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ANCASTER TIFFANY FALLS EXECUTIVE CUL-DE-SAC $1,395,000. Magnificent 4300 sq.ft. five bedroom home with main floor den boasting an additional 2100 sq.ft. of finished space in the lower level. Fabulous views from every room to the surrounding conservation/greenspace on 3 sides! Enjoy the tranquil setting, stunning quality features and design, private resort like backyard with salt water pool and access to walking trails. Call Sue DePaulo, Sales Representative, Royal LePage State Realty, Brokerage 905-648-4451 or www.suedepaulo.com 1313_KIMRI_0049

artists conception

LOCATION! LOCATION! DUNDAS $349,000! - Walk to shops, schools, arena. one owner family home, requires updating. Hrdwd flr in living/dining rms, 3 bedrms, newer hi-eff furnace, shingles, breaker panel. Lower lvl family rm w/ reclaimed brick wall/fireplace, large den/bdrm & huge workshop. 5 Woodward Ave. MLS# H3104680. Val Dalgetty Righton, Sales Representative, Coldwell Banker Pinnacle Real Estate, Brokerage 905-522-1110 0713_KIMRI_0050

3 CAR GARAGE BUNGALOW - $278,900 - Hagersville, 60' WIDE LOT, 2 full bathrooms. Close to hospital, schools and park. Open Sat & Sun 12-4pm. Closed March 31st. Other furnished models. www.plouffehomes. ca Donald Plouffe, Broker of Record, Donald Plouffe Ltd. Real Estate Brokerage. 905-632-5940. 4312_KIMRI_8000

SHOPPING FOR A MOUNTAIN BARGAIN - Here it is! Brick & siding, 1.5 storey home with paved double side drive. Home features 3+2 bedrooms, 3 full baths, 12x16 ft deck, fenced yard & updated kitchen & roof shingles. Call Marilyn O' Blenis, Sales Representative, RE/MAX ESCARPMENT Realty Inc., Brokerage 905-573-1188. www.MarilynOblenis.com 1313_KIMRI_0041

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Prestigious development 30 min south of Hamilton near Binbrook includes 39 country sized lots, all over 1 acre. bring your own custom floor plan or work with ours to build your Dream Home! Subject to Architectural design, landscaping & size standards. Call Darren Paineau for more details or visit www.EmpireCountryEstates.com MLS H3065048

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4745 RAINHAM ROAD, SELKIRK. $214,900

Stylish 1.5 stry 3 bdrm country home plus det 1.5 car gar w/conc flr & hydro. Thousands of dollars recently spent incl new kitch w/ granite cntrs, updated bthrms, h.eff furn, 100 amp brkrs, 3000 gal cistern, repl wndws, drs + trim, vinyl + laminate flrs, freshly painted int decor. Eat-in kitch, o/c liv/din, mnfl pwdr rm, partly fin bsmt w/recrm, wd stv f/p, c/vac, stl roof & encl back deck. Call Darren Papineau to view. MLS H3102097

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G TIN LIS W 2 WILCOX DRIVE, PEACOCK POINT $249,900

Vacation at home! Lakefront at tip of Peacock Point with spectacular Lake Erie view! Fully winterized and lived in year round by current owner. Features open concept living/dining/kitchen w/oak cabinets & pine ceiling, 2 bedrooms w/recent Berber carpet, updated 4 pc bathroom & mnflr laundry. Upgrades include decor, shingles-07, concrete shoreline protection, new shed, exterior doors & wndws, gas f/place, nat gas furnace, 200amp brkrs, cistern & full septic bed. Call Darren Papineau.

195 TOWNLINE ROAD E, CAYUGA $319,900

Stunning 3 bedroom open concept â€œViceroyâ€? home w/cedar exterior. Features vaulted ceilings, loads of windows, skylight, rear Muskoka room addition (07), finished basement w/cozy wood stove fireplace and bar area. Beautifully decorated & immaculately kept with updated bathrooms and recent hardwood flooring. Situated on a private 3/4 ac treed lot with large shed and boat storage. Near Highway 54 about 30 min to Hamilton. Worth the drive! Call Darren Papineau to view. MLS H3103100

Call Darrenâ€™s SELL phone 905-978-SOLD (7653) for a FREE Home Evaluation!

www.HaldimandHomes.ca for virtual tours & custom home plans online! 2G

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25 TALBOT ST. WEST, JARVIS $259,900 Loaded w/yesteryearâ€™s charm! Dble brick century home lovingly restored w/3 bedrms & 2 bthrms on a huge 66â€™x165â€™ lot offers 22â€™x24â€™ garage/ workshop w/hydro & nat gas rough-in - great for the hobbyist plus 2 lrg wrap arnd decks, interlock patio w/gazebo, privacy fenced yard w/ perennial Victorian garden. Everything old is new again. Simply gorgeous inisde and out! Call Darren Papineau to view. MLS H3103351

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6267 RAINHAM RD, DUNNVILLE. $269,900 Immaculate 3 bdrm, 2.5 stry brick home, over 1/2 AC w/ 36â€™ x 34â€™ shop/ gar. Completely renoâ€™d w/ 2 bths, oak kitch, o/con din/liv, huge finished loft + m/bdrm that can be converted back to 2 bdrms. Extras incl conc patio off dinrm, rear mudrm, covâ€™d frnt veranda, repl wndws, h/eff furn (11), pool liner (10), a/grnd pool, 100 amp hydro, pvd drive & brick shed. Great family home w/ over 2000sf + finished bsmnt! Call Darren Papineau. MLS H3102097.

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EMPIRE COUNTRY ESTATES, YORK, LOTS STARTING AT $109,900

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27 ERIE ST. S., FISHERVILLE $224,900

Immaculate 4 bedrm brick bungalow, large country lot, stylish decor, fin bsmt w/bar and games rm plus famrm w/gas stove f/p, lndry/workshop, o/concept kit/din/livrm w/loads of oak cabs & granite cntrs, premium lam floors, updated bathrm fixtures, large bedrms, updated wndws, awesome rear deck w/det garage/workshop & loads of privacy. Shows well! MLS H3089729.

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KE VIE W LA CR 5A 8169 HIGHWAY 3 W., DUNNVILLE $169,900

Affordable 2 bdrm country bungalow 1.55 acre â€œpark-likeâ€? treed lot close to town. O/concept layout w/2 gas f/places, 100 amp brkers, barrier free 3 pc bthrm w/accessible roll-in shower & heated ceramic tile floor, mn flr lndry, huge det gar/shop w/cone floor & hydro, eat-in oak kitchen, updated windows, patio door and shingles. Beautiful setting with loads of parking. Great starter or for empty nesters. Call Darren Papineau to view. MLS H3103400.

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1873 LAKESHORE RD, SELKIRK. $149,900 Handyman special! Spacious o/concept 2 bedroom winterized home across the road from Lake Erie. Large 60â€™ x 150â€™ lot with panoramic views and ownership of waterfront property across. Property being sold â€œas isâ€?. Crawl space foundation walls need repair. Loads of potential. Quick possession. Call Darren Papineau to view. MLS H3100086.

1.5

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ICE PR W NE 4426 HIGHWAY 3, CAYUGA. $154,900

Perfect country starter 1.5 stry 3 bedrm on approx 3/4 ac lot west of Cayuga, approx 30 mins south of Hamilton. Ftrs mnfl master bedrm plus 2 upper level bedrms, large eat-in kitchen w/ newer cabinets and walkout to huge deck, spacious living, updated 4 pc bathrm (12), mudrm with mnflr lndry, garden shed and loads of parking. Updates include furnace, c/air, mostly new windows, facia, soffit and eaves. Ideal for 1st time buyer. Call Darren Papineau. MLS #H3096555.

1231 LAKESHORE RD, SELKIRK $157,500 Spacious, low maintenance 2 bedroom cottage w/ gorgeous unobstructed view across Lake Erie. O/concept living room, dining rm & kitchen, lovely sunroom. Improvements include pine accents, updated bathroom, covered rear deck, shingles 2010, windows 2005, pressure pump & tank, natural gas heating/air conditioning unit (HVAC), insulated walls & attic. Boat launch near by. MLS #H3071946.

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Affordable 2 bedroom home with eat-in kitchen, living room, front and rear covered porches, recent shingles, fenced rear yard, basement has had internal waterproofing. Perfect for starter or retirement. Located close to Centre Mall & public transportation. Quick closing available. Call Darren Papineau.

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ISAAC PHILLIPS

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STATE REALTY BROKERAGE

SMITHVILLE! $319,900 “Winspear Juniper” built in 2006, open concept plan, 1,582 sq. ft. above grade plus full walkout lower level & huge family room. Hardwood & ceramic tile floors on main level, walk in master bedroom closet. Cherry finish on oak cabinets, big bright family room has backyard access to sprawling patio plus wood deck. Call Isaac Phillips 1313_KIMRI_0007

1.33 ACRES IN TOWN! $169,900 Two storey home offers 2 kitchens, 2 baths, hardwood & laminate floors, 2 driveways, 2 garages, plus outbuildings for hobby or storage. Located in town adjacent to new housing development, Dunnville. Call Isaac Phillips 1313_KIMRI_0008

91 ACRES! $449,900 Just South of Caistorville, secluded setting, 45 acres of crop land, 45 acres mature hardwood bush, large frontage on Bradshaw Creek, (60’x30’) metal clad barn w/high ceiling, rolling fields & panoramic views. Call Isaac Phillips 1313_KIMRI_0009

NEW HOME! $299,900 Raised ranch 3 bedroom by “Silverthorne Homes”, just completed, open concept main floor, maple cabinets, covered deck overlooks backyard, oversize 2 car garage. Many custom features, high bright basement, quiet court location, surrounded by trees, near Chippewa Conservation Pk, price includes HST - rebate to builder. Call Isaac Phillips 1313_KIMRI_0010

GREAT VALUE! $189,900 Upgraded 3 bedroom semi detached offers recent detached garage and two driveways, front paved drive plus rear driveway off alley, oak raised panel kitchen features granite counters and sliding door to backyard deck plus interlock patio, hardwood floors, recent natural gas furnace & A/C, fenced backyard, appliances included, Dunnville. Call Isaac Phillips 1313_KIMRI_0011

BRICK BUNGALOW! $209,900 Spacious home on mature lot west side of Dunnville, 2012 hi-eff furnace, also features gas FP on stone hearth, large oak kitchen w/ built in appliances, 3+1 bedrooms, recroom + games room, onground pool, large private deck and more. Call Isaac Phillips 1313_KIMRI_0012

