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Jun. 22 - July. 06, 2013 Volume 13 Issue 12

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Hamilton-Halton-Haldimand-Brantford Edition

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ResaleHomeAndCondoGuide.ca

Your Best Source for Homes & Condos

ANCASTER'S PRESTIGIOUS HIGH PARK ESTATES $559,000. Over 3100 sqft plus completely finished lower level in private mature setting. Majestic 4+1 bedroom home with bonus main floor den and sunroom, 4 full baths, 2 fireplaces, 2 storey high marble entrance foyer, oversized garage. Excellent investment potential! Sue DePaulo, Sales Representative, Royal LePage State Realty, Brokerage 905-648-4451 www.SueDePaulo.com 2513_KIMRI_0062

VILLAGES OF GLANCASTER! Two bedrooms - 2 bathrm condo in popular mature community close to Hwy 403, shopping and golf. This former model unit is immaculate and offers lots of windows, cheery kitchen, a spacious living/dining rm and balcony. Backs onto treed green space. Fabulous clubhouse with indoor pool, library, party room, tennis courts and several indoor and outdoor activities. 600 Silverbirch Blvd. Unit 202 MLS#H3111032 $214,900. Call Valerie Dalgetty-Righton, Sales Representative, Coldwell Banker Pinnacle Real Estate, Brokerage 905-522-1110. 2513_KIMRI_0005

BINBROOK $395,000 - 9 room bungalow on 100 x 150 ft lot. Wow, 26' kitchen w/ walk out deck, 20' livingroom with fireplace. Oversize 2 car plus attached garage. www.plouffehomes.ca Donald Plouffe, Broker of Record, Donald Plouffe Ltd. Real Estate Brokerage. 905-632-5940. 2313_KIMRI_0008

OPEN HOUSE: SUN JUNE 30TH 2-4PM 440 BEACH BOULEVARD Life's a beach - Enjoy year round! Exclusive listing. Sought after 2 storey condo near beach, lake, trail & Hwy access. Boasts gas FP, main flr laundry, dinette, huge mbedrm w/ 4pc ensuite & w/i closet. 3 bedrms/ 3 bathrms/appliances/garage. Only $309,900. Call Marilyn O' Blenis, Sales Representative, RE/MAX ESCARPMENT Realty Inc., Brokerage 905-573-1118 or visit www.MarilynOblenis.com 2513_KIMRI_0014

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16 SMELSERS COVE LN, SELKIRK. $249,900

1481 LAKESHORE RD, SELKIRK. $229,900

Fantastic Lake Erie waterfront, fully winterized, 2 bedrm cottage lived in yr round. Beautiful sand beach w/concrete breakwall & patio. O/concept liv/din w/walk-out to covâ€™d deck, lrg m/bedrm w/walk-in closet. Updated windows, shingles, deck & A/C. 4 sheds - 1 w/hydro, loads of storage & paved drive. Quick possession. Call Darren Papineau to view. MLS# H3112016. 2513_KIMRI_0057 2513_KIMRI_0060

KE LA

ME FIX

1873 LAKESHORE RD, SELKIRK. $129,900

Handyman special! Spacious o/concept 2 bedroom winterized home across the road from Lake Erie. Large 60â€™ x 150â€™ lot with panoramic views and potential ownership of waterfront property across. Property being sold â€œas isâ€?. Crawl space foundation walls need repair. Loads of potential. Quick possession. Call Darren Papineau to view. MLS H3100086.

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51 HORSESHOE BAY RD, DUNNVILLE. $159,900 Cozy 2 bedroom cottage, view of Lake Erie. R.O.W. access to beach steps away. Rare 100x100 dbl lot, sprawling front deck, open concept lr/dr, vaulted pine insulated ceiling, shingles â€˜10, many updates since 2008. Most furnishings & bunk beds incl. - sleeps 6. Quick possession. About 1 hr drive from Hamilton or Niagara. Call Darren Papineau to view. MLS# H3111746.

CH EA

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Larger than it appears! Lake Erie cottage offers full basement with finished rec room â€˜08 accented with pine, modern kitchen w/stylish cabinets, updated full bathrm â€˜04 w/ceramics. Fantastic panoramic Lake Erie view with ownership of desired sand beach & lawn across the road. Quick possession. Call Darren Papineau to view. MLS# H3112153 2513_KIMRI_0059 2513_KIMRI_0056

2 WILCOX DRIVE, PEACOCK POINT $244,900

12063 AUGUSTINE RD, WAINFLEET, $495,000

Vacation at home! Lakefront at tip of Peacock Point with spectacular Lake Erie view! Fully winterized and lived in year round by current owner. Features open concept living/dining/ kitchen w/oak cabinets & pine ceiling, 2 bedrooms w/recent Berber carpet, updated 4 pc bathroom & mnflr laundry. Upgrades include decor, shingles-07, concrete shoreline protection, new shed, exterior doors & wndws, gas f/place, nat gas furnace, 200amp brkrs, cistern & full septic bed. MLS H3105443.

Relax in this quaint 3 bedroom fully furnished insulated cottage set on a beautifully landscaped 80â€™ x 208â€™ Lake Erie waterfront lot. Lovingly restored and maintained property boasts a private setting w/mataure trees and perennial gardens providing a sanctuary on the large rear patio with fenced yard and a beautiful beach. The single car garage/ workshop provides additional storage and parking. Call Darren Papineau to view. MLS H3109545.

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Call Darrenâ€™s SELL phone 905-978-SOLD (7653) for a FREE Home Evaluation!

www.HaldimandHomes.ca for virtual tours & custom home plans online! 2G

10403538_2513

ISAAC PHILLIPS Sales Representative

www.isaacphillips.com TOP 1% IN CANADA FOR ROYAL LEPAGE 18 YEARS

Check out our website for the latest on our 45+ listings

Independently Owned and Operated

905-774-7631 905-774-8144

LI N S EW T IN G

PANORAMIC VISTAS! $408,500 One of a kind beach front overlooking lighthouse & Mohawk Island, walls of windows, walk out from both levels, numerous decks & balconies all with fantastic vistas. Impressive quality upgrades include granite counters, custom oak cabinets, trim,s tairs, office cabinetry, heated ceramic floors, SS appliances, 2012 2513_KIMRI_0071 roof shingles & A/C. Dunnville. Call Isaac Phillips

A RARE FIND! $229,900 Waterfront with commanding view over Mohawk Island Lighthouse! Extra wide frontage adjacent to park, wraparound deck, sand/ pebble beach, breakwall, upgraded windows-doors, ceramic & laminate flooring, open concept. Dunnville. Call Isaac Phillips 2513_KIMRI_0072

BACKING ONTO FORESTED AREA! $479,900 Custom 2012 raised ranch with quality extras, high vaulted ceilings, maple cabinets, granite counters, oak & ceramic flooring, extra tall bsmt w/walkup, oversize windows, solid wood doors, SS appliances, (29’28’8) garage. 40’ veranda - north of Forks Rd, Wainfleet. Call Isaac Phillips 2513_KIMRI_0073

COUNTRY CHARMER ON 29 ACRES! $419,900 Bring the family home, gleaming hardwood floors, 2 baths, recent kitchen w/breakfast bar, main floor family room & laundry, tons of windows, walk in clsoet, 3 outbuildings, 5 acres of bush, sandy loam soil, pond, nature lovers delight. Dunnville. Call Isaac Phillips 2513_KIMRI_0074

BRICK RANCH! $279,900 Dunnville sought after Brelus Woods area, extra wide lot, tons of recent upgrades, maple kitchen, vinyl repl. windows, kitchen ceramic tile, hardwood floors, 2 fireplaces, oak/granite bar in rec room, poured concrete drive, patio & sidewalk. Call Isaac Phillips 2513_KIMRI_0075

OPEN CONCEPT! $249,900 Silverthorne built, quiet court, close to Community Park/Centre, oak kitchen has patio door walkout to backyard deck, gas fireplace, lower level bath with ceramics & granite. Dunnville. Call Isaac Phillips 2513_KIMRI_0076

RANCH OVERLOOKING LAKE ERIE! $349,900 “Cowan” built open concept, vaulted ceilings, plank flooring, custom kitchen, steel roof, long veranda overlooking the lake, part ownership of private waterfront park & beach. Dunnville. Call Isaac Phillips 2513_KIMRI_0077

STONE & BRICK BUNGALOW! $254,500 Follow the long tree lined driveway to this stone and brick ranch in a quiet setting surrounded by trees and farmland. Features include vinyl replacement windows, kitchen walkout to deck & patio, large windows throughout, oversize garage, recent bathroom upgrades, laminate flooring. 2013 shingles. Jarvis! Call Isaac Phillips 2513_KIMRI_0078

PRETTY AS A PICTURE $299,900 Lake Erie waterfront w/wide sandy beach on quiet road, many recent updates include bathroom, repl v. windows and kitchen. Features basement, front and back decks, pinewood floors, terrace doors, sunroom with panoramic lake views, Dunnville. Call Isaac Phillips 2513_KIMRI_0079

MATURE CORNER LOT! $189,900 Dunnville, preferred neighbourhood, 2013 decor - flooring, screened side porch plus side deck, vinyl repl windows, oak floor & oak cabinetry in kitchen, 3 bedrooms, appliances, single garage. Call Isaac Phillips 2513_KIMRI_0080

LI N S EW T IN G

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LI N S EW T IN G

29 ACRES IN SMITHVILLE! $469,900 North of Smithville, 29 acres 2009 3 bedroom home, oak kitchen open to main floor family room, terrific location minutes to QEW includes 36x30 workshop/barn. Call Isaac Phillips

LI N S EW T IN G

PANORAMIC VIEWS! $244,500 Well maintained cottage on Lake Erie, 2 bedrooms, kitchen, dinette area, spacious living room, 3 season sunroom facing the lake, appliances, break wall and stairs to the gorgeous sandy beach. Bring the family and enjoy! Dunnville. Call Isaac Phillips 2513_KIMRI_0069 LI N S EW T IN G

LI N S EW T IN G

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LI N S EW T IN G

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Volume 13 Issue 12

Resale Home & Condo Guide - Hamilton & Halton Edition

2010-2012

2011-2012

THE O’REILLY TEAM PAM O’REILLY DAVE O’REILLY LUKE O’REILLY

1122 Wilson St. W. Ancaster, Ontario L9G 3K9

Sales Representatives

www.theoreillyteam.com 905.525.3737 9249706_2513

BEAUTY IN CALEDONIA

2513_KIMRI_0030

$379,900

PARK LIKE YARD

If you are looking for This home is perfect for a huge yard for the the growing family! Built in kids to roam, this is 2003, this 3 bedroom/2-1/2 it! 3 bedroom, 3 bath bath home (+ main floor bungalow in Caledonia den) has a fully finished on a well treed 64’ x basement and sits on an 306’ lot. Convenient oversized irregular shaped main floor laundry, lot in a quiet court. Vaulted main floor family room ceilings, hardwood flooring, addition, gleaming pot lights, concrete refinished hardwood floors, recent carpet in 2 bedrooms, fresh paint, large workshop/man cave at rear under driveway/walkways/rear addition has separate entrance, basement walkout. patio, basement bar & so much more! 2513_KIMRI_0029

$319,900

HAMILTON EAST

2513_KIMRI_1_0039

$468,900

Escape to this truly spectacular and one-of-a-kind property in an enclave of executive homes just minutes outside of Cayuga. Nestled on a mature, treed lot of 2.45 acres, this stunning home will take your breath away. Open concept home with windows and skylights at every turn to enjoy all nature has to offer. Incredible inground salt water pool. Triple car detached garage. Endless list of features.

$169,900

2513_KIMRI_1_0040

Stunning 3 bedroom, 2.5 bath bungaloft with 2770 sq ft of living space (plus unspoiled basement) on 1.66 acres in West Lincoln - just 30 minutes to Stoney Creek mountain. Loaded with upgrades including Alder cabinetry, quartz countertops, 9 ft and 17 ft vaulted ceilings, crown mouldings, pot lighting, rich dark stained flooring throughout, glass showers, undermount sinks, gas fireplace, HRV air purification, 200 amp electrical, UV water purification and more! The list goes on and on.

