GTA New Condo Guide - June 1, 2013

June 1 - 15, 2013 Volume 17 Issue 11

INSIDE THIS ISSUE

BUILDING INDUSTRY BOOSTS REGION’S ECONOMY

HOUSING MARKET POISED FOR REBOUND: BMO

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editor’s note

what rules your selection?

Lifestyle an increasingly influential factor

Susan Legge

Editor-in-chief

Wall2Wall Media Susan.Legge@wall2wallmedia.com Follow me on Twitter at Twitter.com/SusanLegge Like us on facebook search: Condo Guide

New-home buyers are often driven by different influences, but there’s no doubt lifestyle is an increasingly important factor. Whether you’re considering a condo near the water or a golf course or a downtown penthouse, you’re likely looking to compensate for what you don’t have in your current residence.

The amount of living space is usually the issue – either too much or too little. Most young families are looking for more living space, which is why builders are designing homes with interiors that maximize every square foot of living space to make the most of your money.

As we get older, the quest for living space may take a different direction. Downsizing is often the

answer, although many homeowners with existing homes in suburban or rural areas are acquiring townhomes or pied-à-terres in the city. An urban location gives owners and their friends a chance to enjoy the social and cultural activities of the city without having to drive for hours to get home.

In today’s hectic world, your new home will be your retreat, so it’s important to find is to find a home that suits your needs and lifestyle. In this issue, we profile new communities which offer the perfect place to put up your feet, plus the latest industry news and features about buying and owning a new condo.

Enjoy!

location, location, location What’s important to you?

Wayne Karl

Editor

Wall2Wall Media wayne.karl@wall2wallmedia.com Follow me on Twitter at Twitter.com/WayneKarl

002 new Condo Guide june 1 - 15, 2013

When looking for a new home, a number of factors come into play: How far from work? How close to schools and shopping? What other amenities are nearby?

The answers to these questions are varied and depend on your personal situation and preferences.

A new survey from BMO Bank of Montreal, however, sheds some light on exactly what Canadians look for when searching for their perfect “location, location, location.”

It comes as no surprise, either, that being close to public transit and having a short commute are among

the features that rank most highly.

But the number one priority? Being in a safe neighbourhood.

This is where buying a new condo gives you an advantage; many of the communities featured in New Condo Guide are part of master-planned developments, with builders placing emphasis on the many considerations that are important to you.

What makes your perfect location, location, location? We’re confident you’ll find the answers here in this issue.

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new condo guide

contributors

Vice-President, Wall2Wall Media

Jacqueline Hill Sales Manager

Conni Robinson Associate Publisher, SWO New Homes & Lifestyle Communities

Susan Maxwell Editor-in-Chief, National Real Estate

Susan Legge Art Director

Sarah Jang Editor

Wayne Karl Lydia McNutt (on leave) BILD Report

Legally Speaking

style file

Bryan Tuckey

Jayson Schwarz

Yanic Simard

Bryan Tuckey is president and CEO of the Building Industry and Land Development Association (BILD) and can be found on Twitter (twitter.com/bildgta), Facebook (facebook.com/ bildgta), Youtube (youtube.com/bildgta) and BILD’s official online blog (bildblogs.ca).

Jayson Schwarz LL.M is a Toronto real estate lawyer and partner in the law firm Schwarz Law LLP. Visit the website at schwarzlaw.ca or email info@schwarzlaw.ca.

Yanic Simard is New Condo Guide’s design editor and the principal designer of the Toronto Interior Design Group, specializing in residential and commercial projects. Simard has created designs for clients in Toronto, Montreal and Miami, and appears as a regular guest expert on Citytv’s CityLine.

Visit tidg.ca

Contributing Editors

Sara Duck Elisa Krovblit Design Editor

Yanic Simard Senior Account Executive

Dionne Fraser

dionne.fraser@wall2wallmedia.com

Senior Account Executive

Nina Downs

nina.downs@wall2wallmedia.com

Sales & Marketing Co-Ordinator

Terry Bassett Administrative Assistant

Antoinette Jackson Production Manager

Bala Gnanapandithan Production Co-Ordinator

Sandra Hanak-Vujnovic Graphic Designers

Caroline Wassef, Mike Terentiev, Sandra Hanak-Vujnovic National Account Manager, Mediative

Peter Kinch

Condo pro

Barbara Lawlor

Paul Slizys

Peter is founder of the Peter Kinch Mortgage Team and the PK-Approved group of Dominion Lending Centres mortgage brokers across Canada, and he is co-owner of Pacific Bridge Mortgage Investment Corp. Feel free to forward any questions directly to Peter at pkinch@ peterkinch.com

Barbara Lawlor is president of Baker Real Estate Inc., and an in-demand columnist and speaker. A member of the Baker team since 1993, Barbara oversees the marketing and sale of condominium developments in the GTA and overseas.

Published By

on the move

Mortgage Minute

Dan Hopkins is chief operating officer at Two Men and a Truck Canada.

For more information visit twomenandatruck.ca

Dan Hopkins

Wall2Wall Media is a Trademark of Yellow Pages Group Co. In Canada.

#500-401 The West Mall Etobicoke, On M9c 5j5 T 416.626.4200 F 416.784.5867

Call 416.626.4200 for ­advertising rates and information.

Circulation Free distribution in select high-traffic street boxes, stores, banks, financial institutions and select condominium sales offices.

Copyright 2013 All rights reserved by Wall2Wall Media.

Reproduction in any form is prohibited. Contents of this publication are covered by copyright and offenders will be prosecuted under the law.

Terms Advertisers, editorial content and new condo guide are not responsible for typographical errors, mistakes or ­misprints. All prices are correct as of press time and are subject to change without notice. E. & O. E. Editorial submissions from interested parties will be considered. Email to susan.legge@wall2wallmedia.com.

The views and data expressed by columnists do not necessarily represent those of the publication.

Advertising

money matters

Taxing Issues

quick tips

Gail Vaz-Oxlade is the host of Til Debt Do Us Part, author of Debt Free Forever and blogs daily at gailvazoxlade.com.

Follow Gail on Twitter at twitter.com/GailVazOxlade

Henry Choo Chong is a certified general accountant. Henry sits on many committees and provides accounting and tax advice to individuals and businesses in the GTA. Email your tax questions to Taxing Issues at choochonghcga@yahoo.ca

Hellen Buttigieg, CPO, is a certified professional organizer, life coach, TV host and owner of We Organize U. Visit her website, WeOrganizeU.com, for a free e-Book on how to find more time, energy and inner peace.

Contact Hellen at 905.829.2219 or info@WeOrganizeU.com

Gail Vaz-Oxlade

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Henry Choo Chong

Hellen Buttigieg

Please recycle this magazine! Wall2Wall Media participates in the Partners in Growth Reforestation Program through St. Joseph Communications. To date, Partners in Growth has planted over 2.5 million trees in parks, recreation and conservation areas, and other public spaces across Canada.

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bild report

Housing industry

// By bryan tuckey

boosts region’s economic growth

Bryan Tuckey is President and CEO of the Building Industry and Land Development Association (BILD) and can be found on Twitter (twitter.com/bildgta), Facebook (facebook.com/bildgta), Youtube (youtube.com/bildgta) and BILD’s official online blog (bildblogs.ca).

T

here was one line in a recentlyreleased 30-page TD Economics report that has stuck with me. The report is called, Staying on Track: Sustaining Toronto’s Momentum after the Global Economic Recession. It was prepared for CivicAction, an organization that brings leaders together to tackle some of the region’s toughest issues, and the report assesses the region’s economic performance and looks at challenges hindering its growth and prosperity.

There’s a section in the report titled, housing boom a massive contributor to growth, and it speaks to the economic impact of the housing market’s strength in the GTA. The economists took stock of direct and indirect jobs, housing sales and construction and wrote: “when all of these broad impacts are considered, we estimate that the

010 new Condo Guide june 1 - 15, 2013

housing boom accounted for as much as one quarter of overall economic growth and job creation in the city-region over the past decade. This contribution has been especially pronounced over the past five years.”

One quarter. Now that’s massive.

The report also notes that the commercial real estate market has been an increasing source of growth and that the rising trend in mixed-use properties, which can include residential, commercial and retail space, has contributed to it.

In the GTA, we know that in 2012, more than 202,000 jobs were created in new home construction, renovation and related fields. Those jobs generated more than $10.8 billion in wages that show up as purchases across the local economy.

This number doesn’t take all of the spin-off jobs into account, which are difficult to calculate. The analysis is complicated by the fact that the type of construction project – from a home renovation to a townhome complex to a 400-unit condominium community – will produce a different economic ripple effect.

The jobs range from the builders and developers to the planners, designers, tradespeople, manufacturers, suppliers and the marketing and sales teams.

You probably have neighbours, friends or family in the industry because there are many fields of work to bring a home from plan to reality.

With a home renovation, economic impact is greatest within about a 100-km radius since most businesses operate locally and buy equipment and product locally as well. In the low-rise sector of our industry, typically 200 people will work on a single home and in the high-rise sector, each crane represents 300 to 500 jobs for about four years.

We’re proud of the “massive” contribution our industry has made to the region and the province’s economic growth. The truth is that it has occurred because we are meeting the demand of building new homes and employment spaces for the up to 100,000 people and 50,000 jobs that come here every year and we are determined to build a greater GTA.

In the GTA, we know that in 2012, more than 202,000 jobs were created in new home construction, renovation and related fields.

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011

table of contents

June 1 to 15, 2013 volume 17 issue 11

20

the hub

Empire pioneers new uptown community in Eglinton West 132

columns, news & features 002 Editor’s note Columnists

010 bild report Housing industry boosts economic growth by bryan tuckey

016 fundamentally speaking Location, information and timing by wayne karl

026 taxing issues Calculating capital gains tax

by henry choo chong

032 the mortgage minute Separating fact from fiction for first-time buyers by peter kinch

046 legally speaking The importance of pre-closing inspection by jayson schwarz

064 style file Energize your highrise by yanic simard

080 Condo pro Place your trust in a reputable builder

by barbara lawlor

092 quick tips Seven steps to de-cluttering for a move by hellen buttigieg

106 Make Your Move Packing up for the move by dan hopkins

124 scrumpdillyicious Savoury summer spareribs

by Leslie styles

136 Money matters Gail’s guide to building a budget by gail vaz-oxlade

In The News

024 BMO Canadians continue to be confident in housing market

028 CREA Canadian home sales rise in April 042 bmo Economics Housing market poised for soft landing and rebound 100 pinnacle Pinnacle International’s iPad app experience

38

126 royal lepage Consumers optimistic about recreation property Features

056 10 minutes with...

MOD Developments’ Gary Switzer 138 Feature The good life begins in the kitchen

condo profiles

by Susan legge

Homebuyers’ Help

014 quick tips Is your money being eaten away by fees?

48

liberty development

018 finances Marriage merge: practical tips for combining your lives

Centro Square Condos 2 puts residents in the centre of it all

054 home decor Organize your photos and art

48

by evelyn eshun

the daniels corporation

072 hot topic Finding a new home builder you can trust 078 insurance Whole life insurance pays off for new homeowners

One Park Place Become part of the success at One Park Place 62

082 home search Pinpointing the perfect location for your home

155 Redpath Superb design and desirable lifestyle comes to Yonge and Eglinton

088 decor Is your home décor in zone?

70

094 condo watch 905 Previews, new releases and grand openings in the 905 area

120 quick tips De-stressing design decisions 132 designer tips Celebrate summer in style by alexandra assaf

145 Condo Buyers’ Resource Section You love the home, see what you can afford 150 Index of advertisers

62

freed developments

by Wayne Karl

110 condo watch 416 Previews, new releases and grand openings in the 416 area

38

harhay developments

70 108

Oneeleven Move up – without moving out of the neighbourhood you love

108

augustine group

Port Place makes a splash at Port Dalhousie waterfront

130

broccolini

Park Towns affords an elegant new option in lush setting

QUICK TIPS

Is your money being

eaten away by fees?

Consider this: the average Canadian pays $185 a

year in bank fees. Simple banking transactions such as using your debit card at the store, sending money to a friend via email or writing a cheque can add up, not to mention that most chequing accounts don’t pay any interest.

It’s not much better when you consider investment options, such as mutual funds. A recent report by Morningstar gave Canada’s mutual fund fees a failing grade, the only country out of 22 to receive an “F.” On average, Canadians pay 1.31 per cent for a fixed-income mutual fund, regardless of whether the fund makes any money. What’s more alarming, almost half of Canadians aren’t even aware of the annual management expense they are paying for their mutual funds, which means fees are costing Canadians more than they realize.

And products such as TFSAs and RSPs, designed to help shelter your income from taxes, can sometimes come with hidden fees if you decide to transfer your money to another bank.

“Constantly being nickled and dimed when trying to save money can be frustrating,” says Peter Aceto, president and CEO of ING Direct Canada. “Whether you’re trying to invest for retirement, or simply conduct daily banking transactions, you shouldn’t have to worry about your money being eaten away by fees. Thankfully, consumers have options. Canadians who are looking for no fee, low-cost, simple products now have more choices than ever before.”

014 new Condo Guide june 1 - 15, 2013

How to keep more of your money in your pocket

1

Opt for a no-fee chequing account: Paying your bills and making purchases with your debit card can sometimes add up to several transactions a month. Nofee chequing accounts, like Thrive Chequing, a new account from ING Direct, give you unlimited transactions and bill payments with no fees and no minimum balances.

2

Find an account that makes it easy to move your money: A tax-free savings account (TFSA) and RSP are great tools to help you save for the future and your retirement. But be cautious of financial institutions that charge you a fee for transferring your TFSA or RSP accounts to another bank.

3

Shop around for your investments: Choosing a mutual fund shouldn’t be like picking out your socks in the morning. It requires a little bit of research, but it doesn’t have to be complicated. Fund fact sheets provide information on the cost of owning a mutual fund, a summary of the stocks and bonds your fund holds, and a breakdown of fees. Online comparison tools allow you to put two mutual funds side-by-side and see which ones are providing the best value for your money. (ingdirect.ca/mutualfunds). NC

COMING SOON Nestled on the edge of High Park - Toronto’s largest urban park and just steps from the quaint shops and fine dining of Bloor West Village, The Daniels Corporation is excited to introduce

WHERE MODERN URBAN MEETS MOTHER NATURE Yes, this is the actual view from the 14th floor!

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The only new condominium within Toronto to offer innovative suites ranging from studio to two bedroom + den designs featuring superior finishes and unobstructed views of over 399 acres of vibrant parkland and beyond. Add to this 18,000 sq. ft. of indoor and outdoor private amenities, unlike any other in the city today, and you’ll quickly see that HighPark Condominiums is Where Modern Urban Meets Mother Nature.

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Exclusive Listing: CityLife Realty Ltd. Brokerage. Brokers Protected. Illustrations are artists concepts. Prices, specifications and programs are subject to change without notice.

E.&O.E. All brand names, logos, images, text and graphics are the copyright of the owners, The Daniels Corporation. Reproduction in any form, without prior written permission of The Daniels Corporation, is strictly prohibited. *Conditions apply. See Sales Representatives for full details. june 1 - 15, 2013 new Condo Guide 015

fundamentally speaking

// by wayne karl

buying a home?

Pay attention to location, information and timing

when searching for a home; the more of them your home has when you go to sell, the more desirable it will be to a greater number of people. This equates to demand – multiple offers and a higher price.

Wayne Karl is an award-winning writer and editor with experience in real estate and business. In Fundamentally Speaking, Wayne explores the basics – such as economic fundamentals – you need to examine when buying property. He can be reached at wayne. karl@wall2wallmedia.com or follow him on Twitter at Twitter.com/WayneKarl

D

espite what you often hear, buying a home isn’t only about “location, location, location.” True, this is the timetested first rule of real estate, but there are other determining factors to consider as part of your selection process. Indeed, there’s a new rule of thumb for buying real estate.

Location First, what does that old adage really mean? Of course, we’d all love a high-end home in the best neighbourhood, but that’s not always possible. For your own enjoyment while you live in your home, as well as for future resale potential, proximity to transportation, shopping, schools and other amenities is among the key determinants that affect your property’s appeal and ultimately its value. After all, those are the qualities potential buyers look for

016 new Condo Guide june 1 - 15, 2013

Information Whether you’re a first-time homeowner, “buying up” to accommodate a growing family or “right-sizing” as an empty nester, education is critical. And these days, with digital media and mobile technology, all the information you need is at your fingertips. From the content here in this magazine, to the resources available to you at Canada Mortgage and Housing Corporation (CMHC), to the local market expertise of your Realtor, the more knowledge you have, the better equipped you are to make informed decisions about buying, maintaining and eventually selling your home.

Timing Though your home is your primary residence, it is also an investment.

Where you buy is usually determined largely by where you want to live, work and play. But when you buy and sell is also important. Like any financial instrument, real estate can fluctuate in value and your timing can determine how good of an investment it is. Given today’s challenging economic climate, there’s no shortage of media reports on the ups, downs, crashes and surges of the housing market. But if you’ve done your research, you won’t be scared – or excited – by big-picture reports on short-term market performance. You know that real estate is not national or even regional – it’s very specific. You don’t buy the Canadian market and you don’t buy a provincial or even regional market. You buy a specific home, on a specific street in a specific neighbourhood.

So, it’s not just about “location, location, location.” The new adage is “location, information and timing.” Do well with all three, and over the long haul your home is going to be one of the best lifestyle and investment decisions you ever made.

The more knowledge you have, the better equipped you are to make informed decisions about buying, maintaining and eventually selling your home

It’s never been a better time to buy a Monarch home. Enjoy incredible buyer incentives at all of our communities and make your dreams of a new home come true today.

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It’s never been a better time to buy a Monarch home. Enjoy incredible buyer incentives at all of our communities and make your dreams of a new home come true today.

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june 1 - 15, 2013 new Condo Guide 017

finances

The marriage merge:

practical tips for combining your lives Your wedding is sure to be the happiest day of your life , but marriage stretches well beyond the big day.

Merging your lives as spouses starts even before you say your “I do’s” and will require some effort and patience - which will be good practice for your future life together.

The technical side of getting married can be a little confusing, so seeking advice from friends and family is a good idea. However, there will be some questions that might need professional advice, so don’t be afraid to consult the pros when necessary. As you start your journey through life together, keep these key tasks in mind to make sure you’re well prepared.

Discuss your finances. Having an open and honest discussion with your fiancé about finances is very important, and it should include the bad with the good.

Because you’re getting married, you’ll be with each other through thick and thin, so having a forthright conversation about money ahead of time is a good idea. If you have debt, discuss how much and how you’ll pay it off, but you’ll also need to talk about things like creating joint accounts, as well as how and whether you want to divide or share money. Understanding your credit portfolio and status as well as protecting against identity theft should also be part of the discussion - and credit monitoring products like the Equifax Credit Watch enables each person to see and receive notifications when changes occur to their credit files, helping to keep track of potential impacts to their credit histories while detecting potential identity fraud.

Prep for taxes. Married couples file taxes jointly. Seek the advice of a tax preparer or financial adviser who can help you understand the advantages and disadvantages and the adjustments you’ll need to make to prepare for tax time. Keep in mind that if you’re married before December 31 of the year for which you’re filing taxes, you qualify as having been married for the entire year.

Talk about bills. As much as you can count on taxes, 018 new Condo Guide june 1 - 15, 2013

you can also count on bills. Whether they’re monthly, quarterly or annually issued, you need to figure out who will take care of which bills and where the money will come from. Setting up autopay can lessen the bill-paying chore list. You should also make sure that both spouses’ names are on the appropriate accounts. Even if you use autopay, it’s important to check in on your accounts to make sure that nothing is going wrong.

Make decisions about moving. If you’re living separately prior to getting married, you’ll need to decide which home you’ll live in. For some couples this might mean one giving up an apartment or going apartment hunting to find a new place to start your lives together.

When you’re discussing homes and moving, talk about how your feelings regarding moving away from your current home city, in case you’re ever offered a job transfer opportunity.

Get insurance in order. Meet with your insurance agent or agents to go over your current plans and add your spouse to them. There may be advantages to using one insurer for all of your policies, so if you are currently with different insurers, speak to each to see where you’ll get the best deal. You should also explore your options for benefits and extended health plans – one spouse’s employer might offer a better plan than the other.

Taking care of these practical financial tasks might seem less than exciting compared to the thrill of your wedding day, but getting them done right is important.

Since finances are a notorious source of stress, having a clear understanding with your spouse will ensure that you have a good foundation for your marriage. For more information on tools to monitor your credit and help protect against identity theft, go to equifax.com. ARA

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cover story

Empire pioneers new uptown community

The HUB launches in Eglinton West

New condominium will be situated along the Eglinton Crosstown LRT BIA and its members to promote and celebrate the neighbourhood and to help it grow.”

Empire’s promotion of the Eglinton West neighbourhood stretches far beyond its boundaries with a social media program that is seeing an ever-growing tumblr following that frequently highlights the area’s endless shops, restaurants and entertainment options along the route. Popular, too, is a colourful community newsletter Empire has created called The HUBBUB. Distributed in a box at the corner of Eglinton and Oakwood, The HUBBUB highlights the cultural richness of local events, services and showcases retailers so that readers Empire Communities’ vision is putting the company on

the cutting edge of a hot new uptown community along the Eglinton West corridor in Toronto. The Vaughan-based developer is coming to Eglinton West with its latest residential property, The HUB. Along with the new Eglinton Crosstown LRT, Empire’s latest offering will help transform one of Toronto’s most vibrant neighbourhoods.

“The HUB will be the first of its kind in the area: A sleek midrise condominium community, directly on the Eglinton Crosstown LRT, in a neighbourhood on the brink of an exciting evolution,” says Paul Golini Jr., executive vicepresident of Empire Communities. “At Empire, we strongly believe in this area and are committed to being part of its growth. That’s why we’ve partnered with the Eglinton West 020 new Condo Guide june 1 - 15, 2013

can get a true sense of the uniqueness of this neighbourhood.

“This is an exciting time for our community,” says Nick Alampi, York Eglinton BIA Board Chair.

“The HUB is the first project that will change the landscape of this neighbourhood, and we are thrilled to be introducing a new community of residents to the area. We are pleased to be partnering with Empire on some terrific initiatives.”

Eglinton West is also blessed with street celebrations during the summer months, and Empire is taking a role supporting the participants.

“This is all a part of Empire’s belief in becoming a part of the community in which we build,” adds Golini Jr. “We look forward to working with the BIA and the many retailers in this neighbourhood.”

Rising 16 storeys at the corner of Oakwood and Eglinton Avenue, The HUB will occupy a prime location on the Eglinton Crosstown light rail line. This new transit corridor spans from Black Creek to Kennedy Station and will link to 54 local bus routes, three TTC interchange subway stations and GO Transit.

The LRT will further inject the community with new life and energy.

The HUB already offers an opportunity to taste the world with plenty of bakeries, cafes and restaurants that feature everything from Caribbean fare to Middle Eastern Cuisine and even Montreal-style bagels. Shopping-wise, Yorkdale Mall is a mere three subway stops away via TTC, while outdoor enthusiasts will appreciate the expansive and scenic Cedarvale Park, located a few blocks from The HUB. “Toronto is a city of evolving neighbourhoods and Eglinton West is at an exciting juncture,” adds Golini Jr. “Buyers who chose The HUB will have the unique opportunity to take advantage of this up-and-coming neighbourhood and be part of its richness and energy.”

To learn more about how you can get connected at The HUB, visit: empirethehub.com. You can also follow the HUB on tumblr: empirehubbub.tumblr.com, Twitter: @EmpireTheHub and Facebook: facebook.com/EmpireTheHub. Hashtag is #EmpireTheHub. About The HUB The HUB is comprised of 220 suites, including one-bedroom, one-bedroom plus den, two-bedroom, two-bedroom plus den suites and seven townhomes.

Prices at The HUB start in the low $200,000s.

All suites and townhomes feature private balconies or terraces and soaring nine-ft. ceilings. The sleek kitchens at The HUB come complete with a stainless steel appliance package, custom-designed contemporary cabinetry, polished granite countertops and glass tile backsplashes. Residents will easily relax and unwind in bathrooms that boast custom-designed cultured marble sinks, deep soaker tubs and glass shower stalls.

