GTA New Home Guide - Mar 5, 2016

MAR 5 - 19, 2016 VOLUME 24, ISSUE 5, FREE

GTA EDITION

Mattamy unveils new contemporary condos in the GTA

INSIDE THIS ISSUE

5 REASONS 2016 IS A GOOD YEAR TO BUY A HOME

‘THE BIG SHORT’?

NOT IN CANADA

STORMWATER CONTROL TECHNIQUES KEY TO COMMUNITY DEVELOPMENT

E A U GLHA U G H E E S ID E H O PS H O C P H A TC H A T L I V E L I VL E X P L EOXRPEL O R D GE NS I G N S T Y L SE T Y L S

LIVE LIVE LAUGH LAUGH EXPLORE EXPLORE DESIGN DESIGN STYLE STYLE SHOP SHOP CHAT CHAT

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contents MAR 5 - MAR 19, 2016 | VOLUME 24 ISSUE 5

30

ON THE COVER

Mattamy Homes + online NEIGHBOURHOOD

HOME SEARCH

MORE +PHOTOS +VIDEOS +ADVICE +INSPIRATION +TRENDING

WITH

DYNAMIC MAPS

LOOK FOR THE CIRCLE

Offering contemporary living in the GTA property profiles

neighbourhood profile

24 Fieldgate Homes

32

A new collection of homes at Valleylands in Brampton

34 Tribute Communities

Gates of Nobleton – estate home community

50 Gold Park Homes Luxury homes at Kleinburg Glen

Old Oakville

Offering all the benefits of a waterfront community

trending

20 New Home Market GTA home sales off to a slow start in January

28 Rosehaven Homes

wins Canadian President’s Award for Energy Efficiency

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14

34

38

The Big Short

Why its unlikely Canada will ever be starring in a sequel

42 Leap Year 2016

Canada’s historical home price growth

54 Housing Market

Five reasons 2016 is a good year to buy a home

28

24

advice

10

BILD Report

Stormwater control key to community development

by Bryan Tuckey

50

14

Fundamentally Speaking

Ontario 2016 budget good, not great, for housing

by Wayne Karl

18

Mortgage Advice

Three steps required to get into the market

by Alyssa Richard

46 Legally Speaking

Why foreign investors love Canadian real estate

by Jayson Schwarz

buyers’ resource section

38

82 Hot Properties

New releases, openings and preview registrations

54

85 Mortgage Rates in every issue

4

Editor’s Note

6

Contributors

86 Advertiser Index 88 What’s Online MARCH 5 - 19, 2016 | NEW HOME GUIDE 3

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Editors' Notes

Smaller households, smaller homes

SUSAN LEGGE Editor-in-Chief / Director of Content Yellow Pages NextHome Email: Susan.Legge@ypnexthome.ca Twitter: @SusanLegge

Canadian households are shrinking, according to Stats Canada.

Seven decades ago, the average household consisted of 4.3 people, by 2011, the average size had dropped to 2.5 people per household, albeit, there’s plenty more of us to house.

While the majority of Canadian homes built over the last century were created to support larger households, traditionally comprised of two parents with children, nowadays one or two people make up the majority of households, which is why apartment and condo living, in urban areas in particular, has become increasingly popular.

The impact of smaller families on the Canadian housing market has been significant, spurring a dramatic change. The introduction of more rental properties and housing options of all shapes and sizes is effectively servicing smaller households who need affordable options. While larger

OLD OAKVILLE

TAKE A TOUR ONLINE ypnexthome.ca/old-oakville

dwellings are still a need, the next time you see another crane in the air keep this new demographic dynamic in mind. While Canada continues to grow, new housing needs will continue to reshape the cities and homes we live in.

Welcome to spring, a little early

WAYNE KARL Senior Editor Yellow Pages NextHome Email: Wayne.Karl@ypnexthome.ca Twitter: @WayneKarl

+ get social

Spring is just around the corner – no, it really is, later this month! – a period in the real estate industry normally associated with busy season.

It’s that time of year when, after what’s turned out to be a pretty mild winter, many Canadians emerge from hibernation and want to get out and search for a new home. Builders, too, often use this period to launch new developments, and add incentives to entice buyers into snapping up remaining inventory in existing communities.

In Ontario, spring this year comes

with the additional characteristics that other markets in Canada can only hope for – a decently strong economy, healthy job growth and housing markets that are among the leaders across the country.

Combine this promise with what are expected to be continuing low interest rates, and you have a pretty welcoming environment to begin your new home search.

And if it takes a little longer than the spring season, take your time – homebuying opportunities will likely still be there later in 2016.

Interact with us on social media: ypnexthome

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Contributors

BILD REPORT

BRYAN TUCKEY Bryan Tuckey is President and CEO of the Building Industry and Land Development Association (BILD) and can be found on Twitter (twitter.com/bildgta), Facebook (facebook.com/bildgta), Youtube (youtube.com/bildgta) and BILD’s official online blog (bildblogs.ca)

PRESIDENT, YELLOW PAGES NEXTHOME

Jacqueline Hill EDITOR-IN-CHIEF / DIRECTOR OF CONTENT

Susan Legge DIRECTOR OF SALES, NATIONAL

Moe Lalani ASSOCIATE PUBLISHER, NEW HOME GUIDE GTA, NEW CONDO GUIDE

Anne-Marie Breen

MORTGAGE ADVICE

ASSOCIATE PUBLISHER, NEW HOME & CONDO GUIDE, SOUTHWESTERN ONTARIO

ALYSSA RICHARD

Susan Maxwell

Alyssa Richard is the Founder and CEO of ratehub.ca, a mortgage rate comparison site that aims to empower Canadians to make smart financial decisions

EDITOR

Wayne Karl ART DIRECTOR

Tammy Leung

CONTRIBUTING EDITORS

LEGALLY SPEAKING

JAYSON SCHWARZ, Jayson Schwarz LL.M. is a Toronto real estate lawyer and partner in the law firm Schwarz Law LLP. He can be reached by visiting schwarzlaw.ca or by email at info@schwarzlaw.ca or phone at 416.486.2040

Sara Duck (on leave), Elisa Krovblit, Lydia McNutt (on leave)

SENIOR ACCOUNT EXECUTIVE

Nina Downs nina.downs@ypnexthome.ca SENIOR ACCOUNT EXECUTIVE

Dionne Fraser dionne.fraser@ypnexthome.ca DISTRIBUTION & SALES CO-ORDINATOR

more online We have even more content online! Read more stories from our team of contributors at ypnexthome.ca, including stories by:

Terry Basset NATIONAL CIRCULATION MANAGER

John Jenkins

PRODUCTION MANAGER

Bala Gnanapandithan PRODUCTION CO-ORDINATOR

Sandra Hanak-Vujnovic

DESIGNER ADVICE

JANE LOCKHART Jane lockhart is Founder and Principal Designer of Jane Lockhart Interior Design in Toronto. She can be reached at 416.762.2493. janelockhart.com

TARION REPORT

HOWARD BOGACH Howard Bogach is President and CEO of Tarion Warranty Corp. His column appears monthly in New Home Guide. For more information about how Tarion helps new-home buyers, visit tarion.com or find us on Facebook at facebook.com/TarionWarrantyCorp.

DESIGNER ADVICE

YANIC SIMARD Yanic Simard is the principal designer of the awardwinning Toronto Interior Design Group (tidg.ca), and a regular guest expert on Citytv’s CityLine

MONEY MATTERS

GRAPHIC DESIGNERS

Miguel Cea, Mike Terentiev

Published by

#500-401 The West Mall Etobicoke, ON M9C 5J5 T 416.626.4200 F 416.784.5867 ypnexthome.ca

ADVERTISING Call 416.626.4200 for advertising rates

and information.

CIRCULATION Free distribution in select high-traffic street boxes, stores, banks, financial institutions and select condominium sales offices.

COPYRIGHT 2016 All rights reserved by Yellow Pages Homes Ltd., Toronto, Ont. Reproduction in any form is prohibited. Contents of this publication are covered

by Copyright and offenders will be prosecuted under the law. The views and data expressed by columnists do not necessarily represent those of the publication.

TERMS Advertisers, Editorial content are not responsible for typographical errors, mistakes or misprints. All prices are correct as of press time and are subject to change without notice. E. & O. E. EDITORIAL SSubmissions from interested parties will be considered. Please submit to the editor at Susan.Legge@ypnexthome.ca

GAIL VAZ-OXLADE Gail Vaz-Oxlade is the host of Til Debt Do Us Part, author of Debt Free Forever and blogs daily at gailvazoxlade.com.

Follow Gail on Twitter at twitter.com/GailVazOxlade

Please recycle this magazine! Yellow Pages NextHome participates in the Partners in Growth Reforestation Program through St. Joseph Communications. To date, Partners in Growth has planted over 2.5 million trees in parks, recreation and conservation areas, and other public spaces across Canada. Established in 1990, this program was started with Scouts Canada to help replenish the environment.

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Advice | BILD REPORT

New stormwater control techniques key to community development

By Bryan Tuckey

MORE ADVICE ONLINE ypnexthome.ca/news/advice

DURING A RAINSTORM or after the snow melts, have you’ve ever wondered where does all that water go?

It’s a good question and engineers and environmental science professionals use many techniques to help control stormwater within a neighbourhood to ensure water flows to the right places.

Prior to the 1980s, not a lot of attention was paid to stormwater management. The main challenge then became water quantity – containing and re-directing water, especially during major storms. A common strategy used then was dry stormwater ponds that could be incorporated in parks, soccer pitches or baseball diamonds. These recreation facilities do double duty by controlling stormwater during major storms when the parks weren’t being used due to inclement weather. You can still find them in places such as the Ada Mackenzie Park in Richmond Hill, the Aldergrove Park in Markham and the Copland Park in Aurora.

Since then, things have changed.

Rules and regulations for water quality control and environmental protection have been legislated and a variety of stormwater management techniques have been invented and integrated into new communities across the GTA. As the focus of stormwater management techniques shifted to water quality, one of the most visible tools used has been wet stormwater ponds. Found in many communities

across the GTA, they are designed to look like a natural greenspace and while collecting, retaining and treating stormwater.

The building and development industry designs and builds them as part of developing new communities and municipalities are responsible for maintaining them.

The maintenance alone can be challenging and expensive.

In recent years, engineers and environmental scientists have been innovative in creating alternative strategies to collect, move and treat stormwater after a rainstorm or snow melt.

One such alternative is referred to as low impact development (LID). It is a planning and engineering design approach that seeks to mitigate the impact of stormwater and is a toolkit of sorts with technologies and techniques to harvest, filter, detain and infiltrate stormwater.

It’s an attractive approach because the technology and techniques can use both private and public property and many help to achieve environmental sustainability targets.

The industry sees an opportunity in enhancing and evolving the use of recreational parks. Improving on the techniques used in the 1980s, integrating stormwater management and low impact development tools while maximizing the land use can be a win-win.

One of the first new neighbourhoods to integrate this improved technique is The Vales of Glenway project, a residential development with 185 new homes under construction now in Newmarket.

The team led by developers Bazil Developments and builders Mosaik Homes worked closely with municipal and conservation authority staff to find innovative solutions to manage stormwater using LID techniques on both private and public property, including a park, setting a new precedent for years to come.

Bryan Tuckey is President and CEO of the Building Industry and Land Development Association (BILD) and is a land-use planner who has worked for municipal, regional and provincial governments. He can be found on Twitter (twitter.com/bildgta), Facebook (facebook.com/bildgta) and BILD’s official online blog (bildblogs.ca).

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Advice | FUNDAMENTALLY SPEAKING

Ontario 2016 budget good, not great, for housing

By Wayne Karl

MORE ADVICE ONLINE ypnexthome.ca/news/advice

WITH A FOCUS OF “Jobs for today and

tomorrow,” the 2016 Ontario budget aims to do just that by growing the economy and employment opportunities. For that it scores passing marks from the housing industry and other sources.

Where it may come up a little short is a couple years down the road as it tries to balance the books.

Proof that its plan is working, the Ontario ministry of finance points to:

» Ontario’s economic growth is outpacing national growth and is expected to continue to be among the strongest in Canada for the next two years. » Ontario has created more than 600,000 jobs since the recession in 2009 and is projected to create more than 300,000 additional jobs by the end of 2019, bringing total job creation to more than 900,000 net new jobs over a 10-year period.

For 2015-16, the deficit is forecast to be $5.7 billion, which is $2.8 billion lower than projected in the 2015 Budget. The government is projecting a deficit of $4.3 billion in 2016-17.

Ontario says it will balance the budget in 2017-18, while continuing its focus on investments that stimulate economic and employment growth.

There wasn’t much in the budget specifically on housing, with the exception of giving more people access to adequate and affordable housing through a three-year investment of $178 million, as part of the LongTerm Affordable Housing Strategy.

In addition, the Green Investment Fund will help almost 40,000 families conduct energy audits and retrofits on their homes, reducing their energy bills.

Another focus was reducing commute times and making travel more convenient by implementing Regional Express Rail, improving GO Transit services and continuing to roll out the PRESTO fare card system on Toronto transit.

For its part, the Ontario Home Builders’ Association (OHBA) says it appreciates the climate change initiatives to shift towards a lowcarbon economy. The infrastructure investments and transit funding will support the development of complete communities and reduce greenhouse gas emissions from both the building and the transportation sector.

“People need better transportation options in communities across Ontario and the province’s massive transit investment should support the creation of location efficient and complete communities,” says OHBA CEO Joe Vaccaro. “Building complete communities along transit lines makes sense and these investments in transit are a golden opportunity for municipalities to do the pro-active planning work and pre-zone appropriate intensification along transit corridors. The quid pro quo for provincial investment in transit should be a requirement for municipalities to modernize

decades out-of-date zoning to properly align land-use planning with transportation planning.”

The Conference Board of Canada, while acknowledging the economy has improved over the last three years and is now among the growth leaders in Canada – says there are risks with this budget.

Among them is that, beginning in 2017, households and businesses will begin paying more for gasoline and home heating under the government’s plan to fight climate change. This, at a time when consumer spending, a robust housing sector and business investment are key drivers of the economy.

“On the expenditure side, the government has been able to keep spending under control as it had budgeted,” the Board says. “However, the toughest cuts are still to come.

Budget 2016 allows for small increases in spending on health care, social services, and education over the next two years. But in order to rein in spending even more than what was achieved in the last two years, other program spending will have to be cut by four per cent in 2016-17.”

The budget provides few details on how these cuts will be implemented, the Board says.

“Indeed, one of the biggest challenges going forward as the province attempts to balance its books will be sticking to its ambitious spending targets.”

Wayne Karl is an award-winning writer and editor with experience in real estate and business. In Fundamentally Speaking, Wayne explores the basics you need to examine when buying property. He can be reached at wayne.karl@ypnexthome.ca or follow him on Twitter at Twitter.com/ WayneKarl.

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luxury homes and condos to life N FALL 2015 | GTA EDITIO

created exclusively to showcase luxury homes and condo developments, Luxury Living is the first premium magazine of its kind.

es

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LUX HIGH-END LIVING: THE CONDO EVOLUTION

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COMMUNITIES OAKVILLE - WOODLAND TRAILS 2 & 3 Storey Freehold Towns starting from the mid $600’s BRAMPTON - NEIGHBOURHOODS OF MOUNT PLEASANT 45’, 41’, 38’ & 30’ Singles from the low $600’s Freehold Towns from the mid $400’s BRAMPTON - URBAN TOWNDOMINIUMS IN MOUNT PLEASANT Starting from the low $300’s from 838 sq.ft. to over 1,031 sq.ft.

CALEDON - LOTUS POINTE 2 & 3 Storey Freehold Towns from the upper $400’s

COMING THIS SPRING ALDERSHOT IN BURLINGTON AFFINITY CONDOMINIUMS Spring 2016 - Two Contemporary six storey buildings Register at AffinityCondo.com HOLLAND LANDING - ANCHOR WOODS Late Spring 2016 - 45’ & 38’ Singles and Semis Register at AnchorWoods.ca

SEEK HAVEN FROM THE AVERAGE Ordinary is for others. Separate yourself from the common, the oh-so-typical, the middle-of-the-road, the good-enough, the run-of-the-mill. Seek haven from anything less than the exceptional. This is where life is a step above. This is Rosehaven.

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Prices and specifications correct at press time.

Prices quoted are in thousands except for Kleinburg & Randall pricing. E. & O.E. MARCH 5 - 19, 2016 | NEW HOME GUIDE 17

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Advice | MORTGAGE ADVICE

First-time homebuyers 3 steps required to get into the market

By Alyssa Richard

MORE ADVICE ONLINE ypnexthome.ca/news/advice

PURCHASING A HOME will be one of the biggest investments you’ll ever make. If you’re just starting to look, there are a few steps you’ll need to take before you can buy a home.

Determine how much you can afford First, you have to determine what you can afford. Your affordability is based on your household income, your current monthly debt payments and the costs associated with owning a home (such as property taxes, heating costs, and condo fees).

A lender will also look at two ratios to figure out how large your mortgage can be. The first is called the gross debt service ratio. Your monthly housing costs for (principal and interest, taxes, and heating costs) shouldn’t be more than 32 per cent of your gross income. The second is called the total debt service ratio, which includes your housing costs as well as any loan expenses (such as credit card and line of credit payments, and car loans or leases).

This ratio shouldn’t be higher than 40 per cent of your gross income.

You also have to come up with enough money to make a down payment. You’ll need to have a minimum of five per cent. If you’re able to come up with a down payment of 20 per cent or more, you won’t need mortgage loan insurance.

And you should also have money saved for closing costs, which could be between 1.5 and four per cent of the purchase price of your property.

Dip into savings Once you’ve determined how much you’ll need, you’ll have to find a source for your down payment and closing costs, one of which can be your RRSP. Under the Home Buyers’ Plan, you can withdraw up to $25,000 from your RRSP on a tax-free basis as long as the funds have been in the plan for more than 90 days.

If you’re purchasing a property with a partner who’s also a firsttime buyer, you’ll each be able with withdraw $25,000.

Keep in mind that the money has to be paid back starting the second year after you make the withdrawal and you have up to 15 years to repay the amount. If you don’t make an annual payment, you’ll have to declare it as taxable income on your tax return for that year.

If your RRSPs or other savings aren’t enough, your family may be able to help you. In fact, an April 2015 BMO survey found 42 per cent of first-time buyers expect their parents or relatives to help pay for their first home.

Shop for a mortgage It can pay to shop around. If you and your partner go with the first mortgage rate you find, you could end up paying a lot more.

Let’s assume the following: you plan on buying a $500,000 home with a $400,000 mortgage, your amortization period will be 25 years, and you have a five-year fixed rate of 3.5 per cent. That means your total mortgage payment will be $1,997 a month.

But if you do a little research, you could save some money. If you’re able to get a mortgage with a fiveyear fixed rate of 2.5 per cent, your payments will be $1,792, a difference of $205 a month or $2,460 a year.

That’s why you should look for the best mortgage rates.

You need to be ready financially before you’re able to purchase a property. Knowing what steps are involved to become a first-time homebuyer will allow you to start your search for buying a home.

Alyssa Richard is the founder and CEO of ratehub.ca, a mortgage rate comparison site that aims to empower Canadians to make smart financial decisions.

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2016-02-12 4:38 PM 2016-02-12 4:38 PM 2016-02-29 6:54 PM

Trending

GTA new home sales off to a slow start in January GTA NEW HOME SALES are off to a

slow start so far in 2016. Following one of the biggest years ever for new homes in the GTA, in January, sales of new homes were down, prices were mostly flat and new inventory was limited, according to the Building Industry and Land Development Association (BILD).

Last year was the third-highest volume sales year on record in the GTA. The average price of new homes hit record highs, particularly in the lowrise market where the average price eclipsed the $800,000 mark for the first time ever.

This year has started off slower.

In January, there were 1,614 new homes purchased in the GTA, down 10 per cent from the longterm average and 22 per cent below January 2015. Prices remain relatively unchanged.

BILD president and CEO Bryan Tuckey attributes the sales to reduced inventory of new homes available for sale in January.

“While the number of new projects

January ’16

MORE TRENDING ONLINE ypnexthome.ca/news

launched in January was similar to last year, the number of actual units in these projects was significantly lower,” he says. “You can’t sell what you don’t have, so fewer new homes brought to market means fewer sales.”

The industry brought 1,379 new homes to market in January 2016, compared to 2,011 in the same period last year.

Sales of highrise condominiums were 17 per cent below the longterm average in January, while sales of lowrise homes (detached, semidetached and townhomes), were five per cent below average.

“It is important to understand that one month does not a trend make,” Tuckey says. “The next few months will tell a more accurate story about the market with the introduction of additional new projects across

Lowrise

the GTA.” The average price of new lowrise homes was down by one per cent from December 2015. However, the $822,926 January average is 17 per cent above the January 2015 average of $710,628. The price of a new detached home in the GTA was $985,899, down less than 0.5 per cent from December 2015.

The average price of a new highrise home in the GTA declined one per cent from December 2015 to $449,199 in January 2016, but that is in part the result of units’ size continuing to get smaller.

The price per square foot of highrise homes increased four per cent over the last 12 months from $558 to $581. The average size of a highrise suite in January 2016 was 773 sq. ft., compared to 796 sq. ft. the year prior.

Highrise

Total

Region

2014

2015

2016

2014

2015

2016

2014

2015

2016

Durham

140

147

265

7

10

53

147

157

318

Halton

281

337

129

92

154

39

373

491

168

Peel

259

291

259

34

43

39

293

334

276

Toronto

47

25

47

869

615

391

916

640

489

York

372

331

372

95

120

118

467

451

363

GTA

1,099

1,131

1,099

1,097

942

640

2,196

2,073

1,6149

SOURCE: REALNET CANADA INC.

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Main Street Seaton Pickering

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A uniquely appealing collection of incredible detached homes on 33’ and 40’ lots in a spectacular Mount Albert setting.

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Three luxurious condominium villas offering suites ranging from 890 sq.ft to 1,560 sq.ft in historic Kleinburg village.

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Superb selection of quick move-in ready suites in this spectacular completed boutique condominium.

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Exquisite all-detached bungalow and 2-storey homes on lots up to 70’ in Averton Peterborough’s stunning riverside community. Register now for first-in-line access!

Learn more @ Averton.ca Follow us on Prices and specifications are subject to change without notice. E. & O.E. Rendering’s are artist’s concept. *Limited time only, some conditions apply, see sales representative for details.

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Property Profile | FIELDGATE HOMES

Hudson Elevation ‘A’ offers a five-bedroom plan and great entertainment areas on the ground floor.

A new collection of 38- and 41-ft. homes now released near Queen Street West and Chinguacousy Road at Valleylands

Valleylands Location

West Brampton Builder

Fieldgate Homes Development

Valleylands Home Type

38, 41-, 45- and 50-ft. singles from the upper $600’s Sales Centre

8676 Chinguacousy Rd. Contact

905.457.0445 fieldgatehomes.com

WHEN DRIVING ALONG Chinguacousy Road

in southwest Brampton, one gets the feeling that they’re in the midst of a very special community. It’s a place where the valleys of the Credit River offer a breathtaking outdoor playground of lush green parkland. It’s in the heart of this exquisite neighbourhood that Fieldgate Homes has created one of Brampton’s finest family communities, Valleylands of the Credit River.

A new collection of 38- and 41-ft. detached homes has been released, located near Queen Street West and Chinguacousy Road.

Also, there are 50-ft. inventory homes, some with closings available in as little as 30 days at Valleylands. For those looking to move in

soon, Valleylands’ current inventory homes run from 2,944 to 3,470 sq. ft., have four and five bedrooms and start from the low $800’s. It’s never been easier to come home to Valleylands!

The 3,470-sq.-ft., two-garage, five-bedroom Hudson Elevation B is an exceptional family home that boasts a wide array of impressive features and finishes. The front of the home offers a breathtaking elevation of stone and brick that features a covered front porch as well as a covered second floor …continued on page 26

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…continued from page 24

Ground floor Plan Elevation ‘A’

Second floor Plan 5 bedroom Elevation ‘B’

balcony. The interior of the home is both stunning and spacious, with the main floor offering a gourmet kitchen, a large living room, a family room with gas fireplace and more. Upstairs, the master suite includes features such as his and hers walk-in closets, a soaker tub and a separate shower. The remaining bedrooms offer an abundance of space for the whole family. The second and third bedrooms share an ensuite bathroom, as do the fourth and the fifth. There’s also a conveniently located upstairs laundry room that’s sure to make life easier. Those looking for even more room have the option of adding a guest bedroom with a full bathroom on the main floor. Priced from the upper $800’s, the Hudson delivers luxury family living at its finest.

For most families, school is a top priority, so it’s nice to know that Valleylands is ideally situated to take advantage of many of Brampton’s wonderful educational facilities.

Churchville Elementary School – a new elementary school serving grades K-8 – is now open right in the Valleylands community, and Queen Street elementary school and Brampton Centennial Secondary School are both close by. There are also a number of other fine public and Catholic primary and secondary schools within a short distance.

In addition to excellent proximity to schools, Valleylands is also in a great location to take advantage of a whole host of other lifestyle amenities. The Heartland Town Centre is only five minutes away, offering major retailers such as Best Buy, Home Depot and Costco. Nearby Erin Mills Town Centre, Trinity Common Mall and Bramalea City Centre also offer wonderful selections of shops and restaurants. For those in search of live entertainment, there’s the Rose Theatre, offering a year-round calendar of musical and theatrical performances.

Golfing enthusiasts will be impressed with the great selection of golf courses within a short driving distance, and the commute to Toronto is a breeze with Hwys. 401 and 407 just minutes away.

For more information, call the sales centre at 905.457.0445 or visit fieldgatehomes.com

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Trending

Rosehaven wins RESNET Cross Border Builder Challenge Builder wins the Canadian President’s Award for Energy Efficiency

MORE TRENDING ONLINE ypnexthome.ca/news

IN THE RECENT 2016 Cross Border Builder Challenge held by RESNET (Residential Energy Services Network) in conjunction with Canadian counterpart CRESNET, Rosehaven Homes was presented the Canadian President’s Award for the most homes rated HERS 53 or lower.

In deciding the award, Rosehaven was deemed to have built 187 homes in Ontario with HERS rating of 53 or under. A number of state of the art energy efficient features are offered by the respected builder.

“With this esteemed award, Rosehaven Homes is a winner – and Rosehaven homebuyers are too.

That’s because energy efficiency in new home building benefits every one of us, and our home planet too,” says Heather Weeks, marketing manager at Rosehaven Homes.

The HERS Index is a measurement of a home’s energy efficiency and the lower score indicates superior energy efficiency achieved for the residence or commercial building.

The RESNET and CRESNET Cross Border Challenge is a friendly competition between American and Canadian builders for seven awards available to be won for energy efficient home building.

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Property Profile | MATTAMY HOMES

cover story

Residences Of Creekshore Common lobby

Mattamy Homes offers the GTA some refreshing new options in contemporary condominium living MATTAMY IS JUST about to welcome

an intriguing variety of modern living options to the GTA. Open now, you can explore Oakville’s The Residences of Creekshore Common. And coming soon, Markham will offer The Condominiums of Cornell. The two properties, as you may expect, feature Mattamy’s signature thoughtful design. Both buildings exist within robust communities. And both feature spacious, livable suites plus desirable, community enhancing amenities.

The Residences of Creekshore Common – Mattamy’s newest and arguably most desirable Oakville address – has opened

with a remarkably inviting, upscale boutique condo.

The neighbourhood amenities are well established and include an abundance of convenient shopping and dining nearby plus many destinations within easy strolling distance. The community itself features scenic ponds and a creek, plus proximity to the charming Preserve Promenade.

Boutique condo elegance at The Residences of Creekshore Common The striking lines of the boutique condominium building promise modernity and don’t disappoint. The

up-to-date appointments include an elegant, welcoming Lobby designed to impress the most discerning purchaser. Residents are invited to make full use of the common lounge that connects to a sublime rooftop terrace that, in addition to its spectacular view, encourages all to cook out on the barbecues and mingle socially, if they desire.

Naturally, a fully appointed fitness facility makes staying healthy and fit simple and convenient.

Each condo suite thoughtfully includes many luxurious features as standard. A peek in through the generous floor-to-ceiling windows

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Cornell fitness facility

countertops and breakfast bars, plus sophisticated Stainless Steel Appliances. Secondary bedrooms sport their own exterior windows. And linen closets, a rare luxury in modern design, are thoughtfully included.

Building facilities also include a fitness centre, outdoor barbecue area and entertainment room.

For those wishing to get an early look prior to sale, the model suite is now open in the Cornell Sales Centre.

The sales centre is located at 3150 Bur Oak Ave., Markham.

MORE PHOTOS ONLINE ypnexthome.ca/mattamy-gta

Cornell outdoor barbecue area

might reveal the superior hardwood flooring, nine-ft. ceilings throughout – combined with soaring 14-ft. living room ceilings on the penthouse floor. Granite countertops are found in every Kitchen, and ensuite baths are paired with double sinks.

Plus, stainless steel appliances are complemented by a stacked washer/dryer unit. The Residences of Creekshore Common start at a remarkable $405,990.

The sales centre is located at 1388 Dundas St. W., Oakville.

Mattamy will soon return to Markham with the Condominiums of Cornell Mattamy’s six-storey building in its lauded Cornell community beautifully marries efficiency of living with a real sense of community. The company has

always prided itself on choice and this is no exception. An inspiring variety of floorplans ensure that homeowners can select just the right suite to accommodate their lifestyle needs. The Condominiums of Cornell also balance affordability with the luxuries of modern living. Innovation is part of the story as Mattamy has introduced ingenious, retractable solarium-style window enclosures on every balcony. Further enhancing the flexibility of choice, this European engineered system allows a homeowner to adapt their home’s usage to need, in any season.

Of course, luxurious standard features abound. Like Mattamy’s signature oversized windows that usher loads of natural light into wide, bright rooms. Nine-ft. ceilings contribute to the open feeling.

Upscale kitchens feature granite

Mattamy Homes is BILD’s six-time GTA Builder of the Year Mattamy was recently named the GTA Builder of the Year Award for an unprecedented sixth time by the Building Industry and Land Development Association (BILD).

Mattamy is particularly proud of this award as it’s based on comments from current Mattamy homeowners.

And the company remains adamant in their belief that nothing is better than a satisfied homeowner. Their intelligent and innovative approach to modern living will surely become a modern standard. We recommend you soon see for yourself how elegant living can be had today.

For more information, visit mattamyhomes.com Presentation centre hours are Monday to Thursday 1 to 8 p.m., Friday 1 to 6 p.m., Saturday, Sunday and holidays 11 a.m. to 6 p.m.

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Neighbourhood Profile

Old Oakville

By Betty Debeljevic

LOCATED JUST 30 minutes west of Toronto, Old Oakville (otherwise known as downtown Oakville) rests on the shores of Lake Ontario, embracing all the advantages that come with being a part of a waterfront community. Quiet and safe, Old Oakville combines nature and city life.

Vibe Old Oakville offers the best of many worlds. Arts, culture, festivals and events catered to kids, there is always something fun to take part in as a community. The neighbourhood’s real estate offers something for everyone, with trendy, one-of-a-kind dwellings, heritage homes, lowrise condos and rentals above storefronts available.

Meet the neighbours The residents of the downtown area are predominately well established and settled older professionals who may prefer a slower pace while still enjoying convenience. Younger residents like the downtown feel of the community without the big

city bustle. Slowly, Old Oakville is beginning to attract a more artistic and culturally in-tune group of residents.

In the area Residents in this community are in the market for something a little high end.

Lakeshore Road is a hub for designer stores with not-so-low prices where shoppers can find one-of-a-kind luxury items. If you are looking to spend a night out for dinner, expect to pay above average prices, but experience something special.

Planes, trains & automobiles For residents living downtown, the QEW is your best bet for travelling east or west. The bus system is very user friendly, with the depot located at the GO train station just off of Trafalgar Road at Cornwall Road, conveniently located for access downtown, ideal for city commuters.

The good, the bad & the rest Old Oakville is a dynamic, growing community that caters to older

MORE PHOTOS ONLINE ypnexthome.ca/old-oakville

professionals and young families.

It is a place where people congregate for major events or just for a stroll down the main strip.

Accordingly, there is concern with overcrowding in the downtown core during peak times. This is especially evident on weekends and during major town events, when the masses flock here, making traffic and parking a nightmare.

Real estate Real estate in Old Oakville is thriving in the area stretching along the lakeshore from east Oakville to the boundary of Bronte.

This community has a mix of houses and condos, with prices that range but tend to cater to a more affluent buyer. There are rentals on top of shops and restaurants right on Lakeshore Road as well as a few highrise apartments buildings.

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WEST VILLAGE COMING SPRING 2016 DETACHED HOMES ON 38’, 40’ AND 45’ LOTS

Introducing the ideal master-planned community close to everything but far from ordinary.

H o ll a nd

i nd La

SITE

ng Ro ad

Hw

Green Lane West

Green Lane East

Davis Drive West

Davis Drive

Yonge Street

Bathurst Street

19337 Highway 11, East Gwillimbury Mon. - Thurs. 1pm - 8pm, Fri. by appointment only, Wknd. & Holi. 11am - 6pm

ge Yontreet S

Miller’s Sideroad

Leslie Street

1 y1

ing Morn ad Sidero

Farr Avenue

HIGHWAY 404

Water Tower

Mount Albert Road onge Street Old Y

ce Spruenue Av

Yong e St ree t

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Go shopping at Upper Canada Mall and big box stores. Plus, easy access to the new 404 extension and the East Gwillimbury GO Station with direct connections to downtown Toronto.

Major Mackenzie Drive West

Major Mackenzie Drive East

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Property Profile | TRIBUTE COMMUNITIES

Gates of Nobleton Nobleton’s premier luxury all detached estate home community THE ROAD TO NOBLETON — a quiet country highway winds its way through rolling pastures of pristine farmland. Surrounded by such rich, natural beauty, it’s hard to believe that all of Vaughan’s amenities are only minutes away, and local schools, shops and restaurants can be found just steps from the community.

Discover a tranquil oasis, free from the noise and hustle of the city.

And in the heart of this picturesque setting, you’ll find private cul-desacs, expansive greenway parkettes

and a beautiful wood lot that add to the luxury and prestige for this new community setting.

Gates of Nobleton features a remarkable collection of 60-, 70and 80-ft. detached homes, most on traditional full-depth lots. The homes feature brick, stone and stucco exteriors that reflect this community’s classic country atmosphere. The interiors of the homes at The Gates of Nobleton are brilliantly appointed with an impressive selection of distinctive features and finishes, such

as hardwood flooring, Irpina brand kitchens with granite countertops, nine- or 10-ft. main floor ceilings, freestanding oval soaker tubs in the lavish master spa ensuites and much more. Created with a painstaking attention to detail, the luxurious interior spaces of these exquisite homes reflect the highest possible standards of luxury design. With homes priced from $1.2 million, you can be part of an elite luxury lifestyle at Gates of Nobleton. …continued on page 36

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Location

…continued from page 34

Nobleton Builder

Tribute Communities Development

Gates of Nobleton Home Type

60-, 70- and 80-ft. detached estate homes from $1.2 million Contact

mytribute.ca

“In the midst of Gates of Nobleton’s pristine setting, it’s hard to believe that an abundance of exceptional amenities can be found just minutes away.”

MORE PHOTOS ONLINE ypnexthome.ca/tribute-nobleton

When you visit Gates of Nobleton, you can enjoy an immersive first hand experience of the community’s singular luxury lifestyle by touring its spectacular designer decorated show homes. Starting your tour, you will be pleasantly surprised by the dramatic scale and sophistication of the 60-ft., 4,550-sq.-ft. Turnberry. Additionally, the positively remarkable 70-ft., 5,059-sq.-ft Castleton model is a true revelation of prestige and distinction.

See these for yourself this weekend.

In the midst of Gates of Nobleton’s

pristine setting, it’s hard to believe that an abundance of exceptional amenities can be found just minutes away. Local shops, schools and restaurants can be found just steps from the community. There are also many opportunities to enjoy the great outdoors at nearby Cold Creek Conservation Area, The Kortright Centre for Conservation, Edelweiss Park and Boyd Conservation Area.

And golfers are sure to enjoy nearby Nobelton Lakes Golf Club and Copper Creek Golf Club. Not to

mention, the many conveniences of Vaughan and the surrounding area are all nearby, such as Vaughan Mills, Canada’s Wonderland, Kleinburg’s McMichael Canadian Art Collection and so much more.

Tribute Communities is a builder/ developer with more than 30 years experience who has built more than 30,000 homes across southern Ontario. The company’s reputation has been earned through its architecturally distinct and exquisitely designed homes and communities that incorporate unique streetscapes, classic finishes and the very finest materials. Tribute has garnered numerous major industry accolades, including the Greater Toronto Home Builder Association’s Builder of the Year Award, The Desjardins Business Excellence Award, the prestigious JD Power and Associates Customer Satisfaction Award and the Tarion Warranty Homebuilder of the Year, as well as countless other awards for our many communities.

To learn more about The Gates of Nobleton, visit mytribute.ca today

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NOW OPEN IN STOUFFVILLE

ONLY A SELECT FEW RAVINE HOMES REMAIN Weekend trailblazing through new fallen snow. The joyful sounds of children making snow angels in the park. A warm mug of hot chocolate after a brisk winter walk. This is life in Trails at Cardinal Point.

Stouffville Rd 404

Don’t miss your chance to be a part of this award winning community.

SALES OFFICE

Main St

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Bakerhill Blvd.

Millard St

Hwy. 48

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Major Mackenzie Dr 407

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Trending

The Big Short? Not in Canada

By Elisa Krovblit

ARE YOU WORRIED that the Canadian market is in for its own “Big Short”?

With five Oscar nominations, The Big Short was one of the blockbusters of 2015. Not your typical hit, it was more of interest to market watchers and financial types. It was an intense movie, doing its best to explain why banks needed bailouts and homeowners found themselves in foreclosure with the U.S. market crash in 2008. If you’re worried that we’re next for a Big Short in Canada, you can relax.

The circumstances are different and we’re not at a risk for a Canadian Big Short. The difference is in our banking practices.

Of course, the hysterics may point to the slumping dollar, the potential of rising interest rates, the new rules on mortgages and the non-stop talk of a bubble as signs that we’re headed for financial crisis, but I doubt we’ll see any broad financial disaster. There’s no bubble. Inflated prices? That’s market value — supply and demand at work. New mortgage rules are a safeguard.

The 411 The Big Short was predicated on greed, irresponsibility and opportunity.

Real estate markets were hot and banks were making massive amounts of money on mortgages. Bonuses were given based on the number of mortgages approved, so there was huge motivation for mortgage approval. The banks were stacking these mortgages together to back bonds. Between obscene bonuses, great business on the books and happy new homeowners, it seemed like a win-win-win all around.

Except a huge number of those mortgages were given to people who should never have been approved. Bonds that were backed by what should have been solid AAA mortgages were actually being

MORE TRENDING ONLINE ypnexthome.ca/news

backed by mortgages that were likely to default.

And that’s precisely what happened.

Mortgages defaulted and, as the market plummeted, homes became worth much less than their mortgage value. Short sales were common for banks to try to recoup whatever they could, but they lost a lot of money on these mortgages that couldn’t be recouped.

To make it worse, in 2005, one multi-millionaire surgeon-turnedhedge fund manager dug deep into this data and discovered the disparity, predicting the crash. He realized that these mortgages weren’t strong and that the foundation of the money market was much, much weaker than anyone realized or wanted to admit.

So he did what any renegade hedge fund manager would do — he

saw an opportunity to make a lot of money and he bet against the banks.

The banks took his bet — what they perceived to be a high-stakes-norisk bet – because this scenario seemed incredulous, completely impossible to them. In fact, two other fringe investor groups found out what he was doing and opted to do it too.

And we know what happened next — the “impossible” happened.

Have you ever tried to get a mortgage in Canada? You need to qualify. You need to provide tax assessments, pay slips, T4s — you need to prove your income and verify in triplicate that you’ll be able to pay the mortgage. With good income and great credit, you’re not a huge credit risk. With big banks bound by minimum down payments and very specific approval criteria, mortgages in Canada are stable.

As an additional safeguard to the health of the Canadian mortgage industry, the government introduced new legislation in February of 2016, raising the minimum down payment on mortgages. The ratio of borrowing to value is lower this way, enabling the banks to sell properties for what is owed on them to recoup loss in the case of mortgage default and foreclosure. Even if the market were to downturn, the borrow-tovalue ratio would compensate the banks appropriately.

While we may experience market volatility — and we have in the past — our market is stable. As for The Big Short? Grab some popcorn. It’s a really interesting movie, but it’s highly unlikely Canada will ever be starring in a sequel.

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Trending

Leap year 2016 Canada’s historical home price growth

By Wayne Karl

GREATER VANCOUVER

SINCE 2016 IS A LEAP YEAR, we thought it would be

interesting to examine Canadian home price growth using four-year intervals.

We’ve gone all the way back to 1984, and the home price growth is, well… You won’t believe it.

If you’ve ever heard the axiom, “Don’t wait to buy real estate, buy real estate and wait,” this story defines its meaning. It also underlines the value of real estate over the long term.

We show you where — market by major Canadian market — and by how much.

WHAT DRIVES REAL ESTATE? Strong historical home price growth might be expected, given that real estate is a proven performer over the long term. But looking at the growth in these four-year windows shows some pretty staggering appreciation.

It’s important, however, to take inflation and other factors into account.

Housing market activity can fluctuate greatly over short time frames, Bob Dugan, chief economist, Canada Mortgage and Housing Corp. (CMHC), told New Home Guide. Over the course of a given four-year period, for example, housing market activity will reflect temporary factors such as swings in supply and demand that accompany normal economic ups-and-downs, as well as other macroeconomic factors.

CANADA Canada: Average prices, all home types (% growth) 1984 $76,351

1988

1992

1996

2000

2004

2008

2012

2016

$129,702 $149,864 $150,899 $164,374 $226,604 $304,663 $363,606 $442,264 (70%) (16%) (1%) (9%) (38%) (34%) (19%) (21%)

“While it is true that nominal house price growth was very strong in the four-year window of 1984 to 1988, this coincided with a period of strong overall inflation.

Similarly, if we calculate house price growth over the entire period of 1984 to the present using nominal measures, it would be surprising not to see spectacular results for growth, since we are not accounting for the impact of overall inflation over that span of time.”

It’s also important to note that mortgage rates have declined significantly since 1984, which, combined with income growth, has increased the borrowing capacity of homebuyers. “As a result, homebuyers could increasingly afford more expensive homes, which in turn contributed to the rise in average prices.”

Great Vancouver: Average prices, all home types (% growth) 1984

1988

1992

1996

2000

2004

2008

2012

2016

$113,722 $160,376 $245,260 $288,268 $295,978 $373,877 $593,767 $730,063 $897,158 (41%) (53%) (18%) (3%) (26%) (59%) (23%) (23%)

Sticking with the unadjusted numbers, looking at Greater Vancouver, there was huge growth – 53 per cent – from 1988 to 1992. What happened in this market over that period to contribute to such growth?

Hello, Expo 86, the world exposition that showcased the city and the province.

“Demand to live in the region picked up in the late 1980s and early 1990s,” thanks to this international event, says Richard K. Sam, principal market analyst for Vancouver at CMHC. “An expanding economy and employment opportunities attracted people to Vancouver and fueled populationbased demand for housing. Migration to the area was high, especially interprovincial migration.”

BC recorded a net gain of 125,880 people from other provinces between 1986 and 1991, Sam says. Along with job growth, wages and salaries grew at a faster pace, particular from 1988 to 1990.

“With these fundamental drivers in place, the demand for housing increased. Vacancy rates in the rental market were below one per cent from 1988 to 1990, and existing home sales reached relatively high levels. Home prices increased as demand exceeded supply.”

So how to explain the 59-per-cent growth in Greater Vancouver from 2004 to 2008, well after Expo 86?

“After a period of flat home sales and prices between 1996 and 2000, demand for housing started to pick up during the latter half of 2001,” Sam says. “This coincided with improving economic fundamentals (growth in employment, population and incomes), but also with relatively low interest rates.”

Along with low mortgage rates, international and interprovincial migration into the region increased, with the city recording a net population gain of 144,348 from 2004 to 2008.

One of the main drivers of economic and job growth was the infrastructure needed to support the 2010 Olympic Games, which led to labour shortages in the construction field. “Resales reached their highest level at 42,222 in 2005, while rental vacancy rates, which had climbed to two per cent in 2003, moved back down below one per cent from 2006 to 2008.” …continued on page 44

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…continued from page 42

WESTERN CANADA Vancouver wasn’t the only market in western Canada that was booming from 2004 to 2008. Average home prices in Calgary grew by 82 per cent, and in Edmonton 85 per cent. Even Winnipeg saw 62-per-cent growth.

Calgary: Average prices, all home types (% growth) 1984

1988

1992

1996

2000

2004

2008

2012

2016

$86,724 $100,687 $129,506 $134,643 $176,305 $222,860 $405,267 $412,315 $453,936 (16%) (29%) (4%) (31%) (26%) (82%) (2%) (10%)

Edmonton: Average prices, all home types (% growth) 1984

1988

79,215

$82,123 (4%)

1992

1996

2000

2004

2008

2012

2016

$109,602 $109,042 $124,203 $179,203 $332,852 $334,318 $370,010 (33%) (-1%) (14%) (45%) (85%) (0%) (11%)

Strong economic growth in Alberta and Manitoba generated employment opportunities and attracted many migrants to these provinces, according to Lai Sing Louie, regional economist, Prairies and Territories, for CMHC. Winnipeg: Average prices, all home types (% growth) 1984

1988

1992

1996

2000

$58,755

$81,931 (39%)

$81,990 (0%)

$86,142 (5%)

$88,553 (3%)

2004

2008

2012

2016

$121,925 $196,940 $255,058 $279,365 (38%) (62%) (30%) (10%)

“Alberta’s economy generated many jobs in this period, with a peak annual growth rate of five per cent in 2006.

In Calgary and Edmonton, the unemployment rates were below four per cent for large periods and temporary foreign workers began to help fill the labour shortage.”

As result of strong economic and demographic growth, housing demand increased, lifting housing prices.

GREATER TORONTO While Vancouver achieved huge gains from 1988 to 1992, and the rest of Canada saw decent growth, the GTA was the only market in Canada to decline, by four per cent, (and again by three per cent from 1992 to 1996). What happened?

Great Toronto: Average prices, all home types (% growth) 1984 $95,423

1988

1992

1996

2000

2004

2012

2016

$212,373 $203,323 $196,476 $243,249 $315,266 $379,943 $498,973 $622,707 (123%) (-4%) (-3%) (24%) (30%) (21%) (31%) (25%)

Hamilton-Burlington: Average prices, all home types (% growth) 1984

1988

1992

1996

2000

2004

EASTERN CANADA Looking across the country, markets in eastern Canada have quietly hummed along nicely over the years.

Newfoundland and Labrador, and Halifax-Dartmouth, saw pretty steady though unspectacular growth. What does that say about these markets?

Saint John: Average prices, all home types (% growth) 1984

1988

1992

1996

2000

$53,257

$73,502 (38%)

$81,560 (11%)

$82,066 (1%)

$93,697 (14%)

2004

2008

2012

2016

$116,836 $158,117 $168,048 $164,155 (25%) (35%) (6%) (-3%)

Halifax-Dartmouth: Average prices, all home types (% growth) 1984

1988

$78,474

$92,204 (17%)

1992

1996

2000

2004

2008

2012

2016

$99,975 $105,869 $128,003 $175,132 $232,106 $270,742 $280,672 (8%) (6%) (21%) (37%) (33%) (17%) (4%)

Price growth was strongest in Halifax between 1998 and 2008, according to Guillaume Neault, CMHC regional economist, Atlantic, coinciding with a period of residential growth in the resale and new-home markets.

Newfoundland & Labrador: Average prices, all home types (% growth)

2008

“All indicators pointed to a bubble in the Toronto housing market during the late 1980s and early 1990s,” says Dana Senagama, principal market analyst for GTA. “The market overheated, which led to an acceleration in house price growth. House prices then became overvalued, and overbuilding was observed before a significant decline in house prices was noted.”

$65,995

Toronto’s housing market faced significant macroeconomic headwinds, from a recession in 1990-91.

Mortgage rates were increasing at the same time.

“These headwinds resulted in significant job losses, and the subsequent years saw very slow job growth,” says Senagama. “Leading up to the recession, Toronto’s real estate market had gone through a fairly exuberant period that resulted in rapid price growth and home construction.

Between 1986 and 1989, home prices were growing at 20 to 30 per cent per year, on average. This encouraged builders to increase supply based on speculation that the previously strong demand would still be there.”

But by 1990, Toronto’s new-home market had a large overhang of unsold inventory. The weak recovery in Toronto’s job market and higher mortgage rates led to a lack of buyers, and the market was unable to absorb inventory fast enough to maintain price levels.

2008

2012

1984

1988

1992

1996

2000

$60,629

$76,828 (27%)

$91,590 (19%)

$93,661 (2%)

$99,525 (6%)

2004

2008

2012

2016

$131,499 $178,477 $268,776 $276,302 (32%) (36%) (51%) (3%)

“Between 2008 and today, price growth stabilized,” he says. “(Last year) was the third consecutive year where sales volume and new home starts were 20 per cent less than the 10-year historical average. Construction activity, however, has not subsided. Apartment construction, typically offered in rental tenure, has grown exponentially since 2008. Most of the units cater to households wishing to downsize.”

2016

$135,221 $151,038 $142,267 $164,168 $215,922 $280,790 $360,059 $443,388 (105%) (12%) (-6%) (15%) (32%) (30%) (28%) (23%)

Data provided by Canadian Real Estate Association. 2016 figures are as of Dec. 31, 2015.

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Advice | LEGALLY SPEAKING

Why foreign investors love Canadian real estate municipal and provincial. Outside Toronto, only the provincial LTT is payable.

By Jayson Schwarz

Real estate brokers For those wishing to buy or sell property, a qualified real estate broker is essential. Brokers are subject to special regulation in Canada. In Ontario, the Real Estate Council of Ontario is responsible for regulating real estate and administering brokers.

A broker can assist in identifying a target for acquisition, preparing offers and negotiating the deal. A qualified broker has access to one of the best multiple listing services in the world to help identify the right property for clients.

MORE ADVICE ONLINE ypnexthome.ca/news/advice

TORONTO IS ONE OF the “hottest”

cities in the world among the rich and famous looking to purchase real estate. According to Christie’s International Real Estate, the luxury housing market here saw a staggering 37-per-cent surge in purchases from so called “high-net worth” individuals in 2014.

Toronto was tops for growth among desirable urban destinations from more than 80 global markets examined by Christie’s. It was capitulated into the Top 10 “Best of the Best” cities in the world along with Dubai, Hong Kong, London, Los Angeles, Miami, New York, Paris, San Francisco and Sydney.

What do you need to know about purchasing property in Toronto? First and foremost, there is no restriction on foreign individuals purchasing property in Canada, unless it affects the national interest. Let’s take a closer look: Tax treaties Depending on your country of residence, there may be an international tax treaty in place with Canada. In this case, there will be provisions governing the effect of income earned on rental and sale proceeds of property in Canada. This translates to withholding tax and other questions, and allows you to avoid double taxation. This also allows you and your advisers to properly plan and structure your transaction.

Legal structures There are various legal structures available to foreign investors in Canada: » Real Estate Investment Trust – a trust established to consolidate capital for the purpose of real estate investment » Joint Venture – these are advantageous due to flexibility in allowing for varied and nonproportionate sharing of profits » Partnership, Limited Partnership » Corporation » Personal Ownership Being taxed in Ontario A purchase of new residential property in Ontario is subject to 13-per-cent HST. Rebates are available for resident Canadians who will occupy the premises or rent them out. Non-residents may not qualify, so professional advice is key.

The purchase of new residential property in Toronto is also subject to LTT from two levels of government,

UK investors, for example…

Tax treaties between Canada and the UK make Canada an attractive investment prospect for UK developers.

Double taxation treaties mean that subject to certain criteria, investors will not be taxed on income gained in one of the contracting states.

If tax rates are different in the two countries, you get credit for tax paid, and an adjustment if the tax in your home country is less than where you are earning the income. A company resident in Canada which receives income from interest, royalties, pensions or purchased annuities from UK sources may be able to apply for relief from UK tax and vice versa.

With the benefit of double taxation treaties, companies can take advantage of the booming real estate market in Canada.

Jayson Schwarz LL.M. is a Toronto real estate lawyer and partner in the law firm Schwarz Law LLP. Visit schwarzlaw.ca or email info@schwarzlaw.ca and give us your questions, concerns, critiques and quandaries.

46 YPNEXTHOME.CA

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IN THIS SECTION

» MAPS AND LISTINGS FOR NEW-HOME COMMUNITIES IN THE CENTRAL AND NORTH REGION » BUILDER NEWS AND THE LATEST IN NEW HOMES IN THE CENTRAL AND NORTH REGION FEB 20 - MAR 5, 2016 | NEW HOME GUIDE 49

TNH 03-05-16_master.indd 49

2016-03-01 1:21 PM

Property Profile | GOLD PARK HOMES

Discover luxury homes in a picture perfect setting at Kleinburg Glen ONE OF SOUTHERN ONTARIO’S most

enchanting small towns provides the picture-perfect setting for Kleinburg Glen, Gold Park Homes’ new community of distinctively designed residences. The idyllic Village of Kleinburg is well known culturally for being home to the McMichael Canadian Art Collection with its works by iconic artists including the Group of Seven.

It is also a popular spot for boutique shopping, fine dining and the charming

annual Binder Twine Festival featuring crafts, food and entertainment.

Kleinburg is situated at the crest of the Humber River Ridge, which means that breathtaking views are part of everyday life. Located in Vaughan, the Village is part of one of Canada’s fastest-growing cities and one of its most ethnically diverse.

There is a certain cachet that comes along with living in …continued on page 52

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…continued from page 50

Location

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Luxury single-family homes 1,849 to 3,623 sq. ft., from the upper $600,000s Sales Centre

9990 Weston Rd., in Woodbridge (southwest corner Weston and Major Mackenzie Drive), open Monday to Thursday 1 to 8 p.m., Saturday, Sunday and holidays 11 a.m. to 6 p.m., closed Friday Contact

905.417.7483 goldparkhomes.com

“Homes at Kleinburg Glen range in price from the upper $600,000s to more than $900,000...”

Kleinburg, and at Kleinburg Glen, Gold Park Homes captures that magic beautifully with home exteriors characterized by varying combinations of architectural highlights.

Homes at Kleinburg Glen range in price from the upper $600,000s to more than $900,000 for spacious residences from 1,849 to 3,623 sq. ft. Each comes with luxurious standard appointments including nine-ft. ceiling heights on the main and second floors in most plans; oak stairs, handrails, pickets (as per plan); a direct-vent gas fireplace with Mediterranean-inspired design singlesided precast limestone type mantel; plank engineered oak hardwood flooring; granite kitchen countertop; and porcelain floor tiles throughout.

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Gold Park Homes has been building fine new home communities for more than 30 years. Quality, superb service, approachability and meticulous attention to detail are at the heart of Gold Park’s customer commitment. A hands-on attitude means your home will be built with individual care rather than through an assembly-line approach.

The presentation centre is located at 9990 Weston Rd. in Woodbridge (southwest corner Weston and Major Mackenzie Drive. Stop by Monday to Thursday from 1 to 8 p.m.; Saturday, Sunday and holidays 11 a.m. to 6 p.m.; closed Friday. For more information, call 905.417.7483 or visit goldparkhomes.com

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2/25/16 4:31 PM 2016-02-29 6:55 PM

Trending

5 reasons 2016 is a good year to buy a home in Canada

By Wayne Karl

WHY IS 2016 A GOOD YEAR to buy

a home in Canada? Let us count the ways.

1. Low interest rates In its latest rate announcement on Jan. 20, the Bank of Canada held its target for the overnight rate at 0.50 per cent, citing a setback brought on by a decline in oil and commodities prices. BoC expects the economy to grow by about 1.5 per cent in 2016 and 2.5 per cent in 2017.

Some experts, such as Benjamin Tal, deputy chief economist at CIBC World Markets, even anticipated the Bank would reduce the rate. Though it didn’t happen then, he still expects interest rates to remain low through 2016, if not fall.

At least one lender, in Ontario, even recently introduced what it says is the lowest posted fixed mortgage rate on the market – at 1.69 per cent for a one-year term.

The BoC’s next rate announcement is March 9.

2. The upside of down prices When the The Canadian Real Estate Association (CREA) released its latest statistics on Feb. 16, one number jumped off the page and into the headlines: 17 per cent – the rate by which the national average sale price rose on a year-over-year basis in January.

“Holy,” prospective homebuyers might have thought, “how will I ever be able to buy a home if this keeps happening?”

MORE TRENDING ONLINE ypnexthome.ca/news

The key thing to look for when you see such news, however, is what’s happening in your market.

Real estate is local, not national.

You don’t buy the Canadian market, or even a provincial or regional one. You buy one home in one location.

Excluding British Columbia and Ontario from CREA’s January stats, the national average sale price actually declined slightly, by 0.3 per cent. …continued on page 58

54 YPNEXTHOME.CA

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MARCH 5 - 19, 2016 | NEW HOME GUIDE 55

QUEE 9525 NHG GTA-7.5x10.5-F.indd 1 055-Multi-Queensville 03-05-16.indd 55

2016-02-24 2:18 PM 2016-02-29 6:55 PM

Lifestyle in Orillia

PHASE 4 COMING SUMMER 2016 Starting from the $300’s PHASE 3

OVER

80% SOLD!

“THE ALPS” MODEL

“THE FUJI” MODEL

FEATURING EXECUTIVE TWO STOREYS & BUNGALOWS

MANCINI

Stone and Brick Veneer • Hardwood Floors Oak Stairs • Walkout Lots Walking Distance to Lakehead University

H O M E S LT D .

where tradition and innovation meet

For further information contact: MANCINI Homes Ltd. 452 Nineteenth Avenue Richmond Hill, ON L4E 3P7

KAWARTHA LAKES COMING SPRING 2016 PRE-REGISTER

905-773-9997 | mancinihomes.ca | info@mancinihomes.ca 056-Mancini-Corp 01-30-16.indd 56

2016-02-29 6:55 PM

Junction$ Triangle ’s LIVING IN THE

STARTING FROM

750

Ideally situated in the heart of the Junction Triangle, with an endless variety of restaurants, coffee shops, fresh markets, unique boutiques and proximity to GO transit, UP Express and Subway, Heritage Towns offers it all.

heritagetowns.ca 416.531.7760

057-Montevello-Heritage 02-20-16.indd 57

ERNEST AVE.

BLOOR ST. W

LANSDOWNE AVE.

Presentation Centre Opening Soon Register today for your VIP Preview Opportunity

SITE

PERTH AVE.

Hardwood flooring Private rooftop sundeck Parking & locker included

DUNDAS ST. W

Homes from 1,593 – 1,800 sq. ft.

Quartz countertops Integrated Jenn-Air appliances

DUPONT ST.

SALES CENTRE

1439 Bloor St. West Toronto, ON Prices and specifications subject to change without notice. Renderings are artist concept. BROKERS NOT PROTECTED. E.&O.E. 2016

2016-02-29 6:55 PM

…continued from page 54

Home Price Index Benchmark Price MARKET

January 2016

% change 1 month

% change 12 months

% change 3 years

BC Lower Mainland

$681,500

1.8%

19.6%

28.22%

Greater Vancouver

$775,300

1.76%

20.56%

31.58%

Calgary

$444,000

-0.93%

-3.05%

14.29%

Regina

$281,600

1.27%

-0.68%

-7.69%

Saskatoon

$303,100

-0.48%

-2.11%

2.07%

Greater Toronto

$578,400

0.74%

10.69%

27.44%

Ottawa

$328,400

0.07%

1.10%

1.59%

Greater Montreal

$302,000

-0.25%

1.48%

4.04%

Greater Moncton

$159,900

0.67%

6.57%

7.16%

CANADA

$512,600

0.60%

7.73%

18.71% SOURCE: CANADIAN REAL ESTATE ASSOCIATION

Economies and housing sectors in markets such as Calgary, Edmonton and Saskatoon are feeling the pinch of the extended slowdown in oil and gas. For existing homeowners, of course, this isn’t great news, as average home prices in Calgary dropped 3.05 per cent year-over-year in January; in Saskatoon, they fell 2.11 per cent.

For prospective buyers, however, this means opportunity.

Naturally, buyers might not too jazzed about getting in when prices are dropping, fearing their home’s value will go down after they purchase. But look at the longer term.

In Calgary, prices have increased 14.29 per cent over the last three years; in Saskatoon, 2.07 per cent.

3. The hot gets hotter The Toronto and Vancouver housing markets continue to roll along, recording record sales and prices. If you live there and you’re fortunate enough to be able to buy, particularly in the lowrise category, the forecasts for 2016 are for more growth.

Again looking at the CREA’s stats

for January, B.C.’s Lower Mainland and the GTA contributed most to the national increase. Greater Vancouver (20.56 per cent) and the Fraser Valley (16.94 per cent) posted the largest gains, followed by Greater Toronto (10.69 per cent).

Longer-term performance for these markets is off the charts. Greater Vancouver average home prices rose 20.56 per cent in the last year, 31.58 per cent over the last three years. For the GTA, the figures are 10.69 and 27.44 per cent, respectively.

Housing starts – an important indicator of economic health – continue to hum along in Ontario, up slightly in January, according to Canada Mortgage and Housing Corp.

Vancouver’s are a little more challenged, holding steady overall, but increasing in single-detached starts and declining slightly in multifamily units in January.

4. History is on your side Have you ever heard the adage, “Don’t wait to buy real estate, buy real estate and wait,” but aren’t sure what it means, exactly?

While there are no guarantees, in short, real estate in Canada is a proven performer over time.

Sure, Vancouver and Toronto have shown the most spectacular historical growth, but even unsung markets in eastern Canada have performed well over time, thank you very much.

5. Spring is around the corner Spring in real estate is typically “busy season.” While it’s largely been a mild winter in much of Canada, the warmer weather and longer days generally encourage more activity in the market. Those who were thinking of selling but delayed through the winter months might now throw up that “For Sale” sign.

Those looking to buy are similarly more enthused about getting out and looking around when the weather is nicer, and when, coincidentally, listings usually increase.

Even on the new-home front, builders often use the spring season to launch new developments, and to add incentives for any remaining inventory in existing communities.

58 YPNEXTHOME.CA

TNH 03-05-16_master.indd 58

2016-03-01 1:21 PM

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416.932.3443 416.932.3443 416.932.3443 Sales Offi Sales ceOffi Hours: ce Hours: Mon - Mon Thurs- Thurs 12 - 7pm, 12 - 7pm, Sales Office Hours: Mon - Thurs 12 - 7pm, FridayFriday by appointment, by appointment, Weekends Weekends 11am -11am 5pm - 5pm Friday by appointment, Weekends 11am - 5pm Brokers protected. Prices and specifications are subject to change without notice. Rendering is artist’s concept. E. & O. E. *See Sales Representative for more details.

Brokers protected.

Brokers protected.

Prices andPrices specifiand cations specifi arecations subjectare to subject to Brokers protected.

Prices and specifi cations subject to E. E. & O. E. change without change notice. without Rendering notice.

Rendering is artist’s concept. isare artist’s E.concept. & O. change without notice.

Rendering is artist’s concept.

E. & O. E. *See Sales *See Representative Sales Representative for more details. for more details. *See Sales Representative for more details.

Danforth & Danforth 3194 Danforth Ave

Danforth Danforth & Danforth & Danforth Danforth & Danforth 3194 3194 3194 Danforth Danforth Danforth Ave Ave Ave

Get Social with us:

SHEL-SPI-A-AD-NHC-OCT23-2.indd 1 059-HiRise-Spice 11-14-15.indd 59

Get Social Get with Social us: with us: Get Social with us:

11/4/15 9:11 AM 2016-02-29 6:55 PM

060-CentralRegion_Etob_Map.indd 64 n Ki

n to gs

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sto

n

RD

Galloway Rd

21

78

13

2A

401

Attention Builders Want to add your community to our maps?

Need to update existing information?

Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate. Please see builder’s ads for exact locations.

RD

n Dr

Sheppard Ave E

Manse Rd

K

t Rd

DVP

50

19

83

41

orto

Morningside Ave

J

d

10

Main St

Gerard St

6

St Clair Ave E

e Av

Centennial

Lakeshore Blvd W

Ossington Ave. Dovercourt Rd.

Horner Ave

rlet

Bay St. University Ave.

Queen St. W. 24 King St. W. 49 Front St.

Logan Ave.

Danforth Ave.

4

23

24

in

Passmore Ave

East Ave

I

Jane St

18

Christie St.

86

Evans Ave

kR

QEW

Yonge St

Dundas St. W.

Don Valley Pkwy

QEW

77

Woodbine Ave

Queensway

Spadina

Bloor St.

Cosburn Ave

Don Valle

H

28

91

2 Yonge St.

Dundas St W

5 Bathurst St.

14Dupont St.

Laird Dr

20

Bloor St W

Dufferin St

Davenport Rd.

Pharmacy Rd Victoria Park

G

Caledonia Rd

O'Connor Dr.

Warden Ave

8

Avenue Rd

17

43

Lawrence Ave E

Brim

Progress Ave

McCowan Rd

St Clair Ave.

Allen Expressway

Rd

Leslie St

an

401

Bellamy Rd

22

ay

Sca Eglinton Ave E

Birchmount Rd

gh

Va u

y Pkwy Ave E

Rd

Eglinton

Ellesmere Rd

Brimley Rd

Rogers Rd

Bathurst St

Eglinton Ave W

11

Lawrence Ave E

York Mills

Markham Rd

Rathburn Rd

w

ng s

ree

427

Kipling Ave

kC

Ki

Dufferin St

7

1

40

ev

Sheppard Ave E Milner Ave

M

cL

Scarborough Golf Rd

Th e

c Bla

12

Keele St

Tre the we y Briar Hill Ave W es to n Eglinton Ave W Rd

pressway

401

89

15

401

Sheppard Ave E

5

Huntingwood Dr

Finch Ave E

McNicoll Ave

Steeles Ave.

10 11 12 13 14 15 16 17 18 19

Orton Park Rd

F

Martin Grove Rd

Kennedy Rd

Westway

34

9

Midland Ave

E

Islington Ave Wilson Ave

Jane St

Ave

Dixon Rd

16

1

87

Drewry Rd

Pleasant Ave

8

Finch Ave W

7

Bayview

401

3 400

Weston Rd

Mills

409

Bv

Signet Dr

27

le

9

6

Don

D

Humberline Dr

da

5

Allen Ex

Re x

4

Dufferin St

C

Rd

Finch Ave W

ion

Alb

3

Alness St

B

A

2

McCowan Rd

7

Tapscott Rd

42

Neilson Rd

Conlins Rd

D

Sewells Rd Morrish Rd

Rd

Reesor Rd

th

Meadowvale Rd

or

Beare Rd

an f

1

central region: Toronto, Etobicoke, York, North York, East York, Scarborough

Port Union Rd

Coxwell Ave

Pape Ave.

Parliament St Sherbourne St Jarvis St.

Dufferin St

Lansdowne Rd.

Keele St. Roncesvalles Ave.

Park Lawn

Royal York Rd

Renforth Dr

60

2016-03-02 3:15 PM

86 MENKES

Price Range

Briar Hill madisonhomes.ca • from $490,000 Dwell City Town 416-259-2525 •

from $590,000

Page No.

11 6E 7 3I

1

ARISTA HOMES

Goddard on the Valley aristahomes.com • •

from $1150,000 7B

2

NATIONAL HOMES

The Churchill Collection in Forest Hill 416-922-1414

•

from $1400,000 7G

3

CONSERVATORY GROUP

Weston Village 416-748-7001 • •

from $490,000 4C

4

GEORGIAN CORPORATION

Lex Towns 416-428-3419 • • • from $495,000 12G

5

TIFFANY PARK HOMES

Westhaven 416-792-6655 • from $633,000 3G

5

GRAYWOOD DEVELOPMENTS LTD Westhaven 416-792-6655 • from $633,000 3G

6

COVENTRY HOMES

Danforth’s Crossing 416-924-8338 •

from $450,000 12G

8

EMSATEC CANADA INC.

The Brownstones 5 416-531-7760 •

•

from $350,000 6G

9

LINDVEST

The Brownstones at Westown lindvest.com

•

•

from $330,000 4C

9

LINDVEST

Grand Cornell Brownstones in Markham lindvest.com

•

•

from $340,000 4C

9

LINDVEST

Corporate lindvest.com • • 4C

10 FIELDGATE HOMES

90 Niagara 416-981-0036 • • from $346,000 7H

11

TRIBUTE COMMUNITIES

Canterbury 647-352-2130 •

from $767,000 9E

12

NATIONAL HOMES

The Townes of Richview 416-746-1234 •

from $570,000 3E

13

INSOHO DEVELOPMENTS

Highland Creek Collection ownhighlandcreek.com •

•

from $650,000 17D

14

DUNPAR HOMES

The Ossington 416-253-5888 •

from $700,000 7G

15

MATTAMY HOMES

Downsview Park

mattamyhomes.com

from $270,000 6C

16

CONSERVATORY GROUP

Oakdale Village 416-243-0567 •

from $429,000 5C

17

FIELDGATE HOMES

Zigg 416-545-0223 • • 8F

18

MATTAMY HOMES

Lago

monarchgroup.net

• from $220,000

4I

18

MATTAMY HOMES

Riva del Lago

monarchgroup.net

• from $300,000

4I

19

CONSERVATORY GROUP

Upper Beach Villas 416-698-7796

20 BEAVERBROOK HOMES 21

MATTAMY HOMES

•

from $415,000 11G

Evolution 416-747-9691 • from $270,000 2G Heron Park

mattamyhomes.com

• •

from $400,000 17E

22 AVERTON HOMES

Evolution averton.ca • from $320,000 3G

23 MATTAMY HOMES

Upper Summerside

mattamyhomes.com • • 12G

24 MATTAMY HOMES

Picasso on Richmond

monarchgroup.net

28 PEMBERTON GROUP

Park Lake Residences 416-769-4343

• from $180,000 5H

34 H&R DEVELOPMENTS

Westown

• from $190,000 5C

43 ASPEN RIDGE HOMES

Scenic On Eglinton 416-805-1781 •

49 TRIBUTE COMMUNITIES

RCMI 416-363-4800 • from $324,000 8H

77

Seventy Seven Charles 416-203-7034

ASPEN RIDGE HOMES

hr-newhomes.com •

•

• from $550,000

•

•

8I

from $190,000 10F

• from $2100,000 8G

78 YOUR HOME DEVELOPMENTS

Nature’s Path 647-340-6972 •

from $280,000 17E

83 ARISTA HOMES

Lilly Factory Towns 416-792-4872

• •

from $395,000 12G

86 MENKES

Humber Mews 416-259-2525 • 3I

87 MENKES

Bloom Park Towns 416-730-1600

•

from $690,000 8B

89 DECADE HOMES

Yorkdale Village Phase II 416-638-5656

•

from $320,000 6D

90 SUNDANCE HOMES

Braeburn Lane

sundancehomes.ca •

from $430,000 15D

central region: Toronto, Etobicoke, York, North York, East York, Scarborough

MADISON HOMES

Tel

M Fi ap nd er

et a Se ch m ed To i w Co nho nd m o e

7

Site

D

# Si te

Builder

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062-Cent North1_Vaughn_Map.indd 66

Steeles Ave W

St

K

7

ence

J

Clar 7

Major Mackenzie

12

e Av

e

Kipling Av 42

Isl on 48

3

6

4

24

54

400

9

24

8

400

Rutherford Rd

Maple

7

55

53

Thornhill

56

47

5

20

Clark Ave W

15

10

7

11

44

Centre St

Langstaff Rd

32

51

52

Attention Builders Want to add your community to our maps?

Need to update existing information?

Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate. Please see builder’s ads for exact locations.

10 11 12 13 14 15 16 17 18 19

King Rd

9

Keele St

I

Huntington

Langstaff Rd

t ing

H

G

Teston Rd

46

7

King-Vaughan Rd

6

Cr

F

1

Kirby Rd

5

Dufferin St

City of Vaughan

3

2

4

Pine Valley

E

Nashville Rd

3

Jane St

D

Cold Creek

C

B

A

2

Hwy. 27

1

central region: Vaughan, Maple, Woodbridge, Thornhill

Bathurst St

Weston Rd

Rd

50

12 Line R

d

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2016-03-02 3:52 PM

Page No.

2

TRIBUTE COMMUNITIES

Gates of Nobleton 647-633-3500 •

from $1200,000

3

ARISTA HOMES

IMPRESSIONS

from $850,000

5 & 39 4E

3

FIELDGATE HOMES

IMPRESSIONS 905-893-9500 • • • from $725,000

insert, 25 & 39 4E

3

PARADISE HOMES

IMPRESSIONS

impressionskleinburg.com •

5

ASPEN RIDGE HOMES

Upper West Side

uwscommunity.com •

6

PRIMONT HOMES

Renaissance Townes 905-417-3363 •

11

TREASURE HILL HOMES

Victory Heights treasurehill.com •

impressionskleinburg.com •

• •

• •

35 4A

from $850,000

39 4E

from $1099,000

IFC 14D

from $750,000

13 8D

24 ARISTA HOMES

Vaughan Valley Estates aristahomes.com •

from $1200,000

32 ASPEN RIDGE HOMES

Chelsea Maple Station

aspenridgehomes.com •

from $700,000

29 13F 5 8F IFC 11E

1

COUNTRY WIDE HOMES

Kleinburg Hills

KleinburgHills.com • 4E

1

ASPEN RIDGE HOMES

Kleinburg Hills

aspenridgehomes.com • 4E

3

TIFFANY PARK HOMES

Valleybrooke Estates 905-303-1620

•

from $870,000 8E

4

ARISTA HOMES

Vellore Woods aristahomes.com •

from $750,000 8F

5

CONSERVATORY GROUP

Upper West Side 289-553-4156

•

from $1099,000 14D

5

COUNTRY WIDE HOMES

Upper West Side

uwscommunity.com •

from $1099,000 14D

5

REGAL CREST HOMES

Upper West Side

uwscommunity.com •

from $1099,000 14D

5

TOWNWOOD HOMES

Upper West Side

uwscommunity.com •

from $1099,000 14D

7

LORMEL HOMES

La Viva lavivatowns.com •

from $350,000 5J

9

TREASURE HILL HOMES

Moda Urban Village treasurehill.com • 8E

10 FOREST HILL HOMES

Bridle Path of Thornhill foresthillhomes.ca •

from $2000,000 13F from $400,000

12

ROSEBURY HOMES

Riverside in Pine Grove 416-746-1234

15

GREENPARK HOMES

Urban Towns of Upper Thornhill Woods greenparkhomes.com • 13G

20 ANDRIN HOMES

Claridge Gate andrinhomes.com

32 ANDRIN HOMES

•

6I

•

from $670,000 14D

Chelsea Maple Station 905-553-0288

•

from $700,000 11E

42 DUNPAR HOMES

Riverside Village 416-253-5888

from $519,000

44 MADISON HOMES

Thornhill Ravines 905-417-1203

•

from $1800,000 13G

46 COUNTRY WIDE HOMES

The Point at Woodbridge 905-907-1500

•

from $700,000 8E

47 COUNTRY WIDE HOMES

Upper Thornhill Estates 905-907-1500

•

from $900,000 14E

48 BEAVERHALL HOMES

Regency Estates 905-265-2634

•

from $1301,000 6H

48 GRAYWOOD DEVELOPMENTS LTD Regency Estates 905-265-2634

•

from $1250,000 6H

•

5I

51

ASPEN RIDGE HOMES

King Oaks 905-539-0181

•

from $1100,000 11B

51

GREAT GULF

King Oaks 905-833-6413

•

from $1300,000 11B

52 ZANCOR HOMES

Royal Collection 905-833-0883

•

•

from $550,000 12A

53 TREASURE HILL HOMES

Thornhill Woods treasurehill.com •

from $950,000 13G

55 OSKAR GROUP

Le Sedici lesedici.com

from $600,000 10E

56 SENATOR HOMES

Bathurst 9130 289-597-4381

•

from $720,000 13G

•

central region: Vaughan, Maple, Woodbridge, Thornhill

Price Range

M Fi ap nd er

Tel

et a Se ch m ed To i w Co nho nd m o e

Site

D

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Builder

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1 2 3 4 5 6 7 8 9 10 11 12 A road

Side

Leslie S

27

t

m

Bloo

5 404

Ave

C

6

4

D

7

Rd King 20

St Yonge

E

on ingt

Bayview

B

F G

rson Jeffe

road 15 10 16 14

Side

H

19th

d

ble R

Gam 1

22

I J

404

9

r

ent

Reg

L

St

Neal D

26

d

sR Mill

Leslie

n Elgi

St

28

K

2

d Yorklan

3

Ave.

St 11

ill St

M

Str

nzie

acKe

ea

ath

rM Majo

rn

N

404

r

am D

P

.

Ave

Denh

O

16th

e Av

dW

ick R

dr Wel st St Bathur

central region: Richmond Hill

M

8

Q R

* Due to scale restrictions locators are approximate. Please see builder’s ads for exact locations.

Attention Builders Want to add your community to our maps?

Need to update existing information?

Please fax the details to (416) 789-9554

64

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Page No.

Uptowns on Bayview

primonthomes.com •

12 6I

10 IDEAL DEVELOPMENTS

Modern Manors

idealdevelopments.com

•

from $650,000

45 4H

11

IDEAL DEVELOPMENTS

Richmond Towns

idealdevelopments.com

•

from $800,000

45 5M

1

HEATHWOOD HOMES

Hampshire Mews heathwood.com

from $485,000

3

CENTRA HOMES

The Mills Collections 416-238-2404

•

from $940,000 5J

4

ASPEN RIDGE HOMES

Kettle Lakes Club 289-231-2849

•

from $550,000 6D

5

ST. REGIS HOMES

Mission Hill on Bayview 905-884-8885

from $850,000 6C

7

HIGHMARK HOMES

Nuvo 647-206-2276

•

from $1100,000 2E

8

TREASURE HILL HOMES

Urbantowns on Bayview treasurehill.com

from $730,000 7Q

9

MATTAMY HOMES

Richmond Green

14

ARISTA HOMES

Jefferson Forest jeffersonforest.ca •

•

from $586,000 4H

15

MADISON HOMES

Jefferson Forest jeffersonforest.ca •

•

from $586,000 4H

15

FOREST HILL HOMES

Jefferson Forest foresthillhomes.ca •

•

from $800,000 4H

5I

King’s Crossing 416-291-9666

•

from $530,000 2E

22 YORKWOOD HOMES

Hillside Manors 905-770-4662

from $472,000

27 ACORN HOMES

Oak Knoll acornhomes.ca

28 SENATOR HOMES

Richvale

•

4I

• •

from $650,000 4L

•

from $650,000 3C

senatorhomes.com •

•

from $800,000 2J

central region:

20 NORTH STAR HOMES

Richmond Hill

mattamyhomes.com • • 9J

26 ARTEN DEVELOPMENT GROUP The Manors of Roseview Grand roseviewgrand.com IFC-Inside front cover

Price Range

M Fi ap nd er

PRIMONT HOMES

Tel

et a Se ch m ed To i w Co nho nd m o e

2

Site

D

# Si te

Builder

65

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K

J

I

H

G

F

E

D

C

B

A

Town of Aurora

3

Town of Markham

Town of WhitechurchStouffville

2

Thornhill

Town of Newmarket

1

4

12

5

6

7

8

9

25

Attention Builders Want to add your community to our maps?

Need to update existing information?

Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate.

Please see builder’s ads for exact locations.

4

26

10 11 12 13 14 15 16 17 18 19

central region: Markham, Aurora, Newmarket, Whitchurch-Stouffville

4

FIELDGATE HOMES

BlueSky Stouffville

12

IDEAL DEVELOPMENTS

Pinnacle on the 14th Avenue idealdevelopments.com

15

ARISTA HOMES

Aurora Trails aristahomes.com • • from $700,000

Tel

Price Range

D

fieldgatehomes.com • •

Page No.

from $600,000

25 18F

from $1800,000

45 5I 5 13F

23 ARISTA HOMES

Boxgrove Village Markham aristahomes.com •

30 MADISON HOMES

Cornell Rouge 905-472-9556 • •

from $720,000

15 8G

30 FOREST HILL HOMES

Cornell Rouge 905-472-9556 •

from $720,000

15 8G

50 GERANIUM HOMES

Trails at Cardinal Point 905-640-9999 •

from $950,000

37 7F

•

5 7H

1

MARYDEL HOMES

Woodland Hills 905-898-7380

•

from $400,000 10B

2

BEAVERBROOK HOMES

The Terrace On Rouge Creek 905-640-7360

• •

from $390,000 18F

3

MATTAMY HOMES

St. John Forest

mattamyhomes.com

from $630,000 14E

4

GERANIUM HOMES

Trails at Cardinal point

fieldgatehomes.com •

from $850,000 18F

5

TREASURE HILL HOMES

Accolades in Markham 416-798-7705

6

PRIMONT HOMES

Heirloom in Markham 905-201-2804

7

LEBOVIC HOMES

8

•

from $830,000 6F

• •

from $510,000 7F

Bovaird Trail 905-640-7361

•

• •

from $2597,000 14H

COUNTRY WIDE HOMES

Wismer Commons 905-907-1500

•

•

from $450,000 6G

8

COUNTRY WIDE HOMES

Wismer Commons 905-907-1500

•

•

from $450,000 6G

9

BROOKFIELD RESIDENTIAL

The Arbors 905-503-0992

•

from $650,000 14F

9

COUNTRY WIDE HOMES

The Arbors 905-907-1500

•

from $720,000 14F

10 BRIARWOOD HOMES

Havelock Town Manors 289-301-0077

•

from $560,000

11

MADISON HOMES

Greensborough 905-201-7700

•

from $1000,000 7G

11

GREENPARK HOMES

Markham Meadows

13

NATIONAL HOMES

Stonehaven 416-746-1234

•

from $730,000 13D

13

NATIONAL HOMES

Stonehaven 416-746-1234

•

from $730,000 13D

14

ASPEN RIDGE HOMES

Woodland Hills 416-270-9484

•

from $450,000 9C

15

FIELDGATE HOMES

Aurora Trails

fieldgatehomes.com •

•

from $620,000 13F

15

PARADISE HOMES

Aurora Trails auroratrails.com •

•

from $620,000 13F

15

OPUS HOMES

Aurora Trails auroratrails.com •

•

from $620,000 13F

16

LINDVEST

Auroraglen lindvest.com

• • 14E

•

6I

greenparkhomes.com • 7G

17

CONSERVATORY GROUP

Heritage Estates 905-640-2274

•

•

from $283,000 18F

18

KYLEMORE COMMUNITIES

Angus Glen West Village 905-887-9950

•

from $2000,000 4G

19

NEW ERA HOMES

Landmark Estates 905-953-9046

from $550,000 11D

starlanehomes.com •

from $434,000 18F

20 STARLANE HOME CORPORATION BlueSky Stouffville 21

ANDRIN HOMES

Glenway andrinhomes.com • 10E

22 CONSERVATORY GROUP

Heritage Collection 905-640-2274

•

22 GERANIUM HOMES

Pace on Main 905-591-1071

24 BALLANTRY HOMES

Cornell

ballantryhomes.com •

25 ANDRIN HOMES

Glenway In Newmarket

glenwayliving.com •

•

from $500,000 10C

25 LAKEVIEW HOMES

Glenway In Newmarket

glenwayliving.com •

•

from $890,000 10C

26 GERANIUM HOMES

Bloomington Woods 905-642-1900

•

from $1400,000 18D

28 PRESTON HOMES

Copper Hills 905-954-4050

•

from $500,000 14E

30 MADISON HOMES

Forest Hill cornellrouge.com

41

Upper Cornell 905-554-3446

42 NATIONAL HOMES

•

from $680,000 18F

• from $330,000 18F

•

from $520,000 8G

•

from $400,000 8G

•

•

from $495,000 7F

Wismer Woods 416-746-1234

•

• •

from $680,000 6G

50 GERANIUM HOMES

Trails at Cardinal Point 905-640-9999

•

•

from $600,000 7F

50 GERANIUM HOMES

Trails at Cardinal Point 905-640-9999

•

•

from $420,000 7F

50 GERANIUM HOMES

Bloomington Woods 905-640-1900

•

•

from $1.1,000 7F

51

Coventry Valley 905-836-8902

from $600,000 10D

ASPEN RIDGE HOMES

OXFORD HOMES

53 H&R DEVELOPMENTS

Castle Square

54 BEAVERBROOK HOMES

Victoria Highlands 416-924-0110

•

55 COUNTRY WIDE HOMES

Woodland Hills 905-907-1500

• 10C

59 PRIMONT HOMES

Harmony 905-305-8871

• 5I

62 NORTH STAR HOMES

Mill Fair Village

hr-newhomes.com • 6G

NorttStarHomesInc.com

from $450,000 10H

•

from $500,000 5T

64 STARLANE HOME CORPORATION Upper Unionville 905-534-0493

•

• •

from $520,000 5G

64 PARADISE HOMES

Upper Unionville 905-477-6464

•

•

from $520,000 5G

66 TREASURE HILL HOMES

Aurora Woods on Bayview 905-727-5794

•

from $769,000 13H

70 MATTAMY HOMES

Cornell

86 CHERRYWOOD HOMES

Glengrove on the Park 905-640-7571

mattamyhomes.com •

•

from $490,000 8G

• •

from $250,000 19F

central region: Markham, Aurora, Newmarket, Whitchurch-Stouffville

Site

M Fi ap nd er

et a Se ch m ed To i w n Co ho nd me o

# Si te

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068-FurtherNorth Barrie_Map.indd 72

9

59

0

Mono

Hwy 5

Adjala

44

400

32

King 14

Schomberg

9

Tecumseth and Tottenham65 71

21

Keswick

20 7 11

48

Georgina 2

k La

e

co

im eS

East Gwillimbury

45 70 40017 16 5 Bradford

Alliston

Beeton

12

40

47

Essa

42

37 33 55

Barrie

Vespra

90 48 Lisle Angus 18

Sunnidale

Tosorontio Everett

1

400

48

13

19

Lindsay

Uxbridge

Cannington

Scug

Oshawa

401

E

Manvers

400

ark

Dr

Map

8 wD levie

r

Attention Builders Want to add your community to our maps?

Need to update existing information?

Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate.

Please see builder’s ads for exact locations.

on P

Bay

Mols

Big

e Av tle Lit Yo ng eS t Rd t Poin

Steel St

Lakesh ore Burton Av Dr e

St

Newcastle

d

Dr

27

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Map

og

Scugog

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n geo

7

Georgina Island 33 obcay B

15

s Dr

10

39

n Vetera

K

Shelburne

89

9

Rd agh Ard 4

Dr

lop

ia Rd

J

58

43

Wasaga Beach

11

Mara

r lle Mi

n Du

400

Huron Rd w ie

I

H

G

24

60 41 22

Oro

28

6

Orillia

10

11

Barrie

10 11 12 13 14 15 16 17 18 19

St

F

24

93

69

9

Bracebridge

8

irv

46 3

27

27

Tay

69

400

7

ne

E

6

Midland

5

An

Fa

Thornbury

Georgian Bay

4

th St

St

D

3

V

C

2 St.

B

A

1

Barrie, Collingwood, Wasaga, Innisfil, Keswick

Duckwor

north region:

nt

e inc

68

2016-03-02 4:27 PM

Price Range

Page No.

M Fi ap nd er

6

MANCINI HOMES

West Ridge Place Orillia

905-773-9997 •

from $300,000

56 8C

14

ASPEN RIDGE HOMES

King Country Estates

905-558-0255 •

from $780,000

IFC 7K

15

GOLD PARK HOMES

Encore Brampton

goldparkhomes.com

from $650,000

41 6N

71

BRIARWOOD HOMES

Mill Street Village

millstreethomes.com

• •

from $520,000

53 8J

71

BALLYMORE HOMES

Mill Street Village

millstreethomes.com

• •

from $520,000

53 8J

1

PACIFIC HOMES LIMITED

MarlLake Village 1-877-428-5115 •

from $210,000 5F

1

RED BERRY HOMES

MarlLake Village 1-877-428-5115 •

from $210,000 5F

2

DELPARK HOMES

Cedar Ridge 905-722-7210 •

• •

from $275,000 10G

3

LOSANI HOMES

Summit Shores

losanihomes.com/readybuilt

from $390,000 2E

4

MANCINI HOMES

Princeton Woods 705-730-1978 •

from $330,000 14E

5

NATIONAL HOMES

The Forest 416-746-1234

from $480,000

6

MARIPOSA HOMES

Trailside 705-329-3330 •

•

from $249,000 8C

7I

7

GRANDVIEW HOMES

Mayberry Estates 705-735-0732 •

from $460,000 9G

8

FANDOR HOMES

Hamptons on Big Bay Point 705-792-6807 •

from $250,000 18E

9

GRANDVIEW HOMES

Big Bay Point 705-735-0732 •

from $355,000 13E

10 SUMMERHILL HOMES

West Shore Lakeside Community 705-689-0001

from $350,000 9C

11

BALLYMORE HOMES

Lakeside Meadows 1-877-455-0201 •

•

from $290,000 9G

11

BALLYMORE HOMES

Lakeside Meadows 1-877-455-0201

•

from $293,000 9G

12

PREVIN COURT HOMES

Victorian Village 1-855-777-3846 •

•

from $335,000

13

AVERTON HOMES

Victoria Highlands averton.ca

• •

•

6I

from $550,000 10H

13

ROSEHAVEN HOMES

Victoria Highlands 905-473-3225 • 9H

14

ROSEHAVEN HOMES

King Country Estates 905-558-0098 •

from $700,000 7K

14

COUNTRY WIDE HOMES

King Country Estates 905-907-1500 •

from $750,000 7K

15

MARYDEL HOMES

Seven Meadows

from $290,000 11F

16

GREAT GULF

Summerlyn Village 905-775-3461 •

from $560,000

8I

17

BROOKFIELD RESIDENTIAL

Grand Central 905-778-0873 •

from $600,000

8I

18

GRANDVIEW HOMES

Cromwell Place 705-735-0732 • 7G

marydelhomes.com •

•

20 OXFORD HOMES

The Fairgrounds in Sutton 905-235-7744 •

20 ASPEN RIDGE HOMES

Simcoe Landing Keswick 647-921-0381

22 STERLING HOMES

Blue Horizon

•

from $320,000 9G

•

from $490,000 9H

bluehorizonluxury.com •

from $700,000 4E

24 KAITLIN CORPORATION

Blue Shores 1-866-625-2583 •

from $380,000 3E

28 DEMOCRAT HOMES

Maplewood 705-835-0354 •

from $430,000 8E

28 GEORGIAN INTERNATIONAL Braestone Horseshoe Valley 705-727-5656 •

from $450,000 8E

32 COUNTRY HOMES

Alcona by the Lake 1-866-531-3424 •

33

SANDIEGO HOMES

Lakeside Living in Innisfil 705-436-5445 •

37

PRISTINE HOMES

Pebbleshores 705-436-5547 •

from $240,000 7G

39 STONEBRIDGE BUILDING GROUP Stonebridge by The Bay 1-877-420-0880 •

from $200,000 5E

•

from $300,000 7H

•

from $285,000 8G

40 ROYALPARK HOMES

Emerald Forest royalpark.com •

•

from $200,000 6H

41

DELPARK HOMES

Pretty River on Georgian Bay 1-888-257-1999

from $298,000 3E

42 RAYMAC HOMES

Brennan Enclave 705-516-0681 •

from $252,000 6H

43 BREMONT HOMES

Centretown 1-877-855-1122

from $234,000 5E

44 BROOKFIELD RESIDENTIAL

Treetops 1-855-590-3577 •

from $370,000

44 SORBARA GROUP OF COMPANIES Treetops 1-855-590-3577 •

from $360,000

7I

•

7I

45 ROSEHAVEN HOMES

Dreamfields in Bradford

dreamfieldsbradford.com •

•

from $490,000

8I

45 REGAL CREST HOMES

Dreamfields in Bradford

dreamfieldsbradford.com •

•

from $490,000

8I

45 COUNTRY WIDE HOMES

Dreamfields in Bradford

dreamfieldsbradford.com •

•

from $490,000

8I

45 ASPEN RIDGE HOMES

Dreamfields in Bradford

dreamfieldsbradford.com •

•

from $490,000

8I

46 DEVONLEIGH HOMES INC.

Creekside 705-444-0555 •

47

•

from $210,000 2E

Parkside by Devonleigh 705-435-9991

•

from $275,000 6H

48 DEVONLEIGH HOMES INC.

Brownley Meadows 705-423-9662 •

•

from $225,000 7G

55 BRIARWOOD HOMES

Briarwood Estates 705-294-2288 •

from $420,000 8G

58 LAKEVIEW HOMES

Greenbrook Village 519-306-0665 •

from $280,000

59 BROOKFIELD RESIDENTIAL

Fieldstone 1-855-379-1495 •

from $600,000 5J

59 DELPARK HOMES

Fieldstone MyFieldstone.ca •

from $570,000 5J

60 BRIARWOOD HOMES

Pretty River Collingwood 1-888-257-1999 •

from $310,000 3E

65 BROOKFIELD RESIDENTIAL

Willow Glen Tottenham 905-406-1044

from $400,000 7J

70 FAR SIGHT HOMES

Greenfields 1-855-299-7929 •

DEVONLEIGH HOMES INC.

•

from $310,000

4I

7I

Barrie, Collingwood, Wasaga, Innisfil, Keswick

•

north region:

Tel

et Se ach m ed To i w Co nho nd m o e

Site

D

# Si te

IFC-Inside front cover

Builder

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2016-03-02 4:35 PM

K

J

I

H

G

F

E

D

C

B

A

1

2

3

3

4

5

5

west region: Mississauga

6

7

2

8

6

9

24

Attention Builders Want to add your community to our maps?

Need to update existing information?

Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate. Please see builder’s ads for exact locations.

10 11 12 13 14 15 16 17 18 19

M Fi ap nd er

et Se ach m ed To i w Co nh nd om o e

Si te

3

IDEAL DEVELOPMENTS

Meadowvale Lane

idealdevelopments.com

1

VANDYK COMMUNITIES

Windows on the Green

vandykcommunities.com

2

AMACON

The Towns at Parkside Village 705-435-9991

•

from $550,000 8F

4

CONSERVATORY GROUP

Central Park North 905-890-0195

•

•

from $465,000 7F

5

DUNPAR HOMES

Heritage Gate heritagegate.ca

•

from $720,000 6F

6

COUNTRY HOMES

Lakeshore Village 1-866-746-2999

•

•

from $550,000 9J

7

GREAT GULF

Hot 905-828-4257

8

DUNSIRE DEVELOPMENTS

Crown Collection

19

DEZEN HOMES

McLaughlin 905-696-7938

Price Range

•

• from $420,000 5K

•

Derry Village Mississauga

23 DUNPAR HOMES

Park View Trail 416-253-5888

24 DUNSIRE DEVELOPMENTS

Barca Verde barcaverde.ca

24 DUNSIRE DEVELOPMENTS

Anchors at lakeview 905-990-1745

foresthillhomes.ca

45 4C

• from $300,000 5H

1-888-519-2346 x201 •

20 FOREST HILL HOMES

from $776,000

•

from $1750,000 7B

from $544,000 8B

from $690,000 8B

•

from $500,000 11G

•

from $690,000 10I

•

from $420,000 10I

Mississauga

Tel

D

Site

west region:

#

IBC-Inside back cover

Page No.

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1 2 3 4 5 6 7 8 9 10 11 12

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9

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10

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* Due to scale restrictions locators are approximate. Please see builder’s ads for exact locations.

Qu

P

W

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Rd

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19

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15

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Caledon

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west region: Brampton, Caledon, Bolton

Li

Br

H

1s

on

I

Attention Builders Want to add your community to our maps?

Need to update existing information?

Please fax the details to (416) 789-9554

72

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M Fi ap nd er

et a Se ch m ed To i w Co nho nd m o e

2

MATTAMY HOMES

The Village of Southfields 905-843-0707 •

• •

from $730,000

8-9 6L

7

ASPEN RIDGE HOMES

Mayfield Village 905-230-2592 • • •

from $360,000

IFC 11L

9

MATTAMY HOMES

Mount Pleasant North

• from $500,000

BC 7O

Price Range

D

Tel

mattamyhomes.com

•

55 PRIMONT HOMES

Newtowns at Mount Pleasant primonthomes.com

from $390,000

12 6P

62 FIELDGATE HOMES

Valley Lands 905-457-0445 • • • from $685,000

insert & 25 8P

62 FIELDGATE HOMES

City Towns Valley Lands in Brampton fieldgatehomes.com •

insert & 25 8P

67 PRIMONT HOMES

Seasons in Caledon 905-843-8686 • •

1

LIV COMMUNITIES

The Classics info@livhere.ca •

from $600,000 6O

2

COSCORP INC.

The Village of Southfields

2

MONARCH CORPORATION

The Village of Southfields 905-843-0707

3

EMPIRE COMMUNITIES

Lakeside

4

VANMAR HOMES

5

thevillageofsouthfields.ca •

•

• •

from $420,000

12-13 7M

• •

from $490,000 6L

•

• •

from $690,000 6L

empirelakeside.com •

•

from $350,000 7N

Credit Ridge Estates 416-746-1234

•

from $550,000 8P

TIFFANY PARK HOMES

The Estates of Spring Valley 905-216-5620

•

from $583,000 6P

6

REGAL CREST HOMES

Countryside Meadows

countrysidemeadows.ca

•

from $346,000 8M

7

GREENPARK HOMES

Mayfield Village 905-230-2592

• •

from $360,000 11L

8

TREASURE HILL HOMES

Vales of the Humber Estates valesofthehumber.com

•

from $780,000 11L

8

STARLANE HOME CORPORATION Vales of the Humber Estates valesofthehumber.com

•

from $946,000 11L

8

GREENPARK HOMES

Vales of the Humber Estates valesofthehumber.com

•

from $780,000 11L

8

QUEENSGATE HOMES

Vales of the Humber

queensgateavalee.com •

from $640,000 11L

8

AVALEE

Vales of the Humber

queensgateavalee.com •

from $640,000 11L

9

MATTAMY HOMES

Mount Pleasant Village

mattamyhomes.com •

•

10 STARLANE HOME CORPORATION Mount Pleasant Meadows

meadowsbrampton.com

•

from $464,000 6O

Mount Pleasant Meadows

meadowsbrampton.com

•

from $464,000 6O

10 VALERY HOMES

•

• from $255,000 7O

11

GREENPARK HOMES

Lotus Pointe Caledon

LotusPointeCaledon.ca

•

from $450,000 6M

11

STARLANE HOME CORPORATION Lotus Pointe Caledon

LotusPointeCaledon.ca

•

from $636,000 6M

11

ROSEHAVEN HOMES

Lotus Pointe Caledon

LotusPointeCaledon.ca •

from $450,000 6M

11

FIELDGATE HOMES

Lotus Pointe Caledon

fieldgatehomes.com • • 6M

12

GREAT GULF

Westfield 905-866-6876

•

from $500,000 10K

13

STANFORD HOMES

The Ravines of Credit Woods 905-453-4200

from $570,000 6P

14

TREASURE HILL HOMES

Southfield Meadows treasurehill.com

•

16

ROSEHAVEN HOMES

Urban Towndominiums at Mount Pleasant rosehavenurban.com

•

• from $320,000 6O

16

TOWNWOOD HOMES

Urban Towndominiums at Mount Pleasantrosehavenurban.com

•

• from $320,000 6O

17

PEMBERTON GROUP

Rosedale Village Golf & Country Club 905-799-5000

•

• •

• from $190,000 8M

18

SABERWOOD HOMES

Heart Lake Village 905-773-6549

19

LINDVEST

Spring Valley Junction lindvest.com/svj •

from $620,000 7P

20 LIV COMMUNITIES

Casablanca 905-915-5227

•

from $700,000 9J

21 PRIMONT HOMES

Centretown 905-495-5067

•

• •

from $410,000 6P

23 HEATHWOOD HOMES

Meadow Green 647-287-7042

•

•

from $650,000 8R

24 CONSERVATORY GROUP

Trinity Village 905-846-2930

•

•

from $440,000 7N

25 HEATHWOOD HOMES

Terracotta Village at The Credit Valley 905-874-4741

32 FOREST HILL HOMES

Ravines of Castlemore 905-794-8875

•

from $650,000 8K

OXFORD HOMES

Adena Ridge 905-584-6444

from $600,000 37O

37

IFC-Inside front cover; IBC-Inside back cover

Site

•

from $420,000 6M

• from $300,000 8N

•

from $430,000 9Q

38 ANDRIN HOMES

Turnberry Townhomes AndrinTowns.com

45 BROOKFIELD RESIDENTIAL

Pathways 905-584-2225

48 ASPEN RIDGE HOMES

Credit Manor Heights yourkingdom.ca •

•

from $1100,000 8Q

48 REGAL CREST HOMES

Credit Manor Heights yourkingdom.ca •

•

from $1100,000 8Q

48 COUNTRY WIDE HOMES

Credit Manor Heights yourkingdom.ca

•

from $1100,000 8Q

51

Castlegate acornhomes.ca

•

from $575,000 11K

55 ROSEHAVEN HOMES

The Neighbourhoods of Mount Pleasant 416-410-0175

•

•

from $450,000 6P

55 TOWNWOOD HOMES

The Neighbourhoods of Mount Pleasant LoveMountPleasant.com •

•

from $270,000 6P

55 TOWNWOOD HOMES

The Neighbourhoods of Mount Pleasant LoveMountPleasant.com •

•

from $487,000 6P

55 PARADISE HOMES

Upper Mount Pleasent

•

from $400,000 6P

58 DEVONLEIGH HOMES INC.

Meadowlands 519-942-3312

•

•

from $339,000 3C

60 PRIMONT HOMES

Castlemore 905-856-5777

• •

from $430,000 9K

62 PARADISE HOMES

City Towns Valley Lands in Brampton mycitytowns.ca •

• •

from $400,000 8P

64 MERIDIAN HOMES

Credit Valley Manors 905-216-5186

•

•

from $400,000 8P

65 GREAT GULF

Mount Pleasant 905-459-5772

•

from $640,000 6P

66 BALLANTRY HOMES

Spring Valley Village

ACORN HOMES

•

from $350,000 9M

•

from $490,000 8K

paradisedevelopments.com •

ballantryhomes.com

•

from $420,000 9M

west region: Brampton, Caledon, Bolton

# Si te

Page No.

Builder

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Co un t

ne Li

h 9t

th 10

yR d

12

4

Hillsburg

n ai

ne Li

M

1 2 3 4 Erin5 6 7 8 9 10 11 12 St

h 8t ne Li ll R

gy

Ar

Q 403

4 39 41

R

er

W Rd ia nn ita

Br Rd

e lin se er w Lo Rd 1 d oa er St

11 rth

Ne

w

St

St w

ie

irv Rd

lvd

E

eB

r ho

S

No

Hwy 2

d.

ty

en

Rd

Tw

* Due to scale restrictions locators are approximate. Please see builder’s ads for exact locations.

Niagara on the Lake 2

43

40 Hannon42

Sid as

8 E t sS

a nd

Hamilton

3

ng

5

e Rd

Jer

Rd

d oa

Ki

N

Dr

rk

Pa

St

QEW

t

Fa

Rd n io es s

nc h

Co

e

tS

Du

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nd

sio es nc Co

E

n

22

Dr .

12

an

Snak

y8

Hw

5t

2

lli Co

er Sid

Rd n

es nc Co

7t

ai

Burlington Bay

1

Sid

Ba

Rd

ng

ita Br E Rd

n

sio

Rd

sle

rli

Rd

ia nn

n sio es nc

Co

th

10

8

Br

M

6

38

h rry De

Rd e

lb Ki

E

es nc

Co th

11

Ca

Rd

sid

ak

Mohawk

eR

ill eyv

s

Waterdown Burlington

P

5t

St

n ai M E sA ve

rid

g

le St

ee

Rd

Rd

E

Rd e

er sb

nt

ou

sio

h

6t

rlo

QEW

403

Rd

v

Go

Rd

d oa E ill lv el pb m

M

n

Co

ne

nc

Li

n

io

s es

Bu

6

E

St E Dundas

403

oa

th

er Sid 20 er Sid

15 Rd n sio

es nc Co

Ca

th

Burlington

by

6

Li

le

Rd

y

rs

u

Flamborough

d

Sid e

ro

ad

Sid er

oa

d oa er Sid 25

14

Rd

D

O

Rd

pp

re

west region: Acton, Halton Hills, Milton, Burlington, Waterdown

en

nt

M

©s

Rd

ke

iv

Ce

L

or ern

d

E

cN

ne

w

N

R ar

Rd

W al

M

Li

H

407

ne

ug

Waterdown

K

46

A

th

12

es

nc

Co

Tr 5 em ai

ne

Rd Rd ne e Li Lin 4 3

ro

h

n

Rd

bu

sio

Rd

14

te

iss

401

M

9 17

on

Tw

Br

ne

Li

J

19

7

Li

ill

I

Li

ph

n

H

ay

401

el

Attention Builders Want to add your community to our maps?

Need to update existing information?

Please fax the details to (416) 789-9554

w

Rd

Gu

Rd

rk

ne

ne

Pa

Li

Li

Milton

Rd

g al af Tr

ow

5

ne

Sn

w To

G

1

Li

8

es

d

30

Rd

Rd

F

2

33

10

oa d Sid er

y.

7

Halton Hills Georgetown Ja m

te

ne

Rd

Li

on Br

ne Li

Hw

Rd

15

ne

5

4

oa d Sid er

Li

17

6

oa d

25

D E

oa d Sid er

y

22

Hw

Cl ay

Hw

y7

C

d.

26

d rR Rd ga e al n af Li Rd Tr 6 ne Li 4

A

rt Rd ou ll s C chi le r vd Co Bl hu C t on e S ct c la al W

B

vd Bl ne Rd Li ill ne ch th Li /9 ur 8 Rd Ch w on ie st Rd nv in e ai n W Li nt ou 10 M

Acton

hi ll Rd

A

45

Stoney Creek

15

Grimsby 44 37

36

35

St. Catharines

Niagara 420

20

74

074-West Acton-Halton_Map.indd 90

2016-03-02 4:52 PM

The Enclaves of Upper Canada 289-891-9103

•

•

Page No.

from $520,000

7 9C

46 GREAT GULF

Arbor Peaks arborpeaks.com • from $490,000

19 9H

1

SCHUIT HOMES

Perth Park 905-628-9559

• 2Q

2

GREAT GULF

Edgewood 905-356-9408

•

3

SPALLACCI HOMES

Simona Place

4

SPALLACCI HOMES

Eden Park 905-381-4280

4

SPALLACCI HOMES

Eden Park

5

STARLANE HOME CORPORATION

Mountainview Heights Waterdown starlanehomes.com • 8M

6

COUNTRY GREEN HOMES

The Uptowns of waterdown 905-690-7600

•

•

from $250,000 10K

7

LAKEVIEW HOMES

Cannery Park 1800-565-5150

•

from $320,000 9G

8

MATTAMY HOMES

Cranberry Hill

mattamyhomes.com

from $325,000 8M

9

BEAVERHALL HOMES

Forestwood 905-636-1365

•

10 GREAT GULF

Rolling Meadows 905-680-0841

11

BRANTHAVEN HOMES

Jazz Condos jazzcondos.ca

12

TOBYN PARK HOMES

Park City parkliving.ca

13

HEATHWOOD HOMES

The Village at Traditions 905-876-3140

•

14

AVERTON HOMES

Averton Square

15

HOMES BY DESANTIS

Aquablu Lakeshore Condos 289-235-8541

17

MATTAMY HOMES

Hawthorne South Village

19

CONSERVATORY GROUP

Jasper Village 905-636-1942

from $305,000 11Q

spallaccihomes.com • 2Q •

from $320,000 2Q

spallaccihomes.com •

from $320,000 2Q

•

from $518,000 9G

• from $300,000 12R

•

from $200,000 9N

from $441,000 8H

avertonsquare.com •

from $650,000 9H

•

•

mattamyhomes.com

from $220,000 5R

•

from $634,000 9G

•

from $520,000 10G

•

from $194,000 12R

•

from $250,000 8M

•

22 COUNTRY GREEN HOMES

Park Place Village 905-690-7600

26 EDEN OAK

Weaver’s Mill

weaversmill.com/nh

•

from $336,000 6B

35 PHELPS HOMES

Jordan Village phelpshomes.com

•

from $345,000 8R

36 PHELPS HOMES

Brookside phelpshomes.com

•

from $236,000 7R

37

Streamside phelpshomes.com •

from $316,000 6R

38 LOSANI HOMES

Ancaster Glen 289-239-7629

from $370,000 2Q

39 LOSANI HOMES

The Fairgrounds 289-286-0928

from $250,000 2Q

40 LOSANI HOMES

Greenhill Glen 905-538-8752

from $270,000 4Q

41

LOSANI HOMES

Sherman Oaks 905-574-0828

from $290,000 3R

42 LOSANI HOMES

Paramount 905-560-2061

from $230,000 3R

43 LOSANI HOMES

Orchard Park 905-930-9943

from $390,000 5Q

44 LOSANI HOMES

Discovery 905-563-0666

from $330,000 8R

45 ROSEHAVEN HOMES

On the Ridge liveontheridge.ca •

•

from $390,000 3R

45 HOMES BY DESANTIS

On the Ridge liveontheridge.ca •

•

from $390,000 3R

out of range HOMES BY DESANTIS

Lyon’s Creek

lyonscreekchippawa.com •

• •

from $280,000

out of range ROSEHAVEN HOMES

Lyon’s Creek

lyonscreekchippawa.com •

• •

from $280,000

PHELPS HOMES

• •

west region: Acton, Halton Hills, Milton, Burlington, Waterdown

• from $180,000 10L

•

20 PARKBRIDGE LIFESTYLE COMMUNITIES INC. Cherry Hill at Vineland 1-800-479-9777

IBC-Inside back cover

Price Range

M Fi ap nd er

MENKES

Tel

et a Se ch m ed To i w Co nh nd om o e

33

Site

D

# Si te

Builder

75

075-West Acton_Halton_index.indd 65

2016-03-02 4:57 PM

1 2 3 4 5 6 7 8 9 10 11 12 A

r rD

m ha rn

rn

le

Co

M id d

pe

er

or

Up p

ld na Do ac

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St

La

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be

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sh a St or e Rd

E

ds

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id

dl

3

Re

M

Rd ee

Rd

Rd

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Re

Li

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Rd

Rd

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W

Br

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Up

W

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Rd

25

ne

ne

Li

H

ai

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Sp

3

m

lG

4

G

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St

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tW sS da Du n 15

Tr e

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ng

D

Rd

th m ha rn Bu

Rd

ve

Rd

te

Ke

tti

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F

W

No

G

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QE

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Br

ap

o ris or M

1

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Devo

M

wa

E Rd pe or th

W

d

Rd

lR

Rd

Rd

el

e

W

n Li

E

tw ar

2

4

D

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5

Ro ya ll R l W in d d

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Rd

Bu

Rd

e

Rd

6

Ford Dr

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ar

8

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lg

Rd

fa

4

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Tr a

403

n Li

Oakville

6

C

9

B

ak

rlo

Bu

J

La

2

ke

sh

or

e

Rd

I

Rd

K

24

h Ave

Rd

d

ush R

Pineb

401

s Dr

Frank

N

8

Co

ro

tio

n

P

e Rd

u Aven

t sS dr ew

Main

St

Cambridge 24

n

Attention Builders - Want to add your community to our maps?

Need to update existing information?

Please fax the details to (416) 789-9554

d

eim R

Blenh

An

* Due to scale restrictions locators are approximate. Please see builder’s ads for exact locations.

Rd

Elgi

R

vd

Clyde

St.

Q

Bl

r Rd

na

d

O

lin Blv

Lang

le Hespe

west region: Oakville, Cambridge

Guelp

rdale

t

S tain

n Rd essio

Foun

M

Beave

ck Rd

le Blo

Midd

Conc

L

s Rd

Myer

76

076-West Oakville Map.indd 92

2016-03-02 4:59 PM

M Fi ap nd er

et ac h m ed To i w Co nh nd om o e

Trafalgar Ridge 905-464-0754 • from $750,000

1

MATTAMY HOMES

The Preserve

2

STARLANE HOME CORPORATION Woodland Trails liveonoakville.ca

•

from $590,000 5D

2

ROSEHAVEN HOMES

Woodland Trails liveonoakville.ca

•

from $590,000 5D

3

MARKAY HOMES

Bronte Park Town Manors 416-746-1234

•

from $590,000 3H

4

GREAT GULF

Trafalgar Landing 905-844-1605

6

BRANTHAVEN HOMES

Oakvillage oakvillage.ca

•

from $410,000 5C

6

MINTO

Oakvillage oakvillage.ca

•

from $410,000 5C

6

EMSHIH DEVELOPMENTS INC Oakvillage 905-639-9006

•

from $410,000 5C

15

MENKES

Millstone On The Park 905-825-3619

•

from $420,000 3G

SEARCH ONLINE ypnexthome.ca

mattamyhomes.com

Se

DUNPAR HOMES

D

5

Tel

43 6D

• • 4E

• from $200,000 5C

west region: Oakville, Cambridge

#

Page No.

Si te

Price Range

Builder Site

77

077-West Oakville_index.indd 67

2016-03-02 5:04 PM

Wentworth St

31

Bloor St.

Phillip Murr

Gibb St

Wentworth St

91

401

Adelaide Ave

15

48

47

Dundas St E

Bayly St E

401

Kingston Rd

Church St S

401

D

ou

em ug

K

Ro

on

nt

Rd

Whites Rd

st ing

Sheppard Ave

Spruce Hill

Granite Court

6

Appleview Rd

K

I

10

Altona Rd

Finch Ave

Fairport Rd

Liverpool Rd

J

Dixie Rd

Brock Rd Sandy Beach

Glenanna Rd

Brock Rd sR Oak jor a M Valley Farm

Montgomery F

Squires Beach Rd

Dr Notion Rd

Highview Rd

Delaney Dr

Lak

a

ew

riv

eD

Riverside

3 Concession

Westney Rd S

Magill Dr

Pickering Beach Rd

Stroud's

Rossland Rd

45

4 Concession

Rossland Rd

11 90

12

5 Concession Altona Rd

4 Concession

32 Sideline

G

32 Sideline

Shoal Point Rd

Finley Ave

Rosebank Rd

F

North Rd

Ajax-Whitby

Harwood Ave

Liverpool Rd

Whites Rd Whitevale Rd

7

Brock Rd

North Rd

E

C

B

30 Sideline

Bv

9

66 Ravenscroft

16 Sideline

City of Pickering

7 Conncession

28 Sideline

D

9 Concession

24 Sideline

King St W Bond St W

Rossland Rd

7 Taunton Rd W

Westney Rd N

H

16 Sideline

20 Sideline

McQuay

2 Salem Rd

Church St N

Brock Rd

Gordon St

Cochrane St

54

14

Fifth Conces

7

7 Concession

8 Concession

Brock St S

Audley Rd

Salem Rd

Blair St

Henry St

Audley Rd

Paddock Rd

16 Sideline Brock Rd Cen tral St

Hopkins St

Townline Rd

Greenwood Rd

12 Sideline

Thornton Rd

Kendalwood R

Lakeridge Rd

4 Sideline R

6 Sideline 9 Concession

Coronation R

4

4 Sideline

4 Sideline R

Halls Rd N

Brock St N

Country Lane

6 Concession

Columbus Rd

Brawley Rd

Lake Ridge R

Rossland/Winchester R

Myrtle Rd W

Country Lane

Taunton Rd E

68

8

Baldwin St S

Ashburn Rd Cochrane

Stevenson Rd

Garden St Blair St

Garden St

Cedarbrook T

13

5

Anderson St

Park Rd S

Park Rd S

Manning Rd

Conlin Rd

Baldwin St N

Ritson Rd S tS eS co Sim

Centre St.

Garrard Rd

Dryden Bv

Thickson Rd Duffs Rd

Olive Ave

Beatrice St

Thornton Rd

Wilson Rd S

Bloor St

60 3

16

Church St E

tN

eS

co

Sim

Mary St N Taunton Rd W

1

21 Ritson Rd N

Stevenson Rd

12

Harmony Rd S

Central Park

Garrard Rd

Garrard Rd

King

Adelaide Ave

2

34

Conlin Rd

City of Oshawa

8 Concession

Stevenson Rd

St E

Attention Builders Want to add your community to our maps?

Need to update existing information? Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate.

Please see builder’s ads for exact locations.

Wilson Rd N

A

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19

Pickering, Ajax, Whitby, Oshawa

Grandeview S

ly

Harmony Rd N

wS

devie

Gran

Bay

east region:

Townline Rd. Grandeview S

78

078-East_Ajax.Map.indd 78

2016-03-02 5:05 PM

M Fi ap nd er

2

ARISTA HOMES

Whitby Meadows aristahomes.com • •

2

FIELDGATE HOMES

Whitby Meadows

fieldgatehomes.com •

14

HEATHWOOD HOMES

Country Lane in Whitby

CountryLaneWhitby.com •

14

ANDRIN LTD.

Country Lane in Whitby

CountryLaneWhitby.com • • •

1

TRIBUTE COMMUNITIES

Charing Cross 905-571-1011

•

from $390,000 14E

3

GREAT GULF

Stonecrest greatgulf.com

•

•

from $298,000 14G

4

MENKES

Somerset 905-428-0500

•

from $690,000 7G

5

TRIBUTE COMMUNITIES

The Village of Brooklin West 905-425-0539

•

from $400,000 11D

6

EMERY HOMES

Town Central 1-877-953-6379

•

from $350,000 4J

7

HIGHMARK HOMES

Triumph whitbytriumph.ca

8

LAKEVIEW HOMES

The Forest of Lyndebrook 416-746-1234

9

STAFFORD HOMES

Price Range

5 9F

•

25 9F

• •

23 9G 23 9G

•

from $390,000 10G

•

from $490,000 10F

Elements Townhomes elementsajax.com

from $390,000 7H

10 FERNBROOK HOMES

Altona Woods

fernbrookhomes.com

from $450,000

11

MATTAMY HOMES

Seaton

mattamyhomes.com •

12

AVERTON HOMES

13

LIFETIME HOMES

15

KANTIUM DEVELOPMENT & CONSTRUCTION Trafalgar Green 905-493-8820

16

TRIBUTE COMMUNITIES

21 31

•

1I

•

from $350,000 5G

Main Street Seaton averton.ca

from $280,000 4F

Folkstone 1-877-365-9555

•

•

from $335,000 10G

•

from $320,000 11I

U.C. Towns 905-571-0222

•

from $350,000 13F

GREAT GULF

Grandview Oshawa 1-888-579-7235

•

from $334,000 14F

PRESTON HOMES

Prestonvale Heights 905-432-2800

•

•

from $350,000 15J

34 TRIBUTE COMMUNITIES

The Neighbourhoods of Park Ridge 905-723-2344

•

from $339,000 15G

34 DELPARK HOMES

The Brook

thebrookhomes.com •

from $400,000 15G

45 SUNDIAL HOMES LIMITED

Mulberry Meadows 905-427-8255

47 SENATOR HOMES

Harbourside Condominiums 905-493-3823

•

•

from $270,000 9J

48 SENATOR HOMES

Whitby by the Lake

senatorhomes.com •

•

from $250,000 10J

54 BAYCLIFFE HOMES

The Gates of Whitby 905-668-9828

•

•

from $250,000 9G

60 GREYCREST HOMES

the fields of conlin 905-725-4539

•

from $310,000 15G

67 MIDHAVEN HOMES

Breeze 1-877-773-6888

•

•

from $300,000 15F

68 STORYBOOK HOMES

Brookstone Estates 905-438-9516

•

from $1050,000 11C

90 LEBOVIC HOMES

Old Taunton in Pickering 905-428-3434

• • • 5H

91

The Towns of Nichol Green Phase 2 905-441-3312

SUNDANCE HOMES

•

•

from $500,000 6J

from $350,000 11J

Pickering, Ajax, Whitby, Oshawa

Tel

D

Site

east region:

et a Se ch m ed To i w Co nh nd om o e

# Si te

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Builder

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K

J

I

H

G

F

E

D

C

B

A

2

3

4

5

6

7

8

9

* Due to scale restrictions locators are approximate. Please see builder’s ads for exact locations.

10 11 12 13 14 15 16 17 18 19

Uxbridge, Lindsay, Bowmanville/Newcastle, Courtice, Peterborough, Port Hope, Cobourg, Port Perry

Attention Builders - Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

1

east region:

1

MASON HOMES

Port Hope Lakeside Village 905-885-6565

•

from $229,000 15J

2

FAR SIGHT HOMES

King’s Bay Golf & Country Club Estates 905-642-8383

•

from $460,000 16B

3

FAR SIGHT HOMES

The Estates at Sunset Ridge 905-642-9015

•

from $930,000 2E

4

PARKVIEW HOMES

Jackson Creek Meadows 705-748-4663

• 2I

4

PARKVIEW HOMES

Jackson Creek Meadows Townhomes 705-748-4663

• 2I

5

AVERTON HOMES

Beacon Hill Bowmanville averton.ca

•

from $450,000 13B

7

BROOKFIELD RESIDENTIAL

Foxtrail foxtraillife.ca

•

from $470,000 5C

8

KAITLIN GROUP LTD.

Port of Newcastle 1-800-305-6849 •

8

KYLEMORE COMMUNITIES

Port of Newcastle 905-987-5146

•

from $479,000 14E

8

STORYBOOK HOMES

Bond Head Estates 905-438-9516

•

from $850,000 14E

9

PARKVIEW HOMES

Harmony Condominiums 705-748-4663

14

RICE DEVELOPMENTS

Willmot Creek On The Lake 905-697-5806

•

from $225,000 11D

18

B.G. SCHICKEDANZ

Lake Scugog Estates 1-888-894-9888 •

from $330,000 18B

20 GERANIUM HOMES

Verandas Port Hope 905-885-0555

•

from $327,000 10I

26 KAITLIN GROUP LTD.

Aspen Heights 905-697-0513

• from $165,000 10C

26 KAITLIN GROUP LTD.

Condominiums at Clarington Centre 905-697-4513

• from $210,000 10C

26 KAITLIN GROUP LTD.

Country Classics 1-866-514-3573

•

•

from $300,000 10C

30 EMPIRE COMMUNITIES

Estates of Wyndance 905-649-8197

•

from $900,000 3E

34 CARRINGTON HOMES

Woodlands of Upper Courtice 905-787-0963

•

from $260,000

35 MASON HOMES

Parklands 1-866-443-7900 •

from $269,000 3H

39 H&R DEVELOPMENTS

Gracefields

from $322,000 4C

39 THORNRIDGE HOMES

Gracefields 1-877-361-4226

•

from $320,000 4C

39 LINDVEST

Gracefields 1-877-361-4226

•

from $320,000 4C

45 HIGHCASTLE HOMES

Northglen northglen.ca

•

•

from $221,000 11B

45 DELPARK HOMES

Northglen 905-419-7222

•

• •

from $221,000 11B

45 ESQUIRE HOMES

Northglen northglen.ca

from $245,000 11B

48 JEFFERY HOMES

BrookHill 905-697-0765

•

• •

from $300,000 10B

72 VANDYK COMMUNITIES

West Park Village

vandykcommunities.com •

• •

from $210,000

•

• from $260,000 14E

• from $189,000

hr-newhomes.com •

2I

9I

3I

Uxbridge, Lindsay, Bowmanville/Newcastle, Courtice, Peterborough, Port Hope, Cobourg, Port Perry

Page No.

east region:

Price Range

M Fi ap nd er

Tel.

et Se ach m ed To i w n Co ho nd me o

Builder Site

D

# Si te

81

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Hot Properties

Find your next home! This page features a few of the latest properties to keep your eye on in the Toronto area. Find more properties at ypnexthome.ca

LATEST LISTINGS

THE FAIRGROUNDS By: Oxford Homes City: Sutton Housing type: Freehold towns from the low $300’s; detached singles from the low $400’s oxfordhomescanada.com

MAPLE STATION By: Andrin Homes City: Vaughan Housing type: Modern freehold townhomes from the low $600’s andrinhomes.com

FOXTRAIL PRIMONT’S NEWTOWNS AT MOUNT PLEASANT

KLEINBURG GLEN

new openings KLEINBURG GLEN By: Gold Park Homes City: Kleinburg Housing type: Exclusive collection of luxury homes from the $690’s goldparkhomes.com

NEWTOWNS AT MOUNT PLEASANT By: Primont Homes City: Brampton Housing type: Phase 2 of master-planned community of townhomes primonthomes.com

BRIAR HILL CITY TOWNS By: Madison Homes City: Toronto Housing type: One- and two-storey urban towns at Dufferin Street and Briar Hill Avenue madisonhomes.ca

TRAILS AT CARDINAL POINT By: Geranium Homes City: Stouffville Housing type: Limited collection of freehold towns and single-family ravine homes geraniumhomes.com

By: Gold Park Homes City: Kleinburg Housing type: Collection of luxury homes in a prime location, from the upper $600’s goldparkhomes.com

GLENWAY NEWMARKET By: Andrin Homes City: Newmarket Housing type: Two- and three-bedroom townomes from the $500’s, detached homes and bungalows on 50-ft. lots homes from the $800’s glenwayliving.com

GATES OF NOBLETON By: Tribute Communities City: Nobleton Housing type: Collection of 50-, 60-.

70- and 80-ft. detached homes mytribute.ca

TRAFALGAR RIDGE By: Dunpar Homes City: Oakville Housing type: Luxury, three-bedroom townhomes from the mid $600’s dunparhomes.com

SPICE URBAN TOWNS By: Hi-Rise (West) Inc. City: Toronto Housing type: Bungalow and two-storey urban towns with rooftop terraces from mid $300’s spiceondanforth.com

By: Brookfield Residential City: Uxbridge Housing type: Bungalow townhomes from $469,990 brookfieldhomes.ca

new releases TRAFALGAR GREEN By: Kantium Development City: Whitby Housing type: Final release of two-storey Garden Towns and three-story Village Towns trafalgargreen.com

HUMBER MEWS By: Menkes City: Etobicoke Housing type: Townhomes with basement and garage access from $559,990 menkes.com

preview registration HERITAGE TOWNS By: Montevello Developments City: Toronto Housing type: Townhomes in the Junction Triangle from 1,593 sq. ft. from the $750’s. heritagetowns.ca

…continued on page 84

82 YPNEXTHOME.CA

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5 REASONS 2016 IS A GOOD YEAR TO BUY A HOME

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HIGHLIGHTING THE

top builders & condo communities

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Highlighting the top builders and developers across the GTA

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HIGHLIGHTING THE top builders & new-home communities

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And coming soon, exciting new communities like Cornell in Markham, Heron Park in Scarborough, Richmond Green in Richmond Hill, and Seaton in Pickering.

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THE ALLURE OF LUXURY CONDO LIVING

BEYOND MORTGAGE RATES How accelerated payments can save you thousands

2015-02-26 5:06 PM

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2016 MODEL SUITE CALENDAR

2016 MODEL HOME CALENDAR

AN EXCLUSIVE COLLECTION OF THE GTA’S MOST BEAUTIFUL CONDOS

AN EXCLUSIVE COLLECTION OF THE GTA’S MOST BEAUTIFUL NEW HOMES

2016 MODEL HOME CALENDAR SEASONS IN CALEDON | PRIMONT HOMES

LIGHTHOUSE TOWER | DANIELS WATERFRONT

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2015-11-25 4:56 PM

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HIGHLAND RIDGE | EASTFOREST HOMES

11/25/15 10:24 AM

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AN EXCLUSIVE COLLECTION OF SWO’S MOST BEAUTIFUL NEW HOMES AND CONDOS

11/26/15 12:27 PM

2016-03-01 2:44 PM

LATEST LISTINGS

Find your next home! Find more properties at ypnexthome.ca

…continued from page 82

COUNTRY LANE By: Andrin Homes & Heathwood Homes City: Whitby Housing type: Master-planned community of 36- and 45-ft. detached homes countrylanewhitby.com

BOXGROVE VILLAGE By: Arista Homes City: Markham Housing type: Family sized freehold townhomes and live/work towns boxgrovevillage.com

ANCHOR WOODS By: Rosehaven Homes, Andrin Homes & Regal Crest Homes City: Holland Landing Housing type: 45- and 38-ft. detached and semi-detached homes anchorwoods.ca

UPPER SUMMERSIDE By: Mattamy Homes City: Scarborough Housing type: New townhome designs in established family-friendly neighbourhood mattamyhomes.com

SEATON TAUNTON By: Mattamy Homes City: Pickering Housing type: Affordable townhomes alongside greenspaces and other amenities mattamyhomes.com

THE LOGGIAS IN RICHDALE By: Senator Homes City: Richmond Hill Housing type: Luxurious 40-, 50- and 60-ft. detached homes on deep lots senatorhomes.com

ST. JOHN’S FOREST By: Mattamy Homes City: Aurora Housing type: 45- and 50-ft. lots in a wooded enclave mattamyhomes.com

ARISTA HOMES’ BOXGROVE VILLAGE

NEW SEATON

THE ARBOURS

By: Brookfield Residential City: Pickering Housing type: Coming in 2016 – register to be among the first to learn about this new community brookfieldhomes.ca

By: CountryWide Homes City: Aurora Housing type: Single-detached homes countrywidehomes.ca

HERON PARK By: Mattamy Homes City: Scarborough Housing type: Townhomes and semi-detached homes mattamyhomes.com

9130 BATHURST By: Senator Homes City: Richmond Hill Housing type: Modern townhomes senatorhomes.com

SPRING VALLEY JUNCTION By: Lindvest City: Brampton Housing type: 38- and 41-ft. detached homes lindvest.com

By: CountryWide Homes City: Bradford Housing type: Single-detached homes and townhomes countrywidehomes.ca

OAK PARK By: Ballantry Homes City: Oakville Housing type: Urban townhomes and midrise condominiums ballantryhomes.com

HAWTHORNE VILLAGE ON THE ESCARPMENT By: Mattamy Homes City: Milton Housing type: Exclusive townhomes mattamyhomes.com

MOUNT PLEASANT MEADOWGREEN By: Heathwood Homes City: Brampton Housing type: Townhomes, semis and singles on Mississauga Road heathwood.com

CREDIT RIVER GOLF ESTATES

By: Brookfield Residential City: Whitby Housing type: Single-detached homes in an established family neighbourhod brookfieldhomes.ca

By: Bremont Homes City: Brampton Housing type: Estate homes on Creditview Road from more than $1 million mybremont.ca

THE BROOK

GREEN VALLEY ESTATES

By: Delpark Homes City: Oshawa Housing type: Single-family homes on 30-, 36- and 40-ft. lots thebrookhomes.com

By: Bayview-Wellington Homes City: Bradford Housing type: Townhomes, semis and singles greenvalleyestates.com

WHITBY CENTRAL

DREAMFIELDS

By: Great Gulf City: Brampton Housing type: Full-depth lots with unique standard features greatgulf.com

UPTOWNS AT BAYVIEW By: Treasure Hill Homes City: Richmond Hill Housing type: Freehold townhomes at Bayview and Hwy. 7 treasurehill.com

Builders If you would like to include your preview registration, new release or site opening in this feature, just email the details to wayne.karl@ypnexthome.ca

84 YPNEXTHOME.CA

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Homebuyers’ Help

Compare mortgage rates for your best deal CHARTERED BANKS

variable

ATB Financial

2.6

Alterna Svgs/Alterna Bk

2.7

Bank of Montreal

2.7

Bank of Nova Scotia

2.9

Canadian Western Bank CFF Bank CIBC

2.7

ICICI Bank Canada Manulife Bank

2.75 2.4

National Bank

n/a

President’s Choice Financial Royal Bank

2.7 2.6

TD Canada Trust

2.6

Tangerine

2.7

6 months

1 year

2 years

3 years

4 years

5 years

4 4.00op 4 6.30op 4 6.75op 4.55 6.45op 4 6.45op

2.94 4.00op 2.85 6.30op 2.89 6.75op 3.29 6.50op 3.14 6.30op 2.69 2.84 6.35op 3.15 3 3.20op 3.14 6.70op

2.64 4.00op 2.79

2.69

2.74

2.99

2.59

2.74

2.88

2.99

3.39

3.89

2.89

3.09

3.39

3.89

4.49

3.04

3.65

4.2

4.74

2.24 2.79

2.39 2.59

2.59 2.79

2.74 4.79

3.65 2.94

3.64 2.84

3.69 2.79

3.69 2.89

3.04

3.39

2.79

2.99

2.79 2.39

3.34 2.64

3.99 4.39

4.44 2.99

2.84

2.49

3.89

2.84

3.24

3.49

3.69

3.79

6.95op 4.45 4.4 6.70op

6.75op

3.14 6.75op 2.99 6.30op 3.19

TRUST COMPANIES Community Trust Concentra Financial

n/a n/a

Effort Trust

n/a

Home Trust Company Investors Group Trust

2.35 n/a

MTCC

2.9

6.5 5 6.70op 4.45 6.30op 3.95 4.2 6.50op 4.55 6.45op

3.14 2.89 6.30op 3.35 6.30op 2.69 3.14 6.30op 3.29 6.50op

3.25 2.59

3.95 3.39

4.39 3.89

4.64 4.64

3.5

3.7

4.3

4.35

2.24 3.09

2.39 3.39

2.59 3.89

2.74 2.84

3.09

3.39

3.89

4.49

6.2 6.40op 3.1 4.25 6.50op 4.2 6.50op

2.84 6.30op 2.29 2.89 6.50op 3.14 6.30op 3.25 6.25op 2.84 6.30op 2.8 2.95op 2.45

2.89

2.95

2.99

2.89

2.24 2.79

2.49 2.89

2.64 2.95

2.69 2.89

3.09

3.39

3.89

4.74

3.2

3.65

4

4.5

2.79

3.39

3.89

2.59

2.85

2.95

3.05

3.15

2.55

2.55

2.65

2.65

OTHER FINANCIAL INSTITUTIONS Comtech Credit Union

2.45

First National Fin. LP IC Savings

2.7

London Life

n/a

Luminus Financial

3.25

Meridian Credit Union

2.4

Parama Credit Union

2.65

Steinbach Credit Union

2.25

4

ONLINE CALCULATOR ypnexthome.ca/mortgage-calculator Notes: **Interest rate charged subject to adjustment during term mortgage. Please consult institution for term of years available. All rates are prime rates and subject to change without notice.

R.O.R. RATES ON REQUEST op OPEN ----- NOT QUOTING N/A NOT AVAILABLE February 16, 2016. Prepared By Fiscal Agents Financial Information Services 905.844.7700

MARCH 5 - 19, 2016 | NEW HOME GUIDE 85

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ADVERTISERINDEX ANDRIN HOMES - Hillsborough Holland Landing

33

BROOKFIELD RESIDENTIAL - Corporate

53

ANDRIN LTD. - Country Lane in Whitby

23

COM FREE - Promo

40

ARISTA HOMES - Aurora Trails

5

COUNTRY WIDE HOMES - Queensville

55

ARISTA HOMES - Boxgrove Village Markham

5

DUNPAR HOMES - Trafalgar Ridge

43

FAMILY OF MAGAZINES - Promo

83

25

ARISTA HOMES - IMPRESSIONS

5 & 39

ARISTA HOMES - Vaughan Valley Estates

5

FIELDGATE HOMES - BlueSky Stouffville

ARISTA HOMES - Whitby Meadows

5

FIELDGATE HOMES - City Towns Valley Lands in Brampton

ASPEN RIDGE HOMES - Chelsea Maple Station

ASPEN RIDGE HOMES - Corporate

IFC

IFC & 1

FIELDGATE HOMES - IMPRESSIONS

FIELDGATE HOMES - Valley Lands

Insert & 25

Insert, 25 & 39

Insert & 25

ASPEN RIDGE HOMES - King Country Estates

IFC

FIELDGATE HOMES - Whitby Meadows

25

ASPEN RIDGE HOMES - Mayfield Village

IFC

FOREST HILL HOMES - Cornell Rouge

15

GERANIUM HOMES - Trails at Cardinal Point

37

GOLD PARK HOMES - Encore Brampton

41

ASPEN RIDGE HOMES - Queensville

ASPEN RIDGE HOMES - Upper West Side

55

IFC

AVERTON HOMES - Corporate

21

GOLD PARK HOMES - Kleinburg Glen

51

BALLYMORE HOMES - Mill Street Village

53

GREAT GULF - Arbor Peaks

19

BRIARWOOD HOMES - Mill Street Village

53

HEATHWOOD HOMES - Country Lane in Whitby

23

86-87-Advertiser Index.indd 101

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HI RISE (WEST) INC. - Spice Urban Towns on Danforth Rd

59

MONTEVELLO DEVELOPMENTS - Heritage Towns On The Trail

57

IDEAL DEVELOPMENTS - Meadowvale Lane

45

PARADISE HOMES - IMPRESSIONS

39

IDEAL DEVELOPMENTS - Modern Manors

45

PRIMONT HOMES - JadeGarden at Cornell

12

IDEAL DEVELOPMENTS - Pinnacle on the 14th Avenue

45

PRIMONT HOMES - Newtowns at Mount Pleasant

12

IDEAL DEVELOPMENTS - Richmond Towns

45 PRIMONT HOMES - Renaissance Townes

13

LAKEVIEW HOMES - Queensville

55 PRIMONT HOMES - Seasons in Caledon

LUXURY LIVING MAGAZINE - Promo

MADISON HOMES - Briar Hill

MADISON HOMES - Cornell Rouge

16 12

ROSEHAVEN HOMES - Corporate

17

SCHWARZ LAW LLP - Barristers & Solicitors

47

TREASURE HILL HOMES - Acacia Estates

29

TREASURE HILL HOMES - Aurora Views on Wellington

29

TREASURE HILL HOMES - Tiara Estate Collection

29

TREASURE HILL HOMES - Victory Heights

29

TRIBUTE COMMUNITIES - Gates of Nobleton

35

WHAT’S ONLINE - Promo

88

YP NEXT HOME - Promo

IBC

15

56

MATTAMY HOMES - Model Home of the Month

48

MATTAMY HOMES - Mount Pleasant North

BC

MATTAMY HOMES - The Village of Southfields

8-9

MENKES - Dwell City Town

7

MENKES - Hometown Sharon Village

7

MENKES - The Enclaves of Upper Canada

7

86-87-Advertiser Index.indd 103

PRIMONT HOMES - Uptowns on Bayview 11

MANCINI HOMES - West Ridge Place Orillia

MIKEY - Promo

12-13

22

2016-03-02 6:16 PM

What’s Online

Trending now The latest real estate news from across Canada

5 reasons 2016 is a good year to buy a home in Canada

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BC, Ontario skew Canadian real estate market READ THE STORY ONLINE ypnexthome.ca/Canadian-real-estate

Decor tips to brighten your mood and your home READ THE STORY ONLINE ypnexthome.ca/bright-home

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FOR MORE INFORMATION ON OUR COMMUNITIES REGISTER AT MATTAMYHOMES.COM FOLLOW US: SALES CENTRE HOURS: Monday - Thursday 1pm-8pm; Friday 1pm-6pm; Saturday, Sunday and Holidays 11am-6pm All illustrations are artist’s concept. All dimensions are approximate. Prices, specifications, terms and conditions subject to change without notice. E.&O.E.