GTA New Condo Guide - Oct 22, 2016

OCT 22 - NOV 5, 2016 VOLUME20, 2, ISSUE X,20,FREE VOLUME ISSUE FREE

GTA GTAEDITION EDITION

INSIDE INSIDE THISISSUE ISSUE THIS

OFFICE CONDOS: SHOULD NOTE THAT THIS CALLOUT IS THIS TREND BE ON YOUR RADAR? ALWAYS YPNHINVESTMENT GREY IN COLOUR

CONDO SALES AND PRICES AND THAT THE BAR IS ALWAYS BOOMING IN THE GTA WHITE ON BOTTOM OF PAGE

HIT SHIFT F7 AND DISTRIBUTE INSPIRATION: LAYER SPACING ATTHIS 0.2074FALL INCHES YOUR STYLE

Brokers Protected. Sales Representative: Kevin Crigger*, Broker. Johnston & Daniel a division of Royal LePage Real Estate Services Ltd. Brokerage.

Consultant: Barberry (DP) Inc. Prices and speciďŹ cations are subject to change without notice. Illustrations are artist's concept. E.& O.E.

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Editors' Notes

SUSAN LEGGE Editor-in-Chief / Director of Content Yellow Pages NextHome Email: Susan.Legge@ypnexthome.ca Twitter: @SusanLegge

EXPLORE MISSISSAUGA CITY CENTRE

MORE PHOTOS ONLINE nexthome.yp.ca/mississauga-city-centre

Neighbourhood facts, before you buy If the number one rule in real estate is “location, location, location,” then making sure your next place is in the right “neighbourhood, neighbourhood, neighbourhood” is where we come in.

At YPNextHome.ca we have taken “neighbourhood” to the next level.

Finding a home is about more than just location; it’s about the micro details of the neighbourhood. To that end, we’ve collected data from across the country, right down to the details of who lives there.

We invite you to explore more than 2,700 neighbourhoods we have on our website to find out not only lives there, but what their favourite activities and hobbies are, and even how they commute to work.

Essentially, your neighbourhood is an extension of your home. Get the facts before you decide.

This issue profiles Mississauga City Centre, which we’ve explored and defined ourselves. It’s a small sample of what’s available online. Check it out and let us know what you think!

Movin’ on up

LYDIA MCNUTT Senior Editor Yellow Pages NextHome Email: Lydia.McNutt@ypnexthome.ca Twitter: @Lydiastweets

+ get social

The GTA real estate market has its ups and downs: currently, housing supply is down while demand and prices are up. This puts many young homebuyers in one of two places: up (think vertical), or out (that’s right: suburbia). But according to realtors’ latest sales and price stats, the “out” is getting farther out of reach.

The Toronto Real Estate Board’s September figures revealed that the average detached home in the GTA is now $1.01 million. While Torontonians are no strangers to seven-digit price tags, this puts 905 home hunters in a

whole new, more expensive ballpark.

Enter the condo. More than just a “box in the sky,” condos can deliver the best of both worlds – desirable locations, urban conveniences and affordability. And here you thought you couldn’t have it all.

If you’re in the market for a new home this fall, explore all avenues – downtown and out-of-town – to see what your budget can buy. Wherever you find yourself, don’t forget to look up. You’re sure to find a home you’ll love.

Interact with us on social media: ypnexthome

2 YPNEXTHOME.CA

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PRICES AND SPECIFICATIONS ARE SUBJECT TO CHANGE WITHOUT NOTICE. E. & O.E. *SEE SALES REPRESENTATIVE FOR DETAILS

2016-09-27 PM 2016-10-17 12:04 3:09 PM

Contributors

BILD REPORT

BRYAN TUCKEY Bryan Tuckey is president and CEO of the Building Industry and Land Development Association (BILD) and can be found on Twitter (twitter.com/bildgta), Facebook (facebook.com/bildgta), Youtube (youtube.com/bildgta) and BILD’s official blog (bildblogs.ca).

PRESIDENT, YELLOW PAGES NEXTHOME

Jacqueline Hill EDITOR-IN-CHIEF / DIRECTOR OF CONTENT

Susan Legge DIRECTOR OF SALES

Moe Lalani ASSOCIATE PUBLISHER

Anne-Marie Breen

LEGALLY SPEAKING

SENIOR EDITOR

JAYSON SCHWARZ

Lydia McNutt

Jayson Schwarz LL.M is a Toronto real estate lawyer and partner in the law firm Schwarz Law LLP. Visit the website at schwarzlaw.ca or email info@schwarzlaw.ca.

ART DIRECTOR

Daiana Garay CONTRIBUTING EDITORS

Sonia Bell, Wayne Karl, Elisa Krovblit DESIGN EDITOR

Yanic Simard

DESIGNER ADVICE

YANIC SIMARD Yanic Simard is New Condo Guide’s design editor, principal designer of the award-winning Toronto Interior Design Group (tidg.ca), and regular guest expert on City’s Cityline.

SENIOR ACCOUNT EXECUTIVES

Dionne Fraser dionne.fraser@ypnexthome.ca Nina Downs nina.downs@ypnexthome.ca

SALES & MARKETING CO-ORDINATOR

Terry Bassett

CONDO PRO

BARBARA LAWLOR Barbara Lawlor is president and CEO of Baker Real Estate Inc., and an in-demand columnist and speaker. A member of the Baker team since 1993, Barbara oversees the marketing and sale of condo developments in the GTA and overseas.

STAT CHAT

BEN MYERS Ben Myers is senior vice-president of market research and analytics at Fortress Real Developments. Follow his blog posts and commentary on the Canadian housing market at fortressrealdevelopments.com/news or follow him on Twitter at @BenMyers29.

PRODUCTION MANAGER

Helen Pearce PRODUCTION CO-ORDINATOR

Sandra Hanak-Vujnovic GRAPHIC DESIGNER

Miguel Cea

#500-401 The West Mall Etobicoke, ON M9C 5J5 T 416.626.4200 F 416.784.5867 ypnexthome.ca

ADVERTISING Call 416.626.4200 for advertising rates

and information.

more online We have even more content online! Read more stories from our team of contributors at ypnexthome.ca, including stories by:

STYLE FILE

JANE LOCKHART Jane lockhart is founder and principal designer of Jane Lockhart Interior Design in Toronto. She can be reached at 416.762.2493. janelockhart.com

CIRCULATION Free distribution in select high-traffic street boxes, stores, banks, financial institutions and select condominium sales offices.

COPYRIGHT 2016 All rights reserved by Yellow Pages Homes Limited. Reproduction in any form is prohibited. Contents of this publication are covered by copyright and offenders will be prosecuted under the law.

TERMS Advertisers, editorial content and New Condo Guide are not responsible for typographical errors, mistakes or misprints. All prices are correct as of press time and are subject to change without notice.

E. & O. E. EDITORIAL Submissions from interested parties will be considered. Email to susan.legge@ypnexthome.ca.

The views and data expressed by columnists do not necessarily represent those of the publication.

FINANCE

GAIL VAZ-OXLADE Gail Vaz-Oxlade is the host of Til Debt Do Us Part and author of Debt Free Forever and blogs daily at gailvazoxlade.com

Please recycle this magazine! Yellow Pages NextHome participates in the Partners in Growth Reforestation Program through St. Joseph Communications. To date, Partners in Growth has planted over 2.5 million trees in parks, recreation and conservation areas, and other public spaces across Canada. Established in 1990, this program was started with Scouts Canada to help replenish the environment.

4 YPNEXTHOME.CA

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THERE’S A SUITE THAT FITS YOUR NEEDS

HOMES CONDOS COMMUNITIES

6 YPNEXTHOME.CA

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#ASKEMPIRE TO FIND YOURS.

Whether you’re researching or have bought a new home, Empire’s comprehensive collection of resources will help you along every step of the journey. Visit our new website and discover the answers to all your home buying questions today.

Explore the possibilities at empirecommunities.com OCT 22 - NOV 5, 2016 | NEW CONDO GUIDE 7

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UNDER CONSTRUCTION! ASK ABOUT OUR FALL INCENTIVES*!

Live the life you love at the heart of everything Queen West.

Discover a superb collection of suites, plus an exciting array of lifestyle amenities.

Savings up to $20,000!* Free built-in appliances, free Rogers package for 6 months.

Condominiums at Queen West & Dovercourt from the low $300’s.

Sales Centre: 1164 Queen St. W, West of Beaconsfield Ave. T 416.546.6355

Learn more at pembertongroup.com *See a Sales Representative for full details. Exclusive Listing Brokerage, Circle M Realty Corporation. Brokers Protected.

Prices and specifications are subject to change without notice. Illustration is Artist’s concept. E. & O.E.

8 YPNEXTHOME.CA

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UNDER CONSTRUCTION! ASK ABOUT OUR FALL INCENTIVES*!

Discover the second tower at the successful SkyCity Condominiums in the heart of Richmond Hill.

An unsurpassed fusion of great location, 17,000 sq. ft. of gorgeous amenities and outstanding value all just minutes from the GO Transit, VIVA and YRT transportation hub.

Condominiums at Yonge & Highway 7 from the mid $300’s.

Sales Centre: Red Maple Rd., at Highway 7 T 905.709.5700

Learn more at pembertongroup.com *See a Sales Representative for full details. Exclusive Listing Brokerage, Circle M Realty Corporation. Brokers Protected. Prices and specifications are subject to change without notice. Illustration is Artist’s concept. E. & O.E.

OCT 22 - NOV 5, 2016 | NEW CONDO GUIDE 9

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contents OCTOBER 22 – NOVEMBER 5, 2016 | VOLUME 20, ISSUE 20

20 ON THE COVER

Pinnacle International Amber at Pinnacle Uptown: Admired. Adored. With an aura all of its own!

+ online NEIGHBOURHOOD

HOME SEARCH

property profiles MORE +PHOTOS +VIDEOS +ADVICE +INSPIRATION +TRENDING

MAPS

Imperial Village: Spacious, luxurious residences in a desirable, established neighbourhood

ME2 expands on hot Scarborough community

LOOK FOR THE CIRCLE

76

Enjoy a hometown lifestyle from the comfort of an upscale condo

Camrost Felcorp

52 The Lash Group of Companies

WITH

DYNAMIC

41

80 SilverCreek Group

Vandyk Group of Companies

Backyard Neighbourhood Condos: Top floor amenities designed for you

trending

14

Rental condo market

GTA condo rents spike as supply sinks to five-year low

22 Great Gulf

Great Gulf recognized by City of Mississauga Urban Design Awards for HOT condos

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80 41 24 Menkes

Menkes charity event brings grand total to over $1 million

32

advice

12

Condo trends

Office condos: Why this real estate trend should be on your investment radar

by Sonia Bell

38

Lifetime & Zancor

2016 fundraiser another ‘smashing’ success

46 Market report

Foreign buyers really, really love luxury real estate in the GTA. Here’s why.

62 North Drive

North Drive’s new presentation gallery opens on The Kingsway

68 TREB

Average detached home in the GTA surpasses $1 million

by Lydia McNutt

72

by Jayson Schwarz

26 Stat chat

Condo sales and prices are booming, and it’s all about supply and demand

by Ben Myers

30 Condo pro

Why family-friendly condos just make sense in the GTA

78

by Barbara Lawlor

40 Fundamentally speaking

Six tips for first-time homebuyers

by Wayne Karl

58 Money matters Coming clean

by Gail Vaz-Oxlade

66 Mortgage advice

The five biggest mortgage mistakes to avoid

CMHC

Housing starts up in most provinces, down in Ontario

Survey

Canadians jumping into mortgages too quickly

Can’t afford that $1 million price tag? Drive till you qualify.

The pre-delivery inspection

56 Geranium Homes

Geranium homeowners celebrate back-to-school with a community barbecue

Home Sweet Home

by Chuck Resnick

inspiration

70

74

Style file

Framing alternatives for your artwork

by Jackie Marchildon

86 Designer advice The art of layering

25 Legally speaking

54 Home prices

by Wayne Karl

The GTA grows up, not out – and our neighbourhoods are changing

by Lydia McNutt

by Wayne Karl

Ontario markets gathering steam in house price gains

When moving, everyone wins playing by the rules

BILD report

by Bryan Tuckey

16

84 Make your move

by Yanic Simard

neighbourhood profile

17

Mississauga City Centre

by Lydia McNutt

buyers’ resource section

90 Hot properties 905

Previews, new releases and grand openings in the 905

91

Hot properties 416

Previews, new releases and grand openings in the 416

in every issue

02 Editors’ note 04 Contributors 102 Advertiser index 103 What’s online district maps

by Alyssa Furtado

92 Toronto and Waterfront

Molly Maid

98 905 region

12 steps to a squeaky clean home OCT 22 - NOV 5, 2016 | NEW CONDO GUIDE 11

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Advice | BILD REPORT

The GTA grows up, not out – and our neighbourhoods are changing

By Bryan Tuckey

MORE ADVICE ONLINE ypnexthome.ca/news/advice

MANY COMMUNITIES across

the GTA are changing. They are developing by growing up and not out as mandated by provincial policy.

However, many of the people in those existing communities don’t want change because they like their neighbourhoods the way they are. As a result, there is more opposition than ever to development projects.

Not-in-my-backyard sentiments, or NIMBYism, is not new. But today it’s stronger because Toronto and the rest of the GTA are intensifying.

The growing chants of NIMBY affect more than just developers.

They are problematic for all of us, especially new-home buyers, as they add to the GTA’s housing supply shortage, creating delays and additional costs which are ultimately passed on to the people buying new homes.

Developers don’t just build what they want and where they want it.

There are numerous government policies and plans at all levels that dictate where and how development happens.

When the Ontario government introduced the Greenbelt and Growth Plan 10 years ago, it changed how development happens in the GTA. The plan mandated that 40 per cent of all new homes be built within existing communities to house our rising population, which grows by

about 100,000 people each year.

In accordance with this policy, our industry now builds as many highrise condos as single-family homes. However, there is little public understanding and even less support for intensification. When these policies were first introduced, our industry encouraged the government to educate residents about how and why their neighbourhoods will change, but to no effect.

“Not in My Backyard” can be heard on everything from condos near subway stations to townhomes projects in Scarborough to semis in Burlington.

Developers are now increasing their efforts in working with community stakeholders by engaging residents earlier and working together to create projects that benefit everyone.

By communicating with residents in the early stages of the development process, community stakeholders can properly respond to the proposed changes. It’s important to help them understand the goals and benefits of intensification and specific projects.

New development and neighbourhood renewal can help our communities thrive, which is something we all want. Bringing

more homes and housing choices can bring new life to established neighbourhoods. With more people come more amenities like shops and restaurants. All this leads to higher property values and means local governments collect more property taxes, which they can invest in things like parks and transit.

The GTA continues to grow, attracting people and businesses.

We need to build new housing to accommodate this growth, and work together to create thriving complete communities. It’s time to turn NIMBY to YIMBY and say “yes-in-my-backyard.”

BILD recently create a couple of animated videos on NIMBYism to raise public awareness of this important issue. They help show why are our neighbourhoods are changing and how development can benefit everyone. Check them out at youtube.com/bildgta.

Bryan Tuckey is president and CEO of the Building Industry and Land Development Association and a land-use planner who has worked for municipal, regional and provincial governments. Follow him on Twitter @bildgta, facebook.com/bildgta, and bildblogs.ca

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Grab a coffee and run your errands in The Plaza featuring a Farmers’ Market and convenient ground floor retail.

Or have a picnic and take the kids outside to play in the central Courtyard – spanning almost an acre in size, complete with playgrounds, open green space and so much more.

At Arc, YOU’LL be at the centre of it all with the Erin Mills Town Centre, Credit Valley Hospital, parks, schools, highways and more just moments away.

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905.306.6996 I DANIELSARC.COM Exclusive Listing: CityLife Realty Ltd. Brokerage. Brokers Protected. Illustrations are artist’s concept. Prices and specifications are subject to change without notice. E. & O. E. All brand names, logos, images, text and graphics are the copyright of the owners, The Daniels Corporation.

Reproduction in any form, without prior written permission of The Daniels Corporation, is strictly prohibited.

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Trending

GTA condo rents spike as supply sinks to 5-year low GTA condo rental transaction

Average rent per sq. ft.

8,398

9,000

$2.90

7,651

8,000

7,132 6,453

7,000

$2.71

6,000

$2.80 $2.70 $2.60

5,000

4,347

4,640

$2.50

$2.49 $2.44

4,000

$2.40

$2.41

3,000

$2.30

$2.31 $2.24

2,000

$2.20

1,000

$2.10

0

$2.00

2011 - Q3

2012 - Q3

2013 - Q3

2014 - Q3

2015 - Q3

2016 - Q3

Sources: Urbanation inc.,TREB/MLS

THE NUMBER OF CONDO apartments

rented through the MLS system during the third quarter in the GTA fell nine per cent year-over-year to 7,651 units, Urbanation has reported in its third quarter 2016 rental report.

Activity was held back by a 13-percent drop in listings as the number of units in new projects registered dropped 30 per cent compared to Q3 of 2015. The ratio of leases-tolistings hit a new high of 89 per cent, while available listings at the end of the quarter fell to a five-year low of 930 units.

Market conditions tightened up with the average condo rental spending only 12 days on the market, and the number of units renting above asking price more than doubling from this time last year, to $2.71 per sq. ft., or $1,986 per month.

“The rental market has become severely under-supplied, which is likely to worsen following the latest

MORE TRENDING ONLINE ypnexthome.ca/news

round of mortgage insurance rule changes” says Shaun Hildebrand, Urbanation’s senior vice-president.

“Notably higher qualification standards for first-time buyers and reduced credit availability for investors should put even more pressure on the market, even as more rental units are being built.”

Condo rental market Average monthly rents surpassed the $2,000 level in the City of Toronto for the first time, reaching $2,044 in Q3-2016 based on an average unit size of 717 sq. ft. at $2.85 per sq. ft. In Toronto proper, average rents shot up 10 per cent year-over-year to $3.10 per sq. ft., or $2,145. Growth was nearly as strong in the 905 region, where rents increased by seven per

cent from last year to $1,749, or $2.14 per sq. ft.

Purpose-built rental survey Urbanation’s survey of purposebuilt rental apartment projects completed across the GTA since 2005 (46 buildings totaling 8,293 units) revealed a vacancy rate of just 0.6 per cent, unchanged from a year earlier.

Rents across the sample averaged $2.45 per sq. ft., up five per cent annually. The inventory of purposebuilt projects under construction totaled 25 buildings and 5,678 units in Q3-2016, down 676 units from the previous quarter as four projects began occupancy. The total proposed inventory increased to 20,226 units, double the level from a year ago.

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COMING THIS FALL!

This fall, the award-winning, world-leading Regent Park revitalization welcomes its newest addition – The Wyatt Condominiums.

Located on Dundas Street, just across from the Aquatic Centre, The Wyatt will offer 5% deposits*, suites ranging from studio to family-friendly 3 bedroom designs, impeccable finishes, and incredible amenities. Plus, this exciting new residence is perfectly poised within moments of every imaginable urban neighbourhood convenience, including the new Regent Park Athletic Grounds, groceries, parks, shops, the TTC, and so much more!

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* All Daniels programs and incentives including Daniels Gradual Deposit Payment Plan are a limited time offer and conditions apply. Please speak to a Sales Representative for full details. Exclusive Listing: CityLife Realty Ltd., Brokerage. Brokers Protected. Illustrations are artist’s concept. Prices, specifications and programs are subject to change without notice. All brand names, logos, images, text and graphics are the copyright of the owners, The Daniels Corporation. E. & O. E.

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Advice | HOME SWEET HOME

Can’t afford that $1 million price tag?

Drive till you qualify.

By Lydia McNutt

MORE ADVICE ONLINE ypnexthome.ca/news/advice

HOME HUNTERS are well acquainted with the seven-digit price tags attached to houses in Toronto, but the latest data from the Toronto Real Estate Board (TREB) shows that the 905 is quickly catching up. According to the Board’s September stats, the average detached home in the GTA (which includes Toronto and surrounding 905 areas) is now $1.01 million.

A detached home in the 905, (excluding Toronto, which is believed to skew the price of homes in the GTA) is now $928,414. The proverbial gap between 416 and 905 is getting smaller and smaller. What was once a haven from inflated Toronto prices – and a hot-spot for first-time homebuyers – is now pricier than ever. Dream home? More like pipe dream. Have the suburbs officially become “move-up” territory?