$699,900

SOUTH CENTRAL BURLINGTON

2513_KIMRI_1_0041

$569,900

DREAM HOME IN ANCASTER

Beautiful Branthaven home on quiet cul de sac of executive homes just minutes to the highway. 4 bedrooms, 2.5 baths. Loaded with upgrades: hardwood, rod iron spindle staircase, granite counters/island/ pantry/tumbled marble backsplash in kitchen, all brick & stone exterior, professionally landscaped lot, interlock drive, 450 sq. ft. cedar deck in fenced yard. Immaculate & move in ready!

$649,900

Please say you saw it in Resale Home & Condo Guide

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$869,900

CUSTOM BUILT BEAUTY

Custom built 4+1 bedroom home on mature treed lot with private backyard oasis. Spend your summer relaxing in the heated, salt water pool with surrounding rod iron fence. Located in a fabulous area just minutes to the 403 and all other amenities. Inside offers over 3,600 square feet plus finished basement. Plenty of room for your family here! Tons of upgrades and improvements.

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Wow! Long list of reno’s/ improvements in this lovely 3 bedroom, 1.5 bath home located within walking distance to Innovation Park, trails, Locke St. and more. Recent updates include furnace/ductwork, central air, kitchen with island and granite counters and now open to dining room, main bath, 2 piece powder room, walk-in pantry/laundry, flooring, driveway and more!

COUNTRY ESTATE

ANCASTER EXECUTIVE

2513_KIMRI_1_0002

1.877.648.4451

SOUTHWEST CHARMER

Spacious 3+1 bedroom home in convenient location. Eat-in kitchen, separate dining, main floor bedroom, 1.5 baths, lower level rec room with gas fireplace, long side concrete drive to rear garage and double front drive, some hardwood flooring. 2513_KIMRI_0028

Broker

This gorgeous 2+2 bedroom, 3 bathroom bungalow has over 3400 square feet of finished living space and sits on a mature 80x225 foot lot. Upgrades include a gourmet kitchen with granite countertops, wire brushed hardwood flooring, marble tiling, wainscotting, oversized baseboards, crown mouldings, vaulted/coffered ceilings, 100+ pot lights. Fully finished lower level & so much more. The attention to detail is outstanding! 2513_KIMRI_1_5000

$749,900

6/20/13 4:48:35 PM

Volume 13 Issue 12

Resale Home & Condo Guide - Hamilton & Halton Edition

Hamilton/Halton/ Haldimand/ Brantford

#500-401 The West Mall Etobicoke, ON M9C 5J5 t. 416.784.5060 toll-free 1.877.269.8257 f. 416.789.9705 viCe-PresideNt, wall2wall media

Jacqueline Hill

editor-iN-Chief, NatioNal real estate

Susan Legge editor

Elisa Krovblit, Lydia McNutt (on leave)

Coverage area:

CoNtributiNg editors

Hamilton Burlington Brantford Dunnville Jarvis Ancaster Puslinch Oakville

Grimsby Hagersville Delhi Dundas Stoney Creek Paris Simcoe Cayuga

Waterdown Milton Caledonia Port Dover Flamborough & surrounding areas

Sara Duck, Wayne Karl seNior sales maNager

Larry Gregoris

media CoNsultaNt

Kim Richards

sales CoordiNator

Jennifer Mardini, Nobia Bhatti (on leave) NatioNal aCCouNt maNager, mediative

Paul Slizys

ProduCtioN maNager

Bala Gnanapandithan graPhiC desigNers

Caroline Wassef

ProduCtioN CoordiNators

HALTON

WATERDOWN

Deenisha Doodnath Lindsey Maindonald

OAKVILLE

terms Advertisers and Resale Home & Condo

Guide are not responsible for typographical errors, mistakes or misprints.

BURLINGTON BRANTFORD

HAMILTON

GRIMSBY

HALDIMAND-NORFOLK

Next advertisiNg deadliNe

thursday June 27th 2013 issue date: July

6, 2013 â€“ 2-WEEK ISSUE

Payment in full must accompany the insertion order by cheque or money order only. Insertion by phone: we accept Visa and Mastercard. Please check your ad for accuracy the first issue it appears. If you find an error, report it immediately. Resale Home & Condo Guide will not be responsible for more than one incorrect insertion. Published by

Copyright 2013 Copyright covers the contents of this publication and prevents reproduction in whole or in part: offenders will be prosecuted. We reserve the right to refuse any advertising, to make changes or edit advertising as necessary. Care will be taken to ensure copy accuracy but no warranty is implied or given by the publisher. Views/data expressed by columnists do not necessarily represent those of the publication. Wall2Wall Media is a trademark of Yellow Pages Group Co. in Canada.

For advertising information, contact Kim richards

phone: 905.383.8118 | toll-free 1.800.268.0077 cell: 905.730.5658 | fax: 905.383.4667 kim.richards@wall2wallmedia.com

Please recycle this magazine! Wall2Wall Media participates in the Partners in Growth Reforestation Program through St. Joseph Communications. To date, Partners in Growth has planted over 2.5 million trees in parks, recreation and conservation areas, and other public spaces across Canada. Established in 1990, this program was started with Scouts Canada to help replenish the environment.

Please say you saw it in Resale Home & Condo Guide

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6/20/13 4:48:37 PM

Volume 13 Issue 12

Resale Home & Condo Guide - Hamilton & Halton Edition

June 22 – July 6, 20 13

20 22

27 InsIde thIs Issue

04.

Editor’s NotE

14.

Your HomE

Mortgages in Canada starting to look like a dog’s breakfast By Yan Gurevich 20.

iN tHE NEws

Realtors applaud passage of electronic signature amendment 22.

markEt NEws

Record number of sales in May 27.

HomEbuYErs’ HElp

Canadians interested in recreational property feel added urgency to leap while rates are low 29.

HomEbuYErs’ HElp

Homebuyers’ resource section

Please say you saw it in Resale Home & Condo Guide

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6/20/13 4:48:39 PM

Resale Home & Condo Guide - Hamilton & Halton Edition

editor’snote

Volume 13 Issue 12

taking control

of your movE

hether you’re relocating from one coast to the other or moving to your first place out of your parents’ home, changing homes can be hectic, exciting and certainly stressful. But, relax. You can eliminate all of the anxiety associated with moving by taking control of the situation with confidence. If you decide to move yourself, book a moving truck well in advance from a reliable company that can help give you tips on moving as well as advice regarding the size of vehicle you will need. If you decide to go with a pro, ask your friends and family to recommend a mover. Call at least three companies to ask about their services and then decide. Professional movers can do everything for you if you wish, from packing and unpacking, to disconnecting appliances and electronics, but of course there’s extra cost involved. Make sure you understand the terms of your agreement no matter what you decide, as well any other additional costs such as insurance and mileage so you can budget accordingly.

Susan Legge Editor-in-chiEf Wall2Wall Media, Susan.Legge@wall2wallmedia.com Follow me on Twitter at Twitter.com/SusanLegge

Finalizing the

DEaL

othing can quite prepare you for buying a home. No two deals are alike, and finalizing a deal can prove to be arduous. Buying a home isn’t at all like any other purchase you’ll make. Never mind that it’s an enormous financial obligation, there are so many factors to consider that it can seem mind-boggling at times. Finding that perfect home is one thing – closing the deal is another. Agreeing on price, moving dates, adding conditions and hashing out chattels can be an intense process. Having an inspection – and often an appraisal – can throw wrenches into what everyone thought was a done deal. Occasionally the lawyer will turn up something – a lien or a work order – against the title which can, again, unexpectedly affect the agreement of purchase and sale. One way to give yourself a bit of security is to take care of finances. Get preapproved. While this gives you a fairly firm budget, it also locks in the interest rate, and every point counts! But even if your mortgage is in place, do yourself a favour and check your credit. If there’s anything outstanding – whether it’s a bill in default or an actual error on your credit report, the bank won’t let you close until it’s settled. It can get crazy in the last few days before closing if anything unexpected crops up. A combination of a good agent and a strong understanding of the process through research and expert advice – like the articles featured in Resale Home & Condo Guide – will help prepare you for that purchase.

Elisa Krovblit Editor Elisa.Krovblit@wall2wallmedia.com Follow me on Twitter at Twitter.com/ElisaKrovblit

Please say you saw it in Resale Home & Condo Guide

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6/20/13 4:48:40 PM

Volume 13 Issue 12

“Dynamo With A Heart”

Joyce

Since 2005

www.dynamo1.ca

2005

2000 - 2009

Accredited Seniors Agent WE’VE EARNED OUR STRIPES

11273580_2513

ASA

Resale Home & Condo Guide - Hamilton & Halton Edition

905.545.1188 O’Donnell 1.800.567.6257 MVA Residential Appraiser Sales Representative Seniors Real Estate Specialist

Escarpment Realty Inc., Brokerage Independently Owned & Operated BINBROOK

22 SWITZER CRESCENT - AAAHHHH! FRESH COUNTRY AIR! 3 Bedrooms + loft. 2.5 baths, offers everything todays family’s all about. Irreplaceable value. Dream granite kitchen, all appliances upscale laminate, ceramics, C/Air & C/Vac, full laundry room on bedroom level, gas BBQ hookup, hot tub, 10 T.V. outlets, recent finished bsmt, real man’s garage. Better than new! Mid $400’s. MLS# H3112106. 2513_KIMRI_0047 2513_KIMRI_0048 2513_KIMRI_0049 SOUTHEAST HAMILTON

#20-11 GLEN VISTA DRIVE - WALKABLE! NEAR REDHILL XPRESS! “Pretty As A Picture”. 3 bedrooms, 1.5 baths. Feel the elegance & charm of beautiful Tuscany. Every stunning nook & cranny is a creative canvas of decor. Sunshine in abundance. Vaulted ceiling offers freedom of space on every level. Fabulous end towne walkable to Foodmart Plaza. Excellent condo parking. Optimum value in $180’s. MLS# H3112104. 2513_KIMRI_0050 2513_KIMRI_0051 2513_KIMRI_0052 STONEY CREEK MTN

#157 FIRST ROAD WEST - SUMMERTIME! POOLTIME! Parkside property 4+2 bedrooms, 2.5 baths. Beautiful reno’s! Open concept main floor family room, modern granite kitchen w/island & S/S appliances. Upscale laminate, ceramics. Main floor laundry. Finished basement w/2 bedrooms, 2nd family room. Inground heated pool, recent huge deck, gardens, shed. Amazing low $400’s. MLS# H3111257. 2513_KIMRI_0053 2513_KIMRI_0054 2513_KIMRI_0055

WhyJOYCE?

A Full Time Experienced Realtor with great results. Let me sell your home fast for top dollar!

✓

300+ Brokerage Print & Online Full Time Marketing Attention Realtors

For the BIG SCOOP visit www.DYNAMO1.ca

Please say you saw it in Resale Home & Condo Guide

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6/20/13 4:48:41 PM

Volume 13 Issue 12

Resale Home & Condo Guide - Hamilton & Halton Edition

Liz Koster Real Estate Broker Niagara Real Estate Centre Inc., Brokerage

905.774.7511

Toll Free: 1.888.205.7010

Independently Owned & Operated 9189908_2513

lizkoster@royallepage.ca | www.lizkoster.com

DESIRABLE LOCATION!

Helping People on the Move!

LIKE NEW BUNGALOW!

$239,900

$375,000

3-bedrm home with 1-1/2 bathrms plus a 2 pc ensuite off the master bedrm! Eat-in kitchen, sep dining room, finished basement with huge recrm! Attached garage & fenced back yard! Dunnville.

Peaceful neighbourhood! 3-bedrm, 2-bathrm, home with 2 fireplaces, hardwood floors, granite counter tops, separate dining room, full basements, attached 1-1/2 car garage! Near Lake Erie and golf course! Built in 2006.

LAKE ERIE LIVING!

FAMILY HOME!

