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NEW: MONTHLY DISTRIBUTION WITH LISTINGS ACROSS THE GREATER TORONTO AREA!

Greater Toronto Area Edition

Mar 23 - April 20, 2013

www.resalehomesandcondos.ca

Your Guide to Real Estate in the GTA Region

10' Ceiling Main Floor 19' Ceiling Family Room 9' Ceiling Basement

27 BRAMPTON

Kelways Circle SEE PG. 78 FOR DETAILS

broker / certified real estate specialist

FREE HOME EVALUATION

416.288.8811 | 905.470.9800 INSIDE THIS ISSUE

MAKE TAX TIME A LITTLE LESS TAXING

DESIGN TIPS FOR SWEET DREAMS

YOUR #1

REAL ESTATE PILOT

IMPROVE YOUR HOME'S ENERGY EFFICIENCY


11004159_1213


0813_SHERWINS_1_0007

$399,000

$629,900

TORONTO RENOVATED BUNGALOW 3+3 bdrm/2 bath/finished basement. Close to good schools, parks, TTC. Large lot with mature trees and privacy.

$499,900

PREMIUM OVERSIZED YARD 3 bdrms/2 bath, fully fenced lot. Large deck and 6 person hot tub. Nestled at end of cul-de-sac/landscaped.

0813_SHERWINS_1_0010

0813_SHERWINS_1_8999

$539,900

CHARMING OAKVILLE HOME 3 bed/3 bath/hardwood in LR/ DR. Upgraded kitchen with high-end appliances. 3rd flr master with luxury ensuite.

$339,900

BREATHTAKING SOUTHERLY VIEWS 2+1 bdrms/2bath/private balcony. Open concept kitchen w/centre island. Walk-in closet/in heart of City Centre.

LIVE ON THE GOLF COURSE 3+1 bdrms/3 bath/premium lot. Extensive renovations/open concept. Stainless steel appl/kitchen island.

$899,900

EXCLUSIVE SHERWOOD FORREST AREA 4+2 bdrm/4 bath/greenhouse kitchen. Over $125,000 in recent upgrades. Finished basement with walkup to pool.

0813_SHERWINS_1_0012

$389,900

BRIGHT EXECUTIVE TOWNHOME 2 bdrm/3 bath/hardood on main level. Oversized garage/custom kitchen w/gas fireplace. Prestigious complex/excellent location.

0813_SHERWINS_1_0011

0813_SHERWINS_1_0004

$339,900

GORGEOUS HIGH PARK TOWNHOUSE 2 bdrms/2 bath/1468 sq. ft. Open concept. Chef’s kitchen w/valances/ double sink. Oak staircase open to basement.

$269,900

0813_SHERWINS_1_0005

VIEWS TO CELEBRATION SQUARE 2+1 bdrm/2 bath/800 sq. ft. living space. Stunning veiws of all the action/Square 1. Functional layout/ modern finishes.

$269,900

0813_SHERWINS_1_0008

0813_SHERWINS_1_0003

CORNER UNIT IN QUIET NEIGHBOURHOOD 3 bdrms/1 bath/end unit townhome. Gas fireplace/built-in wood shelves. Spacious master/wall-to-wall closet.

0813_SHERWINS_1_0006

$1,600

PRIVATE LAKE & GARDEN VIEW 2 bdrms/2 baths/washer/dryer. Newly renovated/great layout/views. 24 hr security/many amenities/ parking.

0813_SHERWINS_1_0002

0813_SHERWINS_1_0001

11256466_1213

$1,078,800

STUNNING CUSTOM HOME 4 bdrm/4 bath/inground salt water pool. Over $50,000 in recent renovations. Professionally landscaped gardens.

MAR 23 - APR 20, 2013 | Greater Toronto Area resale home & condo Guide

RESALE_GTA_CENTRAL_1213.indd 1

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3/19/13 7:20:14 PM


/****JOIN ME ON FACEBOOK****\ WWW.FACEBOOK.COM/RAZISELLS WWW.FACEBOOK.COM/PEGASUSLENDING

I specialize in mortgage cases for:

647.887.2587 office 416.291.0929 direct

website

www.razi.ca

email

Self Employed Individuals  Bad Credit/Low Credit situations  No Income/Cash Income issues Bankruptcy/Consumer Proposal history  Mortgage Renewals/Refinance  Debt Consolidation New Immigrant Programs

Century 21 Masters Emerald Award 2011

Over 7 Years of Experience

info@razi.ca

MORTGAGE RATES

Consolidate your Debt! Call me! Before Creditor Balance Mortgage $185,000 Line of Credit $10,000 Bank Loan $25,000 Credit Cards $50,000 Total Debt $270,000

Payment $973.02 $300.00 $505.35 $1,500.00 $3,278.37

After Balance $275,400 $ $ $ $275,400

Creditor Mortgage Line of Credit Bank Loan Credit Cards Total Debt

Payment $1,148.35 $ $ $ $1,148.35

YOUR MONTHLY SAVINGS $2,130.02 This example is for illustration purposes only and it was based on the several assumptions not listed here.

TERM

POSTED

MY RATES*

1 YEAR

3.20%

2.64%

2 YEAR

3.55%

2.65%

3 YEAR

3.95%

2.75%

4 YEAR

4.64%

5 YEAR VARIABLE RATE HOME EQUITY LINE OF CREDIT

5.24%

2.89% 2.89% 2.65% 3.50% 3.00%

PR I M E R AT E

YONGE/JOHN ST  THORNHILL! 6500 SQFT OF LIVING SPACE!

LAWRENCE/BANBURY! 1200 BOTTLE WINE CELLAR!

BAYVIEW/YORK MILLS! WALK OUT LOWER LEVEL!

Located in a prestigious Cul-De-Sac this elegant custom built home offers over 5500sqft of living space plus 2500 sqft of finished w/out bsmnt. Built on a 70x150 ft lot filled with soothing gardens. It has 5 bed, 8 washroom. A 1200 bottle wine cellar, heated driveway & bath floors so much more to indulge in! Call me for a private viewing! 1213_DKA_0081

ELLESMERE/CONLINS! 2 BED BSMNT W/SEP ENTRANCE!

MEADOWVALE/ELLESMERE! NEWER HOME!

3

2

1 A magnificent park setting in Windfield Estate w/spectacular views of rolling greenery located in Denlow School Disctrict. Custom built architecture w/ detailed luxury finishes. Over 5000 sqft of living space w/5 bedrooms & 8 luxury baths. Finished walk/out lower level w/inground pool. Explore 1213_DKA_0080 never ending luxury! Call me for a private viewing.

8154278_1213

REAL ESTATE BROKER & MORTGAGE BROKER

A fabulous custom built home in Old Thornhill with 6500sqft of space built on a resort setting. This home has a stone exterior, an open concept design, designer finished kitchen, 170 pot lights, 10 ft & 9 ft ceilings, 6 bedrooms & 9 wash, inground pool, triple garage, irrg sys & so much more! Don’t pay 2nd land transfer tax! Call me for a private viewing! 1213_DKA_0082

MARKHAM/LAWRENCE! WALKOUT BASEMENT!

5

4

6

This one is your winter special! A beautiful 4 bedroom home in prime Highland Creek priced to sell! It has a 2 bed finished bsmnt w/sep entrance & 4 washrooms. Wood & tile floors throughout, updated windows, jacuzzi tub, wet bar corwn moldings & more. Perfect for a large family, walk to U of T Scarb, mins to TTC, shopping & a gem to see. Call me for a private viewing! 1213_DKA_0084

A warm, cozy & lovingly maintained 3 level backsplit home in demand Woburn neighborhood of Scarborough. It offers 4 bedrooms & 2 wash, a family room w/gas fireplace & a w/out basement. A large window in living room & a family eat-in kitchen. Schools, TTC, shopping & so much more in walking distance. A must see! Call me for a private viewing! 1213_DKA_0085

USA INVESTMENT  DALLAS, TEXAS!

USA INVESTMENT  PHOENIX, ARIZONA!

CHEAPER THAN RENT! MORNINGSIDE/401!

$2

$1

49

30

,0 0

0

,0 00

An executive built home in Scarborough built on a premium lot built only a few years ago. It offers almost 3500 sqft of living space with 4 bedrooms & 4 wash & bsmnt w/ sep entrance. Fully upgraded house w/double doors, main floor office, granite counters, coffered ceilings, mins to TTC, Go Transit & much more. Call me for a private viewing! 1213_DKA_0083

7 Want to invest in USA? Buy with 25% down payment Call about my “Canadian USA Investors Program” $249,000 ONLY 3600 sq ft, detached, 5 bed and 4 wash 12 years old Excellent subdivision

1213_DKA_4086

8 Want to invest in USA? Buy with 25% down payment Call about my “Canadian USA Investors Program” $130,000 ONLY 3200 sq ft, detached, 5 bed and 3 wash 5 years old Excellent subdivision

1213_DKA_0087

9 Why rent? Buying is cheaper! A ~1250 sq ft 3 bedroom townhouse & 2 full washrooms with underground parking, a courtyard, swimming pool, security system. Asking $124,900. Mortgage Fees Total ~$568/month* ~$415/Month $983/month 1213_DKA_0088

CENTURY 21 REGAL REALTY INC., BROKERAGE

INDEPENDENTLY OWNED & OPERATED

New Beginnings. Lasting Memories®

2

Century 21 Masters Emerald Award 2011

Century 21 Masters Silver Award 2010

Century 21 Masters Silver Award 2009

FSCO LIC# M08009115 | BROKERAGE LIC# 11479 resale home & condo Guide Greater Toronto Area | MAR 23 - APR 20, 2013

RESALE_GTA_CENTRAL_1213.indd 2

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11270507_1213

Mike Mooney

Sales Representative

Signature Realty, Brokerage Independently Owned and Operated

Direct:

416.707.0073

416.443.0300

w w w. m i k e m o o n e y. c a

The only source of knowledge is experience - Albert Einstein

“Successfully Negotiating for Buyers & Sellers for 23 Years!” 289,900!!

$

339,900!!

$

1213_DKA_1_0091

ABSOLUTELY STUNNING HOME!

Perfect 4 level backsplit! 3 bdrms & 2 full washrooms! Open concept Living/Dining, neutral decor, finished rec room, eat in family kitchen, attached garage, great family neighbourhood & more!!

185,000!!

$

1213_DKA_1_0097

WALK TO BAYVIEW SUBWAY!!

Wow!! Beautifully upgraded 1 bedroom & den and two full baths in prestigious Empire Tower! Shows like a model! All new flooring & freshly painted! Gorgeous unobstructed balcony views from the 21st floor! State of the art facilities, 24 hr concierge, locker & parking, fantastic location - across the street from Bayview Village & more!!!

238,888!!!

$

1213_DKA_1_0090

PERFECT 3 BDRM CONDO!

Located on Sheppard this condo shines! Dining room overlooks sunken living room, ensuite off master bedroom. Beautiful unobstructed North views! Huge balcony off living room, nice big bedrooms! Walk to TTC, Schools +++!!

214,900!!

$

No maintenance fees here in this immaculately kept 3 bedroom home! This home shines from top to bottom, gleaming laminate floors in open concept living room & w/o to a beautiful patio and fenced yard! Practical kitchen w/ceramic tiles & brkfst bar, huge master bdrm with W/I closet! Professionally landscaped yard, single garage & more!!

279,900!!

$

Location! Location! Location! Very spacious 1400+ sq. ft! 2+ den! Open concept Living/Dining rm. with w/o to balcony! Gorgeous laminate through-out the whole unit! 2 full washrooms, renovated kitchen, den could easily be 3rd bdrm! Great facilities! Well managed! Steps to transit & more!!

330,000!!

$

Great for a big family! Detached 2 1/2 storey, 4 bdrms, updated family kitchen with w/o to sunroom, huge Living/Dining rooms perfect for entertaining, 10 ft ceilings, awesome master retreat with w/o to another sunroom, 500 sq ft 3rd floor with vaulted ceilings, double detached garage, numerous recent upgrades +++!!

Priced 2 sell!! 1345 sq ft! 2+1 bdrm, 2 baths. Open living area with w/o to balcony. Eat-in kitchen with breakfast room, ensuite off mstr bedroom + w/i closet! 24 hr concierge, indoor & outdoor pool! All the facilities! Steps to transit & more!!

274,900!!

$

1213_DKA_1_0093

DON’T MISS THIS!

Well maintained 3 bdrm brick bungalow. Nestled on a child friendly court! Newer laminate floors thru-out, eat-in family kitchen with w/o to 153’ treed lot! Finished rec room with above grade windows, gas fireplace & 3 piece washroom! Opportunity knocks!!!

309,900!!

$

1213_DKA_1_0095

THIS IS THE ONE!

A beautifully built 4 level backsplit, open concept main floor with hand scaped laminate floors, modern eat in kitchen with breakfast area, master bedroom with wood floors & w/i closet. Large family room with 9 ft ceilings & gas fireplace, w/o from fam rm to customd eck/hot tub! Fully fenced yard +++!!

295,000!!

$

1213_DKA_1_0092

VICTORIA BEAUTY!

1213_DKA_1_0088

LIVING ON SHEPPARD!

1213_DKA_1_0089

LUXURY TRIDEL!

1213_DKA_1_0053

GORGEOUS FREEHOLD!

225,000!!

$

1213_DKA_1_0096

NEED AN IN-LAW?

Stylish 3 bdrm bungalow in move-in condition! Updated eat-in kitchen, hardwood floors thru out the main floor, master bedroom w/double closet, fantastic lower level, in law suite. Huge bdrm with w/i closet, seperate entrance! Awesome 52x152 fenced lot!!

1213_DKA_1_0094

SPACIOUS & SPOTLESS!

Detached, brick, 2 storey, 3 bedrooms, 3 baths, located in a desirable area! Open concept Living/Dining. Great kitchen with breakfast area with w/o to deck & fully fenced private backyard, master bedroom has 4 pcs ensuite & w/i closet! Large foyer with access to double car garage! Better be fast!!!

289,000!!!

$

1213_DKA_1_0087

2 MINUTE WALK TO SUBWAY!

1300 + sq. ft.!! Rare 3 bdrm., 2 bath corner unit! Living/Dining with laminate flrs, eat-in kitchen, ensuite off mstr bdrm & W/I closet! Beautiful view of CN Tower! 24 hr gatehouse security, fantastic facilities, parking+++!!

MAR 23 - APR 20, 2013 | Greater Toronto Area resale home & condo Guide

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Paula

Ellis

SALES REPRESENTATIVE

416.383.1828 DIRECT 416.464.7968

24 HOUR

HOMELIFE /VISION REALTY INC., BROKERAGE

pellis@trebnet.com

Large brick semi, 9 ft ceilings on main flr, 3 bedrooms, family room, finished basement, great family area. Close to parks, shop & schools, transit steps away. Priced for quick sale. Asking $504,900.

“The Promenade” stunning luxury condo, corner unit, split bedrooms, sunfilled and spacious, 2 + den, approx 1300 sqft. Steps to Mall, Restaurants and Transit. Asking $549,000. A must see.

Call Paula Ellis @ 416-464-7968

1213_DKA_1_0069

Call Paula Ellis @ 416-464-7968

00

9,9

4 $4

00

1213_DKA_1_0012

7,0

8 $3

S

LAKESHORE/BATHURST AVE Exciting waterfront neighbourhood. Very bright, West exposure, 9’ ceilings, 1 bedroom, 1 bath, kitchen granite counters, wood floors.

Call Paula Ellis @ 416-464-7968

WARDEN-AGINCOURT

Semi detached 2 storey, 3+1 bedroom finished basement, features engineered hardwood floor on main level, plaza, schools & TTC steps away.

Call Paula Ellis @ 416-464-7968

BRIDLEWOOD

Features centre hall entrance, updated kitchen, granite countertops, top of the line appliances, heated porcelain floors, cul-de-sac child safe street. Great schools, parks and shops. Minutes to 401. A must see.

Call Paula Ellis @ 416-464-7968

11270510_1213

The Cross Road/Brian Village condo’s 1+ den, 2 bedroom, & 2 + den/3 bedroom. Low maint. including hydro, air & cable TV. All have balcony’s, rec centre/indoor pool. Beautiful grounds, gatehouse, family neighbourhood, schools, shops & TTC steps away. A must must see. Price from $239,900.

Call Paula Ellis @ 416-464-7968

1213_DKA_0101

VAUGHAN

VAUGHAN

SHEPPARD/SUBWAY & 404

JUS

1213_DKA_0102

D

1213_DKA_0100

JUS

TED

IS TL

1213_DKA_0103

TED

IS TL

Independently Owned and Operated

Dominion Lending Centres Funds Corp. Independently Owned and Operated. FSCO # 10309

BASIL ELLIS Mortgage Agent 416-939-6031

basil.ellis@dominionlending.ca

For Fast Mortgage Approvals visit www.basil-ellis.ca 4

(On Approved Credit)

resale home & condo Guide Greater Toronto Area | MAR 23 - APR 20, 2013

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OFFICE:

(416) 743-2000 DIRECT: (416) 708-9812

Toll Free: 1.888.915.5050 e-mail: baglieridonna@gmail.com follow me on twitter @ twitter.com/donnabaglieri check out more of my listings on www.realestatechannel.ca & Rogers TV channel 260 2000 Realty Inc, Brokerage

INDEPENDENTLY OWNED & OPERATED MEMBER OF 100% CLUB

www.donnabaglieri.com LD SO

STOP CIRCLE CALL! $300,000

AFFORDABLE STYLE $248,900

Lovely! Det! Brick! 2 sty! Garage! W/house access! 3 bdrms! 3 baths! Upgraded kit w/brkfst area! CAC! California shutters thru out! Pot lights! MBR ensuite! CVAC! Full bmst & w/o to private yard too! To view call Donna 416 708 9812 1213_DKA_0067

Amazing value! Gorgeous T/H in great location! Walk to transit & GO! 3 spacious bdrms! 2 baths! Upgraded newer kit w/ glass backsplash! Renovated baths! Ceramics! Hwrd flrs! Formal DR o/l’s LR! Cathedral ceilings! Wainscotting! Crown moulding! W/o to patio! To view call Donna 416 708 9812. 1213_SHERWINS_1_2605

Elegant detached brick raised bungalow! Double garage! 4 bdrms (in all)! 2 full baths! Eat-in kit w/pantry & 6 appls! Professional finishes! Hrwd flrs! LR w/gas frplc! Fin bsmt w/rec rm & summer kit. W/o to 2 tiered deck & gazebo too! Call Donna today to view 416 708 9812. 1213_DKA_0068

Check out this amazing det brick bung! Gar! Private drive (2 cars)! Bright eat-in kit! Pantry! Center island! Apps! 9 ft ceilings! CAC! Open staircase! Mn flr laundry! Laminate flrs! Full bsmt! W/O to deck & private yard! Great family area! Call Donna today 416 708 9812. 1213_DKA_1_0040

ELEGANT YET EFFICIENT! $334,000

CONDO CONNECTION! $299,900

Stunning 2 bdrm condo in the heart of Richmond Hill! Bright south facing! Open concept! 2 full baths! MBR w/ensuite & w/i closet! Hardwood flrs! Gorgeous kit w/granite counters & 5 appls! Parking! Locker! CAC! W/O to balcony! 24 hr gatehouse & fabulous rec facilities! Steps to Yonge St! Call Donna to view 416 708 9812 1213_DKA_1_0041

TALK ABOUT YOUR SWEETHEART DEALS!

A BEAUTY WITH PRICE TO MATCH! $349,900

Fabulous! Det! 2 styl! Double gar! W/house access! Modern! Open concept design! 3 bdrms! 3 baths! Spacious eat-in kit w/ s/s appls! Fam rm w/gas frplc! MBR w/5pc ensuite & w/i closet! Full bmst & more! To view call Donna 416 708 9812. 1213_DKA_1_0042

Call TEAM BAGLIERI Today!

MAR 23 - APR 20, 2013 | Greater Toronto Area resale home & condo Guide 5 10882969_1213

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100% FINANCING AVAILABLE! RATES AS LOW AS 2.75%. ACT NOW!

OFF.

905-268-1000

Shahida Mohammed

Sales Representative

416.277.3552 Servicing you with respect & Integrity. Buy and sell with confidence. $199,900

$204,900

11271954_1213

www.homes-condos4sale.com

$205,900

1213_SHERWINS_0050

1213_SHERWINS_0051

1213_SHERWINS_0052

High Park Village open concept 9’ ceilings + South exposure - Needs TLC end unit. Separate entrance. Lower level unit.

Spacious living at its best! Beautifully designed and upgraded condo with luxurious corwn moulding, renovated kitchen and newly painted wall. Entertain guests in the lovely living room with floor to ceiling windows, bringing in plenty of natural light and a gorgeous panoramic view!

Don’t sit in the dark this charming unit’s private balcony gets sun most of the day. Modern open kitchen with breakfast bar. No need to use elevator this corner unit is steps from side entrance and visitors parking. Near U of T. Storage locker in basement.

MAVIS & DUNDAS

$209,800

ONE PLUS DEN & 2 PARKINGS

$211,900

2 BEDROOMS, $324 MAINTENANCE FEES

$234,900

1213_SHERWINS_0053

1213_SHERWINS_0054

1213_SHERWINS_0055

Great value, Pride of ownership. Immaculate condition with lrg living & dining w/top of the laminate frs. Fully reno’d kitchen w/ceramic flrs & backsplash & 2 reno’d bathroom w/ceramic, new sink, faucets. Close to all amenities. A beautiful clear view from large balcony. This unit shows extremely well. Very clean & decorated in neutral colors. Move-in condition. Show with confidence! Safe family building.

Leased for $1250/month + hydro until June 30th, 2013! Tenant will leave earlier if buyers wants vacant possession!! AAA tenant with great employment. 2 parking spots. Luxury condo building w/huge pool & resort amenities! Central AAA location in Mississauga! Gorgeous unobstructed view! Unbelievable sunset views! Across the street from Square One, City Hall, Mississauga Square, Living Arts Center, Library, YMCA, Sheridan College & Go Bus & 403! 9 foot ceilings!!

Luxury condo in downtown Mississauga, steps to Square One, GO Transit, Shopping, Hwy 401 & 403, Superb recreation facilities. European Health Club & Spa, indoor pool & sauna, 24 hrs concierge, media/theatre room, billiard, modern gym, outdoor hot tub and much more to enjoy. Very spacious and bright one bedroom at great value affordable price.

OVER 1200 SQ FEET

$234,970

2 PARKING SPACES

$243,500

$287/MAINTENANCE FEES

$249,500

1213_SHERWINS_0056

1213_SHERWINS_0057

1213_SHERWINS_0058

The most affordable living in Square One? This is it. Large newly renovated unit with a great layout. Great location - across from Square One. Private lake and garden view, walk to schools, shopping and all services. Close to main hwys (403, QEW, 410, 401, 427, 407). 24 hours security. Great amenities maintenance fee including full TV cable, flexible closing. Public transportation at door. Close to GO Train.

Great retirement condo living in Mississauga. Lovely, bright one bedroom + den. Approx. 754 sqft. Unit includes fridge, stove, washer and dryer (stackable), bi dishwasher, 1 parking underground and 1 storage locker. Walk out to private terrace. Unit has 9 ft ceilings. Amazing amenities include 42,000 sqft with 24 hr concierge. Fine and casual dining/spa/wellness and Fitness Centers, saltwater indoor pool, library, computer lounge.

Tride’s luxury condo bldg with 24 hrs security/concierge. Enormous visitor parking & guest suites. Full amenities plus BBQ, bar in the lower level, price includes one parking space. 30,000 top of the line entertainment/amenities centre, bowling, swimming pool, sauna, virtual golf, billiiards, party & games room, gym & exercise room.

2 BEDROOMS & SOLARIUM

$369,900

MAVIS & EGLINTON

$355,000

HURONTARIO & EGLINTON

$749,900

1213_SHERWINS_6000

1213_SHERWINS_6500

1213_SHERWINS_0061

3 BEDROOM/DEN

WELL MAINTAINED COMPLEX

BEAUTIFUL/RENOVATED BUNGALOW

Gorgoeus Daniels Built 2 Storey Townhouse In Prime Location!! Spacious Layout With 3 Bedrooms And A Main Floor Den With Window That Can Be Used As A 4th Bedroom. Original Owners, Open Concept Living/Dining, Kitchen W/ Brkfst Bar,Master Bedroom With 4Pc Ensuite, W/I Closet & W/O To Balcony

Beautiful Well Maintained,Neat & Clean. One Of The Best Location In Mississauga. Main Floor Hardwood. Practical Layout. Spacious Eat In Kitchen With Backsplash.All Good Size Bedrooms.