The HUB also features a host of amenities. For health and fitness enthusiasts there is a professionally equipped exercise room complete with weight training equipment, cardio machines and a yoga and Pilates area with mats and stability balls to de-stress. Residents looking to entertain can take advantage of The HUB’s party room with kitchen and private dining area along with entertainment space equipped with a cards table, flat screen TV, a fireplace and lounge with comfortable seating. For those long summer evenings with good food and good friends, there is a landscaped terrace complete with a barbecue, seating and dining sections. june 1 - 15, 2013 new Condo Guide 021

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022 new Condo Guide june 1 - 15, 2013

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june 1 - 15, 2013 new Condo Guide 023

in the news

Canadians continue to be

confident in housing market Despite cooling conditions in Canada’s housing market, the latest BMO Housing

Confidence Report shows nearly half of Canadian homeowners (48 per cent) intend to buy a property in the next five years – mostly unchanged from fall 2012 – signalling a high level of confidence in Canada’s housing market is continuing into 2013.

In major city centres, intent to buy in Vancouver is on the rise, while Calgary has dropped by 13 points.

Further east, buying intentions in the Greater Toronto Area (GTA) and Montreal have stayed steady over the same period. Provincially, Atlantic Canada has seen the largest increase in buying intentions, jumping by 15 points since the fall.

The report also reveals that perceptions of mortgage affordability have improved since the fall, with a 10 point drop in the proportion of mortgage holders making spending or saving cutbacks to afford their mortgage payments.

“The relative strength of the Canadian housing market continues to bolster homeowners confidence, while improving affordability across all regions reflects that Canadians are making responsible choices when it comes to financing a home,” says Martin Nel, vice-president of lending and lnvestments, BMO Bank of Montreal.

Nel adds that for Canadians looking to buy a home – particularly first-time buyers – choosing a fixed rate mortgage and a lower amortization period can help to increase financial stability.

“The improvement in affordability reflects continued income growth nationwide and softer home prices in a few regions since the summer,” says Sal Guatieri, senior economist, BMO Capital Markets.

“That said, affordability remains an issue in the

024 new Condo Guide june 1 - 15, 2013

detached markets of Vancouver and Toronto, pushing more buyers into the condo market.”

Report highlights

» Vancouver Intent Rises, Calgary Falls: Intentions to buy in Vancouver have increased by 5 points since the fall (58 per cent versus 53 per cent) while intent in the Greater Toronto Area and Montreal has held steady (59 per cent versus 57 per cent). Meanwhile, plans to buy have decreased in Calgary by 13 points since the fall (39 per cent versus 52 per cent). » Under 40 crowd moving on up: Close to half of all homeowners under 40 intend to purchase a larger home within the next five years (46 per cent), and are three times more likely to move to a more expensive rather than a less expensive neighbourhood (24 per cent versus eight per cent). » In Ontario, intentions to buy would not change as a result of a 5 per cent increase in prices. However, a 10 per cent swing would dampen plans to buy by 17 points. » The total percentage of mortgage holders needing to cut spending or dip into savings to make their mortgage payments has decreased by 10 points since last fall (45 per cent versus 55 per cent). » Specifically, the number of mortgage holders making cutbacks to spending on big-ticket purchases has decreased by 9 points in the same period (25 per cent versus 34 per cent). » One-in-five mortgage holders have reduced the amount they are saving in order to afford their mortgage, down from 27 per cent in the fall. » 15 per cent have dipped into their savings to make mortgage payments, down slightly from 17 per cent in the fall.

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june 1 - 15, 2013 new Condo Guide 025

taxing issues

// By henry choo chong

Calculating capital gains tax

Henry Choo Chong, CGA, sits on many committees and provides accounting and tax services to individuals and businesses in the GTA. He can be reached at 416.485.5225.

Questions to Taxing Issues can be emailed to choochonghcga@yahoo.ca

The opinions and views expressed herein are those of the author and not those of New Condo Guide. New Condo Guide does not necessarily endorse or encourage any specific tax strategies.

Please consult a tax professional for advice specific to your particular situation.

Most common assets are stocks, bonds and real estate. Currently, the income inclusion rate is 50 per cent. The taxable inclusion rate has bounced from inception 50 to 75 per cent, to 66 per cent, to its current rate. Therefore, an individual with capital gains must include in his/her personal tax return, 50 per cent of the capital gain. Yes, this can add up to be a large chunk of change and reduces your actual after tax rate of return on your investment.

Where did this tax come from? You say, many countries do not have this!

Canadians were first introduced to capital gain tax in 1972. The Canadian government claims this was necessary to finance our social security programs and create a more equitable taxation system. Almost 40 years since and it is still around. Don’t you feel more secure about your social security and equality in our tax system? Some countries such as Belize, Barbados, Cayman Islands, Egypt, and Hong Kong have no capital gains tax. On the other hand, there are many countries with similar taxation to Canada’s such as Bulgaria, Denmark, France, Finland and Iceland.

Regardless, if you actually move in or not, you will be subject to capital gains tax on your sale in the year the transaction is completed. Individuals that purchase new or resale homes are treated no differently. Mr. Harper wants his share of the profit.

Using a marginal tax rate of 40 per cent in the example;

Q

Two years ago, I purchased a new home from a builder in north Toronto. Occupancy is this November and I expect to complete transaction in March of next year. My sale price was $40,000 more than the initial purchase price. I have never lived in the property. Thus far, it has all been handled by my lawyer. Will I have to pay capital gains tax on this? How much and can I claim the lifetime exemption? Brian, Scarborough

A

Capital gains tax is charged on the profit realized from the sale of non-inventory assets.

026 new Condo Guide june 1 - 15, 2013

» Capital gains $40,000 » Taxable capital gains (50%) $20,000 » Tax rate: 40% » Taxes payable: $20,000 x 40% = $8,000 Under certain circumstances the lifetime capital gains exemption can be claimed to reduce or eliminate capital gains. An individual that disposes of qualified farm or fishing property and small business corporation shares may claim an exemption up to $750,000. Your particular transaction does not qualify for this exemption.

Some other issues you should ponder and discuss with a lawyer and/or tax professional:

» GST/HST – how will investment be treated on closing? » GST/HST – are rebates available? » Land Transfer tax – How will this be managed at closing? » Is builder okay with this assignment? » Any issues with occupancy? Who takes? » Have you considered the cost of occupancy period?

in the news

Canadian home sales rise in April The latest statistics released by The Canadian Real Estate Association (CREA) indicate national home sales edged up

slightly on a month-over-month basis in April 2013. Activity has generally held to within short reach of current levels for the past nine months.

The number of home sales processed through the MLS systems of real estate Boards and Associations and other cooperative listing systems in Canada edged 0.6 per cent higher on a month-over-month basis in April 2013.

Home sales improved in more than half of all local markets from March to April, led by gains in Greater Toronto, Winnipeg, Calgary and Victoria.

“National sales activity is stable and the market remains balanced,” says CREA President Laura Leyser. “That said, trends for sales and listings and for the balance between the two can be and often are very different between and within local housing markets, and between property types and neighbourhoods. These trends are important factors in determining pricing. Your local realtor is your best resource for understanding how the housing market is shaping up where you live or might like to.”

Actual (not seasonally adjusted) activity came in 3.1 per cent below levels reported in April 2012, with transactions down on a year-over-year basis in about 60 per cent of local markets.

That compares to a decline of more than 15 per cent in March, with transactions down in more than 90 per cent of all local markets.

“The Easter holiday and an extra full weekend at the end of the month lowered March sales activity and the absence of these factors in April helped sales for the month,” says Gregory Klump,

The number of home sales processed through the MLS systems of real estate Boards and Associations and other cooperative listing systems in Canada edged 0.6 per cent higher on a month-overmonth basis in April 2013.

CREA’s chief economist.

“Since changes to mortgage rules made in 2012 took effect, national sales have been running nine to 10 per cent below levels posted in the first half of 2012 but they’ve been remarkably steady. April activity was on continued on page 30…

028 new Condo Guide june 1 - 15, 2013

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june 1 - 15, 2013 new Condo Guide 029

in the news

continued‌

par with where it stood last August, and month-to-month changes since then have held to within a range of plus or minus two per cent.� Monthly changes in national sales activity have held to within this narrow range over a nine month period only once before since CREA’s seasonally adjusted data began in 1988.

The number of newly listed homes fell 0.9 per cent monthover-month in April. New listings were down in about half of all local markets, led by Montreal and much of rural Quebec, as well as Ottawa and Greater Vancouver.

With sales edging up and new listings edging down, the national sales-to-new listings ratio inched up to 50.4 per cent in April compared to 49.7 per cent in March. This measure has held fairly steady around this level for the past nine months.

Based on a sales-to-new listings ratio of between 40 to 60 per cent, two-thirds of all local markets were in balanced market territory in April.

The number of months of inventory is another important measure of balance between housing supply and demand. It represents the number of months it would take to completely liquidate current inventories at the current rate of sales activity.

Nationally, there were 6.6 months of inventory at the end of April 2013. This was unchanged from the end of March and has also held fairly steady around this level for the past nine months.

The actual (not seasonally adjusted) national average price for homes sold in April 2013 was $380,588, representing an increase of 1.3 per cent from the same month last year.

Fewer sales compared to a year-ago levels in Greater

030 new Condo Guide june 1 - 15, 2013

The number of months of inventory is another important measure of balance between housing supply and demand.

It represents the number of months it would take to liquidate current inventories at the current rate of sales activity.

Vancouver and Greater Toronto continue to exert a gravitational pull on the national average sale price.

The MLS Home Price Index (HPI) is not affected by changes in the mix of sales the way that average price is. For that reason, it provides the best gauge of Canadian home price trends. This month, Saskatoon joins the MLS HPI. The Aggregate Composite MLS HPI rose 2.2 per cent on a year-over-year basis in April.

This marks the eleventh consecutive month in which the year-over-year gain diminished and the slowest growth rate in more than two years.

Year-over-year price gains decelerated for all Benchmark property types tracked by the index with the exception of apartment units in April, with the latter rising by less than inflation.

Price growth remained strongest for one-storey single family homes (3.1 per cent), followed by two-storey single family homes (2.6 per cent), townhouse/row units (1.7 per cent) and apartment units (1.0 per cent).

Year-over-year price growth in the aggregate MLS HPI for all Benchmark property types combined was mixed across the markets tracked by the index.

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june 1 - 15, 2013 new Condo Guide 031

the mortgage minute

// by peter kinch

separating fact from fiction

Peter Kinch is an award-winning mortgage broker and best-selling author of The Canadian Real Estate Action Plan Visit peterkinch.com or contact him at peter@peterkinch.com

for first-time buyers

thinking about the next wave of first-time homebuyers, and what pearls of wisdom I could bestow on them.

I had an interesting conversation with a colleague the other day regarding property values in Vancouver. He relayed me a story of a friend who had bought a house on the west side of Vancouver in the mid 1990s and it is now worth more than four times the amount he paid. In terms of equity, it was the equivalent of winning the lottery. We pondered the question, what will people be saying 20 to 25 years from now? Is it quite possible that a young 25-year-old couple today might look back in the year 2033 and say “If only we had bought that house back in 2013? Why didn’t we? Oh yeah, there were new mortgage rules and a lot of global uncertainty…”

Here are a few things that I’ve learned about real estate

I

f you’re a first-time homebuyer, you’re hearing a lot of talk in the real estate market these days.

Will prices go up? Will the market crash? Will I ever be able to afford a house? How will the new mortgage rule changes affect me? How will I ever pay off this debt?

It’s easy to get caught up in all the noise, but harder to separate the fact from the fiction. As I edge closer to celebrating my first half century on this planet, I find myself using the phrase “If I knew then…” more and more – which got me

Time is your ally.

Time can turn any bad real estate decision into a good one.

032 new Condo Guide june 1 - 15, 2013

1. R eal estate has peaks and valleys, but there has never been a future peak that is lower than the past one. Just give it time.

2. Time is your ally. Time can turn any bad real estate decision into a good one.

3. E quity is your safety net. It can supplement a pension and give you financial options in later years.

4. Your mortgage is a forced savings program.

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@MenkesLife

So let’s assume that 20 to 25 years from now, you’ll be looking back and saying to yourself one of two things ›› I’m sure glad I bought that first house, or ›› I wish I had just bought something back in 2013 A lot of people are in this situation today and paralyzed by all the noise around them. And in the absence of facts or perspective, fear will take over. So what are the factors that are influencing your decisions today?

Mortgage rules

Yes, there are new mortgage rules that have been implemented over the past few years, but in some respects, this could be to your advantage. Many first-time homebuyers are unaware that you can still buy a home with as little as five per cent down. The main rule change that impacts your ability to afford a home is that you can no longer access a 30-year amortization. Your payments will now be determined based on you paying off that mortgage over a maximum 25-year period. Although this does make your payments a little higher in the beginning, it increases the amount of equity you build with each payment (remember your forced savings plan).

In addition, the rule changes imposed by the government have had the exact effect they were hoping to accomplish, which was to slow what was becoming an overheated housing market. Again, this is to the advantage of first-time buyers because it will help to bring house prices back within your range.

Global uncertainty

There is no doubt that we live in an age of global uncertainty and face the threat of financial chaos in Europe and a pending credit crisis in the U.S. However, this is not the first time our world has faced these challenges, and it won’t be the last. The key factor to look at is what you can control in your world. Ask yourself about your own employment options – your own employment future. The key to creating long-term wealth in real estate through equity is your ability to afford your monthly mortgage payments and making them consistently over a long period of time – regardless of what is happening on the other side of the world. If you do so, one day you’ll wake up and realize two things:

Your mortgage is paid off, and your house is worth more than the day you bought it – regardless of what happened during the years in between.

1. Your mortgage is paid off, and 2. Your house is worth more than the day you bought it – regardless of what happened during the years in between.

So if you’re a first-time homebuyer in 2013, here’s my advice to you: create a budget that you can afford and be comfortable with. Buy a home that does not put a strain on your budget. Focus on taking baby steps and don’t get overwhelmed by the big picture. Make the monthly payments into that forced savings program called a mortgage, and then let time be your friend and real estate will do what it has done for many generations before – eventually go up as your mortgage goes down – and that is what we call “creating equity.”

And then maybe, just maybe, as you’re about to celebrate your first half century on this planet, you‘ll look back and say, “I’m glad I got started in 2013.” june 1 - 15, 2013 new Condo Guide 033

% 80

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034 new Condo Guide june 1 - 15, 2013

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THE GRAND FINALE AT THORNHILL CITY CENTRE

Every great story deserves a grand finale. Introducing Legacy Park, the final chapter of Thornhill City Centre. Iconic architecture, modern urban suite designs and fabulous park views — Legacy Park is your final opportunity to live in this landmark community in the heart of Thornhill.

All illustrations are artist’s concept only. ©2013 Liberty Development Corporation.

All rights reserved. Brokers Protected.

BATHURST & CENTRE STREET june 1 - 15, 2013 new Condo Guide 035

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www.MyLibertyCondo.ca/1Mortgage *As per price list. Limited time offer. Offer based on a select number of units. Price, information and program subject to change without notice. For qualified buyers on approved credit. All renderings are artistâ&#x20AC;&#x2122;s concept. Prices, specifications and availability subject to change without notice. E&O.E. Brokers protected.

See Sales Representative for details. june 1 - 15, 2013 new Condo Guide 037

condo profile

LIBERTY DEVELOPMENT’S CENTRO SQUARE CONDOS 2 puts residents in the centre of it all

w

ith a prime location and offering all of the advantages of an urban condo lifestyle in a 905 setting, Centro Square Condos’ first phase has been a resounding success.

Now there are even more opportunities for homebuyers to be part of the exciting evolution near the Vaughan Metropolitan Centre, with the launch of Phase 2 of Centro Square Condos.

Liberty Development Corp.’s trend-setting development at Hwy. 7 and Weston Rd. features 33and 31-storey residential towers atop a podium that includes more than 250,000 sq. ft. of office and retail space and an expansive green roof. Residents can live, work, shop and play all within minutes of home.

“The location is fantastic, close to retail and transit and the enhancement, already underway, along Hwy. 7 is prompting people to refer to it as the new Yonge Street,” says Marco Filice, senior vice-president and general counsel for Liberty Development Corp.

That prime location, coupled with an affordable, high-quality condo lifestyle that offers an alternative to the traditional homes in the area, continues the project’s appeal to move-down and first-time buyers.

Many local residents are eager to downsize from larger homes yet stay in the area, while young people who grew up in Vaughan and left to attend post-secondary school, are eager to move back.

Centro Square Condos will provide residents with the freedom to choose how often they use their vehicle, or to not to use one at all. Transit options will be enhanced by the construction of VIVA Transit’s Hwy. 7 rapidway, a bus rapid transit service to run along the median of Hwy. 7, linking the Vaughan Metropolitan Centre (with Subway service to open in 2015) with Richmond Hill and Markham town centres.

With VIVA Transit at the door and the subway a short bus ride away, it will be simple travel to downtown Toronto. While it’s not necessary to own a car, underground parking is available for Centro Square suite owners.

038 new Condo Guide june 1 - 15, 2013

With VIVA Transit at the door and the subway a short bus ride away, it will be simple travel to downtown Toronto.

“Centro Square Condos has an urban feel without being in the centre of Toronto,” says Filice. “It is bringing in things that people would otherwise have to look outside the community for. It allows people the benefits of downtown living without having to be downtown.”

One of the signature features of Centro Square Condos, designed exclusively by Liberty Development with Kirkor Architects, will be its stunning second-floor Green roof “Centre Square Park,” providing an expanse of landscaped space for residents and commercial users to relax, socialize and enjoy the outdoors.

“It’s one of the larger green roofs in the area, at a little over an acre. Someone can take the elevator down from their suite to the rooftop, meet someone from the office building for a coffee, stroll with their child or read a book,” says Shawn Richardson, Liberty Development’s sales and marketing manager.

Centro Square Condos Phase 2 will offer 333 suites, including studio, one-bedroom, two-bedroom, twobedroom with den and penthouse plans, from 450 to 1,140 sq. ft. Prices start in the $280,000s. The Hefele

Makowka Design Associates-designed suites feature nine-ft. ceilings, laminate flooring in the living/dining room, den, foyer and kitchen and choice of laminate flooring, broadloom or sisal with foam underpad in the bedrooms.

Stylish kitchens include gleaming stainless steel appliances and marble or granite countertop with undermount sink and ceramic tile backsplash.

Bathrooms will have ceramic tile flooring and acrylic soaker tub with ceramic tile surround. Each suite will have a washer/dryer.

A full roster of amenities, located in the first tower and shared with the second, include a media room, multi-function room and party room. Fitness facilities include a yoga room, exercise room, swimming pool with whirlpool, sauna and a golf simulator.

Since Liberty Development Corp. formed, the company has emerged as a leader on the GTA development scene. Liberty has built thousands of condo units in the 905, raising the standard of design in the suburbs and becoming a trailblazer in intensification and sustainable building and garnering numerous awards.

To register for Centro Square Condos Phase 2, please visit centrosquarecondos.ca The Centro Square Condos sales office at 7777 Weston Rd., Woodbridge, is open from noon to 7 p.m. Monday to Thursday, closed Friday and open Saturday and Sunday from noon to 6 p.m. For more information, please call 905.851.8877 or email info@centrosquarecondos.ca june 1 - 15, 2013 new Condo Guide 039

040

041

in the news

Canadian housing market

calm, cool and collected: BMO Economics “ Every major index for home prices is now up between 1.3 per cent and 2.2 per cent from year-ago levels.

The MLS Price Index, a measure of repeat sales in seven of the largest cities, is at the top end of that range, while average transactions prices are at the low end.”

According to BMO Chief Economist Doug Porter, the latest

data from the Canadian Real Estate Association shows that evidence continues to mount that the Canadian housing market will be able to pull off the fabled soft landing.

Existing home sales edged up 0.6 per cent in April, trimming the annual decline to 3.1 per cent year over year.

Porter notes that sales have risen on a seasonally adjusted basis in three of the past four months, and are essentially unchanged since last August – the first full month of the new mortgage insurance rules.

“Most of the other key metrics are also fully in line with a well-tamed market,” adds Porter. “Sales to listings stand at just over the 50 per cent line, and the backlog of unsold homes is now at an unremarkable 6.6 months.”

But it is on the price side where the stable nature continued on page 44…

042 new Condo Guide june 1 - 15, 2013

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Exclusive Listing: CityLife Realty Ltd, Brokerage. Brokers Protected. *Daniels’ Rent-To-Own Program is only available on a select number of suites. Prices, specifications and programs are subject to change without notice. Illustrations are artist concept.

E. & O.E. All brand names, logos, images, text and graphics are the copyright of the owners, The Daniels Corporation. Reproduction in any form, without written permission of The Daniels Corporation, is strictly prohibited.

june 1 - 15, 2013 new Condo Guide 043

in the news

continued…

of the market is perhaps most evident, according to the report.

“Despite concerns, Canadian home prices remain incredibly calm, cool, and collected,” says Porter. “Every major index for home prices is now up between 1.3 per cent and 2.2 per cent from year-ago levels. The MLS Price Index, a measure of repeat sales in seven of the largest cities, is at the top end of that range, while average transactions prices are at the low end.”

Porter adds that the range of yearly price changes among the 26 largest cities was fairly narrow, in April, from a high of 6.6 per cent in Kitchener to a low of -3.4 per cent in Saguenay, Que. And, 20 of the 26 cities are still reporting price increases over the past year, a far cry from a hard landing and a sign of stability in Canada’s housing market.

“While some are highlighting the fact that prices are now rising at their slowest pace since the 2009 recession, the plain facts are that they are still rising faster than inflation, and prices are at all-time highs, suggesting concerns of a meltdown were unfounded.”

Porter notes that in major markets, Vancouver had been by far the weakest in the country, but there are signs even there that the market is stabilizing. Sales were down a moderate six per cent from year-ago levels in April, and average prices were essentially unchanged, after both metrics had posted notable declines in the first quarter of the year.

It’s a similar, more muted, picture in Toronto, where sales were down about five per cent from a year ago and prices have nudged up by almost two per cent.

Calgary remains an outlier on the strong side, with sales up roughly 10 per cent from a year ago and prices up by almost four per cent. With one of the strongest job markets in the country and a sales/listings ratio above 64 per cent the picture

If planning to buy or sell a property, consider working with an expert who can help you make decisions that are appropriate to the health of your local market, and more importantly, that responsibly fit within your particular financial situation

044 new Condo Guide june 1 - 15, 2013

remains quite positive for the Calgary market.

Laura Parsons, mortgage expert, BMO Bank of Montreal, noted that it’s essential for both buyers and sellers to be aware of any changing conditions on the local level. “If planning to buy or sell a property, consider working with an expert who can help you make decisions that are appropriate to the health of your local market, and more importantly, that responsibly fit within your particular financial situation.”

Parsons adds that homebuyers should stress-test their mortgage against a higher interest rate to ensure they could handle any potential increases in interest rates down the road and choose a mortgage with a shorter amortization, which can help them become mortgage-free sooner.

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legally speaking

The importance of the

// by jayson Schwarz

pre-closing inspection prepared as part of your final inspection the only basis for repairs, subject to the major items such as foundation cracks. What does this all mean?

When it is time to do the Pre-Closing Inspection, know that if you don’t list it, you may not be able to compel the builder to fix it. Therefore, it is critical you list everything! Here is a minimum list of what I believe will help you in making sure you are covered:

Jayson Schwarz LL.M. is a Toronto real estate lawyer and partner in the law firm Schwarz Law LLP. Visit schwarzlaw. ca or email info@schwarzlaw.ca and give us your questions, concerns, critiques and quandaries.

i

n this column, we are going to address a small but incredibly important part of the process of buying that new home, the PreClosing Inspection. As most of you know, included in the adjustments on the purchase of a new condo or house (but not a conversion or retrofit project) is the cost of your Tarion (formerly the Ontario New Home Warranty Program) enrolment. Among the things you are covered for are defects in the completion of your new home. Most of the Agreements of Purchase and Sale make the deficiency list

046

01 Insist on having enough time to do the inspection and allow yourself enough time with no need to be anywhere else; 02 Write everything down yourself... don’t let the builder’s representative take charge; 03 Don’t rush! Don’t let the builder’s representative push you, insist at moving at you own speed; 04 Write or mark down everything, no matter how small or seemingly insignificant; 05 Don’t accept promises of repair during inspection – if something is not right, mark it down; 06 Try every light, socket, tap, drain, toilet, door, lock, window, appliance, everything that could be defective now or go wrong later; 07 Watch for stains on carpet, scratches on wood floors, cracks in paint or drywall and areas where they forgot a second coat of paint; 08 Look for water stains or spots on concrete basement floors or walls, and if you see them insist on knowing why and where they came from; 09 Don’t forget the exterior – roof, drains, bricks, mouldings. Is there sod, is the grading complete and is your driveway in? Write it all down!

10 Condominiums: go check out the common areas – lobbies, garbage rooms, parking areas, lockers, pools, tennis courts and health clubs.

Remember, you own part of the common area, and if parts are incomplete, wrong or defective, put them on the list!

