GTA New Home Guide - Jan 19, 2013

Jan 19 - Feb 2, 2013 Volume 21 Issue 02

INSIDE THIS ISSUE

HOME BUILDING AND JOB GROWTH

416 OR 905: WHERE TO BUY?

NEW-HOME SALES MAKE BIG COMEBACK

Follow us on:

Š Aspen Ridge Homes. Prices and specifications are subject to change. See sales representative for details. All Rights Reserved. E.&O.E. January 2013. 20164.

aspenridgehomes.com

Make your move at

We wish you a happy and healthy new year.

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nobleton

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Kleinburg Hills SAlES OFFiCE NOW OPEN Hwy. 27 & Major Mackenzie dr.

40’, 50’ & 60’ lots Singles from $800’s

Upper Cornell MOdEl HOME NOW OPEN Northeast corner of 9th line & Bur Oak Semis & Singles from the mid $490’s

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NORTH

NORTH

:(3,: 6--0*, 46+,3 /64,:

HWY 400

15 TH SIDEROAD HWY 27

YONGE ST

SALES OFFICE

9TH LINE

HWY 400

KEELE ST

HWY 404

MAJOR MACKENZIE

SALES OFFICE

BUR OAK AVE.

KING ROAD ZENWAY HWY 7

SIXTEENTH AVE.

HWY 407

HWY 407

CORNELL PARK AVE. HWY 7

HWY 427

KING VAUGHAN ROAD

NORTH

MAJOR MACKENZIE

HWY 27

SALES OFFICE

KING RD

DUFFERIN STREET

KEELE STREET

NORTH

CARDREW ST.

STEELES AVE.

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MAVIS RD.

MISSISSAUGA RD.

KING ROAD

NORTH

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contents Jan 19 - feb 2, 2013

||

PAGE 54

Henry Choo Chong: Long term view

voLume 21 issue 02

cover story

p. 32 ASPEN RIDGE HOMES Kettle Lakes Club on Bayview a phenomenal success

24

36

community focus features 24

MARKHAM

Fieldgate Homes

Inventory sale at Potter’s Bend – 30-ft. singles under construction

36

MARKHAM

Madison Homes

Last chance to make Greensborough your home

52 52

56

brampton

Mattamy Homes

Ring in the new year with a big January sale at Salisbury Square

56

MONO

Brookfield Homes

Find your dream home at Brookfield Homes’ Fieldstone

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16

22 18

40

regular and special features in every issue

4 10 86 94

editor’s note contributors hot dates ad index

54

70

columnists

14 Legally Speaking

The importance of offer review

by Jayson Schwarz

18

BILD Report

Increasing job numbers point to our industry

by Bryan Tuckey

40 the mortgage minute

taxing issues

87 resource section

by Henry Choo Chong

91 GTA Hot Sheet

Taking a long-term view of your new home

market research

October new-home sales make a big comeback

Two pages of new openings, new releases and preview registrations

by Lloyd Martin and Mark Jin

74

home search

416 or 905 – a buyer’s tug of war

by Anthony Jong

96 fundamentally speaking

It’s never too early to begin your tax planning

by Wayne Karl

Not all lines of credit are created equal

homebuyers’ help

by Peter Kinch

22 builder perspectives

Home entertainment systems keep step with modern lifestyles

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Mortgage Calculator and Rate Table

in the news

16 brookfield homes

a finalist for CHBA Marketing Excellence Award 28 CHBA names finalists for 2012 National SAM Awards 38 skyline international Skyline to acquire interest in Blue Mountain Village 84 economy Toronto’s economy tops in the country: CIBC

1/15/13 3:28:01 PM

editor’snote

What rules your new-home choice?

Lifestyle increasingly influential for buyers

N

ew-home buyers are often driven by different influences, but there’s no doubt lifestyle is an increasingly important factor. Whether you’re considering a home near the beach, a golf course or a city penthouse or pied-à-terre, you’re likely looking to compensate for what you don’t have in your current residence.

The amount of living space is usually the issue – either too much or too little.

Most young families are looking for more living space, which is why builders are designing homes with interiors that maximize every square foot of living space to make the most of your money.

As we get older, the quest for living space may take a different direction.

Downsizing is usually the answer, although many homeowners with existing homes in suburban or rural areas are acquiring townhomes or pied-à-terres in the city. An urban location gives owners and their friends a chance to enjoy the social and cultural activities of the city without having to drive for hours to get home.

In today’s hectic world, your new home will be your retreat, so it’s important to find is to find a home that suits your needs and lifestyle. In this issue, we profile new communities which offer the perfect place to put up your feet, plus the latest industry news and features about buying and owning a new home.

Enjoy!

Susan Legge EDITOR-IN-CHIEF Wall2Wall Media,Susan.Legge@wall2wallmedia.com Follow me on Twitter at Twitter.com/SusanLegge

Like us on Facebook. Search: New Home Guide

Tax time – embrace it

Preparing for this unsavoury topic earlier helps reduce the sting at deadline time

W

e’re approaching February already – a period we often associate with blahs, but also a month worth celebrating, given that it’s the shortest of the year, and March and spring soon follow. And while the deadline for 2012 Registered Retirement Savings Plan contributions isn’t until March 1, and April 30 for filing your 2012 income tax return, perhaps we need to start thinking of February in a different light altogether.

Indeed, coming up in our two February issues is our Tax Matters content; the idea was to explore this topic in advance of filing deadlines, to help readers learn about opportunities to take advantage of while they still can.

But, heeding the advice of experts, perhaps “tax time” should instead be a year-round task. From making regular RRSP contributions to comparing RRSPs and tax-free savings accounts to learning of the various credits available, tax planning for some is as necessary as the inevitable taxes themselves.

Preparing as best you can throughout the year might help minimize the sting come deadline time – and help you learn to embrace the opportunities to save, not just fear what you have to pay.

Wayne Karl EDITOR Wall2Wall Media, wayne.karl@wall2wallmedia.com Follow me on Twitter at Twitter.com/WayneKarl

Like us on Facebook. Search: New Home Guide

4 NEW HOME GUIDE GTA | JAN 19 - FEB 2, 2013

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dreams We build

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Where will your life storey take you?

Now Open BLOOM PARK TOWNS

Now Previewing THE ENCLAVES OF UPPER CANADA

Bathurst St. & Finch Ave., North York

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Starting from the low $300’s

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menkes.com 6 New home guide GTA | jan 19 - feb 2, 2013

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Your life storey starts here.

Now Under Construction SOMERSET SOUTH

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Durham’s Model Home of the Year 37' & 42' Detached Homes Salem Rd. N. & Williamson Dr. E., Ajax

Urban Towns Now Previewing Modern Towns Now Under Construction Dundas St. W., east of Bronte Rd., Oakville

Starting from $469,990

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Towns Browns Line & Evans Ave., Etobicoke Register at menkes.com 416.642.8955

Towns North of Burnhamthorpe Rd. off the West Mall, Etobicoke Register at menkes.com 416.642.8955

Long before the communities are built, we start with an ideal – to create the best lifestyle experience in that neighbourhood, thereby raising the standard for the entire community. It’s how we’ve built an unrivaled reputation as an innovative builder over the last 50 years.

And we’ve earned that reputation one storey at a time.

Prices and specifications are subject to change. E.&O.E. January 2013. 19484

facebook.com/MenkesLife

@MenkesLife

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mattamyhomes.com

Mise En Place.

In fo

Sales Office

Steeles Ave.

These Select Homes Include Granite Kitchen Countertops & Hardwood On Main Floor.

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36' Home, The Arlington, Elev. ‘B’, 1,945 Sq.Ft., $621,990 Now $601,990

All illustrations are artist’s concept. All dimensions are approximate. Prices, specifications, terms and conditions subject to change without notice. E.&O.E.

GTA_NH&Cdps_(all-sites)Jan.5.indd 1 008-009-Mattamy-Corp 01-19-13.indd 8

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V

Mise en place is something that every professional kitchen demands. It means ‘Everything in place’. It’s a principle we practice when designing our Mattamy Kitchens.

We start with an efficient work triangle and then add the features that make it easy to cook, enjoy each other’s company and dine.

In many Mattamy kitchens you’ll find a pantry for dry or canned goods, a chef’s desk for meal planning and an island or breakfast bar for meal prep and morning chit chat.

A Mattamy Kitchen is a great place to start the day and regroup at the end of the day.

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Presentation Centre Hours: Monday to Thursday 1pm-8pm; Friday 1pm-6pm; Saturday, Sunday and Holidays 11am-6pm 12-12-21 9:28 AM 008-009-Mattamy-Corp 01-19-13.indd 9

1/14/13 12:26:34 PM

vice-president, wall2wall Media

Jacqueline Hill

New home guide

contributors

Sales Manager New Home guide GTA, new condo guide, home décor & renovations

Conni Robinson

associate publisher, NEW home & condo guide SWO, lifestyle communities

Susan Maxwell

editor-in-chief, National real estate

Susan Legge Editor

Wayne Karl art director

Julie Yoo

contributing Editors

Janine Druery, Elisa Krovblit, Silvana Longo, Lydia McNutt (on leave), Sara Duck (on leave) BILD Report

Bryan Tuckey Bryan Tuckey is President and CEO of the Building Industry and Land Development Association (BILD) and can be found on Twitter (twitter.com/ bildgta), Facebook (facebook.com/ bildgta), Youtube (youtube.com/ bildgta) and BILD’s official online blog (bildblogs.ca)

Taxing Issues

Henry Choo Chong, CGA

Henry Choo Chong is a certified general accountant. Henry sits on many committees and provides accounting and tax advice to individuals and businesses in the GTA. Send your tax questions via email to Taxing Issues at: choochonghcga@ yahoo.ca

Legally Speaking

Jayson Schwarz, Schwarz Law Barristers and Solicitors

Jayson Schwarz LL.M. is a Toronto real estate lawyer and partner in the law firm Schwarz Law LLP. He can be reached by visiting schwarzlaw. ca or by email at info@schwarzlaw.ca or phone at 416.486.2040

upgrades

Anthony Jong Anthony Jong BA (Hons), M. Arch. is a broker and contributor to Wall2Wall Media’s Chinese Home and Condo Guide. He graduated with a Master of Architecture degree from U of T and specializes in residential homes, condos and commercial properties. You can reach him at anthonyjong@live. com, anthonyjong.ca and 416.836.2821.

senior account executive Nina Downs nina.downs@wall2wallmedia.com senior account executive

Dionne Fraser dionne.fraser@wall2wallmedia.com Sales & marketing co-ordinator

Terry Bassett

distribution & sales co-ordinator

Jennifer Bistron

administrative assistant

Antoinette Jackson production Manager

Bala Gnanapandithan production co-ordinator

Sandra Hanak-Vujnovic graphic designers

Alexander Yakubovich, Sandra Hanak-Vujnovic National Account Manager, Mediative

Paul Slizys

Published by

Wall2Wall Media is a trademark of Yellow Pages Group Co. in Canada.

#500-401 The West Mall Etobicoke, ON M9C 5J5 T 416.626.4200 F 416.784.5867 the mortgage minute

Peter Kinch Peter is an award-winning mortgage broker and best-selling author of The Canadian Real Estate Action Plan Visit peterkinch.com or contact him at peter@peterkinch. com

market research

Lloyd Martin Lloyd Martin is principal with Trimart Research Corp., with 30 years in the business. His industry knowledge and professional experience leads the Trimart team to provide exceptional service and sales results. He can be reached at 905.660.7788

market research

Mark Jin Mark Jin is market research manager at Trimart Research Corp. He can be reached at 905.660.7788 or mark@trimart.ca

Advertising Call 416.626.4200 for ­advertising rates and information.

Free distribution in select high-traffic street boxes, stores, banks, financial institutions and select condominium sales offices.

Circulation

Copyright 2013 All rights reserved by New Home Guide,

Toronto, Ontario, Canada. Reproduction in any form is prohibited. Contents of this publication are covered by Copyright and offenders will be prosecuted under the law. The views and data expressed by columnists do not necessarily represent those of the publication.Wall2Wall Media is a trademark of Yellow Pages Group Co. in Canada.

Terms Advertisers,

Editorial content are not responsible for typographical errors, mistakes or ­misprints. All prices are correct as of press time and are subject to change without notice. E. & O. E.

Editorial Submissions from interested parties will be considered. Please submit to the editor at Susan.Legge@wall2wallmedia.com.

Please recycle this magazine! Wall2Wall Media participates in the Partners in Growth Reforestation Program through St. Joseph Communications. To date, Partners in Growth has planted over 2.5 million trees in parks, recreation and conservation areas, and other public spaces across Canada.

Established in 1990, this program was started with Scouts Canada to help replenish the environment.

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Markham

NEW RELEASE Tour our

8

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Renderings are artist’s concept.* Specifications are subject to change without notice. E. & O. E. See Sales Representative for details.

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legallyspeaking

Jayson Schwarz LL.M. is a Toronto real estate lawyer and senior partner in the law firm Schwarz Law LLP. If you have a topic in mind, email info@schwarzlaw.ca and give us your questions, concerns, critiques and quandaries.

THE IMPORTANCE OF

offer review

by Jayson Schwarz One of the most serious issues facing a

homebuyer and it doesn’t matter whether you buy a house, apartment, townhouse, new or resale, is the Agreement of Purchase and Sale or Offer. Over the last few months I’ve had a number of people bring me their Offer long past the time when they can have a lawyer comment on it, and they were stuck with the terms and extra expense. Let’s review a couple of things.

Condominiums The Condominium Act provides that you

have 10 days from the date you receive the disclosure statement and the date you receive an Agreement of Purchase, executed by the builder, to rescind the deal. This gives you an opportunity to see your lawyer, get suggestions, changes and explanations, and then within the 10 days, return to the sales office and negotiate for those important items that are usually left open.

New freehold homes, resale homes and resale condos

No time is allowed after you sign, unless you have ensured that there is a schedule or clause making the transaction conditional for a given period of time on your lawyers review and approval, or other conditions.

Here are a number of items, primarily for new homes, to look out for so you have an idea, but recognize this is not a comprehensive list, just a sampling: 01. Hydro and water installation and subdivision charges – get written maximums put in; 02. D evelopment charges and levies – get deleted or written maximums; 03. T he vendors lawyers’ Law Society Levy – get it deleted – you pay yours, they can pay theirs;

04. Driveways – they say it is paved, does that mean base and finish coat or only a base coat?; 05. Damage deposits – get a maximum and make sure there is a process for obtaining a refund; 06. Mortgage clauses – are you stuck with the builder’s mortgage and terms?

– is there a clause requiring you to accept the builder’s lawyers undertaking to discharge the mortgage without a discharge statement or direction to pay funds to the lender?

– is the builder trying to make you pay to obtain partial discharges of a blanket mortgage; 07. Condos – do you own your parking and storage locker or is it only exclusive use?; 08. Ensure you get a chance to review the status certificate and any reserve fund issues; 09. Survey – who pays? When do you get it?

10. Extensions – how long? Have you selected your option under Tarion for new homes?

11. Title – is there a clause that says you have to accept the builder’s undertaking to give you a deed if one is not available on closing; 12. W hat about home inspection and inspections prior to closing?; 13. Ensure you are getting the appliances and fixtures you think you are.

There are many more issues that arise in an Agreement of Purchase and Sale or Offer. This document is the most important in the whole process because it sets the rules for you and the vendor. This becomes critically important when you realize that you need independent legal advice that will properly help you deal with this document. Only a lawyer can do this.

Perhaps the most difficult part of writing these articles relates not to the actual writing, but thinking of a topic to address. Visit schwarzlaw.ca or email your questions, concerns, critiques and quandaries to schwarz@ schwarzlaw.ca. I will try to deal with them in print or electronic form.

14 New home guide GTA | jan 19 - feb 2, 2013

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BUYING, SELLING OR REFINANCING A HOME?

YOU NEED A LAWYER Quality legal services at the right price* Konstantine Chatzidimos

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inthenews

Brookfield Homes named a finalist for CHBA Marketing Excellence Award

“We are delighted to have Pathways nominated for this prestigious Canadian Award. Pathways has been an overwhelming success since its opening and we are proud of the design, construction and quality of this community. We extend our sincere thanks to our consultants, trades and staff for all of their contributions,” says Marc Thibault, vice-president of sales and marketing at Brookfield Homes.

Brookfield Homes (Ontario) Ltd.

The award recognizes the new home builder whose single project combines the best overall achievements in marketing.

has been named a finalist for the Canadian Home Builders’ Association Marketing Excellence Award. The award recognizes the new home builder whose single project combines the best overall achievements in marketing. The award will be presented as part of the CHBA’s National Conference on March 8 in Lake Louise.

In addition to this award, Brookfield was also named a finalist for the best project signage/logo as well as the best brochure for Pathways, its master-planned community in Caledon East. Pathways is a picturesque well-balanced community of towns and singles featuring two parks and a pond and has several pathways connecting the community to enjoy nature at its finest.

About Brookfield Homes Brookfield Homes (Ontario) Ltd., a member of Brookfield Residential, is committed to being more than a homebuilder. We are dedicated to creating the best places to call home through an ongoing commitment to quality, design and customer service which has earned the company several highly coveted industry recognitions.

Brookfield has built more than 25,000 homes in Ontario since 1956 and has active communities in Alliston (Treetops), Bowmanville (BrookHill), Bradford (Grand Central), Brantford (Grand Valley Trails), Caledon East (Pathways), Mono (Fieldstone) and Niagara-On-The-Lake (The Village). For more information, visit BrookfiledHomes.ca

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bildreport

Increasing job numbers point to our industry

by Bryan Tuckey

I often say that this industry

is the glue that keeps our province’s economy together. I truly believe it has been one of the strongest economic contributors over the last decade, if not longer.

I was pleased to see the latest employment numbers released by Statistics Canada, pointing to the construction industry as a major contributor to the fourth job increase in five months.

According to a Statistics Canada report, employment rose by 40,000 across the nation in December, and the declining employment rate is at its lowest in four years. Construction jobs rose by 18,000 in December across Canada, the report states, and the industry has shown steady growth throughout the year.

In Ontario, specifically, the number of full-time jobs increased across a number of industries, but the Statistics Canada reports point directly to the construction industry as a top employer.

We are awaiting final 2012 numbers, but we know that in 2011, there were

The provincial forecasts tell us that by 2031, we’ll have 3.7 million more people living in the Greater Golden Horseshoe and we will have to accommodate 1.8 million more jobs.

Bryan Tuckey is President and CEO of the Building Industry and Land Development Association (BILD) and can be found on Twitter (twitter.com/bildgta), Facebook (facebook.com/bildgta), Youtube (youtube.com/bildgta) and BILD’s official online blog (bildblogs.ca).

193,000 jobs created in new home construction, renovation and related fields in the GTA. Those jobs generated $10 billion in wages that later appeared as purchases across the local economy.

I would argue that this number doesn’t take all of the spin-off jobs into account, which are difficult to calculate. The analysis is complicated by the fact that the type of construction project – from a home renovation to a townhome complex to a 400-unit condominium community – will produce a different economic ripple effect.

With a home renovation, economic impact is greatest within about a 100-kilometre radius, since most businesses operate locally and buy equipment and product locally as well. In the lowrise sector of our industry, typically 200 people will work on a single home, and in the highrise sector, each crane represents 300 to 500 jobs for about four years. You probably have neighbours, friends or family in the industry, because many fields of work bring a home from plan to reality.

All of this to say that our industry meets the demand of selling and building an average of 35,000 to 40,000 new homes annually, so that the 100,000 people who come to the GTA every year have a place to live.

The provincial forecasts tell us that by 2031, we’ll have 3.7 million more people living in the Greater Golden Horseshoe and we will have to accommodate 1.8 million more jobs. Our industry is meeting this challenge by planning, designing and building complete communities where people can live, work and play. It takes a lot of people to make it happen and it’s a lot of hard work, but we’re up to the task.

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BILD 2012 HOME BUILDER OF THE YEAR CHBA 2011 GRAND SAM AWARD WINNER 20 New home guide GTA | jan 19 - feb 2, 2013

AB-1216 NHG DPS 2.2.12.indd 1-2 020-021-Geranium-Corp 01-19-13.indd 20

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GREAT

Geranium neighbourhoods are more than just collections of homes. They're inviting family-friendly places with space enough to grow, live and enjoy life to the fullest.

NEIGHBOURS make See for yourself why value-conscious families — today more than 7000 and counting — continue to come home to Geranium Homes.

GREAT

COMMUNITIES!

Since 1977 award winning Geranium Homes continues to do what the company does best — design and build quality homes in some of the finest, most desirable neighbourhoods across the province.

2 Decorated Models

2 Decorated Models

3 Decorated Models

2 Decorated Models

Luxury 2-Storey Detached Singles on 38’ & 42’ Lots

Manor Homes on 1-acre lots on the Oak Ridges Moraine

All-new Bungalows on 42’ & 48’ Lots

Semi-Link & Fully Detached Bungalows & Bungalow Lofts

From $569,900

From Just Over $1.2 Million

From $259,900

From $289,900

STOUFFVILLE

BALLANTRAE

PORT HOPE

WOODSTOCK

905.642.1900

905.640.9999

905.885.0555

519.290.3466

COMING SOON - REGISTER TODAY! STOUFFVILLE Exciting Urban Towns in Cardinal Point

STOUFFVILLE Luxury Condominium Living On Main Street

BALL ANTR AE An Exclusive Enclave of Luxury Singles

geraniumhomes.com

~Est.

1977~

Prices and specifications are correct at press time and subject to change without notice. All illustrations are artist’s concept. The ENERGY STAR® mark is administered and promoted in Canada by Natural Resources Canada. Used with permission. E.&O.E.

