GTA New Condo Guide, Apr 12, 2014

April 12 - 26, 2014 Volume 18 Issue 08

Now it’s easier than ever to live in High Park

R DE N N U TIO Y AD R U C E T R AL O N S C

416.351.1844 danielshighpark.com INSIDE THIS ISSUE

GOING GREEN FROM THE GROUND UP

5 THINGS CONDO INVESTORS SHOULD KNOW

A MORTGAGE THAT MEETS YOUR NEEDS

Tridel. Everywhere you want to be.

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FOR THOSE IN THE KNOW. PRE VIEW REG ISTR ATION | CU M B E RL AN DTOWE R .COM PRICES AND SPECIFICATIONS SUBJECT TO CHANGE. E.&O.E. BROKERS PROTECTED. ILLUSTRATION IS ARTIST’S CONCEPT.

EDITOR’S NOTE

GREAT RATES HOLDING STEADY

SUSAN LEGGE EDITOR-IN-CHIEF

Wall2Wall Media Susan.Legge@wall2wallmedia.com Follow me on Twitter at Twitter.com/SusanLegge Like us on Facebook Search: Condo Guide

The Bank of Canada’s latest announcement to hold its interest rate target at one per cent does not come as a surprise. The experts expect that to hold steady at the next BoC rate announcement coming up on April 16, and well into mid-2014. The rate has been holding at that level since September 2010, which is good news if you’re in the market for a mortgage.

There are many excellent mortgage products available from banks and brokers that will suit your individual needs, and could well be lower than posted bank rates, which are currently hovering around three per cent for a variable rate. With a pre-approval in hand, you’re protected if rates rise; if they go down, you’ll likely get an even lower rate. A pre-approval can be a win-win situation for shoppers, since it means you don’t have to wait to get financing approval on a home when you put in an offer. This is an especially good tool to have when markets are hot. Removing the “conditional on financing” clause could mean your offer is accepted first since you already have your financing in place.

So when will rates rise? It’s anyone’s guess, but most experts agree it’s unlikely there will be any significant movement until mid-year.

However, we can’t assume that will be the case, and you shouldn’t wait too long to get pre-approved for a mortgage. It can take a few days. Many lenders offer online pre-approvals to make the process faster and easier.

Start the spring season off right by taking advantage while you still can.

TAKING THE LEAP

LYDIA MCNUTT EDITOR

Wall2Wall Media Lydia.McNutt@wall2wallmedia.com Follow me on Twitter at Twitter.com/LydiasTweets

002 NEW CONDO GUIDE APRIL 12 - 26, 2014

A home is probably the biggest purchase you’ll make in your lifetime, and it’s also arguably the one that will bring you and your loved ones the most joy. In the long run, real estate is generally a sound investment that yields security and a good return, should you ever decide to sell. And if you’re looking for immediate gratification, nothing beats the feeling of stepping through the door and knowing you’ve arrived “home.”

There are about as many different types of condos out there as there are types of buyers. Whether you’re leaning toward a small-but-sweet loft in the downtown core, with every imaginable amenity steps from your front door, or you have your eye on a spacious townhome in a quiet part of town, rest assured that the perfect home is out there for you!

It’s important to keep an open mind but also know what you want.

You may have your heart set on a two-bedroom condo but can you live with one bedroom in the interest of a balcony or rooftop patio? You decide. You may be surprised at where you end up.

Here’s where it helps to make a list. Note your must-haves and know what you’re willing to compromise on. Don’t forget to check out the amenity spaces. While not within your four walls, the lobby, fitness facilities, barbecue areas and the like are an extension of your living space, impacting your lifestyle while you live there as well as the resale value when you choose to sell.

Buying a home is an important purchase, but don’t be a victim of overanalysis paralysis. Have fun and enjoy the ride!

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APRIL 12 - 26, 2014 NEW CONDO GUIDE 003

NEW CONDO GUIDE

CONTRIBUTORS

VICE-PRESIDENT, WALL2WALL MEDIA

Jacqueline Hill EDITOR-IN-CHIEF / DIRECTOR OF CONTENT

Susan Legge DIRECTOR OF SALES, NATIONAL

Josh Heppner ASSOCIATE PUBLISHER SWO NEW HOMES & LIFESTYLE COMMUNITIES

Susan Maxwell ART DIRECTOR

Sarah Jang EDITOR

Lydia McNutt CONTRIBUTING EDITORS

BILD REPORT

LEGALLY SPEAKING

DESIGNER ADVICE

Bryan Tuckey

Jayson Schwarz

Yanic Simard

Bryan Tuckey is president and CEO of the Building Industry and Land Development Association (BILD) and can be found on Twitter (twitter.com/bildgta), Facebook (facebook.com/ bildgta), Youtube (youtube.com/bildgta) and BILD’s official blog (bildblogs.ca).

Jayson Schwarz LL.M is a Toronto real estate lawyer and partner in the law firm Schwarz Law LLP. Visit the website at schwarzlaw.ca or email info@schwarzlaw.ca.

Yanic Simard is New Condo Guide’s design editor and the principal designer of the Toronto Interior Design Group, specializing in residential and commercial projects. Simard has created designs for clients in Toronto, Montreal and Miami, and appears as a regular guest expert on Citytv’s CityLine.

Visit tidg.ca

Sara Duck Wayne Karl Elisa Krovblit DESIGN EDITOR

Yanic Simard

SALES MANAGER

Conni Robinson SENIOR ACCOUNT EXECUTIVE

Dionne Fraser dionne.fraser@wall2wallmedia.com SENIOR ACCOUNT EXECUTIVE

Nina Downs nina.downs@wall2wallmedia.com

SALES & MARKETING CO-ORDINATOR

Terry Bassett ADMINISTRATIVE ASSISTANT

Antoinette Jackson PRODUCTION MANAGER

Bala Gnanapandithan PRODUCTION CO-ORDINATOR

Sandra Hanak-Vujnovic CONDO PRO

CITY SCENE

CONDO SENSE

Barbara Lawlor

Brad J. Lamb

Don Kearney

Barbara Lawlor is president of Baker Real Estate Inc., and an in-demand columnist and speaker. A member of the Baker team since 1993, Barbara oversees the marketing and sale of condominium developments in the GTA and overseas.

Brad J. Lamb is president of Lamb Development Corp. and Brad J. Lamb Realty. Over the last 25 years he has successfully led the marketing and sales programs for over 100 condominium projects in Toronto, Ottawa, Montreal and most recently Calgary. Visit torontocondos.com or follow Brad on Facebook, Instagram and Twitter @BradJLamb

Don Kearney is manager of customer communications and social media at Menkes Developments Ltd. Follow Menkes on Facebook at facebook.com/MenkesLife, and on Twitter at twitter.com/MenkesLife

GRAPHIC DESIGNERS

Caroline Wassef Sandra Hanak-Vujnovic

Published By

#500-401 The West Mall Etobicoke, ON M9C 5J5 T 416.626.4200 F 416.784.5867

Call 416.626.4200 for a­ dvertising rates and information.

CIRCULATION Free distribution in select high-traffic street boxes, stores, banks, financial institutions and select condominium sales offices.

COPYRIGHT 2014 All rights reserved by Wall2Wall Media.

Reproduction in any form is prohibited. Contents of this publication are covered by copyright and offenders will be prosecuted under the law.

TERMS Advertisers, editorial content and new condo guide are not responsible for typographical errors, mistakes or m ­ isprints. All prices are correct as of press time and are subject to change without notice. E. & O. E. EDITORIAL submissions from interested parties will be considered. Email to susan.legge@wall2wallmedia.com.

The views and data expressed by columnists do not necessarily represent those of the publication.

ADVERTISING

INVESTOR ADVICE

Andrew la Fleur Andrew la Fleur is an award-winning realtor with Re/Max. Andrew’s expertise is in helping investors make money in the Toronto condo market. Visit TrueCondos.com/ NewCondoGuide for a free gift.

Contact Andrew at 416.371.2333 or andrew@truecondos.com

004 NEW CONDO GUIDE APRIL 12 - 26, 2014

MONEY MATTERS

MAKE YOUR MOVE

Gail Vaz-Oxlade

Chuck Resnick

Gail Vaz-Oxlade is the host of Til Debt Do Us Part, author of Debt Free Forever and blogs daily at gailvazoxlade.com.

Follow Gail on Twitter at twitter.com/GailVazOxlade

Chuck Resnick is vice-president of marketing and operations at Two Men And A Truck – Canada, a division of Heron Capital Corp. He can be reached by visiting online at twomen.ca and by calling 416.204.0007.

Please recycle this magazine! Wall2Wall Media participates in the Partners in Growth Reforestation Program through St. Joseph Communications. To date, Partners in Growth has planted over 2.5 million trees in parks, recreation and conservation areas, and other public spaces across Canada.

Established in 1990, this program was started with Scouts Canada to help replenish the environment.

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BILD REPORT

Great city building requires

Bryan Tuckey is president and CEO of the Building Industry and Land Development Association (BILD) and can be found on Twitter (twitter.com/bildgta), Facebook (facebook.com/bildgta), Youtube (youtube.com/bildgta) and BILD’s official blog (bildblogs.ca).

I

magine a world in which everyone has a similar vision of what it takes to build a great city. That’s the vision of the home building and land development industry.

The industry faces many hurdles in executing great city plans but believes it will take the power of alignment to get Toronto and GTA to the next level. That means aligning all of the stakeholders involved: politicians and senior civil servants at both the municipal and provincial level, the industry, new-home buyers and the public.

We are all in this together and we should all be part of the solution 010 NEW CONDO GUIDE APRIL 12 - 26, 2014

// BY BRYAN TUCKEY

SHARED VISION As you can imagine, the GTA was a different place 40 years ago and today all of our partners must share a common vision of policies, values and outcomes to ensure that our industry can continue to build quality, complete communities for up to 100,000 people and 50,000 jobs that come to this vibrant region every year.

Recently, BILD and the Ontario Home Builders’ Association submitted two papers to the province on the Development Charges and Land Use Planning and Appeals consultations that offer up some very worthy solutions to make the development process more efficient.

Among our solutions, we believe that there is a lack of fair and consistent application of provincial planning policy through municipal planning documents across Ontario.

It’s difficult to set a course for that new vision of building complete communities when many zoning bylaws around the GTA date back to the 1980s and 1990s, with some even from the 1950s.

The lands most affected by outdated planning policies are often in downtown areas and transit corridors. Both areas are earmarked in the provincial Growth Plan, Places to Grow, to be the focus of intensification. The problem is that landowners must apply to rezone the land at a costly price in order to build there.

The province must do more to encourage municipalities to update zoning bylaws to reflect the intent of Places to Grow by pre-zoning and pre-designating lands, streamlining the process of building approval so that municipalities can create a city that lives up to the goal of the provincial plan’s vision.

If municipalities updated their zoning bylaws as they refreshed their Official Plans (OPs), they would reduce unnecessary processing delays, which would save new-home buyers a lot of money and help them achieve their dreams of home ownership. Best of all, this shift in priorities doesn’t have to cost taxpayers a penny. It’s simply a change in using the public resources that are already in place.

Legally, Official Plans must be updated every five years and zoning bylaws within three years of an OP update. The province must take on greater responsibility to ensure municipalities are meeting this legislative requirement.

This will lead to more certainty, fewer building delays and fewer appeals to the Ontario Municipal Board.

We are all in this together and we should all be part of the solution. The industry, the consumer and government partners must work collaboratively for solutions and with integrity. It is time to imagine the city region in 40 years and make that vision happen. That’s alignment.

Together with our partners in government, BILD will continue to work toward building safe, quality, complete communities that new-home buyers can afford to purchase. Why do we care so much? Because we live here, too.

See The Britt from a Different Point of View! new release: The Upper Suites, a limited number of upper floor residences, featuring impeccable services, lavish finishes and forever views.

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APRIL 12 - 26, 2014 NEW CONDO GUIDE 011

TABLE OF CONTENTS

Apr 12 – 26, 2014 VOLUME 18 ISSUE 08

20

Daniels invites you to

LIVE THE HIGHPARK LIFESTYLE 116

COLUMNS, NEWS & FEATURES 002 EDITOR’S NOTE COLUMNISTS

010 BILD REPORT Great city building requires shared vision

BY BRYAN TUCKEY

016 HOME SWEET HOME Headlines and market predictions vs. your reality

BY LYDIA MCNUTT

030 LEGALLY SPEAKING The importance of the Pre-Closing Inspection

BY JAYSON SCHWARZ

032 CONDO SENSE Keeping people moving across the GTA

BY DON KEARNEY

033 THE MORTGAGE MINUTE What’s all the fuss about a market correction?

BY PETER KINCH

054 CONDO PRO Up on the roof: Green in looks and lifestyle

BY BARBARA LAWLOR

062 MORTGAGE FINESSE Choosing the right mortgage for you

BY CALUM ROSS

116 DESIGNER ADVICE Bedside looks

BY YANIC SIMARD

122 MAKE YOUR MOVE Unpack your common sense

BY CHUCK RESNICK

IN THE NEWS

070 TAXING ISSUES Selling an investment property

014 CONDO OUTLOOK Condo markets still tracking soft landing

080 INVESTOR ADVICE Five things to know before buying an investment condo

028 THE DANIELS CORP. Junior Jazz Jam 2014 launches at Paintbox Bistro in Regent Park

086 QUICK TIPS Don’t let your stuff control you

038 THE DANIELS CORP. Daniels and Habitat for Humanity Toronto turn over key at Cinema Tower

BY HENRY CHOO CHONG

BY ANDREW LA FLEUR

BY HELLEN BUTTIGIEG

089 MONEY MATTERS Fixing your credit history

BY GAIL VAZ-OXLADE

056 HOME BUYING REPORT First-time buyers increase budgets, while rising prices cause delays

52

68

74

CONDO PROFILES

52

URBAN CAPITAL

River City Phase 3 River City goes extreme

68 90

EDILCAN DEVELOPMENT CORP.

Triumph at Valhalla New release offers last chance to buy in Triumph at Valhalla

74

TOWER HILL DEVELOPMENTS

92 96

2221 Yonge Condominiums Two-year rental leaseback and two years free maintenance at Yonge and Eglinton

90

LAMB DEVELOPMENT CORP.

The Harlowe Living at The Harlowe will be a special experience. Here’s why.

92 066 ROYAL LEPAGE Toronto housing market posts strong price appreciation in first quarter of 2014 072 CMHC REPORT March housing starts 076 TRIUMPH DEVELOPMENTS Community and convenience combined at second phase of Howard Park 078 TRIUMPH DEVELOPMENTS Living clean and Green at Howard Park Condominiums 094 ALFRED Digital butler takes care of dry cleaning and shoe shines

BY LYDIA MCNUTT

098 LEMINE & DEVRON DEV. Urgently needed residential opportunities coming to Morningside and Ellesmere 100 CONCERT PROPERTIES Ground-breaking ushers in construction of 88 Scott 104 CURATED PROPERTIES Toronto’s first Yarn Bombing

BY SONIA BELL

HOMEBUYERS’ HELP

050 HOT DATES What’s happening in and around the GTA 082 HOMEBUYERS’ HELP Considerations when taking a less conventional approach to buying property

088 CONDO WATCH 416 Previews, new releases and grand openings in the 416

EMPIRE COMMUNITIES

102 CONDO HUNTER’S CHECKLIST

The HUB New release of seven spacious units now available from $599,990

114 CONDO WATCH 905 Previews, new releases and grand openings in the 905

96

129 CONDO BUYERS’ RESOURCE SECTION You love the home, see what you can afford 134 INDEX OF ADVERTISERS

STREETCAR

The Carnaby Collection New two-storey towns and penthouse loft condos at Queen and Gladstone

IN THE NEWS

CONDO MARKETS STILL TRACKING SOFT LANDING

Genworth Canada releases Winter 2014 Metropolitan Condo Outlook CONDOMINIUM MARKETS IN MOST CITIES WILL AVOID PRICE DECLINES IN

2014 and 2015, according to the latest Conference Board of Canada condo report released by Genworth Canada. The Winter 2014 Metropolitan Condo Outlook forecasts that urban centres of higher risk, like Toronto, are expected to see the condominium market cool, but still expect a soft landing. The outlook is generally stronger in Western cities, including Calgary and Edmonton and even the Vancouver market is improving.

“With a variety of price points and central locations, condominiums remain an attractive and affordable option for those who want to be close to all that urban life has to offer,” says Brian Hurley, chair and CEO of Genworth Canada. “For first-time buyers, well-maintained buildings with reasonable maintenance fees provide that balance between responsible debt investment and home ownership.”

All eight cities covered in the report, along with Canada as a whole, are forecast to enjoy employment and population growth in 2014 and over the next few years. These gains, along with low mortgage interest rates, continue to underpin housing demand. An aging population and rising housing prices should help ensure that condominiums, popular 014 NEW CONDO GUIDE APRIL 12 - 26, 2014

with both empty-nesters and budget-conscious first-time buyers, capture a larger share of this expanding market.

“Although many commentators view the Canadian condominium market as an overvalued bubble about to burst, we think it is only slightly overheated and enjoys sound economic underpinnings,” says Robin Wiebe, senior economist at the Centre for Municipal Studies at The Conference Board of Canada.

“As such, markets are likely to cool gently. To potential homebuyers, monthly mortgage payments, rather than house prices, are what matter and these should remain moderate.”

The Winter 2014 Metropolitan Condo Outlook forecasts that urban centres of higher risk, like Toronto, are expected to see the condominium market cool, but still expect a soft landing.

Resale prices for condominiums are expected to rise in both 2014 and 2015 in Canada’s major cities.

Toronto condominium resale transactions are forecast to remain flat in 2014, then rise modestly; while condominium starts fell over 40 per cent last year as builders faced higher inventories, stronger absorptions will lift starts both in 2014 and 2015. For 2014, Calgary will see the largest growth at 3.3 per cent, and Vancouver the slowest at 1.5 per cent.

GO NORTH and discover how Daniels is making it easier than ever to live the High Park lifestyle!

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WHERE MODERN URBAN MEETS MOTHER NATURE Sophisticated Suite Finishes • Dog Spa Unique Resident Bike Program • Gardening Plots Indoor/Outdoor Fitness Studio • Climbing Wall Party Room with Outdoor Terrace and View of High Park and Beyond • Quick and Easy Access to Two Subway Stations and Much More

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DON’T WAIT ANSWER THE CALL OF THE NORTH Nestled within one of Toronto’s most desirable neighbourhoods, steps to 399 acres of nature in High Park and the boutique shops and restaurants in Bloor West Village. HighPark Condominiums is one of the most successful selling communities in the GTA.

416.351.1844 danielshighpark.com

GO NORTH and become part of the success. *GO NORTH program is only available on north facing suites. No interim occupancy fees up to a maximum of 6 months. Parking and locker incentive only available on suites over 535 sq. ft. Limited time offer. Conditions apply. See sales representative for full details. Exclusive Listing: CityLife Realty Ltd, Brokerage. Brokers Protected. Prices, specifications and programs are subject to change without notice. Illustrations are artist concept.. All brand names, logos, images, text and graphics are the copyright of the owners, The Daniels Corporation. Reproduction in any form, without written permission of The Daniels Corporation, is strictly prohibited. See Sales Representative for full details. E. & O.E

APRIL 12 - 26, 2014 NEW CONDO GUIDE 015

HOME SWEET HOME

// BY LYDIA MCNUTT

Headlines & market predictions versus

Lydia McNutt is an award-winning writer and editor of New Condo Guide.

Lydia’s love of architecture, interior design and the written word have landed her happily at home at Wall2Wall Media, where real estate rules. Email Lydia.McNutt@wall2wallmedia.com, and follow her on Twitter @LydiasTweets

I

f you read my column in the March 29 issue of New Condo Guide (titled For Sale: An objective approach to an emotional decision) then you’ll remember my dread of having to endure weeks (possibly months) of painful open houses and showings. Well, lucky for us, that For Sale sign turned to Sold quicker than expected.

Now, those worries about selling our home have shifted to buying one and meeting everything on our must-have list – budget and timing included.

016 NEW CONDO GUIDE APRIL 12 - 26, 2014

YOUR REALITY

In a casual chat with a real estate agent about our plan – selling our home first, then buying – he advised me and my husband to take the reverse route and buy first. “It’s a sellers’ market,” he said. “Selling won’t be the problem, it’s buying that you should be more concerned with.”

Well, the agent was right on one count – our house sold in a matter of days. But buying before selling? While the idea of taking our time to house hunt, pack and move appealed to us (my husband are I are both meticulous planners; we had our whole wedding timed, right down to the minute!), the possibility of paying two mortgages simultaneously, or settling for less than list price on our home in the interest of a quick sale, were certainly not in the plan. Ultimately, our comfort level dictated that selling before buying was the way to go. We now know exactly how much equity we have to put toward our new house, and we won’t get stuck paying two mortgages. To us, this peace of mind is worth the risk of possible bidding wars and being beaten out by a bigger, better offer. If fact, we almost expect that scenario. After all, it is a sellers’ market, right?

While it’s a good idea to pay attention to the headlines and all the advice offered – professional and otherwise – take it with a grain of salt. You can never really predict what will happen in the real estate market, though many may try. Experts guess at where the market is going based on trends and historic data. And while the picture may look a certain way from a national, provincial or city-wide perspective, what happens from one street to the next, from one price range to the next, can differ dramatically. Your guess as to what the housing market holds in your specific circumstances is as good as anyone’s.

Is it a buyers’ or sellers’ market? Will prices rise or drop in the next few weeks while we search for the best home and the best deal? What will happen to mortgage interest rates in the short term? Should we buy now, or wait until the feverish, spring-time frenzy blows over? Rather than losing sleep worrying about things you can’t predict or control, think about your own circumstances and plan your future based on your personal facts.

Take an honest look at your financial situation. Review your assets and debts, including mortgage (current and expected payments), car loans, lines of credit, student loans and other bills. Are you secure in your job? Are you planning to grow your family? Will you be taking parental leave from work, and if so, can you afford to pay all your bills on your now-decreased income?

Once you figure out what your reality is and where your comfort level lies, you’ll be better equipped to make a decision without being bombarded by the latest headlines.

The key message? Buy when you’re ready for the market, not when the market is ready for you.

Pick up the next issue of New Condo Guide for more on my continuing saga of selling and buying a home.

Riva makes a splash Our Grand Opening takes place April 12th!

Visit

MONARCHGROUP.NET

GRAND OPENING April 12th weekend

Renderings are artist’s concept and images are for mood and impression only. E.&O.E.

Riva is making a splash on the Humber Bay Shore’s waterfront.

Private, personal boutique chic.

This is Riva del Lago! A personal, private, refined condominium residence right on the waterfront. Glorious views. Spacious suite designs. All on a scale that connects you to the waterfront. Be there early, because Riva is not like the rest.

Visit MonarchGroup.net *Prices, specifications and promotions are subject to change without notice.

Rendering is artists’ concept and image is for mood and impression only. E.&O.E.

GARDINER EXPRESSWAY Park Lawn Rd.

Waterfront Boutique Condos from the $300’s*

Lake Shore Blvd. W

Sales Centre Marine Parade Dr. Lake Ontario

Sales Centre located at 2167 Lake Shore Blvd. W. Etobicoke, ON M8V 0A8 416-495-3544

MONARCH COMMUNITIES ETOBICOKE WATERFRONT | RIVA DEL LAGO | NOW OPEN | FROM THE $300’s Sales Centre located at 2167 Lake Shore Blvd. W. 416-495-3544

ETOBICOKE WATERFRONT | LAGO | UNDER CONSTRUCTION | FROM $219,990 Sales Centre located at 2167 Lake Shore Blvd. W. 416-495-3544

ETOBICOKE WATERFRONT | WATERSCAPES | UNDER CONSTRUCTION | FROM $399,990 Sales Centre located at 2167 Lake Shore Blvd. W. 416-495-3544

THE KINGSWAY | EPICUREAN | NOW OPEN | FROM $241,990 Sales Centre located at 4195 Dundas St. W. Entrance on Prince Edward Dr. 416-495-3530

MARKHAM | GARDEN COURT | UNDER CONSTRUCTION | FROM THE $400’s Appointment Only 416-495-3595

DOWNTOWN TORONTO | PICASSO | UNDER CONSTRUCTION | FROM THE $400’s Sales Centre located at 256 Queen St. W. 416-495-3549

SALES CENTRE HOURS: Mon.- Thurs. 12pm - 6pm, Weekend & Holidays 12pm - 5pm, Closed Fridays (Epicurean Sales Office is closed on Thursdays and Fridays)

discover more

MonarchGroup.net Prices, specifications and promotions are subject to change without notice. E.&O.E.

first.

Monarch first.

In the Kingsway

You’re ready for The Kingsway and the many comforts of Etobicoke’s most prestigious address.

Experience assured elegance just a short stroll from the Humber River Valley, minutes from a world of shops, services and restaurants. At a price that will make you visit Monarch first.

Studios to 2 bed+dens from 430 sq.ft. to 1175 sq.ft., some with large terraces!

Priced from the mid

200,000s*

$

ASK ABOUT OUR LIMITED TIME INCENTIVES

SALES CENTRE

Royal York Rd.

Prince Edward Dr.

Islington Ave.

Kipling Ave.

Bloor St.

BUILDING LOCATION

Jane St.

St. Dundas

EPICUREAN SALES CENTRE 4195 Dundas Street West (Entrance on Prince Edward Dr.) Etobicoke, ON Tel: 416-495-3530 SALES CENTRE HOURS: Mon.- Wed. 12pm - 6pm, Weekend & Holidays 12pm - 5pm Closed Thursdays & Fridays

discover more

MonarchGroup.net *Limited time only. Some conditions apply. Please ask a sales representative for full details. Prices, specifications and promotions are subject to change without notice.

Renderings are artist’s concept and images are for mood and impression only. E.&O.E. 9379

TOO TIGHT or

JUST RIGHT Will my things fit into a condo?

Kingston&Co is first and foremost a home and a community. Because of this, it’s been designed around two important principles: first, that you need places to put your things; and second, that quality of space matters. It’s for these reasons that our homes have ample storage and laundry rooms, walk-in closets and foyers, and why each one has its own private outdoor terrace. You also have access to a community rooftop garden.

Call us biased, but we would say that this focus on space is just right.

JOIN THE CONVERSATION : KINGSTONANDCO.C A

018 NEW CONDO GUIDE APRIL 12 - 26, 2014

CO NST RUC TION STA RTIN G THIS SPRIN G

Condominium Residences at Yonge and Eglinton Direct subway access - Starting from the $300’s

ECONDOS.CA Presentation Office located at 2300 Yonge Street, Lobby

@BazisInc

Prices and specifications are subject to change without notice. E. & O.E.