Remember that this inspection is, in all probability, the only chance you have to deal with deficiencies, so make sure you check carefully. Some readers ask about what happens if the builder rushes them or something happened so they did not get the opportunity to finish. The answer is to immediately do a complete list and send it to the builder and to Tarion in order that the record is on file.

There is probably more and I do not suggest that this list is complete.

I hope it helps in making you realize how important it is to do a thorough job on the Pre-Closing Inspection.

condo profile

Become part of the success at Danielsâ&#x20AC;&#x2122;

One Park Place and live in style

s

ituated in the heart of the award winning and internationally recognized Regent Park Revitalization, One Park Place has been an incredible success! Already well under construction with move ins starting as early as this fall, this one-of-a-kind new residence offers an incredible location, top-of-the-line amenities, Daniels superior quality construction and impeccable suite designs. With a strong attention to detail for how people live, phenomenal finishes and some of the best city views available in the downtown core, the range of floorplans offered at One Park Place can accommodate everyone from first-time buyers to move-up purchasers and empty-nesters in comfortable style.

The 691-sq.-ft. one-bedroom Lavender Suite is a spectacular and popular example. Round the corner from the entry of this spacious openconcept layout, and notice the infusion of natural light from multiple windows. In fact, for purchaser

048 new Condo Guide june 1 - 15, 2013

Nader Farhat, this was a major reason for choosing the Lavender design facing southwest as his new home. “I love the sheer number of windows I’ll have for natural light, and the views will be wonderful.”

Taking open concept to a new level, the main living area is ideal for entertaining or simply kicking back after work and gazing at those stunning city views. Daniels worked with renowned interior designers Cecconi Simone to create a modern and functional linear kitchen, which is equipped with top-of-the-line stainless steel appliances and Quartz countertops.

An extended free-standing kitchen island makes this space even more dynamic and flexible. This awesome custom multi-purpose island offers a lot of storage space, additional counter space and an inset stainless steel tray to chill drinks for special dinner parties or keep paperwork.

What makes this island even more functional is that it can be used as a dining table for four.

The living/dining area offers ample space to customize your furniture in a layout that best suits your lifestyle needs and access to the balcony adds another dimension, with the possibility of container gardening in this outdoor space. The bedroom is conveniently located next to the luxurious bathroom, and having the washer/dryer and coat closet behind sliding doors at the entry is incredibly practical.

As for location, location, location, One Park Place residents live in the convenient location of Dundas and Sumach Streets, off of the community’s pedestrianfriendly Urban Mews. From this gathering spot, residents can walk to the six-acre park on Dundas, the Regional Aquatic Centre, the new Toronto Community Centre, numerous retailers including

Sobeys FreshCo. and Daniels Spectrum (a 60,000-sq.-ft. cultural hub for dance, music, theatre and film), and let’s not forget about the neighbourhoods local hot spot the Paintbox Bistro.

Within the One Park Place condominium, suite owners will have the use of over 45,000 sq. ft. of indoor and outdoor amenities at CLUB UNO, including a half-court gymnasium, two squash courts, a fitness studio, indoor/ outdoor yoga and Pilates studio, a party room, billiards room and several lounges. Resident gardening plots on the fifth-floor outdoor terrace will make it easy for homeowners to grow their own herbs, flowers and spices.

Already well under construction, One Park Place offers suites starting from the low $300,000s, and there is still a fantastic selection of suites available. Plus, Daniels is making homeownership more attainable by offering its five-per-cent Gradual Deposit Payment Plan. Purchasers pay $3,500 with the Agreement of Purchase and Sale, and then $1,000 each month until five per cent of the purchase price is reached, or occupancy.

In addition, if you act now, Daniels is making purchasing your new home at One Park Place even easier by offering parking and a locker for ONLY $12,800 and six months free maintenance!

But that’s not all, be sure to ask about Daniels’ First Home Boost Program, where qualified buyers can increase their down payment from five to 15 per cent of the purchase price through an exclusive interest-free, payment-free loan. The opportunity for homeownership is amazing!

The Daniels Corporation (danielshomes.ca) is one of Canada’s preeminent builder/developers, having been building new homes and communities for over 31 years. Named the Tarion Warranty Corp.’s 2012 High Rise Builder of the Year and the recipient of the 2012 Toronto Arts and Business Award presented by the Toronto Arts Foundation, Daniels has built more than 23,000 homes throughout the GTA. Among its many initiatives, Daniels was chosen to partner with Toronto Community Housing to revitalize Regent Park – 69 acres in Toronto’s Downtown East.

Committed to community, Daniels continually offers innovative programs that help people achieve homeownership, champions neighbourhood initiatives that enhance residents’ quality of life, and supports numerous charities and non-profit organizations.

Don’t wait… act now… visit Daniels’ Presentation Centre at 500 Dundas St. E., Monday to Thursday noon to 6 p.m.; weekends and holidays noon to 5 p.m.; closed Fridays. Call 416.955.0559 or visit danielsoneparkplace.com june 1 - 15, 2013 new Condo Guide 049

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Come discover a Mike Niven designed living experience, priced starting from $272,990. Parking included.

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*Limited time offer. Cash back amount to be credited on closing. An additional deposit of 5% to be paid at occupancy.

Offer subject to change or withdrawal without notice. Please see sales representative for details. E.&.O.E. Illustrations and renderings are artist concept only. March 2013.

CHINESE HOME & CONDO GUIDE 網上 參閱

Chinese home and condo buyers and investors now have a new comprehensive, full gloss real estate magazine to inform and guide them through the buying process in the Greater Toronto Area.

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Launched in 2012, the Chinese New Home and Condo shopper and investor will have a valuable new resource to help inform and guide them through the newest communities in the Greater Toronto Area.

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052 new Condo Guide june 1 - 15, 2013

創刋一 週年誌慶 2013-04-05 4:37 PM 4/19/13 9:16:13 AM

........................................... 28 S.F. 746 S.F.

05 11 03 12

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15

UNIT No. 3309 & 3509

07

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june 1 - 15, 2013 new Condo Guide 053

home dĂŠcor

// by evelyn eshun

Organize your photos and art

m

Toronto-based accredited Interior Designer, Evelyn Eshun, Principal of Evelyn Eshun Design. For more than 14 years, she is known for her custom designed residential projects throughout the GTA that showcase the space and bring out the best in you. evelyneshun.com

ore often than not, a client will say that they have a ton of prints or photos in the basement which they would like to organize and finally do something with. Sound familiar? I can relate too. I have a pile of watercolours and images which I have collected throughout my travels.

Hence, my inspiration to write about organizing and hanging art or photography on your walls.

There is no better time than the warmer months to tackle the backlog of the to-do list. Family photos are a great place to start. In the family room pictured, I worked closely with the client to carefully select treasured images of family which would hang in this room. It was an emotional journey which I was privileged to share and experience.

The first step I took was to measure out the wall area which would be covered with the images. We decided to create a dense collage of similarly framed photos which were both black and white and sepia. Colour photos we loved were converted by the Art Framing company into sepia or black and white. We were also able to alter the size of some of the prints based on where we wanted to place them.

continued on page 58â&#x20AC;Ś 054 new Condo Guide june 1 - 15, 2013

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june 1 - 15, 2013 new Condo Guide 055

10 MINUTES WITH...

10 Minutes with ...

MOD Developments’

Gary Switzer

University of Toronto degree and five years in the field before becoming an area planner with the City. He decided in the mid-1980s to take his skills to the development side and joined Great Gulf Homes, where the collaboration quickly resulted in a new highrise division. The multipleaward-winning results still stand among Toronto’s best, with the soaring 18 Yorkville, King West’s The Hudson, The Morgan and Charlie among them.

“I love the city,” he says, “and I believe in city-building. Moving to the development side meant more control over the results of the collective creativity that goes into these In all of Toronto’s busy and developments: finding sites, putting together the multi-faceted development design teams, really helping to create the vision I industry, few executives have the have for Toronto.” depth and breadth of experience Their first project when he and Great Gulf of Gary Switzer, CEO of MOD embarked on highrise development was the Saint Developments Inc. With a James at King and Jarvis, a forward-thinking degree in architecture, a stint in location back when the area comprised mostly city planning, more than two parking lots. “We looked at it as an opportunity decades as executive viceto make a great building, but also to repair a part president of Great Gulf Homes of the city that had really been devastated in the – one of the GTA’s most enduring ’60s,” he says. developers – and as founder of He founded MOD in 2009, and his winning his own successful development streak continues: the company’s very first project, company, there is no aspect of FIVE Condos at 5 St. Joseph built in partnership this diverse business Switzer with Graywood Developments Ltd., was awarded hasn’t touched. the coveted 2011 BILD Project of the Year award, “I’ve always been interested as well as Best Highrise Design of the Year. FIVE, in buildings. Even as a kid, I was now well under construction, entails one of the taking pictures of buildings largest, most comprehensive historic restorations downtown. Just as well,” he in GTA history and is poised to forever change laughs, “because a lot of them the downtown Yonge streetscape. aren’t there anymore.” As a At this year’s BILD awards, Switzer barely had result, he says architecture time off from the podium, with his newest project seemed like a logical career path, – the Hariri Pontarini-designed Massey Tower on and he pursued it through a Yonge near Queen – taking Project of the Year, 056 new Condo Guide june 1 - 15, 2013

Best Highrise Building Design, Best Highrise Sales Office and Best Model Suite among nine nominations. Not surprisingly, it was also one of 2012’s best-selling developments. Massey Tower also has an extensive heritage restoration component, as it includes the historic 1905 Bank of Commerce building that had been boarded up since 1987. MOD will turn the building into a gorgeous lobby for Massey Tower, but that’s not all – the company is donating land on Victoria Street to help with the revitalization of the venerable 1894 Massey Hall.

Ultimately, he says he owes his success to much more than great buildings – “It really is about the buyers, about great customer service” – but his devotion to creating the best possible buildings helps lead to great customer experiences: 18 Yorkville, for example, won a Building of the Year award from Tarion, and he says his years at Great Gulf helped elevate his appreciation for fine architecture even further.

I’VE ALWAYS BEEN INTERESTED IN BUILDINGS. EVEN AS A KID, I WAS TAKING PICTURES OF BUILDINGS DOWNTOWN. JUST AS WELL – BECAUSE A LOT OF THEM AREN’T THERE ANYMORE “I think we really raised the bar architecturally. The owners of Great Gulf were committed to design excellence,” he says. “18 Yorkville was the first point tower in downtown Toronto. The Morgan was so perfect contextually and even won an Award of Excellence from the OAA, which rarely gives awards to developers. Very few developers were doing buildings like that at the time.”

He says his efforts at MOD are expanding the philosophy: heritage preservation, sensitivity to the neighbourhood, and working with some of the finest architects there are, such as architectsAlliance, Diamond & Schmitt, and Hariri Pontarini. “Nobody does any of this by themselves,” he says. “It’s all about the team. Once you have a good team, in terms of architects, designers, landscape architects, and engineers, you keep that team for the next project because there’s a type of shorthand among consultants. The teams I’ve used have done some of their best work with me. We’re both proud of the buildings we’ve produced, and from a commercial point of view, they’ve been very successful. “ Switzer says his relationship with his beloved city continues to drive him, too. “I am a Toronto guy. I grew up in the city and I’ve always lived here,” he says. “I love having my office in a location where if I have a meeting downtown, I hop on the subway. It’s the lifestyle I love, and in development, I like doing buildings where I would want to live.”

Switzer’s reputation for right-minded planning preceded him into neighbourhood talks about FIVE and Massey Tower, both grand developments with 48 and 60 storeys, respectively.

“We had the support of the neighbourhood because of how we were doing things,” he says.

“We have no interest in forcing anything down people’s throats.

FIVE is being used as a model now in discussions for other developments. It’s a way of doing high-density right (particularly near subway stops) that doesn’t lose what makes Yonge Street Yonge Street.”

His development process literally starts from the ground up. “I start with a neighbourhood I think people want to live in,” he says. As he looks into the future at MOD, he says his biggest desire is continue to do good developments that improve the city, and that stand the test of time in terms of design excellence.

Frankly, it doesn’t sound like he knows how to do it any other way.

Snapshot 1. What’s your key message? MOD

is committed to design excellence, city-building and customer satisfaction.

2. Who are the key players on the MOD team? Gary Switzer, CEO; Noorez

Lalani, President; Geoff Smith, Director of Construction.

3. What’s MOD’s market niche?

Superior urban locations often involving a heritage component.

4. Past projects: As MOD, FIVE; with Great Gulf Homes, 18 Yorkville, X The Condominium, The Hudson, The Morgan, Charlie, The Saint James.

5. What’s your current project?

Massey Tower, another Project of the Year-winning development.

june 1 - 15, 2013 new Condo Guide 057

home décor

continued…

tips

›› Keep your photography either all

colour or all two tone, this will give harmony to your collection.

›› If you use coloured photos, your

frames should be simple in order to not take away from the photos.

›› Your frame shop can turn favourite

colour photos to black and white and size them up for your purpose.

›› Use frames and mattes which are of similar styles in order to make the collection focus on the photos.

›› Vary the size of frames and mattes to add a dynamic element to your collection.

›› Space the frames four to six inches

apart and about 10-in from the back of your sofa or table for perfect harmony.

›› Include mirrors of various shapes to add interest in your collection.

›› Cut bristol board in the shapes of your frames and stick them on the wall to make sure you are happy with the arrangement before you start putting nails into the wall.

Because the collection was meant to be dense and busy, I selected about six different frames and mattes, that were all the same colour tones but different weights, thicknesses and shapes. This kept a consistency throughout the collection. Mirrors were also used to break up the photos and add a touch of sparkle to the collection.

When creating a collection of art on your walls, it is important to realize that the eye is always looking for a line or pattern, so you must give a cohesive look to the collection. The first way to do so is by creating a rhythm. I decided to keep the tops and sides perfectly aligned so that the arrangement looks clean and the random feeling comes from the unmatched lines within the collection. Just like a carefully tousled hairstyle – which is meant to look as though there was no effort in putting it together, this process took hours, about 16 to be exact, just planning where to hang, measuring and the actual hanging. Patience paid off and the finished look provided a true family room, where everyone is represented and is part of the daily life of the family members.

Inspired to get into your photos and art? Lay them all out on the floor or large table, just as they would hang on the wall, this will give you the ability to create a timeline or theme if you wish to do so, and also help you visualize the finished product on the wall.

058 new Condo Guide june 1 - 15, 2013

When creating a collection of art on your walls, it is important to realize that the eye is always looking for a line or pattern, so you must give a cohesive look to the collection.

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june 1 - 15, 2013 new Condo Guide 061

condo profile

Superb design and a desirable lifestyle comes to Yonge and Eglinton

Partners Freed Developments and CD Capital Launch

155 Redpath

a

n iconic city neighbourhood, a trend-setting developerâ&#x20AC;&#x2122;s vision and stunning contemporary architecture come together at 155 Redpath, a distinctive new condominium residence in the heart of midtown.

The 36-storey, 470-unit tower by Freed Developments and CD Capital will take its place in the vibrant Yonge-Eglinton neighbourhood with its array of shops, eateries, cinemas and access to transit. The area is undergoing an exciting 062 new Condo Guide june 1 - 15, 2013

transformation with the Crosstown LRT line under construction on Eglinton Ave., the ongoing redevelopment of RioCanâ&#x20AC;&#x2122;s Yonge & Eglinton Centre, and the arrival of major new retailers such as Restoration Hardware and Urban Outfitters.

Peter Freed of Freed Developments has been a leader in transforming the formerly industrial King Street West area into one of the cityâ&#x20AC;&#x2122;s coolest places to live, with about 10 signature condo projects either built or under construction. His partners Todd Cowan and Jordan Dermer of CD Capital have built a stellar reputation of their own, creating iconic developments both in Canada and around the globe, in

places such as Hungary, Poland, Romania, Slovakia, Czech Republic and Croatia.

Freed projects, characterized by superb design and desirable lifestyle amenities, have struck a chord with style-savvy buyers. Working with top contemporary architects and interior designers, Freed Developments and CD Capital are once again showing that they are ahead of the curve when it comes to modern urban design to Toronto.

155 Redpath marks the developer’s debut in the Yonge-Eglinton neighbourhood, but it has quickly set the bar for style. The project represents an excellent example of intensification of a low-density, underutilized site that capitalizes on its proximity to numerous amenities and public transit.

“We feel the Yonge-Eglinton area, while it has a lot to offer in terms of transit and existing infrastructure, has been devoid of high-quality design, architecture and lifestyle amenities,” says Peter Freed. “We’re looking forward to taking design to a new level just like we did in King West at 155 Redpath.”

Designed by architect Peter Clewes of architectsAlliance, Clewes has created a building that will become a modern classic, with a transparent base and a tower that appears to float above it. At grade, passers-by will be able to see through the building to the gardens and reflecting pool at the rear.

Trend-setting design firm Johnson Chou will create the interior spaces that offer signature clean, contemporary and dynamic style.

155 Redpath will offer spectacular ninth floor amenity space complete with pool and hot tub, outdoor shower, poolside cabana lounge, sunbathing area, fire pit lounge and barbecues with outdoor dining area.

Indoor amenities include pool table, kitchenette, meeting lounge, fully-equipped fitness centre and dedicated indoor/outdoor yoga facility, party room with kitchen, bar, dining and lounge areas that extend to the outdoors. Landscaped grounds are designed for relaxing, with reflecting pool with fountain and fire feature, and viewing garden and lounge areas. A sustainable rainwater harvesting system will irrigate landscaped areas and gardens.

The superbly designed suites range from 396-sq.-ft. studios to 850-sq.-ft. two-bedroom plans, starting in the mid-$200,000s. Airy nine-ft. ceilings and expansive floor-to-ceiling high-performance window systems will give a feeling of space and allow natural daylight to illuminate suites.

Other stylish features include exposed concrete ceilings and pre-finished engineered wood flooring.

Kitchens include contemporary cabinetry designed

by Johnson Chou, European-style appliances, solid surface countertops and designer-selected stainless backsplashes. Bathrooms feature contemporary Johnson Chou-designed vanities, glass shower stalls and solid surface countertops.

155 Redpath also boasts a state-of-the-art Nest heating and cooling system that can be conveniently controlled through wi-fi and a smartphone, anywhere in the world, or its elegant touch wheel interface.

A 24/7 concierge, coded access fob and concierge monitored underground parking will provide a sense of security for residents.

The sales centre for 155 Redpath is at 2239 Yonge St. Toronto, just south of Eglinton Ave. Call 416.996.4837, email sales@redpathcondos.com or visit the website redpathcondos.com for more information. june 1 - 15, 2013 new Condo Guide 063

style file

photo by Stacey Brandford

Energize your highrise // by Yanic Simard Spaces designed by Toronto Interior Design Group

Inhabiting a small space shouldn’t have to mean living light on character. To keep your home in the sky feeling like a home of your own, here are a few ways to inject a little edge.

Dining

› A single accent wall can be all you need (especially in a compact space) to dramatically change the look, even with wallcoverings.

Bouclair Home recently added a line of affordable wallpapers in many modern prints for a high end look at under $30 a roll. › For big impact from just a little paint, coat your interior doors in a dark grey to add sophisticated interest. I like using Benjamin Moore’s #2121-10 Gray. › Carpet tiles can be laid in virtually any sized area, either wall-to-wall or as an area rug, and when an inevitable spill takes out a tile or two, they can be easily replaced without continued on page 66…

064 new Condo Guide june 1 - 15, 2013

style file

continued…

Remove the doors on a cupboard (try the underused cabinet over the fridge if you have limited space) and create a miniature gallery for photos, books and sculptural art.

photo by Ted Yarwood

heavy re-investment. The “Hide & Batik” series from FLOR continues to dazzle in my design studio, but I also love their new Jitterbug Memories for a modern, playful take on a classic chevron. › Consider using an arcing floor lamp over a dining table for the hip retromodern look, but they’re also very practical if you want the effect of a pendant lamp without the electrical work (or long term commitment). › A custom integrated table makes a strong statement while saving space by meeting a wall. Pairing it with transparent chairs (a very trendy choice) lets the architectural shape stand out.

Kitchen

› Remove the doors on a cupboard (try the underused cabinet over the fridge if you have limited space) and create a miniature gallery for photos, books and sculptural art. You’ll need less storage anyway once you invest in some warm-hued copper cookware and display it proudly on an open shelf or

hanging rack - mixing metals is a growing trend so now is the perfect time. › The knobs and pulls in your kitchen are an oft-overlooked detail that can be easily switched up to add a dash of personality. › Having your upper and lower cabinets painted two different colours lends variety and a high-end, european look - try painting the uppers a lighter shade to open the space, or the lowers a bold hue (such as a raspberry red) to add flavour without overwhelming. › In an open-plan space with wallpaper, here’s how I keep the look consistent from kitchen to dining area: use a single wallpaper in both, and even as the backsplash.

Just have a sheet of glass laid over the paper in the kitchen to create a durable surface. continued on page 68…

066 new Condo Guide june 1 - 15, 2013

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style file

continued…

Living

Bathroom

› Visitors will always be impressed by a beautiful bathroom, especially when they find something other than the everyday builder’s standard. Consider changing your sink to add a huge punch of colour or texture. Check out Roman Bath Centre for a bright blue porcelain piece, or for a sexy black-lace transparent vessel. › Painting the ceiling a bold colour in a small powder room adds drama without bringing in the already tight walls. In fact, in a high ceiling condo, this can actually make the space feel more proportionate. I recently used Benjamin Moore’s #2054-20 Beau Green for a project and it turned out beautifully. › Replacing a plain mirror with one sporting an intricate frame or modern etched detail adds visual interest in the place you’re already looking the most often. You can even layer a smaller mirror over a large one to get the best of both, such as the dramatic black baroque Ikea “Ung Drill” mirror I recently featured on Cityline. › If you have the room, a small piece of unexpected furniture can make your bathroom feel less utilitarian and more like a private spa – a garden stool gives a place to perch a book while soaking in the tub, and a floor lamp (wired safely) adds an extra layer of light and a decorative detail your guests won’t expect.

068 new Condo Guide june 1 - 15, 2013

› Replacing the legs or feet on your furniture, or simply remove the existing pieces and painting them a bright shade, adds a custom detail in an unexpected place. › Freestanding lamps aren’t the only easy option for improved lighting – plug-in sconces install quickly and typically come with covers that mask the wires trailing down (no need to open the drywall). For a modern industrial vibe consider leaving the wire exposed and painting it red or another high-contrast colour. › Gallery style art collections are very trendy right now, with people embracing the variety and easy elegance of a mismatched collection. Gather your framed pieces, replace any of the frames that stick out too much with minimal black, white or wood options (or paint them out) and hang them one by one from the centre of the wall outward (starting at eye level) until none are left or the composition feels complete. › Combine your book shelf and side table by simply stacking the biggest books right on the floor. Pile them to about 18 in. next to your favourite reading chair, and top it with a transparent tea-tray for a modern, space saving look 100 per cent unique to you.

Yanic Simard is the principal designer of the Toronto Interior Design Group.

Specializing in residential and commercial projects, Simard often applies his signature high/low and old/new combination design techniques in developing unique designs. Simard has created designs for clients in Toronto, Montreal and Miami, and has appeared as a regular guest expert on Citytv’s CityLine. For more information visit tidg.ca

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condo profile

Two-storey, two-Bedroom

ONEELEVEN

Move up – without moving out of the neighbourhood you love

o

neeleven at Bathurst and Adelaide is a high-design boutique building with a lot going for it. Like dramatic penthouse-style suites, premium finishes that come standard, and massive terraces that run as big as some of the units they’re attached too. So it’s no surprise that this landmark 17-storey condominium is already over 60 per cent sold with construction starting this fall. The remaining suites are spacious and perfect for singles, couples and families looking to move up – without having to move away from vibrant King West.

070 new Condo Guide june 1 - 15, 2013

Sleek and spacious

In a building where units are already larger than average, oneeleven’s two- and three-bedroom, one- and two-storey residences are truly expansive. Single-storey two bedrooms run 752 to 900-plus sq. ft., three bedrooms go from 892 to 1,342 sq. ft., and two-level penthouse-style corner units (available throughout the building) are 1,457 to 1,934 sq. ft., with 1,026- to 1,562-sq.-ft. terraces.

“These modern, sophisticated residences appeal to King West locals who want to upgrade to

something bigger and better,” says Chris Harhay of Harhay Developments. “We’re talking to a lot of people who bought smaller units in King West five or six years ago. They’ve built up their equity and are ready to upgrade to a larger space in a higher quality building.”

Luxury within reach

When it comes to buying a condo, maintenance fees are always a significant issue. Buyers tend to avoid buildings with sky-high monthly price tags. That’s another reason oneeleven has been so popular with buyers; fees are at a very reasonable 48 cents per sq. ft.