21

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builderperspectives

Home entertainment systems keep step with modern lifestyles

In mid-2012, I was introduced to

Omar Ales, national sales manager of Yamaha Canada Music Ltd. (yamaha.ca). Following a very interesting conversation about the home entertainment industry, I consulted with interior designer Bryon Patton, to incorporate a digital piano into one of our three new model homes we were working on in The Village at Sally Creek adult lifestyle community in Woodstock.

People of all ages and at all stages of life are purchasing digital pianos for their homes, and we felt this was the ideal opportunity to demonstrate how easily the new Yamaha models can blend like furniture pieces into homes designed for downsizing buyers. What also struck me as unique was the fact that they actually function as a complete music entertainment system, one that does not require tuning or regular maintenance and is not sensitive to humidity and temperature fluctuations as a traditional acoustic piano.

“People today want their home entertainment products to be both multi-functional and aesthetically pleasing which has greatly affected our industry,” says Ales. He pointed out options such as playing CDs, onboard music lessons, karaoke and recording functions as ways the company has augmented its digital pianos.

We discussed the challenges builders face to design new homes and condominiums that make the most efficient use of space. When people move

A Yamaha Clavinova digital piano is a beautiful addition to Geranium’s furnished model home.

from a larger home into a smaller space, they don’t want to compromise their lifestyle. He explained that Yamaha is addressing this trend by introducing models that can be accommodated in modest room sizes. “Our Arius, Clavinova and MODUS lines have slimmer, sleeker models designed to fit into smaller living spaces and some models even transform into a table surface when not in use.”

The addition of multi-function features has generated a broader base of interest.

When we discussed prices, I expected to hear that buying a new digital piano could be a sizeable investment, but was happy to learn that the prices are quite affordable: the least expensive, which has 88 fully weighted keys like an acoustic piano, actually starts at less than $700. Of course, if one has the inclination and the bank account to match, Yamaha’s top of the line models with all the bells and whistles can be purchased for $250,000.

Just as a new-home buyer benefits from purchasing from a builder with years of experience behind them, so does the consumer who chooses a product from a company with 125 years in manufacturing pianos, researching and developing home audio systems, stereos and other electronic and digital components.

This is part of a series of articles on topics of interest to new-home buyers, authored by Sue Webb Smith, marketing director for Geranium Homes.

22 New home guide GTA | jan 19 - feb 2, 2013

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WELCOME TO A P L AC E C A L L E D

HOME S TA R H O M E B U I L D E R

MISSISSAUGA - Beautiful homes in an established neighbourhood FREEHOLD TOWNS • SEMIS

Ninth Line

Thomas St.

529,900

*

$

from

Brittannia Rd. West

Eglinton Ave. West

UP TO $6,000 IN FREE UPGRADES*

Hwy. 403

Highway 410

BRAMPTON - Country living with all the amenities you need at your doorstep 38’ & 47’ SINGLES

Dewside Dr.

519,900

$

from

Winston Churchill Blvd.

5

Tenth Line

YO U R

*

UP TO $10,000 IN FREE UPGRADES*

UP TO $12,500 IN FREE UPGRADES*

Bloomington Rd. Stouffville Rd.

Main St. 10th Line

900* from 451 , $

Mantle Ave.

Reesor Rd.

19th Ave.

UP TO $7,500 IN FREE UPGRADES* INCLUDES 4 FREE APPLIANCES FOR THE CAPRI SERIES

NEWMARKET - The perfect small town community with big city amenities

UP TO $7,500 IN FREE UPGRADES*

Highway 50

10th Line

Hwy. 407

STOUFFVILLE - A great location, offering the best value in the GTA 30’ • 36’ • 40’ SINGLES

Vivian Dr.

Mulock Dr. Stonehaven Ave.

SALES CENTRE

Veterans Way

Leslie St.

Bayview Ave.

41’ SINGLES • FINAL RELEASE $ 900* from 584,

Gore Rd.

SALES CENTRE

Hwy. 7

Highway 404

*

Castlemore Rd. MacVean Dr.

569,900

$

from

Countryside Dr.

Goreway Dr.

BRAMPTON - New Release of lots in a highly desirable neighbourhood 38’, 47’ & 50’ SINGLES

St. John’s Sideroad Wellington St. E.

Aurora Rd.

SALES CENTRE HOURS: Monday - Thursday: 1 pm - 8 pm • Friday: Closed • Saturday, Sunday & Holidays: 11am - 6pm

starlanehomes.com /starlanehomes

/starlanehomes

*Limited quantities available to qualified purchasers. Prices & information correct at press time. Maps not to scale. Lots may have premiums. All illustrations reflect artist impression E.O. & E. Ask a sales rep. for details.

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communityfocus

fieldgate homes

Potter’s Bend

Inventory sale at Potter’s Bend 30-ft. singles now under construction at Markham’s Potter’s Bend – move in March 2013 location Markham housing type 30-ft. singles, attached at the garage contact 905.294.3125 fieldgatehomes.com

W

ith construction well underway at Potter’s Bend, potential homebuyers are scrambling to take advantage of last-minute inventory sales pricing in this popular Markham community.

Potter’s Bend is one of Fieldgate Homes’ most celebrated communities.

Ideally situated at 16th Avenue and McCowan Rd., Potter’s Bend is located in a beautiful, established neighbourhood setting. Shopping, schools, golf courses, places of worship and more are close at hand, offering residents every convenience. Hwys. 404 and 407 are nearby and homeowners have easy access to public transportation, including GO Transit, just minutes away.

“At Potter’s Bend, people have the opportunity to live in a very desirable Markham neighbourhood, in homes with great finishes that are affordable,” C O N T I N U E D on p a g e 2 6 . . .

The most popular feature of this stunning model is the second floor balcony located off the upstairs hallway, which adds to its architectural appeal.

24 New home guide GTA | jan 19 - feb 2, 2013

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JAN 19 - FEB 2, 2013 | NEW HOME GUIDE GTA 25

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communityfocus |

CONTINUED

The 2,119-sq.-ft. inventory model Whieldon Elevation B features four bedrooms and a great open-concept main floor plan, perfect for entertaining.

says Jim Andrews, director of sales and marketing for in the foyer, kitchen and bathrooms.

Fieldgate Homes.

Other standards include nine-ft. main floor ceilings, Currently on sale at Potter’s Bend are six inventory natural oak staircases, gas fireplace in the family room, 30-ft. singles (attached at the garage) now under construc- three-piece rough-ins for a bathroom in the basements and tion. Homes range in size from 1,715 to 2,119 sq. ft., with cold cellars with steel insulated doors. Luxurious master prices ranging from $574,990 to $623,990. In addition to ensuites feature oval soaker tubs and separate shower stalls. these inventory units, there is also a good selection of lots A generous bonus package offers granite kitchen counterremaining from the current release with December 2013 tops and 8,000 Décor Dollars to customize your home. closings available.

Fieldgate Homes’ state-of-the-art décor centre is These homes feature all brick or brick and stone exte- located just 10 minutes from Potter’s Bend. On-site proriors, displaying intricate architectural detailing including fessional decorators are on hand to help Purchasers with keystones and soldier coursing. Some models feature second their selections of finishes and lend their expertise in floor balconies and most homes come with large front helping new homeowners design their dream homes. porches. Architecturally controlled exterior colour packages ensure the most pleasing streetscapes throughout the Visit the sales centre today to take advantage of this incommunity. Interiors are equally impressive and are as credible inventory purchasing opportunity before it’s too beautiful as they are functional. All homes come with three- late. Call 905.294.3125 to speak with a sales representain. by .75-in. natural prefinished oak hardwood flooring on tive or visit fieldgatehomes.com to review the spacious the main floor, as well as 13-by-13-in. ceramic tile flooring floorplans.

26 New home guide GTA | jan 19 - feb 2, 2013

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It’s the feeling Rosehaven designs into some of the most unique and desirable homes in Southern Ontario. Homes that are as unique as you are. So choose Rosehaven and every time you step through the front door you’ll say, I am happy, I am comfortable… I am home!

Chippawa / Niagara - Lyon’s Creek

Brampton - Mount Pleasant

New 35’ bungalow loft towns & 50’ singles from the low $300’s.

Lyon’s Creek Blvd. & Sodom Rd. East of the QEW

New 20’ towns plus 25’ attached singles.

Detached homes on 30’, 38’, and 41’ lots On Mississauga Rd., North of Bovaird Rd.

Thorold - Gibson Heights

Kleinburg - Platinum Home Collection

Model home inventory release!Towns, semis & attached singles from the $240’s. Plus 45’, 40’ & 36’ lots from $300’s.

Richmond St. & Winterberry Blvd., South of Hwy. 58

Homes of Distinction from $1.3M to over $1.8M KleinburgHeritageEstates.com Hwy 27, North of Nashville Rd.

Ancaster - Tiffany Hill

Nobleton - King Country Estates

Luxury stone, stucco & brick detached homes on 45’ lots from the $460’s and 4 models to tour!

Garner Rd. E. & Raymond Rd. East of Hwy. 6

Elegantly appointed detached homes on 63’, 56’ & 50’ lots from the $780’s.

Hwy 27 & Park Heights Tr., North of King Rd.

For directions, hours, community information, visit:

rosehavenhomes.com • (1-888 / 416) 410-0175 Prices and specifications correct at press time. E. & O.E. Prices quoted are in $ thousands except for Kleinburg pricing.

027-Rosehaven-Corp 01-05-13.indd 27

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inthenews

CHBA names

2012 National Sam Award Finalists The Canadian Home Builders’ Association (CHBA) has announced the finalists for the 2012 CHBA National SAM Awards, presented

by Schlage and Trane.

The awards celebrate excellence in new homes, home renovation, innovative technology and construction, outstanding presentation and marketing across Canada.

Twenty-three CHBA National SAM Awards will be presented at the Association’s 70th National Conference on March 8 in Lake Louise.

“This year’s SAM Award theme – Awe – speaks to the ingenuity, imagination and creativeness that drives new home builders, renovators and developers to build homes and communities that are truly awe-inspiring,” says CHBA President Ron Olson. “We take great pride in the achievements of our 2012 SAM Finalists.”

The awards are given for projects of varying sizes in the following categories: New Home Awards (eight in total); Home Renovation Awards (five in total); and Marketing Awards (six in total).

In addition, single awards are presented for Marketing Excellence; Green Home; Community Development; and, the Grand SAM, which recognizes the new homebuilder who demonstrates the highest level of excellence in both building and marketing.

Finalists for the 2012 national SAM awards: NEW HOME AWARDS Production Homes SINGLE DETACHED HOME UNDER 1,500 SQUARE FEET › Homes by Avi - Edmonton, Sherwood Park, Alta: “The Jacob Darcy Dixon in Maple Crest” › Linwood Homes Ltd., Young’s Point, Ont.: “Deerbay” › Stepper Custom Homes Inc., Calgary: “Cromwell, Copperfield” › Sterling Homes (Edmonton) Ltd., Edmonton: “Belvedere” › Whitestone Developments, Halifax: “Lot 159 Olive, Thistle Grove” SINGLE DETACHED HOME BETWEEN 1,500 TO 2,200 SQUARE FEET › Albi Homes Ltd., Calgary: “The Armento in Riverstone of Cranston” › Lexis Homes, Saskatoon: “The View” › Lucchetta Homes Ltd., Welland, Ont.: “The Hillcrest, Timmsdale Estates” › Rinaldi Homes (Niagara) Inc., St. Catharines, Ont.: “The Riverside, Courtland Valley Estates” › Trico Homes Inc., Calgary: “The Desmond in Evanston” SINGLE DETACHED HOME OVER 2,200 SQUARE FEET › Albi Homes Ltd., Calgary: “The Carrara in Artesia at Heritage Pointe” › Crystal Creek Homes Ltd., Calgary: “The Westwood II, Aspen Woods Estates” › Skymark Contracting Ltd., Torbay, NL: “Country Gardens Road” › Stranville Living, Lethbridge, Alta.: “Ayr, Couleecreek”

› White Eagle Homes Ltd., Edmonton: “The Blue Diamond, Allar Estates” SINGLE ATTACHED HOMES › Citta Construction Ltd., Saanichton, BC: “The Pointe, Phase 3, Sunriver Estates” › Lucchetta Homes Ltd., Welland, Ont.: “The Abbey, Ryan’s Walk” › Prominent Homes Ltd., Calgary: “50th Avenue Infill, Altadore” › R inaldi Homes (Niagara) Inc., St. Catharines, Ont.: “Unit #2 Old Mill Lane - Old Mill Lane” › Starward Homes, Hamilton: “The Bungalows of Ancaster” Custom Homes SINGLE DETACHED HOME UNDER 2,500 SQUARE FEET › Cochren Homes Ltd., Oakville, Ont. › Discovery Dream Homes Ltd., Peterborough, Ont. › Linwood Homes Ltd., Young’s Point, Ont. › Maric Homes Ltd., Winnipeg › Rooftight Construction Ltd., Fall River, NS SINGLE DETACHED HOME BETWEEN 2,500 TO 4,000 SQUARE FEET › Coastal Construction, Sidney, BC › Northern Sky Developments Ltd., Martensville, Sask. › T homas Cochren Homes, Waterdown, Ont. › Timberworx Custom Homes, Fergus, Ont. › Tony Ferkul Construction Group, Mississauga, Ont. SINGLE DETACHED HOME OVER 4,000 SQUARE FEET › Bachly Construction, Bolton, Ont. › Camelot Homes Ltd., Qualicum Beach, BC › Coastal Construction, Sidney, BC › Crystal Creek Homes Ltd., Calgary › McKinley Masters, Calgary

28 New home guide GTA | jan 19 - feb 2, 2013

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“The Essex at Callaghan” by Rohit Communities

MULTI-FAMILY PROJECT › Adera Development Corp., Vancouver: “Breeze” › Adera Development Corp., Vancouver: “seven35” ›R ohit Group of Companies, Edmonton: “Essex at Callaghan Ravines”

GREEN HOME AWARD › Denim Homes Inc., Kentville, NS › Effect Home Builders Ltd., Edmonton › Landmark Group of Builders, Edmonton › Rooftight Construction Ltd., Fall River, NS › Steve Snider Construction Inc., Sunderland, Ont.

COMMUNITY DEVELOPMENT AWARD › Adera Development Corp., Vancouver: “seven35” ›A vi Urban, Calgary: “Victoria Cross Phase Two” ›B ri-Mor Developments, Calgary: “West Grove Estates” › Empire Communities, Vaughan, Ont.: “Wynfield (West)” ›W atermark Development LP, Calgary: “Watermark at Bearspaw”

HOME RENOVATION AWARDS KITCHEN ›C ochren Homes Ltd., Oakville, Ont.

›K on-strux Developments Inc., Calgary › Nesbitt Originals and Okanagan Dream Builders, Kelowna, BC ›R JR Construction Management Ltd., Vancouver ›T he Caruk Group Inc., Toronto ANY ROOM › Cochren Homes Ltd., Oakville, Ont. › Just Basements, Ottawa › My House Design/Build Team Ltd., Surrey, BC › Newcastle Homes, Calgary › reVISION Custom Home Renovations Inc., Vancouver WHOLE HOUSE – UNDER $250,000 ›H aus of Lula Inc., Halifax ›P rominent Homes Ltd., Calgary ›R JR Construction Management Ltd., Vancouver › Sloot Construction Ltd., Arkell, Ont. ›T he Caruk Group Inc., Toronto WHOLE HOUSE – BETWEEN $250,000 AND $500,000 ›E urodale Developments Inc., Toronto › Lagois Drafting & Construction Inc., North Gower, Ont. › My House Design/Build Team Ltd., Surrey, BC ›O ke Woodsmith Building Systems Inc., Grand Bend, Ont. › Ultimate Renovations, Calgary

WHOLE HOUSE – MORE THAN $500,000 elly Homes, Winnipeg ›K › Malbec Homes & Renovations Inc., Calgary › My House Design/Build Team Ltd., Surrey, BC › Nesbitt Originals and Okanagan Dream Builders, Kelowna, BC › Newcastle Homes, Calgary

MARKETING AWARDS BEST PRINT AD ›C amrost Felcorp Inc., Toronto: “Imperial Plaza Condominiums”; Creative, concept and production: Montana Steele Strategic Marketing

› Empire Communities, Vaughan, Ont.: “Eau Du Soleil Condominiums”; Creative, concept and production: Montana Steele Strategic Marketing ›R eid’s Heritage Homes, Vaughan, Ont.: “Heritage Lake Estates”; Creative, concept and production: Montana Steele Strategic Marketing

›R osehaven Homes, Oakville, Ont.: “Kleinburg Heritage Estates”; Creative, concept and production: McOuat Partnership › Stepper Custom Homes Inc., Calgary: “Passion Starts Early”

jan 19 - feb 2, 2013 | New home guide GTA 29

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ms”;

ting

ms”; eting

ting

ustom

BEST DIRECT MAIL PROMOTION › Camrost Felcorp Inc., Toronto: “Imperial Plaza Condominiums”; Creative, concept and production: Montana Steele Strategic Marketing › Camrost Felcorp Inc., Toronto: “The New Residences of Yorkville Plaza”; Creative, concept and production: Montana Steele Strategic Marketing › Homes by Avi (Calgary) Inc., Calgary: “2012 Dream Home Centennial Photo Contest”; Creative, concept and production: Emerson Clarke Printing › Sifton Properties Limited, London, Ont.: “Riverbend Golf Community”; Creative, concept and production: Vivid Creative Communications › SigNature Communities, Maple, Ont.: “Tao Boutique Condos”; Creative, concept and production: Blackjet Inc. BEST WEBSITE › Celebration Homes Inc., Edmonton › Geranium Homes Ltd., Markham; Creative, concept and production: BIG - Builder Insight Group › K arisma Build Group Inc., Fonthill, Ont. › Oke Woodsmith Building Systems Inc., Grand Bend, Ont.; Creative, concept and production: Ecoworks › Rinaldi Homes (Niagara) Inc., St. Catharines, Ont.; Creative, concept and production: VRB Internet Solutions BEST PROJECT SIGNAGE AND LOGO › Branthaven Homes, Burlington, Ont.: “Origins”; Creative, concept and production: Toolbox Strategies › Brookfield Homes (Ontario) Ltd., Markham, Ont.: “Pathways in Caledon East”; Creative, concept and production: BAM Builder Advertising & Marketing Inc. › Geranium Homes Ltd., Markham, Ont.: “Neighbourhoods of Cardinal Point” › Rosehaven Homes, Oakville, Ont.: “The Randall Residences”; Creative, concept and production: McOuat Partnership › T he Wycliffe Group Ltd., Thornhill, Ont.: “Fairground Lofts in Old Woodbridge Village”; Creative, concept and production: McOuat Partnership

› T he Wycliffe Group Ltd., Thornhill, Ont.: “Fairground Lofts in Old Woodbridge Village”; Creative, concept and production: McOuat Partnership BEST SALES OFFICE › Albi Homes Ltd., Calgary: “Aspen Summit Park” › Branthaven Homes, Burlington: “Origins”; Creative, concept and production: Toolbox Strategies › Eastforest Homes Ltd., Kitchener, Ont.: “The Design Studio and Presentation Centre” › Maric Homes Ltd., Winnipeg: “Maric Homes Head Office and Design Centre”; Creative, concept and production: Lloyd Secter Architect › Mattamy Homes Calgary Ltd., Calgary: “Lakepointe”; Creative, concept and production: Payne & Associates

MARKETING EXCELLENCE AWARD › Branthaven Homes, Burlington, Ont.: “Origins”; Creative, concept and production: Toolbox Strategies › Brookfield Homes (Ontario) Ltd., Markham, Ont.: “Pathways in Caledon East”; Creative, concept and production: BAM Builder Advertising & Marketing Inc. › Empire Communities, Vaughan, Ont.: “Eau Du Soleil Condominiums”; Creative, concept and production: Montana Steele Strategic Marketing, Munge Leung Interior Design, E.I. Richmond Architects, Zeidler Partnership, MBTW Group › Lindvest Properties Ltd., Downsview, Ont.: “B.streets”; Creative, concept and production: LA Inc. › SigNature Communities, Maple, Ont.: “Tao Boutique Condos”; Creative, concept and production: Blackjet Inc.

GRAND SAM AWARD ›A lbi Homes Ltd., Calgary ›M aric Homes Ltd., Winnipeg; Creative, concept and production: Roth Marketing, Lloyd Secter Architect

BEST BROCHURE/KIT › Brookfield Homes (Ontario) Ltd., Markham, Ont.: “Pathways in Caledon East”; Creative, concept and production: BAM Builder Advertising & Marketing Inc. › Lindvest Properties Ltd., Downsview, Ont.: “B.streets”; Creative, concept and production: LA Inc. › Oke Woodsmith Building Systems Inc., Grand Bend, Ont.: “The Oke Woodsmith Design Collection” › Rosehaven Homes, Oakville, Ont.: “The Randall Residences”; Creative, concept and production: McOuat Partnership “The Essex at Callaghan” by Rohit Communities

30 New home guide GTA | jan 19 - feb 2, 2013

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commons

noW aVaiLaBLe

semis, traditional towns,

toWns

2 Car GaraGe

WitH Wide driVeWays,

& 2 Car single detached Homes

in markham

from the mid

400

· · · ·

’s

$

Up to 3,000 sq. ft.

Fully established neighbourhood Top rated schools GO Transit minutes away

sales office Hours: monday-thursday 1-8pm | Friday By appointment only | saturday-sunday & Holidays 11am-6pm BradFord

BramPton

BramPton

BramPton

KinG City

blossom at credit heights

H E I G H T S

8th Line & 10th side Rd.

