GTA New Condo Guide, Jul 05, 2014

[ 4-WEEK ISSUE ]

Jul 5 - Aug 2, 2014 Volume 18 Issue 14

THE FINAL CHAPTER OF AN EPIC STORY LegacyParkCondos.com

INSIDE THIS ISSUE

CONDO BUILDERS REACH FOR NEW HEIGHTS

HOT TOPIC: HOW TO FIND THE BEST BUILDER

COTTAGE- CHIC CONDO DÉCOR

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editor’s note

best builder in the bunch

Susan Legge

Editor-in-chief

Wall2Wall Media Susan.Legge@wall2wallmedia.com Follow me on Twitter at Twitter.com/SusanLegge Like us on Facebook Search: Condo Guide

You’ve agreed that a new condo is the way to go and you’re making headway, but you still have another big decision to make – choosing your home builder. It pays to check the reputation of the builder/developer before you sign on the dotted line.

Start by finding out how long the company has been in business. Ask a sales representative or visit the company’s website.

Next, find out if previous purchasers are happy with their homes. Drive around an existing community built by the company and talk to anyone you run into during your tour.

Naturally, you should spend some time visiting several different sales offices and model suites. Get a feel for each company and the staff employed there. Ask a lot of questions and expect to be treated with consideration and respect. No question is too “dumb.”

Think twice about any development where the salespeople push you to make a decision you’re not ready for, or where they are not happy to provide you with the information you request. There are many other builders and salespeople out there who pride themselves on putting the customer first.

When you do find the right home and the right home builder, making that big decision will be a whole lot easier and more enjoyable.

Small, sweet and smart!

Lydia McNutt

Editor

Wall2Wall Media Lydia.McNutt@wall2wallmedia.com Follow me on Twitter at Twitter.com/LydiasTweets

If you’re condo hunting in the big city, you’ve probably come across some small but sweet spaces you’d love to call “home.” While the micro condo trend is nothing new to cities like Hong Kong and New York, it’s finally catching on a little closer to home with new compact suite designs that are making big waves in terms of style, and lifestyle. The more of these mini dwellings you tour, the more you’ll realize that it’s not always the size that matters, it’s how you use it.

Modern home builders incorporate efficient layouts that make the most of every inch. Built-in shelving and storage systems, clever kitchens and open floor plans deliver fashion and function. Add to this modern innovations like dual- and even triple-purpose furnishings, and your 500sq.-ft. suite all of a sudden offers room to spare. Interior designer and New Condo Guide’s design editor Yanic Simard offers some tips: ›› Think vertical. A 12-by-12-ft. room gives you only 144 sq. ft. of floor space. But consider an eight-ft. ceiling and four walls, and you now have approximately 384 sq. ft. of vertical space. ›› Use light colours. Bright walls will bounce light around the room, creating the illusion of more space. ›› Reflect. Add a large mirror to visually double the size of the space!

With some thought and creativity, you really can live large in your small home!

002 new Condo Guide jul 5 - aug 2, 2014

THIS RARE OPPORTUNITY IS ABOUT TO BECOME HISTORY.

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JUL 5 - AUG 2, 2014 NEW CONDO GUIDE 003

new condo guide

contributors

President, Wall2Wall Media

Jacqueline Hill Editor-in-Chief / Director of Content

Susan Legge Director of Sales, National

Josh Heppner Associate Publisher SWO New Homes & Lifestyle Communities

Susan Maxwell Art Director

Sarah Jang Editor

Lydia McNutt Contributing Editors

BILD Report

Legally Speaking

Designer Advice

Bryan Tuckey

Jayson Schwarz

Yanic Simard

Bryan Tuckey is president and CEO of the Building Industry and Land Development Association (BILD) and can be found on Twitter (twitter.com/bildgta), Facebook (facebook.com/ bildgta), Youtube (youtube.com/bildgta) and BILD’s official blog (bildblogs.ca).

Jayson Schwarz LL.M is a Toronto real estate lawyer and partner in the law firm Schwarz Law LLP. Visit the website at schwarzlaw.ca or email info@schwarzlaw.ca.

Yanic Simard is New Condo Guide’s design editor and the principal designer of the Toronto Interior Design Group, specializing in residential and commercial projects. Simard has created designs for clients in Toronto, Montreal and Miami, and appears as a regular guest expert on Citytv’s CityLine.

Visit tidg.ca

Sara Duck Wayne Karl Elisa Krovblit Design Editor

Yanic Simard

Sales Manager

Conni Robinson Senior Account Executive

Dionne Fraser dionne.fraser@wall2wallmedia.com Senior Account Executive

Nina Downs nina.downs@wall2wallmedia.com

Sales & Marketing Co-Ordinator

Terry Bassett Administrative Assistant

Antoinette Jackson Production Manager

Bala Gnanapandithan Production Co-Ordinator

Sandra Hanak-Vujnovic

Barbara Lawlor

Condo pro

David Hirsh

Industry Insider

Tarion Report

Barbara Lawlor is president of Baker Real Estate Inc., and an in-demand columnist and speaker. A member of the Baker team since 1993, Barbara oversees the marketing and sale of condominium developments in the GTA and overseas.

David Hirsh is president and CEO of Brandy Lane Corp. David prides himself on his creative hands-on approach to all stages of the development and building process. The company’s newest communities are Wyldewood Cove in Collingwood, and coming soon, The Davies, at Avenue Road and Cottingham.

Visit BrandyLaneHomes.com.

Howard Bogach is president and CEO of Tarion Warranty Corp. For more information about how Tarion helps new-home buyers, visit tarion.com or find them on Facebook at facebook.com/ TarionWarrantyCorp.

Howard Bogach

Graphic Designers

Caroline Wassef, Mihail Terentiev, Sandra Hanak-Vujnovic

Published By

#500-401 The West Mall Etobicoke, On M9c 5j5 T 416.626.4200 F 416.784.5867

Call 416.626.4200 for ­advertising rates and information.

Circulation Free distribution in select high-traffic street boxes, stores, banks, financial institutions and select condominium sales offices.

Copyright 2014 All rights reserved by Wall2Wall Media.

Reproduction in any form is prohibited. Contents of this publication are covered by copyright and offenders will be prosecuted under the law.

Terms Advertisers, editorial content and new condo guide are not responsible for typographical errors, mistakes or ­misprints. All prices are correct as of press time and are subject to change without notice. E. & O. E. Editorial submissions from interested parties will be considered. Email to susan.legge@wall2wallmedia.com.

The views and data expressed by columnists do not necessarily represent those of the publication.

Advertising

Fundamentally Speaking

Investor Advice

money matters

Wayne Karl is an award-winning writer and editor with experience in real estate and business. In Fundamentally Speaking, Wayne explores the basics of buying property. Email Wayne at wayne.karl@wall2wallmedia.com or follow him on Twitter at @WayneKarl

Andrew la Fleur is an award-winning realtor with Re/Max. Andrew’s expertise is in helping investors make money in the Toronto condo market. Visit TrueCondos.com/ NewCondoGuide for a free gift.

Contact Andrew at 416.371.2333 or andrew@truecondos.com

Gail Vaz-Oxlade is the host of Til Debt Do Us Part, author of Debt Free Forever and blogs daily at gailvazoxlade.com.

Follow Gail on Twitter at twitter.com/GailVazOxlade

Wayne Karl

Andrew la Fleur

004 new Condo Guide jul 5 - aug 2, 2014

Gail Vaz-Oxlade

Please recycle this magazine! Wall2Wall Media participates in the Partners in Growth Reforestation Program through St. Joseph Communications. To date, Partners in Growth has planted over 2.5 million trees in parks, recreation and conservation areas, and other public spaces across Canada.

Established in 1990, this program was started with Scouts Canada to help replenish the environment.

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bild report

// By bryan tuckey

Condo builders reaching for new heights

Bryan Tuckey is president and CEO of the Building Industry and Land Development Association (BILD) and can be found on Twitter (twitter.com/bildgta), Facebook (facebook.com/bildgta), Youtube (youtube.com/bildgta) and BILD’s official blog (bildblogs.ca).

T

oday’s condo builders and developers have sky-high standards to meet, and many exceed them.

There’s still no shortage of demand for new condos: about 60 per cent of all new homes sold in the GTA in the last five years were condos. New Canadians and first-time buyers are among those moving to the GTA and often look for a condo because it is more affordable than a detached home.

Our industry has built and continues to build well-planned, well-designed, complete communities that people can afford to purchase.

The GTA’s leading condos are built with the latest in energyefficiency technology, including: ventilation and air handling systems that recover energy from stale air before it is exhausted from the building; green roofs; solar-powered

010 new Condo Guide jul 5 - aug 2, 2014

fibre-optic lighting systems; Energy Star appliances and compact fluorescent lighting; double-glazed, gas-filled, air-tight windows; and individual meters for electricity to ensure that residents only pay for what they use.

When it comes to safety and quality on the job site, each condo is inspected by a host of professionals, said Michael Steele, director of technical standards at RESCON, a safety association for home builders. They include design professionals (architects, mechanical engineers, electrical engineers and structural engineers), municipal inspectors, fire departments and Tarion, the Ontario new home warranty program.

According to Steele, we have the most regulated environment for constructing highrise residential buildings in Canada.

The City of Toronto requires all condo builders and developers to build according to the Toronto Green Standard (TGS). Most of them build at Tier 1 of the TGS, about 15 per cent above the requirements of the Ontario Building Code (OBC), while others over-achieve by building at Tier 2, about 25 per cent above the OBC. Architect Enzo Corazza, a principal with Graziani + Corazza, said the TGS is demanding on builders and developers, but it’s an achievable standard that sets a good example for other municipalities.

New Canadians and first-time buyers are among those moving to the GTA and often look for a condo because it is more affordable than a detached home Corazza added that Toronto’s design review panel has enhanced the quality of design excellence, for condos and complete communities, throughout the GTA. This panel is comprised of architects, urban designers and engineers who advise City staff on how to preserve uniqueness of place, ensuring new development is compatible with its surroundings, and accounting for safety for private and public projects.

And while today’s condo builders and developers are striving for excellence, one key industry player sees a need to take building standards to another level.

EnerQuality is a company that designs voluntary Green building programs for the residential construction industry. This year, EnerQuality is launching a condominium standard certification called Level to transform the market, improve building performance and raise sustainability benchmarks across the province. Given a condo’s long development time lines, EnerQuality’s Kirk Johnson said it will take 10 years before it will have the market penetration that the company enjoys for lowrise homes. The company has certified about 25 per cent of Ontario’s new lowrise homes in the last two years through the Energy Star for New Homes program, which they introduced to Ontario in 2006.

Yet another example of how our industry strives for excellence.

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JUL 5 - AUG 2, 2014 NEW CONDO GUIDE 011

table of contents

July 5 – August 2, 2014 volume 18 issue 14

20

THORNHILL CITY CENTRE Grand opening of its newest and final phase – Legacy Park

56

columns, news & features 002 Editor’s note Columnists

026 Condo Pro It’s a family affair

by barbara Lawlor

010 bild report Condo builders reaching for new heights

028 Taxing Issues Capital expenditures and deductible expenses

014 Tarion Report Managing your new home warranty

032 Fundamentally speaking Mortgage 101: Learning as much as you can is time well spent

by bryan tuckey

by Howard Bogach

016 Home Sweet Home Do-it-yourself, or go with a pro?

by Lydia McNutt

by Henry Choo Chong

by Wayne Karl

034 legally speaking Rental applications: When can landlords retain deposits? by jayson Schwarz

038 Investor Advice Top 10 new condos to get in on

066 Money Matters 12 steps to financial organization

042 Industry Insider The ABCs of the new home business

078 Designer Advice Cottage-inspired decor

by Andrew la Fleur

by David Hirsh

052 Quick Tips Go vertical or go home: Use the wall to store it all

by Hellen Buttigieg

064 Make Your Move Make moving kid-friendly

by Chuck Resnick

by Gail Vaz-Oxlade

by Yanic Simard

094 Condo Living Owners, developers and property managers

by Shlomo Sharon

In The News

018 Market update Sales of new homes remain stable in the GTA

106

condo profiles

106

The Daniels Corporation

114

FirstHome Aurora Affordable new home value in Aurora

114

Empire Communities

The HUB & Rain Investment ownership program gives homebuyers the chance to earn

048 Home insurance What consumers need to know about insurance 076 Lakeside Lodge A chance to own a piece of Deerhurst’s past, present and future 086 Streetcar Dev. Open-concept loft living at The Carnaby Collection 088 Lash Dev. Four ways to save at Cloud9 092 Lemine & Devron Successful Toronto condominium sells out ‘overnight’

108 Empire & Pace Celebrate summer with a special promotion at The Mark Homebuyers’ Help

030 Marketplace Nautical versus tropical

by Sara Duck

056 Style File Mixing it up

by blima ehrentreu

060 Purchasing points Downsize your home, upsize your life!

by Anthony Jong

068 Finances Are you financially ready to buy a home?

072 Homebuyers’ Help Buying a home? It’s not just about location anymore

by Wayne Karl

082 Hot Dates What’s happening in and around the GTA 084 condo watch 416 Previews, new releases and grand openings in the 416

090 Hot Topic How to find the best builder

by Lydia McNutt

102 condo watch 905 Previews, new releases and grand openings in the 905 112 Condo Hunter’s Checklist 121 Condo Buyers’ Resource Section 126 advertiser Index

tarion report

Managing your

Howard Bogach is president and CEO of Tarion Warranty Corp. For more information about how Tarion helps new-home buyers, visit tarion.com or find them on Facebook at facebook.com/ TarionWarrantyCorp.

T

arion has continued to evolve over the past few years to help us better serve the hundreds of thousands of homeowners who have purchased new homes across Ontario.

Owning a home comes with a great deal of responsibility, and keeping track of all the tasks involved can be complicated. This is why we are always striving to make managing your home’s warranty more convenient. Tarion is constantly updating our online service, called MyHome, which is designed to help homeowners stay on track when it comes to their warranty coverage.

Just about all new houses and condominiums in Ontario come with a mandatory warranty that begins when you sign a purchase agreement, and lasts seven years from the date of first possession. This means that if you are a new homeowner, you have warranty protection, guaranteed by Tarion Warranty Corp.

MyHome is the simplest way to manage your warranty. As soon as you take possession of your home, you can 014 new Condo Guide jul 5 - aug 2, 2014

// by howard bogach

new home warranty register. The service allows homeowners to securely submit 30-Day, Year-End and Second-Year Forms. You can also view any submitted forms and official correspondence. Tarion will send you automatic email alerts so you don’t miss any important deadlines. This is crucial, because timing is essential when submitting warranty forms. Missing a deadline may delay – or even jeopardize – a claim.

This is not a new service – it has been in place since 2009. However, Tarion recently implemented a number of enhancements to MyHome. These include the ability to upload supporting documents to an account, such as photos, receipts and agreements, and a feature allowing homeowners to schedule a conciliation inspection online. Tarion’s Accessibility for Ontarians with Disabilities Form is now available on MyHome for homeowners to complete and submit electronically.

A live-chat customer support function was also added to help homeowners navigate MyHome as they use the site.

Over the years, we’ve seen a steady increase in homeowners using our electronic services to manage their warranty. Recent numbers tell us more and more homeowners are choosing MyHome, with the number of users jumping from 50,000 in 2012 to 73,731 in 2013. In total, 61 per cent of all warranty forms received last year were through MyHome.

MyHome isn’t the only way Tarion has been improving and updating its services. In the past few years, we have been moving from a primarily paper-based organization to a more electronic-based one to effectively serve the needs of all our stakeholders. We have launched multiple social media channels as a way to engage new-home buyers. Our Facebook page offers valuable updates, educational materials about the warranty process, and industry-related information that is relevant to new-home buyers. Tarion’s YouTube channel includes online videos to help new homeowners navigate the warranty process. We even offer the Homeowner Information Package electronically, which helps ensure homeowners are always accessing the most recent version of this document.

So, if you’ve purchased a new home, sign up for MyHome to make managing your warranty easier. New home purchasers can register for MyHome by visiting tarion.com and following the MyHome link on the homepage. You will need to provide your home’s enrolment number and original date of possession (which is the warranty start date). This information is on the Certificate of Completion and Possession (CCP), provided by the builder.

If you have purchased a new home and your builder has not informed you about the mandatory new home warranty that you are entitled to, contact Tarion as soon as possible. You may be dealing with an unregistered builder, which is illegal in Ontario.

As always, if you have a question or would like more information about Tarion, visit tarion.com or find us at facebook.com/TarionWarrantyCorp. Finally, if you have some suggestions on how to improve our services, contact us through one of our various channels. Tarion welcomes your comments on how we can continue to improve our services.

GO NORTH and discover how Daniels is making it easier than ever to live the High Park lifestyle!

INCREDIBLE CASH INCENTIVES*

WHERE MODERN URBAN MEETS MOTHER NATURE

FREE PARKING AND LOCKER* LIVE FREE WITH NO INTERIM

Sophisticated Suite Finishes • Dog Spa OCCUPANCY FEES* Unique Resident Bike Program • Gardening Plots Indoor/Outdoor Fitness Studio • Climbing Wall ONE YEAR FREE MAINTENANCE* Party Room with Outdoor Terrace and View of High Park and Beyond • Quick and Easy Access SUITES FROM THE to Two Subway Stations and Much More

$300,000s

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Visit our Presentation Centre: 2150 Bloor Street West Hours: Mon, Tues & Thurs: 12-6pm Wed: 12-8pm Sat, Sun & Holidays: 12-5pm Friday: closed

Nestled within one of Toronto’s most desirable neighbourhoods, steps to 399 acres of nature in High Park and the boutique shops and restaurants in Bloor West Village. HighPark Condominiums is one of the most successful selling communities in the GTA.

DON’T WAIT ANSWER THE CALL OF THE NORTH 416.351.1844 danielshighpark.com

GO NORTH and become part of the success.

*GO NORTH program is only available on north facing suites. No interim occupancy fees up to a maximum of 6 months. Parking and locker incentive only available on suites over 535 sq. ft. Limited time offer. Conditions apply. See sales representative for full details. Exclusive Listing: CityLife Realty Ltd, Brokerage. Brokers Protected. Prices, specifications and programs are subject to change without notice. Illustrations are artist concept. E. & O.E JUL 5 - AUG 2, 2014 NEW CONDO GUIDE 015

home sweet home

// by Lydia McNutt

Do-It-Yourself, or go with a pro?

Lydia McNutt is an award-winning writer and editor of New Condo Guide.

Lydia’s love of architecture, interior design and the written word have landed her happily at home at Wall2Wall Media, where real estate rules. Email Lydia.McNutt@wall2wallmedia.com, and follow her on Twitter @LydiasTweets

R

ight on track with what is the busiest moving day across Canada, my own family is packing up and moving out. Over the past couple of months, my columns have documented my experiences in the home selling and buying process, and now I find myself at the peak of all the excitement.

I’ll admit that I haven’t changed homes very many times in my life. I can count my moves on one hand. And after going through the process of packing, clearing and cleaning a whole house worth of stuff – or “junk,” as my husband affectionately calls it – I can honestly say that moving officially tops my “most-hated things to do” list. The fact that my husband and I opted for a do-ityourself move doesn’t help matters.

016 new Condo Guide jul 5 - aug 2, 2014

What also complicates things is the fact that my sale and purchase close on the same day. So, between running to my lawyer’s office, renting vans – yes, plural – packing up the last of our “junk,” moving out and moving in, it’ll be a hectic day to say the least. I must say, my husband and I are on track with it all, but I can certainly see why many choose to go with a pro rather than taking the DIY route.

Sure, doing it yourself gives you some control – of your stuff, your timing, and your costs. Unless you’ve made errors in judgement, in which case, all that goes out the window.

You’ve “eyeballed” your house and its contents, and you’ve chosen a truck that “should be big enough.” But half-way through loading it, you realize you’ve only packed a quarter of your stuff and now your options are to rent a second truck, run about 20 loads of boxes to Mom and Dad’s place, or get rid of a lot of stuff. It’s not a decision you want to make at the last minute, which is when the realization that you’re not properly prepared usually sets in.

If you’ve ever moved, you’ll likely agree that using a professional moving company is worth every penny.

Many moving companies offer services far beyond just loading the truck and driving it across town. Movers can help you plan your moving day, pack, and even unpack for you. They will assess the size of truck you’ll need, the amount of packing materials and what kind, and they know how to handle awkward and heavy pieces that might otherwise leave you scratching your head. Professional movers know to expect the unexpected, ensuring you’re not stuck at crunch time.

When you’re shopping for a moving company, don’t expect to find one at the last minute – especially if you’re moving at the end of June or July, like many other Canadians also are. Do your research and hire a reputable company well in advance.

The Canadian Association of Movers offers some tips when shopping for a moving company: » Find reputable movers through the Canadian Association of Movers. » Check with the Better Business Bureau (BBB), and/or your provincial government’s consumer protection agency. » Ask three movers for estimates in writing. » Get the terms and conditions of your move in writing. » Ensure you know how your goods will be protected for loss or damage.

The next time we move – which won’t be for a very, very long time – we will seriously consider hiring a professional mover to literally shoulder some of the burden.

Monarch first.

Before the ‘60’s changed the world.

Before the Baby Boom began. Before the Roaring ‘20’s took us dancing to the Charleston or out to the movies, Monarch was here. First. For 96 years, families have trusted Monarch for the most important investment of their lives.

So choose the one builder who has always been there for Canadian families.

And visit Monarch. First.

discover more

MonarchGroup.net

first.

Thinking waterfront living?

Move-in this Year!

Think Monarch first.

Monarch has 3 magnificent luxury condominiums on Etobicoke’s highly sought after Humber Bay Shore’s Waterfront. Imagine an early morning run along the Martin Goodman Trail. A romantic stroll at sunset. The waterfront’s lively lifestyle, minutes from Downtown Toronto and steps away from your stunning Monarch condominium. Discover a variety of suite choices – from studios to 2 bedroom + den styles. There is a home near the shore for everyone!

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MonarchGroup.net *Prices, specifications and promotions are subject to change without notice. Rendering is artists’ concept and image is for mood and impression only. E.&O.E.

MonarchGroup.net

ASK ABOUT OUR FANTASTIC INCENTIVES AND VISIT THE SALES CENTRE TODAY! Move-In This Year | Prices from 399,990*

Under Construction | Prices from $219,990*

Park Lawn Rd.

GARDINER EXPRESSWAY

$

SALES CENTRE 2167 Lake Shore Blvd. W.

Lake Shore Blvd. W

416-495-3544

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Now Open | Prices from the $300,000’s*

SALES CENTRE HOURS: Mon.-Thurs. 12pm-6pm.

Weekends & Holidays: 12pm-5pm.Closed Fridays

first.

MONARCH COMMUNITIES ETOBICOKE WATERFRONT | Riva Del Lago | Now Open from the $300,000’s Sales Centre located at 2167 Lake Shore Blvd. W. 416-495-3544

ETOBICOKE WATERFRONT | Lago | Under Construction from $219,990 Sales Centre located at 2167 Lake Shore Blvd. W. 416-495-3544

ETOBICOKE WATERFRONT | Waterscapes | Move-in this Year from $399,990 Sales Centre located at 2167 Lake Shore Blvd. W. 416-495-3544

MARKHAM | Garden Court | Move-in this Year from the $400,000’s Appointment Only 416-495-3595

DOWNTOWN TORONTO | Picasso | Under Construction from the $400,000’s Appointment Only 416-495-3549 SALES CENTRE HOURS: Mon.- Thurs. 12pm - 6pm, Weekend & Holidays 12pm - 5pm, Closed Fridays

ALSO BUILDING LOW RISE COMMUNITIES IN: Kleinburg | Caledon | Ajax | Scarborough | Kitchener

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MonarchGroup.net Prices, specifications and promotions are subject to change without notice. E.&O.E. 11398

first.

luxury homes and condos to life

SPRING 2014

LuxuryLivingGTA.com

created exclusively to showcase luxury homes and condo developments, Luxury Living is the first premium magazine of its kind.