416.243.8688 APRIL 12 - 26, 2014 NEW CONDO GUIDE 019

COVER STORY

DANIELS INVITES YOU TO GO NORTH AND DISCOVER HOW EASY IT IS TO

LIVE THE HIGHPARK LIFESTYLE FOR NEW HOME VALUE IN A SPECTACULAR TORONTO LOCATION, The Daniels Corporation holds the compass and can point you in the right direction. Go north to HighPark Condominiums! Already under construction, this is one of Toronto’s most coveted new communities, and location tops the list of reasons why. It is situated in the established neighbourhood of Bloor West Village between Oakmount Road and Pacific Avenue and directly across the street from the city’s largest urban park – High Park. The residence is also steps to subway stops and fabulous Bloor West Village with its eclectic shops, markets, bakeries and eateries. City and park views from the suites will be breathtaking.

And if value is also on your list of must-haves, you’re getting warmer.

Prices begin from the $300,000s, which is phenomenal for a brand new condominium in this location. Plus, Daniels is making it easier than ever 020 NEW CONDO GUIDE APRIL 12 - 26, 2014

to become part of this highly desirable neighbourhood. For a limited time all of the north-facing suites receive a cash incentive, free parking and locker, one year of free maintenance, and you can live free with no interim occupancy fees (some restrictions apply; see a sales representative for full details).

Once complete, residents at HighPark Condominiums will be able to enjoy 18,000 sq. ft. of amenities at The Parkside Club.

For a limited time all of the north-facing suites receive a cash incentive, free parking and locker, one year of free maintenance, and you can live free with no interim occupancy fees Spanning three floors, this incredible club offers the opportunity to challenge yourself at the rock-climbing wall and weight studio, unwind in the sauna, enjoy a flick in the home theatre, and exercise your green thumb in the outdoor gardening plots. On the third floor, you will find a cardio studio, indoor/outdoor yoga and Pilates studio, party room, billiards room and outdoor barbecue lounge, sun deck and picnic area. The 10th floor will include the social room with a catering kitchen, and the outdoor terrace and indoor/outdoor and finishes include stainless steel appliances and quartz countertops in the fireside lounge and sun deck with kitchen, marble countertops and porcelain flooring in the bathroom. panoramic views of High Park and city lights. Topping off the amenities ABOUT THE DANIELS CORPORATION list, Daniels has added a car-share The Daniels Corporation (danielshomes.ca) is one of Canada’s preeminent program and a unique resident bike engagement/bike share program at builders/developers, building 30,000 new home communities across the Greater Toronto Area for 32 years. Daniels was named the Tarion Warranty HighPark Condominiums to Corporation’s 2012 Ontario High Rise Builder of the Year and the recipient encourage riding. of the 2012 Toronto Arts and Business Award presented by the Toronto But that’s not all, anchored by a landscaped courtyard on Bloor, the Arts Foundation. Among its many initiatives, Daniels was chosen to partner HighPark will feature a single-storey with Toronto Community Housing to revitalize Regent Park – 69 acres in glass pavilion where over 15,000 sq.

Toronto’s Downtown East. Committed to community, Daniels offers ft. of retail space will offer the innovative programs that help people achieve home ownership, champions epitome of convenience. In the lobby, neighbourhood initiatives that enhance quality of life, and supports residents will be welcomed home numerous charities and non-profit organizations. and can access 24-hour concierge service, and take advantage of the It’s time to go north! Take advantage of these incredible incentives handy dog-washing station after and a location “Where Modern Urban Meets Mother Nature”. Head walks in the park. to Daniels’ HighPark Condominiums presentation centre at 2150 Suite choices range from studios Bloor St. W., open Monday, Tuesday and Thursday noon to 6 p.m.; to three-bedroom layouts in sizes Wednesdays noon to 8 p.m.; weekends and holidays from noon to from 320 to 1,047 sq. ft. Features 5 p.m. Call 416.351.1844, or visit DanielsHighPark.com.

APRIL 12 - 26, 2014 NEW CONDO GUIDE 021

Great Gulf. Choose greatly.

ACROSS FROM SHERWAY GARDENS. MOVE IN TODAY WITH UP TO $20,000 CASH BACK.

Suites from

$225,990

Sales Centre 225 Sherway Gardens Rd. 416.695.3535 onesherway.com

LIVE ON TORONTO’S NEW BLUE EDGE, THE CIT Y’S NEXT GREAT WATERFRONT COMMUNIT Y. Sales Centre 291 Lakeshore Blvd E 416.466.8885 mondecondominiums.com

Suites from

$342,000

A NEW L ANDMARK IS UNDER CONSTRUCTION. CANADA’S MOST CONNECTED CORNER.

Suites from

$549,990

Sales Centre 33 Bloor St. E 416.922.0081 onebloor.com

Coming soon.

022 NEW CONDO GUIDE APRIL 12 - 26, 2014

Condos at King & Parliament. Coming Spring 2014.

Urban Towns in Queen West. Coming Spring 2014.

LIVE AT YONGE AND RICHMOND. CIT Y, TOWER AND LOMBARD SUITES AVAIL ABLE. Sales Centre 26 Lombard St. 416.499.8883 yongeandrich.com

Suites from

$283,990

UP TO $10,000 OFF SELECT SUITES. MOVE IN THIS YEAR! THE CORNER OF JARVIS AND CHARLES.

Suites from

$479,990

Sales Centre 33 Bloor St. E 416.927.0080 x2condos.com

FABULOUSLY ST YLISH CONDOMINIUMS AT KING & CHARLOTTE. MOVE IN THIS YEAR!

By Appointment 416.927.9772 charliecondos.com

Suites from

$946,990

PHASE 3 FINAL RELEASE ON SALE NOW. BOUTIQUE CONDO LIVING AT WINSTON CHURCHILL AND EGLINTON.

Suites from

$224,990

Sales Centre 4635 Metcalfe Avenue 905.828.4257 hotcondominiums.com

For more information, register at greatgulf.com/comingsoon

APRIL 12 - 26, 2014 NEW CONDO GUIDE 023

Dear Mortgage, I’m taking time off to give something back.

Take time off from your mortgage payments.

A flexible mortgage from TD lets you dedicate time to making the world a better place. Just add a little extra to your regular payments and you could have the option to take a payment vacation for up to four months1. It’s just one of TD’s flexible mortgage features.

Visit a branch or tdcanadatrust.com/paymentvacation

1

Conditions apply. See us for details. ® The TD logo and other trade-marks are the property of The Toronto-Dominion Bank.

024 NEW CONDO GUIDE APRIL 12 - 26, 2014

SPECIAL SUITE OF THE MONTH PROMOTION

2 BEDROOM SOUTHAMPTON SUITE 1137 SQ. FT. *In addition to the current promotion

GET AN EXTRA $10,000 OFF! ONLY

18 SUITES LEFT

*ONLY 5% DEPOSIT REQUIRED UNTIL YOU MOVE IN!

ALL SUITES

4 CASH OFF %

FOR A LIMITED TIME, RECEIVE

FREE UPGRADES

SITE RD. ILL DM OL OLD MILL INN

JANE STREET

• VISIT OUR SALES CENTRE & DECORATED MODEL SUITE • WALK THROUGH ACTUAL ALMOST-READY SUITES! • MOVE IN 90-180 DAYS! OLD MILL DRIVE

Crown Molding in select areas, Under Cabinet Lighting in Kitchen, Pot Lights, Gas Fireplace, Soft Closing Drawers in kitchen and more!

30 OLD MILL ROAD, TORONTO MONDAY - WEDNESDAY: 12PM - 6PM SATURDAY & SUNDAY: 12PM – 5PM, THURSDAY, FRIDAY & HOLIDAYS: CLOSED

BLOOR STREET WEST

D. LR MIL

JANE STREET

SITE

OLD MILL DRIVE

416 766-7343 www.riverhousecondos.ca D *Deposit structure: $5000 theMILL offer, balance to 5% in 30 days, balance to 20% on occupancy. SOUTHAMPTON OLD INN OL with AND NOTTINGHAM ONLY, BALANCE TO 10% ON OCCUPANCY. ** Free Upgrades may vary depending on suite plan. (Suite 102 and 104 do not have gas hook up for fireplace and cook top). All promotions may be changed and/or BLOOR STREET WEST cancelled at any time without notice. Prices and specifications subject to change without notice. *Please speak to Sales Representative for full details. Exclusive Listing Broker Milborne Real Estate Inc. Brokers Protected. Marketing Management by Anne Lambrou Living Visions Inc. Prices and specifications subject to change without notice.

Promotions may be changed and/or cancelled at any time without notice. Illustrations are artist’s concept. E.&O.E.

026 NEW CONDO GUIDE APRIL 12 - 26, 2014

2LEASEBACK BEDROOM PROGRAM $3,000/MONTH FOR 2 YEARS

$15,000 CASHBACK

FREE ASSIGNMENT & CAPPED LEVIES I N V E N T O R Y B O U T I Q U E . C O M * Non-Terrace 2 Bedroom Suites

PRESENTATION CENTRE

373 King Street West, Suite 302 T o r o n t o , ON M 5V 1J6 T e l : 4 1 6 - 546- 7525 E: i n f o @ i n vent orybout i q ue.com

OPENING HOURS M o n da y t o Th urs d a y 12pm-6pm S a t u r da y & S und a y 12pm-5pm Cl o s e d F r i d a y

APRIL 12 - 26, 2014 NEW CONDO GUIDE 027

in the news

“ JUNIOR JAZZ JAM” 2014 LAUNCHES AT PAINTBOX BISTRO IN REGENT PARK Daniels, Toronto Community Housing and JAZZ.FM91 make music together

Jazz.FM91 together with presenting sponsors The Daniels Corporation and Toronto Community Housing are launching a new series of free monthly performances for children at Paintbox Bistro, in the heart of the Regent Park revitalization in Toronto’s Downtown East. The new series will run until August and feature six unique educational events for children and families.

Designed to foster an appreciation for the musical arts, the free series features a select group of exceptional entertainers who will present engaging musical concerts for children. Each Junior Jazz Jam will feature audience participation including singing, clapping and dancing, as well as the introduction of basic music concepts.

The Junior Jazz Jam series kicked off with the Sophia Perlman Quartet on Sat., Mar. 29 at the Paintbox Bistro during brunch service, offering families an enjoyable and engaging weekend activity in a relaxed and casual environment. The series will continue on Sat., Apr. 26 at 10 a.m. with Autorickshaw.

After a successful concert series in 2013,

028 new Condo Guide april 12 - 26, 2014

The free series features a select group of exceptional entertainers who will present engaging musical concerts for children Additional series performances will follow on May 24 with Kwasi Dunyo; on June 14 with Thompson Egbo-Egbo Trio; on July 19 with Terra Hazelton Trio; and on August 16 with Lester McLean Trio.

COMING THIS SPRING TO FIRST HOME

BOOST

Discover the most affordable homeownership opportunity in Toronto today!

BUY WITH 5% DOWN PLUS...

BOOST YOUR DOWN PAYMENT FROM 5% TO 15% INTEREST & PAYMENT FREE!*

One Park Place South Tower is the newest addition to the internationally recognized and award-winning Regent Park Revitalization.

Offering the perfect downtown location, One Park Place South Tower will feature outstanding views of the city skyline and Lake Ontario, over 45,000 sq. ft. of indoor and outdoor amenities, quick and easy access to the TTC, shopping, recreation and much more.

SUITES FROM

$199,900

REGISTER TODAY TO RECEIVE AN INVITATION TO OUR HOMEOWNERSHIP SEMINAR THIS MONTH!

416.955.0559 danielsoneparkplace.com

*The First Home Boost Program is only available on a limited number of suites. Conditions apply. Exclusive Listing: CityLife Realty Ltd. Brokerage. Brokers Protected. Illustrations are artists concepts. Prices and specifications are subject to change without notice. E.&O.E. All brand names, logos, images, text and graphics are the copyright of the owners, The Daniels Corporation. Reproduction in any form, without prior written permission of The Daniels Corporation, is strictly prohibited.

APRIL 12 - 26, 2014 NEW CONDO GUIDE 029

legally speaking

The importance of the

// by jayson Schwarz

pre-closing inspection for repairs. What does this all mean? Basically, when it is time to do the Pre-Closing Inspection, know that if you don’t list it, you may not be able to compel the builder to fix it. Therefore, it is critical you list everything!

Here is a minimum list of what I believe will help you in making sure you are covered:

Jayson Schwarz LL.M. is a Toronto real estate lawyer and partner in the law firm Schwarz Law LLP. Visit schwarzlaw.ca or send an email to info@schwarzlaw.ca and give us your questions, concerns, critiques and quandaries.

i

n this column, we are going to address a small but incredibly important part of the process of buying that new home, the PreClosing Inspection. As most of you know, included in the adjustments on the purchase of a new condo or house (but not a conversion or retrofit project) is the cost of your Tarion enrolment. Among the things you are covered for are defects in the completion of your new home. Most Agreements of Purchase and Sale make the deficiency list prepared as part of your final inspection the only basis

030

01 Insist on having enough time to do the inspection and allow yourself enough time with no need to be anywhere else; 02 Write everything down yourself. Don’t let the builder’s representative take charge; 03 Don’t rush! Don’t let the builder’s representative push you, and insist on moving at your own speed; 04 Write or mark down everything that is incomplete, broken or not working properly, no matter how small or seemingly insignificant; 05 Don’t accept promises of repair during inspection – if something is not right, mark it down; 06 Try every light, socket, tap, drain, toilet, door, lock, window, appliance, everything that could be defective now or go wrong later; 07 Watch for stains on carpets, scratches on wood floors, cracks in paint or drywall, and areas where the builder forgot a second coat of paint; 08 Look for water stains or spots on floors and walls, and if you see any, insist on knowing where they came from and why; 09 Houses: don’t forget the exterior – roof, drains, bricks, mouldings. Is there sod, is the grading complete and is your driveway in?

10 Condominiums: go check out the common areas – lobbies, garbage rooms, parking areas, lockers, pools, tennis courts and health clubs.

Remember, as a condo owner, you own part of these common areas, and if parts are incomplete or defective, put them on the list!

Remember that this inspection is, in all probability, the only chance you will have to deal with deficiencies, so make sure you check carefully. Some readers ask what happens if the builder rushes them or something happened and they did not get the opportunity to finish their inspection. The answer is to compile a complete list as soon as possible, and send it to the builder and to Tarion in order that the record is on file.

There is probably more to this, and I do not suggest that this list is complete. But I hope it helps in making you realize how important it is to do a thorough job on the Pre-Closing Inspection.

NEW PRICING FROM THE $300’S ONLY 5% DEPOSIT UP TO $20,000 CASHBACK NEW FLOORPLAN RELEASE 10-FT CEILINGS AND ALL THAT CHAZ.

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The fantastic new floorplans at come with incredible views, 10-ft ceilings and premium features. Every ounce of style and grace you’ve come to expect from Yorkville, you can expect from the amenities and services that make up the Chaz Yorkville condominiums lifestyle. An upscale hotel style lobby.

Landscaped private courtyard with barbecue deck. Library lounge with fireplace.

High-tech gaming zone. State-of-the-art fitness facility. Pet spa. And the ultimate Chaz Club on the 36th and 37th floors with breathtaking views. Live steps from the subway, designer shopping, dining and culture. For prestigious Yorkville living, the Sky is the limit. ACT

Sales Centre

Dupont St.

Bloor St.

Church St.

Avenue Rd.

Yorkville Ave.

NOW!

45 Charles St. E. Yonge St.

Bay St.

U of T

Isabella St.

Wellesley St.

VISIT THE SALES CENTRE TODAY! CHAZYORKVILLE.COM | 416.922.0045 SALES CENTRE LOCATED AT 101 YORKVILLE AVE. SITE LOCATED AT 45 CHARLES ST. EAST MON. – THURS. & SAT. – SUN.: 12PM – 6PM, FRI.: 2PM – 6PM, STATUTORY HOLIDAYS: OPEN EXCLUSIVE BROKER BAKER REAL ESTATE INC. BROKERS PROTECTED. *SPEAK TO A SALES REPRESENTATIVE FOR MORE DETAILS. PRICES AND SPECIFICATIONS ARE SUBJECT TO CHANGE WITHOUT NOTICE. ILLUSTRATIONS ARE ARTIST CONCEPT. E&O.E.

APRIL 12 - 26, 2014 NEW CONDO GUIDE 031

condo sense

// by don kearney

Keeping people moving across the GTA

A

Don Kearney is manager of customer communications and social media at Menkes Developments Ltd. Follow Menkes on Facebook at facebook.com/MenkesLife, and on Twitter at twitter.com/MenkesLife

s the City of Toronto and the surrounding municipalities continue to grow, the need for improved methods of getting around also increases. We often hear of the importance of more transportation options and how we need new projects but we often forget there are a number of current projects on the go that will help move us to where we need to go for work and for play.

The Union Pearson Express will connect Terminal 1 at the Lester B. Pearson International Airport with Union Station in downtown Toronto and includes two stops at the Bloor and Weston GO Stations. A train will leave Pearson every 15 minutes and the trip will take approximately 25 minutes. One of the greatest benefits of this new rail line is that it will take 1.2 million cars off the road each year which will help ease traffic congestion and benefit our environment. The first Union Pearson Express vehicle will arrive in Toronto this summer and the line will be fully operational for the Pan Am Games in the summer of 2015.

The Billy Bishop airport is currently only accessible by a very short ferry ride which can be time consuming and certainly susceptible to inclement weather. Thankfully the Toronto Port Authority, which owns and operates the airport, is building a state-of-the-art pedestrian tunnel with moving walkways that will allow travellers to walk underground to the airport. The tunnel will be powered by 100 per cent Green energy and will be ready by winter 2014/2015 in plenty of time for the Pan Am Games.

Another great project that will keep people moving is the Crosstown LRT, which will traverse across Eglinton Avenue from Weston Road to Kennedy Station and travelling a total of 19 kilometres with 10 kilometres of the route underground. This new route will dramatically increase the speed of crossing midtown Toronto and will be operated by Metrolinx.

The Billy Bishop airport is currently only accessible by a very short ferry ride which can be time consuming and certainly susceptible to inclement weather Finally, the Toronto-York Spadina Subway Extension will bring a subway to York University as well as up to York Region for the first time.

Six new stations will be added and Downsview station will be renamed Sheppard West. Over 2,900 parking spaces will be added to the six stations to encourage people to take the subway downtown and the new extension will be operational by the fall of 2016.

These projects, as well as other planned and future projects, will help keep residents of Toronto and the GTA moving for years to come.

032 new Condo Guide april 12 - 26, 2014

Life Storeys now a best-seller.

Come home with the GTA’s #1 homebuilder

*

For the last sixty years, Menkes has been a central chapter in the Life Storeys of so many. Menkes has always focused on building homes in the city’s most desirable and accessible locations. Designing architectural landmarks, stylish amenity areas and modern suites that speak to the needs of today’s condominium lifestyle. And offering maximum value to the real #1 storey – you.

menkes.com

C MING S ON. THE CITY’S MOST CONNECTED ADDRESS.

Prices and specifications are subject to change. E.&O.E. April 2014.

A A downtown downtown condominium condominium overlooking overlooking the the bustle bustle of of the the city city and and the the beauty beauty of of the the lake. lake. Walking Walking distance distance from from Toronto’s Toronto’s most most savoury savoury restaurants, restaurants, bars bars and and cafes, cafes, and and aa stone’s stone’s throw throw from from incredible incredible shopping, shopping, cultural cultural attractions, attractions, Air Air Canada Canada Centre Centre and and the the Rogers Rogers Centre.

Centre. Rich Rich with with amenities. amenities. Enriched Enriched with with possibility. possibility.

Introducing Introducing 87 87 Peter.

Peter.

Register at menkes.com

menkes.com menkes.com

COMING SOON

COMING SOON

NOW OPEN

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Peter & King Toronto Register now at menkes.com

York & Harbour Toronto Register now at menkes.com

Church & Carlton Toronto Starting from $237,990 416.591.7700

Richmond & Spadina Toronto Starting from $291,990 416.591.7700

MOVE IN THIS YEAR

MOVE IN NOW

UNDER CONSTRUCTION

MOVE IN NOW

Yonge & Park Home North York Starting from $835,990 416.730.9722

Evans & QEW, Etobicoke Starting from $225,990 onesherway.com 416.695.3535

Avenue & Davenport Toronto Starting from $396,000 416.323.0100

Bay & Yorkville,Toronto Starting from $1.2 million yorkvilleresidences.com 416.775.7500

Facebook.com/MenkesLife

@MenkesLife

*Top selling highrise builder in 2013 according to RealNet Canada Inc. Prices and speciďŹ cations are subject to change. E.&O.E. April 2014.

menkes.com menkes.com

// by peter kinch

What’s all the fuss about a

the mortgage minute

arket m correction?

Canadian real estate, the tone is quite negative. But let’s take a closer look at that situation: rather than argue about whether we may have a market correction, let’s analyze what it really means to Canadians if there is one.

First-time homebuyers

Peter Kinch is an award-winning mortgage broker and best-selling author of The Canadian Real Estate Action Plan. Visit peterkinch.com or contact him at peter@peterkinch.com

P

ick up any newspaper today and no one could blame you if you got a little worried about the state of the economy or the fear of a pending market correction in Canadian real estate. Are Canadians taking on too much debt? Have mortgage rules gone too far? Is there a housing bubble about to burst?

What if there is a market correction?

The real question is, “Do Canadian homeowners or prospective buyers need to be concerned?” Every time there is talk about a market correction in

If you’re a first-time homebuyer, you have likely felt the pinch of the rising cost of housing. So a slight market correction would be welcome news. You can still get into home ownership with only five per cent down, but since your maximum amortization is limited to 25 years, a drop in pricing is exactly what you’ll need to be able to get into this market.

Conclusion: A market correction is a good thing for you.

Current homeowner buying or selling – moving up or downsizing

It is rare that someone buys a home without selling their home first. If you are a homeowner and you’re looking for the right time to sell your home so you can buy another, you may be concerned that the price of your current home is dropping. But let’s take a closer look at that: assume the value of the home you are selling drops by 10 per cent. Let’s also assume that you plan to buy another home (whether upsizing or downsizing). The key to remember in a downturn market is that the person selling their home to you is going through the exact same thing. In other words, if the value of your home dropped 10 per cent, so too did the value of the new home you are buying. Focus on what your bottom line “net” is, rather than what you thought or had hoped to sell your home for.

Conclusion: In most cases, the net effect of a market correction is zero.

Real estate investor or second-home buyer

If you are buying real estate as an investment either for cash flow or as a second home, then this is the perfect market condition for you. When there are more sellers than buyers, you have more bargaining power. If you can negotiate a better deal and pay less for the property you are looking for, it simply makes the deal that much more affordable.

Conclusion: You should be hoping for a market correction.

If you have no intention of selling soon and you can still afford your monthly payments, then all you need to do is sit and wait and go about your normal life until the market bounces back – which it has done for the past 100 years april 12 - 26, 2014 new Condo Guide 033

the mortgage minute

Every time there is talk about a market correction in Canadian real estate, the tone is quite negative. But let’s take a closer look at that situation: rather than argue about whether we may have a market correction, let’s analyze what it really means to Canadians if there is one.

Current homeowner with no plans to sell

The majority of Canadians fall into this category, and let’s be honest – the single biggest reason we worry about a housing correction is the fear that it will erode our home equity and net worth. Over the last decade, a significant amount of the net worth of Canadians has been tied up in their home equity, and this has provided the foundation for a lot of retirement plans – so there is obvious concern.

But should there be?

For the majority of Canadians, the plan is to stay in their current home for at least three to five years. So here’s a simple fact: equity is only gained or lost the day you sell. In other words, if the value of your home were to drop by 10 per cent tomorrow, you may feel anxiety over the drop in your net worth – but it would only be on paper unless you actually sold your home tomorrow. If you have no intention of selling soon and you can still afford your monthly payments, then all you need to do is sit and wait and go about your normal life until the market bounces back – which it has done for the past 100 years.

Conclusion: A market correction may have zero impact on you.

In the end, the headlines will continue to talk of impending market corrections. The key for you is to decipher one of three things:

1. Is this a real concern?

2. Is this an opportunity? Or, 3. Are you just getting worked up about nothing?

The Bottom line: A lot of people will fret about

this topic over the water cooler tomorrow morning – but the majority of them really don’t need to.

034 new Condo Guide april 12 - 26, 2014

MOVE IN NOW!

SUITES L E D O M R U O E E S COME RICHMOND HILL

DANFORTH AVE.

$284,000 LIVE FROM

$239,300 LIVE FROM

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READY!

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HWY 407

DA NF ORT H

RD .

LESLIE ST.

BAYVIEW AVE.

AVE .

BAYVIEW AVE.

DON CAS TER

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READY!

.

AVE DEN WAR

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3520 Danforth Ave.

WorldOnYonge.ca | 905-771-7010

RoyalGardensCondos.ca | 905-889-9997

TerraceOnDanforth.ca | 416-987-7575 .

AVE DEN WAR

RD .

DA NF ORT H

E. IA AV SCOT

www.MyLibertyCondo.ca N

*As per price list. Limited time offer. Offer based on a select number of units. Price, information and program subject AVE.to ORTH DANFcations and change without notice. For qualified buyers on approved credit. All renderings are artist’s concept. Prices, specifi availability subject to change without notice. E&O.E. Brokers protected. See Sales Representative for details.

APRIL 12 - 26, 2014 NEW CONDO GUIDE 035

GREAT SELECTION AVAILABLE

CENTROSQUARE.CA | 905-851-8877 *Purchaser’s Deposit Bond. Restrictions apply. See Sales Representative for details.

All illustrations are artist’s concept only. ©2014 Liberty Development Corporation. All rights reserved. Brokers Protected.

036 NEW CONDO GUIDE APRIL 12 - 26, 2014

HIGHWAY 7

HIGHWAY 407

STEELES AVE.

HIGHWAY 404

HIGHWAY 427

SALES OFFICE HOURS: Monday – Thursday 12 pm - 7 pm Weekends & Holidays 12 pm - 6 pm Friday Closed

WESTON RD.

SALES OFFICE NOW OPEN 7777 WESTON RD.

RESIDENTIAL | RETAIL | OFFICE

HIGHWAY 400

W E S TON RD. & H W Y 7 | WOODBRIDGE

Terrace @ 2nd Floor

12’-0”

NEW RELEASE!

Balcony

23’-0”

Bedroom

10’-0” 9’-10”

W.I.C. Living / Dining Room Bath

Kitchen W/D 5’-5” FR

Den Foyer Powder

7’-6” 10’-2”

7

8 9

650 SQ.FT.

1 BEDROOM + DEN

FROM $302,600

11 15 17

5 4

SUITE 1H+D

10

6 3 2

1

19 21 23 25 27 29

12 14 16 18 20 22 24 26 28 30

2nd Floor 7

8 9

10 19

21 23 25 27 29 31 6 11 15 17 ICONIC ARCHITECTURE • FABULOUS PARK VIEWS • AT-YOUR-DOOR TRANSIT 5 1

12 14 16 18 20 22 24 26 28 30

THE GRAND FINALE 3rd-6th Floor Condos from the $280’s LegacyParkCondos.com

905-731-8302 See Sales Representative for details. Prices and specifications are subject to change. All images are artist concept. ©2014 Liberty Development Corporation.