“We build with an eye to value and quality,” says Harhay. “A lower monthly fee is important to our customer base, while still offering residents a premium experience. And our buyers get the best amenity of all for free – the fantastic King West location, which gives them access great restaurants, shopping, and the incomparable vibe of one of the city’s most exciting neighbourhoods.”

Distinctive design

Designed by CORE Architects, the building is clean, contemporary and completely urban, with sleek glass cubes perched randomly atop a base inspired by the area’s heritage warehouses. The interior, by award-winning II x IV Design Associates, features a sophisticated two-storey lobby with dramatic marble, gemstone and natural wood finishes and appealing amenities spaces for relaxing and entertaining. Units come standard with many premium finishes; higher overall quality means buyers spend less on upgrades.

Special ONE-DAY sales event

On Saturday, June 8, 2013, oneeleven will be hosting a special savings event at their presentation gallery at Bathurst and Adelaide. For one-day only, buyers can put as little as 10 per cent down, and take advantage of great cashback offers that allow qualified buyers to live mortgage-free for their first year!

Everyone is invited to stop by between noon and 5 p.m. to take advantage of this exciting opportunity, view the model suites, see the layouts of the spacious units still available, and explore the idea of upgrading to a wonderful building in an unbeatable location.

Ten per cent down and live mortgage-free for one year – available only on Saturday, June 8, doors open at noon.Oneeleven prices start in the mid$200’s, with suites ranging from 400 to more than 1,900 sq. ft. The presentation gallery and model suite, located at the corner of Bathurst and Adelaide, is open Monday to Wednesday from noon to 6 p.m., Thursdays 3 to 8 p.m., and weekends noon to 5 p.m.

Construction starts this fall. For more information, call 647.347.4111 or visit oneeleven.ca

The amenity floor

june 1 - 15, 2013 new Condo Guide 071

hot topic

Finding a new home builder you trust

Essential advice from Canada Mortgage and Housing Corp. design or energy efficiency. And every company does business in its own unique way.

As you look at homes and communities, also think about the company behind them. Before choosing which one to buy from, take a close look at each builder you are considering and ask these questions: » W ho are they? » Do they build a quality home? » What are they like to buy from? » What is their after-sales service like? » W hat’s their reputation, what do others say about them?

When you decide to buy a brand-new home or condo, choosing the right builder is as important as choosing your home. When you purchase a home, you also “buy” the company that will build it. Your satisfaction will depend on their experience, their skills and their commitment to customer service. An important part of the buying process lies in determining that you are dealing with a builder who has these qualifications and is able to meet your needs and expectations — for the home and for the buying experience.

What you want to know There are thousands of builders in Canada, ranging from small companies building a few houses a year to large builder-developers constructing thousands of homes annually.

Whether you live in a large urban area or a smaller community, you will have a number of builders to choose from. Each company may offer a different selection of homes. Some may focus on specific market segments or neighbourhoods. Others may specialize in particular types of homes or have certain distinctive expertise, such as adult lifestyle

072 new Condo Guide june 1 - 15, 2013

Begin your search 01 Check the Homes section and ads in your newspaper to find out which companies are building in your area, the types of homes they offer and the prices you can expect to pay.

02 Ask friends, family and coworkers for names of reputable builders they have dealt with.

03 Call or check the website of the Building Industry and Land Development Association and the Canadian Home Builders’ Association for the names of builders in your area.

04 Call Tarion or check its website for a list of registered builders.

05 Visit the websites of builders in your community.

06 Call builders to find out where they are building, or where you can see some of their homes.

07 Check the Yellow Pages.

08 Go to home shows to meet builders and to explore the latest in features and finishes.

09 Visit builders’ sales offices, model suites and communities.

As you go through your home search, collect as much information as you can — pamphlets, brochures, builder’s packages, product literature, warranty information and so on. Read through it all and create a file of everything that interests you.

10 Always carry a notebook with you and write down information about the builders and the homes that you see.

If you don’t, it can be difficult later to remember the details of a particular home or discussion, or to recall which builder said what. continued on page 74…

hot topic

continued…

You may also want to bring a camera along.

When you keep track, it is easier to remember to collect the right information from every builder you visit. It also makes it much easier to compare the companies, their products, their selling process and their reputation, when you are ready to make a decision.

Previous buyers Builders should be able to give you a list of references – past customers who have bought from them within the last couple of years. Do check the references – too often homebuyers neglect this step.

Don’t worry about disturbing people; they have agreed to let the builder give out their names and will not mind you contacting them.

Before you call, make a list of questions you would like to ask, such as: » In general, what was the builder like to buy from?

Was it a good experience? » W hat particularly did they appreciate about the company? What did they not like about it? » Did they run into any problems, and if so, were the problems solved to their satisfaction? » Was the home completed on time and on budget?

If not, what were the circumstances? » Were there missing or incomplete items at the time of possession, or items that had to be fixed? » Were all of their colour selections, upgrades and extras done as requested? » How was the company’s after-sales service? » Are they happy with their home? If not, why? » Would they buy from the company again? » Would they recommend the company?

You may also want to do a random check of past customers. Visit communities on a Saturday morning and talk to people who may be outside doing chores, “I’m considering buying a home from such and such builder. Can I ask you a few questions about your home and the community?”

Most people are happy to talk about their experiences and offer their opinion and advice.

Who's who in home building?

The type of builder you will be looking for depends on the area you live in, and the home you want. Here is a general overview of different types of home-building companies. » Developers are responsible for getting large tracts of land ready for building. This can involve infrastructure and services (utilities, roads, sewers), community layout and design, including recreational spaces – whatever it takes to turn the land into a neighbourhood. Developers may also construct the homes, or the lots may be sold to individual home building companies. » Large building companies specialize in building homes in bigger developments. These companies generally offer a selection of homes designed specifically for the development. Minor customization by homebuyers is usually permitted, but there are usually limits to the amount of change possible. Most will also have a set process for all aspects of the purchase, from the contract signing to the pre-delivery inspection. » Medium-sized companies range from 10 to 50 homes a year, depending on your region. Medium-sized companies can be quite diverse — building in developments as well as on individual lots; constructing single-family dwellings as well as townhouses and other low-rise buildings.

Small-sized companies build under 10, and often less than five homes a year. » Custom builders build one-of-a-kind homes, each one usually designed and built for a particular customer who may or may not already own the lot. The custom building process allows for complete flexibility, within the limits of municipal regulations and what’s possible technically. » Construction contractor is another term for builder.

Most commonly, it is used for companies who are contracted by purchasers to build a home on land they already own. » Manufactured housing builders construct homes in a factory and bring them to the building site as panels, modules or fully completed units. The amount of work required on-site to complete the home depends on the type and size of the building, the type of foundation and the customization required.

Source: CMHC. For more information or a free copy of the About Your House fact sheet, Selecting a New Home Builder, or for information on any other aspect of owning, maintaining or buying a condo, visit the website at cmhc.ca or call CMHC at 1.800.668.2642. For more than 65 years, CMHC has been Canada’s national housing agency and a source of objective, reliable housing expertise.

074 new Condo Guide june 1 - 15, 2013

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june 1 - 15, 2013 new Condo Guide 077

insurance

Whole life insurance pays off for new homeowners

Congratulations, you’ve just bought your first home or condo. And now you’re probably up to your eyes in fees, expenses, legalities, dotted lines and the like. Despite all the formalities and stress, it’s been pretty exciting, hasn’t it? You’re a very proud owner now, with your ownership deed and home insurance policy as proof. But what would you or your family do if something happened to you? Would they be able to pay off the mortgage if you were gone? Life insurance expert Reh Bhanji from Desjardins Financial Security suggests that’s it’s a good idea to think about this at the beginning of your home-ownership.

“Let’s imagine for a minute that a newly-wed couple in their 30s buys their first home. And then let’s suppose that the husband dies suddenly. Would the family be able to maintain the mortgage?” said Bhanji. “Statistically, women live longer than men, but continue to earn less compared to men. So, one possible solution is whole life insurance.”

What is whole life insurance?

It’s an insurance product that provides life-long coverage to the insured. In case of premature death, your family will be taken care of: The mortgage will be paid off which means the house won’t need to be sold, your children will be able to go to university and you will have peace of mind. Another benefit of whole life insurance is that the premiums remain constant throughout the entire life of the policy, which also allows for savings accumulation. If the insured decides to cancel the policy, the savings that accumulated would be returned. This insurance can also be used as an inheritance, as beneficiaries would receive a lump sum upon the death of the insured.

078 new Condo Guide june 1 - 15, 2013

Who should consider this product?

This product is ideal for anyone concerned with having life-long financial security. It’s an unusual insurance in that it provides you with guaranteed cash values that you can borrow. The funds can be used for renovations, vacations or anything else you choose. It can also include reduced paid up options.

Can this product be combined with any other benefits or features?

Yes, but of course this depends on the insurance provider and the type of whole life insurance product.

Some features that may be available are:

» Death and disability » Accidental fracture » Insurance for children To find out if this product is right for your situation, speak with your financial advisor or insurance broker. More immediate answers can be found at desjardinslifeinsurance.com. NC

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june 1 - 15, 2013 new Condo Guide 079

condo pro

Place your trust in a

// by barbara lawlor

REPUTABLE BUILDER

A Barbara Lawlor is president of Baker Real Estate Inc. and an in-demand columnist and speaker. A member of the Baker team since 1993, she oversees the marketing and sales of condominium developments in the GTA and overseas. Keep current with The Baker Blog at blog.bakerrealestate.com

080 new Condo Guide june 1 - 15, 2013

happy new condominium purchaser is an educated one â&#x20AC;&#x201C; someone who does the necessary homework and legwork to ensure the most value and best choice. With a home being one of the biggest decisions most people will make during their lifetime, looking at your decision by considering every angle is important. In the priority order of must-haves, location typically comes first. I suggest that once you zero in on your desired locale, you research which builders offer condominiums in the area and check out their track records before you narrow your search.

There is a huge element of trust involved in signing on the dotted line and handing over hard-earned money to have someone build your residence. A little research into builder reputations goes a long way to helping you make the perfect choice for you.

Longevity may indicate a builderâ&#x20AC;&#x2122;s trustworthiness, especially if it is a company that has been around long enough to have weathered various economic cycles. There are also newer builders operated by principals with years of experience who are producing excellent condominiums.

Research the builders you are considering, especially where service is concerned. This is a critical factor in making a choice that will make you

A little research into builder reputations goes a long way to helping you make the perfect choice happy for years to come. You need a builder you can rely on for excellent service before, during and after your move-in date.

You can find out a lot at Tarion Warranty Corp.’s website (tarion.com). In addition, read whatever literature you can find, including builder profiles and histories. These are usually included on their websites, in their brochures and even sometimes on panels on their sales office walls. Remember, too, that word-of-mouth means a lot in the condo world.

If you know any people who have purchased from a particular builder in the past, ask about their buying experience.

The great news is that in the Greater Toronto Area, you have a huge selection of well-respected local, national and international builders to choose from.

These savvy business people recognize our quality of life as one of the finest in the world, and understand that Toronto is a growing area when it comes to condominium offerings on the international stage.

During your shopping, understand that the sales representatives you speak to, in essence, speak for the builders. Take note of how willing they are to answer questions. Reputable builders understand that a large part of selling nowadays is providing customers with as much information as possible. They welcome informed decisions, as these lead to happy purchasers.

You can take heart in the fact that today’s builders are competing for your business on many playing fields – location, architecture, amenities, suite layouts, finishes and more. This kind of healthy competition is good for our industry and raises the bar for future development.

Best of all, at the end of the day, the buyer benefits from increased value, which creates a win-win situation.

Condominium choices are so exciting right now that it can be overwhelmingly tempting to buy right away. The buildings are gorgeous, the amenities amazing, the suites beautifully designed for maximum flexibility. My advice is to take your time, shop around, consider all the variables, compare fairly – and be sure to add a trusted builder reputation on your list of must-haves.

The great news is that in the Greater Toronto Area, you have a huge selection of well-respected local, national and international builders to choose from.

Be rational in your approach and avoid getting swept away in the sales office until you have done your homework. I can tell you that buyers are doing just that. Shoppers are returning for a few visits before they buy, and they are interested in the builders’ previous experience and products.

Remember, a builder’s past can play a critical part in your residential future. Choose wisely. june 1 - 15, 2013 new Condo Guide 081

home search

Pinpointing the perfect location for your new home // by WAYNE KARL

have you noticed how many developers

boast their new community is “just minutes from shopping, schools and all the amenities!”? And that “Everything you need is right at your doorstep”?

This is not just marketing gimmickry at work.

These factors really matter, as such attractions are critical in determining a development’s appeal to buyers – for lifestyle and comfort while living there, as well as resale potential down the road.

However, one of those factors carries a little more weight than the others: proximity to infrastructure.

The federal and provincial governments have been spending billions on infrastructure improvements over the last few years to upgrade highways, transit systems, airports and other services such as health care. For housing developments, this means more and better access.

In such cases, it’s no exaggeration to say the infrastructure developments have allowed new communities to literally sprout up along the way.

Numerous studies throughout North America and elsewhere show that proximity to mass transit and highways has the most significant impact on

property values, since it improves residents’ accessibility to a city’s central business district and other areas with employment opportunities.

The greatest benefit, according to Vancouverbased Cutting Edge Research Inc., is for properties located within 500 metres of stations along new transit lines. Value enhancements can be 10 to 20 per cent higher for homes within this distance than those outside it.

“Distance is now measured in minutes, not kilometres,” says Don Campbell, president of Cutting Edge, summarizing a principle that homebuyers anywhere can follow: as people increasingly factor commuting times into their buying decisions, proximity to transportation is a top determining factor for both convenience and resale value.

While you’re out there shopping for your new home or condo, take a look around and see how close you are to the nearest highway or transit line. Then follow the tracks to those housing projects and communities – and your new home – that will make a sound buying decision.

continued on page 84…

082 new Condo Guide june 1 - 15, 2013

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june 1 - 15, 2013 new Condo Guide 083

home search

continued…

Key points to consider » Do you want to live in a city, a town or in the country?

» W here do you work, and how easy will it be to get there and at what are the commuting costs?

» If you have or plan to have children,

where will they go to school and how will they get there?

» Do you want safe walking areas,

recreational facilities or other amenities such as shopping nearby?

12 questions to ask before you buy Consider the following checklist of questions, from Cutting Edge Research Inc., for analyzing the potential of an area.

The more “yes” answers you get, the better the location.

1 Is the area’s average income increasing

faster than the provincial average?

2 Is the area’s population growing faster

than the provincial average?

3 Is the area creating jobs faster than the provincial average?

4 Does the area have more than one major employer?

5 Will the area benefit from an economic or real estate ripple effect?

084 new Condo Guide june 1 - 15, 2013

6 Has the political leadership created

an economic growth atmosphere?

7 Is the Economic Development Office progressive and helpful?

8 Is the area’s infrastructure being built to handle the expected growth?

9 A re there any major transportation improvements in the works?

10 Is the area attractive to baby boomers’ lifestyle?

11 Is there a short-term problem occurring that is likely to disappear in the future?

12 Is there a noted increase in labour and materials cost in the area?

-964 *65-,9,5*, *(33 ;6 *<9;(05 *(33 88 Scott’s ideal location within the St. Lawrence neighbourhood VU [OL LKNL VM [OL ÄUHUJPHS KPZ[YPJ[ THRL P[ HU VW[PTHS JOVPJL UV TH[[LY ^OH[ [OL [PTL VM KH` ;OPZ UL^ VMMLYPUN MYVT *VUJLY[ OHZ HSYLHK` JHW[\YLK [OL H[[LU[PVU VM KPZJLYUPUN I\`LYZ KLZWP[L THYRL[ JVUKP[PVUZ In addition to its central location,88 Scott features intelligent suite KLZPNUZ Z[\UUPUN ]PL^Z HI\UKHU[ HTLUP[PLZ HUK Z\WLYI X\HSP[` ÄUPZOLZ [OYV\NOV\[ )\PS[ I` H^HYK ^PUUPUN *VUJLY[ [OL THU` ^OV OH]L JOVZLU :JV[[ KLÄUL P[ HZ H ZOV^ Z[VWWPUN PU]LZ[TLU[ *VTL HUK ZLL MVY `V\YZLSM

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june 1 - 15, 2013 new Condo Guide 087

decor

Is your home décor

in the zone?

According to colour experts, the latest hot trend in home décor is about bringing bold colourful punches to beautiful customized spaces through colour zoning.

SICO suggests that colour zoning offers a very contemporary look to a room – a great way to create interest or a focal point. Fun and affordable, it’s a way to put your personality into your space.

Colour zoning is a great painting technique where you incorporate colour punches in your décor through varying-sized accent “zones,” stripes or shapes on a wall.

Why is it so popular? Paint is easy to change and one of the most cost-effective ways to bring a colour trend into a room. You can totally change the mood of a room with

Colour zoning is a great painting technique where you incorporate colour punches in your décor through varyingsized accent “zones,” stripes or shapes on a wall.

continued on page 90…

088 new Condo Guide june 1 - 15, 2013

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089

decor

continued…

punches of bright colours, and zoning is a fun way to incorporate those punches. Whether you want to have fun and liven up an underappreciated wall or you want to create interest and draw the eye to an area, bringing in bold - or even not so bold - blocks of colour will accomplish that. You can use a palette of bright hues or swatches of pastels. It all depends on the final finish you desire.

You can create horizontal movement by painting the base of a wall a different colour, for example. Or extend the line of a low table by painting a different colour zone from the top of the table up to the ceiling. With the right combination of colours, such as a mix of both light and dark punch colours, colour zoning can even take the place of artwork.

It can also be a great way to help define an open space. For example, you could paint a zone of colour in the dining room area of a large space in a warm hue to create an instant feeling of cosiness. Other attractive applications for colour zoning include highlighting handsome moulding, drawing the eye to an architectural detail or creating interest through harmonious colours or contrasting shades.

1

Take into consideration the size of the space and placement of the furniture when planning your colour zoning design. You don’t want the design element to be too small or too big in proportion to the space.

2

Be creative as you can when choosing your paint colours and finish; you’re only limit should be your imagination.

3

After measuring your shape on the wall, draw it very lightly with a pencil.

090 new Condo Guide june 1 - 15, 2013

4

Before painting, apply painter’s tape to the lines if they’re straight. If using curved lines, it’s best to use a stencil.

5

Paint carefully within the lines of your shape. For a clean edge, remove the painter’s tape or stencil immediately after painting while the wall is still a little wet.

More information and tips on the latest colour trends is available at sico.ca

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quick tips

// by hellen buttigieg

Seven steps to

de-cluttering for a move

M

oving is right at the top of the list of most people’s stressful situations. But a little organization goes a long way in alleviating the stress and making the move go smoothly. I’m happy to share some simple steps that will help you de-clutter your current home so you can enjoy your new home with a clean slate:

1. Start now: Our tendency is to put it off until packing time, but most people

Hellen Buttigieg is a certified professional organizer, life coach, TV host, owner of We Organize U and author of the best-seller, Organizing Outside The Box. For tips on organizing your home, your office and your life, visit weorganizeu.com and sign up for the free newsletter.

are in a time crunch at that point, and will often put things in a box to deal with ‘later’. Remember that you are paying for each item you move, not only in the time it takes to pack and unpack it, but also by the space it takes up in the moving truck. Why pay to move something you don’t really need? You’ll be busy when you move into your new home, and will probably put off going through those ‘deal with them later’ boxes indefinitely; believe me, when I work with clients, I come across unpacked boxes that have been sitting in the basement or garage for several years after a move.

Everyone should make decisions on their own things, when it comes to determining what to keep and what to let go of. But a little competition never hurt, so make a game of the de-cluttering process.

2. Pictures: Take pictures of all the large items you know will not work or fit

in your next home and post them on one of the resale sites online, like Kijiji, Craigslist or Ebay. You can put the extra money you earn towards your moving expenses and perhaps some pieces that fit the new place much better than your old stuff. And the nice thing about photographing them in the first place is that, if you have any sentimental attachment to the items you are selling, you can always use the pictures to trigger the memories.

3. The no-brainers: Go through your house one room at a time and get rid of the no-brainers first. No-brainers are items you don’t have to think twice about letting go of, like torn towels, chipped plates and broken electronics (if you haven’t fixed them by now, trust me, you probably never will). Do this every day, even if it’s just for just 15 minutes, until the task is complete. This is a great way to warm up your de-cluttering muscles and will give you an immediate sense of accomplishment and motivate you to tackle the tougher stuff.

092 new Condo Guide june 1 - 15, 2013

Set up your supplies in advance.

For the de-cluttering process, you will need bins, sticky notes (for labeling) and garbage bags.

4. Research: Do some research

ahead of time and decide where you will take your discarded items.

Although some things will be garbage, most items can be donated or recycled. You will be motivated to let go of more things if you know they will be going to a cause that you believe in or disposed of in a way that doesn’t hurt the environment. Could a local women’s shelter make better use of the clothes you never wear?

Find the closest drop-off location where your unused electronics can be reused or recycled safely (do an online search – there are hundreds of locations).

donated and opaque bags for garbage, so there’s no confusion. Arrange for a charity to come and pick up the donations or drop them off yourself before the end of the week (you can always go back again as you accumulate more items to donate). Give yourself a deadline on the ‘sell’ items and have a plan for the items that don’t sell (i.e. donate). Transfer the ‘keep’ items directly into the moving boxes.

7. Get the whole family involved: Everyone should make decisions on

their own things, when it comes to determining what to keep and what to let go of. But a little competition never hurt, so make a game of the de-cluttering process. Set a timer, give everyone a bin, and put some up-beat music on to make it fun. Choose a token prize for the winner who got rid of the most items and a reward for the entire family for the effort each member put in.

5. Fight the ‘what if I need it someday’ fear: If you haven’t used it

in a year, chances are you never will.

For example, we wear only 20 per cent of our clothes 80 per cent of the time. If in doubt, toss it out (or donate/sell it). On the off-chance you do need it months from now, you can always replace it, but chances are you’ll never look back. If you keep everything because of this fear, it will probably cost you much more in time, money and stress than it would to replace it.

6. Be prepared: Set up your supplies

in advance. For the de-cluttering process, you will need bins, sticky notes (for labeling) and garbage bags.

Use bins to do the initial sort; label them ‘donate’, ‘sell’, ‘recycle,’ ‘toss’ and ‘keep.’ When the bins get full, transfer the contents into bags. Use clear bags for items that will be

june 1 - 15, 2013 new Condo Guide 093

condo watch

previews & registrations West Tower

by Daniels Corp.

Coming soon: The dawn of a new landmark community in Erin Mills.

Web: DanielsErinMills.com

Coming soon to Oakville – the South Tower at Rain Condominiums. Register now.

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Centro Square

by Liberty Development

Skycity Condominiums

by Pemberton Group

A master-planned community in the heart of Woodbridge. Register now for Phase 2.

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The Clairington

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Upper Village Markham

by Greenpark

Active adult living in a parkside condominium in Brampton.

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European-inspired condos coming soon to Maple. Register now to stay informed.

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Downtown Erin Mills

by Pemberton Group

Coming soon to Erin Mills: condo living with a downtown vibe. Register now.

Web: DowntownErinMills.com

Fairground Lofts

by Wycliffe Homes

Urban lofts are coming to Woodbridge Village.

Register now for preview.

Web: FairgroundLofts.ca

Grand Palace

by Guizzetti Corp.

Register now for the timeless art of living!

Now under construction.

Web: GrandPalace.ca

Limelight

by Daniels Corp.

Coming soon: The final glorious chapter of Mississauga’s beaming success story.

Web: LimelightCondos.com

Park City Condominiums

By Tobyn Park Homes

Currently in pre-construction at Walkers Line and Upper Middle Road in Burlington.

Register now.

Web: ParkCityLiving.ca

Pinnacle Uptown

by Pinnacle International

Construction has started on Mississauga’s live-work-play community. Register today.

Web: PinnacleUptown.com

094 new Condo Guide june 1 - 15, 2013

Rain Condominiums

by Empire Communities

Now registering, UV2 – the North Tower.

South Tower is already 90 per cent sold and under construction.

Web: UV2.com

Windows on the Green

by Vandyk Communities

A beautiful selection of condos coming soon to Mississauga on Erin Mills Parkway.

Web: WindowsOnTheGreen.ca

new releases & grand openings Allegra

by Nova Trimax

Affordable luxury, steps from the Village of Woodbridge. Construction started on Phase 1.

Web: AllegraCondos.com

Garden Court Condos

by Monarch

Now open in Markham. Visit the Experience Centre at 10350 Woodbine Ave. Web: MonarchGroup.net

PSV2 & Parkside Village Townhomes

by Amacon Developments

Offering the convenience of downtown living with the tranquility of a suburban context.

