GTA Resale Home & Condo - 25 Jan., 2014

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ResaleHomeAndCondoGuide.ca

Your Guide to Real Estate in the GTA Region

STYLE FILE

2014

DECOR TRENDS

Mortgage Matters:

8

THINGS TO REVIEW BEFORE YOU RENEW

RH GTA Cover_01_25_14.indd 1

PLUS

TIPS for buying in a seller's market

1/21/14 3:38 PM

VESS

REALTY INC., BROKERAGE

Vess Ivanov

Broker of Record Over 17 Years Experience

VR

416-385-9768 Office 416-578-0353 Direct

OVER 700 HOMES SOLD

WE SELL HOMES IN: TORONTO, DURHAM, PEEL, HALTON, YORK & SIMCOE RE REGIONS

WWW.POWEROFSALELISTINGS.COM $115,000

$232,000

$259,900

POWER OF SALE! MUST BE SOLD

LUXURY 2 BED AND 2 BATH CONDO! CALL TODAY!

GREAT LOCATION! 2 BED AND 2 BATHS CONDO! CALL NOW!

Wow! Pay less than rent for this nice 2 bedroom and finished basement home! Move in 2 weeks!

Call to view in today!

0414_BSONG_1_1001

Wow! Great 2 bed and 2 baths condo! One locker and one parking spot included! Great price! See it today!

0414_BSONG_1_1002

Live in this beautiful 2 bedroom and 2 baths condo!

Close to best shops, restaurant, TTC. Call to view it before it is sold!

0414_BSONG_1_1003

$289,900

$304,900

$315,000

NICE BUNGALOW WITH BASEMENT APARTMENT!

WOW! WHAT A GREAT HOME!

MOVE IN IMMEDIATELY! CALL TODAY!

Wow! Live upstairs and rent the basement, move in this great detached 3 bed + 2 bath bungalow.

Finished basement apartment with separate 0414_BSONG_1_1004 entrance. Call to view it today!

Great detached 2 story, 3+1 bed and 3 baths home!

Double car garage! Call to view it today!

Wow! Approx 2500 sq ft detached. 4 bed in all and 4 baths home! Family room! Price reduced! Call today!

0414_BSONG_1_1005

0414_BSONG_1_1006

$330,000

$348,888

$369,900

MOVING UP! TRY THIS HOME! CALL NOW!

MOVE UP TO 4 BEDROOM HOME! CALL NOW!

UPGRADE HERE AND ENJOY! CALL NOW!

Moving up to a bigger and newer home! Try this nice detached 2 story. 3 bed and 4 baths home!

Finished basement! Call toview it today!

Move up to a newer and bigger home! Try this great detached 2 storey. 4 bed and 3 baths home!

Family room! Double car garage! Call today.

0414_BSONG_1_1007

0414_BSONG_1_1008

Wow! Upgrade to this nice detached 2 storey 4 bed and 3 baths home! Family room! Double car garage! Call toview it now! Upgrade here and enjoy! Call now!

0414_BSONG_1_1009

WWW.POWEROFSALELISTINGS.COM

/****JOIN ME ON FACEBOOK****\ WWW.FACEBOOK.COM/RAZISELLS WWW.FACEBOOK.COM/PEGASUSLENDING

I specialize in mortgage cases for: Century 21 Masters Emerald Award 2012

647.887.2587 office 416.291.0929

direct website Before Creditor Balance Mortgage $185,000 Line of Credit $10,000 Bank Loan $25,000 Credit Cards $50,000 Total Debt $270,000

www.razi.ca

email

Over 8 Years of Experience

info@razi.ca

Consolidate your Debt! Call me!

After Payment Creditor Balance $973.02 Mortgage $275,400 $300.00 Line of Credit $ $505.35 Bank Loan $ $1,500.00 Credit Cards $ $3,278.37 Total Debt $275,400

MORTGAGE RATES

Payment $1,148.35 $ $ $ $1,148.35

YOUR MONTHLY SAVINGS $2,130.02 This example is for illustration purposes only and it was based on the several assumptions not listed here.

BAYVIEW/LAWRENCE! 8180 SQFT!

✓ Self Employed Individuals ✓ Bad Credit/Low Credit situations ✓ No Income/Cash Income issues ✓ Bankruptcy/Consumer Proposal history ✓ Mortgage Renewals/Refinance ✓ Debt Consolidation ✓ New Immigrant Programs

8154278_0414

REAL ESTATE BROKER & MORTGAGE BROKER

TERM

POSTED

MY RATES*

1 YEAR

3.20%

2.89%

2 YEAR

3.55%

2.79%

3 YEAR

3.95%

2.74%

4 YEAR

4.64%

5 YEAR VARIABLE RATE HOME EQUITY LINE OF CREDIT

5.24%

3.29% 3.35% 2.60% 3.50% 3.00%

PR I M E R AT E

YONGE ST/SHEPPARD AVE! WALK TO SUBWAY!

1

BAYVIEW/EGLINTON! FINISHED WALK OUT BASEMENT!

2 1

3 1

An exquisite luxury home located across the Bridle Path offers ~8180 sq ft of living space with astonishing kitchen & vanities, elevator, 10’ ceilings, circular staircase, nanny suite, wine cellar, solid custom doors, a walk out finished basement, several fireplaces, rec room, exercise room & much more. Call me for a private viewing.

0414_DKA_1_0153

This custom built home is located just minutes walk to Yonge Subway line. The home includes beautiful features such as 5 bedrooms, 7 washrooms, a finished w/out basement, 2 fireplaces, skylight, gourmet kitchen with granite dining table, close to TTC, shopping, restaurants & all other amenities. Call me for a private viewing.

0414_DKA_1_0154

An absolutely stunning custom built 4 bedrooms home comes with outstanding workmanship. 10’ ceilings, hardwood floors throughout. It boasts features like crown moulding, open concept family room, gourmet kitchen with centre island, marble backsplash & granite countertops. Close to all amenities, including a good school, parks and transit. Call me for a private viewing. 0414_DKA_1_0155

LAWRENCE AVE/PORT UNION! WALK TO GO STATION!

SHEPPARD/MEADOWVALE! TTC DOWN THE ROAD!

MCCOWAN RD/FINCH AVE! LOCATION WILL SELL FAST!

4 1

5 1

6 1

Mattamy built 1 yr old lovely home in a prime Toronto location! It has 2735 sqft, including 612 sqft of finished bsmnt backing onto a picturesque ravine! Hardwood floors, granite counter top & upgraded appliances. Just min walk to Rouge GO, TTC, shopping, mins to 401 & more! Call me for a private viewing. 0414_DKA_1_0156

This Mattamy Trinity Bay Model has exceptional features offering ~ 2000 sqft of space, located in a prime lot which backs into and overlooking a pond. 4 bed, 3 wash, w/out bsmnt, hardwood and laminate floors throughout, oak stairs, moments away from amenities including parks, shops, 401 & more. Call me for a private viewing.

0414_DKA_1_0157

Located in a prime neighborhood in Agincourt this detached house includes 4 beds, 4 new washrooms, new kitchen, newer finance, new roof, sep/bsmnt entrance leading to a 1 bed bsmnt apartment ready to be rented out. Just mins walk to TTC, several shopping plazas, malls, church, 0414_DKA_1_0158 temples & much more. Call me for a private viewing.

LAWRENCE/BEACHGROVE! RAVINE LOT!

BELLAMY & BRIMORTON! ABOVE GROUND BSMNT W/2 ENTRANCES!

CHEAPER THAN RENT! MORNINGSIDE/401!

7 1 On a ravine lot a lovely renovated bungalow featuring a new kitchen, wood burning fireplace, travertine tile floors, updated bathrooms, hardwood floors, master & 2nd bedroom with w/out to a large deck overlooking the ravine, includes side entrance to finished bsmnt & w/out to backyard, new roof, shed & much more. Call me for a private viewing.

0414_DKA_1_0159

8 1 A warm & cozy Scarborough detached bungalow located in Woburn. This beautiful home offers 3 bedrooms, 2 wash & a 2 bed finished w/out bsmnt aptment. Very convenient home is located behind a school, TTC, Park as well as Scarb Town Centre. This home also includes an above ground basement which has two entrances! Call me for a private viewing. 0414_DKA_1_0160

9 1 Why rent? Buying is cheaper! A ~1250 sq ft 3 bedroom townhouse & 2 full washrooms, underground parking, a courtyard, swimming pool, security system. Asking $139,800.

Mortgage $688/month* Fees $455/Month Total $1143/ month 0414_DKA_1_0161

CENTURY 21 REGAL REALTY INC., BROKERAGE

INDEPENDENTLY OWNED & OPERATED

New Beginnings. Lasting Memories®

Century 21 Masters Emerald Award 2012

Century 21 Masters Emerald Award 2011

Century 21 Masters Silver Award 2010

Century 21 Masters Silver Award 2009

FSCO LIC# M08009115 | BROKERAGE LIC# 11479

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mortgagecalculator

You love the home,

see what you can afford!

Use this mortgage calcUlator to see if yoU’ll qUalify for a mortgage on yoUr dream home

1| Calculate the combined monthly before-tax income of you and your spouse.

5| Multiply this figure by the amount you need to borrow. Divide by 1,000.

2| Divide by three. This figure is the monthly payment you can afford to make on your house.

6| Add to this your estimated monthly heating costs and monthly property taxes.

3| Take the total price of the house and subtract the amount you expect to make as a down payment. This is what you will need to borrow.

7| If this figure is equal to or less than one third of your gross monthly income (calculated in Step 2), you’ll qualify for a mortgage on your dream home.

4| Look to the chart on the top right. Check the left column and locate the interest rate you expect to pay.

Line this up with the amortization period of your choice.

This is a rough estimate. If you have several other large loans already, you may qualify for less. Also, banks and trust companies vary in their policies. The best way to know what you can afford is to visit the lending institution of your choice and get pre-qualified.

mortgage payment calculation chart % 3.00% 3.25% 3.50% 3.75% 4.00% 4.25% 4.50% 4.75% 5.00% 5.25% 5.50% 5.75% 6.00% 6.25% 6.50% 6.75% 7.00% 7.25% 7.50% 7.75% 8.00% 8.25% 8.50% 8.75% 9.00% 9.25% 9.50% 9.75% 10.00% 10.25% 10.50% 10.75% 11.00% 11.25% 11.50% 11.75% 12.00% 12.25% 12.50% 12.75% 2

10 years 9.65 9.76 9.88 9.99 10.11 10.23 10.34 10.46 10.58 10.70 10.82 10.94 11.07 11.19 11.31 11.43 11.56 11.68 11.81 11.94 12.06 12.19 12.32 12.45 12.58 12.71 12.84 12.97 13.10 13.24 13.37 13.50 13.64 13.77 13.91 14.04 14.18 14.32 14.46 14.59

15 years 6.90 7.02 7.14 7.26 7.38 7.50 7.63 7.75 7.88 8.01 8.14 8.27 8.40 8.53 8.66 8.80 8.93 9.07 9.21 9.34 9.48 9.62 9.76 9.90 10.05 10.19 10.33 10.48 10.63 10.77 10.92 11.06 11.22 11.36 11.52 11.66 11.82 11.97 12.13 12.28

20 years 5.54 5.66 5.79 5.91 6.04 6.17 6.30 6.44 6.57 6.74 6.85 6.98 7.12 7.26 7.41 7.55 7.69 7.84 7.99 8.14 8.28 8.44 8.59 8.74 8.86 9.05 9.20 9.36 9.52 9.68 9.84 10.00 10.16 10.32 10.49 10.65 10.81 10.98 11.15 11.31

25 years 4.73 4.86 4.99 5.13 5.26 5.40 5.53 5.67 5.82 5.96 6.10 6.25 6.40 6.55 6.70 6.85 7.00 7.16 7.32 7.47 7.63 7.79 7.95 8.12 8.28 8.45 8.62 8.78 8.95 9.12 9.29 9.46 9.63 9.80 9.97 10.15 10.32 10.49 10.67 10.85

calculate your mortgage payments interest rate

amortization period

chart figure

i.e. 5%

25 yrs

5.82

mortgage amount/1,000 (mortgage amount $125,000)

125

monthly payment

monthly payment

The table on this page shows the monthly payment of principal and interest for each $1,000 of mortgage. example

The monthly principal and interest payment for a $125,000 mortgage with a 25-year amortization period at five per cent is as follows: ($125,000 ÷ 1,000) X 5.82 = $727.50

resale home & condo Guide Greater Toronto Area | Jan 25 - FEB 22, 2014

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100% FINANCING AVAILABLE! RATES AS LOW AS 2.4%. ACT NOW!

OFF. 905-268-1000

Shahida

416-277-3552

Mohammed

SALES REPRESENTATIVE

Servicing you with Respect & Integrity. Buy1 BED and$224,500 Sell with Confidence. $209,900 2 BED $226,000 2+1 BED 2 BATH

1 BATH

HWY 10/RATHBURN

HURONTARIO/BURNHAMTHORPE

Excellent opportunity to own spacious starters large 2 bedroom + 2 full washrooms in a convenient location. Master with 4 pcs ensuite. Large windows (floor to ceiling windows in living & bedroom). Lots of natural light. Well maintained building.

24 Hrs Security. Facilities include gym/Ex Rm/Indoor Pool/ Sauna/Tennis Court/Recreation Room/Party Room.

Do not overlook! This one bedroom and one bath condo at Absolute Condos is well maintained. Move in ready and located in the Heart of Mississauga. This unit features one parking and one locker, granite counters, 20 ft balcony, 9 ft ceilings and access to State of the Art 3,500 sq ft amenities.

0414_SHERWINS_0061

0414_SHERWINS_0062

$239,000

1+1 BED $236,900

2 BED

1 BATH

1 BATH

2 BATH

EGLINTON/MAVIS

HURONTARIO/CENTRAL PKWY

DUNDAS AND MAVIS

Welcome to the Eve Condo. This spacious clean and bright 1+1 corner unit will not disappoint. Open concept kitchen with granite counter tops and breakfast bar. Master bedroom with double closets. Great building with fabulous amenities. Close to Square One. 0414_SHERWINS_0064

This is an investment property. Not for moving in or renting out. Rented for life to a triple a tenant with a grandfather status.

Great potential for future appreciation with a hassle free tenant to pay off your mortgage.

0414_SHERWINS_0069

3 BED $339,900

3 BED $375,500

4 BED

2 BATH

2 BATH

2 BATH

DOUG LEAVENS/LISGAR

CENTRAL PARKWAY/BURNHAMTHORPE

Spacious & bright 3-bedrm townhouse in Lisgar feat. an openconcept kitchen, front closet nook, ceramic floors & laminate thruout main level. Retreat to the loft-style master bedrm w walk-in closet & 4-pce ensuite or enjoy incredible sunset views from the landscaped backyd. Indoor access to built-in garage.

0414_SHERWINS_0065

Very spacious layout with fireplace in family room. Lots of recent upgrades. Backyard beautifully done with patio stones, front porch & stairway (2012), family room window (2012), front door with framing (2011), fridge (2011), paint (2011). Beautiful location next to Central Parkway Mall, Church, Schools, Transit.

Five minute drive to Square One. 0414_SHERWINS_0066

SELLING?

DUNDAS/HURONTARIO

Bright, spacious and clean corner unit, huge enclosed solarium, quality laminate flooring throughout, eat-in kitchen, master with his and her closets. Large storage/closet at foyer, convenient 2-pc ensuite, move-in condition. Excellent amenities nearby. Steps to GO, Mississauga Transit, short walk to Schools, Sq One Shopping, Cinemas, Trendy Restaurants, YMCA, Library and Arts Centre.

0414_SHERWINS_0068

1+1 BED $239,000

Prestigious Retirement Community! Wrap-around balcony w/ amazing South, Southeast & Southwest views! Sunrises & sunsets to enjoy! Upgraded kitchen w/granite counters, centre island w/ lots of storage, stainless steel appliances, ceramic b/splash & undermount lights! Built-in desk & cabinetry. 0414_SHERWINS_0063

$327,000

2 BATH

Call for a free home evaluation

MAVIS/EGLINTON

Prime location townhouse. Spacious & bright. Very well kept. Lots of space and storage. Finished basement. Backing onto a park!!! Quiet & family oriented. Minutes to: Hwy 403/401/407, Heartland, Square One Shopping Cntr nearby.

Great opportunity. Come, visit and make it yours!!!

0414_SHERWINS_0067

BUYING?

Call for a free first time home buyers package

www.homes-condos4sale.com Jan 25 - FEB 22, 2014 | Greater Toronto Area resale home & condo Guide

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Ja n 25 – Fe b 22, 20 14

resalehomeandcondoguide.ca #500-401 The West Mall Etobicoke, ON M9C 5J5 T. 416.784.5060 Toll-free 1.877.269.8257 f. 416.789.9705 e. resalehomes@wall2wallmedia.com Vice-PresidenT, Wall2Wall Media

Jacqueline Hill

ediTor-in-chief / direcTor of conTenT

Susan Legge

direcTor of sales, naTional

Josh Heppner

06 Treb Talk Everyone deserves relief from home buying tax

ediTor

by dianne usher

Lydia McNutt

08 legally Speaking Title to your home: What is it?

conTribuTing ediTors

Sara Duck Wayne Karl Elisa Krovblit

by Jayson schwarz

10 your Home Investment properties: Take the road most travelled

by Yan gurevich

senior sales Manager

Larry Gregoris

14 HomebuyerS’ Help Get ready for tax season

Media consulTanTs

20 HoT Topic Mortgage options: 8 tips to review before you renew

Daphne Kua Scott Sherwin Jessica Wilson

by Michelle Malcolm-francis

24 in THe newS A seller’s market to kick of 2014 by lydia Mcnutt

sales coordinaTor

Jennifer Mardini Nobia Bhatti (on leave)

28 STyle File Trend watch 2014

by Yanic simard

senior ProducTion Manager

32 Quick TipS 3 organizing myths that can keep you stuck in a rut

Bala Gnanapandithan

by hellen buttigieg

ProducTion Manager

Nikki Yarwood

47 FinanceS Make your home ownership dreams a reality

graPhic designer

Viosa Barileva

55 Savvy Selling Tips for selling your home in low season 56 adverTiSer index 63 diy decoraTing Fabulous feature wall by sara duck

12 city of Toronto 42 halton/Peel

market commentary market commentary

market commentary

etObiCOke tOROntO SCaRbOROugh

halton

PiCkeRing aJax WhitbY OShaWa CLaRingtOn uxbRidge SCugOg bROCk

OakViLLe MiLtOn buRLingtOn haLtOn hiLLS

Peel MiSSiSSauga bRaMPtOn CaLedOn ORangeViLLe

Central etObiCOke

4

46 46York/simcoe 50 durham region

market commentary

York Region MaRkhaM RiChMOnd hiLL Vaughan auRORa neWMaRket king WhitChuRCh-StOuFFViLLe eaSt gWiLLiMbuRY geORgina

Simcoe County bRadFORd-WeSt gWiLLiMbuRY neW teCuMSeth adJaLa tOSOROntiO RuRaL adJaLa tOSOROntiO eSSa inniSFiL

adverTiSing Call 416.626.4200 for advertising rates and information. circulaTion Free distribution in box and retail rack network 4518+. copyrigHT 2014 all rights reserved by Wall2Wall Media. Reproduction in any form is prohibited. Contents of this publication are covered by copyright and offenders will be prosecuted under the law.