Mississauga Rd. North of Steeles

CominG soon

sinGLes & toWns

NEW RELEASE REGISTER NOW

From THE LOW $400’S

KLeinBurG

marKHam

6181 Major Mackenzie Drive W., West of Hwy 27

On Bramalea Rd. North of Sandalwood Parkway

sinGLes

From THE LOW $500’S

Williams Parkway East of Mississauga Rd.

sinGLes & semis

From THE UPPER $300’S

Sales Centre Located at Keele St., North of Teston Rd.

uLtra LuXury estates From $1.18 M*

neWmarKet

noBLeton

tHornHiLL

On Major Mackenzie, West of Markham Rd.

Bathurst St., South of Green Lane

East side of HWY 27 just North of King Rd.

West side of Bathurst just South of Teston Rd.

sinGLes, semis & 2 Car toWns

CominG soon

FinaL PHase

neW reLease ConserVation Lots

commons

LuXury sinGLes

From THE UPPER $700’S

From THE MID $400’S

NEW RELEASE REGISTER NOW

FABULOUS LOTS From THE UPPER $700’S

From THE MID $900’S

CountryWideHomes.Ca | 905.907.1500 Prices & specifications subject to change without notice. © 2012 CountryWide Homes. All rights reserved. * Certain lots may be subject to premiums.

031-CountryWide-Multi 01-19-13.indd 31

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coverstory

Kettle Lakes Club on bayview A PHENOMENAL SUCCESS

location Richmond Hill housing type Two-storey, three-bedroom townhomes sales centre Bethesda Sideroad, east of Bayview Avenue, west of Hwy. 404, open Monday to Thursday 1 to 8 p.m., Saturday, Sunday and holidays 11 a.m. to 6 p.m., closed Friday

contact 289.231.2849 | aspenridgehomes.com

I

n the fall, when Aspen Ridge held the preview opening of Kettle Lakes Club on Bayview Hill, the community was an immediate hit, and sales continue to be brisk at this much sought-after community. Aspen Ridge’s innovative MOTO Modern Towns are striking just the right chord with buyers looking to live in an ideal Richmond Hill location, close to both nature and modern amenities. Nestled into the scenic Oak Ridges Moraine, in the midst of wooded terrain and kettle lakes, Kettle Lakes Club offers all of that, and more.

And Aspen Ridge gave careful thought to the townhome designs, so that they would complement both the natural surroundings and the modern architecture on the nearby Oak Ridges Community Centre. Residents will be able to stroll to this community resource to use its a six-lane leisure pool, water slide, gym and more. The townhome exteriors also feature a touch of “downtown Toronto” in their design, which creates the feel of a modern country club community.

Known for thinking outside the new-home box, Aspen Ridge’s refreshing MOTO Modern Towns designs offer two-storey, three-bedroom layouts that are created with the needs of today’s busy professionals and families in mind.

Interiors feature a main floor powder room, plus two baths on the second level. Master bedrooms include a sitting area

32 New home guide GTA | jan 19 - feb 2, 2013

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ASPEN RIDGE HOMES

Kettle Lakes Club

and one or two walk-in closets. The potential for flexibil- amenities. Homeowners can easily shop at Hillcrest Mall ity in how owners use the various rooms is phenomenal. and the numerous retail shops along Yonge Street. Access To fully appreciate the innovation and appeal of Aspen to Hwys. 400 and 404, GO Transit and York Region Transit Ridge’s new townhome designs, visit the is handy as well. It’s the perfect address website and treat yourself to the virtual for people who like to be on the move MOTO Modern Towns tour. Notice the in an urban area, yet still have a finger The potential for clean, contemporary vistas these townon the pulse of the natural world. flexibility in how homes create as you meander along the Kettle Lakes Club offers beautiwinding streetscapes. Envision how com- owners use the various fully appointed townhomes in sizes fortably chic everyday living will be in rooms is phenomenal. from 1,640 to 2,142 sq. ft., with prices the magnificently open interior, where beginning from $524,990. the main floor includes a large central Providing quality luxury homes with breakfast bar island with cabinets above exceptional customer service, award– making it easy for the person doing the cooking to chat winning Aspen Ridge and its group of companies have with guests or keep an eye on the kids. Check out the been leaders in Canadian Construction for more than 50 inviting bedrooms on the second floor and the generous years. A tradition of excellence, a wealth of expertise and outdoor area at the back of the townhome. a dedicated commitment to quality are what set Aspen Visitors at Kettle Lakes Club are continually wowed by Ridge apart. this community’s beautiful location, striking architecture and sumptuous appointments. This neighbourhood offers The Kettle Lakes Club sales office is located on Bethesda the perfect combination of urban and suburban surround- Sideroad, just east of Bayview Avenue, west of Hwy. 404. ings. In addition to being within walking distance to Lake Hours are Monday to Thursday from 1 to 8 p.m., Saturday, Wilcox and Sunset Beach, Kettle Lakes Club is also just Sunday and holidays from 11 a.m. to 6 p.m., closed Friday. minutes to shopping, golf courses, entertainment and other Call 289.231.2849 or visit aspenridgehomes.com jan 19 - feb 2, 2013 | New home guide GTA 33

032-033 Cover story Aspen Ridge_JY-WK.indd 33

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Where and families come together in 3 Superb Communities MaRkHaM

MaRkHaM LE

W SE NE EA L RE

T

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SA

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$2

Detached homes on 35' and 41' lots.

ModeLs

W SE NE EA L RE

Detached homes on 46’, 50’ and 60’ lots. Ravine lots available.

odeLs t ed M decor a

odeLs t ed M decor a

Cornell Ce ntr

e Blvd.

t ed decor a

Y OR

THORnHill

from

$

525,990

905-472-7667

from

$

593,990

905-201-7700

from

$

1,089,990

905-417-1203

madisonhomes.ca Hours: Mon-Thurs. 1-8pm, Fridays by appointment, Sat., Sun. & Hol. 11am-6pm. *Specifications are subject to change without notice. E. & O. E. See Sales Representative for details.

MAD-MULT-A-AD-NHC-JAN10-2.indd 1 035-Madison-Corp 01-19-13.indd 35

35

13-01-10 3:59 PM 1/14/13 12:26:58 PM

communityfocus

MARIPOSA - 2,779 sq. ft.

Going, going... almost gone!

Don’t miss out on your last chance to make Madison Homes’ Greensborough community your home

A

true community is more than just thousands have made Greensborough their community of choice. Eva collection of homes – it’s a neigh- erything is nearby, from the Markham Stouffville Hospital, the Marksborhood alive with a spirit and ville Shopping Centre, the charming stores of Old Markham village and vibrancy all on its own. Come feel this Main Street Unionville, public transportation, the Mount Joy Go Station vibrancy in Madison Homes’ master- and major thoroughfares. planned community of Greensborough.

With only a handful of new Greensborough detached homes remainGreensborough offers families all the ing, don’t miss out on your choice of 35- and 41-ft.-wide lots. The homes amenities of an established well-planned range in size from 1,883 to 2,860 sq. ft. and prices start from as low family friendly community. as $593,990. If you have a semi-detached home in mind, the 1,699At Greensborough, Madison Homes sq.-ft. Fieldstone is available for only a limited time at the reduced has created a whole new “hometown” price of $486,990. within a unique master plan. The neighThe homes at Greensborough offer generous floorplans and specbourhood’s Town Centre’s main avenue is tacular elevations that are sure to impress even the most discerning lined with charming shops, restaurants, homebuyer. With beautiful all-brick exteriors featuring transom windows, services and approximately 30 live/work inviting entrances and front porches, each Greensborough home graunits. Strewn with parks, playing fields, ciously complements its neighbour in both its architectural detailing woodlots and biking trails, it’s no wonder and pleasing selection of colours.

36 New home guide GTA | jan 19 - feb 2, 2013

036-037 CF Madison_AY-WK.indd 36

1/15/13 11:48:39 AM

MADISON HOMES

Greensborough

CLOVER - 2,860 sq. ft.

Even more impressive is what’s behind fireplace and an elegant location the front door. Greensborough’s interiors soaker tub in the master offer family-friendly spaces such as a large ensuite washroom.

Markham open-concept gourmet kitchen infused Madison is also curhousing type with natural light and cathedral ceiling, rently offering its decoDetached homes on 35- and 41-ft.an elegant dining/living room and a conrated model home on an wide lots veniently located home office ideal for extra deep lot for sale at sales centre meetings. The second floor boasts a lavish Greensborough. The master bedroom with a large his and her Poplar model is a fine 4 Green Hollow Crt. walk-in closet and ensuite featuring an example of the exquisite contact oval tub and separate shower. design available at GreensWhat makes the Greensborough comborough, enhanced with 905.201.7700 | madisonhomes.ca munity even more desirable is that Madison a great selection of luxuriis currently offering a limited-time invenous upgrades. This house tory special of up to $25,000 off the price has it all, so be the envy of all your friends and call this designer apof all remaining Greensborough homes. pointed model “home.”

Some homes are available with 90-day With this limited final selection of Greensborough homes remaining, closings. Plus, this collection of homes visit the Greensborough sales centre, located in the model home at 4 also includes-at no additional charge-a Green Hollow Crt. on the northwest corner of Ninth Line and Bur Oak number of exclusive luxury features, such Avenue, north of 16th Avenue. Madison Homes’ sales office hours are as stained oak strip hardwood flooring on Monday to Thursday from 1 to 8 p.m.; weekends and holidays from 11 main and second floor, stained oak stairs, a.m. to 6 p.m.; and Friday by appointment. smooth ceilings on main and second floor, pot light package, granite kitchen coun- For more information visit madisonhomes.ca or call Greensborough tertops, nine-ft. main floor ceilings, gas at 905.201.7700. Brokers protected. jan 19 - feb 2, 2013 | New home guide GTA 37

036-037 CF Madison_AY-WK.indd 37

1/15/13 11:48:43 AM

inthenews

skyline to acquire interest in

Blue Mountain Village Skyline International Development Inc. has

announced it will acquire a strategic retail and land development interest in Blue Mountain Village.

Skyline, a leading Toronto-based developer of hospitality properties and destination communities, has entered into a binding agreement of purchase and sale and will be investing $20 million to acquire both retail and undeveloped residential land interests in and adjacent to Blue Mountain Village.

The Village is at the base of Blue Mountain Resort which offers ski, golf and lodging.

Under the agreement, Skyline will acquire 50 per cent of existing commercial retail space within Blue Mountain Village from current owner Intrawest ULC. In addition, Skyline will manage the remaining 50 per cent of the Village’s retail space.

Skyline will also acquire the land to build an additional 20,000 sq. ft. of retail space to expand the Village retail.

Skyline will acquire all remaining developable land in and adjacent to the Village, and plans to double the current residential and condo-hotel footprint. The company plans to

develop more than 1,200 residential and condo-hotel units, townhouses and singlefamily homes in the years ahead.

“This agreement reinforces our vision to be the leader in the Canadian destination-community industry,” says Skyline Chairman and President Gil Blutrich.

“With this acquisition, Skyline will become the largest owner of resort and destination communities in Ontario.” He says Skyline will now own properties in the province’s five fastest-growing hubs – Toronto, Collingwood, Midland, Huntsville and Barrie – giving them 7,000 future residential units and homesites.

The anticipated closing date for the acquisition is late February 2013.

“Blue Mountain Village and real estate development is an ideal fit for our organization given Skyline’s experience as an owner and manager of other well-known Ontario resort properties such as Deerhurst and Horseshoe Resorts,” says Skyline CEO Michael Sneyd. “This acquisition not only makes financial sense and aligns with our long-term growth strategy, but strengthens our market position and creates opportunities for Skyline’s continued Canada-wide expansion.”

38 New home guide GTA | jan 19 - feb 2, 2013

038 industry news-skyline acquisition_AY-WK.indd 38

1/15/13 11:48:47 AM

The Best Value

north of t he

GTA!

PREVIEW OPENING SPECTACULAR DETACHED HOMES IN AN INCREDIBLE CONSERVATION AND RAVINE SETTING

Where else can you get so big a home with two and three car garages for so small a price? At Victoria Highlands, choose from an amazing selection of Bungalows and Two Storey Homes on 33’, 40’, 50’ and 65’ Lots. All set amidst the beautiful countryside of Mount Albert, just 10 minutes from Stouffville… and all priced to sell!

victoriahighlands.com victoria 416-924-0110

039-Beaverbrook-Victoria 01-05-13.indd 39

400’s

$

700,000

to over $

up to 4,200 sq.ft.

MOUNT ALBERT

Sales Office Hours:

Mon. - Thurs. 1 -8 pm, Fri. by appointment, Weekends and Holidays 11 am - 6 pm

Prices and specifications are subject to change without notice. E. & O.E. Rendering is artist’s concept.

BEAV-VIC-A-AD-NHC-DEC11-1.indd 1

Homes from the Mid

39

12-12-12 1:41 PM 1/14/13 12:27:00 PM

themortgageminute

Not all lines of credit are

created equal by peter kinch

The minister of finance and the Bank of

Canada have both expressed concerns over the amount of debt Canadians have been carrying. Indeed, a predictable result of an economy wherein the government is forced to keep interest rates low for an extended period is that consumers will find it hard to resist the temptation of borrowing beyond their means. Although there is an increased trend among Canadians accessing equity in their homes, it is important to note there are two differences between those who borrow to support lifestyle and those who leverage to increase wealth.

Over the past few years, the number of Canadians who have taken out a line of credit on their home for anything from home improvements to vacations has increased to the point that the government has raised a red flag. Real estate investors need to be aware of who the government is really targeting – and that is the homeowner who is using his home equity to subsidize his current lifestyle. This is a valid issue, and the government should be concerned about this behaviour. However, this should not be confused with the prudent investor who uses home equity to increase his net worth.

While the government worries over the “lifestyle subsidizer,” the savvy real estate investor recognizes that this extended period of historically low rates creates a unique opportunity to leverage home equity into wealth, creating real estate investments. Investors understand that in order to purchase cash-flowing rental properties, they will need to either come up with the down payment themselves or attempt to put together a joint venture partner. The simplest and least expensive source of capital (outside of cash on hand) is home equity. As such, it is common for almost every investor to set up a line of credit on their home in addition to their mortgage as a way of converting home equity into increased net worth. But what a lot of investors don’t understand is that not all lines of credit are created equal.

There two different types of lines of credit (LOC) in

the Canadian mortgage market and it is critical for a savvy real estate investor to understand the difference. One is a traditional “static LOC” and the other is a “re-advanceable mortgage LOC combination.” On the surface, they may appear similar, but what makes them different is critical to the savvy real estate investor.

A static LOC is the LOC that most homeowners are familiar with and one that the majority of banks and lenders have been offering up for years. It is, quite simply, a line of credit that is placed behind the first mortgage.

If a homeowner has more than 80 per cent of equity in their home they can apply to access that home equity (up to 80 per cent) in the form of a line of credit. The challenge with a static LOC – also known as a Home Equity LOC or HELOC – is that it is static, meaning that if the amount of equity you have in your home were to increase over the course of the mortgage, the maximum amount of money that you would be able to draw out would remain the same, regardless of how much you may have reduced the original mortgage amount by. For example: Home Value Mortgage Amount 80% of Home Value Amount of accessible Home Equity

= $400,000 = $250,000 = $320,000 = $ 70,000

In the above example, a HELOC can be arranged for $70,000. This in itself is a fairly straight-forward transaction and one that the majority of Canadians undertake when arranging for a LOC. However, let’s assume that the homeowner in the above example took advantage of every prepayment privilege available and also had excess cash available through employment bonuses or commissions. Let’s further assume that this homeowner was able to pre-pay as much as $50,000 of their mortgage over the next two years and were now at a point where they wanted to access some of the additional $50,000 in built-up equity to purchase an

40 New home guide GTA | jan 19 - feb 2, 2013

040-041 Mortgage Minute-Not all lines of credit are created equal_JY-WK.indd 40

1/15/13 11:48:50 AM

investment property. Unfortunately, for our investor, since the product they chose was a static HELOC, the majorPeter Kinch is an award-winning ity of lenders would need them to remortgage broker and best-selling author of The Canadian Real Estate Action Plan Visit apply to have the limit on their HELOC peterkinch.com or contact him at increased. Aside from the inconvepeter@peterkinch.com nience of a new application process, which could be declined if there were any changes in employment (such as shifting from an employee to being accessible equity in the line of credit is increased by that same $50,000. In self-employed, or simply having a other words, every dollar of equity that is paid off your mortgage is autospouse go on maternity leave) our inves- matically re-advanced to your line of credit. There is no need to re-apply to tor would also be subject to additional have it re-advanced – it is done so automatically. And the best part is that legal and appraisal costs. All this any time you use money from your line of credit for an investment that has because they didn’t get the right advice the intention of making money – the interest on the line of credit is tax dein the first place. ductible – a process that is commonly referred to as the Smith Manoeuvre.

What they should have arranged The proper use of this product is critical for the savvy real estate invesis a re-advanceable mortgage/LOC tor as it addresses two critical areas. The first and most obvious is the fact combination. The difference is simple that access to money for down payments is one of the biggest obstacles to and obvious, but unfortunately many the real estate investor. Using a re-advanceable mortgage/LOC allows an Canadians are still not familiar with investor to build up funds toward their next down payment simply by making the fact that they exist. As the name their mortgage payment every month and allowing it to accumulate in their would suggest, a re-advanceable mort- LOC over time. The second less obvious advantage of this product is that it gage is created in such a way that should forever eliminate the argument among couples over whether they every dollar of equity that is created should use a particular lump sum of money to pay down their mortgage or by paying down the mortgage portion invest. Proper utilization of this product will allow them to do both. Simply of the loan, is re-advanced to the line apply the excess cash onto your principal residence mortgage, thereby reducof credit. ing your immediate mortgage costs, and then have those same funds reIn the above example, the $50,000 advanced to your line of credit where it can remain indefinitely available to that was used to reduce the mortgage you until such time that you are ready to invest. would be automatically re-advanced At this point, it should be noted that there is absolutely no additional to the client and made available to cost to having the limit on your line of credit increased. You pay interest them in their line credit. only on the amount of money you access and only when you access it. It is for this reason that investors looking to access potential equity for the purposes of investing should always use this tool instead of refinancing with a Mortgage LOC brand new mortgage. If the entire amount of equity were to be accessed in $250,000 $130,000 the form of a mortgage, then you would be paying principal and interest

$50,000 payments on the entire amount from the very start of the mortgage. $200,000 $70,000 When used for the purpose of making an investment that has the intention of making money, not only is this a prudent tool for tax purposes but it is also a tool that will help add to your net worth. So as we move into the spring and summer markets, remember, you’ll continue to read headlines The original mortgage would be struc- about how Canadians are using their homes as ATMs and we should all be tured exactly the same with $250,000 cautious about accessing too much equity in our homes to subsidize our set up as a mortgage amount and lifestyles. You, on the other hand, will be utilizing the right tool to access $70,000 made accessible in the LOC. equity to purchase properties that have enough cash flow to service the debt The difference with the re-advance- on the subject property and pay the interest on the line of credit. So don’t able mortgage is that as the $50,000 worry too much about what you read in the headlines, they’re talking about of equity is paid off the mortgage, the the other guys…. jan 19 - feb 2, 2013 | New home guide GTA 41

040-041 Mortgage Minute-Not all lines of credit are created equal_JY-WK.indd 41

1/15/13 11:48:52 AM

For online bookings go to www.plaza-network.com/booking/FlightInfo.aspx?ECONREF=W2W2013

042-Plaza Premium Lounge 06-16-12.indd 42

1/15/13 1:31:01 PM

Jan 19 - Feb 2, 2013

Showcasing new homes in the GTA’s west region

IN THIS SECTION

>> Maps and listings for new-home communities in the west region >> Builder news and the latest in new homes in the west region

043 NH West Sec 01-19-13_AY-WK.indd 43

1/15/13 11:48:57 AM

44

044-West Mississauga_Map.indd 72

1/15/13 4:44:28 PM

K

J

I

H

G

F

E

D

C

B

A

1

2

3

west region:

24

4

26

5

Mississauga

6

7

27

8

9

10

11

12

13

14

16

17

18

Attention Builders Want to add your community to our maps?

Need to update existing information?

Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate. Please see builder’s ads for exact locations.

15

19

Site

Tel

Price Range

Page No.

Fi M ap nd er

Builder

De ta Se ch m ed To i w Co nho nd m o e

# Si te

4

Conservatory Group

Central Park North

905-890-0195

•

•

from $465,000

7F

9

Regal Craft Homes

The Neighbourhoods of m

905-828-7888

•

• •

from $305,000

4f

14 Eden Oak

Estates of Credit Ridge

www.edenoak.com •

from $450,000

19 Dezen Homes

McLaughlin

905-696-7938

•

from $544,000

8B

20 Forest Hill Homes

Derry Village Mississauga

905-795-8307

•

from $500,000

8B

23 Dunpar Homes

Park View Trail

416-253-5888

•

from $449,000

11F

27 Dezen Homes

Ravines on Fletcher’s Creek

905-814-7846

•

from $695,000

8B

45 ELM Developments

Baker’s Lane

905-771-8880

• •

from $480,000

13H

west region:

IBC-Inside back cover

Mississauga

8I

45

045-West Mississauga_index.indd 73

1/15/13 4:44:29 PM

1

2

3

4

5

6

7

8

9

10

11

12

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10

St Third t nd S Seco First St

28

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Attention Builders Want to add your community to our maps?

Need to update existing information?

Please fax the details to (416) 789-9554

29 6

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* Due to scale restrictions locators are approximate. Please see builder’s ads for exact locations.

