Skip to main content

Hamilton Resale Home & Condo - 13 Apr., 2013

Page 1

Apr. 13 - Apr. 27, 2013 Volume 13 Issue 07

VIEW

Hamilton-Halton-Haldimand-Brantford Edition

US

ON ANY DEVICE

ResaleHomeAndCondoGuide.ca

Your Best Source for Homes & Condos

11 ALEXANDER BLVD, EMPIRE COUNTRY ESTATES, YORK. $999,999. OPEN HOUSE SATURDAY APRIL 20TH 2 TO 4. Magnificent executive brick & stone bungalow on a 1-1/4 ac ravine lot, walkout basement, custom built by Lucchetta Homes in 2010 with exquisite attention to detail. Features quality craftsmanship throughout with 9' high and 10' tray ceilings, crown mouldings, architectural columns, travertine tile, maple hardwood, custom cherry kitchen with granite counters. Offers apprx. 4100 sqft of finished living space with 5 bedrooms, 3-1/2 bths, great room with gas fireplace, home office, formal dining, home theatre room, exercise room and covered rear deck with views of rolling farmland. Experience a luxurious lifestyle in Empire Country Estates, an exclusive enclave of architecturally controlled custom homes, located about 20 mins south of Hamilton. Unlock the door to exceptional real estate value! Darren Papineau, Sales Representative, Royal LePage Niagara Real Estate, Brokerage 905-774-7511 or visit www.HaldimandHomes.ca 1313_KIMRI_0049

artists conception

LOCATION! LOCATION! DUNDAS $334,900! - Walk to shops, schools, arena. one owner family home, requires updating. Hrdwd flr in living/dining rms, 3 bedrms, newer hi-eff furnace, shingles, breaker panel. Lower lvl family rm w/ reclaimed brick wall/fireplace, large den/bdrm & huge workshop. 5 Woodward Ave. MLS# H3104680. Val Dalgetty Righton, Sales Representative, Coldwell Banker Pinnacle Real Estate, Brokerage 905-522-1110 0713_KIMRI_0050

3 CAR GARAGE BUNGALOW - $278,300 - Hagersville, 60' WIDE LOT, 2 full bathrooms. Close to hospital, schools and park. Open Sat & Sun 12-4pm. Other furnished models. www.plouffehomes.ca Donald Plouffe, Broker of Record, Donald Plouffe Ltd. Real Estate Brokerage. 905-632-5940. 4312_KIMRI_8000

IDEAL STARTER OR DOWNSIZER ONLY $179,900 - EXCLUSIVE LISTING! In Hamilton East, south of Barton, Large 40x100' fenced lot close to Mahony Park & bus transit. Features 2+1 bedrms, updated bath, 100amp, c/air, thermal windows, p/fin basement. Dining rm addition has patio doors onto deck. Paved dble drive. Incl. 4 appliances & window coverings. Call Marilyn O' Blenis, Sales Representative, RE/MAX ESCARPMENT Realty Inc., Brokerage 905-573-1188. www.MarilynOblenis.com 1513_KIMRI_0020


-PPLJOH UP 4FMM #VJME PS #VZ * N :PVS (VZ

%BSSFO 1BQJOFBV 4 " - & 4 3 & 1 3 & 4 & / 5"5 * 7 &

0ĂŽDF %JSFDU RO Y VIC E

OPEN HOUSE SAT APRIL 13TH 3-4:30

1513_KIMRI_3_0043

T ON FR

D

ET’

+D

OPEN HOUSE SAT APRIL 13TH 1-2:30

195 TOWNLINE ROAD E, CAYUGA $319,900

Stunning 3 bedroom open concept “Viceroy� home w/cedar exterior. Features vaulted ceilings, loads of windows, skylight, rear Muskoka room addition (07), finished basement w/cozy wood stove fireplace and bar area. Beautifully decorated & immaculately kept with updated bathrooms and recent hardwood flooring. Situated on a private 3/4 ac treed lot with large shed and boat storage. Near Highway 54 about 30 min to Hamilton. Worth the drive! Call Darren Papineau to view. MLS H3103100

KE

P

SHO

RK WO

1513_KIMRI_2_0042

1513_KIMRI_0038

G TIN LIS W NE

4745 RAINHAM ROAD, SELKIRK. $214,900

Stylish 1.5 stry 3 bdrm country home plus det 1.5 car gar w/ conc flr & hydro. Thousands of dollars recently spent incl new kitch w/granite cntrs, updated bthrms, h.eff furn, 100 amp brkrs, 3000 gal cistern, repl wndws, drs + trim, vinyl + laminate flrs, freshly painted int decor. Eat-in kitch, o/c liv/din, mnfl pwdr rm, partly fin bsmt w/recrm, wd stv f/p, c/vac, stl roof & encl back deck. Call Darren Papineau to view. MLS H3102097

OPEN HOUSE SUN APRIL 14TH 3-4:30

LA

RY CO UN T

1513_KIMRI_0037

G TIN LIS W NE 955 CONCESSION 3, FISHERVILLE $369,900

13 ACRE HORSE HOBBY FARM

OPEN HOUSE SUN APRIL 14TH 1-2:30

1513_KIMRI_1_0058

& NBJM QBQJ!SPZBMMFQBHF DB

*OEFQFOEFOUMZ 0 XOFE 0 QFSBUFE

Immaculate 3 bedrm country home w/30’x30’ workshop heated w/wd stove. Finished lower level offers in-law setup w/2nd kitchen, 3 pc bath, 2 more bedrms, famrm w/built in desk & wd stv. Features oak kitchen, hrdwd flrs, dinette w/patio drs to multi-level deck, elect f/place, updated windows, new metal roof, recent furnace and water heater, c/air, u/v light and filter water treatment, alarm system, 2 sheds, wd storage, treed lot, paved drive w/iron gates. Located 30 min south of Hamilton and 10 min to Lake Erie. Call Darren Papineau to view.

11260444_1513

/P 0ĂŽDF 1SPEVDFS

1513_KIMRI_1_0052

/JBHBSB 3FBM &TUBUF $FOUSF #SPLFSBHF

3100 HALL ROAD, BINBROOK $599,000

1513_KIMRI_2_0029

TR Y UN CO

1513_KIMRI_2_0043

W VIE KE 1231 LAKESHORE RD, SELKIRK $157,500

4426 HIGHWAY 3, CAYUGA. $154,900 Perfect country starter 1.5 stry 3 bedrm on approx 3/4 ac lot west of Cayuga, approx 30 mins south of Hamilton. Ftrs mnfl master bedrm plus 2 upper level bedrms, large eat-in kitchen w/ newer cabinets and walkout to huge deck, spacious living, updated 4 pc bathrm (12), mudrm with mnflr lndry, garden shed and loads of parking. Updates include furnace, c/air, mostly new windows, facia, soffit and eaves. Ideal for 1st time buyer. Call Darren Papineau. MLS #H3096555.

GE

RA

+

A DG

T’

DE

27 ERIE ST. S., FISHERVILLE $224,900 Immaculate 4 bedrm brick bungalow, large country lot, stylish decor, fin bsmt w/bar and games rm plus famrm w/gas stove f/p, lndry/workshop, o/concept kit/din/livrm w/loads of oak cabs & granite cntrs, premium lam floors, updated bathrm fixtures, large bedrms, updated wndws, awesome rear deck w/det garage/workshop & loads of privacy. Shows well! MLS H3089729.

OP

SH

ET.

+D

K OR

W

25 TALBOT ST. WEST, JARVIS $259,900

Loaded w/yesteryear’s charm! Dble brick century home lovingly restored w/3 bedrms & 2 bthrms on a huge 66’x165’ lot offers 22’x24’ garage/workshop w/hydro & nat gas rough-in great for the hobbyist plus 2 lrg wrap arnd decks, interlock patio w/gazebo, privacy fenced yard w/perennial Victorian garden. Everything old is new again. Simply gorgeous inisde and out! Call Darren Papineau to view. MLS H3103351

Call Darren’s SELL phone 905-978-SOLD (7653) for a FREE Home Evaluation!

www.HaldimandHomes.ca for virtual tours & custom home plans online! 2G

1513_KIMRI_2_0035

1513_KIMRI_1_0037

CR ES 5A 1.5 8169 HIGHWAY 3 W., DUNNVILLE $169,900

Affordable 2 bdrm country bungalow 1.55 acre “park-like� treed lot close to town. O/concept layout w/2 gas f/places, 100 amp brkers, barrier free 3 pc bthrm w/accessible roll-in shower & heated ceramic tile floor, mn flr lndry, huge det gar/shop w/cone floor & hydro, eat-in oak kitchen, updated windows, patio door and shingles. Beautiful setting with loads of parking. Great starter or for empty nesters. Call Darren Papineau to view. MLS H3103400.

2 WILCOX DRIVE, PEACOCK POINT $249,900

Vacation at home! Lakefront at tip of Peacock Point with spectacular Lake Erie view! Fully winterized and lived in year round by current owner. Features open concept living/dining/kitchen w/oak cabinets & pine ceiling, 2 bedrooms w/recent Berber carpet, updated 4 pc bathroom & mnflr laundry. Upgrades include decor, shingles-07, concrete shoreline protection, new shed, exterior doors & wndws, gas f/place, nat gas furnace, 200amp brkrs, cistern & full septic bed. MLS# H3105443.

Spacious, low maintenance 2 bedroom cottage w/ gorgeous unobstructed view across Lake Erie. O/concept living room, dining rm & kitchen, lovely sunroom. Improvements include pine accents, updated bathroom, covered rear deck, shingles 2010, windows 2005, pressure pump & tank, natural gas heating/air conditioning unit (HVAC), insulated walls & attic. Boat launch near by. MLS #H3071946. 1513_KIMRI_1_0079

1873 LAKESHORE RD, SELKIRK. $149,900

Handyman special! Spacious o/concept 2 bedroom winterized home across the road from Lake Erie. Large 60’ x 150’ lot with panoramic views and ownership of waterfront property across. Property being sold “as is�. Crawl space foundation walls need repair. Loads of potential. Quick possession. Call Darren Papineau to view. MLS H3100086.

6267 RAINHAM RD, DUNNVILLE. $269,900

Immaculate 3 bdrm, 2.5 stry brick home, over 1/2 AC w/ 36’ x 34’ shop/gar. Completely reno’d w/ 2 bths, oak kitch, o/con din/liv, huge finished loft + m/bdrm that can be converted back to 2 bdrms. Extras incl conc patio off dinrm, rear mudrm, cov’d frnt veranda, repl wndws, h/eff furn (11), pool liner (10), a/grnd pool, 100 amp hydro, pvd drive & brick shed. Great family home w/ over 2000sf + finished bsmnt! Call Darren Papineau. MLS H3102097.

LA

LA

KE

VIE

W

1513_KIMRI_2_0009

Gorgeous raised ranch on 13 acres set up for horses includes 5 stall 50’x30’ barn w/hydro and concrete floor w/drain. 40’x20’ heated tack rm (former dog kennel), 30’x24’ run-in shelter, 3 pastures w/recent oak, electric fence & pond. Home features 2+2 bedrms, 2 bthrms, modern kitchen w/brkfst bar o/concept dining/livrm w/wood f/place & finished basement. Features hi/eff furnace, c/ air, drilled well w/water softening system, 200 amp service w/backup generator panel and heated double car garage w/new overhead doors. Located 5 min south of Binbrook. Call Darren Papineau to view. MLS H3106641


10403538_1513

ISAAC PHILLIPS Sales Representative

www.isaacphillips.com TOP 1% IN CANADA FOR ROYAL LEPAGE 18 YEARS

Independently Owned and Operated

List with us and your property is shown on 20 plus websites

LI N S EW T IN G

TOP QUALITY! $379,900 Designer decor throughout this 4+1 bedroom, 3 bath custom home! Quiet court lot in Dunnville, large fenced yard, pool, hardwood, ceramics, glass showers. Large rooms. Call Isaac Phillips 1513_KIMRI_0046

GREAT VALUE! $179,900 Extra wide lot along quiet street, formerly a duplex, currently single family, ideal in-law suite, 2 kitchens, updated laminate floors & decor, hardwood on 2nd floor, basement walk out to backyard, Dunnville. Call Isaac Phillips 1513_KIMRI_0047

NIAGARA FALLS! $159,900 One floor plan, 2 bedrooms, full basement, stunning updated eat in kitchen has ceramic floor and patio walk out to rear deck, updated bathroom with Jacuzzi tub and walk in shower, laminate flooring, tons of windows, side drive. Backs onto greenspace! Call Isaac Phillips 1513_KIMRI_0048

HOBBY FARM! $279,900 Horse lovers delight, 3.93 acres, renovated home, large eat in country kitchen with breakfast bar tons of windows, refinished plank floors, 2 baths, 3 bedrooms, covered front veranda, outbuilding, paddocks, surrounded by open fields. Call Isaac Phillips 1513_KIMRI_0049

LAKEFRONT COMMUNITY! $379,900 2008 custom one owner “Dehann” built in lakefront subdivision on Lake Erie, includes part ownership of beach & lakefront park area. Open concept main floor, 9’ ceiling, hardwood and ceramic floors, DR walkout to multi level deck, designer antique white kitchen cabinets w/island, Dunnville. Call Isaac Phillips 1513_KIMRI_0050

RANCH OVERLOOKING LAKE ERIE! $369,900 “Cowan” built open concept, vaulted ceilings, plank flooring, custom kitchen, steel roof, long veranda overlooking the lake, part ownership of private waterfront park & beach, Dunnville. Call Isaac Phillips 1513_KIMRI_0051

LARGE MATURE LOT! $235,000 Same caring owner since 1968, great neighbourhood, unique layout includes main floor bedroom and bathroom, upgrades include replacement vinyl windows, recent med efficient furnace, white kitchen cabinets, updgraded main bathroom, Dunnville. Call Isaac Phillips 1513_KIMRI_0053

LAKEFRONT! $295,000 On Lake Erie at end of quiet street offers 90 feet frontage, winterized 3+1 bedrooms, hardwood floors, large living room with loft overlook, recent boat ramp, 2006 concrete breakwall, and many other updates! Call Isaac Phillips 1513_KIMRI_0054

N

E

W

P

R

IC

E

Call for your FREE Market Evaluation LI N S EW T IN G

905-774-7631 905-774-8144

LI N S EW T IN G

Check out our website for the latest on our 45+ listings

STATE REALTY BROKERAGE

N

E

W

P

R

IC

E

PANORAMIC WATERFRONT VISTAS $212,500 Near Featherstone Point. One floor, 3 bedroom, big back yard and sprawling decks, breakwall, boathouse (fully renovated 2012) open concept LR/DR with sliding doors to deck overlooking lake. Call Isaac Phillips 1513_KIMRI_0052

CHARACTER & CHARM! $156,500 Large home on large mature lot, main floor family room, eat in kitchen, 2007 furnace, 2009 veranda and much more, Dunnville. Call Isaac Phillips

MATURE CORNER LOT! $189,900 Dunnville, preferred neighbourhood, screened side porch plus side deck, vinyl repl windows, oak floor & oak cabinetry in kitchen, 3 bedrooms, appliances, single garage. Call Isaac Phillips

1513_KIMRI_0055

1513_KIMRI_0056

3G

NEW HOME! $299,900 Raised ranch 3 bedroom by “Silverthorne Homes” just completed, open concept main floor, maple cabinets, covered deck overlooks back yard, oversize 2 car garage. Many custom features, high bright basement, quiet court location surrounded by trees, north of Dunnville, price includes HST - rebate to builder. Call Isaac Phillips 1513_KIMRI_0057


VIEW OUR MAGAZINES ON ANY

DIGITAL DEVICE ANYTIME

Now you can view all of Wall2Wall Media’s publications online, anytime, using your mobile, PC or tablet

ResaleHomeAndCondoGuide.ca Published by

4G


Volume 13 Issue 07

1

Resale Home & Condo Guide - Hamilton & Halton Edition

2010-2012

2011-2012

THE O’REILLY TEAM PAM O’REILLY DAVE O’REILLY LUKE O’REILLY

1122 Wilson St. W. Ancaster, Ontario L9G 3K9

Sales Representatives

Broker

9249706_1513

www.theoreillyteam.com 905.525.3737

1.877.648.4451

PRESTIGIOUS LOVERS LANE AREA OF ANCASTER

DREAM HOME IN ANCASTER

1513_KIMRI_1_0020

1513_KIMRI_1_0023

This gorgeous 2+2 bedroom, 3 bathroom bungalow has over 3400 square feet of finished living space and sits on a mature 80x225 foot lot. Upgrades include a gourmet kitchen with granite countertops, wire brushed hardwood flooring, marble tiling, wainscotting, oversized baseboards, crown mouldings, vaulted/coffered ceilings, 100+ pot lights, 2 fireplaces with stone mantles, glass showers, a security system, expansive windows, skylights, and updated roof shingles/furnace/central air/plumbing/electrical. The lower level features 2 spacious bedrooms, a gorgeous 3 piece bath with a vessel sink, 2 separate recreation rooms and laundry facilities. This home offers a solid brick and stone exterior finish, 2 separate front entrances, sliding door at rear, a newly paved front drive, and professional landscaping with flagstone. The attention to detail found in this home is outstanding!