PRETTY AS A PICTURE! $299,900 Lake Erie waterfront w/wide sandy beach on quiet road, many recent updates include bathroom, repl v. windows and kitchen. Features basement, front and back decks, pinewood floors, terrace doors, sunroom with panoramic lake views, Dunnville. Call Isaac Phillips 1313_KIMRI_0013

SANDY BEACH! $229,900 Amazing pure sand beach, dining room sliding doors lead to lakeside deck, recent propane wall furnace, solid concrete breakwall with steel reinforcing, South Cayuga. Call Isaac Phillips 1313_KIMRI_0014

VACATION YEAR ROUND! $699,900 Magnificent serene & private 1.24 ac on Lake Erie, captivating vistas & 150 ft of water front. Custom executive 4+1 bdrm home w/ vaulted ceilings, fin. bsmt, 2 ensuites, gas fp, loads of updates. Call Isaac Phillips 1313_KIMRI_0015

LAKEFRONT COMMUNITY! $379,900 2008 custom one owner “Dehaan” built in lakefront subdivision on Lake Erie, includes part ownership of beach & lakefront park area. Open concept main floor, 9’ ceilings, hardwood and ceramic floors, DR walkout to multi level deck, designer antique white kitchen cabinets w/island. Dunnville. Call Isaac Phillips 1313_KIMRI_0016

LAKE ERIE! $285,900 Wow! Wide waterfront on Lake Erie with 2 separate buildings on very large lot. Main concrete blcok building w/main floor used as garage and storage white upper floor is a 4 bedroom home w/great lake views. Secondary builing is a small sleeping cabin in need of repair. Lowbanks. Call Isaac Phillips 1313_KIMRI_0017

1.63 ACRES ON LAKE ERIE! $529,900 Stunning home, approx 1400 sq ft custom bungalow, 9’ ceilings, in-floor heating, gas fireplace, large kitchen w/tons of cupboards, main floor laundry, great room with walls of glass give panoramic views lake & beautiful sunsets. Call Isaac Phillips 1313_KIMRI_0018

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Volume 13 Issue 06

Resale Home & Condo Guide - Hamilton & Halton Edition

2010-2012

2011-2012

THE O’REILLY TEAM PAM O’REILLY DAVE O’REILLY LUKE O’REILLY

987 Rymal Road East Hamilton, Ontario L8W 3M2

Sales Representatives

905.574.4600

www.theoreillyteam.com 9249706_1313

Broker

PRESTIGIOUS LOVERS LANE AREA OF ANCASTER

DREAM HOME IN ANCASTER

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This gorgeous 2+2 bedroom, 3 bathroom bungalow has over 3400 square feet of finished living space and sits on a mature 80x225 foot lot. Upgrades include a gourmet kitchen with granite countertops, wire brushed hardwood flooring, marble tiling, wainscotting, oversized baseboards, crown mouldings, vaulted/coffered ceilings, 100+ pot lights, 2 fireplaces with stone mantles, glass showers, a security system, expansive windows, skylights, and updated roof shingles/furnace/central air/plumbing/electrical. The lower level features 2 spacious bedrooms, a gorgeous 3 piece bath with a vessel sink, 2 separate recreation rooms and laundry facilities. This home offers a solid brick and stone exterior finish, 2 separate front entrances, sliding door at rear, a newly paved front drive, and professional landscaping with flagstone. The attention to detail found in this home is outstanding!

You will be amazed at this beautifully renovated and updated 4200+ square foot home on mature, treed 75’x158’ lot with inground pool. This stunning home is perfect for your large family. 4 spacious bedrooms, all with walk-in closets. Master with luxurious 5 piece ensuite bath, 2 other bedrooms share an ensuite and one more bathroom for the 4th bedroom. The main floor will WOW you! Eat-in kitchen with solid maple cabinetry, island, granite counters, built-in appliances and abundance of pot lights is open to huge sunken family room - the perfect place to entertain. The lower level is complete with kitchen, family room, 2 bedrooms and 2 bathrooms - a complete in-law set up. Loaded with upgrades throughout. Not to be missed.

$849,900

GORGEOUS BUNGALOFT IN GLANBROOK

$749,900

STUNNING BUNGALOW JUST STEPS TO DUNDURN CASTLE

ESCAPE TO LAKE ERIE

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This beautiful 3+1 bedroom, 3.5 bath bungaloft is situated in a quaint neighbourhood just minutes to the Meadowlands in Ancaster and shopping on Upper James. This home is just under 2000 square feet (plus a fully finished basement). Step through the front doors to an open foyer with dramatic vaulted ceilings, hardwood flooring throughout the main level, a formal dining room, main floor master bedroom with his/her closets and a 4 piece ensuite bath (Jacuzzi tub), spacious main floor family room with a gas fireplace, eat-in kitchen with breakfast bar, stainless steel kitchen appliances (all included), and sliding doors to an updated rear deck and no immediate rear neighbours - privacy plus! The upper level offers 2 spacious bedrooms, a 4 piece bath, and a loft area overlooking both the front foyer and main floor family room. The lower level is fully finished and offers an additional bedroom with a walk-in closet and a 3-pc ensuite bath, a huge rec. rm, gas fireplace, pot lighting throughout, a roughedin kitchen (in-law potential), and an office/den.

Escape the city to your very own private retreat at Lake Erie. Welcome to 3 Turner Drive, a sharp 3 bedroom, fully winterized bungalow in pristine condition. This home has alot of warmth and charm and must be seen to fully appreciate it. This home has been updated over the years; including windows (vinyl clad), maple kitchen, cabinetry/counter tops, 4 piece bath, flooring, front/rear decks, rear fence, rear shed, furnace, water heater, propane fireplace, paved driveway, electrial panel and more. Taxes in 2012 were only $1472.74. Just a short walk to a private beach.

This immaculate 2+1 bedroom, 2 bathroom bungalow could quite possibly be one of the most unique homes in Hamilton. Built in 1900, this 1593 square foot home (plus partially finished basement) combines old world charm with a modern flare. Step through the front door to an open concept floor plan with vaulted ceilings, skylights, and exposed wooden beamed ceilings throughout. Other features to mention include hardwood flooring, a wood burning fireplace with slate hearth and wood mantle (made from original beams), an eye-catching German modular kitchen with a breakfast bar, a formal dining room, master bedroom with ensuite bath and French doors to lush rear garden, stucco exterior, and professional landscaping. Updates include roof shingles, furnace, central air conditioning, and electrical. This home is situated on a quiet tree-lined street half a block to Dundurn Park and Dundurn Castle, a short walk to the waterfront trail, and offers easy access to major highways.

$429,900

$179,900

$449,900

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Volume 13 Issue 06

Resale Home & Condo Guide - Hamilton & Halton Edition

Hamilton/Halton/ Haldimand/ Brantford

#500-401 The West Mall Etobicoke, ON M9C 5J5 t. 416.784.5060 toll-free 1.877.269.8257 f. 416.789.9705 viCe-PresideNt, wall2wall media

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editor-iN-Chief, NatioNal real estate

Susan Legge editor

Janine Druery, Lydia McNutt (on leave)

Coverage area:

CoNtributiNg editors

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Grimsby Hagersville Delhi Dundas Stoney Creek Paris Simcoe Cayuga

Waterdown Milton Caledonia Port Dover Flamborough & surrounding areas

Sara Duck, Wayne Karl, Elisa Krovblit seNior sales maNager

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media CoNsultaNt

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sales CoordiNator

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NatioNal aCCouNt maNager, mediative

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thursday april 4th 2013 issue date: April

13th, 2013 â€“ 2-WEEK ISSUE

Payment in full must accompany the insertion order by cheque or money order only. Insertion by phone: we accept Visa and Mastercard. Please check your ad for accuracy the first issue it appears. If you find an error, report it immediately. Resale Home & Condo Guide will not be responsible for more than one incorrect insertion. Published by

Copyright 2013 Copyright covers the contents of this publication and prevents reproduction in whole or in part: offenders will be prosecuted. We reserve the right to refuse any advertising, to make changes or edit advertising as necessary. Care will be taken to ensure copy accuracy but no warranty is implied or given by the publisher. Views/data expressed by columnists do not necessarily represent those of the publication. Wall2Wall Media is a trademark of Yellow Pages Group Co. in Canada.

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Volume 13 Issue 06

Resale Home & Condo Guide - Hamilton & Halton Edition

m a r ch 30 - a p r i l 13, 2013

14 22

InsIde thIs Issue

04.

Editor’s NotE

14.

makE your movE

Five tips to make moving cleaner and greener by Dan Hopkins

18.

20.

22.

quick tips

make your home more energy efficient this spring

installing solar panels on your roof makes economic sense

29.

homEbuyErs’ hElp

You love the home, see what you can afford!

by Kim Carlton 24.

buyiNg aNd sElliNg

27.

thE scoop

homE décor

When it comes to putting your home on the market, colour sells

hot topic

how can you find out what your home is worth? Décor news, inspiration, style and more by Sara Duck

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4editor’snote

Resale Home & Condo Guide - Hamilton & Halton Edition

Volume 13 Issue 06

a Are you ready to

buy a home?

re you ready to buy a home? There may be some initial groundwork you’ll want to do before you rush into the market. Take the time before you begin your search to visit the bank for a preapproved mortgage. Not only does it define what you can afford, but it also locks you into today’s low rates for 90 days or more. Having that extra peace of mind is a good thing when you’re searching for the perfect home. If you’re looking at homes that require a possible renovation, take this into account as part of the purchase price as well. Since price is most often the driving factor in your decision, once you have an idea of what your budget will be, see what’s available and compare what you’ll get in the locations that interest you most. If you’re a first-time buyer with a limited amount to spend on a home, consider living a little outside your area of choice. It will mean getting a lot more home for a lot less money until you’ve built up enough equity to make a strategic move to your preferred neighbourhood. Do your homework and don’t fall victim to “over-analysis paralysis.” If you’ve found what you’re looking for, remember the “here today, gone tomorrow” scenario. Chances are if you’ve found the perfect home, others could be seriously considering it too.

Susan Legge Editor-in-chiEf Wall2Wall Media, Susan.Legge@wall2wallmedia.com Follow me on Twitter at Twitter.com/SusanLegge

Spruce up your digs

beFoRe SeLLING

elling your home is more complicated than putting a sign on your front lawn. Even after you handle major renovations, there can still be a lot of maintenance, decorating and clean-up to tackle before selling. We are all so used to looking at our own homes, it is often easy to overlook things that might stand out as unappealing to a potential buyer. Of course, these are the things that can make all of the difference between “for sale” and “sold.” There’s the outdoors to consider. Is your garden in good shape? Does your front door need painting? Is your deck ship-shape? Is there clutter lying about? Does the roof need repairing? And then there is inside: Are the carpets clean? Are any of your floorboards loose? Are your appliances in good order? And what about your basement? Is it damp or musty? Is there any crumbling concrete or rotting wood? For an extensive list of these types of considerations, check out the CMHC homeowner’s inspection checklist at cmhc.ca. This handy list will help you identify, and deal with, all sorts of common house issues. You want your home to be in the best possible shape to pique buyers’ interest. Looking at your home from all angles will help you put your best foot – and your house’s best attributes – forward.