Beautiful bungalow, fully renovated in the Falgarwood area of Oakville. Open concept design painted in neutral colors. Modern kitchen, dark cabinets with quarts counter tops & new Bosh stainless steel appliances. All new electrical light fixtures, Canadian oak hardwood floors throughout the main floor. New aluminum roof 50 yrs warranty, custom blinds new Napoleon gas fireplace in Living room (stone) new electric fireplace in the basement.

SELLING? Call for a free home evaluation BUYING? Call for free fist time home buyers package 6

resale home & condo Guide Greater Toronto Area | MAR 23 - APR 20, 2013

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11272318_1213

MAR 23 - APR 20, 2013 | Greater Toronto Area resale home & condo Guide


Your Full Time Broker –

and

for you, my client. Call now.

Tom Coleman

, B. COMM

®

PERCY FULTON LTD.

BROKER

416.543.8099

BROKERAGE. INDEPENDENTLY OWNED & OPERATED

416.298.8200

TOM@TOMCOLEMAN.CA  POWER OF SALES, FORECLOSURES & DISTRESS PROPERTIES  BELOW MARKET FIXER-UPPERS & RENTALS  LOWEST POSSIBLE RATES ARRANGED  ZERO DOWN  RENT TO OWN  CREATIVE FINANCING OPTIONS

BUYERS: LET TOM HELP FIND YOU A HOME!!! SELLERS: GET MAX NET RETURN ON YOUR PROPERTY!!!

FIVE STAR SERVICE GUARANTEED

OVER 1335 SF IN GOLF COURSE COMMUNITY NEWER SOLID BRICK BUNGALOW ON 100’X362’ LOT! TORONTO INCOME HOME

Biggest lot on street! Backs onto farmland, ideal for family, 1stSplit 2 bdrm + den 2 washrm, excellent layout! Living rm W/O to time buyer, country-living lover or hobbyist. 3+1 bdrm, 3 washrm, solarium, French doors, sep. dining, spacious laundry + storage, master huge insulated workshop, fully fin. legal lower level w/kitchen, w/4 pc bath, W/I closet & more. Great facilities! Call Tom 416-543-8099. etc...Too many to mention. Call Tom 416-543-8099.

1213_DKA_2_0087

1213_DKA_1_0086

YONGE/SHEPPARD

3000 sq. ft. with the very best finishings! Highest custom design executive home Call Tom 416-543-8099 for more details or viewing

Your home here. Sell with Tom!!

4+1 Bdrm, 3 washrm, income potential from 3 units! Come live in & make money! Call Tom 416-543-8099. 1213_DKA_1_0147

DON MILLS/EGLINTON

Location! Location! Bright 1 bdrm. with Toronto skyline view. Only $139,000. Amazing deal! Call Tom 416-543-8099.

1213_DKA_1_0148

1213_DKA_1_0145

RICHMOND HILL DELIGHT! YONGE/EGLINTON DUPLEX - COLLECT RENTS UP TO $4,600/MTH TWIN RIVERS BEAUTY!!!

Over $100K updates & improvements. Hardwood floors, 4 Beds & 4 Bath, comes with separate 2 washrm, 2+1 bdrm. Huge corner unit, luxurious amenities, u/g parking. Rare find sub- baths, shingles & more. Each level has separate laundry basement apartment for $$$. High demand penthouse, don’t miss! Call Tom 416-543-8099. & hydro! Great income potential. Call Tom 416-543-8099. area & quiet court. Call Tom 416-543-8099. 1213_DKA_1_0146

TOMCOLEMAN. CA

1213_DKA_1_0065

1213_DKA_2_0061

SAVE UP TO 75K

ON BANK SOLD PROPERTIES 11270546_1213

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11270646_1213 MAR 23 - APR 20, 2013 | Greater Toronto Area resale home & condo Guide

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M A R CH 23 - A P R I L 20, 2013

www.resalehomesandcondos.ca #500-401 The West Mall Etobicoke, ON M9C 5J5 T. 416.784.5060 TOLL-FREE 1.877.269.8257 F. 416.789.9705 E. resalehomes@wall2wallmedia.com VICE-PRESIDENT, WALL2WALL MEDIA

Jacqueline Hill

EDITOR-IN-CHIEF, NATIONAL REAL ESTATE

Susan Legge

EDITOR

Janine Druery, Lydia McNutt (on leave) CONTRIBUTING EDITORS

Sara Duck, Wayne Karl, Elisa Krovblit

SENIOR SALES MANAGER

Larry Gregoris

MEDIA CONSULTANTS

57 11 EDITOR’S NOTE 20 HOT TOPIC How to make tax time a little less taxing 30 TREB TALK Navigating Canada’s housing market By Ann Hannah

31 LEGALLY SPEAKING The truth about family trusts By Jayson Schwarz

38 TAX TIME Take note of the new provincial tax changes

57 AROUND THE HOUSE Improve your home’s energy efficiency this spring 59 QUICK TIPS Five tips for a safe “open house” event 66 FINANCES Expert tax tips for the selfemployed By Jen Killins

69 STYLE FILE Smart style tips for golden slumbers

64 Durham Region market commentary

ETOBICOKE TORONTO SCARBOROUGH

Halton

PICKERING AJAX WHITBY OSHAWA CLARINGTON UXBRIDGE SCUGOG BROCK

Central ETOBICOKE

10

60 York/Simcoe

market commentary market commentary

Peel

NATIONAL ACCOUNT MANAGER, MEDIATIVE

Paul Slizys

SENIOR PRODUCTION MANAGER

Bala Gnanapandithan

PRODUCTION MANAGER

Nikki Yarwood

Lindsey Maindonald

PRODUCTION COORDINATOR

Curtis King

72 ADVERTISER INDEX

market commentary

MISSISSAUGA BRAMPTON CALEDON ORANGEVILLE

Nobia Bhatti

By Yanic Simard

By Gail Vaz-Oxlade

OAKVILLE MILTON BURLINGTON HALTON HILLS

SALES COORDINATOR

GRAPHIC DESIGNER

46 MONEY MATTERS If you are in debt, it’s time to ask yourself some questions

12 City of Toronto 48 Halton/Peel

Daphne Kua, Geoff Robbins, Scott Sherwin, Bruce Song, Jessica Wilson (on leave)

York Region MARKHAM RICHMOND HILL VAUGHAN AURORA NEWMARKET KING WHITCHURCH-STOUFFVILLE EAST GWILLIMBURY GEORGINA

ADVERTISING Call 416.626.4200 for advertising rates and information. CIRCULATION Free distribution in box and retail rack network 4518+. COPYRIGHT 2013 All rights reserved by Wall2Wall Media. Reproduction in any form is prohibited. Contents of this publication are covered by copyright and offenders will be prosecuted under the law. TERMS Call 416.784.5060 for advertising rates and information. Advertisers, Editorial and Wall2Wall Media are not responsible for typographical errors, mistakes or misprints. All prices are correct as of press time and are subject to change without notice. E. & O. E. EDITORIAL Submissions from interested parties will be considered. Please submit to Susan.Legge@wall2wallmedia.ca. Views/data expressed by columnists do not necessarily represent those of the publication.

Published by

Simcoe County BRADFORD-WEST GWILLIMBURY NEW TECUMSETH ADJALA TOSORONTIO RURAL ADJALA TOSORONTIO ESSA INNISFIL

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ResAle hoMe & condo Guide Greater toronto area | MAR 23 - APR 20, 2013

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editor’snote

]

Set your sights on a

NEW HOME THIS SPRING

ave you set your sights on a new home this spring? This publication is a great place to get all the advice you need to ensure a purchase without pitfalls. Home-hunting takes patience, persistence, and a little luck. So where do you start? Physically explore the areas you’re interested in before you start to actually shop. You will find out things no map can tell you. Are there schools, restaurants, shopping? Good bike trails? Do you feel comfortable walking around? Pick up a local paper and read the community news. You can learn a lot from the Internet, but nothing beats a personal visit. When it’s time to shop, a wealth of information is available right here in Resale Home & Condo Guide, and visit us online at resalehomesandcondos.ca. There are so many housing options to choose from today, finding the perfect home won’t leave you feeling like you had to compromise on style or function. We hope you enjoy this issue. Drop us a line and let us know what you think. Happy home hunting!

Susan Legge EDITOR-IN-CHIEF Wall2Wall Media, Susan.Legge@wall2wallmedia.com Follow me on Twitter at Twitter.com/SusanLegge

^

The good news:

IT’S FINALLY SPRING

t’s hard to believe, considering some of the harsh weather we’ve had of late, but spring is finally here. And along with the crocuses budding and the beginning of baseball season, a sure sign of spring’s arrival is the inevitability of tax time. In this issue of Resale Home & Condo Guide, you’ll get some good financial tips to make tax time a little less taxing. Let’s face it, most of us don’t enjoy filing our taxes. But think of it this way: once your taxes are out of the way, you can enjoy the pleasures of spring. Let’s hear it for flowers, patios and sandals (okay maybe not just yet). But with the nicer weather, it’s a good time to get out there and start visiting all of the terrific homes for sale around the city. The “For Sale” signs are starting to pop up like tulips at this time of year. So replace your Sorels and parkas with more seasonal gear and make plans to call on some of the stunning homes on offer in the GTA. All of the beautiful architecture, great landscaping and dreamy colours will surely help you shed the winter “blahs” and get you into the spirit of the spring season. But please don’t forget to do your taxes.

Janine Druery EDITOR Janine.Druery@wall2wallmedia.com

MAR 23 - APR 20, 2013 | Greater toronto area ResAle hoMe & condo Guide

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CITY OF TORONTO ETOBICOKE TORONTO SCARBOROUGH

MARKET COMMENTARY

Courtesy of Toronto Real Estate Board

CITY OF TORONTO

ACTIVE LISTINGS

NEW

SALES

AVG. PRICE

AVG. DAYS ON MARKET

AVG. % LIST PRICE

FEBRUARY 2013

6,335

4,326

2,189

552,014

27

99%

FEBRUARY 2012

6,090

5,125

2,617

552,684

22

101%

% CHANGE

4%

-16%

-16%

0%

24%

-

WHAT’S AVAILABLE AND WHAT IT COSTS Transactions through the Toronto MLS system for the City of Toronto were down by 16 per cent year-over-year to 2,189. The number of new listings was also down compared to February 2012 by the same rate as sales. The average selling price in the City, at $552,014, was essentially the same as what was reported in February 2012. “The overall average selling price in the City of Toronto was flat year-over-year for two reasons. First, there were fewer luxury single detached homes sold for over two-million dollars compared to 2012. Second, selling prices for condo apartments,

12

which account for a substantial component of overall sales in Toronto, were down compared to last year,” said Jason Mercer, the Toronto Real Estate Board’s Senior Manager of Market Analysis. “While we do expect to see some month-to-month volatility in home prices this year, the average selling price for 2013 as a whole is expected to increase at a moderate pace, driven by the low-rise market segment where supply remains tight, continued Mercer.”

resale home & condo Guide Greater Toronto Area | MAR 23 - APR 20, 2013

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central

BUYING, SELLING OR REFINANCING A HOME?

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MAR 23 - APR 20, 2013 | Greater Toronto Area resale home & condo Guide

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Annie Byles Dave Agah Sales Representative

Sales Representative

Providing quality service since 1985

OFFICE: TOLL FREE:

416-491-4002 1.800.387.6037

Direct:

Crossroads Realty Inc., Brokerage

abyles@trebnet.com

Independently Owned & Operated

99 ,0 00

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$4

1213_DKA_0140

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LOCATION, LOCATION, LOCATION!!

1213_DKA_0142

63

00 ,9

$3

1213_DKA_0011

00 ,0 49 54 1213_DKA_0016

50 $2

Tridel luxury condo 2 brms, 2 bths, spacious sunswept corner unit, 2 parkings, hardwood flrs. Over 1000 sf, great facilities, 24 hrs security, guest suites, pool, gym, party room. Custom window coverings, California shutters. Walk to RT, Shopping Mall, mins. to Hwy 401.

DON’T MISS THIS ONE!!

Welcome home to this gorgeous raised bungalow, 3 brms, 3 bths, grand family rm w/ fireplace, den, hardwood flrs, builder’s finished stunning w/o basement w/second kitchen. Rarely offered for sale, quiet street, easy access to all amenities.

BREATHTAKING VIEW!!

$2

00

Legal Triplex - Live in one and receive great rents from two existing good tenants. Main floor and 2nd floor same size $864.00 per month, basement $642.00 TTC at your door, walk to all amenities.

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SURPRISE!!

Wonderful updated detached 3 bdrms, 3 baths, family room w/gas fireplace, skylight, hrdwd flrs, fully landscaped, master bdrm w/5 pc ensuite, convenient 2nd fl. laundry. Close to Schools, Park, Shopping.

AWESOME INVESTMENT WON’T LAST!!!

$4

1213_DKA_0013

$4

Original owners, beautiful spacious 4 bdrms, 4 bths, family rm w/fireplace, updated kitchen, large deck, private yard w/fruit trees, complete 1 bdrm basement apt. w/separate entrance. Walk to School, Shops, TTC.

,0

GORGEOUS FREEHOLD

Wow!! New 3 bdrms, 3 baths, family room, open concept, designer kitchen, beautiful oversized master bdrm. Walk-in closet, ensuite bath. Walk to Schools, Shops, minutes to Hwy 401.

NEED EXTRA INCOME???

59

,9

00

Unbelievable priced, spacious 3 bdrms, 2 baths, hrdwd flrs, finished basement, new roof & furnace, kitchen w/o large deck. Walk to TTC, Schools, Shopping and minutes to Hwy 401.

dgah@trebnet.com

w w w. d a v e a g a h . c o m

$3

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CHEAPER THAN RENT!!!! 1213_DKA_0010

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416.880.0660

New luxury condo, sun-filled 1 bedroom plus den, large balcony with panoramic south view, den can be used as 2nd bedroom, beautiful stunning upgraded unit with s/s appliances, and wine cooler, parking and locker included, only few minutes to Hwy 401, walk to Scar Town Ctr./RT.

1213_DKA_0141

416.726.4160

14

Direct:

LIFETIME ACHIEVEMENT AWARD

$2

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Always working to meet and exceed your real estate needs and dreams

North York - Spacious 2 bedroom condo, large, balcony, updated kitchen & bath panoramic east view watch the sunrise, steps to schools, Seneca College, walking distance to Fairview Mall and Subway, minutes to Hwy 404/407/401.

resale home & condo Guide Greater Toronto Area | MAR 23 - APR 20, 2013

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8147989_1213

SRES

central

www.joellazarus.com TERREQUITY REALTY B R O K E R A G E

INDEPENDENTLY OWNED & OPERATED

ULTIMATE SERVICE GUARANTEED *NEWMARKET/E. GWILLIMBURY * 8 MONTHS NEW*

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65

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Just beautiful! 4 bedrm, 8 month old Minto Energy Star home on premium lot, quiet cres. Grand Foyer greets you as you enter to open concept living/dining has rich stained hardwood flrs. Open concept kitchen w/generous breakfast rm - walkout to yard. Upgraded kitchen, exquisite granite counters, island, top of line stainless steel appl, high end wood cabinets. Large family rm w/gas fireplace, hardwood flrs. 9 ft ceilings on main level. Full oak staircase & rails. 4 generous bedrooms with neutral broadloom, ample closet space. Very bright home. Too many features to list.

1213_DKA_0043

00

*LITTLE PORTUGAL* *NEWER RENOVATION*

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13

$4

$3

$6

35

38

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1213_DKA_0044

*WYNFORD DRIVE* *PALISADES LUXURY*

00

*YONGE/EMPRESS* *DIRECT ACCESS TO SUBWAY*

Well laid out 2 bedroom/2 bath condo. Direct access to Yonge Subway. Open concept living/dining room has laminate floors, walk-out to balcony. Kitchen has stainless steel appliances, ceramic backsplash. Two generous bedrooms. Great school district, underground parking.

Immaculate two bedroom plus solarium luxury condo. 1300 sq ft (per builder). Huge open concept living/ dining has laminate floors. Large eat-in kitchen. Split bedroom floor plan. Two full bathrooms. Underground parking. Fantastic amenities.

1213_DKA_0045

1213_DKA_0046

Newly renovated 3 bedroom Victorian style semi. 9 ft ceiling. New kitchen has hardwood floors, granite counters, stainless steel appliances. 3 new washrooms. Hardwood floors thru-out. 3 generous bedrooms. Finished basement with separate entry. Detached garage, lane access.

WALK TO ALL AMENITIES

1213_DKA_0047

00 ,0

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49

99

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49

WALK TO ALL AMENITIES

*NORTH YORK* YORK MILLS* RENOVATED BEAUTY*

00

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00

*CORKTOWN* *COMPLETE RENOVATION*

24 HR GATEHOUSE

Charming James Quinn Century row house. End unit. Two storey design with finished basement. Fully gutted and renovated to todays standards. Beautiful kitchen has quartzite counters. Potlights, hardwood flr, hardwood thru main & 2nd floor. This home is a “Must see”.

Fully renovated/updated two family raised bungalow. Three bedrooms plus two bedroom lower unit. Very large living/dining has hardwood floors, walk-out to balcony. Eat-in kitchen has walk-out to yard. Premium lot has huge backyard.

Wonderful family home. Well maintained. Newer kitchen, baths, furnace, roof, hardwood floros. Living/ dining has walk-out to oversized backyard. Reno’d eatin kitchen. Finished basement. 3 car parking.

1213_DKA_0048

WALK TO ST LAWRENCE MARKET

1213_DKA_0049

CLOSE TO DVP/401

1213_DKA_0050

C ALL JOEL FOR YOUR HOME FINDING & FINANCING NEEDS MAR 23 - APR 20, 2013 | Greater Toronto Area resale home & condo Guide

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FREE 24-HOUR RECORDED INFORMATION POWER OF SALES & FORECLOSURES

1-800-290-5164

www.GtaDistressProperties.com

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8144546_1213

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FIRST TIME HOME BUYERS & REAL ESTATE INVESTORS  Power of Sales, Foreclosures & Distress Properties  Below Market Fixer-Uppers & Tax Sale Properties  Below Market Rental Properties, Positive Cash Flow Properties  Up to $25,000 CASH BACK at Closing & ZERO Down Mortgages View Over 20,000 Homes For Sale Online

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Sean Roland Real Estate Team

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16

resale home & condo Guide Greater Toronto Area | MAR 23 - APR 20, 2013

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central

FREE 24-HOUR RECORDED INFORMATION POWER OF SALES & FORECLOSURES

1-800-290-5164

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Including All Foreclosures & Power of Sales

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We Work with Over 50 Banks, Trust Companies, Credit Unions, & Private Lenders

MAR 23 - APR 20, 2013 | Greater Toronto Area resale home & condo Guide

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central

RIGHT AT HOME REALTY INC. BROKERAGE

A Dedicated Team of Real Estate Professionals

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BRICK & STONE MODEL HOME

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39 $4

To be built - Awesome 4 bedroom, lrg master with w/i closet + ensuite w/sep. shower, ceramics in kit & baths, eating area w/ walkout to yard. Formal dining rm, large fm. rm. Loads of great standard features! 1213_DKA_0129

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90

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Downtown C01 one bedroom + den 1213_DKA_0131

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BUYER PROGRAM

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1213_DKA_0124

Great 3 bdrm + modern decor, freshly painted, fam size eat-in Bright open concept bungalow w/fin walkout bsmt! 2+1 Fam. rm kit walkout to deck & huge patio, mbr w/4 pc ensuites & w/i has gas f/p, extra bedroom, walkout to fenced yard, double paved closet, potlights in bsmt, big look-out windows. Landscaped driveway. 1213_DKA_0127 1213_DKA_0126 front & back!

QUALITY HOME IN QUIET COURT

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3 bedroom all brick home. Over $50k in extras - better than new. Fin. bsmt w/3 pc bath, rec rm & play area, fully fenced b/yard w/interlock patio & much more! Simply move in & enjoy family1213_DKA_0128 friendly neighbourhood.

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PROFESSIONALLY FINISHED BASEMENT

00 ,0 00 $3

LOVELY 3 BEDROOM DETACHED PRIDE OF OWNERSHIP

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1213_DKA_0123

1213_DKA_0122

All brick w/upgradeded kit cabinets, Calif. shutters, thru’out!! Pot lights, master ensuite bath, central A/C & vac, ceramic foyer, direct garage entry, fully fenced yard. Just move-in & enjoy!

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Outstanding 3 bedroom loaded w/features - hardwood & ceramic floors, hardwood stairs, gas f/p, open concept fin. bsmt., indoor garage entry, eat-in kit, fenced yard, etc.

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Arron Swire** David Alexanian* Arash Khalili* Joshua Chitiz* Ted Phungurai*

resale home & condo Guide Greater Toronto Area | MAR 23 - APR 20, 2013

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$129,900

2008 YEAR BUILT

1213_NOBIAB_1_0023

SALES REPRESENTATIVE

1213_GROBBINS_1_4000

1213_NOBIAB_1_0022

Oksana Ilioukevitch

YONGE & FINCH, EARL HAIG SS AREA, 50 FT X 135 FT LOT

YONGE & FINCH CONDOS, WALK TO SUBWAY!!!

KENNEDY & EGLINTON WALK TO SUBWAY

t Investors dreamland & CUSTOM home area t 3 bedrooms 2-storey 2 baths t Finished basement-apt. with separate entrance t Open concept main floor, hardwood & fireplace, wood ceiling beams t Amazing park-like backyard t A lot of UPDATES in the house

t 1 bedroom + den Start from $285,000 t 2 bedroom Start from $385,000 t Laminate, granite, modern kitchen t Parking & locker included t Balcony or nor balcony t Flexible closing t Call for more info and viewings

t 2 bedrooms t Affordable living, help with financing t Just now updated & vacant t Underground parking included t Big open balcony t Close to transportation and shopping

$439,000

LAND FOR SALE

$675,000 1213_GROBBINS_2601

INC

BROKERAGE, INDEPENDENTLY OWNED AND OPERATED

1213_RB2_1_6003

1213_GROBBINS_2600

PREMIER

central

$1,095,000

131 Woodbridge Avenue Woodbridge ON L4L 2S6

RICHMOND HILL FREEHOLD

416.888.5554 OFF 416.987.8000 DIR

t 3 bedroom townhome t Built-in garage t Finished basement t Bright, nicely updated and decorated t Family friendly, upcoming area

EMAIL

oksana.ilioukevitch@gmail.com 11249387_1213

NORTHUMBERLAND, CRAMAHE, EAST OF TORONTO, CLOSE TO HWY 401

THORNHILL NEAR PROMENADE MALL DETACHED 4 BDRM HOUSE

t 37 acres - $129,000 t 50 acres - $175,000 t 87 acres - $299,000 t HYDRO & PHONE at the property line. Call for more info and details.

t 4 bdrms/4 baths t 2 car garage t Fin. bsmt with sep. entry, 3 pc bath t Laminate flooring throughout t Freshly painted, newer roof, updated windows, all appliances, furnace and AC t Move-in ready

www.GtaRealEstateGuide.ca

416.798.7777 Direct:416.616.8581 Office:

Sales Representative

Top

Call for price

Realty Inc., Brokerage

3% in the Greater Toronto Area*

6 ž ACRES IN KING

Independently Owned & Operated

TORONTO

Large home, front exterior refinished 2 years, new roof, stone facing, windows, landscape, new bath, foyer, over 200 K spent 2010-2011, workshop/garage, large barn 40x30, sep garage 20x24, oversized garage doors, 2 out sheds, gazebo, hot tub, wide frontage, large sunken living room.

AURORA

Steps to Rogers Centre, CN Tower, Air Canada Centre & Metro Toronto Convention Centre, Public Transportation at doorstep & much more. Large recreation centre, 30,000 sq ft. Excellent view.

Greenpark, 1645 S/F, like a model. Lovely sunken foyer opens up to lrge great rm w/gleaming hrdwd flrs. Spacious bdmrs. Master suite, 5 pc ensuite. Fantastic W/O bsmt.

$514,900

$353,900

1213_GROBBINS_4000

1213_GROBBINS_4001

TORONTO

HomeLife/ Metropark

EGLINTON

1213_GROBBINS_4002

AUTO BODY/MECHANIC SHOP VAUGHAN

Custom built home, spotless, must be seen to be appreciated. Close to public transportation and amenities. Ready for you to enjoy.

Large 2 bdrms + den, fully renovated all new appliances, new flrs. kitchen, baths, just move right in.

Auto restoration business, all equipment, spray booth, pulling sys, hoist, work stations, too much to list, call for information.

$799,900

$234,900

$129,900

1213_GROBBINS_4003

1SPGFTTJPOBM4FSWJDFTJODMVEFEBUOPBEEJUJPOBMDPTU

1213_GROBBINS_4004

1213_GROBBINS_4005

11255419_1213

FRANK LOPRESTI

t1SPGFTTJPOBM)PNF4UBHJOHTFSWJDFt1SPGFTTJPOBMJOUFSJPS$MFBOJOHBOEQBJOUUPVDIVQT t1SPGFTTJPOBMSFNPWBMPGNJOPSDBSQFUTUBJOTt.PWJOH#PYFT

www.TorontoMLSPlus.com | *2001 **Commission to Buy Broker not incl.