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046-West Bolton-Cal-Brp Map.indd 74

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Price Range

Page No.

starlanehomes.com •

from $520,000

23 9M

9

Mattamy Homes

Mount Pleasant North

mattamyhomes.com •

•

from $267,000

8 6P

9

Mattamy Homes

Mount Pleasant Village

mattamyhomes.com •

•

from $267,000

8 6P

19 Mattamy Homes

Salisbury Square

mattamyhomes.com •

•

from $287,000

8 10N

21 Primont Homes

Centretown

905-495-5067

•

• •

from $356,000

12 9M

45 Brookfield Homes

Pathways

905-584-2225

•

from $378,000

17 8K

48 Aspen Ridge Homes

Credit Manor Heights

905-216-5155

•

•

from $400,000

1 7Q

60 Primont Homes

Castlemore

905-856-5777

• •

from $410,000

13 9K

62 Fieldgate Homes

Valley Lands

905-457-0445

•

• •

from $410,000

25 & Insert 9O

66 Ballantry Homes

Spring Valley Village

905-457-3698

•

from $370,000

5 9M

from $570,000

23 10k

67 Starlane Home Corporation Rivers Edge

starlanehomes.com •

1

Tribute Communities

Landscapes

905-893-3331

• •

from $390,000

8M

6

National Homes

Gates of Countryside

416-746-1234

•

from $290,000

9M

6

Townwood Homes

Gates of Countryside

gatesofcountryside.ca •

•

from $400,000

9M

6

Country Wide Homes

Gates of Countryside

905-907-1500

•

from $400,000

9M

6

Regal Crest Homes

Countryside Meadows

countrysidemeadows.ca

•

from $346,000

9M

6

Greenpark Homes

Gates of Countryside

gatesofcountryside.ca •

•

from $400,000

9M

6

Royal Cliff Homes

Gates of Countryside

gatesofcountryside.ca •

•

from $400,000

9M

8

Great Gulf Homes

Castlemore Crossing

905-793-5607

•

from $616,000

10J

10 Stanford Homes

Fletcher’s Meadow

905-456-9398

•

from $292,000

6o

11 Berkshire Homes

Credit Springs

519-938-8449

•

from $434,000

3D

13 Conservatory Group

Walnut Grove in Spring Valley

905-455-2725

•

•

from $250,000

6P

17 Pemberton Group

Rosedale Village Golf & Country Club 905-799-5000

•

• • • from $190,000

18 Saberwood Homes

Heart Lake Village

905-773-6549

8N

25 Heathwood Homes

Terracotta Village at The Credit Valley 905-874-4741

•

30 Gold Park Homes

Castlemore Crossing

905-794-0366

•

32 Forest Hill Homes

Ravines of Castlemore

905-794-8875

•

33 Monarch Corporation

Strawberry Fields

905-843-0707

•

33 Coscorp Inc.

Strawberry Fields

905-843-8989

36 Greenpark Homes 37 Oxford Homes

•

•

• from $300,000

8L

from $415,000

9Q

from $285,000

10K

from $520,000

8K

•

from $390,000

6M

•

from $310,000

6M

Castlemore

greenparkhomes.com •

from $355,000

11L

Adena Ridge

905-584-6444

from $600,000

5H

38 Andrin Homes

Turnberry Townhomes AndrinTowns.com

•

from $320,000

9M

44 Falconcrest Homes

Timberbank Manors

905-230-4663

•

from $310,000

6P

48 Regal Crest Homes

Credit Manor Heights

yourkingdom.ca

•

•

from $450,000

7Q

48 Country Wide Homes

Credit Manor Heights

yourkingdom.ca

•

from $450,000

7Q

50 Mosaik Homes

The Estates of Spring Valley

905-216-4806

•

•

7P

51 Acorn Homes

Castlegate

acornhomes.ca

•

from $498,000

11K

55 Rosehaven Homes

The Neighbourhoods of Mount Pleasant lovemountpleasant.com •

•

6P

55 Townwood Homes

The Neigbourhoods of Mount Pleasant

LoveMountPleasant.com •

•

6P

57 Rosehaven Homes

Riverstone’s Rivers Edge

416-410-0175

•

from $710,000

10K

58 Devonleigh Homes Inc.

Meadowlands

519-942-3312

•

•

from $250,000

3C

64 Meridian Homes

Credit Valley Manors

905-216-5186

•

•

from $400,000

8P

65 Great Gulf Homes

Mount Pleasant

416-679-8466

•

from $500,000

6P

Brampton, Caledon, Bolton

Tel

Starlane Home Corporation Gates of Countryside

west region:

Site

Fi Map nd er

Builder

De ta Se che m d To i w n Co ho n d me o

# Si te IFC-Inside front cover; IBC-Inside back cover

6

47

047-West Bolton_Cal_Brpt_index.indd 75

1/15/13 5:15:17 PM

Co un t

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No

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* Due to scale restrictions locators are approximate. Please see builder’s ads for exact locations.

Niagara on the Lake

Hamilton

Q

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22

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403

6

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Attention Builders Want to add your community to our maps?

Need to update existing information?

Please fax the details to (416) 789-9554

Pa

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Niagara 420

20

48

048-West Acton-Halton_Map.indd 76

1/15/13 4:44:35 PM

Price Range

•

Page No.

33 Menkes

The Enclaves of Upper Canada

289-891-9103

•

2

Great Gulf Homes

Edgewood

905-356-9408

•

from $289,000 12Q

3

Double Oak Homes

Silver Creek Hollow

905-702-8388

•

from $600,000 9d

4

Conservatory Group

Milton Heritage Homes

905-875-1953

•

•

from $275,000 9g

5

Fieldgate Homes

Milton Trails

416-623-1327

•

from $380,000 9H

5

Arista Homes

Milton Trails

905-864-3306

9h

9

Branthaven Homes

Origins

branthaven.com

•

from $300,000 10M

11 Tobyn Park Homes

Village of Walkers Green

905-319-8455

•

from $270,000 11l

12 Tobyn Park Homes

Park City

parkliving.ca

13 Heathwood Homes

The Village at Traditions

905-876-3140

•

13 Lakeview Homes

Morrison Village

1-800-565-5150

•

15 Rosehaven Homes

Waterdown Meadows

waterdownmeadows.com •

• 8m

17 Mattamy Homes

Hawthorne Village

mattamyhomes.com

•

from $220,000 9G

from $420,000

6 9C

• from $180,000 11l

•

from $418,000 8h

• • 11R

18 Parkbridge Lifestyle Communities Inc. Antrim Glen

1-800-856-4318

•

from $250,000 1O

20 Parkbridge Lifestyle Communities Inc. Cherry Hill at Vineland

1-800-479-9777

•

from $250,000 12R

22 Country Green Homes

Park Place Village

905-690-7600

•

26 Eden Oak

Weaver’s Mill

weaversmill.com/nh

•

from $290,000 6B

27 North Star Homes

Valleygreen

northstarhomesinc.com •

from $310,000 9H

28 Intracorp

Foothills

905-864-8997

•

from $490,000 8H

34 PHelps Homs

Lakeside Estates

phelpshomes.com •

from $696,000 5Q

35 PHelps Homs

Jordan Village

phelpshomes.com

•

from $345,000 9R

36 PHelps Homs

Brookside

phelpshomes.com

•

from $236,000 7R

37 PHelps Homs

Streamside

phelpshomes.com •

from $316,000 6R

38 PHelps Homs

Magnolia

phelpshomes.com •

from $400,000 7R

• • 8m

Acton, Halton Hills, Milton, Burlington, Waterdown

Tel

west region:

Site

F i M ap nd er

Builder

De ta Se che m d To i w n Co ho n d me o

# Si te IBC-Inside back cover

49

049-West Acton_Halton_index.indd 77

1/15/13 4:44:36 PM

1

2

3

4

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6

7

8

9

10

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Attention Builders - Want to add your community to our maps?

Need to update existing information?

Please fax the details to (416) 789-9554

d

eim R

Blenh

An

* Due to scale restrictions locators are approximate. Please see builder’s ads for exact locations.

Rd

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50

050-West Oakville Map.indd 78

1/15/13 4:44:38 PM

Page No.

8

Monarch Corporation

Bronte Creek

monarchgroup.net

•

from $590,000

IBC 3G

15

Menkes

Millstone On The Park

905-825-3619

•

from $320,000

7 3G

3

Dawn Victoria Homes

North Morrison House

905-822-5000

8

Fernbrook Homes

Bronte Creek

905-847-6377

•

from $550,000

3G

8

Legend Creek Homes

Bronte Creek

905-827-6441

•

from $410,000

3F

8

Branthaven Homes

Bronte Creek

905-847-5376

• • from $470,000

3G

9

National Homes

Glen Abbey at Westmount

416-746-1234

•

4G

9

Century Grove Homes

Upper Glen Abbey Estates

905-465-1379

•

•

from $470,000

3G

14

Tribute Communities

The Courtyard Condominium Residences

905-257-6200

• from $260,000

5D

16

Rosehaven Homes

Woodland Trails

liveinoakville.ca

• from $540,000

• •

from $420,000

7D

4D

Oakville, Cambridge

Price Range

west region:

Tel

Fi M ap nd er

Site

De ta Se che m d i To w n Co ho n d me o

# Si te

Builder

51

051-West Oakville_index.indd 79

1/15/13 4:44:39 PM

communityfocus

Mattamy invites you to ring in the new year with

a big January sale in Salisbury Square

M

attamy’s newest Brampton community of Salisbury Square has become known for its handy location in a well-established area of the city. And to get you in the homebuying mood, the company has a very special, very limited time opportunity to own a detached home in Salisbury Square and receive $50,000 in Design Centre upgrades!

Because of the unique way Mattamy builds its communities, the company sometimes offers homes for early move-in. Mattamy builds one street at a time, so each street is complete and more livable sooner. The company calls it “even flow” construction, and it helps cut down on construction traffic, noise and debris. It also allows the builder to keep a clear eye on quality.

So, from time to time, there are opportunities to buy a home ready for early construction and early move-in. This is one of those times. During the month of January, Mattamy has a select number of 30- and 36-ft. detached homes available with a very generous Design Centre upgrade package. Mattamy’s detached homes in Salisbury Square start at a very accessible $394,990.

Right now for the month of January, only these select detached homes will include oak staircase and nine-ft. ceilings on main floor. Now with this additional $50,000, you can get some other impressive upgrades in several rooms of the home, allowing you to customize to your specific needs. Want high-end cabinets and surfaces in the kitchen? They’re yours. Looking for

distinctive architectural features that enhance the formal rooms in your home? Now you can have them. Just say the word. It’s a chance to have things you’ve always dreamed of in a home you’ll love.

Salisbury Square has an urban flavour, which works perfectly given its location. The Queen and Chingacousy area is close to all the downtown amenities, as well as offering easy access to major routes. Local schools, shopping and businesses are well established in this area. It’s the kind of place that still has corner stores, local barbers and restaurants.

In Salisbury Square, you benefit from having a modern, urban, affordable home in a well-established, convenient location. You are also close to many of the great recreational areas available in Brampton. So if you have an active family lifestyle and enjoy being outdoors in all seasons, Salisbury Square is a great choice.

You’ll also find an affordable range of impressive townhome designs starting at $286,990. Mattamy offers a nice variety of exterior styles and interior floor plans that are worth a look in Salisbury Square. This diversity in location Brampton housing type 30- and 36-ft. detached homes, as well as townhomes sales centre 709 Queen St. contact 905.456.0228 mattamyhomes.com

52 New home guide GTA | jan 19 - feb 2, 2013

052-053 CF Mattamy_Salisbury Square_JY-WK.indd 52

1/15/13 11:48:59 AM

MATTAMY HOMES

Salisbury Square

home styles make the streets of Salisbury Square more interesting, and the public gathering places such as parks and playgrounds give the whole neighbourhood a friendlier atmosphere.

Mattamy has built more than 20 communities in Brampton, so if you want to get a reference for how a Mattamy community serves the needs of the people who live there, or just have a look at the sheer variety of architecture, you’re never far from a Mattamy neighbourhood.

Mount Pleasant Village would be a good place to get a complete idea of what you will experience living in a Mattamy community in Brampton. You can see all of the features that make life enjoyable and friendly.

If you’d like to own a new home in Salisbury Square sooner rather than later and have the added benefit of $50,000 in upgrades from the Design Centre, you really should visit right now because when January ends so does opposite this great sale.

A grand fireplace can really make a statement The presentation centre is located at 709 Queen St., Brampton, 905.456.0228. Hours are Monday to Thursday above Kitchens for large 1 to 8 p.m., Friday 1 to 6 p.m., weekends and holidays 11 family gatherings a.m. to 6 p.m. below For more information visit mattamyhomes.com

Enjoy your personal home spa

53

052-053 CF Mattamy_Salisbury Square_JY-WK.indd 53

1/15/13 11:49:00 AM

taxingissues

Henry Choo Chong, CGA provides accounting and tax services to individuals and businesses in the GTA. He can be reached at 416.485.5220. Any questions to Taxing Issues should be e-mailed to choochonghcga@yahoo.ca

Taking a long-term view Investment potential of your home outweighs market questions

amortization period for government-insured mortgages was recently reduced to 25 years from 30. In addition, Canadians can now withdraw in refinancing only 80 per cent of their home’s value, down from 85 per cent, while down payment requirements remain at five per cent for primary homes and 20 per cent for investment properties. Some experts feel these changes may leave some first-time buyers sitting on the sidelines.

However, these issues should not be the primary factors to influence your decision to buy. Some considerations to reconcile before making the plunge include:

by Henry Choo Chong

» How much of a house can you afford to purchase? Get pre-approved by your bank before shopping My wife and I, would like to get into the real estate market before » How much of a house do you want to it becomes unaffordable. We have saved $10,000 for a down afford? The answer is not necessarily to payment. We have above-average salaries but have been working only purchase the maximum house you qualify for the past three years. Is this the right time for us to buy? to buy, but what you want to afford Joanne and Jake, Ajax » What will your payments be, if interest rates rise (and they definitely will) one, As we progress further from the financial crisis of a few years ago, two or three per cent? Ensure you can economic slowdown, stock market and even real estate declines, easily afford the increase things are looking brighter for many Canadians. Canada survived the » First-time buyers of new homes priced recession; though there are still some challenges, spending is up, stock at less than $425,000 will be minimally markets have arguably rebounded and the real estate market has shown affected by the HST. Generally, there longer-term price and sales increases. are no real estate commissions for the Many economists predicted real estate price declines, and few expurchaser of a home. Legal fees are not pected price increases and such a quick recovery. Homebuyers who were usually high for a purchase and are counting on further price declines may have been kicking themselves. minute in the grand scheme of purchasHow long will this continue, you ask? It’s anyone’s guess. ing a home Finance Minister Jim Flaherty has, on occasion, given notice he is concerned about a potential overheating of the real estate market. Bor- At the end of the day, a home is a long-term rowers must meet the requirements for a five-year, fixed-rate mortgage, investment, so look beyond the next even if they plan to choose a shorter term and lower rate. The maximum year or two.

Q. A.

54 New home guide GTA | jan 19 - feb 2, 2013

054 Henry-Long term view_AY-WK.indd 54

1/15/13 11:49:04 AM

NOW OPEN LIVE YOUR DREAM

Our new limited release includes a selection of 60- and 70-ft homesites, with many backing onto open space.

Visit us to learn more!

ESTATE LIVING Bungalow & 2-Storey Designs

400

MONO

9

Presentation Centre

10

50 .

Rd ield f y Ma

CALEDON

Zenway Blvd.

rt po Air

d. yR ed nn Ke e Lin 1st

Island Lake

ORANGEVILLE

427

.

Rd

FROM

410

409

t. oS ari nt ro Hu

407

BRAMPTON

Pearson Int. Airp.

401

Presentation Centre 20719 Hwy. 9, Mono, ON 1-855-379-1495

MyFieldstone.ca

Mon. - Thurs. 1-7pm Sat., Sun & Holidays 11am-6pm / Closed Fridays

facebook.com/BrookfieldHomesON

BROO 4789 New Home Guide-7.5x10.5-F.indd 1 055-Brookfield-Fieldstone 11-24-12.indd 55

Prices and specifications are subject to change without notice.

Illustration is artist’s concept. E.&O.E.

2012-11-15 3:46 PM 1/15/13 10:58:28 AM

communityfocus

Find your dream home at BROOKFIELD HOMES’ FIELDSTONE COMMUNITY

T

here’s a new master-planned community that provides the perfect setting for your family’s dreams to materialize. It’s Brookfield Homes’ Fieldstone community, and it’s now open in the charming, historic town of Mono, steps away from the Island Lake Conservation Area in the Orangeville area and a short drive to Brampton and Toronto.

Featuring grand, estate-style homes on 60-, 70- and 80-ft. homesites, Fieldstone’s designs infuse Colonial, Gothic and Craftsman architectural influences into an eclectic blend of Ontario heritage styles, boasting majestic interiors and striking façades. Modern Green features allow you to save money by making your home airtight and efficient.

Built for family living and entertaining, the modern designs with open-concept layouts feature details such as gleaming hardwood and nine-ft. ceilings on the main floor and a luxurious spa-inspired master ensuite with Corian countertop, as well as separate his and hers walk-in closets (depending on the home design of your choice).

As for the Fieldstone kitchens, they come complete with granite or quartz countertops, decorative kitchen islands and extended height upper cabinets. Since great views make life more enjoyable, also included with every Fieldstone home is the Panorama View Window, which opens up the rear of your home by allowing more natural light to shine through, not to mention a fantastic view of family and nature in your backyard oasis.

At Fieldstone, life extends past the four walls of your home and into the community. Explore the many trails and attractions within and around the community, and enjoy recreational pursuits from hiking, dog walking and biking to fishing, skiing, playing volleyball and more.

56 NEW HOME GUIDE GTA | JAN 19 - FEB 2, 2013

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1/15/13 11:49:11 AM

BROOKFIELD HOMES

Fieldstone

To ensure a pleasing streetscape at every turn, each expansive homesite lays in a master-planned and architecturally-controlled community. Whether you take a stroll along the future Fieldstone Community Trail, relax on the granite boulders that double as decorative accents or spend a romantic evening overlooking the pond from the Gazebo and Lookout, you’ll find the neighbourhood, at once stately and natural, is adorned with nature’s gifts.

The best of Ontario’s rural legacy involves a carefree lifestyle where your family can safely play outside, surrounded by greenery and fresh air. And that’s exactly what you’ll find at Brookfield Homes’ Fieldstone. For more information, please visit myfieldstone.ca or call 1.855.379.1495.

LOCATION Mono HOUSING TYPE Estate-style homes on 60-, 70- and 80-ft. homesites CONTACT 1.855.379.1495 myfieldstone.ca

JAN 19 - FEB 2, 2013 | NEW HOME GUIDE GTA 57

056-057 CF Brookfield_AY-WK.indd 57

1/15/13 11:49:16 AM

ONTARIO’S

PREMIER

GUIDE

TO

ADULT

LIFESTYLE

COMMUNITIES

COMMUNITIES WALTER GRETZKY’S

health tips for active adults HOW TO BRING

big style to your small space

TAKE AN ADVENTURE

“cruise” down the Colorado River

FR E E

FALL 2012

LC_Cvr_Fall 2012_FIN.indd 1

Design · Decor · Lifestyle · Travel

Focused on resort and golf course communities for today’s active adults.

AVAILABLE THROUGHOUT THE GREATER TORONTO AREA AND SOUTHWESTERN ONTARIO.

9/10/12 6:00:17 PM

FALL 2012 EDITION AVAILABLE NOW!

For your free copy please call 416.626.4889

homeTRADER and The homeTRADER & Design are trade-marks of Apax Partners LLP, used under license.

58 NEW HOME GUIDE GTA | JAN 19 - FEB 2, 2013

058-Lifestyle Promo 2011.indd 58

1/15/13 12:27:15 PM

Jan 19 - Feb 2, 2013

Showcasing new homes in the GTA’s central and north regions

IN THIS SECTION

>> Maps and listings for new-home communities in the central and north region >> Builder news and the latest in new homes in the central and north region

059 NH Cent Sec 01-19-13_AY-WK.indd 59

1/15/13 11:49:24 AM

060-CentralRegion_Etob_Map.indd 52 Ossington Ave. Dovercourt Rd.

t Rd

DVP

50

Main St

Gerard St

18

41

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RD

ve nA lva Sy

ng Ki

sto

n

RD

78

32

Sheppard Ave E

17

18

2A

Passmore Ave

17

401 53 26

58

Attention Builders Want to add your community to our maps?

Need to update existing information?

Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate. Please see builder’s ads for exact locations.

90

D rton

Galloway Rd

K

rlet

Bay St. University Ave.

Queen St. W. 58 King St. W. 49 Front St.

23

83

42

in

Manse Rd

J

Keele St.

8

57

25 St Clair Ave E

ev

16

Centennial

Lakeshore Blvd W

Christie St.

86

Spadina

Horner Ave

Bathurst St.

Dundas St. W.

Logan Ave.

Danforth Ave.

Cosburn Ave

55

cL

M

Sheppard Ave E Milner Ave

Progress Ave

Lawrence Ave E

88

15

East Ave

I

Evans Ave

Yonge St.

12

Yonge St

QEW 4

Avenue Rd Bloor St. Don Valley Pkwy

QEW

28

Dupont St.

Laird Dr

Queensway

Jane St

27

Dufferin St

Davenport Rd.

O'Connor Dr.

43

Woodbine Ave

H

Sca

Rd

Pharmacy Rd Victoria Park

20

Allen Expressway

an

Warden Ave

Dundas St W

d Eglinton Ave E

Birchmount Rd

gh

Ave E

401

McCowan Rd

St Clair Ave.