2513_KIMRI_0083

2513_KIMRI_2_0038

$243,900

$198,500

One-storey year round home with full finished basement on a double wide lot across the road from Lake Erie with deeded right-of-way to the lake! Wonderful lakeviews! Get ready to enjoy the summer!

3-bedrm home on large lot in Dunnville! Move-in condition! One bedrm and 2 pc washrm on main floor! Other 2 bedrms and 4 pc bathrm upstairs! Detached dbl garage with loft! Pool and fenced back yard!

COTTAGE LIVING!

INEXPENSIVE LIVING!

2513_KIMRI_1_0042

2513_KIMRI_2_0040

$74,900

3-season, 3-bedrm cottage with 2 pc washrm surrounded by farmer’s fields on a private road near the shores of Lake Erie and Rock Point Provincial Park! Needs work. 2513_KIMRI_0082

$54,900

Well maintained yr round home in Sandy Acres Trailer Park east of Dunnville! 20’ x 40’ mobile home with many updates! Shows well! Fireplace in sunroom! Sunrm can be used as second bedrm! Land lease & common charges apply. 2513_KIMRI_2_0039

Call Liz Koster for a FREE Market Evaluation! Thinking about BUYING or SELLING I am here to help! Please say you saw it in Resale Home & Condo Guide

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6/20/13 4:48:41 PM

Volume 13 Issue 12

Resale Home & Condo Guide - Hamilton & Halton Edition

THINK SOLD... THINK MARGARET & WALDI NIBURSKI WE MAKE DREAMS AFFORDABLE B.SC. SALES REPRESENTATIVE

NIBURSKI

M.SC. SALES REPRESENTATIVE

9489143_2513

MARGARET (MALGORZATA)

NIBURSKI WALDI (WALDEMAR)

YOUR LISTING ADVERTISED ON

40+ WEBSITES Sutton Group Innovative Realty Inc., Brokerage

905- 575-7070 mniburski@sutton.com wniburski@sutton.com

www.hamiltonhomes-for-sale.com

*Independently Owned & Operated

GREAT STARTER IN A PERFECT LOCATION

ATTENTION INVESTORS!! HAMILTON’S ST. CLAIR AREA

$439,900

$139,900

• Near Gage Avenue. • 3 bedrooms • Brick exterior • Spacious rooms • Great convenient location • Plenty of parking at the back www.hamiltonhomes-for-sale.com 2113_KIMRI_3_0035

• Outstanding investment with great income! • Plenty of recent updates • 5 apartments and presently used as a triplex! • Garage and front drive parking For income statement please call Waldi and Margaret www.hamiltonhomes-for-sale.com

2113_KIMRI_1_0079

LUXURY HOME IN STONEY CREEK WITH THE VIEW OF THE LAKE

HAMILTON EAST MOUNTAIN

$334,900

$484,900

• Outstanding 3 bedroom, 3.5 bath, 2 storey home • All levels finished to the perfection! • Plenty of upgrades (hardwood floors, crown mouldings, built-ins) fantastic location with lake view! www.hamiltonhomes-for-sale.com

• 3 bedrooms • Fully finished 2 storey home • Great convenient location • Beautiful private rear yard w/ pond www.hamiltonhomes-for-sale.com

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Ever wonder how the Hamilton Real Estate Market is doing?

Our web site www.hamiltonhomes-for-sale.com for the answer and Margaret’s newest and up-to-date real estate market activity reports for Hamilton, Ancaster, Stoney Creek and all the sourrounding areas!!!

Bojan

49 OAKDALE BLD, SMITHVILLE

K ATA N I C BROKER

$325,000

Newer raised ranch located in Smithville, near all amenities. This one floor plan offers huge eat in kitchen, hardwood in living room and one of the bedrooms, 3+1 bedrooms, 2 1/2 bathrooms, dbl garage, dbl driveway, huge walk out basement leading to the deck and good size of the back yard. Property require some TLC. For more info please contact LA. 2513_KIMRI_1_0058

WEST HAMILTON/DOWNTOWN CONDO Located in West Hamilton near Dundurn castle, downtown, hwy access, schools, shopping, etc. Good size 1 bedroom condo, with in-suite laundry on top floor facing back of the building, away from street traffic noice. Huge balcony w/ view Lake Ont. Unit is currently tenanted. Great investment. For more info, please contact LA.

Escarpment Realty Inc., Brokerage

$124,746

Independently Owned and Operated

9 0 5 - 5 7 3 - 11 8 8

713 BARTON ST, STONEY CREEK

direct line: 905-746-7746

katanicbojan@gmail.com bojan@rmxemail.com www.bojankatanic.goldbook.ca www.remaxescarpment.com

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$ 1250 PER MONTH

$1250/month + utilities. Single detached bungalow located near all amenities. 2 bdrm (formerly 3 bdrm) features huge eatin kitch, dinrm, livrm, hardwood flr in bedrms, tiles in kitch, livin and dining, unfinished bsmt, lot of parking space. 4 appls included. Immediate possession. Home is move in condition. Min 12 months lease required.

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Volume 13 Issue 12

Resale Home & Condo Guide - Hamilton & Halton Edition 9255435_2513

905-388-5133 FAX: 905-388-7583

For All Your Real Estate Needs

Residential Commercial Investment 1286 Upper James St., Hamilton, L9C 3B4

New Price!

Beautiful Estate Living!

Popular East Mountain location! 3 bedroom 1 floor brick home near Huntington Park. Living room, Dining room updated kitchen, recently finished lower level with large Recreation room, den and 2 piece bath. New furnace in 2009 updated windows and front porch. priced at $243,900.

Custom built stone house with 5000 SF of finished area. Quality built using all the finest materials. Imported limestone, granite, slate and cherrywoods. All hand crafted & custom made trim and cabinets. 8 person slate steam sauna and gorgeous inground pool with cabana. Surround sound on all 3 levels, 7 speaker concert sound at pool area. Asking $1,590,000.

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Please call DAN GIES, Broker of Record, or KEN GIES, Broker, 905.388.5133

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Please call KEN GIES, Broker or DAN GIES, Broker of Record, 905.388.5133

Price Reduced!

Why Rent?

Conveniently located this 4 level backsplit is situated on a 42 ft x 110 ft lot. 3+1 bedrooms, 2 baths, L-shaped Living room and Dining room. Eat in kitchen with ceramic floors and a large Recreation room. Updated furnace and new windows, priced at $234,900.

Priced at only $129,900. This 3 bedroom unit is in good condition located near the Linc. 1.5 baths, large Living room/Dining room combination with gas F.P. Fenced rear yard and garden shed. Hardwood in bedrooms, large windows. Same owner for 24 years. 30 day possession if needed.

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Please call DAN GIES, Broker of Record or KEN GIES, Broker, 905.388.5133

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Please call KEN GIES, Broker or DAN GIES, Broker of Record, 905.388.5133

3 Bedroom Brick!

Hamilton East!

Excellent starter home with eat-in Kitchen, hardwood floors, separate dining room and main floor den. Basement has walkout to rear yard. 100 amp electrical. Same owner for 30 years. Priced at $145,000.

2 Bedroom brick with large eatin kitchen, separate dining room. Finished recreation room. Updated windows, roof shingles (2007), hi-eff furnace and air (2011). 5 appliances included. Priced at $189,900.

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Please call KEN GIES, Broker or DAN GIES, Broker of Record, 905.388.5133

2513_KIMRI_0011

Please call KEN GIES, Broker or DAN GIES, Broker of Record, 905.388.5133

Executive Brick Home! Approximately 2600 SF plus 1100 SF walk-out lower level. Featuring: Hardwood, ceramics and new carpeting. Family room with F.P. and beautiful sunroom overlooking treed rear garden. Full in-law suite recently redone with 3 entrances. Great location by Kings Forest. Original owners! 2513_KIMRI_0012

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Please call LINDA GERMAN, Sales Representative, 905.388.5133

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Volume 13 Issue 12

Resale Home & Condo Guide - Hamilton & Halton Edition

9189912_2513

FRANK RADMAN

Sales Representative

ESCARPMENT REALTY INC. Brokerage

(905)

Independently Owned & Operated

SERVICE THAT MOVES YOU

545-1188 Email: frankradman@rmxemail.com

“CALL FRANK TODAY - THE FIRST STEP IN MAKING THE RIGHT HOUSE YOUR HOME!”

FEATURE PROPERTY OF THE MONTH DR GO OO RG M EO M US OD 4 EL HO M E

NEAR WINONA PARK/ MANY UPGRADES

Beautiful 4 bedroom model home in the Winona district. Just steps from Winona Park. This gorgeous home boasts a host of upgrades and features. A must see!! Relax in your stunning backyard on your large 16’x46’ cement patio with a covered patio roof & wired in speakers. Stunning interior with many upgrades. Relax inside in your large family room with gas fireplace or in your massive 16’ x 17.6’ master bedroom with ensuite.

ER ST CA AN Y

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EA H ST AM M ILT OU O NT N AI N

5+ 1 3 BE BA D TH RM RM & S

EXQUISITE THROUGHOUT WITH PROFESSIONALLY FINISHED BASEMENT

Astonishing upgraded home w/great layout. Premium high end finishes, newer kitchen w/quartz countertops. Large rear yard w/ patio & pergola. More updates incl; roof, interlock driveway & walkways, new garage door, fresh modern decor, light fixtures, marble & hardwood flrs & ss appliances. Move in & enjoy!

! D OL

ATTENTION JURAVINSKI HOSPITAL EMPLOYEES!

Start your day with coffee in your nice and bright sunroom and walk to work to nearby Concession Street. End your day with a cool cocktail on your big covered deck in your large private backyard. Offset your living expenses by sharing your home with a family member or co-worker by offering them the separate in-law suite on the lower level (separate entrance). Upgrades include: renovations done throughout including newly installed in-law suite, new ceramics, kitchens, bathrooms, basement, mostly thermopane windows, refinished hardwood floors, laundry room, 100 amp, potlights, new sod, 4 car parking, separate entrances, new fridge and stove. Not a drive-by, must be seen inside! To view or put in your offer, call Frank Radman. 1913_KIMRI_1_0010

4 3. BE 5 D BA RM TH S RM & S

TO VER JUR Y AV SHO INS RT KI WA HO LK SP ITA L

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SE IN-L PA AW RA S TE UIT EN E W TR IT AN H CE

3+ 3. 1 B 5 ED BA R TH M RM &

S POTENTIAL INLAW SUITE & DETACHED GARAGE

Updated family friendly 2 storey home. Prime location close to schools & amenities. Offers sep. dining, family & living rms, eat-in kitchen & bsmnt level rec rm. Side door entrance for pass lower level in law unit or home office. Detached 11x22 shop/garage w/hydro. Updates incl new windows, roof shingles (2012), n. gas furnace (2010). New carpeting (2012) & more. Plenty of space for the growing family! 1913_KIMRI_1_0063

GORGEOUS UPGRADED BEAUTY WITH FINISHED BASEMENT

Grimsby grandeur! Gorgeous “Losani” built home with modern open concept along w/ 3+1 bedrms, 3.5 bathrms & fin bsmnt. Highlights incl. custom kitchen, SS appl, huge m bedrm w/ w/i closet & chic ensuite. California shutters on main flr, prof decor and premium “after build” flooring throughout. A great home! 1913_KIMRI_1_0060

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Resale Home & Condo Guide - Hamilton & Halton Edition

Volume 13 Issue 12

Diane J. Brown SALES REPRESENTATIVE

905.522.1110 diane-brown@coldwellbanker.ca

Open House

SUNDAY JUNE 23RD 2-4PM

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69 GOLFVIEW CRES., DUNDAS Beautiful 4 bdrm home. Designed by current owner in 1989. Recent upgrades incl. windows, furnace, c/air, garage door, kitchen granite countertop & kitchen backsplash. Features incl. eat-in kichen, formal dining rm, cathedral ceilings in foyer & family rm, 2 sets of French doors. Main flr. master bedrm w/large walk-in closet & 5 pc ensuite. Second floor offers 3 lrg bedrms & 5 pc bathrm & skylight. Undeveloped basement w/roughed in bathm for you to custom design. MLS #H3103610

ExecutiveFreeHoldTownhomes OPEN HOUSE: Saturday & Sunday 2-4pm

Directions: Take Hwy 6 South to Caledonia and turn east on Haddington

One Storey - 1400 sq. ft.

