Southwestern Ontario New Home and Condo Guide - Mar 26, 2016

MAR 26 - APR 9, 2016 VOLUME 19, ISSUE 6, FREE

SOUTHWESTERN ONTARIO EDITION

IT’S IN YOUR NATURE Rosehaven Homes brings Affinity Condominiums to the natural beauty of Aldershot in Burlington

INSIDE THIS ISSUE

TAKING NOTEADVANTAGE THAT THIS CALLOUT OF IS LOW ALWAYS MORTGAGE YPNH GREY RATESIN COLOUR

NIAGARA: AND THAT MORE THE BAR THAN IS ALWAYS JUST WHITE THE ON FALLS BOTTOM OF PAGE

THE HIT IMPORTANCE SHIFT F7 AND OF DISTRIBUTE A NEW SPACING HOME ATCONTRACT 0.2074 INCHES

NEW RELEASE COMING SOON Would you like to be a part of something grand and magical? Empire’s newest community is nestled in the heart of Caledonia and is only 15 minutes from Hamilton. Surrounded by parks, walking trails, and the Grand River, Avalon delivers above and beyond your dreams.

At Avalon, the magic is everywhere.

Register Now EmpireAvalon.com CALEDONIA GRE ENS RD

CA ITH NE SS ST. W

RIV ER

AVALON PRESENTATION CENTRE

54

RD ER RIV

ST WIGTON

AR GY LE ST .S

GR AN D

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McC LUN GR D

54

66 ARG YLE ST. N

CA LE DO N IA

BY PA SS

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IN PARTNERSHIP WITH

@Empire_Living facebook.com/EmpireCommunities Illustrations are artist's concept. Prices, sizes and specifications are subject to change without notice. Exclusive listing brokerage: TFN Realty Inc. Brokers Protected. E.&O.E.

DETACHED

300

$ FROM MID

s

THIS COULD BE YOUR VIEW.

Register now to start your boutique buying opportunity at Fallingwaters Losani has designed a buying experience as rare and individual as the striking modern architecture of Fallingwaters. Register to be one of the few who will live right by the edge of the Escarpment, a stone’s throw from where Centennial Falls tumbles down in torrents. Over the next few weeks, Losani will reveal everything you need to know to make an informed decision prior to your private appointment, including the site plan, floor plans, price ranges and so much more. Start your Fallingwaters story by registering now.

Live on the Escarpment in Stoney Creek Modern Towns from the mid $300’s

For more information on this boutique reveal program, visit:

LosaniFallingwaters.com O PPRROONNTTO

ES OM DE N H YOMUANAR VE-I HENDE MOADMYESWON

HO RE

Map not to scale. Pricing and specifications subject to change without notice. E&OE

FROM THE MID

200s

$

Discover Why Our New Urban Townhomes are KW’s Best Value.

With today’s low interest rates, stepping up on the real estate ladder has never been more timely.

Award-winning developer CountryGreen Homes presents Westwood Mews — contemporary Urban Townhomes featuring open concept plans up to 1,365 square feet. Located in the desirable Westmount area just off Glasgow Street, close to restaurants, shopping, golf, and gyms. Enjoy an upscale lifestyle at an affordable price.

• Great Upscale Neighbourhood - In Kitchener on the border of Waterloo - Enjoy Kitchener’s lower property taxes • Modern Open Concept Layouts • Attached Garage on Select Units • Close to the Campus • Single Level Models Available • Exterior Maintenance Free Living!

- No grass cutting or snowplowing!

Great Value, Great Lifestyle!

TO

Come Visit Us at 367 Westwood Dr.

1 40

Mon – Wed 2-7 p.m. Sat/Sun – 11-4 p.m.

Thursday, Friday & Holidays By Appointment E: sales@countrygreenhomes.com

www.countrygreenhomes.com • Call: 905-630-5803

TO

40 1

contents MARCH 26 - APRIL 9, 2016 | VOLUME 19 ISSUE 6

PRESIDENT, YELLOW PAGES NEXTHOME

Jacqueline Hill ASSOCIATE PUBLISHER

Susan Maxwell EDITOR-IN-CHIEF / DIRECTOR OF CONTENT

Susan Legge DIRECTOR OF SALES, NATIONAL

Moe Lalani EDITOR

Wayne Karl ART DIRECTOR

Daiana Garay CONTRIBUTING EDITORS

Sara Duck (on leave) Elisa Krovblit Lydia McNutt (on leave) SALES CO-ORDINATOR

Sarah Khan MANAGER OF PRODUCTION

12

Bala Gnanapandithan CO-ORDINATOR

Sandra Hanak-Vujnovic GRAPHIC DESIGNER

Miguel Cea CONTRIBUTING WRITERS

Joanne Keenan Jeffrey Reed

ON THE COVER

12

Rosehaven Homes

#500-401 The West Mall Etobicoke, ON M9C 5J5 T 416.626.4200 F 416.784.5867

Affinity Condominiums – it’s in your nature property profiles

22 New Horizon

35 Hot Properties Kitchener-Waterloo & London New releases and grand openings

Bridgewater Residences – views, amenities and more

30 Losani Homes

Style, sophistication and scenery at Fallingwaters

52 Mattamy Homes

Refreshing new options in condo living in Oakville

advice

26 Tarion Report

The importance of a new home contract

48 Mortgage Advice

Taking advantage of low mortgage rates

49 Mortgage Rates in every issue

10

Editor’s Note

52 Advertiser Index 51

What’s Online

+ online NEIGHBOURHOOD

HOME SEARCH

MORE +PHOTOS +VIDEOS +ADVICE +INSPIRATION +TRENDING

buyers’ resource section WITH

15

Hot Properties Hamilton

New releases and grand openings 8 YPNEXTHOME.CA

DYNAMIC MAPS

LOOK FOR THE CIRCLE

ypnexthome.ca

ADVERTISING Call Susan Maxwell at 416.988.1172

FAX: 416.784.9554 Toll Free: 1.877.269.8257, follow prompts, ext. 4260; e-mail: susan.maxwell@ypnexthome.ca Office hours are Mon-Thurs. 9-5; Fri. 9-12 CIRCULATION Free distribution. Published biweekly from Sept.-Nov. & from Feb.-June and monthly in June, July & Dec. TERMS Advertisers, Editorials and New Home & Condo Guide are not responsible for typographical errors, mistakes or misprints. All prices are correct as of press time and are subject to change without notice. E. & O. E. EDITORIAL Submissions from interested parties will be considered. Please submit to the address above, to the attention of the Editor.

COPYRIGHT 2016 All rights reserved by New Home & Condo Guide, Toronto, Ontario. Reproduction in any form is prohibited. Contents of this publication are covered by Copyright and offenders will be prosecuted under the law. The views and data expressed by columnists do not necessarily represent those of the publication. Yellow Pages Next Home is a trademark of Yellow Pages Group Co. in Canada.

Please recycle this magazine! Yellow Pages NextHome participates in the Partners in Growth Reforestation Program through St. Joseph Communications. To date, Partners in Growth has planted over 2.5 million trees in parks, recreation and conservation areas, and other public spaces across Canada. Established in 1990, this program was started with Scouts Canada to help replenish the environment.

phasefivenewlotrelease!

NEW RELEASE 40’, 45’, 50’ LOTS SINGLES AND TOWNS FROM $232,900 the

# 905.323.6232

www.mountainview.com NEW LOCATION! Model Home: 117 Silverwood Ave.

MODEL HOME HOURS: Monday, Thursday 12-5 p.m.

Wednesday 12-7 p.m.

Saturday & Sunday 12-5 p.m.

Tuesday & Friday by appointment.

Offer & specification , price & availability subject to change without notice. E.&.O.E. Restrictions apply, visit sales office for details.

Editors' Notes

SUSAN LEGGE Editor-in-Chief / Director of Content Yellow Pages NextHome Email: Susan.Legge@ypnexthome.ca Twitter: @SusanLegge

NIAGARA ON THE LAKE

SEE MORE ONLINE ypnexthome.ca/notl-neighbourhood

Life events get you moving The decision to move is often triggered by a life event, such as a new job or a new addition to the family, or simply because you want a change of scenery.

Whatever the reason, it’s important to address what your new needs are before you start hunting for a new place – rather than during. With all of the information available to you these days, it’s easy to get distracted.