There’s an old saying in the real estate industry: Drive till you qualify.

Can’t afford a home in downtown Toronto? Maybe look a little further from the core – perhaps Etobicoke, or Mississauga, or Milton, or… Just how far are young homebuyers willing to drive?

Not very far, according to a recent TD survey which revealed that Millennials have a YOLO (you only live once) attitude when buying a home.

According to the survey, Millennials are unlikely to: » Move into a smaller house than

they initially desired (68 per cent) » Sacrifice urban amenities (81 per cent) » Compromise on their top choice of neighbourhood (80 per cent) » Give up a car (89 per cent) So, what gives?

“Of course we want it all when it comes to finding our dream home,” says Pat Giles, associate vicepresident, Real Estate Secured Lending at TD. “But it’s important to know what trade-offs you’re willing to make based on what you can afford and where you are willing to live. If an urban location is paramount, then saving for a large down payment is important. If you can accept a longer commute time, you may actually be able to afford more ‘you only live once’ moments, like vacations, over time.”

If history has taught us anything, it’s that real estate prices are rising – and

fast. What the future holds is anyone’s guess. In the meantime, whether you’re looking to purchase property in the 416, 905 or elsewhere, know that prices are continuing on their upward trajectory, and so is demand.

Supply, meanwhile, is getting slim in those established hot spots – which now include Toronto suburbs. Here’s some sound advice for those thinking about buying a home: get in while you still can, buy what you can afford, and be willing to compromise. You can’t always have your cake and eat it too – or you just might bite off more than you can chew.

Lydia McNutt is an award-winning writer and the editor of New Condo Guide.

Lydia’s love of architecture, interior design and the written word have landed her happily at YP NextHome, where real estate rules. Lydia can be reached at Lydia.McNutt@ypnexthome.ca, and follow her on Twitter @LydiasTweets

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017 NP

CityLights on Broadway / Toronto

We call it Pemberton.

SkyCity Condos / Richmond Hill

Ten93 Queen West / Toronto

Downtown Erin Mills / Mississauga

CityLights on Broadway / Toronto

The Urban Townhome Collection / Toronto

Indigo Condominiums / Maple

All illustrations are artist concept.

Everything a home should be.

The Pemberton difference isn’t simply in how we build. It’s in what you feel. The feeling you get when we’ve delivered exactly what we promised and everything you want.

A feeling that, while difficult to describe, feels overwhelmingly right. With decades of experience and a reputation for building truly exceptional condominiums in the Greater Toronto Area’s greatest communities, we invite you to experience the feeling yourself.

Learn more at pembertongroup.com

TOWER 2

You call it movie night.

LAST CHANCE AT PRE-CONSTRUCTION PRICES ASK ABOUT OUR FALL INCENTIVES*!

Don’t miss your opportunity to be a part of Mississauga’s highly successful master planned condominium community. Located just steps to vibrant Erin Mills Town Centre, parks, trails, public transit and schools.

Tower 2 offers all-new open concept designs with outstanding finishes and inspired amenities.

TOWER 2, NOW UNDER CONSTRUCTION | TOWER 1, UNDER CONSTRUCTION MISSISSAUGA’S MOST STYLISH CONDOMINIUMS FROM THE LOW $300’S

SALES CENTRE: 4635 METCALFE AVE. T 905.603.6300

Learn more at pembertongroup.com *See a sales representative for full details. Exclusive Listing Brokerage Circle M Realty Corporation.

Prices and specifications are subject to change without notice. Illustration is artist’s concept E.&O.E.

Neighbourhood Profile

Mississauga City Centre

Fast facts Average household income

$125,503

Family structure

By Lydia McNutt FAMILIES

COUPLES

SINGLES

40%

35%

25%

Own vs. rent

93% OWNERS

7%

RENTERS On tap

21%

18%

17%

COORS LIGHT

STELLA ARTOIS

ALEXANDER KEITH’S

MORE PHOTOS ONLINE ypnexthome.ca/neighbourhood profiles

FORTY YEARS AGO Mississauga was

little more than farmland. Today, it is among the fastest-growing areas of the GTA. And while for downtown Torontonians, this west-end ‘hood may still be considered a sleepy suburb, Mississauga City Centre is far from it. And like any notable “downtown,” the area boasts eyepopping architecture in the form of the Absolute World towers, whose sultry silhouettes have made their mark on Mississauga’s skyline, and the international architectural stage.

The first thing that jumps out at you as you stroll the streets of Mississauga City Centre are its gleaming glass towers which mingle with lush, leafy trees on the jagged skyline. While you may need a car to get here (unless you’re lucky enough to call it “home”), once you’re here you’ll find that downtown Mississauga is highly walkable and livable, with employment, shops, services, dining and entertainment within a short stroll. For trips further afield, Mississauga City Centre is also a public transit hub, and boasts easy

access to Hwy. 403, the 401 to the north and the QEW to the south.

The vibe Mississauga City Centre immediately evokes that feeling of “new,” reflected in glistening glass towers (and seemingly ever-present cranes and construction), young trees lining the streets, and the young residents to match – ‘new’ either in age, or in Canadian residency.

Meet the neighbours Young single professionals, couples just starting out together, downsizers and empty-nesters, as well as some small families (think one kid and maybe a little dog). Culturally speaking, it’s a potpourri.

In the area The neighbourhood boasts some of Mississauga’s better-known landmarks, like Square One Shopping Centre, the Living Arts Centre and Celebration Square. It’s also home to a wide range of cultures which flavour its leisure landscape with a veritable

SOURCE: ENVIRONICS

world-tour of restaurants and festivals to take in.

Planes, trains and automobiles The City Centre Transit Terminal is the hub for Mississauga’s MiWay public transit. You can also catch a Zum bus into Brampton, or connect to the TTC Islington subway station. GO Transit from the Square One terminal takes you beyond the city limits.

Driving? Hurontario is the living spine of the city, and Hwy. 403 marks the neighbourhood’s northern boundary.

Dollars and sense Mississauga is still relatively affordable when you compare its downtown real estate to that of downtown Toronto.

And the gap between lowrise homes in the 905 and 416 is even greater.

Aside from price, you get more bang for your buck out west, where the homes generally offer more square footage than its Toronto counterparts.

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Property Profile | PINNACLE INTERNATIONAL

cover story

Amber at Pinnacle Uptown Admired. Adored. With an aura all of its own!

WITH THE FALL SEASON UPON US and the beautiful autumn colours around you, it’s never been a better time to buy at Amber.

Since its inception last year, Amber at Pinnacle Uptown has reached another milestone! Construction has started and well underway, residents will be calling Amber “home” next fall.

Amber offers the best of both worlds. Chic and urban condominium design, surrounded by lush greenery with its 15 acres of its own parkland, pedestrian trails and a winding creek!

Amber at Pinnacle Uptown provides the ultimate convenience with its ideal address at the corner of Hurontario Street and Eglinton Avenue West in Mississauga. With easy access to schools, highways and transit, including the future LRT line along Hurontario, getting around town will be a breeze. Residents can easily shop and explore this incredible neighbourhood. Wine and dine in the many

restaurants nearby, or meander through the nature trails. There’s never a dull moment.

The twin condominium towers of Amber, rising 23 and 26 storeys, will offer dazzling architecture, smartly designed floor plans and enticing amenities – all are sure to be a real gem at the Pinnacle Uptown community.

Amber also has an impressive amenity package that is bound to excite! Amenities include a fully equipped spacious exercise room,

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020-02

Since its inception last year, Amber at Pinnacle Uptown has reached another milestone! Construction has started and well underway, residents will be calling Amber “home” next fall.

yoga room, an indoor pool, hot tub and sauna, games/ billiards room, theatre, library, kids’ play area, and a designer-decorated party room that opens to an outdoor terrace with barbecue areas.

Inside the suites, Amber comes complete with attractive features and finishes. Suites include quartz countertops, brand-name stainless steel full-size kitchen appliances, spa-like bathrooms with deep soaker bathtubs, nine-ft. ceilings, and expansive floor-to-ceiling windows.

With a range of desirable suite types from spacious one-bedroom to two-bedroom-plus-dens, and prices starting from the mid$200,000s, it is more reason to fall in love with Amber all over again.

Visit the Pinnacle Uptown presentation centre and tour the two designer-decorated model suites at 5044 Hurontario St. (at Eglinton Avenue West). Call 905.568.9000 or go to PinnacleUptown.com for more information.

Pinnacle International is one of Canada’s leading builders of luxury condominium residences, hotels and commercial developments. Based in Vancouver, Pinnacle has been involved in development, design, construction and management for over four decades. Pinnacle’s portfolio includes landmark locations in Vancouver, Toronto, Mississauga, and San Diego. A Pinnacle property is always place-perfect, with an élan of its own.

Location

Hurontario Street and Eglinton Avenue West Builder

Pinnacle International Development

Amber at Pinnacle Uptown Home Type

One-bedroom to twobedroom-plus-den suites from the mid-$200’s Sales Centre

5044 Hurontario St. Contact

905.568.9000 PinnacleUptown.com

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Trending

Great Gulf recognized by City of Mississauga Urban Design Awards for HOT condos

MORE TRENDING ONLINE ypnexthome.ca/news

GREAT GULF was recognized at the

34th Mississauga Urban Design Awards recently with Award of Merit for Innovations, Design and Street Visibility and Award of Healthy by Design. This year’s theme, “Transformation by Design” honoured designs that showed how the city transformed through time over the years.

“We are proud to be recognized by the City of Mississauga and are deeply aligned with this community through our passion for public art and Great Gulf’s commitment to create the best architecturally designed buildings that bring life to neighbourhoods,” says Great Gulf President Christopher Wein.

“HOT Condominiums, featuring ‘Heaven and Earth’ sculpture, builds

a strong presence bringing culture and energy to this vibrant area at an important intersection in Erin Mills. Our homes are built using the H+ME Technology system, a holistic approach ensuring optimal performance and peace of mind.”

HOT Condos is a community of three residential buildings, fourstoreys each, at the corner of Winston Churchill Boulevard and Eglinton Avenue in the Erin Mills neighbourhood of Mississauga.

Creating fine homes that complement their neighbourhoods has become a Great Gulf trademark. Each of the three buildings, designed by renowned Toronto architectural firm Quadrangle, feature architecturally coordinated elevations that are principally brick with striking panel accents. All exterior

walls, interior partitions and the high performance flooring system are built in a controlled indoor environment using H+ME Technology precision engineered manufacturing technology, providing greater precision and quality.

With H+ME Technology’s industry-leading innovation, Great Gulf has changed the way it builds homes. H+ME Technology’s approach to home building and dedication to design and process has helped make Great Gulf homes safer, more environmentally friendly, less hazardous and wasteful, sustainable, cost-efficient and reliable. “They are healthier, because we build them indoors, which means weather elements don’t affect the structure,” the company says.

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From the $300s

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Trending

Menkes charity event brings grand total to over $1 million 18th Annual Golf Classic raises funds for three Toronto rehabilitation hospitals EIGHTEEN HOLES, 18 YEARS, and more

than $1 million raised.

September’s Charity Golf Classic at the Lionhead Golf Club in Brampton was the 18th annual event hosted

by Menkes Developments. Always well-attended by family, friends, employees and sponsors, the tournament has continued to be a success. This year, after stepping off of the green, Menkes Developments has even more to celebrate.

Thanks to the generosity of its donors, sponsors and volunteers, Menkes was able to raise $165,000 to benefit Holland Bloorview Kids Rehabilitation Hospital, Toronto Rehabilitation Institute (part of the University Health Network) and West Park Healthcare Centre. The funds raised this year increased Menkes’ cumulative fundraising efforts from its Charity Golf Classic to over $1 million since its inception.

“Menkes Developments is more than just a city builder. For decades we have found ways to support various organizations within the City of Toronto, from arts and cultural events to important health and wellness initiatives,” says Steven Menkes, president, LowRise Residential Division. “The rehabilitation facilities we have selected as a beneficiary of the funds raised from the Golf Classic are providing life-changing care, and helping those suffering from severe injury or illness to really get their lives back.”

For the second year in a row, Holland Bloorview Kids Rehabilitation Hospital – a leader in applied research, teaching, learning, and pioneering treatments and therapies that provide children with

MORE TRENDING ONLINE ypnexthome.ca/news

disabilities the tools to live an enriched life – will receive a portion of the funds raised at this year’s event. As Canada’s largest children’s rehabilitation hospital, they continue to create a world of opportunity for children with disabilities.

In addition, this year Menkes will also donate funds to two new organizations: The Toronto Rehabilitation Institute (part of the University Health Network) and West Park Healthcare Centre. Both organizations are dedicated to helping their patients overcome the challenges of disabling injury, illness or age-related health conditions. These restorative facilities provide the tools to help patients adapt to new circumstances in order to live increasingly active and independent lives.

Reflecting on yet another successful event filled with fun and unwavering support, Steven Menkes is already anticipating the arrival of next year’s Golf Classic event.

“Thank you to everyone who helps to make our event such an

overwhelming success year-afteryear. We could not do it without the extensive support network of friends and volunteers,” says Menkes.

Menkes Developments Ltd. is a fully integrated real estate company involved in the construction, ownership and management of office, industrial and residential properties.

Menkes was founded as a developer of single-family homes, and has expanded significantly over the years, branching out into other areas of real estate. It is now one of the largest private Canadian developers of residential, industrial and office properties. Menkes has developed a portfolio of well-designed, strategically located residential buildings in Toronto, including Harbour Plaza, The Eglinton, Fabrik, and Gibson Square.

For more information about Menkes, please visit menkes.com.

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NOWUNDER UNDER NOW CONSTRUCTION. CONSTRUCTION.

Learn more at at thethe Menkes Condo Centre at at Learn more Menkes Condo Centre 770 Bay St.,St., Toronto.

Call 416-591-7700 770 Bay Toronto.

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Get connected at at The Eglinton and livelive Yonge at at Heart, Get connected The Eglinton and Yonge Heart, where the bustling downtown is far enough away forfor where the bustling downtown is far enough away you to unwind, yet close enough for you to connect you to unwind, yet close enough for you to connect with the very best of everything the city has to offer. with the very best of everything the city has to offer.

The surrounding scene of this visionary condo consists The surrounding scene of this visionary condo consists of some of Toronto’s well established restaurants and of some of Toronto’s well established restaurants and fashion boutiques, pristine parks and exciting entertainment. fashion boutiques, pristine parks and exciting entertainment.

This prime midtown location places you only steps to This prime midtown location places you only steps to the subway and the future Eglinton Crosstown LRT. the subway and the future Eglinton Crosstown LRT.

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See sales representative for details. Prices and specifications are subject to change. E.&O.E. 2016

menkes.com

Advice | LEGALLY SPEAKING

The pre-delivery inspection The PDI provides an opportunity to record your home’s condition before you move in

By Jayson Schwarz

MORE ADVICE ONLINE ypnexthome.ca/news/advice

THE PRE-DELIVERY INSPECTION, or PDI, is a small but incredibly important part of the new-home buying process. Included in the adjustments when you are closing your new home or condo (but not a conversion) is the cost of your Ontario New Home Warranty Program enrolment, which covers defects in the completion of your new home. Any item that is damaged, incomplete, missing or not operating properly should be noted on the builder’s PDI form to verify that these conditions existed prior to occupancy.

Most Agreements of Purchase and Sale make the deficiency list prepared as part of your final inspection the only basis for repairs, subject to the major items such as foundation cracks. What does this all mean?

When it’s time for the PDI, know that if you don’t list it, you may not be able to compel the builder to fix it. It’s critical to list everything!

The following list will help you make sure you are covered. Visit Tarion.com for a more definitive checklist.

1. Insist on having enough time to do the inspection and allow yourself enough time with no need to be anywhere else.

2. Write everything down yourself.

Don’t let the builder’s representative take charge.

3. If something has not been installed or completed, this should be noted.

4. Don’t rush! Do not let the builders representative push you. Insist on moving at you own speed.

10. Check out the condominium’s common areas – lobbies, garbage rooms, parking areas, gym, lockers, pool, tennis court. Remember, you own part of the common areas and if parts are incomplete, wrong or defective, list it!

a defect happened after possession.

Make sure you check carefully.

On Tarion’s website, it says: “The PDI provides an opportunity to record your home’s condition before you move in. Any issues should be noted on a PDI Form and ideally your builder will correct them right away. The PDI Form does not represent a request for warranty service, so if you fail to note an item this does not necessarily impact your warranty coverage.

However, if the problem concerns a damaged or missing item, it may be difficult to establish that this condition existed before you moved in if it is not noted on the PDI Form.”

Some readers ask what happens if the builder rushes them or something happened so they did not get the opportunity to finish their PDI. The answer is to immediately complete your list and send it to the builder and to Tarion. Don’t forget that you have an opportunity to raise these issues in Tarion’s 30-day form, which is submitted to Tarion during the first 30 days of possession. According to Tarion, “It should list any unresolved warranty items from the Pre-Delivery Inspection and any new items that have come up since you obtained possession of the home.”

There is probably more, and I do not warrant that this list is complete, but I hope it helps. Remember, this inspection is extremely important to establish your position as it relates to deficiencies, so that no one can say

Jayson Schwarz LL.M. is a Toronto real estate lawyer and partner in the law firm Schwarz Law LLP. Visit schwarzlaw.ca or email info@schwarzlaw.ca and give us your questions, concerns, critiques and quandaries.

5. Write everything down, no matter how seemingly small or insignificant.

6. Do not accept promises of repair during inspection. If something is not right, mark it down.

7. Try every light, socket, tap, drain, toilet, door, lock, window, appliance – everything that could be defective now or go wrong later.

8. Watch for stains on carpet, scratches on wood floors, cracks in paint or drywall, areas where they forgot a second coat of paint, etc.

9. Look for water stains or spots, and if you see them insist on knowing why they’re there, and where they came from.

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Advice | STAT CHAT

Condo sales and prices are booming, and it’s all about supply and demand

By Ben Myers

MORE ADVICE ONLINE ypnexthome.ca/news/advice

IN MY LATEST Market Manuscript

report I wrote about housing supply in great detail, as no one else seems to be. The media likes to focus on demand from foreign buyers, local investors, move-down Baby Boomers, up-and-coming Millennials, and downtown stroller-pushers. The stories always focus on how demand is driving up prices, but what about supply?

In the resale condominium apartment market, the number of active listings was down 40 per cent annually in the GTA at the end of September, and the average condo has increased in value by 9.3 per cent year-over-year, per the Toronto Real Estate Board. In the City of Toronto, listings are down 41 per cent, while prices are up 6.6 per cent. Keep in mind that average unit size continues to shrink, when per-sq.-ft. prices are examined, condo prices are nearly growing at a double-digit rate.

According to Canada Mortgage and Housing Corp., almost 28,900 condominium apartments were completed during the first nine months of 2015. During the first nine months of 2016 there were just 12,200, a decrease of 58 per cent year-over-year. In the third quarter of this year, 98.7 per cent of the condominiums that were completed were already sold, and unsold developer inventory has fallen 68 per cent since the May 2015 peak!

If you were hoping for a quick closing on a never-lived-in new unit, don’t hold your breath. There isn’t much out there.

Overall unsold inventory held by developers (pre-construction, under construction and occupied) has decreased 22 per cent annually per Altus Data Solutions. The average asking price for a new condominium in the GTA has increased 6.7 per cent annually.

Resale supply is down, prices are up. New supply is down, prices are up. It really makes a lot of sense, if several people are competing for the same units, it will drive the prices up, or at the very least, prevent price reductions.

Contrary to my forecasts, the number of new condominiums starting construction in 2016 is down 22 per cent from last year, so less relief in the form of newly completed buildings is on the horizon.

What does it mean to you? It likely means higher prices. Despite new mortgage rule changes and a push to reduce the number of over-leveraged buyers, the data suggests that these folks are fewer

in number than people think, and a lack of supply will continue to fuel pricing in the resale market. Firsttime buyers will continue to find the GTA condo market expensive, and find themselves renting again in 2017.

The growth of potential tenants will continue to fuel investor buyers in the new condo market.

It is important to not only follow the current trends in the housing market, but examine the forward looking data as well. The numbers suggest the demand will continue to outstrip supply in the high-rise condominium market in Toronto.

Do your research, buy what you can afford, and enjoy your new home.

Happy condo hunting!

Fortress Real Developments partners with builders across Canada, and Ben assists in evaluating the market and projects that Fortress engages in.

