Ontario Active Life - September 11, 2021

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Ontario Edition Sept. 11–Nov. 6, 2021

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We start with location. We let the land decide what our communities should look like.

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SEPT. 11–NOV. 6, 2021

CONTENTS COVER STORY

24 HIGHCREST IN MUSKOKA LUXURY TOWNHOMES FROM EDGEWOOD HOMES

6 Active Life | Sept. 11–Nov. 6, 2021

26

34 IN THE LEAD 8 10

Contributors/Masthead

12

Active Life Online

18

30 Simply Tech Trouble hearing the TV: AccuVoice is the answer

Catch up between issues at myhomepage.ca and enjoy these popular stories

32

In The Spotlight

33

Ontario markets lead the way as Canadian home prices rise 25.3 per cent; more news on pages 15 and 16

22

Fitness

34 Home Realty Down in size, up in luxury and convenience

36 Destination Ontario Muskoka

INTERIORS 46 Decor Having your own spa-like bathroom

Cooking fatigue

26 Downsizing A couple do their research on Transition Realty and are happy with what they see

Legally Speaking Why you need a will to help your kids buy their first home

20 In The Garden Early Fall is the best time of year to get your plants under control

Western View

LOCATOR MAPS AND AMENITY CHARTS

54 Locator maps 58

Amenity Charts for 400+ Adult Lifestyle Communities

Growth means changes in housing configurations

Stat Chat More housing is really needed in the GTA

Personal Finance How to prepare for a hot fall market

Editor’s Note Housing election

14

28

46

48 Home Finds Relax and unwind

52

Property profiles 40 Lakeside Muskoka Life by the lake has never felt better

42 Lakeside Landing Wellington Royalcliff builds luxurious boutique enclave in Prince Edward County

44 The Summit Two fabulous opportunities to live the Muskoka dream

Big Style Small Spaces Little touches that make a huge difference

nexthome.ca | myhomepage.ca 7

EDITOR’S NOTE

HOUSING ELECTION

WAYNE KARL EDITOR-IN-CHIEF Active Life Magazine

EMAIL: wayne.karl@nexthome.ca TWITTER: @WayneKarl

+ get social 8 Active Life | Sept. 11–Nov. 6, 2021

“We have a dire shortage of housing across the country which threatens to derail our economic recovery if the problem is not addressed immediately.”

Richard Lyall, president of the Residential Construction Council of Ontario, you took the words right out of my mouth.

Lyall made these comments in late August, moments after Liberal leader Justin Trudeau announced details of his plan to address housing, if he were re-elected Prime Minister on Sept. 20.

If you think, or ever thought, that this federal election isn’t about – or included – housing, think again.

If you need proof, see page 15. The ReMax 2021 GTA Hot Pocket Communities Report illustrates the “staggering growth” and soaring prices in the single-detached homes market in the GTA. Take a look at those numbers. They are downright scary and, many experts say, unsustainable.

Equally worrisome is that this category is showing no signs of slowing, so the value appreciations may be even greater by year’s end.

If you’re fortunate enough to already own a home, of course, this is fantastic news. But if you’re part of the active adult demographic and looking to assist your children in buying their first home, you may now have a slightly different view.

For his part, Trudeau promises to introduce a rent-to-own program, double the Home Buyers Tax Credit, and create a tax-free First Home Savings Account. To increase the supply and ease competition in the housing market, he says the Liberals will build, preserve or repair 1.4 million homes in four years.

“And when you’re ready to buy, we’ll make sure the process is fair and transparent by creating a Home Buyers’ Bill of Rights to stop blind bidding, pause new foreign ownership, and more,” he says.

It’s worth noting that Trudeau introduced Canada’s first National Housing Strategy in 2017 – a 10-year, $40-billion plan “to give more Canadians a place to call home.”

If such serious housing problems persist, how do we assess the effectiveness of that plan?

Conservative leader Erin O’Toole, meanwhile, has pledged to build one million new homes in three years, and ban foreign investor purchases.

It’s also important to understand that real estate is local; performance is also influenced by public policy and economic fundamentals at the provincial and municipal levels.

While housing is currently being discussed at the federal level – and leaders appear to be listening – in June 2022, we’ll be going to the polls in a provincial election.

It’s up to voters to test these leaders on their policies, to see if they truly understand these issues.

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CONTRIBUTORS

PERSONAL FINANCE | JESSE ABRAMS Jesse Abrams is Co-Founder at Homewise, a mortgage advisory and brokerage firm based in Toronto. thinkhomewise.com

CHIEF REVENUE OFFICER

Jacky Hill, jacky.hill@nexthome.ca EXECUTIVE MEDIA CONSULTANT

Michael Rosset

EDITOR-IN-CHIEF – NATIONAL REAL ESTATE

Susan Legge, susan.legge@nexthome.ca EDITOR-IN-CHIEF – GREATER TORONTO AREA

Wayne Karl, wayne.karl@nexthome.ca MANAGING EDITOR

Rise Levy, rise.levy@nexthome.ca GARDENING | BEN AND MARK CULLEN Mark Cullen is a Member of the Order of Canada, and provides gardening advice to more than two million Canadians each week.

Ben Cullen’s specialty is food gardening. markcullen.com; Facebook @MarkCullenGardening and Pinterest @MarkCullenGardening.

GARDEN EDITOR

Mark Cullen CONTRIBUTORS

Jesse Abrams, Mike Collins-Williams, Debbie Cosic, Ben Cullen, Sara Duck, Greg Gazin, Linda Mazur, Ben Myers, Lisa Rogers, Agnes Ramsay, Jayson Schwarz, Keisha Telfer SENIOR VICE-PRESIDENT, SALES, NEXTHOME

Hope McLarnon 416.708.7987, hope.mclarnon@nexthome.ca SIMPLY TECH | GREG GAZIN Greg Gazin is a syndicated tech columnist, blogger, podcaster, and contributes to canoe.com, Troy Media and Active Life magazine. gadgetguy.ca

SENIOR MEDIA CONSULTANTS

Amanda Bell 416.830.2911, amanda.bell@nexthome.ca Natalie Chin 416.881.4288, natalie.chin@nexthome.ca VICE-PRESIDENT, SALES – DIGITAL MEDIA

Virginia Knott

VICE-PRESIDENT, MARKETING – GTA

Leanne Speers STAT CHAT | BEN MYERS Ben Myers is President of Bullpen Consulting, a boutique residential real estate advisory firm specializing in condominium and rental apartment market studies, forecasts and valuations for developers, lenders and land owners. bullpenconsulting.ca Twitter@benmyers29

SENIOR CLIENT RELATIONS SPECIALIST – GTA

Sonia Presotto

MANAGER CUSTOMER SALES/SERVICE

Marilyn Watling

SALES & MARKETING CO-ORDINATORS

Gary Chilvers, Vi Nguyen

HOME SHOW MANAGER & NEWSPAPER CIRCULATION – GTA

Josh Rosset DISTRIBUTION

distributionteam@nexthome.ca FITNESS | AGNES RAMSAY Agnes Ramsay is a Registered Nurse, Personal Trainer and Wellness Coach who specializes in Electric Muscle Stimulation Training. agnes.ramsay@xbodyworld.com

ACCOUNTING INQUIRIES

accountingteam@nexthome.ca DIRECTOR OF PRINT MEDIA

Lauren Reid–Sachs

VICE-PRESIDENT, PRODUCTION – GTA

Lisa Kelly

PRODUCTION MANAGER – GTA

Yvonne Poon

GRAPHIC DESIGNER & ASSISTANT MANAGER

LEGALLY SPEAKING | JAYSON SCHWARZ Jayson Schwarz LLM is a Toronto real estate lawyer and partner in the law firm Schwarz Law LLP. He can be reached by visiting schwarzlaw.ca or by email at info@schwarzlaw.ca or phone at 416.486.2040.