To keep you on track and up to date on the latest listings available across

Canada, check out this issue and our website, YPNextHome.ca. Not only will you find an easy way to connect with prospective properties, you’ll be able to dig deep on details such as such as costs, neighbourhood information and much more.

Deciding to move is easy, it’s finding the right place that can sometimes be tough. Let us help.

Drop us a line and let us know if you have any questions or comments.

We’d love hearing from you.

The appeal of Southwestern Ontario

WAYNE KARL Senior Editor

Yellow Pages NextHome Email: Wayne.Karl@ypnexthome.ca Twitter: @WayneKarl

+ get social 10 YPNEXTHOME.CA

Southwestern Ontario is a great place to live – strong economy, expanding employment opportunities, countless entertainment and leisure options, improving infrastructure and amenities... the list goes on.

Indeed, these are among the key features that attract thousands of newcomers to the area every year.

This increasing population is the chief driver of housing demand – first in rental housing, then eventually in home purchases.

Such growth is great for existing

homeowners, who likely have experienced value appreciation of their homes. For prospective homebuyers, the beauty of SWO is its varied housing markets and communities, at prices far more affordable than the GTA. Builders, meanwhile, are doing all they can to offer increasing options of housing types and price points. And with interest rates doing their part by remaining at historical lows, it all seems like a great time to buy a home in Southwestern Ontario.

Interact with us on social media: ypnexthome

GRAND OPENING

SATURDAY APRIL 9th • 12 NOON SHARP Register for early VIP access and exclusive upgrades

CentreSquare.ca

Lake Ontario QEW

Fleming Community Centre Ice Rink & Library

Downtown Beamsville

Bungalow Inspired, Stair-Free Boutique Towns with Lock and Leave Lifestyle Freehold Urban Towns with Open Concept Living Spaces & Oversized Garages

Townhomes $200’s

From The Mid

THE FINALE TO AN AWARD WINNING COMMUNITY

Homes By DeSantis is proud to bring you Centre Square; the final addition to the Lincoln Square & Fiera Collection commmunity, recently awarded HHHBA's highest honour ‘Project of the Year’. Enjoy the ‘Smart Town Lifestyle’ with Hamilton, Niagara Wine Country and the GTA easily accessed via the QEW only minutes away.

Prices and specifications subject to change without notice. E. & O.E. March 2016

Property Profile | ROSEHAVEN HOMES

cover story

Affinity Condominiums It’s in your nature A NATURAL CHOICE, AFFINITY

Condominiums are nestled in the revitalized community of Aldershot in Burlington where lush trees and foliage create a canopy above waterfront trails and parks, while nearby stores, services and transit provide a network of everything you need.

Rosehaven Homes, known for building beautiful traditional homes in southern Ontario, are pushing the envelope and taking its attention to 12 YPNEXTHOME.CA

detail and long construction history to the world of the condominium. The two, six-storey buildings of Affinity will certainly be a fresh face for Plains Road East.

“We feel these buildings truly relate to the unique needs of condo living,” says Heather Weeks, marketing manager at Rosehaven Homes. “We can’t wait to bring these innovative residences to Aldershot.”

Contemporary in their architecture,

the modern buildings of Affinity are designed with active lifestyles in mind.

There is a gym in each of the two buildings, making morning workouts a breeze. A party room and rooftop terrace are ideal for entertaining and it is easy to take a relaxing break in the peacefulness of the yoga room.

Affinity has you covered from windup to wind-down.

The one-bedroom, one-bedroom plus den, two-bedroom, and two-

Location

Burlington Builder

Rosehaven Homes Development

Affinity Condominiums Home Type

Two, six-storey buildings of onebedroom plus den, two-bedroom, and two-bedroom plus den units Contact

affinitycondo.com

bedroom plus den units provide perfect launch pads for getting in the flow; and are the ultimate spots to land after a long day. Stylish, contemporary finishes decorate the interiors and thoughtfully-designed layouts make the most out of your space. Naturally, light is always top of mind in a Rosehaven-built home, and the windows of Affinity ensure you can truly let the outdoors in.

Speaking of the outdoors, Affinity is surrounded by fresh-air opportunities.

Step outside and instantly connect to recreation and activities – bike lanes, hiking trails, waterfront walks – it’s all here. It takes no time to discover that the neighbouring swimming pool, tennis courts, ice arena and sailing club are all around the corner and you’ll quickly become a professional birdwatcher when you head to the pathways that follow the tranquil shoreline of Lake Ontario.

When it comes to getting to and from Affinity, the nearby GO Transit station provides easy commuting to the city while the local bus stops virtually at the front door, connecting riders to shopping, dining and the cultural highlights of Burlington and beyond.

Affinity is a place where homeowners become one with their neighbourhood and surroundings.

Be sure to register to find out more about Affinity Condos. After all, “it’s in your nature.”

Register at affinitycondo.com MAR 26 - APR 9, 2016 | NEW HOME & CONDO GUIDE SWO 13

MEET OUR HERO

VICTORIA VICTORIA’S FAMILY CALLS THEMSELVES THE UNLUCKY, LUCKY ONES. After four-year-old Victoria fell down the stairs, she was lucky to have a successful surgery at The Hospital for Sick Children (SickKids) and incredible support from her family and SickKids staff by her side.

Prior to the incident, Victoria was a healthy child. She was happy with her daily routine - going to her grandparents’ house with her brother, Alexander, until her mom, Evelyn, came to pick her up from work.

One evening, Victoria suddenly collapsed out of her uncle’s arms and fell down the stairs at her grandparents’ house. After she started vomiting at her grandparents’ house, Evelyn called the paramedics to take her to SickKids. The emergency room ordered an immediate CT scan and an MRI the next morning for a closer look. The scans revealed a brain tumour, later diagnosed as a juvenile pilocytic astrocytoma (JPA), even though Victoria never experienced any symptoms prior to her fall. JPA’s are one of the most common childhood tumour, but are usually identified following symptoms like headaches, vomiting and difficulty with muscle coordination. Luckily, SickKids houses one of Canada’s largest paediatric neurosurgical units specializing in treating children affected by brain and spinal cord illnesses such as brain tumours. Two weeks after the incident, on February 25, 2014, Victoria had surgery to remove the tumour. During the surgery, doctors found a cyst above the tumour, which they also successfully removed.

Although Evelyn and her husband, Peter’s journey at SickKids was scary, Victoria seems to associate the hospital with chocolate milk. While fasting on the morning of surgery, she asked her dad if she could have some, but he told her the chocolate milk cow was still sleeping. Only five hours later, Victoria woke up in the Intensive Care Unit and asked for the chocolate milk, her mind sharp as ever.

From when she fell until she went into surgery, Evelyn and Peter were concerned and had many unanswered questions about their daughter’s condition.

“The support system at SickKids was incredible. Sometimes the doctors would answer our sudden questions within minutes over email,” Evelyn said.

Since the surgery, Victoria visited SickKids six weeks later for a check-up.

Since she has made a full recovery, she only needs to visit SickKids every six months for follow up appointments.

Evelyn describes Victoria’s fall as one of the scariest moments of her life.

Although Victoria’s condition was bad luck for the family, the successful surgery and recovery along with the supportive staff at SickKids shows how lucky they really are.

BUILDERS HELPING TO HEAL Yellow Pages NextHome, the publisher of New Home Guide, New Home & Condo Guide and New Condo Guide, is teaming up with builders and their suppliers to help raise money for SickKids.

The following companies have contributed generously to help give children the world-class care they deserve. These pages honour these special people, and we thank them for their generous support.

Builders Helping to Heal and Friends of the Industry are Yellow Pages NextHome initiatives stemming from SickKids Leaders, a program at SickKids which draws on the support of more than 150 volunteers over 30 industry sectors.

Again, we thank our generous sponsors and appreciate their ongoing commitment. These companies not only build housing, but they support the families in the communities in which they build.