Follow his blog posts and commentary on the Canadian housing market at fortressrealdevelopments.com/news or follow him on Twitter at @benmyers29

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Advice | CONDO PRO

Why family-friendly condos just make sense in the GTA

By Barbara Lawlor

MORE ADVICE ONLINE ypnexthome.ca/news/advice

WHEN I SAY that condominiums across

the GTA offer something for everyone, I mean everyone – including families.

More developers are including threebedroom suites in their condo projects to accommodate the demand for family-sized layouts. In fact, the City of Toronto now requires developers to include a certain percentage of these suites, which simply makes sense.

Around the globe, apartment-style living is standard practice, and Toronto is taking its place as one of the most cosmopolitan cities in the world.

I started in the business in 1987, and at that time, large condominium suites were the choice of emptynesters and seniors moving from lowrise homes for a more maintenance-free lifestyle. Today, condo buyers come in all ages.

Whether suite owners are raising young kids or older children, living in a condo brings with it many advantages over the lowrise lifestyle.

For one thing, with the prices of lowrise homes having skyrocketed, condominiums are an affordable alternative for families who want to own a home and build equity.

Location, location, location constitutes one major advantage; living in the midst of urban amenities and close to public transportation and major highways frees up driving time.

Many families from the suburbs are opting for condo living in the city to eliminate long commutes. In addition to having more time to spend with family, this means saving on gas,

vehicle maintenance, wear and tear.

Toronto and the GTA are home to incredible amenities for residents of all ages. Among these are excellent schools, beautiful parks, fascinating museums and art galleries, eclectic restaurants, plus sports and entertainment venues. Older children can walk, hop on a bus or the subway for outings on their own, enjoying more freedom than they might in the suburbs. You will even find condos that include retail and services on the ground floor, for the epitome of convenience.

Another major draw is the fact that today’s buildings usually contain family-friendly amenities. Imagine being able to barbecue and dine in the rooftop garden, do laps in the pool, invite friends over to watch movies in the theatre room, and entertain a crowd in the party facilities. In some buildings, you will also find kid-friendly amenities and even daycare facilities.

Wouldn’t it be wonderful to leave for work and drop off the wee ones right in the building? I believe that as the condominium market evolves, we will see even more family-oriented amenities added.

Now, let’s talk security. The condominium lifestyle includes the peace of mind of built-in security measures. Concierge service provides the irreplaceable “eyes on the street”

that help to protect residents of all ages. That uniformed professional is a continual reminder to passers-by that someone is watching. Modern condos are also more open and brighter than ever before, and are equipped with security measures at all levels, including underground parking areas. Every condominium has its own set of security features, and they differ from building to building, so compare apples and apples when you shop for a suite.

At Baker Real Estate Inc., we see a lot of family members purchasing separate suites in the same building.

This enables parents, children and grandchildren, and other relatives to live close to each other while still enjoying privacy. It can be a pleasure for them to visit and help each other without having to drive long distances.

They say it takes a community to raise a child. Condominiums are essentially vertical communities, so it is only natural that families are opting for this lifestyle across the GTA.

Barbara Lawlor is president of Baker Real Estate Inc., and an in-demand columnist and speaker. A member of the Baker team since 1993, Barbara oversees the marketing and sale of condominium developments in the GTA and overseas.

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Trending

Office condos: Why this real estate trend should be on your investment radar

By Sonia Bell

TORONTO HAS ESTABLISHED itself as a hot market for residential condos, but more recently, the office-condo trend has started to make waves through the city, potentially becoming the next big investment opportunity.

Toronto has the lowest downtown office vacancy rate in North America. According to a recent report by commercial real estate firm CBRE Group Inc., Toronto’s office vacancy rate continues to decline, dropping to 4.9 per cent in the second quarter of 2016, compared to 5.3 per cent in the first quarter. …continued on page 34

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THE RENDERINGS ARE FOR ILLUSTRATION ONLY AND IS NOT IN ANY WAY DESIGNED TO REPRESENT OR GUARANTEE A VIEW FROM ANY PARTICULAR UNIT OR LOCATION. THE RENDERING DOES NOT REPRESENT ANY CONDITION AT PRESENT, OR IN THE FUTURE, WHICH MAY OBSTRUCT OR IMPEDE THE VIEWS, INCLUDING BUT NOT LIMITED TO CURRENT AND FUTURE CONSTRUCTION PLANS BY THE DEVELOPER OR OTHERS. NEITHER THE DEVELOPER NOR ITS AGENTS MAKE ANY GUARANTEES OF THE EXISTENCE OF ANY VIEW FROM ANY UNIT OR LOCATIONS WITHIN EMERALD CITY AND VIEWS ARE SUBJECT TO CHANGE WITHOUT NOTICE. BLOCK B WILL HAVE THREE PROPOSED TOWERS WITHIN THIS PHASE. RENDERINGS ARE AN ARTIST’S IMPRESSION ONLY. E.&O.E.

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…continued from page 32

A key takeaway for investors is that not only can you buy an office unit at lower cost, typically you can also demand higher rent

The steady decline of available office space has sparked a new trend in real estate development – builders and developers are increasingly starting to incorporate office space into their projects, allocating a certain number of units for commercial use. The demand for office condominiums is mainly coming from small- to medium-size business owners who hope to spare themselves monthly rent cheques and build equity in their business by owning office space in a bustling market such as downtown Toronto.

But the low supply of commercial real estate and the growing demand for this space raises the question: Does this present a potential opportunity for savvy real estate investors?

The short answer is yes. Office condos follow the same rule of thumb for all real estate – premium location means higher prices.

“The ones I’m selling at 117 Peter St. – they’re attracting some tech companies… they are roughly $500 per sq. ft.,” says Jim Burtnick, broker and senior vice-president of sales at Sotheby’s International Realty Canada. “But the Yorkville project I’m selling, because of its location and exclusivity, is running at $1,000plus a sq. ft.”

Investors can typically snap up an office condo at a lower price than a residential condo, for several reasons. For one, you don’t always get a finished product. In the two

projects Burtnick is selling, for example, buyers are purchasing a concrete shell with plumbing and hydro. This allows a business to easily redesign the space that is cohesive with their brand identity.

Another reason you might pay less for an office condo is the lower construction costs. In a residential unit, owners require their own kitchen and bathroom, but in an office setting, such facilities are usually shared – for example, bathrooms are often located in the hallway.

A key takeaway for investors is that not only can you buy an office unit at lower cost, typically you can also demand higher rent. Burtnick explains that “(Residential) condos are renting anywhere around $2.50 to $3 per sq. ft. on a monthly basis. By that I mean if you have a 1,000-sq.-ft. condo unit, it would rent anywhere from $2,500 to $3,000 per month. Whereas office space could land a higher price per sq. ft. – depending on location. There are office spaces that rent for more than $100 per sq. ft.”

Additionally, with office condos, investors would deal with a different type of tenant, one who is potentially more reliable. When renting a residential condo, you get a wide range of tenants – students, first-time

renters and families. However, when renting to a company, your tenant has cash flow and is generating income on an ongoing basis.

Office condos do have their risks – one of which is the mere newness of this product. “The concept is a bit newer in Toronto. Everyone understands residential condos here, but office condos require a bit more education... they’re very popular in Europe and in Asia – they’ve had them for a long time and people understand them. Office condos are treated just like residential condos, in the sense that they understand the ownership of them and the condominium rules, and how they operate.”

There’s also the issue of higher property taxes on commercial spaces, Burtnick points out. “Residential is approximately one per cent of the assessed value, and it’s almost three per cent on the assessed value of commercial space.”

While business owners have been the first to jump on this opportunity, slowly adopting the age-old homeowners’ “Why rent when you can own?” mentality, individual investors might be the next in line to tap into the office-condo trend. Says Burtnick, “the tale will be told over time on what type of ROI they’re getting.”

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Trending

2016 fundraiser another ‘smashing’ success Zancor Homes and Lifetime Developments raise $300,000 for local charities WITH MUSIC PUMPING, paddles

swinging and balls bouncing, the fifth annual Smashed fundraising event was – yet again – a smashing success. Presented by Zancor Homes and Lifetime Developments, Smashed was held on Sept. 30 at Rebel Complex – Toronto’s hot new entertainment venue at the site of the former Sound Academy – before it opened to the public in October.

Donned in their tennis whites, more than 500 guests attended this year’s Smashed event. The annual ping pong tournament had 32 players competing for the winner’s title, trophy and grand prize, but only one lucky winner took home $1,000 and first place bragging rights.

Following the tournament, the after-party started rockin’ at Rebel Complex. Special guests included Toronto Maple Leafs Nazem Kadri and James van Riemsdyk. The stars donated a pair of tickets to an upcoming 2016 season Toronto Maple Leafs game, as well as Maple Leafs jerseys.

With a new, never-been-seen location and an ambitious fundraising benchmark to beat from last year’s Smashed event, there was a lot of excitement leading up to the event this year. Thanks to the incredible support from the building community through corporate sponsorships, ticket sales and donations, Lifetime and Zancor were able to significantly surpass their fundraising goal.

“I never cease to be amazed by the impressive generosity and participation of the many people who have helped make Smashed such a hit, year after year,” says Brian Brown, co-chair of the Smashed Charity

MORE TRENDING ONLINE ypnexthome.ca/news

Ping Pong Tournament and Event, and Lifetime Developments’ vice-president.

“Without a doubt, Smashed has become one of the development industry’s hottest events, and each year the event is growing and becoming more successful than the last.”

Over the last five years, more than $650,000 has been raised from Smashed for a number of invaluable charities. This year’s Smashed event raised $300,000 – exceeding the developers’ fundraising goal of $250,000 – and proceeds will generously be donated to Lifeline, the Lifetime Charitable Foundation, Free the Children, and the Make a Wish Foundation.

“The generosity of those supporting the event, including members of the development industry and friends of Lifetime and Zancor, has always been overwhelming and demonstrates a shared concern for Torontonians in need,” says Brown.

Lifeline was founded by Lifetime Developments in 2014 with the goal to provide aid and support for Toronto’s vulnerable and at-risk communities by raising awareness and funds, and by facilitating various hands-on initiatives and on-the-street activities to improve the lives of those at risk. Lifeline is dedicated to building healthy communities and uses the funds raised to support local organizations and initiatives with an emphasis on homelessness, at-risk youth, food bank services, counselling, and educational services.

With the funds raised this year and in the past through Smashed, Lifeline is able to continue to support, and work alongside some amazing programs and charitable organizations within Toronto including Second Harvest, Breakfast for Learning, Baycrest, The Children’s Book Bank, Eva’s Initiatives, Covenant House and many more.

If you were unable to attend the Smashed fundraising event this year, donations can still be made directly to Lifeline by visiting lifelinecares.ca.

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Advice | FUNDAMENTALLY SPEAKING

6 tips for first-time homebuyers

By Wayne Karl

MORE ADVICE ONLINE nexthome.yp.ca/news/advice

PLANNING TO BUY YOUR FIRST home

and not sure where to begin? Here are six home-buying tips to help you prepare.

1. Get with the programs There are various government programs available to help you buy a home.

Home Buyers’ Plan (HBP): The HBP allows first-time buyers to withdraw up to $25,000 from their RRSP to put toward a down payment on a home. You have up to 15 years to repay the funds.

First-Time Home Buyers’ Tax Credit (HBTC): Eligible first-time buyers can apply for the FTHB to help offset the costs associated with purchasing a home, such as legal fees, disbursements and land transfer taxes. The credit can provide up to $750 in federal tax relief.

More information on these programs is available at cra.gc.ca 2. Explore your options First-time buyers can purchase a home with as little as five per cent of the purchase price as a down payment – as long as the property is less than $500,000. Anything higher than that, and the minimum down payment for the portion of the price higher than $500,000 is 10 per cent. So, assuming your price range is at that threshold, you’ll need to come up with at least $25,000. At that purchase price, depending on the market you’re in, this could mean you’d then be looking at a condo or townhome, instead of a detached home.

3. Check with the bank of mom and dad If your parents are Baby Boomers who have had the good fortune of building equity over the years, as they paid down their mortgage while the value of their property multiplied, well… they may be in a position to help. Many buyers are hitting up the bank of mom and dad. In the last two years, 28 per cent of first-time buyers called on the bank of mom and dad to help finance their purchase; from 2010 to 2014, only 17 per cent did.

4. Become tech savvy Mortgage consumers are becoming very tech savvy. In the Canada Mortgage and Housing Corp.

(CMHC) 2015 Mortgage Consumer Survey, 78 per cent of respondents researched online, with 70 per cent using an mortgage calculator to help determine their payments. And social media is playing a more important role – 20 per cent used sites such as Facebook to learn more, 17 per cent used a mobile device, and of those, 22 per cent used a mortgage related app. And these figures are growing.

5. Befriend a broker or banker Like many things in life, it’s all about relationships. And whether you use a broker or a banker to secure a

mortgage, you’ll likely come to value the relationship. In the same CMHC survey referenced in Tip 4, consumer loyalty strengthened the longer people stayed with their lender. But since we’re talking about money, people are willing to switch lenders to get a better rate and save – a fact which is much more prevalent for bankers than brokers. And because brokers are able to offer products from multiple lenders, as opposed to bankers who offer only the products of their own institution, the market share held by brokers is growing notably, particularly among repeat buyers.

6. Research, research, research These days, with prices rising as they are and uncertainty in some markets, research is a must. Everything from your target area, desired housing type, builder or realtor, finances, how much you can afford, who you borrow from and the structure of your mortgage – take your time. Don’t rush anything.

Anything.

Wayne Karl is an award-winning writer and editor with experience in real estate and business. In Fundamentally Speaking, Wayne explores the basics you need to examine when buying property. He can be reached at wayne.karl@ypnexthome.ca or follow him on Twitter at Twitter.com/ WayneKarl.

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OCT 22 - NOV 5, 2016

toronto region YOUR COMPLETE SOURCE FOR CONDOS, LOFTS AND TOWNHOMES IN THE GTA

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PRESENTING A PERFECT SCORE IN L U X U RY, L O C AT I O N A N D L I F E S T Y L E

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proximity Toronto’schurch finest schools. preservedtohistorical façade and stunning courtyard

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WITH TERRACES & BACKYARDS $2.48 MILLION B O O K Y O U R P R I VAT E A P P O I N T M E N T • C A L L K E V I N C R I G G E R * AT 4 1 6 . 9 2 5 . 2 5 0 1

IN THIS SECTION

» MAPS AND LISTINGS FOR NEW CONDO COMMUNITIES IN THE 416 REGION » BUILDER NEWS AND THE LATEST IN CONDOS IN THE 416

T H E F O X B A R . C A Bro kers Pro t ec t ed . S a les Rep res ent a t ive: Kevin Crigger, *Bro ker. J o h ns t o n & Da niel a d ivis io n o f Ro ya l LePa ge Rea l Es t a t e S er vic es Lt d .

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The Foxbar Collection Town Homes are nestled in the Imperial Village master-planned community for those who are looking to enjoy the benefits of a luxury stand-alone residence with the convenience, ease and amenities of condo living. Featuring tranquil backyards and terraces, fully finished basements with direct parking entry, and access to the unprecedented amenities of the 20,000 square foot

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B R E AT H TA K I N G V I E WS I N E V E RY D I R E C T I O N Perched above the stunning Forest Hill escarpment, The Foxbar Collection luxury suites offer sweeping panoramic views of the dramatic downtown skyline and scenic Deer Park to the south, and rapidly evolving horizon to the north. Enjoy the spectacular colours of each season framed against the deep blue waters of Lake Ontario, or the spectacular city landscape, from the comfort of your private balcony.

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WWW.THEFOXBAR.CA

Property Profile | CAMROST FELCORP

Imperial Village Camrost Felcorp delivers spacious, luxurious residences in a desirable, established neighbourhood IMPERIAL VILLAGE is not just another masterplanned condominium development.

Set atop the escarpment along St. Clair Avenue West, Camrost Felcorp’s 2.9-acre master-planned Imperial Village community is the new, luxurious nucleus between Toronto’s most sought-after neighbourhoods, including Forest Hill, Yorkville, Rosedale and Summerhill.

Surrounded by quaint shops, chic restaurants, top public and private schools, lush parks and natural ravines, Imperial Village boasts unrivalled panoramic views of the city and access to the TTC at its doorstep.

Living atop the escarpment in the city’s most desirable neighbourhoods has been a longtime dream for many Torontonians, and a dream it was, until Camrost Felcorp began making the option a reality for first-time buyers, empty nesters and families alike.

Designed to highlight the neighbourhood’s historical architecture, rival the existing luxury of its midtown location, and offer the conveniences of condo living with the amenities of a five-star resort, Camrost Felcorp brought to life an unparalleled vision for its Imperial Village community. Once complete, Imperial Village will boast over 900 residences between its luxury residential towers and three-storey townhomes.

The development began with the retrofit and restoration of the historic 23-storey former Imperial Oil headquarters at 111 St. Clair Ave. W. – “one of this country’s greatest modernist buildings,” says Camrost

Location

Midtown Toronto Builder

Camrost Felcorp Development

Imperial Village Home Type

Over 900 residences found in luxury residential towers and 3-storey townhomes Sales Centre

1499 Yonge St. Contact

416.925.2501 camrost.com

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Felcorp president and CEO David Feldman – into a mixed-use luxury condominium.

Imperial Plaza is taking occupancy and select residences, including the Imperial Suites (675 to 1,675 sq. ft.) and Imperial Lofts and Flats (710 to 1,090 sq. ft.), are available for immediate move in. Prices start at $500,000 and range to over $1.7 million.

A select few of the ultra-luxurious 3,000+ sq. ft. Sky Penthouses remain available; prices begin at $4 million.

Next door at St. Clair and Foxbar Road, the internationally renowned Diamond Schmitt Architects is designing Imperial Village’s second phase, a 26-storey tower called Blue Diamond. The sleek, glass tower will rise behind an open-air public courtyard enclosed by the original exterior walls of the historic decommissioned former Deer Park United Church.

“In an established, amenity-rich neighbourhood like this, even the smallest homes are priced at well over $1 million,” says Feldman. “With suites at Blue Diamond starting from the mid-$300’s, we are offering firsttime buyers a unique opportunity

to live in one of Toronto’s finest neighbourhoods, without sacrifice.”

In addition to the functional oneand two-bedroom layouts available in the tower, Camrost has released the Foxbar Collection – a selection of spacious condominium suites on the upper floors of Blue Diamond, and six modern townhomes nestled along the charming Foxbar Road.

Foxbar Collection suites are available in two-bedroom, twobedroom-plus-den and threebedroom layouts, and boast exquisite views. Ranging from 1,150 to over 2,000 sq. ft., suites are priced from $874,900.

For buyers seeking the convenience of condo living, but desiring more space and immediate street-level access, the three-storey Foxbar townhomes are a perfect option.

The townhome layouts feature three bedrooms, two bathrooms and an office, as well as backyard terrace, third-floor terrace, fully finished basement and car garage. The townhomes start from $2.48 million, and range from 2,600 to 2,985 sq. ft.

“There’s an unparalleled attention to every detail in our Foxbar Collection, as in all our projects,”

says Feldman. “These residences have an elegant design and ample space to live and entertain, offering the ultimate in luxury and lifestyle, all within an excellent community.”

To complement the luxuriousness of its residences, Camrost has created an amenities package that ranks amongst the finest in the city.

Residents of Imperial Plaza and Blue Diamond – including both the condo suites and the Foxbar townhomes – will have full access to the Imperial Club. This shared amenity complex boasts over 20,000 sq. ft. of stateof-the-art offerings, including an indoor pool and whirlpool spa, squash courts, a fitness auditorium, a yoga/ Pilates studio, screening rooms, a golf simulator room, sound-insulated music room, and much more.

The grand restored marble lobby of Imperial Plaza also features The Market by Longo’s with a Starbucks, and an LCBO. “It’s transforming the neighbourhood, and the community is building relationships with one another through these offerings,” Feldman says of the retail component.

“Imperial Village represents a gold standard in luxury condominium living. Our residences in this community deliver buyers a premier location, luxurious amenities, spacious suites and modern conveniences. And rather than erase the culturally rich and architecturally significant heritage of the area to start anew, we chose to celebrate it. Imperial Village has maintained the most significant elements of the former Imperial Oil Building and the Deer Park United Church, while adding modern conveniences, luxuries, and finishings as we write the next chapter for the entire neighbourhood.”