Grand opening.

Web: LifeAtParkside.com

GTA Edition June 1 - 15, 2013

Your complete source for condos, lofts and townhomes in the 905 region

IN THIS SECTION Maps and listings for new condo communities in the 905 region Builder news and the latest in condos in the 905

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Site

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17 Pemberton Group

Downtown Erin Mills Condominiums

30 Pinnacle International

Pinnacle Grand Park 2

45 Empire Communities

Rain Condominiums

1

Pemberton Group

2

TH* C*

Price Range

Page

Finder

PembertonGroup.com

•

from $250,000

8

6C

905-276-3981

•

from $250,000

101

20L

raincondos.com

•

from $260,000

99

17Q

Miracle in Mississauga

905-603-6300

•

from $250,000

16M

The Daniels Corporation

FirstHome™ Long valley Phase two

905-814-0123

•

from $279,000

15M

3

Castle Group

Tuscany Gates

905-501-9557

•

from $340,000

20J

4

Conservatory Group

Mirage

905-232-2400

•

from $250,000

20K

6

Conservatory Group

Widesuites

905-897-8536

•

from $375,000

21K

8

Fernbrook Homes

Absolute Vision

905-803-0556

•

from $188,000

21k

8

Cityzen

Absolute Vision

905-803-0556

from $188,000

21K

•

21K

•

10 AMACON

The Residences at Parkside Village

lifeatparkside.com

12 Alterra Homes

Renaissance in Olde Brampton

905-454-7222

•

from $215,000

13d

12 Alterra Homes

Renaissance in Olde Brampton

905-454-7222

•

from $215,000

13d

14 Pemberton Group

Rosedale Village Golf & Country Club

905-799-5000

•

from $190,000

12e

16 Vandyk Communities

Windows on the Green

905-822-3333

from $270,000

17M

18 Retirement Lifestyle Communities

Palisades on the Glen

905-820-8210

•

from $290,000

17M

19 United Lands

Stonebrook II

905-822-8858

•

22n

21 Casino Bay Dev. Corp./Toddglen

Panoramic Point at Brewery Bay

27 Inzola Group

•

1-866-611-5525

•

from $264,000

7Q

Park Place

905-451-7001

•

from $310,000

14G

30 Pinnacle International

Pinnacle Grand Park

905-276-3981

•

from $250,000

20L

31 Pemberton Group

Bluwater Condos

416-987-8800

•

from $350,000

17T

32 Armour Heights Developments

River’s Edge

905-533-2400

•

from $285,000

14A

34 Pinnacle International

Pinnacle Uptown, Crystal 2

905-568-9000

•

from $250,000

19K

35 Ashley Oaks Group

Emporium at Joshua Creek

905-618-0660

from $200,000

17P

36 Mady Development

Market Town Condominiums

705-719-1222

•

from $144,000

5r

38 Tridel Corporation

Metrogate - Ventus 2

416-293-5535

•

•

from $302,000

19J

38 Tridel Corporation

Ventus at Metrogate

416-293-5535

•

•

from $344,000

19J

39 The Daniels Corporation

Limelight Condominiums

905-306-6996

•

from $200,000

21L

46 Mattamy Homes

The Mount Pleasant Village

mattamyhomes.com

•

from $200,000

20M

47 The Daniels Corporation

Erin Mills

•

17M

*TH: Townhomes, C: Condo

Highlighted listings are advertised in this issue of Condo Guide.

Please refer to page number for complete information.

•

905-306-6996

Attention Builders - Want to add your community to our maps?

Need to update existing information? Please fax the details to (416) 789-9554

905 regionalmaps: Burlington, Brampton, Mississauga, Oakville, Further West, Further North

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1

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2

3

4

5

6

7

8

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10

11

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15

* Due to scale restrictions, locators are approximate. Please see builder’s ads for exact locations.

16

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26

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Major Mackenzie

15

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400

Jefferson Sideroad

Keele St

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Price Range

Page

Finder

13 Liberty Development Corp.

Legacy Park

905-731-8302

•

35

32 Liberty Development Corp.

Royal Gardens

905-889-9997

•

37

14f

43 Guizzetti Developments

Grand Palace

905-907-4370

•

105

12E

44 Liberty Development Corp.

Corporate

4G

44 Liberty Development Corp.

Centro Square Condos 2

46 Empire Communities

The Mark

from $295,000

10g

mylibertycondo.ca

•

36

905-851-8877

•

34

4G

themarkcondos.ca

•

from $250,000

45

21E

monarchgroup.net

•

from $250,000

16D

from $200,000

22E

1

Monarch Corporation

Garden Court

2

Flato Development

Arthouse

3

Remington Group

Downtown Markham - Rouge Bijou

905-948-9900

•

from $180,000

18f

4

Tridel Corporation

Renaissance of Richmond Hill

416-736-9500

•

from $720,000

12G

5

State Building Group

Promenade Park

905-709-3352

•

from $410,000

10g

6

Uppercity Village

Greensborough Village

905-489-9964

7

MintoUrban Communities Inc.

WaterGarden

416-915-3800

8

Catalia Development

Summer Palace

9

Amicorp

Terraces on the Park

10 Great Lands Corp.

The Beverly Hills Resort Residences

905-882-6636

11 Triaxis Development Inc/Marino Developments

Courtyards of Maple

416-798-7070

•

from $390,000

8E

12 Greenpark Homes

UV2

UV2.ca

•

from $248,000

22F

20 Solmar Development Corp

Bellaria Residences

905-417-8482

•

from $240,000

7e

22 Quadra Mgt. & Sceptre Devs.

Renaissance Court at Woodbridge Gates

905-851-4220

•

from $230,000

3G

22 Wycliffe Homes

Fairground Lofts

905-605-5900

•

from $287,000

3G

24 Liberty Development Corp.

The Fountains

905-731-8302

•

from $272,000

10F

26 Rice Development

Ambria

905-796-3630

•

from $340,000

3F

28 Chestnut Hill Homes

San Francisco by the Bay

905-831-3631

•

from $180,000

22C

31 Pemberton Group

Miracle at Yonge

905-709-5700

•

from $280,000

12F

31 Pemberton Group

Sky City

905-709-5700

•

from $320,000

12F

31 Pemberton Group

Sky City 2

905-709-5700

•

from $320,000

12F

32 Signature Communities

TAO Boutique Condos

905-597-2535

•

from $200,000

14F

34 Sierra Homes

68 Main Street

905-305-0822

•

from $250,000

22F

35 Remington Group

Nexus North Condominium Residences

905-948-9900

•

from $200,000

17F

40 Nova Trimax

Allegra

905-850-6866

•

from $250,000

1F

41 Quadcam Development Group Inc

Vista Parc Condominiums

905-850-8883

•

42 Greenpark Homes

The Upper Village

905-554-6501

•

44 Liberty Development Corp.

Centro Square Condos

905-851-8877

•

4G

45 Kylemore Communities

The 6th Angus Glen

905-887-9950

•

19E

*TH: Townhomes, C: Condo

Highlighted listings are advertised in this issue of Condo Guide.

Please refer to page number for complete information.

arthousemarkham.com

•

from $249,000

23e

•

from $254,000

11G

905-597-6868

•

from $250,000

15F

905-265-8739

•

from $210,000

3f

from $250,000

13F

•

•

from $288,000 from $455,000

3F 21E

Attention Builders - Want to add your community to our maps?

Need to update existing information? Please fax the details to (416) 789-9554

the forecast in oakville calls for rain.

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Hours: Mon-Fri 12-6, Sat, Sun & Hol 12-5 521 Kerr St., Oakville, L6K 3C9

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june 1 - 15, 2013 new Condo Guide 099

in the news

Pinnacle International: The iPad app experience

family, friends, and clients with the new release of Pinnacle International’s corporate iPad App. Designed to be simple and intuitive, Pinnacle iPad App provides a high-quality presentation tool that has modern conveniences that for the ultimate user experience.

Enjoy features such as easy-to-sort floorplans and project highlights, plus rendering images and neighbourhood photos all ready to be emailed out with a touch of the screen. Developed by ADhoc Interactive Studio, a team of true innovators in real estate interactive tools, this iPad app provides 360 degree panoramic spins of actual views, project neighbourhood maps with ease of access establishment indicators, and full suite feature lists and guided amenity plans for convenience. This Pinnacle corporate App is intricately designed with the capabilities to house multiple projects within its framework, allowing the developer to continuously add new featured projects to it, surely making it Pinnacle’s one stop shop.

It is easy to browse through floorplans, check out the surrounding neighbourhood, see potential views from as high as the 48th floor, and email project info. This app also houses Pinnacle’s featured projects and is a virtual sales centre where one can learn about Pinnacle and what they have to offer. “It’s an excellent time for ADhoc to create an app like this for Pinnacle as information and news consumption has gone mobile,” according to Tim Ng, a partner at ADhoc, “a good mobile app will be more important than your website in the next few years.”

Download it and explore what this real estate developer’s iPad App has to offer. Currently featuring Pinnacle Grand Park 2 - located right at the heart of city centre Mississauga, the Crystal at Pinnacle Uptown - the first phase of the expansive master planned community at Hurontario & Eglinton, and Pinnacle Living at Capstan Village – the inaugural project of a multi-phased neighbourhood within the vibrant city of Richmond in Metro Vancouver. With more current and future projects slated to be added, it’s an app destination that you will definitely want to visit frequently.

Swipe, scroll and impress your

Download the Pinnacle International iPad App at: itunes.apple.com/us/app/pinnacle/id616305732?mt=8 100 new Condo Guide june 1 - 15, 2013

smart shopper

smart shopper

Exclusive discounts and deals for our readers

1 MASSIVE CLEARANCE DEPOT This beautiful five-piece dining set boasts a tempered 43-in round table with chrome legs and four stylish chairs for only $399, until July 13, 2013. “Like” MCD on Facebook and receive a $10 coupon visit Facebook.com/ MassiveClearanceDepot.

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102 new Condo Guide june 1 - 15, 2013

4 SIGNATURE VANITIES The two-toned marquetry veneer of this Clarendon vanity offers a bold contrast to the chrome plated decorative feet. With a large internal drawer, this 36-in vanity has great storage, striking design, and will fit in nearly any bathroom. Starting from $2,299.

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6 x-tile canada Changing up your floors is a breeze with X-Tileâ&#x20AC;&#x2122;s Easy, Habitat, Serena and Touch series that now come in 17 beautiful colours. This contemporary and versatile look will give the impression you spent a lot more than you did on your flooring. At $1.99 per sq. ft., this is X-Tilesâ&#x20AC;&#x2122; best deal to date! Offer valid to July 12, 2013.

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6

For locations visit arrrowfurniture.com

8 ADORNMENTS ON QUEEN Gorgeous 28-in diameter bistro table, distinguished by cut silhouettes of a graceful Fleur de Lys emblem! The metal finish features a coppery overtone. Suitable for indoor or outdoor use, only $178. The design is echoed in a coordinating armchair for $189. For a limited time, readers receive 20 per cent off both items. Offer valid to June. 30, 2013.

338 Queen St E., toronto | 416.955.4791 visit adornmentsonqueen.com

8 june 1 - 15, 2013 new Condo Guide 103

quick tips

Be fraud-smart:

Learn how to protect yourself against fraud

You receive a phone call or

someone who says they work for your financial institution. The caller informs you that there has been suspicious activity on your account, and asks you to confirm some personal information such as your credit card number. Later, you notice someone is making purchases on your account, leaving you financially and emotionally devastated. You have just become a victim of fraud.

That kind of fraud happens frequently in Canada. There are many other types of fraud, as well: credit card, debit card, email, telephone and real estate fraud, as well as identity theft. Unfortunately, criminals invent new fraud email from

104 new Condo Guide june 1 - 15, 2013

schemes all the time, and every year, Canadians lose millions of dollars to fraud. That is why it is important that Canadians learn how to quickly recognize fraudulent behaviour and know what to do to reduce the risk of becoming victims of this type of criminal activity.

You can help avoid fraud with some simple everyday habits â&#x20AC;&#x201C; such as protecting your debit card PIN at the bank machine and shredding your credit card statements before disposing of them. And most importantly, never share personal information over the phone unless you know for certain whom you are speaking with.

The Financial Consumer Agency of Canada (FCAC) has been working to educate and protect Canadians since its establishment by the federal government in 2001. Its tip sheets, publications and other resources help Canadians avoid fraud and learn about managing their finances.

You can find protect yourself from credit card fraud, email and telephone fraud, phishing and vishing, as well as many other sources of information, through moneytools.ca NC

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Exclusive listing: Royal LePage —Your Community Realty Brokerage Broker Protected E&EO. Prices and Specifications are subject to change without notice. Illustration is artist concept. june 1 - 15, 2013 new Condo Guide 105

ON

make your move

// by dan hopkins

Packing up for the move

Breaking down the process

M

oving homes can feel like an overwhelming task, with packing up all your belongings being the first major challenge. With a few deep breaths and these packing tips, though, you can conquer the move without losing your mind.

›› Before packing

Dan Hopkins is Chief Operating Officer, Two Men and a Truck Canada. twomenandatruck.ca

You want to reserve your movers or moving company at least eight weeks prior to your move during busy periods to guarantee availability on moving day. Once you have your movers selected, you can start to pack up your belongings in anticipation of their arrival. Some moving companies will even pack for you, simplifying and streamlining the moving process.

Make sure to use packing paper or bubble wrap to protect fragile belongings – newsprint from newspapers used to wrap items can be messy to clean up. ›› Start packing Once you have determined your moving date, start packing. Box up belongings that you don’t use often and store them somewhere out of the way. Storage areas are usually good places to start because they are not high-traffic areas. If you have kitchen supplies, occasional dishware like fine china, or small appliances that go unused on a daily basis, carefully pack them away a few weeks before the move. Make sure to use packing paper or bubble wrap to protect fragile belongings – newsprint from newspapers used to wrap items can be messy to clean up. Keep a record of what goes into which box so you can find what you need instantly when it comes time to unpack.

›› Keep packing If you stand back and look at everything you need to pack, you’ll just be overwhelmed. Just start packing. If you start early enough, you can break up the packing process into a more gradual and less stressful experience. Save the items that you use daily to pack last and make sure to label each box.

Avoid packing items from different rooms in the same box to prevent confusion when unpacking.

106 new Condo Guide june 1 - 15, 2013

ONE YEARLIP TS FREE BOAAGE & STO.R$5,000

CONSTRUCTION STARTING SOON

APPROX VALUE*

DROP IN & TOUR OUR ALEX-CHAPMAN DESIGNED MODEL SUITES TODAY.

Whether you’ve lived in Port Dalhousie for much of your life… or whether you’ve always wanted to live in this kind of waterfront location, Port Place offers you a once-in-a-lifetime opportunity to enjoy a carefree condominium lifestyle like no other!

STARTING FROM

$297,990

ST. CATHARINES

SPECIAL LIMITED-TIME BONUS OFFER: Reduced prices for next 20 12 purchasers only.

PORTPLACECONDOS.COM

905.937.5811

Sales Centre Hours: Monday to Friday: 1pm to 7pm, Saturday & Sunday: 11am to 5pm *For a limited time only, the Port Dalhousie Marina is offering a special bonus for boaters with ONE YEAR’S FREE BOAT SLIP & STORAGE – valued at $5,000 – to purchasers at Port Place who wish to berth their pleasure boat just steps from their new home. Talk to a Sales Rep for complete details. Prices and specifications are subject to change without notice. E.&O.E.

june 1 - 15, 2013 new Condo Guide 107

condo profile

Port Place makes a splash in Port Dalhousie with ambitious waterfront project

p

ort Place has made a splash in St. Catharines with its plans for this state-of-the-art, 17-storey condominium tower that will forever change the Port Dalhousie skyline.

Over the next two years, developers of Port Place will initiate a transformation of this popular summer locale on the Lake Ontario shore with an ambitious mixed-used waterfront development that will preserve key heritage elements while adding upscale condo suites, 36,000 sq. ft. of ground level commercial space, a theatre and a boutique hotel.

108 new Condo Guide june 1 - 15, 2013

At the heart of the development will be a public square surrounded by shops, outdoor patios and a mix of restaurants to energize the waterfront. In winter, the square will provide an outdoor skating rink. The ground level of the tower will be a collection of retail stores, restaurants, and services complementing the beach, boutique shops, cafes and activities that already exist, with a suite of professional offices on the second storey accessible by elevator. Also just released are 15 Harbour Lofts, which sit atop the commercial space and have prime views. Theyâ&#x20AC;&#x2122;ll be joined to the tower by a glass bridge.

Toronto is just an hour away by car – or 30 minutes by boat – and the Buffalo international airport is a 30-minute drive.

Port Place will introduce residential units to the waterfront, while the theatre, hotel and commercial space will draw patrons to boost the local economy.

The project will be an asset for the community, says Brian Tilley, vice-president of sales and marketing for The Augustine Group. “It really will become a yearround destination.”

Another component of the Port Place development – a 103-room boutique hotel – is on the brink of being sold to a major name in the hotel and hospitality industry. The hotel will also run the project’s 400-seat world-class theatre. The hotel will incorporate the preserved facade of the Austin Hotel, a tiny 1845 stone jail that is one of the oldest in Canada, and the Lakeside Hotel, officially designated as a heritage building.

Sales are at 30 per cent for the 80 condo units in the tower, with prices ranging from $297,990 for a 565-sq.ft. suite to $3 million for a 3,000-sq.-ft. penthouse.

Average suite size will be 1,100 sq. ft., with average prices of about $500,000. With the retail space sold, reduced pricing is being offered for a limited time on 20 suites to secure the final stage of financing. Only a few remaining sales are needed and then construction can begin with a completion date just in time for the 2015 Pan Am games and the rowing competitions that will take place on the neighbouring Henley course.

“It’s waterfront pricing and there’s not much waterfront available in the Golden Horseshoe,” points out Brian Tilley, vice-president of sales and marketing.

“You’d pay twice the price for the Toronto waterfront.”

With experience in the construction industry totaling more than 50 years, the diverse team behind this project includes Derek Martin with 20-plus years of experience in heavy civil construction and other major projects, including the bobsled track for the 2010 Winter Olympics in Whistler; Harvard-trained architect Michael Kirkland of Toronto’s Kirkland Partnership to design the tower, which offers expanses of glass and large balconies; and Toronto designer Alex Chapman of Union31 to design the suites and common areas as well as the onsite model suite, a showpiece of the level of luxury living that awaits.

Toronto is just an hour away by car – or 30 minutes by boat – and the Buffalo international airport is a 30-minute drive. Being in the heart of Niagara, wine country is also minutes away, and golf courses are found in every direction.

Whether you’ve lived in Port Dalhousie for much of your life… or whether you’ve always wanted to live in waterfront location, Port Place offers a once-in-a-lifetime opportunity to enjoy a carefree condominium lifestyle like no other.

Port Place in Port Dalhousie, with units ranging from 565 to 3,000 sq. ft. and priced from $297,990, will be available for occupancy in the summer of 2015. For more information, call 905.902.6689 email info@portplacecondos.com or visit portplacecondos.com june 1 - 15, 2013 new Condo Guide 109

condo watch

new releases & grand openings 36 Hazelton

by Alterra

Construction has started at this luxury boutique condo in the Yorkville neighbourhood.

Web: 36Hazelton.com

101 Erskine

by Tridel

A quiet sensibility in the midst of Yonge and Eglinton. Grand opening.

Web: Tridel.com/101erskine

Avani at Metrogate

by Tridel

New suite release at Metrogate’s newest address at Kennedy and Hwy. 401.

Web: Tridel.com

416

Builders: If you would like to include your preview registration, new release or site opening in this feature, just email the details to susan.legge@wall2wallmedia.com

The Bond

by Lifetime Developments

New release – top five floors. Introducing The City Collection at Adelaide and John. Now open.

Web: TheBond.ca

E Condos

by RioCan, Bazis, Metropia

Condominium residences on the northeast corner of Yonge and Eglinton. Grand opening.

Web: ECondos.com

Exhibit

by Bazis, Metropia, Plaza

Limited edition penthouse collection at Bloor and Avenue Road.

Web: Bazis.ca

Fuse 2

by Neudorfer Corporation

Now releasing phase two of this master- planned community in Davenport Village.

Web: FuseCondos.com

Gramercy Park

by Malibu

An urban oasis built around a private park in North York. Move in soon.

Web: GramercyPark.ca

Imperial Plaza

by Camrost Felcorp

New suite release at Yonge and St. Clair.

Book your private appointment today.

Web: ImperialPlazaToronto.ca

Ivory

by Plaza

Newly released Pure Platinum Penthouse Collection on Adelaide, in the heart of old-town Toronto.

Web: PurePlaza.com

Life Condominiums

by Chestnut Hill Homes

A stylish, 13-storey midrise at Yonge and Merton with 149 spacious suites. Now open.

Web: LifeCondos.ca

The Madison

by Madison Homes

Grand opening of Top Floors at Yonge and Eglinton.

Web: MadisonCondos.ca

One Bloor

by Great Gulf

New suite release at this coveted Yonge and Bloor condo, now under construction.

Web: OneBloor.com

Picasso

by Monarch Corp. & The Goldman Group

Now open, an iconic building in the heart of the evolving Entertainment District.

Web: MonarchGroup.net

Post House

by Alterra

Construction underway at this boutique condo in the St. Lawrence Market neighbourhood.

Web: PostHouseCondos.com

Rise

by Reserve Properties

Downtown living at a mid-town price.

Grand opening and new release.

Web: RiseCondos.com

River City 2

by Urban Capital

New release of penthouses with rooftop terraces and townhomes up to 1,877 sq. ft.

Web: RiverCityToronto.com

Vivid

by Pemberton Group

Grand opening continues at Pemberton’s Vivid at Islington and Bloor.

Web: VividCondos.com

X2 Condos

by Lifetime & Great Gulf

Sophisticated condominium now under construction at Jarvis and Charles.

Web: X2Condos.com

continued on page 118…

110 new Condo Guide june 1 - 15, 2013

GTA Edition June 1 - 15, 2013

Your complete source for condos, lofts and townhomes in Toronto

IN THIS SECTION Maps and listings for new condo communities in the 416 region Builder news and the latest in condos in the 416

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* Due to scale restrictions, locators are approximate. Please see builder’s ads for exact locations.

# Builder 6 Cresford Development Corp.

7 The Daniels Corporation 10 Empire Communities 16 Freed 20 Tower Hill Development Corporation 21 Easton’s Group 22 Monarch Corporation 37 Cresford Development Corp.

52 Cresford Development Corp.

58 Great Gulf Homes 59 Lindvest 66 Emsatec Canada Inc 85 Harhay Developments 85 Carttera 117 Bazis Inc. 117 Metropia 117 Plaza 120 The Daniels Corporation 124 Pinnacle International 129 Concert Properties 131 Lanterra Developments 131 Tridel Corporation 137 Alterra Homes/Finer Space 140 Eden Shaw 140 45 Charles Ltd. 149 Camrost - Felcorp 162 Pianosi Developments 171 Camrost - Felcorp 179 Graywood Developments 189 The Daniels Corporation 192 MintoUrban Communities Inc. 200 Freed 200 Carttera 202 Bazis Inc. 202 Rio Can 202 Metropia 206 Mod Developments Inc. 215 Dundee Kilmer Developments

Menkes Developments Inc. 1 Goldman Group & Lash Dev. Corp.

1 Goldman Group & Lash Dev. Corp.

1 Goldman Group & Lash Dev. Corp.

2 Great Gulf Homes 3 Concord Adex 3 Concord Adex 3 Concord Adex 3 Concord Adex 3 Concord Adex 4 Gairloch Investments 5 Onni Group of Companies 5 Onni Group of Companies 8 Cresford Development Corp.