N

READY!

407 BEVERLY GLEN BLVD.

7890 Bathurst St. CENTRE ST.

BATHURST & CENTRE STREET

YONGE ST.

3 2

BATHURST ST.

4

TTC/VIVA

STEELES AVE W.

APRIL 12 - 26, 2014 NEW CONDO GUIDE 037

in the news

The Daniels Corporation and Habitat for Humanity Toronto turn over key to partner family at Cinema Tower Recently, The Daniels Corporation and Habitat for Humanity Toronto held a dedication ceremony that marked a life-changing event for the Zhang-Min family. To help make the dream of home ownership a reality for low-income families in downtown Toronto, Daniels and Habitat arranged for the contribution of two condominium suites in Cinema Tower. At the celebration, the Zhang-Min family was the first to receive a key to their new home. Since 2005, when Frank, his wife Ping and their teenage daughter, Alice, immigrated from China to make a better life for themselves, they have struggled to make ends meet while living in a basement apartment that lacks privacy, fresh air and sunlight. “We are so happy to be moving into this brand new building,” Ping says. “It’s close to my husband’s workplace so it’s very convenient for us.”

According to Ene Underwood, CEO of Habitat for Humanity Toronto, “We are deeply appreciative of our ongoing partnership with Daniels. The Cinema Tower project is a great example of how innovative partnerships can push the boundaries of affordable housing and further our mission of mobilizing community partners, like Daniels, to make the dream of home ownership a reality for low-income families.”

Daniels’ executive vice-president, Niall Haggart, adds, “For us, successful business and social responsibility go hand in hand. Together with Habitat, we are demonstrating that affordable housing can be achieved, and we are thrilled to welcome the ZhangMin Family home to Cinema Tower!”

Daniels is a longtime supporter of Habitat for Humanity affiliates across the Greater Toronto Area.

Among many other supporting initiatives, in 2008, the company donated land for the construction of 10 Habitat homes in Etobicoke – the largest donation of land by a private company in Habitat Canada’s history.

The Cinema Tower key ceremony marked yet another milestone in the Daniels-Habitat affiliation.

Habitat for Humanity Toronto (TorontoHabitat.ca) marks its 25th anniversary this year as a non-profit, nondenominational Christian housing organization that 038 new Condo Guide april 12 - 26, 2014

builds simple, decent affordable homes in partnership with low-income families. The Toronto branch was established in 1988 and has helped more than 250 families find the safety and security of a home in 2013.

Cinema Tower is Daniels’ highly successful condominium in Toronto’s Entertainment District, steps from TIFF Bell Lightbox, restaurants, shops and cultural venues. The Zhang-Min family will enjoy remarkable amenities in their 43-storey residence, as well as nearby access to public transportation. For more information, visit danielshomes.ca.

Pictured top A happy occasion for all with (from left to right) Sean Gadon, Toronto director of Affordable Housing; partner family father Frank Zhang; Habitat CEO Ene Underwood; mother Ping Min; daughter Alice; and Daniels executive vice-president Niall Haggart Pictured Bottom Habitat for Humanity partner family cuts the ribbon at

their new home in Cinema Tower Condominiums by The Daniels Corporation, while Daniels’ executive vice-president Niall Haggart, Ward 20 City Councillor Adam Vaughan and Sean Gadon, Toronto’s director of Affordable Housing, look on

TO REVEAL

*

COME IN AND PEEL THE REEL TO REVEAL YOUR DEAL OF $35,000 CASH BACK OR MORE!*

CINEMATOWER.COM 416.203.2020

Richmond St. W

Adelaide St. W John St.

DON’T WAIT, ACT NOW!

SUITES FROM THE MID $400,000s

Widmer St.

PLUS, BUY WITH 5% DOWN AND $0 CLOSING COSTS**

Peter St.

VIEW OUR FULLY FURNISHED MODEL SUITE AND SPECTACULAR AMENITIES!

Now’s the BEST time to buy at the intersection of Life, Camera, Action with an authentic connection to TIFF Bell Lightbox in the heart of the Entertainment District.

King St. W

VISIT OUR NEW SALES OFFICE TODAY! 21 Widmer Street, Suite 1306 HOURS: Mon and Tues: 12-6pm Wed: 12-8pm Thurs and Fri: Closed Sat and Sun: 12-5pm *Limited time offer conditions apply. See Sales Representative for full details. **Some exceptions apply. Exclusive Listing: CityLife Realty Ltd, Brokerage. Brokers Protected. Prices, specifications and programs are subject to change without notice.

Illustrations are artist concept. E. & O.E. All brand names, logos, images, text and graphics are the copyright of the owners, The Daniels Corporation. Reproduction in any form, without written permission of The Daniels Corporation, is strictly prohibited.

Single entry lounge pass starting from $33.25 tax inclusive ($24.50 children ages 2 – 11) for 2 hours lounge use. 3 hour and 6 hour lounge use also available** ** Online bookings only; higher rates apply for walk-in lounge use

All amenities are included in the price of entry including bar service after 11:00 a.m. (Toronto, Vancouver) and 10:00 a.m.

(Edmonton)

For online bookings go to www.plaza-network.com/booking/FlightInfo.aspx?ECONREF=W2W2014

O T N W O D T N U O C R U O Y T R STA

P I H S R E N W O E M HO TOUR THREE

MODEL SUITES RENT2OWN

*

ONE YEAR FREE

METROPASS

**

VIEW OUERD FURNISHUITE! MODEL S

BUY WITH 5% DOWN ING! & MOVE IN THIS SPR

Su ites and r 3 lux urio us Mo del red ible Vis it NY 2 tod ay to tou ant age of Da nie ls’ inc adv e tak can you ties eni to lea rn how am ible NY 2 off ers inc red RE NT 2OWN pro gra m. plo ts, ter rac e and garden ing top f roo a ing lud inc to nts jus t mo me plu s res ide nts wil l be , the atres and mo re! gre at sho ppi ng, din ing

M ID $2 00 ,0 00 s SU IT ES FR OM TH E NY2 Sales Centre 27 Rean Drive, Unit 10.

HOURS: Mon., Tues. & Thurs: 12pm - 6pm Wednesday: 12pm - 8pm Saturday & Sunday: 12pm - 5pm Friday: Closed

OK CALL TODAMYODTELOSUBITO E TOUR YOUR PERSONAL

416 .2 21.3 9 3 9

NY2CONDOS.COM Model photography may vary from actual Model Suites Exclusive Listing: CityLife Realty Ltd, Brokerage. Brokers Protected. *Daniels’ Rent-To-Own Program is only available on a select number of suites. **Metropass is only available on select suites.

See Sales representative for full details. Prices, specifications and programs are subject to change without notice. Illustrations are artist concept. E. & O.E. All brand names, logos, images, text and graphics are the copyright of the owners, The Daniels Corporation.

Reproduction in any form, without written permission of The Daniels Corporation, is strictly prohibited. See Sales Representative for full details.

APRIL 12 - 26, 2014 NEW CONDO GUIDE 041

042

043

044 NEW CONDO GUIDE APRIL 12 - 26, 2014

be a part of something big YOUR 53-ACRE FRONT YARD – ONLY AT CANARY DISTRICT

COMING SOON, THE EXCITING SECOND PHASE OF CANARY DISTRICT Canary Park Condominiums is the doorway to Canary District, which is Toronto’s visionary master-planned, transit-friendly, urban village just 5 minutes east of downtown.

Suites from the mid $200’s. HOME TO ATHLETES OF THE 2015 PAN AM GAMES.

REGISTER AT CANARYDISTRICT.COM OR CALL 416.603.7576

@canarydistrict

/thecanarydistrict

Exclusive Listing: Baker Real Estate Incorporated, Brokerage. Brokers Protected. Prices and specifications are subject to change without notice. E. & O.E.

APRIL 12 - 26, 2014 NEW CONDO GUIDE 045

IN THE MARKET FOR A

NEW HOUSE

OR A CONDO?

We think finding a home is a lot more than simply finding the right property.

That’s why we put you right in the middle of the search process.

Search your favourite neighbourhood

Find out about nearby services and amenities

View new construction projects and register to get the latest info

Visit the new real estate section on canpages.ca and start looking for that special place.

Powered by

046 NEW CONDO GUIDE APRIL 12 - 26, 2014

APRIL 12 - 26, 2014 NEW CONDO GUIDE 047

IT’S BACK. DON’T MISS OUT.

E-A-S-Y

THE OWNERSHIP PROGRAM:

CAN YOU AFFORD TO BUY AT THE STATION? YES YOU CAN!

These days, with rent on a 2-bedroom apartment in Toronto reaching $2,000/month and beyond**, saving for a down payment can feel next to impossible. But at The Station, our new deposit structure* makes saving a snap. So not only can you afford to buy your own place, but the place you call home can be at North York’s award winning record-breaking development. Here’s how it works.

LET’S SAY YOU’RE LOOKING AT ONE OF OUR EXCEPTIONAL 2 BED + 2 BATH SUITES. YOU GET:

• • • • • •

A sweet corner unit An enormous 175 s.f. balcony Granite countertops Euro-style appliances A window in the master ensuite A place you won’t grow out of

YOU PUT DOWN

$10,000

THE PRICE IS A COOL $450,000, SO SAY YOU PUT DOWN 10% 10% DOWN = $45,000

10%

SOUNDS SCARY, RIGHT? BUT HERE’S WHAT THE STATION WILL DO FOR YOU.

$450,000

WE’LL MATCH THAT

$10,000 = $20,000

WITH A $10,000 DISCOUNT OFF THE PRICE OF YOUR CONDO.

Just like that, in 13 months, your down payment will be done and you’ll be the proud owner of an amazing new condo with expansive Terrence Lukas-designed interiors, spacious balconies, and amenities like The Studio Club, fitness centre and the city’s first indoor/outdoor heated party rooms.

ONLY $25,000 TO GO.

FOR THE NEXT 13 MONTHS, YOU PAY JUST $962/MONTH TOWARD THE DOWN PAYMENT AND WE’LL MATCH IT WITH AN EQUAL $962 DISCOUNT OFF THE PRICE OF YOUR CONDO.

SAFE – The Station is already under construction.

SMART – Easy subway access and a 20-minute ride to downtown, mean condos at The Station will always be in demand.

GREAT DEAL – With this innovative down payment plan you can finally afford to own your own place.

RUN. WALK. SUBWAY. HURRY. UNDER CONSTRUCTION.

WILSON SUBWAY

YORKDALE MALL

TIPPETT RD

ALLEN

RD

WILSON AVE

HWY.401

YORKDALE SUBWAY

416.398.9777 THESTATIONCONDOS.COM

On Tippett Road, south of Wilson Avenue / Mon to Wed 12–6pm Sat + Sun 12–5pm *Conditions apply. On select suites only. See sales rep for details. Prices, specifications and deposit structures are subject to change without notice. E. & O.E. Exclusive Listing Brokerage: The Condo Store Realty Inc., Brokerage. Brokers protected. Illustration is artist’s impression. **Source: theglobeandmail.com

048 NEW CONDO GUIDE APRIL 12 - 26, 2014

LIVE AT STUDIO BE DOWNTOWN SUITES FROM THE

300’S

$

5%

UNDER CONSTRUCTION EARLY 2015 CLOSINGS

UNDER CONSTRUCTION EARLY 2015 CLOSINGS

DOWN PLUS

ONE YEAR FREE

MAINTENANCE FEE OFFER VALID ON ALL REMAINING SUITES.

Nelson St.

University Ave.

Simcoe St.

Duncan St.

Spadina St.

Richmond St.

PRESENTATION CENTRE

Adelaide St.

Presentation Centre: 25 Nelson Street, Toronto Mon. – Thurs.: 1pm – 7pm, Fridays: Closed Sat., Sun. & Holidays: 12pm – 6pm

Brokers Protected, Limited Time offer. See Sales Rep for full details. Prices, Specifications and programs are subject to change without notice. Illustrations are artists concept. E & O.E. *Provided the purchaser completes the transaction on the contemplated unit transfer date the purchaser shall receive a credit on the statement of adjustment in the amount equal to 12 monthly common expense fees relating to the unit and any parking or storage applicable. Deposit 5% down and 10% due on occupancy.

studiocondos.ca • 647.352.7736

hot dates

April 2014 Calendar of events taking place from April 12 – 26

highlights

Apr 10 – 13

Toronto Art Expo

Apr 18 – 20

Spring Fling Festival

Apr 25 – 27

Apr. 10 – 13

Apr. 18 – 20

Toronto Art Expo

Spring Fling Festival

Metro Toronto Convention Centre 255 Front St. W., Toronto Back for its 12th year, Canada’s foremost contemporary art event presents 200 distinguished, established Canadian and international artists and galleries from around the world. Thousands of works to choose from with something for every budget, for the firsttime buyer to the seasoned collector. Visit online for more details. torontoartexpo.com

Harbourfront Centre 235 Queens Quay W., Toronto Celebrate the return of spring with the opening of Toronto’s waterfront, and a number of activities including gardening at the Discovery Garden, scavenger hunts, basket weaving classes, and a look at nature through binoculars at the Signs of Spring event, live music, and much more. It’s a weekend of free fun for the whole family. Visit online for more information. harbourfrontcentre.com

Apr. 25 – 27

April 24 – May 4

Green Living Show

Hot Docs International Documentary Festival

Green Living Show

Apr 24 – May 4

Hot Docs International Documentary Festival

Direct Energy Centre Exhibition Place 100 Princes’ Blvd.

Learn about sustainable living with a visit to the Green Living Show – Canada’s largest Green consumer show. Explore over 400 exhibits, sample local food prepared by renowned chefs, and check out the stages showcasing everything from eco friendly cooking, health & wellness, to home & products, kids’ zone, and yoga & fitness demos. Visit online for tickets. greenlivingshow.ca 050 new Condo Guide april 12 - 26, 2014

Bloor Hot Docs Cinema 506 Bloor St. W. Take in North America’s largest documentary festival, presenting 197 titles from 43 countries in 12 screening programs over 11 days at the Bloor Hot Docs Cinema. Tickets can be purchased online at hotdocs.ca, by calling 416.637.5150, or at the box office at 2 Bloor St. W., Cumberland Terrace on the lower level.

Visit online for a full schedule and more details. hotdocs.ca

GTA Edition April 12 - 26, 2014

Your complete source for condos, lofts and townhomes in Toronto

UNLIKE ANYTHING ELSE

Inspired, award-winning architecture. Smart, creative interiors. Extensive indoor and outdoor amenities.

Surrounded by beautiful new parks and public spaces, and just minutes from the downtown core, River City is unlike any other development in Toronto today. Designed for excellent livability and maximum sustainability, it is the community for the 21st century.

Winner of BILD’s Best Design Award, River City is a four-phase, LEED Gold community of over 1,100 loft-style condominiums, family-friendly townhouses, and ground floor retail.

Spanning the area from King Street East to the new Corktown Common, and from the Don River to River Street, it is a vital part of the revitalized West Don Lands and the city’s waterfront redevelopment that is well underway.

Phase 1 is complete; the area’s newest residents have already started making themselves at home in this burgeoning community.

Phase 2 is well underway, with first occupancies slated for late 2014. And now it’s time for Phase 3, the next step in this remarkable city community.

UP NEXT ARE YOU READY? REGISTER TODAY.

EXTREMEARCHITECTURE.CA 416.862.0505

PHASE ONE

PHASE TWO

“THIS FRESH, INTELLIGENT PROJECT WILL RAISE THE BAR OF ARCHITECTURAL EXCELLENCE FOR INNOVATIVE MULTI-FAMILY RESIDENTIAL WORK IN TORONTO.”

— John Bentley Mays,

PHASE THREE - RC3

THE GLOBE AND MAIL

RIVER CITY MASTER PLAN

PHASE TWO

Under Construction Move-in This Fall

PHASE ONE Completed

UNLIKE ANYTHING ELSE RIVER CITY PHASES 1 AND 2 CREATED A NEW ARCHITECTURAL LANGUAGE IN TORONTO. NOW RC3 WILL TAKE RIVER CITY TO NEW HEIGHTS.

ARE YOU READY?

EXTREME ARCHITECTURE.CA 416.862.0505

condo profile

River City goes extreme

i

f you’ve cruised down the southern Don Valley Parkway, or crossed the Queen Street bridge into downtown, you haven’t just sensed excitement in the air, you’ve seen it rise before you where formerly there was nothing but derelict Victorian factories.

Not so long ago, the West Don Lands – bordered by King Street, the Gardiner Expressway and the reinvigorated Distillery District – was one of the city’s most neglected locales. Those days are over.

The area west of the Don River is fast becoming one of Toronto’s choicest enclaves. Think sensitively designed parkland, burgeoning amenities and breathtaking, envelope-pushing architecture that takes courage as its starting point and innovates from there in a way that has design critics swooning. No guts, no glory, so they say. Things are about to get even more glorious. Introducing RC3 – River City Phase 3.

To recap, Toronto’s pioneering residential developer, Urban Capital – experts in urban regeneration and the brains (with Malibu) behind the recent smash hit Smart House – won out over all competition to become Waterfront Toronto’s first private sector development partner.

The objective: to scrupulously revitalize a former industrial site into an urban paradise with a Leadership in Energy and Environmental Design (LEED) Gold complex of 1,100 loft-style condos and townhomes. Urban Capital harnessed the capacities

052 new Condo Guide april 12 - 26, 2014

includes hyper-smart AyA-designed kitchens, while of one of Canada’s premier architectural firms, designer Graham Hill, internationally celebrated for his Saucier + Perrotte, famed for thinking so far outside the box that there aren’t boxes left! Combining visionary insightful way with urban space, is spearheading the interiors of 20 exclusive RC3 units – the “Graham Hill site sensitivity with limitless imagination, S+P’s designs Collection.”

Claude Cormier is designing RC3’s outdoor are an intense, unique blend of the unmistakable. amenity – expect the unexpected, including a tanning With 10 Governor General’s medals and countless hill facing the city, and a jewel of a gold-hued lap pool. other awards to their credit, River City will only add RC3’s interior amenities offer something special for to this list, already having won the Building Industry everyone: a 2,000-sq.-ft. gym, fitness and yoga centre; a and Land Development Association’s prestigious Best double-height common room with show kitchen; a very Design award. quirky reading room with bean bags; a tool-equipped Toronto has been drinking in River City since hobby room for your creative or crafts side; a private Phase 1 came to life – a darkly beautiful, sculpted theatre; and a guest suite. continuum of two linked buildings equally inspired The view west from RC3 scintillates, with a by the setting’s warehouse heritage and promontory downtown skyline you can reach out and touch. Bistros, potential. The three sleek mini-towers of Phase 2 boutiques and transit links spread out in every direction. (almost sold out with occupancy slated for late 2014) The RC3 front yard is the stunning Corktown Common take black and make it white, airy and luminescent.

Now comes River City 3: literally monumental. In a – 18 acres of meadows, woodland, fireplaces, a dog run, a sports field, and access to the many miles of Don River word, fierce. Twenty-eight punctuated, multi-hued storeys will redefine not just Toronto’s Lower East Side, Trails. Its back yard is the urban and edgy Underpass but what it means to live in a tower, to live anywhere.

Park – playgrounds, art installations and landscaping Urban Capital calls the strikingly asymmetrical sheltered beneath the Richmond-Adelaide ramps.

RC3 “extreme architecture.” Cantilevered boxes stack at Altogether, it’s a brilliant balance between the city we love and the natural world we crave. varying heights, affording balcony-loving Torontonians The city is showering West Don Lands with forwardan intriguingly textured variety of recesses and protrusions. The building’s liveliness will cohere – the thinking initiatives. This is more than a gateway; this is an inviting, exciting destination. The residents of entirety of the River City complex will harmonize – River City will be at the centre of it all, looking up and but the effect of each RC3 home will be completely feeling justifiably proud for breaking ground in every individual. It’s what homebuyers all want at heart: way that counts. individuality within a prized community. Call it Barcelona in Toronto; RC3 will be that iconoclastic. Isn’t it time? Are Torontonians not tired of boring greenRegister for your priority preview at ExtremeArchitecture.ca or for more information tinted rectangles and ready for beautiful, bold design? call 416.862.0505.

Building on the huge success of Smart House, RC3 april 12 - 26, 2014 new Condo Guide 053

condo pro

// by barbara lawlor

UP ON THE ROOF:

Barbara Lawlor is president of Baker Real Estate Inc., and an in-demand columnist and speaker. A member of the Baker team since 1993, Barbara oversees the marketing and sale of condominium developments in the GTA and overseas.

T

he continual advancement of amenities in condominiums is fascinating, especially those that have an eco component. I remember a few years ago when we first started to hear about builders adding green roofs as the trend for environmental efficiency.

Green in looks & lifestyle

Green roofs can contribute to waste diversion by lessening the use of heating and ventilation systems, helping to keep the building cooler in the summer, reducing the amount of storm water runoff, reducing noise pollution from the outside, retaining rainwater used by the plants and returned to the air through evaporation, lessening the urban heat island effect, and improving air quality by filtering airborne pollutants.

The more obvious advantages of green roofs are their beauty and usefulness as a social amenity. These lovely spots add green space to the city streetscape and are inviting areas where residents can get together, relax amid beautiful city views, barbecue, dine alfresco, and even exercise their green thumbs. We are seeing an increase in urban gardens located on green roofs, and I can’t think of eating a more-local diet! Every food item that we grow at home is healthier and helps to reduce the resources required to transport food over long distances. A green roof reduces the building’s carbon footprint, it offers a habitat for birds, and in general, it lifts residents’ spirits just by being there.

Another fascinating aspect of landscaping which benefits purchasers is the urban park or courtyard. We see it more and more now – condos or clusters of buildings anchored by one or more courtyards that offer beautifully landscaped areas with park benches, barbecues, trellises or other scenic touches, inviting owners to enjoy a coffee and the morning paper surrounded by greenery.

Courtyards are usually at ground level. Taking the concept higher, outdoor terraces are very popular in modern condos as well. These lushly landscaped areas often feature barbecues, reflecting and swimming pools, hot tubs and other outdoor amenities. They are often accessible directly from the party room or indoor swimming pool area, and some have a sun-bathing deck and cabanas for an exceptional outdoor experience.

Green roofs reduce the amount of storm water runoff, reduce noise pollution from the outside, lessen the urban heat island effect, and improve air quality by filtering airborne pollutants As someone who travels the world for business and pleasure, I can tell you that one of the reasons our condos are drawing an international crowd is that we offer these kinds of incredible amenities in our buildings. Today’s purchasers are smarter and more sophisticated than ever before, and “green” will be the “in” colour for generations to come. Those who are concerned about the environment can feel confident that today’s condo designs are tighter, more efficient and Greener than ever before.

054 new Condo Guide april 12 - 26, 2014

Do you have an eye for what’s smart this spring?

See if you can spot all four Smart House logos.

Smart condos at Queen and University from $229,900. Now that’s clever living.

416.292.0219 SmartHouseToronto.com

Sales Office Now Open 11 Nelson Street, Toronto M5V 0G2 Exclusive Broker. Prices and specifications are subject to change without notice. Illustrations are artist’s impression. E.&O.E. APRIL 12 - 26, 2014 NEW CONDO GUIDE 055

In The News

First-time buyers increase budgets, while rising prices cause delays: BMO Home Buying Report

their budget to an average of $316,100 – up from $300,000 in 2013 – according to the BMO 2014 First-Time Home Buyers Report. However, the average down payment percentage has remained unchanged from last year at 16 per cent ($50,576).

The report, conducted by Pollara, also revealed the average expected spend by major city: First-time homebuyers have increased

On average, one third of first timers (30 per cent) expects parents or family to assist in their purchase 056 new Condo Guide april 12 - 26, 2014

Average Spend by Major City

Average Spend on First Home

Toronto

Montreal

Calgary

Vancouver

$316,100

$408,300

$237,900

$363,400

$506,500

The report also found:

» On average, one third of first timers (30 per cent) expects parents or family to assist in their purchase. However, this percentage rises to 40 per cent in Montreal and Vancouver. » The majority (61 per cent) have made cutbacks to their lifestyle in order to save for their first home. » Six in 10 (60 per cent) say their home-buying time line has been delayed, with 39 per cent citing rising real estate prices as the main reason for delay.

UNIQUE. UNCOMPROMISING.

DISTINCTIVE. DIFFERENT.

PRESENTATION CENTRE AND MODEL SUITE

N CHURCH ST

ST JOSEPH ST

CHARLES ST E

YONGE ST

BAY ST

CHARLES ST W

DUNDONALD ST

WELLESLEY ST

17 DUNDONALD ST @ YONGE STREET MON-THURS 12-6 PM SAT and SUN 12-5 PM TOTEMCONDOS.COM 416.792.1877

RENDERINGS IS AN ARTIST’S IMPRESSION. SPECIFICATIONS ARE SUBJECT TO CHANGE WITHOUT NOTICE. E.&O.E. EXCLUSIVE LISTING: BAKER REAL ESTATE INCORPORATED, BROKERAGE. BROKERS PROTECTED.

APRIL 12 - 26, 2014 NEW CONDO GUIDE 057

In The News

To help ensure first-time buyers don’t spend beyond their means, they need to be prepared to purchase the right home, at the right price. Getting pre-approved gives buyers the opportunity to consider multiple options, during a time-sensitive decision period.

“Among the many considerations for those trying to get a foot in the door of the real estate market for the first time, the most important of all is building a substantial down payment,” says Laura Parsons, mortgage expert, BMO Bank of Montreal. “Buying a home is one of the most important financial decisions one can make, and typically represents the largest form of savings for Canadian households. It’s crucial that those planning to buy are well prepared and have considered all options available to them.”

Parsons adds that it isn’t surprising to see real estate prices causing delays in this demographic’s buying time line. “In a real estate market such as Canada’s, where prices have been consistently rising, those who put off their purchase need to ensure that the rate at which they are saving outpaces price gains. Otherwise, they may find themselves further behind in the long run.”

According to BMO Economics, rising prices in urban markets are causing many first-time buyers to adjust their buying plans.

“High prices in a few major cities, and the fact that prices are outrunning incomes in Toronto, are turning off some first-time buyers, while forcing others to go deeper into debt, tap their parents for hefty down payments, and opt for a condo rather than a detached house,” says Sal Guatieri, senior economist, BMO Capital Markets.

The report also reveals that 60 per cent of first-time buyers plan to set a fixed budget with a maximum amount, and will not deviate from their plan.

However, one third of respondents are willing to break their set budget for the right home. Parsons notes that first timers would be wise to establish price boundaries before setting out on the home-buying journey.

“To help ensure first-time buyers don’t spend beyond their means, they need to be fully prepared to purchase the right house, at the right price.

Getting pre-approved gives buyers the opportunity to consider multiple options, during a time-sensitive decision period,” Parsons says.