Linked in

@FrankLopresti

MAR 23 - APR 20, 2013 | Greater Toronto Area resale home & condo Guide

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hottopic

How to make tax time less taxing

T

here’s an old adage that there are two givens in life, death and taxes, and both are cause for stress. Few Canadians look forward to doing their annual tax filing, but there are ways to take some of the drudgery out of the season. Cleo Hamel, senior tax analyst at H&R Block Canada, suggests the following simple steps to make tax time less taxing:

Year-round planning Reducing your taxes owed takes a

little bit of planning during the year. Maximize your return by taking advantage of key dates. For example, make your charitable donations before December 31 or, if you have a little bit of extra cash, consider making additional RRSP contributions during the first 60 days of the year to help reduce your tax payable.

Reduce your worries Several Canadians are fearful of filing

their own taxes and making mistakes on their annual return. Hamel suggests buying tax software products that provide you a step–by–step guide to filing your taxes so that you don’t miss any credits or deductions.

Worried about being audited? Some tax packages like H&R Block At Home boxed software offer the peace of mind of free audit assistance. That means you can access a tax professional to help manage correspondence with the Canada Revenue Agency (CRA), should you get an audit request after doing your taxes yourself.

Keep records in one place

Organization is key to reducing stress at tax time. Keeping all your receipts (child care costs, RRSP contributions, charitable donations, public transit passes and receipts, medical expenses, etc.) in one place will make filing that much easier. It also ensures that you take advantage of all the credits and deductions available to you.

ORGANIZATION IS KEY TO REDUCING STRESS AT TAX TIME. KEEPING ALL YOUR RECEIPTS (CHILD CARE COSTS, RRSP CONTRIBUTIONS, CHARITABLE DONATIONS, PUBLIC TRANSIT PASSES AND RECEIPTS, MEDICAL EXPENSES, ETC.) IN ONE PLACE WILL MAKE FILING THAT MUCH EASIER.

20

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PAY DOWN CREDIT CARD DEBT. BY DECREASING YOUR PRINCIPAL, YOUR INTEREST PAYMENTS WILL ALSO LOWER, LEAVING A LITTLE MORE BREATHING ROOM AT THE END OF EACH MONTH.

Yield a big return

TOP EXCUSES FOR PROCRASTINATING ON YOUR TAXES It’s that time of year again: tax-filing season. If your spouse, a friend or a tax professional is trying to get you to file your taxes, H&R Block Canada has prepared a handy list of Top 10 Excuses which will be sure to get those pests off your back.

In today’s economy it seems our tax returns can’t get here fast enough. Who doesn’t love a little extra cash in their pocket? Here are some small suggestions that will help yield big returns.

1 I decided to file my nails instead of

1. Pay down credit card debt. By decreasing your principal, your interest

3 Chuck Norris never had to file taxes.

payments will also lower, leaving a little more breathing room at the end of each month.

2. Place money in a savings account. If you’ve been eyeing travel

brochures or checking price drops on that 50-inch flat-screen television, putting a portion of your tax return into a savings account will help you reach your goal faster.

3. Make a donation. The rising costs for everything from food to

transportation around the world mean that non–profit organizations and charities working in developing countries are also feeling the pinch. “For example, it now costs more for our field workers to provide daily meals to children in school and to bring necessary medicine and vaccines to health clinics,” says Mark Lukowski, CEO, Christian Children’s Fund of Canada. “But most of all, it is stressful for the children and families who were already living in poverty and who now wonder how they can afford a bag of rice or their children’s school fees.” Give a gift to help someone in need at ccfcanada.ca.

4. Service your car. Cars always need repairs at the most inconvenient times. Repairs can be very costly and be a large burden if funds are not ready available. Servicing your car with your tax return is a proactive way to avoid these irritating repairs. Not to say you will not run into trouble, but perhaps this tune-up will help to prevent unexpected costs later on. 5. Splurge. Use a portion of your tax return to reward yourself for all the

hard work you have done all year long. Updating your wardrobe or purchasing a new toy will help you feel great and inspire you to behave until next year’s tax return.

my taxes.

2 I’m not coming out of my house until this “skinny jeans” thing passes. Why should I?

4 I’m waiting for the Leafs to win the Cup.

5 I’m busy today. Gym. Tan. Work. 6 I have triskaidekaphobia, fear of the number 13.

7 If I file my taxes for 2012, it will draw attention to the fact that I didn’t do them in 2011 or 2010. 8 I’m busy trying to keep up with the Kardashians. 9 I have two kids in university. I no longer have any income to declare. 10 I was about to file my taxes but Kanye West interrupted me.

If you’re tired of procrastinating, Hamel suggests, “Whether you will be writing a cheque to the Receiver General or filing for a refund, be sure to get the best outcome possible. If you do your taxes yourself, using tax software products like those available at hrblock.ca will help make sure you get back all the money you deserve or pay the least amount of tax possible.”

While these tips may seem small and simple, each will yield large returns. Planning before spending will allow you to do the most with the money you receive. NC

MAR 23 - APR 20, 2013 | Greater toronto area ResAle hoMe & condo Guide

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central

JERZY KLUCZNIK

ANNA PAULA SILVA

SALES REPRESENTATIVE

BROKER

Cell: 416-417-5221

ROUGE RIVER REALTY LTD. BROKERAGE INDEPENDENTLY OWNED AND OPERATED

Cell: 905-409-5810 annasilva@rogers.com

jerzyk@remax.net

www.gr8toronto.com

www.annasilva.ca

11265552_1213

REN

$300’S DEAL OF THE MONTH Why rent when you can own luxury condominium in the heart of the Entertainment District. Just steps from everything. Stateof-the-art amenities, 24 hour concierge, 3 year membership to TIFF!...Call Anna or Jerzy for more info about Rent to Own Program.

$259,000 OPPORTUNITY KNOCKS! Renovated 3 bdrm/2 bath bungalow with finished basement. Hardwood floors, updated windows, finished rec room, access to the garage. Close to shopping, schools and 401...Your best opportunity today! Call now!

$239,900 EXCEPTIONAL VALUE! Large, renovated 3 bdrm/2 bath home with finished basement. New windows, separate living & dining room, eat-in kitchen. Fully fenced yard with patio & mature trees. Walk to schools & the bus...Take a look at this one fast, it will not last!!! 1213_DKA_0077

$569,900 LAVISH LIFESTYLE! Simply spectacular, this 6 bed/4 bath home has it all....Heated ceramic flooring, hardwood floors, oak staircase, California shutters, fireplace, high end appliances. Finished basement with multimedia room...Call to arrange your own private viewing! 1213_DKA_0079

1213_DKA_0078

WHY RENT? Beautiful & bright 1 bdrm condo. Gleaming laminate floors throughout. Large master bdrm with walk out to private balcony. Ensuite laundry. Great location - Across from mall, walk to schools, parks, TTC, Medical Center. Minutes to 401...Don’t wait!

$136,900 BRIGHT & SPACIOUS! Recently renovated 2-storey townhouse in a family oriented complex. 2 large bdrms plus den, 2 full bathrooms, walkout to terrace from living room. Close to schools and 401. Perfect for First Time Buyers! ...Why rent when you can own for less? 1213_DKA_0076

1213_DKA_0075

$115,000 ATTENTION FIRST TIME BUYERS! Bright & spacious 2 bdrm/2 bath corner unit. Master bdrm w/ 2 pc ensuite & walk-in closet. Laminate floors throughout. One of the largest unit in the building. Great location. TTC at the door... To view call Jerzy or Anna today!

$300’S LAKEFRONT LIVING Brand new beautiful & bright open concept 2 & 3 bdrm townhomes in lakefront community. Modern kitchen with stainless steel appliances, master with 4 pc ensuite & walk-in closet. Roof top deck. Close to shopping, transit & 401... Call Anna or Jerzy today.

$78,900

STUNNING Live the good life in the heart of Woodbridge! Gorgeous 2 bdrm, fully renovated condo. New hardwood floors & washroom, new high end kitchen with granite counters & Electrolux appliances. Walk out to private terrace... Move in and enjoy! 1213_DKA_0073

1213_DKA_0072

1213_DKA_0071

$279,900

STARTING FROM THE MID

1213_DKA_0074

1213_DKA_0069

N W O O T T-

1213_DKA_0070

OUTSTANDING SERVICE, OUTSTANDING RESULTS…YEAR AFTER YEAR

ATTENTION INVESTORS!

STARTING FROM THE

VIP PRICES STARTING FROM $259,900! Save up to $25,000 on Pre-Construction Sale. Guaranteed rental income for a 2 years no maintenance fees for 2 years. No property taxes for 2 years. Free suite property management services for 2 years. Call Jerzy or Anna for more details!

$584,999 THIS HOME HAS IT ALL! Stunning 3,500 sq. ft. 5 bdrm/3 bath home on large premium lot. Hardwood floors, formal dining room, large eat-in kitchen, finished basement. Close to schools, parks, sports complex & public transit...Call before it’s sold.

ADVERTISE YOUR PROPERTY HERE WITH NO OBLIGATION

100% FINANCING AVAILABLE, BAD CREDIT, NO CREDIT, SELF-EMPLOYED SERVICE IN ENGLISH, PORTUGUESE AND POLISH 22

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11264673_1213

GROUP

central

LEANNA LEKSIKOVA Broker

®

SUTTON GROUP WEST Inc. Brokerage

Featured Realtor

Independently Owned and Operated

416.236.6000 w w w. g t a h o m e s h o p . c o m

LEASE TO OWN

French chateau inspired executive home located in the most desirable area of the city. This residence is backing on to the ravine and Bridle Path estates. Laying on the more than a half an acre lot at the end of the quiet cul-de-sac. This home features lavishing finishes and unparalleled quality. Indoor salt water pool, elevator, butler’s suite, home theatre and many others are features of this glamorous home.

1213_RB2_1_0040

$264,900

$169,900 1213_GROBBINS_1_0900

1213_GROBBINS_1_0901

1213_GROBBINS_7999

Extremely Rear Offer For Sale Of The Corner Penthouse With Breathtaking Court Yard and Sunset Views Over 1,600 Sq Ft, 3+1 Bedrooms & 2 Full Bath. Property Has Many Upgrates From Kitchen Cabinetry, Stone Backsplash & Laminated Flooring. Building Is Family Friendly & Offers Extended Amenities, Basket Ball Courts, Indoor & Outdoor Pools, Tight Security, recreation centers. One of the largest units in the building with den & enclosed balcony can be used as guest bedrooms. Close to all amenities like Shopping, Doctors, HWs, steps to TTC & only minutes to the subway.

Skin Care Line for sale, currently approved by Health Canada, seller may get approval for other products. This is Canadian manufactured skin line that uses only all natural products with no animal additives. All clinical trials and laboratory testing had been performed for different races, skin types and ages. Product is indorsed by one of the leading plastic sergeants, Dr. Alek Jerinic Racic. Sephora and Sears are just a few companies that are interested in distributing the product with projected incomes of close to 400% return on investment. Other business models can be adopted Mlm, etc.

Over 1240 sq ft condo with great lay out, 2 bedrooms and 2 full bath. Located in desirable Etobicoke steps to public transit, 1 bus to subway, mihutes to Hws, air port. Fantastic facilities 24 hour gate security, exercise room, indoor and outdoor pools, tennis courts, recreation room and much more....

$197,500

$379,900

$199,900

OWNER WOULD CONSIDER ALL OFFERS

PLEASE CONTACT

LOWEST PRICE IN THE BUILDING!!!

1213_GROBBINS_1_0903

1213_GROBBINS_1_0904

1213_GROBBINS_1_3001

Brand new luxury condo built by Monarch, featuring lake views, 9 foot ceiling, laminated flooring, kitchen backsplash and granite countertops, stainless steel appliances, oversized balcony. Building offers stunning amenities and is minutes to downtown, steps to TTC & HW’s.

Solid 3 bedroom, 2 storey home located on child safe cul-de sac in Etobicoke. This spacious home has been updated through-out and features 2 car garage with direct acess to home, brick fireplace, wood floors throughout, large backyard with large patio. Close to schools, shopping and transit.

Spacious and affordable city living. Just 4 years old located in Harmony Village subdivision. Close to all amenities & fully upgraded with high quality laminated flooring and stainless steel appliances.

$448,500

$459,900

FROM $300,000

STEPS TO THE LAKE

ETOBICOKE HOME

1213_GROBBINS_1_3000

This is a fully tenanted legal triplex with spacious 3 apartments. Property is located on a mature tree lined street close to all amenities & minutes to downtown. It features 4 parking spots, hardwood flooring, and spacious back garden with BBQ area.

NORTH YORK BEAUTY

FREE M

ARKET

ETOBICOKE INVESTMENT PROPERTY

0%

EVALUATIONt

1213_RB2_1_0049

1213_GROBBINS_1_0906

A true affordable luxury has been upgraded with designer kitchen, bathrooms, hardwood floors, and much more.... Close to everything, schools, shopping. Easy access to HW’s and downtown.

NORTH YORK TOWNHOUSE

UNIQUE INVESTMENT

Be a part of over 310,000 sq ft Improve Centre dedicated to providing construction & design solutions. This project will offer 400 suppliers to the customers looking to renovate, build or redesign. Projected rent is $2,000 per month.

DOWN PAYMENT AVAILABLE

MAR 23 - APR 20, 2013 | Greater Toronto Area resale home & condo Guide

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10885504_1213

central

WE CAN HELP YOU! DO YOU HAVE PROBLEMS WITH #BE$SFEJUt#BOLSVQUDZt/P%PXO1BZNFOUt4FMG&NQMPZFE New Immigrants

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3 bedroom bungalow, big eat-in kitchen, 105 ft lot, freshly painted, 2 full washrooms. Finished basement, new windows, new roof, new doors, lots more updates; call for more details. Very clean home, carries cheaper than rent.

WHAT A DEAL

MINUTES TO 401

$1

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1213_TSG_1_0080

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1213_TSG_1_0075

Nice & clean home. Ideal for two families, 3 bedrooms upstairs, with 2 bedrooms, kitchen, living room, wshroom & separate entrance downstairs & much more. Call for more details. Property backs onto ravine and the apartment was totally renovated.

Beautiful home, attached garage, angel stone and vinyl, 3 bedroom upstairs, 2 bedroom downstairs. Totally renovated. Nice family area, professionally finished basement, 2 full washroom. Nicest home in area. Call for more details. 1213_TWC_1_2000

LIVE UPSTAIRS, RENT DOWNSTAIRS $2 49 ,9 00

$2 3

5, 0

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1213_TSG_1_0078

60’ X 111’ LOT

This 3 bedroom townhouse is like a semi, 2 washrooms, nice kitchen big living room, finished basement, garage, central air, close to transportation and shopping; this home is priced right. Call for more information.

1213_TSG_1_0077

Perfect home to help pay the mortgage. Live upstairs and rent downstairs, has a huge apartment downstairs with separate entrance, 3 bedrooms, 2 full washrooms, 2 kitchens, call for more details. 1213_TSG_1_0079

Two Brothers Working Together to Serve You Better! Over 25 Years of Experience 24

resale home & condo Guide Greater Toronto Area | MAR 23 - APR 20, 2013

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Sales Representative

RAJ SHARMA

FREE DAILY EMAILS OF POWER OF SALE/ DISTRESS SALE LISTINGS SENT TO YOU!

416.291.0929 416.898.7654

Office: Direct:

REGAL REALTY INC.

w w w . r a j d s h a r m a . c o m | raj.sharma@century21.ca

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Affordable urban life style in the heart of TO. Tridel built, on Richmond St., open concept, modern kit w/granite counters & stone tile flooring. Storage throughout, 5-star amenities!

Floor to ceiling wall unit, cabinets, shelves-value of $10,000! Excellent wide design layout w/windows across large & wide balcony! Facing quiet landscaped courtyard. Come move in & enjoy.

1+1 bdrm + 50sf balcony! 9’ ceiling, beautiful upgrades, 24hr concierge, great amenities. Near U of T, Dundas Sq, subway & highway. Community ctr & shopping close by.

1213_DKA_0027

1213_DKA_0028

1213_DKA_0029

0

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Home on a quiet cres, close to schools, parks, amenities, 407 & 401 & more. Functional layout, freshly painted, new carpet, sun-filled rooms, custom accents & fully fenced backyard.

Prof. landscaped, hrwd thru out main, crown moulding, formal dining rm, large e/i kit. 4 bdrms, fin. bsmt w/4th bathroom, rec/ play/fitness room, direct acc. to double car garage. Wow!

Move-in ready! Hrwd flrs, E/I kit w/granite c/tops, cozy family rm, gas f/p, bright liv/dining area, large master bdrm has 2 w/i closets, ensuite granite c/tops, main flr laundry, acc to garage.

1213_DKA_0030

1213_DKA_0031

1213_DKA_0032

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1213_DKA_1_1140

SPACIOUS BLOOR STREET CONDO! - Large 1 bdrm condo w/south-facing Juliette balcony - Open kitchen w/breakfast bar - New wood laminate floors in living/ dining - Includes 1 underground parking & locker - Monthly fees include all utilities!

1213_SHERWINS_1_1041

QUEEN EAST TOWNHOME! - 2 bdrm townhome in trendy Queen East hood - Laminate wood flooring thru-out - Balcony & underground parking - Low fees - 2 years new! 1213_DKA_1_1142

MAR 23 - APR 20, 2013 | Greater Toronto Area resale home & condo Guide

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11273251_1213

central

James Carpio Sales Representative

905.731.2000 Direct 647.889.5345 Office

Get instant access to thousands of homes including

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$424,800

Gorgeous 3 Bedroom Home www.BuyandSellGtaHomes.com 905-731-2000 Ref #3071 1213_DKA_0007

Downtown Luxury Condo www.BuyandSellGtaHomes.com 905-731-2000 Ref #8098

$219,900

3 Bedroom 3 Garage www.BuyandSellGtaHomes.com 905-731-2000 Ref #8094

1213_DKA_0003 1213_DKA_0006

$180,000

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$399,000

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1213_DKA_0009

$149,000

4 Bedroom 2 Kitchens www.BuyandSellGtaHomes.com 905-731-2000 Ref #6856 1213_DKA_0005

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$483,900

4 Bedroom w/Finished Basement www.BuyandSellGtaHomes.com 905-731-2000 Ref #9624 1213_DKA_0004

Brand New Toronto Condo www.BuyandSellGtaHomes.com 905-731-2000 Ref #5779

1213_DKA_0002

$349,999

1213_DKA_0008

$199,900

1213_DKA_0001

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resale home & condo Guide Greater Toronto Area | MAR 23 - APR 20, 2013

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VIEW OUR MAGAZINES ON ANY

DIGITAL DEVICE ANYTIME

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MAR 23 - APR 20, 2013 | Greater toronto area ResAle hoMe & condo Guide

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Gianna Santelli’s Full Service Home Buying & Selling Team SPECIALIZING IN

t5030/50t."3,)".t%63)".

Call Gianna for Results at 416-890-9578 www.GiannaSantelli.com HOME STAGER / INTERIOR DECORATOR

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MORTGAGES

Beauty featuring 3 large bedrooms, hardwood stairs, gas fireplace, eat-in kitchen with a W/O to a large deck. Master has its own 5 pc ensuite w/a soaker tub, brand new flooring throughout, freshly painted, new ceramics professionally finished basement has its own separate bedroom and a full 4 pc ensuite.

New detached 2 storied brick home. Bright & spacious. 2012 finished basement w/3 pc wash rm. Large kit w/breakfast bar. 2nd floor den - study. Hardwood floor in sunfilled family liv, kit, din. W/o to fully fenced yard. Master bedroom w/4 pc ensuite & W/I closet.

Professionally landscaped yard front & back, hardwood throhghout main floor, upgraded kitchen tile floors, crown moulding and more. Hardwood staircase with painted pickets. Formal dining room and large eat in kitchen. This beautiful home has 4 bedrooms, finished basement complete with a 4th bathroom, rec room, play room & fitness room. main floor laundry also has access to double car garage.

Fabulous North Oshawa Samac! 9 ft ceilings in main floor, large eat-in ktichen with huge granite island & walk-in pantry, opens to a beautiful deck on a totally private backyard backing onto green space. Great size master bedroom with spa-like bath, soaker tub & separate shower. 3 spacious bedrooms, professional fin. basement with pot lights, extra bedroom, full bath and rec. room.

Corner lot 2 storey house in ‘New Oshawa’ boasts 4 br, 3 baths. The executive home is move-in ready. Beautiful hardwood flooring in most rooms, eat-in ktichen with granite countertops, open to cozy family room with gas fp. Bright Living/Dining area. Large master bedroom with 2 walk-in closets. Ensuite has granite countertops and private ‘Water Closet’. Main flr laundry w/access to garage.

Menkes ‘Bronze’ model boasts hrdwd on main flr and staircase. Open concept Living Rm with gas F/P, vaulted foyer w/soaring 12’ raised ceiling in formal room. Lrg brkfast area with W/O to fully fence lrg yard 3 bdrms, 3 washrms. Master feas W/I closet, soaker tub & sep. shower. Raised ceiling with gorgeous window in 2nd bdrm.

To be built awesome quality Woodland Home. Best location in Oshawa at the top of the City in a quiet court 4 bedrooms including large master with W/I closet & ensuite with separate shower. Ceramics in kitchen and bathrooms. Eating area with W/O to yard. Formal dining room & large family room. 40 oz carpet.

4 bedroom home. Upgrade staircase pickets. Upgraded kitchen cabinets, freshly painted, BBQ gas outlet in backyard. Access from garage to house. Kitchen backsplash, 3 pc R/I, thousands of dollars spent on upgrades. Walking distance to Schools, Parks, Shopping.

2275 sq. ft, 9 month old ‘Primont’ Home in Greenborough Community. Premium corner lot, facing pond. Very bright & well maintained home with dble dr entry w/glass inserts, 9’ main ft ceiling, oak h. wood flrs on main and stairs. Gourmet kitchen W/I upgraded cabinets & granite counters. Master B. rm w/5-pc ensuite W/I cozy glass shower enclosure. Balcony & computer nook on 2nd flr. Direct access to garage. Builders’ warranty available.

$349,900

$399,900

$439,990

28

$378,500

$412,000

$499,000

$399,000

$419,900

$599,900

resale home & condo Guide Greater Toronto Area | MAR 23 - APR 20, 2013

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central

Gianna Santelli’s Full Service Home Buying & Selling Team SPECIALIZING IN

t5030/50t."3,)".t%63)".

Call Gianna for Results at 416-890-9578 www.GiannaSantelli.com

MARI BLAIR

MORTGAGES

CERTIFIED HOME INSPECTOR

LAWYER

MARIAN NISHAN JACK MCCULLIGH

A great Boxgrove Community Home “Walk to School & Park” close to grocery, shopping, 407. Extra wide lot almost 42 ft by almost 105 feet deep. Double door front entry. Exceptional layout. Hardwood on main. Oak staircase. Gas fireplace. 2nd floor office area. Lots of closet space.

$655,000

IAN COLMAN

Gianna Santelli Real Estate Broker

FREE HOME EVALUATION First home owner, custom built 2,600 sq. ft. by Gladwood Homes, very bright & spacious double door entrance, upgraded landscaping & driveway over $25,000.

$680,000

11273376_1213

HOME STAGER / INTERIOR DECORATOR

There is

NO COST OR

OBLIGATION $709,900

Success Stories

TESTIMONIAL

for this Valuable Service

$962,000

Now under construction ‘Parker’ model 2794 sqft detached 4 bedroom home. In sought after Rouge Community move in Summer 2013. Tarion warranty and buyer to pick their own interiors.

4235 S.F. Living space in Wismer, Cortland model. Partially fin. basement 1600 S.F. 9 ft ceiling. Euro style kitchen w/backsplash & island. Built in SS kitchen appliances. Interlock driveways & backyard. Hardwood in the whole house. Tons of pot lights thru out. Too many upgrades. Total size approx. 5800 sq. ft.

I would like to thank Gianna for an incredible selling experience. She was professional, straight forward, honest and respectful. I was so impressed with her no-pressure approach and her attention to detail. My home sold within 4 days, over asking and I was so happy and amazed with the results. It was a pleasure working with her and I will definitely be recommending her to my group of friends. - Elisa

Follow me on Twitter @Giannasantelli

Linkedin

MAR 23 - APR 20, 2013 | Greater Toronto Area resale home & condo Guide

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trebtalk

Navigating

Canada’s housing market B Y A N N HA N NA H

P

erhaps you are feeling insecure about your knowledge of the financial implications of homeownership.