Call 416.925.2501 to book an appointment to visit Imperial Plaza, Blue Diamond, or the Foxbar Collection. For more information on any of these projects, visit online at camrost.com.

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COMING SOON THE FINAL PHASE OF THE ICONIC RIVER CITY COMMUNITY River City is unlike anything else in Toronto. Don’t miss out on the last phase of Saucier + Perrotte’s design masterpiece in the new West Don Lands neighbourhood.

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Market Report

Going Global Foreign buyers really, really love luxury real estate in the GTA. Here’s why.

By Wayne Karl

THE LUXURY HOME MARKET in the GTA is not just

booming, it’s quickly becoming one of the hottest in the world. And a key driver of this growth? Foreign buyers.

You can thank Canada’s stable real estate, financial and political systems, as well as openness to immigration and cultural diversity for much of the luxe love shown by wealthy international purchasers.

“Canada is a trading nation, and our prosperity has always been linked to our ability to connect with the rest of the world through commerce,” Phil Soper, president and chief executive officer, Royal LePage, told YP NextHome. “Canadians in large numbers buy real property in places like California, Arizona and Florida without a second thought. And the world views Canada as a safe and fair place to invest their capital today.”

And unlike offshore investors, who are front page news these days due to their appetite for parking their cash in Vancouver and Toronto investment properties, the wave of foreign luxury buyers is here to stay. A recent Royal LePage survey, in fact, estimated that at least 25 per cent of luxury property purchases in Canada are by foreign buyers – with 84 per cent of these used as primary residences.

Cachet vs cash In the luxury market, then, it’s less about cash, and more about cachet – buyers want these homes more for the lifestyle they represent than the investment aspect.

Christie’s International Real Estate and Canadian affiliate, Chestnut Park Real Estate of Toronto, report that Toronto’s luxury housing category is the second hottest in the world.

Auckland, NZ had the largest luxury sales growth last year, with a 63-per-cent increase year-over-year, while Toronto grew by 48 per cent. Another Canadian city, Victoria, posted the third-largest increase out of 100 markets surveyed worldwide.

And Toronto luxury is not slowing down. On a national scale, the city is expected to further demonstrate its place as the top destination through the balance of the year.

Luxury leadership The GTA is positioned to lead Canada in $1-million-plus residential real estate sales this fall, with sales of luxury properties of more than $4 million expected to significantly outpace gains in other cities, according to Sotheby’s International Realty Canada. In Vancouver, luxury sales were beginning to taper off even before the 15-per-cent foreign buyers’ tax came into effect on Aug. 2, 2016.

“We are going to see a clear divergence between (the Toronto and Vancouver) performance this fall,” says Brad Henderson, president and CEO of Sotheby’s International Realty Canada. “Vancouver’s record-setting sprint will return to a more moderate pace, but Toronto’s market cadence is set to accelerate.” …continued on page 48

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e r on

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Some see a building…

I see AN EASY COMMUTE.

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47

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…continued from page 46

Rise in fall Coming off a soaring first half of 2016 and a more active summer market than anticipated, the Durham, Halton, Peel and York regions, as well as Toronto, are expected to show the strongest sales gains and price increases in Canada this fall. And again, escalating interest from foreign buyers is a key contributor, Sotheby’s says.

Luxury single-family homes, naturally, are the most sought-after luxury product, but condominiums priced over $1 million are also expected to continue to surge, the company says.

And while some of the foreign interest in GTA luxury

may come because buyers in Vancouver are turned off by the new tax there, Soper, for one, cautions against Toronto imposing a similar levy.

“While market conditions and economic outlooks matter, we have found that luxury property ownership is predominantly driven by the desire to create a happy family home,” he says.

“Ninety-seven per cent of our advisers characterize foreign buyer purchasers as couples looking for a safe place to raise a family. Frankly, that’s no different than what the typical Canadian family is looking for in a home and a neighbourhood.”

GTA LUXURY MARKET SUMMARY CONDOMINIUMS NUMBER OF UNITS SOLD

$1-2 MILLION

$2-4 MILLION

$4 MILLION+

Jan. 1 – June 30, 2016

336

40

6

July 1 – Dec. 31, 2015

221

34

5

Jan. 1 – June 30, 2015

232

45

4

SINGLE-FAMILY HOMES NUMBER OF UNITS SOLD

$1-2 MILLION

$2-4 MILLION

$4 MILLION+

Jan. 1 – June 30, 2016

7,610

1,397

125

July 1 – Dec. 31, 2015

3,725

627

69

Jan. 1 – June 30, 2015

4,631

790

70

Source: Sotheby’s 2016 Mid-Year Top-Tier Real Estate Report, GTA 48 YPNEXTHOME.CA

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WHAT IT MEANS TO BE HOME Unlike anywhere else in the world, home is where you can truly unwind. Made to encourage relaxation and recreation, 159SW is home to splendid amenities and comfortable, quiet spaces. Focus and energize in the business centre. Loosen up with a little competition in the games room. Play host year round in the party room or dining lounge. And ramp up your health and fitness at the gym, yoga studio, and outdoor running track. Everything you desire is at your doorstep and everything you need is right here at 159 Wellesley.

CONDOS STARTING FROM THE $300S VISIT THE SALES OFFICE TODAY AT 527 PARLIAMENT ST. 416.323.1500 | 159SW.COM

DEFINING THE DISTRICT

*Prices are subject to change. All illustrations are artist’s concept. All Rights Reserved. E.&O.E.

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GRAND OPENING CONTINUES MOVE NEXT DOOR TO ME With the success of ME condominiums, we are excited to introduce our next phase - ME2. Browse through our new designer decorated model suites and discover a lifestyle community that’s remarkably priced.

ME2 features include, spectacular open concept interiors designed around your lifestyle. Enjoy exceptional amenities including a private Miami – style rooftop oasis. Live in a master planned community of condominiums, shops and park.

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Prices and specifications subject to change without notice. Exclusive Listing Broker, The Condo Store Realty Inc., Brokerage. Brokers Protected. E. & O.E. 2016.

Renderings are artist’s concept.

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Property Profile | LASH GROUP OF COMPANIES

ME2

Expands on hot Scarborough community Location

Markham Road and Ellesmere Builder

Lash Group of Companies Development

ME2 at ME Living Home Type

One- and two-bedroom suites, most with dens Contact

416.430.0003 melivingcondos.ca

IN SCARBOROUGH’S GORGEOUS master-

planned ME Living community, highly regarded developer Lash Group of Companies has proven that if you build it right, they will come!

Enthusiastic buyers snapped up available suites in the community’s first tower, and with the same spectacular location and remarkable amenities, ME2 is destined for similar success.

This new tower will complement ME Living, with ME2 offering the same meticulous attention to detail in every suite. Granite kitchen

counters, contemporary bathrooms and on-site concierge are among the touches that will remind residents each day that they’ve chosen to live life beautifully.

At the vanguard of Scarborough’s renaissance, Lash Group created an oasis that enjoys all the convenience of urban living within a leafy enclave right at Markham Road and Ellesmere, with the new LRT system right on the

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At the vanguard of Scarborough’s renaissance, Lash Group created an oasis that enjoys all the convenience of urban living within a leafy enclave right at Markham Road and Ellesmere, with the new LRT system right on the doorstep

doorstep. The neighbourhood has something for everyone — surrounded by parkland and golf courses, it’s also just minutes away from the more than 200 shops and services at the Scarborough Town Centre. Outdoor enthusiasts will find the most amazing natural splendour to be found anywhere in the GTA at the nearby Scarborough Bluffs, and commuters will relish the short drive downtown via the nearby DVP. From the tree-lined courtyard with its scenic pond (which becomes a skating pad in the winter months) to the dramatic lobby, from the exquisitely appointed interior designs to its unbeatable proximity to Hwy. 401 and the TTC, this community caters to city-lovers on the hunt for superior value.

Incredibly, ME2 is one of the best values in Toronto, with one- and two-bedroom suites, most with dens, starting at just $189,990 for 402 up to 907 sq. ft. A suite of lifestyle-enhancing amenities means residents can fulfill most of their daily desires right on site. Get a great workout in a fully equipped fitness and yoga area, or throw a spectacular party in the spacious event room, where a private dining room and multi-purpose chef’s kitchen make entertaining easy. Relax with friends in the interactive sports lounge with a games area and billiards table, multiple plasma screens and a wet bar for the ultimate night in. The Hollywood-style theatre is the perfect spot for a movie marathon and when the hour grows late, just book a stunning guest suite and your friends can relax overnight. In fair weather, a rooftop lounge with barbecues and a sparkling swimming pool will make ME2 a favourite destination for everyone you love. A crackling custom fireplace also makes it a wonderful coolweather spot to sip a hot chocolate or mulled wine, and enjoy the city lights.

Over more than six decades, Lash Group has been building a reputation for excellence by creating highly sought-after developments through Florida and the GTA. Register now, and be among the first to learn more about the exciting evolution of the city’s next great address at ME2. Call 416.430.0003 or visit melivingcondos.ca OCT 22 - NOV 5, 2016 | NEW CONDO GUIDE 53

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Trending

Ontario markets gathering steam in house price gains

By Wayne Karl

MORE TRENDING ONLINE ypnexthome.ca/news

SOME HOUSING MARKETS in Ontario – that aren’t Toronto – are gathering steam, while the Vancouver area continues to dominate nationally with surging house price gains.

Based on the latest Royal LePage House Price Survey for the third quarter of 2016, BC markets dominate the top five. The usual suspects of Vancouver, West Vancouver and North Vancouver are right up there, but Richmond and Coquitlam are also showing strong double-digit increases of 34.3 and 26.4 per cent, respectively, year-over-year.

And in Ontario, Toronto is still posting strong gains, but Oshawa, at 26 per cent, and Richmond Hill, at 25.7 per cent, are far outpacing Toronto’s 12.1-per-cent growth.

BC’s new 15-per-cent property transfer surtax on foreign nationals and foreign-controlled corporations, introduced early in the quarter, is causing sales to slow, but is having little impact on Greater Vancouver home prices, which led the country with 30.6 per cent appreciation year-over-year.

Ontario, which is said to be considering a similar tax, saw house price increases in the GTA of 13.6 per cent.

Overall for Canada, the Royal LePage National House Price Composite shows that the price of a home increased 12 per cent yearover-year to $545,414 in the third quarter of 2016. The price of a twostorey home rose 13.7 per cent to $649,635, bungalows increased 11 per cent to $459,481, and condominiums 5.8 per cent to $360,679.

“In what may be a final hurrah for this expansionary cycle, Greater Vancouver posted another quarter of unsustainably high price appreciation,” says Phil Soper, president and chief executive officer, Royal LePage. “The median value of homes in the tiny West Vancouver suburb increased by nearly 40 per cent – or an astonishing million dollars – year-over-year. That said, relief appears to be on the way. For months, the number of homes trading hands has been slowing on eroding affordability. And, slower sales volumes lead to moderating prices.”

Nationally, real estate markets remain healthy, with home values showing modest to strong price appreciation in almost every Canadian city.

“Even in the hardest hit oil patch regions, prices have held up well, with small single-digit declines, year-overyear,” says Soper.

New measures introduced by the federal finance ministry on Oct. 3, designed to cool the housing market primarily by curtailing foreign buying activity, have led to a decline in sales in Vancouver.

“Consumer confidence suffered a direct hit when the federal government introduced new, more restrictive regulations in early October,” says Soper. “While it is too early to say definitively, it appears Canadian homebuyers are adjusting quickly, and that fears of a hard correction were unwarranted. While the changes are significant, major lenders may already be using similar criteria when writing mortgages in sensitive regions like Alberta and BC, so the additional drag on the market resulting from the new legislation won’t be as great as it appears on the surface.”

Vancouver continues to attract foreign interest, he says, and capital is not expected to automatically migrate to Toronto as a result of the new tax in BC. “It is important to remember that most people buy houses for the location, lifestyle and family needs, and not simply upon financial investment criteria.”

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Trending

Geranium homeowners Celebrate back-to-school with a community barbecue GERANIUM HOMES recently held

its annual community-wide Family Event and Barbecue for residents and owners-in-waiting at The Neighbourhoods of Cardinal Point in Stouffville. More than 400 adults and children gathered in the large, central park for a fun-filled afternoon of delicious food, live music, children’s activities, Stouffville Fire Department and a visit by Reptilia. Now in its ninth year, this free event is also the kickoff to Geranium’s annual food drive in support of the Whitchurch-Stouffville Food Bank.

“This annual event is a great way for everyone in the neighbourhood to come together, to enjoy a barbecue

lunch and different activities within a few minutes’ walk of their home. For Geranium, it really defines the concept of building community, which we believe transcends the bricks and mortar of a house”, says Stephanie Lane, marketing and sales manager.

Later in October, Geranium will release Vista Flats and Towns, the final phase of this master-planned ravine community. An innovative neighbourhood of condominium one-level flats and two-storey townhomes set atop of an underground parking garage, Vista offers an affordable ownership opportunity for new homebuyers who desire the best of town and country living! Four distinct designs range from 894 to approximately 1,200 sq. ft. and are priced from the low $400’s.

Visit geraniumhomes.com for sales centre hours and locations.

MORE TRENDING ONLINE ypnexthome.ca/news

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Heartwood.CondoGuideNEW:Layout 1 2016-09-28 4:31 PM Page 1

NEW SUITE DESIGNS FROM THE $500s TO $1.5 MILLION Heartwood offers 43 thoughtfully designed suites to accommodate your Beach lifestyle. A boutique residence that provides an intimate and warm atmosphere unrivaled by most condominiums in the city. It’s warm, comfortable, welcoming – in every way, Heartwood feels like home. Residences start from the $500s to $1.5 million GAIN FIRST ACCESS TO NEW SUITE DESIGNS THIS FA LL > REGISTER NO W

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Advice | MONEY MATTERS

Coming clean

By Gail Vaz-Oxlade

SO YOU’RE GETTING MARRIED. Have you been completely honest with your partner about your finances?

Now’s the time to ‘fess up. If you aren’t prepared to talk about your money, about the mistakes that you’ve made, about your successes, about your dreams for the future and your hopes for your life together, then just call it off now!

Still getting married? Okay, now gather up all your financial papers, grab a notebook, pencils, a calculator and some file folders. As you do this, you might as well get your money organized, if you haven’t already done so.

What You Have Get your latest statements (or if you’re planning to do this, save your next statements) for your: » chequing account(s) » savings account(s) » investments (GICs, term deposits, mutual funds, brokerage account) » pension (corporate and RRSP) » equity in any property (the value of the property less the

mortgage amount) » ownership in a business » any other property you may have an interest in (like a family cottage) If you’re just starting out financially, you may only have one or two pieces of paper to work with. Lucky you. If you’ve already established yourself financially, you may have scads of paper.

List the financial institution(s) and your balance(s) for each of the statements you’ve gathered.

What You Owe Now it’s time to look at your debt, if you have any. Gather up your most recent statements for your: » credit card(s), including store cards and gas cards » line(s) of credit » loan(s), including car loans and student loans » mortgage » buy-now-pay-later purchases » pay advance loans » taxes (last year’s tax return)

Again, list each company to whom you owe money, your balances, and the interest rate you’re paying. If you have an account that’s in overdraft, you’d put the overdraft amount on this list.

Other Financial Stuff Next, make a note of the following: » How much do you earn gross and net? What benefits do you have where you work? Whose job will take priority (if, for example, you have to move for a career opportunity)? » Do you own a car (or other vehicle)? How old is it? When will you likely need to replace it? » If you didn’t do it before because you didn’t owe the tax man any money, find a copy of last year’s tax return now. » Do you have any insurance (through work, or purchased)?

Who’s it with? What’s it for (life, disability, medical, critical illness)?

What’s the insurance benefit? Who is the beneficiary? Will you be …continued on page 60

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…continued from page 58

MORE ADVICE ONLINE ypnexthome.ca/news/advice

»

»

»

»

changing the beneficiary once you marry?

Do you have a will and powers of attorney? (Once wed, you’ll have to re-do your will.)

Get a copy of your credit report to see how you look to lenders. The worse your credit history, the more you’ll pay in interest since you’re a higher credit risk.

How will you deal with interruptions in income as they come (which they, undoubtedly will) if one of you loses a job, you have children, if a family member becomes ill, or you decide to continue our education?

What other financial responsibilities do you have (like a commitment to support a family member, child support or spousal support, aging parents, needy siblings and the like)?

Now that you’ve each sketched a picture on paper of your financial realities, it’s time to talk.

One of the first questions you’ll want to address is: “Will we pay off debt before we get married?” If yes, then you have to make a plan for your debt repayment.

Decide how long you have till you’re getting married and then divide the amount you owe by the number of months until you tie the knot. It’s not perfect, but it’ll give you a good idea of how much you’ll have to shell out to dig yourself out of the hole before you plunge into wedlock.

If you decide to tackle the debt together once you’re married, how?

Will it come from your current joint

cash flow? Will one or both of you get a second job to pay down the debt?

Don’t even think about having kids until you’ve paid off all your consumer debt. Since one or both of you will likely want to spend time at home with your “Mini Me,” you’ll have less income to live on. Maternity or paternity leave isn’t a right, it’s a privilege, and one you exercise only if you can afford it. You won’t be able to make ends meet on less income if you’re still repaying stupid debt.

If one of you has a bad credit history, what will be done to fix it so when the time comes to buy a home (or a new car), there are no surprises (and no whopping interest costs)?

If one of you is an on-again-offagain money manager, remember that if you have a joint account, any missteps going through that account will be reported on both your credit histories.

While money is the number-one way to mess up a perfectly good relationship, I have met couples for whom relationship issues lead to

money problems. While you’re in questioning mode, why don’t you answer the following 12 questions too?

1. How are we going to divide up the household chores?

2. How much time will we spend at work, at home together, doing our own thing?

3. What are our expectations about how we will spend our free time?

4. Do you believe that we should be doing everything together?

5. What role will religion/spirituality play in our lives together?

6. Can we each pursue our own interests?

7. Do you need time alone?

8. What role will our families and friends play in our lives?

9. What’s your philosophy on having/ raising children?

10. How will having a child change the way we live?

11. How would you feel if I want a night out with my friends?

12. How will we make sure we have quality time together?

Now that you’ve come clean, you should be ready to move forward together without too many big surprises.

Marriage requires constant attention. Just when you think everything is going smoothly, your significant other will say or do something that takes your breath away. Know, also, that no matter how well paired you seem at first, as time goes by and you each change, you won’t be the person you were when you married and neither will (s) he. Give each other room, and revisit the questions you sense may have different answers. For while it may feel safer ignoring your differences, that’s a fool’s game. So communicate, don’t disintegrate.

Gail Vaz-Oxlade is the host of Til Debt Do Us Part and author of Debt Free Forever and blogs daily at gailvazoxlade.com

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Trending

North Drive’s new presentation gallery opens on the Kingsway BUYERS SEARCHING FOR that elusive luxury condominium in the west-end of Toronto can now visit the new 4 The Kingsway presentation gallery this fall. The gallery opened this October just down the street from the site at 3109 Bloor St. W. With interiors by acclaimed designer Brian Gluckstein, visitors arrive to an immaculately puttogether space that showcases the thoughtful details for which Gluckstein is known. From the beautiful grey veins in the marble kitchen countertops, to the structured crown molding framing each space, every subtle detail lends itself to creating an atmosphere of effortless elegance.

“4 The Kingsway fills a void in the luxury west-end condominium market,” says Jordan Morassutti, principal, North Drive. “We want to create a legacy building that lives up to the surrounding neighbourhood and makes residents feel like they’ve arrived home.”

Located at the apex of The Kingsway and Bloor Street West, the eight-storey neoclassical midrise will mark the eastern gateway into the prestigious Kingsway community – one of the most recognizable neighbourhoods in Toronto’s west end.

One of several developments by North Drive in Toronto’s west end, 4 The Kingsway will house 30 suites and five street-level townhouses.

The site sits beside a park where The Kingsway and Bloor Street West intersect, steps away from Old Mill Road and Old Mill station.

Designed by renowned architect Richard Wengle, the sophisticated brick and stone-clad condo blends the sophisticated Beaux-Arts esthetic with the iconic look of New York’s Flatiron Building. Known for his custom Toronto manors, Wengle

MORE TRENDING ONLINE ypnexthome.ca/news

added architecturally notable features like the subtle turret capped with a zincclad dome, adding a touch of opulence to the clean design of the building.

