GTA Resale Home & Condo - 02 Nov., 2013

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Nov 2 - Dec 7, 2013

Greater Toronto Area Edition

ESSENTIAL STEPS FOR

buying your first home

ON ANY DEVICE

ResaleHomeAndCondoGuide.ca

Your Guide to Real Estate in the GTA Region

PLUS

MARKET UPDATES

from the Toronto Real Estate Board

inspecting the inspector DO YOUR DUE DILIGENCE

RH GTA Cover_11_02_13.indd 1

10/29/13 3:41 PM

VESS

REALTY INC., BROKERAGE

Vess Ivanov

Broker of Record Over 17 Years Experience

VR

416-385-9768 Office 416-578-0353 Direct

OVER 700 HOMES SOLD

WE SELL HOMES IN: TORONTO, DURHAM, PEEL, HALTON, YORK & SIMCOE RE REGIONS

WWW.POWEROFSALELISTINGS.COM $115,000

$232,000

$259,900

POWER OF SALE! MUST BE SOLD

LUXURY 2 BED AND 2 BATH CONDO! CALL TODAY!

GREAT LOCATION! 2 BED AND 2 BATHS CONDO! CALL NOW!

Wow! Pay less than rent for this nice 2 bedroom and finished basement home! Move in 2 weeks!

Call to view in today!

4013_BSONG_1001

Wow! Great 2 bed and 2 baths condo! One locker and one parking spot included! Great price! See it today!

4013_BSONG_1002

Live in this beautiful 2 bedroom and 2 baths condo!

Close to best shops, restaurant, TTC. Call to view it before it is sold!

4013_BSONG_1003

$289,900

$304,900

$315,000

NICE BUNGALOW WITH BASEMENT APARTMENT!

WOW! WHAT A GREAT HOME!

MOVE IN IMMEDIATELY! CALL TODAY!

Wow! Live upstairs and rent the basement, move in this great detached 3 bed + 2 bath bungalow.

Finished basement apartment with separate 4013_BSONG_1004 entrance. Call to view it today!

Great detached 2 story, 3+1 bed and 3 baths home!

Double car garage! Call to view it today!

Wow! Approx 2500 sq ft detached. 4 bed in all and 4 baths home! Family room! Price reduced! Call today!

4013_BSONG_1005

4013_BSONG_1006

$330,000

$348,888

$369,900

MOVING UP! TRY THIS HOME! CALL NOW!

MOVE UP TO 4 BEDROOM HOME! CALL NOW!

UPGRADE HERE AND ENJOY! CALL NOW!

Moving up to a bigger and newer home! Try this nice detached 2 story. 3 bed and 4 baths home!

Finished basement! Call toview it today!

Move up to a newer and bigger home! Try this great detached 2 storey. 4 bed and 3 baths home!

Family room! Double car garage! Call today.

4013_BSONG_1007

4013_BSONG_1008

Wow! Upgrade to this nice detached 2 storey 4 bed and 3 baths home! Family room! Double car garage! Call toview it now! Upgrade here and enjoy! Call now!

4013_BSONG_1009

WWW.POWEROFSALELISTINGS.COM

Obie Mujawaz

COMPLIMENTARY SERVICES

MBA, CMA Sales Representative 4413_SHERWINS_0002

4413_SHERWINS_0003

4413_SHERWINS_0004

4413_SHERWINS_0001

+ Lots More

THE HOME OF YOUR DREAMS - 4+1 Bd | 5 Bath | Bright & spacious family home - Breathtaking backyard with large double tier deck - Over 3000sq ft flr plan, stainless steel appliances

DETACHED IN LORNE PARK - 3 Bd | 3 Bath | Thousands spent on upgrades - Fantastic layout with large principal rooms - Minutes to GO Station, Shops, QEW and Schools

EXCLUSIVE HOME IN SHERWOOD FORREST - 3 Bd | 3 Bath | Rare raised bungalow - Huge family size kitchen with large breakfast area - Finished basement with good ceiling height

$1,050,000

4413_SHERWINS_0008

$699,900

4413_SHERWINS_0007

$754,900

4413_SHERWINS_0006

$819,900

4413_SHERWINS_0005

SPECTACULAR ONE OF A KIND - 5+1 Bd | 4 Bath | Quiet Court of Sherwood Forrest - Open concept family room, cathedral ceilings - Huge kitchen, pot lighting & Florida ceiling

BREATHTAKING WESTERN EXPOSURE HOME - 4 Bd | 3 Bath | 19 x 34 kidney shaped inground pool - Walking distance to downtown Mississauga - Excellent layout with spacious principal rooms

RENOVATED FROM TOP TO BOTTOM - 4 + 1 Bd | 5 Bath | Located on a Child Safe Court - Family size kitchen, stainless steel appliances - Professionally finished basement

FANTASTIC RAISED BUNGALOW - 4 + 1 Bd | 3 Bath | Sitting on 50 x 150 ft lot - Separate entrance to a finished basement - Huge deck backing onto Dellwood Park

FANTASTIC DERRY HEIGHTS HOME - 4 Bd | 4 Bath | 9 ft ceilings on main level - Stunning open concept design, hardwood floors - Finished basement with separate side entrance

$449,900 THE BEST VIEW IN THE CITY - 2 Bd | 2 Bath | High floor unit - Stainless steel, granite counter top - A breath taking 270 degree view of the city

$2,400 A TRUE MUST SEE - 3 Bd | 3 Bath | Detached home, 2447 sq ft - 11’ ceilings on main level, oversized bedrooms - Open concept, modern finishings, upgrades galore

MARKET NEWS Market is going very well.

It’s a great time to sell your home.

Call us for a free evaluation.

Prepare For Tomorrow, By Talking To Us Today.

4413_SHERWINS_0012

$649,900

4413_SHERWINS_0011

$649,900

4413_SHERWINS_0010

$649,900

4413_SHERWINS_0009

$699,900

$1,700 STUNNING CORNER SUITE - 2 Bd | 2 Bath | Pristine laminate floors - Elegant kitchen with granite countertops - State of Art facilities in a desirable location

$1,400 LUXURY CONDO ‘THE CAPRI’ - 1 Bd | 1 Bath | Open concept living/dining area - 9 ft ceilings, marble entry flooring, great layout - All custom blinds | Steps Public transit & shopping

TESTIMONIAL “Thank you for doing a great job in helping us purchase our first home. It was great to know that you were always willing to help.

You are trustworthy and very professional.

You are the best!”

“If it wasn’t for Obie, we would not have found our dream home!! From the start, he took the time to discuss our needs, give the right advice and answer all questions. Thanks to his negotiation skills and keen eye for details, we bought our dream home!!!”

Joanna & Pawel - First Time Buyer

Iman & Bassem - Growing Family

11277822_4413

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/****JOIN ME ON FACEBOOK****\ WWW.FACEBOOK.COM/RAZISELLS WWW.FACEBOOK.COM/PEGASUSLENDING

I specialize in mortgage cases for: Century 21 Masters Emerald Award 2012

647.887.2587 office 416.291.0929

direct website

www.razi.ca

email

Over 8 Years of Experience

info@razi.ca

✓ Self Employed Individuals ✓ Bad Credit/Low Credit situations ✓ No Income/Cash Income issues ✓ Bankruptcy/Consumer Proposal history ✓ Mortgage Renewals/Refinance ✓ Debt Consolidation ✓ New Immigrant Programs

MORTGAGE RATES

Consolidate your Debt! Call me!

Before Creditor Balance Mortgage $185,000 Line of Credit $10,000 Bank Loan $25,000 Credit Cards $50,000 Total Debt $270,000

Payment $973.02 $300.00 $505.35 $1,500.00 $3,278.37

Creditor Mortgage Line of Credit Bank Loan Credit Cards Total Debt

After Balance $275,400 $ $ $ $275,400

Payment $1,148.35 $ $ $ $1,148.35

YOUR MONTHLY SAVINGS $2,130.02 This example is for illustration purposes only and it was based on the several assumptions not listed here.

TERM

POSTED

MY RATES*

1 YEAR

3.20%

2.99%

2 YEAR

3.55%

2.79%

3 YEAR

3.95%

3.09%

4 YEAR

4.64%

5 YEAR VARIABLE RATE HOME EQUITY LINE OF CREDIT

5.24%

3.39% 3.49% 2.60% 3.50% 3.00%

PR I M E R AT E

YONGE ST/YORKMILLS! 83.79 FT WIDE LOT!

AVENUE/WILSON! ~5000 SQ FT!

BAYVIEW/SHEPPARD! WILLOWDALE MANOR!

1

1

1

Located in the heart of the Cricket Club this 5000 sqft of custom space has no detail spared. It has 4+1 bed & 7 washrooms. Open floor concept w/oak hardwood, coffered ceilings, crown mouldings, gourmet kitchen w/butlers pantry, wine cellar, heated floors, sauna, stone fireplace & more. Explore never ending luxury! Call me for a private viewing.

4013_DKA_0015

Elegant, sleek, stylish! Over 6600 sqft of space. This luxury custom home offers 5+1 bed & 8 washrooms. It offers a media room, sauna, exercise room, skylights, vaulted ceilings, nanny’s suite, wine room & coolers, radiant floor heating, elevator & so much more to indulge in! Call me for a private viewing!

4013_DKA_0016

Prime Bayview/Sheppard location! This home offers 4800 sqft of space with 5+4 large bedrooms & 10 washrooms, finished walkout basement, hardwood & marble floors, skylights, oak staircase, triple garage with circular driveway & so much more!

Call me for a private viewing!

4013_DKA_0017

SCARBOROUGH ROUGE! FAMILY NEIGHBOURHOOD!

SCARBOROUGH ROUGE! CORNER LOT!

MARKHAM/LAWRENCE! RENOVATED 3+2 BED!

1

1

1 Sunny South facing lot! Backs on to a Ravine & Golf Course. It’s a fully updated Scarborough bungalow w/3+2 bed & 2 wash. Maple kitchen cabinets w/granite countertop, cherry hardwood throughout, new furnace, new roof, new A/C & more. Mins walk to TTC, shopping, schools & other amenities. Won’t last long! Call me for a private viewing! 4013_DKA_0020

USA INVESTMENT  PHOENIX, ARIZONA!

USA INVESTMENT  PHOENIX, ARIZONA!

CHEAPER THAN RENT! MORNINGSIDE/401!

$7 5, 0

$7 5, 0

00

$1 AS 44 KIN ,9 G 00

Pride of ownership! A detached 4 bed & 4 wash home built on a premium corner lot w/wraparound porch. It offers hardwood flooring throughout, finished bsmnt w/kitchen, open concept design, large bright windows all around & more. Mins walk to TTC, shopping, schools & other amenities.

A MUST See! Call me for a private viewing!

4013_DKA_0019

00

A rare find! This detached 4 bed & 5 wash home offers an excellent layout & built on a premium 41x148 ft lot. It offers 2700 sqft of space 9 ft ceilings, w/out to garage, main floor laundry, bsmt finished w/kitchen & wash. Perfect for a growing family, mins to U of T Scarb, to TTC, shopping & a gem to see. Call me for a private viewing!

4013_DKA_0018

1 • Want to Invest in USA? • Buy with 35% down payment • Call about my “Canadian USA Investors Program”

• $75,000 ONLY • 1627 Sq Ft, Detached, 4 Bed and 2 Wash • Double Garage Bungalow

8154278_4413

REAL ESTATE BROKER & MORTGAGE BROKER

1 • Want to Invest in USA? • Buy with 35% down payment • Call about my “Canadian USA Investors Program”

• $75,000 ONLY • 1100 Sq Ft, Detached, 4 Bed and 2 Wash • Double Garage Bungalow

4013_DKA_0021

1 Why rent? Buying is cheaper! A ~1250 sq ft 3 Bedroom townhouse & 2 full washrooms with underground parking, a courtyard, swimming pool, security system.

Mortgage $688/month – Fees $455/Month – Total $1143/month

4013_DKA_0022

4013_DKA_0023

CENTURY 21 REGAL REALTY INC., BROKERAGE

INDEPENDENTLY OWNED & OPERATED

New Beginnings. Lasting Memories®

2

Century 21 Masters Emerald Award 2012

Century 21 Masters Emerald Award 2011

Century 21 Masters Silver Award 2010

Century 21 Masters Silver Award 2009

FSCO LIC# M08009115 | BROKERAGE LIC# 11479 resale home & condo Guide Greater Toronto Area | NOV 02 - DEC 07, 2013

ResaleGTA_4413.indd 2

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11270507_4413

Mike Mooney Sales Representative

Direct:

416.707.0073 416.443.0300

Signature Realty, Brokerage Independently Owned and Operated

w w w. m i k e m o o n e y. c a

The only source of knowledge is experience - Albert Einstein

4413_DKA_0030

PERFECT CORNER UNIT! $237,000!!

Luxury Tridel 1400 + sq. ft.! This 2 bdrm., 2 bath unit is bright & spacious! Open concept Living/Dining with w/o to balcony! Seperate family room with w/o to another balcony! Ensuite bath off mstr bdrm! Great rec facilities!!

4413_DKA_0033

TONS OF CHARM & CHARACTER! $184,500!!

Fantastic 2 1/2 stry, 4 bdrm, 2 full baths, loads of wood trim & hardwood floors! Finished loft area with 2 bedrooms! A legal duplex with excellent income potential!

4413_DKA_0036

THIS IS A WOW! $232,500!!

This detached brick 3+1 bdrm is totally renovated!

Truly a must see this stunner has 3 washrooms! Eat-in kitchen! Formal window bright Living area! Full rec rm w/seperate entrance! Great area to Live & close to all amenities +++!!

4413_DKA_0039

PREMIUM PIE-SHAPED LOT! $310,000!!

Stunning 3 bdrm, 3 bath home! Eat-in kitchen! Brkfast room has W/O to deck! Awesome open concept great room! Main flr laundry! Master bedroom has a W/I closet & ensuite bath with soaker tub & seperate shower! Great curb appeal & more!!

4413_DKA_0031

AWESOME 3 BDRM ON SHEPPARD!! $179,000!!

Excellent location! Stuning South West views of Toronto! Bright 3 bdrm corner unit! Open concept Living/dining rms! Sunken Living room has w/o to balcony! Ensuite bath off master bdrm, wood floors thru-out! Freshly painted! Steps to mall, shopping, restaurants, T.T.C.!!

4413_DKA_0034

A TERRIFIC FAMILY HOME! $284,900!!

Detached, brick, 3 bdrm in all! 2 baths! Custom kitchen with granite counters! Open concept Living/ dining! Hardwood flrs thru-out! Dining rm has w/o to professionally landscaped backyard! Easy to convert rec room to in-law apartment! Massive detached double garage! Better be quick!!

4413_DKA_0037

POWER OF SALE! $308,900!!

Detached! Brick! Bungalow! 3+1 Bedrooms! 2 full baths! Quiet court location in a great neighbourhood!

Attached garage & more!!

4413_DKA_0032

APPROX 1400 SQ FT OF LUXURY! $229,990!!

Newly painted & renovated! This 2+1 bdrm., 2 bath unit is bright & spacious! Living room has w/o to balcony! Ensuite off mstr bdrm! Great views from the solarium! 24 hour concierge! Excelent facilities!

Demand area+++!!

4413_DKA_0035

THIS BUNGALOW SHINES! $309,900!!

Totally renovated! All new windows & doors! Repainted top to bottom! Roof 5 yrs old! Brand new stylish kitchen! Open concept Living area! Finished rec room with seperate entrance! 2nd kitchen downstairs!

Walking distance to public & catholic schools! 3+1 good sized bedrooms! Fireplace in rec room+++!!

4413_DKA_0038

ALL BRICK BEAUTY! $329,900!!

Great detached 3+1 bedroom! 4 Washrooms! Open concept Living/Dining with hardwood floors! Eat-in kitchen with centre island! W/O from kitchen to patio! Main flr family room w/hrdwd flrs! Main flr laundry with garage access! Huge master bdrm with ensuite & soaker tub! Finished basement with bedroom & bright rec room! Gas hook up for BBQ! Attached double garage +++!!

4413_DKA_0040

UPDATED 4 LEVEL BACKSPLIT! $285,900!!

This bright & spacious home features 4 bdrms & 2 full washrooms!

Formal Living rm with fireplace & hrdwd flrs! Dining rm is formal with hrdwd flrs as well! Eat-in family kitchen with W/O! All 4 bedrooms have great closet space! Finished lower level with rec room & office! Newer furnace & A/C! Roof 2012! New windows 2011! Steps to Schools and right on bus route!!

“Successfully Negotiating for Buyers & Sellers for 23 Years!”

NOV 02 - DEC 07, 2013 | Greater Toronto Area resale home & condo Guide

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Get Expert Advice Scan to Download

Scan to Download

iPhone App

iPad App

For more listings in GTA download Free apps or visit:

SoltanHomes.com Direct: 416.268.5353

1885 Wilson Ave., Toronto, ON M9M 1A2 Home Finder, Ali Zamani

Toll Free: 1.888.915.5050 Fax: 416.743.2031

EXCELLENT BUSINESS OPPORTUNITY

Location!

Location!

Fabulous 4+1 bedroom & 6 washroom in high demand area.

Close to all amenities & Hwy 400. Call Ali.

$69,000

$668,000

TORONTO

4413_DKA_1_0182

CUSTOM BUILT HOME, ONLY 6-YR NEW!

VAUGHAN

PERFECT MULTIPLE-USE PROPERTY 2 huge retail spaces on main flr + 2500 sf basement. Perfect opportunity for investors or user. Call Ali

$639,000

$1,149,900

4413_DKA_1_0179

2 BEDROOM, 938 SF

TORONTO

COMPLETELY RE-DONE HOME ON 50’ X 130’ LOT Wonderful 4 bedroom home with brand new 2nd flr.

Top quality materials & workmanship thru’out. Call Ali.

$337,000

$1,099,999

4413_DKA_1_0181

TORONTO

Fabulous semi on 30’ wide lot! 9’ ceiling, new laminate flrs, staircase + iron pickets, upgraded kit, etc.

Call Ali.

$1,499,900 4413_DKA_1_0175

4413_DKA_1_0177

4+1 BEDROOM 4 WASHROOM

Outstanding, brand new home in spectacular area with full Tarion Warranty. Call Ali for more info.

4

4413_DKA_1_0176

High demand Barclay Terrace open concept O/L Etobicoke Creek & Kingsway Park.

Gorgeous City views.

Near Islington Subway. Call Ali.

DETACHED ON 50 X 165’ PREMIUM LOT

TORONTO

4413_DKA_1_0178

Backing onto Century Pines Golf Course!

Huge bedrooms, open concept, big windows, very bright with excellent view!

Call Ali.

HAMILTON

TORONTO

GORGEOUS HOME, SHOWS LIKE A MODEL!

Prime location! Family oriented neighbourhood. Busy mall, lots of traffic. Turn key established business.

Call Ali for details.

$514,900 BRAMPTON

4413_DKA_1_0180

resale home & condo Guide Greater Toronto Area | NOV 02 - DEC 07, 2013

ResaleGTA_4413.indd 4

10/30/13 5:35:56 PM

Paula

Ellis

SALES REPRESENTATIVE

416.383.1828 DIRECT 416.464.7968

24 HOUR

HOMELIFE /VISION REALTY INC., BROKERAGE Independently Owned and Operated

E

DON MILLS

EAST LIBERTY

SIV

Brand new 1 bedroom plus den, in trendy Liberty Village! Den has closet, could use as 2nd bedroom, top of line appliances, fireplace, great view of court yard & Lake, parking & locker. Don’t miss this one.

4413_DKA_0001

E

Townhome! Coownership complex.

Great location. Some updates, 2 bedroom, finished basement, parking, steps to Fairview Mall & Sheppard Subway. A must see, priced at $268,000.

BATHURST

Call Paula Ellis @ 416-464-7968

FORT YORK

Water Park condo. 2+ den, 2 4 pc baths, approx 850 sq ft, South East exposure, parking, stainless steel appliances, priced @ $409,900.

Call Paula Ellis @ 416-464-7968

FLEET STREET

Stunning panoramic view of CN Tower, City and Lake! This 2 bedroom, owned parking, world class amenities, 24 hr concierge, indoor pool, sauna, gym, roof top garden, steps to water front, (Fenced DOG Park.) Asking $415,000.

Call Paula Ellis @ 416-464-7968

11270510_4413

Condo 3 bedroom corner unit & solarium. New kit cabinets, 2 baths, approx 1400 sq ft. Parking underground, priced to sell @ $329,900.

4413_DKA_0004

Call Paula Ellis @ 416-464-7968

4413_DKA_0003

Call Paula Ellis @ 416-464-7968

4413_DKA_0005

LU XC

Dominion Lending Centres Funds Corp. Independently Owned and Operated. FSCO # 10309

BASIL ELLIS Mortgage Agent 416-939-6031

basil.ellis@dominionlending.ca

For Fast Mortgage Approvals visit www.basil-ellis.ca

(On Approved Credit)

NOV 02 - DEC 07, 2013 | Greater Toronto Area resale home & condo Guide

ResaleGTA_4413.indd 5

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100% FINANCING AVAILABLE! RATES AS LOW AS 2.75%. ACT NOW!

OFF. 905-268-1000

Shahida

Mohammed

416-277-3552

SALES REPRESENTATIVE

Servicing you with Respect & Integrity. Buy and Sell with Confidence. $209,000

1+1

$214,900

$214,900

2

2

2

11271954_4413

1

3

HURONTARIO/HILLCREST

HWY 10 & QUEENSWAY

CENTRAL PARKWAY/RATHBURN

Elegant & beautiful Tridel Emerald Gate. Rare high floor unit with unobstructed East view.

An open concept layout. Upgraded kitchen, updated bathroom and freshly painted.

Prime location. Ready to move in renovated kitchen, bathroom, fresh paint.

4413_SHERWINS_0061

4413_SHERWINS_0062

$224,800

1

$225,000

1

2+1

4413_SHERWINS_0063

$259,000

1+1

2

1

HURONTARIO/EGLINTON

HURONTARIO/EGLINTON

LIVING ARTS/BURNHAMTHORPE

Private panoramic Ravine/City views. Over $25,000 of high end renovations (May 2013). New stainless steel appliances.

High floor condo in The Heart of Mississauga with 3 parking spots and low maintenance fee.

Tridel luxury condo, City view facing Libary & Civic Centre.

4413_SHERWINS_0064

$968,000

4

$1,199,990

4

MISSISSAUGA RD AND QUEEN

Welcome to one of the finest homes in The Estate of Credit Ridge. This gorgeous Cambridge model 4235 sf built by Eden 4413_SHERWINS_0067 Oak.

4413_SHERWINS_0066

4413_SHERWINS_0065

4+1

$1,329,000

4+1

6

CREDITVIEW/QUEEN

The Estates of Credit Ridge ‘cachet Estate Home’ Windsor model.

SELLING?

Call for a free home evaluation

5

QUEEN/MISSISSAUGA

The Estates of Credit Ridge ‘cachet Estate Homes. Absolutel showstopper on a premium corner lot.

4413_SHERWINS_0068

4413_SHERWINS_0069

BUYING?

Call for a free first time home buyers package

www.homes-condos4sale.com 6

resale home & condo Guide Greater Toronto Area | NOV 02 - DEC 07, 2013

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LEANNA LEKSIKOVA 11270623_4413

GROUP

Broker

ÂŽ

SUTTON GROUP WEST Inc. Brokerage

Featured Realtor

Independently Owned and Operated

416.236.6000 w w w. g t a h o m e s h o p . c o m

LEASE TO OWN

French chateau inspired executive home located in the most desirable area of the city. This residence is backing on to the ravine and Bridle Path estates.

Laying on the more than a half an acre lot at the end of the quiet cul-de-sac. This home features lavishing finishes and unparalleled quality. Indoor salt water pool, elevator, butler’s suite, home theatre and many others are features of this glamorous home.

4413_RB2_1_0040

$559,000

$389,000

$339,000 4413_SHERWINS_1252

4413_SHERWINS_1253

4413_SHERWINS_1_1251

Picture perfect Cape Cod style 3 bedroom home, renovated from top of bottom with never lived in brand new basement apartment. Lies on the oversized 120 ft. frontage lot with many potential possiblities. Steps to downtown and all its amenities.

