Issuu

Oct 25 - Nov 8, 2014 Volume 17 Issue 19

INSIDE THIS ISSUE

BUYING A NEW HOME THE BEST INVESTMENT

LHBA NAMES ANNUAL AWARD WINNERS

CAMBRIDGE: WHERE HISTORY MEETS FUTURE PROSPERITY

EVERYTHING YOU’VE Wyndfield is an established community that has it all - parks, playgrounds,

and 44’ homesites. It’s the perfect place to buy your first home, grow

fRESh dESIGNS & hOmESITES! TRUE Freehold Towns

30' & 36' Detached

299990

30' Detached

299990

359990

3 Binhaven BINBROOK

Mississauga Mississauga Lake Lake Ontario Ontario

Cambridge Cambridge

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Stoney Stoney Creek Creek

5656

Summerlea Summerlea

Niagara Niagara Falls Falls

General Brock General Brock Pkwy Pkwy

Lundy’s Lundy’s Ln Ln

Falls Falls

ExitExit 27 McLeod McLeod Rd Rd 27

Imagine Imagine

Brown Brown Rd Rd

Montrose Rd Montrose Rd

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Lake Ontario Lake Ontario

401401

Mon-Thurs: 1-7pm Fri: 1-6pm Sat & Sun: 11am-5pm

Kalar Rd Kalar Rd

Empire Communities is pleased to be recognized as Green Builder of the Year

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OPEN 7 dAYS A WEEK:

QEW 407 QEW 407

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BUI E EN L D

22 Green Mountain Rd. W., STONEY CREEK 905.930.7934

Join the conversation @Empire_Living

Niagara Niagara Square Square

facebook.com/EmpireCommunities

DREAMED ABOUT! shopping, beautiful townhomes and irresistible detached homes on 30', 36' your family or start a new adventure. Visit us today. Your new life awaits.

NEW RELEASE OF 44' HOMESITES!

359

from

TRUE Freehold Towns from

219

269

from

TOUR OUR fUllY dECORATEd mOdEl hOmES TOdAY! 36' Detached

349990 Boulevard, 905.692.6000

Prices, sizes and specifications are subject to change without notice. Please see Sales for full details. Map not to scale. Exclusive listing brokerage: TFN Realty Inc. Broker protected. E. & O.E.

TOUR OUR fUllY dECORATEd mOdEl hOmES TOdAY! TRUE Freehold Towns

216990

36' & 46' Detached

299990

McLeod Rd. & Kalar Rd., NIAGARA fAllS 905.354.1710

empirecommunities.com

mattamyhomes.com

Enjoying A Walk in Wildflowers, Kitchener

Wildflowers Is In Full Bloom With A New Release Of Towns & Detached Homes! Village Homes, Rear Lane And 2-Storey Townhomes & A Wide Variety Of Detached Designs. Wildflowers is alive with colour and a new release of Towns and Detached Homes. Come tour our 4 Detached Model Homes that showcase our exceptional interior and exterior designs and finishes. • View all our floor plans online • Master planned Kitchener community

• Great incentives on 30' Detached Homes • 4 professionally designed detached model homes KITCHENER

Elev. ‘B’

Sales Centre: 179 Seabrook Drive

Village Home, The Erin, Elev. ‘B’, 1,283 Sq.Ft., $247,990

36' Home, The Primrose, Elev. ‘C’, 2,217 Sq.Ft., $395,990

ok Seabro Dr.

n ro Hu

. Rd

H Watsoomer n Blvd .

40 1

her S. Fiscn Rd. ma Hall

Sales Centre

HW Y

& HWY 7

Townhomes From $229,990 • Detached Homes From $299,990 Follow us: Presentation Centre Hours: Monday - Thursday 1pm-8pm; Friday 1pm-6pm; Saturday, Sunday and Holidays 11am-6pm Model Home Hours: Monday - Thursday 1pm-7:30pm; Friday 1pm-5:30pm; Saturday, Sunday and Holidays 11am-5:30pm All illustrations are artist’s concept. All dimensions are approximate. Prices, specifications, terms and conditions subject to change without notice. E.&O.E.

Come for a visit, stay for a lifetime.

70% SOLD!

FROM THE MID

200s

CountryGreenHomes.com | 905-690-7600

CENTRE RD.

Come see for yourself how big city convenience can nestle perfectly with small town charm, only in Waterdown.

WATERDOWN

PARKSIDE DR.

6 DUNDAS ST.

403

HAMILTON ST.

New release of freehold three storey urban towns that will suit your lifestyle.

407 QEW

Monday to Wednesday 2-7pm Thursday/Friday by Appointment Saturday & Sunday 11-4pm OCT 25 - NOV 8, 2014 | NEW HOME & CONDO GUIDE SWO 7

contents p. 14

OCT 25 - NOV 8, 2014 || VOLUME 17 ISSUE 19

ON THE COVER

BRANTHAVEN HOMES

Branthaven opens Jazz Condos in Burlington to rave reviews

regular and special features IN EVERY ISSUE 10 Editor’s Note 83 Hot Dates 84 Ad Index COLUMNISTS 18 Expert Advice

Buying a new home is the best investment by Karen Kessel

62 Mortgage Advice

Why you should pay attention to the Bank of Canada by Alyssa Richard

64 Tarion Report

Have your say: Now’s your chance to rate your new-home builder by Howard Bogach

74 Fundamentally Speaking

Why you should always check your property boundary by Wayne Karl

IN THE NEWS 40 Adi Developments

Launch of LINK2 confirms modern design momentum in Burlington

54 Averton Homes

Averton set to launch boutique-style condo in Niagara-on-the-Lake

60 Mountainview Homes

Jacob’s House proves hands build houses and hearts build homes

72 London Home Builders

LHBA names winners of annual Awards of Creative Excellence

HOMEBUYERS’ HELP 26 City Focus

Cambridge – where history meets future prosperity

77 Homebuyers’ Resources Mortgage Calculator & Rate Table

community focus features 46 St. Catharines

Silvergate Homes Jacob’s Landing a rare offering in St. Catharines’ beautiful north end

52 46

56 Paris

Eastforest Homes Luxury homes in an exclusive community – welcome to Grandville

50 Niagara Falls

Mountainview Homes Live the lifestyle you’ve always wanted at Thundering Waters

New Home WATCH

19 Waterloo 33 Hamilton 68 London

TOW ALM NS fro OST m $3 50% 05,9 SOL 00 D!

Welcome to care-free

GOLF COURSE LIVING LOW MAINTENANCE LIVING

Only 60 minutes to Toronto 15 minutes to the USA FALLS NIAGARA Teeing off from the low

$305,900

Bungalows, Bungalofts, 2-Storey Towns, & Singles on 32’ - 50’ Lots

ONLY 5% DOWN!

7320 Lionshead Ave, Niagara Falls

905.323.6232 Mountainview

Hours: Monday, Tuesday 12-5 p.m. Wednesday 12-7 p.m. Thursday 12-5 p.m. Saturday & Sunday 12-5 p.m. Friday by appointment.

Realtors

www.mountainview.com Prices and specifications are subject to change without notice. E.&.O.E. Rendering is artist’s concept.

SALES CENTRE

THUNDERING WATERS GOLF COURSE

//EDITOR’S NOTE

Three simple steps to success

Consider these pointers before heading out on your search

hopping for a home online is a great way to narrow your search, but there’s nothing like visiting the sites, models and sales offices to get down to the nitty-gritty. Before you venture out, here are some pointers: First, be clear about what you want and expect in a new home and in your builder. Remember, the range of prices in the new-home market generally reflects differences in location, features and home styles. There’s no magic involved. If a builder’s pricing seems out of whack with others in the area, ask for an explanation. Higher prices could mean better quality materials, finishings, features and service. Make sure that the price you are paying will deliver the quality you want. Second, understand exactly what is included with the home you are buying and what is optional. Ask the sales representative to show you samples, and request a “spec” sheet that clearly lists what is included, as well as any upgrade options. Third, evaluate any promises that have been made during your visit. Is the builder prepared to put them in writing? Hearsay comments should not be included as part of your evaluation process. Sit down with your sales representative, ask questions and discuss your Agreement of Purchase and Sale in detail – then take it to a lawyer before it’s finalized.

SUSAN LEGGE

EDITOR-IN-CHIEF Wall2Wall Media

Follow me on Twitter at Twitter.com/SusanLegge Like us on Facebook. Search: New Home Guide

PRESIDENT, WALL2WALL MEDIA

Jacqueline Hill

DIRECTOR OF SALES, NATIONAL

Josh Heppner

ASSOCIATE PUBLISHER

Susan Maxwell EDITOR-IN-CHIEF / DIRECTOR OF CONTENT

Susan Legge ART DIRECTOR

Daiana Garay EDITOR

Wayne Karl CONTRIBUTING EDITORS

Sara Duck Elisa Krovblit Lydia McNutt

DISTRIBUTION & SALES CO-ORDINATOR

Jennifer Bistron

ADMINISTRATIVE ASSISTANT

Antoinette Jackson MANAGER OF PRODUCTION

Bala Gnanapandithan CO-ORDINATOR

Hannah Yarkony GRAPHIC DESIGNER

Viosa Barileva CONTRIBUTING WRITERS

Susan.Legge@wall2wallmedia.com

Joanne Keenan Jeffrey Reed Michele Sponagle

What type of home should you buy? When answering this question, be sure to take all factors into consideration

o each his own, as the saying goes, and when it comes to choosing what type of new home to purchase, today’s buyers have plenty of options. For some, choices are dictated primarily by budget, location or family circumstances; for others, financial freedom and where they are in life may allow them to select purely by home type. Indeed, the answer to this question varies and depends on many factors. One common mistake buyers – particularly first-timers – make is buying more home than they can handle. Experts agree making yourself house-poor is not a wise decision, and the best news is that with the variety of product available from builders today, you are sure to be able to find a new home that suits your taste and budget. It’s also important to remember that homeowners buy and sell many times over in their lifetime, so if your first or second home isn’t quite your dream home, you can always plan to move up, downsize or adjust however you need to in your homeowning future. And as a number of stories in this issue illustrate, builders offer excellent, award-winning homes to suit just about everyone. Get out there and explore!

WAYNE KARL

EDITOR Wall2Wall Media Wayne.Karl@wall2wallmedia.com 10 NEW HOME & CONDO GUIDE SWO | OCT 25 - NOV 8, 2014

Follow me on Twitter at Twitter.com/WayneKarl Like us on Facebook. Search: New Home Guide

Published By

#500-401 The West Mall Etobicoke, ON M9C 5J5 T 416.626.4200 F 416.784.5867

newhomeandcondoguide.com

ADVERTISING: Call Susan Maxwell at 416.580.1654 FAX: 416.784.9554 Toll Free: 1.877.269.8257, follow prompts, ext. 4260; e-mail: susan.maxwell@wall2wallmedia.com Office hours are Mon-Thurs. 9-5; Fri. 9-12

CIRCULATION: Free distribution. Published bi-weekly from Sept.-Nov. & from Feb.-June and monthly in June, July & Dec.

TERMS: Advertisers, Editorials and New Home & Condo Guide are not responsible for typographical errors, mistakes or misprints. All prices are correct as of press time and are subject to change without notice. E. & O. E.

EDITORIAL: Submissions from interested parties will be considered. Please submit to the address above, to the attention of the Editor.

COPYRIGHT 2014: All rights reserved by New Home & Condo Guide, Toronto, Ontario. Reproduction in any form is prohibited. Contents of this publication are covered by Copyright and offenders will be prosecuted under the law. The views and data expressed by columnists do not necessarily represent those of the publication. Wall2Wall Media is a trademark of Yellow Pages Group Co. in Canada.

Please recycle this magazine! Wall2Wall Media participates in the Partners in Growth Reforestation Program through St. Joseph Communications. To date, Partners in Growth has planted over 2.5 million trees in parks, recreation and conservation areas, and other public spaces across Canada. Established in 1990, this program was started with Scouts Canada to help replenish the environment.

GRAND OPENING CONTINUES! $200,000’s From Mid

FINAL TOWNHOME RELEASE

• Select lots bordering on naturalized creek • Beautiful established community • New release pricing & bonus offers*

Tour Our 2 Stunning Designer Decorated Model Homes

FINAL FEW LOTS

299,900 • 30 DAY CLOSINGS!

From

Hundreds of families are already calling Lincoln Square home. Act now for one of these final townhomes.

LAKE ONTARIO

GT ON

BEAMSVILLE

W PK LL HI D

BARTON ST.

GRIMSBY

SALES CENTRE & MODEL HOMES

From Niagara

ONTARIO ST.

STONEY CREEK

From GTA

ONTARIO ST.

64 QEW FIFTY RD.

EXIT

CENTENNIAL PKWY.

SK YW AY HAMILTON

SERENA DR. KIN G ST .

MAY ST.

DOWNTOWN BEAMSVILLE

Sales Centre Hours & Location: 5017 & 5019 Serena Drive, Beamsville Hours: Monday - Thursday 1pm - 7pm Saturday & Sunday 12pm - 5pm Fridays by appointment only

ASK ABOUT OUR NO DOWN PAYMENT NO PROBLEM PROGRAM!*

289.566.8889 HomesByDeSantis.com

IMPORTANT: Take Ontario St. (Hwy #18)/Beamsville Exit #64 (From GTA Do Not Take Ontario St./Grimsby exit)

* Please see sales agent for details. Prices subject to change without notice. Illustrations are artist’s concept. E. & O.E.

