER

Shawn Woodford DIRECTOR OF SALES, NATIONAL

Moe Lalani ASSOCIATE PUBLISHER

MORTGAGE ADVICE

ALYSSA FURTADO Alyssa Furtado is the Founder and CEO of ratehub.ca, a mortgage rate comparison site that aims to empower Canadians to make smart financial decisions

Anne-Marie Breen SENIOR MANAGER, CONTENT

Jennifer Reynolds EDITOR

Wayne Karl ART DIRECTOR

Tammy Leung

LEGALLY SPEAKING

JAYSON SCHWARZ Jayson Schwarz LL.M. is a Toronto real estate lawyer and partner in the law firm Schwarz Law LLP. He can be reached by visiting schwarzlaw.ca or by email at info@schwarzlaw.ca or phone at 416.486.2040

CONTRIBUTING EDITORS

Sonia Bell Elisa Krovblit Lydia McNutt

SENIOR ACCOUNT EXECUTIVE

Nina Downs nina.downs@ypnexthome.ca SENIOR ACCOUNT EXECUTIVE

DESIGNER ADVICE

Dionne Fraser dionne.fraser@ypnexthome.ca

JANE LOCKHART

DISTRIBUTION & SALES CO-ORDINATOR

Jane lockhart is Founder and Principal Designer of Jane Lockhart Interior Design in Toronto. She can be reached at 416.762.2493. janelockhart.com

NATIONAL CIRCULATION MANAGER

Terry Basset John Jenkins

PRODUCTION MANAGER

Helen Pearce PRODUCTION CO-ORDINATOR

MONEY MATTERS

Sandra Hanak-Vujnovic

GAIL VAZ-OXLADE

GRAPHIC DESIGNERS

Gail Vaz-Oxlade is the host of Til Debt Do Us Part, author of Debt Free Forever and blogs daily at gailvazoxlade.com.

Follow Gail on Twitter at twitter.com/GailVazOxlade

Miguel Cea Mike Terentiev

Published by

more online We have even more content online! Read more stories from our team of contributors at ypnexthome.ca, including stories by:

#500-401 The West Mall Etobicoke, ON M9C 5J5 T 416.626.4200 F 416.784.5867 ypnexthome.ca

ADVERTISING Call 416.626.4200 for advertising rates

and information.

TARION REPORT

HOWARD BOGACH Howard Bogach is President and CEO of Tarion Warranty Corp. His column appears monthly in New Home Guide. For more information about how Tarion helps new-home buyers, visit tarion.com or find us on Facebook at facebook.com/TarionWarrantyCorp.

DESIGNER ADVICE

YANIC SIMARD Yanic Simard is the principal designer of the awardwinning Toronto Interior Design Group (tidg.ca), and a regular guest expert on Citytv’s CityLine

CIRCULATION Highly targeted, free distribution

system aimed at real estate buyers using street level boxes and racking, plus door-to-door insertions in key audience segments.

COPYRIGHT 2017 All rights reserved by Yellow Pages Homes Ltd., Toronto, Ont. Reproduction in any form is prohibited. Contents of this publication are covered

by Copyright and offenders will be prosecuted under the law. The views and data expressed by columnists do not necessarily represent those of the publication.

TERMS Advertisers, Editorial content are not responsible for typographical errors, mistakes or misprints. All prices are correct as of press time and are subject to change without notice. E. & O. E. EDITORIAL Submissions from interested parties will be considered. Please submit to the editor at wayne.karl@ypnexthome.ca

6 YPNEXTHOME.CA

AND

COMING SOON! 2 & 3 STOREY TOWNHOMES AND BUNGALOW DETACHED HOMES ON 50’ & 55’ LOTS IN THE ESTABLISHED NEIGHBOURHOOD OF GLENWAY.

NEW RELEASE Elevation B • 1830 SQ. FT.

REGISTER ONLINE NOW!

The Wickham

GLENWAYLIVING.COM Elevation B •

The Lockwood

(plus 248 SQ. FT. Finished Basement Area)

2250 SQ. FT.

MARCH 4 - 18, 2017 | NEW HOME GUIDE 7

ANDR-GLE-A-AD-NHC-FEB1-FINAL.indd 1

2017-02-01 8:21 AM

Advice | BILD REPORT

Quality that rivals North America’s best

By Bryan Tuckey

MORE ADVICE ONLINE ypnexthome.ca/news/advice

SOME OF THE BEST building and development industry professionals in North America are based in the GTA. BILD member companies often receive national and international recognition for their work. Earlier this year a number of GTA-based builders, developers, marketers and designers were honoured at the National Sales and Marketing Awards in the United States. Known as the Nationals, this annual competition recognizes the best in the industry across North America.

Our members have a strong presence at the Nationals every year, and this year was no exception with 44 Silver and 10 Gold awards received in a range of building, design and marketing categories.

In the architectural design of an attached home category our members did especially well, winning a gold and two silver awards. The silvers went to Minto Communities for two projects in Toronto.

Longbranch, a stacked townhome development in Etobicoke, was one and the other was Bside, a condo project at Front and Bathurst Streets.

Brookfield Residential won the gold award for a four-storey contemporary condominium project that it is developing in the U.S. Tridel and Empire Communities each won a pair of Gold Awards.

Tridel received awards in the Best Print Ad Campaign and Best Brochure Lifestyle Magazine categories for its new condo development in Toronto called SQ. Empire won the Best Social Media Campaign and Best Computer Generated Sales Tool awards for 8 YPNEXTHOME.CA

Avalon, its project in Caledonia that consists of townhomes and singlefamily detached homes.

Toronto-based marketing agency Montana Steele received the most awards among BILD members, winning 19 Silver Awards and two Gold Awards. Its work on Rodeo Drive, a condominium development in North York, resulted in a gold award for Best Print Ad and six silvers in other categories.

Local builder Losani Homes was honoured with the Building Industry Community Spirit award for its efforts with the Losani Family Foundation.

The prestigious award recognizes a builder-supported non-profit program or charity based on its originality, concept and execution.

Based out of Stoney Creek,

Losani Homes has been building communities in the Hamilton area for more than 40 years and in 2013 it formed the Losani Family Foundation to support its philanthropic efforts.

Since then the Foundation has supported a number of charities both locally and abroad. Most recently it helped build a classroom and a medical facility in Ecuador that provides service to 12,000 people from surrounding villages.

Bryan Tuckey is President and CEO of the Building Industry and Land Development Association (BILD) and is a land-use planner who has worked for municipal, regional and provincial governments. He can be found on Twitter (twitter.com/bildgta), Facebook (facebook.com/bildgta) and BILD’s official online blog (bildblogs.ca).

family places, wide open spaces

a new community in holland landing Just north of Newmarket, within easy reach of the GTA, Holland Landing is waiting to be discovered. This charming village offers the best of small town living, just minutes from all the lifestyle amenities of the city, including GO transit and easy highway access.

It’s here, where life moves at a more relaxed pace, that we introduce Hillsborough — a vibrant new masterplanned community and a carefully designed collection of detached homes, brought to you by Great Gulf.

36’, 40’ & 45’ detached homes 1,510 - 3,520 sq. ft.

Prices and specifications subject to change without notice. E. & O.E. Illustrations are artist’s concept.

All square footages are approximate. Actual usable space varies from stated floor area.

greatgulf.com/hillsborough MARCH 4 - 18, 2017 | NEW HOME GUIDE 9

Advice | FUNDAMENTALLY SPEAKING

More first-time buyer assistance, please

By Wayne Karl

MORE ADVICE ONLINE ypnexthome.ca/news/advice

WHEN WE HAVE double-digit price

growth in some markets, supply shortages reaching “crisis” levels and people having little choice but to drive further into the suburbs for housing options other than condos… who could blame firsttime homebuyers if they feel a little discouraged?

In the GTA, the Building Industry and Land Development Association (BILD) has been speaking out on the issue for months, if not years.

President and CEO Bryan Tuckey recently said the supply shortage has reached crisis levels.

And more recently, mayors and other municipal leaders – notably former mayor of Mississauga Hazel McCallion – throughout in the Greater Golden Horseshoe Area have joined the chorus.

Now another important voice is speaking out.

“If first-time buyers, young families, newcomers to our province, are going to have any chance at homeownership, provincial and municipal governments must focus on increasing housing supply,” says Tim Hudak, CEO of the Ontario Real Estate Association.

“Government-imposed barriers are restricting builders from bringing more housing supply online. To make homeownership more affordable, the province should work with municipalities to loosen building restrictions, speed up approvals to allow developers to build ‘missing middle’ housing types like townhomes, duplexes and

stacked townhomes.”

Prime Minister Justin Trudeau has promised to address homeownership affordability and other issues through the federal government’s Home Buyers’ Plan (HBP) and other tools.

This has yet to happen – though we may see some measures in the National Housing Strategy, coming later this year.

So, until then, first-time buyers can only save as best they can, and take advantage of whatever programs are available, besides the HBP (page 26).

Thankfully, lenders are increasingly doing their part.

With the new B.C. Home Owner Mortgage and Equity Partnership (B.C. HOME Partnership), created to help first-time homebuyers in the province with repayable assistance loans, BMO recently announced its own cash incentive on a national scale. It provides up to $1,000 to eligible firsttime buyers.

“The introduction of this offer is timely, considering the program the B.C. government has put into effect to assist with the costs associated with home ownership,” says Michael Bonner, senior vice-president and regional head, B.C. & Yukon Division, BMO Financial Group. “We are committed

to helping our customers meet their home ownership dreams. While the provincial government’s offer is exclusive to B.C., our hope is to support all Canadians who come to us for this important milestone and investment.”

Builders are also doing what they can. The Daniels Corporation, for one (page 14), has its FirstHome program, which allows first-time buyers to purchase with only five per cent down. A unique Gradual Deposit Payment Plan allows buyers to pay only $3,000 with the Agreement of Purchase and Sale, another $3,000 within 10 days of the purchase, and then $1,000 every month until they reach five per cent of the purchase price on final closing.

With some sources saying the chances of the Ontario government, for example, changing its land use policy is “zero,” we need a lot more of this creativity from all parties.

Wayne Karl is an award-winning writer and editor with experience in real estate and business. In Fundamentally Speaking, Wayne explores the basics – such as economic fundamentals – you need to examine when buying property. He can be reached at wayne.karl@ypnexthome.ca or follow him on Twitter at Twitter.com/ WayneKarl

10 YPNEXTHOME.CA

AND

COMING LATE SPRING 2017 REGISTER NOW HILLSBOROUGH’S VILLAGE NORTH – THE IDEAL MASTER-PLANNED COMMUNITY. INSPIRED BY NATURE... BUILT FOR YOU IN HOLLAND LANDING.

Go shopping at Upper Canada Mall and big box stores.

Plus, easy access to the new highway 404 extension and the East Gwillimbury GO Station with direct connections to downtown Toronto.

SINGLE FAMILY HOMES ON 38’, 40’ AND 45’ LOTS SALES OFFICE LOCATION: 19337 HWY 11, EAST GWILLIMBURY

Register today andrinhomes.com Prices and specifications are subject to change without notice. E. & O.E. Rendering is artist’s concept.

MARCH 4 - 18, 2017 | NEW HOME GUIDE 11

ANDR-HIL-A-AD-NEW HOME GUIDE-FEB15-1.indd 1

2017-02-15 9:41 AM

Trending

Supply and demand imbalance skews Canadian market

By Wayne Karl

SUPPLY AND DEMAND ISSUES – and

the resulting price increases – in Vancouver and Toronto continue to skew the national real estate picture.

Thankfully, however, housing market conditions in the rest of the country are not fallowing suit.

“The shortage of homes available for sale has become more severe in some cities, particularly in and around Toronto and in parts of BC,” Gregory Klump, chief economist of the Canadian Real Estate Association (CREA), said in releasing the association’s statistics for January 2017. “Unless sales activity drops dramatically, the outlook for home prices remains strong in places that face a continuing supply shortage.”

National home sales were down slightly in January on a monthover-month basis, falling 1.3 per cent – putting them at the second lowest monthly level since the fall of 2015 and only slightly above levels recorded last November when recently tightened mortgage regulations came into effect.

Sales activity was down from the previous month in about half of all local markets, led by the GTA, Greater Vancouver and Montreal.

“Canadian homebuyers face some challenges this year, including new mortgage rules that make it harder to qualify for a mortgage and regulatory changes that will push up mortgage financing costs,” says CREA President Cliff Iverson. “It will take some time to gauge the extent to which these challenges will weigh on homebuyers in different housing markets across Canada.”

The imbalance between limited housing supply and robust demand in Ontario’s Greater Golden Horseshoe region (the GTA, HamiltonBurlington, Oakville-Milton, Guelph, Kitchener-Waterloo, Cambridge, 12 YPNEXTHOME.CA

MORE TRENDING ONLINE ypnexthome.ca/news

Brantford, the Niagara Region, Barrie and nearby cottage country) is without precedent, CREA says.

The number of months of inventory in January 2017 stood at or below one month in the GTA, Hamilton-Burlington, Oakville-Milton, Kitchener-Waterloo, Cambridge, Brantford and Guelph.

While the conditions in Toronto and Vancouver are good for those who already own homes, they’re anything but for prospective homebuyers.

“Supply and demand for singlefamily homes will return to a more sustainable balance over time, reflecting fewer transactions as homebuyers are priced out of the market, and price stability rather than price gains,” Klump told YPNextHome.

“To qualify for home purchase financing under recently tightened mortgage regulations, first-time homebuyers have been forced to look further from the urban centres, where land prices are less expensive, or shop for a lower priced home.”

Prices for two-storey singlefamily homes posted the strongest

year-over-year gains (16.8 per cent), followed closely by townhouse/ row units (15.8 per cent), one-storey single-family homes (14.4%) and condo units (13.3 per cent).

While benchmark home prices were up from year-ago levels in 10 of 13 housing markets tracked by the MLS HPI, price trends continued to vary widely by location.