Excellent Townhouse backing on to ravine and Park, Schools and Shopping are just around the corner. Close to Hwys, best location in Richmond Hill. Townhouse features wood floors through out, large eat in kitchen with stainless steel appliances, 3 bedrooms and 2 bath, a lot of storage space and large windows providing tons of natural light.

Sold out model on World on Yonge. Large 1 bedroom layout with breathtaking views from a high floor & floor to ceiling windows. One of the best locations in the city. No double land transfer tax. Too many upgrades and luxury finishes by the builder and additional upgrades purchased by the seller. Move in date in April 2014. Buy it now at the discounted price before it goes on MLS. Great investment or end user purchase. Future subway is coming. Complex is within minutes to Seneca College and York University.

$429,000

$171,000

$339,000

STEPS TO DOWNTOWN

GORGEOUS TOWN HOME

ASSIGNMENT DEAL

4413_SHERWINS_1254

4413_SHERWINS_1255

4413_SHERWINS_1256

Detached 4 bedroom home with a 2 bedroom basement apartment with separate entrance for your extended family or extra income. Great location being close to Finch, walking distance to TTC and schools. Features updated kitchen and flooring, double driveway and much more.

Fantastic value for this 1+ den (can be used as a second bedroom/unit). Close to shopping, transportation and Hwys. Very low maintenance fees and property tax.

3 for 1 special, restaurant, 3 bedroom apartment with commercial place for sale, for one incredibly low price.

Current owner occupied but can be very profitable for an end user or investor.

$124,900

$465,000

STEPS TO FINCH

JUST A FEW YEARS OLD

$479,900 4413_SHERWINS_2_1256

Unbelievable deal for this just a few years old home that features 4 bedrooms, large eat-in kitchen, hardwood floors, large basement. Close to transportation, shopping, schools and other amenities.

FREE

POWER OF SALE

4413_SHERWINS_1259

4413_SHERWINS_1257

Around 1,400 sqft 3 bedroom plus den (can be used as a 4th bedroom). 2 parking spots this corner unit has it all.

Great facilities in the building, including gym, sauna and party room.

STEPS TO SHEPPARD

INVESTMENT POTENTIAL

GREAT POTENTIAL

Currently fully tenanted with rental income of $4,100 per month. Property is close to Eglinton subway, schools, shopping and much more.

MARKET EVALUATION NOV 02 - DEC 07, 2013 | Greater Toronto Area resale home & condo Guide

ResaleGTA_4413.indd 7

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Your Full Time Broker –

and

for you, my client. Call now.

Tom Coleman

, B. COMM

®

PERCY FULTON LTD.

BROKER

416.543.8099

BROKERAGE. INDEPENDENTLY OWNED & OPERATED

416.298.8200

TOM@TOMCOLEMAN.CA ✓ POWER OF SALES, FORECLOSURES & DISTRESS PROPERTIES

BUYERS: Save Thousands$$$ with Tom!!

Enjoy Buyer Rebates*

✓ BELOW MARKET FIXER-UPPERS & RENTALS ✓ LOWEST POSSIBLE RATES ARRANGED ✓ ZERO DOWN

SELLERS: Flexible Commission Structure* Save! Save! Save!

✓ RENT TO OWN ✓ CREATIVE FINANCING OPTIONS

FIVE STAR SERVICE GUARANTEED OSSINGTON/BLOOR POSSIBLE DUPLEX LOW 600’S

CARLTON/JARVIS

ISLINGTON/401 TRIPLEX!

$249,900

Detached in Prime area.

Walk to all amenities.

Call Tom 416-543-8099

$500’S

Studio w/parking & locker included.

Only $240/mth Low maintenance fee!

Call Tom 416-543-8099

4013_DKA_0192

4013_DKA_0191

EXCELLENT INCOME

6 Bedroom! Good investment opportunity!

Live in & rent out for $$$ income!

Call Tom 416-543-8099 4013_DKA_0193

LESLIE/SHEPPARD DON VALLEY VILLAGE YONGE/CUMMER 2+1 CORNER PH $249,000

3+3 bedroom oversized raised bungalow w/3 separate entrance! Steps to TTC, 401, shopping, schools & more!

Call Tom 416-543-8099 4013_DKA_0194

VICTORIA PARK/LAWRENCE

1 of 3 bungalow to choose from - All with incomes from lower levels: $800/$925/$1200.

Fantastic opportunity! Call Tom 416-543-8099.

4013_DKA_1_0163

Huge backsplit w/4+2 bedroom, 4 washrm & many walkouts!

Call Tom 416-543-8099

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8

resale home & condo Guide Greater Toronto Area | NOV 02 - DEC 07, 2013

ResaleGTA_4413.indd 8

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c all joel for your home finding & financing needs NOV 02 - DEC 07, 2013 | Greater Toronto Area resale home & condo Guide

ResaleGTA_4413.indd 9

9

10/30/13 5:36:01 PM

Nov 2 – 16, 2013

www.resalehomesandcondos.ca #500-401 The West Mall Etobicoke, ON M9C 5J5 T. 416.784.5060 Toll-free 1.877.269.8257 f. 416.789.9705 e. resalehomes@wall2wallmedia.com

46 11 Editor’s NotE

Vice-PresidenT, Wall2Wall Media

Jacqueline Hill

18 LEgaLLy spEakiNg Essential steps for buying your first home

ediTor-in-chief / direcTor of conTenT

by Jayson schwarz

Susan Legge

20 Hot topic What’s lurking behind the walls of your dream home?

28 trEb taLk Charitable contributions that build a better community by dianne usher

direcTor of sales, naTional

Josh Heppner ediTor

Lydia McNutt

29 styLE FiLE Mirror, mirror

conTribuTing ediTors

by elisa Krovblit

30 Hot topic Inspecting the inspector: Do your due diligence when hiring a “pro”

Sara Duck Wayne Karl Elisa Krovblit

by bruce Mcclure senior sales Manager

34 MoNEy MattErs Coming clean

Larry Gregoris

by gail Vaz-oxlade

Media consulTanTs

Daphne Kua Scott Sherwin Bruce Song Jessica Wilson

46 your HoME Home inspections: Essential and elementary info

by Yan gurevich

63 HoMEbuyErs’ HELp Signs that you have outgrown your house 64 iNsidEr advicE Ten deadly mistakes buyers make, and how to avoid them

by Marnie bennett

69 HoMEbuyErs’ HELp Packing tips to make your move a little easier 70 tHE MortgagE MiNutE Not all lines of credit are created equal

senior ProducTion Manager

Bala Gnanapandithan

by Peter Kinch

ProducTion Manager

Nikki Yarwood

72 advErtisEr iNdEx

graPhic designers

Viosa Barileva Mike Terentiev

76 HoMEbuyErs’ HELp Changing your address 77 iN tHE NEws Canada emerges from “the housing market correction no one noticed”

62 York/simcoe

66 durham region

market commentary

market commentary

market commentary

market commentary

EtobiCokE toRoNto SCARboRough

halton

York Region

PiCkERiNg AjAx WhitbY oShAWA CLARiNgtoN uxbRidgE SCugog bRoCk

12 city of Toronto 56 halton/Peel oAkviLLE MiLtoN buRLiNgtoN hALtoN hiLLS

Peel MiSSiSSAugA bRAMPtoN CALEdoN oRANgEviLLE

Central EtobiCokE

10

sales coordinaTor

Jennifer Mardini Nobia Bhatti (on leave)

MARkhAM RiChMoNd hiLL vAughAN AuRoRA NEWMARkEt kiNg WhitChuRCh-StouFFviLLE EASt gWiLLiMbuRY gEoRgiNA

Simcoe County bRAdFoRd-WESt gWiLLiMbuRY NEW tECuMSEth AdjALA toSoRoNtio RuRAL AdjALA toSoRoNtio ESSA iNNiSFiL

advErtisiNg Call 416.626.4200 for advertising rates and information. circuLatioN Free distribution in box and retail rack network 4518+. copyrigHt 2013 All rights reserved by Wall2Wall Media. Reproduction in any form is prohibited. Contents of this publication are covered by copyright and offenders will be prosecuted under the law. tErMs Call 416.784.5060 for advertising rates and information. Advertisers, Editorial and Wall2Wall Media are not responsible for typographical errors, mistakes or misprints.

All prices are correct as of press time and are subject to change without notice. E. & o. E. EditoriaL Submissions from interested parties will be considered. Please submit to Susan.Legge@wall2wallmedia.ca. views/data expressed by columnists do not necessarily represent those of the publication.

Published by

Wall2Wall Media is a trademark of Yellow Pages Group Co. in Canada.

resale home & condo Guide Greater Toronto Area | NOV 02 - DEC 07, 2013

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editor’snote

h

Your lifestyle,

your hoMe

omebuyers are often driven by different influences, but there’s no doubt that lifestyle is an increasingly important factor. Whether you’re considering a downtown condo or townhome, or a sprawling detached home in the suburbs, you’re likely looking to compensate for what you don’t have in your current residence. The amount of living space is usually the issue – either too much, or too little.

Most young homebuyers are looking for more living space to accommodate their growing family, a dog or two, and all the stuff that goes along with these.

As we get older, the quest for living space may take a different direction.

Downsizing is usually the answer, although many homeowners with existing homes in suburban or rural areas are acquiring townhomes or pied-à-terres in the city. An urban location gives owners and their friends a chance to enjoy the social and cultural activities of the city without having to drive for hours to get home afterwards.

In today’s hectic world, your home is your retreat, so it’s important to find one that suits your needs and your lifestyle.

Good luck in the home hunt!

Susan Legge Editor-in-chiEf Wall2Wall Media, Susan.Legge@wall2wallmedia.com Follow me on Twitter at Twitter.com/SusanLegge

b

Protect

your investment

uying a fixer-upper has distinct advantages over a move-in ready home.

You’ll get a better price, since the seller recognizes that work and money are required on your part to bring the home up to par. This kind of purchase is popular with first-time buyers who can’t afford their dream home right off the bat, but a good location and good bones make it a great starting point. When they’ve built up some savings and home equity, they can then renovate to their heart’s content.

It’s also important to know that a smart purchase of any home will include a careful – and professional – home inspection. You never know what’s lurking behind those freshly painted walls, and that’s an even bigger concern when you’re considering a property that you know needs a lot of work. Do your due diligence and make your offer conditional on a satisfactory home inspection.

Interview the home inspector like you would a job applicant, and don’t settle for someone you’re not completely comfortable with. After all, your purchasing decision largely hinges on whether the house passes the inspection. Flip to page 30 where Bruce McClure, registered home inspector and author of Buy Or Run, offers some essential advice on hiring a home inspector.

Once you’ve found the right person for the job, make sure you attend the inspection. The inspector’s job is to identify systems that aren’t working properly or missing altogether, and to seek out crafty cover-ups by shameless sellers. It’s amazing what tips and tricks you can pick up from a pro.

Remember that this is a visual inspection. You can not cut open the walls or tear up the carpet to see what’s underneath. Until you sign on the dotted line, you are a guest in someone else’s home and have to treat it with respect.

Lydia McNutt Editor Lydia.McNutt@wall2wallmedia.com Follow me on Twitter at Twitter.com/LydiasTweets

noV 02 - dec 07, 2013 | Greater toronto area resale home & condo Guide

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City of toronto etobiCoke toronto sCArborough

market commentary

Courtesy of Toronto Real Estate Board

City of toronto

ACtive Listings

new

sALes

Avg. PriCe

Avg. DAys on MArket

Avg. % List PriCe

September 2013

7,097

3,021

1,151

531,388

30

99%

September 2012

7,492

3,282

869

534,782

31

98%

Yr./Yr. % Chg

-5%

-8%

32%

-1%

-2%

-

What’s available and What it Costs

Toronto Multiple Listing Service (MLS) sales in the city of Toronto were up 32 per cent for the first 14 days of September 2013 compared to the same period last year, with total transactions amounting to 1,151. Over the same period, the number of new listings entered into Toronto MLS and the total number of active listings were down on a year-over-year basis.

“Both the lowrise and highrise segments of the Toronto market have posted strong annual growth in transactions.

This is especially good news from the condo market perspective. Even though this segment of the market is very well supplied at present, we are seeing enough demand to 12

provide a foundation for condo prices,” says Jason Mercer, senior manager of market analysis at the Toronto Real Estate Board (TREB).

The average selling price for sales during the first half of September was $531,388 – down one per cent compared to the same period in 2012.

“The average price was down slightly compared to last year, but this dip was compositional in nature. Fewer highend luxury homes sold in the first 14 days of September this year compared to the same time last year. By the end of September, a year-over-year increase in the average selling price is expected for Toronto,” Mercer notes.

resale home & condo Guide Greater Toronto Area | NOV 02 - DEC 07, 2013

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resale home & condo Guide Greater Toronto Area | NOV 02 - DEC 07, 2013

ResaleGTA_4413.indd 14

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NOV 02 - DEC 07, 2013 | Greater Toronto Area resale home & condo Guide

ResaleGTA_4413.indd 15

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resale home & condo Guide Greater Toronto Area | NOV 02 - DEC 07, 2013

ResaleGTA_4413.indd 16

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luisganhao@homelife.com

www.LuisGanhao.com 4413_SHERWINS_4441

PARK LAWN & QUEENSWAY

$999,999

4413_SHERWINS_4444

4413_SHERWINS_4443

4413_SHERWINS_4442

Wonderful detached owner built 4 bedroom home, oversized 2 car garage, 2 fireplaces, 2 oak kitchens, 2 large cantinas, master bedroom with Jacuzzi ensuite bathroom and walkout to balcony, main floor laundry & entrance to garage.

Separate entrance to finished basement with oak wet bar & bar stools.

4413_SHERWINS_1_2654

Higher Standard Agents... Higher Results™

Carla PEREIRA

Ana Cristina MARQUES Sales Representative

Sales Representative

416.705.2601

416.587.4027

www.carlapereira.ca | carlapereira@trebnet.com

11274471_4413

HomeLife/City Hill Realty Inc. Brokerage* 416-658-1300

*Independently Owned and Operated

AURORA SIDE ROAD/ CONCESSION

LAKE ST. JOHN

11277799_4413

CENTRAL MISSISSAUGA

TENTH LINE

PRICE REDUCED

ASKING PRICE

$249,000 Beautiful 3 bedroom waterfront cottage on Lake St John close to Orilia and Casino Rama, includes furniture, paddle boat, 4 sheds, water docks for boating etc.

0901

10 acres of land fenced in. Electricity already on the property.

Close to Hwy 9 and 400. Quanza Hut steel building. (40’ x 60’) Good location!

2_0901

3 bedroom family home, in Central Mississauga. Hardwood floors oak stairs huge kitchen. Finished basement, other upgrades include newer roof and windows, beautiful backyard with natural gas BBQ. To view contact Ana Cristina Marques or Carla Pereira.

0903

71.5 acres of land. Build your dream home! Close to Tottemham (Hwy 9). For more information call 416-658-1300.

1_7777

NOV 02 - DEC 07, 2013 | Greater Toronto Area resale home & condo Guide

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legallyspeaking

essential steps for buying your first home b y J a y s o n s c h wa r z

H

ere you are, getting ready to embark on your new life and ready to make what may be the largest single purchase that you will ever make, when you are confronted by daily doses of economic doom. “What do I do?” you ask yourself.

Don’t be afraid, take your time, do the research you should in order to identify the area you like, the services available to you and ensure that there are no hidden matters that could affect your decisions. What do I mean? No old dumps in the area; no commercial malls to be built next door; what are the amenities of the area? Go to the local municipal offices and check with the planning and zoning departments to ensure you know exactly what your neighbour and neighbourhood will be.

Next, have a hard look at your job, speak with your supervisor, research how the company is doing, and make sure you, and, if applicable, your significant other, feel secure. Once you have done that, speak to the mortgage specialists at the bank you deal with and also make sure to speak with a reputable mortgage broker. Companies like The Mortgage Centre in Mississauga and Mortgage Providers in Toronto have the experience and integrity to get you the best deal. Find out how much money you are entitled to borrow and how much of a deposit you’ll need to put down. This will allow you to focus on homes you can afford. Get a pre-approval in writing so you have something to rely on because today especially, it is critically important that you do not get caught up in the rush of buying a home beyond your budget. Nothing is worse than living for the house, not living in your house.

Once you identify how much you can spend, determine the type of home that makes sense for you and your family.

Condo living provides a carefree lifestyle – someone else cuts the grass and shovels the snow – but you pay condo fees and sometimes others determine how the amenities, if not your unit itself, can be used. Traditional detached homes provide the freedom to do what you want but maintenance and upkeep fall on your shoulders.

Lawyers are next. Look around for one by starting with media and look in magazines, newspapers, listen to radio and watch real estate television. Go online and check out the websites of different real estate lawyers. Look to see whether they give good, informative advice; whether they give you pricing up front and whether they make you feel comfortable.

18

Call the Law Society of Upper Canada, Lawyer Referral Service. This service keeps lists of lawyers and refers requesting members of the public to lawyers who practice in the area requested. However, this just gets you someone in your area. You need to really check them out when referred.

Speak to friends who have used a lawyer for the type of service you require and ensure they did the job professionally, courteously and for the price quoted.

Once you’ve found the right area, type of home and lawyer, it’s time to find the right real estate agent. Be careful, you want someone who will work for you within your budget and area. Drive around, check out signs, read the papers and speak to your lawyer.

Jayson Schwarz LL.M. is a Toronto real estate lawyer and senior partner in the law firm Schwarz Law LLP. If you have a topic in mind, email info@schwarzlaw.ca and give us your questions, concerns, critiques and quandaries.

resale home & condo Guide Greater Toronto Area | NOV 02 - DEC 07, 2013

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DIRECT:

(416) 727-3466

Toll Free: 1.888.291.5576

OFFICE:

(416) 281-0027

e-mail: baglieri.joe@gmail.com

CENTRAL

RE/MAX West Realty Inc, Brokerage Independently Owned and Operated

www.iknowyourhome.com

SHOWN WITH PRIDE! $284,900!

SMILE YOU FOUND IT! $310,000!

Charming picture perfect! Det! Brick Home! Det Double Gar! 3 Bdrms (in all)! 2 Baths! Kit w/ Custom Cabinets & Granite Counters! Hwrd Flrs Thru Out! Totally Renovated! CAC! Fin Bsmt w/Rec Rm & 3 Pc Bath! Sep Side Ent! Nestled On a Prof. Landscaped Lot! Pool, Waterfall, Custom Stone Work & Huge Yard Too! Call Joe To View 416 727 3466.

4413_DKA_0041

Beautiful! Det! 2 Sty! Brick! Gar! 3 Bdrms! 3 Baths! Kit W/Brkfst Area & 6 Appls! CAC! Great Rm! MBR w/4 pc Ensuite & W/I Closet! Fin Bsmt W/Rem Rm! Prem Pie Shaped Lot too! To View Call Joe 416 727 3466.

PRICE IS ONLY ONE FEATURE! $369,900!

Sought After Area! All Brick/Stone! Det! Bung! 3+1 Bdrms! 2 Baths! CAC! Lovely Kit! New Windows! Hwrd Flrs! Bsmt W/Huge Rec Rm, 4th Bdrm & Bath! Sep Side Ent! W/O To Private Prof Landscaped Yard & Pool Too! Call Joe Today To View 4413_DKA_0043 416 727 3466.

OFFERED WITH YOU IN MIND! $459,000!

Gorgeous! $$$ Spent On Upgrades! Det! 2 Sty! Brick! Garage! 3 Spacious Bdrms! 3 Baths! Beautiful Upgraded Kit W/Centre Island & B/I Appls! Hwrd Flrs! Open Concept Upper Family Rm W/Frplc! MBR W/Walk In Closet & 4 Pc Ensuite! Fin Bsmt W/Rec Rm & 3 Pc Bath! W/O To Deck & Private Yard Too! Call Joe Today 416 727 3466. 4413_DKA_0045

Stunning! Det! 4 Lvl Brick B/S! Garage! 4 Bdrms! 2 Baths! CAC! Great Rm & Den! Hwrd Flrs! California Shutters! MBR w/5 pc Ensuite & W/I Closet! Rec Rm! W/O to 50 x 114’ Lot! Great Condition! Call Joe To View 416 727 3466.

4413_DKA_0044

SEEK THE UNIQUE! $474,900!

Amazing! Bright & Spacious! Det! Brick! Bung! Double Gar! 3 Bdrms (in all) 2 Full Baths! 9 Ft Ceilings! Approx. 1600 SqFt! Gorgeous Upper Family Rm! Hwrd Flrs! Eat in Kit W/Brkfst Area! Appls! MBR W/Soaker Tub! W/O To Beautifully Landscaped Gardens! Call Joe To View 416 727 3466.

4413_DKA_0006

11270616_4413

BEAUTIFUL BEGINNINGS! $294,900!

4413_DKA_0042

Call for your FREE consultation and Buyer and Sellers Packages. 6 offices to serve you better.

NOV 02 - DEC 07, 2013 | Greater Toronto Area resale home & condo Guide

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hottopic

What’s lurking behind the walls of your dream home?

Call in the experts before sealing the deal

F

or most Canadians, a home is the biggest investment they’ll ever make. It’s critical that homebuyers do their research and know what they’re buying before they sign on the dotted line. Having the information they need can help prevent surprises that can be costly to fix, dangerous, or even invalidate home insurance.

“A home doesn’t come with a money-back guarantee, which is why it’s so important to be aware of potential issues before you buy,” says Henry Blumenthal, vice-president and chief underwriter, TD Insurance. “New homeowners need to know what they’re buying and ensure they can maintain and protect their most valuable asset, because once the ‘sold’ sign goes up, the buck stops with them.”

Equally important as a home’s curb appeal is the cost to repair and maintain it, and the potential insurance implications that come along with it. The best way to understand a home’s condition is to hire a professional home inspector. A home inspection analyzes the structure and major

20

“New homeowners need to know what they’re buying and ensure they can maintain and protect their most valuable asset, because once the ‘sold’ sign goes up, the buck stops with them”

resale home & condo Guide Greater Toronto Area | NOV 02 - DEC 07, 2013

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systems: roof, exterior, electrical, heating, cooling and plumbing.

By sharing the details found in the inspection report with your insurance provider, your insurer can help identify problem areas that could increase premiums, prevent you from qualifying for home insurance or require additional riders.

“We provide homebuyers with information they need to make an educated decision,” says Bob Dunlop, president, Carson Dunlop.

“Because every buyer is different – one person’s fixer-upper is another person’s nightmare – it’s not a question of whether a house passes or fails, it’s whether it works for a particular buyer’s needs.”

When assessing risk, insurers are primarily looking at two factors: the frequency with which a particular problem tends to occur and the potential magnitude of the loss associated with the problem.

Water damage is one of the most common home insurance claims and has the potential to cause major damage. Five years ago, water damage represented a quarter of the claims TD Insurance paid out; today it’s up to half. On average, water damage costs policyholders more than $7,500 to repair.

By sharing the details found in the inspection report with your insurance provider, your insurer can help identify problem areas that could increase premiums, prevent you from qualifying for home insurance or require additional riders A home inspector assesses a home’s vulnerability to water damage and can flag items like poor maintenance of eaves troughs and downspouts, improper installation of a basement backup valve, cracks in the foundation or an aging roof.

“With a roof that’s 20 years old, the only guarantee you have is that it’s going to leak at some point,” adds Blumenthal. “An insurer’s unique insight and experience can help you make your buying decision. If your insurer isn’t comfortable with an item in the home-inspection report, you should take a closer look before you buy.”

Other common items that a home inspector will look at that could ultimately impact your insurance premiums and eligibility include: » Plumbing and electrical. An outdated plumbing or electrical system can be a potential hazard if it hasn’t been properly maintained or updated. » Heating. An older heating system, such as an oil furnace, could leak and cause damage to your home and the surrounding area if not maintained properly. » Liability exposure. A pool that isn’t properly fenced creates a higher probability of an accident. » Previous renovations. If renovations were clearly the work of a cornercutting do-it-yourselfer, they could pose a safety threat. » Smoke detectors. Without functioning smoke detectors there’s a higher potential for significant damage from a fire, including danger to you and your family. » Alarm systems. A functioning alarm system is a theft deterrent that could help lower your insurance premiums.

“The inspection identifies what repairs need to be made and at what cost,” adds Dunlop. “Depending on your financial situation, what comes out of our report could have an impact on your purchase decision. It could even give you some bargaining power with the seller.”