8 Cresford Development Corp.

8 Cresford Development Corp.

8 Cresford Development Corp.

9 Aspen Ridge Homes 11 Menkes Developments Inc. 11 Menkes Developments Inc. 12 North Drive Investment 13 Streetcar Development 14 Canalfa Group 14 Canalfa Group 15 Urbancorp Development Corporation 17 Malibu Investments Inc. 18 Urban Capital 18 Urban Capital 19 Delpark Homes *TH: Townhomes, C: Condo

Site Telephone TH* C* Price Range Page Finder Merton Yonge Condominiums 416-484-1900 • from $320,000 151 14e High Park Condominiums 416-351-1844 • from $300,000 15 8L The HUB 416-408-1200 • from $220,000 6-7 & BC 9F 155 REDPATH 647-291-0041 • from $250,000 61 14D 2221 Yonge 647-350-2221 • from $200,000 79 14E King Blue Condominiums 416-599-1355 • from $250,000 87 12N Picasso on Richmond 416-495-3549 • from $280,000 Insert 14M Lofts 399 416-867-3999 • from $390,000 152 14L CASA III 416-977-1100 • from $240,000 IBC 15L Monde 416-466-8885 • from $280,000 22-23 17M B Streets 416-532-6636 from $300,000 143 13J The Brownstones 5 416-531-7760 • from $320,000 141 9I One Eleven Condominiums & Lofts 647-347-4111 • from $250,000 69 13M One Eleven Condominiums & Lofts oneeleven.ca • from $250,000 69 13M Exhibit Definitive Residences 416-967-7778 • from $320,000 27 14i Exhibit Definitive Residences 416-967-7778 • from $320,000 27 14i Exhibit Definitive Residences 416-967-7778 • from $320,000 27 14i One Park Place Condominiums 416-955-0559 • from $320,000 47 18J The Pinnacle on Adelaide 416-596-1600 • 119 15M 88 Scott 416-216-8588 • from $400,000 85 17M Riverhouse at the Old Mill 416-766-7343 • from $520,000 25 5L Old Mill 416-645-7022 • from $599,000 IFC 5L Post House Condominium 416-964-2777 • from $350,000 75 16L Chaz 416-922-0045 • from $320,000 53 16J Chaz 416-922-0045 • from $320,000 53 16J Imperial Plaza 416-925-2501 • from $399,000 3 15I Perspective Condos 416-242-3500 from $280,000 133 4H Yorkville Plaza 416-966-3003 • • from $350,000 1 14H Five Condos 416-928-0555 • • from $250,000 55 15J Cinema Tower Condominiums 416-203-2020 • 43 14M 30 Roe 416-915-3812 • from $321,000 67 14D SIXTY Colborne 416-601-0060 • from $300,000 65 16L SIXTY Colborne 416-598-7775 • from $300,000 65 16L E Condos 416-243-8688 • from $320,000 5 14E E Condos 416-243-8688 • from $320,000 5 14E E Condos 416-243-8688 • from $320,000 5 14E The Massey Tower 416-966-0197 • • from $320,000 59 16L Canary District Condominiums 416-603-7576 • from $250,000 83 18L Harbour Plaza menkes.com • Insert 530 St. Clair Ave. West 530condos.com • from $344,000 12H 500 St. Clair Ave. West 416-868-0500 • from $260,000 12H the rushton rushtonliving.com • from $344,000 12H Yonge+Richmond 416-492-7420 • from $290,000 16K ParadeTWO Tower Residences 416-813-0999 • from $287,000 15M Grand Parade 2 at Concord CityPlace 416-813-0999 • 15M ParadeTWO Park Collection at Concord CityPlace 416-813-0999 • from $308,000 15M Quartz 416-813-0999 • • 15M Spectra 2 416-813-0999 • • 15N 383 Sorauren 383sorauren.com from $300,000 9L Garrison at the Yards 416-260-2600 • from $190,000 14n West Lake 416-260-2600 • from $240,000 14N NXT 2 416-977-5300 • • from $300,000 8N NXT2/Phase Two 416-977-5300 • • from $210,000 8N Corporate 416-977-5300 • • from $300,000 8N NXT 416-977-5300 • • from $300,000 8N VU 416-970-9500 • • from $370,000 16L Pears on the Avenue 416-323-0100 • from $381,000 14I 365 Church menkes.com • 14I The High Park 416-670-3699 • from $300,000 8L Trinity Lofts 416-690-2988 • from $330,000 19l Liberty on the Park Condominiums 416-537-0047 • from $363,000 12N Liberty Place 416-537-0047 • • from $170,000 12N Westside Lofts 416-516-5848 • from $180,000 12m LTD 416-601-2223 • from $310,000 14M River City 416-862-0505 • • from $250,000 18L River City 2 416-862-0505 • • from $250,000 18L Broadview Villas 416-429-7888 • from $490,000 19g

Highlighted listings are advertised in this issue of Condo Guide.

Please refer to page number for complete information.

Attention Builders - Want to add your community to our maps?

Need to update existing information? Please fax the details to (416) 789-9554

Builder

Site

Menkes Developments Inc. Remington Group Tridel Corporation Tribute Communities Greenpark Homes Pinnacle International Pinnacle International Tower Hill Development Corporation Madison Homes Conservatory Group Conservatory Group Cresford Development Corp.

Cresford Development Corp.

Cresford Development Corp.

Times Developments Inc. MintoUrban Communities Inc. MintoUrban Communities Inc. Lanterra Developments Pemberton Group Lamb Development Corp.

Context Development Inc. E-Park Development Neudorfer Corporation Madison Homes State Building Group Freed Freed Carlyle Communities Empire Communities Lamb Development Corp.

Lamb Development Corp.

Tridel Corporation Tridel Corporation Fernbrook Homes/Cityzen Dev. DHD Developments Great Gulf Homes Treasure Hill Homes Lamb Development Corp.

Harhay Developments Plaza Menkes Developments Inc. Lifetime Developments Aspen Ridge Homes Context Development Inc. Context Development Inc. The Brownstone Group of Companies The Brownstone Group of Companies Great Gulf Homes Plaza Empire Communities Empire Communities Pemberton Group The Daniels Corporation The Daniels Corporation The Daniels Corporation Great Gulf Homes Lifetime Developments Lifetime Developments Triangle West Development Tridel Corporation Tribute Urban Living Tribute Communities Tribute Communities Tribute Communities Graywood Developments Mod Developments Inc. Canderel/Stoneridge Parallax Investment Corporation BSaR Ltd Andrin Homes Matthew Kinsella Custom Homes Inc. Hyde Park Homes Lamb Development Corp.

Longo Corporation Lamb Development Corp.

Graywood/Beaverhall Development Aspen Ridge Homes Cityzen Fernbrook Homes Fernbrook Homes Lamb Development Corp.

Niche Development Urban Capital Malibu Investments Inc. Lamb Development Corp.

Niche Development Alit Developments Tre Memovia Developments Lifetime Developments Lifetime Developments Aragon Properties Castlepoint/Cityzen/Fernbrook Enirox Group Plus Development Group Sorbara Group Streetcar Development Mizrahi | Khalili Developments Mizrahi | Khalili Developments Sorbara Group Mod Developments Inc. Lifetime Developments Centre Court Development Reserve Properties Reserve Properties Pemberton Group Streetcar Development Tofni Developments Greenpark Homes Greenpark Homes Cresford Development Corp.

Tri-Win Developments Inc Burnac Corporation Lifetime Developments Centre Court Development Streetcar Development Great Gulf Homes Menkes Developments Inc. Reserve Properties BSaR Ltd Castlepoint/Numa Tridel Corporation Torbel Group Sonterlan Mansouri Living

*TH: Townhomes, C: Condo

Telephone

TH* C*

Price Range

Page

Fabrik 416-591-7700 • from $250,000 King Blue Condominiums 416-599-1355 • from $250,000 Ten York 416-596-9888 • The College 416-363-4800 • from $300,000 Axiom Condominiums axiomcondos.ca • from $200,000 Success Tower at Pinnacle Centre 416-360-0673 • from $750,000 33 Bay Residences at Pinnacle Centre 416-925-3325 • Churchill Park Condominiums 416-966-9080 • from $900,000 The Madison 416-482-8090 • from $390,000 Infinity Condominiums 416-214-1988 • from $250,000 Milan 416-928-7409 • from $520,000 CASA 416-977-1100 • from $710,000 The Bloor St. Neighbourhood 416-977-1100 • from $600,000 CASA 2 416-977-1100 • from $250,000 The 500 Condos + Lofts 416-960-0606 • from $400,000 King West 416-367-5464 • from $210,000 775 King West 416-367-5464 • from $330,000 3018 Yonge In Lawrence Park 3018yonge.com • from $390,000 The Uptown Residences 416-987-3500 • from $950,000 The Brant Park 416-703-7271 • from $250,000 King West - The Lanes contextkingwest.ca • from $250,000 Foundry Lofts 416-531-7760 from $399,000 Brownstones 416-531-7760 • from $300,000 The Upper Canada Condominium 416-489-5194 • from $1800,000 The Upper Canada Condominiums 416-489-5194 • from $1.8,000 455 Adelaide West - Fashion District Lofts 416-603-6166 • • from $280,000 Fashion House 416-366-0560 • from $250,000 Beach Hill Residences 416-422-0880 • • from $200,000 Schoolhouse 416-979-1333 • from $595,000 Worklofts 416-368-5262 • from $243,000 Flatiron Lofts 416-368-5262 from $243,000 300 Front Street West 416-217-0300 • from $324,000 Reve 416-514-2710 • from $334,000 Pier 27 Waterlink 416-367-3456 • from $300,000 Condos at The Distillery 416-361-1322 • from $400,000 One Bloor Residences 416-922-0081 • from $535,000 Block liveatblock.com • The King East 416-368-5262 • from $300,000 East Condos & Lofts 416-368-5262 • from $310,000 King West kingwestlife.com • from $346,000 Four Seasons Private Residences Toronto 416-775-7500 • from $1900,000 Four Seasons Private Residences Toronto 416-775-7500 • from $1900,000 Seventy Seven Charles Yorkville 416-203-7034 • from $2100,000 Market Wharf 416-861-8181 • from $260,000 Library District Condominiums 416-861-8181 • from $222,000 Brownstones in Davenport Village 416-531-7760 from $245,000 Brownstones on the Park 416-531-7760 • from $260,000 Charlie 416-927-9772 • from $251,000 Ivory On Adelaide 416-862-0888 • from $279,000 Fly Condos 416-979-1333 from $310,000 Condo Living Store 416-979-1333 • U Condominiums 416-546-6605 • from $250,000 One Park West 416-955-0559 • from $406,000 Paintbox Condominiums paintboxcondos.ca • Festival Tower 416-203-2020 • from $350,000 X2 416-927-0080 • from $303,000 X2 416-927-0080 • from $303,000 Bisha Hotel & Residences 416-637-2211 • from $300,000 Art Condos 416-535-7775 • from $530,000 Two Old Mill 416-645-7022 • from $356,000 1717 Avenue Road 416-430-1717 from $1550,000 1717 Avenue Road 416-430-1717 • from $1295,000 RCM I on University 416-363-4800 • from $393,000 Queen & Portland 416-363-4800 • from $315,000 5 St. Joseph 416-928-0555 • • from $250,000 5 St. Joseph 416-928-0555 • • from $250,000 DNA 3 416-929-1030 • from $220,000 Downtown 416-598-5088 • from $210,000 12 Degrees 416-408-1200 • from $350,000 The Berwick 416-922-9425 from $280,000 The Grove 416-824-3390 • from $840,000 Riverside Towns 416-214-2000 • from $400,000 Riverside Towns 416-214-2000 • from $400,000 KEW Beach Living 416-690-0101 • • from $350,000 KEW Beach Living 416-690-0101 • • from $350,000 The Mercer 416-597-6940 • from $350,000 Studio on Richmond 647-352-7736 • from $300,000 Backstage on the Esplanade 416-777-2533 Backstage on the Esplanade 416-777-2533 Vero verocondos.ca from $250,000 Theatre Park 416-422-0333 • from $380,000 Theatre Park 416-422-0333 • from $490,000 Tableau Condominiums 416-591-8887 • • from $450,000 Tableau Condominiums 416-591-8887 • • from $350,000 King Charlotte 416-422-0333 • from $466,000 King Charlotte 416-422-0333 • from $312,000 Tableau Condominiums tableaucondos.com • • from $350,000 Carmelina 416-423-8500 • from $250,000 Yorkville Condominiums 416-987-3222 • • from $550,000 The Bond Condominiums 416-546-7525 • • from $300,000 Showcase showcaseliving.ca • from $210,000 L Tower 416-777-2533 • from $410,000 707 Lofts 707Lofts.com • • from $255,000 King + Condos 416-366-5464 • from $304,000 thirtytwo Camden 416-860-0060 • from $240,000 8 Gladstone 416-690-9009 • from $250,000 133 Hazelton Residence 416-487-9863 • Model Suite of the Month 416-487-9863 • 210 Simcoe 210simcoe.com • Five Condos 416-928-0555 • • from $250,000 Karma 416-551-2744 • from $180,000 Karma 416-551-2744 • Rise 416-546-7399 • from $290,000 Model Suite of the Month • Neon 416-987-7878 • from $210,000 The Carlaw 416-690-8588 • from $200,000 Nero 416-792-6418 • from $300,000 Allure Condominiums allurecondos.ca • from $350,000 Allure Condominiums allurecondos.ca • from $350,000 1000 Bay 416-485-3000 • FAD Condos 416-815-1818 • from $250,000 South Hill on Madison Condominiums southhillonmadison.com • from $200,000 INDX 416-987-4639 • INDX 416-987-4639 • The Carnaby 416-690-9009 • from $250,000 TUX greatgulf.com/register • from $250,000 Noir menkes.com • 109OZ 416-531-4844 • from $300,000 The Hill 416-408-1200 • from $260,000 The Sterling thesterling1919.com • • from $200,000 101 Erskine 416--480-0700 • • from $285,000 Wallace Walk wallacewalktowns.com • from $210,000 The St Clements 416--778-7070 • • The Perry 416-926-7555 • from $390,000

Highlighted listings are advertised in this issue of Condo Guide.

Please refer to page number for complete information.

Finder 14M 12N 12F M14 17L 17m 17m 13H 14E 16m 15I 15L 15L 15L 17I 14M 14M 14B 16J 14M 14M 9I 9I 14G 14G 14L 14L 23J 13i 20J 20J 15M 15M 17N 18L 15I 12K 18L 18L 13N 15I 15I 14J 17M 17M 9j 9J 14M 17L 14M 14m 15K 18J 18J M14 16J 16J 16m 12N 5L 13D 13D 14M 15I 16J 16J 12N 15N 15L 14D 11O 19K 19K 24J 24J 15M 15M 17M 17M 17M 16M 16M 15L 15L 15L 15L 15L 23J 15G 15G 19K 17L 12K 16L 14L M12 14I 14I 15M 15J 15K 15K 12H 12H 14D 19K 13L 14F 14F 15J 14M 13I 16M 16M 12M 15M 15M 12M 11E 9L 14E 9L 21K

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torontoregionalmaps: Toronto, East York, York

# 20 21 22 23 24 29 29 30 32 41 46 52 52 52 54 55 55 57 62 64 64 66 66 70 70 73 73 74 78 81 81 83 83 88 94 99 100 101 101 102 103 103 104 106 106 109 109 110 114 115 115 118 120 120 122 126 126 128 130 131 132 132 133 134 135 135 136 139 141 142 143 144 144 145 145 148 150 151 151 151 152 152 153 153 153 153 153 154 155 155 156 157 160 163 165 170 173 173 175 179 182 182 184 184 185 186 187 188 188 190 191 193 195 195 197 198 198 207 208 210 216 217 218

113

1

2

3

4

5

6

7

8

A

9

10

11

12

13

14

15

16

17

18

101

Steeles Ave

19

20

23

24

124

96

25

26

121

99

33

b

21 22

North York c

14

400

2

135 37

124

40 8 50

128

4

5

1

401

d

6

28 43

123

e

34

401

21

3 122

f

130

98

125

132 25

g

95

h * Due to scale restrictions, locators are approximate. Please see builder’s ads for exact locations.

torontoregionalmaps: North York

#

114

1 5 121 122 123 128 130 2 3 4 4 4 4 6 6 6 6 6 8 9 14 15 21 28 33 34 37 40 43 43 50 50 86 94 95 96 96 99 101 122 124 125 128 132

Builder

Concord Adex Broccolini Liberty Development Corp.

Lanterra Developments Brandy Lane Homes The Daniels Corporation Tribute Communities Torbel Group YYZed Project management Tridel Corporation Tridel Corporation Tridel Corporation Tridel Corporation Concord Adex Concord Adex Concord Adex Concord Adex Concord Adex Conservatory Group Conservatory Group Torbel Group Emery Condominiums Tridel Corporation Tridel Corporation Castle Royale Development Malibu Investments Inc. Norstar Group of Companies Menkes Developments Inc. Monarch Corporation Monarch Corporation MintoUrban Communities Inc. Devron Developments Canderel/Stoneridge DHD Developments Aspen Ridge Homes ELAD Canada ELAD Canada The Brown Group of Companies Kantium Development Lanterra Developments Tridel Corporation Fram Building Group The Daniels Corporation Fram Building Group/Cadillac Fairview

*TH: Townhomes, C: Condo

Site

Telephone

TH* C*

Price Range

Page

Opus 416-813-2999 • • 40-41 Park Towns 416-868-0784 from $250,000 129 World on Yonge 905-771-7010 • 37 Treviso II 416-787-8882 • from $220,000 31 The Station 416-398-9777 • from $420,000 77 NY2 416-221-3939 $220,000 17 Canterbury 647-352-2130 • • from $700,000 73 The Avanti Condominiums 416-636-0400 from $375,000 VISTO vistocondos.ca from $220,000 Hullmark Centre 416-733-2883 • from $524,000 Avonshire Parkside 416-730-0300 • • from $579,000 Aristo at Avonshire 416-730-0300 • Aristo2 at Avonshire 416-730-0300 • from $299,000 Tango at Concord Park Place 416-813-2999 • • from $236,000 Discovery at Concord Park Place 416-813-2999 • Discovery II at Concord Park Place 416-813-2999 • • from $210,000 Tango2 at Concord Park Place 416-813-2999 • from $265,000 Corporate 416-813-2999 • • from $210,000 Pearl Condominiums 416-512-1818 • from $200,000 Platinum Towers 416-512-1818 • from $340,000 Diva DivaCondo.com The Essential 905-887-4888 • from $250,000 Argento 416-663-1818 • Alto at Atria 416-645-8866 • from $288,000 The Palm Condominium Residences 416-306-1000 • from $400,000 Gramercy Park Condominium Residences 416-703-2202 • from $600,000 Portrait Condominiums 416-282-9600 • from $300,000 Gibson Square 416-730-9722 • from $363,000 Ultra at Heron’s Hill 416-495-3548 • from $200,000 Yorkland at Heron’s Hill 416-495-3548 • from $300,000 88 416-915-3805 • from $235,000 Flo Condominiums 647-799-0356 • from $250,000 Aura At College Park 416-962-8688 • from $500,000 Gooderham 416-361-1322 • from $410,000 Scenic on Eglinton 416-805-1781 • from $190,000 Emerald City Condominiums 416-492-0001 • from $250,000 Dreamtower At Emerald City 416-492-0001 • from $245,000 Willow Park at Bayview 416-221-6767 • from $466,000 Posh Condominiums 905-771-0134 • from $544,000 Treviso Condominiums 416-787-8882 • from $200,000 Trio at Atria 416-645-8866 from $258,000 LIV Lofts 416-445-5638 • from $250,000 NY Place 416-221-3939 • from $250,000 Flaire Condos 416-445-8868 • from $320,000

Highlighted listings are advertised in this issue of Condo Guide.

Please refer to page number for complete information.

Finder 22C 19C A18 12F 12D 19C 19F 17C 8E 18D 18D 18D 18D 22C 22C 22C 22C 22C 17C 18C 11C 20E 22e 25D 17B 13E 13C 17C 25D 25D 18c 18c 16K 18l 23G 24C 24C 21 16A 12F 24C 22F 19C 22F

Attention Builders - Want to add your community to our maps?

Need to update existing information? Please fax the details to (416) 789-9554

1

2

3

4

5

6

8

21 22

bio

26

al

e

Islington Ave

62

Kipling Ave

Martin Grove Rd

10

Bl

vd

1

401 2A

Rathburn Rd

19

8

44

45

d

Bloor St W

Queensway

70

11 53 3 56 39 4 37 6 33

Gardiner Expressway Evans Ave

Horner Ave

* Due to scale restrictions, locators are approximate. Please see builder’s ads for exact locations.

5 Park Lawn

35

50 14 51 34

Royal York Rd

Dundas St W

h

d

Etobicoke

409

Scarborough

ett R Scarl

Westway

ll R Mi

ve nA

40

Dixon Rd

46

Builder Monarch Corporation Great Gulf Homes Menkes Developments Inc. Lash Group of Companies Monarch Corporation Davies Smith Queenscorp Residences Liberty Development Corp.

City Core Tridel Corporation Remington Group Pemberton Group Lash Group of Companies Henderson Development Limited Monarch Corporation Conservatory Group Pemberton Group Carttera Camrost - Felcorp Camrost - Felcorp Green Hill Homes Graywood/Beaverhall Development Mattamy Homes Georgian Empire Communities Monarch Corporation Empire Communities Beaverbrook Homes Tridel Corporation Amexon Development Corporation Monarch Corporation Tridel Corporation Tridel Corporation Edilcan Development Corp.

Edilcan Development Corp.

Edilcan Development Corp.

Remington Group/Brown Group Remington Group Alterra Homes/Finer Space Tridel Corporation Phantom Developments Your Home Developments VHL Developments Ltd. VHL Developments Ltd. Royale Grand Woodbine Developments MintoUrban Communities Inc. First Avenue Properties

25

d

Re

QEW

*TH: Townhomes, C: Condo

24

nR

27

60

23

Finch Ave W

23

7

# 5 7 7 10 18 20 25 28 38 42 46 50 71 2 4 6 8 10 11 11 13 15 24 26 28 29 33 34 35 37 39 42 44 45 45 45 46 46 51 55 56 60 61 61 62 65 70

Al

Ranforth Dr

Av e

20

Humberline Dr

Da nf or th

19

xd

Centennial

28

18

East Ave Port Union Rd

Ki

17

Passmore Ave

lva

Sy

16

Beare Rd

Manse Rd

72

n

sto

RD

ng

Ki

Galloway Rd

St. Clair Ave 1

Orton Park Rd

Markham Rd

McCowan Rd

Bellamy Rd

Lawrence Ave E

Scarborough Golf Rd

n Dr

orto

15

427 Morrish Rd

71

* Due to scale restrictions, locators are d approximate. Please see builder’s ads n R for sto exact locations. ng

Victoria Park

g

Progress Ave

Brim

Eglinton Ave E

f

29

14

Sheppard Ave E Conlins Rd

2

Brimley Rd

Warden Ave

Pharmacy Rd

e

61

Birchmount Rd

d

Kennedy Rd

Ellesmere Rd

401 Midland Ave

42 55 401 31

Milner Ave

13

Meadowvale Rd

3

Sheppard Ave E

Ave

Morningside Ave

evin

McL

12 Reesor Rd

Huntingwood Dr

c

11 Sewells Rd

Finch Ave E

b

10

Neilson Rd

McNicoll Ave

9

Tapscott Rd

McCowan Rd

A

7

65

Lakeshore Blvd W

Site Telephone TH* C* Price Range Page Finder The Epicurean monarchgroup.net • from $250,000 Insert 23F One Sherway Condominiums 416-695-3535 • from $273,000 50-51 16G One Sherway Condominiums 416-695-3535 • from $273,000 50-51 16G Cloud 9 Condominiums cloud9condos.ca • from $220,000 121 22B Lago 416-495-3544 • from $300,000 Insert 24c Eleven Superior 416-259-8882 • from $200,000 135 23C Watermark 416-354-2221 • from $320,000 139 19D Terrace on Danforth 416-987-7575 • 37 2F Harmony Village Sheppard 416-493-0123 from $238,000 89 2C Ventus at Metro Gate 416-293-5535 • from $344,000 19 4c Park Towers at IQ 416-253-5838 • from $220,000 123 22G Vivid Condos 416-239-8200 • from $250,000 9 23F Me 647-693-7563 • from $150,000 127 8D Centro 416-296-1898 • from $185,000 6D Nautilus at Waterview 416-495-3544 • from $400,000 25H Altitude 416-321-1659 • from $230,000 25H Palais at Port Royal Place 416-239-8200 • from $260,000 23F Cloud 9 Condominiums cloud9condos.ca • from $220,000 22B ilofts at Mystic Pointe 416-251-8888 • from $310,000 25G California Condos 416-251-8888 • from $242,000 25g Princeton Manor 905-849-1818 from $210,000 6G Ocean Club 416-255-4663 • from $229,000 24C Summerside mattamyhomes.com • • from $159,000 3F King’s Way at Swansea Village 416-766-4683 • from $188,000 24G Eau Du Soleil empirecommunities.com/eaudusoleil • from $250,000 25B Encore 416-495-3543 • from $200,000 5D Beyond The Sea Star Tower Condominiums 416-979-1333 • • from $400,000 24H Evolution 416-747-9691 • from $250,000 22G Parc Nuvo at Essex 416-231-0999 • from $398,000 22g South Beach 416-252-3000 from $209,000 25H Waterscapes 416-495-3544 • from $390,000 26H Metrogate Townhomes 416-293-5535 • • from $427,000 4C West Village 416-620-1887 • from $260,000 21F One Valhalla 416-233-5554 • from $239,000 21F Thunderbird 416-233-5554 • from $240,000 21F Triumph At One Valhalla 416-233-5554 • from $230,000 21F IQ IQcondos.com • from $190,000 22G The Masters mastercondos.com • from $200,000 22G Westwood Condominiums westwoodAlterra.com • from $300,000 23F Avani At Metrogate 416-293-5535 • from $248,000 4C Jade Condominiums 416-762-8818 • from $250,000 24G Nature’s Path 416-745-6686 • • from $270,000 11E 2150 Condos 416-750-2150 • from $189,000 3E Haven On The Bluffs 416-2621-9555 • from $160,000 3E Lexington 416-638-8444 • from $240,000 21C South Shore mintosouthshore.com • from $300,000 22H Qube Condos 647-351-7823 • from $200,000 24G

Highlighted listings are advertised in this issue of Condo Guide.

Please refer to page number for complete information.

Attention Builders - Want to add your community to our maps?

Need to update existing information? Please fax the details to (416) 789-9554

torontoregionalmaps: Scarborough, Etobicoke

115

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

17

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19

20

21 22

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26

Park

Ave

Do

25

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20

11

St

2

6

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QEW

16

17 shore Lake W Blvd

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3

14

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1

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Univ

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Toronto Waterfront

h

waterfrontmaps: Toronto

* Due to scale restrictions, locators are approximate. Please see builder’s ads for exact locations.

116

#

Builder

1

Pemberton Group

Park Lake Residences

Site

416-769-4343

• • from $250,000

3F

2

Monarch Corporation

Nautilus at Waterview -

416-495-3544

• from $400,000

5f

3

Cresford Development Corp.

NXT2/Phase Two

416-977-5300

• • from $210,000

4E

3

Cresford Development Corp.

NXT at Windermere By The Lake

416-977-5300

• • from $300,000

11f

6

Plazacorp/Berkley Community

West Harbour City

westharbourcity.com

• from $327,000

13E

7

Lifetime Homes

Waterparkcity – Neptune

416-203-3700

•

13f

8 Concord Adex

Grand Parade 2 at Concord CityPlace

416-813-0999

•

14f

8

Concord Adex

Quartz

416-813-0999

• •

14F

8

Concord Adex

ParadeTWO Tower Residences

416-813-0999

14f

8

Concord Adex Grand Parade at Concord CityPlace

416-813-0999

• from 293,000

14F

8

Concord Adex

Panorama at Concord CityPlace

416-813-0999

• from $389,000

14F

8

Concord Adex

Panorama Elite Suites at Concord CityPlace

416-813-0999

• from $1,135,000

14F

8

Concord adex

ParadeTWO Park Collection at Concord CityPlace

416-813-0999

• from $308,000

14F

8

Concord Adex

Luna Vista at Concord CityPlace

416-813-0999

• from $2,213,000

14F

8

CONCORD ADEX

Spectra

416-813-0999

• •

14F

9

Conservatory Group

Infinity Condominiums

416-214-1988

• from $250,000

14f

11 URBAN CPITAL

River City 2

416-862-0505

• from $250,000

16E

14 CANALFA GROUP

Liberty Central by the Lake

416-537-0047

• from $200,000

10F

14 Canalfa Group

Liberty on the Park Condominiums

416-537-0047

• from $363,000

10F

15 Malibu investments inc.

LTD

416-601-2223

• from $200,000

12F

16 CAMROST FELDCORP California Condominiums

sunsetcondos.ca

• from $280,000

24C

18 Fernbrook Homes/Cityzen Dev.

416-367-3456

• from $300,000

11F

Pier 27 Residences On The Lake

21 GREAT GULF Monde *TH: Townhomes, C: Condo

Highlighted listings are advertised in this issue of Condo Guide.

Please refer to page number for complete information.

Telephone

mondegreatgulf.com

TH* C*

Price Range

• from $287,000

• • from $300,000

Page

Finder

15E

Attention Builders - Want to add your community to our maps?

Need to update existing information? Please fax the details to 416-789-9554

TH* C*

Lake

Price Range

• from $200,000

monarchgroup.net

• from $280,000

Whitby • from $320,000 Oshawa

W

Rd

e or

ly Bay

E

W Rd e

La

5

United lands

Stonebrook Condominiums

905-822-8858

8

chestnut hill development

San Francisco By The Bay

905-831-3631

10 Pemberton Group

Bluwater Condominiums

11 Monarch Corp.

Manvers

Page

Finder

Scugog

416-259-8882 48

416-354-2221

og

Scug

135

23C

insert Newcastle 24C

139

19D

• from $270,000

9E

•

• from $180,000

23J

416-987-8800

• from $350,000

5J

Waterscapes

416-495-3544

• from $390,000

25C

13 GREEN HILL HOMES

Princeton Manor

905-849-1818

• from $210,000

6G

14 Phantom Developments

Jade Waterfront Condos

416-251-0707

• from $250,000

24G

15 GRAYWOOD DEVELOPMENTS

Ocean Club

416-255-4663

• from $229,000

24C

empirecommunities.com/eaudusoleil

• from $210,000

25B

401

Attention Builders - Want to add your community to our maps?

Need to update existing information? Please fax the details to 416-789-9554

waterfrontmaps: GTA

Rd

ge id Br

sh

ke

Park Rd S

Uxbridge

Watermark

Highlighted listings are advertised in this issue of Condo Guide.

Please refer to page number for complete information.

Phillip Mur

Lindsay

Schomberg

28 EMPIRE COMMUNITIES Eau Du Soleil

Bloor St

Si

Whitby 7 Waterfront

Stevenson Rd

Wentworth St

Park Rd S

401

Gibb St

Thornton Rd

La

St

n

ds Q or ue Dr en S

in lW

ya

Ro or ke

sh

ke

La

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Sh Sp eri ea da km n P an ark Tr us Dr D r co tt Dr

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W Rd pe nd

sh

W Rd ry De r

Bu

W

W sA ve le ee St

pe

King St W Bond St W

Centre St.

Up

Adelaide Ave

Kendalwood R

Telephone

8

Garrard Rd

48

Blair St

Cannington

Hopkins St

King

n

Bayly St E Georgina Island 33 caygeo Bob

Ajax-Whitby

a

Keswick

Shoal Point Rd

Georgina

Garden St Blair St

e 401

Brock St S Henry St Gordon St

Sim

Cochrane St

Dundas St E

Rossland Rd

Manning Rd

Town of Whitby

Bv

ke

La

McQuay

Townline Rd

Du

Dryden Bv Anderson St

or

eS co Sim

Stevenson Rd

Garden St

Baldwin St S

Taunton Rd W

Rossland Rd

25 queenscorp residences

*TH: Townhomes, C: Condo

To Os

Thornton Rd

Conlin Rd

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condo watch

continued…

previews & registrations Imagine Condos by insoho developments

Vibrant boutique condo living by acres of green at TTC, walk to GO. Register now.

Web: imaginecondos.com

The HUB

by Empire Communities

Live life on tomorrow’s fast lane, at this condo in a key Eg-West location. Register now.

Web: EmpireTheHub.com

365 Church

by Menkes

In the heart of the action. Coming soon to Church and Carlton. Register now.

Web: Menkes.com

The Britt

by Lanterra Developments

Condos with European flair coming soon to Bay and Wellesley. Register now.

Web: SunsetCondos.ca

California Condos

by Camrost Felcorp

416

Builders: If you would like to include your preview registration, new release or site opening in this feature, just email the details to susan.legge@wall2wallmedia.com

Register now for the Sunset Collection at California Condos in south Etobicoke.

Web: SunsetCondos.ca

The Carnaby

by Streetcar

Inspired by London; coming soon to trendy Queen West. Register now.

Web: CarnabyLofts.com

Cinema Tower

by Daniels

World-class condo in the heart of the Entertainment District. Register now.

Web: CinemaTowerCondos.com

Context King West

by Context

Coming soon to King West – community and design for everyone. Register now.

Web: ContextKingWest.ca

Dragon Condos

by Ideal Developments

Register now to enjoy “legendary living” at Dundas and Spadina.

Web: DragonCondos.com

Eau Du Soleil

by Empire Communities

Surfacing soon: one of Canada’s tallest and most iconic waterfront condos. Register online.

Web: EauDuSoleilCondos.com

The Epicurean

by Monarch Corp.

A stylish new condo for local foodies in Bloor West Village. Register now.

Web: MonarchGroup.net

Fabrik

by Menkes

Register now for this fashionable new condo, steps from Toronto’s trendy Fashion District.

Web: Menkes.com

FAD Condominiums

by Tri-Win

Fashion District Condominiums, coming soon to this trend-setting hot spot.

Web: FadCondo.ca 118 new Condo Guide june 1 - 15, 2013

Imperial Plaza

by Camrost Felcorp

Sixteen-foot loft living at Yonge and St. Clair.

Register today.

Web: 16FootLofts.ca/cg

Indx Condos

by Lifetime & CentreCourt Developments

Coming soon to Bay and Adelaide. Register now to stay informed.

Web: IndxCondos.com

Jade Waterfront Condos

by Phantom Developments

Opening soon on the Etobicoke waterfront. Register now to stay informed.

Web: JadeWaterfrontCondos.com

Noir Condos

by Menkes

Coming soon to the heart of Toronto, at Peter and King. Register now.

Web: Menkes.com

One Park Place

by Daniels Corp.

Coming this spring, the “one” place to be in downtown east. Register now to stay informed.

Web: DanielsOneParkPlace.com

Sixty Colborne

by Freed Developments

A block from everything at King Street East and Church Street. Register now.

Web: SixtyColborne.com

South Hill on Madison

by Burnac

Coming soon to the coveted Casa Loma neighbourhood. Register now.

Web: SouthHillOnMadison.com

Tao

by SigNature Communities

Boutique condos on Bayview in Richmond Hill.

Coming soon.

Web: TaoCondos.ca

Ten York

by Tridel

Rising above it all at York and Harbour.

Register now for your private oasis.

Web: TenYork-condos.ca

Tux

by Great Gulf

Rising 40 storeys at King and Blue Jays Way. Take the next step – register now.

Web: GreatGulf.com/register

The Upper Canada Condominium

by State Building Group

Coming soon, affordable luxury at Avenue Road and Lonsdale. Register now.

Web: UpperCanadaCondo.com

Vivid

by Pemberton Group

Affordable luxury living at Bloor and Islington.

Register now.

Web: VividCondos.com

Yonge & Rich

by Great Gulf

Live at the centre of it all at Yonge and Richmond. Register for a preview.

Web: YongeandRich.com

Yorkville Plaza

by Camrost Felcorp

Grand opening at this iconic address.

Offering the best things in life right outside your door.

Web: YorkvillePlaza.com

quick tips

De-stressing

design decisions Decorating your living space is supposed to be fun. If high prices, high-pressure sales tactics and clueless consultants have you stressing over your design decisions, it may be time to simplify the process so you can rediscover the joy of making choices about your decor.

Here are a handful of common design decision headaches and a few ideas for curing them: ›› Too many options

Walking into a big box store or a design showroom can leave you feeling overwhelmed by the sheer volume of choices you face. Before you confront a dizzying array of options, narrow your choices by deciding what style you like.

Settling on an overall style that will be carried throughout your design can help you eliminate design options right off the bat.

For example, if a traditional, country style appeals to you, you’ll know you don’t even have to look at stainless steel countertops or frostedglass-front cabinets. Look to online resources like BHG.com (the Better Homes and Gardens home page) or HGTV.com for ideas about design styles you may like.

›› High-pressure sales tactics

Buying design elements at a specialty store has advantages and disadvantages. On one hand, you’re more likely to find a knowledgeable salesperson. On the other, you may face high-pressure sales tactics something no one responds well to. The strong sell makes it difficult to know if you’re getting good advice or a decent deal. Shopping online at specialty sites like Blinds.com is a great solution.

You can find plenty of advice and high-quality options, minus the pressure of dealing face-to-face with a pushy salesperson in your home. If you do need to talk to a person, you’ll get someone who specializes in what you’re buying, rather than trying to buy blinds from someone who usually works in the cosmetics department. ›› Clueless customer service

And that cosmetics department transplant is a perfect example of another major design decision stresscauser: clueless customer service. Sometimes you need guidance. And sometimes you need to talk to someone who knows enough about what you’re buying to be able to interpret your description of what you’re looking for when you don’t really know what it’s called.

Your chances of finding that level of expertise are much better with a specialty store or online seller, whether you’re buying blinds, or flooring. ›› High prices and questionable quality

While it’s generally true in life that you get what you pay for, it’s also true that a high price does not ensure high quality, and that a low price doesn’t exclude quality. When it comes to making design choices, it can be frustrating to find what you want only to realize the price is way beyond what you budgeted for.

Comparison shopping is the best way to avoid overpaying or purchasing poor quality goods. And the Internet is the easiest way to comparison shop.

You can Google what you’re shopping for, or try price comparison websites like PriceGrabber.com or Nextag. com. Online merchants typically offer a wide variety of designer-quality looks at more palatable prices.

Taking the stress out of design decisions doesn’t have to be difficult. Refining your choices and using online resources can renew your enjoyment of the design process - and ensure you end up with a look you’ll love for years to come. ARA

120 new Condo Guide june 1 - 15, 2013

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122 new Condo Guide june 1 - 15, 2013

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june 1 - 15, 2013 new Condo Guide 123

Scrumpdillyicious

Leslie Styles, foodie and travel aficionado, shares some delicious dishes found on her travels around the world

Savoury Summer Spareribs Directions

›› Combine all the braising liquid

ingredients in a large pot, and bring to a simmer over medium heat. Cut the ribs into 4-5-in. slabs and add to the pot. Simmer until tender, but not falling apart, about 60-80 minutes.

›› When done, transfer the ribs to a

large bowl and coat with BBQ sauce.

You can make your own very easily, but I cheat and buy Diana’s Chipotle BBQ Sauce. I even marinate them in a sturdy plastic bag, to save on fridge space. The ribs can be prepared up to 2 to 3 days in advance at this point, and kept chilled until ready to BBQ.

›› Heat BBQ and transfer ribs to the

grill, and cook long enough to brown.

Baste frequently with leftover BBQ sauce, and serve immediately with extra warmed sauce on the side.

One of the quintessential meals during the hot summer months is a

heaping platter of grilled baby back ribs, smothered in a piquant BBQ sauce and cooked until they’re ‘fall-off-the-bone’ tender. Tangy and delicious, these sticky pork spareribs are braised in an aromatic liquid for about an hour, until they’re perfectly tender, then marinated in a smoky BBQ sauce for up to three days.

Because they can be prepared well ahead of time, these Savoury Summer Spareribs are perfect party fare — just brown on the grill to caramelize the sauce, and you’re done. And they’re finger licking good!

ingredients

Summer BBQ Spareribs Serves 4

Braising liquid: › 8 cups beef stock › 3/4 cup red wine vinegar › 1 tbsp paprika › 1 tbsp cayenne › 1 1/2 tbsp cumin › 3 tbsp Tabasco 124 new Condo Guide june 1 - 15, 2013

› 1 3”x2” nob of fresh ginger, sliced coarsely › 1 cup tomato paste › 3/4 cup honey › 1 tbsp salt › 1 rack baby back pork ribs › 1 jar good quality BBQ sauce

Leslie Styles is president of Styles Design Inc., a Toronto-based branding and communications agency, and author of Scrumpdillyicious, a food & travel blog dedicated to all things delicious. She can be reached at stylesdesign.net and scrumpdillyicious.blogspot.com

Imagine REGISTER NOW!

125

in the news

Consumers optimistic about

Canadian recreational property market

According to a new survey from Royal LePage, interest

rates factor hugely into the decisions of Canadian households when it comes to purchasing a recreational property.

The survey, which polled Canadians across the country who either currently own or intend to purchase a recreational property within the next five years, found that most (82 per cent) Canadians say interest rates will influence their decision to purchase a recreational property - and a majority (58 per cent) feel added urgency to buy a recreational property while interest rates are low.

Survey respondents demonstrated overall optimism regarding the Canadian recreational property market. When asked what they believe recreational property prices will do in the coming year, half (50 per cent) of respondents indicated that prices will increase and one-third (32 per cent) said they will stay the same. And of those planning to purchase a recreational property within the next five years, 76 per cent said they are more inclined to buy a property in Canada than in the U.S. or elsewhere.

“Despite financial and economic uncertainty, or perhaps because of it, we have found that the enduring value of recreational properties is widely-recognized by Canadians,” says Phil Soper, president and chief executive of Royal LePage Real Estate Services. “In contrast to our large urban centres, where home prices shot up in recent years before rapidly cooling in 2013, the recreational property market has remained remarkably stable and resilient.”

Soper adds, “I shy away from recommending real estate as an investment for the typical family. Shelter is, after all, primarily consumption. However in Canada today, where we see virtually no return on bonds and other forms of modest risk savings, it is reasonable to view recreational property in a new light. This prolonged low-interest continued on page 128…

126 new Condo Guide june 1 - 15, 2013

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Brokers Protected. E.&O.E. 2013. june 1 - 15,

2013 new Condo Guide 127

in the news

continued…

Despite financial and economic uncertainty, or perhaps because of it, we have found that the enduring value of recreational properties is widely-recognized by Canadians environment supports purchase decisions based upon lifestyle and supported with a sound investment thesis.”

According to the survey, the majority of current recreational property owners plan to keep their properties longterm, with 60 per cent stating that they are somewhat or very unlikely to sell their property upon retirement. At the same time, almost two-thirds (64 per cent) are not planning to use their recreational home as their primary residence upon retirement. For those planning to purchase a recreational property for retirement, financial feasibility is among the most important factors they are looking for, with affordable purchase price (56 per cent) and reasonable maintenance costs (39 per cent) topping the list. Waterfront access (37 per cent), proximity to town (33 per cent) accessible medical facilities (26 per cent) and proximity to their primary residence (22 per cent) were also cited as important property attributes.

Properties on a lake are by far the leading property type, with almost half (41 per cent) of those planning to buy indicating that this is their first choice, followed by a property in the mountains or woods (17 per cent) and a condominium in 2013 Recreational Property Price Summary Average Price Range by Province For Standard Waterfront, Land Access Cottage 1,000 sq. ft., 3 bedrooms, 100 -ft. lot

PROVINCE

AVERAGE PRICE RANGE 2013

Prince Edward Island

$120,000 - $300,000

Newfoundland

$150,000

New Brunswick

$175,000 - $180,000

Nova Scotia

$180,000

Quebec

$125,000 - $1,000,000

Ontario

$75,000 - $625,000

Manitoba

$300,000 - $370,000

Saskatchewan

$250,000 - $800,000

Alberta

$110,000 - $650,000

British Columbia

$290,000 - $2,000,000

NATIONAL AVERAGE

$177,500 - $625,500

128 new Condo Guide june 1 - 15, 2013

a recreational community (13 per cent).

When asked what financial and/or lifestyle changes they would be willing make in order to purchase their dream recreational property, almost one-third (31 per cent) said they would rent their property out during the year. Other strategies include reduce discretionary spending (25 per cent), downsize primary residence (24 per cent), purchase a fixer-upper (23 per cent) and purchase with friends/family (22 per cent).

“Canadians have long valued the ability to escape the city to spend time with friends and family,” says Soper. “A place to get away from the pressures of daily life seems to be more attractive now than ever. From coast to coast, Canada offers some of the world’s most spectacular landscapes and friendly communities.”

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condo profile

PARK TOWNS

bring buyers an elegant new option in a lush, park setting Start your uptown, upscale life with unparalleled value at Bayview & Sheppard

b

roccolini, a family-run business for more than six decades, will soon introduce Park Towns Bayview and Sheppard, an elegant collection of just 50 urban townhomes. Striking, contemporary lines and the contrast of light and dark distinguish their architectural style. Unbeatable convenience from the adjacent subway and Toronto’s 400-series highways puts the entire city at your doorstep. A wealth of desirable amenities to complement an upscale, uptown lifestyle, from gourmet shops and fine dining to charming boutiques and Bayview Village Shopping Centre make even errand-running a pleasure. Green spaces beckon walkers, joggers, dog-fanciers and cyclists. Park Towns — a great place to call home.

In the lavishly green spirit of its Bayview & Sheppard neighbourhood, residents at Park Towns will enjoy beautiful parkland surroundings and lush on-site landscaping. An enclave of sophistication that starts with crisp, brownstone-inspired architecture by SMV Architects, Park Towns’ park-like environment belies its proximity to the best aspects of urban living.

130 new Condo Guide june 1 - 15, 2013

The Bessarion stop on the Sheppard subway is right next door and Bayview Village Shopping Centre just a little bit further, with a wealth of shops and services that cater to everyday busy lives.

Gourmet market Pusateri’s has savoury fare for a night in with friends, while Oliver & Bonacini Café Grill offers fresh, contemporary dining. Respected retailers including Brooks Brothers, charming new designers like Project Runway Canada alum Brian Bailey, and must-shop fashion picks like Mendocino and Roots make window shopping almost as much fun as buying. Active Park Towns residents will appreciate the on-site Mountain Equipment Co-op to help outfit them for all their adventures, whether it’s new cross-trainers for a city trek or a yoga mat to help stay grounded – and they’ve got the yoga classes to go with it.

Bryon Patton & Associates, one of Toronto’s best-known and highly

regarded interior design studios, has created intelligent one-, two- and three-bedroom interior layouts, offering a rare opportunity to combine condo convenience with the privacy, outdoor access, and valuable investment that distinguish the finest townhomes. Prices start in the mid-$200’s for one bedrooms and from $399,900 for two bedroom plus den units, an amazing value in this highly sought-after location. Throughout, meticulously chosen features and refined finishes distinguish each room, from full-size stainless steel appliances, Caesarstone countertops, and choice of stylish ceramic or glass tile backsplashes in the kitchen, to the nine-foot ceilings, to the gas hookups outside — every suite has a balcony, courtyard, or terrace and

they are nothing short of amazing. Private rooftop terraces are spacious enough to entertain more than a dozen of your family and friends; add a barbecue and some lush plantings, and you’ve got an oasis of your own. In other suites, lovely courtyards are thoughtfully laid out with plantings for privacy, or a front porch is complemented by a back balcony off the living room or master suite. No matter which suite you choose, outdoor spaces are as carefully crafted as the interiors.

With more than 60 years building a reputation for excellence in residential, retail and commercial arenas throughout Ontario and Quebec, the Broccolini family (broccolini.com) has in recent years applied its scrupulous quality and character to some of the country’s finest residential developments, including 155 Redpath in Toronto, The Slater in Ottawa and Montreal’s striking L’Avenue. Company values still harken to that time, when a handshake was as good as a legal contract, and building relationships meant even more than building great projects.

Register now at parktowns.com or call 416.868.0784. With exceptional pricing and stunning style in the heart of one of Toronto’s most desirable neighbourhoods, Park Towns could launch the next chapter in your uptown adventure. june 1 - 15, 2013 new Condo Guide 131

designer tips

Celebrate summer in style // by ALEXANDRA ASSAF // photography Stephani Buchman

Finally, the warm weather is here! And i bet You canâ&#x20AC;&#x2122;t wait to get

outside and enjoy the sunshine. I am going to share some easy ideas about how you can rev-up your outdoor space and transform it into an ideal spot for lounging or entertaining. continued on page 134â&#x20AC;Ś

132 new Condo Guide june 1 - 15, 2013

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416.242.3500

*On select suites only. Limited time only, see sales representatives for details.

Prices and specifications subject to change without notice. Renderings and images are for mood and impression only. E.&O.E 2013.

133

designer tips

continued…

1. INSIDE OUT The main design concept about “summer-izing” your space is to bring the indoors out. Start by choosing items from inside your home that make you feel comfortable, such as a woven rug or a beautiful vase. By doing this, you will add some luxury and relaxation to your outdoor “dream” space.

2. DARK FURNITURE Save the bright plastic furniture for the beach or cottage dock.

Select furniture with rich dark earth tones that you would normally have in your living room. Brown, grey, or wood furniture will ground the space, making the furniture feel substantial and permanent. If you have a wooden kitchen table and chairs hiding away in your home, consider using them as your outdoor dining set. You can protect your furniture from the elements by using a heavy duty cover or tarp.

3. COTTON FABRICS Look for fabrics and cushions that are pleasant to sit on, like cottons or linens. They need to be as comfortable as your indoor fabrics, in fact even more so. There is nothing worse than sitting on prickly or sticky fabric when wearing shorts or skirts. Good quality outdoor fabrics are now readily available.

They look like indoor fabrics but won’t fade, and will dry quickly after a rain shower.

