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Hamilton Resale Home & Condo - 19 Jan., 2013

Page 1

Hamilton-Halton-Haldimand-Brantford Edition

Jan. 19 - Feb. 02, 2013 Volume 13 Issue 01

Your Best Source for Homes & Condos

LOCATION! LOCATION! LOCATION! - Luxurious 4 bedroom, 2.5 bath Victorian home professionally designed and renovated on one of Southwest Hamilton's finest streets! This stunning home has combined character and modern amenities perfectly. Main floor featuring a gorgeous open concept kitchen with stainless steel appliances and marble counters, dark hardwood floors, laundry room, 2 piece powder room and a formal dining room ideal for entertaining family and friends. Master bedroom with stunning ensuite bath. Finished upper level perfect for teenager's retreat. Extensive renovations and updates throughout. Steps to Chedoke Golf Course, trails, Locke Street & schools. $619,900. Call Dave & Pam O'Reilly, Sales Representatives or Luke O' Reilly, Broker, Royal Le Page State Realty, Brokerage 905-574-4600. www.TheOreillyTeam.com 0313_KIMRI_0079

artists conception

NEWLY RENOVATED - 4 bedroom, 3 bath all brick semi in trendy Bayfront neighbourhood. Close to GO Station, Waterfront, parks, all amenities. This high end reno is finished w/new wiring, plumbing, dble brick ext walls w/ new R-14 insulation, new hrdwd flrs on 1st & 2nd flrs. 3rd flr loft offers exposed bricik & skylights. New custom kitchen, new ceramics, s.s. appliances, thermopane windows, pot lights and large rear deck. Must be seen! Call G Shawn Maher, Sales Representative, Harry Stinson Realty Corp., Brokerage 905-966-4510 289-389-0605. 0313_KIMRI_0064

3 CAR GARAGE BUNGALOW - $278,900 - Hagersville, 60' WIDE LOT, 3 bedrooms. Fridge & stove incl. 2 full bathrooms. Close to hospital, schools and park. Open Sat & Sun 12-4pm and by appt. Other furnished models. www.plouffehomes.ca Donald Plouffe, Broker of Record, Donald Plouffe Ltd. Real Estate Brokerage. 905-632-5940. 4312_KIMRI_8000

THE CORKTOWNS! $289,900 - New York Style, Upper West Side design in brick & stucco. Urban living next to Shamrock Park. Walkability advantages - close to GO Station, schools, shops, restaurants. Comfortable 3 storey townhouse features 3 bedrms, 3 baths, rear deck, library space, front prking, eat-in kitchen. mbedrm offers w/i closet & ensuite. Developed by Shawn Maher w/ design advice from George H Ross- Trump Organization. To view contact Shawn Maher @ 905-966-4510 and Cameron Nolan, Broker, Remax Escarpment Realty, Brokerage 905-525-2720. Visit www.corktowns.ca 0313_KIMRI_0063


Looking to Sell, Build or Buy ? I’m Your Guy!

Darren * Papineau S A L E S R E P R E S E N TAT I V E

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No. 1 Office Producer 2006, 2007, 2009, 2010, 2011 & 2012

Niagara Real Estate Centre Brokerage

Office: 905-774-7511 Direct: 905-978-7653

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E-mail: papi@royallepage.ca

Independentl y O wned & O perated

27 ,31, 35 LAKERIDGE BLVD., DUNNVILLE $69,900 EACH

700 FORKS RD WEST, WELLAND $399,900

Turn key greenhouse operation on 6.9 acres of great gardening soil located in Welland with about 570 ft frontage on a well travelled road - great for sales of plants. 10,000 sqft of greenhouses gutter connect with natural gas forced air heat and roof venting, 400 amp hydor, glass front entry with east, north and south rollup sides, set up for a retail environment with 2000 drip lines for hanging baskets, fully benched plus heated 1200 sqft cold frame structure, large retention pond, approx 20,000 sqft of outside water fed crop area, ample parking, outdoor fenced compound for nursery stock and a covered area. Zoning allows for single family residence and/or expansion of Greenhouses. Great clean operation. Call Darren to view. MLS H3100791

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1873 LAKESHORE RD, SELKIRK. $159,900

95-99 BELL ST., PORT COLBORNE - $259,900 Fully rented, 7 units, 2 buildings, many recent renovations include 2 new furnaces, flooring and paint finishes. Front building has 3 units, back has 4. Lots of parking, lawn area and room for garage. 2-3 bedroom units, 3-2 bedroom units and 2-1 bedroom units. Good east side location, close to schools and amenities. Ideal for owner occupied situation. MLS #H3091826. CALL DARREN PAPINEAU estimated financials and building value details. 0313_KIMRI_1_0068 0313_KIMRI_1_0069

TR Y UN CO 154 DOWNEY RD., LOWBANKS $234,900

4880 HIGHWAY 3, CAYUGA $219,900

Fantastic country property located on Hwy #3 approx 3 km W of Cayuga w/ private 1.76 acre park-like lot backing onto green space. Includes 1 storey 2 bedroom dwelling with recent insulated 26’ x 30’ detached garage/workshop with hydro & stairs to finished loft plus attached workshop/reception (needs TLC) & circular drive with fenced compound and loads of parking. Ideal for the Hobbiest/Mechanic. MLS H3096136.

212 TAYLOR ROAD, DUNNVILLE $330,000

Industrial zoned property suitable for a variety of uses. Ideal location near new commercial development in Dunnville (neighbours are Canadian Tire, Sobeys, Tim Hortons). Currently used as contractor’s shop w/landscape supply outlet. Approx. 38’x60’ steel bldg w/3 recent lrg o/h doors & 200 amp service and lighting, large gravel parking area with great exposure for retail sales. Fabulous re-development potential. $330,000. Call Darren Papineau to view. MLS H3099719.

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Country bungalow, private setting near Rock Point Park & short stroll to Lake Erie. O/concept layout w/oak kitchen, blt-in appliances & island, finished basement w/3rd bedroom, recroom w/ wood stove, m/bedroom w/ en-suite, 4 pc bath, mnfl laundry, sunroom, rear deck, gazebo, fenced rear yard & dog pen, 27x17 garage/workshop w/ stairs to basement. Perfect for starters. MLS H3092249.

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2886 LAKESHORE RD, DUNNVILLE $438,888

Truly and entertainer’s home! Almost 1 acre of privacy with about 115 ft of water frontage on Lake Erie. This custom built 3 bedroom home offers a finished basement w/gas fireplace, hrdwd floors,o/concept oak kitch/din/living areas overlooking lake w/plenty of windows for breathtaking views. You will love the detached heated “Man Cave” building and 1-1/2 car garage with workshop. This gorgeous setting boasts mature evergreen trees accented w/perennial beds & manicured lawns. Check out the virtual tour or call Darren Papineau to view. MLS #H3099545

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Handyman special! Spacious o/concept 2 bedroom winterized home across the road from Lake Erie. Large 60’ x 150’ lot with panoramic views and ownership of waterfront property across. Property being sold “as is”. Crawl space foundation walls need repair. Loads of potential. Quick possession. Call Darren Papineau to view. MLS H3100086.

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3 country building lots in lakefront subdivision w/shared ownership in private lakefront park w/sandy beach overlooking Lake Erie & Mohawk Island Lighthouse. Several executive custom homes in this subdivision. Build your dream home. Lots are zoned for year round residential living. Services available at road include hydro, nat. gas and phone. Located less than 10 min from Dunnville Town Centre. Call Darren Papineau for further details. MLS H3100356

27 ERIE ST. S., FISHERVILLE $229,900

Immaculate 4 bedrm brick bungalow, large country lot, stylish decor, fin bsmt w/bar and games rm plus famrm w/gas stove f/p, lndry/workshop, o/concept kit/din/livrm w/loads of oak cabs & granite cntrs, premium lam floors, updated bathrm fixtures, large bedrms, updated wndws, awesome rear deck w/det garage/workshop & loads of privacy. Shows well! MLS H3089729.

Call Darren’s SELL phone 905-978-SOLD (7653) for a FREE Home Evaluation!

www.HaldimandHomes.ca for virtual tours & custom home plans online! 2G


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ISAAC PHILLIPS Sales Representative

STATE REALTY BROKERAGE

www.isaacphillips.com

Independently Owned and Operated

905-774-7631 905-774-8144

TOP 1% IN CANADA FOR ROYAL LEPAGE 18 YEARS

Call for your FREE Market Evaluation

List with us and your property is shown on 20 plus websites

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Check out our website for the latest on our 45+ listings

NEAR NIAGARA COLLEGE! $229,900 Extra wide lot in quiet court, upgrades include hardwood & slate floor, oak kitchen cabinets, interlock patios, inground pool, 3 bedrooms, 1.5 baths, some appliances included, Welland. Call Isaac Phillips

LARGE MATURE LOT! $235,000 Same caring owner since 1968, great neighbourhood, unique layout includes main floor bedroom and bathroom, upgrades include replacement vinyl windows, med efficient furnace, white kitchen cabinets, upgraded main bathroom. Dunnville. Call Isaac Phillips

PARK-LIKE SETTING! $229,900 Along quiet country road, just east of Dunnville (private parklike setting) lots of mature conifers and deciduous trees. Large front and rear decks plus interlock patio, bright open concept plan has vaulted ceilings, 4 bedrooms, oversize garage/workshop! Call Isaac Phillips 0313_KIMRI_0023

VIEWS OF MOHAWK ISLAND LIGHTHOUSE! $129,900 Watefront at Lake Erie, rustic cottage needs TLC, panoramic views of lake & sunsets, 3 bedrooms, open concept living room & kitchen, fireplace, sunroom, mature treed lot. Call Isaac Phillips

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BACKS ONTO PARKLAND! $269,900 Custom built in 2007 showpiece, 9’ ceilings on both levels, open concept, oak floors & staircase, slate foyer, upper & lower walkouts with covered patio areas, special corner FP, and much more. Port Colborne. Call Isaac Phillips 0313_KIMRI_0025

LAKEFRONT! $295,000 On Lake Erie at end of quiet street offers 90 feet frontage, winterized 3 + 1 bedrooms, hardwood floor, large eating area surrounded by windows, vaulted living area with loft overlook, recent boat ramp, 2006 concrete breakwall, and many other updates! Call Isaac Phillips 0313_KIMRI_0026

PRETTY AS A PICTURE! $299,900 Lake Erie waterfront w/wide sandy beach on quiet road, many recent updates include bathroom, repl v. windows and kitchen. Features basement, front and back decks, pinewood floors, terrace doors, sunroom with panoramic lake views, Dunnville. Call Isaac Phillips

CHARACTER & CHARM! $156,500 Large home on large mature lot. Large front foyer, main floor family room and laundry, eat in kitchen, 2 baths, 2007 furnace, 2009 veranda and much more, Dunnville. Call Isaac Phillips

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FEATHERSTONE POINT! $174,000 At Lake Erie, short stroll to the beach, spacious living room & eat in kitchen, mostly finished basement level, screened in back porch, front patio areas, 2 bedrooms. Call Isaac Phillips

RANCH OVERLOOKING LAKE ERIE! $369,900 “Cowan” built open concept, vaulted ceilings, plank flooring, custom kitchen, steel roof, long veranda overlooking the lake, part ownership of private waterfront park & beach, Dunnville. Call Isaac Phillips

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LAKE ERIE COTTAGE! $160,000 Love this spectacular view, enjoy hot summer days on the sandy beach! Waterfront on Lake Erie near Mohawk Marina, newer vinyl replacement windows, 1989 triple garage, vinyl siding, winterized main floor w/ 2 bedrooms, second floor loft, sunroom overlooking water, pine clad interior. Call Isaac Phillips 0313_KIMRI_0027

LAKE ERIE! $285,900 Wide waterfront on Lake Erie with 2 separate buildings on very large lot. Main concrete block building w/main floor used as garage and storage while upper floor is a 4 bedroom home w/great lake views. Secondary building is a small sleeping cabin in need of repair, Lowbanks. Call Isaac Phillips 0313_KIMRI_0030

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Call us 8am to 10pm 7 days a week! All coupons expire Feb. 28, 2012, one coupon per home, cannot be used with any other discount, must advise of coupon when booking services. Offices across Ontario, not a franchise, we are Canadian. Hamilton Region 905-528-6927, Burlington 905-633-8219, Oakville, Milton 905-464-6967, Guelph, KW Cambridge, Brantford 519-584-0824 Grimsby, Beamsville, Niagara 905-309-9981

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Resale Home & Condo Guide - Hamilton & Halton Edition

Peter

Escarpment Realty Inc., Brokerage

VA N D E N D O O L Sales Representative

2003-2010

2010

Website: www.vandendool.com

0313_KIMRI_0073

EDWARDS CUSTOM HOMES, JARVIS Be the 1st to own this exciting new design. This 1 1/2 storey 3 bedroom home features a main floor master bedroom, ensuite, walk-in closet, pantry, main floor laundry and a dramatic great room with soaring ceilings. All this finished to Edwards Custom Homes high standards. Call today for the floor plans.

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END UNIT PORT DOVER $247,468 Stunning end unit quality built by Willik Homes Ltd. Offers over 1,200 sq. ft. of modern open concept living on the main floor. Features include hardwood flooring, maple kitchen, breakfast bar, ensuite bathroom, main floor laundry room, coffered ceiling, cozy gas fireplace and more. All brick and stone exterior, immediate possession possible.

PORT DOVER $362,990 Similar to be built. The Bradbury model offers 2,726 sq. ft. of luxury living space. Features a huge gourmet kitchen, 17” ceilings, tall windows, luxurious 5 piece ensuite with corner tub and walk-in shower, granite countertops, hardwood flooring, wrought iron railings, C/A, F/P and more.

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4+1 BEDROOM HOME CALEDONIA $334,900 Fantastic 4 bedroom home finished from top to bottom. Located on a quiet Caledonia St. offering a main floor family and laundry room, professionally finished lower level features a large rec-room, 3 pc bathroom and an additional bedroom. Outside there is a concrete drive and patio and an extra deep pool sized lot. 0313_KIMRI_1_5013

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ONEIDA RESIDENTIAL & COMMERCIAL $359,900 Custom built all brick ranch just minutes south of Caledonia. Unique rural commercial zoning offers a long list of possibilities. The unique layout of the home offers a 23 x 20 hobby room which could easily be used for the commercial portion of the home. Features an oversized double garage oak kitchen, 2 fireplaces main floor family room and a formal living room. Offers tremendous value.