TermS Call 416.784.5060 for advertising rates and information. advertisers, editorial and Wall2Wall Media are not responsible for typographical errors, mistakes or misprints. all prices are correct as of press time and are subject to change without notice. e. & O. e. ediTorial Submissions from interested parties will be considered. Please submit to Susan.Legge@wall2wallmedia.ca.

Views/data expressed by columnists do not necessarily represent those of the publication.

Published By

Wall2Wall Media is a trademark of Yellow Pages Group Co. in Canada.

resale home & condo Guide Greater Toronto Area | Jan 25 - FEB 22, 2014

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editor’snote

t Take advaNTage, while you can

he Bank of Canada’s latest announcement to hold its interest rate target at one per cent does not come as a surprise. The rate has been holding at that level since September 2010, which is good news if you’re in the market for a mortgage.

There are many excellent mortgage products available from banks and brokers that will suit your individual needs, and could well be lower than posted bank rates, which are currently hovering around three per cent for a variable rate. With a pre-approval in hand, you’re protected if rates rise; if they go down, you’ll likely get an even lower rate. A pre-approval can be a win-win situation for shoppers, since it means you don’t have to wait to get financing approval on a home when you put in an offer. This is an especially good tool to have when markets are hot. Removing the “conditional on financing” clause could mean your offer is accepted first since you already have your financing in place.

So when will rates rise? It’s anyone’s guess, but most experts agree it’s unlikely there will be any significant movement until mid 2014.

However, we can’t assume that will be the case, and you shouldn’t wait too long to get pre-approved for a mortgage. It can take a few days. Many lenders offer online pre-approvals to make the process faster and easier.

Take advantage of these great rates, while you still can.

Susan Legge Editor-in-chiEf Wall2Wall Media, Susan.Legge@wall2wallmedia.com Follow me on Twitter at Twitter.com/SusanLegge

t

earLy educaTioN

makes for a smart home purchase

he experts are predicting a seller’s market for the first half of the year before balancing out, so if you’re planning a home purchase in 2014, the “planning” part needs a little extra emphasis. Your best bet is to start educating yourself early, so you’re prepared to act fast when you find your dream home.

It’s priming to be a busy spring on the home front. First, consider that this is typically a busy season for real estate. Combine this with the extra activity of purchasers who put their plans on hold last year due to the “soft” market. Add to this the attractive mortgage interest rates, and you’ve got yourself the elements of a hot market. As a homebuyer, the more you know about the real estate market, your needs and your wants, the more confidence you’ll have in your home purchase.

To start your search, think price. Speak with your lender to determine how much home you can realistically afford before you hit the streets.

The next item on the list is location. Where you settle down will impact your lifestyle while you live there, and the resale value when you choose to sell. Do you rely on public transit to get around the city? Do you wish for greenspace nearby, shopping, schools? Choose wisely. You can change the look and layout of your home relatively easily, but you can’t change its location.

Speaking of layout, tour prospective properties and evaluate the flow of each space.

If the layout doesn’t suit your lifestyle, either keep looking or talk to someone about a possible renovation.

When you’re considering price, location and layout, also think about where you’ll be in five years. Are you planning a family? Or will your kids be moving out on their own? Live for today, but plan for tomorrow.

Lydia McNutt Editor Lydia.McNutt@wall2wallmedia.com Follow me on Twitter at Twitter.com/LydiasTweets

Jan 25 - FeB 22, 2014 | Greater toronto area resale home & condo Guide

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trebtalk

Everyone deserves relief from home buying tax, including first-timers

By Dia n ne Usher

N

ot many good things can be said about Toronto’s home buying tax, the Land Transfer Tax, but one thing that is worth mentioning is that City Hall gives first-time homebuyers some relief from this unfair tax, with a rebate of up to $3,725 (the amount payable on a $400,000 home). Unfortunately, that could change if a potential proposal to eliminate this rebate is approved by City Council.

Realtors have been working hard to convince City Council to start phasing out the Toronto home buying tax for all buyers. In fact, the Toronto Real Estate Board (TREB) recently made a presentation to the City’s Budget Committee to tell them that homebuyers need to be a priority in the City’s 2014 budget, and that means starting to cut the home buying tax. The Budget Committee heard this message and, recently, it was announced that the City’s Budget Chief intends to bring forward a proposal to cut this tax by five per cent, for all homebuyers. That is good news. Unfortunately, the Budget Chief also suggested that he may consider a proposal to eliminate the rebate for first-time homebuyers at the same time. That means that first-time homebuyers would pay more than what they do now, even with a five-per-cent cut in the tax.

Realtors are encouraged that the City’s Budget Chief and Budget Committee are actively considering options to provide relief to homebuyers, however, we believe strongly that all Toronto homebuyers deserve relief from this hurtful tax, including first-timers.

Many first-time homebuyers are already being forced to pay thousands of dollars in taxes because the first-time buyer rebate has not kept pace with inflation. Currently, this rebate caps out on a $400,000 property, but the current average price of a home in Toronto is approximately $570,000, and rising. As a result, around 40 per cent of firsttime buyers pay some home buying tax to City Hall. Even first-time homebuyers purchasing below average-priced properties are being forced to pay thousands of dollars to the City. Any proposal to eliminate or reduce the first-time buyer rebate, would make this situation worse. First-time homebuyers deserve more relief, not less.

Realtors have told City Hall many times that the home buying tax hurts people when they can least afford it. First-

6

City Hall gives first-time homebuyers some relief from this unfair tax, with a rebate of up to $3,725. Unfortunately, that could change if a potential proposal to eliminate this rebate is approved by City Council. time homebuyers are a perfect example of this. Many of them struggle to save for a down payment for that first home they are dreaming of. Every penny counts to them, and the home buying tax makes that dream more difficult to achieve.

It is good news that the City’s Budget Chief is planning to bring forward a plan to cut the home buying tax, but all homebuyers – including firsttime buyers – should get relief. Expecting first-time homebuyers to pay more tax, when they can least afford it, is the wrong approach. If you agree, visit online at LetsGetThisRightToronto.ca where it will take you less than a minute to make your voice heard at City Hall.

Dianne Usher is president of the Toronto Real Estate Board, a professional association that represents 37,000 realtors in the Greater Toronto Area.

For more information, visit torontorealestateboard.com.

resale home & condo Guide Greater Toronto Area | Jan 25 - FEB 22, 2014

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LEANNA LEKSIKOVA 11270623_0414

GROUP

Broker

®

SUTTON GROUP WEST Inc. Brokerage

Featured Realtor

Independently Owned and Operated

416.236.6000 w w w. g t a h o m e s h o p . c o m

LEASE TO OWN

French chateau inspired executive home located in the most desirable area of the city. This residence is backing on to the ravine and Bridle Path estates.

Laying on the more than a half an acre lot at the end of the quiet cul-de-sac. This home features lavishing finishes and unparalleled quality. Indoor salt water pool, elevator, butler’s suite, home theatre and many others are features of this glamorous home.

0414_RB2_1_0040

$549,900

$329,900

$339,000

0414_SHERWINS_1_1251

0414_SHERWINS_1_1253

0414_SHERWINS_2_1253

Picture perfect Cape Cod style 3 bedroom home, renovated from top of bottom with never lived in brand new basement apartment. Lies on the oversized 120 ft. frontage lot with many potential possiblities. Steps to downtown and all its amenities.

Oversized 1 bdrm + den (can be used as a 2nd bdrm).

Generous size kitchen w/granite counter top & plenty of cabinetry & counter space. Unbelievable park views from every corner. Steps to subway, Yonge St., College Park, Ryerson.

Sold out model on World on Yonge. Large 1 bedroom layout with breathtaking views from a high floor & floor to ceiling windows. One of the best locations in the city. No double land transfer tax. Too many upgrades and luxury finishes by the builder and additional upgrades purchased by the seller. Move in date in April 2014. Buy it now at the discounted price before it goes on MLS. Great investment or end user purchase. Future subway is coming. Complex is within minutes to Seneca College and York University.

$429,900

$159,900

$339,000

STEPS TO DOWNTOWN

OVERSIZED DOWNTOWN CONDO

ASSIGNMENT DEAL

0414_SHERWINS_1_1255

0414_SHERWINS_1_1256

Fantastic value for this 1+ den (can be used as a second bedroom/unit). Close to shopping, transportation and Hwys. Very low maintenance fees and property tax.

3 for 1 special, restaurant, 3 bedroom apartment with commercial place for sale, for one incredibly low price.

Current owner occupied but can be very profitable for an end user or investor.

$118,900

$259,900

0414_SHERWINS_1253

Just a few years old spacious 3 bedroom and 2 car garage bungalow, with finished walk out basement – 2 bedroom apartment. Principal rooms feature hardwood floors and master bedroom has its own ensuite & large walk in closet.

CLOSE TO BLOOR

JUST A FEW YEARS OLD

INVESTMENT POTENTIAL

$225,000

0414_SHERWINS_1254

0414_SHERWINS_1255

0414_SHERWINS_1256

Just renovated 2 bedroom 2 bath unit with its own parking and locker. Spacious rooms and wonderful west exposure.

Excellent location and spacious 3 bedroom & 2 full bath.

Master bedroom features en suite bath and a large walk-in closet. Steps to schools, parks, transportation.

Fantastic price for a legal duplex. Thousands spent on recent renovations, including ktchens, flooring, windows, roofing and much more. Property is steps from transportation, shopping and schools.

ONE BUS TO KIPLING SUBWAY

FREE

AFFORDABLE TOWNHOUSE

GREAT INCOME PROPERTY

MARKET EVALUATION Jan 25 - FEB 22, 2014 | Greater Toronto Area resale home & condo Guide

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legallyspeaking

Title to your home: What is it? b y J a y s o n s c h wa r z

In Ontario, the most common kinds of shared ownership are either “joint tenancy” and “tenants in common”

W

hat happens after the offer is signed and your lawyer gets his or her hands on your deal? This is a complex area and includes many different tasks and decisions.

First things first, there are some terms you’ll need to know. What is a “title” to the property? The Government of Ontario keeps records of every piece of property in the province. These records are called the “title documents.” The document that says who owns the property is called the “transfer” or “deed.” When a document is filed with the government, this is called “registering the document.”

When a bank lends money and records it on title, it registers the “mortgage.” When the mortgage is paid off and you record it on title, you register the “discharge.” There are many other documents. but these are a good start.

These days, almost all documents and searches are conducted electronically over the government/private industry’s electronic registry system known as “Teraview.”

Your lawyer checks all this to make sure it is correct, will review the ownership and ensure the person on the offer is the correct owner with authority to sell. This is part of searching the title.

Your lawyer will then ask you how you wish to hold the title. This question needs to be explained before it can be answered. There are different ways to hold the title to property. The first is as an individual and is uncomplicated, where title (ownership) simply goes in the person’s name. The next two deal with holding ownership to property with others. In Ontario, the most common kinds of shared ownership are either “joint tenancy” and “tenants in common.” When two people hold property as joint tenants the title will say, as an example: Agnes Maclean and Conan Maclean as

8

joint tenants. What this means is that each party owns 100 per cent of the property and should one of them die, the remaining party would simply retain his or her 100 per cent without tax or title transfer. “Tenants in common” means that each person owns 50 per cent of the property. So by example, if Molly Smith and Fibber Magee owned as tenants in common and Fibber died, then Fibber’s 50 per cent would go to his estate and would be dealt with accordingly.

Commonly, married couples or family members hold as joint tenants and arm’s-length parties typically hold as tenants in common.

Jayson Schwarz LL.M. is a Toronto real estate lawyer and senior partner in the law firm Schwarz Law LLP. If you have a topic in mind, email info@schwarzlaw.ca and give us your questions, concerns, critiques and quandaries.

resale home & condo Guide Greater Toronto Area | Jan 25 - FEB 22, 2014

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8147989_0414

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Kitchen has breakfast bar, stainless steel appliances.

Two full size bedrooms.

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,0 40 $3 0414_DKA_0013

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89

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00

Luxurious 3 bedroom condo at the gazebo.

Stunning views from wrap around balcony. Family size living/dining room with wood flooring and walk-out to balcony. Newer kitchen, has breakfast bar.

Underground parking/ locker/ensuite laundry.

Very low maintenance fees.

00

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0414_DKA_0012

Well laid out one bedroom plus den condo in great location. Living/dining has wood floors. East facing balcony. Large kitchen.

Full size master bedroom.

Ensuite laundry/parking/ locker included.

0414_DKA_0011

0414_DKA_0010

$3

22

,7

00

Great value, 1 bedroom plus large den lakefront condo. Flowing open concept living/dining/kitchen.

S/E City/Lake views from walk-out balcony. Updated kitchen has granite counters, two full bathrooms, underground parking/ locker included.

00

* LAKE/CITY VIEWS * SOUTH ETOBICOKE *

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Solid 2 bedroom brick bungalow.

Move in condition. Main floor all hardwood floors, spacious rooms, separate entry to one bedroom basement unit. Many recent updates.

Newer: Roof, furnace, carpet, patio.

0414_DKA_0009

0414_DKA_0008

$5

99

,0

00

Large 4 bedroom family home on huge 66x152 ft lot. Centre Hall plan with large principal rooms!

All hardwood floors have been recently refinished.

Newer kitchen, bathrooms, windows. Two fireplaces.

Ground floor den. Finished basement.

00

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0414_DKA_0007

0414_DKA_0006

$5

99

,9

00

Gorgeous executive sunny 3 bedroom freehold townhome. Absolute move-in condition. Freshly painted. New Berber carpet. Open concept living/ dining. Large updated cooks kitchen, huge breakfast room, stainless steel appliances, granite counters, walk-out to deck. 3 full size bedrooms. 3 bathrooms.

Large family room with walk-out to cobblestone backyard. Too many updates to mention. Call Joel to view.

WALK TO SUBWAY

c all joel for your home finding & financing needs Jan 25 - FEB 22, 2014 | Greater Toronto Area resale home & condo Guide

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yourhome

Investment properties, take the road most travelled By ya n gu r e v ic h

S

o, you’re getting cracking on your “nest egg,” ready to put it to good use before your financial planner gets wind of your intentions and tries to reel you back in. Your friends are filling your head with their success stories of flipping properties, renovations and long-term rental conversions, and some of their ideas are starting to appeal to you. You have a real estate agent sending you new “for sale” listings, optimistic local market reports, and newspaper clippings prognosticating a tight rental market. You are ready to jump into investment properties. Now what?

There are proven steps investors can take that will save a lot of money and help avoid disastrous consequences. When starting out, try to avoid the road less traveled.

IT’S NOT A TV SHOW

Television episodes are for entertainment. Segments are edited to make even the protracted, tedious renovations and sale process appealing. We forget how some of the homeowners got on the shows in the first place. How many properties did they lose money on? How long did it take to find the one property that may make them a profit? How

10

long did they have to rent out a property instead of flipping it before they recovered their initial investment? We are told about, but never observe, the great screw-ups with a contractor, or lack of a quality inspection that landed them on the show in the first place.

Surround yourself with real, experienced pros knowledgeable in the area and type of home you are considering investing in, before you start shopping. Allow for longer time periods at each stage of acquisition, planning, permitting and completion.

Budget at least 15 per cent for overages.

Get your financing options locked in.

COMPARATIVELY SPEAKING

Investors use ratios like “cap rates” to compare and contrast one investment opportunity with another. Cap rates are an attempt to compare similar and dissimilar properties based on their income potential versus purchase price.

On occasion, it is an attempt to compare apples to oranges. Beware – comparing a condominium with a six-plex may yield similar cap rates, but capital investment and management efforts are very different. Try to use these calculations on similar types of properties.

Cap rates will vary greatly from one city and region to another. Owners are willing to pay more for a similar property in a larger metropolitan area where prices are stable and security of the investment is more assured.

If your investment is easily

resale home & condo Guide Greater Toronto Area | Jan 25 - FEB 22, 2014

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comparable to others that sold in the same area, then a straight price-to-price comparison may be very useful. In a large, very developed pocket, compare builders, home styles, size of lot and home, and types of finishes.

COOLER HEADS PREVAIL

Before purchasing any investment property, have it professionally appraised. If you are planning to sell it within a year or so, get the appraiser to estimate the resale value, taking into consideration the improvements you are planning to make. Even if you believe that your property will sell for more than the appraised value, ask yourself if the appraised value is enough to turn a profit. If you can’t make money with the appraiser’s evaluation, rethink the improvements, or the purchase all together.

There are proven steps investors can take that will save a lot of money and help avoid disastrous consequences.

When starting out, try to avoid the road less traveled.

WHERE THE BIG BOYS PLAY

Which would you prefer? To be the nicest, biggest house on the block, or a nice but “typical” home? As an investor, you rarely want to be the one to try to buck the trend in a community. The adjective “typical” should be your most-trusted term. If major developers are putting up new 3,000-sq.-ft. homes in this pocket, look for the “typical” underachiever, do a “typical” renovation or upgrade for the area, and expect to yield typical rents.

The benefit of this effort is that you will not be waiting for the market you enter to catch up to the big boys. However, in contrast to the bigger players, your home will appear as a good deal to the next buyer and they may pay a premium for it at a later date. Tenants may pay a premium for a unit that is in an up-and-coming area.

BE A SCROOGE. EVEN ON CHRISTMAS.

Investment properties come down to realistic numbers. The more costs you shave off the acquisition, renovation and maintenance of the property, the more you’ll profit. In a flip (a quick resale after acquisition) study your potential resale price very carefully. The word “typical” comes up again. Expect a typical sale price but hope for a higher one. If you can profit from typical, you will live long enough to do this again.

SHUT UP AND DRIVE

Investment properties should be within easy driving distance from you. Few individuals can afford an investment property that generates so much income that they can hire a management company to maintain that investment for them.

But even if a manager is involved, be prepared to make the midnight dash to your property – or, at least. have a trusted handyman on speed dial in case a bathroom floods, or a washing machine stops working mid-cycle.

ABSENTEE LANDOWNER

If you spend all your time in Canada but your investment condos are in Arizona or Florida, you must have faith in a management company to handle your properties at least as carefully and cost-effectively as you would. Beware of guaranteed returns, maintenance costs and sale prices. If your property is abroad, the laws of that land may not protect you from local suppliers guaranteeing or promising you certain things they cannot deliver. If I had a dime for every story of a vacant condo in Turks and Caicos or Jamaica, where certain promises from now-bankrupt developers left investors with overpriced vacation homes…

HOME OF THE BRAVE

Tenants are a breed unlike any other. Most landlords I know are just happy to get some tenants out after months of nonpayment of rents and hundreds of dollars in damage never to be recovered. You can spend days checking the background of potential tenants, only to face a very different beast once they take possession. Be brave. Do your homework, but set aside a reserve fund for unexpected loss of rents or renovations. For long-term investments, you must factor in larger upgrade expenditures and set up a larger reserve.

A real estate sales representative with Harvey Kalles Real Estate, Yan Gurevich shares his creativity, sales, finance and negotiating skills with his colleagues and clients. Email him at yan@harveykalles.com; call 647.209.4004;and follow him on Twitter @brokeryan Jan 25 - FEB 22, 2014 | Greater Toronto Area resale home & condo Guide

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City of toronto etobiCoke toronto sCArborough

market commentary

Courtesy of Toronto Real Estate Board

City of toronto

ACtive Listings

new

sALes

Avg. PriCe

Avg. DAys on MArket

Avg. % List PriCe

December 2013

4,582

1,703

1,574

$541,771

33

98%

December 2012

5,291

1,671

1,433

$494,941

37

97%

Yr./Yr. % chg.