Alicesa Pullan

GRAPHIC DESIGNER & PRE-PRESS COORDINATOR

Hannah Yarkony GRAPHIC DESIGNERS

Johannah Lorenzo, Mike Terentiev

Published by

DOWNSIZING | KEISHA TELFER Keisha Telfer is Co-Founder and Broker of Record at Transitions Realty Inc. As a real estate expert, she provides valuable support and direction to clients considering a major downsizing or rightsizing lifestyle transition. Contact her directly at 647.948.7415.

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A GREAT COMMUNITY WITH BEAUTIFUL HOMES

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ONLINE Catch up between issues at nexthome.ca and enjoy these popular stories

DESTINATIONS ONTARIO

Collingwood and Wasaga – more than just vacation destinations?

Collingwood and Wasaga are not just vacation destinations anymore. There’s tons of development going on, with plenty of new-home buying opportunities.

DEVELOPMENT

Blythwood Homes offers spacious feel and luxurious finishes at Townhomes at The Oaks in Ridgeway When it comes to building townhomes for active adults, Blythwood Homes has three decades of expertise. Now, with new townhomes at The Oaks, Blythwood has established a new standard in leisure living.

DOWNSIZING

Top 5 signs you’re ready to take the downsizing plunge Not sure if you’re ready to downsize?

Consider these top five signs to help you answer that question.

FITNESS

How to get back to healthy habits and better lifestyle choices post-COVID Time to get back to the healthy habits and better lifestyle choices we all enjoyed prior to the COVID interruption.

Here’s how.

GARDENING

Add a splash of colour to your garden with these flowering shrubs and trees Fall, dare we say, is approaching, but it’s not too late to elevate your garden with flowering shrubs and trees. For some advice, who better than Mark Cullen?

NEW COMMUNITY

Fabulous family-sized homes coming soon to Erin, at Erin Glen from Solmar The charming town of Erin, midway between Guelph and Orangeville, will soon be home to its first brand new master-planned community – Erin Glen, from Solmar Development.

Visit nexthome.ca Or check us out on 12 Active Life | Sept. 11–Nov. 6, 2021

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IN THE SPOTLIGHT

ONTARIO MARKETS LEAD THE WAY AS CANADIAN HOME PRICES RISE 25.3 PER CENT Canadian home prices rose 25.3 per cent year-over-year to $727,000 in the second quarter of 2021, with markets in Ontario and the GTA again leading the growth, according to the Royal LePage House Price Survey.

Broken out by housing type, the Royal LePage National House Price Composite shows the median price of a single-family detached home rose 27.1 per cent yearover-year to $765,000, while condominiums increased 11.7 per cent to $525,000. Price data includes both resale and new build.

“After a year of record growth in the Canadian housing market, we appear to have passed the peak of price appreciation,” says Phil Soper, president and CEO of Royal LePage.

“While current home price gains are expected to be sustained due to chronically low inventory and new demand from growing household

formation, investors and newcomers, the torrid pace of home price appreciation has begun to moderate.”

With COVID-19 cases on the decline and rates of full immunization rapidly rising, a return to prepandemic life seems imminent. This will mean a boost in immigration, the return of jobs in the hospitality and tourism industries, and the return of foreign students.

“Household formation will undergo another major shift before the end of the year, with many young Canadians who chose to move in with parents during the lockdowns, looking for their own places to live,” says Soper.

“As the hospitality industry reopens and employment opportunities abound, new sources of housing demand will emerge. Finally, we will welcome back hundreds of thousands of foreign students and a new wave of immigration. All of these people

need to put a roof over their heads.”

The aggregate price of a home in the GTA increased 18.2 per cent year-over-year to $1.03 million in the second quarter of 2021.

Broken out by housing type, the median price of a single-family detached home increased 28.2 per cent to $1.30 million, while condominiums rose 8.6 per cent to $630,000 during the same period.

In Toronto, the aggregate price of a home increased 8.3 per cent year-over-year to $1.11 million, in the second quarter of 2021.

Single-family detached home increased 14.8 per cent to $1.55 million, while condominiums rose 5.8 per cent to $695,000.

Royal LePage is forecasting GTA aggregate home price growth of 14.5 per cent in the fourth quarter of 2021, compared to the same quarter last year.

AGGREGATE HOME PRICES, SELECT ONTARIO MARKETS Q2 MARKET

Q2 2020

Q1 2021

Q2 2021

Q/Q % chg

Ajax

$715,000

Barrie

$568,250

Brampton

$903,000

$937,500

3.8

31.1

$735,000

$762,500

3.7

34.2

$778,000

$915,000

$955,000

4.4

22.8

Burlington

$885,500

$990,500

$1.00M

1.0

13.0

Cambridge

$569,750

$726,250

$756,250

4.1

32.7

Guelph

$572,000

$745,000

$767,500

3.0

34.2

Hamilton

$613,750

$715,000

$760,000

6.3

23.8

Kitchener-Waterloo

$568,250

$720,000

$735,000

2.1

29.3

Markham

$940,000

$1.15M

$1.22M

6.6

29.8

Milton

$807,000

$1.00M

$1.05M

4.1

29.7

Mississauga

$860,000

$1.03M

$1.37M

5.4

29.1

Niagara-St. Catharines

$450,000

$595,100

$612,000

2.8

36.0

$1.06M

$1.3M

$1.37M

5.4

29.1

Oakville

Y/Y % chg

Oshawa

$579,450

$767,500

$787,750

2.8

36.1

Pickering

$786,000

$990,000

$998,500

0.9

27.0

Richmond Hill

$1.04M

$1.19M

$1.27M

6.2

22.4

Toronto

$1.03M

$1.08M

$1.11M

3.0

8.3

Vaughan

$982,500

$1.19M

$1.24M

3.8

26.3

Whitby

$735,000

$932,000

$987,500

6.0

34.4

SOURCE: ROYAL LEPAGE NATIONAL HOUSE PRICE COMPOSITE Q2 2021

14 Active Life | Sept. 11–Nov. 6, 2021

IN THE SPOTLIGHT

‘STAGGERING GROWTH’ DOMINATES SINGLE-DETACHED MARKET IN THE GTA Prospective homebuyers in the GTA might want to give the highrise market a close look, as sales and prices of single-detached homes are showing “staggering growth” and soaring prices, with no signs of slowing, according to the ReMax 2021 GTA Hot Pocket Communities Report.