According to Canada Mortgage and Housing Corp., a typical home inspection is in the range of $500, depending on the size and condition of the home.

“Buying a home is exciting and it’s easy to get carried away and overlook the details, but the most important thing buyers can do is take time to ask questions so there are no surprises,” says Blumenthal. “That way, they can feel confident that their new home is a safe investment and a safe haven.”

To find out more and to get a free home insurance quote, visit online at tdinsurance.com.

NOV 02 - DEC 07, 2013 | Greater Toronto Area resale home & condo Guide

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CENTRAL

Hall of Fame

Lifetime Achievement Award

Chairman’s Club

VIP Passes To New Condos BEFORE Sale To Public

Starting out - Moving up - Downsizing - Investing - Commercial

$1,899,900

$889,900

TOTALLY REBUILT BAYVIEW AND STEELES

8000 Sf of luxury. Heated indoor pool + spa. Elevator, Sauna, Wet Bar, Wine Cellar. 2 kitchens, new hardwood, new windows, new European kitchen. 4 new sundeck. Designer moldings, columns, doors & trim. Pot lites. B/I speakers.

4413_GROBBINS_1_2001

$749,800

SOLD UPPER THORNHILL

4 bedroom, 4 bath upgraded home. Granite, crown mouldings, columns, gas/marble F/P. Hardwood, maple stairs, 9’ ceiling. Finished bsmt., 4 pc bath, rec & play rm, B/I closets.

4413_GROBBINS_1_3006

$1,099,900

$688,000 BEST OF THORNHILL WOODS

4 bedrrooms* 4 baths* 3200 Sf* 8 Yrs New (9’ Ceilings * Custom Finishes By Vouge Homes * Hardwood & Oak Stairs* 4 Car Driveway+++ 4413_SHERWINS_1_1472

$998,000

Unique design & deocr. 300K + upgrades 5 yrs new. 3400 sf + 1500 fin bsmt. Chef’s kitchen. Porcelain & hardwood. Plaster moldings. Import custom lights. Custom window drapery. Fin bsmnt w/eng hardwood, rec + br+ bath, niches. Columns. Master w/6 pc bath & jacuzzi. Prof.4413_SHERWINS_1477 landscaped.

$2,398,000

Executive home on 50x200 lot with inground pool. 3200 sf. Formal Dining & rooms. 4 bedrooms & 4 baths. Finished basement with wet bar. Very well maintained. 4 car driveway. Large deck. Very spacious & nicely landscaped.

4413_SHERWINS_1475

Custom showpiece. Backing to conservation ravine, 5000 + 2500 sq ft, hardwood floors & oak floating stairs w/iron pickets, skylight, chef’s kitchen, closet organizer, shutters, fin W/O basement w/2 suites, rec + exercise rm, 3 B/I libraries, 160 potlights.

4413_GROBBINS_1_2006

RICHMOND HILL

4+2 bed. 3100 Sf. Totally renovated. Kitchen, S/S appl., granite floor. Moldings. Hardwood, windows, roof (2012). Finished bsmt w/ lg rec., kitchen, 2 bedrooms++ 4413_SHERWINS_1476

$1,650,000

2+1 BEDROOMS* PENTHOUSE IN CENTRE OF RICHMOND HILL Corner Penthouse. Two large balconies & unobstructed views. 1400 Sf. Hardwood. Upgraded kitchen. Granite marble. Parking. Locker.

Indoor pool.

COMMERCIAL BUILDING & DAYCARE CENTRE

Established and a thriving Daycare Centre. Business and building.

26 years in successful operation with high profits. Daycare capacity is for 75 kids with potential for 15 more+ high demand area.

4413_GROBBINS_1_2004

$2,900,900 THORNHILL 4 YEARS NEW

4413_GROBBINS_1_5000

$775,000

KINGSTON/MARKHAM - SCARBOROUGH GOLF CLUB ROAD

$459,900

UPPER THORNHILL DESIGNER HOME

**RAVINE**

Stunning detached home in Thornhill Woods. Upgraded kitchen.

Parquet floors. Granite C-tops B/S. Fin. W/O bsmnt w/rec (Br), 3 pc bath, kitchen, laundry & cantina. Closet organizers in all closets.

4413_SHERWINS_1_1479

$335,000 YONGE AND WESTWOOD

Mediterranean ‘Chateau’ court w/ravine. High ceilings, 7200 sf, chef’s kitchen, pool, basement: 2 bdrs, rec & gym, Venetian paint, solid wood doors & trim, granite, limestone, porcelain.

4413_GROBBINS_1_2007

YONGE AND SHEPPARD

1 Bedroom + den in the Centre of North York. 8 years new.

Laminate. Granite counter top. Open balcony. Parking and locker.

4413_SHERWINS_1479

*Free market evaluation * Virtual tour & pictures * Colour brochure * Wide exposure advertising 11233493_4413

22

resale home & condo Guide Greater Toronto Area | NOV 02 - DEC 07, 2013

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REGAL REALTY INC.

速

Margaret Devecseri

Sales Representative

Brokerage

CENTRAL

Office 416-291-0929

905.259.4280

Direct: Email: margaret.devecseri@century21.ca

11276364_4413

BOBCAYGEON

BOBCAYGEON

BOWMANVILLE

Spectacular home w/breathtaking view over Pigeon Lake! Graceful rooflines and from gourmet kitchen, high cathedral ceiling, hardwood flooring, stone fireplace to a full finished basement with five walkouts & four bathrooms! Much more.....

BRAND NEW AND STUNNING ARCHITECTURAL DESIGN! Luxury, style and perfection built with a highest quality workmanship! Open concept and exceptional mix of modern/ cottage design & decor with a 600 SQFT covered deck. 2 bdrm & 3 bath, hardwood flooring & porcelain tiled, granite, stone fireplace, pot light....

ONE OF A KIND! This 3=1 bedroom w/ spacious Living room (Fireplace) full finished lower level huge family rm w/wood burning fireplace and large play rm, tons of upgrades! Beautiful kitchen, hardwood flooring, updated windows, 3 car garage w/separate hydro & welding, 150x250 feet lot and much more....

$699,000

1_0079

$649,000

1_0080

$399,000

1_0081

TORONTO

WHITBY

PIGEON LAKE, ONE OF A KIND

Excellent investment property! Corner unit store with 2/2 bdrm apartments, renovated, sep. meters, new windows & roof, live in and run your own business. Close to all amenties.

Downtown Whitby! Development opportunity, properly located in a density high mixed use as per town of Whitby official plan.

$620,000

$389,000

MAGNIFICENT & VERY UNIQUE DESIGN! This home nestled on 4.8 acre, surrounded with nature and with 425 feet water shoreline. 5 bedrooms w/3 bath beautiful gorumet kitchen open to great rm w/20 ft high cathedral ceiling w/stone fireplace overlooking the Lake. Full finished wlakout lower level, 1800 sqft deck w/built in hut tub, 4 car garage, 100x20 ft sandy beach w/ flagstone patio & fire pit. Too many features to mention come and see......

1_0084

1_0082

CENTURY 21 Regal Realty Inc., Brokerage* |

1_0083

100-4030 Sheppard Ave East, Scarborough, ON M1S 1S6

NOV 02 - DEC 07, 2013 | Greater Toronto Area resale home & condo Guide

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11278650_4413

ROBERT DI MATTEO SALES REPRESENTATIVE

NORMAN HILL

REALTY INC., BROKERAGE

List & Sell with Robert DIAMOND CLUB AWARD WINNER

FREE HOME MARKET EVALUATION

CENTRAL

www.BobDiMatteo.com SOLD

416-226-5515

|

1-877-887-5515

BISHOP’S GATE TOWNHOUSE

BRAND NEW & NEVER LIVED IN WITH STUNNING FINISHES THROUGHOUT

Bishop’s Gate at Victoria Square. Live a life of privilege. 2,400 square feet. The of Bishop’s Gate make a proud statement in one of Markham’s most a sought-after neighbourhoods. Nicely located at Elgin Mills and Woodbine, where Markham meets Richmond Hill. Livante home build the fine features and elegant finishes, a statement of luxury and a reflection of good taste. At Bishop’s Gate selection of superb standard features, complemented by a tempting array of unique and imaginative upgrades. Freehold 25’ lot (no maintenance fee) Townhouse at one side linked by garage. Build in one garage with private driveway. Convenience for visitor parking. Attractive layout 4 bedrooms, 4 washrooms, 3 ensuites on second floor; Full unfinished basement. Minutes to Highway 404; Richmond Green S.S.; High rental income. This fabulous townhouse is ready for early 2014. Upgrades include: One of kind 3rd floor loft with ensuite bath. 2½” x ¾” strip oak harwood on ground floor. Pot lights in kitchen area, central air conditioning, 5 pieces appliances included. Smooth ceiling finish on the entire main floor. Brick & stone façade, upgraded wrought iron staircase, roughed in central vac, prewired for Cat 5 Network wiring, 7 year New Home Warranty. Call for floor plan. $650,000

4413_DKA_0099

YONGE & EGLINTON

4413_DKA_1_0026

Location! Location! 2 bedrooms & 2 bathrooms, 14th flr suite w/ stunning new kitchen, granite C/Tops, all new S/S applns & pot lights, hrwd flrs thru-out. Fabulous boutique style Living condo - only 6 suites $459,000 per flr! Call now.

MARKHAM - 4 BDRM & 4 WASHRM ON LARGE LOT

4413_DKA_1_0029

Nice brick home on desirable st. in neighbourhood w/good schools & amenities. Huge backyard w/2walkouts, hrwd flrs, skylight, prof. near complete bsmt & more.

Lots of parking space.

Skylight, very motivated $650,000 seller.

w w w. B o b D i M a t t e o . c o m

24

resale home & condo Guide Greater Toronto Area | NOV 02 - DEC 07, 2013

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$379,900

$409,000

PICTURE PERFECT!!!

3-B/R VERY SPACIOUS, TOWNHOUSE FINISHED BASEMENT

KEYS TO COMFORT!!!

3-B/R FULLY UPGRADED - TOWNHOUSE SHOWS BEAUTIFULLY, JUST MOVE IN!

4413_DKA_0082

$149,900 LUXURY CONDO LIVING!!!

2BR - 2 FULL WASHROOM Walking distance to TTC, Shopping 4413_DKA_0084 and Amenities.

4413_DKA_0083

$459,000

$379,900

SMILE YOU FOUND IT!!!

3B/R DETACH - GREAT LOCATION FULLY UPDATED - HARDWOOD

AFFORDABLE CHARM!!!

3B/R - finished basement townhouse Fully renovated loads of upgrades

4413_DKA_0085

4413_DKA_0086

$419,000

$469,000

$429,900

AFFORDABLE ELEGANCE!!!

3-BR Fully hardwood floor Finished basement - Separate entrance

LIFE MADE EASY!!!

4B/R - LOADS OF UPGRADES Just move in condition - Call it home

WHEN ONLY THE BEST WILL DO!!!

3B/R WITH FINISHED BASEMENT HARDWOOD FLOOR - MOVE IN CONDITION

4413_DKA_0087

4413_DKA_0088

4413_DKA_0089

$669,000

$599,900

$699,000

HONEY STOP THE CAR!!!

4B/R FULLY UPDATED HOME FINISHED BASEMENT

LOOKS LITTLE - LOTS OF ROOM!!!

4B/R WITH LOADS OF UPGRADES FINISHED BASEMENT - SEPT ENTRANCE

YOUR SEARCH IS OVER!!!

FULLY UPGRADED DETACH HOME HARDWOOD JUST MOVE IN

4413_DKA_0091

Top

30

4413_DKA_0092

11278657_4413

4413_DKA_0090

CENTRAL

$124,900 FIRE THE LANDLORD!!

3 B/R VERY SPACIOUS. GREAT LOCATION Walking distance to TTC, Shopping 4413_DKA_0081 and Amenities.

In units and volume sold, Jan to Jun 2013

Office: 416-298-8383 Toll Free: 1-855-552-2121 Independently owned and operated

Join an award winning brokerage www.beinnovative.ca

Centurion速 Office 2011

Double Centurion速 Office 2012

NOV 02 - DEC 07, 2013 | Greater Toronto Area resale home & condo Guide

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CENTRAL

IN THE MARKET FOR A

NEW HOUSE

OR A CONDO?

We think finding a home is a lot more than simply finding the right property.

That’s why we put you right in the middle of the search process.

Search your favorite neighbourhood

Find out about nearby services and amenities

Connect quickly with real estate agents to view properties

Visit the new real estate section on canpages.ca and start looking for that special place.

Powered by

ResaleGTA_4413.indd 26

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kateryna kolotylo SaleS RepReSentative

CENTRAL

647-459-4841 Power of SaleS, Bank SaleS & Pre-conStruction, for more information PleaSe call: 647-459-4841

$249,900

• Transit, Hwy, Salt Waterpool • 1 Bedroom + Den, Very Elegant • Parking & Locker

$328,000

• 3 Bedroom & 3 Bathrooms • Very Spacious townhouse Close to Hwy • Finished Basement

4413_DKA_0069

$334,900

• Excellent Location Subway • 1 Bedroom + Den • Low Maintenance

4413_DKA_0071

4413_DKA_0070

$409,900

• 3 Bed & 2 Bath • Very Spacious Town • Walk in Closet & Jacuzzi 4413_DKA_0072

BANK SALE $236,300 BANK SALE $259,800 BANK SALE $314,000 BANK SALE $389,900

• Presitigous Location • 1 Bedroom, Parking & Locker • Public Transit, Amazing & More

• Public Transit • 2 Bedrooms & 2 Bathrooms • 2 Parking spots, Tennis Court

• Why Pay Rent?

• 3 Bedrooms & 2 Parking • Townhouse, Finished Basement

• Perfect Location • 3 Bedrooms & Den • 2 Car Garage

4413_DKA_0073

4413_DKA_0074

4413_DKA_0075

4413_DKA_0076

$198,900

$299,900

$369,000

$399,900

e • 3 Bed & 3 Bath • Spacious & Bright Town • Beautiful Backyard 4413_DKA_0077

• Detached Bungalow • 3 Bedrooms 7 Den • Apartment w Sep Ent.

• 3 Bedrooms, Family Neighbourhood • Registered Apartment • School, Transit 4413_DKA_0079

4413_DKA_0078

tel:

4413_DKA_0080

647 459 4841

kateryna.kolotylo@remax.net

Realtron Realty Inc., Brokerage*

11280623_4413

• Excellent Location, TTC • 2 Bedrooms & Den • Parking & Locker

www.realtronhomes.com

*2013 #1 Brokerage WorldWide By SaleS Volume NOV 02 - DEC 07, 2013 | Greater Toronto Area resale home & condo Guide

ResaleGTA_4413.indd 27

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trebtalk

Charitable contributions that build

a better community

By Dia n ne Usher

T

he fast-approaching holiday season is a time for giving and a time to be grateful. Realtors have first-hand experience with helping families and communities build better lives.

While establishing a wide network of contacts is, of course, critical to a successful career in real estate, pitching in stems from a much deeper motivation. Greater Toronto realtors truly care about the wellbeing of the communities in which they live and work, and about our city’s quality-oflife ranking on the international stage. In fact, typically it is this passion for community from which their interest in real estate originates.

To recognize the difference that they make in neighbourhoods throughout the Greater Toronto Area, I will be highlighting local realtors’ volunteer activities in this column periodically.

You may know of a realtor like Javaid Ali Khan. He has been contributing to community life in Markham since 1998, volunteering to help with the Milliken Children’s Festival, the Town of Markham’s Canada Day and Race Relations Committees, and fundraising for The Scarborough Hospital and Markham Stouffville Hospital. Institutions around the world, like hospitals in Kenya, schools in Bangladesh and orphanages in Sri Lanka, have benefited from his tireless work as well.

To acknowledge his many efforts in the community, the Toronto Real Estate Board (TREB) recently presented Javaid with a community service award at a general meeting held as part of its annual Realtor Quest conference. During the same meeting, for the sixth consecutive year, Greater Toronto realtors voted overwhelmingly in favour of participating in the Realtors Care Foundation’s “Every Realtor” program, allowing our professional association to make a donation to the Foundation on behalf of every Greater Toronto realtor. This year’s donation alone will total more than $430,000.

Even if you are not yet familiar with the Realtors Care Foundation, you are probably aware of the many causes it supports. Each year, it distributes grants to shelter-related charities throughout the province. In the Greater Toronto Area the Foundation has touched the lives of new immigrants, homeless teens, and women and children in transition, to name just a few. Funds have also been directed to the construction of Habitat for Humanity homes and to the Children’s Breakfast Program – initiatives in which scores of Greater Toronto realtors have also volunteered their time.

TREB is reaching out for help in shining a spotlight on Greater Toronto realtors who help make a difference.

If you know of a Greater Toronto realtor or brokerage whose efforts have made a significant improvement to community life in your area, please visit TorontoRealEstateBoard.com where you can nominate him or her to be recognized as part of our professional association’s charitable contributions program.

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By taking the time to share your thoughts about how your realtor has made a difference, you will also be doing your part and contributing a better GTA through anecdotes that may motivate countless other acts of kindness. To do so, just click on the gold “Charitable Contributions” link found on the right side of the website’s home page. I look forward to sharing your inspiring tales.

Dianne Usher is president of the Toronto Real Estate Board, a professional association that represents 37,000 realtors in the Greater Toronto Area.

For more information, visit torontorealestateboard.com.

resale home & condo Guide Greater Toronto Area | NOV 02 - DEC 07, 2013

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Looking for Condos, Lofts & Townhomes?

$

New listings can take days to appear on Realtor.ca

Dan AntĂ­a

INCREDIBLE DEAL AT YONGE/BLOOR!

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info@DanAntia.com www.DanAntia.com

ÂŽ

RENOVATED PENTHOUSE CONDO NEAR THE BEACH!

- Renovated 1 bdrm unit w/ UG parking - Kitchen w/ S/S appls, custom cabinets & pot lights - New wood flooring throughout - Clear lake view!

- Steps to Beach, Little India, Leslieville

$

s+ 00K

- 2 bdrm loft w/ 10.5 ft ceilings - 12 feet of windows (bright!)

- Industrial-style sliding barn doors - Storage room on same floor - Incredible amenities in building

Selling? Call for a Consultation Today!

4413_DKA_1_1140

4413_DKA_1_1139

UP $

AUTHENTIC EAST END LOFT SPACES! - Various authentic hard loft conversions - High ceilings, soaring columns, industrial sized windows, parking facilities - Some feature private balconies/terraces - Steps to bars, restos, funky shops, transit, beaches & more!

- Call for all available Leslieville/ Riverdale/Riverside lofts for sale!

0

,00

9 29

$2

KING WEST LOFT!

ST. LAWRENCE MARKET CONDO!

- 2 bedrooms plus solarium & 2 baths - Bright South-east corner unit - Approx. 930 sq ft - Parking included - Overlooks park!

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0

,90

9 28

9

,99

9 32

$

4413_DKA_1_1137

Sales Representative

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$

- 1 bedroom unit w/ balcony - Wood floors in living, dining & master - Includes underground parking & locker - Low fees include all utilities - Steps to Subway, Yorkville, U of T, Ryerson, shopping, etc.

0

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4 21

CENTRAL

Beat other buyers to the hottest new properties!

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QUEEN EAST TOWNHOME! - 2 bdrm townhome in trendy Queen East hood - Laminate wood flooring thru-out - Balcony & underground parking - Low fees - 2 years new!

4413_SHERWINS_1146

4413_DKA_1_1142

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For a more rustic feel, try the warm hues and natural detail of the Santorini Painted Mirror. $459.

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NOV 02 - DEC 07, 2013 | Greater Toronto Area resale home & condo Guide

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hottopic

Inspecting the inspector Do your due diligence when hiring a “pro”

By Bruce Mcclure with excerpts from Buy or Run: I’m a Real Home Inspector, Not a TV Celebrity

A

house is probably the highest-priced purchase a person will ever make, so I find it shocking how often I hear comments like, “You know, I spent more time researching and picking out my new TV than I did buying this house...”

However wrong it seems, this is the accepted reality of how the buying and selling of homes works these days. One protection that you, as a homebuyer, have to ensure a smart and safe purchase, is to make your offer conditional on a home inspection. Beyond that, do your due diligence and hire a qualified and reputable home inspector who will work for you to protect your best interest. consider this list when interviewing potential home inspectors: » Is the inspector independent from other influences (like a real estate agent or the home seller) and truly working for you? » Are you allowed to attend the inspection, and will the inspector review the report with you once completed? » What is the inspector’s experience and training? People automatically think that being an engineer or contractor qualifies someone to be a home inspector. Although these are excellent attributes, nothing tops proper training and membership in a professional association like the Canadian Association of Home and Property Inspectors (CAHPI). » If an inspector claims to inspect according to CAHPI standards but isn’t a member, there’s an important ingredient missing. If there is a problem with the inspector or the work they do, they can’t be held accountable by the association. » How long will the inspection take? A CAHPI standards-ofpractice inspection for a 2,000-sq.-ft. house is seldom less than 3.5 hours (including report writing). » What kind of report will the inspector provide? If there isn’t a written or computerized report, the inspection does not meet the standards of practice. » Be clear on what your inspector will be checking. Don’t assume the inspection includes appliances, wood-burning fireplaces, pool, hot tub, septic or well systems. Ask up-front in case additional arrangements and costs are involved.

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» You’ll probably ask for references and read testimonials online, but who is providing them? We all have friends who will say nice things about us. Do you due diligence. » As a “smart consumer” society, we’ve all been programmed to price-shop, but a home inspection is the place to skimp on quality. You get what you pay for. » Are there any other charges or services that the inspector will try to sell you at the actual inspection? Get a price quote and the terms of service in writing in advance. » Does the inspector have a contract, and can you review it prior to the inspection, along with the Standards of Practice? » Be suspicious of any inspection business that advertises their “company” as being a certified Registered Home Inspector (RHI). Only individual inspectors receive these designations, not companies. “Certified” is a common term which is often misrepresented by inspectors who claim certification by some self-proclaimed person or training body that has no official recognition.

Although this is not an exhaustive list, it will get the gears turning to help you assess if the home inspector you are considering is someone you want to work with.

On the flip side, remember that many good inspectors are also interviewing you to decide if your expectations are realistic and if they really want to work for you.

Bruce McClure has been a practicing home inspector since 1998. He is past president of the Canadian Association of Home and Property Inspectors. His book, Buy or Run: I’m a Real Home Inspector, Not a TV Celebrity! is available at Amazon.com, BarnesAndNoble.com, and all major bookstores. For more information, visit brucemcclurerhi.com.

resale home & condo Guide Greater Toronto Area | NOV 02 - DEC 07, 2013

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11268497_4413

11268497_4413

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4413_DKA_0020

• Spacious Toronto 3 Bedroom Detached Home • Open Concept Layout & Large Lot! • Eat In Kitchen W/WalkOut To Yard • Finished Basement W/ Plenty of Space • Carries for only approx. $1,633 monthly P/I

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• Spacious 3 Bedroom 2 Bath Home • Laminate In Living Dining & Bedrooms • Newer Kitchen W/Ceramic • Finished Basement W/ Walk-Out • Carries for only approx. $1,157 monthly P/I

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Some properties which appear for sale in this advertisement may no longer be available because they have been sold firm, sold conditional or no longer being offered for sale.

Monthly payments (p & I) based on estmated selling price, 25 year amortization at varying interest rates, subject to change without notice & OAC NOV 02 - DEC 07, 2013 | Greater Toronto Area resale home & condo Guide

ResaleGTA_4413.indd 31

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Welcome to 24-74 Autumn Ridge Drive, Kitchener CENTRAL

Stunning, open concept bungalow condominium featuring gleaming hardwood, lots of natural light, and widened hallways for easy mobility.

Low condo fees! Only $261/mo Includes Landscaping, snow removal, garbage removal, maintenance and building insurance Excellent views of protected forest

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32

For more information, contact:

Brendan Clancy, Lucy Wehrle & Jennifer Skinn SALES REPRESENTATIVES 11274512_4413

resale home & condo Guide Greater Toronto Area | NOV 02 - DEC 07, 2013

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Excellent Work Experience, Professionalism And Creativity To Achieve Your Goals And Dreams

• Bonuses for Buyers; Flexible commissions for Sellers;

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DIRECT: email: fayservices@yahoo.com http://www.fayrealestate.ca HWY 7 & WARDEN MARKHAM DOWNTOWN! Luxurious, bright & spacious 1-bdr, 1-wshr unit with beautiful terrace in great location!

