Issuu

June 7 - 21, 2014 Volume 17 Issue 11

DOWNYES

YOU CAN!

empirecommunities.com INSIDE THIS ISSUE

TILLSONBURG: LEAPING INTO THE FUTURE

CALCULATING YOUR HOME INSURANCE PREMIUMS

WHY WE SHOULD CARE ABOUT DEVELOPMENT CHARGES

empire’s easy buy Inventory Program gets you better pr tm*

BRANTFORD

NIAGARA FALLS

HOMES

233990

226990

ONLY

5%DOWN

11,699

11,349

BI-WEEKLY PAYMENTS

435

420

309 blackburn dr., BRANTFORD 519.756.4554

mcLeod rd. & Kalar rd., NIAGARA FALLS 905.354.1710

emPIre’s easy buy for Inventory homes ™*

EMPI 6612 NHSWO-Gatefold-concept-R2.indd 1

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EMPIRE COMMUNITIES EASY BUY * INVENTORY PROGRAM ™

It’s never been easier to afford the home of your dreams. Now you can buy one of our inventory homes with only 5% down!

EMPI 6612 NHSWO-Gatefold-concept-R2.indd 3

2014-06-02 4:13 PM

Empireâ€™s Easy Buy Inventory Program gets you better pr TM*

Our dynamic communities have 30 day or Fall move-ins, with only 5% down!

EMPI 6612 NHSWO-Gatefold-concept-R2.indd 4

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tter prices, faster move-ins and the bonus of only 5% down!

HAMILTON

STONEY CREEK

HOMES

316990

305990

ONLY

5%DOWN

15,849

15,299

BI-WEEKLY PAYMENTS

585

565

3 Binhaven Blvd., BINBROOK 905.692.6000

22 Green Mountain Rd. W., STONEY CREEK 905.930.7934

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Imagine Imagine

OPEN 7 DAYS A WEEK:

Brown Rd Rd Brown

Exit Exit 27 27

Falls Falls

Empire Communities is pleased to be recognized as Green Builder of the Year

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EMPIRE IS ENERGY STAR PLUS!

Mon-Thurs: 1-7pm. Fri: 1-6pm. Sat, Sun & Holidays: 11am-5pm

empirecommunities.com Prices, sizes and specifications are subject to change without notice. *EASY BUYTM INVENTORY PROGRAM applies to inventory homes only. **Above bi-weekly payment based on 95% down, 5 year fixed 2.99% mortgage with 30 year amortization for homes closing within 120 days. Amounts do not include CMHC fees or any other bank set up mortgage fees. For qualified buyers. Calculations obtained from RBC and TD Canada Trust Websites. Please see Sales for full details. Map not to scale. Exclusive listing brokerage: TFN Realty Inc. Broker Protected. E.&O.E. June 2, 2014.

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mattamyhomes.com

The Wintergreen Model Home In Wildflowers.

Wildflowers Is Bursting To Life With A New Release & 4 New Model Homes. Wildflowers is in full bloom with a great selection of affordable Townhomes and spacious Detached Homes. We also have 4 Detached Model Homes that are exceptional examples of our attention to detail and craftsmanship. • New Release of Detached Homes and Townhomes • Surrounded by great shops and restaurants

• Parks, playgrounds, walking/biking trails, scenic ponds, mature forest • Well-appointed contemporary interior and exterior designs

Elev. ‘A’

Townhome, The Columbine, Elev. ‘A’, 1,402 Sq.Ft., $268,990

ok Seabro Dr.

n ro Hu

. Rd

H Watsoomer n Blvd .

40 1

Sales Centre

HW Y

KITCHENER

her S. Fiscn Rd. ma Hall

WILDFLOWERS

& HWY 7

36' Home, The Wintergreen, Elev. ‘A’, 2,339 Sq.Ft., $397,990 KITCHENER Sales Centre: 179 Seabrook Drive

Townhomes From $251,990 Detached Homes From $299,990

Follow us: Presentation Centre Hours: Monday - Thursday 1pm-8pm; Friday 1pm-6pm; Saturday, Sunday and Holidays 11am-6pm Model Home Hours: Monday - Thursday 1pm-7:30pm; Friday 1pm-5:30pm; Saturday, Sunday and Holidays 11am-5:30pm All illustrations are artist’s concept. All dimensions are approximate. Prices, specifications, terms and conditions subject to change without notice. E.&O.E.

swNH&C_WF_June7.indd 1 SWO 06-07-14.indd 6

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rs.

A new season, a new home.

50% SOLD!

from the mid

200s

CountryGreenHomes.com | 905-690-7600

CENTRE RD.

Come see for yourself how big city convenience can nestle perfectly with small town charm, only in Waterdown.

WATERDOWN

PARKSIDE DR.

6 DUNDAS ST.

403

HAMILTON ST.

New release of freehold three storey urban towns that will suit your lifestyle.

407 QEW

Monday to Wednesday 2-7pm Thursday/Friday by Appointment Saturday & Sunday 11-4pm JUNE 7 - 21, 2014 | NEW HOME & CONDO GUIDE SWO 7

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contents p. 14

JUNE 7-21, 2014 || VOLUME 17 ISSUE 11

ON THE COVER

EMPIRE COMMUNITIES Easy Buy Program continues on inventory homes in Southwestern Ontario

regular and special features IN EVERY ISSUE 10 Editor’s Note 83 Hot Dates 84 Ad Index COLUMNISTS 70 Tarion Report

Helping you choose the right new home builder by Howard Bogach

86 Fundamentally Speaking

Buyers should act now to avoid rising Development Charges by Wayne Karl

IN THE NEWS 42 Valery Homes & Spallacci Group

Now open: Phase I of The Residences of Royal Connaught

46 Branthaven Homes

President Steven Stipsits named Entrepreneur of the Year

52 Housing Market

Canadians optimistic about housing market: BMO report

36 HOMEBUYERS’ HELP 26 City Focus

Tillsonburg: regional hub leaping into the future

74 Insurance Needs & Options

How to estimate your home insurance premiums

77 Homebuyers’ Resources

Mortgage Calculator & Rate Table

community focus features 36 Niagara Falls, Thorold

Great Gulf Great Gulf homebuyers discover paradise in Niagara

64 Kitchener-Waterloo

Branthaven Homes Live fabulously and sooner than you think at two Branthaven communities in KW

72 Kitchener

Monarch Corporation Topper Woods opening soon!

56 Brookfield Homes

honoured with CMHC Healthy Housing Recognition

58 ADI Developments

ADI Developments presents... LINK Condos + Towns

New Home WATCH

18 London 29 Hamilton 59 Waterloo

68 OHBA

Home builders applaud new infrastructure investment

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newMODELHOME

NOW OPEN! Grand Opening Continues LIMITED TIME OFFER!

$12,000

NEW MODEL HOME: 1589 Lookout St., Fonthill Tuesday, Thursday, Saturday, Sunday 12-5 p.m. Wednesday 12-7 p.m. Monday & Friday by appointment.

BASEMENT SPACE!

www.mountainview.com w

905.323.6232 9

PHASE TWO - NOW SELLING! 50’, 60’ 70’ lots and towns starting at $327,900

Offer & Specification subject to change without notice. E.&.O.E. Not valid with any other promotion or on previous purchases. Finished basement approx. 300 Sq.Ft including stairs up to main floor. $10,000 Design Dollars available in lieu of $12,000 basement package. Restrictions apply, visit sales office for details. JUNE 7 - 21, 2014 | NEW HOME & CONDO GUIDE SWO 9

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U9098_L

//EDITOR’S NOTE

Research and due diligence Three simple steps to success

hopping for a home online is a great way to narrow your search, but there’s nothing like visiting the sites, models and sales offices to get down to the nittygritty. Before you venture out, here are some pointers: First, be clear about what you want and expect in a new home and in your builder. Remember, the range of prices in the new-home market generally reflects differences in location, features and home styles. There’s no magic involved. If a builder’s pricing seems out of whack with others in the area, ask for an explanation. Higher prices could mean better quality materials, finishings, features and service. Make sure that the price you are paying will deliver the quality you want. Second, understand exactly what is included with the home you are buying and what is optional. Ask the sales representative to show you samples, and request a “spec” sheet that clearly lists what is included, as well as any upgrade options. Third, evaluate any promises that have been made during your visit. Is the builder prepared to put them in writing? Hearsay comments should not be included as part of your evaluation process. Sit down with your sales representative, ask questions and discuss your Agreement of Purchase and Sale in detail – then take it to a lawyer before it’s finalized.

SUSAN LEGGE

EDITOR-IN-CHIEF Wall2Wall Media Susan.Legge@wall2wallmedia.com Follow me on Twitter at Twitter.com/SusanLegge Like us on Facebook. Search: New Home Guide

Why we should care about DCs

PRESIDENT, WALL2WALL MEDIA

Jacqueline Hill

DIRECTOR OF SALES, NATIONAL

Josh Heppner

ASSOCIATE PUBLISHER

Susan Maxwell EDITOR-IN-CHIEF / DIRECTOR OF CONTENT

Susan Legge ART DIRECTOR

Daiana Garay EDITOR

Wayne Karl CONTRIBUTING EDITORS

Sara Duck Elisa Krovblit Lydia McNutt

DISTRIBUTION & SALES CO-ORDINATOR

Jennifer Bistron

ADMINISTRATIVE ASSISTANT

Antoinette Jackson MANAGER OF PRODUCTION

Bala Gnanapandithan CO-ORDINATOR

Hannah Yarkony GRAPHIC DESIGNER

Viosa Barileva CONTRIBUTING WRITERS

Joanne Keenan Jeffrey Reed Michele Sponagle

Published By

Skyrocketing Development Charges may come with an ultimate price we can’t afford to pay

Wayne.Karl@wall2wallmedia.com Follow me on Twitter at Twitter.com/WayneKarl Like us on Facebook. Search: New Home Guide

ADVERTISING: Call Susan Maxwell at 416.580.1654 FAX: 416.784.9554 Toll Free: 1.877.269.8257, follow prompts, ext. 4260; e-mail: susan.maxwell@wall2wallmedia.com Office hours are Mon-Thurs. 9-5; Fri. 9-12

CIRCULATION: Free distribution. Published bi-weekly from Sept.-Nov. & from Feb.-June and monthly in June, July & Dec.

TERMS: Advertisers, Editorials and New Home & Condo Guide are not responsible for typographical errors, mistakes or misprints. All prices are correct as of press time and are subject to change without notice. E. & O. E.

EDITORIAL: Submissions from interested parties will be considered. Please submit to the address above, to the attention of the Editor.

Please recycle this magazine! Wall2Wall Media participates in the Partners in Growth Reforestation Program through St. Joseph Communications. To date, Partners in Growth has planted over 2.5 million trees in parks, recreation and conservation areas, and other public spaces across Canada. Established in 1990, this program was started with Scouts Canada to help replenish the environment.

The BU

GT ON

HAMILTON

COPYRIGHT 2014: All rights reserved by New Home & Condo Guide, Toronto, Ontario. Reproduction in any form is prohibited. Contents of this publication are covered by Copyright and offenders will be prosecuted under the law. The views and data expressed by columnists do not necessarily represent those of the publication. Wall2Wall Media is a trademark of Yellow Pages Group Co. in Canada.

EDITOR Wall2Wall Media

newhomeandcondoguide.com

T 416.626.4200 F 416.784.5867

WAYNE KARL

#500-401 The West Mall Etobicoke, ON M9C 5J5

f you’re currently in the market to buy a new home – and doing your due diligence and research – you’re likely hearing more and more about something called Development Charges. DCs are the fees applied by various levels of government when homes are built, to pay for new roads, transit and other infrastructure. Home building associations across the country have been speaking out – and lobbying the appropriate government bodies – on this increasingly challenging issue, since the charges in many cases are skyrocketing. These costs are transferred right on to you, the new-home buyer. No one will argue against the need for new infrastructure, but the industry warns that affordability is increasingly at risk. If fees are allowed to rise unchecked, what will that do for the future of homeownership? And what will it do for a sector that is an important engine of economic growth? Studies are already showing there is a growing disconnect between the ambitions of GenYers and Millennials – homebuyers of the future – and their financial realities. And more sources – including the latest RBC Economics Research Housing Trends and Affordability Report – warn affordability is only going to become increasingly challenged. Add skyrocketing Development Charges to the equation, and – not next year but maybe in five or 10 years – we could be facing a price that none of us can afford to pay.

IMPOR (

NHC Ad SWO 06-07-14.indd 10

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Sales Centre Hours & Location: Intersection of Ontario & May Street, (Serena Drive), Beamsville Hours: Monday - Thursday 1pm - 7pm Saturday & Sunday 12pm - 5pm Fridays by appointment only 289.566.8889 • HomesByDeSantis.com

IMPORTANT: Take Ontario St. (Hwy #18)/Beamsville Exit #64 (From GTA Do Not Take Ontario St./Grimsby exit)

11 * 100% financing option available on approved credit. Please see sales agent for details. Prices subject to change without notice. Illustrations are artist’s concept. E. & O.E.