You will be amazed at this beautifully renovated and updated 4200+ square foot home on mature, treed 75’x158’ lot with inground pool. This stunning home is perfect for your large family. 4 spacious bedrooms, all with walk-in closets. Master with luxurious 5 piece ensuite bath, 2 other bedrooms share an ensuite and one more bathroom for the 4th bedroom. The main floor will WOW you! Eat-in kitchen with solid maple cabinetry, island, granite counters, built-in appliances and abundance of pot lights is open to huge sunken family room - the perfect place to entertain. The lower level is complete with kitchen, family room, 2 bedrooms and 2 bathrooms - a complete in-law set up. Loaded with upgrades throughout. Not to be missed.

GORGEOUS BUNGALOFT IN GLANBROOK

ESCAPE TO LAKE ERIE

$849,900

$749,900

1513_KIMRI_1_0021

This beautiful 3+1 bedroom, 3.5 bath bungaloft is situated in a quaint neighbourhood just minutes to the Meadowlands in Ancaster and shopping on Upper James. This home is just under 2000 square feet (plus a fully finished basement). Step through the front doors to an open foyer with dramatic vaulted ceilings, hardwood flooring throughout the main level, a formal dining room, main floor master bedroom with his/her closets and a 4 piece ensuite bath (Jacuzzi tub), spacious main floor family room with a gas fireplace, eat-in kitchen with breakfast bar, stainless steel kitchen appliances (all included), and sliding doors to an updated rear deck and no immediate rear neighbours - privacy plus! The upper level offers 2 spacious bedrooms, a 4 piece bath, and a loft area overlooking both the front foyer and main floor family room. The lower level is fully finished and offers an additional bedroom with a walk-in closet and a 3-pc ensuite bath, a huge rec. rm, gas fireplace, pot lighting throughout, a roughed-in kitchen (in-law potential), and an office/den.

$429,900

1513_KIMRI_1_0066

Escape the city to your very own private retreat at Lake Erie. Welcome to 3 Turner Drive, a sharp 3 bedroom, fully winterized bungalow in pristine condition. This home has alot of warmth and charm and must be seen to fully appreciate it. This home has been updated over the years; including windows (vinyl clad), maple kitchen, cabinetry/counter tops, 4 piece bath, flooring, front/rear decks, rear fence, rear shed, furnace, water heater, propane fireplace, paved driveway, electrial panel and more. Taxes in 2012 were only $1472.74. Just a short walk to a private beach.

$179,900

Please say you saw it in Resale Home & Condo Guide

RHH_1313.indd 1

4/11/13 4:47:59 PM


2

Volume 13 Issue 07

Resale Home & Condo Guide - Hamilton & Halton Edition

Hamilton/Halton/ Haldimand/ Brantford

#500-401 The West Mall Etobicoke, ON M9C 5J5 t. 416.784.5060 toll-free 1.877.269.8257 f. 416.789.9705 viCe-PresideNt, wall2wall media

Jacqueline Hill

editor-iN-Chief, NatioNal real estate

Susan Legge editor

Elisa Krovblit, Lydia McNutt (on leave)

Coverage area:

CoNtributiNg editors

Hamilton Burlington Brantford Dunnville Jarvis Ancaster Puslinch Oakville

Grimsby Hagersville Delhi Dundas Stoney Creek Paris Simcoe Cayuga

Waterdown Milton Caledonia Port Dover Flamborough & surrounding areas

Sara Duck, Wayne Karl seNior sales maNager

Larry Gregoris

media CoNsultaNt

Kim Richards

sales CoordiNator

Nobia Bhatti

NatioNal aCCouNt maNager, mediative

Paul Slizys

ProduCtioN maNager

Bala Gnanapandithan graPhiC desigNers

Dhaval Naik, Mike Terentiev ProduCtioN CoordiNators

HALTON

WATERDOWN

Deenisha Doodnath Lindsey Maindonald

OAKVILLE

terms Advertisers and Resale Home & Condo

Guide are not responsible for typographical errors, mistakes or misprints.

BURLINGTON BRANTFORD

HAMILTON

GRIMSBY

HALDIMAND-NORFOLK

Next advertisiNg deadliNe

thursday april 18th 2013 issue date: April

27th, 2013 – 2-WEEK ISSUE

Payment in full must accompany the insertion order by cheque or money order only. Insertion by phone: we accept Visa and Mastercard. Please check your ad for accuracy the first issue it appears. If you find an error, report it immediately. Resale Home & Condo Guide will not be responsible for more than one incorrect insertion. Published by

Copyright 2013 Copyright covers the contents of this publication and prevents reproduction in whole or in part: offenders will be prosecuted. We reserve the right to refuse any advertising, to make changes or edit advertising as necessary. Care will be taken to ensure copy accuracy but no warranty is implied or given by the publisher. Views/data expressed by columnists do not necessarily represent those of the publication. Wall2Wall Media is a trademark of Yellow Pages Group Co. in Canada.

For advertising information, contact Kim richards

phone: 905.383.8118 | toll-free 1.800.268.0077 cell: 905.730.5658 | fax: 905.383.4667 kim.richards@wall2wallmedia.com

Please recycle this magazine! Wall2Wall Media participates in the Partners in Growth Reforestation Program through St. Joseph Communications. To date, Partners in Growth has planted over 2.5 million trees in parks, recreation and conservation areas, and other public spaces across Canada. Established in 1990, this program was started with Scouts Canada to help replenish the environment.

Please say you saw it in Resale Home & Condo Guide

RHH_1313.indd 2

4/11/13 4:48:01 PM


Volume 13 Issue 07

3

Resale Home & Condo Guide - Hamilton & Halton Edition

April 13 – April 27, 2013

18

InsIde thIs Issue

04.

Editor’s NotE

14.

BuyiNg aNd sElliNg

First-time homebuyers showing their rational side Genworth Canada releases results of homeownership study 18.

your HomE

Make your home energy efficient this spring 22.

makE your movE

How to move pianos and pool tables safely by Dan Hopkins 27.

HomEBuyiNg tips

Top tips for first-time homebuyers 28.

tHE mortgagE miNutE

Why you shouldn’t fret a market correction by Peter Kinch 29.

HomEBuyErs’ HElp

You love the home, see what you can afford!

28x

27

Please say you saw it in Resale Home & Condo Guide

RHH_1313.indd 3

4/11/13 4:48:02 PM


4

Resale Home & Condo Guide - Hamilton & Halton Edition

Volume 13 Issue 07

editor’snote

y

A home to match

your nEEdS

our next home needs to fulfill more than just a change in location – it needs to deliver a level of comfort, convenience and quality that you’ve likely not considered on your previous journeys for a place to call home. Perhaps a bungalow is in order to help you get around better? More bedrooms? Fewer bathrooms and general living space to help minimize housework? And what about maintenance – does a condo make more sense for you this time around? Whatever your needs, it’s imperative that you create a realistic shopping list so you can assess a home’s potential without any distractions. With so many beautiful communities available in Ontario, we’re here to help you find a home with all the bells and whistles you want and need. Homebuyers this year are fortunate to be able to take advantage of a moderation in real estate prices and low interest rates. Your journey starts here. We hope you enjoy our latest issue. Do let us know what you think! We’d love to hear from you.

Susan Legge Editor-in-chiEf Wall2Wall Media, Susan.Legge@wall2wallmedia.com Follow me on Twitter at Twitter.com/SusanLegge

b

There’s savings in

Saving up

uying real estate is a great investment. For those looking to buy their first piece, it can often seem like the most logical step to take when you start putting the numbers down on paper. You need a place to live, so there’s always going to be that payment to make, your bills are pretty stable whether you rent or buy, and when moving in with a significant other the budget becomes more flexible, making it seem silly to let months slip by without investing into your own home. But the reality is that lending has tightened up. Where once upon a time a 40-year amortization easily turned high payments into affordable payments, the 25-year cap on insured mortgages means a lot more down or a lot less mortgage. If you have more than 20 per cent as a down payment then there are more options, but if you want to get into the game with your first-time-buyer’s five percent down, you’re going to be looking at an additional premium at closing for insurance on your mortgage, and you’re also looking at the maximum amortization of 25 years. The trend, as the Genworth Canada report published in this issue of Resale Homes explains, is that people are buying smarter. They’re saving longer and putting down more instead of overextending their finances and taking the minimum at every spot. While it may take a little longer to accumulate a down payment, it’s a smart approach and should work out well for firsttime homebuyers!

Elisa Krovblit Editor Elisa.Krovblit@wall2wallmedia.com Follow me on Twitter at Twitter.com/ElisaKrovblit

Please say you saw it in Resale Home & Condo Guide

RHH_1313.indd 4

4/11/13 4:48:02 PM


Volume 13 Issue 07

5

Resale Home & Condo Guide - Hamilton & Halton Edition

Gorgeous Country Executive Home!

1513_KIMRI_0060

$749,850

Situated on 1 acre lot, only minutes to town, 2500 sf of luxurious living space, outstanding great room with 15’ vaulted ceilings & panoramic country views, stunning gourmet kitchen with granite, 3 br, 2 bath, triple car garage. Shows like a model home!

Waterfront Community! $569,850

1513_KIMRI_0064

$259,850

SOuth EaSt BEauty!

Solid two storey home in family friendly area, lots of character and charm with orig hardwood flrs, stain glass windows, featuring 4 bedrooms, 1.5 baths, formal living room and dining room, side drive and large rear yard.

1513_KIMRI_0068

Stunning Stoney Creek home just steps to Lake Ontario, premium lot w/200 foot frontage, enjoy the best of everything...designer gourmet kitchen with granite, master bed w/luxury ensuite, main flr den and laundry, huge media loft, oversized double car garage, lot professionally landscaped...call to view this beauty today... shows 10+++!

$219,850

StEPS tO GaGE PaRK!

Renovated and ready to move in! Gorgeous new kitchen with stainless steel appl, living room with gorgeous gas fireplace, formal dining room, two bedrooms and a 4 piece bath on the main floor and a super huge master bedroom on the upper level with 3 pc ensuite. Don’t wait..this one won’t last!

EXtENSIVE RENOVatIONS! huge 2.5 storey home in central hamilton featuring brand new eat in kitchen w/stainless steel appliances, formal living room and dining room with new hardwood floors, 4 bedrooms, 2.5 bath, huge master bed w/4 piece ensuite. Quick possession available! 1513_KIMRI_0070

$429,850

COuNtRy PROPERty!

Located minutes to town, beautifully renovated brick bungalow on 2 acre corner parcel, suitable for contractor or small hobby farm, renovated brick bungalow w/stylish new kitchen w/ granite counters, 3 bedrooms, 1 bath, fin large detached garage w/hydro. 1513_KIMRI_0071

11265155_1513

1513_KIMRI_0069

$219,850

Please say you saw it in Resale Home & Condo Guide

RHH_1313.indd 5

4/11/13 4:48:03 PM


6

Volume 13 Issue 07

Resale Home & Condo Guide - Hamilton & Halton Edition ®

Richard Schilstra Broker of Record***

905.774.4444 R E A LT Y B R O K E R A G E I N C .

Sales Representative*

| 905.574.1234

New shingles (2012), soffit/ facia + 25’ x 50’ quanset bldg. 2nd floor of home separately rented at $600/month plus utilities. Separate driveways and entrances to each unit. Large property to enjoy. Call Richard Schilstra***

LAKE ERIE LIVING! $489,900

COUNTRY LIVING! $189,900 3 bedroom brick bungalow west of Dunnville. Features include hardwood floors, eatin kitchen, sliding doors to deck overlooking open fields. Great country location! Call Richard Schilstra***

Enjoy the lazy days of summer, with breezes off the Lake, sitting in your 40ft enclosed sun rm. Properties like this don’t come up for sale often. 1.6 acre lakefront property has been in same family over 75 years. Well maintained home features large rms ideal for family gatherings. Call Richard Schilstra***

UPDATED BRICK BUNGALOW! $229,900 3 bedroom home just west of Dunnville in country setting. Updates include custom maple kitchen with breakfast bar, vinyl windows and more! Spacious living & dining room combo. Move in condition! Call Richard Schilstra***

11274206_1513

2.85 ACRES! $189,900

1513_KIMRI_1_0026

1513_KIMRI_1_0027

EXECUTIVE LAKEFRONT HOME! $679,900 Stunning 2 storey 4 bedrm family home with gorgeous custom kitchen with granite & glass backsplash open to family room with f/place & built in cabinetry, garden doors leading to deck where you can listen to the waves or enjoy the beach! Formal dining rm, vaulted living rm, main flr office/den, finished lower level. All in a sought after lakefront subdivision! Call Tammy Carpenter*

NATURE LOVERS DREAM! $249,900 Completely renovated home/ cottage with deeded access to beach and surrounded by countryside that will make you think you are in the Muskokas!! 2+1 bedrrm, 2 bathrms, full finished basement and lovely decor! A must see as your next vacation spot. Call today! Call Tammy Carpenter*

1513_KIMRI_1_0028

1513_KIMRI_1_0025

STUNNING LAKEFRONT HOME! $447,000 Unique opportunity with an inlaw or duplex potential & rental income to help pay mortgage. B&B possibilities as well! 3100 sq ft brick 2 sty home with modern decor! Thousands spent in renos in 2011 including cherry kitchen with granite & built-in appliances. Attached double garage & single detached garage. Lovely yard including 2 hot tub/ swim spa. Views & ownership on lakeside. A must see property to see & appreciate all it offers! Call Tammy Carpenter*

1513_KIMRI_2_0030

1513_KIMRI_2_0023

ENJOY SUMMERS AT THE LAKE! $189,900 Affordable waterfront cottage with incredible views of Gull Island! Features 2 bedrooms, a loft plus lots of decking to enjoy your summer at the lake! Thousands spent in 2004 breakwall! Just unpack and enjoy! Call Tammy Carpenter*

1513_KIMRI_1_0024

w w w. r i v e r s i d e r e a l t y. c a

INDEPENDENTLY OWNED AND OPERATED

1513_KIMRI_1_0029

Tammy Carpenter

Please say you saw it in Resale Home & Condo Guide

RHH_1313.indd 6

4/11/13 4:48:03 PM


Volume 13 Issue 07

7

Resale Home & Condo Guide - Hamilton & Halton Edition

THINK SOLD... THINK MARGARET & WALDI NIBURSKI WE MAKE DREAMS AFFORDABLE B.SC. SALES REPRESENTATIVE

NIBURSKI

M.SC. SALES REPRESENTATIVE

9489143_1513

MARGARET (MALGORZATA)

NIBURSKI WALDI (WALDEMAR)

YOUR LISTING ADVERTISED ON

40+ WEBSITES Sutton Group Innovative Realty Inc., Brokerage

mniburski@sutton.com wniburski@sutton.com

www.hamiltonhomes-for-sale.com

*Independently Owned & Operated

for Hamilton & Area Estate Market Reports

TRENDY AND DESIRABLE, WESTDALE!