IMMACULATE CALEDONIA $269,900 Neat and tidy best describes this unique 2+1 bedroom. Features include a fantastic 18’x13’ four seasons solarium, a huge oak kitchen, gorgeous maple hardwood in the LR & DR, modern 4 piece bath with a corner whirlpool tub and a separate shower and a fully finished lower level. Furnace ‘05, shingles ‘11, 200 amp on breakers. Just move in and enjoy. 0313_KIMRI_0080

NEW LISTING CALEDONIA Prime commercial space in Caledonia’s newest plaza. Offers 1870 sq. ft. of space and ample parking. A perfect location for a professional office or store.

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NEW LISTING CALEDONIA $174,900 Enjoy the convenience of condo living. This spacious unit features 3 bedrooms, 2.5 bathrooms, finished basement, main floor family room and a garage. Southern location offers private patio overlooking green space. Just minutes walk along the scenic Grand River to downtown.

IMMEDIATE POSSESSION PORT DOVER $279,990 Beautifully designed home features 1,458 sq. ft. of modern open concept living. Loaded with extras include maple kitchen with island and pendant lighting, under cabinet lighting, glass tile backsplash & pot drawers. The great room features tray ceilings, engineering hardwood flooring and a cozy gas fireplace. Lots of extras including C/A, pot lights, wrought iron railings, upgraded under pad, all brick exterior with stone skirt and double car garage. 0313_KIMRI_1_5009

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NEW LISTING MOUNT HOPE $499,900 Fantastic investment opportunity. This property offers a well maintained main house with an addition featuring a totally separate in-law apartment. Located in an area of new construction offering 145’ of frontage with potential of severing a 60’ x 217’ lot. Additionally the owner will stub the sewer line into the potential lot.

(905) 575-5478

“Inducted in 2005”

E-mail: peterv@remaxescarpment.com

221A - 550 Fennell Ave. E. Hamilton, ON L8V 4S9

0313_KIMRI_1_5007

2011

Independently owned and operated

LUXURY TOWNHOUSE PORT DOVER $238,803 This 1,269 sq. ft. home features a fantastic floor plan with 2 large bedrooms, cozy gas fireplace, main floor laundry room, upgraded maple kitchen with a lazy Susan, under cabinet lighting, pot drawers and convenient garbage pull out. Must be seen.

SOLD

IMMACULATE RANCH CALEDONIA $294,900 Incredible value offered here. Sought-after open concept design features new granite counters, breakfast bar and new stainless steel appliances. The living and dining rooms have newly installed hardwood and all 3 bedrooms have brand new carpeting. The lower level is completely finished & offers a large rec-room perfect for entertaining a 3 pice bath and 4th bedroom. Also features fresh paint, recent shingles, C/A, C/V and more.

Call Peter today for more information on any of these listings...*

*Not intended to solicit properties currently listed for sale.

Please say you saw it in Resale Home & Condo Guide

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Volume 13 Issue 01


2

Volume 13 Issue 01

Resale Home & Condo Guide - Hamilton & Halton Edition

Hamilton/Halton/ Haldimand/ Brantford

#500-401 The West Mall Etobicoke, ON M9C 5J5 T. 416.784.5060 TOLL-FREE 1.877.269.8257 F. 416.789.9705 VICE-PRESIDENT, WALL2WALL MEDIA

Jacqueline Hill

EDITOR-IN-CHIEF, NATIONAL REAL ESTATE

Susan Legge EDITOR

Janine Druery, Lydia McNutt (on leave)

Coverage area:

CONTRIBUTING EDITORS

Hamilton Burlington Brantford Dunnville Jarvis Ancaster Puslinch Oakville

Grimsby Hagersville Delhi Dundas Stoney Creek Paris Simcoe Cayuga

Waterdown Milton Caledonia Port Dover Flamborough & surrounding areas

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Kim Richards

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Thursday January 24th, 2013 ISSUE DATE: February

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Payment in full must accompany the insertion order by cheque or money order only. Insertion by phone: we accept Visa and Mastercard. Please check your ad for accuracy the first issue it appears. If you find an error, report it immediately. Resale Home & Condo Guide will not be responsible for more than one incorrect insertion. Published by

Copyright 2013 Copyright covers the contents of this publication and prevents reproduction in whole or in part: offenders will be prosecuted. We reserve the right to refuse any advertising, to make changes or edit advertising as necessary. Care will be taken to ensure copy accuracy but no warranty is implied or given by the publisher. Views/data expressed by columnists do not necessarily represent those of the publication. Wall2Wall Media is a trademark of Yellow Pages Group Co. in Canada. homeTRADER and The homeTRADER & Design are trademarks of Apax Partners LLP, used under license.

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Volume 13 Issue 01

3

Resale Home & Condo Guide - Hamilton & Halton Edition

JA NUA R Y 19 - FE B R UA R Y 2, 2013

INSIDE THIS ISSUE

04.

EDITOR’S NOTE

10.

HOT TOPIC

Why using a real estate agent makes good sense by Kara Kuryllowicz

14.

AROUND THE HOUSE

22.

STYLE FILE

22

26.

When is it time to waterproof your home? by Elisa Krovblit

28.

RAHB NEWS

29.

HOMEBUYERS’ HELP

Tips for increasing the value of your home this winter How to create the perfect home office by Yanic Simard

26

INSIDER INFO

10 Please say you saw it in Resale Home & Condo Guide

A new president is named; Realtors raise funds for children’s charities You love the home, see what you can afford!


4

editor’snote

Resale Home & Condo Guide - Hamilton & Halton Edition

Now is a great time to

BUY A HOME

Volume 13 Issue 01

IF YOU ARE THINKING OF PURCHASING A HOUSE OR CONDO, CONSIDER doing it sooner rather than later. Mortgage rates are definitely favourable right now, and remain steady. If you think you can’t afford a detached home, affordable housing in the way of condominiums, semi-detached and townhome designs are still readily available. In fact, condos, semis and towns are a top choice with first-time buyers looking to live in the city. Resale Home & Condo Guide is a great source for helping you find the home you want. As with any major purchase, it is important to do your homework before you venture out to shop the market. Know what you need and what you want. Visit a lending institution or a mortgage broker to pre-qualify for a mortgage and figure out the following beforehand: » What monthly payments would I be comfortable with? » How much money do I have to put down? » Will I be using my savings or RRSPs for the down payment?

The resale home market and the mortgage market are ripe for the picking. Now’s the time to get in on the action.

Susan Legge EDITOR-IN-CHIEF Wall2Wall Media, susan.legge@wall2wallmedia.com Follow me on Twitter at Twitter.com/SusanLegge

IF BUYING AND/OR SELLING A HOME IS ONE OF YOUR NEW YEAR’S resolutions, you are no doubt filled with excitement; but with that excitement can come trepidation. You want to make the correct decisions in your real estate transaction and you’ll likely need the help of a qualified Realtor along the way. But how do you choose the best Realtor for you? While there are many issues to consider, the Canadian Real Estate Association has a list of 10 questions to ask a potential Realtor before signing on the dotted line (from howrealtorshelp.ca): 1. How long have you been in the business? 2. What is your average list-to-sales-price ratio? 3. How will your marketing plan meet my needs? 4. Will you provide references?

Choosing the

RIGHT REALTOR

5. What separates you from your competition? 6. May I review documents that I will be asked to sign? 7. Can you help me find other professionals? 8. How much do you charge? 9. What if I’m unhappy with the service? 10. What haven’t I asked you that I need to know?

A good Realtor should be happy to answer all of these questions for you – and any others that crop up along the way. Don’t be afraid to ask. The peace of mind you will get from choosing the right Realtor for your needs will make your real estate deal go that much smoother.

Janine Druery EDITOR janine.druery@wall2wallmedia.com Follow me on Twitter at Twitter.com/JanineDruery

Please say you saw it in Resale Home & Condo Guide


Volume 13 Issue 01

O’R eil

ly

Resale Home & Condo Guide - Hamilton & Halton Edition

The O’Reilly Team

THE O’REILLY TEAM

STATE REALTY BROKERAGE

905-574-4600

TOP 3%*

5

INDEPENDENTLY OWNED & OPERATED

Dedicated - Professional Committed - Excellence Serving the Area of Hamilton, Ancaster, Dundas, Stoney Creek, Burlington, Caledonia, Mount Hope, Binbrook, Waterdown, and surrounding areas *Royal LePage State Realty

Pam O’Reilly Sales Representative

Dave O’Reilly

pamoreilly@royallepage.ca

Sales Representative

Luke O’Reilly

daveoreilly@royallepage.ca

Broker

lukeoreilly@royallepage.ca

9249706_0313

2010, 2011

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$619,900

$244,900

Luxurious 4 bedroom, 2.5 bath Victorian home professionally designed and renovated on one of Southwest Hamilton’s finest streets. This stunning home has combined character and modern amenities perfectly. The extensive renovations will be sure to impress. 0313_KIMRI_0001

Great 3 bedroom unit in Barrington Square in sought after Palmer area. Close to schools, shoping, major highways and all other amenities. Nice floor plan with patio doors from dining room to private backyard. Lower level rec room. Includes fridge, stove, dishwasher, washer & dryer. 0313_KIMRI_0002

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$499,900 Pride of ownership evident in this unique, 2 storey home with both main floor and upper level master suites - you choose what best suits your needs. Great open concept layout with dramatic cathedral/vaulted ceilings. Spectacular backyard with inground pool, extensive landscaping & privacy plus with no rear neighbours. 0313_KIMRI_0003

$269,900 3+1 bedroom, 2 bath ranch backing onto green space, forest and walking trails. Living room with newer gas fireplace, kitchen with updated pine cabinets/ceramic, tile backsplash/countertop and flooring, lower level offers a finished family room also with gas fireplace. Many updates over the past few years. 0313_KIMRI_0004

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You will be amazed at this beautifully renovated and updated 4200+ square foot home on mature, treed 75’x158’ lot with inground pool. This stunning home is perfect for your large family. 4 spacious bedrooms, all with walk-in closets. Master with luxurious 5 piece ensuite bath, 2 other bedrooms share an ensuite and one more bathroom for the 4th bedroom. The main floor will WOW you! Eat-in kitchen with solid maple cabinetry, island, granite counters, built-in appliances and abundance of pot lights is open to huge sunken family room - the perfect place to entertain. The lower level is complete with kitchen, family room, 2 bedrooms and 2 bathrooms - a complete in-law set up. Loaded with upgrades throughout. Not to be missed.

0313_KIMRI_1_0023

905-574-4600

0313_KIMRI_1_0024

www.theoreillyteam.com Please say you saw it in Resale Home & Condo Guide

$769,900

987 Rymal Rd. E. Hamilton, ON L8W 3M2


6

Volume 13 Issue 01

Resale Home & Condo Guide - Hamilton & Halton Edition

Liz Koster Real Estate Broker Niagara Real Estate Centre Inc., Brokerage

905.774.7511

Toll Free: 1.888.205.7010

Independently Owned & Operated 9189908_0313

lizkoster@royallepage.ca | www.lizkoster.com

LAKESIDE LIVING!

Helping People on the Move!

PRIVACY PLUS! $162,500

$379,900

Peaceful oasis in lakeside neighbourhood! 6 yr young, elegant contemporary home with birch & ceramic floors, granite countertops, 2 fireplaces, cathedral ceiling, open concept, separate dining room, main floor laundry, attached double garage! 3 bedrms - master with 5 pc ensuite plus main 4 pc bathrm. Huge unspoiled basement! A pleasure to view! on Lake Erie outside of Dunnville near golf course! 0313_KIMRI_1_0017

2-bedroom one-floor home by Rock Point Provincial Park (South of Dunnville) in move-in condition! Many updates! Detached workshop! View of Lake Erie!

4 BEDRM HOME!

WATEFRONT COTTAGE!

0313_KIMRI_0049

$199,000

Semi-detached home with 4 bedrms, 1-1/2 bathrms, oak kitchen, full basement with gas fireplace, attached garage, and fenced back yard! In Dunnville close to amenities!

0313_KIMRI_1_0030

$110,000

Move right in and start enjoying! 3 bedrm open concept cottage on Lake Erie in Selkirk! Wood character thru out! Raised deck with gazebo overlooks the lake! Stairs to beach with public beach nearby! All appliances, furnishings, patio/ deck furnitue, dishes etc included! 40 minutes from Hamilton. Lot shared with neighbour to the west. Survey available and possible severance. Priced to sell!! 0313_KIMRI_1_0021

Call Liz Koster for a FREE Market Evaluation! Thinking about BUYING or SELLING I am here to help! Please say you saw it in Resale Home & Condo Guide


Volume 13 Issue 01

7

Resale Home & Condo Guide - Hamilton & Halton Edition

THINK SOLD... THINK MARGARET & WALDI NIBURSKI WE MAKE DREAMS AFFORDABLE

NIBURSKI

B.SC. SALES REPRESENTATIVE

NIBURSKI

M.SC. SALES REPRESENTATIVE

WALDI (WALDEMAR)

YOUR LISTING ADVERTISED ON

40+ WEBSITES Sutton Group Innovative Realty Inc., Brokerage *Independently Owned & Operated

EAST HAMILTON

905- 575-7070

Visit

for Hamilton & Area Estate Market Reports

GRIMSBY

$259,900 t Close to all amenities t 2708 Barton St. E. Unit 1 0313_KIMRI_0069

mniburski@sutton.com wniburski@sutton.com

www.hamiltonhomes-for-sale.com EAST MOUNTAIN

$139,900 t Attention First Time Buyers t 3+1 bedrooms, 1.5 baths t End unit, condo townhome t Very spacious rooms t Small complex in a great location

11268019_0313

MARGARET (MALGORZATA)

$349,900

t Full Brick! t Single detached raised elevated ranch!! t Two car garage t 3+1 bedrooms, 2 bathrms

t Rec room on main floor and sunroom t Hardwood floors plus many recent updates t 15 Regency St. 0313_KIMRI_0070

t Beautiful lot!! 84x590.75 ft t 3 bedroom bungalow t A real gem!! t 654 Mud St.

0313_KIMRI_0071

11270316_0313

Ever wonder how the Hamilton Real Estate Market is doing? Visit our web site www.hamiltonhomes-for-sale.com for the answer and Margaret’s newest and up-to-date real estate market activity reports for Hamilton, Ancaster, Stoney Creek and all the sourrounding areas!!!