OCT 25 - NOV 8, 2014 | NEW HOME & CONDO GUIDE SWO 13

//COVER STORY

A JAZZY AFFAIR!

Branthaven Homes opens Jazz Condos to rave reviews LOCATION: Burlington HOUSING TYPE: Condos from 657 to 1,300 sq. ft. SALES CENTRE: 457 Plains Rd. E., open Monday to Thursday 1 to 6 p.m., closed Fridays, open weekends 1 to 5 p.m. CONTACT: jazzcondos.ca

14 NEW HOME & CONDO GUIDE SWO | OCT 25 - NOV 8, 2014

urlington’s most anticipated new condominium opened this past weekend to rave reviews! On Saturday, Oct. 18, eager buyers lined up to attend Jazz Condos’ Grand Opening by Branthaven Homes – Burlington’s local home builder for more than 40 years. It was a lively affair, with an authentic jazz band playing tunes while the public had the opportunity to purchase prime suites and views. Located in Burlington’s popular Plains Road neighbourhood, Jazz is a four-storey residence designed in partnership with award-winning architects Tact Design and one of the sharpest interior design firms on the International scene, IIBYIV. The cachet of a typical New York style boutique hotel meets signature Branthaven luxury extras at Jazz. Simply put, “These are better life spaces,” says Steve Stipsits, president of Branthaven. “They will be very bright, airy and have a loft-like feel.” Open-concept spaces are wrapped in large windows, with wide glass balconies that blur the distinction between the inside and the spectacular outdoor setting.

BRANTHAVEN HOMES | Jazz Condos

Fresh Thinking is just one of the reasons Jazz is hitting the high notes in Burlington.

One-bedroom plus den layouts range from 657 to 770 sq. ft. Jazz’s spacious two-bedroom plans soar from 820 to more than 1,300 sq. ft. with the extension of expansive balconies – some units have stunning wraparound windows and Central Park-style terraces. “Jazz is a really unique offering,” adds Stipsits. “It’s right in tempo with the lifestyle preferences of today’s knowledgeable condo buyers. Jazz will deliver leading edge modern design, smart layouts and attainable luxury in perfect harmony. Feedback was extraordinary, especially in response to Branthaven’s proprietary Fresh Thinking features that distinguish Jazz from ordinary condominiums. Kitchens are loaded with smart extras, including enhanced storage, under-cabinet mounts for iPads (perfect for browsing recipes or providing the soundtrack to another great meal) and super pantries with a cutlery roller and customizable peg organizer drawers. Bathrooms have been treated with spa-style trimmings – deep soaker tubs with square edges, floating vanities, sleek shower shelves and cultured marble counters. Fresh Thinking is just one of the reasons Jazz is hitting the high notes in Burlington.

Jazz offers building amenities that are certain to strike the right chord with today’s consumer. Featuring a social library/lounge and a club-style bar, the gathering spaces at Jazz are the perfect venue for meeting up with friends. Residents can work up a sweat in the fitness/yoga studio. The feeling is intimate yet communal, an ensemble piece that’s right in tune with modern life. Jazz is located just minutes from Burlington’s liveliest streetscape, where patios, restaurants and shopping venues abound. If hiking and nature are more your groove; explore the exhibits and events at the nearby Royal Botanical Gardens, or savour the beauty of the Niagara Escarpment’s breathtaking views on a nature trail. Prices at Jazz start in the $200’s. The sales office is located at 457 Plains Rd. E. in Burlington. Sales centre hours are Monday through Thursday from 1 to 6 p.m., closed on Fridays and open on weekends from 1 to 5 p.m. For more information and to view floorplans, visit jazzcondos.ca OCT 25 - NOV 8, 2014 | NEW HOME & CONDO GUIDE SWO 15

When it comes to your home, the little things matter. The same goes for home insurance.

We’ll get you all the benefits you’re entitled to with TD Insurance home protection. We are dedicated to getting you the most out of your home insurance coverage. In fact, we recognize our claims staff for working hard to get you the benefits you’re entitled to, because we know how much the little things matter. So you can be sure that we’ll always stand with you.

Get a quote now. Visit tdinsurance.com/littlethings or call 1-877-741-1932 TD Insurance home protection is underwritten by TD Home and Auto Insurance Company in Ontario and by Primmum Insurance Company in the rest of Canada. ® The TD logo and other trade-marks are the property of The Toronto-Dominion Bank.

16 NEW HOME & CONDO GUIDE SWO | OCT 25 - NOV 8, 2014

mattamyhomes.com

The Waterleaf Model Home In The Preserve, Oakville

We Now Offer More Opportunities To Live In Grand Style In The Preserve. Now Available, A New Release Of Townhomes & Detached Homes. • Exclusive Oakville address • Abundant natural community features

• Convenient local community shops • A lifestyle like no other in The Preserve

Elev. ‘D’

OAKVILLE

Hwy 403

Sales Centre Design/Model Homes Centre

4th Line

Hwy 5

3rd Line

THE

PRESERVE

Townhomes From The Low $400’s Detached Homes From The Low $700’s

34' Home, The Lily, Elev. ‘E’, 2,385 Sq.Ft., $741,990

Bronte

Village Home, The Pearl End, Elev. ‘D’, 1,333 Sq.Ft., $443,990

OAKVILLE

Sales Centre: 1388 Dundas Street West

QEW

Follow us: Presentation Centre Hours: Monday - Thursday 1pm-8pm; Friday 1pm-6pm; Saturday, Sunday and Holidays 11am-6pm Model Home Hours: Monday - Thursday 1pm-7:30pm; Friday 1pm-5:30pm; Saturday, Sunday and Holidays 11am-5:30pm All illustrations are artist’s concept. All dimensions are approximate. Prices, specifications, terms and conditions subject to change without notice. E.&O.E.

//EXPERT ADVICE

Buying new is the best investment » by KAREN KESSEL

KAREN KESSEL

is the Broker of Record for Planet Realty Inc., Brokerage, servicing the Guelph and surrounding areas of South Western Ontario. If you have any questions for Karen you can reach her by email at karen@planetrealty or visit planetrealty.ca

Buying real estate is always a good investment, whether it’s as your own home or an investment property to generate income. It’s a fabulous means to diversify an investment or retirement portfolio. New condominiums, townhomes and single-detached homes are an excellent long-term investment for the future, and appeal to a diverse range of people. Everyone has to live somewhere! Location is always key, so you’ll find new home communities, whether condo or detached, in emerging markets and prime areas with amenities close by. This appeals to investors, as it reduces risk and maximizes long-term appreciation. When you choose a hot location near transit, shopping and business centres, you can’t go wrong and are certain to attract tenants as well as buyers when it comes time to sell. Consider educational and medical staff, students and professionals on contract as potential tenants who may need to access the downtown core, nearby schools or hospitals for work. New properties tend to appreciate faster while also drawing in retail services and amenities to serve the growing community. The result is greater demand for homes in the area and an increase in property values. Builders generally require a small initial deposit to secure a property. Your Agreement of Purchase and Sale

18 NEW HOME & CONDO GUIDE SWO | OCT 25 - NOV 8, 2014

will outline a further deposit schedule, while the property is under construction and occupancy is offered. This could be months or a year or more in the future, so investment funds can be applied over time. If you are buying at preconstruction prices, which are lower, you can enjoy some savings as once a project gains popularity and construction begins, prices rise. A new home includes a Tarion warranty. This coverage includes protection for deposits, protection against financial loss for contract homes, compensation for delays in closing or occupancy, protection against unauthorized substitutions, one- and two-year warranties for certain defects in work and materials; and a seven-year warranty for major structural defects. There is also coverage for the common areas of a condominium. See all the details at tarion.com. In addition, new appliances will have a manufacturer’s warranty. Many of today’s home builders are practicing Green building with environmentally friendly methods and materials. This will lower energy costs for renters, while also increasing the property’s resale value. With all of the renovating underway today, can you be sure a resale property has been renovated according to the municipality’s building code? Or is a building code for renos from decades past, sufficient for your needs today? A resale home may need renovation, updating or repairs. Older homes may not accommodate current lifestyle needs. A smaller kitchen, old carpeting, limited closet spaces, shower-only baths and stairs are big turnoffs for many real estate investors (and their future renters). Today’s openconcept designs offer brighter, spacious homes and condos with greater versatility. You may not want to invest in areas where employment, shopping and important services and lifestyle needs are a long commute away as this can reduce prospective tenants. On the other hand, if there is demand for affordable accommodations and your property is suitable, your costs are covered and you are making a return, this could be a good investment for both of you!

HALTON HILLS WELLINGTON WATERLOO

New Home WATCH BUILDERS: If you would like to include your new model home or site opening,email wayne.karl@wall2wallmedia.com. Please say you saw it in New Home & Condo Guide!

PREVIEW REGISTRATION THE TRICAR GROUP Guelph | River Mill Condominiums

Condominiums from 805 to 2,415 sq. ft. from the mid $200’s.

tricar.com

DUNSIRE DEVELOPMENTS Guelph | White Cedar Estates

A private collection of bungalows with lofts on 50-ft. lots, backing onto natural greenspace.

whitecedarestates.com

FUSION HOMES Guelph | The Metalworks

Coming this fall – a new urban village of townhomes and highrise condos on a historic site in downtown Guelph.

themetalworks.ca

GEMINI HOMES Guelph | Clair Road

ALMAA AYR CAMBRIDGE ELORA FERGUS GEORGETOWN GUELPH KITCHENER ROCKWOOD WATERLOO

NEW OPENINGS CLAYSAM HOMES Elmira | Elmira Country Club Estates

Master-planned community of towns, semis and singles from $256,900.

claysamhomes.com

GEMINI HOMES Guelph | The Highlands

Model homes now open for these semis and towns from the low $300’s in east Guelph.

geminihomes.ca

REID’S HERITAGE HOMES Guelph | Alive

Now open – three- and four-bedroom freehold and condominium townhomes starting from the $300,000s.

reidsheritagehomes.com

REID’S HERITAGE HOMES Kitchener | Williamsburg Walk

Now open – midrise urban condominiums starting from the low $200’s.

reidsheritagehomes.com

geminihomes.ca

FUSION HOMES Guelph | Natura

fusionhomes.com

NEW RELEASES REID’S HERITAGE HOMES Kitchener | The Oaks

New 56-suite condominium. Offering a great selection of floorplans that suit a variety of budgets and lifestyles in an established community.

reidsheritagehomes.com

REID’S HERITAGE HOMES Fergus | Westminster Highlands

Master-planned community in Fergus. Choose from a variety of single-detached homes, bungalow, two-storey and executive townhomes, and midrise condos – close to amenities and trails.

reidsheritagehomes.com

OCT 25 - NOV 8, 2014 | NEW HOME & CONDO GUIDE SWO 19

New Hamburg

Elmira

Plattsville

Stratford

Baden

Owen Sound

Breslau

Collingwood

MILTON, GEORGETOWN, ROCKWOOD, GUELPH, FERGUS, ELORA, ALMA, CAMBRIDGE, KITCHENER, WATERLOO, AYR

Halton Hills / Wellington / Waterloo:

Acton

Scarborough

Ajax

Kleinburg

De t. Se m Bu i ng a To low w Co nho nd m Ad o e ul tL ife sty le

SITES

PRICES

Elmira

CLAYSAM HOMES

Elmira Country Club Estates •

•

Georgetown

MENKES

The Enclaves of Upper Canada

•

Guelph

FUSION HOMES

The Metalworks

Guelph

TRICAR GROUP

River Mill Condominiums

Kitchener

BRANTHAVEN

Nestings

•

Kitchener

COOK HOMES

Explorer's Walk

Kitchener

FUSION HOMES

Kitchener

•

from $256,900

from high $500's

•

PAGE

from mid $200's

•

from the $400's

•

from low $200's

Explorer's Walk

•

from low $200's

NEW LIFESTYLE HOMES

Explorer's Walk

•

from low $200's

Kitchener

DUNSIRE

Mill Creek Village

•

from$264,350

Kitchener

EASTFOREST HOMES

Woodhaven South

•

Kitchener

MATTAMY HOMES

Wildflowers

•

Kitchener

MONARCH

Topper Woods

•

Kitchener

REID'S HERITAGE HOMES

Williamsburg Walk

Kitchener

WILLIAMSBURG HOMES

Eby Estates

Waterloo

COOK HOMES

The Village in Beechwood West

•

from $229,990

from $447,990

44&45

from low $200's

from $352,900

from low $500's

MILTON, GEORGETOWN, ROCKWOOD, GUELPH, FERGUS, ELORA, ALMA, CAMBRIDGE, KITCHENER, WATERLOO, AYR

BUILDERS

Halton Hills / Wellington / Waterloo:

LOCATION

Honeysuckle B 2033 sq.ft.

Now Selling! Visit us this weekend in Elmira and SAVE THOUSANDS!! The next master planned community by CLAYSAM HOMES is settling in to the quiet countryside of Elmira. Situated close to parks, schools and recreational amenities, you will feel worlds apart in this quaint setting but will be minutes away from every convenience.

Towns, semis and singles from $256,900 . t. N rS hu

. W.

Art

Church St

Snyder Av e. N.