Benchmark prices continue to climb in Victoria and elsewhere on Vancouver Island together with Greater Toronto, Oakville-Milton and Guelph. Year-over-year price gains in these five markets ranged from about 18 to 26 per cent in January.

The national average price for homes sold in January 2017 was $470,253, up just 0.2 per cent from where it stood one year earlier.

The national average price continues to be pulled upward by sales in Vancouver and Toronto, two of Canada’s tightest, most active and expensive housing markets.

The average price is reduced by almost $120,000 to $351,998 if Vancouver and Toronto sales are excluded from calculations.

OUR 25TH ANNIVERSARY COMMUNITIES:

Is there anything better than being 25?

CURRENT COMMUNITIES AFFINITY CONDOMINIUMS ALDERSHOT / BURLINGTON Contemporary Mid-Rise Condos From the low $300’s NEIGHBOURHOODS OF MOUNT PLEASANT - BRAMPTON Two Model Homes From $1.1 million PLATINUM COLLECTION RANDALL RESIDENCES - OAKVILLE Luxury Condominium Residences From $2 million

COMING EARLY 2017 LAKE POINTE - STONEY CREEK Five 60’ Estate Singles From $1.2 million Register at Rosehavenhomes.com ON THE RIDGE - STONEY CREEK Introducing Freehold Towns Register at LiveOnTheRidge.ca TIFFANY HILL - ANCASTER 45’ & 40’ Singles, Semi-detached and Freehold Towns Register at TiffanyHill.ca NEIGHBOURHOODS OF MOUNT PLEASANT - BRAMPTON Returning with Singles and Towns Register at lovemountpleasant.com

COMMUNITIES COMING 2017

Actually, it’s just the beginning! This year Rosehaven celebrates our 25th Anniversary and we’re going to make it one of the best years ever. We’ve built homes for over 6,000 families so far, and we’ve won lots of awards doing it. But at 25, we’re just hitting our stride. So wait until you see what we have planned for this year. And the year after. And the year after…

OAKVILLE - WOODLAND TRAILS Singles & Towns BRAMPTON - MT. PLEASANT Mid-rise Condo BRADFORD - DREAMFIELDS Singles & Towns HOLLAND LANDING ANCHOR WOODS Singles & Towns

Visit RosehavenHomes.com For directions, maps, hours and community information call our hotline

(1-888/416) 410-0175

Prices and specifications correct at press time. Prices quoted are in thousands except for Randall pricing. E. & O.E. MARCH 4 - 18, 2017 | NEW HOME GUIDE 13

Property Profile | THE DANIELS CORPORATION

First-time homebuyer finds owning at

Daniels’ FirstHome Sunny Meadow worth the wait CHRIS NOBES WAS DRIVING TO WORK in Brampton and

saw the sign for Daniels FirstHome Sunny Meadow, The Daniels Corporation’s newest community of fully built condominium walk-up and back-to-back townhomes designed specifically for first-time homebuyers. He had heard about the community from a friend and decided to register.

“I had saved enough money to consider buying, and I was happy to get an invitation to the Preview Event.

Once I saw what Daniels was offering, I realized what a great opportunity it was.”

Situated at Sunny Meadow Boulevard and Sandalwood Parkway, Daniels FirstHome Sunny Meadow is close to where Chris lives, and only minutes to 14 YPNEXTHOME.CA

where he works as an IT coordinator in Mississauga. He already knows the area well and appreciates the community’s proximity to parks, schools, Professor’s Lake and Hwy. 410 access.

The turnout for the Preview Event was phenomenal, especially as Daniels pre-builds its FirstHome Communities before going on sale.

“I waited in line, and I have to say everyone was very nice, including the Daniels sales staff,” he says.

At the Preview, Nobes and the

Location

Brampton Builder

The Daniels Corporation Development

Sunny Meadow Home Type

Condominium walk-up and back-to-back townhomes Sales centre: 250 Sunny Meadow Blvd., open Monday to Wednesday noon to 8 p.m., weekends noon to 6 p.m.

Contact

905.460.9308 danielsfirsthome.ca

“I had saved enough money to consider buying, and I was happy to get an invitation to the Preview Event. Once I saw what Daniels was offering, I realized what a great opportunity it was.”

other registrants were able to tour a model of each design before deciding, plus buyers can move in within 60, 90 and 120 days. “It helped 100 per cent to walk through the models, and to know for sure the space will work for what I want.”

Nobes fell in love with the onebedroom model because of its open concept layout. “I got on the waiting list for it, and when they called to say I could buy it, I answered ‘Let’s do this!’” he says. He is looking forward to moving into his home this summer.

“It gives me time to get my finances in order and look around at furniture.”

He was also delighted with the care the Daniels team took in explaining everything about the home purchase to him. “They made it all clear, and without any pressure. They actually made buying easy.”

Daniels enables first-time buyers

to purchase with only five per cent down. Through its unique Gradual Deposit Payment Plan, purchasers are required to pay only $3,000 with the Agreement of Purchase and Sale, another $3,000 within 10 days of the purchase, and then $1,000 every month until they reach five per cent of the purchase price or final closing.

Daniels also works with financial institutions to cap the mortgage rate, making qualifying for a mortgage more accessible, and helping to keep overall monthly carrying costs low.

Named the 2016 Ontario Highrise Builder of the Year at the Tarion Homeowners’ Choice Awards, The Daniels Corporation (danielshomes. ca) is one of Canada’s preeminent builder/developers, building more than 26,000 new homes across the Greater Toronto Area for more than 34 years. Among its many initiatives,

Daniels was chosen to partner with Toronto Community Housing to revitalize Regent Park – 69 acres in Toronto’s Downtown East.

Committed to community, Daniels offers innovative programs that help people achieve homeownership, champions neighbourhood initiatives that enhance quality of life, and supports numerous charities and non-profit organizations.

To become part of Sunny Meadow, hurry into the sales office at 250 Sunny Meadow Blvd., Monday to Wednesday from noon to 8 p.m.; weekends noon to 6 p.m., or call 905.460.9308.

Stay up to date on exciting new Daniels FirstHome communities at danielsfirsthome.ca, and follow Daniels FirstHome on Facebook and Twitter.

MARCH 4 - 18, 2017 | NEW HOME GUIDE 15

Advice | MONEY MATTERS

RRSPs: They’re not just for retirement anymore

By Gail Vaz-Oxlade

MORE ADVICE ONLINE ypnexthome.ca/news/advice

THERE WAS A TIME when the only

thing a Registered Retirement Savings Plan (RRSP) was used for was saving for retirement. But this is no longer the case.

The government lets you use your RRSP as a savings plan for a down payment on a home. It lets you use your RRSP to finance your on-going education. And those who wish to raise a family or go on sabbatical have long employed the RRSP as an income-averaging tool. It’s even used as an emergency fund by those who have suddenly found themselves unemployed. It’s fair to say that the RRSP has become Canadians’ favourite savings account.

The problem with RRSPs being all things to all people is that its wider scope, its greater flexibility, its move from a hands-off-don’t-ever-touchthe-money retirement plan to a you-can-use-it-whenever-you-canjustify-it savings account is that the process of identifying your investment strategy has become more complex.

Most people say they don’t have enough money to maximize their RRSP and set aside a non-registered emergency fund, which explains the overlap between retirement savings and other types of savings that often takes place within an RRSP. The first question you have to ask yourself when you’re trying to choose investments for your RRSP is, “When am I going to use this money?” If you’re using a portion of your RRSP savings as your emergency

fund, then keep that portion of the RRSP assets fairly liquid so you can get at the money if an emergency arises. If you’re going to tap into your RRSP within the next year or three to buy a home, that money isn’t destined for long-term investment.

You’ve got a short- to medium-term investment horizon and must choose investments that suit. So you’ll have to forgo equities in favour of a moreconservative investment portfolio.

Since you don’t have the time to wait out the bumps in the road that are part of the equity-investment experience, you’ll have to settle for less return.

Being clear on how you plan to use your RRSP dollars is especially important when those dollars are being contributed to a spousal plan or the contributing spouse could find money withdrawn from that plan taxed in his or her hands. That’s because the rules for withdrawals from a spousal RRSP state that if money is taken from a spousal plan within three calendar years of a contribution to any spousal RRSP, that money could be taxable at the hands

of the original contributor. And that, of course, would completely defeat the income-averaging strategy the couple had set out to use.

Make spousal contributions by the end of the calendar year as opposed to in the first 60 days of the new year, since spousal contributions are measured on a calendar-year basis.

If you delay your contribution, you’ll end up extending the withdrawal period by another calendar year.

Perhaps the toughest part about using your RRSP for myriad purposes is keeping track of which of your RRSP dollars are for what. Here, consolidation may work against you.

Instead, consider opening a separate RRSP for each of your purposes and file your statements based on what you’re trying to accomplish.

Separate accounts will not only help you stay focused on the purpose for which you are saving, it will allow you to keep your time horizon in perspective.

While the money in your RRSP is yours and you decide how to spend it, don’t sacrifice your long-term goals for short-term ones. It’s easy to get focused on a single objective to the exclusion of all others. But to be balanced, take a look at what you want your savings to do for you long-term, as well as short- and medium-term. If you’re saving for a home, instead of putting this year’s total RRSP contribution into your “Home Ownership RRSP,” consider dividing it equally between home ownership and retirement. It will take a little longer to get into your dream home, but when you do, you won’t be behind in terms of retirement planning.

Gail Vaz-Oxlade is the host of Til Debt Do Us Part and author of Debt-Free Forever and blogs daily at gailvazoxlade.com.

16 YPNEXTHOME.CA

AVE

DO HOM LI N’ ES AMITE T M VA D IS ILABL S O E. UT !

design is everything. everything .

Choose The Home That’s Right For You!

Averton Square N I A G A R A - O N -T H E - L A K E

Townhomes from the mid $5OO’s Bungalows from the$7OO’s

Visit us this weekend!

Here you will be living the dream right in the heart of Niagara-on-the-Lake,

905.378.2500

steps from the charming shops, restaurants and theatres.

BOWMANVILLE

.

.

PETERBOROUGH

MOUNT ALBERT

.

KLEINBURG

.

Beacon Hill

The Estates At Riverbend

Village Green

Averton Common

TOWNHOMES

DETACHED BUNGALOWS & 2-STOREY HOMES ON 70’ EXECUTIVE LOTS

TOWNHOMES

CONDOMINIUM VILLAS

from the high

$4OO’s

905.674.6166

Coming Soon-Register Now

Learn more @ AVER-MUL-A-AD-NHC-FEB14-5.indd 1

from the

$5OO’s

416.924.0110

Averton.ca

$6OO’s $1 million

from the high to over

416.646.9898

Follow us on Prices and specifications are subject to change without MARCH 4 -Rendering’s 18, 2017 are | NEW HOME GUIDE 17 notice.

E. & O.E. artist’s concept.

2017-02-21 12:11 PM

Trending

The world’s most-expensive housing markets revealed Vancouver ranks third place, Toronto ninth

MORE TRENDING ONLINE ypnexthome.ca/news

WE ALL KNOW THAT TORONTO’S housing market is not

for the faint of wallet. Confirming the sky-high costs on a worldwide scale, the 2017 Demographia International Housing Affordability Survey has ranked the city as ninth most-expensive housing market in the world. Not surprisingly, Vancouver came in third.

The survey examined 92 major housing markets around the world (with a population of one million people or more) and a total of 406 metropolitan housing markets in nine countries – Australia, Canada, China, Ireland, Japan, Demographia International Housing Affordability Survey Housing Affordability Ratings Housing Affordability Rating Affordable Moderately Unaffordable

Media Multiple 3.0 & Under 3.1 to 4.0

Seriously Unaffordable

4.1 to 5.0

Severely Unaffordable

5.1 to Over

Median multiple: Median house price divided by median household income

18 YPNEXTHOME.CA

New Zealand, Singapore, the United Kingdom and the United States, in the third quarter of 2016.

The survey rates middle-income housing affordability using the “median multiple,” which is the median house price divided by the median household income.

A multiple of 3.0 or less is considered to be “affordable.” Toronto and Vancouver were classified as “severely unaffordable” with median multiples of 7.7 and 11.8, respectively.

Hong Kong topped the list with an eye-popping median multiple of 18.1. In second place was Sydney, Australia at 12.2.

Vancouver and Toronto house prices each increased the equivalent of a year’s worth of household income in 2016.

At the opposite end of spectrum, and for the fifth consecutive year, Moncton, NB was Canada’s only market to make the top 10 list of most affordable housing markets, with a median multiple of 2.1. The second most-affordable city in Canada is Fredericton, NB, with a median multiple of 2.2.

Brighten your future

Modern Living In Innisfil Family and friends will see it shining in your eyes. You’ve discovered Radiance. An inspired community of contemporary townhomes minutes from Lake Simcoe in Innisfil. Where the delight of owning a brand new modern- styled home in Innisfil is here for all to see. And the happiness you feel inside is reflected in the joy you express in your life. You will delight in living just minutes from the lake, a block from the new public school with daycare, near shops and a recreation centre, and just down the road from convenient amenities in Barrie. Access to the GTA is easy via Hwy 400 and the new Innisfil GO Train station. Radiance captures your modern lifestyle like no other.

Up to 5 bedroom townhomes starting from the mid $400’s

REGISTER NOW

Developments

RadianceInnisfil.ca

JOIN THE CONVERSATION

Prices & specifications subject to change without notice. E.&O.E.

MARCH 4 - 18, 2017 | NEW HOME GUIDE 19

Canadian

PROPERTY INVESTOR

Vancouver | Toronto | Ottawa | Calgary | Edmonton

ON STANDS NOW!