-13%

2%

10%

9%

-11%

-

*The Average Days on Market statistic is rounded to the nearest whole number.

What’s available and What it Costs

Toronto MLS sales in the City of Toronto for December rose 10 per cent year over year to 1,574, compared to 1,433 transactions in 2012. New listings rose two per cent to 1,703 compared to 1,671 last year. Active listings at the end of December were down by 13 per cent compared to a year earlier.

“December sales growth in the City of Toronto was based on strong demand for singles, semis and townhomes, and a resurgence in demand for condominium apartments.

There was enough competition between buyers for both lowrise and highrise properties to exert upward pressure on 12

average selling prices,” says Jason Mercer, senior manager of market analysis at Toronto Real Estate Board (TREB).

The average December selling price in the city of Toronto for all home types combined was $541,771 – a nine-per -cent increase over the average of $494,941 reported for same month last year.

“The average selling price in the city of Toronto is expected to remain on an upward trend in 2014. This growth will be driven by sustained demand for singles, semis and townhomes, which will remain in short supply from a historic perspective,” Mercer continues.

resale home & condo Guide Greater Toronto Area | Jan 25 - FEB 22, 2014

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Jan 25 - FEB 22, 2014 | Greater Toronto Area resale home & condo Guide

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homebuyers’help

GET READY FOR

tax season B

tax credits for the homebuyer

uying a home is a big investment and a financial commitment – especially as a first-time homebuyer.

Many first-time buyers are generally recovering from the first year of moving into their dream home and all the associated fees, unanticipated closing costs and expenses to maintain the home.

There are some tax credits that homeowners should be aware of when fi ling their 2013 tax returns.

14

HOME BUYERS’ PLAN The Home Buyers’ Plan (HBP) is a program that allows you to withdraw up to $25,000 from your Registered Retirement Savings Plan (RRSP) to buy a qualifying home for yourself or for a related person with a disability.

The HBP withdrawal limits per individual are $25,000, giving you and your spouse a total of up to $50,000 toward your down payment or other home-purchase related costs.

In order to take advantage of this, your RRSP contributions must remain in the RRSP for at least 90 days before you can withdraw them under the HBP, or they may not be deductible for any year.

Generally, you have to repay all withdrawals to your RRSPs within a period of 15 years to avoid paying tax on that sum. You will have to repay an amount to your RRSPs each year until your HBP balance is zero. If you do not repay the amount due for a year, it will have to be included in your income for that year.

resale home & condo Guide Greater Toronto Area | Jan 25 - FEB 22, 2014

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The Home Buyers’ Plan (HBP) is a program that allows you to withdraw up to $25,000 from your Registered Retirement Savings Plan (RRSPs) to buy a qualifying home for yourself or for a related person with a disability

HOME BUYER’S TAX CREDIT The federal government introduced the first-time Home Buyers’ Tax Credit (HBTC) to give Canadians some much-needed tax relief. As part of the Government of Canada’s $62-billion economic stimulus announced in the Economic Action Plan, first-time homebuyers can now get a nonrefundable tax credit of up to $750 to help offset legal fees, disbursements and land transfer taxes. People with disabilities who move to a more accessible home may also qualify for the tax credit.

This federal tax credit is available to qualified first-time homebuyers or homeowners who have not owned a home in the prior four years. This was introduced in 2009 to ease the burden of closing costs for first-time buyers.

Before you claim the HBTC on your 2013 income tax return, there are some things you should know about qualifying:

» A qualifying home is a housing unit located in Canada that already exists or is being built. » A share in a co-operative housing corporation that entitles you to possess, and that gives you an equity interest in a housing unit located in Canada, also qualifies. However, a share that only provides you with a right to tenancy in the housing unit does not qualify.

Visit cra-arc.gc.ca for more information.

» Neither you or your spouse (or common-law partner) may have lived in a house that either of you owned in the year of purchase or any of the four preceding years. » If you are a person with a disability or are buying a house for a relative with a disability, you don’t have to be a first-time homebuyer. However, the home must be purchased to allow the person with a disability to live in a more accessible dwelling or in an environment better suited to the personal needs and care of that person.

ResaleGTA_0114.indd 15

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8148270_0414

Mike Mooney Sales Representative

Direct:

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0414_DKA_1_0030

PERFECT CORNER UNIT! $237,000!!

Luxury Tridel 1400 + sq. ft.! This 2 bdrm., 2 bath unit is bright & spacious! Open concept Living/Dining with w/o to balcony! Seperate family room with w/o to another balcony! Ensuite bath off mstr bdrm!

Great rec facilities!!

0414_DKA_1_0031

0414_DKA_1_0032

AWESOME 3 BDRM ON SHEPPARD!! $179,000!!

APPROX 1400 SQ FT OF LUXURY! $229,990!!

Excellent location! Stuning South West views of Toronto! Bright 3 bdrm corner unit! Open concept Living/dining rms! Sunken Living room has w/o to balcony! Ensuite bath off master bdrm, wood floors thru-out! Freshly painted! Steps to mall, shopping, restaurants, T.T.C.!!

0414_DKA_1_0033

TONS OF CHARM & CHARACTER! $184,500!!

Fantastic 2 1/2 stry, 4 bdrm, 2 full baths, loads of wood trim & hardwood floors! Finished loft area with 2 bedrooms! A legal duplex with excellent income potential!

0414_DKA_1_0034

A TERRIFIC FAMILY HOME! $284,900!!

Detached, brick, 3 bdrm in all! 2 baths! Custom kitchen with granite counters! Open concept Living/dining! Hardwood flrs thru-out! Dining rm has w/o to professionally landscaped backyard! Easy to convert rec room to in-law apartment! Massive detached double garage! Better be quick!!

0414_DKA_1_0036

THIS IS A WOW! $232,500!!

This detached brick 3+1 bdrm is totally renovated!

Truly a must see this stunner has 3 washrooms! Eatin kitchen! Formal window bright Living area! Full rec rm w/seperate entrance! Great area to Live & close to all amenities +++!!

0414_DKA_1_0037

POWER OF SALE! $308,900!!

Detached! Brick! Bungalow! 3+1 Bedrooms! 2 full baths! Quiet court location in a great neighbourhood! Attached garage & more!!

0414_DKA_1_0039

PREMIUM PIE-SHAPED LOT! $310,000!!

Stunning 3 bdrm, 3 bath home! Eat-in kitchen! Brkfast room has W/O to deck! Awesome open concept great room! Main flr laundry! Master bedroom has a W/I closet & ensuite bath with soaker tub & seperate shower! Great curb appeal & more!!

Newly painted & renovated! This 2+1 bdrm., 2 bath unit is bright & spacious! Living room has w/o to balcony! Ensuite off mstr bdrm! Great views from the solarium! 24 hour concierge! Excelent facilities!

Demand area+++!!

0414_DKA_1_0035

THIS BUNGALOW SHINES! $309,900!!

Totally renovated! All new windows & doors! Repainted top to bottom! Roof 5 yrs old! Brand new stylish kitchen! Open concept Living area! Finished rec room with seperate entrance! 2nd kitchen downstairs! Walking distance to public & catholic schools! 3+1 good sized bedrooms! Fireplace in rec room+++!!

0414_DKA_1_0038

ALL BRICK BEAUTY! $329,900!!

Great detached 3+1 bedroom! 4 Washrooms! Open concept Living/Dining with hardwood floors! Eat-in kitchen with centre island!

W/O from kitchen to patio! Main flr family room w/hrdwd flrs! Main flr laundry with garage access! Huge master bdrm with ensuite & soaker tub! Finished basement with bedroom & bright rec room!

Gas hook up for BBQ! Attached double garage +++!!

0414_DKA_1_0040

UPDATED 4 LEVEL BACKSPLIT! $285,900!!

This bright & spacious home features 4 bdrms & 2 full washrooms! Formal Living rm with fireplace & hrdwd flrs! Dining rm is formal with hrdwd flrs as well! Eat-in family kitchen with W/O! All 4 bedrooms have great closet space! Finished lower level with rec room & office! Newer furnace & A/C! Roof 2012!

New windows 2011! Steps to Schools and right on bus route!!

“Successfully Negotiating for Buyers & Sellers for 23 Years!”

16

resale home & condo Guide Greater Toronto Area | Jan 25 - FEB 22, 2014

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sales representative B.a. Math for Commerce/psychology Direct cell

416-495-2341 416-938-8027

dburnett@terrequity.com DorothyBurnett.ca

terrequity realty BrOkerage inDepenDently OwneD & OperateD

YORKVILLE CONDO

DOWNTOWN CONDO

349,000

329,000

$

Great location, walk to the subway, shops and restaurants. Large balcony, hardwood floor, open concept, granite countertop. Call Dorothy to view.

0414_SHERWINS_1401

Bright condo in an excellent location. Steps to Subway, Shopping, Restaurants, Hwy, the building itself is well-packed with many modern amenities include: Gym indoor, outdoor pool, rooftop gardens. Call to view.

0414_SHERWINS_1403

DETACHED 2 STOREY

BRAND NEW HOME

339,000

599,000

$

$

Stylish 2 storey town home in immaculate condition.

Steps to TTC, great restaurants, great balcony for Bbq. Call Dorothy to view.

0414_SHERWINS_1404

$

Located in Upscale Yorkville with Trendy Restaurants, Shopping and steps to Subway. Granite countertop, 24 hrs concierge. Great amenities, unit includes balcony, parking and locker. Call Dorothy to view.

0414_SHERWINS_1402

TOWNHOUSE CENTRAL LOCATION

289,000

$

4 bdrm family home in very high demand area with close proximity to all major amenities. This fantastic home features grand double door entry, hardwood flooring on main level, oak stairs, modern kitchen w/granite counterop, fireplace, main flr laundry, 3 full baths and master ensuite.

Call Dorothy to view.

Large 4 bdrm family home featuring Centre Hall Plan with large principal rooms!

All hardwood floors. Oversized private lot close to 1/4 acre - Kitchen with granite counters, two open fireplaces! Finished basement. Call Dorothy to view.

0414_SHERWINS_1405

0414_SHERWINS_1406

8343145_0414

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RESALEHOMEANDCONDOGUIDE.CA Published by

Jan 25 - FEB 22, 2014 | Greater Toronto Area resale home & condo Guide

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resale home & condo Guide Greater Toronto Area | Jan 25 - FEB 22, 2014

ResaleGTA_0114.indd 18

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Jan 25 - FEB 22, 2014 | Greater Toronto Area resale home & condo Guide

ResaleGTA_0114.indd 19

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hottopic

Mortgage options

8 tips to review before you renew

by M ich e l l e M a l c ol M-F r a ncis Chances are your circumstances have changed from when you obtained your first mortgage. Whether it’s a change in job or family situation, mortgage renewal time is a great opportunity to re-evaluate your needs and the mortgage that works best for you. In most cases, when you renew your mortgage, you are simply starting the mortgage from scratch. The existing mortgage is closed and a new mortgage with new terms and rates is set up.

Typically, the process starts when your lender sends you a mortgage renewal statement about 30 to 45 days before your current mortgage matures. At that point, you will have to make an important decision about your future mortgage.

Will it be based on signing the renewal notice and returning it to your financial institution, no questions asked, or will you take the time to meet with your lender face-to-face?

If you make the wrong choice it could be a costly mistake.

Since most lenders want to keep your business, meeting with them could help you secure a reduced interest rate and better term. The renewal letter from your lender may not give you the best rates available. In fact, these are often higher than the lender’s lowest rate. Negotiating a rate and other privileges can strengthen your financial position. If your lender is not willing to do this, you are not obliged to renew your mortgage with them.

8 Tips To review before you renew

W

hen it’s time to renew your mortgage, a little review could help put thousands of dollars in your pocket and bring you a step closer to being mortgage free. Too often, Canadians receive their renewal notice and sign on the dotted line without weighing their options. Don’t be swayed by the convenience of this route. By doing your homework, you can bring yourself one step closer to mortgage freedom.

20

01 Pay down as much as you can afford on the existing

mortgage before signing the new deal. This can save you a lot of interest over the life of the mortgage.

02 Banks are often willing to negotiate rates and terms, but are restricted by the products they have. On the other hand, mortgage brokers deal directly with the mortgage underwriting department from most financial institutions and can look for the lowest interest rate on your behalf.

Too often, Canadians receive their renewal notice and sign on the dotted line without weighing their options.

resale home & condo Guide Greater Toronto Area | Jan 25 - FEB 22, 2014

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Making more money? Try shortening the term of the mortgage by paying bigger lump sums each month.

This strategy not only cuts the repayment period, it also saves you interest in the long term and pays down your mortgage faster.

03 The new mortgage should be tailored to your specific needs and not to the latest headline news. Interest rates can rise and fall like a roller-coaster and are hard to predict over long terms.

04 If the renewal rate is lower than your previous rate and you are still

comfortable with making these payments, keep the payments the same at the lower rate. By doing this, you will reduce the amortization period of your mortgage.

05 There is a variety of mortgage types available for homeowners and choosing the right one can be confusing. Lenders will offer you terms ranging from short-term open to longer-term closed and locked-in rates. If you plan to sell your home soon, a short-term mortgage or one with flexible terms will help you avoid penalty charges if you plan to get out before the mortgage comes to an end.

Tip ›› Making more money? Try shortening the term of the mortgage by paying bigger lump sums each month. Th is strategy not only cuts the repayment period, it also saves you interest in the long term and pays down your mortgage faster. Although it increases your monthly mortgage payment and raises your monthly expenses, it’s a great option for those who are fi nancially sound, planning an extended leave or working toward early retirement. ›› Apart from making larger payments, you can also change the frequency of your mortgage payment from monthly to biweekly or weekly installments, which will save you a bundle in the long run. ›› If your budget is tight, choosing a long-term mortgage with a lower, fixed-interest rate may be a better option. A three-, four- or five-year term is considered a long-term mortgage. And even though the rates are higher than a short-term mortgage, it can help you manage your budget accordingly.

08 Refi nancing your mortgage is something you may want to consider during mortgage renewal time.

Refi nancing frees up cash you may need for the unexpected. If you choose to refi nance, you must pay out the mortgage in full and arrange a new mortgage with the same or a new lender. However, you will be expected to pay extra fees such as appraisal, legal and other costs, as it is considered a brand-new mortgage.

Becoming mortgage-free requires some planning. Taking a fresh look at your future and staying on top of your renewals will not only help you get the best deal, it will also help you enjoy the benefits of home ownership sooner.

06 You can increase or decrease the amortization period of your mortgage,

which can range up to 25 years. If you are looking to minimize your monthly payment, a longer repayment period is perfect. If you are looking to pay off your mortgage faster, a shorter amortization period is the way to go.

07 Renovations are a great way to increase the value of your home, but these projects are usually expensive. You can make this type of project affordable by adding a line of credit to your mortgage, using existing equity or keeping your mortgage payments low.

ResaleGTA_0114.indd 21

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Jan 25 - FEB 22, 2014 | Greater Toronto Area resale home & condo Guide

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inthenews

A seller’s market to kick off 2014:

What to expect, and how to go with the flflow ow B Y LY D I A M C N U T T

I

f you’re considering making a move in 2014, then you’re probably plagued by questions of where the real estate market is headed, and concerns about if, and when, it’ll come to a crashing halt.

According to the Royal LePage House Price Survey and Market Survey Forecast released recently, the road looks golden moving forward. The average home price

24

in Canada increased between 1.2 and 3.8 per cent in the fourth quarter of 2013, and real estate experts are expecting much of the same for the first half of 2014 – a projected 3.7-per-cent increase nationally from 2013, and a shift to a seller’s market.

“A few short months ago, the country’s housing market emerged from a year-long correctional cycle of dramatically slowed sales volumes. Later 2013 was marked by a transition to buoyant sales volumes and above-average price growth,” says Phil Soper, president and chief executive of Royal LePage. “In the absence of some calamitous event or material increase in mortgage financing costs, we expect this positive momentum to characterize 2014. In fact, we expect a market

resale home & condo Guide Greater Toronto Area | Jan 25 - FEB 22, 2014

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tipped decidedly in favour of sellers for the first half of the year, after which we project a shift to a more balanced market.”

Soper attributes the rising home prices to a few factors, like the typically busier spring market, and in addition to this normal increased demand, “housing prices in Canada this year will be influenced by buyers who put off purchase plans in the very soft spring of 2013,” he says. “Talk of a ‘soft landing’ for Canada’s real estate market in the new year is misguided. We expect no landing, no slowdown, and no correction in the near-term. Conditions are ripe for as strong a market as we saw in the postrecessionary rebound of the last decade.”

So... What does this all mean? Selling a home in a hot market can be like selling a cool glass of water in the desert. Supply is down, demand is up, and you have what everyone wants. Or do you?

Today’s homebuyers are a savvy breed, so it pays to get some professional help by way of a real estate agent who specializes in selling homes, and who knows your area.

Yes, in a seller’s market an average home can draw above-average prices. But price your home too high and you’ll price yourself right out of the market. Before hammering in that “For Sale” sign on the front lawn and waiting for the bidding war to begin, consult your agent. Use his or her expertise to set the right price and market your home to the right people (including other agents) to generate genuine interest, not just browsers.

On the other hand, buying a home in a seller’s market requires some strategy. If you’ve found a great home, there’s a good chance someone else may by considering making an offer on it too. Here are some tips that may increase your chances of a successful purchase: Tip #1: Keep your emotions in check. Combine a

hot real estate market with a hot head, and you start to lose sight of the goal: to make a smart purchase and a sound investment. Don’t become a bidding war casualty. Set your budget and stick to it. A home is only worth so much, and it’s up to you to decide what that magic number is.

Tip #2: Go with a pro. Your real estate agent,

financial adviser and lawyer are your holy trinity in the home-buying process, helping you to keep

If you’re in the market for a new home, here’s one final word to the wise: buy only when you’re ready for the market, not when the market is ready for you

your emotions in check and make a purchasing decision based on facts and figures, not feelings. Use their objective expertise and make a smart bid that reflects what the home is worth and what you can comfortably afford – even if (and when) interest rates rise.

Tip #3: Get pre-approved for a mortgage. With this in your back pocket,

you’ll be locked-in at today’s low rates for up to 90 days, and when you do find a great home and are ready to make an offer, it won’t be conditional on financing since you already have it in order.

If you’re in the market for a new home, here’s one final word to the wise: buy only when you’re ready for the market, not when the market is ready for you.

By sitting on the fence and waiting for the “perfect” market conditions to roll around, you could be missing out.

Jan 25 - FEB 22, 2014 | Greater Toronto Area resale home & condo Guide

ResaleGTA_0114.indd 25

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resale home & condo Guide Greater Toronto Area | Jan 25 - FEB 22, 2014

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Jan 25 - FEB 22, 2014 | Greater Toronto Area resale home & condo Guide

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stylefile

Trend watch 2014 S t ory by ya n ic S i m a r d | Pho t o by br a n d on ba r r e

I

t’s hard to believe that 2014 is here, and with the new year comes fresh inspiration from the new trends it brings. Although it never pays to cling to trends too closely, they can be a great source of ideas that will add a little life when you find your space suffering from the wintertime blues. Here are five furniture trends to watch, that will surely stick around longer than a year.