Two Storey - 1850 sq. ft.

$325,900

$329,900

No Condo Fees • Walking Distance to all Amenities Escarpment Realty To View Call: Barb Rendall, Sales Representative Brokerage Ron Taylor, Sales Representative 905-575-5478 Independently Owned & Operated

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• Double Garage w/man Door to 150 ft. Deep Lot • Garage Door Opener • Quality Kitchens • 9 ft. Ceilings • Central Air • Bedroom Level Laundry • Paved Driveways • Sodded Lots

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Volume 13 Issue 12

Resale Home & Condo Guide - Hamilton & Halton Edition

Westdale 905.522.3300 Ancaster 905.648.6800 Locke St. 905.529.3300 BRANTFORD CONDO

STONEY CREEK WATERFRONT

, 01

DUNDAS EXECUTIVE

, 69

, 19

2 bedroom condo offers affordable living. Quiet, well maintained refurbished, electric fireplace with in suite laundry. Enjoy view of mature trees & garden from walkout balcony. Conveniently located close to 403 & bus stop. Condo fees include building maintenance, 2513_KIMRI_0031 heat & water.

On the waterfront! 2 storey, open concept, 3 bed, 2 bath, home, reno'd kitch ($40), updated floor, fresh paint, w main floor famrm, sunroom & mostly finished basement, 2 decks, 2 sheds, boom for boating, outdoor potting station, long driveway.

5 lvl backsplit custom built; 8 bedroom family & executive home. Features outstanding family room with built ins, fireplace, wet bar and custom cabinetry. Great living and entertaining space.

Call Maureen Dermody* at 905.648.6800 or email dermody@judymarsales.com

Call Janice Rocchi* at 905.648.6800 or email rocchi@judymarsales.com

Call Larry Szpirglas** at 905.648.6800 or email szpirglas@judymarsales.com

GREAT HAMILTON MOUNTAIN LOCATION

DUNDAS

CLANSMAN CRESCENT IN CALEDONIA

2513_KIMRI_0032

, 49

2513_KIMRI_0033

, 47

, 39

Beautifully maintained 2 storey Georgian home. Large principal rooms + den, library & family rm on main level. 4 bedrms, 3.5 baths (all updated). Secluded majestic backyard w/pool on very private lot. Great size "cooks" kitchen. Great home for entertaining and large family. Move-in ready!

Large 4 bdrm family home. Tons of living space on the main floor with eat-in kitchen, separate DR, L/R, family room, den and bright sunroom with walkout. Attached 2 car garage w/inside entry. Deck off family room overlooking private backyard ready for entertaining.

Spacious 2 storey, 4 bedroom home, on a quiet Crescent, close to parks and schools, large fenced yard, huge deck for entertaining & an above ground saltwater pool. Double wide driveway & 2 car garage w/inside entry.

Call Yolanda Czyzewski-Bragues * at 905.648.6800 or email yolanda@judymarsales.com

Call Kelly Eaton * at 905.522.3300 or email eaton@judymarsales.com

Call Shelley Pritchard* at 905.648.6800 or email pritchard@judymarsales.com

CHEDOKE AREA - HAMILTON

BURLINGTON

HAMILTON VALUE

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2513_KIMRI_0035

, 15

2513_KIMRI_0036

, 49

, 89

3 bdrm freehold townhome, joined only at the garage. Master bdrm. Features 2 walk-in closets, ensuite with soaker tub. Hardwood thru out main level. Professionally landscaped backyard. Close to shopping, 403 and Linc.

Unbeatable value in mature Adlershot neighbourhood. Lovingly maintained by the same family for 50 years. 3 bedrooms, hardwood floors, plaster construction, updated electrical and fully fenced back yard. Won't last.

Wonderful opportunity! Perfect first home or for the investor. Move-in ready 2+1 bedrooms, 1.5 baths, eat-in kitchen. Recent floors on upper level, updated electrical and plumbing. Close to General Hospital and easy highway access. Not to be missed!

Call Betty Kerman* at 905.648.6800 or email Kerman@judymarsales.com

Call Andrew Karpavicius* at 905.522.3300 email karpavicius@judymarsales.com

Call Richard MacLean * at 905.522.3300 or email maclean@judymarsales.com

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2513_KIMRI_0038

2513_KIMRI_0039

* Denotes Sales Representative **Denotes Broker

9189934_2513

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Resale Home & Condo Guide - Hamilton & Halton Edition

Ro b M c D o w e l l Broker, BA/SRES

Volume 13 Issue 12

Seniors Specialist Designation

905- 3 8 8 - 1 1 1 0 w w w . 1 1 1 0. c a

Paul McDowell nEw liSting - BEAUtY COnDO

Thank You Again!

DRiVE BY 197 SwEEtS CORnER ROAD

8547409_2513

Sales Representative

To all our friends & clients for putting their trust in us!

1 in sales for May

# Completely renovated! Super clean, apartment-style! 2 Bedrooms, in-suite laundry, heated floors, breakfast bar, central air & more! Close to the Mountain Brow, hospitals & shopping. $179,500! CALL PAUL! MLS H3108707

at our Mountain Office!

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Rob & Paul McDowell

Reduced $20,000. Amazing raised ranch. New open-concept design. New kitchen with island & appliances, new hardwood floors on entire first floor, modern lower level with Recreation Room, 2 bedrooms & full bath. Perfect teenager retreat or future in-law set up. Shingles, windows, trim, pumps & more - all replaced. 400 sqft workshop for the handyman. Less than a kilometer from the lake. CALL ROB. MLS H3108156 2513_KIMRI_0041

BREAtHtAKing lAKE ViEwS!

CUStOM BUilt EngliSH ARCHitECtURAl DESign

DRiVE BY 2 OlDOAKES PlACE

Totally renovated “Sands” complex condo close to downtown, hyw, park & beach. Custom kitchen cabinets with imported “subway” backsplash & large “peep” window. Chic bathroom boasts black marble “Bianca Carrera” custom counter & vanity & 6 jet whirlpool tub and much more! CALL PAUL! MLS H3111895 2513_KIMRI_0042

Wonderful curb appeal located on an attractive 75 x 107 lot in most sought after brow area. Backyard offers an English garden look with pond, gardens & privacy from mature trees & perennials. 3 bedroom plus Library design, 2 updated baths including ensuite. Too many amazing features to mention! CALL ROB! MLS #H3112002 2513_KIMRI_0043

Almost 4000 sq ft on double wide 1135 ft lot in Ancaster. Full walkout. All hardwood floors. New salt water pool. Needs TLC. Only $545,000. CALL PAUL OR ROB! MLS #H3107702

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Volume 13 Issue 12

Resale Home & Condo Guide - Hamilton & Halton Edition

HOMELIFE RESULTS REALTY INC. Brokerage

905-318-3800

119 CLOVERLEAF DRIVE - ANCASTER

6 yrs new classic Landmart built over 3000 sq ft, 10 ft main flr ceilings lvl, recently fully finished bsmnt w/kitchen/bed/full bath, no carpet, huge mpale kit cabs, granite c/tops, porcelain b/splash, California shutters. Close to Meadowlands, schools, parks, hwy. New shed, deck in backyard, all new appliances. Shows 10+....MAZHAR ROSHAN* 905-318-3800 2513_KIMRI_0002 2513_KIMRI_0003

20 TAYWOOD COURT - DUNDAS

A must see well maintained end unit. Paved stone walkway, extensive use of ceramic and hardwood on mian level and professionally finished lower level. Other under condo fees is clubhouse with pool, sauna, gym, library, and much more...ED BAKER* 905-318-3800 2513_KIMRI_0004

95 CANDLEWOOD DRIVE-STONEY CREEK

$439,900

Stoney Creek Mnt, 7 yr old Losani built, approx 2552 sqft. Close to shopping, bus stop, schools, all amenities, walk out unspoiled basement, extra sitting area in master bedroom, gleaming hardwood in living/dining & main floor family room, double garage, eat in kitchen, RSA, much more...MAZHAR ROSHAN* 905-318-3800

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21 RIDGEGATE PLACE - STONEY CREEK Great family home with approx 1922 sq ft, 3 large bedrooms, open concept layout is ideal for entertaining, master ensuite, loft and bedroom level laundry room, fully fenced rear yard with deck. Minutes from QEW, Fifty Point Conservation area, Daycare and Future Development for Walmart and Costco...ASIM BHATTI* 905-318-3800.

$359,900

$271,000

$509,000

2 storey all brick 4+1 bedroom, 2.5 bath home. Large 15x20 deck above garage. Open concept kitchen/dinette/family room. Professionally landscaped backyard with fishpond, waterfall/ rock garden. New roof 2011 with lifetime warranty..... HELENA WERNER* 905-3183800

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693 CEDAR AVENUE - BURLINGTON

Beautiful Georgian style home in a quiet, highly sought after Aldershot neighbourhood! Some upgrades include; Hardwood floors in Living/Dining/ den/upper hall, maple staircase with wrought iron spindles, INVENTORY HOME SALE 18” tile in kitchen, upgraded cabinets with granite counter tops. See B listing for more....Kohler fixtures throughout, GE cafe fridge, stove, dishwasher, heated bathroom floors, 200 amp service, lighting fixtures. Door/hardware, built in sound system as well as security with cameras and monitoring equipment. This quality built home leaves little to desire and exudes charm and character with its classic trim, molding and colour package as well as landscaping and detached finished garage. RSA.....BORIS KRESINA* 905-318-3800 2513_KIMRI_1_0031

$1,379,000

19 TWENTYPLACE BLVD - MOUNT HOPE

24 CHARTWELL CIRCLE - HAMILTON

LOT 6...To be built by Scarlett Homes, new site on Hamilton Mountain, the Belair model approx 2646 sq. ft., 4 bedrooms, 2.5 baths, 9 ft. main floor ceilings, kitchen with flat maple cabinets, granite countertops with stainless steel undermount sink, pantry, pots & pans drawer, crown moulding, breakfast bar, oak staircase, hardwood in separate dining room & upper hall, main floor family room with fireplace, 4 interior/4 exterior potlights, much more....MOJGAN MOSHIRI* 905-318-3800 OR VISIT SITE MODEL @ 819 RYMAL ROAD E./MON-THURS 1-6PM/CLOSED FRIDAYS/SAT-SUN 1-5PM 2513_KIMRI_1_0009

$452,700

$219,000

www.scarletthomes.com

Spacious executive condo in the highly reputable Chateau Royale. Ideal for commuter or busy professionals, this luxury complex is steps to the GO Station, St. Joseph’s Health Centre, entertainment districts and shopping. This well maintained and clean one bedroom unit features 6 appliances, insuite laundry room, oversized walk in closet, granite tops in kitchen and bath, laminate and ceramic flooring. There is an underground parking space which is owned and a storage locker. Amenities include: 24/7 concierge service, fitness facility, professionally landscaped garden, pet-friendly. Currently leased to an excellent tenant (for the last 4 years) until Jun 2014. Easy to view...CHARENE LOTTRIDGE* 905-318-3800 2513_KIMRI_0001

$649,900

UNIT # 805- 135 JAMES ST SOUTH - HAMILTON

Results Realty Inc. Brokerage Independently Owned & Operated Realtor®

LOT 11...To be built by Scarlett Homes, new site on Hamilton Mountain, the Aurora model approx 2660 sq.ft., 4 bedrooms, 2.5 baths, main floor family room with fireplace, main floor laundry room, separate dining room, master bedroom with walk-in closet and ensuite, eat-in kitchen, hardwood floors, much more....MOJGAN MOSHIRI* 905-318-3800 OR VISIT SITE MODEL @ 819 RYMAL ROAD E./MON-THURS 1-6PM/ CLOSED FRIDAYS/SAT-SUN 1-5PM 2513_KIMRI_2_0011

