GTA New Condo Guide - Nov 19, 2016

NOV 19 - DEC 3, 2016 VOLUME 20, ISSUE 22, FREE

GTA EDITION

High Rise Community on the Etobicoke Waterfront.

High Rise Community on the Etobicoke Waterfront.

INSIDE THIS ISSUE

2017 HOUSING MARKET FORECAST

ON TOUR WITH OHBA: COMMUNITIES OF THE FUTURE

DECORATING AND ENTERTAINING THIS HOLIDAY SEASON

Brokers Protected. Sales Representative: Kevin Crigger*, Broker. Johnston & Daniel a division of Royal LePage Real Estate Services Ltd. Brokerage.

Consultant: Barberry (DP) Inc. Prices and speciďŹ cations are subject to change without notice. Illustrations are artist's concept. E.& O.E.

1 YPNEXTHOME.CA

Editors' Notes MIMICO

SUSAN LEGGE Editor-in-Chief / Director of Content Yellow Pages NextHome Email: Susan.Legge@ypnexthome.ca Twitter: @SusanLegge

MORE PHOTOS ONLINE nexthome.yp.ca/mimico

You’re in the driver’s seat Whether this is your first time buying a new home or your tenth, the process can be hectic, exciting and stressful.

Before you do anything, relax and take control of the situation.

Understanding the market is just part of the story. Knowing what you need and what you can afford is the more important part of the process. Making a wise purchasing decision that doesn’t keep you up at night when interest rates rise or market news becomes the talk of the town is up to you.

Any expert will tell you that buying a home or condo is a long-term

commitment. In this magazine and online at YPNextHome.ca, we offer key advice from the experts, as well as the latest news designed to help you make a wise purchasing decision.

Also at YPNextHome.ca, our Neighbourhood Profiles take you on a virtual tour through 2,700 neighbourhoods across Canada. You’ll get all the facts, photos and fun tidbits that you need to help you decide which neighbourhood is right for you.

There’s lots to take in, so kick back, relax and enjoy. You’re in the driver’s seat!

Thinking about buying a home?

LYDIA MCNUTT Senior Editor Yellow Pages NextHome Email: Lydia.McNutt@ypnexthome.ca Twitter: @Lydiastweets

+ get social 2 YPNEXTHOME.CA

Sometimes it feels like I eat, breathe and sleep real estate. From 9 to 5, I’m engrossed in housing market news and speculation. My free time is often spent browsing “For Sale” listings and attending open houses. My sleep, too, is invaded by visions of dream homes and housing market nightmares.

I know I’m not alone here. Indeed, Finance Minister Charles Sousa said in his 2016 Ontario Economic Outlook and Fiscal Review that home ownership has become the key to many people’s long-term financial security.

If you’re on the fence about buying a home, there are three things to know.

First of all, there’s nothing that beats the feeling of pride of ownership.

Enough said.

Second, you have to live somewhere.

If you’ve determined that you can afford the downpayment and mortgage payments, why would you fatten a landlord’s pockets when you can invest in your own financial security?

Finally, timing is everything. I attended an open house on my street just this past weekend. My interest in real estate, coupled with a touch of ‘nosey-neighbour syndrome’ had me touring the home, which is easily out of my price range – today, anyway.

Since buying my house two years ago, I’ve seen prices on my street skyrocket. It’s the same story all across the GTA. Now, I plan to sit back, love my home for now, and hope that my investment pays off in the future.

Interact with us on social media: ypnexthome

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PRICES AND SPECIFICATIONS ARE SUBJECT TO CHANGE WITHOUT NOTICE. E. & O.E. *SEE SALES REPRESENTATIVE FOR DETAILS

NOV 19 - DEC 3, 2016 | NEW CONDO GUIDE 3

Contributors

BILD REPORT

BRYAN TUCKEY Bryan Tuckey is president and CEO of the Building Industry and Land Development Association (BILD) and can be found on Twitter (twitter.com/bildgta), Facebook (facebook.com/bildgta), Youtube (youtube.com/bildgta) and BILD’s official blog (bildblogs.ca).

PRESIDENT, YELLOW PAGES NEXTHOME

Jacqueline Hill EDITOR-IN-CHIEF / DIRECTOR OF CONTENT

Susan Legge DIRECTOR OF SALES

Moe Lalani ASSOCIATE PUBLISHER

Anne-Marie Breen

LEGALLY SPEAKING

SENIOR EDITOR

JAYSON SCHWARZ

Lydia McNutt

Jayson Schwarz LL.M is a Toronto real estate lawyer and partner in the law firm Schwarz Law LLP. Visit the website at schwarzlaw.ca or email info@schwarzlaw.ca.

ART DIRECTOR

Daiana Garay CONTRIBUTING EDITORS

Sonia Bell, Wayne Karl, Elisa Krovblit DESIGN EDITOR

Yanic Simard

DESIGNER ADVICE

YANIC SIMARD Yanic Simard is New Condo Guide’s design editor, principal designer of the award-winning Toronto Interior Design Group (tidg.ca), and regular guest expert on City’s Cityline.

SENIOR ACCOUNT EXECUTIVES

Dionne Fraser dionne.fraser@ypnexthome.ca Nina Downs nina.downs@ypnexthome.ca

SALES & MARKETING CO-ORDINATOR

Terry Bassett

CONDO PRO

BARBARA LAWLOR Barbara Lawlor is president and CEO of Baker Real Estate Inc., and an in-demand columnist and speaker. A member of the Baker team since 1993, Barbara oversees the marketing and sale of condo developments in the GTA and overseas.

STAT CHAT

BEN MYERS Ben Myers is senior vice-president of market research and analytics at Fortress Real Developments. Follow his blog posts and commentary on the Canadian housing market at fortressrealdevelopments.com/news or follow him on Twitter at @BenMyers29.

PRODUCTION MANAGER

Helen Pearce PRODUCTION CO-ORDINATOR

Sandra Hanak-Vujnovic GRAPHIC DESIGNER

Miguel Cea

#500-401 The West Mall Etobicoke, ON M9C 5J5 T 416.626.4200 F 416.784.5867 ypnexthome.ca

ADVERTISING Call 416.626.4200 for advertising rates

and information.

more online We have even more content online! Read more stories from our team of contributors at ypnexthome.ca, including stories by:

STYLE FILE

JANE LOCKHART Jane lockhart is founder and principal designer of Jane Lockhart Interior Design in Toronto. She can be reached at 416.762.2493. janelockhart.com

CIRCULATION Free distribution in select high-traffic street boxes, stores, banks, financial institutions and select condominium sales offices.

COPYRIGHT 2016 All rights reserved by Yellow Pages Homes Limited. Reproduction in any form is prohibited. Contents of this publication are covered by copyright and offenders will be prosecuted under the law.

TERMS Advertisers, editorial content and New Condo Guide are not responsible for typographical errors, mistakes or misprints. All prices are correct as of press time and are subject to change without notice.

E. & O. E. EDITORIAL Submissions from interested parties will be considered. Email to susan.legge@ypnexthome.ca.

The views and data expressed by columnists do not necessarily represent those of the publication.

FINANCE

GAIL VAZ-OXLADE Gail Vaz-Oxlade is the host of Til Debt Do Us Part and author of Debt Free Forever and blogs daily at gailvazoxlade.com

4 YPNEXTHOME.CA

Please recycle this magazine! Yellow Pages NextHome participates in the Partners in Growth Reforestation Program through St. Joseph Communications. To date, Partners in Growth has planted over 2.5 million trees in parks, recreation and conservation areas, and other public spaces across Canada. Established in 1990, this program was started with Scouts Canada to help replenish the environment.

high high highhigh

NOV 19 - DEC 3, 2016 | NEW CONDO GUIDE 5

READY FOR YOUR DECOR APPOINTMENT?

HOMES CONDOS COMMUNITIES

6 YPNEXTHOME.CA 6 YPNEXTHOME.CA

#ASKEMPIRE HOW TO PERSONALIZE YOUR NEW HOME Whether you’re researching or have bought a new home, Empire’s comprehensive collection of resources will help you along every step of the journey. Visit our new website and discover the answers to all your home buying questions today.

Explore the possibilities at empirecommunities.com NOV 19 - DEC 3, 2016 2016 || NEW CONDO GUIDE GUIDE 7

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YPNEXTHOME.CA

OPEN-CONCEPT

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IN DIGO CO N D O MINI U MS IN MAPLE

Last chance for pre-construction prices!

One-bedrooms from the low $300’s Two-bedrooms from the mid $400’s Townhomes from $649,900 Due to the overwhelming success of INDIGO’S first release, a new collection of spacious one-bedroom, one-bedroom + den and two-bedroom suites are now available.

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MCNAUGHTON RD

contents NOVEMBER 19 – DECEMBER 3, 2016 | VOLUME 20, ISSUE 22

20 ON THE COVER

Mattamy Homes & Biddington Homes Chic amenities the icing on the lifestyle cake at Vita On The Lake

+ online NEIGHBOURHOOD

HOME SEARCH

property profiles MORE +PHOTOS +VIDEOS +ADVICE +INSPIRATION +TRENDING

32

38 WITH

DYNAMIC MAPS

LOOK FOR THE CIRCLE

The Park Club

Your day of adventure and relaxation as a resident of The Park Club

Cresford

VOX – Live out loud: New release of luxury penthouses

52 SilverCreek Group

The Residences of the Hotel McGibbon bring new artistry to downtown Georgetown

60 Marlin Spring Developments

Find your rhythm at Canvas Condominium

64 Rosehaven

Welcome to Affinity Condominiums

10 YPNEXTHOME.CA

38

32 trending

14

24 2017 housing forecast

Federal and provincial policy to cool resale market, slow price gains

16

30 Tax rebate

by Lydia McNutt

36

Market news

Luxury homes selling like hotcakes

by Lydia McNutt

42 Housing starts

Toronto housing starts rise after two months in decline

44 Housing tour

Building communities of the future

56 Home hunting

Need a little luck to find that perfect home?

by Elisa Krovblit

68 Survey says...

Three-quarters of Canadians risk missing out on 2016 tax savings

advice

12

BILD report

Rising home prices hurting Millennials

46 Holiday decor

Tips for decorating and entertaining for the holidays

by Barbara Lawlor

by Lydia McNutt

Province of Ontario doubling LTT rebate for first-time homebuyers

Condo pro

Why condo registration is a milestone for suite owners

17

Home sweet home

Selling your home? Make it memorable – for the right reasons

by Lisa Rogers

72

Designer advice

Top 10 condo upgrades

by Yanic Simard

by Lydia McNutt

neighbourhood profile

Stat chat

29

Should we stop building condos in Toronto?

by Ben Myers

28 Legally speaking

by Wayne Karl

buyers’ resource section

74

Hot properties 905

75

Hot properties 416

Deciphering legal language

by Jayson Schwarz

34 Fundamentally speaking

What the new mortgage rules could mean for you

by Wayne Karl

54 Mortgage advice

Mimico

Previews, new releases and grand openings in the 905 Previews, new releases and grand openings in the 416

in every issue

02 Editors’ note

Hidden home ownership costs, and how to prepare

04 Contributors

by Alyssa Furtado

86 Advertiser index

62 Make your move

Blizzards, black ice and moving trucks, oh my!

by Chuck Resnick

inspiration

87

What’s online

district maps

76

Toronto and Waterfront

82 905 region

40 Style file

Paint pros reveals top colour trends for 2017

by Lydia McNutt

by Bryan Tuckey NOV 19 - DEC 3, 2016 | NEW CONDO GUIDE 11

Advice | BILD REPORT

Rising home prices hurting Millennials

By Bryan Tuckey

MORE ADVICE ONLINE ypnexthome.ca/news/advice

MANY MILLENNIALS are finding themselves priced out of the housing market as they search for their first homes.

Millennials are those born between the early 1980s and the late 1990s and who will have come of age in the new millennium. They are a fastgrowing segment of our population and play an increasingly important role in our housing market.

More Millennials are starting families every year, and that is causing a shift in their housing needs.

Contrary to popular belief, most Millennials don’t want to raise their children in highrise condominiums.

A recent survey by the Toronto Real Estate Board found that 75 per cent of Millennials are looking to buy lowrise detached and semi-detached homes and townhomes. In today’s market, that’s not easy.

While demand for lowrise homes is rising, there are far fewer of them 12 YPNEXTHOME.CA

being built. In accordance with provincial growth policy, the GTA’s home building and land development industry is building a lot less groundrelated homes, particularly singlefamily detached homes, than a decade ago.

At the beginning of the millennium, about 70 per cent of new homes sold in the GTA were lowrise. This year such homes account for slightly more than 40 per cent of new homes sold so far, according to Altus Group, BILD’s official source for new home market intelligence.

Lowrise sales have decreased because there are fewer of them on the market. Over the last decade, we have seen a major decline in the amount of ground-related homes available for purchase in builders’ inventories. There were just 1,604 lowrise homes for sale across the GTA at the end of September, about one-tenth of what was available in June 2006.

While supply of lowrise homes has dropped, demand hasn’t and the

result is prices grow every month.

In September, the average price of a new lowrise home in the GTA was $992,231. Meanwhile, single-family detached homes reached an average price of $1.19 million.

Condos are becoming the only option for a growing number of Millennials. Many new condo developments feature amenities geared toward families and larger suites.

The average price of condominiums remained stable for much of the last decade because unit sizes were getting smaller. Now, average condo sizes are increasing and so are the prices. The average price of highrise homes in the GTA reached a record high of $486,605 in September.

We need to work together and find a solutions-oriented approach to improving housing supply and affordability so that our communities are home to Millennials. I say this as both an industry professional and a father of Millennial children.

Bryan Tuckey is president and CEO of the Building Industry and Land Development Association and a land-use planner who has worked for municipal, regional and provincial governments. Follow him on Twitter @bildgta, facebook.com/bildgta, and bildblogs.ca

From the $300s

Register at homeonpower.ca

It’s not the East End. It’s just the beginning.

Coming soon to Power & Adelaide.

Prices, sizes and specifications subject to change without notice. Illustration is artist’s concept. E. & O. E. NOV 19 - DEC 3, 2016 | NEW CONDO GUIDE 13

Advice | CONDO PRO

Why condo registration is a milestone for suite owners

By Barbara Lawlor

MORE ADVICE ONLINE ypnexthome.ca/news/advice

IF YOU ARE SHOPPING for a

condominium suite for the first time and you have owned a lowrise home in the past, you should take time to find out how condo ownership differs.

One example is when you receive title and can move in. In a lowrise scenario, those both happen on closing day — when you officially own your home. With a condominium, you can move in before you receive the title to your suite.

In order to be considered a condominium, the building has to be complete, and it must pass the approval processes required to register it with the Land Registry Office. At that point, the title to your suite can be transferred to you.

This may happen at different times for you and your new neighbours, depending on what floor your suite is located. In a highrise, the lower floors are usually finished well in advance of the upper levels, and the approval process starts as soon as the first suite is occupied. Once the interior is complete, residents of the upper floors can move in as well.

I would say the process typically takes up to six months, although sometimes it can be quicker.

First, the municipal council has to approve it, then the regional planning department, and after that, the Minister of Consumer and Commercial Affairs. They are all looking at how the building upholds the elements stipulated in the draft plan and Condominium Declaration.

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This system of checks and balances exists to protect condominium purchasers. Only after all of the involved parties are satisfied can condo registration be completed.

So, what does that mean to your condo ownership? It means that until the condo is registered, even if you have moved in, technically you do not own your suite outright. You are in a situation referred to as “interim occupancy.” This term refers to the time between the occupancy date you were given after roof-topping occurred and when the condo is registered, and when you officially receive title to your suite. During interim occupancy, the vendor still owns your suite.

During this time, you pay a fee to the developer until the condo is officially registered. Developers use a formula to determine these fees.

They go by the interest portion of the balance owing on the purchase price (usually payable on the registration date), based on a one-year mortgage rate of the Bank of Canada, plus the estimated maintenance fees for the suite, plus its portion of the estimated real estate taxes. The fee you pay is not considered rent, and it is not money you can apply to your mortgage. The builder/developer

receives the money once title is transferred and you take out your mortgage.

You have to take into consideration other interim closing costs besides your monthly occupancy fees, such as the funds that will bring all deposits to the required percentage of the purchase price. There are usually adjustments as well, plus enrollment of your suite with Tarion Warranty Corporation. Even though you do not yet own your suite outright, you do need to have homeowners’ insurance in place. You will also have to arrange for utility hook-ups, just as if you do own the home. Keep in mind that both your Tarion and appliance warranties begin on occupancy.

What’s in it for you is the opportunity to move in before registration. It is important to understand condominium ownership and all its parameters. Be sure to ask for clarification if anything confuses you. Informed purchasers make the happiest owners.

Barbara Lawlor is president of Baker Real Estate Inc., and an in-demand columnist and speaker. A member of the Baker team since 1993, Barbara oversees the marketing and sale of condominium developments in the GTA and overseas.

NOW ON SALE YOUR FIT ONE SZ ES N

YOUR FA MI LY

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ME AT ARC HO UR O

YOUR CON VE NI EN

THE SUCCESS OF ARC CONDOMINIUMS IS RESHAPING THE LANDSCAPE AT EGLINTON AVE W AND ERIN MILLS PKWY.

T

STUDIO TO FAMILY-FRIENDLY 3 BEDROOM DESIGNS

IL TA RE

SUITES FROM THE

$300,000s $300,000

The visionary Daniels Erin Mills community has fabulous neighbourhood amenities perfect for YOU and your family.

Grab a coffee and run your errands in The Plaza featuring a Farmers’ Market and convenient ground floor retail.

Or have a picnic and take the kids outside to play in the central Courtyard – spanning almost an acre in size, complete with playgrounds, open green space and so much more.

At Arc, YOU’LL be at the centre of it all with the Erin Mills Town Centre, Credit Valley Hospital, parks, schools, highways and more just moments away.

EVERYTHING YOU LOVE IS ALL AROUND YOU!

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905.306.6996 I DANIELSARC.COM Exclusive Listing: CityLife Realty Ltd. Brokerage. Brokers Protected. Illustrations are artist’s concept. Prices and specifications are subject to change without notice. E. & O. E. All brand names, logos, images, text and graphics are the copyright of the owners, The Daniels Corporation.

Reproduction in any form, without prior written permission of The Daniels Corporation, is strictly prohibited.

15

Advice | HOME SWEET HOME

Selling your home? Make it memorable – for the right reasons Typically an open house lasts for two hours. Go take a walk, go out for lunch, go to the grocery store.