Regional Findings

First-Time Home Buyers Price Range by Province Average Spend on First Home

ATL

QC

$316,100

$204,400

$222,300

Average Spend by Province ON MB/SK $358,400

$226,100

AB

BC

$364,700

$430,300

First-Time Home Buyers Price Range Compared to Average Home Price Per Region Average Spend on First Home $316,100

NFLD

PEI

Average House Price by Province* (as of February 2014) NS NB QC ON MB SK

AB

BC

$308,851 $164,176 $218,261 $159,201 $263,661 $423,691 $257,016 $293,192 $407,540 $611,688

058 new Condo Guide april 12 - 26, 2014

Now Open ON ST. CLAIR AVENUE WEST IN HILLCREST VILLAGE

NOMINATED FOR

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APRIL 12 - 26, 2014 NEW CONDO GUIDE 059

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mortgage finesse

Choosing the

Calum Ross is senior vice-president and practicing mortgage agent with The Mortgage Centre. He has appeared on Canada AM, Investment Television, BNN and Citytv. He holds an MBA in finance and is an Accredited Mortgage Professional. He can be reached at 416.410.9905.

A

lmost every time I arrange a mortgage for one of my clients, they ask me whether they should go with a shorter or longer term. My answer: for some people, having a longterm mortgage makes a lot of sense; for others, a short-term mortgage will best meet their needs. Of course, there is no one right answer, but there is an important list of things to consider.

// by calum ross

right mortgage for you When you are selecting the term for your mortgage, it is important to recognize that generally, the longer the term of your mortgage, the higher the interest rate. A good way to think of the difference between a short- versus a long-term rate is as an insurance premium. The financial institution generally wants to be compensated by you in order to guarantee the rate of your mortgage over a longer period of time.

What you have to decide is whether the insurance premium (difference between short- versus long-term rates) is worth paying in your circumstances.

Many people have heard the theory that you are better off continually renewing with short terms and paying down your mortgage. This philosophy has held true in the past, provided that the extra amount saved from selecting a short term is applied to reducing your principal mortgage balance outstanding. There is potential to gain by using this method, but you are also exposed to the risk that rates could be substantially higher by the time you have to renew.

Some consumers in today’s market are buying homes with five per cent down and extending their debt servicing to extreme levels. While I believe the dream of home ownership is a very fulfilling and worthwhile pursuit, I caution you to do your financial planning carefully.

Many people who can afford homes today would never have been able to make such a purchase at the interest rates 10 years ago. It is critical that you understand the following: You repay very little of your principal balance over the first few years of your mortgage. This means that people who expect to see a very little pay increase over the next few years should definitely consider the consequences. Over the last 30 years, the average five-year mortgage rate has been approximately 11 per cent.

Ask yourself: if mortgage rates reach 11 per cent when it’s time to renew, will I be able to afford to keep my home?

Ask yourself this question: if mortgage rates are at 11 per cent, when it’s time to renew, will you be able to afford to keep your home? If your answer is a comfortable “yes,” then I suggest you choose the term with which you feel happiest. If your answer is even possibly “no,” then find as long a term as possible. By the time a 10-year term comes up for renewal, you will at least have paid off a larger portion of your principal, and may be able to extend your financing over a longer term in order to make your payments more affordable.

If the property you are financing is being used, or is going to be used, as an investment property, the longer-term mortgage product makes sense. It offers you peace of mind and the opportunity to do fairly accurate projection of revenues and expenses for the term that you choose.

Remember, there is no mortgage product that can be all things to all people.

Make sure you are informed and find the product that best meets your needs. Until next time, best of luck finding your mortgage and home.

062 new Condo Guide april 12 - 26, 2014

APRIL 12 - 26, 2014 NEW CONDO GUIDE 063

Winter 2014 edition free

home&condo tHe Guide to BuyinG and ManaGinG your first HoMe

Highrise or lowrise?

Which option is best for you? your first MortGaGe

Demystifying this often intimiDating topic

THE GUIDE TO BUYING AND MANAGING YOUR FIRST HOME

spend vs. save tips to furnish every room in your first home

special edition

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in the news

Toronto housing market posts strong price appreciation in first quarter of 2014 Upward pressure on prices continues as multiple-offers reach new heights The Royal LePage House Price

Survey released recently showed robust year-over-year price appreciation in the first quarter for standard two-storey homes and detached bungalows with both rising 6.8 per cent to $716,698 and 4.1 per cent to $589,250 respectively.

Standard condominiums posted a more modest increase of 1.5 per cent to an average price of $364,979.

“Homes in the detached category are flying off the shelf in the densely urban regions of Toronto,” says Gino Romanese, senior vice-president, Royal LePage.

“Insufficient inventory to match the high demand for centrally located homes – especially for the quintessential two-storey family home – has led to the upward pressure on prices in the last quarter.”

In addition to scarce inventory, demographic factors are also at play in the current market dynamic, with a noticeable influx of members of the Echo Generation looking to buy their first detached home.

“Multiple-offers are nothing new in recent history when it comes to quality family homes in this city, and the last quarter was no exception,” Romanese adds.

“However, with the weather now 066 new Condo Guide april 12 - 26, 2014

taking a turn for the better, we are starting to see more listings roll in, with a more fulsome surge of inventory expected after the Easter weekend, which should be most welcome news for buyers.”

The condominium segment continues to hold its own despite the negative pundits, but according to Romanese specific price trends and activity levels vary at a neighbourhood level. “The real estate landscape in Toronto continues to be the tale of 100 markets with visible variances from neighbourhood to neighbourhood.”

Nationally, most regions showed healthy year-over-year price growth, with the average price of a home in Canada rising between 2.5 per cent and 5.4 per cent. In the first quarter, the average price of a two-storey home increased 5.4 per cent to $428,943, while detached bungalows rose 4.4 per cent year-over-year to $380,765. Standard condominiums posted slightly lower gains of 2.5 per cent to $252,174.

“With the slightest trace of a weather recovery in most parts of the country, we are now finally seeing the arrival of housing inventory. This, combined with pent-up demand following a particularly long and harsh winter, is setting the stage for an exceptionally robust spring 2014 market,” says Phil Soper, president, Royal LePage. “This is good news for buyers, as the price spikes we have seen in a number of cities will be alleviated by this additional supply.”

Nationally, most regions showed healthy yearover-year price growth, with the average price of a home in Canada rising between 2.5 per cent and 5.4 per cent “With a number of supportive economic factors in place, the country’s healthy real estate market continues to display its strength,” Soper adds.

“The federal government is heading towards a balanced budget for the first time in over six years, while all signs point to a continued low interest rate environment. Moreover, the strengthening global economy and a weaker Canadian dollar are fueling demand for Canadian exports and reducing dependence on the household sector to sustain our economic success.”

APRIL 12 - 26, 2014 NEW CONDO GUIDE 067

condo profile

New release offers last chance to buy in

TRIUMPH AT VALHALLA

t

riumph at Valhalla is the last phase of the Valhalla community in Etobicoke, where world-class shopping, dining, and services are all around, and yet a friendly, neighbourhood-centric vibe pervades. A grand opening will be held for Triumph at Valhalla on Sat., Apr. 26. With its release, Edilcan Development Corp. brings buyers one last opportunity to get in on the ground floor of an established enclave with everything you’re looking for in a home: location, value, uniquely stunning style, and proven success to name a mere few.

This location is superb, with quick access to the downtown core and all points north via Hwys. 401 and 427. Minutes away, Sherway Gardens is already home to some of the best retailers in the world. Golf lovers will be spoiled for choice, and there’s always something sporty going on at Centennial Park, which is just minutes away. Its rich possibilities for work and play are turning this pocket of the west end into a hot prospect.

The value equation here is multi-tiered, starting

Great style, an array of lifestyle-enhancing amenities, and an enviable indoor/outdoor lifestyle are all built in with a suite mix that begins in the low $200’s, with 80 per cent of all suites priced at less than $300,000.

Great style, an array of lifestyleenhancing amenities, and an enviable indoor/outdoor lifestyle are all built in!

One of Toronto’s most wellrespected architectural firms, Page + Steele / IBI Group Architects, has created an aesthetic that suits this community’s lofty name. Sweeping curves and sharp angles combine to dazzling effect on the grand, contemporary 29-storey tower, where dark and light cladding play off one another to create visual interest that draws the eye skyward.

068 new Condo Guide april 12 - 26, 2014

Award-winning landscape architects Schollen & Company Inc. specialize in community and ecological sensitivity, and their work here includes two distinct oases: a welcoming front garden and a beautifully landscaped podium rooftop dedicated to your exclusive enjoyment of the outdoors. The community provides all the complementary amenities and services that make for an enviable lifestyle. The Valhalla Express shuttle will whisk you to the subway, shopping, or the nearby airport, while on-site amenities keep you fit, entertained and amused, all in chic, elegant surroundings.

The fully equipped fitness centre, large pool, whirlpool, kids’ playroom and splash pad offer options to keep the whole family both active and stress-free. Internet lounges, movie theatre, three beautiful party rooms with catering kitchens, and guest suites finished to the same high standards as your own suite, abound with entertaining options that let you bring your friends and family to your heavenly home too!

One-bedroom, one-bedroom-plus-den, two-bedroom and two-

bedroom-plus-den suites are spacious and distinctive, with intelligent flow, lots of storage, and abundant natural light spilling through floor-to-ceiling windows.

Exceptional finishes are a minimum standard, including plank laminate floors in foyer, kitchen, den, hallways, and living and dining room. Kitchens feature Euro-style cabinetry with full-height pantry; a choice of granite and quartz kitchen countertops; and stainless steel Energy Star appliances. High-speed Internet connectivity is in every suite, and direct natural gas barbecue connections are on every terrace or patio.

The Valhalla community was established with One Valhalla and Thunderbird, and makes use of the noteworthy historic elements from the old Valhalla Inn that once stood on the site, an inventory of heritage properties that live on in the repurposing of some of the artistic Norse details that graced the once-loved inn and now delight residences and visitors.

Edilcan Development Corp. has been setting the standard for quality and design across the GTA for more than 60 years, with over 10,000 homes and hundreds of buildings to its credit. With each development, Edilcan has excelled and succeeded in creating sophisticated urban life space for like-minded residents.

See Triumph at Valhalla for yourself. Come to the grand opening at the sales office on Sat., Apr. 26 at 2 Gibbs Rd. in Etobicoke. Hours are Monday to Thursday from noon to 6 p.m.; Saturday, Sunday and holidays from noon to 5 p.m.; closed Fridays. For more information and to register today, visit online triumphcondos.com or call 416.233.5554. april 12 - 26, 2014 new Condo Guide 069

taxing issues

Selling an

Henry Choo Chong is a certified general accountant. He sits on many committees and provides accounting and tax services to individuals and businesses in the GTA. He can be reached at 416.485.5225. Questions to Taxing Issues can be emailed to choochonghcga@yahoo.ca

The opinions and views expressed herein are those of the author and not those of New Condo Guide. New Condo Guide does not necessarily endorse or encourage any specific tax strategies.

Please consult a tax professional for advice specific to your particular situation.

Q

I purchased a rental investment property several years ago. Every year I have filed the rental income on my tax return. This year I sold the property. In addition to my rental income, what tax implications will I have to report? Jared, Toronto

A

Hopefully, you made a profit!

The real estate market has been healthy for the past several years and continues to be strong, over the long term. Selling a real

070 new Condo Guide april 12 - 26, 2014

// By henry choo chong

investment property estate investment property will generate either a capital gain/loss or a recapture of income/terminal loss.

You will have a capital gain when the proceeds of the sale exceed the original cost of the property. A capital gain must be included in your personal tax return (if you own it personally) and is taxed on 50 per cent of the gains at your personal tax rate. A capital loss occurs when the cost is greater than your proceeds. The capital losses should be included on your personal return and applied against capital gains in that year. Any excess losses can be carried back three years, or carried forward indefinitely to reduce capital gains.

In calculating the capital gain/loss, determining the adjusted cost of the property is an essential factor. The adjusted cost must include not just the purchase price but also other costs incurred that had to be capitalized.

As well, the proceeds of disposition are all the cost, including the selling price and adjustments pertaining to the sale of the investment.

Good record keeping is essential to calculate the correct gains or losses In addition to the capital gains/losses, you may have a recapture of income. This occurs when you are taking Capital Cost allowance (depreciation) on the building, in any of the years that it was owned by you.

The balance in this account is called the “undepreciated portion.�

A recapture of income occurs when the lesser of the proceeds and the cost of the property is higher than the Undepreciated Capital Cost (UCC).

The recapture of income is taxed in its entirety at your personal tax rate.

Alternatively, a terminal loss occurs when the lesser of the proceeds and the cost of the property is less than the UCC. This terminal loss can be applied in the current year to reduce other income (such as salaries or business income). Any unused amounts can be carried back three years or carried forward.

Good record keeping is essential to calculate the correct gains or losses.

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CMHC Report

March 2014 housing starts were trending at 184,476 units in March compared to 191,126 in February, according to Canada Mortgage and Housing Corp.

(CMHC). The trend is a six-month moving average of the monthly seasonally adjusted annual rates (SAAR)1 of housing starts.

“In March, the trend in housing starts declined below 190,000 units for the first time in six months, reflecting a decrease in multiple-unit starts. Lower starts activity over the remainder of the year compared to 2013 is anticipated as builders continue to adjust activity in order to manage inventory levels,” says Mathieu Laberge, deputy chief economist at CMHC. CMHC uses the trend measure as a complement to the monthly SAAR of housing starts to account for considerable swings in monthly estimates and obtain a more complete picture of the state of the housing market.

In some situations analyzing only SAAR data can be misleading in some markets, as they are largely driven by the multiples segment of the markets which can be quite variable from one month to the next.

The standalone monthly SAAR was 156,823 units in March, a decrease from 190,639 in February. The SAAR of urban starts decreased by 18.8 per cent in March to 142,502 units. Multiple urban starts decreased by 25.5 per cent to 87,372 units in March while the singledetached urban starts segment decreased by 5.4 per cent to 55,130 units.

In March, the seasonally adjusted annual rate of urban starts increased in British Columbia and the Prairies, and decreased in Atlantic Canada, Ontario and Quebec.

Rural starts2 were estimated at a seasonally adjusted annual rate of 14,321 units.

Housing starts in Canada

All starts figures in this release, other than actual starts and the trend estimate, are seasonally adjusted annual rates (SAAR) — that is, monthly figures adjusted to remove normal seasonal variation and multiplied by 12 to reflect annual levels. By removing seasonal ups and downs, seasonal adjustment allows for a comparison from one season to the next and from one month to the next. Reporting monthly figures at annual rates indicates the annual level of starts that would be obtained if the monthly pace was maintained for 12 months. This facilitates comparison of the current pace of activity to annual forecasts as well as to historical annual levels.

1

2 CMHC estimates the level of starts in centres with a population of less than 10,000 for each of the three months of the quarter, at the beginning of each quarter. During the last month of the quarter, CMHC conducts the survey in these centres and revises the estimate.

072 new Condo Guide april 12 - 26, 2014

Housing Starts in Canada – All Areas * Thousands

275 250 225

184,476

200 175

156,823

150 MARCH 2012

MARCH 2013

MARCH 2014

Housing starts, SAAR Housing starts trend line (six-month moving average)

Preliminary Housing Start Data MARCH 2014

Feb 2014

Mar 2014

Trend1, all areas

191,126

184,476

SAAR, all areas

190,639

156,823

15,061

14,321

Single-detached

58,263

55,130

Multiples

117,315

87,372

Total

175,578

142,502

SAAR, rural areas SAAR, urban centres2

Atlantic, urban centres2

8,221

3,990

Quebec, urban centres2

47,234

30,677

Ontario, urban centres2

57,675

37,094

Prairies, urban centres2

40,587

44,465

British Columbia, urban centres2

21,861

26,276

Canada

Mar 2013

Mar 2014

Actual, all areas

12,269

10,781

Actual, rural areas

774

762

March - Single-detached

3,766

3,303

March - Multiples

7,729

6,716

March - Total

11,495

10,019

Actual, urban centres2

January to March - Single-detached

10,633

9,875

January to March - Multiples

20,625

22,167

January to March - Total

31,258

32,042

Source: CMHC The trend is a six-month moving average of the monthly seasonally adjusted annual rates (SAAR).

2 Urban centres with a population of 10,000 and over.

Detailed data available upon request 1

As Canada’s national housing agency, CMHC draws on more than 65 years of experience to help Canadians access a variety of high-quality, environmentally sustainable and affordable housing solutions. CMHC also provides reliable, impartial and up-to-date housing market reports, analysis and knowledge to support and assist consumers and the housing industry in making informed decisions. Follow CMHC on Twitter@CMHC_ca

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073

condo profile

Tower Hill Developments’ 2221 Yonge Condominiums on Yonge at Eglinton Offers two-year rental leaseback and two years free maintenance

a

hot new Yonge and Eglinton condominium has just announced a fantastic double-bonus that makes it irresistible across all demographics: investors, first-time buyers, move-ups and empty nesters. For a limited time, 2221 Yonge Condominiums on Yonge at Eglinton is offering a choice of two-year rental leaseback plus two years free maintenance, or two years free maintenance plus two years free property taxes.

Investors in a condo at 2221 Yonge can receive two years of rental income as well as the added benefit of free maintenance for two years. Alternatively, buyers can take advantage of two years free maintenance and free property taxes. Either way, it can result in positive cash flow and tens of thousands of dollars in savings.

074 new Condo Guide april 12 - 26, 2014

2221 Yonge is Yonge & Eglinton!

Right on the Yonge subway line and steps from the new Eglinton LRT, 2221 Yonge has a location second to none in the city – at the junction of Toronto’s main north-south and east-west arteries. Downtown, uptown, crosstown, this is where all transit routes converge, giving unparalleled access and convenience to all parts of the city.

2221 Yonge is not just a commuter’s dream, it’s also at the centre of a vibrant neighbourhood. This is where it all comes together – design, fashion, cuisine and culture, all combining to create a fusion of sophisticated urban living. Everything is just steps away, including the newly renovated Yonge/Eglinton Centre with its large Metro grocery store, movie

theatre and convenient shops. From celebrity chef restaurants and pubs to theatres, salons, boutiques, parks and greenspace, the energy here is electric and 2221 Yonge is in the very heart of it all.

Designed in the modernist style by worldrenowned Pei Partnership Architects, 2221 Yonge will be a towering vision of glass and precast with spectacular views all around. Award-winning interior designers Munge Leung have conceived 2221 Yonge’s gorgeous amenity areas and suite finishes to reflect the evolution of modern design. With floor-to-ceiling glass walls, the elegant Lobby lounge – accessed from the main entrance on Yonge – is a visually transparent pavilion with a steeped Zen garden.

Inspiring Amenities

The centrepiece of the amenities areas is the seventhfloor glass-walled lounge overlooking a large terrace facing Yonge Street. This indoor/outdoor space offers residents a variety of entertaining choices with casual seating, barbecues and great views of the neighbourhood. Other amenities include a media lounge as well as state-of-the-art fitness and Pilates studio. The building’s lower level has a luxurious spa with cascading water and a holistic, inspiring ambience.

The crowning glory of 2221 Yonge is the magnificent Halo Rooftop Sky Lounge, a fantastic outdoor social amenity space with an enchanting roof garden that offers some of the most breathtaking views of the city skyline. It’s the perfect venue for residents and their guests to kick back, relax and enjoy summer in the city.

2221 Yonge offers a wide variety of suites from one- to three-bedroom designs, (some with dens), from 423 to 922 sq. ft. in size. Open-concept interiors are clean, crisp and modern with contemporary finishes.

Gourmet kitchens come with sleek countertops and fine cabinetry. Suites start from the low $300’s.

The 2221 Yonge presentation gallery is on site at 2221 Yonge St., just south of Eglinton. Hours are Monday to Friday from 11:30 a.m. to 6:30 p.m.; and Saturday and Sunday from 11 a.m. to 5 p.m.

For more information, call 647.350.2221 or visit 2221yonge.com. april 12 - 26, 2014 new Condo Guide 075

in the news

Community and Convenience Combined at second phase of Howard Park

The second phase of the successful Howard Park

residences in Roncesvalles Village will give residents the best of both worlds; the community feel of an established neighbourhood, combined with the convenience of the new Union-Pearson Airport Express, making one of only two stops right in the area.

Howard Park fits seamlessly within the unique and established neighbourhood of Roncesvalles Village, featuring quaint familyowned shops and restaurants, schools, hospitals, and the expanse and sanctuary of High Park nearby Phase Two of Howard Park will be an eight-storey condominium featuring luxury finishes and full amenities in an elegant marriage of style and substance.

Large and private suite terraces will be extensions of your personal living space, and will afford panoramic city skyline views. With only 96 units and prices starting 076 new Condo Guide april 12 - 26, 2014

from the low $300’s, Howard Park Phase Two represents affordable luxury living in a midrise, boutique-style environment.

Whether you need to zip downtown to work, or escape to a sunny vacation or work destination, driving to the airport is no longer your concern as Howard Park is perfectly positioned with the new Union-Pearson Airport Express.

With only two stations on its 25-minute run from Union station to Pearson Airport, the UnionPearson Express is the long-awaited link between downtown and the airport, with Howard Park just steps from the new Bloor-Dundas station.

Howard Park fits seamlessly within the unique and established neighbourhood of Roncesvalles Village, featuring quaint familyowned shops and restaurants, schools, hospitals, and the expanse and sanctuary of High Park nearby.

Howard Park is built by Triumph Developments, known for quality building and attentive customer service. Each suite features nine-ft. ceilings, a complete package of top-of-the-line appliances, stone countertops in the kitchen and bath, and hardwood flooring, all within innovative and thoughtful suite layouts.

To find out more about Howard Park condominiums, visit howardpark.ca, send an email to info@howardpark.ca, or call the sales office at 416.873.0989.

CE SV N RO

Live where design matters.

AL LE S

AV E

COMING SOON

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CITY LIVING THAT ’S A STEP UP

The final phase of this master planned community in the heart of Roncesvalles Village comprises of only 96 residences.

Gas cooking is available to all residents. Enjoy the outdoors on oversized balconies and massive terraces. LIVE WELL.

BE PART OF THE COMMUNITY. ACT NOW.

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Scan and learn more.

Exclusive listing: Milborne Real Estate Inc. Brokers Protected.

Rendering’s is an artist’s impression. Specifications are subject to change without notice. E.&O.E.

in the news

Living clean and Green

at Howard Park Condominiums

Not only will residents of the second phase of

Howard Park condominiums in Roncesvalles Village enjoy a boutique-styled building with all the amenities for a luxury lifestyle, but they’ll also know they are experiencing a way of living that is clean and Green, and better for the environment.

Think of the peace of mind for residents, knowing their energy source is available everyday, four seasons per year, saves electricity, and helps the environment by producing zero fossil fuels, no combustion or any greenhouse gas emissions Howard Park will be one of the only condominium buildings in Toronto to feature Tier 2 Geothermal Heating, an innovative and new way of thinking when it comes to multi-unit residential buildings.

Simply put, geothermal heating is free energy from

078 new Condo Guide april 12 - 26, 2014

the ground. It taps into the natural source of heating and cooling that is our own very earth, using a series of special pipes to circulate liquid and transfer the heat to and from the ambient ground. This is because, from anywhere from six to eight ft. to several hundred feet below ground, the temperature remains a steady 55ÂşF all year round, and the special pipes at Howard Park will have access to this infinite supply of natural heating and cooling.

Geothermal heating is a clean and Green energy resource that no other energy source can compare to.

It does not produce pollution and in addition to heating and cooling, it can also be used to produce electricity. Think of the peace of mind for residents, knowing their energy source is available every day, four seasons per year, saves electricity, and helps the environment by producing zero fossil fuels, no combustion or any greenhouse gas emissions.

The eight-storey Howard Park condominiums, with just 96 units in the heart of Roncesvalles Village, will be doing its part to not only live better, but more responsibly for its entire community as well.

To learn more, visit online at howardpark.ca, email info@howardpark.ca or call the sales office at 416.873.0989.

APRIL 12 - 26, 2014 NEW CONDO GUIDE 079

investor advice

5 things to know

// by andrew la fleur

before buying an investment condo 1 | The goals Before you buy any investment condo, know what your goals are. Are you looking for a short- or long-term investment? What kind of return do you want to achieve? Are you more interested in income or capital gain – or both?

Deciding what your goals are up front will better help you achieve them in the long run.

Andrew la Fleur is an award-winning realtor with Re/Max. Andrew’s expertise is in helping investors make money in the Toronto Condo Market. Visit TrueCondos.com/NewCondoGuide for a free gift. Contact Andrew at 416.371.2333 or andrew@truecondos.com

S

o, you’ve decided to buy an investment condo in 2014.

Congratulations! But before you dive into any investment condo purchase, there are five things you need to figure out first:

Understanding the typical marketing cycle that a new condo undergoes, from pre-construction to completion, will help you identify the right time to buy 080 new Condo Guide april 12 - 26, 2014

2 | The budget Talk to your mortgage broker or lender and get a mortgage pre-approval before you start condo shopping. This will help you figure out what you can afford, and will help you narrow your search. Also, make sure you are prepared for the developer’s requirements with respect to financing. Most new condos will require a 15 to 20 per cent deposit up front, as well as a mortgage approval letter showing you can afford the unit you are purchasing.

3 | The exit strategy This is a very important question many first-time investors fail to answer before buying a new condo. Will you buy, hold and rent for the long term before selling? Will you buy pre-construction and then flip (assign) your unit prior to the final closing? Will you buy pre-construction, close on the unit, rent it out for one or two years, then sell it? Will you buy the condo, wait for completion, then refinance and re-invest the proceeds? Assess the risks and rewards associated with the different exit strategies and start with the end in mind.

4 | The property Buying a new condo for investment purposes is different than buying for yourself. Some units make better investments than others. Consider which locations are likely to experience the most growth in the next few years. What type of unit is most attractive to renters, and which units tend to appreciate in value faster than others?

5 | The timing Understanding the typical marketing cycle that a new condo undergoes, from pre-construction to completion, will help you identify the right time to buy.

When buying for investment purposes, it’s generally best to buy at the earliest possible stage when a new building launches. This is when prices are the lowest, and availability of investor-grade suites is highest. But there are other great chances to buy, including right before the developer meets the sales target to secure construction financing, or during the occupancy stage. In both of these instances developers tend to be highly motivated to sell and this is when they often introduce great buyer-incentives or cash discounts.

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APRIL 12 - 26, 2014 NEW CONDO GUIDE 081

Homebuyers’ Help

Buying a property solo, or with friends or family?

TD advises on specific considerations when taking a less conventional approach to buying property Today’s homebuyers don’t always look like the traditional nuclear family of the past. As a recent TD survey discovered, a quarter of Canadians who bought a home in the last 24 months – or are planning to in the near future – did so on their own.