Elmira Golf Club

SITE

Visit us at our Sales Presentation Trailer: Only 10 minutes from KW! 126 Church Street West., Elmira Mon., Tues. and Wed. 3-7pm Sat. & Sun.: 12-5pm

519-669-3569

Dream. Believe. Achieve. 22 NEW HOME & CONDO GUIDE SWO | OCT 25 - NOV 8, 2014

claysamhomes.com

ave! S & Fresh 0 ! f f o l l Fa v. 3 Start ave Until NoPark Villa

O SO VE LD R 9 O 0% U T

0S* 0 0 , E $F1R5 GR AD P U EE

Waterloo

R ECE

IVE

S ae McCr a y u B

We are down to our final units in the established Waterloo neighbourhood of Beechwood West. Only a limited number of 2-storey Town Villas and one bungalow remain! Purchase now and save until November 30th with our upgrade incentive and start living maintenance free in this beautiful mature neighbourhood walking distance from shopping and with many recreational amenities nearby. Surrounded by parklands, creek and natural greenbelt in mature neighbourhood Maintenance free condominium lifestyle Outstanding features, including granite countertops, 9’ ceilings, stone, brick and stucco exteriors with generous stone patios

Limited number of 2-storey town villas Only one bungalow remains! Priced from the Low $500,000’s

S FI

2 MODEL HOMES TO VIEW AT 435 WINCHESTER DR. WATERLOO.

HA M LL

Take the 401 to 7/8 West, exit at Fischer-Hallman, cross Erb St. and turn left onto Winchester Drive.

AN . RD

MODELS

W T. BS

Award Winning Builder

Call our Sales Representative today: 7/8

Pattie O’Reilly Especially New Homes Inc., Broker

401

Sat. & Sun. 1- 5pm | Mon., Tues. & Wed. 2- 7pm

cookhomes.ca

thevillageinbeechwoodwest@cookhomes.ca 519.725.8880 or 519.886.9797 *Offer valid until November 30, 2014. Buyer must order $15,000 or greater in home upgrades to receive full credit of $15,000 in free upgrades. Offers and plans subject to change without notice. See sales representative for more information. E. & O. E.

Comingthisfall!

WOODHAVEN SOUTH

escape the ordinary

Limited coLLection 2 and 3 bedroom towns

Prices correct at press time. Pictures are for illustration purposes only. Promotions available on new construction only. See Sales Representative for details. Broker protected. E. & O. E. October 2014

Mill Creek Village 2 Bedroom Townhomes from

Urban Townhomes

$264,350

ONLY

s! hristma

Get up to

$10,000 in included upgrades Another community by:

Closing Bonus*

lo s an e t d os tr ch an o si ol t s

n by

Move-i

$5,000

Call today!

1 888 519 2346

HWY 7 Stratford

(ext. 200)

info@millcreekvillage.ca

millcreekvillage.ca *Closing bonus is applied to closing costs that are due prior to occupancy. Closing costs not covered by the bonus amount are due to be paid to Dunsire Developments prior to occupancy. Upgrades based on unit selected and already included in home.

Mill Creek Village

Lond

1 on 40

to 40 Toron

//CITY FOCUS

WELCOME TO CAMBRIDGE Where history combines with prosperity for a vibrant community » by WAYNE KARL

f you haven’t been to Cambridge lately, you’re in for a real surprise. No longer a sleepy little town formed from the amalgamation of the City of Galt, the Towns of Hespeler and Preston and parts of the Townships of Waterloo and North Dumfries – all of which boast rich history dating back to the 1800s – Cambridge is a thriving city with a population of approximately 130,000 and growing. Location is one of the most obvious advantages for Cambridge. Considered part of the Region of Waterloo, with a total population of about 539,000, the city is situated just off Hwy. 401, within easy reach of major metropolitan centres including Toronto and London and three U.S. border crossings at Detroit, Niagara Falls and Buffalo. In terms of economy, Cambridge is among the most industrialized areas in the country. In fact, it is one of the three point-towns that form “Canada’s Technology Triangle,” along with Kitchener and Waterloo. KWC today comprises one of Canada’s most diverse economies, evolving from a reliance on manufacturing into a balanced economy that crosses many

26 NEW HOME & CONDO GUIDE SWO | OCT 25 - NOV 8, 2014

sectors. The area boasts a thriving advanced science and technology sector and a highly skilled workforce in the IT, automotive, business and financial services sectors. Among Cambridge’s largest employers is Toyota Motor Manufacturing Canada (TMMC), whose approximately three-million-sq.ft. facility on 400 acres employs more than 4,500 people. Also based in Cambridge are ATS Automation Tooling Systems Inc., COM DEV International Ltd., Novocol Pharmaceutical of Canada Inc., Loblaw Companies East, Canadian General Tower and Babcock & Wilcox. All of this has the region poised for a strong performance, according to the

CAMBRIDGE AT A GLANCE POPULATION

130,000

MAJOR EMPLOYERS

Advanced manufacturing, education, science and technology sectors AVERAGE HOME PRICES

Sept. 2014: $323,106 Sept 2012: $297,580

DISTANCE FROM TORONTO

92 kilometres

Photos by Anne Marshall

SOURCE: Canadian Real Estate Association, City of Cambridge, other sources PHOTOS: Courtesy of the City of Cambridge

Conference Board of Canada and other sources. Growth in the manufacturing and services sectors in Kitchener-Waterloo-Cambridge is to post average growth of 3.4 per cent to 2015, the Board says. Such growth is expected to fuel continuing hikes in employment, population and housing starts. Indeed, the City of Cambridge forecasts the population will grow to 180,000 by 2031. Population for the Region of Waterloo is forecast to climb to 729,000 in this time. Unemployment, which climbed to 7.3 per cent in 2013 from 6.6 per cent in 2012, is forecast to fall to 7.0 per cent for 2014, according to Canada Mortgage and Housing Corp. Amenities – both natural and man-made – abound, with Cambridge residents enjoying the year-round splendour of the Grand and Speed Rivers, more than 50 kilometres of trails (more than half along its rivers), a dozen recreation centres, four public libraries, plenty of parks and golf courses and an excellent school system. For those looking for post-secondary education, Cambridge is within easy reach of University of Waterloo, Wilfrid Laurier University, Conestoga College and

University of Guelph. Cambridge’s distinct 19th century architecture is also worth noting, offering a beautiful backdrop for every day living as well as shopping, dining and fun-filled festivals such as Riverfest, the Cambridge Tour de Grand and an annual arts festival. An array of factory outlets and antique shops add to the Cambridge experience, as does a renowned butterfly conservatory and a drive-through wildlife park. The Cambridge Farmer’s Market is the third oldest in the country and ranked as one of Canada’s top 10 markets. You’ll find farm fresh fruits, vegetables, meat, eggs, cheese, baked goods, maple syrup, honey, homemade crafts and a bustling atmosphere full of friendly faces. Cambridge also offers more than 365 hectares of parkland. Some parks offer reservable picnic sites and playing fields, while Mill Race Park provides a popular venue for wedding photos. A well-maintained trail system encourages residents to hike, bike, run and go horseback riding while the river provides a perfect place to kayak and canoe. At its 12 recreational facilities, residents can dive into well-maintained indoor and outdoor pools, play pick-up hockey at the arenas, celebrate special occasions within the banquet halls and sign up for various activities at the seniors’ centres. OCT 25 - NOV 8, 2014 | NEW HOME & CONDO GUIDE SWO 27

The three historic core areas of Cambridge that make up the city – Galt City Centre, Preston Towne Centre and Hespeler Village – have all undergone revitalization projects in recent years. The three historic core areas of Cambridge that make up the city – Galt City Centre, Preston Towne Centre and Hespeler Village – have all undergone revitalization projects in recent years. The strategy is multi-faceted, involving projects of different scopes and scales and many different stakeholders, with the intent to modernize the communities in a comprehensive and integrated manner and to account for the different needs and features of each area. 28 NEW HOME & CONDO GUIDE SWO | OCT 25 - NOV 8, 2014

What does all this mean for prospective homebuying? The Real Estate Investment Network, for example, ranks Kitchener-Waterloo-Cambridge number two not just in Ontario but all of Canada, through to 2015. The group, which ranks only Calgary higher, dubs the area the “economic Alberta of Ontario,” citing strong in-migration, good average incomes and job growth. A variety of housing types, from single-detached homes to multi-residential communities, await in this fair city. Eastforest Homes, Haastown Holdings, Mattamy Homes, Dunnink Homes and Decora Homes are builders with projects in Cambridge. In nearby Kitchener-Waterloo, all of Dunsire Developments, Laurel View Homes, Branthaven Homes, Empire Communities, Losani Homes, Monarch Homes, Reid’s Heritage Homes and Terra View Homes have developments.

ND WHITE

LUXURY CONDOMINIUMS IN DOWNTOWN GUELPH

FINAL LOGO: ACCEPTABLE FORMATS FOR USAGE River Mill Condominiums TRICAR Rivermill_Final_VARIATIONS.ai

LOGO VARIATIONS N/A August 2013

x x x x x x

OPTIONS AVAILABLE

COLOUR SPECS

PANTONE CMYK BLACK AND WHITE INVERTED COLOUR BACKGROUND OTHER OPTIONS

Bembo Semibold

60% Sold

CT U R T NS

NOW

CO R E D UN GUELPH’S NEXT ADDRESS OF DISTINCTION

PRICED FROM THE MID

ION

TO $200’S OVER $900,000

PRESENTATION CENTRE LOCATED ON MAIN LEVEL OF OLD QUEBEC STREET MALL 55 WYNDHAM ST. N., GUELPH

TRICAR

TRICAR.COM/RIVERMILL | 519.763.2898 30 NEW HOME & CONDO GUIDE SWO | OCT 25 - NOV 8, 2014

MON-WED: NOON - 6PM WEEKENDS: NOON - 5PM OR BY APPOINTMENT

Moving requires a paddle.

TOWNHOMES FROM THE LOW $200s & SINGLES FROM THE MID $300s Move to a new home & get out. Join a new community on the Grand River in Kitchener. The perfect place to live and get out canoeing, kayaking, fishing and much more. Come discover homes conveniently located close to a 68-acre conservation area and major highways.

Pricing does not include condo fees (where applicable), please see a Sales Associate for details. Some lots may carry premiums. All prices include H.S.T. Prices and features subject to change without notice E. & O. E.

Q UI CK

AV C AI L LA O BL SI E N

THE SEASON OF

CHANGE EMBRACE THE FALL SEASON THIS YEAR WITH A BIG CHANGE - A NEW HOME Make a change in your life, move to Eby Estates, an exceptional ENERGY STAR® community located in Kitchener. With plenty of room to grow, these single-detached designs are large enough for all of life’s changes.

• Beautiful Architecturally Distinct Heritage Homes • Extra Deep Lots • Walk-Out Lots • Private Backyards

30’, 36’ and 40’ lots. From COME VIEW OUR TWO MODEL HOMES KITCHENER Conestoga Parkway

MODEL HOMES HOURS: Mon. - Wed. 2 - 7pm Sat. - Sun. Noon - 5pm

Homer Watson

Isaiah St.

Gravel Ridge Trail MODEL HOME & PRESENTATON CENTRE 276 GRAVEL RIDGE TRAIL

Fischer-Hallman

7/8

LEARN MORE AT: HWY #8

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401

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williamsburghomes.ca 519.208.5834 ®

*Prices and specifications subject to change. See sales representatives for more details. | ENERGY STAR is administered and promoted in Canada by Natural Resources Canada. Used with permission. Oct. 2014.

$352,900*

HAMILTON HALTON NIAGARA

New Home WATCH BUILDERS: If you would like to include your new model home or site opening, email wayne.karl@wall2wallmedia.com. Please say you saw it in New Home & Condo Guide!

PREVIEW REGISTRATION SILVERGATE HOMES St. Catharines | Jacob’s Landing

jacobslanding.ca

ANCASTER BEAMSVILLE BINBROOK BRANT BRANTFORD BURLINGTON CATHARINES GRIMSBY HAMILTON

MILTON NIAGARA OAKVILLE PARIS PORT DOVER ST. CATHARINES STONEY CREEK VINELAND

ROSEHAVEN HOMES Chippawa | The Ravines at Lyon’s Creek

NEW OPENINGS

rosehavenhomes.com

Award-winning designs on 50-ft. lots from $399,990 – decorated model now open.

Bungalow and bungalow with loft condominium townhomes.

LOSANI HOMES Ancaster | Ancaster Glen & The Woodlands Ancaster

EASTFOREST HOMES Paris | Grandville

eastforesthomes.com

SPALLACCI HOMES Hamilton | The Towns of Eden Park

ADI DEVELOPMENTS Burlington | LINK2 Condos + Lofts

losanihomes.com

spallaccihomes.com

adidevelopments.com

ROSEHAVEN HOMES Waterdown | Waterdown Meadows

SPALLCCI GROUP & VALERY HOMES Hamilton | The Residences of Royal Connaught

Coming soon – one- and two-bedroom condos, and two-storey garden villas and lofts.

CARRIAGE GATE HOMES Burlington | The Berkeley

Coming soon to downtown Burlington – hotel inspired condo living.

theberkeleycondo.com

PHELPS HOMES Smithville | The Atwater Collection

Register now for this adult lifestyle community featuring a collection of attached bungalows backing onto Twenty Mile Creek.

phelpshomes.com

AVERTON HOMES Niagara-on-the-Lake | Averton Square Coming soon, luxury condominiums to go along with luxury bungalows.

avertonsquare.com

CARRIAGE GATE HOMES Ancaster | Legacy

Returning to Waterdown – popular 35-ft. singles.

waterdownmeadows.com

VALERY HOMES Milton | Viva2

valeryhomes.com

SILVERGATE HOMES Niagara on the Lake | St. Andrews Glen

standrewsglen.com

SPALLACCI HOMES Hamilton | Eden Park

Coming soon, register today for this collection of luxury 50-, 55-, 60- and 66-ft. lot designs.