Just go.

By Lydia McNutt

Dumping ground I actually went to an open house where I discovered a filthy toilet brush, dirty rags and a slop bucket stashed in the shower. Unfortunately for the sellers, the shower was enclosed in glass and thus, a poor hiding place. I didn’t need to see any more.

MORE ADVICE ONLINE ypnexthome.ca/news/advice

THERE ARE MANY REASONS to sell

your home this fall. You could be among the throngs of Canadians looking to cash in on Canada’s hot housing market. Or perhaps you’re a neighbour south of the border, considering an escape from Trumpville. And second only to spring time, autumn is the best season to make a sale. All good reasons, in my humble opinion.

Regardless of your reasons for selling your home, success starts with a great first impression.

Having recently bought and sold my own home, I quickly discovered that smart sellers learn from someone else’s mistakes rather than their own.

In my own buying and selling saga, I quickly learned how not to attract buyers.

In (and out of) the “dog house” My furbaby, Fred, always held a special place in my heart and home, but not everyone gets the warm and fuzzies when it comes to pets. Some people have allergies, some have phobias. Others just don’t care for them. I visited an open house with a pretty living room, a renovated and updated kitchen, and a large garage – complete with a pair of howling dogs who were making their presence known to everyone within a five-mile radius. Seven minutes of incessant barking had me sprinting for the front door.

16 YPNEXTHOME.CA

Before opening your home to potential buyers, neutralize it of anything questionable. This includes the lingering aroma of last night’s fish fry, the remnants of that do-ityourself cheese-making experiment and every indication of pets. Even seemingly insignificant things can be enough to influence a prospective homebuyer’s decision – consciously or subconsciously. When in doubt, take it out.

Our home is your home?

It’s not required that the sellers vacate their home for the duration of an open house, but it’s a good idea. You’ve heard that prospective buyers can have trouble picturing themselves living in your house if they see your family photos and collections on display. Well, that goes double for seeing you in the flesh. On touring one open house, I came across the homeowners, drinking tea with their bare feet up on the coffee table. Nope, nope, nope.

Lessons learned A first impression is the only impression. Don’t waste this valuable opportunity by showing your home in a less-than-perfect light.

This also applies to photos for your home listing. A quick Google search will reveal the true horrors of unstaged properties for sale. Photos you can’t un-see.

While this all seems like common sense, some people need to be told.

The funny thing about these three scenarios is, the homeowners were all represented by selling agents who likely advised them on best practices. Do yourself a favour – follow professional advice, and learn by example. Before having your own open house, visit as many as you can, take note of what you liked about them, and what you didn’t.

Then, learn from other people’s mistakes and save yourself the trouble.

Lydia McNutt is an award-winning writer and the editor of New Condo Guide.

Lydia’s love of architecture, interior design and the written word have landed her happily at YP NextHome, where real estate rules. Lydia can be reached at Lydia.McNutt@ypnexthome.ca, and follow her on Twitter @LydiasTweets

You call it the perfect gift.

Downtown Erin Mills / Mississauga

We call it Pemberton.

SkyCity Condos / Richmond Hill

Ten93 Queen West / Toronto

Downtown Erin Mills / Mississauga

CityLights on Broadway / Toronto

The Urban Townhome Collection / Toronto

Indigo Condominiums / Maple

All illustrations are artist concept.

Everything a home should be.

The Pemberton difference isn’t simply in how we build. It’s in what you feel. The feeling you get when we’ve delivered exactly what we promised and everything you want.

A feeling that, while difficult to describe, feels overwhelmingly right. With decades of experience and a reputation for building truly exceptional condominiums in the Greater Toronto Area’s greatest communities, we invite you to experience the feeling yourself.

Learn more at pembertongroup.com

Advice | STAT CHAT

Should we stop building condos in Toronto?

By Ben Myers

MORE ADVICE ONLINE ypnexthome.ca/news/advice

IN EARLY NOVEMBER, a local

councillor in Toronto wrote a letter to the Toronto and East York Community Council suggesting that the City of Toronto put a moratorium on accepting any more rezoning applications for new tall condominium apartments. The letter implied that there were various reports suggesting that there was an oversupply of Toronto housing. I’m not sure what reports the councillor was referring to, as commentary from market research firms Altus Data Solutions and Urbanation have pointed to less new unit supply as a key driver of house price inflation.

CIBC’s chief economist, Benjamin Tal, recently noted that supply is the number one factor influencing the growth in housing values this year. The Toronto Real Estate Board has pointed out that a major lack of listings in both the resale and rental markets has resulted in bidding wars to lease and buy properties.

I agree with the councillor’s assessment that we need better and more reliable transit, more parks and more daycare, but putting the brakes on development won’t make those key city-building initiatives more likely to occur. New development projects add millions of dollars for the city’s disposal through development charges, Section 37 fees, new property taxes, and incomes taxes on construction workers. You can put a moratorium on tall buildings, but no one is putting a moratorium

on people having children and immigration into Toronto. Continued high demand coupled with lower supply in the future will result in a much worse housing affordability situation.

Real estate developer and blogger Brandon Donnelly recently posted some figures from the New York City condo market, which he noted was priced at just above $600 per sq. ft. in 2002 and now sits closer to $1,800 per sq. ft. Keep in mind that the global financial crisis occurred in that stretch. Urbanation notes that as of Q3-2016, the average resale condominium sold for $667 per sq. ft. in the former City of Toronto, while the average new condo sold for $674 per sq. ft. ($511 and $590 per sq. ft. respectively in the GTA overall). Could Toronto possibly hit such a ridiculous figure of $1,800 per sq. ft. in less than 15 years? If the City of Toronto puts a stop to building tall towers, we might get there sooner than that.

Given the choice between a city with a crowded subway and

expensive daycare, versus a city where a 1,000-sq.-ft. condominium costs $1.8 million, I would suspect that most people would choose the former.

The condo boom in the region hasn’t benefited everyone, but it has created thousands of jobs, is transforming Regent Park, has helped bring an amazing new park to Toronto (Corktown Common), contributed to the revitalization of our waterfront, brought fantastic new retail and restaurants to town, and helped hundreds of thousands of people find a new home.

Let’s hope the City doesn’t take the councillor’s advice. Otherwise, you’d better call the bomb squad, because condo prices are going to explode!

Fortress Real Developments partners with builders across Canada, and Ben assists in evaluating the market and projects that Fortress engages in.

Follow his blog posts and commentary on the Canadian housing market at fortressrealdevelopments.com/news or follow him on Twitter at @benmyers29.

NOV 19 - DEC 3, 2016 | NEW CONDO GUIDE 17

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NOV 19 - DEC 3, 2016 | NEW CONDO GUIDE 19

Property Profile | MATTAMY HOMES & BIDDINGTON HOMES

cover story

Chic amenities the icing on the lifestyle cake

at Vita On The Lake LIVING BY WATER TAKES ON NEW EXCITEMENT at Vita on the Lake, Mattamy Homes’ and Biddington Homes’ 53-storey condominium tower on popular Lake Shore Boulevard West in Etobicoke. Residents will enjoy an enviable lifestyle that includes spectacular lake and city views, as well as convenient access to the waterfront, local shops and services, public transportation, major highways, parks, schools, restaurants and a hospital. Among the many reasons why Vita on the Lake is such a phenomenal success is also its roster of elegant indoor and outdoor amenities. Designed by multi-award-winning U31, these common areas are uncommonly innovative and stylish.

Let’s begin with the residence’s light-flooded, two-storey lobby.

Setting the tone for the condominium, this inviting area is both chic and comfortable. Cool marble walls and floors create a clean modern palette that is warmed by a massive wood feature wall and grounded by unique stone furnishings. The result is a bright, dynamic, welcoming space that evokes serenity yet hints at the condominium’s invigorating interior.

For entertaining on a grand scale or even just meeting with friends for a drink and a chat, Vita’s party room offers the perfect spot. The bar expands across one wall, making it possible for several friends to sit and toast the evening in a club-like atmosphere. The rest of 20 YPNEXTHOME.CA

the massive space is delineated with furniture groupings to accommodate a variety of social situations. A highlight is the enormous U-shaped sofa peppered with cushions and fronted by a dramatic round glass coffee table. This party room is a modern urban space with two window walls offering access to the outdoor lounge.

Active residents will appreciate the fully equipped fitness centre, where they can run on treadmills, work out with weights and/or stretch and relax with some yoga in stunning, well-lit surroundings. The clean lines in this fitness centre let the energy flow. On the fifth-floor amenity space rooftop, a luxurious salt water pool is flanked by sleek decking, lounge and bench seating, and offers outstanding views. At Vita, the possibilities for exercising, energizing and entertaining are endless.

Vita on the Lake’s exterior is expertly designed by renowned Graziani + Corazza Architects Inc., with landscaping by gh3, to maximize its lakeside

Location

Lake Shore Boulevard West in Etobicoke Builder

Mattamy Homes & Biddington Homes Development

Vita on the Lake Home Type

Condo suites from 524 to 1,544 sq. ft.

Sales Centre

2167 Lake Shore Blvd. W. Contact

647.347.5930 MattamyHomes.com

the mid-$300,000s. This represents incredible value, as the purchase price includes HST, six appliances, one locker, a wine fridge in select suites, and one parking spot for most suites.

Ask a sales representative for details.

Vita on the Lake is being developed and built by two prestigious companies with longstanding reputations for excellence. Mattamy is the largest privately owned homebuilder in North America, and has built and closed more than 70,000 homes in hundreds of communities across Canada and the United States. Since being founded in the 1960s, The Biddington Group of Companies has developed numerous highrise communities, luxurious single-family homes and has partnered with some of Canada’s most respected developers. Mattamy and Biddington created Riva Del Lago on the Waterfront condominium community in Etobicoke, and Mattamy completed Waterscapes in the area’s Waterview community. setting and the natural environment of the waterfront parklands. The architecture is symmetry in motion, with recessed balconies and a lightcoloured podium. On a clear day, the vistas from Vita stretch clear to New York State.

The well-appointed suites carry the theme of freedom and

expansiveness with open-concept main living areas bathed in natural light from large windows and balconies. Contemporary kitchens are ergonomically designed for ease of use, and bathrooms feature spa-inspired vanities, hardware and fixtures. Suites range in size from 524 to 1,544 sq. ft. and are priced from

The Vita on the Lake presentation centre is located at 2167 Lake Shore Blvd. W. Hours are Monday to Thursday from noon to 8 p.m.; Friday 1 to 6 p.m.; Saturday and Sunday 11 a.m. to 6 p.m. For more information, call 647.347.5930 or visit MattamyHomes.com.

NOV 19 - DEC 3, 2016 | NEW CONDO GUIDE 21

LIVE IN QUEEN WEST.

NOW OPEN

Already one of Toronto’s most desirable neighborhoods, the western rim of Queen Street West has become a haven for fashionistas, artisans, foodies and many of the city’s trendiest condominiums.

Presentation Centre Hours: Mon–Thurs: 12pm–6pm Fri: By Appointment Weekends & Holidays: 11am–5pm

22

YPNEXTHOME.CA

EPIC, located across the street from the Drake Hotel, is at the heart of this über-hip community.

Suites from $

350,990*

Epic is the third and culminating phase of Queen West’s Triangle Park Community. A grand condominium saga that is larger than life – EPIC is an architectural creation of iconic stature dominating the trendsetting Queen West community. A new legend and a new opportunity for you.

COMING SOON

NOW UNDER CONSTRUCTION

NOW OPEN

Theatre District Residences on Adelaide

Musée - Occupancy Date Winter 2017 525 Adelaide St. West, Toronto Sales Office located at 68 Abell Street, Ground Floor 647.347.6680

50 at Wellesley Station - Occupancy Date Fall 2018 50 Wellesley St. East, Toronto Sales Office located at 68 Abell Street, Ground Floor 647.347.6680

1 Yorkville - Occupancy Date January 2018 1 Yorkville Ave., Toronto Sales Office located at 162 Cumberland St. 416.519.2911

The MET at Vaughan Metropolitan Centre 7895 Jane St., Vaughan Sales Office located at 7800 Jane St., Vaughan 416.862.0888

170 Spadina at Queen MOVE IN NOW EPIC 68 Abell St., Toronto Sales Office located at 68 Abell Street, Ground Floor 647.347.6680

Brokers protected. Prices, sizes and specifications subject to change without notice. E.&O.E. NOV 19 - DEC 3, 2016 | NEW CONDO GUIDE 23

Trending

2017 housing forecast: Federal and provincial policy to cool resale market, slow price gains

By Lydia McNutt

WITH 2016 DRAWING to a close and

a new year ahead, housing market experts are making their predictions as to what to expect in 2017.

According to RBC’s latest Canadian Housing Forecast, it’s cooler resales and curbed price increases, thanks to provincial and federal policy changes aimed at cooling the hot housing market.

RBC has downgraded its earlier 2017 forecast, now calling for a national drop of 11.5 per cent in home resales following a 4.4-percent increase in 2016. Resale transactions are expected to reach a record high of 527,900 units nationally by year’s end.

While resale transactions are expected to drop across the board, the degree will vary greatly depending on province. Declines could range from three per cent in Manitoba, to 24 per cent in British Columbia.

However, benchmark prices are still expected to rise in 2017, though at a much slower pace – up 1.6 per cent, compared to 9.5 per cent in 2016.

The rapid price gains this year are being led by British Columbia, which grew 20.5 per cent over 2015, and Ontario where the rate of growth hit a 27-year high of 11.6 per cent.

“Overstretched affordability conditions in Canada’s most expensive markets are poised to restrain homebuyer demand, especially if longer-term interest rates rise as we expect – however, we see recent policy action as the bigger factor at play,” said RBC Senior Economist Robert Hogue in his report. “Importantly, we expect rule changes at the federal level will have 24 YPNEXTHOME.CA

MORE TRENDING ONLINE ypnexthome.ca/news

a dampening effect on home-buying activity across all provinces, not just for Canada’s hot markets.”

New mortgage insurance rules, which took effect on October 17, are expected to reduce 2017 sales activity by eight per cent nationwide.

Meanwhile in BC, the new tax on foreign nationals buying property in Vancouver – just one of the province’s policy changes aimed at cooling the hot housing market – is expected to reduce sales activity by 23.8 per cent next year.

“While we downgraded our

housing market outlook, we remain of the view that our base case scenario would qualify as a soft landing posing little threat to the stability of the market, even in British Columbia,” Hogue wrote in his report. “There is an unusually high degree of risk around this outlook, however, both on the downside and on the upside.

Much of this uncertainty stems from the difficulty to gauge the market’s reaction to the new policy measures, as well as the potential for further policy intervention to cool the market we assume none at the present time.”

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CONDOS FROM THE $300’s Stylish condos across from Bayview Village and steps to the subway, parks, schools, highways and more.

VISIT THE VILLAGE RESIDENCES SALES CENTRE 591 Sheppard Ave. East VillageResidences.ca 647.622.8408

*As per price list. Limited time offer. Offer based on select number of units. On select model types. Must have mortgage approval prior to deal going firm.

For qualified buyers on approved credit. Prices, information and program subject to change without notice. Cannot be combined with any other offer or incentives.

Brokers Protected. See sales Representative for details. E.&.O.E

NOV 19 - DEC 3, 2016 | NEW CONDO GUIDE 25

WE’VE MOVED!

SALES CENTRE LOCATED ON THE GROUND FLOOR OF LEGACY PARK 7890 BATHURST ST.

1-BEDROOM BLOWOUT EVENT 1-BEDROOM SUITES FROM THE $300’S Legacy Park, the final building in the masterplanned community of Thornhill City Centre, with a 5-acre central park, incredible amenities and modern urban suite designs.

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Cannot be combined with any other offer or incentives. Brokers Protected. See Sales Representative for details. E&.O.E.

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27

Advice | LEGALLY SPEAKING

Deciphering legal language Deeds, transfers, mortgages, charges, discharges and undertakings

accept the builder’s or the builder’s lawyer’s undertaking to register a partial discharge, without the other information.

Now, I do not believe the builder or the builder’s lawyers who do not include this information would give the promise without meaning it, but what about things out of their control?

By Jayson Schwarz

MORE ADVICE ONLINE ypnexthome.ca/news/advice

FOR THE AVERAGE homebuyer,

there are some legal terms that require translation. The Government of Ontario keeps records of every piece of property in the province.

These records are called the “title documents.” The document on file that says who owns the property is called the “transfer,” or “deed.” All of these documents are filed with the government — a process that is called “registering” the document.

When a bank lends money and gets a record of this loan on title, the document is called the “mortgage” or the “charge.” When the charge is paid off, a new document is filed with the government office and it is called a “discharge.” If only part of the charge is paid off, a document called a “partial discharge” can be filed. There are many other documents, but these are a good starting point.

Usually when a developer/builder starts a new project, he/she will go to a bank or other financial institution and just like you, arrange for a mortgage or charge. The difference, however, is that this can be a huge charge. As an example, the builder/developer may have a $50- or $60-million “blanket” charge applied to enable him/her to create and build the project. The next thing that happens is that the house or condo is built and sold, and it is time for closing.

28 YPNEXTHOME.CA

For example, if:

In the Agreement of Purchase and Sale will be a clause that will relate to the discharge of that part of the blanket charge which affects the property you are buying. The builders’ lawyers (the good ones, in any case) add the clause that the purchaser will accept the promise (undertaking) of the builder’s lawyer to register the partial discharge in a reasonable period of time, but will give on closing two important things: a) a letter (“discharge statement”) from the bank or other financial institution (“mortgagee” or “chargee”) setting out how much money has to be paid to the chargee to obtain the partial discharge; and b) a direction from the builder to the purchaser, telling the purchaser to pay the amount of money needed to obtain the partial discharge directly to the chargee.

The clauses I will not accept stop with the purchaser being forced to

» the builder goes bankrupt » the builder has a dispute with the bank » some other party seizes the money from the builder » the builder has an internal shareholders dispute and assets are frozen » the lawyer goes to Argentina with the money » the builder goes to Tahiti with the money If we had followed a) and b), none of that would matter. My complaint is that it does not cost the builder anything to give this peace of mind and security to the purchaser.

It is just usually the fault of a lawyer trying to prove how good he or she can be.

Watch for these tricky clauses and consult a lawyer, because only a lawyer can provide legal advice and care enough to catch these kinds of things.

Jayson Schwarz LL.M. is a Toronto real estate lawyer and partner in the law firm Schwarz Law LLP. Visit schwarzlaw.ca or email info@schwarzlaw.ca and give us your questions, concerns, critiques and quandaries.