Marilyn O’ Blenis Sales Representative

905.573.1188

ESCARPMENT REALTY BROKERAGE INDEPENDENTLY OWNED & OPERATED

blenis@remaxescarpmen rilyno t.com l a m

www .mari l

ynoble ni

s.com

24 Lyndhurst Ave

Hamilton $128, 900 Easy maintenance 2 storey home w/ 100 amp electrical, newer kitchen and newer 4 pc bath. Large sunroom addition looking into fenced rear yard w/ shed. Features 3 bedrms, sep dining rm, full bsmnt, double front drive. Includes 4 appliances. 0313_KIMRI_1_5015

I Sell The Entire Gamut - Urban & Rural

t -PX TUBSUFST QSJDFT UP IJHIFS EFMVYF IPNFT t )BNJMUPO 4UPOFZ $SFFL (MBOCSPPL 8FTU -JODPMO Please say you saw it in Resale Home & Condo Guide


8

Volume 13 Issue 01

Resale Home & Condo Guide - Hamilton & Halton Edition 9255435_0313

905-388-5133 FAX: 905-388-7583

For All Your Real Estate Needs

Residential Commercial Investment 1286 Upper James St., Hamilton, L9C 3B4 Amazing View!

Just above the Kings Forest Golf Club overlooking the city & Lake Ontario. 2,500 sq ft. 4 bedroom with 3 baths on 84’x149’ lot. Rear workshop 17’x12’. Ideal set up for home office with 19’x19’ addition with vaulted ceilings and skylights. Great opportunity! Priced at $499,900. 0313_KIMRI_0033 0313_KIMRI_0037

Please call KEN GIES, Broker or DAN GIES, Broker of Record, 905.388.5133.

West Mountain Location!

Spacious 4 level backsplit semi close to all amenities. Featuring 3+1 bedrooms, 2 baths and updated windows and furnace. Finished recreation room with patio doors to rear yard. Quick possession available. Priced at $239,900. 0313_KIMRI_0034 Please call DAN GIES, Broker of Record, or KEN GIES, Broker, 905.388.5133.

Great Starter Home!

This 5 room home is in good clean condition. Featuring modern kitchen, main floor laundry, replacement windows. Appliances included. Priced at $129,900. MLS #H3096559. 0313_KIMRI_0035 Please call KEN GIES, Broker, or DAN GIES, Broker of Record, 905.388.5133.

Headon Forest Area!

Fabulous 3 bedroom home close to all amenities and transit. Easy access to QEW/407. Large kitchen, hardwood flooring throughout main floor. All baths have been updated with ceramic tile floors. Walk-out from living room to large deck. New roof in 2011. A must see! Priced at only $406,900. 0313_KIMRI_0036 0313_KIMRI_0038

Please call LYNDA GILLESPIE, Sales Representative, 905.388.5133.

Please say you saw it in Resale Home & Condo Guide


Volume 13 Issue 01

9

Resale Home & Condo Guide - Hamilton & Halton Edition

9189912_0313

FRANK RADMAN

Sales Representative

ESCARPMENT REALTY INC. Brokerage

(905)

Independently Owned & Operated

SERVICE THAT MOVES YOU

545-1188 Email: frankradman@rmxemail.com

“CALL FRANK TODAY - THE FIRST STEP IN MAKING THE RIGHT HOUSE YOUR HOME!”

FEATURE PROPERTY OF THE MONTH RI

R

VI

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CA

LE DO

NI

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UNIQUE 6 LEVEL ARCHITECTURAL MARVEL Enjoy the beauty of the Grand River from all levels of this home. Pristine gardens to water’s edge - a haven for birds & wildlife. A 4300 sq ft custom built home w/full in-law or nanny suite. The grand home offers formal dining rm, eat-in kitchen, elegant living rm w/FP, recent updates, glass panelled balcony, XL double garage & much more. A must see! 0313_KIMRI_1_0047

W/ SCENIC VIEWS Executive estate home w/potential in-law suite located on court lot in sought-after neighbourhood. Stunning scenic views, highend interior updates, multiple walkouts from bsmnt. Extensive decking in backyard. Call today to view! 0313_KIMRI_0054

DE GA TAC RA HE GE D

2B

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3+

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BACKS ONTO TYNDAGA GOLF COURSE

ES VI CA EW RP O M F EN T

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CALEDONIA CUL-DE-SAC Well maintained spacious home in quiet neighbourhood next to Black Creek Conservation area. Functional layout w/ open concept family rm & newer eat-in kitchen. Cathedral ceilings in living & dining rms, lrg m/bedrm w/ ensuite & w/i closet, finished rec rm, gorgeous hand scrapped hrdwd on main flr. Many recent costly updates: roof (10), hi-eff furn & A/C (09), shed & deck (11), additional attic insulation & much more. 0313_KIMRI_0055

AN BR OO K

HR

6B

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6B

VI HE RTU AT AL SO LY F UR RE CE E

COZY & CUTE IN DUNDAS

120 ACRE MULTI PURPOSE FARM

Pride of ownership is evident in this 3+1 bedrm, 2 bathrm home. Many pristine reno’s completed within 5 yrs! High end kitchen, 2 bathrms, hrdwd, laminate & ceramics thru-out. Lrg m bedrm offiers ensuite, large rec room in bsmnt. Exterior boasts detached garage, extensive decking and great view. Call today to view!! 0313_KIMRI_1_0062

A piece of paradise! This Century style 2 storey character filled home offers 4 bedrms, 1.5 bathrms, impressive great room all season sunroom, cozy family rm w/gas FP country oak kitchen, sep dining rm, office & main flr laundry. Several outbldgs & barn in perfect cond. incl. 4 stall horse barn. Call today for more details on the exterior buildings, property & updates. 0313_KIMRI_1_0063

Please say you saw it in Resale Home & Condo Guide


10 hottopic

Resale Home & Condo Guide - Hamilton & Halton Edition

Volume 13 Issue 01

The real estate agent advantage BY K A R A K U RY L L OW IC Z

S

pending money to make money makes good sense, so let experienced, expert real estate agents earn their commissions by helping you prepare, market, show and sell your home, then close the deal. “Realtors do a lot more than market your home and they’ve demonstrated time and again that they’re worth every penny,” says Dale Ripplinger, a Regina-based Realtor and past president of the Canadian Real Estate Association. Homeowners who have had less-than-rewarding experiences with Realtors may wonder exactly what they’re getting in return for the commission they pay. They ask themselves, “How hard can it be to sell my home?” without seriously considering the answer.

“A good Realtor has the relevant skills as well as real estate and business expertise and experience,” says Frank Leo, a broker with Re/Max West Realty Inc. “Rather than learn how to safely and effectively sell your home yourself, find and hire a true professional.” While becoming a licensed Realtor doesn’t require the investment or commitment needed to become a lawyer or a doctor, consumers often take their Realtors’ expertise for granted until their do-it-yourself efforts result in costly, inconvenient and stressful mistakes that can’t be undone. So, before taking the sell-it-yourself route, consider these facts and realities to see what you actually get in return for the commission you pay.

Your agent provides a valuable service and deserves to be compensated for his or her time, just like you expect to be fairly paid for the job you do

1. It’s a numbers game. Yes, you will pay a commission, but remember that the commission is typically split between the seller’s and buyer’s agents. Whether or not you have a selling agent who requires compensation, the buyer’s agent must be paid by the seller, the buyer or both, which is almost sure to affect the net amount that ends up in the seller’s pocket. “Furthermore, if the buyer is represented by a Realtor

FACTS AND REALITIES

Please say you saw it in Resale Home & Condo Guide


Volume 13 Issue 01

Resale Home & Condo Guide - Hamilton & Halton Edition

11

much time it takes to show their homes and how awkward it can feel for the homeowner. Many sell-it-yourselfers end up turning to Realtors when their homes take too long to sell, the offers are too low and they find the process too time-consuming, frustrating and stressful. but the seller is not, the seller may be at a disadvantage as the price and contract details are negotiated,” Ripplinger says. In addition, the commission structure is common knowledge, so informed buyers will immediately lop a few per cent off your asking price. The commission helps cover the agents’ hard costs, which may include office space, staff, marketing (such as online, print, outdoor and radio ads, photographers, graphic designers, printing and delivery), licences and other fees. If you don’t have an agent, you’re paying those costs yourself and forgoing certain products/services or doing them yourself. Your agent provides a valuable service and deserves to be compensated for his or her time, just like you expect to be fairly paid for the job you do. Ask yourself how much time you can realistically devote to taking phone calls, responding to email queries, showing your home and more. As importantly, will you be comfortable doing all that? 2. Homes don’t sell themselves – people do! Consumers may find an agent willing to post their homes to the Multiple Listing Service (MLS) and on Realtor.ca for a reduced or flat fee. After congratulating themselves on the thousands of dollars they’ve potentially saved, sellers then find themselves wondering why their homes haven’t sold yet. They’re astonished at how

Homeowners who have had less-than-rewarding experiences with Realtors may wonder exactly what they’re getting in return for the commission they pay

SAVINGS AND RETURNS

1. Selling prices tend to be higher when an agent is involved. Here’s why: A Accurately and strategically pricing a home can have a dramatic impact on just how much money ends up in the seller’s pocket. A good Realtor has the skill, experience, resources and objectivity required to price the home correctly. Your agent knows that ultimately, the market and the buyers decide what your home is really worth. B Exposure and the correct presentation can increase demand, which in turn puts upward pressure on price. Realtors’ marketing efforts put your home before more people, while their input can help you show your home at its best. The website, Realtor.ca, puts your property before consumers, while the MLS gives agents more detail and apprises Realtors of new, local listings via daily email blasts. “The Realtor-toRealtor exposure is crucial,” Ripplinger says. 2. Qualifying buyers. Via seemingly casual conversations, selling agents can distinguish the merely curious from the serious buyers. While homeowners may be too shy or feel awkward asking subtly probing questions, particularly when it comes to financing, agents have honed this skills. 3. Referrals and discounts. Agents can refer homeowners to trustworthy, credible evaluators, home inspectors, painters, stagers and more. “My painter is so good that he’s rarely available, but he moves my clients to the top of the list and gives them a discount because I give him so much business,” Ripplinger says. 4. Feedback. Agents can better solicit and accept valuable feedback to sellers, such as too high a price or a pink bedroom that’s deterring agents and their buyers. Of course, the seller can then decide whether to act on that information. “Most consumers and agents won’t be comfortable telling the homeowners what they really think or don’t like,” notes Ripplinger. 5. Negotiating, closing and contract expertise. A savvy real estate agent will be able to help negotiate everything from conditions to pricing and closing dates to ensure the sale is completed. “Homeowners don’t always close on the offers they have, because they don’t realize there is more to it than sitting down and signing the papers,” Ripplinger says. An agent can tell you if the deposit is inadequate, the closing date is unrealistic or the conditions are problematic.

Please say you saw it in Resale Home & Condo Guide


12

Volume 13 Issue 01

Resale Home & Condo Guide - Hamilton & Halton Edition 8547409_0313

Ro b M c D o w e ll Broker

905- 3 8 8 - 1 1 1 0 w w w . 1 1 1 0. c a

Paul McDowell 4BMFT 3FQSFTFOUBUJWF

&91&3*&/$&% t "1130"$)"#-& t "$$06/5"#-& #&45 8&45 .06/5"*/ %&"-

DREAM HOME

New Price New Opportunity! 4 bedroom West Mountain home only 3 years old. Beautiful open concept design. Lovely kitchen with island, stainless steel appliances, hardwood & 16â&#x20AC;&#x2122; tiles. Full double garage. Call Paul or Rob. MLS H3098546 0313_KIMRI_0043

8.1 acre parcel backing onto Twenty Mile Creek near Glanbrook. 1,000 foot frontage. Many possible uses or build your dream home. New price $214,500. Call Rob. MLS H3091987

0313_KIMRI_0048

THE MADISON IS BACK!

0313_KIMRI_0044

LESS MONEY THAN RENTING!

30% SOLD FIRM OR CONDITIONAL

New owner! New opportunities! Same million dollar views from escarpment edge! 2400 sq. ft. 400 sq. ft terrace. Private elevator entry in each suite. 3 designs. Prices starting from $695,000. Call Rob or Paul for viewing of our newly furnished suite. MLS H3079836. 0313_KIMRI_0045 0313_KIMRI_0046

NEW LISTING! 1st time buyers or investors must see! Less money than renting. 2+1 bedrooms. Great mountain area near schools, parks, daycares, shops, Tims, buses. Call Paul today! MLS H3100298

Co ldw ell Banker P inna cle Rea l E s t a te B r o k e r a g e Please say you saw it in Resale Home & Condo Guide

0313_KIMRI_0047

6Q Q FS 8FO UX P SUI Ha m ilto n , ON L9 A -4 V7


Volume 13 Issue 01

13

Resale Home & Condo Guide - Hamilton & Halton Edition

HOMELIFE RESULTS REALTY INC. Brokerage

905-318-3800 19 LORUPE COURT - ANCASTER

200 CHARTWELL CIRCLE- HAMILTON

208 CHARTWELL CIRCLE - HAMILTON

$239,900 $404,900

$409,900

LOT 4...Model home by Scarlett Homes, large corner lot, parkside model approx 2514 sq. ft., 9’ main floor ceilings, 4 bedrooms, 2.5 baths, main floor family room w/fireplace, separate dining room, hardwood floor, granite/raised maple kitchen, pantry, pots/pans drawer, crown moulding, potlights, oak stairs, iron spindles...CHARENE LOTTIRDGE* @ 905-318-3800 OR VISIT SITE MODEL @ 819 RYMAL ROAD E./MON-THURS 1-6PM/CLOSED FRIDAYS/SAT-SUN 1-5PM

24 CHARTWELL CIRCLE - HAMILTON

44 CHARTWELL CIRCLE - HAMILTON

36 CHARTWELL CIRCLE-HAMILTON

$419,900

LOT 26...To be built by Scarlett Homes, Huntington model, approx 2391 sq. ft., 4 beds, 2.5 baths, 9 ft. main floor ceilings, kitchen w/granite countertops, pots & pans drawer, crown moulding, breakfast bar, pantry, family room w/FP, hardwood floors in dining rm/ upper hall, much more....DONNA RAKAS* @ 905-318-3800...OR VISIT SITE MODEL @ 71 CLOVERLEAF ANCASTER/MON-THURS 1-6 PM/CLOSED FRIDAYS/SAT-SUN 1-5 PM.