Homes are a major asset, and for most Canadians, represent the single largest financial investment of their lives. Most buyers must finance their purchase using some form of credit. While homeownership can be a significant source of equity over the long term, Canadians need to remain vigilant about their finances at this critical decision point in their lives.

In a recent survey commissioned by The Canadian Real Estate Association (CREA), 70 per cent of young Canadians between the ages of 18 and 29 indicated a “major need” for more information about the financial implications of buying a home. This figure is particularly meaningful as many in this age group are on the cusp of buying a home for the first time, and need to make informed financial decisions about their future.

Realtors and their national association, CREA, have collaborated with the Financial Consumer Agency of Canada (FCAC) to develop and provide a resource for Canadians to help them more easily understand and navigate the home buying process. The Homebuyers’ Road Map* outlines the financial aspects of the homebuying process as well as the importance of negotiating with lenders and utilizing government programs. Our industry’s goal is to empower Canadians with knowledge, skills and confidence to make responsible financial decisions about homeownership, one of the most significant financial and lifestyle decisions most will ever make. *The Homebuyers’ Road Map is available free of charge at CREA.ca/resources

Many homeowners with locked-in rates may not feel the impact of market fluctuations until their mortgage comes due for renewal. Buying a home is always a big decision. Whether it is your first time, or your third or fourth home, it is a big investment that warrants careful financial planning and consideration. TREB recognizes members of organized real estate have an important role to play. We are the homebuyer’s first line of contact, and as such, we need to continue using our knowledge and expertise of the homebuying process to empower Canadians to make informed financial decisions. 30

Ann Hannah is the President of the Toronto Real Estate Board, a professional association that represents 34,000 Realtors in the Greater Toronto Area.

ResAle hoMe & condo Guide Greater toronto area | MAR 23 - APR 20, 2013

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legallyspeaking legally speaking

The truth about

FAMILY TRUSTS B Y J AY S O N S C H WA R Z

Jayson Schwarz LL.M. is a Toronto real estate lawyer and partner in the law firm Schwarz Law LLP. Visit schwarzlaw.ca or email info@schwarzlaw.ca and give us your questions, concerns, critiques and quandaries.

W

hen people hear the words “family trust” or “Florida trust,” they immediately think of wealthy, old-money families such as the Kennedys. The truth is that trusts are simply a second layer of estate planning, over and above a will, for people who have assets that they want distributed on an ongoing basis after death, or even during life. In addition, trusts are an effective way of reducing the tax liability of your estate while still allowing you, or whoever you designate, to be in complete control of your assets.

What is a trust? A trust is a thing, brought to life by a trust document, that creates an entity able to operate on the surface as a separate individual, capable of holding assets and/or operating a business. Instead of shareholders, it has beneficiaries for whom the assets must benefit, and trustees who follow a set of rules that are crafted by the lawyer to satisfy your needs that describe how the trust shall be operated and for whose benefit. Unlike a will, which merely says who gets what after death, a trust allows you to strategically plan your succession with a view to minimizing or delaying tax and government administration fees. In addition, putting your assets into a carefully structured trust will allow you to control your estate after death. Trusts may be used while you are alive to split income amongst family members and others to minimize your own income tax burden. Trusts have a wide variety of uses, and for this reason several different types of trusts have been developed. What are some of the different types of trusts? Trusts can range from the very simple to the very complex. Trusts can vary from document to document as to their effect, complexity and use. The following are but a brief sampling of different kinds of trusts: › TESTAMEN T TAMEN TARY TRUST It is possible to create a trust within your will by T specifying how certain assets will be handled and then distributed after your death. As an example you can stipulate how minors will receive certain bequests and how assets may be invested. › SPOUSAL TRUST It can be included in a will or as a separate document in order to place some or all of your assets into the trust prior to death purely for the benefit of your spouse in order to avoid the estate tax. You could provide your spouse a life interest in order to enjoy the assets yet preserve them for the children. › FAMILY TRUST This trust is used during your life for any number of purposes. It can be used as a personal and corporate succession planning tool, as a discretionary, flexible tax-planning tool and for creditor protection. › HENSON TRUST This trust is designed to allow disabled persons receiving disability benefits to protect their assets and those benefits. › INTERNAT ERNA IONAL OR FLORIDA TRUST this can be an extremely important ERNAT planning tool for Canadians who are looking to purchase property in Florida or elsewhere outside of Canada. When prepared properly it can insulate you from US estate taxes on death. How do I know if a trust is right for me? It is important to consult with a lawyer and accountant experienced in the use of trusts to determine which kind of trust is right for you and your family. Trusts are dynamic and useful tools that allow flexibility, peace of mind, succession planning and tax planning, now and in the future. MAR 23 - APR 20, 2013 | Greater toronto area ResAle hoMe & condo Guide

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11233493_1213

Hall of Fame

Lifetime Achievement Award

Chairman’s Club

VIP Passes To New Condos BEFORE Sale To Public

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$1,999,900

$749,900

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8000 Sf of luxury. Heated indoor pool + spa. Elevator, Sauna, Luxury bungalow. 9 years new. Parquet & ceramics, gas Wet Bar, Wine Cellar. 2 kitchens, new hardwood, new windows, fireplace, 2 kitchens, 2 laundry room, fenced backyard, huge new European kitchen. 4 new sundeck. Designer moldings, basement w/ large kitchen, rec, 3 pc bath++ columns, doors & trim. Pot lites. B/I speakers. 1213_TSG_1_0001 1213_GROBBINS_1_0100

Stunning detached home in Thornhill Woods. Upgraded kitchen. Parquet floors. Granite C-tops B/S. Fin. W/O bsmnt w/rec (Br), 3 pc bath, kitchen, laundry & cantina. Closet organizers in all closets. 1213_GROBBINS_1_5000

$529,800

$899,900

$549,888

CENTRE OF NORTH YORK

North York custom built huge condo over 2000 sq.ft - 2 units combined in one. Totally renovated: Kitchen, baths+++ 2 parkings++ 1213_GROBBINS_1_0201

$1,299,900 BATHURST AND TESTON ROAD

STOUFFVILLE LOT SIZE 60 X 168

TWO CONCORD INDUSTRIAL UNITS

Stunning bungalow. Totally rebuilt. New kitchen, waffled ceilings, flooring, wainscotting, doors & windows, CAC, new bathrooms, new basement apartment w/sep entrance, 2 car heated detached garage.

Be your own landlord. Great opportunity to invest in 2 industrial condo units (one is corner unit). Quiet location near Highways 7 & 407. Very clean & well maintained complex. Total 5112 sf. Approximately. 1213_GROBBINS_1_7000

$487,000

$950,000

1213_GROBBINS_1_0105

2+1 BEDROOMS* PENTHOUSE IN CENTRE OF RICHMOND HILL

RICHMOND HILL

Stunning Monarch Home. Unique designer. 300K + upgrades. Corner Penthouse. Two large balconies & unobstructed Custom built home. Private treed lot court location. 7 yrs 4 yrs new. 5000sf of fin area, Chef’s kitchen, Porcelain & views. 1400 SI. Hardwood. Upgraded kitchen. Granite new. 9’ ceiling, cornice mouldings, pot lights, huge kitchen hardwood, 2 storey family, moldings, fin bsmnt w/: hardwood, marble. Parking. Locker. Indoor pool. w/ granite counter. ++++ rec, br, 3 pc bath, prof landscaped+++ 1213_GROBBINS_8888 1213_GROBBINS_1_5001 1213_GROBBINS_1_0050

THORNHILL 4 YEARS NEW

$2,499,900

32

Impeccable show piece backing to ravine & Don River. 7500 sf of luxury hardwood flrs. 8’ doorways. Skylight. Extended kitchen. Mbr suite. Huge W/I closet, wellness/ library, 6 pc massive bath. Organizers. Shutters. Fin walkup basement w/in law+nanny’s suites, wine cellar, rec, exercuse. 3 B/I libraries. 1213_GROBBINS_1_5003

THORNHILL 2 YEARS NEW

$2,499,900

Stunning designer show piece. Over 5100 sf -7500sf of luxury, hardwood flrs, 8’ doorways & doors. Mbr suite: Huge w/i closet, 6 pc massive bath, organizers, shutters, fin basement w/: in-law + nanny’s suite, party room dance floor bar++++++ 1213_GROBBINS_1_0106

resale home & condo Guide Greater Toronto Area | MAR 23 - APR 20, 2013

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central

Excellent Work Experience, Professionalism And Creativity To Achieve Your Goals And Dreams

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REAL ESTATE BROKER GOLD, DIAMOND & PLATINUM AWARD WINNER

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MEMBER OF THE TORONTO REAL ESTATE BOARD

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Each office is independently owned and operated

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DIRECT: email: fayservices@yahoo.com http://www.fayrealestate.ca BATHURST & CLARK

1213_GROBBINS_5001

RICHMOND HILL

Large & bright CORNER unit, about 1350 sqft, 2+1 bdrm, 2 full wshrms, in Prime Thornhill location! Very clean, in excellent condition. Beautiful laminated floors throughout. Large kitchen with window & pantry. Large bedrooms. Solarium can be used as 3-rd bdrm or office. Maintenance fee includes everything! Very well maintained building with excellent facilities: gym, sauna, outdoor pool, recreation room, tennis court, 24 hrs security gate.

ASKING $345,000

Detached house, 4-bdr, 3-wshr, about 2210 sqft. Practical layout. Bright & clean. All rooms are large. Solid wood staircase. Open concept nice kitchen with large breakfast area & W/O to patio. S/S appliances. Main floor laundry room. Central VAC. Direct access to garage. FINISHED basement. Close to French Immersion School, Park, transit.

ASKING $569,900

1213_GROBBINS_5004

ELGIN MILLS & YONGE

Amazing family home, about 2400 sqft, 4-bdrm, 4-wshr on premium pie shape lot. Quality upgrades. High SMOOTH ceilings. Hardwood floors. Numerous potlights. Beautiful kitchen with granite countertop & pantry. Amazing FINISHED WALK-OUT BASEMENT with designer wet bar, sauna, 3 pc washer, etc. Walking distance to Via bus, shopping plaza, excellent schools, parks, community centre, movies & restaurants.

ASKING $753,800

1213_GROBBINS_5007

NEWMARKET

Affordable Summerhill beauty across parks! 4-bdrm, 3-wshr detached house, about 2300 sqft with excellent layout. Elegant foyer with circular oak staircase. Maple hardwood floors. Crown moldings & potlights (indoor & outdoor). Huge masterbdrm with sitting area & luxury ensuite. Upgraded kitchen with S/S appliances. Main floor & access to garage. Large lot. 2-car garage. Across the parks, walking trails. Steps to schools, transit, shopping.

1213_GROBBINS_5010

ASKING $525,000

DUFFERIN & STEELES

1213_GROBBINS_5002

DUFFERIN & RUTHERFORD

1213_GROBBINS_5005

BATHURST & MAJOR MACK

1213_GROBBINS_5008

NEWMARKET

1213_GROBBINS_5011

10889836_1213

Have You Decided To Buy A Property?

INVESTMENT OPPORTUNITY! Bright & spaciois, beautiful 1-bdr, 1-wshr condo unit with gorgeous SouthWest view. Large windows. Laminated floors. Nice kitchen with granite countertop & S/S appliances. Locker, parking. Low maintenance fee. Excellent facilities: gym, sauna, outdoor pool, party room, 24 hrs security. One bus to York University & subway line. Walking distance to everything! There is a AAAtenant who can stay for additional 2 yrs (or leave if you need it).

ASKING $282,000

Luxurious executive townhouse overlooking pond! Located in demand community! 3-bdr, 3-wshr. $$ spent on upgrades. Amazing open concept layout. High ceilings. Dark hardwood floors. Family room with gas fireplace. Beautifully upgraded kitchen with tall maple kitchen cabinets, granite countertop, backsplash, stainless steel appliances. All large bdrms. Master with W/I closet & 5 pc ensuite. Main floor laundry room. Close to all amenities, schools, parks, transportation.

ASKING $599,999

Stunning 3800 sqft, 4-bdrm, 4-wshr house in outstanding Upper Thornhill Community. BACKING ON BEAUTIFUL RAVINE. Amazing floor plan. SMOOTH ceilings throughout. 11’ ceiling in Family & kitchen. 12’ ceiling in living, 9’ on 2nd floor, 10’ in master-bdrm. Upgraded 5� hardwood, crown holdings. Custom made kitchen w/gorgeous granite countertop & all professional line Thermador appliances. Gas range, B/I fridge... Too many upgrades to list. YOU WILL LOVE IT! Beautiful 3085 sqft, 4-bdrm, 4-wshr completely upgraded, practically new home. 9’ SMOOTH ceilings. 17’ in foyer. Hardwood floors, oak staircase, iron pickets, coffered ceilings in dining. Beautiful kitchen w/central island, S/S appliances. Large family room w/ gas fireplace. MAIN FLOOR DEN. Huge master w/JACUZZI. Too many upgrades to list....Minutes to Yonge, Upper Canada Mall, parks, plazas, GO station. Do not miss!

ASKING $699,000

HOMELIFE VICTORY REALTY */$ #30,&3"(& :POHF4U 4VJUF 3JDINPOE)JMM 0/-$$

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1213_GROBBINS_5003

One of the largest 3-bdrm, 3-wshr units in the complex. Stunning & tastefully decorated with a functional layout. Very bright & inviting. Good size living/dining room with W/O to balcony (BBQ allowed). Bright clean kitchen with all newer appliances. Very chic, very contemporary & VERY AFFORDABLE. Laminated floors throughout. Excellent location. Walking distance to Hillcrest Mall.

ASKING $349,000

RICHMOND HILL BUNGALOW WITH LOFT! Stunning, rare, suitable for any type of family! 3+1 bdr, 4-wshr with excellent layout, located in desirable area (great schools, lots of parks, lake, ice arena, new gorgeous community center). This house has master-bdrm with ensuite on first floor and two bedrooms with bathroom on 2nd floors. Finished basement with kitchen, bdrm, fam. room & bath. Lots of renovations have been done! Custom beautiful kitchen w/central island & limestone floors, granite counter, newer S/S appliances with Bosch cooktop. New custom curtains & much more... 1213_GROBBINS_5006

DUFFERIN & MAJOR MACK

1213_GROBBINS_5009

BANTRY & BAYVIEW

1213_GROBBINS_5012

ASKING $749,900

Gorgeous 3-bdrm, 3-wshr semidetached in desirble Thornberry Woods. Very practical layout. High ceilings. Oak staircase. Hardwood floors. Custom breakfast bar in kitchen, updated taller upper cabinets & S/S appliances. Large master-bdrm with 4 pc ensuite w/large tub & separate shower. Close to parks, schools, shopping, transit.

ASKING $569,900 Absolutely stunning 4+1 bdr, 3-wshr detached house in prestige Bayview Glen area, feels like new home! Excellent floor plan. Extremely bright, lots of upgrades with highest quality columns, mouldings, wainscotting. Hardwood floors throughout. Freshly painted. Oak stairs. High ceilings. 18’ ceilings in living. Gorgeous kitchen with S/S appliances, gas stove. Direct access to garage. FINISHED basement with above grade windows. Flagstone patio & deck. 2-car garage & large driveway (parks 6 cars). Close to everything.

MAR 23 - APR 20, 2013 | Greater Toronto Area resale home & condo Guide

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BROKER

CHIN

Ravine lot 3 mts new 4 bedroom backing onto conservation land. Stained hardwood throughout & ceramics, oversized bedrooms with ensuites & semi- ensuite. Kitchen with granite counter, S/S appliances, undermount lighting, CAC, CVAC & much more. For more details pls call Sonia/Joseph.

cell: 416.891.7836 office: 416.730.0357

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9 44

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$

INDEPENDENTLY OWNED & OPERATED

11272204_1213

$375,000

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Excellent location spacious one bedroom unit, open concept, totally upgraded, across from the Downsview subway, direct bus access to Yonge/Sheppard station. Express bus to York University, minutes to Hwys 401/407/400, Yorkdale Shopping Centre, Parks & Recreational Centre. For more information pls. call Sonia/Joseph.

Great location, high traffic commercial/industrial neighbourhood. Minutes to Hospital, Professional buildings, York University, Major Highways & more. Previous use - ‘Restaurant’. For further information pls. call Sonia/Joseph.

8911368_1213

Higher Standard Agent, Higher & Better Results DETACHED BUNGALOW

E

AS

1213_BSONG_1_6004

$1

Complimentary Market Evaluation Quick Easy Mortgage Approvals For Your Dream Home

Freehold Townhome in a sought after neighbourhood. Immaculate 3 bedrooms, spacious master combination Living/Dining, eatin kitchen with breakfast bar, endless cupboard space space. Located minutes to top ranking schools, steps to shopping, public transportation, minutes to Highways.

0

90

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00

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9 44

“Exclusive” Fantastic value with income potential or development opportunities due to location & lot size. 3+3 bedrooms seperate entrance to finished basement. Ideally located on a quiet street in Weston Village. Pls. call Sonia/Joseph for more information.

PLATINUM LTD. BROKERAGE

Newly renovated bungaloft sunfilled & move in ready. Ideal for family with adult, children/in laws. 3 distinct suites upper R/I kitchenetee, skylight, 5 pc ensuite, W/I closet, oversized bedroom, main floor 9 ft ceiling, Living/Dining, woodburning fireplace. Basement large bedroom, 4 pc ensuite R/I kitchen. Large backyard with hugh deck, newly paved driveway. Pls call Sonia/Joseph. For more details.

1213_BSONG_1_6002

Sonia

$

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,

$1

1213_BSONG_1_6001

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SALES REP

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1213_BSONG_1_6003

central

Joseph

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TRIDEL BUILT CONDO

Gold Award Winner

$321,900

Gold Award Winner

Call Mila Today!

416-560-4027

1213_BSONG_3002

1213_BSONG_3001

Direct: Office:

905-415-3800

ukalia@trebnet.com 3 bedroom, 2 baths, 3 rm basement apartment sep ent., inground pool. More info call Mila

TOWNSWOOD BUILT HOME

$599,900

FREE Evaluation for your home FREE Home Staging with listing

1213_BSONG_3004

$147,500

1213_BSONG_3003

EXCELLENT LOCATION

Steps to Scarborough Town Centre. 2+1 bedrm, 2 baths, laminate fl., balcony, 24 hrs concierge, swimming pool, gym, sauna. Lake view, over 900 sq. ft.

2 bedrm condo, 2 washroom, laminate fl., corner unit, pool, security, gym, sauna, tennis crt., 4 appliances.

Approx 2300 sq. feet, 4 bedrm, 3 washroom, family rm fireplace, eat-in kith, main fl. laundry, 5 appliances, 9’ ceiling, balcony. Hardwood fl.

HOMELIFE GALAXY REALTY LTD., BROKERAGE Independently Owned & Operated

Let Mila take care of your Buying & Selling professionally, with over 25 years of experience.

34

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8155613_1213

central

$224,900

IMAGINE IN TORONTO....MONTHLY PAYMENTS OF ONLY $983!!

Can You Afford NOT TO LOOK... Quick Call Cora 647-222-3405!!

tSunny & Bright 3 Bedroom 2 Bathroom Home tHardwood In Living/ Dining tCeramic in Modern Kitchen tUpdated Baths & No Houses Behind! tCarries for only approx, $983 monthly P/I 1213_DKA_0058

tWonderful 3 Bedroom 2 Bathroom Home tOpen Concept Dining/ Living tMaster w/Double Closet & Finished Basement tCarries for only approx. $1378 monthly P/I

t

Taste The Good Life of Home Ownership, Call Cora Today 647-222-3405!!

O YES YOU CAN!!

tFantastic 3 Bedroom 3 Bathroom Home tLaminate & Moulding In Living/Dining tFamily Sized Kitchen w/ Walk-Out To Deck tMaster w/Ensuite & W/I Closet tFinished Basement & Landscaping tCarries for only approx. An Easy Price To Live With, Quick ...$1215 monthly P/I

t

SEE...LOVE...BUY...OCCUPY...!!

Call Cora Today 647-222-3405!!

1213_DKA_0057

“ENJOY LIFE HERE....AND NOW, IN TORONTO!!”

tRenovated 3 Bedroom 2 Bathroom West End Home tNewer Floors, Paint, Bathrooms... tFamily Sized Kitchen & Master w/Semi Ensuite tFinished Basement w/ Walk-Out tCarries for only approx. $1092 monthly P/I

Tight Budget...Looking For Value... Quick Call Cora Today 647-222-3405!!

t

$274,900

CORA SAYS, “LIVE BETTER FOR LESS...IN TORONTO!!”

tAmazing 3 Bedroom 2 Bath Toronto Home tLaminate in Living/ Dining & Master tWalk-Out To Patio & Private Backyard tLaminate in 2nd & 3rd Bedrooms tCarries for only approx. $939 monthly P/I

$214,900

t

t

1213_DKA_0056

First Time Buyer, No Down Payment, Questions... Call Cora & Make Your Move 647-222-3405!!

1213_DKA_0055

$244,900

tStunning Toronto Condo Apartment tLaminate in Living/ Dining, Den & Bdrm tOpen Concept & WalkOut To Balcony tDemand Toronto Neighbourhood! tCarries for only approx. $1,056 monthly P/I

$312,000

TORONTO’S PERFECT “LOCATION...LOCATION...LOCATION!!”

$249,900

t

Don’t Pass This...Buy!! Call Cora Today 647-222-3405

1213_DKA_0059

1213_DKA_0060

Some properties which appear for sale in this advertisement may no longer be available because they have been sold firm, sold conditional or no longer being offered for sale.

10282125_1213

ROBERT DI MATTEO

NORMAN HILL REALTY INC., BROKERAGE

SALES REPRESENTATIVE

www.BobDiMatteo.com SOLD

List & Sell with Robert DIAMOND CLUB AWARD WINNER

FREE HOME MARKET EVALUATION

416-226-5515

|

1-877-887-5515

WONDERFUL DETACHED 4 BDRM HOME WITH WALKOUT BASEMENT

2 BEDROOMS, 2 BATHS, 2 PARKING SPOTS, 2 WALKOUTS TO OVERSIZED BALCONY Very bright suite w/West Exposure & gleaming wood floor. Spotless! Wonderful amenities. Lots of visitor parking, 24 hr security & concierge, 2 visitor guest suites, very safe & quiet condo. Living room is large enough to accommodate a cozy combined family room living room experience. Call Robert.

Magnificent family home with 9 ft ceiling, bright & spacious open concept main floor, S/S appliances. Very quiet & desirable street. Upgraded kitchen cabinets, freshly painted & very well maintained. Main flr gas fireplace. Large master bdrm w/5 pc ensuite. Close to mall, Hwy, Parks, Schools, Trails & so much more. Call Robert.

$319,000

$514,000

1213_DKA_0133

GORGEOUS 2 BEDROOM + DEN + PARKING + LOCKER

1213_DKA_0134

3 BEDROOM HOME IN PERFECT LOCATION

Wood flooring throughout!! Tridel deluxe condo unit on main floor. North view facing park, very quiet. Open kit w/granite countertop. Great shcool zone: Unionville High/Coledale/St. Justin. Easy access to Hwy 404, 407 & Viva Transit. Million $ rec facilities incl. indoor pool, gym, party rm, etc. Call Robert.

Great access to Transit - Hwys 404 & 400, GO & LRT! Well maintained property with upper level apmt. Nice oak flooring in bedrooms, Living & Dining rooms. Truly a place you will love to call home. Many amenities including Upper Canada Mall, Schools, Tim Hortons, Restaurants, & more. Call Robert.

1213_DKA_0135

LEASE $1450/MONTH

1213_DKA_0136

w w w. B o b D i M a t t e o . c o m MAR 23 - APR 20, 2013 | Greater Toronto Area resale home & condo Guide

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BELOW MARKET FIXER UPPER PROPERTIES

Percy Fulton Brokerage Cell:

416-953-9580

Office:

Upper Penthouse. Luxury bright corner unit designed by Shane Baghai, TTC at your door step. Walking distance to Shops, Schools, Parks, Restaurants. Call Mahta 416-953-9580

$1 4 $3 75/M 29 O ,5 NT 00 H $1 6 $3 74/M 74 O ,9 NT 00 H

$1 6 $3 12/M 54 O ,9 NT 00 H

1213_DKA_0042

Immaculate detached 3 bedroom, home, fully fenced private yard, close to amenities, access to Hwys. Great family neighbourhood, laminate & hardwood flooring. Call Mahta 416-953-9580

Why Pay Rent?

3 bedroom detached 2 storey family home, freshly painted, backing onto green, lots of upgrades. Walk out finished basement, just move in and enjoy the view. Call Mahta 416-953-9580

Why Pay Rent? 1213_DKA_0041

1213_DKA_0040

$1 5 $3 22/M 39 O ,9 NT 00 H

POSITIVE CASH FLOW FROM RENTAL PROPERTIES

mahta.nourbakhsh@gmail.com

Why Pay Rent?