Find your next investment with exclusive real estate opportunities, insider insights and expert tips designed for the savvy investor PICK UP A COPY TODAY OR READ ONLINE AT

canadianpropertyinvestor.com

Read the digital issue on

20 YPNEXTHOME.CA

Available at these locations: • YP NextHome street boxes

• Airport lounges • Transportation hubs

• Newspaper insertions

• Selected retail racks

• Select hotels

• Direct mail

s,

MARCH 4 - 18, 2017 | NEW HOME GUIDE 21

T I

Trending

Problematic housing market conditions for second consecutive quarter FOR THE SECOND consecutive quarter,

Canada Mortgage and Housing Corp. (CMHC) is calling attention to problematic housing market conditions nation-wide. The national housing agency attributes the elevated risk rating to overvaluation and price acceleration in Vancouver and Toronto, where strong price growth has been sprawling into neighbouring cities like Hamilton and Victoria.

House prices in Canada rose seven per cent year-over-year by the end of the third quarter last year, after adjusting for inflation.

Interestingly, removing Ontario from the equation would have resulted in flat prices.

This analysis is the result of insight from CMHC’s quarterly Housing Market Assessment (HMA), CMHC’s HMA examines the largest 15 housing markets across Canada, and identifies problematic conditions based on four key factors: overheating, when sales outpace new listings on the market; the rate of home price growth; overvaluation of homes; and overbuilding when the rental market vacancy rate and/or the inventory of new builds that are unsold is elevated.

The HMA serves as an early warning system, alerting Canadians to areas of concern that are developing in our housing markets, so that action can be taken in a way that promotes market stability.

Housing Market Assessment Highlights » Overvaluation and overbuilding remain the most prevalent problematic conditions observed across the 15 centres.

22 YPNEXTHOME.CA

MORE TRENDING ONLINE ypnexthome.ca/news

» Overvaluation and overbuilding are detected in eight centres. » Evidence of problematic conditions has increased in Victoria since the previous assessment due to moderate evidence of price acceleration and overvaluation. » Evidence of problematic conditions has decreased in Calgary since the previous assessment as some housing markets in oil-dependent centres are now rebalancing. » Strong evidence of problematic conditions continue to be detected in Vancouver, Toronto, Regina, Saskatoon and Hamilton.

» Evidence of problematic conditions in Ottawa and Atlantic Canada remains weak.

“We continue to detect strong evidence of problematic conditions in Canada,” says Bob Dugan, chief economist at CMHC. “Price acceleration in Vancouver, Victoria, Toronto and Hamilton indicates that home price growth may be driven by speculation as it is outpacing what economic fundamentals like migration, employment and income can support. For this reason, home buyers should ensure that their purchases are aligned with their needs as well as the long-term market outlook.”

TIME VILLAGE IN AURORA

ROOFTOP TERRACE

AWARD-WINNING HOME BUILDER

NOW OPEN

URBAN TOWN LIVING IN AURORA FROM $599,900** UP TO 1,500 SQ.FT.

VILLAGE IN AURORA

Yonge Street + Wellington Street

*Price & Information correct at press time. Illustrations are artist’s concept. E. & O. E.

TREASUREHILL.COM 23

Property Profile | MATTAMY HOMES

cover story

MATTAMY brings more choice to Markham’s most desired address MATTAMY HOMES HAS RECENTLY announced its return

to Cornell, the Markham community the company has helped shape over the last 15 years with collections of townhomes, detached homes and live-work spaces.

This time, Mattamy is bringing its second phase of condominiums to the most sought-after neighbourhood in Markham.

Mattamy’s latest offering in its lauded Cornell community beautifully marries efficiency of living with a real sense of community. The goal of the Condominiums of Cornell is to bring a new level of modern, urban living to one of the fastest growing areas of the GTA, and these condos definitely hit the mark.

24 YPNEXTHOME.CA

Mattamy has always prided itself on choice, and the Condominiums of Cornell are no exception. An inspiring variety of floorplans ranging from 725 to 1,302 sq. ft., ensure that homeowners can select just the right suite to accommodate their lifestyle needs.

Mattamy has built more than 70,000 homes in hundreds of communities throughout Canada and the United States, earning them the honour of being North America’s largest privately owned home builder. Mattamy has never lost sight of how it has achieved success. It is based on one objective – to create homes and communities people love to live in.

Innovation is part of the story as Mattamy has introduced ingenious, retractable solarium-style window

Location

Markham Builder

Mattamy Homes Development

Condominiums of Cornell Home Type

Condominiums Contact

mattamyhomes.com

enclosures on every balcony. Further enhancing the flexibility of choice, this European engineered system allows a homeowner to adapt their home’s usage to need, in any season.

No condominium is complete without amenities, and if there’s one thing Mattamy knows about condos, it’s including everything a homeowner needs to fully enjoy their space. Building amenities including a fitness centre, party room and rooftop barbecue for relaxation bring modern urban life to an interconnected community setting.

Mattamy’s extraordinary Design Studio offers a

magnificent array of finishes and features allowing a homeowner to create a home that adds a personal touch based on needs and tastes. Known for attention to superior customer service, Mattamy assigns every homeowner their own design studio consultant to provide expert guidance through the wealth of options in colours, textures and styles.

Mattamy’s Condominiums of Cornell is opening soon.

To be part of this new neighbourhood please register today at mattamyhomes.com MARCH 4 - 18, 2017 | NEW HOME GUIDE 25

Advice | MORTGAGE ADVICE

Should you use the Home Buyers’ Plan?

By Alyssa Furtado

MORE ADVICE ONLINE ypnexthome.ca/news/advice

WITH THE AVERAGE selling price of a home in Canada reaching $470,661 in December 2016, it can take years to save for a down payment because homebuyers must put down five per cent or more.

The Canadian government has a program called the Home Buyers’ Plan (HBP) to help first-time buyers get into the market. This program allows you to withdraw up to $25,000 from your RRSP if you’re a first-time homebuyer.

If your spouse or partner is also a firsttime buyer, they can also withdraw $25,000 from their RRSP, for a total down payment of $50,000.

But is the HBP right for you?

Let’s look at the advantages and disadvantages of the program.

Save your down payment quicker The largest benefit of the HBP is that it lets you become a homeowner sooner. Saving for a large down payment can be daunting if you’re starting at zero.

The HBP allows you to access the money you already saved in your RRSP. Accessing this money can significantly decrease the time you have to spend saving.

Reduced mortgage default insurance costs If you’re planning to make a down payment of 20 per cent or less, your mortgage is considered high-ratio, and you’ll need mortgage default insurance. The lower your down payment, the higher your premiums.

As of March 17, the premium rates are:

Down payment 5% to 9.99% 10% to 14.99% 15% to 19.99% 20% or more

Premium rate 4% 3.1% 2.8% 0%

You don’t have to pay the insurance premiums at closing. Instead, they’re usually added to the mortgage and you pay them off over time.

The downside of mortgage insurance is you’re essentially paying for nothing. The insurance doesn’t protect you, it protects your lender in the event you can’t make your payments. By adding those premiums to your mortgage, you’ll have less equity in your home. Even if you shop around for the best rates, you’ll end up paying additional interest over the life of your mortgage.

If you don’t want to pay mortgage insurance, you need to put down at least 20 per cent down. Some Canadians use the HBP to top up their existing down payment to 20 per cent so they won’t have to get mortgage insurance.

You’ll be taxed if you don’t pay it back The HBP isn’t free money. You can withdraw up to $25,000 tax-free from your RRSP, but you have to repay the amount you borrowed over a 15-year period. If you don’t make your repayments, the government will consider the money taxable income.

Repayments begin in the second year after you make your withdrawal.

The bottom line The best way to use the HBP is to save for your home in your RRSP and withdraw that money. You can also contribute your income tax refunds to your RRSP to grow your savings faster. But you aren’t robbing yourself of compounding as long as you don’t touch the money you already saved for retirement.

Alyssa Furtado is founder and CEO of RateHub.ca, a website that compares mortgage rates, credit cards, deposit rates, and insurance with the goal to empower Canadians to search smarter and save money.

26 YPNEXTHOME.CA

M8-1

WHO SAYS YOU CAN’T HAVE THIS IN THE CITY? A ravine setting backing onto the natural beauty of Highland Creek.

Miles of trails, trees and parklands at your door. A limited offering of just 12 four and five bedroom executive homes showcasing the finest details, finishes and features. Within walking distance of the University of Toronto Scarborough Campus and Pan Am Sports Centre — and minutes to the Scarborough Town Centre and downtown via GO and Highway 401.

The home you’ve dreamt of in a setting you never thought possible.

EXTRA-DEEP RAVINE LOTS UP TO 300 FEET ONLY 6 LOTS REMAIN!

Register today for plans and pricing

12ONTHERAVINE.COM

Hwy. 401 Ellesmere Rd. Mi lita ry SIT Tra E il Rd. ston King

Meadowvale Rd.

Homes from 3,047 to 3,882 sq. ft.

Priced from just over $1.7 to over $1.9 million

Morningside Ave.

MODEL 43-04 Elev. B | 3,882 SQ.FT.

Lawrence Ave. E

Sales by appointment only.

geraniumhomes.com Prices and specifications are subject to change without notice. Illustrations are Artist’s concept.

Brokers protected. E.&O.E. March 2017.

M8-1044_nhg_March4_2017.indd 1

MARCH 4 - 18, 2017 | NEW HOME GUIDE 27

2017-02-21 2:07 PM

Property Profile | GERANIUM HOMES

Geranium Homes ushers in 40th year with brand refresh IN 2017, GERANIUM IS celebrating 40 years of community and home building. The award-winning company has an impressive portfolio of land holdings and completed master-planned communities, including more than 8,000 homes built, across Southern Ontario. Geranium embraces the values of responsible development with the vision to create places that are meticulously planned, expertly executed and designed with sensitivity and respect for the environment, the local neighbourhood and the future residents.

28 YPNEXTHOME.CA

“Our industry, clients and business are constantly evolving and we have been strategic in ensuring Geranium’s continued growth and success,” says president Boaz Feiner. “Our 40th Anniversary was the perfect opportunity to amalgamate the two divisions – Geranium Corporation

“Our industry, clients and business are constantly evolving and we have been strategic in ensuring Geranium’s continued growth and success,” – President Boaz Feiner.

Whitchurch-Stouffville

Coming soon to Pickering

VISTA Flats & Towns is the final phase in the award-winning The Neighbourhoods of Cardinal Point and offers innovative condominium one-storey flats and two-storey towns. Ground-breaking is scheduled to begin by summer and only a few homes remain available.

PACE on Main is a midrise condominium located in the heart of Stouffville’s picturesque Main St., where it is under construction. Only a few suites remain with prices starting from $379,900, including parking.

Edgewood borders acres of woodland and will offer 21 detached homes within a mature neighbourhood close to Hwy. 401 and Pickering Town Centre. Prices will start from more than $1 million.

Register today to learn more; launching for sale in spring,

Scarborough luxury specializing in land development and Geranium Homes focused on home building. With a refreshed identity that more accurately reflects our many areas of expertise and years of experience, we are united under one name – Geranium.”

The 40th year follows one of the company’s highest annual sales volume and Feiner projects 2017 will be another record-breaking year not just for home sales but in all aspects of its business.

Homes are selling fast at Twelve on the Ravine, a collection of 12 twostorey residences ranging from 3,047 to 3,882 sq. ft., set on deep lots up to 300-ft., backing onto Highland Creek ravine in Scarborough. Live in just minutes to the Toronto Pan Am Sports Centre and University of Toronto Scarborough Campus, with TTC at the door and quick access to Hwy. 401. Offering contemporary interiors in four- or five-bedroom floorplans, with deluxe interior finishes, prices start from more than $1.7 million.

Master-planned in Aurora Steps from Yonge Street in an established Aurora neighbourhood, Geranium will be releasing the first phase of its newest masterplanned community later this year.

Comprising 159 family-sized homes on 50- and 60-ft.-wide lots, the neighbourhood is central to all that Aurora offers. Register to learn more.

For 40 years, Geranium has adhered to a belief that the concept of community is about building a future for the families who will live there; providing a connection to the surrounding neighbourhood.

It is this core value that will lead Geranium into the future.

For more information, visit geranium.com MARCH 4 - 18, 2017 | NEW HOME GUIDE 29

Advice | NEWS AND VIEWS

More people, more competition, more common sense in a hot housing market

By Lydia McNutt

MORE ADVICE ONLINE ypnexthome.ca/news/advice

STATISTICS CANADA HAS RELEASED

the first installment of data gathered in the 2016 Census, with this initial snapshot offering insight on Canada’s population and dwelling counts. What have we learned?

Canada is growing.

Back in 1871, when the first census was recorded, there were 3.5 million people living in Canada. By the time Canada reached its 100th birthday, its population had grown to 20 million. In 2016, we surpassed 35 million people – up five per cent from the last count in 2011, and 10 times greater than the first tally post-Confederation.

This is the fastest rate of population growth among the G7 countries, according to Statistics Canada.

Reflective of Canada’s rising population, there are now more big cities. In 2016, there were 35 census metropolitan areas (with a population of at least 100,000, of which 50,000 or more live in the core), versus 33 in 2011. The newest members of the “big city” club are Lethbridge, Alta. and Belleville, Ont. Even Canada’s small towns are getting bigger, with eight new Census Agglomerations (CAs) counted in 2016 versus 2011, with a core population of 10,000 people or more.

Canada’s three largest CMAs – Vancouver, Toronto and Montreal – were home to more than one-third of the entire population, housing 35.5 per cent, or a combined 12.5 million people.

30 YPNEXTHOME.CA

If you live in one of these cities, or you aspire to, then you already know that these housing markets can be competitive, pricey and, at times, unpredictable in the short term.

You also likely know that housing in these markets has historically been a profitable venture in the long term.

Think about it: what other investment vehicle allows you to purchase something and use it daily, while it continues to appreciate in value? It’s no wonder that real estate is a hot commodity.

If you’re embarking on this ambitious endeavour, here are some tips for keeping your cool in a hot housing market: 1. Set your budget and perhaps more importantly, stick to it! Multiple offers may be rolling in on your dream home, but don’t let yourself become a bidding war casualty. A home is only worth so much. It’s up to you to decide what that magic number is.