LIVING the HIGH-LIFE

with subdued elegance

discerning shoppers will enjoy browsing sophisticated design and editorial, and most importantly, the quality selection of premium, high rise and low rise developments in the GTA.

Spring edition now available.

PASTEL FASHION AND DECOR TRENDS

CATCH UP ON THE LATEST MARKET NEWS

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1

newhomeguide.ca

in the news

Sales of new homes remain stable in the GTA

New home sales in the Greater Toronto Area have rebounded from a slow 2013 and returned to healthy levels, according to the Building Industry and Land Development Association (BILD).

According to RealNet Canada Inc., BILD’s official source for new-home market intelligence, there were 3,526 new homes and condominiums sold in the GTA in May, with increases in both the highrise and lowrise sectors.

Highrise sales were up 22 per cent from 2013, making it the third-highest May in the last decade and 11 per cent above the 10-year average. Meanwhile, lowrise sales rose 27 per cent, sitting seven per cent below average.

“Sales through the first five months of 2014 have shown that new-home buyers have confidence in the may ’14 Lowrise

market,” says BILD president and CEO Bryan Tuckey. “This will result in the creation of hundreds of thousands of jobs in the coming year for GTA residents.”

The building and development industry is a major engine in the regional and provincial economy, creating more than 207,400 jobs in construction and related fields last year.

According to the RealNet New Home Price Index, prices in the lowrise sector grew five per cent to $675,074. Highrise pricing increased slightly by one per cent to $437,773.

Highrise Total

Region

2012

2013

2014

2012

2013

2014

2012

2013

2014

Durham

262

195

286

28

2

17

290

197

303

Halton

239

160

199

48

85

102

287

245

301

Peel

342

484

416

83

111

56

425

595

472

Toronto

40

33

31

1,265

1,148

1,435

1,305

1,181

1,466

York

826

439

732

403

176

252

1,229

615

984

GTA

1,709

1,311

1,664

1,827

1,522

1,862

3,536

2,833

3,526

Jan-may

8,087

4,931

7,516

8,470

6,229

8,305

16,557

11,160

15,821

Source: RealNet Canada Inc. 018 new Condo Guide jul 5 - aug 2, 2014

NOW UNDER CONSTRUCTION

Condominium Residences at Yonge and Eglinton Direct subway access - Starting from the $300’s

ECONDOS.CA Presentation Office located at 2300 Yonge Street, Lobby - 416.243.8688

Prices and specifications are subject to change without notice. E. & O.E.

@BazisInc

JUL 5 - AUG 2, 2014 NEW CONDO GUIDE 019

cover story

LIBERTY’S THORNHILL CITY CENTRE

“Ten years in the making, this community began in 2004, much to the excitement of purchasers longing for a condo lifestyle, but not wanting to leave the 905,” says Shawn Richardson, Liberty’s sales and marketing manager. “Thornhill City Centre gave these buyers exactly what they were looking for – the convenience, value, amenities and design of a condominium without the gridlock, noise and high prices of living in the 416.”

With nine condo towers and hundreds of residents living at Thornhill City Centre, Liberty is

GRAND OPENING

of its newest and final phase – Legacy Park Among Liberty Development Corporation’s most successful

multi-building condominium projects in the 905 region is the celebrated Thornhill City Centre, a master-planned condo community on Bathurst Street, just south of Hwy. 407.

With a prime location and offering all of the advantages of an urban condo lifestyle in a 905 setting, Thornhill City Centre has been a resounding success. Located just north of the fashionable Promenade Centre and the dynamic new shopping plazas along Centre Street, Thornhill City Centre is a multi-phased, 25-acre residential development that includes the City of Vaughan’s first urban park – a five-acre green space called Thornhill Green.

1

A masterpiece of glass and steel, Legacy Park will offer well designed, liveable and elegantly appointed suites which will range in size from 515 to 1,423 sq. ft.

2

020 new Condo Guide jul 5 - aug 2, 2014

1 Legacy Park – the final phase at Thornhill City Centre 2 Thornhill City Centre, aerial photo with rendering overlay of The Fountains and Legacy Park 3 Legacy Park at grade (Bathurst at Beverley Glen) 4 Community barbecue at the Legacy Park sales centre, June 2014

now selling the community’s final phase, a 25-storey tower known as Legacy Park.

A masterpiece of glass and steel, Legacy Park will offer well designed, liveable and elegantly appointed suites which will range in size from 515 to 1,423 sq. ft.

Amenities at Legacy Park will include a state-of-the-art fitness facility, as well as a sauna and whirlpool for residents to relax and unwind. Other features and amenities will include a party room with sleek lounge-style seating and a modern bar, a media room and a golf simulator.

Legacy Park will overlook the community’s centrepiece – Thornhill Green, a lush green oasis just steps from home.

Offering the ultimate in “green” living in every sense, Legacy Park

3

will also raise the bar in sustainability, with environmentally friendly features such as the beautifully landscaped rooftop terrace.

Legacy Park at Thornhill City Centre is conveniently located just minutes from public transit via VIVA, York Region Transit and the TTC. With quick access to public transit, getting around the region will be easy, while Legacy Park’s proximity to Hwys. 407, 400 and the 404 will make it easy to get just about anywhere in the GTA. From the unsurpassed location and iconic architecture to its dynamic lifestyle features, Legacy Park will be the final jewel in the crown of Thornhill City Centre. Don’t miss out on this final chance to be a part of this amazing community in the heart of it all. Visit the sales centre today and view the model suite.

For more information about Legacy Park at Thornhill City Centre, go to legacyparkcondos.ca, call 905.731.8302 or email info@legacyparkcondos.com.

4

jul 5 - aug 2, 2014 new Condo Guide 021

Great Gulf. Choose greatly.

ACROSS FROM SHERWAY GARDENS. MOVE IN TODAY WITH UP TO $20,000 CASH BACK.

Suites from

$220,000s

Sales Centre 225 Sherway Gardens Rd. 416.695.3535 onesherway.com

LIVE ON TORONTO’S NEW BLUE EDGE, THE CIT Y’S NEXT GREAT WATERFRONT COMMUNIT Y. Sales Centre 291 Lakeshore Blvd E 416.466.8885 mondecondominiums.com

Suites from

$340,000s

A NEW L ANDMARK IS UNDER CONSTRUCTION. CANADA’S MOST CONNECTED CORNER.

Suites from

$540,000s

Sales Centre 33 Bloor St. E 416.922.0081 onebloor.com

Coming soon.

022 NEW CONDO GUIDE JUL 5 - AUG 2, 2014

Condos at King & Parliament. Coming Fall 2014.

Urban Towns in Queen West. Coming Fall 2014.

LIVE AT YONGE AND RICHMOND. CIT Y, TOWER AND LOMBARD SUITES AVAIL ABLE. Sales Centre 26 Lombard St. 416.499.8883 yongeandrich.com

Suites from

$320,000s

UP TO $10,000 OFF SELECT SUITES. MOVE IN THIS YEAR! THE CORNER OF JARVIS AND CHARLES.

Suites from

$500,000s

Sales Centre 33 Bloor St. E 416.927.0080 x2condos.com

FABULOUSLY ST YLISH CONDOMINIUMS AT KING & CHARLOTTE. MOVE IN THIS YEAR!

By Appointment 416.927.9772 charliecondos.com

Suites from

$960,000s

PHASE 3 FINAL RELEASE ON SALE NOW. BOUTIQUE CONDO LIVING AT WINSTON CHURCHILL AND EGLINTON.

Suites from

$220,000s

Sales Centre 4635 Metcalfe Avenue 905.828.4257 hotcondominiums.com

For more information, register at greatgulf.com/comingsoon

JUL 5 - AUG 2, 2014 NEW CONDO GUIDE 023

SPECIAL SUITE OF THE MONTH PROMOTION CONTINUES

2 BEDROOM SOUTHAMPTON SUITE

ONLY A FEW

LUXURY SUITES LEFT

1137 SQ. FT. *In addition to the current promotion

GET AN EXTRA $10,000 OFF! *ONLY 5% DEPOSIT REQUIRED UNTIL YOU MOVE IN!

ALL SUITES

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FOR A LIMITED TIME, RECEIVE FREE UPGRADES AND

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• VISIT OUR SALES CENTRE & 4 DECORATED MODEL SUITES • MOVE IN 60-180 DAYS!

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Exclusive Residences from the $500’s to over $1.6 million

30 OLD MILL ROAD, TORONTO MONDAY - WEDNESDAY: 12PM - 6PM SATURDAY & SUNDAY: 12PM – 5PM, THURSDAY, FRIDAY & HOLIDAYS: CLOSED

BLOOR STREET WEST

D. LR MIL

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SITE

OLD MILL DRIVE

416 766-7343 www.riverhousecondos.ca D *Deposit structure: $5000 theMILL offer,INN balance to 5% in 30 days, balance to 20% on occupancy. SOUTHAMPTON AND OLD OLwith NOTTINGHAM ONLY, BALANCE TO 10% ON OCCUPANCY. ** Free Upgrades may vary depending on suite plan. *Please speak to Sales Representative for full details.

Exclusive Listing Broker Milborne Real Estate Inc. Brokers Protected.

BLOOR STREET WEST Marketing Management by Anne Lambrou Living Visions Inc. Prices and specifications subject to change without notice.

Promotions may be changed and/or cancelled at any time without notice. Illustrations are artist’s concept. E.&O.E.

024 NEW CONDO GUIDE JUL 5 - AUG 2, 2014

IT’S MORE THAN A CONNECTION $15,000 CASHBACK

2-BEDROOMS AND LARGER

10% DEPOSIT

$3,000/MONTH RENTAL GUARANTEE FOR 2 YEARS ON 2-BEDROOM, NON-TERRACE SUITES

FREE ASSIGNMENT & CAPPED LEVIES PRESENTATION CENTRE

373 KING STREET WEST SUITE 302, TORONTO, ON. M5V 1J6

T E LE P H O N E : 416. 546. 7525 I N FO @ B O N D . C A | T H E B O N D . C A

SALES CENTRE HOURS S A T. & S U N. 12PM - 5PM OR BY A PPOINTM E NT

JUL 5 - AUG 2, 2014 NEW CONDO GUIDE 025

condo pro

// by barbara lawlor

It’s a family affair

Barbara Lawlor is president of Baker Real Estate Inc., and an in-demand columnist and speaker. A member of the Baker team since 1993, Barbara oversees the marketing and sale of condominium developments in the GTA and overseas.

T

hey say it takes a community to raise a child, and it is gratifying to see how many more families are choosing urban condo living in the GTA. Where in the world can you find a better place to raise children? Toronto is a wonderful city with excellent schools, beautiful parks, fascinating cultural venues and other amenities for all ages.

This relatively new trend for Toronto is standard practice in much of the rest of the world, where

026 new Condo Guide jul 5 - aug 2, 2014

condo and apartment living is the norm for families. In New York and other major international cities, it’s common to find suites with three bedrooms, two bathrooms, a powder room and family room that are within the financial reach of average buyers. In the past, the larger suites in Toronto condominiums were usually snapped up by luxury-loving empty nesters moving from lavish lowrise homes. Now, these spacious suites are being purchased by families as well. And with the demand on the rise, developers are including a bigger selection of larger suites that are reasonably priced. It makes sense, because with the prices of lowrise homes having risen so much over the past decade, condominiums are an affordable alternative for those who want to own a home and build equity.

Condo living can save money for families in other ways, apart from just the price of the suite itself. Even in the GTA, most condominiums are situated close to public transit to reduce the amount of vehicle use necessary. When you consider the pressure and expense of vehicle maintenance, gas and the time it takes to commute, why not buy a condominium suite closer to where you work? Living in or close to an urban centre means older children can walk, take the subway, and enjoy more freedom than they generally do in the suburbs.

Today’s buildings usually contain family-friendly amenities such as rooftop barbecue areas, swimming pools, theatre rooms and party rooms.

And developers are beginning to introduce kid-friendly amenities like playgrounds, too. I believe that, as the condo market evolves, we will see more family-oriented amenities and even day-care facilities added. Imagine how convenient it would be for a couple to leave for work and drop off their children right in the building!

As for the suites, those in sizes from 1,500 to over 3,000 sq. ft. are far more popular today than they were a few years ago – both for families and for grandparents who enjoy having their grandchildren visit them at their condo. And this trend isn’t just for established families. Young couples who choose to raise a family in a condominium could purchase a one-bedroomplus-den suite and convert the den to a nursery when they have their first child. Plus, condo owners often find that their suite offers them more usable space than a townhome or detached home of the same size. This is because in a condo there is no wasted space with hallways, and design advancements have introduced things like linear kitchens and lofts that add to their functionality.

Whatever your family configuration, consider condominium living.

From Mississauga to Richmond Hill to Pickering and throughout Metropolitan Toronto, you will find exciting choices that offer a high quality of life for residents of all ages.

OFFICE SPACE AVAILABLE FOR SALE AT YONGE AND SHEPPARD

Starting from

$188,000

Possession September 2014

Direct access to two subway lines Shopping mall on ground floor Metro, LCBO and Starbucks on the 2nd floor Please call 416-221-8802 or email info@TheGalleriaAtEmeraldPark.com Rendering is artist’s concept. Prices and specifications are subject to change without notice. E. & O. E.

TheGalleriaAtEmeraldPark.com JUL 5 - AUG 2, 2014 NEW CONDO GUIDE 027

taxing issues

// By henry choo chong

Capital expenditures & deductible expenses A

Real estate rental deductions are always contentious, and Canada Revenue Agency frowns on expenditures that should be capitalized as opposed to being expensed immediately. As an accountant who deals with real estate investors on a regular basis, I can tell you your concern is not isolated. The Income Tax Act does provide guidance with regards to capital items and current expenses.

Capital expenditures Generally, these are expenditures that will

Henry Choo Chong, CGA, sits on many committees and provides accounting and tax services to individuals and businesses in the GTA. He can be reached at 416.485.5225.

Questions to Taxing Issues can be emailed to choochonghcga@yahoo.ca

The opinions and views expressed herein are those of the author and not those of New Condo Guide. New Condo Guide does not necessarily endorse or encourage any specific tax strategies.

Please consult a tax professional for advice specific to your particular situation.

Q

I recently purchased a rental investment property.

Fortunately, the home was rented quickly. However, last summer because of several days of the heavy rainfalls and floods across the city, my roof leaked terribly and the ceilings were water damaged. I had to re-shingle and replace the entire roof and repair the ceiling and floors. It also cost me more than $1,200 for a new fridge and stove.

I have an individual who prepares my income taxes who has advised me that these are capital items and I could not deduct them for my income taxes. Is this true?

Sam, Toronto 028 new Condo Guide jul 5 - aug 2, 2014

provide benefits and a useful life for several years – such as appliances, air conditioners and dishwashers. The Income Tax Act provides for Capital Cost Allowance (CCA) deduction for capital expenditures that can be expended over the useful life of the asset.

Deductible Expenses Generally, these expenditures may be deducted in the year they are incurred. They would include all expenditures directly related to the property such as property taxes, insurance, utilities, mortgage interest, advertising cost, legal cost, accounting fees, and repairs and maintenance.

It would appear your repairs were performed to maintain the property to its original condition and would therefore be considered a current expense.

However, the fridge and stove must be capitalized.

Investors should always have a good accountant who deals with real estate investments on a regular basis to ensure the right advice is given.

Q

I recently started my own small business, which is registered as a non-incorporated business. I earned approximately $34,000, less expenses. Additionally, I am employed full-time, as is my wife. What is my final date and can I choose my own year-end for my company?

Yves, Oakville

A

Congrats on joining the ranks of entrepreneurs. Many individuals talk about starting their own business but are reluctant to do so for various reasons. The primary obstacle is finances, followed by lack of knowledge about where to start.

Individuals who are strictly T4d – that is, employed full- or part-time – should typically file their year’s personal tax return on or before April 30 of the following year. Self-employed (including non-incorporated businesses) taxpayers and their spouse have until June 15 to file their tax return for the previous year. However, any income taxes owing would have to be remitted on or before April 30 of the filing year.

Therefore, you should have your tax returns prepared before the end of April to avoid any interest penalties.

ASK ABOUT

*

NOW ON SALE IN DOWNTOWN EAST

One Park Place North Tower was such an incredible success that we decided to introduce

5

BUY WITH

There are so many reasons to choose ONE

Already under construction, One Park Place South Tower is the newest addition to the internationally recognized and award-winning Regent Park revitalization. Offering incredible views of Lake Ontario as well as the city skyline and situated just steps from some of the city’s hottest new amenities including Daniels Spectrum, the Aquatic Centre and a soon to open 6-acre park, as well as shopping, restaurants and the convenience of the TTC, One Park Place South Tower is the ONE place to be in downtown Toronto.

Parliament St.

danielsoneparkplace.com

Gerrard St. E

Berkeley St.

416.955.0559

Oak St. Cole St.

Regent St.

$200,000s

Arnold Ave.

SUITES FROM THE LOW

Milan St.

Dundas St. E

Sackville St.

CALL OR VISIT TODAY

Regent Park

Presentation Centre 500 Dundas Street East Mon/Tues/Thurs: 12 - 6pm Wed: 12 - 8pm Sat/Sun: 12 - 5pm Fri: Closed

*The First Home Boost Program is only available on a limited number of suites. Conditions apply.

Exclusive Listing: CityLife Realty Ltd. Brokerage. Brokers Protected. Illustrations are artists concepts. Prices and specifications are subject to change without notice. E.&O.E. All brand names, logos, images, text and graphics are the copyright of the owners, The Daniels Corporation. Reproduction in any form, without prior written permission of The Daniels Corporation, is strictly prohibited.

%

DOWN

marketplace

Nautical VS Tropical Decorating is all about choices! We show you how to instantly update your space with key pieces that suit your preferred style. // By sara duck

2

2

1 1

3

3

5

4

6

4

5

1. Tera Gear Muskoka Chair in Navy. $89. Visit

1. Ixtapa Tonal Green Lounge Chair. $279. Visit cb2.com

realcanadiansuperstore.ca 2. Bevista Tray. $6. Visit ikea.ca

2. Watermelon Serving Bowls. $12 to $46. Visit PIER1.CA

6

3. Wooden Decorative Sailing Boat. $121. Visit Overstock.com

3. Seedpod Birds. $9 each. Visit westelm.com 4. Hula Lamp. $100.

4. Rope Knot Table Lamp Base. $169. Visit potterybarn.com

Visit cb2.com 5. Hand-painted Floral 20-inch Outdoor Pillow. $40.

5. Tonal Stripe Pillow Cover. $87. Visit williams-sonoma.com

Visit crateandbarrel.com 6. Woven Sea Grass Napkin Rings. $26 for set of four. Visit williams-sonoma.com

6. Sahil Napkin Rings. $37 for set of four. Visit williams-sonoma.com

030 new Condo Guide jul 5 - aug 2, 2014

PRICING FROM THE $300’S ONly 5% DEPOSIT UP TO $25,000 CaSHbaCk 2 yEaR lEaSEbaCk aND all THaT CHaZ. *

Yorkville living at Chaz.Yorkville sets the bar high! What do you want to get out of city living? An optimum location. A beautiful way to offer hospitality to all your friends and family at once. Hotel style without hotel prices. Purpose-designed places to stay well, stay fit, and stay energized without leaving the comfort of home. Membership in a private club that will take your breath away. A subway network and the whole city just minutes away. Shopping, dining, and cultural options that are simply dazzling, both in quality and in quantity. The best of downtown is your own back yard.

Sales Centre

Dupont St.

Bloor St.

Church St.

Avenue Rd.

Yorkville Ave.

45 Charles St. E. Yonge St.

Bay St.

U of T

Isabella St.

Wellesley St.

VISIT THE SALES CENTRE TODAY! CHAzYORkVILLE.COm | 416.922.0045 SAlES CEnTrE loCATEd AT 101 YorkvillE AvE. SiTE loCATEd AT 45 CHArlES ST. EAST Mon. – THurS. & SAT. – Sun.: 12PM – 6PM, fri.: 2PM – 6PM, STATuTorY HolidAYS: oPEn ExCluSivE BrokEr BAkEr rEAl ESTATE inC. BrokErS ProTECTEd. *SPEAk To A SAlES rEPrESEnTATivE for MorE dETAilS. PriCES And SPECifiCATionS ArE SuBjECT To CHAngE WiTHouT noTiCE. illuSTrATionS ArE ArTiST ConCEPT. E&o.E.

JUL 5 - AUG 2, 2014 NEW CONDO GUIDE 031

fundamentally speaking

// by wayne karl

Mortgage 101:

Wayne Karl is an award-winning writer and editor with experience in real estate and business. In Fundamentally Speaking, Wayne explores the basics of buying property. Email Wayne at wayne.karl@wall2wallmedia.com or follow him on Twitter at Twitter.com/WayneKarl

M

ortgage interest rates, still at historical lows and expected to remain so until later this year and maybe even into 2015, represent a window of opportunity for those looking to buy a home.

The Bank of Canada, in its latest rate announcement on June 4, once again held its influential overnight target rate at one per cent – where it has been since September 2010.

Indeed, the mortgage industry remains ultra-competitive, lenders often introduce new products and otherwise there are plenty of options for borrowers.

If you could lock in at a low rate over 10 years, for example, that gives you the comfort of knowing what your mortgage payments will be over that period, while over that time you can also take advantage of

032 new Condo Guide jul 5 - aug 2, 2014

Learning as much as you can is time well spent

any pre-payment and lump-sum payment options to pay down your mortgage.

Another appeal of this scenario is that, as we often point out, experts advise you take a long-term view of your home purchase. For example, there has been some talk recently about cooling prices and softening sales. But even if that were to happen in your market and housing type, ask yourself: in 10 years, is a home you buy today likely to be worth more or less? If you need an answer to this question, just take a look back at prices 10 years ago. Of course, there are no guarantees, but if you’re in the homebuying mode anyway, today’s low rate environment makes a pretty compelling reason to act sooner than later to take advantage of these opportunities.

Low rates notwithstanding, the banks, financial firms, brokers and other experts still advise homebuyers to practice smart borrowing – everything from putting down a larger down payment to taking advantage of pre-payment options and even “stress-testing” your mortgage at a higher rate to ensure your finances can accommodate rate fluctuations or other unforeseen circumstances.

The mortgage market is a complex beast, and as a prospective homebuyer, these are not lessons you’re going to learn overnight – nor do you likely want to The mortgage market is a complex beast, and as a prospective homebuyer, these are not lessons you’re going to learn overnight – nor do you likely want to. You’re focused on saving a down payment, getting your finances in order, searching potential neighbourhoods, choosing a home and selecting interior finishings.

But just as important is to also spend as much time as necessary to find a broker or banker you trust and who knows their business. More so than in any other area of homebuying, you’re going to rely on the advice of this member of your team – now more than ever.

It will prove to be time well spent.

NEW RELEASE NOW AVAILABLE

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NEW RELEASE NOW AVAILABLE. CONStRuCtION StARtINg thIS fALL At ChuRCh & CARLtON. Location, location, location! It’s the mantra for smart buyers in the city.