Coming soon – Simona Place The Towns of Eden Park Exquisite collection of executive townhomes.

carriagegatehomes.com

spallaccihomes.com

BRANTHAVEN HOMES Burlington | Jazz

SPALLACCI HOMES Hamilton | 101 Locke Condos

jazzcondos.ca

spallaccihomes.com

A collection of executive townhomes – Grand Opening Nov. 1.

Now open – the transformation of this landmark property has begun. Here’s your chance to buy a piece of history.

royalconnaught.com

KINGWOOD HOMES Brantford | Riverwalk West

Now open – 40- and 45-ft. luxury singles, steps from the Grand River.

kingwoodhomes.ca

SPALLACCI HOMES Hamilton | Eden Park

Grand Opening of Chateau-inspired semis collection.

spallaccihomes.com

NEW RELEASES HOMES BY DESANTIS Beamsville | Lincoln Square Fiera

New release of two-storey townhomes within walking distance to trails and natural areas.

homesbydesantis.com

EMPIRE COMMUNITIES Brantford | Wyndfield

New release of detached homes on 44-ft. homesites from $359,990.

wyndfield.empirecommunities.com SILVERGATE HOMES St. Catharines | Village on the Twelve

New release of urban townhomes and apartment residences from the $380’s.

silvergatehomes.com

OCT 25 - NOV 8, 2014 | NEW HOME & CONDO GUIDE SWO 33

Paris

Port Dover

Simcoe

Binbrook

Grimsby

Georgetown

Caledon

Smithville

Welland

Fonthill

Thorold

OAKVILLE, BURLINGTON, HAMILTON, ANCASTER, PARIS, BRANTFORD, STONEY CREEK, VINELAND, LINCOLN, THOROLD, FONTHILL, NIAGARA, NIAGARA-ON-THE-LAKE, FORT ERIE

Halton / Hamilton / Wentworth / Niagara:

Ridgeway

Stevensville

Chippawa

Fort Erie

De t Se . m Bu i n To galo w w Co nho n m Ad do e ul tL ife sty le

SITES

Aldershot

BRANTHAVEN HOMES

Jazz

Ancaster

DAWN VICTORIA

Evergreens

•

Ancaster

LOSANI HOMES

Ancaster Glen

•

Ancaster

LOSANI HOMES

The Woodlands

•

Beamsville

HOMES BY DESANTIS

Fiera Collection

•

Beamsville

HOMES BY DESANTIS

Lincoln Square

Binbrook

BRANTHAVEN HOMES

The Fairgrounds Finale

Binbrook

EMPIRE COMMUNITIES

Summerlea

Brantford

EMPIRE COMMUNITIES

Wyndfield

Burlington

ADI DEVELOPMENT

LINK2

Burlington

BUCCI HOMES

The Villages of Brantwell

Fonthill

SILVERGATE HOMES

The Residences at Lookout

Hamilton

LOSANI

Green Hill Glen

Hamilton

LOSANI

Sherman Oaks

Hamilton

MULTI-AREA DEV

Bloom

Hamilton

SPALLACCI HOMES

Simona Place

Hamilton

STARWARD HOMES

Country Ridge Estates

Hamilton

VRANCOR GROUP

150 Main

Niagara

EMPIRE COMMUNITIES

Imagine

Niagara

GREAT GULF

Rolling Meadows

Niagara

MOUNTAINVIEW HOMES

Thundering Waters

Niagara

PHELPS HOMES

Streamside on the Twenty

•

Niagara

SILVERGATE HOMES

Village on the Twelve

Niagara Falls

ROSEHAVEN

Lyon's Creek

Niagara Falls

SILVERGATE HOMES

German Village

Niagara on the Lake AVERTON HOMES

Averton Square

Niagara on the Lake BW HOMES

Niagara on the Green

Oakville

BRANTHAVEN HOMES

Oakvillage

Oakville

MATTAMY HOMES

The Preserve

PRICES

•

PAGE

from the $200's

from mid $400's

•

from mid $200's

•

from $299,900

•

from $299,900

2&3

•

from $219,990

2&3

from $194,990

from low $500's

•

from high $200's

• • •

•

• •

48 •

from high $300's

•

from the $270's

•

from low $300's

from the $440's

from low $200's

•

• • •

from $216,990

2&3

•

from $344,990

•

from $305,900

from low $400's

from the $380's

from $314,990

• •

•

48 • •

• • •

• •

from mid $200's

from mid $300's

from low $400's

Smithville

PHELPS HOMES

Brookside on the Twenty

Smithville

PHELPS HOMES

Auburntrail

from the $350's

•

from mid $300's

Smithville

PHELPS HOMES

The Atwater Collection

• •

from high $200's

St. Catharines

BW HOMES

Victoria Village

•

St. Catharines

JACOB'S LANDING

Jacob's Landing

•

St. Catharines

SILVERGATE HOMES

Jacob's Landing

•

St. Catharines

STARWARD HOMES

Heritage Point

•

Stoney Creek

EMPIRE COMMUNITIES

Lush at Victory

•

Stoney Creek

NEW HORIZON

Waterfront Trails

Stoney Creek

ROSEHAVEN HOMES

On the Ridge

•

43&63

Stoney Creek

HOMES BY DESANTIS

On the Ridge

•

Thorold

ROSEHAVEN HOMES

Gibson Heights

Thorold

SILVERGATE HOMES

Beamer Landing

Waterdown

COUNTRY GREEN HOMES

The Uptowns of Waterdown

Waterdown

ROSEHAVEN HOMES

Waterdown Meadows

•

from high $200's

from low $500's

49 48

from the $220's • •

•

from low $300's

•

from $299,990 •

42 2&3 59

from $291,990

43 48

• •

from mid $200's from $469,990

7 43

OAKVILLE, BURLINGTON, HAMILTON, ANCASTER, PARIS, BRANTFORD, STONEY CREEK, VINELAND, LINCOLN, THOROLD, FONTHILL, NIAGARA, NIAGARA-ON-THE-LAKE, FORT ERIE

BUILDERS

Halton / Hamilton / Wentworth / Niagara:

LOCATION

Receive $10,000 in Decor Upgrades!

CARE CARE-FREE ADULT LIFESTYLE COMMUNITY

FINAL RELEASE

ONLY

Urban Bungalows One Floor Living

18 UNITS

Priced from the low 500â€™s $

TO CHOOSE FROM!

Kathie Pillar, Sales Representative Office:

905-335-3042

kathiepillar@royallepage.ca Townhome Model Open Daily

2 MODELS TO VIEW www.buccihomes.com Hours: Monday - Thursday, Saturday & Sunday 12-6pm. Friday by appt. only Prices and specifications subject to change without notice. E & OE. See sales Rep for details.

36 NEW HOME & CONDO GUIDE SWO | OCT 25 - NOV 8, 2014

MASTER PLANNED COMMUNITIES

SITE

Whoever said you can’t have it all, doesn’t live here. There’s nothing like a little extra space to spread your wings. With larger lots, double car garages, and great rooms for family gatherings you simply get more than you bargained for with a Phelps home. Not only do you get more space to live, but the craftsmanship and modern designs have been specially chosen and carefully built. And what really makes a Phelps home special is where we put it. In Smithville. Away from the hustle and bustle of a big city, surrounded by nature’s best - but close enough to the things that matter; schools, farmers’ markets, and local wineries. Visit our model home and start living the life you imagined. Life. Imagined.

Bungalows + 2 storeys

from the mid 300s 905-945-6970

OPENING THIS FALL

Bungalows + 2 storeys

from the low 400s 905-945-6978

EXECUTIVE FAMILY HOMES ON 50’ LOTS

Detached Bungalows from the 350s 905-957-1777

Attached Bungalows

from the high 200s 905-957-1777 NOW OPEN

NIAGARA’S PREMIER ADULT LIFEST YLE COMMUNITIES

PhelpsHomes.com

Prices, features and specifications are subject to change without notice and are accurate at time of publication. Subject to availability. Please see sales representative for details. E. & O.E.

NOW OPEN IN SUMMIT PARK - HAMILTON’S PREMIER COMMUNITY

Townhome Affordability is in Bloom!

Fresh Design & Affordably Priced

ATTRACTIVELY STYLISH

2&3 STOREY TOWNS

270’s

$ from the

PLUS RECEIVE BONUS FREE AIR CONDITIONING & $2,500 DÉCOR DOLLARS

ARE SELLING FAST. GET THEM WHILE YOU CAN!

IT’S YOURS

FOR ONLY

$ 489*

BI-WEEKLY

Open Daily 12-6 p.m., Sat & Sun. 1-5 p.m. Friday by appointment: homes@multi-area.com

Register Now MULTI-AREA.COM Prices,sizes and specifications are subject to change without notice. E.&O.E. Rendering is artist concept. *Bi-Weekly payment based on 20% down, $223,992 mortgage amount, 2.99% rate (5 yr term), 25 year amortization

//IN THE NEWS

LINK2 Condos + Lofts LAUNCH CONFIRMS MODERN DESIGN MOMENTUM IN BURLINGTON If the sales of Adi Development Group’s LINK2 Condos + Lofts are any indication, the demand for urban homes in Burlington isn’t slowing any time soon. Launched on Oct. 18, the preview event drew a crowd that wanted a first-look and first-pick of the project’s coveted lofts, garden villas and condo suites. As the room buzzed with energy and excitement, condo-hunters of all ages secured their place in Burlington’s newest hub for modern living. Guests enjoyed food and drinks from Sublime Catering and Locke St. Bagel Mobile, keeping the celebratory mood going well into the afternoon. “It’s thrilling to see the tremendous response LINK2 has generated. The public is gravitating towards its superior location and unique design,” says Tariq Adi, CEO of Adi Development Group. “We’re pushing the envelope with modern design and are creating a new way for people to live in Burlington. The response today proves that. We’re excited to continue leading Burlington towards contemporary, smart design as the city’s real estate needs change.” After seeing huge success in the initial LINK project, Adi Development Group was quick to announce LINK2 to meet the high-demand for the condominium community. Demand was so high, in fact, that Adi pushed the project forward ahead of schedule – a rare occurrence in the home building industry. “Feeling such positive energy and high-demand around this project is very encouraging. We’re proud to be providing a solution for Burlington’s next influx of homeowners that not only suits but also exceeds their needs and expectations in terms of amenities, design and lifestyle,” says Saud Adi, COO of Adi Development Group. Situated at Dundas Street and Sutton Drive, LINK2 will back onto Bronte Creek and seamlessly fit with its natural environment and location thanks to the architecture of the building (by RAW Design). Its U-shape and tiered floors shifting at different angles will provide sweeping views of the nearby provincial park, wrapping the community in a lush landscape. Like the building’s striking exterior, each unit is beautifully and expertly designed to encourage modern, centralized living, ideal for entertaining and day-to-day life. Onsite perks include exercise facilities, a billiards room, dining area and kitchen all perfect for entertaining.

40 NEW HOME & CONDO GUIDE SWO | OCT 25 - NOV 8, 2014

If you’re interested in learning more or can see yourself living in LINK2, register online or visit the sales centre located at 5210 Dundas St. Suites start from the mid $190,000s. Hours are Monday to Thursday from noon to 6 p.m.; Saturday and Sunday from noon to 5 p.m. For more information call 905.592.2028 or email link@bakersales.info

SIMPLY THE BEST in Burlington

EXCLUSIVE PREVIEW CONTINUES THIS WEEKEND • 12 NOON SHARP! Come early for best selection of suites!

New chic urban designs!

194,990

From

A Design-Forward Lifestyle Overlooking Bronte Creek Provincial Park.

PRESENTATION CENTRE

QEW / Hwy. 403 LAKESHORE RD. LAKE ONTARIO

Bronte Road

Dundas Street West Sutton Drive

Appleby Line

HW Y 40 7

One Bedrooms

194,990

from

One Bedroom + Den

244,990

from

Two Bedroom + Two Bath

294,990

from

Two Storey Garden Villas

326,990

from

Two Storey Lofts

352,990

from

PRESENTATION CENTRE: 5210 Dundas Street West, Burlington HOURS: Monday to Thursday: 3 - 8 pm • Fridays by appt • Saturdays, Sundays and Holidays: 12 - 5 pm

www.adidevelopments.com 905-592-2028

Prices and specificaton subject to change without notice. E. & O. E.

Exclusive Listing: Baker Real Estate Incorporated, Brokerage. Brokers Protected.

Love Where You Live

s and Single from Towns

Single

$ 220s

440s

Discover the

BEST DEAL IN TOWN!

HAW

GARDEN CITY MUNICIPAL GOLF COURSE

1-888 -770 - 6524 Sales Office Hours: Sat – Wed — 11 a.m. to 6 p.m.

LINKS

Visit our model home 8117 Twenty Road East Hamilton

855 - 454 - 4115 em info@starwardhomes.com ph

ST ON E

CH URC H

RYM AL RD

ING TON

GOLF

SITE

ELL

TON AVE

ER W

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toll free

Our newest community is now open offering Estate inspired country living close to the city. With a great view of green space and loads of amenities close by, Country Ridge strives to give you the peace and quiet of the country with perks LINC OLN ALEX of city living. AND ER P K RD

KWY

UPP ER W ENT WO RTH

ST. CATHARINES GOLF & COUNTRY CLUB

to Country ridge

UPP

406

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Welcome Home

UPP ER J AM ES

AVE

T ER

TO QEW

H WESTC

VE RA

STE

E TCH

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WOODBURN AVE

Close to amenities, customizable to your personal taste and golf course lots available. Come live the dream QUE ENS TON AVE within your new single family home.