Furthermore, four in 10 Canadians think buying property – whether a primary residence or vacation home – with friends or family members is a great way

to get started. With this shift toward non-traditional ways of purchasing property, planning carefully can help avoid potential bumps on the road.

“Whether buying a home on your own or together in partnership with family members or friends, many of the guiding principles remain the same,” says Michelle Snow, associate vicepresident, retail products at TD. “Start by setting a realistic budget, talking to a mortgage specialist for advice and taking the time to make an informed decision. The real estate market may move fast, but that doesn’t mean you have to rush your decision.”

Whether buying alone or with someone else, the first step is to decide how much you are continued on page 84…

082 new Condo Guide april 12 - 26, 2014

083

Homebuyers’ Help

continued…

Whether buying alone or with someone else, the first step is to decide how much you are comfortable spending, and what the down payment will be comfortable spending, and what the down payment will be.

Homebuyers pooling their resources may be able to make a larger down payment on their purchase, and there are benefits to this. For example, homebuyers who put down 20 per cent or more may avoid paying for mortgage default insurance.

The premiums for mortgage default insurance are calculated as a percentage of the mortgage and paid up front or by adding it to the principal portion of the mortgage. Eliminating or decreasing this premium can result in significant savings over the lifetime of the mortgage.

“Once homebuyers set their budget and down payment, they can take their prospective monthly mortgage payment for a test-drive and ‘pay’ into a TFSA or savings account,” says Snow. “This two-fold solution allows the homebuyer to see how comfortable the monthly mortgage payment is before locking in, and save for a larger down payment at the same time.

For co-purchasers, it opens the line of communication to talk about how these monthly payments will work after the purchase.”

While agreeing on a budget and down payment are essential, the conversation shouldn’t stop there, Snow advises. Purchasers also need to agree on the key characteristics they want in a property, and what they are and 084 new Condo Guide april 12 - 26, 2014

are not willing to compromise on. For example, will the primary residence be a house or condominium?

If it’s a second home to be used as a vacation destination, will it be a cabin in the woods or a cottage by the water? Once these decisions are made, consider how the associated costs, like taxes, insurance, utilities, repairs and maintenance fees will fit into the overall budget.

“The last thing new homeowners want is an unwelcome surprise when they’re about to sign on the dotted line,” Snow says. “Whether purchasing alone, or with a co-purchaser, a mortgage specialist can help navigate home financing questions well before they’ve entered the house hunt, so they can make informed decisions that can save money and stress in the long run.”

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quick tips

// by hellen buttigieg

Don’t let your stuff

control you ›› You have no duty to keep gifts forever. The last thing the gift-giver would want is for their gift to become a burden. ›› It can be emotionally taxing to part with inherited items, but there are more meaningful ways to honour a person’s memory than keeping all their things. Releasing a loved one’s belongings doesn’t betray the memory of the person. It’s a bit easier with time, so take the time you need. ›› If you’re keeping things for your children, consider asking them if they are even remotely interested in having them. Remember, they will have their own tastes.

Hellen Buttigieg is a certified professional organizer, life coach, TV host and owner of We Organize U. Visit her website, WeOrganizeU.com, for a free e-book on how to find more time, energy and inner peace. Contact Hellen at 905.829.2219 or info@WeOrganizeU.com

T

he closets are full. The junk drawer is overflowing. The piles have piles, and the storage space is full too. You need it all, you just don’t have enough space to put it. Or do you need it all? Take a closer look and separate ‘need’ from ‘obligation’, ‘sentimentality’ and ‘just in case’.

You may find you have the space to store what you need. You’ll just need to dig deep to find the strength to free yourself of the rest. After all, do you own all that stuff – or does it own you?

Let go of ‘obligation clutter’

This refers to the stuff we hold on to because we feel a sense of duty.

It can be gifts, heirlooms we’ve inherited, or things we’re saving for our kids. If you are holding on to any of these, you have permission to let them go, and here’s why: 086 new Condo Guide april 12 - 26, 2014

Off-load off-site storage If you are paying a hefty monthly bill to store your belongings off-site in a rented storage container, it’s time to reconsider its value. Out of sight is usually out of mind. If you are not using the items, it may be beneficial to sell them or give them away. The money spent storing the stuff over a long period of time often exceeds the value of those items.

Liberate your linen closet Let go of the sheets and towels that are torn, stained, or stored just in case. You really only need one extra set of sheets for each bed. Fold pillowcases and fitted sheets into their matching flat sheets so that the set stays together neatly together.

Don’t let excuses keep you stuck When editing your closet, you’ll make all kinds of excuses to keep things. Here’s are the most popular excuses I’ve heard, and my response to them:

1 It will come back in style. Yes, it will. But the fabric and cut will be

different and everyone will know you’ve been holding on to it since 1978!

2 It will fit once I lose weight. You may lose weight in different places and it may still not fit. It may go out of style by the time you lose the weight.

Reward yourself for your weight loss by buying new clothes.

3 I paid a lot of money for it. And it makes you feel guilty every time you look into your closet and see it hanging there, so let go of the shame.

4 I wore it on my first date. Don’t let sentimental items take up closet space. That’s like allowing the past to crowd out the present. Take a picture and let it go.

5 Someone bought it for me. They’ll never know that you got rid of it, and even if they find out, they’ll understand.

6 It needs repairs. Put a deadline on it and let it go if you miss it.

7 I need it just in case. This is probably the top excuse I hear, and it is based on fear. Be brave – unless you can find a specific reason to hold on to something, find the courage to let it go.

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condo watch

new releases & grand openings SQ at Alexandra Park

by Tridel

416

Builders: If you would like to include your preview registration, new release or site opening in this feature, just email the details to Lydia.McNutt@wall2wallmedia.com

previews & registrations HighPark Condominiums

by The Daniels Corp.

The Parkside Collection has arrived! Limited collection of two-storey walkouts offering street side living steps to High Park.

Register now.

Web: DanielsHighPark.com

Yorkville Plaza II

by Camrost Felcorp

A new signature residence coming soon to Cumberland and Avenue Road. Preview registration now on.

Web: CumberlandTower.com

Harbour Plaza

by Menkes

Coming soon to the heart of the city – condominiums at York and Harbour.

Register now.

Web: Menkes.com

Ten93

by Pemberton Group

Now previewing: an eclectic fusion of fashion, art, culture, creativity and style at Queen West and Dovercourt.

Web: Ten93QueenWest.com

One Park Place, South Tower

by The Daniels Corp.

Coming this spring to Sumach south of Dundas, the “one” place to be in downtown east. Register for information.

Web: DanielsOneParkPlace.com

King & Parliament

by Great Gulf

Condos priced from the mid-$200’s coming soon to King and Parliament. Opening in spring 2014. Register now for priority updates.

Web: GreatGulf.com/comingsoon 088 new Condo Guide april 12 - 26, 2014

Grand opening of this dramatic new condo in this master-planned community at Spadina and Queen.

Web: Tridel.com

FWD Condominiums

by Concord Adex

1 Yorkville

by Bazis/Plaza

The Code Condos

by BLVD & Lifetime Developments

The HUB

by Empire Communities

The latest phase launched in the Concord CityPlace neighbourhood. Register now.

Web: CityPlace.ca

Now open in Toronto’s lap of luxury. Visit the presentation centre at 162 Cumberland St. Web: 1Yorkville.ca

Offering affordable living in Forest Hill, condos starting in the mid-$200’s. Register now.

Web: TheCodeCondos.com

New release of townhomes in Eglinton West.

Get connected, live life on tomorrow’s fast lane.

Web: EmpireTheHub.com

Canary Park Condominiums

by Dundee Kilmer Developments

The Britt Condos

by Lanterra

Register to learn more about this condo coming soon to Canary District – home to the athletes of the Pan/Parapan Am Games, winner of Community Of The Year.

Web: CanaryDistrict.com

New release of The Upper Suites. See The Britt from a different point of view!

Web: TheBrittCondos.com

87 Peter

by Menkes

Grand opening now on at a new boutique condo making waves on the waterfront.

Web: MonarchGroup.net

Coming soon: great location, stylish design, superb amenities in the heart of the city.

Register now.

Web: Menkes.com

The College Condominium

by Tribute Communities

Now previewing. Discover everything College and Spadina has to offer.

Web: MyTribute.ca

River City 3

by Urban Capital

Experience “Extreme Architecture” at it finest.

Register now for your priority preview.

Web: ExtremeArchitecture.ca

Kingston & Co.

by TAS DesignBuild

Register now for a space that is just right in the Upper Beach neighbourhood.

Web: KingstonAndCo.ca

The Harlowe

by Lamb Development Corp.

Artistic lofts coming to Queen and Bathurst.

One’s, two’s and three’s from $259,900.

Register now.

Web: TheHarlowe.com

Triumph at Valhalla

by Edilcan

Register today for this “triumph” at Hwy. 427 and Bloor, priced from the low $200’s.

Web: TriumphCondos.com

The Taylor

by Streetcar

96 modern lofts coming to Leslieville, priced from the mid-$200’s. Register now to be the first to preview.

Web: TaylorLofts.ca

Dundas Square Gardens

by Easton’s Group

Downtown Toronto condos coming soon.

Register now to stay up to date.

Web: DundaSquareGardens.ca

Riva del Lago

by Monarch

Totem Condominium

by Worsley Urban Partners

Presentation centre and model suite now open! A perfect 100 on walkscore.com, stellar amenities, iconic architecture.

Web: TotemCondos.com

The Nest

by Rockport

Now open in Hillcrest Village, where luxury takes wing.

Web: TheNestCondos.com

Harmony Village

by City Core Developments

Now open at Sheppard and Warden. Live in perfect harmony with comfort, convenience and culture.

Web: HarmonyVillage.ca

Trio at Atria

by Tridel

Grand opening now on at the next great phase of Atria in North York Web: Tridel.com

Brownstones at Westown

by Lindvest

Discover tremendous value at Weston Road and Sheppard Avenue West. The “Astoria” model suite is open for viewing.

Web: Lindvest.com

Water Tower

by Empire Communities

Now open, a new urban waterscape offering inspired condo living in the award-winning Eau Du Soleil community.

Web: EmpireWaterTower.com

88 Scott

by Concert Real Estate Corp.

The Award Series has arrived! Limited collection of one-bedroom, one-bedroomplus-den and two-bedroom view homes.

Web: 88Scott.com

money matters

// By Gail Vaz-Oxlade

Fixing your credit history:

Steps to getting back on track

Last year, when Dixie applied for a car loan, she was turned down because of her less-than-perfect repayment history. She’s worried about the future and how her past borrowing mistakes will haunt her when it comes time to buy a home. Sound familiar?

If you see yourself reflected in Dixie’s story, no doubt by now you know you’re not the only person in this particular leaky boat. Unfortunately, many people have no experience managing credit and make mistake after mistake:

Gail Vaz-Oxlade is the host of Til Debt Do Us Part, author of Debt Free Forever, and she blogs daily at gailvazoxlade.com.

Follow Gail on Twitter at Twitter.com/GailVazOxlade

A

t university, Dixie was a little slow paying her cell phone bill. While her service was never discontinued, she did carry a balance from month to month that she cleared at the end of each school year.

Thinking of hiring a credit-repair company? Don’t bother. Credit repair companies can’t do anything you can’t do yourself 089 new Condo Guide april 12 - 26, 2014

›› they make their payments late ›› they go over their credit limits ›› they have a b’zillion credit cards in their wallets ›› they miss making their payments, or worse ›› they stop making payments completely when they feel there’s no end to their misery.

If you’ve fallen behind and your credit record has become tarnished, where should you go from here?

First, you’ve got to get yourself some credit again so that you can demonstrate what a good job you can do managing it. The only way to establish a credit history is to use and repay credit. There are a number of ways to go about rebuilding your credit history.

Start by taking out a loan to make an investment (another good reason to start a retirement savings plan). Make your monthly payments on time and build a shiny new credit history. Since the institution that’s giving you the loan will also be holding the retirement savings, the credit procedure is far less stringent than it normally would be.

You can also ask a co-signer or guarantor to help you get a small loan of, say, $1,000, which you would then pay off over three months. It would cost you in interest, but you would be back on track credit-wise.

Don’t want to incur the interest costs? Apply for a “secured” credit card. With a secured credit card, you put up cash to cover your balance.

Lenders often want twice the credit card limit, so if you want a $500 credit limit, you’ll have to ante up $1,000. Once you’ve established your ability to manage the card – which will take from six months to a year – you can ask for the security requirement to be dropped and your deposit returned.

Thinking of hiring a credit-repair company? Don’t bother. Credit repair companies can’t do anything you can’t do yourself. A credit bureau will not remove accurate negative information from your credit report before the legal time period has expired, so don’t get suckered by anyone who claims they can mop up your credit disasters faster. There are no “loopholes.” The only way to fix a poor credit rating is to be smart about how you use credit. Learn from your mistakes and move on.

condo profile

The Harlowe // by Brad J. Lamb

Interiors of the suites feature exotic hardwood floors throughout, stylishly modern European kitchens, stainless steel appliances, gas cooking and gas barbecue nozzles on balconies and terraces, as well as designer baths, and glass sliding doors to bedrooms. Most suites feature six-ft. deep open balconies or terraces, perfect for enjoying Toronto’s milder seasons.

Common areas include beautifully detailed hallways and elevator cabs, as well as a full gymnasium and party room with dining facilities.

l

iving at The Harlowe will be a special experience. First and foremost is the location. It is hard to beat. The development is located just east of Bathurst Street on Richmond Street West, one block south of Queen Street West. The area is extremely popular with young, urban professionals and creative types due to its proximity to King Street West, Queen Street West, and the financial core. Dine at some of the hippest restaurants on Queen or King, then step out to Ossington Avenue for drinks.

In the morning, wake up and walk five minutes to work on Bay Street.

When I bought this property along Richmond Street West, just east of Bathurst, I immediately had an idea for a building. I didn’t want to do an all-glass contemporary structure, but instead I envisioned a more historic themed building that could have been comfortable here 100 years ago. I’ve added a contemporary edge to the building to make it look appropriate for 2014 and beyond. For inspiration, I looked to the Meat Packing District of Manhattan, where a good number of older buildings are left to tell the historic record.

The building does borrow from the past, as seen in its turn-of-thecentury red brick piers and warehouse-style windows, but The Harlowe is thoroughly modern on her reinterpretation of this popular style of architecture.

The building’s interior design will also borrow from the turn-of-thecentury era and offer exposed brick, concrete, and steel elements throughout. The lobby will feature mouldings, cornices, herringbone wood-style stone floors, and a library room featuring a decorative fireplace with mantel. The warmth is measurable.

The Harlowe is 14 storeys tall with 220 suites. Ceiling heights vary from nine to 11 ft. and suite sizes range from junior one-bedrooms to large three-bedroom homes.

090 new Condo Guide april 12 - 26, 2014

With a highly desirable location, coupled with near-perfect design elements, the Harlowe is destined to be one of the most sought-after buildings in Toronto. Be first in line. Email info@theharlowe.com or call 416.363.1771.

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condo profile

Empire Communities’ The HUB releases new townhomes

Seven spacious units now available starting from $599,990

t

he highly anticipated release of The HUB’s townhomes has finally arrived! Seven new townhomes offering functional floor plans and beautiful finishes are now available for purchase at The HUB’s presentation gallery, located at Eglinton and Oakwood.

The HUB’s two-bedroom-plus-den townhomes start from 1,257 sq. ft. and are priced from $599,990. Each suite features private balconies and nine-ft. ceilings on the main and second floors. The sleek kitchens at The HUB come equipped with a stainless steel appliance package, custom-designed contemporary cabinetry, polished granite countertops and glass tile backsplashes.

Residents will easily relax and unwind in bathrooms that boast customdesigned cultured marble sinks, deep soaker tubs and framed glass showers.

And all townhome suites can be accessed directly from the parking garage or Lanark Avenue.

There are plenty of amenities at the HUB including an equipped exercise room complete with weight-training equipment, cardio machines, and a yoga and Pilates area. For entertaining, there’s a party room with a kitchen

Enjoy warm outdoor evenings on the landscaped terrace complete with a barbecue, lounge seating and dining sections 092 new Condo Guide april 12 - 26, 2014

About The Hub

Rising 16 storeys at the corner of Oakwood and Eglinton Avenue, The HUB will occupy a prime location steps to the Eglinton subway and next door to the LRT entrance on Eglinton. This new transit corridor spans from Black Creek to Kennedy Station and will link to 54 local bus routes, three TTC interchange subway stations and GO Transit. The LRT will further inject the community with new life and energy.

About Empire Communities

“ We’re excited to release these beautiful townhomes, which can be a great starter home for a young couple, or for a family looking for a multi-leveled space” and a private dining area along with entertainment space equipped with a flat-screen TV, a fireplace and lounge. Enjoy warm outdoor evenings on the landscaped terrace complete with a barbecue, lounge seating and dining sections. Cyclists will appreciate the on-site bicycle repair shop, while those with electric cars can take advantage of two charging stations.

“We’re excited to release these beautiful townhomes, which can be a great starter home for a young couple, or for a family looking for a multi-leveled space,” says Paul Golini Jr., executive vice-president, Empire Communities. “Location-wise, you have easy access to public transportation, major thoroughfares and some of the best shopping, eateries and services this city has to offer.”

The HUB is making owning a home a little easier with two programs: Empire’s Easy Buy Program which requires just $1,000 with the offer and only $1,000 per month over the next 17 months; and a 5% Deposit Program. In addition, purchasers will also receive free maintenance and taxes for one year.

Empire Communities (empirecommunities.com) is a Vaughan-based residential builder/ developer involved in all sectors of the new-home building industry, including both lowrise and highrise built forms, ranging from luxury to affordable housing. Empire has an established tradition of creating prestigious award-winning new homes, communities throughout the GTA and Southern Ontario, and has earned a reputation for outstanding attention to detail and customer service.

Visit the presentation gallery and two designer-decorated model suites at 1603 Eglinton Ave. W. Hours of operation are Monday to Friday from noon to 6 p.m.; Saturday, Sunday and holidays from noon to 5 p.m. For more information on The HUB visit online at EmpireTheHub.com.

You can also follow The HUB on Twitter at @EmpireTheHub and on Facebook at facebook.com/ EmpireTheHub. april 12 - 26, 2014 new Condo Guide 093

in the news

Alfred.

At your service.

Digital butler takes care of dry cleaning and shoe shines // by Lydia McNutt If you’re under the impression that butler service is reserved for the rich and famous, think again.

Meet “Alfred” – or maybe more appropriately, meet Matt Young, the man behind this modern-day butler service which handles all your dirty laundry – literally.

Being a young urban professional himself, with a background in real estate development, Young had the insider edge as to what condo dwellers want when it comes to building amenities. And thus Alfred was born, delivering convenience and crisp, clean laundry in one fell swoop.

When Young founded Alfred Inc., he put a “today” tech twist on traditional services like dry cleaning, shoe shines and shoe repair by taking it all online. The Alfred app allows you to make, manage and track your dry cleaning orders without ever leaving the comfort of your own home.

Here’s how it works

Have a soiled suit, or a pair of shoes that needs resoling and shining? Drop off your items in one of the Alfred lockers, conveniently located right in your condo building. Send your order instructions and locker number to Alfred via text message or using the Alfred app.

An Alfred driver will then collect your items and within two business days, you’ll receive a text message alerting you that your order has been completed and returned to a locker, in fine form and ready for pick-up whenever it’s convenient for you.

If your building isn’t equipped with Alfred lockers, no problem. Simply drop off and pick up your orders with the concierge. But the way things have been going since the company’s launch a couple of months ago, you can expect to see a lot more of Alfred. About 18 Toronto condos are already equipped with Alfred lockers or concierge pick-up/drop-off, including West Harbour City, Liberty Village Towns, The Met, VU, Westside Gallery Lofts, The Bridge, LTD, 1101 Bay, and Madison Avenue Lofts.

094 new Condo Guide april 12 - 26, 2014

Pictured

Alfred Inc. founder Matt Young demonstrates the locker system at Alfred’s new drop-off and pick-up location at 564 Church St. in Toronto

Beyond condos, Alfred has recently opened its first dedicated location at 564 Church St. in Toronto, where lockers await your drop-offs and pick-ups, 24/7.

So, what’s next for Alfred? Billing the start-up company as a “building butler service,” Young says they are already planning to expand to other services that would make the lives of busy condo dwellers easier and more convenient.

Visit alfredservice.com for more information, and download the Alfred app at the app store.

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condo profile

STREETCAR INTRODUCES THE CARNABY COLLECTION New two-storey towns and penthouse loft condos at Queen and Gladstone

t

here is an unmistakable vibe to Toronto’s Arts and Design District along Queen Street West – edgy, hip, young and independent, filled with a population reflective of this urban pulse. At the centre of this eclectic universe in the Queen West and Gladstone area, Streetcar will soon introduce The Carnaby Collection to its third building, The Carnaby, which is already under construction. The Collection will include spectacular two-storey loft condos and

096 new Condo Guide april 12 - 26, 2014

spacious penthouses to welcome the stylish leaders to a new brand of quality lifestyle.

Some of The Collection’s two-storey towns will have direct street entry and many feature large terrace spaces with city views.

These modern lofts are unique to The Carnaby, yet contain many of

Every new open-concept penthouse layout is unique, with highlights such as large windows and spacious terraces the same design features and finishes such as nine-ft. ceilings, walk-in closets, extended kitchens with pantries, integrated appliances, and unique layouts that feel more like a house than a condo. In addition, many have a main-floor bedroom and bathroom.

Every new open-concept penthouse layout is unique, with highlights such as large windows and spacious terraces.

Queen West and Gladstone has quickly become one of Toronto’s centres of cool culture, comprising trendy hotels, lounges and bars, hip nightspots, emerging restaurants and avant-garde galleries, all within easy walking distance of The Carnaby. The restoration and renovation of some of Toronto’s oldest heritage buildings has the area exploding with creativity, with indie fashion houses and leading designers on every block. During spring, summer and fall, the Trinity Bellwoods Park Farmers’ Market bursts with colour, choices and flavours, and the neighbourhood is connected with the rest of the city via the Queen Street TTC. Streetcar has had unprecedented success with The Carnaby, with over 80 per cent of the more than 430 lofts sold. The Carnaby will be the third loft building, joining 2 Gladstone and 8 Gladstone already built and occupied, and Streetcar’s recently introduced Twenty condo will complete this urban environment.

Inspired by its London namesake, The Carnaby is connected to the other condo buildings by a courtyard and European-inspired, pedestrian-friendly landscaped lane way. This mews is perfect for pet-walking, carriagepushing, jogging, cycling, and even shopping and browsing in the ground-level retail and studios that will animate the lane way. Among these are the Metro grocery store and gallery space that will be situated on The Carnaby’s ground floor.

The building amenities include a contemporary party room, chic media lounge and bar, fully appointed fitness centre and an awesome outdoor terrace with a

sun lounge. Suite finishes by Seven Haus Design range from nine-ft.high exposed concrete ceilings to engineered hardwood floors throughout and kitchens with high-gloss cabinets, Caesarstone countertops and integrated stainless steel appliances.

The new release of two-storey residences and penthouses at The Carnaby includes one-bedroom to three-bedroom designs. Prices begin from $399,900. You will still find a limited selection of lofts available elsewhere in the condominium, from one-bedrooms at 433 sq. ft. to penthouses at 1,350 sq. ft., with prices beginning from $272,900.

The Carnaby is brought to you

by Streetcar Developments in partnership with Dundee Realty Corp. – two experienced and renowned firms that have earned great reputations for excellence.

Register online today to receive more information on The Carnaby Collection release at carnabylofts.com or by calling 416.690.9009. Visit the presentation centre and tour the two fully furnished lofts at 8 Gladstone Ave., east of Dufferin, north of Queen.

Hours are Monday to Thursday from noon to 6 p.m.; Saturday and Sunday noon to 5 p.m.; Friday closed. april 12 - 26, 2014 new Condo Guide 097

in the news

New condominium to bring urgently needed residential opportunities

To Morningside and Ellesmere When Lemine Investment Group and Devron Developments introduce “The Academy Condominiums by the University” at Morningside and Ellesmere, they will help to satisfy the urgent demand for new housing options in this growing and evolving area. The University of Toronto Scarborough Campus (UTSC) is attracting widespread media attention, as the $248-million Toronto Pan Am Sports Centre (formerly the Aquatic Centre and Field House) at Morningside and Military Trail will open this fall to students and the public, and will be used for the Pan Am/ Para Pan American Games next summer. This facility is the largest investment in Canadian amateur sport, and serves as a solid anchor for the area revitalization taking place.

The Academy Condominiums will offer much needed and valuepacked suites for those who wish to live close to the University and the other neighbourhood amenities such as grocery stores, big-box shopping, Morningside National Park and Rouge Valley Centenary Hospital. The Academy will also appeal to investors, who can be confident of finding tenants in light of the housing shortage at UTSC. Enrolment is approaching 12,000 and is expected to increase by 5,000 during the next two decades, yet the on-site student residence includes just 765 beds, which are available only to first-year students.

In addition to the demand for additional housing being strong, so, too is the appeal of UTSC. It is the only U of T campus that offers a co-op program and well-respected business program. As part of the campus expansion, a massive instructional centre opened in 2011 to house the Management and Computer and Mathematical Sciences programs, the Co-op program, lecture halls and restaurants, and a $65 million Environmental Science and Chemistry building in under construction to be completed in 2015. As a result, UTSC is attracting a

substantial number of international students who need nearby, quiet and clean accommodations. With tuitions of $40,000+ per year, these students desire apartments within the “golden triangle” of Ellesmere/ Military Trail/Conlins Avenue. As it is now, many students commute from other locations across the Greater Toronto Area.

Recognizing this dilemma, Lemine and Devron selected a strategic property only minutes from UTSC for The Academy. The building will rise to 26 storeys and include 339 suites – an ideal scenario for students, staff and faculty members at UTSC, as well as staff at Centenary Hospital.

Taking yet another proactive role in the area’s revitalization, Lemine is collaborating with the UTSC Co-op office to employ students who are working through their educational programs.

The Academy is a major step in fulfilling the energetic vision for this thriving area. Prices start from $188,800. For more information, register at academycondos.com.

098 new Condo Guide april 12 - 26, 2014

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in the news

Ground-breaking ushers in construction of 88 Scott Concert comes to Financial District & St. Lawrence area and made its mark in the centre of Toronto’s bustling Financial District and St. Lawrence neighbourhood. On Mar. 27, Concert Properties representatives; Councillor Pam McConnell; Toronto Chief Planner, Jennifer Keesmaat; and senior City of Toronto officials were on hand to witness the commencement of the drilling of a sixstorey caisson hole into the site at the corner of Scott and Wellington streets. Those in attendance became a part of the history of 88 Scott by witnessing a 70-ft. steel shoring pile (I-Beam) that will be hoisted into the caisson hole, officially launching construction for the mixed-use condominium tower.

“We are very proud to be a part of this monumental development in the heart of where Toronto’s Financial District and culture intersect,” said Brian McCauley, president and COO for Concert Properties, to those in attendance. “88 Scott is the single largest project Concert has undertaken in our 25-year history.”

