Southwestern Ontario New Home and Condo Guide - Jun 18, 2016

JUNE 18 - JULY 2, 2016 VOLUME 19, ISSUE 12, FREE

SOUTHWESTERN ONTARIO EDITION

INSIDE THIS ISSUE

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THE 5 BIGGEST MORTGAGE MISTAKES TO AVOID

PREPARING FOR THE YEAR’S BUSIEST MOVING DAY

THE CONTINUING TRANSFORMATION OF GUELPH

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At Empire we’ve built vibrant communities for over 30,000 Ontarians. Our beautiful new homes are designed to make everyday life richer and more sustainable.

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GET FRONT OF THE LINE A CCESS REGISTER NOW!

Paris has your price!

Live in the “prettiest town” in Ontario at an unbeatable value. The towns of Simply Grand combine charm and sophistication that only Paris can offer. Don’t miss your opportunity to become a VIP—Register Today!

SimplyGrandTowns.com 20 Min. to Kitchener

16 Min. to Ancaster

St N River Grand

Towns from the $300’s

Coming Summer 2016

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Map not to scale. Pricing and specifications subject to change without notice. E&OE

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FROM THE MID

200s

$

Discover Why Our New Urban Townhomes are KW’s Best Value.

With today’s low interest rates, stepping up on the real estate ladder has never been more timely.

Award-winning developer CountryGreen Homes presents Westwood Mews — contemporary Urban Townhomes featuring open concept plans up to 1,365 square feet. Located in the desirable Westmount area just off Glasgow Street, close to restaurants, shopping, golf, and gyms. Enjoy an upscale lifestyle at an affordable price.

• Great Upscale Neighbourhood - In Kitchener on the border of Waterloo - Enjoy Kitchener’s lower property taxes • Modern Open Concept Layouts • Close to the Campus • Single Level Models Available • Exterior Maintenance Free Living!

- No grass cutting or snowplowing!

Great Value, Great Lifestyle!

www.countrygreenhomes.com • Call: 905-630-5803

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Mon – Wed 2-7 p.m. Sat/Sun – 11-4 p.m.

Thursday, Friday & Holidays By Appointment E: sales@countrygreenhomes.com

TO

Visit us at our Rosemount Model home 152 Rosemount Drive, Kitchener

TO

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contents JUNE 18 - JULY 2, 2016 | VOLUME 19 ISSUE 12

PRESIDENT, YELLOW PAGES NEXTHOME

Jacqueline Hill ASSOCIATE PUBLISHER

Susan Maxwell EDITOR-IN-CHIEF / DIRECTOR OF CONTENT

Susan Legge DIRECTOR OF SALES, NATIONAL

Moe Lalani EDITOR

Wayne Karl ART DIRECTOR

Daiana Garay CONTRIBUTING EDITORS

Sonia Bell Sara Duck (on leave) Elisa Krovblit Jackie Marchildon Lydia McNutt (on leave)

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SALES CO-ORDINATOR

Sarah Khan

ON THE COVER

12

Senator Homes

MANAGER OF PRODUCTION

More great homes coming soon to Woodstock’s Havelock Corners

Helen Pearce CO-ORDINATOR

Sandra Hanak-Vujnovic

property profiles

50 Fundamentally Speaking

Where do SWO roads rate in Worst Roads ranking?

20 CountryGreen Homes

Stacked townhomes at Westood Mews in Kitchener

36

Mountainview Homes

Grand Opening at Elements in St. Catharines June 25

48 Losani Homes

Central Park community coming to Hamilton

city focus

buyers’ resource section

15

31

14

Mortgage Advice

The five worst mortgage mistakes you can make

22 Make Your Move

June 30 – the busiest moving day of the year

Hot Properties Hamilton

New releases and grand openings

Ontario builders learn from housing tour in Iceland

advice

Hot Properties Kitchener-Waterloo & London

New releases and grand openings

40 OHBA

donates historical building to Lincoln Museum

CONTRIBUTING WRITERS

Joanne Keenan Jeffrey Reed #500-401 The West Mall

The transition continues

30 HHHBA

44 Phelps Homes

Miguel Cea

24 Guelph

trending Divisional Court win protects new-home buyers

GRAPHIC DESIGNER

51

Mortgage Rates

in every issue

10 Editor’s Note 52 Advertiser Index 53 What’s Online

Etobicoke, ON M9C 5J5 T 416.626.4200 F 416.784.5867 ypnexthome.ca

ADVERTISING Call Susan Maxwell at 416.988.1172

FAX: 416.784.9554 Toll Free: 1.877.269.8257, follow prompts, ext. 4260; e-mail: susan.maxwell@ypnexthome.ca Office hours are Mon-Thurs. 9-5; Fri. 9-12 CIRCULATION Free distribution. Published biweekly from Sept.-Nov. & from Feb.-June and monthly in June, July & Dec. TERMS Advertisers, Editorials and New Home & Condo Guide are not responsible for typographical errors, mistakes or misprints. All prices are correct as of press time and are subject to change without notice. E. & O. E. EDITORIAL Submissions from interested parties will be considered. Please submit to the address above, to the attention of the Editor.

COPYRIGHT 2016 All rights reserved by New Home & Condo Guide, Toronto, Ontario. Reproduction in any form is prohibited. Contents of this publication are covered by Copyright and offenders will be prosecuted under the law. The views and data expressed by columnists do not necessarily represent those of the publication. Yellow Pages Next Home is a trademark of Yellow Pages Group Co. in Canada.

Please recycle this magazine! Yellow Pages NextHome participates in the Partners in Growth Reforestation Program through St. Joseph Communications. To date, Partners in Growth has planted over 2.5 million trees in parks, recreation and conservation areas, and other public spaces across Canada. Established in 1990, this program was started with Scouts Canada to help replenish the environment.

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the good life, just better.

GRAND OPENING WEEKEND! Saturday, June 25th and Sunday, June 26th, 12-6 p.m.

BREAKFAST IN YOUR GOURMET KITCHEN. SIPPING COFFEE ON YOUR BALCONY. BEACHSIDE DAYS. URBAN NIGHTS. DOWNTOWN DINING, BOUTIQUES AND SHOPS. A DAY AT THE MUSEUM. DINNER PARTIES FOLLOWED

BY COCKTAILS IN THE PARTY ROOM. DESIGNER SPACES. THE VERY BEST IN QUALITY. THE REGION’S BEST LOCATION MINUTES TO THE COVETED LAKESIDE COMMUNITY OF PORT DALHOUSIE AND TRENDY DOWNTOWN ST. CATHARINES. YOUR HOME AT ELEMENTS... WHERE LUXURY IS STANDARD.

A MODERN CONDOMINIUM OFFERING LUXURY ONE AND TWO BEDROOM PLUS DEN PLANS, FROM THE MID

Prices are subject to change without notice. E.&O.E. Offer valid for a limited time. Subject to availability.

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$200’S

905.323.6232 elementscondo.com SALES CENTRE: 218 LAKEPORT ROAD, UNIT 6, ST. CATHARINES

DOWNTOWN

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Editors' Notes

SUSAN LEGGE Editor-in-Chief / Director of Content Yellow Pages NextHome Email: Susan.Legge@ypnexthome.ca Twitter: @SusanLegge

DOWNTOWN GUELPH

SEE MORE ONLINE ypnexthome.ca/downtown-guelph

Important considerations What are the critical things to consider when choosing a location? There are so many personal variables it’s really up to you to decide.

As an example, if it is just as important to you to be close to your children’s school as it is to your place of work, then look for a place that offers you the best of both worlds. If you own a car and want to use public transportation whenever possible to save on parking and gas costs, a location close to masstransit may be a better option for

you. If you’re a walker, proximity to major amenities should be a definite consideration.

Running errands such as grocery shopping and banking on foot affords many health benefits and provides you with a chance to meet your neighbours and discover new places, too.

Make a list of your priorities first, then take the time to assess each location for its merits and weigh your options.

Let us know what those priorities are. We’d love to hear from you!

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Attention, class

WAYNE KARL Senior Editor

Yellow Pages NextHome Email: Wayne.Karl@ypnexthome.ca Twitter: @WayneKarl

+ get social

For many Canadian families, financial literacy begins with a piggy bank, maybe a childhood allowance and perhaps a first bank account.

Some may continue the education with somewhat more serious lessons – reviewing monthly bank statements and explaining how interest works.

Moving into the teen years, many families likely entrust the more important matters of personal finance to our education system.

But there, we venture to say, they might well be disappointed.

David Chilton lamented this more

than 25 years ago in his best-seller, The Wealthy Barber. How much has changed and how well have things improved?

When it comes to real estate in 2016, the lessons are more important than ever. Housing has been a top performer for years, but the resulting costs of living for millennials and other young Canadians are skyrocketing, in some cases, prohibitively high.

More and more organizations see the need and are offering programs for financial literacy for youth.

Interact with us on social media: ypnexthome

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Property Profile | SENATOR HOMES

cover story

A new community park is now completed, and more great homes are coming soon to

Havelock Corners IN ALL OF SOUTHWESTERN Ontario, there are few places that offer the perfect blend of lifestyle and value as Woodstock.

Located on the majestic Thames River, Woodstock is known as The Friendly City. From the many striking Victorian-era buildings of the city’s historic downtown to the pastoral beauty of the Thames, it’s no wonder that more and more families are choosing to call Woodstock home.

Located on the Thames River just moments from the heart of Woodstock, Senator Homes’ Havelock Corners community is the perfect place to take advantage of all that this very special city has to offer. And with home prices up to $100,000 less than nearby Kitchener-Waterloo, and incredible access to major retailers and other popular area amenities just a short walk or drive away, Woodstock is without a doubt the best choice for families in the region.

Situated next to the breathtaking natural beauty of Woodstock’s Pittock Conservation Area, Havelock Corners is

a community rich in character and distinctive in charm. This grand vision master-planned community comprises more than 2,000 family homes sculpted with classic architecture, imbued with timeless family values and a warm friendly ambiance. The new release of Havelock Corners offers Woodstock’s most impressive selection of fully detached homes on 42-ft. and 50-ft. lots. Homes are priced from the $300’s, so spectacular family living has never been more affordable. Visit the community’s two designer decorated models this weekend to experience Havelock Corners for yourself.

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Location

Woodstock Builder

Senator Homes Development

Havelock Corners Home Type

Detached homes on 42-ft. and 50-ft. lots Contact

senatorhomes.com

With a perfect location just 30 minutes from Kitchener-Waterloo, Havelock Corners offers an exceptional array of amenities that your family is sure to love. In addition to the numerous shops and restaurants in Woodstock’s downtown, there are also major retailers such as Canadian Tire, Walmart, Sport Chek and more, all just minutes away. There are a number of exceptional Catholic and public elementary and secondary schools in the area, and Fanshawe College’s Woodstock Campus offers a variety of wonderful programs for those headed into post-secondary education. Employment opportunities also abound with a state of the art Hospital, a Toyota Plant and many more large businesses and institutions in the surrounding area. Perhaps the most remarkable aspect of Havelock Corners is its incredible proximity to the Pittock Conservation Area.

This breathtaking natural area offers Havelock Corners residents the rare opportunity to have 2,000 acres of peaceful wilderness right in their own backyards – with sailing, canoing, fishing, hiking, playgrounds and more.

For the past 30 years, Senator Homes has been proud to offer some of the finest new home communities in Southwestern Ontario’s most desirable locations. To learn more about Havelock Corners or any of Senator’s other fine home communities, visit senatorhomes.com today.

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Advice | MORTGAGE ADVICE

The 5 biggest mortgage mistakes to avoid

By Alyssa Furtado

MORE ADVICE ONLINE ypnexthome.ca/news/advice

NOW THAT YOU’VE decided to buy a home, there are numerous steps in the process you’ll have to follow.

When it comes to getting a mortgage, it could cost you in the long run if you make a mistake or two.

To help you save money and avoid potential problems down the road, here are some mistakes you should avoid:

1. Not knowing your credit score/rating Lenders love borrowers with a good credit rating. They’re often the ones who pay their bills on time, don’t use a large percentage of their available credit, and have different types of credit, such as a credit card, car loan, and line of credit. If you have good credit, you should be able to qualify for the best mortgage rates. But if you have bad credit, expect to get a mortgage with a higher interest rate. Not sure of what your rating is?

You can get your credit score from Equifax or TransUnion.

2. Not being pre-approved for a mortgage If you’ve been looking at properties for a while, you might suddenly find the perfect home. But it’s possible you won’t be able to afford the place. That’s why it’s best to get preapproved for a mortgage so you’ll know how much you can afford.

Many lenders will guarantee your pre-approved rate for a period of

between 60 and 120 days. That’ll give you time to find a property in your price range.

3. Not shopping around a mortgage If you think you’ll get rewarded with the lowest rate from your financial institution because you’ve been a loyal customer for a number of years, think again. Your institution may not have the best rate while a rival across the street might have a lower rate.

You should do some comparison shopping on a site like RateHub.ca before getting a mortgage. You can also hire a mortgage broker who can do all the legwork at no cost to you.

4. Not making more payments No one really likes to carry a large mortgage. Typically, mortgage payments are made on a monthly basis but there are ways to pay it off faster by using accelerated biweekly payments. For example, if you have a $400,000 mortgage with a 25-year amortization and make monthly payments, your mortgage

won’t be paid off until 2041. We used RateHub’s mortgage payment calculator and found if you make accelerated payments, you’d pay off your mortgage nearly three years earlier and save about $15,000 in interest. Also, most lenders allow you to make lump-sum payments, which will let you pay your mortgage down faster and save you thousands of dollars in interest.

5. Not preparing for extra costs Buying a home can end up costing a lot more than you’d expect. First, there are closing costs, which include legal fees, title insurance and the land transfer tax. You might also need to reimburse the seller for the property taxes and utility bills they’ve already paid. These costs will add up to from anywhere between 1.5 and four per cent of the property’s purchase price.

Alyssa Furtado is the founder and CEO of ratehub.ca, a mortgage rate comparison site that aims to empower Canadians to make smart financial decisions.

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Hot Properties

Find your next home! This page features a few of the latest properties to keep your eye on in Southwestern Ontario. Find more properties at ypnexthome.ca

LATEST LISTINGS

LONDON

Housing type: Single-family homes at Hamilton Road & Commissioners Road East. stonecresthomes.ca

BAYFIELD • BLYTH • CLINTON GRAND BEND • INGERSOLL • LONDON MITCHELL • SEAFORTH • SHAKESPEARE ST.THOMAS • STRATFORD • TAVISTOCK TILLSONBURG • WINGHAM • WOODSTOCK

new openings

pre-registration

CASTLE ROCK PLACE

140 CALEDONIA By: The Tricar Group City: Stratford Housing type: Four-storey boutique style condominiums from the high $200’s. tricar.com

VICTORIA ON THE RIVER By: Stonecrest Homes City: London

HALTON HILLS WELLINGTON WATERLOO ALMA • AYR • CAMBRIDGE • ELORA FERGUS • GEORGETOWN • GUELPH KITCHENER • ROCKWOOD • WATERLOO

pre-registration

By: Rembrandt Homes City: London Location: 3444 Singleton Ave., off Southdale Housing type: Two-storey and mulit-level condominium townhomes from $231,990. rembrandt-homes.ca

Housing type: Single-family homes from $482,900 fusionhomes.com

new releases HAVELOCK CORNERS By: Senator Homes City: Woodstock Housing type: 42- and 50-ft. singles from the $300’s senatorhomes.com

BALDWIN PLACE FOX FIELD By: Fusion Homes City: London Location: Fanshawe Park Road West and Foxwood Avenue

By: Tillsonburg Developments City: Tillsonburg Housing type: Single-detached freehold bungalows from $244,500. baldwinplace.ca

WILDFLOWERS

ROSEMOUNT SEMIS

By: Mattamy Homes City: Kitchener Housing type: Townhomes and 30and 36-ft. detached homes. mattamyhomes.com

By: CountryGreen Homes City: Kitchener Housing type: Semi-detached homes in the heart of Kitchener from $349,900 countrygreenhomes.com

ISHERWOOD AVENUE CONDOS By: Activa Group City: Cambridge Location: 25 Isherwood Avenue Housing type: Condo community activagroup.ca

CLAIR MEADOWS By: Gatto Homes City: Guelph Housing type: Townhomes and singledetached homes gattohomesinc.com

new openings

WESTWOOD MEWS

VICTORIA COMMON

By: CountryGreen Homes City: Kitchener Housing type: Urban townhomes up to 1,365 sq. ft. from the mid $200’s countrygreenhomes.com

By: Losani Homes City: Kitchener Housing type: Final release of modern townhomes from the $300’s losanihomes.com

CLAIRITY By: Reid’s Heritage Homes City: Guelph Housing type: One- and two-bedroom condominiums from the mid $200’s reidsheritagehomes.com

AVALON URBAN TOWNS By: Savic Homes City: Kitchener Location: Highland Road West and Ira Needles Blvd.

Housing type: Design-forward urban towns avalontowns.ca

Builders If you would like to include your preview registration, new release or site opening in this feature, just email the details to wayne.karl@ypnexthome.ca

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Elmira

016-017-SW Map-LondonWaterloo.indd 16

Plattsville

Stratford

Baden

Breslau

Acton

STRATFORD, WOODSTOCK, INGERSOLL, TILLSONBURG, ST. THOMAS, STRATHROY, MILTON, GEORGETOWN, ROCKWOOD, GUELPH, FERGUS, ELORA, ALMA, CAMBRIDGE, KITCHENER, WATERLOO, AYR

London / Halton Hills / Wellington / Waterloo:

SEARCH ONLINE

ypnexthome.ca

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Toronto

SITES

Elmira

CLAYSAM HOMES

Elmira Country Club Estates

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•

from $299,900 23

Georgetown

MENKES

The Enclaves of Upper Canada

• •

from low $800's 18

Kitchener

COUNTRY GREEN HOMES WestWood Mews •

from mid $200's 7

Kitchener

LOSANI HOMES

Doon Creek

• •

from low $400's 6

Kitchener

LOSANI HOMES

Victoria Common •

from mid $300's 6

Paris

LOSANI HOMES

Simply Grand •

from $300's 6

Plattsville

CLAYSAM HOMES

Plattsville Estates

• •

from $334,900 23

Tillsonburg

TILLSONBURG DEV.

Baldwin Place

• •

from $256,500

Woodstock

CLAYSAM HOMES

Neighbourhoods Devonshire •

Woodstock

SENATOR HOMES

Havelock Corners

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PRICES

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PAGE

26

•

from $259,900 23

• •

from $300's 19

STRATFORD, WOODSTOCK, INGERSOLL, TILLSONBURG, ST. THOMAS, STRATHROY, MILTON, GEORGETOWN, ROCKWOOD, GUELPH, FERGUS, ELORA, ALMA, CAMBRIDGE, KITCHENER, WATERLOO, AYR

LOCATION BUILDERS

London / Halton Hills / Wellington / Waterloo:

D et .

Se m Bu i ng a To low w C nh o n om Ad do e ul tL ife st yle

ADVERTISER'S MAPPING INDEX

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Property Profile | COUNTRYGREEN HOMES

CountryGreen Homes Offers stacked townhomes at Westwood Mews SHARE IN A PIECE OF PARADISE at Westwood Mews, CountryGreen Homes’ newest stacked townhome community. Whether you’re looking for your first home or wanting to downsize to a maintenance free lifestyle, Westwood Mews has the perfect home for you.

You’ll find contemporary designs ranging in sizes up to 1,365 sq. ft. with open concept layouts, eat-in kitchens, separate dining rooms and expansive balconies and terraces. Affordably priced starting from the mid $200’s, this limited collection of modern floorplans won’t last long.

Just steps away from the Westmount Golf and Country Club, Westwood Mews is sure to be a hit with those seeking a balance of work and play in their lives. Nestled in an already established

neighbourhood off Glasgow Street, this quiet and quaint community features the best of both country and city living.

Kitchener is quickly becoming Southwestern Ontario’s fastest growing cultural haven.

Combining art, history and leisure activities its’ downtown core and surrounding area boasts a never ending list of festivals, events and activities from culturally rich art

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Location

Whether you’re looking for your first home or wanting to downsize to a maintenance free lifestyle, Westwood Mews has the perfect home for you.

Kitchener Builder

CountryGreen Homes Development

Westwood Mews Home Type

galleries to winter skiing and tubing.

Picture a morning stroll through the world renowned Kitchener Market shopping for organic produce, locally raised meats and baked goods reminiscent of your childhood. Midday could include a lunch time lecture at the Homer Watson Gallery or an afternoon of hiking through the Walter Bean Grand River Trail followed by a mouth watering dinner at any of Kitchener’s four star restaurants.

You can have all this and more. Open concepts. Affordability. Easy living.

With room to grow, room to breathe, Kitchener has it all. And so could you.

Westwood Mews in Kitchener.

Come visit us at our Rosemount showhome located at 152 Rosemount Dr., Kitchener.

Stacked townhomes up to 1,365 sq. ft. from the mid-$200’s Sales Centre

152 Rosemount Dr., open Monday to Thursday 2 to 7 p.m., Friday and holidays by appointment, Saturday and Sunday 11 a.m. to 4 p.m.

Contact

905.630.5803 countrygreenhomes.com JUN 18 - JUL 2, 2016 | NEW HOME & CONDO GUIDE SWO 21

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Advice | MAKE YOUR MOVE

June 30 is still the busiest moving day of the year

By Chuck Resnick

MORE ADVICE ONLINE ypnexthome.ca/news/advice

THE BUSIEST MOVING DAY of the year is June 30. According to Two Men and a Truck – Canada, that day is particularly popular for several reasons.

Thousands of people will make their moves during the Canada Day weekend, which means movers will be going all out to provide the necessary services. It also means that each year, those who wait until the last minute to book moving trucks and/or movers for June 30 are disappointed when they find nothing available.

The school year is over by the end of June, and families with children usually want to wait to move rather than disrupt the kids’ routine. Of course, June 30 ushers in the Canada Day long weekend, which means an extra day to unpack and organize before going back to work.

Above all, even considering its unpredictability, weather makes June 30 an attractive moving date. Let’s face it: cold and snow add challenges to any move. By the end of June, the full heat of summer hasn’t kicked in yet, and the chance of rain is slim.

Practically speaking in the financial sense, this date represents the midyear renewal deadline for property taxes and rental leases, which also plays a role in people’s timing.

If you want to move on June 30, you may have to make several calls to make a booking, but every minute you wait lessens your chances.

Consider having your mover pack

for you. Keep in mind that with time running short, professional movers can get your items ready to move quickly and efficiently.

Getting your possessions to your new home in excellent condition is just as important to us as it is to you.

If you still decide to pack yourself, you may want to purchase packing supplies from your mover. Our boxes are available in consistent sizes, which makes stacking them in the truck easier. And remember that it’s counterproductive to move items you will just throw out at the other end.

Take some time to sort and pitch.

A great way to be sure you are totally ready for your move is to use

a checklist. You have many things to think of, such as notifying pertinent people and companies of your change of address. You may have to enroll kids in their new schools; make arrangements for pets, babies and toddlers to be looked after on moving day; schedule the shut-off of utilities and phone at your old address and start-up at your new place … you get the picture.

You can find a moving day checklist at twomenandatruck.ca/ moving-checklist.

Chuck Resnick is vice-president of marketing and operations, Two Men and a Truck Canada. twomenandatruck.ca

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Now Building...

HOLMES APPROVED HOMES

Built Right From The Ground Up

Towns & Semis PHASE 3 NOW AVAILABLE

A Proud Partner Claysam Homes is proud to offer home buyers The Holmes Approved Homes Program. Each of our newly built homes will go through a rigorous inspection process through a certified Mike Holmes inspector. Visit one of our model homes today to find out more details about our exciting new partnership and how it benefits you to live in a Holmes approved home.

STARTING FROM

$259,900 Woodstock

1399 Caen Ave. Woodstock, ON

50’ Lots with bungalows & two-storeys STARTING FROM

$334,900 Plattsville

148 Applewood St. Plattsville. ON Towns & Singles PHASE 2 NOW SELLING STARTING FROM

$299,900 Elmira serviced in all our communities

Visit our website for MODEL HOME hours.

79 Country Club Estates Dr. Elmira, ON

claysamhomes.com

Prices and specifications are subject to change without notice. E. & O. E.

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City Focus | GUELPH

Guelph Heritage, culture and economic and environmental development – the transformation continues

WATERFRONT PARKS, greenspaces and recreational facilities promise year-round fun for people of all ages. A downtown core, anchored by a majestic landmark and a longestablished farmers’ market, is alive with activity. A diverse business sector and prominent Canadian university bode well for its continued growth.

And with easy access to Hwy. 401 and other major roadways, it’s ideal for today’s on-the-go lifestyle.

Welcome to Guelph, Ont., a city established in 1827 by John Galt at the junction of the Eramosa and Speed Rivers that’s now home to 118,000 residents and counting.

Central to this family-friendly community is a delightful downtown where historic buildings such as The Church of Our Lady – circa 1888 and whose steeples are visible from many parts of the city – pleasantly mingle with an enticing array of shops, restaurants and services, from unique clothiers and spas to out-of-theway bistros.

At the nearby River Run Centre, a magnificent performing arts venue set along the banks of the Speed River, residents enjoy world-class music, dance, comedy and live theatre.

Many of these same residents reserve their Saturday mornings for a trip to

the Guelph Farmers’ Market. A focal point of the downtown for more than 180 years, this year-round tradition has long been a go-to place for fresh fruit and vegetables, quality meats and cheese, baked goods and preserves and delicious food prepared by market vendors.

Also in downtown Guelph are the Sleeman Centre (home to the Ontario Hockey League’s Guelph Storm and local concert, family activity and sporting event hotspot), the Old Quebec Street Mall and the Guelph Civic Museum.

Outside the downtown core, many parks, trails and conservation

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Neighbourhood Profile With hills sloping into it on every side, lively downtown Guelph earns the name. Beginning with Waterloo Avenue in the west, the area locals consider downtown covers the north bank of the Speed River from below Wellington Street to London Road, and runs east to Woolwich street and the Eramosa River.

areas offer a breath of fresh air while indoor facilities such as the Victoria Road Recreation Centre/Victor Davis Pool and the West End Community Centre boast arenas, gymnasiums and multi-purpose rooms. Guelph residents and their guests also enjoy a myriad of annual events, including the Guelph Spring Festival held every year at the end of May, The Guelph Jazz Festival, John Galt Day, The Guelph Contemporary Dance Festival, the Downtown 5 km Run, Art on the Street, Winterfest and The Guelph Film Festival. Historical walking tours also take place every Sunday afternoon in the summer.

Guelph supports several stable economic sectors. These include research and development, manufacturing, agricultural operations, environmental management and technology as well as service. Among the city’s largest employers are the University of Guelph (which includes the Ontario College of Agriculture, the Ontario Veterinary College, and The Aboretum), the hospital and health care centres and numerous large companies and manufacturers.

Other community attributes are Stone Road Mall, whose 150 stores and service represent the largest enclosed shopping centre in Guelph and Wellington County, an appealing array of golf courses, farming activities for the whole family and sporting opportunities for children and adults, alike. Guelph has also earned various honours, including

Canada’s Most Caring Community, one of the top 10 places to live in Canada.

The city is also undergoing a major transformation of the downtown area, and the Official Plan calls for residential and commercial development, natural and heritage conservation, and the transportation and energy systems.

The City’s economic development department is also working on Prosperity 2020, a strategy to enhance Guelph’s position as an excellent place to live, work and invest in, and to continue to grow the city’s talent base.

Another recent initiative is the Guelph Innovation District, a partnership effort from the City and the province designed to support the local economy and create jobs.

The district will meet employment and housing targets of Guelph’s growth management strategy and Ontario’s Growth Plan for the Greater Horseshoe by supporting economic activities and jobs with a focus on clean, Green economy and innovation. The City anticipates the district will accommodate 10,000 of the more than 32,000 new jobs projected for Guelph by 2031.

As with any growing community in Southwestern Ontario, a long-term vision for transit is a priority. The Transit Growth Strategy is intended to provide a roadmap for growth over the next 20 years, improving inter-city service and connections to GO Transit.

Lifestyle Fashionable and funky, Guelph is made more magical by the presence of its colourful denizens. This community draws few divisions between work and play, and this is reflected in events such as the Jazz Festival and Art on the Street. Situated near the confluence of the Speed and Eramosa Rivers, great for those who love the outdoors.

Vibe This is the still-beating heart of a progressive, smaller city with artistic sensibilities and agricultural roots.

Unlike so many other urban cores in Southwestern Ontario, downtown Guelph appears to have been able to hang onto its place in the community despite the city’s outer expansion into suburban strip mall and big box heaven.

Meet the neighbours The downtown population comprises an eclectic mix of long-time residents, younger professionals, families, students, artists and academics. There’s no better place to get a sense of its increasingly diverse ethnic make-up than the summer splash pad/winter ice rink in front of City Hall, and a very wide range of housing options attracts people of all incomes and backgrounds to the area.

In the area Overall, downtown housing prices are on the higher end for buyers. While beloved diners have hung on for decades, most restaurants tend to be upscale.

Planes, trains & automobiles Guelph Central Station, at the corner of Wyndham and Carden Streets, is the hub for VIA and GO trains, Greyhound, GO and city buses. It’s a highly walkable community, however, and there are usually more bike racks than parking spaces. Good access to local highways and the 401.

The good, the bad & the rest Shoppers and diners flock to downtown Guelph for its boutiques, bakeries, bars and bistros. All five major banks have branches here, as does the Guelph Public Library. The RiverRun Centre, Dublin Street United Church, Guelph Youth Music Centre and a number of smaller venues host live music, and the Guelph General Hospital is just a few blocks east of the downtown core.

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Trending

HHHBA Divisional Court win protects new-home buyers Smaller unit types will now pay less – keeping them more affordable ONTARIO’S DIVISIONAL COURT

recently ruled in favour of the Hamilton-Halton Home Builders’ Association (HHHBA) over an appeal made by the Region of Halton which would have charged all multiple and apartment residential units the same fee. Prior to this, the Region disproportionately charged newhome buyers who purchased smaller units the same fee as larger units which places additional unnecessary strain on affordability. HHHBA had originally won at the Ontario Municipal Board (OMB) on the Region’s Development Charges (DC) Bylaw, which Halton contested and brought before Divisional Court.

“Everyone sees how quickly the price of all homes is increasing. More and more people entering the new home market will do so by purchasing a smaller unit, and they should not be required to pay more for their unit than is fair, while benefiting buyers of larger, more expensive units,” says Suzanne Mammel, executive officer at the Hamilton-Halton Home Builders’ Association (HHHBA). “We are advocating for the new-home buyer, who is not always aware of how policy changes like this affect housing prices.”

The three judge panel found that HHHBA’s positions on affordability and fairness are important mandates of the Region. The panel determined that the Region had failed to justify how its fee structure properly and reasonably divided the costs between large and small units (one- and two-bedroom, versus three-plus bedrooms). DCs are incorporated into

MORE TRENDING ONLINE ypnexthome.ca/news

the price of a new home and new neighbours pay this fee when they purchase their home. HHHBA note that new neighbours should pay their fair share but should not be additionally charged to make up costs appropriately attributed to larger units.

HHHBA originally appealed the Region of Halton’s 2012 DC Bylaw on the basis of two issues: the inclusion of a DC on behalf of conservation authorities, and the bundling of unit types as was heard at Divisional Court on June 7. The OMB and Divisional Court had previously found in favor of HHHBA’s position regarding the inclusion of a charge on behalf of the Conservation Authority.

This latest ruling ensures that smaller, more affordable unit types are not unfairly “taxed” by the Region.

“As our region continues to grow, all levels of government must ensure that the policies that are in place do not undermine housing affordability for Ontarians,” says Mammel. “We have to work together to make sure these policies work together and must do a better job educating the public so that people in the housing market understand the impact of government policy choices on the price of their new home.”

HHHBA looks forward to continued work with the Region of Halton on the upcoming 2017 Development Charges Bylaw and will work to ensure this region remains a desirable and growing location where people can work, live and play.

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Hot Properties

Find your next home! This page features a few of the latest properties to keep your eye on in Southwestern Ontario. Find more properties at ypnexthome.ca

LATEST LISTINGS

HAMILTON HALTON NIAGARA ANCASTER • BEAMSVILLE • BINBROOK • BRANT • BRANTFORD • BURLINGTONCATHARINES • GRIMSBY • HAMILTON • MILTON • NIAGARA • OAKVILLE • PARIS PORT DOVER • ST. CATHARINES • STONEY CREEK • VINELAND

pre-registration LIFE By: Branthaven Homes City: Winona Housing type: Townhomes from the $300’s branthaven.com

EXPLORE By: Branthaven Homes City: Stoney Creek Housing type: Stylish townhomes exploretowns.com

THE LOFTS By: Surreal Homes City: Brantford Housing type: Lofts in a restored warehouse from $199,900 theloftsat85.com

AQUAZUL By: Homes by DeSantis City: Grimsby Housing type: Waterfront condominiums from the $180’s aquazulcondo.ca

SUMMERLEA WOODS By: Empire Communities City: Binbrook Housing type: Townhomes from the mid $300’s and detached homes from the low $400’s summerleawoods.com

SAPPHIRE By: New Horizon City: Stoney Creek Housing type: Waterfront condominiums from $199,999 sapphirecondos.ca

FALLINGWATERS By: Losani Homes City: Hamilton Mountain Housing type: Two- and threestorey towns from the $400’s losanifallingwaters.com

LEGACY ANCASTER

PURE

By: Carriage Gate Homes Location: Ancaster Housing type: Luxury custom homes on up to 66-ft. lots carriagegatehomes.com

By: Branthaven Homes City: Milton Housing type: Two-storey freehold townhomes branthaven.com

TIFFANY HILL

LAKE HOUSE

By: Rosehaven Homes, Homes

by DeSantis & CDI Homes Location: Ancaster Housing type: Detached homes and freehold townhomes tiffanyhill.ca

AFFINITY CONDOMINIUMS By: Rosehaven Homes Location: Aldershot, Burlington Housing type: Condo suites from 585 to 1,200 sq. ft., one- to two-bedroom with den designs.

Prices from the upper $200’s affinitycondo.com

STATIONWEST By: Adi Developments Location: Burlington Housing type: Three-storey urban townhomes at Aldershot Go Station adidevelopments.com

PASSAGES ON THE CANAL By: Bayview-Wellington Homes Location: Welland Housing type: Luxury freehold executive townhomes mypassages.ca

AVALON By: Empire Communities Location: Caledonia Housing type: Townhomes from $239,990 and detached homes from the mid $300’s empireavalon.com

THE WOODLANDS ANCASTER By: Losani Homes City: Ancaster Housing type: Singles on forest court lots from the $500’s woodlandsancaster.com

By: Branthaven Homes Location: Grimsby Housing type: Waterfront townhomes and condos lakehouselife.ca

THE BERKELEY CONDOMINIUMS By: Carriage Gate Homes Location: Caroline Street and Elizabeth Street, Burlington Housing type: 154-unit condo carriagegatehomes.com

new openings

condominiums and townhomes mattamyhomes.com

PRAIRIE MODERN By: Losani Homes Location: Hamilton Housing type: Townhomes from the low $300’s prairiemodern.ca

AUGUSTA By: Losani Homes City: Ancaster Housing type: Modern semis from the mid $400’s losanihomes.com

HAWTHORNE SOUTH VILLAGE By: Mattamy Homes City: Milton Housing type: Townhomes and detached homes in masterplanned community mattamyhomes.com

CRANBERRY HILL SUMMIT PARK By: Multi-Area Developments City: Hamilton Housing type: New release of singles and luxury townhomes multi-area.com

THE FAIRGROUNDS FINALE By: Losani Homes Location: Binbrook Housing type: New release of stylish townhomes losanihomes.com

By: Mattamy Homes City: Waterdown Housing type: New 30- and 36-ft. detached designs mattamyhomes.com

WOODLANDS By: Mountainview Homes City: Niagara Falls Housing type: Single-detached and townhomes from $229,900 mountainview.com

CENTRE SQUARE By: Homes by DeSantis City: Beamsville Housing type: Boutique and freehold urban towns from the mid $200’s centresquare.ca

CREEKSHORE COMMON By: Mattamy Homes City: Oakville Housing type: Boutique

Builders If you would like to include your preview registration, new release or site opening in this feature, just email the details to wayne.karl@ypnexthome.ca

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Paris

Port Dover

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OAKVILLE, BURLINGTON, HAMILTON, ANCASTER, PARIS, BRANTFORD, STONEY CREEK, VINELAND, LINCOLN, THOROLD, FONTHILL, NIAGARA, NIAGARA-ON-THE-LAKE, FORT ERIE

Halton / Hamilton / Wentworth / Niagara:

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ypnexthome.ca

2016-06-16 1:17 PM

Fort Erie

D et Se . m Bu i n To gal w ow C nh o o Ad ndo me ul tL ife st yle

LOCATION BUILDERS

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CARRIAGE GATE HOMES

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Aquazul

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OAKVILLE, BURLINGTON, HAMILTON, ANCASTER, PARIS, BRANTFORD, STONEY CREEK, VINELAND, LINCOLN, THOROLD, FONTHILL, NIAGARA, NIAGARA-ON-THE-LAKE, FORT ERIE

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Halton / Hamilton / Wentworth / Niagara:

Port Dover

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2016-06-16 1:17 PM

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Prices correct at press time. Image used above is the actual previous Model Home; Wentworth II. Brokers protected. Promotions and incentives can be changed or cancelled at any time without notice. Please see Sales Representative for details. E. & O.E., June 2016.

2016-06-16 1:43 PM

Property Profile | MOUNTAINVIEW HOMES

Enjoy the lifestyle you’ve always wanted in a coveted location at

Mountainview Homes’ & Astra Capital’s Elements Grand Opening of Elements urban condominiums in St. Catharines Saturday, June 25 & Sunday, June 26 COFFEE ON YOUR BALCONY, followed by breakfast in

your gourmet kitchen. Beachside days and urban nights.

Downtown dining, boutiques, shops and an afternoon at the museum. Dinner parties followed by cocktails in the party room. Designer spaces showcasing the very best in quality. It’s not a dream – it’s your home at Elements – a modern three-storey urban condominium, set in the region’s most coveted location, minutes to the lakeside community of Port Dalhousie and trendy downtown St.

Catharines. Here, you’ll enjoy the lifestyle you’ve always wanted, in a stunning home where luxury is standard.

Niagara’s largest home builder, Mountainview Homes, has joined forces with Astra Capital to bring a new level of luxury condo living to the Niagara area with Elements urban condominiums. Priced from the mid $200’s, homeowners are able to choose from three thoughtfully designed floorplans that are sure to impress.

The Breeze offers 963 sq. ft. of living space, with an

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Location

St. Catharines Builder

Mountainview Homes Development

Elements Home Type

Luxury condos in three floorplans from the mid $200’s Sales Centre

218 Lakeport Rd., Unit 6, open Saturday, June 25 and Sunday, June 26 noon to 6 p.m.

Contact

elementscondo.com 905.323.6232.

open-concept Great Room, dining room and kitchen. This two-bedroom plus den suite features two bathrooms, a spacious balcony and a master suite complete with his and hers closets and ensuite.

The Terrain is a stunning two-bedroom corner suite offering 948 sq. ft. that includes two bathrooms, a master with a spacious walk-in closet and ensuite, a large open living space and kitchen complete with a centre island perfect for entertaining, and a wrap-around corner balcony.

The Tide is 641 sq. ft. of well-designed living space and offers one-bedroom plus den, an open space Great Room and kitchen perfect for gatherings and a lovely balcony.

All suites at Elements come with luxury standards not found at other condominiums. Your new home offers

convenient in-suite laundry, a stunning outdoor space, luxury vinyl plank flooring and quality 32-oz. Berber carpeting, stainless steel appliances, a quality luxurious kitchen, upgraded satin nickel hardware, bathrooms with glass shower doors and Moen Rainforest shower heads and six months free Internet, phone and cable to name just a few and, of course, Mountainview Homes’ trusted, quality and award-winning craftsmanship.

Registration is now open, and with only 35 luxury units available, you won’t want to wait! Visit the sales centre at 218 Lakeport Rd., Unit 6 on Grand Opening weekend, Saturday, June 25 and Sunday, June 26 from noon to 6 p.m. To learn more visit elementscondo.com or call 905.323.6232.

JUN 18 - JUL 2, 2016 | NEW HOME & CONDO GUIDE SWO 37

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Trending

OHBA Housing and Study Tour: Invaluable insights from Iceland’s geothermal industry

By Kathryn Segal

CLOCKWISE FROM TOP LEFT:

City view from the Einar Jonsson Sculpture Museum; City views of Reykjavik; City views of Reykjavik from highrise building under construction.

A GROUP OF 18 DELEGATES from

across Ontario embarked on the first Ontario Home Builders’ Association (OHBA) International Housing and Study Tour to Iceland recently.

Sponsored by the EnerQuality Corp., the two-day, jam-packed tour took members on an exploration of the country’s geothermal energy system, where they got an up-close look at how the country is utilizing the

technology throughout its cities and infrastructure projects.

The first day started off with a guided walking tour through the city of Reykjavík, where participants learned the history of the city and country and how the geothermal energy industry put them on the map as a leader in emission-free energy production. In fact, they have such an abundance of energy that

the government is able to heat the sidewalks in Reykjavík in the winter and heat parts of the Arctic Ocean in the summer so that residents can swim.

Delegates later were taken to a low- and midrise housing project, as well as the first highrise in Reykjavík, to see how the geothermal energy systems work. The geothermal system that pumps hot water, from a network

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MORE TRENDING ONLINE ypnexthome.ca/news

CLOCKWISE FROM TOP LEFT:

Midrise building under construction; power plant energy storage; geothermal system in midrise building; OHBA President John Meinen and Past President Eric DenOuden at a construction site in Reykjavik; Hellisheioi Power Plant.

of volcanoes, heats and provides energy for these housing units. The hot water travels 32 km through above-ground pipes from the plants that store and distribute the resource and maintains a temperature of 81 C, providing ample heating and energy for the units.

The second day of the housing tour began at the Hellisheiði power plant, the largest geothermal plant in Iceland,

where delegates were able to see how this intricate and innovative system harnesses hot water and energy from the volcanoes. From there, participants were treated to lunch at one of Iceland’s tomato greenhouses powered by its own Geysir, providing heating and energy 356 days a year.

Tour guests later toured the famous Golden Circle where they experienced the exceptional beauty that Iceland

has to offer.

The tour provided invaluable insight into how renewable resources can be utilized, and delegates gained inspiration for the future of smaller, locally-based applications for renewable energy in Ontario.

Kathryn Segal is Communications Officer with the Ontario Home Builders’ Association.

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Experience True Waterfront Living in Stoney Creek

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SapphireCondos.ca With its sweeping vistas of Lake Ontario and the uninterrupted, and seemingly endless sky, Sapphire is the crowning jewel of waterfront living. More than just beautiful, Sapphire delivers a modern, active lifestyle on the cusp of the water with the beautiful Waterfront Trail at your door and untouched greenspace and incredible parks mere minutes away.

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Illustration is artist's concept.

Prices and specifications subject to change without notice. E. & O. E.

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2016-05-04 12:57 PM 2016-06-16 1:43 PM

CO M IN G SOON TO BRANT FORD

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Trending

Local builder donates historical building to Lincoln Museum THE SAYING, “Out with the old and in with the new” is a common theme in construction, but award-winning builder Phelps Homes believes that builders have a responsibility to preserve history.

Phelps plans to start the construction of an exclusive community, Kingsway at Jordan Village, on the property at 2848 King St. in Jordan. The site, which belonged to the High family for several generations, holds a barn which is 112 years old. Phelps Homes recently donated the barn to the Town of Lincoln’s Jordan Historical Museum in a ceremony hosted by Mayor Sandra Easton at the barn’s current location. Others attending the ceremony included the Regional Chair, Historical Board Chair, councilors and members of the neighbouring condominium board.

“We wanted to build a modern community while still maintaining respect for the history of the land,” says Andrea Bermudez, sales and marketing director for Phelps Homes.

Kingsway at Jordan Village is a collection of exclusive attached townhomes perfect for people looking for an elegant yet simple lifestyle. The sales launch for Kingsway at Jordan Village is planned for July, with expected moving dates to begin in late spring of 2017.

The neighbouring Phelps property, The Residences at Jordan Village, recently received an award from the Canadian Home Builders’ Association.

MORE TRENDING ONLINE ypnexthome.ca/news

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6/14/16 10:10:02 AM 2016-06-16 1:43 PM

Property Profile | LOSANI HOMES

Hamilton’s Central Park Bringing an inspiring new community to one of Ontario’s most sought-after residential markets Location HAMILTON WILL SOON be home

to one of the largest and most innovative master-planned communities in the country – Central Park – to be developed by Losani Homes, one of Ontario’s most respected new home developers.

This transformational masterplanned community of residences will be located in the heart of booming East Hamilton, one of the strongest real estate markets in

the province, with pricing that is well below those in the Greater Toronto Area.

Losani will begin with the Park Avenue neighbourhood. The first phase of the development will be located between Highland Road West and Rymal Road East, right next door to the beautiful protected conservation lands of Eramosa Karst.

Park Avenue will be at the heart of the community and offer elegant

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Master-planned community of freehold townhomes and detached homes on 33- to 50-ft. lots Contact

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freehold townhomes and detached homes on 33- to 50-ft. lots, with some homes near Albion Park, the central park of the development or the neighbouring 78 hectares of parkland of the Eramosa Karst. The diverse streetscapes will include Modern and Tuscan designs, new to Losani Homes’ design portfolio.

Future neighbourhoods such as Soho, featuring six midrise condominium buildings, Madison, featuring two midrise condominium buildings and urban towns and Midtown, offering three-storey urban towns, will follow.

Everything you need is within walking distance at Central Park, with an abundance of neighbourhood

amenities including dozens of shops.

Recreational facilities, such as golf courses, arenas, and community centres, are highly accessible by foot or bike. Located close to the Bruce Trail and only minutes to the beautiful waterfalls of Felker’s Falls, Billy Green Falls, Albion Falls and Billy Monkley Falls. Accessibility by foot,

bike or car is a key feature of the Central Park community – you truly are central to everything.

For more information on the transformational new community that will be Hamilton’s Central Park and to receive VIP Access, Register now at mycentralpark.ca

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Advice | FUNDAMENTALLY SPEAKING

Where does Southwestern Ontario rate in Worst Roads rankings?

By Wayne Karl

MORE ADVICE ONLINE ypnexthome.ca/news/advice

WAY TO GO TORONTO — for the first time in the history of CAA’s Worst Roads campaign, your roads are not among the top five.

The dubious distinction of the top spot in 2016 belongs to County Road 49 in Prince Edward County, bumping last year’s winner Algonquin Boulevard West in Timmins to second place.

But don’t get too excited, GTA and Hamilton — three of the top 10 roads are from the Greater Toronto and Hamilton Area. Dufferin Street in Toronto, which held the number one position on the provincial list for several years, has continued its descent on the top 10 list, falling to number nine this year.

“The results of CAA’s Worst Roads campaign show that more dedicated funds are needed from existing sources to address our growing infrastructure challenges,” says Raymond Chan, government relations specialist, CAA South Central Ontario (CAA SCO). “With a record number of roads from across Ontario nominated this year, the results highlight the growing need for infrastructure investment and prioritization in communities across the province.”

“This year’s Worst Roads campaign once again solidified that although much work has been done across the province to maintain and repair Ontario’s roads, greater investments are needed to tackle the staggering municipal infrastructure deficit in Ontario,” adds Geoff Wilkinson, executive director of the Ontario

Road Builders’ Association. “An efficient transportation system is essential for a vibrant economy and good quality of life — connecting our communities and enabling businesses to get their goods to market.”

ONTARIO’S TOP 10 WORST ROADS, 2016 1. County Road 49, Prince Edward County 2. Algonquin Boulevard West, Timmins 3. Balmoral Street, Thunder Bay 4. Algonquin Boulevard East, Timmins 5. Queenston Street, St. Catharines 6. Burlington Street, Hamilton 7. Lorne Street, Sudbury 8. Bayview Avenue, Toronto 9. Dufferin Street, Toronto 10. Riverside Drive, Timmins; Water Street, Thunder Bay (tied for 10th)

KITCHENER-WATERLOO/ GUELPH

1. Franklin Boulevard, Cambridge 2. Radical Road, Port Dover 3. Bridge Street West, Waterloo 4. Gibbons Street, Goderich 5. York Road, Guelph TORONTO

1. Bayview Avenue 2. Dufferin Street 3. Lawrence Avenue East 4. Markham Road 5. Scarlett Road OTTAWA

1. Carling Avenue 2. St. Joseph Boulevard 3. Renaud Street 4. Main Street 5. Hunt Club Road

WORST ROADS BY REGION HAMILTON

1. Burlington Street East 2. Governors Road 3. Barton Street East 4. Main Street 5. Parkdale Avenue North

Wayne Karl is an award-winning writer and editor with experience in real estate and business. In Fundamentally Speaking, Wayne explores the basics you need to examine when buying property. He can be reached at wayne.karl@ypnexthome.ca or follow him on Twitter at Twitter.com/ WayneKarl.

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Homebuyers’ Help

Compare mortgage rates for your best deal CHARTERED BANKS ATB Financial Alterna Bank Bank of Montreal Bank of Nova Scotia

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Canadian Western Bank 6.45op 2.7

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4 years

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OTHER FINANCIAL INSTITUTIONS Alterna Savings Comtech Credit Union First National Fin. LP IC Savings London Life Luminus Financial Meridian Credit Union

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PACE Savings & C.U.

4 6.30op 6.2 6.40op 3.1 4.25 6.50op 4.2 6.30op

4 5 6.70op

Parama Credit Union

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2.25

ONLINE CALCULATOR ypnexthome.ca/mortgage-calculator Notes: **Interest rate charged subject to adjustment during term mortgage. Please consult institution for term of years available. All rates are prime rates and subject to change without notice.

R.O.R. = RATES ON REQUEST op = OPEN ----- = NOT QUOTING N/A = NOT AVAILABLE June 6, 2016. Prepared By http://www.FiscalAgents.com/mortgage/rates

JUN 18 - JUL 2, 2016 | NEW HOME & CONDO GUIDE SWO 51

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Ad Index

ADVERTISERS Bayview Wellington - Victoria Village/Green Valley Estates

4

Losani Homes - Simply Grand

Bayview Wellington - Passages on the Canal

5

Mattamy Homes - The Preserve

6

54 & 55

Branthaven Homes - Explore

28

Menkes Developments - Enclaves of Upper Canada

Branthaven Homes - Life

29

Mountainview Homes - Elements

Carriage Gate Homes - Legacy in Ancaster

34

New Horizon - Sapphire

42

Claysam Homes - Multi-Site

23

Phelps Homes - Multi-Site

45

Cosmopolitan Homes - The Enclave

47

Reid’s Heritage Homes - Summerside

BC

Senator Homes - Havelock Corners

19

Surreal Homes - The Lofts

43

2&3

Thomas Cochren Homes - The Greystones

39

11

Tillsonburg Developments - Baldwin Place

26

Countrygreen Homes - Westwood Mews

Eastforest Homes - Woodway Trails

Empire Communities - Multi-Site

Homes by DeSantis - AquaZul

7

35

18

9

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What’s Online

Trending now The latest real estate news from across Canada

Best neighbourhood hot spots to watch Euro 2016 READ THE STORY ONLINE ypnexthome.ca/euro-cup

10 tips for painting great looking walls

MILLENNIAL SENTIMENTS

% of future millennial buyers who say coming up with the required down payment is the biggest obstacle to homeownership

% who say “With a lot of help, maybe” (YPNextHome survey)

(CIBC poll)

25% 25%

54%

TAKE THE QUIZ ONLINE % who believe they will be able to buy a home in the next five years (YPNextHome survey)

ypnexthome.ca/painting-tips

% of Canadians who say something should be done to help the younger generation enter the housing market (CIBC poll)

45%

56%

% of millennials who don’t believe they will be able to buy a home in Canada within the next five years (YPNextHome survey)

500,000 reasons to teach our kids about real estate now READ THE STORY ONLINE ypnexthome.ca/500k-reasons

Quiz: Can you guess the prices of these Canadian homes?

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Visit our website: JUN 18 - JUL 2, 2016 | NEW HOME & CONDO GUIDE SWO 53

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Two-Storey Townhomes in Port Elgin

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