HAMILTON CENTRAL

GREAT STARTER IN A PERFECT LOCATION

$379,900!

EAST HAMILTON OUTSTANDING CONDO APARTMENT!!!

$114,900

$149,900

• Just minutes to McMaster University! Westdale West Hamilton. • 5+1 bedrooms! • Presently set up as a student rental with great income! • Brick exterior • Garage • Spacious rooms • Some upgrades! www.hamiltonhomes-for-sale.com

1313_KIMRI_0034

1313_KIMRI_0033

$144,900

• Affordable 3 bedroom bungalow for sale!! • 3 bedrooms! • Brick exterior • Eat-in kitchen • Garage and side drive www.hamiltonhomes-for-sale.com

905- 575-7070

Visit

• Near Gage Avenue. • 3 bedrooms • Brick exterior • Spacious rooms • Great convenient location • Plenty of parking at the back www.hamiltonhomes-for-sale.com

• Attention Seniors! Great building close to all amenities! • Spacious one bedroom with plenty of renos! • Oversized balcony with great view! • Ready to move-in!!!

1313_KIMRI_0035

1313_KIMRI_1_6007

11274226_1513

Ever wonder how the Hamilton Real Estate Market is doing? Visit our web site www.hamiltonhomes-for-sale.com for the answer and Margaret’s newest and up-to-date real estate market activity reports for Hamilton, Ancaster, Stoney Creek and all the sourrounding areas!!!

Please say you saw it in Resale Home & Condo Guide

RHH_1313.indd 7

4/11/13 4:48:04 PM


8

Volume 13 Issue 07

Resale Home & Condo Guide - Hamilton & Halton Edition 9255435_1513

905-388-5133 FAX: 905-388-7583

For All Your Real Estate Needs

Residential Commercial Investment 1286 Upper James St., Hamilton, L9C 3B4

New Listing!

! D OL

S

3 Bedroom brick semi located on 37.5 ft x 100 ft lot. Newer siding, replacement windows and hardwood floors. Updated kitchen with ceramics. Fenced yard, workshop, covered deck and carport. Priced at $139,900. 1313_KIMRI_0024 1313_KIMRI_0025 Please call KEN GIES, Broker or DAN GIES, Broker of Record, 905.388.5133

Excellent Value!

2 1/2 storey brick starter, garage, private side drive, bachelor apt. in basement to supplement your income, near Ivor Wynn Stadium. Good value. 1313_KIMRI_0050 1313_KIMRI_0051 Please Call ITALO FIDANZA, Broker, 905.388.5133.

One Owner Home!

New Price!

SOLD Elevated brick ranch style home with plaster walls and hardwood floors. Side door entrance could be lower level apartment. Large family room with wall to wall stone fireplace. Roof shingles 2009. Nice size garage 1313_KIMRI_0028 24x11. Priced at $199,900. Please call KEN GIES, Broker or DAN GIES, Broker of Record, 905.388.5133

Clean 2 bedroom with updated kitchen, shingles, furnace, windows, doors and bathroom. 18� tiles in hallway and kitchen. Immediate possession available. Immediate possession available. Priced at $119,900. 1313_KIMRI_0029

Please call KEN GIES, Broker or DAN GIES, Broker of Record, 905.388.5133

Please say you saw it in Resale Home & Condo Guide

RHH_1313.indd 8

4/11/13 4:48:05 PM


Volume 13 Issue 07

9

Resale Home & Condo Guide - Hamilton & Halton Edition

9189912_1513

FRANK RADMAN

Sales Representative

ESCARPMENT REALTY INC. Brokerage

(905)

Independently Owned & Operated

SERVICE THAT MOVES YOU

545-1188 Email: frankradman@rmxemail.com

“CALL FRANK TODAY - THE FIRST STEP IN MAKING THE RIGHT HOUSE YOUR HOME!”

FEATURE PROPERTY OF THE MONTH

120 ACRE MULTI PURPOSE FARM

A piece of paradise! This Century style 2 storey character filled home offers 4 bedrms, 1.5 bathrms, impressive great room, all season sunroom, cozy family rm w/gas FP country oak kitchen, sep dining rm, office & main flr laundry. Several outbldgs & barn in perfect cond. incl. 4 stall horse barn. Call today for more details on the exterior buildings, property & updates. 1513_KIMRI_1_0063

List Your Home Today!

Advertised Here and Sold for Top Dollar! Call Frank! 905-545-1188

Start your day with coffee in your nice and bright sunroom and walk to work to nearby Concession Street. End your day with a cool cocktail on your big covered deck in your large private backyard. Offset your living expenses by sharing your home with a family member or co-worker by offering them the separate in-law suite on the lower level (separate entrance). Upgrades include: renovations done throughout including newly installed in-law suite, new ceramics, kitchens, bathrooms, basement, mostly thermopane windows, refinished hardwood floors, laundry room, 100 amp, potlights, new sod, 4 car parking, separate entrances, new fridge and stove. Not a drive-by, must be seen inside! To view or put in your offer, call Frank Radman. 1513_KIMRI_1_0010

RI

LE

DO

NI

A

VE

CA

VIR HE TUA AT LL SO Y F UR RE CE E

ATTENTION JURAVINSKI HOSPITAL EMPLOYEES!

R

VI

EW

S

UNIQUE 6 LEVEL ARCHITECTURAL MARVEL Enjoy the beauty of the Grand River from all levels of this home. Pristine gardens to water’s edge - a haven for birds & wildlife. A 4300 sq ft custom built home w/full in-law or nanny suite. The grand home offers formal dining rm, eat-in kitchen, elegant living rm w/FP, recent updates, glass panelled balcony, XL double garage & much more. A must see! 1513_KIMRI_1_0047

DE GA TAC RA HE GE D

ES VI CA EW RP O M F EN T

GL

AN

BR

OO

K

W HO ALK VER SP TO Y IT J SH AL UR OR EN AV T TR IN AN SK CE I

W IN-L IT A EN H S W S TR EP UI AN AR TE CE ATE

COZY & CUTE IN DUNDAS Pride of ownership is evident in this 3+1 bedrm, 2 bathrm home. Many pristine reno’s completed within 5 yrs! High end kitchen, 2 bathrms, hrdwd, laminate & ceramics thru-out. Lrg m bedrm offers ensuite, large rec room in bsmnt. Exterior boasts detached garage, extensive decking and great view. Call today to view!! 1513_KIMRI_1_0062

Please say you saw it in Resale Home & Condo Guide

RHH_1313.indd 9

4/11/13 4:48:06 PM


10

Volume 13 Issue 07

Resale Home & Condo Guide - Hamilton & Halton Edition

速

proudly

Seneca

Cayuga

Dunnville Stoney Creek

YOUR

Moulton

their

Smithville and Rainham

environs

Caledonia

Hamilton

Community Oneida Ancaster

Hagersville

serving

Glanbrook

Burlington Sherbrooke Dunn Grimsby

Flamborough

Caistor

REALTORS

West Lincoln

Canborough Dundas

Waterdown w w w.rahb.ca

8313166_1513

Please say you saw it in Resale Home & Condo Guide

RHH_1313.indd 10

4/11/13 4:48:08 PM


Volume 13 Issue 07

11

Resale Home & Condo Guide - Hamilton & Halton Edition

www.thesharmateam.ca info@ricksharma.com

905.662.6039 or 1.877.574.7441 rick sharma broker lynn Vienneau business associate

reisha dass team Mnger/sales rep.

Top 1% Nationally for royal lepage

2006-Present

BURLINGTON

Unique heritage home “The Parsonage” built in 1883 w/old charm & character. High ceilings, double brick & plaster construction. Solid plank hardwd flrs throughout (no carpets). Massive room sizes. Newer roof, wiring, gas furnace. Open concept into solarium addition inground 16’x32’ pool. H3106118 1513_KIMRI_0012

STONEY CREEK MOUNTAIN

Brick 4 level back split with 3 bedrm & 2 bathrm. Exceptional decor throughout w/newer eat-in-kitchen. Fully finished with corner gas fireplace in familyroom. Loads of room. Nothing to do but move in. H3102473 1513_KIMRI_0015

BURLINGTON

Great condo unit in Burlington with large bedrms. Updated kitchen, washroom & beautifully painted w/crown moulding in bedrms, stack-up laundry unit. Large balcony, storage unit & 2 parking spaces. Close to shopping, bus routes & all other amenities. H3103393

state realty brokerage independently owned & operated

DUNDAS

1513_KIMRI_0013

Beautifully kept historic home (1827) on lrg lot, backing on ravine w/great views. Pine plank, floors, beamed ceilings, huge screened in verandah overlooking ravine, kitchen & bathrm updated. Cozy family rroom w/fireplace. All bedrms tastefully & uniquely decorated. Meticulously manicured gardens & inground pool. Spotless & stunning. H3103125 1513_KIMRI_0014

Huge 4+2 bedrm all brick w/inlaw-suite, near Parks, Schools & w/ easy access to QEW. Main flr familyrm w/gas fireplae & hardwd flrs. Basement finished as inlaw suite w/2 bdrms., 2nd kitchen & 4 pce bath. Oak staircase. Walkout from kitchen onto large concrete patio. Newer windows. H3102636 1513_KIMRI_0016

Watefront property panoramic views of Lake Ont. 60’ frontage is rare find in Stoney Creek. Detached 1 storey, 2 bedrm home presently on property. Great opportunity to build your dream home. If you desire, in this secluded & prestigious location among other executive 1513_KIMRI_0017 homes. Minutes to QEW & Malls. H3099459

STONEY CREEK

STONEY CREEK

INVESTMENT PROPERTIES: - (MAIN STREET EAST) BUSINESS FOR SALE - HAMILTON CENTRE LAUNDRY - MART BUSINESS, H3104005

STONEY CREEK

Recently updated home located in Heart of Stoney Creek. New floors in familyrm, diningrm, livingrm, foyer, kitchen & bedrms. Entire home freshly painted. New light fixtures & updated kitchen. All brick, close to schools, shops, QEW etc. Finished basement w/2nd eat-in kitchen, recrm, full bath & bedroom. Ideal inlaw suite. Walkout to deck. H3105399 1513_KIMRI_0018

state realty brokerage independently owned & operated

HAMILTON EAST

All brick, 2 storey home, East end location, 3+1 bedrms 2+1 bathrms, recent upgrades: Roof, windows, gas furnace, C/A, updated hydro, exterior drs. Finished bsmnt w/4th bedrm, 4 pce bath & huge familyrm, triple concrete drive & new shed. Close to Schools, Shops, Buses, Highways, etc. H3104876 1513_KIMRI_0019

Jodi woodard sales representative

aJ ghottra sales representative

- (MAIN STREET EAST) COMMERCIAL/RESIDENTIAL BUILDING - HAMILTON EAST MAIN FLOOR COMMERCIAL, UPPER RESIDENTIAL H3097754 - (CARLING STREET) RESIDENTIAL RENTAL - HAMILTON wEST wALk TO MCMASTER, H3100492

Jacqueline Mastrangelo sales representative

1-877-574-7441 or 905-662-6039

Top 1% Nationally for royal lepage 2006-Present

8158867_1513

Please say you saw it in Resale Home & Condo Guide

RHH_1313.indd 11

4/11/13 4:48:11 PM


12

Volume 13 Issue 07

Resale Home & Condo Guide - Hamilton & Halton Edition

Ro b M cD o w e l l Broker, BA/SRES

Seniors Specialist Designation

905- 3 8 8 - 1 1 1 0 w w w . 1 1 1 0. c a

Paul McDowell Sales Representative

ALL UPDATES DONE - JUST MOVE IN

OPERATE YOUR BUSINESS FROM HOME!

NEW LISTING 30% SOLD FIRM OR CONDITIONAL

D L O S

Perfect for 1st time buyers or small family. Well maintained featuring a gorgeous custom kitchen + dining room. Lots of updates; Pot lights, crown moulding, hardwood, California shutters, wiring, plumbing, roof, windows, C/A. Finished basement with rec room, office area and separate laundry room. Family room has a walkout to private yard, with covered patio hot tub and pond, garage. Appliances included! 272 East 22nd St., $239,500. CALL PAUL or ROB MLS #H3104675 1513_KIMRI_1_0030

Great opportunity for contractor, investor or hobbyist. 16 x 30ft 8 yr old building or workshop with double garage doors built behind updated 4 bedroom home. Building is insulated, drywalled & heated. Home has new entry doors, some windows, 200 amp electrical & shows well. Accessible location near Burlington St., 226 Avondale Street. Only $129,900. CALL PAUL or ROB MLS #H3105018 1513_KIMRI_1_0031

New Owner! New Opportunities! Same million dollar views from Escarpment edge! 2,400 sq ft. 400 sq ft terrace. Private elevator entry in each suite. 3 designs. Prices starting from $695,000. Call Rob or Paul for viewing of our newly furnished suite. MLS #H3079836

WALK TO THE LAKE

ATTENTION RENOVATORS

OLD STONEY CREEK

Just Listed - well priced townhome offering brand new quality broadloom, attractive neutral decor, fireplace, finished lower level, nice yard with gazebo! Super complex! $239,900. Call Rob Today!