A steady decline in the supply of single-detached housing in the GTA, coupled with low mortgage rates, hastened demand from first-time homebuyers and galvanized the city’s move-up market in the first half of 2021, ReMax says.

The report examined trends and developments in 60 Toronto Regional Real Estate Board (TRREB) districts, finding that inventory constraints propelled demand throughout the GTA and set the stage for unprecedented market performance.

With 11,297 active listings, this was the lowest level for June in at least a decade, and down 35 per cent from the 10-year average of 17,260, surpassing the previous low of 12,327 reported in June of 2016.

As a result, the average price for single-detached homes soared, with values in almost 97 per cent of TRREB communities well ahead of year-ago levels, with nearly half reporting an increase of 25 per cent or more over 2020.

“Halfway into 2021, and the GTA’s housing market continues to fire on all cylinders,” says Christopher Alexander, senior vice-president of ReMax Canada.

With interest rates at historic lows, first-time buyers are scrambling to get into the market before homeownership is beyond their financial reach. However, affordability challenges continue to be exacerbated by the supply crunch. Of the 60 TRREB communities examined in the report, only six offered

period may actually be the calm before the storm,” says Alexander.

“With the worst of the pandemic hopefully in the rear-view mirror and recovery on its way, economic expansion is likely. The Bank of Canada is committed to holding interest rates at current historically low levels for at least another year.

Immigration is expected to bring another 1.2 million permanent residents to the country over the next three years.”

single-detached homes at less than the $1-million price point. This is compared to 18 communities during the same period in 2020, and 28 in 2019. All six markets were located in the 905 area.

“More transit options and hybrid work schedules have made relocation to the city’s outlying areas even more attractive,” says Alexander. “Firsttime buyers are feeling the squeeze, but are still determined to become homeowners, with many happily travelling further afield to make it happen while working from home.”

New-home construction has intensified in outlying areas in recent years. This is especially so in the communities of Clarington, North Oshawa, East Gwillimbury, North Keswick (Georgina) and Caledon, where an abundance of new housing product has come to the market as resales and are quickly snapped up.

“The most daunting aspect of the current housing surge is that this

TOP 10 GTA SINGLE-DETACHED MARKETS BY PRICE GROWTH MARKET

2021

2020

%

Uxbridge

$1.365M

$933,368

Scugog

$986,878

$685,828

43.9

$2.18

$1.55M

40.2

$1.26M

$903,186

39.9

King Pickering

46.4

Brock

$773,061

$552,711

39.9

Clarington

$930,520

$665,516

39.8

Oshawa

$855,067

$611,872

39.8

Caledon

$1.55M

$1.11M

39.2

E. Gwillimbury

$1.30M

$957,243

36.0

Whitby

$1.08M

$797,435

35.6

C13*

$2.25M

$1.67M

34.7

Milton Georgina Whitchurch-Stouffville

$1.31M

$979,646

34.2

$861,902

$643,112

34.0

$1.47M

$1.11M

32.0

*C13: BANBURY-DON MILLS, VICTORIA VILLAGE, PARKWOODS-DONALDA SOURCE: 2021 REMAX GTA HOT POCKET COMMUNITIES REPORT; JANUARY TO JUNE

nexthome.ca | myhomepage.ca 15

In the spotlIght

CANADIANS RETHINKING

RETIREMENT DUE TO PANDEMIC: RBC POLL “If you’re nearing retirement without a formal plan, there’s a shrinking window of opportunity to review your options, to see if you can enjoy the retirement lifestyle you’re hoping for,” says Rick Lowes, vice-president, strategy, RBC. “An advisor can help you translate your personal goals into financial ones and explore strategies to achieve them.”

Poll respondents also indicated the pandemic has prompted them to either think about, or take action on, a number of retirement-related issues, including: • Thinking more about where they will live in retirement (22 per cent) • Deciding where they do not want to live (20 per cent do not want to live in a retirement home) • Reviewing and updating wills and beneficiaries (15 per cent) • Taking stock of their financial affairs (17 per cent) • Taking up a new career or hobby, realizing “life is short” (16 per cent)

The pandemic has Canadians rethinking their retirement plan, savings and timing, according to not-yet-retired Canadians aged 50-plus surveyed by the 2021 RBC Retirement Myths & Realities Poll.

The most immediate impact is that the pandemic has caused some Canadians to hit the pause button on their retirement date, as 18 per cent of respondents saying they will now be retiring later than expected.

Concerns around outliving retirement savings have reached their highest level in a decade, as 21 per cent of respondents with more than $100,000 in investable assets now expect to outlast their savings by 10 years (compared to 16 per cent in 2010).

Compounding what respondents are facing over the near-term is the fact that half do not yet have a financial plan, and only 20 per cent have created a formal plan with an advisor or financial planner.

16 Active Life | Sept. 11–Nov. 6, 2021

Canadians approaching retirement have also been resetting their retirement savings goals. Those with more than $100,000 in investable assets now estimate they will need to save $1 million on average – approximately $50,000 more than in 2019 – with more than three-quarters falling short of their goal by almost $300,000, on average. Meanwhile, those with less than $100,000 in investable assets have lowered their retirement savings goal – now sitting at $533,153 (compared to $574,354 in 2019) – but they have a much larger savings gap of $472,991.

To help bridge a shortfall during retirement, these groups responded that they would: • Stay in their current home and live more frugally (37 per cent of those with more than $100,000; 36 per cent of those with less than $100,000) • Return to paid work (31 per cent and 36 per cent, respectively) • Downsize/move (31 per cent and 23 per cent, respectively) • Ask a family member for assistance (lowest on their list of options, at three per cent and five per cent, respectively) “We know from past polls that retirees will find a way to make their finances work, but this may mean they aren’t leading the lives they were hoping for when they retire,” says Lowes. “We’re here to help Canadians so they can focus on what truly matters to them.”

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2020-11-27 3:06 2:30 PM

ADVICE | STAT CHAT

MORE HOUSING WE REALLY NEED IT IN THE GTA

BEN MYERS The pandemic has been a trying time for everyone, and certainly when the lockdowns started in 2020, I thought the real estate market was going to tank. Canada Mortgage and Housing Corp. (CMHC) did, too, calling for a drop in national resale pricing of up to 18 per cent.

Next was the dreaded deferral cliff, where unemployed and furloughed employees’ mortgage deferrals would expire, sending thousands of homes on the market.

Neither the double-digit price corrections nor the thousands of distressed listings occurred, and pricing actually increased quite substantially; low interest rates and changing preferences due to the work-from-home phenomenon sent people into a buying frenzy.