Stepping inside the generous port cochere, the stylish entranceway and lobby make a statement with a soft palette and traditional styling, speaking to the quiet good taste of its residents. With interior design by Brian Gluckstein, 4 The Kingsway balances traditional luxury and modern design with 13-ft. ceilings, open principle rooms and large five-piece ensuites in its wellappointed residences.

With construction currently underway, now is the best time to register to become a part of the exclusive community at 4 The Kingsway.

4 The Kingsway rises eight storeys and consists of 30 units and five townhomes, offering one-, two- and three-bedroom layouts ranging from 1,291 to over 3,000 sq. ft., priced from $1.2 million to more than $3 million.

To register, call 416.236.2992, email info@4thekingsway.com or visit 4thekingsway.com.

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Advice | MORTGAGE ADVICE

The 5 biggest mortgage mistakes to avoid

By Alyssa Furtado

MORE ADVICE ONLINE ypnexthome.ca/news/advice

NOW THAT YOU’VE decided to buy a home, there are numerous steps in the process you’ll have to follow.

When it comes to getting a mortgage, it could cost you in the long run if you make a mistake or two.

To help you save money and avoid potential problems down the road, here are some mistakes you should avoid:

1. Not knowing your credit score/rating Lenders love borrowers with a good credit rating. They’re often the ones who pay their bills on time, don’t use a large percentage of their available credit, and have different types of credit, such as a credit card, car loan, and line of credit. If you have good credit, you should be able to qualify for the best mortgage rates. But if you have bad credit, expect to get a mortgage with a higher interest rate. Not sure of what your rating is?

You can get your credit score from Equifax or TransUnion.

2. Not being pre-approved for a mortgage If you’ve been looking at properties for a while, you might suddenly find the perfect home. But it’s possible you won’t be able to afford the place. That’s why it’s best to get preapproved for a mortgage so you’ll know how much you can afford.

Many lenders will guarantee your pre-approved rate for a period of

between 60 and 120 days. That’ll give you time to find a property in your price range.

3. Not shopping around a mortgage If you think you’ll get rewarded with the lowest rate from your financial institution because you’ve been a loyal customer for a number of years, think again. Your institution may not have the best rate while a rival across the street might have a lower rate.

You should do some comparison shopping on a site like RateHub.ca before getting a mortgage. You can also hire a mortgage broker who can do all the legwork at no cost to you.

4. Not making more payments No one really likes to carry a large mortgage. Typically, mortgage payments are made on a monthly basis but there are ways to pay it off faster by using accelerated biweekly payments. For example, if you have a $400,000 mortgage with a 25-year amortization and make monthly payments, your mortgage

won’t be paid off until 2041. We used RateHub’s mortgage payment calculator and found if you make accelerated payments, you’d pay off your mortgage nearly three years earlier and save about $15,000 in interest. Also, most lenders allow you to make lump-sum payments, which will let you pay your mortgage down faster and save you thousands of dollars in interest.

5. Not preparing for extra costs Buying a home can end up costing a lot more than you’d expect. First, there are closing costs, which include legal fees, title insurance and the land transfer tax. You might also need to reimburse the seller for the property taxes and utility bills they’ve already paid. These costs will add up to from anywhere between 1.5 and four per cent of the property’s purchase price.

Alyssa Furtado is the founder and CEO of ratehub.ca, a mortgage rate comparison site that aims to empower Canadians to make smart financial decisions.

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Trending

Average detached home in the GTA surpasses $1 million

By Lydia McNutt

HOMEBUYERS LOOKING outside the

city limits to save a few bucks are going to have to look beyond the 905, according to the latest data released by the Toronto Real Estate Board (TREB).

September saw the average price of a detached home in the GTA surpass the $1-million mark – a new record for the GTA region as a whole.

Detached homes in the GTA – which includes Toronto and the 905 – averaged an unprecedented $1,013,788 in September, up 23.6 per cent over September 2015. In fact, all housing types across the region saw price gains with semis up 18.8 per cent to $699,968, townhomes up 21.8 per cent to $569,343, and condos up 9.3 per cent to $422,002.

The average home in the GTA (detached, townhomes and condos combined) was $755,755 in September. To break it down, detached prices in Toronto were up 23 per cent, to $1.29 million. In the 905, the average price of a detached home rose 26.6 per cent to $928,414.

Meanwhile, condominiums in Toronto rose by 6.5 per cent to $446,729.

Hot on their heels in price, condos in the 905 area reached $367,260, an increase of 19.4 per cent year-over-year.

September sales keep pace with price tags GTA realtors reported 9,902 sales in September throughout the 416 and 905 regions – up 21.5 per cent year-over-year. Almost all housing types across the GTA saw an increase in sales with the exception of Toronto’s semi-detached segment, which dipped 3.5 per cent year-over-year, attributed by the Board to a dip in new listings.

“We continued to see strong demand for ownership housing up against a short supply of listings in the Greater Toronto Area in September,” says TREB president Larry Cerqua. “The sustained lack of inventory in many neighbourhoods across the GTA continued to underpin high rates of price growth for all home types.”

MORE TRENDING ONLINE ypnexthome.ca/news

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SKY GARDEN LOOKING SOUTH OVER TREE TOPS DIGITAL LOUNGE AND MORE

Location. Location. Distinction.

D I ST I NCT I O N C O N D O S F R OM T H E M I D $ 3 0 0 ’s. Distinction Condos offers the intimacy of a boutique hotel with spa-like amenities and spacious layouts. Miele appliances and a gas barbecue connection with every suite are finishes you would expect at a much higher price point. Distinction Condos is located on quiet streets between Yonge and Mount Pleasant, just south of Eglinton. D I STI NCTI O NC O ND O S.C O M

OVER 60% SOLD!

PRESENTATION CENTRE NOW OPEN. COME SEE US FOR PREVIEW PRICING. 691 MOUNT PLEASANT ROAD TORONTO, ONTARIO M4S 2N2 416.489.6444

twitter.com/DistinctionLife

facebook.com/distinctionlife

instagram.com/distinctionlife

© 2016 Lash Group of Companies | www.lashgroup.ca Exclusive Listing Brokerage. The Condo Store Realty Inc. Brokerage. Brokers Protected.

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Inspiration

Framing alternatives for your artwork

By Jackie Marchildon

ABOUT FIVE YEARS AGO, I came

up with the bright idea to pick up something for my walls every time I traveled. Great idea, right? Art would cover my walls with travel memories and it would make for interesting decor. What I didn’t think about was how hard it would be to bring artwork home on a plane or while roadtripping. Needless to say, my idea was shut down pretty quickly. But, I remained confident that I would one day start doing this.

So, when I went to Chicago a couple years ago, I picked up a beautiful print that I hoped to hang above my fireplace. It’s an unconventional size but I opted against buying the frame with the print since we were driving back… what a mistake that was. Custom framing for this piece was priced at more than double the cost of the actual print and its unique size made it difficult to find anything else. Luckily, I discovered some great framing alternatives that don’t break the bank and that are also useful if you’re just looking for a new way to hang things on your wall.

Use an easel Granted this look isn’t for everyone because the easel will take up some space, but it adds personality to any room it’s in, and can help bring together the overall look and feel of a room, too. Different easels work for different rooms, but generally speaking there is something for everyone.

Use clips This can definitely feel reminiscent of a dorm room if you don’t choose the appropriate clip or suspending

MORE INSPIRATION ONLINE nexthome.yp.ca/news/inspiration

material, but there are ways to make this classy, easy and unique. This works for prints, photos and even children’s artwork. You can hang clips simply with wire on a nice background or you can make a sort of frame-clipboard out of wood and take advantage of being able to change the photos you hang. You can also use an iron rod, string or even branches as the base for your clips and customize the look you want.

around that you can’t bring yourself to throw out, but that is collecting dust in storage, this is the perfect solution.

You can utilize the clips mentioned above and hang a print within the frame on the wall. Antique stores will often have old windowpanes for sale and they create a great vintage look when placed over a photo. Plus, they are normally quite big so they work well for large scale photos you might want to display in a unique fashion.

Recycle an old frame or windowpane If you have a vintage frame lying

Jackie Marchildon is a freelance writer in Toronto.

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Coming soon to Danforth Village, steps from the subway Design Savvy Condos From The Mid $200s Live where the sky’s the limit at CANVAS Condominium in the heart of Danforth Village.

Head up to the rooftop and entertain around the outdoor fireplace, BBQ dining alcove and chaise lounges with the Toronto skyline as your backdrop.

Create the scene. Your CANVAS awaits.

Register Now canvascondos.ca

Illustrations are artist’s concept.

Prices and specifications are subject to change without notice. ©2016 MARLIN SPRING. Exclusive Agent, Milborne Real Estate Inc.,

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Trending

Housing starts up in most provinces, down in Ontario SEPTEMBER BROUGHT A STEADY

increase in housing starts across Canada with the exception of Ontario, where a drop in construction of condos and multi-unit homes brought the pace of construction more in-line with the actual rate of growth of households.

The trend measure of housing starts in Canada was 199,503 units in September compared to 196,465 in August, according to Canada Mortgage and Housing Corp. (CMHC).

The trend is a six-month moving average of the monthly seasonally adjusted annual rates (SAAR) of housing starts.

CMHC uses the trend measure as a complement to the monthly SAAR of housing starts to account for considerable swings in monthly estimates and obtain a more complete picture of the state of Canada’s housing market. In some situations, analyzing only SAAR data can be misleading, as they are largely driven by the multi-unit segment of the market which can vary significantly from one month to the next.

The standalone monthly SAAR for all areas in Canada was 220,617 units in September, up from 184,201 units in August. The SAAR of urban starts increased by 19.7 per cent in September to 201,848 units.

Multiple urban starts increased by 22.3 per cent to 137,803 units in September and single-detached urban starts increased by 14.5 per cent to 64,045 units.

In September, the SAAR of urban starts increased in British Columbia, Quebec, the Prairies, and in Atlantic Canada, but decreased in Ontario.

Rural starts were estimated at a seasonally adjusted annual rate of 18,769 units.

Housing starts in Canada – all areas

Thousands

Housing Starts, SAAR

240

Housing Starts Trend Line (6-month moving average)

220.617 215 199.503 190

165

140 September 2014

September 2015

September 2016

Preliminary housing start data - September 2016 August 2016

September 2016

Trend, all areas

196,465

199,503

SAAR, all areas

184,201

220,617

15,594

18,769

55,955

64,045

112,652

137,803

168,607

201,848

SAAR, rural areas SAAR, urban centres Single-detached Multiples Total Atlantic, urban centres

5,238

9,806

Quebec, urban centres

30,917

41,198

Ontario, urban centres

70,261

67,426

Prairies, urban centres

27,980

35,858

British Columbia, urban centres

34,211

47,560

September 2015

September 2016

20,814

20,164

1,651

1,633

5,353

5,971

September — Multiples

13,810

12,560

September — Total

19,163

18,531

Canada Actual, all areas Actual, rural areas Actual, urban centres September — Single-detached

January to September — Single-detached

42,355

43,793

January to September — Multiples

92,395

90,594

134,750

134,387

January to September — Total Source: CMHC

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Advice

12 STEPS TO

SQUEAKY CLEAN

1

TO SOFTEN SPLATTERS...

to a quality window/glass cleaner, all-purpose cleaner, tile/grout cleaner and a toilet bowl cleaner.

inside the microwave, fill a cup with water and microwave on high for a few minutes. The steam will loosen any baked on food so you can easily wipe it clean. Before wiping the microwave, remember to be extra careful when removing the cup of water as it will be hot.

In each room, clean from the top to bottom starting on the left and moving right. This really is the quickest and most efficient way to thoroughly clean your home.

2

ALWAYS USE THE MOLLY MAID SYSTEM FOR CLEANING.

3

8

DISH CLOTHS AND SPONGES CAN BE INCUBATORS FOR GERMS.

Wash dish cloths regularly, and microwave damp sponges on high for several minutes to kill bacteria. Even better, toss the sponge and stick to microfibre cloths, which dry quickly when hung up and help prevent the spread of germs.

USE A TOOTHBRUSH...

ALWAYS DUST THE ROOM FIRST, AND THEN VACUUM.

4

To dampen, hold the cloth by a corner and lightly mist with clean water from a spray bottle. The cloth should be just damp enough to pick up dust without leaving moisture streaks on the furniture surface.

10

WINDOW STREAKS ARE TRICKY TO ELIMINATE.

When cleaning windows, wipe the inside of the glass horizontally and the exterior side vertically. This way, it will be easy to determine if the streaks are on the inside or outside.

ARE THERE COBWEBS... in hard-to-reach corners and crevices? Get rid of them quickly and easily with a feather duster, which can reach into difficult places to dislodge cobwebs and dust. Another tip: use the feather duster on lamp shades, which can look a bit grey and dustridden in the daylight.

IF THERE’S PET HAIR ON UPHOLSTERY... a damp microfibre cloth or rubber glove will easily remove it.

BEFORE DAMP MOPPING...

9

for hard-to-reach areas in the bathroom and kitchen (for example, around the soap holder, taps and drain).

That way any bits of dust or dirt that fall to the floor as you’re dusting will be picked up by the vacuum cleaner.

THE BEST DUST CLOTH IS A DAMP, CLEAN, MICROFIBRE CLOTH.

5

7

LIMIT YOUR CLEANING PRODUCTS...

6

sweep or vacuum floors first to collect crumbs and dirt.

Then, always start washing the floor in the farthest corner of the room and work your way toward the door. Use a damp cloth on the end of a mop handle to reach the narrow space between appliances. This will also help to get rid of cobwebs.

HERE’S A SIMPLE WAY TO DE-SCALE THE KETTLE:

11

12

Fill the kettle half-andhalf with white vinegar and water and leave it to soak overnight. Using an old toothbrush, dislodge any stubborn bits of lime scale. Rinse out thoroughly a couple of times and then boil some water to eliminate any odour of vinegar.

If these cleaning ideas sound a bit daunting, contact Molly Maid, the cleaning experts at mollymaid.ca

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RE

ENT

ES C

SAL

2016-10-18 10:20 AM

Property Profile | VANDYK GROUP OF COMPANIES

Backyard Neighbourhood Condos Top floor amenities designed for you THERE ARE MANY THINGS that make it onto a homebuyer’s “must-have” list when condo hunting in the GTA. Accessible location, spacious layouts and design-forward features are usually at the top of anyone’s list.

In the age of carefree condo living, homebuyers also want more space outside of their suite where they can stay active and entertain guests. They want great amenities that make sense.

A new condominium project in the GTA that has been recognized for its smartly designed amenity spaces is Backyard Neighbourhood Condos in south Etobicoke. This masterplanned community, being developed

by Vandyk group of companies, has

been the talk of the town ever since launching The Humberside, its first midrise residential building, back in May of this year.

A unique feature about the amenities at The Humberside is that they are all conveniently located on the top (seventh) floor of the building.

“We wanted the amenities to be separated from the rest of the building,” says Vicki Schmidt, vicepresident of sales at Vandyk group of companies. “Having all amenities on the top floor creates a central social space where residents can be free to enjoy their down time without any hesitations or disruption to their neighbours.”

Location

South Etobicoke Builder

Vandyk group of companies Development

Backyard Neighbourhood Condos Home Type

Neighbourhood condos from the mid-$200’s Sales Centre

Visit The Condo Shoppe at 188 The Queensway in Etobicoke Contact

647.427.4048 backyardcondos.com

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“Having all amenities on the top floor creates a central social space where residents can be free to enjoy their down time without any hesitations or disruption to their neighbours” Suites at The Humberside start in the mid-$200’s. For a limitedtime only, condo hunters can take advantage of a special fall offer with a low down payment of only 10 per cent on all remaining suites. It’s home ownership made possible. Terms and conditions apply.

PARTY LOUNGE: More space to be social The contemporary U31-designed party lounge encourages quality time with friends, family and new neighbours. Residents can catch the game on the wall-mounted TV and with plenty of seating areas, everyone is invited. A kitchen bar area with an extended countertop is the perfect place to host a festive gathering.

Friends need a place to stay after the party? No problem. The Humberside has a private guest suite conveniently located on the first floor. The party room also has direct access to its own private outdoor rooftop terrace.

FITNESS CENTRE: A workout with a view The fitness centre at The Humberside has a tranquil atmosphere. Floor-to-

ceiling windows lift spirits by letting natural light in. What’s better than looking over verdant treetops during a morning run on the treadmill? The fitness centre has sound-absorbing flooring surfaces and offers topof-the-line cardio and weight equipment, ideal for anyone with an active lifestyle.

YOGA/STRETCH TERRACE: Sun salutations Residents of The Humberside can take their workout outside on the gym’s adjoining yoga/stretch rooftop terrace. With durable astroturf flooring, an outdoor workout in the warmer months is made possible.

Glass railings provide unobstructed views of city skylines and the Humber River’s mature treetops.

ROOFTOP TERRACE: Take entertaining to new heights The rooftop terrace lounge offers sweeping views of Toronto’s cityscape and the natural beauty of the meandering Humber River as it flows into Lake Ontario. Residents can unwind with a glass of wine around the fire pit or cook up a gourmet meal

and dine at the alfresco table. The possibilities are endless. So are the views.

Green is good Also on the top floor are two passive green roofs, included to improve the environment while also beautifying the building’s design. In addition to the rooftop greenspace, Backyard Condos has an abundance of streetlevel greenery, such as the one-acre park in the centre of the community.

The park is a wonderful outdoor amenity complete with an artistic play structure, interactive splash pad and artificial turf for year-round enjoyment.

Visit The Condo Shoppe at 188 The Queensway in Etobicoke. Hours of operation are Monday to Wednesday from noon to 7 p.m.; closed Thursday and Friday; Saturday from 11 a.m. to 5 p.m.; and Sunday from noon to 5 p.m. For more information, visit backyardcondos.com or call 647.427.4048 to speak to a Vandyk sales representative.

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Trending

Canadians jumping into mortgages too quickly: survey

The majority of Canadians are simply not shopping around before signing a mortgage, potentially costing them $30,000 or more, over the lifetime of a mortgage LOOKS LIKE CANADIANS spend almost

as much time shopping for a new sofa as they do shopping for their mortgage.

A new Ipsos survey commissioned

by LowestRates.ca, a personal finance comparison site, shows Canadians are jumping into their mortgage way too quickly. While smart financial decision-making is perceived to be very important, the survey found Canadians’ financial behaviours are actually on auto-pilot.

Sixty-seven per cent of Canadians believe their mortgage is a very important life decision, but embarrassingly, Canadians spend nearly as much time deciding on a new piece of furniture for their home (4.5 hrs) as they do their mortgage (5.75 hrs), and significantly more time planning their next vacation (7.75 hrs).

MORE TRENDING ONLINE ypnexthome.ca/news

The key issue may be Canadians’ blind loyalty to the big banks. The majority of Canadians are simply not shopping around before signing a mortgage, potentially costing them $30,000 or more, over the lifetime of a mortgage.

SURVEY SAYS...

Ä2 in 5

Canadians did not consult with any other service aside from the one that sold them their mortgage.

Ä67%

end up sourcing their mortgage through a bank, followed by only 22% who sourced through a mortgage broker and 13% through a credit union.

Ä8%

used a rate comparison site to source their most recent mortgage, even though 60% said they’d be likely to use one in the future.

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CONSTRUCTION BEGINS SPRING 2017

NOW OPEN Georgetown’s most anticipated new condominium is open and now’s the time to buy!

VISIT US

79 Main Street South, Georgetown Telephone: (905) 702-2525 Mon-Thurs: Fri: Sat-Sun:

NEW RELEASE OF FLOORPLANS

1200+ SQ. FT. 2 & 3 BEDROOM TERRACE SUITES FROM THE LOW $600s

TheHotelMcGibbon.com

12pm-6pm Closed 12pm-5pm EXCLUSIVE LISTING AGENT: MILBORNE REAL ESTATE INC. Prices and specifications subject to change without notice. E.&O.E. Renderings are artist’s concept.

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Property Profile | SILVERCREEK GROUP

Enjoy a hometown lifestyle from the comfort of an upscale condo Head for the hills… Halton Hills!

AH, GEORGETOWN! Easily one of the GTA’s most charming communities, this thriving historic hamlet located in Halton Hills – just 45 minutes northwest of Toronto – offers all of the qualities you know and love in a classic, Ontario small town.