Breathtaking 3+1 bedroom bungalow, private lot, mature trees, finished basement with bar, hardwood flooring & lots of updates. Call Mahta 416-953-9580

416-298-8200

11273312_1213

SALES REPRESENTATIVE

Nourbakhsh

1213_DKA_0039

$9 6 $2 5/M 14 O ,9 NT 00 H

POWER OF SALE, FORECLOSURE & DISTRESS PROPERTIES

1213_DKA_0038

1213_DKA_0037

Why Rent when you can own this Completely Renovated from top to bottom? Spacious 2 bedroom Condo laminate floor, new kitchen with counter top and double sink & marble backsplash. Call Mahta 416-953-9580

MAHTA $9 7 $2 0/M 1 5 OI ,0 NT 00 H

central

NEW IMMIGRANT SELF-EMPLOYMENT, CAN’T SHOW INCOME SINGLE PARENT OR SINGLE INCOME ZERO DOWN, 5% DOWN RENT TO OWN BAD CREDIT

Carpet free all brick raised 2+2 bedroom bungalow with pool size lot. Built in 2001. No neighbour behind. Basement 2 good size bedrooms family room & laundry $$$. Call Mahta 416-953-9580

Why Pay Rent?

VIEW OUR MAGAZINES ON ANY

DIGITAL DEVICE ANYTIME

Now you can view all of Wall2Wall Media’s publications online, anytime, using your mobile, PC or tablet

ResaleHomesAndCondos.ca Published by

36

resale home & condo Guide Greater Toronto Area | MAR 23 - APR 20, 2013

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central

DIRECT:

(416) 727-3466

Toll Free: 1.888.915.5050

OFFICE:

(416) 743-2000

e-mail: baglieri.joe@gmail.com

2000 Realty Inc, Brokerage

INDEPENDENTLY OWNED & OPERATED

BYE BYE LANDLORD! $289,000!

SEE, LOVE, BUY, OCCUPY! $319,900

Why rent when you can own this bright & spacious detached brick 2 sty w/gar! Open concept! 3 bdrms! 3 baths! MBR w/ensuite & w/i closet! Kit w/brfst area, ceramics & 6 appls! Full bsmt & w/o to private yard & open space too! Call Joe today to view 416 727 3466. 1213_DKA_1_0043

Gorgeous bungalow w/garage! finished top to bottom! open concept main flr! 9 ft ceilings! eat-in kit! 6 appls! great rm w/gas frplc! MBR w/walk in closet! rec rm w/gas frplc! w/o to deck and o/l’s greenspace & nature too! To view call Joe 416 727 3466. 1213_DKA_0097

END THE SEARCH...AT THE BEGINNING! $324,900!

HOME SWEET CASTLE! $325,000

Simply spectacular! Sunfilled det bung! Gar! 3 bdrms (in all)! 3 baths! Fabulous eat- in kit! 6 appls! Open concept LR & DR! Hardwood flrs thru out! Huge MBR w/ ensuite! Fin bsmt w/ gas frplc & bath! W/O to deck & garden! To view call Joe 416 727 3466. 1213_DKA_1_0045

A great family home! det! 2 sty! garage! 3 bdrms! 3 baths! modern decor! family size kit! 5 appls! open concept family rm! MBR w/4 pc ensuite & w/i closet! prof fin bsmt w/laminate flrs & potlights! w/o to deck & huge patio! lndscpd front & back! To view call Joe 416 727 3466. 1213_DKA_0098

NOT JUST ANOTHER PRETTY PLACE! $329,900!

Spacious! Det! Brick! Bungalow! Double gar! W/house access! Stunning stone walkway! Open concept! LR w/vaulted ceilings! Lrg eat- in kit w/center island & granite counters! 5 apps! Crown molding! Hwrd flrs! Above grade fin bsmt w/ rec rm & gas frplc! W/o to deck & private yard! Call Joe today 416 727 3466 1213_DKA_1_0047

LOVE AT FIRST SITE! $399,900

Bright open concept brick & stone bungalow! garage! double drive! 3 bdrms (in all)! 2 full baths! kit w/4 appls! family rm w/gas frplc! cac! laminate flrs! California shutters! finished w/o bsmt w/rec rm! w/o to private yard too! Call Joe to view 416 727 3466. 1213_DKA_0099

Call TEAM BAGLIERI Today!

MAR 23 - APR 20, 2013 | Greater Toronto Area resale home & condo Guide

RESALE_GTA_CENTRAL_1213.indd 37

11270616_1213

www.iknowyourhome.com

37

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taxtime

Be aware of new provincial tax changes › This is supposed to be a temporary tax bracket until Ontario’s deficit has been eliminated in several years.

ONTARIO TRILLIUM BENEFIT

› Effective July 2012, the Ontario Trillium Benefit combines payments from the Ontario sales tax credit, Ontario energy and property tax credit, and Northern Ontario energy credit. Further details are available on page 117 in the chapter on Ontario Provincial Tax.

HEALTHY HOMES RENOVATION TAX CREDIT

T

he Certified General Accountants of Ontario advise of a number of provincial tax changes for filers this year:

INCREASED THRESHOLD FOR ALL INCOME TAX BRACKETS

› Taxable income thresholds in all three Ontario provincial tax brackets were increased by 3.3 per cent in 2012, reflecting changes to Canada’s consumer price index (CPI) in Ontario. All indexed non-refundable tax credits also increased by 3.3 per cent.

NEW HIGH INCOME TAX BRACKET

› The Ontario government has introduced a new tax bracket. Beginning in 2012, individuals will be taxed at a rate of 12.16 per cent on that portion of their income in excess of $500,000 annually. That will increase to 13.16 per cent in 2013. 38

› In 2012, Ontario introduced a refundable Healthy Homes Renovation Tax Credit, which is designed to assist senior citizens with the cost of permanent home modifications required to improve accessibility or assist with mobility to and within their home. › This credit is calculated as 15 per cent on up to $10,000, or $1,500, to cover eligible annual expenses (wheelchair ramps, widening passage doors, hand rails in corridors), among other qualifying expenditures. › Couples who are living together may only claim up to $10,000 in qualifying expenses in total. Family members who live with an elderly relative may claim this expense on behalf of the household. Couples who live separately because of medical or other reasons may each claim up to $10,000. › For the 2012 tax year, eligible expenses will qualify for this credit if they were incurred between October 1, 2011 and December 31, 2012. In future years, expenses can only be incurred within the corresponding calendar year Additional information regarding federal and provincial tax changes is available online at cga. ontario.org. NC

resale home & condo Guide Greater Toronto Area | MAR 23 - APR 20, 2013

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central

ASSIF YASSEN Sales Representative

Direct

416-625-2216

ayassen7387@rogers.com

Dynasty Realty Inc., Brokerage Independently Owned and Operated

PICKERING

Steps away from Pickering Town Centre. 3 bedroom 2 1/2 bath town house totally private master bedroom with ensuite bath. No snow to shovel, 5 appliances, office area, family room with fireplace. Call Assif.

!!MARKHAM!! COMING SOON

BRAMPTON - RENT MONEY DON’T COME BACK!

1213_DKA_1_0099

Priced to Go!!! Very well kept 4 bedroom, 4 bathroom under 5 years old 2630 sq ft home backing on to Pond. Hardwood floors, main floor laundry with in law potential. Call Assif.

Detached 3+1 bedroom home with basement apartment and separate entrance, double driveway in the Markham Middlefield area. Call Assif.

Immaculate 3 bedroom corner unit with new broadloom freshly painted thru-out with 5 appliances and lots of amenities. Healthy reserve fund, walk to shopping.... etc. Call Assif.

PICKERING EXECUTIVE TOWN HOME - UPGRADED THRU OUT!!

SCARBOROUGH !!EXCLUSIVE!! 1213_DKA_1_0101

1213_DKA_1_0103

1213_DKA_1_0102

1213_DKA_1_0098

BRAMPTON

1213_DKA_1_0100

905.471.0002

Spectacular! Hardwood on main floor, upgraded c/tops thru-out, open concept, master w/luxurious ensuite, fin basement, etc. Walk to Pickering Town Centre, close to everything! Call Assif.

Renovated 2 bedroom Condo!! New flooring, freshly painted. Close to Schools, Shopping, Restaurant with TTC at doorsteps. Under $150,000. Best value in the area!!! Call Assif. 11241909_0813

MAR 23 - APR 20, 2013 | Greater Toronto Area resale home & condo Guide

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central

West Reality Inc., Brokerage independently owned and operated

Helen Nioras B.A.S. Sales Representative direct

416.836.1639 office 416.281.0027 1.888.291.5576

Toll Free email

helen.nioras@gmail.com

$275,000!

1213_DKA_0021

IRRESISTABLE! 1213_DKA_0023

$375,000! Beautiful! Det! Brick! 2 Stry! Dbl Gar! 3 Bdrms! 3 Baths! Mbr w/4pc Ensuite & W/I closet! Eat-In Kit w/W/O to Deck & Priv Yrd! Main Flr Fam Rm w/Frplc! CAC! GDO! Dem Loc! 25 mins to Downtown TO! Close to all Amenities! 401! GO! Come Home and Relax! To view call Helen 416-836-1639

LIVE BETTER FOR LESS!

$404,900! Fantastic Family Home! Det! Brick! 2 Stry! Dbl Gar! Approx 2500 sqft! 4 Bdrms! 3 Baths! Mbr w/4pc Ensuite & Jacuzzi Tub! Eat-In Kit w/W/O to Deck & Priv Yrd! Open Concept! Main Flr Fam Rm w/Frplc & W/O to Pool! CAC! Fin Bsmt! 30 mins to Downtown TO! Dem Loc! Close to Schools, Shopping, 401! Entertainers Delight! To view call Helen 416-836-1639

1213_DKA_0025

HOME SWEET HOME!

$389,900! Immaculate Family Home! Det! Brick! 4 Level Sidesplit! Dbl Gar w/access! Approx 2000sqft! 3 Bdrms! 3 Baths! Mbr w/3pc Ensuite & W/I Closet! Fam Sized Kit w/W/O to Deck & Hot Tub! Main Flr Fam Rm w/Frplc! Main Flr Laundry! 6 Appls! CAC! CVAC! Beautiful Gardens! Make it Yours! To view call Helen 416-836-1639

TASTE THE GOOD LIFE!

1213_DKA_0020

$299,900! Bright and Sunny! Det! Brick! Raised Bungalow! Gar w/ access! 3+1 Bdrms! 2 Baths! Eat-in Kit w/B/I DW & W/O to Deck! LR w/Hrdwd Flrs! Bsmt Apt w/Sep Entry! Fully Reno’d Legal Duplex! Priv Yrd! Close to all Amenities! Great Investment - Don’t Miss Out! To view call Helen 416-836-1639

$284,500! Spacious & Bright! Det! Brick! 2 Stry! Gar w/access! 3+1 Bdrms! 2 Baths! EatIn Kit w/W/O to Sunroom & Priv Deck & Yrd! Fam Rm w/Gas Frplc! Lrg Fin Bsmt! Pool and Hot Tub! Quiet Fam Neighbourhood! Close to all Amenities! Just Move in and Enjoy! To view call Helen 416-836-1639

1213_DKA_0022

RIGHT PLACE, RIGHT PRICE, RIGHT NOW!

BEGINNER’S DREAM!

$399,900! Elegant! Det! Brick! 2 Stry! Dbl Gar w/access! Approx 2500sqft! 3 Bdrms! 3 Baths! Mbr w/5 pc Ensuite & W/I Closet! Eat-In Kit w/Sunroom! Main Flr Fam Rm w/Frplc! Main Flr Laundry! Fin Bsmt w/ frplc! CAC! CVAC! Priv Yrd Backs onto Park! Close to Everything! Move on Up! To view call Helen 416-836-1639

1213_DKA_0024

1213_DKA_0019

Charming! Det! Brick! Bungalow! Gar! 3+2 Bdrms! 3 Baths! Mbr w/4pc Ensuite & W/I closet! Eatin Kit! Main Flr Fam Rm w/Frplc & W/O to Huge Yrd! Open concept! Bsmt w/Sep Entry! Legal Duplex - Great Inv Potential! Close to all Amenities! Mins to 401! GO! Why Rent Your Life Away! To view call Helen 416-836-1639

LIVE HAPPILY EVER AFTER! 1213_DKA_0026

FIRST HOME? TRY THIS PRICE!

11230742_1213

www.niorasworks4us.com

$419,000! Stunning! Det! Brick! 2 Stry! Dbl Gar! Approx 3000 sqft! 4+1 Bdrms! 4 Baths! Mbr w/W/I Closet & Ensuite! Soaker Tub and Sep Shower! Lrg Eat-in Kit w/Granite, Island & W/O to Huge Priv Yrd! Kit has W/I Pantry! Main Flr Fam Rm w/Frplc! Main Flr Laundry! Fin Bsmt! CAC! CVAC! Close to Everything! This One’s For You! To view call Helen 416-836-1639

Call for your free consultation today! RE/MAX West offers six locations surrounding the GTA to serve you better!

Scarborough, Thornhill, Bolton, Toronto Annex, Toronto High Park, Rexdale 40

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10966427_1213

TOP PRODUCER AGENTS

%*

SAL & DANIELE

PARKLAND LTD., BROKERAGE INDEPENDENTLY OWNED & OPERATED

Centurion Award 2002/03/04/05 Emerald Award

S A L E S R E P R E S E N T AT I V E S

SAL:

416 564 3080 DANIELE: 416 704 8474

rHAIR SALON BUSINESS FOR SALE!

rPRIME MARKHAM LOCATION *HUGE LOT!*

rPRIME ** BAYVIEW/SHEPPARD ** LOCATION!

1213_SHERWINS_1003

r Gorgeous Sherwood-Amberglen Cul-De-Sac r $$$ Fully RENOVATED Detached Home $$$ r Hardwood Floors! New Bathroom! Upgraded kitchen! r Newer Windows/Doors! Finished Basement! r Move-In Condition! Professionally Reno’d & Updated r Check the website; www.21radfordcrescent.com rPRIME DANFORTH & COXWELL

r Gorgeous Unobstructed View of Downtown Toronto r Walk to Subway! Bayview Village Shops & More! r One Low Maintenance Fee includes all Utilities! r Fully Reno’d Laminate Floors Best Layout! r Check the Website: www.3reandrive.com

KENNEDY & ELLESMERE

r Gorgeous Detached 2 Storey home, Private Backyard r 2 BR plus 1, Partly Finished Basement with 3 Pcs Bath r Large Kitchen, Main Floor Bathroom & Laundry r Freshly painted, Newer Roof plus other renovations r Steps to: TTC, Subway, School, Shopping & Restaurants r Check the Website; www.141draytonave.com

1213_SHERWINS_1006

1213_SHERWINS_1005

1213_SHERWINS_1004

r 3+1 Bedroom Detached Raised Bungalow r Sep Entry to Finished Bas. W/Bathroom & Kitchen r Thou. $$ spend in $$ in Reno, Large Sun Room Addition r New Kitchen W/Granite Countertop & Back Splash r New: Window, 2 Baths, Roof, Furnace, CAC plus MORE r Check the Website; www.365morrishrd.com

* Some restrictions apply

1213_SHERWINS_1002

r Prime Forest Hill Location. *Walk to Subway! r High Foot & Drive By Traffic Location: Right on Eglinton! r Servicing Both! Adult & Kids r Affordable Rent with 2 Yrs + 5 Year Extension on Lease r www.1034eglintonavew.com rKINGSTON RD & MORRISH, LOT 50 X 150

416.690.2121

BUYING OR SELLING? CALL NOW FOR A FREE HOME EVALUATION

1213_SHERWINS_1001

www.dmessina.com

2.5 MESSINA

central

ION MISS COMLOW AS AS

r Beautiful Rare 4 BR Townhome, plus Finished Bsmt r Perfect Starter Home Near all Conveniences r Very Low Maintenance Fees, 1 Garage Plus Parking r Move in Condition, Renovated, Freshly Painted r Check the Website;www.51dundalkdr.com

YES! AFFORDABLE HOMES ARE STILL AVAILABLE! LOOK AT THESE - THEN CALL ME NOW! PRICED PERFECT! $299,900!

WHY PAY RENT! $330,000!

START HERE! $332,900!

IT’S ALL HERE! $349,900

Exceptional fully renovated home! Family friendly neighborhood! Detached raised bungalow! 3+1 bedroom! City registered legal 2 unit house! 45’ wide lot! Fenced yard! Separate entrance! 2 kitchens! Live here and have someone help you pay the mortgage! Great investment in your future! For more info call Remo at 416 281-0027.

Wonderful family neighborhood! Detached 3+1 bedroom, 4 bathrooms! Upgraded kit w/ under cab lighting! W/O to backyard from breakfast area! Beautiful flooring throughout home, no carpet! Access garage from inside house! Finished basement! For more info call Remo at 416-281-0027

Priced to sell! Detached 4 bedroom, 3 bathrooms! Spend time on your covered verandah! Open concept living/ dining room! Eat-in kitchen overlooking family room with gas fireplace! Master bedroom with walk-in closet & 4 pc ensuite bath! For more info call Remo at 416-281-0027.

1213_DKA_0034

1213_DKA_0035

Rarely offered for sale. Detached 3+1 bedroom, 3 bathroom! Dbl car garage! Full 5 level sidesplit! Premium 50’ lot. Living & recroom w/double bay window! Large ground floor family room w/woodburning fireplace! Main floor laundry w/garage entry to home! Master w/3pc ensuite! For more info call Remo at 416-281-0027

11243998_1213

1213_DKA_0033

I’m here to help you with your Real Estate needs Direct:

1213_DKA_0036

905.706.1227

marinelli1768@rogers.com

www.remomarinelli.com

MAR 23 - APR 20, 2013 | Greater Toronto Area resale home & condo Guide

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central

Mehreen Mirza

MehreenMirzaHomes@gmail.com

MAIN STREET REALTY LTD., BROKERAGE 6568 MAIN ST., STOUFFVILLE ON., L4A 7W8

DIRECT - 416.388.7867 OFFICE - 905.642.5553

Sales Representative

Buyers Call me Today to find your dream home, Any Size, Any Area, Any Price!!!

11270697_1213

www.MehreenMirza.com

1213_DKA_0104

1213_DKA_0105

1213_DKA_0106

$1134.09/MONTH

$1228.64/MONTH

$1229.11/MONTH

Separate entrance to finished basement, 9-car driveway, 3 bedroom, detached garage.

Excellent starter home. Close to amenities, Hwy 401, Schools & shopping. Private balcony!

Brick detached, gorgeous landscape, $$$ spent on improvement. Sought after neighbourhood!

1213_DKA_0107

1213_DKA_0108

1213_DKA_0109

$1418.20/MONTH

$1418.20/MONTH

$1512.28/MONTH

3 bedroom detached, 3 washroom, gleaming hardwood floor, open concept with upgrades.

Brick detached, central A/C, upgraded kitchen, potlights thru’out, direct garage entry, fully fenced yard.

Family-sized kitchen, Silestone countertops, access to garage, home on large 40 x 116 feet lot!

1213_DKA_0110

1213_DKA_0111

1213_DKA_0112

$1559.08/MONTH

$1578.88/MONTH

2+2 bedroom bungalow on quiet st. Reno’d kitchen, granite, marble. Walk to schools, shops & more.

3 bedroom 2 washroom, detached on 48.00x111 feet lot, cathedral ceilings, entrance to garage.

Exec. detached in prestige area. Close to 3,000 sf on 60x110 feet lot. Landscaped, custom deck, French door & more.

$4245.14/MONTH

1213_DKA_0113

1213_DKA_0114

1213_DKA_0115

$4391.69/MONTH

$4674.38/MONTH

$5625.25/MONTH

3200 sf, 3-car garage, beautiful large exec. home on 74x103 feet, huge 6-car interlock driveway & walkways.

4+2 bedrom bungalow estate home! 18’ cathedral ceiling, hardwood floors, granite counters, potlights, gazebo & more.

Stunning 3317 sf home in prestigious Cachet Woods! Tall ceilings, oversized windows, hardwood floors th’out!

SELLERS Call me today about my Pressure Free Listing Program!!! Excellent level of service and commitment!! CALL NOW!! 42

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central

RE/MAX DYNASTY REALTY INC., BROKERAGE

Tel: 905-471-0002 Independently Owned and Operated

416-508-5955 juliettemoreira@yahoo.ca www.thebestGTAhomes.com 11228349_1213

CUTE, COZY & EXTREMELY AFFORDABLE

• All Brick Detached

• Detached Brick Bungalow

• 4 Bedrooms, 2 Kitchens

• 2 Bedroom 2 Washroom

• Finished Basement

• Possibility For a Bsmt Apmt

• Hardwood Floors On Main • Family Room w/Fireplace

1213_DKA_0145

1213_DKA_0144

EXCLUSIVE

• Close to Public Transit • Ideal for 1st Time Buyers or Seniors

$339,900

Call Juliette Now 416-508-5955

Call Juliette Now 416-508-5955

BRIGHT & SPACIOUS TOWNHOUSE

BRIGHT & SUNFILLED CORNER UNIT

1213_DKA_0146

• 4-pc Bath w/Corner Soaker Tub • Separate Shower • Low Maintenance Fee

$329,900

• 14055 Sqf + 440 Roof Terrace

• Close To Shops, TTC, Parks

1213_DKA_0148

1213_DKA_0149

$609,900

RICHMOND HILL NEW TOWNHOUSE 1213_DKA_0151

1213_DKA_0150

Call Juliette Now 416-508-5955

• 3 Full Washrooms, 3-Car Garage • Pie Shaped Lot, 80’ Rear! • Large Masterbdrm w/5 Pc Lux Ensuite • Huge Living Rm, Formal Dining Rm • Hardwood Floor On Main Floor

Call Juliette Now 416-508-5955

A SHOW PIECE IN VAUGHAN

$679,995

• Walk to All Amenities!

4 BDRM EXEC. HOME ON CHILD-SAFE CRT

Call Juliette Now 416-508-5955 • Detached on Premium Corner Lot • Great Layout w/4 Spacious Bdrms. • Exquisite Master Ensuite • Ceramic & Stained Strip Hrdwd Flrs Thru-Out • Upgraded Kitchen w/ Granite

• Upgraded Kit Cabinets, S/S Applns

Call Juliette Now 416-508-5955

BRAMPTON STUNNING SEMI

$389,900

• Brand New Paint Thru’out

$416,888

Call Juliette Now 416-508-5955 • 3 Bedroom on Quiet, Fin Bsmt. • Fantastic Neighbourhood • Mbr W/4 pc Ensuite & 2-Closet • Potlights, Modern Kitchen • Close To Hwy, Schools, Transit

• Beautiful Layout w/Nice View!

1213_DKA_0147

• Upper level, open concept

$489,900

• Brand New, Never Lived In • 3 Bedroom 4 Washroom • Hardwood Flr in Living & Dining • Kitchen w/Brand New S/S Applns • Cozy Breakfast Area, Master Ensuite

Call Juliette Now 416-508-5955

Not intended to solicit buyers or sellers currently under contract. MAR 23 - APR 20, 2013 | Greater Toronto Area resale home & condo Guide

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central

First Time Buyers!!

Free Seminar Where do I begin? How much can I afford? How to aviod costly mistakes!

A-Z Real Estate Info! Thursday April 18th or Thursday April 25th 7:00 p.m. sharp! Seating is limited. Call or email to register.

416-829-7355

AtoZRealEstateInfo@gmail.com

Shawn M Whelan ReMax Hallmark Realty Ltd. Brokerage

44

11273429_1213

sales representative

resale home & condo Guide Greater Toronto Area | MAR 23 - APR 20, 2013

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11253912_1213

central

Saturday April 27 FREE Wealth Building 10am-12pm FREE Credit Building 12pm-2pm FREE Mortgage Reduction 2pm-3pm Holiday Inn Mississauga 100 Britannia Rd East, Mississauga

Sunday April 28 Free Wealth Building 10am-12pm Free Credit Building 12pm-2pm Free Mortgage Reduction 2pm-3pm Toronto Plaza Hotel 1677 Wilson Ave

Saturday May 04 Free Wealth Building 10am-12pm Free Credit Building 12pm-2pm Free Mortgage Reduction 2pm-3pm Days Inn North York 185 Yorkland Blvd.