People left the rental market to buy, reducing rental demand, but juicing ownership demand.

Data from rentals.ca shows rental rates are now trending back up, too, especially in the downtown cores of Vancouver and Toronto.

We can continue to push these demand measures that are politically popular, such as vacant home taxes, foreign buyer taxes, speculation taxes, rent control, Airbnb bans and many others, but what we need is more houses.

Lots of houses. If people were hungry, the best solution would be to cook more food, instead of trying to split the existing food more fairly, or tax overeaters.

One of the biggest reasons we don’t have more houses is

18 Active Life | Sept. 11–Nov. 6, 2021

municipal planning and the Not in My Backyard (NIMBY) people who oppose all development.

People scared of change and trying to protect their property values have done major damage to housing affordability in the GTA. On our podcast, Toronto Under Construction, we have talked to developer guests about some of the poorly done retail by some developers, and the fact that there would be much more support for new condominiums and rental apartments if more care was taken as it relates to how a building meets the street.

If developers created smaller retail and leased it out quickly to retailers other than big banks and international coffee shops, the blowback would not be as intense.

We talked to Toronto councillor Brad Bradford of Beaches East-York on the Toronto Under Construction podcast. Bradford is a member of the Planning and Housing Committee and a former planner.

To combat the problem of boarded up and empty stores, Bradford would like to see the City of Toronto implement a vacant retail/storefront tax: “We have a lot of investors and speculation on main streets, and properties that sit vacant for decades. And that is a blight on the neighbourhood. It’s not good for the residents, or the other businesses, so the idea of the vacant storefront tax is challenging, and has its pros and cons, but San Francisco is moving forward with it, and has seen positive results in an increase in tenancy. We are certainly not trying to penalize ‘mom and pops,’ but really go after properties that are vacant and have absentee landlords.”

Bradford is also pushing for different zoning beyond traditional retail, to allow for live/work spaces for young entrepreneurs who typically can’t afford to rent both.

This also loops back to housing, as higher densities and more people can support these retail shops and keep the businesses financially viable.

My podcast co-host Steve Cameron says, “The only way to support proper retail that is going to succeed long term is to have more residents shopping, eating, dining, etc. It seems like the solution is so simple to me. We need more density.”

During the podcast with Bradford and others, there are always discussions around the need for more midrise building, and the expansion of “Missing Middle” initiatives to allow for small apartments, duplexes, laneway suites and garden homes in Toronto’s single-family neighbourhoods. More homes of all types are needed, and adding houses leads to more vibrant streets and a better city for everyone.

Don’t buy into the “we have enough housing already” narrative on social media. Proponents of that belief don’t have the data or the understanding of the issues facing the development industry.

Ben Myers is President of Bullpen Consulting, a boutique residential real estate advisory firm specializing in condominium and rental apartment market studies, forecasts and valuations for developers, lenders and land owners. bullpenconsulting.ca Twitter@benmyers29

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advice | iN THe GaRdeN

PRUNING 101 EARLY FALL IS THE PERFECT TIME OF YEAR TO GET YOUR PLANTS UNDER CONTROL PeReNNials

MARk ANd bEN cULLEN

Friends and family have been asking a lot of questions on the subject of pruning. Gardeners know instinctively that this is an ideal time of year to get our plants under control and to encourage fresh new blossoms next year – by pruning in early fall.

Here is a rundown of how to prune and why you should bother in September.

20 Active Life | Sept. 11–Nov. 6, 2021

As your perennial flowering plants finish their flowering cycle, they are busy pushing the limited energy from their roots into seed production. This is, after all, the primary purpose of flowering in the first place. Once pollinated and fertilized, the flower matures into its seed production phase.

Remove the spent flowers and flower stems of daylilies, veronica (Speedwell), Shasta daisies and virtually all perennials that have finished flowering this summer. With some luck, you will get a reflowering period later in the season. Don’t cut them down to the ground – just the flower

and several inches of stem will do.

For late flowering perennials such as mums, asters and rudbeckia, we leave them standing all winter long to add interest and to provide seeds for songbirds.

Ornamental grasses are generally best cut in April.

Roses

Remove the spent flowers and a few inches of stem after they have flowered. We have been doing this since the first crop of flowers finished in late June. September becomes a great time of year for a second showing of blossoms. When they’re

finished, let the plant stand as is all winter, unless it is more than one metre high, in which case, cut them down to about 80 cm to prevent them from “whipping” in winter winds and risking a break at the root zone of the plant.

FloweRiNG sHRubs

Much like perennials, it is best to remove the spent flowers of lilacs after they bloom to maximize the blooming potential next year.

However, this is not a practical suggestion for large plants, so forget it if you didn’t do this earlier this year. However, this is a great time of year to get flowering shrubs under control that have already bloomed.

Like perennials, flowering shrubs lend themselves to pruning for several weeks after blooming.

If you have shrubs that are gangly, out of place or just generally taking over where they have no business

doing so, this is a good time to show them your hand and get pruning.

New gardeners are often timid about this job, but they need not be. Take up to one-third of the growth off a woody shrub without fear that you are damaging the plant. Of greater importance is how you prune your shrub. We are not in favour of the “bowl cut” approach, and thankfully we see less of this in most landscapes.

This is where the homeowner shapes and sculpts a shrub into formal shapes such as round balls, squares and ovals.

Much more effective is the practice

of pruning individual stems from the plant by reaching into it with a sharp pair of hand pruners with a gloved hand, and removing one stem at a time. This will open the shrub up to sunlight and improve the air circulation. New growth will occur from the centre of the plant, where it will rejuvenate the plant and encourage new blossom buds to develop this fall.

Hand pruning may take more time than the ‘bowl cut’ approach, but the results are much more satisfying and of greater benefit to the health of the plant in the long haul.

Mark Cullen is a Member of the Order of Canada. He reaches more than two million Canadians with his gardening/environment messages every week.

Receive his free monthly newsletter at markcullen.com.

Ben Cullen is a professional gardener with a keen interest in food gardening and the environment. You can follow both Mark and Ben on Twitter @MarkCullen4, Facebook @MarkCullenGardening and Pinterest @ MarkCullenGardening. nexthome.ca | myhomepage.ca 21

ADVICE | FITNESS

COOKING FATIGUE 5 TIPS TO REDISCOVER THE JOY OF COOKING

AGNES RAMSAY

There are a few things in life that we simply cannot avoid, to stay alive – sleeping, drinking water and eating.

Sleeping requires its own article another time, and water is a tap twist away, but food is far more complex.

We generally need to eat every few hours, all day long.

This should not be a challenge in our country, as we live in a land of plenty. Most of us will not go hungry.* There are so many choices; cook your own food, order in, go out, meal kit services. What to do?

Our choices often become influenced by cooking fatigue. After making thousands of meals in a lifetime, even those who enjoy it can get in a rut and choose an easier option than to create yet another “balanced” meal.

However, it is important to note that any food you don’t cook yourself is likely loaded with salt and fat to make it taste good so you will order it again. Same thing with going out.