Introducing NEW Single Family Homes

from thes

TWE NTY SITE ROA DE

Sales Office Hours: M – Th: 12 noon – 7 pm | F – Su: 11am – 6 pm (including holidays)

Seek haven from the ordinary HA•VEN: A PLACE OF SAFETY OR REFUGE

Seek haven from the common, the average, the oh-so-typical, the middle-of-the-road, the run-of-the-mill, the good-enough. At Rosehaven, we will never be satisfied with anything less than the exceptional. Because we know you won’t.

Visit RosehavenHomes.com For directions, maps hours and community information call our hotline (1-888/416) 410-0175

CHIPPAWA/NIAGARA

LYON’S CREEK NEW 36’ Singles and 36’ Wide Freehold Towns from $314,990 Condominium Towns Coming Late Fall

THOROLD

GIBSON HEIGHTS 45’, 36’ Singles, 30’ Attached Singles & Freehold Towns from $291,990 Move in Ready Inventory Homes Available

STONEY CREEK

ON THE RIDGE Semi Detached Homes from $354,990 40’ & 35’ Singles from $464,990

WATERDOWN Prices and specifications correct at press time. Photo is of actual Roseahven Home. E. & O.E.

WATERDOWN MEADOWS 35’ Singles from $469,990 NOW OPEN OCT 25 - NOV 8, 2014 | NEW HOME & CONDO GUIDE SWO 43

Everyone’s Coming to Topper Woods Don’t miss out on this one! A brand new phase at sought-after Topper Woods has just launched. Move up to an enclave of all-detached homes on 43’ and 50’ traditional lots. Live where everything is right around the corner, in Kitchener’s historic Doon Village with schools, local parkland and easy access to Hwy 401.

Choice of three new incentive packages Elegant 43’ and 50’ Singles from $447,990

Robert F err i

Dr.

SALES CENTRE & MODEL HOMES

7 Wetland Way, Kitchener ON N2P 2Y7 519.894.8222

lee as S Thom Wetla

ee R

und

D New

Hwy. 4 01

Way

SALES CENTRE

HOURS:

Monday – Thursday: 1 pm – 8 pm Friday: 12 pm – 5 pm Weekends & Hol.: 11 am – 6 pm

Prices, specifications, and promotions subject to change without notice. Other promotional offers do not apply. Some items in this model home are upgraded features. Please consult a Sales Representative for details. E.&O.E October 2014. 13285.

//COMMUNITY FOCUS

DISCOVER JACOB’S LANDING

A rare offering in St. Catharines’ beautiful north end

LOCATION: St. Catharines HOUSING TYPE: Luxury townhomes, luxury singles from the low $500’s SALES CENTRE: 58 Simpson Rd., at Lakeshore Rd. CONTACT: 289.501.3100 jacobslanding.ca

46 NEW HOME & CONDO GUIDE SWO | OCT 25 - NOV 8, 2014

n a hidden enclave, just off Lakeshore Road in St. Catharines, luxury is being redefined. This truly unprecedented level of build quality constructed by Silvergate Homes lies in a private setting and close to the water’s edge. Within view of the Port Dalhousie lighthouse and steps to the Waterfront Trail, Jacob’s Landing is as unique as its setting. This rare offering of only 12 homes consists of townhomes and gracious single dwellings uniquely adorned and located at the end of Simpson Road. Inspired by the essence of lakeside living, Jacob’s Landing offers a lifestyle of luxury and leisure, while those seeking activity will be equally pleased. Golf courses, trails, theatre and parkland are abundant in the area. Nearby, vineyards and wineries showcase world-class wines. Easy access to the QEW allows for smooth travel to Toronto or the United States. An exclusive launch event will be held Nov. 14. Simply sign up online at jacobslanding.ca to be kept informed. Already under construction, the Lockwood model will be revealed to showcase the high level of workmanship and features

SILVERGATE HOMES | Jacob’s Landing

invested in each home. The first block of four homes is nearing completion and offers an opportunity to those who seek more immediate occupancy. Jacob’s Landing will be built in two blocks of four luxury townhomes and four private detached homes. Deep rooflines with varying peaks add drama to the exteriors of stone and stucco. Arched doorways and dormers figure prominently while blending seamlessly as part of the façade with old world charm. For those who desire detached living, there are four lots available for bungalows with a loft option. While exteriors are architecturally predetermined, there are opportunities to customize the interiors to suit tailored needs. The Lockwood, a 1,963-sq.-ft. model home, offers a main floor master, while a family-friendly loft features two bedrooms and a bathroom along with an open loft that overlooks the Great Room. From the Great Room, you have access to a terrace of 600 sq. ft. defined from above by a cedar trellis covering the impressive outdoor living space. A two-sided fireplace shared with the outdoor terrace is an option. The master suite offers total comfort through to the spa-like ensuite with heated floors, glass encased shower, dual basins and a Roman soaker tub. Seldom does a home come equipped with such standard features as an automated irrigation system and colour touch screen controlled security system. Not only will you enjoy nine-ft. ceilings on the main floor, additionally, door heights throughout will be eight ft. high for an opulent and open feel. Each home will be outfitted with quality hardwood flooring, custom kitchen cabinetry and vanities by Artcraft Kitchens. Solid surface counters throughout and stained oak railing and spindles continue the luxury. All properties are fully sodded with a uni-lock Hollandstone driveway so the minute you drive up, you are aware this home is something different, something unique and something special.

Register online at jacobslanding.ca to be kept notified of upcoming events, exclusive pricing offers and visit our sales center on site. Discover Jacob’s Landing for yourself.

NEW RELEASE! PHASE V!

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From the $380’s

QEW TORONTO

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• Niagara’s First Green Community • Overlooking a Beautiful Ravine • Innovative Floorplans • Surrounded by a Host of Amenities • Urban Townhomes

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silvergatehomes.com building for your lifestyle... for over 30 years

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Prices & speciﬁcations subject to change without notice. Renderings are artist’s concept. E. & O.E.

Built by:

LUXURY

HOMES AVAILABLE

Nov

Join us for our

LAUNCH EVENT

14 th

Please join us at the Sales Centre for the Jacob’s Landing Launch Event and to view our fully finished model!

November 14th, 2014, 3pm - 7pm

Discover Jacob’s Landing

Visit our Sales Centre

Luxury Towns and Singles from the low

58 SIMPSON RD. ST. CATHARINES

500,000 s

Sat, Sun, 1-4pm

OCT 25 - NOV 8, 2014 | NEW HOME & CONDO GUIDE SWO 49

//COMMUNITY FOCUS

NIAGARA’S THUNDERING WATERS

Live the lifestyle you’ve always wanted

nce again, Mountainview Homes has captured an ideal setting for its newest project, Thundering Waters, a golf course community offering premier Niagara living. Just minutes from the excitement of downtown Niagara Falls, Thundering Waters offers homebuyers the lifestyle they’ve always wanted. Nestled between the crashing waves of the falls and the serenity of lush greenspace, this golf course setting addresses lifestyle needs from all sides. You will live where the landscape is speckled with vineyards, fruit farms and miles of scenic trails. Where a day of golf is followed by an evening beneath the bright lights of one

50 NEW HOME & CONDO GUIDE SWO | OCT 25 - NOV 8, 2014

of Ontario’s favourite cities. Where great schools, fabulous shopping and dining options are at your fingertips. This is Thundering Waters – a stunning resort-style community you will fall in love with again and again. Variety is the spice of life, and that is readily apparent at Thundering Waters where homebuyers will choose from executive townhomes or impressive singles – both taking advantage of stunning golf course views. Available in bungalow and two-storey designs, the townhomes range from 1,165 to 1,870 sq. ft. The singles are designed for 32-, 40-, 45- and 50-ft. lots in two-storey, bungalow and bungaloft plans. With an exterior that is charming and inviting, you’ll instantly fall in love with the architectural details and classic look of this 3,243-sq.-ft. model home. The Kingsbridge is elegant and family friendly. The inviting grand foyer with imported ceramic tiles leads past the spiral staircase and

MOUNTAINVIEW HOMES | Thundering Waters through to the great room. At the heart of the home you’ll find a chef ’s dream kitchen with dark maple cabinetry, stainless steel appliances, quartz countertops and a sparkling glass and marble backsplash. The large island overlooks a casual dining area and family room that features an elegant gas fireplace and built-ins. Large windows throughout the home provide breathtaking views of the greens and French doors open to the deck overlooking the course. Also on the main floor is a formal dining room, garage access, convenient powder room, oversized laundry and mudroom and Mountainview’s signature Stop and Drop Family Organization Centre. Upstairs you’ll find a spacious loft area, three large bedrooms, two more bathrooms plus a dream master suite offering a sitting area, walk-out to a deck, his and hers walk-in closets and a luxurious ensuite featuring a soaker tub, stand-up shower and private water closet. The Kingsbridge model home is a design inspiration featuring today’s best furniture, finishes and lighting. At 2,062 sq. ft., the Tahoe show home offers four large bedrooms, three bathrooms including a beautiful ensuite and second-floor laundry. The Great Room is large and spacious featuring a gas fireplace, and the kitchen is dressed in beautiful medium toned wood cabinetry with a sparkling glass backsplash. Also on the main floor is a convenient powder room, garage access and the Stop and Drop Family Organization Centre. Filled with widows, the Tahoe is bright, airy and provides families with a welcoming home they will cherish year after year. At Thundering Waters, homeowners will enjoy affordable, premier Niagara living and can still purchase their home with only five per cent down. Mountainview Homes also works with realtors LOCATION: Niagara Falls HOUSING TYPE: Singles from $354,900 Townhomes from $305,900 SALES CENTRE: 7320 Lionshead Ave., at Drummond Rd. CONTACT: 905.323.6232 mountainview.com OCT 25 - NOV 8, 2014 | NEW HOME & CONDO GUIDE SWO 51

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//IN THE NEWS

Averton Homes

SET TO LAUNCH NEW BOUTIQUE-STYLE CONDOMINIUM AT AVERTON SQUARE Averton Homes, one of Canada’s premier national home builders, will launch a new boutique-style condominium this fall in the heart of Niagara-on-the-Lake. Situated in one of the town’s most desirable neighbourhoods, this luxurious condo is the newest addition to the Averton Square community. Nestled on a beautifully landscaped quiet, tree-lined street, the new four-storey, 85-unit condominium will feature the finest finishes and architectural details. Ranging in size from approximately 638 to 1,485 sq. ft., these well-appointed suites will feature classically inspired interiors with bright, open concept layouts. Launched earlier this summer, Averton Square also includes an exclusive enclave of 20 bungalow homes. Ranging in size from 1,357 to 1,756 sq. ft., interiors include nine-ft. ceiling heights, natural oak hardwood flooring in main principle rooms, direct-vent natural gas fireplaces, and laundry rooms with white upper cabinetry. Designer-inspired kitchens include custom-quality cabinetry, granite countertops with undermounted stainless steel sinks, and flush breakfast bars. Exterior features include brick detailing, vinyl siding and/or brick with stone detailing as well as big country-style porches. Dubbed “Canada’s Prettiest Town,” Niagara-on-the-Lake has a rich history and character that lives in its tree-lined streets and parks. Just a short distance from the town’s local amenities, residents will enjoy some of the finest dining/shopping destinations in Ontario. In a community of 27 wineries (from large estates, to medium-size operations to small

boutique wineries), Averton Square offers residents everything they need right at their doorstep. For more information on this incredible new community, visit the sales office at 120 John St. W., Niagara-on-the-Lake, call 905.378.2500 or visit avertonsquare.com. Averton Square’s designer model suite is nearly complete – register online for a complete update on this fabulous community. Averton Homes takes pride in their commitment to support the local community. The company’s interior designers will work with purchasers to help create the homes of their dreams, using local home decor and furniture vendors’ right in the heart of Niagara-on-the-Lake.

CONDOMINIUM LIVING In the Heart of Niagara-on-the-Lake

2,500 IN DÉCOR CENTRE UPGRADES*

From Averton Homes, one of Canada’s premier national home builders, comes a new boutique luxury condominium. Nestled on quiet, tree-lined street within the heart of this historic town, this intimate new condominium will feature:

S Q U A R E N I AG A R A - O N -T H E - L A K E

• A collection of 83 luxurious suites from 638 to 1,462 square feet • Classically inspired interiors with bright, open concept layouts • FlexSpace design allows you to combine suites into one dramatic floorplan • Beautifully landscaped grounds and lush gardens

BEST CONDOMINIUM VALUE

• A short stroll from downtown NOTL’s shops, restaurants and theatres

JOIN US FOR OUR CONDO PREVIEW OPENING SATURDAY, OCTOBER 25TH. REGISTER AT AVERTONSQUARE.COM FOR MORE INFORMATION NIAGARA-ON-THE-LAKE

A LIMITED EDITION OF 20 DETACHED BUNGALOWS ARE ALSO AVAILABLE.

from the high

200’s

Sales Centre: 120 John St. W. 905-378-2500 Hours: Monday & Tuesday By Appointment Wednesday to Friday 12pm- 5pm Weekends & Holidays 12pm- 5pm *$2,500 is a limited time offer, available for new home purchases written on the Condo Preview Opening weekend only. Decor Centre upgrades are in addition to any current promotion the builder may be offering. The $2,500 in upgrades is inclusive of HST. No cash value. See Sales Representative for more details. Prices and specifications are subject to change without notice. E. & O. E. Renderings are artist’s concept only.

Learn more @

Averton.ca

//COMMUNITY FOCUS

Luxury homes in an exclusive community

WELCOME TO GRANVILLE

LOCATION: Paris, just off Rest Acres Road (Hwy. 24), minutes north of Hwy. 403 HOUSING TYPE: Luxury homes on 49- and 50-ft. lots, with depths in excess of 100 ft. SALES CENTRE: Model home open Monday to Wednesday 2 to 7 p.m., weekends noon to 5 p.m. CONTACT: eastforesthomes.com

56 NEW HOME & CONDO GUIDE SWO | OCT 25 - NOV 8, 2014

visit to Paris on the Grand, often referred to as the “Niagara-On-The-Lake” of southern Ontario, is like taking a walk into a part of Europe. The streets are lined with more than 80 quaint shops, riverside patios, services and even a bike/hike trail going from Cambridge to Hamilton. Nestled around the corner from “The Prettiest Town in Canada,” you will find the exclusive Eastforest community of Granville offering luxury homes on 49- and 50-ft. lots with depths in excess of 100 ft. Built to the highest Energy Star standards, these bungalow and two-storey designs start at $399,990 and offer the space and lifestyle no longer available in many rural areas. The award-winning model home, The Wentworth at 3,054 sq. ft. offers an open concept feel while showcasing

EASTFOREST HOMES | Granville

Our experienced design consultants will walk you through every step of the way and share their expertise of the latest and greatest design trends.

architectural detail missing in many of today’s designs. From the elegance of the two-storey Great Room to the expansive rear living space framed by three striking archways, inviting details delight the eye at every turn. The open space behind the kitchen is predominately used as a mud room/laundry room combination but has also been used as an office off the garage and provides a private business area for the self-employed. The generous kitchen with desirable walk-in pantry and dinette area span the entire width of the home just waiting for a wonderful dinner party or large family gathering.

The upper level bedrooms are accessed by two separate stairways and are separated by an inviting upper lounge, often used as a quiet study or reading room. The four-bedrooms offer options for a variety of family situations, while the three-bedroom design with the shared baths could accommodate live-in family members as well as growing children. The luxury of a somewhat secluded master bedroom with a private covered balcony has proven to be the “piece de resistance” for many a discerning buyer. Take a tour of the Eastforest Design Studio at 155 Washburn Dr. in Kitchener and enjoy the amazing array of finishings and options to decorate and personalize your new home. Our experienced design consultants will walk you through every step of the way and share their expertise of the latest and greatest design trends. The Design Studio is open to the public Monday to Thursday from 5 to 8 p.m. and weekends from 1 to 5 p.m. Paris is located about one hour from Toronto, just five minutes off Hwy. 403 and just a short drive to Brantford and Cambridge. Grandville is located just off Rest Acres Road (Hwy. 24) minutes north of the 403 with the model home open Monday to Wednesday from 2 to 7 p.m. and weekends from noon to 5 p.m. For more information, visit eastforesthomes.com, but for a truly enjoyable experience come to Paris and visit the model home. We guarantee – once you’re here, you’ll never want to leave. OCT 25 - NOV 8, 2014 | NEW HOME & CONDO GUIDE SWO 57

Model Home Compliments of Eastforest Homes Ltd. www.eastforesthomes.com

A Home For All Seasons – Wentworth II, 2852 sq. ft., Baden Country Estates, Baden. Eastforest Homes.

OCT2014 Eastforest Homes Ltd. has been featured as “MODEL HOME OF THE MONTH” as seen in the new home & condo guide model home calendar

//IN THE NEWS

Jacob’s House PROVES HANDS BUILD HOUSES AND HEARTS BUILD HOMES

Mountainview Homes has been known for decades as a home builder that welcomes the opportunity to customize any of its homes for its purchasers.

This practice was put to the test when an Ohsweken area family needed much more than customization. They required a major redesign of a home to outfit it for their son’s medical needs, while creating a lifelong home for the entire family – Jacob’s House. Eight years ago, Kim and Andy Thomas were looking forward to starting a family. Then tragedy after tragedy struck their newborn son, Jacob. After a difficult delivery, he was born premature, weighing one lb., 10 oz. and experienced almost every preemie complication that existed. At one month of age, he had heart surgery. Because his airway was not fully developed and surgery failed, he has lived with tracheostomy (trach) for the past eight years and remains tube-fed to this day. To complicate this family’s world even more, Jacob has cerebral palsy. What does life with a trach, a g-tube and CP involve? Jacob is completely dependent on others, requiring 24-hour care and monitoring because he cannot breathe without his trach. Jacob is non-verbal and uses eye gaze to communicate. His home is his world. He is being home-schooled, as his immune system is too fragile to handle exposure to germs. Six years ago, the family relocated to Niagara, closer to the necessary resources for Jacob’s care. Living in a home they planned to retrofit uncovered new challenges for this family already stretched to the emotional and financial limit. It wasn’t long before Jacob and his needs outgrew this home. Realizing that a customized home, built from the ground up for their unique needs, was the only way to go, they found Mountainview Homes that makes no secret of its ability to customize plans. With the major contribution of company architect, Tim Lundy, design of their home began last February. It was truly a team effort on many fronts – Mountainview principles and Rob Young, site supervisor; 60 NEW HOME & CONDO GUIDE SWO | OCT 25 - NOV 8, 2014

Terri DeMelo, design representative; and Rebecca Gonyou, Cherry Ridge’s sales professional; their skilled trades, Cambridge Elevator; and experts in the medical field that included Shopper’s Home Health Care and Jacob’s occupational therapist and nurses. Mountainview’s design services enabled the family to save thousands of dollars in architectural fees to create this version of The Palmer bungalow. The result is a home that combines Jacob’s clinical needs plus family needs. Set within the Cherry Ridge community of Fenwick, the family can enjoy a peaceful setting amid their day-to-day challenges. “We as a company have taken great pride in this opportunity,” says company President Mark Basciano. “A very special build for us. This was a team effort that included the Mountainview team plus our trades and suppliers, not only creating this unique home, but making a difference in the life of Jacob and his family. We are honoured that this home will provide the family a backdrop for future memories to last a lifetime.” Both the family and caregivers are anxiously awaiting moving day at the end of October, which will make life easier for everyone. The front of the home is outfitted with a nurse’s station, therapy room, kitchen and laundry adjacent to Jacob’s bedroom and bathroom, painted a soothing slate blue, a colour selected by Jacob. There is an elevator to accommodate his wheelchair, as well as a lift in the garage, and ramps. There is a raised tub to aid caregivers, and a roll-in shower. A ceiling track traverses the space from bedroom to bathroom and therapy room. Major revisions had to be made to increase the strength of trusses to support the tracks that would transport Jacob from youth to adulthood. Even door headers had to be redesigned to allow the passage of the track. The result is an open space above the doors that has been neatly trimmed and finished like all of Mountainview’s interior doorways.

The family will have much-needed privacy with its living space and a separate kitchen at the back of the home. A finished basement was also included that may house a home office for Kim so she may work from home. The specialized features totaled about $100,000, so the family has been doing private fundraising to cover these extra costs. As the Oct. 30 date nears when they will receive the keys, they are almost at their goal. Further donations can be directed to Rebecca Gonyou at Mountainview Homes at rebeccag@mountainview.com Throughout the process, the Mountainview team remained focused that this was to be a home, a very specialized home, but a home. The theme of Jacob’s House became “Hands build houses, and hearts build homes.”

For additional information on building accessible homes, visit mountainview.com or email italk@mountainview.com OCT 25 - NOV 8, 2014 | NEW HOME & CONDO GUIDE SWO 61

//MORTGAGE ADVICE

Why you should pay attention to the Bank of Canada » by ALYSSA RICHARD

ALYSSA RICHARD

is the Founder and CEO of ratehub.ca, a mortgage rate comparison site that aims to empower Canadians to make smart financial decisions.

Every six weeks, you may notice news headlines along the lines of “Bank of Canada holds key interest rate at one per cent.” The articles often discuss the overnight lending rate, how the economy has shaped the central bank’s decision to either change it or not change it, and how the monetary policy has been updated. It’s a lot of information packed into one article, so don’t feel bad if some of it goes over your head at fi rst. However, if you have a mortgage – particularly a variable rate mortgage – you may want to add a calendar reminder for each of these announcements. Why? Well, because if the overnight lending rate goes up, so could your monthly mortgage payment. To explain how this works, let’s start with some background information. The overnight lending rate is the interest rate at which banks borrow and lend money to one another, to cover the transactions they make each day. Changes to this interest rate can directly result in changes to other interest

Every six weeks, you may notice news headlines along the lines of “Bank of Canada holds key interest rate at one per cent.”

62 NEW HOME & CONDO GUIDE SWO | OCT 25 - NOV 8, 2014

rates, such as for consumer loans and – you guessed it – mortgages; this is because each bank’s prime rate is attached to the overnight lending rate. So, as an example, if the overnight lending rate goes up by 0.50 per cent, your bank’s prime rate will also go up by 0.50 per cent. And if you have a variable rate mortgage, which is attached to prime rate, your mortgage rate and payment will follow suit. Let’s assume you bought a home for $400,000, put down 10 per cent and amortized your mortgage loan over 25 years. If your bank gave you a five-year variable rate mortgage of prime-minus 0.50 per cent (currently that would be 2.50 per cent), your monthly mortgage payment would be $1,651. If, at any time during that five-year term, the overnight lending rate went up by one per cent, your bank’s prime rate – and therefore your mortgage rate – would also go up by one per cent (so you’d be up to 3.50 per cent). At that rate, your monthly mortgage payment would be $1,841, which is an additional $190 per month or $2,280 per year you’d need to find in your budget to pay for. As of this month, the overnight lending rate has sat at one per cent for four years straight, and economists predict it will remain unchanged until at least mid-2015, so you may not need to worry about this for a while. However, the one thing you should be aware of is that interest rates will undoubtedly go up, not down – so you may want to pay attention to what the Bank of Canada says in its announcements, and prepare your budget for what’s to come.

//TARION REPORT

HAVE YOUR SAY:

It’s your chance to rate your new-home builder » by HOWARD BOGACH

HOWARD BOGACH

is President and CEO of Tarion Warranty Corp. His column appears monthly in New Home Guide. For more information about how Tarion helps new-home buyers, visit tarion.com or find us on Facebook at facebook.com/ TarionWarrantyCorp.

Calling all new-home buyers! If you bought a new home in the past year, this is your chance to tell Tarion all about your homebuying experience. Every fall, Tarion sends customer satisfaction surveys across the province to most new-home buyers. We’re looking for feedback on your builder’s customer service and your experience with Tarion. The survey covers most stages of the new-home buying experience, beginning with the signing of the agreement of purchase and sale, through to construction, the pre-delivery inspection, and finally your builder’s after-sales service. You’ll also be asked about your interactions with Tarion. As a recent new-home buyer, your feedback is essential in improving the new-home buying experience for everyone in Ontario. Over the years, significant enhancements have come to fruition directly based on the feedback we receive from our annual survey. For example, results of our surveys over the past few years have showed us that homeowners who used our online warranty service, MyHome, continue to have a significantly higher level of satisfaction with Tarion than those who didn’t manage their warranty through MyHome. This kind of information helps us focus on what homeowners want, such as updating the features of MyHome to help make managing your warranty a more seamless process. Your opinion also helps us educate builders, letting them know what they are doing right, or where improvements can be made. Over the many years that Tarion has been conducting this survey, we’ve noticed a clear trend in what matters most to homeowners, based on certain attributes that are directly correlated to whether a homeowner will recommend their builder. Some examples include: the builder’s ability to deliver the home as agreed to in the Agreement of Purchase and Sale, overall customer satisfaction before move-in, the builder’s level of accessibility and the builder’s ability to complete repairs and leave the home clean and undamaged. This information helps Tarion work with builders to improve their customer service. Every year, builders that have enough responses to their surveys are provided with detailed individual builder reports comparing their results to the average (without identifying the participants, of course!). We also meet with builders to help analyze their scores and offer advice on improving customer service, host builder clinics

64 NEW HOME & CONDO GUIDE SWO | OCT 25 - NOV 8, 2014

that include information on what matters most to homeowners and deliver customer service training to low performing builders. Survey results are also used to determine finalists and recipients of the Tarion Awards of Excellence. The Awards of Excellence are the only awards in the province that recognize builders solely on the basis of their customer service. And they are judged by the people whose opinions matter most – you. So, if you have taken possession of a new home in the past year, look for the Tarion survey arriving in your mailbox or inbox this month. This is your chance tell us about your home buying experience and influence whether your builder should be recognized for their customer service. And remember – your opinion matters, so share it with us!

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www.150mainwest.com | info@150mainwest.com OCT 25 - NOV 8, 2014 | NEW HOME & CONDO GUIDE SWO 67

LONDON

New Home WATCH BUILDERS: If you would like to include your new model home or site opening, email wayne.karl@wall2wallmedia.com. Please say you saw it in New Home & Condo Guide!

PREVIEW REGISTRATION THE TRICAR GROUP London | Village North

Luxury condominiums from the mid $200’s.

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FOREST PARK HOMES London | Amour Riverbend

Coming soon – elegant town villas from $234,900.

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FOREST PARK HOMES London | Central Park

Coming soon – urban townhomes from $224,900.

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Steps from the Avon River, this luxurious new lowrise building features suites ranging from 1,200 to 1,800 sq. ft. in two-bedroom or two-bedroom plus den designs, as well as select penthouses.

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Grand opening of luxury one-floor Energy Star condos from the low $300’s.

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CLAYSAM HOMES Woodstock | Neighbourhoods of Devonshire

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68 NEW HOME & CONDO GUIDE SWO | OCT 25 - NOV 8, 2014

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OPPORTUNITY. OPPORTUNITY. OPPORTUNITY.

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&RPH IRU D YLVLW DQG GLVFRYHU \RXU QHZ KRPHWRZQ &RPH IRU D YLVLW DQG GLVFRYHU \RXU QHZ KRPHWRZQ &RPH IRU D YLVLW DQG GLVFRYHU \RXU QHZ KRPHWRZQ

^^^ +PZJV]LY;PSSZVUI\YN JH ^^^ +PZJV]LY;PSSZVUI\YN JH ^^^ +PZJV]LY;PSSZVUI\YN JH 70 NEW HOME & CONDO GUIDE SWO | OCT 25 - NOV 8, 2014

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//IN THE NEWS

LHBA names

AWARDS OF CREATIVE EXCELLENCE WINNERS More than 350 LHBA members and guests filled the Crystal Ballroom at the Lamplighter Inn recently to celebrate excellence in design, marketing and personal achievements in the residential construction industry in London. Guests were transported to a Parisian Cafe by the Eiffel Tower and offered an impeccable French inspired dining experience complete with artists to draw their portraits! The Awards of Creative Excellence celebrate the most creative and professional work in the London home building industry. ACE was created by the London Home Builders’ Association to recognize achievement in design and marketing by members of the Association. Over the years, ACE has evolved into more than just design and marketing, and now honours members for personal commitments to the association and to the housing Industry. Companies are also recognized for their commitment to clients and homeowners in Supplier and Sub-trade of the Year, Builder and Renovator of the Year categories. Each year, ACE Awards strive to recognize the best within London home building industry, and each year they help to raise the bar for consumer and member expectations.

72 NEW HOME & CONDO GUIDE SWO | OCT 25 - NOV 8, 2014

CONGRATULATIONS TO ALL FINALISTS AND WINNERS!

Special thank you to LHBA Awards Committee members: Sarah Steele, EMCO Corp. – Committee Chair; Gerry Box, Union Gas Ltd. – Vice Chair; Cathy Newnham, London Free Press; Bruce Kelly, E.I. du Pont; Andre Dos Reis, Visionary Kitchens by Motivo Interiors; and LHBA staff Sarah Lynn Noble, Lois Langdon, Cathie Stark, Lorie Poulton, Tamarra Mitches and Sabrina Griffiths-Shedden.

BUILDER OF THE YEAR: WASTELL BUILDERS GROUP Accepting: Elaine Wastell, Vince Galera, Tim Trelford, Doug Wastell, Garry Wastell, Sue Wastell, and Rob Wastell Presented by Jim Dowdall, Rogers Communications Inc.

HEALTH AND SAFETY: STEVE MARTENS – THE TRICAR GROUP Accepting: Olimpio Couto and Steve Martens Presented by Michael McCusker, Infrastructure Health and Safety Association

LIFETIME ACHIEVEMENT AWARD: BOB EDMUNDSON, MACNEILL EDMUNDSON PROFESSIONAL CORP. Accepting Bob Edmundson and Miriam Edmundson Presented by Ted Melchers, Melchers Construction Ltd. and LHBA President

MOWBRAY SIFTON AWARD: JIM KENNEDY, LONDON DEVELOPMENT INSTITUTE Accepting: Jim Kennedy, Presented by Richard Sifton, Sifton Properties Ltd. and Ted Melchers, Melchers Construction Ltd. and LHBA President

PROJECT OF THE YEAR: JOHNSTONE HOMES Accepting: Dan Wilson, Matt Johnstone, and Brad Cowan Presented by Cassandra Arbour, Visionary Kitchens by Motivo Interiors

RENOVATOR OF THE YEAR: CCR BUILDING & REMODELING Accepting: Dave McAsh, Erik Roberson, Arne Madsen, Peder Madsen and Larry Fenwick Presented by Cathy Newnham, The London Free Press

SALES ACHIEVEMENT: DONNA CZACH, SIFTON PROPERTIES LTD. Accepting: Toby Stolee Presented by Sarah Steele, The Ensuite Kitchen and Bath Showroom

SUB TRADE OF THE YEAR: CASEY’S CREATIVE KITCHENS INC. Accepting: Chris Willemse, Jennifer McIlveen, and James Willemse Presented by Mike Smit, Libro Credit Union

SUPPLIER OF THE YEAR: STRIK, BALDINELLI, MONIZ LTD. Accepting: Kevin Moniz, Tomislav Tomljenovic, Aaron Strik, Graeme Baker, and Matthew Stead Presented by Lois Langdon, London Home Builders’ Association

BEST NEW BATHROOM IN A HOME OVER $500,000: BRIDLEWOOD HOMES Design Credit to Woody’s Custom Cabinetry, Accepting: Larry Trojeck, Bridlewood Homes & Shawn Fentie, Woody’s Custom Cabinetry, Presented by Mike Smit, Libro Credit Union

BEST NEW KITCHEN IN A HOME OVER $500,000: HARASYM DEVELOPMENTS INC. Design Credit to Woody’s Custom Cabinetry, Accepting: Mike and Milena Harasym, Harasym Developments Inc. & Shawn Fentie, Woody’s Custom Cabinetry, Presented by Adam Newhook, Rogers Communications Inc.

BEST NEW KITCHEN IN A HOME UP TO $500,000: THE IRONSTONE BUILDING COMPANY Design Credit to Dynamic Kitchens by JEM DOR WOODCRAFT LTD., Accepting: Dave Stimac and Allan Drewlo, The Ironstone Building Company & Patricia Fletcher, Dynamic Kitchens by JEM DOR WOODCRAFT LTD., Presented by Susan Maxwell, New Home & Condo Guide OCT 25 - NOV 8, 2014 | NEW HOME & CONDO GUIDE SWO 73

BEST RENOVATED BATHROOM OVER $25,000: DUO BUILDING LTD. Accepting: John Relouw, Pat Malloy, and Nick Barbosa Presented by Darlene Fraser, Eastforest Homes Ltd.

BEST RENOVATED BATHROOM UNDER $25,000: MELCHERS CONSTRUCTION LTD. Design Credit to Pure White Design Inc., Accepting: Jack Melchers, Dan Schinkelshoek, Ted Melchers, and Chris Melchers, Melchers Construction Ltd. & Cait White and Rebecca Khouri, Pure White Design Inc. Presented by Sarah Steele, The Ensuite Kitchen and Bath Showroom

BEST RENOVATED KITCHEN OVER $50,000: MELCHERS CONSTRUCTION LTD. Accepting: Ted Melchers, Chris Melchers, Dan Schinkelshoek, and Jack Melchers Presented by Dennis Mortlock, Direct Energy

BEST RENOVATED KITCHEN UP TO $50,000: VANDERMOLEN HOMES Design Credit to Casey’s Creative Kitchens Inc., Accepting: John Vandermolen and Dane Vandermolen, Vandermolen Homes & Jennifer McIlveen, Casey’s Creative Kitchens, Presented by Marko Merhar, Boise Cascade Engineered Forest Products

BEST LIVING SPACE (INDOOR OR OUTDOOR): CCR BUILDING & REMODELING Accepting: Arne Madsen, Larry Fenwick, and Peder Madsen Presented by Drew Molnar, InSinkErator

BEST NEW EXTERIOR: BRIDLEWOOD HOMES Design Credit to Orchard Design Studio, Accepting: Diane Gargarella, Bridlewood Homes & Bryan Moore, Orchard Design Studio, Presented by Adam Bender, LaFarge Canada Inc.

BEST OVERALL NEW HOME DESIGN $301,000-$400,000: PATRICK HAZZARD CUSTOM HOMES INC. Design Credit to Orchard Design Studio, Accepting: Bryan Moore, Orchard Design Studio & Patrick Hazzard, and Justin Harvey, Patrick Hazzard Custom Homes Inc., Presented by Mike Toivonen, North Pole Trim and Supplies Ltd.

BEST OVERALL NEW HOME DESIGN $401,000-$525,000: GARY FIELD HOMES INC. Accepting: Sophie and Gary Field Presented by Leo Simas, London District Concrete Forming Contractors Association

BEST OVERALL NEW HOME DESIGN $526,000-$650,000: PATRICK HAZZARD CUSTOM HOMES INC. Accepting: Patrick Hazzard and Justin Harvey Presented by Cathy Newnham, The London Free Press

BEST OVERALL NEW HOME DESIGN $800,000+: OKE WOOKSMITH BUILDING SYSTEMS INC. Accepting: Randy Oke, Steve Poortinga, Wayne Oke, and Kevin Oke Presented by Luciano Marone, Delta Faucet Canada

74 NEW HOME & CONDO GUIDE SWO | OCT 25 - NOV 8, 2014

BEST RENOVATED EXTERIOR: DUO BUILDING LTD. Accepting: Nick Barbosa, John Relouw, and Pat Malloy Presented by Pete Williams, Reliance Home Comfort

BEST RENOVATION $21,000-$50,000: CCR BUILDING AND REMODELING Accepting: Arne Madsen, Peder Madsen, and Dave McAsh Presented by Ryan Alary, North American Trade Schools

BEST RENOVATION UP TO $20,000: DUO BUILDING LTD. Accepting: John Relouw, Pat Malloy, and Nick Barbosa Presented by Gerry Box, Union Gas Ltd.

BEST INTERIOR MERCHANDISING: WASTELL BUILDERS GROUP Accepting: Sue Wastell Presented by Jake Draper, Copp Building Materials Ltd.

BEST RENOVATION $51,000-$100,000: DUO BUILDING LTD. Accepting: John Relouw, Nick Barbosa, and Pat Malloy Presented by Gary Burrows, Dashwood Industries Inc.

BEST RENOVATION $151,000 AND OVER: DUO BUILDING LTD. Accepting: John Relouw, Pat Malloy, and Nick Barbosa Presented by Allan Drewlo, Drewlo Holdings Inc.

BEST RENOVATION $100,000- $150,000: CCR BUILDING AND REMODELING Accepting: Peder Madson and Arne Madsen Presented by Jamie Crich, Auburn Developments Inc.

BEST SHOWROOM OR DESIGN CENTRE: GCW CUSTOM KITCHENS AND CABINETRY INC. Accepting: Terry Kuipers Presented by Wayne Kiser, Delta Faucet Canada

BEST TRADITIONAL PRINT CAMPAIGN: THE TRICAR GROUP Design Credit to Orchard Design Studio, Accepting: Adam Carapella and Linda Pepe, The Tricar Group & Paul Attwood, Orchard Design Studio, Presented by Gerry Box, Union Gas Ltd.

BEST WEB PRESENCE: OLD CASTLE RENOVATIONS Accepting: Mike Hodgson Presented by Kevin Moniz, Strik, Baldinelli, Moniz Ltd.

OCT 25 - NOV 8, 2014 | NEW HOME & CONDO GUIDE SWO 75

FALL 2014 EDITION FREE

HOME&CONDO THE GUIDE TO BUYING AND MANAGING YOUR FIRST HOME

Hot markets YOUR GUIDE ON WHERE AND WHAT TO BUY

YOUR FIRST MORTGAGE Stress-test before you buy

Money sense

CHECKING OFF ALL THE COSTS – AND OPPORTUNITIES TO SAVE! SPECIAL EDITION

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THE GUIDE TO BUYING AND MANAGING YOUR FIRST HOME 416.626.4889

HOMEBUYERS’ HELP//

Homebuyers’ Resource Section You love the home, see what you can afford! » Compare mortgage rates for your best deal

» Calculate your mortgage payments using the mortgage payment calculation chart

OCT 25 - NOV 8, 2014 | NEW HOME & CONDO GUIDE SWO 77

ONTARIO’S MOST-READ NEW HOMES GROUP Oct 18 - Nov 1, 2014 Volume 22 Issue 19

Oct 25 - Nov 8, 2014 Volume 18 Issue 20

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OHBA NAMES AWARDS OF DISTINCTION WINNERS

CREATING THE ILLUSION OF SPACE WITH COLOUR

DOES THE HIGHER FLOOR PREMIUM PAY OFF?

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COLLATERAL MORTGAGES GOOD MOSTLY IN THEORY

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BUYING A NEW HOME THE BEST INVESTMENT

LHBA NAMES ANNUAL AWARD WINNERS

CAMBRIDGE: WHERE HISTORY MEETS FUTURE PROSPERITY

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Calculate your mortgage payments INTEREST RATE

AMORTIZATION PERIOD

CHART FIGURE

EXAMPLE: 5%

25 YEARS

5.82

MORTGAGE AMOUNT ÷ 1,000

MONTHLY PAYMENT

(MORTGAGE AMOUNT $125,000)

125

Canadian mortgage payment factors Instructions:

01 02 03 04

Determine the appropriate 5-Year Fixed Mortgage Rate, which is easiest to qualify for. Run your finger down the left column of the table below to find the rate (round to the nearest 1/4%).

Choose your desired amortization period across the top of the table (25 years has lowest payment and is easiest to qualify for first-time buyers). At the intersection of the column and row is your mortgage payment per month per $100,000 borrowed.

» Bear in mind that this is a rough estimate. If you have several other large loans already, you may qualify for less. Also, banks and trust companies vary in their policies. The best way to know what you can afford is to go to the lending institution of your choice and get pre-qualified.