2. Work with the pros. Your real estate agent, financial advisor/lender and lawyer are your holy trinity – all key resources in the homebuying process. Their job, aside from

collecting their fee, is to help you keep your emotions in check and make a purchasing decision based on facts and figures, not emotions.

3. Know when to quit. Just because a competing bid comes in $300,000 over asking (as is commonly the case in Toronto and Vancouver!), that doesn’t mean the home is actually worth that much – and it definitely doesn’t mean you’ll get that return on resale, if that’s what you’re banking on.

Make a smart bid that reflects what the home is actually worth. Compare the property you’re considering buying to others that sold in the same area. Your realtor has access to the Multiple Listing Service (MLS), allowing you details on sales volumes, average price and days on market, both by housing type and neighbourhood, allowing you to make a fair offer that you can live with.

Lydia McNutt is an award-winning writer and senior editor of New Condo Guide.

Lydia’s love of architecture, interior design and the written word have landed her happily at YP NextHome, where real estate rules. Email Lydia.McNutt@ ypnexthome.ca, and follow Lydia on Twitter @LydiasTweets

COMING THIS SPRING TO BOWMANVILLE

URBAN LUXURY CONDOS Madison Lane condos brings it all to life in Bowmanville! With only 103 luxury condo suites, you will have your choice of 1 & 2 bedroom suites, ranging from 650 – 1,200 sq. ft. Open concept designs, gourmet kitchens, luxurious baths and generous balconies. Discover Madison Lane condos today and register on-line for our VIP Preview!!

Madison Lane Condos is a commuters dream – easy access to the new Go Station and the ETR 407 Extension.

REGISTER NOW

KING ST W

Reid’s Heritage Homes is GDHBA’s Builder of the Year 2016

N

LIBERTY ST N

REGIONAL RD 57

LONGWORTH AVE

KING ST E

TO 401

290 Liberty St. North, Bowmanville, ON

MadisonLaneCondos.com

Neighbourhood Profile

Yonge and Eglinton

By Elisa Krovblit

Fast facts

MORE PHOTOS ONLINE nexthome.yp.ca/Yonge-and-Eg

Average household income

$87,220 THE HEART OF MID-TOWN, Yonge

and Eglinton is a vibrant community with a little bit of everything, like a financial centre, nightlife, businesses, entertainment, parks, dining – plus lots of upscale shopping. It’s also a great neighbourhood for strolling, as well as a perfect place to live if you are reliant on public transit.

The lifestyle This is a great neighbourhood for those who love to get out and enjoy plenty of community resources and amenities. It’s got excellent night life and activity throughout the day.

From parks and sports to socializing and group activities, there really is something for everyone.

The vibe The vibe of this neighbourhood is a busy pace in the hub – right at Yonge and Eglinton – but the side streets are quiet and tranquil, with large, old trees and well-kept homes boasting manicured lawns. It’s a cool part of town, definitely attracting active and outdoorsy residents.

32 YPNEXTHOME.CA

Meet the neighbours Sometimes referred to as “Yonge and Eligible,” the neighbourhood definitely has an element of young single professionals. There’s a wide range of pubs, lounges and shopping to meet that demand. There are also a lot of older, active adults on the move, with upscale residences in the area.

In the area The area has a large shopping centre and business complex at Yonge and Eglinton. A library, as well as several schools are in the area, including the prestigious Havergal College for girls and Upper Canada College for boys. Eglinton Park is massive, with everything from tennis and baseball to a playground and ice skating.

Planes, trains and automobiles Yonge and Eglinton is right on the Yonge subway line and the station is a really busy one. The area is well served by public transit for those who don’t have a car. Mount Pleasant and Avenue Road are also great access routes to the city when Yonge Street is too busy.

Family structure

FAMILIES

COUPLES

SINGLES

14%

29%

57%

Own vs. rent

75%

RENTERS

25% OWNERS

Cheers!

41%

33%

RED WINE

WHITE WINE

SOURCE: ENVIRONICS

e

Trade traffic for trails.

Glance up as the morning sun weaves through the trees casting soft shadows on your path. Take a peaceful morning stroll, squeeze in a little yoga, and do it all again tomorrow. Welcome to the RiverBend life. Make the move west to London and enjoy new home savings worth smiling about.

Homes Starting from the mid 300s.

Purchase one of the first 20 inside lots and

ENJOY $5,000 in FREE upgrades plus ONE YEAR FREE land lease!

• Private Gated Community • 18 hole Championship Golf Course • Active Clubhouse

519.657.4333 RiverBendGolf.com MARCH 4 - 18, 2017 | NEW HOME GUIDE 33

Inspiration | DESIGN SECRETS

HOW TO PREPARE FOR YOUR (EVER-CHANGING) KIDS’ ROOMS

By Jane Lockhart WHEN IT COMES TO KIDS’ ROOMS

and decor, I have one rule of advice: Let your child participate in the decisions. It’s their room and they know best what they prefer for colours. Now, that rule also carries with it a caveat – these decisions will be temporary. Children grow, change and then change some more and so do their tastes.

I’m certainly not advocating that we indulge in their every whim and fantasy – unless you’re okay with that, but at least let them take an active part in the decision regarding colour. Paint is one of the least expensive decorating 34 YPNEXTHOME.CA

products and it can transform a space in a relatively quickly.

Think about it. Did your parents let you choose the wall colour of your room when you were a child?

My mother chose it for me so my childhood room was gold and brown.

They were contemporary choices “back in the day” but I wouldn’t have picked them for myself.

Babies’ rooms are (relatively) easier to decorate because you get to choose how the room will look. You get to indulge your tastes… for a while. As soon as your child can talk, he or she will develop opinions. From then on

the countdown is on ‘til they tell you what they want in their room. I usually give it five years. You’ve been warned.

There will come a day when they will outgrow that adorable space and insist on decorating their own space.

Today we see decor options for children that cater to their tastes, such as cartoon characters or hobbies.

That interest may not last so add a few accessories based on the theme and spend your investment on the more permanent pieces in a room.

A great bed, desk and dressers can last for years right into their first adult apartment. But that requires discipline

on your part. There is a whole category of juvenile furniture that may look great but is sometimes smaller in scale and your child may not be interested in those furnishings starting in their teen years.

The next stage in your child’s developing opinions on their “territory” come when your child hits the preteen years. Suddenly all the childhood themes are replaced with something a little more “aspirational.” Whether it’s sports, hobbies or fandom, your pre-teen will want a room that reflects their changing tastes. As I mentioned, painting can produce great results, then let them participate in what goes up on those painted walls. You may not like it, but everything is temporary, including the holes in the walls.

Your teen may just start taking over the decor completely and become even more territorial over their space. I have a client whose teen son always left the empty drawers open in his dresser, the contents spilled out all over the floor. This client was mortified at the lack of respect for tidiness. The teen, however, saw it as a shortcut to getting dressed.

This is normal, some teens express themselves through their room. This can be alarming and depending on your degree of tolerance, this may be the thing that puts you over the edge.

But take a breath, try to relax, this too is temporary.

If we can just keep in mind that it’s just decor. That it’s going to constantly change and develop. Most children learn a healthy respect for their surroundings and develop their own tastes by the time they’re adults.

It may be difficult for those who like to control the aesthetics of their homes, but try to look at it as a gift you’re giving your child – the gift to express themselves in their own four walls. After all, one day you just might have a chance to exact revenge by decorating the guest room in your grown children’s homes!

Jane Lockhart is founder and principal designer of Jane Lockhart Interior Design. She was creative director and host of W Network’s top-ranked show, Colour Confidential, and has a Canadian-built furniture collection, Jane by Jane Lockhart, by Statum Designs. Visit online at janelockhart.com

MARCH 4 - 18, 2017 | NEW HOME GUIDE 35

Advice | LEGALLY SPEAKING

Why do I need a real estate lawyer?

B

By Jayson Schwarz

MORE ADVICE ONLINE ypnexthome.ca/news/advice

WHEN YOU AGREE to purchase a new condominium, there is a 10-day cooling off period that allows you to back out of the deal – a get-out-ofjail-free card, if you will – should you change your mind. Lately, I have had a large number of new-home buyers come to me after the 10-day cooling off period for condominiums, or the conditional periods in a freehold new home offer, has expired. When I ask them why they waited, I get one of three standard responses:

1. I didn’t think I needed a lawyer until it was time to close.

36 YPNEXTHOME.CA

2. The sales agent told me I didn’t need a lawyer until it was time to close.

3. The builder said he wouldn’t change anything.

A lawyer must advise you at the time you make your offer, to help you avoid all of those tricky clauses where builders look for extra money that could end up costing you thousands of extra dollars on closing. It is critical that you see a lawyer before your deal is firm. It is important that your lawyer explains all the potential costs you will face and the potential changes and the potential delays you may encounter. Insist on this, and if you don’t get what you want or need, see another lawyer.

Once you understand these issues, you can then return to the builder and negotiate your purchase from a position of knowledge. Lawyers are service providers, and as the

customer, you need to make sure you get the necessary information to make an educated decision. A home is one of the most important purchases you will ever make, so do your research.

You can only get this service from a real-life, breathing, lawyer who will point out the good and the bad in your Agreement of Purchase and Sale, and who is required by the Law Society rules to explain title insurance and by law, have the responsibility to take care of you.

If a builder says he won’t change anything in the offer, it will have to be the fairest offer ever written. Do your due diligence and become an educated consumer.

Jayson Schwarz LL.M. is a Toronto real estate lawyer and partner in the law firm Schwarz Law LLP. Visit schwarzlaw.ca or email info@schwarzlaw.ca and give us your questions, concerns, critiques and quandaries.

Wow!!!

We are moving in to our new home!!!!

BUYING, SELLING OR REFINANCING A HOME? YOU NEED A LAWYER! Helping YOU make your home buying dream a reality.

849

$

plus HST

Quality legal services at the right price*

BRAMPTON BRANCH OFFICE

Call

For Free Offer Review

TORONTO OFFICE

10 Wilkinson Rd. Unit 22., Brampton, Ontario L6T 5B1

1984 Yonge St.,Toronto Ontario M4S 1Z7

905.455.5777

416.486.2040

Toll Free: 1.888.609.8888 Fax 905.452.8135

Toll Free: 1.888.609.8888 Fax 416.486.3325

www.schwarzlaw.ca *Certain Terms and Conditions shall apply. Full disbursement disclosure.

MARCH 4 - 18, 2017 | NEW HOME GUIDE 37

e-NEWS!

FOCALPOINT

monthly podcast series – featuring your favourite in-the-know lifestyle experts

owen reeves garden variety

sharon grech living with colour

bryce wylde healthy u

hellen buttigieg life matters rose reisman e-chef

carson arthur take it outside

dr. martie gidon skin deep jamie & glen design diaries

adria vasil pure body

D

leslie beck b.well

subscribe online today – new podcasts every month + fabulous free contests!

studiotouronline.com 38 YPNEXTHOME.CA

sandra rinomato realty savvy

HEA

!

Earn your Volunteer Hours By learning CPR & AED online…FOR FREE!

FREE APP

to track yo ur volunte er hours

yce de yu

on

Download the FREE APP to easily track your progress Through the new Mikey Young At Heart Program, you can earn volunteer hours by participating in a series of short videos and quizzes that will provide the knowledge you need to feel comfortable performing CPR or using an AED.

IT’S FUN & EASY TO DO! DOWNLOAD THE MIKEY YOUNG AT HEART APP

m mikeyyoungatheart.com HEAT-MIK-A-AD-CONDOGUIDE-FEB5-1.indd 1

MARCH 4 - 18, 2017 | NEW HOME GUIDE 39

2/5/16 10:30 AM

Buy your dream home

& get thousands in

!

K C A B H S A C *

Learn more today!

1-855-348-1820 | ComFree.com *How it works: ComFree Commonsense Network keeps an amount of $2,000 from the commission it receives from the seller’s brokerage and splits the remaining balance equally with the buyer. No cash back if the commission received is lower than $2,000 or if it’s a ComFree seller. Available in serve regions only.

40 YPNEXTHOME.CA

Model Home Photo Compliments of Great Gulf | www.greatgulf.com

Outstanding interiors, like this magnificent Mike Niven designed gourmet kitchen at Summerlyn Village in Bradford, have been a Great Gulf hallmark for four decades.

The Maple, 3,150 sq. ft. at Summerlyn Village in Bradford.