Great location, south of Barton Street, less than 1 block from The Shopping Centre. No backyard neighbours, side drive. Full partial-finished basement. Close to buses and all amenities. Lots of potential but needs some work. Book a viewing today! 104 Frederick Ave., Only $119,500. CALL PAUL or ROB. MLS #H3104413

Spring is here... time to build your dream home! How about a nice bungalow on this 50 ft by 101 ft Stoney Creek lot. Asking $160,000. Call Rob or Paul. MLS #H3102187.

1513_KIMRI_0011

8547409_1513

D L O S

1513_KIMRI_0010

1513_KIMRI_1_0032

1513_KIMRI_1_0013

Please say you saw it in Resale Home & Condo Guide

RHH_1313.indd 12

4/11/13 4:48:11 PM


Volume 13 Issue 07

13

Resale Home & Condo Guide - Hamilton & Halton Edition

HOMELIFE RESULTS REALTY INC. Brokerage

905-318-3800

$535,000

$1,465,000

$469,900

$749,900

167 CHAMBERS DRIVE-ANCASTER

Nicely loaded with all the right upgrades. Includes: Granite counter in kitchen/powder, raised maple cabinets, undermount sink, upgrade faucet, undermount lighting, crown moulding, dinette cabinetry, INVENTORY HOME SALE family room w/built-in maple wall unit, gas fpl, hwd floors in dining, family and upper hall, coffered ceiling, decorative columns. Oak stairs w/wrough iron spindles, master ensuite w/dble sink, shower w/half glass walls and seat. 19 interior potlights, 5 exterior, 2 shower lights, 2 wall sconses, iron and glass insert for front doors, central air, 3 piece RI bath for bsmt... CHARENE LOTTRIDGE* @ 905-318-3800 OR VISIT SITE MODEL @ 819 RYMAL ROAD E./ MON-THURS 1-6 PM/CLOSED FRIDAYS/SAT-SUN 1-5 PM 1313_KIMRI_1_0059

28 CHARTWELL CIRCLE-HAMILTON LOT 7...To be built by Scarlett Homes, Kingston II model. Approx 2557 sq. ft., 4 bedrooms, 2.5 baths, main floor family room with gas fireplace, maple kitchen cabinets, granite countertops, crown moulding, pots/ pan drawer, hardwood floors in separate dining room & upper hall, master bedroom with walk in closet, ensuite, much more..... MOJGAN MOSHIRI* 905-318-3800 OR VISIT SITE MODEL @ 819 RYMAL ROAD E./MON-THURS 1-6 PM/CLOSED FRIDAYS/ SAT-SUN 1-5 PM. 1513_KIMRI_0031

$419,900

$389,900

Beautiful Georgian style home in a quiet, highly sought- after Aldershot neighborhood! Some upgrades include, hardwood floors in living/dining/den/upper hall, maple staircase with wrought iron spindles, 18” tile in kitchen, upgraded cabinets with granite counter tops, see B listing for more...Kohler fixtures throughout, GE cafe fridge, stove, dishwasher, heated bathroom floors, 200 amp service, lighting fixtures, door/hardware, built- in sound system as well as security with cameras and monitoring equipmnet. This quality built home leaves little to desire and exudes charm and character with its classic trim, molding and colour package as well as landscaping and detached finished garage, RSA...BORIS KRESINA* 905-318-3800. 1313_KIMRI_2_0031

1313_KIMRI_0038

200 CHARTWELL CIRCLE- HAMILTON

LOT 24...New home by Scarlett Homes, new site on Hamilton Mountain, the Snowflake model approx 2257 sq. ft., 4 bedrooms, 2.5 baths, main floor family room with gas fireplace, separate formal living and dining rooms, hadwood floors, granite countertop in kitchen with crown moulding, undermount sink, pantry, master bedroom with walk in closet & ensuite, bedroom level laundry, many more upgrades, closing date Oct/Nov 2012....BOZENA RADENKOVIC* 905318-3800 OR VISIT SITE MODEL @ 819 RYMAL ROAD E./MON-THURS 1-6PM/CLOSED FRIDAYS/SAT-SUN 1-5PM 1313_KIMRI_1_0007

693 CEDAR AVENUE - BURLINGTON

$554,900

2 storey all brick 4+1 bedroom, 2.5 bath home. Large 15x20 deck above grade. Open concept kitchen/dinette family room. Professionally landscaped backyard with fishpond, waterfall/rock garden. New roof 2011 with lifetime warranty.....HELENA WERNER* 905-318-3800

$307,800

20 TAYWOOD COURT - DUNDAS

Ultimate luxury rare find beauty that you have been waiting for. This stunning Scarlett 4 bedroom home has been loaded with upgrades. Features include: Main floor with 10’ ceilings, main floor family room with custom wall unit and fireplace mantle, show stopping gourmet kitchen with island and granite counters. Also beautiful hardwood, many potlights, master with spa like ensuite and much much more.....A must see....RSA....DONNA RAKAS* 905-318-3800 1313_KIMRI_0039

www.scarletthomes.com

151 CHAMBERS DRIVE - ANCASTER

1313_KIMRI_1_0019

Wow!!! Unbeatable price in this only 5 years old home with 4+2 bedrooms and 3.5 baths, finished top to bottom, over 3500 sq ft of living space, A/C, 6 appliances, hot tub included, main floor family room w/fp, main floor laundry room, eat- in kitchen, master ensuite, priced for fast sale. No disappointment. Shows 10+++ ... BOZENA RADENKOVIC* 905-318-3800.

LOCATION LOCATION LOCATION. Heart of Mountain. Close to Limeridge Mall and exit to Linc. All brick, lovely 3 bedroom, 2.5 bath. House for young or growing family, new furnace, hardwood, oak stairs, two level deck, BBQ gas, FP in rec room. Good house, good location, good value.RSA....BOZENA RADENKOVIC* 905318-3800 1313_KIMRI_1_0031

24 CHARTWELL CIRCLE - HAMILTON

LOT 6...To be built by Scarlett Homes, new site on Hamilton Mountain, the Belair model approx 2646 sq. ft., 4 bedrooms, 2.5 baths, 9 ft. main floor ceilings, kitchen with flat maple cabinets, granite countertops with stainless steel undermount sink, pantry, pots & pans drawer, crown moulding, breakfast bar, oak staircase, hardwood in separate dining room & upper hall, main floor family room with fireplace, 4 interior/4 exterior potlights, much more....MOJGAN MOSHIRI* 905-318-3800 OR VISIT SITE MODEL @ 819 RYMAL ROAD E./MON-THURS 1-6PM/CLOSED FRIDAYS/SAT-SUN 1-5PM 1313_KIMRI_1_0009 LOT 9...New home by Scarlett Homes, new site on Hamilton Mountain, The Kingston model to be built, the Redwood model features 2,630 sq. ft. plus double car garage. Kitchen with peninsula, granite counter and maple cabinets, built- in pantry, corner angled upper cabinet, a bank of pots and pan drawers and crown moulding. Separate w/2 decorative columns, a coffered ceiling and hardwood floors. There is a window opening toward the family room w/gas fireplace with oak mantle, 9 ft. ceilings on main floor, oak staircase, hardwood floors in dining room and upper hallway, 4 exterior pot lights, 4 interior pot lights, dinette walk-out with terrace doors much more.... CHARENE LOTTRIDGE* 905-318-3800 OR VISIT SITE MODEL @ 819 RYMAL ROAD E./ MON-THURS 1-6PM/CLOSED FRIDAYS/SAT-SUN 1-5 PM 1313_KIMRI_1_0015

$420,900

36 CHARTWELL CIRCLE-HAMILTON

LOT 11...To be built by Scarlett Homes, new site on Hamilton Mountain, the Aurora model approx 2660 sq.ft., 4 bedrooms, 2.5 baths, main floor family room with fireplace, main floor laundry room, separate dining room, master bedroom with walk-in closet and ensuite, eat-in kitchen, hardwood floors, much more....MOJGAN MOSHIRI* 905-318-3800 OR VISIT SITE MODEL @ 819 RYMAL ROAD E./MON-THURS 1-6PM/CLOSED FRIDAYS/SAT-SUN 1-5PM 1313_KIMRI_1_0011

$422,900

44 CHARTWELL CIRCLE - HAMILTON

LOT 29...To be built by Scarlett Homes, new site on Hamilton Mountain, the Florence model approx 2551 sq. ft., 4 bedrooms, 2.5 baths, 9 ft main flr. ceilings, kitchen w/ flat maple cabinets, granite countertops w/ stainless steel, undermount sink, pantry, pots & pans drawer, crown moulding, breakfast bar, oak staircase, hdwd in separate dining rm & upper hall, main floor family room with fireplace, 4 interior/4 exterior potlights, much more ... MOJGAN MOSHIRI* 905-318-3800 OR VISIT SITE MODEL @ 819 RYMAL ROAD E./MON-THURS 1-6 PM/CLOSED FRIDAYS/SAT-SUN 1-5 PM. 1313_KIMRI_1_0078

$419,900

220 CHARTWELL CIRCLE - HAMILTON

LOT 27...New home by Scarlett Homes, Riverstone model approx 2400 sq. ft., 4 bedrooms, 2.5 baths, 9’ main floor ceilings, 4 bedrooms, 2.5 baths, main floor family room w/ fireplace, separate dining room, hardwood floor, granite/raised maple kitchen, pantry, pots/pans drawer, crown moulding, potlights, oak stairs....CHARENE LOTTRIDGE* @ 905-318-3800 OR VISIT SITE MODEL @ 71 CLOVERLEAF ANCASTER/MON-THURS 1-6PM/CLOSED FRIDAYS/SAT-SUN 1-5PM 1313_KIMRI_2_0015

$409,900

212 CHARTWELL CIRCLE - HAMILTON

Inventory sale quick closing. Price includes granite counter in kitchen, raised maple cabinets, undermount sink, upgrade faucet, undermount lighting, crown moulding, dinette cabinetry, family room w/built-in maple wall unit, gas fpl, hwd floors, coffered ceiling, dining rm w/hdw, main floor laundry, oak stairs...CHARENE LOTTRIDGE* @ 905-318-3800 OR VISIT SITE MODEL @ 71 CLOVERLEAF ANCASTER/MON-THURS 1-6 PM/ CLOSED FRIDAYS/SAT-SUN 1-5PM. 1313_KIMRI_1_0036

$549,900

183 CHAMBERS DRIVE ANCASTER

Model home available soon! New design has everything on the “Wants” list. Granite counter in kitchen, raised maple cabinets, sink, AVAILABLE IMMEDIATELY undermount upgrade faucet, under mount lighting, crown moulding, dinette cabinetry, family room w/built-in maple wall unit, gas fpl., hdw floors, coffered ceiling, dining rm w/hdwd....CHARENE LOTTRIDE* 905-3183800 OR VISIT SITE MODEL @ 71 CLOVERLEAF ANCASTER/ MON-THURS 1-6 PM/CLOSED FRIDAYS/SAT-SUN 1-5 PM.

$549,900

171 CHAMBERS DRIVE ANCASTER

1313_KIMRI_1_0035

9189931_1513

318 CRERAR DRIVE - HAMILTON

$426,900

825 RYMAL ROAD EAST - HAMILTON

Results Realty Inc. Brokerage Independently Owned & Operated Realtor®

**Broker of Record *Sales Representative

Please say you saw it in Resale Home & Condo Guide

RHH_1313.indd 13

4/11/13 4:48:12 PM


14

Resale Home & Condo Guide - Hamilton & Halton Edition

Volume 13 Issue 07

buyingandselling

First-time homebuyers showing their rational side

A

Genworth Canada releases results of homeownership study

ccording to a national survey Among first-time homebuyers, the proportion saving for less than two conducted by Genworth years has decreased by nearly 30 per cent, while the proportion saving for Financial Mortgage Insurance more than five years rose by more than 50 per cent. This appears to indicate Company Canada (Genworth that fewer first-time homebuyers feel a sense of urgency about entering the real Canada), first-time homebuyers are adjusting estate market, which is consistent with the fact that fewer expect house prices to the new mortgage requirements and to rise in the next twelve months. making informed choices about “There is still a strong need for Canadians to have a better grasp on their homeownership. financial situation,” said Henrietta Ross, CEO of CACCS. “More than 40 per The annual poll, completed in cent don’t think their credit rating reflects them or don’t know what their conjunction with the Canadian Association credit rating is. Counselling could help ensure they are financially prepared to of Credit Counselling Services (CACCS), enter and maintain substantial investments, such as homeownership.” asked 1,514 Canadians questions about their The interviews were conducted by Environics Research Group using an financial well-being and preparedness. The online methodology during the week of February 11-19, 2013. 2013 survey revealed that there was a Genworth MI Canada Inc. (TSX: MIC) through its subsidiary, Genworth significant rise in the number of recent Financial Mortgage Insurance Company Canada (Genworth Canada), is the first-time buyers who say they put down more largest private residential mortgage insurer in Canada. The Company than 20 per cent on their homes (56 per cent provides mortgage default insurance to Canadian residential mortgage vs. 36 per cent in the 2012 survey). In fact, the lenders, making homeownership more accessible to first-time homebuyers. number of people that said it is getting harder Genworth Canada differentiates itself through superior customer service, a to save for that down payment is on the robust risk management framework and innovative processing technology. decline (50 per cent vs. 55 per cent in 2012) For almost two decades, Genworth Canada has supported the housing market with more first-time buyers finding it easier by providing thought leadership and a focus on the safety and soundness of to save money nine per cent, up from five per the mortgage finance system. As at December 31, 2012, Genworth Canada had cent in 2012). In addition, only 17 per cent of $5.7 billion total assets and $3.0 billion shareholders’ equity. Find out more at respondents thought it was a good time to www.genworth.ca. buy, suggesting that low interest rates alone The Canadian Association of Credit Counselling Services (CACCS) are not enough to entice Canadians to represents a Canada-wide network of accredited, not-for-profit agencies and purchase a home. affiliates offering preventative education and confidential services to clients “Canadians entering the real estate experiencing financial difficulties. With a focus on financial counselling market are making financially astute choices education, accreditation of agencies and certification of Financial Counsellors, by saving longer and putting down larger CACCS is also committed to national research and policy initiatives deposits on their homes,” said Brian Hurley, concerning personal finance and industry advocacy. Chairman and CEO of Genworth Canada. “They continue to value homeownership and To find a certified Credit Counsellor and qualified Financial Coach at an are being responsible about the way they accredited Member Agency, call the CACCS central referral service at enter into mortgage debt. This trend bodes 1-800-263-0260 or visit www.caccs.ca for more information. well for a soft-landing of the housing market.” Please say you saw it in Resale Home & Condo Guide

RHH_1313.indd 14

4/11/13 4:48:13 PM


Volume 13 Issue 07

15

Resale Home & Condo Guide - Hamilton & Halton Edition

“Discover the Difference” www.gabrielriverso.com

ONE OF A KIND!!! WEST OF ANCASTER!!