Readers looking to support SickKids can go to www.sickkidsleaders.com PLATINUM SPONSORS

ballymorehomes.com

heathwood.com

mattamyhomes.com GOLD SPONSORS

bazis.ca

tridel.ca

gemterra.com SILVER SPONSORS

H O M E S™

lashgroup.ca

14 YPNEXTHOME.CA

starlanehomes.com

primonthomes.com

Hot Properties

Find your next home! This page features a few of the latest properties to keep your eye on in Southwestern Ontario. Find more properties at ypnexthome.ca

LATEST LISTINGS

HAMILTON HALTON NIAGARA ANCASTER • BEAMSVILLE • BINBROOK • BRANT • BRANTFORD • BURLINGTONCATHARINES • GRIMSBY • HAMILTON • MILTON • NIAGARA • OAKVILLE • PARIS PORT DOVER • ST. CATHARINES • STONEY CREEK • VINELAND

pre-registration SIHLER WOODS By: Vanel Condominiums City: Simcoe Housing type: Spacious detached bungalow condos with ravine views vanel.ca

CENTRE SQUARE By: Homes by DeSantis City: Beamsville Housing type: Coming in April – boutique towns and freehold urban towns from the mid $200’s centresquare.ca

FALLINGWATERS By: Losani Homes City: Hamilton Mountain Housing type: Modern towns at the edge of the Escarpment from the mid $300’s losanifallingwaters.com

LEGACY ANCASTER By: Carriage Gate Homes Location: Ancaster Housing type: Limited collection of luxury custom homes on 50-, 55-, 60 and 66-ft. lots carriagegatehomes.com

TIFFANY HILL By: Rosehaven Homes, Homes

by DeSantis & CDI Homes Location: Ancaster Housing type: Phase two – detached homes and freehold townhomes tiffanyhill.ca

AFFINITY CONDOMINIUMS By: Rosehaven Homes Location: Aldershot, Burlington Housing type: Two contemporary six-storey buildings with suites from 585 to 1,200 sq. ft., one-bedroom up to two-bedroom with den designs.

Prices from the upper $200’s affinitycondo.com

STATIONWEST By: Adi Developments Location: Burlington Housing type: Coming soon – three-storey urban townhomes at Aldershot Go Station adidevelopments.com

PASSAGES ON THE CANAL By: Bayview-Wellington Homes Location: Welland Housing type: Coming soon – luxury freehold executive townhomes mypassages.ca

AVALON By: Empire Communities Location: Caledonia Housing type: Townhomes from $239,990 and detached homes from the mid $269,990 empireavalon.com

THE WOODLANDS ANCASTER By: Losani Homes City: Ancaster Housing type: Singles on forest court lots from the $500’s woodlandsancaster.com

PURE

PRAIRIE MODERN

By: Branthaven Homes City: Milton Housing type: Spacious twostorey freehold townhomes branthaven.com

By: Losani Homes Location: Hamilton Housing type: Townhomes from the low $300’s prairiemodern.ca

AUGUSTA

LAKE HOUSE By: Branthaven Homes Location: Grimsby Housing type: Waterfront townhomes and condos lakehouselife.ca

By: Losani Homes City: Ancaster Housing type: Modern semis from the mid $400’s losanihomes.com

THE BERKELEY CONDOMINIUMS

HAWTHORNE SOUTH VILLAGE

By: Carriage Gate Homes City: Burlington Location: Caroline Street and Elizabeth Street Housing type: 154-unit condo carriagegatehomes.com

By: Mattamy Homes City: Milton Housing type: Townhomes and detached homes in masterplanned community mattamyhomes.com

CRANBERRY HILL

new openings FREEDOM By: Branthaven Homes City: Stoney Creek Housing type: Now open – luxury two- and three-storey townhomes branthaven.com

CREEKSHORE COMMON By: Mattamy Homes City: Oakville Housing type: Boutique condominiums and townhomes mattamyhomes.com

By: Mattamy Homes City: Waterdown Housing type: Now open – new 30- and 36-ft. detached designs mattamyhomes.com

WOODLANDS By: Mountainview Homes City: Niagara Falls Housing type: Single-detached and townhomes from $229,900 mountainview.com

AQUABLU By: Homes by DeSantis City: Grimsby Housing type: Condominium community of modern suites along the lake aquablucondo.com

Builders If you would like to include your preview registration, new release or site opening in this feature, just email the details to wayne.karl@ypnexthome.ca

MAR 26 - APR 9, 2016 | NEW HOME & CONDO GUIDE SWO 15

16

ypnexthome.ca

Paris

Port Dover

Simcoe

Binbrook

Grimsby

Georgetown

Caledon

Smithville

Welland

Fonthill

Thorold

Ridgeway

Stevensville

Chippawa

OAKVILLE, BURLINGTON, HAMILTON, ANCASTER, PARIS, BRANTFORD, STONEY CREEK, VINELAND, LINCOLN, THOROLD, FONTHILL, NIAGARA, NIAGARA-ON-THE-LAKE, FORT ERIE

Halton / Hamilton / Wentworth / Niagara:

SEARCH ONLINE Fort Erie

BUILDERS

SITES

Ancaster

CARRIAGE GATE HOMES

Legacy in Ancaster

Ancaster

LOSANI HOMES

Augusta

Ancaster

LOSANI HOMES

Astoria

Ancaster

LOSANI HOMES

The Woodlands Ancaster

Beamsville

HOMES BY DESANTIS

Centre Square

Beamsville

LOSANI HOMES

Vista Ridge

Binbrook

LOSANI HOMES

Fairgrounds Finale

Burlington

MOLINARO GROUP

Paradigm

Caledonia

EMPIRE

Avalon

•

The Greystones

•

Greensville

THOMAS COCHRENE ADVERTISERS

Grimsby

BRANTHAVEN HOMES

Lakehouse

Hamilton

LOSANI HOMES

Central Park

Hamilton

LOSANI HOMES

Fallingwaters

Hamilton

LOSANI HOMES

Greenhill Glen

Hamilton

LOSANI HOMES

Prairie Modern

Jordan

PHELPS HOMES

The Kingsway at Jordan Village

PRICES

•

PAGE

from $900,000

19

from mid $400's

6

•

from low $300's

6

•

from $500's

6

•

from mid $200's

11

•

from $400's

6

•

from mid $500's

6

•

•

• •

• •

25 from mid $300's

3

from $1,400,000

20

from low $200's

28&29

•

from high $200's

6

•

from mid $300's

6

from mid $400's

6

from low $300's

6

• • •

18

Niagara-on-the-Lake AVERTON HOMES

Averton Square

Niagara

BW HOMES

Passages on the Canal

•

Oakville

MATTAMY HOMES

The Preserve

•

Paris

EASTFOREST HOMES

Grandville

Simcoe

VANEL CONDOMINIUMS

Sihler Woods

Smithville

PHELPS HOMES

Auburn Trail

•

Smithville

PHELPS HOMES

Atwater

Smithville

PHELPS HOMES

St. Catharines

•

•

•

from low $600's

27 5

•

from $405,990

54&55

from $409,990

40

from $399,900

21

•

from $390's

18

•

•

from $320's

18

Brookside

•

•

from $390's

18

BW HOMES

Victoria Village

•

•

from high $300's

Stoney Creek

BRANTHAVEN HOMES

Freedom

Stoney Creek

NEW HORIZON

Sapphire

Welland

MOUNTAINVIEW HOMES

Harvest Estates

• •

•

•

from low $300's •

•

•

4 28&29

from 199,999

24

from 232,900

9

OAKVILLE, BURLINGTON, HAMILTON, ANCASTER, PARIS, BRANTFORD, STONEY CREEK, VINELAND, LINCOLN, THOROLD, FONTHILL, NIAGARA, NIAGARA-ON-THE-LAKE, FORT ERIE

LOCATION

Halton / Hamilton / Wentworth / Niagara:

D et Se . m Bu i n To gal w ow C nh o o Ad ndo me ul tL ife st yle

ADVERTISER'S MAPPING INDEX

17

Whoever said you can’t have it all, doesn’t live here.

There’s nothing like a little extra space to spread your wings. With larger lots, double car garages, and great rooms for family gatherings you simply get more than you bargained for with a Phelps home. Not only do you get more space to live, but the craftsmanship and modern designs have been specially chosen and carefully built.

And what really makes a Phelps home special is where we put it. In Smithville. Away from the hustle and bustle of a big city, surrounded by nature’s best - but close enough to the things that matter; schools, farmers’ markets, and local wineries.

Visit our model home and start living the life you imagined.

