September 13 - 27, 2014 Volume 17 Issue 16
GRAND FINALE RELEASE SEPT. 13
Join Losani Homes for the Final Release of Binbrook’s Blue Ribbon Community INSIDE THIS ISSUE
NIAGARA-ON-THE-LAKE: BEAUTIFUL ECONOMY
RAMPING UP FOR A BUSY FALL HOMEBUYING SEASON
SHOPPING AROUND FOR A MORTGAGE RENEWAL
NeW 44' homeSIteS
Sunday September 21 at Wyndfield, we’re launching the It’s all here – shops, parks, playgrounds, schools and to pick the homesite of your dreams and become
NEw hOmESITES RElEASE SEpTEmBER 13Th! 30' & 36' Detached
Townhomes
299990
30' Detached
297990
359990
3 Binhaven BINBROOK
Mississauga Mississauga Lake Lake Ontario Ontario
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General Brock General Brock Pkwy Pkwy
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Falls Falls
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Mon-Thurs: 1-7pm Fri: 1-6pm Sat & Sun: 11am-5pm
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Kalar Rd Kalar Rd
Empire Communities is pleased to be recognized as Green Builder of the Year
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22 Green Mountain Rd. W., STONEY CREEK 905.930.7934
Join the conversation @Empire_Living
Niagara Niagara Square Square
facebook.com/EmpireCommunities
avaIlable SePt. 21!
much anticipated release of 44' homesites in Phase 5! beautiful homes. Join us and be one of the first a part of this spectacular growing community.
NEW RELEASE OF 44' HOMESITES! PRICED FROM THE MID $300’s. BE FIRST IN LINE – DOORS OPEN @ 11am
REGISTER @ EmpireWyndfield.com for incentives and updates! 309 Blackburn Dr., BRANTfORd 519.756.4554
TOUR OUR fUllY dECORATEd mOdEl hOmES TOdAY! 36' Detached
341990 Boulevard, 905.692.6000
Prices, sizes and specifications are subject to change without notice. Please see Sales for full details. Map not to scale. Exclusive listing brokerage: TFN Realty Inc. Broker Protected. E. & O.E.
TOUR OUR fUllY dECORATEd mOdEl hOmES TOdAY! TRUE Freehold Towns
211990
36' & 46' Detached
289990
McLeod Rd. & Kalar Rd., NIAGARA fAllS 905.354.1710
empirecommunities.com
mattamyhomes.com
The Indigo Model Home In Wildflowers.
Open Today, Our Most Popular Village Home Designs & A New Release Of 30' And 36' Homes! 6 New Village Home Designs & A Wide Selection Of Detached Designs. Wildflowers is in full bloom with a great selection of affordable, well-appointed Village Homes and spacious Detached Homes. We also have 4 Detached Model Homes that showcase our exceptional interior and exterior designs and finishes. • View all our floor plans online • Master planned Kitchener community
• Great incentives on 30' Detached Homes • 4 professionally designed detached model homes KITCHENER
Elev. ‘B’
Sales Centre: 179 Seabrook Drive
Village Home, The Brighton, Elev. ‘B’, 1,044 Sq.Ft., $229,990
36' Home, The Primrose, Elev. ‘B’, 2,217 Sq.Ft., $392,990
ok Seabro Dr.
n ro Hu
. Rd
H Watsoomer n Blvd .
40 1
her S. Fiscn Rd. ma Hall
Sales Centre
8
HW Y
& HWY 7
Townhomes From $229,990 • Detached Homes From $299,990 Follow us: Presentation Centre Hours: Monday - Thursday 1pm-8pm; Friday 1pm-6pm; Saturday, Sunday and Holidays 11am-6pm Model Home Hours: Monday - Thursday 1pm-7:30pm; Friday 1pm-5:30pm; Saturday, Sunday and Holidays 11am-5:30pm 6
All illustrations are artist’s concept. All dimensions are approximate. Prices, specifications, terms and conditions subject to change without notice. E.&O.E.
Come for a visit, stay for a lifetime.
65% SOLD!
FROM THE MID
200s
$
CountryGreenHomes.com | 905-690-7600
CENTRE RD.
Come see for yourself how big city convenience can nestle perfectly with small town charm, only in Waterdown.
WATERDOWN
PARKSIDE DR.
6 DUNDAS ST.
403
HAMILTON ST.
New release of freehold three storey urban towns that will suit your lifestyle.
407 QEW
Monday to Wednesday 2-7pm Thursday/Friday by Appointment Saturday & Sunday 11-4pm SEPTEMBER 13 - 27, 2014 | NEW HOME & CONDO GUIDE SWO 7
contents p. 14
SEPT 13 - 27, 2014 || VOLUME 17 ISSUE 16
ON THE COVER
LOSANI HOMES
The Fairgrounds in Binbrook is having its final showdown
regular and special features
community focus features
IN EVERY ISSUE 10 Editor’s Note 83 Hot Dates 84 Ad Index COLUMNISTS 72 Expert Advice
18 Kitchener
Homebuying ramps up for a busy fall season by Karen Kessel
75 Mortgage Advice
Why you should shop around at mortgage renewal time by Alyssa Richard
86 Fundamentally Speaking Homeownership affordability improves slightly: RBC
18
Mattamy Homes offers a new collection affordable Village Homes at Wildflowers
28 Kitchener
Terra View Homes Edgewater Estates speaks for itself from serene setting in Kitchener
40 Binbrook
Branthaven, Losani, Marz Grand Finale Phase 5 opening this weekend in Binbrook
28
50 St. Catharines
Silvergate Homes Village on the Twelve offers comforts of home and community
by Wayne Karl
IN THE NEWS 26 Fusion Homes
40
unveils The Metalworks urban village in downtown Guelph
42 HHHBA
names Suzanne Mammel new executive officer
74 Finances
Ontarians among top Canadians at paying off their mortgages
HOMEBUYERS’ HELP 56 City Focus
Niagara-on-the-Lake: economic force under a shield of beauty
77 Homebuyers’ Resources Mortgage Calculator & Rate Table
50 New Home WATCH
21 Waterloo 33 Hamilton 66 London
your home. his man cave.
In this home he has a space all his own. A space where friends gather to watch the game. A space that invites movie marathons. A space where he can put his feet up and relax. A space where laughs are shared and good times are had... his man cave.
FOR A LIMITED TIME, GET A
Finished Basement! $12,000 value!
905.323.6232
www.mountainview.com
Offer & Specification subject to change without notice. E.&.O.E. Not valid with any other promotion or on previous purchases. Finished basement approx. 300 Sq.Ft including stair up to main floor. $8,000 Design Dollars available in lieu of the $12,000 basement package. Restrictions apply, visit sales office for details. SEPTEMBER 13 - 27, 2014 | NEW HOME & CONDO GUIDE SWO 9
//EDITOR’S NOTE
Think you can’t afford a home? It’s more affordable than you first thought
M
uch like that bank commercial that says, “You’re richer than you think,” a new home may be more affordable than you originally thought. Perhaps you need only to change your definition of “home” to get into the market. While a detached home is the traditional choice for many, highrise and lowrise suites, lofts and townhomes have become a prime choice among first-time buyers and empty nesters in the market for new place to call home. Not only does townhouse and condominium living afford you the opportunity to live in a prime neighbourhood at a great starting price, when it’s time to move you can often opt to remain in the same neighbourhood, since many communities offer a mix of designs and sizes, which allows families to relocate easily without having to change jobs or schools. Today’s communities generally have a range of sizes and prices that start at the “affordable” end of the price spectrum. Many builders and developers are gearing up for their grand openings and have new communities available for quick occupancy. It’s an exciting time to be shopping for a new place, so don’t miss this excellent buying opportunity. Have a look through this issue and see what you think. The home of your dreams is waiting.
SUSAN LEGGE
PRESIDENT, WALL2WALL MEDIA
Jacqueline Hill
DIRECTOR OF SALES, NATIONAL
Josh Heppner
ASSOCIATE PUBLISHER
Susan Maxwell EDITOR-IN-CHIEF / DIRECTOR OF CONTENT
Susan Legge ART DIRECTOR
Daiana Garay EDITOR
Wayne Karl CONTRIBUTING EDITORS
Sara Duck Elisa Krovblit Lydia McNutt
DISTRIBUTION & SALES CO-ORDINATOR
Jennifer Bistron
ADMINISTRATIVE ASSISTANT
Antoinette Jackson MANAGER OF PRODUCTION
Bala Gnanapandithan CO-ORDINATOR
Hannah Yarkony GRAPHIC DESIGNER
EDITOR-IN-CHIEF Wall2Wall Media Susan.Legge@wall2wallmedia.com Follow me on Twitter at Twitter.com/SusanLegge Like us on Facebook. Search: New Home Guide
Options, options, options There’s more than one way to buy your first home, and it’s important to take your time to plan your purchase well
B
uying your first home is an exciting experience. Years of saving, months of planning, weeks of searching and days of executing a purchase usually lead to countless hours of anticipation for newcomers to the process. For many, however, it can also mean trepidation. Relax, though, you’re not alone. Indeed, more and more first-time buyers realize the importance of preparing for their initial home purchase. According to the BMO 2014 First-Time Home Buyers Report, they’re taking not only additional time but also more thorough steps to better prepare: » 30 per cent of first-timers expect parents or family to assist in their purchase » 61 per cent are making cutbacks to their lifestyle to facilitate better saving » 60 per cent say their homebuying timeline has been delayed While homeownership affordability is holding its own and interest rates remain low, increasing government-imposed fees and other factors are contributing to rising prices in the new home category. With mortgage rates expected to slowly increase later this year, additional preparation to make smart, wise homebuying choices is essential for first-timers.
WAYNE KARL
EDITOR Wall2Wall Media Wayne.Karl@wall2wallmedia.com Follow me on Twitter at Twitter.com/WayneKarl Like us on Facebook. Search: New Home Guide 10 NEW HOME & CONDO GUIDE SWO | SEPTEMBER 13 - 27, 2014
Viosa Barileva, Mihail Terentiev, Hannah Yarkony CONTRIBUTING WRITERS
Joanne Keenan Jeffrey Reed Michele Sponagle
Published By
#500-401 The West Mall Etobicoke, ON M9C 5J5
newhomeandcondoguide.com
T 416.626.4200 F 416.784.5867 ADVERTISING: Call Susan Maxwell at 416.580.1654 FAX: 416.784.9554 Toll Free: 1.877.269.8257, follow prompts, ext. 4260; e-mail: susan.maxwell@wall2wallmedia.com Office hours are Mon-Thurs. 9-5; Fri. 9-12
CIRCULATION: Free distribution. Published bi-weekly from Sept.-Nov. & from Feb.-June and monthly in June, July & Dec.
TERMS: Advertisers, Editorials and New Home & Condo Guide are not responsible for typographical errors, mistakes or misprints. All prices are correct as of press time and are subject to change without notice. E. & O. E.
EDITORIAL: Submissions from interested parties will be considered. Please submit to the address above, to the attention of the Editor.
COPYRIGHT 2014: All rights reserved by New Home & Condo Guide, Toronto, Ontario. Reproduction in any form is prohibited. Contents of this publication are covered by Copyright and offenders will be prosecuted under the law. The views and data expressed by columnists do not necessarily represent those of the publication. Wall2Wall Media is a trademark of Yellow Pages Group Co. in Canada. Please recycle this magazine! Wall2Wall Media participates in the Partners in Growth Reforestation Program through St. Joseph Communications. To date, Partners in Growth has planted over 2.5 million trees in parks, recreation and conservation areas, and other public spaces across Canada. Established in 1990, this program was started with Scouts Canada to help replenish the environment.
STUNNING FREEHOLD TOWNS
282,900
$
From
SELECT FEW HOMES REMAIN
MODEL HOME OPENING Saturday September 20th
Sneak Preview of Final Townhome Release!
QUICK S! G CLOSIN S 90 DAYS! OR LES INCREDIBLE 46,000 sq. ft. COMMUNITY CENTRE LOCATED WITHIN LINCOLN SQUARE WITH HOCKEY RINK AND PUBLIC LIBRARY
NOW OPEN!
Beamsville Has Something For Everyone.
• A safe community to raise your family. • Surrounded by lush vineyards & walking trails. • Convenient retail & amenities steps away. • Minutes from the QEW and short commute to GTA, Niagara and the border. • Better value than Burlington, Hamilton, Binbrook or Grimsby. • Look-Out and Walk-Out lots available! Visit us today!
ASK ABOUT OUR NO DOWN PAYMENT NO PROBLEM PROGRAM!* LAKE ONTARIO
BU R
LIN
GT ON
BEAMSVILLE
SK YW AY
EXIT
64 QEW
W PK LL HI D RE
BEAMSVILLE SALES CENTRE
SERENA DR. KI NG ST .
From Niagara
ONTARIO ST.
BARTON ST.
GRIMSBY
ONTARIO ST.
STONEY CREEK
From GTA
FIFTY RD.
N
CENTENNIAL PKWY.
Y.
HAMILTON
MAY ST.
DOWNTOWN BEAMSVILLE
Sales Centre Hours & Location: Intersection of Ontario & May Street, (Serena Drive), Beamsville Hours: Monday - Thursday 1pm - 7pm Saturday & Sunday 12pm - 5pm Fridays by appointment only 289.566.8889 • HomesByDeSantis.com
IMPORTANT: Take Ontario St. (Hwy #18)/Beamsville Exit #64 (From GTA Do Not Take Ontario St./Grimsby exit)
* 100% financing option available on approved credit. Please see sales agent for details. Prices subject to change without notice. Illustrations are artist’s concept. E. & O.E.
11
12 NEW HOME & CONDO GUIDE SWO | SEPTEMBER 13 - 27, 2014
13
//COVER STORY
THE FAIRGROUNDS IN BINBROOK IS HAVING ITS FINAL SHOWDOWN
Fairgrounds Finale opens this weekend at noon – don’t miss out! LOCATION Binbrook HOUSING TYPE Single-family homes and two-storey freehold townhomes SALES CENTRE 56 Pumpkin Pass CONTACT losanihomes.com/fairgroundsfinale
14 NEW HOME & CONDO GUIDE SWO | SEPTEMBER 13 - 27, 2014
T
he perfect balance of country charm with big city amenities – state-ofthe-art schools, large sweeping parks and a family-oriented community – the Fairgrounds in Binbrook has grown into Hamilton’s premier new community. Driving through the wide streets with green boulevards it is clear to see this neighbourhood was built with your family in mind, and now is your last opportunity to be a part of this prestigious final release. Fairgrounds Finale is set to open this weekend with a wide array of designs to meet your needs. It will offer a combination of single-family homes and two-storey freehold townhomes fronting onto wide crescent streets, with many lots backing onto woodlands. With lots ranging from 36-ft. wide to 50-ft. pie shaped lots – and townhomes starting from the high $200’s – there is truly something for everyone. To preview Losani’s product offering, site plan, and VIP bonuses be sure to visit losanihomes.com/fairgroundsfinale
LOSANI HOMES | Fairgrounds
Binbrook now boasts a 19-acre park, two state-of-the-art elementary schools, a brand new shopping centre, and is a prime location relative to the hustle of Hamilton. Losani Homes first saw the potential in Binbrook more than a decade ago. Its natural charm inspired a vision for Losani Homes CEO, Fred Losani, of a sprawling family-oriented community with large greenspaces where families and friends could gather. “I envisioned a place that anyone would be proud to call home, and this community has grown into so much more,” says Losani. “I started with a single vision, and the residents of this community have grown it into something much bigger than I could have imagined.” Binbrook now boasts a 19-acre park, two state-of-the-art elementary schools, a brand new shopping centre, and is a prime location relative to the hustle of Hamilton. Fairgrounds Finale is your last chance to build your dream home in this charming community, with the quality and craftsmanship that Losani Homes puts into every home. The stunning upgrades, top-of-the-line standards and almost endless options at the Losani Homes Design Centre – this is an opportunity too rare to pass up. Losani Homes has a wide variety of homes and expertly designed floorplans to choose from. With more than 35 years of listening to our customers, they are sure to have a plan that meets your lifestyle. From open concept kitchens, to laundry on the bedroom level, our portfolio of homes will be sure to impress. Come and visit Losani’s five fully decorated model homes this weekend for the Grand Opening at 56 Pumpkin Pass in Binbrook and experience the quality of a Losani Home first hand. SEPTEMBER 13 - 27, 2014 | NEW HOME & CONDO GUIDE SWO 15
When it comes to your home, the little things matter. The same goes for home insurance.
We’ll get you all the benefits you’re entitled to with TD Insurance home protection. We are dedicated to getting you the most out of your home insurance coverage. In fact, we recognize our claims staff for working hard to get you the benefits you’re entitled to, because we know how much the little things matter. So you can be sure that we’ll always stand with you.
Get a quote now. Visit tdinsurance.com/littlethings or call 1-877-741-1932 TD Insurance home protection is underwritten by TD Home and Auto Insurance Company in Ontario and by Primmum Insurance Company in the rest of Canada. ® The TD logo and other trade-marks are the property of The Toronto-Dominion Bank.
16 NEW HOME & CONDO GUIDE SWO | SEPTEMBER 13 - 27, 2014
mattamyhomes.com
Wintergreen Model Home In Wildflowers, Kitchener.
The Final Release Of 30' Detached Homes Now Available In Our Original Hawthorne Community In Milton. Today in our original neighbourhood of Hawthorne Village you will find the final release of 30' Detached Homes in a variety of interior and exteriors stylings to choose from.
30' Home, The Lucan Corner, Elev. ‘C’, 1,727 Sq.Ft., $498,990
30' Home, The Trenton, Elev. ‘B’, 2,070 Sq.Ft., $501,990
407
Trafalgar
401
403 To QEW
Winston Churchill
Sales Centre
Trudeau Dr. James Snow Parkway
• Shopping and schooling right in the community • Home designs to suit families of all sizes
4th Line
• More than 10,000 families already enjoy Hawthorne Village living • Abundant natural beauty at the Escarpment • A wide variety of 30' Detached Homes
Derry Rd. E
MILTON Detached Homes Sales Centre: From $465,990 10180 Derry Road
BILD Homebuilder Of The Year. Follow us:
Presentation Centre Hours: Monday - Thursday 1pm-8pm; Friday 1pm-6pm; Saturday, Sunday and Holidays 11am-6pm All illustrations are artist’s concept. All dimensions are approximate. Prices, specifications, terms and conditions subject to change without notice. E.&O.E.
//COMMUNITY FOCUS
MATTAMY OFFERS
a new collection of popular, affordable Village Homes to pick from in Wildflowers LOCATION Kitchener HOUSING TYPE Townhomes from $229,990 and detached homes from $299,990 SALES CENTRE 179 Seabrook Dr. Presentation centre hours are Monday to Thursday 1 to 8 p.m.; Friday 1 to 6 p.m.; Saturday, Sunday and holidays 11 a.m. to 6 p.m. CONTACT 519.744.9296 mattamyhomes.com
18 NEW HOME & CONDO GUIDE SWO | SEPTEMBER 13 - 27, 2014
M
attamy’s community of Wildflowers is the only master-planned community in the Kitchener-Waterloo area. It has become a must-see for families looking for something special in the way of home designs and community features. And right now you’ll find a complete new collection of Mattamy’s most popular home design, Village Homes. Mattamy’s Village Homes start at a completely affordable $229,990. For a limited time, all Village Homes come with three stainless steel appliances and air conditioning. Wildflowers is a community with park spaces, playgrounds and walking/ biking trails throughout, all of which give families perfect places to gather and share their daily stories. There’s a mature forest bordering the community so an after-dinner stroll will be truly inspiring. Many homes in Wildflowers are designed with a front porch, which provides an opportunity for neighbours to enjoy each other’s company and offer a friendly “hello” while out for a stroll. You’ll also find homes in Wildflowers are built with very large windows so you have the benefit of more cheerful, natural light streaming into the home. Many of the Mattamy design features
MATTAMY HOMES | Wildflowers
Many homes in Wildflowers are designed with a front porch, which provides an opportunity for neighbours to enjoy each other’s company and offer a friendly “hello” while out for a stroll. are dedicated to the small towns that dot the Ontario landscape. Since opening day, Wildflowers has earned much attention for the style and smart planning of its homes and community. The interiors offer more furniture placement possibilities than you’ll find elsewhere and the variety of exteriors makes each street different so the whole neighbourhood feels original. One of the important features in Wildflowers is the broad selection of detached model homes. There are four of them and they will give you a very vivid idea of what life is like in a Mattamy home in Wildflowers. You can closely examine the attention to detail and smart interior planning that has helped Mattamy earn an unprecedented fifth Builder of the Year Award from the Building Industry and Land Development Association (BILD). Kitchener-Waterloo is well known for its quality of life. It has old historic neighbourhoods and has always prided itself on being a family oriented city. It’s a
wonderful city to go for a walk. Stately trees grace the streets in front of grand old architecture and newer communities reflect the contemporary necessities of life. This is a perfect place to be in all seasons if recreation is a big part of your lifestyle. And you can always find a great meal or perfect live entertainment close at hand. Cultural venues are abundant. Those who live here know the many advantages and those who are just discovering the benefits are always pleasantly surprised by the depth of things to do. So if you want to experience a perfect family living environment in Kitchener, visit the Wildflowers Sales Centre to see the selection of new, very affordable Village Homes as well as the incentives on 30-ft. detached homes and early closing homes. Wildflowers is the only master-planned community in the Kitchener-Waterloo area, which means you have features and home styles that just can’t be found anywhere else. Townhomes start from $229,990 and detached Homes from $299,990. The four distinctive model homes and sales centre can be found at 179 Seabrook Dr., 519.744.9296. Presentation centre hours are Monday to Thursday 1 to 8 p.m.; Friday 1 to 6 p.m.; Saturday, Sunday and holidays 11 a.m. to 6 p.m. Model home hours are Monday to Thursday 1 to 7:30 p.m.; Friday 1 to 5:30 p.m.; Saturday, Sunday and holidays 11 a.m. to 5:30 p.m. For more information on all Mattamy communities, visit mattamyhomes.com SEPTEMBER 13 - 27, 2014 | NEW HOME & CONDO GUIDE SWO 19
HALTON HILLS WELLINGTON WATERLOO
New Home WATCH BUILDERS: If you would like to include your new model home or site opening,email wayne.karl@wall2wallmedia.com. Please say you saw it in New Home & Condo Guide!
PREVIEW REGISTRATION FUSION HOMES Guelph | The Metalworks Coming this fall – a new urban village of townhomes and highrise condos on a historic site in downtown Guelph.
fusionhomes.com
GEMINI HOMES Guelph | Clair Road Register for more information on this highly desired location in south Guelph.
geminihomes.ca
EASTFOREST HOMES Kitchener | Four Winds
MONARCH Kitchener | Topper Woods A new phase of 43- and 50-ft. singles on traditional lots.
monarchgroup.net
REID’S HERITAGE HOMES Guelph | Alive Now open – three- and four-bedroom freehold and condominium townhomes starting from the $300,000s.
reidsheritagehomes.com
REID’S HERITAGE HOMES Kitchener | Williamsburg Walk Now open – midrise urban condominiums starting from the low $200’s.
reidsheritagehomes.com
Register now for these one, two- and threebedroom quads.
AZ TECH HOMES Arthur | Preston Park
ACTIVIA GROUP Waterloo | Bloom
Townhomes from the mid $200’s in Wellington County, near Orangville and Fergus. Model homes open in June 2014
eastforesthomes.com
Register now for this new multi-residential condominium community in Carriage Crossing.
kettlebeckdevelopments.com
soontobloom.ca
COOK HOMES Kitchener | Grand Ridge
FUSION HOMES Guelph | Solterra
A private crescent sitting on a ridge overlooking the Grand River, featuring 30- and 36-ft. lots.
Coming this fall – 40-ft. detached homes and stylish towns.
ALMAA AYR CAMBRIDGE ELORA FERGUS GEORGETOWN GUELPH KITCHENER ROCKWOOD WATERLOO
cookhomes.ca
fusionhomes.com
FUSION HOMES Guelph | Natura Register now for priority preview of this collection of townhomes surrounded by woodlands behind Eastview Road.
fusionhomes.com
NEW OPENINGS GEMINI HOMES Guelph | The Highlands Model homes now open for these semis and towns from the low $300’s in east Guelph.
geminihomes.ca
NEW RELEASES REID’S HERITAGE HOMES Kitchener | The Oaks New 56-suite condominium. Offering a great selection of floorplans that suit a variety of budgets and lifestyles in an established community.
reidsheritagehomes.com
REID’S HERITAGE HOMES Fergus | Westminster Highlands Master-planned community in Fergus. Choose from a variety of single-detached homes, bungalow, two-storey and executive townhomes, and midrise condos – close to amenities and trails.
reidsheritagehomes.com
SEPTEMBER 13 - 27, 2014 | NEW HOME & CONDO GUIDE SWO 21
22
New Hamburg
Elmira
Plattsville
Stratford
Baden
Owen Sound
Breslau
Collingwood
MILTON, GEORGETOWN, ROCKWOOD, GUELPH, FERGUS, ELORA, ALMA, CAMBRIDGE, KITCHENER, WATERLOO, AYR
Halton Hills / Wellington / Waterloo:
Acton
Scarborough
Ajax
Kleinburg
De t. Se m Bu i ng a To low w Co nho nd m Ad o e ul tL ife sty le
BUILDERS
SITES
PRICES
Baden
EASTFOREST HOMES
Baden Country Estates
Cambridge
EASTFOREST HOMES
Carriage Lanes
Cambridge
EASTFOREST HOMES
Highland Ridge
Elmira
CLAYSAM HOMES
Elmira Country Club Estates •
•
Georgetown
MENKES
The Enclaves of Upper Canada
•
Guelph
DUNSIRE
White Cedar Estates
Guelph
FUSION HOMES
The Metalworks
Guelph
TRICAR GROUP
River Mill Condominiums
Kitchener
EASTFOREST HOMES
Doon South
Kitchener
EASTFOREST HOMES
Eby Estates
Kitchener
EASTFOREST HOMES
FourWinds
Kitchener
EASTFOREST HOMES
Grasslands of Stauffer Woods
Kitchener
EASTFOREST HOMES
Huron Landing
Kitchener
EASTFOREST HOMES
Huron Point
Kitchener
EASTFOREST HOMES
Huron Village
•
Kitchener
MATTAMY HOMES
Wildflowers
•
Kitchener
MONARCH
Topper Woods
•
Kitchener
MOUNTAINVIEW
River Ridge
•
Kitchener
REID'S HERITAGE HOMES
Williamsburg Walk
Kitchener
TERRA VIEW HOMES
Edgewater Estates
•
New Hamburg EASTFOREST HOMES
Riverside at New Hamburg
•
Waterloo
COOK HOMES
The Village in Beechwood West
Waterloo
EASTFOREST HOMES
Vista Hills
•
Waterloo
EASTFOREST HOMES
Woodway Trails
•
•
PAGE 48
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32
•
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38
•
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31
•
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27 from mid $200's
•
24 48
from $345,400 •
•
• •
•
48 48
from $289,990
48
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48
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48
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6
from $444,990
44&45 9
•
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BC
from low $400's
30 48
•
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from $478,500
25 48
•
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48
MILTON, GEORGETOWN, ROCKWOOD, GUELPH, FERGUS, ELORA, ALMA, CAMBRIDGE, KITCHENER, WATERLOO, AYR
•
Halton Hills / Wellington / Waterloo:
LOCATION
23
CMYK
We are honoured to be the recipient of this year’s Tarion High-Rise Builder of the Year Award as voted by our homeowners. Thank you! Dedication to Customer Service is at the forefront of what we do and we want your experience with us to be nothing less than exceptional. Choose Tricar as the builder of your next condominium home and experience first hand why we have been a trusted builder for almost 30 years and the first Southwestern Ontario Builder to win this coveted award.
REVERSE
Learn more at tricar.com BUY A LUXURY CONDOMINIUM FROM ONTARIO’S BUILDER OF CHOICE CURRENTLY IN LONDON
GUELPH
BLACK AND WHITE
PRESENTATION CENTRE NOW OPEN AT SUNNINGDALE AND RICHMOND FROM THE MID $200’S TRICAR.COM/VILLAGENORTH
PRESENTATION CENTRE NOW OPEN IN THE OLD QUEBEC STREET MALL FROM THE MID $200’S TRICAR.COM/RIVERMILL
O SO VE LD R 8 O 0% U T
ave! S & Fresh fer! f f o l l Of Fa Start imited TimePark Villa
0S* 0 0 , E $F1R5 GR AD P U EE
Waterloo
R ECE
IVE
L ae McCr a y u B
IN
Purchase a brand new luxury McCrae Park Villa in Waterloo’s established Beechwood West neighbourhood and receive our limited time $15,000 upgrade incentive! Start fresh this fall with a brand new villa in this exclusive west Waterloo community. A limited number of 2-storey town villas and only one bungalow remain in the Final Phase, act now! Surrounded by parklands, creek and natural greenbelt in mature neighbourhood Maintenance free condominium lifestyle Outstanding features, including granite countertops, 9’ ceilings, stone, brick and stucco exteriors with generous stone patios
Limited number of 2-storey town villas Only one bungalow remains! PRICED FROM
$478,500
ER
CH
S FI
2 MODEL HOMES TO VIEW AT 435 WINCHESTER DR. WATERLOO.
HA M LL
Take the 401 to 7/8 West, exit at Fischer-Hallman, cross Erb St. and turn left onto Winchester Drive.
AN . RD
MODELS
T
ES
W T. BS
Award Winning Builder
ER
Call our Sales Representative today: 7/8
Pattie O’Reilly Especially New Homes Inc., Broker
8
401
Sat. & Sun. 1- 5pm | Mon., Tues. & Wed. 2- 7pm
cookhomes.ca
thevillageinbeechwoodwest@cookhomes.ca 519.725.8880 or 519.886.9797 *For a limited time only. Buyer must order $15,000 or greater in home upgrades to receive full credit of $15,000 in free upgrades. Offers and plans subject to change without notice. See sales representative for more information. E. & O. E.
25
//IN THE NEWS
Fusion Homes unveils The Metalworks GUELPH’S NEW URBAN VILLAGE, IN THE HEART OF DOWNTOWN GUELPH Fusion Homes unveils The Metalworks, a new urban village in downtown Guelph, where a proud tradition of industry once thrived, and where a vibrant place to live, work and play will redefine our future. It is
Guelph’s story, reimagined and revitalized. This historic site at 5 Arthur Street South is steps away from where the city was founded, and once housed a grist mill, a distillery and foundries. Now, this once prolific site of industry will be transformed into a dynamic community filled with culture and creativity. The architecture of the original heritage building will meld with the sleek modern simplicity of stylish condos and townhomes. Just steps away, a vision of the best in shopping, dining and art. It’s a unique urban lifestyle – right in the heart of the city. Mayor Karen Farbridge, the project team and official guests of honour, joined Fusion Homes President Lee Piccoli at the official unveiling of The Metalworks on Aug. 27, 2014. The nearly $300-million, eight-acre, five-phase masterplanned development is situated in historic downtown Guelph. The 600-plus units at this transit-friendly, environmentally sensitive urban village will go on sale this fall, and will be built over a five- to 10-year horizon. Outstanding features of this new community include: the revitalization of the former industrial lands owned by W.C. Wood Company Ltd., a freezer manufacturer, to create a vibrant new live/work downtown destination; more than 100,000 sq. ft. of the site dedicated to new greenspace; a 50-ft.-wide river walk enhancing connectivity to the Speed River; and a proposed 30,000-sq.-ft. of retail/commercial space. Phase 1 will comprise 133 residences with 2,500 sq. ft. of inspired indoor residential amenities.
26 NEW HOME & CONDO GUIDE SWO | SEPTEMBER 13 - 27, 2014
Like The Metalworks at 5 Arthur St. S., Fusion Homes has a long and proud history. Years ago, Piccoli founded Fusion Homes to offer the highest levels of service, reliability and integrity. In a booming industry of cost competitors, his vision of building superior homes without sacrificing quality or service stood out. It’s these values that have helped Fusion grow into the leader it is today. To date, Fusion Homes has built thousands of homes in five cities throughout Ontario, and has earned an unprecedented five Tarion Awards of Excellence for Customer Satisfaction. Fusion Homes goes above and beyond for each and every client, which means making sure each step of the homebuilding process is as stress-free, transparent and simple as possible. While the company hangs its hat on personalized service, it also knows it is important to understand the bigger picture. This has never been more relevant than at 5 Arthur St. S. It’s a historic site Guelph holds close to its heart, so extra care has been taken to collaborate with the community to develop a vision that pays homage to its history while building an amazing future. “As we embark on the latest chapter of our history in Guelph and for 5 Arthur Street, we consider the successes, the feats and the defining acts that have taken place on the soils of 5 Arthur Street. An authentic Guelph was grown here and defined here. And now, we reimagine and redefine this site and this city again. Consider the juxtaposition of old and new, history and future, tradition and innovation, vision and regard; we are poised to infuse the synergies of each into this community creating a landmark that all of Guelph can enjoy. This is our local, authentic downtown Guelph,” says Piccoli.
27
//COMMUNITY FOCUS
TERRA VIEW’S EDGEWATER ESTATES
speaks for itself from serene setting LOCATION: Kitchener HOUSING TYPE: Single-detached homes on 40- and 45-ft. lots CONTACT: 519.249.9356 shelley@terra-view.com terra-view.com
T
erra View Homes’ Edgewater Estates speaks for itself – serene setting just steps from the Grand River, close to all amenities, with gracious, custom-style homes where attention to detail is the rule, not the exception. When you drive through the community, it isn’t a typical construction zone. With only a few homes underway at any time, each home and homebuyer receives 1:1 attention, so no detail is overlooked. It’s the Terra View way and the reason for its popularity and success. This south Kitchener community is
28 NEW HOME & CONDO GUIDE SWO | SEPTEMBER 13 - 27, 2014
set within the natural surroundings between the Grand River and Idlewood Creek. Shopping at Fairview Park Mall, schools, dining and recreation are right there – as well as skiing, hiking, biking, canoeing… you name it. The extension of Fairway Street through Edgewater Estates has increased exposure to this hidden gem of a community and made it accessible to even more opportunities for residents. There is instant access to Hwys. 7 and 8, for easy travel through the city, while Hwy. 401 offers a direct route for commuters to Toronto, Hamilton, London or Mississauga.
TERRA VIEW HOMES | Edgewater Estates
Edgewater Estates is nearing completion, but still offers great lot selection – every lot offers a featured location. Buyers can still choose from conservation lots, backing onto the park, and crescent locations. Lots are all 40- and 45 ft. In addition, because Terra View limits the number of homes it builds in a year, each homebuyer gets 1:1 attention ensuring a home as close to custom-built as possible. Terra View is offering homebuyers another choice – a finished attic or a finished basement, along with granite in the kitchen and upgraded cabinets. In addition, all Edgewater homes are Energy Star certified as a standard feature. Often, these aren’t features you can see, but they are definitely features you can feel, in terms of home comfort, and in your wallet through greater energy efficiency and fuel savings. Now under construction and available for sale is The Huntingtonshire, a three-bedroom home of 2,090 sq. ft. with a home office area and double garage. It has also been upgraded with a gas fireplace with custom surround, hardwood, potlights, paint and Shaker-style interior doors. Its gourmet kitchen package includes granite, breakfast bar, ceramic backsplash, crown moulding and pendant lights in addition to upgraded cabinets. The powder room includes a square pedestal sink, and the master ensuite has also been enhanced with luxury features. For a limited time as construction is ongoing, the purchaser is still able to make colour selections or additional upgrades. While all the features will place the home close to $525,000, it has been priced at $498,900 and will be available in November. There are three model homes onsite for viewing. While all are superb, The Cambridgeshire is noteworthy for showcasing Terra View’s commitment to Green building that has led to several industry and community awards. Terra View Homes has helped pioneer Green home building practices in Canada since 2006 when the company became one of the first Guelph area homebuilders to build exclusively Energy Star homes. The LEED model home is an essay in environmentally conscious building, incorporating the key elements of Energy Star, GreenHouse, Built Green and LEED, from the foundation to roof-mounted solar panels. The model showcases features such as energy-conscious systems that include a 100-gallon tank and an in-floor hydronically heated concrete slab to store solar hot water, an ERV to provide filtered air to all rooms, ultra high efficiency solar-assisted gas boiler and water treatment of city water, plus a plethora of indoor features. It also illustrates “Age in Place” features that accommodate future mobility needs in the future including a residential elevator. All homes at Edgewater Estates benefit from Terra View’s investment in research and design as it addresses the needs of homebuyers of all ages with homes of comfort, quality and enduring style. For more information, call 519.249.9356, email shelley@terra-view.com or visit terra-view.com SEPTEMBER 13 - 27, 2014 | NEW HOME & CONDO GUIDE SWO 29
from the low
400’s
$ 30
INTRODUCING A PRIVATE COLLECTION OF
BUNGALOWS WITH LOFTS
LOWS BUNGAO TS! ON 50' L
West Coast inspired living at the edge of a forest in Guelph. This new residential enclave will be tucked into a quiet cul-de-sac in Guelph’s much sought after south end, minutes from downtown and highway 401. The unique site backs onto woods and protected green space.
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WhiteCedarEstates.com
500s.
$
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27
Only bungalows with loft options are available from the upper Register for a VIP preview today, as these homes will sell out fast.
RE
Images are representation only. Actual layout, features and finishes will depend on model purchased and customer selections. E&OE.
BACKING ONTO NATURAL GREEN SPACE
31
Honeysuckle B 2033 sq.ft.
Now Selling! Visit us this weekend in Elmira and SAVE THOUSANDS!! The next master planned community by CLAYSAM HOMES is settling in to the quiet countryside of Elmira. Situated close to parks, schools and recreational amenities, you will feel worlds apart in this quaint setting but will be minutes away from every convenience.
Towns, semis and singles from $256,900
SITE
. t. N rS hu
. W.
Art
Church St
Snyder Av e. N.
Elmira Golf Club
Visit us at our Sales Presentation Trailer: Only 10 minutes from KW! 126 Church Street West., Elmira Mon., Tues. and Wed. 3-7pm Sat. & Sun.: 12-5pm
519-669-3569
Dream. Believe. Achieve. 32 NEW HOME & CONDO GUIDE SWO | SEPTEMBER 13 - 27, 2014
claysamhomes.com
FREE KITCHEN GRANITE COUNTERTOPS! **Applies to standard counter top surface area only. Optional Islands will be extra. Offer valid till Sept. 30, 2014. This promotion is in conjunction with our value package promotion as well as our telecommunications program. Conditional offers must FIRM up prior to promotional expiry date. E. & O. E.
HAMILTON HALTON NIAGARA
New Home WATCH BUILDERS: If you would like to include your new model home or site opening, email wayne.karl@wall2wallmedia.com. Please say you saw it in New Home & Condo Guide!
PREVIEW REGISTRATION
ANCASTER BEAMSVILLE BINBROOK BRANT BRANTFORD BURLINGTON CATHARINES GRIMSBY HAMILTON
MILTON NIAGARA OAKVILLE PARIS PORT DOVER ST. CATHARINES STONEY CREEK VINELAND
SILVERGATE HOMES Niagara on the Lake | St. Andrews Glen
KINGWOOD HOMES Brantford | Riverwalk West
Register now for this elegant collection of spacious condo townhomes in this historic town.
Now open – 40- and 45-ft. luxury singles, steps from the Grand River.
Coming this fall – register now for these condos from the $200’s.
KINGWOOD HOMES Brantford | Riverwalk
KINGWOOD HOMES Paris | Village on the Grand
ROSEHAVEN HOMES Chippawa | The Ravines at Lyon’s Creek
Grand opening coming soon – register now for this master-planned community of luxury 40-ft. singles beside the Grand River.
Luxury towns on the Grand River. Model home grand opening Sept. 13.
BRANTHAVEN HOMES Burlington | Jazz jazzcondos.ca
Bungalow and bungalow with loft condominium townhomes.
standrewsglen.com
kingwoodhomes.ca
rosehavenhomes.com
SPALLACCI HOMES Hamilton | Eden Park
KINGWOOD HOMES Brantford | Riverwalk East
Coming soon – Simona Place The Towns of Eden Park Exquisite collection of executive townhomes.
Register now for this elegant community of singles, towns and condos from the $170’s.
kingwoodhomes.ca
kingwoodhomes.ca
kingwoodhomes.ca
NEW HORIZON HOMES Oakville | Mint Condos Tradition meets urban living at Bronte and Dundas in these affordable luxury condos.
newhorizonhomes.ca
LJM DEVELOPMENTS Grimsby | Waterview Condominiums
spallaccihomes.com
LOSANI HOMES Binbrook | Fairgrounds
Boutique lifestyle with contemporary architecture and state-of-the-art fixtures.
LOSANI HOMES Ancaster | Ancaster Glen & Ancaster Woodlands
Register now for the final phase of towns and singles, coming this summer.
waterviewcondominiums.ca
Register now for a priority viewing of singles and towns in Ancaster’s most exclusive community.
SPALLACCI HOMES Hamilton | 101 Locke Condos
50-ft. detached singles from the $580’s.
losanihomes.com
ROSEHAVEN HOMES Waterdown | Waterdown Meadows
NEW HORIZON HOMES Stoney Creek | Waterfront Trails
spallaccihomes.com
NEW OPENINGS
True lakeside living coming to Stoney Creek. Register now for VIP access.
SPALLCCI GROUP & VALERY HOMES Hamilton | The Residences of Royal Connaught
MATTAMY HOMES Oakville | The Preserve
Now open – the transformation of this landmark property has begun. Here’s your chance to buy a piece of history.
newhorizonhomes.ca
Coming soon – new and exciting live/work opportunities. Register now!
mattamyhomes.com
VALERY HOMES Milton | Viva2 Register now for one- and two-bedroom condo suites, while future phases will include condo townhome designs
rosehaveninmountalbert.com
Register now – Boutique condo living is coming to Hamilton’s hip Locke Street.
Returning to Waterdown – popular 35-ft. singles.
waterdownmeadows.com
ROSEHAVEN HOMES Mount Albert | Victoria Highlands
losanihomes.com
royalconnaught.com
MULTI-AREA DEVELOPMENTS Hamilton | Bloom Grand opening of two- and three-storey townhomes in Summit Park.
multi-area.com
LAKEVIEW HOMES &SOLMAR DEVELOPMENT GROUP Niagara-on-the-Lake | Cannery Park New release of 38-ft. singles and semi-detached homes in this community among tree-lined streets, shopping, vineyards and wineries.
cannerypark.ca
SPALLACCI HOMES Hamilton | Eden Park Grand Opening of Chateau-inspired semis collection.
spallaccihomes.com
NEW RELEASES ROSEHAVEN HOMES Chippawa | Lyon’s Creek 50-ft. detached and 35-ft. freehold towns from the $320’s.
rosehavenhomes.com
valeryhomes.com
SEPTEMBER 13 - 27, 2014 | NEW HOME & CONDO GUIDE SWO 33
34
Paris
Port Dover
Simcoe
Binbrook
Grimsby
Georgetown
Caledon
Smithville
Welland
Fonthill
Thorold
OAKVILLE, BURLINGTON, HAMILTON, ANCASTER, PARIS, BRANTFORD, STONEY CREEK, VINELAND, LINCOLN, THOROLD, FONTHILL, NIAGARA, NIAGARA-ON-THE-LAKE, FORT ERIE
Halton / Hamilton / Wentworth / Niagara:
Ridgeway
Stevensville
Chippawa
Fort Erie
Ancaster Ancaster Ancaster Ancaster Beamsville Beamsville Binbrook Binbrook Binbrook Binbrook Binbrook Brantford Brantford Burlington Burlington Burlington Fonthill Fort Erie Grimsby Hamilton Hamilton Hamilton Milton Niagara Niagara Niagara Niagara Niagara Niagara Falls Niagara Falls Niagara on the Lake Niagara on the Lake Oakville Oakville Paris Simcoe Smithville Smithville Smithville St. Catharines St. Catharines St. Catharines St. Catharines Stoney Creek Stoney Creek Stoney Creek Stoney Creek Stoney Creek Thorold Thorold Thorold Waterdown Waterdown Welland Winona
CARRIAGE GATE HOMES DAWN VICTORIA LOSANI HOMES LOSANI HOMES HOMES BY DESANTIS MOUNTAINVIEW HOMES BRANTHAVEN HOMES BRANTHAVEN HOMES EMPIRE COMMUNITIES LOSANI HOMES MARZ HOMES EASTFOREST HOMES EMPIRE COMMUNITIES ADI DEVELOPMENT BRANTHAVEN HOMES CARRIAGE GATE HOMES MOUNTAINVIEW HOMES MOUNTAINVIEW HOMES BUCCI HOMES MULTI-AREA DEV STARWARD HOMES VRANCOR GROUP MATTAMY HOMES EMPIRE COMMUNITIES MOUNTAINVIEW HOMES MOUNTAINVIEW HOMES PHELPS HOMES SILVERGATE HOMES ROSEHAVEN SILVERGATE HOMES AVERTON HOMES BW HOMES BRANTHAVEN HOMES GREAT GULF EASTFOREST HOMES EASTFOREST HOMES PHELPS HOMES PHELPS HOMES PHELPS HOMES BW HOMES MOUNTAINVIEW HOMES SILVERGATE HOMES STARWARD HOMES DICENZO HOMES EMPIRE COMMUNITIES NEW HORIZON ROSEHAVEN HOMES HOMES BY DESANTIS MOUNTAINVIEW HOMES ROSEHAVEN HOMES SILVERGATE HOMES COUNTRY GREEN HOMES ROSEHAVEN HOMES MOUNTAINVIEW HOMES BRANTHAVEN HOMES
Legacy in Ancaster Evergreens Ancaster Glen The Woodlands Lincoln Square Hillside Estates The Fairgrounds Finale The Fairgrounds Finale Summerlea The Fairgrounds Finale The Fairgrounds Finale D'Aubigny Forest Estates Wyndfield LINK2 Jazz The Berkeley The Residences at Lookout Beaver Creek Estates Bliss Bloom Country Ridge Estates 150 Main Hawthorne Village Imagine Fernwood Thundering Waters Streamside on the Twenty Village on the Twelve Lyon's Creek German Village Averton Square Niagara on the Green Oakvillage Trafalgar Landing Grandville Woodway Trails Brookside on the Twenty Auburntrail The Atwater Collection Victoria Village Generations Jacob's Landing Heritage Point Blue Shores Lush at Victory Waterfront Trails On the Ridge On the Ridge West Community Gibson Heights Beamer Landing The Uptowns of Waterdown Waterdown Meadows Harvest Estates life
• • • •
PRICES
PAGE
from the $800's from mid $400's
55 54 85 85 11 9 13 46 2&3 46 46 48 2&3 61 12 60 9 9 36 63 53 39 17 2&3 9 9 37 52 43 52 59 5 13 87 48 48 37 37 37 4 9 52 53 62 2&3 47 43&49 49 9 43 52 7 43 9 13
• • •
from $282,900
• • • •
from the high $200's from high $200's from $297,990 from high $200's from high $300's
• • • • • • •
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from $214,900 from high $600's from $299,990 • from the low $300's
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from low $400's from the $380's from the $320's
from $199,990 from the $350's from mid $300's from high $200's from low $300's
•
•
• •
from mid $260's from the $270's from $435,000 from low $200's from $465,990 from $211,990
from low $600's from mid $200's from mid $300's from mid $400's
• • • •
from mid $300's from mid $190's from the $200's
• •
from the $290's from mid $200's from high $400's from high $200's
OAKVILLE, BURLINGTON, HAMILTON, ANCASTER, PARIS, BRANTFORD, STONEY CREEK, VINELAND, LINCOLN, THOROLD, FONTHILL, NIAGARA, NIAGARA-ON-THE-LAKE, FORT ERIE
SITES
Halton / Hamilton / Wentworth / Niagara:
BUILDERS
De t Se . m Bu i n To galo w w Co nho n m Ad do e ul tL ife sty le
LOCATION
35
VISIT OUR 2 MODEL HOMES & SALES CENTER IN GRIMSBY 2-Storey Freehold
E X E C U T I V E L A K E S I D E TOW N S
Executive Towns
Lake Ontario Olive St.
N Service Roa
d
Grimsby Beach
Lake St. N Service Road
#8
King Street
Ontario St.
H Main Street
Barlett Ave.
GRIMSBY
Christie St.
To Toronto
To Niagara
BONUS
Located near 50 Point Conservation Area
$5000 in designer dollars & receive a
$2,000
appliance credit* Choose from: Granite Countertops, Hardwood, Upgraded Cabinets, Gas Fireplace, Oak or Maple Staircase... And more!
FINAL PHASE NOW RELEASED
Town living has never been this good!
www.buccihomes.com Priced from the mid
260
$
Up to 1,615 sq ft.
’S
*Limited time offer subject to change without notice E&O.E
Kathie Pillar, Sales Representative buccihomes@bellnet.ca TF: 1-800-290-0163 Site: 905-945-1656 QEW to Bartlett Street exit, north to Lake Street Monday – Thursday 2-7pm, Friday by appointment, Saturday & Sunday 12-6pm 36 NEW HOME & CONDO GUIDE SWO | SEPTEMBER 13 - 27, 2014
Whoever said you can’t have it all, doesn’t live here. There’s nothing like a little extra space to spread your wings. With larger lots, double car garages, and great rooms for family gatherings you simply get more than you bargained for with a Phelps home. Not only do you get more space to live, but the craftsmanship and modern designs have been specially chosen and carefully built. And what really makes a Phelps home special is where we put it. In Smithville. Away from the hustle and bustle of a big city, surrounded by nature’s best - but close enough to the things that matter; schools, farmers’ markets, and local wineries. Visit our model home and start living the life you imagined. Life. Imagined.
Bungalows + 2 storeys
from the mid 300s 905-945-6970
OPENING THIS FALL
Bungalows + 2 storeys
from the low 400s 905-945-6978
EXECUTIVE FAMILY HOMES ON 50’ LOTS
Detached Bungalows from the 350s 905-957-1777
Attached Bungalows
from the high 200s 905-957-1777
OPENING THIS FALL
NIAGARA’S PREMIER ADULT LIFEST YLE COMMUNITIES
PhelpsHomes.com
Prices, features and specifications are subject to change without notice and are accurate at time of publication. Subject to availability. Please see sales representative for details. E. & O.E.
38 NEW HOME & CONDO GUIDE SWO | SEPTEMBER 13 - 27, 2014
LIVING THE DREAM N
O
W
SE LL
IN
G
at the corner of MAIN and Everything
150 Main West Residential Loft Condos Spacious and Open Concept designed suites Fantastic location, in the “Heart of the City”! Spectacular views of the Hamilton Bay, Escarpment and Skyline Standard Features & Finishes: • • • • •
Laminate flooring Porcelain tiles (12”x 24”) Quartz counter top Glass tile backsplash in kitchen Contemporary design cabinetry by Frendel
• Stylish bathrooms and ensuites* • 9 and 10 foot ceilings* with decorative bulkheads • 8 foot doors* • In-suite laundry • Smooth finish ceilings
150 MAIN WEST Occupancy Early SPRING 2015 !
Building Features: • • • • • •
Concierge service Contemporary finished corridors and suite entry areas Party room with catering kitchen, library and fireplace Fully equipped fitness centre with aerobics/yoga/stretching area Year round swimming pool with outdoor sundeck Courtyard with multiple barbecue stations and various seating arrangements
6 Piece Appliance Package Included GE* Stainless Steel Kitchen Appliances
Sales office hours are: Mon-Thurs 12-6pm Sat & Sun 12-5pm Friday (closed-by appointment) Please call us at 905.667.1900.
STARTING IN LOW
$200’s
Hamilton
(*as per floor plan design of unit type/sizes and specifications are subject to change without notice E.& O,E.). (*BONUS Cable, Phone & Internet Package FREE for 6 Months from Cogeco) (*trademark)
www.150mainwest.com | info@150mainwest.com SEPTEMBER 13 - 27, 2014 | NEW HOME & CONDO GUIDE SWO 39
//COMMUNITY FOCUS
Branthaven model home at Fairgrounds Finale
GRAND FINALE PHASE 5 opening this weekend in Binbrook!
Don’t miss the Fairgrounds Finale last release on Sept. 13, noon sharp!
G
et ready to harvest the savings this fall. Losani, Marz and Branthaven Homes have joined forces to launch the final phase of singles and towns at Fairgrounds Finale; a master-planned new home community in Binbrook. Fairgrounds Finale represents an incredible opportunity for homebuyers to view a wide variety of models from the three top builders in the Hamilton/Burlington area. Each will be opening their sales centres on Saturday, Sept. 13 at noon, offering Grand Finale opening promotions that are ripe for the picking. This award-winning community is drawing homebuyers from Hamilton, Stoney Creek, Burlington and beyond. Unlike typical subdivisions, the Fairgrounds Finale infrastructure and services are built-in and ready for homeowners to enjoy. The blue-ribbon attraction is a 19-acre neighbourhood park with a playground, soccer fields, running track, trails and more. Wide boulevards, setbacks, abundant landscaping and upgraded streetscapes emphasize Binbrook’s pastoral beauty. Binbrook itself continues to blossom with a new EcoSchool, St. Matthews, that encourages interest in the environment, a new public school and retail centre – 40 NEW HOME & CONDO GUIDE SWO | SEPTEMBER 13 - 27, 2014
Windwood Place – located in the heart of the community. It’s no wonder Fairgrounds Finale Phase 1 was named Community and Project of the Year. Branthaven Homes brings authentic architectural design and sophistication to Fairgrounds Finale in Binbrook with a collection of rare singles and towns, attainably priced from the high $200’s. “This is a great opportunity to live in an established community with every amenity close at hand,” explains Branthaven President Steve Stipsits. “These remaining homes may be your last chance to own a Branthaven in Binbrook.” The Grand Finale offering from Branthaven includes nine-ft. ceilings, a garage-to-house door, plus choose two of the following: hardwood on the main floor, a four-piece stainless steel appliance package or $2,500 Decor dollars for townhome purchases and $3,500 Decor dollars for singles. Marz is releasing 116 lots with a wide array of attractive options in Phase 5. Choose from affordable 33-ft. singles, private executive woodlot singles and lush greenbelt lots in 40- and 46-ft. lot categories, as well as freehold towns that back onto a mature forested area. Marz Homes’ Grand Finale promotion includes the Marz Signature Series package of 28 exceptional
BRANTHAVEN HOMES, LOSANI HOMES & MARZ HOMES | Fairgrounds LOCATION Binbrook HOUSING TYPE Single-detached homes and townhomes SALES CENTRE & CONTACT Branthaven, 57 Royal Winter Dr., 289.756.0070, branthaven.com Losani, 56 Pumpkin Pass, 289.286.0928, losanihomes.com Marz, 250 Festival Way, 905.692.6279, marzhomes.com
Losani model home at Fairgrounds Finale
design finishes as well as a choice of hardwood on the main floor, a three-piece stainless steel appliance package or up to $3,500 in Decor dollars. Dan Gabriele comments “what makes this selection of lot availability special is the natural background against which our homes are situated. Whether it’s the wide open vistas of the greenbelt or the backdrop of a forested backyard, there is a wide selection to choose from.” Quality craftsmanship and well-planned designs are the hallmarks of Losani Homes. Losani’s two freehold towns in Phase 5 range from the high $200’s to the mid $300’s. Their Grand Finale promotion includes $3,000 Decor dollars, with
“ Whether it’s the wide open vistas of the green belt or the backdrop of a forested backyard, there is a wide selection to choose from.” a choice of appliance package. Losani new singles feature more than 32 models, for lots of options. The Grand Finale promotion sweetens the pot with berber carpet on main and bedroom levels, and kitchen upgrades. Townhome purchasers will receive $3,000 in Decor dollars; buyers of 36- and 40-ft. lots will receive $5,000 Decor dollars, and homeowners who purchase 46- and 50-ft. lots will be granted $7,500 Decor dollars to put towards their dream home. Be sure to join Losani, Marz and Branthaven this weekend in Binbrook for the Fairgrounds Finale Grand Opening!
Marz model home at Fairgrounds Finale SEPTEMBER 13 - 27, 2014 | NEW HOME & CONDO GUIDE SWO 41
//IN THE NEWS
HHHBA
NAMES SUZANNE MAMMEL EXECUTIVE OFFICER After months of searching for the perfect candidate, the HamiltonHalton Home Builders’ Association is pleased to announce that Suzanne Mammel, long-time member and secretary of the board of directors, has stepped up to the plate as our new executive officer. Mammel was born and raised in Hamilton and has been an active member of the association for 15 years. She comes to the HHHBA from her previous career as a partner at A.J. Clarke and Associates Ltd. Mammel has a great deal of experience and has been a committed advocate for the home building industry since she began her career in 1994. Starting Sept. 15, Mammel is eager to put her industry knowledge and experience to work with our members, city staff and elected officials in Hamilton and Burlington. Within the HHHBA, Mammel is excited to work alongside the dynamic board of directors and staff of the association and aims to build a team-oriented 42 NEW HOME & CONDO GUIDE SWO | SEPTEMBER 13 - 27, 2014
atmosphere. Mammel also looks forward to meeting and speaking with our partners and members to develop a strong relationship and gain their continued support. Mammel’s background in engineering and her vast experience and industry knowledge make her an exceptional fit for this role. She has continuously impressed the association as an innovative thinker and an outstanding leader. The HHHBA has been the voice of the local construction industry since 1942. Our members include builders, developers, renovators, skilled trades, suppliers and related service professionals. The residential construction industry is a major force in the Hamilton-Halton economy, generating more than 32,000 jobs, representing more than $1.6 billion in yearly wages. We provided a roof over the head of more than 2,700 households in 2013 and consequently generated more than $9.5 million in new tax revenues for the City of Hamilton.
Imagine life in a Rosehaven Home where you will say…I am happy, I am comfortable, I am home!
All photos are actual Rosehaven homes.
CHIPPAWA/NIAGARA The Grass is Greener 50’ Singles & Freehold 35’ WIDE Bungalow Loft Townes from the $320’s. Coming October CONDOMINIUM BUNGALOW TOWNHOMES.
STONEY CREEK Walk, Bike or Play! 40’ & 35’ Singles from the mid $400’s. Semis from the mid $300’s.
THOROLD Move to a Better Way of Life! 45’, 40’ Singles, Semis & Towns from the $290’s. Quick closings! Tour our 8 models.
WATERDOWN MEADOWS Now Open! 35’ Singles plus 3 new designs with double car garage. Starting from the high $400’s.
For directions, hours and community information call our hotline (1-888/416) 410-0175
or visit
RosehavenHomes.com
Prices and specifications correct at press time. Prices quoted are in $ thousands. E. & O.E. 43
EVERYONE’S COMING to Topper Woods
The Grand Opening of our Sales Centre and Models is a runaway success! Don’t miss out on this one! A brand new phase at sought-after Topper Woods has just launched. Move up to an enclave of all-detached homes on 43’ and 50’ traditional lots. Live where everything is right around the corner, in Kitchener’s historic Doon Village with schools, local parkland and easy access to Hwy 401.
Elegant 43’ and 50’ Singles from $444,990
eD
Robert F err i
Dr.
SALES CENTRE & MODEL HOMES
7 Wetland Way, Kitchener ON N2P 2Y7 519.894.8222
r.
lee as S Thom Wetla
nd
N
d.
ee R
und
D New
Hwy. 4 01
Way
SALES CENTRE
HOURS:
Monday – Thursday: 1 pm – 8 pm Friday: 12 pm – 5 pm Weekends & Hol.: 11 am – 6 pm
Prices, specifications, and promotions subject to change without notice. Other promotional offers do not apply. Renderings are Artist’s concept only. Some items in this model home are upgraded features. Please consult a Sales Representative for details. E.&O.E September 2014. 12756.
MUD ST. RYMAL RD.
N
SITE BINBROOK RD.
INTRODUCING THE FINAL RELEASE OF SINGLES AND TOWNS BY 3 OF THE REGION’S BEST BUILDERS
Join us September 13 at 12 noon sharp.
HOMES
Experience it! FREEHOLD TOWNS & SINGLE FAMILY HOMES 36’, 40’, 46’ & 50’ LOTS Priced from the high
$200’s
Live the Life!™
A Sensational Selection!
TOWNS, SEMI’S & SINGLE FAMILY HOMES ON 36’ LOTS Priced from the high
MODEL HOME TOUR
SALES OFFICE & MODEL HOME 56 Pumpkin Pass, Binbrook 289-286-0928
losanihomes.com
$200’s
MODEL HOME TOUR
SALES OFFICE & MODEL HOME 57 Royal Winter Drive, Binbrook 289-756-0070
branthaven.com
AFFORDABLY PRICED TOWNS AND SINGLE FAMILY HOMES Singles starting from the high
$300’s
MODEL HOME TOUR
SALES OFFICE & MODEL HOME 250 Festival Way, Binbrook 905-692-6279
marzhomes.com
Prices, sizes and specfications are subject to change without notice. E.&.O.E. Rendering is artist’s concept. *Ask your sales representative for details.
LOCATION MAP
REDHILL EXPWY
CENTENNIAL PKWY
QEW
SEPTEMBER 13 - 27, 2014 | NEW HOME & CONDO GUIDE SWO 47
e s i d a r a P o t e p a c s E Receive a fRee all inclusive tRip foR two to a Hot secRet destination! Buy a house closing before December 31st, 2014 and receive a trip for two.
sion osses p k c i u r For q ut ou o k c e ch eady
in-r MoveS! thomes.com HoM.ee astfores www
This promotion applies to any Eastforest Homes Ltd. home purchased between August 1st, 2014 and closing by December 31, 2014.This bonus offering must be used within the specified time period and at a location as set out by Eastforest Homes Ltd. is not redeemable for cash and is subject to HST. This promotion is subject to change and may be cancelled at any time without notice or obligation. Valid from August 1, 2014 to December 31, 2014 while quantities last. E. &.O.E. Broker Protected.
48
NEW RELEASE OF SEMIS IN STONEY CREEK Exclusive BONUS Offer† & Special Promo Pricing† NEW SEMI DESIGNS
ONLY 4 TOWNS REMAIN
Homes by DeSantis
Homes by DeSantis
Rosehaven Homes
Rosehaven Homes
Walk, Bike or Play in Stoney Creek’s Family Friendly Community! On The Ridge’s Presentation Centre is now open at Mud St. and First Rd. West. It’s the kind of community where neighbours greet each other by name and kids make best friends for life. Where nature is spectacular along the Niagara Escarpment. These homes offer exceptional charm, deep lots with some backing onto the proposed park, they are as special as the families who will call them home. Visit today!
Towns $300’s, Semis $300’s, 35’& 40’ Detached $400’s from the mid
Mon to Thurs: 1pm to 8pm • Sat, Sun & Holidays: 11am to 6pm • Closed Friday *Prices and specifications correct at press time. Rendering is artist’s concept. E. & O.E. Prices quoted are in $ thousands. † Bonus Offer and Promo pricing being offered by Homes by DeSantis Only.
KING ST. E.
LINC
TO NIAGARA
PRESENTATION CENTRE
UPPER CENTENNIAL PRKWY
T. (289) 396.3096 • LiveOnTheRidge.ca
QEW
RED HILL VAL PKWY
TO TORONTO
from the mid
FIRST RD. W.
from the low
MUD ST. E.
SITE
HIGHLAND RD. W. RYMAL RD. E.
49
//COMMUNITY FOCUS
V
SILVERGATE’S VILLAGE ON THE TWELVE
offers comforts of home and community 50 NEW HOME & CONDO GUIDE SWO | SEPTEMBER 13 - 27, 2014
illage on the Twelve offers all the comforts of home and community in a natural setting in this quiet northwest corner of St. Catharines. This modern-day village blends the character and people-friendly features of neighbourhoods from a simpler time with contemporary design elements resulting in a dynamic community ready for life in the 21st century. Just steps from Martindale Road, Village on the Twelve has immediate access to every city amenity. Framed by a natural boundary of towering pines, the village overlooks Twelve Mile Creek. Its ravine setting has inspired the community and created its shape and flow while also offering walking trails along the banks of the creek. The entrance is a traditional turn-about with a central gazebo. Visitors will note that streets are designed for people first, vehicles second, with ample visitor parking so the homes are showcased, rather than parked cars. Located on the cusp of the countryside while still within the city to enjoy all of its amenities and services, Village on the Twelve residents are within easy reach of all the region has to offer. Nearby is Port Dalhousie and shopping along Fourth Avenue, as well as dozens of wineries and golf courses, miles of recreational trails for hiking and cycling, fantastic dining, plus unique festivals and world-class theatre. Silvergate Homes and Barr Associates have created this distinctive community. The existing ravine townhomes serve as its widely recognized hallmark, establishing the natural framework that wraps around the newest phase of 12 townhomes along Tulip Tree and Willow Bank Common. Built in three separate clusters, the townhomes will each have distinctive heritage-inspired architecture, varied exterior finishes and diverse, yet complementary building styles that create an environment that recognizes and reflects the unique personalities of the families living here.
SILVERGATE HOMES | Village on the Twelve
LOCATION: St. Catharines HOUSING TYPE: Condo townhomes SALES CENTRE: 166 Martindale Rd., W., near QEW, open 3 to 7 p.m. Thursday; noon to 4 p.m. weekends CONTACT: 905.680.6000 silvergatehomes.com
These clusters will include brownstonestyle walkups as well as bungaloft models all guided by the needs of the residents. Homebuyers have a choice of innovative floorplans of varying widths and unique features with main floor master suites and vaulted great rooms; some with terraces or balconies. Each home can be customized as little or as much as desired. A spa-like ensuite, guest suite, full second-floor laundry, gas fireplace and an option elevator or a rough-in for a future elevator are some of the things suggested to begin the process of creating a one-of-a-kind home. Construction begins this fall with homes priced from the $380’s to $500’s. Occupancy is expected in early spring 2015. In addition to its design diversity, Silvergate Homes is proud to be the first Niagara builder to apply the Energy Star environmental standard to an entire community of homes including Village on the Twelve. It is also the first builder in Niagara to build GreenHouse certified homes. The company’s environmental leadership was recognized when they received the Niagara Homebuilders Association’s very first Excellence in Green Construction/ Renovation Award in 2011-12 and again in 2012-13. As well as being healthier homes, Village on the Twelve homes also have a lighter environmental footprint. Built to energy efficiency standards well above the provincial average, these homes typically produce two tonnes fewer greenhouse gases each year than other new homes along with other energy and cost-saving benefits. For more information, please call 905.680.6000 or visit silvergatehomes.com SEPTEMBER 13 - 27, 2014 | NEW HOME & CONDO GUIDE SWO 51
52
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s and Single from s n w To
0 214,90
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$
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LINKS
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RD
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Our newest community is now open offering Estate inspired country living close to the city. With a great view of green space and loads of amenities close by, Country Ridge strives to give you the peace and quiet of the country with perks LINC OLN ALEX of city living. AND ER P ER W
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53
OUR FINAL RELEASE IN ANCASTER. MOVE IN THIS YEAR.
SINGLE DETACHED HOMES FROM THE MID
403
6
SOUTHCOTE RD
$400s
GARNER RD E
Ancaster | 905-304-6099 Sales Office Hours Mon – Thurs 1pm – 6pm Sat & Sun 12pm – 5pm | Friday by appointment
Maureen Hall, Sales Representative Darlene McCauley, Broker | 905-528-8956 54 NEW HOME & CONDO GUIDE SWO | SEPTEMBER 13 - 27, 2014
DAWNVICTORIAHOMES.COM
C O M I N G S O O N • R E G I S T E R T O D AY !
Ca r r i a ge G a te Hom e s Pre s en t s a C O L L E C T I O N O F L U X U R Y 5 0 ’, 5 5 ’, 6 0 ’ & 6 6 ’ L O T D E S I G N S
A legacy is something that is passed down from one generation to another, be it a cherished possession or a longstanding tradition. Now in Ancaster, Carriage Gate is building on its own home-building legacy, to create a collection of family residences that epitomize fine living. This latest collection of spacious single family homes from Carriage Gate is perhaps its most prestigious yet. An intimate enclave of homes in Ancaster’s best and most desirable location, just off Lime Kiln Road, these estate-inspired residences are distinguished in both their architecture and interior design, with each appointed with a long retinue of luxury features. Luxuriously appointed from the ANCASTER
800’S
$
C A R R I AG E G AT EHOMES .COM Prices and specifications are subject to change without notice. E. & O.E. Renderings are artist’s concept.
SEPTEMBER 13 - 27, 2014 | NEW HOME & CONDO GUIDE SWO 55
//CITY FOCUS
NIAGARA-ON-THE LAKE An economic force under a shield of beauty and history
C
anada’s oldest small town and once named Prettiest Town in Canada, is an economic force in Niagara with not one, not two or three, but four major economic engines to drive it. And it’s the only town in Canada with a lord mayor to head its town council. That is the charm and incongruity of Niagara-on-the-Lake. Located at the mouth of the Niagara River at Lake Ontario in view of the Toronto skyline, Niagara-on-theLake looks across to Fort Niagara where battles were waged in centuries 56 NEW HOME & CONDO GUIDE SWO | SEPTEMBER 13 - 27, 2014
past. As the former capital of Upper Canada, Niagara-onthe-Lake (Newark) was located in a very precarious position, susceptible to attacks and a major player in the War of 1812. Now this location is ideal for visitors and residents, putting it within 90 minutes by car from Toronto, and less than 30 minutes to Buffalo. For a town of its size and population (15,400 in 2011), Niagara-on-the-Lake has an economy that is the envy of major cities throughout the province, and undoubtedly the country. With a base of tourism, theatre, farming and the wine industry, Niagara-on-the-Lake has a bustling economy that rivals those of surrounding cities. The town is a day-tripper’s dream with a main street of shops and dining establishments, hotels and B&Bs and the Queen’s Landing Inn and
With a base of tourism, theatre, farming and the wine industry, Niagara-on-the-Lake has a bustling economy that rivals those of surrounding cities.
Convention Centre. The Pillar & Post and Prince of Wales Hotel, which predates Confederation, are stately establishments that have been strongholds in the town for more than a century. When a Christmas Eve fire destroyed the Oban Inn in 1992, it was rebuilt, true to its 1824 heritage design but with the technology of today. The Shaw Festival, Canada and North America’s second largest repertory theatre company, was one of the major players that led to the changing face of NOTL from a sleepy, riverside town to a major player in the world of professional theatre, tourism and economics. From its inception in 1962 to the opening of the Festival Theatre in 1973 and expansion into performing spaces in the town, Shaw has drawn millions of visitors to the town and now generates in excess of $100 million annually for the local economy. Beyond theatre and tourism, the orchards and vineyards that surround the town proper contribute to the town’s tender fruit industry. More than 90 per cent of Ontario’s tender fruit crop (peaches, pears, plums, prunes, sweet and sour cherries,
strawberries, and raspberries) comes from the Niagara Peninsula and the majority of these fruits are grown in orchards found in Niagara-on-the-Lake. The area accounts for 95 per cent of Ontario’s peach crop and 81 per cent of the entire country’s peach harvest. Roadside stands, operated by the farmers that grow the fruit, can be found throughout the area offering visitors an opportunity to buy fruit fresh off the vine from the first strawberry pickings in the spring to the harvest of root vegetables in the fall. SEPTEMBER 13 - 27, 2014 | NEW HOME & CONDO GUIDE SWO 57
With its moderate climate, it was a natural step to grape growing and now vineyards and wineries have established this area as the birthplace of Ontario’s modern wine industry. Today, there are as many as 40 wineries surrounding the town. This growth led to the creation of Niagara College’s Winery and Viticulture Technician program, and then the Wine Business Program, both the first of their kind in Canada at a teaching winery, as well as a Certified Sommelier Program.
The town boasts great architectural significance with its Regency and Classical Revival buildings, from the post-war of 1812 period, resulting in the town being named a National Historic Site of Canada, as well as a provincial Heritage District. Both old and new home construction turn to these styles to complement the town’s heritage architecture as you’ll see in neighbouring new home communities of St. Andrew’s Glen and Niagara-on-the-Green. The old towne has strict architectural guidelines that prevent fast food operations and even the country’s favourite donut shop from opening on Queen Street, maintaining a streetscape that is tasteful and remains rooted in the past of centuries ago. Buildings throughout bear historical plaques, reflecting the town’s significance in the establishment of many of the province’s institutions – its first newspaper, lending library, parliament, historical museum and governing body for the legal profession. Former military sites such as Fort George, Navy Hall and Butler’s Barracks are open to the public. Other national historic sites include Fort Mississauga, the Niagara Apothecary (the oldest apothecary in Canada), and The Old Court House Theatre, now in use by the Shaw Festival. For a town its size and population (15,400) amenities are abundant. With its popularity among retirement-aged residents, those over 65 years of age number constitute the fast-growing population resulting in the town’s growth of almost one per cent annually. The town boasts its own yacht club as well as the oldest golf club in Canada enjoying a scenic location along the shore of Lake Ontario. Leading out from the town into Niagara Falls is the Niagara Parkway, a scenic drive lined by biking and walking paths. The rural pleasures of Niagara-on-the-Lake with its farming history blend seamlessly with world-class theatre and delightful fine dining experiences. Once a town under siege, today you can relax in charming B&Bs, refresh with indulgent spa experiences, and delight in locally grown food paired with award-winning Niagara wines. From antique shopping to challenging golf to internationally celebrated theatre, it offers boundless charm to residents and visitors alike.
58 NEW HOME & CONDO GUIDE SWO | SEPTEMBER 13 - 27, 2014
Why settle for living “CLOSE” to Niagara-on-the-Lake when you can live right “IN” it!
Artist’s concept
Averton Square is an enclave of luxury bungalows
master-planned community, each
just steps from downtown Niagara-on-the-Lake’s
with it’s own inviting front porch. Now Previewing
charming shops, restaurants and theatres. With
for our VIP pricing, amazing incentives, premium lot
20 beautiful detached bungalows in a brand new
selection and more. Visit our Sales Office today!
NIAGARA-ON-THE-LAKE
Pr i ce d f ro m t h e l ow
600’s
$
Sales Centre: 120 John St. W. Hours: Monday & Tuesday By Appointment Wednesday to Friday 12pm- 5pm Weekends & Holidays 12pm- 5pm
COMING SOON
LUXURY CONDOMINIUMS Prices and specifications are subject to change without notice. E. & O. E. Rendering is artist’s concept only.
FALL 2014 • REGISTER TODAY!
AvertonSquare.com
59
HOTEL INSPIRED
CONDO LIVING
COMING SOON TO DOWNTOWN BURLINGTON BUR LI N GTO N
We visited some of the finest hotels around the world, and took a page from each one of them in the creation of The Berkeley. Located on Maria Street, a nice quiet residential tree-lined neighbourhood area right downtown, The Berkeley is removed from the hustle and bustle of the lakeshore yet within easy walking distance all of downtown Burlington’s shops, restaurants and entertainment.
REGISTER NOW!
theberkeleycondo.com Prices and specifications are subject to change without notice. E. & O.E. Rendering is artist’s concept.
60
SIMPLY THE BEST.
Burlington’s Most Successful Condo Launches Much Anticipated Second Phase!
COMING SOON! REGISTER NOW! New 2 storey loft suites! New creekside view suites! New chic urban designs!
The wait is finally over! Adi Developments is proud to announce LINK2, the exciting second phase of their tremendously successful community overlooking Bronte Creek Provincial Park.
from mid
Be among the first to preview and purchase from the best suites and preview prices.
190’s
$
REGISTER NOW
AdiDevelopments.com
•
905.592.2028
Prices and specificaton subject to change without notice. E. & O. E.
Exclusive Listing: Baker Real Estate Incorporated, Brokerage. Brokers Protected.
61
BLUE SHORES
BLUE SHORES WATERSIDE
LIVING
UNVEILING PERFECTION.
Luxury Waterside Singles On Prestigious Copes Lane Lake Ontario
www.BlueShores.info
QEW BARTON ST.
FIFTY RD.
Open: Monday - Friday by appt only Sat & Sun 12-5pm
GALILEO
DARTMOUTH GATE
Stoney Creek 905-643-1693
Sales Centre
JONES RD.
$600’s
Sales Centre at 89 Galileo Dr.
COPES LANE
FRUITLAND RD.
from the High
Stoney Creek’s Most Spectacular Waterside Address!
NOW OPEN IN SUMMIT PARK- HAMILTON’S PREMIER COMMUNITY
Townhome Affordability is in Bloom!
Fresh Design & Affordably Priced
ATTRACTIVELY STYLISH
2&3 STOREY TOWNS
270’s
$ from the
PLUS RECEIVE BONUS FREE AIR CONDITIONING & $2,500 DÉCOR DOLLARS
ARE SELLING FAST. GET THEM WHILE YOU CAN!
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Register Now MULTI-AREA.COM Prices,sizes and specifications are subject to change without notice. E.&O.E. Rendering is artist concept. *Bi-Weekly payment based on 20% down, $223,992 mortgage amount, 2.99% rate (5 yr term), 25 year amortization
VIEW OUR MAGAZINES ON ANY
DIGITAL DEVICE anytime, anywhere!
Now you can view all New Home & Condo Guide magazines online using any smartphone, tablet or desktop device.
NEWHOMEANDCONDOGUIDE.COM Published by
AT RIVER RIDGE
Model Home Compliments of Branthaven Homes. www.branthaven.com
AT RIVER RIDGE
Branthaven Homes has bundled the very best in outstanding design features into a Fresh Thinking Collection that is unlike any offer in the new home marketplace.
SEPT2014 Branthaven Homes has been featured as “MODEL HOME OF THE MONTH� as seen in the new home & condo guide model home calendar
LONDON
New Home WATCH BUILDERS: If you would like to include your new model home or site opening, email wayne.karl@wall2wallmedia.com. Please say you saw it in New Home & Condo Guide!
PREVIEW REGISTRATION FOREST PARK HOMES London | Amour Riverbend Coming soon – elegant town villas from $234,900.
armourriverbend.ca
FOREST PARK HOMES London | Central Park Coming soon – urban townhomes from $224,900.
centralparklondon.ca
NEW OPENINGS TRICAR GROUP Stratford | 36Front Steps from the Avon River, this luxurious new lowrise building features suites ranging from 1,200 to 1,800 sq. ft. in two-bedroom or two-bedroom plus den designs, as well as select penthouses.
36front.com
SIFTON PROPERTIES London | Westwood Village Grand opening of luxury one-floor Energy Star condos from the low $300’s.
sifton.com
CLAYSAM HOMES Woodstock | Neighbourhoods of Devonshire Get affordable homeownership in this community of single-family homes minutes from Hwy. 401.
claysamhomes.com
66 NEW HOME & CONDO GUIDE SWO | SEPTEMBER 13 - 27, 2014
NEW RELEASES SENATOR HOMES Woodstock | Havelock Corners Detached homes from $209,990 in an established community.
senatorhomes.com
BAYFIELD BLYTH CLINTON GRAND BEND INGERSOLL LONDON MITCHELL SEAFORTH SHAKESPEARE ST.THOMAS STRATFORD TAVISTOCK TILLSONBURG WINGHAM WOODSTOCK
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SEPTEMBER 13 - 27, 2014 | NEW HOME & CONDO GUIDE SWO 67
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Four neighbourhoods. Four model homes. One amazing community.
THE
Open House 11 am - 4 pm
Fall NEW
HOME TOUR
There’s never been a better time to Discover Tillsonburg! See the latest in home design, meet local builders and experience small town hospitality at its finest. www.FallHomeTour.ca
LANDMARK HOMES 70 NEW HOME & CONDO GUIDE SWO | SEPTEMBER 13 - 27, 2014
OPPORTUNITY. OPPORTUNITY. OPPORTUNITY.
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^^^ +PZJV]LY;PSSZVUI\YN JH ^^^ +PZJV]LY;PSSZVUI\YN JH ^^^ +PZJV]LY;PSSZVUI\YN JH Ï³Ï SWO 71 SEPTEMBER 13 - 27, 2014 | NEW HOME & CONDO GUIDE ϳÏϳÏ
//EXPERT ADVICE
When school is back in session
HOMEBUYING RAMPS UP FOR A BUSY FALL » by KAREN KESSEL
KAREN KESSEL
is the Broker of Record for Planet Realty Inc., Brokerage, servicing the Guelph and surrounding areas of South Western Ontario. If you have any questions for Karen you can reach her by email at karen@planetrealty.ca or visit planetrealty.ca
School is back in session and that means routine has returned. Real estate professionals and homebuilders are now ramping up for a season of new opportunities in home ownership. If a new home is on the horizon for you this fall, the kids aren’t the only ones with homework to do. Home builders know that those seeking new homes this fall are eager to view new projects, new releases and new opportunities. They oblige by using September to unveil their plans for the coming months as they introduce a vast selection of new home sites and new phases of development. Often these announcements address pent-up
Home builders know that those seeking new homes this fall are eager to view new projects, new releases and new opportunities. 72 NEW HOME & CONDO GUIDE SWO | SEPTEMBER 13 - 27, 2014
demand from the summer months, and are offered with special pricing and incentives to encourage prompt decisionmaking so construction can begin before the snow flies. Be ready when they roll out these specials by obtaining mortgage pre-approval. By knowing what you can afford, the house hunting is much easier. When looking at a three- to four-month build, there is no time to waste and those who buy in early fall are rewarded with a home that can be ready and waiting for the holidays. Homebuyers looking to make a move often want to do so before Thanksgiving, Christmas or the new year. Others are looking at the end of the school year. With deadlines like these in mind, it’s essential to do your research. Key decisions such as location and housing type need to be addressed first. Lifestyle and amenities, schools, medical services and transportation access are the important factors when choosing a community – whether it’s detached, a condo or a townhome. If you’ve got a young family, you may want to be near parks and rec centres; if you’re empty-nesters, perhaps an adult lifestyle community is more in line with your needs. How much time do you want to spend on maintenance? If you don’t, a condo might be the answer. Find out what is being built and where and determine if it’s a good fit for you and your family. Other things to research include your builder and their reputation for meeting deadlines and customer satisfaction. If it’s a condominium project, find out the status of sales and construction. A delay in construction can create a domino affect when you need to sell your own home or give notice to a landlord. At this time of year, there are plenty of builder incentives to encourage buyers to commit now, rather than later. You’d be surprised at what might be included. First, you need to be aware of the standard features so you can compare apples to apples and oranges to oranges. Some builders might offer enhanced standards that are reflected in a higher price point. If you learn your standard features, you’ll recognize a great incentive and price when you see it. By doing your homework now, you’ll be ready to take advantage of the incredible housing opportunities you’ll come across this fall.
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SEPTEMBER 13 - 27, 2014 | NEW HOME & CONDO GUIDE SWO 73
//IN THE NEWS
Ontarians tops among Canadians
IN TERMS OF PAYING DOWN THEIR MORTGAGES FASTER A new CIBC poll finds there has been a significant decrease in the number of Canadians using today’s low interest rates as an opportunity to accelerate repayment of their mortgages. Ontario residents, however, are among the tops in the country at taking actions to pay down their mortgages faster. While more than half of Canadians with mortgages (55 per cent) are taking one or more actions to pay their mortgages down sooner, a similar poll last year found that more than two-thirds (68 per cent) were taking steps to accelerate their repayments. The poll also finds Canadians with mortgages saying, on average, that they will be 58 years of age before they become mortgage-free. KEY FINDINGS OF THE POLL INCLUDE:
» 55 per cent of Canadians with mortgages are taking one or more actions to repay their mortgage faster, down from 68 per cent in a similar poll last year » Among those taking some action: • 32 per cent accelerated their payment frequency (down from 42 per cent in 2013) • 28 per cent increased their payment amount (compared to 30 per cent last year) • 18 per cent made a prepayment / lump sum payment (15 per cent in 2013) » 58 is the average age that Canadians with mortgages expect to be mortgage-free, a small increase from age 57 in last year’s poll “A mortgage is the largest debt most Canadians will take on in their lifetime, and being mortgage-free is an important goal for many,” says Barry Gollom, vice-president, secured lending and product policy, CIBC. “With current low interest rates, this may be an opportune time to make progress against your mortgage – even a few small changes can make a big difference in the length of time it takes to pay off your mortgage and the amount you pay in interest charges.” Recent research from CIBC shows that Canadians are spending more this year on other items such as home renovations (up 30 per cent from a year ago), and summer vacations (up 20 per cent from last year). “With mortgage rates remaining relatively stable and at historic lows for the last few years, some Canadians may not be as focused on paying down their mortgages as when interest rates are higher,” says Gollom. “Generally, paying off debt as quickly as possible is a smart decision, but you do need to ensure you’re not focusing on your mortgage at the expense of your other financial plans, or by increasing debt elsewhere.” Paying off your mortgage sooner can result in significant 74 NEW HOME & CONDO GUIDE SWO | SEPTEMBER 13 - 27, 2014
savings, which can have a large impact when applied to your other financial goals. Here are some specific examples to show how the savings can add up, using a mortgage of $250,000 (the Canadian average), with a 4.99-per-cent interest rate and a 25-year amortization, and regular monthly payments of $1,453: » Increase payment amount: Taking the regular monthly payment amount and topping it up by $147 per month would save you four years and $34,362 in interest on your mortgage. » Accelerate payment frequency: Most Canadians are paid every two weeks; aligning your mortgage payments with your pay deposit and making accelerated bi-weekly payments of $726 would result in saving four years off the life of your mortgage, and a reduction of $30,970 in interest charges. Combining this with increased payments as above (an extra $74 bi-weekly) would together save you seven years and $57,182. » Make pre-payments/lump sum payments: Not a lot of families have a few thousand “extra” dollars lying around, but even using your annual tax refund towards your mortgage can make a difference. The average Canadian tax refund is $1,600 – applying that amount to your mortgage each year would reduce the amortization by four years and save you $33,103 in interest. Using all three of these strategies in combination would shave nine years off the life of your mortgage, and result in total savings of $73,785. AVERAGE AGE CANADIANS EXPECT TO BE MORTGAGE-FREE, BY REGION:
National
ATL
QC
ON
MB/SK
AB
BC
58
57
56
57
58
55
66
PERCENTAGE OF CANADIANS WHO HAVE TAKEN SOME ACTION TO REPAY THEIR MORTGAGE FASTER, BY REGION:
National
ATL
QC
ON
MB/SK
AB
BC
55%
48%
48%
61%
51%
65%
47%
“Employing one or more of these strategies does take some planning and discipline,” says Gollom. “If becoming mortgagefree sooner is something you want to achieve, it’s important to look at your mortgage as part of your overall financial picture, and to balance your mortgage payment plan against your other goals.”
A mortgage is the largest debt most Canadians will take on in their lifetime, and being mortgage-free is an important goal for many
//MORTGAGE ADVICE
Why you should shop around at mortgage renewal time » by ALYSSA RICHARD
ALYSSA RICHARD
is the Founder and CEO of ratehub.ca, a mortgage rate comparison site that aims to empower Canadians to make smart financial decisions.
This time of year, without a doubt, is one of the busiest times for homebuyers to jump into (or move around within) the housing market. Depending on the length of the term you chose, if you purchased a home as far back as the summer of 2009, your mortgage is likely going to come up for renewal soon. If they haven’t already done so, your lender will start popping early renewal notices into your mailbox – usually within the last 30 to 120 days of your current mortgage term. And while the renewal slip makes the process all too easy (you just sign the offer and send it back), it’s not in your best interest to accept this offer. For starters, the lender who had the best mortgage rate for you before is almost never the same lender who will have the best mortgage rate for you at renewal time. It’s sad – if you’re someone who stays loyal to lenders, that is – but true. On those mortgage renewal slips you find in your mailbox, lenders offer an average of only 0.25 per cent off their posted
rate – that’s nothing, in comparison to the rates you can find online or from mortgage brokers across Canada. Unfortunately, lenders market their renewals as being easy and convenient, which is something most consumers are attracted to. But how much would it hurt to later find out you could’ve gotten a full one per cent or more off your rate, if you’d taken the time to shop around and negotiate? Besides just the mortgage rate, it’s also unlikely that your current lender will be the one to offer you the best mortgage product for your needs at renewal time. Think about it this way: your financial goals from when you took on your current mortgage term were likely much different than what they are today, right? You could be at a completely different stage in your life now. Well, the same can be said for your lender. It’s convenient to stay with your current lender, but the terms and conditions your existing lender offers may no longer suit your needs. Consider all your mortgage needs – the rate and prepayment options – and go with the lender which can offer everything you’re looking for. One thing to keep in mind: if you don’t renew your mortgage with a new lender before the date your current mortgage term expires, your lender will automatically renew you for another term with them. A week isn’t enough time for most mortgage brokers to switch your mortgage from one provider to the next, so start shopping around early and make sure you find the best mortgage rate/product for you.
SEPTEMBER 13 - 27, 2014 | NEW HOME & CONDO GUIDE SWO 75
IN THE MARKET FOR A
NEW HOUSE
OR A CONDO?
We think finding a home is a lot more than simply finding the right property. That’s why we put you right in the middle of the search process.
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View new construction projects and register to get the latest info
Visit the new real estate section on canpages.ca and start looking for that special place.
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HOMEBUYERS’ HELP//
Homebuyers’ Resource Section You love the home, see what you can afford! » Compare mortgage rates for your best deal
» Calculate your mortgage payments using the mortgage payment calculation chart
SEPTEMBER 13 - 27, 2014 | NEW HOME & CONDO GUIDE SWO 77
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Calculate your mortgage payments INTEREST RATE
AMORTIZATION PERIOD
CHART FIGURE
EXAMPLE: 5%
25 YEARS
5.82
MORTGAGE AMOUNT ÷ 1,000
MONTHLY PAYMENT
(MORTGAGE AMOUNT $125,000)
125
Canadian mortgage payment factors Instructions:
01 02 03 04
Determine the appropriate 5-Year Fixed Mortgage Rate, which is easiest to qualify for. Run your finger down the left column of the table below to find the rate (round to the nearest 1/4%).
Choose your desired amortization period across the top of the table (25 years has lowest payment and is easiest to qualify for first-time buyers). At the intersection of the column and row is your mortgage payment per month per $100,000 borrowed.
» Bear in mind that this is a rough estimate. If you have several other large loans already, you may qualify for less. Also, banks and trust companies vary in their policies. The best way to know what you can afford is to go to the lending institution of your choice and get pre-qualified.
80 NEW HOME & CONDO GUIDE SWO | SEPTEMBER 13 - 27, 2014
$
Mortgage payment calculation chart %
INTEREST RATES
15 YEARS
2.50%
AMORTIZATION PERIODS 20 YEARS
25 YEARS
30 YEARS
$666
$529
$448
$394
2.75%
$678
$541
$461
$407
3.00%
$690
$554
$473
$421
3.25%
$702
$566
$486
$434
3.50%
$714
$579
$499
$448
3.75%
$726
$591
$513
$461
4.00%
$738
$604
$526
$476
4.25%
$750
$617
$540
$490
4.50%
$763
$630
$553
$504
4.75%
$775
$644
$567
$519
5.00%
$788
$657
$582
$534
5.25%
$801
$671
$596
$549
5.50%
$814
$684
$610
$564
5.75%
$827
$698
$625
$579
6.00%
$840
$712
$640
$595
6.25%
$853
$726
$655
$611
6.50%
$866
$741
$670
$626
6.75%
$880
$755
$685
$642
7.00%
$893
$769
$700
$659
Table provided by Calum Ross, Owner, President and Principal Broker at Calum Ross Mortgage. He can be reached at 416.410.9905, calum@calumross.com and calumross.com SEPTEMBER 13 - 27, 2014 | NEW HOME & CONDO GUIDE SWO 81
Compare mortgage rates for your best deal CHARTERED BANKS
Variable
ATB Financial
2.7
Alterna Svgs/Alterna Bk
2.6
Bank of Montreal Bank of Nova Scotia
3 2.6
Canadian Western Bank CFF Bank CIBC
3
ICICI Bank Canada Manulife Bank
3.05 2.7
National Bank
n/a
President’s Choice Finan Royal Bank
3 3
TD Canada Trust
3
Tangerine
3
6 Months
1 Year
2 years
3 years
4 years
5 years
4 6.30op 4 6.30op 4 6.30op 4.55 6.45op 4 6.45op
2.94 6.30op 2.98 6.30op 3.14 6.30op 3.29 6.50op 3.14 6.30op 3.69 2.99 6.35op 3.15 3 3.50op 3.14 6.70op
2.89 6.50op 2.98
2.99
3.04
3.29
2.98
2.94
3.19
3.04
3.85
4.39
3.29
2.97
3.44
2.89
3.09
3.04
3.75
4.39
4.99
3.75 2.79
2.59 3.65
3.79 2.89
3.04 4.99
3.65 3.05
3.64 3.1
3.69 3.14
3.89 3.19
3.04
3.75
2.95
3.39
2.94 3.04
2.84 3.75
2.89 4.54
4.44 4.94
2.34
3.44
3.94
4.79
3.24
3.49
3.69
3.79
3.25 3.04
3.95 3.44
4.74 3.94
4.99 4.79
3.6
3.7
4.6
4.95
2.89 3.14
2.79 3.75
2.94 4.64
2.99 4.99
2.97
3.44
2.89
3.09
3.1
3.33
3.65
3.99
3.25
3.29
2.99
3.09
2.34 3.14
2.69 3.29
2.77 2.84
3.09 3.19
2.99 3.14
2.99 3.75
3.39 4.64
3.39 4.99
2.3
2.8
2.85
3.05
3.95 2.65
4.35 3.65
4.89 3.29
5.14 3.19
3.05
3.15
3.25
3.4
2.8
2.9
2.95
3.1
6.70op 4.45 4.4 6.70op
6.30op
3.14 6.30op 3.09 6.30op 3.19
TRUST COMPANIES Community Trust Concentra Financial
n/a n/a
Effort Trust
n/a
Home Trust Company Investors Group Trust
2.5 n/a
MTCC
2.6
6.5 5 6.70op 4.45 6.30op 3.95 4.2 6.50op 4.55 6.45op
3.14 2.99 6.30op 3.45 6.30op 2.89 3.14 6.30op 3.29 6.50op
OTHER FINANCIAL INSTITUTIONS Airline Financial C.U.
4
Comtech Credit Union
2.95
First National Fin. LP FirstOntario C.U.
2.6
IC Savings London Life
n/a
Luminus Financial
2.7
MCAP Meridian Credit Union
2.55 2.75
Parama Credit Union
2.85
Steinbach Credit Union
2.5
6.2 6.40op 3.95 6.34op 4.2 6.50op
4
3.01 6.25op 2.99 6.30op 2.99 3.09 6.34op 3.05 3.14 6.30op 2.95 6.30op 3.6 3.09 6.30op 2.85 3.00op 2.65
Notes: **Interest rate charged subject to adjustment during term mortgage. Please consult institution for term of years available. All rates are prime rates and subject to change without notice. R.O.R. RATES ON REQUEST op OPEN ----- NOT QUOTING N/A NOT AVAILABLE September 8, 2014. Prepared By Fiscal Agents Financial Information Services 905.844.7700
82 NEW HOME & CONDO GUIDE SWO | SEPTEMBER 13 - 27, 2014
HOT DATES//
SEPT 13-14
SEPT 25-28
Supercrawl
142nd Annual Caledonia Fair
JAMES ST. NORTH HAMILTON Supercrawl is a free, three-day arts and music festival. Road closures along James Street North allow for music stages, art installations, family area, street vendors and food trucks. supercrawl.ca SEPT 13-14
Fergus Fall Fair
Sept 13 to 27 Calendar of events beginning from Sept. 13 to 27, 2014
CENTRE WELLINGTON COMMUNITY SPORTSPLEX FERGUS
SEPT 13-28
VARIOUS LOCATIONS IN NIAGARA
Join the 63rd Anniversary of Niagara's internationally acclaimed grape and wine industry. For two weeks in September, experience premium wine tastings, local culinary and live entertainment. niagarawinefestival.com
Experience the sounds, sights and delights of the Caledonia Fair. Livestock, homecraft, food and the midway combined with continuous entertainment and popular demolition derby. caledoniafair.ca SEPT 26 - NOV 2
The Fergus Fall Fair has a long and proud history dating back to 1836 when early Fergus settlers gathered to buy, sell and showcase their prized crops and livestock. fergusfallfair.ca
Niagara Wine Festival 2014
CALEDONIA FAIRGROUNDS CALEDONIA
Bingemans Screampark BINGEMAN PARK KITCHENER
Canada's most terrifying haunted attraction. To date, more than 5,000 people chickened out… will you? We take no responsibility for the fearful affects that Screampark may invoke. screampark.ca SEPT 27-28
London Bridal Expo
WESTERN FAIR DISTRICT LONDON London Bridal Expo has everything you need to know about planning your wedding – bridal fashions, tuxedos, florists, photographers, video, DJs, cakes, catering, limos and more. facebook.com/ LondonBridalExpo SEPTEMBER 13 - 27, 2014 | NEW HOME & CONDO GUIDE SWO 83
Advertiser index ADI DEVELOPMENT: LINK2
61
MATTAMY HOMES: Hawthorne Village
AVERTON HOMES: Averton Square
59
MATTAMY HOMES: Wildflowers
BAYVIEW WELLINGTON: Victoria Village
4
MENKES DEVELOPMENTS: Enclaves of Upper Canada
BAYVIEW WELLINGTON: Niagara-on-the-Green
5
MONARCH: Corporate
BRANTHAVEN HOMES: Corporate
17 6 38 44 & 45
12 & 13
MOUNTAINVIEW HOMES: Corporate
9
BRANTHAVEN HOMES: The Fairgrounds Finale
46
MULTI-AREA DEVELOPMENTS: Bloom
63
BUCCI HOMES: Bliss
36
NEW HORIZON DEVELOPMENT: Waterfront Trails
47
CARRIAGE GATE HOMES: The Berkeley
60
PHELPS HOMES: Multi-site
37
CARRIAGE GATE HOMES: The Legacy in Ancaster
55
REID’S HERITAGE: Williamsburg Walk
CLAYSAM HOMES: Elmira Country Club Estates
32
ROSEHAVEN HOMES: Corporate
43
COOK HOMES: The Village in Beechwood West
25
ROSEHAVEN HOMES: On the Ridge
49
7
SENATOR HOMES: Havelock Corners
69
COUNTRYGREEN HOMES: The Uptowns of Waterdown
BC
DAWN VICTORIA HOMES: Evergreens
54
SILVERGATE HOMES: Village on the Twelve
52
DICENZO HOMES: Blue Shores
62
STARWARD HOMES: Country Ridge Estates/Heritage Pt.
53
DUNSIRE HOMES: White Cedar Estates
31
TD BANK
16
EASTFOREST HOMES: Corporate
48
TERRA VIEW HOMES: Edgewater Estates
30
TILLSONBURG DEVELOPMENTS: Baldwin Place
73
EMPIRE COMMUNITIES: Multi-site
2&3
FUSION HOMES: The Metalworks
27
GREAT GULF: Trafalgar Landing
IBC
TOWN OF TILLSONBURG
70 & 71
TRICAR GROUP: Corporate
24
HOMES BY DESANTIS: Lincoln Square
11
VRANCOR GROUP: 150 Main
39
HOMES BY DESANTIS: On the Ridge
49
WELCOME WAGON WEDDING SHOW CAMBRIDGE
20
LOSANI HOMES: The Woodlands/Ancaster Glen
85
LOSANI HOMES: The Fairgrounds Finale
46
MARZ HOMES: The Fairgrounds Finale
46
84 NEW HOME & CONDO GUIDE SWO | SEPTEMBER 13 - 27, 2014
COMING SOON
//FUNDAMENTALLY SPEAKING
Homeownership affordability IMPROVES SLIGHTLY » by WAYNE KARL
WAYNE KARL
is an award-winning writer and editor with experience in real estate and business. In Fundamentally Speaking, Wayne explores the basics – such as economic fundamentals – you need to examine when buying property. He can be reached at
wayne.karl@wall2wallmedia.com
or follow him on Twitter at Twitter.com/WayneKarl
Amid all the ongoing talk of mortgage rates, market conditions, high levels of household debt and economic uncertainty, good news comes from RBC Economics Research’s latest Housing Trends and Affordability report. Housing in Canada became more affordable in the second quarter of 2014, thanks in large part to a decline in mortgage rates. “It was more affordable to own a home in virtually all provincial and major local markets across Canada in Q2, and in the face of solid price gains no less,” says Craig Wright, senior vice-president and chief economist, RBC. “We had anticipated a rebound in activity from earlier this year when the harsher than normal winter weather took hold, but the biggest drop in fi xed mortgage rates in almost four years and resulting improvement in affordability also gave the Canadian housing market a boost of extra energy.” The way RBC’s affordability measures work is, the higher the measure, the more difficult it is to afford a home. For example, an affordability measure of 50 per cent means that homeownership costs,
Housing in Canada became more affordable in the second quarter of 2014, thanks in large part to a decline in mortgage rates, RBC says. 86 NEW HOME & CONDO GUIDE SWO | SEPTEMBER 13 - 27, 2014
including mortgage payments, utilities and property taxes, take up 50 per cent of a typical household’s pre-tax income. A decline in the measure represents an improvement in affordability. For the Ontario market, homeownership affordability eased by 0.2 percentage points for detached bungalows (to 44.7 per cent), and by 0.1 per cent for both two-storey homes (50.9 per cent), and condominiums (29.3 per cent) in the second quarter of 2014. Homebuyers don’t appear to be overly concerned by the fact that affordability remained somewhat stretched for single-family homes, RBC says. Lower rates were the main factor contributing to marginal declines in affordability measures for Ontario. In Ontario’s largest market, Toronto, affordability improved slightly for bungalows, falling 0.2 per cent (meaning it became more affordable) to 55.9 per cent, while deteriorating slightly in condominiums – up 0.1 per cent to 34.3 per cent. For two-storey homes, affordability remained flat at 65.3 per cent. The good news for prospective homebuyers in Southwestern Ontario’s key markets – such as Hamilton, Kitchener, Guelph and St. Catharines? Prices and overall mortgage carrying costs are much lower than in Toronto and than the Ontario average.
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