Janine Druery Editor Janine.Druery@wall2wallmedia.com Follow me on Twitter at Twitter.com/JanineDruery

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Volume 13 Issue 06

“Dynamo With A Heart”

Since 2005

Joyce

2005

2000 - 2009

Accredited Seniors Agent WE’VE EARNED OUR STRIPES

O’Donnell

Sales Representative - Seniors Real Estate Specialist

www.dynamo1.ca MVA Residential Appraiser

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ASA

Resale Home & Condo Guide - Hamilton & Halton Edition

905.545.1188

1.800.567.6257 Escarpment Realty Inc., Brokerage Independently Owned & Operated

Real Estate Retirement Career

Education & Experience

Proudly & Personally serving clients in Hamilton & surrounding areas for almost 2 decades

S.R.E.S. (Seniors Real Estate Specialist) MVA Residential Appraiser’s Designation

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Note: Only 1% of Sales Representatives have earned this distinction!

Re/Max Platinum Club Re/Max Hall of Fame

Loves “Doing the Deal ”

Sophisticated Listing & Marketing Presentation

Mission Statement: Plan the Work & Work the Plan

When Working for Sellers, Buyers, or both (double ends)

Open Houses

Dedicated & Conﬁdent

Personally hosted with ambiance of fresh flowers, sweet treats, scented candles & mood music

Buyers Alert

Supports the Children’s Miracle Network

From beginning to end, fuelled by the desire to succeed on behalf of her clients

Be treated like Royalty with your customized Home Buyers Package & Personalized Prospecting Email Program

McMaster Children’s Hospital • Heart & Stroke Juravinski Breast Cancer Clinic

Visit Joyce’s Award Winning Website: www.Dynamo1.ca Whether Buying or Selling...

Make Your Move with Joyce

For the BIG SCOOP visit www.DYNAMO1.ca Monthly Newsletters • Blog • Community Link Not intended to solicit properties or persons currently under contractual agreement.

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Volume 13 Issue 06

Resale Home & Condo Guide - Hamilton & Halton Edition

Liz Koster Real Estate Broker Niagara Real Estate Centre Inc., Brokerage

905.774.7511

Toll Free: 1.888.205.7010

Independently Owned & Operated 9189908_1313

lizkoster@royallepage.ca | www.lizkoster.com

HANDYMAN SPECIAL!

Helping People on the Move!

PRIVACY PLUS! $159,900

$129,900

1 1/2 storey, 3+1 bedrm home in quiet Dunnville neighbourhood! Lots of storage, replacement windows on 2nd floor, some hardwood floors! Deep lot with large backyard & single garage!

2-bedroom one-floor home by Rock Point Provincial Park (South of Dunnville) in move-in condition! Many updates! Detached workshop! View of Lake Erie!

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WATERFRONT BUNGALOW!

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GREAT STARTER!

$364,900

Brick bungalow built in 2008 backing onto Grand River tributary in rural Dunnville! Features open concept, 3 bedrms, 2.5 baths, attached dbl garage, steel roof, full basement! Back deck w/hot tub and view of the water!

$139,900

Immaculate 2-bedrm home in Dunnville with spacious rooms and lots of storage! Eat-in kitchen with patio door to fenced backyard. Many recent updates incl furnace, roof, most windows, front porch & more! Detached garage with attached shed plus paved driveway! Shows well!

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Call Liz Koster for a FREE Market Evaluation! Thinking about BUYING or SELLING I am here to help! Please say you saw it in Resale Home & Condo Guide

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Volume 13 Issue 06

Resale Home & Condo Guide - Hamilton & Halton Edition

THINK SOLD... THINK MARGARET & WALDI NIBURSKI WE MAKE DREAMS AFFORDABLE B.SC. SALES REPRESENTATIVE

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EAST HAMILTON OUTSTANDING CONDO APARTMENT!!!

$114,900

$149,900

• Just minutes to McMaster University! Westdale West Hamilton. • 5+1 bedrooms! • Presently set up as a student rental with great income! • Brick exterior • Garage • Spacious rooms • Some upgrades! www.hamiltonhomes-for-sale.com

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$144,900

• Affordable 3 bedroom bungalow for sale!! • 3 bedrooms! • Brick exterior • Eat-in kitchen • Garage and side drive www.hamiltonhomes-for-sale.com

mniburski@sutton.com wniburski@sutton.com

www.hamiltonhomes-for-sale.com

*Independently Owned & Operated

• Near Gage Avenue. • 3 bedrooms • Brick exterior • Spacious rooms • Great convenient location • Plenty of parking at the back www.hamiltonhomes-for-sale.com

• Attention Seniors! Great building close to all amenities! • Spacious one bedroom with plenty of renos! • Oversized balcony with great view! • Ready to move-in!!!

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Ever wonder how the Hamilton Real Estate Market is doing? Visit our web site www.hamiltonhomes-for-sale.com for the answer and Margaret’s newest and up-to-date real estate market activity reports for Hamilton, Ancaster, Stoney Creek and all the sourrounding areas!!!

1350 HWY 54 RURAL CALEDONIA

CONDO FOR SALE

2 aCrES. 2+1 Bedrooms, 3.5 Bathrooms. Visit www.rapidsellers.com/esackrider for pictures. a beauty! $429,900 MLS®.

Victoria Court in Simcoe. Unit 54. End unit! Carport. 2+1 Bedrooms, 2 Bathrooms. Finished Basement. Condo fee $211. Deck. $229,900 MLS®.

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FOR SALE Evelyn Sackrider

SAX

Real Estate Brokerage

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11273610_1313

Broker of Record

519-427-3916

i s e l l s i m c o e @ k w i c. c o m • w w w. r a p i d s e l l e r s . c o m / e s a c k r i d e r Please say you saw it in Resale Home & Condo Guide

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Volume 13 Issue 06

Resale Home & Condo Guide - Hamilton & Halton Edition 9255435_1313

905-388-5133 FAX: 905-388-7583

For All Your Real Estate Needs

Residential Commercial Investment 1286 Upper James St., Hamilton, L9C 3B4

New Listing!

3 Bedroom brick semi located on 37.5 ft x 100 ft lot. Newer siding, replacement windows and hardwood floors. Updated kitchen with ceramics. Fenced yard, workshop, covered deck and carport. Priced at $139,900. 1313_KIMRI_0024 1313_KIMRI_0025 Please call KEN GIES, Broker or DAN GIES, Broker of Record, 905.388.5133

Excellent Value!

2 1/2 storey brick starter, garage, private side drive, bachelor apt. in basement to supplement your income, near Ivor Wynn Stadium. Good value. 1313_KIMRI_0050 1313_KIMRI_0051 Please Call ITALO FIDANZA, Broker, 905.388.5133.

One Owner Home!

New Price!

SOLD Elevated brick ranch style home with plaster walls and hardwood floors. Side door entrance could be lower level apartment. Large family room with wall to wall stone fireplace. Roof shingles 2009. Nice size garage 1313_KIMRI_0028 24x11. Priced at $199,900. Please call KEN GIES, Broker or DAN GIES, Broker of Record, 905.388.5133

Clean 2 bedroom with updated kitchen, shingles, furnace, windows, doors and bathroom. 18â€? tiles in hallway and kitchen. Immediate possession available. Immediate possession available. Priced at $119,900. 1313_KIMRI_0029

Please call KEN GIES, Broker or DAN GIES, Broker of Record, 905.388.5133

Please say you saw it in Resale Home & Condo Guide

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Volume 13 Issue 06

Resale Home & Condo Guide - Hamilton & Halton Edition

9189912_1313

FRANK RADMAN

Sales Representative

ESCARPMENT REALTY INC. Brokerage

(905)

Independently Owned & Operated

SERVICE THAT MOVES YOU

545-1188 Email: frankradman@rmxemail.com

“CALL FRANK TODAY - THE FIRST STEP IN MAKING THE RIGHT HOUSE YOUR HOME!”

FEATURE PROPERTY OF THE MONTH

120 ACRE MULTI PURPOSE FARM

A piece of paradise! This Century style 2 storey character filled home offers 4 bedrms, 1.5 bathrms, impressive great room, all season sunroom, cozy family rm w/gas FP country oak kitchen, sep dining rm, office & main flr laundry. Several outbldgs & barn in perfect cond. incl. 4 stall horse barn. Call today for more details on the exterior buildings, property & updates. 1113_KIMRI_1_0063

List Your Home Today!

Advertised Here and Sold for Top Dollar! Call Frank! 905-545-1188

Start your day with coffee in your nice and bright sunroom and walk to work to nearby Concession Street. End your day with a cool cocktail on your big covered deck in your large private backyard. Offset your living expenses by sharing your home with a family member or co-worker by offering them the separate in-law suite on the lower level (separate entrance). Upgrades include: renovations done throughout including newly installed in-law suite, new ceramics, kitchens, bathrooms, basement, mostly thermopane windows, refinished hardwood floors, laundry room, 100 amp, potlights, new sod, 4 car parking, separate entrances, new fridge and stove. Not a drive-by, must be seen inside! To view or put in your offer, call Frank Radman. 1313_KIMRI_1_0010

VIR HE TUA AT LL SO Y F UR RE CE E

ATTENTION JURAVINSKI HOSPITAL EMPLOYEES!

UNIQUE 6 LEVEL ARCHITECTURAL MARVEL Enjoy the beauty of the Grand River from all levels of this home. Pristine gardens to water’s edge - a haven for birds & wildlife. A 4300 sq ft custom built home w/full in-law or nanny suite. The grand home offers formal dining rm, eat-in kitchen, elegant living rm w/FP, recent updates, glass panelled balcony, XL double garage & much more. A must see! 1113_KIMRI_1_0047

DE GA TAC RA HE GE D

ES VI CA EW RP O M F EN T

W HO ALK VER SP TO Y IT J SH AL UR OR EN AV T TR IN AN SK CE I

W IN-L IT A EN H S W S TR EP UI AN AR TE CE ATE

COZY & CUTE IN DUNDAS Pride of ownership is evident in this 3+1 bedrm, 2 bathrm home. Many pristine reno’s completed within 5 yrs! High end kitchen, 2 bathrms, hrdwd, laminate & ceramics thru-out. Lrg m bedrm offers ensuite, large rec room in bsmnt. Exterior boasts detached garage, extensive decking and great view. Call today to view!! 1113_KIMRI_1_0062

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Volume 13 Issue 06

Resale Home & Condo Guide - Hamilton & Halton Edition

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Volume 13 Issue 06

Resale Home & Condo Guide - Hamilton & Halton Edition

Westdale 905.522.3300 Ancaster 905.648.6800 Locke St. 905.529.3300 IMMACULATE MOUNTAIN BUNGALOW

BRANTFORD CUSTOM BUILT!