Miniature versus oversized Small space aficionados know that “condo-sized” furniture is no new invention. I’ve often said “go big or go home!” But lately people are also going the opposite route, choosing a size extra small. Rather than compromising on versions of favourite furnishings downsized to fit a compact floor plan, choose statement pieces – big or small – that will bring full satisfaction.

How to do it

› For the ultimate seating plan, fit in the largest sofa you can (for when one or two people are lounging comfortably) and add European-sized, compact side chairs to suit the maximum number of sitters. › Miniature chairs are very trendy.

Petite accent chairs are charming conversation pieces nestled up to a coffee table, and can be used as occasional side tables when you need to rest a book or beverage.

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rugs Over the past few seasons we’ve really seen the return of the area rug, and now the magic carpet has officially landed. In a condo space with hard floors, area rugs of all shapes and sizes are an excellent way to bring warmth, colour, and a feeling of home, even in the most modernist schemes. They look excellent paired with traditional furnishings or contrasted against sleek minimal forms. The timeless Persian rug especially brings a heritage appeal, although contemporary rugs come in endless patterns and prints to suit any taste.

How to do it

› For a living area, choose a rug large enough to tuck under all the furniture legs. Add a runner (a skinny rectangle) in a kitchen or hallway, or a large rug to any room for the feeling of carpeting (leaving approximately a 12-inch border around the room). › The inky tones in classic traditional rugs are neutral enough to blend into most schemes. For an already neutral space, consider this an opportunity to add some colour. You can roll the rug away or move it to a new room between seasons for a little change-up. tufting Button-tufting is a style invented for practical reasons: the buttons which hold a fabric to its backing (on a chair, headboard or anything upholstered) help keep stuffing in place by creating square or diamond-shaped pockets. The traditional look has lasted through centuries, and for 2014 it will be popular for modern settings as well. The geometric forms created by tufting can enrich the look of even the most streamlined sofa, and can be achieved without buttons for a more subtle quilted effect.

How to do it

› A tufted leather sofa is a must-have investment piece, for a look that speaks to luxury but is also practical. The material will hold up to wear and be easy to maintain. › Quilting isn’t just for pieces you sit on. It can also dress a cabinet front for a private club appeal. origaMi People have been developing a fascination with facets, and this love of all things angular is leading to a rise in the ancient art of Origami as an inspiration for complex bent forms in various areas of design. Like with tufting, the angles break up a material for visual interest and allow light to catch the item in different ways, adding the subtle drama that contemporary spaces have been missing in years past.

Although it never pays to cling to trends too closely, they can be a great source of ideas that will add a little life when you find your space suffering from the wintertime blues How to do it

› Table bases are an easily overlooked detail that can benefit from a more fun form. I recently found this chunky golden nugget of a side table to make a simple statement in a client’s home. › Origami also makes for great art, brought to a large scale and in new materials, like the simple but intriguing Fold sculpture I recently spied at Avenue Road.

Plastic For the most future-forward look, it’s hard to beat the appeal of plastic. With people once again celebrating colour, the vivid tones of translucent materials like acrylic and polycarbonate will be the ultimate source of a hue infusion. Semi-transparent materials work best grouped together (so their colours overlap and intermingle) or near a light source that will shine through and spread the colour love around.

How to do it

› For a quick addition, a few floating shelves (such as the Shellfish series pictured below, by Kartell and available through Elte) can brighten up a wall. You might not even want to bother finding anything to put on them. › To really make a synthetic statement, try a transparent coffee table or night stand. A piece like this visually floats to keep an airy look while adding a shock of colour that defines a furniture grouping.

Yanic Simard is principal designer of the Toronto Interior Design Group. Specializing in residential and commercial projects, Yanic often applies his signature high/ low and old/new combination design techniques in developing unique interiors.

Simard has created designs for clients in Toronto, Montreal and Miami, and has appeared as a regular guest expert on Citytv’s CityLine. For more information visit tidg.ca.

Jan 25 - FEB 22, 2014 | Greater Toronto Area resale home & condo Guide

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JuneRobinson

Connecting to More™

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0414_SHERWINS_1472

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0414_SHERWINS_1473

$769,900 THORNHILL 3 YEARS NEW

5+1 bedrooms, 6 baths “Valleys Of Thornhill” over 7000 Sf living space. $400K of upgrades: Detailed craftsmanship, pot lights, crown mldgs, hand scraped h/wood flrs, granite & marble, pillars. Stunning finished basement.

0414_SHERWINS_1_1684

RICHMOND HILL

4+2 bed. 3100 Sf. Totally renovated. Kitchen, S/S appl., granite floor. Moldings. Hardwood, windows, roof (2012). Finished bsmt w/ lg rec., kitchen, 2 bedrooms++ 0414_SHERWINS_1_1476

SOLD $1,268,000

$454,900

UPPER THORNHILL DESIGNER HOME

Unique design & deocr. 300K + upgrades 5 yrs new. 3400 sf + 1500 fin bsmt. Chef’s kitchen. Porcelain & hardwood. Plaster moldings. Import custom lights. Custom window drapery. Fin bsmnt w/eng hardwood, rec + br+ bath, niches. Columns. Master w/6 pc bath & jacuzzi. Prof. landscaped.

0414_SHERWINS_1_1477

$2,398,000

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0414_GROBBINS_1_2004

$2,999,900 THORNHILL 4 YEARS NEW

Custom showpiece. Backing to conservation ravine, 5000 + 2500 sq ft, hardwood floors & oak floating stairs w/iron pickets, skylight, chef’s kitchen, closet organizer, shutters, fin W/O basement w/2 suites, rec + exercise rm, 3 B/I libraries, 160 potlights.

0414_GROBBINS_1_2006

COMMERCIAL BUILDING & DAYCARE CENTRE

Established and a thriving Daycare Centre. Business and building.

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0414_SHERWINS_1_1685

$335,000 YONGE AND WESTWOOD

Mediterranean ‘Chateau’ court w/ravine. High ceilings, 7200 sf, chef’s kitchen, pool, basement: 2 bdrs, rec & gym, Venetian paint, solid wood doors & trim, granite, limestone, porcelain.

0414_GROBBINS_1_2007

YONGE AND SHEPPARD

1 Bedroom + den in the Centre of North York. 8 years new.

Laminate. Granite counter top. Open balcony. Parking and locker.

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Jan 25 - FEB 22, 2014 | Greater Toronto Area resale home & condo Guide

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Detached home with 4+1 beds and 4 baths in Box Grove Community!

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Absolutely beautiful! Detached 4-bed & 3-bath with double car garage! Pride of ownership!

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Detached home with 3-bed & 2-baths with 3-car parking! Prime Pickering location!

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379,900

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Gem of Whitby! Spacious 3+2 bedroom & 4-bath detached home finished top to bottom with over 2200 sq ft of living space! Double car garage, family room with walk-out to a huge deck, separate entrance & income potential! Call now and get this super affordable home and let the tenant pay the mortgage for you!

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0414_DKA_0087

Stunning, beautifully renovated 3 bedroom, 3 bath detached home on an extensively landscaped, premium lot. Admire the 9’ ceilings, high baseboards, dark hardwood and designer eat-in kitchen. Nothing to do here but move-in and enjoy your home this summer! Call for details.

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Stunning home & amazing value! Townhome with 3-beds & 3-baths has been upgraded from top to bottom. Features an open concept main floor & oak staircase. A modern kitchen with a pantry, black appliances, backsplash and breakfast area.

California shutters throughout. Generous sized bdrms and 2nd floor laundry! You can’t beat this price in Stouffville!

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resale home & condo Guide Greater Toronto Area | Jan 25 - FEB 22, 2014

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0

Rarely available very spacious & sun filled 2 bedroom plus den for sale.

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Spacious, open concept 2 bdrm, 2 bath suite + solarium. 1153 Sq. Ft. With South view located in very well managed luxury building. Walk to Square One, City Hall, Central Library, Living Arts Centre, Movie Theaters, Public Transit, Major Hwys, Schools and all other amenities. 24 hours security, indoor pool, Tennis court, party room & more.

4+1 bedroom 2200 sq ft semi-detached near Humber College, Etobicoke Hospital, 427/401, Malton. Walk away distance to School, TTC and Park. Very nice layout. Never lived in.

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Jan 25 - FEB 22, 2014 | Greater Toronto Area resale home & condo Guide

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resale home & condo Guide Greater Toronto Area | Jan 25 - FEB 22, 2014

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DIRECT: email: fayservices@yahoo.com http://www.fayrealestate.ca OASIS IN THE CITY! Enjoy the view of sunset at your incredible backyard (67’ x187’ Lot) surrounded by mature trees backing to conservation area!!Beautiful house, about 2400 Sq.Ft., 5+1-bdrm, 4-wshr. Very clean & comfortable. Unique layout. All large rooms.

Lots of updates: roof 2011, new CAC, new high efficiency furnace.

Limestone & hardwood floors. Family room with wood fireplace & W/O to huge sun deck. Nice updated kitchen with limestone & hardwood flrs with W/O to garden. Gorgeous FINISHED BASEMENT with recreation room, huge bedroom, new laminated floors, potlights, large closet, separate shower, bath, kitchenette. Oversized 2-car garage, interlock & much more…Walking distance to best schools in area, golf course, stores, transit. Very close to Yonge St. Do not miss!

0414_SHERWINS_1601

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0414_SHERWINS_1604

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0414_SHERWINS_1607

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0414_SHERWINS_1610

0414_SHERWINS_1602

Nice 1+1-bdr, 1-wshr condo with, sunny & bright, about 700 SqFt with unobstructed North view! Great & spacious layout.

Laminated floors. Built-in custom cabinets in living room & bathroom. Balcony. Parking.

Amazing facilities: indoor pool, sauna, gym, party room, guest suites & more.

ASKING $305,000 GET ADDITIONAL INCOME! Fully renovated 3+1-bdr, 4-wshr house in prestigious area. Very bright & spacious. New hardwood floors thru-out, new kitchen w/ granite counter & b/splash. Family rm w/gas fireplace. Large bdrms.

Double door entry. Profes. finished W/O basement apartment (bdrm, kitchen & wshrm) with separate entrance.

ASKING $629,900 RAVINE LOT! Absolutely stunning, totally upgrd, about 4000 SqFt, 4+2-bdr, 5-wshr w/unique layout!

Office on main level. 9’ ceilings on both levels. Hardwood & granite floors. Potlights, crown moldings, venetian plaster, iron pickets, custom ceilings. Huge beautifully upgrd kitchen w/granite & S/S appl.

FINISHED W/O BSMNT w/2bdrms, home theater, sauna, 3-pc wshr. Antique style painting above stairs & much more...

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ASKING $649,900

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0414_SHERWINS_1605

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Upgraded kitchen with W/O to deck. Good size bdrms, office on the 2nd floor. Direct access to garage from the house. Do not miss!

ASKING $569,900 Gorgeous 3+1-bdr Willowdale BUNGALOW on premium private 60x134’ lot. RENOVATED & UPGRADED from top to bottom.

Spacious eat-in kitchen w/granite counter, breakf area & W/O to deck. Brand new hardwood flrs, new windows, new roof, new furnace, 200 Amp electr panel.

Sep entrance to profess finished bsmnt apartment. Extended driveway for 5 cars.

ASKING $717,800 AWARD WINNING DESIGN! Stunning 2-yr old CUSTOM build home, over 3600 SqFt, 4-bdr, 5-wshr.10’ceils mane flr, 9’ ceils on 2nd flr & bsmnt. Hardwood & limestone thru-out. Stunning custom kitchen w/all possible upgrds.

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0414_SHERWINS_1609

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0414_SHERWINS_1612

Bright & cozy 3-bdr, 3-wshr townhouse in great neighborhood.

Nicely renovated. New laminated floors everywhere. Nice updated kitchen cabinets. All appliances practically new. Large master-bdrm.

Finished W/O basement with laminated floors & 2-pc wshr.

Main floor deck & b/yard deck.

Direct access to garage (garage door opener & remotes). Nicely landscaped. Close to good schools, day-care, parks, shopping.

Gorgeous 3+1-bdr, 4-wshr SEMIdetached located in prestigious area of Thornberry Woods! Practically new. Double door entry. Beautiful layout. Hardwood floors. 9’ ceilings.

Upgraded kitchen with extended cabinets. Large family room with 12’ ceilings (can be converted to 4th bdrm). Professionally finished bsmnt with kitchen, sauna, wet bar.

A MUST SEE!

ASKING $619,000

4-bdr, 3-wshr detached with stunning layout. $$ spent on upgrades. Hardwood floors.

Upgraded large kitchen. Mid-level family/living room with cathedral ceilings, which takes your breath away. High basement with above ground windows. Direct access to 2-car garage. Do not miss!

ASKING $829,000 Exclusive luxury in the Uplands!

This magnificient home sits on 100 x 480.5 Ft lot backing onto RAVINE & Golf Club. 5-bdr, 7-wshr, over 5000 SqFt. All upgrades are here! Hardwood, moldings, potlights. Gourmet kitchen w/island, S/S Thermador appliances (W/O to deck & winter BBQ room). Two master-bdrms w/ custom closet, heated flrs. Finished W/O bsmnt with kitchen, gym, home theater & more...Pool, hottub, sauna, etc. Impossible to list...

Jan 25 - FEB 22, 2014 | Greater Toronto Area resale home & condo Guide

ResaleGTA_0114.indd 35

CENTRAL

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35

1/22/14 6:45:08 PM

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36

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0414_DKA_0033

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$435,000

resale home & condo Guide Greater Toronto Area | Jan 25 - FEB 22, 2014

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ResaleGTA_0114.indd 37

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1 bedroom condo $250,000+

North York condos $280,000+

CENTRAL

0414_SHERWINS_4053

SALES REPRESENTATIVE

0414_SHERWINS_4052

0414_SHERWINS_4051

Oksana Ilioukevitch

Vaughan condos $280,000+

CLANTON PARK AREA CONDO, BATHURST/WILSON/SHEPPARD

YONGE & FINCH/SHEPPARD, WALK TO SUBWAY

BATHURST & STEELES 2 BEDROOMS CONDO

• • • •

• 1 bedroom condo with parking included • 1 bedroom + den staring from $299,000 • Choice of layouts and buildings

• • • •

Semi-detached $495,000+

Pickering, detached, $499,000+

Newer condo buildings 1 bedroom starts at $250,000 1 bedroom + den from $275,000 One parking included

Freehold townhouses $440,000+

0414_SHERWINS_4056

INC

BROKERAGE, INDEPENDENTLY OWNED AND OPERATED

0414_SHERWINS_4055

0414_SHERWINS_4054

PREMIER

2 bedrooms, 2 full baths Parking included Mostly with balconies Oversized 3 bedrooms/2 bedrooms + den also available

131 Woodbridge Avenue Woodbridge ON L4L 2S6

416.888.5554 OFF 416.987.8000 DIR

VAUGHAN, RICHMOND HILL

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POPULAR PICKERING

EMAIL

• 3 bedrooms, 3 baths 2 storey freehold • Built in 1 car garage • 3 bedrooms condo towns from $340,000+

• 3 bedrooms, 3 baths, one car garage • 4 bedrooms starting from $520,000 • Move in condition with finished basement at $525,000

• Fully detached 2-storey 3 or 4 bedrooms houses • 1-2 car garage • Newer / older homes are available • Finished / unfinished / walk out basements

oksana.ilioukevitch@gmail.com 11249387_0414

www.GtaRealEstateGuide.ca packingtips

Checklist to make your move a little easier ❏ Gather boxes in all sizes.

❏ Label boxes containing fragile items with large red lettering.

❏ Collect cushioning material like bubble wrap, foam pellets, furniture pads, blankets, plastic bags, tissue paper, newspapers, and small towels to use as padding.

❏ Place china in plastic bags and stack plates upright on their sides, not flat.

❏ Create a “portable packing kit” with marking pens, a tape measure, packing tape, twine and scissors. Carry it with you as you pack up items around your home. ❏ Reinforce the bottom of boxes with extra tape for added strength. ❏ Label each box with the name of the room in your new home where it should be placed. ❏ List the contents of the box on the side of it. ❏ Number the boxes and keep a list of which boxes go in which room in your new home.

38

❏ Pack your TV, stereo and computer in their original boxes whenever possible. ❏ Keep boxes to 50 pounds or less. ❏ Pack heavy items into their own smaller boxes and place lighter items together into larger boxes.

(Hint: Don’t pack all your books into one box!) ❏ Don’t move flammable, combustible, corrosive or explosive items such as paint, gasoline, and ammunition. ❏ Pack a bag of personal items you’ll need during the move (change of clothes, toiletries, medicine, maps, food and drinks). Keep it in an easy-to-find place when you pack.

resale home & condo Guide Greater Toronto Area | Jan 25 - FEB 22, 2014

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,0 39 $1 Two bedrooms condo with low maintenance fee. Convenient location, close to TTC, shopping and school. Why pay rent when you can own for the same money you spent for rent? Call for more details.

0414_SHERWINS_1364

95 ,0 LEGAL DUPLEX $2

WHAT A DEAL $2 6

9, 9

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3 bedrooms home in really nice area. Big property, nice layout, no steps, can easily make a basement apartment for extra income. Come and see for yourself.

Lots of recent updates.

0414_SHERWINS_1363

00

A STEAL

$2

29

,9

00

3 bedrooms bungalow totally renovated from top to bottom. New kitchen, new washrooms, new hardwood floor, new rec room with fireplace and wet bar and also attached garage. It is in a really nice family area.

0414_SHERWINS_1362

00

Townhouse with attached garage, 4 big bedrooms, finish basement with washroom. Good for big family, close to shopping, transportation and school, well maintained home.

0414_SHERWINS_1361

Side split home featuring 4 bedrooms, big living room, 2 full washrooms, family size kitchen, freshly painted in neutral colours. Four levels with nice rec room and big back yard.

0414_SHERWINS_1365

Legal duplex, 2 seperate units, approximately 1400 sq ft bungalow. Live upstairs, rent downstairs, double car garage, 171 ft deep yard. 3 bedrooms, Living, dining and full washroom with above ground windows downstairs. Lots of recent renovations. Call for more details.

0414_SHERWINS_1366

Two Brothers Working Together to Serve You Better!

Over 25 Years of Experience Jan 25 - FEB 22, 2014 | Greater Toronto Area resale home & condo Guide

ResaleGTA_0114.indd 39

39

1/22/14 6:45:14 PM

REAL ESTATE BROKER

416-996-0230 W: 416-745-2300 W: 905-731-3948 PROUD SPONSOR OF :

11274413_0414

RUSS TREMBYTSKYY C:

2009

WEST REALTY INC., Brokerage

2005 -2008, 2010 - 2013

12.5 YEARS FULL TIME REAL ESTATE BROKER

$514,900

Bungalow!!! Lot 2.5 Acres!!! Master has 5 pc ensuite and walk-in closet. Great room has vaulted ceiling and walkout. Large eat-in kitchen with pantry and breakfast bar then walkout to your covered porch.

4001

$555,000

Bungalow!!! 9’ ceilings with great room, dining area, sitting area and fabulous kitchen with eating bar, ceramic floor and walkout to deck. Main floor private master suite with walk-in closet and 4 pc ensuite.