Open concept layout, full of light! High ceilings, upgraded hardwood floors. Nice upgraded kitchen with high cabinets & modern glass inserts. Granite countertop, breakfast bar, S/S appliances. Locker & parking included. Excellent building with great facilities: gym, sauna, party/ meeting room, guest suites, virtual golf studio, lounge, 24 hrs security & much more... Close to everything!

4413_SHERWINS_1601

ASKING $278,800

BATHURST & FINCH Tridel Luxury Savoy! Large, about 1200 Sq.Ft. 2 split bedrooms, 2-wshr stunning, completely renovated unit with beautiful East view! Raised ceilings.

New kitchen with upgraded cabinets, granite countertop & natural stone b/ splash. Potlights. Custom blinds, closets organizers. Walk-out to balcony from living room & bedroom. Parking. Low maintenance fee includes all utilities & cable TV. Indoor pool, gym, sauna, tennis crt, guest suites, library, squash.

Steps to all amenities & transportation.

4413_SHERWINS_1604

YONGE & MAJOR MACK

4413_SHERWINS_1607

DUFFERIN & RUTHERFORD

4413_SHERWINS_1610

ASKING $318,000

Gorgeous FULLY RENOVATED detached family home, 3-bdr, 3-wshr with FINISHED basement with SEPARATE entrance & 2-car garage.

Very nice layout. Hardwood on main level. Laminate on 2nd floor & basement. Beautiful kitchen with S/S appliances, granite countertop, undermount sink & breakfast bar.

Potlights. Basement is potential for a bachelor or 1-bdrm in-law apartment.

Very close to schools, parks, shopping, transit, waive pool, library, hospital, etc.

ASKING $579,000

Practically new 4+1-bdr, 4-wshr, about 3200 SqFt stunning home with tons of upgrades!

Hardwood floors & smooth ceilings on both levels. Separate side entrance for office & basement. Game room with 12’ ceilings.

Family room & office (den) on main floor.

Beautiful kitchen with granite countertop, b/ splash, S/S appliances. Two master-bdrms with 5pc -ensuites (one has sitting area & balcony). All bedrooms are very large and all have W/I closets, smooth ceilings & crown moldings. Iron pickets. 2-car garage.

Wainscoting. Shows 10+!! Steps to parks, schools, plazas, future community centre.

THORNHILL

4413_SHERWINS_1602

YONGE & 16TH

4413_SHERWINS_1605

YONGE & GAMBLE

4413_SHERWINS_1608

Large & bright, substantially renovated 3-bdr, 2-wshr ground floor suite with large & private patio, located in the heart of Old Thornhill.

Beautiful & modern open concept. New hardwood floors. Completely upgraded kitchen with granite countertop, undermount sink & S/S appliances.

Large breakfast area overlooks beautiful terrace.

Renovated baths with new vanities & faucets.

Master-bdrm has his/her closets & renovated 3-pc ensuite with separate glass door shower. All closets with mirrored doors. Locker & parking included.

Low maintenance fee includes all utilities, even cable TV. Incredibly low property tax.

ASKING $299,800

Gorgeous CORNER condo townhouse. 3-bdr, 3-wshr, about 1500 Sq.Ft in high demand South Richmond Hill location! Large & bright living/dining room.

Open concept eat-in kitchen with breakfast bar. Potlights. Parquet floors. Oak staircase. All bedrooms are large. Professionally finished basement. Fully fenced back yard.

Very low maintenance feee.

Close to all amenities.

ASKING $488,800 Stunning, fully upgraded 3-bdrm, 4-wshr CORNER townhouse with 2-CAR GARAGE & access to house. Aboutt 2000 Sq.Ft. Excellent floor plan. 9’ SMOOTH ceilings & potlights on main level. Hardwood floors. Large Family room with gas fireplace. Stairs with iron pickets.

Very nice spacious kitchen with breakfast area, granite countertop & floors, S/S appliances. Master-bdrm with W/I closet & 4pc-ensuite.

Spacious main foyer.

ASKING $649,800

RICHMOND HILL. RAVINE LOT!!! Absolutely stunning, totally upgraded, about 3500 SqFt, 4+2-bdr, 5-wshr house in high demand Oak Ridges. 9’ ceilings on both levels, hardwood floors throughout, crown moldings, potlights, venetian plaster, oak staircase with iron pickets, custom ceiling decors. Main floor Office. Huge custom made kitchen with extended cabinets, granite countertop, granite floors & granite b/splash, pantry, central island. FINISHED W/O BASEMENT with sauna, kitchen with S/S appliances, own laundry, home theatre.

Impossible to list everything. A MUST SEE! 4413_SHERWINS_1611

ASKING $1,098.000

HOMELIFE VICTORY REALTY INC., BROKERAGE 10720 Yonge St., Suite 226, Richmond Hill, ON L4C 3C9

BUS: 905-737-0033 FAX: 905-737-3132

EXCELLENT PRICE!!!

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Sunny West exposure. Laminated floors. Large master-bdrm with W/I closet & large den & solarium. Very clean and ready to move-in. Indoor pool, gym, sauna. Parking included.

Steps to Hillcrest Mall, Yonge St, bank & GO bus.

4413_SHERWINS_1603

ASKING $275,000

RICHMOND HILL Stunning & bright, about 1900 SqFt, 3-bdr, 4-wshr SEMI-DETACHED on premium crescent lot. $$ spent on upgrades. Stylish open concept floor plan. Spacious living room area with gas fireplace & TV niche! Large kitchen with extended cabinets, granite countertop, backsplash, under mount sink & S/S applainces. W/O to 2-tier custom deck.

Hardwood floors. Professionally painted throughout. Direct access to garage.

Professionally finished basement. Close to all amenities.

4413_SHERWINS_1606

RICHMOND HILL

4413_SHERWINS_1609

WILLOWDALE/ FINCH /BAYVIEW

4413_SHERWINS_1612

ASKING $495,000

Elegant detached 3-bdr, 4-wshr house with 2-CAR GARAGE. Excellent floor plan. Hardwood floors on both levels. Open concept Family Room with gas fireplace. Gorgeous solid maple kitchen with S/S appliances.

Large bedrooms. Master-bdrm with W/I closet & 4-pc ensuite.

Professionally finished basement with laminated floors, bedroom & bath.

Large fenced b/yard with interlocked pation, shed & BBQ connection. This house is ready for your family!

ASKING $670,000

Gorgeous CUSTOM BUILT 4+1-bdr, 5-wshr detached with 2-car garage in Earl Haig Secondary School District!

Excellent layout. Hardwood floors, 9’ ceilings, moldings. Beautiful kitchen with granite countertop, central island. 2 fireplaces in living & family rooms. Iron railings with skylight on stairway. Master-bdrm with 7-pc ensuite with Jacuzzi, bidet, 2 sinks.

Desired Willowdale location!

ASKING $1,239,000

NOV 02 - DEC 07, 2013 | Greater Toronto Area resale home & condo Guide

ResaleGTA_4413.indd 33

CENTRAL

• I’ll find you a home where you will feel warm and cozy;

10889836_4413

Have You Decided To Buy A Property?

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10/30/13 5:36:24 PM

moneymatters

Coming clean b y G a i l Va z - O x l a d e

S

o you’re getting married. Have you been completely honest with your partner about your finances? Now’s the time to ‘fess up. If you aren’t prepared to talk about your money, about the mistakes that you’ve made, about your successes, about your dreams for the future and your hopes for your life together, then just call it off now!

Still getting married? Okay, gather up all your financial papers, grab a notebook, pencils, a calculator and some file folders. As you do this, you might as well get your money organized, if you haven’t already done so.

What You have

What You oWe

Get out your latest statements (or if you’re planning to do this, save your next statements) for your: ›› chequing account(s) ›› savings account(s) ›› investments (GICs, term deposits, mutual funds, brokerage account) ›› pension (corporate, RRSP) ›› equity in any property (the value of the property less the mortgage amount) ›› ownership in a business ›› any other property you may have an interest in (like a family cottage)

Now it’s time to look at your debt, if you have any. Gather up your most recent statements for your: ›› credit cards, including store cards and gas cards ›› line(s) of credit ›› loans, including car loans, student loans ›› mortgage ›› buy-now-pay-later purchases ›› pay advance loans ›› taxes (your last year’s tax return) Again, list each company to whom you owe money, your balances, and the interest rate you’re paying. If you have an account that’s in overdraft, you’d put the overdraft amount on this list. other Financial StuFF

If you’re just starting out financially, you may only have one or two pieces of paper to work with. Lucky you. If you’ve already established yourself financially, you may have scads of paper.

List the financial institution(s) and your balance(s) for each of the statements you’ve gathered.

34

Next, make a note of the following: ›› How much do you earn gross and net? What benefits do you have where you work? Whose job will take priority (if, for example, you have to move for a career opportunity)? ›› Do you own a car? How old is it? When will you likely need to replace it? ›› If you didn’t do it before because you didn’t owe the tax man any money, find a copy of last year’s tax return now. ›› Do you have any insurance (through work, or that you bought)? Who is it with?

What’s it for, what’s the insurance benefit, and who is the beneficiary?

resale home & condo Guide Greater Toronto Area | NOV 02 - DEC 07, 2013

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DOn’T eVen Think abOuT haVinG kiDs unTil yOu’Ve paiD OFF all yOur cOnsumer DebT

›› Do you have a will and powers of attorney? (Once you wed you have to remake your will if you already have one.) ›› Get a copy of your credit report so you can see how you look to lenders. The worse your credit history, the more you’ll pay in interest since you’re a higher credit risk. ›› How will we deal with interruptions in our income as they come (which they, undoubtedly will)? For example, if one of us loses a job? When we have children? If a family-member becomes ill? If we decide to continue our education? ›› What other financial responsibilities do we each have (i.e., commitment to support a family member, child support or spousal support, aging parents, needy siblings and the like)?

Now that you’ve each sketched a picture on paper of your financial realities, it’s time to talk. One of the first questions you’ll want to address is: “Will we pay off debt before we get married?” If yes, make a plan for your debt repayment.

Decide how long you have till you’re getting married and then divide the amount you owe by the number of months until you tie the knot. It’s not perfect, but it’ll give you a good idea of how much you’ll have to shell out to dig yourself out of the hole before you plunge into wedlock.

If you decide to tackle the debt together once you’re married, how? Will it come from your current joint cash flow?

Will one or both of you get a second job to pay down the debt?

Don’t even think about having kids until you’ve paid off all your consumer debt. Since one or both of you will likely want to spend time at home with your “Mini Me,” you’ll have less income to live on. Maternity or paternity leave isn’t a right, it’s a privilege. And one you exercise only if you can afford it. You won’t be able to make ends meet on less income if you’re still repaying stupid debt.

If one of you has a crappy credit history, what will (s)he do to fix it so when the time comes to buy a home (or a new car), there are no surprises? And no whopping interest cost.

If one of you is an on-again-off-again money manager, remember that if you have a joint account, any missteps going through that account will be reported on both your credit histories.

While money is the number-one way to mess up a perfectly good relationship, I have met couples for whom relationship issues lead to money problems. While you’re in questioning mode, why don’t you answer the following 12 questions too?

›› How are we going to divide up the household chores? ›› How much time will we spend at work, at home together, doing our own thing? ›› What are our expectations about how we will spend our free time? ›› Do you believe that we should be doing everything together? ›› What role will religion/spirituality play in our lives together? ›› Can we each pursue our own interests? ›› Do you need time alone? ›› What role will our families and friends play in our lives? ›› What’s your philosophy on having/raising children? ›› How will having a child change the way we live? ›› How would you feel if I want a night out with my friends? ›› How will we make sure we have quality time together?

Now that you’ve come clean, you should be ready to move forward together without too many big surprises.

Marriage requires constant attention. Just when you think everything is going smoothly, your significant other will say or do something that takes your breath away. Know, also, that no matter how well paired you seem at first, as time goes by and you each change, you won’t be the person you were when you married and neither will (s)he. Give each other room, and revisit the questions you sense may have different answers.

For while it may feel safer ignoring your differences, that’s a fool’s game. So communicate, don’t disintegrate.

Gail Vaz-Oxlade is the host of Til Debt Do Us Part, author of Debt Free Forever and blogs daily at gailvazoxlade.com.

Follow Gail on Twitter at Twitter.com/GailVazOxlade

NOV 02 - DEC 07, 2013 | Greater Toronto Area resale home & condo Guide

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resale home & condo Guide Greater Toronto Area | NOV 02 - DEC 07, 2013

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* Some restrictions apply

4413_SHERWINS_1002

• Brand New 2 Bed 2 Bath $$Fully Upgraded$$ • Unobstructed Views of Ontario Place, BMO Field & Lake • Granite Counters, Stainless Steel Appliances, 2 Balconies • Nothing to do but Move In. Full Tarion Warranty!

• Heart of Liberty Village with 1 Parking & Locker!

•UPPER BEACHES MAIN & DANFORTH

416.690.2121 CENTRAL

SAL:

4413_SHERWINS_1001

www.dmessina.com

2.5 MESSINA

PARKLAND LTD., BROKERAGE

• • • • •

Gorgeous Detached 2 Storey 4 Bedroom Home • HURRY CALL US NOW FOR YOUR HOME Approx. 2600 Sqft. Sep. Entry to a Fin. Basement W/Sauna EVALUATION’ THE MARKET IS HOT Open Concept Modern Kitchen W/Granite Counter Top • PLACE YOUR HOUSE FOR SALE “HERE” 4 Bathroom, Hardwood Floors, 9 Ft Ceiling, S/S Appliances • WE HAVE BUYERS WAITING TO BUY Steps to: TTC, Subway, School, Shopping & Restaurant

HomeLife/Metropark Realty Inc., Brokerage

FRANK LOPRESTI

Independently Owned & Operated

SELL YOUR HOME FOR

416.798.7777 Direct:416.616.8581 Office:

1.5% COMMISSION OR LESS** Top 3% in the Greater Toronto Area*

Sales Representative

Desirable 3 bdrm Stone Front End Unit Townhome in Sonoma Heights! Shows well! Main fl laundry & double garage.

Natural oak staircase.

$479,900

4413_SHERWINS_0341

WESTON/MAJOR MAC

Search all homes in GTA & surrounding areas from your smart phone or PC, Just go to

3 bdrms. Open concept layout, entrance from garage.

Large eat-in kitchen beautifully finished backyard. A pleasure to show!

www.franklopresti.com

100 ACRES PARRY SOUND

Excellent 2 bedroom trailer, trails throughout, access to Kelsey and Bernard Lake, Ski-Dooing, Boating, Fishing, Hunting. Natural resources on land.

4413_SHERWINS_0342

DUFFERIN/DAVENPORT

TORONTO

Large two storey detached 4 bdrms., 2 kitchens. Private entrance to finished basement, double garage.

In Move in condition.

Finished basement, 2 kitchen, separate ent to basement apt.

$489,900

$339,000

4413_SHERWINS_0343

Professional Services included at no additional cost:

$514,900

$795,000

11255419_4413

VAUGHAN

4413_SHERWINS_0345

4413_SHERWINS_0344

• Professional Home Staging service • Professional interior Cleaning and paint touch ups • Professional removal of minor carpet stains • Moving Boxes

www.franklopresti.com

Linked in

@FrankLopresti *2001

**Commission to Buy Broker not incl.

NOV 02 - DEC 07, 2013 | Greater Toronto Area resale home & condo Guide

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resale home & condo Guide Greater Toronto Area | NOV 02 - DEC 07, 2013

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CENTRAL

11280707_4413

Alene Shai Barcia TD Bank Mortgage Specialist (416) 845 - 4911 NOV 02 - DEC 07, 2013 | Greater Toronto Area resale home & condo Guide

ResaleGTA_4413.indd 39

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Higher Standard Agent, Higher & Better Results

VIP Award Winner

gold award Winner

FREE

Evaluation for your home

CENTRAL

hoMelife galaxy realty ltd.

broKerage independently owned & operated 11247160_4413

FREE

Home Staging with listing

Direct:

416-560-4027

Office:

416-284-5555

ukalia@trebnet.com

Mila Kalia SalES REpRESEntativE

$139,000 4413_DKA_0094

4413_DKA_0093

$529,000

Call Mila today!

$289,000

$419,000 4413_DKA_0096

Excellent location. 1+1 bedrm updated. Can be used as 2nd bedrm. 5 min to downtown. Close to all amenities.

4413_DKA_0095

Absolutely stunning det. brick home. 4+2 bedrm, 4 bathrm. Basement apt, 2 bedrm sep. ent. Pays $800 month. Laminated fam. rm. w/fire pl. 2 car garage. Close to all amenities.

Luxurious Tridel Built condo in prime area. 2 bedroom with 2 baths, walk to Scar. Town Center. 24 hr concierge. Close to 401, Go and RT, TTC. 5 appliances.

3 years new stunning home. All brick, over 1500 sq. ft. 3 bedroom & 3 washroom. Hardwood & ceramic fl. Close to all amenities.

$439,900 4413_DKA_0098

4413_DKA_0097

$519,900

Vaughan’s most sought neighbourhood. End unit T.H. 3 bedrm, 3 washrooms. Live rm w/fireplace. 5 appliances. Close to all amenities.

Freehold town home in quiet neighbourhood. 4 bedrm, 4 washrooms, 5 appliances. Hardwood fl. Basement apt. Call today for more info.

Let Mila take care of your Buying & Selling professionally, with over 25 years of experience.

40

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Bus: (416)

REALTY INC., BROKERAGE INDEPENDENTLY OWNED AND OPERATED

798-7777

9222 KEELE ST. (AT RUTHERFORD)

PRESTIGIOUS PATTERSON COMMUNITY

CENTRAL

METROPARK

For more listings visit our website at: www.homelifemetropark.com Independently owned and operated

11231057_4413

WOODBRIDGE TOWNHOME

BOLTON BEAUTY

D L O S Executive home, former model home, spacious 4 bedrooms, hardwood floors thru-out, custom kitchen, too many extras & upgrades to list! Louie Iaboni* 4013_SHERWINS_0021

Spacious 3 bedroom End Unit Townhome, 3 washrooms, eat-in kitchen, 2 car garage, 5 appliances, central air, near all amenities.

Elisabeth Sinopoli** 4013_SHERWINS_0022

Gorgeous 3 bdrm semi on ravine, fin. bsmt., with sep. entrance & w/out, central air & vacuum, kit. appliances & much more. This must be seen. Frank Corsino* 4013_SHERWINS_0023

JANE/HWY #7

HWY #7/JANE STREET

STOUFFVILLE SHOW STOPPER

8904 sq. ft. Industrial space private offices & showroom 2 truck level doors. Ideal for users or investors, tenants will stay or vacate.

Vince Battigaglia**

For lease 4008 sq. ft. of industrial space, 2-offices + showroom, one truck level door.

Minutes drive to Hwy #407 & 400. Vince Battigaglia**

4013_SHERWINS_0024

4013_SHERWINS_0025

Designer’s own home! Large principal rooms, main floor family room with gas fireplace, open concept design, 4 spacious bedrooms, and 3 baths & much more. Louie Tantalo** Susanna Belvedere*4013_SHERWINS_0026

KEELE/RUTHERFORD RD.

MAPLE SEMI

WESTON RD/MAJOR MACKENZIE

Beautifully maintained home with upgraded kitchen, 3 bedrms, 4 washrooms, finished bsmt. 6 appliances, central air & more.

Bruna Sestito**

Great location close to all amenities open concept layout, large eat-in ktichen, entrance from garage, beautifully finished backyard.

A pleasure to show! Luigi Riccelli*

4013_SHERWINS_0028

4013_SHERWINS_0029

D L O S Great court location with fantastic salt water pool, spacious 4 bdrms., modern kitchen with granite countertops, separate entrance to bsmt., central air & vacuum & much more.

Frank Detommaso* 4013_SHERWINS_0027

NOV 02 - DEC 07, 2013 | Greater Toronto Area resale home & condo Guide

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VIEW OUR MAGAZINES ON ANY

DIGITAL DEVICE anytime, anywhere!

Now you can view all Resale Home & Condo Guide magazines online using any smartphone, tablet or desktop device.

RESALEHOMEANDCONDOGUIDE.CA Published by 42

resale home & condo Guide Greater Toronto Area | NOV 02 - DEC 07, 2013

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$435,000+

$530,000+

$264,000

BATHURST & WILSON, CLOSE TO SUBWAY, TTC AT THE DOOR

• • • • •

• 3 bedrooms

• Family friendly area, close to HWY, schools, shopping

• • • • •

$279,000

$1,300/ FOR RENT

3 bedrooms Built-in 1 car garage Finished basement Move-in ready Perfect for starters

• Finished basement • 1 car garage

131 Woodbridge Avenue Woodbridge ON L4L 2S6

416.888.5554 OFF 416.987.8000 EMAIL

oksana.ilioukevitch@gmail.com 11249387_4413

4413_SHERWINS_1_0017

INC

BROKERAGE, INDEPENDENTLY OWNED AND OPERATED

1 bedroom + den (sep. room) Move-in condition Parking & locker included Quiet, well managed building Good for investment, easy to rent

4413_SHERWINS_1_8055

4413_SHERWINS_1_4054

PREMIER

KENNEDY & EGLINTON WALK TO SUBWAY

WALK TO YONGE & FINCH SUBWAY

BRAND NEW, WALK TO PROMENADE BUS STATION

• • • • • •

• 1 bedroom + open concept media

• • • • •

2 bedrooms Affordable living, help with financing Just now updated & vacant Underground parking included Big open balcony Close to transportation and shopping

• 9 ft ceiling, kitchen granite counter • Parking & locker included • 2008 year built

CENTRAL

VAUGHAN & RICHMOND HILL DETACHED

$112,500

DIR

4413_SHERWINS_1_0016

SALES REPRESENTATIVE

4413_SHERWINS_1_0015

4413_SHERWINS_1_0014

Oksana Ilioukevitch

VAUGHAN, RICHMOND HILL FREEHOLD TOWNHOMES

1 bedroom, 550 sq ft Parking & locker included Move-in condition, never lived in Available beginning of October Call for details

www.GtaRealEstateGuide.ca

JERZY KLUCZNIK

ANNA PAULA SILVA

SALES REPRESENTATIVE

BROKER

Cell: 416-417-5221

ROUGE RIVER REALTY LTD. BROKERAGE INDEPENDENTLY OWNED AND OPERATED

Cell: 905-409-5810 annasilva@rogers.com

jerzyk@remax.net

www.annasilva.ca

www.gr8toronto.com

$218,000

4413_DKA_0065

4413_DKA_0064

4413_DKA_0063

OUTSTANDING SERVICE, OUTSTANDING RESULTS…YEAR AFTER YEAR

$289,900 LESS THAN RENT!!!

$469,000 MAKE THIS YOUR HOME!

Stunning, executive 3 bdrm/3 bath home in the Heart of Toronto.

Modern kitchen with granite counter tops & breakfast bar. Hardwood floors, large master with walk-in closet & 4 pc ensuite...

Call Today, Tomorrow May Be Too Late!

11278565_4413

EXCEPTIONAL VALUE!

Gorgeous 3 bdrm/3 bath townhome with rare 2 car garage. Beautiful, bright and spacious kitchen with breakfast bar. Hardwood floors. Large master bdrm with walk-in closet & 4 pc ensuite...

Don’t miss out! Call today before it’s sold.

4413_DKA_0068

Stunning 3 bdrm/2 bath recently renovated home. Large kitchen, new floors, finished basement, large private backyard.

Steps to Schools, Shopping and 401...

Take a look at this one fast, it will not last!!!

4413_DKA_0067

Beautiful & spacious 3 bdrm Freehold Townhouse. Updated kitchen & bathroom, walk out from dining room to large private deck. Fantastic location - Steps to Schools, Shopping, Park & 401!...

Why Rent When You Can Own For Less?

4413_DKA_0066

$314,900

ATTENTION FIRST TIME BUYERS!

$584,999

$699,900

ABSOLUTELY SPECTACULAR!