The $262-million project will be a precedent-setting, five-storey podium with retail, office and a public art atrium that merges with a soaring 58-storey residential condo tower offering striking city, skyline and lake-front views. The project is currently 86 per cent sold.

88 Scott has officially broken ground

The collection of well-appointed amenities at 88 Scott provides residents with the sense of a “vertical neighbourhood” “Concert worked closely with the community and city to create a design that respects the neighbourhood and exemplifies great urban design,” according to McCauley. “In doing so, we will honour the heritage of the original 1951 character building by preserving and reintegrating the limestone and granite into the new façade of the five-storey podium.” The space will house boutique office space, retail store fronts with outdoor patios, a publicly accessible atrium with public art and the grand residential entrance.

Designed by Page & Steele/IBI Group Architects, 88 Scott features 525 suites including studios to spacious 100 new Condo Guide april 12 - 26, 2014

Pictured from left to right: Brian McCauley, president and COO,

Concert Properties; Councillor Pam McConnell; David Podmore, chairman and CEO, Concert Properties. Photo credit: Sam Santos/ George Pimentel Photography

three-bedroom units that range in size from 555 to more than 4,500 sq. ft.

The collection of well-appointed amenities at 88 Scott provides residents with the sense of a “vertical neighbourhood.” The two-storey Sky Lounge on the 46th and 47th floor offers a fireplace lounge, bar and private dining room overlooking the dramatic city skyline through floor-to-ceiling windows. The Core Club offers a fully equipped fitness studio, seamlessedge indoor pool, kitchen and bar, and an expansive outdoor terrace with green spaces, barbecues, alfresco dining and an outdoor fireplace.

The energy-efficient and sustainable building is designed to attain LEED Gold Certification and the highest tier of the Toronto Green Standard.

88 Scott is the most recent addition to an impressive portfolio of homes built by Concert, which is also the developer of The Berczy − the highly successful boutique condominium located across the street from the Flatiron Building. Committed to excellence in architecture, design and construction, Concert has developed over 9,500 condominium and rental homes for the people of Ontario and British Columbia.

For more information, visit 88scott.com and concertproperties.com.

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Prices, sizes and specifications are subject to change without notice. Map not to scale. Illustrations are artist’s concept. E.&O.E.

APRIL 12 - 26, 2014 NEW CONDO GUIDE 101

homebuyers’ help

Condo hunter’s checklist

When shopping for your dream condo, carry this list with you and take notes to help you remember what you saw, and where! condo #1

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102 new Condo Guide april 12 - 26, 2014

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in the news

Toronto’s first

Yarn Bombing // by Sonia Bell To celebrate the development of Lanehouse on Bartlett,

Curated Properties hosted an over-the-top Yarn Bombing event to showcase their two-story model loft. Yarn Bombing, an alternative art form and style of graffiti where artists create yarn installations, was displayed throughout the building. Three swings hung from the high ceiling, where models tossed balls of yarn to one another, the building posts were covered in beautifully designed knitted fabric, and, last but not least, there was an intriguing 18-ft. Yarn Bar. Using Yarn Bombing as the inspiration behind the décor was Curated Properties’ way of acknowledging, and paying tribute to, the building’s history as a yarn factory. On a more implicit level, Curated Properties also used Yarn Bombing as a way to symbolize the way in which they’re reclaiming old spaces. Yarn Bombing is used as an outlet to take back old spaces by adding one’s own personal touch to a public place, which is precisely what Curated Properties has done with Lanehouse.

Adam Ochshorn, principal of Curated Properties, explained that Yarn Bombing is “…a great way to embrace taking back spaces. Just how we’re in the process of… taking back a space that was used for over a hundred years as a factory… [We’re] taking [this] space and giving it back to residences rather than having people do industrial work right in the centre of a residential neighbourhood downtown.”

Instead of demolishing the old building and developing something Ochshorn explains that the entirely new, Curated Properties is restoring the existing building to restoration of the building create a truly unique and charming development. The industrial look “[conveys] what we anticipate to be and feel of the building will be used as inspiration for the design of the the future of Toronto’s units, as illustrated with the interior brick walls. development scene – something more conscious and eclectic.”

Lanehouse, located at 50 Curated Properties is restoring the existing Bartlett Ave. near Bloor and building to create a truly unique and Dufferin, is one of the first residential laneway developments charming development to hit Toronto. It comprises of 13 loft-houses and three flats, and will allow residents to experience some of the benefits that most residents of downtown Toronto have had to compromise, such as privacy. The lofts are an astounding 18 ft. high, with large windows to allow for natural sunlight.

For more information, visit online at curatedproperties.com.

104

luxury homes and condos to life

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* Due to scale restrictions, locators are approximate. Please see builder’s ads for exact locations.

# Builder 2 Great Gulf Homes 6 Cresford Development Corp.

7 The Daniels Corporation 8 Cresford Development Corp.

10 Empire Communities 15 Tridel Corporation 17 Rockport Group 18 Monarch Corporation 18 Urban Capital 20 Tower Hill Development Corporation 23 Tribute Communities 25 Tridel Corporation 26 Bazis Inc. 27 The Daniels Corporation 28 Empire Communities 31 Worsley Urban Partners 35 Menkes Developments Inc. 37 Cresford Development Corp.

38 Easton’s Group 39 Lifetime Developments 40 Fernbrook Homes/Cityzen Dev. 42 Triumph Developments 43 K-CAP Laird Inc. 52 Cresford Development Corp.

52 Cresford Development Corp.

58 Great Gulf Homes 94 DHD Developments 99 Great Gulf Homes 110 Great Gulf Homes 124 Pinnacle International 126 Great Gulf Homes 131 Lanterra Developments 140 Eden Shaw 149 Camrost - Felcorp 150 Aspen Ridge Homes 155 Lifetime Developments 171 Camrost - Felcorp 189 The Daniels Corporation 190 Cresford Development Corp.

199 Fieldgate Homes 202 Bazis Inc. 202 Rio Can 202 Metropia 215 Dundee Kilmer Developments 217 Pemberton Group 217 Baywood Homes 218 Malibu Investments Inc. 218 Urban Capital 1 Goldman Group & Lash Dev. Corp.

1 Goldman Group & Lash Dev. Corp.

3 Concord Adex 3 Concord Adex 3 Concord Adex 3 Concord Adex 3 Concord Adex 4 Gairloch Investments 4 Centrestone Urban Developments Inc. 5 Onni Group of Companies 5 Onni Group of Companies 7 The Daniels Corporation 8 Cresford Development Corp.

8 Cresford Development Corp.

9 Aspen Ridge Homes 11 Menkes Developments Inc. 11 Menkes Developments Inc. 12 North Drive Investment 13 Streetcar Development *TH: Townhomes, C: Condo

Site Telephone TH* C* Price Range Page Finder Yonge+Richmond 416-499-8883 • from $284,000 23 16K Merton Yonge Condominiums 416-484-1900 • from $350,000 136 & IBC 14e High Park Condominiums 416-351-1844 • from $300,000 15 8L NXT 416-977-5300 • • from $350,000 IBC 8N The HUB 416-784-3482 • from $250,000 7 9F 101 Erskine 416-480-0700 • from $286,000 IFC 14D The Nest 416-223-0003 • from $250,000 59 11H Riva del Lago 416-495-3544 • from $300,000 Insert 24c RC3 416-862-0505 • • from $250,000 51 & Insert 18L 2221 Yonge 647-350-2221 • from $320,000 73 14E The College 416-363-4800 • from $300,000 47 M14 Spadina Queen 416-661-1949 • from $350,000 IFC 15D No1 Yorkville 416-519-2911 • from $388,000 5 15I One Park Place South Tower 416-955-0559 • from $200,000 29 18k Water Tower at Eau Du Soleil 416-503-3328 • from $320,000 6 25B Totem Condominium 416-792-1877 • from $250,000 57 15H 87 Peter menkes.com • Insert 15M Lofts 399 416-867-3999 • from $590,000 IBC 14L Dundas Square Gardens 416-645-8575 • from $200,000 81 17k The Code thecodecondos.com • from $250,000 25 13H Garrison Point garrisonpoint.ca • from $220,000 63 13N Howard Park 2 416-873-0989 • 77 9L The Upper House Condos in Leaside 416-425-1800 from $350,000 44 18D CASA 2 416-977-1100 • from $290,000 IBC 15L CASA III 416-486-2272 • from $250,000 IBC 15L Monde 416-466-8885 • from $342,000 22 17M Gooderham Condos at The Distillery 416-361-1322 • from $390,000 95 18L One Bloor Residences 416-922-0081 • from $550,000 22 15I Charlie 416-927-9772 • from $947,000 23 14M The Pinnacle on Adelaide 416-596-1600 • from $350,000 61 15M X2 416-927-0080 • from $480,000 23 16J Riverhouse at the Old Mill 416-766-7343 • from $520,000 26 5L Chaz Yorkville Condos 416-922-0045 • from $300,000 31 16J Imperial Plaza 416-925-2501 • from $385,000 3 15I Studio on Richmond 647-352-7736 • from $300,000 49 15M The Bond Condominiums 416-546-7525 • • 27 15G Yorkville Plaza II 416-966-3003 • • from $350,000 1 14H Cinema Tower Condominiums 416-203-2020 • from $450,000 39 14M 1000 Bay 416-485-3000 • from $390,000 IBC 15J 90 Niagara 90niagara.com from $350,000 65 14O E Condos 416-243-8688 • from $300,000 19 14E E Condos 416-243-8688 • from $300,000 19 14E E Condos 416-243-8688 • from $300,000 19 14E Canary District Condominiums 416-603-7576 • from $250,000 45 18L TEN93 Queen West 905-326-4100 • from $280,000 9 12F TEN93 Queen West 905-326-4100 • from $280,000 9 12F Smart House 416-292-0219 • from $230,000 55 15L Smart House 416-292-0219 • from $230,000 55 15L 530 St. Clair Ave. West 416-868-0500 • from $344,000 12H the rushton rushtonliving.com • from $344,000 12H Grand Parade 2 at Concord CityPlace 416-813-2999 • 15M ParadeTWO Park Collection at Concord CityPlace 416-813-2999 • from $308,000 15M Quartz 416-813-2999 • • 15M Spectra 2 416-813-2999 • • 15N Grand Parade 2 at Concord CityPlace 416-813-2999 • 15M 383 Sorauren 383sorauren.com 9L 383 Sorauren 416-588-0383 9L Garrison at the Yards 416-260-2600 • from $190,000 14n West Lake 416-260-2600 • from $240,000 14N The Parkside Collection 416-351-1844 • from $700,000 8L NXT 2 416-977-5300 • • from $300,000 8N NXT2/Phase Two 416-977-5300 • • from $210,000 8N VU 416-970-9500 • • from $370,000 16L Pears on the Avenue 416-323-0100 • from $382,000 14I 365 Church 416-591-7700 • from $250,000 14I The High Park 416-670-3699 • from $300,000 8L Trinity Lofts 416-690-2988 • from $330,000 19l

Highlighted listings are advertised in this issue of Condo Guide.

Please refer to page number for complete information.

Attention Builders - Want to add your community to our maps?

Need to update existing information? Please fax the details to (416) 789-9554

Builder

Canalfa Group Freed Urban Capital Urban Capital KIngstone Road Development Menkes Developments Inc. Easton’s Group Remington Group Easton’s Group Remington Group Monarch Corporation Tridel Corporation Greenpark Homes Bazis Inc. Pinnacle International Pinnacle International Tower Hill Development Corporation Madison Homes Lamb Development Corp.

Centre Court Development Neudorfer Corporation Concord Adex Conservatory Group Tridel Corporation Times Developments Inc. MintoUrban Communities Inc. MintoUrban Communities Inc. Lanterra Developments Lindvest Canalfa Group Pemberton Group Lamb Development Corp.

E-Park Development Emsatec Canada Inc Neudorfer Corporation Madison Homes State Building Group Empire Communities Lamb Development Corp.

Tridel Corporation Harhay Developments Carttera Fernbrook Homes/Cityzen Dev. Lamb Development Corp.

Harhay Developments Plaza Menkes Developments Inc. Lifetime Developments Aspen Ridge Homes Context Development Inc. Context Development Inc. The Brownstone Group of Companies The Brownstone Group of Companies Plaza Bazis Inc. Metropia Plaza Pemberton Group The Daniels Corporation The Daniels Corporation The Daniels Corporation Lifetime Developments Lifetime Developments Concert Properties Triangle West Development Tridel Corporation Tridel Corporation Tribute Communities Tribute Communities Graywood Developments Mod Developments Inc. Canderel/Stoneridge Alterra Homes/Finer Space 45 Charles Ltd. BSaR Ltd Andrin Homes Graywood/Beaverhall Development Cityzen Fernbrook Homes Fernbrook Homes Urban Capital Malibu Investments Inc. Alit Developments Tre Memovia Developments Lifetime Developments Castlepoint/Cityzen/Fernbrook Pianosi Developments Sorbara Group Streetcar Development Camrost - Felcorp Mizrahi | Khalili Developments Sorbara Group Graywood Developments Mod Developments Inc. Reserve Properties Reserve Properties Pemberton Group Streetcar Development Greenpark Homes Tri-Win Developments Inc MintoUrban Communities Inc. Burnac Corporation Lifetime Developments Centre Court Development Streetcar Development Menkes Developments Inc. Freed Carttera Solotex Mod Developments Inc. Reserve Properties Castlepoint/Numa Dundee Kilmer Developments Torbel Group TAS DesignBuild Lamb Development Corp.

Lamb Development Corp.

Lamb Development Corp.

Freed Triumphal Developments Inc. Mansouri Living Menkes Developments Inc.

*TH: Townhomes, C: Condo

Site

Telephone

TH* C*

Price Range

Page

Liberty Place 416-537-0047 • • from $170,000 155 REDPATH 416-996-5428 • from $210,000 River City 416-862-0505 • • from $250,000 River City 2 416-862-0505 • • from $250,000 The Glen 416-694-3333 • from $255,000 Fabrik 416-591-7700 • from $250,000 King Blue Condominiums 416-599-1355 • from $200,000 King Blue Condominiums 416-599-1355 • from $200,000 Westinghouse Lofts 416-599-1355 • from $200,000 Westinghouse Lofts 416-599-1355 • from $200,000 Picasso on Richmond 416-495-3549 • Ten York 416-596-9888 • from $1020,000 Axiom Condominiums 647-352-4077 • from $225,000 One Yorkville 416-519-2911 • from $300,000 Success Tower at Pinnacle Centre 416-360-0673 • from $750,000 33 Bay Residences at Pinnacle Centre 416-925-3325 • from $375,000 Churchill Park Condominiums 416-966-9080 • from $900,000 The Madison 416-482-8090 • from $420,000 Riverside Towns 416-368-5262 • from $460,000 Core Condos 416-598-2673 • from $220,000 Fuse Condos 416-534-4444 from $220,000 Infinity The Final Phase 416-214-1988 • from $300,000 Milan 416-928-7409 • from $520,000 Aqualina at Bayside 416-514-2710 • from $350,000 The 500 Condos + Lofts 416-960-0606 • from $400,000 King West 416-367-5464 • from $210,000 775 King West 416-367-5464 • from $330,000 3018 Yonge In Lawrence Park 416-787-8882 • from $390,000 B Streets 416-532-6636 from $369,000 Liberty Central by the Lake 416-537-0047 • • The Uptown Residences 416-987-3500 • from $950,000 The Brant Park 416-368-5262 • from $262,000 Foundry Lofts 416-531-7760 from $399,000 The Brownstones 5 416-531-7760 • from $350,000 Brownstones 416-531-7760 • from $305,000 The Upper Canada Condominium 416-489-5194 • from $1800,000 The Upper Canada Condominiums 416-489-5194 • from $1.8,000 Schoolhouse 416-979-1333 • from $595,000 Flatiron Lofts 416-368-5262 from $243,000 300 Front Street West 416-217-0300 • from $324,000 One Eleven Condominiums & Lofts 647-347-4111 • from $250,000 One Eleven Condominiums & Lofts 647-347-4111 • from $250,000 Pier 27 Waterlink 416-367-3456 • from $800,000 The King East 416-368-5262 • from $435,000 East Condos & Lofts 416-368-5262 • from $310,000 King West 647-341-1731 • from $346,000 Four Seasons Private Residences Toronto 416-775-7500 • from $1900,000 Four Seasons Private Residences Toronto 416-775-7500 • from $1900,000 Seventy Seven Charles Yorkville 416-203-7034 • from $2100,000 Market Wharf 416-861-8181 • from $260,000 Library District Condominiums 416-861-8181 • from $222,000 Brownstones in Davenport Village 416-531-7760 from $245,000 Brownstones on the Park 416-531-7760 • from $260,000 Ivory On Adelaide 647-341-1731 • from $279,000 Exhibit 416-967-7778 • Exhibit 416-967-7778 • Exhibit 416-967-7778 • U Condominiums 416-546-6605 • from $2500,000 One Park West 416-955-0559 • from $406,000 One Park Place Condominiums 416-955-0559 • from $200,000 Festival Tower 416-203-2020 • from $350,000 X2 416-927-0080 • from $303,000 Bisha Hotel & Residences 416-637-2211 • from $274,000 88 Scott 416-216-8588 • Art Condos 416-535-7775 • from $530,000 Two Old Mill 416-645-7022 • from $356,000 Old Mill 416-645-7022 • from $450,000 RCM I on University 647-351-9247 • from $393,000 Queen & Portland 416-363-4800 • from $315,000 5 St. Joseph 416-928-0555 • • from $250,000 5 St. Joseph 416-928-0555 • • from $250,000 DNA 3 416-929-1030 • from $220,000 Post House Condominium 416-964-2777 • from $350,000 Chaz Yorkville Condos 416-922-0045 • from $200,000 12 Degrees 416-408-1200 • from $350,000 The Berwick 416-922-9425 from $280,000 The Mercer 416-597-6940 • from $350,000 Backstage on the Esplanade 416-777-2533 Backstage on the Esplanade 416-777-2533 Vero 416-798-7070 from $250,000 Tableau Condominiums 416-591-8887 • • from $450,000 Tableau Condominiums 416-591-8887 • • from $350,000 Tableau Condominiums 416-591-8887 • • from $350,000 Carmelina 416-423-8500 • from $325,000 The Yorkville Condominiums 416-987-3344 • • from $550,000 L Tower 416-777-2533 • from $410,000 Perspective Condos 416-242-3500 from $280,000 thirtytwo Camden 416-860-0060 • from $240,000 8 Gladstone 416-690-9009 • from $335,000 Yorkville Plaza 416-966-3003 • • from $350,000 133 Hazelton Residence 416-926-9900 • 210 Simcoe 416-217-0210 • from $200,000 Five Condos 416-928-0555 • • from $375,000 Five Condos 416-928-0555 • • from $375,000 Rise 416-546-7399 • • from $290,000 Model Suite of the Month • Neon 416-987-7878 • from $470,000 The Carlaw 416-690-8588 • from $200,000 Allure Condominiums 416-487-7600 • from $350,000 FAD Condos 416-815-1818 • from $250,000 30 Roe 416-915-3812 • from $350,000 South Hill on Madison southhillonmadison.com • from $200,000 INDX 416-987-4639 • INDX 416-987-4639 • The Carnaby 416-690-9009 • from $250,000 Noir 416-977-8780 • from $250,000 SIXTY Colborne 416-601-0060 • from $300,000 SIXTY Colborne 416-598-7775 • from $300,000 Upper Beach Townes • The Massey Tower 416-966-0197 • • from $320,000 109OZ 416-531-4844 • from $300,000 The Sterling 416-777-2533 • • from $230,000 Canary Park Condominiums 416-603-7576 • from $250,000 Wallace Walk 416-531-1818 • from $210,000 Duke Condos junctionlife.ca King Charlotte 416-368-5262 • from $416,000 Theatre Park 416-368-5262 • from $537,000 The Harlowe 416-363-1771 • from $260,000 Thompson Residences 416-360-0600 • from $280,000 Howard Park 416-873-0989 • The Perry 416-926-7555 • from $390,000 Harbour Plaza menkes.com •

Highlighted listings are advertised in this issue of Condo Guide.

Please refer to page number for complete information.

Finder 12N 14D 18L 18L 23H 14M 12N 12N 12N 12N 14M 12F 17L 15I 17m 17m 13H 14E 19L 16L 9k 16m 15I 18N 17I 14M 14M 14B 13J 12N 16J 14M 9I 9I 9I 14G 14G 13i 20J 15M 13M 13M 17N 18L 18L 13N 15I 15I 14J 17M 17M 9j 9J 17L 14i 14i 14i 15K 18J 18J M14 16J 16m 17M 12N 5L 5L 14M 15I 16J 16J 12N 16L 16J 15L 14D 15M 17M 17M 17M 15L 15L 15L 23J 15G 17L 4H 14L M12 14H 14I 15M 15J 15J 12H 12H 14D 19K 14F 14M 14D 13I 16M 16M 12M 15M 16L 16L 24G 16L 12M 9L 18L 9L 8K 15M 16M 15M

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torontoregionalmaps: Toronto, East York, York

#

14 16 18 18 19 20 21 21 21 21 22 22 24 26 29 29 30 32 33 34 36 41 46 51 54 55 55 57 59 60 62 64 66 66 66 70 70 78 81 83 85 85 88 101 101 102 103 103 104 106 106 109 109 114 117 117 117 118 120 120 122 126 128 129 130 131 131 133 134 135 135 136 137 140 141 142 148 151 151 151 153 153 153 154 155 157 162 165 170 171 173 175 179 179 184 184 185 186 188 191 192 193 195 195 197 198 200 200 201 206 207 210 215 217 219 220 221 222

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18

101

Steeles Ave

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20

North York c

14

400

124

40 8 2 50 37

24

25

26

99

9 135

5

23

121

33

b

21 22

128

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401 3 122

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torontoregionalmaps: North York

* Due to scale restrictions, locators are approximate. Please see builder’s ads for exact locations.

108

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Builder

7 9 14 121 123 124 128 1 2 3 3 4 4 5 5 6 6 6 6 8 15 21 28 33 37 40 50 50 86 94 95 96 96 96 99 101 122 122 122 125 128 130 132

Fram Building Group Sorbara Group Torbel Group Liberty Development Corp.

Brandy Lane Homes Tridel Corporation The Daniels Corporation Concord Adex Torbel Group YYZed Project management Tiffany Park Homes Tridel Corporation Tridel Corporation Lindvest Lindvest Concord Adex Concord Adex Concord Adex Concord Adex Conservatory Group Emery Condominiums Tridel Corporation Tridel Corporation Castle Royale Development Norstar Group of Companies Menkes Developments Inc. MintoUrban Communities Inc. Devron Developments Canderel/Stoneridge DHD Developments Aspen Ridge Homes ELAD Canada ELAD Canada ELAD Canada The Brown Group of Companies Kantium Development Lanterra Developments Lanterra Developments Lanterra Developments Fram Building Group The Daniels Corporation Tribute Communities Fram Building Group/Cadillac Fairview

*TH: Townhomes, C: Condo

Site

Telephone

TH* C*

Price Range

Page

SOUL mysoulcondos.ca from $200,000 101 Beacon beaconcondos.ca • 85 Diva Condo DivaCondo.com from $225,000 103 World on Yonge 905-771-7010 • from $284,000 35 The Station 416-398-9777 • from $420,000 48 Trio at Atria 416-645-8866 from $255,000 IFC NY2 416-221-3939 from $250,000 41 Opus 416-813-2999 • • The Avanti Condominiums 416-636-0400 from $390,000 VISTO vistocondos.ca from $220,000 Westhaven 416-792-6655 • from $633,000 Hullmark Centre 416-733-2883 • from $524,000 Aristo at Avonshire 416-730-0300 • from $383,000 The Brownstones at Westown lindvest.com from $330,000 Grand Cornell Brownstones in Markham 905-294-6161 from $340,000 Tango at Concord Park Place 416-813-2999 • • from $236,000 Discovery at Concord Park Place 416-813-2999 • Discovery II at Concord Park Place 416-813-2999 • • from $210,000 Tango2 at Concord Park Place 416-813-2999 • from $265,000 Pearl 2 Condominiums 416-512-1818 • The Essential 905-887-4888 • from $250,000 Argento 416-663-1818 • from $562,000 Alto at Atria 416-645-8866 • from $288,000 The Palm Condominium Residences 416-306-1000 • from $400,000 Portrait Condominiums 416-282-9600 • from $300,000 Gibson Square 416-730-9722 • from $385,000 88 416-915-3805 • from $325,000 Flo Condominiums 647-799-0356 • from $250,000 Aura At College Park 416-962-8688 • from $995,000 Gooderham 416-361-1322 • from $410,000 Scenic on Eglinton 416-805-1781 • Emerald City Condominiums 416-492-0001 • from $256,000 Dreamtower At Emerald City 416-492-0001 • from $248,000 Biyu Emerald City biyucondos.com • from $250,000 Willow Park at Bayview 416-221-6767 • from $400,000 Posh Condominiums 905-771-0134 • from $544,000 Treviso Condominiums 416-787-8882 • from $250,000 Treviso II 416-787-8882 • from $250,000 Treviso III 416-787-8882 • from $250,000 LIV Lofts 416-445-5638 • from $250,000 NY Place 416-221-3939 • from $250,000 Canterbury 647-352-2130 • • from $700,000 Flaire Condos 416-445-8868 • from $320,000

Highlighted listings are advertised in this issue of Condo Guide.

Please refer to page number for complete information.

Finder 25C 17C 11C A18 12D 24C 19C 22C 17C 8E 23G 18D 18D 4C 4C 22C 22C 22C 22C 17C 20E 22e 25D 17B 13C 17C 18c 18c 16K 18l 23G 24C 24C 24C 21 16A 12F 12F 12F 22F 19C 19F 22F

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1

2

3

4

5

6

8

bio

26

e

Islington Ave

al

Kipling Ave

Martin Grove Rd

10

62

Bl

vd

1

2A

40

Dixon Rd

Etobicoke Rathburn Rd

19

8 ll R Mi

44 Bloor St W

d

Dundas St W

Queensway

70

11 53 3 56 39 4 37 6 33

Gardiner Expressway Evans Ave

Horner Ave

* Due to scale restrictions, locators are approximate. Please see builder’s ads for exact locations.

5 Park Lawn

QEW

50 14 51 34 3 35

Royal York Rd

Scarborough

d

409

ett R Scarl

Westway

h

*TH: Townhomes, C: Condo

25

d

Re

9

Builder Devron Developments Lemine Investment Group Monarch Corporation Great Gulf Homes Queenscorp Residences Liberty Development Corp.

City Core Tridel Corporation Edilcan Development Corp.