MARCH 2017 Great Gulf has been featured as “Model HOME Of The Month� as seen in the New Home Guide model home calendar

Hot Properties

Find your next home! This page features a few of the latest properties to keep your eye on in the Toronto area. Find more properties at ypnexthome.ca

LATEST LISTINGS

HILLSBOROUGH LANDING PARK RIDGE

By: Great Gulf City: East Gwillimbury Housing type: 36-, 40- and 45-ft. detached homes on Hwy. 7, north of Davis Drive greatgulf.com

GEORGIAN SANDS By: Elm developments City: Wasaga Beach Housing type: towns and singles starting from the high $230’s georgiansands.com

QUEEN’S COMMON By: Mattamy Homes City: Whitby Housing type: Detached and townhome designs mattamyhomes.com

VICTORY HEIGHTS By: Treasure Hill Homes City: Vaughan Housing type: 40- and 42-ft. luxury singles at Eagles Landing Road and Dufferin Street treasurehill.com

preview registration ON THE RIDGE By: Rosehaven Homes & Homes by DeSantis City: Stoney Creek Housing type: Freehold townhomes liveontheridge.ca

GLENWAY

JACKSON SQUARE By: Gold Park Homes City: Maple Housing type: Townhomes goldparkhomes.com

SUMMIT CITY CENTRE By: Summitview Homes City: Mississauga Housing type: Urban townhomes summitviewhomes.com

TAZZO TOWNES

By: Andrin Homes & Lakview Homes City: Newmarket Housing type: Two- and three-storey townhomes and bungalow detached homes on 50- and 55-ft lots glenwaylivingcom

By: Marlin Spring Developments City: Markham Housing type: Elegant townhomes at 16th Avenue and McCowan Road tazzotownes.com

PINE VALLEY

By: Brookfield Residential City: Aurora Housing type: Limited release of 56 estate homes in a gated community setting auroratimberlane.ca

By: Gold Park Homes City: Vaughan Housing type: Detached homes goldparkhomes.com

TIMBERLANE

CITYLUX TOWNS By: Fieldgate Homes City: Thornhill Housing type: Register for a new release of urban townhomes in Thornhill Woods fieldgatehomes.com

BOXGROVE VILLAGE By: Arista Homes City: Markham Housing type: Family sized freehold townhomes and live/work towns boxgrovevillage.com

REAL TOWNS By: Madison Homes City: Thornhill Housing type: Townhomes starting from $1 million madisonhomes.ca

SEATON TAUNTON By: Mattamy Homes City: Pickering Housing type: Affordable townhomes alongside greenspaces and other amenities mattamyhomes.com

…continued on page 44 42 YPNEXTHOME.CA

Ontario’s best source of real estate information to

buy, rent or sell MAR 4 - 18, 2017 VOLUME 25, ISSUE 5, FREE

FEB 18 - MAR 4, 2017 VOLUME 21, ISSUE 4, FREE

GTA EDITION

GTA EDITION

You’re Never Far From A Mattamy Home INSIDE THIS ISSUE

TIME TO ADDRESS THE GTA’S LACK OF HOUSING SUPPLY

10 MISTAKES HOMEBUYERS MAKE, AND HOW TO AVOID THEM

INSIDE THIS ISSUE

COFFEE TABLE TALK: 7 STYLES TO SUIT YOUR SPACE

001 CG_Cvr_02-18-17.indd 1

DESIGNING KIDS’ ROOMS: CHALLENGES & CHOICES

FEB 18 - MAR 4, 2017 VOLUME 20, ISSUE 3, FREE

SOUTHWESTERN ONTARIO EDITION

GTA BUILDERS SHINE AMONG NORTH AMERICA’S BEST

SHOULD YOU USE THE HOME BUYERS’ PLAN?

2/9/17 12:29 PM

一月二十一日至三月十一日 / JAN 21 - MAR 11, 2017 VOLUME 6, ISSUE 1, 免費贈閱 CHINESEHOMEGUIDE.COM

FEB 4 - 18, 2017 VOLUME 17, ISSUE 3, FREE

大多倫多版 / GREATER TORONTO AREA EDITION

EASTERN ONTARIO EDITION

北約克公寓最尊貴之作 —

Seasons at Concord Park Place

SP E

THE HOTTEST DESIGN TRENDS FROM IDS17

SUMMERLYN VILLAGE | GREAT GULF

01-Cover-NHG.indd 1 2017 Model Home Cal NHG_Cover.indd 1

FEATURING DO M

N

Cover Story page 12

YOUR NEW HOME WARRANTY: COMPREHENSIVE & AFFORDABLE

CO

FROM $277,000

HISTORY, CULTURE & PROSPERITY OVERFLOW IN KITCHENER-WATERLOO

INSIDE THIS ISSUE

IT IE S

spotlight on condos

ALL BRICK, FREEHOLD HOMES WITH $30 MONTHLY ASSOCIATION FEE

INSIDE THIS ISSUE

MATTAMY GIVES YOU MORE CHOICE IN TRADITIONS II

-O PULL UT SEC AL TI CI

N O

UNBEATABLE VALUE

U INIU M COMM

N

6 WAYS TO REDUCE YOUR MORTGAGE COSTS

2017 MODEL HOME CALENDAR AN EXCLUSIVE COLLECTION OF THE MOST BEAUTIFUL NEW HOMES

UNDERSTANDING THE BASICS OF CONDO OWNERSHIP

BEFORE YOU HIRE A DESIGNER… READ THESE IMPORTANT TIPS!

本期內容

金雞獻瑞新年活動

2017 MODEL SUITE CALENDAR AN EXCLUSIVE COLLECTION OF THE MOST BEAUTIFUL CONDOS

RODEO SUITE | LANTERRA DEVELOPMENTS

11/15/16 10:12 AM 11/10/16 2:46 PM

2017 Model Home Cal TCG_Cover.indd 1

2016-11-15 2:43 PM

星巴克效應 尋找下一個社區𥚃𥚃𥚃𥚃𥚃𥚃𥚃𥚃𥚃𥚃𥚃𥚃𥚃𥚃𥚃𥚃𥚃𥚃𥚃𥚃𥚃𥚃𥚃𥚃

2017雞年風水

LATEST LISTINGS

Find your next home! Find more properties at ypnexthome.ca

…continued from page 42

VALLEYLANDS

THE LOGGIAS IN RICHDALE By: Senator Homes City: Richmond Hill Housing type: Luxurious 40-, 50- and 60-ft. detached homes on deep lots senatorhomes.com

TWELVE ON THE RAVINE By: Geranium Homes City: Scarborough Housing type: 12 two-storey homes on 43-ft. lots that back onto Highland Creek ravine geraniumhomes.com

DOWNSVIEW PARK By: Stafford Homes City: Toronto Housing type: Three- or four-storey townhomes staffordhomes.ca

OAK PARK By: Ballantry Homes City: Oakville Housing type: One- to three-bedroom condominium suites ballantryhomes.com

TIFFANY HILL By: Rosehaven Homes City: Ancaster Housing type: Freehold towns, semis and detached homes tiffanyhill.ca

new openings AFFINITY CONDOMINIUMS

VISTA By: Geranium Homes City: Stouffville Housing type: Condominium one-storey flats and two-storey towns from the low $400’s vistaflatsandtowns.com

SADDLE RIDGE By: Greenpark and Starlane Home Corp.

City: Milton Housing type: Towns, semis and 40- and 46-ft. singles saddleridgemilton.ca

VILLAGE GREEN By: Averton City: Mount Albert Housing type: Family-size townhomes with up to three bedrooms from the high $500’s averton.ca

MILL STREET VILLAGE

By: Rosehaven Homes City: Burlington Housing type: Contemporary midrise condos from the low $300’s rosehavenhomes.com

By: Ballymore Homes and Briarwood Homes City: Tottenham Housing type: 50-ft. singles starting from the high $790’s millstreethomes.com

CHELSEA MAPLE STATION

TIME

By: Aspen Ridge Homes City: Vaughan Housing type: Stylish modern townhomes across from the Maple GO aspenridgehomes.com

By: Treasure Hill Homes City: Aurora Housing type: Urban towns from the high $599,900 and up to 1,500 sq. ft. treasurehill.com

NEWTOWNS AT MOUNT PLEASANT

KLEINBURG SUMMIT

By: Primont Homes City: Brampton Housing type: Final phase of masterplanned community of townhomes primonthomes.com

44 YPNEXTHOME.CA

By: Mattamy Homes City: Vaughan Housing type: New 60-ft. home designs plus townhomes and 30-, 40- and 50-ft. homes mattamyhomes.com

new releases SEASONS IN CALEDON By: Primont Homes City: Caledon Housing type: Final release of 36-, 42- and 45-ft. detached homes primonthomes.com

VALLEYLANDS By: Fieldgate Homes City: Brampton Housing type: 38- and 41-ft. singles starting from the $800’s fieldgatehomes.com

CORNELL ROUGE By: Madison Homes and Forest Hill Homes City: Markham Housing type: Freehold townhomes and single-family homes from the high $800’s cornellrouge.com

PARK RIDGE By: Tribute Communities City: Oshawa Housing type: Detached community offering 36-, 40- and 50-ft. designs mytribute.ca

Builders If you would like to include your preview registration, new release or site opening in this feature, just email the details to wayne.karl@ypnexthome.ca

Homebuyers’ Help

Compare mortgage rates for your best deal CHARTERED BANKS

variable

ATB Financial

2.35

Alterna Bank

2.6

Bank of Montreal

2.6

Bank of Nova Scotia

2.9

CIBC

2.7

6 months

1 year

2 years

3 years

4 years

5 years

4.1 4.10op 4 6.30op

3.04 4.10op 2.79 6.30op 3.09 6.95op 3.29 6.50op 2.84 6.35op 3.14 3.14 6.35op 2.64 3 3.20op 3.14 6.70op

2.39 4.10op 2.74

2.64

2.69

2.84

2.59

2.84

2.84

3.19

3.59

4.09

2.89

3.09

3.39

3.89

4.49

2.79

2.74

4.09

4.79

3.04 2.15

3.65 3.39

4.39 4.09

4.64 2.35

2.64 2.94

2.64 2.84

3.19 2.94

3.29 2.99

3.04

3.39

2.79

2.94

2.79 2.49

3.34 2.74

3.99 2.84

4.44 2.89

2.84

3.44

2.74

2.94

3.24

3.49

3.69

3.79

6.95op 4.55 6.45op 6.95op

Equitable Bank HSBC Bank Canada

2.35

ICICI Bank Canada Manulife Bank

2.75 2.7

National Bank

n/a

President’s Choice Finan Royal Bank

2.7 2.7

TD Canada Trust

2.6

Tangerine

2.7

4.45 6.20op 4.45 4.4 6.70op

7.00op

2.99 7.00op 3.04 4.00op 3.19

TRUST COMPANIES Community Trust Effort Trust

n/a n/a

Home Trust Investors Group Trust

2.35 n/a

MTCC

2.9

6.5 4.45 6.30op 3.95 4.2 6.50op 4.55 6.45op

3.14 3.35 6.30op 2.69 3.14 6.30op 3.29 6.50op

3.25 3.5

3.95 3.7

4.39 4.3

4.64 4.35

2.14 3.09

2.34 3.39

2.59 3.89

2.69 2.94

3.09

3.39

3.89

4.49

4 6.30op 6.2 6.40op 3.1 4.25 6.50op

2.79 6.30op 2.84 6.30op 2.64 2.89 6.50op 3.25 6.25op 2.84 6.30op 3.14 2.8 2.95op 2.39

2.74

2.59

2.84

2.84

2.89

2.95

2.99

2.89

2.64 2.99

2.64 2.99

2.84 3.1

2.94 3.14

3.2

3.65

4

4.5

2.79

3.39

3.89

2.64

3.04 2.85

3.15 2.95

3.89 3.05

3.89 3.15

2.39

2.49

2.59

2.69

OTHER FINANCIAL INSTITUTIONS Alterna Savings

2.6

Comtech Fire C.U.

2.6

First National Fin. LP IC Savings

2.7

Luminus Financial

3.25

Meridian Credit Union

2.4

PACE Savings & C.U. Parama Credit Union

2.65

Steinbach Credit Union

2.25

5.05

ONLINE CALCULATOR ypnexthome.ca/mortgage-calculator Notes: **Interest rate charged subject to adjustment during term mortgage. Please consult institution for term of years available. All rates are prime rates and subject to change without notice.

R.O.R. RATES ON REQUEST op OPEN ----- NOT QUOTING N/A NOT AVAILABLE Feb 13, 2017. Prepared By Fiscal Agents Financial Information Services 905.844.7700

MARCH 4 - 18, 2017 | NEW HOME GUIDE 45

What’s Online

Trending now The latest real estate news from across Canada

Small but sweet: The 2017 homebuyer’s mantra

Six ways to reduce your mortgage costs

READ THE STORY ONLINE nexthome.yp.ca/small-but-sweet

READ THE STORY ONLINE nexthome.yp.ca/reduce-mortgage-costs

Tips for living alone READ THE STORY ONLINE nexthome.yp.ca/household-of-one

Top 10 condo upgrade options that pay off

Want more great articles like these delivered directly to your inbox?

SIGN UP FOR OUR NEWSLETTER

READ THE STORY ONLINE nexthome.yp.ca/condo-upgrades

Twitter @ypnexthome

Facebook ypnexthome

Visit our website: 46 YPNEXTHOME.CA

nexthome.yp.ca/newsletter

Instagram ypnexthome

Pinterest ypnexthome

Your dream home is waiting SEARCH ON THE GO!

Download our app & never miss out on the perfect home again.