LOT 6...To be built by Scarlett Homes, new site on Hamilton Mountain, the Belair model approx 2646 sq. ft., 4 bedrooms, 2.5 baths, 9 ft. main floor ceilings, kitchen with flat maple cabinets, granite countertops with stainless steel undermount sink, pantry, pots & pans drawer, crown moulding, breakfast bar, oak staircase, hardwood in separate dining room & upper hall, main floor family room with fireplace, 4 interior/4 exterior potlights, much more....MOJGAN MOSHIRI* 905318-3800 OR VISIT SITE MODEL @ 819 RYMAL ROAD E./MON-THURS 1-6PM/CLOSED FRIDAYS/SAT-SUN 1-5PM 0313_KIMRI_1_0009

$394,900

$479,900 $579,900

$384,900

LOT 29...To be built by Scarlett Homes, new site on Hamilton Mountain, the Florence model approx 2551 sq. ft., 4 bedrooms, 2.5 baths, 9 ft main flr. ceilings, kitchen w/ flat maple cabinets, granite countertops w/ stainless steel, undermount sink, pantry, pots & pans drawer, crown moulding, breakfast bar, oak staircase, hdwd in separate dining rm & upper hall, main floor family room with fireplace, 4 interior/4 exterior potlights, much more ... MOJGAN MOSHIRI* 905318-3800 OR VISIT SITE MODEL @ 819 RYMAL ROAD E./MON-THURS 1-6 PM/CLOSED FRIDAYS/SAT-SUN 1-5 PM. 0313_KIMRI_1_0078

16 CHARTWELL CIRCLE - HAMILTON

0313_KIMRI_2_0079

220 CHARTWELL CIRCLE - HAMILTON

Desirable Victorian Village Home with beautiful hardwood floors in lr/dr offering a 3 way gas fireplace, large spacious kitchen that lead onto private deck, king size master bedroom with ensuite with Whirlpool tub. Fully finished rec room, RSA, LA Related to vendor!...ASIM BHATTI* 905-318-3800. 0313_KIMRI_1_0006

0313_KIMRI_1_0001

LOT 24...New home by Scarlett Homes, new site on Hamilton Mountain, the Snowflake model approx 2257 sq. ft., 4 bedrooms, 2.5 baths, main floor family room with gas fireplace, separate formal living and dining rooms, hadwood floors, granite countertop in kitchen with crown moulding, undermount sink, pantry, master bedroom with walk in closet & ensuite, bedroom level laundry, many more upgrades, closing date Oct/Nov 2012....BOZENA RADENKOVIC* 905-318-3800 OR VISIT SITE MODEL @ 819 RYMAL ROAD E./MON-THURS 1-6PM/ CLOSED FRIDAYS/SAT-SUN 1-5PM 0313_KIMRI_1_0007

$798,888

LOT 4... Ancaster’s inventory house, only one left on very private Lorupe Crt, Approx 2900, 4 bedrooms, 3.5 baths, all bedrooms with ensuite privilege, separate dining room, family room with fireplace, loaded with high end upgrades, surrounded with mature trees...BOZENA RADENKOVIC* 905-318-3800 OR VISIT SITE MODEL @ 819 RYMAL ROAD E./MON-THURS 1-6PM/CLOSED FRIDAYS/SAT-SUN 1-5PM

LOT 5..To be built by Scarlett Homes, New site opened on Hamilton Mountain, the Kingston Model w/ balcony & decorative porch, approx 2502 sq. ft., 4 good size bedrooms & loft, 2.5 baths, master ensuite has deep tub & half glass framed shower. Featured upgtrades: oak stairs w/stain as per your choice, maple kitchen cabinets w/ granite countertop, gas fireplace in family room, decorative columns, hardwood flrs on main flr & upper hallway, pot lights & more. Please visit our sales office at 819 Rymal Rd E to review diff. models ... BOZENA RADENKOVIC* 905-318-3800 or visit site model @ 819 RYMAL ROAD E. / MON-THURS 1-6PM/CLOSED FRIDAYS/SAT-SUN 1-5PM 0313_KIMRI_1_0008

www.scarletthomes.com

20 CHARTWELL CIRCLE - HAMILTON

UNIT #9-502 BARTON STREET - STONEY CREEK 0313_KIMRI_1_0027

43 LORUPE DRIVE - ANCASTER

0313_KIMRI_1_0019

Wow!!! Unbeatable price in this only 5 years old home with 4+2 bedrooms and 3.5 baths, finished top to bottom, over 3500 sq ft of living space, A/C, 6 appliances, hot tub included, main floor family room w/fp, main floor laundry room, eat- in kitchen, master ensuite, priced for fast sale. No disappointment. Shows 10+++ ... BOZENA RADENKOVIC* 905-318-3800.

Absolutely stunning, immaculate one year old home with approx. $150,000 in upgrades in a quiet court location on a large corner lot. 3,487 sq ft. Much love put into this home with full attention to every details throughout. Pictures will not do it justice, a must see!!! 10 ft ceilings on main level. Marble & hardwood flooring throughout home with upgraded porcelain tiles in bathrooms. Kitchen is fully loaded, an absolute dream. All top of the line Bosch appliances included. All cabinets upgraded, gorgeous granite throughout the home. Upstairs laundry. Upgraded crown molding throughout home. Master with large 14 ft walk in closet. Stunning ensuite with his and hers sinks with large 2 person jacuzzi and separate corner shower. Two bedrooms share ensuite privilege, other bedroom has own ensuite. Beautiful light fixtures throughout the home. Fantastic layout. Great for entertaining. Gorgeous spiral oak staircase. This home is extremely well cared for inside and out. Well manicured lawn. Fully insulated garage. Excellent energy efficient home. No disapointments here! RSA...GILDA WALTON* 905-318-3800. 0313_KIMRI_1_0022

LOT 1... Built by Scarlett Homes, available now! Central Mountain, the Parkwood Model is approx 2523 sq ft, 4 bedroom, 2.5 baths, separate dining room, bedroom level laundry, master ensuite, main floor family with gas fireplace, loaded with upgrades, 9 ft main floor ceilings, maple kitchen cabinets with granite countertops, oak stairs... much more.... BOZENA RADENKOVIC* 905-318-3800 OR VISIT SITE MODEL @ 819 RYMAL ROAD E./MON-THURS 1-6PM/ CLOSED FRIDAYS/SAT-SUN 1-5PM. 0313_KIMRI_0062

Please say you saw it in Resale Home & Condo Guide

$394,900

$398,900

**Broker of Record *Sales Representative

0313_KIMRI_2_0015

$439,900

$407,900

212 CHARTWELL CIRCLE - HAMILTON

LOT 28...To be built by Scarlett Homes, the Parkside model, aprpox 2514 sq. ft., 4 beds, 2.5 baths located on Central Hamilton Mountain, loaded with upgrades, 9 ft main floor ceilings, maple kitchen cabinets w/granite countertops, oak staircase, double garage, separate dining room, main floor family room w/fp, master bedroom w/walk in closet & ensuite, main floor laundry room, much more...BOZENA RADENKOVIC* 905-318-3800 OR VISIT SITE MODEL @ 819 RYMAL ROAD E./MON-THURS 1-6PM/CLOSED FRIDAYS/SAT-SUN 1-5PM 0313_KIMRI_2_0014

$412,900 216 CHARTWELL CIRCLE - HAMILTON

$399,900

4 CHARTWELL CIRCLE - HAMILTON

0313_KIMRI_1_0011

LOT 11...To be built by Scarlett Homes, new site on Hamilton Mountain, the Aurora model approx 2660 sq.ft., 4 bedrooms, 2.5 baths, main floor family room with fireplace, main floor laundry room, separate dining room, master bedroom with walk-in closet and ensuite, eatin kitchen, hardwood floors, much more....MOJGAN MOSHIRI* 905-318-3800 OR VISIT SITE MODEL @ 819 RYMAL ROAD E./MON-THURS 1-6PM/CLOSED FRIDAYS/SAT-SUN 1-5PM

LOT 9...New home by Scarlett Homes, new site on Hamilton Mountain, The Kingston model to be built, the Redwood model features 2,630 sq. ft. plus double car garage. Kitchen with peninsula, granite counter and maple cabinets, built- in pantry, corner angled upper cabinet, a bank of pots and pan drawers and crown moulding. Separate w/2 decorative columns, a coffered ceiling and hardwood floors. There is a window opening toward the family room w/gas fireplace with oak mantle, 9 ft. ceilings on main floor, oak staircase, hardwood floors in dining room and upper hallway, 4 exterior pot lights, 4 interior pot lights, dinette walk-out with terrace doors much more.... CHARENE LOTTRIDGE* 905-318-3800 OR VISIT SITE MODEL @ 819 RYMAL ROAD E./ MON-THURS 1-6PM/CLOSED FRIDAYS/SAT-SUN 1-5 PM 0313_KIMRI_1_0015

LOT 27...New home by Scarlett Homes, Riverstone model approx 2400 sq. ft., 4 bedrooms, 2.5 baths, 9’ main floor ceilings, 4 bedrooms, 2.5 baths, main floor family room w/fireplace, separate dining room, hardwood floor, granite/raised maple kitchen, pantry, pots/pans drawer, crown moulding, potlights, oak stairs.... CHARENE LOTTRIDGE* @ 905-318-3800 OR VISIT SITE MODEL @ 71 CLOVERLEAF ANCASTER/MON-THURS 1-6PM/CLOSED FRIDAYS/SAT-SUN 1-5PM

9189931_0313

NEW PRICE

825 RYMAL ROAD EAST - HAMILTON

Results Realty Inc. Brokerage Independently Owned & Operated Realtor®


14 aroundthehouse

Resale Home & Condo Guide - Hamilton & Halton Edition

Volume 13 Issue 01

Increase the value of your home this winter with these five tips

find yourself spending more time indoors during the winter months, it’s a great time to get down to work and make some easy but noticeable upgrades in your home.” HERE ARE FIVE THINGS YOU CAN DO AROUND YOUR HOME TO INCREASE ITS VALUE: 1 Fresh coat of paint

One of the easiest, and most common, weekend renovations is re-painting. A fresh coat of paint can go a long way, especially in high-traffic rooms that are usually seen by visitors, such as the entrance way, living room and kitchen. Be sure to pick colours that are reflective of your personality but aren’t so trendy that you’ll be sick of them within a few months. 2 Spruce up your doors

If you’re looking to alter the overall look and style of your home, changing doorknobs is a quick, easy and relatively inexpensive way to do so. Whether you are looking for sleek and modern or ornate and traditional, choosing the right doorknobs will can further help to reflect your personality on your home décor. Weiser’s knob and lever sets come in a variety of unique styles, from the classic ball-shaped Huntington to the decorative Maya (weiserlock.com). 3 Revive your kitchen cupboards

Changing your kitchen cupboards can be an expensive and daunting task, but by simply changing the hardware, you can give your kitchen a fresh new look.

W

4 Pamper your bathroom

inter is here and there are a few small, inexpensive weekend projects that can spruce up the look of your home and potentially increase its overall value. “The smallest changes can make a huge difference, and people are usually surprised at how changing a faucet or doorknob can alter the overall look of a room,” says Mark Wallace, Stanley Black & Decker Hardware and Home Improvement Group. “If you

When doing your upgrades don’t forget about your bathroom. You can transform the space just by changing the faucets and showerheads. Fixtures come in a variety of styles and finishes that complement your already existing bathroom décor. Try Price Pfister’s Pasadena collection (pricepfister.com). You can even go the extra mile by changing the hardware on your vanity to accompany the style. 5 New floors

Laying new flooring used to be dreaded by many and could take up to a week to complete, but now, with an array of new flooring products, you can install a floor from start to finish in a weekend. Putting in new floors can drastically change the look of a room, and definitely increases its value.

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Volume 13 Issue 01

15

Resale Home & Condo Guide - Hamilton & Halton Edition

www.thesharmateam.ca info@ricksharma.com

905.662.6039 or 1.877.574.7441 Monica Bechamp Business Associate

Rick Sharma Broker Lynn Vienneau Business Associate

Reisha Dass Team Mnger/Sales Rep.

*For Royal LePage

ANCASTER

Spacious home, approx. 2 years new, over 2500 sq ft open concept with cathedral ceilings, 2nd flr juliette balcony open to below. Generous kitchen size w/granite counter tops & dark stained cabinets. California shutters through-out home. Large master bedrm with 5 pc ensuite & amazing walk in closet w/built in organizers. Nothing to be done but move in. $559,900. H3097752. 0313_KIMRI_0012

STONEY CREEK

Amazing waterfront property with breath-taking panoramic views of Lake Ont. 60’ frontage is rare find in Stoney Creek. Detached 1 storey, 2 bedrm home. Great opportunity to build your dream home in this secluded & prestigious location among other executive homes. Minutes to QEW & malls. $455,900. H3099459. 0313_KIMRI_0015

STONEY CREEK

HAMILTON EAST

Commercial/Residential. Solid 2 storey building w/amazing corner exposure main flr; Office, kitchen, meeting rm, bathrm & workshop. 2nd flr (residential) 3 bedrm unit w/side separate entrance. Generates approx. $22,800 gross/year. Great opportunity for starting your own busines or buy as an Investment. $259,900. 0313_KIMRI_0013 H3097754.

ANCASTER

Prestigious home. 4100 sqft in the Heart of Ancaster Meadowlands Community. Court location backing onto greenspace finished from top to bottom. Cathedral ceilings, open concept, gourmet kitchen, dream master bedroom, 4 bedrms, 4.5 bathrms. Basement fully finished with rec room. Bar, washroom, office, gym, gaming room & much more. A must see. $939,999. H3096532 0313_KIMRI_0016

HAMILTON CENTRE

Sought after Lakepointe Community. 2 storey home with 4 bedrms plus a den, 2.5 baths, partially finished basement. Open concept, hardwood flrs in family/living room. Kitchen opens to family room. All appliances included. Balcony access from 2nd flr bedroom. Walk to park & lake. $334,999. H3094242.

One floor conveniently located w/walking distance to “Centre Mall”. Schools, buses, etc. Newer private side concrete drive, large front varandha & roof. Eat-in kitchen, open concept. Full basement w/ finished 3rd bedrm. Priced to sell. $99,999. H3099674.