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Church & Carlton Toronto Starting from $237,990 416.591.7700

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Yonge & Park Home North York Starting from $835,990 416.730.9722

Richmond & Spadina Toronto Starting from $291,990 416.977.8780

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JUL 5 - AUG 2, 2014 NEW CONDO GUIDE 033

legally speaking

// by Jayson Schwarz

Rental Applications:

When can landlords retain deposits?

Musilla v. Avcan Management Inc.

Jayson Schwarz LL.M. is a Toronto real estate lawyer and partner in the law firm Schwarz Law LLP. Visit schwarzlaw.ca or email info@schwarzlaw.ca and give us your questions, concerns, critiques and quandaries.

I

f you are reading this article you may currently own or may be considering acquiring a residential investment property. Ownership of such properties typically involves the vetting of prospective tenancy candidates via a rental application process followed by the negotiation of a formal lease. This article discusses a decision by the Ontario Court of Appeal which explored the meaning of the term “rent deposit.” The court’s decision may surprise you.

034 new Condo Guide jul 5 - aug 2, 2014

In this case, Sarah Musilla filled out a rental application form for a one-year tenancy and provided it to the landlord along with the required deposit cheque equivalent to one month’s rent. Six weeks before the tenancy was to have commenced, she backed out of the agreement and refused to sign the lease as contemplated in the rental application. She never took possession of the property. Ms. Musilla then sued to get her deposit back. This would seem like an easy one for the landlord, but not so.

At the Landlord and Tenant Board (the “Board”) and the Ontario Divisional Court, Ms. Musilla relied on subsection 107(1) of the Residential Tenancies Act (“RTA”) which states that a landlord “…shall repay the amount received as a rent deposit in respect of a rental unit if vacant possession of the unit is not given to the prospective tenant.” Ms. Musilla argued that she was entitled to a refund because she had not taken possession of the unit – regardless of the reason why. The Board and Divisional Court disagreed and held that tenants cannot unilaterally terminate tenancies prior to taking possession and then claim the deposit back. It makes sense for the landlord to keep the deposit. Well, not for Ms. Musilla, who appealed to the Ontario Court of Appeal.

The Court considered whether the deposit provided by Ms. Musilla actually represented a “security deposit.” The Court reasoned that the rental application signed by Ms. Musilla was not a lease; this was confirmed by the wording on the very application form which contemplated that an accepted prospective tenant would execute a formal lease prior to moving in. Moreover, the RTA states that payment of last month’s rent is the only circumstance where a landlord can retain a security deposit. As such, the deposit provided by Ms. Musilla with her rental application did not constitute a “security deposit” as there was no tenancy established at that point, given that no lease was signed. The result in this case was that Avcan Management Inc. was not authorized under the RTA to keep Ms. Musilla’s money for her failure to enter into the lease.

Conclusion

Rental application forms such as the one considered in this case are commonly used by landlords as a way of vetting potential tenants; deposit cheques are typically provided with such applications. As you can appreciate, the Court’s decision in this matter has potential to create problems vis-à-vis this established practice. Deposits are required so as to establish that prospective tenants are serious in applying to rent a unit as well as to incentivize landlords into holding the desired units.

It will be interesting to see how this decision affects matters going forward. If you are a prospective residential landlord, it may not be a bad idea to have your rental application form reviewed by a lawyer experienced in this field, as it seems that the Court’s decision applies only to situations where it is unclear whether a deposit may be returned if a lease is not entered into.

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JUL 5 - AUG 2, 2014 NEW CONDO GUIDE 037

investor advice

Top 10 new condos to get in on // by andrew la fleur

When it comes to investing in condos,

not all projects are created equal. Some are more profitable than others, some provide investors excellent return on investment, while others do not. Here are my Top 10 picks for condo projects that offer great prospects for condo investors in the Greater Toronto Area.

ĂŚ

1. River City 3 Investors love getting into master-planned neighbourhoods in the early stages. River City 3

by Urban Capital in the West Don Lands is one such opportunity.

Essential elements of a great condo investment Here are four tried and true ingredients for a successful condo project to invest your money:

2. The Code Condos The Code is Lifetime Developments' latest building in the uber-chic Forest Hill neighbourhood. Exclusivity is key here, with only 118 units in the building.

3. Menkes Yonge and Eglinton While this project doesn’t even have an official name or release date yet, you can be sure that the developer who sold more condos in Toronto than any other developer in 2013 (Menkes) will have another hot property on their hands.

4. The Academy Condos Great for Students & investors!

The Academy promises to address the huge and growing demand for high-quality housing options for students at the University of Toronto’s Scarborough Campus at Morningside and Ellesmere.

î Multi-phase projects Projects that are not just one-off buildings, but rather contain multiple phases rolled out over time as part of a bigger master plan, are great for investment. If the project is successful at the start, prices always go up for subsequent phases.

Getting in early in a multi-phase project is a proven method of making money in condo investing. î Location with upside potential You can't go wrong when you invest in an established triple-A location, but it takes a little more foresight to see the greatest opportunities are in areas that are still in transition. Ten years ago, no one wanted to live at King and Bathurst. Now this area is one of the hottest in the city. î Areas with high rental demand When evaluating potential condo buildings to invest in, be sure to study the rental market in the immediate vicinity to see how much demand there is to live in the area.

Look especially for two things: are rents increasing, and how many days on the market does the typical rental listing last? Areas with rapidly increasing rental rates and low time on the market are more likely to outperform other areas. î Developer history On this point, I’m not referring to whether the developer has a solid history of building good product and finishing on time (while that is important). I’m referring to their history with their investor buyers. The best condo projects for investment are often those where the developer understands and puts a high value on the role of the investor buyer in the sales process. They reward their early investors with great prices, and this translates into strong asset appreciation by the time the building is complete.

jul 5 - aug 2, 2014 new Condo Guide 039

8. Daniels Erin Mills There is huge anticipation for this project, probably because Daniels has already played such a huge role in building the Erin Mills community over the years.

9. 50 Wellesley 5. YC Condos From the developer (Canderel) that brought you the tallest condo in Canada (Aura) comes another very tall tower, this time right at Yonge and College.

This project by Plaza is right beside the Wellesley subway station, and steps from what is probably the hottest street in Toronto for condo development: Yonge Street.

10. The Cove

6. Alter Condos Tridel has a huge following of investors who keep coming back, probably because Tridel has one of the best reputations in the industry. Alter Condos near Church and Carlton promises to be a winner.

When it comes to waterfront living, it doesn’t get any closer than this.

The Cove by Conservatory Group in Etobicoke is a boutique building in the booming Etobicoke waterfront neighbourhood.

7. 11 Wellesley on the Park

Park-side living

Lanterra’s latest building offers downtown highrise living with a twist: a 1.6-acre park on your doorstep.

Andrew la Fleur is an award-winning realtor with Re/Max. Andrew’s expertise is in helping investors make money in the Toronto condo market. Visit TrueCondos.com/NewCondoGuide for a free gift. Contact Andrew at 416.371.2333 or andrew@truecondos.com

JUL 5 - AUG 2, 2014 NEW CONDO GUIDE 041

Industry Insider

// By David Hirsh

The ABCs of the New Home Business

David Hirsh is president and CEO of Brandy Lane Corp. David prides himself on his creative hands-on approach to all stages of the development and building process. He believes that everyone is his client. The company’s newest communities are the highly successful Wyldewood Cove in Collingwood, and coming soon, The Davies, at Avenue Road and Cottingham.

Visit BrandyLaneHomes.com.

E

very industry has its lingo, acronyms and phrases exclusive to those ‘in the know’. The new-home industry is no exception. There are plenty of acronyms associated with the planning process that you’ll likely never hear about but may very well affect your home. Some examples include ZBA (zoning by-law amendment), C of A (Committee of Adjustment), NOAC (Notice of Approval Conditions), EP (Environmentally Protected Lands) SPA (Site Plan Agreement/ Application), SOG (Slab on Grade) HVAC (Heating, Ventilation and Air Condition), and the list goes on and on.

On the other hand, there are acronyms and terms that every new homeowner should know and 042 new Condo Guide jul 5 - aug 2, 2014

understand, as they’ll come up throughout the buying process. For instance, new condominium buyers need to be familiar with interim occupancy, which splits your closing into a two-step process. During occupancy, you move-in or ‘occupy’ the suite and you must pay the developer a monthly amount equivalent to the maintenance fee, interest on the deferred purchase price and the estimated property taxes. This is then followed by the final closing, when you actually own the suite. Conversely, the closing on a lowrise home conveys immediate ownership.

The first walk-through of your new home is during your pre-delivery inspection, or the PDI. While this acronym isn’t exclusive to us – the car industry also uses the term – it’s important to understand what to look for during this inspection. While you want to use your PDI to ensure the installation of all selected finishes and any upgrades, you also want to ensure that the little details have been looked at.

Your PDI is governed by Tarion – a private corporation that was established in 1976 to protect the rights of new homeowners and regulate new-home builders. Interestingly enough, Tarion isn’t an acronym as one might assume at first glance. It’s actually an anagram of the word Ontario (how clever is that!). The laws that protect consumers and regulate builders are outlined in Ontario’s New Home Warranties Plan Act (ONHWP).

Tarion and its associated laws under ONHWP make it one of the most comprehensive new home warranty programs in North America.

The first walk-through of your new home is during your pre-delivery inspection, or the PDI As a new homeowner in Canada, you might also find yourself dealing with Canada Mortgage and Housing Corp. (CMHC). CMHC is Canada’s national housing agency. Established in 1946, it addressed Canada’s post-war housing shortage and has since grown nationally. It’s the premier provider of mortgage loan insurance, mortgage-backed securities, housing policy and programs and housing research. While established almost 70 years ago, CMHC is constantly evolving to address the housing needs of Canadians and contributes to the overall stability of the market.

If you encounter any terms throughout the home-buying process that are foreign to you, be sure to ask for clarification. Buying a home will be one of the biggest purchases you make in your life – likely the biggest.

It always pays to be an educated purchaser.

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JUL 5 - AUG 2, 2014 NEW CONDO GUIDE 043

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“The story so far of River City … has not quite prepared us for the most vivid surprise of all: Phase 3. Saucier + Perrotte’s building will be amongst the most artistically exciting high rises constructed in Toronto since the onset of the condo boom.”

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Office and productivity centre, for a work-at-home meeting or print jobs

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Inspired, award-winning architecture. Smart, creative interiors. Expansive green spaces. And all just minutes from the downtown core. Winner of BILD’s Best Design Award, and the 2014 Pug Award, River City is designed for excellent liveability and maximum sustainability: it is the neighbourhood for the 21st century.

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JUL 5 - AUG 2, 2014 NEW CONDO GUIDE 047

in the news

Severe thunderstorms cause damage to homes across Ontario

What consumers need to know about insurance

with heavy rains and strong winds that caused severe damage across southwestern and southern Ontario recently serve as a strong reminder to consumers about the importance of home insurance.

The Insurance Bureau of Canada (IBC) is informing consumers about what they need to know if their property was affected.

“First, make sure your family is safe,” says Ralph Palumbo, vicepresident, Ontario, IBC. “Any property damage to homes and personal property will likely be covered by home insurance policies.”

Consumers should contact their insurance representative as Violent thunderstorms

048 new Condo Guide jul 5 - aug 2, 2014

soon as possible to discuss coverage and deductibles, and to report damage claims. To facilitate claims processing, homeowners should document all property losses. And, if safe to do so, they should protect their property from further damage.

IBC reminds consumers that: ›› Most home and business insurance policies will cover damage caused by wind, including broken windows and removal of debris. ›› Auto policies cover wind damage if comprehensive coverage has been purchased. ›› Marine insurance policies will usually cover damage to boats from wind. ›› Homeowner’s and tenant’s policies usually provide coverage for additional living expenses if a home is uninhabitable resulting from an insured peril.

Affected residents can also call IBC’s Consumer Information Centre in Ontario at 1.800.387.2880 for answers to insurance-related questions.

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quick tips

// by hellen buttigieg

Go vertical or go home

Use the wall to store it all

Go vertical or go home. When you’ve run out of storage space, lie on the floor and look up. There is a limited amount of horizontal space (countertops, desks, tables and the floor) but vertical space is abundant and often overlooked. Consider putting shelves above door frames or around the perimeter of the room, like a border. Hang things from the ceiling in the kitchen. When purchasing armoires, bookcases or shelving units, choose the tallest you can find and put baskets on top of them.

Clear up valuable tabletop space. We all have a limited amount of counter Hellen Buttigieg is a certified professional organizer, life coach, TV host, owner of We Organize U and author of the best-seller, Organizing Outside The Box. For tips on getting organized, visit WeOrganizeU.com and sign up for the free newsletter.

C

learing clutter and putting everything away can be a challenge when you don’t have enough storage space. You’ve got to be creative in finding new places to store things, because closets and furniture will only get you so far. Take advantage of your condo’s height. Use the wall to store it all, and make a statement with decorative shelving and storage possibilities.

and tabletop space, but our wall space is often under-utilized. By hanging photos and framing special mementos in shadow boxes on the wall, you’ll free up space on your tabletops and create a less-cluttered, more-spacious look.

Running out of kitchen-cabinet space? If your kitchen supplies exceed your cabinet space, consider mounting a metal rail to your wall. Use hooks (usually included with a rail) to hang everything from utensils to hand towels. This attractive storage solution gives you easy access to your items and utilizes previously unused wall space.

Make the most of ceiling space. Rather than putting up a wallpaper border,

install shelves a foot or so below the ceiling around the perimeter of your children’s rooms. On them, display prized belongings and collectables. This gets your treasures out of the closet where they take up valuable space, yet still allows the kids to enjoy them.

Adjust your storage systems. A common misconception is that once you

have organized your entire home, you’re done. However, organizing is a process, not a destination. As your interests change, so will your organizing systems. Put some time aside to tweak existing systems on a regular basis – especially when you experience a lifestyle change.

Avoid shampoo overload in the bath. For a more streamlined look in your

bath or shower, consider attaching wall-mounted soap and shampoo dispensers. This will eliminate the sticky mess of shampoos, soaps and lotions crowding the bath or shower, contributing to a more serene, spa-like space.

Store magazines creatively. When looking for interesting ways to store magazines, think outside the box. As a creative alternative to a magazine stand, consider using a ladder. Propped up against a wall, a ladder is an interesting way to display magazines and make use of otherwise wasted vertical space.

052

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JUL 5 - AUG 2, 2014 NEW CONDO GUIDE 053

CHINESE HOME & CONDO GUIDE 網上 參閱

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newcondoguide.com 054 NEW CONDO GUIDE JUL 5 - AUG 2, 2014

APRIL 12 - 26, 2014 NEW CONDO GUIDE 054

JUL 5 - AUG 2, 2014 NEW CONDO GUIDE 055

style file

Mixing It Up // by blima ehrentreu

The colours, patterns, materials and textures in a

space create impact and can enhance the feel of any room. To add visual interest and achieve an inviting atmosphere, consider combining these elements to achieve a well-balanced space.

When deciding on the colour palette, start with a piece of wall art you really love, or a rug or chair that has a beautiful colour, and seek inspiration from it.

Find patterns and prints that embody your focal point piece, or that complement it in colour and style. This will ensure you love the space you design.

Think in threes. Incorporate an odd number of

patterns into a room’s design, using a minimum of three, and focus on their scale and colour when combining them.

The first pattern should be a large, dominant one.

Next, select a fabric with pattern that includes similar colours, but is smaller in print size. The third pattern needs to unite the first two, either through colour or print. Try three patterns, in a range of scales, such as a bold floral, a wide stripe, and a small geometric. The more variety of scale in your patterns, the more comfortable and welcoming the space will feel. print, colour, repeat. Try repeating colours from

pattern to pattern as well as in other parts of the room.

This creates continuity in the space and enhances the overall look. It is best to accentuate underplayed, shared colours in different prints. If you use one pattern, such as a geometric, repeat it somewhere else in the room, even if the colour and scale change. Choose prints that have a monochromatic design and that do not compete visually with the bold colours around it. continued on page 58‌

056 new Condo Guide jul 5 - aug 2, 2014

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RENDERINGS IS AN ARTIST’S IMPRESSION. SPECIFICATIONS ARE SUBJECT TO CHANGE WITHOUT NOTICE. E.&O.E. EXCLUSIVE LISTING: BAKER REAL ESTATE INCORPORATED, BROKERAGE. BROKERS PROTECTED.

JUL 5 - AUG 2, 2014 NEW CONDO GUIDE 057

style file

continued…

Size matters. Often, a large-scale

print can be too big for a pillow or for a small room, so be sure to select a print that works well with the space. Using a large print on an area rug is a great way to add pattern to any room, while not overwhelming the space. Using large, bold patterns help in visually enlarging the room.

The larger the pattern, the bigger the room can appear.

Style matters. For a modern,

clean look, stick to geometric patterns and straight lines. It is okay to mix different geometric patterns, as long as their sizes and colours vary. I like to add different textures to a space because it helps mix up patterns and brings life to a room.

For a more traditional look, select patterns that have more curvature and floral prints. Too much of one colour, pattern or texture in a room can look overwhelmingly busy. The trick is to blend patterns well.

Solid fundamentals. Whether

designing a more contemporary or traditional space, always include solids when mixing prints, to balance out the patterns. Solids add a sense of calm to any space. Always include solids in a room with a bold colour palette or strong features.

Great patterns stand out brighter in a room where the eye has a place to rest, such as a solid chair or a neutral wall. Using varying shades of chocolate brown, grays, white and beige can mix and match patterns easily because the outcome is a mixture of varying levels of impact.

058 new Condo Guide jul 5 - aug 2, 2014

5 simple tips to playing up patterns: › Play with pattern size: offset a small-scale pattern with a large-scale one nearby

› Repeat colours in patterns

› Use texture to blend patterns together

› Break up colours with neutral tones

› Always remember: less is more

Blima Ehrentreu is a Toronto-based accredited interior designer and principal of TheDesigners. TheDesigners is a boutique interior design firm founded by designers Blima Ehrentreu and Adina Hofstedter.

The firm is dedicated to designing innovative residential and commercial spaces that transform their clients’ aspirations and enhance their overall living experience. thedesignerstoronto.com

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Purchasing Points

Downsize your home,

// by anthony jong

“upsize� your life!

T Anthony Jong BA (Hons), M. Arch. is a broker who specializes in residential homes, condos and commercial properties. He can be reached at anthonyjong@live.com, online at anthonyjong.ca, and by phone at 416.836.2821.

If you are on the cusp of retirement and downsizing is an option, explore all the various condominiums and what they have to offer. I know my clients did, and they have no regrets of making that leap.

060 new Condo Guide jul 5 - aug 2, 2014

he age of retirement comes upon us in the blink of an eye. Many retirees have certainly been saving up for most of their lives in order to live comfortably in their golden years. A survey conducted by BMO suggests that the average amount needed for Canadian Baby Boomers to retire comfortably is $658,000. Surprisingly, they have only saved an average amount of $228,000. This $430,000 shortfall makes most Baby Boomers in Canada unprepared for the future.

The selling of prized possessions and a lower standard of living are typical things that await Baby Boomers to compensate for this shortfall. That means no more golf club memberships, vacations, new cars and the newest models of electronics. The biggest compensation is downsizing homes.

Anyone who has owned a home the past decade in Toronto has likely seen its value appreciate between 50 to over 100 per cent. As retirement approaches, the decision to downsize your home may be one of the smartest choices you make without sacrificing your standard of living.

I had the pleasure of working with a retired couple who owned a house in a neighbourhood that was predominantly inhabited by empty nesters.

Like many other families, their children had flocked away to the jobs and busy lifestyles of the city. The couple wanted to recoup some of the equity from the house sale and place a portion of it into a less-expensive home, while saving the rest in a retirement fund. The two of them explored the option of moving to a centrally based location with a reliance on public transportation. It would also mean a different lifestyle than they had been used to for the past 30 years – condominium living.

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Prices and specifications are subject to change without notice.

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JUL 5 - AUG 2, 2014 NEW CONDO GUIDE 061

Developers have realized that condo residences should not close themselves off from the outside world. They are, on the contrary, a place of social gathering where residents can mingle or find a quiet spot for some rest, relaxation, and sun. Our standards of living have evolved.

The condo lifestyle does away with back-breaking yard work, snow shoveling, eavestrough cleaning, window washing, furnace maintenance, air-conditioner breakdown, and higher property taxes. Throw all that away and replace these obstacles with a long list of amenities including security and concierge, spa lounges, tranquil outdoor spaces, large-scale party rooms with gourmet kitchens, golf simulator, pool table room, and gym complete with professional exercise equipment. Now, give me a chance before you shoot me down and scream “maintenance fees!”

The fact that you pay monthly maintenance costs to cover part of these utilities (typically gas, water and security monitoring) and all the necessary grounds keeping such as yard and snow shoveling is well worth the money for hasslefree living in retirement. On top of this easy lifestyle, new condominium projects are incorporating specialized amenities.

Back in the ’80s and ’90s, condominium living was more about your private living space. You arrive at the building, go up the elevator, and lock yourself in the unit. Some older condominiums have an exercise room, a swimming pool, and perhaps a small party room that no one ever uses. The old 062 new Condo Guide jul 5 - aug 2, 2014

condo lifestyle was quite contained and amenities were never at the forefront. When you step into a condominium nowadays, it is a bustling community.

Today’s developers have realized that condo residences should not close themselves off from the outside world.

They are, on the contrary, a place of social gathering where residents can mingle or find a quiet spot for some rest, relaxation, and sun. Our standards of living have evolved. Condo developments are incorporating new amenities such as cooking classes in the party room’s gourmet kitchen, wine-tasting bars beside sun lounges, rooftop gardens, and tranquil spa services to complete the experience. Exercise rooms have also been upgraded with well-stocked professional equipment. Best of all, the 24-hour on-site concierge will keep an eye out on your unit with an integrated security system when you leave on an extended vacation.

If you are on the cusp of retirement and downsizing is an option, explore all the various condominiums and what they have to offer. I know my clients did, and they have no regrets of making that leap.

make your move

// by Chuck Resnick

make moving kid-friendly

Chuck Resnick is vice-president of marketing and operations, Two Men and a Truck Canada. twomenandatruck.ca

S

chool’s out for summer! For the kids, July marks the start of some hard-earned down-time. But if you’re moving, then fun and play can quickly be overcome by stress. The change can be overwhelming for kids.

However, there are ways to make moving easier on them.

Moving is a family process, so share the excitement and responsibilities with every member of the family by assigning ageappropriate tasks

064 new Condo Guide jul 5 - aug 2, 2014

It’s important to inform your kids about the family’s plans to move as soon as you can. The more time they have to prepare, the easier it will be for them, say child psychologists who suggest it’s good for children to participate in the decision-making process. If kids feel included and take ownership of their new-home decision, the transition will be much easier.

Moving is a family process, so share the excitement and responsibilities with every member of the family. Give everyone an age-appropriate responsibility. Kids will enjoy decorating their moving boxes. And when you are in your new home, it will be easier for them to find their stuff.

Throughout the move, stay as upbeat and calm as possible. Give your children a chance to express their feelings and try to be honest about your own feelings. Children may feel some anger, sadness, or they may worry about the move. Reassure them that they aren’t alone, and that it’s okay to have these feelings.

Involve your kids in the packing process and start packing items you will not need ahead of time. Sentimental items your children treasure, such as special blankets or beloved stuffed animals, should be kept in a separate bag or box. That way, they can have them on hand on moving day and on arrival in your new home.

Plan a date to tour your new neighbourhood with your family. If it’s not a long distance, ride your bikes and scope out your children’s favourite activities and even fast food locations, new neighbourhood tennis courts, soccer clubs and baseball associations.