Browse the latest new homes and condos in your area Visit ypnexthome.ca/listings to get started

DOWNLOAD THE APP NOW

projects & communities MAP LISTINGS IN THIS ISSUE PAGE

BUILDER

SITE

CONTACT INFO

continued from page 48 PROPERTY TYPE

PRICE RANGE

PIN

MAP FINDER

Central D

7

Andrin Homes

Glenway in Newmarket Phase II

GlenwayLiving.com

17

Averton Homes

Averton Common

416-646-9898

Averton Homes

Corporate

Averton.ca

T

17

Averton Homes

Evolution

416-747-9691

T

27

Geranium Homes

Corporate

geraniumhomes.com

D

T

Geranium Homes

Twelve on the Ravine - Highland Creek

12ontheravine.com

D

Geranium Homes

Vista at Cardinal Point

vistaflatsandtowns.com

D

Great Gulf

Corporate

416-449-1340

T

Madison Homes

Briar Hill

madisonhomes.ca

T

Madison Homes

Cornell Rouge

905-472-9556

D

Madison Homes

REALTowns Thornhill

Madisonhomes.ca

Madison Homes

Thornhill Ravines

Madison Homes

from $700,000

68

18F

from $690,000

80

13L

from $320,000

75

13R

T

from $1700,000

89

23P

T

from $420,000

12

22J

from $500,000

1

16Q

from $890,000

16

23M

D

from $1000,000

85

17L

905-417-1203

D

from $1800,000

53

16L

Zigg

ziggcondo.com

D

from $380,000

10

18J

Mattamy Homes

Alderidge

mattamyhomes.com

D

from $1230,000

82

13S

Mattamy Homes

Canopy at Downsview Park

mattamyhomes.com

37

15P

BC

Mattamy Homes

Cornell

mattamyhomes.com

D

T

17

22M

IFC &1

Mattamy Homes

Corporate

mattamyhomes.com

D

T

Mattamy Homes

Downsview Park

mattamyhomes.com

37

15P

Mattamy Homes

Kleinburg Summit

mattamyhomes.com

D

T

84

13K

Mattamy Homes

Richmond Green

mattamyhomes.com

D

T

41

18K

Mattamy Homes

Thomson Towns

mattamyhomes.com

T

95

20P

Mattamy Homes

Upper Summerside

mattamyhomes.com

T

42

19R

Mattamy Homes

Vita on the Lake

mattamyhomes.com

from $350,000

39

14S

Rosehaven Homes

Corporate

rosehavenhomes.com

T

Treasure Hill Homes

Aurora Views on Wellington

treasurehill.com

T

from $1460,000

57

19H

Treasure Hill Homes

Time

treasurehill.com

T

from $600,000

72

18H

Treasure Hill Homes

Victory Heights

treasurehill.com

T

6

18L

17

Averton Homes

Beacon Hill Bowmanville

905-674-6166

17

Averton Homes

Main Street Seaton

289-545-0022

70

25N

17

Averton Homes

The Estates at Riverbend

Averton.ca

16

Briarwood Homes

Young’s Cove

youngscove.ca

Mattamy Homes

Queen’s Common

mattamyhomes.com

D

T

91

27O

Mattamy Homes

Seaton Taunton

mattamyhomes.com

D

T

44

24N

Reid’s Heritage Homes

Madison Lane

madisonlanecondos.com

Treasure Hill Homes

Shift

treasurehill.com

70

25N

Treasure Hill Homes

Urban Town Living

treasurehill.com

70

25N

Tribute Communities

Corporate

mytribute.ca

D

Tribute Communities

Park Ridge

mytribute.ca

D

88

31N

Tribute Communities

U.C.Towns

mytribute.ca

D

71

30M

5

13

23

C

S

T S

S

from $2900,000 C

C

East

31

21

D

from $400,000 from $400,000 C S

T

C T from $390,000

$556,000

Property Type D Detached S Semi-Detached T Townhome

projects & communities MAP LISTINGS IN THIS ISSUE PAGE

BUILDER

SITE

CONTACT INFO

PROPERTY TYPE

PRICE RANGE

PIN

MAP FINDER

North 11

Andrin Homes

Hillsborough Holland Landing

andrinhomes.com

D

from $820,000

51

18E

17

Averton Homes

Victoria Highlands

416-924-0110

D

from $850,000

69

23E

17

Averton Homes

Village Green

416-924-0110

T

from $500,000

69

23E

Briarwood Homes

Mill Street Village

millstreethomes.com

T

from $560,000

20

12E

Briarwood Homes

Pretty River Collingwood

1-888-257-1999

19

Diam Developments

Radiance

radianceinnisfil.ca

9

Great Gulf

Hillsborough Holland Landing

greatgulf.com/hillsborough

51

18E

Great Gulf

Sharon Village

905-478-7362

from $600,000

65

20E

Great Gulf

Summerlyn Village

905-775-3461

from $700,000

52

17D

Mattamy Homes

The Estates of King Township

mattamyhomes.com

74

16I

Rosehaven Homes

Anchorwoods Holland Landing

anchorwoods.ca

86

19E

Treasure Hill Homes

Acacia Estates

treasurehill.com

56

16J

Treasure Hill Homes

The Estates of King Township

treasurehill.com

87

16I

Tribute Communities

Gates of Nobleton

647-633-3500

18

13I

Averton Homes

Averton Square

905-378-2500

Great Gulf

Trafalgar Landing

905-844-1605

Great Gulf

Westfield

905-866-6876

D

Mattamy Homes

Hawthorne South Village

mattamyhomes.com

D

Mattamy Homes

Mount Pleasant North

mattamyhomes.com

Mattamy Homes

Mount Pleasant Village

mattamyhomes.com

Mattamy Homes

River Mill

mattamyhomes.com

Mattamy Homes

The Preserve

mattamyhomes.com

Mattamy Homes

Topper Woods

mattamyhomes.com

T

Mattamy Homes

Wildflowers

mattamyhomes.com

T

Sifton Properties Ltd.

Riverbend

519-657-4333

Treasure Hill Homes

Tiara Estate Collection

treasurehill.com

S

from $310,000

T

from $450,000

D

T

D

T

D

S

T

from $2360,000

D

T

from $1000,000

T

from $550,000

T

from $200,000

30

8V

from $537,000

24

8P

59

6S

60

7O

93

8O

29

7V

78

11L

West 17

33

continues on page 47

D

T

T

D

C

T

D

from $350,000

T

from $1000,000

Property Type D Detached S Semi-Detached T Townhome

Line

Line

Line

Line

10th

11th

8th

9th

al Pkwy

SC a

es Disse i tte an In du St stri

Ar t

r

Line

Line

5th

6th

Line

Line

3rd

W eston Rd

Mo rn

Ma St in

Rd

d

Simco

Ave Bayvi w

rD no

awes Rd

Main St

Coxwell Ave

Eastern Ave

O’Co n

Mortimer Ave Woodbine Ave

Ave

Browns Line

erlea Blvd Ov

Bro adv iew

Jarvis St

tC an al

Queen St W King St W Front St W

Eglinton Ave W

Greenwood Ave Donlands Ave Jones Ave Pape Ave

e

Bloor St W Harbord St Wellesley St College St Carlton St Gerrard St

University Ave

r vic e Rd

Moore Ave

Parliament St

Se

Am eric an Dr

Mono C

Clay

Scotch

Rd

Conc

Conc

7th 6th

7th

4th

5th

Rd

Conc

Line

Line

Line

3rd

Rd

EHS

EHS

EHS

EHS

d

Laird Dr

Christie St

Avenue Rd

Mt Pleasant Rd

Spadina Rd

St Clair Ave W

Toronto

Davenport Rd Dupont St

Lansdowne Ave

ins

1

Va ug ha nR d

Ossington Ave

d

Glencairn Ave OakwoodAve

Roncesvalles Ave Weston Rd Keele St Parkside Dr High Pk

d nR sto We

Edgewood Rd

Post Rd Lawrence Ave W

ath le P Brid

Caledonia Rd

Don Vally Pkwy

Allen Rd

Don Mills Rd

York Mills Rd

Queen S

ioners St Commiss

Rd

Park

Dr or ds Win

ore esh Lak

Rd

Rd

r Gr D ple Ma

Millgrove

404

Sheppard Ave

Rd ian Lorne Ind

19 Dr Ford

Moffat Rd

Leslie St

Willowdale

Eastlake

d ell R rtw Cha

Carey St Rd

Cummer Ave

Willowdale Ave

Drewry Ave

Senlac Rd

Wilson Hts Blvd

37

12

John St

Thornhill

4th e Lin

Moxley Rd

Centre St

71

St rr Ke

nte Bro

e Lin

Ofield Rd

16th Ave

Leslie St

New W estmins ter Dr

River

Bayview Ave

Peter Rupert Ave

6 85Carrville Rd

Summeridg e Dr

r

k Cr Dr Blac

Meddaugh Rd

Rd

Yonge St

Dufferin St

Richmond Hill

Dr

39

19th Ave

41 49

North York

Rogers Rd

Jefferson 29

407

Sen tinel

Park Lawn Rd

e rmer WindeAve

d Blv Haig

Lake Shore Blvd W

Runnymede Rd

Prince Edward Dr Royal York

Judson St

10

Grandra v i ne D

Old

34

Sunset Beach Rd

Gamble Rd

Keele St

Jane St

Oakdale Rdy

ay sw

Norseman St The Queensway

Bathurst St

Weston Rd Norfinch Dr Dr

ia Rd Caledon

Th

The East Mall

75

Aurora

Jefferson Sideroad St

HWY

Tre the wey Dr

eK ing

Burnhamthorp eR d Bloor St W

72

Henderson Dr

Bloomington Rd

53

Langstaff Rd

Wilson Ave

Rathburn Rd

Wellington St

McNaughton Rd

Downsview

Bo

n ow thd Sou

Rd

ng ndi La

Mulock Dr

Teston Rd

Maple Leaf Dr

The Westway

Sand Rd

Dufferin St

Jane St

Rd

Newma 1

49

55

Weston Rd

Islington Ave

Kipling Ave

400

Etobicoke

The West Mall d lR Mil

Rd

d Blv

e Lin 8th

e Lin 3rd

Dr

er

Barrie St

Fraser St

Wanda St

Jane St

Rd Wist Rd Davis Holancin

Rupke Rd

7th Concess ion

Rexdale

82

a M

St John’s Sideroa

King-Vaughan Rd

ar nm Fe Finch Ave W

74

Kirby Rd

Rutherford Rd Bass Pro Mills Dr

Dixon Rd

Renforth Dr

kwy nP

rry nga Gle

ve rA ate Rd Atw re ho kes La

Sideroad 10

Coffey Rd

River Rd

Leonard Rd

Pine Valley Dr

Weston Downs

Green L

68

56King Rd

11

Mill Rd 72

Evans Ave Horner Ave

38

53

87

Langstaff Rd

51

Miller’s Sideroad

16th Sideroad

Vaughan

Clarence St

Martin Grove Rd

Carlingview Dr

py Ex

King St

Strawberry La

6

73

lla nd

51 Morning Sdrd

Snowball

55

56

oss Dr Kingcr

Kipling Ave

McGillivray Rd

Hunting ton Rd

Rd thra Caw

e nf Co

wy l Pk tra Cen St rio nta Huro

dale Erin Rd Stn

Rd vis Ma

Rd ga sau sis y kw Mis ls P Mil Erin

e Lin 9th

hill hurc nC sto Win

la eo Min

Rd

er rdin Ga

Emma Rd Bernhardt Rd

17th Sideroad

King

8th Concess ion

10th Concess ion

Cold Creek Rd

r te D dga Fiel

ay xW y Fo Terr

Rd

QEW

20

Rd nk Ba Tornado Dr

19th Sideroad

409

427

77

1 Ho

Graham Sdrd Juliana Rd

31

Steeles Ave W

Blv d

38

idg Pum eS pH t ou se Rd 8

ettleby Rd KKettleby

Dr Gore

Rd ken Tom

n ghli Lau Mc

Rd iew ditv Cre

e Lin 10th

Cooksville

17

McKinstry Rd

Sideroad 5

Sdrd 20 St ian M

11th Concess ion

Dr ay rkw Cla

r st D We

Rd ord herf y Rd Ru ned Ken

a

yal Ro

Sideroad 20

12th Concess ion

line Caledon-King Town

r eD rain Cole

d ie R Dix t in S Ma

wv ado Me

tt

Rd St

Sideroad 17

Rd lfe Wo Mt

r nD Vea Mc

Dr way Gore

Dr ort Airp

Rd lea ma Bra

Rd iew ditv Cre r

Dr

Sideroad 20

Sideroad 18

ad 15

10

Tr ion Alb

Rd tion Sta ber Hum

St

Do

o e N Lin 4th

Rd all rnw Co

v al Dr ing hil G t

rat io

Lorne Pk

403

N

38

de

Clarkson

Iroquois Ridge

Oakville

Sdrd 18

Sidero

Side road

Queen St

d nt R asa Ple unt Mo d eR Hop unt Mo

St en Que

St La ys Duff

Rd Gore d The ek R Cre ille trev Cen

Rd ake rt L Hea

403

St as nd Du

Sideroad 15

Sideroad 10 Patterson St

Tottenham Rd

Adjala/Tecu mseth Tow n Line Concessio n Rd 8

St La ys Duff

Rd Hill

Rd ram Torb

oe esh Hors

lvd aB yaga w Ne

oak Burl

Rd

30

29

Bronte

M Rd ca iss bec St issa Re ga St

St

St

Concessio n Rd 7

Conc Rd 6

Dr ake is L Inn d wR invie unta Mo

rio nta Huro

ay xW y Fo Terr

e Lin 8th

e Lin 4th

v ie w Fair w Ne

r ste rve Ha

Concessio n Rd 8

Concessio n Rd 5

Concessio n Rd 4

Concessio n Rd 3

Concessio n Rd 2 Mono/Adjala Town Line

Glen Rd y Haff

d sy R cou gua Chin e Lin 6th

inw Ma

Trafalgar

QEW

Rd

Erin Mills

Rd rpe tho am rnh Bu

r

403

wy Pk

nk Rd l Ba na

Lloydtown Au ro ra Rd

Belfield Rd

ate stg Ea

d nR

King St

Concessio n Rd 3

EHS

7th Line EHS

EHS d ar R falg Tra

E Rd

Concessio n Rd 2

7th Line

Airport Rd

6th Line

e Lin 8th

Rose

Cr

ice

dle Mid

Tu ck Palmeray

r pe Up

e Lin

o

Rd

e Lin 9th

aga nd Tya Rd Pk

w Bro Mtn Rd

5

Brant Hills 18

Cr 38 Rd

e Lin

Braeheid 5 Rockcliff

Rd dle Mid per Up

y leb App

Dr

St

20

Rd

as nd Du

Rd

Clappison’ Rock

e sid Park

Highview Survey

lph Gue

Waterdown

4th Conc W

Meda

E

Waterd

Tansley

hard Orc

c Con

t 1s

Burlington Nelson lkers Wa

5th

Palermo

u th b Ra

W ve nA linto Eg

27

407

lvd heson B Mat

1

13

4

5

St

5

6

Flamboro Centre

e Lin ase rB we Lo

Re xd ale

403

Mississauga

3

407

e Lin ase rB we Lo

Star Dr ing

401

Streetsville

6

Rd d roa rpe ide tho dS am 2n rnh Bu

don Hea Rd

Shelton La

W

ck Bro ld B O

on ins Rd

Millgrove

M ng Spri

e Lin 10th

ad ero Sid

nt Bra

cession

Brock ardens

Rd Henderson Rd

en Gard Ave La tre Cen

Flamborough

yesland

y kw wP Sno es Jam

rd Sd

n ma cE Huis Con La 6th

e Lin 5th

4th

Rd

r oC Nem Mt

en Gre ng Rd Spri

Harper Cors

W

d wR invie unta Mo

g Kin rns Ke Rd ns ine Eva d ar dL R Ced rings Blin Sp rd d h Wate sR fort ring Bee r Sp l St n e Rd Ceda o Mil in St n s Lin Rob d Maamilto ugh yatt R H boro W d Mil R St n Johartin M r C