4004

$479,900

WITHIN GTA!!! Enjoy the privacy from its professionally landscaped front and rear yard to its double door entry. Open concept. Large kitchen has ceramic backsplash and breakfast area with walkout to yard.

4002

FANTASTIC LOCATION!!!

BEAUTIFUL VIEWS FROM ALL WINDOWS!!!

1+1 bedrooms, 1 washroom, 1 locker, 1 parking, from $249,000 2 bedrooms, 2 washrooms, 1 locker, 1 parking, from $283,900 2+1 bedrooms, 2 washrooms, 1 locker, 1 parking, from $289,000

4003

***DISTRESS SALE*** **POWER OF SALE** Bank Foreclosures. Free list of Foreclosure Properties. Receive a FREE daily list by email.

416.996.0230 or text 6128 to 555000 for info

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$578,000 Spectacular open concept. Gourmet kitchen with centre island, ceramic floor and pantry. Master bedroom retreat with 4 pc ensuite, broadloom, and walk-in closet. Fully finished lower level.

4005

www.soldbyRuss.ca www.RealEstateForVip.ca $685,900

$659,000

$469,900

Bungalow!!! This house features built-in bookcase/ fireplace, large window, hardwood. Eat-in kitchen has a granite countertop, custom backsplash, pantry, and overlooks front yard landscaped area.

Bungalow!!! Professionally updated and landscaped home. Great kitchen with granite countertop, ceramic backsplash, and walk-in pantry. A spacious master has 4 pcs ensuite and walk in closet.

4006

4007

Beautiful all brick raised bungalow! Lot 98 x 136 FEET!!! Featuring: Eat-in kitchen, dining room, living room, master with ensuite, and main floor laundry.

Finished lower level. Double car garage with inside entry.

4008

Free Confi dential Home Evaluations. Call Today and Start Packing !!! ** All properties advertised herein may not be listed by Russ nor located in a boundaries where this magazine has been distributed. Call for details.

ResaleGTA_0114.indd 40

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GREAT DEAL!!! PERFECT PLACE TO CALL HOME!!!

NEW LUXURY CONDO!!! STEPS TO SHOPPING CENTRE AND TRANSPORTATION!!!

2 bedrooms, 1 washroom, 1 locker, 1 parking, from $284,900 2 bedrooms, 2 washroom, 1 locker, 1 parking, from $319,999 2+1 bedrooms, 2 washrooms, 1 locker, 1 parking, from $354,000

4009

$519,900

$599,000 Bungalow!!! Lot 88 x 207 Feet!!! A fabulous 3 bedrooms and 3 bathrooms, fully finished. Massive open concept plan. King sized master with 4 piece ensuite. Walk out to covered entertainment area.

4010

Bungalow!!! Within GTA!!! 60 feet of frontage! 9 ft ceiling! Absolute beauty home with enclosed porch and screens. Very practical layout. Kitchen has ceramic floor, ceramic backsplash, and breakfast area with walkout to yard. Combined living and dining rooms. Master retreat with 4 pc ensuite and walk-in closet! Professionally finished basement.

4011

WITH RUSS YOU HAVE 2 OPTIONS TO SELL YOUR HOME, HE’LL SELL IT, OR HE’LL BUY IT IF HE DID NOT SELL WITHIN 30 DAYS FOR IN ADVANCE AGREED PRICE, ALL IN WRITING $529,786

$669,900

$549,000

WITHIN GTA!!! A beautiful 2-storey home with 4 bedrooms and ravine setting. Huge foyer with open concept layout. Double door entry. Huge family size kitchen with ceramic floor and walkout to deck.

Bungalow!!! Don’t miss out on this beautiful bungalow situated on over 2 acres! Huge fully finished basement, 9’ ceiling. Eat-in kitchen has ceramic floor, walkout to yard. Master retreat with 4 pc ensuite.

4013

Bungalow!!! Open concept layout, cathedral ceiling, large deck and unspoiled walkout basement. Open concept kitchen with centre island, backsplash and overlooking family room with gas fireplace.

4012

4014

FOLLOW ME ON: $649,900 $578,888

Bungalow!!! Lot 147 feet DEEP!!! Open concept kitchen to living room with gas fireplace. Master retreat with 5 pc ensuite and huge walk in closet.

Modern kitchen has quartz counters and walkout.

4015

Very spacious with 2700+ sq ft oversized gourmet kitchen with centre island and glass backsplash, 3 sided gas fireplace. Romantic master with walk-in ensuite. Romantic master with walk-in closet and 5 pc ensuite.

4016

$578,888

Bungalow!!! Immaculate brick home! Eat-in kit has walkout wrap around veranda, combination Living/ Dining room is perfect for entertaining with bay window. Professionally finished lower level.

4017

*not intended to solicit persons under the contract. Certain conditions may apply. Re/Max Realty One Inc. does not guarantee the sale of your home, only and exclusively offered by Russ Trembytskyy. Contact him directly for details.

ResaleGTA_0114.indd 41

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HALTON

OAKVILLE MILTON BURLINGTON HALTON HILLS

PEEL

MISSISSAUGA BRAMPTON CALEDON ORANGEVILLE

CENTRAL

ETOBICOKE

market commentary halton region There were 335 sales reported through the Toronto MLS system for Halton Region in December 2013, up 41 per cent compared to 237 sales reported in December 2012. Over the same period, active listings were down by eight per cent to 861.

“We saw a strong rebound in sales in Halton Region in the second half of 2013 compared to the second half of 2012, when there was a lull in sales activity due to the onset of stricter lending guidelines. There remains a diversity of housing choices throughout Halton Region, especially where lowrise home types like singles, semis and townhomes are concerned. Options exist for first time buyers through to buyers of luxury estate style properties,” says Jason Mercer, senior manager of market analysis at the Toronto Real Estate Board (TREB).

The average December selling price for Halton sales was $593,733 – up 14 per cent over $520,659 in December 2012.

“Given that sales in Halton Region are driven by lowrise home types, it comes as no surprise that average selling prices were up strongly in the second half of 2013. The supply of singles, semis and townhomes for sale has been low from a historic perspective while sales have been up. This points to more competition between buyers and upward pressure on selling prices,” Mercer continues.

42

peel region/ orangeville TREB members reported 850 sales through the Toronto MLS system in Peel Region and Orangeville in December 2013 – up eight per cent over 784 transactions during December 2012 New and active listings were down year over year, by 14 per cent and nine per cent respectively.

“Peel Region and Orangeville followed a similar trend observed for the GTA as a whole over the past half-year: a resurgence in sales activity coupled with a decline in listings. This led to pronounced sellers’ market conditions in some neighbourhoods and, by extension, annual rates of price growth well above the rate of inflation,” says Mercer.

The average December selling price in Peel Region and Orangeville combined was $448,075 – up six per cent over the $424,104 reported for December 2012.

“While the annual rate of price growth was strong in Peel Region and Orangeville in the second half of 2013, it is important to note that home ownership remained affordable. Mortgage principal and interest, property tax and utilities payments associated with the purchase of an average priced home in Peel and Orangeville remained affordable for a household earning the average GTA income,” Mercer continues.

Courtesy of Toronto Real Estate Board

City of toronto Toronto MLS sales in the City of Toronto for December rose 10 per cent year-over-year to 1,574, compared to 1,433 transactions in 2012. New listings rose two per cent to 1,703 compared to 1,671 last year. Active listings at the end of December were down by 13 per cent compared to a year earlier.

“December sales growth in the City of Toronto was based on strong demand for singles, semis and townhomes and a resurgence in demand for condominium apartments.

There was enough competition between buyers for both low-rise and high-rise properties to exert upward pressure on average selling prices,” Mercer says.

The average December selling price in the City of Toronto for all home types combined was $541,771 – a nine-per-cent increase over the average of $494,941 reported for same month last year. “The average selling price in the City of Toronto is expected to remain on an upward trend in 2014. This growth will be driven by sustained demand for singles, semis and townhomes, which will remain in short supply from a historic perspective,” Mercer adds.

resale home & condo Guide Greater Toronto Area | Jan 25 - FEB 22, 2014

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WEST

YOUR HOME SOLD IN 29 DAYS OR I’LL SELL IT FOR FREE!

Re/Max Performance Realty Inc. 141 Burnhamthorpe Road West, Mississauga, ON

DIR: OFF:

416 629 2234 905 270 2000

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$237,900

This lovely stacked Townhouse has shiny hardwood floors and natural decor. The Living, dining room and kitchen are open concept. Walk out to balcony. 2 full 4 piece washrooms.

Ensuite laundry. Close to TTC, Schools, Shopping, Medical Centre. Child friendly area, University of Toronto, Hwy 401.

0414_SHERWINS_5001

$399,000

$337,000

Beautiful spacious semi in the Treetops Community in Alliston. This home offers almost 1800 sqft of living space 2.5 bathroom, 2nd floor laundry. 5 pc master bedroom ensuite. W/I closet, approximately 15 minutes to Hwy 400. Just move in and enjoy this brand new home.

$354,900

0414_SHERWINS_5002 Beautiful house, located in a great neighbourhood!!

Hardwood floors in main floor - 4 pce ensuite & W/I in master bedroom. Open concept and very modern layout. Very spacious bedrooms, close to Hwy 410 and Trinity Mall. Fully fenced backyard. Just move in. Shows 10+++ Perfect for the young family.

0414_SHERWINS_5004

www.TorontoPeelHomes.com www.TorontoPeelHomes.com

$559,000

0414_SHERWINS_5005

0414_SHERWINS_5003 Pride of ownership.Immaculate, upgraded, freshly painted 4 bdrm detached with double door entrance, stylish foyer. Huge Living/Dining, family room on main level. Led pot lights, crown moulding, laminate flooring, modern kitchen with brand new countertops. Gas stove, extended driveway with concrete paving around the house. Large storage shed in the backyard. Spacious bdrms, master bdrm with W/I closet & 5 pc ensuite. Laundry on 2nd lvl.

$679,900

0414_SHERWINS_5006

Immaculate Heathwood Townhouse in Terracotta Village on the border of Mississauga just North of 407 Etr. 9 ft ceiling, hardwood floor in great room & dining, eat-in kitchen offers granite countertop & stainless steel appliances.

Abundance of windows allowing more than adequate natural light. Updated carpet under pad, wired for garage door opener. Energy star home.

Gorgeous well kept double garage detached home in desirable high demanding new sub-division of Gore Rd & Castlemore area. Hardwood floors through out except bedrooms. Lots of dollars spent on upgrades!! Stone exterior elevation!! Upgraded cabinets and granite countertop in modern kitchen!!

Large windows!! Main floor laundry!! Oak stair!!

$346,000

$359,900

BRAMPTON

TORONTO

BRAMPTON

Perfect starter home in a great neighborhood. Gleaming hardwood flooring, basement professionally finished, premium deep lot 105 ft with gorgeous landscaping. Large wooden deck, wrought iron railing outside, new frost iron front door. Come and get it today!

Absolutely stunning ‘The Gallery’ Luxury Condo @ Bay & College Park. Spacious corner unit with nice North view.

Kitchen & washroom totally renovated last year with new cabinets. Granite countertops & breakfast bar, new ceramic floor in kitchen. New vanity, toilet, backsplash & floor in washroom. This unit has large premium parking spot. Unit rented for $1850 pm & prkg separately rented for $200 pm. Total rent $2050 pm. ‘A’ class tenant. Must assume tenant till Mar 31/14.

Upgraded all brick semi-detached in high demand area.

Hardwood floors thru out, new hardwood floors on 2nd level, brand new roof, new wood stairs, new garage door, new sinks + faucets, newer S/S appliances, gas fireplace in family room. Eat-in kitchen with sliding door walk-out to backyard. Master bedroom w/4pc ensuite. Spacious bdrms w/lots of closet space. Large enclosed front porch, freshly painted bsmt with large rec room + 2 pc bath. Huge cold room!

$464,900

$499,000

$619,900

MISSISSAUGA

BRAMPTON

MISSISSAUGA

Location, Location, Location in Churchill Meadows.

Large 3 bedrooms, 4 washrooms, semi detached with great street appeal. Open concept living and dining with a decent sized kitchen. Large open and full basement, decent sized bedrooms with two full washrooms on the second floor. Call to see today.

Huge value, great savings! Over 3000 sq. ft. Double door entry, ceramic foyer and hallway. Step down laundry entrance to garage. Circular oak staircasae, front porch, library/den on main floor, California shutters, fireplace in family room, neutral colours, bright, open concept, nice corner lot. Tastefully finished. Laminate in upstairs hallway, all bedrooms. Great layout. Master w/oval tub, sep shower. All bdrms have semi ensuite, plus walk in closet.

Move in condition. Absolutely spotless. Lots of natural light & storage. New carpet. Roof 2012. Shed 2012.

Pot lights, Kitchen has: pantry, oversize sink, backsplash, laundry on main flr. Mstr wshrm total renovated 2013 plus a linen closet. Painted with Benjamin Moore neutral colors. Alarm, cedar deck, R/I wshrm in bsmnt. Cold rm. Located New Comm Ctr, Library, Hershey Centre, Iceland, Grand Highland Golf Course, Park Hwy, Sq1, Heartland Shop., Schools, Transit.

0414_SHERWINS_6035

0414_SHERWINS_6036

11266822_0414

Independently Owned & Operated

$379,900

0414_SHERWINS_6037

2012

4413_SHERWINS_6038

0414_SHERWINS_6039

0414_SHERWINS_6040

11271930_0414

2012

www.TorontoPeelHomes.com Jan 25 - FEB 22, 2014 | Greater Toronto Area resale home & condo Guide

ResaleGTA_0114.indd 43

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1/22/14 6:45:22 PM

WEST

“Believe In The Best” 905.364.0727

OFFICE 2960 Drew Road, Suite #153 Mississauga, ON Canada L4T 0A5

ROYAL CANADIAN REALTY, BROKERAGE

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**Please Call

HARCHARAN BHULLAR

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1-800-435-2078 to get Brief Information for Following Properties**

RESID R

$519,900 FOR SALE

5002

Gourmet eat-in kitchen featuring granite counter tops and bleached oak cupboards, luxury 4-pc ensuite bath, oval soaker tub and corner glass shower. Fantastic finished basement featuring a 3-pc bath, wet bar, open concept rec room and theatre room/5th bedroom. Gleaming hardwood floors, crown mouldings.

$629,900 FOR SALE

0414_SHERWINS_5002

$385,000 FOR SALE

5005

Professionally finished basement with full washroom.

Modern open concept layout. Close to parks, schools, Public-GO Transit, Community Centre, neutral decor throughout, access to garage from home, C/AC, all appliances window decors are included in price.

$419,000 FOR SALE

$389,868 FOR SALE

5006

This is a great 3 bedroom detached home. Upgraded hardwood throughout. Separate entrance to basement.

Great income potential. Great for First Time Home Buyers.

0414_SHERWINS_5006

5004

Renovated 4 bedroom, 4 bathroom home. The interior has been beautifully renovated with new kitchen and bathrooms, natural stone and hardwood throughout. New wood staircase and has been painted top to bottom. New furnace (2013), new rental water heater (2013), newer pool heater (2011) and 100 amp service.

0414_SHERWINS_5004

0414_SHERWINS_5003

0414_SHERWINS_5005

$469,000 FOR SALE

5007

Over look to family with fireplace. 4 bedroom new hardwood floor, 2 bedroom finished basement with separate entrance.

All new doors, windows and new interlocking driveway. Patio door to wooden deck, walkout from kitchen, inside access from garage to house and fenced back yard.

0414_SHERWINS_5007

$464,900 FOR SALE

5008

$289,900 FOR SALE

5009

$489,900 FOR SALE

5010

$479,900 FOR SALE

5011

$459,500 FOR SALE

5012

$455,000 FOR SALE

5013

4 spacious bedrooms and finished basement!! Open concept!! Upgraded hardwood floors in living, dining, family room!! Upgraded kitchen cabinetsf!! Fireplace!!

Master bedroom w/4pc ensuite with W/I closet!! Close to school, park, plazas, transit!! Hospital!! Highways!!

0414_SHERWINS_5008 Recreation Centre!!

Enjoy the privacy of this court location & only steps away from amenities. From its professionally landscaped front and rear yard to its double door entry. The functional floor plan is filled with top of the line finishing, 9 ft ceiling, large kitchen, open concept and much more. Walking distance to shopping and schools.

0414_SHERWINS_5011

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5003

Beautiful detached house in the city of Brampton. 4 bedrooms, 3 washrooms, separate entrance for the basement, upgraded kitchen with all the S/S appliances.

Corner 4 bedroom condo townhouse just like a semi-detach. One bedroom nanny suite with kitchen & 3 pc washroom. Freshly painted, S/S appliances, hardwood & ceramic on main floor, 2 full & 2 half washrooms. Fully fenced extra large backyard, longer driver allows to park 2 cars & visitor parking is just 0414_SHERWINS_5009 beside the house.

Large eat-in kitchen featuring upgraded oak cupboards, main floor den/office, spacious master bedroom with a 4-pc ensuite bath, separate shower, oval soaker tub and walk-in closet. Nicely finished open concept rec room with pot lights and sub, spiral oak staircase, upgraded laminate floors.

0414_SHERWINS_5012

New hardwood flooring upstairs & main floor. New roof, new furnace, brand new driveway, master br W/ensuite & spacious br. Finished basement w/2br, separate entrance, 2nd kitchen, 2nd laundry. Extra income potential of $800.

Spacious kitchen. Main floor laundry, double car garage 0414_SHERWINS_5010 w/remote.

Open concept, 12 ft ceiling w/skylight. Main flr family room w/gas fireplace. Combined living/dining rooms w/ parquet floors. Extra large master bdrm w/walk-in closet & full ensuite. All spacious bedrooms! Oak railing & flexible closing.

0414_SHERWINS_5013

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resale home & condo Guide Greater Toronto Area |Jan 25 - FEB 22, 2014

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WEST

1286 UPPER JAMES ST., HAMILTON L9C 3B4

905-388-5133

Email: info@kengiesrealestate.com

RESIDENTIAL COMMERCIAL INVESTMENT FOR ALL YOUR REAL ESTATE NEEDS RESIDENTIAL COMMERCIAL INVESTMENT

RESIDENTIAL COMMERCIAL INVESTMENT RESIDENTIAL COMMERCIAL INVESTMENT

WEST MOUNTAIN

Custom Built! Beautiful 4 bedroom 3200 sq. ft. brick home, open concept. A must see! Gorgeous maple kitchen with granite centre island overlooking 2 storey great room. Separate dining room, main floor den, 3 baths, recreation room & gym.

Priced $579,900.

0414_SHERWINS_1461 0414_SHERWINS_1466

To view please call KEN GIES, Broker, or DAN GIES, Broker of Record, 905.388.5133 BEAUTIFUL BARRIE! Beautifully decorated all brick 2 storey home with 3+1 bedrooms and 3.5 baths finished from top to bottom. Open concept main level featuring family room with soaring ceiling and large windows with gas fireplace and hardwood floors.

Newly finished lower level with large recreation room with fireplace, bedroom and 3 piece bath. Upper level offers huge master retreat with a walk-in closet and an inviting 11’2” x 10’6” ensuite. Just move in and enjoy! Asking $439,900.

0414_SHERWINS_1463 0414_SHERWINS_1467

Please call DAN GIES, Broker of Record, 905-388-5133.

HIGHLAND HEIGHTS!