NOW UNDER CONSTRUCTION.

Learn more at the Menkes Condo Centre at 770 Bay St., Toronto. Call 416-591-7700 or visit us online at menkes.com

Get connected at The Eglinton and live Yonge at Heart, where the bustling downtown is far enough away for you to unwind, yet close enough for you to connect with the very best of everything the city has to offer.

The surrounding scene of this visionary condo consists of some of Toronto’s well established restaurants and fashion boutiques, pristine parks and exciting entertainment.

This prime midtown location places you only steps to the subway and the future Eglinton Crosstown LRT.

SUITES STARTING FROM THE HIGH $200’S

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THE EGLINTON YONGE & EGLINTON UNDER CONSTRUCTION FROM THE HIGH $200’S 416.591.7700

FABRIK RICHMOND & SPADINA MOVE-IN NOW FROM THE HIGH $500’S 416.591.7700

365 CHURCH CHURCH & CARLTON UNDER CONSTRUCTION FROM THE LOW $400’S 416.591.7700

87 PETER PETER & KING UNDER CONSTRUCTION PENTHOUSES FROM $780,990 416.591.7700

HARBOUR PLAZA HARBOUR & YORK UNDER CONSTRUCTION FROM THE MID $300’S 416.591.7700

See sales representative for details. Prices and specifications are subject to change. E.&O.E. 2016

menkes.com

Neighbourhood Profile

Lake-side living in Mimico

By Wayne Karl

Fast facts

MORE PHOTOS ONLINE nexthome.yp.ca/mimico

Average household income

$74,144 FROM KIPLING AVENUE on the west, to the Gardiner Expressway on the north, Lakeshore to the south and to where Lakeshore and Gardiner intersect on the east, this historic community has long been “blue collar.” From the Goodyear factory (1917-87) to Campbell Soup (1930-present), Mimico wears this heritage on its sleeve. It’s been an “area in transition” for decades, but is now showing real progress.

The vibe Mimico shows its age in spots, particularly along Lakeshore, where you will find lowrise rentals mixed with small retailers. But residential development – condos and townhomes on the former Goodyear site and several new highrises on the east, is breathing new life into the area. Though still in transition, Mimico, given its proximity to downtown and higher priced areas, is a comparative bargain.

Real estate The majority of residents are working age (25 to 64), with a sizeable seniors population. Condos and townhomes are the most prevalent housing type,

including the new highrises around Lakeshore and Park Lawn Road, as well as lowrise apartments built in the 1950s and ’60s. Head north off Lakeshore into streets around Royal York, and you’ll find character homes, 1940s-era bungalows and some larger all-brick homes.

Dollars and sense This is where Mimico proves its mettle. With average prices about $433,000, Mimico is a bargain.

Don’t expect huge lots and ultramodern features in existing homes, but you’ll be surprised by the variety and affordability. Combined with new condo and townhome options, buyers can get in the market under the average price. And there’s plenty of affordable options for renters.

Planes, trains and automobiles TTC streetcar service along Lakeshore is among the oldest and most established in the city, and GO Transit’s Mimico stop on the Lakeshore West line is at Royal York.

For those who drive, QEW/Gardiner is right there, affording quick access into the city or to the burbs. Noted traffic issues permitting, of course.

Family structure

SINGLES

FAMILIES

COUPLES

38%

34%

28%

Own vs. rent

36%

RENTERS

64% OWNERS

Cheers!

Corona

TOP BEER BRAND

SOURCE: ENVIRONICS

NOV 19 - DEC 3, 2016 | NEW CONDO GUIDE 29

Trending

Province of Ontario doubling LTT rebate for first-time homebuyers

By Lydia McNutt

THE PROVINCE OF ONTARIO is giving

first-time homebuyers a bit of a break by doubling the maximum refund of Land Transfer Tax (LTT) from $2,000 to $4,000 starting in the new year.

Finance Minister Charles Sousa made the announcement in his 2016 Ontario Economic Outlook and Fiscal Review, presented in the provincial legislature, stating that home ownership has become the key to many people’s long-term financial security.

Currently, eligible first-time homebuyers pay no LTT on the first $227,500 of their purchase. Effective Jan. 1, 2017, the untaxed portion of the price will increase by $140,500 to $368,000, making it easier for first-time buyers to get into Ontario’s hot housing market. First-time buyers who pay over $368,000 would get a maximum refund of $4,000. The Ontario Ministry of Finance estimates that, with this new 30 YPNEXTHOME.CA

MORE TRENDING ONLINE ypnexthome.ca/news

rebate, more than half of first-time homebuyers would pay no provincial LTT. For example, a qualifying purchaser of a $350,000 home currently pays $1,725 in LTT (including the current maximum refund). With the enhanced refund, the LTT payable is zero.

The Province points out that first-time buyers of more expensive homes would also benefit from the increased rebate. For example, a qualifying purchaser of a $600,000 home currently pays $6,475 in LTT (including the current maximum refund). As of January 1, this would decline to $4,475 – a savings of $2,000.

“Finding an affordable home has become a struggle for thousands of young couples,” said Ray Ferris, president of the Ontario Real Estate Association, in a press release. “This tax break will reduce a first-time buyer’s closing costs and help them save more for their downpayment.”

The current tax rates have not changed since 1989.

The tax rebate will only apply to first-time homebuyers who are Canadian citizens and permanent residents. Upon obtaining Canadian citizenship or permanent resident status, first-time buyers would be able to apply for the refund within an 18-month period.

At the same time, the tax rate on homes priced over $2 million is being increased from two to 2.5 per cent.

N OW U N D E R CO N ST R U C T I O N AT D O N M I L L S & S H E P PA R D

Timing is Everything.

Emerald City’s Block B offers a great selection of suites, to meet your schedule – from the high $200s

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P R E S E N TAT I O N G A L L E R Y I S N O W O P E N MON-THURS 11-6 PM SAT & SUN 12-5 PM EXCLUSIVE LISTING: BAKER REAL ESTATE INCORPORATED BROKERAGE. BROKERS PROTECTED.

THE RENDERINGS ARE FOR ILLUSTRATION ONLY AND IS NOT IN ANY WAY DESIGNED TO REPRESENT OR GUARANTEE A VIEW FROM ANY PARTICULAR UNIT OR LOCATION. THE RENDERING DOES NOT REPRESENT ANY CONDITION AT PRESENT, OR IN THE FUTURE, WHICH MAY OBSTRUCT OR IMPEDE THE VIEWS, INCLUDING BUT NOT LIMITED TO CURRENT AND FUTURE CONSTRUCTION PLANS BY THE DEVELOPER OR OTHERS. NEITHER THE DEVELOPER NOR ITS AGENTS MAKE ANY GUARANTEES OF THE EXISTENCE OF ANY VIEW FROM ANY UNIT OR LOCATIONS WITHIN EMERALD CITY AND VIEWS ARE SUBJECT TO CHANGE WITHOUT NOTICE. BLOCK B WILL HAVE THREE PROPOSED TOWERS WITHIN THIS PHASE. RENDERINGS ARE AN ARTIST’S IMPRESSION ONLY. E.&O.E.

NOV 19 - DEC 3, 2016 | NEW CONDO GUIDE 31

Property Profile | THE PARK CLUB

Your day of adventure and relaxation as a resident of

The Park Club IF YOU CHOOSE TO BECOME a suite owner at

The Park Club, the newest condominium at the Emerald City master-planned community in North York, you will enjoy the ultimate in convenience when it comes to day-to-day living. Situated at the corner of Sheppard Avenue East and Don Mills Road, Emerald City is set amidst an enviable roster of amenities.

The possibilities for interesting ways to fill your days are endless. For example, you might begin your Saturday with a morning run at nearby Parkway Forest Park, where kids in the playgrounds wave to you, and teens are engrossed in a soccer game on the multipurpose sports field.

Back in Emerald City, you stop for a coffee at Tim Hortons on the ground floor of the first completed condominium and marvel once again at this community’s massive, brightly coloured public art cones by Canadian artist Douglas Coupland. The steamy java is the perfect pick-me-up, as you head from there back to The Park Club, where the grand roundabout entry and dramatic building entrance create a unique sense of place.

The concierge welcomes you, and you head straight to the spa for a sauna and dip in the plunge pool. What fabulous amenities to have right in your own building, along with a stylish party room opening onto a barbecue terrace, fitness facility, Zen terrace, virtual meditation room and guest suite.

Then up to your beautiful home, where you shower and change before you leave on your shopping outing at the spectacular Fairview Mall to pick up a few early holiday gifts. With its recent renovation, more than 175 shops, restaurants and services, this mall is perfect for all your shopping needs and wishes.

After dropping off your great finds in your suite, you make it just in time for your cooking class in the commercial teaching kitchen at the already completed Parkway Forest Community Centre, which is part of the Emerald City development. Veal Piccata and Quinoa Tabbouleh – you decide to cook those scrumptious dishes next time you entertain.

32 YPNEXTHOME.CA

The concierge welcomes you, and you head straight to the spa for a sauna and dip in the plunge pool

Location

Sheppard Avenue East and Don Mills Road Development

The Park Club at Emerald City Home Type

On your way out, you notice local residents of all ages on their way in with gym bags, art supplies and smiles, likely to make use of this facility’s green roof, rooftop garden, gymnasium, running track, arts-andcraft room, youth lounge, meeting rooms and YMCA-run daycare. You smile as well when you think about summer visits to the aquatic centre and pavilion.

Back to your suite for another change of clothes. You promised friends you’d meet them downtown for dinner, and with the subway so easily accessible, you reach your

destination in no time. At Emerald City, you have city buses and Hwys.

404 and 401 moments away as well.

When you get home, you saunter up to the Zen terrace and notice more friends chatting around the fire pit. What a wonderful way to end your day!

This can be your experience at The Park Club, soon to be under construction. But hurry! Suites at The Park Club are already 80 per cent sold. However, you will still find an amazing selection available. Prices for The Park Club begin from the high $200’s.

Condo suites from the high $200’s Sales Centre

Sheppard Avenue, across from Fairview Mall Contact

416.492.0001 emeraldcitylife.ca To find out more and register for The Park Club, stop by the presentation centre on Sheppard Avenue, directly across from Fairview Mall. Hours are Monday to Thursday from 11 a.m. to 6 p.m.; Saturday and Sunday from noon to 5 p.m. Call 416.492.0001 or visit emeraldcitylife.ca.

NOV 19 - DEC 3, 2016 | NEW CONDO GUIDE 33

Advice | FUNDAMENTALLY SPEAKING

What the new mortgage rules could mean for you

By Wayne Karl

MORE ADVICE ONLINE ypnexthome.ca/news/advice

IF YOU’RE LOOKING TO BUY your first

home, listen up: the new mortgage rules that took effect in October will likely make it more difficult for you to get into the housing market.

Here we go again

What does this mean?

The federal government has changed mortgage eligibility rules five times between 2008 and 2015. This latest round was intended to stabilize “overheated” housing markets, mostly in Toronto and Vancouver, slow home price growth and keep mortgage indebtedness under control.

All good things.

What the changes also do, though, is make it more difficult for young Canadians to take that important first homebuying step.

As of Oct. 17, homebuyers who apply for a high-ratio mortgage (meaning, they have less than 20 per cent as a down payment) now have to undergo a mortgage “stress test” by qualifying at a rate they don’t even actually have to pay.

Yes, you read that right.

This stress test is intended to assure lenders that you, Mr. and Ms. Homebuyer, could still afford the mortgage if interest rates rise.

For example, says Alyssa Furtado, founder and CEO of ratehub.ca, a website that compares mortgage rates across Canada, the best mortgage rate in Ontario at time of writing was 2.29 per cent. However, the Bank of Canada’s qualifying rate for applicants is 4.64 per cent.

For example, a couple with a combined income of $100,000 has saved $40,000 for a down payment and they qualify for a mortgage rate of 2.29 per cent. We’ll assume their monthly property taxes will be $400, and their heating costs $150 a month.

Using RateHub’s mortgage affordability calculator, they’ll be able to afford a property costing up to $521,041 because of the new mortgage rules.

“Under the old rules, however, they would have been able to spend $635,700,” she says.

Cha-ching: a difference of $114,659.

On average, according to Calgary mortgage broker Jason Eldridge, by having to qualify for mortgage financing using the five-year Canadian benchmark rate, the maximum purchase price will drop by approximately 21 per cent, given existing five-year contract rates.

Now imagine the situation in Alberta, where the economy has already been hammered by the prolonged oil and gas slump. If you were looking to buy a home there, your buying power will now take a 20-per-cent hit – on top of the economic uncertainty you may be

34 YPNEXTHOME.CA

feeling. Those in Alberta looking to sell a home, meanwhile, will now be trying to sell to many whose homebuying power has just been reduced.

Hello, double-whammy.

There were other rule changes that come into effect on Nov. 30.

For those looking to restructure or refinance an existing mortgage or purchase a property with at least a 20-per-cent down payment, similar qualifying rules will apply in many cases. Lenders who use portfolio insurance and other discretionary low loan-to-value ratio mortgage insurance will now have to meet the eligibility criteria that previously only applied to high-ratio insured mortgages.

The bottom line The rule changes will make it harder for some first-time buyers to get into the housing market. And they may also face higher mortgage rates.

Wayne Karl is an award-winning writer and editor with experience in real estate and business. In Fundamentally Speaking, Wayne explores the basics – such as economic fundamentals – you need to examine when buying property. He can be reached at wayne.karl@ypnexthome.ca or follow him on Twitter at Twitter.com/ WayneKarl

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Modern amenities to keep you entertained. Transit that keeps you connected.

Z I G G CO N DO.COM *Further 10% deposit payable at occupancy closing. Not applicable to townhome purchase. See sales representative for details. Prices and specifications are subject to change without notice. Rendering is artist’s concept. Marketed by International Home Marketing Group. Brokers protected. E. & O.E. October 27, 2016.

416.545.0223 sales@ziggcondo.com NOV 19 - DEC 3, 2016 | NEW CONDO GUIDE 35

Trending

Luxury homes selling like hotcakes

By Lydia McNutt HEFTY PRICE TAGS aren’t weighing

down sales of high-end homes in Canada’s priciest markets, according to Re/Max’s 2016 Spotlight on luxury report released recently.

Sales of homes over $1 million were up in Toronto, Vancouver, Calgary, Victoria and Oakville, in the first nine months of 2016.

While a $1-million price tag may not seem like a big deal in reference to Toronto and Vancouver housing, these markets saw a notable spike in sales of homes priced $3 million and over. And with the price of homes trending ever upward in these cities in particular, surrounding areas are seeing spill-over as buyers seek out selection and value in neighbouring markets.

Greater Toronto Area Toronto-area home sales in the $3-million-plus price range were up 86 per cent, which Re/Max attributes to overall price appreciation driven by low inventory and high demand, putting more homes in this price category. “Additionally, significant price appreciation throughout the housing market has allowed move-up buyers to build up enough equity in first or second homes to purchase a high-end home,” according to Re/Max. “Demand for luxury homes remains very strong in the GTA, driven mainly by local move-up buyers, though foreign buyers continue to play a significant role as well,” says Pamela Alexander, CEO and regional owner, North America, Re/Max Integra.

“While there has been speculation that Toronto would see an increase in off-shore buyers as a result of the recently implemented foreign-buyer tax in British Columbia, we have not seen this effect to date.”

36 YPNEXTHOME.CA

MORE TRENDING ONLINE ypnexthome.ca/news

Vancouver Meanwhile in Vancouver, sales of $1-million homes were up by three per cent, but single-family homes in that price range saw a seven-per-cent drop in sales year-over-year, due to the foreign buyer tax that took effect in August and slowed demand for single-family detached homes from off-shore buyers.

“There may be other factors at play as well, such as higher inventory lessening buyers’ sense of urgency,” says Elton Ash, regional executive vice-president, Re/Max of Western Canada.

Calgary Calgary’s luxury market could be on the up-swing, with sales of $1-million-plus homes up 13 per cent year-over-year. Luxury inventory is down, as sellers hold back and wait for prices to rebound. Meanwhile, demand is up as buyers try to take advantage of lower prices for luxury properties. If these trends continue, Re/Max expects Calgary’s luxury market to remain stable with properties holding their value for the remainder of the year and into 2017.

Luxury in the ‘burbs Victoria saw sales of properties over $1 million increase 82 per cent year-overyear, driven primarily by downsizers relocating from Vancouver for retirement.

In Oakville, an affluent suburb to the west of the GTA, sales of homes priced $1-million-plus were up 111 per cent year-over-year, thanks to price appreciation in the market as well as increased interest from foreign buyers.

Luxury condo sales High-end condo sales saw significant gains in Toronto and Vancouver, due to increasing demand from downsizers and limited inventory of single-family homes.

Re/Max reports condo sales in the $2-million-plus price range were up by 42 per cent in Toronto, and grew 60 per cent in Vancouver over the same period last year.

Re/Max expects these trends to continue through the end of 2016.

Condos and Towns From the $300’s

Construction starting Fall 2016 Suites from the $400s to over $2.5 million

ROSEDALE’S REVOLUTION IN LUXURY LIVING An impressive and beautifully proportioned limestone façade marks this prominent intersection on Yonge Street.

Condos and Towns from the $300’s

LIVE AT STUDIO, BE DOWNTOWN Select suites are still available. Don’t miss this final opportunity to live amidst a cultural mecca of theatres, restaurants and lifestyle hotspots, plus the new OCADU art gallery right at the base of STUDIO. L E A R N

M O R E

SCENIC3 STUDIO SUITES The Scenic studios offer an incredible opportunity for first-time buyers to break into the market. They’re spacious, easily affordable and given Scenic’s incredible location, make a wonderful investment.

aspenridgehomes.com

Brokers Protected, Limited Time offer. See Sales Rep for full details. Prices, Specifications and programs are subject to change without notice. Illustrations are artists concept. E & O.E. *Provided the purchaser completes the transaction on the contemplated unit transfer date the purchaser shall receive a credit on the statement of adjustment in the amount equal to12 monthly common expense fees relating to the unit and any parking or storage applicable. Deposit 5% down and 10% due on occupancy.

37

Property Profile | CRESFORD

VOX – Live out loud New release of luxury penthouses LISTEN TO YOUR OWN VOICE. Sing VOX Condominiums

your own tune. Live out loud. This is the audacious life of living at Yonge and Wellesley. This is VOX, Cresford’s Diesel-inspired condominium, well under construction.