Life. Imagined.

Bungalows + 2 storeys from the 390s 905-945-6978

EXECUTIVE FAMILY HOMES ON 50’ LOTS

Detached Bungalows from the 390s 905-957-1777

Attached Bungalows from the 320s 905-957-1777

NIAGARA’S PREMIER ADULT LIFEST YLE COMMUNITIES

PhelpsHomes.com

Prices, features and specifications are subject to change without notice and are accurate at time of publication. Subject to availability. Please see sales representative for details. E. & O.E.

Unbridled Luxury in Ancaster’s Best Location.

VIS

IT

TO S U

Y DA

!

A limited collection of custom inspired homes Large TREED LOTS... up to 66 ft. wide in a desirable neighbourhood.

Architecturally distinctive bungalows, bungaloft & 2 storey designs available.

Carriage Gate’s finest collection of spacious single family homes, perhaps their most prestigious yet. An intimate enclave of homes in Ancaster’s best and most desirable location, just off Lime Kiln Road, these estate-inspired residences are distinguished in both their architecture and interior design, with each appointed with a long retinue of luxury features.

DISCOVER OUR QUALITY

BY VISITING TODAY! Luxuriously appointed from the

900’s

$

A NCA S TER

CARRIAGEGATEHOMES.COM Sales Office Hours: Mon. - Thurs.; 3pm - 7pm, Friday by appointment, Sat. & Sun.; 12pm - 5pm.

Paul Ciardullo; Broker, Effort Trust. 905-975-9191 • paulc@efforttrust.ca Prices and specifications are subject to change without notice. E. & O.E. Renderings are artist’s concept.

GUELPH

HWY 5

HWY 8

GREENSVILLE

HAMILTON

BROCK RD.

PETERS CORNERS

N HWY 6

DUNDAS

HWY 403

TORONTO

ORIGINAL

BLACK AND WHITE

REVERSE

ROOM WITH A VIEW

Spacious detached bungalow condos with ravine views.

FINAL LOGO: ACCEPTABLE FORMATS FOR USAGE

N/A

x x x x x x

OPTIONS AVAILABLE

COLOUR SPECS

PANTONE CMYK BLACK AND WHITE INVERTED COLOUR BACKGROUND OTHER OPTIONS

EXCELSIOR

• 2 designer model homes open to view

• Stunning ravine lots located next to the Norfolk Country Club

FROM

$399,900 NS.

3

• Standards include hardwood and ceramic flooring, elegant tray ceilings upgraded kitchen cabinetry, quartz countertops and spacious islands

Located at the corner of Lynndale Rd. and Argyle St. Simcoe Model Hours: Weekends 2PM-4PM or by appointment

403

15 MI

• Distinctive floorplans ranging from 1330-1500 sq.ft. with double car garages

For More Information Contact:

Y E. NSWA

QUEE

Cheryl Avarell,

24 AVE. .

RD DALE

GY

L E ST.

LYNN

AR

ST. N. OLK NORF

SON

WIL

Royal LePage Action Realty Office: 519-753-7311 Mobile: 519-754-7955 cherylavarell@royallepage.ca

Rita Hodgson and Kathy Johnson, Royal LePage Brown Realty Mobile, Rita: 519-429-9735 Mobile, Kathy: 519-429-8897 ritahodgson1@yahoo.com kathyjohnson2011@hotmail.com

vanel.ca

Property Profile | NEW HORIZON DEVELOPMENT GROUP

Spectacular views, four-star amenities define Burlington’s

Bridgewater Residences LAUDED AS A “ONCE IN A GENERATION” opportunity to live on the shores of Lake Ontario, Bridgewater Residences on the Lake, located at the base of Elizabeth Street at Lakeshore Road in picturesque Burlington, is now officially under construction.

On March 16, 2016, a shovel filled with dirt signified the ground breaking for this incredible, game-changing lakefront structure, which features a luxurious residential condominium and a four-star hotel.

“This is an exciting day, not only for our Bridgewater team but for all of Burlington,” says New Horizon Development Group president and Burlington resident Jeff Paikin.

“The City of Burlington has earmarked Bridgewater as the City’s ‘landmark’ development for a reason – it will change the shape and scope of the Burlington Waterfront 22 YPNEXTHOME.CA

forever. Our team is particularly proud to be associated with this exciting endeavour.”

The unobstructed views of the water are only the beginning. Inside, the structure offers rich finishes and hotel-style amenities, plus interiors and decor by internationally renowned Canadian designer Brian Gluckstein. Truly, the future of Bridgewater and those lucky enough to live here promises to be as graceful and timeless as the limitless blue horizon.

The chance to build on a site as rare as this one meant designers and architects could let their imaginations soar.

“The vision behind Bridgewater was to offer a worldclass development attached to a world-class hotel and have the two enhance each other, all while respecting the call of the water,” Paikin says. “The buildings are designed

Location

Burlington Builder

New Horizon Development Group Development

Bridgewater Residences Home Type

Waterfront condominiums Sales Centre

2042 Lakeshore Rd., open Monday to Thursday noon to 6 p.m., weekends noon to 5 p.m., Fridays by appointment Contact

bwresidences.com to maximize the spectacular view.

There’s only one way to ensure your view and that is to be right on the water, which our condominium owners will enjoy forever.

Ranging in price from the $500’s to $3.5 million, this prestigious address is on track for occupancy in spring 2018.

Residences are more than 70 per cent sold, but there’s still time to secure your home in this historical landmark, which marries this secondto-none location with incredible amenities.

“The condominiums will have the ability to have hotel services at the touch of a button, including room service and maid service, right in their own homes,” Paikin explains.

Residents also have access to the limitless amenities of the development, including a state-ofthe-art fitness centre, entertainment lounge, indoor pool, 3,000-sq.-ft. ballroom, executive boardroomstyle meeting rooms, full-service restaurant, concierge services and 24-hour room service.

“And of course, the convenience and the location are second to none,” Paikin says.

New Horizon was established in 1994 as a single-family home builder.

The company then moved to building custom homes and is now focusing on condominiums.

To find out more about Bridgewater Residences on the Lake, visit bwresidences.com MAR 26 - APR 9, 2016 | NEW HOME & CONDO GUIDE SWO 23

Coming Soon

Waterfront Condominiums

$199,999

from

heed the call of the water.

Sapphire waterfront condos is the South Shore's only true gem in Stoney Creek! With its the sweeping vistas of Lake Ontario and the uninterrupted, and seemingly endless sky, Sapphire is the crowning jewel of waterfront living. More than just beautiful, Sapphire offers modern living on the cusp of the water with amenities mere minutes away, highways at your beck and call, and Niagara's world-renowned Wine Country on your doorstep.

Register today

SapphireCondos.ca

Prices and specifications subject to change without notice. E. & O. E.

Advice | TARION REPORT

Building a custom home?

Insist on a proper contract

By Howard Bogach

MORE ADVICE ONLINE ypnexthome.ca/news/advice

TO MANY NEW-HOME BUYERS, the opportunity to build a custom home is the dream of a lifetime. You own the land, choose the builder, and have so much more flexibility when it comes to deciding the style, the layout and the finishes. In fact, every last detail can have your personal stamp. If you are lucky enough to find yourself embarking on this dream, start the journey with a written contract. Never accept, settle or seal the deal with just a handshake – make sure you get off to the right start by protecting yourself properly from the very beginning.

Like most new homes in Ontario, contract homes are usually covered under warranty. This warranty is provided by your builder and backed

by Tarion. It includes financial loss of up to $40,000 if your builder fails to substantially complete the home, in addition to three separate construction warranties after you move into your home for defects in workmanship, violations to the Ontario Building Code and major structural damage.

We recently dealt with a tragic story of a woman who failed to secure a written agreement and found herself defrauded of money – after the builder knocked down her old house.

So, please take this advice, before you make any concrete decisions about your new home or spend any money, make sure that you’ve taken steps to protect yourself, including: 26 YPNEXTHOME.CA

1. Use a registered builder New home builders in Ontario must register with Tarion. We regularly review their technical competence and financial viability to build homes.

So, before you choose your builder, check the Ontario Builder Directory at tarion.com to make sure they are registered. If your builder is not listed in this directory beware! They may by building illegally!