LOT 9...New home by Scarlett Homes, new site on Hamilton Mountain, The Kingston model to be built, the Redwood model features 2,630 sq. ft. plus double car garage. Kitchen with peninsula, granite counter and maple cabinets, built- in pantry, corner angled upper cabinet, a bank of pots and pan drawers and crown moulding. Separate w/2 decorative columns, a coffered ceiling and hardwood floors. There is a window opening toward the family room w/gas fireplace with oak mantle, 9 ft. ceilings on main floor, oak staircase, hardwood floors in dining room and upper hallway, 4 exterior pot lights, 4 interior pot lights, dinette walk-out with terrace doors much more.... CHARENE LOTTRIDGE* 905-318-3800 OR VISIT SITE MODEL @ 819 RYMAL ROAD E./ MON-THURS 1-6PM/CLOSED FRIDAYS/SAT-SUN 1-5 PM 2513_KIMRI_1_0015

$420,900

36 CHARTWELL CIRCLE - HAMILTON

LOT 7....To be built by Scarlett Homes, Kingston II model. Approx 2557 sq. ft., 4 bedrooms, 2.5 baths, main floor family room with gas fireplace, maple kitchen cabinets, granite countertops, crown moulding, pots/pan drawer, hardwood floors in separate dining room & upper hall, master bedroom with walk in closet, ensuite, much more.....MOJGAN MOSHIRI* 905-318-3800 OR VISIT SITE MODEL @ 819 RYMAL ROAD E./MON-THURS 1-6 PM/CLOSED FRIDAYS/SAT-SUN 1-5 PM. 2513_KIMRI_2_0031

$422,900

44 CHARTWELL CIRCLE - HAMILTON

$419,900

28 CHARTWELL CIRCLE - HAMILTON

Nicely loaded with all the right upgrades. Includes: Granite counter in kitchen/powder, raised maple cabinets, undermount sink, upgrade faucet, undermount lighting, crown moulding, dinette cabinetry, family room w/built-in maple wall unit, gas fpl, hwd floors in dining, family and upper hall, coffered ceiling, decorative columns. Oak stairs w/ wrought iron spindles, master ensuite w/dble sink, shower w/half glass walls and seat. 19 interior potlights, 5 exterior, 2 shower lights, 2 wall sconces, iron and glass insert for front doors, central air, 3 piece RI bath for bsmt...CHARENE LOTTRIDGE* @ 905-318-3800 OR VISIT SITE MODEL @ 819 RYMAL ROAD E./MON-THURS 1-6 2513_KIMRI_1_0059 PM/CLOSED FRIDAYS/SAT-SUN 1-5 PM

2513_KIMRI_3_0031

$559,900

167 CHAMBERS DRIVE - ANCASTER

LOT 24...New home by Scarlett Homes, new site on Hamilton Mountain, the Snowflake model approx 2257 sq. ft., 4 bedrooms, 2.5 baths, main floor family room with gas fireplace, separate formal living and dining rooms, hadwood floors, granite countertop in kitchen with crown moulding, undermount sink, pantry, master bedroom with walk in closet & ensuite, bedroom level laundry, many more upgrades. Closing date TBA....BOZENA RADENKOVIC* 905-318-3800 OR VISIT SITE MODEL @ 819 RYMAL ROAD E./MON-THURS 1-6PM/ 2513_KIMRI_1_0007 CLOSED FRIDAYS/SAT-SUN 1-5PM

$389,900

200 CHARTWELL CIRCLE - HAMILTON

LOT 7....To be built by Scarlett Homes, Kingston II. 2557 sq. ft., 9 ft main floor ceilings, maple kitchen cabinets, granite countertops, crown moulding, oak staircase, hardwood in dining room + upper hall. 4 int/ext potlights, 4 bedrooms, 2.5 baths, master ensuite, seller related to broker of record, separate living & dining rooms, main floor family room with fireplace... MOJGAN MOSHIRI* 905-318-3800.

$419,900

28 CHARTWELL CIRCLE - HAMILTON

**Broker of Record *Sales Representative

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14 yourhome

Resale Home & Condo Guide - Hamilton & Halton Edition

Volume 13 Issue 12

Mortgages in Canada

starting to look like a dog’s breakfast By ya n gu r e v ic h

ankers and mortgage brokers need to pay closer attention to what really matters to consumers when it comes to choosing the right mortgage ingredients. Is Rate the only, or most important ingredient of your mortgage that should matter? Are all other aspects of your mortgage just fillers? Speaking of fillers… I saw a dog food commercial that declared that the their brand contains chicken as its first ingredient. It also says that is contains a supplement that is supposed to make your dog’s eyesight better. Now, is that the best information for the human? For the dog? Or for the label to sell? What about the other four first ingredients which make up the bulk of the total ingredients in a lengthy list? Is this formula really satisfying to you because it is priced low, or is it best for your dog? I can tell you now that the other four top ingredients would not make my personal diet list. Certainly my dog couldn’t get excited over those fillers, By all accounts they are unhealthy, full of cheap belly fillers, but offer no nutritional value. Is that good for anyone? Ok, I know, this is a long stretch to compare dog food to mortgages. But does your mortgage contain these “filler” ingredients – or “options” – that are truly important to you? Actual mortgage options that you will ever have a chance to take advantage of. (i.e 25 per cent annual overpayment privilege, transferability, portability, skip a payment, double up payments, weekly accelerated payments.) • Timely service. • Lender to automatically renew your mortgage at the lowest market rates, and not at bank’s posted rates (typically over one per cent higher than discounted rates), – without requalifying you. • Personal attention – day, night and weekend. • Commitment to searching for all alternatives prior to offering the right ones, instead of pushing onto you the one or two options the management is told to push that week. Now, if these are not attractive ingredients for your mortgage, what are? Most consumers have one question on their mind: What’s your rate? Is that because advertisers reduced our choice

matrix to that one factor? What happened to old-school customer services and representation? Were we just as obsessed over rates then, or did we bank where we knew that consultant had the right approach, the correct product and that the institution was truly committed to helping us? There is a dog food on the market that comes from Alberta. The first four ingredients on the list read as follows: Fresh deboned wild boar*, fresh deboned lamb*, fresh beef liver*, fresh deboned pork*. For real? Anyone getting hungry? When was the last time a mortgage read like this ingredient list? For the client who doesn’t know the difference between dog food and mortgages let me save you the time and assure you that rate won’t make you as hungry or excited as the right options of your mortgage should. Still, a good advisor should automatically offer you their best, most competitive rate as a starting point. But if rate is all you really expect from your lender, then you may want to rethink what you are feeding your dog. Your mortgage shopping spree should leave you almost as happy as my dog feels when I feed her that Alberta premium brand. Great thing about mortgages is that a premium brand of mortgage doesn’t mean it is more expensive. Unlike dog food, you should just expect more. Still with me? Then I have a cat food story that will have you in stitches… For more information – or name of the brand I just described – please head to www.yanguru.com/dogfood Have more suggestions for a new home buyer? Please leave your comments at www.yanguru.com/articlecomments

A Real Estate Sales Representative with Harvey Kalles Real Estate, Yan shares his creativity, sales, finance and negotiating skills with his colleagues and clients. Email: yan@harveykalles.com; Phone: 647.209.4004;Twitter: @brokeryan

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Volume 13 Issue 12

Resale Home & Condo Guide - Hamilton & Halton Edition 2113_KIMRI_2_0056

“Discover the Difference” www.gabrielriverso.com

2113_ KIM-

WEST OF ANCASTER!!! $569,000. Rare find property, beautiful 5 acres of country rolling lands, with large pond, pine forest walking trails. California ranch with plenty of natural light. 2+2 bedrooms, 2-4 pc. bath w/hot tubs. Large porch and a huge deck 55’ balcony/deck. Walk-out for the lower level! Double garage and workshop, full basement under garage. Call Gabriel Riverso at 905-545-1188, Toll free 1-800-563-6257, Virtual Tour and Property Showcase at www.74PowerlineRoad.com

! D L O S L YOURS!!

LET’S SE

WALK TO EASTGATE SQUARE!!!

Gabriel

$349,000. A “LOSANI” Built Home!!! Well kept, all brick 3+1 bedroom, a great style of home, with curved staircase. It offers ensuite bath in master bedroom. Many upgrades. Large pieshaped lot. Beautiful Florida sunroom. Totally finished lower level. Main floor family room. Easy access to highway. Call Gabriel Riverso at 905-545-1188, toll free 1-800-567-6257, Virtual Tour and Property Showcase at www.87JanetCourt.com

Riverso Broker

905-545-1188 STONEY CREEK!!!

$324,900 Well kept all brick raised bungalow, choice Stoney Creek location close to most conveniences. It offers 3+1 bedroom, kitchen & dining room, good size living room. Finished rec room with open fireplace, ideal for entertainment. Main floor offers hardwood floors throughout and ceramic in kitchen, dining room & bathrooms. Many updates in the last few years. Call Gabriel Riverso at 905-545-1188, toll free 1-800-567-6257, Virtual Tour and Property Showcase at www.18RoseCrescent.com

WEST MOUNTAIN CONDO!!! $179,900 Well kept 3 bedroom

townhome condo. Choice location, close to most conveniences, easy access to Linc, many updates!!! Nothing to do, but move-in!!!

Escarpment Realty Inc., Brokerage Independently Owned & Operated

Call Gabriel Riverso at 905-545-1188, toll free 1-800-567-6257, Virtual Tour and Property Showcase at www.25A-1550GarthStreet.com

11268797_2313

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Volume 13 Issue 12

Resale Home & Condo Guide - Hamilton & Halton Edition

Peter

Escarpment Realty Inc., Brokerage

VA N D E N D O O L Sales Representative

2011

2003-2010

2010

“Inducted in 2005”

E-mail: peterv@remaxescarpment.com

Independently owned and operated

221A - 550 Fennell Ave. E. Hamilton, ON L8V 4S9

(905) 575-5478

Website: www.vandendool.com

EXQUISITE IN PORT DOVER

Rarely do waterfront homes of this caliber come available to purchase. This home is fully automated by Creston electronics providing automated lighting, entertainment, security and more. Offering approx. 10,000 sq ft of living space features an elevator, indoor lap pool, radiant heat throughout including the walkways, garage and artificial turf. The 1,700 sq. ft. garage features a unique door system that opens to 14’ x 17’ high opening. Must be seen. 2513_KIMRI_0089

2513_KIMRI_0090

CUSTOM BUILT CALEDONIA $529,900

Gorgeous custom built home in Caledonia’s newest sub-division. Loaded with extras including gorgeous kitchen, granite counters, hardwood flooring, crown moulding, 9’ ceilings, stone facade, lavish ensuite and twin walk-in closets in the master as well as a triple insulated garage to name a few. Must be seen. 2513_KIMRI_0092

Call Peter today for more information on any of these listings...*

*Not intended to solicit properties currently listed for sale.

11271124_2513

2513_KIMRI_0091

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Volume 13 Issue 12

Resale Home & Condo Guide - Hamilton & Halton Edition

Peter

Escarpment Realty Inc., Brokerage

VA N D E N D O O L Sales Representative

2011

2003-2010

2010

221A - 550 Fennell Ave. E. Hamilton, ON L8V 4S9

(905) 575-5478

“Inducted in 2005”

E-mail: peterv@remaxescarpment.com

Independently owned and operated

Website: www.vandendool.com

D L SO 20 X 40 OUTBUILDING CALEDONIA $289,900

NEW LISTING CALEDONIA $449,900

Well presented country ranch features a beautifully updated kitchen, 3 bedrooms, huge rec-room in the finished basement, vinyl windows, C/A, huge paved drive with ample parking and a large 20 x 40 outbuilding perfect for the hobbyist. Located just minutes from Caledonia and Hamilton. Must be seen. 2513_KIMRI_0086

Stunning century home on over a half acre lot in town. Over 2,800 sq. ft. and featuring 4 bedrooms, 2.5 bathrooms, main floor family room addition, main floor laundry room, huge eat-in kitchen & more. Outside there is a gorgeous 21 x 41’ pool with a new liner plus for the hobbyist there is a triple car insulated and heated garage. All on over a half acre lot in town. 2513_KIMRI_0087

SPACE IN CALEDONIA’S NEWEST PLAZA

NELLES CORNERS $289,900

Prime commercial space in Caledonia’s newest plaza. Offers 1870 sq. ft. of space and ample parking. A perfect location for a professional office or retail outlet.