A welcoming community With a storied history dating back to the 1780s, Georgetown is as established a community as you can find. Naturally beautiful, intimate, safe, inclusive and prosperous, Georgetown is well-serviced by healthcare facilities, fantastic schools and a full range of community amenities, including GO Transit.

A walker’s paradise Boutique shopping and an inviting mix of restaurants, cafes, pubs and parks makes downtown Georgetown a true walker’s paradise. And during warmer months, you can pick up a few things at the town’s famous farmer’s market, which takes over Main Street and brings everyone together for some fun.

Location

Main Street, Georgetown Builder

SilverCreek Group Development

The Residences of the Hotel McGibbon Home Type

An outdoor-lover’s dream

Modern condo units

Halton Hills offers outdoor enthusiasts the ultimate playground, courtesy of parks, the Bruce Trail and ample green space. Hiking, skiing, mountain biking, golfing, swimming, skating, sporting clubs and groups –

Sales Centre

79 Main St. S., Georgetown Contact

905.702.2525 TheHotelMcGibbon.com

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the Georgetown area offers people of all ages many ways to enjoy to the great outdoors, all year long.

A remarkable reinvention Georgetown is also home to one of Halton’s most exciting, new mixedused developments. Inspired by progressive urban design principles, The Residences of the Hotel McGibbon will reinvent a main street landmark – the Hotel McGibbon – through a skillful blend of contemporary architecture, historical preservation and environmental best practices.

Honouring the past The Residences of the Hotel McGibbon will preserve the identity and architectural façade of Georgetown’s landmark hotel. The main street frontage will be restored to the original 1880 design, honouring its proud heritage and connecting residents to its storied past.

Looking to the future A 10-minute walk from the GO station, the new Hotel McGibbon

will provide a revitalized gathering place for residents, locals and visitors alike. In keeping with the town’s strategic vision to preserve, protect and promote the environment, the new Hotel McGibbon represents a remarkable exercise in sustainable development as well.

A one-of-a-kind community Features such as geothermal heating and cooling, full-spectrum LED lighting, low-VOC paints, individually metered residences, electric car stations plus numerous other energyand water-efficient elements all come together brilliantly at the new McGibbon. In fact, its new residents could well live in what turns out to be the most energy-efficient building in Halton.

lit, modern condos with views and terraces that connect them to nature and absorb them with a sense of calm and wellbeing.

The best of a big city in a small town Of course, the McGibbon’s amazing location — right on Main Street — appeals greatly to homebuyers, too.

Everything is within walking distance: live theatre, spas, two yoga studios, a custom bike shop, artisan galleries, medical services, a pharmacy, a bakery, cafés and all kinds of delis and restaurants – even fish and chips.

This wealth of amenities right at their doorstep will surely enrich their lives. They’ll enjoy a vibrant, social experience that a smaller, denser neighbourhood creates and suburban neighbourhoods do not.

Stunning views and interiors While lower utility bills and living ethically certainly have their appeal, the design’s “cascading terraces” and upscale interiors drenched in natural light have turned the most heads. Future residents report that they love the idea of living in brightly

The new Hotel McGibbon is brought to you by SilverCreek Group – a local development company that has earned a reputation for integrity and craftsmanship across Ontario for over 30 years. For more information visit TheHotelMcGibbon.com OCT 22 - NOV 5, 2016 | NEW CONDO GUIDE 81

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e-NEWS!

FOCALPOINT

monthly podcast series – featuring your favourite in-the-know lifestyle experts

owen reeves garden variety

sharon grech living with colour

bryce wylde healthy u

hellen buttigieg order in the house rose reisman e-chef

carson arthur take it outside

dr. martie gidon skin deep jamie & glen design diaries

adria vasil pure body

leslie beck b.well

subscribe online today – new podcasts every month + fabulous free contests!

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2016-10-17 3:10 PM

NOW UNDER CONSTRUCTION

Nestled against a backdrop of charming tree-lined streets and stately century homes, PACE on Main delivers a fresh new living experience in downtown Stouffville. Thoughtfully designed and exceptionally presented, this luxurious midrise condominium residence features a variety of suite designs up to 1,368 sq. ft. Just steps from the GO Train, PACE on Main is the perfect complement to a vibrant Main Street experience that is alive with a variety of inviting cafes, restaurants, theatre, shopping, and recreation, and is still only 10 minutes north from Markham.

DOWNTOWN STOUFFVILLE’S BOUTIQUE CONDO IS NOW OVER 75% SOLD STOUFFVILLE

Main St Ninth Line

404

HWY 48

Millard St Stouffville Rd

(INCLUDES ONE PARKING SPACE)

SALES CENTRE

LLoyd St

Glad Park Ave

John Davis Gate

1 & 2 BEDROOMS | 672 - 1,028 SQ. FT. FROM $369,900 TO $599,900

SITE

VISIT OR REGISTER TODAY PACEONMAIN.COM

Major Mackenzie Dr

407

Sales Centre: 184 Glad Park Avenue, Stouffville L4A 0B2 905-591-1071

Mon to Thurs: 1pm – 6pm Sat & Sun: 12pm – 5pm Friday: Closed

Prices and specifications are subject to change without notice. Brokers protected. Rendering is artist’s concept. Map not to scale. E.&O.E. October 2016.

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Advice | MAKE YOUR MOVE

When moving, everyone wins playing by the rules

By Chuck Resnick

MORE ADVICE ONLINE ypnexthome.ca/news/advice

WHEN HIRING A professional mover,

you expect to have your possessions packed and/or transported safely. It is a common expectation, also shared by your movers. However, sometimes movers may be unable to take some of your belongings onto their truck.

Federal and provincial regulations prohibit movers from transporting hazardous materials such as, but not limited to, propane canisters, flammables and gasoline cans unless they are empty of fuel, as well as paints, solvents, firearms or anything deemed to be a “hazardous material.”

It is important for consumers to understand what can and cannot be moved beforehand.

Movers also establish their own guidelines. At Two Men And A Truck – Canada, it is challenging for us to secure plants on our trucks and we prefer not to move valuables such as jewelry, stocks, bonds and cash, as examples. Common sense dictates that these are items you would want to take yourself.

If you have items of extraordinary value such as paintings, sculptures and antiques, let your mover know ahead of time. The issue here is insurance, and the basic package your mover offers may not cover these exceptional goods. Although we don’t offer additional insurance to cover these at our company, we can arrange for it. You can also check with your own insurance company about covering these special items; your homeowner’s policy may have a rider

Another “rule” to be aware of if you live in a condo highrise is arranging with your property manager to reserve the elevator for the day and time of your move. Right up front, you should determine how this process works. for goods in transit. If it does, there’s no need to reinvent the wheel.

It is still critical to know and understand how much insurance your moving company carries. Ontario’s Conditions of Carriage, part of the Highway Act, requires movers to insure at least $0.60 per pound at a bare minimum. At Two Men And A Truck – Canada, we insure items up to $250,000, which is far higher than the minimum. We also offer replacement cost with a $250 deductible.

Extremely large items and toughto-move items such as pianos, pool tables and massive wall units are a challenge. We do move them every day. We use a piano board that makes it easier to move a baby grand, but it is much harder to move an upright piano, which takes muscle power, heavy-duty dollies and a truck with a lift gate.

Another “rule” to be aware of if you live in a condo highrise is arranging with your property manager to reserve the elevator for the day and time of your move.

Right up front, you should determine how this process works.

Let your mover know where the loading/unloading zone is, or whether they will have to walk items through the lobby to get to the elevator.

The more your mover knows ahead of time, the more accurate their estimate will be.

No one likes moving day surprises – including your mover.

Communication is key. Once we all know where we stand, we can work together for a successful move.

Chuck Resnick is vice-president of marketing and operations, Two Men and a Truck Canada. twomenandatruck.ca

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LAST CHANCE TO RECEIVE 5% INTEREST ON YOUR DEPOSITS* OFFER ENDS SOON!

Stouffville 7 storey building adjacent to conservation lands, 700 sq. ft. to 1,900 sq. ft. all with balconies or terraces A condominium with a variety of spacious and unique plans Residences from the high

300’s

$

VISIT OUT LUXURIOUS MODEL SUITE* DECORATED WITH NUMEROUS STANDARD FEATURES

STOUFFVILLE

royalpinecondos.com Sales Office: 5402 Main St., Unit #7, Stouffville, Ontario, L4A 1H3 905-591-8600 • hamptonplacecondo@gmail.com Sales Office Hours: Monday - Thursday: 1pm to 6pm. Friday: BY APPOINTMENT ONLY Saturday, Sunday & Holidays: 12pm to 5pm *See sales representative for details. Prices and specifications are subject to change without notice. E. & O.E. Rendering is artist’s concept.

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Inspiration | DESIGNER ADVICE

THE ART OF

LAYERING

By Yanic Simard | Photography courtesy of CB2

When the cool weather rolls in, the wardrobe advice is always the same: dress in layers! This practical idea doesn’t just apply to your closets.

Warm up the look and feel of your home with this guide to layering.

…continued on page 88 86 YPNEXTHOME.CA

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West_CG_Oct.pdf

1

2016-09-29

12:53 PM

COMING SOON TO BURLINGTON. A MOST COVETED DESTINATION.

LUXURY BOUTIQUE CONDOMINIUMS at Aldershot GO Station

190’s

$

From the

Introducing The West, a bold new direction in luxury living at the highly successful Stationwest community. Located in the vibrant Aldershot Village, these glam condominiums are just minutes from downtown Burlington’s shops, restaurants and waterfront.

CONCRETE-BUILT FOR DURABILITY, SAFETY & COMFORT

REGISTER NOW AdiDevelopments.com Follow us for the most recent updates PMA Brethour Real Estate Corp., Brokerage. Illustration is artist’s concept.

Prices and specifications subject to change without notice. E. & O.E. Brokers Protected.

087-Adi-West 10-08-16.indd 87

2016-10-18 10:20 AM

…continued from page 86

“Pillows are one of my favourite ways to add style — they can move from living room to bedroom and beyond, and dress a room up, or down”

1

1. Layering fabrics isn’t just for furniture. Rugs can look amazing layered too. I love adding a cowhide rug to tie together unusual furniture arrangements or punctuate the centre of a space. A sheepskin-style rug also makes a stylish accent to areas such as the edge of the bed, under a footstool, or even draped over a chair or bar stool for a softer seat.

TIP: Layer rugs to get a “patchwork quilt” look that adds drama to your space. Mix five to seven smaller rugs in one room (check out the CB2 photo on this page for inspiration).

Alternately, you can use carpet tiles to fake a large rug under your existing one, and fill in the edges of a room.

2. Copper, gold and brass bring a classic yet trendy style and warm undertones without feeling like an overly strong colour. If you’re timid (or already invested in silver), start small by layering these metals in with accents such as frames, tableware and lamps. The mix of silver and gold hues creates a subtle Art Decoinspired vibe, so there’s no reason not to sprinkle one in, while letting the other dominate.

TIP: Bronze tealight votives reflect an extra-warm glow. Line up three, five or seven (odd numbers work best) on a silvery tray or cart for a contrast statement and sparkling mood-lighting. Bronze Rose Tealight Holder (pictured top); Talis Gold Hammered Platter (pictured top).

Visit YSSelected.com 88 YPNEXTHOME.CA

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MORE INSPIRATION ONLINE ypnexthome.ca/news/inspiration

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3. Pillows are one of my favourite ways to add style – they can move from living room to bedroom and beyond, and dress a room up, or down. Rather than picking dramatic new colours, grab some neutral but bold patterns that can layer behind your existing favourites for a more filled-in feel.

TIP: For my YSS collection, I wanted a dash of liveable safari style, so I tamed a tiger print pillow in a warm tan and winter-white. An animal print like this adds unexpected drama standing alone on your dining chairs, or slinking between the sofa cushions. Safari Tiger Print Crewel Embroidered Square Cushion.

Visit YSSelected.com 4. Lush textures are great for adding warmth to the eye and the hand. A sumptuous blanket, folded neatly at the end of a bed or tossed casually on a sofa, adds some interchangeable luxury and can move between rooms for new looks.

TIP: Spread a blanket across the cushions of a sofa and tuck it in at the edges, for a noncommittal contrast-upholstery look. Pictured left: Chevron Jacquard Cotton Throw; Aspen Deluxe Faux Fur Throw. YSSelected.com

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5. Don’t forget the vertical surfaces!

An extra layer of drapery helps avoid heat loss through windows, so consider mixing a sheer layer with a heavy blackout-lined layer – you can keep your existing curtains and add a double rod.

TIP: A lightly patterned inner sheer (try a tone-on-tone white) under a solid heavy drape, draws the eye’s attention to the layered effect by adding drama to the background instead of the foreground.

Yanic Simard is New Condo Guide’s design editor, principal designer of award-winning Toronto Interior Design Group (tidg.ca), and regular guest expert on City’s Cityline.

OCT 22 - NOV 5, 2016 | NEW CONDO GUIDE 89

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Hot Properties

905

Find your next home! This page features a few of the latest properties to keep your eye on in the GTA 905 area. Find more properties at ypnexthome.ca

4

LATEST LISTINGS

SHIFT

COSMOS III CONDOMINIUMS

By: Treasure Hill Homes City: Pickering Register for a new modern townhome development at Brock Road and William Jackson Drive. treasurehill.com

new releases and grand openings THE MET By: Plaza City: Vaughan GTA’s newest downtown address across from the new TTC subway station. Towns starting from the high $650’s. pureplaza.com

VISTA FLATS AND TOWNS By: Geranium Homes City: Stouffville The final release of the award-winning Neighbourhoods of Cardinal Point. Prices starting from the high $300’s. vistaflatsandtowns.com

INDIGO CONDOMINIUMS

DANIELS ARC

previews and registration COSMOS III CONDOMINIUMS By: Liberty Development City: Vaughan Register now for a new condominium coming to the Vaughan Metropolitan Centre. Prices starting from the mid-$200’s. cosmoscondos.ca

By: Daniels Corporation City: Mississauga Register now for the newest addition to Daniels Erin Mills — a master-planned, mixed-use community. Prices starting from the $300’s. danielsarc.com

THE WEST CONDOMINIUMS AT STATIONWEST By: Adi Developments City: Burlington Register now for boutique condominiums at the highly successful Stationwest community.

Prices starting from the $190’s. adidevelopments.com

By: Pemberton Group City: Maple Live steps from the Maple GO station.

New release of one- and one-bedroomplus-den suite priced from the low $300’s. pembertongroup.com

HAMPTON PLACE By: Royal Pine Homes City: Stouffville A seven-storey building adjacent to conservation lands. Prices starting from the high $300’s. royalpinecondos.com

Builders If you would like to include your preview registration, new release or site opening in this feature, just email the details to Lydia.McNutt@ypnexthome.ca

90 YPNEXTHOME.CA

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091 Ho

Hot Properties

416

Find your next home! This page features a few of the latest properties to keep your eye on in the 416 area. Find more properties at ypnexthome.ca

LATEST LISTINGS

THE WYATT HALO RESIDENCES

By: The Daniels Corporation City: Toronto The Regent Park revitalization continues with this new addition to Dundas and Sumach streets. Register now. danielswyatt.com

WATERWORKS By: Mod Developments Inc. City: Toronto Experience the evolution of a historic industrial building into an eclectic mix of stylish city condos, an adjoining park and a food hall. Register now. waterworkstoronto.com

new releases and grand openings THE FOXBAR COLLECTION AT BLUE DIAMOND By: Camrost Felcorp City: Toronto A new release of spacious two- and threebedroom luxury suites and townhomes.

Prices starting from the mid-$800's. thefoxbar.ca

UPPER BEACH CLUB AYC CONDOS By: Metropia City: Toronto Condo residences and townhomes coming soon, where The Annex and Yorkville meet. ayccondos.com

By: Laurier Homes and Mutual Development Corporation City: Toronto A limited release of 41 boutique suites at Kingston Road and Warden Avenue.

Prices starting from the high $300's. upperbeachclub.com

HARRIS SQUARE By: Urban Capital City: Toronto Register now for the final phase of the iconic River City community in Toronto's West Don Lands neighbourhood. rivercitytoronto.com

EVO CONDOS + TOWNS

GEORGE By: Rockport Group City: Toronto Register now for intimate residences in Leslieville. Prices for condos starting from the low $300's and towns starting from the high $900's. georgecondos.ca

By: Lalu Canada City: Toronto Urban towns are coming to Birchmount and Lawrence, priced from the low $200's.

Register now. evocondos.com

EXCHANGE

previews and registration HALO By: Cresford Developments City: Toronto A striking new condo is coming to Yonge and College, inspired by the look and luxury of Baccarat. Register now. haloresidences.com

By: Concord Adex City: Toronto Register now for boutique condos in downtown Toronto's Entertainment District. exchangecondos.ca

RODEO By: Lanterra Developments and Cadillac Fairview City: Toronto Register now for iconic living at CF Shops at Don Mills. Prices starting from the high $200's. rodeodrivecondos.com

Builders If you would like to include your preview registration, new release or site opening in this feature, just email the details to Lydia.McNutt@ypnexthome.ca

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* Due to scale restrictions, locators are approximate. Please see builder’s ads for exact locations.

# Builder Site Telephone TH* C* Price Range Page Finder 3 ARAGON PROPERTIES Eighty One Wellesley eightyonewellesley.ca • from $350,000 61 16J 3 ALTERRA 159SW 159sw.com • from $300,000 49 16J 8 ROCKPORT GROUP George Condos+Towns 416-223-0003 • from $325,000 67 22L 10 MARLIN SPRING Canvas Condominium canvascondos.ca • from $250,000 71 24G 11 MENKES DEVELOPMENTS INC. 365 Church 416-591-7700 • from $486,000 Insert 14I 13 ASPEN RIDGE HOMES The Jack aspenridgehomes.com • from $400,000 39 14H 14 FIELDGATE URBAN Heartwood the Beach heartwoodthebeach.com • from $500,000 57 24J 18 URBAN CAPITAL Harris Square rivercitytoronto.com • • 43 18L 20 MENKES DEVELOPMENTS INC. Fabrik 416-591-7700 • from $550,000 Insert 14M 20 MOD DEVELOPMENTS INC. Waterworks waterworkstoronto.com • from $420,000 35 14M 26 BAZIS INC. No1 Yorkville 416-519-2911 • from $497,000 3 15I 35 MENKES DEVELOPMENTS INC. 87 Peter 416-591-7700 • from $781,000 Insert 15M The Eglinton Yonge at Heart 416-591-7700 • from $290,000 Insert 15D 35 MENKES DEVELOPMENTS INC. Zigg Condos 416-545-0223 • • from $400,000 45 14J 48 MADISON HOMES 48 FIELDGATE HOMES Zigg Condos 416-545-0223 • • from $400,000 45 14J 49 TRIBUTE COMMUNITIES Stanley 416-546-1502 • from $300,000 73 16K 49 CRESFORD DEVELOPMENT CORP. Halo Residences on Yonge 416-485-3000 • from $300,000 IBC 16K 50 CRESFORD DEVELOPMENT CORP. VOX 416-485-3000 • IBC 15J 51 TRIDEL CORPORATION Aquabella Bayside Toronto tridel.com • from $1200,000 IFC 18M 52 CRESFORD DEVELOPMENT CORP. CASA III 416-486-2272 • from $695,000 IBC 15L 52 CRESFORD DEVELOPMENT CORP. CASA II 416-486-2272 • from $1300,000 IBC 15L 68 GREAT GULF Home Power + Adelaide homeonpower.ca • from $300,000 23 17L 79 LASH DEVELOPMENT CORP. Distinction Condos lashgroup.ca • from $350,000 69 14D 80 MATTAMY HOMES J Davis House 647-343-3270 • • from $320,000 BC 15F 80 BIDDINGTON HOMES J Davis House jdavishouse.com • • from $320,000 BC 15F 85 HARHAY DEVELOPMENTS One Eleven Condominiums & Lofts 647-351-4111 • from $300,000 65 13M 85 CARTTERA One Eleven Condominiums & Lofts 647-351-4111 • from $300,000 65 13M 104 CRESFORD DEVELOPMENT CORP. The Clover on Yonge 416-485-3000 • IBC 14J 149 CAMROST - FELCORP The Foxbar Collection at Blue Diamond thefoxbar.ca • • from $900,000 1 & Insert 15I 150 ASPEN RIDGE HOMES Studio on Richmond 647-352-7736 • from $300,000 39 15M 217 PEMBERTON GROUP TEN93 Queen West 416-546-6355 • from $320,000 8 12F 228 THE DANIELS CORPORATION The Wyatt Condominium Suites 416-955-0559 • from $220,000 15 18J 1 BRANDY LANE HOMES The Davies 416-873-0862 • from $820,000 14I 2 GREAT GULF Yonge+Richmond 416-499-8883 • from $470,000 16K 4 GAIRLOCH INVESTMENTS 383 Sorauren 383sorauren.com from $265,000 9M 4 CENTRESTONE URBAN DEVELOPMENTS INC. 383 Sorauren 416-588-0383 from $265,000 9L 5 GRAYWOOD DEVELOPMENTS Scoop Condos scoopcondos.com • from $220,000 19I 6 CRESFORD DEVELOPMENT CORP. Merton Yonge Condominiums 416-484-1900 • from $400,000 14E 7 THE DANIELS CORPORATION High Park Condominiums 416-351-1844 • from $285,000 8L 9 HARHAY DEVELOPMENTS 875 Queen East 416-694-8750 • from $300,000 19L 11 MENKES DEVELOPMENTS INC. Pears on the Avenue 416-323-0100 • from $400,000 14I 11 TRIDEL CORPORATION Sherwood at Huntington 416-485-1900 • from $1000,000 18G 11 METROPIA AYC Condos ayccondos.com • • from $400,000 14I 12 NORTH DRIVE INVESTMENT The High Park 416-670-3699 • from $400,000 8L 12 NORTH DRIVE INVESTMENT Picnic 416-670-3699 • from $475,000 8L 15 TRIDEL CORPORATION 101 Erskine 416-480-0700 • from $386,000 14D 16 FREED 155 REDPATH 416-996-5428 • from $226,000 14D 16 FREED 150 REDPATH redpathcondos.com • from $200,000 14D 16 CAPITAL DEVELOPMENTS 150 REDPATH redpathcondos.com • from $200,000 14D 17 ROCKPORT GROUP The Nest 416-223-0003 • from $350,000 11H 18 URBAN CAPITAL RC3 416-862-0505 • • from $220,000 18L 19 STREETCAR DEVELOPMENT The Southwood 416-750-7506 • from $300,000 23H 20 LIFETIME DEVELOPMENTS Whitehaus Condominiums whitehaus.ca • from $300,000 14M 21 GREENLAND GROUP King Blue Condos 416-599-1355 • from $336,000 12N 22 MATTAMY HOMES Picasso on Richmond 416-495-3549 • from $541,000 14M *TH: Townhomes, Highlighted listings are advertised in this issue of Condo Guide. Attention Builders - Want to add your community to our maps?