Dufferin St

Va u

Leslie St Eglinton

38

Ellesmere Rd

Huntingwood Dr

Finch Ave E

5

14

Brimley Rd

80 Rogers Rd

Bathurst St

Eglinton Ave W

Rd

Eglinton Ave W

11

y Pkwy

Rd

Caledonia Rd

Briar Hill Ave

13 Steeles Ave.

McNicoll Ave

12

Bellamy Rd

Bloor St W

ay

w

ng s

kR y

Keele St

to n

ee ew e

11

Markham Rd

Rathburn Rd

Ki

Cr

427

Kipling Ave

ck

Th e

Bla Tre th

Ave Lawrence Ave E

York Mills

401

Sheppard Ave E

10

Don Valle

W es

54

1

40

9

Scarborough Golf Rd

G

Martin Grove Rd

Kennedy Rd

Westway

33

87

Finch Ave W

Drewry Rd

Pleasant Ave

8

Orton Park Rd

F

Islington Ave

401

89

pressway

Dixon Rd

39

Allen Ex

24

Jane St

Wilson Ave

7

Bayview

31

400

21

6

Mills

401

Weston Rd

34

5

Don

409

Bv

Signet Dr

27

ale

xd

6

4

Midland Ave

E

Humberline Dr

Re

Rd

3

Dufferin St

Finch Ave W

ion

Alb

2

McCowan Rd

D

1

Alness St

C

B

A

Toronto, Etobicoke, York, North York, East York, Scarborough

Tapscott Rd

7

Morningside Ave

42

Neilson Rd Morrish Rd

Rd

Sewells Rd Conlins Rd

h

Reesor Rd

rt

Beare Rd

fo

Meadowvale Rd

Da n

central region:

Port Union Rd

Coxwell Ave

Pape Ave.

Parliament St Sherbourne St Jarvis St.

Dufferin St

Lansdowne Rd.

Roncesvalles Ave.

Park Lawn

Royal York Rd

Renforth Dr

60

1/15/13 4:44:41 PM

19

Price Range

from $393,000

Page No.

70

Mattamy Homes

Cornell

mattamyhomes.com •

•

86

Menkes

Humber Mews

416-642-8955

•

86

Menkes

Dwell city town

416-642-8955

•

7 3I

87

Menkes

Bloom Park Towns

416-730-1600

•

from $320,000

6 8B

88

Monarch Corporation

Birkdale

monarchgroup.net

•

from $420,000

IBC 13D

3

Camrost Felcorp

iLoft at Mystic Pointe

416-251-8888

6

Oz Properties

Garden Towns

416-898-5100

•

3B

11

Tribute Communities

Canterbury

647-352-2130

•

from $700,000

9E

12

Pemberton Group

The Uptown Residences

416-987-3500

• from $400,000

9G

18

Regal Crest Homes

Centennial Gardens

416-686-0556

• • from $323,000

13G

20

Beaverbrook Homes

Evolution

416-747-9691

3H

21

Conservatory Group

Oakdale Village

416-243-0511

•

•

from $323,000

5C

23

Conservatory Group

Upper Beach

416-698-7796

•

• •

from $400,000

12H

24

Forest Green Homes

Lexington On The Green

416-235-0220

•

from $208,000

4D

26

Conservatory Group

Port Union

416-287-3128

•

•

from $520,000

18E

27

Cresford Development Corp.

Windermere by the Lake

416-977-5300

• • from $200,000

5H

28

Pemberton Group

Park Lake Residences

416-769-4343

• from $180,000

5H

34

H&R Developments

Westown

hr-newhomes.com

• from $190,000

5C

39

Beaverbrook Homes

Yorktowns

647-259-0733

•

from $460,000

5C

41

Monarch Corporation

Evergreen

416-495-3526

•

from $395,000

14F

42

Stafford Homes

The Bell Estate

416-693-6800

•

from $335,000

12G

42

Brookfield Homes

The Bell Estate

416-693-6800

•

from $335,000

12G

43

Aspen Ridge Homes

Scenic On Eglinton

416-805-1781

•

•

from $190,000

10F

49

Tribute Communities

RCMI

416-363-4800

50

Fieldgate Homes

Corktown Mews

corktownmews.ca

•

54

Tribute Communities

1717 Avenue Road

416-430-1717

55

Stafford Homes

Keystone Mews

416-757-6684

• •

from $475,000

11F

75

H&R Developments

Berczy Square

hr-newhomes.com •

77

Aspen Ridge Homes

Seventy Seven Charles

416-203-7034

• • from $2100,000 9H

78

Your Home Developments

Nature’s Path

647-340-6972

•

from $280,000

17E

80

Brandy Lane Homes

Village Mews

416-651-6555

•

from $470,000

6F

83

Arista Homes

Lilly Factory Towns

416-792-4872

• •

from $395,000

12G

89

Decade Homes

Yorkdale Village

416-638-5656

•

from $320,000

6D

90

Sundance Homes

Braeburn Lane

sundancehomes.ca •

from $430,000

15D

• from $273,000

• from $270,000

• from $550,000

•

8 7G 7 3I

4H

8I

9H 8C

5I

Toronto, Etobicoke, York, North York, East York, Scarborough

Tel

central region:

Site

Fi M ap nd er

Builder

De ta Se ch m ed To i w n Co hom nd e o

# Si te

61

061-CentralRegion_Etob_index.indd 53

1/15/13 4:44:42 PM

062-Cent North1_Vaughn_Map.indd 54

K

Steeles Ave W

7

ence

J

Clar e

Kipling Av

St

42

Isl on 48

t ing

I

Huntington

Langstaff Rd

46

2

21

6

40

18

Major Mackenzie

Cr

H

Teston Rd

24

54

400

11

39

8

27

Weston Rd

G

7

King-Vaughan Rd

6

400

9 King Rd

10

Rutherford Rd

26

Maple

7

52

51

49

25

3

5

20

10

22

Centre St

15

19

14

Clark Ave W

35

Thornhill

34

38

14

8

4

40

47

12 43

33 28

13

41

7

23 16

31 44 7

45

53

12

Langstaff Rd

32

37

11

Dufferin St

F

Kirby Rd

5

Pine Valley

City of Vaughan

1

4

Jane St

E

Nashville Rd

3

Keele St

D

2

Hwy. 27

1

Cold Creek

C

B

A

central region: Vaughan, Maple, Woodbridge, Thornhill

Bathurst St

e Av

Rd

50

12 Line R

d

62

1/15/13 4:44:44 PM

16

17

18

Attention Builders Want to add your community to our maps?

Need to update existing information?

Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate. Please see builder’s ads for exact locations.

15

19

Tel

Price Range

Page No.

1

Aspen Ridge Homes

Kleinburg Hills

647-921-0381

•

from $800,000

1 4F

24

Fieldgate Homes

Vaughan Valley Estates

905-303-4728

•

from $830,000

25 & Insert 9F

44

Madison Homes

thornhill

905-417-1203

•

from $1090,000

35 14g

51

Aspen Ridge Homes

King Oaks

905-539-0181

•

from $1100,000

1 12A

54

Fieldgate Homes

Rivers Edge

905-303-4728

•

• •

from $730,000

1

Country Wide Homes

Kleinburg Hills

KleinburgHills.com •

from $750,000

4F

11

Summit View Homes

The Summit of Valleybrooke

905-417-7980

•

•

from $300,000

8E

24

Arista Homes

Vaughan Valley Estates

905-303-1929

•

from $770,000

9F

35

Hallstone Homes

Clairtrell Mews

905-886-5757

•

from $670,000

15K

37

Flato Developments Inc.

Montebello

905-731-2000

•

from $390,000

11D

38

Liberty Development

Centre Park Townes

905-731-8302

from $399,000

13I

39

Tiffany Park Homes

Valleybrook Estates

905-303-1620

from $320,000

8e

42

Dunpar Homes

Riverside Village

416-253-5888

•

from $519,000

43

Primont Homes

Rothbury Ravine Estates

905-305-8871

•

from $675,000

13f

44

Forest Hill Homes

Thornhill Ravines

madisonhomes.ca •

from $690,000

14g

46

Country Wide Homes

The Point at Woodbridge

905-907-1500

•

8E

47

Country Wide Homes

Upper Thornhill Estates

905-907-1500

•

from $900,000

14E

48

Beaverhall Homes

Regency Estates

905-265-2634

•

from $1250,000

6H

48

Graywood Developments Ltd Regency Estates

905-265-2634

•

from $1250,000

6H

51

Great Gulf Homes

King Oaks

greatgulfhomes.com •

from $1100,000

12A

52

Zancor Homes

Royal Collection

905-833-0883

•

•

from $550,000

12A

53

Treasure Hill Homes

Thornhill Woods

treasurehill.com •

from $880,000

13g

25 & Insert 8E

5I

central region: Vaughan, Maple, Woodbridge, Thornhill

Site

M Fi ap nd er

Builder

De ta Se che m d To i w n Co hom nd e o

# Si te

63

063-Cent North1_Vaugh_index.indd 55

1/15/13 5:15:19 PM

1

2

3

4

5

6

7

8

5

27

404

Ave

6

4 17 22 Rd King 24

F

20 3

G

9

d

eroa

n Sid

rso Jeffe

15 16 14

H

19th

d

1

Gam

22

13 23 n Elgi

7

r

26

s Rd

Mill

St

Neal D

St

8 19 18

K

404

Leslie

d Yorklan

21

J

t nt S

e

Reg

L

Mill

M

zie

cKen

Ma ajor

Str

11

St

ath

M

ea

N

e Av 404

Dr

st St

P

.

Ave

am Denh

O

16th

rn

dW

ick R

dr Wel Bathur

central region: Richmond Hill

Ave.

ble R

I

25 2

Q R

12

St Yonge

E

road

Side

11

t

m

Bloo

C D

on ingt

Bayview

B

10

Leslie S

A

9

* Due to scale restrictions locators are approximate. Please see builder’s ads for exact locations.

Attention Builders Want to add your community to our maps?

Need to update existing information?

Please fax the details to (416) 789-9554

64

064-Cent. Richmond_RH_Map.indd 56

1/15/13 4:44:46 PM

Page No.

Aspen Ridge Homes

Kettle Lakes Club

289-231-2849

•

from $550,000

1 6D

6

Fieldgate Homes

The Humberlands

905-773-7738

•

from $612,000

Insert 2C

Oak Knoll

acornhomes.ca

•

The Royal at Bayview Glen

905-709-5700

• from $190,000

•

•

from $650,000

4H

2

Pemberton Group

73 4C

6Q

14 Arista Homes

Jefferson Forest

15 Madison Homes

Jefferson Forest

905-770-8661

•

•

from $500,000

4G

15 Forest Hill Homes

Jefferson Forest

iloveforest.ca

•

•

from $790,000

4G

16 Fieldgate Homes

Jefferson Forest

905-884-8017

•

•

from $600,000

4H

17 Heathwood Homes

The Reserve at the Woodlands

416-637-3520

•

•

from $748,000

2D

18 Heathwood Homes

Silverwood Lane

heathwoodrichmondhill.com •

•

4K

19 Heathwood Homes

Forestbrook

heathwoodrichmondhill.com •

from $583,000

4K

20 North Star Homes

King’s Crossing

416-291-9666

•

from $440,000

2E

22 Yorkwood Homes

Hillside Manors

905-770-4662

•

from $480,000

25 Treasure Hill Homes

Urbantowns on Bayview

treasurehill.com

•

7Q

26 Arten Development Group

The Manors of Roseview Grand

roseviewgrand.com

• •

from $650,000

5I

4L

Richmond Hill

Price Range

central region:

Tel

4

27 Acorn Homes

IFC-Inside front cover

Site

Fi M ap nd er

Builder

De ta Se che m d To i w n Co ho n d me o

# Si te

65

065-Cent. Richmond_RH_index.indd 57

1/15/13 4:44:47 PM

066-Cent. North2_Nmrkt_Map.indd 58

grove

e Ave

Hend

les A Stee

Alder

56

8

Thornhill ve E

62

Hwy. 4

404

45

Dr

d

Tl road rry Side rbe e d gton El n i m Bloo 63

St

K

John St

in Woodb

404

11 Con

St

nald

Denison

McDo

ve 14 A

d St

roa Side dorf Van 66

Edwar

26

Hwy 7

Rd.

28

404

n St 21 ngto 22 Welli

9

Side

13

47

w Ave.

59

Dr lock 61 Bul 7 y Hw

hn's

St Jo

47

Bayvie

Hwy 7

75

tS

Main S Dr erville

ve 16 A n Rd Carlto

23

hts

Heig

Dr

64

Gor

St ham

St

E

Town of Aurora

404

14

t

J

Ave

24

M

k uloc

Town of Newmarket

80

rd rcha

O

4

51

Eag

le St

54

D

Dr avis

Elgin

13

Leslie S

I

dy Rd

64

30

G

12

le ffvil Stou

Rd

r Side

oad

17 20

Milla

34

19

85

rd St

* Due to scale restrictions locators are approximate. Please see builder’s ads for exact locations.

ve 19 A

r Side

3

Rd ton ming Bloo

oad

18

Attention Builders Want to add your community to our maps?

Need to update existing information?

Please fax the details to (416) 789-9554

404

oad

esda Beth

r Side

hn's St Jo

17

n Rd Vivia

Rd lbert 54 Mt A

16

orf d Van

a Rd or Aur

of Town rchu h c e t Whi ffville Stou

15

an Rd

McCow

H

Kenne

18

Rd

404 y 31 Pkw 81 het Cac

Raym

65

nR

Town of 50 Markham

46

11

ne.

La reen

10

44 1 55 7 14

9

Spruce

G

n Warde

o Maj

9 Line

67 6 35 57 41 11 70

cessio

2 zie n 53 52 8 42 60 12

10 Con

cke r Ma

8

e Ave

s Rd

7

in Woodb

25

Mill

6

y Rd

Kenned

n Elgi

an McCow

ve 18 A

ve 19 A

5

Bayview Av e

10

4

McCow

F

Thornhill

3

Town of Markham

Town of WhitechurchStouffville

2

Ave Warden

E

Town of Aurora

Town of Newmarket

1

t Yonge S

D

C

B

A

central region: Markham, Aurora, Newmarket, Whitchurch-Stouffville

St N

an Rd

Rd

48

n

Main

n Rd

de

cessio

Al

9 Con

cessio nR

Dr

erson

Ave

t

S Yonge

66

1/15/13 4:45:06 PM

Heirloom in Markham

Tel

Price Range

905-201-2804

• •

from $433,000

Page No.

13 7f

11 Madison Homes

Greensborough

905-201-7700

•

•

from $594,000

35 7F

20 Fieldgate Homes

BlueSky Stouffville

905-640-0002

•

from $473,000

25 & Insert 18f

20 Starlane Home Corporation BlueSky Stouffville

starlanehomes.com •

from $452,000

23 18F

24 Ballantry Homes

905-294-0221

•

•

28 Starlane Home Corporation Copper Hills South

CopperHIllsSouth.ca •

•

from $585,000

23 14d

30 Madison Homes

Cornell Rouge

905-472-9556

•

from $500,000

11 & 35 8F

30 Forest Hill Homes

Cornell Rouge

cornellrouge.com

•

from $450,000

11 8f

41 Aspen Ridge Homes

Upper Cornell

905-554-3446

•

•

from $495,000

1 7F

50 Geranium Homes

The Neighbourhoods of Cardinal Point 905-640-9999

•

•

from $570,000

21 7F

52 Fieldgate Homes

Potter’s Bend

fieldgatehomes.com •

•

from $500,000

25 & Insert 6G

54 Beaverbrook Homes

Victoria Highlands

416-924-0110

•

from $450,000

39 16B

59 Primont Homes

Harmony

905-305-8871

•

from $540,000

13 5I

65 Fieldgate Homes

Victoria Manor

fieldgatehomes.com •

from $920,000

25 & Insert 3G

Beaverbrook Homes

The Terrace On Rouge Creek

905-640-7360

• •

from $390,000

Cornell

•

5 8g

1

Marydel Homes

Woodland Hills

905-898-7380

•

from $400,000

10B

2

Country Wide Homes

Pavo Point

905-554-5975

•

from $400,000

5F

8

Country Wide Homes

Wismer Commons

905-907-1500

•

•

from $450,000

6F

10 Monarch Corporation

Nichols Manor at Heritage

416-495-3542

•

from $550,000

2F

12 Laurier Homes

windsong

905-201-5979

•

•

from $495,000

6G

12 Laurier Homes

Windsong North

905-201-5979

•

from $598,000

6G

14 Ballygarven Homes

Upper Canada Meadows

905-395-1294

•

from $330,000

11C

17 Conservatory Group

Heritage Estates

905-640-2274

•

•

from $283,000

18E

18 Kylemore Communities

Angus Glen West Village

905-887-9950

•

from $2000,000

4G

26 Arista Homes

Boxgrove

905-201-1102

•

• •

28 Preston Homes

Copper Hills

905-954-4050

•

28 Greenpark Homes

Copper Hills South

30 Madison Homes

from $432,000

8H

from $500,000

14d

CopperHillsSouth.ca •

•

from $585,000

14d

Forest Hill

cornellrouge.com

•

from $400,000

8F

35 Fieldgate Homes

Greensborough

905-201-6106

•

from $586,000

7F

42 National Homes

Wismer Woods

416-746-1234

•

• •

from $680,000

6G

51 Oxford Homes

Coventry Valley

905-836-8902

from $600,000

9C

53 H&R Developments

Castle Square

hr-newhomes.com

•

6g

55 Country Wide Homes

Woodland Hills

905-907-1500

•

10C

60 Best Homes

Wismer Gardens

905-479-9600

•

from $410,000

6G

62 North Star Homes

Pacific Villas

416-332-8115

•

from $337,000

6G

62 North Star Homes

Mill Fair Village

NorttStarHomesInc.com

•

from $500,000

6G

63 Fieldgate Homes

Bond Lake Village

905-313-1021

•

from $399,000

12J

64 Fieldgate Homes

Upper Unionville

905-477-6464

•

•

from $630,000

5H

64 Arista Homes

Upper Unionville

905-534-1564

•

•

from $500,000

5H

64 Paradise Homes

Upper Unionville

905-477-6464

•

•

from $500,000

5H

66 Treasure Hill Homes

Aurora Woods

treasurehill.com •

13H

67 Portside Developments

Greensborough

416-746-1234

•

from $329,000

7F

80 New Era Homes

Landmark Estates

905-953-9046

•

from $380,000

10D

85 Orchard Ridge Homes

Prairiewood

orchardridgehomes.com •

from $800,000

16F

central region: Markham, Aurora, Newmarket, Whitchurch-Stouffville

Primont Homes

Site

M F i ap nd er

Builder

De ta Se che m d To i w n Co hom nd e o

# Si te 6

67

067-Cent. North2_Nmrkt_index.indd 59

1/15/13 4:45:07 PM

068-FurtherNorth Barrie_Map.indd 60

9

59

Mono Adjala

0

K

10

89

Hwy 5 47

27

Essa

400

32

37 13 55 25

Barrie 33

Oro

6

L

Sim

11 20

Keswick

14

51

15

King

Schomberg

9

Bradford Tecumseth and Tottenham65 71

e

co

48

Georgina

e ak

11

Orillia

11

East Gwillimbury 44 50 45 Alliston61 34 12 70 400 16 17 Beeton

40

00

Vespra4

90 48 Lisle 44 2 Angus

Sunnidale

Tosorontio Everett

1

Wasaga Beach

93

69

9

Bracebridge

8

11

29

48

31

Lindsay

Uxbridge

Cannington

3

7

Oshawa

Scugog

42

15

27

E

49

Huron Rd iew 400

22

Dr

Ma

iew plev

18

30 Dr

18

19

Attention Builders Want to add your community to our maps?

Need to update existing information?

Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate.

Please see builder’s ads for exact locations.

ark on P Mols

B

17

e Av 35 tle Lit Yo ng eS t t Rd 8 in o P y a ig B

Steel St

16

Lakesh ore Burton Av Dr e

St

400

lop

Newcastle

Manvers

r

n Du

Barrie

wD levie d mR Sale Map

401

og

9

Dr

14

Rd agh Ard 4

r lle Mi

26

Scug

13

Lake

on yge

12

Georgina Island 33 obca B

Mara

10

s Dr

J

Shelburne

38

58

52

27

27 36

Tay

69

400

7

n Vetera

I

H

24

60 41

6

St

G

24

10 5 19 43 34 39

Midland

5

irv

F

E

4

ne

An

Fa

Thornbury

7

Georgian Bay

3

t

D

2

tS

C

1

V en

B

A

th St

Barrie, Collingwood, Wasaga, Innisfil, Keswick

Duckwor

north region:

St. inc ia Rd

68

1/15/13 4:45:14 PM

Tel

Price Range

• •

•

• • • •

•

• • •

• •

• •

• • • •

• • •

• •

•

•

• • •

• • •

• •

•

•

from from from from from from from from from from from from from from from from from from from from from from from from from from from from from from from from from from from from from from from from from from from from from from from from from from

from from from

from from from from from from from from from from

$267,000 $780,000 $580,000 $300,000 $280,000 $500,000 $200,000 $280,000 $280,000 $210,000 $210,000 $200,000 $170,000 $330,000 $275,000 $155,000 $347,000 $250,000 $253,000 $260,000 $250,000 $316,000 $300,000 $280,000 $200,000 $700,000 $750,000 $270,000 $233,000 $233,000 $440,000 $330,000 $250,000 $284,000 $260,000 $298,000 $550,000 $290,000 $300,000 $200,000 $285,000 $500,000 $280,000 $240,000 $300,000 $200,000 $200,000 $298,000 $220,000 $234,000 $280,000 $300,000 $311,000 $210,000 $275,000 $225,000 $300,000 $285,000 $340,000 $350,000 $250,000 $310,000 $285,000

Page No.