SOLID BRICK HOME!

Popular “Bently Place”. Approximately 1,500 sq ft. 2 bedroom unit on the ground floor with wrap around balcony. Open concept living room & dining room, large master with walk-in closet. Ensuite laundry. Asking $239,900.

2.5 storey located in Central Hamilton. Must be seen to be appreciated. Many updates include; 100 amp breaker panel, new furnace, roof re-shingled 2013. Excellent entry level home for 1st time buyers whether single, newly married or young parents.

0414_SHERWINS_1464

Custom built fabulous bunglaow 2009. Loads of extras throughout. 3+1 bedroom, 3 baths. Living room hardwood, fireplace. Gorgeous kitchen with breakfast bar. Huge master ensuite with jacuzzi, walk-in closet. Main floor laundry. Lower level rec room, 3 piece bath, bedroom. 52’ x 135’ lot, 2 tier deck, fully fenced. Double garage. $399,900.

Please call DAN GIES, Broker of Record, 905-388-5133.

Please call Steve Connor, Broker, 905-388-5133.

Please call Charlotte Freeman, Sales Representative, 905-388-5133.

GROUND FLOOR UNIT!

0414_SHERWINS_1462

0414_SHERWINS_1465

Jan 25 - FEB 22, 2014 | Greater Toronto Area resale home & condo Guide

ResaleGTA_0114.indd 45

45

1/22/14 6:45:25 PM

YORK REGION

MARKHAM RICHMOND HILL vAUGHAN AURORA NEwMARKET KING wHITCHURCH-STOUFFvILLE EAST GwILLIMBURY GEORGINA

SIMCOE COUNTY

BRADFORD–wEST GwILLIMBURY NEw TECUMSETH ADJALA TOSORONTIO RURAL ADJALA TOSORONTIO ESSA INNISFIL

market commentary

Courtesy of Toronto Real Estate Board

YORK REGION / SIMCOE COUNTY

ACTIvE LISTINGS

NEw

SALES

AvG. PRICE

AvG. DAYS ON MARKET

AvG. % LIST PRICE

December 2013

2,428

781

874

$605,424

35

97%

December 2012

2,920

796

727

$571,158

38

96%

Yr./Yr. % chg.

-17%

-2%

20%

6%

-8%

-

*The following Simcoe County municipalities are included in this table: Adjala-Tosorontio, Bradford West Gwillimbury, Essa, Innisfil, New Tecumseth *The Average Days on Market statistic is rounded to the nearest whole number.

What’s available and What it Costs In December 2013, Toronto MLS transactions for York Region and south Simcoe County were up 20 per cent to 874, compared to 727 sales recorded in December 2012. Over the same period, new listings were down by two per cent to 781 and active listings at the end of the month were down by 17 per cent to 2,428.

“Over the past year, market conditions in York Region and south Simcoe evolved in a similar manner to the GTA as whole. Sales increased while the supply of listings dipped. Many households, who were initially on the sidelines due to stricter mortgage lending guidelines, found that affordable home-ownership opportunities still existed in their chosen areas. Despite strong price growth, we have 46

not seen an increase in listings,” says Jason Mercer, senior manager of market analysis at the Toronto Real Estate Board (TREB).

The combined average selling price in December for York Region and Simcoe County rose six per cent year over year to $605,424. The average price in December 2012 was $571,158.

“Expect the pace of price growth in York Region and south Simcoe to increase above the rate of inflation as long as sales grow at a greater annual rate than listings. As long as this is the case, competition between buyers will promote strong price growth,” Mercer adds.

resale home & condo Guide Greater Toronto Area | Jan 25 - FEB 22, 2014

ResaleGTA_0114.indd 46

1/22/14 6:45:25 PM

SWEET DEAL!! $292,999

Open concept 3 bedroom semi detached located in excellent neighbourhood close to all necessities and highways.

Large family size eat in kitchen. Master bedroom with semi ensuite and closet.

Finished basement. Fenced yard. No sidewalk, great for those extra cars. Just an excellent deal, this will not last.

Call today!

CLOSE TO BAYVIEW AVE. $324,900

CLOSE TO YONGE ST. $399,900

Bright open concept 3 bedroom townhome. Very quiet neighbourhood and short walk to shopping, school, transit, etc. Master with 4 pc ensuite and walk in closet. Large deck and private yard with no homes behind.

Excellent opportunity. Call today!!!

0414_DKA_0001

3 CAR GARAGE !!!! $434,900

Nicely updated 4 bedroom home in excellent neighbourhood. Recently updated roof, bathrooms, windows, carpet, flooring in master bedroom and finished basement. Living room with gas fireplace. 4 parking spaces. Home is in excellent condition and move in ready. Near parks and walking trails.

Call to schedule a viewing today!!

This 4 bedroom all brick 2 storey home with triple garage and 6 parking spaces is a fantastic opportunity. Close to all amenities, golf, commuter routes, shops. Updated kitchen. Family room with gas fireplace. Formal living and dining room. Fully fenced backyard with stone garden walls, bbq deck, private with mature trees. Call today!!!

0414_DKA_0003

0414_DKA_0004

0414_DKA_0002

11279689_0414

North

ANDRE BASSARI REAL ESTATE SALES REPRESENTATIVE

The Smartest Move You’ll Make.

finances

Make your home ownership dreams

a reality

P

urchasing a home is a huge decision and requires a lot of financial planning and support. With mortgage rates fluctuating and the Canadian housing market unpredictable, buying a house is like a puzzle and it takes a bit of work to fit the pieces together.

There are, however, a number of financial incentives available to help you take that leap when the time is right for you:

» First-time homebuyers are eligible to save on the purchase with the Home Buyers’ Tax Credit. You can claim up to $5,000, resulting in savings of up to $750 on your taxes for the year in which the home is bought. If the buyer has a disability, or the home is being purchased for a person with a disability, they can claim the credit even if they have previously bought and owned a home.

» If you want to boost your down payment, you may also be eligible for the Home Buyers’ Plan.

This plan allows first-time homebuyers to use money from their RRSPs to buy or build a home for yourself or a related person with disabilities.

You can withdraw up to $25,000 in a calendar year, and you have up to 15 years to repay your withdrawals without taking a hit on your taxes.

Investment potential, freedom from rent, and pride of ownership await. Maybe your new home is finally within reach. This might just be your year. For more details, visit cra.gc.ca/myhome.

Jan 25 - FEB 22, 2014 | Greater Toronto Area resale home & condo Guide

ResaleGTA_0114.indd 47

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1/22/14 6:45:27 PM

GTA – 905-773-7771 NEWMARKET & NORTH – 905-251-5438

Why Join Homelife Eagle...

• #1 LISTING & SELLING BRAND IN RICHMOND HILL! • FREE TRAINING FROM THE BEST OF THE BEST: CRAIG PROCTER & MIKE FERRY • LOCATION! LOCATION! LOCATION! YONGE & KING TO RICHMOND HILL, THORNHILL, MARKHAM, KING, AURORA & NEWMARKET

North

• IN HOUSE NON-SELLING MANAGER WITH OVER 20 YEARS EXPERIENCE AS #1 BROKER • FULL TIME ADMIN & FRONT RECEPTION STAFF • IN HOUSE LAWYER & MORTGAGE BROKERAGE TO ANSWER ANY LEGAL OR FINANCING QUESTION AT NO COST TO YOU OR YOUR CLIENT • 4,000 SQ FT OF OFFICE SPACE WITH TRAINING CENTRE, PRIVATE OFFICES, PROFESSIONAL BOARDROOM & MORE! ALL ON A 95%/5% BROKERAGE SPLIT! Save Your Commission and still get the Best Brand & Full Service & 4,000 sq ft of Office Space!

We pay RECO transfer fee

PLUS RIGHT NOW FOR A LIMITED TIME OFFER: ✔ FREE MARKETING OF AGENT LISTINGS IN RESALE HOMES & CONDOS!+ ✔ FREE BUSINESS CARDS! ✔ FREE WEB MARKETING! ✔ FREE WEB PAGE! ✔ FREE CLIENT DATABASE!

CALL 905-773-7771 & MAKE 2014 YOUR BEST YEAR EVER! CALL NOW! +Limited Space - First Come First Serve Base Closed Sales by Total Units Sold

Report Produced on: Aug. 20, 2013

Data complied from the Toronto RE Board

Market Trends

HOMELIFE #1 Brokerage 2 Brokerage 3 Brokerage 4 Brokerage 5 Brokerage 6 Brokerage 7 Brokerage 8 11282077_0414

Listing

Selling

www.homelifeeagle.com 13025 Yonge St., Suite 202, Oak Ridges, ON L4E 1A5 48

resale home & condo Guide Greater Toronto Area | Jan 25 - FEB 22, 2014

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GTA – 905-773-7771 NEWMARKET & NORTH – 905-251-5438

Linked in

GAVRILKINA

Sales Representative

www.homelifeeagle.com SAL MINARDI **

Sal

MINARDI

Linked in

Sales Representative

www.homelifeeagle.com

appliance, 9 feet ceiling, granite counter top, convenient terrace and much more. S/S fridge, S/S stove, washer, dryer, dishwasher, all elf., all window covering.

North

Natalia

NATALIA GAVRILKINA ** with S/S Prime location, bright apartment

Beautiful house built on a mature lot w/ spectacular view overlooking Georgian Bay. Three separate entrances, prime downtown location. 3800 sq. feet + 1600 sq. feet w/out basement. This house has unique features, high ceilings, downtown location. 3800 sq. feet + 1600 sq. feet w/ out basement. This house has unique features, high ceilings, crown mouldings, custom made kitchen, heated floor, granite countertop, two balconies & huge cedar terrace w/French doors, oversized drive w/parking for multiple cars and more. Property tax not assessed yet, land only. Fridge, stove, washer, dryer, all light fixtures, all window coverings, 2 microwaves.

0414_DKA_0017

Natalia

GAVRILKINA

Sales Representative

Linked in

www.homelifeeagle.com

Gorgeous 1 year old Coughlan Built Home, stone and brick exterior corner lot. Desirable location, excellent exposure, lots of windows, huge master bedroom.

Lots of sun, bright and spacious kitchen, large eat in area with walk out to rear yard.

Freshly painted, gleaming hardwood on main floor, stainless appliances, granite counters, stylish layout, move in ready.

S/S appliances, all light fixtures, all window coverings. Granite counters, new sink fixture, ceramic tile backsplash upper level laundry room, huge master bedroom with ensuite and W/I closet. 50 ft frontage, wide lot. Must be seen.

SHAO ** In a very convenient QualityLISA renovated home! desirable location. Major renos: Hardwood floor on upper floor (2011), furnace (2011), all windows (2011), attic insulation (2011), all window coverings (2011), hot water tank (2011, rental), A/C (2011) interlock driveway & sidewalk (2012). Newer wall paints. Polished hardwood floor & hardwood stairs. Completely renovated basement. Designed & finished by professionals incl large eat-in kitchen & 2 bedrooms, 3-pcs bath high walk scores.

Close to shops and all amenities. All Elfs, Lisa furnace (2011), all windows (2011), all window SHAO coverings (2011), hot water tank (2011, rental), Sales Representative A/C (2011), fridge, stove, washer/dryer, garage door opener. Extra large driveway.

Linked in

www.homelifeeagle.com

0414_DKA_0019

HANS OHRSTROM* Newly renovated 2 bedroom,

Hans

OHRSTROM Linked in

Broker of Record

1200+ sq. ft. Tens of thousands in upgrades, modern kitchen with brand new stainless steel appliances, hardwood throughout. Open concept, bright and spacious. Stunning, unobstructed panoramic view of City and Lake. Move in ready. 24 hour concierge & all recreationl facilities including guests suites.

Great location with easy access to hwys, shopping, schools and transportation. Fridge, stove, B/I dishwasher, washer, dryer, microwave. All elfs, all window blinds, underground parking & locker.

0414_DKA_0021

JOIN

HOMELIFE EAGLE TODAY!

0414_DKA_0020

MOHAMMAD KAMALI ** in the Heart of Prime location

MARKET YOUR CLIENTS LISTINGS FOR

FREE!

D

SOL

Mohammad Linked in

KAMALI

Sales Representative

www.homelifeeagle.com

Join Us AND TURN 2014 INTO A FANTASTIC YEAR!

0414_DKA_0018

Richmond Hill. Steps to Yonge & Hill Crest Mall, Charming 2 stry, detached w/ finished basement apartment. Graceful open foyer w/oak stair case leading to large 4 bedrms.

Recent updates include paint, crown moulding, pot lights, 2 modern bathrms, and landscaping. New hrwd flr throughout main and 2nd flr, L, new mdrn kit w/ granite counter tops, new S/S appliances, lg private backyard w/ fruite trees, large deck.

0414_DKA_0023

www.homelifeeagle.com

LOOK WHO’S JOINED US RECENTLY Tom Tauro Abdollah Ghaderi Lisa Shao Sal Minardi Susan Chashmniam Adam Khadem Natalia Gavrilkina Maryam Atri Mari Estrafanous Morrissa Amsel

Not intended to solicit individuals currently under contract with a Real Estate Brokerage.

The information and opinions contained in this document are obtained from various sources and believed to be reliable, but their accuracy cannot be guaranteed.

Joseph Rodricks Sherry Erskine Ranjit Kaur Monica Wong Michael Dolzhykov Lumi Rodricks Bansi Mehta Yan Khan Andrew Ku Mike Bonakdar

Mohammad Kamali Iman Roshan-Pazhouh Anna Shirazi Amin Ghavifekr John Go Babak Farahanchi Neda Shoghli Sama Shirazi Larissa Zenskaia

11282078_0414

NATALIA GAVRILKINA**

* Each Brokerage Is Independently Owned and Operated.

www.homelifeeagle.com Jan 25 - FEB 22, 2014 | Greater Toronto Area resale home & condo Guide

ResaleGTA_0114.indd 49

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1/22/14 6:45:29 PM

durham region Pickering ajax whitby oshawa cLarington uxbridge scugog brock

market commentary

Courtesy of Toronto Real Estate Board

durham region

active Listings

new

saLes

avg. Price

avg. days on market

avg. % List Price

December 2013

888

400

445

$360,741

29

98%

December 2012

1,162

452

401

$326,553

32

97%

Yr./Yr. % chg.

-24%

-12%

11%

10%

-9%

-

*The Average Days on Market statistic is rounded to the nearest whole number.

What’s available and What it Costs Sales through the Toronto MLS system for Durham Region amounted to 445 in December 2013, representing an 11-percent increase compared to 401 sales reported during the same time period in 2012. New listings were down by 12 per cent to 400, and active listings at the end of December were down by 24 per cent to 888.

“Durham Region remained a popular location for homebuyers in December. The lowrise housing stock in Durham is quite diverse, offering home-ownership options for first-time buyers and move-up buyers. For first-time buyers in particular, the availability of single-detached homes for 50

approximately $400,000 has arguably been a strong draw,” says Jason Mercer, senior manager of market analysis at the Toronto Real Estate Board (TREB).

The average December selling price in Durham Region was $360, 741 – up 10 per cent compared to the December 2012 average of $326,553.

“Market conditions tightened markedly in Durham Region in December, with sales up by a double-digit annual rate while the number of listings moved in the opposite direction.

Whenever this type of situation unfolds on a sustained basis, an acceleration in price growth is the result,” Mercer adds.

resale home & condo Guide Greater Toronto Area | Jan 25 - FEB 22, 2014

ResaleGTA_0114.indd 50

1/22/14 6:45:31 PM

MORNINGSIDE/HWY 401

• Live In, Renovate, Rebuild or Rent Out • Lots Of Potential • Premium Lot 60x213 Feet • Detached Bungalow • 4 Bedrooms & 2 Washrooms • 8 Parking Spaces

YONGE/FINCH

• Garage Converted To Family Room W/Gas Fireplace • Newer Laminate Floors, Roof Shingles & High Efficiency Furnace • Separate Entrance & Walkout To Covered Patio

$625,000

0414_DKA_0024

• Completely Renovated Kitchen W/ Granite Counters & Backsplash • Newer Carpet • One Parking & Ensuite Locker • 24 Hr Concierge • Fully Equipped Building Facilities

$430,000

• High Demand North York Area • 1 Bedroom & 1 Washroom • Over 600 Sf • Brand New Carpet • Freshly Painted • Walkout To Open Balcony • West Exposure • Low Maintenance Fee 0414_DKA_0025

KINGSTON/MCCOWAN

• 1 Parking & 1 Locker • 24 Hr Security • Excellent Rec. Facilities • Steps To Empress Walk, Shopping, Restaurants & Subway

• Own Your Own Sushi Restaurant • Approx 1,800 Sf • Turn Key Operation • LLBO Licensed • Completely Renovated With Modern Finishes • Spent Over $150K On Renovation

$320,000

• Lots of New Kitchen Equipment • Large Dining Room With Over 90 Seats • Lots Of Storage Space In Basement • Great Location With Lots Of Walk In Traffic

$188,000

0414_DKA_1_0016

11270633_0414

0414_DKA_1_0045

• Luxury Tridel Built Skyviw on Yonge • 2+1 Bedrooms & 2 Washrooms • Approx 1302 Sf • Bright & Spacious Corner Unit • Large Sunroom • Walkout to Balcony • Recently Painted

YONGE/SHEPPARD

East

CROSSROADS REALTY INC., BROKERAGE INDEPENDENTLY OWNED & OPERATED

416.491.4002

11256705_0414

2003-2011

Fran Lee 416.917.6787 Broker

“Your Trusted Advisor in Real Estate” www.franlee.com | fran@franlee.com 1 MCCOWAN/DENISON, MARKHAM

2 MCCOWAN/401, SCARBOROUGH

0414_DKA_0073

0414_DKA_1_0108

2-storey link.

3 bedrooms, 3 washrooms. Finished basement apartment with 2 more bedrooms & separate entrance, single garage. Walk to Schools, Parks, Public Transit.

Just $524,000.

4 9TH LINE/16TH, MARKHAM

5 SPADINA/FRONT, DOWNTOWN

2-storey detached, 3 bedrooms, 3 washrooms. Single garage. Near Schools, Park, Transit, Shopping, Community Centre, Highway.

Just $590,000.

0414_DKA_0074

"Ellipse" condo apartment. 24- Hr concierge, TTC at door, near Scarborough Town Centre, 401. Parking & locker included.

1 bedroom $212,000; 1 bedroom + den $229,000; 2 bedrooms 2 washrooms $283,000.

0414_DKA_0075

Brand new 'Fly' condo apartment.

24-Hr concierge, courtyard & lounge, rooftop party room, zen garden. Steps to Metro Convention Centre, Rogers Centre, CN Tower, Shops & Restaurants.

1 bedroom $299,000; 1 bedroom + den $339,000.

ABR, ASA, e-PRO, MCIL

3 MCCOWAN/401, SCARBOROUGH

0414_DKA_1_1059

Monarch "Equinox" condo apartment.

24-Hr concierge, steps to Scarborough Town Centre, TTC, LRT. Open balcony, parking & locker included.

1 bedroom + den $249,000; 2 bedrooms 2 washrooms $279,000.

6 YONGE/FINCH, NORTH YORK

0414_DKA_1_0167

Tridel "Triomphe" condo apartment.

24-Hr concierge, walk to Yonge, Subway, TTC, Shopping Mall.

Direct access to 24-Hr Super Market. Parking included.