Rare find property, beautiful 5 acres of country rolling lands, with large pond, pine forest walking trails. California ranch with plenty of natural light. 2+2 bedrooms, 2-4 pc. bath w/hot tubs. Large porch and a huge deck 55’ balcony/deck. Walk-out for the lower level! Double garage and workshop, full basement under garage. Priced at only $569,000. Call Gabriel Riverso at 905-545-1188, Toll free 1-800-563-6257 Virtual Tour at griverso@rmxemail.com 1513_KIMRI_1_0045 1513_KIMRI_1_0044

Gabriel

Riverso Broker

905-545-1188

WALK TO EASTGATE SQUARE!!! A “Losani” Built Home!!! Well kept, all brick 3+1 bedroom, a great style of home, with curved staircase. It offers ensuite bath in master bedroom. Many upgrades. Large pie-shaped lot. Beautiful Florida sunroom. Totally finished lower level. Main floor family room. $359,000. Easy access to highway. Call Gabriel Riverso at 905-545-1188, Toll free 1-800-563-6257 Virtual Tour at www.gabrielriverso.com 1513_KIMRI_1_0043

! D L O S L YOURS!!

LET’S SE

L

MINUTES TO ANCASTER!!!

Escarpment Realty Inc., Brokerage Independently Owned & Operated

UNIQUE HOME!!! Custom built over 2100 sq. ft. of living area, plus over 2 acres lot. GREAT and UNIQUE energy efficient “Blue Max” construction ranch style home. Super insulated (R40) steel reinforced concrete. Under floor radiant heating/air return system. Offers 3 bedrooms, a large living room and nice family size kitchen. There is tons of natural light & view from every window., asking $539,000. Come to view!!! Call Gabriel Riverso at 905-545-1188, Toll free 1-800-563-6257 Virtual Tour at gabrielriverso.com 1513_KIMRI_2_0044

11268797_1513

Please say you saw it in Resale Home & Condo Guide

RHH_1313.indd 15

4/11/13 4:48:13 PM


16

Resale Home & Condo Guide - Hamilton & Halton Edition

Peter

Escarpment Realty Inc., Brokerage

VA N D E N D O O L Sales Representative

2011

Volume 13 Issue 07

2003-2010

2010

Independently owned and operated

221A - 550 Fennell Ave. E. Hamilton, ON L8V 4S9

(905) 575-5478

“Inducted in 2005”

E-mail: peterv@remaxescarpment.com

Website: www.vandendool.com

INCREDIBLE LAKE FRONT PORT DOVER

EDWARDS CUSTOM HOMES, JARVIS $299,900 Be the 1st to own this exciting new design. This 1 1/2 storey 3 bedroom home features a main floor master bedroom ensuite, walk-in closet, pantry, main floor laundry and a dramatic great room with soaring ceilings. All this finished to Edwards Custom Homes high standards. Call today for the floor plans.

Rarely do waterfront homes of this caliber come available to purchase. This home is fully automated by Crestron electronics providing automated lighting, entertainment, security and more. Offering approx 10,000 sq ft of living space features an elevator, indoor lap pool, radiant heat throughout including the walkways, garage and artificial turf. The 1700 sq. ft. garage features a unique door system that opens to 14’ x 17’ high opening. Must be seen. 1313_KIMRI_4_0043 1313_KIMRI_2_0058

1313_KIMRI_2_0047

ONEIDA RESIDENTIAL & COMMERCIAL $359,900 Custom built all brick ranch just minutes south of Caledonia. Unique rural commercial zoning offers a long list of possibilities. The unique layout of the home offers a 23 x 20 hobby room which could easily be used for the commercial portion of the home. Features an oversized double garage, oak kitchen, 2 fireplaces, main floor family room and a formal living room. Offers tremendous value.

4+1 BEDROOM HOME CALEDONIA $334,900 Fantastic 4 bedroom home finished from top to bottom. Located on a quiet Caledonia St. offering a main floor family and laundry room, professionally finished lower level features a large rec-room, 3 piece bathroom and an additional bedroom. Outside there is concrete drive and patio and an extra deep pool sized lot.

IMMEDIATE POSSESSION PORT DOVER $279,990 Beautifully designed home features 1458 sq. ft. of modern open concept living. Loaded with extras, includes maple kitchen with island and pendant lighting, under cabinet lighting, glass tile backsplash & pot drawers. The great room features tray ceilings, engineered hardwood flooring and a cozy gas fireplace. Lots of extras including C/A, pot lights, wrought iron railings, upgraded under pad, all brick exterior with stone skirt and double car garage. 1313_KIMRI_1_0051

LUXURY TOWNHOUSE PORT DOVER $238,803 This 1269 sq. ft. home features a fantastic floor plan with 2 large bedrooms, cozy gas fireplace, main floor laundry room, upgraded maple kitchen with a lazy Susan, under cabinet lighting, pot drawers and convenient garbage pull out. Must be seen.

END UNIT PORT DOVER $247,468 Stunning end unit quality built by Willik Homes Ltd. Offers over 1200 sq. ft. of modern open concept living on the main floor. Features include hardwood flooring, maple kitchen ensuite bathroom, main floor laundry room, coffered ceiling, cozy gas fireplace and more.

NEW LISTING HAMILTON $269,900 Totally renovated from the studs out. Improvements include insulation, wiring, plumbing, drywall, windows, kitchen, granite counters, flooring, bathrooms including 1 with a whirlpool tub, totally finished basement, 2 garden sheds, fenced yard & more. Not a flip all renovations were done with long term ownership in mind. 1513_KIMRI_0059

1313_KIMRI_3_0049

1313_KIMRI_2_0052

1313_KIMRI_1_0050

1313_KIMRI_1_0053

Call Peter today for more information on any of these listings...*

*Not intended to solicit properties currently listed for sale.

11271124_1513

SOLD

Please say you saw it in Resale Home & Condo Guide

RHH_1313.indd 16

4/11/13 4:48:14 PM


17

Resale Home & Condo Guide - Hamilton & Halton Edition

Peter

Escarpment Realty Inc., Brokerage

VA N D E N D O O L Sales Representative

2011

2003-2010

2010

221A - 550 Fennell Ave. E. Hamilton, ON L8V 4S9

(905) 575-5478

“Inducted in 2005”

E-mail: peterv@remaxescarpment.com

Independently owned and operated

Website: www.vandendool.com

DESIRABLE BUNGALOW, CALEDONIA $279,900 Desirable modern bungalow approximately 1,400 sq. ft. Features 1 1/2 bathrooms, 2 bedrooms, double garage, main floor laundry room and family room. Unique layout has a large eat-in kitchen, patio doors to deck, double garage and a concrete drive. Updates include furnace 09 and shingles 11. Quick possession possible. 1513_KIMRI_2_0045

ALMOST NEW HAGERSVILLE $312,900 Oversized version of the stunning 4 level back-split built new in 2010, Features a custom built wall to wall entertainment unit, triple car garage, ensuite bath, upper level laundry, 3 very large bedrooms, fenced yard, paved drive and C/A. Like new, you won’t believe the space, must be seen.

COUNTRY LIVING $279,900 This is country living at its optimum. Located on a gorgeous 1.8 acre treed and rolling lot set well back from the road, offering scenic views and privacy. Features a large 3 bdrm, 2 bthrm home with an attached garage as well as a detached double car garage plus a drive. Just 15 mins to 403, Brantford.

PRIME COMMERCIAL CALEDONIA Prime commercial space in Caledonia’s newest plaza. Offers 1870 sq. ft. of space and ample parking. . A perfect location for a professional office or store.

1313_KIMRI_1_0002

1313_KIMRI_1_0055

TO BE BUILT PORT DOVER $303,990 One of the best lots available. Located on a quiet street beside a pond. Features a 1,458 sq. ft. open concept bungalow with a luxurious ensuite, hardwood flooring, C/A, maple kitchen, gorgeous fireplace, main floor laundry, coffered ceilings and double car garage. Come and view the model at 83 Kolbe Dr. 1313_KIMRI_2_0057

INVESTMENT PROPERTY MOUNT HOPE $499,900 Fantastic investment opportunity. This property offers a well maintained main house with an addition featuring a totally separate in-law apartment. Located in an area of new construction offering 145’ of frontage with potential of severing a 60’ x 217’ lot. Additionalyy the owner will stub the sewer line into the potential lot. 1313_KIMRI_1_0046

1513_KIMRI_1_0046

STUNNING 2 YEAR NEW HOME $409,900 Stunning Summit Park home. Loaded with upgrades including gorgeous Maple kitchen with granite counters, center island and backsplash. Additional features include hardwood, ceramics, oak stairs, wrought iron railings, luxurious ensuite features a corner whirlpool tub, separate shower and the list goes on. 1313_KIMRI_1_0001

SIMILAR TO BE BUILT, PORT DOVER $378,990 To be built 2892 sq. ft plan features 17’ ceilings in family room & dinette w/tall windows & hardwood. Gourmet kitchen offers a breakfast bar, granite counters, under cabinet lighting & triple pantries. The master bedroom has a walk-in closet & a gorgeous ensuite with a huge walk-in shower & corner soaker tub. This home offers amazing value on a large pie- shaped court lot. 1313_KIMRI_2_0056

NEW LISTING CALEDONIA $365,000 Desirable and immaculate brick bungalow featuring large principal rooms and a generous size lot. Lots of great features including oak kitchen, gas f/p, 3 bathrooms, main floor laundry, finished basement, insulated garage, long paved driveway, open concept design, large deck and fenced yard. 1513_KIMRI_0058

Call Peter today for more information on any of these listings...*

*Not intended to solicit properties currently listed for sale.

11270380_1513

Volume 13 Issue 07

Please say you saw it in Resale Home & Condo Guide

RHH_1313.indd 17

4/11/13 4:48:14 PM


18 yourhome

Resale Home & Condo Guide - Hamilton & Halton Edition

Volume 13 Issue 07

Make your home energy efficient this spring

I

t’s time to end the winter hibernating and revitalize your home for another busy spring and summer season. As you plan the spring cleaning, consider using the opportunity to think about how to improve your home’s energy efficiency. There are some cleaning tasks that will help save energy and money. Dave Walton, a resident expert at Direct Energy, shares some practical tips guaranteed to help you get your home in shape, while saving money: ›› Examine windows and insulation. Up to 30 per cent of a home’s heating and cooling costs can be lost through poorly fitted windows and doors. Caulking and weather stripping or upgrading to new energy efficient windows can save homeowners approximately $150 per year on their energy bill.

›› Don’t forget about the light bulbs. When replacing them, remember that an energy-saving light bulb can last up to 10 times longer than a normal bulb and use up to 75 per cent less energy. You’ll save yourself some money and won’t have to worry about this regular chore.

As you plAn the spring cleAning, consider using the opportunity to think About how to improve your home’s energy efficiency. ›› Remember your filters. Replacing or washing your furnace filters allows a central air conditioning system to run more efficiently too. Clogged filters mean your furnace motor has to work harder, which eats up more energy. Filters should be washed or replaced every three months (some are 30 days), so start by making this part of your spring-cleaning routine. Try adding a reminder to your calendar for the first day of each quarter. ›› Consult the experts. Consider booking a pre-summer maintenance with a licensed technician who can make sure your air conditioner is summer-ready and able to perform more efficiently when higher temperatures put it to the test.

Additional energy-efficient tips can be found online at www.davescorner.ca. www.newscanada.com. NC Please say you saw it in Resale Home & Condo Guide

RHH_1313.indd 18

4/11/13 4:48:16 PM


Volume 13 Issue 07

19

Resale Home & Condo Guide - Hamilton & Halton Edition

Westdale 905.522.3300 Ancaster 905.648.6800 Locke St. 905.529.3300 GREAT VALUE!!

DESIRABLE DUNDAS BUNGALOW

00

9

, 19

00

$2

0

00

0

, 49

, 69

$9

$3

Well kept 1 1/2 storey, 3+1 bedroom home in please East Hamilton neighbourhood, perfect for a young or extended family. No line ups in this home with a bathroom on every floor and a 2nd kitchen in the upper level! 1513_KIMRI_0001

Beautifully maintained 2 storey Georgian home. Large principle rooms + den, library & family rm on main level. 4 bedrms, 3.5 baths (all updated). Secluded majestic backyard w/ pool on very private lot. Great size "cooks" kitchen. Great home for entertaining and large family. Move-in ready. 1513_KIMRI_0002

Beautiful 2 + 2 bedroom home with fabulous modern eatin kitchen on spacious lot. Warm and inviting, featuring hardwood floors, wood burning fireplace and separate dining room. 1513_KIMRI_0003

Call Shelley Pritchard * at 905.648.6800 or email pritchard@judymarsales.com

Call Yolanda Czyzewski-Bragues* at 905.648.6800 or email yolanda@judymarsales.com

Call Wendy Gruppe * at 905.648.6800 or email gruppe@judymarsales.com

PARIS

BRANTFORD CUSTOM BUILT!

ROCKWOOD BUNGALOW ON RAVINE LOT! 00

0

, 50

00

$4

0

90

9

, 89

, 85

$1

$4

Lovingly maintained, this custom built brick bungalow in neutral decor offers extras galore; this home offers 3+2 bed, 3 bath, 6 walk-outs from both levels, 2 eat-in kit, 2 fireplaces, main floor den, rec room, office, hobby & plenty of other spaces to personalize. 1513_KIMRI_0004

Quaint and Romantic depicts this warm and inviting 3 bedroom home nestled on the banks of the Grand River. Enjoy a storybook view of the town of Paris while you relax by the water. Featuring hardwood floors, renovated bath and kitchen, newer windows, doors, shingles and gas furnace. Just minutes from the 403. 1513_KIMRI_0005

You've Got To Be Kidding! No, you can buy a large open concept house with 4 bdrms, 4 baths, full size 2 car garage, and a large family room in basement with walk out on a large lot just $485,900! Visit goo.gl/H6RLi to view the virtual tour. 1513_KIMRI_0006

Call Janice Rocchi * at 905.648.6800 or email rocchi@judymarsales.com

Call Tony Ascroft * at 905.648.6800 or email ascroft@judymarsales.com

Call Tony Ascroft * at 905.648.6800 or email ascroft@judymarsales.com

DUNDAS CONDO

WESTDALE LOCATION

GREAT FAMILY NEIGHBOURHOOD

0

90

, 79

$3

0

90

, 69

4

58

, 14

$3

$4

Luxury townhome in Valley Heights with spectacular conservation views and the Bruce Trail at your doorstep. Wide plank espresso oak hardwood & gas FP with custom mantle & granite surround in Great Room. Dream Maple kitchen with granite & glass backsplash & breakfast bar. Large master with walk-in closet + 2nd floor laundry. 1513_KIMRI_0007

Right in the middle of everything. McMaster U, Innovation Park and Westdale Village are only a few steps away. Hardwood floors under most carpet, updated electrical, newer furnace, stained glass windows, original wood trim.