Immaculate, completely renovated 3 bdrm brick home. Open concept with stunning custom kitchen, hardwood floors throughout, Living room with fireplace, walk out to large private deck. Steps to The Boardwalk and Queen St.... This is the one! Call Today!

4 ACRES OF PARADISE!

Escape to Nature. Large 3 Bdrm/3 bath ranch style bungalow. Large, eat-in kitchen, formal dining and living room, gorgeous stone fireplace, walk-out to huge 24’ x 16’ wood deck. Minutes to 401 & 407...

Move in and enjoy tranquility & privacy. Call now!

100% FINANCING AVAILABLE, BAD CREDIT, NO CREDIT, SELF-EMPLOYED SERVICE IN ENGLISH, PORTUGUESE AND POLISH NOV 02 - DEC 07, 2013 | Greater Toronto Area resale home & condo Guide

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ASSIF YASSEN Sales Representative

Direct

CENTRAL

416-625-2216 ayassen7387@rogers.com

Dynasty Realty Inc., Brokerage Independently Owned and Operated

905.471.0002 4413_DKA_0023

$189,900 CORNER UNIT WITH ENSUITE LAUNDRY!

4413_DKA_0024

4413_DKA_0025

3 bdrm & 2 upgraded washrm, open kitchen, breakfast area walk thru’ Living room. Open balcony w/beautiful panoramic view overlooking pool. All utilities included....even basic Cable!!! Call Assif

$149,900 HIGH DEMAND CONDO 4413_DKA_0027

4413_DKA_0026

MORNINGSIDE CROSSING.....SOLD IN JUST 5 DAYS!!

Great opportunity to own unit in a safe & quiet area. 1+2 bdrm w/gorgeous SW view of the Lake & CN Tower! One of the best layouts & super spacious.

All utilities included! Call Assif.

$399,995 54’X108’ CORNER LOT WITH FIN. BSMT!

$444,900 AMAZING PROPERTY ON PREMIUM STREET

4413_DKA_0028

4413_DKA_0029

Totally reno’d 2 bdrm condo w/lam flrs thru-out, new kit, new bathrm & more.

Shopping & all major banks nearby, close to Schools, Parks, YFT & Centennial College. 24 hr TTC at door!

Pride of ownership! Large brick 4 bdrm home on large lot. Great neighbourhood.

Fam & Liv rms w/lam. flr, large breakfast area, W/O to interlock deck & more.

Close to Shopping, Schools, etc. Call Assif

Det home w/fin bsmt in desirable neighbourhood! Bright & spacious, 4 bdrm, 4 bathrm, large windows. Close to Schools, Civic Centre, Transit, Libary & Shopping Centre. Call Assif.

11241909_4413

44

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West Reality Inc., Brokerage independently owned and operated

Helen Nioras B.A.S. Sales Representative

416.836.1639 office 416.281.0027 Toll Free 1.888.291.5576 direct

helen.nioras@gmail.com

CENTRAL

email

$254,900!

4013_DKA_0107

Modern! Brick! 3 Stry Condo Townhouse! Gar w/access! 3 Bdrms! 2 Baths! Spacious Eatin Kit! Open Concept! W/O to Balcony! Low Maint Fee! CAC! Close to all Amenities! 401! GO! Rec Centre! 25 Mins to Downtown TO! Great Starter Home! Why Rent Your Life Away!

Charming! Det! Brick! Raised Bungalow! Gar w/access! 3 Bdrms! 2 Baths! Reno’d Main Bath w/W/I Double Shower! Eatin Kit! Main Flr Sunroom w/W/O to Deck & Priv Yrd! Fin Bsmt w/ Sep Entry! CAC! Huge Rec Rm w/Frplc! Close to all Amenities!

Whether Down-Sizing or Just Starting out This One’s for You!

To view call Helen 416 836 1639

To view call Helen 416 836 1639

$342,500!

4013_DKA_0109

Lovely! Det! Brick! Raised Bungalow! Dbl Heated Gar! 3 Bdrms! 2 Baths! Mbr w/W/I Closet & Semi-Ensuite w/Jet Tub & Heated Flr! Eat-In Kit w/W/O to Deck! Lrg Priv Yrd w/Inground Pool & Cabana! CAC! Bsmt w/ Sep Entry! Fam Rm w/Frplc!

Close to all Amenities! 401! GO! Don’t Wait! Make it Yours!

Fantastic Family Home! Det! Brick! 2 Stry! Dbl Gar w/access!

Approx 2000sqft! 3 Bdrms! 3 Baths! Mbr w/4pc Ensuite & W/I Closet! Sep Shower and Soaker Tub! Eat-In Kit w/Granite Ctr & W/O to Deck & Gazebo! Open Concept! Fam Rm w/Gas Frplc!

CAC! Close to All Amenities! It’s Time! Move on Up!

To view call Helen 416 836 1639

RIGHT PLACE, RIGHT PRICE, RIGHT NOW!

$369,900!

Family Friendly! Det! Brick!

Raised-Bungalow! Dbl Gar w/ access! 3+1 Bdrms! 3 Baths!

Mbr w/4pc Ensuite & W/I Closet!

Family Sized Kit w/W/O to Deck!

Fam Rm w/Frplc! Fin Bsmt! CAC! CVAC! 6 Appls! Close to Schools, Parks, Shopping, 401! GO! Come Home and Relax!

4013_DKA_0111

To view call Helen 416 836 1639

To view call Helen 416 836 1639

$399,900!

Stunning! Det! Brick! 2 Stry! Dbl Gar! 3 Bdrms! 3 Baths! Huge Mbr w/4pc Ensuite & W/O to Balcony!

Open Concept! Eat-in Kit w/W/O to Patio! 6 Appls! Full Bsmt! CAC! Dem Loc! Close to All Amenities!

401! GO! 30mins to Downtown TO! Lakeside Living! Don’t Let This One Get Away!

4013_DKA_0113

To view call Helen 416 836 1639

To view call Helen 416 836 1639

LIVE HAPPILY EVER AFTER! 4013_DKA_0114

A BEAUTY WITH A PRICE TO MATCH!

$379,900!

Elegant & Immaculate! Det! 2 Stry! Dbl Gar w/access! Approx 2500sqft! 3 Bdrms! 3 Baths! Mbr w/4pc Ensuite & W/I Closet! Open Concept! Eat-In Kit w/Granite Ctr, Bkspl & W/O to Priv Yrd! Hrdwd Flrs in LR & DR! LR w/Frplc!

Fam Rm w/Frplc! CAC! Turn Key Home! Just Move in and Enjoy!

4013_DKA_0112

HOME SWEET HOME!

$347,900!

TASTE THE GOOD LIFE! 4013_DKA_0110

ENTERTAINER’S DELIGHT!

$267,900!

LIVE BETTER FOR LESS! 4013_DKA_0108

FIRST HOME? TRY THIS PRICE!

11230742_4413

www.niorasworks4us.com

$415,000!

Beautiful Family Home! Det! Brick!

2 Stry! Dbl Gar w/access & GDO! Approx 2500 sqft! 3 Bdrms! 3 Baths! Mbr w/Ensuite! All Brms w/W/I Closets! Eat-In Kit w/W/O to Prof Landscaped Yrd! Main Flr Fam Rm w/Frplc! Main Flr Laundry!

CAC! 5 Appls! Sec Syst! Child Friendly Street! Close to Schools, Shopping, 401! Life Made Easy!

To view call Helen 416 836 1639

Call for your free consultation today! RE/MAX West offers six locations surrounding the GTA to serve you better!

Scarborough, Thornhill, Bolton, Toronto Annex, Toronto High Park, Rexdale NOV 02 - DEC 07, 2013 | Greater Toronto Area resale home & condo Guide

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yourhome

Home inspections…

Essential and elementary info By ya n gu r e v ic h

T

oday’s home inspector is the Sherlock Holmes of real estate. Like Sherlock, an inspector will look for clues. This sleuth’s primary purpose is to assess the quality of the build, find problems with it, share their observations with you – the client – and offer you some direction (a maintenance schedule, if not repairs).

Their report will provide you with a valuable and essential education about the home you are about to purchase, and may dissuade you from making an offer, or leave you with peace of mind.

WHO DUNNIT?

Inspections are often ordered and paid for by the buyer. A satisfactory inspection is a common condition in an offer to purchase. The buyer can choose to proceed with the deal or cancel it, based on what they learned from the report. Such clauses are only for the buyer’s own benefit and only they can decide if they like the results of the report or not.

On occasion, a buyer will order an inspection before an offer has been tendered. This may occur in a situation where all offers are being held off until a certain date – and in these cases, there is time before that date for the buyer to get a home inspection and report. An offer without a condition for an inspection may be more appealing to a seller than one with the inspection clause.

RED HERRING!

Some sellers opt to order their own inspection report before putting the home up for sale. In this case, potential buyers can review the seller’s copy and opt not to order their own.

This practice tends to promote offers without the condition for an inspection, which is one less way for a buyer to walk away from making a deal. Make sure that this inspection is done by a reputable firm, and do background checks to make sure the conclusions were not falsified.

46

There is no story without mystery.

Some issues are quite obvious to most casual observers – an odd scent, or a stain on the carpet, ceiling or drywall. Others are mere invisible crumbs to a naked, untrained eye.

FOLLOW YOUR NOSE!

There is no story without mystery.

Some issues are quite obvious to most casual observers – an odd scent, or a stain on the carpet, ceiling, or drywall.

Others are mere invisible crumbs to a naked, untrained eye.

A traditional inspection takes up to three hours. Unlike Conan Doyle’s novels, there is no surprise ending.

At each stage of the investigation, your inspector will point out their observations to the buyer – positive or negative. All findings are summarized and documented in a binder or PDF format.

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Your bank’s appraiser may even identify defects, which could prevent your lender from offering you a mortgage

This manual serves as a great reference for any maintenance a buyer budgets for each year. An inspection may be the deciding factor in what price a buyer will ultimately settle on, or a key reason to walk away from a deal.

WHY BOTHER?

DON’T FORGET YOUR SCANNERS!

Home inspections don’t happen like they do on TV. When you inspect a home before you buy it, the seller is not going to let you tear open walls, peel back carpets or pop open the siding.

Today’s investigators are equipped with tools and scanners that would even make Mr. Spock raise a brow. These can identify everything from minor heat loss, to major moisture issues behind perfectly painted walls and fancy new hardwood flooring.

DON’T PRESUME!

The right inspector is certified, highly trained (in some cases possessing an engineering degree or construction experience), and nearly always belongs to Canadian Association of Home and Property Inspectors (cahpi.ca).

A home inspection costs between $450 and $1,000, depending on size, number of units, location and nature of building.

An inspection may reveal a $10,000 roof issue, a $20,000 foundation repair, or even a potential inferno waiting to happen due to improper wiring. An inspection may reveal if you would be exposing your family to mold or dangers of carbon monoxide. In some cases, unforeseen issues could make your home uninsurable. Your bank’s appraiser may even identify defects, which could prevent your lender from offering you a mortgage. An inspection is designed to offer you protection from unforeseeable complications and expenses.

For a discussion on other types of inspections – like termite inspections, wet basement inspections, wells, or energyefficiency inspectors, visit yanguru.com/inspections.

To share your unique inspection experience with us, please send your story to yan@harveykalles.com.

A real estate sales representative with Harvey Kalles Real Estate, Yan Gurevich shares his creativity, sales, finance and negotiating skills with his colleagues and clients. Email him at yan@harveykalles.com; call 647.209.4004;and follow him on Twitter @brokeryan

NOV 02 - DEC 07, 2013 | Greater Toronto Area resale home & condo Guide

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10885504_4413

WE CAN HELP YOU! DO YOU HAVE PROBLEMS WITH

Bad Credit • Bankruptcy • Low Down Payment • Self Employed New Immigrants

New Employment 2000 Realty Inc., Brokerage

CENTRAL

Don’t Rent, Give Us a Chance

416.565.0003 Danny Balchand Sales Representative

1.888.915.5050

416.271.1996

Call for information on any home listed by all real estate companies

Harold Balchand Sales Representative

0 ,9 0 59

Excellent building, security guard, well maintained, inground pool, gym, sauna and more. Big rooms, 2 washroom, very spacious unit, excellent price for a quick sale, call for more details.

BEAUTIFUL TOWNHOUSE $1

SPOTLESS UNIT

$1

24

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We List And Sell Home In All Of Toronto & 905 Areas ALL LISTINGS ARE EXCLUSIVE

,9 29 $2

3 bedroom bungalow, big eat-in kitchen, 105 ft lot, freshly painted, 2 full washrooms. Finished basement, new windows, new roof, new doors, lots more updates; call for more details. Very clean home, carries cheaper than rent.

WHAT A DEAL

MINUTES TO 401

$1

99

,9

00

1213_TSG_1_0080

00

1213_TSG_1_0075

Nice & clean home. Ideal for two families, 3 bedrooms upstairs, with 2 bedrooms, kitchen, living room, wshroom & separate entrance downstairs & much more. Call for more details. Property backs onto ravine and the apartment was totally renovated.

Beautiful home, attached garage, angel stone and vinyl, 3 bedroom upstairs, 2 bedroom downstairs. Totally renovated. Nice family area, professionally finished basement, 2 full washroom. Nicest home in area.

Call for more details.

1213_TWC_1_2000

LIVE UPSTAIRS, RENT DOWNSTAIRS $2 49 ,9 00

$2 3

5, 0

00

1213_TSG_1_0078

60’ X 111’ LOT

This 3 bedroom townhouse is like a semi, 2 washrooms, nice kitchen big living room, finished basement, garage, central air, close to transportation and shopping; this home is priced right. Call for more information.

1213_TSG_1_0077

Perfect home to help pay the mortgage. Live upstairs and rent downstairs, has a huge apartment downstairs with separate entrance, 3 bedrooms, 2 full washrooms, 2 kitchens, call for more details.

1213_TSG_1_0079

Two Brothers Working Together to Serve You Better!

Over 25 Years of Experience 48

resale home & condo Guide Greater Toronto Area | NOV 02 - DEC 07, 2013

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CENTRAL

11280710_4413

NOV 02 - DEC 07, 2013 | Greater Toronto Area resale home & condo Guide

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RUSS TREMBYTSKYY DIRECT

416-996-0230 416-273-6531 905-277-0771

11274413_4413

REAL ESTATE BROKER

2009

2005 -2008, 2010 - 2012

12 YEARS FULL TIME REAL ESTATE BROKER

REALTY ONE INC., Brokerage

305 HOMES SOLD, ALL ON MLS $729,999

$457,900

Bungalow! Lot 108.8 Feet DEEP!!! Beautiful raised brick bungalow with 2+2 bedrooms. Master has ensuite and walk-in closet. Large family rm with gas fireplace. Bright kitchen with walkout to deck.

4001

$654,900

Bungalow!!! Lot 111. 98 Feet DEEP!!! 5000 sq ft.

Open concept layout. Kitchen with granite counter, backsplash, and pantry. Great room with gas fireplace. Master bedroom with walk-in closet.

4004

GORGEOUS LAKE FRONT BRAND NEW CONDO!!!

1 bedroom, 1 washroom, 1 locker, 1 parking, from $326,000 1+1 bedroom, 1 washroom, 1 locker, 1 parking, from $338,000 2 bedrooms, 2 washrooms, 1 locker, 1 parking, from $399,000

4006

VERY BRIGHT UNIT WITH UNOBSTRUCTED VIEW!!!

1+1 bedrooms, 1 washrooms, 1 locker, 1 parking, from $349,900 2 bedrooms, 2 washrooms, 1 locker, 1 parking, from $405,000 2+1 bedrooms, 2 washrooms, 1 locker, 1 parking, from $430,000

WITHIN GTA!!! LOT 120 Feet DEEP!!! Chefs delight kitchen with backsplash, granite countertop, and walkout to backyard. Huge master bedroom retreat with ensuite and walk-in closet.

4003

4002

$669,900

***DISTRESS SALE*** **POWER OF SALE** Bank Foreclosures. Free list of Foreclosure Properties. Receive a FREE daily list by email.

416.996.0230 or text 6128 to 555000 for info

free-powerofsale-hotlist.ca

WITHIN GTA!!! Excellent location. Extra big Living and Dining rooms with bay window. Master bedroom with 6 pc ensuite and walk-in closet. Kitchen with backsplash, pantry and walkout to deck.

4005

$495,000

$679,900

Lot 111.55 Feet DEEP!!! Spacious 4 bedrooms home in great location. Eat-in kitchen with walkout to deck. Master bedroom with 4 pc ensuite and walkin closet. Circular staircase open to basement.

Bungalow!!! Lot 70 x 108 Feet!!!! Exceptional 2690 sq. ft. Open concept layout and vaulted ceiling. Great room has gas fireplace overlook great view. Main floor laundry and access to garage.

4007

4008

Free Confidential Home Evaluations Call Today and Start Packing !!! ** All properties advertised herein may not be listed by Russ nor located in a boundaries where this magazine has been distributed. Call for details.

ResaleGTA_4413.indd 50

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Proven By Time, RUSS’s Guaranteed Home Selling and Buying System** • Get up to $15,000 no interest up to 90 days* • Complete Service Guaranteed in writing • Your Home sold in 60 days, or RUSS will buy it • Competitive Rates, Exceptional Service • Award winning results

11274415_4413

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$675,000

$580,000

Bungalow! Lot 163x802 Feet!!! Enjoy the view from every angle of your wrap around porch! The open concept interior is fabulous, and a premium Italian kitchen for the cooking Connoisseur.

Bungalow!!! WITHIN GTA!!! Lot 120 Feet DEEP!!!

Great home for a large family! Boasting spacious rooms. A finished basement with separate entrance.

Great backyard! Steps to all amenities!

4009

4010

$599,900

Bungalow!!! Court Location!!! Almost 2500 sq ft 4 bedrooms! This beauty has hardwood floors top to bottom. Family room with gas fireplace! Modern kitchen with breakfast bar and walkout to yard.

!!!! THESE HOMES NEED WORK !!!! ***Fixer Upper Deals*** Free list with pictures and location 416.996.0230 or text 6672 to 555000 for info

free-fixerupper-hotlist.ca

4012

BRIGHT AND SPACIOUS UNIT WITH GORGEOUS VIEWS!!!

1 bedroom, 1 washroom, 1 locker, 1 parking, from $255,000 1+1 bedrooms, 2 washrooms, 1 locker, 1 parking, from $294,900 2+1 bedrooms, 1 washroom, 1 locker, 1 parking, from $320,000 4011

$640,000

Bungalow! Lot 120x162 Feet!!! Large brick quality custom built bungalow with cathedral ceilings, skylights, large eat-in kitchen, walk-out to huge yard and deck. Spacious bright basement.

4013

$674,900

$599,000 Gorgeous home located on a great sized corner lot 77.26 x 107.61 feet with spacious sunroom overlooking professional landscaping backyard.

Kitchen has open concept and granite countertop.

4014

WITHIN GTA!!! Gorgeous amazing 4 bedrooms with BREATHTAKING PANORAMIC VIEW OF LAKE!!! open concept family room/dining room/kitchen with 1 bedroom, 1 washroom, 1 locker, 1 parking, from $295,000 granite countertop. Marble backsplash. Open oak 1+1 bedrooms, 1 washroom, 1 locker, 1 parking, from $309,900 2 bedrooms, 2 washrooms, 1 locker, 1 parking, from $329,900 staircase to professional finished basement.

4015

4016

*not intended to solicit persons under the contract. Certain conditions may apply. Re/Max Realty One Inc. does not guarantee the sale of your home, only and exclusively offered by Russ Trembytskyy. Contact him directly for details.

ResaleGTA_4413.indd 51

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RUSS TREMBYTSKYY B R O K E R

RE/MAX Realty One Inc.

416-996-0230 o: 905-277-0771 d:

$675,000

$569,000

Bungalow! Lot 104 x 167 Feet!!! Prestigious 3,950 sq. ft. bungalow. Peaceful treed lot backs trees. Offering 1+2 bedrooms, 2.1 bathrooms, and 2 offices. Master bedroom with 5 pc ensuite.

4017

WITHIN GTA!!! 2400 sq. ft. double door entry. Kitchen has ceramic floor and breakfast area with walkout to deck. Main floor 9 ft ceiling. Master has 4 pc ensuite. Gas fireplace and much more.

4018

$629,000

$479,900 Lot 114.17 Feet DEEP!!! Detached 2 car garage house at one of the best location. Main floor Living, Dining and family room. Master retreat with 5-pc ensuite and walk-in closet.

Fenced backyard.

4019

Bungalow! A magnificent ravine Lot 161.1 Feet DEEP!!!

Fabulous bungalow with gourmet kitchen with granite counters, island and walk-in pantry. Lower level master retreat with walkout to patio.

4020

GORGEOUS UNIT WITH SPECTACULAR LAKE AND CITY VIEW!!

1 bedroom, 1 washroom, 1 locker, 1 parking, from $269,900 1+1 bedrooms, 1 washroom, 1 locker, 1 parking, from $299,900 2 bedrooms, 2 washrooms, 1 locker, 1 parking, from $335,000 4021

For contact information please see previous pages. $599,900

$699,900

Bungalow!!! WITHIN GTA!!! Corner Lot 114 Feet DEEP!!!

Beautiful, huge bungalow with 5 bedrooms, 2 washrooms, 3 separate entrance, and open concept layout. Kitchen has granite countertop.

4022

WITHIN GTA!!! Beautiful, fully detached home 4+1 bedrooms.

Double door entry!! Approx 3000 sq ft. Fully upgraded kitchen with cabinets, granite countertops, marble floor, and granite backsplash!

4023

$649,000

Bungalow! Lot 123 x 227 Feet!!! Truly spectacular open concept. Exceptional mix of modern and cottage design.

Clear Lake View from kitchen, family room, dining room and covered deck.

4025

$595,000

LOCATION! LOCATION! LOCATION! 2 bedrooms, 2 washrooms, 1 locker, 1 parking, from $305,900 2+1 bedrooms, 2 washrooms, 1 locker, 1 parking, from $399,900 2+1 bedrooms, 3 washrooms, 1 locker, 1 parking, from $499,000 4024

$699,500

Lot 111.71 Feet DEEP!!! All brick 4+1 bedrooms and 3 1/2 baths. Finished basement, double door entry, hardwood and hardwood staircase. Eat-in kitchen, family room open to the above, gas fireplace.

4026

Bungalow!!! Lot 75 x 202.99 Feet!!! Beautiful views and sunsets. 5 bedrooms, 3 baths home with vaulted ceilings, and spacious open plan. Master retreat with 4 pc ensuite and walk-in closet.

4027

$525,000

$579,000 WITHIN GTA!!! Lot 102 Feet DEEP!!! Living room combined with Dining room. Great kitchen has breakfast area and ceramic floor. Master bedroom retreat with gas fireplace and potlights.

4028

Bungalow!!! WITHIN GTA!!! Large pie-shaped lot 108.27 Feet DEEP!!! Extremely well maintained 3 bedrooms home with picture window. Kitchen has quartz countertop, oak cabinets.

Hardwood floor.

4029

Bungalow!!! WITHIN GTA!!! Pie shaped lot 130 Feet DEEP!!!

This is a sunny spacious professionally renovated property with too many upgrades to list. Hardwood floor, skylight, and gas fireplace.

4030

11278555_4413

$599,000

Free Confidential Home Evaluations. Call Today and Start Packing !!!

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RUSS TREMBYTSKYY B R O K E R

RE/MAX Realty One Inc. $575,000

A TRULY EXCEPTIONAL PRIME LOCATION!!!

1+1 bedrooms, 1 washroom, 1 locker, 1 parking, from $244,900 2+1 bedrooms, 2 washrooms, 1 locker, 1 parking, from $294,900 2 bedrooms, 2 washrooms, 1 locker, 1 parking, from $318,800 4031

$629,900

Bungalow!!! Lot 1.16 Acres!!! Immaculate and stunning 2100 sq ft bungalow! Enjoy a large granite kitchen with ceramic backsplash, island, breakfast bar, and eat-in area with walk out to yard.

4032

Bungalow! WITHIN GTA!!! Lot 114.83 Feet DEEP!!! This home is bright, spacious and inviting. Great kitchen with ceramic floor and walkout to yard. Living room with bay window. A must see!!

4033

$669,900

$479,000

WITHIN GTA!!! Lot 102.69 Feet DEEP!!! House with a fresh, green and breath taking view of large green filled park. 2800 sq ft of living space. Master bedroom has 4 pc ensuite and walk-in closet.