2. Make sure your contract is in writing When the only agreement in place between you and a new home builder is a handshake, you have no way to prove what was agreed upon if that agreement every falls apart. Protect yourself right from the start by making sure your agreement is a proper written contract, ideally created or at least reviewed by a lawyer. The contract should also be as specific as possible about the work that will be done.

3. Include a schedule of payments A good contract will include a schedule of payments. The schedule should outline when you are going to provide funds to your builder, how much, and what for. If your builder does not fulfill the requirements outlined in your contract, Tarion will

be able to determine how much you should have paid for the stage your home is currently in.

4. Hire a lawyer to review your contract As noted above, once you have a verbal agreement with your new home builder, take it to an experienced real estate lawyer to be written into a binding contract. At the very least, have a lawyer review your written agreement to ensure that it protects you if the relationship with your builder turns badly.

Building a custom home is very exciting, especially if it is the dream home you’ve been working, saving and waiting so long for. To protect yourself, don’t allow your emotions to rush you blindly into a flawed agreement or worse, no agreement.

You may have many choices ahead of you when it comes to realizing the dream of a custom home, but a solid contract is not one of them – consider it a must, not a choice.

Howard Bogach is President and CEO of Tarion Warranty Corp. His column appears monthly in New Home Guide.

For more information about how Tarion helps new-home buyers, visit tarion.com or find us on Facebook at facebook.com/ TarionWarrantyCorp.

Spring is coming to in downtown Niagara-on-the-Lake

The Spring Inventory Sales Event At Averton Square you’ll be living the dream right in the heart of downtown Niagaraon-the-Lake, steps from the charming shops, restaurants and theatres.

Incredible Inventory Bungalows from 1,357 to 1,756 sq. ft. priced from the low $600’s, ready to move-in in just 30 days!

New Luxury Townhomes coming soon! Fabulous townhome designs from 1,900 sq.ft. Register Now! avertonsquare.com

See for yourself two spectacular designer decorated model homes!

Sales office is located at 120 John Street West, Niagara-on-the-Lake.

905.378.2500

Learn more @ Averton.ca

Follow us on Prices and specifications are subject to change without notice. E. & O.E. Rendering’s are artist’s concept.

Property Profile | LOSANI HOMES

Losani Homes’ Fallingwaters community combines style, sophistication and scenery on the Stoney Creek Escarpment LOSANI HOMES’ new architecturally

Location

Stoney Creek Builder

Losani Homes Development

Fallingwaters Home Type

Two- and three-storey townhomes from the mid $300’s Contact

losanihomes.com

30 YPNEXTHOME.CA

inspired community Fallingwaters near Stoney Creek may be Canada’s most perfect combination of great architecture and design, services and amenities set amidst the rarity of a sublime natural environment everyone desires in a new home community. This remarkable location is bordered by a pond, the Niagara Escarpment and a creek with a bridge, an exclusive entrance to the community.

Featuring an exclusive enclave of just 41 two- and three-storey townhomes, Losani has introduced

15 new designs to this community to ensure that each home is distinctive and unique in its look and feel. Prices for these townhomes start from the mid $300’s.

The architectural design is inspired by the legendary Frank Lloyd Wright, founder of Prairie style architecture and designer of the world famous Soloman R. Guggenheim Museum.

Streetscape cascades featuring sleek horizontal lines and vertical ripples of colour accented by touches of modern architectural brick and wood-style finishing accents in colours like Charwood and dramatic

dark trim create an organic and timeless beauty that fits seamlessly into this natural setting.

Located just minutes from the shops and services of Stoney Creek and the booming economy of downtown Hamilton, Fallingwaters is a highlight within its surroundings.

The optional rooftop terraces add premium outdoor lifestyle space and provide unparalleled views overlooking the surrounding mature forests, greenery and vista of Lake Ontario in the distance.

Fallingwaters is a visionary community with a wonderland of more than 100 waterfalls and kilometres of woods and trails just minutes away. This location will be a true gift to families who wish to explore and embrace nature and the environment. The community is interconnected to Conservation areas for unlimited exploring and natural adventures, including

1,200 hectares of rare Carolinian forest in the nearby Dundas Valley Conservation Area. The community overlooks Lake Ontario and abuts the trails, rivers, ponds, wooded lots and mature trees of The Bruce Trail, one of the province’s most treasured natural resources.

Outside the front door of a Fallingwaters home is the character and curb appeal that is the trademark of a Losani Homes residence.

Fallingwaters will feature wide boulevards and pleasing streetscapes which will add to the exclusive feel of this secluded neighbourhood. Losani also takes into account the central areas for family life, the backyard, and designs its homes and communities to provide for the ultimate in privacy, with generous areas for barbecues, patios and pools.

Losani Homes’ Fallingwaters offer the very best in interior finishes, such as kitchen enhancements including

level one quartz countertop islands, subway tile backsplash, extended height upper cabinets, wood valance mouldings, a set of two pot-and-pan drawers and much more. The homes also feature nine-ft. ceilings, warm and durable hardwood flooring in the Great Room, large modern style windows, and a Home Automation Package including Smart Panel Wall Pad with thermostat, three dimmer switches, wireless keyless front door entry, iPhone app and even an outdoor security camera.

Fallingwaters brings the best of Losani Homes to the Stoney Creek area. Celebrating its 40th Anniversary in 2016, Losani has built an enviable reputation as one of Canada’s most respected new home developers.

For more information on the unique opportunities available at Fallingwaters, or Losani Homes, please visit losanihomes.com

MAR 26 - APR 9, 2016 | NEW HOME & CONDO GUIDE SWO 31

N N A UA L h t 7 2

2016

April 8th -10th, 2016

City Focus | NIAGARA

NIAGARA More than just the Falls

PEOPLE AROUND THE WORLD RECOGNIZE NIAGARA FALLS as the honeymoon capital of the world, where the Falls roar and mist fills the air as visitors stroll along its edge, spray on their faces from one of the world’s greatest natural wonders.

Residents throughout the Niagara region identify with far more. Diverse job opportunities, an economic base rooted in tourism, horticulture, farming and manufacturing and affordable housing set within one of Canada’s most scenic settings, tempered by a moderate climate provide residents with their own reasons to roar.

Located in southern Ontario and bordering the US, the Niagara region is an area of 1,800 sq. kms forming a peninsula of land between Lake Ontario and Lake Erie with a population of about 430,000. It encompasses St. Catharines, Grimsby, Town of Lincoln (Beamsville, Jordan and Vineland) Niagara Falls, Niagara-on-the-Lake, Welland, Port Colborne, Fort Erie and the neighbouring communities, towns and villages of Queenston Heights, Chippawa, Port Robinson, St. David’s, Ridgeway, Stevensville and Sherkston.

Niagara is a major gateway to North America. Its cities and towns are less than a one-hour drive to Toronto, Buffalo or western New York. Businesses are within one day’s drive of 55 per cent of all U.S. manufacturing activity, and almost half of the U.S. population. The region is accessible worldwide through the St. Lawrence Seaway and Welland Canal.

Lined with scenic routes and parkways and dotted with fruit stands, antique markets, historic sites and nature trails, the area population increases in summer due to a quieter way of life and small-town atmosphere. Tourism and the closely related service industry form the economic foundation of this area, that serves about 20 million visitors annually and generates more than $2 billion in revenue. But not everyone is a visitor. With great job prospects, hundreds of

newcomers choose this area as their permanent home each year.

Quaint communities such as historic Niagara-on-the-Lake, Fonthill and Crystal Beach, even Fort Erie and Ridgeway, are drawing empty nesters ready to indulge in both custom homes and other offerings. Lifestyle and lower prices are the lure. Home prices are much lower than those in the GTA, drawing residents from beyond the Niagara borders.

New-home construction is strong in Grimsby and Beamsville, with Cambridge Homes, Losani Homes, Branthaven Homes and Homes

by DeSantis all active in the area.

Mountainview Homes has a new site, Fernwood, in Niagara Falls, as does Great Gulf Homes with its Edgewood Niagara Falls project.