Call Andrew Karpavicious * at 905.522.3300 or email karpavicius@judymarsales.com

Call Andrew Karpavicius * at 905.522.3300 or email karpavicius@judymarsales.com

1513_KIMRI_0008

Reno'd from top to bottom; this wonderful Burlington home has a chic, modern decor. Featuring an open concept, heated tile floors, finished basement and hot tub. Spacious landscaped lot with pool, in a great family neighbourhood, close to Hwy's, schools, parks and shopping. A must see! 1513_KIMRI_0009

Call Richard Maclean * at 905.522.3300 or email maclean@judymarsales.com

* Denotes Sales Representative **Denotes Broker

9189934_1513

Please say you saw it in Resale Home & Condo Guide

RHH_1313.indd 19

4/11/13 4:48:16 PM


20

Volume 13 Issue 07

Resale Home & Condo Guide - Hamilton & Halton Edition

www.facebook.com/afriendinrealestate “LIKE” me on Facebook

Andrea Maddox SaLES REpRESEntatIvE

905-574-4600

andreamaddox@royallepage.ca www.ReadytoMove.info

State Realty Brokerage Independently Owned & Operated

CENTRAL MOUNTAIN

WEST MOUNTAIN

$369,900

1 storey brick home with garage. 2 bedrooms. Attractive kitchen with maple cabinets and ceramic floors. Hardwood floors. Updated furnace & c/air. Large lot is 150’ deep. Convenient location close to shopping.

Great value! 3 bedroom townhome. Spacious, open concept. Finished family-room in basement. Private yard. Appliances included. Prime location close to Hwy 403, schools, parks, shopping and cycle route. $169,900.

Fabulous West Mountain location! 4 level backsplit on deep 143’ lot. Kitchen overlooks familyrm w/walkout to beautiful backyard. Pool and patio for your summer enjoyment.

1513_KIMRI_0043

1513_KIMRI_0044

1513_KIMRI_0045

11230193_1513

Service Isn’t Expensive. It’s Priceless W W W.B OJA N K ATA N IC.GOLDBOOK.CA

EAST HAMILTON 2 BEDROOM CONDO

OLD

S

WEST HAMILTON 1 BEDROOM CONDO

$127,746

WEST HAMILTON BUNGALOW

Located in West Hamilton. Minutes to Downtown core. Dundurn Castle, schools, hwy access. Top floor, with over sized balcony and view of Lake Ontario. Spacious 1 bdrm currently tenanted for $882/month. Huge living room, in suite laundry, underground parking and much more. 5 appls included. Great buy. 1113_KIMRI_5001

2+3 bdrm single detached home with great income, located approx 500 m from McMaster U. Fully rented until Apr 2013. Recent, furnace, hydro panel, range hood, kitchen. Separate side entrance for easy access to the bsmt. For rental info please contact listing agent.

GRIMSBY 93 ACRES FARM

WEST HAMILTON NEAR MCMASTER U

BURLINGTON ORCHARD AREA

D L O S

D L O S

Located by McMaster University on quiet crescent backing onto green/bush space. This bungalow offers you extra deep lot (152), 1 1/2 detached garage, 3 separate entrcs to the house, extra long driveway up to 4 cars, full brick, 3+3 bedrooms, 2 full bathrooms, 2 kitchens, 2 living rooms, newer laminate flooring.

1113_KIMRI_5004

CALL TODAY! 905.547.3553

K ATA N I C BROKER

D L O S

Bright and spacious 2 bedroom condo with over sized balcony, located in East End, near schools, public transportation, shopping, hwy access, etc. Unit features updated laminate flooring and tiles in the kitchen, baseboards, bath and some interior doors. This move in ready unit/building features in ground pool, tennis court, lot of parking space, 2 elevators, security, etc. Please call today to view this care free living, before it is gone. Cheaper than rent. 1113_KIMRI_5000

Located outside Niagara Escarpment and Greenbelt. Build your dream home on approx 93 acres farm. Approx 80 acres of workable land currently rented, 13 acres of bush. Road allowance is separating farm in two parcels. 20 acres natural severance, and 73 acres possible fill in lot severance. Rear fronts on road allowance as well. Single detached home with separate entrance to the basement currently rented. Updated shingles, windows, flooring, bathrom, furnace, panel and much more. Huge workshop and barn. Minutes to downtown Grimsby. 1113_KIMRI_5003

Bojan

10245410_1513

*Not intended to solicit clients currently under contract.

1113_KIMRI_5002

$484,900 Corner lot, sngl detached home located in desired Orchard area, with walking distance to schools and shopping. Beautiful large eat-in kitch, with walk out to fenced byard. Hardwood flr in drm, lrm, fully finished bsmt, double concrete driveway, 3 good size bdrm, mbdrm with insuite and w/i closet, ss apls, quiet neighbourhood, and etc. New listing.

“Professionalism, Integrity & Honesty” www.Megna.com

direct line: 905-746-7746 katanicbojan@gmail.com

1513_KIMRI_2_0039

Proud Sponsor of

Mac Kids Miracle Club!

REAL ESTATE AND INSURANCE LTD. BROKERAGE

Please say you saw it in Resale Home & Condo Guide

RHH_1313.indd 20

4/11/13 4:48:17 PM


Volume 13 Issue 07

21

Resale Home & Condo Guide - Hamilton & Halton Edition

`

3

40, 45 & 50 FT. LOTS

LOCATIONS

DREAM HOMES

Hamilton, Oakville, Dundas/ Greensville

Phase III

Now HST Open Included

Specializing in Custom New Homes Visit Our Model Home or View at

www.zeinahomes.ca

Fabulous West Mountain Location Upper Paradise - South of Rymal Rd.

Model Home

905.574.3038

Homelife Macro Realty Inc. Brokerage Independently Owned & Operated

OPEN HOUSE: SUN APRIL 14TH 2-4 PM 12 WINNERS WAY - BINBROOK

14 Superb Zeina Designs OR Custom Build from

Escarpment Realty, Brokerage

11274221_1513

Independently Owned & Operated

*Prices quoted are for Hamilton Area

$410,900

905-689-1551 Over 8,000 Professional, Thorough Inspections Since 1991

905-545-1188

Welcome Home! Approx 2100 sqft, 4 bedrm open concept Losani with tons of upgrades. Features hardwood, pot lights and fireplace in great room. Gorgeous kitchen with granite, upgraded marble cabinets and large pantry. Berber carpet with underpad on bedrm level and upgraded “wood” trim. Ensuite w/corner soaker tub, oak staircase, upgraded trim package thru-out, c/air, bathroom roughin in bsmnt, large pergola deck and so much more! Act quick on this one! 1513_KIMRI_0040

Sat. & Sun 1-5pm Mon-Thurs 2-6pm or by appt.

11267152_1513

Dennis J. Petis, Broker Leanne Johnny, Sales Representative

A BUSINESS BUILT ON REFERRALS 11270311_1513

DUNSBY BROCK DUNSBY R.H.I.

• Property Inspections •

Please say you saw it in Resale Home & Condo Guide

RHH_1313.indd 21

4/11/13 4:48:18 PM


22

Resale Home & Condo Guide - Hamilton & Halton Edition

Volume 13 Issue 07

makeyourmove

How to move pianos and pool tables safely b y Da n H o p k i n s

W

hen it comes to moving households, handling large, bulky items is a challenge, especially if you decide to do it yourself. Here are a few tips that can help:

{Pool Tables}

A pool table must be disassembled before moving it. Depending on the age of the table, you may or may not have the original documentation on how it was put together and how to take it apart. Usually, the side rails and pockets come off, and the felt must be carefully removed. Depending on the size of the table, it will be composed of up to three large, heavy pieces of slate that comprise the playing surface. These slate surface pieces are often held into place on the frame with screws covered with bees wax. You have to know to look for these; otherwise you can do damage. Each section of

THe process for dismanTling THe resT of THe piano depends on THe Type. UsUally, one leg Has To be lifTed and UnbolTed To come off.

Please say you saw it in Resale Home & Condo Guide

RHH_1313.indd 22

4/11/13 4:48:20 PM


Volume 13 Issue 07

23

Resale Home & Condo Guide - Hamilton & Halton Edition

WHen iT’s Time Toreassemble THe Table aT THe oTHer end, iT’s imporTanT To realize jUsT HoW Heavy iT is and place THe secTions of iT carefUlly, realizing THaT iTs WeigHT can Have an effecT on floorbearing capaciTy.

slate has to be wrapped in moving blankets. At Two Men and a Truck - Canada, we also stretch wrap them so we can get a better grip. The slate pieces should not be laid flat in the truck, as being jostled during the trip will create stress points that could cause cracks. The slate pieces should be secured vertically at the sides of the truck and should not come into contact with anything else during transport. When it’s time to eassemble the table at the other end, it’s important to realize just how heavy it is and place the sections of it carefully, realizing that its weight can have an effect on floor-bearing capacity. Ideally, pool tables should go into a basement on a concrete floor.

{Pianos}

It takes a minimum of three people to move a piano. The process begins with removing the pedal system, which must happen in a systematic way for the number of bolts that hold it onto the instrument. Pad wrap everything with moving blankets and stretch wrap each piece for added protection. The process for dismantling the rest of the piano depends on the type. Usually, one leg has to be lifted and unbolted to come off. We leave the bolting system attached and pad wrap & stretch wrap each leg so nothing is lost. At this point, we lower the piano gently on its side onto a special piano sled. Then, we remove the second leg while at least two people are supporting the piano. At this point, we

shift the piano to the upright position at the edge of the sled, which has an indentation to accommodate the lid overlap so the piano does not touch the floor. It sits on a cushioned blanket and secured to the sled to prevent pressure points while being moved. Then it becomes easy to remove the final leg. We pad wrap and stretch wrap the piano body, then ease it onto a special dolly and wheel it out the door. The piano should remain on the dolly, which becomes part of it during transport. We strap it to the side wall of the truck, halfway between the two wheel bases, for the least amount of jostling. Once it is reassembled in the new home, it is critical that the owners have the instrument retuned, as there will be some unavoidable changes from the move. Whether it is a pool table or piano, consider hiring a professional moving company to transport items such as pool tables and pianos. Neither you nor an inexperienced mover should be learning the process while handling your large, bulky possessions.

dan Hopkins is chief operating officer, Two men and a Truck canada. twomenandatruck.ca

Please say you saw it in Resale Home & Condo Guide

RHH_1313.indd 23

4/11/13 4:48:21 PM


24

Volume 13 Issue 07

Resale Home & Condo Guide - Hamilton & Halton Edition

listed

tv

your guide to the hottest real estate in hamilton halton and niagara Sunday Mornings at 9:30

D L O S SLODLD OD S L SO 11271827_1513

visit us online at facebook.com/listedtv LISTED tv Ad.indd 1

05/04/2012 4:34:41 PM

view our magazines on anY

DigiTaL DeviCe anYTime

Now you can view all of Wall2Wall Media’s publications online, anytime, using your mobile, PC or tablet

resaleHomesandCondoguide.ca Please say you saw it in Resale Home & Condo Guide

RHH_1313.indd 24

Published by

4/11/13 4:48:24 PM


Volume 13 Issue 07

“Dynamo With A Heart”

Since 2005

Joyce

2005

2000 - 2009

Accredited Seniors Agent WE’VE EARNED OUR STRIPES

O’Donnell

Sales Representative - Seniors Real Estate Specialist

www.dynamo1.ca MVA Residential Appraiser

11273580_1513

ASA

25

Resale Home & Condo Guide - Hamilton & Halton Edition

905.545.1188

1.800.567.6257 Escarpment Realty Inc., Brokerage Independently Owned & Operated

Real Estate Retirement Career

Education & Experience

Proudly & Personally serving clients in Hamilton & surrounding areas for almost 2 decades

S.R.E.S. (Seniors Real Estate Specialist) MVA Residential Appraiser’s Designation

Highest Accolades in the Industry

Note: Only 1% of Sales Representatives have earned this distinction!

Re/Max Platinum Club Re/Max Hall of Fame

Loves “Doing the Deal ”

Sophisticated Listing & Marketing Presentation

Mission Statement: Plan the Work & Work the Plan

When Working for Sellers, Buyers, or both (double ends)

Open Houses

Dedicated & Confident

Personally hosted with ambiance of fresh flowers, sweet treats, scented candles & mood music

Buyers Alert

Supports the Children’s Miracle Network

From beginning to end, fuelled by the desire to succeed on behalf of her clients

Be treated like Royalty with your customized Home Buyers Package & Personalized Prospecting Email Program

McMaster Children’s Hospital • Heart & Stroke Juravinski Breast Cancer Clinic

Visit Joyce’s Award Winning Website: www.Dynamo1.ca Whether Buying or Selling...

Make Your Move with Joyce

For the BIG SCOOP visit www.DYNAMO1.ca Monthly Newsletters • Blog • Community Link Not intended to solicit properties or persons currently under contractual agreement.

Please say you saw it in Resale Home & Condo Guide

RHH_1313.indd 25

4/11/13 4:48:25 PM


26

Volume 13 Issue 07

Resale Home & Condo Guide - Hamilton & Halton Edition

:HVW /LQFROQ

&DQERURXJK 'XQGDV

SURXGO\

6HQHFD

&D\XJD

<285

+DPLOWRQ

&RPPXQLW\ 0RXOWRQ

WKHLU

6PLWKYLOOH DQG 5DLQKDP

&DOHGRQLD

'XQQYLOOH 6WRQH\ &UHHN

+DJHUVYLOOH

VHUYLQJ

*ODQEURRN

%XUOLQJWRQ 6KHUEURRNH 'XQQ *ULPVE\

)ODPERURXJK

&DLVWRU

5($/7256

2QHLGD HQYLURQV :DWHUGRZQ $QFDVWHU w w w.rahb.ca 8477700_1513

Please say you saw it in Resale Home & Condo Guide

RHH_1313.indd 26

4/11/13 4:48:30 PM


Volume 13 Issue 07

27

Resale Home & Condo Guide - Hamilton & Halton Edition

homebuyingtips

Top tips for first-time homebuyers More than ever before, first-time homebuyers are considering housing affordability.

“W

e want consumers to be comfortable with the financial responsibilities of owning a home, so it’s important to determine what you can afford in order to maintain a reasonable lifestyle once you’ve made the leap,” says Phil Soper, president of Royal LePage Canada. To assess if you are ready for homeownership, Soper offers these guidelines: 1. Determine your net worth. Take your assets (earnings, investments, savings, vehicles and other items you own) and subtract your liabilities (car loans, lines of credit, overdrafts and credit cards). A positive number is a good sign that you may be ready to purchase your first home.

DeterMine the factors essential to you in a hoMe anD which ones you May be able to live without.

2. Hire a real estate agent. Top agents have extensive experience and demonstrate dedication and commitment to helping their clients. Ask your family and friends for a referral, or explore real estate websites (such as www.royallepage.ca) to read profiles on agents, including their areas of expertise and languages spoken. A real estate agent will have knowledge of accurate, real-time market data to leverage your negotiating position, as well as access to properties often even before they are listed. 3. Make a list of your basic needs. Is it important to you to be close to transit and amenities? Do you intend to grow your family or do you have a need for extra space? Determine the factors essential to you in a home and which ones you may be able to live without. This will help you narrow your search and choose a home that is within your financial means. NC

Please say you saw it in Resale Home & Condo Guide

RHH_1313.indd 27

4/11/13 4:48:34 PM


28

Volume 13 Issue 07

Resale Home & Condo Guide - Hamilton & Halton Edition

themortgageminute

WHY YOU SHOULDN’T FRET OVER A

‘market correction’ by peter k inch

P

ick up any newspaper today and no one could blame you if you got a little worried about the state of the economy or the fear of a pending market correction in Canadian real estate. Are Canadians taking on too much debt? Have mortgage rules gone too far? Is there a housing bubble about to burst? What if there is a market correction? The real question is, do Canadian homeowners or prospective buyers need to be concerned? Every time there is talk about a market correction, the tone is quite negative. But let’s take a closer look at that situation: rather than argue about whether we may have a market correction, let’s analyze what it really means to Canadians if there is one.