Also, it is far more expensive to eat pre-prepared meals than buying the ingredients and doing it yourself.

With “What’s for dinner?” ringing in your ears, how can you redevelop or develop for the first time, what my very first cookbook told me was “The Joy of Cooking”?

‘GET’ YOUR WHY

Why cook, instead of ordering in or going prepackaged? Because… you are what you eat. The number of adults in North America with high blood pressure is staggering – one out of two people! And one-third of adults have high cholesterol.

22 Active Life | Sept. 11–Nov. 6, 2021

There’s a great chance that either you or a loved one is afflicted by these conditions that require medication and can shorten or interfere with your life. And it likely has much to do with what you are putting on your plate.

The daily requirement of sodium is 2,300 mg, and for a woman, approximately 30 gms of saturated fat. A popular frozen pizza brand per small serving is 31 gms of fat and 900 mgs of sodium! And you will likely be eating something with that slice of pizza, so in one meal you have blown your requirements out of the water.

GET INSPIRED

Go online. There are so many recipe websites that can inspire you. Or Pinterest or Tik Tok… Or flip through your old recipe books. Pick the ones that have healthy options.

Pick six recipes you would like to try or haven’t made in a while. Don’t do anything too complicated or that has a staple ingredient you’ll never use again. Or start with writing a list of your favourite ingredients, and google recipes for them.

Make sure your kitchen is inviting.

Freshen it up if necessary. You want to have a good workspace with the proper tools for the job.

GET IT DONE

Narrow it down to three meals the first week. No stress. Make a shopping list based on your choices plus the sides.

Make double what you need – if you know you will use the leftovers.

For example, you have baked chicken breast on Monday with rice and broccoli. On Wednesday, you can make it into a chicken fried rice with sauteed onions, celery and carrots and a small amount of low sodium soya sauce, Italian seasoning and hot sauce. And have some Bok Choy on the side.

GET THE FUN

My son and his girlfriend had a month they called “recipe cook-off.” They were each responsible for three meals, and they rated the results.

Day seven was going out or ordering takeout. They had colossal failures and new favourites, which they now work into their routine.

AND FINALLY… GET GOING!

Eating should be enjoyable. Don’t take the fun out of it by forcing yourself to eat “healthy foods” you don’t like. I refuse to eat whole wheat pasta! And easy on anything high in sodium and fat!

And finally, bon appetite! *Still, in Canada, there are those less fortunate. Please donate to your local food bank.

Agnes Ramsay is a Registered Nurse, Personal Trainer and Wellness Coach who specializes in Electric Muscle Stimulation Training. agnes.ramsay@xbodyworld.com

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COVER STORY

HIGHCREST IN MUSKOKA LUXURY TOWNHOMES FROM EDGEWOOD HOMES For many, thoughts of Muskoka inspire images of vast forests and crystal-clear lakes but, more importantly, a sense of relaxation and an active lifestyle that are unparalleled. Many of us dream of retiring to a beautiful home in cottage country.

Edgewood Homes has been building luxury homes for more than 20 years, and has been at the forefront of design and construction in Muskoka. With an amazing natural backdrop, Edgewood creates designs that become an integral part of the environment. Working with nature, instead of competing against it, these homes create seamless transitions from inside out.

Paying special attention to the details, from windows and doors to cabinetry and flooring, Edgewood creates homes that are open, fresh and inviting with a distinctive contemporary feel.

The last decade has seen an influx of people seeking to live and retire in Muskoka, creating a serious housing shortfall. With a belief that everyone deserves a quality home, in 2017, Edgewood set its sights on creating unique in-town communities.

24 Active Life | Sept. 11–Nov. 6, 2021

In 2018, Edgewood broke ground on its first Huntsville development, Maple Ridge. An intimate and private community of 18 semi-detached homes, these homes proved highly desirable, and were nearly sold out even before the model home was completed.

To meet the increasing demand for quality new homes, Edgewood shifted the focus of its community development team towards the bungalow-townhome neighbourhood, christened Highcrest.

Highcrest offers quiet bungalow townhome living, ideal for those seeking an active transitional experience.

Not specifically an adult living community, the bungalow townhomes and full maintenance condo structure has proven a draw for many who are retired or semi-retired.

The ability to downsize, carve out more time for hobbies, travel and family have all played a part in making these homes so desirable.

Highcrest is distinctive. The vision of company founder David Goodfellow, Highcrest doesn’t offer any finishes, or use any construction methods, that don’t meet his uncompromising standards.

All homes within the Highcrest expanded community begin with quality contemporary fixtures and finishes. Today’s discerning buyers don’t have to spend a ton on upgrades to have a beautiful home.

Taking inspiration from some of its most beautiful luxury homes, the finishing catalogue for all homes includes waterfall accents on quartz counters, and large-drawer floating vanities. Every element has been considered to ensure every home the company builds feels beautiful and solid.

Attention to detail is everywhere at Highcrest. Your curb appeal is assured with large composite windows with transoms for extra light, extensive exterior stonework and custom wood product siding for a luxurious feeling.

Black exterior details are used to tie it all together.

As local builders, extensive feedback from similar communities was gathered during the planning process, resulting in some modifications to the site plan. With a significant improvement in traffic flow, Highcrest boasts wider streets and larger than average setbacks, creating an openness.

Treed and landscaped buffers between neighbouring properties add privacy and a natural feeling. The additions of visitor parking areas and small parkette, ensure the community is welcoming for friends and family.

Going above and beyond the norm

to create a unique and welcoming community, the townhomes of Highcrest offer a variety of features such as walkout basements, and integrated covered decks for shelter and privacy.

With construction well underway, the first release of bungalow townhomes is nearly sold out. Local demand for both traditional lowrise condos and bungalows continues to increase.

The team at Edgewood Homes is working diligently to finesse the final details of the remaining Highcrest offering. Future releases will include a wider variety of options.

With multi-story condo buildings, featuring units ranging from intimate one-bedroom (800 sq. ft.) to larger multi-bedroom executive suites (1,400 sq. ft.) and additional

bungalow townhomes, there will be something for everyone.

To add to the overall sense of community, an indoor/outdoor neighbourhood space will be integrated into the condo buildings.

This central gathering hub is expected to be the heart of future community events, and regular weekly social connections.

With all the thought, details and extras incorporated through the planning, the final Highcrest community is sure to tick all the “must have” boxes for many consumers.

Located only a couple of hours from the GTA, living at Highcrest Muskoka requires zero compromise.

Beautiful scenery for being active, dozens of golf courses, many lakes and rivers for boating and fishing, and just minutes to trails and beaches. On the practical side, Huntsville has excellent healthcare with its local hospital, top-notch Internet for remote work, and full maintenance, allowing lots of free time. Top off your activity-filled day filled with an exciting variety of food and local entertainment that make Huntsville the perfect place to relax or retire.

For further information, visit the website or register at livehc.ca.