Check with the local school’s parent-teacher association to determine if there is a welcome wagon program, arrange a tour of their new school, and meet the teachers ahead of moving day.

Make sure children say goodbye to the important people in their lives.

Help them prepare a list of phone numbers, emails and addresses to stay in touch. Prepare cards that have their name and new address on them to hand out to friends. If you are moving within the same city, try to schedule a few play dates with their friends before you move.

Give your kids an inexpensive digital camera to take as many pictures as possible of their friends prior to moving day. This way, they’ll have a reason to stay in touch as they share the photos.

Keep them involved with the sports teams they were associated with until the end of the season, so they can maintain their friendships while they make friends in their new neighbourhood.

Child psychology experts agree that if kids know they can stay in touch with friends and loved ones, it will make the move less traumatic.

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money matters

// by gail vaz-oxlade

12 steps to financial organization SET UP 1G ather all your paperwork.

Create a file folder for each of the following:

Gail Vaz-Oxlade is the host of Til Debt Do Us Part, author of Debt Free Forever and blogs daily at gailvazoxlade.com. Follow Gail on Twitter at twitter.com/GailVazOxlade

» Chequing accounts » Savings accounts » Retirement accounts » Investment accounts » Credit card accounts » Loans » Personal lines of credit » Mortgage » Insurance: life, disability, health, critical illness, home, car » Tax returns » Estate: wills and powers of attorney 2 Welcome to 21st century banking

If you don’t already have it, set up telephone or Internet banking for your accounts.

3R educe fees by setting up a buffer

Establish an automatic savings deposit every month and your nest egg will accumulate faster than you think 066 new Condo Guide jul 5 - aug 2, 2014

If you can afford it, transfer $1,000 float to your chequing account (pretend it isn’t there) and use that to minimize your banking costs.

4 Save automatically Create an auto-debit from your chequing account to a savings account that will not be touched.

Most people won’t put money into a savings account on a regular basis, opting to wait for a tax-refund or bonus before setting aside some money for the future. Establish an automatic savings deposit every month and your nest egg will accumulate faster than you think.

5 Create a monthly bill summary List your bills in the date order they need to be paid to prevent you from missing a bill. If you have bills that are paid automatically from your account, write an “A” beside these bills and remember to deduct them from your spending journal at bill payment time each month.

6 Set up your “in-baskets” Create an in-basket with two bills folders labelled “1-15” and “16-31.”

When a bill comes in, look at the due date and file the bill in the appropriate folder. Recycle all the marketing materials in the envelope. Create a second in-basket with three folders labelled “bank statements,” “bills paid” and “tax receipts.”

Weekly 7 Make a date with your money

On the 12th and 28th of each month to pay bills, set aside the time in your schedule – you’ll need about 30 minutes, depending on your bills – to pay your bills.

Always pay your bills in one place that you’ve equipped with your bill paying system, spending journal, envelopes, stamps, pens, pencils, a calculator, tape, a stapler and return address labels and recycling bin.

When you pay a bill, write the cheque or transaction number, amount paid, and the date you paid it on the bill.

Put the paid bill in your “bills paid” file.

Deduct the amount you’ve spent from your spending journal. If a bill has not been paid in full (tax bills are paid over several months, for example) put it back in your bills folder so you don’t forget it.

When you pay a bill, write the cheque or transaction number, amount paid, and the date you paid it on the bill Monthly 8 Reconcile your bank statements

When your bank statements come in, put them in your in-box folder. Make a date when all your statements are in (it’ll depend on when you receive them) to: » Review your statements to make sure there are no mistakes. » Reconcile your spending register; clearly mark the cheques that have been returned to you and highlight the ones in your spending register that haven’t yet cleared the bank. A cheque that is taking a long time clearing the bank can lull you into thinking you have more money than you do. Go back at least a month to make sure all previous cheques have cleared. » Talk about anything unusual.

Quarterly 9 File

Once a quarter, file all your paperwork to keep your system current.

10 Talk Have dinner with your business partner and talk about the bumps, your goals and how you’re doing.

Annually 11 Re-vamp your budget

eview your budget using last year’s credit card statements and bank statements R to see what you actually spent. If you spent more on a particular category, make sure you know why, or look for ways to cut back.

12 Clean up Go through your files at the end of each year and throw out bills and receipts no longer needed for auditing/budgeting purposes. jul 5 - aug 2, 2014 new Condo Guide 067

finances

Are you financially ready

to buy a home? your home is probably the most important investment you will ever make. But how do you know if you are financially ready for all the responsibilities that come with home ownership?

To help you avoid any unpleasant surprises, Canada Mortgage and Housing Corp. (CMHC) offers the following tips on how to assess your current financial situation, calculate your monthly expenses and determine how much home you can afford.

If you’re like most Canadians,

First, calculate your net worth. Your net worth is the total of all of your assets (including any investments, savings, properties, vehicles and other assets you own) minus your liabilities (such as any mortgages, car loans, personal or student loans, and credit card or other debts). Your net worth will give you an accurate snapshot of your current financial situation, as well as an idea of how large a down payment you can afford.

Next, calculate your current monthly expenses to determine what kind of mortgage payment could comfortably fit into your budget. Your monthly expenses include your current housing expenses (such as rent, utilities, parking and other fees) as well as all other regular, non-housing related costs (such as cable TV/Internet, debt payments, insurance, car fuel and repairs, clothing, medical and dental costs, child-care expenses, groceries, entertainment and other expenses).

Once you have a clear picture of your financial situation, figure out how much you can afford in monthly housing costs. As a general rule, your total monthly housing costs (including mortgage principal and interest, taxes and heating) shouldn’t exceed 32 per cent of your gross household monthly income. In addition, your entire monthly debt load (including mortgage payments, car or student loans and credit cards) shouldn’t be more than 40 per cent of your gross household monthly income.

If you have made all the necessary calculations and feel you are ready, it can be a good idea to select a lender and ask them to pre-approve you for a mortgage. Getting pre-approved lets you know in advance what price range you should have in mind when you are shopping for your new home.

For more than 65 years, CMHC has been Canada’s national housing agency and a source of objective, reliable housing expertise. For more information, visit the website at cmhc.ca or call CMHC at 1.800.668.2642.

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Homebuyers’ help

Buying a home?

It’s not just about location anymore // By wayne karl

Location, location, location is the time-tested,

oft-repeated first rule of real estate. But as you set out to buy your first condo, there are other factors to consider

as part of your selection process.

Location

Yes, it is important. No doubt you’d love a large house on an expansive property on a quiet cul-de-sac in the best neighbourhood. But that’s not possible. So what do you do? For your own enjoyment while you live in your home as well as for future resale potential, proximity to transportation, shopping, schools and other amenities is among the key determinants that affect the property’s appeal and ultimately, its value.

Information

As a first-time homebuyer, education is critical. And these days, with digital media and mobile technology, all the information you need is at your fingertips. From the content here in New Condo Guide to the resources available to you at Canada Mortgage and Housing Corp., the more knowledge you have, the better equipped you will be to make informed decisions about buying, maintaining and eventually selling your condo. continued on page 74…

072 new Condo Guide jul 5 - aug 2, 2014

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*Prices and specifications are subject to change without notice. Illustrations are artist’s concept. E.&O.E.

JUL 5 - AUG 2, 2014 NEW CONDO GUIDE 073

Homebuyers’ help

continued…

Like any financial instrument, real estate can fluctuate in value, and your timing can determine how good of an investment it is

Is home ownership right for you?

Buying your first home is one of the biggest emotional and financial decisions you’ll ever make, so prepare yourself to make a knowledgeable decision.

Although buying a home almost always seems like a great idea, it is important to understand what home ownership involves. Of course, being a homeowner is something to be proud of, but it also means having to invest money, time and energy, and taking on added responsibilities.

So, before you decide to buy a home, make sure you’re ready.

Here are some things to consider: Financial security If housing prices rise, your home can provide you with some financial security due to capital appreciation.

Timing

Though your home is your primary residence, it is also an investment. Where you buy is usually determined largely by where you want to live, work and play. But when you buy and when you sell is also important. Like any financial instrument, real estate can fluctuate in value, and your timing can determine how good of an investment it is. Given today’s challenging economic climate, there’s no shortage of media reports on the ups, downs, crashes and surges of the housing market.

But if you’ve done your research, you won’t be spooked – or excited – by big-picture reports on short-term market performance. You know that real estate is not national or regional – it’s very specific. You don’t buy the Canadian market, and you don’t buy a provincial or even regional market. You buy a specific home, on a specific street in a specific neighbourhood.

074 new Condo Guide jul 5 - aug 2, 2014

Stability You’ll have a place of your own.

Financial stress Coming up with the down payment, meeting regular mortgage payments and other ongoing costs will tie up a lot of your cash and can put considerable stress on your finances.

Maintenance Keeping your home in good shape requires time and money.

Responsibility You alone are responsible for payments, repairs and maintenance.

Flexibility You can decorate or renovate your home to meet your own family’s personal tastes and needs.

Source: Canada Mortgage and Housing Corp.

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JUL 5 - AUG 2, 2014 NEW CONDO GUIDE 075

in the news

LAKESIDE LODGE

gives buyers a chance to own a piece of Deerhurst’s past, present and future In 1896, Charles W. Waterhouse opened a quaint summer retreat on a prime four-acre lot along Peninsula Lake that would later become the iconic Muskoka resort and desirable Canadian vacation destination – Deerhurst Resort.

Originally only accessible by steamship, Deerhurst was the first major summer resort on Muskoka’s northern lakes. With 18 bedrooms, a dining room, a smoking lounge and a verandah, early guests paid just $3.50 a week which included three meals daily. Vacationers, mostly elite Torontonians, were able to completely relax at Deerhurst; set against the backdrop of the rugged Canadian Shield. Guests spent their days playing croquet, enjoying the beach and lake, and hiking the trails.

Deerhurst quickly became a Muskoka landmark and favourite of families and resort goers.

Over three generations of the Waterhouse family, Deerhurst grew to include more than 700 acres, several multi-bedroom condominium suites and the Pavilion sports and conference complex. When the resort opened Deerhurst Highlands Golf Course and redesigned the Deerhurst Lakeside Golf Course in that same period, it laid the groundwork for Muskoka’s later emergence as a major Canadian golf destination.

In June 2010, Deerhurst made history as host venue for the 36th G8 Summit of world leaders, including Barack Obama, Stephen Harper and Angela Merkel, among others. Shortly after, the property joined the Skyline Hotels & Resorts collection.

Today, the original lodge, where guests got their first glimpse of Muskoka, is the site for the newest addition to Skyline Resort Communities, Lakeside Lodge. The first new construction condo project at Deerhurst since the late 1980s, Lakeside Lodge pays homage to its predecessor. Featuring 163 units, designed by architect Richard Wengle 076 new Condo Guide jul 5 - aug 2, 2014

and inviting interiors appointed by renowned firm DesignAgency, the combination of exterior and interior brilliance takes owners and residents into the 21st century in style, who will be able to enjoy breathtaking views of Peninsula Lake and Sunset Bay. Lakeside Lodge suites will start in price from just $169,900.

Skyline is a leading Torontobased developer of hospitality properties and destination communities. The company owns over 2 million sq. ft. of real estate, has more than 2,600 acres with development rights for more than 7,000 residential units at communities such as Deerhurst, Horseshoe, and most extensively, at the historic lakefront of Port McNicoll, Ontario.

To find out more about Lakeside Lodge and how you can “Own the Lake,” register at owndeerhurst.com or call 855.915.2582.

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Designer Advice

Cottage

inspired dĂŠcor // by Yanic Simard // photos by Ted Yarwood 078 new Condo Guide jul 5 - aug 2, 2014

Whether or not you can find the

time for a true cottage getaway this summer, a sense of relaxed living can be infused into homes of any form, from traditional to modern.

To get the look of lake-side living, even in your urban abode, here’s my guide to the essential details of cottage-inspired décor:

Even in the most humble cottage, a bit of sparkle usually appears in the form of an eyecatching kitchen faucet

Cottage colours It’s hard to imagine a cottageinspired colour scheme without the calming essence of fresh white. > For an earthy, Zen atmosphere, pair white with off-white neutrals (greys, beiges or both) and let texture and materials become the focus. The palette recalls the simple beauty of sandy shores and pebbled paths without feeling too stark. > For a livelier nautical vibe, blue can’t be beat as a cottage-inspired favourite. In general, a cottage interior tends to choose a limited palette and stick to it, so pick one hue to repeat in smaller or larger doses from room to room (and if you want a little extra punch in a key area, try adding small pops of red).

Let wood reign Naturally, wood is one of the first materials you think of when you think “cottage chic” – but you must know how to use it right. > To create a feeling of consistency, run wood floors throughout – even into the kitchen. Wood can survive the occasional spill if you treat it properly. Embrace wood with visible graining, such as Mir Hardwood’s Reclaimed Parquet collection (which mixes woods for rich character). >F or those who prefer a hard surface, consider an inset tile “mat” for the kitchen, entry, or other wet areas. It keeps the floor flush (and there’s no sisal rug to try to wash the mud or red wine out of).

> Plank walls give the textural look of a cottage cabin interior, but unless you live directly on the water, you may find this much wood a bit overwhelming. Paint it out in a white or pale colour to maintain an airy relaxed vibe, or go for a deep espresso stain and break up the wood with white accents such as art and drapery. jul 5 - aug 2, 2014 new Condo Guide 079

HC-128

CC-10 Ultrawhite

2064-50

CC-640

Clearspring Green

Costa Rica Blue

Blue Grass

HC-168

Chelsea Gray

CC-636

Mountain Air

Cottage colours Visit benjaminmoore.ca

Timeless tile Subway tile is a versatile classic that can appear either modern or traditional, depending on the details. > The most popular form of contemporary subway tile is crisp white porcelain, but you don’t have to go so minimal.

Consider a tile with a more organic surface shape and subtle, uneven colouring, to bring in some traditional warmth, or choose a style with a bevelled edge for a sleek touch of class. > A cottage-inspired kitchen is a great place to play with the colour of your tile grout – the geometric patterns of subway tile (or any other shape) can be highlighted with dark, contrast grout, or you could even choose one with a colour infused to add a playful accent.

Focus on faucets Even in the most humble cottage, a bit of sparkle usually appears in the form of an eye-catching kitchen faucet. > W hether your goal is a transitional or traditional style, a “bridge” faucet (which sits above the counter on two widespread arms rather than one in the centre) adds an uncommon graceful touch with classic country flair. > If you find yourself filling oversized pots often (for soups or pastas, for example), a wall-mounted faucet placed over the stove is extremely practical, and makes the fixture even more of a focal point.

Soft and strong Seating in a cottage-inspired home tends toward two timelessly practical (and beautiful) categories: wood and slip-covered. > Sturdy wood bar stools, dining chairs and benches make perfect options for bringing in a sense of natural strength, as their open frames still allow for an airy and relaxed look, and they contrast soft upholstery beautifully. > Slip-covered furniture is practical for its ease of washing and for the ability to swap out looks between seasons. Plus, a skirted front on a sofa or chair communicates the relaxed cottage vibe – especially in a heavy natural fabric, like a linen blend.

080 new Condo Guide jul 5 - aug 2, 2014

Everyday beauty Cottage décor celebrates the basics, such as beautiful plates, vintage serving ware, and stunning pots and pans. > Open shelving is a popular trend which suits the most rustic of spaces (think simple wood-plank shelves) or more modern schemes (try vanishing floating glass).

However, if you prefer to keep your storage behind closed doors, consider varying the heights of your cabinets – this creates neatly framed niches at the ceiling where you can display occasional serve ware, such as elegant porcelain pitchers. > If you have precious plates you won’t use often (or even favourite ones that you do!) an artful arrangement over your dining table makes a classic cottage-inspired display.

Choose all white pieces if you want to keep the look modern. Similarly, cool copper pots hung on an open rack make a trendy metallic statement in between recipes.

Yanic Simard is New Condo Guide’s design editor, principal designer of the Toronto Interior Design Group (tidg.ca), and regular guest expert on City’s Cityline. Check out Yanic’s accessory line, Yanic Simard Selected, at ysselected.com

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hot dates

July 2014 Calendar of events taking place from July 5 – August 2

highlights

Until July 13

Toronto Fringe Festival

Until July 13

Toronto Fringe Festival

Various Locations in Toronto

Until July 20

Summerlicious

This annual theatre festival puts established and emerging artists centre stage! Over 1,000 performers will be featured, ranging from comedic to dramatic displays. New this year, be sure to check out the Fringekids Club with your little guys, offering open-air performances, workshops, crafts, games, kids’ vendors, food stalls and more. Take in a play, or all 150! Your Fringe adventure awaits. fringetoronto.com

Until July 20 Summerlicious Various Locations in Toronto Explore, sample and savour this summer! 150 of Toronto’s top restaurants dish out the opportunity to taste a wide variety of diverse and innovative cuisines through prix-fixe menus. Lunch menus range from $15 to $25; dinner menus are $25 to $45.

Visit online for a list of participating restaurants, menu details and to make your reservation. toronto.ca

July 8 – August 4

Caribbean Carnival Toronto

July 18 – 27

Beaches International Jazz Festival

082 new Condo Guide jul 5 - aug 2, 2014

July 8 – August 4

July 18 – 27

Various locations across Toronto The month of July marks Caribbean fun throughout the city, from the official launch on July 8 until the Grand Parade on August 2.

The parade takes place along Lakeshore Boulevard near Exhibition Place, with over 10,000 masquerades strutting their stuff in vibrant costumes to bold Caribbean beats.

Visit the website for a schedule of events and additional details. torontocaribbeancarnival.com

Queen Street East and Woodbine Music lovers, foodies and urban aficionados flock to this annual festival to take in the sights and sounds of some of the best jazz, blues, reggae and big band performers around. StreetFest shuts down 2.5 kilometres along Queen Street East, where 40 Canadian bands echo through the streets. Back this year, the Taste of Jazz Gourmet Food Truck Extravaganza Event offers mouthwatering chow. Admission is free. beachesjazz.com

Caribbean Carnival Toronto

Beaches International Jazz Festival

GTA Edition July 5 - August 2, 2014

Your complete source for condos, lofts and townhomes in Toronto

IN THIS SECTION Maps and listings for new condo communities in the 416 region Builder news and the latest in condos in the 416

condo watch

new releases & grand openings Canary Park Condominiums

by Dundee Kilmer Developments

416

Builders: If you would like to include your preview registration, new release or site opening in this feature, just email the details to Lydia.McNutt@wall2wallmedia.com

Register now for the exciting second phase at award-winning Canary District. Be part of something big.

Web: CanaryDistrict.com

The Code Condos

by BLVD & Lifetime Developments

Wellesley on the Park

by Lanterra Developments

Grand opening at Queen and Bathurst.

One-, two- and three-bedrooms from $259,900.

Web: TheHarlowe.com

Triumph at Valhalla

by Edilcan

Offering affordable living in Forest Hill, condos starting in the mid-$200’s. Register now.

Web: TheCodeCondos.com

Grand opening continues at Valhalla’s third phase in Etobicoke, where affordable luxury has never looked better.

Web: TriumphCondos.com

FWD Condominiums

by Concord Adex

Harmony Village

by City Core Developments

The latest phase launched in the Concord CityPlace neighbourhood. Register now.

Web: CityPlace.ca

The College Condominium

by Tribute Communities

Now previewing. Discover everything College and Spadina has to offer.

Web: MyTribute.ca

previews & registrations

The Harlowe

by Lamb Development Corp.

Harbour Plaza

by Menkes

Register now to live at York and Harbour, steps to shopping, dining and entertainment. Condos coming soon.

Web: Menkes.com

HighPark Condominiums

by The Daniels Corp.

Now open at Sheppard and Warden. Live in perfect harmony with comfort, convenience and culture.

Web: HarmonyVillage.ca

Riva del Lago

by Monarch

Now open – a new boutique condo making waves on Etobicoke’s Humber Bay waterfront.

Web: MonarchGroup.net

SQ at Alexandra Park

by Tridel

Grand opening continues at a dramatic new condo in this master-planned community at Spadina and Queen.

Web: Tridel.com

Howard Park 2

by Triumph Development

Register for your priority preview at this landmark community in the heart of the city, on Wellesley between Bay and Yonge.

Web: 11Wellesley.com

The Parkside Collection has arrived! Limited collection of two-storey walkouts offering street side living steps to High Park. Register now.

Web: DanielsHighPark.com

Now open and releasing Phase 2 in Roncesvalles Village. Phase 1 is now under construction.

Web: HowardPark2.com

Yorkville Plaza II

by Camrost Felcorp

RC3

by Urban Capital

The HUB

by Empire Communities

A new signature residence is coming soon to Cumberland and Avenue Road. Preview registration now on.

Web: CumberlandTower.com

Phase 3 of River City delivers “Extreme Architecture” at its finest. Register now for your priority preview.

Web: ExtremeArchitecture.ca

Diva Condo

by Torbel

Dundas Square Gardens

by The Easton’s Group

North York’s newest boutique condo is coming soon. Register now to stay informed.

Web: DivaCondo.com

Beacon Condominium

by Sorbara Group

35-storey tower at North York City Centre coming this fall. Elevate living. Register now.

Web: BeaconCondos.ca

The Upper House Condos

by Knightstone Capital

Register now to be the first to preview Leaside’s only boutique condo and townhome community. Coming soon.

Web: TheUpperHouseCondos.com

One Park Place, South Tower

by The Daniels Corp.

Coming soon to Sumach south of Dundas, the “one” place to be in downtown east.

Register today!

Web: DanielsOneParkPlace.com 084 new Condo Guide jul 5 - aug 2, 2014

Downtown Toronto condos coming soon.

Register today to be first in line for special incentives, promotions, floor plans and price list.

Web: DundaSquareGardens.ca

Soul

by Fram Building Group

Register now to be close to everything, and far from ordinary!

Web: MySoulCondos.ca

Ten93

by Pemberton Group

Now previewing: an eclectic fusion of fashion, art, culture, creativity and style at Queen West and Dovercourt.

Web: Ten93QueenWest.com

The Academy

by Lemine & Devron

Graduate to a golden investment. Register now to attend the VIP preview event.

Web: AcademyCondos.com

New release of townhomes in Eglinton West.

Get connected, live life on tomorrow’s fast lane.

Web: EmpireTheHub.com

Trio at Atria

by Tridel

Grand opening is now on at the next great phase of Atria in North York.

Web: Tridel.com

Totem Condominium

by Worsley Urban Partners

Presentation centre and model suite now open! A perfect 100 on walkscore.com, stellar amenities, iconic architecture.

Web: TotemCondos.com

Jasmine Condos

by Averton Homes

The grand opening continues at Sheppard Avenue East and Pharmacy Avenue. Luxurious maintenance-free living coming soon.

Web: JasmineCondos.ca

Brownstones at Westown

by Lindvest

Discover tremendous value at Weston Road and Sheppard Avenue West. The “Astoria” model suite is open for viewing.

Web: Lindvest.com

The

HWY. 401

SHEPPARD AVE. W.

FINCH AVE. W.

ACTUAL AERIAL PHOTO

WESTON RD.

Westown

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Brownstones

401

HWY. 400

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2 YEARS FREE MAINTENANCE*

“ Lindvest”, the Lindvest logo, and “Life Happens Here” are trade-marks of Lindvest Properties Limited and are used under license. Reproduction in any form, without prior written permission of Lindvest Properties Limited, is strictly prohibited. Renderings are artist’s concept only. Pricing, specs and availability subject to change without notice. E.&O.E. * For a limited time only. See sales representative for complete details.