First-time homebuyers: If you’re a first-time homebuyer, you have likely felt the pinch of the rising cost of housing, and the new mortgage rules certainly haven’t helped any either. So a slight market correction would be welcome news for you; you can still get into homeownership with only five per cent down, but since your maximum amortization is now limited to only 25 years, a drop in pricing is exactly what you’ll need to be able to get into this market. ConClusion: A market correction is a good thing for you. Current homeowner buying or selling – moving up or downsizing: If you are a homeowner and you’re looking for the right time to sell your house so you can buy another, you may be concerned that the price of your current home is dropping. But, let’s assume the value of the house you are selling drops by 10 per cent. Let’s also assume that you plan to buy another home (whether upsizing or downsizing). Remember that the person selling their home to you is going through the exact same thing. In other words, if the value of your home dropped 10 per cent, so too did the value of the new home you are buying. Focus on what your bottom line “net” is, rather than what you thought or had hoped to sell your home for. ConClusion: The net effect of a market correction is likely zero.

erode our home equity and net worth. A significant amount of net worth of Canadians is tied up in their home equity, which is the foundation for a lot of retirement plans – so there is obvious concern. But should there be? For the majority of Canadians, the plan is to stay in their current house for at least the next three to five years. So here’s a simple fact: equity is only gained or lost the day you sell. In other words, if the value of your house were to drop by 10 per cent tomorrow, you may feel anxiety over the drop in your net worth – but it would only be on paper unless you actually sold your house tomorrow. If you have no intention of selling soon and you can still afford your monthly payments, then all you need to do is sit and wait until the market bounces back – which it has always done for the past 100 years. ConClusion: A market correction may very well have zero impact on you. In the end, the headlines will continue to talk of impending market corrections. The key for you is to decipher one of three things: 1. Is this a real concern for you? 2. Is this an opportunity? Or, 3. Are you getting worked up about nothing? Bottom line: a lot of people will fret about this topic over the water cooler tomorrow morning – but the majority of them really don’t need to.

Real estate investor or second-home buyer: If you are buying real estate as an investment, this is the perfect market condition for you. When there are more sellers than buyers, you have more bargaining power. If you are able to negotiate a better deal and pay a little less for the property you are looking for, it simply makes the deal that much more affordable. ConClusion: You should be hoping for a market correction. Current homeowner with no plans to sell: The main reason we worry about a housing correction is the fear that it will

Peter is an award-winning mortgage broker and best-selling author of The Canadian Real Estate Action Plan Visit peterkinch.com or contact him at peter@peterkinch.com

Please say you saw it in Resale Home & Condo Guide

RHH_1313.indd 28

4/11/13 4:48:36 PM


Volume 13 Issue 07

29

Resale Home & Condo Guide - Hamilton & Halton Edition

homebuyersâ&#x20AC;&#x2122;help

Homebuyersâ&#x20AC;&#x2122; ResouRce section You love the home, see what you can afford! Compare mortgage rates for your best deal Calculate your mortgage payments using the mortgage payment calculation chart Please say you saw it in Resale Home & Condo Guide

RHH_1313.indd 29

4/11/13 4:48:37 PM


30

Resale Home & Condo Guide - Hamilton & Halton Edition

Volume 13 Issue 07

homebuyers’help

Buying a Home | the first steps arrange for a mortgage select a home inspector select a real estate agent select a lawyer

after Buying: home insurance warranties

key players

selling a Home | the first steps select a lawyer select an agent – contract – negotiate commission assess the market value of your home renovate to increase the value of your home

staging for prospective Buyers: clean (walls, doors, baseboards) store personal items clear clutter front yard – clean, no debris paint if needed kitchen bathroom

aBout tHe property

agent’s name: phone number: email:

property: list price: property taxes/year:

broker’s name: phone number: email:

Neighbourhood closest main intersection:

lawyer’s name: phone number: email:

elementary schools: high schools: hospitals: clinics:

inspector’s name: phone number: email:

shopping (supermarkets/malls):

reno expert’s name (1): phone number: email:

public transportation:

reno expert’s name (2): phone number: email:

distance from work/school: occupancy: heating:

nice to have:

CoNdo amenities:

deal breakers:

banks:

closest highway:

maintenance fees:

Please say you saw it in Resale Home & Condo Guide

RHH_1313.indd 30

4/11/13 4:48:37 PM


Volume 13 Issue 07

31

Resale Home & Condo Guide - Hamilton & Halton Edition

You love the home,

see what You can afford! use this guide to see if You’ll qualifY for a mortgage oN Your dream home 1. Calculate the combined monthly before-tax income between you and your spouse. 2. Divide by three. This figure is the monthly payment you can afford to make on your home. 3. Take the total price of the home and subtract the amount of money you expect to make as a down payment. This is the money you will have to borrow. 4. Refer to the chart below. Look down the left column and locate the interest rate you expect to pay. Line this up with the amortization period of your choice. (Most first-time buyers choose the 25-year amortization). 5. Multiply this figure by the amount you need to borrow. Divide by 1,000. 6. Add to this your estimated monthly heating costs and monthly property taxes. 7. If this figure is equal to or less than one-third of your gross monthly income (calculated in Step 2), you’ll qualify for a mortgage on your dream home. Bear in mind that this is a rough estimate. If you have several other large loans already, you may qualify for less. Also, banks and trust companies vary in their policies. The best way to know what you can afford is to go to the lending institution of your choice and get pre-qualified.

CalCulate your mortgage payments monthly pre-tax inCome

+

spouse’s pre-tax inCome

divide by 3

=

affordable monthly payments

Chart figure

x

amount of mortgage divided by 1,000

=

amortization amount

amortization amount

+

estimated monthly taxes & heat

=

monthly payments

=

total pre-tax inCome

amount of mortgage (priCe – down payment)

mortgage payment calculation cHart %

5.00% 5.25% 5.50% 5.75% 6.00% 6.25% 6.50% 6.75% 7.00% 7.25% 7.50% 7.75% 8.00% 8.25% 8.50% 8.75% 9.00% 9.25% 9.50% 9.75% 10.00% 10.25% 10.50% 10.75% 11.00% 11.25% 11.50% 11.75% 12.00% 12.25% 12.50% 12.75%

10 years

15 years

20 years

10.58 10.70 10.82 10.94 11.07 11.19 11.31 11.43 11.56 11.68 11.81 11.94 12.06 12.19 12.32 12.45 12.58 12.71 12.84 12.97 13.10 13.24 13.37 13.50 13.64 13.77 13.91 14.04 14.18 14.32 14.46 14.59

7.88 8.01 8.14 8.27 8.40 8.53 8.66 8.80 8.93 9.07 9.21 9.34 9.48 9.62 9.76 9.90 10.05 10.19 10.33 10.48 10.63 10.77 10.92 11.06 11.22 11.36 11.52 11.66 11.82 11.97 12.13 12.28

6.57 6.74 6.85 6.98 7.12 7.26 7.41 7.55 7.69 7.84 7.99 8.14 8.28 8.44 8.59 8.74 8.86 9.05 9.20 9.36 9.52 9.68 9.84 10.00 10.16 10.32 10.49 10.65 10.81 10.98 11.15 11.31

25 years

5.82 5.96 6.10 6.25 6.40 6.55 6.70 6.85 7.00 7.16 7.32 7.47 7.63 7.79 7.95 8.12 8.28 8.45 8.62 8.78 8.95 9.12 9.29 9.46 9.63 9.80 9.97 10.15 10.32 10.49 10.67 10.85

30 years

5.34 5.49 5.64 5.79 5.95 6.11 6.26 6.42 6.59 6.75 6.91 7.08 7.25 7.42 7.59 7.76 7.93 8.10 8.28 8.45 8.63 8.80 8.98 9.16 9.34 9.52 9.70 9.88 10.06 10.25 10.43 10.61

Please say you saw it in Resale Home & Condo Guide

RHH_1313.indd 31

4/11/13 4:48:38 PM


32

Volume 13 Issue 07

Resale Home & Condo Guide - Hamilton & Halton Edition

CHARTERED BANKS

Variable

6 Months

1 Year

2 years

3 years

4 years

5 years

ATB Financial

2.6

4 6.30op

3.1 6.30op

3.14 6.50op

3.55

4.39

3.04

Alterna Svgs/Alterna Bk

2.85

4 6.30op

3.05 6.30op

3.09

3.09

2.99

3.09

Bank of Montreal

3.1

4 6.30op

3 6.30op

3.04

3.55

4.54

3.09

3

4.55 6.45op

3.75 6.50op

2.69

3.99

2.99

4.99

4 6.45op

3 6.30op

3.04

3.55

4.54

5.14

6.70op

3 6.35op

3.14

3.55

2.99

5.14

4.45 6.20op

2.7 6.35op

3.95

2.98

4.99

3.49

3.15

3.65

3.64

3.69

3.44

3

3

2.79

2.99

3.08

4.4 6.70op

3.09 6.30op

3.14

3.55

4.54

5.14

4.45

3 4.00op

3.05

3.1

3.1

3.09

2.79

2.79

2.79

2.89

2.99

4 6.70op

3.1 6.30op

3.14

3.55

4.54

3.39

3.2

3.24

3.35

3.44

4 6.30op

3 6.30op

3.04

3.55

4.54

5.14

3 6.30op

3.04

3.55

4.54

5.14

3.09

Bank of Nova Scotia Canadian Western Bank CIBC

3.2

HSBC Bank Canada

3

ICICI Bank Canada

3.05

ING Direct Laurentian Bank Manulife Bank

3 n/a 3

MonCana Bank National Bank

n/a

Presidentâ&#x20AC;&#x2122;s Choice Finan

3.2

Royal Bank TD Canada Trust

3 3.2

TRUST COMPANIES AGF Trust

n/a

2.99

3.1

3.5

3.64

Community Trust

n/a

6.5

3.1

3.35

3.95

4.64

5.24

Effort Trust

n/a

4.45 6.30op

3.25 6.30op

3.6

3.9

4.5

4.95

Home Trust Company

3.2

3.95

2.74

2.49

2.89

2.99

2.99

Investors Group Trust

n/a

4 6.50op

3 6.30op

3.14

3.55

4.54

5.14

3

4.55 6.45op

3.75 6.50op

2.69

3.99

2.99

4.99

2.99 6.25op

3.25

3.29

3.09

3.49

6.6 8.40op

2.99 9.00op

3.25

3.29

3.19

3.09

3.95

2.74

2.69

2.79

2.99

2.99

6.34op

2.99 6.34op

3.14

3.19

3.24

2.97

4 6.50op

3 6.30op

3.14

3.55

4.54

5.14

3.6 7.00op

3.95

4.35

4.89

5.14

3.1 6.30op

3.14

3.7

2.98

3.19 3.4

MTCC OTHER FINANCIAL INSTITUTIONS Airline Financial C.U. Comtech Credit Union

4 2.79

First National Fin. LP FirstOntario C.U.

2.79

London Life

n/a

MCAP

2.9

Meridian Credit Union

2.85

4.45

Parama Credit Union

2.9

3

3.05

3.15

3.25

Steinbach Credit Union

2.4

2.4

2.5

2.7

2.8

3

Teachers Credit Union

4

2.99 6.50op

3.04

2.79

3.89

3.19

4.45 6.30op

Notes: **Interest rate charged subject to adjustment during term mortgage. Please consult institution for term of years available. All rates are prime rates and subject to change without notice. R.O.R. RATES ON REQUEST op OPEN ----- NOT QUOTING N/A NOT AVAILABLE April 8, 2013. Prepared By Fiscal Agents Financial Information Services 905.844.7700

Please say you saw it in Resale Home & Condo Guide

RHH_1313.indd 32

4/11/13 4:48:39 PM


Ontario’s First Super Closing Centre 3FBM &TUBUF t 8JMMT t &TUBUFT t $PSQPSBUJPOT )PNF 8BSSBOUZ )PNF $MPTJOH 1SPUFDUJPO

D L Real Estate Transactions SO Residential & Commercial "DUJOH GPS #VZFST PS 4FMMFST GPS /FX )PNFT 3FTBMF *OWFTUNFOU $PNNFSDJBM 3FBM &TUBUF 1VSDIBTFT 3FQSFTFOUJOH #PSSPXFST -FOEFST GPS .PSUHBHF 5SBOTBDUJPOT PS GPS 1VSDIBTF PS 4BMF %SBę JOH /FHPUJBUJOH "HSFFNFOUT GPS 1VSDIBTF PS 4BMF )PNF 8BSSBOUZ )PNF $MPTJOH 1SPUFDUJPO

FINLEGAL GROUP Where Finance and Law Meet

Serving the Areas of Hamilton - Burlington, Halton, Greater Toronto Area, Niagara & Golden Triangle

289.755.0322 k.crea@finlegalgroup.com

www.finlegalgroup.com

11273076_1513

5G


www.thesharmateam.ca info@ricksharma.com

905.662.6039 or 1.877.574.7441 Rick Sharma Broker Lynn Vienneau Business Associate

Reisha Dass Team Mnger/Sales Rep.