0313_KIMRI_0018

0313_KIMRI_0019

STATE REALTY BROKERAGE INDEPENDENTLY OWNED & OPERATED

Sharon Musson-Maxted Sales Representative

AJ Ghottra Sales Representative

HAMILTON EAST All brick home w/open concept 3+1 bedrms, 2.5 bathrm, hardwood/ ceramic flrs on main level. Huge family room w/gas fireplace. Many recent upgrades: Newer windows, roof, granite counter tops. Enclosed front porch. Walk-out to 2 tier deck & fenced in large lot. Walk to Eastgage Square, buses, schools. $369,999. H3099189. 0313_KIMRI_0014

STONEY CREEK MOUNTAIN

2 storey home approx. 2600 sqft. Hardwood floors. Granite counters in kitchen & powder room. Upgraded kitchen. Separate diningrm, fireplace in family room. Tastefully decorated. 4 bedrms, 2.5 bathrms. Basement has 9 ft ceilings. 25K speaker system in home. Quiet neighbourhood in heart of Stoney Creek Mountain. $469,999. H3095586 0313_KIMRI_0017

HAMILTON WEST

Close to $60,000 spent upgrading. New gas furnace. New central air. New wiring. New plumbing including sewage. New eaves troughs, facias & more. Totally remodelled throughout. Walking distance to McMaster University hence a great student rental w/ potential income of approx. $24,000/year. Separate entraces. Easy access to Hwy #403. $299,999. H3100492. 0313_KIMRI_0020

Jacqueline Mastrangelo Sales Representative

1-877-574-7441 or 905-662-6039

Top 1% Nationally FOR ROYAL LEPAGE 2006-Present

8158867_0313

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16

Volume 13 Issue 01

Resale Home & Condo Guide - Hamilton & Halton Edition

0RXOWRQ :HVW /LQFROQ 'XQQ $QFDVWHU Caistor 6WRQH\ &UHHN )O ʋ ɺ E ʝUʝX ɳɓ &DOHGRQLD Seneca &DQERURXJK Hamilton

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Please say you saw it in Resale Home & Condo Guide


Volume 13 Issue 01

17

Resale Home & Condo Guide - Hamilton & Halton Edition

“Discover the Difference” www.gabrielriverso.com

Gabriel

Riverso Broker

HAMILTON MOUNTAIN OPPORTUNITY!!!

Large home presenty used as 2 family dwelling with separate 3 bedroom apartment on main floor, and 2 bedroom apartment on 2nd floor. Large 100x300 feet lot. Great potential of 5 more lots. NOW rented at $1600/ mo. Asking $550,000. Seller may assist on financing! CALL GABRIEL RIVERSO AT 905-545-1188, TOLL FREE 1-800-567-6257, or email to griverso@rmxemail.com 0313_KIMRI_1_0067

BRANTFORD!!! JUST SOUTH OF ANCASTER!!!

9128965_0313

Escarpment Realty Inc., Brokerage Independently Owned & Operated

Beautiful 5 acres of country rolling lands, with large pond, pine forest walking trails. California ranch with plenty of natural light. 2+2 bedrooms 2 4-pc. bath w/hot tubs. 2 combination stone fireplaces. Large porch and a huge deck 55’ balcony/deck. Walk-out for the lower level! Double garage and workshop. Minutes to shopping and only minutes to Ancaster. $689,000. Come and view and try your offer!!! Call Gabriel Riverso at 905-545-1188, Toll free 1-800-563-6257, Virtual Tour at griverso@rmxemail.com 0313_KIMRI_1_0044

Maria Rocha

Sales Representative

maria-rocha@coldwellbanker.ca

carlos1@shaw.ca

905-388-1110 Fluent in English and Portuguese

Independently Owned & Operated

AMAZING IN STONEY CREEK! 99

,0

00

Simply stunning 4 bedrm, 3.5 bath, 3500 sq ft home. Over 200K spent on upgrades in last 2 yrs. Double garage w/ radiant heat plus 30x40 ft garage/workshop on foundation. 2 m bedrms w/ ensuites, 12 ft ceilings, gorgeous kitchen w/ granite counters, hrdwd thru-out, California knock down ceilings and the list goes on and on.

$8

59

,9

00

EAST MOUNTAIN BUNGALOW $2

BRANTFORD, UNIQUE!!!

Custom built over 2100 sq. ft. of living area, plus over 2 acres lot with fabulous view! GREAT and UNIQUE energy efficient “Blue Max” construction ranch style home. Super insulated (R40) steel reinforced concrete. Under floor radiant heating/air return system. Offers 3 bedrooms, a large living room and nice family size kitchen. There is tons of natural light & view from every window. Only minutes to shopping and short drive to Ancaster and more!!! Call Gabriel Riverso at 905-545-1188, toll free 1800-567-6257, Virtual Tour at www.gabrielriverso.com 0313_KIMRI_2_0044

Charlie Cacilhas

Sales Representative

An outstanding 3 bedrm, 2 bath home. Gleaming hrdwd floors throughout, gorgeous eat-in kitchen w/ lazy Suzan and new appliances. Fully finished bsmnt, tastefully decorated. Located in desirable Huntington Park area & close to all amenities. A must see!

WALK TO EASTGATE!!!

A “Losani” Built Home!!! All brick 3 or 4 bedroom, a great style of home with curved staircase. Many upgrades. Large pie-shaped lot. Beautiful Florida sunroom. Totally finished lower level. Main floor family room with fireplace and more!!! $359,000 Easy access to highway. Call now Gabriel Riverso at 905-545-1188, toll free 1-800-567-6257, or visit www.gabrielriverso.com 0313_KIMRI_1_0043

0313_KIMRI_0050

0313_KIMRI_0051

49

,9

00

PRICED TO SELL QUICK! $1

$3

49

,99

0

HAMILTON MOUNTAIN 5 LEVEL BACKSPLIT Gorgeous 4 bedrm, 2 bath home. Lots of upgrades! 2 full kitchens, hrdwd floors throughout main flr & family rm. Fifth level fully finished - perfect for party room or family gathering. Windows (11), roof shingled (08), furnace (07). Desirable location close to schools, shopping, transit. 0313_KIMRI_0052

8250825_0313

905-545-1188

4 bedrm, 2 storey home. Open concept living rm/ dining rm w/ laminate floors. Lots of upgrades including roof shingles, windows, kitchen & bath. New 12x12 shed w/hydro. Close to all amenities. A must see! Call today!

Helping You Make The Right Move! 26 Years Experience Please say you saw it in Resale Home & Condo Guide

0313_KIMRI_0053


18

Volume 13 Issue 01

Resale Home & Condo Guide - Hamilton & Halton Edition

MILLIE PANTON

9549010_0313

FRI, Broker of Record

905-387-5992

905-689-1551 Over 8,000 Professional, Thorough Inspections Since 1991

millie.panton@on.aibn.com m. PANTON REAL ESTATE BROKER, BROKERAGE MILLIE PANTON, FRI BROKER OF RECORD 14 Windstar Place Hamilton, ON L9C 7H1

“Serving with dedication & integrity since 1970”

652 KING STREET EAST - MLS#H3101131 JUST LISTED - FAST FOOD KING EAST/WENTWORTH Fully equipped restaurant serving Canadian & Middle East fast food. Fantastic opportunity for husband and wife team. Established location for many years & operating 3 years under present owners. Price to sell at just $29,900 for business & equipment. Immediate possession. MLS #H3101131. Call Millie Panton, FRI, Broker of Record or Mary Letho Sales Representative, M. Panton Real Estate Broker, 905-387-5992.

A BUSINESS BUILT ON REFERRALS

0313_KIMRI_0068

MORE LISTINGS NEEDED!!!

Call today for a FREE MARKET EVALUATION Interest Rates are great - our Economy strong take the opportunity to downsize or upsize NOW.

11270311_0313

Call Millie Panton, FRI, Broker of Record, M. Panton Real Estate Broker, Brokerage | 905-387-5992

BROCK DUNSBY R.H.I.

9386791_0313

MAURIS CECCA

DUNSBY

Sales Representative

BUS: 905-388-1110

$2 1

5,

90

0!

!!

WATERFRONT CONDO!!!

Sought after “Shore Liner” complex, 2 bedrm + den spacious floor plan. Features pool, sauna, hot tub, exercise rm, squash ct, well equippied workshop, party rm and more. 0313_KIMRI_0010

75

’L

O

T! !

WEST MTN SCENIC DRIVE AREA!!

Walk to parks and trails, renovated beauty. New shingles, windows, soffit, fascia & eaves. 2 new baths, new kitchen with glass and marble backsplash, travertine flrs, hardwood through out livingrm and 3 bedrms. Lower level boasts rec/rm with pot lights plus den. 0313_KIMRI_0011

Please say you saw it in Resale Home & Condo Guide

• Property Inspections •


Volume 13 Issue 01

19

Resale Home & Condo Guide - Hamilton & Halton Edition

Sean Morrison SALES REPRESENTATIVE

STATE REALTY BROKERAGE

DIRECT: 289-439-2447 TOLL FREE: 1-877-574-7441

Independently Owned & Operated

11165710_0313

seanmorrison@royallepage.ca 119 SUNDIAL CRESCENT DUNDAS

22 ONONDAGA DRIVE ANCASTER

13 MARVIN COURT HAMITON

$569,900

$529,900

$255,000

SOLD This 9 year old 4+1 bedroom, 2 1/2 bath Dundas home is sure to please. Featuring a professionally decorated interior, large bedrooms, separate dining room, large eat in kitchen, main floor laundry, finished basement with large rec-room, professionally landscaped including water feature and in-ground sprinklers, double car garage with rubberized floor and heat R/I, Escarpment views and all in the prestigious Cascades Community. Close to Dundas Driving Park, Conservation areas, schools and shopping. Open House Sunday, January 20th 2-4 pm. 0313_KIMRI_0056

This 4 bedroom 2 1/2 bath home has been extensively renovated over the past 3 years. Featuring a brand new (2012) eat-in kitchen with granite countertops and stainless steels appliances, a brand new (2012) main bath, a brand new (2012) ensuite bath with separate tub and shower, 4 large bedrooms, main floor laundry, separate dining room, huge finished basement with rec-room and games room, in-ground pool and double garage. All in the Meadowlands area of Ancaster, close to highway access, shopping and walking trails. Open House Sunday, January 13th 2-4 pm. 0313_KIMRI_0057

This 3 bedroom 2 bath storey is perfect for a mechanic or hobbyist. It features a 4 car driveway with carport, and a 1 1/2 car garage with power and woodstove for heat, plenty of room for all your hobbies. The home features a large eat-in kitchen with walkout to the rear deck, finished basement with recroom, laundry room and the second bathroom. This one wonâ&#x20AC;&#x2122;t last at this price so call for your private showing today!

0313_KIMRI_0058

UNITS 1-2-3 WATERDOWN COURTYARD $749,900 - $769,000

0313_KIMRI_0059

0313_KIMRI_0060

0313_KIMRI_0061

Live/Works in Waterdown. Own a business and a home and want to combine them? Outgrown your home office but like working at home? Looking for a way to help pay the mortgage on your next home? Welcome to Waterdown Courtyards! These exclusive executive 2400 sq foot town homes are well appointed with 3 large bedrooms, bedroom level laundry, huge open concept main levels with living room, dining room and huge eat-in kitchens, double car garages, space for two additional cars and is in the heart of old Waterdown. But what about work? No problem! Each unit also has a 738-790 sq foot retail store front fronting on Griffin Street at Main St South! There is also a full height basement in each unit for storage or additional finished space. Donâ&#x20AC;&#x2122;t wait, only 3 units are available. Sales office is open Tuesday and Thursday 2-6 pm and Saturday and Sunday 12-6 pm. Please say you saw it in Resale Home & Condo Guide


20

Volume 13 Issue 01

Resale Home & Condo Guide - Hamilton & Halton Edition

-Brantford Edition

Hamilton-Halton-Haldimand

Mar 31 - Apr 14, 2012 Volume

12 Issue 6

Hamilton-Halton-Haldimand

-Brantford Edition

Your Best Source for Homes

April 14 - 28, 2012 Volume

12 Issue 7

& Condos

Your Best Source for Homes

& Condos

. 3 large bedrms, 2.5 manicured to perfection Cod is in Cayuga! Property is The inside of the Cape one of the nicest homes attached greenhouse. nt Realty, Brokerage. F! - $579,900 - Truly heated workshop w/ tative, Re/Max Escarpme basement 24' by 32' 1312_KIMRI_0203 TIME TO REWARD YOURSEL and laundry rm. Finished Norm Merz, Sales Represen bathrms. Main floor family Sitting on over an acre. Call today to view!#H3082567. GRIMSBY - $489,999 a pure pleasure to view. merz.com 94 Ottawa St. S. Cayuga. MLS Custom built www.norm with scenic views of escarpme living & dining rm. Granite 905-575-5478. nt. Luxury in-law suite. countertops throughou corner gas fireplace, Open kitchen with stainless t. Hardwood flr on main 2 bedrms, den & private level. Ensuite w/corner steel appliances overlookin Brokerage 905-662-6039 entry. g or visit www.TheSharmaTeRoof w/ lifetime warranty. H3083319. Call whirlpool tub. Bsmnt w/ 2nd kitchen, ceramic Rick Sharma, Broker, am.ca flrs, Royal LePage State Realty, 1512_KIMRI_0069