C: Condo Need to update existing information? Please fax the details to (416) 789-9554 Please refer to page number for complete information.

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Builder

Site

Telephone

TH* C* Price Range

Page

Finder

Ten York 416-596-9888 • from $1020,000 12F Picasso on Richmond 416-495-3549 • from $336,000 14M The College Condominium 416-363-4800 • from $400,000 M14 SQ2 416-661-1949 • from $629,000 15D Eau Du Soleil Waterfront Condominiums 416-503-3328 • from $500,000 25B Success Tower at Pinnacle Centre 416-360-0673 • from $880,000 17M Bespoke Towns 419-239-8181 • from $550,000 22J Totem Condominium 416-792-1877 • from $492,000 15H The Madison 416-482-8090 • from $480,000 14E 88 Queen 88queen.com • from $250,000 16L Fuse Condos 416-534-4444 from $260,000 9K Pace 416-928-2223 • from $310,000 16L Dundas Square Gardens 416-645-8575 • from $224,000 17K Grid Condos 416-477-4743 • from $250,000 17K Garrison Point garrisonpoint.ca • from $250,000 13N The Barrington Condominiums Flats 416-410-4444 • from $345,000 12H Howard Park 2 416-873-0989 • from $349,000 9L The Upper House Condos in Leaside 416-425-1800 from $350,000 18D Alter 416-645-4599 • from $700,000 16J The PJ 416-596-1600 • from $300,000 15L Yorkville Park mintoyorkvillepark.com • • from $420,000 14J Yorkville Private Estates 416-484-4371 • • from $2500,000 14J Teahouse 416-861-1111 • from $241,000 16K Aqualina at Bayside Toronto 416-514-2710 • from $336,000 18M Aquavista at Bayside Toronto 416-514-2710 • from $814,000 18M 11 Wellesley 416-861-1111 • from $435,000 15J Riverside Square 416-466-4466 • from $200,000 19L Monde 416-466-8885 • from $340,000 17M Liberty Central by the Lake - Phase One 416-537-0047 • from $370,000 11F The Selby theselbycondos.com • 16J The Rosedale on Bloor 416-928-9997 • from $220,000 16I The Brant Park 416-368-5262 • from $835,000 14M Enigma on the Park 416-516-1551 • from $236,000 9L Citylights on Broadway 416-546-6605 • from $320,000 14D East Fiftyfive 416-861-9559 • from $299,000 17L East Fiftyfive 416-861-9559 • from $299,000 17L 609 Avenue Road 609avenue.com • from $600,000 14G 609 Avenue Road 609avenue.com • from $600,000 14G 2221 Yonge 647-350-2221 • from $320,000 14D On The Danforth onthedanforthcondo.com • from $250,000 23G Liberty Central by the Lake Two 416-537-0047 • • from $320,000 12N Schoolhouse 416-979-1333 • from $900,000 13I Art Shoppe Condos artshoppecondos.com • from $200,000 14D One Bloor Residences 416-922-0081 • from $580,000 15I Seventy Seven Charles Yorkville 416-203-7034 • from $2100,000 14J Ivory On Adelaide 647-341-1731 • from $510,000 17L 158 Front Condominiums 158front.com • from $290,000 17L Exhibit 416-967-7778 • from $560,000 14I Exhibit 416-967-7778 • 14I Exhibit 416-967-7778 • 14I The Urban Townhome Collection 647-344-2573 • from $2200,000 15K The Pinnacle on Adelaide 416-596-1600 • from $367,000 15M Bisha Hotel & Residences 416-637-2211 • from $300,000 16M 88 Scott 416-216-8588 • from $500,000 17M Riverhouse at the Old Mill 416-766-7343 • from $500,000 5L Two Old Mill 416-645-7022 • from $1762,000 5L RCM I on University 647-351-9247 • from $515,000 14M The Berwick 416-922-9425 from $536,000 14E The Mercer 416-597-6940 • from $440,000 15M Imperial Plaza 647-346-3799 • from $386,000 15I Blue Diamond at Imperial Plaza 416-925-2501 • from $350,000 15I Cumberland Tower - Yorkville Plaza II 416-966-3003 • from $350,000 15I Tableau Condominiums 416-591-8887 • • from $450,000 15L Tableau Condominiums 416-591-8887 • • from $350,000 15L Tableau Condominiums 416-591-8887 • • from $350,000 15L The Bond Condominiums 416-546-7525 • • from $409,000 15G L Tower 416-777-2533 • from $490,000 17L Perspective Condos 416-242-3500 from $300,000 4H Neon 416-987-7878 • from $400,000 14D 1000 Bay 416-485-3000 • 15J 90 Niagara 416-981-0036 from $410,000 14O James 416-214-9900 from $317,000 14O SIXTY Colborne 416-601-0060 • from $496,000 16L SIXTY Colborne 416-598-7775 • from $300,000 16L Upper Beach Townes 416-693-7500 • from $551,000 24G The Massey Tower 416-966-0197 • • from $332,000 16L Canary District Condominiums 416-603-7576 • from $335,000 18L Canary Park Condominiums 416-603-7576 • from $242,000 18L TEN93 Queen West 905-326-4100 • from $280,000 12F Smart House 416-292-0219 • from $442,000 15L Smart House 416-292-0219 • from $472,000 15L Duke Condos junctionlife.ca from $290,000 8K King Charlotte 416-368-5262 • from $435,000 15M Theatre Park 416-368-5262 • from $1990,000 16M The Harlowe 416-363-1771 • from $300,000 15M Form tridel.com 15L Empire Midtown empiremidtowncondo.com • from $300,000 10F Eight Cumberland 8cumberland.ca • from $400,000 15I Eight Cumberland 8cumberland.ca • from $400,000 15I St. Lawrence Condos stlawrencecondos.ca • from $280,000 17L YSL 416-483-3000 • 16K

torontoregionalmaps: Toronto, East York, York

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22 TRIDEL CORPORATION 22 MATTAMY HOMES 23 TRIBUTE COMMUNITIES 25 TRIDEL CORPORATION 28 EMPIRE COMMUNITIES 29 PINNACLE INTERNATIONAL 30 BUENA VISTA DEVELOPMENTS 31 WORSLEY URBAN PARTNERS 32 MADISON HOMES 34 ST. THOMAS DEVELOPMENTS 36 NEUDORFER CORPORATION 38 GREAT GULF 38 EASTON’S GROUP 38 CENTRE COURT DEVELOPMENT 40 FERNBROOK HOMES/CITYZEN DEV. 41 LASH GROUP OF COMPANIES 42 TRIUMPH DEVELOPMENTS 43 K-CAP LAIRD INC. 44 TRIDEL CORPORATION 47 PINNACLE INTERNATIONAL 48 MINTO COMMUNITIES INC. 48 CAMROST - FELCORP 49 LANTERRA DEVELOPMENTS 51 TRIDEL CORPORATION 51 TRIDEL CORPORATION 53 LANTERRA DEVELOPMENTS 56 STREETCAR DEVELOPMENT 58 GREAT GULF 60 CANALFA GROUP 63 FERNBROOK HOMES/CITYZEN DEV. 63 THE GUPTA GROUP 64 LAMB DEVELOPMENT CORP. 65 ARAGON PROPERTIES 67 PEMBERTON GROUP 68 LAMB DEVELOPMENT CORP. 68 HYDE PARK 70 STATE BUILDING GROUP 70 MADISON HOMES 71 TOWER HILL DEVELOPMENT CORPORATION 73 DIAM DEVELOPMENTS 75 CANALFA GROUP 78 EMPIRE COMMUNITIES 79 FREED 99 GREAT GULF 104 ASPEN RIDGE HOMES 114 PLAZA 114 FERNBROOK HOMES/CITYZEN DEV. 117 BAZIS INC. 117 METROPIA 117 PLAZA 118 PEMBERTON GROUP 124 PINNACLE INTERNATIONAL 128 LIFETIME DEVELOPMENTS 129 CONCERT PROPERTIES 131 LANTERRA DEVELOPMENTS 131 TRIDEL CORPORATION 133 TRIBUTE COMMUNITIES 142 ANDRIN HOMES 148 GRAYWOOD/BEAVERHALL DEVELOPMENT 149 CAMROST - FELCORP 149 CAMROST - FELCORP 149 CAMROST - FELCORP 153 URBAN CAPITAL 153 MALIBU INVESTMENTS INC. 153 ALIT DEVELOPMENTS 155 LIFETIME DEVELOPMENTS 157 CASTLEPOINT/CITYZEN/FERNBROOK 162 PIANOSI DEVELOPMENTS 185 PEMBERTON GROUP 190 CRESFORD DEVELOPMENT CORP. 199 FIELDGATE HOMES 199 BRAD J. LAMB REALTY 200 FREED 200 CARTTERA 201 SOLOTEX 206 MOD DEVELOPMENTS INC. 215 DUNDEE KILMER DEVELOPMENTS 215 DUNDEE KILMER DEVELOPMENTS 217 BAYWOOD HOMES 218 MALIBU INVESTMENTS INC. 218 URBAN CAPITAL 219 TAS DESIGNBUILD 220 LAMB DEVELOPMENT CORP. 221 LAMB DEVELOPMENT CORP. 222 LAMB DEVELOPMENT CORP. 223 TRIDEL CORPORATION 224 EMPIRE COMMUNITIES 225 GREAT GULF 225 PHANTOM DEVELOPMENTS 226 FERNBROOK HOMES/CITYZEN DEV. 227 CRESFORD DEVELOPMENT CORP.

*TH: Townhomes, Highlighted listings are advertised in this issue of Condo Guide. Attention Builders - Want to add your community to our maps?

C: Condo Need to update existing information? Please fax the details to (416) 789-9554 Please refer to page number for complete information.

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10 LANTERRA DEVELOPMENTS 13 LIBERTY DEVELOPMENT CORP. 95 ASPEN RIDGE HOMES 96 ELAD CANADA 96 ELAD CANADA 96 ELAD CANADA 121 LIBERTY DEVELOPMENT CORP. 1 CONCORD ADEX 2 DEVRON DEVELOPMENTS 3 YYZED PROJECT MANAGEMENT 3 TIFFANY PARK HOMES 4 TRIDEL CORPORATION 5 LINDVEST 6 CONCORD ADEX 6 CONCORD ADEX 7 FRAM BUILDING GROUP 8 BAZIS INC. 9 SORBARA GROUP 10 LANTERRA DEVELOPMENTS 11 MATTAMY HOMES 12 GHODS BUILDERS INC. 13 CASTLE GROUP DEVELOPMENTS 15 PHANTOM DEVELOPMENTS 16 URBAN CAPITAL 16 ALIT DEVELOPMENTS 17 CHESTNUT HILL DEVELOPMENT 17 HAVEN DEVELOPMENTS 18 KUBO DEVELOPMENTS 19 MADISON HOMES 20 MALIBU INVESTMENTS INC. 21 TRIDEL CORPORATION 22 TRIDEL CORPORATION 28 TRIDEL CORPORATION 33 LATCH DEVELOPMENTS 33 FIRST AVENUE PROPERTIES 34 DIAMANTE DEVELOPMENT CORP. 34 G GROUP DEVELOPMENT CORP 37 NORSTAR GROUP OF COMPANIES 50 DEVRON DEVELOPMENTS 95 LINDVEST 96 ELAD CANADA 122 LANTERRA DEVELOPMENTS 122 LANTERRA DEVELOPMENTS 122 LANTERRA DEVELOPMENTS 123 BRANDY LANE HOMES 124 TRIDEL CORPORATION 124 TRIDEL CORPORATION 125 FRAM BUILDING GROUP 130 TRIBUTE COMMUNITIES

Site

*TH: Townhomes, Highlighted listings are advertised in this issue of Condo Guide.

C: Condo Please refer to page number for complete information.

092 - Condo_Maps&List.indd 3

Telephone TH* C* Price Range

Page

Finder

Rodeo Drive 2 Condominiums rodeodrivecondos.com • 59 22F The Village Residences 416-735-2222 • from $300,000 27 20D Scenic on Eglinton 416-805-1781 • from $300,000 39 23G The Colours of Emerald City coloursofemeraldcity.com • from $250,000 33 24C Fifth on the Park 416-492-0001 • from $420,000 33 24C The Park Club Emerald City theparkclub.ca • from $290,000 33 24C World on Yonge 905-771-7010 • from $281,000 29 18A Opus 416-813-2999 • • 22C The Vanguard vanguardto.com • 18A VISTO vistocondos.ca from $267,000 8E Westhaven 416-792-6655 • from $633,000 23G Aristo at Avonshire 416-730-0300 • from $391,000 18D The Brownstones at Westown lindvest.com from $250,000 4C Tango2 at Concord Park Place 416-813-2999 • from $265,000 22C Omega On The Park 416-813-2999 • • from $200,000 22C SOUL mysoulcondos.ca from $250,000 25C Estates on Bayview estatesonbayview.com • from $1950,000 19D Beacon beaconcondos.ca • from $368,000 17C Rodeo Drive Condominiums rodeodrivecondos.com • 22F Downsview Park Boutique Condos mattamyhomes.com • • 10D 5959 Yonge Street 416-222-5959 • from $302,000 18A Vida at Bayview Village 416-304-1212 from $250,000 20D Tea Garden Condos teagardencondos.com • from $200,000 19C The Ravine 416-850-2489 • • from $268,000 25E The Ravine 416-850-2489 • • from $250,000 25E Lotus Condominiums 416-222-8338 • from $306,000 19C SIX 25 BV six25bv.com • from $250,000 19C Marquette Urban Towns 416-551-9767 • from $250,000 14E Briar Hill madisonhomes.ca • • from $400,000 12F Southside Residences at Gramercy Park 416-703-2202 • from $290,000 13E Argento 416-663-1818 • from $370,000 22E Scala 416-730-0300 • from $300,000 22C Alto at Atria 416-645-8866 • from $334,000 25D The Bennett on Bayview thebennettcondos.com • from $250,000 17B The Bennett on Bayview thebennettcondos.com • from $250,000 17B The Diamond Condominiums on Yonge 416-961-8008 • from $268,000 17C Ellie Condos elliecondos.com • from $250,000 17C Portrait Condominiums 416-282-9600 • from $255,000 13C Flo Condominiums 647-799-0356 • from $322,000 18C Sonic lindvest.com/sonic • from $212,000 23G Dreamtower At Emerald City 416-492-0001 • from $367,000 24C Treviso Condominiums 416-787-8882 • from $203,000 12F Treviso II 416-787-8882 • from $263,000 12F Treviso III 416-787-8882 • from $250,000 12F The Station 416-398-9777 • from $467,000 12D Trio at Atria 416-645-8866 from $271,000 24C Parfait at Atria tridel.com 24C LIV Lofts 416-445-5638 • from $250,000 22F Canterbury 647-352-2130 • • from $951,000 19F

Attention Builders - Want to add your community to our maps?

Need to update existing information? Please fax the details to (416) 789-9554

2016-10-18 4:31 PM

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4

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* Due to scale restrictions, locators are d 1 approximate. Please see builder’s n R ads sto for exact locations. ng

Victoria Park

G

Bellamy Rd

3 Lawrence Ave E

Orton Park Rd

orto

Brim

Eglinton Ave E

F

n Dr

d

Finch Ave W

Re

East Ave Port Union Rd

27 71

nR

Sheppard Ave E

Morrish Rd

Progress Ave

Markham Rd

Kennedy Rd

Birchmount

Warden Ave

Pharmacy Rd

E

401

55 Midland Ave

401 Ellesmere Rd

D

Milner Ave

72

bio

Humberline Dr

23

Al

Beare Rd

Sheppard Ave E 26

Conlins Rd

C

Ave

Morningside Ave

evin

McL

Passmore Ave

Meadowvale Rd

Huntingwood Dr

Reesor Rd

Finch Ave E

B

Sewells Rd

Neilson Rd

McNicoll Ave

Tapscott Rd

McCowan Rd

A

21 22 23 24 25 26

5 56

6 19 24 17 18

39

Lakeshore Blvd W

# 3 5 16 71 1 2 4 6 8 8 9 10 10 11 13 14 14 14 17 18 19 21 22 23 24 26 27 28 30 34 39 39 44 50 50 55 55 56 61 71 72 73

Builder LALU CANADA VANDYK GROUP OF COMPANIES CONCERT PROPERTIES LASH GROUP OF COMPANIES INSOHO DEVELOPMENTS STANTON RENAISSANCE YOUR HOME DEVELOPMENTS CONSERVATORY GROUP TRIDEL CORPORATION TRIDEL CORPORATION WILKINSON DEVELOPMENTS LASH GROUP OF COMPANIES CARTTERA SCOLLARD DEVELOPMENT OPEARL DEVELOPMENTS INFINITY DEVELOPMENTS LAURIER HOMES MUTUAL DEVELOPMENTS TIMES GROUP CORP. MATTAMY HOMES ICON HOMES MENKES DEVELOPMENTS INC. MENKES DEVELOPMENTS INC. CITYCORE DAVIES SMITH GEMTERRA GLOBAL KINGDOM MINISTRIES LIBERTY DEVELOPMENT CORP. TERRANATA DEVELOPMENTS INC. EDILCAN DEVELOPMENT CORP. MATTAMY HOMES MATTAMY HOMES TRIDEL CORPORATION PEMBERTON GROUP NORTH STAR HOMES TRIDEL CORPORATION TRIDEL CORPORATION PHANTOM DEVELOPMENTS VHL DEVELOPMENTS LTD. LASH GROUP OF COMPANIES SAMM DEVELOPMENTS HI-RISE (WEST) INC.

torontoregionalmaps: Scarborough, Etobicoke

* Due to scale restrictions, locators are approximate. Please see builder’s ads for exact locations.