77 9g 1 7k 75 7I 17 8I 17 6I 55 5J 17 7J 71 7J 71 7J 4F 4F 6F 13H 14E 5E 8C 1D 18D 13E 13e 4D 9g 9g 6I 8G 7k 7k 8I 19E 19E 4E 9H 17F 2E 8H 13I 6H 9G 7G 7F 7F 17C 6D 7G 3F 5E 6I 3E 15E 5E 6G 6I 8I 8I 8I 3e 6h 6G 16B 8I 3F 7G 3I 3E 6I

Barrie, Collingwood, Wasaga, Innisfil, Keswick

Site

north region:

Builder

Ballymore Homes Lakeside Meadows 1-877-455-0201 • Aspen Ridge Homes King Country Estates 905-558-0255 • Great Gulf Homes Summerlyn Village 905-775-3461 • Brookfield Homes Grand Central 905-778-0873 • Brookfield Homes Treetops 1-855-590-3577 • Brookfield Homes Fieldstone MyFieldstone.ca • Brookfield Homes Willow Glen Tottenham 1-888-720-9508 Briarwood Homes Mill Street Village millstreethomes.com Ballymore Homes Mill Street Village millstreethomes.com Pacific Homes Limited MarlLake Village 1-877-428-5115 • Red Berry Homes MarlLake Village 1-877-428-5115 • Starcrest Homes Nottawasaga Village 1-877-534-4445 • Mason Homes Cloverlea Lindsay 705-324-1653

Mancini Homes Princeton Woods 705-730-1978 • Democrat Homes Wasaga Sands 1-866-409-2724 • Mariposa Homes West Ridge 705-329-3330 • Heron Homes & Heathwood Homes Raven Golf Club at Lora Bay 519-599-1900 • Fandor Homes Hamptons on Big Bay Point 705-792-6807 • Grandview Homes Big Bay Point 705-735-0732 • Grandview Homes Bear Creek Hollow 1-866-386-1629 • Berkley Homes Wasaga Beach 1-877-422-1185 • Ballymore Homes The Simcoe 1-877-455-0201 Ballymore Homes The Neptune 1-877-455-0201 Previn Court Homes Victorian Village 1-855-7PREVIN • Southpointe Homes Southpointe 1-888-431-1732 • Rosehaven Homes King Country Estates 905-558-0098 • Country Wide Homes King Country Estates 905-907-1500 • Fernbrook Homes Grand Central 905-778-0873 • Melody Homes Sunflowers 705-721-7200 • Zancor Homes Sunflowers 705-721-7200 • Pristine Homes Timberwolf Lodge 905-851-1224

Oxford Homes Mount Albert Village 905-251-3203

Kingsview Homes Renaissance Collection 705-734-9518 • Kaitlin Group Ltd. Blue Shores 1-866-625-2583 • Grandview Homes Forest Beach Estates 1-866-386-1629 • B.G. Schickedanz Lake Scugog Meadows North 905-695-1953 • Alliance Homes RidgeHill 705-434-4433 • Alliance Homes Jackson’s Landing 1-866-722-7771 • Country Homes Alcona by the Lake 1-866-531-3424 • Maple Lane Homes Wallace Mills 705-436-7215

Sandiego Homes Lakeside Living in Innisfil 705-436-5445 • Senator Homes Lakeside Cove 705-797-1967 • Sunfield Homes Centre Point 705-734-1887 • Pristine Homes Pebbleshores 705-436-5547 • Brandy Lane Homes Mountain Trails 1-888-445-9608 Stonebridge Building Group Stonebridge by The Bay 1-877-420-0880 • Royalpark Homes Emerald Forest royalpark.com • Delpark Homes Pretty River on Georgian Bay 1-888-257-1999 Mason Homes Just 4U masonhomes.ca/4U • Bremont Homes Centretown 1-877-855-1122 RAYMAC Homes Brennan Enclave 705-516-0681 • Orchard Ridge Homes Treetops 1-855-590-3577 • Rosehaven Homes Dreamfields in Bradford 416-410-0175 • Regal Crest Homes Dreamfields in Bradford dreamfieldsbradford.com • Country Wide Homes Dreamfields in Bradford dreamfieldsbradford.com • Devonleigh Homes Inc. Creekside 705-444-0555 • Devonleigh Homes Inc. Parkside by Devonleigh 705-435-9991

Devonleigh Homes Inc. Brownley Meadows 705-423-9662 • Democrat Homes Maplewood democrathomes.com • Brookfield Homes Park Central 905-778-0873

Fram Building Group The Shipyards 705-446-2626

Briarwood Homes Briarwood Estates 705-294-2288 • Lakeview Homes Greenbrook Village 519-217-5944 • Briarwood Homes Pretty River Collingwood 1-888-257-1999 • Far Sight Homes Greenfields 1-855-299-7929 •

Fi Map nd er

De t Se ach m ed To i w n Co hom nd e o

# Si te IFC-Inside front cover

11 14 16 17 44 59 65 71 71 1 1 2 3 4 5 6 7 8 9 9 10 11 11 12 13 14 14 17 18 18 19 20 22 24 25 26 27 31 32 33 33 35 36 37 38 39 40 41 42 43 44 44 45 45 45 46 47 48 49 50 52 55 58 60 70

69

069-FurtherNorth Barrie_index.indd 61

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marketresearch

Lloyd Martin is principal with Trimart Corp., with 30 years in the business. His industry knowledge and professional experience lead the Trimart team to provide exceptional service and sales results. He can be reached at 905.660.7788

Mark Jin is Market research manager at Trimart Research Corp. He can be reached at 905.660.7788 or mark@trimart.ca

The new-home industry –

October sales makes a big comeback

inventory levels experienced a 16-per-cent increase compared to the previous month, reaching 10,982. This is fourth month this year that the inventory level reached more than 10,000 home sites.

The Central (360.9 per cent) and the North (72.3 per cent) Regions in the TMA achieved considerable sales gains over the previous month. This was largely due to

by Lloyd Martin & Mark Jin strong new openings throughout the regions.

The 24 grand openings in October produced 453 sales with 40 per cent of these sales coming from only five openings in the Toronto region (Fernbrook Homes, Minto October 2012 realized 1,890 new-home sales Homes and the Torbel/Somerset Group for the month, which is the second highest October re- were among the new opening leaders in the corded in last five years. Lowrise new-home sales for Toronto area). These strong Toronto area October across the GTA and Golden Triangle Regions sales resulted from new urban townhome (Kitchener-Waterloo, Cambridge and Guelph) were up 55 product, which is increasing in popularity. per cent from September 2012 and a 6.4 per cent increase Additionally, the lowrise new home from the same month last year. This is the second con- market for October has witnessed a steady secutive month that monthly sales surpassed the previous upward trend growth for that last two years. month sales. This was partially due to the new openings Early 2013 forecasting shows continued and releases happening throughout the market. For Sep- strong sales trends supported by many tember and October, the GTA market held more than 46 interesting new openings and releases grand openings. As a result, Total Market Area (TMA) happening throughout the market especially the increasing popularity of new urban townhomes.

Trimart Housing Report provides comprehensive monthly reporting of new home activity in the GTA and Southwestern Ontario.

These strong Toronto area sales resulted from new urban townhome product, which is increasing in popularity.

70 New home guide GTA | jan 19 - feb 2, 2013

070 Market Research Trimart_JY-WK.indd 70

1/15/13 11:49:28 AM

Grand Opening $ ,990 489 IN TOTTENHAM

THE SPRINGFIELD on a 40’ Lot

SECOND FLOOR ELEVATION B

ELEVATION B – 3,050 SQ.FT. OR

GROUND FLO ELEVATION B

TOT T E N HA M

SALES PAVILION

Towns from 33’ Lots from SALES OFFICE HOURS: Mon-Thurs: 1-8pm, Fri. – closed, Sat., Sun. & Hol.: 11am – 6pm

BALL-MIL-A-AD-NHC-DEC11-2.indd 1 071-Ballymore-Mill 01-05-13.indd 71

$279,990

$354,990

Semis from

40’ Lots from

$314,990

$394,990

millstreethomes.com

Prices and specifications are subject to change without notice. All renderings are artist’s concept. E. & O. E.

71

12-12-12 1:04 PM 1/14/13 12:27:03 PM

072-Acorn_ModelHome.indd 72

1/15/13 12:27:28 PM

WELL INSPIRED HOMES IN A WELL INSPIRED SETTING. Model Home Compliments of Acorn Homes www.acornhomes.ca

The Villas of Lindenwood in Richmond Hill is a boutique collection of upscale townhomes set around an intimate cul-de-sac and meticulously crafted to Acorn standards with dramatic stone facades and unparalleled features and finishes.

JANUARY2013

ACORN HOMES HAS BEEN FEATURED AS “MODEL HOME OF THE MONTH” AS SEEN IN THE NEW HOME GUIDE MODEL HOME CALENDAR

NH&C Oak Knoll Preview Ad_Layout 1 12-10-26 2:03 PM Page 1

View looking south east over the site and Lake Wilcox

UNVEILING SOON at Yonge & Bloomington in Richmond Hill, a rare community of distinctive 28’ & 38’ single detached homes backing onto nearly 100 acres of nature.

jan 19 - feb 2, 2013 | New home guide GTA 73

073-Acorn-OakKnoll 11-10-12.indd 73

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homesearch

416 or 905 a buyer’s tug of war by anthony jong In real estate, price and location go handin-hand. Aside from personal reasons such as existing family

structure or willingness to commute to work – which quickly predetermine the area in which you decide to live – buyers are forced to make a decision based on price.

However, for most buyers budget remains static and location becomes one of the most crucial variables. When affordability is such a big factor of influence in the choice of housing and location, buyers begin to ask these questions: ›› W hat more can I get for the same amount of money in the 905 as opposed to the 416? ›› W hat less will I get for the same amount of money in the 416 as opposed to the 905?

THE AFFORDABILITY FACTOR Affordability is the percentage of the total gross household income that is paid towards the mortgage principal and interest payments, property taxes and utilities to keep a home. In 2012, the affordability factor rose to 33 per cent. The last time the affordability factor surpassed this mark was in mid2007 to 2008, and before that was 1994-95. With affordThese figures are not surprising in that ability in the GTA on the rise, and an all-time high in average real estate prices are based on location. It home prices, buyers have to weigh the advantages and dis- is inevitable that the closer you are to the advantages of the area in which they decide to make a real core, the higher the average prices are for estate purchase. similar housing types. For example, a buyer with a $500,000 budget must determine if The following illustrates a breakdown of average prices by purchasing a townhouse in the 416 area major home types in November 2012: makes more sense than a fully detached home in the 905. The townhouse may be

416 905 smaller in size with a smaller yard than the detached, but is closer to amenities, workDetached $741,480 $556,745 places and public transit. It is common for Semi-Detached $583,117 $392,067 many buyers to experience this tug-of-war before purchasing a home.

Townhouse $440,930 $347,461 Condo Apartment

$350,540

$279,483

C O N T I N U E D on p a g e 7 6 . . .

74 New home guide GTA | jan 19 - feb 2, 2013

074-076 REVISED anthony jong-416 or 905_AY-WK.indd 74

1/15/13 3:28:09 PM

LIMITED EDITION Great Gulf PreMIuM COnSerVatIOn lOtS

In BradfOrd SuMMErLyN VILLagE DetacheD homes 50 x 120 ft. Lots

frOM $579,990 2,435 - 3,990 sq. ft.

Visit our presentation centre 22 Downy Emerald Drive Located off Highway 88, just west of Professor Day Drive • 905-775-3461 • Sat & Sun: 11 - 6pm Mon - Wed: 1 - 8pm • Closed Fri • Model homes close 30 min prior to sales centre • GREATGULF.COM

Prices and specifications subject to change without notice. E.& O.E. illustration is artist’s impression. All square footages are approximate. Actual usable space varies from stated floor area.

jan 19 - feb 2, 2013 | New home guide GTA 75

38451_Bradford_New Homes_Ad_v2.indd 1 075-GreatGulf-Summerlyn 11-24-12.indd 75

12-11-19 11:52 AM 1/14/13 12:27:11 PM

hottopic |

CONTINUED

THE GOOD IN THE 416 Close to work Commuting every day to work is not only a waste of time, but also of energy and fuel (if driving). The estimated time that a Torontonian spends in traffic is at least seven hours per week. If you live in the 905 suburbs and travel in to the 416 core for work, expect traffic jams and long commute times every day.

Proximity to amenities Some of the best restaurants in Toronto are in the downtown core. In addition to shopping, Anthony Jong BA (Hons), M. Arch. is a broker at ReMax Hallmark Realty Ltd., gyms, supermarkets, coffee shops and movie theatres being Brokerage, specializing in residential homes, condos around the corner, public transit is convenient, especially if and commercial properties. He can be reached at anthonyjong@live.com, online at anthonyjong.ca you are walking distance to a subway line. On the contrary, and by phone at 416.836.2821. most amenities are spread out in the 905 and require more time on the road travelling from one place to another.

No car, no fuss If my job was not car-dependent, I would be using public transit every day. Monthly savings of approximately $800 to $1,000 per month from car payments, insurance and fuel would allow for a more expensive home Land transfer tax This can be considin the 416. TTC has become an essential service in Toronto ered an “entrance tax” that a buyer must and car rental companies such as Zipcar can be found in pay to the province of Ontario. However, many convenient locations across the city. compared to the 905, Land Transfer Tax Greater selection The 416 area has a higher density, which in the 416 nearly doubles due to the Muin turn, gives buyers a larger selection of products within nicipal Land Transfer Tax. Even though their budget. There may be four to five condominium devel- the residential property tax in the 416 is opments at a single intersection in the 416 downtown core much lower than the 905, the savings will versus one to two condominium developments in the 905. take a buyer, on average, seven years to Property taxes The areas of the 905 generally have a high- break even on the extra Toronto Land er differential of property taxes than the 416 by 30 to 40 per Transfer Tax associated with a real estate cent. Newer infrastructure and public facilities in the 905 purchase in the 416. contribute to a higher property tax rate.

People and more people If you don’t like neighbours and crowds, living in the THE GOOD IN the 905 416 (the downtown core in particular), Price/space The price per-sq.-ft. is higher in the 416 than should not even be an option. The 905 in the 905, which results in less square footage of living space generally has lower residential density for the same amount of money. The Canadian dream has than the 416, and offers a more peaceful always been a lovely house with a large backyard and a white setting. And you likely won’t experience picket fence. That still holds true, but for a typical household the same heavy traffic that you would in with an average income, this dream is likely more plausible the 416 areas. in the 905. Space is one of the most important considerations, Extended family Urban sprawl has so for buyers with children and extended family members, caused many families to move away from the 905 typically makes for a better decision. the downtown core into the 905 suburbs.

Return on investment (ROI) The ROI of real estate in Choosing to live in the 416 may translate the 905 in recent times has outperformed the 416. into being away from close family members and a greater commute for weekend In November 2012, the year-over-year percentage change get-togethers. of average prices in three out of four home types within Downtown suburbs Many large condothe 905 surpassed the 416 areas: minium developments are turning into their own communities that are self

416 905 sustaining. Developments such as Downtown/Uptown Markham and World -4% 3% Detached on Yonge are coupling multi-building 4% 6% Semi-Detached condominiums with commercial and office spaces. Residents are able to shop, Townhouse 5% 1% bank and find essential services, right at Condo Apartment 4% 3% their doorsteps.

76 New home guide GTA | jan 19 - feb 2, 2013

074-076 REVISED anthony jong-416 or 905_AY-WK.indd 76

1/15/13 3:28:10 PM

in ys! e ov 0 da M 6 o t 30

Inventory Home Event!

THE LAKESIDE on a 50’ lot

455

,900

$

SECOND FLOOR ELEVATION B

OR

GROUND FLO ELEVATION B

SUTTON Jackson’s Point

The Lakeside - B. 2,976 sq. ft.

Come Tour our Fully Decorated Models!

Townhomes starting from $266,900 42 ft. Singles starting from $335,900 • 50 ft. Singles starting from $378,900 SALES OFFICE: 4950 Baseline Road, Sutton, ON, L0E 1R0 Mon. - Wed. 1pm - 8pm. | Thurs. & Fri. by appt. only. | Sat., Sun. & Hol. 11am - 6pm

1-877-455-0201 • LakesideMeadows.ca

Prices and specifications are subject to change without notice. Renderings are artist’s concept. E. & O. E.

jan 19 - feb 2, 2013 | New home guide GTA 77

BALL-LAK-A-AD-NHC-DEC11-3.indd 1 077-Ballymore-Lakeside 01-05-13.indd 77

12-12-12 1:00 PM 1/14/13 12:27:14 PM

»» now available!

GET YOUR FREE COPY OF THE 2013 MODEL HOME CALENDAR

2013

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01-NHGTA Cover 2013-FIN.indd 1

GET YOUR COPY NOW!

11/19/12 2:50:47 PM

2013

MODEL SUITE CALENDAR

An exclusive collection of the GTA’s most beautiful new condos

model h ome

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01-CGGTA Cover 2013-FIN.indd 1

ALSO AVAILABLE FOR NEW CONDO GUIDE AND NEW HOME AND CONDO GUIDE SWO Antoinette.Jackson@wall2wallmedia.com

078-2012 Calendar NH Promo.indd 48

11/19/12 2:52:13 PM

01-NHSWO

Cover 2013.in

dd 1

11/19/12

2:20:23 PM

1/15/13 12:27:49 PM

Jan 19 - Feb 2, 2013

Showcasing new homes in the GTA’s east region

IN THIS SECTION

>> Maps and listings for new-home communities in the east region >> Builder news and the latest in new homes in the east region

079 NH East Sec 01-19-13_AY-WK.indd 39

1/15/13 11:49:34 AM

31

Wentworth St

401 47

49 Bayly St E

42 11

45 Finley Ave

Westney Rd S

Church St S

Glenanna Rd

Granite Court

Liverpool Rd

Appleview Rd

57 n 65 ou

em ug Ro

g Kin

sto

Rd n46

Whites Rd

15

Sheppard Ave

50

Stroud's

Spruce Hill

K

J

I

H

G

F

E

D

C

B

A

Altona Rd

401

58

Fairport Rd

Sandy Beach

Highview Rd

Dixie Rd

Brock Rd

Montgomery F

Squires Beach Rd

Dr Notion Rd

Brock Rd sR Oak jor Ma Valley Farm

a

ew

riv

Lak

tD

5

55 44 48 401

Kingston Rd

Shoal Point Rd Pickering Beach Rd

eD

Riverside

3 Concession

Ajax-Whitby

Harwood Ave

30

Magill 92Dr

28

Delaney Dr

41 Rossland Rd

Phillip Murr

Gibb St

56 Dundas St E

Bv

Rosebank Rd Altona Rd

Wentworth St

Bloor St.

Bloor St

King St W Bond St W

52 91 14

Manning Rd

McQuay

51

32 Sideline

Gordon St

Cochrane St

Finch Ave

32 Sideline

Brock St S

43 90

North Rd

Blair St

Henry St

To wn of Ajax

24 4 66

4 Concession

5 Concession

7

North Rd

Hopkins St

Liverpool Rd

Whites Rd

1

30 Sideline

Brock Rd

4 Concession

28 Sideline

City of Pickering

7 Conncession

9 Concession

3

24 Sideline

2

16 Sideline

Whitevale Rd

5 4

20 Sideline

Thornton Rd

Kendalwood R

38 1 Rossland Rd

16

7

23 Taunton Rd W

Taunton Rd E

Ravenscroft Church St N

Brock Rd

Adelaide Ave

17

Rossland Rd

Dryden Bv

50

13 37

Westney Rd N

Greenwood Rd

16 Sideline

Olive Ave

29

10

Beatrice St

55 8 36

To wn of W hitb y

Salem Rd

Paddock Rd

16 Sideline Brock Rd Cen tral St

King S

Adelaide Ave

46

2

26

60 3

18

22

68 67

21

33 Conlin Rd

35 7

7 Concession

9 Concession

8 Concession

12 Sideline

Stevenson Rd

Audley Rd

Audley Rd

Salem Rd

Park Rd S

Park Rd S

Townline Rd

4 Sideline R

6 Sideline

Brock St N

Lakeridge Rd

Fifth Conces

7

Baldwin St S

Country Lane

6 Concession

4 Sideline

4 Sideline R

Ritson Rd S tS eS co Sim

Garden St Blair St

Garden St

Coronation R

8

Halls Rd N

Anderson St

Wilson Rd S

Centre St.

Garrard Rd

54

53 Country Lane

Columbus Rd

Brawley Rd

Cochrane

Rossland/Winchester R

Myrtle Rd W

Thickson Rd

Village of Bro oklin

11 10

68

Cedarbrook T

Ashburn Rd

9

Taunton Rd W

Church St E

Thornton Rd

Baldwin St N

Duffs Rd

6

tN

Garrard Rd

Garrard Rd

Lake Ridge R

Pickering, Ajax, Whitby, Oshawa

Mary St N

eS

co

Sim

Harmony Rd S

Central Park

Stevenson Rd

12

east region:

40

34

Conlin Rd

City of Oshawa

8 Concession

13 12

Stevenson Rd

Ritson Rd N

tE

Attention Builders Want to add your community to our maps?

Need to update existing information? Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate.

Please see builder’s ads for exact locations.

19 18 17 15 14

Wilson Rd N

wS

devie

Gran

ly

Harmony Rd N

Grandeview S

Bay

16

Townline Rd. Grandeview S

80

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Page No.