This spacious 1 1/2 storey country home offers an awesome 3 car garage & loads of parking for additional vehicles. Bright open concept living offered by the huge living room & kitchen areas. Lower level is professionally finished and offers 2 additional bedrooms. Easy access to Hamilton, Simcoe and the US. 2513_KIMRI_0093

2513_KIMRI_0088

JARVIS $184,900

NEW LISTING CALEDONIA $519,900

Terrific 1 floor commercial building on busy main street in Jarvis. Offers onsite parking for 6 cars and additional street parking. Approximately 1,400 sq. ft.

Fantastic 2,700 sq. ft. 4 bedroom home on a rare 1/4 acre court lot backing onto forested green space. This amazing yard features a gorgeous 20 x 40 in-ground pool with patterned concrete surround, hot tub, wood deck and pool house. Offers a modern open concept design, a wall of windows overlooking this exclusive backyard. Upgrades include granite counters, hardwood flooring, 3 fireplaces, concrete drive and more. 2513_KIMRI_0095

2513_KIMRI_0094

Call Peter today for more information on any of these listings...*

*Not intended to solicit properties currently listed for sale.

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Paul

Volume 13 Issue 12

Resale Home & Condo Guide - Hamilton & Halton Edition 11264439_2513

M E G N A

Valerie Dalgetty-Righton

valerie-dalgetty@coldwellbanker.com

SALES REPRESENTATIVE

BROKER

905.522.1110 REAL ESTATE AND INSURANCE LTD. BROKERAGE

www.megna.com

Toll Free 1.877.935.1110

905.547.3553

email: paul@megna.com

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490 GLOVER ROAD - S TO N E Y C R E E K

9872654_2513

WALK TO WATERFRONT, SHOPS, MARKET

Gorgeous custom built, 6 yrs new, 2 stry home. This open concept design boast 4+1 lrg bdrms, 3.5 baths, gourmet

$214,900

kitchen offers beautiful maple cabinets, granite counter tops,

Lovely 2 bedrm bungalow with open concept LR/DR/Kitchen, easy care flooring. Full high basement with walk-out to patio and pretty yard with shed. Front parking. Great neighbourhood where pride of ownership shows. 196 Ray St. North. MLS# H3109630. 2513_KIMRI_1_0045

stainless steel appls. Spacious family rm with gas frpl, dining rm with coffered ceiling. A must see!

“Home

Guiding You Real Estate • Wills • Estates • Corporations Home Warranty & Home Closing Protection

Acting for Buyers or Sellers for New Homes, Resale, Investment & Commercial Real Estate Purchases

“

lrg mobile island, executive chef quality Viking & Thermadon

DOROTHY BAKER BROKER

905.575.5478 | www.dorothybaker.com Just Listed for the 1st time BUYER in the North Central area of Hamilton

LD SO • Home Buying & Selling Legal Services • Drafting & Negotiating Agreements for Purchase or Sale • Representing Borrowers & Lenders for Mortgage Transactions or for Purchase of Sale • Home Warranty & Home Closing Protection

FINLEGAL GROUP Where Finance and Law Meet

Serving the Areas of Hamilton - Burlington, Halton, Greater Toronto Area, Niagara & Golden Triangle

289.755.0322 k.crea@finlegalgroup.com

www.finlegalgroup.com

1 1/2 storey brick with long surface drive and a long single garage which will be great for that handyman. Lots of yard and lots of house. 3 bedrooms, eat-in kitchen & sep. dining room plus a den. Updated kitchen and bath, each with ceramics. This clean and pretty home is ready for you to view, purchase and enjoy the 125 foot lot this summer. 2513_KIMRI_0026

REDUCED in Stoney Creek/ Near The Lake/In-Law If you are looking to move your family in with you, then this house is perfect. 1 floor 3 bedroom ranch with a completely separate 2 bedroom in-law suites downstairs. Updated roof, bath and kitchen. Large fenced yard and a play park across the street. Seller has reduced the price and wants to move. Have a look and try your offer on this 2 family home. 2513_KIMRI_0027 Escarpment Realty Inc., Brokerage Independently Owned & Operated

221A-550 221A-550 Fennell Fennell Ave. E.,

Hamilton, Hamilton, ON ON L8V L8V 4S9

11273603_2513

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Volume 13 Issue 12

Resale Home & Condo Guide - Hamilton & Halton Edition

2 WINNING BUILDER AWARDS Presented by

Hamilton-Halton Builders Association

2012 Awards of Distinction r Winne Community of the Year Paradise Meadows - Phase 2

Estate Lots 1.9, 1.6 Acres

DREAM HOMES

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LOCATIONS Hamilton, Oakville, Dundas/ Greensville

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Specializing in Custom New Homes Visit Our Model Home or View at

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Dennis J. Petis, Broker Leanne Johnny, Sales Representative

905.574.3038

Homelife Macro Realty Inc. Brokerage Independently Owned & Operated

RHH_2513.indd 19

14 Superb Zeina Designs OR Custom Build from

$419,900

Sat. & Sun 1-5pm Mon-Thurs 2-6pm or by appt. *Prices quoted are for Hamilton Area

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2013siteplan sheet_Layout 1 13-03-27 1:08 PM Page 1

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20 inthenews

Resale Home & Condo Guide - Hamilton & Halton Edition

Volume 13 Issue 12

Realtors applaud passage of electronic signature amendment Amendment part of 2013 Ontario Budget

he Ontario Real Estate Association (OREA) applauds the passage of the 2013 provincial budget that contains provisions which will bring electronic real estate agreements of purchase and sale one step closer to reality in Ontario. The budget bill includes an important amendment to the Electronic Commerce Act (ECA), 2000, extending the legal protections of the ECA to include electronic real estate agreements of purchase and sale. Currently, Ontario Realtors are reluctant to use electronic agreements due to their exclusion from the Act. “This amendment means that Realtors

and consumers will soon have the confidence to use technology that improves the speed, efficiency and reliability of real estate transactions,” said Phil Dorner, a Windsor area Realtor and president of OREA. “This is great news for Realtors as well as consumers across the province.” Electronic agreements of purchase and sale improve transaction efficiency by reducing the time required to complete a deal. “At present, agreements of purchase and sale are often faxed, scanned and emailed numerous times over the course of a transaction,” said Dorner. “This process can be cumbersome and by the time the final version is signed, the agreement can be difficult to read. The technology allows agreements to be filled out on a computer or tablet, changes can be tracked and documents can be transmitted with ease.” It is important to note that the government has included a section along with OREA’s proposed amendment that says it will come into force upon proclamation. This section is meant to allow the government time to speak with various stakeholders, including OREA, about certain matters pertaining to the amendment, such as security measures, in anticipation of the amendment coming into force. “We look forward to working with the government to get this important change proclaimed into law,” said Dorner. “Electronic agreements of purchase and sale are commonly used in jurisdictions across the United States and it’s about time Ontarians have access to them.” Inspiration for the amendment comes from a private member’s bill introduced jointly by Prince Edward-Hastings MPP Todd Smith and Ottawa Centre MPP Yasir Naqvi (now Minister of Labour) in May 2012. “OREA would like to thank Minister Naqvi, MPP Smith and Attorney General John Gerretsen for championing this issue on behalf of Realtors and consumers. OREA would also like to thank Minister Sousa and Premier Wynne for including this important amendment in the 2013 Ontario Budget.” About the Ontario Real Estate Association: The Ontario Real Estate Association represents over 56,000 brokers and salespeople who are members of the 41 real estate boards throughout the province. OREA serves its Realtor members through a wide variety of professional publications, educational programs, advocacy, and other services. www.OREA.com

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Volume 13 Issue 12

Carmine Trifone Call Today

State realty brokerage independently Owned and Operated GOLD aWarD

2008

Real Estate Broker

905-561-2232 905-574-7441

“30 Years In Real Estate Sales”

PreSIDeNt’S

lifetime member 2010

9189928_2513

Resale Home & Condo Guide - Hamilton & Halton Edition

2009, 2010

$234,900 - TWO FAMILY HOME!!!

$209,900 - BRICK BUNGALOW

Two separate houses, 3 bedrooms and 2 bedroom, separate furnaces, separate hydro, renovated move-in condition!!! Large 66 foot x 165 foot lot size, large 1 1/2 car garage. Located South of Hamilton.

Newer all brick bungalow. 3 bedrooms. Incredible fully finished large basement with additional kitchen, bath and separate entrance. Rare find in a newer home in an excellent East Hamilton location. Must see!!!

2513_KIMRI_0044

2513_KIMRI_5000

Executive Free Hold Townhomes OPEN HOUSE: Saturday & Sunday 2-4pm

Directions: Take Hwy 6 South to Caledonia and turn east on Haddington

One Storey - 1400 sq. ft.

Two Storey - 1850 sq. ft.

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• Double Garage w/man Door to 150 ft. Deep Lot • Garage Door Opener • Quality Kitchens • 9 ft. Ceilings • Central Air • Bedroom Level Laundry • Paved Driveways • Sodded Lots

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22 marketnews

Volume 13 Issue 12

Resale Home & Condo Guide - Hamilton & Halton Edition

Record number of sales in May

he Realtors Association of Hamilton-Burlington (RAHB) reported a record 1599 sales of all property types listed through the RAHB Multiple Listing Service (MLS). The previous record was 1598 sales in June of 2009. There were 2,268 properties listed in May, a small increase over May of last year. All property sales increased by 3.4 per cent over the same month last year. The average sale price of $423,542 was an increase of 12.2 per cent from the previous May. “May was a stellar month for sales of all

SeaSonally adjuSted

property types,” said RAHB CEO Ross Godsoe. “We started to see movement in the market in April and that continued through May, resulting in a record number of all property sales.” Seasonally adjusted* sales of residential properties were 1.5 per cent higher than the same month last year, with the average sale price up 12.3 per cent for the month. Seasonally adjusted numbers of new listings were 3.4 per cent higher than the same month last year. Seasonally adjusted data for residential properties for the month of May, 2013:

PeRcentage change coMPaRed to

ReSidential only

May/13

aPR/13

MaR/13

Feb/13

jan/13

May/12

new liStingS

1,549

3.4%

0.7%

8.0%

5.0%

3.4%

SaleS

1,116

3.6%

5.3%

9.8%

7.8%

1.5%

aveRage Sale PRice

$399,597

5.4%

6.1%

7.5%

12.3%

Actual overall residential sales were three per cent higher than the previous year at the same time. Residential freehold sales were 3.6 per cent higher than last year while the condominium market saw an increase in sales of almost one per cent. The average sale price of freehold properties showed an increase of 12.3 per cent over the same month last year; the condominium market saw an increase of 14.1 per cent when compared to the same period last year. “The jump in the average sale price should not be taken as an indication that the Greater Hamilton, Burlington and outlying areas have become unaffordable”, added Godsoe. “A closer look at the sales Please say you saw it in Resale Home & Condo Guide

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Volume 13 Issue 12

Resale Home & Condo Guide - Hamilton & Halton Edition

activity in the various communities which make up our market area shows a wide variety of price ranges.” The average sale price is based on the total dollar volume of all residential properties sold. Average sale price information can be useful in establishing long term trends, but should not be used as an indicator that specific properties have increased or decreased in value. The average days on market increased from 38 days to 39 days in the freehold market but decreased from 44 days to 37 for condominiums. Year to date, listings are down 2.1 per cent compared to the same period last year, while sales are 4.6 per cent lower. The average sale price for the first five months of the year is 7.5

per cent higher than the same period last year. Every community in RAHB’s market area has their own localized residential market. Please refer to the accompanying chart for residential market activities in select areas of RAHB’s jurisdiction. *Seasonal adjustment removes normal seasonal variations, enabling analysis of monthly changes and fundamental trends in the data.