4035

Lot 147.64 Feet DEEP!!! This home has it all! Open concept layout, yard, 3 bedrooms beautifully maintained home with finished basement and 2 car garage. Master bedroom with 2 pc ensuite.

4036

$725,000

Bungalow!!! Lot 140.75 Feet DEEP!!! Stunning 2600 sq ft bungalow with 3 bedrooms, 2.5 baths including master suite with fireplace and 4 pc ensuite. Vaulted great room with fireplace.

4034

416-996-0230 o: 905-277-0771 d:

For contact information please see previous pages. $549,900

$695,000

Bungalow!!! WITHIN GTA!!! Lot 200 Feet DEEP!!! This bungalow boasts approx. 3500 sq. ft. Open concept with vaulted ceiling and skylight. Kitchen has quartz countertops, backsplash and island.

4037

Bungalow! Lot 112.4 x 373 Feet!!! This stunning bungalow is situated on 1.2 acre private lot. Enjoy bright open layout.

Kitchen has centre island, granite counters and wlakout to backyard.

4038

Bungalow!!! WITHIN GTA!!! Lot 137.58 Feet DEEP!!!

Combined Living/Dining rooms. Master has semi ensuite.

Hardwood finished basement with separate entrance. Shows great. Ready to move in.

4040

$718,900

$669,000

WITHIN GTA!!! Lot 105 Feet DEEP!!! Bright, spacious and a super floor plan. 2948 sq. ft. Main floor den, family room with gas fireplace. Modern kitchen with centre island and granite countertops.

4041

$574,900

WITHIN GTA!!! Fully filled natural lights detached house in premium lot 109.91 Feet DEEP!!! Spectacular 4 bedrooms with walkout basement. Open concept modern kitchen with countertop.

4043

ResaleGTA_4413.indd 53

Bungalow!!! Lot 173.9 x 140.2 Feet!!! Spectacular panoramic views from your Living room! Almost 2500 sq. ft. Bungalow with walk-out basement. Beautiful kitchen with granite countertop.

4042

$667,000

$455,000

Bright and spacious 4 bedrooms home on premium walk out lot 19.91 Feet DEEP!!! Kitchn with granite countertop, pantry, and walkout to deck with Lake view. Master has 4 pc ensuite and walk-in closet.

4044

WITHIN GTA!!! Lot 117 Feet DEEP!!! Beautiful 4 bedrooms house. Approximate 2900 sq ft. Great kitchen has open concept layout, granite countertop, backsplash, and walkout to backyard.

4045

11278556_4413

$639,900

BRAND NEW CONDO! WALK TO SUBWAY!!!

1 bedroom, 1 washroom, 1 locker, 1 parking, from $227,800 1+1 bedroom, 1 washroom, 1 locker, 1 parking, from $265,000 2 bedrooms, 2 washrooms, 1 locker, 1 parking, from $355,500 4039

10/30/13 5:36:45 PM

RUSS TREMBYTSKYY B R O K E R

RE/MAX Realty One Inc.

416-996-0230 o: 905-277-0771 d:

$699,900

$474,900

Lot 145.73 feet DEEP!!! A modern open concept 2258 sq ft home. Double entry to spacious ceramic floor foyer. Great working kitchen with ceramic floor, pantry, and walkout to deck. Gas fireplace.

4046

$479,900

$575,000

Modern home backs onto pond and nature trail! Enjoy a lazy summer slumber on the deck off the master bedroom. Kitchen with black granite countertop, glass marble backsplash and ceramic floor.

4048

Bungalow!!! Lot 102.43 feet DEEP!!! Fantastic bungaloft backing onto pond. Large family room with fireplace and walk-outs to landscaped entertainer’s backyard. Master bedroom with ensuite.

4049

Bungalow! Lot 124 x 178 feet!!! Bright & spacious layout.

Stunning eat-in kitchen with impressive finishes. Large master featuring 4 pc ensuite. Raised entertaining deck with spectacular views.

4047

$684,000

Bungalow!!! WITHIN GTA!!! Lot 412 feet deep!!! Beautiful oversized bungalow with open concept. Eat-in kitchen has granite countertop and ceramic floor. Master with semi ensuite and double closet.

4050

For contact information please see previous pages. $699,000

$574,900

GORGEOUS PRIVATE BALCONY FEATURES SUNNY VIEW OF LAKE!!!

1 bedroom, 1 washroom, 1 locker, 1 parking, from $244,900 1+1 bedroom, 1 washroom, 1 locker, 1 parking, from $265,000 2 bedrooms, 2 washrooms, 1 locker, 1 parking, from $299,000 4051

Lot 115.72 feet DEEP!!! Total finished 3500 sq ft beautiful home. Kitchen has a pantry, bay window, ceramic floor and breakfast area with walk out to deck. Master has ensuite and walk-in closet.

4052

$599,000

$579,900

Bungalow!!! WITHIN GTA!!! Lot 120.22 feet DEEP!!! 3 bedrooms bungalow 1600 sq ft located on a very quiet street.

Hardwood and ceramic floors. Large principal rooms. 10 ft ceiling in main foyer.

4054

Bungalow!!! Lot 118.11 feet DEEP!!! Lovely 2 bedrooms and 2 bath open concept layout. Gourmet kitchen with breakfast bar. Cathedral ceilings, hardwood, gas fireplace, heated ceramic floors.

4055

Lot 110 feet DEEP!!! Absolute stunning! Over 3000 sq ft with beautiful layout. New modern kitchen with centre island, ceramic floor, potlights, and walk out to garden with spectacular view of forest.

4056

A FANTASTIC VIEW OF THE PARK WITH RIVER FROM BALCONY!!!

1 bedroom, 2 washrooms, 1 locker, 1 parking, from $299,000 1+1 bedrooms, 2 washrooms, 1 locker, 1 parking, from $318,000 2+1 bedrooms, 2 washrooms, 1 locker, 1 parking, from $449,900 4058

WITHIN GTA!!! Pie shaped lot 140 feet DEEP!!! Absolutely stunning 2405 sq ft home. Family room with fireplace.

Professionally landscaped with wood deck in backyard along with storage shed.

4059

Bungalow! Lot 147 x 328 feet!!! Gourmet kitchen with centre island. Master retreat with sliding doors to 5pc spa like ensuite with your private hot tub, walk-in closet and walkout to patio.

4053

$669,000

WITHIN GTA!!! Pie shape lot 104 feet DEEP!!! Beautiful 3 bedrooms, 3 baths. Approximately 1900 sq ft detached home with double door entry. Open concept family sized kitchen with walkout to yard.

4057

$689,900

11278557_4413

$575,000

Free Confidential Home Evaluations. Call Today and Start Packing !!!

ResaleGTA_4413.indd 54

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RUSS TREMBYTSKYY B R O K E R

RE/MAX Realty One Inc.

$619,000

416-996-0230 o: 905-277-0771 d:

$569,900

Bungalow! Lot 113.75 Feet DEEP!!! Fabulous 2 bedrooms + den (1700 sq ft) with extended barbeque patio among privacy trees. Open thru-out. Lots of windows. Master retreat with 4 pc ensuite.

4060

LUXURY CONDO WITH GORGEOUS CITY VIEW!!!

1+1 bedrooms, 1 washroom, 1 locker, 1 parking, from $274,900 2 bedrooms, 2 washrooms, 1 locker, 1 parking, from $309,000 2+1 bedrooms, 2 washrooms, 1 locker, 2 parking, from $349,900 4061

$669,900

$744,900

WITHIN GTA!!! Dare to compare! 3200 sq ft of wonderful space. A beautiful home ona 65 ft ravine lot. Court location!

Kitchen has ceramic floor, pantry, breakfast bar with walk-out to huge deck.

4063

Bungalow!!! Lot 154 Feet DEEP!!! This beautiful dream home has an outstanding modern family home with beautiful design and layout features 5 bedrooms, 3 bathrooms. Double attached garage.

4064

Bungalow!!! Lot 8.8 acres!!! Nature lovers paradise beautiful bungalow featuring open concept great room kitchen with pine cathedral ceilings. Kitchen with centre island. Hardwood and ceramic floors throughout.

4062

$749,000

Home with spacious open concept layout. Boasts a gourmet chefs kitchen with stainless steel appliances. Master retreat with spa ensuite and his/hers closets. Kitchen with walk out to deck.

4065

$639,900

$494,900

$649,900

Bungalow!!! Ravine lot 143.19 Feet DEEP!!! This superb custom built home nestled on a professional landscaped lot with impressive deck. Sunroom with walkout to deck. Master with gas fireplace.

4066

Lot 131.23 feet DEEP!!! Immaculate brick 5 bedrooms backing onto beautiful pond. Kitchen with french doors and walkout to large deck. Master bedroom has 4 pc ensuite and walk-in closet.

4067

Bungalow!!! Lot 2.05 acres!!! This beautiful house has 2127 sq ft open concept with 20ft vaulted ceilings and fireplace.

Custom made kitchen cabinets and white marble counters and island.

4068

$579,000

$474,900

WITHIN GTA!!! Lot 110 feet DEEP!!! Spacious 4 bedrooms and 2 bedrooms finished basement with separate entrance.

Home features a grand double door entry with open foyer and circular staircase.

4069

Immaculate spacious home with spacious foyer open to living and dining rooms with vaulted ceiling. Kitchen open to eating area with walkout to huge private sun-filled deck. Master has 4 pc ensuite.

4070

BRAND NEW LUXURIOUS CONDO LOCATED IN THE BEST LOCATION!!!

1+1 bedrooms, 2 washrooms, 1 locker, 1 parking, from $318,800 2 bedrooms, 2 washrooms, 1 locker, 1 parking, from $399,000 2 bedrooms, 3 washrooms, 1 locker, 1 parking, from $459,900 4071

$589,900

$499,900

$609,800

Bungalow!!! A forested private lot 141 x 204 feet!!! Impressive bungaloft design with main floor master suite. Great kitchen with granite countertop and walkout to patio with gas fire pit.

Lot 125 feet DEEP!!! A rare find, custom designed 2 storey home offers over 3800 sq ft kitchen with large centre island and granite counters. 800 sq ft deck overlooking forest and with gas barbeque.

4073

Bungalow! Lot 106 x 139 feet!!! Custom kitchen with 2 breakfast bars and granite countertop, backsplash, spacious walk in pantry with granite. Large walkout basement with media room.

4074

4072

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11278558_4413

For contact information please see previous pages.

10/30/13 5:36:50 PM

HALTON

OAKVILLE MILTON BURLINGTON HALTON HILLS

PEEL

MISSISSAUGA BRAMPTON CALEDON ORANGEVILLE

CENTRAL

ETOBICOKE

market commentary

56

Courtesy of Toronto Real Estate Board

halton region

peel region/ orangeville

City of toronto

During the first 14 days of September, sales reported through the Multiple Listing Service (MLS) system for Halton Region were up by 51 per cent year over year to 254, compared to 168 transactions reported during the same time period in 2012. The supply of listings also increased but by a lesser amount than sales. New and active listings rose at annual rates of 13 and six per cent respectively.

“With sales growing at a much brisker pace year over year compared to the supply of listings, market conditions have tightened. This is why the average selling price was up very strongly on an annual basis. When competition between buyers increases, we see increased upward pressure on selling prices,” says Jason Mercer, senior manager of market analysis at the Toronto Real Estate Board (TREB).

The average selling price for the first two weeks of September in Halton was $568,589 – up 10 per cent compared to the first 14 days of September 2012.

“The housing stock in Halton is characterized by lowrise home types, including detached and semi-detached houses and townhomes. The lowrise segment of the market has been driving overall price growth in the GTA over the last two years,” Mercer continues.

There were 714 transactions reported through the Toronto MLS system for Peel Region/Orangeville in the first half of September. This represents an increase of 33 per cent over the 535 sales reported for the same period last year.

“Since July, we have seen a rebound in sales as an increased number of households have come to terms with stricter mortgage lending guidelines.

The pent-up demand that built over the past year, as some households put their decision to purchase on hold, is starting to be satisfied,” Mercer says.

Average prices in Peel Region/ Orangeville rose six per cent on a yearover-year basis to $462,088 compared to $437,648 during the first two weeks of September 2012.

“Despite above-inflation price increases and an uptick in borrowing costs, monthly payments associated with the average priced home in the GTA have remained affordable for a household earning an average income,” Mercer says.

Toronto MLS sales in the city of Toronto were up 32 per cent for the first 14 days of September 2013 compared to the same period last year, with total transactions amounting to 1,151. Over the same period, the number of new listings entered into Toronto MLS and the total number of active listings were down on a year-overyear basis.

“Both the lowrise and highrise segments of the Toronto market have posted strong annual growth in transactions. This is especially good news from the condo market perspective. Even though this segment of the market is very well supplied at present, we are seeing enough demand to provide a foundation for condo prices,” says Mercer.

The average selling price for sales during the first half of September was $531,388 – down one per cent compared to the same period in 2012.

“The average price was down slightly compared to last year, but this dip was compositional in nature. Fewer high-end luxury homes sold in the first 14 days of September this year compared to the same time last year. By the end of September, a year-over-year increase in the average selling price is expected for Toronto,” Mercer notes.

resale home & condo Guide Greater Toronto Area | NOV 02 - DEC 07, 2013

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4413_SHERWINS_5701

$409,000

4413_SHERWINS_5704

Superb opportunity to own a 2 bdrm, 2 bathrm corner condo apt., just East off Hurontario. Appliances included.

In-suite laundry, solarium styled livdin rm combo (no balcony). Gallery kitchen. Well mngd bldg. Main fee of only $629.72 a month includes your heat, hydro, underground parking, bldg insurance, amenities, security desk, 24 hr monitored security, pool, rec-centre, sauna, tanning bed, exercise/weight rm, party rm, visitor parking, fast possession.

$364,900

Beautiful house, lcoated in a great neighbourhood!!

Hardwood floors in main floor. 4 pc ensuite & W/I in master bedroom. Open concept and very modern layout. Very spacious bedrooms. Close to Hwy 410 and Trinity Mall. Fully fenced backyard. Just move in. Shows 10++. Perfect for the young family.

$489,900

Welcome to 26 Amazon Crt. Shows beautifully.

Priced for your discriminating buyers. Hardwood floors throughout. Granite kitchen, gas fireplace, two sided large front and back.

Basement 80% finished priced for action.

4413_SHERWINS_5702

4413_SHERWINS_5705

$374,900

11266822_4413

Independently Owned & Operated

1%

Very comfortable 3 bedroom.

Master bedroom has 4 pc ensuite. Large eat in kitchen.

Two car driveway. Separate basement entrance. Very open concept. Must be seen to appreciate. Walk to school, transit and all other amenities.

4413_SHERWINS_5703 Dream home in dream area.

Fabulous open concept and newly painted. Absolutely gorgeous. Must see! Minutes access to Hwy 401, 407, shopping centre and schools.

Bsmt has 2 bedroom and entrance through the garage.

3 pc washroom in the bsmt.

Beautiful large deck on the backyard. Quiet court location.

Your buyer will not be disappointed!!! Show and Sell!!!

$824,900

4413_SHERWINS_5706

Beautiful large home (3262 sq ft above & lower level) on a premium extra large pie lot on a quiet cul-de-sac (Owner paid extra $$ for this lot). Main level 9 ft ceiling.

Hardwood floor. Open concept great room w/fireplace.

Direct across to 2 car garage.

Short walk to Square One. Easy access to 403. 5th bedroom/media rm has cathedral ceiling & juliette balcony.

NOV 02 - DEC 07, 2013 | Greater Toronto Area resale home & condo Guide

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bie Mujawaz is a real estate agent like no other. Servicing the western regions of the Greater Toronto Area, his name is synonymous with knowledge, experience, customer care, and highimpact marketing solutions.

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11280678_4413

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resale home & condo Guide Greater Toronto Area |NOV 02 - DEC 07, 2013

ResaleGTA_4413.indd 58

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Special Guest: Bruce Keith

11280452_4413

“Mixing Basics with Technology in Real Estate Today”

NOV 02 - DEC 07, 2013 | Greater Toronto Area resale home & condo Guide

www.mreb.ca ResaleGTA_4413.indd 59

59

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$409,900 FOR SALE

5005

$210,000 FOR SALE

5006

$444,900 FOR SALE

5007

$429,800 FOR SALE

5010

4 Br house with family room. Hardwood on main and 2nd floor. New roof (2012). One of the bigger semis in the neighbourhood. Deep lot, functional layout, bright house. 4 spacious bedrooms. Extended drive way. Quiet street for children. Sep family rm, Din room and Living room, dbl door entry. Freshly painted.

4413_SHERWINS_5002

Renovated home with hardwood floors almost throughout, oak stair case with iron pickets, kitchen with granite counter S/S stove, fridge, B/I microwave, 18x18 floor tiles, wooden deck in back yard, 3 washrooms with granite counters, basement has rough-in for kitchen. Approx. $40,000 spent on upgrading.

4413_SHERWINS_5005

$349,900 FOR SALE

5008

‘Location’ first time buyer’s dream, 3 bedroom, 4 level backsplit with 2 bedroom finished basement rented with separate entrance. **New windows, new roof, new furnace** Hardwood floor, lots of parking. Close to Walmart, Schools, Transit.

4413_SHERWINS_5008

$359,777 FOR SALE

5011

In The Heart Lake area. Minutes to Hwy 410. Well maintained and updated just like new, open concept, hardwood flooring in main area, S/S appliances and new cabinets, deck in fenced backyard, heated ceramic floor, skylight, vinyl windows and finished basement with beautiful rec. room and much more.

4413_SHERWINS_5011

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Finished basement upgrd wood floor on main floor Living, family room and all bedroom. Upgrd kitchen cabinet with ceramic b/ splash, B/I dishwasher. Master bedroom 5 pc. ensuite W/i closet, sep. shower. 2nd floor laundry. Professionally finished basement with rec. room, kitchen, 3 pc.

4413_SHERWINS_5003

Beautiful upgraded condo with kitchen and backsplash. Freshly painted corner unit with 3 bedrooms & 2 washrooms!!! Filter water system, ceramic & laminate floors throughout. Ensuite laundry with washer & dryer, storage room. Close to all amenities including Bramalea City Center, Schools, Public Transit & GO Station.

4413_SHERWINS_5006

$289,900 FOR SALE

5009

Corner 4 bedroom condo townhouse just like semi-detach house in a great community of Malton (Mississauga).

One bedroom nanny suite with kitchen & 3 pc washroom.

Freshly painted, stainless steel appliances, hardwood & ceramic on main floor, 2 full & 2 half washrooms. Fully fenced extra-large backyard.

4413_SHERWINS_5009

$408,000 FOR SALE

5012

All brick gorgeous detached house. Nicely painted and professionally finished bsmt with one Br. This home has it all this well designed layout is complimented by the gleaming parquet floors and ceramic tiles on main floor. Large eat-in kitchen wirth backsplash & centre island, too much to list. 4413_SHERWINS_5012

Detached home in Glenrose neighbourhood on a quiet street. Extended driveway, finished basement, hardwood on main floor, ceramic in kitchen and breakfast area.

Garage has lots of storage area with direct access to house. Close to all amenities.

4413_SHERWINS_5004

Bamboo floor throughout main level, upgraded house, oak stairs, well maintained like new, stunning layout, modern kitchen, lots of upgrades. Finished basement potential of separate entrance, professionally landscaped backyard and interlocking walkway in front and back. 4413_SHERWINS_5007

Prof finished basement open concept. A lrg eat-in kitchen open to family rm. Walk out to concrete patio & garden shed from breakfast rm. Hardwood floor through out entire house. Master w/sep shower, soaker tub, lrg front porch, fully fenced. Prof. landscaped, extended parking for 3 cars. Access from garage to home.

4413_SHERWINS_5010

$499,900 FOR SALE

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Premium lot with 4 bdrms, master with ensuite bath and walk in closet. Separate family room with gas fireplace, 9 ft ceilings, separate entrance to basement. Entrance from main floor to garage.

4413_SHERWINS_5013

BUY home with

“ZERO” DOWN PAYMENT* ID# 5001

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resale home & condo Guide Greater Toronto Area ||NOV NOV02 02--DEC DEC07, 07,2013 2013

ResaleGTA_4413.indd 60

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Century 21 Leaders Realty Ltd., Brokerage INdEpENdENtly OWNEd & OpERatEd

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Absolutely stunning Tridel Condo! With $1119 P & I you can own this well kept renovated 2 bedroom + den & 2 washroom unit in a well maintained building with indoor pool, sauna, gym, indoor parking and situated in an excellent location. Steps to TTC, Schools, Mall and parks.

This clean condo features renovated kitchen and baths, newer laminate flooring & Berber carpet, newly painted, ensuite laundry, eat-in kitchen, open balcony and 5 appliances are included. For more info. & viewing, call Vishal! 4013_SHERWINS_1_0302

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This is a gorgeous 4 bedroom home, double door entry welcomes you to a gleaming hardwood floors in Living/Dining, upgraded tiles finish off the main floor, open concept kitchen/brkfst, family room which is sun drenched by a huge bay window and French doors. Thousands of $$ spent on upgrades, professionally painted, includes all S.S. appliances, all elf’s, door from garage leads to basement which is partially finished. Call now before it’s late!

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Beautiful 3 bedroom semi w/open concept in a Heart of City, long driveway, close to mall, hwy’s, transit, schools. This is a very clean and bright home, neutral colors, access to garage from inside.

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Attention First Time Home Buyers. Gorgeous 3 bedroom, 2 bath, all brick semi-detached Greenapark Home on a premium pie-shaped lot (115’ deep) with no homes behind! Spacious eat-in kitchen featuring upgraded cupboards and walk-out to deck, large master bedroom with double closet, open-concept living room/dining room with gleaming hardwood floors and a great view of the huge fully fenced yard. Freshly painted, central 4413_SHERWINS_1_6035 air, oak railings.

Absolutely stunning. ‘The Gallery’ luxury condo at Bay & College Park, spacious corner unit w/nice North view. Kit & washroom totally renovated last year w/new cabinets.

Granite breakfast bar, new ceramic floor in kit and new vanity, toilet, backsplash & floor in washroom. This unit has large premium parking spot. Unit rented for $1850/ pm and pkng rented for $200/pm. Total rent $2050/pm.

‘A’ Class tenant. Must assume tenant until Mar 31, 2014.

Location, Location, Location...Great family home priced extremely right for the First Time Home Buyer and or Moving up from condo living. This home features laminate floors throughout, full finish basement with 3 pc. bath and has been freshly painted from top to bottom. Roof has been redone 4 years ago.

4413_SHERWINS_1_6036

4413_SHERWINS_1_6037

$564,900

$449,900

MISSISSAUGA

BRAMPTON

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Amazing location. Detached beautiful huge corner lot.

Steps from Schools and public. Transport walking distance from bank. Walk-in clinci, gym and all amenities. 9 ft ceiling on main. 2nd floor laundry. Fully finished basement with 2nd laundry storage. A kit and 2 bedrooms, city approved. Separate entrance to basement 1.5 garage.

Freshly painted. Won’t last long. Seperate entrance to basement apartment for potential rental income.

Beautifully maintained fully detached family home with double car garage. Great curb appeal!!!

Updated open concept kitchen counter, backsplash, breakfast area and w/o to deck. Gracious living space features hardwood on main floor, with inside access to garage. 2nd floor loft/ computer nook. Master ensuite with 5-pc ensuite.

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Beautiful home with great backyard backing into the ravine. Open concept with 9 feet ceilings.

Spacious bedrooms all with walk-in closets and 4 bathrooms. Walk out basement great for entertaining and tons of storage space with custom cold-room, newly finished flooring.

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2012

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11271930_4413

2012

www.TorontoPeelHomes.com NOV 02 - DEC 07, 2013 | Greater Toronto Area resale home & condo Guide

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YORK REGION

MARKHAM RICHMOND HILL vAUGHAN AURORA NEwMARKET KING wHITCHURCH-STOUFFvILLE EAST GwILLIMBURY GEORGINA

SIMCOE COUNTY

BRADFORD–wEST GwILLIMBURY NEw TECUMSETH ADJALA TOSORONTIO RURAL ADJALA TOSORONTIO ESSA INNISFIL

market commentary

Courtesy of Toronto Real Estate Board

YORK REGION / SIMCOE COUNTY

ACTIvE LISTINGS

NEw

SALES

AvG. PRICE

AvG. DAYS ON MARKET

AvG. % LIST PRICE

September 2013

4,232

1,545

659

615,243

30

98%

September 2012

4,182

1,600

534

585,037

31

97%

Yr./Yr. % Chg.