Esquire Homes Windcatcher Development Corporation Henderson Development Limited Stanton Renaissance Stanton Renaissance Monarch Corporation Conservatory Group Menkes Developments Inc. Pemberton Group Wilkinson Developments Lash Group of Companies Carttera Camrost - Felcorp Camrost - Felcorp Graywood/Beaverhall Development Monarch Corporation Davies Smith Monarch Corporation Empire Communities Averton Homes Tridel Corporation Amexon Development Corporation Monarch Corporation Tridel Corporation Edilcan Development Corp.

Remington Group Pemberton Group Alterra Homes/Finer Space Tridel Corporation Phantom Developments Your Home Developments VHL Developments Ltd. VHL Developments Ltd. Royale Grand Woodbine Developments MintoUrban Communities Inc. First Avenue Properties Lash Group of Companies

24

nR

27

60

23

Finch Ave W

23

7

# 3 3 5 7 25 28 38 44 45 1 1 2 2 2 4 6 7 8 9 10 10 11 11 15 18 20 29 33 34 35 37 39 42 45 46 50 51 55 56 60 61 61 62 65 70 71

Al

Ranforth Dr

Av e

21 22

Humberline Dr

Da nf or th

20

401

ve nA

Ki

19

xd

lva

Sy

18

Passmore Ave

Centennial

Manse Rd

Galloway Rd

72

n

sto

RD

ng

Ki

17

East Ave Port Union Rd

Orton Park Rd

Markham Rd

McCowan Rd

Bellamy Rd

St. Clair Ave 1

Scarborough Golf Rd

n Dr

orto

Lawrence Ave E

3

16

427 Morrish Rd

71

* Due to scale restrictions, locators are d approximate. Please see builder’s ads n R for sto exact locations. ng

Victoria Park

g

Progress Ave

Brim

Eglinton Ave E

f

29

15

Sheppard Ave E Conlins Rd

2

Brimley Rd

Warden Ave

Pharmacy Rd

e

61

Birchmount Rd

d

Kennedy Rd

Ellesmere Rd

401 Midland Ave

55 401 31

Milner Ave

14

Beare Rd

1

13

Meadowvale Rd

Sheppard Ave E

Ave

Morningside Ave

evin

McL

12 Reesor Rd

Huntingwood Dr

c

11 Sewells Rd

Finch Ave E

b

10

Neilson Rd

McNicoll Ave

9

Tapscott Rd

McCowan Rd

A

7

65

Lakeshore Blvd W

Site Telephone TH* C* Price Range Page Finder The Academy academycondos.com • from $189,000 99 10D The Academy academycondos.com • from $189,000 99 10D The Epicurean 416-495-3530 • from $250,000 17 23F One Sherway Condominiums 416-695-3535 • from $226,000 22 16G Watermark 416-354-2221 • from $307,000 91 19D Terrace on Danforth 416-987-7575 • from $234,000 35 2F Harmony Village Sheppard 416-493-0123 from $176,000 71 2C West Village 416-620-1887 • from $290,000 IFC 21F Triumph at Valhalla triumphcondos.com • from $220,000 67 21F Three Seven Condos & Lofts esquirehomes.ca • from $210,000 11D Atwater Condos 905-271-5038 • from $280,000 12B Centro 416-296-1898 • from $185,000 6D On The Go Mimico 647-692-8417 • from $250,000 23C On The Go 647-692-8417 • from $250,000 23C Nautilus at Waterview 416-203-6636 • from $400,000 25H Altitude 416-321-1659 • from $230,000 25H One Sherway Condominiums 416-695-3535 • 16G Palais at Port Royal Place 416-239-8200 • from $260,000 23F Hunt Club Terrace 416-698-3020 • 2H Cloud 9 Condominiums 416-747-0199 • from $220,000 22B Cloud 9 Condominiums 416-800-0812 • from $240,000 22B ilofts at Mystic Pointe 416-251-8888 • from $310,000 25G California Condos 416-251-8888 • from $242,000 25g Ocean Club 416-255-4663 • from $250,000 24C Lago 416-495-3544 • from $200,000 24c Eleven Superior 416-259-8882 • from $220,000 23C Encore 416-495-3544 • 5D Beyond The Sea Star Tower Condominiums 416-979-1333 • • from $400,000 24H Evolution 416-747-9691 • from $250,000 22G Parc Nuvo at Essex 416-231-0999 • from $456,000 22g South Beach 416-252-3000 from $209,000 25H Waterscapes 416-495-3544 • 26H Ventus at Metro Gate 416-293-5535 • from $314,000 4c One Valhalla 416-233-5554 • from $239,000 21F Park Towers at IQ 416-253-5838 • from $170,000 22G Vivid Condos 416-239-8200 • from $250,000 23F Westwood Condominiums 416-239-9888 • from $250,000 23F Avani At Metrogate 416-293-5535 • from $240,000 4C Jade Condominiums 416-762-8818 • from $293,000 24G Nature’s Path 416-745-6686 • • from $270,000 11E 2150 Condos 416-750-2150 • 3E Haven On The Bluffs 416-2611-9555 • from $160,000 3E Lexington 416-638-8444 • from $240,000 21C South Shore 416-913-2136 • from $350,000 22H Qube Condos 647-351-7823 • from $200,000 24G Me Condos 416-430-0003 • from $150,000 8D

Highlighted listings are advertised in this issue of Condo Guide.

Please refer to page number for complete information.

Attention Builders - Want to add your community to our maps?

Need to update existing information? Please fax the details to (416) 789-9554

torontoregionalmaps: Scarborough, Etobicoke

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26

Park

Ave

2

8

o esh Lak W Blvd

y Valle D on ay Parkw

QEW

16 17 shore Lake W Blvd

25

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20

11

St

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14

Jarvis

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Toronto Waterfront

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waterfrontmaps: Toronto

* Due to scale restrictions, locators are approximate. Please see builder’s ads for exact locations.

110

#

Builder

8

Cresford Development Corp.

Site

Telephone

TH* C*

Price Range

Page

Finder

NXT at Windermere By The Lake

416-977-5300

• • from $300,000

IBC

11f

58 GREAT GULF

Monde

416-466-8885

• • from $304,000

22

17M

1

Park Lake Residences

416-769-4343

• • from $250,000

3F

3 Concord Adex

Grand Parade 2 at Concord CityPlace

416-813-0999

•

15M

3

Concord Adex

Quartz

416-813-0999

• •

15M

3

Concord adex

ParadeTWO Park Collection at Concord CityPlace

416-813-0999

• from $308,000

15M

4

Monarch Corporation

Nautilus at Waterview -

416-203-6636

• from $400,000

25H

4

tridel corporation

Aqualina at Bayside Toronto

6

Plazacorp/Berkley Community

West Harbour City

7

Lifetime Homes

8

Concord Adex

8

Concord Adex Grand Parade at Concord CityPlace

416-813-0999

8

Concord Adex

Panorama at Concord CityPlace

416-813-0999

• from $389,000

14F

8

Concord Adex

Panorama Elite Suites at Concord CityPlace

416-813-0999

• from $1,135,000

14F

8

Concord Adex

Luna Vista at Concord CityPlace

416-813-0999

• from $2,213,000

14F

8

CONCORD ADEX

Spectra

416-813-0999

• •

14F

8

Cresford Development Corp.

NXT2/Phase Two

416-977-5300

• • from $210,000

4E

9

Conservatory Group

Infinity Condominiums

Pemberton Group

416-514-2710

•

16E

westharbourcity.com

• from $327,000

13E

Waterparkcity – Neptune

416-203-3700

•

13f

ParadeTWO Tower Residences

416-813-0999

• from $287,000

14f

• from 293,000

14F

416-214-1988

• from $250,000

14f

11 CAMROST FELDCORP California Condominiums

sunsetcondos.ca

• from $242,000

25G

14 Canalfa Group

Liberty on the Park Condominiums

416-537-0047

• from $363,000

10F

15 Malibu investments inc.

LTD

416-601-2223

• from $200,000

12F

18 Fernbrook Homes/Cityzen Dev.

Pier 27 Residences On The Lake

416-367-3456

• from $300,000

11F

18 URBAN CPITAL

River City 2

416-862-0505

• from $250,000

18L

29 PINNACLE INTERNATIONAL

33 Bay Residence at Pinnacle Centre

416-925-3325

• • from $375,000

17M

60 CANALFA GROUP

Liberty Central by the Lake

416-537-0047

12N

*TH: Townhomes, C: Condo

Highlighted listings are advertised in this issue of Condo Guide.

Please refer to page number for complete information.

•

Attention Builders - Want to add your community to our maps?

Need to update existing information? Please fax the details to 416-789-9554

Park Rd S

Uxbridge TH* C*

Price Range

Lake

og

Scug

Phillip Mur

Manvers

Page

Finder

Scugog

Qu ee nS tE

St W

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Ro ya lW ind s

Th eC oll eg ew ay

Sh Sp erid ea an km P an ark Tr Dr Dr us co tt Dr

La ke sh or eR dW

Insert

416-354-2221

• from $307,000

91

Water Tower at Eau Du Soleil

416-503-3328

• from $320,000

Schomberg Whitby

Oshawa

24c 19D

Newcastle

6

25B

Sp ee rs Rd La ke Ma sh cD or eR on Cor ald nw dE Rd all Rd

windcatcher development corp.

Atwater Condos

905-271-5038

401 • from $280,000

12B

2

Stanton Renaissance

On The Go

647-692-8417

• from $250,000

23C

5

United lands

Stonebrook Condominiums

905-822-8858

• from $270,000

9E

8

chestnut hill development

San Francisco By The Bay

905-831-3631

• • from $180,000

23J

10 Pemberton Group

Bluwater Condominiums

416-987-8800

• from $350,000

5J

11 Monarch Corp.

Waterscapes

416-495-3544

• from $390,000

25C

13 GREEN HILL HOMES

Princeton Manor

905-849-1818

• from $210,000

6G

14 Phantom Developments

Jade Waterfront Condos

416-251-0707

• from $250,000

24G

15 GRAYWOOD DEVELOPMENTS

Ocean Club

416-255-4663

• from $250,000

24C

20 DAVIES SMITH

Eleven Superior

416-259-8882

• from $220,000

23C

Attention Builders - Want to add your community to our maps?

Need to update existing information? Please fax the details to 416-789-9554

Si

Bloor St

Lindsay

• from $350,000

Highlighted listings are advertised in this issue of Condo Guide.

Please refer to page number for complete information.

Park Rd S

Whitby 7 Waterfront

Stevenson Rd

Wentworth St

Gibb St

Thornton Rd

ly

King St W Bond St W

Centre St.

401

416-495-3544 48

King

Adelaide Ave

Kendalwood R

8

Garrard Rd

Bay

Anderson St

Telephone

Blair St

48

Hopkins St

n

Bayly St E Georgina Island 33 caygeo Bob

Cannington

Manning Rd

Garden St Blair St

Keswick

Brock St S Henry St Gordon St

Georgina

Cochrane St

Dundas St E

Ajax-Whitby

Bradford Tecumseth and Riva del Lago Tottenham

Bv

Sim

Rossland Rd

Town of Whitby

e 401

Shoal Point Rd

a

400

Rossland Rd McQuay

Townline Rd

Audley Rd

ke

La

Pickering Beach Rd

La Br ke id sh ge or Rd eR dW

Brock St N

Dryden Bv

waterfrontmaps: GTA

Dr

Ce rem on ial

Ra th bu rn Rd W

Eg Bu lin to rn Ra n ha th b m u th rn or Rd pe E Du Rd nd Th W as eQ St ue E en sw ay

Br ita nn ia Rd W

Av eW St ee les

Bu rn ha m th or pe Rd E

Taunton Rd W

1

*TH: Townhomes, C: Condo

eS co Sim

Stevenson Rd

Garden St

Baldwin St S

Country Lane

Conlin Rd

To Os

Thornton Rd

1518 20

Church St E

Thickson Rd

Coronation R

Salem Rd

Rd

2

R

25

Lakeridge Rd

Audley Rd

Salem Rd

Up pe rM idd le

Garrard Rd

Baldwin St N

Halls Rd N

4 Sideline R

Park Lawn Cedarbrook T

Royal York Rd

De rry Rd W

Duffs Rd

26

8 Con

Lakeshore Blvd E

co

East Gwillimbury Further North Waterfront

9

Stevenson Rd

Ashburn Rd

Cochrane

Country Lane

Lake Ridge R

d ll R Mi

4 Sideline

6 Sideline

Bu rn ha m th or pe Du Rd nd W as St W

d

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4 Sideline R

25

Taunton Rd WWaterfront Etobicoke

Alliston,

Watermark Adjala 9

Harwood Ave

ew

28 empire communities

Mara

Westney Rd S

400

24

16 28 Village of Evans Ave Gardiner Expressway Brooklin 1411

Horner Ave Rossland/Winchester

Oro

Finley Ave

Mono

QEW

Kingston Rd

Barrie

23

Queensway

Town of Ajax 11

riv

0

18 Monarch Corporation

Fifth Conces 12 11 9

Magill Dr

eD

Hwy 5

Essa

Beeton, Site

89

10 25 queenscorp residences

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I BUILD BUSINESS. “Joining BILD is probably the most important decision we made as a company. The clients are remarkable and we are able to understand and support their goals.”

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112 NEW CONDO GUIDE APRIL 12 - 26, 2014

GTA Edition April 12 - 26, 2014

Your complete source for condos, lofts and townhomes in the 905 region

IN THIS SECTION Maps and listings for new condo communities in the 905 region Builder news and the latest in condos in the 905

condo watch

previews & registrations Daniels Erin Mills

by The Daniels Corp.

New landmark community coming this fall to Erin Mills and Eglinton. Register to stay informed.

Web: DanielsErinMills.com

Centro Square

by Liberty Development

905 Builders: If you would like to include your preview registration, new release or site opening in this feature, just email the details to Lydia.McNutt@wall2wallmedia.com

Now previewing, Phase 2 in this master-planned community in the heart of Woodbridge.

Web: CentroSquare.ca

SkyCity2

by Pemberton Group

Urban living is coming soon to Richmond Hill.

Phase 1 is under construction at Yonge and Hwy. 7. Register for Phase 2.

Web: SkyCityCondos.com

The Clairington

by Castleridge Homes

Active adult living in a park-side condo in Brampton. Tower 2 unveiling soon. Register for insider access.

Web: TheClairington.com

Grand Palace Condominiums

by Guizzetti Corp.

Luxury living at affordable prices is coming to Richmond Hill. Register now for Tower C. Web: GrandPalace.ca

Pace on Main

by Geranium Homes

Luxury suites coming soon to Stouffville’s boutique condominium address. Register now to stay informed.

Web: GeraniumHomes.com

Park City Condominiums

By Tobyn Park Homes

Currently in pre-construction at Walkers Line and Upper Middle Road in Burlington.

Register now.

Web: ParkCityLiving.ca

114 new Condo Guide april 12 - 26, 2014

new releases & grand openings Legacy Park

by Liberty Development

New release! Be part of the grand finale at Thornhill City Centre – iconic architecture, urban suite designs and fabulous park views.

Web: LegacyParkCondos.com

The Mark

by Empire Communities

Now open at Markham Road and Bur Oak. Remarkable residences. Remarkable Markham.

Web: TheMarkCondos.ca

Grand Cornell Brownstones

by Lindvest

Now open in Markham! A new collection of stacked condominium townhomes is coming soon to the established Grand Cornell community located at Ninth Line and Hwy. 7.

Web: Lindvest.com

Rain Condominiums

by Empire Communities

New suite release at Rain Condominiums in Oakville. Now under construction.

Web: RainCondos.com

Allegra

by Nova Trimax

New release of Terrace Loft Suites, steps from the Village of Woodbridge. Construction now underway on Phase 1.

Web: AllegraCondos.com

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APRIL 12 - 26, 2014 NEW CONDO GUIDE 115

Designer Advice

BEDSIDE

looks // by Yanic Simard

// photos by Brandon Barre, Ted Yarwood

There’s much more to the science of sleep than just picking

a comfortable mattress. Your bedside accoutrements need to be ready to house a good book or two (and hide those glowing electronics) to give you peaceful slumber in style.

However, there are many more options out there than the humble night stand. To put some variety in your nightlife, even when it’s spent at home, here’s my guide to all things bedside.

116 new Condo Guide april 12 - 26, 2014

Table essentials: » A bedside table is typically 24 to 28 inches high – around the height of the mattress it accompanies (so you may want to go taller for a very high bed or shorter for a modern low style). » A lamp with a switch on the cord will be easier to flick on and off than a switch under the shade. For maximum ease you can instead have a switch wired into the wall, hidden behind the headboard or table for a clean look. » Dimmable lamps will adjust to the wide range of light levels desired, going from a restful glow to wide-awake bright. You can have a dimmer system built in during your condo’s construction, or find a dimming style after the fact. Just be sure to choose dimmable bulbs.

Look 2 Big and Small

What Small table with large lamp; large chest with small lamp.

Why A chest of drawers at table height will add more storage (great for smaller spaces), with the lighter lamp to help balance against the opposite side.

How Large furniture stores will likely have a matching table and chest for easy coordination, or you can go with two styles in related materials (even in slightly different heights). Pick a stand-out lamp for the more petite table and balance it with a quieter style on the chest. Just check that the lamp shades will sit at the same level (add the table and lamp dimensions) for a polished finish. Also consider using a desk instead of the chest to create a miniature home office.

My Pick Urban Barn’s “reflection” accent table and chest of drawers.

Look 3 Bedtime Story

What Table with lamp; chair with floor lamp.

Why Having a proper chair gives you a space to read or tie your shoes, but can also hold a book, electronics, or a tea tray just as a table would.

How In a modern space I like a transparent or metal chair for an open and airy look, but you can also use a small upholstered wing chair for stylish comfort. Add a slim floor lamp for reading, or even a petite table for your coffee and tea. In a client’s bedroom I recently used a swing arm sconce over a clear plastic chair and added an antiqued mirror for a dramatic backdrop.

My Pick Louis Ghost chair (with arms) or Victoria Ghost (without arms).

Here are five bedside looks to inspire your design dreams: Look 1 Classic Couple

What Identical side tables with matching lamps.

Why The consistency of a matching set leads to a sense of rhythm, and perfect symmetry can be calming.

How I like using mirrored or marble side tables against an upholstered headboard to add some drama. Using the same material throughout can be too matchy-matchy. Designer Jonathan Adler makes a line of chic table lamps which mix traditional elegance with modern energy.

My Pick Saarinen-style marble-top table. april 12 - 26, 2014 new Condo Guide 117

Look 4 Nightcap

What Bar cart turned table.

Why A bar cart is one of my favourite flexible furniture pieces, and not just for cocktail hour.

It makes an unexpected side table, but the look is both trendy and practical.

How Because bar carts are usually open and airy, choose one in a bright colour, sparkling metal or rich wood to balance a dark, heavy table. Fill the top and bottom with your most beautiful books and boxes, and leave space on top for a lamp.

My Pick Moller Trolley wooden cart from Design Within Reach.

Honourable Mentions: Here are a few extra bedside ideas which I find inspiring: » Wooden ladder (hang books and accessories over the rungs and clamp a lamp) » Floating cantilevered table with stool (great for small spaces) » Log section (cut to length, sand/seal, and add a notch to tuck a book) »F loor lamp with built-in table (saving space while adding a sophisticated twist) »A ntique rustic garbage can with lid (I didn’t believe it either until I saw it!) »P air any of these looks with a classic one-drawer bedside table, or mix two together to totally defy expectations and make your private space suit you to a T! Or should that be, “to a zzz...”

Look 5 Trendy Traveller

What Stack of luggage as table.

Why A jet-setter, trend-setter look, a suite of chic luggage you’ve invested in should be seen more often than just at the airport.

How Pile the luggage to table height, and use it to store out-of-season clothes between trips.

Perch a lamp on top or use a low floor lamp.

Add a traditional metal fan or a globe for old-world charm.

My Pick Classic Louis Vuitton LV print luggage with leather trim.

118 new Condo Guide april 12 - 26, 2014

Yanic Simard is the design editor of New Condo Guide and principal designer of the Toronto Interior Design Group. Specializing in residential and commercial projects, Yanic often applies his signature high/low and old/new combination design techniques in developing unique interiors. Yanic has created designs for clients in Toronto, Montreal and Miami, and has appeared as a regular guest expert on Citytv’s CityLine. For more information visit tidg.ca.

Coming This Spring

It's A Main Street State Of Mind In Downtown, Stouffville

PAC E

ON

MAIN

BOUTIQUE CONDOMINIUMS

Pace on Main is more than just an address, it’s life in the heart of Downtown Stouffville.

It’s an intimate collection of just 67 residences nestled within a neighbourhood of heritage architecture and tree lined streets.

Bistros beckon for casual suppers and fine dining is a stroll away. Day-to-day shopping mixes

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120 NEW CONDO GUIDE APRIL 12 - 26, 2014

Register for Brand New Tower 2

LUXURIOUS PARKSIDE CONDOS ER D N U ION 1 E S RUCT ITS A H P NST UN 2 O 1 C AL FIN

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Unveiling soon where Woodbridge meets Brampton Castleridge Homes does it again! Following the spectacular success of Tower 1, The Clairington Tower 2 is unveiling soon. With a full roster of green features, including Geothermal technology, this newest addition will offer savings on utilities as well as a reduced environmental footprint. This is the ultimate in luxury condo living overlooking Clairville Conservation Area. REGISTER NOW for INSIDER ACCESS!

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theclairington.com APRIL 12 - 26, 2014 NEW CONDO GUIDE 121

make your move

// by Chuck Resnick

Unpack your common sense

Chuck Resnick is vice-president of marketing and operations, Two Men and a Truck Canada. twomenandatruck.ca

W

hen it comes to moving, a little common sense goes a long way in transporting your belongings to your destination so that they arrive in good shape and on time.

Considering the importance our “stuff” has in making us feel comfortable in our surroundings,

122 new Condo Guide april 12 - 26, 2014

for a smooth move

these items deserve special thought and care. Thinking ahead is the best thing you can do when it comes to making arrangements and packing.

Organization should be your mantra, efficiency your goal.

If you are doing the packing, look ahead to lifting, stacking and unpacking the boxes during your move. People often run to the grocery or liquor store to pick up cartons, and then use newspaper as cushioning.

Although this approach can save you a few dollars, in the long run, you may pay for it in stress, time and broken items. Instead, think about purchasing cartons and packing paper from the professional mover you’ve chosen. The boxes come in uniform small, medium and large sizes, which are easy to stack in a moving truck or van. Trust me, this convenience is huge on moving day. Unlike newspaper, packing paper does not leave behind ink that then has to be cleaned during an already hectic time in your life.

During the packing itself, be generous with whatever you are using to cushion your things, especially fragile items. People often cram too much in each box in an attempt to keep the number of cartons down. As good as that sounds, it can backfire, as too many items with not enough cushioning may shift during transportation and damage each other. In addition, someone will have to lift each box and place it into the moving vehicle.

Packing too many heavy items into one container can result in no one being able to pick it up, or worse yet, the box breaking from the weight.

Common sense will tell you that heavier items should be packed in smaller boxes, and vice versa.

Did I mention labeling? Again, a little common sense goes a long way to success at the other end. When you pack the moving vehicle, remember to place the boxes you’ll need first, last – and label accordingly with the contents and which room it goes into. Even better, if you are driving to your next residence, place things such as garbage bags, tissues and dish liquid into the car. You should also carry valuables such as jewelry, your laptop, important papers and the like separately from the bulk of your items.

Another way to apply common sense to packing is to look at each item with the thought, “Do I really need and use this?” Especially if you are moving from a house into a condominium suite, paring down possessions is important. The fewer things you move, the less your move will cost in terms of time and money. And speaking of money, if your budget allows, hire movers to do your packing and transporting. We do this every day, and we have it all down to an efficient system. Professional movers want their moves to go smoothly as much as you do.

Everyone is born with common sense, but few use it. If you are planning a move, I encourage you to be one of those savvy few!

Comfort With Dow

Condo Living in Stouffville

Style

2013-06-03 11:53 AM Page 1

Comfortable Living Starting from mid thWith Downtown Style! $200’s • 5 golf curses minutes away • Steps to Main Street Stouffville • Arts & Culture • Restaurants & Entertainment

We are building • Sports & Recreation • Hiking Trails • Wineries

• Shopping

Last chance to

• All Amenities

ENJOY SPRING PROMOTION $200’s

Glengrove_JJ13_1_Layout 1 2013-06-03 11:5

• Walk to Transit

• 3 Minutes to GO Station

• 5 golf courses m • Steps to Main St Stouffville • Arts & Culture • Restaurants & Entertainment

249,900

• 10 Minutes to Hwy 404 • 5 golf courses minutes away CONSTRUCTION HAS BEGUN!!!

Last chance to enjoy pre-construction pricing • Steps to Main Street Stouffville • 15 Minutes to Hwy 407 Phase 1 & 2 • Indoor Swimming Pool, & Recreation courses minutes away • Sports & • Arts• 5&golfCulture • Restaurants Entertainment Sauna & Whirlpool 481 Rupert Avenue, Stouffville, Ontario L4A 1T4 • Hiking Trails • Steps to Main Street • SportsStouffville & Recreation • Hiking Trails• •Wellness Wineries • Shopping • Heritage Railway Centre • Wineries • Shopping • 3 Minutes to GO Station • 10 Minutes to Hwy 404 • 15 Minutes to Hwy 407 • Arts & Culture• Walk to Transit • All Amenities • Library • Heritage Railway • Restaurants & • Indoor Swimming Pool, Sauna & Whirlpool • Wellness Room Centre • Library • Games & Media Room • Lounge uction pricing PHASE 1 &2 • All Amenities • Games & Media Entertainment

$

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481 Rupert Ave. Stouffville, ON

481 Rupert Ave. Stouffville, ON

905-640-7571

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glengroveonthepark@bellnet.ca

905 640-7571

glengroveonthepark@bellnet.ca

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481 Rupert Ave. Stouffville

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Price Range

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Finder

905-793-0002

•

from $200,000

121

16E

pinnacleuptown.com

•

from $720,000

61

20K

3

Pinnacle International

The Marquee Townhomes on the Park

7

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16M

30 Pinnacle International

Pinnacle Grand Park 2

905-276-3981

•

from $350,000

60

20L

34 Pinnacle International

Pinnacle Uptown, Crystal 2

905-568-9000

•

from $255,000

61

19K

45 Empire Communities

Rain Condominiums

905-845-7246

•

from $200,000

6

17Q

2

Great Gulf Homes

Twenty Lombard

416-499-8883

•

from $492,000

16K

2

Great Gulf Homes

Corporate

greatgulf.com

•

16K

4

Conservatory Group

Mirage

905-232-2400

•

from $270,000

20K

5

AMACON

PSV2

905-273-9333

•

18M

8

Fernbrook Homes

Absolute World

416-869-6057

•

from $188,000

21k

8

Cityzen

Absolute World

416-869-6057

from $188,000

21K

10 AMACON

The Residences at Parkside Village

905-273-9333

•

from $250,000

21K

12 Alterra Homes

Renaissance in Olde Brampton

416-710-1010

•

from $295,000

13d

14 Pemberton Group

Rosedale Village Golf & Country Club

905-799-5000

•

from $346,000

12e

16 Vandyk Communities

Windows on the Green

905-822-3333

from $300,000

17M

17 Pemberton Group

Downtown Erin Mills Condominiums

905-630-6300

•

from $320,000

6C

18 Retirement Lifestyle Communities

Palisades on the Glen

905-820-8210

•

from $290,000

17M

19 United Lands

Stonebrook II

905-822-8858

•

22n

21 Casino Bay Dev. Corp./Toddglen

Panoramic Point at Brewery Bay

27 Inzola Group

•

•

1-866-611-5525

•

from $264,000

7Q

Park Place

905-451-7001

•

from $310,000

14G

32 Armour Heights Developments

River’s Edge

905-533-2400

•

from $285,000

14A

35 Ashley Oaks Group

Emporium at Joshua Creek

905-618-0660

•

from $200,000

17P

38 Tridel Corporation

Metrogate - Ventus 2

416-293-5535

•

•

from $302,000

19J

38 Tridel Corporation

Ventus at Metrogate

416-293-5535

•

•

from $344,000

19J

46 Mattamy Homes

The Mount Pleasant Village

mattamyhomes.com

•

from $200,000

20M

47 The Daniels Corporation

Daniels Erin Mills

905-306-6996

•

from $200,000

17M

*TH: Townhomes, C: Condo

Highlighted listings are advertised in this issue of Condo Guide.