Artist concept

- Walk to Locke St. cafes, AFFORDABLE LIVING - $48,500 or co-op, perfect for single shops, bus. One bedroom ideas. Monthly fee $425 incl retirees. Bring your updating or mtnce, bldg ins. No pets taxes, heat, water, bldg Val Dalgetty-Righton, Sales smoking. 285 Bold St. Call Banker Pinnacle Real Estate, Representative, Coldwell . 0912_KIMRI_0001 #H3080017 MLS 10. Brokerage. 905-522-11

subdivision along the shores of LAKESIDE LIVING! $389,900 - Executive with many upgrades! Granite ON 59' WIDE LOTS! home Lake Erie! Custom 6 yr old, 3-bedrm to HAGERSVILLE - 3 CAR GARAGE ensuite, 2 fireplaces, garden doors models. Close to schools, countertops, hardwood floors, 5-pc PARKVIEW ESTATES - Furn. garage, unspoiled full basement! 2 storeys, elevated ranches, back deck, cathedral ceiling! Attached hospital & outdoor park. near Freedom Oaks from $229,900. Open Sat & with right-of-way to beach! Dunnville Views of LakeLEErie backsplits & bungalows. Prices Donald Plouffe, Broker of AFFORDAB LIVING - $48,500 - for your viewing! 905-774-7511 Walk Broker pm. to Locke 2-4 Koster, St. cafes, shops, Golf Course! Sun 12-4 pm, Mon-Fri bus. Call OneLiz bedroom 0312_KIMRI_3_0013 Brokerage.for single Centre perfect Real Estate Brokerage. 905-632- retirees. Real Estateco-op, Niagara LePage or Royal Record, Donald Plouffe Ltd. Bring your updating ideas. Monthly fee homes.ca 0512_KIMRI_8000 $425 incl taxes, heat, water, bldg 5940. See virtual tours at www.plouffe mtnce, bldg ins. No pets or smoking. 285 Bold St. Call Val Dalgetty-Righton, Sales Representative, Coldwell Banker Pinnacle Real Estate, Brokerage. 905-522-1110. MLS #H3080017. 0912_KIMRI_0001

Artist concept

HAGERSVILLE - 3 CAR GARAGE ON 59' WIDE LOTS! PARKVIEW ESTATES - Furn. models. Close to schools, hospital & outdoor park. 2 storeys, elevated ranches, backsplits & bungalows. Prices from $229,900. Open Sat & Sun 12-4 pm, Mon-Fri 2-4 pm. Donald Plouffe, Broker of Record, Donald Plouffe Ltd. Real Estate Brokerage. 905-6325940. See virtual tours at www.plouffe homes.ca 0512_KIMRI_8000

BINBROOK - COUNTRY BUNGALOW $394,900 - 3 bedrm all brick home situated on over 1 acre southern exposure lot. Bright eat-in kitchen, spacious living room, fully finished lower level. Oversized garage 31' x 16' & parking for 10 cars. So many Sales Representative, Royalupdates. Call Lisa Tollis, LePage State Realty, Brokerage 905-574-4600 www.LisaTollis.ca 1512_KIMRI_0036

Hamilton-Halton-Haldimand-Brantford Edition

Now Available Online Read all our magazines online in an easy-to-use flip-page format

PLEASE VISIT

www.homeTRADER.ca to view our print publications online

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Volume 13 Issue 01

21

Resale Home & Condo Guide - Hamilton & Halton Edition

2

DREAM HOMES

LOCATIONS Hamilton & Oakville

40, 45 & 50 FT. LOTS

Phase III

Now Open HST Included

Specializing in Custom New Homes Visit Our Model Home or View at

www.zeinahomes.ca

Fabulous West Mountain Location Upper Paradise - South of Rymal Rd.

14 Superb Zeina Designs OR Custom Build from

Dennis J. Petis, Broker Leanne Johnny, Sales Representative

905.574.3038

$399,900

Homelife Macro Realty Inc. Brokerage

*Prices quoted are for Hamilton Area

Independently Owned & Operated

listed

tv

Sat. & Sun 1-5pm Mon-Thurs 2-6pm or by appt.

11267152_0313

Model Home

your guide to the hottest real estate in hamilton halton and niagara Sunday Mornings at 9:30

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visit us online at facebook.com/listedtv LISTED tv Ad.indd 1

Please say you saw it in Resale Home & Condo Guide

05/04/2012 4:34:41 PM


22 stylefile

Resale Home & Condo Guide - Hamilton & Halton Edition

Volume 13 Issue 01

home sweet home office B Y YA N I C S I M A R D

E

ntrepreneurs, freelancers and more big corporation employees are skipping the commute and working from home. Even if you can’t do everything at home, chances are you take work home with you from time to time to catch up or get ahead. Being as productive as possible at home means having a dedicated workspace – no matter the size of your place.

LOCATION, LOCATION, LOCATION

If you don’t have a separate room devoted as an office, then your first step will be deciding where it should be located. You may want to draw out your floorplan on paper and try it in different locations until it feels right. Consider nook/alcove areas, corners, and areas in front of windows. THE WORK SURFACE

Having some sort of furniture piece to act as a ‘desk’ is the key component to a home office (and no, it can’t be the coffee table in front of the television). It has to be a single item with a surface, whether large or small, that has only one purpose: to serve as a workstation so that your mind knows to focus on work when you’re sitting at it. If you use the same surface you use for other activities (such as eating) your mind will tend to wander off and want to take part in those other things it’s known to do there. Your work surface doesn’t have to be the ‘typical desk’ – you can have fun with this piece and use something non-traditional depending on Please say you saw it in Resale Home & Condo Guide


Volume 13 Issue 01

Resale Home & Condo Guide - Hamilton & Halton Edition

23

your creativity and the amount of space you have. For example, a console, bar cart or floating shelf could all work well for this application. KEEPING ORGANIZED

Maintaining a clutter-free area while working is very important because clutter equals distraction. Utilitarian boxes, glass vases, pegboards and vertical shelving can all be good storage solutions for items like your pens and paper. LET THERE BE LIGHT

Cut down on eyestrain and headaches by making sure there is ample lighting in your work area. Position your computer monitor so there’s no glare from a window or overhead light, and invest in a good task lamp for your desk. My favourite desk lamps are: No.118 Boi Desk Lamp by David Weeks from Avenue Road; Tico Table Lamp from Elte; and Fork Table Lamp from Light Form. TAKE A SEAT

Choosing the right chair has a lot to do with how often you will be sitting in it. If you plan on spending eight hours a day at your desk, investing a little more in something well composed ergonomically would be a wise decision. If you’ll only be seated for an hour or two, something more along the lines of a side chair will fit the bill just fine.

Yanic Simard is the principal designer of the Toronto Interior Design Group. Specializing in residential and commercial projects, Simard often applies his signature high/low and old/new combination design techniques in developing unique designs. Simard has created designs for clients in Toronto, Montreal and Miami, and has appeared as a regular guest expert on Citytv’s CityLine. For more information visit tidg.ca.

Please say you saw it in Resale Home & Condo Guide


24

Volume 13 Issue 01

Resale Home & Condo Guide - Hamilton & Halton Edition

Sean Morrison SALES REPRESENTATIVE

STATE REALTY BROKERAGE

DIRECT: 289-439-2447 TOLL FREE: 1-877-574-7441

Independently Owned & Operated

11270441_0313

seanmorrison@royallepage.ca 119 SUNDIAL CRESCENT DUNDAS

22 ONONDAGA DRIVE ANCASTER

13 MARVIN COURT HAMITON

$569,900

$529,900

$255,000

SOLD This 9 year old 4+1 bedroom, 2 1/2 bath Dundas home is sure to please. Featuring a professionally decorated interior, large bedrooms, separate dining room, large eat in kitchen, main floor laundry, finished basement with large rec-room, professionally landscaped including water feature and in-ground sprinklers, double car garage with rubberized floor and heat R/I, Escarpment views and all in the prestigious Cascades Community. Close to Dundas Driving Park, Conservation areas, schools and shopping. Open House Sunday, January 20th 2-4 pm. 0313_KIMRI_0056

This 4 bedroom 2 1/2 bath home has been extensively renovated over the past 3 years. Featuring a brand new (2012) eat-in kitchen with granite countertops and stainless steels appliances, a brand new (2012) main bath, a brand new (2012) ensuite bath with separate tub and shower, 4 large bedrooms, main floor laundry, separate dining room, huge finished basement with rec-room and games room, in-ground pool and double garage. All in the Meadowlands area of Ancaster, close to highway access, shopping and walking trails. Open House Sunday, January 13th 2-4 pm. 0313_KIMRI_0057

This 3 bedroom 2 bath storey is perfect for a mechanic or hobbyist. It features a 4 car driveway with carport, and a 1 1/2 car garage with power and woodstove for heat, plenty of room for all your hobbies. The home features a large eat-in kitchen with walkout to the rear deck, finished basement with recroom, laundry room and the second bathroom. This one wonâ&#x20AC;&#x2122;t last at this price so call for your private showing today!

0313_KIMRI_0058

UNITS 1-2-3 WATERDOWN COURTYARD $749,900 - $769,000

0313_KIMRI_0059

0313_KIMRI_0060

0313_KIMRI_0061

Live/Works in Waterdown. Own a business and a home and want to combine them? Outgrown your home office but like working at home? Looking for a way to help pay the mortgage on your next home? Welcome to Waterdown Courtyards! These exclusive executive 2400 sq foot town homes are well appointed with 3 large bedrooms, bedroom level laundry, huge open concept main levels with living room, dining room and huge eat-in kitchens, double car garages, space for two additional cars and is in the heart of old Waterdown. But what about work? No problem! Each unit also has a 738-790 sq foot retail store front fronting on Griffin Street at Main St South! There is also a full height basement in each unit for storage or additional finished space. Donâ&#x20AC;&#x2122;t wait, only 3 units are available. Sales office is open Tuesday and Thursday 2-6 pm and Saturday and Sunday 12-6 pm. Please say you saw it in Resale Home & Condo Guide


Volume 13 Issue 01

25

Resale Home & Condo Guide - Hamilton & Halton Edition

HOMELIFE RESULTS REALTY INC. Brokerage

905-318-3800 19 LORUPE COURT - ANCASTER

200 CHARTWELL CIRCLE- HAMILTON

208 CHARTWELL CIRCLE - HAMILTON

$239,900 $404,900

$409,900

LOT 4...Model home by Scarlett Homes, large corner lot, parkside model approx 2514 sq. ft., 9’ main floor ceilings, 4 bedrooms, 2.5 baths, main floor family room w/fireplace, separate dining room, hardwood floor, granite/raised maple kitchen, pantry, pots/pans drawer, crown moulding, potlights, oak stairs, iron spindles...CHARENE LOTTIRDGE* @ 905-318-3800 OR VISIT SITE MODEL @ 819 RYMAL ROAD E./MON-THURS 1-6PM/CLOSED FRIDAYS/SAT-SUN 1-5PM

24 CHARTWELL CIRCLE - HAMILTON

44 CHARTWELL CIRCLE - HAMILTON

36 CHARTWELL CIRCLE-HAMILTON

$419,900

LOT 26...To be built by Scarlett Homes, Huntington model, approx 2391 sq. ft., 4 beds, 2.5 baths, 9 ft. main floor ceilings, kitchen w/granite countertops, pots & pans drawer, crown moulding, breakfast bar, pantry, family room w/FP, hardwood floors in dining rm/ upper hall, much more....DONNA RAKAS* @ 905-318-3800...OR VISIT SITE MODEL @ 71 CLOVERLEAF ANCASTER/MON-THURS 1-6 PM/CLOSED FRIDAYS/SAT-SUN 1-5 PM.

LOT 6...To be built by Scarlett Homes, new site on Hamilton Mountain, the Belair model approx 2646 sq. ft., 4 bedrooms, 2.5 baths, 9 ft. main floor ceilings, kitchen with flat maple cabinets, granite countertops with stainless steel undermount sink, pantry, pots & pans drawer, crown moulding, breakfast bar, oak staircase, hardwood in separate dining room & upper hall, main floor family room with fireplace, 4 interior/4 exterior potlights, much more....MOJGAN MOSHIRI* 905318-3800 OR VISIT SITE MODEL @ 819 RYMAL ROAD E./MON-THURS 1-6PM/CLOSED FRIDAYS/SAT-SUN 1-5PM 0313_KIMRI_1_0009

$394,900

$479,900 $579,900

$384,900

LOT 29...To be built by Scarlett Homes, new site on Hamilton Mountain, the Florence model approx 2551 sq. ft., 4 bedrooms, 2.5 baths, 9 ft main flr. ceilings, kitchen w/ flat maple cabinets, granite countertops w/ stainless steel, undermount sink, pantry, pots & pans drawer, crown moulding, breakfast bar, oak staircase, hdwd in separate dining rm & upper hall, main floor family room with fireplace, 4 interior/4 exterior potlights, much more ... MOJGAN MOSHIRI* 905318-3800 OR VISIT SITE MODEL @ 819 RYMAL ROAD E./MON-THURS 1-6 PM/CLOSED FRIDAYS/SAT-SUN 1-5 PM. 0313_KIMRI_1_0078

16 CHARTWELL CIRCLE - HAMILTON

0313_KIMRI_2_0079

220 CHARTWELL CIRCLE - HAMILTON

Desirable Victorian Village Home with beautiful hardwood floors in lr/dr offering a 3 way gas fireplace, large spacious kitchen that lead onto private deck, king size master bedroom with ensuite with Whirlpool tub. Fully finished rec room, RSA, LA Related to vendor!...ASIM BHATTI* 905-318-3800. 0313_KIMRI_1_0006

0313_KIMRI_1_0001

LOT 24...New home by Scarlett Homes, new site on Hamilton Mountain, the Snowflake model approx 2257 sq. ft., 4 bedrooms, 2.5 baths, main floor family room with gas fireplace, separate formal living and dining rooms, hadwood floors, granite countertop in kitchen with crown moulding, undermount sink, pantry, master bedroom with walk in closet & ensuite, bedroom level laundry, many more upgrades, closing date Oct/Nov 2012....BOZENA RADENKOVIC* 905-318-3800 OR VISIT SITE MODEL @ 819 RYMAL ROAD E./MON-THURS 1-6PM/ CLOSED FRIDAYS/SAT-SUN 1-5PM 0313_KIMRI_1_0007

$798,888

LOT 4... Ancaster’s inventory house, only one left on very private Lorupe Crt, Approx 2900, 4 bedrooms, 3.5 baths, all bedrooms with ensuite privilege, separate dining room, family room with fireplace, loaded with high end upgrades, surrounded with mature trees...BOZENA RADENKOVIC* 905-318-3800 OR VISIT SITE MODEL @ 819 RYMAL ROAD E./MON-THURS 1-6PM/CLOSED FRIDAYS/SAT-SUN 1-5PM

LOT 5..To be built by Scarlett Homes, New site opened on Hamilton Mountain, the Kingston Model w/ balcony & decorative porch, approx 2502 sq. ft., 4 good size bedrooms & loft, 2.5 baths, master ensuite has deep tub & half glass framed shower. Featured upgtrades: oak stairs w/stain as per your choice, maple kitchen cabinets w/ granite countertop, gas fireplace in family room, decorative columns, hardwood flrs on main flr & upper hallway, pot lights & more. Please visit our sales office at 819 Rymal Rd E to review diff. models ... BOZENA RADENKOVIC* 905-318-3800 or visit site model @ 819 RYMAL ROAD E. / MON-THURS 1-6PM/CLOSED FRIDAYS/SAT-SUN 1-5PM 0313_KIMRI_1_0008

www.scarletthomes.com

20 CHARTWELL CIRCLE - HAMILTON

UNIT #9-502 BARTON STREET - STONEY CREEK 0313_KIMRI_1_0027

43 LORUPE DRIVE - ANCASTER

0313_KIMRI_1_0019

Wow!!! Unbeatable price in this only 5 years old home with 4+2 bedrooms and 3.5 baths, finished top to bottom, over 3500 sq ft of living space, A/C, 6 appliances, hot tub included, main floor family room w/fp, main floor laundry room, eat- in kitchen, master ensuite, priced for fast sale. No disappointment. Shows 10+++ ... BOZENA RADENKOVIC* 905-318-3800.