1%

-3%

23%

5%

-5%

-

*The following Simcoe County municipalities are included in this table: Adjala-Tosorontio, Bradford West Gwillimbury, Essa, Innisfil, New Tecumseth

What’s available and What it Costs During the first two weeks of September 2013, Toronto Multiple Listing Service (MLS) sales were up 23 per cent in York Region/ Simcoe County compared to the same time frame in 2012. This result followed the overall GTA trend of strong annual increases in sales. The total supply of active listings was up by a substantially lesser annual rate than sales and the number of new listings entered into the system was down.

“York Region remains a popular region for homebuyers because of its diverse housing stock and proximity to employment opportunities and transportation alternatives. For these reasons, demand for ownership housing has been strong. Robust sales 62

combined with a short supply of listings has translated into a steady pace of price growth,” says Jason Mercer, senior manager of market analysis at the Toronto Real Estate Board (TREB).

The average selling price for York Region and Simcoe County combined was up by five per cent annually during the first half of September 2013 to $615,243, compared to the average of $585,037 reported during the same time-frame in 2012.

“With inventory levels remaining low from a historic perspective and the number of sales growing, average selling prices are expected to grow in the GTA, including York Region and Simcoe County, for the remainder of 2013,” Mercer adds.

resale home & condo Guide Greater Toronto Area | NOV 02 - DEC 07, 2013

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SWEET DEAL $237,000

AMAZING VALUE $289,900

GORGEOUS FAMILY HOME $339,900

5 BEDROOMS $639,000

3 bedroom plus 1 bedroom finished basement town home in great neighbourhood. Attached by garage on one side. Nice size kitchen, family room and overall a great starter home or for someone looking to downsize. Great size lot as well with 124’ depth. Call to schedule a viewing.

Nice 2 storey home located on a quiet court located close to parks and school. 3 large bedrooms, fully finished basement, excellent size family kitchen, freshly painted, large deck overlooking a private backyard, double garage. This home has everything a fmaily would need plus more.

4 bedroom over 2000 sqft family home located on quiet street. Bright eat-in kitchen with new counter, sink and faucet. Family room with walk out to deck. Main floor laundry. Spacious master bedroom with walk in closet and ensuite with soaker tub. Newer windows, roof and garage door. This home is move in ready.

This immaculate 5 bedroom 3200 sq ft home with a 3 car garage is a must see and an excellent value. 70’ lot frontage.

Huge master bedroom with 5 pc ensuite. Upgraded hardwood floors, gas fireplace, family size upgraded kitchen with centre island, main floor laundry, interlocked driveway, close to school, park, transit and more.

4413_DKA_0101

4413_DKA_0102

4413_DKA_0103

4413_DKA_0104

11279689_4413

North

ANDRE BASSARI REAL ESTATE SALES REPRESENTATIVE

The Smartest Move You’ll Make.

homebuyers’help

signs that you have outgrown your house Once yOu’ve tripped Over yOur

kids’ toys for the 50th time or have to store pantry items in your linen closet, you may start dreaming of moving to a larger house. But how do you know if you’ve really outgrown your home?

According to Barbara Sukkau, a past president of the Ontario Real Estate Association (OREA), many homeowners start eyeing property listings after they’ve reached a new life milestone.

“Homeowners tell me that their house feels too small after another child joins the family or when an elderly parent moves in. To them, it can feel like their house has more people in it than closets,” Sukkau says.

Sukkau recommends homeowners meet with a realtor to determine the value of their current home and decide

what price range they can afford for a larger house. “Once you know your budget, your realtor will know whether or not you can find a larger home within your price range in the neighbourhood you want.”

While some homeowners renovate to solve their cramped-quarter issues, this is not always the best solution. “Some municipalities prevent you from building an extension onto the home or from adding an apartment in the basement,” Sukkau says. “Living through an extensive renovation is stressful, especially when you have kids. A realtor can help you sell your home for the best price to make it easier for you to buy your next home. You may find the perfect house already exists and you won’t have to try to build it yourself.”

OreA points out some other signs that it may be time for you to move: » Your kids can no longer share a bedroom comfortably. » Belongings you want to keep are stuck in a rented storage unit. » You now work from home and need an office that’s quiet and clutter-free.

A realtor’s extensive training can help homeowners decide if it’s time to move or not. Realtors, who are regulated by the province, work for your best interests.

Visit HowRealtorsHelp.ca for more helpful information about selling your home. nc NOV 02 - DEC 07, 2013 | Greater Toronto Area resale home & condo Guide

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insideradvice

10 deadly mistakes buyers make and how to avoid them

by M a r nie ben net t

Buying a home is one of the most significant decisions you’ll ever make, not to mention one of the most expensive. You need to ensure you are properly educated and are making all the right moves to ensure your home is a comfortable place to live today, and a great investment for the future.

64

Here is a list of tHe 10 most common mistakes, and How to avoid tHem:

1. Failing to use a trusted adviser: A home is the greatest asset of your life, so you need to ensure you have done the proper homework. It is critical that you work with a professional like a trusted real estate representative and a lawyer. Make sure your real estate professional is a full-time agent and that they know exactly what you’re looking for and in your favourite neighbourhood – not their’s. You want to work with someone who gets you the best price and with a hassle-free experience.

2. Wasting time by looking at homes you can’t afford: Most buyers – especially first-timers – don’t know what they can (and can’t!) afford. It is critical that you know both your credit rating and also how much of a mortgage you qualify for before you begin shopping for a home. Get a full mortgage pre-approval from your bank or broker, which is a commitment from the lender that states the purchase price and your interest rate, guaranteed for a specific amount of time – usually between 90 and 120 days. With this approval in hand, you can then concentrate on looking at homes you know you will qualify for.

resale home & condo Guide Greater Toronto Area | NOV 02 - DEC 07, 2013

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Key factors are your interest rate and amortization, but also find out what your payment privileges are, whether the mortgage is portable, your down payment requirement, insurance needs, and if the mortgage is open, closed, variable or fixed

3. Buying the wrong house: The first thing prospective buyers should do is make a list of priorities and outline the “musthaves” and “wish list.” Determine the desired housing style, number of bedrooms and bathrooms, the neighbourhood, parking requirements, and proximity to work or public transportation, shopping and amenities. There are so many choices, so be clear and concise, and stick to your budget.

4. Trying to save money by not hiring a professional home inspector: A home inspection can help distinguish a home that is a money pit from one that is a gem. Professional inspectors will check everything from the foundation to the roof shingles, and everything in between.

5. Not revisiting your target neighbourhood a few times: It is critical that you view the home at different times of the day and at night. You want to ensure you made the right decision on your neighbourhood of choice – and potentially, your new neighbours.

6. Giving in to fear: Yes, buying a home can be a scary thing and you may not feel certain that you’ve found the right home.

Should you buy now? Will prices fall? Should you low-ball your offer? Should you keep looking? Remember, when you’re renting, you are making someone else rich and not building equity in your own home. When you become a homeowner, you have a fixed asset and you’re on your way to financial freedom. Do your homework and be ready to make the decision when you find the perfect home for you.

Have confidence.

7. Not being prepared for closing costs: The down payment is one thing, but there are other costs to consider, like your lawyer’s fee, home inspector’s fee, land transfer taxes, utilities, insurance and other costs – so be prepared. You may also be eligible for government programs like the first-time Home Buyers’ Tax Credit, so do your research and know what your total costs will be.

8. Not understanding your mortgage: This is a complex and often-intimidating area, but the more or less you learn about mortgages could save – or cost – you thousands of dollars. Key factors are your interest rate and amortization, but also find out what your payment privileges are, whether the mortgage is portable, your down payment requirement, insurance needs, and if the mortgage is open, closed, variable or fixed. There are many factors, so make sure you understand them all.

9. Failing to understand the differences between new and resale: Resale and new homes each have their own advantages and disadvantages. Make a list and compare them. For example, with a new home, you have choices in style, finishes and lot size – and everything is new. But you also may face construction delays, which could impact your finances or current living arrangements. With resale, what you see is what you get – the neighbourhood is established, you may be able to make upgrades but you may also have to make repairs. Decide which scenario is best for you.

10. Being ill-prepared for moving day: Establish a list of priorities and ensure you have contacted the utility companies, secured insurance, booked movers, rerouted your mail and finalized all financing. If you do all your homework and you’re well prepared, moving day can be the start of something wonderful.

Marnie Bennett owns Bennett & Co., a boutique real estate marketing firm providing a full range of marketing services to developers and builders. She is also a broker and team leader of the Bennett Real Estate Professionals with Keller Williams Ottawa Realty. Email your questions to mbennett@bennettpros.com

NOV 02 - DEC 07, 2013 | Greater Toronto Area resale home & condo Guide

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durham region Pickering ajax whitby oshawa cLarington uxbridge scugog brock

market commentary

Courtesy of Toronto Real Estate Board

durham region

active Listings

new

saLes

avg. Price

avg. days on market

avg. % List Price

September 2013

1,604

709

380

351,459

26

98%

September 2012

1,844

702

344

333,141

29

98%

% Change

-13%

1%

10%

5%

-13%

-

What’s available and What it Costs During the first 14 days of September 2013, Durham Region sales reported through the Toronto Multiple Listing Service (MLS) system were up 10 per cent annually to 380, compared to 344 transactions reported during the same period last year.

Growth in listings did not keep up with sales, with the total number of properties actively listed for sale down by 13 per cent on a year-over-year basis.

“The Durham Region market has been quite tight over the last year, as evidenced by the fact that homes were selling in an average of 26 days – the lowest level compared to the other GTA regions. Many households have found substantial value

66

in the lowrise market segment in Durham,” says Jason Mercer, senior manager of market analysis at the Toronto Real Estate Board (TREB).

The average selling price in Durham climbed to $351,459 in the first half of September – a five-per-cent increase from the average price of $333,141 reported for the first 14 days of September 2012.

“The fact that sales are on the upswing on an annual basis and the supply of listings is down points to continued price growth for Durham region as we move through the second half of 2013,” Mercer continues.

resale home & condo Guide Greater Toronto Area | NOV 02 - DEC 07, 2013

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Beautiful town home located in a great area! Enjoy this spacious 2 storey, 3 bedroom town home that’s perfect for the growing family.

Combined living and dining space that’s great for entertaining. Full finished basement with walk-out to your yard. Relax in the master bedroom with a full ensuite. This is a must see home, shows 10++!!

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Well cared for condo townhouse in family oriented complex. Updated throughout with laminate floors, new broadloom, updated kitchen and bathroom and finished rec room. Fenced yard, easy access to GO, 401 and all local amenities.

Complex offers an outdoor pool.

East

4413_BSONG_1002

‘Ravine’ sought after location and layout. Features over 2000 sq. ft. of finished living space. Professionally finished bsmt. W. walkout, main floor master br with full 4 pc ensuite. 4 bathrooms, deep ravine lot, eat-in kitchen W/O to large deck, O/L ravine, skylight. W/O from lower level to ravine, freehold th. No maint. fee.

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Spectacular end unit town home, located near Highway 401 for easy commute to work. Walking distance to public transit, restaurants and shopping. This charming home features a separate dining room overlooking living room. Living room boasts cathedral ceilings with walk out patio. Large master bedroom, finished basement.

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NOV 02 - DEC 07, 2013 | Greater Toronto Area resale home & condo Guide

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Beautiful 4+2 bed & 4-bath home in a desirable family neighbourhood! Close to everything.

Detached 2-storey w/double car garage!

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Detached 3+1 bed & 2 bath, 4-level sidesplit home! Want more? How is $389,900!!?? still want more? Call me now and find out more!

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This is unbelievable! Detached 4-bed & 3-bath for under $400k! Amazing! Finished basement & double car garage! Need I say more?? Everything has been done for you! Just move-in! Call me now for a private viewing before it’s too late!

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Wow! Detached 3+1 bed/4 bath home with 2-kitchens and a finished basement apartment.

It’s got everything! Even the price is amazing $438,000. Call for more details.

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Amzing Deal!!! Great location and price! $424,900 for a fully detached 2-storey 3 bed/ bath home. Large lot w/a double car garage.

Call for more details.

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Great location! Near Highway 401! Detached home w/3+1 bed & 3-bath home and comes with a double car garage a finished basement.

Over $20k spent in upgrades. Call me for more details.

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Detached bungalow on corner lot with 2 car double garage. Basement converted to 4 self-contained bachelors.

Total basement revenue $2200/month! Main floor 3-bed/2 baths w/huge backyard! Great value here, call now and have the tenants pay your mortgage! $379,000.

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TORONTO

TORONTO

4413_DKA_0113

Amazing Amazing Deal!!! Detached 2-storey 4+1 bed & 4 bath home w/double garage for $350,000!! This is not going to last! Not many listings catch my eye as this one did! Come see for yourself. Call me now at 647-895-9191.

4413_DKA_0118

Family home in Stouffville. Detached 5-level sidesplit with 4-bed/bath on a huge lot.

Renovated and ready for you! Great time to buy and wait for prices to rise! Call for more details.

TORONTO

4413_DKA_0121

Warden & Sheppard! Great location! Detached 2-storey home w/4 beds & 3 baths. Needs updating but worth the trouble! Call for more details!

4413_DKA_0122

Newer construction ! Detached 2-storey home with 3+1 bed & 4-bath home. Double car garage & finished basement! Open concept and won’t disappoint! Call to see this today!

11268540_4413

4413_DKA_0111

Detached 2-storey w/double garage & finished basement!! Amazing value! 3+1 beds & 4 bath home on a huge 79’x110’ lot. Won’t last! Call now for a private viewing of this and similarly priced homes in the area.

RE/MAX CROSSROADS REALTY INC, Brokerage 1055 McNicoll Ave., Toronto, ON | 416.491.4002

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WARDEN/HUNTINGWOOD

• Approx 12 years new • 4 Bedrooms & 3 Washrooms • 9 Ft Ceiling On Main Floor • Cathedral Ceiling Foyer • Gleaming Hardwood Floors Throughout • Oak Staircase

$780,000

• Built By Prestigious Menkes • Located In The Heart Of North York • 2 Bedrooms & 1 Washroom • Bright & Spacious Corner Unit • Split Bedroom Layout 4413_DKA_0015

• Oversized Balcony With Northwest Exposure • 1 Parking, 1 Locker • 24 Hour Security • Excellent Recreation Facilities • Direct Underground Subway Access

SOLD

• Own Your Own Sushi Restaurant • Approx 1,800 Sf • Turn Key Operation • LLBO Licensed • Completely Renovated With Modern Finishes • Spent Over $150K On Renovation 4413_DKA_0016

YONGE/FINCH

• Lots of New Kitchen Equipment • Large Dining Room With Over 90 Seats • Lots Of Storage Space In Basement • Great Location With Lots Of Walk In Traffic

• High Demand North York Area • Rarely Offer Bachelor Unit • Approx 500 Sf • Conviniently Located On Ground Floor • Marble Floors & Mirror Closet In Foyer

$188,000

4413_DKA_0017

• Laminate Floors In Living/Dining Room • 1 Underground Parking • Direct Underground Access To Finch Subway Station • Close To Shopping, Restaurants, TTC, VIVA & GO Station

$1,250 For Lease

11270633_4413

4413_DKA_0014

• Gas Fireplace • Granite Kitchen Countertops With Maple Cabinets • Eat-In Kitchen Walkout to Deck • Direct Access To Garage • Fully Fenced & Landscaped Yard • Gas Line For BBQ

KINGSTON/MCCOWAN

YONGE/SHEPPARD

East onthemove

packing tips to make your move a little easier » Gather boxes in all sizes from friends, neighbours and stores.

» Label boxes containing fragile items with large red lettering.

» Collect cushioning material like bubble wrap, foam pellets, furniture pads, blankets, plastic bags, tissue paper, newspapers and small towels to use as padding inside boxes.

» Place china in plastic bags and stack plates upright on their sides, not flat.

» Create a “portable packing kit” with marking pens, a tape measure, packing tape, twine and scissors. Carry it with you as you pack up items around your home. » Reinforce the bottom of boxes with extra tape for added strength and durability. » Label each box with the name of the room in your new home where it should be placed. » List the contents of the box on the side of it. » Number the boxes and keep a list of which boxes go in which room in your new home.

» Pack your TV, stereo and computer in their original boxes whenever possible. » Keep boxes to 50 lbs. or less. » Pack heavy items into their own smaller boxes and place lighter items together into larger boxes. (Hint: Don’t pack all your books into one box!) » Don’t move flammable, combustible, corrosive or explosive items such as paint, gasoline and ammunition. » Pack a bag of personal items you’ll need during the move (a change of clothes, toiletries, medicine, maps, food and drinks). Keep it in an easy-to-find place when you pack.

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themortgageminute

Not all lines of credit

are created equal

T

he Minister of Finance and the Bank of Canada have both expressed concerns over the amount of debt Canadians have been carrying. Indeed, a predictable result of an economy wherein the government is forced to keep interest rates low for an extended period is that consumers will find it hard to resist the temptation of borrowing beyond their means.

Although there is an increased trend among Canadians accessing equity in their homes, it is important to note there are two differences between those who borrow to support lifestyle and those who borrow to increase wealth.

Over the past few years, the number of Canadians who have taken out a line of credit on their home for anything from home improvements to vacations has increased to the point that the government has raised a red flag. But real estate investors need to be aware of who the government is really targeting – and that is the homeowner who is using his home equity to subsidize his current lifestyle. This is a valid issue, and the government should be concerned about this behaviour. However, this should not be confused with the prudent investor who uses home equity to increase his net worth.

While the government worries over the “lifestyle subsidizer,” the savvy real estate investor recognizes that this extended period of historically low rates creates a unique opportunity to leverage home equity into wealth, creating real estate investments. Investors understand that in order to purchase cash-flowing rental properties, they will need to either come up with the down payment themselves or attempt to put together a joint venture partner. The simplest and least expensive source of 70

by peter k inch capital (outside of cash on hand) is home equity. As such, it is common for almost every investor to set up a line of credit on their home in addition to their mortgage as a way of converting home equity into increased net worth. But what a lot of investors don’t understand is that not all lines of credit are created equal.

There are two different types of lines of credit (LOC) in the Canadian mortgage market and it is critical for a savvy real estate investor to understand the difference.

One is a traditional “static LOC” and the other is a “re-advanceable mortgage LOC combination.” On the surface they may appear similar, but what makes them different is critical to the savvy real estate investor.

A static LOC is the LOC that most homeowners are familiar with and one that the majority of banks and lenders have been offering up for years. It is, quite simply, a line of credit that is placed behind the first mortgage. If a homeowner has more than 80 per cent equity in their home, they can apply to access that home equity (up to 80 per cent) in the form of a line of credit. The challenge with a static LOC – also known as a Home Equity LOC or HELOC – is that it is static, meaning that if the amount of equity you have in your home were to increase over the course of the mortgage, the maximum amount of money that you would be able to draw out would remain the same, regardless of how much you may have reduced the original mortgage amount by. For example: Home Value

= $400,000

mortgage amouNt

= $250,000

80% of Home Value

= $320,000

amouNt of accessible Home equity

= $70,000

In the above example, a HELOC can be arranged for $70,000. This in itself is a fairly straight-forward transaction and one that the majority of Canadians undertake when arranging for a LOC. However, let’s assume that the homeowner in the above example took advantage of every pre-payment privilege available and also had excess cash available through employment bonuses or commissions. Let’s further assume that this homeowner was able to pre-pay as much as $50,000 of their mortgage over the next two years and was now at a point where he wanted to access some of the additional $50,000 in built-up equity to purchase an investment property. Unfortunately for our investor, since the product chosen was a static HELOC, the majority of lenders would need him to re-apply to have the limit on the HELOC increased. Aside from the inconvenience of a new application process, which could be declined if there were any changes in employment (such as shifting from an employee to being self-employed, or simply having a spouse go on maternity leave) our investor would also be subject to additional legal and appraisal costs. All this because he didn’t get the right advice in the first place.

What he should have arranged is a re-advanceable mortgage/LOC combination.

The difference is simple and obvious, but unfortunately many Canadians are still not familiar with the fact that this exists. As the name would suggest, a readvanceable mortgage is created in such a way that every dollar of equity that is

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There are two different types of lines of credit in the Canadian mortgage market and it is critical for a savvy real estate investor to understand the difference. created by paying down the mortgage portion of the loan, is re-advanced to the line of credit.

Mortgage

LoC

$250,000

$130,000

$200,000

$50,000

$70,000

In the above example, the $50,000 that was used to reduce the mortgage would be automatically re-advanced to the client and made available to them in their line of credit. The original mortgage would be structured exactly the same with $250,000 set up as a mortgage amount and $70,000 made accessible in the LOC. The difference with the re-advanceable mortgage is that as the $50,000 of equity is paid off the mortgage, the accessible equity in the line of credit is increased by that same $50,000. In other words, every dollar of equity that is paid off your mortgage is automatically re-advanced to your line of credit. There is no need to re-apply to have it re-advanced, it is done so automatically. And the best part is that any time you use money from your line of credit for an investment that has the intention of making money, the interest on the line of credit is tax deductible – a process that is commonly referred to as the Smith Manoeuvre.

The proper use of this product is critical for the savvy real estate investor as it addresses two critical areas. The first and most obvious is the fact that access to money for down payments is one of the biggest obstacles to the real estate investor. Using a re-advanceable mortgage/LOC allows an investor to build up funds toward the next down payment simply by making a mortgage payment every month and allowing

it to accumulate in the LOC over time. The second, less-obvious advantage of this product is that it should forever eliminate the argument among couples over whether they should use a particular lump sum of money to pay down their mortgage or invest. Proper utilization of this product will allow them to do both.

Simply apply the excess cash onto your principal residence mortgage, thereby reducing your immediate mortgage costs, and then have those same funds readvanced to your line of credit where they can remain indefinitely available to you until such time that you are ready to invest.

At this point, it should be noted that there is absolutely no additional cost to having the limit on your line of credit increased. You only pay interest on the amount of money you access and only when you access it. It is for this reason that investors looking to access potential equity for the purposes of investing should always use this tool instead of refinancing with a brand new mortgage. If the entire amount of equity were to be accessed in the form of a mortgage, then you would be paying principal and interest payments on the entire amount from the very start of the mortgage.

When used for the purpose of making an investment that has the intention of making money, not only is this a prudent tool for tax purposes but it is also a tool that will help add to your net worth. So as we proceed through the fall market, remember, you’ll continue to read headlines about how Canadians are using their homes as ATMs and we should all be cautious about accessing too much equity in our homes to subsidize our lifestyles. You, on the other hand, will be utilizing the right tool to access equity to purchase properties that have enough cash flow to service the debt on the subject property and pay the interest on the line of credit. So don’t worry too much about what you read in the headlines, they’re talking about the other guys….

Peter Kinch is an award-winning mortgage broker and best-selling author of the canadian real estate action Plan.

Visit peterkinch.com or email him at peter@peterkinch.com.