Sunday May 05 Free Wealth Building 10am-12pm Free Credit Building 12pm-2pm Free Mortgage Reduction 2pm-3pm Hilton Garden Ajax 500 Beck Crescent

MAR 23 - APR 20, 2013 | Greater Toronto Area resale home & condo Guide

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moneymatters

Why are you in debt? B Y G A I L VA Z - O X L A D E

O

ften people who are in debt say they no longer want to be in debt. And often they take the steps to get themselves out. But, it seems to me, just as often people who claim they want to get out of debt do little to change their behaviour and their outcome. They keep on doing the things that got them into debt in the first place. Here are four questions you may want to ask about why you’re in the hole: ›› Do you buy stuff you don’t need? The biggest cue that you’ve got the impulse monkey on your back are the things you have bought but not used: the clothes with the tags still on, the shoes you have yet to wear, the new dishes you’ve used just once or twice in the six months that you’ve owned them. Impulse shoppers are the first to admit they have a problem and the last to do anything about it. If you’re an impulse shopper, you need to remove the fuel for the impulse. That means cutting up your credit cards – or disabling them in some other fashion – and limiting the amount of cash you carry. It also means leaving your debit card at home unless you’re headed out to take care of a need: gas, groceries, etc. When you do go shopping, you have to use a list and never stray from it. Window shopping is torture for the impulse shopper so don’t browse stores or participate in this female bonding ritual since you’re just teasing yourself by drooling over a bunch of stuff you don’t need. ›› Do you use credit to buy things you can’t afford to buy with cash? Hey, when you spend money you don’t have by using your credit card, line of credit or overdraft, you’re doing the wrong thing, plain and simple. If you can’t afford to pay for something in cash today, you should not be buying that thing, I don’t care how important you think it is, how great a deal you’re getting, or how desperate you feel. Using credit is no way to get out of debt. Put away all forms of credit and commit to building yourself a budget that balances. If you want something, you’ll have to give something else up to accumulate the cash you need to buy it. If you can’t come up with the cash, you must not want it badly enough. ›› Do you buy things for a one-time use that you could borrow from a friend or rent? Practically everyone is guilty of this. You need something such as a sewing machine or power washer twice a year so you go and buy one and then watch it – and the money you spent, likely on credit – sit and grow cobwebs (and interest charges). What’s with us all? Do we have to own everything we ever use? In the old days, friends borrowed from each other and stuff got way more use. Now our possessions are so much a part of who we are we: a) hate to lend, and b) hate to have to admit we don’t already have one. Dumb! And why do we feel the need to apologize because we don’t have the right kind of wine glasses when entertaining guests? “Sorry, I only have these cheap glasses.” It’s a glass, for heaven’s sake! 46

›› Do you buy certain brands because they are a status symbol? While any car gets you from point A to point B, the high-cost, brand-name buggies come with “oohs” and “ahhs” from friends and relatives. Ditto with the D&G sunglasses, the LV handbags, the CL shoes... I could go on forever. If you’re paying a premium to have a brand name, you have to ask yourself why. Is it because you don’t have confidence in your own sense of style? Is it because you’re trying to emulate the dudes and dames of TV and movie fame, wearing what they wear, driving what they drive, eating what they eat? How come? Is your life so sad that you’re trying to escape? I’m all for spending your money on the things that bring you pleasure, so if you’re not using credit to make expensive brands part of your image, I’m not talking to you. But if you are using credit, what makes you think you have the right to this stuff if you can’t afford to pay for it?

Gail Vaz-Oxlade is the host of Til Debt Do Us Part, author of Debt Free Forever and blogs daily at gailvazoxlade. com. Follow Gail on Twitter at twitter. com/GailVazOxlade

resale home & condo Guide Greater Toronto Area | MAR 23 - APR 20, 2013

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MAR 23 - APR 20, 2013 | Greater toronto area ResAle hoMe & condo Guide

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HALTON

OAKVILLE MILTON BURLINGTON HALTON HILLS

PEEL

MISSISSAUGA BRAMPTON CALEDON ORANGEVILLE

CENTRAL

ETOBICOKE

MARKET COMMENTARY

48

Courtesy of Toronto Real Estate Board

HALTON REGION

PEEL REGION/ ORANGEVILLE

CITY OF TORONTO

Sales fell one per cent to 442 in Halton Region last month in comparison to February 2012, while the number of homes actively listed for sale at the end of the month was up 28 per cent to 1,183. This means that market conditions were more balanced compared to last year. “While one month does not make a trend, it would appear that buyers benefitted from more choice in the market in February, at least in some segments. This is further evidenced by the fact that the average days a home remained on the market was up in comparison to February 2012,” said Jason Mercer, TREB’s Senior Manager of Market Analysis. The average selling price in Halton for February sales was $573,125, almost unchanged from the average of $572,715 reported during the same month in 2012. “It should be noted that while more balanced market conditions played a role in more moderate price growth in February, the average selling price also remained flat year-over-year due, at least in part, due to a different mix of home types selling this year compared to last,” continued Mercer.

The average selling price in Peel Region and Orangeville combined was $456,270 in February. This represented a six per cent increase compared to February 2012, when the average price amounted to slightly more than $430,000. “Market conditions have remained quite tight in Peel Region, particularly where low-rise home types are concerned. However, market conditions have become more balanced over the past few months with sales declining at a greater rate than new listings,” said Jason Mercer, TREB’s Senior Manager of Market Analysis. The number of transactions in Peel/ Orangeville was down by 20 per cent yearover-year in February, while the number of new listings was down by seven per cent. “Stricter mortgage lending guidelines that came online in July of 2012 prompted some households to take a step back and reassess their home ownership needs. Some of these households have put their decision to purchase on hold while they save up a larger down payment and/or wait for their incomes to increase,” continued Mercer.

Transactions through the Toronto MLS system for the City of Toronto were down by 16 per cent year-over-year to 2,189. The number of new listings was also down compared to February 2012 by the same rate as sales. The average selling price in the City, at $552,014, was essentially the same as what was reported in February 2012. “The overall average selling price in the City of Toronto was flat year-over-year for two reasons. First, there were fewer luxury single detached homes sold for over twomillion dollars compared to 2012. Second, selling prices for condo apartments, which account for a substantial component of overall sales in Toronto, were down compared to last year,” said Jason Mercer, the Toronto Real Estate Board’s Senior Manager of Market Analysis. “While we do expect to see some month-to-month volatility in home prices this year, the average selling price for 2013 as a whole is expected to increase at a moderate pace, driven by the low-rise market segment where supply remains tight,” continued Mercer.

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LISTING COMMISSION AS LOW AS

416 629 2234 905 270 2000

w w w. t o ro n t o h o m e s g u r u . c o m w w w. d re a m h o u s e c a n a d a . c a FREE Home Evaluation! Bank Sales! Brand New Condo Investments! $439,900

0813_SHERWINS_5000

$549.000

All brick house with great bedroom sizes. 4 car parking dirveway. No sidewalk. Upgrades include granite countertops, double stainless steel sink and glass mosaic backsplash (2012), 4 inch wide hardwood on second floor (2011), great concrete curb appeal, concreate all around the house, concrete patio in backyard, 10 x 10 vinyl shed on concrete foundation in backyard, door from garage to house, oak staircase, parquet floor on main level. No carpet in the house.

$498,500

Very well maintained & spcious mattamy built 3 bdrm features 2nd flr laundry, 2 bdrm finished bsmt with separate entry thru garage, separate bsmnt laundry, hrdwd flrs in Lr/Dr & fam rm, master ensuite w/ soaker. Mins to Major Hwys, Hospitals, Public Transports. This house shows True Pride of Ownership.

$589,000

9360778_1213

0813_SHERWINS_5003

$527,000

Splendid, approx 1600 sq ft ‘The Gala’. 3 bedrooms, 3 baths. Plus finished basement! Open concept with many updated features. Hardwood flooring. Some newer broadloom. Freshly painted. Fully fenced backyard with interlocking access. Covered walk-out balcony from 2nd. Great location.

0813_SHERWINS_5001

0813_SHERWINS_5004

0813_SHERWINS_5002

$749,900

Spacious beautiful home. Upgraded kitchen cabinets, upgraded granite counters, 4 bedrooms, upgraded hardwdood floors throughout. Concrete patio, concrete driveway. Basement apartment with separate entrance, large windows in basement. Easy to show, shows well. Lots of upgrades, too many to list. ***Must See***

0813_SHERWINS_5005

west

Independently Owned & Operated 141 Burnhamthorpe Road West, Mississauga, ON

DIR: OFF:

11266822_1213

Re/Max Performance Realty Inc.

1%

Price to sell. Beautiful & spacious detached 4 bedroom, double car garage home on a quiet street. Parquet floor thru-out, walk/out to deck from ktichen. Backing on to cycle path. Fully finished walk-out 2 br basement already rented for $850/mth+30% utilities (Tenant’s willing to stay). New windows 12, roof 08, garage door 13, interlock around the house. Minutes to Schools, Shopping, Recreation Centre, Library, Park & Highways. Stunning property with all excellent features like hardwood floor in all upper bedrooms. Developed ravine, pond, walkout basement apartment with three bedrooms, two washrooms and separate laundry, deck. Wide 50 ft lot, 3 full washrooms at 2nd level, two bedrooms with ensuite including m br. Other can be used as 2nd M br. California shutters, close to all amenities, worship places, grocery, plaza. 3 minute drive to Hwy 427, do not miss this property.

Sales Representative

$1

5

99

$1

3,

FIRST-TIME BUYERS

DO W

N*

Heart of City Condo! With $1300 P&I you can own this absolute stunning 2 bedroom & 2 washroiom unit in a well maintained building with indoor pool, sauna, gym, indoor parking and situated in an excellent location, close to Square One, Transit, Hwy’s and park. This clean condo features renovated kitchen and baths, newer laminate flooring and paint, ensuite laundry, eat-in kitchen, open balcony and 5 appliances 1213_RB2_1_0301 are included. For more info & viewing, call Vishal!

t&WFSZQVSDIBTFRVBMJGJFTGPS"*3.*-&4

LISTING COMMISSION AS LOW AS

1%

**

SELLERS: t'FFPWFSUIFQIPOFNBSLFUFWBMVBUJPO t*ODSFEJCMFFYQPTVSFVOUJMTPME t1SPGFTTJPOBMIPOFTUTFSWJDF **paid to the listing brokerage. Certain conditions apply.

This is a gorgeous 4 bedroom home, double door entry welcomes you to gleaming hardwood floors in Living/Dining, upgraded tiles finish off the main floor, open concept kitchen/brkfst, family room which is sun drenched by a huge bay window and French doors. Thousands of $$ spent on upgrades, professionally painted, includes all S.S. appliances, all elf’s, door from garage leads to basement which is partially finished, call now before its late! 1213_RB2_1_0303

N*

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DO W

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49

BUYERS:

1,

5,

99

5

DO W

N*

Extremely nice kept beautiful upgraded semi in a high demand area, court location, safe for kids, private fenced backyard, open concept with gleaming parquet & ceramics on main floor, two (2) family rooms!!! Upper level family room can be used as 4th bedroom, soaker tub and separate shower in master br., two (2) pantries in eat-in kitchen, breakfast bar, upgraded oak railings and baseboards, shows to perfection, won’t last long, call Vishal now! 1213_RB2_1_0302

SPECIAL PACKAGE FOR

$2

$8

79

5

DO

W N*

Better than renting! With $821 P + I you can own this very bright & spacious condo with 2+1 bedrooms, 4 pc ensuite bath, sunny solarium, 5 appliances, centrally air conditioned, ensuite laundry & an underground parking. This clean corner unit in a well maintained building, steps to TTC, with indoor pool, sauna and gym has a stunning view and lots of sunlight, don’t wait, call Vishal now! 1213_RB2_1_0300

MAR 23 - APR 20, 2013 | Greater Toronto Area resale home & condo Guide

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11270645_1213 MAR 23 - APR 20, 2013 | Greater Toronto Area resale home & condo Guide

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Sell Max With Save Max RAMAN DUA MBA

Broker of Record

Off: 905-216-7800

10953434_1213

*some conditions apply

West

visit us @ www.savemax.ca HOUSE WITH A WOW FACTOR $369,900

House with a wow factor. Come and appreciate this beauty of Brampton. 3 bedroom semi with impressive double door entry. Main floor combined living & dining area. Sep family room. Eat-in kitchen. Huge master with full ensuite, his & her closet. Good size bedrooms. Semi finished bsmt can be converted into apartment.

MIN TO GO STN $419,000

1213_SHERWINS_1021

LOADED WITH UPGRADES $564,900

Immaculate 4 bedroom fully det home with impressive double door entry. Main floor combined living & dining with hardwood floor. Sep family room with upgraded gas F/P. Main floor den. Fully upgraded kitchen with granite countertop, gas stove, tumbled marble backsplash & upgraded kitchen cabinets, French doors in the kitchen leading to the backyard. All bedrooms attached to washroom. Master with full ensuite, his/her closet. Landscaped backyard with hot tub, gas bbq line.

BSMT APARTMENT & SEP ENT

You can’t go wrong on this price for a detached house, 3 bedrooms with finished bsmt. Main floor combined living & dining. Sep family room. Eat-in kitchen. Master with full ensuite and W/I closet. Finished bsmt with full washrorom can be easily converted into an apartment.

$472,900

1213_SHERWINS_1022

BRAND NEW EXECUTIVE HOME

Welcome to this brand new never lived in beauty of Brampton. Surrounded by million dollars neighbourhood. Perfect family home with impressive double door entry. Large welcoming foyer. Practical layout with main floor combined living & dining. Sep familly room and main floor den (coffered ceiling). Large eat-in upgraded kitchen with granite countertop, pantry, backsplash. Huge master with 6 pc ensuite. All bedrooms attached to washrooms. Sep entrance done by builder. 1213_SHERWINS_1025

$689,000

1213_SHERWINS_1024

Welcome to this 5 bedroom fully detached all brick house on a quiet secluded child safe crescent. With legal 2 bedroom + den legal basement apartment, already rented for $850 & long term tenants willing to stay will help you pay your mortgage. Main floor sep living, dining & family room with laminate floors. Spacious eat-in kitchen. Master with full ensuite and W/I closet. All good size bedrooms. 1213_SHERWINS_1023

4500 SQ FT EXECUTIVE HOME $998,500

Welcome to executive detached home on 60’ lot 4500 sqft; impressive stone & brick elevation front; huge tandem garage; double door entrance, 2x2’ porcelain tiles on the main floor; family room & den with hardwood floor; upgraded kitchen with granite countertop, back splash, walk-in pantry; large breakfast area; mst br with 7 pc ensuite; all br’s attac. with washroom & walk-in closet. List goes on & on! 1213_SHERWINS_1026

Are you, the reader of this ad, and or your spouse, married or common law, on this day ____ of this month ____ of this year____ , seeking the representation and or consultation, of a lawyer of real estate laws?

Real estate lawyers and anyone else you need to buy your condo or home can be found quickly in the Yellow Pages directory or at YellowPages.ca . TM

52

TM

resale home & condo Guide Greater Toronto Area | MAR 23 - APR 20, 2013

Client : YELLOW PAGES Nº dossier : 28-1258G Description : Annonce Homes & Condos Publication : Nº RESALE_GTA_CENTRAL_1213.indd 52annonce : 28-4834A

FORMAT DU PAP : 50% Trim : Type : -

FORMAT FINAL 100% 6.5” x 4.687”

ÉPREUVE

4:0

3/19/13 7:21:52 PM


Paul Walther Sales Representative

416-727-9390

Email:

paulwalther@royallepage.ca

Call Paul Today! Call Paul Today! 416-727-9390 416-727-9390

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Here it is! Just what you’ve been looking for: one bedroom + den andCall 2 bathrooms, sq ft. Low $300’s. Paul 887 Today!

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11273389_1213

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1213_SHERWINS_3008

$239,000

$215,000

Excellent location for cheaper than rent! One bedroom main floor unit with walk-out to generous fully enclosed patio.

Large, one bedroom condo under $200,000.

PRIME CENTRAL LOCATION 1213_SHERWINS_3007

$649,900

Call Paul Today! Call Paul Today! 416-727-9390 416-727-9390

WINSTON CHURCHILL/EGLINTON 1213_SHERWINS_3005

CENTRAL MISSISSAUGA 1213_SHERWINS_3004

2 STOREY LOFT

Gorgeous units from the $260’s.

1213_SHERWINS_3009

Priced to sell beautiful 3 bedroom and 3 bathroom town home.

CITY CENTRE 1213_SHERWINS_3002

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MAVIS & DUNDAS

Simply text “Vacant Homes Please” and your name to 416-727-9390

1213_SHERWINS_3003

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1213_SHERWINS_3006

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30 Eglinton Avenue West, Suite 200 Mississauga, ON L5R 3E7 905-568-2121

west

Direct:

For a 3 bedroom, 3 bathroom home. Open concept, partially finished basement with 3-piece roughed-in, interior access to garage, fully fenced yard,Paul very desirable location. Call Today!

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Call Paul Walther for all your Real Estate buying or selling needs. MAR 23 - APR 20, 2013 | Greater Toronto Area resale home & condo Guide

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Your Best Way Home

HomeLife

Ernie Grenke

Cholkan Realty Corp., Brokerage* 109 Judge Road Toronto, ON M8Z5B5

416.567.3225 erniegrenke@hotmail.com

Independently Owned & Operated, REALTOR

Please call me for more information Ernie Grenke at HomeLife Cholkan Realty Corp., Brokerage

11273304_1213

416-236-7711, Toll Free: 1-888-507-7711, Cell: 416-576-3225, Email erniegrenke@hotmail.com

West

OLD MILL AND BLOOR

NEWPORT BEACHES

BLOOR AND DIXIE

Low Maintenance. Luxury 2 bedroom apartment steps to subway and trails of Parkland, Quality craftsmanship, Low monthly maintenance fee, hardwood and marble finishes. Offers welcome!

South Etobicoke. One of a kind, main floor, garden apartment, 1500 square feet with 9 foot ceilings. Steps to Waterfront Park. Great value. You must see! This Beauty.

A 1200 square feet Mississauga Landmark, a large spacious apartment on 25th floor with all amenities. First time on the market! With an indoor pool, one of a kind property. Great Value! Come and Inspect. Great Value.

Call Ernie Grenke at 416-567-3225

Call Ernie Grenke at 416-567-3225

Call Ernie Grenke at 416-567-3225

1213_GROBBINS_0900

SOUTH LAKESHORE 4 BEDROOM

1213_GROBBINS_0902

1213_GROBBINS_0901

NORTH YORK - ESTATE SALE

MISSISSAUGA VALLEY - 8 ROOM BUNGALOW

Almost like new this immaculate maintained home. New thermo pane windows with rental income. Transportation and shopping near by. Can accommodate two families.

Lot 50 x 122 ft, existing 2 bedroom bungalow. Builder or renovator’s dream. Build 1 or 2 mansions - your choice use your creative gifts.

Spacious 3 bedroom with finished basement. Ideal for large family or partial rental. Separate entrance to basement. Good value, offers are welcome.

Call Ernie Grenke at 416-567-3225

Call Ernie Grenke at 416-567-3225

Call Ernie Grenke at 416-567-3225

1213_GROBBINS_0903

1213_GROBBINS_0905

1213_GROBBINS_0904

If you have Real Estate on your mind - call us first!!!

www.hlcholkanrealty.com

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“Believe In The Best”

905.364.0727

OFFICE 2960 Drew Road, Suite #153 Mississauga, ON Canada L4T 0A5

BROKER OF RECORD

JS001

KULWINDER BOLA JASPAL DEOL GURINDER HUNDALMANJEET HARCHARAN KULWINDER JASPAL GURINDER BHULLAR BOLA DEOL HUNDAL MULTANI

$424,900

GH001

$629,900

KB001 $484,999 Detached with 4 bedrooms beautiful, modern and well maintained, detached home with many upgrades, new stainless steel appliances. Laminate floor all over on main floor. Oak stairs, entrance from garage concrete patio in the backyard 9’ ceiling. 2 garage spaces. Close to all major grocery store, Hwy, schools, park.

Location!! Location!! Beautiful and sun filled!! 3 bedrooms semi with one bedroom finished basement (ent through garage) on sale in one of the most demandable area of Airport/Castlemore. This gem come with laminate in Living and Dining. Beautiful kitchen with breakfast bar and eat- in, master bedroom with 4 pc ensuite, all other bedrooms are good size, close to all amenities!!

PG001

Immaculate 2900 sf (Approx) Greenpark built executive home in the most prestigious neighbourhood of Highlands of Castlemore. This house welcomes you thru D/D entry to gorgeous open high ceiling w/beautiful Chandelier & ceramic tiles at foyer. Cir oak staircase takes you to 4 brms on 2nd flr. The house has thru out parquet flr, 9’ clngs on mn flr. Tall maple kitchen cabinets & top-of the line S/S applces. Dir access from grg thru lndry, sep ent to basement.

$399,900

Immaculate fully detached house with 3 bedrooms & 2.5 washrooms. Master with ensuite with Jacuzzi tub and standing shower. Tons of natural light. Totally fenced corner lot with a huge deck. Fireplace in Living room. Ceramic and hardwood flooring on the main floor. No sidewalk on the front. Snow-removal on the East sidewalk done by The City. Extended concrete driveway with permit. Close to all amenities - Public Transit, Park, Shops, Sikh Temple.

JASPREET NANRA

JOGA SINGH REEHAL

JAGRAJ SARAI

AMANPREET TIWANA

JR001

$455,000

AT001

$509,900

west

PUSHPINDERJIT GILL,

4 Bedroom detached house with 2 bdrm basement apt. (separate entrance) 4 washrooms priced $455,000. Close to Bovaird Dr. & Kennedy Rd. in Brampton.

Gorgeous home w/finished bsmt & sep. entrance located on a great neighbourhood. Beautiful layout thru-out the home. Well kep & freshly painted. Gleaming hardwood flr on the main flr and upstairs hallway. Oak stairs. Spacious master w/walk-in closet and spa like ensuite. 2nd bdrm also offers walk-in closet. Finished basement includes kitchen, rec area, 2 bdrm, and wrm. Entrance to garage from inside. Close to all amenities.

JN001 $195,000 MM001 $319,900 JD001 $514,900 JN001 $319,000 Beautifully maintained end unit. Brand Excellent starter home! Broadloom 2 Pride of ownership. Mattamy 4 bdrm det. Convenience store in a high traffic area new laminate floor all over. Mstr bdrs. years old, laminate flooring through hall, Fully upgraded 9’ ceiling on main & 2nd in Brampton. $3660/month rent includes with 2 pc ensuite. Living and Dining room Living & Dining room, ceramic floor in floor, no carpet in the house, marble vanity TMI. Area surrounded by various types of W/O to balcony. Good size ensuite locker. kitchen. Walk out from Living Room to top, separate Liv/Din Rm, sunken fam- residences. TD Bank, Tim Hortons, Pizza large wood deck & large pie shaped yard. Store, Grocery store, branded restaurants New kitchen and renovated washrooms. Bright large master bedroom with walk-in ily rm with g/fireplace, spacious modern in the same plaza. Sales approx $110K/ closet. Basement partially finished with kitchen, W/O to b/yard from brkfast area, month. Work for yourself! Best opporturoughed-in 3 pc bathroom. Doorway from main floor laundry rm. nity to own your family business. hall to garage. Not Intended To Solicit Buyer & Sellers Under Contract.

We are hiring New/Experienced Salespersons and Brokers. We provide Training for becoming a successful Real Estate Salesperson

www.royalcanadianrealty.com

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West

SALES REPRESENTATIVES

905-272-5000

Virtual Tours at:

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$9

,9

00

BRAMPTON - FLETCHER’S MEADOW

Tom Asensio

Yvonne Asensio

Tammy Fournier

Jeff Saldanha

Richard Bye

Jorge Ortiz

Darlene Draper

Angie Smith

SALES REP

SALES REP

SALES REP

SALES REP

SALES REP

SALES REP

ADMINISTRATION

MARKETING

FOLLOW JOE AND NINA AND THE TEAM ON 56

89

49

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TORONTO - LAKE SHORE CONDO

$4

,0

00

DOWNTOWN BRAMPTON

$8

11270467_1213

*TOP 1% OUT OF 31,000 REALTORS® FOR NUMBER OF CLOSED TRANSACTIONS 2012

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resale home & condo Guide Greater Toronto Area | MAR 23 - APR 20, 2013

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3/19/13 7:22:01 PM


aroundthehouse

Improve your home’s energy efficiency this spring

I

t’s time to end the winter hibernating and revitalize your home for another busy spring and summer season. As you plan your spring cleaning, consider using the opportunity to think about how to improve your home’s energy efficiency. There are some cleaning tasks that will help save energy and money. Dave Walton, a resident expert at Direct Energy, shares some practical tips guaranteed to help you get your home in shape, while saving money: ›› Examine windows and insulation. Up to 30 per cent of a home’s heating and cooling costs can be lost through poorly fitted windows and doors. Caulking and weather stripping or upgrading to new energy efficient windows can save homeowners approximately $150 per year on their energy bill.

›› Don’t forget about the light bulbs. When replacing them, remember that an energy-saving light bulb can last up to 10 times longer than a normal bulb and use up to 75 per cent less energy. You’ll save yourself some money and won’t have to worry about this regular chore.