, 45

, 95

, 79

Charming 3 bedroom brick bungalow with beautifully refinished hardwood floors, large living room, and an eat-in kitchen. Unspoiled basement with 2-pc bathroom, gas fireplace, and loads of potential. Fenced yard, many updates. By appointment only.

Custom built home on a quiet cul-de-sac has room to spare! Situated on a large lot with a finished basement, full size 2 car garage, sunroom, granite tile counter tops and family room with wet bar. Close to Grand River, Brant conservation area, bike trails and shopping. This home has it all!

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Impeccably maintained executive 3 bdrm, 4 bath townhome backing on to green space and golf course steps away. Open concept LR/DR & kitchen with island and granite counters. Fully finished lower level complete with 3 pc bath and walkout to private patio.

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Call Krista Hann* at 905.648.6800 or email hann@judymarsales.com

Call Tony Ascroft* at 905.648.6800 or email ascroft@judymarsales.com

Call Nelson Kolenski* at 905.648.6800 or email kolenski@judymarsales.com

ROCKWOOD BUNGALOW

GREAT FAMILY NEIGHBOURHOOD

EXCLUSIVE WEST MOUNTAIN

0 0,

5 4,

HAMILTON SOUTHWEST

Lovingly maintained, custom built brick bung on large ravine lot! Freshly painted, this home offers 3+2 bed, 3 bath, 6 walk-outs, 2 eat-in kit, 2 fireplaces, main floor den, rec room, office, hobby & plenty of other spaces to personalize.

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Call Janice Rocchi* at 905.648.6800 or email rocchi@judymarsales.com

0 9,

Reno'd from top to bottom, this wonderful Burlington home has a chic, modern decor. Featuring an open concept, heated tile floors, finished basement, and hot tub. Spacious landscaped lot with pool, in a great family neighbourhood, close to hwy's, schools, parks and shopping. A must see!

Fabulous centr hall plan 4 BR, 3.5 baths 2 storey Georgian home. Secluded majestic backyard with pool. Main floor features library + den + fam rm. Lovely master BR retreat w/dressing room and 6 pc ensuite!

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Call Richard MacLean* at 905.522.3300 or email maclean@judymarsales.com

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Call Yolanda Czyzewski-Bragues* at 905.648.6800 or email yolanda@judymarsales.com

* Denotes Sales Representative **Denotes Broker

11273729_1313

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Volume 13 Issue 06

Resale Home & Condo Guide - Hamilton & Halton Edition

Ro b M c D o w e l l Broker, BA/SRES

Seniors Specialist Designation

905- 3 8 8 - 1 1 1 0 w w w . 1 1 1 0. c a

Paul McDowell ALL UPDATES DONE - JUST MOVE IN OPERATE YOUR BUSINESS FROM HOME!

NEW LISTING

D L O S Perfect for 1st time buyers or small family. Well maintained featuring a gorgeous custom kitchen + dining room. Lots of updates; Pot lights, crown moulding, hardwood, California shutters, wiring, plumbing, roof, windows, C/A. Finished basement with rec room, office area and separate laundry room. Family room has a walkout to private yard, with covered patio hot tub and pond, garage. Appliances included! 272 East 22nd St., $239,500. CALL PAUL or ROB MLS #H3104675 1313_KIMRI_0030

Great opportunity for contractor, investor or hobbyist. 16 x 30ft 8 yr old building or workshop with double garage doors built behind updated 4 bedroom home. Building is insulated, drywalled & heated. Home has new entry doors, some windows, 200 amp electrical & shows well. Accessible location near Burlington St., 226 Avondale Street. Only $129,900. CALL PAUL or ROB MLS #H3105018 1313_KIMRI_0031

$16,000 spent last year to create almost a brand new inground pool. This 4-bedroom, 2 bath beauty shows very well, has a finished basement and new furnace, shingles and windows. Asking only $319,900. CALL ROB or PAUL. MLS #H3103915

NEW PRICE! NEW OPPORTUNITY

ATTENTION RENOVATORS

OLD STONEY CREEK

Immaculate 3 bedroom bungalow with double garage. 2 full bathrooms, updated top to bottom, nothing to do - just move in. Now only $274,900. CALL PAUL or ROB. MLS #H3101492

Great location, south of Barton Street, less than 1 block from The Shopping Centre. No backyard neighbours, side drive. Full partialfinished basement. Close to buses and all amenities. Lots of potential but needs some work. Book a viewing today! 104 Frederick Ave., Only $119,500. CALL PAUL or ROB. MLS #H3104413

Build your dream home on this 50 x 101 foot residential building lot. Great location in Old Stoney Creek, south of King Street and a walk to town amenities & new community centre. Asking $160,000. CALL ROB or PAUL.

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8547409_1313

Sales Representative

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Please say you saw it in Resale Home & Condo Guide

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Volume 13 Issue 06

Resale Home & Condo Guide - Hamilton & Halton Edition

HOMELIFE RESULTS REALTY INC. Brokerage

905-318-3800

$389,900

LOT 24...New home by Scarlett Homes, new site on Hamilton Mountain, the Snowflake model approx 2257 sq. ft., 4 bedrooms, 2.5 baths, main floor family room with gas fireplace, separate formal living and dining rooms, hadwood floors, granite countertop in kitchen with crown moulding, undermount sink, pantry, master bedroom with walk in closet & ensuite, bedroom level laundry, many more upgrades, closing date Oct/Nov 2012....BOZENA RADENKOVIC* 905318-3800 OR VISIT SITE MODEL @ 819 RYMAL ROAD E./MON-THURS 1-6PM/CLOSED FRIDAYS/SAT-SUN 1-5PM 1313_KIMRI_1_0007

$535,000

1313_KIMRI_0038

208 CHARTWELL CIRCLE - HAMILTON LOT 26...To be built by Scarlett Homes, Huntington model, approx 2391 sq. ft., 4 beds, 2.5 baths, 9 ft. main floor ceilings, kitchen w/granite countertops, pots & pans drawer, crown moulding, breakfast bar, pantry, family room w/FP, hardwood floors in dining rm/upper hall, much more.... DONNA RAKAS* @ 905-318-3800...OR VISIT SITE MODEL @ 71 CLOVERLEAF ANCASTER/MON-THURS 1-6 PM/ CLOSED FRIDAYS/SAT-SUN 1-5 PM. 1313_KIMRI_1_0079

$414,900

Beautiful Georgian style home in a quiet, highly sought- after Aldershot neighborhood! Some upgrades include, hardwood floors in living/dining/den/upper hall, maple staircase with wrought iron spindles, 18” tile in kitchen, upgraded cabinets with granite counter tops, see B listing for more...Kohler fixtures throughout, GE cafe fridge, stove, dishwasher, heated bathroom floors, 200 amp service, lighting fixtures, door/hardware, built- in sound system as well as security with cameras and monitoring equipmnet. This quality built home leaves little to desire and exudes charm and character with its classic trim, molding and colour package as well as landscaping and detached finished garage, RSA...BORIS KRESINA* 905-318-3800. 1313_KIMRI_2_0031

$1,465,000

$469,900

$749,900

200 CHARTWELL CIRCLE- HAMILTON

693 CEDAR AVENUE - BURLINGTON

167 CHAMBERS DRIVE-ANCASTER

Nicely loaded with all the right upgrades. Includes: Granite counter in kitchen/powder, raised maple cabinets, undermount sink, upgrade faucet, undermount lighting, crown moulding, dinette cabinetry, INVENTORY HOME SALE family room w/built-in maple wall unit, gas fpl, hwd floors in dining, family and upper hall, coffered ceiling, decorative columns. Oak stairs w/wrough iron spindles, master ensuite w/dble sink, shower w/half glass walls and seat. 19 interior potlights, 5 exterior, 2 shower lights, 2 wall sconses, iron and glass insert for front doors, central air, 3 piece RI bath for bsmt... CHARENE LOTTRIDGE* @ 905-318-3800 OR VISIT SITE MODEL @ 819 RYMAL ROAD E./ MON-THURS 1-6 PM/CLOSED FRIDAYS/SAT-SUN 1-5 PM 1313_KIMRI_1_0059

$554,900

2 storey all brick 4+1 bedroom, 2.5 bath home. Large 15x20 deck above grade. Open concept kitchen/dinette family room. Professionally landscaped backyard with fishpond, waterfall/rock garden. New roof 2011 with lifetime warranty.....HELENA WERNER* 905-318-3800

$307,800

20 TAYWOOD COURT - DUNDAS

Ultimate luxury rare find beauty that you have been waiting for. This stunning Scarlett 4 bedroom home has been loaded with upgrades. Features include: Main floor with 10’ ceilings, main floor family room with custom wall unit and fireplace mantle, show stopping gourmet kitchen with island and granite counters. Also beautiful hardwood, many potlights, master with spa like ensuite and much much more.....A must see....RSA....DONNA RAKAS* 905-318-3800 1313_KIMRI_0039

www.scarletthomes.com

151 CHAMBERS DRIVE - ANCASTER

1313_KIMRI_1_0019

Wow!!! Unbeatable price in this only 5 years old home with 4+2 bedrooms and 3.5 baths, finished top to bottom, over 3500 sq ft of living space, A/C, 6 appliances, hot tub included, main floor family room w/fp, main floor laundry room, eat- in kitchen, master ensuite, priced for fast sale. No disappointment. Shows 10+++ ... BOZENA RADENKOVIC* 905-318-3800.