From coveted downtown locations to fashion-forward design to sophisticated amenities, Cresford has defined the essence of luxury condominium living for over 30 years.

And now, Cresford announces the long-anticipated release of luxury penthouses at VOX, the epitome of sophisticated living in the centre of it all.

Imagine spectacular city views; high-end suite finishes like marble, quartz, nine-ft. ceilings and sleek Scavolini kitchens with top-of-theline Blomberg appliances; a prime triple-A location at Yonge and Wellesley with a perfect Transit Score of 100 and Walkscore of 99.

Surround yourself with the 24/7 vibe of the city – a short stroll to the shops, glamour and chic of Yorkville, restaurants and night life! The subway is at your doorstep, U of T and Ryerson are close by, parks a short walk away and the buzz of the Entertainment District, Yonge-Dundas Square and the Eaton Centre envelops VOX with endless urban destinations. Whether you’re shopping for the latest fashions at Saks in Eaton Centre or soaking up the culture at the ROM or savouring world-class cuisine at Sotto Sotto, this is downtown living at its very best.

Fueled with the spirit of Diesel Living VOX follows Cresford’s unique tradition of integrating high fashion with lifestyle, and design with urban living. They first did it at NXT Condos with interiors by Fendi, and followed 38 YPNEXTHOME.CA

Location

Yonge & Wellesley Builder

Cresford Development

VOX Home Type

Limited new release of luxury penthouses Sales Centre

170 Merton St. Contact

416.485.3000 cresford.com

Smart, livable floor plans VOX construction photography as of October 2016

VOX’s most attractive quality is its smart, livable, superbly designed floor plans and a roster of features that maximize every square inch of space. Inspired by Diesel’s cool yet sophisticated style, each of the suites in VOX has been named after one of the brand’s signature denim lines – a fitting reflection of life at VOX, where quality, design and a fresh modern attitude are always in fashion. The three-bedroom penthouses feature large terraces with expansive views, perfect for the entertainer.

Let your walls down

VOX construction photography as of October 2016

VOX follows Cresford’s unique tradition of integrating high fashion with lifestyle, and design with urban living it up with their spectacular CASA trilogy in Yorkville with fashions by Armani, MissoniHome and Hermès.

Now, Cresford has partnered with European fashion powerhouse Diesel Living to dress up their amenities at VOX Condominiums. Diesel has become one of the most influential and fashionable clothing brands in the world, establishing itself as the “haute couture of casual.”

The Diesel fashion label perfectly resonates with everything that Cresford has envisioned for VOX – casual, chic individuality. VOX is a trend-setter that redefines the very concept of cool, edgy, urban living in Toronto. This is where inspirational design combines with a globally revered fashion house to create a dynamic downtown lifestyle.

There’s a whole world outside your suite at VOX. A beautiful winding staircase connects three levels of spectacular amenity spaces. Work out in the fitness training centre. Meet up with friends and neighbours in the party lounge. Catch an exclusive engagement in the media room/ private theatre. Enjoy some quiet time in the study library. Soak up the stunning views from the outdoor rooftop space. Living here means enjoying a host of sophisticated amenities designed for fitness, play, entertainment and relaxing in style.

VOX is now under construction.

Limited new release of luxury penthouses starting from $449,900 to $1,269,900. For more information, call 416.485.3000 or visit 170 Merton Street.

NOV 19 - DEC 3, 2016 | NEW CONDO GUIDE 39

Inspiration

Paint pros reveal top colour trends for 2017

By Lydia McNutt BENJAMIN MOORE has revealed its highly anticipated top picks for 2017 colour trends, and the Colour of the Year is (insert drumroll here)…

Shadow 2117-30! This intense shade of purple is the polar opposite of the 2016 colour of the year, Simply White OC-117, quite possibly signaling a shift in style trends to a richer, more dramatic interior esthetic.

“Allusive and enigmatic, Shadow is a master of ambiance. It is a colour that calls to mind a ‘past,’ yet it can also make a contemporary, colourconfident statement,” says Ellen O’Neill, Benjamin Moore creative director. “Shadow is sophisticated, provocative and poetic, it can bring energy to a space or harmony and a moment of respite.”

Shadow is paired with a carefully curated collection of 22 other hues, inspired by architecture, fashion, textiles, home furnishings and the arts.

“It ebbs and flows with its surroundings and light brings it to life.

Rich, royal amethyst can fade into the soft lilac-grey of distant mountains or morph into lustrous coal. Indulge your mysterious side. Let Shadow set the mood,” says O’Neill.

“Fine art emerged as a leading inspiration, highlighting the correlation between an artist’s use of colour and light to create mood,” according to Benjamin Moore. “The inspirational Colour Trends 2017 colour card illustrates the use of colour in ways that celebrate how shadow and light travel throughout a space during the course of a day.”

2017 COLOUR OF THE YEAR

SHADOW 2117-30

Photos courtesy of Benjamin Moore 40 YPNEXTHOME.CA

COMING SOON THE FINAL PHASE OF THE ICONIC RIVER CITY COMMUNITY River City is unlike anything else in Toronto. Don’t miss out on the last phase of Saucier + Perrotte’s design masterpiece in the new West Don Lands neighbourhood.

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NOV 19 - DEC 3, 2016 | NEW CONDO GUIDE 41

Trending

Toronto housing starts rise after two months in decline

42 YPNEXTHOME.CA

Toronto CMA Housing Starts 70 60 Thousands of Starts

NEW HOME CONSTRUCTION picked up in October following two months of decline, according to the latest figures reported by Canada Mortgage and Housing Corp.

(CMHC).

Housing starts in the Toronto Census Metropolitan Area (CMA) trended higher at 39,664 units in October compared to 37,948 in September 2016. The trend is a six-month moving average of the monthly seasonally adjusted annual rates (SAAR) of housing starts.

What’s behind the boost? “Limited resale listings of single-detached homes continue to cause demand to spill over into the new home market, prompting a pick-up in home construction,” says Dana Senagama, CMHC’s principal market analyst for the GTA. CMHC uses the trend measure as a complement to the monthly SAAR of housing starts to account for considerable swings in monthly estimates and obtain a complete picture of the state of the housing market. In some situations, analysing only SAAR data can be misleading in some markets, as they are largely driven by the multiples segment of the markets which can be quite variable from one month to the next.

The standalone monthly SAAR was 47,972 units in October, up from 30,228 units in September. The increase was mainly a result of more condo starts.

The City of Toronto recorded the highest number of starts within the Toronto CMA primarily due to a large number of apartment starts. This was followed by the City of Brampton, which had higher single-detached starts. Next was the Town of East Gwillimbury that saw construction begin on a number of lowrise homes.

50

48.0

40

39.7

30 20 10 0 October 2014

October 2015 Housing Starts, SAAR

October 2016 Housing Starts Trend Line (6-month moving average)

Preliminary Housing Starts Data October 2016 Toronto CMA1

September 2016

October 2016

Trend2

37,948

39,664

SAAR

30,228

47,972

October 2015

October 2016

Actual October — Single-detached

1,043

1,215

October — Multiples

2,345

2,989

October — Total

3,388

4,204

January to October — Single-detached

8,205

9,226

January to October — Multiples

26,906

24,073

January to October — Total

35,111

33,299

Source: CMHC 1 Census Metropolitan Area 2 The trend is a six-month moving average of the monthly seasonally adjusted annual rates (SAAR). By removing seasonal ups and downs, seasonal adjustment allows for comparison of adjacent months and quarters. The monthly and quarterly SAAR and trend figures indicate the annual level of starts that would be obtained if the same pace of monthly or quarterly construction activity was maintained for 12 months. This facilitates comparison of the current pace of activity to annual forecasts as well as to historical annual levels.

MORE TRENDING ONLINE ypnexthome.ca/news

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43

Trending

Building communities of the future ON A WET DAY IN OCTOBER, the

Ontario Home Builders’ Association (OHBA) along with 40 delegates from across Ontario embarked on a housing tour which focused on what the future of community building might look like along new and planned transit corridors throughout the Greater Toronto and Hamilton Area.

The province of Ontario is investing more than $32 billion on regional transit over the next decade. But building better suburban and regional transit is just the beginning. It is equally important to build better neighbourhoods along these transit lines and around stations. The fullday tour took delegates to three innovative sites along the Lakeshore West GO line – one completed, one in the works and one still in the planning phase – that are forging the path for these complete communities that are transit-friendly, walkable and connect infrastructure projects to the community. These projects give us a crystal ball look at what the future of housing in Ontario could look like.

44 YPNEXTHOME.CA

The tour started with a walking tour of the FRAM Building Group project a short two-minute walk from the Port Credit GO train station. The Port Credit tour led by Fred Serrafero, vice-president of development and construction, and John Giannone, project manager of sales, marketing, and construction, from FRAM Building Group walked participants through the recently completed community which included the construction of midrise buildings, townhomes, livework units, piazzas and commercial spaces. The hosts also showcased how the company integrated a newly built retirement facility into the community, ensuring easy access to

all the amenities included in the community.

While exploring the project, Serrafero and Giannone discussed some of the challenges they faced through the approvals process and remediating a former brownfield site to integrate it back into the broader Port Credit community.

From there OHBA delegates boarded the GO train and traveled to Burlington to visit The Molinaro Group’s Paradigm Condo site located just steps from the Burlington GO station. The Phase One three-tower project, currently under construction, has sold out its first tower, is 70 per cent sold on its second and is

MORE TRENDING ONLINE ypnexthome.ca/news

about to start marketing its third.

This project is the first of its kind in Burlington and is focused on meeting the city’s Growth Plan targets for density and intensification.

Vince Molinaro, president of the Molinaro Group, along with Linda Davies, Paradigm Condo’s exclusive realtor, discussed how the city of Burlington has a limited number of single-family home lots available and that there is a real need for developing more pedestrianfriendly, easily accessible, higher density projects in order to meet the growing and changing population in the region. Reaffirming this point was Burlington’s chief city

planner, Mary Lou Tanner, who provided invaluable insight into the planning process for these new developments, and offered a sneak peek into some of Burlington’s exciting plans to accommodate new growth in the future.

After a lunch sponsored by The Molinaro Group, the tour headed to Hamilton to explore the West Harbour Redevelopment site.

Delegates were met by Chris Philips, the senior adviser to the general manager of planning and economic development for the City of Hamilton, who discussed the future of this waterfront site. Philips noted that the project would not have been

realized if not for the stadium and GO train station that had been built for last year’s Pan Am Games. With the investments made into those projects, the potential for this area became very apparent. Since then, the City has been working with planners and designers to develop a template for how they envision this new community hub which would include a combination of lowrise and midrise residential buildings surrounded by parks, restaurants and cafes within an easy walk to downtown Hamilton and the GO train.

Despite the dreary day, delegates were able to get a better understanding of how these communities are planned, the approval process and how utilizing transit lines will allow better opportunities to grow the province.

To learn more about the benefits of building complete communities along transit corridors, check out the report, Suburbs on Track: Building Transit-Friendly Neighbourhoods Outside the Toronto Core, at ohba.ca.

NOV 19 - DEC 3, 2016 | NEW CONDO GUIDE 45

Inspiration | HOLIDAY DECOR

TIPS FOR DECORATING AND ENTERTAINING FOR THE

by Lisa Rogers

I LOVE THE HOLIDAY SEASON, and I have always

gone all out – decorations, lots of entertaining, big trees (and finding needles for the next six months).

But in these days of busy schedules, everyone wants the feeling of the holidays but not the huge amount of stuff or effort. So many of my clients are downsizing from large family homes, and I have many younger clients moving into their first homes – condos mostly, but always small. The

46 YPNEXTHOME.CA

result is less space to display and to store.

Luckily, we’ve got technology on our side, helping to create big impact in smaller spaces – like strings of lights embedded right into the wire; and trees with bendable limbs for making your own sculptural form but then detaches from the tree trunk for easy storage.

Read on for my tips on easily creating the great holiday feel without crowding you out of house and home.

…continued on page 48

WHAT IT MEANS TO BE HOME Unlike anywhere else in the world, home is where you can truly unwind. Made to encourage relaxation and recreation, 159SW is home to splendid amenities and comfortable, quiet spaces. Focus and energize in the business centre. Loosen up with a little competition in the games room. Play host year round in the party room or dining lounge. And ramp up your health and fitness at the gym, yoga studio, and outdoor running track. Everything you desire is at your doorstep and everything you need is right here at 159 Wellesley.

CONDOS STARTING FROM THE $300S VISIT THE SALES OFFICE TODAY AT 527 PARLIAMENT ST. 416.323.1500 | 159SW.COM

DEFINING THE DISTRICT

*Prices are subject to change. All illustrations are artist’s concept. All Rights Reserved. E.&O.E.

1. First impressions: Place a small tree on the hall console table, such as Restoration Hardware’s faux Norfolk Island pines wrapped in burlap. Also try bare sculptural branches arranged in a large glass vase, and hung with beautiful glass ornaments, or a basket filled with (faux or real) greens, pine cones and berries in the front entryway.

2. Faux is the way to go: The fake evergreen trees today look so real you have to touch them to know for sure and there’s no trail of needles for months and month. Faux garlands have the advantage of going anywhere – on the banister trimmed with ribbons and ornaments, woven into the dining room chandelier, the pot rack above your island, or on bathroom shelves.

3. Illuminate: Fill your home with the twinkle of LED bulbs. Get creative with placement – a strand woven around the buffet table is pretty, or strung over your indoor tropical plants. Candles, too, create gorgeous atmosphere, and to avoid any fire hazard (and mess from wax) try battery-operated ones.

They look real – some are even made out of wax – and come with a remote control for instantaneous atmosphere.

4. A roaring fire invites getting cosy.

It doesn’t even have to be real wood – the new gas models roar just as nicely. The mantel is an ideal place to pile on the vintage Christmas ornaments suspended from a string of beads, or to weave strands of LEDs through a garland or loose boughs, and around hurricane candle holders filled with glass balls.

5. Riots of colour. Stick with a scheme of red, or anything else you like, but be consistent – table mats, napkins, candles, bowls of red ornaments, pillows and throws.

…continued on page 50 48 YPNEXTHOME.CA

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TREASUREHILL.COM 49

6. The nose knows: Pomanders and essential oils fill your home with the aroma of the holidays – pine oil, frankincense (great for keeping us calm during the holiday frenzy), or a mix of cinnamon, nutmeg and cloves.

7. Ho-ho-ho at the cottage: Send everyone out to gather pine cones, evergreen boughs, bare branches, birch bark (as long as it’s already off the tree, or on a branch that’s on the ground), and mix with vintage ornaments on the mantel, tree and dinner table.

8. Decking the deck: Looking out on a terrace or deck that’s covered in snow and lit up with evergreens and twinkly lights is magic. Even if you only have enough space for a wrought iron urn, fill it with evergreen bushes, or boughs, wrap with a strand of twinkly white lights and hang colourful ornaments.

ENTERTAINING 1. Keep it simple, good quality and stress-free. At holiday time, people’s party schedules often aren’t flexible enough for lingering over dinner, so keep it simple with a drop-in. Either way, keep menus to an easy prep minimum. For drop-ins, too, a simple menu is best. It’s easier on the host, but it also keeps guests from feeling overwhelmed by food – remember most people have more than one holiday event on their calendars.

Fresh oysters and champagne, for example, along with a few seasonal favourites, such as bowls of pears and mandarin oranges, bowls of almonds and cashews. A simple, beautiful cheese tray or charcuterie platter – you don’t need a lot, it just has to be good. The same goes for drinks – stick with minimal offerings to make it easy for you, as in craft beer and two great wines: one red, one white.

2. If it’s a dinner party, go potluck. Short on space? Set up a buffet at the kitchen island and invite guests to eat wherever they can find a spot to perch, and where communication is possible.

3. Just because there’s a little snow outside, doesn’t mean you can’t use the barbecue. I have friends who swear by deep frying turkey – and I’ve tasted the delicious results. Just get the oil really hot and deep fry the turkey, but make sure you don’t stuff the bird and make sure it’s defrosted.

4. As much as I like to keep things simple, especially at holiday time, I still like to make that one special traditional item, like the best ever shortbread from my grandmother’s recipe box. For me, the beauty in cooking is doing a good job, and seeing the effect it has on people.

Because when my friends and family are happy I’m happy.

Lisa Rogers is exclusive interior designer for Dunpar Homes, adding her keen eye and design expertise to the builder’s passion for craftsmanship, quality materials and timeless design. Lisa has appeared on various TV shows, and is a regular guest consultant on City’s Cityline.

50 YPNEXTHOME.CA

CONSTRUCTION BEGINS SPRING 2017

NOW OPEN Georgetown’s most anticipated new condominium is open and now’s the time to buy!

VISIT US

79 Main Street South, Georgetown Telephone: (905) 702-2525 Mon-Thurs: Fri: Sat-Sun:

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1200+ SQ. FT. 2 & 3 BEDROOM TERRACE SUITES FROM THE LOW $600s

TheHotelMcGibbon.com

12pm-6pm Closed 12pm-5pm EXCLUSIVE LISTING AGENT: MILBORNE REAL ESTATE INC. Prices and specifications subject to change without notice. E.&O.E. Renderings are artist’s concept.

Property Profile | SILVERCREEK GROUP

The Residences of the Hotel McGibbon New artistry coming to downtown Georgetown!

Location

Downtown Georgetown Builder

SilverCreek Group Development

The Residences of the Hotel McGibbon Sales Centre

Main and Mill in Georgetown Contact

TheHotelMcGibbon.com

52 YPNEXTHOME.CA

IT’S EASY TO GET PASSIONATE about art, music and politics, but few disciplines can cause as much excitement as architecture. The design of our homes, businesses, schools, hospitals, places of worship and other buildings in our communities makes a huge impact on our lives.

We live in, with and amongst these structures for our lifetimes. We see them every day. They become our landmarks, our meeting places, and where we create our memories.

When it comes to design, nothing defines a community quite like exceptional architecture.

Think New York City’s Guggenheim, Dubai’s Burj al Arab, The Sydney Opera House – there are hundreds of examples of buildings that imbue a city with personality and charm. Suffice to say, that with memorable architecture comes a visible

sense of rhythm; a visual communing with its surrounding. As Frank Lloyd Wright once said, “Every great architect is necessarily a great poet. He must be a great original interpreter of his time, his day, his age.”