Brock Rd

Gulliver

d eR tag Heri

e Lin 3rd

e Lin lkers Wa

20

d gR llin Co

E

nia an Brit

Meadowvale

5

Rd rry De

Milton

e Lin 1st

d sR Twis

ad ero Sid t e S 8th brid Kil

e Lin

d nR elto Fre

ugh boro Mil

Rd en Niv Mc

Cr

Rd rry De Old

Webber Rd

eR

Edward Ave La ers Woodcho pp

Happy Valley

Woodbridge

thwest D Nor r

Dr ark eyp urtn Co d R ia ann Brit 4

s

7

Alb ion Rd

d wR Dre

18

We

Br

Lloydtown- Aurora Rd

80

72

4th Line

16

17

Zenway Blvd

5

ve sA ele Ste

4th Line

84

Kleinburg

52

Holland St

6th Line

427

Bramalea

407

l e B lv

59

Rd

St nte Bro

e

Rd ine ma Tre ine oolL Sch Bell

Gl

Ave tre Cen

th 12

6

Churchville

15

4

25

1

13

8

7

rd Sd

ee Qu

24

6

13

St rio nta

rd Sd

Northwood Park n St

Bond Head

8th Line

88

n’s Mill Rd ma eg St

24

Rd

107

410

d Blv rk Cla

Line 7

Nobleton

Elder Mills

zer ene Eb

Brampton

8th Line

15th Sideroad

Langstaff Rd

10

y kw sP liam Wil Madoc

401

son mp Tho

e Lin leby App

9

e r Lin 4th rthur D cA Ma

c Con

22

th 14

re mo stle Ca

Huttonville

3

Ct od Wo

e Lin 1st

ton Mil Cr Hts

rd Sd

St

c d Mt Inc.(2016) ad Con 2n ©cartography and ero 7th design: eLucidmap dad s Nemo Sid

6th Conc

t in S Ma

e Lin 6th

St rtin Ma

e Lin blin Du

e Lin 6th

k Tr haw Mo

ine nL Tow

10 si on es

Rd isle Carl d nR sto re g Pro cE Con 8th

V

e Lin 3rd

e Lin 4th

r wT evie Pin

c Con

T

3rd

19

Mansewood

in Ma

wy Pk

73

Rd

10th Line

3rd Line

16th Sideroad

25

Gilford Rd

Line 13

Newton Robinson

17th Sideroad

49

Line

Bradford West Gwillimbury

Penville

Linton

27

78 d ld R yfie Ma d eR sid y tr un Co

Pinkerton

27

Nashville Rd

r dD vair Bo

93

107

ad ero Sid

5th

d oo alw nd Sa

60

Dr River

d yl R ale He

8

3

400

18th Sideroad

ay ia W mb Colu

4 89

13th Line

9

18

3rd

18

2nd Line

Church St

11th Line

t hS urc Ch

19th Sideroad

17

Line 12

Schomberg Heights

Rich Hill

9

Rd ol ho Sc

Heart Lake Villages

Snelgrove 14

ad ero Sid

d gR Kin

Valleywood

Dr ss nle Wa

St ce Prin

10

Rd

Old

2nd Line

16

Fennell

Randall

1

20

Line

14 Line

9th Line

Tottenham

Humber Grove

Queen St

New Tecumseth

Mill St

d hR urc Ch

15

15 Line

5th Line

14

Churchill

3rd

14 Line

7th Line

Cedar Mills

ad ero Sid erg ed stl Ca

d rR lke Wa

1

d

ad ero Sid

th 10

Camp bell vill e R d

ad ero Rd Sid id e th Re nlin 14 nc Tow Co ugh ro 9 o b lam rd h-F Sd linc d Pus 3rd le R llvil d pbe sR Cam ele d R Ste nr berg on unts Rd cE Mo Rd n o C 12th cE on W nE Con sio 12th ces Con 11th