LOCATION LOCATION LOCATION. Heart of Mountain. Close to Limeridge Mall and exit to Linc. All brick, lovely 3 bedroom, 2.5 bath. House for young or growing family, new furnace, hardwood, oak stairs, two level deck, BBQ gas, FP in rec room. Good house, good location, good value.RSA....BOZENA RADENKOVIC* 905318-3800 1313_KIMRI_1_0031

24 CHARTWELL CIRCLE - HAMILTON

LOT 6...To be built by Scarlett Homes, new site on Hamilton Mountain, the Belair model approx 2646 sq. ft., 4 bedrooms, 2.5 baths, 9 ft. main floor ceilings, kitchen with flat maple cabinets, granite countertops with stainless steel undermount sink, pantry, pots & pans drawer, crown moulding, breakfast bar, oak staircase, hardwood in separate dining room & upper hall, main floor family room with fireplace, 4 interior/4 exterior potlights, much more....MOJGAN MOSHIRI* 905-318-3800 OR VISIT SITE MODEL @ 819 RYMAL ROAD E./MON-THURS 1-6PM/CLOSED FRIDAYS/SAT-SUN 1-5PM 1313_KIMRI_1_0009 LOT 9...New home by Scarlett Homes, new site on Hamilton Mountain, The Kingston model to be built, the Redwood model features 2,630 sq. ft. plus double car garage. Kitchen with peninsula, granite counter and maple cabinets, built- in pantry, corner angled upper cabinet, a bank of pots and pan drawers and crown moulding. Separate w/2 decorative columns, a coffered ceiling and hardwood floors. There is a window opening toward the family room w/gas fireplace with oak mantle, 9 ft. ceilings on main floor, oak staircase, hardwood floors in dining room and upper hallway, 4 exterior pot lights, 4 interior pot lights, dinette walk-out with terrace doors much more.... CHARENE LOTTRIDGE* 905-318-3800 OR VISIT SITE MODEL @ 819 RYMAL ROAD E./ MON-THURS 1-6PM/CLOSED FRIDAYS/SAT-SUN 1-5 PM 1313_KIMRI_1_0015

$420,900

36 CHARTWELL CIRCLE-HAMILTON

LOT 11...To be built by Scarlett Homes, new site on Hamilton Mountain, the Aurora model approx 2660 sq.ft., 4 bedrooms, 2.5 baths, main floor family room with fireplace, main floor laundry room, separate dining room, master bedroom with walk-in closet and ensuite, eat-in kitchen, hardwood floors, much more....MOJGAN MOSHIRI* 905-318-3800 OR VISIT SITE MODEL @ 819 RYMAL ROAD E./MON-THURS 1-6PM/CLOSED FRIDAYS/SAT-SUN 1-5PM 1313_KIMRI_1_0011

$422,900

44 CHARTWELL CIRCLE - HAMILTON

LOT 29...To be built by Scarlett Homes, new site on Hamilton Mountain, the Florence model approx 2551 sq. ft., 4 bedrooms, 2.5 baths, 9 ft main flr. ceilings, kitchen w/ flat maple cabinets, granite countertops w/ stainless steel, undermount sink, pantry, pots & pans drawer, crown moulding, breakfast bar, oak staircase, hdwd in separate dining rm & upper hall, main floor family room with fireplace, 4 interior/4 exterior potlights, much more ... MOJGAN MOSHIRI* 905-318-3800 OR VISIT SITE MODEL @ 819 RYMAL ROAD E./MON-THURS 1-6 PM/CLOSED FRIDAYS/SAT-SUN 1-5 PM. 1313_KIMRI_1_0078

$419,900

220 CHARTWELL CIRCLE - HAMILTON

LOT 27...New home by Scarlett Homes, Riverstone model approx 2400 sq. ft., 4 bedrooms, 2.5 baths, 9’ main floor ceilings, 4 bedrooms, 2.5 baths, main floor family room w/ fireplace, separate dining room, hardwood floor, granite/raised maple kitchen, pantry, pots/pans drawer, crown moulding, potlights, oak stairs....CHARENE LOTTRIDGE* @ 905-318-3800 OR VISIT SITE MODEL @ 71 CLOVERLEAF ANCASTER/MON-THURS 1-6PM/CLOSED FRIDAYS/SAT-SUN 1-5PM 1313_KIMRI_2_0015

$409,900

212 CHARTWELL CIRCLE - HAMILTON

Inventory sale quick closing. Price includes granite counter in kitchen, raised maple cabinets, undermount sink, upgrade faucet, undermount lighting, crown moulding, dinette cabinetry, family room w/built-in maple wall unit, gas fpl, hwd floors, coffered ceiling, dining rm w/hdw, main floor laundry, oak stairs... CHARENE LOTTRIDGE* @ 905-318-3800 OR VISIT SITE MODEL @ 71 CLOVERLEAF ANCASTER/MON-THURS 1-6 PM/CLOSED FRIDAYS/SAT-SUN 1-5PM. 1313_KIMRI_1_0036

$549,900

183 CHAMBERS DRIVE ANCASTER

Model home available soon! New design has everything on the “Wants” list. Granite counter in kitchen, raised maple cabinets, underAVAILABLE IMMEDIATELY mount sink, upgrade faucet, under mount lighting, crown moulding, dinette cabinetry, family room w/built-in maple wall unit, gas fpl., hdw floors, coffered ceiling, dining rm w/hdwd....CHARENE LOTTRIDE* 905-318-3800 OR VISIT SITE MODEL @ 71 CLOVERLEAF ANCASTER/MON-THURS 1-6 PM/CLOSED FRIDAYS/SAT-SUN 1-5 PM.

$549,900

171 CHAMBERS DRIVE ANCASTER

1313_KIMRI_1_0035

9189931_1313

318 CRERAR DRIVE - HAMILTON

$426,900

825 RYMAL ROAD EAST - HAMILTON

Results Realty Inc. Brokerage Independently Owned & Operated Realtor®

**Broker of Record *Sales Representative

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14 makeyourmove

Resale Home & Condo Guide - Hamilton & Halton Edition

Volume 13 Issue 06

5 tips to make moving cleaner & greener b y Da n H o p k i n s

rotecting the environment is an important concern for consumers and businesses alike, but many don’t realize that moving can have a positive impact on the environment. Waste caused by the moving process not only stems from packing supplies, but also from the waste accumulated over many years within a home or office. Both sources can be extremely taxing on the environment if not properly managed. Here are some suggestions on how to make your move a cleaner, greener process.

{01} Plan ahead: Waiting until the last minute to prepare for a move often makes environmental concerns an afterthought. Start early so you have the extra time to sort through recyclable items in the garage, kitchen and basement for delivery to recycling depots prior to moving day. Typically your garage, basement and attic contain the highest concentration of recyclable waste so start the sorting process there first. Consider holding a garage sale or donating gently used tools or small appliances to a charity rather than have them end up in a land fill site. {02} Research: Survey local recycling options to find the most convenient solution for recyclables. Many cities offer curbside pick-up or “sort and drop” depots. Visit earth911.com for a list of local organizations that can dispose of all types of recyclable materials. {03} Organize: Prepare recyclables by organizing into categories: plastic, glass, aluminum, paper, cardboard, etc. Look up the requirements of the local recycler to

see if there are any additional steps needed to prepare recyclables beforehand. {04} Care for hazardous material: As you clean out your garage and basement in preparation to move, be conscientious about the kinds of materials being packed to move with you and which items are to be disposed. Toxic items, such as paint, batteries, house cleaning products, automobile oils, pesticides and fertilizers are dangerous and cannot be transported in the back of a commercial moving truck. Also consider these items cannot be thrown-out with your regular garbage. Look up the specialized recycling depots for toxic products in your city. {05} Reuse: Do not throw away used boxes when the move is complete. A well-made corrugated box is great for storage or may be reused for a future move. Contact local schools or charity organizations, such as women’s shelters, scout troops, and food banks to ask if they need boxes to redistribute donated items. Donating gently used boxes not only reduces waste, but can be a big help in support of a good cause.

Dan Hopkins is vice-president, Development and Operations, Two Men and a Truck Canada. twomenandatruck.ca

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Volume 13 Issue 06

Resale Home & Condo Guide - Hamilton & Halton Edition

“Discover the Difference” www.gabrielriverso.com

ONE OF A KIND!!! WEST OF ANCASTER!!

Rare find property, beautiful 5 acres of country rolling lands, with large pond, pine forest walking trails. California ranch with plenty of natural light. 2+2 bedrooms, 2-4 pc. bath w/hot tubs. Large porch and a huge deck 55’ balcony/deck. Walk-out for the lower level! Double garage and workshop, full basement under garage. Priced at only $569,000. Call Gabriel Riverso at 905-545-1188, Toll free 1-800-563-6257, Virtual Tour at griverso@rmxemail.com 1313_KIMRI_1_0045 1313_KIMRI_1_0044

Gabriel

Riverso Broker

905-545-1188

! D L O S

S!!

OUR Y L L E S S ET’

PRIME WEST MOUNTAIN LOCATION!!! Very well kept, all brick and plaster construction custom built for the original owners as a 4 bedroom backsplit on a large 60 x 123 feet lot. Ideal for the growing family or in-law situation. The 4th bedroom converted to laundry room but could be easily reversed. 2 kitchens with solid oak cabinets, 2 baths, side entrance, large patio, close to Mohawk College. Easy highway access. $349,000 Call Gabriel Riverso at 905-545-1188, Toll Free 1-800-563-6257, Virtual Tour at griverso@rmxemail.com 1313_KIMRI_1_0034

! D L O S

ITION!! D N O C N O

Escarpment Realty Inc., Brokerage

WALK TO EASTGATE SQUARE

MINUTES TO ANCASTER!!!

A “Losani” Built Home!!! Well kept, all brick 3+1 bedroom, a great style of home, with curved staircase. It offers ensuite bath in master bedroom. Many upgrades. Large pieshaped lot. Beautiful Florida sunroom. Totally finished lower level. Main floor family room with fireplace and more!!! $359,000. Easy access to highway. Call now Gabriel Riverso at 905-545-1188, Toll Free 1-800-567-6257, Virtual Tour at www.gabrielriverso.com

UNIQUE HOME!!! Custom built over 2100 sq. ft. of living area, plus over 2 acres lot with fabulous view! GREAT and UNIQUE energy efficient “Blue Max” construction ranch style home. Super insulated (R40) steel reinforced concrete. Under floor radiant heating/air return system. Offers 3 bedrooms, a large living room and nice family size kitchen. There is tons of natural light & view from every window., asking $539,000. Come and compare, try your offer!!! Call Gabriel Riverso at 905-545-1188, Toll Free 1-800-567-6257, Virtual Tour at www.gabrielriverso.com

Independently Owned & Operated 1313_KIMRI_1_0043

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Volume 13 Issue 06

Resale Home & Condo Guide - Hamilton & Halton Edition

Peter

Escarpment Realty Inc., Brokerage

VA N D E N D O O L Sales Representative

2011

2003-2010

2010

221A - 550 Fennell Ave. E. Hamilton, ON L8V 4S9

(905) 575-5478

“Inducted in 2005”

E-mail: peterv@remaxescarpment.com

Independently owned and operated

Website: www.vandendool.com

NEW LISTING $279,900 Desirable modern bungalow approximately 1,400 sq. ft. Features 1 1/2 bathrooms, 2 bedrooms, double garage, main floor laundry room and family room. Unique layout has a large eat-in kitchen, patio doors to deck, double garage and a concrete drive. Updates include furnace 09 and shingles 11. Quick possession possible. 1313_KIMRI_0045

NEW LISTING HAGERSVILLE $312,900 Oversized version of the stunning 4 level back-split built new in 2010, Features a custom built wall to wall entertainment unit, triple car garage, ensuite bath, upper level laundry, 3 very large bedrooms, fenced yard, paved drive and C/A. Like new, you won’t believe the space, must be seen.