80 NEW HOME & CONDO GUIDE SWO | OCT 25 - NOV 8, 2014

Mortgage payment calculation chart %

INTEREST RATES

15 YEARS

2.50%

AMORTIZATION PERIODS 20 YEARS

25 YEARS

30 YEARS

$666

$529

$448

$394

2.75%

$678

$541

$461

$407

3.00%

$690

$554

$473

$421

3.25%

$702

$566

$486

$434

3.50%

$714

$579

$499

$448

3.75%

$726

$591

$513

$461

4.00%

$738

$604

$526

$476

4.25%

$750

$617

$540

$490

4.50%

$763

$630

$553

$504

4.75%

$775

$644

$567

$519

5.00%

$788

$657

$582

$534

5.25%

$801

$671

$596

$549

5.50%

$814

$684

$610

$564

5.75%

$827

$698

$625

$579

6.00%

$840

$712

$640

$595

6.25%

$853

$726

$655

$611

6.50%

$866

$741

$670

$626

6.75%

$880

$755

$685

$642

7.00%

$893

$769

$700

$659

Table provided by Calum Ross, Owner, President and Principal Broker at Calum Ross Mortgage. He can be reached at 416.410.9905, calum@calumross.com and calumross.com OCT 25 - NOV 8, 2014 | NEW HOME & CONDO GUIDE SWO 81

Compare mortgage rates for your best deal CHARTERED BANKS

Variable

ATB Financial

2.7

Alterna Svgs/Alterna Bk

2.6

Bank of Montreal Bank of Nova Scotia

3 2.6

Canadian Western Bank CFF Bank CIBC

ICICI Bank Canada Manulife Bank

3.05 2.7

National Bank

n/a

Presidentâ€™s Choice Finan Royal Bank

2.75 3

TD Canada Trust

Tangerine

6 Months

1 Year

2 years

3 years

4 years

5 years

4 6.30op 4 6.30op 4 6.30op 4.55 6.45op 4 6.45op

2.94 6.30op 2.98 6.30op 3.14 6.30op 3.29 6.50op 3.14 6.30op 3.69 2.99 6.35op 3.15 3 3.50op 3.14 6.70op

2.89 6.50op 2.98

2.99

3.04

3.19

2.98

2.94

3.19

3.04

3.85

4.39

3.29

2.79

3.44

3.94

3.19

3.04

3.75

4.39

4.99

3.75 2.79

2.59 3.65

3.79 3.14

3.04 3.24

3.65 3.04

3.64 3.04

3.69 3.09

3.89 3.09

3.04

3.75

2.95

3.39

2.94 3.14

2.84 3.95

2.89 3.14

4.44 3.24

3.04

3.44

3.14

3.24

3.49

3.69

3.79

3.25 3.04

3.95 3.44

4.74 3.94

4.99 4.79

3.6

3.7

4.6

4.95

2.89 3.14

2.79 3.75

2.94 4.64

2.95 4.99

2.79

3.44

3.94

3.19

3.1

3.33

3.65

3.99

3.25

3.29

2.99

2.59 3.14

2.69 3.29

2.89 2.84

3.09 3.19

2.99 3.14

2.99 3.75

3.39 4.64

3.39 4.99

2.75

2.55

2.85

3.2

3.95 2.65

4.35 3.65

4.89 3.29

5.14 3.19

3.05

3.15

3.25

3.4

2.8

2.9

2.95

3.1

6.70op 4.45 4.4 6.70op

6.30op

3.14 6.30op 3.09 6.30op 3.19

TRUST COMPANIES Community Trust Concentra Financial

n/a n/a

Effort Trust

n/a

Home Trust Company Investors Group Trust

2.5 n/a

MTCC

2.6

6.5 5 6.70op 4.45 6.30op 3.95 4.2 6.50op 4.55 6.45op

3.14 2.99 6.30op 3.45 6.30op 2.89 3.14 6.30op 3.29 6.50op

OTHER FINANCIAL INSTITUTIONS Airline Financial C.U.

Comtech Credit Union

2.95

First National Fin. LP FirstOntario C.U.

2.6

IC Savings London Life

n/a

Luminus Financial

2.7

MCAP Meridian Credit Union

2.5 2.75

Parama Credit Union

2.85

Steinbach Credit Union

2.5

6.2 6.40op 3.95 6.34op 4.2 6.50op

3.01 6.25op 2.99 6.30op 2.99 3.09 6.34op 3.05 3.14 6.30op 2.95 6.30op 3.6 3.09 6.30op 2.85 3.00op 2.65

Notes: **Interest rate charged subject to adjustment during term mortgage. Please consult institution for term of years available. All rates are prime rates and subject to change without notice. R.O.R. RATES ON REQUEST op OPEN ----- NOT QUOTING N/A NOT AVAILABLE October 20, 2014. Prepared By Fiscal Agents Financial Information Services 905.844.7700

82 NEW HOME & CONDO GUIDE SWO | OCT 25 - NOV 8, 2014

HOT DATES//

OCT 25-27

OCT 31 - NOV 9

London Baby Expo

Hamilton Fall Garden & Chrysanthemum Show

WESTERN FAIR DISTRICT LONDON The London Baby Expo will be the place to be for the weekend! Formerly known as the Bump, Baby & Toddler Expo, the event is still your one stop baby and toddler event! londonbabyexpo.com OCT 25-26

Wedding Trends Fall Show

Oct 25 to Nov 8 Calendar of events beginning from Oct. 25 to Nov. 8, 2014

BINGEMANS CONFERENCE CENTRE KITCHENER

Whether you are getting married or helping a friend, don’t miss the Weddings Trends Fall Show – Waterloo Region. You will find everything from your venue location to an officiant and even your jewellery for the big day. Don't miss a weekend of fun, prizes and fashion shows at one of the largest wedding shows in the region. theweddingtrends.com

GAGE PARK TROPICAL GREENHOUSE HAMILTON

Hamilton Fall Garden & Mum Show features a theme for the 2014 show is "¡Viva PAN Am Hamilton." The Chrysanthemum Show is an amazing floral display created by some of Hamilton’s finest horticulture staff. The display is a breathtaking feature of more than 200 varieties of Chrysanthemums, and more than 75,000 blooms. hamiltonmumshow.com NOV 1-2

Art in Action Studio Tour

VARIOUS LOCATIONS IN HAMILTON & BURLINGTON Come out and meet talented local fine artists and craftspersons. Find out what inspires them and watch them demonstrate their art by visiting their studios around Burlington and Hamilton. artinaction.ca

OCT 25 - NOV 8, 2014 | NEW HOME & CONDO GUIDE SWO 83

Advertiser index ADI DEVELOPMENT: LINK2

MATTAMY HOMES: The Preserve

AVERTON HOMES: Averton Square

MATTAMY HOMES: Wildflowers

BAYVIEW WELLINGTON: Victoria Village

MENKES DEVELOPMENTS: Enclaves of Upper Canada

BAYVIEW WELLINGTON: Niagara-on-the-Green

MONARCH: Corporate

BRANTHAVEN HOMES: Corporate

12 & 13

MOUNTAINVIEW HOMES: Thundering Waters

38 44 & 45 9

BUCCI HOMES: Villages of Brantwell

MULTI-AREA DEVELOPMENTS: Bloom

CLAYSAM HOMES: Elmira Country Club Estates

NEW HORIZON DEVELOPMENT: Waterfront Trails

COOK HOMES: The Village in Beechwood West

PHELPS HOMES: Multi-site

COUNTRYGREEN HOMES: The Uptowns of Waterdown

REID’S HERITAGE: Williamsburg Walk

DAWN VICTORIA HOMES: Evergreens

ROSEHAVEN HOMES: Corporate

DUNSIRE HOMES: Mill Creek Village

ROSEHAVEN HOMES: On the Ridge

EASTFOREST HOMES: Woodhaven South

SILVERGATE HOMES: Village on the Twelve

SPALLACCI HOMES: Simona Place

EMPIRE COMMUNITIES: Multi-site

2&3

FUSION HOMES: The Metalworks

STARWARD HOMES: Country Ridge Estates/Heritage Pt.

FUSION HOMES: Explorer’s Walk

TD BANK

TILLSONBURG DEVELOPMENTS: Baldwin Place

GREAT GULF: Rolling Meadows

IBC

HOMES BY DESANTIS: Multi-site

TOWN OF TILLSONBURG

HOMES BY DESANTIS: On the Ridge

TRICAR GROUP: River Mill Condominiums

JACOB’S LANDING: Jacob’s Landing

VRANCOR GROUP: 150 Main

LOSANI HOMES: The Woodlands Ancaster

WILLIAMSBURG HOMES: Eby Estates

84 NEW HOME & CONDO GUIDE SWO | OCT 25 - NOV 8, 2014

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//FUNDAMENTALLY SPEAKING

Why you should always check your property boundary » by WAYNE KARL

WAYNE KARL

is an award-winning writer and editor with experience in real estate and business. In Fundamentally Speaking, Wayne explores the basics – such as economic fundamentals – you need to examine when buying property. He can be reached at

wayne.karl@wall2wallmedia.com

or follow him on Twitter at Twitter.com/WayneKarl

Have you bought, or are considering buying, a new home and want to build a fence, shed or deck or otherwise spruce up your residence? Here’s why you might want to check your property boundary fi rst. A recent analysis conducted by Krcmar Surveyors Ltd. showed that about 49 per cent of residential properties in the Greater Toronto Area, for example, have boundary discrepancies with significant potential to cause disputes between neighbours. Horror stories of feuding neighbours, litigation nightmares and tens of thousands of dollars in legal costs are not just the stuff of Hollywood movies – it really does happen. And yes, even with new homes. Sometimes, it’s just difficult to tell where one property ends and another begins. “It’s not as easy as one would think, in a muddy construction zone with no fences and rudimentary driveways, curbs and roads to delineate land parcels,” says Sasa Krcmar, executive director of Krcmar Surveyors Ltd., whose company has helped launch protectyourboundaries.ca, a site designed to help homeowners prevent and resolve property boundary issues. Although legal iron bars are set to mark out each lot prior to construction, they often get knocked out, moved or buried during the building phase. “Many homeowners naturally, and incorrectly, assume that the wooden stakes that dot the perimeter of their property represent the boundary, and use them as a guide to start planting a

86 NEW HOME & CONDO GUIDE SWO | OCT 25 - NOV 8, 2014

hedge or put up a fence,” Krcmar told New Home & Condo Guide. “However, these wooden stakes are generally used for site grading. And while they are likely located near the property line, they can’t be relied upon to determine the legal boundary.” Here, then, are a few tips for new-home owners to avoid property boundary issues. GET THE SURVEYORS REAL PROPERTY REPORT:

Your property boundary will be recorded in the Surveyors Real Property Report (SRPR) that is performed after the foundation walls are poured (approximately a foot above grade) and the soil is backfi lled around the home. The SRPR is your official documentation of your building location and the property boundary lines. Builders typically provide this plan when you close the deal. Be sure you receive a copy and keep it in a safe place for future reference. MARK THE FOUR BOUNDARY CORNERS OF YOUR PROPERTY: Ask the builder to have the surveyor mark the

four boundary corners of your property with iron survey bars as a condition of closing. Even if the builder charges a nominal fee for this service, it is a cost-effective practice that will allow you to add structures and landscaping with confidence and peace of mind in years to come. PROTECT THE IRON SURVEY BARS THAT DEFINE YOUR PROPERTY: Protect the iron survey bars that define

the corners of the property. They are legal monuments that provide the most important evidence of your property boundaries. Don’t remove or move them, or allow others to. BE A GOOD NEIGHBOUR: Be a good neighbour, while at the same time ensuring that your neighbours don’t establish a pattern of using part of your property for their routine activities. AND, IF ALL ELSE FAILS: Visit protectyourboundaries.ca, where, for a cost that varies depending on the surveyor (usually $200 to $300), homeowners can find their exact property boundaries.

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Sales office hours: Sat. & Sun. 12pm - 5pm Mon. - Wed. 2 - 7pm • Closed Thurs. & Fri.

SALES OFFICE 1 Sunset Way off Barker Parkway and Hwy. 58 Thorold (905) 680-0841

Prices and specifications subject to change without notice. E. & O.E. Illustrations are artist’s concept. All square footages are approximate. Actual usable space varies from stated floor area.

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Beautifully appointed 1, 2 and 3 bedroom suites, complete with hardwood flooring in living, dining and hallways, granite countertops, ceramic flooring in bathroom and in-suite laundry. Choose from 12 different floor plans - ranging from 639 to 1106 sq.ft. - with plenty of above and underground parking.

WS RI

KITCHEN 7'-6" x 8'-6" W

Large Walk-In Closet

Large Living & Dining combination boast hardwood floors

LN LIVING / DINING 10'-6" x 16'-6"

MASTER BEDROOM 10'-7" x 12'-8"

SC H A M A RD

UNT RD

FOR USAGE

x x KITCHENER Logo.ai x x iations x x K BE C MAX

OPTIONS AVAILABLE S LE RE SA NT CE

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Large Master Bedroom

. S RD

COLOUR SPECS

MONDAY PANTONE THURSDAY & FRIDAY CMYK SATURDAY & SUNDAY BLACK AND WHITE 519 742 4004 INVERTED COLOUR BACKGROUND OTHER OPTIONS MS B LEA

BEDROOM 8'-9" x 10'-3"

325 MAX BECKER DRIVE, SUITE 101 KITCHENER ON N2E 4H5

SITE LOCATION

COMMONWEALTH DR.

2 - 7 PM 2 - 7 PM 12 - 5 PM

poetica

avenir 45 book

Sliding doors open to sunfilled balcony

BALCONY

avenir 65 medium

the * DUMFRIES | 827 SQ.FT. Fonts and characters have been customized for this 2ND, 3RD & 4TH FLOORS

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SALES CENTRE

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