Interested in a breakaway from the city? The Edgewood office at 46 Hanes Rd. offers a spectacular view of the site. edgewoodmuskoka.com nexthome.ca | myhomepage.ca 25

advice | dOWNSiZiNG

NEXT STOP… DOWNSIZING A COUPLE’S BOLD FIRST STEP TO THEIR NEW CHAPTER

BY KEISHA TELFER Michael Middleton sat by the large stone hearth staring, mesmerized by the fire. There were many design features his architect father-in-law incorporated into the custom-built house that were specifically for his wife Judy’s delight… a large walk-in closet, a convenient second-floor laundry room right off the common hallway, and a wine room in the basement. But the fireplace; that was just for him.

Almost 30 years ago, Michael enlisted David, Judy’s father, to build Judy her dream home. His eyes drifted over the hand-picked stones, rusty patinaed nails sticking out of the mortar where the children hung their Christmas stockings, the dusty piano in the corner, where John, their eldest, plunked out his first chords, and the glaring dent 26 Active Life | Sept. 11–Nov. 6, 2021

and scrape in the stained oak wainscotting where Jack ran his Tonka toy tractor into it at least a dozen times.

“Ten feet walls, 14 at the peak,” David said, as he and Michael looked over the blueprints for this very room, with its high vaulted ceilings and oak beam spanning the length. “This room will be the heart of your home,” he continued, “and you can park your easy chairs right next to the fireplace and enjoy a glass of wine after the kids are in bed.” He was right!

Michael took a sip from his glass and sighed as he reached down and ruffled the fur of the recent rescue from his vet practice. So many memories, here in this room, this house, how could we ever let it go? Truth was, even though Michael built this house for Judy,

he was now more attached to it than she was.

Judy’s voice broke his reverie. “It was my dream home, Michael. It was amazing for 28 years, exactly what our family needed. But it’s just us now. With the boys gone, it feels empty and it’s kind of selfish to keep it. Let it be the dream home for another growing family.”

Judy always was more practical than sentimental, and as a high school science teacher and the mother of two boys, that was a trait that served her very well.

“Besides, we’re not getting any younger, those stairs are starting to hurt my knees, and the equity we’ve built up here could really complement my teacher’s pension. And remember, it could help the boys, too!”

Michael sighed again, “But wherever we move to, it’s just not going to hold all of this… this… stuff! You know what our basement looks like. I don’t even want to think about… what do you call it, de-cluttering? It’s just overwhelming, and honestly, I don’t even know where we would start!”

“I’m surprised you can drink your wine!” Judy quipped.

Of course, after 32 years of marriage, Michael knew very well he was being led down a path where he ended up as the butt of her joke, but he played her game.

“What?” he smirked.

“Well with your head stuck so far in the sand, how can you drink your wine?” she asked, with a teasing smile.

“Let’s just see what the downsizing seminar says tomorrow evening,” she said. “It sounds like just the thing we need to kick-start this process.”

“You mean, to kick my rear into gear, right?” Michael admitted.

“Your words, dear, your words.” Judy smiled.

The next evening, they attended the Transitions Realty, Downsizing Done Right Webinar. Judy was excited, Michael was impressed, but reserved.

“So, what do you think?” Judy inquired.

Michael’s raised eyebrows revealed his intrigue, but playing it cool, he replied, “It was… comprehensive.”

“Exactly!” Judy exclaimed. “They cover… well, just everything. I always thought downsizing was only about de-cluttering, but it’s now clear that there is so much more to think about.”

“And plan for!” Michael said, finishing her thoughts.

Judy continued, “Who knew, they would have a whole program, just for people like us, downsizers whose next stage of life is uncertain. Michael, you know we’ve always talked about being closer to nature, you know somewhere with trails and a lake? And we also talked about giving back in our retirement years, like volunteering.”

Michael said, “Yes!” Judy continued, “and so far, in my six months of retirement, I haven’t done any of that. And they’ll work with us to build out our entire transition plan.”

“Perhaps their business sales division could even help me sell my practice next year?” Michael wondered.

“Well, they sure opened up a lot of questions,” Michael said, his voice showing his uncertainty.

“Yes, they did, Judy countered, “but all questions that we need answers to in the coming months if we’re

going to make this transition. I’m going to book us a consultation meeting, they said it was free, right?”

“Yes, they did, but, Judy, I’m not sure I’m ready,” Michael stated.

“Michael, dear, you heard what she said at the seminar, lots of clients they have feel just like you – stuck – so, you’re not alone. Truth is, we both aren’t ready. But that’s what this program is all about. Getting us ready for this major life transition. What did she say again? Clarity to know what we want, confidence to know we will succeed, and courage to take action.

This is going to be a big change – for both of us! Plus, they work on our timeline, so there’s no pressure.”

Michael smiled, and picked up the phone. Judy always did have a way of soothing his concerns. “I’ll dial the number, but you’re doing the talking.”

“Deal!” said Judy. “Hello? Hi, my husband Michael and I attended your seminar last night…”

Keisha Telfer is Co-Founder and Broker of Record at Transitions Realty Inc. As a real estate expert, she provides valuable support and direction to clients considering a major downsizing or rightsizing lifestyle transition. Contact her directly at 647.948.7415.

nexthome.ca | myhomepage.ca 27

Advice | personAl finAnce

HOW TO PREPARE FOr a HOT FALL MARKET

jesse abrams

It’s safe to say that the housing market has experienced a lot this year. From record low mortgage rates and a limited supply of homes for sale, to material shortages and construction delays, you’re probably wondering whether now is the right time to buy a home.

Many pre-construction developments made the decision to hold off on launching until this fall season, due to lockdowns and COVID-19 restrictions. As a result, the housing market is likely to experience a demand for both resale and new builds in the coming months, as restrictions have eased and buyers are eager to purchase – especially with kids going back to school in September. If you’re planning to make a move this fall, here are some ways you can better prepare for this purchase and feel confident in your homebuying decision. determine your AffordAbility by getting pre-Approved for A mortgAge

A mortgage pre-approval is one of the best ways to fully understand your home affordability. It can also save you plenty of time and stress during your home search. By knowing what you can afford, it allows you to shop for homes that are specifically within your budget and meet all of your needs. Mortgage pre-approval can also give you more negotiating power during a resale bidding war, where multiple offers are made on the same 28 Active Life | Sept. 11–Nov. 6, 2021

property – something that’s very common in a hot market. It highlights your financial stability and credibility as a buyer, and shows that you have real interest in making a deal. Whether you’re buying your first home or moving up, pre-approval is a must.

Assess your expenses And creAte A heAlthy budget

When buyers see that there is a lot of competition for a particular home, it’s common for them to want to put in a higher offer in hopes that they will get it. However, this offer may end up being higher than you initially budgeted for. Before making this mistake, we recommend fully understanding your financial situation and considering whether making a higher bid is something you can afford to do. Start by breaking down your monthly expenses to determine if you can afford your mortgage payments, along with your closing costs and monthly carrying costs.