COUNTRY LIVING $279,900 This is country living at its optimum. Located on a gorgeous 1.8 acre treed and rolling lot set well back from the road, offering scenic views and privacy. Features a large 3 bdrm, 2 bthrm home with an attached garage as well as a detached double car garage plus a drive. Just 15 mins to 403, Brantford.

PRIME COMMERCIAL CALEDONIA Prime commercial space in Caledonia’s newest plaza. Offers 1870 sq. ft. of space and ample parking. . A perfect location for a professional office or store.

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STUNNING 2 YEAR NEW HOME $409,900 Stunning Summit Park home. Loaded with upgrades including gorgeous Maple kitchen with granite counters, center island and backsplash. Additional features include hardwood, ceramics, oak stairs, wrought iron railings, luxurious ensuite features a corner whirlpool tub, separate shower and the list goes on. 1313_KIMRI_1_0001

SIMILAR TO BE BUILT, PORT DOVER $378,990 To be built 2892 sq. ft plan features 17’ ceilings in family room & dinette w/tall windows & hardwood. Gourmet kitchen offers a breakfast bar, granite counters, under cabinet lighting & triple pantries. The master bedroom has a walk-in closet & a gorgeous ensuite with a huge walk-in shower & corner soaker tub. This home offers amazing value on a large pieshaped court lot. 1313_KIMRI_2_0056

SOLD INVESTMENT PROPERTY MOUNT HOPE $499,900 Fantastic investment opportunity. This property offers a well maintained main house with an addition featuring a totally separate in-law apartment. Located in an area of new construction offering 145’ of frontage with potential of severing a 60’ x 217’ lot. Additionalyy the owner will stub the sewer line into the potential lot. 1313_KIMRI_1_0046

NEW LISTING CALEDONIA $239,900 Perfect home for the 1st time buyer. Located on a generous sized fully fenced lot. Features hrdwd flooring, updated 4 piece bath with ceramics and tub surround. Updates include all main floor windows, (09-12), 35 year shingles (08), furnace 08, C/A (08), 100 amp service on breakers and lots of fresh paint. 1313_KIMRI_0047

Call Peter today for more information on any of these listings...*

*Not intended to solicit properties currently listed for sale.

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TO BE BUILT PORT DOVER $303,990 One of the best lots available. Located on a quiet street beside a pond. Features a 1,458 sq. ft. open concept bungalow with a luxurious ensuite, hardwood flooring, C/A, maple kitchen, gorgeous fireplace, main floor laundry, coffered ceilings and double car garage. Come and view the model at 83 Kolbe Dr. 1313_KIMRI_2_0057

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Volume 13 Issue 06

Resale Home & Condo Guide - Hamilton & Halton Edition

Peter

Escarpment Realty Inc., Brokerage

VA N D E N D O O L Sales Representative

2011

2003-2010

2010

Independently owned and operated

221A - 550 Fennell Ave. E. Hamilton, ON L8V 4S9

(905) 575-5478

“Inducted in 2005”

E-mail: peterv@remaxescarpment.com

Website: www.vandendool.com

INCREDIBLE LAKE FRONT PORT DOVER

EDWARDS CUSTOM HOMES, JARVIS $299,900 Be the 1st to own this exciting new design. This 1 1/2 storey 3 bedroom home features a main floor master bedroom ensuite, walk-in closet, pantry, main floor laundry and a dramatic great room with soaring ceilings. All this finished to Edwards Custom Homes high standards. Call today for the floor plans.

Rarely do waterfront homes of this caliber come available to purchase. This home is fully automated by Crestron electronics providing automated lighting, entertainment, security and more. Offering approx 10,000 sq ft of living space features an elevator, indoor lap pool, radiant heat throughout including the walkways, garage and artificial turf. The 1700 sq. ft. garage features a unique door system that opens to 14’ x 17’ high opening. Must be seen. 1313_KIMRI_4_0043 1313_KIMRI_2_0058

ONEIDA RESIDENTIAL & COMMERCIAL $359,900 Custom built all brick ranch just minutes south of Caledonia. Unique rural commercial zoning offers a long list of possibilities. The unique layout of the home offers a 23 x 20 hobby room which could easily be used for the commercial portion of the home. Features an oversized double garage, oak kitchen, 2 fireplaces, main floor family room and a formal living room. Offers tremendous value. 1313_KIMRI_3_0049

4+1 BEDROOM HOME CALEDONIA $334,900 Fantastic 4 bedroom home finished from top to bottom. Located on a quiet Caledonia St. offering a main floor family and laundry room, professionally finished lower level features a large rec-room, 3 piece bathroom and an additional bedroom. Outside there is concrete drive and patio and an extra deep pool sized lot.

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IMMEDIATE POSSESSION PORT DOVER $279,990 Beautifully designed home features 1458 sq. ft. of modern open concept living. Loaded with extras, includes maple kitchen with island and pendant lighting, under cabinet lighting, glass tile backsplash & pot drawers. The great room features tray ceilings, engineered hardwood flooring and a cozy gas fireplace. Lots of extras including C/A, pot lights, wrought iron railings, upgraded under pad, all brick exterior with stone skirt and double car garage. 1313_KIMRI_1_0051

SOLD

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END UNIT PORT DOVER $247,468 Stunning end unit quality built by Willik Homes Ltd. Offers over 1200 sq. ft. of modern open concept living on the main floor. Features include hardwood flooring, maple kitchen ensuite bathroom, main floor laundry room, coffered ceiling, cozy gas fireplace and more.

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NEW LISTING CALEDONIA $259,900 Nicely presented 2 storey home professionally painted from top to bottom. This great family home offers 3 bedrooms, 1 1/2 bathrooms, easy care laminate and ceramics on the min level plus and fully finished basement which includes a rec-room and additional bedroom. Recent updates include shingles in 2010 and A/C in 2011. 1313_KIMRI_0048

Call Peter today for more information on any of these listings...*

*Not intended to solicit properties currently listed for sale.

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LUXURY TOWNHOUSE PORT DOVER $238,803 This 1269 sq. ft. home features a fantastic floor plan with 2 large bedrooms, cozy gas fireplace, main floor laundry room, upgraded maple kitchen with a lazy Susan, under cabinet lighting, pot drawers and convenient garbage pull out. Must be seen.

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18 homedécor

Resale Home & Condo Guide - Hamilton & Halton Edition

Volume 13 Issue 06

Get sold on colour when selling your home pictured top left

Earth tones – such as CIL’s Napa Valley (90YY 35/304) green – are palatable to a broad a range of potential buyers. pictured top riGht

Painting a focal wall in a rich colour – such as CIL’s Lakemont Blue (70BG 11/257) featured on the back wall of this bedroom – adds personality and may draw increased interest from prospects.

any of us decorate our homes with neutral tones, but when it comes to putting a home on the market, colour sells. According to the experts at leading paint brand CIL paint, contrary to popular belief, colours with personality have been shown to be more effective at closing a deal. In fact, they say soothing shades of green, brown and yellow paint may even help a home sell faster than builder’s white or beige. “First impressions are everything when selling a home, and colour psychology has been shown to sway people’s opinions, emotions and behaviour,” says Alison Goldman, CIL Brand Manager. “The more attractive and comfortable you make your home, the more it will entice prospective buyers to make an offer.”

Goldman offers this advice to update a home for resale: ›› Detach from the process. Look at the property from a buyer’s perspective. Don’t think of it as your house anymore. You’re selling a product now. ›› Focus on fixtures. Since your furnishings will be going with you when you move, select a colour scheme best suited to your home’s stationary items, such as flooring, cabinetry and countertops. When

choosing paint for a living or dining room, for example, hold paint swatches right next to the floor, not only in the middle of the wall, to ensure the tones work well together. ›› Play the odds. Select paint colours that are palatable to a broad a range of potential buyers. Earth tones that reflect the colours of nature, such as muted shades of green, brown, yellow, blue, red, grey and tan, work best since they create a warm and inviting environment. CIL’s top picks are Napa Valley (90YY 35/304) green, Otter Brook (80YR 11/151) brown, Flaxseed (50YY 80/242) yellow, and Lakemont Blue (70BG 11/257) blue. ›› Create interest. Painting a focal wall in a warm colour adds personality to a room and may draw increased interest from prospects. This technique is especially effective in key rooms like the master bedroom and dining area, where a splash of colour can do wonders in adding charm to a space without overwhelming it. ›› Accentuate the positives. Use colour to highlight impressive features of a home or detract from less desirable elements. For example, upgrades such as crown molding can be accented by painting them a colour that contrasts slightly with the walls. Smaller spaces can be visually expanded with shades of cool blue or muted green, and a dark entryway can be warmed up with sunny yellow to maximize the play of light. “William Shakespeare’s claim that ‘all the world’s a stage’ is particularly true when putting your home on the market,” Goldman says. “Using the right colours will set the stage for a successful and profitable outcome.” More information about creating a mood with colour can be found at cil.ca.

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Volume 13 Issue 06

Resale Home & Condo Guide - Hamilton & Halton Edition

Westdale 905.522.3300 Ancaster 905.648.6800 Locke St. 905.529.3300 IMMACULATE MOUNTAIN BUNGALOW

BRANTFORD CUSTOM BUILT!

, 45

HAMILTON SOUTHWEST

, 95

0 9,

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Call Krista Hann* at 905.648.6800 or email hann@judymarsales.com

Call Tony Ascroft* at 905.648.6800 or email ascroft@judymarsales.com

Call Nelson Kolenski* at 905.648.6800 or email kolenski@judymarsales.com

ROCKWOOD BUNGALOW

GREAT FAMILY NEIGHBOURHOOD

EXCLUSIVE WEST MOUNTAIN

, 50

, 14

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Call Janice Rocchi* at 905.648.6800 or email rocchi@judymarsales.com

, 49

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Call Richard MacLean* at 905.522.3300 or email maclean@judymarsales.com

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Call Yolanda Czyzewski-Bragues* at 905.648.6800 or email yolanda@judymarsales.com

* Denotes Sales Representative **Denotes Broker

9189934_1313

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20 quicktips

Resale Home & Condo Guide - Hamilton & Halton Edition

Volume 13 Issue 06

make your home energy efficient this spring

t’s time to end the winter hibernating and revitalize your home for another busy spring and summer season. As you plan the spring cleaning, consider using the opportunity to think about how to improve your home’s energy efficiency. There are some cleaning tasks that will help save energy and money. Dave Walton, a resident expert at Direct Energy, shares some practical tips guaranteed to help you get your home in shape, while saving money: ExaminE windows and insulation. Up to 30 per cent of a home’s heating and cooling costs can be lost through poorly fitted windows and doors. Caulking

As you plAn the spring cleAning, consider using the opportunity to think About how to improve your home’s energy efficiency. there Are some cleAning tAsks thAt will help sAve energy And money.