Please refer to page number for complete information.

Attention Builders - Want to add your community to our maps?

Need to update existing information? Please fax the details to (416) 789-9554

905 regionalmaps: Burlington, Brampton, Mississauga, Oakville, Further West, Further North

#

125

1

A

2

3

4

5

6

7

8

9

10

11

12

13

14

15

* Due to scale restrictions, locators are approximate. Please see builder’s ads for exact locations.

16

17

18

19

20

East

Hwy. 27

26

Key Maps Tow n of Oshaw a

Town of Markham

12

7 407

11 Concess

Markham

ion R

TH* C*

10 Concess ion R

Telephone

9 Line

2

Hwy. 48 le Dr

Rd

Aldergrove Dr

n

14 Ave

6

Raymervil

Bullock Dr Hwy 7

Main St S

2

34

de

Al

Major Mackenzie

15

407

28

McCowan Rd

Kennedy Rd

45

7 14

404

Site Legacy Park

Warden Av e

St

18 Ave

16 Ave Carlton Rd

Ave

Builder

13 Liberty Development Corp.

Woodbin e

905regionalmaps: Maple, Thornhill, Richmond Hill, Vaughan, Markham, Ajax, Whitby, Oshawa

Leslie St

e

126

#

8

Cachet Pkwy

404

John

Steeles Ave E

Steeles Ave W

Elgin Mills Rd

Leslie St

e

Clark Ave W

16th Ave.

32

Thornhill Henderson Av

Centre St

40

24 1 13

Yonge St

407

31

23

4

rn Ave

Langstaff Rd

404

1

Strathea

e Av

7

43 10

7

22

g 407

Bayview Ave

n to

41 26

Weldrick Rd W Denham Dr

ng Isli

50

t nce S Clare Kipling Av

f Rd Langstaff

25

401

19 Ave

Major MacKenzie

Richmond Hill

Rutherford Rd

400

Elgin Mills Rd Neal Dr

20

St

n

29

e

25

Regent St Mill St

Maple

19th Ave.

Yorkland

Huntingto

11

Major Mackenzie

401

Gamble Rd

Bathurst St

d

Dufferin St

y Cr

Teston Rd

Nashville Rd

400

Jefferson Sideroad

Keele St

Kirby Rd

Jane St

Rd

Pine Valle

c

24

401

Weston Rd

Cold Cree k

12 Line Rd

King-Vaughan Rd

Tow n of Ajax

City of Pickering

Yonge St

King Rd

23

Tow n of W hitby

Bloomington Sideroad

b

21 22

Denison St

Price Range

905-731-8302

•

from $303,000

Page

Finder 37

10g

31 Pemberton Group

Sky City

905-709-5700

•

from $320,000

8

12F

32 Liberty Development Corp.

Royal Gardens

905-889-9997

•

from $240,000

35

14f

43 Guizzetti Developments

Grand Palace

905-907-4370

•

from $295,000

115

12E

44 Liberty Development Corp.

Centro Square Condos 2

905-851-8877

•

36

4G

46 Empire Communities

The Mark

905-554-5015

•

6

21E

1

Monarch Corporation

Garden Court

416-495-3595

•

16D

2

Flato Development

Arthouse

905-554-8722

from $200,000

22E

4

Tridel Corporation

Renaissance of Richmond Hill

416-736-9500

•

from $740,000

12G

7

MintoUrban Communities Inc.

WaterGarden

416-915-3800

•

from $254,000

11G

10 Great Lands Corp.

The Beverly Hills Resort Residences

905-882-6636

from $250,000

13F

11 Triaxis Development Inc/Marino Developments

Courtyards of Maple

416-798-7070

•

from $390,000

8E

12 Greenpark Homes

UV2

905-554-6501

•

from $253,000

22F

13 Liberty Development Corp.

Legacy Park

905-731-8302

•

from $280,000

10g

14 Remington Group

The Signature Condominium

905-948-9900

•

from $300,000

18F

20 Solmar Development Corp

Bellaria Residences

905-417-8482

•

from $240,000

7e

22 Quadra Mgt. & Sceptre Devs.

Renaissance Court at Woodbridge Gates

905-851-4220

•

from $505,000

3G

22 Wycliffe Homes

Fairground Lofts

905-605-5900

•

from $340,000

3G

24 Liberty Development Corp.

The Fountains

905-731-8302

•

from $272,000

10F

26 Rice Development

Ambria

905-796-3630

•

from $340,000

3F

28 Chestnut Hill Homes

San Francisco by the Bay

905-831-3631

•

from $200,000

22C

31 Pemberton Group

Miracle at Yonge

905-709-5700

•

from $280,000

12F

Sky City 2

905-709-5700

•

from $320,000

12F

32 Signature Communities

TAO Boutique Condos

905-597-2535

•

from $200,000

14F

34 Sierra Homes

68 Main Street

905-305-0822

•

from $250,000

22F

40 Nova Trimax

Allegra

905-850-6866

•

from $250,000

1F

41 Quadcam Development Group Inc

Vista Parc Condominiums

905-850-8883

•

from $260,000

3F

45 Kylemore Communities

The 6th Angus Glen

905-887-9950

•

19E

31 Pemberton Group

*TH: Townhomes, C: Condo

Highlighted listings are advertised in this issue of Condo Guide.

Please refer to page number for complete information.

•

•

from $250,000

Attention Builders - Want to add your community to our maps?

Need to update existing information? Please fax the details to (416) 789-9554

CHINESE HOME & CONDO GUIDE Chinese home and condo buyers and investors now have a new comprehensive, full gloss real estate magazine to inform and guide them through the buying process in the Greater Toronto Area.

Launched in 2012, the Chinese New Home and Condo shopper and investor will have a valuable new resource to help inform and guide them through the newest communities in the Greater Toronto Area.

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newcondoguide.com APRIL 12 - 26, 2014 NEW CONDO GUIDE 127

Model Suite Compliments of Pemberton Group.

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Pemberton Group’s superb interior finishes are showcased in the model vignettes at Downtown Erin Mills.

APRIL2014

Pemberton Group has been featured as “MODEL SUITE OF THE MONTH” as seen in the New Condo Guide model suite calendar

homebuyers’ help

condo buyers’

resource section

You love the condo, see what you can afford!

Compare mortgage rates for your best deal Calculate your mortgage payments using the mortgage payment calculation chart

april 12 - 26, 2014 new Condo Guide 129

homebuyers’ help

Calculate your mortgage payments interest rate

amortization period

chart figure

mortgage amount ÷ 1,000

monthly payment

example: 5%

25 years

5.82

125 (mortgage amount $125,000)

$

Follow these steps to see if you’ll qualify for a mortgage on your dream condo 01 Calculate the combined monthly before-tax income of you and your spouse.

02 Divide by three. This figure is the monthly payment you can afford to make on your condo.

03 Take the total price of the condo and subtract the amount of money you expect to make as a down payment.

This is the money you will have to borrow.

130 new Condo Guide april 12 - 26, 2014

04 Refer to the chart on the opposite page. Look down the left column and locate the interest rate you expect to pay. Line this up with the amortization period of your choice. (Most first-time buyers take the 25-year amortization.)

05 Multiply this figure by the amount you need to borrow.

Divide by 1,000.

06 Add to this your estimated monthly heating costs and monthly property taxes.

07 If this figure is equal to or less than one-third of your gross monthly income (calculated in Step 2), you’ll qualify for a mortgage on your dream condo.

Bear in mind that this is a rough estimate.

If you have several other large loans already, you may qualify for less. Also, banks and trust companies vary in their policies. The best way to know what you can afford is to go to the lending institution of your choice and get pre-qualified.

Mortgage payment calculation chart

%

Amortization Periods

Interest Rates

10 years

15 years

20 years

25 years

30 Years

3.00%

9.65

6.90

5.54

4.73

4.21

3.25%

9.76

7.02

5.66

4.86

4.34

3.50%

9.88

7.14

5.79

4.99

4.48

3.75%

9.99

7.26

5.91

5.13

4.61

4.00%

10.11

7.38

6.04

5.26

4.76

4.25%

10.23

7.50

6.17

5.40

4.90

4.50%

10.34

7.63

6.30

5.53

5.04

4.75%

10.46

7.75

6.44

5.67

5.19

5.00%

10.58

7.88

6.57

5.82

5.34 5.49

5.25%

10.70

8.01

6.74

5.96

5.50%

10.82

8.14

6.85

6.10

5.64

5.75%

10.94

8.27

6.98

6.25

5.79

6.00%

11.07

8.40

7.12

6.40

5.95

6.25%

11.19

8.53

7.26

6.55

6.11

6.50%

11.31

8.66

7.41

6.70

6.26

6.75%

11.43

8.80

7.55

6.85

6.42

7.00%

11.56

8.93

7.69

7.00

6.59

7.25%

11.68

9.07

7.84

7.16

6.75

7.50%

11.81

9.21

7.99

7.32

6.91

7.75%

11.94

9.34

8.14

7.47

7.08

8.00%

12.06

9.48

8.28

7.63

7.25

8.25%

12.19

9.62

8.44

7.79

7.42

8.50%

12.32

9.76

8.59

7.95

7.59

8.75%

12.45

9.90

8.74

8.12

7.76

9.00%

12.58

10.05

8.86

8.28

7.93

9.25%

12.71

10.19

9.05

8.45

8.10

9.50%

12.84

10.33

9.20

8.62

8.28

9.75%

12.97

10.48

9.36

8.78

8.45

10.00%

13.10

10.63

9.52

8.95

8.63

10.25%

13.24

10.77

9.68

9.12

8.80

10.50%

13.37

10.92

9.84

9.29

8.98

10.75%

13.50

11.06

10.00

9.46

9.16

11.00%

13.64

11.22

10.16

9.63

9.34

11.25%

13.77

11.36

10.32

9.80

9.52

11.50%

13.91

11.52

10.49

9.97

9.70

11.75%

14.04

11.66

10.65

10.15

9.88

12.00%

14.18

11.82

10.81

10.32

10.06

12.25%

14.32

11.97

10.98

10.49

10.25

12.50%

14.46

12.13

11.15

10.67

10.43

12.75%

14.59

12.28

11.31

10.85

10.61

This table shows the monthly payment of principal and interest for each $1,000 of mortgage. Example: The monthly principal and interest payment for a $125,000 mortgage with a 25-year amortization period at 5% is as follows: ($125,000 รท 1,000) X 5.82 = $727.50 april 12 - 26, 2014 new Condo Guide 131

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homebuyers’ help

Compare mortgage rates for your best deal CHARTERED BANKS

Variable

6 Months

1 Year

2 years

3 years

4 years

5 years

ATB Financial 2.7

4 6.30op

2.94 6.30op

2.89 2.99 3.04 6.50op

3.39

Alterna Svgs/Alterna Bk 2.6

4 6.30op

2.98 2.98 2.98 2.94 6.30op

2.98

Bank of Montreal 3

4 6.30op

3.14 3.04 3.85 4.39 6.30op

2.99

Bank of Nova Scotia 2.6

4.55 6.45op

3.29 3.14 3.44 2.94 6.50op

4.79

Canadian Western Bank

4 6.45op

3.14 3.04 3.75 4.39 6.30op

4.99

CFF Bank

3.69

3.79

3.24

CIBC 3

6.70op

3.09 2.79 3.75 2.97 6.35op

4.99

HSBC Bank Canada 2.65

2.7 3.95 2.93 3.09 6.35op

3.49

3.15

ICICI Bank Canada

4.45 6.20op

3.69

3.89

3 3.05 3.1 3.19 4.00op

3.24

National Bank n/a

3.14 3.04 3.75 2.99 6.70op

3.39

4.4 6.70op

3

3.65

3.79

Manulife Bank 2.7 4.45

President’s Choice Financial

3.05

3.75

3.69

4.09

Royal Bank 3

6.30op

3.14 3.04 3.75 4.54 6.30op

4.94

TD Canada Trust

3.09

2.79

3.19 6.30op

3.24

3

Tangerine 3

3.24

3.64

3.59

3.44 3.49

2.97 3.69

3.39 3.99

TRUST COMPANIES 6.5

3.14

Effort Trust n/a

Community Trust

n/a

4.45 6.30op

3.25 3.6 3.7 4.6 6.30op

4.95

Home Trust Company

3.95

2.89

2.94

3.09

4.2 6.50op

3.14 3.14 3.75 4.64 6.30op

4.99

2.5

Investors Group Trust n/a

MTCC 2.6

4.55 6.45op

3.29 6.50op

3.25

2.89

3.14

3.95

2.79

3.44

4.74

2.94

4.99

4.79

OTHER FINANCIAL INSTITUTIONS Airline Financial C.U. 4

3.01 3.1 3.33 3.65 6.25op

3.99

Comtech Credit Union 2.95

6.2 6.40op

2.99 3.25 3.29 2.99 6.30op

2.99

First National Fin. LP

3.95

2.99

2.59

2.79

2.87

3.19

3.09

3.14

3.29

2.95

3.29

FirstOntario C.U.

2.7

6.34op

6.34op

London Life n/a

4.2 6.50op

3.14 6.30op

3.14

3.95

4.74

5.34

3.05 6.3

2.75

2.95

2.9

2.95

3.6

3.95

4.35

Luminus Financial 2.55

4.89

5.14

Meridian Credit Union 2.6 4

MCAP

2.6

3.09 3.14 3.65 4.39 6.30op

2.95

Parama Credit Union

2.85

2.85

3.05

3.15

3.25

3.4

Steinbach Credit Union

2.5

2.7

2.8

2.9

2.95

3.2

Notes **Interest rate charged subject to adjustment during term mortgage. Please consult institution for term of years available. All rates are prime rates and subject to change without notice.

R.O.R. RATES ON REQUEST op OPEN ----- NOT QUOTING N/A NOT AVAILABLE APR. 7, 2014. Prepared By Fiscal Agents Financial Information Services 905.844.7700

april 12 - 26, 2014 new Condo Guide 133

index of advertisers Aspen Ridge Homes - Studio on Richmond

49

Baywood Homes - TEN93 Queen West

9

Bazis Inc. - E Condos

19

Bazis Inc. - No1 Yorkville

5

BILD - Promo

112

Liberty Development Corp. - World on Yonge

35

Lifetime Developments - The Bond Condominiums

27

Lifetime Developments - The Code

25

Lindvest - Corporate

83

Luxury Living Magazine - Promo

105

Brandy Lane Homes - The Station

48

Camrost - Felcorp - Imperial Plaza

3

Malibu Investments Inc. - Smart House

Camrost - Felcorp - Yorkville Plaza II

1

Menkes Developments Inc. - 87 Peter

Insert

Castleridge Homes - The Clairington

121

Menkes Developments Inc. - Corporate

Insert

Cherrywood Homes - Glengrove on the park

123

Chinese Home & Condo Guide - Promo

127

City Core - Harmony Village Sheppard

71

Concord Adex - FWD Condominiums

42-43

55

Metropia - E Condos

19

Monarch Corporation - Corporate

Insert

Monarch Corporation - Riva del Lago

Insert 17

Cresford Development Corp. - 1000 Bay

IBC

Monarch Corporation - The Epicurean

Cresford Development Corp. - CASA 2

IBC

Pemberton Group - Model Suite of the Month

Cresford Development Corp. - CASA III

IBC

Pemberton Group - Sky City

8

Cresford Development Corp. - Lofts 399

IBC

Pemberton Group - TEN93 Queen West

9

Cresford Development Corp. - Merton Yonge Condominiums 136 & IBC Cresford Development Corp. - NXT

IBC

Devron Developments - The Academy

99

DHD Developments - Gooderham Condos at The Distillery

95

Digital Device - Promo

87 & 135

128

Pinnacle International - Pinnacle Grand Park 2

60

Pinnacle International - Pinnacle Uptown, Crystal 2

61

Pinnacle International - The Marquee Townhomes on the Park

61

Pinnacle International - The Pinnacle on Adelaide

61

Dundee Kilmer Developments - Canary District Condominiums

45

Plaza Premium Lounge - Promo

40

Easton’s Group - Dundas Square Gardens

81

Queenscorp Residences - Watermark

91

Eden Shaw - Chaz Yorkville Condos

31

Edilcan Development Corp. - Triumph at Valhalla

67

Rio Can - E Condos

19

Empire Communities - Rain Condominiums

6

Rockport Group - The Nest

59

Empire Communities - The HUB

7

Shopping Guide - Promo

Empire Communities - The Mark

6

Sorbara Group - Beacon

85

6

Streetcar Development - The Taylor

79

TD Bank - Corporate

24

Empire Communities - Water Tower at Eau Du Soleil Family of magazines - Promo

132

Fernbrook Homes/Cityzen Dev. - Garrison Point

63

Fieldgate Homes - 90 Niagara

65

TAS DesignBuild - Kingston & Co

18

The Daniels Corporation - Cinema Tower Condominiums

39

The Daniels Corporation - High Park Condominiums

15

23

The Daniels Corporation - NY2

41

The Daniels Corporation - One Park Place South Tower

29

Fram Building Group - SOUL

101

Geranium Homes - Pace on Main

119

Great Gulf Homes - Charlie Great Gulf Homes - HOT

23

Great Gulf Homes - Monde

22

Great Gulf Homes - One Bloor Residences

22

Great Gulf Homes - One Sherway Condominiums

22

Great Gulf Homes - X2

23

Great Gulf Homes - Yonge+Richmond

23

Guizzetti Developments - Grand Palace

120

115

Torbel Group - Diva Condo

103

Tower Hill Development Corporation - 2221 Yonge

73

Tribute Communities - The College

47

Tridel Corporation - 101 Erskine

IFC

Tridel Corporation - Corporate

BC

K-CAP Laird Inc. - The Upper House Condos in Leaside

44

Tridel Corporation - Spadina Queen

IFC

Lanterra Developments - Riverhouse at the Old Mill

26

Tridel Corporation - Trio at Atria

IFC

Lanterra Developments - The Britt

11

Tridel Corporation - West Village

IFC

Lemine Investment Group - The Academy

99

Liberty Development Corp. - Centro Square Condos 2

36

Liberty Development Corp. - Legacy Park

37

Liberty Development Corp. - Royal Gardens

35

Urban Capital - Smart House

55

Liberty Development Corp. - Terrace on Danforth

35

Worsley Urban Partners - Totem Condominium

57

134 new Condo Guide april 12 - 26, 2014

Triumph Developments - Howard Park 2 Urban Capital - RC3

77 51 & Insert

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M ERTO N YO NGE TOWNHOM E S

aCtual South vIew

liVE. hErE. now.

Call for your private appointment today. presentation Centre loCated at 170 merton street.

penthouses from the $800’s - new release townhomes from the high $500’s tower suites from the mid $300’s 416.484.1900 myccondo.com

eXplore

in 4d

N

YONGE

Midtown living at its very best! MYC is located at Yonge & Merton, just steps to the subway, parks, trails and trendy Yonge Street boutiques and cafes. It’s your life, your style, your way.

EGLINTON

➤

StyliSh CondoMiniUMS & townhoMES at 1815 yongE StrEEt. FiniShEd with ExCEptional UpgradES.

DAVISVILLE TTC SUBWAY

PRESENTATION CENTRE MERTON

SITE ST. CLAIR

ROSEDALE BLOOR

BrokerS ProteCted. PrICeS and SPeCIfICatIonS are SuBjeCt to Change wIthout notICe. IlluStratIonS are artISt ConCePt. e.&o.e.

136 NEW CONDO GUIDE APRIL 12 - 26, 2014

aN urBaN OasIs at YONGe & eGlINtON.

the Next Great Phase OF atrIa IN NOrth YOrk.

Maximize your living space with a smartly designed suite. Open-concept living and dining rooms with modern styling flow into designer kitchens featuring built-in appliances. 101 Erskine is conveniently located mere steps from prestigious shopping, dining and entertainment.

Located within the master planned Atria community, TRIO is the most desirable new place to live in North York. Close to Fairview Mall and the proposed Sheppard Avenue East LRT**.

An exquisite residence adjoining a lush park.

GraNd OPeNING

GraNd OPeNING

suites from $286,000*

showcase Collection suites from $255,000*

signature & Penthouse Collection suites from $854,000* Nine signature townhomes from $895,000* PreseNtatION CeNtre: 2611 Yonge Street, Toronto (at Sheldrake Blvd.)

PreseNtatION CeNtre: 2255 Sheppard Ave. E., Unit 120, North York (at Settlers Rd.)

A Tridel Built Green. Built for Life.® community. *Price and specifications are subject to change without notice. Illustrations are artist’s concept only. **Source: The City of Toronto Official Plan and the Agincourt Secondary Plan, a future bus and subway terminal or other transit related uses are proposed for this location. Building and view not to scale. Tridel®, Tridel Built for Life®, Tridel Built Green. Built for Life.® are registered trademarks of Tridel and used under license. ©Tridel 2014. All rights reserved. E.&O.E. April 2014.

etOBICOke’s New VIllaGe. mOVe IN NOw.

ONe OF dOwNtOwN tOrONtO’s mOst dramatIC New CONdOs.

West Village is ready to welcome you. A vibrant urban community close to great shopping, dining and entertainment, plus nature trails. From West Village you can get anywhere with ease: near major highways, TTC and the airport.

Discover a modern, geometric design that steps away from the typical condo aesthetic in the epicentre of downtown Toronto. SQ is where people in the know want to live.

Inventive, imaginative and inspiring.

mOVe IN NOw

GraNd OPeNING

suites from $290,000*

suites from the mid $300,000’s*

PreseNtatION CeNtre: 6 Eva Road, Etobicoke (north of Bloor Street W., off The West Mall)

PreseNtatION CeNtre: 519 Queen Street West, Toronto (Queen Street W. & Spadina Ave.)

Facebook.com/Tridel

Twitter.com/Tridel

tridel.com

CReSFORD. LOCATIOn. DeSIGn. DeTAIL. InSPIRATIOn. FAShIOn. STYLe. TRUST. FroM CoveTed LoCATionS To FAShion-ForWArd deSign To SophiSTiCATed AMeniTieS, CreSFord deveLopMenTS deFineS The eSSenCe oF LUxUrY CondoMiniUM Living.

The FirST reSidenTiAL deveLoper in CAnAdA To dreSS Up

Coming Soon Yorkville From the mid $200’s 416.486.CASA (2272)

Under Construction Yorkville From the high $200’s Penthouses Coming Soon 416.486.CASA (2272)

1THOUSAND BAY CONDOMINIUMS ON THE PARK

Under Construction Bay & Bloor From the high $300’s 416.485.3000

Move in Now Yonge & Merton Urban Townhomes From the high $500’s Tower Suites From the $300’s 416.484.1900

Their CondoMiniUMS WiTh inTernATionAL FAShion LABeLS, CreSFord iS KnoWn For SUperB qUALiTY And ATTenTion To deTAiL. A TrUSTed nAMe in The MArKeT For over 30 YeArS, A CreSFord Condo inSpireS ConFidenCe And SeCUriTY.

VISIT OUR new COnDOMInIUM GALLeRY AT 62 ChARLeS ST. e.

Move in Now Windermere by the Lake From the mid $300’s 416.977.5300

cresford.com

eXPLORe

In 4D

Live-AdZ

BroKerS proTeCTed. priCeS And SpeCiFiCATionS Are SUBjeCT To ChAnge WiThoUT noTiCe. iLLUSTrATionS Are ArTiST ConCepT. e.&o.e.

Move in Now King West From the high $500’s 416.867.3999

Tridel communities across the GTA

Relax.

It’s a Tridel.

NOrth YOrk trIO at atrIa Now Selling 416-645-8866 Sheppard, east of 404 altO & ParksIde at atrIa Under Construction 416-645-8866 Sheppard, east of 404 arGeNtO Under Construction 416-663-1818 Don Mills & York Mills arIstO Under Construction 416-730-0300 Yonge & 401 hullmark COrPOrate CeNtre Under Construction 416-733-2883 Yonge & Sheppard tOrONtO sQ at alexaNdra Park Grand Opening 416-661-1949 Spadina & Queen aQualINa at BaYsIde Now Selling 416-514-2710 Queens Quay East on Lake Ontario 101 erskINe Now Selling 416-480-0700 Yonge & Eglinton 300 FrONt Move In Today 416-217-0300 Front & John BlYthwOOd at huNtINGtON Under Construction 416-485-1900 Bayview & Lawrence teN YOrk Under Construction 416-596-9888 York & Harbour twO Old mIll Under Construction 416-645-7022 Bloor West Village ONe Old mIll Under Construction 416-645-7022 Bloor West Village sCarBOrOuGh VeNtus at metrOGate Move In Today 416-293-5535 Kennedy & 401 aVaNI at metrOGate Under Construction 416-293-5535 Kennedy & 401 etOBICOke

Throughout the entire home buying process, we’re determined to create a positive experience for you. In fact, our commitment to your satisfaction starts long before you are even our customer. It starts from the moment you step into a Tridel Presentation Centre and continues long after you’ve settled into your new home. Maintaining the highest standard of customer care from start to finish is why we continue to lead the industry in customer satisfaction ratings and awards. For a builder that focuses on what’s important to you, look to Tridel.

Tridel®, Tridel Built for Life® are registered trademarks of Tridel and used under license. ©Tridel 2014.

All rights reserved. E.&O.E. April 2014. *Price and specifications subject to change without notice.

west VIllaGe Move In Today 416-620-1887 Etobicoke Civic Centre rIChmONd hIll reNaIssaNCe Move In Today 416-736-9500 Yonge & Major Mackenzie

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