HOURS OF OPERATION: Sat & Sun: 11am – 6pm Mon-Thu: 1pm – 8pm. Friday & Holidays: Closed

lindvest.com

Visit Our Model Home and Presentation Centre

Starting From $329,900

3% CASH BACK!*

Spacious Two Bedroom Homes

PURCHASE WITH ONLY $5,000*

LIVE LARGER FOR A LOT LESS. AN ESTABLISHED COMMUNITY AND NEIGHBOURHOOD. FIVE MINUTES TO THE 401 AND 400 HIGHWAYS. IMMEDIATE ACCESS TO TTC TRANSIT, GREAT SHOPPING, SERVICES AND SCHOOLS. TWO MINUTE WALK TO SPORTS FIELD, SPLASH/ICE PAD & PARK. WALKING DISTANCE TO SUMMERLEA PARK. QUICK DRIVE TO LOCAL GOLF!

in the news

Open-concept loft living at

THE CARNABY COLLECTION ON QUEEN WEST

In choosing to live at The Carnaby, Streetcar

Developments’ new loft-styled condos at Queen Street West and Gladstone Avenue, purchasers clearly have chosen a project that reflects their lifestyles: urban, edgy, confident, trendy style-setters. The flexibility and floorplan of your unique loft space perfectly suits your choice of stylish downtown digs in one of Toronto’s most eclectic neighbourhoods.

Streetcar recently released The Carnaby Collection, which includes spectacular two-storey loft condos and spacious penthouses. The 1,195-sq.-ft., three-bedroom loft condo offers sophisticated open-concept living on two levels. On entering your loft on the upper level, an expansive Great Room makes an impressive statement to your guests, constantly reminding you why The Carnaby was the perfect choice for your new home.

With impressive 13-ft. high exposed concrete ceilings and oversized windows, your loft space abounds with natural light. With engineered hardwood flooring throughout, the feel is spacious, natural, clean, sleek and modern. Your kitchen features ultra-contemporary finishes such as Ceasarstone quartz countertops, the latest stainless steel appliances and slick European cabinetry 086 new Condo Guide jul 5 - aug 2, 2014

that is refined, functional and fabulous. The kitchen’s open-concept layout lets you socialize with guests in the adjacent Great Room without ever missing a thing.

The upper level also features a separate bedroom, which can be used as an accessible home office today, or perhaps a future playroom for any welcomed additions later in life. This upper level also features a convenient powder room, ideal for guests.

A large terrace off this grand space is the perfect spot to entertain guests at a barbecue party, curl up with a favourite book in the sun, or just enjoy the city views from your private sanctuary.

The lower level of your loft contains two bedrooms. The master bedroom boasts a functional walk-in closet and its own luxurious master bathroom featuring modern finishes and walk-in shower. The second bedroom also contains its own full bathroom, complete with bathtub.

Your lifestyle demands openness, flexibility and functionality to maximize your everyday living, and your loft at The Carnaby delivers exactly that. You will also find a selection of one-bedroom lofts to penthouses ranging from 433 to 1,350 sq. ft., and with prices beginning from $272,900.

To find out more, visit online at carnabylofts.ca or call 416.690.9009.

Visit the presentation centre at 8 Gladstone Ave. to tour the two beautifully designed model suites.

Hours are Monday to Thursday noon to 6 p.m.; Friday closed; Saturday and Sunday noon to 5 p.m.

Excellent condominium suites available from $250,000

Construction starting soon!

Last chance at pre-construction prices! .

Ra il Li ne

Rd.

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Presentation Centre

t on S Juds

10 Judson Street at Royal York Road, across from the Mimico GO Station

G O

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Exp iner Gard e. s Av Evan

Mimico GO Station

onthegomimico.com 647.692.8417

Broker Protected. Illustration is artist concept. Prices, sizes and specifications are subject to change without notice. E. & O.E.

Transforming Communities.

Mike Holmes & Stanton Renaissance Team Up To Make It RightÂŽ Mike Holmes and Stanton Renaissance have forged a unique partnership based on their shared vision of an environmentally sustainable future.

Together, they plan to develop sustainable building initiatives, including On The Go Mimico — an exciting first within the luxury condominium market!

To learn more, visit stantonrenaissance.com.

JUL 5 - AUG 2, 2014 NEW CONDO GUIDE 087

in the news

Four ways to save at Cloud9 Limited-time incentives make homeownership dreams come true You can soon be living it up on Cloud9. Construction is already underway at Cloud9 Condominiums, and for a limited time, you can take advantage of four terrific opportunities to bring your dream to life at Cloud9. Put just five per cent down, enjoy $5,000 cash back, receive $5,000 in upgrades, and pay just $5,000 for both parking and locker!

You don’t have to let money stand between you and homeownership. Interest rates remain at historic lows, and with these amazing incentives, there is no better time to purchase. With Lash Developments’ six decades of demonstrated excellence in building quality and customer service, a terrific west-end location, and a wonderful complement of amenities, there is no better opportunity.

Cloud9 offers a carefree condominium lifestyle in a setting that’s lush and green from bottom to top, from the tree-lined driveway to the stunning rooftop terrace. Entertain in style with Club 9’s barbecues, comfortable seating and outdoor fire pit, or float your cares away in the sparkling swimming pool. Invite your friends and take advantage of a gorgeous party room and furnished guest suite, or get a great workout in the fitness centre.

Every suite is perfectly designed, with European-inspired elegance and high-end finishes inside and sharp contemporary architecture 088 new Condo Guide jul 5 - aug 2, 2014

outside. Abundant natural light, large balconies and terraces beautifully blur the line between indoor and outdoor living.

Take a walk through the spectacular surrounding Humber Valley landscape. Hop onto the highway or be at the airport in minutes. Shop, dine, or take in a movie at the nearby Woodbine Centre. Commute downtown easily with quick access to the TTC and GO Transit.

Wherever your life takes you, Cloud9 is the perfect starting point.

Lash Developments has been responsible for some of the most successful communities in the GTA, including 500 St. Clair and 530 St. Clair at Bathurst, where a third phase will soon be released. Prices on a tempting variety of one-bedroom, one-plus-den, two-bedroom and twoplus-den suites at Cloud9 start at just $239,900 ($268,990 for ground-floor suites with nine-ft. six-in. ceiling heights).

These special incentives are available only for a limited time, so don’t put your dreams on hold — bring them to vivid life at Cloud9. In fact, you can even watch your dream as it’s built with Cloud9’s live video feed! Just visit cloud9condos.ca to see the construction as it happens.

To find out more about five per cent down, $5,000 cash back, $5,000 in upgrades and $5,000 for parking and locker, visit the Cloud9 presentation centre at 60 Esther Lorrie Dr., open Monday to Thursday noon to 6 p.m.; weekends and holidays from noon to 5 p.m. Call 416.747.0199.

AT ST. CLAIR & BATHURST

OVERLOOKING FOREST HILL

BRILLIANT LIVING, MIDTOWN STYLE Introducing The Barrington Condominium Flats, a spectacular boutique building set in one of Toronto’s prime urban neighbourhoods at St. Clair and Bathurst. With TTC at your doorstep and steps to the St. Clair West subway (or if you wish The Underground), this is where you want to be. Cheers to your future at The Barrington!

COMING SOON FROM THE MID

s 300’

$

Register today

BARRINGTONCONDOS.COM | 416.410.4444 BarringtonCondo Prices and specifications are subject to change without notice. Images are for mood and impression only. E. & O. E.

TO OVER

$600,000

Hot TOPIC

How to Find the best builder

Choosing the development and suite is important, but what about the team behind the condo? // By lydia mcnutt

There are so many advantages to buying a brand new home. Starting with the obvious, everything is new. There are no scratches on the floors, no dings in the walls, no funky smells, no signs of life before you. Buying new also means you get your home, your way – you choose the floor plan, finishes and features you’d like it to have. And if you’re lucky enough to be among the first buyers in a new development, you also get to choose the view! If you’re looking for the latest and greatest, new-home builders today include innovative materials and energy-efficiency technologies to ensure your home operates to its maximum potential for many years to come.

Buying new gives you yet another distinct advantage over resale – you have the opportunity to hand-pick the builder.

Before you jump into your condo purchase, remember that a little

090 new Condo Guide jul 5 - aug 2, 2014

research goes a long way. Different home builders have different specialties. Some focus on sky-high homes, while others build more intimate midrise and townhome communities. Some condo builders have an eco-friendly agenda, while others are all about the ultra-luxury features. Take note of what you’re looking for in a new home, and then do your research to find a builder who can deliver.

Hot TOPIC

continued…

With so many builders out there, how do you choose the right one? Canada Mortgage and Housing Corp. offers some tips: To start your search, find out which companies are building in your

area, the types of homes they offer and the prices you can expect to pay. (Editor’s note: New Condo Guide is a great place to start!) Ask friends, family members and co-workers for names of reputable builders they have dealt with. You can also check the website of your local home-builder’s association.

When you meet with a builder, ask how long they have been in

business, how many homes or condos they build each year, and what kind of background and experience they have.

Make sure the builder is licensed

with the proper registrations required for your province. Ask for references, and contact them to find out if they are satisfied with the homes they bought and the service they received.

Once you have narrowed down your list, visit the builders’ models.

Go through each one in detail, taking note of what you like and what you don’t. Take your time, and if you feel you don’t know enough about construction, bring someone with you who does.

Read through each builder’s website and other information

materials to get a clearer picture of the company and what they have to offer.

If possible, request a tour of a work site to look at a condo that is currently under construction.

If you’re considering buying in a new development, go on a tour of the community or take a close look at the master plans. Ask yourself if this is the type of community where you could see yourself living or raising a family for years to come.

Always bring a notebook or a camera with you. Ask as many questions as you can think of, and write down the answers to review later. After all, you’re choosing the place your family will call “home” for the next five, 10 or perhaps many more years.

Once you have narrowed down your list, visit the builders’ models. Go through each one in detail, taking note of what you like and what you don’t.

A home is the biggest purchase you’ll make in your lifetime. It can be tempting to buy on a whim, but look before you leap. Some careful consideration on your part will help to ensure you make a wise move that will enhance your lifestyle for today, and make a great investment for tomorrow! jul 5 - aug 2, 2014 new Condo Guide 091

in the news

The Academy

Successful Toronto condominium sells out ‘overnight’ is now sold out after its VIP Preview Sales Event! Savvy purchasers lined up around the block to make the smart investment of buying a condo in one of the ‘Next 20 Big Neighbourhoods’ in the city, as noted by Toronto Life Magazine.

The Academy is a new 26-storey condominium project by Lemine Investment Group and Devron Developments, bringing 339 suites to the University of Toronto Scarborough Campus (UTSC), an area bursting with more than 12,000 students, but currently only providing on-campus residences for 769 students. With all of those residences allocated to firstyear students, and the campus population projected to grow by more than 400 students per year over the next 20 years, The Academy was the perfect investment for purchasers who wish to rent or lease out to students or faculty.

The stunning success of The Academy was a combination of many things: the strength of Toronto’s housing market (one of the hottest in North America), current low interest rates, the location and price point of The Academy, and a compelling and informative marketing campaign with suites priced from just $188,800.

In a way of giving back to the community, the developers are making a donation for each person who attended the VIP Preview event, and have reached their goal of a $30,000 donation to SickKids Hospital.

Smart investors in the Toronto condominium market have higher standards in quality, suite designs and amenities, and The Academy has delivered on all three. Suites are designed to maximize efficient everyday living, with functional, flexible floorplans and no wasted space. Close to 20,000 sq. ft. of amenities are also featured at The Academy, including a study lounge and outdoor terrace, along with a fully equipped fitness The Academy at Morningside Avenue and Ellesmere Road

Guests examined the scale model of the community and the brochures provided – then decided it was a fabulous investment opportunity 092 new Condo Guide jul 5 - aug 2, 2014

centre and yoga room. One indoor theatre and one outdoor theatre are also included, along with a private lounge with coffee bar and fully equipped kitchen. All the amenities at The Academy are designed to be gathering spots to promote social engagement within a vertical living environment.

Making an investment in The Academy even more attractive to purchasers was the fully furnished suite option. These furnished suites, ranging from one- to threebedroom designs, come fully equipped with couch, chairs and coffee table, TV, dining room table and chairs, and complete bedroom furniture.

The Academy’s location at Morningside and Ellesmere puts it close to schools, parks, shopping and transit. This is a thriving neighbourhood now benefitting from a large investment in infrastructure projects from both UTSC and multiple levels of government. The City of Toronto is investing heavily in the area, collaborating with the University of Toronto and major retailers.

Surrounded by a permanent and growing student population, with variable suite prices and furnishing options, The Academy offered purchasers the reassurance of long-term demand and positive cash flow from day 1. It is this combination that has made The Academy such a success.

To learn more about the companies behind The Academy, visit online at academycondos.com.

Coming Soon

North York’s Newest Boutique Condominium

• Walking distance to Downsview subway station and other amenities • Close to Yorkdale Mall and Downtown North York • Live close to the 572 acre Downsview Park, Canada’s largest urban park

Offering North York’s Best Value 2 BEDROOM DESIGNS S TA R T I N G F R O M

309,900

$

1 BEDROOM DESIGNS S TA R T I N G F R O M

224,900

$

Register Now! @ divacondo.com Prices, terms and specifications subject to change at any time without notice. E. & O. E. Rendering is Artist’s Concept.

Condo Living

// by SHLOMO SHARON

Owners, Developers and Property Managers

Shlomo Sharon is CEO of Taft Management Inc. and a member of CCI since 2002.

Taft Management Inc. is an ACMO 2000-certified property management company and has been providing property management services since 1996.

Visit taft-forward.com for further information or email Shlomo at shlomos@taft-forward.com.

W

hen a developer makes the decision to go to market with a new condominium project, he/she needs to prepare a disclosure package containing legal and financial information pertaining to the development. When the purchaser signs the Agreement of Purchase and Sale, the developer must provide the purchaser with the disclosure statement, including the first year budget, which is often prepared by a management company. While some developers have their own management firms, most will engage a third party who is independent of the developer. It is sometimes confused by owners that the management company is influenced by the developer, which is not the case.

When the City has determined that the development is ready for occupancy, the developer

094 new Condo Guide jul 5 - aug 2, 2014

will advise the purchaser of the interim closing. The standards for interim occupancy by the City may cause an inconvenience to the purchaser due to ongoing construction, or improper completion of the unit itself. This is a cause for frustration among owners who bring the deficiencies to the attention of management. The management company is not in a position to resolve any of these issues, as they are only serving in an administrative capacity as a go-between with the owners and the developer.

In order for the developer to be able to register the development as a condominium corporation, the City must approve that the development has met all the requirements. The City conducts the inspection during the construction period to ensure the work meets the plans that were submitted and approved by the City’s building department. Once the City has provided the developer with the condominium registration, within 10 days the declarant (developer) appoints the first board of directors, which is referred to as the declarant board. They also sign various contracts, among them being the contract with the management company. Once the developer has closed the sale of the majority of the units (50 per cent, plus one unit), he is required to call a Turnover Meeting of the owners. The purpose of this meeting is to hand over the affairs of the condominium to the owners, who now elect their own board of directors to carry the responsibility for the condominium corporation.

In actuality, it is normally the property management company that coordinates and administers the calling of the meeting, simply because owners deem the property management to be an extension of the developer. Once the new board is elected, it assumes the responsibility of directing the management company to carry on the day-to-day operation of the condominium.

The management company serves the owners, not the developer (despite the fact that they were appointed by the developer). The first major task of the board is to retain a person with certification by the Professional Engineering Act or the Architect Act to conduct an audit of the common elements, to be done between the sixth and 10th month after the registration of the condo.

The auditor must inspect the major components of the building and property like foundation, parking garage, walls, ventilation, windows, elevators, roof, mechanical systems, fire protection system, as well as landscaping to the extent that it is described as a common element.

It is also a requirement to conduct a survey of the owners to check for evidence of damage to the unit caused by defects in the common elements, and defects in common elements that may cause damage to the units.

Purchasers of new condo units should attend the “Living in a Condominium” seminar conducted by ACMO. This seminar may help clarify the various duties of the parties involved in the daily life of a condo corporation. Also helpful is a seminar titled “How to Service Condominium Residents.” Finally, the developer should be held to a high standard of construction, which forces him to be liable through Tarion (not as an arbitrator) to the owners.

COME SEE WHY WATERMARK IS MAKING WAVES ON THE ETOBICOKE WATERFRONT. MODEL SUITES NOW OPEN Immediate Occupancy • 5% Deposit • Free Parking • Locker Storage Over $40,000 in Upgrades Included in Price

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All prices & specifications are subject to change without notice.

E.&O.E. All Illustrations are artist’s concept only. Brokers Protected

Long Branch

3609 Lake Shore Blvd. W., Suite 104 Monday to Thursday 12 pm to 7 pm Saturday, Sunday & Holidays 11 am to 6 pm 416.354.2221 I queenscorp.com

N

Brown’s Line

Presentation Centre

Lake Shore Blvd. W.

Kipling Ave.

The Most Outstanding Mid-Rise Building

Thirty Fifth St.

Ontario Home Builders’ Association Award Winner

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* Due to scale restrictions, locators are approximate. Please see builder’s ads for exact locations.

# Builder 2 Great Gulf 2 Concord Adex 6 Cresford Development Corp.

7 The Daniels Corporation 10 Empire Communities 17 Rockport Group 18 Monarch Corporation 18 Urban Capital 26 Bazis Inc. 28 Empire Communities 31 Worsley Urban Partners 38 Easton’s Group 41 Lash Group of Companies 42 Triumph Developments 52 Cresford Development Corp.

52 Cresford Development Corp.

53 Lanterra Developments 58 Great Gulf 99 Great Gulf 110 Great Gulf 120 The Daniels Corporation 126 Great Gulf 131 Lanterra Developments 140 Eden Shaw 140 45 Charles Ltd. 141 BSaR Ltd 149 Camrost - Felcorp 150 Aspen Ridge Homes 155 Lifetime Developments 171 Camrost - Felcorp 190 Cresford Development Corp.

199 Fieldgate Homes 202 Bazis Inc. 202 Rio Can 202 Metropia 215 Dundee Kilmer Developments 218 Malibu Investments Inc. 218 Urban Capital 223 Concord Adex 1 Goldman Group & Lash Dev. Corp.

1 Goldman Group & Lash Dev. Corp.

3 Concord Adex 3 Concord Adex 3 Concord Adex 3 Concord Adex 4 Gairloch Investments 4 Centrestone Urban Developments Inc. 5 Onni Group of Companies 5 Onni Group of Companies 5 Concord Adex 7 The Daniels Corporation 8 Cresford Development Corp.

8 Cresford Development Corp.

8 Cresford Development Corp.

9 Aspen Ridge Homes 11 Menkes Developments Inc. 11 Menkes Developments Inc. 12 North Drive Investment 13 Streetcar Development 14 Canalfa Group 15 Tridel Corporation 16 Freed 18 Urban Capital 18 Urban Capital 19 KIngstone Road Development 20 Menkes Developments Inc. 20 Tower Hill Development Corporation *TH: Townhomes, C: Condo

Site Telephone TH* C* Price Range Page Finder Yonge+Richmond 416-499-8883 • from $320,000 23 16K FWD at Concord CityPlace 416-813-0999 • • 44-45 13F Merton Yonge Condominiums 416-484-1900 • from $350,000 128 14e High Park Condominiums 416-351-1844 • from $300,000 15 8L The HUB 416-784-3482 • from $250,000 6 9F The Nest 416-223-0003 • from $250,000 59 11H Riva del Lago 416-495-3544 • from $300,000 Insert 24c RC3 416-862-0505 • • from $220,000 46-47 18L One Yorkville 416-519-2911 • from $300,000 5 15I Water Tower at Eau Du Soleil 416-503-3328 • from $320,000 6 25B Totem Condominium 416-792-1877 • from $320,000 57 15H Dundas Square Gardens 416-645-8575 • from $200,000 73 17k The Barrington Condominiums Flats 416-410-4444 • from $350,000 89 12H Howard Park 2 416-873-0989 • 69 9L CASA 2 416-486-2272 • from $320,000 IBC 15L CASA III 416-486-2272 • from $350,000 IBC 15L 11 Wellesley 416-861-1111 • from $250,000 11 15J Monde 416-466-8885 • from $340,000 22 17M One Bloor Residences 416-922-0081 • from $540,000 22 15I Charlie 416-927-9772 • from $960,000 23 14M One Park Place Condominiums 416-955-0559 • from $200,000 43 18J X2 416-927-0080 • from $500,000 23 16J Riverhouse at the Old Mill 416-766-7343 • from $500,000 24 5L Chaz Yorkville Condos 416-922-0045 • from $300,000 31 16J Chaz Yorkville Condos 416-922-0045 • from $300,000 31 16J 12 Degrees 416-408-1200 • from $350,000 63 15L Imperial Plaza 416-925-2501 • from $986,000 3 15I Studio on Richmond 647-352-7736 • from $300,000 51 15M The Bond Condominiums 416-546-7525 • • 25 15G Yorkville Plaza II 416-966-3003 • • from $350,000 1 14H 1000 Bay 416-485-3000 • from $390,000 IBC 15J 90 Niagara 416-981-0036 from $318,000 61 14O E Condos 416-243-8688 • from $300,000 19 14E E Condos 416-243-8688 • from $300,000 19 14E E Condos 416-243-8688 • from $300,000 19 14E Canary District Condominiums 416-603-7576 • from $250,000 53 18L Smart House 416-292-0219 • from $284,000 55 15L Smart House 416-292-0219 • from $284,000 55 15L FWD at Concord CityPlace 416-813-0999 • • 44-45 15M 530 St. Clair Ave. West 416-868-0500 • from $344,000 12H the rushton rushtonliving.com • from $344,000 12H Quartz at Concord CityPlace 416-813-2999 • • 15M Spectra at Concord CityPlace 416-813-0999 • • 15N Grand Parade 2 at Concord CityPlace 416-813-0999 • 15M Parade TWO Park Collection at Concord CityPlace 416-813-0999 • from $308,000 15M 383 Sorauren 383sorauren.com from $265,000 9L 383 Sorauren 416-588-0383 from $265,000 9L Garrison at the Yards 416-260-2600 • from $190,000 14n West Lake 416-260-2600 • from $240,000 14N Newton at Concord CityPlace 416-813-0999 • 12F The Parkside Collection 416-351-1844 • from $700,000 8L NXT 2 416-977-5300 • • from $300,000 8N NXT2/Phase Two 416-977-5300 • • from $210,000 8N NXT at Windermere By the Lake 416-977-5300 • • from $350,000 8N VU 416-970-9500 • • from $370,000 16L Pears on the Avenue 416-323-0100 • from $382,000 14I 365 Church 416-591-7700 • from $238,000 14I The High Park 416-670-3699 • from $300,000 8L Trinity Lofts 416-690-2988 • from $330,000 19l Liberty Place 416-537-0047 • • from $170,000 12N 101 Erskine 416-480-0700 • from $286,000 14D 155 REDPATH 416-996-5428 • from $210,000 14D River City 416-862-0505 • • from $250,000 18L River City 2 416-862-0505 • • from $250,000 18L The Glen 416-694-3333 • from $255,000 23H Fabrik 416-591-7700 • from $250,000 14M 2221 Yonge 647-350-2221 • from $320,000 14E

Highlighted listings are advertised in this issue of Condo Guide.

Please refer to page number for complete information.

Attention Builders - Want to add your community to our maps?

Need to update existing information? Please fax the details to (416) 789-9554

Builder

Site

Easton’s Group Remington Group Easton’s Group Remington Group Monarch Corporation Tridel Corporation Tribute Communities Greenpark Homes Tridel Corporation Bazis Inc. The Daniels Corporation Pinnacle International Pinnacle International Tower Hill Development Corporation Madison Homes Lamb Development Corp.

Centre Court Development Menkes Developments Inc. Neudorfer Corporation Cresford Development Corp.

Lifetime Developments Fernbrook Homes/Cityzen Dev. K-CAP Laird Inc. Tridel Corporation Pinnacle International Conservatory Group Tridel Corporation Times Developments Inc. MintoUrban Communities Inc. MintoUrban Communities Inc. Lanterra Developments Lindvest Canalfa Group Pemberton Group Lamb Development Corp.

E-Park Development Emsatec Canada Inc Neudorfer Corporation Madison Homes State Building Group Empire Communities Lamb Development Corp.

Tridel Corporation Tridel Corporation Harhay Developments Carttera Fernbrook Homes/Cityzen Dev. DHD Developments Lamb Development Corp.

Harhay Developments Plaza Menkes Developments Inc. Lifetime Developments Aspen Ridge Homes Context Development Inc. Context Development Inc. The Brownstone Group of Companies The Brownstone Group of Companies Plaza Bazis Inc. Metropia Plaza Pemberton Group The Daniels Corporation The Daniels Corporation Pinnacle International Lifetime Developments Lifetime Developments Concert Properties Triangle West Development Tridel Corporation Tridel Corporation Tribute Communities Tribute Communities Graywood Developments Mod Developments Inc. Canderel/Stoneridge Alterra Homes/Finer Space Andrin Homes Graywood/Beaverhall Development Cityzen Fernbrook Homes Fernbrook Homes Urban Capital Malibu Investments Inc. Alit Developments Tre Memovia Developments Lifetime Developments Castlepoint/Cityzen/Fernbrook Pianosi Developments Sorbara Group Streetcar Development Camrost - Felcorp Mizrahi | Khalili Developments Sorbara Group Graywood Developments Mod Developments Inc. Reserve Properties Reserve Properties Pemberton Group Streetcar Development Greenpark Homes The Daniels Corporation Tri-Win Developments Inc MintoUrban Communities Inc. Burnac Corporation Lifetime Developments Centre Court Development Streetcar Development Menkes Developments Inc. Freed Carttera Solotex Mod Developments Inc. Reserve Properties Castlepoint/Numa Dundee Kilmer Developments Torbel Group Pemberton Group Baywood Homes TAS DesignBuild Lamb Development Corp.

Lamb Development Corp.

Lamb Development Corp.

Freed Mansouri Living Menkes Developments Inc.

*TH: Townhomes, C: Condo

Telephone

TH* C*

Price Range

Page

King Blue Condominiums 416-599-1355 • from $200,000 King Blue Condominiums 416-599-1355 • from $200,000 Westinghouse Lofts 416-599-1355 • from $200,000 Westinghouse Lofts 416-599-1355 • from $200,000 Picasso on Richmond 416-495-3549 • from $400,000 Ten York 416-596-9888 • from $1020,000 The College 416-363-4800 • from $336,000 Axiom Condominiums 647-352-4077 • from $225,000 Spadina Queen 416-661-1949 • from $350,000 No1 Yorkville 416-519-2911 • from $388,000 One Park Place South Tower 416-955-0559 • from $220,000 Success Tower at Pinnacle Centre 416-360-0673 • from $750,000 33 Bay Residences at Pinnacle Centre 416-925-3325 • from $375,000 Churchill Park Condominiums 416-966-9080 • from $900,000 The Madison 416-482-8090 • from $420,000 Riverside Towns 416-368-5262 • from $460,000 Core Condos 416-598-2673 • from $220,000 87 Peter menkes.com • Fuse Condos 416-534-4444 from $220,000 Lofts 399 416-867-3999 • from $590,000 The Code thecodecondos.com • from $320,000 Garrison Point garrisonpoint.ca • from $250,000 The Upper House Condos in Leaside 416-425-1800 from $350,000 Alter 416-645-4599 • from $250,000 Palatila Collection 416-925-3325 • from $725,000 Milan 416-928-7409 • from $520,000 Aqualina at Bayside 416-514-2710 • from $350,000 The 500 Condos + Lofts 416-960-0606 • from $400,000 King West 416-367-5464 • from $210,000 775 King West 416-367-5464 • from $330,000 3018 Yonge In Lawrence Park 416-787-8882 • from $390,000 B Streets 416-532-6636 from $635,000 Liberty Central by the Lake 416-537-0047 • • The Uptown Residences 416-987-3500 • from $950,000 The Brant Park 416-368-5262 • from $262,000 Foundry Lofts 416-531-7760 from $399,000 The Brownstones 5 416-531-7760 • from $350,000 Brownstones 416-531-7760 • from $305,000 The Upper Canada Condominium 416-489-5194 • from $1800,000 The Upper Canada Condominiums 416-489-5194 • from $1.8,000 Schoolhouse 416-979-1333 • from $595,000 Flatiron Lofts 416-368-5262 from $243,000 300 Front Street West 416-217-0300 • from $324,000 Atmosphere 416-217-0300 • from $1200,000 One Eleven Condominiums & Lofts 647-347-4111 • from $250,000 One Eleven Condominiums & Lofts 647-347-4111 • from $250,000 Pier 27 Waterlink 416-367-3456 • from $800,000 Gooderham Condos at The Distillery 416-361-1322 • from $390,000 The King East 416-368-5262 • from $435,000 East Condos & Lofts 416-368-5262 • from $310,000 King West 647-341-1731 • from $346,000 Four Seasons Private Residences Toronto 416-775-7500 • from $1900,000 Four Seasons Private Residences Toronto 416-775-7500 • from $1900,000 Seventy Seven Charles Yorkville 416-203-7034 • from $2100,000 Market Wharf 416-861-8181 • from $260,000 Library District Condominiums 416-861-8181 • from $222,000 Brownstones in Davenport Village 416-531-7760 from $245,000 Brownstones on the Park 416-531-7760 • from $260,000 Ivory On Adelaide 647-341-1731 • from $279,000 Exhibit 416-967-7778 • Exhibit 416-967-7778 • Exhibit 416-967-7778 • U Condominiums 416-546-6605 • from $2500,000 One Park West 416-955-0559 • from $406,000 Festival Tower 416-203-2020 • from $350,000 The Pinnacle on Adelaide 416-596-1600 • from $350,000 X2 416-927-0080 • from $303,000 Bisha Hotel & Residences 416-637-2211 • from $274,000 88 Scott 416-216-8588 • Art Condos 416-535-7775 • from $530,000 Two Old Mill 416-645-7022 • from $356,000 Old Mill 416-645-7022 • from $450,000 RCM I on University 647-351-9247 • from $393,000 Queen & Portland 416-363-4800 • from $315,000 5 St. Joseph 416-928-0555 • • from $250,000 5 St. Joseph 416-928-0555 • • from $250,000 DNA 3 416-929-1030 • from $220,000 Post House Condominium 416-964-2777 • from $350,000 The Berwick 416-922-9425 from $280,000 The Mercer 416-597-6940 • from $350,000 Backstage on the Esplanade 416-777-2533 Backstage on the Esplanade 416-777-2533 Vero 416-798-7070 from $250,000 Tableau Condominiums 416-591-8887 • • from $450,000 Tableau Condominiums 416-591-8887 • • from $350,000 Tableau Condominiums 416-591-8887 • • from $350,000 Carmelina 416-423-8500 • from $325,000 The Yorkville Condominiums 416-987-3344 • • from $550,000 L Tower 416-777-2533 • from $410,000 Perspective Condos 416-242-3500 from $280,000 thirtytwo Camden 416-860-0060 • from $240,000 8 Gladstone 416-690-9009 • from $335,000 Yorkville Plaza 416-966-3003 • • from $350,000 133 Hazelton Residence 416-926-9900 • 210 Simcoe 416-217-0210 • from $200,000 Five Condos 416-928-0555 • • from $375,000 Five Condos 416-928-0555 • • from $375,000 Rise 416-546-7399 • • from $290,000 Model Suite of the Month • Neon 416-987-7878 • from $470,000 The Carlaw 416-690-8588 • from $200,000 Allure Condominiums 416-487-7600 • from $350,000 Cinema Tower Condominiums 416-203-2020 • from $450,000 FAD Condos 416-815-1818 • from $250,000 30 Roe 416-915-3812 • from $350,000 South Hill on Madison southhillonmadison.com • from $200,000 INDX 416-987-4639 • INDX 416-987-4639 • The Carnaby 416-690-9009 • from $250,000 Noir 416-977-8780 • from $250,000 SIXTY Colborne 416-601-0060 • from $300,000 SIXTY Colborne 416-598-7775 • from $300,000 Upper Beach Townes • The Massey Tower 416-966-0197 • • from $320,000 109OZ 416-531-4844 • from $300,000 The Sterling 416-777-2533 • • from $230,000 Canary Park Condominiums 416-603-7576 • from $250,000 Wallace Walk 416-531-1818 • from $210,000 TEN93 Queen West 905-326-4100 • from $280,000 TEN93 Queen West 905-326-4100 • from $280,000 Duke Condos junctionlife.ca King Charlotte 416-368-5262 • from $416,000 Theatre Park 416-368-5262 • from $537,000 The Harlowe 416-363-1771 • from $260,000 Thompson Residences 416-360-0600 • from $280,000 The Perry 416-926-7555 • from $390,000 Harbour Plaza menkes.com •

Highlighted listings are advertised in this issue of Condo Guide.

Please refer to page number for complete information.

Finder 12N 12N 12N 12N 14M 12F M14 17L 15D 15I 18k 17m 17m 13H 14E 19L 16L 15M 9k 14L 13H 13N 18D 16J 16M 15I 18N 17I 14M 14M 14B 13J 12N 16J 14M 9I 9I 9I 14G 14G 13i 20J 15M 15M 13M 13M 17N 18L 18L 18L 13N 15I 15I 14J 17M 17M 9j 9J 17L 14i 14i 14i 15K 18J M14 15M 16J 16m 17M 12N 5L 5L 14M 15I 16J 16J 12N 16L 14D 15M 17M 17M 17M 15L 15L 15L 23J 15G 17L 4H 14L M12 14H 14I 15M 15J 15J 12H 12H 14D 19K 14F 14M 14M 14D 13I 16M 16M 12M 15M 16L 16L 24G 16L 12M 9L 18L 9L 12F 12F 8K 15M 16M 15M

Attention Builders - Want to add your community to our maps?

Need to update existing information? Please fax the details to (416) 789-9554

torontoregionalmaps: Toronto, East York, York

# 21 21 21 21 22 22 23 24 25 26 27 29 29 30 32 33 34 35 36 37 39 40 43 44 45 46 51 54 55 55 57 59 60 62 64 66 66 66 70 70 78 81 83 84 85 85 88 94 101 101 102 103 103 104 106 106 109 109 114 117 117 117 118 120 122 124 126 128 129 130 131 131 133 134 135 135 136 137 142 148 151 151 151 153 153 153 154 155 157 162 165 170 171 173 175 179 179 184 184 185 186 188 189 191 192 193 195 195 197 198 200 200 201 206 207 210 215 217 217 217 219 220 221 222

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torontoregionalmaps: North York

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Builder

Tridel Corporation Lindvest Bazis Inc. metropia Plaza Torbel Group Liberty Development Corp.

Concord Adex Torbel Group YYZed Project management Tiffany Park Homes Tridel Corporation Concord Adex Concord Adex Concord Adex Concord Adex Fram Building Group Conservatory Group Sorbara Group Emery Condominiums Tridel Corporation Tridel Corporation Castle Royale Development Norstar Group of Companies Menkes Developments Inc. MintoUrban Communities Inc. Devron Developments Canderel/Stoneridge DHD Developments Aspen Ridge Homes ELAD Canada ELAD Canada ELAD Canada The Brown Group of Companies Kantium Development Lanterra Developments Lanterra Developments Lanterra Developments Brandy Lane Homes Tridel Corporation Fram Building Group The Daniels Corporation The Daniels Corporation Tribute Communities Fram Building Group/Cadillac Fairview

*TH: Townhomes, C: Condo

Site

Aristo at Avonshire The Brownstones at Westown Emerald Park Emerald Park Emerald Park Diva Condo World on Yonge Opus The Avanti Condominiums VISTO Westhaven Hullmark Centre Tango at Concord Park Place Discovery at Concord Park Place Discovery II at Concord Park Place Tango2 at Concord Park Place SOUL Pearl 2 Condominiums Beacon The Essential Argento Alto at Atria The Palm Condominium Residences Portrait Condominiums Gibson Square 88 Flo Condominiums Aura At College Park Gooderham Scenic on Eglinton Emerald City Condominiums Dreamtower At Emerald City Biyu Emerald City Willow Park at Bayview Posh Condominiums Treviso Condominiums Treviso II Treviso III The Station Trio at Atria LIV Lofts NY Place NY2 Canterbury Flaire Condos

Highlighted listings are advertised in this issue of Condo Guide.

Please refer to page number for complete information.

Telephone

TH* C*

Price Range

Page

416-730-0300 • from $383,000 IFC lindvest.com from $330,000 85 416-221-8802 • from $188,000 27 416-221-8802 • from $188,000 27 416-221-8802 • from $188,000 27 DivaCondo.com from $225,000 93 905-771-7010 • from $284,000 35 416-813-2999 • • 416-636-0400 from $390,000 vistocondos.ca from $220,000 416-792-6655 • from $633,000 416-733-2883 • from $524,000 416-813-2999 • • from $236,000 416-813-2999 • 416-813-2999 • • from $210,000 416-813-2999 • from $265,000 mysoulcondos.ca from $200,000 416-512-1818 • beaconcondos.ca • 905-887-4888 • from $250,000 416-663-1818 • from $562,000 416-645-8866 • from $288,000 416-306-1000 • from $400,000 416-282-9600 • from $300,000 416-730-9722 • from $385,000 416-915-3805 • from $325,000 647-799-0356 • from $250,000 416-962-8688 • from $995,000 416-361-1322 • from $410,000 416-805-1781 • 416-492-0001 • from $256,000 416-492-0001 • from $248,000 biyucondos.com • from $250,000 416-221-6767 • from $400,000 905-771-0134 • from $544,000 416-787-8882 • from $250,000 416-787-8882 • from $250,000 416-787-8882 • from $250,000 416-398-9777 • from $420,000 416-645-8866 from $255,000 416-445-5638 • from $250,000 416-221-3939 • from $250,000 416-221-3939 from $250,000 647-352-2130 • • from $700,000 416-445-8868 • from $320,000

Finder 18D 4C 17C 17C 17C 11C A18 22C 17C 8E 23G 18D 22C 22C 22C 22C 25C 17C 17C 20E 22e 25D 17B 13C 17C 18c 18c 16K 18l 23G 24C 24C 24C 21 16A 12F 12F 12F 12D 24C 22F 19C 19C 19F 22F

Attention Builders - Want to add your community to our maps?

Need to update existing information? Please fax the details to (416) 789-9554

1

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1 40 D ixon Rd

12 Etobicoke

Rathburn Rd

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* Due to scale restrictions, locators are approximate. Please see builder’s ads for exact locations.

Q ueensw ay

5

70

Park Law n

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RoyalYork Rd

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Q EW

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409

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Kipling Ave

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Builder Stanton Renaissance Great Gulf Monarch Corporation Queenscorp Residences City Core Monarch Corporation Edilcan Development Corp.

Insoho Developments Esquire Homes Windcatcher Development Corporation Henderson Development Limited Stanton Renaissance Devron Developments Lemine Investment Group Monarch Corporation Monarch Corporation Conservatory Group Menkes Developments Inc. Pemberton Group Wilkinson Developments Lash Group of Companies Carttera Camrost - Felcorp Camrost - Felcorp National Homes Averton Homes Infinity Developments Graywood/Beaverhall Development Davies Smith Liberty Development Corp.

Monarch Corporation Empire Communities Averton Homes Tridel Corporation Amexon Development Corporation Tridel Corporation Tridel Corporation Edilcan Development Corp.

Remington Group Pemberton Group Alterra Homes/Finer Space Tridel Corporation Phantom Developments Your Home Developments VHL Developments Ltd. VHL Developments Ltd. Royale Grand Woodbine Developments MintoUrban Communities Inc. First Avenue Properties Lash Group of Companies

Al bio

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Orton Park Rd

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McCowan Rd

Bellamy Rd

St. Clair Ave

Scarborough Golf Rd

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orto

Lawrence Ave E

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Victoria Park

g

Progress Ave

Brim

Eglinton Ave E

f

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16

427 Morrish Rd

2

Brimley Rd

Warden Ave

Pharmacy Rd

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Kennedy Rd

Ellesmere Rd

401 Midland Ave

55 401 31

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Beare Rd

13

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Milner Ave

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Meadowvale Rd

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Ave

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Site Telephone TH* C* Price Range Page Finder On The Go Mimico 647-692-8417 • from $250,000 87 23C One Sherway Condominiums 416-695-3535 • from $220,000 22 16G Lago 416-495-3544 • from $220,000 Insert 24c Watermark 416-354-2221 • from $307,000 95 19D Harmony Village Sheppard 416-493-0123 from $176,000 77 2C Waterscapes 416-495-3544 • from $400,000 Insert 26H Triumph at Valhalla 416-233-5554 • from $199,000 75 21F Imagine Condos 416-367-7303 from $235,000 4F Three Seven Condos & Lofts esquirehomes.ca • from $210,000 11D Atwater Condos 905-271-5038 • from $280,000 12B Centro 416-296-1898 • from $185,000 6D On The Go 647-692-8417 • from $250,000 23C The Academy academycondos.com • from $220,000 10D The Academy academycondos.com • from $220,000 10D Nautilus at Waterview 416-203-6636 • from $400,000 25H The Epicurean 416-495-3530 • from $250,000 23F Altitude 416-321-1659 • from $230,000 25H One Sherway Condominiums 416-695-3535 • 16G Palais at Port Royal Place 416-239-8200 • from $260,000 23F Hunt Club Terrace 416-698-3020 • 2H Cloud 9 Condominiums 416-747-0199 • from $220,000 22B Cloud 9 Condominiums 416-800-0812 • from $240,000 22B ilofts at Mystic Pointe 416-251-8888 • from $310,000 25G California Condos 416-251-8888 • from $242,000 25g Richview 416-746-1234 • from $570,000 22E Jasmine Condominiums 416-702-1234 • from $250,000 2C Residences at The Hunt Club 416-699-1711 • from $300,000 2H Ocean Club 416-255-4663 • from $250,000 24C Eleven Superior 416-259-8882 • from $220,000 23C Terrace on Danforth 416-987-7575 • from $234,000 2F Encore 416-495-3544 • 5D Beyond The Sea Star Tower Condominiums 416-979-1333 • • from $400,000 24H Evolution 416-747-9691 • from $250,000 22G Parc Nuvo at Essex 416-231-0999 • from $456,000 22g South Beach 416-252-3000 from $209,000 25H Ventus at Metro Gate 416-293-5535 • from $314,000 4c West Village 416-620-1887 • from $290,000 21F One Valhalla 416-233-5554 • from $239,000 21F Park Towers at IQ 416-253-5838 • from $170,000 22G Vivid Condos 416-239-8200 • from $250,000 23F Westwood Condominiums 416-239-9888 • from $250,000 23F Avani At Metrogate 416-293-5535 • from $240,000 4C Jade Condominiums 416-762-8818 • from $293,000 24G Nature’s Path 416-745-6686 • • from $270,000 11E 2150 Condos 416-750-2150 • 3E Haven On The Bluffs 416-2611-9555 • from $160,000 3E Lexington 416-638-8444 • from $240,000 21C South Shore 416-913-2136 • from $350,000 22H Qube Condos 647-351-7823 • from $200,000 24G Me Condos 416-430-0003 • from $220,000 8D

Highlighted listings are advertised in this issue of Condo Guide.

Please refer to page number for complete information.

Attention Builders - Want to add your community to our maps?

Need to update existing information? Please fax the details to (416) 789-9554

torontoregionalmaps: Scarborough, Etobicoke

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waterfrontmaps: Toronto

* Due to scale restrictions, locators are approximate. Please see builder’s ads for exact locations.

100

#

Builder

2

Concord Adex

Site

Telephone

TH* C*

FWD at Concord CityPlace

416-813-0999

• •

58 GREAT GULF

Monde

416-466-8885

1

Pemberton Group

Park Lake Residences

416-769-4343

Price Range

Page

Finder

44-45

13F

• • from $304,000

22

17M

• • from $250,000

3F

5

Concord Adex

Newton at Concord CityPlace

416-813-0999

3

Concord Adex

Quartz at Concord CityPlace

416-813-0999

• •

•

15M

12F

3

Concord adex

ParadeTWO Park Collection at Concord CityPlace

416-813-0999

• from $308,000

15M

4

Monarch Corporation

Nautilus at Waterview -

416-203-6636

• from $400,000

25H

4

tridel corporation

Aqualina at Bayside Toronto

416-514-2710

•

16E

5

Concord Adex

Newton at Concord CityPlace

416-813-0999

•

12F

6

Plazacorp/Berkley Community

West Harbour City

westharbourcity.com

• from $327,000

13E

7

Lifetime Homes

Waterparkcity – Neptune

416-203-3700

•

13f

8

Concord Adex

Panorama Elite Suites at Concord CityPlace

416-813-0999

• from $1,135,000

14F

8

Concord Adex

Luna Vista at Concord CityPlace

416-813-0999

• from $2,213,000

14F

8

CONCORD ADEX

Spectra at Concord CityPlace

416-813-0999

• •

14F

8

Cresford Development Corp.

NXT at Windermere By The Lake

416-977-5300

• • from $300,000

11f

8

Cresford Development Corp.

NXT2/Phase Two

416-977-5300

• • from $210,000

4E

9

Conservatory Group

Infinity Condominiums

416-214-1988

• from $250,000

14f

11 CAMROST FELDCORP

California Condominiums

sunsetcondos.ca

• from $242,000

25G

14 Canalfa Group

Liberty on the Park Condominiums

416-537-0047

• from $363,000

10F

15 Malibu investments inc.

LTD

416-601-2223

• from $200,000

12F

18 Fernbrook Homes/Cityzen Dev.

Pier 27 Residences On The Lake

416-367-3456

• from $300,000

11F

18 URBAN CPITAL

River City 2

416-862-0505

• from $250,000

18L

29 PINNACLE INTERNATIONAL

33 Bay Residence at Pinnacle Centre

416-925-3325

• • from $375,000

17M

60 CANALFA GROUP

Liberty Central by the Lake

416-537-0047

12N

*TH: Townhomes, C: Condo

Highlighted listings are advertised in this issue of Condo Guide.

Please refer to page number for complete information.

•

Attention Builders - Want to add your community to our maps?

Need to update existing information? Please fax the details to 416-789-9554

Finder

Sp ee rs Rd La ke Ma sh cD or Co eR o d E nald rnw Rd all Rd

ly

Qu ee nS tE

ind so Q rD ue r en St W

Ro ya lW

La ke sh or eR dW

• from $350,000

Insert

416-354-2221

• from $307,000

Water Tower at Eau Du Soleil

416-503-3328

• from $320,000

95 401

25C 24c

Newcastle 19D

6

25B

windcatcher development corp.

Atwater Condos

905-271-5038

• from $280,000

12B

2

Stanton Renaissance

On The Go

647-692-8417

• from $250,000

23C

5

United lands

Stonebrook Condominiums

905-822-8858

• from $270,000

9E

8

chestnut hill development

San Francisco By The Bay

905-831-3631

• • from $180,000

23J

10 Pemberton Group

Bluwater Condominiums

416-987-8800

• from $350,000

5J

13 GREEN HILL HOMES

Princeton Manor

905-849-1818

• from $210,000

6G

14 Phantom Developments

Jade Waterfront Condos

416-251-0707

• from $250,000

24G

15 GRAYWOOD DEVELOPMENTS

Ocean Club

416-255-4663

• from $250,000

24C

20 DAVIES SMITH

Eleven Superior

416-259-8882

• from $220,000

23C

Attention Builders - Want to add your community to our maps?

Need to update existing information? Please fax the details to 416-789-9554

waterfrontmaps: GTA

Ce rem Ra th bu rn Rd W

Sh Sp erid ea an km P an ark Tr Dr Dr us co tt Dr

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on ial Dr

Br ita nn ia Rd W

Av eW St ee les

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416-495-3544

Schomberg

Highlighted listings are advertised in this issue of Condo Guide.

Please refer to page number for complete information.

Park Rd S

Page

Scugog

Oshawa

Phillip M

Manvers

Insert

Whitby

Bloor St

S

Price Range

og

Scug

Park Rd S

TH* C*

Lake

Centre St.

Uxbridge

Gibb St

Stevenson Rd

Whitby 7 Waterfront

Lindsay

• from $390,000

Watermark

King St WBond St

W entworth St

King

416-495-3544 48

8

401

AdelaideAve

Thornton Rd

Telephone

Garrard Rd Kendalwood R

a

East Gwillimbury Further North Waterfront

Blair St

48

Rossland Rd

Manning Rd

Hopkins St

Bay

Anderson St

Garden StBlair St

Cannington

Alliston,

Bradford Tecumseth and Waterscapes Tottenham

Brock St S Henry St Gordon St

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iv

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400

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Shoal Point Rd

La ke sh or eR d

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mc

Brock St N

St W

Si

Stevenson Rd

Garden St

Baldwin St S

Taunton Rd W

Dryden Bv

Town of Whitby

Dundas St E

co

Pickering Beach Rd

Harwood Ave

Finley A ve

ke

La

McQuay

idd le Rd

Conlin Rd

Country Lane

Up pe rM

25

To Os

Thornton Rd

Lakeshore Blvd E

1

*TH: Townhomes, C: Condo

Church St E

Thickson Rd

1518 20

Rossland Rd

Townline Rd

Audley Rd

Du nd as

16 28

Garrard Rd

De rry Rd W

8 Con

Baldwin St N

Park Law n Cedarbrook T

RoyalYork Rd

Cochrane

Country Lane

Coronation R

Salem Rd

th or pe Rd W

26

Village of G ardiner Expressw ay in 1411 Brookl 2

Evans Ave

H orner Ave Rossland/Winchester R

Lakeridge Rd

Audley Rd

Salem Rd

W estney Rd N

Bu rn ha m

25

W Taunton Rd Waterfront Etobicoke

Kingston Rd

Oro

Riva del Lago 9

Stevenson Rd

24

Du ffs Rd

23

Q ueensw ay

Halls Rd N

Q EW

Ashburn Rd

Brawley Rd Bloor St W

Lake Ridge R

4 Sideline R

Greenwood Rd

Mara

11

400

21 22

Columbus Rd

Town of Ajax

Magill Dr

93

Barrie

20

* Due to scale restrictions, locators are approximate. Please see builder’s ads for exact locations.

69

400

Rd

orth D r

4 Sideline

6 Sideline

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4 Sideline R

19

D undas St W

Fifth Conces 12 11 9

Ravenscroft

28 empire communities

18

6 Concession

Delaney Dr

Adjala 9

7

Myrtle Rd W Rathburn Rd

Mississauga Taunton Rd E Waterfront Orillia

Church St S

25 queenscorp residences

17

Bracebridge

Church St N

Mono

Rd 12 Sideline Paddock Rd xie Di

Squires Beach Rd

0

10 18 Monarch Corporation

Essa

Beeton, Site

11 Monarch Corp.

Shelburne

Notion Rd Riverside Dr

Tosorontio Everett

89

1

Montgomery F

Hwy 5

Builder

Brock Rd

Angus

k #

Sandy Beach

D

Sunnidale Oakville Granite Court 90 Waterfront Lisle Liverpool Rd

t

7 Concession

69

Vespra 401

16

11

16 Sideline

Glenanna Rd

Stroud's

Whites Rd

Rd ak rlo Bu

J

un

16 Sideline

Brock Rd s R Oak or Maj Valley Farm

4

Highview Rd

27

15

th ra Rd

Rossland Rd

Liverpool Rd

Dixie Rd

6

QEW

27

3 Concession

Ke rr St

w

14

8 Concession

Tay

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13

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400

Brock Rd

Midland d

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Georgian Bay

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4

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Rd

3 40

9

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11 ldga 12

10

City of Mississauga ering Pick

W

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101

condo watch

new releases & grand openings previews & registrations The Anchors at Lakeview

By Dunsire Developments

905 Builders: If you would like to include your preview registration, new release or site opening in this feature, just email the details to Lydia.McNutt@wall2wallmedia.com

Coming soon to Mississauga’s lake shore.

Register now for the VIP preview, and to get first pick of floor plans and suites.

Web: AnchorsAtLakeview.com

Centro Square

by Liberty Development

Now previewing, Phase 2 of this master-planned community in the heart of Woodbridge.

Web: CentroSquare.ca

Daniels Erin Mills

by The Daniels Corp.

New landmark community coming this fall to Erin Mills and Eglinton. Register now to stay informed.

Web: DanielsErinMills.com

SkyCity2

by Pemberton Group

Urban living is coming soon to Richmond Hill.

Phase 1 is under construction at Yonge and Hwy. 7. Register for Phase 2.

Web: SkyCityCondos.com

Pace on Main

by Geranium Homes

Luxury suites coming soon to Stouffville’s boutique condominium address. Register now for priority preview.

Web: GeraniumHomes.com

The Clairington

by Castleridge Homes

Grand preview now on at Tower 2. Active adult living in a park-side condo, where Woodbridge meets Brampton. Register now.

Web: TheClairington.com

ArtHouse Condos

By Flato Developments

Construction is starting soon, where art lovers live in Markham. Visit the presentation centre and register for more information.

Web: ArtHouseMarkham.com

102 new Condo Guide jul 5 - aug 2, 2014

Legacy Park

by Liberty Development

New release! Be part of the grand finale at Thornhill City Centre – iconic architecture, urban suite designs and fabulous park views.

Web: LegacyParkCondos.com

Pinnacle Grand Park 2

by Pinnacle International

Rising tall on Mississauga’s skyline, with endless views of the lake in the distance. Brand new suites now on sale.

Web: PinnacleInternational.ca

The Mark

by Empire Communities

Now open at Markham Road and Bur Oak Avenue. Remarkable residences.

Remarkable Markham.

Web: TheMarkCondos.ca

HOT Condominium

by Great Gulf

Phase 3 final release now on sale at Winston Churchill and Eglinton.

Web: GreatGulf.com

Royal Connaught

by Valery Homes/Spallacci Group

Valery Homes and Spallacci Group are reviving a Hamilton icon. Designer condo suites wrapped in historic luxury. Register now.

Web: RoyalConnaught.com

Grand Cornell Brownstones

by Lindvest

Now open in Markham! A new collection of stacked condominium townhomes is coming soon to the established Grand Cornell community located at Ninth Line and Hwy. 7.

Web: Lindvest.com

GTA Edition July 5 - August 2, 2014

Your complete source for condos, lofts and townhomes in the 905 region

IN THIS SECTION Maps and listings for new condo communities in the 905 region Builder news and the latest in condos in the 905

2014 SHOPPING GUIDE

2014 ISSUE NOW AVAILABLE!

sHoppIng Curating a selection of the GTA’s top home & decor shops and services

FREE

2014 HOME DECOR AND RENOVATIONS

GUIDE

shop TILL PANTONE® 19-3224 RADIANT ORCHID

YOU DROP! WE HAVE THE LATEST TRENDS, SHOPPING TIPS, ADVICE AND MORE

A SPECIAL ADVERTISING SUPPLEMENT

SG cover 2014-FIN.indd 1

2014-01-15 2:14 PM

416.626.4889

LOVE TO SHOP? Our 2014 shopping guide profiles some of the GTA’s top home and décor shops and services.

104 NEW CONDO GUIDE JUL 5 - AUG 2, 2014

Rising Tall on the Pulse of the City The best of Mississauga is here! Offering space to grow and room to stretch, now’s the time to explore brand new suites overlooking the city’s bright lights! With only 10% down, living the Grand Park 2 life is closer than you imagined!

NOW ON SALE! Brand New Suites From the mid $200,000s 403

Central Pkwy. W.

CALL OR VISIT US TODAY!

Hurontario St.

Webb Dr.

Confederation Pkwy.

Mavis Rd.

Grand Park Dr.

Burnhamthorpe Rd. W.

905.276.3981

PRESENTATION CENTRE

Dundas St. W.

N

3981 Grand Park Drive (Burnhamthorpe & Mavis) Mon to Thurs: 1-7pm Fri to Sun & Holidays: 12-6pm

PINNACLEINTERNATIONAL.CA VANCOUVER . SAN DIEGO . TORONTO .

Brokers Protected. Rendering is artist’s concept. Prices and specifications are subject to change without notice. E.&O.E. JUL 5 - AUG 2, 2014 NEW CONDO GUIDE 105

condo profile

DANIELS FIRSTHOME AURORA A RESOUNDING SUCCESS

Affordable new-home value in Aurora

Pictured above

Happy Daniels homeowners gather in celebration before the sale Pictured on opposite page

Purchaser number one, jumping for joy as she tours her new home

i

f you were in Aurora recently and noticed a line-up of eager potential new home purchasers, you witnessed yet another incredibly successful community opening by The Daniels Corporation!

The crowds were excited at the prospect of owning a top-quality, fully-built condominium townhome at Daniels FirstHome Aurora – the company’s newest community designed to help people realize their dream of homeownership. If you hurry, you will still find a great selection of homes available in two great locations: FirstHome Aurora Lewis Honey at Bayview Avenue and St. John’s Sideroad; and FirstHome Aurora John West Way, south of Hollidge Boulevard on John West Way. Finding townhomes within the financial reach of first-time buyers is a rarity in Aurora, and these new home collections proved popular with individuals, couples and families alike.

“We were really pleased with the response,” says Daniels vice-president Don Pugh. “Clearly, there is a pent-up demand for affordable homes in York Region,

106 new Condo Guide jul 5 - aug 2, 2014

and people really responded to the choices that FirstHome offered. Prices begin from the mid $300,000s for two- and three-bedroom townhomes, which offer amazing value. Plus, purchasers get to tour a model of every home design. Our build-itfirst philosophy is a favourite with first-time buyers, because they can actually experience in person what the various designs live like. It helps them pick the best layout for their needs, and they get to move in within 30, 60 or 90 days. We always enjoy seeing how excited homeowners are once they realize they own a home!”

In addition, Daniels makes it incredibly easy to buy within their FirstHome communities, says Pugh.

“Our Gradual Deposit Payment Plan requires new homeowners pay only $2,500 with the Agreement of Purchase and Sale, and another $2,500 within 10 days of the purchase, and then $1,000 every month until they reach five per cent of the purchase price or final closing on their new home. At Daniels we work with BMO to cap the mortgage rate at a low level, and we even throw in some lifestyle incentives– including five free appliances, window coverings, air conditioning, and a free Rogers cable bundle for a full year. Firsttime buyers won’t find anything else like this in the GTA.”

neighbourhood buyers choose, they will live close to shopping, parks, schools, golf courses, recreation centres, and Hwy. 404 is only a few moments away.”

The Daniels Corporation

Daniels FirstHome Aurora follows hot on the heels of the sold-out Lewis Honey Towns & Semis community in Aurora Anyone thinking of buying should also check into other financial options. First-time homebuyers who meet certain criteria can withdraw up to $25,000 from their personal RRSP to use toward their downpayment, and many buyers also qualify to receive the First-Time Home Buyers’ Tax Credit of up to $750 in tax relief toward closing costs.

The 14th community in Daniels’ innovative FirstHome program, Daniels FirstHome Aurora follows hot on the heels of the sold-out Lewis Honey Towns & Semis Community in Aurora. Daniels also offers condominium townhomes at The Highlands in Newmarket. “In York Region, Daniels is becoming known for producing excellent homes in tremendous, amenityrich locations,” Pugh says. “Whichever Daniels FirstHome Aurora

(danielshomes.ca) is one of Canada’s preeminent builders/ developers, building more than 25,000 new homes across the GTA for over 32 years. Daniels was named Tarion Warranty Corporation’s 2012 Ontario High Rise Builder of the Year and the recipient of the 2012 Toronto Arts and Business Award presented by the Toronto Arts Foundation.

Among its many initiatives, Daniels was chosen to partner with Toronto Community Housing to revitalize Regent Park – 69 acres in Toronto’s Downtown East.

Committed to community, Daniels offers innovative programs that help people achieve homeownership, champions neighbourhood initiatives that enhance quality of life, and supports numerous charities and non-profit organizations.

The time to act is now, before the two FirstHome Aurora communities sell out! Visit the Daniels FirstHome Aurora presentation centre at 15917 Bayview Ave. Hours are Monday to Wednesday from noon to 8 p.m.; Thursday and Friday closed; Saturday and Sunday from noon to 6 p.m.

For more information, visit danielsfirsthome.ca or call 905.821.0822. You can also stay up to date on this exciting new community on Facebook and Twitter (@Daniels1stHome). jul 5 - aug 2, 2014 new Condo Guide 107

8

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Pinnacle International

The Marquee Townhomes on the Park

905-568-9000

•

from $720,000

109

20K

7

Great Gulf

HOT

905-828-4257

•

from $220,000

23

16M

30 Pinnacle International

Pinnacle Grand Park 2

905-276-3981

•

from $250,000

105

20L

45 Empire Communities

Rain Condominiums

905-845-7246

•

from $200,000

7

17Q

47 The Daniels Corporation

Daniels Erin Mills

905-306-6996

•

from $195,000

29

17M

2

Great Gulf

Twenty Lombard

416-499-8883

•

from $492,000

16K

2

Great Gulf

Corporate

greatgulf.com

•

16K

The Clairington

905-793-0002

•

from $230,000

16E

3 Castleridge Homes

Telephone

TH* C*

Price Range

Page

Finder

4

Conservatory Group

Mirage

905-232-2400

•

from $270,000

20K

5

AMACON

PSV2

905-273-9333

•

18M

8

Fernbrook Homes

Absolute World

416-869-6057

•

from $188,000

21k

8

Cityzen

Absolute World

416-869-6057

from $188,000

21K

10 AMACON

The Residences at Parkside Village

905-273-9333

•

from $250,000

21K

12 Alterra Homes

Renaissance in Olde Brampton

416-710-1010

•

from $295,000

13d

14 Pemberton Group

Rosedale Village Golf & Country Club

905-799-5000

•

from $346,000

12e

16 Vandyk Communities

Windows on the Green

905-822-3333

from $300,000

17M

17 Pemberton Group

Downtown Erin Mills Condominiums

905-630-6300

•

from $300,000

6C

18 Retirement Lifestyle Communities

Palisades on the Glen

905-820-8210

•

from $290,000

17M

19 United Lands

Stonebrook II

905-822-8858

•

22n

21 Casino Bay Dev. Corp./Toddglen

Panoramic Point at Brewery Bay

27 Inzola Group

•

•

1-866-611-5525

•

from $264,000

7Q

Park Place

905-451-7001

•

from $310,000

14G

32 Armour Heights Developments

River’s Edge

905-533-2400

•

from $285,000

14A

34 Pinnacle International

Pinnacle Uptown, Crystal 2

905-568-9000

•

from $255,000

19K

35 Ashley Oaks Group

Emporium at Joshua Creek

905-618-0660

•

from $200,000

17P

38 Tridel Corporation

Metrogate - Ventus 2

416-293-5535

•

•

from $302,000

19J

38 Tridel Corporation

Ventus at Metrogate

416-293-5535

•

•

from $344,000

19J

46 Mattamy Homes

The Mount Pleasant Village

•

from $200,000

20M

*TH: Townhomes, C: Condo

Highlighted listings are advertised in this issue of Condo Guide.

Please refer to page number for complete information.

mattamyhomes.com

Attention Builders - Want to add your community to our maps?

Need to update existing information? Please fax the details to (416) 789-9554

905 regionalmaps: Burlington, Brampton, Mississauga, Oakville, Further West, Further North

#

117

1

A

2

3

4

5

6

7

8

9

10

11

12

13

14

15

* Due to scale restrictions, locators are approximate. Please see builder’s ads for exact locations.

16

17

18

19

20

East

H w y.27

To wn of O sh awa

2

Telephone

TH* C*

Varley

905-604-1477

Grand Cornell Brownstones in Markham

905-294-6161

•

12

6

5

Town of Markham 7 407

11 Concess ion R

Rd

10 Concess ion R

34

407

n de Al

2

Bullock D r Hw y 7

3

14 Ave

9 Line

7 14

M ain St S H w y.48 Raym ervi lle D r

404

16 Ave Carlton Rd

28

M cCow an Rd

905regionalmaps: Maple, Thornhill, Richmond Hill, Vaughan, Markham, Ajax, Whitby, Oshawa

26

Key Maps

M ajor M ackenzie

15

A ldergrove D r

St

45

Kennedy Rd

John

18 Ave

W arden Av e

Cachet Pkw y

404

Site

5 Lindvest

1

Ave

8

Elgin M ills Rd

W oodbine

A ve

Builder Tribute Communities

Leslie St

rn Strathea

#

16th Ave.

32

Steeles Ave E

3

Leslie St

Bayview Ave

Clark Ave W

H enderson Av e

Centre St

24 1 13

23

4

Thornhill

Yonge St

407

31

Steeles Ave W

118

N ealD r

e Av

7

40

d St

n to

7

g 407

D enham D r

ng Isli t nce S Clare Kipling Av e

50

22

41 26

43 10

Langstaff Rd

404

M ajor M acKenzie

W eldrick Rd W

25

401

19 Ave

Elgin M ills Rd

Richmond Hill

Rutherford Rd

400

19th Ave.

Yorklan

St

20

25

Regent St M illSt

Maple

401

G am ble Rd

Bathurst St

D ufferin

29

e

ff Rd Langstaf

Keele St

H untington

11

M ajor M ackenzie

24

401

Jefferson Sideroad

Cr

Teston Rd

d

400

Jane St

Kirby Rd

N ashville Rd

W eston Rd

c

Pine Valley

Cold Cree k Rd

12 Line Rd

King-Vaughan Rd

To wn of Ajax

City of Pickerin g

Yonge St

King Rd

23

To wn of W hitby

Bloom ington Sideroad

b

21 22

Markham

D enison St

Price Range

Page

Finder

from $420,000

41

18F

from $340,000

113

23F

13 Liberty Development Corp.

Legacy Park

905-731-8302

•

from $280,000

36-37

10g

14 Remington Group

Model Suite of the Month

905-948-9900

•

from $300,000

120

18F

44 Liberty Development Corp.

Centro Square Condos 2

905-851-8877

•

from $280,000

36-37

4G

46 Empire Communities

The Mark

905-554-5015

•

from $250,000

6

21E

•

16D

1

Monarch Corporation

Garden Court

416-495-3595

2

Flato Development

Arthouse Condos

905-554-8722

4

Tridel Corporation

Renaissance of Richmond Hill

416-736-9500

7

MintoUrban Communities Inc.

WaterGarden

416-915-3800

10 Great Lands Corp.

The Beverly Hills Resort Residences

905-882-6636

11 Triaxis Development Inc/Marino Developments

Courtyards of Maple

416-798-7070

•

from $390,000

8E

12 Greenpark Homes

UV2

905-554-6501

•

from $253,000

22F

14 Remington Group

The Signature Condominium

905-948-9900

•

from $300,000

18F

20 Solmar Development Corp

Bellaria Residences

905-417-8482

•

from $240,000

7e

22 Quadra Mgt. & Sceptre Devs.

Renaissance Court at Woodbridge Gates

905-851-4220

•

from $505,000

3G

22 Wycliffe Homes

Fairground Lofts

905-605-5900

•

from $340,000

3G

24 Liberty Development Corp.

The Fountains

905-731-8302

•

from $272,000

10F

26 Rice Development

Ambria

905-796-3630

•

from $340,000

3F

28 Chestnut Hill Homes

San Francisco by the Bay

905-831-3631

•

from $200,000

22C

31 Pemberton Group

Miracle at Yonge

905-709-5700

•

from $280,000

12F

31 Pemberton Group

Sky City

905-709-5700

•

from $320,000

12F

31 Pemberton Group

Sky City 2

905-709-5700

•

from $320,000

12F

32 Liberty Development Corp.

Royal Gardens

905-889-9997

•

from $240,000

14f

32 Signature Communities

TAO Boutique Condos

905-597-2535

•

from $200,000

14F

34 Sierra Homes

68 Main Street

905-305-0822

•

from $250,000

22F

40 Nova Trimax

Allegra

905-850-6866

•

from $250,000

1F

41 Quadcam Development Group Inc

Vista Parc Condominiums

905-850-8883

•

from $260,000

3F

43 Guizzetti Developments

Grand Palace

905-907-4370

•

from $295,000

12E

45 Kylemore Communities

The 6th Angus Glen

905-887-9950

•

19E

*TH: Townhomes, C: Condo

Highlighted listings are advertised in this issue of Condo Guide.

Please refer to page number for complete information.

from $200,000

22E

•

from $740,000

12G

•

from $254,000

11G

from $250,000

13F

•

•

Attention Builders - Want to add your community to our maps?

Need to update existing information? Please fax the details to (416) 789-9554

in the news

Empire & Pace celebrate summer with a special promotion at

The Mark

The Mark, one of Markham’s most successful boutique condominium

projects, is celebrating summer with an exciting new offer.

The Mark is offering a special promotion featuring The Mark’s suite of the month, The Slate. Purchasers of this well-designed 638-sq.-ft., onebedroom-plus-den suite will receive $5,000 cash back or two years of free maintenance. The Slate features a spacious entry foyer, convenient private den and balcony with access from the living room as well as the bedroom.

And to celebrate summer, Empire and Pace are offering a free barbecue to every purchaser of a new suite at The Mark.

“This suite is perfectly suited for a single person or couple purchasing their first home,” notes Empire’s executive vice-president Paul Golini. “This represents a tremendous opportunity to live in a vibrant and diverse community, and in a building that boasts spectacular design, appealing amenities and a prime location.”

Empire Communities and Pace Developments have brought to Markham this elegant, architecturally inspired 18-storey highrise condominium — located at 9560 Markham Rd., near Bur Oak Avenue across from the GO station— with 220 spectacular suites that range from 570 to 858 sq. ft. Prices start from the affordable mid-$200,000s.

108 new Condo Guide jul 5 - aug 2, 2014

Suites at The Mark offer an aesthetic of modern mixed with retro-chic, with nine-ft. ceilings and laminate engineered flooring.

Layouts are comfortable and inviting; spaces that can be dressed up or down to suit personal tastes.

Kitchens boast custom-designed cabinetry, stainless steel appliances, and polished granite countertops with glass-tile backsplash.

Bathrooms have customdesigned vanities with cultured marble countertops and deep soaker tub and/or framed glass shower, depending upon the suite design.

Those arriving at The Mark will be awed by its chic lobby with an elegant water feature and stylish furniture selection that hints at the smart design on display throughout the building.

The Mark’s amenities include an entertainment room with a games area, flat-screen TV, lounge seating and billiards table.