AS YOU PLAN YOUR SPRING CLEANING, CONSIDER USING THE OPPORTUNITY TO THINK ABOUT HOW TO IMPROVE YOUR HOME’S ENERGY EFFICIENCY. ›› Remember your filters. Replacing or washing your furnace filters allows a central air conditioning system to run more efficiently too. Clogged filters mean your furnace motor has to work harder, which eats up more energy. Filters should be washed or replaced every three months (some are 30 days), so start by making this part of your spring-cleaning routine. Try adding a reminder to your calendar for the first day of each quarter. ›› Consult the experts. Consider booking a pre-summer maintenance with a licensed technician who can make sure your air conditioner is summer-ready and able to perform more efficiently when higher temperatures put it to the test. Additional energy-efficient tips can be found online atdavescorner.ca. NC

MAR 23 - APR 20, 2013 | Greater toronto area ResAle hoMe & condo Guide

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Are you, the reader of this ad, and or your spouse, married or common law, on this day ____ of this month ____ of this year____ , seeking the representation and or consultation, of a lawyer of real estate laws?

Real estate lawyers and anyone else you need to buy your condo or home can be found quickly in the Yellow Pages directory or at YellowPages.ca . TM

58

TM

resale home & condo Guide Greater Toronto Area | MAR 23 - APR 20, 2013

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quicktips

Five tips for a safe ‘open house’ event AN OPEN HOUSE IS AN OPPORTUNITY TO MARKET YOUR INVESTMENT TO A WIDE RANGE OF POTENTIAL BUYERS AND IT CAN BE A REWARDING EXPERIENCE IF EXECUTED WISELY.

H

osting an ‘open house’ is an effective real estate sales tool that your agent will likely recommend, but how can you be sure your security will be kept in check?

“Ask your Realtor questions about how to prepare for visitors,” says Carla Bouchard, a broker with Royal LePage Metro. “Make sure that you understand what occurs during the open house and how to safeguard your possessions and your home.” BOUCHARD RECOMMENDS THE FOLLOWING FIVE SAFETY TIPS AS YOU PREPARE FOR THE EVENT: 1. Put away items of value.

Stow away items such as jewelry and family heirlooms. Store prescription drugs in a location other than your medicine cabinets.

3. Keep personal documents out of view.

Documents containing financial or personal information should be put away to give you peace of mind when it comes to your privacy. 4. Take inventory of any remaining personal property.

Make notes or take photographs of items that you were not able to store and share them with your Realtor prior to your open house. 5. Find out if visitors will be asked for identification.

Keeping a list of visitor information is not only a useful safety tip; it also provides a list of prospects to follow up with. An open house is an opportunity to market your investment to a wide range of potential buyers and it can be a rewarding experience if executed wisely. More information on open houses can be found at www.royallepage.ca. NC

2. Ask your Realtor if they plan to escort people through your home.

By giving guided tours to one small group at a time, you won’t lose track of the visitors. MAR 23 - APR 20, 2013 | Greater toronto area ResAle hoMe & condo Guide

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YORK REGION

MARKHAM RICHMOND HILL VAUGHAN AURORA NEWMARKET KING WHITCHURCH-STOUFFVILLE EAST GWILLIMBURY GEORGINA

SIMCOE COUNTY

BRADFORD–WEST GWILLIMBURY NEW TECUMSETH ADJALA TOSORONTIO RURAL ADJALA TOSORONTIO ESSA INNISFIL

MARKET COMMENTARY

Courtesy of Toronto Real Estate Board

YORK REGION / SIMCOE COUNTY

ACTIVE LISTINGS

NEW

SALES

AVG. PRICE

AVG. DAYS ON MARKET

AVG. % LIST PRICE

FEBRUARY 2013

3,519

2,290

1,200

563,775

30

98%

FEBRUARY 2012

2,905

2,590

1,443

554,907

25

99%

% CHANGE

21%

-12%

-17%

2%

21%

-

*The following Simcoe County municipalities are included in this table: Adjala-Tosorontio, Bradford West Gwillimbury, Essa, Innisfil, New Tecumseth

WHAT’S AVAILABLE AND WHAT IT COSTS As with many areas of the GTA over the past few months, York Region/Lower Simcoe County has experienced year-overyear declines in sales coupled with an increase in active listings. This situation continued this past February, with sales down by 17 per cent compared to last year and active listings at the end of the month up by 21 per cent. “Some would-be home buyers in York Region were certainly impacted by the stricter mortgage lending guidelines that came into effect in July 2012. Some households have taken time to reevaluate their situation with regard to their budget and housing

60

needs in terms of home type and location,” said Jason Mercer, the Toronto Real Estate Board’s Senior Manager of Market Analysis. The average price for York Region/Lower Simcoe County sales in February was $563,775 – up two per cent from an average of $554,907 reported during the same month in 2012. “Buyers have started to benefit from more choice in the marketplace. The average time a home remained on the market before selling in February was up by five days in comparison to last year. This suggests that buyers in at least some segments of the market have become more patient,” continued Mercer.

resale home & condo Guide Greater Toronto Area | MAR 23 - APR 20, 2013

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MARCUS

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Location & Price! Both Unbelievable! 2 Bed-2 Bath Townhome Walk To Everything. TTC at Front Door, Motivated Seller!

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690 Bi-weekly

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6-8 Rosebank Dr. Starting @ 1 Bed $189,900 1+ Den $206,900 2-Bed $229,900

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385,000

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8-18 Mondeo Dr. Starting 1-Bed $204,000 1+den $223,900 2-Bed $292,000

1213_BSONG_1_4014

MAR 23 - APR 20, 2013 | Greater Toronto Area resale home & condo Guide

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VIEW OUR MAGAZINES ON ANY

DIGITAL DEVICE ANYTIME

Now you can view all of Wall2Wall Media’s publications online, anytime, using your mobile, PC or tablet

ResaleHomesAndCondos.ca Published by

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ResAle hoMe & condo Guide Greater toronto area | MAR 23 - APR 20, 2013

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NEWMARKET

BUYING OR SELLING? WE NEED TO TALK!!!

Harry Naghavi FREE Home Evaluation FREE Real Estate Cell 905-716-3112 Main Street Realty Ltd., Brokerage Reports For Any Area 150 Main Street South, Newmarket, Ontario L3Y 3Z1 www.HarryNaghavi.com www.YorkRegionHome.ca office: 905-853-5550 Sales Representative

North

Independently owned and operated

Prestigious Wyndham Village Executive home. Excellent layout w/ formal dining & living rms. Stunning remodelled kitchen, granite counter/backsplash & luxury cupboards, and centre island. Luxury top line appliances open to family rm, awesome 3500+ sq ft home with impressive bright 26 ft + foyer entrance, exceptional curb appeal corner lot w/ desired landscaping & Italian stone drive walkway. $$$ spent on upgrades. Private yard with 800 sq ft cedar deck. Profess’l finish open concept bsmt, ideal for entertaining/family enjoyment. B/I full wall oak cabinet/ bookcases. 6 custom made shadow boxes, carrier A/C & furnace (2011), new kitchen/gas fireplace (2008), top line hardwood flrs throghout mn fl. $794,900

DESIRABLE BUNGALOW! GREAT AREA IN TOWN!

JUST LISTED! FANTASTIC AREA! Lovely semi-detached 3 bdrm home in popular Woodland Hills. Family sized eat-in kit with Western view overlooking front porch lr/dr room with gas fireplace and w/o to deck. Some rooms freshly painted (13) with California shutters (12). Finished w/o basement with rec room, R/I for fireplace and 2pc bath. Fully fenced lot, great functional layout. Close to transit, schools, parks and shopping. No work needed, move-in ready!

11273257_1213

JUST LISTED! EXECUTIVE HOME! 3500+ SQ. FT

$419,900

BRAND NEW HOME! 3050 SQ. FT

All brick bungalow, fin basement with rec room and games room; new leased furnace & water heater 2007 (seller will pay off lease) upgraded windows 2006; Custom gas fireplace, security alarm system, oversize garage doors.

You must see this brand new 3050 sqft home in the Copper-Hills area, built by Greenpark, excellent floor plan $$$ in upgrades. Main fl: 9 ft ceiling spacious kitchen with pantry and breakfast area, extra tall kitchen cabinets, upgraded hardwood floors thru-out main floor, hardwood staircase with wood pickets, 2nd floor large laundry room. Close to Hwy 404, schools, park, Magna Centre and Shopping.

$499,900

$738,800

EXCLUSIVE LISTING 3700 SQ. FT. BUNGALOW ON 12 ACRES

This custom-built home has all hardwood & ceramic floors, 4 decks, 6 walk-outs, 5 skylights, 4 huge bedrooms, a fantastic kitchen and almost 12.5 acres of private retreat! Minutes away from fabulous Town of Newmarket. Marinas across the street have Lake Simcoe access! House has been very lightly used. Decorate it to your own taste and enjoy country living that is so close to all the amenities & conveniences of a large town.

$999,880

WOODLAND HILLS NEWMARKET

BACKS ON TO CONSERVATION

Stunning semi detached 3 bedroom Greenpark Home in desirable Newmarket Area. Close to Transit, Schools, and Shopping. Basement is finished w/ rec room and large workshop area for the handy man, along with a large size cool room. House shows pride of ownership, just move in and enjoy.

Brand new never lived in, backs on to Conservation W/O bsmt, huge cold cellar, large mud room with entrance to garage, oak stairs, upgraded stone F/P, upgraded faucet, fabulous sitting room off of master. Approx 9 ft ceiling on main, Certified Energy Star Home.

$418,900

$797,900

Your Friendly

NEWMARKET

Realtor!

MAR 23 - APR 20, 2013 | Greater Toronto Area resale home & condo Guide

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DURHAM REGION PICKERING AJAX WHITBY OSHAWA CLARINGTON UXBRIDGE SCUGOG BROCK

MARKET COMMENTARY

Courtesy of Toronto Real Estate Board

DURHAM REGION

ACTIVE LISTINGS

NEW

SALES

AVG. PRICE

AVG. DAYS ON MARKET

AVG. % LIST PRICE

FEBRUARY 2013

1,367

1,153

751

353,114

25

98%

FEBRUARY 2012

1,745

1,413

828

325,188

29

98%

% CHANGE

-22%

-18%

-9%

9%

-15%

-

WHAT’S AVAILABLE AND WHAT IT COSTS Sales fell nine per cent year-over-year in Durham Region to 751, compared to 828 transactions last February. At the same time, however, active listings bucked the GTA trend by falling 22 per cent to 1,367 at month’s end. “While sales fell in Durham last month, similar to other regions in the GTA, it is important to note that both active and new listings declined by an even greater amount, which means market conditions actually tightened resulting in less choice for buyers. This is a key reason why the average selling price rose at an above-average pace last month,” noted Jason Mercer, TREB’s Senior Manager of Market Analysis.

64

The average selling price rose nine per cent on an annual basis in Durham to $353,114, compared to an average of $325,188 last year. “While the average selling price was up substantially yearover-year, the average selling price in Durham still points to a considerable amount of value relative to many other areas of the GTA,” continued Mercer.

resale home & condo Guide Greater Toronto Area | MAR 23 - APR 20, 2013

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Zhana Jurevich GROUP

SUTTON GROUP-ADMIRAL REALTY INC., BROKERAGE

Zhanajurevich@gmail.com www.homesingtaforsale.com

1213_BSONG_1113 1213_BSONG_1_1014 1213_BSONG_1_1013

PROMENADE

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Absolutely Gorgeous, Spacious, Magnificent & Luxurious 2 Bdr + Den Unit By Promenade Park. Practical, Open Concept Layout, Lv Rm W/ Walk-Out To Open Balcony w/ Unobstructed View!!! Laminate Floors, Upgraded Kitchen Cabinets, Granite Counter Top. Walk To Promenade Mall Shops, Wal-Mart, Restaurants, Schools, Parks, Bus Terminal! Close To Hwy!

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One of a kind luxurious custom built in Prime Thornhill location. Best location on the street. Over 3700 sq. ft., superb layout, high ceilings, gourmet antique maple kitchen w/breakfast area, W/O to deck, hardwood throughout all levels, pot lights, mouldings. Beautiful landscaped backyard w/sprinkler system. Separate entrance to the basement.

1213_BSONG_1_3005

PEPPERBERRY

Magnificent Family Home In Prestigious Thornhill Woods. Full Of Light, Charming & Elegant 4 Bdrm Open Concept. Custom Gourmet Kitchen & Granite Countertop, Inviting Family Room W/Gas Fireplace, Huge Finished Basement Ideal For Entertaining. Close To Community Centre, Parks, Nature Trails, Great Schools!

New Townhouse in Thornhill woods under $600,000. Excellent floor plan, great finishes, never lived in! MAR 23 - APR 20, 2013 | Greater Toronto Area resale home & condo Guide

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finances

Working from home:

tax tips for the self-employed

BY JEN N K ILLINS

T

hey say two things in life are certain: death and taxes. How we are going to die and how much tax we pay are both grey areas and, for the most part, out of our control. But let’s leave the Grim Reaper in the graveyard for now. Believe it or not, I have some good news on the tax front! And no, I’m not running for office... Taxes are not only a sure thing, they are also scary, boring and intimidating for most. Don’t let this tax season scare you or get you down. If you work from home, here’s some great news: it is no longer just the starving artist who can benefit from working from home. There is a way you can give yourself a little raise. Self employed, employees, and commissioned income earners, get ready to Google the following forms to see what tax breaks you are eligible for.

» T2125 – CALCULATION OF BUSINESS USE OF HOME EXPENSES

This one will guide the self-employed Canadian to deductions at home such as heat, electricity, insurance, maintenance, mortgage interest and property taxes. The rule of thumb is if you need to spend it to make money at home, you can more than likely deduct it. Some larger repairs may have a capital cost eliminate to them. This form will give you details on this and other deductions you are entitled to if you’re self-employed.

DON’T LET ALL THESE FANCY FORMS AND TERMS SCARE YOU. DO A BIT OF HOMEWORK AND TAKE IT TO A PROFESSIONAL IF YOU’RE NOT SURE OR JUST PLAIN CAN’T STAND THE IDEA OF DOING YOUR OWN TAXES. » T777 – STATEMENT OF EMPLOYMENT EXPENSES

This form is for the employee who works from home. It is important to know that it doesn’t matter if you only work from home part of the time – you are still eligible to claim a portion of the time you do work from home. Employees are eligible to claim items such as heat, electricity, general repairs, condo fees, Internet and work phone. The only expenses you can’t claim as an employee versus self-employed are mortgage interest and property taxes. An exception is made for commission employees. As an employee, you must have your employer fill out a T2200. This form tells Revenue Canada what the employer’s expectations are for work and expenses from themselves and from yourself as the employee. » GENERAL FACTS ABOUT HOME DEDUCTIONS

The amount of the deduction is calculated based on the amount of space you use in your home for income. Let’s say you have 10 rooms in your home and two are used for work. The pro-rated amount is based on the percentage of the home used for work. In this case, 20 per cent. So, if your deduction total is $10,000 x 20 per cent, it’s a $2,000 deduction off your income for you! It’s important to know that the deduction only applies to income. If this is the first you are hearing of this but have been working from home for quite some time, don’t fret – you are able to go back to previous years and do a

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THERE ARE SO MANY FINANCIAL BENEFITS TO WORKING FROM HOME. YOU’RE ALREADY PAYING MOST OF THESE EXPENSES ANYWAY, AND THE FACT THAT YOU CAN CLAIM A PORTION IS A GREAT BENEFIT.

T1 adjustment to make a claim for the years you missed the boat! Keep your receipts. If Revenue Canada comes calling, you want to make sure you can prove your expenses that have been claimed. And finally, don’t let all these fancy forms and terms scare you. Do a bit of homework and take it to a professional if you’re not sure or just plain can’t stand the idea of doing your own taxes. When in doubt, ask if you’re eligible to claim the deduction. Don’t assume if you don’t know. The money spent for good advice will pay off. There are so many financial benefits to working from home. You’re already

paying most of these expenses anyway, and the fact that you can claim a portion is a great benefit. Let’s not forget the personal benefits. Nothing is better than working from home in your pajamas. I used to do that all the time. Not as much anymore… darn Skype! It’s not always about working harder. There’s something to be said for working smarter. So sharpen the pencils, Google it up and give yourself that much-deserved raise!

Jenn Killins is a financial planning expert, speaker, media personality and author of the best-selling finance book, Finding the G Spot, a sassy, sensible, entertaining approach to finance. Jenn has a creative way of keeping finance simple. Follow Jenn on Twitter @findingtheGSpot, and for more information, visit dollarsandsense.info.

MAR 23 - APR 20, 2013 | Greater toronto area ResAle hoMe & condo Guide

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11273301_1213

East 68

resale home & condo Guide Greater Toronto Area | MAR 23 - APR 20, 2013

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stylefile

Smart tips

for sweet dreams BY YA N IC S I M A R D

PHOTO COURTESY OF DORMEO OCTASPRING

W

hether you’re a stressed-out insomniac or a sweet dreamer, you could likely use a little more sleep. I’m more on the insomniac side, so while laying in bed thinking I did a little research and found these tips – old and new – that can help us all rest a lot easier.

1. THE MATTRESS

There are two traditional mattress types to choose from: coil or memory foam. Although metal coil mattresses are still made today, the wires can sometimes lose their shape over time, even to the point of poking through the mattress (which is not how I like to get my acupuncture therapy). Pocket coil mattresses update this system, creating long lasting coils that flex to fit the body. Memory foam uses modern materials to create a softer, more form-fitting surface, which reacts to your body without wearing out as quickly (although some can trap in heat and moist air). The foam then “remembers” its original shape and snaps back when you get up, ensuring the shape doesn’t sag over time. My favourite type of mattress is also the newest, and a sort of combination of the other two: a memory foam coil mattress made by Dormeo Octaspring. This mattress has all of the aerating benefits of classic coils, but is made of ultra high-

I ALWAYS STICK WITH NATURAL FABRICS OVER SYNTHETIC, AS THE ORGANIC FIBRES BREATHE AND ALLOW HEAT AND MOISTURE TO ESCAPE, PROMOTING CONSISTENT SLEEP CONDITIONS.

MAR 23 - APR 20, 2013 | Greater Toronto Area resale home & condo Guide

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ANY TYPE OF MATTRESS CAN BENEFIT FROM THE EXTRA SHOCK ABSORPTION OF A BOX-SPRING, SO I RECOMMEND GIVING YOURS A CHECK-UP WITH EVERY NEW MATTRESS, AS A WORN OUT ONE WON’T PROVIDE NEARLY AS MUCH SUPPORT. tech foams that support each part of your body perfectly, so you get the best of both worlds. Once you have the perfect mattress, make sure to dress it well: thread counts are the first thing many shoppers look at when buying bedding, but what’s truly most important is feeling the fabric for yourself to see how you respond to it. I always stick with natural fabrics over synthetic, as the organic fibres breathe and allow heat and moisture to escape, promoting consistent sleep conditions. 2. THE SUPPORT SYSTEM

When selecting a frame, you have to balance function and style. Platform beds with minimal, block forms are trendy right now, and the look is very clean and clutter-free which can lower stress (as they say, a tidy home is a tidy mind). However, a more open bed frame will let air pass under the mattress, which allows for even better ventilation if you tend to get hot in the middle of the night. Any type of mattress can benefit from the extra shock absorption of a box-spring, so I recommend giving yours a check-up with every new mattress, as a worn out one won’t provide nearly as much support.

to mean “boring.” In the dark, colours in related tones (i.e., saturation levels) will tend to blend out, so you can still mix together a rich invigorating palette to wake up to and let all that energy disappear at night with the flick of a switch. Fibre isn’t just good for your diet, it’s good for your sleep! Hardwood is a very popular flooring choice this century, but in the bedroom some carpeting (or an area rug) and lush drapery will bring in both softness and some sound absorption; if you usually go minimal, here’s the place to go a little more luxe. 4. THE DETAILS

Even if you aren’t afraid of the dark, small amounts of light can upset your natural sleep patterns, disrupting melatonin production and interrupting deep slumber. Consider giving your curtains a blackout lining and choose electronic accessories that don’t cast light (such as the power indicator on a phone charger or an LED alarm clock). Experts suggest that being able to see the time constantly ticking away at night only stresses you out, so choose a clock that is only lit when you really want it (such a button-activated digital clock or an old-school mechanical model). Now that the space is nice and cave-like, position your bed away from the room’s entrance to put your protective animal instincts at ease, and remove any furniture (such as a desk) that turns your sleep space into a work space. Having your work and rest zones physically distinct is an important step to keeping them mentally separated. If you follow the above four points, your brain will have nothing to worry about at night – except what to dream about next.

3. THE SPACE

You may have heard that one of the best ways to bring a sense of rest to your sleeping space is by calming down your colour scheme. This is true; cool tones, from greens to blues to purples, are less energizing and can help you relax. However, “less energizing” doesn’t have

70

Yanic Simard is the principal designer of the Toronto Interior Design Group, specializing in residential and commercial projects. Simard has created designs for clients in Toronto, Montreal and Miami, and appears as a regular guest expert on Citytv’s CityLine and the Toronto Star. Visit tidg.ca

resale home & condo Guide Greater Toronto Area | MAR 23 - APR 20, 2013

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MCVEAN/CASTLEMORE

MIDLAND/LAWRENCE

YONGE/HWY 401

MAVIS/BRITANNIA

SOLD r Luxury home in Brampton r Over 2,500 Sq Ft r Premium Pie Shaped Lot r 4 Bedroom & 4 Washrooms r Hardwood Floors On Main & 2nd Floor

$649,900

r Great Location r Best Value In The Area r Rare Corner Unit r 2 Bedrooms & 1 Washroom r Freshly Painted r Lots of Upgrades r Newer Laminate Floors In Living/ Dining Room 1213_DKA_0052

r Updated Kitchen Cabinets r Modern Marble/ Glass Backsplash r Huge Open Balcony r Unobstructed Panoramic View r 1 Underground Parking

$162,900

r High Demand North York Area r Luxurious Tridel Building r 1 Bedroom & 1 Washroom r Open Concept Layout r Walktout to 120 Sq Ft Patio 1213_DKA_0053

r Gas/Hydro/Water Hook Up In Patio r Sunny Southern Exposure r 1 Parking & 1 Locker r 9 Foot Ceilings r Granite Kitchen Countertop r 24 Hour Security r Hotel Style Amenities

r Freehold Townhome In SoughtAfter Mississauga Area r 4 Bedrooms & 3 Washrooms r Open Concept Layout r Hardwood Floors On Main Floor r Oak Staircase

r Walkout To Yard From Breakfast Area r Main Floor Laundry r Extra Large Cold Room r 3 Parking Spaces r Close to All Amenities

1213_DKA_0054

11270633_1213

1213_DKA_0051

r Granite Kitchen & Bath Counters r Pot Lights Throughout r Walk-in Closets r Main Floor Laundry With Garage Access r Large Deck

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MAR 23 - APR 20, 2013 | Greater Toronto Area resale home & condo Guide

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3/19/13 7:22:36 PM


Advertiser Index INSIDE FRONT Hersh Litvack . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Remax Realtron . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Inside Front

INSIDE BACK COVER

Gary Shapiro . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Shapiro & Cho Law. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .Inside Back

OUTSIDE BACK COVER

Sam McDadi . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Sam McDadi Real Estate Inc. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Ouside Back

CENTRAL, WEST, NORTH, EAST

Akbar Zareh . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Kingsway Real Estate . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 9 Akbar Zareh . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Kingsway Real Estate . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 50 Akbar Zareh . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Kingsway Real Estate . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 51 Annie Byles & Dave Agah . . . . . . . . . . . . . . . . . . . . . . . . . . . Remax Crossroads . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 14 Arron Swire . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Right at Home Realty . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 18 Assif Yassen . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Remax Dynasty . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 39 Christy Emmanual . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Remax Realtron . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 73 Cora Weekes . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Remax West Realty . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 35 Dan Antia . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Sutton Group Associates . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 25 Donna Baglieri . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Remax 2000 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5 Ernst Grenke. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Homelife Cholkan .. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 54 Fay Tsatskina . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Homelife Victory . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 33 Fran Lee / Bohdan Gogus . . . . . . . . . . . . . . . . . . . . . . . . . . . Remax Crossroads/ Pegasus Financial . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 76 Frank Corbin . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 45 Frank Lopresti . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Homelife Metropark .. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 19 Gianna Santelli . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 28 Gianna Santelli . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 29 Harold Balchand . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Remax 2000. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 24 Harry Naghavi . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Main Street Realty . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 63 Helen Nioras. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Remax West .. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 40 Hellen Shen . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Remax Rouge River . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 74 James Carpio . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Royal Lepage Your Community . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 26 Jayson Schwarz . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Schwarz Law . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 13 Jerzy Klucznik & Anna Silva . . . . . . . . . . . . . . . . . . . . . . . . . Remax Rouge River . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 22 Joe Asensio . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 56 Joe Baglieri . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Remax 2000. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 37 Joel Lazarus . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Coldwell Banker Terrequity .. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 15 Juliette Moreira. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Remax Dynasty . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 44 June Robinson . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Century 21 Leading Edge . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 27 Leanna Leksikova. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Sutton Group Assurance . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 23 Mahta Nourbakhsh . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Century 21 Percy Fulton . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 36 Malik Ashfaque . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Remax Performance . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 49 Marcus Chevli . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Homelife Best Seller. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 61 Mehreen Mirza . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Main Street Realty . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 42 Mike Mooney . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Royal Lepage Signature . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3 My Tran/Mary Phang . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Century 21 Heritage /Coldwell Banker Case .. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 75 Nadeem Chaudhry . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Remax Realty Specialists . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 52 Obie Mujawaz. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Remax Realty Specialists . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1 Oksana Illioukevitch . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Remax Premier . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 19 Paul Walther . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 53 Paula & Basil Ellis . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Homelife Vision/ Dominion Lending .. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4 Peter Kwan . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Remax Realtron . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 78 Peter Kwan . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Remax Realtron . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 79 Rachel/Shaul Sharabi . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Remax Platinum . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 32 Raj Sharma . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Century 21 Regal . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 25 Rakesh Thomas . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Northwood Mortgage. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 68 Raman Dua . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Save Max Real Estate . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 52 Ravi Maini . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Century 21 People's Choice . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 80 Razi Khan . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Century 21 Regal . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2 Remo Marinelli . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Remax West Realty . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 41 Robert Dimatteo . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Norman Hill . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 35 Royal Canadian Realty . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Royal Canadian Realty . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 55 Sabbir Chawala/Debbie Dixon . . . . . . . . . . . . . . . . . . . . . . . Century 21 Innovative . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 77 Sal & Daniel Messina . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Century 21 Parkland . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 41 Sean Roland . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Century 21 Percy Fulton . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 16 Sean Roland . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Century 21 Percy Fulton . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 17 Shahida Mohammed . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Kingsway . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 6 Shwan Whelan . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Remax Hallmark .. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 43 Sonia Chin . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Remax Platinum . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 34 TD Canada Trust . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 7 Tom Coleman. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Century 21 Percy Fulton . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 8 Urmila Kalia . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Homelife Galaxy . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 34 Vishal Sood . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Century 21 Leaders .. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 49 Wendy Chung . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Remax Rouge River . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 68 Zhana Jurevich . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Sutton Group Admiral . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 65 72

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Best mortgage rate in History. Please call in @ 416-728-1575 for Details

Mr.Christy you sell houses

FOR SALE

goood!