Absolutely stunning, immaculate one year old home with approx. $150,000 in upgrades in a quiet court location on a large corner lot. 3,487 sq ft. Much love put into this home with full attention to every details throughout. Pictures will not do it justice, a must see!!! 10 ft ceilings on main level. Marble & hardwood flooring throughout home with upgraded porcelain tiles in bathrooms. Kitchen is fully loaded, an absolute dream. All top of the line Bosch appliances included. All cabinets upgraded, gorgeous granite throughout the home. Upstairs laundry. Upgraded crown molding throughout home. Master with large 14 ft walk in closet. Stunning ensuite with his and hers sinks with large 2 person jacuzzi and separate corner shower. Two bedrooms share ensuite privilege, other bedroom has own ensuite. Beautiful light fixtures throughout the home. Fantastic layout. Great for entertaining. Gorgeous spiral oak staircase. This home is extremely well cared for inside and out. Well manicured lawn. Fully insulated garage. Excellent energy efficient home. No disapointments here! RSA...GILDA WALTON* 905-318-3800. 0313_KIMRI_1_0022

LOT 1... Built by Scarlett Homes, available now! Central Mountain, the Parkwood Model is approx 2523 sq ft, 4 bedroom, 2.5 baths, separate dining room, bedroom level laundry, master ensuite, main floor family with gas fireplace, loaded with upgrades, 9 ft main floor ceilings, maple kitchen cabinets with granite countertops, oak stairs... much more.... BOZENA RADENKOVIC* 905-318-3800 OR VISIT SITE MODEL @ 819 RYMAL ROAD E./MON-THURS 1-6PM/ CLOSED FRIDAYS/SAT-SUN 1-5PM. 0313_KIMRI_0062

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$394,900

$398,900

**Broker of Record *Sales Representative

0313_KIMRI_2_0015

$439,900

$407,900

212 CHARTWELL CIRCLE - HAMILTON

LOT 28...To be built by Scarlett Homes, the Parkside model, aprpox 2514 sq. ft., 4 beds, 2.5 baths located on Central Hamilton Mountain, loaded with upgrades, 9 ft main floor ceilings, maple kitchen cabinets w/granite countertops, oak staircase, double garage, separate dining room, main floor family room w/fp, master bedroom w/walk in closet & ensuite, main floor laundry room, much more...BOZENA RADENKOVIC* 905-318-3800 OR VISIT SITE MODEL @ 819 RYMAL ROAD E./MON-THURS 1-6PM/CLOSED FRIDAYS/SAT-SUN 1-5PM 0313_KIMRI_2_0014

$412,900 216 CHARTWELL CIRCLE - HAMILTON

$399,900

4 CHARTWELL CIRCLE - HAMILTON

0313_KIMRI_1_0011

LOT 11...To be built by Scarlett Homes, new site on Hamilton Mountain, the Aurora model approx 2660 sq.ft., 4 bedrooms, 2.5 baths, main floor family room with fireplace, main floor laundry room, separate dining room, master bedroom with walk-in closet and ensuite, eatin kitchen, hardwood floors, much more....MOJGAN MOSHIRI* 905-318-3800 OR VISIT SITE MODEL @ 819 RYMAL ROAD E./MON-THURS 1-6PM/CLOSED FRIDAYS/SAT-SUN 1-5PM

LOT 9...New home by Scarlett Homes, new site on Hamilton Mountain, The Kingston model to be built, the Redwood model features 2,630 sq. ft. plus double car garage. Kitchen with peninsula, granite counter and maple cabinets, built- in pantry, corner angled upper cabinet, a bank of pots and pan drawers and crown moulding. Separate w/2 decorative columns, a coffered ceiling and hardwood floors. There is a window opening toward the family room w/gas fireplace with oak mantle, 9 ft. ceilings on main floor, oak staircase, hardwood floors in dining room and upper hallway, 4 exterior pot lights, 4 interior pot lights, dinette walk-out with terrace doors much more.... CHARENE LOTTRIDGE* 905-318-3800 OR VISIT SITE MODEL @ 819 RYMAL ROAD E./ MON-THURS 1-6PM/CLOSED FRIDAYS/SAT-SUN 1-5 PM 0313_KIMRI_1_0015

LOT 27...New home by Scarlett Homes, Riverstone model approx 2400 sq. ft., 4 bedrooms, 2.5 baths, 9’ main floor ceilings, 4 bedrooms, 2.5 baths, main floor family room w/fireplace, separate dining room, hardwood floor, granite/raised maple kitchen, pantry, pots/pans drawer, crown moulding, potlights, oak stairs.... CHARENE LOTTRIDGE* @ 905-318-3800 OR VISIT SITE MODEL @ 71 CLOVERLEAF ANCASTER/MON-THURS 1-6PM/CLOSED FRIDAYS/SAT-SUN 1-5PM

11270439_0313

NEW PRICE

825 RYMAL ROAD EAST - HAMILTON

Results Realty Inc. Brokerage Independently Owned & Operated Realtor®


26 insiderinfo

Resale Home & Condo Guide - Hamilton & Halton Edition

Volume 13 Issue 01

when it’s time to

waterproof BY ELISA KROVBLIT

T

he basement is damp, just not quite right. Is it a problem? The answer is ‘yes’. There is a problem with your foundation, it’s letting water into your home and it needs to be fixed. Professional waterproofer Stephen Ksiazek is principal of The Waterproofer (thewaterproofer.ca). While it might seem obvious that dry is good, wet is bad, it’s astounding what Ksiazek has found, repeatedly, during his 30+ year career. Water doesn’t belong inside your home. It’s not a matter of destroying the foundation, Ksiazek explains, the concern is the damage that it does once water gets inside. In past eras, when homes were originally built, basements were unfinished and unused. They contained no organic material like drywall or flooring.

“If your basement is empty concrete it doesn’t really matter,” says Ksiazek. “But now we want to use every square foot of the house,” explains Ksiazek. Finished basements are common, but this creates conditions not conducive to a wet basement. Carpeting, drywall, furniture and décor, when mixed with water, is a perfect environment for mould to grow. Once mould starts to grow, contamination can spread quite quickly. Mould carries a host of health concerns, from allergy symptoms and headaches to respiratory illness and more serious issues. “After spending $40-, $50- $60,000 on a basement reno, nobody thinks to waterproof. It happens a lot,” says Ksiazek. “Nobody thinks to waterproof first.” And it’s not just occasionally – he sees it all the time, quite regularly in homes that have been flipped. Not wanting to detract from the overall profit with an expensive job that won’t add to the sale price, instead of waterproofing, a fresh coat of paint and new drywall can conceal dampness long enough for an unaware homebuyer to purchase the problem. He feels that there’s also an issue that a contractor hired to finish the basement doesn’t want to add another job that may take away from their budget, even though they may be looking at a home whose age and style warrant having the job done. Other times Ksiazek believes that it’s purely an oversight. “The vast majority of homeowners don’t understand what their foundation does, other than hold up their house.” Ksiazek strongly recommends

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Volume 13 Issue 01

Resale Home & Condo Guide - Hamilton & Halton Edition

27

Mould carries a host of health concerns, from allergy symptoms and headaches to respiratory illness and more serious issues having someone check the foundation and basement for dampness during a home inspection, and highly recommends having it checked before beginning any basement renovations. Sometimes you can feel the dampness, sometimes you can see moisture or wetness in areas. Those are bad signs. Ksiazek prefers a more scientific approach. Using an infrared camera and a moisture meter, leaks and dampness can be located. A free and easy inspection can save the expense of renovating the basement twice, or let a homebuyer make an informed decision about purchasing a potentially costly issue.

Ksiazek strongly recommends having someone check the foundation and basement for dampness during a home inspection, and highly recommends having it checked before beginning any basement renovations

Ksiazek also suggests basement renovations be done with water-resistant materials. Greenboard and Bluewood can handle moisture, and can be used instead of regular lumber and drywall with little added expense. Most people are simply afraid to address the problem because of price. Surprisingly, it’s not as expensive as you might fear, especially if you can localize the problem. It’s certainly less expensive than renovating twice. Repairing the foundation generally needs to be done from the outside of the home. Once the issue is localized, a trench is excavated alongside your home to expose the affected areas of your foundation. The amount of space available beside your home will determine whether the trench is machine excavated or dug by hand. The wall is then scraped and cleaned, after which, any holes and cracks are filled with hydraulic cement. After repairing the foundation a liquid waterproofing membrane, actually a rubberized asphalt membrane, is applied to the foundation. There are many different products that can be used for the process says Ksiazek, explaining that they vary in quality – and are priced accordingly. He strongly advises not cutting corners on this product since its cost is minimal compared to the labour involved in the entire process. Insist on a quality product. This product can keep the home from having future issues. Once the membrane cures – it takes up to 24 hours – a second membrane is applied in the form of boards that keep water and water vapour away from the foundation wall. It’s a third layer of insurance that your waterproofing won’t fail. The final step before filling the trench is to lay weeping tile at the foot of the foundation. A four-inch perforated pipe, it essentially helps water drain into the ground instead of towards your foundation.. The waterproofing process is extremely labour-intensive, with material costs a less significant factor in the price. Ksiazek recommends that, when sourcing a waterproofing company, don’t just go with the bid, ask and research the materials they’re going to use. “It’s not cost, it’s value,” he explains. Investigate the options and go for upgraded materials. Also discuss a time frame. A very low bid or a company that quotes a one-day job should send up a red flag. Because of the time it takes for the products to cure alone, the ground cannot be filled less than 24 hours after a liquid membrane application, otherwise it will never harden. Ksiazek has been called in to redo waterproofing and found jobs where the membrane is still tacky, years later, because it wasn’t given enough time to cure and solidify. He realizes that most homeowners aren’t aware of the process and that waterproofing is an area where a poor job won’t be noticed for quite some time. It’s not a regulated industry and it’s not a do-it-yourself project. “This is also not something that you want to pay to do twice,” he explains, though he’s unfortunately seen too many homeowners have to do just that. The bottom line is, just check. Have the foundation inspected, be suspicious any time you find water where it shouldn’t be. It’s key to enjoying a nice, dry and healthy basement addition. Please say you saw it in Resale Home & Condo Guide


28 RAHBnews

Resale Home & Condo Guide - Hamilton & Halton Edition

Realtors raise more than $40,000 for children’s charities

M

embers, sponsors and friends of the Realtors Association of Hamilton-Burlington (RAHB) showed their generosity and community spirit at the 24th annual Charity Auction in support of the CHML-Y108 Children’s Fund. A total of $40,600 was raised at the annual Christmas charity auction and social, held on December 18th. “This auction shows the great things that happen when Realtors and the community come together,” says Aileen Araujo, co-chair of the 2012 Charity Auction Task Force. “The support we received was amazing.”

Volume 13 Issue 01

(left to right) Auction co-chair Aileen Araujo, CHML/Y108 Children’s Fund President Jeff Storey, Auction co-chair Janice Rocchi

Proceeds from the partnership between RAHB and AM900 CHML/ Y108 support many local children’s charities throughout Hamilton and Burlington year-round. During the 24 years of the partnership, RAHB’s annual auction has raised more than $700,000 for the charity, making RAHB its single largest contributor. “The money raised through this auction helps so many organizations which support children and children’s causes,” says Janice Rocchi, cochair of the event. “We are proud to help the Children’s Fund help give a child a Christmas.” The CHML/Y108 Christmas Tree of Hope Campaign began in 1976 as a charitable initiative to help raise money for disadvantaged children during the holiday season. The campaign became a legally registered charity shortly thereafter under the official name of The CHML/Y108 Children’s Fund. The Children’s Fund offers assistance to more than 30 different charities each year.

Bruce Moran elected Realtors Association President for 2013

R Bruce succeeds Cameron Nolan and will lead the 2,500-member association, the third largest real estate association in Ontario.

eal estate broker Bruce Moran has been elected president of the Realtors Association of Hamilton-Burlington (RAHB) for 2013. Bruce succeeds Cameron Nolan and will lead the 2,500-member association, the third largest real estate association in Ontario. Bruce has been member of the Association for 26 years and is Broker of Record of Chase Realty Inc. Bruce takes on the role of president after serving on many Association committees. He served as Chair of the Finance and MLS and IT Committees and Quality of Life Task Force. Bruce also served as a member of the Governance, Finance, Communications and Professional Standards Committees and on numerous task forces. Bruce was first elected to the Board of Directors in 1998 and served for a two-year term; he was elected again in 2009. In 2003, Bruce was the recipient of the RAHB Volunteer of the Year award.

The RAHB (rahb.ca) represents more than 2,500 real estate brokers and salespeople from Hamilton, Burlington and outlying areas.