Entertaining continues on an outdoor terrace equipped with barbecues, lounge seating and dining area in addition to a Tai Chi area. Those seeking warmth and ambiance can retire to The Mark’s expansive fireside lounge.

For residents looking to recharge, The Mark’s state-of-the-art fitness centre has professional cardio and weight-training equipment. And when it’s time to get down to business, there’s a spacious conference room.

To learn more about how to live a remarkable life in Markham, visit themarkcondos.ca or call 905.554.5015. The presentation centre and model suite are located at 9560 Markham Rd., across from the Mount Joy GO station.

407 401

410

N

Presentation Centre

QEW

Hu r on t a r io S t .

403

Eglinton Ave. To Toronto

PINNACLE INTERNATIONAL.CA VANCOUVER . SAN DIEGO . TORONTO .

Brokers protected. Rendering is artist’s concept. Prices and specifications are subject to change without notice. E. & O.E.

SUMMER IS HERE...

E@D?G>5C

WELCOME TO THE

1D 3 1 B 4 9 > 1 < @ ? 9 > D

UPTOWNES DELIVER AN EXCITING NEW TWIST TO TOWNHOME LIVING! Summer is short enough. But with fabulous rooftop terraces, complete with handy BBQ hook-ups, enjoying the great outdoors is easier than ever!

Whatever your style — from cutting edge bold to laid back traditional — Uptownes at Cardinal Point also offers plenty of exciting interior design opportunities to suit every lifestyle and taste.

Uptownes are now under construction with our models opening this Fall!

BILD 2014 P2G COMMUNITY OF THE YEAR BILD 2012 HOME BUILDER OF THE YEAR CHBA 2011 GRAND SAM AWARD WINNER

Prices are correct at press time and are subject to change without notice. Specific features are as per plan and series. Sq.ft. measurements are approximate. Map not to scale.

GREAT OUTDOORS ...AND THE LIVING IS EASY! 3'-6" PARAPET

Each spectacular townhome includes a

PRI VACY WALL

3-storey

private rooftop Up to 380 sq. ft.

terrace for

of entertaining,

sunny summer 3'-6" PA P RAPE T

afternoons.

dining and relaxing space complete with BBQ hook up!

55'' PAT ATIO IO DOO OOR RAILING

MECH ROOM

DN

Within walking distance of theatre, parks, art centre, shopping, dining GO Transit, and more, Uptownes has everything you love just steps from your door.

CONSTRUCTION HAS STARTED

LOFT INSPIRED CONDO TOWNS

geraniumhomes.com

SALES CENTRE

9th Line

SITE LOCATION

Millard St Bakerhill Blv

from

404

369900

$

John Davis Gate

Hwy 48

Two Bedroom Designs 1,401 to 1,639 sq. ft.

Mon to Wed: 1 – 7pm Wknds & Hols: 11am – 6pm Main St

Stouffville

See sales rep for details. The ENERGY STAR® mark is administered and promoted in Canada by Natural Resources Canada. Used with permission. E & O E.

905-640-9999

homebuyersâ&#x20AC;&#x2122; help

Condo hunterâ&#x20AC;&#x2122;s checklist

When shopping for your dream condo, carry this list with you and take notes to help you remember what you saw, and where! condo #1

condo #2

condo #3

condo #4

Project & address:

Project & address:

Project & address:

Project & address:

Salesperson:

Salesperson:

Salesperson:

Salesperson:

Phone:

Phone:

Phone:

Phone:

Developer/builder:

Developer/builder:

Developer/builder:

Developer/builder:

Type:

Type:

Type:

Type:

2-storey highrise bungalow

detached conversion townhome

2-storey highrise bungalow

detached conversion townhome

2-storey highrise bungalow

detached conversion townhome

2-storey highrise bungalow

detached conversion townhome

Sq. Footage:

Sq. Footage:

Sq. Footage:

Sq. Footage:

# of bedrooms:

# of bedrooms:

# of bedrooms:

# of bedrooms:

# of bathrooms:

# of bathrooms:

# of bathrooms:

# of bathrooms:

Interior appliances:

Interior appliances:

Interior appliances:

Interior appliances:

Options:

Options:

Options:

Options:

Parking facilities:

Parking facilities:

Parking facilities:

Parking facilities:

Special incentives:

Special incentives:

Special incentives:

Special incentives:

Price:

Price:

Price:

Price:

Down payment:

Down payment:

Down payment:

Down payment:

Condo fees:

Condo fees:

Condo fees:

Condo fees:

Financing available:

Financing available:

Financing available:

Financing available:

Other comments:

Other comments:

Other comments:

Other comments:

112 new Condo Guide jul 5 - aug 2, 2014

JUL 5 - AUG 2, 2014 NEW CONDO GUIDE 113

condo profile

EMPIRE COMMUNITIES’ investment ownership program

gives homebuyers the chance to earn

e

mpire Communities has announced its Investment Ownership Program being offered exclusively to new buyers of its two condominium projects – The HUB condominiums located in Toronto and Rain Condos in Oakville. As part of this exclusive program, Empire will pay eight per cent on individual buyers’ standard deposit until either the earlier of final closing or 30 months.

“This program will allow buyers to actually earn while they’re waiting to move into their new home,” says Paul A. Golini Jr., Empire Communities executive vice-president and co-founder. “They will also have the ability to earn on the capital appreciation of their unit from the time they buy until the time they move in.”

The Investment Ownership Program provides buyers with a new method of investing their money rather than through a savings account, a REIT, the stock market or other options but with eight per cent on their deposit.

114 new Condo Guide jul 5 - aug 2, 2014

Homebuyers who take advantage of this program will be earning while they wait to move into their new home at The HUB condominiums or The Rain Condos, which are both located in dynamic areas of expanding growth and opportunity in Toronto and Oakville, respectively.

The HUB is a sleek midrise condominium that will rise 16 storeys at the corner of Oakwood and Eglinton Avenue, which will be a prime location with the new Eglinton Crosstown LRT. This new transit corridor spans from Black Creek to Kennedy Station and will link to 54 local bus routes, three TTC interchange subway stations and GO Transit.

In addition to its appealing location for transit, the vibrant neighbourhood offers an opportunity to savour Caribbean fare to Middle Eastern Cuisine and even Montreal-style bagels. The Yorkdale Mall shopping destination is a mere three subway stops away via TTC, while outdoor enthusiasts will appreciate the expansive and scenic Cedarvale Park, located a few blocks from The HUB. The HUB is comprised of 220 suites including one-bedroom, one-bedroom-plus-den, twobedroom and two-bedroom-plusden suites, and seven townhomes.

Prices at The HUB start in the mid-$200,000s.

For more information on The HUB, visit EmpireTheHub.com or call 905.784.3482 and you can also stay connected by following on Facebook @EmpireTheHub or Twitter @EmpireTheHub.

Rain Condos is comprised of different suite types from one-bedroom homes to spacious two-bedroom-plus-den designs.

Prices at Rain Condos start from the $200,000s.

Rain Condos, which is currently under construction, is an elegant two-tower master-planned community located in the heart of Oakville at the northeast corner of Kerr Street and Speers Road, that will become the northern gateway to the vibrant and revitalized Kerr Village.

Residents at Rain will enjoy everything from luxury brand-name fashions and one-of-a-kind antiques to fine dining establishments, charming cafes and grocery stores, due to its enviable location, which is a short distance to Oakvilleâ&#x20AC;&#x2122;s sophisticated downtown core and the quaint waterfront Village of Bronte.

Rain Condos is comprised of different suite types from one-bedroom homes to spacious two-bedroom-plus-den designs. Prices at Rain Condos start from the $200,000s.

For more information about Rain Condos, visit RainCondos.com or call 905.845.RAIN (7246). Get regular updates on Facebook @EmpireRainCondos or Twitter @EmpireRain.

Empire Communities Empire Communities is an award-winning homebuilder headquartered in Vaughan, Ont. Recognized for its outstanding attention to detail and best-in-class customer service, the company designs and builds commercial, industrial, lowrise and highrise residential, luxury new homes, and affordable housing properties in the Greater Toronto Area. Over the past 20 years, Empire Communities has developed some of the most successful master-planned communities in the area, including over 5,100 houses and 3,200 condominium units. Its commitment to using energyefficient amenities and appliances sets the standard for eco-friendly living to help promote a sustainable future.

For more information please visit empirecommunities.com. jul 5 - aug 2, 2014 new Condo Guide 115

I BUILD PARTNERSHIPS. “Our company’s BILD membership allows us to reach out to our customers and provides us with the opportunity to support them in ways that would not have been possible without membership. I have the opportunity to network and learn from many people which helps grow our company by identifying potential energy efficient programs.

Thank you BILD!”

Margaret Ward, Channel Consultant Enbridge Gas Distribution Inc., Manufacturer / Supplier Member Since 1954

I AM

Get Involved: bildgta.ca JUL 5 - AUG 2, 2014 NEW CONDO GUIDE 119

Model Suite Compliments of The Remington Group.

www.remingtongroupinc.com

The Signature Condominium in Markham. The Halstead, 810 sq. ft. Two Bedroom Plus Den.

JULY2014

The Remington Group has been featured as “MODEL SUITE OF THE MONTH” as seen in the New Condo Guide model suite calendar

homebuyersâ&#x20AC;&#x2122; help

condo buyersâ&#x20AC;&#x2122;

resource section

You love the condo, see what you can afford!

Compare mortgage rates for your best deal Calculate your mortgage payments using the mortgage payment calculation chart

jul 5 - aug 2, 2014 new Condo Guide 121

homebuyers’ help

Calculate your mortgage payments interest rate

amortization period

chart figure

mortgage amount ÷ 1,000

monthly payment

example: 5%

25 years

5.82

125 (mortgage amount $125,000)

$

Follow these steps to see if you’ll qualify for a mortgage on your dream condo 01 Determine the appropriate 5-year fixed mortgage rate, which is easiest to qualify for.

02 Look down the left column of the table on the opposite page to find the rate (round to the nearest 1/4%).

122 new Condo Guide jul 5 - aug 2, 2014

03 Choose your desired amortization period across the top of the table (25 years has lowest payment and is easiest to qualify for first-time buyers).

04 At the intersection of the column and row is your mortgage payment per month per $100,000 borrowed.

Bear in mind that this is a rough estimate.

If you have several other large loans already, you may qualify for less. Also, banks and trust companies vary in their policies. The best way to know what you can afford is to go to the lending institution of your choice and get pre-qualified.

Mortgage payment calculation chart

%

Amortization Periods

Interest Rates

15 years

20 years

25 years

30 Years

2.50%

$666

$529

$448

$394

2.75%

$678

$541

$461

$407

3.00%

$690

$554

$473

$421

3.25%

$702

$566

$486

$434

3.50%

$714

$579

$499

$448

3.75%

$726

$591

$513

$461

4.00%

$738

$604

$526

$476

4.25%

$750

$617

$540

$490

4.50%

$763

$630

$553

$504

4.75%

$775

$644

$567

$519

5.00%

$788

$657

$582

$534

5.25%

$801

$671

$596

$549

5.50%

$814

$684

$610

$564

5.75%

$827

$698

$625

$579

6.00%

$840

$712

$640

$595

6.25%

$853

$726

$655

$611

6.50%

$866

$741

$670

$626

6.75%

$880

$755

$685

$642

7.00%

$893

$769

$700

$659

Table provided by Calum Ross, owner, president and principal broker at Calum Ross Mortgage. He can be reached at 416.410.9905, calum@calumross.com and calumross.com jul 5 - aug 2, 2014 new Condo Guide 123

ONTARIO’S MOST-READ NEW HOMES GROUP WE ARE THE LARGEST MAGAZINE DISTRIBUTION SYSTEM IN ONTARIO. [ 3-WEEK ISSUE ]

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[ 4-WEEK ISSUE ]

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[ 4-WEEK ISSUE ] Jun 14 - July 12, 2014 Volume 14 Issue 12

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REVERSE

Eastern Ontario Edition

Your Best Source for New Homes and Condos

BLACK AND WHITE

GUELPH’S NEXT ADDRESS OF DISTINCTION

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FINAL LOGO: ACCEPTABLE FORMATS FOR USAGE River Mill Condominiums TRICAR

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THE FINAL CHAPTER OF AN EPIC STORY

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CONDO BUILDERS REACH FOR NEW HEIGHTS

HOT TOPIC: HOW TO FIND THE BEST BUILDER

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MAY 2014

sHoppIng FREE

Curating a selection of the GTA’s top home & decor shops and services

Winter 2014 edition free

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NOW SELLING

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32 Building BuildingCommunities Communitiesin: in: BRADFORD BRADFORD | | NEWMARKET NEWMARKET | | TORONTO TORONTO | | ETOBICOKE ETOBICOKE SEE SEEPAGE PAGE20-21 20-21

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homebuyers’ help

Compare mortgage rates for your best deal CHARTERED BANKS

Variable

6 Months

1 Year

2 years

3 years

4 years

ATB Financial 2.7

4 6.30op

2.94 6.30op

Alterna Svgs/Alterna Bk 2.6

4 6.30op

2.98 2.98 2.98 2.94 6.30op

3.14

Bank of Montreal 3

4 6.30op

3.14 3.04 3.85 4.39 6.30op

3.29

Bank of Nova Scotia 2.6

4.55 6.45op

3.29 2.97 3.44 2.89 6.50op

3.09

Canadian Western Bank

4 6.45op

3.14 3.04 3.75 4.39 6.30op

4.99

CFF Bank

3.69

3.79

3.24

CIBC 3

6.70op

3.09 2.79 3.75 2.97 6.35op

4.99

HSBC Bank Canada 2.55

2.7 3.95 2.93 3.09 6.35op

3.19

3.15

ICICI Bank Canada

4.45 6.20op

3.75

3.69

3.89

3 3.05 3.1 3.14 3.50op

3.19

National Bank n/a

3.14 3.04 3.75 2.95 6.70op

3.39

4.4 6.70op

3

3.65

2.69

3.69

4.09

Royal Bank 3

6.30op

3.14 3.04 3.75 4.54 6.30op

4.94

TD Canada Trust 3

3.09 3.04 3.44 2.77 6.30op

2.99

Tangerine

3.19

3.24

3.49

3.69

3.79

3.25

3.95

3

3.04

3.64

3.29

Manulife Bank 2.7 4.45

President’s Choice Financial

3.05

2.89 2.99 3.04 6.50op

5 years

3.59

TRUST COMPANIES 6.5

3.14

4.74

4.99

Concentra Financial n/a

Community Trust

n/a

4 6.70op

3.14 3.04 3.44 3.94 6.30op

4.79

Effort Trust n/a

4.45 6.30op

3.45 3.6 3.7 4.6 6.30op

4.95

Home Trust Company

3.95

2.89

2.94

3.04

Investors Group Trust n/a

2.5

4.2 6.50op

3.14 3.14 3.75 4.64 6.30op

2.89

2.79

4.99

MTCC 2.6

4.55 6.45op

3.29 6.50op

2.97

3.44

2.89

3.09

Airline Financial C.U. 4

3.01 6.25op

3.1

3.33

3.65

3.99

Comtech Credit Union 2.95

6.2 6.40op

2.99 3.25 3.29 2.99 6.30op

3.09

First National Fin. LP

3.95

2.99

OTHER FINANCIAL INSTITUTIONS

2.77

3.09

FirstOntario C.U. 2.6

6.34op

3.09 3.14 3.29 2.89 6.34op

3.04

IC Savings

3.05

3.39

3.39

London Life n/a

3.14 3.14 3.75 4.64 6.30op

4.99

3.05 6.3

2.75

2.95

2.85

2.95

3.6

3.95

4.35

4.2 6.50op

Luminus Financial 2.55

MCAP

2.6

2.59

2.99

2.79

2.99

4.89

5.14

Meridian Credit Union 2.6 4

3.09 3.14 3.65 2.95 6.30op

3.19

Parama Credit Union 2.85

2.85 3.05 3.15 3.25 3.00op

3.4

Steinbach Credit Union

2.65

3.1

2.5

2.8

2.9

2.95

Notes **Interest rate charged subject to adjustment during term mortgage. Please consult institution for term of years available. All rates are prime rates and subject to change without notice.

R.O.R. RATES ON REQUEST op OPEN ----- NOT QUOTING N/A NOT AVAILABLE June 16, 2014. Prepared By Fiscal Agents Financial Information Services 905.844.7700

jul 5 - aug 2, 2014 new Condo Guide 125

INDEX OF ADVERTISERS 45 Charles Ltd. - Chaz Yorkville Condos

31

Liberty Development Corp. - Legacy Park

Amexon Development Corporation - U Avenue

49

Liberty Development Corp. - World on Yonge

35

Aspen Ridge Homes - Studio on Richmond

51

Lifetime Developments - The Bond Condominiums

25

Bazis Inc. - E Condos

19

Bazis Inc. - Emerald Park

27

Bazis Inc. - One Yorkville

5

BILD - Promo

119

BSaR Ltd - 12 Degrees

Lindvest - Grand Cornell Brownstones in Markham

36-37

113

Lindvest - The Brownstones at Westown

85

Malibu Investments Inc. - Smart House

55

Menkes Developments Inc. - Corporate

Insert

63

Camrost - Felcorp - Imperial Plaza

3

Camrost - Felcorp - Yorkville Plaza II

1

Canpages - Promo

127

Metropia - E Condos

19

Metropia - Emerald Park

27

Monarch Corporation - Corporate

Insert

Chinese Home & Condo Guide - Promo

54

Monarch Corporation - Lago

Insert

City Core - Harmony Village Sheppard

77

Monarch Corporation - Riva del Lago

Insert

Monarch Corporation - Waterscapes

Insert

Concord Adex - FWD at Concord CityPlace

44-45

Cresford Development Corp. - 1000 Bay

IBC

Pemberton Group - Corporate

8-9

Cresford Development Corp. - CASA 2

IBC

Pinnacle International - Pinnacle Grand Park 2

105

Cresford Development Corp. - CASA III

IBC

Pinnacle International - The Marquee Townhomes on the Park

109

Cresford Development Corp. - Merton Yonge Condominiums

128

Digital Device - Promo

81

Dundee Kilmer Developments - Canary District Condominiums

53

Eastonâ&#x20AC;&#x2122;s Group - Dundas Square Gardens

73

Eden Shaw - Chaz Yorkville Condos

31

Edilcan Development Corp. - Triumph at Valhalla

75

Plaza - Corporate

65

Plaza - Emerald Park

27

Plaza Premium Lounge - Promo

50

Queenscorp Residences - Watermark

95

Remington Group - Model Suite of the Month

120

Rio Can - E Condos

19

Rockport Group - The Nest

59

Empire Communities - Rain Condominiums

7

Empire Communities - The HUB

6

Empire Communities - The Mark

6

Shopping Guide - Promo

Empire Communities - Water Tower at Eau Du Soleil

6

Stanton Renaissance - On The Go Mimico

87

T.D. Bank - Corporate

33

The Daniels Corporation - Daniels Erin Mills

29

The Daniels Corporation - High Park Condominiums

15

The Daniels Corporation - One Park Place Condominiums

43

Torbel Group - Diva Condo

93

Tribute Communities - Varley

41

Family of magazines - Promo

124

Fieldgate Homes - 90 Niagara

61

Geranium Homes - Uptownes at Cardinal Point

110-111

104

Great Gulf - Charlie

23

Great Gulf - HOT

23

Great Gulf - Monde

22

Great Gulf - One Bloor Residences

22

Great Gulf - One Sherway Condominiums

22

Great Gulf - X2

23

Great Gulf - Yonge+Richmond

23

Lanterra Developments - 11 Wellesley

11

Lanterra Developments - Riverhouse at the Old Mill

24

Urban Capital - Smart House

55

Lash Group of Companies - The Barrington Condominiums Flats

89

Worsley Urban Partners - Totem Condominium

57

Your First Home & Condo - Promo

70

Liberty Development Corp. - Centro Square Condos 2 126 NEW CONDO GUIDE JUL 5 - AUG 2, 2014

36-37

Tridel Corporation - Aristo at Avonshire

IFC

Tridel Corporation - Corporate

BC

Triumph Developments - Howard Park 2

69

Urban Capital - RC3

46-47

IN THE MARKET FOR A

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Thatâ&#x20AC;&#x2122;s why we put you right in the middle of the search process.

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Visit the new real estate section on canpages.ca and start looking for that special place.

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M ERTO N YO NGE TOWNHOM E S

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INTRODUCING THE SPECTACULAR NEW CRESFORD CONDOMINIUM GALLERY IN YORKVILLE FEATURING AN EXCLUSIVE HERMÈS-FURNISHED MODEL SUITE. NOW SHOWCASING 3 SIGNATURE CRESFORD COMMUNITIES. VISIT THE NEW CRESFORD CONDOMINIUM GALLERY AT 62 CHARLES ST. E.

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BROKERS PROTECTED. PRICES AND SPECIFICATIONS ARE SUBJECT TO CHANGE WITHOUT NOTICE. E & O.E.

A global style experience.

Exp insp Enjo

Manhattan Paris Haute. Chic.

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Presentation Centre 120 Harrison Garden Blvd. (1 block north of Hwy 401, off Avondale Ave.), Toronto 416.730.0300

Book your private tour today. *Prices and specifications are subject to change without notice.Illustrations are artist’s concept only. Building and view not to scale.

Tridel ®, Tridel Built for Life ®, Tridel Built Green. Built for Life.® are registered trademarks of Tridel and used under license. ©Tridel 2014.

All rights reserved. E.&O.E. July 2014.

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Tridel communities across the GTA

Relax.

It’s a Tridel.

North York TRIO aT aTRIa Now Selling 416-645-8866 Sheppard, east of 404 alTO & PaRksIde aT aTRIa Under Construction 416-645-8866 Sheppard, east of 404 aRgenTO Under Construction 416-663-1818 Don Mills & York Mills aRIsTO Under Construction 416-730-0300 Yonge & 401 HullmaRk CORPORaTe CenTRe Under Construction 416-733-2883 Yonge & Sheppard toroNto sQ aT alexandRa PaRk Now Selling 416-661-1949 Spadina & Queen alTeR Now Selling 416-645-4599 Church & McGill aQualIna aT BaysIde Now Selling 416-514-2710 Queens Quay East on Lake Ontario 101 eRskIne Now Selling 416-480-0700 Yonge & Eglinton 300 FROnT Move In Today 416-217-0300 Front & John BlyTHwOOd aT HunTIngTOn Under Construction 416-485-1900 Bayview & Lawrence Ten yORk Under Construction 416-596-9888 York & Harbour TwO Old mIll Under Construction 416-645-7022 Bloor West Village One Old mIll Under Construction 416-645-7022 Bloor West Village Scarborough VenTus aT meTROgaTe Move In Today 416-293-5535 Kennedy & 401 aVanI aT meTROgaTe Under Construction 416-293-5535 Kennedy & 401

Throughout the entire home buying process, we’re determined to create a positive experience for you. In fact, our commitment to your satisfaction starts long before you are even our customer. It starts from the moment you step into a Tridel Presentation Centre and continues long after you’ve settled into your new home. Maintaining the highest standard of customer care from start to finish is why we continue to lead the industry in customer satisfaction ratings and awards. For a builder that focuses on what’s important to you, look to Tridel.

Tridel®, Tridel Built for Life® are registered trademarks of Tridel and used under license. ©Tridel 2014.

All rights reserved. E.&O.E. July 2014. *Price and specifications subject to change without notice.

etobicoke wesT VIllage Move In Today 416-620-1887 Etobicoke Civic Centre richmoNd hill RenaIssanCe Move In Today 416-736-9500 Yonge & Major Mackenzie

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