These expenses are often overlooked by some homebuyers; however, they make a huge difference in your budget in the short and long run. consider down pAyment options And how you cAn get help

It isn’t always easy to come up with a down payment, especially when prices are rising like they are now.

Fortunately for first-time buyers, there are many programs available that can help you gather the funds to make a down payment and counter some of the costs associated with buying a home. These include the First-Time Home Buyers Incentive Program, Home Buyers’ Plan and Land Transfer Tax Rebate. Buyers can also consider having a parent or

“

A mortgage preapproval is one of the best ways to fully understand your home affordability.

”

family member act as a co-signer on their mortgage to help with their application. A co-signer is someone who applies for a mortgage loan with you and legally agrees to take liability on the mortgage and pay off the debt if you can no longer make payments. Essentially, they fill in the gaps on your mortgage application by providing a strong credit score and a stable source of income to qualify.

With the fall season approaching and a hot housing market expected to continue, it’s important for homebuyers to take the necessary steps to properly prepare and enter the market. Despite rising prices and competition, there are still plenty of opportunities for buyers to enter the market and find a home that they can afford. A great first step would be to connect with an expert mortgage advisor such as those on our team at Homewise, who can walk you through the process of finding a mortgage that checks all of your boxes.

Jesse Abrams is Co-Founder at Homewise, a mortgage advisory and brokerage firm based in Toronto. thinkhomewise.com

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ADVICE | SIMPLY TECH

TROUBLE HEARING VOICES ON TV? ACCUVOICE IS THE ANSWER GREG GAZIN

Wouldn’t it be nice if we could actually decipher and properly hear the dialogue on TV and in movies?

Yes, it’s baffling. As technology advances, and with the advent of immersive technologies such as surround sound and Dolby Atmos, we still might have to crank up the volume, which may help marginally, or turn on close-captioning.

Sometimes, we may even have to “rewind” and go back to make out what’s actually being said. Of course, adding long-term exposure to noisy environments, a little too much loud 30 Active Life | Sept. 11–Nov. 6, 2021

music and perhaps a little aging doesn’t help the cause, either.

Enter the ZVOX AccuVoice AV157.

It’s a compact dialogue-clarifying sound bar that cleverly uses the science behind the hearing aid to create more intelligible dialogue.

The concept isn’t new. The company, Massachusetts-based ZVOX, launched its first product mimicking the hearing aid, using advanced algorithms to gain voice clarity, more than five years ago. Its latest offering, the AV157, incorporates two innovative technologies – the new SuperVoice, and the latest generation IV AccuVoice.

“The best way to understand our SuperVoice technology is to picture a stage,” says ZVOX founder Tom Hannaher. “But instead of a row of

actors, imagine a row of sounds. Our proprietary AccuVoice technology, that we introduced in 2016, clarifies voices and brings them forward on the stage. Our SuperVoice technology takes the other sound effects into the background – ‘pushing them backstage’ – so they don’t interfere with voice intelligibility.”

Together, the dynamic duo offers 12 different levels of dialogue boost, achieved by combining the six levels of AccuVoice, then applying SuperVoice to each one of those levels. With a little trial and error, you can find the right combo that suits you best. You’ll certainly know the sound sweet spot once you hear it.

For more fine-tuning, three PhaseCue virtual surround sound options help create a 3D effect to

Photos: ZVOX

fill the sound around the room. The first features minimal surround, but with a strong focus on vocal clarity.

The second offers a moderate virtual surround sound with moderate voice focus, ideal for watching TV shows.

The third best, for movies, gives you the widest surround sound also with modest vocal focus.

Another cool feature is OL, Output Levelling. It’s designed to keep the volume within a range and help avoid significant volume swings, which may occur when a show heads to a loud commercial break, or when switching services from Netflix to broadcast television, for example.

Adjustments can also be made for both bass and treble.

The soundbar itself is of modest design. It fits perfectly in front of most TVs, or can be easily mounted on a wall. The sturdy injection molded ABS cabinet measures a mere 17 in. wide by about 3.5 in. deep by 2.75 in. high, and weighs slightly less than three pounds.

Behind the front grill is a bright, easy-to-read alphanumeric display that cleverly disappears within seconds when not needed, so you’re not constantly seeing it while watching a program.

At the rear of the cabinet are a power jack, digital and analogue input jacks and headphone jack that also doubles as an output for a powered subwoofer.

Under the hood are three two-bythree-in. oval speakers powered by a built-in 24-watt digital amplifier with Dolby Digital decoding that nicely fills the room with sound.

It’s simple to hook up – just connect the power adapter and one connecting wire to your TV or cable box. All the sound controls are accessed via its large button infra-red remote. It can also be programmed to work with universal remotes.

If you use wireless headphones, this model is not equipped with Bluetooth, so you’ll need a transmitter connected to the headphone output.

It’s also not really designed for Wi-Fi streaming, so if you want to listen to music from a compatible device, the unit is Alexa-ready – you just have to connect an Amazon Echo to the secondary input.

Now. if you’re like me, you’re likely still wondering why Hollywood can’t make movies with dialogue you can clearly hear from the outset.

According to ZVOX, and part of its raison d’être, “it’s because Hollywood

is mixing sound for drama, not clarity,” with such adventurous mixing techniques.

I guess it’s a godsend the ZVOX AccuVoice AV157 with SuperVoice technology focuses on dialogue clarity. It can certainly help you hear what’s being said, rather than a simple sound equalization or tone control used on a soundbar. It may not have all the bells and whistles you might find on other soundbars or TV speakers, but then again, the beauty is in its simplicity.

The ZVOX AccuVoice AV157 comes with a power supply, remote with batteries and three connecting cables; a 3.5mm analogue, 3.5mmRCA and an optical cable. It retails in Canada for $279 and is available through Amazon.

Greg Gazin is a syndicated tech columnist, blogger and podcaster, and contributes to canoe.com, Troy Media and Active Life magazine. gadgetguy.ca

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nexthome.ca | myhomepage.ca 31

ADVICE | WESTERN VIEW

UP, IN AND OUT GROWTH MEANS CHANGES IN HOUSING

MIKE COLLINS-WILLIAMS

The housing landscape across the Greater Golden Horseshoe is changing. This is due to incredible increases in population, which is expected to continue in the coming decades – from slightly more than 10 million residents today, to nearly 15 million by 2051. That is literally the equivalent of the entire population of Greater Montreal moving here over the next 30 years.

To provide sufficient housing for the sheer number of people we’re expecting, the cities and towns throughout this area need to grow up, in and out: • UP – with taller buildings around transit stations and on main streets • IN – with denser infill projects in existing neighbourhoods; and • OUT – with new suburban communities in Hamilton, Halton and York To be clear, our cities and towns need to increase housing supply through all three methods for growth to provide enough homes for our increasing population. The challenge will be to do all this and keep housing affordability as a top priority.

The forces that direct where housing is built and how dense it will be are a mix of market-demand and longterm growth planning.