Enter the newly reinvented Hotel McGibbon, a project that celebrates modern design through a skillful blend of contemporary architecture and historical preservation. This highly anticipated project is easily among Georgetown’s most exciting, new “mixed use” developments. The design by Studio JCI, a multi-awardwinning, international architectural firm, in partnership with local real

estate development and construction experts, SilverCreek, is nothing less than extraordinary.

“Our team fell in love with Georgetown and the rich history of the Hotel McGibbon. We set out to honour the incredible legacy of this iconic landmark by restoring its original, handsome façade. At the same time, we wanted to offer residents a spectacular modern lifestyle, immersing them in nature and the atmosphere. We believe our design brings the past and the future together boldly. We hope and trust everyone will take great pride in it,” says Jaegap Chung, principal, Studio JCI. The McGibbon design goes far beyond the “mandatory” urban design requirements. It demonstrates that a healthy building is not just about clean air and safety, but also creates emotional health and comfort, on the inside and out. Hence the “cascading terraces” and upscale interiors drenched in natural light. Future residents report that they love the idea of living in brightly lit homes with views and terraces that connect them to nature and absorb them with a sense of calm and wellbeing.

Despite the large-scale boldness of its design, the architectural vision demonstrates a sensitivity to pedestrians and a mastery of details, too. These “little things,” like hidden courtyards and beautiful gathering nooks, are easy to miss, but will greatly enrich the lives of McGibbon’s residents.

Ultimately, the SilverCreek team views The Residences of the Hotel McGibbon as part of the local Georgetown fabric.

SilverCreek builds for communities, not just in them. They’ve partnered with a creative team who shares their ambition to bring ‘artful living’ to Georgetown.

They’ve designed a building that’s meant to inspire pride in a community that deeply values the artistic and the creative. SilverCreek will ensure it does.

For more information, visit the presentation centre located at Main and Mill in Georgetown.

For more details, connect to TheHotelMcGibbon.com NOV 19 - DEC 3, 2016 | NEW CONDO GUIDE 53

Advice | MORTGAGE ADVICE

Hidden home ownership costs, and how to prepare also charge a municipal land transfer tax and will increase the final purchase price. In British Columbia and Ontario, rebates are available to lessen the impact of the tax for firsttime homebuyers.

By Alyssa Furtado

MORE ADVICE ONLINE ypnexthome.ca/news/advice

» GST/HST: New homes are subject to GST or HST on top of the purchase price. This, however, does not apply to resale properties.

THE JOURNEY TO HOME ownership

takes patience and years of diligent saving. While it starts with a down payment, there can be unexpected costs that come up as a surprise.

Prospective buyers need to set aside money in addition to the down payment.

Here are some “unexpected” costs you should plan for: » Inspection and appraisal fees: Home inspections should be conducted to check for major issues prior to buying a new property.

Inspections, which cost up to $700, assess conditions including the foundation, heating, roofing and electrical.

Mortgage lenders may require an appraisal to corroborate the value of the property against the amount being borrowed. Expect to pay around $200 for the property valuation. A property survey may also be necessary to verify boundaries and measurements of the land being sold, which can cost $1,000. » Legal fees: Legal representation is needed to ensure that all required documentation is processed in a timely manner. A lawyer will handle mortgage details, conduct a title search to ensure that the seller of the property is the owner, register a new title, and hand over the keys.

Expect to pay up to $2,500.

54 YPNEXTHOME.CA

» Mortgage insurance: Mortgages issued with down payments less than 20 per cent incur a one-time insurance premium against payment default. Canada Mortgage and Housing Corp. mortgage insurance covers the lender and can cost between 1.8 to 3.6 per cent of the mortgage principal. In lieu of a single payment, lenders allow the premium to be added to the mortgage, subject to the same interest rate of the agreement.

The premium can cost you thousands of dollars. If a down payment under 20 per cent is unavoidable, try to get the best mortgage rates to maximize savings on interest. » Home insurance: Home insurance protects the property and its contents in case of damage or theft. It also provides liability protection in case of injury. Home insurance isn’t regulated in Canada so it’s important to know what a policy covers. Depending on the provider, premiums can be paid monthly or via a lump sum for the year. » Land transfer tax: A land transfer tax (LTT) is charged whenever a property changes hands. While the amount varies for each province, the LTT is calculated as a percentage of the purchase price of the home.

Some municipalities, like Toronto,

» Property taxes: Property taxes can amount to a few thousand dollars.

Divide the amount by 12 to gauge the impact of the additional monthly payment. Also consider a probable increase. » Recurring monthly costs, maintenance, and renovations: Monthly charges should be budgeted and can include utilities, condo fees and connections to services such as cable and Internet. A larger new home could cost more to heat and cool.

The costs to renovate a kitchen or to repair faulty plumbing can add up quickly. While maintenance may not be necessary in a given year, repairs are inevitable. It’s a good idea to set aside three to five per cent of the home’s purchase price for ongoing maintenance and upgrades. » The bottom line: From an assortment of fees, taxes and insurance to regular maintenance, hidden home-ownership costs can come as a surprise. Set aside extra funds to cover these expenses. The last thing you want is to come up short on unexpected charges and have a deal on a dream home fall through.

Alyssa Furtado is the founder and CEO of ratehub.ca, a mortgage rate comparison site that aims to empower Canadians to make smart financial decisions.

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Trending

Need a little luck to find that perfect home?

By Elisa Krovblit WANT TO LIVE AT lucky number

seven? Would you ever live on the 13th floor? How superstitious are you, and how much would it affect your next home purchase? You might not think that finding the perfect home has much to do with luck and superstition, but for some, it’s on the list.

You have to do your research and check out the tangible factors, but it just so happens that the wrong number can stigmatize a property and hurt the price — or add value because of a luck factor.

Numerology plays highly into real estate superstition, because it’s so integral — street names, street numbers, floor numbers, suite numbers and even sale prices. Home pricing strategy, says realtor Yan Gurevich, is affected by numerology and personal connections to lucky or unlucky numbers, and to personal and sometimes weird preferences. He notes that you’ll see numbers that add to a specific lucky number, or the inclusion of repeated numbers, like an “888” price point.

So what are the lucky — and not so lucky — numbers?

4 UNLUCKY

Tetraphobia. In Chinese it sounds like the word for death so 4, and any number with a digit of 4 is to be avoided: 40, 444, 441. Numerous buildings exclude the fourth floor.

You may find buildings like hotels, apartments and even hospitals without a fourth floor and even without a room number 4. In fact, Vancouver has had an increasing problem with developers wanting to omit the fourth floor, 14th floor and any other floor with the number 4 — even excluding suites with the number 4. According to Chief 56 YPNEXTHOME.CA

Building Officer Pat Ryan, as reported in the Vancouver Sun November 2015, it was becoming a safety issue, and the city issued a bulletin to developers that removing floors for cultural or superstitious reasons would have to stop, citing that, for example, it could pose a danger to firefighters in case of emergency, who would not be able to rely on finding an actual floor by numerical sequence if random numbers were arbitrarily missing in some buildings.

7 LUCKY

Whether it’s the number of days it took the divine to create the world or the fact that 7 is a number that repeats itself in too many obvious

ways — 7 seas, 7 colours in the rainbow’s spectrum, 7 notes on the scale — it’s lucky and it’s worked out well for playoff games and James Bond (007) too. My house address is number 7, and without fail, everyone that has ever visited has remarked that my home is lucky. I can’t disagree — it’s been good to me.

8 LUCKY

An auspicious number in Chinese culture, 8 is considered to be the luckiest number. Have you ever seen a property listing price with the last three digits 888 — as in $400,888?

Now you know why. …continued on page 58

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19 - DEC 3, 2016 | NEW CONDO GUIDE 57 Prices and specifications subject to change without notice. Illustrations are artist’s concept. E. & O. E. Exclusive Agent, Milborne Real Estate NOV Inc., Brokerage, Brokers Protected.

…continued from page 56

9 UNLUCKY

In Japanese, 9 sounds like the word for torture or suffering and is to be avoided.

13 UNLUCKY

Triskaidekaphobia, or the fear of the number 13, has long been a superstition. Paraskevidekatriaphobia is the fear of Friday the 13th. Whether it stems from The Last Supper in the Christian faith, where Judas was the 13th apostle to sit at the table, or from Viking lore, we’ll never know — but it’s among the most famous of superstitions, enough so that a great number of buildings — rentals, condos and office buildings — don’t offer a 13th floor.

17 UNLUCKY

In Italy, 17 is not a welcome number.

The Roman numerals for 17 (XVII) are an anagram for VIXI — a term implying you’re dead, similar to the term RIP (Rest In Peace). You don’t want your address denoting you’re dead. Real estate, in turn, rules out 17 — which is easier and less intrusive than ruling out the number 4!

18 LUCKY

In Hebrew, the same digits are used for letters and numbers, so every word can be read as a number and every number can be sounded out.

The digits for 18 are read as the word “life” which is invested with a belief of luck, especially luck to live a long life.

To live at number 18 or on the 18th floor would invest the residence with luck for a long life.

666 EVIL

From the book of Revelations, John The Apostle’s reference to ‘The number of the beast’ (chapter 13) is associated with Hexakosioihexekontahexaphobia.

Though in Chinese culture, the pronunciation of 666 sounds like “things going smoothly” so the number is favourable. I once had a colleague who lived at 668. She joked that she was ”The Neighbour of the 58 YPNEXTHOME.CA

Beast.” This one is pretty universal.

There are other superstitions and signs of luck in real estate, beyond buying a home with a yard full of four-leaf clovers on St. Patrick’s Day. The colour red is a symbol of luck in Chinese culture and occasionally comes up, from the paint palette to the marketing material of new developments.

Some agents and homeowners believe that burying a little statue of St. Joseph will help their home sell.

There are a few differing views about how the statue should be buried, though all agree that the statue

should be wrapped to keep it clean as a sign of respect. You can buy a St. Joseph House Selling Statue Kit online.

Feng Shui is also given some consideration. If a property has bad energy or no flow, it can be a deterrent for a sale. Feng Shui can even relate to a residence’s placement on a street and how the energy will interact with the flow in the neighbourhood. A home at the T of an intersection can get too much chi too fast, and that’s not good.

But for now, may luck be with you for your real estate ventures.

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NOV 19 - DEC 3, 2016 2016 | | NEW CONDO GUIDE GUIDE 59

Property Profile | MARLIN SPRING DEVELOPMENTS

Find your rhythm at Canvas Condominium Danforth Village community embodies the tempo of the street Location

Danforth Village Builder

Marlin Spring Developments Development

Canvas Condominium Home Type

One-bedroom, one-bedroom-plus-den, two-bedroom and two-bedroom-plus-den condo units Contact

canvascondos.ca

60 YPNEXTHOME.CA

CANVAS CONDOMINIUM by Marlin Spring Developments offers incredible value in Danforth Village, a neighbourhood surrounded

by Toronto’s most vibrant and beloved communities, but with a rapidly evolving flavour of its own. Although well established, a surge in new infrastructure and development is impelling growth and pushing real estate values even higher while also bringing exciting changes to the streetscape itself.

Marlin Spring knew Canvas had to be special and that it had to stand out, while still managing to preserve the integrity of the neighbourhood.

The talented team at Graziani & Corazza Architects were up to the task.

“Our architectural inspiration was recalling traditional ‘main street’ attributes in a more contemporary fashion,” says founding partner Enzo Corazza. “We established a rhythm for the commercial ground floor that reflected the cadence of Danforth. Specifically, the window fabric, proportions and use of brick. Materiality

was very important for this design, and finding the right balance of masonry and glazing that not only achieved our design esthetic, but also complemented the neighbourhoods.”

The eight-storey condominium features sleek glass and articulated brick on the exterior to create dynamic contrast. The design terraces back as it gets higher, which creates a wide variety of suite sizes and the opportunity for large balconies and terraces. A great selection of indoor and outdoor amenities (including fitness centre and yoga studio) are integrated into the community for residents to enjoy, but Corazza says it’s the rooftop terrace with fireplace lounge, barbecue dining alcove, sundeck and bocce court that steals the show.

“We believe residents are looking

“Our architectural inspiration was recalling traditional ‘main street’ attributes in a more contemporary fashion”

for an amenity space that becomes an extension of their personal living area,” he says. “Canvas definitely offers that.” Although the architects can’t take credit for the terrific city-skyline and Lake Ontario views, they certainly used them to the best possible advantage.

Interiors by U31 Inc. live up to the same high standards, with the finest

finishes elevating each unit. Catering to working professionals, couples and small families, the extensive selection of suites in one-bedroom, one-bedroom-plus-den, twobedroom and two-bedroom-plusden configurations is designed with just the right balance of privacy and seclusion.

Danforth Village is the perfect location for contemporary urban dwellers who want to live a fun, balanced life within a few blocks of home. Local restaurants offer some of the city’s most authentic multi-cultural cuisines. Fresh food markets, artisan bakeries, galleries and cosy craft shops are joining the abundance of pharmacies, grocery stores, banks and hardware stores that make Danforth as convenient as it is engaging.

Commuting to downtown is quick and easy with the subway and GO train station so close. Nature lovers will appreciate that the Don Valley Greenbelt Parklands start just north of Canvas. Winding through lush parks and conservation lands, a network of trails for hiking, biking or just strolling in nature extends all the way to the lake.

With impeccable midrise style and lots of outdoor spaces both private and shared, Canvas Condominium is another beautifully thoughtout community where the focus is on creating superior value for generations to come. Prices start in the mid-$200’s.

Discover more today by registering at canvascondos.ca.

NOV 19 - DEC 3, 2016 | NEW CONDO GUIDE 61

Advice | MAKE YOUR MOVE

Blizzards, black ice and moving trucks, oh my!

By Chuck Resnick

MORE ADVICE ONLINE ypnexthome.ca/news/advice

MOVING WHEN ICE AND SNOW are

in the daily forecast isn’t a popular choice for many Canadians. It’s cold and slippery; but with some extra safety precautions, winter moving also has many advantages.

Moving last minute? No problem, if it’s during the cold months.

Choosing to move in the “off season” – sometime between November and March – can save you time and money.

Summer is the busiest season for moving companies. This means you must be well prepared, booking six to eight weeks in advance to ensure your preferred moving company is available. Not only are they higher in demand but generally their rates are also more expensive.

Some companies may be more willing to negotiate their rates during the winter months as they’re competing for business during the slow season. Likewise, less rush and stress for companies in the winter means you get their best employees resulting in a higher quality of service.

With everything booked, now comes the packing. Follow these tips for a relaxed and toasty move – no matter what’s going on outside those frosted windows. » Have a contingency plan. Keep up to date with local weather forecasts and change your plans accordingly.

If a big snowfall or freezing rain is expected the morning of your move day, don’t risk it. » Carry extra warm clothes for you 62 YPNEXTHOME.CA

and your family – including hats, gloves and snow pants. Pack these ahead of time and clearly label them so you can locate them immediately. » Remember your items will be in a non-heated environment for a while. Ensure your plants, electronics and liquids are properly packed and protected from the cold. » Allow extra time on the move day – cold weather slows things down.

Additionally, rushing in the winter can lead to accidents and injuries. » Have driveways and sidewalks cleared of snow before the movers arrive. Your driveway needs to be ploughed wider than usual – enough to allow the moving truck’s loading ramp to be positioned as close to your front door as possible. Lay plywood down on muddy or slushy areas. Slipping can not only lead to dropped boxes and broken possessions but also personal injury.

» Quality movers will use floor runners to protect your floors in high traffic area but for extra protection inside, cover your floors to protect them from tracked-in snow, mud, and salt. » Drive safe. Make sure maintenance and service on your vehicles is current. Check the air pressure on your tires and ensure the trunk is equipped with emergency kits (matches, flashlight, food), blankets, and shovels. Drive slowly with extra caution. » Be certain that your heating company for your new home is aware of your move in day.

Wintertime moving doesn’t have to be wet and miserable. With these reminders, you’ll be packed up, moved and basking in the warmth of your new home before you know it.

Chuck Resnick is vice-president of marketing and operations, Two Men and a Truck Canada. twomenandatruck.ca

NOW UNDER CONSTRUCTION

Nestled against a backdrop of charming tree-lined streets and stately century homes, PACE on Main delivers a fresh new living experience in downtown Stouffville. Thoughtfully designed and exceptionally presented, this luxurious midrise condominium residence features a variety of suite designs up to 1,368 sq. ft. Just steps from the GO Train, PACE on Main is the perfect complement to a vibrant Main Street experience that is alive with a variety of inviting cafes, restaurants, theatre, shopping, and recreation, and is still only 10 minutes north from Markham.

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Property Profile | ROSEHAVEN HOMES

Welcome to

Affinity Condominiums ROSEHAVEN HOMES is excited to unveil its new

contemporary condominium, Affinity, to the rediscovered neighbourhood of Aldershot in Burlington. Lush trees and foliage create a canopy above waterfront trails and parks, and near-by stores, services and transit provide a network of everything you need – come and witness where your new lifestyle could begin. The grand opening of Affinity Condominiums took place on Saturday, Nov. 5.

Rosehaven Homes, known for building beautiful affordable luxury homes in Southwestern Ontario, is pushing the envelope and applying an attention to detail and long construction history to the world of the condominium. The two, six-storey buildings of Affinity will 64 YPNEXTHOME.CA

certainly be a fresh face for Plains Road East.

“We feel these buildings truly relate to the unique needs of condo living,” says Heather Weeks, marketing manager at Rosehaven Homes. “We can’t wait to bring these innovative residences to Aldershot.”

Contemporary in their architecture, the modern buildings of Affinity are designed with active lifestyles in mind. There is a gym in each of the two buildings, making morning

Location

Burlington Builder

Rosehaven Homes Development

Affinity Home Type

Two contemporary, six-storey condominium buildings Sales Centre

348 Plains Rd. E. Contact

rosehavenhomes.com

workouts a breeze, while party rooms and rooftop terraces in each building are ideal for entertaining. You’ll be pleased to bring your guests through the sophisticated lobbies – designed with sleek finishes and marble accents – each with the advantage of its own mail room. You can explore the buildings with an interactive scale model that takes you through floor plans, suite locations and amenities throughout the property.

Be sure to visit the sales centre and

tour the model suite. The Cascade floor plan exemplifies Affinity’s thoughtfully designed layouts that make the most of your space – you can truly experience what your next home could be. Ranging from onebedroom to two-bedroom-plus-den, the units provide perfect launch pads for getting in the flow and are the ultimate spots to land after a long day. Contemporary finishes like sleek quartz countertops, glass tile backsplashes and wide plank laminate

flooring add elements of style at every turn. Naturally, light is always top of mind in a Rosehaven-built home and the windows of Affinity ensure you can truly let the outdoors in.