10th

e Lin 10th t nS ratio fede Con

th 15

ctor A v e Pro

22

Main St

rd Sd en ve unsd eA H Pin

Old

39

Killarney Beach Rd

Cookstown

Allimil

Beeton

Cedarville

l Ln M il

4

rd Sd nd 22

e 11 Av Delr ple Ma ex Blv d

Scotch Block

ad ero Sid

lie

nE sio ces Con

roo Tr llb k Fa

th 17

9

Arm stro ng A ve

rd Sd

ad ero Sid

25

Les

U

o Wildwo

Campbells Cross

Victoria

a aug siss Mis

e Lin

nd 20

Rd

e Lin 4th

Sayer’s Mills

th 10

rtier Freeway

97

7

rd Sd nd 22

e Lin 6th

e Lin 5th

ine nL Tow Hills lton -Ha ton Mil

Darbyville

Moffat

Sdrd d 27th ill R eH esli d L R l hil

Halton Hills

ad ero Sid

e Lin lph Gue

11 Rd

S

e Lin 3rd

e Lin blin Du

n

e Lin 1st

sio ces

36

ass

Mill St

e Lin

th 20 34

Calf

d ill R rch Chu

n Tow

Q

th 17 rd Sd

w Vie

r eD lair isc Enn

ad ero Sid 25th 1

R

n rde Wo

son aw nL Gle

25

e Lin 5th

e Lin 2nd

P

Ct les Co

rd Sd

l tn P eM Blu

e

-7 n6 sio ces Con -6 n5 sio ces Con

Dr Lk tle r Tur Ter lium Tril

ad ero Sid 30th

th 28 rd Sd

15

25

Silver 7th Creek Dr 2

Guelph St

O

n sio ces 3-4

th rd Sd

Lin

ine

Con

Tr

an

Eden Mills

1st

nL

Tow

44

e Lin 3rd

sa

e

27

ine nL ow ls T Hil on lt /Ha Erin

9th

mo

/Era

Lin

N ramosa

42

r sD ind th-w Sou

Erin

50

d5

roa

e Sid

Rd

t lS Mil

n

sio

e Lin 6th

e Lin 9th

n sio 6-7

49

Caledon

d nR tio Sta

d dR afa llin Ba

ad ero Sid

Rd ills nM sto Bo 4

Inglewood Boston Mills

10

Belle Aire Be

Line

Bethesda

14

Thompsonville 12th Line

50

Line

6th

53

Sideroad

56

Green Briar

Industrial Pkwy

50

line ase eB Old

Creek

12

Rd iew ditv Cre

ces

d ar R falg Tra

Con

24

M

EHS

w’s ndre St A

the of ks For

1

e ksid Roc haws RdS d ek R Cre d Blv ws hill Sha hurc nC sto Win e Lin 10th

e

Ospringe

124

e Lin 8th

nlin

ro

e Sid

9

5th Line EHS

e

e

Tow

Lin

ad

Sid

0

1 ad

EHS

e

Lin

e

e

Lin

1st

S

15

0 d1

a

ero

Sid

Rd dit Cre

10

52

124

Brisbane

e

Lin

2nd

n

Sid

4th Line

EHS

Lin

5th Lin

3rd

ro

e Sid

ero

Lide

d nR Lare Mc

6th

4th

- Eri

d

a ero

1 ad

ay lW Hil ad wk ero Ha Sid ge an r Silver eG Th

St sh Bu

5

17

ad ero Sid nt me arp c s E

Caledon

Albert St

Loretto

d roa ide nS rso tte Pa

11

15

Erin

Erin

d roa

ad

ero

Sid

Achill

Sideroad 5 Adjala

7

13

Nicolston

Line 10

Sideroad 5 Adjala

rty ne Fin

Elmgrove

12

Sideroad 25 Adjala

Sleswick

Rd

e

Cedar Valley

124

23

Lin

22

11

50

Ballycroy

24

a gL rin cke Pu

e

8th

J

Mimosa

Hillsburgh

24

ad

ero

Sid

d tR ac tar Ca

Hockley

5th 10

Innisfil

27

Sideroad

Nantyr 7th

Line

5th

Sideroad

Victoria St

Connor

rd Sd ve Gro ech Be

ad ero Sid

n sto arle Ch

Coulterville

Binkham

1

ad ero Sid ns ha oli Co

t yS Terr

136

Lin

Sid

rd Sd ve Gro

10th

7

2 ad ero

y ghb lou Wil

St ville ge an Or

26

Rd eld erfi Port

e

ech Be

24

I

K

t in S Ma

Lin

d ek R Cre ws Sha

9th

me

7

d2

roa

e Sid

Rosehill

t rS the Hea

St een Qu

Brown’s Rd

Blount

Rae Ridge La

drd tS oin hp Hig

136

e Lin 18th

e Lin

Erin

Purpl Hill

109

Caledon Lakes

ine nL Tow axa rafr Ga ast E -

15th Sideroad

18

EHS

e Lin 19th

e Lin 13th

Prices H Corners

Orton

1st St

ine CL

ine BL

Rd ge rria 23 Ca Old

Rd son Daw

109

ine AL

e Lin 17th

e Lin 16th

e Lin 15th

ne

d sR gu Fer leevil ng Ora

2nd Line

Veterans Way

12

Reading

Marsville

5th

5

Sideroad 20 Adjala

Relessey

15th Sideroad

Glen Cross

3nd Line

7

East Garafraxa

G

10 13

Egbert

10th

6th

4th

Sideroad 30 Adjala

20th Sideroad

Shady Glen La

Rd kley Hoc

16

ad ero Sid

9

Sideroad

Adjala-tosorontio

5th Line

EHS

EHS

Cardwell

5th Sideroad

d roa de

3

Dunby Rd

1st Line EHS

10

F

8

8

Mono

Laurel Station

th 10

entre Rd

8

10th Sideroad

Amaranth Station

Sideroad

Elder

3nd Line

1st Line

10

Camilla

2nd Line

6th Line

11

EHS

Hurontario St

Mono - Am aranth Tow nline

3rd Line

Crombie

20th Sideroad

Elba

2nd Lin e

25th Sideroad

1st Lin e EHS

Blind Line

4th Line

5th Line

7th Line

8th Line

Bowling Green

Station St

7

5

89

15th Sideroad

E

Line

Rd

6

Sideroad

Stanton

Mulmer

Amaranth

D

Centre

Line

of Prince

2nd

5

4th

WHS

Wales

Melanctho n - Mulmu r Townlin e

3rd 5th

4th

r ve Ri

Everett

5

10th

Barclay

LineHeights

7th

20th Sideroad

SW

Boy ne

Earnscliffe

5th

17

18

Rosemont

Blacks Corners

C

Sdrd

4

Whitfield

Dean Rd

19

Mansfield

30th Sideroad

Campania

t

3

9th Line

10th Line

B

124

5th

e Lin

SW

SW

2

Maple Grove

A

ck

Line

d 2n

e Lin

1

Jessopville

25

10

d roa ide 0S 30

on

13

17

SW

e Lin

8th

ad ero Sid

Line

Melancthon

Line

e Lin

Melanctho n - Proton Townline

Rd

4th

7th

ad ero Sid

0 27

0 28

17

15

Innisfil

Thornton

projects & communities IN THIS ISSUE

Riverview

Mulmur

20th

Baxter

Horning’s Mills

s eer Sp cca be Re

Search online or download our app to

Concession

9th

Concession

8th Concession Rd

Boundary

9th

7th

5th

4th

Rd

7th

1st

2nd

Cameron Sdrd

6th

Ho Port ove rR d

Fowler Rd

opper Pa G r as s h rk R d

Wilcox Rd

Maynard Rd

Concession Rd 8 Ganaraska Rd

Vickers Rd

Henry Rd

Andrews Rd

Jewel Rd

Kendal

Conce

Concession Rd Walsh Rd

Lawrence Rd

Clarke

Concession Rd

Reid Rd

Morgans Rd

Stapleton Rd

Brownsville Rd

Golf Course Rd

Graham Rd

Moffat Rd King St

9

White Rd

Cooney Rd Gamsby Rd

Bell-wood Dr

Arthur St

Concession Rd

Bellamy Rd

Lake shore R d

Jaynes Rd

Stephenson Rd

Mill St

Riley Rd

V

35 115

Lockhart Rd

U

Squair Rd

West Region

Ochonski Rd

Bennett Rd

T

Darlington Clarke Townline

Providence Rd

Lambs Rd

Bowmanville P

Leskard Rd

42

Pollard Rd

O

Concession Rd 3

S

Central Region

Nixon Rd

Bragg Rd

Waverly Rd

St E

4

Kirby

Carscadden Rd

Dawson Rd

Allin Rd

Mosport Rd

Skelding Rd

17

N

Co

20

Best Rd

New Park

Cole Rd

Mearns St

Presto nva le R d

5th

Sdrd

English Rd

Dukelow Rd

17

Rd Be ac h

Ma ple

Mapl

Sideroad

Cr

Holmes Point Rd Victoria S

M tP lea sa nt Tr ail

Duclos Rd St ou ffv ille

Ross Park Rd

ed Rd

Old

Shop Rd

Dick Re

35 Boundary Rd

Gibbs Rd

Mearns Ave

Bethesda Rd

Acres Rd

Middle St

Concession St 57 Baseline Rd

12

Concession Rd 10

Aked Rd

Clemens Rd

Green Rd

Sew ells

Verulam Rd

Lindsay St

River Rd

Pontypool

Concession 2

Murphy Rd

Longsault Rd

Woodley Rd Liberty Rd

14

North Region

Fieldside Rd

La ke Dr

W Wilson Rd

Ted Graham Rd

A Ray Rd

H Corneil Rd

Wilson Rd

Cartwright East Quarter Line

K

Concession Rd 7

East Region

Ballyduff

Concession 6 Concession 5

R

DOWNLOAD THE APP

F Hall Rd

Nesbitt Line

Cedardale Rd Mahoods Rd

Concession 7

Lotus

Q

START YOUR SEARCH

M James Rd

View Lake Rd Johns Rd

I

M Clarington

Rd

o view all builder listings

Concession 9

7A

L

y kw

LAKE ONTARIO

Barry Moore Rd

Dovehaven Rd

McLaughlin Rd

Maple Grove Rd

Maple Grove

Lifford

Yelverton

Concession Rd 8

Cedar Park Rd

2

5 Concession 10

20

Lettner Rd

Holt Rd

401

HWY

Hancock Rd

Bloor St

Rundle Rd

Trulls Rd

34

Salem

H

Fleetw Concession 11

Concession 4

Taunton Rd

Nash Rd

Concession 13

Concession 12

Concession 3

Concession Rd 4

3

Janetville

J

Hampton

Solina Rd

Mitchell’s Corners

Courtice Rd

P

e Murray Av

Concession Rd 6

Washington Rd

59

Vannest Rd

Olive Ave

Solina

Pebblestone Rd Tooley Rd

Townline Rd

58 King St

Bond St

Park Rd

Henry St

Halls Rd

Pickering Beach Rd

Shoal Pt Rd

Westney Rd

Harwood Ave

Squire Beach Rd

Sandy Beach Rd

ll i p

Old Scugog Rd

Ormiston Rd Langmaid Rd

Grandview St N

35

8855

62 hi

Union School Rd Wotten Rd

Enfield Rd

Grandview St N

Townline Rd

Wilson Rd

Ritson Rd

54 Adelaide Ave

Gibb St

34

Conlin Rd

22 rth St Went wo

60

Hoyer Rd

Nestleton Rd

Cartwright West Quarter Line

Sandy Rd

Graham Rd Russell Rd

Concession Rd 7

Harmony Rd

Dundas St Burns St

Enniskillen 3

Sand Bar Rd

Ogemah Rd

Washburn Island Rd

Rd

Simcoe St

53

Valentia Rd

Eldon Rd

Beacroft Rd

Mississaugas Trail

He ad

Harmony Rd N

Ritson Rd

52

Stevenson Rd

36

4

Mountjoy Rd

Concession Rd 10

3

33

Oshawa

28 Ma nn in g Rd

Hopkins St

Cochrane St

Salem Rd

Victoria St

Brock St

91

41

24

43

Garden St

Ajax

McQuay Blvd

31

Halls Rd

Riverside Dr

Ravenscroft Rd

Whitby Rossland Rd

3rd Concession

Bush Rd

White Rock Rd

Fingerboard Rd

Sim coe St

Till Sdrd Stevenson Rd N

Salem Rd

Westney Rd

12

Devitts Rd 57

Byers Rd

Deye

57

G

Fallis Rd

Cadmus

McKee Rd

Concession Rd 9

Winchester Rd

71 2

Bradburn Rd

Burketon

Boundary Rd

Allan Long Rd

Barry’s Rd

Station Rd

Old Simcoe Rd

Columbus

16

Thickson Rd

Anderson St

Lyndebrook Rd Country La

Coronation Rd

Greenwood Rd

Halls Rd N

Thornton Rd

Columbus Rd

3

Taylor’s Rd

Sideroad 18

Sideroad 18A

Stevenson Rd N

Duffs Rd

Cochrane St

Cedarbrook Tr

Ashburn Rd

Country La

Kinsale Rd

Sideline 4

Paddock Rd

26

Mariposa/Ops Bdry

Eldon Rd

Ridge Rd

Diamond Sideroad

Heron Rd

Sideline 2

Raglan

7 12

19

Raglan Rd

Howden Rd

Brooklin

Taunton Rd

Shirley Rd Coates Rd

Myrtle

Eden Rd

Sideroad 18A

Spadina Sdrd

Grey Sideroad

Scugog Line 3

t Rd

Malcolm Rd

Nestleton

Edgerton Rd

Church St

2

Bryant Sdrd

Dagmar Rd

Ashburn

5th Concession Rd

2

Rd

Myrtle Rd

Scugog

Scugog Line 4

Scugog Line 2

Brawley Rd

Greenwood

HWY

Bayly St

Blackwater Rd

Marsh Hill Rd

Lakeridge Rd

Balsam Rd

Sideline 5

31

oin

Concession 14

Proutt Rd

Reach St

Chalk Lake Rd

Mount Zion

70 Church St

Liverpool Rd

ton gs Kin

Balsam

44

East Ave Port Union Rd

Lawrence Ave E

West Hill

Valley Farm Rd

Whites Rd

Dixie Rd

Rosebank Rd

eE Av

Guildwoo d P

Altona Rd

n sto ng Ki

Morningside Ave

Scarborough 42 St Clair Ave E Rd rth nfo Da

Military

38 Sheppard Ave

il Tra

Bellamy Rd

Midland Ave

Victoria Park Ave

Eglinton Ave E

Dr Brim o rt on Scarborough Golf Club Rd

Brimley Rd

Pharmacy Ave

Birchmount Rd

95Ellesmere Rd

27

Finch Ave

rd pa ep Sh

401

Milner Ave

44

Concession Rd 3

Plug Hat Rd

Meadowvale Rd

E Ave evin McL Neilso n R d

Nugget Ave

Old Finch Ave Rd

Beare Rd

tingwood Dr H un Sheppard Ave

Sewells Rd

4

Tapscott Rd

Agincourt

Middlefield Rd

McNicoll Ave

89

Brock Rd

Steeles Ave E

Passmore Ave

4th Conc Rd

Sideline 12

Sideline 22

Box Grove

Whitevale 11th Line

ark Dr

Denison St

71

Sideline 22

14th Ave

71

Markham Rd

n Rd Alde

Westney Rd

Sideline 14

Sideline 22

7

Whitevale Rd

Esna P

Sideline 14

Sideline 16

Sideline 20

8th Concession Rd

Pickering

407

7

Claremont

Sideline 24

7

Hill

HWY

Sideline 24

9th Line

Main St

Woodbine Ave

17 16 Locust

7th Concession Rd North Rd

ns P k

wy

73

Unionville

u se

Sideline 28

Co

Sideline 26

al

d

Sideline 34

Markham

Sideline 32

D on

Warden Ave

17th Ave

Reesor Rd

69

Markham-Pickering Townline

Elgin Mills Rd

67

Glen Major

1

High P

Uxbridge Pickering Townline

5

57

Jobb Rd

Pine Rd

Webb Rd

Altona

Dicksons Hill

48

Major Mackenzie Dr

25

Stouffville 12

Main St

10th Line

McCowan Rd

65 Kennedy Rd

Victoria Square

Markham Rd

Stouffville Rd

14

Glasgow

L AKE SCUGOG

Utica

Brock Rd

Bethesda Rd

Pine Pt Rd

Beacock Rd

Rd st Ma

Whitchurch-stouffville

Rd

Scugog Line 6

Houston Rd

Allbright Rd

Rainbow Ridge Rd

Mabels Rd

Ma Brown’s Rd

Epsom

Ried Rd

21

47

Demara Rd

nd Isla

Babblers Knob Rd

F

7

Whitfield Rd

Sla nte d River Rd

Radio Tower Rd

Cottage Rd

7 Mile Chandler Dr Island Rd

Scugog Line 8

8th Conc Rd

R

Goodwood Rd

HWY

Clements Rd

Scugog Line 9

ier oz Cr

.

La

35

O’Donnell Landing

E

28

Wheatfield

7

Cross Creek Rd

Pogue Rd

Harper Rd

8 Ward Rd

40 Secord Rd

Wetheral Sdrd

Sideroad 17

Brookdale Rd

47

Ranch Rd

Ramsey Rd

Lindsay 17

Kent St

4

Cricket Hollow Rd

16

Hood Dr

C

D

Algonquin Rd

Cookston Rd

4

Long Rd

Little Britain Rd

Little Britain Rd

Zion Rd

Fenelon Bdry

Dewdrop Rd

Cresswell Rd

Salem Rd

Seagrave

Scugog Line 9

HWY

Medd Rd

Uxbridge

Prouse Rd

Bethesda

Sideroad 17

47

Wagg Rd

Hillsdale Dr

a

Re ach St

HWY

O’Beirn Rd

7th Conc Rd

e hor

d

Kawartha Lakes

Royal Oak Rd

Scugog Line 12

Cragg Rd Canton Rd

6th Conc Rd

Aurora Rd Lak es

Jesse Thomson Rd

Sideroad 17A

15 8

Brock Rd

Siloam

Ballantrae

Vandorf Rd

Marsh Hill

Scugog Line 12

23

8

7 12

B

Taylor Corners

Farmstead Rd

Little Britain Rd

6

Saintfield

Uxbridge

St Johns Rd

Farmstead Rd

Pinedale

Scugog Line 14

Blue Mountain Rd

Ball Rd

Roseville

3nd Concession Rd

57

St John’s Rd

Wesley Cors

Shier Rd

Cherry St Faulkner Ave

Oakwood

7 7th Concession

6

ke La on ge ur St

7A

Cambray 18

Manilla

2nd Concession

Victoria Corners

34

GrahamRd

Brock-Scugog Townline Rd

1

A

Skyline Rd

13

Victoria Corners Rd

9

Quaker Rd

9th Concession

6th Concession

Foster Dr

Feasby Rd

4th Conc Rd

26

11

2nd Concession Rd

Woodbine Ave

ad

13

Davis Dr Bow St

Cedar Valley

Vivian Rd

74

Sandford Rd

York-Durham Line

arket

ogarttown

Weirs Rd

Sandford

Peniel Rd

5th Concession 4th Concession

Goos

33 The Glen Rd 34

46

10th Concession

Sunderland

Cameron 9

Rd

Black School Rd

11th Concession

21

Rd

9

Valley

32 12

8th Concession

King St

Linden

6

Powles Corners

Islay

Grasshill

Woodville

Cannington

Derryville 12

Woodville

St

31

9th Concession

Vallentyne

Zephyr Rd

13

Leaskdale Rd

Ashworth Rd

69

Brock

2

Concession

30

Vrommanton

23

8th Conc Rd

Davis Dr

Lake Ridge Rd

West Franklin

Bales Dr

Udora

46

King

2

6th Concession Rd

19

82

Kennedy Rd

9th Concess ion

St

Rd Franklin

Herald Rd

39

t

14th

29

Hartley

Lorneville

10

5th Concession Rd

Mount Albert Rd

13

12

Wilfrid

10th Concession

Fowlers Rd

4th Concession Rd

Centre St

65

Lane

Zephyr

Hollingers Rd

Doane Rd

Bridle Path Farr Ave

Foot Dafoe St St

East Gwillimbury

Doane Rd

86

Brewster Rd

3rd Concession Rd

77

28 13th Concession

Rd

Q u a r ter

Lorneville

Brock-Thorah Townline East

Concession

21

Ravenshoe Rd

39

Meyers Rd

Orchard Ct

2nd Concess ion

48 Hornes Rd

Cedarbrae

5th Concession Rd

2nd Concession Rd

Leslie St

Holborn Rd

Cedarbrook Dr Rd

Old Shiloh Rd

Leitch Rd

3

Queensville

Georgina

Brown Hill

Cole Rd

14th

27

Old Homestead Rd

48

81

Frog St

Boag Rd

Maple Hill

8

26 Morning Glory Rd

Smith Blvd

Prout Rd

Ravenshoe

Queensville Sideroad

13

ain

Rd

79

Audubon Way

Miles Rd Blake Ave

ing ter Ca

Boag Rd

Holborn Rd

45

32

Carley Rd

The Queen sway

Holland Marsh

Rd st re nc ve Ra

25

18

g Irvi n

Weir’s Sideroad

Glenwood Ave

Ravenshoe Rd

Cryderma n’s Rd

COOK’S BAY

24

Latimer Rd

Dr

Concession Rd 3 Thorah

Concession Rd 2 Thorah

Sideroad 17

Baldwin Rd Pollock Rd

Virginia

Park Rd

Church St Morton Ave

Sutton

BrockThorah Twnl W

Thorah Beach Port

Point

Lloyd Sdrd

23

Mile Lane

Lasher La Valley Vie w Dr

nt ry Bethel Side Rd

Rd

Island View

Rd

Maple Beach

Duclos Point

P e ff e r l a w

22 Cou

Old Homestead Rd

River

Stoney Batter Rd

Rd 9 ing

Lockie Sd Rd

21

Briars Pk

Virginia Blvd

Base Line Rd

8A

Rd

e dge

Black 80 Hi

Park Rd

20

Jacksons Point

3

St gh

19

Boyers Sideroad

Metro Rd

Willow Beach

Rd H

DeGrassi Point

Island Grove

Deer Park Rd

The Que ensw ay

Harbour St Pine Ave

Roches Point

h ore

Dalton Rd

t tS ar Ew

e

Dr

e Lak 78

S

each Rd

Lake

Civic Cen tre Rd

d eR

Cate r

Sideroad

23

Nantyr Park

Thorah

John’s Rd

Line

Line

MORE INNOVATIVE, STYLISH CONDO DESIGNS COMING TO CORNELL

CORNELL MODEL SUITE - KITCHEN

CORNELL MODEL SUITE - LIVING ROOM

The Original Condominiums Of Cornell Now Under Construction – Second Condo Coming Soon Mattamy is proud to return to Markham and its highly sought after Cornell community with The Condominiums of Cornell. This new mid-rise building offering suites from 725 SQ.FT. - 1,302 SQ.FT. is a renewed take on comfortable, modern living.

Register for updates now

New innovative designs complete with an ingenious

MATTAMYHOMES.COM

ability to enjoy all 4 seasons plus essential building

solarium-styled window enclosure that offers you the amenities like a fitness centre, party room and rooftop BBQ area bring modern urban life to an interconnected community setting.

Proud Partner of the Canadian National Track Cycling Team

FOLLOW US: