GTA New Home Guide - Mar 8, 2014

NEW HOME GUIDE MARCH 8 - 22, 2014

m

March 8 - 22, 2014 Volume 22 Issue 5

Mattamy Presents

NEW RELEASES, NEW DESIGNS AND NEW COMMUNITIES INSIDE THIS ISSUE

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GTA BUILDERS WIN GOLD AT U.S. NATIONALS

MORTGAGE INSURANCE PREMIUMS ON THE RISE

TIPS TO HELP YOU FIND THE PERFECT HOME

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ASPIRE FOR OPEN CONCEPT DESIGNS THAT FEEL INTIMATE. What makes for good design? At Aspen Ridge, we believe it’s the moment your aspirations become actualizations. The moment your dream kitchen becomes a space where you sip, stir and savour in. When interiors not only have the best finishes, but the finishes that work best with your tastes. Trends fade. Style changes. But good design, it withstands the test of time. It’s what you aspire for.

Model Homes Now Open at

Monarch first.

Aspire to great design.

Before the ‘60’s changed the world.

Before the Baby Boom began. Before the Roaring ‘20’s took us dancing to the Charleston or out to the movies, Monarch was here. First. For 96 years, families have trusted Monarch for the most important investment of their lives.

So choose the one builder who has always been there for Canadian families.

And visit Monarch. First.

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MODEL MANIA NOW SHOWING 5 Communities and 9 models from 3 of Toronto’s leading interior designers.

Upper Cornell MARKHAM Kettle Lakes Club RICHMOND HILL King Country Estates NOBLETON Kleinburg Hills KLEINBURG King Oaks KING CITY MORE INFO AT aspenridgehomes.com

NOW OPEN Credit Manor Heights & Mayfield Village BRAMPTON MORE INFO AT aspenridgehomes.com

COMING SOON Upper West Side THORNHILL Woodland Hills NEWMARKET

© Aspen Ridge Homes. Prices and specifications are subject to change. See sales representative for details. All Rights Reserved. E.&O.E. February 2014.

REGISTER NOW AT aspenridgehomes.com

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contents MARCH 8 - 22, 2014 || VOLUME 22 ISSUE 5

ON THE COVER

p. 32

community focus features 20 Markham

March 8 - 22, 2014 Volume 22 Issue 5

treasure hill homes

Reach new heights – last chance to own in The Accolades

MATTAMY HOMES

24 South Brampton Fieldgate homes

Here’s what’s new and exciting from Mattamy Homes

New release of 38- and 41-ft. singles at Valleylands

38 Multi-site

ballantry homes

Mattamy Presents

NEW RELEASES, NEW DESIGNS AND NEW COMMUNITIES INSIDE THIS ISSUE

GTA BUILDERS WIN GOLD AT U.S. NATIONALS

MORTGAGE INSURANCE PREMIUMS ON THE RISE

TIPS TO HELP YOU FIND THE PERFECT HOME

Building homes, building dreams across the GTA

58 Etobicoke

menkes Developments

Humber Mews designer towns at Evans and Brown’s Line

92 Brampton

townwood homes

Discover the newly opened Marigold in Castlemore

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regular and special features in every issue

homebuyers’ help

in the news

4 Editor’s Note 10 Contributors 110 Hot Dates 118 Ad Index

48

10 Minutes With...

44

Kylemore Communities

68

How to Find a Home

46

Spectrum Sky

columnists

111 Resource Section

54

115 GTA Hot Sheet

64

14

BILD

by Bryan Tuckey

24

Two pages of new openings, new releases and preview registrations

Fundamentally Speaking What type of home should you buy?

by Wayne Karl

36

Mortgage Finesse

Is paying off your mortgage bad for your net?

Features to consider when searching for a new home Mortgage Calculator and Rate Table

Report

GTA builders win gold at U.S. Nationals

Bob Finnigan of Heathwood Homes, Heron Group of Cos.

66

President Patrick O’Hanlon honoured by Ryerson University Spectrum Realty Inc. launches new highrise division

The Conservatory Group Sheldon Libfeld enters the BILD Hall of Fame

CMHC

CMHC, Genworth to increase mortgage insurance premiums

Brookfield Residential to open Willow Glen in Tottenham this spring

20

by Calum Ross

42

Taxing Issues

Capital expenditures and deductible expenses

by Henry Choo Chong

52

Legally Speaking

Not every lawyer is a real estate lawyer

by Jayson Schwarz

72 Money Matters

Creating the illusion of scarcity

by Gail Vaz Oxlade

88 Quick Tips

The seasonal switch-up: make way for spring!

by Hellen Buttigieg

104 The Tax Man

58

Why buy real estate if you’re already in a high tax bracket?

by George Dube

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//EDITOR’S NOTE

Long-term commitment will afford you peace of mind

W

hether you’re relocating from one coast to the other or moving to your first place, changing homes can be hectic, exciting and certainly stressful. But, relax.

You can eliminate the anxiety associated with moving by taking control of the situation with confidence.

Understanding the market is just part of the story. Knowing what you need and what you can afford is the more important part of the equation. Making a prudent purchasing decision that doesn’t keep you up at night when interest rates

rise or market news becomes the talk of the town is up to you.

Any expert will tell you that buying a home or condo is a long-term commitment. This issue is full of great tips from the experts as well as the latest news designed to help you make a wise purchasing decision.

Along with our Community Focus features, which outline the specifics on many fine communities, there’s lots to take in – so kick back, relax and enjoy.

You’re in the driver’s seat.

SUSAN LEGGE

EDITOR-IN-CHIEF Wall2Wall Media Susan.Legge@wall2wallmedia.com Follow me on Twitter at Twitter.com/SusanLegge Like us on Facebook. Search: New Home Guide

How to find the right home?

Knowing what to look for – and where – are crucial parts of your new-home search

O

WAYNE KARL

EDITOR Wall2Wall Media Wayne.Karl@wall2wallmedia.com Follow me on Twitter at Twitter.com/WayneKarl Like us on Facebook. Search: New Home Guide

nce you’ve decided to buy a new home, the excitement begins to build immediately.

Where to buy? What type of home? Is now the right time?

The answers to such questions will vary from person to person, depending on individual circumstances and needs. Choosing the type of home you can afford, and what finishes and design features you want, might be the easiest part of the process. A little more challenging, but nonetheless equally important, are matters such as finding a community in proximity to amenities such as shopping and schools, commuting times and transit options, and if your new home will still be suitable in three, five or 10 years.

As for the timing of your purchase, it’s natural to wonder whether now is the best time, given all the discussion about market conditions. But if your employment and finances are secure, you’re best served looking at the long term – say seven years. Where are new-home prices likely to be then?

Higher or lower? And if you missed out on building equity by delaying your purchase, would you be better off?

In this issue of New Home Guide, like we do in every edition, we have a variety of content designed to help you determine your own answers to these questions.

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dreams We build

We know. At Ballantry Homes, we build dreams.

With over two decades of experience, we’ve designed and constructed thousands of homes, working closely with our family of buyers and our team of forward-thinking architects and interior designers. Ballantry has always treated our customers as #1. Having built some of the finest homes and estate communities in and around the GTA, Ballantry’s reputation for meticulous attention to detail and craftsmanship has earned the trust of thousands of satisfied homeowners.

3 sensational communities to select your new home from

BRAMPTON : NEW RELEASE Semi-Detached & Detached Homes starting from the low

$

400’s

MARKHAM : FINAL RELEASE MARCH 22 TTownhomes, Semi-Detached & Singles starting from the high

$

400’s

OAKVILLE : FINAL RELEASE CCondominiums or Urban Townhomes starting from the mid

$

200’s

ballantryhomes.com Prices and specifications are subject to change without notice. E.&O.E.

MARCH 8 - 22, 2014 | NEW HOME GUIDE GTA 5

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My Dwell – Etobicoke Design Forward Townhomes North of Burnhamthorpe Road, off the West Mall NOW OPEN Starting from the mid $300’s 416.259.2525

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My Humber Mews – Etobicoke Designer Townhomes Browns Line & Evans Avenue, Etobicoke NOW PREVIEWING Starting from the $480’s 416.255.7468

My Enclaves – Georgetown A community within nature’s glory Semi Links Guelph Street & MacFarlane Drive, Georgetown NOW OPEN Starting from the low $400’s 289.891.9103

My Bloom – North York A masterplanned, all Townhome community Bathurst Street & Finch Avenue, North York UNDER CONSTRUCTION Starting from the low $300’s 416.730.1600

My Somerset – Ajax Durham’s Community & Model Home of the Year 37' & 42' Detached Homes Salem Road North & Williamson Drive East, Ajax UNDER CONSTRUCTION Starting from the low $500’s 905.428.0500

My Millstone – Oakville Urban Townhomes Dundas Street West, east of Bronte Road, Oakville NEW RELEASE Starting from the low $300’s 905.825.3619

MY STOREYS. MY MENKES. Facebook.com/MenkesLife

@MenkesLife

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mattamyhomes.com

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e, There And Everywhere.

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contributors New home guide

vice-president, WALL2WALL MEDIA

Jacqueline Hill

editor-in-chief / director of content

Susan Legge

director of sales, national

Josh Heppner

Sales Manager New Home guide GTA, new condo guide, home décor & renovations

Conni Robinson

associate publisher, NEW home & condo guide SWO, lifestyle communities

Susan Maxwell art director

Bianca DiPietro Editor

Wayne Karl contributing Editors

BILD Report

Bryan Tuckey

Bryan Tuckey is President and CEO of the Building Industry and Land Development Association (BILD) and can be found on Twitter (twitter.com/ bildgta), Facebook (facebook.com/ bildgta), Youtube (youtube.com/ bildgta) and BILD’s official online blog (bildblogs.ca)

Taxing Issues

Henry Choo Chong, CGA

Henry Choo Chong is a certified general accountant. Henry sits on many committees and provides accounting and tax advice to individuals and businesses in the GTA. Send your tax questions via email to Taxing Issues at: choochonghcga@ yahoo.ca

Legally Speaking

Jayson Schwarz

Schwarz Law Barristers and Solicitors

Jayson Schwarz LL.M. is a Toronto real estate lawyer and partner in the law firm Schwarz Law LLP. He can be reached by visiting schwarzlaw. ca or by email at info@schwarzlaw.ca or phone at 416.486.2040

THE TAX MAN

George E. Dube

CA, CPA, LPA, is a real estate investor and Chartered Accountant and partner with Peter Cuttini, Dube & Cuttini Chartered Accountants LLP. He has written and contributed to articles and co-authored two books. georgedube@ dubecuttini.com, dubecuttini.com, Twitter @dubecuttini.com 1.877.475.3823

Sara Duck, Elisa Krovblit Lydia McNutt senior account executive Nina Downs nina.downs@wall2wallmedia.com senior account executive

Dionne Fraser dionne.fraser@wall2wallmedia.com Sales & marketing co-ordinator

Terry Bassett

distribution & sales co-ordinator

Jennifer Bistron

administrative assistant

Antoinette Jackson production Manager

Bala Gnanapandithan production co-ordinator

Sandra Hanak-Vujnovic graphic designers

Mike Terentiev

National Account Manager, Mediative

Paul Slizys

Published By

money matters

quick tips

Gail Vaz-Oxlade is the host of Til Debt Do Us Part, author of Debt Free Forever and blogs daily at gailvazoxlade.com.

Follow Gail on Twitter at twitter. com/GailVazOxlade

Hellen Buttigieg, CPO, is a Certified Professional Organizer, life coach, TV host and owner of We Organize U. Visit her website, weorganizeu.com, for a free e-Book on how to find more time, energy and inner peace.

Contact Hellen at 905.829.2219 or info@weorganizeu.com

Gail Vaz-Oxlade

Hellen Buttigieg

mortgage finesse

Calum Ross

Calum Ross is SeniorVice-President and practicing mortgage agent with The Mortgage Centre. He has appeared on Canada AM, Investment Television, BNN and Citytv. He holds an MBA in finance and is an Accredited Mortgage Professional. He can be reached at 416.410.9905

#500-401 The West Mall Etobicoke, ON M9C 5J5 T 416.626.4200 F 416.784.5867

newhomeguide.ca Advertising Call

and information.

416.626.4200 for ­advertising rates

Circulation Free

distribution in select high-traffic street boxes, stores, banks, financial institutions and select condominium sales offices.

Copyright 2014 All rights reserved by New Home Guide, Toronto, Ontario, Canada. Reproduction in any form is prohibited. Contents of this publication are covered by Copyright and offenders will be prosecuted under the law. The views and data expressed by columnists do not necessarily represent those of the publication.Wall2Wall Media is a trademark of Yellow Pages Group Co. in Canada.

Terms Advertisers, Editorial

content are not responsible for typographical errors, mistakes or ­misprints. All prices are correct as of press time and are subject to change without notice. E. & O. E.

Editorial Submissions from interested parties will be considered. Please submit to the editor at Susan.Legge@wall2wallmedia.com.

Please recycle this magazine! Wall2Wall Media participates in the Partners in Growth Reforestation Program through St. Joseph Communications. To date, Partners in Growth has planted over 2.5 million trees in parks, recreation and conservation areas, and other public spaces across Canada.

Established in 1990, this program was started with Scouts Canada to help replenish the environment.

10 New home guide GTA | marCH 8 - 22, 2014

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dreams

Where and families come together in 3 Superb Communities MaRkHaM

MaRkHaM

E

THORnHill E IN V S RALOT

W OM NEL H DE O

M

Singles on 30', 36’ & 40’ lots. t decor a

Detached homes on 35' and 41' lots.

Detached homes on 46’ & 60’ lots available.

odeLs ed M

t decor a

odeLs ed M

New Release Coming Soon From the

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600's

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madisonhomes.ca Hours: Mon-Thurs. 1-8pm, Fridays by appointment, Sat., Sun. & Hol. 11am-6pm. *Specifications are subject to change without notice. E. & O. E. See Sales Representative for details.

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//bild report

6 BILD winners grab gold at Olympics for builders » by bryan tuckey

It is a privilege to lead our great association and I felt especially lucky to have this job on one recent night in Las Vegas when six BILD members painted the town red and white after claiming gold.

Bryan Tuckey

is President and CEO of the Building Industry and Land Development Association (BILD) and is a land-use planner who has worked for municipal, regional and provincial governments. He can be found on Twitter (twitter. com/bildgta), Facebook (facebook.com/bildgta) and BILD’s official online blog (bildblogs.ca).

Our members were nominated 40 times at the awards ceremony of the National Association of Home Builders International Builders’ Show, which is better known in our industry as simply “The Nationals.” This is the Olympics for the housing industry in the U.S. where the marketers shine.

The marketers are the people behind the inspiring websites, slick brochures and polished sales centres that draw newhome buyers in to investigate the newest high-rise or community of single-detached homes coming to the GTA. They lend their creativity to our industry to think beyond the bricks and mortar of the home, and to capture and hold the attention of new-home buyers. With a huge number of new communities to choose from in the GTA, it is an incredible challenge to stand out from the pack.

And when our members’ marketing materials stand out at a competition dominated by California, Colorado and New York nominees, and includes candidates from China, Saudi Arabia, Mexico and Panama, it speaks to the quality of the professionals that work across this region.

Remington won two prizes, first claiming gold for social media campaigns for their public art competition that the company ran in Markham. The campaign

had a $2,000 budget, yet generated more than 70,000 votes and 11,500 referrals from social media sites in one month.

Partnering with agency Figure 3, Remington took its second gold in the best presentation centre category for its community Downtown Markham.

The judges said the Remington presentation centre was “a space that feels more like a contemporary art gallery than a sales centre.”

Great Gulf Homes and the marketing agency Community won gold for best brochure. The builder’s “Above and Beyond” brochure for the Yonge+Rich community “soars to a new level of perfection,” the judges wrote. “From the minimal, elegant use of typography to the subtle textures of the paper, the brochure itself has an architectural feeling that begs to be explored.”

Lastly, Empire Communities and agency 52 Pick-up Inc. were co-winners for gold in the best signage category for Toronto community TheHUB. While we didn’t win, BILD was recognized with a judges’ special award of excellence in the building industry community spirit category. BILD teamed up with Remington won two prizes, In2ition Realty to create the Race for first claiming gold for Humanity, an social media campaigns for award-winning their public art competition scavenger hunt for that the company ran in industry professionals, which we Markham. put on every year for our community partner Habitat for Humanity Toronto. Last year, almost 600 builders, developers, sales and marketing professionals took up the hunt and helped raise more than $36,000 for Habitat.

Congratulations to all of our winners and finalists. We look forward to seeing you when we announce the winners of our own BILD Awards on April 25. Good luck!

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PRESENTATION CENTRE

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AT L A K E S H O R E W O O D S

AT L A K E S H O R E W O O D S

AT L A K E S H O R E W O O D S

ONLY A FEW

CONSTRUCTION HAS STARTED

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*Limited quantities available. To qualified purchasers. Prices & information correct at press time. Map not to scale. Lots may have premiums. All illustrations reflect artist impression. E.O.& E. Ask a sales rep. for details. **Exclusive retail value of features already included in from price.

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ED

DISCOVER LIVING VALES OF THE HUMBER

E S TAT E S I N G L E S 57’ LUXURY SINGLES IN BRAMPTON

STARTING FROM $769,900* Welcome to the upscale, master-planned community of Vales of the Humber. This new development will feature only luxury singles that will integrate beautifully with attractive streetscapes, parks and schools in the ideal family-focused environment.

Sales Centre located at 20 Fogal Road, off of Highway 50 • 905.265.1205

ACCOLADES IN MARKHAM

SINGLES•SEMIS•TOWNS ACCOLADES

COMMUNITY IN MARKHAM

IN MARKHAM

STARTING FROM THE LOW 500’S $

*

Community living has reached new heights with this collection of homes. The Accolades in Markham is your opportunity to live in the established commmunity of Wismer Commons, where outstanding amenities are only minutes away.

Model Home located at 101 Greenspire Avenue, just South of Major Mackenzie Drive • 905.471.2852

AURORA WOODS

LUXURY SINGLES 40’ & 45’ SINGLES IN AURORA

STARTING FROM $768,900* HURRY, ONLY A FEW HOMES REMAIN Aurora Woods boasts an ideal location featuring peace and quiet, and the allure of a small town, but also the convenience of city-style amenities. Nestled in nature, these Chateau, French Provincial and Tudor style homes feature ravine and wooded lots.

Sales Centre located at 14726 Bayview Avenue, just North of Vandorf Sideroad • 905.727.5794

For more information visit treasurehill.com

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//COMMUNITY FOCUS

REACH NEW HEIGHTS WITH TREASURE HILL Last chance to live in this established Markham community!

LOCATION Markham HOUSING TYPE Townhomes, semis and single-detached homes SALES CENTRE 101 Greenspire Ave. at Major Mackenzie Drive, west of Markham Road CONTACT treasurehill.com

I

n a town rich with historical charm, lush green parks and every possible amenity nearby, acclaimed builder Treasure Hill is developing an incredible collection of homes. The Accolades in Markham will feature a mosaic of towns, semis and singles featuring impressive elevations, thoughtful space distribution and outstanding finishes. Located on the south side of Major Mackenzie Drive East between Markham Road and McCowan Road, this is the perfect neighbourhood for a growing family.

The Accolades in Markham provides you with the opportunity to choose between 36- and 44-ft. singles, as well as towns and semi-detached homes in stunning elevations with stucco, stone and clay brick accents. The singles offer up to 3,500 sq. ft. of living space, four to five bedrooms with spacious walk-in closets and up to three and a half bathrooms to lavishly accommodate you and your family.

Gorgeous elements such as a stylish Napolean gas fi replace with a custom designed wood mantel and both stained prefinished hardwood and ceramic tiles will grace your main floor. Your master bedroom with adjoining ensuite will showcase granite

No matter the product you choose, Treasure Hill will ensure that your home is your sanctuary.

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TREASURE HILL HOMES | The Accolades in Markham

Set in the established community of Wismer Commons, you and your family will have plenty of opportunities to enjoy the perfect blend of historical charm and urbanization.

countertops with undermount sinks, making it a place of luxurious relaxation.

The collection of townhomes offers up to 1,912 sq. ft. of living space, featuring three bedrooms with spacious closets and two and half baths. The semi-detached homes range up to 2,563 sq. ft., showcasing three- to fourbedroom plans with walk-in closets and two and a half baths. Both towns and semis will feature designer laminate flooring on the main floor and kitchen.

All singles, towns and semis offer soaring nine-ft. ceilings on the main floor and a natural oak finish staircase ascending to your second floor. No matter the product you choose, Treasure Hill will ensure that your home is your sanctuary.

Set in the established community of Wismer Commons, you and your family will have plenty of opportunities to enjoy the perfect blend of historical charm and urbanization. Roam the nearby shops and outdoor trails or pay a visit to the Markham Museum; every amenity you could wish for is only minutes away. Because the future education of your children is important, this premium location provides you with plenty of options by placing you within close distance of multiple elementary schools as well as a number of secondary schools. There are so many fantastic things to do nearby. Your children will have the luxury of enjoying trips around the corner to the Markham Museum, which features more than 20 historic buildings on 25 acres of parkland. The Markham Fairgrounds are just across the street, while Markville Shopping Centre, which attracts thousands of people with more than 125 stores and restaurants is a short drive away. Two golf courses, multiple community centres, places of worship, dining options and other convenient amenities surround this community.

The real beauty of Markham is located in your backyard! The Wismer Community Park features more than 34 acres of family-oriented outdoor space. It has soccer fields, tennis courts, playgrounds, a splash pad and a stunning woodland trail, providing recreation options for both children and adults. The Wismer Community Park is one of several parks that the Accolades in Markham is set amongst.

Accessibility to this superior location is as convenient as can be. Located just off Major Mackenzie Drive East with Hwys. 407 and 7 only minutes south, travelling to and from any destination is done seamlessly. The nearby GO Station makes public transportation a breeze. Whether it’s North, East, South or West, you will always have the option of commuting via car, GO Transit or the local bus system. If you’re interested in a more energetic choice of transportation, the City of Markham is a bicycle-friendly community with more than 400 km of on and off-road bicycle routes.

Your family deserves a home designed with brilliance and built with quality craftsmanship. Delivering on a reputation that surpasses excellence, Treasure Hill is giving you the opportunity to reach new heights with the Accolades in Markham.

Visit our Model Home/Sales Centre at 101 Greenspire Ave., at Major Mackenzie Drive west of Markham Road. For more information visit treasurehill.com marCH 8 - 22, 2014 | New home guide GTA 21

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I am happy, I am comfortable,

Current Communities

CHIPPAWA/NIAGARA Freehold 35’ WIDE Bungalow Loft Townes from the low $320’s.

New 50’ Lots Coming Soon.

6 MODELS TO TOUR

THOROLD 45’, 40’, 36’ Singles, Semis & Towns from the $250’s. Quick closings on Select Towns & Attached Singles.

8 MODELS OPEN

BRAMPTON 41’, 38’ & 30’ Singles, 25’ Attached Singles & Freehold 20’ Towns from the $400’s

MOUNT ALBERT Luxurious 50’ Single Detached Homes Bungalow & Two Storey designs up to 3,600 sq. ft. from the $580’s

For directions, hours and community information call our hotline (1-888/416) 410-0175 Prices and specifications correct at press time. Renderings are artist concept. E. & O.E. Prices quoted are in $ thousands except for Kleinburg & Randall pricing.

022-023-Rosehaven-Corp 02-22-14.indd 22

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o

Redefining luxury, with details and finishes, sure to exceed your expectations. The only way to improve on the experience is to move in.

,s ya .

RosehavenPlatinum.com OAKVILLE

36 Majestic Suites from 1,800 sq. ft. to over 3,000 sq. ft. Move in from $1.8 million

noi

KLEINBURG

60’ to 70’ Estate Singles from 3,700 sq.ft. to over 5,600 sq. ft. Move in from $1.4 million Located in the Heart of the Village

Coming Soon

STONEY CREEK 40’ & 35’ Singles and Semis Coming April 2014 Register at LiveOnTheRidge.ca

or visit

CALEDON Stunning 36’ Singles and Townhomes Coming April 2014 Register at MoveUpToCaledon.ca

RosehavenHomes.com

022-023-Rosehaven-Corp 02-22-14.indd 23

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noi

fieldgate homes | Valleylands

//community focus

New release of 38- and 41-ft. singles, and semis in south Brampton

Valleylands

The 45-ft. Dufferin’s breathtaking front Elevation A of brick detailing with large porch and great interior entertainment space contribute to the luxurious atmosphere of this exceptional family home, available from $660,990.

Location South Brampton Housing Type Semi-detached from $401,990, townhomes from $399,990 and singles on 38-, 41-, 45-, 50- and 70-ft. lots from $531,990; bonus packages available for each housing type, 180-day closings available for 30-ft. linked singles and 38-ft. lots Contact 905.457.0445 fieldgatehomes.com

W

hen driving along Chinguacousy Road in southwest Brampton, one gets the feeling that they’re in the midst of a very special community. It’s a place where the valleys of the Credit River offer a breathtaking outdoor playground of lush green parkland. It is within this remarkable setting that esteemed builder Fieldgate Homes has announced an exciting Grand Opening for the new location of its popular family community, Valleylands on Chinguacousy.

The southwest corner of Queen St. West and Chinguacousy Rd. is the site for this latest release at Valleylands. This new release features new designs in semi-detached that range from 1,657 to 1,890 sq. ft., and 38-ft. singles that range from 2,010 to 2,662 sq. ft. These latest offerings are in addition to the exceptional collection of 41-, 45-, 50- and 70-ft. singles still available at the original Valleylands location nearby. The 45-ft. luxury singles range from 2,640 to 2,987 sq. ft. With towns starting from $399,990, semi-detached from $401,990 and singles starting from $531,990, and with 70-ft. designs up to 4,200 sq. ft., there’s a home for everyone at Valleylands.

One of the many popular designs currently available at Valleylands is the breathtaking 2,987-sq.-ft. Dufferin Elevation A. This classic-yet-contemporary two-storey, fourbedroom, 45-ft. detached home offers a spectacular front elevation of brick and stone that features a covered porch, double-car garage, large bright windows and charming dormers.

One enters the home to discover a spacious front foyer, followed immediately by a cosy ...continued on pg 26

24 New home guide GTA | march 8 - 22, 2014

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//community focus...continued

fieldgate homes | Valleylands

For most families, school is a top priority, so it’s nice to know that Valleylands is ideally situated to take advantage of many of Brampton’s wonderful educational facilities. library. Further down the hall is the large open-concept living/ dining room with coffered ceiling. Across from the living/dining room, the home’s staircase offers easy access to a sunken main floor powder room and laundry room. Further down the main hallway, one enters into a sizable family room complete with a gas fireplace. Across from the family room, the kitchen and breakfast area offers a kitchen island and ample counter space, creating the perfect space for the family to gather for a home cooked meal.

Upstairs, the elegant master suite features two walk-in closets, tray ceilings, an intimate master retreat and a lavish ensuite complete with oval soaker tub, his and hers sinks and separate glass shower.

Bedroom two enjoys its own private ensuite and bedrooms three and four share a stylishly appointed ensuite. The Dufferin is priced from $660,990.

For most families, school is a top priority, so it’s nice to know that Valleylands is ideally situated to take advantage of many of Brampton’s wonderful educational facilities. A new elementary school is proposed for construction right in the Valleylands community, and Queen Street elementary school and Sir William Gage middle school are just a short walk north of the community. There are also a number of public and Catholic primary and secondary schools within a short distance.

And with post-secondary tuition costs on the rise, it’s nice to know that Valleylands is ideally situated to make the live-athome college lifestyle a breeze. Well-regarded institutions such as Sheridan College and Algoma University both have campuses that are just a short drive or bus ride away.

In addition to excellent proximity to schools, Valleylands is also in a great location to take advantage of a whole host of other lifestyle amenities. The Heartland Town Centre is only five minutes away, offering major retailers such as Best Buy, Home Depot and Costco. Nearby Erin Mills Town Centre, Trinity Common Mall and Bramalea City Centre also offer wonderful selections of shops and restaurants. For those in search of live entertainment, there’s the Rose Theatre, offering a year-round calendar of musical and theatrical performances. Golfing enthusiasts will be impressed with the great selection of golf courses within a short driving distance, and the commute to Toronto is a breeze with Hwys. 401 and 407 just minutes away.

With more than 55 years of experience, Fieldgate Homes is one of the GTA’s finest home builders, known for their exceptional floorplan designs.

For more information on Valleylands, please call 905.457.0445 or visit fieldgatehomes.com 26 New home guide gTA | march 8 - 22, 2014

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25

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NOW OPEN

STOUFFVILLE

•

PHASE 2

STARTING FROM $ 433,900 * UP TO 2,503 SQ.FT.

Stouffville Rd.

9th Line

SITE

SALES CENTRE

Main St.

9th Line

SINGLES

Markham Rd.

36' & 40'

Bethesda Rd.

HWY 404

TOWNHOMES

Bloomington Rd.

York-Durham Line

FR EEHO LD

HWY 407

Bloomington Rd.

ONLY A FEW REMAIN IN MISSISSAUGA Bethesda Rd.

SEMIS FROM $ 561,900 * UP TO 1,708 SQ.FT. SITE

Thomas St. MODEL HOMES

Winston Churchill Blvd.

Brittannia Rd. West

Tenth Line

MODEL HOMES

Ninth Line

Hwy. 407

Ninth Line

Main St.

Eglinton Ave. West Hwy. 403

BONUS: $10,000 IN FREE UPGRAGES & 4 FREE APPLIANCES SALES CENTRE HOURS: MONDAY - THURSDAY: 1PM - 8PM • FRIDAY & HOLIDAYS: CLOSED • SATURDAY & SUNDAY: 11AM - 6PM

starlanehomes.com /starlanehomes

/starlanehomes

*Limited quantities available in some price ranges to qualified purchasers. Prices & information correct at press time. Maps not to scale. Some lots may have premiums. E.O.& E. Conditions may apply.

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Dear Mortgage, I’m taking time off to make memories.

Take time off from your mortgage payments.

A flexible mortgage from TD lets you focus on what’s really important to you. Just add a little extra to your regular payments and you could have the option to take a payment vacation for up to four months1. It’s just one of TD’s flexible mortgage features.

Visit a branch or tdcanadatrust.com/paymentvacation

1

Conditions apply. See us for details. ® The TD logo and other trade-marks are the property of The Toronto-Dominion Bank.

28 NEW HOME GUIDE GTA | MARCH 8 - 22, 2014

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14-03-04 2:24 PM PM 2/19/14 12:20:07

IT’S GOING TO BE A GLORIOUS SPRING! OPENING THIS SPRING

This spring, Aurora will see a new master-planned community that will be not only the talk of the

REGISTER NOW

town but the entire GTA. A community where

TO BE AMONG THE

four fantastic builders offer an unprecedented selection of homes, all built with a new green

FIRST AT THE

energy-efficient standard. In a location that

PREVIEW OPENING

combines the best of town and country, with its

OF AURORA TRAILS.

own community park and access to nearby trails,

A u ro ra Tra i l s .co m

and just minutes from Yonge Street and the 404.

LUXURIOUS SINGLES, SEMIS & TOWNS

Prices and specifications are subject to change without notice. E. & O. E.

ARIS-AUR-A-AD-NHC-FEB25-1.indd 1 029-Multi-Aurora 03-08-14.indd 29

29

14-02-26 1:26 PM 14-03-04 12:36 PM

UPTOWNES AT CARDINAL POINT DELIVERS

E@D?G>5C 1D 3 1 B 4 9 > 1 < @ ? 9 > D

THE CAREFREE

C

h

DOWNTOWN COMES UPTOWN WITH AN EXCITING NEW TWIST Enjoy the carefree condo-lifestyle for thousands below city prices at Cardinal Point – Geranium’s Master Planned Ravine Community in Stouffville.

Within walking distance of GO Transit, theatre, parks, art centre, shopping, dining and more, Uptownes has everything you love just steps

CO

from your door.

Tw

BILD 2012 HOME BUILDER OF THE YEAR CHBA 2011 GRAND SAM AWARD WINNER Prices are correct at press time and are subject to change without notice. Specic features are as per plan and series. Sq.ft. measurements are approximate. Map not to scale.

D8-NHG DPS Feb 22, 14.indd 1 030-031-Geranium-Cardinal 02-22-14.indd 30

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See

FLAT FL AT ROOF TO STOUFFVILLE’S PREMIUM COMMUNITY

PANTRY

FLAT A ROOF

Each spectacular 3-storey townhome designed to take

Great Room that

STOVE

has been meticulously

dazzles with 10’

DISHWASHER

full advantage of

Relax and entertain in style in a fabulous

OPTIONAL BUILT COUNTER EXTEN-IN & SIONS

ceilings, Euro-style Gourmet Kitchen

abundant windows

and more.

and wonderful

F RIDGE

ale.

CONDO LIFESTYLE

flowing, open concept layouts.

Imagine summer evenings on a private

UP

roof top terrace – up

RAILING

POWDER (D DR RO OPPPPE ED E D CEILING)

DN

to 380 sq.ft. complete with BBQ hook up.

GOODERHAM SERIES - MODE L S1 FABULOUS GRE AT ROOM

Cosy Ground Floor Flex Space with in-floor heating can be your den, home office, or home gym. Enjoy air conditioning in summer and all year, immediate access to your private garage.

Two Bedroom Designs 1,401 to 1,639 sq. ft.

geraniumhomes.com

SITE LOCATION

Millard St SALES CENTRE

9th Line

from

John Davis Gate

Hwy 48

364

$

900

Bakerhill Blv

LOFT INSPIRED CONDO TOWNS

404

RS

Mon to Wed: 1 – 7pm Wknds & Hol: 11am – 6pm Main St

Stouffville

905-640-9999

#" - - " / 5 3 " & 4 50 6 ' ' 7 * - - & 1 0 35 ) 0 1 & 80 0 % 4 50 $ , See sales rep for details. The ENERGY STAR® mark is administered and promoted in Canada by Natural Resources Canada. Used with permission. E & O E.

2/11/14 4:49:24 PM 030-031-Geranium-Cardinal 02-22-14.indd 31

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//cover story

Here’s what’s new and exciting from

Mattamy Homes

Tour our stunning model homes in The Preserve!

Location Aurora, Brampton, Kitchener, Milton, Oakville, Toronto Housing Type Aurora, townhomes and detached homes; Brampton, townhomes and detached homes; Kitchener, detached homes; Milton, townhomes and detached homes; Oakville, townhomes and detached homes; Toronto, townhomes and semidetached homes Sales centre: Open Monday to Thursday 1 to 8 p.m., Friday 1 to 6 p.m., weekends and holidays 11 a.m. to 6 p.m.

Contact mattamyhomes.com

M

attamy Homes has been building in and around the GTA since 1978.

From its first home in Burlington to the newest communities, the company has earned a reputation for home variety, well-designed communities and superb customer service. You’ll find style, innovation, great neighbourhood features and exactly what you need in the following locations: Aurora St. John’s Forest has become a popular address in desirable Aurora, known for its high quality lifestyle. St. John’s Forest has added immeasurably to that quality.

Soon, Mattamy will be adding a new release of Village Homes and 45-ft. detached homes that will take your breath away. These are completely new designs never seen before in St. John’s Forest. Register for information on this coming soon release at mattamyhomes.com St. John’s Forest currently offers townhomes and 36-ft. detached homes.

Townhomes start at $485,990 and detached homes from $567,990.

The sales centre is located at 1280 St. John’s Sideroad.

Brampton Mount Pleasant North is connected to the many things that make life more fulfilling.

Everything you need is either right outside your front door or just minutes away.

32 New home guide GTA | marCH 8 - 22, 2014

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MATTAMY HOMES | Multi-site

Live by the forest in Aurora

Mattamy now has a new release so more families can enjoy the enriching benefits of life here.

There are never before seen two-storey townhome designs and a new release of rear lane towns, three-storey townhomes as well as 30- and 38-ft. detached homes.

Townhomes in Mount Pleasant North start from $324,990 and detached homes from $384,990.

The Mattamy sales centre is located at 6 Worthington Ave. Kitchener Wildflowers introduced the considerable benefits of a masterplanned community to buyers in Kitchener. And just recently, the development relocated its sales centre so it now sits right in the community. Great natural features, including a mature forest are part of the allure of Wildflowers.

There’s an excellent selection of contemporary 30- and 36-ft. detached homes. Purchase now and Mattamy will include granite kitchen countertops and hardwood on the main floor.

Coming soon: four beautifully appointed detached model homes to tour. Detached homes start at $298,990.

The new Wildflowers sales centre is located at 179 Seabrook Dr. Milton Hawthorne Village has just reopened with a brand new release of its most sought after home designs. Today, you will find our most popular Village Homes and brand new two-storey

Mattamy homes feature thoughtfully designed spaces

townhome designs, along with innovative rear lane townhomes.

You will also find well-appointed 30- and 36-ft. detached homes in many new architectural styles.

Since the beginning, Hawthorne Village has generated a great deal of attention and overwhelming success. There are now more than 10,000 families enjoying life in this spectacular setting at the foot of the Niagara Escarpment.

Townhomes start from $309,990 and detached homes from the $444,990.

The Hawthorne Village sales centre is located at 10180 Derry Rd. Oakville The Preserve is Mattamy’s signature community. And it is stunning at every turn. Today you can tour four of the most well-appointed model homes in Ontario. You will find these models will not disappoint. They define fine living in Oakville.

Coming soon to The Preserve: Live/Work townhomes.

Pre-register today at mattamyhomes.com The sales centre is located at 1388 Dundas St. W. Toronto – Coming Soon Downsview Park is a community with vision, a community where urban style and contemporary design are brought to life in a new model for city living. You’ll find ultra-contemporary rear lane townhomes, innovative stacked townhomes and semidetached living. Downsview Park is connected to TTC, Yorkdale, fine dining or street eats, culture and plenty of recreation right where you live.

It’s coming soon and it’s worth the wait. Pre-register for Downsview Park at mattamyhomes.com For all Mattamy communities, presentation centre hours are Monday to Thursday 1 to 8 p.m., Friday 1 to 6 p.m., weekends and holidays 11 a.m. to 6 p.m.

For more information on all of our communities visit mattamyhomes.com

Find out why more than 10,000 families call Hawthorne Village home

marCH 8 - 22, 2014 | New home guide GTA 33

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04/03/14 16:13:13

//FUNDAMENTALLY SPEAKING

What type of home SHOULD YOU BUY? » by WAYNE KARL

WAYNE KARL

is an award-winning writer and editor with experience in real estate and business.

In Fundamentally Speaking, Wayne explores the basics – such as economic fundamentals – you need to examine when buying property.

He can be reached at

wayne.karl@wall2wallmedia.com

or follow him on Twitter at Twitter.com/WayneKarl

What type of home should you buy? Whether you’re a fi rst-time buyer, moving up to a larger home or downsizing to a smaller one, the answer to this question is a very individual one. It short, it really depends on your situation – everything from the amount of your down payment to where you work to whether you have kids to other personal circumstances.

Of course, most of us would love a large house on an expansive property on a quiet cul-de-sac in the best neighbourhood. But that’s not always possible.

For your own enjoyment while you live in your home as well as for future resale potential, proximity to transportation, shopping, schools and other amenities is among the key determinants that affect the your property’s appeal, and ultimately its value. After all, those are the qualities potential buyers look for when searching for a home; the more of them your house has when you go to sell, the more it will be attractive to a greater number of people.

While experts suggest you take a long-term view when buying a home, it’s also important to not look too far down the road.

Let’s be honest, your fi rst home may not be your dream home, and your needs and desires are bound to change throughout the various stages of home ownership. You might not be able to afford the home of your dreams right off the bat, but once you’re in the market, it’s easier to move up.

So, while the answer to the question – What type of home should you buy? – is specific to circumstances, there are also some common guidelines you can follow.

How much can you afford?

Experts agree it is never a good idea to make yourself house-poor, and it is a very common mistake, particularly of fi rst-time buyers, to buy more home than you can really afford. Meeting with a mortgage broker or your banker will help determine your full financial picture, assessing everything from your credit rating to how much you have saved for a down payment. And with tougher mortgage rules recently taking effect, buyers should “stress-test” their plans – seeing how well you could cope with higher mortgage payments brought on by rising interest rates.

fees and insurance. All of these costs add up, and ultimately should factor into your overall home-shopping budget.

Where do you want to live?

Th is question is becoming more important for a number of reasons, though influenced primarily by where you work, how much of a commute you want and whether your transportation options include mass transit or only driving.

Indeed, especially with gas prices on the rise, proximity to mass transit is something more and more people are looking for in their new home location.

It may not be as simple as choosing to live in the city, suburbs or small town.

What type of home do you want?

Once you have determined your options for cost and location, you can then assess what types of homes are available in your price range and desired neighbourhood: Single-family detached, semi-detached, townhome or duplex?

Some many questions, so many choices. The good news is, home builders today are in sync with customer preferences for location and amenities, and with market realities with regard to pricing and needs for energy efficiency, so your options for new-home product have never been better.

How much will it really cost?

Another common homebuyer mistake is not being prepared for all the closing costs involved: lawyer fees, land transfer taxes, utilities, insurance, and home inspection and appraisal

34 NEW HOME GUIDE GTA | MARCH 8 - 22, 2014

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035-Fieldgate-Impressions 03-08-14.indd 35

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//mortgage finesse

Is paying off your mortgage

bad for your net? » by Calum Ross

Calum Ross

is senior vice-president and practicing mortgage agent with The Mortgage Centre. He has appeared on Canada AM, Investment Television, BNN and Citytv. He holds an MBA in finance and is an Accredited Mortgage Professional. He can be reached at 416.410.9905.

In a society where financial-planning education and free financial resources are readily available, it is difficult to believe that most people do not understand how to use their cash flow and capital effectively. When determining many people’s top financial objectives, a large number of people put building their net worth and paying off their mortgage at the top of their list. While at face level these seem to be rational choices, I will show you why these goals may contradict one another, and how being mortgage-free is a detriment to building net worth.

With rates of returns in the equity markets once again showing positive returns, RRSP contributions and investments are once again a hot topic.

The challenge that this presents for most individuals is clear – with a finite income, how does one allocate capital to acquire that net worth figure that brings you to the point where work is something you choose to do rather than need to?

The RRSP-versus-mortgage debate has long been the source of controversy.

While there is no definitive answer, here are some rules that will enable you to make an informed decision. The major factors influencing the choice of options are the mortgage interest rate versus the expected return in the RRSP, the investment time horizon versus the mortgage time horizon, the availability of RRSP contribution room, and the ability to capitalize on mortgage prepayment privileges.

Given an expected RRSP return equal to or greater than the mortgage interest rate, and an investment time horizon equal or greater than the likely mortgage life, maximizing RRSP contributions generally maximizes net worth because the tax-sheltered growth of an RRSP means you get compounded

growth for a long period. Conversely, as the mortgage interest rate is greater, or the investment time horizon decreases, it becomes more attractive to prepay the mortgage.

Those who are fortunate enough to have used up all of your RRSP contribution room should look at whether borrowing to invest outside of your RRSP is wise. While all the same principles stated above apply, there are a couple of distinct elements to review. When considering building an investment portfolio outside of your RRSP, compare your after-tax rate of return relative to your after-tax cost of borrowing. Generally, if you borrow to invest (with the expectation of gain) then the interest borrowed on that money becomes tax deductible. This means the real rate of interest to the borrower becomes one less your marginal tax rate percentage times interest rate on the money borrowed. For those in the top tax bracket, this can reduce the cost of borrowing by nearly 50 per cent.

Next, determine your after-tax rate of return. When investing outside of RRSPs, keep in mind that not all investment income is treated equally for tax purposes, and the difference depends on your personal tax bracket. To optimize your after-tax rate of return, seek capital gains first, dividend income second, and interest income third.

A common misconception is that wealthy people do not have mortgages. The odds are that if you know a wealthy person without a mortgage then they likely inherited their money, do not have a good financial adviser, or are highly risk averse. With interest rates where they are today, paying off your mortgage is, in all likelihood, not a wise financial decision if your hope is to have the highest and best use of your capital.

Take solace in this – the next time you are at a party or family function and someone smugly tells you that they have paid off their mortgage, odds are they know little about personal finance and will likely limit their personal net worth as a result. After all, who really worries about a mortgage of a couple of hundred thousand dollars when your investment portfolio is a couple of million dollars and could be used to retire your mortgage any day you choose? By deploying this strategy, what you are doing is using other people’s money to build your net worth.

At the end of the day, the correct formula for using debt for investing comes back to your investment objectives, personal goals and risk tolerance. Clearly if your after-tax rate of return is greater than your after-tax cost of borrowing, then you are getting ahead financially. Furthermore, if your cash flow allows you to take advantage of the above strategies, then it can greatly assist you in your retirement planning.

36 New home guide GTA | marCH 8 - 22, 2014

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04/03/14 16:13:27

Markham

Library with Over Cornell Community Centre & Your Doorstep.

70,000 sq. ft. Now Open at

Tour our 8 professionally decorated models

Freehold Townhomes featuring 2 master bedrooms each with a Semi-Ensuite

490's

$

from the

From 1,737 Sq.ft.

cornellrouge.com

MARKHAM

Singles on 30’, 36’ & 40’ lots

$600's

from the

From 2,057 Sq.ft.

Sales office located at the S/E corner of Cornell Centre Blvd. and 16th Ave. Open Monday to Thursday from 1 to 8 p.m.; Friday by appointment only; Weekends and Holidays from 11 a.m. to 6 p.m.

Renderings are artist’s concept.* Specifications are subject to change without notice. E. & O. E. See Sales Representative for details.

37

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14-03-04 12:37 PM

//community focus

Building homes,

building dreams

D

avid Hill doesn’t just build houses. He builds homes. Communities. And most importantly, the president of Ballantry Homes builds dreams. In 1989, Hill started his career selling 10 building lots in Scarborough. Since then, he has built one of the most respected home building firms in the GTA, with successful developments in Ajax, Brampton, Halton Hills, Markham, Newmarket, Oakville, Oshawa and Unionville. And that success has come because Ballantry isn’t just about building walls and roofs and floors – it’s about creating spaces that work for families.

Ballantry Homes are designed for the way people live. Their forward-thinking architects and designers bring an in-depth understanding of how today’s families function – how they cook and eat, work and relax, how they move through the space, where they spend their time. Open-concept plans maximize natural light and make it easy to move around and interact. Kitchens come with thoughtful lifestyle features like upper corner cabinets, pull-out shelves, breakfast bars and centre islands. Bathrooms have soaker tubs and roomy shower stalls with made-to-measure tile flooring – you’ll never find one of those pre-fab fibreglass stalls in a Ballantry home.

“My philosophy is ‘build a good house and stand behind the product,’” says Hill.

“I always think about the way people are going to live in the house; it’s not just about the house.”

38 New home guide GTA | marCH 8 - 22, 2014

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BALLANTRY HOMES | Multi-site

For Ballantry, building homes and communities is all about quality and craftsmanship. It’s about always taking one step up, always doing better.

To that end, customization options are readily available to buyers looking for unique features. The builder has transformed lofts into master bedrooms, changed second floor plans, built home offices and separate studio flats. They would much rather see their buyers with a place that suits them right from the start, and not have to leave them to face extensive renovations down the road.

For Ballantry, building homes and communities is all about quality and craftsmanship. It’s about always taking one step up, always doing better. They’re known for their solid construction, sophisticated designs and meticulous attention to detail, all of which is built on 25 years of learning and expertise. But despite their success, Hill enthusiastically encourages feedback from homeowners – hearing what works and what doesn’t is the best way to continue improving their offering.

“I’m always looking to improve the product, from the floorplans to the designs to the standards of finish,” says Hill. “I want to build a home that can be lived in. Mostly, I want the customer to be happy.”

Ballantry’s customers-first approach has won the company multiple awards. It has received accolades from J.D. Power and Associates, and Tarion Warranty Corp. It’s an attitude that’s evident in the houses and condos they build and in the above-and-beyond service they provide. For example, each buyer in one Ballantry development was surprised with a move-in gift basket. As a welcome-home gesture, the company gave each homeowner a collection of thoughtful essentials (often forgotten in a move) such as doormats, toilet paper, hangers, light bulbs and more, plus a gift basket filled with goodies. New residents were delighted.

Service. Quality. Craftsmanship. Trust. Having built some of the finest homes and estate communities in the Greater Toronto Area, Ballantry is respected by both homeowners and the builder community for building great homes and solid communities.

For more information about a Ballantry development near you, please visit ballantryhomes.com marCH 8 - 22, 2014 | New home guide GTA 39

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“Perfect for the cottage getaway”

Shorts $124 Stacey Paterson & Karen Dagg BOOTH H34 Circle back cedar chair $425 Jenn Mezei & Gavin Cond BOOTH I12 Lunenburg bucket bag $89 and wine tote $16 Pauline Dickison BOOTH N50

40

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2/26/14 1:37 PM 14-03-04 12:37 PM

Welcome to a

New Forest Community Live in this new, prestigious Richmond Hill community on the edge of a golf course and 46-acre forest preserve, and SAVE THOUSANDS ON FABULOUS EXTRAS THAT COME STANDARD! 1,600 sq. ft. Townhomes starting from $560’s 2,000 sq. ft. Townhomes starting from the $600’s

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excluding tiled areas ✓ oak staircases ✓ granite countertops ✓ 9’ ceilings on main floor ✓ extended-height kitchen cabinets ✓ upgrade baseboards and casing n ✓brick, stone or stucco exteriors - as per pla ✓ 3 piece roughed-in basement bathroom cold cellar - grade permitting

✓ ✓ and much more * * es ad gr up r co de in 00 ,0 $5 us Pl

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FOUR GREAT BUILDERS - ONE FABULOUS FOREST *As per plan. Finishes vary by builder. Cannot be used with any other promotion. Specifications are subject to change without notice. Available on specific lots only. No cash value. See sales representatives for details. Renderings are artist's concept. E & O.E.

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//taxing issues

Capital expenditures & deductible expenses » by henry choo chong

Q Henry Choo Chong,

CGA, sits on many committees and provides accounting and tax services to individuals and businesses in the GTA. He can be reached at 416.485.5225. Questions to Taxing Issues can be emailed to choochonghcga@yahoo.ca

. I recently purchased a rental investment property.

Fortunately, the home was rented quickly. However, last summer because of several days of heavy rainfall, the roof leaked terribly and our ceilings were partially water damaged. I had to reshingle and replace almost half of the entire roof and repair the ceiling and floors. It also cost me more than $1,200 for a new fridge and stove. I have an individual who prepares my income taxes who has advised me that these are capital items and I could not deduct them for my income taxes. I find that ridiculous to be out of pocket that amount of money and I cannot deduct it.

Sam, Toronto

A

. Real estate rental deductions are always contentious, and Canada Revenue Agency frowns on expenditures that should be capitalized as opposed to being expensed immediately.

As an accountant who deals with real estate investors on a regular basis, I can tell you your concern is not isolated. The Income Tax Act does provide guidance with regards to capital items and current expenses.

Capital expenditures – Generally, these are expenditures that will provide benefits and a useful life for several years – such as appliances, air conditioners and dishwashers. The Income Tax Act provides for Capital Cost Allowance (CCA) deduction for capital expenditures that can be expended over the useful life of the asset.

Deductible Expenses – Generally, these expenditures may be deducted in the year they are incurred. They would include all expenditures directly related to the property such as property taxes, insurance, utilities, mortgage interest, advertising cost, legal cost, accounting fees, and repairs and maintenance.

It would appear your repairs were performed to maintain the property to its original condition and would therefore be considered a current expense.

However, the fridge and stove must be capitalized.

Investors should always have a good accountant who deals with real estate investments on a regular basis to ensure the right advice is given.

Q

. I recently started my own small business, which is registered as a non-incorporated business. It earned approximately $34,000, less expenses. Additionally, I am employed full-time, as is my wife.

What is my final date and can I choose my own year-end for my company?

Yves, Oakville

A

. Congrats on joining the ranks of entrepreneurs. Many individuals talk about starting their own business but are reluctant to do so for various reasons.

The primary obstacle is finances, followed by lack of knowledge about where to start.

Individuals who are strictly T4d – that is, employed full- or part-time – were to file their year’s personal tax return on or before April 30 of the following year.

Self-employed (including non-incorporated businesses) taxpayers and their spouse had to June 15 to file their tax return for the previous year. However, any income taxes owing would have to be remitted on or before April 30 of the filing year.

Therefore, you should have your tax returns prepared before the end of April to avoid any interest penalties.

42 New home guide GTA | marCH 8 - 22, 2014

042 Henry Choo Chong-Capital Item & Business_BD-WK.indd 42

04/03/14 16:16:11

LIVE IN THE centre OF TORONTO

Up to $40,000 in upgrades included* Granite Kitchen Countertop Granite Countertops in Ensuite and Main Bath Stainless Steel Fridge, Stove and Dishwasher White Washer / Dryer Air Conditioning

Stained Oak Staircase ,, ,, Stained 2 1/4 x 3/4 Hardwood floor on Main (non-tiled areas) Upgraded Trim Package Upgraded Pickets and Handrail ...and much, much more.

Your chance to live in this prestigious new residential enclave located in the well-established Bathurst Manor neighbourhood, near Sheppard and Bathurst.

Now Under Construction!

SEMIS AND A SELECT NUMBER OF DETACHED HOMES

600’s

$

From the mid

VISIT OUR PRESENTATION CENTRE TODAY!

Sales Office Hours:

SALES OFFICE 824 Sheppard Ave. West

Mon. - Thurs. 1 - 8pm, Friday by appointment.

Sat., Sun. & Hol. 11am - 6pm

416-630-5039

ARISTAHOMES.COM *Prices and specifications are subject to change without notice. Bonus, finishes and decor dollar amounts may vary per model type. See sales representative for details. E. & O.E. Renderings are artist’s concept. Veneer risers and stringers.

ARIS-GOD-A-AD-NHC-FEB12-3.indd 1

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14-03-04 12:37 PM

//In the news

Patrick O’Hanlon honoured

by Ryerson University On Feb. 13, 2014 Patrick O’Hanlon, president of Angus Glen Development/Kylemore Communities was among the distinguished graduates of Ryerson University, honoured for their achievements and community work. O’Hanlon, Urban and Regional

Pictured: Patrick O’Hanlon, centre, receives his award from Ryerson President Sheldon Levy (right) and VicePresident of Advancement Adam Kahan.

Planning ’83, was one of four to receive an Alumni Award of Distinction 2014 at a special Alumni Achievement Awards Reception hosted by Sheldon Levy, president and vicechancellor. The awards were first presented in 1998, when Ryerson celebrated the 50th anniversary of its founding, to recognize Ryerson graduates who have not only excelled in their careers, but have also made a tremendous contribution to their profession and to their community.

Accepting the award, O’Hanlon said, “I am proud to receive this award and share it with my fellow graduates who together have been helping to shape the GTA landscape for the past three decades.” He went on to thank Ryerson University faculty of Urban Planning and the leadership of president Levy who gave their students the knowledge and opportunity to succeed in their chosen field.

O’Hanlon is an influential developer and respected new home builder. His career started in regional planning; following which he honed his skills in the private sector. During his employment at Bramalea Ltd. – a major home builder of the time – he completed an intensive management training program; a key contributor to his future success. It was 1997 when Markham landowner Gordon Stollery approached O’Hanlon to bring his expertise to the creation of a masterplan surrounding two golf courses for Angus Glen Community. This community was awarded the prestigious 2013 Places to Grow, Community of the Year from the Building Industry and Land Development (BILD) Association and 1997 Best New Community Award.

Under O’Hanlon’s leadership, Kylemore has evolved to become a sought after partner and land acquisition expert with a reputation for creating highly desirable communities. Kylemore is preparing to deliver almost $1 billion in new communities over the next few years.

O’Hanlon also demonstrates leadership qualities through volunteer positions such as past president of BILD. He had a pivotal role along with Ryerson faculty and alumni in recently establishing the Centre for Urban Research.

Each year, O’Hanlon supports many charities and community groups through Kylemore Kares an established giving program.

For more information on the Alumni Achievement Awards, visit ryerson.ca/alumni/enjoy/awards. For more information on Kylemore Communities, visit kylemorecommunities.com

44 New home guide GTA | marCH 8 - 22, 2014

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04/03/14 16:16:19

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14-03-04 12:37 PM

//In the news

Spectrum Realty launches new highrise division: Spectrum Sky Inc. Spectrum Realty Services Inc. has announced the launch of its very own highrise division involving the same team that helped shape the lowrise industry for the past 22 years. The

Photos: Vito Amati

partners at Spectrum Realty are pleased to announce the appointment of Mira Tomljenovic as vice-president of highrise and partner at the new Spectrum Sky Inc. This official announcement was made on Feb. 19 at Touro Steakhouse & Wine Bar in Richmond Hill among a selected group of esteemed industry professionals and highrise developers.

Tomljenovic was the co-founder and past president of ln2ition lnc., a new home and condo sales and marketing company.

She has more than 25 years of experience in the real estate, planning and project management fields, and has won multiple industry awards, including the coveted Riley Brethour Award for Achievement in Residential Sales and Marketing.

Along with her contributions to the industry, Tomljenovic also co-founded the Race for Humanity, an annual fundraising event for Habitat for Humanity which has gained international recognition for community spirit in the building industry.

She is actively involved in BILD and frequently spoke on panels, and is instrumental in organizing the annual housing tours throughout North America since 2004.

“We are redefining our reality, and while it makes perfect sense to use our past successes as a foundation, we are creating something totally new,” says Tomljenovic. She will work in unison with Silvio Deluca and Joseph Bozzo, creating the GTA’s most dynamic and innovative highrise marketing team.

About Spectrum Realty

Since its inception in 1992, the partners at Spectrum Realty have endeavored not only to create a niche in the marketplace, but a foothold. Today, some 22 years later, Spectrum Realty is one of the largest independent brokerages in Canada, and the leader in lowrise sales within the Greater Toronto Area. The four partners set out to deliver unparalleled service to its builder clients. Their goal was to be instrumental in every facet of the process, from acquiring land parcels, to the creation of draft plans, architectural and marketing advice to providing professional and qualified sales staff to their clients.

Spectrum Realty has close to 200 agents with many exclusive builder clients with sites that stretch from Newcastle in the east, Fort Erie in the west, to Muskoka in the north. The Spectrum team has been responsible for the sale of more than 30,000 new homes since its inception, directly involved in creating some of our region’s most iconic neighborhoods.

46 New home guide GTA | marCH 8 - 22, 2014

046 News Spectrum Sky_MT-WK.indd 46

04/03/14 16:16:26

LUXURY SINGLES ONLY

GRAND OPENING

BRAMPTON’S NEW EXCLUSIVE COMMUNITY

50'to100' ESTATE LOTS

PRESENTATION CENTRE HOURS: MONDAY TO THURSDAY: 1PM - 8PM FRIDAY: CLOSED • SATURDAY, SUNDAY & HOLIDAYS: 11AM -6PM

HWY 27

HWY 50 The Gore Rd.

TREASURE HILL PRESENTATION CENTRE

Castlemore Rd.

Fogal Rd. Queen St.

HWY 407

HWY 7

HWY 7

GREENPARK & STARLANE PRESENTATION CENTRE

HWY 427

val e s o f t h e h u m b e r.c o m

Countryside Dr. McVean Dr.

2 STOREY FROM

$ 658,990* $ 689,990*

Goreway Dr.

BUNGALOWS FROM

N

Mayfield Rd.

*Limited quantities available in some price ranges to qualified purchasers. Prices & information correct at press time. Maps not to scale. Some lots may have premiums. E.O.&E. Conditions may apply.

47

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14-03-04 4:33 PM

//10 Minutes With…

Heathwood Homes’ and The Heron Group of Companies’ Bob Finnigan A lot has happened in the new home industry over the past 30 years, and Bob Finnigan has had a front-row seat for the evolution. Bob started working

part-time for Hugh Heron in the late-1970s, then finished university and within a few years was a full-time employee of Heathwood Homes. Today, Bob is the COO Housing at The Heron Group of Companies. He served as president of BILD in 2007, president of the Ontario Home Builders’ Association in 2010, and has twice served on the Canadian Home Builders’ Association executive, currently sitting as second vice-president.

“Thinking back to when I started, new homes have changed not only in terms of price and product type, but also in design and the level of specs buyers expect,” Finnigan says.

“In the late 1970s, homes were still relatively compact and more formal, with separate dining and living rooms and a kitchen with a small eating area. Nowadays, interiors are open concept, and the features and finishes are much higher quality. The science of building is changing and we’ve learned a lot.” He points out that consumers are more educated, which has led the metamorphosis of new home design. “A home is not an impulse buy; they take their time, comparison-shop and select the builder with the designs that fit their needs. This is especially true for first-time buyers.”

With that thought in mind, Heathwood Homes recently introduced the First-Time Buyers Program at Hampshire Mews in Richmond Hill. “The three-bedroom Urban Towns in that community are perfect for people entering the marketplace. We offer ground-oriented living with a garage.

Residents can catch the bus right there, and they have a central amenity area where they can interact with neighbours. It’s a great place to start a young family and have room to grow.”

The special program enables purchasers to buy with only five per cent down. Heathwood will then contribute 20 per cent of the maximum RRSP amount they can contribute toward their down payment under the Federal Government’s Home Buyers Plan (HBP), which equals $5,000.

Heathwood also matches the Land Transfer Tax Rebate of $2,000 and provides two years of free maintenance fees (up to a $3,000 value). In total, that’s at least $10,000 in savings. Plus, Heathwood will work with buyers to maximize buyers’ RRSP tax savings through the HBP. “There are good existing programs out there,” Finnigan explains, “but often, first-time buyers are not fully aware of what they can tap into. We decided to add to those programs and open their eyes to possibilities. Our program empowers them to get their foot in the door. We even help them with moving expenses.”

Among the many attractive elements at Hampshire Mews is the fact that all the townhomes are being built to Heathwood’s own Green Home Energy Program standard. “We start with the homes already being Energy Star qualified and add to it, which is natural for us,” he says.

“Heathwood has a long history of adding Green features to our communities, and two years ago we built the first Green home in Canada that monitored energy and water usage, which we compared to an equivalent home without the extra features. The implicit findings help determine many of the items we now include in our Green Home Energy Program. These measures help lower utility bills, provide better air quality and help to keep the planet healthy for continued on pg 50

48 New home guide GTA | marCH 8 - 22, 2014

048-050 10 Minutes With…_MT-WK.indd 48

04/03/14 16:16:31

SAVE THOUSANDS WITH HEATHWOOD’S EXCLUSIVE NEW

Starting from

$449,900 Located just steps from the heart of Richmond Hill and with transit at your doorstep, Hampshire Mews offers a wide range of innovative layouts to suit every lifestyle.

OUR FIRST TIME HOME BUYERS PROGRAM HAS BEEN EXTENDED!*

*

*

Heathwood gives 20% of the maximum RRSP contribution towards your down payment.*

*

Heathwood will match the provincial Land Transfer Tax rebate with an additional $2,000.

For two full years -a $2,800 value*

AND ONLY 5% TOTAL DOWN PAYMENT*

PLUS save thousands more using the RRSP Home Buyer Plan*

Heathwood.com

RICHMOND HILL

Sales Office Hours Mon. to Thurs.: 9am – 8pm,

TO RICHMOND HILL

Friday: Closed, Sat., Sun. & Hol.: 11am – 6pm

*Available to qualified buyers only - See sales representative for details. Subject to change without notice.

HEAT-HAM-A-AD-NHC-FEB26.indd 1 049-Heathwood-Hampshire 03-08-14.indd 49

SALES OFFICE

YORKLAND ST.

416-637-3520

Coming Soon

SILVERWOOD AVE.

An intimate enclave of luxury estate inspired homes...

REGISTER TODAY AT HEATHWOOD.COM

Prices and specifications are subject to change without notice. E. & O. E. ENERGY STAR® mark is administered by Natural Resources Canada. Renderings is artist’s concept.

14-02-26 4:06 PM 14-03-04 12:37 PM

//10 Minutes With…continued

SNAPSHOT

DEVELOPER: Heathwood Homes/The Heron Group WHY HEATHWOOD HOMES?: The slogan “Home At

Last” means that Heathwood builds homes and designs the road patterns, parks and the overall layout of the community masterfully.

Among the many attractive elements at Hampshire Mews is the fact that all the townhomes are being built to Heathwood’s own Green Home Energy Program standard. generations to come. It’s the right thing to do.”

For Heathwood and The Heron Group, “the right thing to do” included establishing The Mikey Network after their colleague Mike Salem died of sudden cardiac arrest in 2002.

“Providing public-access defibrillators called Mikeys is a great way of celebrating his life,” Finnigan says. “We’ve placed more than 1,400 Mikeys, and 17 people have been saved. Three were teens in Toronto District School Board high schools through our Mikey Young At Heart program.

We recently expanded the program to Peel District School Board. To help support the initiative, for each Heathwood home sold at the upcoming Meadow Green community in Mississauga, we will donate a Mikey in the owner’s name.

This is an example of creating opportunities for owners to feel Home at Last from the moment they move in.”

Finnigan predicts a positive future for new home building in the GTA. “Since Ontario’s growth plan was introduced eight years ago, the result was that the lowrise land supply was tightened up and to some extent the highrise condominiums have filled the gap. Over the next few years as more lowrise lots come onto the market, we will see both markets thrive. In the lowrise market, the difference is we’ll see more stacked townhomes, townhomes, semis and singles on smaller lots as these new communities have to meet the provincial density standards. The good news is that people still want to own homes, lowrise or highrise.”

VALUES: Quality, approachability, innovation, community, professionalism, integrity and fairness. Loyal satisfied customers become members of the Heathwood family as soon as they purchase their homes.

MARKET NICHE: Heathwood Homes and The Heron Group bring the same level of professionalism to the homes they build, whether they are starter homes or luxury single-family residences priced at more than $1 million. They build for the full spectrum of buyers and have a 30 per cent referral rate.

CURRENT PROJECTS: Hampshire Mews, a

community of contemporary three-bedroom urban towns, just off of Yonge Street in Richmond Hill.

COMPLETED PROJECTS: Terracotta Village at Mavis and Hwy. 407, The Village at Traditions in Milton, The Enclave, Woodlands, The Reserve and Forestbrook in Richmond Hill, Country Lane in Uxbridge, The Neighbourhoods of Churchill in Erin Mills, Williamsburg in Whitby, Bayview Hill, Eldorado in Brampton, Lawrence Village in Scarborough and Century City in Mississauga, to name a few.

COMING SOON: Forest Hills is a collection of luxurious single-family homes on 43- and 50-ft. lots on Jefferson Road, just off Yonge, near Jefferson Forest and open space. At Meadow Green on Mississauga Road in Brampton, Heathwood will build 80 townhomes, semis and single-family homes on 38- and 43-ft. lots.

TRACK RECORD: Heathwood Homes has built more than 5,000 homes across the GTA and has an excellent rating with Tarion.

AWARDS: Heathwood and The Heron Group were

recognized for The Mikey Network, which received the inaugural BILD Stephen Dupuis Community Building Award. In 2011, The Mikey Network was presented with the Sudden Cardiac Arrest Association Public Service Award.

50 New home guide GTA | marCH 8 - 22, 2014

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04/03/14 16:16:31

AristaVW-NHG-0214.pdf

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1

14-02-26

4:21 PM

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//legally speaking

Not every lawyer

is a real estate lawyer

» by jayson schwarz

Jayson Schwarz

LL.M. is a Toronto real estate lawyer and senior partner in the law firm Schwarz Law LLP. If you have a topic in mind, mail, deliver or fax letters to the magazine or to the firm, email (info@schwarzlaw.ca) and give us your questions, concerns, critiques and quandaries.

Not all lawyers are created equal. If you needed a heart surgeon, you certainly would not go to see a podiatrist. By the same token, lawyers generally have expertise in one area greater than another. Do not believe that the g­ ranting of a law degree instantly bestows knowledge of all laws on the head of a lawyer.

The first thing you need to do to find a lawyer is the same thing you ought to be doing to find a home – research!

Where do you look? Start with media and look in magazines (editor’s note – you already have your issue of New Home Guide, so you’re off to a good start!), newspapers, listen to radio, watch real estate television. Generally speaking, the lawyers who appear in public, speaking or writing about real estate, are thought to be experts in the area. Go to seminars and listen to the speakers. Generally, if a lawyer is taking the time to participate in a seminar, he/she knows what he/she is talking about and is happy to take on new clients that come out of those seminars.

Next, go online and check out the websites of different real estate lawyers. Look to see whether they give good, informative advice; whether they give you pricing; and whether they make you feel comfortable.

Call the Law Society of Upper Canada, Lawyer Referral Service, which can be found in the telephone book. This service keeps lists of lawyers and refers requesting members of the public to lawyers who practice in the area requested.

This just gets you someone in the area. You really need to check them out when referred.

Speak to friends who have used a lawyer for the type of service you require and ensure they did the job professionally, courteously and for the price quoted.

Who is making the referral? Is the referral coming from a real estate agent, a mortgage broker or a bank? This is not necessarily bad, but you have to be careful. Quite often, lawyers develop relationships with various groups over the years and receive referrals because they do a great job. On the other hand, ensure that your lawyer is independent and will represent your interests even if it puts him/her into an adversarial position with one of those parties. This is quite important, so make sure you get comfortable with this issue before you hire someone.

Now to bring this back to the original idea, what you need to understand is that there are general law practitio-

Generally speaking, the lawyers who appear in public, speaking or writing about real estate, are thought to be experts in the area. ners just like there are family doctors.

What this means is that a lawyer may have a wide-ranging practice composed of many areas. The smart lawyer who falls into this category knows that if there is a serious issue that arises outside of their expertise they should bring in a specialist, just like your family doctor would. The bad lawyers try to do it all. The general practitioner can probably handle your real estate deal just fine, but make sure he/she understands any complicated offers and that he/she reviews them carefully, pointing out any problems. Ensure that he/she knows what can be negotiated and what cannot, or you may lose your deal.

Remember, your lawyer is a very important part of the process, so take your time and find the right one.

52 New home guide GTA | marCH 8 - 22, 2014

052 Jayson-Real Estate Lawyer_BD-WK.indd 52

04/03/14 16:16:35

BUYING, SELLING OR REFINANCING A HOME?

YOU NEED A LAWYER Quality legal services at the right price*

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MARCH 8 - 22, 2014 | NEW HOME GUIDE GTA 53

053-Schwarz_11236072_0813.indd 53

14-03-04 12:37 PM

//In the news

Sheldon Libfeld of The Conservatory Group enters BILD Hall of Fame

Sheldon Libfeld of The Conservatory Group has entered the BILD Hall of Fame.

Libfeld, one of four partners at Conservatory, was honoured for “30 years of outstanding service to our industry,” BILD Chair Steve Upton told the 400-strong Chair’s Dinner crowd recently gathered at the Sheraton Parkway in North York.

“He joined the Conservatory Group as a director and partner in 1982 and his career has soared ever since as a policy-maker, innovator and visionary,” Upton said.

His colleague and nominator, Sam Moses of Norman Hill Realty, praised Libfeld for being fearless.

“Never afraid to speak out, Sheldon’s reputation as a clear thinker and problem solver has been recognized and appreciated by his peers. Since joining Conservatory Group, he has been a major influence on the overall growth and direction of the housing industry in the GTA,” Moses said.

Libfeld, who served on BILD’s board of directors from 1989 to 2005 and from 2009 to 2012, has an impressive list of accomplishments.

As one of the four partners of the Conservatory Group, Libfeld and his three brothers have acquired thousands of acres of developable land in the GTA which has yielded tens of thousands of single-family homes and multi-residential

units, as well as millions of square feet of commercial property.

Conservatory Group is consistently within the top 10 builders in the city for housing volume, offering unique and innovative financing programs to make housing more affordable. It has been at the forefront of developing information technologies, such as their awardwinning automated décor centre.

Recently, Libfeld was one of the driving forces behind Village Infrastructure Partners (VIP), whose bid was shortlisted by Infrastructure Ontario for the Athlete’s Village of the 2015 Pan/Parapan American Games.

His personal involvement in all aspects of the bid led Pan Am officials to recognize him as an outstanding developer and innovator.

Among his many accomplishments, he has held numerous leadership positions including: • GTHBA President in 2002, when he successfully reversed Educational Development Charges from the Toronto District School Board.

• At OHBA, he served as a director from 1998 to 2007 and on the Executive Committee from 2005 to 2007.

• He is a member of Tarion’s board of directors.

While he has demonstrated great leadership over the years, he has also been very involved with charities.

Among the list of charitable causes Libfeld supports are Sunnybrook Hospital, Ajax-Pickering Hospital and the Yad Vashem memorial, and he is a member of the board of governors of B’nai Brith Canada.

Libfeld has been married for more than 30 years to his high school sweetheart, Francine, and they have four children.

54 New home guide GTA | marCH 8 - 22, 2014

054 News Sheldon Libfeld_MT-WK.indd 54

04/03/14 16:16:49

March 8 - 22, 2014

Showcasing new homes in the GTAâ&#x20AC;&#x2122;s central and north regions

IN THIS SECTION

>> Maps and listings for new-home communities in the central and north region >> Builder news and the latest in new homes in the central and north region

055 NH Cent Sec_BD.indd 55

04/03/14 16:16:54

56

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14-03-04 12:37 PM

FANTASTIC LOCATION & UNBELIEVABLE VALUE IN SUTTON

36 ' Windsor Gate Elevation A

40' Windsor Hall Elevation B

36ft. Lots 40ft. Lots starting from

$349,990

starting from

$379,990

IT’S ALL ABOUT FINDING THE RIGHT BALANCE AND A PLACE TO LOVE With a population of 5,000, Sutton is a closely knit community and part of the Town of Georgina. The town of Keswick is just a 10-minute drive where you’ll find big box retailers such as Wal-Mart, Home Hardware, Food Basics, Fresh Co. and other retailers to satisfy all your shopping needs. It’s all just minutes from Highway 48, and minutes from the new 404 extension at Ravenshoe Rd., with Toronto less than 40 minutes to the south.

TOWNHOMES Starting from

SUTTON

$274,990

MyJubilee.ca

SALES OFFICE: 4950 Baseline Road, Sutton, ON, LOE 1RO

1.877.455.0201

Prices and specifications are subject to change without notice. E. & O.E. All renderings are artist concepts.

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//community focus

Menkes’ Humber Mews Designer towns at Evans and Brown’s Line from the $480’s

Location Etobicoke Housing Type Designer townhomes Sales centre 636 Evans Ave. at Browns Line, open Monday to Thursday noon to 7 p.m., weekends and holidays 11 a.m. to 5 p.m., closed Fridays Contact 416.255.7468 menkes.com

T

he wait is over! Menkes Developments’ much anticipated designer townhome community in the heart of Etobicoke-Humber Mews is now open. Humber Mews is a private and intimate townhome enclave just minutes from Hwy. 427, the QEW, Gardiner Expressway and one of Toronto’s finest shopping and lifestyle destinations, Sherway Gardens.

Tall, stately, elegant... these are words that aptly describe the collection of designer townhomes at Menkes’ Humber Mews community. A mere 66 pristine homes will be built in this intimate enclave at Evans Avenue and Brown’s Line in convenient and central Etobicoke. Featuring three grand storeys, each townhome represents meticulous design and finishing; majestic architecture coupled with opulent features and finishes to create a truly polished home for people who appreciate the finest things in life.

Humber Mews offers one of the best locations in the city. A fast growing area with fantastic amenities surrounded by parks, schools, recreation and shopping,

58 New home guide GTA | marCH 8 - 22, 2014

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MENKES DEVELOPMENTS | Humber Mews

Humber Mews offers unique product designs to suit a variety of tastes and budgets.

Priced from $480’s, these smartly-designed open-concept three-bedroom, 2.5-bathroom, three-storey homes range from 1,266 to 1,676 sq. ft.

downtown Toronto is just minutes away by car and yet, this dignified community retains a neighbourhood ambience that is welcoming and friendly. Just down the street is one of the city’s most popular shopping malls, Sherway Gardens, which is currently undergoing a $400-million transformation project and will house the top luxury stores and brands in the city. Just a short distance, the Queensway offers residents of Humber Mews a wonderful selection of stores, entertainment, cinema and dining options.

Transportation options are abound: Longbranch Go Station is less than a five-minute drive, the Kipling subway station is a short drive or bus ride away, the local transit is right outside your door and the QEW, Gardiner and 427 are easily accessed from Evans Avenue.

Humber Mews offers unique product designs to suit a variety of tastes and budgets. Priced from $480’s, these smartly-designed open-concept three-bedroom, 2.5-bathroom, three-storey homes range from 1,266 to 1,676 sq. ft. Some layouts have basement options that provide additional space. Each home features a spacious patio or backyard as per plan and gorgeous exteriors with brick and

stucco set along a harmonious, pedestrian-friendly streetscape. The community also offers secure underground parking.

The homes are embellished with an exceptional array of fabulous features and finishes, including nine-ft. ground floor ceilings, four stainless steel kitchen appliances, stacked white washer and dryer, granite kitchen counters, laminate flooring in a natural finish in living and dining rooms, upgraded casings and baseboards and much more. For a limited time, purchasers will receive oak stairs and décor upgrades in addition to these outstanding standard features. Please visit the sales centre to enquire.

The presentation centre is located onsite at 636 Evans Ave., Etobicoke at Browns Line. The sales office is open Monday to Thursday from noon to 7 p.m., and weekends and holidays from 11 a.m. to 5 p.m.; closed on Fridays. Call 416.255.7468 or visit menkes.com for more information. marCH 8 - 22, 2014 | New home guide GTA 59

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Model Home Photo Compliments of Great Gulf Homes www.greatgulf.com

This luxurious spa-inspired master ensuite bath is just one of the many features of the stunning Ascot model at Great Gulf’s award winning King Oaks neighbourhood in King City.

MARCH2014 Great Gulf Homes has been featured as “MODEL HOME OF THE MONTH” as seen in the New Home Guide model home calendar

HERE WE GROW AGAIN! New Release from Great Gulf in Bradford’s Best Selling Community

36 Ft. Detached 1,475 - 2,440 sq. ft. from

$

464990

40 Ft. Detached 2,275 - 3,270 sq. ft. from

$

50 Ft. Detached 1,940 - 3,990 sq. ft. from

557990

$

619990

HWY. 88 EAST OF 10TH SIDEROAD

Sales office hours: Sat. & Sun. 11am - 6pm • Mon. - Thurs. 1 - 8pm • Closed Fri. Prices and specifications subject to change without notice. E. & O.E. Illustrations are artist’s concept.

All square footages are approximate. Actual usable space varies from stated floor area.

SALES OFFICE 22 Downy Emerald Drive Bradford (905) 775-3461

Hwy. 400

Come to Summerlyn Village this weekend and experience the Great Gulf Difference in Bradford!

Holland St.

GREATGULF.COM

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R LEED

CHINESE HOME & CONDO GUIDE 網上 參閱 - Apr 19, 2014 三月八日至四月十九日 / Mar 8

各式電子工具都可瀏覧

Chinese home and condo buyers and investors now have a new comprehensive, full gloss real estate magazine to inform and guide them through the buying process in the Greater Toronto Area.

ChineseHomeGuide.com

Volume 3 Issue 2

Launched in 2012, the Chinese New Home and Condo shopper and investor will have a valuable new resource to help inform and guide them through the newest communities in the Greater Toronto Area.

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FRONT COVER 7.5 X 10.5" + BLEED

PM 3:58:52 PM 3/3/14 12:49:22 2/25/14

newhomeguide.ca 62 NEW HOME GUIDE GTA | MARCH 8 - 22, 2014

062-GTA Chinese New Home.indd 62

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Grand Opening April 26th in the Town of Beaverton

Enjoy small town living near the shores of Lake Simcoe with this exclusive collection of detached bungalows and two storey homes on 40â&#x20AC;&#x2122; & 50â&#x20AC;&#x2122; lots.

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14-03-04 12:37 PM

//In the news

CMHC to increase mortgage insurance premiums Following the annual review of its insurance products and capital requirements, CMHC will increase its mortgage loan insurance premiums for homeowner and one to four unit rental properties, effective May 1, 2014.

The increase applies to mortgage loan insurance premiums for owner occupied, self-employed and one to four unit rental properties, including low-ratio refinance premiums. This does not apply to mortgages currently insured by CMHC. CMHC’s capital management framework is consistent with international practices and Canadian guidelines for mortgage insurers. Increased capital targets are consistent with Canadian and international industry trends and makes the financial system more stable and resilient.

“The higher premiums reflect CMHC’s higher capital targets,” says Steven Mennill, CMHC’s vice-president, insurance operations. “CMHC’s capital holdings reduce Canadian taxpayers’ exposure to the housing market and contribute to the long term stability of the financial system.”

95% Loan-to-Value

For the average Canadian homebuyer requiring CMHC insured financing, the higher premium will result in an increase of approximately $5 to their monthly mortgage payment, CMHC says. This is not expected to have a material impact on the housing market.

Effective May 1, CMHC mortgage insurance premiums will increase by approximately 15 per cent, on average, for all loan-to-value ranges.

CMHC reviews its premiums on an annual basis and, going forward, plans to announce decisions on premiums in the first quarter of each year. The homeowner premium increase follows changes CMHC made to its portfolio insurance product earlier this year.

As Canada’s national housing agency, CMHC draws on more than 65 years of experience to help Canadians access a variety of quality, environmentally sustainable and affordable housing solutions that will continue to create vibrant and healthy communities and cities across the country.

Loan Amount

$150,000

$250,000

$350,000 $450,000

Current Premium

$4,125

$6,875

$9,625

$12,375

New Premium

$4,725

$7,875

$11,025

$14,175

Additional Premium

$600

$1,000

$1,400

$1,800

Increase to Monthly Mortgage Payment

$3.00

$4.98

$6.99

$8.98

Based on a 5-year term @ 3.49% and a 25-year amortization *Premiums in Manitoba, Ontario and Quebec are subject to provincial sales tax — the sales tax cannot be added to the loan amount.

85% Loan-to-Value Loan Amount

$150,000

$250,000

$350,000 $450,000

Current Premium

$2,625

$4,375

$6,125

$7,875

New Premium

$2,700

$4,500

$6,300

$8,100

Additional Premium

$75

$125

$175

$225

Increase to Monthly Mortgage Payment

$0.37

$0.62

$0.87

$1.12

Based on a 5-year term @ 3.49% and a 25-year amortization

GENWORTH CANADA ALSO ANNOUNCES NEW MORTGAGE INSURANCE PREMIUM RATES Effective May 1, 2014, Genworth Canada will also increase its mortgage insurance premium rates by an average of 15 per cent.

“We believe this new pricing is prudent and more reflective of increased regulatory capital requirements,” says Brian Hurley, chairman and CEO of Genworth Canada. “These pricing actions are supportive of the long-term safety and stability of the Canadian housing market.”

The new premium rates for standard owneroccupied purchase applications submitted on or after May 1, 2014 are:

Standard

Premium Loan-to-Value Ratio (Current)

Standard Premium (Effective May 1, 2014)

Up to and including 65% Up to and including 75% Up to and including 80% Up to and including 85% Up to and including 90% Up to and including 95%

0.60% 0.75% 1.25% 1.80% 2.40% 3.15%

0.50% 0.65% 1.00% 1.75% 2.00% 2.75%

64 New home guide GTA | marCH 8 - 22, 2014

064 News Mortgage Insurance Premiums_BD-WK.indd 64

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FORE-COR-A-AD-NHC-FEB26-1.indd 1

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//In the news

Willow Glen in Tottenham opening this month Brookfield Residential has announced plans to build a master-planned community in Tottenham. After

many months of anticipation, Willow Glen will finally open its doors this month to thousands of interested registrants.

This family oriented community only 30 minutes from the GTA is sure to be high in demand.

Located east of Tottenham Road off Mill Street, this community is just minutes from the quaint downtown shops of Tottenham. It is conveniently located with many amenities such as grocery, banks, daycare, schools, a recreation centre and a variety of restaurants only a short distance away.

“We wish to thank our staff, consultants and town who have been working tirelessly over the past year perfecting this plan and we are thrilled to have the opportunity to bring this unique community to the marketplace,” says Marc Thibault, vice-president of sales and marketing for Brookfield Residential. “This neighbourhood takes advantage of the natural amenities that surround the community including 10 acres of parkland with a magnificent park as well as a large sparkling pond.”

The balanced community will feature a variety of two-storey and bungalow designs to suit most families’ needs, from towns to detached homes on 36-, 43- and 50-ft. homesites. The designs will encompass some of Brookfield’s most popular designs as well as several new plans and will feature open concept layouts to maximize living spaces and encourage family interaction.

“We left no stone unturned designing the plans with today’s home buyers in mind ensuring open spaces with increased ceiling height and an abundance of windows and natural light flowing into the homes. The homes are well appointed and we’ll continue to build on the principles that homeowners have come to expect from us – innovative designs, exceptional quality and superb customer service,” says Thibault.

This new release is scheduled to open in late March by preview appointment, and will provide 2015 move-in dates for new-home owners. Registrants on the website will be

provided with priority information and “first choice” previews.

Brookfield is dedicated to creating the best places to call home and has built more than 25,000 homes in Ontario since 1956. Brookfield’s ongoing commitment to quality, design and customer service has earned the company several highly coveted industry recognitions including the J.D. Power and Associates Award for Highest in Customer Satisfaction and Ontario Builder of the Year from OHBA and Tarion.

Brookfield currently has active communities in Alliston (Treetops), Aurora (Arbors), Bradford (Grand Central), Bowmanville (BrookHill), Caledon East (Pathways), Mono (Fieldstone), Niagara-on-the-Lake (The Village) and Oshawa (Hills of Harrowsmith).

For more information about Brookfield, please visit brookfieldhomes.ca

66 New home guide GTA | marCH 8 - 22, 2014

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//how to find a home

The ideal community: Factors & features to consider

When choosing a new home, your choice involves more than the home itself. Often, homebuyers are so wrapped up in the home that they forget the importance of the surrounding community. Do you dream of a smaller community that is unique and charming? Or, are you willing to sacrifice peace and quiet to be closer to big-city amenities and other conveniences?

Start by making a list of the desired lifestyle factors that are most important to you and your family. Consider location, proximity to work and schools, activities and local attractions in the community.

“There are many factors involved in selecting the right community in which to buy your home,” suggests Sandra Webb, a senior executive at Royal LePage Canada. “Deciding what’s important to you and your family is the first step in finding your ideal match.”

Knowing your requirements will help narrow your home search and save time. What are the most important amenities for you? Do you want to be close to parks and forests, or restaurants and shops? What types of activities are you and your family likely to be involved with? The answers to these questions will help you determine what type of neighbourhood or community is best for you and help you locate the perfect home.

For further insight on buying a home, visit the website at royallepage.ca NC

“There are many factors involved in selecting the right community in which to buy your home. Deciding what’s important to you and your family is the first step in finding your ideal match.”

10 important questions to ask yourself before you buy: 10 W here will the kids go to school, and how will they get there?

09 A re there parks, recreation centres, places of worship close by?

08 W here will you do your grocery shopping?

07 Does the area offer easy access to banks, offices and services?

06 Is the highway easily accessible?

05 How far away is the nearest public transportation stop?

04 How far are you from work?

03 W hat are the commuting costs to work, family and friends?

02 Is there any major development planned for the area in the future?

01 Can you see yourself living and growing in this community for the next five, 10, 15 years?

68 New home guide GTA | marCH 8 - 22, 2014

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MARCH 8 - 22, 2014 | NEW HOME GUIDE GTA 69

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VIEW OUR MAGAZINES ON ANY

DIGITAL DEVICE anytime, anywhere!

Now you can view all New Home Guide magazines online using any smartphone, tablet or desktop device.

Published by

70

NEWHOMEGUIDE.CA

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14-03-04 2:24 PM

TRAY CEILING

March’s

Cash Back TRAY CEILING

ENSUITE

M

MASTER BEDROO 13’0” x 17’0”

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MASTER BEDROO 13’0” x 17’0”

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GREAT ROOM

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GREAT ROOM 10'6" x 15'0"

HALFWALL

3,000

M

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$

13’0” x 17’0”

x 9’0” 8’4” DW

ENSUITE

FLUSH BREAKFAS

10'6" x 15'0"

KITCHEN 8’4” x 11’0”

M

MASTER BEDROO 13’0” x 17’0”

S

DW

FLUSH BREAKFAS

GAS FIREPLACE

GAS FIREPLACE

TRAY CEILING

BREAKFAST

WALK-IN CLOSET

KITCHEN

CASH BACK*

8’4” Fx 11’0”

LINEN

S 3 PIECE ROUGH-IN BATH

WALK-IN CLOSET UP HALFWALL

BATH

DN LINEN

10'6" x 11'0"

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Our Standards are other builder upgrades

F

FORMAL ROOM

DN UP

FORMAL ROOM 10'6" x 11'0"

BA BATH

STEPS AS REQUIRED

All our townhomes include:

DN

DN

DOOR WHERE GRADE PERMITS

• Stainless Steel Fridge,

STEPS PDR AS REQUIRED

UNEXCAVATED

PDR

BEDROOM 3

9’0” x 13’7”

9’6” x 10’0”

10'0" x 19'0"

ELEV

• Gas Fireplace

PORCH

UNDHFLOOR GROPORC

PLAN

$306,990

N

PLA GROUND FLOOR ELEVATION 'A'

Towns from

SECOND FLOOR ELEVATION B

N ONY BALC OND FLOOR PLA SEC ELEVATION 'A'

N

PLA SECOND FLOOR ELEVATION 'A'

$296,990 • BEDROOM 3 9’6” x 9’7”

• Cold Cellar

Carries from BEDROOM 2 9’0” x 13’2”

$1,050 BEDROOM 3 9’6” x 9’7”

9’6” x 9’7”

BEDROOM 3

FOYER

BEDROOM 3

9

PARTIAL SECOND ELEVATION 'B-1'

FLOOR PLAN PARTIAL SECOND ELEVATION 'B-2'

GARAGE

OR PLAN

PARTIAL SECOND ELEVATION 'B'

FLOOR PLAN

BED

9’0” x 13’2”

10'0" x 19'0"

BALCONY

PARTIAL SECOND ELEVATION 'B-1'

FLO PORC PARTIAL GROUND ELEVATION 'B' H

a month P&I**

9’0” x 13’2”

9’0” x 13’2”

BALCONY

PORCH

9’6” x 9’7”

BEDROOM 2

BEDROOM 2

BEDROOM 2

9’6” x 9’7”

FLOOR PLAN

FLOOR PLAN PARTIAL SECOND ELEVATION 'B-2'

FLOOR PLAN

N

FLOOR PLA PARTIAL SECOND ELEVATION 'B'

FLOOR PLAN PARTIAL GROUND ELEVATION 'B'

TOT T E N HA M

1-855-232-8100 • millstreethomes.com SALES OFFICE HOURS: Mon-Thurs: 1-8pm, Fri. – closed, Sat., Sun. & Hol.: 11am – 6pm Prices and specifications are subject to change without notice.

All renderings are artist’s concept. E. & O. E. *Only applicable on the purchase of a townhome. **See sales representative for details.

BALL-MIL-A-AD-NHC-FEB25-1.indd 1 071-Ballymore-Mill 03-08-14.indd 71

FLOOR PL

BEDROOM 3

.00

9’6” x 9’7”

BEDROOM 3 GARAGE

PARTIAL SECOND ELEVATION 'A-2'

OR PLAN

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• 3” Natural Oak Hardwood in Family Room

GARAGE

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9’6” x 10’0”

9’0” x 13’7”

9’6” x 10’0”

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9’6” x 10’0”

BEDROOM 2 Stove and Dishwasher 9’6” x 10’0”

BEDROOM 3

BEDROOM 2

BEDROOM 3

FOYER

BEDROOM 3

BEDROOM 3

• White Front Load Washer/Dryer

GARAGE

DOOR WHERE GRADE PERMITS

FOYER

BEDROOM 2

14-02-26 1:23 PM 14-03-04 12:38 PM

//money matters

Creating the illusion of scarcity » by Gail vaz-oxlade One of the reasons so many people are up to their eyeballs in debt is that they’ve had access to gobs of credit. Whether lenders threw a dozen credit cards

Gail Vaz-Oxlade

is the host of Til Debt Do Us Part, author of Debt Free Forever and blogs daily at gailvazoxlade.com.

Follow Gail on Twitter at twitter.com/GailVazOxlade

at us, offered us big, fat lines of credit, or let us buy now and pay later, we’ve been living a life where we could have whatever we want whenever we want. It’s been a life of abundance.

Then came the economic change. Creditors stopped throwing credit at every Tom, Dick and Mary regardless of their ability to actually pay back that credit. The government got into the swim creating legislation that said lenders couldn’t just raise a person’s credit limit without telling them – further exposing them to credit risk. And people started losing their jobs.

The abundance of the previous years has turned to forced scarcity. Some people took steps to prepare for the worst and are holding on through the tough times. Others have found their debt loads too high and are headed to bankruptcy trustees to see what they can off-load. Still others are just drowning with no idea what to do next.

If you’re the kind of creature who routinely spends every penny you make, maybe you need to implement the illusion of scarcity to keep yourself in check

072-074 column-Gail-the illusion of scarcity_MT-WK.indd 72

continued on pg 74

04/03/14 16:17:15

RELAXED URBAN LIVING IS COMING SOON TO DOWNTOWN. TORONTO’S NEWEST CULTURAL CORRIDOR Luxury townhomes with a British flair are right at home in Toronto’s new cultural corridor at Ossington and Dupont. Introducing The Ossington, Luxury Townhomes.

Surrounded by some of the city’s

trendiest neighbourhoods (Ossington Village, Little Italy, Hillcrest Village, Corso Italia and The Annex), The Ossington offers glamourous designs up to 2,000 sq. ft., lavishly finished and crowned with huge rooftop terraces. This oasis of calm in the city gives you the TTC right at the door and steps to shopping, dining and entertainment.

54 MAGNIFICENT TOWNHOMES UP TO 2,000 SQ. FT. PRICED FROM $699,999 OCCUPANCY SUMMER 2015!

REGISTER NOW FOR PRIORITY VIEWING! WWW.THEOSSINGTON.CA

Prices and specifications are subject to change without notice.

073-Dunpar-Ossington 01-25-14.indd 73

73

14-03-04 12:38 PM

//money matters...continued

With less money to “blow” on stuff, you’ll actually end up achieving some of those goals that have always been so elusive

HOW DO YOU CREATE THE ILLUSION OF SCARCITY? WELL…

First, you make a budget that balances.

You transfer all the money that must be used to pay your fi xed and variable expenses to a “house” account, so you know those bills are covered and you can’t spend that money on stuff.

Second, you set some goals you want

to achieve. It may be paying down your mortgage annually, taking a fabulous family vacation, or going back to school.

I’m sad for all the people who can’t keep it together – people who are missing their rent or mortgage payments, falling behind on their car payments, pulling their kids out of sports or other extra-curricular activities. While things were good and they were constantly being offered more and more credit, they never imagined there would ever be an end to their ability to have what they wanted. I’ve worked with more than a few people who are totally astounded at the place they are currently in. How could this happen? You probably know a body or two who are scratching their heads.

I’m hoping that forced scarcity teaches an extremely important lesson about money: there may not be more money, and you better have some set aside just in case. It doesn’t take a world economic crisis to throw your budget into a tailspin if you have no money saved. It only takes a few weeks off work with a sick child, a call to jury duty, or a cut-back in your hours at work to make a house of cards fall down.

I wonder how many people will actually learn the lesson. And I wonder if anyone has figured out that you can create your own sense of scarcity to keep you constantly on your toes when it comes to managing your money.

Abundance has a way of permeating our very being and making us feel invulnerable. But we are all vulnerable, whether we want to accept that fact or not. And creating the illusion of scarcity may be what it takes to stay true to a sound fi nancial plan.

I’m not talking about creating such a sense of scarcity that you’re always whining about what you can’t do or can’t have. And I’m not suggesting you use the illusion of scarcity to cheap out on life. But if you’re the kind of creature who routinely spends every penny you make, maybe you need to implement the illusion of scarcity to keep yourself in check. And maybe if you move your money where you can’t touch it, leaving yourself with less to “blow” on stuff, you’ll actually end up achieving some of those goals that have always been so elusive.

072-074 column-Gail-the illusion of scarcity_MT-WK.indd 74

Third, you set up savings accounts for

each of the goals you want to achieve, and have the money you want to save moved automatically to those accounts so that money is out of sight.

Now you only have money left in your fi rst account that you can actually spend on all that stuff you so love to buy: coffee, lunches out, another tool, magazines, DVDs, more clothes… name your weakness here. For me it’s houseplants and books. When I look at the money in my account, because I’ve made most of it disappear to places I don’t look regularly, I’m more cautious about just how I blow what’s left. I prioritize. I consciously decide to spend (or not to spend) the money. I don’t feel like I have so much money I’ll never run out so I can just have this one little thing.

And that’s the point of creating the illusion of scarcity: to recognize that money is an exhaustible resource so you better be sure your spending isn’t just a knee-jerk reaction to your sense of abundance.

04/03/14 16:17:17

s t yl

l l e in Ori

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Life

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e 2 N ow

g n i S el l

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905-773-9997 075-Mancini-Corp 03-08-14.indd 75

| mancinihomes.ca | info@mancinihomes.ca 14-03-04 2:24 PM

076-CentralRegion_Etob_Map.indd 76

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32

Sheppard Ave E

17

18

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17

401 53 26

58

Attention Builders Want to add your community to our maps?

Need to update existing information?

Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

90

Dr rton

Galloway Rd

K

Ossington Ave. Dovercourt Rd.

10

50

6

41

ev

16

Manse Rd

J

Keele St. Bay St. University Ave.

Queen St. W. 58 King St. W. 49 Front St.

Logan Ave.

Danforth Ave.

4

5

St Clair Ave E

25

Eglinton Ave E

cL

M

Sheppard Ave E Milner Ave

Progress Ave

Lawrence Ave E

88

15

Centennial

Lakeshore Blvd W

Christie St.

86

Spadina

Horner Ave

Evans Ave

57

Don Valley Pkwy

QEW

Bathurst St.

Dundas St. W.

Yonge St

QEW 4

Yonge St.

Bloor St.

Cosburn Ave

O'Connor Dr.

43

Woodbine Ave

Queensway

28

Dupont St.

Avenue Rd

20

Dufferin St

Davenport Rd.

2

Laird Dr

Dundas St W

Sca

Rd

Pharmacy Rd Victoria Park

5

d

an

Warden Ave

8

Allen Expressway

gh

Ave E

401

McCowan Rd

St Clair Ave.

Dufferin St

Va u

Leslie St Eglinton

Birchmount Rd

80 Rogers Rd

Bathurst St

Eglinton Ave W

Rd

Eglinton Ave W

38

y Pkwy

Rd

11

Ellesmere Rd

Huntingwood Dr

Finch Ave E

5

14

Brimley Rd

Bloor St W

ay

w

ng s

kR Briar Hill Ave

Caledonia Rd

to n

ee y

13 Steeles Ave.

McNicoll Ave

12

Bellamy Rd

Rathburn Rd

Ki

Weston Rd

Th e

Cr ew e

11

East Ave

I

Kipling Ave

ck Tre th

Keele St

W es

Ave Lawrence Ave E

York Mills

401

Sheppard Ave E

10

Don Valle

Westway

7

1

40

9

Markham Rd

H

Martin Grove Rd

Bla

Dixon Rd

1

33

87

Finch Ave W

Drewry Rd

Pleasant Ave

8

Scarborough Golf Rd

G

Islington Ave

401

89

pressway

31

Jane St

Wilson Ave

7

Bayview

401

400

9

6

Mills

409

Bv

5

Don

Kennedy Rd

427

27

le

da

Signet Dr

Orton Park Rd

F

Humberline Dr

Re x

4

Allen Ex Midland Ave

E

Rd

3

Dufferin St

Finch Ave W

ion

Alb

2

McCowan Rd

D

1

Alness St

C

B

A

Toronto, Etobicoke, York, North York, East York, Scarborough

Tapscott Rd

7

Morningside Ave

42

Neilson Rd Morrish Rd

Rd

Sewells Rd Conlins Rd

h

Reesor Rd

rt

Beare Rd

fo

Meadowvale Rd

Da n

central region:

Port Union Rd

Coxwell Ave

Pape Ave.

Parliament St Sherbourne St Jarvis St.

Dufferin St

Lansdowne Rd.

Roncesvalles Ave.

Jane St

Park Lawn

Royal York Rd

Renforth Dr

76

04/03/14 18:00:56

19

3

Arista Homes

IMPRESSIONS

3

Fieldgate Homes

3

Tel

Price Range

•

•

Page No.

from $650,000

43 7B

impressionskleinburg.com •

• •

from $500,000

35 5F

IMPRESSIONS

impressionkleinburg.com •

• •

from $500,000

Insert, 25 & 35 5F

Paradise Homes

IMPRESSIONS

impressionskleinburg.com •

• •

from $500,000

35 5F

5

Tiffany Park Homes

Westhaven

416-792-6655

•

from $633,000

45 3G

5

Graywood Developments Ltd

Westhaven

416-792-6655

•

from $633,000

45 3G

10

Fieldgate Homes

90 Niagara

90niagara.com

•

•

from $350,000

Insert 7H

86

Menkes

Humber Mews

416-255-7468

•

from $480,000

7 3I

86

Menkes

Dwell city town

416-259-2525

•

from $350,000

6 3I

87

Menkes

Bloom Park Towns

416-730-1600

•

from $320,000

7 8B

1

Batavia Homes

Goddard on the valley

416-630-5039

•

•

from $650,000

7B

2

National Homes

The Churchill Collection in Forest Hill 416-922-1414

•

from $1390,000

7G

4

Georgian Corporation

Lex Towns

416-428-3419

•

• •

from $495,000

12G

6

Coventry Homes

Danforth’s Crossing

416-924-8338

•

from $450,000

12G

7

Fieldgate Homes

The Brownstones at Westown

lidvest.com

•

•

from $330,000

4E

8

Emsatec Canada Inc.

The Brownstones 5

416-531-7760

•

•

from $350,000

6G

9

Lindvest Properties

The Brownstones at Westown

lindvest.com

•

•

from $330,000

4C

11

Tribute Communities

Canterbury

647-352-2130

•

from $767,000

9E

20

Beaverbrook Homes

Evolution

416-747-9691

• from $270,000

3H

26

Conservatory Group

Port Union

416-287-3128

•

•

28

Pemberton Group

Park Lake Residences

416-769-4343

34

H&R Developments

Westown

41

Monarch Corporation

43

from $520,000

18E

• from $180,000

5H

hr-newhomes.com •

•

• from $190,000

5C

Evergreen

416-495-3526

•

from $470,000

14F

Aspen Ridge Homes

Scenic On Eglinton

416-805-1781

•

•

from $190,000

10F

49

Tribute Communities

RCMI

416-363-4800

50

Fieldgate Homes

Corktown Mews

corktownmews.ca

•

from $550,000

9H

70

Mattamy Homes

Cornell

mattamyhomes.com •

•

from $390,000

7G

77

Aspen Ridge Homes

Seventy Seven Charles

416-203-7034

• • from $2100,000

9H

78

Your Home Developments

Nature’s Path

647-340-6972

•

from $280,000

17E

83

Arista Homes

Lilly Factory Towns

416-792-4872

• •

from $395,000

12G

89

Decade Homes

Yorkdale Village

416-638-5656

•

from $250,000

6D

90

Sundance Homes

Braeburn Lane

sundancehomes.ca •

from $430,000

15D

• from $324,000

8I

Toronto, Etobicoke, York, North York, East York, Scarborough

416-630-5039

Site

central region:

Goddard on the valley

Builder

Fi Map nd er

Arista Homes

De ta Se ch m ed To i w n Co hom nd e o

# Si te

1

77

077-CentralRegion_Etob_index.indd 77

04/03/14 18:00:58

078-Cent North1_Vaughn_Map.indd 78

Steeles Ave W

Kipling Av

K

7

ence

J

Clar St

42

Isl on 48

t ing

I

Huntington

Langstaff Rd

3 46

2

21

6

40

18

Major Mackenzie

Cr

H

Teston Rd

400

4

24

54

8

27

400

9 King Rd

10

Rutherford Rd

26

Maple

7

55

52

51

49

25 5

20

10

22

Centre St

Thornhill

34

15

19

14

Clark Ave W

14

8

4

40

47

12

33 28

13

41

7

23 16

31 44 7

45

53

12

Langstaff Rd

32

11

Keele St

G

7

King-Vaughan Rd

6

Weston Rd

F

1

Kirby Rd

5

Dufferin St

City of Vaughan

2

4

Pine Valley

E

Nashville Rd

3

Jane St

D

2

Hwy. 27

1

Cold Creek

C

B

A

central region: Vaughan, Maple, Woodbridge, Thornhill

Bathurst St

e Av

e

Rd

50

12 Line R

d

78

04/03/14 18:00:59

16

17

18

Attention Builders Want to add your community to our maps?

Need to update existing information?

Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

15

19

Tel

Price Range

1

Aspen Ridge Homes

Kleinburg Hills

aspenridgehomes.com •

2

Tribute Communities

Gates of Nobleton

647-633-3500

•

from $820,000

15 4A

4

Arista Homes

Vellore Woods

aristahomes.com •

from $650,000

51 8F

24

Fieldgate Homes

Vaughan Valley Estates

905-303-4728

•

from $1300,000

Insert & 25 9F

44

Madison Homes

Thornhill

905-417-1203

•

from $1100,000

11 14g

1

Country Wide Homes

Kleinburg Hills

KleinburgHills.com •

4E

3

Tiffany Park Homes

Valleybrooke Estates

905-303-1620

•

8E

24

Arista Homes

Vaughan Valley Estates

905-303-1929

•

from $800,000

9F

42

Dunpar Homes

Riverside Village

416-253-5888

•

from $519,000

44

Madison Homes

Thornhill Ravines

905-417-1203

•

from $1100,000

14g

46

Country Wide Homes

The Point at Woodbridge

905-907-1500

•

from $700,000

8E

47

Country Wide Homes

Upper Thornhill Estates

905-907-1500

•

from $900,000

14E

48

Beaverhall Homes

Regency Estates

905-265-2634

•

from $1301,000

6H

48

Graywood Developments Ltd Regency Estates

905-265-2634

•

from $1250,000

6H

51

Aspen Ridge Homes

King Oaks

905-539-0181

•

from $1100,000

12A

51

Great Gulf Homes

King Oaks

905-833-6413

•

from $1300,000

12A

52

Zancor Homes

Royal Collection

905-833-0883

•

•

from $550,000

12A

53

Treasure Hill Homes

Thornhill Woods

treasurehill.com •

from $950,000

13g

54

Fieldgate Homes

Rivers Edge

905-320-5642

•

• •

from $730,000

8E

55

Oskar Group

Le Sedici

lesedici.com

from $600,000

10E

Page No.

IFC & 1 4E

5I

central region: Vaughan, Maple, Woodbridge, Thornhill

Site

M Fi ap nd er

Builder

De ta Se che m d To i w n Co hom nd e o

# Si te

79

079-Cent North1_Vaugh_index.indd 79

04/03/14 18:01:00

1

2

3

4

5

6

7

8

m

Bloo

27

6

F

St Yonge

22 Rd King 24

20 3

G

9

d

eroa

n Sid

rso Jeffe

15 16 14

H

19th

d

Gam 1

22

3

404

23

7

St

Neal D r

26

s Rd

Mill

Leslie

n Elgi

St

8

K

13

d Yorklan

21

J

t nt S

e

Reg

L

Mill

M

zie

cKen

Ma ajor

Str

11

St

ath

M

ea

N

Bathur

Dr

st St

P

404

am Denh

O

.

Ave

e Av

dr Wel

16th

rn

dW

ick R

2

Q R

Ave.

ble R

I

central region: Richmond Hill

404

4

D E

12

5

Ave

C

road

Side

11

t

on ingt

Bayview

B

10

Leslie S

A

9

* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

Attention Builders Want to add your community to our maps?

Need to update existing information?

Please fax the details to (416) 789-9554

80

080-Cent. Richmond_RH_Map.indd 80

04/03/14 18:01:01

Price Range

Hampshire Mews

416-637-3520

14 Arista Homes

Jefferson Forest

LiveAtJeffersonForest.com •

15 Madison Homes

Jefferson Forest

LiveAtJeffersonForest.com •

15 Forest Hill Homes

Jefferson Forest

16 Fieldgate Homes

Page No.

from $450,000

49 5I

•

from $560,000

41 4H

•

from $560,000

41 4H

LiveAtJeffersonForest.com •

•

from $560,000

41 4H

Jefferson Forest

905-884-8017

•

•

from $563,000

25, 41 & Insert 4H

27 Acorn Homes

Oak Knoll

905-773-9257

•

from $615,000

69 4C

2

Pemberton Group

The Royal at Bayview Glen

905-709-5700

• from $190,000

3

Centra Homes

The Mills Collections

416-238-2404

•

from $940,000

5J

4

Aspen Ridge Homes

Kettle Lakes Club

289-231-2849

•

from $550,000

6D

5

St. Regis Homes

Mission Hill on Bayview

905-884-8885

from $850,000 6C

6

Fieldgate Homes

The Humberlands

905-773-7738

•

from $850,000

2C

20 North Star Homes

King’s Crossing

416-291-9666

•

from $440,000

2E

22 Yorkwood Homes

Hillside Manors

905-770-4662

•

from $472,000

5I

26 Arten Development Group

The Manors of Roseview Grand

roseviewgrand.com

• •

from $650,000

4L

6Q

Richmond Hill

Tel

central region:

Heathwood Homes

Site

Fi M ap nd er

Builder

De ta Se che m d To i w n Co ho n d me o

# Si te IFC-Inside front cover

1

81

081-Cent. Richmond_RH_index.indd 81

04/03/14 18:01:02

082-Cent. North2_Nmrkt_Map.indd 82

in Woodb

e Ave

Hend

les A Stee

grove

Thornhill ve E

Alder

56

8

K

John St

62

45

Dr

d

Tl road rry Side rbe e d gton El n i m Bloo

St

404

Hwy. 4

St

11 Con

Denison

nald

10

McDo

ve 14 A

d St

roa Side dorf Van 66

Edwar

59

Hwy 7

3

15

404

n St 21 ngto 22 Welli

9

Rd.

13

47

w Ave.

Hwy 7

75

Dr lock 61 Bul 7 y Hw

h

St Jo

ide n's S

47

Bayvie

J

Ave

23

hts

Heig

Dr

64

Gor

St ham

St

E

9

Town of Aurora

7

404

14

t

404

dy Rd

24

ock

Mul

Town of Newmarket

rd rcha

O

4

51

Eag

le St

54

D

Dr avis

Elgin

13

Leslie S

I

Kenne

64 4

tS

Main S Dr erville

ve 16 A n Rd Carlto

Rd

18

30

G

12

le ffvil Stou

Rd

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oad

17 20

Milla

34

19

85

rd St

* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

ve 19 A

r Side

3

Rd ton ming Bloo

oad

18

Attention Builders Want to add your community to our maps?

Need to update existing information?

Please fax the details to (416) 789-9554

404

oad

esda Beth

r Side

hn's St Jo

17

n Rd Vivia

Rd lbert 54 Mt A

16

orf d Van

a Rd or Aur

of Town chur h c e Whit f ville Stouf

15

an Rd

McCow

H

n Warde

6 35 57 41 11 70

46

11

ne.

La reen

10

44 1 55 7

9

Spruce

G

Raym

404 y 31 Pkw 81 het Cac

nR

Town of 50 Markham

9 Line

65

cessio

nzie 5 53 52 8 42 12

10 Con

acke

8

e Ave

or M Maj

7

in Woodb

s Rd

6

y Rd

Kenned

25

Mill

an McCow

ve 18 A

ve 19 A

5

Bayview Av e

n Elgi

4

McCow

F

Thornhill

3

Town of Markham

Town of WhitechurchStouffville

2

Ave Warden

E

Town of Aurora

Town of Newmarket

1

t Yonge S

D

C

B

A

central region: Markham, Aurora, Newmarket, Whitchurch-Stouffville

St N

an Rd

Rd

48

n

Main

n Rd

de

cessio

Al

9 Con

cessio nR

Dr

erson

Ave

t

S Yonge

82

04/03/14 18:01:39

Tel

Price Range

Page No.

3

Mattamy Homes

St. John Forest

mattamyhomes.com

from $486,000

8 13E

4

Fieldgate Homes

The New U

905-477-6464

• •

from $561,000

Insert & 25 5G

5

Treasure Hill Homes

Accolades in Markham

905-471-2852

•

from $520,000

19 6F

6

Primont Homes

Heirloom in Markham

905-201-2804

• •

from $400,000

13 7f

9

Brookfield Homes

The Arbors

905-503-0992

•

17 14F

from $590,000

11 Madison Homes

Greensborough

madisonhomes.ca •

•

15 Fieldgate Homes

Aurora Trails

fieldgatehomes.com

•

•

25 & 29 13E

11 7F

15 Arista Homes

Aurora Trails

fieldgatehomes.com

•

•

29 13E

15 Paradise Homes

Aurora Trails

fieldgatehomes.com

•

•

15 OPUS HOMES

Aurora Trails

29 13E

fieldgatehomes.com

•

•

20 Starlane Home Corporation BlueSky Stouffville

starlanehomes.com •

from $434,000

24 Ballantry Homes

Cornell

ballantryhomes.com

• •

from $490,000

5 8g

30 Madison Homes

Cornell Rouge

905-472-7667

•

from $600,000

11 & 35 8F

30 Forest Hill Homes

Cornell Rouge

cornellrouge.com

•

from $490,000

35 & 65 8f

50 Geranium Homes

Cardinal Point Downtown Stouffville 905-640-9999

•

•

from $600,000

31 7F

50 Geranium Homes

Uptownes at Cardinal Point

905-640-9999

•

•

from $365,000

30 7F

52 Fieldgate Homes

Potter’s Bend

905-294-3125

•

•

from $700,000

Insert & 25 6G

59 Primont Homes

Harmony

905-305-8871

•

from $560,000

13 5I

66 Treasure Hill Homes

Aurora Woods on Bayview

905-727-5794

•

from $769,000

19 13H

1

Marydel Homes

Woodland Hills

905-898-7380

•

from $400,000

10B

2

Beaverbrook Homes

The Terrace On Rouge Creek

905-640-7360

• •

from $390,000

17F

4

Arista Homes

The New U

905-534-1564

•

• •

from $550,000

5G

4

Paradise Homes

The New U

905-477-0317

•

• •

from $550,000

5G

4

Starlane Home Corporation The New U

905-534-0493

•

• •

from $550,000

5G

7

LeBovic Homes

Bovaird Trail

905-640-7361

•

• •

from $2597,000

14H

8

Country Wide Homes

Wismer Commons

905-907-1500

•

•

from $450,000

6F

•

29 13E 27 18F

10 Briarwood Homes

Havelock Town Manors

289-301-0077

•

from $569,000

12 Laurier Homes

windsong

905-201-5979

•

•

from $495,000

6G

12 Laurier Homes

Windsong North

905-201-5979

•

from $598,000

6G

17 Conservatory Group

Heritage Estates

905-640-2274

•

•

from $283,000

18E

18 Kylemore Communities

Angus Glen West Village

905-887-9950

•

from $2000,000

4G

20 Fieldgate Homes

BlueSky Stouffville

905-640-0002

•

from $443,000

18f

28 Preston Homes

Copper Hills

905-954-4050

•

from $500,000

14d

30 Madison Homes

Forest Hill

cornellrouge.com

•

from $400,000

8F

41 Aspen Ridge Homes

Upper Cornell

905-554-3446

•

from $495,000

7F

42 National Homes

Wismer Woods

416-746-1234

•

• •

from $680,000

6G

50 Geranium Homes

The Neighbourhoods of Cardinal Point 905-640-9999

•

•

from $575,000

7F

50 Geranium Homes

Copperstone Ballantrae

905-640-9999

•

•

from $1.1,000

7F

51 Oxford Homes

Coventry Valley

905-836-8902

53 H&R Developments

Castle Square

hr-newhomes.com

•

6g

54 Beaverbrook Homes

Victoria Highlands

416-924-0110

•

from $450,000

16B

55 Country Wide Homes

Woodland Hills

905-907-1500

•

10C

62 North Star Homes

Mill Fair Village

•

6I

from $600,000 9C

NorttStarHomesInc.com

•

from $500,000

6G

64 Starlane Home Corporation Upper Unionville

905-534-0493

•

• •

from $520,000

5G

64 Paradise Homes

Upper Unionville

905-477-6464

•

•

from $520,000

5G

65 Fieldgate Homes

Victoria Manor

905-294-3125

•

from $896,000

3G

85 Orchard Ridge Homes

Prairiewood

orchardridgehomes.com •

from $800,000

16F

central region: Markham, Aurora, Newmarket, Whitchurch-Stouffville

Site

M Fi ap nd er

Builder

De ta Se che m d To i w n Co hom nd e o

# Si te

83

083-Cent. North2_Nmrkt_index.indd 83

04/03/14 18:01:40

084-FurtherNorth Barrie_Map.indd 84

10

89

9

59

Mono Adjala

0

K

Shelburne

58

Hwy 5 47

Essa

400

32

37 55

Barrie

Oro

6

Keswick

11

14

51

15

King

Schomberg

9

Tecumseth and Tottenham65 71

2

48

Georgina

k

La

e

co

im eS

11

Orillia

11

East Gwillimbury 44 45 Alliston61 34 12 70 400 16 Beeton 5 Bradford

40

400

Vespra

90 48 Lisle 44 Angus

Sunnidale

Tosorontio Everett

1

Wasaga Beach

43 34 39

93

69

9

Bracebridge

8

15

11

48

29

13

Lindsay

Uxbridge

Cannington

3

7

Oshawa

15

27

r

E

Huron Rd iew 400

view le Map

8

18

30 Dr

19

Attention Builders Want to add your community to our maps?

Need to update existing information?

Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate.

Please see builder’s ads for exact locations.

Dr

e Av tle Lit Yo ng eS d t int R

17

ark on P

Bay

Mols

Big

Po

Steel St

16

Lakesh ore Burton Av Dr e

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400

lop

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10

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72

24

60 41

27

27

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400

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24

6

St

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Midland

5

irv

F

E

4

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An

Fa

Thornbury

Georgian Bay

3

t tS

D

2

en

C

1

V

B

A

th St

Barrie, Collingwood, Wasaga, Innisfil, Keswick

Duckwor

north region:

St. inc ia Rd

84

04/03/14 18:01:43

Price Range

905-722-7210

•

• •

6

Mancini Homes

West Ridge Place Orillia

905-773-9997

•

15 Marydel Homes

Seven Meadows

16 Great Gulf Homes

Summerlyn Village

44 Brookfield Homes 44 Orchard Ridge Homes

from $270,000

Page No.

56 9G

75 8C

marydelhomes.com •

•

from $290,000

63 10F

905-775-3461

•

from $465,000

61 7I

Treetops

1-855-590-3577

•

from $340,000

67 6I

Treetops

1-855-590-3577

•

from $280,000

67 6I

65 Brookfield Homes

Willow Glen Tottenham

BrookfieldTottenham.ca

•

from $300,000

16 7J

71 Briarwood Homes

Mill Street Village

1-855-232-8100

• •

from $297,000

71 7J

71 Ballymore Homes

Mill Street Village

1-855-232-8100

• •

from $297,000

71 7J

1

Pacific Homes Limited

MarlLake Village

1-877-428-5115

•

from $210,000

4F

1

Red Berry Homes

MarlLake Village

1-877-428-5115

•

from $210,000

4F

3

Losani Homes

Summit Shores

losanihomes.com/readybuilt

from $390,000

2E

4

Mancini Homes

Princeton Woods

705-730-1978

•

from $330,000

14E

5

National Homes

The Forest

416-746-1234

•

from $490,000

6

Mariposa Homes

Trailside

705-329-3330

•

•

from $249,000

8C

8

Fandor Homes

Hamptons on Big Bay Point

705-792-6807

•

from $250,000

18D

9

Grandview Homes

Big Bay Point

705-735-0732

•

from $355,000

13E

11 Ballymore Homes

Lakeside Meadows

1-877-455-0201

•

•

from $290,000

9g

11 Ballymore Homes

Lakeside Meadows

1-877-455-0201

•

from $293,000

9g

12 Previn Court Homes

Victorian Village

1-855-7PREVIN

•

•

from $280,000

13 Averton Homes

Victoria Highlands

416-924-0110

•

from $450,000

9H

13 Rosehaven Homes

Victoria Highlands

416-410-0175

•

from $580,000

9H

14 Rosehaven Homes

King Country Estates

905-558-0098

•

from $700,000

7k

14 Aspen Ridge Homes

King Country Estates

905-558-0255

•

from $780,000

7k

14 Country Wide Homes

King Country Estates

905-907-1500

•

from $750,000

7k

7I

6I

17 Brookfield Homes

Grand Central

905-778-0873

•

from $440,000

8I

17 Brookfield Homes

Grand Central

905-778-0873

•

from $340,000

8I

24 Kaitlin Corporation

Blue Shores

1-866-625-2583

•

from $380,000

2E

32 Country Homes

Alcona by the Lake

1-866-531-3424

•

•

from $300,000

7G

33 Sandiego Homes

Lakeside Living in Innisfil

705-436-5445

•

•

from $285,000

7F

37 Pristine Homes

Pebbleshores

705-436-5547

•

from $240,000

7G

39 Stonebridge Building Group Stonebridge by The Bay

1-877-420-0880

•

from $200,000

5E

40 Royalpark Homes

Emerald Forest

royalpark.com

•

•

from $200,000

41 Delpark Homes

Pretty River on Georgian Bay

1-888-257-1999

$298,000

3E

43 Bremont Homes

Centretown

1-877-855-1122

•

from $234,000

5E

44 RAYMAC Homes

Brennan Enclave

705-516-0681

•

from $252,000

6G

45 Rosehaven Homes

Dreamfields in Bradford

416-410-0175

•

•

from $300,000

8I

45 Regal Crest Homes

Dreamfields in Bradford

dreamfieldsbradford.com •

•

from $311,000

8I

45 Country Wide Homes

Dreamfields in Bradford

dreamfieldsbradford.com •

•

8I

46 Devonleigh Homes Inc.

Creekside

705-444-0555

•

•

from $210,000

3e

6I

47 Devonleigh Homes Inc.

Parkside by Devonleigh

705-435-9991

•

from $275,000

6h

48 Devonleigh Homes Inc.

Brownley Meadows

705-423-9662

•

•

from $225,000

6G

55 Briarwood Homes

Briarwood Estates

705-294-2288

•

from $420,000

7G

58 Lakeview Homes

Greenbrook Village

519-306-0665

•

from $280,000

59 Brookfield Homes

Fieldstone

1-855-379-1495

•

from $590,000

5J

59 Delpark Homes

Fieldstone MyFieldstone.ca

•

from $570,000

5J

60 Briarwood Homes

Pretty River Collingwood

1-888-257-1999

•

from $310,000

3E

70 Far Sight Homes

Greenfields

1-855-299-7929

•

from $285,000

3I

6I

Barrie, Collingwood, Wasaga, Innisfil, Keswick

Tel

Cedar Ridge

north region:

Site

Delpark Homes

Fi Map nd er

Builder

De t Se ach m ed To i w n Co hom nd e o

# Si te IFC-Inside front cover

2

85

085-FurtherNorth Barrie_index.indd 85

04/03/14 18:01:44

I BUILD CONFIDENCE. â&#x20AC;&#x153;Being a member of BILD has been significantly beneficial relative to the sharing of information, ideas and the furthering of community building in Ontario. Its role as the voice of the development and building industry has been critical in ensuring municipalities and the Province adopt balanced, well thought out land development policies. I am proud to be a member of BILD.â&#x20AC;?

David A. McKay, Partner

MHBC Planning, Urban Design & Landscape Architecture Service Professional Member Since 2006

I AM

Get Involved: bildgta.ca

086-Build-McKay 03-08-14.indd 86

14-03-04 2:24 PM

March 8 - 22, 2014

Showcasing new homes in the GTAâ&#x20AC;&#x2122;s west region

IN THIS SECTION

>> Maps and listings for new-home communities in the central and north region >> Builder news and the latest in new homes in the central and north region

087 NH West Sec_BD.indd 87

04/03/14 16:17:20

//Quick TipS

The seasonal switch-up

Make way for spring! » by Hellen Buttigieg

Hellen Buttigieg

Hellen Buttigieg, CPO, is a Certified Professional Organizer, life coach, TV host and owner of We Organize U. Visit her website, weorganizeu.com, for a free e-Book on how to find more time, energy and inner peace. Contact Hellen at info@weorganizeu.com

At first, you’re afraid to put away winter gear because it is hard to believe that unrelenting, snow-filled season is coming to an end. But as spring slowly slides into place, and you’re finding spring jackets and raincoats being layered on hangers atop winter jackets.

The hall closet is bursting at the seams trying to contain the collection of everything from mitts and snow boots to umbrellas and Wellies.

It’s time for the seasonal switch-up.

Make some space for your spring and summer, and don’t give Jack Frost another thought.

Make room for spring.

It’s that wonderful time of year again when we can put away the winter gear and lighten the load. Although there’s never enough storage, there are creative ways to better utilize existing spaces when storing out-of-season items.

Here are some ideas to consider: add another shelf above the existing one in all the closets, and purchase under-thebed organizers. If your bed is not high enough, you can get a bed riser to lift it.

Consider creating a document on your computer that serves as an index to outline where you’ve stored what. When winter arrives, you won’t have to rely on your memory to find what you need.

Make some space for your spring and summer, and don’t give Jack Frost another thought How long have you been putting off that rummage sale?

Have you been saving items for years with the intention of selling them, but never seem to get around to it? Pull out your calendar today and book a definite date to have your sale this spring. Blocking the time now increases the likelihood of following through with it later.

Another option is to forgo the big sell-off entirely and donate these items instead. It takes several days to orchestrate a successful sale, so determine whether the money you’ll make is worth the time and energy it will take. After all, you can always get more money but you can never replace lost time.

Jump-start your spring cleaning with baby steps. If you don’t know where to begin when it comes to spring-cleaning your home, start small. Pick just one room. Moving clockwise, remove anything that doesn’t belong in that room and place it in a “move elsewhere” box to deliver to the room it should live in. Pull out anything that doesn’t give you joy or value and place it in a “give away” box. Toss or recycle any papers and garbage that are left over. Designate this room as a “no-clutter zone” so you will always have a sanctuary to escape to, regardless of what your other rooms look like.

Have you stored your winter coats yet? If you’ve been putting off the task of storing your winter coats because you don’t have an extra closet, there’s a solution.

A sturdy, rolling garment rack makes an ideal spot to store winter coats during the summer.

Be sure to dry-clean all items before storing, even if they look clean. Body oils and not-yet-visible food stains attract moths – especially on wool coats. Cover the clothes with a clean, cotton bed sheet or use a zippered canvas wardrobe cover specifically designed for this purpose to keep your clothes dust-free. If you don’t have room for a garment rack, store seasonal items in large garment bags, suitcases or under-bed storage bins.

88 New home guide GTA | marCH 8 - 22, 2014

088 Hellen Buttigieg-Make way for spring_BD-WK.indd 88

04/03/14 16:17:22

89

089-GreatGulf-Westfield 03-08-14.indd 89

14-03-04 12:38 PM

»» now available!

GET YOUR FREE COPY OF THE 2014 MODEL HOME CALENDAR

2014

MODEL HOME CALENDAR An exclusive collection of the GTA’s most beautiful new homes

BEAVERHALL HOMES Regency Estates

01 NHG 2014 Calendar Cover_FIN.indd 1

2013-11-21 6:01 PM

GET YOUR COPY NOW!

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MODEL HO MSUITE CALEMODEL NDAR E CALENDAR

An lusive coll of SouthwAnexc collection esteexclusive rn Ontario ection beautiful ’s mo of the GTA’s most new hom st es and con beautiful new condos dos

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ALSO AVAILABLE FOR NEW CONDO GUIDE AND NEW HOME AND CONDO GUIDE SWO Antoinette.Jackson@wall2wallmedia.com

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EMPIRE

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newhomeguide.ca

090-2012 Calendar NH Promo.indd 90

14-03-04 2:24 PM

The grass is greener in Chippawa

The Welland - Rosehaven Homes

Whether it’s the wineries, the night life, hiking, biking and water’s edge, or the wonderful shopping and fine dining, your luxury new home at Lyon’s Creek in historic Chippawa is near everything you love about the Niagara lifestyle.

45’ Detached, Semis & Townes starting from the mid $200’s.

• • • •

9’ main floor ceilings • gourmet kitchens luxurious ensuites • gas fireplaces 1,100 to over 3,200 sq.ft NEW 50’ & 45’ PARK/GREEN SPACE LOTS COMING SOON

The Berkshire - Homes by DeSantis

MODELS TO TOUR!

Live closer to the action. Lyon’s Creek

HOURS OF OPERATION: Mon - Wed: 2pm - 7pm; Sat, Sun & Hol. 12pm - 5pm Elevation and landscape is artists concept and may not be depicted as shown.

Prices, square footage and specifications correct at press time.

Prices quoted are in $ thousands. E. & O.E.

091-Multi-LyonCreek 02-22-14.indd 91

McLeod Rd.

s Lyonk Rd. Cree Mann St.

To Falls

Marineland Pkwy

CHIPPAWA - NIAGARA FALLS

Main

Sodom Rd.

LyonsCreekChippawa.com

NIAGARA RIVER

St. Po

rta

ge

Rd

.

MODELS & PRESENTATION CENTRES

Fort Erie

14-03-04 12:38 PM

//community focus

You’re in for a big surprise in East Brampton!

Discover the newly opened

Marigold in Castlemore

Location Brampton Housing Type Three- and four-bedroom townhomes up to 2,554 sq. ft., including standard finished basement.

Sales centre Queen Street East (Hwy. 7) and Ebenezer Road, just east of McVean Drive, open Monday to Thursday 1 to 8 p.m., Saturday, Sunday and holidays 11 a.m. to 6 p.m. and Friday by appointment Contact 647.519.9617 townwoodhomes.com

V

alue for money isn’t often seen much these days in the new home marketplace. Home prices rise, but what you get for the money often doesn’t. That’s why you owe it to yourself to discover real value in Townwood’s Marigold in Castlemore.

And here’s what the big surprise is all about… Every semi-detached home comes with a finished basement that includes a three-piece washroom and finished laundry facilities. This finished extra space increases your living area by more than 30 per cent and is included as a standard feature, not an expensive upgrade. This extra space is ideal for larger families, extended family, a home office area, a home theatre, a recreation room or whatever suits your lifestyle. To go along with it all, the homes come with separate side door entrances that provide convenient access to the basement space.

And there’s more… Marigold recently launched to rave reviews, and visitors embraced the difference with enthusiasm. Many features that other builders offer as costly upgrades, Townwood offers at no extra cost and are included in the base price.

In fact, the list of 25 luxury features included is worth a staggering $92,800! Too many to list here, but you can see the full list of details at the sales centre. continued on pg 94

92 New home guide GTA | marCH 8 - 22, 2014

092-094 CF Townwood_BD-WK.indd 92

04/03/14 16:17:26

Marigold NH&C Magazine_Layout 1 14-02-28 11:15 AM Page 1

NOW OFFERING IN EAST BRAMPTON

THE NEXT

BIG THING

IN CASTLEMORE

30% BIGGER Semi-detached homes with a big difference.

474,990

from $

Every home comes with a finished basement.

The Gore Rd.

McVeen Dr.

.

zer Rd

Ebene

Albion Vaughan Rd.

ore Rd.

Castlem

SALES CENTRE HOURS: Mon. - Thur. 1pm - 8 pm Sat., Sun & Holidays 11am - 6 pm Closed Fridays

SALES CENTRE Hwy 7

Hwy 427

townwoodhomes.com

Queen St. E.

Temporary entrance off Ebenezer 93

Illustration is artistâ&#x20AC;&#x2122;s concept. Prices and specifications are subject to change without notice. E.&O.E.

093-Townwood-Marigold 03-08-14.indd 93

14-03-04 12:38 PM

//community focus...continued

Townwood HOMES | Marigold in Castlemore

This collection of beautiful semidetached homes is in an already well-established area, giving homebuyers access to a multitude of existing amenities and services from day one.

The homes themselves are beautifully designed, offering three- and fourbedroom designs up to 2,554 sq. ft. of total living space. There are nine-ft.-high ceilings on the main floor and genuine hardwood floors on the main and upper hallway and master floor. The exterior facades have been carefully designed to make an impressive, elegant statement and combine together to create dynamic community streetscapes.

Marigold is located close to it all, in the vibrant and popular Castlemore and Clarkway area, just minutes from Hwys.

7 and 427, giving quick access to the Greater Toronto Area. And it’s not just a prime location but here amenities and services are many and close by. All too often, new home communities are located in areas without existing infrastructure.

Families need to wait many years after their homes are built to be part of a full service community. Not so in Marigold.

This collection of beautiful semi-detached homes is in an already well-established area, giving homebuyers access to a multitude of existing amenities and services from day one.

For Townwood it’s never been about just building a great house, it’s about building thriving neighbourhoods. Their experience and dedication to creating the best homes in the best communities is why they have been successful for 40 years in the GTA. Many of Townwood’s current buyers come through homeowner referrals or are repeat purchasers.

The Marigold Sales Centre is conveniently located at Queen Street East (Hwy. 7) and Ebenezer Road, just east of McVean Drive. It’s open Monday to Thursday from 1 to 8 p.m., Saturday, Sunday and holidays from 11 a.m. to 6 p.m. and Friday by appointment. Discover the Townwood advantage for yourself. In our opinion we think you’ll be glad you did. You’re in for a big surprise!

94 New home guide GTA | marCH 8 - 22, 2014

092-094 CF Townwood_BD-WK.indd 94

04/03/14 16:17:31

Prime

Mississauga Location Final Release

Fully Upgraded Semis

View our 5 Decorated Model Homes Today!

The Celebration Model

Semi's starting from

549,990 2,015

$

sq.ft.

THOUSANDS IN EXTRAS INCLUDED * 9' Ceilings on Main Level Premium Lots

Spacious 4 Bedroom Designs

Stained Oak Stairs

Central Air Conditioning

Hardwood Package in Living Room, Dining Room & Family Room On East side of McLaughlin Rd., just N. of Derry Road

foresthillhomes.ca 905-795-8307

Hours: Mon. - Thurs. 1pm - 8pm, Fridays by appt, Sat., Sun. & Hol. 11am - 6pm

Pot Light Package Double Sinks in Main & Ensuite Bath Upgraded Kitchen Cabinetry Upgraced Porcelain Tiles LIMITED TIME OFFER WHERE APPLICABLE AS PER PLAN

*As per applicable Bonus and floorplan. applies to firm purchases only between March 1st - March 31st, 2014. May not be included in finished/inventory homes. See sales representative for details.

All renderings and photographs are artistâ&#x20AC;&#x2122;s concept. To be valid Bonus must be included in an accepted Agreement of Purchase and Sale. Prices, plans, specifications and bonuses are subject to change without notice. E. & O.E.

FORE_DER_A-AD-NHC-FEB26-1.indd 1

14-02-27 10:46 AM

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04/03/14 18:01:46

K

J

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3

24

4

26

5

Mississauga

5

6

7

2

8

9

10

11

12

13

14

16

17

18

Attention Builders Want to add your community to our maps?

Need to update existing information?

Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

15

19

Starlane Home Corporation Churchill Woods

starlanehomes.com •

• •

from $562,000

27 4E

20

Forest Hill Homes

Derry Village Mississauga

905-795-8307

•

from $550,000

95 8B

1

Vandyk Communities

Windows on the Green

vandykcommunities.com

• from $300,000

5H

2

Amacon

The Towns at Parkside Village

705-435-9991

•

from $550,000

8F

3

Greenpark Homes

Churchill Woods

churchillwoods.ca •

• •

$529,000

4E

4

Conservatory Group

Central Park North

905-890-0195

•

•

from $465,000

7F

5

Dunpar Homes

Heritage Gate

heritagegate.ca

•

from $500,000

6F

19

Dezen Homes

McLaughlin

905-696-7938

•

from $544,000

8B

23

Dunpar Homes

Park View Trail

416-253-5888

•

from $500,000

11F

Site

Tel

Price Range

Page No.

west region:

3

Builder

Mississauga

Fi M ap nd er

De ta Se ch m ed To i w Co nho nd m o e

# Si te IBC-Inside back cover

97

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42

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905-265-1205

Price Range

Page No.

•

from $659,000

19 & 47 10N

Starlane Home Corporation Vales of the Humber Estates

valesofthehumber.com

•

from $659,000

47 10N

8

Greenpark Homes

Vales of the Humber Estates

valesofthehumber.com

•

from $659,000

47 10N

9

Mattamy Homes

Mount Pleasant North

mattamyhomes.com •

• • from $325,000

8 6P

11 Fieldgate Homes

Lotus Pointe Caledon

fieldgatehomes.com •

•

25 5L

12 Great Gulf Homes

Westfield

905-459-5772

•

from $445,000

89 7Q

•

• •

from $356,000

12 9M

from $475,000

93 11L

21 Primont Homes

Centretown

905-495-5067

22 Townwood Homes

Marigold

townwoodhomes.com •

60 Primont Homes

Castlemore

905-856-5777

• •

from $410,000

13 9K

62 Fieldgate Homes

Valley Lands

905-457-0445

•

• •

from $392,000

Insert & 25 9O

66 Ballantry Homes

Spring Valley Village

ballantryhomes.com

from $420,000

5 9M

1

Tribute Communities

Landscapes

905-893-3331

• •

from $399,000

8M

•

•

2

Coscorp Inc.

The Village of Southfields

thevillageofsouthfields.ca •

• •

6L

2

Monarch Corporation

The Village of Southfields

905-843-0707

• •

from $390,000

6L

3

Empire Communities

Lakeside

empirelakeside.com •

•

from $350,000

7N

4

VanMar Homes

Credit Ridge Estates

416-746-1234

•

from $550,000

8P

5

Tiffany Park Homes

The Estates of Spring Valley

905-216-5620

•

from $583,000

6P

6

Townwood Homes

Gates of Countryside

gatesofcountryside.ca •

•

from $400,000

9M

6

Country Wide Homes

Gates of Countryside

905-907-1500

•

from $400,000

9M

•

•

6

Regal Crest Homes

Countryside Meadows

countrysidemeadows.ca

•

from $346,000

9M

6

Royal Cliff Homes

Gates of Countryside

gatesofcountryside.ca •

•

from $400,000

9M

6

Starlane Home Corporation Gates of Countryside

starlanehomes.com •

from $520,000

9M

7

Aspen Ridge Homes

Mayfield Village

905-230-2592

• •

from $350,000

7M

9

Mattamy Homes

Mount Pleasant Village

•

mattamyhomes.com •

• • from $255,000

6P

10 Starlane Home Corporation Mount Pleasant Meadows

meadowsbrampton.com

•

6O

10 Valery Homes

Mount Pleasant Meadows

meadowsbrampton.com

•

6O

11 Greenpark Homes

Lotus Pointe Caledon

LotusPointeCaledon.ca

•

5L

11 Starlane Home Corporation Lotus Pointe Caledon

LotusPointeCaledon.ca

•

5L

11 Rosehaven Homes

Lotus Pointe Caledon

moveuptocaledon.ca •

5L

17 Pemberton Group

Rosedale Village Golf & Country Club 905-799-5000

8L

18 Saberwood Homes

Heart Lake Village

905-773-6549

19 Mattamy Homes

Salisbury Square

25 Heathwood Homes

Terracotta Village at The Credit Valley

•

• • • from $190,000

8N

mattamyhomes.com •

•

from $314,000

10N

905-874-4741

•

from $430,000

9Q

• from $300,000

32 Forest Hill Homes

Ravines of Castlemore

905-794-8875

•

from $650,000

8K

37 Oxford Homes

Adena Ridge

905-584-6444

from $600,000

5H

38 Andrin Homes

Turnberry Townhomes AndrinTowns.com

•

from $350,000

9M

45 Brookfield Homes

Pathways

1-855-379-1495

•

from $420,000

8K

48 Aspen Ridge Homes

Credit Manor Heights

905-216-5155

•

•

from $400,000

7Q

48 Regal Crest Homes

Credit Manor Heights

yourkingdom.ca

•

•

from $850,000

7Q

48 Country Wide Homes

Credit Manor Heights

yourkingdom.ca

•

from $850,000

7Q

acornhomes.ca

•

from $575,000

11K

•

•

from $400,000

6P

51 Acorn Homes

Castlegate

55 Rosehaven Homes

The Neighbourhoods of Mount Pleasant 416-410-0175

55 Townwood Homes

The Neigbourhoods of Mount Pleasant

LoveMountPleasant.com •

•

from $270,000

6P

55 Townwood Homes

The Neighbourhoods of Mount Pleasant lovemountpleasant.com •

•

from $270,000

6P

58 Devonleigh Homes Inc.

Meadowlands

519-942-3312

•

•

from $339,000

3C

64 Meridian Homes

Credit Valley Manors

905-216-5186

•

•

from $400,000

8P

65 Great Gulf Homes

Mount Pleasant

905-459-5772

•

from $510,000

6P

65 Great Gulf Homes

Mount Pleasant

905-459-5772

•

from $509,000

6P

Brampton, Caledon, Bolton

Tel

Vales of the Humber Estates

west region:

8

Site

Fi Map nd er

Builder

Treasure Hill Homes

De ta Se che m d To i w n Co ho n d me o

# Si te IFC-Inside front cover; IBC-Inside back cover

8

99

099-West Bolton_Cal_Brpt_index.indd 63

04/03/14 18:01:50

Co un t

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en

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W al

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Attention Builders Want to add your community to our maps?

Need to update existing information?

Please fax the details to (416) 789-9554

Pa

Milton

Li

ne

n

H

Li

Li

ne

ow

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G

1

2

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Acton

2

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Stoney Creek

7

Grimsby

R

44 37

36

35

St. Catharines

Niagara 420

20

100

100-West Acton-Halton_Map.indd 64

04/03/14 19:52:22

Price Range

Page No.

9 8N

Cranberry Hill

mattamyhomes.com

17 Mattamy Homes

Hawthorne Village

mattamyhomes.com

33 Menkes

The Enclaves of Upper Canada

289-891-9103

•

1

Schuit Homes

Perth Park

905-628-9559

• 1Q

2

Great Gulf Homes

Edgewood

905-356-9408

•

3

Spallacci Homes

Simona Place

spallaccihomes.com • 2Q

4

Spallacci Homes

Eden Park

905-381-4280

•

from $320,000 2Q

4

Spallacci Homes

Eden Park

spallaccihomes.com •

from $320,000 2Q

5

Arista Homes

Milton Trails

905-864-3306

9h

6

Country Green Homes

The Uptowns of waterdown

905-690-7600

•

•

from $250,000 7M

7

Lakeview Homes

Cannery Park

1800-565-5150

•

from $350,000 12R

12 Tobyn Park Homes

Park City

parkliving.ca

13 Heathwood Homes

The Village at Traditions

905-876-3140

•

•

from $441,000 8h

20 Parkbridge Lifestyle Communities Inc. Cherry Hill at Vineland

1-800-479-9777

•

from $194,000 12R

22 Country Green Homes

Park Place Village

905-690-7600

•

• •

from $250,000 8m

26 Eden Oak

Weaver’s Mill

weaversmill.com/nh

•

from $336,000 6B

35 Phelps Homes

Jordan Village

phelpshomes.com

•

from $345,000 9R

36 Phelps Homes

Brookside

phelpshomes.com

•

from $236,000 7R

37 Phelps Homes

Streamside

phelpshomes.com •

from $316,000 6R

38 Losani Homes

Ancaster Glen

289-239-7629

from $370,000 1P

39 Losani Homes

The Fairgrounds

289-286-0928

from $250,000 2Q

40 Losani Homes

Greenhill Glen

905-538-8752

from $270,000 4Q

41 Losani Homes

Sherman Oaks

905-574-0828

from $290,000 2R

42 Losani Homes

Paramount

905-560-2061

from $230,000 3R

43 Losani Homes

Orchard Park

905-930-9943

from $390,000 5Q

44 Losani Homes

Discovery

905-563-0666

from $330,000 8R

•

from $310,000

9 & BC 9G

•

from $420,000

7 9C

from $305,000 12Q

• $180,000 11l

Acton, Halton Hills, Milton, Burlington, Waterdown

Tel

west region:

Mattamy Homes

Site

Fi Map nd er

8

Builder

De ta Se che m d To i w n Co ho n d me o

Si te

# IBC-Inside back cover

101

101-West Acton_Halton_index.indd 65

04/03/14 19:53:08

1

2

3

4

5

6

7

8

9

10

11

12

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Attention Builders - Want to add your community to our maps?

Need to update existing information?

Please fax the details to (416) 789-9554

d

eim R

Blenh

An

* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

Rd

Elgi

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St.

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west region:

Guelp

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Beave

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Midd

Conc

L

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Myer

102

102-West Oakville Map.indd 66

04/03/14 18:01:54

Tel

Price Range

Page No.

Fi M ap nd er

Site

De ta Se che m d i To w n Co ho n d me o

# Si te

Mattamy Homes

The Preserve

mattamyhomes.com •

•

from $900,000

9

4E

2

Treasure Hill Homes

Nautica at Lakeshore Woods

905-465-9133

•

from $550,000

18 6J

15

Menkes

Millstone On The Park

905-825-3619

•

from $320,000

7 3G

3

Markay Homes

Bronte Park Town Manors

416-746-1234

•

from $590,000

3G

west region:

Oakville, Cambridge

1

Builder

103

103-West Oakville_index.indd 67

04/03/14 18:01:55

//THE TAX MAN

Why buy real estate if you’re already in a high tax bracket? » by GEORGE E. DUBE

I am often asked the question: “Why should I buy real estate if I’m already in a high tax bracket?”

GEORGE E. DUBE,

CA, CPA, LLP, is a veteran real estate investor, author, and speaker on real estate accounting who is a partner in the firm, Dube & Cuttini Chartered Accountants LLP. He also developed the accountant in-a-box program for real estate investors, and is a member of the Real Estate Investment Network (REIN) Faculty. georgedube@dubecuttini.com

dubecuttini.com @dubecuttini.com 1.877.475.3823

At the risk of sounding like a smart aleck – why the heck not?

Yes, if you’re in a higher tax bracket you will pay more taxes than someone who earns less. But, surely you don’t want to switch places with someone in a lower tax bracket who earns less income? And, if you plan your overall financial situation with a tax accountant who truly understands real estate, it may be possible to save some taxes for you and family. Th is is particularly true for the business owner, doctor or other professional who can incorporate their business, or a family with a lower income taxpayer, such as a spouse, parent or child, with whom you can income split.

A common misconception is that the taxes are so high, that earning the extra income is hardly worth the effort.

I’m not trying to argue that taxes are too low on investment income from real

A common misconception is that the taxes are so high, that earning the extra income is hardly worth the effort. estate, but even in a worst-case scenario, you’re still earning more income than you’re paying in taxes.

The alternative, I’d suggest, is that you either put your hard earned money under your mattress or make the decision to “invest” in something that loses money and thus generates a tax deduction, or requires a government subsidy to make the investment attractive. Ultimately, if you invest, whether in real estate, some stock-based investment, hulahoop factories, or whatever turns your crank, you’re going to pay taxes if you make money. So, you’re simply deciding what makes the most sense to invest in.

Don’t be scared to make money just because of taxes.

You should worry about the investments and consider the advice of your investment advisor. Let your tax accountant help you mitigate the taxes.

104 NEW HOME GUIDE GTA | MARCH 8 - 22, 2014

104 George Dubes column_BD-WK.indd 104

04/03/14 16:17:37

IN THE MARKET FOR A

NEW HOUSE

OR A CONDO?

We think finding a home is a lot more than simply finding the right property.

Thatâ&#x20AC;&#x2122;s why we put you right in the middle of the search process.

Search your favourite neighbourhood

Find out about nearby services and amenities

View new construction projects and register to get the latest info

Visit the new real estate section on canpages.ca and start looking for that special place.

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14-03-04 2:24 PM

31

Wentworth St

Bloor St.

Phillip Murr

Bloor St

Gibb St

Wentworth St

King St W Bond St W

52 91 14

Manning Rd

401

29

King S

Adelaide Ave

Adelaide Ave

17

Rossland Rd

38

47 Bayly St E

44 48 401

42 45

Westney Rd S

Montgomery F

401

Granite Court

6 50

ou nt

em ug

15

g Kin

sto

Rd n46

Whites Rd

Ro

Glenanna Rd

Spruce Hill

K

J

I

H

G

F

E

D

C

B

A

Altona Rd

Liverpool Rd

Appleview Rd

Stroud's

Fairport Rd

Sandy Beach

Highview Rd

Dixie Rd

Brock Rd

D

Kingston Rd

Magill 92Dr

28

30

Squires Beach Rd

Dr Notion Rd

Brock Rd sR Oak jor Ma Valley Farm

a

ew

riv

Lak

Sheppard Ave

Rossland Rd

9

41 Rossland Rd

Finley Ave

Church St S

Riverside

3 Concession

Shoal Point Rd Pickering Beach Rd

eD

Rosebank Rd Altona Rd

Ajax-Whitby

Harwood Ave

51

32 Sideline

Bv

Finch Ave

32 Sideline

McQuay

To wn of Ajax

43 90

North Rd

Gordon St

Cochrane St

54 4 66

4 Concession

5 Concession

7

North Rd

Blair St Brock St S

Liverpool Rd

Whites Rd

1

30 Sideline

Brock Rd

4 Concession

28 Sideline

City of Pickering

7 Conncession

2

9 Concession

3

24 Sideline

Hopkins St

7

16

7

23 Taunton Rd W

Ravenscroft

16 Sideline

Whitevale Rd

5 4

20 Sideline

Olive Ave

Beatrice St

55 Taunton Rd W

50

8

13 37

Taunton Rd E

Fifth Conces

Westney Rd N

Church St N

Brock Rd

Kendalwood R

Dundas St E

To wn of W hitb y

Salem Rd

Greenwood Rd

16 Sideline

Thornton Rd

Audley Rd

Audley Rd

Paddock Rd

16 Sideline Brock Rd Cen tral St

Stevenson Rd

Townline Rd

Salem Rd

Park Rd S

Park Rd S

Henry St

Delaney Dr

12 Sideline

Brock St N

Lakeridge Rd

7

7 Concession

8 Concession

9 Concession

Baldwin St S

4 Sideline R

6 Sideline

Ritson Rd S tS eS co Sim

Garden St Blair St

Garden St

Country Lane

6 Concession

7

Dryden Bv

Conlin Rd

Halls Rd N

Wilson Rd S

Centre St.

Garrard Rd

Anderson St

Coronation R

8

4 Sideline

4 Sideline R

10

26

60 3

18

22

68

46

2

53 Country Lane

Columbus Rd

Brawley Rd

Cochrane

Rossland/Winchester R

Myrtle Rd W

Thickson Rd

Village of Bro oklin

11 10

68

Cedarbrook T

Ashburn Rd

9

21

1

Church St E

Thornton Rd

Baldwin St N

Duffs Rd

6

tN

Garrard Rd

Garrard Rd

Lake Ridge R

Pickering, Ajax, Whitby, Oshawa

Mary St N

eS

co

Sim

Harmony Rd S

Central Park

Stevenson Rd

12

east region:

40

34

Conlin Rd

City of Oshawa

8 Concession

13 12

Stevenson Rd

Ritson Rd N

tE

Attention Builders Want to add your community to our maps?

Need to update existing information? Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate.

Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

19 18 17 15 14

Wilson Rd N

wS

devie

Gran

ly

Harmony Rd N

Grandeview S

Bay

16

Townline Rd. Grandeview S

106

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04/03/14 18:01:57

Page No.

4

Menkes

Somerset

905-428-0500

•

from $520,000

1

Tribute Communities

Charing Cross

mytribute.ca

•

from $350,000 14E

2

Brookfield Homes

Hills of Harrowsmith

905-697-1681

•

from $300,000 15G

3

Great Gulf Homes

Stonecrest

greatgulf.com

•

•

from $298,000 15F

6

Emery Homes

Town Central

1-877-953-6379

•

from $350,000 4J

7

Highmark Homes

Triumph

whitbytriumph.ca •

from $350,000 10G

8

Lakeview Homes

The Forest of Lyndebrook

416-746-1234

•

from $490,000 10F

9

Stafford Homes

Elements Townhomes

elementsajax.com

from $390,000 7H

13 Liza Communities

Folkstone

1-877-365-9555

•

•

from $335,000 10G

21 Great Gulf Homes

Grandview Oshawa

1-888-579-7235

•

from $334,000 14F

31 Preston Homes

Prestonvale Heights

905-432-2800

•

•

from $350,000 15J

34 Tribute Communities

The Neighbourhoods of Park Ridge 905-723-2344

•

from $339,000 15G

45 Sundial Homes Limited

Mulberry Meadows

905-427-8255

•

from $273,000 6J

47 Senator Homes

Whitby by the Lake

senatorhomes.com •

•

from $250,000 9J

54 Baycliffe Homes

The Gates of Whitby

905-668-9828

•

•

from $250,000 9G

60 greycrest homes

the fields of conlin

905-725-4539

•

from $310,000 15G

66 Monarch Corporation

Tran Quility

monarchgroup.net •

from $550,000 7G

67 Midhaven Homes

Breeze

1-877-773-6888

•

•

from $300,000 15F

68 Storybook Homes

Brookstone Estates

905-438-9516

•

from $1050,000 11B

90 LeBovic Homes

Old Taunton in Pickering

905-428-3434

•

91 Sundance Homes

The towns of nichol green phase 1

905-441-3312

•

from $260,000 11J

92 Glen Rouge Homes

The Cornerstone

905-239-9777

•

from $572,000

7 7G

• • 5H

6I

Pickering, Ajax, Whitby, Oshawa

Price Range

east region:

Tel

M Fi a nd p er

Site

et a Se ch m ed To i w Co nho nd m o e

Builder

D

# Si te

107

107-East_Ajax.index_tel.indd 103

04/03/14 18:01:58

Parkhill Rd.