Speaking of the outdoors, Affinity is surrounded by fresh-air opportunities.

Step outside and instantly connect to recreation and activities – bike lanes, hiking trails, waterfront walks – it’s all here. It takes no time to discover that the neighbouring swimming pool, tennis courts, ice arena and sailing club are all around the corner and you’ll quickly become a professional birdwatcher when you walk the pathways that follow the tranquil shoreline of Lake Ontario.

When it comes to getting to and from Affinity, the nearby GO train station provides easy commuting to the city while the local bus stops virtually at the front door, connecting riders to shopping, dining and the cultural highlights of Burlington and beyond.

Affinity is a place where homeowners become one with their neighbourhood and surroundings.

Experience your new lifestyle. Be sure to visit the Affinity sales centre and tour the well-appointed model suite.

The Affinity Condominiums sales centre is located at 348 Plains Rd. E., Burlington. Prices start from the low $300’s. For more information, visit rosehavenhomes.com.

NOV 19 - DEC 3, 2016 | NEW CONDO GUIDE 65

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Trending

Three-quarters of Canadians risk missing out on 2016 tax savings: CIBC Poll

NOW IS THE TIME to take advantage

of certain tax-planning opportunities available only until Dec. 31, but more than three-quarters of Canadians won’t even think about their taxes until it’s too late to realize the savings, a new CIBC poll finds. As well, as many as two-thirds of Canadians are in the dark about how to reduce their 2016 tax bill.

“Too many Canadians put off thinking about their taxes until the new year, and by then it might be too late,” says Jamie Golombek, managing director, tax and estate planning, Wealth Strategies Group, CIBC. “December 31 is the quiet deadline that many may miss in the 68 YPNEXTHOME.CA

holiday rush. As we enter the final weeks of 2016, now is a particularly good time to sit down with your advisor to see what you can do to reduce your 2016 tax bill.”

“The most effective tax planning occurs throughout the year,” says Golombek. “Chances are that you’re leaving money on the table if you don’t know what tax credits and benefits are available to you, or if you miss the year-end deadline for some of them.”

Golombek discusses various taxplanning opportunities in his new report, 2016 Year End Tax Tips. He recommends talking to an expert to ensure you’re aware of changes

to federal and provincial tax credits.

For example, 2016 is the final year to claim certain federal tax credits for families, children and students, including Children’s Arts & Fitness Tax Credits and Education and Text Book Credits. As well, new tax credits introduced in 2016 can also provide additional savings for seniors, caregivers and teachers.

3 WAYS TO REDUCE YOUR TAX BILL 1. Pre-pay any 2017 Children’s Arts & Fitness Activities before Dec. 31 to take advantage of the final year of up to $250 of expenses on artistic …continued on page 70

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CONSTRUCTION STARTING SOON George is a community of 83 suites and 8 modern townhomes in Leslieville. Named for George Leslie, a famous horticulturalist and one of the founders of this historic community, George is built for design-conscious urbanites with an eye for the outdoors.

ONE BED from $334,900 ONE BED & DEN from $449,900 TWO BED from $459,900 TWO BED & DEN from $659,900

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“Chances are that you’re leaving money on the table if you don’t know what tax credits and benefits are available to you, or if you miss the year-end deadline for some of them”

or cultural activities through the Children’s Arts Tax Credit and up to $500 of expenses on physical activity programs through the Children’s Fitness Tax Credit.

2. Renovate for home accessibility - The new Home Accessibility Tax Credit will permit a claim equal to 15 per cent of up to $10,000 for renovations to assist seniors and those eligible for the disability tax credit to be more mobile or functional in their home.

3. Stock up on school supplies – The new School Supply Tax Credit will help compensate teachers and early educators for school supply expenses they incur in the year.

“There may be things you can do now to realize tax savings when you file your 2016 return in the new year. So don’t wait until the last minute. Let a professional advisor help you navigate the tax rules,” says Golombek.

The poll also found that 61 per cent of Canadians received a tax refund in 2015. Moreover, half (50 per cent) agreed that getting a refund is a sign of good tax planning and only one quarter (26 per cent) disagreed, highlighting the need to seek financial expertise and advice.

70 YPNEXTHOME.CA

KEY POLL FINDINGS: Time of the year Canadians typically think about their taxes: January - February, it’s on my list of New Year’s resolutions March - April, just before I file my tax return May - June, once my tax return has been assessed July - August, when I have more free time September - October, when everyone is back to school or back to work November - December, to meet the Dec. 31 deadline Tax planning is a year-round priority for me Never, I don’t like to think about taxes I don’t know

29% 48% 2% 1% 1% 3% 10% 4% 3%

Canadians who know of any year-end tax planning opportunities that can help reduce tax burden and save money on their 2016 tax return: Yes 34% No 49% I don’t know 17% Canadians who are looking to take advantage of year-end tax planning opportunities before the December 31 deadline: Yes 28% No 45% I don’t know 27% Canadians who agree with the statement: ‘Getting a tax refund is a sign of good tax planning’: Yes 50% No 26% I don’t know 24% Canadians who received a refund on their 2015 tax return: Yes 61% No 35% I don’t remember 4%

An An intimate intimate boutique boutique style style condo condo in in the the Danforth Danforth Neighbourhood Neighbourhood you you love. love.

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Own a stunning condo withcondo amazing amenities the warmth of a neighbourhood.

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The vibrant Danforth scene is out your front door as as two subways & GO Transit, connecting you to downtown in minutes. well But as two subways GO Transit, connecting you to downtown in minutes.

But when you live here,& there’s more to life. Your tree-lined neighbourhood has parks when you live here, there’s more to life.

Your tree-lined neighbourhood has parks and schools and community centres just waiting to make you feel welcome. and schools and community centres just waiting to make you feel welcome.

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Cannot be E&O.E combined with any Developments NOV 19 - DEC 3, 2016 | NEW CONDO GUIDE 71 Tradeup Real Estate Inc. Brokerage. Brokers Protected. E&O.E November 3, 2016

Designer Advice

TOP 10

CONDO UPGRADES

By Yanic Simard | Photos by Brandon Barre

TRENDS COME AND GO, but some things are timeless. Knowing where to make a little extra investment into your condo will help not just with resale value down the road, but also with creating that warm and inviting space that makes it “home.” To kick-start the metamorphosis from cookie-cutter to one-of-a-kind, here are my top 10 upgrade options to consider: 72 YPNEXTHOME.CA

In the kitchen 1. Cabinetry: In an open plan, upgrading the cabinetry means improving the view from every angle. Wood is both a hot trend and an ageless classic, so consider skipping the safe white or nearblack espresso and going with the grain, so to speak, such as a gorgeous, textural walnut stained in a medium grey hue.

2. Hardware: Why invest in new cabinets and settle for standard hardware? Even existing cupboards will benefit from the facelift provided by this relatively inexpensive upgrade.

Try pairing sleek pulls for the bottom cabinets, with a contrasting knob for the uppers. Also consider upgrading doorknobs and other oft-forgotten hardware details to achieve true bespoke appeal.

3. Backsplash: A mirrored backsplash dramatically opens the visual space, making 800 sq. ft. feel like 1,600! Plus, there will be no trendy tile patterns that will grow dated in a few years. One of my favourites is a grey glass that gives a warm, smoky character to the reflection for sophisticated elegance, with minimal cuts for a seamless look.

4. Countertop: I love mixing different materials to get a sense of contrast between the island top and the main counters. There’s nothing wrong with pairing clean quartz and rich marble.

To save costs, invest in a beautiful material for the island where it will be shown off, and save the standard finish for the back counters where they draw less attention.

OPPOSITE PAGE: This kitchen renovation

by Toronto Interior Design Group features added lighting to highlight the new island top, and a mirrored backsplash to double the space, as well as upgraded cabinetry and hardware.

BOTTOM: A simple focal point gives the

eye the direction it craves.

RIGHT: The custom open vanity provides storage for essentials without occupying too much visual space, despite its weighty, masculine appeal.

“Create a focal wall to balance the visual weight of built-in features like cabinetry” In the bathroom 5. Tiling: Taking the tile from floor to ceiling creates a polished look essential to a feeling of spa-like luxury – a key to both market value and for your own day-to-day feeling of relaxation. Try a 1/3 offset pattern for subtle movement.

6. Shower: Once you have beautiful tiling in place, show it off with a glass shower panel rather than a curtain. If your space doesn’t already have one, you’ll find it almost essential for resale down the road. Allow for at least a 22-inch opening, or use a glass door for access.

7. Vanity: Storage is important, but so is feeling like you have room to move and breathe. A vanity with legs and plenty of open space will expand your bathroom without knocking down any walls. This custom unit gave my client functional shelving without eating up more of the room than necessary.

In the living room: 8. Lighting: I have worked on many

condo renovations that involved concrete ceilings where no extra lighting could be added – or so you thought! A dropped ceiling panel added over your island will reduce the perception of lofty ceiling height, while allowing for the installation of pot lights or pendants. Adding this extra layer of light avoids harsh shadows and dim spots.

9. Floor: In a small space, avoiding breaks between flooring provides the illusion of greater square footage.

Let one hardwood run throughout as much area as possible (even through the kitchen) for a harmonious look that seems to go on forever.

10. Focal point: Last, but not least, create a focal wall to balance the visual weight of built-in features like cabinetry. This may seem like a superficial upgrade, but even just one large mirror will open the space while providing the visual anchor, enhancing the way you and your guests psychologically perceive the rest of your material investments.

Yanic Simard is New Condo Guide’s design editor, principal designer of award-winning Toronto Interior Design Group (tidg.ca), and regular guest expert on City’s Cityline.

Check out Yanic’s accessory line, Yanic Simard Selected, by visiting online at ysselected.com

NOV 19 - DEC 3, 2016 | NEW CONDO GUIDE 73

Hot Properties

905

Find your next home! This page features a few of the latest properties to keep your eye on in the GTA 905 area. Find more properties at ypnexthome.ca

LATEST LISTINGS

SHIFT

COSMOS III CONDOMINIUMS

By: Treasure Hill Homes City: Pickering Register for a new modern townhome development at Brock Road and William Jackson Drive. treasurehill.com

new releases and grand openings THE MET By: Plaza City: Vaughan GTA’s newest downtown address across from the new TTC subway station. Towns starting from the high $650’s. pureplaza.com

VISTA FLATS AND TOWNS By: Geranium Homes City: Stouffville The final release of the award-winning Neighbourhoods of Cardinal Point. Prices starting from the high $300’s. vistaflatsandtowns.com

INDIGO CONDOMINIUMS

DANIELS ARC

previews and registration COSMOS III CONDOMINIUMS By: Liberty Development City: Vaughan Register now for a new condominium coming to the Vaughan Metropolitan Centre. Prices starting from the mid-$200’s. cosmoscondos.ca

74 YPNEXTHOME.CA

By: Daniels Corporation City: Mississauga Register now for the newest addition to Daniels Erin Mills — a master-planned, mixed-use community. Prices starting from the $300’s. danielsarc.com

THE WEST CONDOMINIUMS AT STATIONWEST By: Adi Developments City: Burlington Register now for boutique condominiums at the highly successful Stationwest community.

Prices starting from the $190’s. adidevelopments.com

By: Pemberton Group City: Maple Live steps from the Maple GO station.

New release of one- and one-bedroomplus-den suite priced from the low $300’s. pembertongroup.com

HAMPTON PLACE By: Royal Pine Homes City: Stouffville A seven-storey building adjacent to conservation lands. Prices starting from the high $300’s. royalpinecondos.com

Builders If you would like to include your preview registration, new release or site opening in this feature, just email the details to Lydia.McNutt@ypnexthome.ca

Hot Properties

416

Find your next home! This page features a few of the latest properties to keep your eye on in the 416 area. Find more properties at ypnexthome.ca

LATEST LISTINGS

WATERWORKS

AQUABELLA

By: Mod Developments Inc. City: Toronto Experience the evolution of a historic industrial building into an eclectic mix of stylish city condos, an adjoining park and a food hall. Register now. waterworkstoronto.com

AYC CONDOS By: Metropia City: Toronto Condo residences and townhomes coming soon, where The Annex and Yorkville meet. ayccondos.com

HARRIS SQUARE

new releases and grand openings AQUABELLA By: Tridel & Hines City: Toronto The ultra-luxurious Terrace Collection is now available at Bayside’s newest condo, Aquabella. Suites from 1,767 to over 4,000 sq. ft., priced from $3 million. tridel.com

THE FOXBAR COLLECTION AT BLUE DIAMOND By: Camrost Felcorp City: Toronto A new release of spacious two- and threebedroom luxury suites and townhomes.

Prices starting from the mid-$800's. thefoxbar.ca

UPPER BEACH CLUB By: Laurier Homes and Mutual Development Corporation City: Toronto A limited release of boutique suites at Kingston Road and Warden, from the high $300's. upperbeachclub.com

GEORGE By: Rockport Group City: Toronto Register now for intimate residences in Leslieville. Condos starting from the low $300's and towns starting from the high $900's. georgecondos.ca

previews and registration HALO By: Cresford Developments City: Toronto A striking new condo is coming to Yonge and College, inspired by the look and luxury of Baccarat. Register now. haloresidences.com

THE WYATT By: The Daniels Corporation City: Toronto The Regent Park revitalization continues with this new addition to Dundas and Sumach streets. Register now. danielswyatt.com

By: Urban Capital City: Toronto Register now for the final phase of the iconic River City community in Toronto's West Don Lands neighbourhood. rivercitytoronto.com

EVO CONDOS + TOWNS By: Lalu Canada City: Toronto Urban towns are coming to Birchmount and Lawrence, priced from the low $200's.

Register now. evocondos.com

EXCHANGE By: Concord Adex City: Toronto Register now for boutique condos in downtown Toronto's Entertainment District. exchangecondos.ca

RODEO By: Lanterra Developments and Cadillac Fairview City: Toronto Register now for iconic living at CF Shops at Don Mills. Prices starting from the high $200's. rodeodrivecondos.com

Builders If you would like to include your preview registration, new release or site opening in this feature, just email the details to Lydia.McNutt@ypnexthome.ca NOV 19 - DEC 3, 2016 | NEW CONDO GUIDE 75

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* Due to scale restrictions, locators are approximate. Please see builder’s ads for exact locations.

# Builder Site Telephone TH* C* Price Range Page Finder 3 ALTERRA 159SW 159sw.com • from $300,000 47 16J 8 ROCKPORT GROUP George Condos+Towns 647-351-5050 • from $335,000 69 22L 11 MENKES DEVELOPMENTS INC. 365 Church 416-591-7700 • from $420,000 Insert 14I 13 ASPEN RIDGE HOMES The Jack aspenridgehomes.com • from $400,000 37 14H 14 FIELDGATE URBAN Heartwood the Beach heartwoodthebeach.com • from $500,000 55 24J 18 URBAN CAPITAL Harris Square rivercitytoronto.com • • 41 18L 20 MENKES DEVELOPMENTS INC. Fabrik 416-591-7700 • from $590,000 Insert 14M 26 BAZIS INC. No1 Yorkville 416-519-2911 • from $510,000 3 15I 35 MENKES DEVELOPMENTS INC. 87 Peter 416-591-7700 • from $781,000 Insert 15M The Eglinton Yonge at Heart 416-591-7700 • from $290,000 Insert 15D 35 MENKES DEVELOPMENTS INC. Zigg Condos 416-545-0223 • • from $600,000 35 14J 48 MADISON HOMES 48 FIELDGATE HOMES Zigg Condos 416-545-0223 • • from $600,000 35 14J 49 CRESFORD DEVELOPMENT CORP. Halo Residences on Yonge 416-485-3000 • from $300,000 IBC 16K 50 CRESFORD DEVELOPMENT CORP. VOX 416-485-3000 • IBC 15J 52 CRESFORD DEVELOPMENT CORP. CASA III 416-486-2272 • from $960,000 IBC 15L 52 CRESFORD DEVELOPMENT CORP. CASA II 416-486-2272 • from $1300,000 IBC 15L 68 GREAT GULF Home Power + Adelaide homeonpower.ca • from $300,000 13 17L 73 DIAM DEVELOPMENTS On The Danforth onthedanforthcondo.com • from $251,000 71 23G 80 MATTAMY HOMES J Davis House 647-343-3270 • • from $320,000 BC 15F 80 BIDDINGTON HOMES J Davis House jdavishouse.com • • from $320,000 BC 15F 85 HARHAY DEVELOPMENTS One Eleven Condominiums & Lofts 647-351-4111 • from $300,000 67 13M 104 CRESFORD DEVELOPMENT CORP. The Clover on Yonge 416-485-3000 • IBC 14J 149 CAMROST - FELCORP The Foxbar Collection at Blue Diamondthefoxbar.ca • • from $900,000 1 15I 150 ASPEN RIDGE HOMES Studio on Richmond 647-352-7736 • from $300,000 37 15M 217 PEMBERTON GROUP TEN93 Queen West 416-546-6355 • from $320,000 8 12F 217 PLAZA Epic pureplaza.com • from $351,000 22-23 12F 1 BRANDY LANE HOMES The Davies 416-873-0862 • from $820,000 14I 2 GREAT GULF Yonge+Richmond 416-499-8883 • from $470,000 16K 3 ARAGON PROPERTIES Eighty One Wellesley eightyonewellesley.ca • from $330,000 16J 4 GAIRLOCH INVESTMENTS 383 Sorauren 383sorauren.com from $265,000 9M 4 CENTRESTONE URBAN DEVELOPMENTS INC. 383 Sorauren 416-588-0383 from $265,000 9L 5 GRAYWOOD DEVELOPMENTS Scoop Condos scoopcondos.com • from $282,000 19I 6 CRESFORD DEVELOPMENT CORP. Merton Yonge Condominiums 416-484-1900 • from $400,000 14E 7 THE DANIELS CORPORATION High Park Condominiums 416-351-1844 • from $285,000 8L 9 HARHAY DEVELOPMENTS 875 Queen East 416-694-8750 • from $300,000 19L 10 MARLIN SPRING Canvas Condominium canvascondos.ca • from $250,000 24G 11 MENKES DEVELOPMENTS INC. Pears on the Avenue 416-323-0100 • from $400,000 14I 11 TRIDEL CORPORATION Sherwood at Huntington 416-485-1900 • from $1000,000 18G 11 METROPIA AYC Condos ayccondos.com • • from $400,000 14I 12 NORTH DRIVE INVESTMENT The High Park 416-670-3699 • from $400,000 8L 12 NORTH DRIVE INVESTMENT Picnic 416-670-3699 • from $475,000 8L 15 TRIDEL CORPORATION 101 Erskine 416-480-0700 • from $386,000 14D 16 FREED 155 REDPATH 416-996-5428 • from $226,000 14D 16 FREED 150 REDPATH redpathcondos.com • from $200,000 14D 16 CAPITAL DEVELOPMENTS 150 REDPATH redpathcondos.com • from $200,000 14D 17 ROCKPORT GROUP The Nest 416-223-0003 • from $350,000 11H 18 URBAN CAPITAL RC3 416-862-0505 • • from $220,000 18L 19 STREETCAR DEVELOPMENT The Southwood 416-750-7506 • from $300,000 23H 20 LIFETIME DEVELOPMENTS Whitehaus Condominiums whitehaus.ca • from $300,000 14M 20 MOD DEVELOPMENTS INC. Waterworks waterworkstoronto.com • from $420,000 14M 21 GREENLAND GROUP King Blue Condos 416-599-1355 • from $336,000 12N 22 MATTAMY HOMES Picasso on Richmond 416-495-3549 • from $541,000 14M 22 TRIDEL CORPORATION Ten York 416-596-9888 • from $1020,000 12F 22 MATTAMY HOMES Picasso on Richmond 416-495-3549 • from $336,000 14M 23 TRIBUTE COMMUNITIES The College Condominium 416-363-4800 • from $400,000 M14 *TH: Townhomes, Highlighted listings are advertised in this issue of Condo Guide. Attention Builders - Want to add your community to our maps?