1 bedroom + den 2 washrooms $347,000; 2 bedrooms + den 2 washrooms $458,000.

Jan 25 - FEB 22, 2014 | Greater Toronto Area resale home & condo Guide

ResaleGTA_0114.indd 51

51

1/22/14 6:45:33 PM

ANDRE ADAMS 647-891-0524 416-289-3333 OFFICE

CELL

SALES REPRESENTATIVE

your townhome

specialist!

OVER 2000 SF OF LIVING SPACE

SEMI WITH FINISHED BSMT

East

CORNER UNIT, FEELS LIKE SEMI

$389,900

$339,900

$389,900

4 spacious bedrooms, freehold. Walking distance to Plaza, Hospital, Terry Fox Schools, mall & more. Newer kitchen, hardwood, cabinetry.

Privately fenced backyard. Call Andre 0414_DKA_1_0088

Clean, bright, cozy home w/huge backyard, W/O to balcony from dining. New hardwood flooring, ground level den, walk to shopping and parks. Mins to 401. Call Andre 0414_DKA_1_0082

Gourmet kitchen, open concept layout! Main floor laundry w/garage access, gleaming hardwood floors. Comp. driveway parks 2 cars.!! Don’t miss - Call Andre 0414_DKA_1_0087

IMMACULATE FREEHOLD CLOSE TO WATERFRONT

3 BDRM 4 WASHRM BEAUTIFUL HOME

BEAUTIFULLY RENO’D 3 BDRM FREEHOLD

$363,900 Large eat-in kitchen, 4 pc ensuite in master, walk-in closet. Cathedral ceiling in family room, cold cellar in basement, exceptionally open concept! Call Andre 0414_DKA_1_0085

For a FREE Market Evaluation Call

$378,500 Everything is completely done! Over 1950 sqft, 2nd floor family room w/gas firepalce, granite counters, ceramic floors, spa like bathrooms....A must see! Call Andre!

$329,900 3 bdrm, 4 washrms in great location. Kit reno’d, new flooring. Very bright open concept. Don’t miss this one. Call Andre for viewing!

0414_DKA_1_0086

Andre Sells Townhomes,

0414_DKA_1_0080

11274392_0414

lots of townhomes!

Re/Max Realtron Realty Inc., Brokerage

ANDRE ADAMS torontotownhomes.com Independently Owned & Operated

52

resale home & condo Guide Greater Toronto Area | Jan 25 - FEB 22, 2014

ResaleGTA_0114.indd 52

1/22/14 6:45:35 PM

ANDRE ADAMS 647-891-0524 416-289-3333 OFFICE

CELL

SALES REPRESENTATIVE

your townhome

specialist!

3 BDRM 2 WASHRM IN PERFECT LOCATION

LESS THAN 7 YEAR NEW!

1490 SF FREEHOLD TOWNHOUSE

East

$265,000 Look no further! Spotless & clean. Only mins to Schools, Shopping & 401. Large eat-in breakfast bar w/walkout to balcony, lots of windows. 9 foot ceilings!

0414_DKA_0103

BEAUTIFUL 3 BDRM 3 WASHRM WITH LARGE TERRACE

$289,000

2 Storey amazing home, among quiet enclave of Townhouses. Very bright & clean, 4 pc ensuite. Large family size eat-in kitchen w/lots of cupboard spaces! Great location. Close to 0414_DKA_0106 everything!

For a FREE Market Evaluation Call

$298,800

Executive freehold attached home! 2 full baths.

2 decks around the house. Modern kitchen.

Excellent location. Close to 401, Go, Bus, etc.

0414_DKA_0104

SPACIOUS UNIT W/LARGE EAT-IN KITCHEN

$244,900

Best deal in the area. 3 bdrm, 2 washrm. Gas fireplace great for heating. Sunken family rm.

Close to Pickering Town Centre. No carpet.

Move in condition.

$482,800

Absolutely gorgeous! Immaculate! Open concept Living/Dining, picture windows & pot lights, family size eat-in kitchen, S/S appliances. Direct access from garage & much 0414_DKA_0105 more. Close to all amenities!

CLOSE TO SCHOOLS, PARK & ALL AMENITIES

$319,900

New garage door & remote. New central air conditioner, new marble kitchen floor, new furnace, new hot water tank, freshly painted.

Won’t last!

0414_DKA_0107

Andre Sells Townhomes,

0414_DKA_0108

11282083_0414

lots of townhomes!

Re/Max Realtron Realty Inc., Brokerage

ANDRE ADAMS torontotownhomes.com Independently Owned & Operated

Jan 25 - FEB 22, 2014 | Greater Toronto Area resale home & condo Guide

ResaleGTA_0114.indd 53

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1/22/14 6:45:36 PM

Debbie Dixon Sales Representative

905-428-7677

Michelle McFadden Mortgage Consultant (FSCO License No.: M13000160)

289-200-8016 1-877-366-3487

Cell:

(FSCO No.: 10530)

Prudential Achievers Realty, Brokerage 555 Kingston Rd, W, Ajax ON L1S 6M1

Estate Lots 6 Unique Parcels •Walkout Ravine Lots • Backs onto Protected Conservation Land • 110’ to 166’ Frontage • Ready for Custom Build

Isn’t it nice to have someone working for you not the banks?

Call me today for your

FREE consultation to hear ALL your mortgage options!

First Time Home Buyers • Rent to Own • 2nd mortgages • Cottage Properties • Self Employed • Refinance or Renewal

Call Debbie Dixon

10392902_0414

East

200 - 2005 Sheppard Ave. East, Toronto, ON M2J 5B4

www.mortgagemedics.ca

debbiedixon@rogers.com

905-428-7677

www.mortgagealliance.com/michellemcfadden

movingtips

Changing your address?

Plan ahead to make your move as smooth as possible, and to avoid getting lost in the shuffle!

AS SOON AS POSSIBLE… notify family and friends, as well as this list below, that your address will be changing, either by phone or by mailing the change-of-address cards available at your local post office. The following checklist will serve as a convenient reminder:

❏ Accountant

❏ Employer

❏ Alumni association

❏ Family doctor

❏ Attorney

❏ Dentist

❏ Banks

❏ Veterinarian

❏ Lending institutions

❏ Frequent Flyer

❏ Insurance

companies

❏ Investment

companies

❏ Revenue Canada ❏ Credit card

companies

54

program

❏ Magazine &

newspaper subscriptions

❏ Catalog merchants ❏ Update your driver’s

license & health card

resale home & condo Guide Greater Toronto Area | Jan 25 - FEB 22, 2014

ResaleGTA_0114.indd 54

1/22/14 6:45:39 PM

savvyselling

5 home-selling tips for low season

W

hile it’s true that the bulk of home sales generally take place in the spring and summer, fall and winter can also be a fruitful time to sell.

“Families with school-aged children often prefer to be in their new homes before September, making spring or summer the best seasons to attract these buyers, however; other types of buyers are shopping for homes during fall and winter,” says Steve Gray, a broker with Royal LePage Kelowna. “Job relocations or personal life changes or buyers scaling up or down can create opportunities outside the traditional spring and summer markets.” Gray recommends these tips for listing your home through the cooler months:

1. CHOOSE BRIGHT INTERIOR LIGHTING. It is important to make your home appear warm and inviting to potential buyers. Consider replacing 40-watt bulbs with more luminous options and open drapes and blinds to let the sun shine in.

2. LIMIT PERSONALIZED DÉCOR. Potential home buyers want to picture themselves in your home. Personal items, photos and memorabilia should be kept to a minimum, or simply store these during showings.

3. USE SNOW-FREE PICTURES IN YOUR LISTING. If possible, have your listing photos taken before the first snowfall. This will give potential buyers a better picture of your home’s exterior.

4. KEEP YOUR HOME WARM DURING SHOWINGS. Set the thermostat at a comfortable level or consider asking your realtor to turn on your gas fireplace for a showing.

5. SHOVEL AND SALT YOUR WALKWAYS AND DRIVEWAY. In doing so, you make your home more accessible, increase curb appeal and show potential buyers that your home is well-maintained and cared for. There are plenty of opportunities to sell even when the peak real estate season ends. If you find yourself looking to sell over winter, try some of Gray’s tips for success.

More information is available at royallepage.ca. NC

Jan 25 - FEB 22, 2014 | Greater Toronto Area resale home & condo Guide

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1/22/14 6:45:39 PM

Advertiser Index InsIde Front Vess Ivanov . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Re/Max Hallmark . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Inside Front

outsIde BAck cover Sam McDadi . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Sam McDadi Real Estate Inc. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Outside Back Cover

centrAL, West, nortH, eAst Andre Adams . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Re/Max Realtron . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .52 Andre Adams . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Re/Max Realtron . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .53 Andre Bassari . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Royal LePage Your Community . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .47 Ben Banwait . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Royal Group Real Estate . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .33 Christy Emmanuel . . . . . . . . . . . . . . . . . . . . . . . . . . . Re/Max Realtron . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .58 Christy Emmanuel . . . . . . . . . . . . . . . . . . . . . . . . . . . Re/Max Realtron . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .59 Cora Weekes . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Re/Max West . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .34 Dan Antia . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Sutton Group Associates . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .23 Debbie Dixon & Michelle MacFadden . . . . . . . . . . Prudential Achievers / Mortgage Alliance . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .54 Dorothy Burnett . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Coldwell Terrequity . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .17 Errol Lewis . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Century 21 Regal . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .27 Fay Tsatskina . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . HomeLife Victory . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .35 Fran Lee . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Re/Max Crossroads . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .51 Gwen Williams . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Century 21 Leading Edge . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .26 Harold Balchand . . . . . . . . . . . . . . . . . . . . . . . . . . . . Re/Max 2000 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .39 HomeLife Eagle . . . . . . . . . . . . . . . . . . . . . . . . . . . . . HomeLife Eagle . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .48 HomeLife Eagle . . . . . . . . . . . . . . . . . . . . . . . . . . . . . HomeLife Eagle . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .49 Isaac Phillips . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Royal LePage State Realty . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .64 Jayson Schwarz . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Schwarz Law . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .13 Joe Asensio . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Re/Max Legacy . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .57 Joel Lazarus . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Coldwell Banker Terrequity . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .9 June Robinson . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Century 21 Leading Edge . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .30 Ken Gies . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Ken Gies Realty Estate . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .45 Leanna Leksikova . . . . . . . . . . . . . . . . . . . . . . . . . . . . Sutton Group Assurance . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .7 Malik Ashfaque . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Re/Max Performance . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .43 Marcus Chevli . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Re/Max Crossroads . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .32 Mary Phang . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Coldwell Banker Case . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .62 Maryam Bakhshi . . . . . . . . . . . . . . . . . . . . . . . . . . . . Mortgage Architects . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .62 Mike Mooney . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Royal LePage Signature . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .16 Nadeem Chaudhry . . . . . . . . . . . . . . . . . . . . . . . . . . Re/Max Realty Specialists . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .43 Oksana Illioukevitch . . . . . . . . . . . . . . . . . . . . . . . . . Re/Max Premier . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .38 Peter Kwan . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Re/Max Realtron . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .60 Peter Kwan . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Re/Max Realtron . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .61 Pushpinder Gil . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Royal Canadian Realty . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .44 Rachel/Shaul Sharabi . . . . . . . . . . . . . . . . . . . . . . . . Re/Max Platinum . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .31 Razi Khan . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Century 21 Regal . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .1 Robert DiMatteo . . . . . . . . . . . . . . . . . . . . . . . . . . . . Norman Hill Realty . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .23 Russ Trembytskyy . . . . . . . . . . . . . . . . . . . . . . . . . . . Re/Max Realty One . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .40 Russ Trembytskyy . . . . . . . . . . . . . . . . . . . . . . . . . . . Re/Max Realty One . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .41 Sabbir Chawala . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Century 21 Innovative . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .36 Sean Roland . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Century 21 Percy Fulton . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .18 Sean Roland . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Century 21 Percy Fulton . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .19 Shahida Mohammed . . . . . . . . . . . . . . . . . . . . . . . . . Kingsway Real Estate . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .3 Tom Coleman . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Century 21 Percy Fulton . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .22 Wendy Chung . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Re/Max Rouge River . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .51

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DESIGNATE

SALES REPRESENTATIVES

905-795-1900

Virtual Tours at:

11274515_0414

w w w. j o e a n d n i n a . c o m *TOP 1% OUT OF 42,000 REALTORS® FOR NUMBER OF CLOSED TRANSACTIONS

DOWNTOWN BRAMPTON • Detached, Raised Bungalow On A 40x120’ Lot • Separate Full Basement Apartment Perfect For Nanny Suite • Renovated Kitchen With Stainless Steel Appliances • Walk To GO, Gage Park, Restaurants, Shops & More

DOWNTOWN BRAMPTON • Stunning Ravine And River Setting On Nearly 1 Acre Of Land • 3 Bedroom Bungalow On A Quiet Street With Only 7 Homes • Walk Out Basement, Double Garage Custom 2-Tier Deck, Numerous Upgrades • Walk To Gage Park, GO, Restaurants & Shops

MISSISSAUGA • End Unit 3 Bedroom Townhome Siding On Cooksville Creek

DOWNTOWN BRAMPTON • Fully Renovated 3 Bedroom, 3 Bath Home On A Magnificent 196’ Foot Park Like Lot • Sleek, Open Concept Kitchen With Quartz Countertops, Mosaics & Walk Out To Deck • Finished Basement With High Ceilings & Large Windows • Impeccable Move In Condition Near All Downtown Amenities

• Executive Complex With Huge Backyard • Main Floor Den With Bay Window • Live In The Heart Of The City Close To All Amenities GEORGETOWN • Completely Renovated From Top To Bottom While Maintaining Its Old World Charm • Perfectly Located For A Home Based Business • Spa-Like Bathroom With Large Soaker Tub, Heated Floors And Separate Shower • 2 Fireplaces, Hardwood Flooring, 9’ Ceilings & More

ORANGEVILLE • 2+1 Bedroom Executive Bungalow On Extra Wide Corner Lot

ETOBICOKE - CITY CENTRE • Open Concept Design With Views Of The Lake In A Sought After Location

MILTON • Gorgeous Detached Home With Many Upgrades

• Tons Of Natural Light, 9 Foot Ceilings

• Open Concept Main Level, Upgraded Kitchen With Granite & Stainless Steel

• Open Concept Home With Stylish, Modern Finishes • Nanny Suite With 2nd Laundry Area • Shops, Schools, Parks, Golf & More Nearby!

• Upgraded Kitchen, Hardwood Flooring, Master With Ensuite

• Master Bedroom Has An Ensuite With Separate Shower & Jacuzzi Tub

• Steps To Sherway Gardens, Transit, Hospital & More

• Fenced Yard With Large Deck

Tom Asensio

Yvonne Asensio

Tammy Fournier

Jolette Charron

Jorge Ortiz

TJ Lamba

Darlene Draper

Angie Smith

Cindy Asensio

SALES REP

SALES REP

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ADMINISTRATION

MARKETING

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FOLLOW JOE AND NINA AND THE TEAM ON

• www.facebook.com/AsensioGroup

• www.twitter.com/NinaAsensio

Jan 25 - FEB 22, 2014 | Greater Toronto Area resale home & condo Guide

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SALES REPRESENTATIVE

TEAM Christie

“Yes, we are REALTORS.”

DIRECT: 416-728-1575

WWW.MRSIGNBACK.COM MRSIGNBACK@GMAIL.COM YESWEAREREALTORS@GMAIL.COM PACKUP, MOVE IN

$192,500

BUY TODAY, RENT TOMORROW

$239,900

BOLD AND BEAUTIFUL!

$315,000

351 352 350 Home shows well. Quick closing available if This 2 bedroom, 2 bath home features an unobstructed view Well-Built brick raised bungalow with separate entrance to in-law suite. of Lake Ontario and the 1st hole of the private golf course. Plenty of up dates including new furnace, duct work, A/C unit and gas desired. Nice bungalow, good curb appeal. Full The Living room combines with the Dining room with a cozy hot water tank spring 2011. Very efficient with some new windows, basement is finished, bright and has 2 bedrooms, gas fireplace for cold winter nights. Both the family room and doors and electrical outlets. 200 amp service. 3 bedrooms upstairs rec-room, laundry and a 3 piece bath with stand-up 3 season Florida room overlooks the Lake and deck with and 2 down. Hardwood and ceramic tile flooring upstairs. Garden patio shower. Gas heat, central air. Appliances included. doors leading to new 16 x 20 foot deck and fully fenced yard. windows and 2 sliding doors spanning The South Walls.

4913_SHERWINS_2001 4913_SHERWINS_2002

SNOW WHITE & THE SEVERAL ROOMS

$335,000

QUIET AND QUAINT!

$349,900

353 354 Wow! Absolutely stunning location**Walk to Lake Simcoe & enjoy all season Desirable Pringle Creek area home on quiet court location. Front porch water activities** Very desired waterfront neighbourhood, close to all ameni- area to watch the kids play. Great pie shaped lot with fenced backyard and ties, School, Library, ‘Marina’ golf club & park. Just enjoy the natures. This is inground salt water pool (new liner in 2013 & salt water & flter). Private a great opportunity! Well maintained cozy home, backyard backing onto fields, oasis backyard with enclosed entertainment area and 2nd deck. Living/ kit has brkfst area & you can walk to deck, fin’d bsmnt w/additional bdrms & Dining and kitchen has been made into open concept. 3+1 bedrooms. Huge 4913_SHERWINS_2004 bathroom w/Jacuzzi enter from garage to the house. Laundry rm is on main flr. family room with gas fireplace. Much bigger home4913_SHERWINS_2005 than it apperas.

ECONOMIC & ELEGANT!

$349,900

355 Motivated sellers!!! Need to sell!!! Loc!! Loc!! Loc!!

Elegant semi at desirable loc!! Very well maintained family home!! Practical layout with all 3 good size bedrooms!! Huge kitchen with backsplash, B/I glass door pantry and W/O to yard!! Very neat and clean.

RENOVATED AND RENTABLE! 10 OUT OF 10, BUT UNDER 400 CONVENIENT AND AFFORDABLE! THIS SEMI DETACH, IS YOUR BEST MATCH $358,800

$364,900

356 Totally renovated!! Top to bottom!! 3 bdrms + 1 finished bsmt with sep. entrance!! Detached home!! New kitchen with granite counter tops, backsplash, S/S appliances!! Upgraded kitchen cabinets!! Totally new hardwood floors, oak staircase, new roof, new windows, new driveway, skylight, new furnace, newly renovated washrooms with high end vanities!! Thousands spent on renovation!! Freshly stucco!! Looks brand new!! Closets in all rooms!! Huge driveway!! And much more!!

357 358 Premium pie shape lot. Beautiful. Well maintained. Beautiful three bedroom bungalow with a two 3 bedroom semi-detached home with finished bedroom basement apartment. basement. Upgrd hardwood floor on main floor. Great home for a big family or two families.

Kitchen with ceramic floor, built/I dishwasher, B/I Large rec room with gas fireplace, microwave & walk out to beautiful deck. Entry from Huge backyard, home backs onto greenbelt, house to garage. Close 4913_SHERWINS_2008 to School, park.

4 parking spaces.

4913_SHERWINS_2009

$369,900

359 Beautiful well maintained all brick semi in a fantastic location! Up and coming James Potter/Williams area. Beautiful dark hardwood floors, thru main floor, dark cabinets in kitchen, fantastic appliances, large master bedroom with ensuite, 4 pc closet.