034 nEw Condo guidE march 23 - april 6, 2013

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and weather stripping or upgrading to new energy efficient windows can save homeowners approximately $150 per year on their energy bill. don’t forgEt about thE light bulbs. When replacing them, remember that an energy-saving light bulb can last up to 10 times longer than a normal bulb and use up to 75 per cent less energy. You’ll save yourself some money and won’t have to worry about this regular chore.

Replacing or washing your furnace filters allows a central air conditioning system to run more efficiently too. Clogged filters mean your furnace motor has to work harder, which eats up more energy. Filters should be washed or replaced every three months (some are 30 days), so start by making this part of your spring-cleaning routine. Try adding a reminder to your calendar for the first day of each quarter.

rEmEmbEr your filtErs.

Consult thE ExpErts. Consider booking a presummer maintenance with a licensed technician who can make sure your air conditioner is summer-ready and able to perform more efficiently when higher temperatures put it to the test.

Additional energy-efficient tips can be found online at davescorner.ca. NC

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3/27/13 6:05:03 PM

Volume 13 Issue 06

Resale Home & Condo Guide - Hamilton & Halton Edition

40, 45 & 50 FT. LOTS

LOCATIONS

DREAM HOMES

Hamilton, Oakville, Dundas/ Greensville

Phase III

Now HST Open Included

Specializing in Custom New Homes Visit Our Model Home or View at

www.zeinahomes.ca

Fabulous West Mountain Location Upper Paradise - South of Rymal Rd.

Model Home

905.574.3038

Homelife Macro Realty Inc. Brokerage Independently Owned & Operated

Ontario’s First Super Closing Centre

14 Superb Zeina Designs OR Custom Build from

*Prices quoted are for Hamilton Area

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905-689-1551 Over 8,000 Professional, Thorough Inspections Since 1991

Real Estate • Wills • Estates • Corporations Home Warranty & Home Closing Protection

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Dennis J. Petis, Broker Leanne Johnny, Sales Representative

Real Estate Transactions Residential & Commercial

Acting for Buyers or Sellers for New Homes, Resale, Investment & Commercial Real Estate Purchases Representing Borrowers & Lenders for Mortgage Transactions or for Purchase or Sale Drafting & Negotiating Agreements for Purchase or Sale Home Warranty & Home Closing Protection

A BUSINESS BUILT ON REFERRALS

FINLEGAL GROUP Where Finance and Law Meet

Serving the Areas of Hamilton - Burlington, Halton, Greater Toronto Area, Niagara & Golden Triangle

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DUNSBY

289.755.0322 k.crea@finlegalgroup.com

www.finlegalgroup.com 11273603_1313

BROCK DUNSBY R.H.I.

• Property Inspections •

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Resale Home & Condo Guide - Hamilton & Halton Edition

hottopic

Volume 13 Issue 06

Here comes the sun Here comes the sun How installing solar panels on your

How installing solar panels on your roof can make economic cents roof can make economic cents B y K i m C a r lt o n in 2009. As part of the GEA initiatives, the Ontario Power Authority (OPA) launched a feed-in-tariff (FIT) program. This program is based on a model that originated in Germany, to great success. The Ontario government has a long-term goal of having 100,000 solar energy systems installed on rooftops in the province. HOW SOLAR PANELS WORK

here’s nothing like the shock of receiving your hydro bill every month, watching your energy costs increase and feeling powerless to deal with it. Guess what? There is an alternative, you can save money and help the environment, too. You can use your rooftop to make green energy, which you can sell back into the grid to offset your energy costs. It is a little-known fact that, in some provinces, homeowners can produce solar electricity using their own rooftops for profit. According to a survey sponsored by TD Canada Trust, less than five per cent of Canadians know that solar panels can provide a revenue stream. “I think it’s a bit of a hidden gem. There’s an overall lack of information. Not a lot of people are aware they can generate solar power and sell it to the grid for a profit,” says Domenic Oppedisano of Pinnacle Environment of Vaughan, ON, a company that offers home efficiency and comfort solutions. Solar panels for the production of energy have existed for more than 40 years. However, this method of creating energy has not been easy for the consumer to access for very long. The Ontario Government passed the Green Energy Act (GEA)

Micro FIT systems are the type that most homeowners will take advantage of. These systems generate relatively small amounts of renewable electricity of 10 kW or less. In Ontario, the homeowner would enter into a 20-year contract with a guaranteed rate with the OPA in order to get paid for the electricity that their solar panels produce. The energy would be sold back into the grid for the first 20 years, after which it may be possible to simply generate your own energy. Some other provinces are working on similar programs, such as Vancouver. A set of 42 rooftop panels could produce up to 10 kW, which would sell for 80.2 cents per kW/h. Current electricity charges range from 6.5-9.5 cents per kW/h. So the homeowner would typically be selling more electricity than they are using. COSTS

So how much does it cost to get started producing solar energy? Oppedisano gives the example of a small system of 12 panels, at 17 sq. ft. a panel, for which you would need 200 sq. ft. on the roof. This would require an investment of $17,000. This system could create an annual revenue of $3,372, and over the course of the 20-year contract, a revenue of $45,845.

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Volume 13 Issue 06

Resale Home & Condo Guide - Hamilton & Halton Edition

Although the upfront cost (which ranges from $17,000 to $70,000, according to Pinnacle), of installing a solar panel system may be a deterrent to some consumers, there are financing options from banks including TD Canada Trust. “The gap between awareness and action is mainly due to concerns about cost,” says Karen Clarke-Whistler, chief environment officer, TD. “But Canadians have shown that those concerns can be overcome. A decade ago, hybrid vehicles were a novelty, but today there are a growing number on our roads. We believe the future for rooftop solar panels is just as bright.” According to Pinnacle, the average payback period would be six to seven years for most solar panels, with a return investment of 11 per cent. “We call it the Green GIC or Green mutual fund. There are very few investments on the market right now that will give you a 10 to 12 per cent return (over 20 years),” says Oppedisano. The panels require little maintenance and typically last for more than 25 years. In cases of older homes and flat roofs, Pinnacle works with an enginneer to ensure that the panels are suitable for the particular building. They also have a technical support line and a 20-year warranty on the panels, however if there are unrelated problems with the roof, the homeowner may have to pay to reinstall the panels. In addition, there are HST rebates in Ontario and other tax deductions that people can claim on the solar panels.

›› A survey by TD Canada Trust shows that Canadians are not completely aware that generating electricity using solar panels is possible for the everyday Canadian homeowner, and that they have financing options if they are not able to pay for the renovations up-front. ›› Less than five per cent of Canadians know that in some provinces, solar panels can provide a new revenue stream. ›› 91 per cent of Canadians know that solar power is a way to reduce their home’s environmental impact. ›› One in three homeowners have considered installing solar panels, however 76 per cent of them say expense is what is holding them back. ›› 40 per cent of homeowners said they would install solar panels if financing options were available to help with up-front costs.

MORE KEY BENEFITS

Other than the financial rewards that you can reap, what are some of the other benefits of using solar power? First of all, think about the environmental effect that you are having. You are generating clean electricity, with no greenhouse gas emissions, no nuclear waste and your system is quiet and safe. And you are helping to support the local economy. Regulation stipulates that solar panels used for the FIT program are created in Ontario, creating local jobs. “These systems are quite safe,” says

Oppedisano, “as there are several inspections to make sure that the panels are installed properly. Your homeowners’ insurance company must be informed of the system, and they may request to inspect it.” Although the program is more popular in rural areas, it will work in urban ones as well. “You just need a good southfacing roof,” concludes Oppedisano.

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buyingandselling

Resale Home & Condo Guide - Hamilton & Halton Edition

Volume 13 Issue 06

How can I find out what my home is worth?

ith spring now here and plenty of talk about the real estate market, Ontarians who plan to sell their house have plenty to consider with home value topping the list. Phil Dorner, president of the Ontario Real Estate Association, says there are some broad guidelines to determine home value, but beyond these basic parameters, speaking to a Realtor is the best way to find out how your local market is performing. “Real estate is hyper-local so despite what you may read, it is critical to recognize that home values vary hugely between neighbourhoods, and even between blocks in the same neighbourhood. Find a Realtor who

specializes in your locale and ask for a comparative market analysis to determine what your home is currently worth.” To get you started, here are Dorner’s initial assessment criteria: • Location: Location remains the most important variable in real estate. How close is your home to amenities and schools? Houses that are close to transit and amenities tend to be most valuable. • Space: Size is also a major factor. What is the square footage of your home? How many bedrooms? Although price per square foot varies enormously, generally the more square footage, the higher the value. • Type: What kind of home do you own? Is it a single detached home? A Condominium? As a rule, detached homes are generally the most valuable, followed by semis, townhouses and condominiums. • Condition: Has your home been updated? Does it have a modern kitchen? How about bathroom(s)? Updated, well-maintained houses tend to command top dollar. Your Realtor will provide a detailed breakdown based on these variables and many more. More information is available online at howrealtorshelp.ca NC

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Volume 13 Issue 06

Resale Home & Condo Guide - Hamilton & Halton Edition

listed

your guide to the hottest real estate in hamilton halton and niagara Sunday Mornings at 9:30

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Volume 13 Issue 06

Resale Home & Condo Guide - Hamilton & Halton Edition

VIEW OUR MAGAZINES ON ANY

DIGITAL DEVICE ANYTIME

Now you can view all of Wall2Wall Mediaâ€™s publications online, anytime, using your mobile, PC or tablet

ResaleHomeAndCondoGuide.ca Published by

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Volume 13 Issue 06

27 thescoop

Resale Home & Condo Guide - Hamilton & Halton Edition

Capturing the spirit of Hollywood. The innovative and glamorous Daeida bedroom collection is a modern interpretation of designs from a bygone era. A unique combination of wood, hand-antiqued mirrors and sliver leaf finish work together to create a dramatic style. Dining collection also available. King Bed. $4,999. Visit decorium.com

CheCk out DeCorium's newest 9,000-sq.-ft. loCation at 1212 Yonge st. in toronto. the store Carries a wiDe range of gooDs, from beDrooms, Dining rooms, leather furniture, upholsterY, home aCCents, lighting, area rugs, aCCessories anD muCh more.