C: Condo Need to update existing information? Please fax the details to (416) 789-9554 Please refer to page number for complete information.

Builder

Site

Telephone

SQ2 416-661-1949 Eau Du Soleil Waterfront Condominiums416-503-3328 Success Tower at Pinnacle Centre 416-360-0673 Bespoke Towns 419-239-8181 Totem Condominium 416-792-1877 The Madison 416-482-8090 88 Queen 88queen.com Fuse Condos 416-534-4444 Pace 416-928-2223 Dundas Square Gardens 416-645-8575 Grid Condos 416-477-4743 Garrison Point garrisonpoint.ca The Barrington Condominiums Flats 416-410-4444 Howard Park 2 416-873-0989 The Upper House Condos in Leaside 416-425-1800 Alter 416-645-4599 The PJ 416-596-1600 Yorkville Park mintoyorkvillepark.com Yorkville Private Estates 416-484-4371 Teahouse 416-861-1111 Stanley 416-546-1502 Aqualina at Bayside Toronto 416-514-2710 Aquavista at Bayside Toronto 416-514-2710 Aquabella Bayside Toronto tridel.com 11 Wellesley 416-861-1111 Riverside Square 416-466-4466 Monde 416-466-8885 Liberty Central by the Lake - Phase One416-537-0047 The Selby theselbycondos.com The Rosedale on Bloor 416-928-9997 The Brant Park 416-368-5262 Enigma on the Park 416-516-1551 Citylights on Broadway 416-546-6605 East Fiftyfive 416-861-9559 East Fiftyfive 416-861-9559 609 Avenue Road 609avenue.com 609 Avenue Road 609avenue.com 2221 Yonge 647-350-2221 Liberty Central by the Lake Two 416-537-0047 Schoolhouse 416-979-1333 Art Shoppe Condos artshoppecondos.com Distinction Condos lashgroup.ca One Eleven Condominiums & Lofts 647-351-4111 One Bloor Residences 416-922-0081 Seventy Seven Charles Yorkville 416-203-7034 Ivory On Adelaide 647-341-1731 158 Front Condominiums 158front.com Exhibit 416-967-7778 Exhibit 416-967-7778 Exhibit 416-967-7778 The Urban Townhome Collection 647-344-2573 The Pinnacle on Adelaide 416-596-1600 Bisha Hotel & Residences 416-637-2211 88 Scott 416-216-8588 Riverhouse at the Old Mill 416-766-7343 Two Old Mill 416-645-7022 RCM I on University 647-351-9247 The Berwick 416-922-9425 The Mercer 416-597-6940 Imperial Plaza 647-346-3799 Blue Diamond at Imperial Plaza 416-925-2501 Cumberland Tower - Yorkville Plaza II 416-966-3003 Tableau Condominiums 416-591-8887 Tableau Condominiums 416-591-8887 Tableau Condominiums 416-591-8887 The Bond Condominiums 416-546-7525 L Tower 416-777-2533 Perspective Condos 416-242-3500 Neon 416-987-7878 1000 Bay 416-485-3000 90 Niagara 416-981-0036 James 416-214-9900 SIXTY Colborne 416-601-0060 SIXTY Colborne 416-598-7775 Upper Beach Townes 416-693-7500 The Massey Tower 416-966-0197 Canary District Condominiums 416-603-7576 Canary Park Condominiums 416-603-7576 TEN93 Queen West 905-326-4100

TH* C* Price Range • • • • • • • • • • • • •

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from $629,000 from $500,000 from $880,000 from $550,000 from $492,000 from $480,000 from $250,000 from $260,000 from $310,000 from $224,000 from $250,000 from $250,000 from $345,000 from $349,000 from $350,000 from $700,000 from $300,000 from $420,000 from $2500,000 from $241,000 from $300,000 from $336,000 from $814,000 from $1200,000 from $435,000 from $200,000 from $340,000 from $370,000 from $220,000 from $835,000 from $236,000 from $320,000 from $299,000 from $299,000 from $600,000 from $600,000 from $320,000 from $320,000 from $900,000 from $200,000 from $350,000 from $300,000 from $580,000 from $2100,000 from $510,000 from $290,000 from $560,000

• • • • • • • • • • • from $2200,000 • from $367,000 • from $300,000 • from $500,000 • from $500,000 • from $1762,000 • from $515,000 from $536,000 • from $440,000 • from $386,000 • from $350,000 • from $350,000 • from $450,000 • from $350,000 • from $350,000 • from $409,000 • from $490,000 from $300,000 • from $400,000 • from $410,000 from $317,000 • from $496,000 • from $300,000 • from $551,000 • from $332,000 • from $335,000 • from $242,000 • from $280,000

Page

Finder 15D 25B 17M 22J 15H 14E 16L 9K 16L 17K 17K 13N 12H 9L 18D 16J 15L 14J 14J 16K 16K 18M 18M 18M 15J 19L 17M 11F 16J 16I 14M 9L 14D 17L 17L 14G 14G 14D 12N 13I 14D 14D 13M 15I 14J 17L 17L 14I 14I 14I 15K 15M 16M 17M 5L 5L 14M 14E 15M 15I 15I 15I 15L 15L 15L 15G 17L 4H 14D 15J 14O 14O 16L 16L 24G 16L 18L 18L 12F

*TH: Townhomes, Highlighted listings are advertised in this issue of Condo Guide. Attention Builders - Want to add your community to our maps?

C: Condo Need to update existing information? Please fax the details to (416) 789-9554 Please refer to page number for complete information.

torontoregionalmaps: Toronto, East York, York

#

25 TRIDEL CORPORATION 28 EMPIRE COMMUNITIES 29 PINNACLE INTERNATIONAL 30 BUENA VISTA DEVELOPMENTS 31 WORSLEY URBAN PARTNERS 32 MADISON HOMES 34 ST. THOMAS DEVELOPMENTS 36 NEUDORFER CORPORATION 38 GREAT GULF 38 EASTON’S GROUP 38 CENTRE COURT DEVELOPMENT 40 FERNBROOK HOMES/CITYZEN DEV. 41 LASH GROUP OF COMPANIES 42 TRIUMPH DEVELOPMENTS 43 K-CAP LAIRD INC. 44 TRIDEL CORPORATION 47 PINNACLE INTERNATIONAL 48 MINTO COMMUNITIES INC. 48 CAMROST - FELCORP 49 LANTERRA DEVELOPMENTS 49 TRIBUTE COMMUNITIES 51 TRIDEL CORPORATION 51 TRIDEL CORPORATION 51 TRIDEL CORPORATION 53 LANTERRA DEVELOPMENTS 56 STREETCAR DEVELOPMENT 58 GREAT GULF 60 CANALFA GROUP 63 FERNBROOK HOMES/CITYZEN DEV. 63 THE GUPTA GROUP 64 LAMB DEVELOPMENT CORP. 65 ARAGON PROPERTIES 67 PEMBERTON GROUP 68 LAMB DEVELOPMENT CORP. 68 HYDE PARK 70 STATE BUILDING GROUP 70 MADISON HOMES 71 TOWER HILL DEVELOPMENT CORPORATION 75 CANALFA GROUP 78 EMPIRE COMMUNITIES 79 FREED 79 LASH DEVELOPMENT CORP. 85 CARTTERA 99 GREAT GULF 104 ASPEN RIDGE HOMES 114 PLAZA 114 FERNBROOK HOMES/CITYZEN DEV. 117 BAZIS INC. 117 METROPIA 117 PLAZA 118 PEMBERTON GROUP 124 PINNACLE INTERNATIONAL 128 LIFETIME DEVELOPMENTS 129 CONCERT PROPERTIES 131 LANTERRA DEVELOPMENTS 131 TRIDEL CORPORATION 133 TRIBUTE COMMUNITIES 142 ANDRIN HOMES 148 GRAYWOOD/BEAVERHALL DEVELOPMENT 149 CAMROST - FELCORP 149 CAMROST - FELCORP 149 CAMROST - FELCORP 153 URBAN CAPITAL 153 MALIBU INVESTMENTS INC. 153 ALIT DEVELOPMENTS 155 LIFETIME DEVELOPMENTS 157 CASTLEPOINT/CITYZEN/FERNBROOK 162 PIANOSI DEVELOPMENTS 185 PEMBERTON GROUP 190 CRESFORD DEVELOPMENT CORP. 199 FIELDGATE HOMES 199 BRAD J. LAMB REALTY 200 FREED 200 CARTTERA 201 SOLOTEX 206 MOD DEVELOPMENTS INC. 215 DUNDEE KILMER DEVELOPMENTS 215 DUNDEE KILMER DEVELOPMENTS 217 BAYWOOD HOMES

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LANTERRA DEVELOPMENTS LIBERTY DEVELOPMENT CORP. ASPEN RIDGE HOMES ELAD CANADA ELAD CANADA ELAD CANADA LIBERTY DEVELOPMENT CORP. CONCORD ADEX DEVRON DEVELOPMENTS YYZED PROJECT MANAGEMENT TIFFANY PARK HOMES TRIDEL CORPORATION LINDVEST CONCORD ADEX CONCORD ADEX FRAM BUILDING GROUP BAZIS INC. SORBARA GROUP LANTERRA DEVELOPMENTS MATTAMY HOMES GHODS BUILDERS INC. CASTLE GROUP DEVELOPMENTS PHANTOM DEVELOPMENTS URBAN CAPITAL ALIT DEVELOPMENTS CHESTNUT HILL DEVELOPMENT HAVEN DEVELOPMENTS KUBO DEVELOPMENTS MADISON HOMES MALIBU INVESTMENTS INC. TRIDEL CORPORATION TRIDEL CORPORATION TRIDEL CORPORATION LATCH DEVELOPMENTS FIRST AVENUE PROPERTIES DIAMANTE DEVELOPMENT CORP. G GROUP DEVELOPMENT CORP NORSTAR GROUP OF COMPANIES DEVRON DEVELOPMENTS LINDVEST ELAD CANADA LANTERRA DEVELOPMENTS LANTERRA DEVELOPMENTS LANTERRA DEVELOPMENTS BRANDY LANE HOMES TRIDEL CORPORATION TRIDEL CORPORATION FRAM BUILDING GROUP TRIBUTE COMMUNITIES FRAM BUILDING GROUP/CADILLAC FAIRVIEW

Site

Telephone TH* C* Price Range

Rodeo Drive 2 Condominiums rodeodrivecondos.com The Village Residences 416-735-2222 Scenic on Eglinton 416-805-1781 The Colours of Emerald City coloursofemeraldcity.com Fifth on the Park 416-492-0001 The Park Club Emerald City theparkclub.ca World on Yonge 905-771-7010 Opus 416-813-2999 The Vanguard vanguardto.com VISTO vistocondos.ca Westhaven 416-792-6655 Aristo at Avonshire 416-730-0300 The Brownstones at Westown lindvest.com Tango2 at Concord Park Place 416-813-2999 Omega On The Park 416-813-2999 SOUL mysoulcondos.ca Estates on Bayview estatesonbayview.com Beacon beaconcondos.ca Rodeo Drive Condominiums rodeodrivecondos.com Downsview Park Boutique Condos mattamyhomes.com 5959 Yonge Street 416-222-5959 Vida at Bayview Village 416-304-1212 Tea Garden Condos teagardencondos.com The Ravine 416-850-2489 The Ravine 416-850-2489 Lotus Condominiums 416-222-8338 SIX 25 BV six25bv.com Marquette Urban Towns 416-551-9767 Briar Hill madisonhomes.ca Southside Residences at Gramercy Park 416-703-2202 Argento 416-663-1818 Scala 416-730-0300 Alto at Atria 416-645-8866 The Bennett on Bayview thebennettcondos.com The Bennett on Bayview thebennettcondos.com The Diamond Condominiums on Yonge 416-961-8008 Ellie Condos elliecondos.com Portrait Condominiums 416-282-9600 Flo Condominiums 647-799-0356 Sonic lindvest.com/sonic Dreamtower At Emerald City 416-492-0001 Treviso Condominiums 416-787-8882 Treviso II 416-787-8882 Treviso III 416-787-8882 The Station 416-398-9777 Trio at Atria 416-645-8866 Parfait at Atria tridel.com LIV Lofts 416-445-5638 Canterbury 647-352-2130 Flaire Condos 416-445-8868

*TH: Townhomes, Highlighted listings are advertised in this issue of Condo Guide.

C: Condo Please refer to page number for complete information.

• • •

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• • • • • • •

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• • • • • • • • • • • • • • • • • • • • • • •

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from $300,000 from $300,000 from $290,000 from $290,000 from $290,000 from $281,000 from $267,000 from $633,000 from $391,000 from $250,000 from $265,000 from $200,000 from $250,000 from $1950,000 from $368,000 from $302,000 from $250,000 from $200,000 from $268,000 from $250,000 from $306,000 from $250,000 from $250,000 from $400,000 from $290,000 from $370,000 from $300,000 from $334,000 from $250,000 from $250,000 from $268,000 from $250,000 from $255,000 from $322,000 from $212,000 from $367,000 from $203,000 from $263,000 from $250,000 from $467,000 from $271,000 from $250,000 from $951,000 from $305,000

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Attention Builders - Want to add your community to our maps?

Need to update existing information? Please fax the details to (416) 789-9554

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# 3 16 55 1 2 4 5 6 8 8 9 10 10 11 13 14 14 14 17 18 19 21 22 23 24 26 27 28 30 34 39 39 44 50 50 55 55 56 61 71 71 72 73

Builder LALU CANADA CONCERT PROPERTIES TRIDEL CORPORATION INSOHO DEVELOPMENTS STANTON RENAISSANCE YOUR HOME DEVELOPMENTS VANDYK GROUP OF COMPANIES CONSERVATORY GROUP TRIDEL CORPORATION TRIDEL CORPORATION WILKINSON DEVELOPMENTS LASH GROUP OF COMPANIES CARTTERA SCOLLARD DEVELOPMENT OPEARL DEVELOPMENTS INFINITY DEVELOPMENTS LAURIER HOMES MUTUAL DEVELOPMENTS TIMES GROUP CORP. MATTAMY HOMES ICON HOMES MENKES DEVELOPMENTS INC. MENKES DEVELOPMENTS INC. CITYCORE DAVIES SMITH GEMTERRA GLOBAL KINGDOM MINISTRIES LIBERTY DEVELOPMENT CORP. TERRANATA DEVELOPMENTS INC. EDILCAN DEVELOPMENT CORP. MATTAMY HOMES MATTAMY HOMES TRIDEL CORPORATION PEMBERTON GROUP NORTH STAR HOMES TRIDEL CORPORATION TRIDEL CORPORATION PHANTOM DEVELOPMENTS VHL DEVELOPMENTS LTD. LASH GROUP OF COMPANIES LASH GROUP OF COMPANIES SAMM DEVELOPMENTS HI-RISE (WEST) INC.

Site Telephone TH* C* Evo Condos + Towns evocondos.com • The KIP District thekipdistrict.com • Selene Metrogate 416-293-5535 • Imagine Condos 416-367-7303 On The Go Mimico 647-692-8417 • Sweet Life Condos 647-351-5440 • Backyard Neighbourhood Condos backyardcondos.com Altitude 416-321-1659 • Islington Terrace 416-645-8862 • Bloor Vista at Islington Terrace 416-645-8862 • Hunt Club Terrace 416-698-3020 • Cloud 9 Condominiums 416-747-0199 • Cloud 9 Condominiums 416-747-0199 • Guildwood 416-266-3655 • Sail Condominiums sailcondos.ca • Residences at The Hunt Club 416-699-1711 • Upper Beach Club upperbeachclub.com • Upper Beach Club upperbeachclub.com • Key West Condominium keywesttorontocondo.com Lago 647-347-5930 • Royal York Urban Towns 416-901-0206 • Dwell City Towns 416-259-2525 • Humber Mews 416-259-2525 • Harmony Village 416-493-0123 • Eleven Superior 416-259-8882 • Joy Condos joycondos.com • Trinity Ravine Towers 647-876-5433 • Terrace on Danforth 416-987-7575 • The Step 416-798-7070 • Triumph at Valhalla 416-233-5554 • Waterscapes 416-495-3544 • Waterscapes 416-495-3544 • West Village 416-620-1887 • Vivid Condos 416-239-8200 • Connexion at Islington northstarhomesinc.com • Avani At Metrogate 416-293-5535 • Avani 2 At Metrogate 416-293-5535 • Jade Condominiums 416-762-8818 • Haven On The Bluffs 416-2611-9555 • Me Condos 416-430-0003 • Me Condos 2 416-430-0003 • The Kennedys Condominiums KennedyCondos.com • Spice Urban Towns 416-932-3443 •

Price Range from $220,000 from $250,000 from $280,000 from $235,000 from $200,000 from $200,000 from $250,000 from $230,000 from $250,000 from $250,000 from $240,000 from $240,000 from $200,000 from $300,000 from $390,000 from $390,000 from $320,000 from $744,000 from $220,000 from $390,000 from $550,000 from $311,000 from $220,000 from $200,000 from $278,000 from $145,000 from $250,000 from $414,000 from $400,000 from $386,000 from $391,000 from $300,000 from $309,000 from $250,000 from $305,000 from $292,000 from $250,000 from $190,000 from $220,000 from $390,000

Page Finder 57 3D 43 22F IFC 4C 4F 23H 10E 24G 25H 23F 23F 2H 22B 22B 8F 2C 2G 2G 2G 25H 25C 24H 20F 20H 2C 24H 4C 7D 2G 23B 21F 26H 26H 20F 23F 23F 4C 4C 25G 3E 8D 8D 4C 2G

*TH: Townhomes, Attention Builders - Want to add your community to our maps?