Other bedrooms are spacious too! Perfect for a small family or first time home buyers! Must see!

11281961_0414

$355,000

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TEAM Christie

SALES REPRESENTATIVE

“Yes, we are REALTORS.”

DIRECT: 416-845-9798

CHECK US OUT VIA:

DOUBLE! DOUBLE!

MODERN AND MAGNIFICENT

$389,000

$398,900

360 361 Ravine! Updated 4 bed/3 bath family home in sought-after neighbourhood steps Nearly new 2,000 sq ft, 4 bedroom executive home with from Park, Schools, Shopping, Theatres! Open conc. fam rm w/gas Fp & updated many upgrades in North Oshawa. Large corner lot, rear kitchen w/break, bar & W/O. Private backyard oasis with concrete deck, hot deck, stone steps, brick walkway, pot lights, covered tub, cabana, shed, Bbq hookup all overlooking forest! Hardwood on main level. front porch. Gleaming hardwood floors, granite counters, Newer carpet up. Master w/glass shower (11), soaker tub, W/I closet. Shingles family room with gas fireplaces, spa-like 5 pc ensuite, 2010; Windows 2009. CAC. Newly landscaped front & back.

Insulated garage.

4913_SHERWINS_2011 2 walk-in closets. 4913_SHERWINS_2012

ATTRACTIVE PLUS!

DETACHED AND DESIRABLE

HUGE HOME, SMALL BARGAIN!

$419,900

362 Fabulous location, fabulous 2820 sq ft home on beautifully landscaped premium lot with doll house shed. Growing family needed. Well maintained upgraded family sized kitchen with loads of cupboards, pantry, pot drawer, granite sink, open to lge family room with gas fireplace. Formal Liv/Din. with welcoming foyer. Check out the exceptionally lge. master with huge walkin and awesome closet organizer and have a spa day in your very own ensuite. Check it out.

FORGET MONEY! THIS IS ALWAYS SUNNY!

$479,900

$482,800

$485,000

363 This beautiful, all brick, 4 bedroom home is located in fabulous Olde Winchester, Brooklin. The soaring, two-storey foyer welcomes you into the open concept main floor with hardwood and Califronian shutters throughout. Separate Living and Dining rooms are spacious and perfect for entertaining guests while kids relax in the cozy family room with gas fireplace. The modern kitchen has tons of counter space, movable centre island and quality4913_SHERWINS_2014 stainless appliances.

364 Superb location, 2 minute walk to Yonge, mins to Upper Canada Mall/Go Train/Bus Stations/Viva/YRC/Schools/Costco/Movie Theaters etc. Modern renos. Make this bright house even brighter. $$$ spent in upgrades. Reno’d from top to bottom flooring (all 3 levels, 2011), 4 totally updated washrooms (2011), newer windows, roof 2007. Enlarged family room, 4 large bdrms. Totally finished bsmt w/3 pc washrm & very bdrm. Storage loft 4913_SHERWINS_2015 in garage. A/C (2012).

365 Spotless, generous size, sun filled home in family oriented & friendly neighbourhood. Deep lot, unique layout with warm welcoming foyer, spacious family rm w. fp, fresh designer colours paint, all new washrms (2012), upgraded broadloom, new byard deck (2013), furnace (2008), A/C (2011). Fantastic location! Private byard with fruit trees, fr. yard landscaped and cement walkway, large kitchen w/ spacious breakfast area, French doors, ceramic floors, newer windows.

PRICED FOR ANYONE, FIT FOR QUEEN TRIPLE, BUT FOR THE PRICE DOUBLE! $489,900

$574,900

$699,900

PAY A LITTLE, LIVE LARGE!

MANSION! FOR UNDER A MILLION

366 Exceptional detached decorated in beautiful neutral tones & filled w/quality upgrades, dbl door entry leads to a home adorned with hw/ood t/out. California shutters accent every window...Just stunning! Sep good size family room, gorgeous eat-in kit/brkfst area leads to patio concrete pad with gazebo like cover, nicely landscaped & fenced yard, backsplash, neutral counters/over the range hood vent, main floor laundry.

367 Custom built brick bungalow by Cornivelli on a premium 60 foot lot in The Heart of Brooklin. 3 car garage. An entertainer’s dream! Open concept family room/kitchen. Kitchen boasts solid maple cpbrds with pot drawers, overlooking the family room with a gas fireplace. Hardwood throughout most of main floor, pot lights in Living & Dining room. This is a home you 4913_SHERWINS_2018 won’t want to Miss...Close to Schools, Shopping.

368 Stunning Executive John Boddy Built Home! Rare 60’ ft lot with triple car garage, grand dbl door entrance leads to large foyer, hardwood flrs, gourmet kitchen w/pantry and granite C/Top, pot lights, formal Lr/Dr, large family rm w/gas fireplace, main flr laundry, oak circular stairs lead to master retreat featuring 5 pc ensuite, oval tub, spa shower, his/her w/in closet, finished bdmt w/additional bedrm, large 4913_SHERWINS_2019 rec room, close proximity to Schools, Shopping, Parks** Shows 10

369 Beautiful straight 3 car garage home in the most sought after area of Brampton. Could accommodate up to 9 cars on the drive way. Beautiful pie shaped extra extra deep lot with 108 feet across the back. Nicely landscaped, pattern concrete work around the house. Concrete and wooden deck at the back and side house is maintained like no other. 172 feet deep lot. See it to believe it! Call me today to book your personal viewing!!!!!!!!

$719,000

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2815 BATHURST STREET, TORONTO PH: 416-782-8882 FAX: 416-782-3329

Team Christie, YOU SELL HOUSES GOOD! Jan 25 - FEB 22, 2014 | Greater Toronto Area resale home & condo Guide

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8154436_0414 Jan 25 - FEB 22, 2014 | Greater Toronto Area resale home & condo Guide

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Phang Sales Representative

coldwell banker case realty ltd., brokeraGe

818-9821 (416) 751-6533 (416)

8145519_0414

Mary

Award Winner President Elite

mphang@trebnet.com | www.maryphang.com

specializing in first-time home buyers, 6 months interest free cashback

low down payment • bankruptcy / bad credit / self-employed discounted mortgage rates • new immigrant • 7% cash back Mccowan/lawrence 4 leVel backsPlIt Immaculate quality built oversized backsplit w/double garage! Surrounded by lovely home! 4 bedrooms, large room size, finished basement w/seperate entrance, 2 fireplaces, hardwood & ceramic floors, newer roof, newer furnace & windows, newer cedar deck, interlock brick driveway patio & more!!

Close to all amenities.

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renoVated detacHed bUnGalow Stunning & gorgeous! All brick 3+1 bedrooms, 2 full bath, double garage! Totally renovated!

Beautiful hardwood flrs, new kitchen with modern cabinets, backsplash & ceramic floor, 2 new bathrooms & separate entrance to newly renovated basement with lots of above grade large windows, tastefully fresh painted! Close to bus, school & shops.

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scarboroUGH stacked townHoUse Stunning large ground floor unit! 3 bedroom with private fenced patio, 2 level unit, beautifully renovated eat-in kitchen, updated 2 bedrooms, laminated flr, tastefully painted, lots of upgrades, in high demand location, walk to subway, close to school, daycare & shopping.

0414_DKA_0058

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scarboroUGH detacHed Beautiful newly updated 3+1 bedrooms! Modern eat-in kitchen w/oak cabinet & ceramic flr, master bedrm w/wak-out to large backyard surrounded by mature trees, gorgeous fireplace, pot light, seperate entrance to finished basement apartment w/ above grade windows!

0414_DKA_0057 Just move in & enjoy!

PrIMe scarboroUGH warden/lawrence Upgraded very well kept 3+2 bedrooms! Hardwood flr thru-out! Renovated kitchen w/ceramic flr & backsplash!

Seperate entrance to professional finished 2 bedrm basement apartment in excellent condition! Newer roof, windows & doors, facing south very bright, huge backyard 0414_DKA_0059 w/lovely treed garden.

11274393_0414

Mortgage with 0 down for employees Second mortgage up to 90% “ Self employed?

No Brokerage fees • MORTGAGE/REFINANCE with lowest interest rate guaranteed for across Ontario! I negotiate with over 45 lenders including banks to get the best rate for you!

• Fill Application on www.marymortgage.ca

Debt consolidation?

Buying investment property?

Newcomers to Canada?

Low credit?

Buying vacant lot to build a new house?

Mortgage renewal?”

We will make it happen!

Email:

marymortgage@live.ca Mortgage Advisor

*Some conditions apply

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diydecorating

fabulous FEATURE WALL We’ve teamed up with paint and wallpaper experts Farrow & Ball to give you an inspiring do-it-yourself feature wall for your condo!

BY SA R A DUCK

WHAT YOU’LL NEED BEFORE YOU START:

Detachable Scissors

by Henckels.$23.

Condor Wall Coating Brush

by Simms. $6.

KITCHENSTUFFPLUS.COM

RONA.CA

the 01 Measure the height and width of the steps wall you want to feature.

Cut drops of wallpaper to fit, leaving one to two cm. extra on either end.

03 Make sure the pattern matches up.

04 Paste the wallpaper and leave to soak for three to five minutes.

05 Hang the wallpaper and cut off the excess with a sharp blade.

02

Clear Wallpaper Adhesive

by Dynamic. $17.

RONA.CA

tip Paint the remaining walls

in the same colour as your feature wallpaper to create a harmonious look. Either select the same colour as the paper’s background, or choose a hue appearing in the pattern itself to achieve a great coordinated effect.

Jan 25 - FEB 22, 2014 | Greater Toronto Area resale home & condo Guide

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ISAAC PHILLIPS Sales Representative Independently Owned and Operated

905-774-7631 905-774-8144 in g

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SANDY BEACH!

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$309,900 Bungalow on Lake Erie, South Cayuga, 2 bedrooms, 3 season sunroom, hot tub, cedar lined propane sauna, appliances, most furnishings, electric boat ramp, and breakwall.

Call Isaac Phillips

WATERFRONT COTTAGE!

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HOBBY FARM!

PANORAMIC VISTAS!

UPDATED HOME!

0414_SHERWINS_1912

$375,000 One of a kind beach front overlooking lighthouse & Mohawk Island, walls of windows & walk out from both levels leads to numerous decks & balconies all with fantastic vistas. Impressive quality upgrades include granite counters, custom oak cabinets, trim, stairs, office cabinetry, heated ceramic floors, SS appliances, 2012 roof shingles & A/C. Dunnville. Call Isaac Phillips

0414_SHERWINS_1911

$288,500 Same caring owner for 30 years, many recent upgrades include 2013 roof shingles, 2013 oak floors in LR & FR & updates to bathrooms, oak kitchen, built in appliances, interlock patio/pool area, mature landscaped, great north end neighbourhood. Dunnville! Call Isaac Phillips

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$289,900 Dunnville, home on 7 acres, market garden soil, 5 bedrooms, large principal rooms, many updates completed, outbuidlings & driveshed. Call Isaac Phillips

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CHARACTER FILLED HOME!

$374,444 Olde world charm with many upgrades, 5+ bedrms, 2 baths, large principal rooms, fenced yard, interlock patio area, garage, seasonal views of Grand River, Cayuga. Call Isaac Phillips

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$269,900 Great lakefront one floor offers panoramic waterfront views from point of land. Natural gas heating plus wood-burning stove/stone FP, vaulted ceilings, big bright sunroom with wall of glass and walkout to lakeside deck, much of interior is natural finish wood, lot has mature trees and open space across street to north. Wainfleet. Call Isaac Phillips

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WEST MOUNTAIN!

$325,000 Immaculately maintained home in west mountain, original hardwood in most of main floor, oak kitchen cabinetry, bright living/ dining area, recroom in lower level w/wall to wall brick with gas fireplace, separate games room, most appliances included, gazebo, and carport. Shows 10+. Call Isaac Phillips

$419,000 Two cottages, 84’ of sandy beach, panoramic views of Pt Maitland Lighthouse, tastefully updated open concept cottages, many updates. Call Isaac Phillips

$598,222 Open concept w/designer decor, vaulted ceilings w/overlook, white kitchen w/granite counters, oak/porcelain & ceramic floors, family room w/o to 600 sq. ft. deck, stone water garden, Bunkie & “Generac” n. gas generator. Close to Freedom Oaks Golf Club - Dunnville. Call Isaac Phillips

$468,800 Former model home in Featherstone Estates enclave, 123’ frontage on Lakeshore Rd, open concept, vaulted ceilings, hardwood floors, all brick ext, recent furnace & A/C & roof.

Call Isaac Phillips

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OVERLOOKING ERIE!

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LAKE ERIE WATERFRONT!

0414_SHERWINS_1913

PANORAMIC VISTAS!

$519,900 Panoramic Lake Erie views from hilltop setting, separate gazebo, upgraded brick home, concrete patios, sunroom, bsmt walk up to lakeside, outdoor FP, extensive use of interior cedar, mature lot w/towering oak trees. Dunnville. Call Isaac Phillips

$545,000 A private 5.7 acre property of the edge of town picturesque setting, open concept custom home, vaulted ceilings, massive centre chimney, workshop, cabin plus barn w/stalls for horses, great for car hobbyist! Dunnville

$299,000 Near Freedom Oaks Golf Club, 2.79 acre lakefront with beach building lot, paved road, panoramic views - Dunnville. Call Isaac Phillips

SANDY BAY WATERFRONT!

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$488,500 To be built on 7 acre estate lot by “BMP Construction”, nearly 1900 sq. ft. of custom quality, featuring stone & vinly shake exterior cladding, open concept interior, covered screened porch off DR & MBedrm, triple garage, hardwood & ceramic floors, granite kitchen counters, maple or oak cabinets, close to Welland River. Call Isaac Phillips

0414_SHERWINS_1909

HOBBY FARM!

$362,000 Log home approx 1,800 sq. ft. plus finished recroom situated on 7.5 acres just minutes east of Dunnville, maple kitchen, 4+1 bedrooms, 2.5 baths, wrap around veranda, fenced paddocks, 60x30 outbuilding. Call Isaac Phillips

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Top 1% in Canada for royal lepage 18 years

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STATE REALTY BROKERAGE

www.isaacphillips.com

PARK-LIKE SETTING!

LAKEFRONT BUILDING LOT!

resale home & condo Guide Greater Toronto Area | Jan 25 - FEB 22, 2014

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IN THE MARKET FOR A

NEW HOUSE

OR A CONDO?

We think finding a home is a lot more than simply finding the right property.

That’s why we put you right in the middle of the search process.

Search your favorite neighbourhood

Find out about nearby services and amenities

Connect quickly with real estate agents to view properties

Visit the new real estate section on canpages.ca and start looking for that special place.

Powered by

10991919_0414

$5,997,500

$3,400,000

$2,750,000

SPECTACULAR DOULTON ESTATE!

TRULY SPECTACULAR ONE OF A KIND ARCHITECTURAL MASTERPIECE

SPECTACULAR 5+1 BDRM, 8 BATH APPROX 5,700 SQ FT “LORNE PARK” GEM!

Approx. 9,000 sq. ft. mansion, an architectural gem!

Indoor pool, theatre room, spectacular “Boffi” kitchen imported from Italy, Crestron automation, situated on approx 1.5 breathtaking acres!

Custom built 5 bdrm, 5 bath mansion boasting approx 6,700 sq ft of ultimate luxury living. Top of the line quality finishes, 10 ft ceilings on the main level, sensational living room with soaring ceilings to the upper level, seeing is believing.

Mature 89 x 338 ft deep lot, hardwood throughout, gorgeous “Neff” kit & baths, pot lights, gas fireplaces, bay windows, 2 master bdrms (Main floor & 2nd), I/G concrete pool, Marley roof, 2 CAC’s & furnaces, fully finished bsmt!

0414_SHERWINS_8001

0414_SHERWINS_8002

0414_SHERWINS_8003

$2,450,000

$2,325,000

$2,000,000

SPECTACULAR 4+1 BDRM, 8 BATH 6 FIREPLACE EXEC HOME BOASTING OVER 8,000 SQ FT OF LIVING SPACE!

SPECTACULAR 4 BDRM, 5 BATH NEWLY BUILT CUSTOM HOME IN SOUGHT AFTER “LORNE PARK”!

YOUR SEARCH STOPS HERE! “DIBLASIO” BUILT CUSTOMIZED HOME BACKING ONTO A RAVINE HAS EVERY IMAGINABLE BELL & WHISTLE!

0414_SHERWINS_8005

0414_SHERWINS_8006

Front facade has been redesigned by “David Small”, custom kit with granite, hardwood throughout, a grand master bdrm with a lounge area & w/o to a secluded deck, finished w/o bsmt is an entertainer’s delight!

0414_SHERWINS_8004

$1,780,000 STUNNING COMPLETELY RENOVATED MODERN CONTEMPORARY HOME SITUATED ON A RARE 100 X 319 FT LOT!

Custom imported hardwood flooring, modern updated eat-in kitchen, spectacular 24 ft cathedral ceiling in the living room, 3 fireplaces, 600 sq ft cedar deck, inground pool!

0414_SHERWINS_8007

$1,250,000

Superior quality finishes, hardwood, limestone and marble flooring throughout, finished w/o basement with a wlak-in wine cellar, situated on a premium sized yard, an architectural gem!

$1,600,000 INCREDIBLE OPPORTUNITY IN EAST MINEOLA

Renovated or build your own dream home, huge 130 x 198 ft mature lot, possibility to sever the lot exists, inground pool, surrounded by gorgeous multi million $$$ proeprties.

Do not miss out on this once in a lifetime opportunity.

0414_SHERWINS_8008

$1,149,000

GORGEOUS NEWLY BUILT EXEC HOME WHICH BOASTS THE BEST IN QUALITY FINISHES!

FABULOUS 4 BDRM, 4 BATH LORNE PARK GEM!

It features a stunning eat-in kit with granite countertops, hardwood flooring throughout, a spectacular finished walk up bsmt with high ceilings & boasts stunning ensuite baths!

Spacious principal room, modern eat-in kitchen with S/S appliances, 2 fireplaces, a large finished basement + a spacious master bdrm with an updated bath!

Fabulous matured private treed lot!

0414_SHERWINS_8010

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Over $850K in upgs + 600K invested in the yard alone which incls a Solda Gunite pool & outdoor B/I BBQ, fire pit, hot tub, waterfall, basketball/multisport court, finished W/O basement!

$1,299,000 STUNNING COMPLETELY RENOVATED 4+1 BDRM, 4 BATH LORNE PARK EXEC HOME A SPECTACULAR 60 X 300 FT DEEP MATURE LOT!

Hardwood on both levels, modern kit with limestone flooring, French doors, skylight, crown moulding, whirlpool tub, finished W/O bsmt with a rec room, bdrm, bath & office!

0414_SHERWINS_8009

$860,000 GORGEOUS 4+2 BDRM, 4 BATH “DI” BLASIO” BUILT HOME THAT BOASTS APPROX 150K IN UPGS.

2,920 sq ft, newer upg kit with granite counters, hardwood on the main level, spacious bdrms, prof finished bsmt with a large rec area, 2 bdrms + a fabulous washroom spa with body jets, $$$$ spent in landscaping, interlocking stone, dynasty spa hot tub for six. 0414_SHERWINS_8012