7

28

115

7

24 16

t.

rS

te Wa

Peterborough

9 31 Lansdowne Ave.

7A

7

7B

35

28

7

134

Attention Builders - Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

Durham 23

St

7

35

7

7

Bloor St.

Hwy 2

Oke

Rd

33

Nash Rd

Angelina St North

9

Lindsay St. North

Major St.

Lorne St.

Lindsay

8

Courtice

King St.

Po rt Per ry

Hwy #7

Kent St

Colborne St

6

Harmony Rd

Hw Mya2rsh

20

401 14

Bloor St.

LAKE

ONTARIO

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37

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13

Bowmanville/ Newcastle

21

12

Hwy

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8

401

14

16

7

7 12 7A

Lake Scugog

18

r

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17

Lake Scugog

15

LAKE ON TA

Port Hope

1

MacDonald Cartier Freeway

106

RIO

35

29

5

115

19

Cobourg

Hwy 2 3

Hwy 401

Reg. Rd. 74

* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.

17

To Toronto

Hwy

Nash Rd

32 Baseline Rd. W

26

y2

48 King St. Hw

45

11

Mearns

10

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ach

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4

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19

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Rd.

ng

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Uxbridge

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mo

Che Monaghan Rd.

C

Brock St

Elgin Park

Durham Reg Main St

Reg Rd 8

Hwy 134

B

St

o

on t

4

le Rd

3

West Townline Rd. N.

St. Joseph's Rd onva

2

.

Liberty St. N Liberty St. S

Lambs Rd Hains St

1

Varcoe Rd Darlington Blvd

n io Un

Regional Rd 57

A

Hwy 28

Av e Trulls Rd

McLaughlin Rd ille Rd Janetv

Uxbridge, Lindsay, Bowmanville/Newcastle, Courtice, Peterborough, Port Hope, Cobourg, Port Perry

Reg. Rd. 18

east region:

y2

Prest

Reg. Rd 34 Courtice Rd

Waverly Rd

ron To

Hancock Rd

Mill St.

St. rio

Hwy #12 (From Whitby)

On ta

Simcoe St. (From Oshawa)

w

y.

4 H

108-FurtherEast_Uxb_Map.indd 104 Hw

108

04/03/14 18:02:15

5

Price Range

Page No.

1

Mason Homes

Port Hope Lakeside Village

905-885-6565

•

from $229,000 12K

7

Brookfield Homes

Foxtrail

brookfieldhomes.ca •

from $400,000 5B

8

Kaitlin Group Ltd.

Port of Newcastle

1-800-305-6849

•

8

Kylemore Communities

Port of Newcastle

905-987-5146

•

from $479,000 14E

8

Storybook Homes

Bond Head Estates

905-438-9516

•

from $850,000 14E

9

Parkview Homes

Harmony

705-748-4663

14 Rice Developments

Willmot Creek On The Lake

905-697-5806

•

from $225,000 11D

16 Parkview Homes

Foxmeadow Estates

705-748-2828

•

from $208,000 3H

18 B.G. Schickedanz

Lake Scugog Estates

1-888-894-9888

•

from $330,000 17B

20 Geranium Homes

Verandas

905-885-0555

•

from $266,000 10I

24 Parkview Homes

Thompson Bay Estates

705-748-2828

•

from $217,000 3H

26 Kaitlin Group Ltd.

Aspen Heights

905-697-0513

• from $165,000 10C

26 Kaitlin Group Ltd.

Condominiums at Clarington Centre 905-697-4513

• from $210,000 10c

26 Kaitlin Group Ltd.

Country Classics

1-866-514-3573

•

•

from $300,000 10c

30 Empire Communities

Estates of Wyndance

905-649-8197

•

from $900,000 3e

31 Parkview Homes

Foxmeadows Estates

705-741-1004

34 Carrington Homes

Woodlands of Upper Courtice

905-787-0963

•

from $260,000

35 Mason Homes

Parklands

1-866-443-7900

•

from $238,000 3H

39 H&R Developments

Gracefields

hr-newhomes.com •

from $322,000 14B

39 Thornridge Homes

Gracefields

thornridgehomes.com

•

from $290,000 14B

45 Highcastle Homes

Northglen

northglen.ca

•

•

from $221,000 11B

45 Delpark Homes

Northglen

905-419-7222

•

• •

from $221,000 11B

45 Esquire Homes

Northglen

northglen.ca

from $245,000 11B

48 Brookfield Homes

BrookHill

905-697-1681

•

• •

from $300,000 10B

48 Jeffery Homes

BrookHill

905-697-0765

•

• •

from $300,000 10B

72 Vandyk Communities

West Park Village

vandykcommunities.com •

• •

from $210,000

• from $178,000

• • from $286,000

2I

3I 9I

3I

Uxbridge, Lindsay, Bowmanville/Newcastle, Courtice, Peterborough, Port Hope, Cobourg, Port Perry

• • from $260,000 14E

east region:

Tel.

Fi M ap nd er

Builder Site

De ta Se ch m ed To i w n Co hom nd e o

# Si te

109

109-FurtherEast_index.indd 105

04/03/14 18:02:16

//hot dates

mar 8-16

mar 8-23

Toronto Sketch Comedy Festival

Multiple Munsch

various locations in toronto

Mar 8 to 22 Calendar of events beginning from March 8 to 22, 2014

The Ninth Annual Toronto Sketch Comedy Festival showcases the best in live and scripted comedy from Canada and the United States. With over 40 scheduled performances, the 11-day event brings the laughs and the ruckus of this unique brand of theatre to greater audiences with each passing year. torontosketchfest.com mar 8-16

March Break Family Matinees

solar stage theatre

Multiple Munsch features several Robert Munsch stories including 50 Below Zero, I’m So Embarrassed and No Clean Clothes staged together as one play. This play was adapted by William Martyn and is suitable for children between the ages of three and ten. In addition to the regular afternoon performance, Solar Stage will be mounting three performances a day during the March Break period and on Family Day. solarstage.on.ca mar 8-16

March Break at the ROM

bell tiff lightbox

royal Ontario Museum

TIFF presents a number of classic family films during March Break.

The films in this event include The NeverEnding Story, The Goonies, City of Ember, Honey I Shrunk the Kids, The Black Stallion and E.T.: The Extraterrestrial. tiff.net

Celebrate March Break at the Royal Ontario Museum with fun programming for the whole family. The Wild Journey Earth Rangers Show takes place daily and invites viewers to witness some of the planet’s most amazing creatures in their natural habitats around the world. Visitors also get the chance to touch a space rock and stand on an actual piece of the Moon – and more. rom.on.ca

110 New home guide GTA | marCH 8 - 22, 2014

110 Hot Dates_BD-WK.indd 110

04/03/14 16:17:43

homebuyers’ help//

Homebuyers’ Resource Section You love the home, see what you can afford! » Compare mortgage rates for your best deal

» Calculate your mortgage payments using the mortgage payment calculation chart

marCH 8 - 22, 2014 | New home guide GTA 111

111-112-113-114 Homebuyers Resource_BD.indd 111

04/03/14 16:17:44

Calculate your mortgage payments interest rate

amortization period

chart figure

example: 5%

25 years

5.82

mortgage amount ÷ 1,000 (mortgage amount $125,000)

125

monthly payment

$

Follow these steps to see if you’ll qualify for a mortgage on your dream home

01 02 03

Calculate the combined monthly before-tax income of you and your spouse.

Divide by three. This figure is the monthly payment you can afford to make on your home.

Take the total price of the home and subtract the amount of money you expect to make as a down payment. This is the money you will have to borrow.

04

Refer to the chart on the opposite page. Look down the left column and locate the interest rate you expect to pay.

Line this up with the amortization period of your choice. (Most firsttime buyers take the 25-year amortization.)

05

06 07

Add to this your estimated monthly heating costs and monthly property taxes.

If this figure is equal to or less than one-third of your gross monthly income (calculated in Step 2), you’ll qualify for a mortgage on your dream home.

Multiply this figure by the amount you need to borrow.

Divide by 1,000. » Bear in mind that this is a rough estimate. If you have several other large loans already, you may qualify for less. Also, banks and trust companies vary in their policies. The best way to know what you can afford is to go to the lending institution of your choice andget pre-qualified.

112 New home guide GTA | marCH 8 - 22, 2014

111-112-113-114 Homebuyers Resource_BD.indd 112

04/03/14 16:17:44

Mortgage payment calculation chart %

Interest Rates

10 years

Amortization Periods

15 years

20 years

25 years 4.73

4.21

4.99

4.48

3.00%

9.65

6.90

5.54

3.50%

9.88

7.14

5.79

3.25% 3.75%

9.76

9.99

4.00%

10.11

4.50%

10.34

4.25% 4.75%

5.00% 5.25%

5.50% 5.75%

6.00%

6.50%

6.25% 6.75%

7.00%

7.25%

7.50%

7.75%

10.23 10.46 10.58

6.04

5.26

7.63

6.30

5.53

7.50 7.75

7.88

11.31 11.43

8.53

8.66

8.80

11.56

8.93

11.81

9.21

11.68

9.07

10.75%

11.00%

11.25%

11.50%

11.75%

12.00%

12.45

12.58 12.84 13.10

13.24 13.37 13.50

13.64

13.77

13.91

14.04

14.18

12.25%

14.32

12.75%

14.59

12.50%

7.84

9.76

9.90

14.46

5.96

6.10

6.40 6.70

6.85 7.00 7.16

8.74

8.12

8.95

11.66

11.82

9.05

9.36 9.68

5.64 5.79 5.95

6.11

6.26 6.42

6.59

6.75

7.59

7.76

7.93

8.78

8.45

9.12

10.16

9.63

9.46

10.32

9.80

10.65

10.15

10.49

7.42

8.10

9.29

10.00

7.08

8.45

9.84

9.97

8.28 8.63

8.80 8.98 9.16

9.34

9.52

9.70

9.88

10.81

10.32

10.06

11.15

10.67

10.43

11.97

10.98

12.28

11.31

12.13

5.49

7.95

9.52

11.36

5.34

8.59

8.62

11.52

5.19

7.25

7.79

9.20

11.22

5.04

7.63

10.33

11.06

4.90

8.28

7.47

8.28

10.92

4.76

6.91

8.86

10.77

4.61

7.32

10.05

10.63

4.34

7.99

8.44

7.69

9.62

9.48

10.48

10.50%

7.55

12.19

12.97

10.25%

7.41

8.14

9.75%

7.12

9.34

6.85

11.94

10.19

10.00%

5.67

5.82

6.55

11.19

8.40

12.71

6.57

7.26

11.07

9.25%

9.50%

6.44

5.40

6.25

8.14

6.17

6.98

12.32

9.00%

7.38

8.27

8.50% 8.75%

5.13

10.94

10.82

5.91

6.74

12.06

4.86

8.01

8.00% 8.25%

7.26

5.66

10.70

7.02

30 Years

10.49

10.85

10.25 10.61

This table shows the monthly payment of principal and interest for each $1,000 of mortgage. Example: The monthly principal and interest payment for a $125,000 mortgage with a 25-year amortization period at 5% is as follows: ($125,000 รท 1,000) X 5.82 = $727.50 marCH 8 - 22, 2014 | New home guide GTA 113

111-112-113-114 Homebuyers Resource_BD.indd 113

04/03/14 16:17:44

Compare mortgage rates for your best deal CHARTERED BANKS

Variable

6 Months

1 Year

2 years

3 years

4 years

ATB Financial 2.7 2.94 2.89 2.99 3.39

6.30op 6.30op 6.50op Alterna Svgs/Alterna Bk 3 4 3.09 3.14 3.19 3.35

6.30op 6.30op Bank of Montreal 3 4 3.14 3.04 3.85 4.64

6.30op 6.30op Bank of Nova Scotia 2.6 4.55 3.75 2.79 3.99 4.39

6.45op 6.50op Canadian Western Bank 4 3.14 3.14 3.85 4.64

6.45op 6.30op CFF Bank 3.69 3.75 3.79 3.79 CIBC 3 3.09 2.79 2.99 3.39

6.70op 6.35op HSBC Bank Canada 2.65 4.45 2.7 3.95 2.93 4.99

6.20op 6.35op ICICI Bank Canada 3.05 3.15 3.65 3.64 3.69 ING Direct 3 3.19 3.24 3.49 3.69 Manulife Bank 2.7 4.45 3 3.05 3.1 3.4

4.00op National Bank n/a 4.4 3.14 3.14 3.75 4.64

6.70op 6.70op Presidentâ&#x20AC;&#x2122;s Choice Finan 3 3.24 3.59 3.69 Royal Bank 3 3.14 3.04 3.75 3.39

6.30op 6.30op TD Canada Trust 3 3.09 2.89 3.75 4.64

6.30op

6.3

5 years 3.69 3.45 3.69 3.49 5.24 3.39 3.69 3.49 3.89 3.99 3.59 3.59 4.09 3.69 3.69

TRUST COMPANIES

Community Trust n/a Effort Trust n/a

Home Trust Company 2.5 Investors Group Trust n/a

MTCC 2.6

6.5 4.45 6.30op 3.95 4.2 6.50op 4.55 6.45op

3.14 3.25 3.95 4.74 3.25 3.6 3.7 4.6 6.30op 2.89 2.89 3.09 3.39 3.14 3.14 3.9 4.64 6.30op 3.75 2.79 3.99 4.39 6.50op

5.34 4.95 3.29 5.24 3.49

OTHER FINANCIAL INSTITUTIONS Airline Financial C.U. 4

Comtech Credit Union 2.95 6.2

6.40op First National Fin. LP 3.95 FirstOntario C.U. 2.7

6.34op London Life n/a 4.2

6.50op MCAP 2.6

Meridian Credit Union 2.6 4

Parama Credit Union 2.85 Steinbach Credit Union 2.5

3.01 3.1 3.33 3.65 3.99 6.25op 2.99 3.25 3.29 3.24 6.30op 2.99 2.69 2.99 3.39 3.09 3.14 3.29 3.34 6.34op 3.14 3.14 3.95 4.74 6.30op 3.6 3.95 4.35 4.89 7.00op 3.09 3.14 3.65 4.39 6.30op 3.05 3.1 3.25 3.4 2.7 3 3.1 3.25

3.59 3.39 3.49 5.34 5.14 2.99 3.6 3.45

Notes: **Interest rate charged subject to adjustment during term mortgage. Please consult institution for term of years available. All rates are prime rates and subject to change without notice.

R.O.R. RATES ON REQUEST op OPEN ----- NOT QUOTING N/A NOT AVAILABLE February 24, 2013. Prepared By Fiscal Agents Financial Information Services 905.844.7700

114 New home guide GTA | marCH 8 - 22, 2014

111-112-113-114 Homebuyers Resource_BD.indd 114

04/03/14 16:17:44

Arista Homes

North York – Goddard on the Valley

Grand opening now on for these semis and select number of detached homes. aristahomes.com Arista/Fieldgate/Paradise/Starlane

GTA

HOT SHEET BUILDERS: If you would like to include your new model home or site opening, email wayne.karl@wall2wallmedia.com.

Please say you saw it in New Home Guide!

new openings Tribute Communities

Nobleton – Gates of Nobleton

Grand opening now on – luxurious detached homes on 50-, 60- and 70-ft. lots. mytribute.ca VANDYK Communities

Mississauga – Windows on the Green

Now under construction – suites still remain for this boutique, midrise condo, close to amenities in the heart of Mississauga. vandykwotg.com VANDYK Communities

Cobourg – West Park Village

Master-planned community featuring bungalow townhomes, attached singles and single-detached homes. Models now open. vandykwestpark.com

VANDYK Communities

Shelburne – The Neighbourhoods of Summerhill

Now under construction, a collection of 20and 25-ft.-wide townhomes, 36- and 41-ft. singles and 70-ft. walkout estate lots. vandyksummerhill.com Tribute Communities

Oshawa – U.C.

Grand opening of this new master-planned community in north Oshawa. mytribute.ca

Augustine Group

Lake Simcoe – Crates Landing

Now open – the beauty of Lake Simcoe at an affordable price. crateslandingcondos.com Averton Homes

Mount Albert – Victoria Highlands

Now open – community of bungalows and two-storey homes. victoriahighlands.com

Unionville – Upper Unionville

Now open – urban/lane/luxury townhomes, semis and 34-, 38- and 42-ft. singles. livingatupperunionville.com

Now open – homes of distinction on unique 60-to 70-ft. lots. kleinburgheritageestates.com Rosehaven Homes

Oakville – The Randall Residences

Now open – ultra-luxurious condominium residences in downtown Oakville. therandallresidences.com

Fieldgate Homes

Brampton – Valleylands on Chinguacousy

Grand opening – freehold towns, 28-ft. linked singles, 38- and 45-ft. detached singles. fieldgatehomes.com Menkes

new RELEASES Empire Communities

Brampton – Lakeside

North York – Bloom Park Towns

New 38-ft. designs in a community of townhomes, semis and detached homes. empirelakeside.com

Mattamy Homes

Ajax – TranQuility

Now open – this selection of three-storey townhomes and detached homes on 30-, 38and 45-ft. lots. mattamyhomes.com

Rosehaven Homes & Townwood Homes

Now open – townhomes at Bathurst St. and Finch Ave. menkes.com

Brampton – Mount Pleasant North

Fieldgate Homes

Richmond Hill – The Humberlands

Grand opening – 30-, 36- and 50-ft. singles close to parks, schools, shopping and more. fieldgatehomes.com Ballymore Homes/Briarwood Homes

Tottenham – Mill Street Village

Grand opening – towns, semis and detached homes on 33- and 40-ft. lots. millstreethomes.com Aspen Ridge Homes & Great Gulf Homes

King City – King Oaks

Monarch

New release of detached single-family homes on private ravine and pie-shaped lots. monarchgroup.net

Brampton – Mount Pleasant

New release of freehold towns, attached singles and detached homes on 30-, 38-, 41- and 45-ft. lots. lovemountpleasant.com Mattamy Homes

Oakville – The Preserve

A new release of Village Homes and 34-, 38- and 45-ft. detached homes, many on a private crescent. mattamyhomes.com Forest Hill Homes & Madison Homes

Markham – Cornell Rouge

Now open – designer-furnished models of 70-, 80- and 90-ft. estate lot homes on the Oak Ridges Moraine. aspenridgehomes.com & greatgulfhomes.com

New release – freehold towns and singles on 30-, 36- and 40-ft. lots with attached garages. Eight models now open. cornellrouge.com

Aspen Ridge Homes

Brampton – Spring Valley Village

Richmond Hill – Kettle Lakes Club

Now open in Richmond Hill – a collection of executive townhomes on a protected ravine. aspenridgehomes.com National Homes

Forest Hill – The Churchill Collection

Now open at Spadina and St. Clair, refined townhome residences. churchillcollection.ca Brookfield Homes

Mono – Fieldstone

Now open – single-family homes on 60- and 70-ft. homesites. myfieldstone.ca Menkes

Georgetown – The Enclaves of Upper Canada

Now previewing – semi-links and detached homes in Georgetown. menkes.com Monarch Corporation

Toronto – Birkdale

Brookfield Homes/ Orchard Ridge Homes

Now available – townhomes at Ellesmere Road and Midland Avenue. monarchgroup.net

Model homes now open for this masterplanned community right next door to the Nottawasaga Resort. treetopslife.ca

Now open – 42- and 50-ft. singles to Major Mackenzie Rd. and Hwy. 27. monarchgroup.net

Alliston – Treetops

Rosehaven Homes

Kleinburg – Kleinburg Heritage Estates

Monarch Corporation

Kleinburg – Kleinburg Crown Estates

Ballantry Homes

New release of semi-detached and detached homes surrounded by valley lands. ballantryhomes.com Tribute Communities

Oshawa – Park Ridge

New 40-, 50- and never before seen 36-ft. designs on extra deep lots. mytribute.ca

Aspen Ridge Homes

Markham – Upper Cornell

New release now available – semis and detached homes on 30-ft. lots. aspenridgehomes.com Heathwood Homes

Milton – The Village At Traditions

Special new release pricing in this final phase, including only eight singles. heathwood.com Great Gulf Homes

Bradford – Summerlyn Village

Limited edition detached homes on premium conservation lots. greatgulf.com Reids Heritage Homes

Meaford – Gates of Kent

New block of bungalow townhomes – elegant and carefree condominium living, close to all amenities. Starting from $244,900 reidsheritagehomes.com marCH 8 - 22, 2014 | New home guide GTA 115

115-117 Sneak Previews_MT-.indd 115

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Please recycle our magazines! Wall2Wall Media participates in the Partner’s In Growth Reforestation Program through St. Joseph Communications. To date, Partners in Growth has planted over two million trees in parks, recreation and conservation areas, and other public spaces across Canada. Established in 1990, OUTSIDE GATE BACK COVER 10.5" + BLEED 7.25 X 10.5" + BLEED this program was started with Scouts Canada7 Xto help replenish the environment.

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Menkes

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advertiserindex Acorn Homes - Oak Knoll

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35

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41

Fieldgate Homes - Corporate

Arista Homes - Vellore Woods

51

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Fieldgate Homes - Jefferson Forest

25, 41 & Insert

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5

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Insert & 25

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5

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Insert & 25

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86

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41

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17

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31

Brookfield Homes - Treetops

67

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30

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16

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45

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105

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118 New home guide GTA | marCH 8 - 22, 2014

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41

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35

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11

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13

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75

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12

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63

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9

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13

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22-23

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8

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91

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53

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9

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27

Mattamy Homes - Wildflowers

8

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27

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7

Starlane Home Corporation - Vales of the Humber Estates 47

Menkes - Dwell city town

6

T.D. Bank - Corporate

28

Menkes - Humber Mews

7

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45

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7

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93

Menkes - Somerset

7

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19

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19

90

Treasure Hill Homes - Nautica at Lakeshore Woods

18

120 & IBC

Treasure Hill Homes - Vales of the Humber Estates

19 & 47

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118-119-Advertiser Index.indd 119

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2014-03-07 14-03-03 3:55 4:23 PM PM

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‘B’, ‘B’, 1,950 1,950 Sq.Ft., Sq.Ft., $524,990 $524,990

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MARCH 8 - 22, 2014

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