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1 Set of 2 Peony

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2 major chair.

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3 table lamp. $70.

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Volume 13 Issue 06

Resale Home & Condo Guide - Hamilton & Halton Edition

this shanghai chrome stool is one of Yanic simard's favourite pieces

We loVe...

before | after

the designer drew inspiration from classic typewriter keys

the collection of torre & tagus décor accessories selected by designer yanic Simard features his favourite versatile home fashion items – accessible pieces that fit into any style home, from contemporary to traditional, providing high impact at low cost.

We can't get enough of the Scribe multi Hook from umbra! Great design that will also keep your home tidy. $30. Visit umbra.com

Do you have a piece of furniture at home that is in need of some serious updating? instead of throwing it to the curb, why not try Paint it like New! – a professional re-spraying service for indoor and outdoor furniture, doors, cabinets and more. using benjamin moore’s full colour palette and a high-density turbine spray-painting system, the company will work with you to transform your worn pieces into modern masterpieces. Visit paintitlikenew.com

the monterey thin-lift tV bed completely hides the television from view when not in use. With a footboard measuring only 8-in. thin overall and only 4-in. at the edges, you will be the only one to know about your gorgeous flat-screen tV. Genius design eh? $3,995. Visit altamodafurniture.com

hot off the press!

these are fabulous examples of transitional design for your bathroom

the 2013 Kitchen and bath style report by the National Kitchen & bath Association (NKbA) reveals that transitional style – a mix between traditional and contemporary design aesthetic – is the clear favourite when it comes to bathroom design. And a grey colour scheme has seen a dramatic rise since 2010, with 56 per cent of bathrooms in this colour palette.

1. For vanity informaton visit lumberlandnorth.com 2. Wallingford 66-in. vanity. Visit signaturevanities.ca

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Volume 13 Issue 06

Resale Home & Condo Guide - Hamilton & Halton Edition

homebuyersâ€™help

Homebuyersâ€™ ResouRce section You love the home, see what you can afford! Compare mortgage rates for your best deal Calculate your mortgage payments using the mortgage payment calculation chart

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Resale Home & Condo Guide - Hamilton & Halton Edition

Volume 13 Issue 06

homebuyers’help

Buying a Home | the first steps arrange for a mortgage select a home inspector select a real estate agent select a lawyer

after Buying: home insurance warranties

key players

selling a Home | the first steps select a lawyer select an agent – contract – negotiate commission assess the market value of your home renovate to increase the value of your home

staging for prospective Buyers: clean (walls, doors, baseboards) store personal items clear clutter front yard – clean, no debris paint if needed kitchen bathroom

aBout tHe property

agent’s name: phone number: email:

property: list price: property taxes/year:

broker’s name: phone number: email:

Neighbourhood closest main intersection:

lawyer’s name: phone number: email:

elementary schools: high schools: hospitals: clinics:

inspector’s name: phone number: email:

shopping (supermarkets/malls):

reno expert’s name (1): phone number: email:

public transportation:

reno expert’s name (2): phone number: email:

distance from work/school: occupancy: heating:

nice to have:

CoNdo amenities:

deal breakers:

banks:

closest highway:

maintenance fees:

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Volume 13 Issue 06

Resale Home & Condo Guide - Hamilton & Halton Edition

You love the home,

see what You can afford! use this guide to see if You’ll qualifY for a mortgage oN Your dream home 1. Calculate the combined monthly before-tax income between you and your spouse. 2. Divide by three. This figure is the monthly payment you can afford to make on your home. 3. Take the total price of the home and subtract the amount of money you expect to make as a down payment. This is the money you will have to borrow. 4. Refer to the chart below. Look down the left column and locate the interest rate you expect to pay. Line this up with the amortization period of your choice. (Most first-time buyers choose the 25-year amortization). 5. Multiply this figure by the amount you need to borrow. Divide by 1,000. 6. Add to this your estimated monthly heating costs and monthly property taxes. 7. If this figure is equal to or less than one-third of your gross monthly income (calculated in Step 2), you’ll qualify for a mortgage on your dream home. Bear in mind that this is a rough estimate. If you have several other large loans already, you may qualify for less. Also, banks and trust companies vary in their policies. The best way to know what you can afford is to go to the lending institution of your choice and get pre-qualified.

CalCulate your mortgage payments monthly pre-tax inCome

spouse’s pre-tax inCome

divide by 3

affordable monthly payments

Chart figure

amount of mortgage divided by 1,000

amortization amount

estimated monthly taxes & heat

monthly payments

total pre-tax inCome

amount of mortgage (priCe – down payment)

mortgage payment calculation cHart %

5.00% 5.25% 5.50% 5.75% 6.00% 6.25% 6.50% 6.75% 7.00% 7.25% 7.50% 7.75% 8.00% 8.25% 8.50% 8.75% 9.00% 9.25% 9.50% 9.75% 10.00% 10.25% 10.50% 10.75% 11.00% 11.25% 11.50% 11.75% 12.00% 12.25% 12.50% 12.75%

10 years

15 years

20 years

10.58 10.70 10.82 10.94 11.07 11.19 11.31 11.43 11.56 11.68 11.81 11.94 12.06 12.19 12.32 12.45 12.58 12.71 12.84 12.97 13.10 13.24 13.37 13.50 13.64 13.77 13.91 14.04 14.18 14.32 14.46 14.59

7.88 8.01 8.14 8.27 8.40 8.53 8.66 8.80 8.93 9.07 9.21 9.34 9.48 9.62 9.76 9.90 10.05 10.19 10.33 10.48 10.63 10.77 10.92 11.06 11.22 11.36 11.52 11.66 11.82 11.97 12.13 12.28

6.57 6.74 6.85 6.98 7.12 7.26 7.41 7.55 7.69 7.84 7.99 8.14 8.28 8.44 8.59 8.74 8.86 9.05 9.20 9.36 9.52 9.68 9.84 10.00 10.16 10.32 10.49 10.65 10.81 10.98 11.15 11.31

25 years

5.82 5.96 6.10 6.25 6.40 6.55 6.70 6.85 7.00 7.16 7.32 7.47 7.63 7.79 7.95 8.12 8.28 8.45 8.62 8.78 8.95 9.12 9.29 9.46 9.63 9.80 9.97 10.15 10.32 10.49 10.67 10.85

30 years

5.34 5.49 5.64 5.79 5.95 6.11 6.26 6.42 6.59 6.75 6.91 7.08 7.25 7.42 7.59 7.76 7.93 8.10 8.28 8.45 8.63 8.80 8.98 9.16 9.34 9.52 9.70 9.88 10.06 10.25 10.43 10.61

Please say you saw it in Resale Home & Condo Guide

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Volume 13 Issue 06

Resale Home & Condo Guide - Hamilton & Halton Edition

cHartereD Banks

variaBle

6 montHs

1 year

2 years

3 years

4 years

5 years

atb financial

2.6

4 6.30op

3.1 6.30op

3.14 6.50op

3.55

4.39

2.99

alterna svgs/alterna bk

2.85

4 6.30op

3.05 6.30op

3.09

2.99

3.09

3.1

4 6.30op

3 6.30op

3.04

3.55

4.54

2.99

4.55 6.45op

3.75 6.50op

2.69

3.99

2.99

4.99

4 6.45op

3 6.30op

3.04

3.55

4.54

5.14

6.70op

3 6.35op

3.14

3.55

2.99

5.14

4.45 6.20op

2.7 6.35op

3.95

2.98

4.99

3.49

bank of montreal bank of nova scotia Canadian western bank CibC

3.2

hsbC bank Canada

iCiCi bank Canada

3.05

3.15

3.65

3.64

3.69

3.44

2.79

2.99

3.08

ing direct laurentian bank

n/a

4.4 6.70op

3.09 6.30op

3.14

3.55

4.54

5.14

4.45

3 4.00op

3.05

3.1

3.09

2.79

2.89

2.99

national bank

n/a

4 6.70op

3.1 6.30op

3.14

3.55

2.85

5.14

president’s Choice finan

3.2

3.24

3.35

3.44

4 6.30op

3 6.30op

3.04

3.55

4.54

5.14

3 6.30op

3.04

3.55

4.54

5.14

3.09

manulife bank monCana bank

royal bank td Canada trust

3 3.2

tRust coMPAnies agf trust

n/a

2.99

3.1

3.5

3.64

Community trust

n/a

6.5

3.1

3.35

3.95

4.64

5.24

effort trust

n/a

4.45 6.30op

3.25 6.30op

3.6

3.9

4.5

4.95

home trust Company

3.2

3.95

2.74

2.49

2.89

2.99

investors group trust

n/a

4 6.50op

3 6.30op

3.14

3.55

4.54

5.14

4.55

3.75

2.69

3.99

2.99

4.99

6.45op

6.50op 2.99 6.25op

3.25

3.29

3.09

3.49

2.99 9.00op

3.25

3.29

3.19

3.29

3.95

2.74

2.69

2.79

2.99

6.34op

2.99 6.34op

3.14

3.19

3.24

2.97

4 6.50op

3 6.30op

3.14

3.55

4.54

5.14

3.6 7.00op

3.95

4.35

4.89

5.14

3.1 6.30op

3.14

3.7

2.98

3.19 3.4

mtCC

otHeR FinAnciAL institutions airline financial C.u. 4 Comtech Credit union

2.79

first national fin. lp

6.6 8.40op

firstontario C.u.

2.79

london life

n/a

mCap

2.9

meridian Credit union

2.85

parama Credit union

2.9

3.05

3.15

3.25

steinbach Credit union

2.4

2.5

2.7

2.8

teachers Credit union

4.45

2.99

3.04

2.79

3.89

3.19

6.30op

6.50op

4.45

notes: **interest rate Charged subJeCt to adJustment during term mortgage. please Consult institution for term of years available. all rates are PRIME RATES AND SUBJECT TO CHANGE WITHOUT NOTICE. R.O.R. = RATES ON REQUEST • OP = OPEN • ----- = NOT QUOTING • N/A = NOT AVAILABLE prepared on mar. 25, 2013 by fiscalagents.com/mortgage/rates

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Andrea Maddox

221A-550 Fennell Ave. E., Hamilton, ON L8V L8V 4S9 221A-550 Fennell, Hamilton ON 4S9 (905) 628-WORK (9675) (905)628-WORK 628-WORK (9675) (905) (9675) www.donnalavin.com www.donnalavin.com www.donnalavin.com www.donnalavin.com www.homesingoldenhorseshoe.com www.homesingoldenhorseshoe.com www.homesingoldenhorseshoe.com www.homesingoldenhorseshoe.com

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0313_KIMRI_0067

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2004 2004 2004

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11247502_1313