2

Brookfield Homes

Hills of Harrowsmith

Brook-Hill.ca

•

• •

from $300,000

17 15G

3

Great Gulf Homes

Stonecrest

greatgulf.com

•

•

from $305,000

85 15F

4

Menkes

Somerset

905-428-0500

•

from $470,000

7 7G

34 Tribute Communities

The Neighbourhoods of Park Ridge 905-723-2344

•

from $333,000

19 15G

58 Mattamy Homes

Seaton

mattamyhomes.com

•

from $225,000

9 5I

1

Beaverhall Homes

Parkside Walk

905-430-1227

•

from $285,000 11H

5

Monarch Corporation

Lexington County

416-495--3542

•

from $490,000

11 Conservatory Group

Carruther’s Creek Village

905-426-8081

•

•

from $247,000 7J

13 Liza Communities

Folkstone

1-877-365-9555

•

•

from $335,000 10G

21 Great Gulf Homes

Grandview Oshawa

1-888-579-7235

•

from $287,000 14F

24 Tribute Communities

Imagination

905-683-1228

•

from $286,000 8G

25 Melody Homes

Brooklin Winchester

1-888-679-5744

•

from $260,000 11E

31 Preston Homes

Prestonvale Heights

905-432-2800

•

•

from $350,000 15J

33 Tribute Communities

The Neighbourhoods of Windfields Farm 905-436-7444

•

from $356,000 13F

35 Tribute Communities

The Village of Brooklin West

905-655-9979

•

from $380,000 11E

35 Tribute Communities

The Village of Brooklin Townhomes 905-655-9979

•

from $340,000 11E

36 Liza Communities

Heritage Village

1-888-655-6188

•

•

from $325,000 11G

45 Sundial Homes Limited

Mulberry Meadows

905-427-8255

•

from $190,000 6J

49 Senator Homes

Harbourside

905-430-5957

•

• •

from $270,000 9J

54 Baycliffe Homes

The Gates of Whitby

905-668-9828

•

•

from $250,000 9G

55 Jeffery Homes

Kedron Park Ravines

905-433-2173

from $580,000 14G

56 Delpark Homes

The Woods of Nichol Trail

905-665-9555

•

•

from $426,000 11I

57 Geranium Homes

The Courts of South Rouge

geraniumhomes.com •

from $700,000 2K

60 greycrest homes

the fields of conlin

905-725-4539

•

from $310,000 15G

65 Brookfield Homes

Rosebank By The Lake

PickeringRosebank.ca •

from $550,000 2K

66 Monarch Corporation

Tran Quility

monarchgroup.net •

from $520,000 7G

67 Midhaven Homes

Breeze

1-877-773-6888

•

•

from $257,000 15F

68 Storybook Homes

Brookstone Estates

905-438-9516

•

from $1050,000 11B

90 LeBovic Homes

Old Taunton in Pickering

905-428-3434

•

91 Sundance Homes

The towns of nichol green phase 1

sundancehomes.ca •

8I

• • 5H from $260,000 11J

Pickering, Ajax, Whitby, Oshawa

Price Range

east region:

Tel

M Fi a nd p er

Site

et a Se ch m ed To i w Co nho nd m o e

Builder

D

# Si te

81

081-East_Ajax.index_tel.indd 91

1/15/13 5:15:20 PM

Parkhill Rd.

7

28

24 16

Peterborough

7

t.

rS

te Wa

28

7

134

Durham 23

St

7

Bloor St.

2

36

Hwy

Oke

Rd

33

Nash Rd

Angelina St North

9

6

Lindsay St. North

34

Major St.

Lorne St.

Lindsay

8

Courtice

King St.

Port Perry

Hwy #7

Kent St

7

Harmony Rd

Hw Mya2rsh

20

401 14

Bloor St.

LAKE

ONTARIO

t. H wy 2

n

St. Ridout W al to

.

St

.

To Belleville Jocalyn St

401

Lake Ontario

Port Hope

Rd.

gS

Kin

Concession St

Baseline Rd. E

37

Concession Rd 3

13

Bowmanville/ Newcastle

21

12

Hwy

39

8

401

14

16

7

7 12 7A

Lake Scugog

18

r

18

D cG ill M

17

Lake Scugog

15

LAKE ON TA

Port Hope

1

MacDonald Cartier Freeway

106

RIO

35

29

5

115

19

Cobourg

Hwy 2

Hwy 401

Reg. Rd. 74

* Due to scale restrictions locators are approximate. Please see builder’s ads for exact locations.

17

To Toronto

Hwy

Nash Rd

32 Baseline Rd. W

26

y2

48 King St. Hw

45

11

Mearns

10

.

28

115

9 31 38 Lansdowne Ave.

7A

7

7B

35

2

Attention Builders - Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

ach

Re

35 Colborne St

6

Rd

K

Mill St

4

5

to

J

I

H

G

F

E

7 y4 30 Hw 10 Goodwood Rd

Centre

Rd.

ng

D

Quaker Village Dr

Uxbridge

19

15

Brock Rd To

mo

Che Monaghan Rd.

C

Brock St

Elgin Park

Durham Reg Main St

Reg Rd 8

Hwy 134

B

St

to

ro n

4

le Rd

3

West Townline Rd. N.

St. Joseph's Rd onva

Liberty St. N Liberty St. S

2

.

Lambs Rd Hains St

1

Varcoe Rd Darlington Blvd

n io Un

Regional Rd 57

A

Hwy 28

Av e Trulls Rd

McLaughlin Rd ille Rd Janetv

Uxbridge, Lindsay, Bowmanville/Newcastle, Courtice, Peterborough, Port Hope, Cobourg, Port Perry

Reg. Rd. 18

east region:

y2

Prest

Reg. Rd 34 Courtice Rd

Waverly Rd

ron To

Hancock Rd

Mill St.

St. rio

Hwy #12 (From Whitby)

On ta

Simcoe St. (From Oshawa)

w

y.

4 H

082-FurtherEast_Uxb_Map.indd 92 Hw

82

1/15/13 4:45:50 PM

5

Verandas

905-885-0555

•

from $260,000

Page No.

21 10I

1

Mason Homes

Port Hope Golf & Country Club

905--885-6565

•

from $210,000 12K

2

Parkview Homes

Woodland Acres

705-748--2828

•

from $220,000 3G

5

Mason Homes

Cobourg

905-885-6565

• •

from $200,000 19I

6

Mason Homes

Cloverlea Lindsay

705-324-1653

•

• •

from $200,000 7a

8

Kaitlin Group Ltd.

Port of Newcastle

1-800-305-6849

•

8

Kylemore Communities

Port of Newcastle

905-987-5146

•

from $351,000 14E

8

Storybook Homes

Bond Head Estates

905-438-9516

•

from $850,000 14E

9

Parkview Homes

Harmony

705-748-4663

9

Parkview Homes

Lyon’s Gate II

705-748-4663

•

from $303,000

2I

9

Parkview Homes

Mapleridge Townhomes

705-741-1004

•

from $228,000

2I

9

Parkview Homes

Timberwoods

705-748-4665

•

from $228,000

2I

9

Parkview Homes

Valleymore

705-748-4663

•

from $199,000

2I

10 Deer Park

Deer Park Estates

416-223-3777

•

from $600,000 2e

14 Rice Developments

Willmot Creek On The Lake

905-697-5806

•

from $225,000 11D

16 Parkview Homes

Foxmeadow Estates

705-748-2828

•

from $208,000 3H

18 B.G. Schickedanz

Lake Scugog Meadows

1-877-878-9899

•

from $298,000 17B

24 Parkview Homes

Thompson Bay Estates

705-748-2828

•

from $217,000 3H

26 Kaitlin Group Ltd.

Aspen Heights

905-697-0513

• from $165,000 10C

26 Kaitlin Group Ltd.

Condominiums at Clarington Centre 905-697-4513

• from $210,000 10c

26 Kaitlin Group Ltd.

Country Classics

28 B.G. Schickedanz

Chateau Villas at Baxter Creek Estates 905-695-1953

1-866-514-3573

•

• • from $260,000 14E

• from $150,000

2I

•

from $300,000 10c

•

from $185,000 3K

29 VANDYK group of companies West Park Village in Cobourg

905-373-4149

•

from $214,000 18J

30 Empire Communities

Estates of Wyndance

905-649-8197

•

from $900,000 3e

31 Parkview Homes

The Meadows

705-741-1004

34 Carrington Homes

Woodlands of Upper Courtice

905-434-7797

•

from $260,000

35 Mason Homes

Avonlea

1-866-443-7900

•

from $190,000 3H

36 Senator Homes

Courtice Village

905-723-5989

•

•

from $239,000 7K

38 Melody Homes

Fairview Heights

1-800-932-5332

•

•

from $172,000

39 H&R Developments

Gracefields

hr-newhomes.com •

from $285,000 14B

39 Thornridge Homes

Gracefields

thornridgehomes.com •

from $285,000 14B

45 Highcastle Homes

Northglen

northglen.ca

•

45 Delpark Homes

Northglen

905-419-7222

•

45 Esquire Homes

Northglen

48 Brookfield Homes

• • from $288,000

3I 9I

2I

•

from $221,000 11B

• •

from $221,000 11B

northglen.ca

from $219,000 11B

BrookHill

Brook-Hill.ca

•

• •

from $200,000 10B

48 Jeffery Homes

BrookHill

905-697-0765

•

• •

from $200,000 10B

92 Glen Rouge Homes

The Cornerstone

905-239-9777

•

from $588,000

6I

Uxbridge, Lindsay, Bowmanville/Newcastle, Courtice, Peterborough, Port Hope, Cobourg, Port Perry

Price Range

east region:

20 Geranium Homes

Tel.

Fi M ap nd er

Builder Site

De ta Se ch m ed To i w n Co hom nd e o

# Si te

83

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1/15/13 5:15:21 PM

inthenews

Toronto’s economy tops the nation in CIBC rankings For the second year running, Toronto

has taken the top spot among the country’s major cities in CIBC World Markets’ latest Canadian Metropolitan Economic Activity Index rankings.

“What’s so impressive about Toronto’s performance is that the city has topped our ranking for more than a year,” says CIBC Deputy Chief Economist Benjamin Tal in his latest Metro Monitor report. “Given that our index measures momentum as opposed to a level of activity, Toronto’s ability to maintain momentum for such a long period is impressive. Also note that Toronto ranked in the top five for more than seven consecutive years, with the only exception being the 2009 recession when the city’s ranking slipped to seventh place.”

While Toronto did not lead the pack in any of the bank ’s sub-measures of economic momentum, it ranked high enough in many categories to place it in top position overall.

“Simply put, the multi-channel nature of Toronto’s economic engine is the secret not only behind its current top position, but also behind its ability to maintain a relatively high grading over the past two years,” says Tal. “This can be easily seen in the robust activity of the city’s economy during the economic recovery, with the city outpacing the national average by a wide margin.”

CIBC notes that during the past year, Toronto has benefited from a recovery in the manufacturing sector, helped by the positive spin-off of the improvement in U.S. auto demand. The construction sector, spurred on by activity in both the residential and non-residential segments of the industry, also played an important role in the city’s consistent outperformance.

As of the third quarter, housing starts in the city rose 30 per cent year-over-year with 99 per cent of this growth coming from the condominium market. Population in the city is rising at a strong pace of just over two per cent on a year-over-year basis, while employment growth is hovering around its strongest showing in more than a decade.

Calgary ranked second in the analysis, up from ninth last year. This reflects strong population growth and a healthy labour market. The city of Regina also showed strong growth moving up to third from eighth a year ago.

Winnipeg’s fourth place ranking reflects strength in both the construction and the manufacturing sectors.

CIBC Metropolitan Economic Activity Index (2012 Q3)* Rank

CMA

3Q Moving Average

1

Toronto

20.6

2

Calgary

19.5

3

Regina

18.4

4

Winnipeg

18.4

5

Saskatoon

18.2

6

Edmonton

17.8

7

Ottawa

16.8

8

Vancouver

14.0

9

Halifax

13.8

10

Saguenay

12.2

11

Montréal

11.2

12

Québec City

10.5

13

London

10.4

14

Hamilton

9.6

15

Kitchener

9.4

16

Kingston

9.1

17

Trois-Rivières

8.6

18

Thunder Bay

7.3

19

Victoria

6.8

20

St. John’s

6.6

21

St. Catharines -Niagara

6.0

22

Windsor

4.0

23

Saint John

-0.8

24

Sherbrooke

-0.8

25

Sudbury

-2.4

*Using nine key macroeconomic variables, CIBC’s metropolitan index of economic activity is structured in a way that approximates the change in each city’s level of economic activity. The focus is on the 25 largest CMAs in Canada.

84 New home guide GTA | jan 19 - feb 2, 2013

084 the economy-Toronto top economy in Canada CIBC_DN-WK.indd 84

1/15/13 11:49:37 AM

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1.888.579.7235 • Sat & Sun 11am - 6pm • Mon - Thurs 1 -8pm • Closed Fri • Model homes close 30 minutes prior to sales centre. GREATGULF.COM

*Linked below grade. Prices and specifications subject to change without notice. E.& O.E. illustration is artist’s impression. All square footages are approximate. Actual usable space varies from stated floor area.

jan 19 - feb 2, 2013 | New home guide GTA 85

085-GreatGulf-Stonecrest 12-08-12.indd 85

1/14/13 12:27:16 PM

hotdates

jan. 24 - 27

Interior Design Show 2013 metro toronto convention centre

Jan. 19 to Feb. 2

Calendar of events beginning from Jan. 19 to Feb. 2, 2013

The Interior Design Show features innovative products from more than 300 companies, architects and industrial and interior designers. The show kicks off on Jan. 24 with a 19-plus opening night party. Friday is devoted to professional trades, and a range of exhibitors showcase their works over the weekend, including Canadian pop culture and design icon Douglas Coupland. The How Do You Work? exhibit features designers and their takes on modern work spaces. interiordesignshow.com

jan. 26 - 27

Toronto's Ultimate Travel Show Direct energy Centre

Toronto's Ultimate Travel Show is a two-day event at the Direct Energy Centre, filled with the best in trip planning resources, from hotels to seminars. Guests can discover many cultures through hundreds of exhibitors, seminars and entertainment from around the world. The weekend features live scuba diving demos, rock climbing and a Caribbean band. totravelshow.com

jan. 25 - Feb. 7

feb. 1 - 2

Winterlicious 2013

BRRRRR Winter Music Festival

various locations in toronto

Winterlicious continues the decadelong tradition of culinary events across the city. Some of Toronto's top restaurants offer prix fixe menus with starters, entrĂŠes and desserts.

This fine-dining experience costs around $15 to $25 for lunch, or $25 to $45 for dinner per person, plus taxes and gratuity. wx.toronto.ca

rogers centre

Inspired by Montreal's Igloofest, Toronto is getting its own outdoor music festival this winter with Brrrrr!

Winter Music Festival. The electronic dance event features techhouse, house and progressive house, with 3D set designs on the main stage and an indoor heated dome for the second stage. brrrrrto.com

86 New home guide GTA | jan 19 - feb 2, 2013

086 Hot Dates_JY-WK.indd 86

1/15/13 11:49:40 AM

homebuyers’help

HomeBuyers’ Resource Section You love the home, see what you can afford!

Compare mortgage rates for your best deal Calculate your mortgage payments using the mortgage payment calculation chart

january jan 19 - 5feb - 19, 2, 2013 | New home guide GTA 87

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1/15/13 11:49:43 AM

cALcuLAte YouR mortGaGe Payments Interest rate

amortIZatIon PerIod

cHart fIGure

eXAmpLe: 5%

25 YeARs

5.82

mortGaGe amount ÷ 1,000 (MORTGAGE AMOUNT $125,000)

125

montHly Payment

$

follow tHese stePs to see If you’ll QualIfy for a mortGaGe on YouR dReAm home

01

05

Calculate the combined monthly before-tax income of you and your spouse.

Multiply this figure by the amount you need to borrow.

Divide by 1,000.

02

06

Divide by three. This figure is the monthly payment you can afford to make on your home.

Add to this your estimated monthly heating costs and monthly property taxes.

03

07

Take the total price of the home and subtract the amount of money you expect to make as a down payment. This is the money you will have to borrow.

04

Refer to the chart on the opposite page. Look down the left column and locate the interest rate you expect to pay. Line this up with the amortization period of your choice.

(Most first-time buyers take the 25-year amortization.)

If this figure is equal to or less than one-third of your gross monthly income (calculated in Step 2), you’ll qualify for a mortgage on your dream home.

Bear in mind that this is a rough estimate. If you have several other large loans already, you may qualify for less.

Also, banks and trust companies vary in their policies. The best way to know what you can afford is to go to the lending institution of your choice and get pre-qualified.

88 new home guide gtA | jan 19 - feb 2, 2013

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1/15/13 11:49:45 AM

moRtgAge pAYment calculatIon cHart % inteRest RAtes

amortIZatIon PerIods 10 YeARs

15 YeARs

20 YeARs

25 YeARs

3.00%

9.65

6.90

5.54

4.73

3.25%

9.76

7.02

5.66

4.86

3.50%

9.88

7.14

5.79

4.99

3.75%

9.99

7.26

5.91

5.13

4.00%

10.11

7.38

6.04

5.26

4.25%

10.23

7.50

6.17

5.40

4.50%

10.34

7.63

6.30

5.53

4.75%

10.46

7.75

6.44

5.67

5.00%

10.58

7.88

6.57

5.82

5.25%

10.70

8.01

6.74

5.96

5.50%

10.82

8.14

6.85

6.10

5.75%

10.94

8.27

6.98

6.25

6.00%

11.07

8.40

7.12

6.40

6.25%

11.19

8.53

7.26

6.55

6.50%

11.31

8.66

7.41

6.70

6.75%

11.43

8.80

7.55

6.85

7.00%

11.56

8.93

7.69

7.00

7.25%

11.68

9.07

7.84

7.16

7.50%

11.81

9.21

7.99

7.32

7.75%

11.94

9.34

8.14

7.47

8.00%

12.06

9.48

8.28

7.63

8.25%

12.19

9.62

8.44

7.79

8.50%

12.32

9.76

8.59

7.95

8.75%

12.45

9.90

8.74

8.12

9.00%

12.58

10.05

8.86

8.28

9.25%

12.71

10.19

9.05

8.45

9.50%

12.84

10.33

9.20

8.62

9.75%

12.97

10.48

9.36

8.78

10.00%

13.10

10.63

9.52

8.95

10.25%

13.24

10.77

9.68

9.12

10.50%

13.37

10.92

9.84

9.29

10.75%

13.50

11.06

10.00

9.46

11.00%

13.64

11.22

10.16

9.63

11.25%

13.77

11.36

10.32

9.80

11.50%

13.91

11.52

10.49

9.97

11.75%

14.04

11.66

10.65

10.15

12.00%

14.18

11.82

10.81

10.32

12.25%

14.32

11.97

10.98

10.49

12.50%

14.46

12.13

11.15

10.67

12.75%

14.59

12.28

11.31

10.85

This table shows the monthly payment of principal and interest for each $1,000 of mortgage. Example: The monthly principal and interest payment for a $125,000 mortgage with a 25-year amortization period at 5% is as follows: ($125,000 รท 1,000) X 5.82 = $727.50 jan 19 - feb 2, 2013 | new home guide gtA 89

087-088-089-090 Homebuyers Resource_AY.indd 89

1/15/13 11:49:45 AM

Compare mortgage rates for your best deal CHARTERED BANKS

Variable

6 Months

1 Year

2 years

3 years

4 years

5 years

ATB Financial 3

4 6.30op

3.1 6.30op

3.14 3.7 4.39 6.50op

3.19

Alterna Svgs/Alterna Bk 3

4 6.30op

3.05 3.09 3.09 3.29 6.30op

3.24

Bank of Montreal 3.1

4 6.30op

3 3.04 3.65 4.64 6.30op

3.09

Bank of Nova Scotia 3

4.55 6.45op

3.75 3.89 2.79 4.39 6.50op

3.99

Canadian Western Bank

4 6.45op

3.1 3.14 3.7 4.64 6.30op

5.24

CIBC 3.2

6.70op

3 3.14 3.5 4.39 6.35op

5.24

HSBC Bank Canada 3

2.7 3.95 2.98 4.99 6.35op

3.49

ICICI Bank Canada ING Direct

4.45 6.20op

3.05 3

Laurentian Bank n/a

4.4 6.70op

Manulife Bank 3 4.45

3.15

3.65

3.64

3.69

3.44

3

3

2.79

3.25

3.08

3.09 3.14 3.7 3.64 6.30op

3.79

3 3.1 3.15 3.15 4.00op

3.19

MonCana Bank

2.99

3.09

3.14

National Bank n/a

3.1 3.14 3.7 4.64 6.30op

3.99

President’s Choice Finan

4 6.70op

3.2

Royal Bank 3.2

4 6.30op

2.99

3.2

3.04

3.35

3.44

3 3.04 2.99 4.64 6.30op

3.24

3.29

TD Canada Trust 3.2 3 3.04 3.65 3.49 3.29

6.30op TRUST COMPANIES AGF Trust

n/a

2.99

3.1

3.5

3.64

3.14

Community Trust

n/a

6.5

3.1

3.35

3.95

4.64

5.24

Effort Trust n/a

4.45 6.30op

3.45 3.8 4 4.6 6.30op

5.1

Home Trust Company

3.95

2.74

3.15

2.99

Investors Group Trust n/a

3.2

4 6.50op

3.1 3.14 3.7 4.64 6.30op

2.69

2.89

5.24

MTCC 3

4.55 6.45op

3.75 3.89 2.79 4.39 6.50op

3.99

Airline Financial C.U. 4

2.99 6.25op

3.09

3.49

Comtech Credit Union 2.79

6.6 8.40op

2.99 3.25 3.29 3.19 9.00op

3.29

First National Fin. LP

3.95

2.74

OTHER FINANCIAL INSTITUTIONS 3.25

3.15

3.09

FirstOntario C.U. 2.79

6.34op

3.09 3.19 3.24 3.29 6.34op

3.24

London Life n/a

3.1 3.14 3.7 4.64 6.30op

5.24

MCAP 2.9

3.6 3.95 4.35 4.89 7.00op

5.24

Meridian Credit Union 2.85 4.45

3.1 3.14 3.7 3.4 6.30op

3.28

Parama Credit Union

2.9

3.1

3.15

3.15

3.25

3.5

Steinbach Credit Union

2.5

2.5

2.6

2.8

2.9

3.1

3.05 6.50op

3.15

3.6

3.39

3.49

Teachers Credit Union 4

4 6.50op

4.45 6.30op

2.69

3.29

2.89

Notes: **Interest rate charged subject to adjustment during term mortgage. Please consult institution for term of years available. All rates are prime rates and subject to change without notice.