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Volume 13 Issue 01

Resale Home & Condo Guide - Hamilton & Halton Edition

29 homebuyers’help

HOMEBUYERS’ RESOURCE SECTION You love the home, see what you can afford! Compare mortgage rates for your best deal Calculate your mortgage payments using the mortgage payment calculation chart

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30 homebuyers’help

Resale Home & Condo Guide - Hamilton & Halton Edition

BUYING A HOME | THE FIRST STEPS arrange for a mortgage select a home inspector select a real estate agent select a lawyer

AFTER BUYING: home insurance warranties

KEY PLAYERS

SELLING A HOME | THE FIRST STEPS select a lawyer select an agent – contract – negotiate commission assess the market value of your home renovate to increase the value of your home

STAGING FOR PROSPECTIVE BUYERS: clean (walls, doors, baseboards) store personal items clear clutter front yard – clean, no debris paint if needed kitchen bathroom

ABOUT THE PROPERTY

agent’s name: phone number: email:

property: list price: property taxes/year:

broker’s name: phone number: email:

NEIGHBOURHOOD closest main intersection:

lawyer’s name: phone number: email:

elementary schools: high schools: hospitals: clinics:

inspector’s name: phone number: email:

shopping (supermarkets/malls):

reno expert’s name (1): phone number: email:

public transportation:

reno expert’s name (2): phone number: email:

distance from work/school: occupancy: heating:

nice to have:

CONDO amenities:

deal breakers:

Volume 13 Issue 01

banks:

closest highway:

maintenance fees:

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Volume 13 Issue 01

31

Resale Home & Condo Guide - Hamilton & Halton Edition

Ndj adkZ i]Z ]dbZ!

H:: L=6I NDJ 86C 6;;DG9 USE THIS GUIDE TO SEE IF YOU’LL QUALIFY FOR A MORTGAGE ON YOUR DREAM HOME 1. Calculate the combined monthly before-tax income between you and your spouse. 2. Divide by three. This figure is the monthly payment you can afford to make on your home. 3. Take the total price of the home and subtract the amount of money you expect to make as a down payment. This is the money you will have to borrow. 4. Refer to the chart below. Look down the left column and locate the interest rate you expect to pay. Line this up with the amortization period of your choice. (Most first-time buyers choose the 25-year amortization). 5. Multiply this figure by the amount you need to borrow. Divide by 1,000. 6. Add to this your estimated monthly heating costs and monthly property taxes. 7. If this figure is equal to or less than one-third of your gross monthly income (calculated in Step 2), you’ll qualify for a mortgage on your dream home. Bear in mind that this is a rough estimate. If you have several other large loans already, you may qualify for less. Also, banks and trust companies vary in their policies. The best way to know what you can afford is to go to the lending institution of your choice and get pre-qualified.

CALCULATE YOUR MORTGAGE PAYMENTS MONTHLY PRE-TAX INCOME

+

SPOUSE’S PRE-TAX INCOME

DIVIDE BY 3

=

AFFORDABLE MONTHLY PAYMENTS

CHART FIGURE

X

AMOUNT OF MORTGAGE DIVIDED BY 1,000

=

AMORTIZATION AMOUNT

AMORTIZATION AMOUNT

+

ESTIMATED MONTHLY TAXES & HEAT

=

MONTHLY PAYMENTS

=

TOTAL PRE-TAX INCOME

AMOUNT OF MORTGAGE (PRICE – DOWN PAYMENT)

MORTGAGE PAYMENT CALCULATION CHART % 5.00% 5.25% 5.50% 5.75% 6.00% 6.25% 6.50% 6.75% 7.00% 7.25% 7.50% 7.75% 8.00% 8.25% 8.50% 8.75% 9.00% 9.25% 9.50% 9.75% 10.00% 10.25% 10.50% 10.75% 11.00% 11.25% 11.50% 11.75% 12.00% 12.25% 12.50% 12.75%

10 YEARS 10.58 10.70 10.82 10.94 11.07 11.19 11.31 11.43 11.56 11.68 11.81 11.94 12.06 12.19 12.32 12.45 12.58 12.71 12.84 12.97 13.10 13.24 13.37 13.50 13.64 13.77 13.91 14.04 14.18 14.32 14.46 14.59

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15 YEARS 7.88 8.01 8.14 8.27 8.40 8.53 8.66 8.80 8.93 9.07 9.21 9.34 9.48 9.62 9.76 9.90 10.05 10.19 10.33 10.48 10.63 10.77 10.92 11.06 11.22 11.36 11.52 11.66 11.82 11.97 12.13 12.28

20 YEARS 6.57 6.74 6.85 6.98 7.12 7.26 7.41 7.55 7.69 7.84 7.99 8.14 8.28 8.44 8.59 8.74 8.86 9.05 9.20 9.36 9.52 9.68 9.84 10.00 10.16 10.32 10.49 10.65 10.81 10.98 11.15 11.31

25 YEARS 5.82 5.96 6.10 6.25 6.40 6.55 6.70 6.85 7.00 7.16 7.32 7.47 7.63 7.79 7.95 8.12 8.28 8.45 8.62 8.78 8.95 9.12 9.29 9.46 9.63 9.80 9.97 10.15 10.32 10.49 10.67 10.85


32

Volume 13 Issue 01

Resale Home & Condo Guide - Hamilton & Halton Edition

CHARTERED BANKS

VARIABLE

6 MONTHS

1 YEAR

2 YEARS

3 YEARS

4 YEARS

5 YEARS

ATB Financial

3

4 6.30op

3.1 6.30op

3.14 6.50op

3.7

4.39

3.69

Alterna Svgs/Alterna Bk

3

4 6.30op

3.05 6.30op

3.09

3.09

3.29

3.24

3.1

4 6.30op

3.1 6.30op

3.14

3.7

4.64

3.09

3

4.55 6.45op

3.65 6.50op

3.89

2.79

4.39

3.99

4 6.45op

3.1 6.30op

3.14

3.7

4.64

5.24

6.70op

3 6.35op

3.14

3.5

4.39

5.24

4.45 6.20op

2.7 6.35op

3.95

2.98

4.99

3.49

Bank of Montreal Bank of Nova Scotia Canadian Western Bank CIBC

3.2

HSBC Bank Canada

3

ICICI Bank Canada

3.05

3.15

3.65

3.64

3.69

3.44

3

3.25

3.25

3.25

3.25

3.09

ING Direct Laurentian Bank Manulife Bank

n/a

4.4 6.70op

3.09 6.30op

3.14

3.7

3.64

3.79

3

4.45

3 4.00op

3.1

3.15

3.15

3.19

2.94

2.94

2.99

3.04

3.09

n/a

4 6.70op

3.1 6.30op

3.14

3.7

4.64

3.99

3.2

3.24

3.35

3.44

4 6.30op

3 6.30op

3.04

2.99

4.64

5.24

3 6.30op

3.04

3.7

3.49

5.24

MonCana Bank National Bank Presidentâ&#x20AC;&#x2122;s Choice Finan

3.2

Royal Bank

3.2

TD Canada Trust

3.2

TRUST COMPANIES AGF Trust

n/a

2.99

3.1

3.5

3.64

3.14

Community Trust

n/a

6.5

3.1

3.35

3.95

4.64

5.24

Effort Trust

n/a

4.45 6.30op

3.45 6.30op

3.8

4

4.6

5.1

Home Trust Company

3.2

3.95

2.74

2.69

2.89

3.15

3.09

Investors Group Trust

n/a

4 6.50op

3.1 6.30op

3.14

3.7

4.64

5.24

3

4.55 6.45op

3.65 6.50op

3.89

2.79

4.39

3.99

2.99 6.25op

3.25

3.29

3.09

3.49

2.99 9.00op

3.25

3.29

3.19

3.29

3.95

2.74

2.69

2.89

3.15

3.09

6.34op

3.09 6.34op

3.19

3.24

3.29

3.24

4 6.50op

3.1 6.30op

3.14

3.7

4.64

5.24

3.6 7.00op

3.95

4.35

4.89

5.24

3.1 6.30op

3.14

3.7

3.4

3.28 3.5

MTCC

OTHER FINANCIAL INSTITUTIONS Airline Financial C.U. Comtech Credit Union

4 2.79

First National Fin. LP

6.6 8.40op

FirstOntario C.U.

2.79

London Life

n/a

MCAP

2.9

Meridian Credit Union

2.85

Parama Credit Union

2.9

3.1

3.15

3.15

3.25

Steinbach Credit Union

2.5

2.5

2.6

2.8

2.9

3.1

Teachers Credit Union

4

3.19 6.50op

3.35

3.65

3.39

3.49

4.45

4.45 6.30op

NOTES: **INTEREST RATE CHARGED SUBJECT TO ADJUSTMENT DURING TERM MORTGAGE. PLEASE CONSULT INSTITUTION FOR TERM OF YEARS AVAILABLE. ALL RATES ARE 13*.& 3"5&4 "/% 46#+&$5 50 $)"/(& 8*5)065 /05*$& 3 0 3 3"5&4 0/ 3&26&45 t 01 01&/ t /05 2605*/( t / " /05 "7"*-"#-& Prepared on Dec. 31, 2012 by FiscalAgents.com/mortgage/rates

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DONNA LAVIN Sales Representative Escarpment Realty Inc., Brokerage Independently owned & operated 221A-550 Fennell Ave. E., Hamilton, ON L8V 4S9

Andrea Maddox

(905) 628-WORK (9675) www.donnalavin.com www.homesingoldenhorseshoe.com

SaLeS RepReSentative

905-574-4600 andreamaddox@royallepage.ca www.ReadytoMove.info

2011 2009 2011

2004 Inducted in 2004

Inducted in 2004

CA$H BUYERS

Happy New Year!

Looking for homes in Dundas, West Hamilton and Flamborough!

State Realty Brokerage

If you have one, call me today!

Independently Owned & Operated

Downtown Dundas & The Driving Park

CLOSE TO GO STATION

Just Listed Downtown Dundas

My Heartfelt Thanks to all Clients, Friends and Family for Your Continued Support.

Great deal! 1 bedroom condo with underground parking spot. Beautiful escarpment view. Laminate floors & balcony. Building features exercise room, sauna, whirlpool & rooftop patio. $104,900

Bright spacious and charming bungalow offers 3 BRs. 2 baths, hardwood floors, cove ceilings, recent shaker kitchen with granite CT. fin. Rec. rm. and private property with beautiful perennial gardens! $ 419,900.00

1.5 Sty 3BR. 1.5 bath brick home single garage, double drive, main floor master, Arts & Crafts eat in kitchen, formal dining room with beamed ceiling, sunfilled family room addition, hardwood floors, leaded and stained glass. Updated roof, C/A, Boiler, and wiring.

2013 is off to a great start!! If you are thinking of “Serving the real estate needs of the community since buying or1979.” selling... CALL DONNA CallLAVIN me TODAY today TO and GET THIS SIGN ON YOUR LAWN! I will help you get there! SHOW YOUR PROPERTY WHERE IT WILL SELL HERE IN COLOUR AND ON THE COVER

0313_KIMRI_0066

CLOSE TO GO STATION

WOW! $429,900.00

DONNLAVIN A LAVIN DONNA Sales Representative Sales Representative

Escarpment Realty Inc.,

Approx 900 sq. ft. Lots of natural light, granite countertops in kitchen, in-suite laundry, and includes parking spot. This prestigious building features 24 hour concierge, exercise room, spa, party room, $104,900 BBQ’s in the courtyard. $219,900

Brokerage

Independently owned & operated 221A-550 Fennell Ave. E., Hamilton, ON L8V 4S9

(905) 628-WORK (9675) www.donnalavin.com www.homesingoldenhorses hoe.com

2009

2004

Inducted in 2004

CA$H BUYERS

Looking for homes in Dundas,

West Hamilton and Flamboro

If you have one, call me

Downtown Dundas &

The Driving Park

Bright spacious and charming bungalow offers 3 BRs. 2 baths, hardwood floors, cove ceilings, recent shaker kitchen with granite CT. fin. Rec. rm. and private property with beautiful perennial gardens! $ 419,900.00

today!

Just Listed Downtown

ugh!

Dundas

1.5 Sty 3BR. 1.5 bath to solicit properties currently listed for sale * Not intended brick home single garage, double drive,

SHOW YOUR PROPERTY WHERE IT WILL SELL HERE IN COLOUR AND ON THE COVER

0313_KIMRI_0067

11247604_0313

*Not intended to solicit clients currently under contract.

Accredited Buyer representAtive

Accredited stAging professionAl

main floor Crafts eat in kitchen, formal master, Arts & dining room with beamed ceiling, sunfilled family room addition, hardwood floors, leaded and stained glass. Updated roof, C/A, Boiler, and wiring.

WOW! $429,900.00

11254693_0313

“Serving the real estate needs of the community since 1979.”

CALL DONNA LAVIN TODAY TO GET THIS SIGN ON YOUR LAWN!

“DYNAMO WITH A HEART” SHOW YOUR PROPERTY WHERE

IT WILL SELL HERE IN COLOUR AND

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* Not intended to solicit properties currently listed for sale

ON THE COVER

2007

SRES Seniors Real Estate Specialist 2005

#605-851 QUEENSTON ROAD

PERFECTION!

Sonnia Martorana Sales Representative

1+1 bdrm, 2 bath end unit townhome. Ceramic & hdwd flring, granite counters, California shutters FR doors & 2 FP’s. Amazing fin LL w/rec rm, den & storage. Landscaped & part fenced rear patio for privacy. Neutral/tasteful decor. New furn & AC (2011). Club house w/ indoor pool & sauna. MOVE RIGHT IN!

$102,000 GREAT ESCARPMENT VIEWS Be happy! Hang your hat here! 2 bedrms, 1.5 baths, ensuite laund. clean, bright open concept, kitchen offers ceramics, pillars & potlights, all appliances. Walkable to buses, shopping, schools. MLS #H3100529. Please call Joyce O’ Donnell, MVA, SRS Real Estate Specialist, 1-800-567-6257.

905.304.3303 0313_KIMRI_0042

sonniam@rmxemail.com

PERFORMANCE NOT PROMISES

Escarpment Realty Inc.Brokerage Independently Owned & Operated

#11-370 Wilson St. E., Ancaster, ON

3 bdrms, 1 bath & eat-in kitchen. Updates include plumbing, electrical, recent furnace & A/C. Large rear deck. Freshly painted & hardwood flooring in all principal rooms. On bus route + numerous city amenities such as schools & shopping. DON’T MISS OUT MAKE AN APPOINTMENT TO VIEW!

www.sonniam.com *Not intended to solicit properties currently listed for sale.

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$289,000 LARGER THAN IT APPEARS!

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2001 - 2011

#10-100 BEDDOE DRIVE

BEAUTIFUL NATURE TRAILS

Gently used original owner brick townhome. 3 bedrooms, 2.5 bathrooms. Bright & airy open concept. Newer hardwood, California shutters, S/S appliances, interior to garage. Near McMaster, St. Joe’s & Locke Shopping. MLS #H3100539. Please call Joyce O’ Donnell, MVA, SRS Real Estate Specialist, 1-800-567-6257.

0313_KIMRI_0040


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