Top 1% Nationally FOR ROYAL LEPAGE

2006-Present

BURLINGTON

Unique heritage home “The Parsonage” built in 1883 w/old charm & character. High ceilings, double brick & plaster construction. Solid plank hardwd flrs throughout (no carpets). Massive room sizes. Newer roof, wiring, gas furnace. Open concept into solarium addition inground 16’x32’ pool. H3106118 1513_KIMRI_0012

STONEY CREEK MOUNTAIN

Brick 4 level back split with 3 bedrm & 2 bathrm. Exceptional decor throughout w/newer eat-in-kitchen. Fully finished with corner gas fireplace in familyroom. Loads of room. Nothing to do but move in. H3102473 1513_KIMRI_0015

BURLINGTON

Great condo unit in Burlington with large bedrms. Updated kitchen, washroom & beautifully painted w/crown moulding in bedrms, stack-up laundry unit. Large balcony, storage unit & 2 parking spaces. Close to shopping, bus routes & all other amenities. H3103393

STATE REALTY BROKERAGE INDEPENDENTLY OWNED & OPERATED

DUNDAS

1513_KIMRI_0013

Beautifully kept historic home (1827) on lrg lot, backing on ravine w/great views. Pine plank, floors, beamed ceilings, huge screened in verandah overlooking ravine, kitchen & bathrm updated. Cozy family rroom w/fireplace. All bedrms tastefully & uniquely decorated. Meticulously manicured gardens & inground pool. Spotless & stunning. H3103125 1513_KIMRI_0014

Huge 4+2 bedrm all brick w/inlaw-suite, near Parks, Schools & w/ easy access to QEW. Main flr familyrm w/gas fireplae & hardwd flrs. Basement finished as inlaw suite w/2 bdrms., 2nd kitchen & 4 pce bath. Oak staircase. Walkout from kitchen onto large concrete patio. Newer windows. H3102636 1513_KIMRI_0016

Watefront property panoramic views of Lake Ont. 60’ frontage is rare find in Stoney Creek. Detached 1 storey, 2 bedrm home presently on property. Great opportunity to build your dream home. If you desire, in this secluded & prestigious location among other executive 1513_KIMRI_0017 homes. Minutes to QEW & Malls. H3099459

STONEY CREEK

STONEY CREEK

INVESTMENT PROPERTIES: - (MAIN STREET EAST) BUSINESS FOR SALE - HAMILTON CENTRE LAUNDRY - MART BUSINESS, H3104005

STONEY CREEK

Recently updated home located in Heart of Stoney Creek. New floors in familyrm, diningrm, livingrm, foyer, kitchen & bedrms. Entire home freshly painted. New light fixtures & updated kitchen. All brick, close to schools, shops, QEW etc. Finished basement w/2nd eat-in kitchen, recrm, full bath & bedroom. Ideal inlaw suite. Walkout to deck. H3105399 1513_KIMRI_0018

STATE REALTY BROKERAGE INDEPENDENTLY OWNED & OPERATED

HAMILTON EAST

All brick, 2 storey home, East end location, 3+1 bedrms 2+1 bathrms, recent upgrades: Roof, windows, gas furnace, C/A, updated hydro, exterior drs. Finished bsmnt w/4th bedrm, 4 pce bath & huge familyrm, triple concrete drive & new shed. Close to Schools, Shops, Buses, Highways, etc. H3104876 1513_KIMRI_0019

Jodi Woodard Sales Representative

AJ Ghottra Sales Representative

- (MAIN STREET EAST) COMMERCIAL/RESIDENTIAL BUILDING - HAMILTON EAST MAIN FLOOR COMMERCIAL, UPPER RESIDENTIAL H3097754 - (CARLING STREET) RESIDENTIAL RENTAL - HAMILTON WEST WALK TO MCMASTER, H3100492

Jacqueline Mastrangelo Sales Representative

1-877-574-7441 or 905-662-6039

Top 1% Nationally FOR ROYAL LEPAGE 2006-Present

10649132_1513

6G


2010-2012

2011-2012

THE O’REILLY TEAM PAM O’REILLY DAVE O’REILLY LUKE O’REILLY

1122 Wilson St. W. Ancaster, Ontario L9G 3K9

Sales Representatives

Broker

11271831_1513

www.theoreillyteam.com 905.525.3737

1.877.648.4451

PRESTIGIOUS LOVERS LANE AREA OF ANCASTER

DREAM HOME IN ANCASTER

1513_KIMRI_1_0020

1513_KIMRI_1_0023

This gorgeous 2+2 bedroom, 3 bathroom bungalow has over 3400 square feet of finished living space and sits on a mature 80x225 foot lot. Upgrades include a gourmet kitchen with granite countertops, wire brushed hardwood flooring, marble tiling, wainscotting, oversized baseboards, crown mouldings, vaulted/coffered ceilings, 100+ pot lights, 2 fireplaces with stone mantles, glass showers, a security system, expansive windows, skylights, and updated roof shingles/furnace/central air/plumbing/electrical. The lower level features 2 spacious bedrooms, a gorgeous 3 piece bath with a vessel sink, 2 separate recreation rooms and laundry facilities. This home offers a solid brick and stone exterior finish, 2 separate front entrances, sliding door at rear, a newly paved front drive, and professional landscaping with flagstone. The attention to detail found in this home is outstanding!

You will be amazed at this beautifully renovated and updated 4200+ square foot home on mature, treed 75’x158’ lot with inground pool. This stunning home is perfect for your large family. 4 spacious bedrooms, all with walk-in closets. Master with luxurious 5 piece ensuite bath, 2 other bedrooms share an ensuite and one more bathroom for the 4th bedroom. The main floor will WOW you! Eat-in kitchen with solid maple cabinetry, island, granite counters, built-in appliances and abundance of pot lights is open to huge sunken family room - the perfect place to entertain. The lower level is complete with kitchen, family room, 2 bedrooms and 2 bathrooms - a complete in-law set up. Loaded with upgrades throughout. Not to be missed.

GORGEOUS BUNGALOFT IN GLANBROOK

ESCAPE TO LAKE ERIE

$749,900

$849,900

1513_KIMRI_1_0021

1513_KIMRI_1_0066

This beautiful 3+1 bedroom, 3.5 bath bungaloft is situated in a quaint neighbourhood just minutes to the Meadowlands in Ancaster and shopping on Upper James. This home is just under 2000 square feet (plus a fully finished basement). Step through the front doors to an open foyer with dramatic vaulted ceilings, hardwood flooring throughout the main level, a formal dining room, main floor master bedroom with his/her closets and a 4 piece ensuite bath (Jacuzzi tub), spacious main floor family room with a gas fireplace, eat-in kitchen with breakfast bar, stainless steel kitchen appliances (all included), and sliding doors to an updated rear deck and no immediate rear neighbours - privacy plus! The upper level offers 2 spacious bedrooms, a 4 piece bath, and a loft area overlooking both the front foyer and main floor family room. The lower level is fully finished and offers an additional bedroom with a walk-in closet and a 3-pc ensuite bath, a huge rec. rm, gas fireplace, pot lighting throughout, a roughed-in kitchen (in-law potential), and an office/den.

Escape the city to your very own private retreat at Lake Erie. Welcome to 3 Turner Drive, a sharp 3 bedroom, fully winterized bungalow in pristine condition. This home has alot of warmth and charm and must be seen to fully appreciate it. This home has been updated over the years; including windows (vinyl clad), maple kitchen, cabinetry/counter tops, 4 piece bath, flooring, front/rear decks, rear fence, rear shed, furnace, water heater, propane fireplace, paved driveway, electrial panel and more. Taxes in 2012 were only $1472.74. Just a short walk to a private beach.

$179,900

$429,900

7g


Donna Lavin

www.facebook.com/afriendinrealestate â&#x20AC;&#x153;LIKEâ&#x20AC;? me on Facebook

DONNA LAVIN Sales Representative DONNA Sales Representative LAVIN DONNA LAVIN Sales Representative

Sales Representative

Andrea Maddox

Escarpment Realty Inc., Brokerage

Escarpment Realty Brokerage Escarpment RealtyInc., Inc., Brokerage Independently owned & operated Escarpment RealtyHamilton, Inc., Brokerage Independently owned &Operated operated &ON 221A-550Independently Fennell Ave. E., Owned L8V 4S9 Independently owned &ON operated 221A-550 Fennell Ave. E., Hamilton, L8V 4S9

221A-550 Fennell Ave. E., Hamilton, ON L8V L8V 4S9 221A-550 Fennell, Hamilton ON 4S9 (905) 628-WORK (9675) (905)628-WORK 628-WORK (9675) (905) (9675) www.donnalavin.com www.donnalavin.com www.donnalavin.com www.donnalavin.com www.homesingoldenhorseshoe.com www.homesingoldenhorseshoe.com www.homesingoldenhorseshoe.com www.homesingoldenhorseshoe.com

SALES REPRESENTATIVE

905-574-4600 andreamaddox@royallepage.ca www.ReadytoMove.info

ACCREDITED BUYER ACCREDITED BUYER ACCREDITED BUYER REPRESENTATIVE REPRESENTATIVE REPRESENTATIVE

A ACCREDITED ACCREDITED STAGING PROFESSIONAL STAGING SPTAGING ROFESSIONAL PROFESSIONAL CCREDITED

2009 2009 2012 2009

2004 2004 2004

Inducted in 2004

Inductedinin2004 2004 Inducted

$

NEW LISTING DUNDAS VERY RARE FIND! CA BUYERS CA$$H H$599,000 BUYERS CA H BUYERS

Independently Owned & Operated

1313_KIMRI_0044

State Realty Brokerage

Looking homes Dundas,West West Hamilton Looking homes Dundas, West Hamilton andFlamborough! Flamborough! Looking forforfor homes ininin Dundas, Flamborough! TotallyHamilton restored and and beautifully finished

cottage with wide pine plank floors, open ,IÂŤ\RXÂŤKDYHÂŤRQH ÂŤFDOOÂŤPHÂŤWRGD\ ,IÂŤ\RXÂŤKDYHÂŤRQH ÂŤFDOOÂŤPHÂŤWRGD\ ,IÂŤ\RXÂŤKDYHÂŤRQH ÂŤFDOOÂŤPHÂŤWRGD\ kitchen to dining room, separate living

Downtown Dundas&&The TheDriving DrivingPark Park Downtown Dundas Downtown Dundas & The Driving Park

$369,900 Fabulous West Mountain location! 4 level backsplit on deep 143â&#x20AC;&#x2122; lot. Kitchen overlooks familyrm w/walkout to beautiful backyard. Pool and patio for your summer enjoyment.

1513_KIMRI_1_0041

WEST MOUNTAIN Great value! 3 bedroom townhome. Spacious, open concept. Finished family-room in basement. Private yard. Appliances included. Prime location close to Hwy 403, schools, parks, shopping and cycle route. $169,900 1513_KIMRI_1_0042 *Not intended to solicit clients currently under contract.

room, family room,Downtown 2 BR + den, finished rec Just Dundas Just Listed ListedDowntown Listed DowntownDundas Dundas rm andJust laudry + double drive and garage. Excellent private landscaped property with escarpment views! A short walk to everything. Donâ&#x20AC;&#x2122;t miss this opportunity!

Spring has arrived1.5early in Real Estate! Sty 3BR. 1.5 bath brick home single ga-

Bright spacious and charming bunga-

rage,Sty double mainbrick floor home master,single Arts &ga1.5 3BR. 1.5 bath Bright and2charming bungaMany buyers are lining1.5 up to livedrive, in this community. low spacious offers 3 BRs. baths, hardwood Stydouble 3BR. 1.5 bath brick home single Bright spacious and bungaCrafts eat in kitchen, formal dining room with garage, drive, main floor master, Arts & lowfloors, offerscove 3 BRs. 2charming baths, hardwood recent shaker Ifceilings, you are thinking of selling now issunfilled the perfect time rage, double drive, main floor master, Arts beamed ceiling, family room addition, Crafts eat in kitchen, formal dining room with& lowfloors, offers 3 BRs. 2 baths, hardwood kitchen withceilings, granite CT. fin. Rec. rm. Crafts cove recent shaker hardwood floors, leaded and stained glass. with eatfor in kitchen, formal dining beamed ceiling, sunfilled family roomroom addition, to get top dollar quickly your property. floors, cove ceilings, recent shaker and private property with beautiful perkitchen with granite CT. fin. Rec. rm. beamed Updated ceiling, roof, C/A, Boiler, and sunfilled family room addition, hardwood floors, leaded andwiring. stained glass. kitchen with granite CT. Rec. ennial gardens! $ Letâ&#x20AC;&#x2122;s 419,900.00 get rm. started - Call me today! and private property withfin. beautiful perWOW! $429,900.00 hardwood floors, leaded and wiring. stained glass. Updated roof, C/A, Boiler, and and private property with beautiful perennial gardens! $ 419,900.00 Updated roof, C/A, Boiler, and wiring. WOW! $429,900.00 the real estate needs ennialâ&#x20AC;&#x153;Serving gardens! $ 419,900.00 WOW! $429,900.00

of the community since 1979.â&#x20AC;? Call Donna Lavin â&#x20AC;&#x153;Serving the real estate needs â&#x20AC;&#x153;Serving the real estate of the community since needs 1979.â&#x20AC;? today to Get This of the community since 1979.â&#x20AC;?

CALL DONNA LAVIN TODAY SignTO on your lawn!

GET THIS SIGN ON YOUR LAWN! CALL DONNA LAVIN TODAY TO 905-628-WORK (9675) CALL DONNA LAVIN TODAY TO GET SIGN ON YOUR SHOWTHIS YOUR PROPERTY WHERE IT WILL SELL HERELAWN! IN COLOUR AND ON THE COVER GET THIS SIGN ON YOUR LAWN! * Not intended to solicit properties currently listed for sale SHOW YOUR PROPERTY WHERE IT WILL SELL HERE IN COLOUR AND ON THE COVER

SHOW YOUR PROPERTY WHERE WILLproperties SELLHERE HERE IN COLOUR COVER * Not intended solicit currently for saleAND SHOW YOUR PROPERTY WHERE ITtoITWILL SELL INlisted COLOUR ANDONONTHE THE COVER * Not intended to solicit properties currently listed for sale

11274311_1513

11254693_1513

â&#x20AC;&#x153;DYNAMO WITH A HEARTâ&#x20AC;? 2007

SRES Seniors Real Estate Specialist

Ancaster â&#x20AC;&#x153;NAKOMAâ&#x20AC;? neighbourhood. MAIN FLOOR MASTER, walk-in closet & gorgeous ensuite w/6â&#x20AC;&#x2122;x4â&#x20AC;&#x2122; shower w/ bench. Newly updated 2 pc & launrm on ML. Fin top to bottom, LL in-law suite. Amazing landscaping. This home features extensive custom upgrades. For a viewing call me! 1513_KIMRI_0021

Sonnia Martorana

2005

2000 - 2012

GRIMSBY

2 acres of Heavenly Bliss! Ponds, awesome gardenerâ&#x20AC;&#x2122;s shed, 2 car garage! Beautiful sunfilled country cottage with chefâ&#x20AC;&#x2122;s delight kitchen. Hardwd, 2 fpâ&#x20AC;&#x2122;s, main flr famrm. Amazing priced @ $374,900!

Sales Representative

905.304.3303

NATURE LOVERS PARADISE

1513_KIMRI_0032

sonniam@rmxemail.com

ADULT LIVING AT ITS BEST! Garth Trails enclave 2 bdrm, 2 bth BUNGALOW w/very private rear patio. Community Club House w/pool, gym/tennis to name a few of the exciting features offered to the active & young at heart. Is this your dream lifestyle? If yes then call me-weâ&#x20AC;&#x2122;ll talk! 1513_KIMRI_0022

PERFORMANCE NOT PROMISES

For all your Real Estate Needs in Escarpment Realty Inc.Brokerage Independently Owned & Operated

#11-370 Wilson St. E., Ancaster, ON

Hamilton, Ancaster, Dundas, Stoney Creek, Burlington & Surrounding Areas

$390â&#x20AC;&#x2122;s

Nestled in star location! Approx 2500 sq ft of impressive living. 3 bedrms, 2.5 baths, huge foyer, oak staircase, C/Vac, gas FP, soaker tub. Summertime sizzler with perennial gardens & stunning patio. 1513_KIMRI_0033

INLAW SUITE

11239969_1513

SCORES OFF THE BINBROOK CHARTS 2 Barzotti gourmet kitchens, 2 laundries, 5+1 bdrms, 3.5 baths. Luxurious 3500 sq ft incl soundproofed inlaw setup with private w/out. Seriously upscale 1 year new executive style @ $584,000!

www.sonniam.com *Not intended to solicit properties currently listed for sale.

BEAUTIFUL BINBROOK ROCKS

11271783_1513

1513_KIMRI_0034


Turn static files into dynamic content formats.

Create a flipbook
Hamilton Resale Home & Condo - 13 Apr., 2013 by NextHome - Issuu