Highlighted listings are advertised in this issue of Condo C: Condo Guide. Please refer to page number for complete information. Need to update existing information? Please fax the details to (416) 789-9554

torontoregionalmaps: Scarborough, Etobicoke

* Due to scale restrictions, locators are approximate. Please see builder’s ads for exact locations.

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19

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18

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2

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Toronto Waterfront

H

waterfrontmaps: TORONTO

* Due to scale restrictions, locators are approximate. Please see builder’s ads for exact locations.

80

#

Builder

Site

Telephone TH* C* Price Range

1

MENKES DEVELOPMENTS INC.

Harbour Plaza

416-591-7700 •

2

Concord Adex

The Lakefront

thelakefront.ca

3

MATTAMY HOMES

Vita On The Lake

mattamyhomes.com •

4

TRIDEL CORPORATION

Aquabella Bayside Toronto

tridel.com

4

TRIDEL CORPORATION

Aqualina at Bayside Toronto

4

TRIDEL CORPORATION

5

THE DANIELS CORPORATION

from $350,000

•

Page

Insert

Finder

14F

12F

from $290,000

2F

•

from $1200,000

16E

416-514-2710

•

from $336,000

16E

AquaVista at Bayside Toronto

416-514-2710

•

from $814,000

16E

Exchange Condos

exchangecondos.ca

•

10 GREAT GULF

Twenty Lombard

416-499-8883

•

from $543,000

16K

15 THE DANIELS CORPORATION

Lighthouse East Tower Condominium Residences

416-221-3939

•

from $350,000

16F

58 GREAT GULF

Monde

416-466-8885 •

•

from $340,000

17E

60 CANALFA GROUP

Liberty Central by the Lake Two

416-537-0047

•

from $320,000

11F

*TH: Townhomes, C: Condo

Highlighted listings are advertised in this issue of Condo Guide.

Please refer to page number for complete information.

12F

Attention Builders - Want to add your community to our maps?

Need to update existing information? Please fax the details to 416-789-9554

St n Qu ee tW

ds Q or ue Dr en S

in

24

25

26

Evans Ave

28 5

Gardiner Expressway

2

3

18

Lakeshore Blvd E

lW ya Ro

12 11

W Rd e La

ke

sh

Mississauga Waterfront Orillia

Etobicoke Waterfront

* Due to scale restrictions, locators are approximate. Please see builder’s ads for exact locations.

69

M Rd

rs

La

ke

ee ate

Rd

Queensway

Mara

93

6

11

27

Oro

La

ke

sh

or

e

Rd

W

Vespra

Rd

Tosorontio Everett

J

Hwy 5 0

K #

Builder

2

STANTONShelburne RENAISSANCE 10

Essa

La

Barrie

Mono

9

DAVIES SMITH

Keswick

400

Further

Alliston,

Cannington

48

LindsayWhitby 7 Waterfront

East Gwillimbury North Waterfront

400

Bradford Tecumseth and Tottenham On The Go Mimico Adjala

n

Georgina Island 33 c6aygeo Bob

Georgina

Beeton, Site

89

e

co

im

S ke

Angus

ak

rlo

Bu

Sunnidale Oakville 90 Waterfront Lisle

400

9

Uxbridge

Lake

Telephone TH* C* Price Range 647-692-8417 48

•

og

Scug

Page

Scugog

from $200,000

Finder 23C

King

Newcastle

Schomberg Eleven Superior

Manvers

416-259-8882

•

from $310,900 Whitby

Oshawa

23C 401

5

DAVIES SMITH

Hearthstone by the Bay

416-259-4466

•

6

SCOLLARD DEVELOPMENT CORP.

Boathaus

boathaus.ca

•

from $197,900

22I

11 MATTAMY HOMES

Waterscapes

416-495-3544

•

from $413,990

13B

18 MATTAMY HOMES

Riva Del Lago

647-347-5930

•

from $806,000

24C

28 EMPIRE COMMUNITIES

Eau Du Soleil - Waterfront Condominiums

416-503-3328

•

from $500,000

25B

*TH: Townhomes, C: Condo

Highlighted listings are advertised in this issue of Condo Guide.

Please refer to page number for complete information.

24C

Attention Builders - Want to add your community to our maps?

Need to update existing information? Please fax the details to 416-789-9554

waterfrontmaps: GTA

Rd

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69 Haldimand

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11 QEW 12 21

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re

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Carlisle Burlington

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CAMBRIDGE

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or

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iss

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br

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Rd

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e

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D

Rd

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d

so ft

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26

* Due to scale restrictions, locators are approximate. Please see builder’s ads for exact locations.

5t

B

s in W

905 regionalmaps: Burlington, Brampton, Mississauga, Oakville, Further West, Further North

A

11

E

5

St

4

Li

ng

3

h

Ki

2

Sid

1

er oa d

xt

ra

Rd

Builder

Site

11 CONCORD ADEX

Seasons Condominiums

34 PINNACLE INTERNATIONAL 47 THE DANIELS CORPORATION

Telephone TH* C* concordseasons.ca

•

Pinnacle Uptown

905-568-9000

•

ARC Daniels Erin Mills

905-306-6996

•

1

VANDYK GROUP OF COMPANIES

The Craftsman

craftsmancondos.com

2

THE DANIELS CORPORATION

Olivia Marie Gardens

905-874-8880

3

CASTLERIDGE HOMES

The Clairington

905-793-0002

3

PINNACLE INTERNATIONAL

4

Price Range

Page

Finder

18-19

5N

from $290,000

5

19K

from $300,000

15

17M

from $310,000

21N

from $200,000

14K

•

from $230,000

16E

The Marquee Townhomes on the Park 905-568-9000

•

from $720,000

20K

CONSERVATORY GROUP

Mirage

905-232-2400

•

from $260,000

20K

5

AMACON

Block Nine

905-273-9333

•

from $200,000

20L

5

URBAN CAPITAL

M City

mcitycondos.com

•

from $199,000

20L

6

MATTAMY HOMES

The Residences of Creekshore Common mattamyhomes.com

from $406,000

14R

7

SYMMETRY DEVELOPMENTS

Lake & East Condominium Residences

9

EMPIRE COMMUNITIES

•

•

lakeandeast.com

•

from $350,000

16S

Senses Condominiums

905-845-7246

•

from $195,000

17Q

10 AMACON

The Residences at Parkside Village

905-273-9333

•

11 ADI DEVELOPMENT GROUP

Station West

adidevelopments.com

•

from $200,000

5N

11 ADI DEVELOPMENT GROUP

The West Condominiums at Stationwest adidevelopments.com

•

from $190,000

5N

12 SPALLACCI HOMES

101 Locke Condos

13 GREAT GULF

The Chelsea

14 PEMBERTON GROUP

Rosedale Village Golf & Country Club 905-799-5000

15 ADI DEVELOPMENT GROUP

Link2 Condos+Lofts

905-592-2028

16 VANDYK GROUP OF COMPANIES

Windows on the Green

905-822-3333

17 PEMBERTON GROUP

Downtown Erin Mills Condominiums 905-630-6300

17 PEMBERTON GROUP

101lockecondos.com

21K

•

905-844-1605

5N •

from $220,000

16P

•

from $204,000

13F

•

from $225,000

5M

from $410,000

19N

•

from $320,000

18M

Downtown Erin Mills Condominiums Tower 2 905-603-6300

•

from $320,000

18M

19 METROLY DEVELOPMENTS

The 6ixth

the6ixthtowns.com

•

from $300,000

16P

20 CARRIAGE GATE HOMES

The Berkeley Downtown Burlington theberkeleycondo.com

•

from $340,000

5M

21 VALERY HOMES

Royal Connaught Phase II

royalconnaught.com

•

from $300,000

5N

21 SPALLACCI HOMES

Royal Connaught Phase II

royalconnaught.com

•

from $300,000

5N

30 PINNACLE INTERNATIONAL

Pinnacle Grand Park 2

905-276-3981

•

from $266,000

20L

30 PINNACLE INTERNATIONAL

Pinnacle Grand Park

905-276-3981

•

from $300,000

20L

45 EMPIRE COMMUNITIES

Rain Condominiums

empirerainsenses.com

•

from $350,000

17Q

•

SEARCH ONLINE ypnexthome.ca *TH: Townhomes, Attention Builders - Want to add your community to our maps?

Highlighted listings are advertised in this issue of Condo C: Condo Guide. Please refer to page number for complete information. Need to update existing information? Please fax the details to (416) 789-9554

905 regionalmaps: Burlington, Brampton, Mississauga, Oakville, Further West, Further North

#

83

2

3

4

5

6

8 Town9of 10 WhitechurchStouffville

7

A

11

12

14

15

16

Site

7 407

Markham

ion R

Steeles Ave E

5

11 Concess

Rd

10 Concess ion R

n

de

Al

9 Line

404

14 Ave

Hwy. 48 le Dr

Builder PEMBERTON GROUP

16

Town of Markham

Raymervil

404 St

34

407

e

#

To wn of O sh awa

Major Mackenzie

Bullock Dr Hwy 7

3

* Due to scale restrictions, locators are approximate. Please see builder’s ads for exact locations.

Steeles Ave W

9

Key Maps

Main St S

John

8

7 17

Aldergrove Dr

e

Clark Ave W

45

Kennedy Rd

13

18 Ave

16 Ave Carlton Rd

Ave

Centre St

32

Thornhill Henderson Av

407

Yonge St

1

7

31

16th Ave.

Woodbin e

e Av

46

Leslie St

n to

7

Langstaff Rd

Elgin Mills Rd

Cachet Pkwy

4

rn Ave

43 10

Strathea

Richmond Hill Denham Dr

ng Isli

50

t nce S Clare Kipling Av

400

44

26

19 Ave

404

Major MacKenzie

Weldrick Rd W

Rutherford Rd

11 40

25

401

Warden Av e

Elgin Mills Rd Neal Dr

Regent St Mill St

St

St

Maple

Yorkland

Bathurst

St

9

19th Ave.

Gamble Rd

n

407

24

401

Millard St

Dufferin

Huntingto

7

23

McCowan Rd

2 15

Rd

Hwy. 27

Yonge St

McCowan

Stouffville Rd

E

G

22

To wn of W hitby

To wn of Ajax

City of Pickerin g

21

401

19 Ave

41

20

Bethesda Sideroad

Major Mackenzie

F

Leslie St

n Rd

48

Teston Rd

19

Jefferson Sideroad

y Cr

D

Nashville Rd

6

Bloomington Rd

Keele St

Rd

Pine Valle

Kirby Rd

404

400

Jane St

Weston Rd

C

Vandorf Sideroad Kennedy Rd

Woodbin e Ave

King-Vaughan Rd

King Rd

McCowan Rd

Aurora Rd

Warden Ave

B

18

47

Bayview Ave

9 Concessio

St John's Sideroad

17

East Bloomington Sideroad

Vivian Rd

Langstaff Rd

84

13

Mt Albert Rd

Cold Cree k

12 Line Rd

905regionalmaps: Maple, Thornhill, Richmond Hill, Vaughan, Markham, Stouffville, Ajax, Whitby, Oshawa

1

Denison St

Telephone TH* C* Price Range

Page

Finder

Indigo Condiminiums

905-553-1430

•

from $320,000

9

9E

13 LIBERTY DEVELOPMENT CORP.

Legacy Park

905-731-8302

•

from $300,000

26 & 27

10G

15 GERANIUM HOMES

Pace on Main

905-591-1071

•

from $370,000

63

10C

31 PEMBERTON GROUP

Sky City 2

905-709-5700

•

from $350,000

Insert

12F

32 LIBERTY DEVELOPMENT CORP.

Royal Gardens

•

from $303,000

27

15F

47 TREASURE HILL HOMES

Shift

from $390,000

49

16A

905-889-9997 treasurehill.com

•

1

LIBERTY DEVELOPMENT CORP.

Cosmos III Condominiums

cosmoscondos.ca

•

from $250,000

6G

2

ROYAL PINE HOMES

Hampton Place

royalpinecondos.com

•

from $390,000

9C

2

GERANIUM HOMES

Vista Flats and Towns at Cardinal Point geraniumhomes.com

•

from $390,000

9C

3

TRIBUTE COMMUNITIES

Varley

905-604-1477

•

from $550,000

19F

4

TRIDEL CORPORATION

Renaissance of Richmond Hill

416-736-9500

•

from $795,000

14E

5

LINDVEST

Grand Cornell Brownstones in Markham 905-294-6161

from $340,000

23F

6

ARMOUR HEIGHTS DEVELOPMENTS

The Sorrento

•

from $400,000

13B

8

WYVIEW GROUP

Unionville gardens

•

from $200,000

18F

from $277,000

12E

from $320,000

1G

289-637-1777 unionvillegardens.com

10 GREAT LANDS CORP.

The Beverly Hills Resort Residences

11 DUKA DEVELOPMENTS

Oggi Boutique Townhomes

16 PODIUM DEVELOPMENTS

University Studios

17 REMINGTON GROUP

York Condos Downtown Markham

905-882-6636

•

oggitowns.com

•

universitystudios.ca

•

from $150,000

25 B

905-948-9900

•

from $650,000

1&F

31 PEMBERTON GROUP

Sky City

905-709-5700

•

from $300,000

12F

32 45 CHARLES LTD.

Royal Gardens

905-889-9997

•

from $303,000

15F

32 SIGNATURE COMMUNITIES

TAO Boutique Condos

905-597-2535

•

from $364,000

15F

34 SIERRA HOMES

68 Main Street

905-305-0822

•

from $250,000

21E

40 NOVA TRIMAX

Allegra

905-850-6866

•

from $200,000

1F

41 QUADCAM DEVELOPMENT GROUP INC

Vista Parc Condominiums

905-850-8883

•

from $200,000

3F

43 G GROUP DEVELOPMENT/GUIZZETTI CORPORATION

Grand Palace

905-907-4370

•

from $250,000

12E

43 G GROUP DEVELOPMENT/GUIZZETTI CORPORATION

Grand Palace Phase I

905-907-4370

•

43 G GROUP DEVELOPMENT/GUIZZETTI CORPORATION

Grand Palace Phase II

905-907-4370

•

from $250,000

12E

44 LIBERTY DEVELOPMENT CORP.

Centro Square Condos

905-851-8887

•

from $333,000

5F

45 KYLEMORE COMMUNITIES

The 6th Angus Glen

905-887-9950

•

from $625,000

19E

46 PLAZA

The Met

pureplaza.com

•

from $660,000

6F

12E

*TH: Townhomes, Attention Builders - Want to add your community to our maps?

Highlighted listings are advertised in this issue of Condo C: Condo Guide. Please refer to page number for complete information. Need to update existing information? Please fax the details to (416) 789-9554

Great Gulf has been featured as “Model Suite of the Month” as seen in the New Condo Guide model suite calendar

Model Suite Photo Compliments of Great Gulf

greatgulf.com

Inspired Cecconi Simone interiors at Great Gulf’s Monde. Giving you the very best of city and waterfront living.

NOVEMBER 2016

INDEX OF ADVERTISERS Alterra - 159SW

47

Liberty Development Corp. - Legacy Park

Aspen Ridge Homes - Scenic on Eglinton

37

Liberty Development Corp. - Royal Gardens

27

Aspen Ridge Homes - Studio on Richmond

37

Liberty Development Corp. - The Village Residences

25

Aspen Ridge Homes - The Jack

37

Liberty Development Corp. - World on Yonge

27

Madison Homes - Zigg Condos

35

Mattamy Homes - J Davis House

BC

Bazis Inc. - No1 Yorkville Biddington Homes - J Davis House Camrost - Felcorp - The Foxbar Collection at Blue Diamond

3 BC 1

Canadian Property Investor - Promo

66

Concert Properties - The KIP District

43

Concord Adex - Seasons Condominiums

Menkes Developments Inc. - 365 Church

Insert

Menkes Developments Inc. - 87 Peter

Insert

Menkes Developments Inc. - Fabrik

Insert

Menkes Developments Inc. - Harbour Plaza

Insert

Menkes Developments Inc. - The Eglinton Yonge at Heart

Insert

Pemberton Group - Corporate

Insert

18-19

Cresford Development Corp. - CASA II

IBC

Cresford Development Corp. - CASA III

IBC

Cresford Development Corp. - Corporate

88 & IBC Pemberton Group - Indigo Condiminiums

Cresford Development Corp. - Halo Residences on Yonge

IBC

Cresford Development Corp. - The Clover on Yonge

IBC

Cresford Development Corp. - VOX

IBC

Pemberton Group - Sky City 2

Diam Developments - On The Danforth

71

ELAD Canada - Fifth on the Park

31

ELAD Canada - The Colours of Emerald City

31

ELAD Canada - The Park Club Emerald City

31

Empire Communities - Corporate

26 & 27

6-7

9

Insert

Pemberton Group - TEN93 Queen West

8

Pinnacle International - Pinnacle Uptown

5

Plaza - Corporate

22-23

Plaza - Epic

22-23

Rockport Group - George Condos+Towns

69

Silvercreek Communities - The Residences of the Hotel McGibbon 51 The Daniels Corporation - ARC Daniels Erin Mills

15

The Daniels Corporation - Model Suite Of The Month

85

63

Treasure Hill Homes - Shift

49

Great Gulf - Home Power + Adelaide

13

Treasure Hill Homes - Time

49

Harhay Developments - One Eleven Condominiums & Lofts

67

Tridel Corporation - Selene Metrogate

Lalu Canada - Evo Condos + Townsz

57

Urban Capital - Harris Square

41

Lanterra Developments - Rodeo Drive 2 Condominiums

59

What’s Online - Promo

87

Fieldgate Homes - Zigg Condos

35

Fieldgate Urban - Heartwood the Beach

55

Geranium Homes - Pace on Main

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