JUN 24 - JUL 8, 2017 VOLUME 20, ISSUE 12, FREE
SOUTHWESTERN ONTARIO1EDITION NHCSW_LIFE_Cover_05-30-2017.pdf 2017-06-12
INSIDE THIS ISSUE
GUELPH: HERITAGE, CULTURE & ECONOMIC DEVELOPMENT
10:35 AM
4 QUESTIONS TO ASK YOUR MORTGAGE BROKER
WHY NOW IS A GOOD TIME TO BUY
HOMES CONDOS COMMUNITIES
YOUR FUTURE COMMUNITY STARTS HERE At Empire we’ve built vibrant communities for over 30,000 Ontarians. Our beautiful new homes are designed to make everyday life richer and more sustainable.
Learn more at empirecommunities.com
contents JUNE 24 – JULY 8, 2017 | VOLUME 20 ISSUE 12
VICE-PRESIDENT & CHIEF PUBLISHING OFFICER
Caroline Andrews PUBLISHER & GENERAL MANAGER
Shawn Woodford DIRECTOR OF SALES
Moe Lalani ASSOCIATE PUBLISHER
Anne-Marie Breen DIRECTOR, CONTENT & EDITOR-IN-CHIEF
Jennifer Reynolds MANAGING EDITOR
Wayne Karl ART DIRECTOR
Daiana Garay CONTRIBUTING EDITORS
Sonia Bell Elisa Krovblit Lydia McNutt SENIOR ACCOUNT EXECUTIVE
Nina Downs nina.downs@ypnexthome.ca SALES CO-ORDINATOR
Sarah Khan SENIOR MANAGER, DISTRIBUTION
Dwayne Rutherford NATIONAL CIRCULATION MANAGER
12
John Jenkins MANAGER OF PRODUCTION
Anthony Majetic CO-ORDINATOR
Hannah Yarkony
ON THE COVER
GRAPHIC DESIGNER
Miguel Cea
12
Branthaven Homes
CONTRIBUTING WRITERS
Joanne Keenan Jeffrey Reed
Bringing townhome living to Winona
trending
14
Housing Market
Canadian home sales drop sharply in May
28 Design
The bathroom experience
30 Decor
Tropical daydreams
city focus
buyers’ resource section
32
15
Guelph
Heritage, culture and economic development
advice
18 37
Mortgage Advice
3 reasons Americans won’t be buying up all our homes inspiration
26
Style File
Making your new backyard into the perfect space
6 YPNEXTHOME.CA
New releases and grand openings
25 Hot Properties Kitchener-Waterloo & London New releases and grand openings
4 things to ask your mortgage broker
Fundamentally Speaking
Hot Properties Hamilton
36
Mortgage Rates
in every issue
10
Editor’s Note
35
Advertiser Index
38
What’s Online
#500-401 The West Mall Etobicoke, ON M9C 5J5 T 416.626.4200 F 416.784.5867 ypnexthome.ca
ADVERTISING Call 416.626.4200 for advertising
rates and information Office hours are Mon-Thurs. 9-5; Fri. 9-12 CIRCULATION Free distribution. Published biweekly from Sept.-Nov. & from Feb.-June and monthly in June, July & Dec. TERMS Advertisers, Editorials and New Home & Condo Guide are not responsible for typographical errors, mistakes or misprints. All prices are correct as of press time and are subject to change without notice. E. & O. E. EDITORIAL Submissions from interested parties will be considered. Please submit to the address above, to the attention of the Editor. COPYRIGHT 2017 All rights reserved by New Home & Condo Guide, Toronto, Ontario. Reproduction in any form is prohibited. Contents of this publication are covered by Copyright and offenders will be prosecuted under the law. The views and data expressed by columnists do not necessarily represent those of the publication. Yellow Pages Next Home is a trademark of Yellow Pages Group Co. in Canada.
BRANT WEST
GO WEST
Big city with small town charm and a trail that leads to your door The West is calling. Brant West. Just 20 minutes from Hamilton but worlds away in charm. Our family-friendly neighbourhood offers modern upscale home designs just a stroll from parks, streams, schools, shopping and the Trans Canada Trail. It’s a place where kids can have the kind of childhood they deserve. Discover Brant West, by Losani.
Towns and Singles from the $400’s
REGISTER NOW
BrantWest.com Prices and specifications subject to change without notice. E&OE.
JUN 24 - JULY 8, 2017 | NEW HOME & CONDO GUIDE SWO 7
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Editor’s Note
Where will we find the ‘missing middle’?
WAYNE KARL Managing Editor Yellow Pages NextHome Email: Wayne.Karl@ypnexthome.ca Twitter: @WayneKarl
SO MUCH HAS BEEN MADE and written about the growing housing affordability challenges in Ontario. More and more people, declining supply of new homes, even fewer housing options – all of it leading to fast rising home prices. Make that, prohibitive price growth, at least in terms of future generations being able to buy a home, in markets such as Toronto. So, what’s the answer? Builders continue to lobby government to loosen up policy to allow more new homes – particularly lowrise – to be built where they’re needed. The province seems to be listening, but this type of change will not happen overnight. According to a new report by the Canadian Centre for Economic Analysis (CANCEA), part of the solution involves facilitating the increased supply of the “missing middle” – semis, townhomes and multi-plexes. Even a minor increase in intensification of these property types, CANCEA says, would slow rapidly rising housing costs.
ONLINE
SEE MORE PHOTOS ONLINE
WITH SLOPING HILLS on every side, lively downtown Guelph earns the ‘downtown’ part of its name. Population comprises an eclectic mix of long-time residents, younger professionals, families, students, artists and academics. Read the full story…
ypnexthome.ca/downtown-guelph
+ get social 10 YPNEXTHOME.CA
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* Mid-rise Project of the Year award was accompanied by two other prestigious product awards for Best Condominium Unit under 750 sq.ft. and Best Kitchen Concept in a Mid/High Rise.
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Rendering is artist’s concept. Prices and specifications subject to change without notice. Go Transit is a registered trademark of Metrolinx and is not affiliated with Homes by DeSantis or Aquazul. E.&O.E.
Property Profile | BRANTHAVEN HOMES
cover story
This is your kind of Life
BRANTHAVEN HOMES BRINGS TOWN LIVING TO WINONA THIS SUMMER, life is about to get a
whole lot better for savvy new-home buyers who want it all. City style. Country setting. Perfect life balance. It’s Branthaven townhome living, made yours! Introducing Branthaven’s latest new community – Life, an exciting townhome collection in the heart of Niagara’s gateway to the good life! Life will offer the best of Branthaven’s classic and contemporary two- and three-storey towns, as well as urban towns for the first time in Winona. Located in an intimate enclave off Barton Street and Glover Road, the 78-unit community, 12 YPNEXTHOME.CA
comprised of 24 semi-detached homes and 54 townhomes, will be nestled at the base of the majestic and picturesque Niagara Escarpment. With expansive Escarpment scenery, vineyard vistas, fruit orchards and neighbouring large lot homes, Life will be the perfect setting for those longing for an authentic community to make their own. And, with so much to see and do, Life will truly begin for Branthaven’s new-home buyers. Winona’s location enjoys easy access to all of Niagara’s bounty – hike along the Bruce or 40 Mile Creek trails, experience exhilarating Escarpment
bike excursions, sip and savour with local wine tastings or simply enjoy fresh picked fruit and organic country produce. And, make sure to taste the sweet life at the legendary Winona Peach Festival (about 125,000 people attend each summer) as it will be celebrating its 50th anniversary this August. “We are proud to be a part of this community,” says Kristen Bellamy, marketing manager at Branthaven Homes. “Winona is a really closeknit community with lots of familyfriendly places like schools and sports facilities, and is within the perfect proximity to so many naturally
Location
Winona Builder
Branthaven Homes Development
Life Home Type
Two- and three-storey townhomes Contact
branthaven.com
appealing amenities. Locals cherish the calmer pace of life and close connection to Niagara’s natural surroundings. Winona offers an enviable life balance that today’s busy people aspire to.” Branthaven Homes brings to Life its renowned designer details, luxury appointments and urban style in a perfect country setting. “Interiors are designed to enhance the way you live, regardless of whether you’re a single professional, a growing family or even ‘smart sizing’ from a larger home,” adds Bellamy. Just consider the living spaces. They are open to provide bright airy
spaces with flow and functionality of furniture, art and media placement in mind. Most floorplans include threebedrooms; kitchens are Life-sized to provide plenty of room for casual eating-in or entertaining. Generous counter space is ideal for meal prep and easy clean up. Breakfast bars and islands do stylish double duty serving up coffee or cocktails. Buyers will surely appreciate Branthaven’s many Fresh Thinking features – all included at no extra cost. Busy parents will love that the spacious master retreat includes sitting areas, walk-in closets and plenty of room to unwind after work or play.
Life strikes the perfect balance with its contemporary interiors and Branthaven’s classic exterior styling and thoughtful site planning. Both conventional townhomes and rear lane townhomes are coordinated with complementary colour palettes and high quality construction. Smart, durable materials will add long lasting character and enduring curb appeal. A common-element fee covers seasonal landscaping and snow removal so you will enjoy simplified maintenance privileges. Life is what you make it! Register today for an exclusive sneak peek at inspiring elevations and floor plans, preview pricing and incentives before opening to the public. Priced from the $400’s. Find out why Life is better with Branthaven branthaven.com
JUN 24 - JULY 8, 2017 | NEW HOME & CONDO GUIDE SWO 13
Trending
Canadian home sales drop sharply in May NATIONAL HOME SALES POSTED a sizeable decline in May 2017, according to statistics from the Canadian Real Estate Association (CREA). The number of homes sold via Canadian MLS systems fell by 6.2 per cent in May 2017 compared to April. The month-over-month percentage decline was the largest since August 2012. While May sales were down from the previous month in about half of all local markets, the sizeable national decline largely reflects a 25.3-percent month-over-month drop in the Greater Toronto Area. Activity was also down significantly from the previous month among other housing markets across the Greater Golden Horseshoe region, including Oakville-Milton, Hamilton-Burlington and Barrie. By contrast, activity rose to multi-year highs in Montreal and Quebec City. Calgary, Edmonton, Ottawa and Montreal were among a number of urban centres where May sales surpassed year-ago levels. “Recent changes to housing policy in Ontario have quickly caused sales and listings to become more balanced in the GTA,” says CREA President Andrew Peck. “Meanwhile, the balance between supply and demand in Vancouver is tightening up, while many places elsewhere in Canada remain amply supplied.” “This is the first full month of results since changes to Ontario housing policy made in late April,” says Gregory Klump, CREA’s chief economist. “They provide clear evidence that the changes have resulted in more balanced housing markets throughout the Greater Golden Horseshoe region. For housing markets in the region, May sales activity was down most in the GTA and Oakville. This suggests the changes have squelched speculative home purchases.” 14 YPNEXTHOME.CA
With new listings having surged and sales having declined in some markets within the Greater Golden Horseshoe, the number of months of inventory in the region is up from all-time lows. That said, housing markets in the region remain among the tightest in Canada, with most urban centres in the region still registering less than two months of inventory. The Aggregate Composite MLS HPI rose by 17.9 per cent year-overyear in May 2017 compared to 19.8 per cent in April. Price gains slowed sharply for single-family homes. Price gains accelerated for apartment units, which posted the largest year-over-year gains in May (20.5 per cent). Meanwhile, yearover-year prices gains benchmark lowrise homes were: townhouse/ row units, 19.3 per cent; two-storey single-family homes, 18.4 per cent; one-storey single-family homes, 14.5 per cent. While benchmark home prices were up from year-ago levels in 11 of 13 housing markets, price trends continued to vary widely by location. After having dipped in the second half of last year, home prices in the Lower Mainland of British Columbia have been recovering and have either reached new heights or are trending toward them (Greater Vancouver, 8.8 per cent, year-over-year; Fraser Valley, 14.7 per cent). Meanwhile, benchmark home price increases remained in the 20-per-cent range in Victoria and elsewhere on Vancouver Island. Price gains slowed on a year-overyear basis in the GTA and particularly in Oakville-Milton, but remain well above year-ago levels (GTA, 29 per cent; Oakville-Milton, 23.9 per cent). Price growth remained in the mid 20-per-cent basis in Guelph. Prices in Calgary posted the first year-over-year gain (0.2 per cent) in almost two years in May, and Regina prices having moved into negative
“Recent changes to housing policy in Ontario have quickly caused sales and listings to become more balanced in the GTA” territory (-1.7 per cent) for the first time since January 2016. Saskatoon home prices remained down from year-ago levels (-2.8 per cent) for the 22nd consecutive month. Benchmark home prices rose by more than the rate of overall consumer price inflation in Ottawa (4.4 per cent overall, led by a 5.4-percent increase in two-storey singlefamily home prices), Greater Montreal (3.6 per cent overall, led by a 4.6-percent increase in two-storey singlefamily home prices) and Greater Moncton (6.1 per cent overall, led by a 13.1-per-cent increase in prices for townhouse units). The actual (not seasonally adjusted) national average price for homes sold in May 2017 was $530,304, up 4.3 per cent from a year earlier. The national average price continues to be pulled upward by sales activity in Vancouver and Toronto. Excluding these two markets from calculations trims more than $130,000 from the national average price, to $398,546.
Hot Properties
Find your next home! This page features a few of the latest properties to keep your eye on in Southwestern Ontario. Find more properties at ypnexthome.ca
LATEST LISTINGS
HAMILTON HALTON NIAGARA ANCASTER • BEAMSVILLE • BINBROOK • BRANT • BRANTFORD • BURLINGTONCATHARINES • GRIMSBY • HAMILTON • MILTON • NIAGARA • OAKVILLE • PARIS PORT DOVER • ST. CATHARINES • STONEY CREEK • VINELAND AQUAZUL
pre-registration BRANT WEST By: Losani Homes City: Brantford Housing type: Townhomes and single-detached homes brantwest.com
By: Homes by DeSantis City: Grimsby Housing type: Final phase of condominiums from the $200’s aquazulcondo.ca
VISTA CONDOS By: VanKleef Development Group City: Hamilton Housing type: Condos starting from $199,900 vistaoncharlton.ca
TREND LIVING By: New Horizon City: Waterdown Housing type: Modern condo development from $239,990 trendliving.ca
THE MCKENZIE By: Losani Homes City: Caledonia Housing type: Townhomes and single-detached homes the $400’s mckenziecaledonia.ca
ONE TWENTY CONDOMINIUMS By: Mountainview Homes City: Fonthill Housing type: Condominiums mountainview.com
FOOTHILLS OF WINONA By: DiCenzo Homes City: Winona Housing type: Towns, semis and singles from the $400’s dicenzohomes.ca
THE PENINSULA By: Losani Homes City: Paris Housing type: Townhomes, semis and singles parispeninsula.com
FOCUS TOWNS By: New Horizon City: Brantford Housing type: Stylish towns in a forested setting focustowns.ca
ON THE RIDGE By: Rosehaven Homes & Homes by DeSantis Location: Stoney Creek Housing type: Freehold townhomes liveontheridge.ca
TIFFANY HILL By: Rosehaven Homes & Chiaravalle Developments Location: Ancaster Housing type: Freehold towns, semis and detached homes tiffanyhill.ca
the low $200’s gatsbycondos.ca
LAKE HOUSE
STEPPING STONES By: Phelps Homes City: Smithville Housing type: Two-storey townhomes phelpshomes.com
LIFE By: Branthaven Homes City: Winona Housing type: Luxury townhomes from the low $400’s branthaven.com
SUMMERLEA WOODS By: Empire Communities City: Binbrook Housing type: Townhomes from the mid $300’s and detached homes from the low $400’s summerleawoods.com
SAPPHIRE By: New Horizon City: Stoney Creek Housing type: Waterfront condominiums from $199,999 sapphirecondos.ca
VISTA RIDGE By: Losani Homes City: Beamsville Bench Housing type: Singles from the $400’s myvistaridge.ca
ALCONA SHORES By: Bayview-Wellington Homes City: Innisfil Housing type: Luxury singles on 32-, 45- and 48-ft. lots myalcona.com
CENTRAL PARK By: Losani Homes City: Hamilton Mountain Housing type: Townhomes from the $300’s mycentralpark.ca
THE GATSBY By: New Horizon City: Hamilton Housing type: Condos from
PASSAGES ON THE CANAL By: Bayview-Wellington Homes City: Welland Housing type: Luxury freehold townhomes on the Canal mypassages.ca
By: Branthaven Homes Location: Grimsby Housing type: Waterfront townhomes and condos lakehouselife.ca
new openings AFFINITY CONDOMINIUMS By: Rosehaven Homes Location: Aldershot, Burlington Housing type: Condos from the low $300’s affinitycondo.com
THE WEST By: Adi Developments Location: Burlington Housing type: Luxury boutique condos from the $190’s adidevelopments.com
THE PRESERVE By: Mattamy Homes City: Oakville Housing type: Townhomes mattamyhomes.com
STATIONWEST By: Adi Developments Location: Burlington Housing type: Three-storey townhomes at Aldershot Go Station adidevelopments.com
AVALON By: Empire Communities City: Caledonia Housing type: Townhomes from $239,990 and detached homes from the mid $300’s empireavalon.com
ELEMENTS By: Mountainview Homes City: St. Catharines Housing type: Luxury one- and two-bedroom luxury condos elementscondo.com
PURE By: Branthaven Homes City: Milton Housing type: Two-storey freehold townhomes branthaven.com
Builders To include or update a listing, please email the details to wayne.karl@ypnexthome.ca
JUN 24 - JULY 8, 2017 | NEW HOME & CONDO GUIDE SWO 15
16
ypnexthome.ca
Paris
Port Dover
Simcoe
Binbrook
Grimsby
Georgetown
Caledon
Smithville
Welland
Fonthill
Thorold
Ridgeway
Stevensville
Chippawa
OAKVILLE, BURLINGTON, HAMILTON, ANCASTER, PARIS, BRANTFORD, STONEY CREEK, VINELAND, LINCOLN, THOROLD, FONTHILL, NIAGARA, NIAGARA-ON-THE-LAKE, FORT ERIE
Halton / Hamilton / Wentworth / Niagara:
SEARCH ONLINE Fort Erie
D et Se . m Bu i n To gal w ow C nh o o Ad ndo me ul tL ife st yle
ADVERTISER'S MAPPING INDEX LOCATION BUILDERS
SITES
Ancaster
LOSANI HOMES
The Woodlands Ancaster
•
•
from $900's
7
Beamsville
LOSANI HOMES
Vista Ridge
•
•
from $400's
7
Brantford
EMPIRE
Wyndfield
•
•
Brantford
NEW HORIZON
Focus Towns
Brantford
LOSANI HOMES
Brant West
•
Caledonia
EMPIRE
Avalon
•
LOSANI HOMES
The McKenzie
•
Grimsby
BRANTHAVEN HOMES
Lake House
•
from $400's
Grimsby
HOMES BY DESANTIS
Aquazul
•
from mid $200's
Hamilton
BRANTHAVEN HOMES
Explore
Hamilton
LOSANI HOMES
Brant West
Hamilton
LOSANI HOMES
Fallingwaters
Lincoln
LOSANI HOMES
Lincoln Estates
Niagara
BW HOMES
Passages on the Canal
Niagara Falls
EMPIRE
Imagine
Niagara Falls
MOUNTAINVIEW HOMES
One Twenty
Paris
LOSANI HOMES
Simply Grand Encore
•
Paris
LOSANI HOMES
The Peninsula
•
Waterdown
NEW HORIZON
Trend Living
Winona
BRANTHAVEN HOMES
Life
2&3
•
•
22
•
from $300
7
2&3
•
•
from $300
11
from $300's
20&21
•
from $400's
7
•
from $500's
7
from $400's
7
•
5
•
2&3
•
•
20&21
•
•
•
7
9
•
from $300's
7
•
from $300's
7
•
•
from $239,990
from low $400's
19
20&21
OAKVILLE, BURLINGTON, HAMILTON, ANCASTER, PARIS, BRANTFORD, STONEY CREEK, VINELAND, LINCOLN, THOROLD, FONTHILL, NIAGARA, NIAGARA-ON-THE-LAKE, FORT ERIE
ADVERTISERS
PAGE
Halton / Hamilton / Wentworth / Niagara:
Caledonia
PRICES
17
Advice | MORTGAGE ADVICE
4 questions to ask your mortgage broker By Alyssa Furtado
MORE ADVICE ONLINE ypnexthome.ca/news/advice
BEFORE SEARCHING for a home, you should get a mortgage pre-approval. Getting one is a great start but it won’t guarantee you’ll get the best mortgage rates. To ensure you’re getting the lowest mortgage rate, you should use a mortgage broker. A broker shops your application around to a variety of lenders before picking one with the lowest rate and the best terms. However, finding a broker is similar to finding a real estate agent. You want the best but how do you know who’s right for you? HERE ARE SOME QUESTIONS TO ASK:
of their business with just a few of them. That gives them the ability to get lower rates and volume discounts that are passed on directly to you. Brokers can provide you with a list of the lenders they work with, including the ones they use the most.
1. How long have you been a broker? If you’re a newcomer or a first-time homebuyer, you want someone with a lot of experience in the industry. Someone with years of experience will recommend the best product for your situation instead of a standard five-year fixed mortgage. If a shorterterm mortgage is better for you, you’ll want a broker who will recognize what’s ideal for your circumstances.
2. How many lenders do you work with? If you get a mortgage from your financial institution, you’ll only have one lender to choose from. However, brokers work with a number of lenders, which allows them to pick the lender who works best for your situation. Although brokers work with many lenders, they tend to do the majority 18 YPNEXTHOME.CA
3. What’s the application process? As we move away from face-to-face communications, you should use a broker whose communication style is similar to yours. Do they prefer to communicate over the phone, in person or through email? Do they accept electronic signatures or want you to come in to sign documents? Your broker should take you through the steps to ensure the mortgage is suitable for you and explain anything you don’t understand. The way they communicate this to you should be in a way that you’re most comfortable with so the whole mortgage application process runs smoothly. 4. How are you paid? You don’t have to pay mortgage
brokers for their services, but keep in mind they don’t work for free. They’re paid by the lender who takes on your mortgage and the broker’s commission is usually between 0.5 and 1.2 per cent of the mortgage amount. Also, if the mortgage term is longer, they get paid a higher commission. Your broker should explain how they’re paid. THE BOTTOM LINE
When you’ve found a mortgage broker you like, you can start the mortgage application process. Once you’ve been pre-approved, compare the mortgage rate quote you receive with the best rates. If it’s different, ask why. Your mortgage broker should be able to tell you why you do or don’t qualify for the lowest rate. If you’ve chosen the right broker, their answer should be clear.
Alyssa Furtado is the founder and CEO of ratehub.ca, a mortgage rate comparison site that aims to empower Canadians to make smart financial decisions.
A FIRST FOR
WATERDOWN Introducing trend living , a modern and stylish condominium development in the highly sought-after town of Waterdown. Trend is conveniently located just minutes from restaurants, shops, Brant Street, Go Transit, major highways and more. This is one
you’ll want to be a part of!
STARTING FROM
$239,990 Join the trend today at
Illustration is artist’s concept. Prices and specifications subject to change without notice. E.&O.E. JUN 24 - JULY 8, 2017 | NEW HOME & CONDO GUIDE SWO 19
STYLISH TOWNS IN A FORESTED SETTING
COMING SOON TO BRANTFORD
REGISTER TODAY
54 Blackburn Dr. Brantford
Copyright © 2017 New Horizon Development Group. All rights reserved. Prices and specifications subject to change without notice E&O.E
22 YPNEXTHOME.CA
Hot Properties
Find your next home! This page features a few of the latest properties to keep your eye on in Southwestern Ontario. Find more properties at ypnexthome.ca
LATEST LISTINGS
LONDON BAYFIELD • BLYTH • CLINTON GRAND BEND • INGERSOLL • LONDON MITCHELL • SEAFORTH • SHAKESPEARE ST.THOMAS • STRATFORD • TAVISTOCK TILLSONBURG • WINGHAM • WOODSTOCK
new openings
pre-registration
CASTLE ROCK PLACE
140 CALEDONIA By: The Tricar Group City: Stratford Housing type: Four-storey boutique style condominiums from the high $200’s. tricar.com
VICTORIA ON THE RIVER By: Stonecrest Homes City: London
HALTON HILLS WELLINGTON WATERLOO ALMA • AYR • CAMBRIDGE • ELORA FERGUS • GEORGETOWN • GUELPH KITCHENER • ROCKWOOD • WATERLOO
pre-registration TOPPER WOODS By: Mattamy Homes City: Kitchener Housing type: Townhomes mattamyhomes.com
new releases HAVELOCK CORNERS
By: Rembrandt Homes City: London Location: 3444 Singleton Ave., off Southdale Housing type: Two-storey and mulit-level condominium townhomes from $231,990. rembrandt-homes.ca
By: Senator Homes City: Woodstock Housing type: New release of 42- and 50-ft. singles from the low $400’s senatorhomes.com
BALDWIN PLACE FOX FIELD By: Fusion Homes City: London Location: Fanshawe Park Road West and Foxwood Avenue
GRANGE HILL POINT By: Reid’s Heritage Homes City: Guelph Housing type: One- and two-bedroom condominiums from the low $200’s reidsheritagehomes.com
CLAIR MEADOWS By: Gatto Homes City: Guelph Housing type: Townhomes and singledetached homes gattohomesinc.com
WILDFLOWERS By: Mattamy Homes City: Kitchener Housing type: Townhomes and 30and 36-ft. detached homes. mattamyhomes.com
RIVER MILL By: Mattamy Homes City: Cambridge Housing type: Townhomes mattamyhomes.com
Housing type: Single-family homes from $482,900 fusionhomes.com
Housing type: Single-family homes at Hamilton Road & Commissioners Road East. stonecresthomes.ca
By: Tillsonburg Developments City: Tillsonburg Housing type: Final phase of detached freehold bungalows from $277,000. baldwinplace.ca
ISHERWOOD AVENUE CONDOS By: Activa Group City: Cambridge Location: 25 Isherwood Avenue Housing type: Condo community activagroup.ca
new openings THE ENCLAVES OF UPPER CANADA By: Menkes City: Georgetown Housing type: New release of 40-ft. lots from the low $800’s menkes.ca
CLAIRITY Builders To include or update a listing, please email the details to wayne.karl@ypnexthome.ca
By: Reid’s Heritage Homes City: Guelph Housing type: One- and two-bedroom condominiums from the mid $200’s reidsheritagehomes.com JUN 24 - JULY 8, 2017 | NEW HOME & CONDO GUIDE SWO 23
24
Elmira
ypnexthome.ca Plattsville
Stratford
Baden
Breslau
Acton
STRATFORD, WOODSTOCK, INGERSOLL, TILLSONBURG, ST. THOMAS, STRATHROY, MILTON, GEORGETOWN, ROCKWOOD, GUELPH, FERGUS, ELORA, ALMA, CAMBRIDGE, KITCHENER, WATERLOO, AYR
London / Halton Hills / Wellington / Waterloo:
SEARCH ONLINE Toronto
BUILDERS SITES
Guelph REID'S HERITAGE HOMES Corporate •
Innisfil BW HOMES Alcona Shores •
Milton MATTAMY HOMES Hawthorne South Village
• from $1.1M 4
• • 39
STRATFORD, WOODSTOCK, INGERSOLL, TILLSONBURG, ST. THOMAS, STRATHROY, MILTON, GEORGETOWN, ROCKWOOD, GUELPH, FERGUS, ELORA, ALMA, CAMBRIDGE, KITCHENER, WATERLOO, AYR
PRICES
London / Halton Hills / Wellington / Waterloo:
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Inspiration | STYLE FILE
Making your new backyard into the...
PERFECT SPACE By Lisa Canning | Photos by Larry Arnal
Creating your outdoor space can be a significant investment – and one you want to get right the first time. But with some strategy and great planning, you can create an outdoor oasis your family will love. It’s never too early to get started. Here are my tips to help you plan your outdoor renovation like a pro. 1. Determine your entertaining zones Very similar to how I would design any interior space, think about the “zones” or activities you want in your backyard. For example, do you want a place for lounging, eating, kids to do crafts, kids to play sports, space to prep meals, a pool...? Figure out your priorities and then divide your space accordingly. Consider using pavers to create these unique zones. We created contrast strips of light and dark grey to create 26 YPNEXTHOME.CA
a special spot for our Weber Gas Grill, which we positioned very close to both seating areas, making meal prep and entertaining a breeze. 2. Determine your budget Set an actual budget, because unlike interior design, I would say there is less variety in cost of materials in outdoor goods. Meaning, with a chair for example, you can search long and hard and find something you like that
also might fit your desired budget. For outdoor materials, I would say you are simply more limited. So one must be even more strategic in spending their budget wisely. One strategic way I maximized my budget in my backyard was by using affordably priced furnishings and decorative items from Walmart. With coordinated collections you can add fun pops of colour and high style without breaking the bank.
DEFINE ZONES
3. Determine how high maintenance you want the space to be Whether you love to garden or don’t know your weeds from your flowers, pick materials that will serve your family best. I purposefully limited areas for grass and only planted flowers and plants that would be hearty and stand up to my rough-and-tumble children. For seriously low maintenance lawn mowing, check out the Husqvarna Automower where you can literally put your feet up while your grass gets cut. 4. Create a colour scheme The same way I always allow a pillow, drapery fabric or piece of art work inform my colour palette in my interior work, do the same for the exterior. In my case, I wanted the space to read very minimal- so we kept all the materials very neutral and cooler in tone. And then with my accessories we stayed with a palette of navy, teal and lime green, in keeping with some of the textiles and fun dish ware. The pop of colour against an otherwise neutral background is fun and youthful. Ensure you repeat a colour multiple times for the most cohesive look. 5. Consider integrating technology The final thing to consider to really look like a pro is technology. There are so many options for integrating sound into your backyard, but don’t let sound be the only thing you consider. Consider bringing in WiFi to make the space your outdoor office, a projector to turn any evening into a movie night, and – where space allows – a television integrated into a built in covered unit for real “wow” factor. And regardless, make sure you run power back there so you can plug in an outdoor air cooler like this one by Honeywell – because how awesome is that for your guests!
MORE INSPIRATION ONLINE ypnexthome.ca/news/inspiration
COOL DOWN
Source guide: Loveseat, arm chairs, coffee table, lanterns, decorative pillows, bar cart, blankets, towels, green planters, umbrella, carpet for picnic, outdoor cups, plates, platters: Walmart Genesis gas grill: Weber Outdoor air cooler: Honeywell Custom outdoor table: One One Eleven Designs Artificial grass: The Home Depot Black pergola: Lowe’s
Lisa Canning is an interior design consultant in Toronto Canada. Read more about her family friendly approach to design on her blog, lisacanning.ca
JUN 24 - JULY 8, 2017 | NEW HOME & CONDO GUIDE SWO 27
Inspiration
THE BATHROOM EXPERIENCE by Tania Richardson, Tomas Pearce Interior Design Consulting Inc.
BATHROOMS HAVE COME A LONG WAY from their utilitarian function. We now seek comfort, volume, luxury, convenience and technology. The bath industry has been making incredible advances in technology in a few short years. From in-home spas, efficient plumbing, universal design and smart fixtures to incredible finishes and materials. We no longer utilize the bathroom – we experience it.
Want a little added luxury in your bathroom? Here are a few ways you can enhance your daily bathroom experience:
1|
The shower – we are seeing frameless glass, oversized showers fully equipped with rain heads, body sprays, steam units and surround sound.
28 YPNEXTHOME.CA
2|
Bathtubs are now designed to offer more than just body jets. They come with chroma therapy, vibrational hydrotherapy, massage bubbles and effervescent bubbles to name a few.
3|
Vanities are more stylish than ever and equipped with smart touch technology, soft close doors and drawers, led lighting, cleaver storage solutions. We are seeing the standard height of vanities rise from the typical 30- to 32-in. height to 34- to 36-in. as the new standard.
4|
Faucets have become the jewelery of the vanity. The faucet industry offers a huge array of styles, finishes and prices for every budget. You can have semi precious stones or exotic woods inlayed in the handles. With advances in technology, we are now seeing smart
touch less faucets, low flow faucets and temperature regulated faucets.
5|
Toilets and bidets are available as a space saving two in one unit. Smart touch technology is available with preset individual preferences for multiple users. Comfort height seats with an elongated bowl, is the new standard. Wall-mount toilets are also increasing in popularity as they are easier to clean underneath.
6|
Lighting both decorative and practical lighting are being taken into consideration. We are seeing beautiful decorative pendants, coupled with coordinating sconces at eye level for proper illumination; led strip lighting along the mirror and vanity for additional lighting. too.
7|
Radiant heating provides a warm underfoot to a cold floor. In-floor radiant heating is no longer a luxury. Those looking for sustainable interiors can install one of the many types of radiant heating available on the market today. When designing your next bathroom, think about the little luxuries you can add to enhance your overall bathroom experience. Do you want to wake up to a massage of water jets every morning? Perhaps you would like a warm underfoot when you step on a radiant heated floor. Whatever your desires, don’t be afraid to bring that wish list to life. No matter the budget, there are now little luxuries available to all consumers. Bathrooms are no longer secondary spaces, as they are just as important as a primary room. It is one of the first spaces you use every morning and every night. Why not give yourself the experience you deserve? As an added bonus, a well designed beautifully finished bathroom can increase the value of your property. Stop utilizing the bathroom and start experiencing it! JUN 24 - JULY 8, 2017 | NEW HOME & CONDO GUIDE SWO 29
Inspiration Amazon Floral Pasta Bowl $12 chapters.indigo.ca
Oversized Tropical Scenery Throw $35 simons.ca
Tropical
DAYDREAMS By Elisa Krovblit
It’s a jungle in here! Vibrant palm fronds, banana leaves and tropical greens have gone wild, their lush-looking plant patterns inspiring trendy decor accents for every room. It’s the obvious organic extension of Pantone’s Colour of the Year: Greenery.
Banana Leaf Dining Chair $180 homesense.ca
Canvas Palm Toss Cushion $17 canadiantire.ca
Tropical PC 16-inch Square Platter $14 loblaws.ca
30 YPNEXTHOME.CA
We’ve freshened up the place. Coming soon: GTA & Southwestern Ontario’s best source of real estate information.
Check out our new look in the upcoming issue!
City Focus | GUELPH
Guelph Heritage, culture and economic and environmental development – the transformation continues
WATERFRONT PARKS, greenspaces and recreational facilities promise year-round fun for people of all ages. A downtown core, anchored by a majestic landmark and a longestablished farmers’ market, is alive with activity. A diverse business sector and prominent Canadian university bode well for its continued growth. And with easy access to Hwy. 401 and other major roadways, it’s ideal for today’s on-the-go lifestyle. Welcome to Guelph, Ont., a city established in 1827 by John Galt at the junction of the Eramosa and Speed Rivers that’s now home to 118,000 residents and counting. 32 YPNEXTHOME.CA
Central to this family-friendly community is a delightful downtown where historic buildings such as The Church of Our Lady – circa 1888 and whose steeples are visible from many parts of the city – pleasantly mingle with an enticing array of shops, restaurants and services, from unique clothiers and spas to out-of-theway bistros. At the nearby River Run Centre, a magnificent performing arts venue set along the banks of the Speed River, residents enjoy world-class music, dance, comedy and live theatre. Many of these same residents reserve their Saturday mornings for a trip to the
Guelph Farmers’ Market. A focal point of the downtown for more than 180 years, this year-round tradition has long been a go-to place for fresh fruit and vegetables, quality meats and cheese, baked goods and preserves and delicious food prepared by market vendors. Also in downtown Guelph are the Sleeman Centre (home to the Ontario Hockey League’s Guelph Storm and local concert, family activity and sporting event hotspot), the Old Quebec Street Mall and the Guelph Civic Museum. Outside the downtown core, many parks, trails and conservation
Neighbourhood Profile With hills sloping into it on every side, lively downtown Guelph earns the name. Beginning with Waterloo Avenue in the west, the area locals consider downtown covers the north bank of the Speed River from below Wellington Street to London Road, and runs east to Woolwich street and the Eramosa River.
areas offer a breath of fresh air while indoor facilities such as the Victoria Road Recreation Centre/Victor Davis Pool and the West End Community Centre boast arenas, gymnasiums and multi-purpose rooms. Guelph residents and their guests also enjoy a myriad of annual events, including the Guelph Spring Festival held every year at the end of May, The Guelph Jazz Festival, John Galt Day, The Guelph Contemporary Dance Festival, the Downtown 5 km Run, Art on the Street, Winterfest and The Guelph Film Festival. Historical walking tours also take place every Sunday afternoon in the summer. Guelph supports several stable economic sectors. These include research and development, manufacturing, agricultural operations, environmental management and technology as well as service. Among the city’s largest employers are the University of Guelph (which includes the Ontario College of Agriculture, the Ontario Veterinary College, and The Aboretum), the hospital and health care centres and numerous large companies and manufacturers. Other community attributes are Stone Road Mall, whose 150 stores and service represent the largest enclosed shopping centre in Guelph and Wellington County, an appealing array of golf courses, farming activities for the whole family and sporting opportunities for children and adults, alike. Guelph has also earned various honours, including
Canada’s Most Caring Community, one of the top 10 places to live in Canada. The city is also undergoing a major transformation of the downtown area, and the Official Plan calls for residential and commercial development, natural and heritage conservation, and the transportation and energy systems. The City’s economic development department is also working on Prosperity 2020, a strategy to enhance Guelph’s position as an excellent place to live, work and invest in, and to continue to grow the city’s talent base. Another recent initiative is the Guelph Innovation District, a partnership effort from the City and the province designed to support the local economy and create jobs. The district will meet employment and housing targets of Guelph’s growth management strategy and Ontario’s Growth Plan for the Greater Horseshoe by supporting economic activities and jobs with a focus on clean, Green economy and innovation. The City anticipates the district will accommodate 10,000 of the more than 32,000 new jobs projected for Guelph by 2031. As with any growing community in Southwestern Ontario, a long-term vision for transit is a priority. The Transit Growth Strategy is intended to provide a roadmap for growth over the next 20 years, improving inter-city service and connections to GO Transit.
Lifestyle Fashionable and funky, Guelph is made more magical by the presence of its colourful denizens. This community draws few divisions between work and play, and this is reflected in events such as the Jazz Festival and Art on the Street. Situated near the confluence of the Speed and Eramosa Rivers, great for those who love the outdoors. Vibe This is the still-beating heart of a progressive, smaller city with artistic sensibilities and agricultural roots. Unlike so many other urban cores in Southwestern Ontario, downtown Guelph appears to have been able to hang onto its place in the community despite the city’s outer expansion into suburban strip mall and big box heaven. Meet the neighbours The downtown population comprises an eclectic mix of long-time residents, younger professionals, families, students, artists and academics. There’s no better place to get a sense of its increasingly diverse ethnic make-up than the summer splash pad/winter ice rink in front of City Hall, and a very wide range of housing options attracts people of all incomes and backgrounds to the area. In the area Overall, downtown housing prices are on the higher end for buyers. While beloved diners have hung on for decades, most restaurants tend to be upscale. Planes, trains & automobiles Guelph Central Station, at the corner of Wyndham and Carden Streets, is the hub for VIA and GO trains, Greyhound, GO and city buses. It’s a highly walkable community, however, and there are usually more bike racks than parking spaces. Good access to local highways and the 401. The good, the bad & the rest Shoppers and diners flock to downtown Guelph for its boutiques, bakeries, bars and bistros. All five major banks have branches here, as does the Guelph Public Library. The RiverRun Centre, Dublin Street United Church, Guelph Youth Music Centre and a number of smaller venues host live music, and the Guelph General Hospital is just a few blocks east of the downtown core.
JUN 24 - JULY 8, 2017 | NEW HOME & CONDO GUIDE SWO 33
JUNE 2017
Model Home Photo Compliments of Averton | www.baldwinplace.ca
Brought to you by the Developers of Baldwin Place
Tillsonburg Developments Inc.
Baldwin Place, a truly Active Adult Lifestyle Community of customizable freehold bungalows starting at $269,500, with on-site recreation centre. Located within the Town of Tillsonburg with its full-service amenities and temperate climate. Home shown is the Gainsborough Model A starting at $347,000.
Tillsonburg Developments Inc. has been featured as “Model HOME Of The Month� as seen in the New Home Guide model home calendar
Ad Index
ADVERTISERS
Bayview Wellington - Corporate
4
Bayview Wellington - Passages on the Canal
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Branthaven Homes - Corporate
Empire Communities - Multi-Site
Homes by DeSantis - AquaZul
Losani Homes - Brant West
20 & 21
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Mattamy Homes - Hawthorne Village
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New Horizon Homes - Trend Living
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Reid’s Heritage Homes - Corporate
BC
JUN 24 - JULY 8, 2017 | NEW HOME & CONDO GUIDE SWO 35
Homebuyers’ Help
Compare mortgage rates for your best deal CHARTERED BANKS
variable
ATB Financial
2.1
Alterna Bank
2.25
Bank of Montreal
2.6
Bank of Nova Scotia
2.9
CIBC
2.7
6 months
1 year
2 years
3 years
4 years
5 years
4.1 4.10op 4 6.30op
2.99 4.10op 2.79 6.30op 3.09 6.95op 3.29 6.50op 2.84 6.35op 3.14 3.14 6.35op 2.64 3 3.20op 3.14 6.70op
2.39 4.10op 2.74
2.36
2.49
2.69
2.64
2.55
2.6
3.19
2.54
4.09
2.59
3.09
3.39
3.89
4.64
2.79
2.44
4.09
4.79
3.04 2.29
3.65 3.39
4.39 4.09
4.64 2.39
2.64 2.94
2.64 2.84
3.19 2.89
3.29 2.89
3.04
3.39
2.64
2.69
2.79 2.34
3.34 2.44
3.99 2.49
4.44 2.64
2.84
2.36
2.47
4.64
2.29
2.39
2.49
2.59
6.95op 4.55 6.45op 6.95op
Equitable Bank HSBC Bank Canada
2.19
ICICI Bank Canada Manulife Bank
2.75 2.7
National Bank
n/a
President’s Choice Finan Royal Bank
2.7 2.7
4.45 6.20op 4.45 4.4 6.70op
7.00op TD Canada Trust Tangerine
2.34 2.2
2.99 7.00op 3.04 4.00op 3.19
TRUST COMPANIES Community Trust
n/a
6.5
3.14
3.25
3.95
4.39
4.64
Effort Trust
n/a
4.5
3.5
3.6
3.8
4.5
4.6
6.30op
6.30op
Home Trust
2.35
3.95
2.69
2.14
2.59
2.74
2.84
Investors Group Trust
n/a
4.2
3.14
3.09
3.39
3.89
2.54
6.50op
6.30op 3.09
3.39
3.89
4.64
2.74
2.64
2.74
2.64
2.89
2.95
2.99
2.89
2.64 2.99
2.64 3.1
2.84 3.1
2.79 3.14
3.2
3.65
4
4.5
2.79
3.39
3.89
2.59
3.04 2.85
3.65 2.95
4.39 3.05
4.64 3.15
2.34
2.34
2.44
2.54
MTCC
2.9
4.55
3.29
6.45op
6.50op
4 6.30op 6.2 6.40op 3.1 4.25 6.50op
2.79 6.30op 2.84 6.30op 2.64 3.05 6.50op 3.25 6.25op 2.84 6.30op 3.14 2.8 2.95op 2.34
OTHER FINANCIAL INSTITUTIONS Alterna Savings
2.28
Comtech Fire C.U.
2.6
First National Fin. LP IC Savings
2.7
Luminus Financial
3.25
Meridian Credit Union
2.3
PACE Savings & C.U. Parama Credit Union
2.65
Steinbach Credit Union
2.25
4.75
ONLINE CALCULATOR ypnexthome.ca/mortgage-calculator Notes: **Interest rate charged subject to adjustment during term mortgage. Please consult institution for term of years available. All rates are prime rates and subject to change without notice. R.O.R. RATES ON REQUEST op OPEN ----- NOT QUOTING N/A NOT AVAILABLE June 19, 2017. Prepared By Fiscal Agents Financial Information Services 905.844.7700
36 YPNEXTHOME.CA
Advice | FUNDAMENTALLY SPEAKING
3 reasons Americans won’t be gobbling up Canadian homes By Wayne Karl
MORE ADVICE ONLINE ypnexthome.ca/news/advice
AS DONALD TRUMP continues to
make friends all over the world (insert winking emoji here), Americans may still be dreaming of moving to Canada and buying up homes here. BUT, THEY SHOULDN’T BANK ON IT The “possibility” was well publicized leading up to the election last November, with search terms such as “How to move to Canada” and “How to become a Canadian citizen” skyrocketing on Google. Royal LePage Canada and others more recently fanned the flames even more. “American web traffic on royallepage.ca, has been highly correlated to recent U.S. political events. U.S.-originated sessions surged 329 per cent the day following the election and climbed 210.1 per cent year-over-year the week after Donald Trump’s victory,” a release from the realty firm said earlier this year. We can’t blame Royal LePage for publicizing the web search trend. It’s the company’s job, after all, to sell homes. But it’s a bit of a stretch that Canadians should batten down the hatches and prepare for an onslaught of Americans offering wheelbarrows full of U.S. greenbacks for their Canadian homes. Here’s why: IMMIGRATION LAWS “We have express entry, and each
province has numerous programs,” Robin Seligman, a Toronto-based a specialist in Canadian immigration law, told New Home Guide. “As well, we have options for work permits if the person has an employer in Canada, or under NAFTA if they are on the professional list. “We also have the labour market impact stream, so employers in many cases must first try to hire a Canadian or permanent resident for the job,” she says. “However, there are many exemptions, including intra-company transfers and NAFTA exemptions.” TAX ISSUES “For U.S., citizens, they will need to deal with various U.S. tax issues as a result of their U.S. citizenship,” says George Dube, a partner at BDO Canada LLP, Waterloo, Ont. “And, they will need to abide by different tax regulations while considered a non-resident of Canada versus as a resident, such as withholding taxes, filing requirements, eligibility for
deductions and credits. “Owning a home for personal use, versus investing in a rental property, from a tax perspective, is easier to deal with. There are still issues such as changes to the principal residence exemption rules that came about last fall.” MORTGAGE REGULATIONS “Foreign buyers – including Americans – will have a more difficult time qualifying for a mortgage than Canadians,” says James Laird, cofounder of RateHub and president of CanWise brokerage. “The down payment requirement is higher, and there are additional challenges around proving income.” Wayne Karl is an award-winning writer and editor with experience in real estate and business. In Fundamentally Speaking, Wayne explores the basics – such as economic fundamentals – you need to examine when buying property. He can be reached at wayne.karl@ypnexthome.ca or follow him on Twitter at Twitter.com/ WayneKarl
JUN 24 - JULY 8, 2017 | NEW HOME & CONDO GUIDE SWO 37
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Trending now The latest real estate news from across Canada
Heat up your home’s style with a fireplace
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COM I NG S OON : N EW CON DO S UITES & TOWNHOM ES
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