Site Telephone TH* C* Price Range Page Finder Evo Condos + Towns evocondos.com • from $220,000 55 3D Backyard Neighbourhood Condos backyardcondos.com from $250,000 75 24G The KIP District thekipdistrict.com • from $250,000 47 22F Me Condos 2 416-430-0003 • from $190,000 50-51 8D Imagine Condos 416-367-7303 from $235,000 4F On The Go Mimico 647-692-8417 • from $200,000 23H Sweet Life Condos 647-351-5440 • from $200,000 10E Altitude 416-321-1659 • from $230,000 25H Islington Terrace 416-645-8862 • from $250,000 23F Bloor Vista at Islington Terrace 416-645-8862 • from $250,000 23F Hunt Club Terrace 416-698-3020 • 2H Cloud 9 Condominiums 416-747-0199 • from $240,000 22B Cloud 9 Condominiums 416-747-0199 • from $240,000 22B Guildwood 416-266-3655 • from $200,000 8F Sail Condominiums sailcondos.ca • 2C Residences at The Hunt Club 416-699-1711 • from $300,000 2G Upper Beach Club upperbeachclub.com • from $390,000 2G Upper Beach Club upperbeachclub.com • from $390,000 2G Key West Condominium keywesttorontocondo.com from $320,000 25H Lago 647-347-5930 • from $744,000 25C Royal York Urban Towns 416-901-0206 • from $220,000 24H Dwell City Towns 416-259-2525 • from $390,000 20F Humber Mews 416-259-2525 • from $550,000 20H Harmony Village 416-493-0123 • 2C Eleven Superior 416-259-8882 • from $311,000 24H Joy Condos joycondos.com • from $220,000 4C Trinity Ravine Towers 647-876-5433 • from $200,000 7D Terrace on Danforth 416-987-7575 • from $278,000 2G The Step 416-798-7070 • from $145,000 23B Triumph at Valhalla 416-233-5554 • from $250,000 21F Waterscapes 416-495-3544 • from $414,000 26H Waterscapes 416-495-3544 • from $400,000 26H West Village 416-620-1887 • from $386,000 20F Vivid Condos 416-239-8200 • from $391,000 23F Connexion at Islington northstarhomesinc.com • from $300,000 23F Avani At Metrogate 416-293-5535 • from $309,000 4C Avani 2 At Metrogate 416-293-5535 • from $250,000 4C Jade Condominiums 416-762-8818 • from $305,000 25G Haven On The Bluffs 416-2611-9555 • from $292,000 3E Me Condos 416-430-0003 • from $250,000 8D The Kennedys Condominiums KennedyCondos.com • from $220,000 4C Spice Urban Towns 416-932-3443 • from $390,000 2G

*TH: Townhomes, Attention Builders - Want to add your community to our maps?

Highlighted listings are advertised in this issue of Condo C: Condo Guide. Please refer to page number for complete information. Need to update existing information? Please fax the details to (416) 789-9554

092 - Condo_Maps&List.indd 4

95

2016-10-18 4:31 PM

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waterfrontmaps: TORONTO

* Due to scale restrictions, locators are approximate. Please see builder’s ads for exact locations.

96

#

Builder

1

MENKES DEVELOPMENTS INC.

Harbour Plaza

416-591-7700 •

4

TRIDEL CORPORATION

Aquabella Bayside Toronto

tridel.com • from $1200,000

2

Concord Adex

The Lakefront

thelakefront.ca

3

MATTAMY HOMES

Vita On The Lake

mattamyhomes.com •

4

TRIDEL CORPORATION

Aqualina at Bayside Toronto

416-514-2710

• from $336,000 16E

4

TRIDEL CORPORATION

AquaVista at Bayside Toronto

416-514-2710

• from $814,000 16E

5

THE DANIELS CORPORATION

Exchange Condos

exchangecondos.ca

•

12F

10 GREAT GULF

Twenty Lombard

416-499-8883

• from $543,000

16K

15 THE DANIELS CORPORATION

Lighthouse East Tower Condominium Residences

416-221-3939

• from $350,000

16F

58 GREAT GULF

Monde

416-466-8885 •

• from $340,000

17E

60 CANALFA GROUP

Liberty Central by the Lake Two

416-537-0047

• from $320,000

11F

*TH: Townhomes, C: Condo

Site

Highlighted listings are advertised in this issue of Condo Guide.

Please refer to page number for complete information.

096-097 - Waterfront Maps & List.indd 98

Telephone TH* C* Price Range

from $350,000

Page

Insert

Finder

14F

IFC 16E

•

from $290,000

12F

2F

Attention Builders - Want to add your community to our maps?

Need to update existing information? Please fax the details to 416-789-9554

2016-10-18 4:35 PM

Rathburn Rd

Fi

an

Dr al W Rd

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in

18

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27

Etobicoke Waterfront

* Due to scale restrictions, locators are approximate. Please see builder’s ads for exact locations.

69

ac

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Rd

3

Lakeshore Blvd E

Mississauga Waterfront Orillia

ke

R

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93

6

11

27

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28 5

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12 11

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STANTONShelburne RENAISSANCE 10

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400

Cannington

48

East Gwillimbury Further North Waterfront 400

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Telephone TH* C* Price Range

Bradford Tecumseth and Tottenham On The Go Mimico 9

LindsayWhitby 7 Waterfront

Alliston,

Adjala 9

DAVIES SMITH

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647-692-8417 • 48

Lake

og

Scug

Page

Scugog

Manvers Finder

from $200,000 23C

King

Newcastle

Schomberg Eleven Superior

416-259-8882 •

from $310,900 23C Whitby

Oshawa

401

5

DAVIES SMITH

Hearthstone by the Bay

416-259-4466 • 24C

6

SCOLLARD DEVELOPMENT CORP.

Boathaus

boathaus.ca • from $197,900 22I

11 MATTAMY HOMES

Waterscapes

416-495-3544 • from $413,990 13B

18 MATTAMY HOMES

Riva Del Lago

647-347-5930

28 EMPIRE COMMUNITIES

Eau Du Soleil - Waterfront Condominiums

416-503-3328 • from $500,000

*TH: Townhomes, C: Condo

Highlighted listings are advertised in this issue of Condo Guide.

Please refer to page number for complete information.

096-097 - Waterfront Maps & List.indd 99

• from $806,000 24C

25B

Attention Builders - Want to add your community to our maps?

Need to update existing information? Please fax the details to 416-789-9554

waterfrontmaps: GTA

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* Due to scale restrictions, locators are approximate. Please see builder’s ads for exact locations.

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905 regionalmaps: Burlington, Brampton, Mississauga, Oakville, Further West, Further North

Sid

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

Manvers

Scugog 48

Newcastle

2016-10-18 4:32 PM

Builder

Site

5

URBAN CAPITAL

M City

Telephone TH* C*

Price Range

Page

Finder

mcitycondos.com • from $199,000

31

20L

11 ADI DEVELOPMENT GROUP

The West Condominiums at Stationwest adidevelopments.com • from $190,000

87

5N

11 CONCORD ADEX

Seasons Condominiums

concordseasons.ca • 18-19

5N

17 PEMBERTON GROUP

Downtown Erin Mills Condominiums Tower 2 905-603-6300 • from $320,000

34 PINNACLE INTERNATIONAL

Pinnacle Uptown

905-568-9000 • from $250,000

5

19K

47 THE DANIELS CORPORATION

ARC Daniels Erin Mills

905-306-6996 • from $300,000

13

17M

Insert 18M

905 regionalmaps: Burlington, Brampton, Mississauga, Oakville, Further West, Further North

#

1

VANDYK GROUP OF COMPANIES

The Craftsman

craftsmancondos.com from $310,000 21N

2

THE DANIELS CORPORATION

Olivia Marie Gardens

905-874-8880

3

CASTLERIDGE HOMES

The Clairington

905-793-0002 • from $230,000 16E

3

PINNACLE INTERNATIONAL

The Marquee Townhomes on the Park 905-568-9000 • from $720,000 20K

4

CONSERVATORY GROUP

Mirage

905-232-2400 • from $260,000 20K

5

AMACON

Block Nine

905-273-9333 • from $200,000 20L

6

MATTAMY HOMES

The Residences of Creekshore Common

7

SYMMETRY DEVELOPMENTS

Lake & East Condominium Residences lakeandeast.com • from $350,000 16S

9

EMPIRE COMMUNITIES

Senses Condominiums

905-845-7246 • from $195,000 17Q

10 AMACON

The Residences at Parkside Village

905-273-9333 • 21K

11 ADI DEVELOPMENT GROUP

Station West

12 SPALLACCI HOMES

101 Locke Condos

13 GREAT GULF

The Chelsea

14 PEMBERTON GROUP

Rosedale Village Golf & Country Club 905-799-5000

15 ADI DEVELOPMENT GROUP

Link2 Condos+Lofts

905-592-2028 • from $225,000 5M

16 VANDYK GROUP OF COMPANIES

Windows on the Green

905-822-3333 from $410,000 19N

17 PEMBERTON GROUP

Downtown Erin Mills Condominiums 905-630-6300 • from $320,000 18M

19 METROLY DEVELOPMENTS

The 6ixth

20 CARRIAGE GATE HOMES

The Berkeley Downtown Burlington theberkeleycondo.com • from $340,000 5M

21 VALERY HOMES

Royal Connaught Phase II

royalconnaught.com • from $300,000 5N

21 SPALLACCI HOMES

Royal Connaught Phase II

royalconnaught.com • from $300,000 5N

30 PINNACLE INTERNATIONAL

Pinnacle Grand Park 2

905-276-3981 • from $266,000 20L

30 PINNACLE INTERNATIONAL

Pinnacle Grand Park

905-276-3981 • from $300,000 20L

45 EMPIRE COMMUNITIES

Rain Condominiums

empirerainsenses.com • from $350,000 17Q

mattamyhomes.com

• from $200,000 14K

• from $406,000 14R

adidevelopments.com • from $200,000 5N 101lockecondos.com

• 5N

905-844-1605 • from $220,000 16P •

• from $204,000 13F

the6ixthtowns.com • from $300,000 16P

SEARCH ONLINE ypnexthome.ca *TH: Townhomes, Attention Builders - Want to add your community to our maps?

Highlighted listings are advertised in this issue of Condo C: Condo Guide. Please refer to page number for complete information. Need to update existing information? Please fax the details to (416) 789-9554

092 - Condo_Maps&List.indd 6

99

2016-10-18 4:32 PM

WhitechurchStouffville

A

East

Mt Albert Rd

13 LIBERTY DEVELOPMENT CORP.

Legacy Park

5

7 407

11 Concess ion R

Hampton Place

10 Concess ion R

Site

9 Line

Builder ROYAL PINE HOMES

Hwy. 48 le Dr

Steeles Ave E

Town of Markham

Raymervil

Rd

e

# 2

34

Bullock Dr Hwy 7

Aldergrove Dr

n

de

Al

14 Ave

* Due to scale restrictions, locators are approximate. Please see builder’s ads for exact locations.

Steeles Ave W

3 407

404

Major Mackenzie Main St S

8

7 17

404 St

Kennedy Rd

John

45

16 Ave Carlton Rd

Ave

e

Clark Ave W

Woodbin e

32

18 Ave

Warden Av e

Leslie St

13

16th Ave.

Thornhill Henderson Av

Centre St

31 Yonge St

1

407

Elgin Mills Rd

Cachet Pkwy

4

rn Ave

43 10

Strathea

Richmond Hill Denham Dr

e Av

44

7

19 Ave

404

Major MacKenzie

Weldrick Rd W

7 Langstaff Rd 46

Elgin Mills Rd Neal Dr

St

Maple

Regent St Mill St

St

St

Bathurst

Dufferin

n to

400

19th Ave.

Gamble Rd

Rutherford Rd

ng Isli t nce S Clare Kipling Av

50

407

401

McCowan Rd

Millard St

n

7

G

16

401

Yorkland

Hwy. 27

Yonge St

48

2 15

Rd

Huntingto

9

E

11 40

To wn of O sh awa

401

19 Ave

41

Bayview Ave

ession Rd

Stouffville Rd

Major Mackenzie

F

City of Pickerin g

Key Maps

To wn of W hitby

Bethesda Sideroad McCowan

Teston Rd

6

To wn of Ajax

21 22 23 24 25 26

Jefferson Sideroad

y Cr

D

Nashville Rd

King Rd

Bloomington Rd

Keele St

Pine Valle

k Rd

Kirby Rd

404

400

Jane St

Weston Rd

C

Vandorf Sideroad Kennedy Rd

Woodbin e Ave

King-Vaughan Rd

McCowan Rd

Aurora Rd

Warden Ave

B

Leslie St

9 Conc

Vivian Rd

St John's Sideroad

Langstaff Rd

100

47

Bloomington Sideroad

Cold Cree

12 Line Rd

905regionalmaps: Maple, Thornhill, Richmond Hill, Vaughan, Markham, Stouffville, Ajax, Whitby, Oshawa

1 2 3 4 5 6 7 8 Town9 of 10 11 12 13 14 15 16 17 18 19 20

Markham

Denison St

Telephone TH* C* Price Range

Page

Finder

royalpinecondos.com • from $390,000

85

9C

905-731-8302 • from $300,000

28&29

10G 10C

15 GERANIUM HOMES

Pace on Main

905-591-1071 • from $370,000

83

31 PEMBERTON GROUP

Sky City 2

905-709-5700 • from $350,000

9

12F

32 LIBERTY DEVELOPMENT CORP.

Royal Gardens

905-889-9997 • from $303,000

29

15F

46 PLAZA

The Met

pureplaza.com • from $660,000

36

6F

47 TREASURE HILL HOMES

Shift

63

16A

treasurehill.com

•

1

LIBERTY DEVELOPMENT CORP.

Cosmos III Condominiums

2

GERANIUM HOMES

Vista Flats and Towns at Cardinal Point geraniumhomes.com • from $390,000 9C

cosmoscondos.ca • from $250,000 6G

3

TRIBUTE COMMUNITIES

Varley

905-604-1477 • from $550,000 19F

4

TRIDEL CORPORATION

Renaissance of Richmond Hill

416-736-9500 • from $795,000 14E

5

LINDVEST

Grand Cornell Brownstones in Markham 905-294-6161 from $340,000 23F

6

ARMOUR HEIGHTS DEVELOPMENTS

The Sorrento

8

WYVIEW GROUP

Unionville gardens

9

PEMBERTON GROUP

Indigo Condiminiums

289-637-1777 • from $400,000 13B unionvillegardens.com • from $200,000 18F 905-553-1430 • from $320,000 9E

10 GREAT LANDS CORP.

The Beverly Hills Resort Residences 905-882-6636

• from $277,000 12E

11 DUKA DEVELOPMENTS

Oggi Boutique Townhomes

16 PODIUM DEVELOPMENTS

University Studios

17 REMINGTON GROUP

York Condos Downtown Markham

31 PEMBERTON GROUP

Sky City

905-709-5700 • from $300,000 12F

32 45 CHARLES LTD.

Royal Gardens

905-889-9997 • from $303,000 15F

32 SIGNATURE COMMUNITIES

TAO Boutique Condos

905-597-2535 • from $364,000 15F

34 SIERRA HOMES

68 Main Street

905-305-0822 • from $250,000 21E

40 NOVA TRIMAX

Allegra

905-850-6866 • from $200,000 1F

41 QUADCAM DEVELOPMENT GROUP INC

Vista Parc Condominiums

905-850-8883 • from $200,000 3F

oggitowns.com • from $320,000 1G universitystudios.ca • from $150,000 25 B 905-948-9900 • from $650,000 1&F

43 G GROUP DEVELOPMENT/GUIZZETTI CORPORATION

Grand Palace

905-907-4370 • from $250,000 12E

43 G GROUP DEVELOPMENT/GUIZZETTI CORPORATION

Grand Palace Phase I

905-907-4370 • 12E

43 G GROUP DEVELOPMENT/GUIZZETTI CORPORATION

Grand Palace Phase II

905-907-4370 • from $250,000 12E

44 LIBERTY DEVELOPMENT CORP.

Centro Square Condos

905-851-8887 • from $333,000 5F

45 KYLEMORE COMMUNITIES

The 6th Angus Glen

905-887-9950 • from $625,000 19E

*TH: Townhomes, Attention Builders - Want to add your community to our maps?

Highlighted listings are advertised in this issue of Condo C: Condo Guide. Please refer to page number for complete information. Need to update existing information? Please fax the details to (416) 789-9554

092 - Condo_Maps&List.indd 7

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Daniels Corporation has been featured as “Model Suite of the Month” as seen in the New Condo Guide model suite calendar

Model Suite Photo Compliments of The Daniels Corporation

www.danielshomes.ca

Two-bedroom model suite at Lighthouse Tower within Daniels Waterfront – City of the Arts community. Decorated by Cecconi Simone Interior Design.

OCTOBER 2016

INDEX OF ADVERTISERS ADI Development Group - The West Condominiums at Stationwest 87

Liberty Development Corp. - World on Yonge

29

Alterra - 159SW

49

Luxury Living Magazine - Promo

64

Aragon Properties - Eighty One Wellesley

61

Madison Homes - Zigg Condos

45

Aspen Ridge Homes - Scenic on Eglinton

39

Marlin Spring - Canvas Condominium

71

Aspen Ridge Homes - Studio on Richmond

39

Mattamy Homes - J Davis House

BC

Aspen Ridge Homes - The Jack

39

Menkes Developments Inc. - 365 Church

Insert

Menkes Developments Inc. - 87 Peter

Insert

Menkes Developments Inc. - Corporate

Insert

Menkes Developments Inc. - Fabrik

Insert

Menkes Developments Inc. - Harbour Plaza

Insert

Menkes Developments Inc. - The Eglinton Yonge at Heart

Insert

Bazis Inc. - No1 Yorkville Biddington Homes - J Davis House

3 BC

Camrost - Felcorp - The Foxbar Collection at Blue Diamond 1 & Insert Carttera - One Eleven Condominiums & Lofts

65

Concert Properties - The KIP District

47

Concord Adex - Seasons Condominiums

18-19

Cresford Development Corp. - CASA II

IBC

Cresford Development Corp. - CASA III

IBC

Cresford Development Corp. - Corporate

104

Cresford Development Corp. - Halo Residences on Yonge

IBC

Cresford Development Corp. - The Clover on Yonge

IBC

Cresford Development Corp. - VOX

IBC

Mod Developments Inc. - Waterworks

35

National Women’s Show - November 4 - 6

44

Pemberton Group - Corporate

Insert

Pemberton Group - Downtown Erin Mills Condominiums Tower 2 Insert

ELAD Canada - Fifth on the Park

33

ELAD Canada - The Colours of Emerald City

33

ELAD Canada - The Park Club Emerald City

33

Empire Communities - Corporate

6-7

Fieldgate Homes - Zigg Condos

45

Fieldgate Urban - Heartwood the Beach

57

Geranium Homes - Pace on Main

83

Great Gulf - Home Power + Adelaide

23

Harhay Developments - One Eleven Condominiums & Lofts

65

Home + Style Studio Tour and Sale - Focal Point

82

Lalu Canada - Evo Condos + Towns

Pemberton Group - Sky City 2

9

Pemberton Group - TEN93 Queen West

8

Pinnacle International - Pinnacle Uptown

5

Plaza - Corporate

37

Plaza - The Met

36

Rockport Group - George Condos+Towns

67

Royal Pine Homes - Hampton Place

85

Silvercreek Communities - The Residences of the Hotel McGibbon 79 The Daniels Corporation - ARC Daniels Erin Mills The Daniels Corporation - Model Suite Of The Month

13 101

The Daniels Corporation - The Wyatt Condominium Suites

15

Treasure Hill Homes - Shift

63

55

Treasure Hill Homes - Time

63

Lanterra Developments - Rodeo Drive 2 Condominiums

59

Tribute Communities - Stanley

73

Lash Development Corp. - Distinction Condos

69

Tridel Corporation - Aquabella Bayside Toronto

Lash Group of Companies - Me Condos 2

50-51

Liberty Development Corp. - Legacy Park

28 & 29

IFC

Urban Capital - Harris Square

43

Urban Capital - M City

31

Liberty Development Corp. - Royal Gardens

29

VANDYK Group of Companies - Backyard Neighbourhood Condos 75

Liberty Development Corp. - The Village Residences

27

What’s Online - Promo

103

102 YPNEXTHOME.CA

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2016-10-18 4:32 PM

What’s Online

Trending now The latest real estate news from across Canada

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The world’s most haunted apartment buildings

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Visit our website: OCT 22 - NOV 5, 2016 | NEW CONDO GUIDE 103

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