4. FRAME YOUR SPACE WITH A RUG Nothing says luxury like a seamless barefoot transition when walking from inside to outside. It’s always nice to escape to a nice wooden deck. However, take it one step further, by throwing an indoor carpet on the ground. A rug will frame the space and define it as an outdoor room. This Persian wool rug (pictured left) bought at a flea market, is easy to roll up and bring inside at the end of an evening.

5. MAKE YOUR SPACE PRIVATE Sometimes the luxury of an outdoor space is about being outside incognito – without the whole neighborhood seeing you. Six square posts that are eight-ft. high, can create the ultimate outdoor room. Use lengths of uncut fabric to make an awning. It is a wonderful way to keep off the mid-day sun, and it creates the illusion of a romantic ceiling waving in the breeze.

If you don’t have a fence, create fabric walls as a solution for lack of privacy. I used a waxed marine cotton fabric that can be left outside all season.

6. ACCESSORIZE The saying is true, it really is all in the details. Have fun and accessorize your outdoor space. Make it feel like you are on holiday in the tropics, by adding Yucca or other plants in big 134 new Condo Guide june 1 - 15, 2013

Look for fabrics and cushions that are pleasant to sit on, like cottons or linens. They need to be as comfortable as your indoor fabrics, in fact even more so pots. They can be left outside all summer, but will need to be brought in by early fall.

Swag a lamp at night to create pendant lighting or be even more romantic, use lots of lanterns with candles. Your outdoor space should be considered as another room in your home – so with a little bit of imagination and by using great items from inside your home, you’ll be sure to enjoy your own outdoor oasis this summer!

Alexandra Assaf Alexandra Assaf, principal of Design by AA, brings a cultivated and creative aesthetic to residential renovation.

Having studied both in Canada and the US and worked internationally, her extensive background in art and architecture are matched by her technical skill and exacting attention to detail. Alexandra now offers an e-design service, an online experience that allows clients to work with her to create décor options under her guidance. The company services clients in remote locations or those who want access to affordable and functional design. designbyaa.com.

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june 1 - 15, 2013 new Condo Guide 135

money matters

// by gail vaz-oxlade

Gail’s guide to building a budget

O Gail Vaz-Oxlade is the host of Til Debt Do Us Part, author of Debt Free Forever and blogs daily at gailvazoxlade.com. Follow Gail on Twitter at twitter.com/GailVazOxlade

kay Toadies, it’s time to get with the program. Over and over again people tell me they don’t know how to make a budget. It doesn’t matter how many articles they read, how many worksheets they download off the web, how many times they try, they just can’t do it.

Once I started doing the show Til Debt Do Us Part and introduced the magic jars, people headed out to buy their own. But they still couldn’t figure out how much money to put in the bloody things.

So I’ve created a step-by-step plan for all those who wish it to follow. Using this plan and Gail’s Interactive Budget Worksheet, (found on gailvazoxlade. com: gailvazoxlade.com/resources/interactive_budget_worksheet.html) you can build a budget that will not only tell you how you’re doing, but also how much to stick in the jars if you’ve decided to live on cash.

Okay, here we go

1 On the budget worksheet, fill in all the amounts under income.

You’ll need your “gross” income and your “net” income. ›› If you make $60,000 a year gross, you would enter 60,000/12 (which is $60,000 divided by 12.) ›› Ditto your monthly net income. ›› Careful now, if you’re paid on any other schedule you have to use your lowest monthly income as your base, and use any extra money you receive to boost your planned spending (for things like furniture acquisitions, vacations, and the like).

2 Enter any other sources of income you may have.

You must use “monthly” amounts. So if you average $6,000 in annual child support received, you would enter $500 for your monthly amount. If you receive income that is irregular – think annual bonus – do not enter it under income. Why? Well, if you bank on getting it and you don’t you’ll be SOL. Better to use that money for things like gifts, vacations, and other extras, things you don’t have to pay for if the bonus doesn’t materialize.

3 Now it’s time for the fixed expenses.

Get out your last bank statement(s). Based on what you spent last month, fill in the fixed expenses. Don’t worry if the numbers seem high at first, just put in what you spent last month, based on what went out of your bank account.

4 We’re going to skip down to Saving now.

Yep, you have to save. Don’t bother arguing, you have to save. I want you to divide your monthly income by 100 and multiply your answer by 5. There, that’s 5 per cent and is the minimum you should be saving. Ultimately, you need to save 10 per cent, but let’s start with 5 per cent and work from there.

Under “emergency” enter $100.

136 new Condo Guide june 1 - 15, 2013

5 Next we’ll do debt repayment.

Add up your monthly debt repayment amounts. Include what you’re spending to repay everything except your mortgage and your car loan/lease. Put it under “debt repayment.”

6 You’re doing great.

Now look at the bottom line on the budget – the line that says, “income – expenses.” What do you have left? Whatever it is that’s what you have to work with to budget for your variable expenses. Yup. That’s it. Go ahead and divvy up the money in the various categories under Variable Expenses.

If you find you’re left with $20 a month for groceries and you know that just won’t do, then you have two choices

1| You can go back and cut expenses. Yup, even up in fixed expenses you can find places to cut like cell phone or cable.

2| You can make more money. Work harder, work smarter. Get a second job, a third job, a better job. That’s your budget.

Two more things

1| You’ll see that the budget automatically calculated how much must go into each of your jars each week/month if you plan to live on cash.

2| You’ll also see your percentages automatically calculated. The financial rule of thumb says you shouldn’t spend more than 35 per cent of your net income on housing. (That includes mortgage/rent, condo fees/maintenance, property tax and utilities.) If you’re spending more than 35 per cent, either you can look for ways to cut back on your housing costs, you can make more money, or you can trim in other areas (like transportation) so you end up balancing at the bottom line.

It’s your money. You can do anything you want with it except spend more than you make.

Okay, now that you have a budget, you have no excuses.

Get out of debt. Live within your means. Make me proud.

Get out your last bank statement(s).

Based on what you spent last month, fill in the fixed expenses. Don’t worry if the numbers seem high at first, just put in what you spent last month, based on what went out of your bank account. june 1 - 15, 2013 new Condo Guide 137

feature

The good life

family-run business with ItalianAmerican while filming their newest program, Cousins on Call. Their new show has them traveling and constructing big-buck yet budgetfriendly projects all across the United States. Unlike many reality shows, this one is unscripted, and the cousins go to great lengths to // by susan legge “wow” even the most persnickety of patrons. They are consummate Looking for kitchen design inspiration with a touch professionals at transforming of la dolce vita? If the two charming hosts of the HGTV kitchens into livable spaces for hit show Kitchen Cousins don’t add some zest to your families to celebrate and enjoy life. plans, nothing will. Anthony Carrino and John Colaneri No doubt the duo are set to become have been busy making a living renovating properties in even more popular with Canadian the New Jersey area for years, and the close-knit cousins viewers thanks to their great design continue to operate Brunelleschi Construction, a sense, good looks and down-to-

begins in the kitchen

continued on page 140…

138 new Condo Guide june 1 - 15, 2013

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style file

continued…

before

include engineered quartz brands such as Silestone, Caesarstone and Cambria. “Pay attention to flow,” says Colaneri. The duo said they both prefer an open-concept floor plan, even if that means moving a wall, cabinets or plumbing – they agreed it’s definitely the key to a successful kitchen. “The kitchen is the most multifunctional room of the home – it’s like Grand Central Station – it’s where you do your bills, cook and more. It’s important to get it right,” says Carrino.

What is your favourite kitchen configuration?

earth nature. I had a chance to spend time with Colaneri and Carrino at HGTV headquarters in downtown Toronto where they passed along some of their best before-and-after shots and a couple of Dos and Don’ts to help ensure your kitchen project results are primo!

What are some of the key elements that make a great kitchen?

Make it unique by adding some pizzazz in terms of the backsplash or countertop materials you use. Favourite materials for the latter 140 new Condo Guide june 1 - 15, 2013

When the option allows for it, the galley kitchen is the way to go! Colaneri created a galley kitchen in his mother’s home.

Originally designed as a C-shaped kitchen, the new design utilized one long wall and incorporated a 17-ft. island where the family can gather for any occasion. The area was completely unrecognizable to Colaneri. “I can’t believe it’s the same space.

It looks so much bigger now,” remarks Colaneri. “The galley kitchen concept is really ideal and definitely one of the most functional you will ever come across,” says Carrino.

What about the importance of creating a “triangle” in terms of the placement of the appliances, workspaces and sink?

“Who came up with that theory, anyway? Another do not do.

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style file

continued…

Don’t get stuck trying to conform to a triangle configuration when planning your layout – it’s really not necessary. Design configuration depends strictly on your space,” says Carrino.

To paint or not to paint? The ultimate cabinet question.

Thinking of doing a DIY paint job on your cabinets? Don’t bother. Both agree that the paint will likely chip and you’ll always end up seeing the brush strokes somewhere. The cousins suggest having a professional paint sprayer come to your home. The pro’s will tape and seal off the kitchen from the rest of the home and spray the cabinets onsite so you don’t have to remove the boxes. “This can save you up to 50 per cent on your reno,” says Carrino. “By respraying your cabinets instead of replacing them and by updating the hardware, you’re set.

It’s easy, durable and looks great.”

What’s the big “DO NOT” when it comes to a kitchen project?

The cousins both agree that corner sinks are a big no-no. “Do not do!” says Colaneri. “Do not like!” says Carrino.

What about trends?

“We don’t really look at the trends,” says Carrino. “We like mixing elements of new contemporary and rustic to create a space that’s 142 new Condo Guide june 1 - 15, 2013

truly personal,” says Colaneri. “It’s a transitional look we like to go for.” Transitional design is a combination of classic and contemporary looks, midway between old-world traditional and the world of chrome and glass contemporary.

Transitional design should be classic, timeless and clean.

So, do you ever argue about ideas on their kitchens?

Not really, they both agree. “We really tend to come to more of a consensus on a project,” says Colaneri. “It’s really a collaboration of ideas. The more ideas, the better. The sum of two parts is better than one,” adds Carrino.

Some final thoughts or advice?

“I would say husbands and significant others who pretend they don’t care about what a reno looks like, take heed. Husbands need to get involved,” says Colaneri. “The last thing we want to hear at the end of a reno is that one person doesn’t like it,” adds Carrino. “That’s a

before

recipe for a disaster. “ “People always know what they don’t want,” says Colaneri. “The most daunting part of the process is finding out what a client does like. We find we have to help them figure out what they do like,” says Carrino. “And we recommend having lots of conversations to help figure that part out!”

Catch their new show Cousins On Call Monday’s at 10 p.m. on HGTV.

june 1 - 15, 2013 new Condo Guide 143

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homebuyersâ&#x20AC;&#x2122; help

condo buyersâ&#x20AC;&#x2122;

resource section

You love the condo, see what you can afford!

Compare mortgage rates for your best deal Calculate your mortgage payments using the mortgage payment calculation chart

june 1 - 15, 2013 new Condo Guide 145

homebuyers’ help

Calculate your mortgage payments interest rate

amortization period

chart figure

mortgage amount ÷ 1,000

monthly payment

example: 5%

25 years

5.82

125 (mortgage amount $125,000)

$

Follow these steps to see if you’ll qualify for a mortgage on your dream condo 01 Calculate the combined monthly before-tax income of you and your spouse.

02 Divide by three. This figure is the monthly payment you can afford to make on your condo.

03 Take the total price of the condo and subtract the amount of money you expect to make as a down payment.

This is the money you will have to borrow.

146 new Condo Guide june 1 - 15, 2013

04 Refer to the chart on the opposite page. Look down the left column and locate the interest rate you expect to pay. Line this up with the amortization period of your choice. (Most first-time buyers take the 25-year amortization.)

05 Multiply this figure by the amount you need to borrow.

Divide by 1,000.

06 Add to this your estimated monthly heating costs and monthly property taxes.

07 If this figure is equal to or less than one-third of your gross monthly income (calculated in Step 2), you’ll qualify for a mortgage on your dream condo.

Bear in mind that this is a rough estimate.

If you have several other large loans already, you may qualify for less. Also, banks and trust companies vary in their policies. The best way to know what you can afford is to go to the lending institution of your choice and get pre-qualified.

Mortgage payment calculation chart

%

Amortization Periods

Interest Rates

10 years

15 years

20 years

25 years

30 Years

3.00%

9.65

6.90

5.54

4.73

4.21

3.25%

9.76

7.02

5.66

4.86

4.34

3.50%

9.88

7.14

5.79

4.99

4.48

3.75%

9.99

7.26

5.91

5.13

4.61

4.00%

10.11

7.38

6.04

5.26

4.76

4.25%

10.23

7.50

6.17

5.40

4.90

4.50%

10.34

7.63

6.30

5.53

5.04

4.75%

10.46

7.75

6.44

5.67

5.19

5.00%

10.58

7.88

6.57

5.82

5.34 5.49

5.25%

10.70

8.01

6.74

5.96

5.50%

10.82

8.14

6.85

6.10

5.64

5.75%

10.94

8.27

6.98

6.25

5.79

6.00%

11.07

8.40

7.12

6.40

5.95

6.25%

11.19

8.53

7.26

6.55

6.11

6.50%

11.31

8.66

7.41

6.70

6.26

6.75%

11.43

8.80

7.55

6.85

6.42

7.00%

11.56

8.93

7.69

7.00

6.59

7.25%

11.68

9.07

7.84

7.16

6.75

7.50%

11.81

9.21

7.99

7.32

6.91

7.75%

11.94

9.34

8.14

7.47

7.08

8.00%

12.06

9.48

8.28

7.63

7.25

8.25%

12.19

9.62

8.44

7.79

7.42

8.50%

12.32

9.76

8.59

7.95

7.59

8.75%

12.45

9.90

8.74

8.12

7.76

9.00%

12.58

10.05

8.86

8.28

7.93

9.25%

12.71

10.19

9.05

8.45

8.10

9.50%

12.84

10.33

9.20

8.62

8.28

9.75%

12.97

10.48

9.36

8.78

8.45

10.00%

13.10

10.63

9.52

8.95

8.63

10.25%

13.24

10.77

9.68

9.12

8.80

10.50%

13.37

10.92

9.84

9.29

8.98

10.75%

13.50

11.06

10.00

9.46

9.16

11.00%

13.64

11.22

10.16

9.63

9.34

11.25%

13.77

11.36

10.32

9.80

9.52

11.50%

13.91

11.52

10.49

9.97

9.70

11.75%

14.04

11.66

10.65

10.15

9.88

12.00%

14.18

11.82

10.81

10.32

10.06

12.25%

14.32

11.97

10.98

10.49

10.25

12.50%

14.46

12.13

11.15

10.67

10.43

12.75%

14.59

12.28

11.31

10.85

10.61

This table shows the monthly payment of principal and interest for each $1,000 of mortgage. Example: The monthly principal and interest payment for a $125,000 mortgage with a 25-year amortization period at 5% is as follows: ($125,000 รท 1,000) X 5.82 = $727.50 june 1 - 15, 2013 new Condo Guide 147

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homebuyers’ help

Compare mortgage rates for your best deal CHARTERED BANKS

Variable

6 Months

1 Year

2 years

3 years

4 years

5 years

ATB Financial 2.6

4 6.30op

3.1 6.30op

3.14 3.55 4.39 6.50op

3.04

Alterna Svgs/Alterna Bk 2.85

4 6.30op

3.05 3.09 3.09 2.99 6.30op

3.09

Bank of Montreal 3.1

4 6.30op

3 3.04 3.55 4.54 6.30op

3.09

Bank of Nova Scotia 3

4.55 6.45op

3.75 2.69 3.99 2.99 6.50op

4.99

Canadian Western Bank

4 6.45op

3 3.04 3.55 4.54 6.30op

5.14

CIBC 3.2

6.70op

3 3.14 3.55 2.99 6.35op

5.14

HSBC Bank Canada 3

2.7 3.95 2.98 4.99 6.35op

3.49

3.15

3.65

3.64

3.69

3.44

3

3

2.79

2.99

3.08

ICICI Bank Canada ING Direct

4.45 6.20op

3.05 3

Laurentian Bank n/a

4.4 6.70op

3.09 3.14 3.55 4.54 6.30op

5.14

3 3.05 3.1 3.1 4.00op

3.09

MonCana Bank

2.84

2.94

3.04

National Bank n/a

3.1 3.14 3.55 4.54 6.30op

3.39

Manulife Bank 3 4.45

President’s Choice Finan

4 6.70op

3.2

Royal Bank 3

4 6.30op

TD Canada Trust 3.2

2.84

3.2

2.84

3.35

3.44

3 3.04 3.55 4.54 6.30op

5.14

3 6.30o

3.04

3.24

3.55

2.99

5.14

3.04

TRUST COMPANIES AGF Trust

n/a

2.99

3.1

3.5

3.64

Community Trust

n/a

6.5

3

3.04

3.55

4.54

Effort Trust n/a

4.45 6.30op

3.25 3.6 3.9 4.5 6.30op

4.95

Home Trust Company

3.2

2.49

3.49

2.74

2.99

2.89

Investors Group Trust n/a

4 6.50op

3 3.14 3.55 4.54 6.30op

5.14

MTCC 3

4.55 6.45op

3.75 6.50op

2.99

4.99

Airline Financial C.U. 4

2.99 3.25 3.29 3.09 6.25op

3.49

Comtech Credit Union 2.79

6.6 8.40op

2.99 3.25 3.29 3.19 9.00op

3.09

First National Fin. LP

3.95

2.69

2.79

5.14

3.99

OTHER FINANCIAL INSTITUTIONS

2.99

2.99

FirstOntario C.U. 2.79

6.34op

2.99 3.14 3.19 3.24 6.34op

2.89

London Life n/a

3 3.14 3.55 4.54 6.30op

5.14

Luminus Financial 2.95

3.1 3.95

2.95

3.05

MCAP 2.9

3.6 3.95 4.35 4.89 7.00op

5.14

Meridian Credit Union 2.85 4.45

3.1 3.14 3.55 2.98 6.30op

3.19 3.25

4 6.50op

2.74

2.69

3

2.79

2.75

Parama Credit Union

2.9

3

3

3.15

3.25

Steinbach Credit Union

2.5

2.5

2.6

2.7

2.8

3

2.99 6.50op

3.04

2.79

3.89

3.19

Teachers Credit Union 4

4.45 6.30op

Notes **Interest rate charged subject to adjustment during term mortgage. Please consult institution for term of years available. All rates are prime rates and subject to change without notice.

R.O.R. RATES ON REQUEST op OPEN ----- NOT QUOTING N/A NOT AVAILABLE May 16, 2013. Prepared By Fiscal Agents Financial Information Services 905.844.7700

june 1 - 15, 2013 new Condo Guide 149

index of advertisers 45 Charles Ltd. - Chaz

53

Liberty Development Corp. - Corporate

36

Alterra Homes/Finer Space - Post House Condominium

75

Liberty Development Corp. - Legacy Park

35

Liberty Development Corp. - Royal Gardens

37

Liberty Development Corp. - Terrace on Danforth

37

AMACON - Model suite of the Month

144

Augustine Group - Port Place Condos

107

Bazis Inc. - E Condos

5

Bazis Inc. - Exhibit Definitive Residences

27

Liberty Development Corp. - World on Yonge

37

Brandy Lane Homes - The Station

77

Lifetime Developments - Corporate

29

Luxury Condos - Promo

60

Broccolini - Park Towns

129

Camrost - Felcorp - Imperial Plaza

3

Camrost - Felcorp - Yorkville Plaza

1

Canpages - Promo

122

Menkes Developments Inc. - Corporate

Insert

Menkes Developments Inc. - Harbour Plaza

Insert

Menkes Developments Inc. - One Sherway Condominiums

50-51

Carttera - One Eleven Condominiums & Lofts

69

Carttera - SIXTY Colborne

65

Metropia - E Condos Metropia - Exhibit Definitive Residences

27

MintoUrban Communities Inc. - 30 Roe

67

Mod Developments Inc. - The Massey Tower

59

Chinese Home & Condo Guide - Promo

52

City Core - Harmony Village Sheppard

89

Concert Properties - 88 Scott

85

Concord Adex - Opus

40-41

5

Monarch Corporation - Corporate

Insert

152

Monarch Corporation - Lago

Insert

Cresford Development Corp. - Merton Yonge Condominiums

151

Monarch Corporation - Picasso on Richmond

Insert

Davies Smith - Eleven Superior

135

Monarch Corporation - The Epicurean

Insert

Cresford Development Corp. - CASA III

IBC

Cresford Development Corp. - Lofts 399

Dundee Kilmer Developments - Canary District Condominiums

83

Eastonâ&#x20AC;&#x2122;s Group - King Blue Condominiums

87

Eden Shaw - Chaz

53

Empire Communities - Rain Condominiums

99

Empire Communities - The HUB

6-7 & BC

Empire Communities - The Mark

45

Emsatec Canada Inc - The Brownstones 5

141

Family of magazines - Promo

148

Pemberton Group - Downtown Erin Mills Condominiums

8

Pemberton Group - Vivid Condos

9

Pianosi Developments - Perspective Condos

133

Pinnacle International - Pinnacle Grand Park 2

101

Pinnacle International - The Pinnacle on Adelaide

119

Plaza - Exhibit Definitive Residences

27

Plaza Premium Lounge - Promo

91

Freed - 155 REDPATH

61

Freed - SIXTY Colborne

65

Queenscorp Residences - Watermark

139

Graywood Developments - Five Condos

55

Remington Group - Park Towers at IQ

123

Great Gulf Homes - Monde

22-23

Great Gulf Homes - One Sherway Condominiums

50-51

Guizzetti Developments - Grand Palace

69

Home Decor & Renovations - Promo

76 125

Lanterra Developments - Riverhouse at the Old Mill

25

Lanterra Developments - The Britt

11

Lanterra Developments - Treviso II

31

Lash Group of Companies - Cloud 9 Condominiums

121

Lash Group of Companies - Me

127

Liberty Development Corp. - Centro Square Condos 2 150 new Condo Guide june 1 - 15, 2013

5

Shopping Guide - Promo

86

The Daniels Corporation - Cinema Tower Condominiums

43

The Daniels Corporation - High Park Condominiums

15

The Daniels Corporation - NY2

17

The Daniels Corporation - One Park Place Condominiums

47

Tower Hill Development Corporation - 2221 Yonge

79

Tribute Communities - Canterbury

73

105

Harhay Developments - One Eleven Condominiums & Lofts

Insoho Developments - Imagine Condos

Rio Can - E Condos

34

Tridel Corporation - Old Mill Tridel Corporation - Ventus at Metro Gate

IFC 19

WORD ON THE STREET ACT NOW! WELL UNDER CONSTRUCTION - MOVE IN THIS YEAR!

introducing

The Streetside Collection Urban 1 and 2 storey Townhomes from 1000 to 1700 sq. ft. with vibrant street access and private interior gardens. Centrally located in the heart of Davisville village, flanked by the lively neighbourhoods of Eglinton & St. Clair and located at Yonge & Merton. Steps to the subway, parks, trails and great shopping.

M ERTO N YO NGE TOWNHOM E S

N

DAVISVILLE PRESENTATION CENTRE MERTON

TTC SUBWAY

Fresh Urban Towns from the low $500,000’s Tower Suites from the low $300,000’s

YONGE

➤

EGLINTON

SITE ST. CLAIR

To see up-to-date construction progress visit cresford.com Visit the New Presentation Centre 170 Merton St. Toronto, ON. M4S 1A1 416.484.1900 myccondo.com

BROKERS PROTECTED. PRICES AND SPECIFICATIONS ARE SUBJECT TO CHANGE WITHOUT NOTICE. ILLUSTRATIONS ARE ARTIST CONCEPT. E.&O.E. june 1 - 15, 2013 new Condo Guide 151

LOFT 10’ & 12’ lofts in King West. Cool Layouts, Awesome Amenities in the heart of the Black Tie District at Adelaide and Brant.

Brokers Protected. Illustrations are artist’s concept. Prices and specifications are subject to change without notice. E. & O.E.

PRESENTATION CENTRE 19 BRANT STREET SUITE 103 T.416.867.3999 LOFTS399.COM

RICHMOND ST. W N

CAMDEN ST. ADELAIDE ST. W

SPADINA AVE.

SPACIOUS LOFTS IN THE 400’s $

BRANT ST.

MOVE IN NOW

KING ST. W

june 1 - 15, 2013 new Condo Guide 152

Coming This Summer Suites From the Low $200’s.

Register Now EmpireTheHub.com #EmpireTheHub

Prices, sizes & specifications are subject to change without notice. Rendering is artist’s concept.

Exclusive listing brokerage: TFN Realty Inc. Brokers Protected. E.&O.E.