Empire communities, BW Homes, Ballantry Homes, Homes by DeSantis, Rosehaven Homes and Phelps Homes are also active in Niagara. BW Homes has a new development, Niagara on the Green, in Niagara-on-the-Lake,

MAR 26 - APR 9, 2016 | NEW HOME & CONDO GUIDE SWO 33

Neighbourhood Profile NIAGARA-ON-THE-LAKE Just down river from Niagara Falls itself sits the beautiful, historical town of Niagara-on-the-Lake. Leisurely lakeside strolls, nights at the theatre, wine tasting and food fanaticism are all part of the lifestyle here. While it can be especially so during the summer months, the heritage district is busy year-round, simply due to its proximity to the Falls.

as does Langendoen Homes with Courtland Valley. In nearby Thorold, Great Gulf has its Rolling Meadows community, Rosehaven Homes has Gibson Heights and Mountainview has West Community.

Clearly, there are many home options – and lifestyle choices – in this world-famous area. Take a drive along the rural roads and parkways and view gorgeous gardens, parklands and orchards of the Niagara fruit belt. A moderate climate and rich, productive soil provide the unique agricultural resources to make the Niagara region ideally suited for fruit and other crop growth. Two-thirds of the province’s tender fruit orchards are located here, producing a majority of the province’s peaches, cherries, pears, plums, apples, apricots, prunes and grapes.

Going Green is nothing new for Niagara, that boasts more than 18 million sq. ft. of greenhouse space.

Some 200 greenhouses and 75 food processing plants employ more than 6,000 workers, with thousands more employed in related industries.

Horticulture is supported with extensive training programs through Niagara College’s Horticultural Centre, The Niagara Parks Commission School of Horticulture and The Horticultural Research Institute of Ontario (University of Guelph), all of which base programs in the Niagara Region.

Niagara’s grape industry produces more than 48,000 tonnes of grapes annually. New wineries are just an example of the region’s ongoing 34 YPNEXTHOME.CA

expansion in overall agricultural/food processing. Increased popularity of grape and wine products has created a separate identity and a designated Wine Route, as indicated by highway postsigns from Stoney Creek to Niagara Falls, connecting 30 of the area’s 70 wineries. Hundreds of thousands of visitors tour this scenic route annually.

The wine industry employs more than 5,000 people in wineries, retail and as suppliers and growers.

The recent recession was especially hard on manufacturing companies in the region. Formerly among the main employers, GM and companies servicing the automaker are now smaller players on the economic stage.

By contrast, Fallsview Casino, with 4,700 workers, is the second largest employer in the Niagara area (Niagara School Board is the largest), followed

by General Motors with 2,700.

The tourism and entertainment sector also includes the Shaw Festival, Niagara Parks Commission and Canadian Niagara Hotels and Entertainment. Other major employers are the Niagara Health System, Niagara Region, Seaway Marine, Brock University and Canadian Tire Financial.

The economic impact of relatively new players such as Fallsview Casino and the subsequent arrival of hotels and related businesses has resulted in substantial growth in the new-home market in the decade since it opened.

As many people are discovering, Niagara is a great place to work, play and live.

The honeymoon is never over.

Vibe You can’t get any closer to the U.S. and still live in Canada, but residents here take particular pride in their history of fending off advances from their neighbours. For more than 200 years, Niagara-on-the-Lake has held the fort – literally, that’s Fort George – on the Canadian side of the Niagara River. Voted “Canada’s prettiest town,” it’s steeped in history, teeming with “so-and-so slept here” plaques. Owners have lovingly maintained these homes, so well that it’s no surprise that even the new subdivisions are using their designs as templates.

Meet the neighbours Popular with retirees, Niagara-on-theLake is home to fewer than the average number of households including children – but this is changing as the town expands along Hwy. 55 in particular.

Young professionals and families are drawn to the beautiful new houses and townhomes that, while upscale for this region, are still relative bargains compared to GTA prices.

In the area Niagara-on-the-Lake is surrounded by wineries, orchards, visitor farms and breweries to enjoy on a day out. There are abundant hiking and trail riding opportunities, and athletes can get their kicks (and home runs) at the Centennial Sports Park in Virgil, and there are plenty of options for schools in the area.

Planes, trains & automobiles Within the heritage core, it’s easy to make your way on foot. As NOTL is a big tourist destination, the sidewalks and roads are regularly maintained yearround. But the town covers a great deal more area than that, and while cyclists will find it a dream to get around when the weather permits, for the carless, there is minimal public transit in place.

The good, the bad & the rest The pace is leisurely in Niagara-on-theLake to say the least, and the population still skews a bit older (although this is rapidly changing). City types on the gogo-go will find the walking tempo a bit glacial, and there is no shortage of tourist traffic, which can be patience-trying for residents.

Hot Properties

Find your next home! This page features a few of the latest properties to keep your eye on in Southwestern Ontario. Find more properties at ypnexthome.ca

LATEST LISTINGS

LONDON

Hamilton Road & Commissioners Road East. stonecresthomes.ca

BAYFIELD • BLYTH • CLINTON GRAND BEND • INGERSOLL • LONDON MITCHELL • SEAFORTH • SHAKESPEARE ST.THOMAS • STRATFORD • TAVISTOCK TILLSONBURG • WINGHAM • WOODSTOCK

new openings

pre-registration 140 CALEDONIA By: The Tricar Group City: Stratford Housing type: Four-storey boutique style condominiums from the high $200’s. tricar.com

VICTORIA ON THE RIVER By: Stonecrest Homes City: London Housing type: Single-family homes at at

HALTON HILLS WELLINGTON WATERLOO ALMA • AYR • CAMBRIDGE • ELORA FERGUS • GEORGETOWN • GUELPH KITCHENER • ROCKWOOD • WATERLOO

pre-registration

REMBRANDT ESTATES By: Rembrandt Homes City: Woodstock Location: Riddell Street at St. Vincent Housing type: Custom homes, bungalows and bungalows with lofts, from $499,900. rembrandt-homes.ca

CASTLE ROCK PLACE By: Rembrandt Homes City: London Location: 3444 Singleton Ave., off Southdale Housing type: Two-storey and mulit-level condominium townhomes from $231,990. rembrandt-homes.ca

ISHERWOOD AVENUE CONDOS By: Activa Group City: Cambridge Location: 25 Isherwood Avenue Housing type: Condo community activagroup.ca

new openings ROSEMOUNT SEMIS

WESTWOOD MEWS By: CountryGreen Homes City: Kitchener Housing type: Urban townhomes up to 1,365 sq. ft. from the mid $200’s countrygreenhomes.com

WILDFLOWERS By: Mattamy Homes City: Kitchener Housing type: Townhomes and 30- and 36-ft. detached homes. mattamyhomes.com

By: CountryGreen Homes City: Kitchener Housing type: Semi-detached homes in the heart of Kitchener from $349,900 countrygreenhomes.com

CLAIRITY By: Reid’s Heritage Homes City: Guelph Housing type: One- and two-bedroom condominiums from the mid $200’s reidsheritagehomes.com

FOX FIELD By: Fusion Homes City: London Location: Fanshawe Park Road West and Foxwood Avenue Housing type: Single-family homes from $482,900 fusionhomes.com

new releases BALDWIN PLACE By: Tillsonburg Developments City: Tillsonburg Housing type: Single-detached freehold bungalows from $244,500. baldwinplace.ca

AVALON URBAN TOWNS By: Savic Homes City: Kitchener Location: Highland Road West and Ira Needles Blvd.

Housing type: Design-forward urban towns avalontowns.ca

CLAIR ROAD By: Gemini Homes City: Guelph Location: Singles and towns now selling in highly desired location in South Guelph. geminihomes.ca

Builders If you would like to include your preview registration, new release or site opening in this feature, just email the details to wayne.karl@ypnexthome.ca

MAR 26 - APR 9, 2016 | NEW HOME & CONDO GUIDE SWO 35

36

Elmira

ypnexthome.ca Plattsville

Stratford

Baden

Breslau

Acton

STRATFORD, WOODSTOCK, INGERSOLL, TILLSONBURG, ST. THOMAS, STRATHROY, MILTON, GEORGETOWN, ROCKWOOD, GUELPH, FERGUS, ELORA, ALMA, CAMBRIDGE, KITCHENER, WATERLOO, AYR

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Victoria Common

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from high $200's

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EASTFOREST HOMES

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•

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Plattsville

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Plattsville Estates

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from $329,900

43

North London

SIFTON

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from mid $300's

41

South London

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South London

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from low $300's

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TILLSONBURG DEV.