Christy J. Emmanual SALES REPRESENTATIVE

DIR.: 416-728-1575 FAX: 416-782-3329 mrsignback@gmail.com

Re/Max Realtron Realty Inc., Brokerage

$180,000

$158,900

Condo. 2 bdrm/2 bath. ID: 352. Call for details.

Detached 3 bdrm/2 bath. ID: 354. Call for details.

$339,900

$334,000

Raised bungalow 2+2 bdrm/2 bath. ID: 360. Call for details.

$398,900

Raised bungalow. 2+1 bdrm/2 bath. ID: 362. Call for details.

$429,000

Detached 3 bedrm/2 bath. ID: 368. Call for details.

Detached 3 bdrm/3 bath. ID: 370. Call for details.

$569,900

$549,900

Detached Triple Garage 4 bedrm/5 bath. ID: 376. Call for details.

Detached 4 bedrm/4 baths. ID: 378. Call for details.

$230,000

Condo. 1 bdrm/1 bath. ID: 356. Call for details.

$384,000

Detached 4 bedrm/3 bath. ID: 364. Call for details.

$438,000

Detached 4+1 bdrm/3 bath. ID: 372. Call for details.

$574,900

Detached 4+1 bedrm/4 bath. ID: 380. Call for details.

8143119_1213

Independently Owned and Operated

$239,000

Detached Bungalow 3 bdrm/2 bath. ID: 358. Call for details.

$389,000

Detached. 4 bdrm/3 bath. ID: 366. Call for details.

$458,000

Detached 4 bedrm/3 bath. ID: 374. Call for details.

$709,900

Detached 4 bedrm/4 bath. ID: 382. Call for details.

W W W. M R S I G N B A C K . C O M MAR 23 - APR 20, 2013 | Greater Toronto Area resale home & condo Guide

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416.880.4251

DIRECT:

HON B.A.

BROKER Crossroads Realty Inc. Brokerage I N D E P E N D E N T LY O W N E D & O P E R AT E D

EXCELLENCE

399,000

$

Spacious, new luxury condo. Over 1000 S.F. brand new built by Tridel. High ceilings, upgraded kitchen and flooring. 2 bedrooms with 2 full baths. Underground parking & locker included. Walking distance to Subway, Shopping and Schools. Excellent choice for downtown professionals, or new family. Priced to sell!

399,000

$

Tastefully renovated, close to downtown. Freehold 3 bedroom semi with finished basement. Gorgeous modern european kitchen with brand new stainless steel appliances, new dark hardwood flooring, spacious master bedroom, private backyard. Ideal alternative to condos. Priced to sell!

999,000

$

Brand new, custom built luxury home with over 4,000 S.F. finished space. Finished basement walkout. Fully fenced private garden. Glamorous and functional layout. Open concept living with modern kitchen. 12 ft ceilings on main floor, 10 ft ceiling in basement and coffered ceiling in all 4 bedrooms. Spa-like bathrooms with skylights, walk-in closets, free standing tub. Solid oak, marble flooring thru out! Centrally located, minutes commute to downtown. Private appointments only!

1213_DKA_1214

Amazing opportunity to own a fabulous loft in downtown trendy Queen West! Incredible functional layout with stylish kitchen and bath. High end finishings include: Quartz counter top, glass backsplash & SS appliances. Spacious bedroom & double closet. Sunlight fi lled w/floor to ceiling windows. 9 ft ceilings. Exposed concrete. Ensuite laundry! Over 5K in builder upgrades.

EAST DOWNTOWN SEMI

1213_DKA_1216

EGLINTON DETACHED

DOWNTOWN DESIGNER CONDO

$

2-STOREY LOFT

$

329,000

Designer luxury condo with high end finishings. 9 ft ceiling; stylish kitchen and bath. Open space living! Gorgeous floor to ceiling windows with open balcony. Priced to sell! Call for more details.

1213_DKA_1215

1213_DKA_1_0146

YONGE & SHEPPARD 2 BEDROOMS

259,000

$

1213_DKA_1217

1213_DKA_1213

QUEEN WEST 1 BDRM LOFT

11129465_1213

www.HellenShen.com

AWARD WINNING

359,000

2-storey loft just under 800 sf. Open concpet, soaring 17 ft flr to ceiling windows, contemporary styled upgrades. 1 bedroom plus a den, modern kitchen, 2 washrooms, large living/ dining rooms, balcony, etc. Also available in 2 bedrooms.

EXTENSIVE MARKETING FOR SELLERS! Your home will be advertised here free! Call for free home evaluation!

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11270613_1213

Mary

Award Winner President Elite

PHANG Sales Representative

COLDWELL BANKER CASE REALTY LTD., BROKERAGE

818-9821 (416) 751-6533 (416)

mphang@trebnet.com | www.maryphang.com

11273369_1213

will get it done!

SPECIALIZING IN FIRST-TIME HOME BUYERS, 6 MONTHS INTEREST FREE CASHBACK

-08 %08/ 1":.&/5 t #"/,3615$:  #"% $3&%*5  4&-'&.1-0:&% %*4$06/5&% .035("(& 3"5&4 t /&8 *..*(3"/5 t  $"4) #"$, 0 80 24 , $2

WN

WN

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0

00 ,0 30 $3

Y

NE

MO

90

1213_BSONG_4112

DETACHED Lovely 3+1 bedroom in desirable family neighborhood! Upgraded kitchen w/ ceramic flr, breakfast area & walk-out to backyard, highest quality maple/bamboo hardwoods & imported tiles, crown moulding! Finished basement w/ rec room, one bedroom & bathroom! Landscape yard with pattern concrete porch & patio! Thousands spent in 1213_BSONG_4115 upgrades! Close to all amenities!!

NO

Y

NE MO

79 ,

DO

SCARBOROUGH DETACHED BACKSPLIT Renovated 3+1 bedrooms! Immaculate home! Gleaming hardwood thru-out main flr. Eat-in kitchen w/ oak cabinets, pantry, ceramic flr! Separate entrance to one bedroom basement apartment plus walkout to large wooden deck! Gorgeous fireplace. Newer windows & doors! $$ spent in upgrades! Close to all amenities! 1213_BSONG_4114

NO

$3

Y NE

MO

1213_BSONG_5000

NORTH YORK BEAUTY Beautiful home backs onto a ravine! In prestigious North York location! 3 spacious bedrooms, master bedrm has ensuite bath! Fabulous walkout basement apartment! Main floor family room has fireplace & walkout to large wooden deck, eat-in kitchen overlooking ravine! Large principal rooms, renovated & updated, skylight, pot lights, 2 fireplaces, close to schools, TTC, shops! Coldwell Banker 1213_BSONG_4113 Case Realty 416-751-6533.

SCARBOROUGH LESS THAN 10 YEARS NEW TOWNHOUSE Beautiful sunny bright unit! 3 bedrooms, 2 full baths! Low maintenance! Facing south, playground in front! Very well maintained complex! Upgraded kitchen & baths, terrace, overlooking greenspace, thermo windows, skylight. Close to TTC, schools & shopping mall! Better than rent!

NO

SCARBOROUGH - BRIMLEY/LAWRENCE Detached! Brick & stone! Renovated & updated! 3+2 bedroom! 2 baths! 2 kitchens! Separate entrance to finished 2 bedrm basement apt! Hardwood floor, updated new bath, updated windows & doors, pot lights, jacuzzi, large driveway can park may cars! Very stylish home! Close to school & all amenities!!

MAR 23 - APR 20, 2013 | Greater Toronto Area resale home & condo Guide

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Fran Lee 416.917.6787 Broker

2003-2011

416.491.4002 11273437_1213

CROSSROADS REALTY INC., BROKERAGE INDEPENDENTLY OWNED & OPERATED

“Your Trusted Advisor in Real Estate” www.franlee.com

|

fran@franlee.com

1 MARKHAM/STEELES, MARKHAM

2 MCCOWAN/401, SCARBOROUGH

1213_DKA_0137

1213_DKA_1_0108

2-storey link. 3 bedrooms, 4 washrooms. Single garage with long driveway. Finished basement apartment with separate entrance, kitchen, washroom & 1 more bedroom. Near TTC, Transit, Schools, Shopping. Just $499,000.

"Ellipse" condo apartment. 24 Hr concierge, TTC at door, near Scarborough Town Centre, 401. Parking included. 1 bedroom + den $219,000; 2 bedrooms, 2 washrooms $250,000; 2 bedrooms + den $287,000

4 MARKHAM/SHEPPARD, SCARBOROUGH 5 YONGE/FINCH, NORTH YORK "Markham Place" condo apartment. 24-Hr concierge. Walk to TTC, Shopping, Library, Community Centre. Near 401, Centennial College. Parking included. 1 bedroom $187,000; 1 bedroom + den $208,000; 2 bedrooms 2 washrooms $254,000.

1213_DKA_0138

3

ABR, ASA, e-PRO, MCIL

MCCOWAN/401, SCARBOROUGH Monarch "Equinox" condo apartment. 24-Hr concierge, steps to Scarborough Town Centre, TTC, LRT. Open balcony, parking & locker included. 1 bedroom $229,000; 1 bedroom + solarium $238,000; 2 bedrooms 2 washrooms $293,000.

1213_DKA_1_1059

6 MIDDLEFIELD/STEELES, SCARBOROUGH

Tridel "Triomphe" condo apartment. 24-Hr concierge, walk to Yonge, Subway, TTC, Shopping Mall. Direct access to 24-Hr Super Market. Parking included. 2 bedrooms 2 washrooms $379,000; 2 bedrooms + den 2 washrooms $488,000. 1213_DKA_2_0097

2-storey link. 3 bedrooms, 2 washrooms. Single garage. Finished basement with 1 more bedroom. Hardwood floors in living & dining rooms. Laminate floors in all bedrooms. Just $439,000. 1213_DKA_0139

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11259962_2412

(416) 878-1684

11273322_1213

CELL:

OFFICE: (416) 298-8383

Innovative Realty Inc. Brokerage

®

INDEPENDENTLY OWNED & OPERATED

Own a home- I can STOP and LOWER your debt payment

Sabbir Chawala

Free home finder service

No contracts - No appointments - You look at your convenience, simply log into:

www.sabbir homes.com

sales representative

$165,000

$709,900

$424,900

2 fl washroom, 2 bedroom plus den. Walking distance to TTC, kiss your landlord good-bye. Call Sabbir for your private viewing!

Custom built home - Like a model. Shows beautiful, family safe street! Call Sabbir for your private viewing.

3B/R townhome - W/O basement. Walking distance to school and TTC. Call Sabbir for your private viewing!

$529,900

$549,900

$299,000

One year old - loads of extras. Close to TTC and Highway. Call Sabbir for your private viewing!

Stunning fully updated home - kitchen/washroom. Walking distance to TTC. Call Sabbir for your private viewing!

Fabulous T/House gleaming H/W. Finished basement. Close to 401 & GO Transit. Call Sabbir for your private viewing!

WHY RENT WHEN YOU CAN OWN!

1213_DKA_1_0061

PICK UP THE PHONE - THIS IS A GEM!

1213_DKA_0064

A FAMILY DELIGHT!!!

1213_DKA_1_0062

A SHOWPIECE BUNGALOW!

1213_DKA_0065

KEY TO COMFORT!

1213_DKA_1_0063

A SHOWPIECE TOWNHOUSE!

1213_DKA_0143

9046235_1213

Estate Lots 6 Unique Parcels t8BMLPVURBWJOF-PUT t#BDLTPOUP1SPUFDUFE $POTFSWBUJPO-BOE tUP'SPOUBHF t3FBEZGPS$VTUPN#VJME

Call Debbie Dixon debbiedixon@rogers.com

905-428-7677

Estate Lots There’s never been a better time to invest in Estate Lots in Durham Region! t0VUTUBOEJOH-PDBUJPO t1JDUVSFTRVF4DFOFSZ t.JOVUFTGSPN#SPPLMJOBOEBMM"NFOJUJFT 4IPQQJOH .FEJDBM FUD t3FDSFBUJPO(PMG$PVSTFT 4LJ)JMMT  $POTFSWBUJPO"SFBT 'JTJOH FUD t7FSZ-BSHF-PUT"QQSPY"DSF t&YUSB8JEF'SPOUBHFTUP t#BDLZBSETGBDFXFTU(SFBU4VOTFUT t#BDLJOHPOUPTNBMMDSFFLBOE$-0$" 1SPUFDUFE$POTFSWBUJPO-BOE t"MM#VJMEJOH1FSNJUT"WBJMBCMF-PUTBSF SFHJTUFSFEBOESFBEZUPHP t8BMLPVU#BTFNFOUTBWBJMBCMFPOBMMMPUT t8FMM1SJDFE(SFBU*OWFTUNFOU

t1SJNFBDDFTTUPUIF(5" $BOBEBTMBSHFTUNBSLFU BOE5PSPOUP BXPSMEDMBTTDJUZ XIFSFSFBMFTUBUF QSJDFTBSFTLZSPDLFUJOH t0OFPGUIFMBTUBQQSPWFECVJMEJOHQBSDFMTJO UIF0BL3JEHFT.PSBJOFBOE"JSQPSU"VUIPSJUZ MBOETBSFB t&TUBUFMPUEFWFMPQNFOUJTCFDPNJOHJODSFBTJOHMZEJG mDVMUBOEBUIJOHPGUIFQBTUXJUIUIFHPWFSONFOUT NBOEBUFUPVSCBOJ[FFYJTUJOHTFSWJDFEMBOET t8FMMFTUBCMJTIFEUSBOTQPSUBUJPOOFUXPSL t$MPTFUPUIFGVUVSF)JHIXBZFYQBOTJPO t(SPXJOHQPQVMBUJPOTBWZGPSFJHOBOEMPDBM JOWFTUPST t:PVOHEFNPHSBQIJDTXJUIIJHIEJTQPTBCMFJODPNF t-BDLPGBGGPSEBCMFMBOEMPXTVQQMZBOEIJHI EFNBOE

Call Today! Debbie Dixon debbiedixon@rogers.com

905-428-7677 MAR 23 - APR 20, 2013 | Greater Toronto Area resale home & condo Guide

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8154436_1213 MAR 23 - APR 20, 2013 | Greater Toronto Area resale home & condo Guide

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9741809_1213

1st, 2nd & 3rd Mortgages with

DIR: OFF:

416-471-4081 416-742-8000

Century 21 People’s Choice Realty Inc., Brokerage 2 Royalcrest Road, Toronto, ON M9V 2L5 Independently Owned and Operated

E-Mail: rmaini07@gmail.com

$239,000

$319,900

$335,000

Own one of the larger 2 bedroom corner suite units in the Luxury Tridel Built Mansions of Humberwood. At the border of Toronto and Mississauga in a very convenient location. Five star facilities include indoor pool, sauna, exercise gym, party room, guest suites, pool table, tennis court, locker, parking, 24 hour concierge & much more!

Beautiful first time buyer’s or investor’s property in a sought-after location of Springdale, close to Plazas and Schools, professionally finished basement, concrete patio, long extended backyard, freshly painted.

This beautiful home has 3 bedrooms, large master bedroom with ensuite bath and walk-in closets, hardwood floors throughout, open concept, hardwood floors on main floor, walkout to fenced yard.

Beautiful bright 3 bedroom, 3 bath, by great gulf, ceramic floors in kitchen open concept floor plan. Breakfast area, W/O to backyard. High demand family neighbourhood. Perfect for first time buyers or young couple.

1213_GROBBINS_2700

1213_GROBBINS_2701

1213_GROBBINS_2702

1213_GROBBINS_2703

$345,555

80

$309,900

$370,000

$379,000

$379,900

1st time buyer as well investor’s special! Detached! Double Garage! Basement apartment with separate entrance! Basement rented. Tenant will stay or leave! Backing on to Creek! Entrance from garage to basement! W/O to deck from dining area!

Well kept and recently upgraded home in high demand area, upgraded washrooms, kitchen, new windows, floors, new front door and front porch enclosure, glass slider to wooden deck, combined Liv/ Dining rm, bay window, kitchen w/pantry B/I dishwasher, pot lights, skylight over staircase, lots of light on 2nd floor, 3 good size bedrooms.

Well kept bright and beautiful fully detached 3 bedroom house on approx. 40’ lot plus finished basement with full washroom and kitchen cabinets and pot lights. Upgraded kitchen cabinets with granite countertops. Close to Schools/ Park/Bus Stop.

Well kept: 3+1 bedroom detached home finished walk out basement: Hardwood floor on Living & Dining room: Upgraded newer kitchen cabinets, granite kitchen countertop, ceramic b/splash, B/I dishwasher: Main floor laundry: Close to School, Park, Plaza, Transit.

1213_GROBBINS_2704

1213_GROBBINS_2705

1213_GROBBINS_2706

1213_GROBBINS_2707

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Shapiro Cho Real Estate & Business Lawyers

Tel: 416.250.9600

Garry Shapiro, BCL, LLB, MBA Alexandra Heejung Cho, BA, LLB, MTAX

Providing professional solutions and customized advice to our clients and referral partners

E NGLISH

K O RE A N

FARS I

RU S S I AN

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We specialize in Real Estate and Business Law. Our knowledgeable staff are easy to reach and happy to assist you. We quote you up front for our services; there are no hiddden fees or suprises. Call us today at 416.250.9600 and let us get working for you.

• Buying or Selling Real Estate • Residential, Commercial, Bulk Sales • Small Claims Court • Landlord Tenant Disputes • Real Estate Mediation

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• Flexible meeting arrangements, your office, our office, other location • After hours and weekend appointments available • In home appointments for seniors at no additional cost Head Office: 201 – 333 Sheppard Ave. E Toronto, ON M2N 3B3 T:

416-250-9600 | F: 416-250-9631 E: service@shapirocho.com www.shapirocho.com

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$3,450,000

ABSOLUTELY SPECTACULAR PRIVATE ESTATE ON A 5 ACRE LOT!

Elegantly restored while maintaining its charm and character! Hardwood throughout, oversized master with spa-like ensuite bath, beautiful “Bello” kit with top of the line appliances, it also boasts a fully functional 5,000 sq 1213_SHERWINS_8000 ft barn + inground pool.

$1,950,000 SPECTACULAR 5+1 BDRM, 5 BATH OVER 5,000 SQ FT EXEC HOME BACKING “MULLET” CREEK/RAVINE!

$2,550,000

$2,100,000

SPECTACULAR 4 BDRM, 5 BATH NEWLY BUILT CUSTOM HOME IN SOUGHT-AFTER “LORNE PARK’!

SPECTACULAR 5+1 BDRM, 6 BATH CUSTOM BUILT EXEC HOME SITUATED ON AN EXCLUSIVE CUL-DE-SAC!

Superior quality finishes, finished walk-out basement, situated on a premium sized yard, an architectural gem!

Brazilian hardwood flooring throughout, cornice moulding, antique wood coffering, marble, granite & limestone finishes, prof finished w/o basement, $$$ spent on landscaping!

1213_SHERWINS_8001

$1,575,000 SPECTACULAR BRAND NEW APPROX 4700 SQ FT 5 BDRM, 6 BATH CUSTOM HOME!

1213_SHERWINS_8002

$1,100,000 BEAUTIFULLY APPOINTED 4+1 BDRM, 4 BATH MISSISSAUGA RD CHARMER!

Hardwood throughout, sunken great room with coffered ceilings & fireplace, stunning finished w/o bsmt with a gym, wet bar, home theatre, rec area, guest room with a spa-like bath & a custom wine cellar, inground pool!

Upgs galore! Hardwood throughout, 9 ft ceilings, stunning kit with granite & marble backsplash, 4 bdrms with their own ensuites, prof finsihed bsmt, dual zone heating & more!

Formal principal rooms, hardwood flooring, family room with a gas fireplace, 4 generous sized bdrms, finsihed basement with a rec & games room + a bdrm & 3 pc bath, inground pool, interlock walkways!

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$1,000,000 BEAUTIFULLY UPGRADED 4+2 BDRM, 4 BATH HOME IN THE HEART OF “LORNE PARK”!

Hardwood flooring, kitchen with granite & S/S appliances, prof finished bsmt, salt water inground pool, crown moulding, bay windows, newer roof & windows (2010)!

1213_SHERWINS_8006

$775,000

$970,000 COMPLETELY RENOVATED 5+2 BDRM, 5 BATH APPROX 3,600 SQ FT CUSTOM BUILT HOME!

Hardwood throughout both levels, new modern kit, new baths, windows, roof, furnace + a self-contained 2 bdrm bsmt apartment! 1213_SHERWINS_8007

$735,000

$839,000 SPECTACULAR 4 BDRM, 4 BATH APPROX 2640 SQ FT HOME BACKING ONTO A PREMIUM RAVINE/POND SETTING!

Sought-after w/o bsmt for you to customize, hardwood throughout, gorgeous kitchen with granite, tile backsplash & undermount sink, all bdrms with their own ensuite/semi ensuite baths!

1213_SHERWINS_8008

$650.000

FANTASTIC OPPORTUNITY TO OWN THIS APPROX 3,000 SQ FT 4+1 BDRM, 4 BATH “STREETSVILLE” BEAUTY!

“KINROSS” MODEL 4+2 BDRM, 5 BATH “TOWNHOOD” BUILT EXEC HOME IN A VERY DESIRABLE NEIGHBOURHOOD!

BEAUTIFULLY MAINTAINED 4 BDRM, 3 BATH “DANIELS” BUILT HOME DISPLAYING TRUE PRIDE OF OWNERSHIP!

Separate formal principal rooms, main floor library/den, beautifully finished bsmt in-law suite with a separate entrance, bdrm, 3 pc bath, rec area, wet bar & fireplace, freshly painted, inground pool!

Hardwood gorgeous kit with mirrored backsplash & top of the line appliances, finished bsmt with a self-contained in-law suite with 2 add bdrms, rec room & a 3 pc bath!

Premium sized 57 ft frontage, hardwood on the main level, new broadloom, freshly painted, main floor library/ den, large kit with a pantry, spacious bdrms!

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Resale Home & Condo GTA - 23, Mar., 2013  

A Wall2Wall Publication

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