NHC Ad SWO 06-07-14.indd 11

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//COVER STORY

EMPIRE COMMUNITIES CELEBRATES SUMMER THROUGHOUT ITS MASTER-PLANNED COMMUNITIES

Empire’s Easy Buy Program continues on inventory homes in Southwestern Ontario LOCATION Niagara Falls, Brantford, Binbrook, Stoney Creek HOUSING TYPE Niagara Falls, townhomes, singlefamily detached bungalows and two-storey detached homes Brantford, townhomes, singlefamily detached bungalows and two-storey detached homes Binbrook, two-storey detached homes Stoney Creek, townhomes and two-storey detached homes SALES CENTRE Open Monday to Thursday 1 to 7 p.m., Friday 1 to 6 p.m. Saturday and Sunday 11 a.m. to 5 p.m. CONTACT empirecommunities.com

mpire Communities is pleased to announce a program designed especially for purchasers looking to move into their new homes this year. “At Empire, we understand how important it is for many families to move into their new home as soon as possible. We have some outstanding inventory homes in a number of our locations in Southwestern Ontario that will be ready for new families to move in this year,” says Paul Golini, executive vice-president of Empire Communities. “And to make it that much easier, we are introducing a special Five-Per-Cent Deposit Program to help alleviate some of the stress many face when making that buying decision.” Empire is one of the largest builders of master-planned communities in Southwestern Ontario, building successful new communities for more than 25 years. Those communities that are offering this exciting program include Imagine in Niagara Falls, Summerlea in Binbrook, Wyndfield in Brantford and Victory in Stoney Creek. Here’s a snapshot of each of those communities in Southwestern Ontario where the Five-Per-Cent Deposit Program is currently being offered. Be sure to visit one of the presentation centres for details about this new and exciting program.

14 NEW HOME & CONDO GUIDE SWO | JUNE 7 - 21, 2014

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EMPIRE COMMUNITIES | Multi-site IMAGINE

Launched in Niagara Falls in July of last year, Imagine saw an overwhelming response from young couples, families and empty nesters with sales setting a record for the Niagara Region. This new master-planned community is highlighted by a series of neighbourhoods featuring homes including freehold townhomes, park townhomes, single-family detached bungalows and two-storey detached homes with the detached homes available on 30-, 36-, 44- and 46-ft. homesites. Imagine will also offer a number of Green initiatives, including renewable, eco-friendly geothermal technology as well as EV charging stations for electric cars. Be sure to visit the four fully furnished model homes, to experience the quality that is an Empire home. Freehold townhome prices at Imagine start at $211,990 and detached homes start at $242,990. W YNDFIELD

Empire’s most successful community will ultimately be comprised of approximately 3,000 homes, with more than 1,500 homes already built, and is set on scenic rolling terrain in southwest Brantford. The country feel of the community extends to the charming streetscapes, which feature signature front porches, and traditional, contemporary and heritage-style exteriors. The community of Wyndfield will welcome you home through an elegant stone and brick entrance and offers townhomes and detached homes on 30-, 36- and 44-ft. homesites. The homes feature outstanding designs and functional layouts that are ideal for young or growing families. Be sure to visit the five fully furnished model homes, to experience the quality that is an Empire home. Freehold townhome prices at Wyndfield start at $218,990 and detached homes start at $258,990. SUMMERLEA

Already a big hit with purchasers, the quaint yet vibrant neighbourhood of Summerlea in Binbrook features a selection of charming detached home designs. These beautiful singlefamily detached homes at Summerlea are available on 30-, 36and 44-ft. homesites. Just minutes from downtown Hamilton, Summerlea offers the best of small town country living with all the amenities of the big city just around the corner. Be sure to visit the four fully furnished model homes, to experience the quality that is an Empire home. Detached home prices at Summerlea start at $297,990. VICTORY

The community of Victory brings stylish living at a price that everyone can afford. Ideally situated in prestigious Upper Stoney Creek on the mountain, Victory will rise next to

Centennial and the Red Hill Valley Parkways and be close to major highways including the QEW, 407, 403 and 6. Don’t miss out on these current Victory home designs as they will soon be sold out! Freehold townhome prices at Victory start at $294,990 and detached homes start at $513,990. Be sure to register at empirelush.com for the new phase, Lush at Victory, which is coming soon! Sales office hours are Monday to Thursday 1 to 7 p.m., Friday 1 to 6 p.m., Saturday and Sunday 11 a.m. to 5 p.m. Empire Communities is the region’s leading builder and has provided local families with outstanding homes in Hamilton, Ancaster, Dundas and Stony Creek. To learn more visit empirecommunities.com JUNE 7 - 21, 2014 | NEW HOME & CONDO GUIDE SWO 15

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When it comes to your home, the little things matter. The same goes for home insurance.

We’ll get you all the benefits you’re entitled to with TD Insurance home protection. We are dedicated to getting you the most out of your home insurance coverage. In fact, we recognize our claims staff for working hard to get you the benefits you’re entitled to, because we know how much the little things matter. So you can be sure that we’ll always stand with you.

Get a quote now. Visit tdinsurance.com/littlethings or call 1-877-741-1932 TD Insurance home protection is underwritten by TD Home and Auto Insurance Company in Ontario and by Primmum Insurance Company in the rest of Canada. ® The TD logo and other trade-marks are the property of The Toronto-Dominion Bank.

Sa 16 NEW HOME & CONDO GUIDE SWO | JUNE 7 - 21, 2014

swNH&C TD Insurance ON-M4400-1D_R1.indd 1 SWO 06-07-14.indd 16

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2:39:20 PM

mattamyhomes.com

Primrose Model Home In Wildflowers, Kitchener

Come Enjoy Detached Living In Our Final Release On The Park. The very last release of homes in Hawthorne Village On The Park is now available. And for the first time in a long time we have brand new 30' Detached Homes along with a fine selection of 36' Detached Homes.

407

Trafalgar

401

403 To QEW

Winston Churchill

Sales Centre

Trudeau Dr. James Snow Parkway

• Shopping and schooling right in the community • Enjoy all of the benefits of living in the wonderful town of Milton • Home designs to suit families of all sizes

4th Line

• More than 10,000 families already enjoy Hawthorne Village living • Beautiful, spacious central community park

Derry Rd. E

MILTON

30' Home, The Renfrew, Elev. ‘C’, 1,874 Sq.Ft., $496,990

36' Home, The Lancaster, Elev. ‘G’, 2,179 Sq.Ft., $555,990

Sales Centre: 10180 Derry Road

Semi-Detached From $439,990 • Detached Homes From $465,990

BILD Homebuilder Of The Year. Follow us:

Sales Centre Hours: Monday - Thursday 1pm-8pm; Friday 1pm-6pm; Saturday, Sunday and Holidays 11am-6pm All illustrations are artist’s concept. All dimensions are approximate. Prices, specifications, terms and conditions subject to change without notice. E.&O.E.

swNH&C_HV_June7.indd 1 SWO 06-07-14.indd 17

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LONDON

New Home watch Builders: if you would like to include your new model home or site opening, email wayne.karl@wall2wallmedia.com. please say you saw it in New home & Condo Guide!

preview registration forest park homes London | Amour Riverbend Coming soon – elegant town villas from $234,900.

armourriverbend.ca

forest park homes London | Central Park Coming soon – urban townhomes from $224,900.

centralparklondon.ca

BayfieLD BLyth CLiNtON GraND BeND iNGersOLL LONDON MitCheLL seafOrth shakespeare st.thOMas stratfOrD tavistOCk tiLLsONBurG WiNGhaM WOODstOCk

new releases cachet reid heritage homes London | Copperfield final single-family homes available in this community. single-detached designs close to schools, shopping, recreation and parks.

cachetreid.com

senator homes Woodstock | Havelock Corners Detached homes from $209,990 in an established community.

senatorhomes.com

new openings tricar group Stratford | 36Front steps from the avon river, this luxurious new lowrise building features suites ranging from 1,200 to 1,800 sq. ft. in two-bedroom or two-bedroom plus den designs, as well as select penthouses.

36front.com

sifton properties London | Westwood Village Grand opening of luxury one-floor energy star condos from the low $300’s.

sifton.com

claysam homes Woodstock | Neighbourhoods of Devonshire Get affordable homeownership in this community of single-family homes minutes from hwy. 401.

claysamhomes.com

18 NEW HOME & CONDO GUIDE SWO | JUNE 7 - 21, 2014

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London:

WINGHAM, GODERICH, CLINTON, MITCHELL, STRATFORD, WOODSTOCK, INGERSOLL, TILLSONBURG, AYLMER, ST. THOMAS, STRATHROY, DUNWICH

401

403

402 401

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401

De t. Se m Bu i ng To alo w w Co nho n m Ad do e ul tL ife sty le

Please see advertisers ads for location of sites

LOCATION

BUILDERS

SITES

PRICES

London

EASTFOREST HOMES

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•

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JUNE 7 - 21, 2014 | NEW HOME & CONDO GUIDE SWO 19

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dream

Believe

achieve

in home ownership in Woodstock

per month P&I*

from

MODEL HOME

NOW OPEN p Road

Townshi

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ire Ave

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OWNERSHIP $80,000 less than KW

wne Av Lansdo

s Dunda

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St 401

n Rd

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e Rd

Towerlin

403 401

For information contact the Model Home at 519.421.1077 or William Cattle direct at 519.868.6447

Neighbourhoods of Devonshire brings you peaceful and attainable family living in the growing community of Woodstock. With convenient highway access and all major amenities just minutes away, Claysam offers you the perfect opportunity to own your home. A Bell Fibe Community

visit us online for model hours claysamhomes.com *Limited time offer. $784.46 per month based at 2.5%, 5 year closed mortgage amortized over 25 years with 25% down payment on purchase price of $224,900. P&I only. Applicable to the price of the home and does not include upgrades. Please visit the sales center for details. Offer and conditions may be subject to change without notice. E. & O. E.

believe you can have it all 21

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Model Home Compliments of Tillsonburg Developments Inc. www.baldwinplace.ca

Baldwin Place, a truly Active Adult Lifestyle Community of Customizable Freehold Bungalows starting in the low $200’s with On-site Recreation Center. Located within the Town of Tillsonburg with its full-service amenities and temperate climate. The model shown is the Sherwood Model, Starting Price: $260,000.

JUNE2014 Tillsonburg Developments Inc. has been featured as “MODEL HOME OF THE MONTH” as seen in the new home & condo guide model home calendar

BP2014

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BP2014 NH&C Ad 3 Final:Layout 1

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BALDWIN PLACE

Model Home Compliments of Tillsonburg Developments Inc. www.baldwinplace.ca

UNBEATABLE

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with a fully-equipped recreation centre (monthly association fee of just $30) and only minutes away from medical facilities, shopping, dining and great golf. 3 GREAT NEW MODELS NOW OPEN FOR VIEWING * 3 ESSELTINE DRIVE, TILLSONBURG MODEL HOME HOURS: OPEN MONDAY - THURSDAY, SATURDAY & SUNDAY 10AM TO 5PM.

Call us now at 1-800-265-5709 www.baldwinplace.ca

FRIDAYS & HOLIDAYS BY APPOINTMENT ONLY. E.& O.E. Prices & Specifications are subject to change without notice. *Viewing of model homes is subject to prior sale.

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Be COOl this summer with one of these FlavOURFUl options!

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What is YOUR Flavour? Flavour Buy a new Eastforest Home in June and pick your flavour!

Pick one from these flavourful options:

• Stainless steel luxury appliances • Turn your shower into a rainforest oasis with a luxury shower fixture and water softener • Bring colour to your life inside and out with beautiful paint selections inside or landscaping outside • Beat the summer heat with an Air-Conditioner • Cuddle up and stay warm in the winter with a Fireplace • Beautify your powder room • Light up your life and your home with designer lighting and LED bulbs.

For a Presentation Centre near you please visit us at

www.eastforesthomes.com Prices correct at press time. Pictures are for illustration purposes only. Promotions available on new construction only. Offer only valid for sales that firm up on or before June 30th 2014, is not applicable with any other promotion unless stated and may be cancelled or discontinued at any time. See Sales Representative for details. Broker protected. E. & O. E. Effective June 1st, 2014

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//CITY FOCUS

TILLSONBURG

Regional hub leaping into the future

hey say location, location, location is one of the primary considerations for real estate. And while at first glance Tillsonburg, a town of about 15,000 located in Oxford County, may not strike you as blessed with location, a closer look would certainly change your mind. Located about 50 kilometres southeast of London, Tillsonburg offers everything a homeowner wants in small-town Ontario, by bringing together surrounding rural serenity with all modern amenities, including hospital and schools, shopping and dining pleasures, plus much more. It’s a short drive from London International Airport, and the picturesque shores of beautiful Lake Erie.

The Tillsonburg area enjoys unusually temperate weather, too – perfect for gardening and enjoying outdoor activities, including golf. In fact, there are two golf courses within five minutes of your front door, and dozens more within a half-hour drive. Not far, either, is the downtown Tillsonburg Town Centre Mall, and Norfolk Mall in south Tillsonburg. Together, they offer more than 200 shops and services. There are also three medical clinics, home support services and an ultra-modern hospital. And just 35 minutes away is the city of London, home to two world-class hospital campuses.

“With advancements in technology, there’s no reason a community like Tillsonburg can’t plug into the digital economy as effectively as a city the size of New York,” says Mayor John Lessif.

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Indeed, although the town population is oďŹƒcially listed as about 15,000, the town is a regional hub for business, industry, health care, education, agriculture, government and emergency services which serves an area of nearly 225,000 people. Not bad for a community dating back to 1825 as a village catering predominantly to the logging and wood processing industries. In the mid-19th century, Tillsonburg took additional steps toward industrialization through further expansion into forest products. In the 1920s, major enterprises included milk and tobacco production and manufacturing of shoes, farm equipment and textiles. Fast-forward to the 1990s when the current downtown began to take shape with the construction of the Rotary Club Clock Tower, where residents gather to ring in the New Year. Tillsonburgâ€™s adult-lifestyle residential focus began in 2001, with the Baldwin Place subdivision located on the western edge of the town â€“ a development that will have approximately 300 homes when completed. Other recent residential development includes the re-urbanization of the former railway lands on Bridge Street East, which is the site of Tillson Landing condominium, the first such highrise 27

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TILLSONBURG AT A GLANCE POPULATION

15,000

MAJOR EMPLOYERS

Automotive suppliers, service industries, agriculture AVERAGE HOME PRICES

March 2014: $205,359 March 2013: $202,329 DISTANCE FROM TORONTO

128 kilometres

SOURCE: Canadian Real Estate Association,

Town of Tillsonburg

PHOTOS: Courtesy of the Town

of Tillsonburg

construction in more than a decade. Tillson Landing was completed in January 2006. The Tillsonburg Community Centre was refurbished in 2004 with renovations and expansion of the arena and new recreation and health club facilities. Downtown also recently welcomed big box stores such as Canadian Tire, Shopper’s Drug Mart and StaplesBusiness Depot, as well as expanded The Source store and Mark’s Work Wearhouse in the Tillsonburg Town Centre Mall. In terms of the local economy, Tillsonburg has been positively impacted by General Motors’ CAMI assembly plant in Ingersoll, about 20 kilometres north of the town, which opened in 1986. Toyota’s plant in Woodstock, about 30 kilometres northeast, has had a similar spillover benefit for the town.

The area still has a strong agricultural base, with cash crops, hog farming, milk production, tobacco, ginseng and various tertiary crops. Not content with relying on such history, and with an eye to further diversifying its economy, Tillsonburg is pledging to leap into the future. In 2012, the Town of Tillsonburg launched a new campaign urging residents to “ jump into the digital economy.” “With advancements in technology, there’s no reason a community like Tillsonburg can’t plug into the digital economy as effectively as a city the size of New York,” says Mayor John Lessif. “But it will take conscious, coordinated effort to make it happen.” A new initiative and website, taketheleaptillsonburg.ca, “is designed to showcase the opportunities available to our community through broadband technology,” says marketing coordinator Colleen Pepper. “It’s really intended to be a jumping off point for investment in Tillsonburg’s economic ecosystem – whether financial or otherwise. “At this stage, the focus is on inspiring and informing,” says Pepper. “But over time, we expect the site will serve a networking function as well by connecting idea generators with idea funders, and spawning creative new partnerships.” The site includes a Community Dreams section, where visitors can suggest technology-related projects they’d like to see happen in the community. Facebook and Twitter pages provide additional opportunities for ongoing dialogue and discussion. “As a municipality, we’ve made a strategic investment in broadband infrastructure – one we believe will attract significant interest from outside the community,” says Lessif. “However, we also want to make sure our citizens understand the opportunities available to them through broadband. The more effective we are in communicating those opportunities, the stronger our local economy will become.” Developers, too, are investing in Tillsonburg’s future. Among the builders active in the town is Tillsonburg Developments, which is building Baldwin Place, a community of adult-lifestyle, single-detached custom freehold bungalows. Located just a short walk from downtown, Baldwin Place boasts all-brick, single-detached bungalows starting at $232,900.

28 NEW HOME & CONDO GUIDE SWO | JUNE 7 - 21, 2014

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HALTON HILLS WELLINGTO

HAMILTON HALTON NIAGARA

New Home WATCH BUILDERS: If you would like to include your new model home or site opening, email wayne.karl@wall2wallmedia.com. Please say you saw it in New Home & Condo Guide!

PREVIEW REGISTRATION

ANCASTER BEAMSVILLE BINBROOK BRANT BRANTFORD BURLINGTON CATHARINES GRIMSBY HAMILTON

SPALLACCI HOMES Hamilton | Eden Park

MILTON NIAGARA OAKVILLE PARIS PORT DOVER ST. CATHARINES STONEY CREEK VINELAND

ROSEHAVEN HOMES & HOMES BY DESANTIS Stoney Creek | On the Ridge

NEW HORIZON HOMES Stoney Creek | Waterfront Trails

Coming soon – Simona Place The Towns of Eden Park Exquisite collection of executive townhomes.

newhorizonhomes.ca

SPALLACCI HOMES Hamilton | 101 Locke Condos

BRANTHAVEN HOMES Waterdown | Bohemian Towns

spallaccihomes.com

branthaven.com

True lakeside living coming to Stoney Creek. Register now for VIP access.

spallaccihomes.com

ROSEHAVEN HOMES Waterdown | Waterdown Meadows

Coming soon – fall 2014! Register now!

waterdownmeadows.com MATTAMY HOMES Oakville | The Preserve

NEW OPENINGS

mattamyhomes.com

NEW HORIZON HOMES Oakville | Mint Condos

Coming soon – new and exciting live/work opportunities. Register now!

VALERY HOMES Milton | Viva2

valeryhomes.com

SILVERGATE HOMES Niagara on the Lake | St. Andrews Glen

Tradition meets urban living at Bronte and Dundas in these affordable luxury condos.

newhorizonhomes.ca

LJM DEVELOPMENTS Grimsby | Waterview Condominiums

Boutique lifestyle with contemporary architecture and state-of-the-art fixtures.

waterviewcondominiums.ca

ROSEHAVEN HOMES Mount Albert | Victoria Highlands

40- and 35-ft. singles from the mid $400’s, semis from the mid $300’s.

liveontheridge.ca

Now open in Waterdown – feature-filled luxurious towns from the $300’s.

HOMES BY DESANTIS Beamsville | Fiera

Now open in Beamsville – Urban Townhomes in a natural setting, priced from the low $200’s.

homesbydesantis.com

SPALLACCI HOMES Hamilton | Eden Park

Grand Opening of Chateau-inspired semis collection.

spallaccihomes.com

STARWARD HOMES Hamilton | Country Ridge Estates

Now open, the Oxford model home of singles from $435,000.

starwardhomes.com

standrewsglen.com

50-ft. detached singles from the $580’s.

SPALLCCI GROUP & VALERY HOMES Hamilton | The Residences of Royal Connaught

rosehaveninmountalbert.com

NEW RELEASES

LAKEVIEW HOMES Niagara-on-the-Lake | Cannery Park

ROSEHAVEN HOMES Chippawa | Lyon’s Creek

Grand opening June 7. Register to witness the transformation before the general public, and have a chance to buy a piece of history.

royalconnaught.com

KINGWOOD HOMES Brantford | Riverwalk

Coming spring 2014 – master-planned community of luxury 40-ft. singles beside the Grand River.

Now open – 38-ft. singles in this community among tree-lined streets, shopping, vineyards and wineries.

cannerypark.ca

50-ft. detached and 35-ft. freehold towns from the $320’s.

rosehavenhomes.com

FOREST PARK HOMES Fonthill | The Village Landing

Grand opening on now for Fonthill’s newest community – single-family homes and village homes.

thevillagelanding.com

kingwoodhomes.ca

JUNE 7 - 21, 2014 | NEW HOME & CONDO GUIDE SWO 29

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Paris

Port Dover

Simcoe

Binbrook

Grimsby

Georgetown

Caledon

Smithville

Welland

Fonthill

Thorold

OAKVILLE, BURLINGTON, HAMILTON, ANCASTER, PARIS, BRANTFORD, STONEY CREEK, VINELAND, LINCOLN, THOROLD, FONTHILL, NIAGARA, NIAGARA-ON-THE-LAKE, FORT ERIE

Halton / Hamilton / Wentworth / Niagara:

Ridgeway

Stevensville

Chippawa

Fort Erie

De t Se . m Bu i n To galo w w Co nho n m Ad do e ul tL ife sty le

BUILDERS

SITES

PRICES

Ancaster

DAWN VICTORIA

Evergreens

Beamsville

HOMES BY DESANTIS

Lincoln Square

Brantford

EASTFOREST HOMES

D'Aubigny Forest Estates

•

Brantford

EMPIRE COMMUNITIES

Wyndfield

•

Brantford

KINGWOOD HOMES

Riverwalk West

•

Burlington

DAWN VICTORIA

Village West

Fonthill

MOUNTAINVIEW HOMES

The Residences at Lookout

Grimsby

BUCCI HOMES

Bliss

Grimsby

LJM DEVELOPMENTS

Waterview Condominiums

Hamilton

EMPIRE COMMUNITIES

Summerlea

•

Hamilton

LOSANI HOMES

Fairgrounds

•

Hamilton

MULTI-AREA DEV

Bloom

Hamilton

STARWARD HOMES

Country Ridge Estates

Hamilton

SPALLACCI HOMES

Royal Connaught

Hamilton

VALERY HOMES

Royal Connaught

Milton

MATTAMY HOMES

Hawthorne Village

Niagara

EMPIRE COMMUNITIES

Imagine

Niagara, Fonthill

FOREST PARK HOMES

The Village Landing

•

Niagara

GREAT GULF

Edgewood

•

Niagara

PHELPS HOMES

Streamside on the Twenty

•

Niagara Falls

ROSEHAVEN

Lyon's Creek

•

Niagara on the Lake BW HOMES

Niagara on the Green

•

• •

Niagara on the Lake LAKEVIEW

Cannery Park

•

• •

from mid $400's

from $279,900

•

24 from $233,990 from low $300's

from low $200's

•

from $327,900

•

from mid $260's

•

Niagara on the Lake SOLMAR DEVELOPMENT CORP Cannery Park

2&3 85

from $270's

from $435,000

•

from mid $200's

•

from mid $200's

•

from $439,990

•

from $226,990

2&3

•

from $259,900

from $326,990

from the $370's

from low $320's

from mid $200's

•

33 41

from $316,990

• •

2&3

• •

from $290's

from $249,900

Oakville

NEW HORIZON

Mint Condominiums

Paris

EASTFOREST HOMES

Grandville

Paris

KINGWOOD HOMES

Village on the Grand

Simcoe

EASTFOREST HOMES

Woodway Trails

Smithville

PHELPS HOMES

Brookside on the Twenty

Smithville

PHELPS HOMES

Harvest Heights

•

St. Catharines

BW HOMES

Victoria Village

•

from low $300's

St. Catharines

STARWARD HOMES

Heritage Point

•

from $214,900

Stoney Creek

EMPIRE COMMUNITIES

Victory

•

from $305,990

2&3

Stoney Creek

ROSEHAVEN

On The Ridge

•

from mid $300's

Thorold

GREAT GULF

Rolling Meadows

•

from $370,990

Thorold

ROSEHAVEN HOMES

Gibson Heights

•

from the $250's

Waterdown

COUNTRY GREEN HOMES

The Uptowns of Waterdown

•

from mid $200's

•

24 •

•

from $230's

• • •

34 24

•

from the $260's

from $270's

OAKVILLE, BURLINGTON, HAMILTON, ANCASTER, PARIS, BRANTFORD, STONEY CREEK, VINELAND, LINCOLN, THOROLD, FONTHILL, NIAGARA, NIAGARA-ON-THE-LAKE, FORT ERIE

•

PAGE

Halton / Hamilton / Wentworth / Niagara:

Port Dover

LOCATION

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VISIT OUR 2 MODEL HOMES & SALES CENTER IN GRIMSBY 2-Storey Freehold

E X E C U T I V E L A K E S I D E TOW N S

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N Service Roa

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Lake St. N Service Road

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GRIMSBY

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’S

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Kathie Pillar, Sales Representative buccihomes@bellnet.ca TF: 1-800-290-0163 Site: 905-945-1656 QEW to Bartlett Street exit, north to Lake Street Monday – Thursday 2-7pm, Friday by appointment, Saturday & Sunday 12-6pm JUNE 7 - 21, 2014 | NEW HOME & CONDO GUIDE SWO 33

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t a e r G s ’ t I Grand’! ‘ e h by t

WILLIAM STREET

REST ACRES RD. TO WOODSTOCK

PARIS BRANTFORD IS

RD .

EXIT

TO TORONTO

TO WOODSTOCK

ST . WE

AV E.

CLARENCE ST.

T AN E. AV

COLBORNE ST. W. RANS

ORIA

MEM

SITE

AVE.

RIVER RD.

VETE

COLBORNE ST. E.

MARKET ST. S.

CLARENCE ST. S.

PKWY

ERIE

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kingwoodhomes.ca

ST .P AU L

Grand River

WAYNE GREZTKY PKWY

PA R

IS R

GRAND OPENING COMING SOON

TO CAMBRIDGE

EXIT

R PA

MAJESTIC SINGLES STEPS TO THE GRAND RIVER

24 TO TORONTO

EXIT

STARTING FROM THE LOW

$300’s

GOVERNORS RD.

DUNDAS ST. WEST

KING GEORGE RD.

NOW OPEN!

WILLOW ST.

DUMFRIES

KING EDWARD ST.

ELEGANT TOWNS BACKING ONTO THE GRAND RIVER

SITE

r ive d R . S. an R ST Gr IVE

$230’s

WILLIAM ST

PARIS RD.

STARTING FROM THE

KING GEORGE RD.

GET GREATER VALUE FOR MUCH LESS THAN THE GTA!

BIRKETT LANE

1-888-757-7737 6/5/14 1:22 PM

KING GEORGE RD.

Grand Opening Saturday June 7th at Noon.

Urban Towns + Retail starting from the low $200s

403

QEW

BRANT ST.

KING RD.

PLAINS RD. W.

WATERDOWN RD.

Experience life West of the city. Metropolitan living outside of downtown Toronto with close proximity to the GO train. If you love your contemporary lifestyle close to shopping, dining and culture but want a little room to breathe, Village West is made for you.

Sales Centre Hours Mon–Thurs 2pm–6pm Friday by Appointment Only Weekends & Holidays 12pm–5pm

PLAINS RD. W.

905-635-2362

DawnVictoriaHomes.com JUNE 7 - 21, 2014 | NEW HOME & CONDO GUIDE SWO 35

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//community focus

Great Gulf homebuyers discover paradise in Niagara Location Niagara Falls, Thorold saLes centre Niagara Falls, 9118 Forestview Blvd. off Garner Road; Thorold, 1 Sunset Way off Barker Parkway and Hwy. 58; Open Saturday and Sunday noon to 5 p.m., Monday to Wednesday 2 to 7 p.m., closed Thursday and Friday contact Niagara Falls 905.356.9408 Thorold 905.680.0841 greatgulf.com

reat Gulf Homes invites homebuyers to live the dream… in Niagara. The home builder that prides itself on building to perfection, has discovered the perfect location to help its clients live out their dreams in southern Ontario within its two Niagara communities. This is where homebuyers can buy their estate-quality home for less while enjoying luxurious amenities, peaceful landscapes and an active lifestyle. Great Gulf focused on extensive economic and geographical research to determine locations for their master-planned communities: Edgewood in Niagara Falls, and Rolling Meadows in Thorold, to ensure they were a destination. Within reach of farms, pastures and vineyards, these Niagara communities have expansive scenery, lakeside access and recreational opportunities at every turn. Golfers will want to try each of the dozens of Niagara courses found between Fort Erie and St. Catharines. Plus, Edgewood and Rolling Meadows are “10 minutes from everywhere,” explains Great Gulf’s Karen Gold. It’s 10 minutes to Niagara Falls, St. Catharines, Niagara-on-the-Lake, the U.S. border, live theatre, the Wine Route, golf, shopping, recreation… and Hwy. 406 and the QEW offer quick access for commuters. “It’s fun, it’s active, and it’s quiet here,” says Gold. “It’s paradise.” If work is still within the GTA, GO Trains leaving from Hamilton, Burlington and Oakville, offer commuters an efficient mode of transportation enabling them to park at the station and continue on into Toronto without the stress and headaches of traffic.

36 NEW HOME & CONDO GUIDE SWO | JUNE 7 - 21, 2014

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great gulf | Multi-Site A Great Gulf home generally comes at a premium price, but being in Niagara, homebuyers can expect to save as much as $300,000 and still receive a premium lot and an estate-quality home with features at the top end of the scale. In fact, Rolling Meadows is attracting buyers from the GTA, including repeat and move-up buyers, who are investing their savings in additional upgrades creating a level of luxury seldom seen in Niagara communities. “We’re presenting a quality living experience and our buyers recognize that,” says Gold. “They know they’re getting a Mercedes quality at a huge savings by buying here.” Part of that premium price results from using Brockport home technology, an indoor construction site where all framing is done mechanically and in controlled conditions. With this process, Great Gulf can assure homebuyers their homes will be built square from day one. It’s a robotic process that enables framing to take place in two days rather than two weeks; a process that greatly reduces the incidences of warping and mold in the wood. Every Great Gulf home begins in this manner whether it’s being built in the GTA or one of its newest communities in Niagara. As Niagara embarks on an ambitious plan to cultivate business and manufacturing, home prices here remain stable creating even greater appeal in a Great Gulf home where families can truly live the dream in Niagara.

JUNE 7 - 21, 2014 | NEW HOME & CONDO GUIDE SWO 37

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»» now available! Get the scoop on builders in the Southwestern Ontario area. AVAILABLE ALL YEAR ROUND! GREATER TORONTO ANNUAL AND EASTERN ONTARIO ANNUAL

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SWO 06-07-14.indd 38

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Detached homes starting from the $340s Call Bob: 905.945.6970

F O R Y O U R F R E E C O P Y C A L L 416 . 626-4889

6/5/14 1:22 PM

270s 0s

Live the Good Life.

CRAFTSMAN STYLE HOMES MINUTES FROM THE MODERN WORLD. It seems like small towns have become big towns and big towns are now small cities. What if you could have the best of both worlds, and live just minutes from everything, yet wake up to the sound of, well, nothing. We’re talking about enclaves of beautifully crafted homes surrounded by wine country and farmers’ markets. Instead of traffic jams and concrete jungles you’ll have conservation areas, bike trails and homemade pies just a hop, skip and jump away. Starting to sound pretty good isn’t it?

WHAT YOU CAN EXPECT FROM A PHELPS CRAFTED HOME. Since 1975 Phelps Homes has been crafting homes in West Niagara that have earned it a solid reputation. These new neighbourhoods feature craftsman style design with large front porches, stone and brick accents, large open concept living spaces, and beautiful designer kitchens. Visit all three of our finely crafted communities in Smithville. Come for a drive, stay for a lifetime.

NEW HOMES ON UP TO 50’ LOTS

EXECUTIVE HOMES ON 50’ LOTS

NIAGARA’S PREMIER ADULT LIFESTYLE COMMUNITY

Semi-detached homes from the $270s Detached homes from the $340s Call Bob: 905.945.6970

Bungalows from the $370s Two storeys from the $400s Call Ben: 905.945.6978

Bungalow Townhomes from the $260s Detached Bungalows from the $350s Call Liz: 905.957.1777

PhelpsHomes.com

Prices, features and specifications are subject to change without notice and are accurate at time of publication. Subject to availability. Please see sales representative for details. E. & O.E.

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YOU ARE INVITED TO AN EXCLUSIVE

WINE AND CHEESE TASTING EVENT AT THE WATERVIEW CONDOMINIUMS SALES CENTER IN GRIMSBY LAKEFRONT!

Register Today! BE THE FIRST TO SEE NEVER BEFORE SEEN LAYOUTS OF PENTHOUSE SUITES AND LAUNCH OF 8TH AND 9TH FLOOR CONDOMINIUMS The ﬁrst and only luxury high-rise building in Grimsby and surrounding area. Come join us on

Thursday, June 19th – 5:00PM - 10:00PM

Resort-style amenities

RSVP Required for Attendance E: sales@waterviewcondos.ca P: 1.855.500.1215 W: http://waterviewcondominiums.ca

SWO 06-07-14.indd 41

544 North Service Road. West of Casablanca Exit. Grimsby

6/5/14 1:22 PM

//in the news

nOw OPen

Phase I of The Residences of Royal Connaught Once a playground for celebrities and international high society, Hamilton’s Royal Connaught Hotel is reborn with the arrival of the city’s most anticipated developments.

The Residences of Royal Connaught opens nearly 100 years after the original launch of the historic Hamilton icon. With the grand opening on June 7, the city is abuzz as the Royal Connaught gets new life again after sitting vacate for the last decade — signaling a pivotal moment in the country’s fastest appreciating real estate market. “Hamilton’s moment as a destination city has arrived,” says Glen Norton, manager of urban renewal for the City of Hamilton. “Its incredible transformation is capped by the rebirth of The Royal Connaught. The time for Hamilton is now, it is truly a great moment to live in the city.” With more than 100 years combined experience, Valery Homes and Spallacci Group translate their love affair for Hamilton into this landmark restoration and their timing is perfect. “We’re giving Hamilton a new heart, the scope of the Connaught will usher in the next era for the city,” says Rudi Spallacci, president of Spallacci Group. Anchoring the original structure, a seven-storey podium complementing the existing historic facade will introduce galleria shops and cafes into a public square. Designed by KNY Architects, the completed project including three new residential towers will house 700 condominium units in the heart of downtown. “A project of this historical significance is rare. The Connaught represented the pinnacle of society, not just in Hamilton, but across Canada. Its legacy endures as it once again becomes the focal point of the downtown core; it will be a truly remarkable place to call home,” says Ted Valeri, president of Valery Homes. Past the century hotel’s intricate façade, the opulent art-deco lobby is a welcome respite from the busy city core. A decadent entrance opens up to an unparalleled three-storey interior featuring dramatic crystal chandeliers and expansive 23-ft. ceilings. Restored columns illuminate, framing the original glass staircase and mezzanine.

A bold matrix of ebony and granite play against soft white limestone floors, while gold and brass accents weave glamour throughout the décor. Reinforcing the legacy of the Connaught as a social hub, a sleek coffee bar and baby grand piano invite residents to connect. Ascending to the mezzanine, intimate seating and a plush fireside lounge overlook the bustling reception below. “Residents will come home to extravagance every day. No other project will rival the prestige of this address,” says Lisa Boyer, principal of LB Design and interior designer for the project. Now open, Phase I of The Residences of Royal Connaught offers 122 new condominium suites housed in the original 13-storey landmark building. With a selection of elegant condo designs ranging from 555 to 1,084 sq. ft., purchasers can customize their suites with looks ranging from classic to a more contemporary aesthetic. Condominium suites start from the mid $200,000s. Phase I occupancy is expected for 2016. The restored lobby houses the presentation centre and model suite at 112 King Street East, the corner of King and Catherine in Hamilton, open Monday to Thursday from 1 to 6 p.m. and Saturday and Sunday noon to 5 p.m. For more information, call 905.645.0450 or email info@royalconnaught.com. To register, visit royalconnaught.com

42 NEW HOME & CONDO GUIDE SWO | JUNE 7 - 21, 2014

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GRAND OPENING JUNE 7TH

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REGISTER NOW AT ROYALCONNAUGHT.COM Renderings are artist’s concepts. Prices & specifications subject to change. E. & O. E. 43

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LIFE IS BETTER at Topper Woods

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A brand new phase is coming to Kitchener’s favourite family community Don’t miss out on this one! A brand new phase at sought-after Topper Woods is launching. Move up to an enclave of all-detached homes on 43’ and 50’ traditional lots with real backyards. Live where everything is right around the corner, at historic Doon Village with schools, local parkland and easy access to Hwy 401.

Sales Office and Models Opening June. REGISTER TODAY AT MONARCHGROUP.NET

Impressive 43’ and 50’ Singles from the mid $400,000’s

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Prices, specifications, and promotions subject to change without notice. Other promotional offers does not apply. Renderings are Artist’s concept and images are for mood impressions only. Please see sales representatives for details. E.&O.E June 2014. 11066.

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//IN THE NEWS

BRANTHAVEN HOMES’ PRESIDENT STEVE STIPSITS

receives coveted Burlington Entrepreneur of the Year Award Steve Stipsits, president of Branthaven Homes, has been awarded the Burlington Chamber of Commerce 2014 Entrepreneur of the Year Award.

A Burlington-based home builder, Stipsits is now in the esteemed company of renowned business titans and past award winners such as Michael Lee Chin, Michael G. DeGroote, Ron Joyce, Ron Foxcroft, Reginald Pollard and Pasquale Paletta. The Entrepreneur of the Year Award is given to an individual who embodies a leadership role in the community, exhibits exceptional drive, has solid business success, and continues to enhance the image of the city of Burlington in all aspects of business. This individual must also have a leadership role in giving back to the community through charitable works and improving the lives of Burlington’s citizens. At a full capacity award presentation and dinner, Stipsits graciously received the award and the accolades. Burlington Mayor Ron Goldring, Burlington’s Chamber of Commerce Board Chair Jean A. MacKinnon, respected business peers and proud friends and family consistently applauded Stipsits’ entrepreneurial spirit, unwavering work ethic, integrity and ability to cultivate a “culture of fairness” – without ever sacrificing business relationships, financial success or cherished family time. The election committee felt Stipsits demonstrated the qualities of entrepreneur, community leader and

compassionate man. Under his direction, Branthaven Homes has become a home building force with deep roots in the community. Branthaven’s imprint on the urban and lifestyle fabric of Burlington is extensive. From custom lakefront estates and executive country homes, to smart growth urban townhome and condo communities, lively retail and plenty of park and green spaces in between, Branthaven Homes has helped make Burlington one of the most livable cities in the world. Highlights of the evening were heartfelt tributes by peers and family highlighting Stipsits’ depth of character in business and commitment to family and fundraising. He regaled the crowd with his tales of painstaking treks to both the North and South Pole to raise millions for local children’s charities. He shared humble beginnings stories and wisdom of life lessons such as personal and corporate mantras – always be respectful; promote mindfulness and fair play; clearly communicate and learn by listening and engaging others; retain your brand integrity at all cost, and finally; never take no for an answer – there is always a way!

46 NEW HOME & CONDO GUIDE SWO | JUNE 7 - 21, 2014

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Imagine life in a Rosehaven Home where you will say…I am happy, I am comfortable, I am home!

Current Communities

CHIPPAWA/NIAGARA 50’ Singles & Freehold 35’ WIDE Bungalow Loft Townes from the low $320’s. NEW RELEASE OF 50’ LOTS

THOROLD 45’ & 36’ Singles, Semis & Towns from the $250’s. 8 models to tour. ONLY A FEW LOTS REMAIN!

STONEY CREEK 40’ & 35’ Singles from the mid $400’s. Semis from the mid $300’s. GRAND OPENING CONTINUES!

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DAWNVICTORIAHOMES.COM JUNE 7 - 21, 2014 | NEW HOME & CONDO GUIDE SWO 49

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CHINESE HOME & CONDO GUIDE 網上參閱 - Apr 19, 2014 三月八日至四月十九日 / Mar 8

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Chinese home and condo buyers and investors now have a new comprehensive, full gloss real estate magazine to inform and guide them through the buying process in the Greater Toronto Area.

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//in the news

Canadians still optimistiC

about housing market: Bmo

According to the 2014 BMO Housing Confidence Report, 44 per cent of homeowners intend to buy a property in the next five years. This represents a slight drop from 2013, but still signals a high level of confidence in Canada’s housing market – particularly among those under 30 years of age.

However, results vary widely in Canada’s major city centres: » Intent to buy has surged in Montreal, with 63 per cent planning to purchase a property in the next five years – up 13 points from last year » Half of those in the Greater Toronto Area (51 per cent) plan to buy in the next five years, a decline of eight points from 2013 » Further west, intent to buy in Calgary is up five points to 54 per cent, while Vancouver is down four points to 54 per cent » After seeing an increase of 15 points last year, Atlantic Canada dropped notably; intent decreased by 18 points to 29 per cent. “The dip in overall intent could reflect expectations of higher interest rates, while the drop in the GTA likely reflects concerns about valuations and a possible price correction,” says Sal Guatieri, senior economist, BMO Capital Markets. “The improvement in buyer confidence in Montreal should help to absorb a moderate overhang of condos in that market.” After seeing an improvement in affordability between fall 2012 and spring of last year, this measure has flattened in 2014, with 45 per cent of homeowners cutting back or dipping into their savings to pay their mortgage. “Seeing consistency in terms of affordability year over year is encouraging, however, interest rates are likely to begin moving up in the near future, resulting in households potentially facing some strain down the

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pRiCe sensitivitY And expeCtAtiOns: HOMeOwneRs expeCt MOdest inCReAses in pROpeRtY vAlue

› Nationally, a 15-per-cent rise in

road,” says Sameh Elrefaei, head of mortgage products, BMO Bank of Montreal. “It’s important that Canadians make responsible choices when financing their home, and part of that is stress testing against a higher rate to ensure affordability remains stable.” Elrefaei adds that for Canadians looking to buy a home – particularly first-time buyers – choosing a fixed rate mortgage and a lower amortization period can help to increase financial stability. The report, conducted by Pollara, tracks confidence in Canada’s housing market among Canadian homeowners by measuring intentions to buy or sell, price expectations and overall mortgage affordability. YOung CAnAdiAns MOst likelY tO BuY; investMent pROpeRties MORe AttRACtive in 2014

› Overall, intent to buy a property is highest among younger Canadians. Three› ›

quarters (75 per cent) of those between the ages of 18 and 29 plan to buy in the next five years, along with 67 per cent of homeowners aged 30 to 39. While more than half (54 per cent) of those considering a property purchase in the next five years are looking at houses, this is down eight points from 2013. Subsequently, the intention to buy a condo is up five points to 22 per cent. As with 2013, 10 per cent of those planning to buy are looking at recreational properties. Meanwhile, nine per cent plan to purchase an investment property, up three points from a year ago.

12 Month Price Expectations (Per Cent) Spring 2014 Spring 2013

›

peRCentAge Of MORtgAge HOldeRs dipping intO sAvings deCReAses in 2014

› The number of those dipping into

›

REGION NATIONA l

MB/SK

ON QC

ATl

MONT GTA

CA l

VAN

+2.3

+1.8

+3.0

+2.9

+1.3

+2.4

+0.3

+3.1

+3.5

+1.6

+2.2

+1.2

+1.9

+3.0

+2.4

+2.2

+2.5

+2.4

+2.1

+1.5

prices would dampen plans to buy in the next five years by eight points (44 per cent to 36 per cent), showing that property values would have to rise sharply for long term buying intent to cool significantly On average, homeowners expect property values to grow by 2.3 per cent in the next year, and 13.2 per cent over the next 10 years.

›

their savings to afford their mortgage payments in the past year has decreased by three points to 12 per cent. Furthermore, this measure has decreased by five points since 2012. Additionally, the total percentage of mortgage holders needing to cut spending to make their payments has stayed flat year over year. However, mortgage holders who have needed to cut appear to be doing so in the appropriate places, with a four-point increase in those decreasing their spend on vacations.

JUNE 7 - 21, 2014 | NEW HOME & CONDO GUIDE SWO 53

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Winter 2014 edition free

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//IN THE NEWS

Brookfield honoured by CMHC WITH HEALTHY HOUSING RECOGNITION

The program recognizes housing industry professionals who demonstrate their knowledge by building, renovating or designing a home that meets criteria under the principles. Brookfield qualified for the program by building and showcasing their building practices using a Discovery Home at their Grand Central community in Bradford. The Fitzgerald model was designed to optimize site orientation and is solar ready for future solar panels. Attention to material selection for improved indoor air quality, resource and energy efficiency, environmental responsibility and durability was also considered. The home is targeting (add a rating system like LEED, EnerGuide or HERS) and includes LED potlights, a grey water recycling system, ultra low VOC paints and finishes. In addition to the healthy home benefits, the model also helps to educate prospective buyers on the benefits of investing in energy efficient features and the monthly savings that can be achieved as a result. Brookfield’s energy saving mascot, Forest Green, helps to guide guests through the PANTONE features in the home by pointing out the benefits. “We are thankful to be recognized with this recognition and showcase this model home in Bradford,” says Marc Thibault, vice-president of sales and marketing at Brookfield Residential. “This model is inspiring and provides our homeowners with a glimpse of how they might take advantage of the space, see some great design ideas and also learn about the benefits of living in a healthier and more CMYK energy efficient home.” Brookfield is dedicated to creating the best places to call home and has built more than 25,000 homes in Ontario since 1956. Brookfield’s ongoing commitment to quality, design and customer service has earned the company several highly coveted industry recognitions including the JD Power and Associates Award for Highest in Customer Satisfaction and Ontario Builder of the Year from OHBA and Tarion.BLACK AND WHITE Brookfield currently has active communities in Alliston (Treetops), Aurora (Arbors), Bradford (Grand Central), Bowmanville (BrookHill), Caledon East (Pathways), Mono (Fieldstone), Niagara-on-the-Lake (The Village) and Tottenham (Willow Glen). PMS Black 7C

Brookfield Residential was recently honoured with the Healthy Housing Recognition from Canada Mortgage and Housing Corp. (CMHC) for its efforts to build healthier homes.

CMHC’s Healthy Housing Recognition Program honours builders and others in Ontario who put their knowledge of CMHC’s five Healthy Housing principles into practice. These five principles include: occupant health, energy efficiency, resource efficiency, environmental responsibility and affordability. The program recognizes housing industry professionals who demonstrate their knowledge by building, renovating or designing a home that meets criteria under the principles.

For more information about Brookfield, visit brookfieldHomes.ca

PMS 7536C

REVERSED

56 NEW HOME & CONDO GUIDE SWO | JUNE 7 - 21, 2014 FINAL LOGO: ACCEPTABLE FORMATS FOR USAGE Corporate Identity Forest Park Homes ForestPark_Corp_Logo.ai

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Acceptable logo variations N/A August 2011

6/5/14 1:22 PM

Forest Park is Building Distinctive Family Homes in These Locations:

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JUNE 7 - 21, 2014 | NEW HOME & CONDO GUIDE SWO 57

O: ACCEPTABLE FORMATS FOR USAGE Corporate Identity

Model Home Now Open 143 Robert Simone Way

Village Townes and 45’ and 50’ Singles from $259,900

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//in the news

ADi Developments presents…

LINK Condos + Towns

With the addition of many new condos in its future, Burlington is getting an increasingly metropolitan vibe.

But as prices for single-family homes start to reach the $1-milion mark and more in certain neighbourhoods, young professionals and first-time homeowners are finding it increasingly difficult to find housing forms within their financial means. “Typically, we’ve seen extremely sparse building in these exceptional neighbourhoods,” says Adi. “In order for the city to grow and thrive, condos are the future for Burlington.” Brothers Tariq and Saud Adi, the founders of ADI Development Group, shared their vision of the future of Burlington’s real estate market on June 3 at the presentation centre of their most recent project, LINK Condos + Towns. At the corner of Dundas and Sutton, LINK features two multi-level glass pathways connect the four-building community. Tinted by interchanging LED lights at night, the two “links” will be a public work of art inviting residents to easily circulate the complex. MoneySense’s annual best places to live rankings has Burlington as the top mid-sized city in Canada, and while many people would love to call Burlington home, the reality is not many can afford to. “There’s going to be a huge trend upwards towards smaller compact housing forms and a more urban lifestyle,” says Adi. “We are providing these types of forward thinking buildings to allow residents of Burlington to enjoy life in the city in an economical way, and to attract others to migrate to the city to enjoy the sense of community this city offers.” This is why new builds will continue to become even more important, adds the developer. The event came on the heels of ADI bringing home eight prestigious awards from the Hamilton-Halton Home Builders’ Association awards. The company was recognized for leadership across the board, with awards including best sales and marketing project of the year, best sales office, best exterior on a highrise concept, best condominium unit under 1,200 sq. ft., as well as marketing award of the year.

“ In order for the city to grow and thrive, condos are the future for Burlington.” The Adi’s hope to encourage pedestrian-friendly amenities for homeowners to reduce their need for a vehicle and satisfy all theirs need within walking distances: a true metropolitan lifestyle. “That’s the future of our great city.” Located at the corner of Dundas and Sutton in Burlington, LINK Condos + Towns offers studios, one-bedroom, one-bedroom plus den, two-bedroom suites and townhomes, ranging from 437 to 1,392 sq. ft. Condos are priced from the mid $200,000s and towns start in the low $400,000s. The presentation centre is located at 5210 Dundas St. W., Burlington, open Monday to Thursday from noon to 6 p.m. and Saturday to Sunday from noon to 5 p.m. For more information, call 905.592.2028 or email link@bakersales.info. To register, visit adidevelopments.com

58 NEW HOME & CONDO GUIDE SWO | JUNE 7 - 21, 2014

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HALTON HILLS WELLINGTON WATERLOO

New Home WATCH BUILDERS: If you would like to include your new model home or site opening,email wayne.karl@wall2wallmedia.com. Please say you saw it in New Home & Condo Guide!

PREVIEW REGISTRATION ACTIVIA GROUP Waterloo | Bloom

NEW OPENINGS AZ TECH HOMES Arthur | Preston Park

Townhomes from the mid $200’s in Wellington County, near Orangville and Fergus. Model homes open in June 2014

soontobloom.ca

kettlebeckdevelopments.com

REID’S HERITAGE HOMES Guelph | Alive

COOK HOMES Kitchener | Grand Ridge

A private crescent sitting on a ridge overlooking the Grand River, featuring 30- and 36-ft. lots.

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cookhomes.ca

REID’S HERITAGE HOMES Kitchener | Williamsburg Walk

GEMINI HOMES Guelph | Morning Crest

reidsheritagehomes.com

FUSION HOMES Guelph | Solterra

Coming soon – 30-ft. detached homes from 1,300 to 2,450 sq. ft. Register now for priority preview.

fusionhomes.com

FUSION HOMES Guelph | Natura

fusionhomes.com

ALMAA AYR CAMBRIDGE ELORA FERGUS GEORGETOWN GUELPH KITCHENER ROCKWOOD WATERLOO

Energy Star model home is now open. Visit at Watson Road and Couling Crescent for details on available single and semi-detached homes.

geminihomes.ca

NEW RELEASES REID’S HERITAGE HOMES Kitchener | The Oaks

New 56-suite condominium. Offering a great selection of floorplans that suit a variety of budgets and lifestyles in an established community.

reidsheritagehomes.com

REID’S HERITAGE HOMES Fergus | Westminster Highlands

Master-planned community in Fergus. Choose from a variety of single-detached homes, bungalow, two-storey and executive townhomes, and midrise condos – close to amenities and trails.

reidsheritagehomes.com

FUSION HOMES Guelph | Blueberry Hill

Brand new semi-detached and 30-ft. detached lots.

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New Hamburg

Elmira

Plattsville

Stratford

Breslau

Collingwood

Baden

Owen Sound

MILTON, GEORGETOWN, ROCKWOOD, GUELPH, FERGUS, ELORA, ALMA, CAMBRIDGE, KITCHENER, WATERLOO, AYR

Halton Hills / Wellington / Waterloo:

Acton

Scarborough

Ajax

Kleinburg

De t. Se m Bu i ng a To low w Co nho nd m Ad o e ul tL ife sty le

BUILDERS

SITES

PRICES

Ayr

FOREST PARK HOMES

Hilltop Estates

•

Baden

EASTFOREST HOMES

Baden Country Estates

•

Cambridge

EASTFOREST HOMES

Carriage Lanes

Cambridge

EASTFOREST HOMES

Highland Ridge

Cambridge

REID'S HERITAGE HOMES

Aspen Heights

Collingwood

REID'S HERITAGE HOMES

Georgian Meadows

Collingwood

REID'S HERITAGE HOMES

Silver Glen Preserve

Fergus

REID'S HERITAGE HOMES

Westminster Highlands

Georgetown

MENKES

The Enclaves of Upper Canada

Guelph

REID'S HERITAGE HOMES

Village by the Arboretum

•

Guelph

REID'S HERITAGE HOMES

Westminster Woods

•

Guelph

TRICAR GROUP

River Mill Condominiums

•

Kincardine

REID'S HERITAGE HOMES

The Highlands at Hunter Ridge

•

Kincardine

REID'S HERITAGE HOMES

Inverlyn Lake Estates

•

Kitchener

BRANTHAVEN HOMES

Joy

Kitchener

BRANTHAVEN HOMES

Nestings

•

Kitchener

FUSION HOMES

Explorers Walk

Kitchener

COOK HOMES

Kitchener

from $321,900

PAGE 57 24

•

24 •

•

• •

•

BC from $260's

•

from high $500's

from mid $200's

62&BC 40

•

from $270,200

•

from mid $400's

•

from low $200's

Explorers Walk

•

from low $200's

NEW LIFESTYLE HOMES

Explorers Walk

•

from low $200's

Kitchener

EASTFOREST HOMES

Doon South

•

Kitchener

EASTFOREST HOMES

Eby Estates

Kitchener

EASTFOREST HOMES

Grasslands of Stauffer Woods

Kitchener

EASTFOREST HOMES

Huron Landing

Kitchener

EASTFOREST HOMES

Huron Point

Kitchener

EASTFOREST HOMES

Huron Village

•

Kitchener

MATTAMY HOMES

Wildflowers

•

Kitchener

MONARCH

Topper Woods

•

from mid $400's

44&45

Kitchener

WILLIAMSBURG HOMES/

Eby Estates

•

from $345,400

67&BC

•

from $345,400

•

from $289,990

•

from $251,990

REID'S HERITAGE HOMES Kitchener

REID'S HERITAGE HOMES

•

The Oaks

New Hamburg EASTFOREST HOMES

Riverside at New Hamburg

Meaford

REID'S HERITAGE HOMES

Gates of Kent

Owen Sound

REID'S HERITAGE HOMES

The Residences of Cobble Beach

•

Port Elgin

REID'S HERITAGE HOMES

Summerside

•

Puslinch

REID'S HERITAGE HOMES

Heritage Lake Estates

•

Thornbury

REID'S HERITAGE HOMES

Lora Bay

•

Waterloo

COOK HOMES

The Village in Beechwood West

Waterloo

EASTFOREST HOMES

Woodway Trails

•

Waterloo

FOREST PARK HOMES

Vista Hills

•

24 •

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BC BC

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BC BC

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BC •

from $478,500

•

71 24

from $399,900

MILTON, GEORGETOWN, ROCKWOOD, GUELPH, FERGUS, ELORA, ALMA, CAMBRIDGE, KITCHENER, WATERLOO, AYR

•

Halton Hills / Wellington / Waterloo:

LOCATION

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LIVE IN FERGUS OWN FROM

1,149

PER MONTH

THIS SPRING

INCLUDES MONTHLY CONDO FEES.

NOW AVAILABLE :

A LIMITED COLLECTION OF 3 BEDROOM TOWNHOMES FROM $260’S

MOVE IN THIS SPRING! · SHORT WALK TO ALL AMENITIES · IMPRESSIVE MASTER ENSUITES

MODEL HOME

15 min. to Guelph

d Blv en ue

Under 60 min. to Mississauga and Brampton

McQ

Aberdeen

· HIGH-END FEATURES AND FINISHES 20 min. to Orangeville 

lb Ave. Mil u r n

MODEL HOME HOURS: Mon., Thurs., Fri. 1 - 7pm Sat. - Sun. 12 - 5pm wh@heritagehomes.com 519.787.1847

LIM TIME ITED OFFER

NO CO FEES FNDO ONE Y OR EAR! *

Fergus

ALSO AVAILABLE • Single Detached Homes • Bungalow and Executive Townhomes • Two-Storey Townhomes The ENERGY STAR® mark is administered and promoted in Canada by Natural Resources Canada. Used with permission. Renderings are artist’s concept of the completed buildings and are subject to change. *Prices subject to change. E. & O. E. Based on $264,900 with 25% down, 3.59% 25 year mortgage and paid monthly. Includes condominium fees.

reidsheritagehomes.com

USAGE

OPTIONS AVAILABLE

xSWOPANTONE 06-07-14.indd

COLOUR SPECS 6/5/14 1:22 PM

Moving requires a paddle.

TOWNHOMES FROM THE LOW $200s & SINGLES FROM THE MID $300s Move to a new home & get out. Join a new community on the Grand River in Kitchener. The perfect place to live and get out canoeing, kayaking, fishing and much more. Come discover homes conveniently located close to a 68-acre conservation area and major highways.

Pricing does not include condo fees (where applicable), please see a Sales Associate for details. Some lots may carry premiums. All prices include H.S.T. Prices and features subject to change without notice E. & O. E.

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//community focus

Live life fabulously and sooner than you think at two Branthaven communities in KW

ooking for a new townhome or a luxury single-family home? Good News! Branthaven Homes has two exciting communities in Kitchener-Waterloo that are move-in ready in 30-plus days. Joy-KW is an executive enclave of completed townhomes located on Mill Street close to downtown Kitchener. Now in its final phases, young professionals and start-up families are enjoying this handsome condo town enclave. There are six exceptional townhomes that are available now for walk through tours and purchase. All towns have Quickstart closings within 30 to 45 days, so you could be living in a Branthaven and enjoying a two- or three-storey luxury townhome this summer! Joy-KW Towns have Branthaven’s renowned brick and stone elevations with high quality architectural details and carefully considered colour palettes for charming streetscapes and ambience. The main floor interiors feature nine-ft. ceilings and large windows in airy and bright open plans – ideal for today’s casual lifestyle. The kitchens, powder rooms and baths have stunning “anything but standard” selections as chosen by Branthaven’s award-winning in-house decor consultants. “You’ll find the best of our classic and contemporary styles and selections already in place – for a designer look without an added designer price-tag!” says Sharon Dawson, sales and marketing manager at Branthaven Homes. Joy-KW has a wide range of styles to choose from. Tour the fully decorated Brilliant model home, as well as the three-storey towns series featuring the 15-ft. Radiant or Brilliant models, the 18-ft. Delight and the Glory’s 21-ft. stunner. A 20-ft., two-storey Serenity town is also available. There are interior or end units to choose from, too. Prices start in the $270’s. Buyers can also take advantage of the Quickstart Design Package. Act now and take advantage of Joy-KW’s limited time offer of free air conditioning. This bonus is only available for the month of June. Visit the sales centre to find out more.

64 NEW HOME & CONDO GUIDE SWO | JUNE 7 - 21, 2014

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BRANTHAVEN HOMES | Multi-Site Location Kitchener-Waterloo Housing type Townhomes and luxury single-family homes saLes centre Joy, Unit 6, 342 Mill St., 1.888.215.4546; Nestings, 20 Redtail St., 1.888.775.7172 contact branthaven.com

Move-up buyers and growing families are flocking to Branthaven’s feature-filled single-family homes in Kitchener/Waterloo’s Nestings at River Ridge community. Here’s your chance for a brand new fully warranted home and an opportunity to move in before the school year starts with quick closings of 30-plus days! “Buyers love the cachet of River Ridge’s prestige location. They are also impressed with Branthaven’s high quality construction and the exceptional value of homes in this size category. The custom-inspired design features and built-ins are a Branthaven standard,” says Dawson. There are three fully decorated model homes and four Quickstart homes to tour, with six homes ready for purchase. Homes feature welcoming foyers, formal front rooms, dining areas and family-sized eat-in kitchens. Families will appreciate the variety of second floor layouts with three-, four- and even five-bedroom options to accommodate a growing roost. Nestings even offers a 2,050-sq.-ft., three-bedroom bungalow-plus loft home that is perfect for empty nesters or families! Nestings at River Ridge homes range from the mid $400’s to mid $600’s. All homes can be viewed at branthaven.com

JUNE 7 - 21, 2014 | NEW HOME & CONDO GUIDE SWO 65

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IN THE MARKET FOR A

NEW HOUSE

OR A CONDO?

We think ﬁnding a home is a lot more than simply ﬁnding the right property. That’s why we put you right in the middle of the search process.

Search your favorite neighbourhood

Find out about nearby services and amenities

View new construction projects and register to get the latest info

Visit the new real estate section on canpages.ca and start looking for that special place.

66 NEW HOME & CONDO GUIDE SWO | JUNE 7 - 21, 2014

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CL Q U O I AV CK A SI IL N A BL G E S

NOW OPEN! 2 NEW MODEL HOMES

A HERITAGE COMMUNITY COMPLETE WITH MODERN AMENITIES Eby Estates, an exceptional ENERGY STAR® community, offers delightful singledetached designs that combine architecturally distinct heritage houses with energy efficient products to produce pristine, environmentally friendly homes.

s fo

A unique neighbourhood in which the developer has fostered an old-style setting via deeper than average lots, a gracious entryway, heritage-style streetlamps and homes which reflect a by-gone era. Across the board, the designs at Eby Estates are truly spectacular with inspired architecture, unique stone and brick accents and the ambiance of distinct old world craftsmanship. Choose from 30’, 36’ and 40’ Lots.

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*Prices and specifications subject to change. See sales representatives for more details. | ENERGY STAR is administered and promoted in Canada by Natural Resources Canada. Used with permission. March 2014.

6 4:50 PM SWO 06-07-14.indd 67

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//IN THE NEWS

BLACK AND WHITE

FINAL LOGO: ACCEPT

Riv

TRI

HOME BUILDERS APPLAUD

Rive

LOG N/A Aug

infrastructure investment

Ontario Home Builders’ Association (OHBA) President Eric DenOuden applauds the significant transit and transportation infrastructure investments recently announced in the provincial budget. “The cost of the infrastructure investments outlined in the budget is being equitably allocated from the general tax base and through a targeted repurposing of the existing gas tax as was recommended by the Ontario Home Builders’ Association,” says DenOuden. “I’m pleased the province recognized that all Ontarians benefit from a functional transportation system, rather than unfairly targeting new neighbours and new employers to disproportionately carry the cost burden through new taxes, fees and charges.” OHBA was opposed to the proposed Metrolinx Investment Strategy, which would have made transit-oriented communities less affordable by adding an additional one per cent to the HST, adding parking taxes on new businesses and increasing development charges by 15 per cent. “New-home buyers and new businesses are already doing their fair share,” says OHBA CEO Joe Vaccaro. “The province has reported that new-home buyers and new businesses paid more than $1.8 billion in development

The province has reported that new-home buyers and new businesses paid more than $1.8 billion in development charges to municipalities in 2013 alone for the construction of growth-related infrastructure.

charges to municipalities in 2013 alone for the construction of growthrelated infrastructure.” It is essential that the provincial government support job creation through improvements to the business environment in Ontario, and OHBA supports efforts to streamline regulatory and approvals processes while eliminating red tape where it is redundant or unnecessary. Vaccaro adds, “OHBA looks forward to working with the provincial government to improve housing affordability and support job creation. We continue to work on ensuring the effective implementation of the growth plan, improving the apprenticeship system, and tackling the underground economy by supporting the government’s commitment to combat illegal building. The provincial government needs to create a more business-friendly environment to support economic growth.” The Ontario Home Builders’ Association is the voice of the residential construction industry in Ontario representing 4,000 member companies organized into 31 local associations across the province. The industry contributes more than $43 billion to Ontario’s economy, employing over 325,000 people across the province.

68 NEW HOME & CONDO GUIDE SWO | JUNE 7 - 21, 2014

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BLACK AND WHITE

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MON-WED: NOON - 6PM WEEKENDS: NOON - 5PM OR BY APPOINTMENT JUNE 7 - 21, 2014 | NEW HOME & CONDO GUIDE SWO 69

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//TARION REPORT

HELPING YOU CHOOSE

the right home builder » by HOWARD BOGACH When buying a new home, one of your first and most important decisions is making sure you choose the right builder. Tarion hopes to

HOWARD BOGACH

is President and CEO of Tarion Warranty Corp. His column appears monthly in New Home Guide. For more information about how Tarion helps new-home buyers, visit tarion.com or find us on Facebook at facebook.com/ TarionWarrantyCorp.

make this decision a little easier by introducing the Ontario Builder Directory, which replaces the former Licensed Builder Directory. These changes are part of an ongoing process of identifying and providing information that helps consumers who are researching a new home builder. The new directory continues to show a 10-year history for all builders, but the listings will now include builders who are no longer registered. The directory will confirm whether a builder’s registration has expired or whether Tarion has revoked their registration or refused to renew it. This is an important consumer protection tool, particularly in regards to illegal building, as many of our investigations are focused on builders who are no longer registered. Buyers will now be able to quickly and easily confirm that those builders are no longer licensed to build homes in Ontario. The directory shows if a builder has been a Tarion Award of Excellence finalist or winner in the past three years; a breakdown of the types of homes built over a 10-year span into freehold homes and condominium units; and lists the names of officers and directors for each company, providing links to companies that share the same officers and directors. The directory continues to show a 10-year history that includes chargeable conciliations and the number and amounts of certain claims paid by Tarion.

A chargeable conciliation occurs when Tarion conducts a conciliation inspection and determines that one or more outstanding items are covered under the warranty but have not been resolved by the builder. Not all chargeable conciliations result in a claim paid, as builders have an opportunity to make a repair after the inspection. Homes with claims and dollars paid in claims refer to situations where the builder did not resolve a homeowner claim and Tarion stepped in to work directly with the homeowner to resolve the issue. Buyers may want to consider these numbers in comparison to the number of new home possessions in the builder’s profile. When buyers ask for advice on how to choose the right builder, I suggest they start their research by visiting the directory. Buyers need to make sure their builder is licensed, which means they have satisfied Tarion’s licensing criteria and have proven their technical and business competencies. And the directory will give you a good idea of your builder’s past performance. The next step is to ask around. You may want to walk around neighbourhoods where the builder has built, and inquire about these homeowners’ experiences. Speaking to other homeowners will give you a good indication of whether the builder stands behind his construction and is attentive to customers over the long term. Most homeowners are happy to talk about their home and their builder. You can also ask for references in online communities and social media platforms. There are a number of active homerelated sites where homeowners share experiences about everything from décor selections to construction delays and after-sales customer service. If there’s one piece of advice I give most often to buyers who are just starting to think about a new home purchase, it’s research. All too often I hear stories of buyers walking into a model home, being dazzled by the stylish décor and gleaming countertops and signing on the bottom line before researching who built that beautiful home. Your home will most likely be the largest purchase of your life, so you owe it to yourself to take the time to thoroughly research your decision. If you have questions about whether a builder is registered or about its customer service records, check out the new Ontario Builder Directory or call Tarion at 1-877-9-tarion.

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L n p

•

P E

S t

75% Sold Out!

Final Phase Bungalows and 2-storey town villas Last chance to live in the prestigious, established neighbourhood of Beechwood West with our final phase of bungalows and 2-storey town villas. • Spectacular setting surrounded by parklands, creek and natural greenbelt R HE SC FI M LL

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Sat. & Sun. 1- 5pm | Mon., Tues. & Wed. 2- 7pm thevillageinbeechwoodwest@cookhomes.ca 519.725.8880 or 519.886.9797

cookhomes.ca

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//COMMUNITY FOCUS

TOPPER WOODS opening soon!

LOCATION Kitchener HOUSING TYPE Single-family homes on 43- and 50-ft. lots CONTACT 519.894.8222 monarchgroup.net

t Monarch’s Topper Woods in Kitchener’s coveted Doon Mills community, homebuyers will soon be able to purchase a new home from a limited release of single-family homes on 43- and 50-ft. lots. Monarch has built hundreds of homes in this highly desirable neighbourhood and this new release is expected to sell quickly. Home plans are in the process of being finalized and will include a collection of grand designs that include gas fireplaces, four bedrooms, enhanced gourmet style kitchens and spa inspired Master Ensuites. Home sizes range from 1,922 to 3,722 sq. ft. and will be priced from mid $400,000s. Located near the Doon Creek Ravine by the shores of the historic Grand River, the community is named after the neighbouring historic Village of Doon, where picturesque bridges and a century-old mill are symbols of the region’s storied past. The community of Doon Mills captures the feel of a small village with whispers of yesteryear echoing among its trees. Everyone seems to know each other here and social gatherings are the fabric of community life throughout the seasons. Here, families will enjoy the pleasure of their own backyards with inviting summer barbecues and winter ice rinks. At Topper Woods children can

72 NEW HOME & CONDO GUIDE SWO | JUNE 7 - 21, 2014

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MONARCH CORPORATION | Topper Woods

Topper Woods in Doon Mills is a celebration of family and nature featuring distinguished single-family homes nestled within a dramatic rolling terrain of forests and wetlands, yet within minutes of fine shopping and Hwy. 401. play on tree-lined streets under the watchful eye of caring neighbours, while all of the conveniences are just around the corner. Parks, shopping, dining, schools, places of worship, doctors and dentists as well as public transportation are all close by, making Topper Woods the ideal family community. Monarch is opening designer decorated model homes this June. These homes will showcase all of the beautiful features available at Topper Woods. Register now at monarchgroup.net for a personal invitation to preview these spectacular models on Grand Opening. For more information please call 519.894.8222.

JUNE 7 - 21, 2014 | NEW HOME & CONDO GUIDE SWO 73

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//INSURANCE NEEDS & OPTIONS

HOW HOWTO TOESTIMATE ESTIMATEYOUR YOUR

home homeinsurance insurance premiums premiums Like all insurance premiums, how much you pay for home insurance depends on a number of factors related to risk. Insurers analyze these risks, and figure out how likely it is that you – or a group of people with the same set of circumstances – will make a claim, and how much that claim will cost.

break-ins. The cost of home insurance, therefore, varies from neighbourhood to neighbourhood, from city to countryside, and is based on knowledge and experience.

THESE FACTORS TYPICALLY AFFECT WHAT YOU PAY FOR HOME INSURANCE:

» Proximity to water Insurers are concerned about fi re, and will look at how far your home is from a source of water (fi re hydrant, fi re station). If you live in an urban area, this is generally not a problem. If you live in the country and the distance is great, however, this will influence the cost of your home insurance. The sooner a potential fi re can be put out, the lower the cost of restoring your home.

» Where you live Insurers keep records about such items as the number, type and cost of claims by neighbourhood. They can tell from past experience what the circumstances are in your neighbourhood, and how likely it is that you will have to make a claim. For example, if you live in an area where most people commute to work and homes are left unoccupied during the day, the statistics may show your neighbourhood has more

» Replacement cost The factor that will make the biggest difference in the cost of your home insurance is simply the size and composition of your house – as well as your contents. The larger the home and the more contents you have, the more it will cost to replace. In addition to the square footage, insurers take into account such matters as the quality of construction used to build your house, as that can vary greatly from home to home. » Heating Not usually an issue with new homes, oil tanks have the potential for causing costly environmental hazards, so your insurance representative will ask questions about the age and condition of your tank. There is far less risk with forced-air gas furnaces or electric heat, so you may pay more for your home insurance if your home is heated by oil.

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Insurers analyze these risks, and figure out how likely it is that you – or a group of people with the same set of circumstances – will make a claim, and how much that claim will cost. » Electricity There are several factors concerning electricity. Do you have breakers or fuses? What is the flow of electricity coming into your house? And what kind of wiring do you have? Insurers know from experience that breakers pose less risk than fuses, and that a minimum of 100-amp service is better than a lower level of service, as a lower amp can lead to overloading and fi re. » Pipes Galvanized or lead piping usually means that the plumbing is older, and older plumbing is more likely to crack, leak or run into other problems. Insurance companies generally prefer homes where the plumbing is made of copper or plastic. » Age of roof Not usually an issue with new homes, insurers generally prefer a roof that has been updated within the last 20 years. Some policies will pay only depreciated values, as low as 25 per cent of the replacement cost, for damaged roofs that are near the end of their designated service life. » Other uses of your home Insurers will want to know if you have built or are planning to build a secondary rental suite in your home; begin operating a business there; or make any other significant alterations to the structure or the way your home is used. » Other factors Insurers will ask if you have a security alarm and a fi re alarm, and whether they are monitored by an outside service. They will also want to know if you have a swimming pool and other structures on your property, such as pool houses or storage sheds, that are worth more than 10 per cent of the insured value of your home. » Basic or full coverage Once all of the above is taken into consideration, you can choose the types of coverage you’d like – which will also influence the cost you pay. While there are government regulations dictating how much insurance drivers must have, there are no such laws when it comes to home insurance. The only requirement may be one set by your bank or mortgage holder. From there, it’s up to you to decide whether you prefer basic or more comprehensive coverage. And

this is something your independent insurance representative can help you with. THE FOLLOWING FACTORS TYPICALLY DO NOT AFFECT WHAT YOU PAY FOR HOME INSURANCE:

» Gas versus electric appliances The types of appliances in your home do not affect the cost of your home insurance.

» Brick exterior versus aluminum siding Most insurance companies do not use type of construction as a rating factor when calculating home insurance premiums. However, construction type is used when calculating the building replacement cost (what it would cost to rebuild the dwelling with materials of like kind and quality, if it were destroyed).

JUNE 7 - 21, 2014 | NEW HOME & CONDO GUIDE SWO 75

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VIEW OUR MAGAZINES ON ANY

DIGITAL DEVICE anytime, anywhere!

Now you can view all New Home & Condo Guide magazines online using any smartphone, tablet or desktop device.

NEWHOMEANDCONDOGUIDE.COM Published by

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homebuyers’ help//

Homebuyers’ Resource Section You love the home, see what you can afford! » Compare mortgage rates for your best deal

» Calculate your mortgage payments using the mortgage payment calculation chart

JUNE 7 - 21, 2014 | NEW HOME & CONDO GUIDE SWO 77

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An exclusive collection of the GTA’s most beautiful new condos THE REMINGTON GROUP The Signature Condominium

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Calculate your mortgage payments interest rate

amortization period

Chart figure

example: 5%

25 Years

5.82

mortgage amount ÷ 1,000 (mortgage amount $125,000)

125

monthly payment

Follow these steps to see if you’ll qualify for a mortgage on your dream home

01 02 03

Calculate the combined monthly before-tax income of you and your spouse. Divide by three. This figure is the monthly payment you can afford to make on your home. Take the total price of the home and subtract the amount of money you expect to make as a down payment. This is the money you will have to borrow.

Refer to the chart on the opposite page. Look down the left column and locate the interest rate you expect to pay. Line this up with the amortization period of your choice. (Most firsttime buyers take the 25-year amortization.)

06 07

Add to this your estimated monthly heating costs and monthly property taxes. If this figure is equal to or less than one-third of your gross monthly income (calculated in Step 2), you’ll qualify for a mortgage on your dream home.

Multiply this figure by the amount you need to borrow. Divide by 1,000. » Bear in mind that this is a rough estimate. If you have several other large loans already, you may qualify for less. Also, banks and trust companies vary in their policies. The best way to know what you can afford is to go to the lending institution of your choice andget pre-qualified.

80 NEW HOME & CONDO GUIDE SWO | JUNE 7 - 21, 2014

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Mortgage payment calculation chart %

Interest rates

amortization periods

10 Years

15 Years

20 Years

25 Years

30 Years

3.00%

9.65

6.90

5.54

4.73

4.21

3.50%

9.88

7.14

5.79

4.99

4.48

3.25% 3.75%

9.76

9.99

4.00%

10.11

4.50%

10.34

4.25% 4.75%

5.00% 5.25%

5.50% 5.75%

6.00% 6.25%

6.50% 6.75%

7.00%

7.25%

7.50%

7.75%

10.23 10.46 10.58

7.38

6.04

5.26

7.63

6.30

5.53

7.50 7.75

7.88

6.55

11.19

11.31 11.43

8.40 8.53

8.66

8.80

11.56

8.93

11.81

9.21

11.68

9.07

7.84

12.45

12.58

9.48 9.76

9.90

10.05

12.84 13.10

13.24 13.37 13.50

13.64

13.77

10.33 10.63 10.77 10.92

11.06

11.22

11.36

11.52

6.85 7.00 7.16

5.04 5.19

5.34 5.49

5.64 5.79 5.95

6.11

6.26 6.42

6.59

6.75

7.63

7.25

8.59

7.95

8.74

7.47

7.79

8.12

8.86

8.28

9.20

8.62

9.52

8.95

9.05

9.36 9.68

9.12

9.46

10.32

9.80 10.15

10.98

12.28

11.31

7.76

7.93

8.45

9.63

11.97

7.59

8.78

10.16

10.49

7.42

8.10

9.29

10.00

7.08

8.45

9.84

14.32 14.59

6.70

4.90

8.28

10.65

12.13

6.40

4.76

6.91

11.66

14.46

6.10

4.61

7.32

14.04

11.82

5.96

4.34

7.99

8.44

14.18

12.75%

7.69

9.62

12.00% 12.50%

7.55

12.19

13.91

12.25%

7.41

8.14

11.50%

11.75%

7.12

9.34

10.48

11.25%

6.85

11.94

12.97

11.00%

5.67

5.82

7.26

11.07

9.75%

10.75%

6.57

6.25

10.19

10.50%

6.44

5.40

6.98

12.71

10.25%

6.17

8.27

8.14

9.25%

10.00%

5.13

10.94

10.82

12.32

9.50%

5.91

6.74

8.50% 9.00%

4.86

8.01

12.06

8.75%

7.26

5.66

10.70

8.00% 8.25%

7.02

9.97

8.28 8.63

8.80 8.98 9.16

9.34

9.52

9.70

9.88

10.81

10.32

10.06

11.15

10.67

10.43

10.49

10.85

10.25 10.61

This table shows the monthly payment of principal and interest for each $1,000 of mortgage. example: The monthly principal and interest payment for a $125,000 mortgage with a 25-year amortization period at 5% is as follows: ($125,000 รท 1,000) X 5.82 = $727.50 JUNE 7 - 21, 2014 | NEW HOME & CONDO GUIDE SWO 81

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Compare mortgage rates for your best deal CHARTERED BANKS

Variable

atB financial

2.7

alterna svgs/alterna Bk

2.6

Bank of montreal Bank of nova scotia

3 2.6

Canadian Western Bank Cff Bank CiBC

hsBC Bank Canada

2.55

iCiCi Bank Canada manulife Bank

3.05 2.7

national Bank

n/a

presidentâ€™s Choice finan royal Bank

3 3

td Canada trust

tangerine

6 Months

1 Year

2 years

3 years

4 years

5 years

4 6.30op 4 6.30op 4 6.30op 4.55 6.45op 4 6.45op

2.94 6.30op 2.98 6.30op 3.14 6.30op 3.29 6.50op 3.14 6.30op 3.69 3.09 6.35op 2.7 6.35op 3.15 3 3.50op 3.14 6.70op

2.89 6.50op 2.98

2.99

3.04

3.39

2.98

2.94

3.14

3.04

3.85

4.39

3.29

3.14

3.44

2.94

2.97

3.04

3.75

4.39

4.99

3.75 2.79

2.69 3.75

3.79 2.97

3.24 4.99

3.95

2.93

3.09

3.49

3.65 3.05

3.64 3.1

3.69 3.14

3.89 3.19

3.04

3.75

2.95

3.39

3.24 3.04

3.59 3.75

3.69 4.54

4.09 4.94

2.79

3.44

2.97

3.39

3.24

3.49

3.69

3.99

3.25 3.6

3.95 3.7

4.74 4.6

4.99 4.95

2.89 3.14

2.79 3.75

2.94 4.64

3.04 4.99

3.14

3.44

2.94

2.97

3.1

3.33

3.65

3.99

3.25

3.29

2.99

2.59 3.14

2.79 3.29

2.77 2.89

3.09 3.04

2.99 3.14

2.99 3.75

3.39 4.64

3.39 4.99

2.75

2.95

2.9

2.95

3.95 3.14

4.35 3.65

4.89 4.39

5.14 2.95

3.05

3.15

3.25

3.4

2.8

2.9

2.95

3.1

6.70op 4.45 6.20op 4.45 4.4 6.70op 6.30op

3.14 6.30op 3.09 6.30op 3.19

TRUST COMPANIES Community trust effort trust

n/a n/a

home trust Company investors group trust

2.5 n/a

mtCC

2.6

6.5 4.45 6.30op 3.95 4.2 6.50op 4.55 6.45op

3.14 3.25 6.30op 2.89 3.14 6.30op 3.29 6.50op

OTHER FINANCIAL INSTITUTIONS airline financial C.u.

Comtech Credit union

2.95

first national fin. lp firstontario C.u.

2.6

iC savings london life

n/a

luminus financial

2.55

mCap meridian Credit union

2.6 2.6

parama Credit union

2.85

steinbach Credit union

2.5

6.2 6.40op 3.95 6.34op 4.2 6.50op

3.01 6.25op 2.99 6.30op 2.99 3.09 6.34op 3.05 3.14 6.30op 3.05 6.3 3.6 3.09 6.30op 2.85 3.00op 2.65

notes: **interest rate charged subject to adjustment during term mortgage. please consult institution for term of years available. all rates are prime rates and subject to change without notice. r.o.r. rates on reQuest op open ----- not Quoting n/a not aVailaBle June 2, 2014. prepared By fiscal agents financial information services 905.844.7700

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HOT DATES//

JUNE 7-8

Dunnville's 40th Mudcat Festival 231 CHESTNUT ST. DUNNVILLE

Niagara New Vintage Festival

VARIOUS VENUES IN ST. CATHARINES AND NIAGARA

Named one of the Top 100 Festivals in Ontario! Features a parade, midway, fireworks, dances, children's entertainment, cruise night, strong man competition and much more! dunnvillechamberofcommerce.ca

Enjoy internationally acclaimed wines, fresh produce and local cuisine in a casual vineyard backdrop. ‘New Vintage’ Discovery Pass program featuring special events and tastings at Niagara wineries. niagarawinefestival.com

JUNE 7-12

JUNE 20-22

Sound of Music Festival

BURLINGTON DOWNTOWN & WATERFRONT BURLINGTON

June 7 to 21

JUNE 14-22

A free five-day summer music festival features, on several stages, jazz, folk, rock, pop, country, blues, Latin, Celtic, plus a parade, carnival and marketplace, Family Zone and Downtown Streetfest. soundofmusic.ca JUNE 13-15

Calendar of events Oxford Renaissance Festival beginning from WOODSTOCK June 7 to FAIRGROUNDS 21, 2014 WOODSTOCK Medieval comedy, fire-eating

performances, magic shows, jousting, celtic music and ale. Fun for the whole family. Fathers Day Weekend! oxfordrenfest.ca

2014 Beer & BBQ Show

WESTERN FAIR DISTRICT LONDON If you love beer and grilled foods, you can't ask for a better place to be! Bring your buddies and enjoy the true tastes of summer at the London Beer and BBQ Show. The event will showcase many fine craft breweries from across southwestern Ontario and will pair them with barbecue prepared by a variety of grill masters from local and area restaurants. You can also participate in a variety of sports, cooking demos and activities running throughout the weekend. westernfairdistrict.com

JUNE 7 - 21, 2014 | NEW HOME & CONDO GUIDE SWO 83

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Advertiser index BAYVIEW WELLINGTON: Victoria Village

MATTAMY HOMES: Wildflowers

BAYVIEW WELLINGTON: Niagara-on-the-Green

MENKES DEVELOPMENTS: Enclaves of Upper Canada

BRANTHAVEN HOMES: Nestings/Joy

12 & 13

MONARCH: Corporate

6 40

44 & 45

BUCCI HOMES: Bliss

MOUNTAINVIEW HOMES: The Residences at Lookout

CLAYSAM HOMES: Neighbourhoods of Devonshire

MULTI-AREA DEVELOPMENTS: Bloom

COOK HOMES: The Village in Beechwood West

NEW HORIZON HOMES: Mint Condominiums

PHELPS HOMES: Multi-site

39 62

COUNTRYGREEN HOMES: The Uptowns of Waterdown

DAWN VICTORIA HOMES: Evergreens

REID’S HERITAGE: Westminster Highlands

DAWN VICTORIA HOMES: Village West

REID’S HERITAGE: Corporate

EASTFOREST HOMES: Corporate

ROSEHAVEN HOMES: Corporate

SENATOR HOMES: Havelock Corners

EMPIRE COMMUNITIES: Multi-site

2&3

FOREST PARK HOMES: Corporate

SOLMAR DEVELOPMENT CORP: Cannery Park

FUSION HOMES: Explorers Walk

SPALLACCI GROUP: Royal Connaught

STARWARD HOMES: Country Ridge Estates/Heritage Pt.

GREAT GULF: Rolling Meadows/Edgewood

IBC

HOMES BY DESANTIS: Lincoln Square

TD BANK

KINGWOOD HOMES: Village on the Grand/Riverwalk

TILLSONBURG DEVELOPMENTS: Baldwin Place

LJM DEVELOPMENTS: Waterview Condominiums

TOWN OF TILLSONBURG

LAKEVIEW HOMES: Cannery Park

TRICAR GROUP: River Mill Condominiums

LOSANI HOMES: Fairgrounds

VALERY HOMES: Royal Connaught

MATTAMY HOMES: Hawthorne Village

WILLIAMSBURG HOMES: Eby Estates

CMY

84 NEW HOME & CONDO GUIDE SWO | JUNE 7 - 21, 2014

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FGF NHC 2014-06-03.pdf 1 6/3/2014 1:02:47 PM

CMY

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//FUNDAMENTALLY SPEAKING

BUYERS SHOULD ACT NOW TO AVOID RISING

Development Charges » by WAYNE KARL

WAYNE KARL

is an award-winning writer and editor with experience in real estate and business. In Fundamentally Speaking, Wayne explores the basics – such as economic fundamentals – you need to examine when buying property. He can be reached at

wayne.karl@wall2wallmedia.com

or follow him on Twitter at Twitter.com/WayneKarl

If you’re looking to buy a new home or condo, you might want to hurry: prices in many markets are about to take a bit of a jump, and it has nothing to do with supply and demand. Nor will you get any more bang for your buck. The cause of the increases? Development Charges. The City of Mississauga, for example, is proposing whopping increases to Development Charges – the fees applied by various levels of government when new homes are built, to pay for new infrastructure such as roads, transit and other necessities. Builders pay the charges, but typically pass on the cost to buyers. Prospective buyers of new lowrise homes in that market are looking at a 54-per-cent increase in Development Charges – to an average of about $26,000, up from $16,000. For condos, buyers will be on the hook for more than $17,000 in DCs, rather than $13,000. The City is poised to vote on the proposal this month, and the new charges could be implemented as early as July, so the clock is ticking. In Toronto, City Council late last year voted to increase Development Charges by 75 per cent, to almost $30,000 for a semi or single-detached home. These new fees began to be phased in on Feb. 1, 2014 and are to be fully implemented by Feb. 1, 2016. Development Charges are even steeper further out in the GTA. According to a recent report from Altus Group, an economic consulting fi rm, municipal fees and charges collected by Toronto, Markham, Oakville, Brampton, Bradford-West Gwillimbury and Ajax average out to about $116,200 on a new single-detached home, representing 22 per cent of the cost. For a new highrise, the fees average $64,000 – or 20 per cent. In Ottawa, DCs and other government-imposed fees today account for about 23 per cent of the cost of a new home – or about $100,000 of a single-family home. Twenty-five years ago, the costs accounted for just three per cent. In Vancouver, the various government taxes, fees and levies range from 16 to 27 per cent of the cost of a new home, depending on the city and the type of housing. Closer to home in Southwestern Ontario, the Hamilton-Halton Home

Builders’ Association and other industry voices are speaking out on the matter, causing the Ontario government to revisit how cities and towns can better plan and pay for development. “Development Charges are a tax,” Bryan Tuckey, president of the Building Industry and Land Development Association (BILD) told New Home & Condo Guide. “The rates have increased exponentially, and it has shifted the burden of paying for critical infrastructure onto the newest residents and businesses moving into a neighbourhood. It is not fair that new homeowners are the only ones paying for new and upgraded infrastructure when all residents – new and old – will be using it.” Though the problem may differ slightly from one city and province to the next, with critics arguing the fee increases are largely arbitrary, the concern is universal: new-home buyers are picking up a disproportionate part of the tab for infrastructure development. “As costs associated with building new communities increase, it is becoming increasingly difficult for buyers to find a new home they can afford to purchase,” says Tuckey. “While we understand that growth must pay for growth, the building industry has expressed the need for these fees to remain reasonable, fair and accountable to new-home purchasers across the GTA.” Some builders are even resorting to freezing the Development Charges they pass on to buyers at the existing rates, even while the increases take place, to give consumers a break. So, as you’re out there scouting for your prospective new home or condo, ask your builder about DCs, and if there’s a tangible benefit to buying sooner than later.

86 NEW HOME & CONDO GUIDE SWO | JUNE 7 - 21, 2014

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MOVE MOVE MOVEIN IN IN MOVE THIS THIS THISSUMMER! SUMMER! SUMMER! SUMMER!

Buy Buy Buy now now now and and and save save save atatNiagara’s atNiagara’s Niagara’s 22leading 2leading leading communities! communities! communities! Buy now and save at Niagara’s 2 leading communities! ROLLING ROLLING ROLLING MEADOWS, MEADOWS, MEADOWS, THOROLD THOROLD THOROLD EDGEWOOD, EDGEWOOD, EDGEWOOD, NIAGARA NIAGARA NIAGARA FALLS FALLS FALLS ROLLING MEADOWS, THOROLD EDGEWOOD, NIAGARA FALLS

LotLot 38Lot 38 • The 38 • The •Bartlett The Bartlett Bartlett • 2,810 • 2,810 • 2,810 sq.sq. ft.sq. on ft. on ft. a 42 on a 42 ft. a 42 lot ft. lot ft. lot Lot 38 • The Bartlett • 2,810 sq. ft. on a 42 ft. lot

LotLot 36Lot 36 • The 36 • The •Stamford The Stamford Stamford • 1,755 • 1,755 • 1,755 sq.sq. ft.sq. on ft. on ft. a 40 on a 40 ft. a 40 lot ft. lot ft. lot Lot 36 • The Stamford • 1,755 sq. ft. on a 40 ft. lot

LotLot 5 Lot •5The •5The •Queenston The Queenston Queenston • 2,810 • 2,810 • 2,810 sq.sq. ft.sq. on ft. on ft. a 42 on a 42 ft. a 42 lot ft. lot ft. lot Lot 5 • The Queenston • 2,810 sq. ft. on a 42 ft. lot

LotLot 8 Lot •8The •8The •Butler The Butler Butler • 2,195 • 2,195 • 2,195 sq.sq. ft.sq. on ft. on ft. a 40 on a 40 ft. a 40 lot ft. lot ft. lot Lot 8 • The Butler • 2,195 sq. ft. on a 40 ft. lot

990 990 990 370 370 370 990 370

990 990 990 326 326 326 990 326

Now Now Now $ 380 $ 380 $ 380 990 990 990 $$$ From From Now $ 380990 From From $

Now Now Now $ 336 $ 336 $ 336 990 990 990 $$$ From From Now $ 336990From From $

990 990 990 370 370 370 990 370

990 990 990 344 344 344 990 344

Now Now Now $ 380 $ 380 $ 380 990 990 990 $$$ From From Now $ 380990 From From $

Garner Rd.

Mon. - Wed. 2 - 7pm • Closed Thurs. & Fri.

Garner Rd. Rd. Garner

Sales Sales office Sales office hours: office hours: Sat. hours: Sat. & Sun. Sat. & Sun. 12pm & Sun. 12pm - 5pm 12pm - 5pm - 5pm Mon. Mon. -office Wed. Mon. - Wed. -2Wed. - 7pm 2 - Sat. 7pm 2•- Closed 7pm Closed • Closed Thurs. Thurs. Thurs. Fri. & Fri. & Fri. Sales hours: &• Sun. 12pm -& 5pm

Thorold Stone Rd.

ROLLING ROLLING ROLLING MEADOWS MEADOWS MEADOWS ROLLING MEADOWS Lundy’s Lundy’s Lundy’s Ln. Ln. Ln. Thorold Townline Thorold Thorold Townline Townline Thorold Townline

SALES SALES OFFICE: OFFICE: SALES OFFICE: 1SALES Sunset 1 Sunset Way, Thorold Way, Thorold (905) (905) 680-0841 680-0841 1 Sunset Way, Thorold (905) 680-0841 OFFICE: 1 Sunset Way, Thorold (905) 680-0841

N N N Thorold Thorold Thorold Stone Stone Rd. Stone Rd. Rd. Garner Rd.

• Award • Award winning, winning, designer designer inspired inspired homes homes • Award winning, designer inspired homes Award winning, designer inspired homes • Just • minutes Just minutes from everything: from everything: shopping, shopping, • Just minutes from everything: shopping, schools, parks, parks, Hwy. 406 Hwy. and 406 more! and more! schools, parks, Hwy. 406 and more! • schools, Just minutes from everything: shopping, schools, parks, Hwy. 406 and more!

Now Now Now $ 354 $ 354 $ 354 990 990 990 $$$ From From Now $ 354990From From $

Lundy’s Ln.

• An outstanding, • An outstanding, fully established fully established family family • An outstanding, fully established family community. Walk to Walk parks, to established parks, schools schools andand shopping! and shopping! Walk to parks, schools shopping! • community. Ancommunity. outstanding, fully family community. Walk to parks, schools and shopping! • Fabulous • Fabulous upgrades upgrades included! included! • Fabulous upgrades included! • Fabulous upgrades included! SALES SALES OFFICE: OFFICE: SALES OFFICE: 9118 Forestview 9118 Forestview Blvd. , Blvd. Niagara , Niagara Falls (905) Falls (905) 356-9408 356-9408 9118 Forestview Blvd. , Niagara Falls (905) 356-9408 SALES OFFICE: 9118 Forestview Blvd. , Niagara Falls (905) 356-9408

EDGEWOOD EDGEWOOD EDGEWOOD Prices Prices and Prices specifications and specifications and specifications subject subject to subject change to change towithout change without notice. without notice. E.notice. & E. O.E. & E. O.E. & O.E. Illustrations Illustrations Illustrations are artist’s are artist’s areconcept. artist’s concept. concept. All square All square Allfootages square footages footages are are are EDGEWOOD McLeod McLeod McLeod Rd. Rd. Rd. Prices and specifications subject to change without notice. E. & O.E. approximate. approximate. approximate. Actual Actual usable Actual usable space usable space varies space varies from varies from stated from stated floor stated floor area. floor area.area. Illustrations are artist’s concept. All square footages are McLeod Rd. approximate. Actual usable space varies from stated floor area.

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