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Neighbourhoods Devonshire

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STRATFORD, WOODSTOCK, INGERSOLL, TILLSONBURG, ST. THOMAS, STRATHROY, MILTON, GEORGETOWN, ROCKWOOD, GUELPH, FERGUS, ELORA, ALMA, CAMBRIDGE, KITCHENER, WATERLOO, AYR

BUILDERS

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LOCATION

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ADVERTISER'S MAPPING INDEX

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An Adult Lifestyle Community

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baldwinplace.ca

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Great Homes, Great Lifestyle, Great Neighbours 3 ESSELTINE DRIVE, TILLSONBURG MODEL HOME HOURS: OPEN MONDAY - THURSDAY, SATURDAY & SUNDAY 10AM TO 5PM. FRIDAYS & HOLIDAYS BY APPOINTMENT ONLY. E.& O.E. Prices & Specifications are subject to change without notice.

Call us now at 1-800-265-5709 baldwinplace.ca

LAST CHANCE FINAL SUITE RELEASE COMING APRIL 9, 2016

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FOR VIP INFORMATION OR CALL FOR PRIVATE APPOINTMENT coletara.com 519-830-7171 All prices subject to change without notice. All images are artist’s concept. Map not to scale. E & O.E.

D E V E L O P M E N T

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STYLE & FUNCTION DISCOVER EASTFOREST HOMES! Where Your Home Is Your Destination

HOMES, LOCATIONS AND PRICES YOU WANT Over 7000 Dreams Built, Over 7000 Unique Styles Condos • Towns • Semis • Detached • Bungalows Traditional, Modern Or Simply Unique!

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Stephani Buchman Photography Evelyn Eshun Interior Design Canadian Home Trends Magazine location: huron landing - garden bungalows

Prices correct at press time. Images used above are the actual Model Homes. Broker protected. Promotions and incentives can be changed or cancelled at any time with out notice.

Please see Sales Representative for details. E. & O.E., March 2016

Homes built for life.

Today she’s 8. Tomorrow she’s 18.

Celebrate birthdays, achievements, and everything in between, with a home built by Sifton. From functional floor plans, to solid construction and high-end finishes, Sifton concentrates on craftsmanship, so you can concentrate on life.

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519.850.0756 Sifton.com

APRIL 15TH - 17TH

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WESTERN FAIR district

1

ANNUA h t 1 L

2016

April 1st - 3rd, 2016

start your search here.

Whether you’re renting or buying, finding your next home has never been so easy.

Advice | MORTGAGE ADVICE

How to take advantage of lower mortgage rates

By Alyssa Richard

MORE ADVICE ONLINE ypnexthome.ca/news/advice

SPRING AND SUMMER are nearly here.

It’s often the time when more people are shopping for a home and when banks start to offer more competitive mortgage rates. But if you already own a home, how can you take advantage of lower rates?

You can break your mortgage and refinance it at a lower rate, but there are pros and cons of doing this.

Advantages There are a number of benefits of refinancing your mortgage, including: » Lower payments/interest costs: A lower interest rate on your mortgage could mean your payments will be lower and you’ll also likely pay less in total interest than had you kept your current rate. Try ratehub.ca’s mortgage refinance calculator to estimate what your savings could be. » Pay off your mortgage faster: If you’re making more money than when you bought your home, you may decide you want to pay off your mortgage at a faster pace. You could do that by shortening your amortization period. » Access home equity: If you’re considering purchasing an investment property or renovating part of your home, you can access the equity in your home (that’s the value of your property minus your mortgage balance) to help pay for either. » Consolidate debt: If you have any other debt, such as a credit card balance, a car loan, or a line of 48 YPNEXTHOME.CA

credit, you can consolidate it into your mortgage. By consolidating your debt, you’ll pay less interest and you’ll probably have lower monthly payments on top of a lower interest rate. Still, you’ll have the same level of debt.

Disadvantages Before deciding whether or not to break your mortgage, you should be aware that while there’s a potential to save a lot of money, there are also costs involved: » Mortgage prepayment penalty: If you have a variable-rate mortgage, you’ll only have to pay three months’ interest. But if you have a fixed-rate mortgage, your prepayment penalty is the greater of three months’ interest or the interest rate differential (IRD).

To determine the IRD, lenders look at the mortgage rate you have currently, the number of months left in your term, the rate they could charge you for a new mortgage term similar in length to the remainder of your term. You can estimate the penalty you’d have to pay using ratehub.ca’s mortgage penalty calculator. » Mortgage discharge fee: If you decide to use a different lender, you’ll have to pay a fee to discharge your mortgage from your current lender.

Lenders set their own fees, which can vary by province. These fees are typically in the $200 to $350 range. » Mortgage registration fee: You have to pay a mortgage registration fee whether you’re staying with or leaving your current lender. Your lender removes the current mortgage amount from the title on your home and re-registers it with a new mortgage amount. This fee is usually around $70. » Legal fees: You’ll have to consult with a real estate lawyer when refinancing your mortgage. He or she will check your mortgage’s terms and conditions, register your new mortgage, and do a title search to ensure there aren’t any liens against your home. Legal fees for refinancing your mortgage can be in the $700 to $1,000 range. But if your mortgage balance is more than $200,000 and you want to switch lenders, your new lender may pay these fees.

While large lenders may soon start offering lower rates and you could pay less if you break your mortgage, it’s best to do some research to find out whether or not you’ll benefit.

Alyssa Richard is the founder and CEO of ratehub.ca, a mortgage rate comparison site that aims to empower Canadians to make smart financial decisions.

Homebuyers’ Help

Compare mortgage rates for your best deal CHARTERED BANKS ATB Financial Alterna Svgs/Alterna Bk Bank of Montreal Bank of Nova Scotia

variable 2.6 4.00op 2.35 6.30op 2.7 6.75op 2.9 6.45op

Canadian Western Bank 6.45op CFF Bank CIBC ICICI Bank Canada Manulife Bank National Bank President’s Choice Finan Royal Bank TD Canada Trust Tangerine

2.7 6.95op 2.75 2.4 n/a 6.70op 2.7 2.7 6.75op 2.6

6 months

1 year

2 years

3 years

4 years

5 years

4 4.00op 4 6.30op 4 6.75op 4.55 6.50op 4 6.30op

2.94 4.00op 2.85

2.64

2.69

2.74

2.89

2.09

2.59

2.74

2.58

2.89

2.99

3.39

3.89

2.69

3.29

3.09

3.39

3.89

4.49

3.14

3.04

3.65

4.2

4.74

2.69 2.84

2.24 2.79

2.39 2.59

2.59 4.09

2.69 4.79

3.15 3 3.20op 3.14

3.65 2.94

3.64 2.84

3.69 2.79

3.69 2.89

3.04

3.39

2.79

2.99

2.79 2.39

3.34 2.59

3.99 4.39

4.44 2.89

2.99 6.30op 3.19

2.84

2.44

3.89

2.79

3.24

3.49

3.69

3.79

6.5 4.45 6.30op 3.95 4.2 6.30op 4.55 6.50op

3.14 3.35

3.25 3.5

3.95 3.7

4.39 4.3

4.64 4.35

2.69 3.14

2.24 3.09

2.39 3.39

2.59 3.89

2.69 2.84

3.29

3.09

3.39

3.89

4.49

6.2 6.30op 3.1 4.25 6.50op 4.2 6.30op

2.84

2.89

2.95

2.99

2.89

2.29 2.89

2.24 2.79

2.49 2.89

2.64 2.95

2.69 2.89

3.14

3.09

3.39

3.89

4.74

3.25 6.25op 2.84 6.30op 2.8 2.95op 2.45

3.2

3.65

4

4.5

2.79

3.39

3.89

2.59

2.85

2.95

3.05

3.15

2.55

2.55

2.65

2.65

6.35op 4.45 4.4 6.70op

3.14 6.75op

2.7

TRUST COMPANIES Community Trust Effort Trust Home Trust Company Investors Group Trust MTCC

n/a n/a 6.30op 2.35 n/a 6.50op 2.9 6.45op

OTHER FINANCIAL INSTITUTIONS Comtech Credit Union First National Fin. LP IC Savings London Life Luminus Financial

2.45 6.40op 2.7 6.50op n/a 6.50op 3.25

Meridian Credit Union

2.4

Parama Credit Union

2.65

Steinbach Credit Union

2.25

4

ONLINE CALCULATOR ypnexthome.ca/mortgage-calculator Notes: **Interest rate charged subject to adjustment during term mortgage. Please consult institution for term of years available. All rates are prime rates and subject to change without notice.