the nuMbeRS FoR the Month oF May 2013 CoMPaRed to May 2012: all PRoPeRty tyPeS – aCtual

2012

2013

% ChanGe

liStinGS

2264

2268

0.2%

SaleS

1547

1599

3.4%

aveRaGe Sale PRiCe

$377,587

$423,542

12.2%

end oF Month liStinG inventoRy

4445

4153

‐6.6%

ReSidential only – aCtual liStinGS

2105

2087

‐0.9%

SaleS

1495

1540

3.0%

Median Sale PRiCe

$317,500

$342,000

7.7%

aveRaGe Sale PRiCe

$369,610

$416,664

12.7%

aveRaGe dayS on MaRket

end oF Month liStinG inventoRy

3622

3369

‐7.0%

‐0.5%

FReehold only – aCtual liStinGS

1743

1734

SaleS

1211

1254

3.6%

Median Sale PRiCe

$344,000

$372,250

8.2% 12.3%

aveRaGe Sale PRiCe

$396,584

$445,433

aveRaGe dayS on MaRket

end oF Month liStinG inventoRy

3077

2816

‐8.5%

Condo only – aCtual liStinGS

362

353

‐2.5%

SaleS

284

286

0.7%

Median Sale PRiCe

$234,500

$255,500

9.0%

aveRaGe Sale PRiCe

$254,591

$290,522

14.1%

aveRaGe dayS on MaRket

end oF Month liStinG inventoRy

545

553

1.5%

CoMMeRCial only – aCtual liStinGS

159

181

13.8%

SaleS

13.5%

Established in 1921, the RealtorS Association of Hamilton-Burlington (RAHB) represents more than 2,500 real estate brokers and sales representatives from Hamilton, Burlington, and outlying areas. Members of the association may use the Realtor trademark, which identifies them as real estate professionals who subscribe to a strict code of ethics. The association operates the local Multiple Listing Service (MLS) and provides ongoing professional education courses for its members. In addition, RAHB is an active participant in the Home Ownership Affordability Partnership (HOAP) and holds an annual auction in support of local charities. Advertisements of local MLS property listings and information about the services provided by a Realtor can be found at www.Realtor.ca. More information about RAHB is available at www.rahb.ca.

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Volume 13 Issue 12

Resale Home & Condo Guide - Hamilton & Halton Edition

Moulton West Lincoln Dunn Ancaster Caistor Stoney Creek Fl a m b orou gh Caledonia Seneca Canborough Hamilton Smithville Dundas Rainham Oneida Glanbrook Cayuga Waterdown Sherbrooke Dunnville Grimsby Burlington Hagersville Moulton West Lincoln Dunn Ancaster Caistor Stoney Creek Fla mborough Caledonia Seneca Canborough Hamilton Smithville Dundas Rainham Oneida Glanbrook Cayuga Waterdown Sherbrooke Dunnville Grimsby Burlington Hagersville Moulton West Lincoln Dunn Ancaster Caistor Stoney Creek Fl a m b orou g h Caledonia Seneca Canborough Hamilton Smithville Dundas Rainham Oneida Glanbrook Cayuga Waterdown Sherbrooke Dunnville Grimsby Burlington Hagersville Moulton West Lincoln Dunn Ancaster Caistor Stoney Creek Fla mborough Caledonia Seneca Canborough Hamilton Smithville Dundas Rainham Oneida Glanbrook Cayuga Waterdown Sherbrooke Dunnville Grimsby Burlington Hagersville Moulton West Lincoln Dunn

REALTORS 速

Ancaster Caistor Stoney Creek Fla mborough Caledonia Seneca Canborough Hamilton Smithville Dundas Rainham Oneida Glanbrook Cayuga Waterdown Sherbrooke Dunnville Grimsby Burlington Hagersville Moulton West Lincoln Dunn Ancaster Caistor Stoney Creek Fla mborough Caledonia Seneca Canborough Hamilton Smithville www.rahb.ca Dundas Rainham Oneida Glanbrook Cayuga Waterdown Sherbrooke Dunnville Grimsby Burlington Hagersville Moulton West Lincoln Dunn Ancaster Caistor Stoney Creek Fla mborough Caledonia Seneca Canborough Hamilton Smithville Dundas Rainham

Proudly Serving YOUR Community

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your guide to the hottest real estate in hamilton halton and niagara Sunday Mornings at 9:30

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Volume 13 Issue 12

Resale Home & Condo Guide - Hamilton & Halton Edition

IN THE MARKET FOR A

NEW HOUSE

OR A CONDO?

We think finding a home is a lot more than simply finding the right property. Thatâ€™s why we put you right in the middle of the search process.

Search your favorite neighbourhood

Find out about nearby services and amenities

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Visit the new real estate section on canpages.ca and start looking for that special place. Powered by

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Volume 13 Issue 12

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listed

your guide to the hottest real estate in hamilton halton and niagara Sunday Mornings at 9:30

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REALTORS 速

Proudly Serving YOUR Community

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Volume 13 Issue 12

Resale Home & Condo Guide - Hamilton & Halton Edition

27 homebuyers’help

Canadians interested in reCreational property feel added urgenCy to leap while rates are low Consumers maintain optimism regarding Canadian recreational property market, according to Royal LePage survey

ccording to a new survey released recently by Royal LePage, interest rates factor hugely into the decisions of Canadian households when it comes to purchasing a recreational property. The survey, which polled Canadians across the country who either currently own or intend to purchase a recreational property within the next five years, found that most (82 per cent) Canadians say interest rates will influence their decision to purchase a recreational property – and a majority (58 per cent) feel added urgency to buy a recreational property while interest rates are low. Survey respondents demonstrated overall optimism regarding the Canadian recreational property market. When asked what they believe recreational property prices will do in the coming year, half (50 per cent) of respondents indicated that prices will increase and one-third (32 per cent) said they will stay the same. And

of those planning to purchase a recreational property within the next five years, 76 per cent said they are more inclined to buy a property in Canada than in the U.S. or elsewhere. “Despite financial and economic uncertainty, or perhaps because of it, we have found that the enduring value of recreational properties is widely-recognized by Canadians,” said Phil Soper, president and chief executive of Royal LePage Real Estate Services. “In contrast to our large urban centres, where home prices shot up in recent years before rapidly cooling in 2013, the recreational property market has remained remarkably stable and resilient.” Soper continued, “I shy away from recommending real estate as an investment for the typical family. Shelter is, after all, primarily consumption. However in Canada today, where we see virtually no return on bonds and other forms of modest risk savings, it is

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Volume 13 Issue 12

Resale Home & Condo Guide - Hamilton & Halton Edition

reasonable to view recreational property in a new light. This prolonged low-interest environment supports purchase decisions based upon lifestyle and supported with a sound investment thesis.” According to the survey, the majority of current recreational property owners plan to keep their properties long-term, with 60 per cent stating that they are somewhat or very unlikely to sell their property upon retirement. At the same time, almost two-thirds (64 per cent) are not planning to use their recreational home as their primary residence upon retirement. For those planning to purchase a recreational property for retirement, financial feasibility is among the most important factors they are looking for, with affordable purchase price (56 per cent) and reasonable maintenance costs (39 per cent) topping the list. Waterfront access (37 per cent), proximity to town (33 per cent) accessible medical facilities (26 per cent) and proximity to their primary residence (22 per cent) were also cited as important property attributes. Properties on a lake are by far the leading property type, with almost half (41 per cent) of those planning to buy indicating that this is their first choice, followed by a property in the mountains or woods (17 per cent) and a condominium in a recreational community (13 per cent). When asked what financial and/or lifestyle changes they would be willing make in order to purchase their dream recreational property, almost one-third (31 per cent) said they would rent their property out during the year. Other strategies include reduce discretionary spending (25 percent), downsize primary residence (24 per cent), purchase a fixer-upper (23 per cent) and purchase with friends/family (22 per cent). “Canadians have long valued the ability to escape the city to spend time with friends and family,” said Soper. “A place to get away from the pressures of daily life seems to be more attractive now than ever. From coast to coast, Canada offers some of the world’s most spectacular landscapes and friendly communities.” The survey was commissioned as part of the 2013 Royal LePage Recreational Property Report, an annual market analysis of recreational property prices, trends and activity in selected leisure markets across the country. The following chart shows the typical price range for standard waterfront, land-access properties across Canada in 2013.

2013 Recreational Property Price Summary Average Price Range by Province For Standard Waterfront, Land Access Cottage 1,000 sq feet, 3 bedrooms, 100 foot lot PROVINCE

AVERAGE PRICE RANGE 2013

Prince Edward Island Newfoundland New Brunswick Nova Scotia

$120,000 - $300,000 $150,000 $175,000 - $180,000 $180,000

Quebec

$125,000 - $1,000,000

Ontario

$75,000 - $625,000

Manitoba

$300,000 - $370,000

Saskatchewan

$250,000 - $800,000

Alberta

$110,000 - $650,000

British Columbia NATIONAL AVERAGE

$290,000 - $2,000,000 $177,500 - $625,500

MEthOdOLOGy

The survey was completed online from April 30 to May 9 using Leger Marketing’s online panel, LegerWeb, with a sample of 1,002 Canadians who currently own a recreational property or are looking to purchase a recreational property within the next five years. A probability sample of the same size would yield a margin of error of ±3.1 per cent, 19 times out of 20. AbOut ROyAL LEPAGE

Serving Canadians since 1913, Royal LePage is one of the country’s leading providers of services to real estate brokerages, with a network of 14,500 real estate professionals in over 600 locations nationwide. Royal LePage is one of the only Canadian real estate companies to have its own charitable foundation, the Royal LePage Shelter Foundation, dedicated to supporting women’s & children’s shelters and educational programs aimed at ending domestic violence. Royal LePage is a Brookfield Real Estate Services Inc. company, a TSX-listed corporation trading under the symbol TSX:BRE. For more information, visit www.royallepage.ca.

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Volume 13 Issue 12

Resale Home & Condo Guide - Hamilton & Halton Edition

29 homebuyersâ€™help

Homebuyersâ€™ ResouRce section You love the home, see what you can afford! Compare mortgage rates for your best deal Calculate your mortgage payments using the mortgage payment calculation chart Please say you saw it in Resale Home & Condo Guide

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30 homebuyers’help

Resale Home & Condo Guide - Hamilton & Halton Edition

Buying a Home | the first steps arrange for a mortgage select a home inspector select a real estate agent select a lawyer

after Buying: home insurance warranties

key players

selling a Home | the first steps select a lawyer select an agent – contract – negotiate commission assess the market value of your home renovate to increase the value of your home

staging for prospective Buyers: clean (walls, doors, baseboards) store personal items clear clutter front yard – clean, no debris paint if needed kitchen bathroom

aBout tHe property

agent’s name: phone number: email:

property: list price: property taxes/year:

broker’s name: phone number: email:

Neighbourhood closest main intersection:

lawyer’s name: phone number: email:

elementary schools: high schools: hospitals: clinics:

inspector’s name: phone number: email:

shopping (supermarkets/malls):

reno expert’s name (1): phone number: email:

public transportation:

reno expert’s name (2): phone number: email:

distance from work/school: occupancy: heating:

nice to have:

CoNdo amenities:

deal breakers:

Volume 13 Issue 12

banks:

closest highway:

maintenance fees:

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Volume 13 Issue 12

Resale Home & Condo Guide - Hamilton & Halton Edition

You love the home,

see what You can afford! use this guide to see if You’ll qualifY for a mortgage oN Your dream home 1. Calculate the combined monthly before-tax income between you and your spouse. 2. Divide by three. This figure is the monthly payment you can afford to make on your home. 3. Take the total price of the home and subtract the amount of money you expect to make as a down payment. This is the money you will have to borrow. 4. Refer to the chart below. Look down the left column and locate the interest rate you expect to pay. Line this up with the amortization period of your choice. (Most first-time buyers choose the 25-year amortization). 5. Multiply this figure by the amount you need to borrow. Divide by 1,000. 6. Add to this your estimated monthly heating costs and monthly property taxes. 7. If this figure is equal to or less than one-third of your gross monthly income (calculated in Step 2), you’ll qualify for a mortgage on your dream home. Bear in mind that this is a rough estimate. If you have several other large loans already, you may qualify for less. Also, banks and trust companies vary in their policies. The best way to know what you can afford is to go to the lending institution of your choice and get pre-qualified.