NOV 02 - DEC 07, 2013 | Greater Toronto Area resale home & condo Guide

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Advertiser Index

InsIde Front

Vess Ivanov . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Vess Realty . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .Inside Front Cover

InsIde BAck cover Gary Shapiro . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Shapiro & Cho Law . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Inside Back Cover

outsIde BAck cover Sam McDadi . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Sam McDadi Real Estate Inc. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Outside Back Cover

centrAL, West, nortH, eAst Ali Zamani . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Re/Max 2000 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4 Ana Marques / Carla Pereira . . . . . . . . . . . . . . . . . . . . . . . . . HomeLife Higher Standards . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 17 Andre Adams . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Re/Max Realtron . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 67 Andre Bassari . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Royal LePage Your Community . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 63 Assif Yassen . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Re/Max Dynasty . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 44 Bohdan Gogus . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Pegasus Mortgage & Financial . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 57 Brendan Clancy . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . HomeLife Power . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 32 Christy Emmanuel . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Re/Max Realtron . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 73 Cora Weekes . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Re/Max West . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 31 Dan Antia . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Sutton Group Associates . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 29 Donna Baglieri . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Re/Max 2000 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 16 Fay Tsatskina . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . HomeLife Victory . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 33 Fran Lee . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Re/Max Crossroads . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 75 Frank Lopresti . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . HomeLife MetroPark . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 37 Harold Balchand . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Re/Max 2000 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 48 Helen Nioras . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Re/Max West . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 45 HomeLife MetroPark . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . HomeLife MetroPark . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 41 Isaac Phillips . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Royal LePage State Realty . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 80 Jan Chan & Marcus Chevli . . . . . . . . . . . . . . . . . . . . . . . . . . . Re/Max Crossroads . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 68 Jayson Schwarz . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Schwarz Law . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 13 Jerzy Klucznik & Anna Silva . . . . . . . . . . . . . . . . . . . . . . . . . Re/Max Rouge River . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 43 Joe Asensio . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Re/Max Legacy . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 74 Joe Baglieri . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Re/Max West . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 19 Joel Lazarus . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Coldwell Banker Terrequity . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 9 Johnder Perez . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Century 21 Innovative . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 25 Kateryna Kolotylo . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Re/Max Realtron . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 27 Leanna Leksikova . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Sutton Group Assurance . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 7 Luis Ganhao . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . HomeLife/City Hill . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 17 Malik Ashfaque . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Re/Max Performance . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 57 Margaret Devecseri . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Century 21 Regal . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 23 Mary Phang . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Coldwell Banker Case . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 75 Maryam Bakhshi . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Syndicate Mortgage . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 76 Mike Mooney . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Royal LePage Signature . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3 Mila Kalia . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . HomeLife Galaxy . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 40 Nadeem Chaudhry . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Re/Max Realty Specialists . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 61 Obie Mujawaz . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Re/Max Realty Specialists . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1 Oksana Illioukevitch . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Re/Max Premier . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 43 Paula & Basil Ellis . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . HomeLife Vision . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5 Peter Kwan . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Re/Max Realtron . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 78 Peter Kwan . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Re/Max Realtron . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 79 Pushpinder Gil . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Royal Canadian Realty . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 60 Rachel/Shaul Sharabi . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Re/Max Platinum . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 22 Razi Khan . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Century 21 Regal . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2 Robert DiMatteo . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Norman Hill . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 24 Russ Trembytskyy . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Re/Max Realty One . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 50 Russ Trembytskyy . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Re/Max Realty One . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 51 Russ Trembytskyy . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Re/Max Realty One . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 52 Russ Trembytskyy . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Re/Max Realty One . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 53 Russ Trembytskyy . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Re/Max Realty One . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 54 Russ Trembytskyy . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Re/Max Realty One . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 55 Sabbir Chawala . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Century 21 Innovative . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 36 Sal & Daniel Messina . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Century 21 Parkland . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 37 Sean Roland . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Century 21 Percy Fulton . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 14 Sean Roland . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Century 21 Percy Fulton . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 15 Shahida Mohammed . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Kingsway Real Estate . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 6 Tom Coleman . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Century 21 Percy Fulton . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 8 Vishal Sood . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Century 21 Leaders . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 61 Wendy Chung . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Re/Max Rouge River . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 69 72

resale home & condo Guide Greater toronto area | noV 02 - dec 07, 2013

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‘BEST MORTGAGE RATES IN HISTORY’ Please Call in at:

416 728 1575

8143119_4413

2815 Bathurst Street Toronto, Ontario M6B 3A4

$158,900

Condo.

2 bdrm/2 bath. ID: 352.

Call for details.

$299,900

Detached.

3 bdrm/4 bath. ID: 360 Call for details.

$379,900

Detached.

4 bdrm/3 bath. ID: 368 Call for details.

$180,000

Detached 3 bdrm/2 bath. ID: 354.

Call for details.

$339,900

Raised bungalow.

2+1 bdrm/2 bath. ID: 362.

Call for details.

$419,900

Detached.

3 bdrm/3 bath. ID: 370 Call for details.

$224,000

Detached bungalow.

3+2 bdrm/2 bath. ID: 356 Call for details.

$359,900

Detached Bungalow.

2+1 bdrm/3 bath. ID:364 Call for details.

$458,000

Detached.

4 beds, 3 baths. ID: 372 Call for details.

$279,000

Detached/Bungalow.

2+2 bdrm/2 bath. ID: 358 Call for details.

$364,800

Detached.

4+2 bdrm/3 bath. ID: 366 Call for details.

$649,900

Detached.

4 beds, 4 baths. ID: 374 Call for details.

NOV 02 - DEC 07, 2013 | Greater Toronto Area resale home & condo Guide

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DESIGNATE

SALES REPRESENTATIVES

905-272-5000

Virtual Tours at:

11274515_4413

w w w. j o e a n d n i n a . c o m *TOP 1% OUT OF 42,000 REALTORS® FOR NUMBER OF CLOSED TRANSACTIONS

DOWNTOWN BRAMPTON • Fully Renovated 3 Bedroom, 3 Bath Home On A Magnificent 196’ Park Like Lot • Sleek, Open Concept Kitchen With Quartz Countertops, Mosaics & Walk Out To Deck • Finished Basement With High Ceilings & Large Windows • Impeccable Move In Condition Near All Downtown Amenities

DOWNTOWN BRAMPTON • Beautiful, Craftsman Inspired Style Home That Lives Like A Bungalow • Renovated Kitchen, Screened Outdoor Porch • Master Retreat Addition With Walk In Closet & Ensuite Bath • Walk to GO, Farmer’s Market, Gage Park And More

BRAMPTON - ACROSS RIDGEHILL PARK • Beautiful 4+1 Bedroom, 4 Bath Home • Full Renovated Kitchen With Custom Cabinetry, Granite, Large Pantry & Walk Out To Yard • Main Floor Family Room With Fireplace • Oasis-Like Yard With In Ground Pool, Covered Patio & Green Belt For Privacy

BRAMPTON - BRAMALEA • Large Corner Unit Model With 3 Spacious Bedrooms • Eat In Kitchen, Extended Balcony • Master Bedroom With 2-Piece Bath • Walk To Bramalea City Centre, Transit & More

MONO • Executive 4800 Square Foot Bungalow In A Premium Estate Subdivision • Family Room With 11’ Ceilings And Stone Fireplace • Finished Basement With Walk Out To Custom 30x40 Read Patio • Master Bedroom Retreat With Spa Bath Ensuite

ORANGEVILLE • 2+1 Bedroom Executive Bungalow on Extra Wide Corner Lot • Open Concept Home With Stylish, Modern Finishes • Nanny Suite With 2nd Laundry Area • Shops, Schools, Parks, Golf & More Nearby!

VAUGHAN - MAPLE • Freehold Townhome In The Heart Of Maple • Open Concept Living & Dining Area, Eat In Kitchen • Spacious Master With 4 Piece Ensuite & Walk In Closet • Within Walking Distance To Schools & Transit. Near Wonderland & Vaughan Mills

GEORGETOWN • Completely Renovated From Top To Bottom While Maintaining Its Old World Charm • Perfectly Located For An At Home Business • Spa-Like Bathroom With Large Soaker Tub, Heated Floors And Separate Shower • 2 Fireplaces, Hardwood Flooring, 9’ Ceilings & More

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Yvonne Asensio

Tammy Fournier

Jeff Saldanha

Jorge Ortiz

Darlene Draper

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resale home & condo Guide Greater Toronto Area | NOV 02 - DEC 07, 2013

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Phang Sales Representative

818-9821 (416) 751-6533 (416)

coldwell banker case realty ltd., brokeraGe 8145519_4413

Mary

Award Winner President Elite

mphang@trebnet.com | www.maryphang.com

specializing in first-time home buyers, 6 months interest free cashback

low down payment • bankruptcy / bad credit / self-employed discounted mortgage rates • new immigrant • 7% cash back toronto trIPleX

scarboroUGH Power oF sale Detached all brick backsplit!

3+1 bedrooms, 2 baths, 2 kitchens! Upgraded kitchen w/granite counter, hardwood & ceramic flr thru-out main flr, update windows & doors, renovated baths, separate entrance to finished basement apartment! On 50 x 120’ lot!

Close to all amenities!!

Great investment in Toronto!

All brick detached with lots of parking spaces! 3 selfcontained apartments with its own entrance! Two 2 bedroom apartments, one 1 bedroom apartment! Separate hardwood flr, renovated eat-in kitchens, step to TTC, Schools, Shopping!!

4413_BSONG_2001

WN

DO

$3

Y

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scarboroUGH detacHed All brick! 3 bedroom with finished basement!

Updated windows, doors, bathrooms! New flooring thru-out main flr! Modern kitchen! Landscaped yard with big wooden deck & hot tub! Step to TTC, Schools & Shopping!

4413_BSONG_2003

4413_BSONG_2002

scarboroUGH-Mccowan/ellesMere Beautifully maintained 3+1 bedrooms! 2 Baths!

In high demand prime location! Family size eat-in kitchen, separate entrance to finished very bright basement with above grade windows, newer roof, furnace, central air, windows! Minutes to Town Center & proposed 4413_BSONG_2004 new subway stop!!

detacHed on 1.1 acres Absolutely stunning & gorgeous!

Backing on greenbelt & golf course!

Surrounded by million dollars Executive Estate Homes! New hardwood flrs, newly finished gourmet kitchen w/ central island, skylight & S/S appliances, family rm flr to ceiling stone fireplace, 2 master bedrm has ensuite bath, multiple walk-outs, oak stair case to finished basement! Rear treat by matured tree, I/G swimming pool, hot 4413_BSONG_2005 tub, gazebo & more.

Fran lee 416.917.6787 broker

2003-2011

416.491.4002 11256705_4413

crossroads realty inc., brokerage independently owned & operated

“Your Trusted Advisor in Real Estate” www.franlee.com

|

fran@franlee.com

1 DON MILLS/STEELES, MARKHAM

2 MCCOWAN/401, SCARBOROUGH

4413_DKA_0123

4413_DKA_1_0108

2-storey link.

4 bedrooms, 3 washrooms. Finished basement. Single garage, 3-car driveway. Near Transit, 404. Just $575,000.

4 KENNEDY/STEELES, MARKHAM

4413_DKA_0124

2-storey link, 3 bedrooms, 4 washrooms. Double garage with 4-car double driveway.

Finished basement with washroom & another bedroom. Close to Steeles, Market Village, Pacific Mall, TTC, School. Just $589,000.

"Ellipse" condo apartment. 24-Hr concierge, TTC at door, near Scarborough Town Centre, 401. Parking & locker included.

2 bedrooms $239,000; 2 bedrooms, 2 washrooms $259,000.

abr, asa, e-pro, Mcil

3 MCCOWAN/401, SCARBOROUGH

4413_DKA_1_1059

Monarch "Equinox" condo apartment.

24-Hr concierge, steps to Scarborough Town Centre, TTC, LRT. Open balcony, parking & locker included.

1 bedroom + den $253,000; 2 bedrooms $279,000; 3 bedrooms $338,000.

5 MARKHAM/SHEPPARD, SCARBOROUGH 6 MCCOWAN/401, SCARBOROUGH

4413_DKA_1_0086

"Markham Gardens" 3-storey condo townhouse. Walk to TTC, Shopping, Library, Community Centre.

Near 401, Centennial College. 2 underground parking included. 3 bedrooms with large finished basement.

Just $375,000.

4413_DKA_1_0168

Tridel "Forest Vista" condo apartment. 24Hr concierge, luxurious amenities. Walk to Scarborough Town Centre, TTC, YMCA, LRT. 1 bedroom, open balcony, parking included. Just $209,000.

NOV 02 - DEC 07, 2013 | Greater Toronto Area resale home & condo Guide

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11274393_4413

Mortgage with 0 down for employees Second mortgage up to 90% “ Self employed?

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*Some conditions apply

homebuyers’help

Changing your address?

Plan ahead to make your move as smooth as possible, and to avoid forgetting something in the shuffle!

As soon As possible… notify family and

friends, companies and institutions that your address will be changing, either by phone or by mailing the change-of-address cards available at your local post office. The following checklist will serve as a convenient reminder:

❏ Accountant ❏ Alumni Association ❏ Attorney ❏ Banks

license

❏ Employer ❏ Family doctor

❏ Lending

❏ Dentist

❏ Insurance

❏ Frequent Flyer

❏ Investment

❏ Magazine /

institutions companies companies

❏ Revenue Canada ❏ Stockbroker ❏ Credit card

companies

76

❏ Update your driver’s

❏ Veterinarian Program

newspaper subscriptions

❏ Catalog

merchants

❏ Place of worship

resale home & condo Guide Greater toronto area | noV 02 - dec 07, 2013

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inthenews

Canada emerges from “the housing market correction no one noticed” Royal LePage records strong house price gains in the third quarter of 2013

A

ccording to the Royal LePage House Price Survey released this fall, the average price of a home in Canada increased in the third quarter of 2013.

The survey showed a year-over-year average price increase of 3.7 per cent to $418,686 for standard two-storey homes, while detached bungalows rose 4.1 per cent to $381,811. The average price for condominiums saw a more moderate increase of 1.2 per cent to $246,530. Sales volumes surged in a number of regions, as Canadians reentered the housing market after sitting on the sidelines for more than a year – marking the end of the most significant housing market correction since the 2008-2009 global recession.

“Canada experienced a significant housing market correction over the last four quarters that most in the nation missed entirely,” says Phil Soper, president and chief executive of Royal LePage. “Many regions experienced dramatic slowdowns in the number of homes trading hands, but news of double-digit unit sales declines went largely unnoticed, overshadowed by a macabre fascination with the prospect of a U.S.-style home price collapse, which of course never transpired.

Our over-heated real estate market of 2011 and early 2012 drove some to the sidelines. Home price appreciation ground to a halt for a year – a necessary breather and predictable market response.”

Toronto, St. John’s, Winnipeg, Saskatoon and Calgary led the country

in home price increases, while Vancouver posted year-over-year price gains across all three housing categories.

“Our housing market turned a corner in the third quarter. Buyers returned to the streets in droves, resulting in a sharp increase in home sales. In many cities, there simply weren’t enough properties on the market to satisfy demand, which put upward pressure on prices for the first time in 2013,” continues Soper. “We expect this positive momentum to continue through the all-important spring market of 2014, buoyed by a combination of pent-up demand, increasing consumer confidence and continued low interest rates.”

In September, a number of prominent financial institutions upgraded their projections on Canada’s future gross domestic product (GDP) growth. TD Bank raised its outlook for Canadian GDP growth for the third quarter to an annual rate of 2.3 per cent, while maintaining its forecast that full-year growth will be 1.7 per cent in 2013 and 2.4 per cent in 2014. RBC posted slightly higher GDP growth numbers for this year and next of 1.8 and 2.8 per cent, respectively. In the same month Statistics Canada reported that Canada’s economy created 59,000 jobs in August, approximately triple what most economists had forecast.

“Job growth begets consumer confidence. An emboldened citizen is more likely to enter into a major financial transaction. Following almost six years of turbulent times, economic fundamentals are pointing to an era of renewed prosperity. The American economy is on an upward trajectory and businesses in Canada and around the world are finally loosening purse strings and investing in people for growth. This is vitally important for an exporting nation like ours. And as goes the Canadian economy, so goes the residential real estate sector,” explains Soper.

“Emerging headwinds for Canada’s real estate market include the demographic trend of simply having fewer people of home-buying age than in the 2000s, but this will be offset by immigration and social change. Baby Boomers are living longer than their parents, extending that generations period of active real estate participation. At the other end of the scale, single people, and in particular single women, are buying homes earlier and at a faster rate than ever before.”

Soper concludes, “while interest rates must of course rise from current historical lows, we anticipate the change to be modest in the medium term. As the country emerges from this extended correctional cycle, we believe the real estate market stimulus previously provided by low interest rates will be replaced by a strengthening labour market and true economic recovery.”

Locally, pent-up demand from a slower spring added increased activity in the Toronto housing market over the summer. Detached bungalows and two-storey homes saw year-over-year price appreciation in the third quarter, rising five per cent to $577,563 and 4.1 per cent to $678,016, respectively. Condominiums were flat compared to last year, inching up 0.3 per cent to an average price of $355,483.

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ISAAC PHILLIPS Sales Representative

STATE REALTY BROKERAGE

www.isaacphillips.com

11279596_4413

Independently Owned and Operated

905-774-7631 905-774-8144

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LAKEFRONT COMMUNITY

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$379,900 Custom one owner “Dehaan” built in lakefront subdivsion on Lake Erie, includes part ownership of beach & lakefront park area. Open concept main floor, 9’ ceilings, hardwood and ceramic floors, DR walkout to multi-level deck, designer antique white kitchen cabinets w/island. Dunnville. Call Isaac Phillips

$388,000 One of a kind beach front overlooking lighthouse & Mohawk Island, walls of windows & walk out from both levels leads to numerous decks & balconies all with fantastic vistas. Impressive quality upgrades include granite counters, custom oak cabinets, trim, stairs, office cabinetry, heated ceramic floors, SS appliances, 2012 roof shingles & A/C. Dunnville. Call Isaac Philllips

$499,000 Victorian grandeur, stately home plus separate carriage house. Present owner has spent years revitalizing to original charm & character - 8 bedrms, 4.5 baths, 5 fireplaces, library, spectacular foyer, 10’ ceilings, original woodwork & stained/leaded glass. Has been used as Bed & Breakfast! Dunnville. Call Isaac Phillips

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UPDATED HOME!

PANORAMIC VISTAS!

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LAKE ERIE WATERFRONT!

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ROLLING LANDSCAPE ON 37 ACRES!

PARKLIKE 9.6 ACRES!

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$599,900 Custom built 1989, home set way back from the road, main level & full walkout lower level overlook creek and large pond with island. Open concept plan offers multiple walkouts, huge oak kitchen, circular oak staircase, large detached workshop/garage/barn includes 2 levels with steel roof. 15 acres are workable, balance is forest, creek, pond. Dunnville. Call Isaac Phillips

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$699,000 Edge of Fonthill along quiet paved road, app. 2,400 sq ft main home overlooking ravine & pond, plus approx. 1,200 sq ft guest house, 3 FP, 5 baths, hardwood & ceramic flooring, electronic gate entry, separate lane to large private clearing in the forest, very private with nature trails. Call Isaac Phillips

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$598,222 Open concept w/designer decor, vaulted ceilings w/overlook, white kitchen w/granite counters, oak/porcelain & ceramic floors, family room w/o to 600 sq. ft. deck, stone water garden, Bunkie & “Generac” n. gas generator. Close to Freedom Oaks golf club - Dunnville. Call Isaac Phillips

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$299,900 Same caring owner for 30 years, many recent upgrades include 2013 oak floors in LR & FR & updates to bathrooms, oak kitchen, built in appliances, interlock patio/pool area, mature landscape, great north end neighbourhood. Dunnville! Call Isaac Phillips

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OVERLOOKING LAKE ERIE!

$468,800 Former model home in Featherstone Estates enclave, 123’ frontage on Lakeshore Rd, open concept, vaulted ceilings, hardwood floors, all brick ext, recent furnace & A/C & roof.

Call Isaac Phillips

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PANORAMIC VISTAS!

$419,000 Two cottages, 84’ of sandy beach, panoramic views of Pt Maitland Lighthouse, tastefully updated open concept cottages, laminate floors, patio door walkouts, many updates.

Call Isaac Phillips

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Top 1% in Canada for royal lepage 18 years

$499,900 Stunning home, approx 1,400 sq. ft. custom bungalow, 9’ ceilings, in-floor heating, gas fireplace, large kitchen w/ tons of cupboards, main floor laundry, great room with walls of glass give panoramic views lake & beautiful sunsets. South Cayuga. Call Isaac Phillips

$479,900 Custom 2012 raised ranch loaded with quality extras, high vaulted ceilings, maple cabinets, granite counters, oak & ceramic flooring, extra tall bsmt w/walkup, oversize windows, solid wood doors, SS appliances, (29’28’8’) garage, 40’ veranda - north of Forks Rd, Wainfleet. Call Isaac Phillips

$379,900 Designer decor throughout this 4+1 bedroom, 3 bath custom home!

Gleaming hardwood floors, oak kitchen with large eating area, patio door walk out to tiered deck in fenced back yard, pool, outstanding entertainment area in lower level complete with bar & games area, ceramics, glass showers, and so much more. No disappointments here! Quiet court lot in Dunnville. Call Isaac Phillips

BACKING ONTO FORESTED AREA!

TOP QUALITY!

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$335,000 OPEN concept ranch style home by quality builder “Silverthorne Homes” approx 1533 sq. ft. main floor, solid maple kitchen cabinets & vanities, covered front veranda, 26 ft covered deck off kitchen, huge insulated garage, quiet country court located near Chippewa Conservation Park, Dunnville

$315,000 Private country lot, short walk to the beach, ride your bike to Freedom Oaks golf club or Port Maitland lighthouse, extra-large living room w/big windows & corner FP, tasteful decor, oversize garage, huge driveway, roof shingles in 2012.

Dunnville!

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EDGE OF DUNNVILLE!

$289,900 Mature landscaped, walkout lower level to interlock patio area, family room w/massive brick fireplace, eat in kitchen, sep DR, 2012 replacement vinyl windows & doors, 2011 furnace & A/C, 2013 flooring & decor.

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1.63 ACRES ON LAKE ERIE!

SIMILAR TO BE BUILT

NEAR LAKE ERIE!

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Shapiro Cho Real Estate & Business Lawyers

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$2,700,000

$2,500,000

STUNNING 4 BDRM, 5 BATH CUSTOM BUILT LORNE PARK HOME ON A FABULOUS 10 X 242 FT MATURE TREED LOT!

SPECTACULAR 4+1 BDRM, 8 BATH 6 FIREPLACE EXEC HOME BOASTING OVER 8,000 SQ FT OF LIVING SPACE!

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Front facade has been redesigned by “David Small”, custom kit with granite, hardwood throughout, a grand master bdrm with a lounge area & W/O to a secluded deck, finished w/o bsmt is an entertainer’s delight!

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$2,000,000

YOUR SEARCH STOPS HERE! “DIBLASIO” BUILT CUSTOMIZED HOME BACKING ONTO A RAVINE HAS EVERY IMAGINABLE BELL & WHISTLE!

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$1,999,950

$1,998,000

$1,500,000

MAGNIFICENT CUSTOM BUILT 4+2 BDRM, 6 BATH APPROX 4,800 SQ FT MANSION SITUATED ON A 13 ACRE GATED LOT

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$1,399,000 FABULOUS 3+1 BDRM, 7 BATH MANSION BOASTING APPROX 11,000 SQ FT OF LIVING SPACE!

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Spacious principal rooms, modern eat-in kitchen with s/s appliances, 2 fireplaces, a large finished basement + a spacious master bdrm with an updated bath! Fabulous matured private treed lot!

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$899,000 BEAUTIFUL APPROX. 3,000 SQ FT, 4 BDRM, 4 BATH DESIGNER HOME!

Hardwood flooring, modern kitchen with granite counters, custom cabinetry, garburator & campactor, double sided fireplace, I/G sprinkler system, new roof, CAC, porch railing, garage doors, etc.

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$635,000 COMPLETELY RENOVATED “APPLEWOOD ACRES” GEM!

Open concept floor plan, gorgeous modern eat-in kitchen with granite, a large island, S/S appliances & pot lights, hardwood flooring on both levels, family room with a stone fireplace, 3 spacious bdrms, finished walk up basement!

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MATURED TREED LOT! Gourmet kit with granite counters, backsplash & high end appliances, hardwood flooring, crown moulding, 3 fireplaces, newer windows, doors & high eff furnace!

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$1,199,000 BEAUTIFULLY APPOINTED 5 BDRM, 4 BATH HOME ON APPROX 1 ACRE OF LAND!

Brand new 750 sq ft addition to the 2nd level, hardwood & granite tile flooring throughout, cathedral ceilings, crown moulding, 7” baseboards, California shutters, finished w/o bsmt, I/G sprinklers, stone & stucco exterior!

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$550,000 GORGEOUS COMPLETELY RENOVATED 3 BDRM, 3 BATH DETACHED HOME BOASTING APPROX 240K IN UPG/IMPROVEMENTS!

Hardwood on both levels, spectacular kit with granite & backsplash, prof finished bsmt, newer furnace, Northstar casement windows & patio doors, patterned concrete, maintenance free deck & roof!

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