R.O.R. = RATES ON REQUEST op = OPEN ----- = NOT QUOTING N/A = NOT AVAILABLE March 14, 2016. Prepared By http://www.FiscalAgents.com/mortgage/rates

MAR 26 - APR 9, 2016 | NEW HOME & CONDO GUIDE SWO 49

Ad Index

ADVERTISERS Averton Homes - Averton Square

27

Mattamy Homes - The Preserve

54 & 55

Bayview Wellington - Victoria Village

4

Menkes Developments - Enclaves of Upper Canada

42

Bayview Wellington - Passages on the Canal

5

Molinaro Group - Paradigm

25

Branthaven Homes - Freedom & Lakehouse

28 & 29

Mountainview Homes - Harvest Estates

9

Carriage Gate Homes - Legacy in Ancaster

19

New Horizon - Sapphire

24

Claysam Homes - Multi-Site

43

Phelps Homes - Multi-Site

18

Coletara Developments - Liberty Square

39

Reid’s Heritage Homes - Westminster Highlands

BC

Sifton - Corporate

41

Countrygreen Homes - Rosemount Semis

7

Eastforest Homes - Corporate

40

Thomas Cochren Homes - The Greystones

20

Empire Communities - Avalon

2&3

Tillsonburg Developments - Baldwin Place

38

Vanel - Sihler Woods

21

Homes by DeSantis - Centre Square

Losani Homes - Fallingwaters

50 YPNEXTHOME.CA

11

6

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Visit our website: MAR 26 - APR 9, 2016 | NEW HOME & CONDO GUIDE SWO 51

Property Profile | MATTAMY HOMES

Mattamy Homes Offers Oakville refreshing new options in contemporary condominium living MATTAMY HAS JUST welcomed an intriguing variety of modern living options to Oakville. Now open, The Residences Of Creekshore Common in prestigious Oakville is ready for you to explore. This boutique style condo features Mattamy’s signature thoughtful design within a highly sought after, robust community.

The Residences Of Creekshore Common – Mattamy’s newest and arguably most desirable Oakville address – has opened with a remarkably inviting, upscale Boutique Condo.

The neighbourhood amenities are well established and include an abundance of convenient shopping and dining nearby plus many destinations within easy strolling distance. The community itself features scenic ponds and a creek, plus proximity to the charming Preserve Promenade.

52 YPNEXTHOME.CA

Boutique condo elegance at The Residences of Creekshore Common The striking lines of the boutique condominium building promise modernity and don’t disappoint. The up-to-date appointments include an elegant, welcoming Lobby designed to impress the most discerning. Residents are invited to make full use of the common lounge that connects to a sublime rooftop terrace that, in addition to its spectacular view, encourages all to cook out on the barbecues and mingle socially, if they desire. Naturally, a fully appointed fitness facility makes staying healthy and fit simple and convenient.

Each condo suite thoughtfully includes many luxurious features as standard. A peek in through the generous floor-to-ceiling windows reveal the superior hardwood

Location

Oakville Builder

Mattamy Homes Development

The Residences of Creekshore Common Home Type

Boutique style condo Sales Centre

1388 Dundas St. W., open Monday to Thursday 1 to 8 p.m., Friday 1 to 6 p.m., Saturday, Sunday and holidays 11 a.m. to 6 p.m.

Contact

mattamyhomes.com

flooring, nine-ft. ceilings throughout – combined with soaring 14-ft. living room ceilings on the penthouse floor. Granite countertops are found in every kitchen, and ensuite baths are paired with double sinks. Plus, stainless steel appliances are complemented by a stacked washer/ dryer unit. Condo suites start at an affordable $405,990.

Mattamy Homes is BILD’s six-time GTA Builder of the Year Mattamy was recently named the GTA Builder of the Year Award for an unprecedented sixth time by the Building Industry and Land Development Association (BILD).

Mattamy is particularly proud of this award, as it is based on comments from current Mattamy homeowners. And the company remains adamant in its belief that nothing is better than a satisfied homeowner. Its intelligent and innovative approach to modern living will surely become a modern standard. We recommend you see for yourself the elegant living in The Residences of Creekshore Common.

For more information visit mattamyhomes.com Presentation Centre Hours are Monday to Thursday 1 to 8 p.m.; Friday 1 to 6 p.m.; Saturday, Sunday and holidays 11 a.m. to 6 p.m.

MAR 26 - APR 9, 2016 | NEW HOME & CONDO GUIDE SWO 53

TWO UNPARALLELED LIVING OPTIONS ARE NOW AVAILABLE IN HIGHLY DESIRABLE OAKVILLE

THE RESIDENCES OF CREEKSHORE COMMON OFFERS STYLISH CONTEMPORARY CONDO DESIGNS Boutique Condo Residence

From $405,990

The Residences of Creekshore Common offer you a contemporary style of living in The Preserve in Oakville. | Luxurious Suite Features & Finishes Are Standard | 9' Ceilings Throughout & Soaring 14' Living Room Penthouse Ceilings

| 1 Underground Parking Spot & 1 Storage Locker Included | Chef’s Kitchen With Granite Countertops & Breakfast Bar

| State Of The Art Fitness Facility

BOUTIQUE CONDO RESIDENCE

1388 DUNDAS STREET WEST, OAKVILLE, ON L6M 4L8 SALES CENTRE HOURS: Monday - Thursday 1pm - 8 pm; Friday 1pm - 6 pm; Saturday, Sunday and Holidays 11am - 6 pm DETACHED MODEL HOME HOURS: Monday - Thursday 1pm - 7:30 pm; Friday 1pm - 5:30 pm; Saturday, Sunday and Holidays 11am - 5:30 pm

THE

NOW AVAILABLE – MATTAMY’S FINEST EXECUTIVE TOWNHOMES IN THE PRESERVE

PRESERVE OAKVILLE

Executive Condo Townhomes

From $821,990

Our most spacious Condo Townhomes offer you the luxury of a worry free lifestyle with our low maintenance fees. | Classically Styled Homes Offering Double-Car Garages

| Some Homes Offer Courtyards, Some Located On Naturalized Channel Lots, Some On Over-Sized Lots

| Abundant Space From 2,536 Sq.Ft. To 3,057 Sq.Ft.

| 9' Ceilings On Main & Second Floor | Some Plans With Main Floor Master Bedroom

SPACIOUS, EXECUTIVE CONDO TOWNHOME DESIGNS

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MATTAMYHOMES.COM All illustrations are artist’s concept. All dimensions are approximate. Prices, specifications, terms and conditions subject to change without notice. E.&O.E.

Feels Good to be Home Register Today!

Energy Star Qualified Homes.

Walk to Amenities.

Located off Highway 6

10 minutes from Guelph

NEW BLOCK RELEASED

30 minutes from Highway 401

2-Storey Townhomes from $286,300 1223-1231 sq. ft 3 Bed, 2.5 Bath

Bungalow Townhomes from $380,710 1648-1779 sq. ft.

2-3 Bed, 2.5 Bath

FERGUS Small Town Feel with Big City Amenities at Your Doorstep Community set amongst historic charm, modern amenities and kilometres of natural beauty and hiking trails. Located within a two-minute walk of shops, grocers and restaurants.

ENERGY STAR homes that provide a healthy and green living environment while reducing energy consumption and saving on utility bills.

ONLY 19 LOTS LEFT

Detached 2-Storey from $416,900 38'-52' lots 2-5 Bedroom options

SALES CENTRE & MODEL HOME 89 Aberdeen Street, Fergus, ON 519.787.1847 / 226.820.6975

ReidsHeritageHomes.com Prices and specifications subject to change. See sales consultant for more details. E. & O.E. March 2016

SALES CENTRE HOURS Mon, Thurs & Fri 1 - 6 pm Sat & Sun 12 - 5 pm

@RHHQualityHomes