R.O.R. RATES ON REQUEST op OPEN ----- NOT QUOTING N/A NOT AVAILABLE Jan. 14, 2013. Prepared By Fiscal Agents Financial Information Services 905.844.7700

90 New home guide GTA | jan 19 - feb 2, 2013

087-088-089-090 Homebuyers Resource_AY.indd 90

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hot sheet GTA

BUILDERS: If you would like to include your new model home or site opening, email wayne.karl@wall2wallmedia.com.

Please say you saw it in New Home Guide!

new openings Caliber Homes, Canvas Dev., Mosaik Homes, SkyHomes, Monarch Kleinburg – Kleinburg Crown Estates Now open – a community of luxury homes in Kleinburg on 42-, 50-, 60- and 70-ft. lots. kleinburgcrown.com Fieldgate Homes Brampton – Valleylands on Chinguacousy Grand opening – freehold towns, 28-ft. linked singles, 38- and 45-ft. detached singles. fieldgatehomes.com Aspen Ridge/CountryWide Homes Kleinburg – Kleinburg Hills Grand opening of single family homes on 40- and 50-ft. lots near Hwy. 27 and Major Mackenzie Dr. kleinburghills.com Menkes North York – Bloom Park Towns Now open – townhomes at Bathurst St. and Finch Ave. menkes.com Wycliffe Homes Woodbridge – Fairground in Old Woodbridge Village Urban town lofts at the Fairground in Old Woodbridge Village. fairgroundlofts.ca Geranium Homes Stouffville – Cardinal Point Grand opening of two new two-storey model homes in this master-planned ravine community. geraniumhomes.com Mattamy Homes Brampton – Mount Pleasant North Now open – this selection of three-storey townhomes and detached homes on 30-, 38- and 45-ft. lots. mattamyhomes.com National Homes Markham – Wismer Woods Now open in Markham – luxury detached homes from $679,900. nationalhomes.com

Fieldgate Homes Richmond Hill – The Humberlands Grand opening – 30-, 36- and 50-ft. singles close to parks, schools, shopping and more. fieldgatehomes.com Ballymore Homes/Briarwood Homes Tottenham – Mill Street Village Grand opening – towns, semis and detached homes on 33- and 40-ft. lots. millstreethomes.com Fieldgate/Madison/ Arista/Forest Hill Homes Richmond Hill – Jefferson Forest The wait is over – freehold townhomes and detached singles on crescents and cul-de-sacs in a ravine setting. iloveforest.ca Aspen Ridge Homes & Great Gulf Homes King City – King Oaks Now open – two magnificent designer-furnished models of 70-, 80- and 90-ft. estate lot homes on the Oak Ridges Moraine. aspenridgehomes.com & greatgulfhomes.com Empire Communities Binbrook – Summerlea Grand opening of 30-ft.-wide semis with two-car parking in an established, mature community. empirecommunities.com Aspen Ridge Homes Richmond Hill – Kettle Lakes Club Now open in Richmond Hill – a collection of executive townhomes on a protected ravine. aspenridgehomes.com National Homes Toronto – The Churchill Collection Now open at Spadina and St. Clair, refined townhome residences. churchillcollection.ca

new RELEASES Rosehaven Homes & Townwood Homes Brampton – Mount Pleasant New release of freehold towns, attached singles and detached homes on 30-, 38-, 41and 45-ft. lots. lovemountpleasant.com Dunsire Developments Kitchener – Mill Creek Village Grand opening on now – one-, two- and threebedroom townhome designs. millcreekvillage.ca Forest Hill Homes & Madison Homes Markham – Cornell Rouge New release – freehold towns and singles on 30-, 36- and 40-ft. lots with attached garages. Eight models now open. cornellrouge.com H&R Developments Toronto – Westown New release of only 25 affordable condo suites from 649 sq. ft. in a prime neighbourhood. hr-newhomes.com Tribute Communities Oshawa – Park Ridge New 40-, 50- and never before seen 36-ft. designs on extra deep lots. mytribute.ca Decade Homes Toronto – Yorkdale Village Grand opening of one- and two-storey townhome close to subway, Yorkdale Shopping Centre and Hwy. 401. yorkdalevillage.com Lakeview Homes Shelburne – Greenbrook Village Phase 2 now open – 40-ft. homes in Shelburne. greenbrookvillage.ca

Brookfield Homes Mono – Fieldstone Now open – single-family homes on 60- and 70-ft. homesites. myfieldstone.ca

Primont Homes Brampton – Castlemore Now open – prime towns, semis and singles in a ravine setting. primonthomes.com

Ballantry Homes Brampton – Spring Valley Village New release of semi-detached and detached homes surrounded by valley lands. ballantryhomes.com

Great Gulf Homes Oshawa – Stonecrest Last chance to purchase semis and 30-ft. singles. greatgulf.com

Menkes Georgetown – The Enclaves of Upper Canada Now previewing – Semi-links and detached homes in Georgetown. menkes.com

Heathwood Homes Milton – The Village At Traditions Special new release pricing in this final phase, including only eight singles. heathwood.com

Monarch Corporation Toronto – Birkdale Now available – townhomes at Ellesmere Road and Midland Avenue. monarchgroup.net Primont Homes Brampton – Centretown Now open – townhome and single designs. primonthomes.com Monarch Corporation Kleinburg – Kleinburg Crown Estates Now open – 42- and 50-ft. singles to Major Mackenzie Rd. and Hwy. 27. monarchgroup.net

CountryWide Homes Markham – Wismer Commons New release of singles and towns in this fully established community. countrywidehomes.ca Fieldgate Homes Vaughan – Vaughan Valley Estates New release – selection of 41- and 50-ft. luxury singles on traditional lots. fieldgatehomes.com Great Gulf Homes Bradford – Summerlyn Village Limited edition detached homes on premium conservation lots. greatgulf.com

jan 19 - feb 2, 2013 | New home guide GTA 91

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ONTARIO’S MOST-READ NEW HOMES GROUP WE ARE THE LARGEST MAGAZINE DISTRIBUTION SYSTEM IN ONTARIO. 3-week issue January 5 - 26, 2013 Volume 17 Issue 01

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SG cover 2012-fin.indd 1

2012 The Only Complete Resource Directory of GTA Home Builders

Discover Ottawa/Gatineau’s top builders and developers – one success story at a time ›› EXPERT PANEL: Why now is a great time to buy ›› MORTGAGE ADVICE: Beware of mortgage rate fixation

Discover the GTA’s top new-home builders & developers

– one success story at a time

1/17/12 4:21:48 PM

2012 The Only Complete Resource Directory of Southwestern Ontario Home Builders

Discover SWO’s top builders & developers – one success story at a time

EXPERT PANEL:

Why now is a great time to buy

Discover the GTA’s top condo builders & developers

MORTGAGE ADVICE:

What you need to know about mortgages – before you buy

– one success story at a time MORTGAGE ADVICE:

What you need to know about mortgages – before you buy

EXPERT PANEL:

Why now is a great time to buy MORTGAGE ADVICE:

Choosing the term that’s right for you

EXPERT PANEL:

Why now is a great time to buy

2013

2013

MODEL SUITE CALENDAR

2013

R MODEL HOME CALENDA

十一月二十四日至二月二日 Nov 24, 2012 - Feb 2, 2013

new homes of the GTA’s most beautiful An exclusive collection

model home calendar

An exclusive collection of Southwestern Ontario’s most beautiful new homes and condos

An exclusive collection of the GTA’s most beautiful new condos

Please recycle our magazines! Wall2Wall Media participates in the Partner’s In Growth Reforestation Program through St. Joseph Communications. To date, Partners in Growth has planted over two million trees in parks, recreation and conservation areas, and other public spaces across Canada. Established in 1990, this program was started with Scouts Canada to help replenish the environment.

明智的升級裝修 • 詳談旺市特色 • 聖誕佳節室內佈置貼士

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Brought to you by

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hot sheet GTA

BUILDERS: If you would like to include your new model home or site opening, email wayne.karl@wall2wallmedia.com.

Please say you saw it in New Home Guide!

preview registration CountryWide Homes Bradford – DreamFields Register now for priority opportunity of singles and towns coming soon. countrywidehomes.ca Mosaik Homes Brampton – Castlemore Crossing & The Estates Of Credit Ridge Coming soon – semis and detached homes in two premier communities. mosaikhomes.com Ballantry Homes Oakville – Oak Park Register now for this collection of urban townhomes and midrise condominiums. ballantryhomes.com Acorn Homes Richmond Hill – Oak Knoll Unveiling soon – distinctive 28- and 38-ft. single-detached homes backing onto nature. acornhomes.ca

Madison Homes Richmond Hill – Jefferson Forest Grand opening coming soon! Register now for a collection of detached homes and freehold towns. madisonhomes.ca Great Gulf Brampton – Mount Pleasant Preview opening at Bovaird and Creditview – full depth lots with unique standard features. greatgulf.com CountryWide Homes Kleinburg – Kleinburg Hills Coming in spring – new community of luxury detached homes. kleinburghills.com Brookfield Homes Tottenham – Willow Glen Register now for these towns and singles from the $200’s. brookfieldhomes.ca Bremont Homes Brampton – Crown of Creditview and Nobleton An elite collection of estate homes in two private enclaves, from the $700’s. bremonthomes.com Treasure Hill Homes Richmond Hill – Urbantowns at Bayview Coming soon – register now freehold townhomes at Bayview and Hwy. 7. treasurehills.com Treasure Hill Homes Vaughan – Thornhill Woods Grand opening – 36- and 40-ft. singles at Dufferin St. and Rutherford Rd. treasurehills.com Highcastle/Delpark/Esquire Bowmanville – Northglen Pre-construction pricing on bungalows, singles, towns and semis. northglen.ca

Mattamy Homes Milton – Hawthorne Village On The Escarpment Coming soon, exclusive new townhome designs on the Escarpment. mattamyhomes.com

Averton Homes Mount Albert – Victoria Highlands Preview opening for this community of bungalows and two-storey homes. victoriahighlands.com

Menkes Etobicoke – Humber Mews Coming soon – townhomes at Browns Line and Evans Ave. menkes.com

North Star Homes Cookstown – Millfair Village Coming soon – luxury 50- and 60-ft. singles in the heart of Cookstown. mymillfair.com

Countrywide/Greenpark/Royalcliff/ Starlane/Townwood Brampton – Gates Of Countryside Register now for all new phase of semis and 38- and 47-ft. singles in an established, family-first neighbourhood. gatesofcountryside.ca Brookfield Homes/ Orchard Ridge Homes Alliston – Treetops Register now for this master-planned community right next door to the Nottawasaga Resort. treetopslife.ca Lebovic Homes Pickering – Lebovic Homes Grand opening of large luxurious freehold townhomes, semis and detached homes. lebovichomes.ca Yorkwood Homes Richmond Hill – Hillside Manors Now previewing – luxury town manors, with greenbelt lots available. hillsidemanors.ca Monarch Corporation Ajax Coming soon to Ajax – 40-ft. designs.

Discover a lifestyle infused with nature.

Register now! monarchgroup.net Alliance and Cosmopolitan Homes Beeton – West Country A community of bungalows and two-storey singles in a natural setting. mywestcountry.ca Fieldgate Homes Markham – Victoria Manor Coming soon – register now for luxury singles on 40-ft. lots in a prestigious neighbourhood at Woodbine and Major Mackenzie. fieldgatehomes.com Brookfield Homes Oshawa – Hills of Harrowsmith Coming soon – two-storey designs on 30- and 36-ft. lots . brookfieldhomes.ca

jan 19 - feb 2, 2013 | New home guide GTA 93

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advertiserindex Acorn Homes - Oak Knoll

Aspen Ridge Homes - Corporate

73

Brookfield Homes - Pathways

17

IFC

Brookfield Homes - Treetops

17

Aspen Ridge Homes - Credit Manor Heights

1

Brookfield Homes - Willow Glen Tottenham

17

Aspen Ridge Homes - Kettle Lakes Club

1

Country Wide Homes - Corporate

31

Aspen Ridge Homes - King Country Estates

1

Danson, Schwarz, Recht - Barristers & Solicitors

15

Aspen Ridge Homes - King Oaks

1

Family of Magazines - Promo

92

Aspen Ridge Homes - Kleinburg Hills

1

Fieldgate Homes - BlueSky Stouffville

25 & Insert

Aspen Ridge Homes - Upper Cornell

1

Fieldgate Homes - Potter’s Bend

25 & Insert

Ballantry Homes - Cornell

5

Fieldgate Homes - Rivers Edge

25 & Insert

Ballantry Homes - Spring Valley Village

5

Fieldgate Homes - The Humberlands

Ballymore Homes - Lakeside Meadows

77

Fieldgate Homes - Valley Lands

25 & Insert

Ballymore Homes - Mill Street Village

71

Fieldgate Homes - Vaughan Valley Estates

25 & Insert

Beaverbrook Homes - Victoria Highlands

39

Fieldgate Homes - Victoria Manor

25 & Insert

Briarwood Homes - Mill Street Village

71

Forest Hill Homes - Cornell Rouge

11

Brookfield Homes - Fieldstone

55

Geranium Homes - Forest Trail Estate

21

Brookfield Homes - Grand Central

17

Geranium Homes - The Neighbourhoods of Cardinal Point

21

Brookfield Homes - Grand Valley Trails Brantford

17

Geranium Homes - The village at Sally Creek

21

Brookfield Homes - Hills of Harrowsmith

17

Geranium Homes - Verandas

21

Insert

94 New home guide GTA | jan 19 - feb 2, 2013

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Great Gulf Homes - Stonecrest

85

Menkes - The Enclaves of Upper Canada

Great Gulf Homes - Summerlyn Village

75

Model Home Calendar - Promo

Interior Design Show - Promo

34

Lifestyle Communities - Promo

58

Madison Homes - Cornell Rouge

Madison Homes - Greensborough

Madison Homes - thornhill

Mattamy Homes - Cornell

Mattamy Homes - Mount Pleasant North

78

Monarch Corporation - Birkdale

IBC

Monarch Corporation - Bronte Creek

IBC

Monarch Corporation - Corporate

IBC

11 & 35

35 Plaza Premium Lounge - Promo

42

Primont Homes - Castlemore

13

Primont Homes - Centretown

12

Primont Homes - Harmony

13

Primont Homes - Heirloom in Markham

13

Rosehaven Homes - Corporate

27

Starlane Home Corporation - BlueSky Stouffville

23

Starlane Home Corporation - Churchill Woods

23

Starlane Home Corporation - Copper Hills South

23

Starlane Home Corporation - Gates of Countryside

23

35

8

8

Mattamy Homes - Mount Pleasant Village

8

Mattamy Homes - Salisbury Square

8

Mattamy Homes - Seaton

9

Mattamy Homes - The Preserve

6

9 & BC

Menkes - Bloom Park Towns

6

Menkes - Dwell city town

7

Menkes - Humber Mews

7

Menkes - Millstone On The Park

7

Starlane Home Corporation - Rivers Edge

23

Menkes - Somerset

7

Tribute Communities - The Neighbourhoods of Park Ridge

19

jan 19 - feb 2, 2013 | New home guide GTA 95

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fundamentallyspeaking

IT’S NEVER TOO EARLY TO BEGIN YOUR

tax-planning

by WAYNE KARL

Wayne Karl is an award-winning writer and editor with experience in real estate and business. In Fundamentally Speaking, Wayne explores the basics – such as economic fundamentals – you need to examine when buying property. He can be reached at wayne.karl@wall2wallmedia.com or follow him on Twitter at Twitter.com/WayneKarl

ment for only less than five years before leaving the workforce. More than two-thirds (69 per cent) of retirees say, in hindsight, they should have saved for retirement for 25 years or more » A recent BMO study found that more than a third (40 per cent) of Canadians are unclear on the differences between an RRSP and a tax-free savings account. » If, like many Canadians, you believe that you pay too much tax, then taxplanning, and thinking of ways to minimize tax, should be a yearround task.

IF “NOTHING IS CERTAIN BUT DEATH AND TAXES,” AS SEVERAL

SOME SUGGESTIONS, COURTESY OF A VARIETY OF SOURCES: Meet with a financial advisor to devise your strategy, including plans to buy a home, reduce debt and save for retirement.

Contribute to RRSPs regularly, even if smaller amounts throughout the year to avoid having to come up with a large lump sum at deadline time.

Manage and budget your spending, to better control where and how you spend and identify opportunities to save.

Remember that your finances are connected. Making progress on one aspect of your goals can lead to an CONSIDER, FOR EXAMPLE: opportunity to improve in others. » A recent CIBC poll conducted by Harris/Decima shows that many CanaTaxes are indeed certain, so plandians across a wide range of ages say they do not feel financially prepared ning to minimize what you pay, while for their retirement. maximizing your assets and develop» According to a new TD Retirement Realties Poll, too many Canadians ing the discipline to do both, is a procrastinate in saving for retirement; 15 per cent plan to save for retire- sound strategy.

famous authors have waxed in various forms, it seems Canadians have a curious way of preparing for the inevitable.

While the deadline for contributing to one’s Registered Retirement Savings Plan (RRSP) for the previous tax year is March 1, and for fi ling a return April 30, many Canadians take it right down to the wire – especially on the fi rst point.

With these deadlines not too far around the corner, it’s an appropriate time to discuss how consumers tend to begin most of their tax planning.

Indeed, as many experts suggest, the best tax planning should begin during the year – not at tax deadline time. But, like death, perhaps Canadians just don’t like to think about taxes, viewing them as an equally unsavoury topic.

How else would you explain that, looking at the bigger picture, we are seemingly even more short-sighted: personal finance and taxes are not subjects that are taught to any depth in our public education system. David Chilton lamented this fact in his 1989 best seller, The Wealthy Barber. More than 20 years later, the challenge still exists – for Canadians of every age.

96 NEW HOME GUIDE GTA | JAN 19 - FEB 2, 2013

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LIKE WHERE YOU LIVE. LOVE OUR COMMUNITIES.

TM

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• Priced from the low $400,000’s • Easy access to transit, only minutes from the TTC subway line Final release now available. Call us at 416.495.3526.

Bronte Creek – Oakville • Luxurious two-storey townhomes from 2,307* to 2,755* sq. ft.

• Discover luxurious features and finishes that elevate your lifestyle, priced from the high $500,000’s Only 5 townhomes remain. Call us at 416.495.3563.

BRONTE CREEK TWO-STOREY TOWNHOMES

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MONARCHGROUP.NET Prices, specifications and promotions are subject to change without notice. Renderings are artist’s concept and images are for mood and impression only. *Square footage includes finished space in lower level. E.&O.E. January 2013. 20104

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7 Homes Remain From the low $500,000’s For an appointment call 519.729.2002

NOW OPEN!

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AJAX

LAST CHANCE!

Only 2 homes remain From the low $500,000’s 416.495.3542

Executive Townhomes From the high $500,000’s 416.495.3563

42' and 50' Singles From the mid $800,000’s 416.495.3513

AJAX

MARKHAM

NOW OPEN!

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40’ Designs From the low $500,000’s 416.495.3542

HOURS: Monday – Thursday: 1:00 pm – 8:00 pm, Friday: 12 noon – 5:00 pm, Weekends & Holidays: 11 am – 6:00 pm

ALWAYS HOME.

LUSH, NATURAL, INVITING. DISCOVER THE BEST NEW COMMUNITY IN AJAX. •

Surrounded by the lush and natural green space of Carruther’s Creek, discover 40' single-family homes up to 4,534* sq. ft.; some designs with loft and finished lower levels

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TWO DESIGNER DECORATED MODEL HOMES TO VIEW SALES CENTRE: 30 Barnfield Crescent, Ajax (Audley Rd., South of Rossland Rd.) 416.495.3542

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MONARCHGROUP.NET Prices, specifications and promotions are subject to change without notice. Renderings are artist’s concept and images are for mood and impression only. *Square footage includes finished space in lower level. E.&O.E. January 2013. 20104

mattamyhomes.com

The Preserve Is Now Open.

THE

PRESERVE OAKVILLE

We Present Uncommonly Fine Living in Oakville.

Oakville is our home. It’s where we started in 1978 and now we invite you to make Oakville your home as we present The Preserve.

The streets of The Preserve will present a collection of high style homes offering the very best in contemporary living. You’ll find well appointed Village Homes, distinctive Rear Lane Townhomes and a full selection of 34', 38', 45' and 50' Detached Homes.

The Preserve will offer many parks and village squares that provide a small town, friendly atmosphere.

There is an old growth forest in The Preserve. Ponds and a landscaped channel will add to the serenity.

9 Families will enjoy inspirational walks with spectacular views.

We invite you to experience our high watermark community, The Preserve in Oakville.

Elev. ‘E’

Village Home, The Admiral, Elev. ‘E’, 1,036 Sq.Ft., $354,990

38' Home, The Lavender, Elev. ‘C’, 2,708 Sq.Ft., $727,990

Hwy 40 3

Sales/Design Centre

4th Line

Detached Homes From $604,990

Bronte

Freehold Townhomes From $354,990

3rd Line

Hwy 5

QEW

Presentation Centre Hours: Monday to Thursday 1pm-8pm; Friday 1pm-6pm; Saturday, Sunday and Holidays 11am-6pm All dimensions are approximate. Prices, specifications, terms and conditions subject to change without notice. E.&O.E.