CalCulate your mortgage payments monthly pre-tax inCome

spouse’s pre-tax inCome

divide by 3

affordable monthly payments

Chart figure

amount of mortgage divided by 1,000

amortization amount

estimated monthly taxes & heat

monthly payments

total pre-tax inCome

amount of mortgage (priCe – down payment)

mortgage payment calculation cHart %

5.00% 5.25% 5.50% 5.75% 6.00% 6.25% 6.50% 6.75% 7.00% 7.25% 7.50% 7.75% 8.00% 8.25% 8.50% 8.75% 9.00% 9.25% 9.50% 9.75% 10.00% 10.25% 10.50% 10.75% 11.00% 11.25% 11.50% 11.75% 12.00% 12.25% 12.50% 12.75%

10 years

15 years

20 years

10.58 10.70 10.82 10.94 11.07 11.19 11.31 11.43 11.56 11.68 11.81 11.94 12.06 12.19 12.32 12.45 12.58 12.71 12.84 12.97 13.10 13.24 13.37 13.50 13.64 13.77 13.91 14.04 14.18 14.32 14.46 14.59

7.88 8.01 8.14 8.27 8.40 8.53 8.66 8.80 8.93 9.07 9.21 9.34 9.48 9.62 9.76 9.90 10.05 10.19 10.33 10.48 10.63 10.77 10.92 11.06 11.22 11.36 11.52 11.66 11.82 11.97 12.13 12.28

6.57 6.74 6.85 6.98 7.12 7.26 7.41 7.55 7.69 7.84 7.99 8.14 8.28 8.44 8.59 8.74 8.86 9.05 9.20 9.36 9.52 9.68 9.84 10.00 10.16 10.32 10.49 10.65 10.81 10.98 11.15 11.31

25 years

5.82 5.96 6.10 6.25 6.40 6.55 6.70 6.85 7.00 7.16 7.32 7.47 7.63 7.79 7.95 8.12 8.28 8.45 8.62 8.78 8.95 9.12 9.29 9.46 9.63 9.80 9.97 10.15 10.32 10.49 10.67 10.85

30 years

5.34 5.49 5.64 5.79 5.95 6.11 6.26 6.42 6.59 6.75 6.91 7.08 7.25 7.42 7.59 7.76 7.93 8.10 8.28 8.45 8.63 8.80 8.98 9.16 9.34 9.52 9.70 9.88 10.06 10.25 10.43 10.61

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RHH_2513.indd 31

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Volume 13 Issue 12

Resale Home & Condo Guide - Hamilton & Halton Edition

cHartereD Banks

variaBle

6 montHs

1 year

2 years

3 years

4 years

5 years

atb financial

2.5

4 6.30op

3.1 6.30op

3.14 6.50op

3.55

4.39

3.24

alterna svgs/alterna bk

2.85

4 6.30op

3.05 6.30op

3.09

2.99

3.09

3.1

4 6.30op

3.14 6.30op

3.14

3.65

4.54

3.19

4.55 6.45op

3.75 6.50op

2.69

3.99

2.99

4.99

4 6.45op

3 6.30op

3.14

3.65

4.54

5.14

6.70op

3.09 6.35op

3.14

3.65

2.99

5.14

4.45 6.20op

2.7 6.35op

3.95

2.98

4.99

3.49

bank of montreal bank of nova scotia Canadian western bank CibC

3.2

hsbC bank Canada

iCiCi bank Canada

3.05

3.15

3.65

3.64

3.69

3.44

ing direct

2.75

2.79

2.99

3.08

laurentian bank

n/a

4.4 6.70op

3.14 6.30op

3.19

3.65

4.54

5.14

4.45

3 4.00op

3.05

3.1

3.09

2.84

2.99

3.09

3.24

national bank

n/a

4.4 6.70op

3.14 6.30op

3.14

3.65

4.54

3.39

president’s Choice finan

3.2

3.15

3.19

3.3

3.39

4 6.30op

3.14 6.30op

3.14

3.65

3.09

3.29

manulife bank monCana bank

royal bank

td Canada trust

3 6.30op

3.04

3.55

3.09

3.29

airline financial C.u.

3.01 6.25op

3.1

3.33

3.65

3.99

2.95

2.95 3.95

2.95

2.75

2.95

3.05

3.1 6.50op

3.14

2.79

2.99

3.04

luminus financial teachers Credit union

4.45 6.30op

trust companies agf trust

n/a

2.99

3.1

3.5

3.64

Community trust

n/a

6.5

3.04

3.55

4.54

5.14

effort trust

n/a

4.45 6.30op

3.25 6.30op

3.6

3.9

4.5

4.95

home trust Company

3.2

3.95

2.74

2.69

2.79

2.99

3.19

investors group trust

n/a

4 6.50op

3 6.30op

3.14

3.55

4.54

5.14

4.55 6.45op

3.75 6.50op

2.69

3.99

2.99

4.99

6.6 8.40op

2.99 9.00op

3.25

3.29

3.19

3.09

3.95

2.74

2.69

2.79

2.99

3.19

6.34op

2.99 6.34op

3.14

3.19

3.24

2.99

4 6.50op

3 6.30op

3.14

3.55

4.54

5.14

3.6 7.00op

3.95

4.35

4.89

5.14

3.1 6.30op

3.14

3.55

2.98

3.19

mtCC

otHer financial institutions Comtech Credit union

2.79

first national fin. lp firstontario C.u.

2.79

london life

n/a

mCap

2.7

meridian Credit union

2.85

4.45

parama Credit union

2.9

3.15

3.25

steinbach Credit union

2.5

2.6

2.7

2.8

notes: **interest rate Charged subJeCt to adJustment during term mortgage. please Consult institution for term of years available. all rates are PRIME RATES AND SUBJECT TO CHANGE WITHOUT NOTICE. R.O.R. = RATES ON REQUEST • OP = OPEN • ----- = NOT QUOTING • N/A = NOT AVAILABLE prepared on June 17, 2013 by fiscalagents.com/mortgage/rates

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11276721_2513

Ready Built Town Ad_RHC_2013-06-17.pdf 1 6/18/2013 11:14:36 AM

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ResaleHomeAndCondoGuide.ca Published by

2010-2012

2011-2012

THE O’REILLY TEAM 1122 Wilson St. W. Ancaster, Ontario L9G 3K9

PAM O’REILLY DAVE O’REILLY LUKE O’REILLY Sales Representatives

11271831_2513

www.theoreillyteam.com 905.525.3737 BEAUTY IN CALEDONIA

2513_KIMRI_0030

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2513_KIMRI_1_0040

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CUSTOM BUILT BEAUTY Stunning 3 bedroom, 2.5 bath bungaloft with 2770 sq ft of living space (plus unspoiled basement) on 1.66 acres in West Lincoln - just 30 minutes to Stoney Creek mountain. Loaded with upgrades including Alder cabinetry, quartz countertops, 9 ft and 17 ft vaulted ceilings, crown mouldings, pot lighting, rich dark stained flooring throughout, glass showers, undermount sinks, gas fireplace, HRV air purification, 200 amp electrical, UV water purification and more! The list goes on and on.

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Donna Lavin Sales Representative

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905-628-WORK (9675)

www.DonnaLavin.com DONNA DONNA LAVIN LAVIN

Andrea Maddox

DONNA LAVIN Escarpment Escarpment www.homesingoldenhorseshoe.com Realty Inc., Brokerage Realty Inc., Brokerage

Sales Representative Sales Representative Sales Representative

SALES REPRESENTATIVE

Independently owned Independently & operated owned & operated

Escarpment Realty Inc., Brokerage Follow me on 221A-550 Fennell 221A-550 Ave. E., Fennell Hamilton, ONE.,L8V Hamilton, 4S9 ON L8V 4S9 Independently owned Ave. & operated

905-574-4600

221A-550 Fennell Ave. E., Hamilton, ON L8V 4S9

Escarpment Realty Inc628-WORK ., Brokerage (905) 628-WORK (905) (9675) (9675)

andreamaddox@royallepage.ca

ACCREDITED STAGING PROFESSIONAL ACCREDITED

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www.ReadytoMove.info

www.homesingoldenhorseshoe.com

ACCREDITED STAGING PROFESSIONAL

ACCREDITED BUYER RCCREDITED EPRESENTATIVE A BUYER REPRESENTATIVE

ACCREDITED BUYER REPRESENTATIVE

2009 2004 2012

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Inducted 2004in 2004

Inducted in 2004

CA$H HCA BUYERS $H BUYERS NEW LISTING BUYERS

Looking Looking inhomes Dundas, West Dundas, Hamilton West Hamilton and Flamborough! and Flamborough! Lookingfor forhomes homesfor Dundas,inWest Hamilton and Flamborough! DUNDAS $559,900

,IÂŤ\RXÂŤKDYHÂŤRQH ÂŤFDOOÂŤPHÂŤWRGD\ ,IÂŤ\RXÂŤKDYHÂŤRQH ÂŤFDOOÂŤPHÂŤWRGD\ ,IÂŤ\RXÂŤKDYHÂŤRQH ÂŤFDOOÂŤPHÂŤWRGD\ VERY RARE FIND!

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STONEY CREEK 11 Ridge Road. 1.25 acre property. Residential building formerly operated as a restaurant. Needs work. Zoned rural agricultural. $329,900. 2513_KIMRI_0025 *Not intended to solicit clients currently under contract.

Independently Owned & Operated (905)www.donnalavin.com 628-WORK (9675) www.donnalavin.com 221A-550 Fennell Avenue, Hamilton ON L8V 4S9 www.donnalavin.com www.homesingoldenhorseshoe.com www.homesingoldenhorseshoe.com *Not intended to solicit properties currently listed for sale

11254693_2513

Totally restored and beautifully finished cottage with wide pine plank floors, open kitchen to dining room, separate living room, family room, 2 BR + den, finished rec rm and laudry + double drive and garage. Excellent private landscaped 1.5 Sty 3BR. 1.5 bathwith brick escarpment home single ga-views! A Bright spacious and charming bungaproperty 1.5 Sty 3BR. 1.5 main Sty bath3BR. brickmaster, 1.5 home bath single brick home single gadouble drive, floor Arts & gaBright spacious Bright and spacious bungacharmingrage, bungalow offers 3 BRs. 2 charming baths, and hardwood short walk to everything. Crafts in kitchen, formal dining room with rage,eat double drive, rage, double main floor drive, master, main Arts floor &master, Arts & low offerscove 3low BRs. offers 2 baths, 3 recent BRs. hardwood 2shaker baths, hardwood floors, ceilings, beamed ceiling, sunfilledeat family room addition, Crafts eat inDonâ€™t kitchen, Crafts formal in this kitchen, dining room formalwith dining room with miss opportunity! kitchencove with granite CT.recent fin. Rec. rm.Â floors, floors, ceilings, cove ceilings, shaker recenthardwood shaker floors, leaded and stained glass.Â

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beamed ceiling, beamed sunfilled ceiling, familysunfilled room addition, family room addition,

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CALL DONNA LAVIN TODAY TO

GET THIS SIGN ON YOUR LAWN! CALL DONNA CALL DONNA LAVIN LAVIN TODAY TODAY TO TO GET THIS GET SIGN THIS ON SIGN YOUR ON LAWN! LAWN! SHOW YOUR PROPERTY WHERE IT WILL SELL HEREYOUR IN COLOUR AND ON THE COVER

11247604_2513

* Not intended to solicit properties currently listed for sale SHOW YOURSHOW PROPERTY YOUR WHERE PROPERTY IT WILL WHERE SELLITHERE WILLINSELL COLOUR HERE AND IN COLOUR ON THEAND COVER ON THE COVER

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905.662.6039 or 1.877.574.7441 Rick Sharma Broker Reisha Dass Team Mnger/Sales Rep.

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11247502_2513