UP

Cities and towns throughout the region are going to get taller, 32 Active Life | Sept. 11–Nov. 6, 2021

especially around major transit stations for both GO Transit and new LRT lines being built in Toronto, Mississauga, Hamilton and the recently completed LRT in Waterloo Region. These higher heights and densities are expected to support a move to living car-free, with more neighbourhoods featuring amenities within walking distance.

Main streets are also expected to see higher residential buildings, as planners encourage redevelopment, and some neighbourhoods evolve into 15-minute communities. These communities are intended to have a full range of amenities within a 15-minute walking distance.

IN

To accommodate our population growth, planners are expecting more residents to live a more urban lifestyle, which is reflected not only in taller buildings and more apartments, but also in smaller, more densely packed homes in existing neighbourhoods. The redevelopment of lots that currently have singlefamily homes to ones with multifamily homes can be done by rezoning some areas to allow for more “missing middle” housing.

This will range from singles that get renovated with added accessory suites, to semi-detached homes to townhouses. It’s this type of intensification that is going to require the biggest culture change within many communities.

OUT

The suburbs are not immune to market pressures. As anyone who has ventured to the edges of our urbanized area can tell you, suburban housing is increasingly compact,

and more and more predominately features a variety of housing types – singles, yes, but rowhomes, stacked and back-to-back townhomes are providing similar density in housing you would find in older communities built before the automobile.

Areas around new transit stations and along main streets are also going to see taller buildings. New suburban communities are still going to be critical to providing housing affordability, and providing many of the homes needed for our rapidly growing population.

PUTTING IT ALL TOGETHER

More people means more homes.

Moving forward, a growing proportion of the population will live in an urban setting, where the size of the average home is smaller and there are more multi-family buildings. The one thing that seems a certainty is that the absolute number of single-family homes may actually go down, and the price for such homes (or the land they sit on) is going to continue to go up.

In the end, people are going to continue to do what they have always done – balance their housing needs with their wants and budgets, and the lifestyle associated with different types of homes in different areas of the region.

Mike Collins-Williams, RPP, MCIP, is CEO West End Home Builders’ Association. westendhba.ca.

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ADVICE | LEGALLY SPEAKING

DEATHLY DOWN PAYMENT WHY YOU NEED A WILL TO HELP YOUR KIDS BUY THEIR FIRST HOME

JAYSON SCHWARZ, LLM & JACQUELINE MONETA, JD

With GTA real estate holding steady at sky high prices, Millennials are left scratching their heads trying to find a way into the housing market. With the average resale price in Toronto more than $1 million, more young adults are turning to their families for help. But what does this mean for the Baby Boomers willing to shell out for their kids?

GIFTING YOUR CHILD A DOWN PAYMENT

When you gift your child a down payment, it can commonly be either an outright gift, or you may have to go on title to the property to secure the mortgage.

If the funds are an outright gift and you have other beneficiaries to consider, you need a Will. A down payment is a large gift, and you want to ensure that the other beneficiaries of your estate, your other children, as an example, are not disadvantaged.

Your Will can be a powerful tool to equalize payments made to children during your life. Planning ahead is essential to anticipating and mitigating issues that may arise down the road. There is nothing worse than a family splitting up and fighting over money after a death.

Alternatively, the bank might request that you take a percentage of the ownership of the property.

Typically, this would be as tenants in common with your child, to secure the mortgage. You would minimize the size of your share, even though you are on the hook for the whole mortgage, and in your Will, you would leave your share to your child.

This way, you would use your Will as a means of assisting this child, while at the same time taking care of your other children or chosen beneficiaries, in a fashion to properly reflect an equitable outcome, or as you may otherwise require.

It is critical to plan for, and be clear on, what happens to the property if you or your child die. Whether it’s an investment or principal residence, property almost always forms the largest part of an estate.

If you don’t have a Will, upon death, that percentage of ownership will pass in accordance with law and either your spouse, children, parents or siblings could end up as the child’s partner in the child’s home; generally not a good result.

You also need to consider what would happen if your child dies first. If the child has a Will, he or she can designate what happens to the property – how it passes, who is responsible for maintenance, the mortgage payments, hydro, water and gas. Without a Will, it can all be a huge mess, as the matter trundles through the administration process, pending the appointment of an Administrator of their Estate. Real life can get complicated quickly.

While the housing market is steady, and your kids may be calling for help, don’t let this stress you out. Setting

up a Will is a simple and effective way to plan for the future, and account for the past. We can ensure that you know exactly what is going to happen to your property no matter what life throws at you.

Remember, it is critically important that you have your Will completed with Powers of Attorney – before closing. Please, don’t leave your family with a problem.

Jayson Schwarz LLM and Jacqueline Moneta are with Schwarz Law LLP. To suggest topics for future columns or ask questions, visit schwarzlaw.ca or email info@schwarzlaw.ca.

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nexthome.ca | myhomepage.ca 33

ADVICE | HOME REALTY

DOWN IN SIZE UP IN LUXURY AND CONVENIENCE

DEBBIE COSIC

There’s nothing like getting older to make you realize what you value in life. And one thing the pandemic has taught all of us is how critical “home” is to our quality of life. Many empty-nesters and seniors talk about “moving down,” when in fact they simply mean moving into a more compact residence. I don’t think of it as “down,” because in many ways, these homebuyers move “up” in luxury – and more importantly, in convenience and quality of life.

The benefits of moving to a smaller home or condominium suite are many and varied. Let’s start with what happens beforehand – namely, decluttering. Buyers talk about how freeing it is to give away, throw away or pass down possessions they no longer need or necessarily even want.

They know what will fit into their new spaces, and they appreciate how large an uncluttered room looks compared to one that’s full of stuff.

They have reached a point in life at which they want to make the most of their surroundings without continually adding items to them.

Then there’s the benefit of less maintenance than it takes to keep up a large lowrise home. A lot of seniors opt for small one-storey bungalows with just enough yard to have a garden. Sometimes, these homes include a condominium component for exterior maintenance and snowplowing. It’s nice to hand over those duties to someone else.

Of course, the epitome of convenience is the condominium

34 Active Life | Sept. 11–Nov. 6, 2021

Voya

suite. Purchasers coming from large lowrise homes understand the value they get for the maintenance fees they pay – namely, outsourced tasks such as mowing the lawn and plowing snow. Others are anxious to enjoy life more without having to sweat those outdoor chores.

Avid travellers also appreciate the luxury of being able to lock the door and leave, knowing their home will be looked after and protected by security features, including the eyeson-the-street of the concierge.

These buyers are typically in two distinct groups. First, there are those moving from a more than 3,000-sq.-ft. home to something like a 1,000-sq.-ft. condo, and then using remaining equity from their large home sale to buy a time-share in Florida or a cottage in Muskoka. The second group is more interested in moving up to more luxury. They tend to stay where they are and purchase a pied-à-terre as their retirement home someday. It may be smaller

than what they have now, but you can bet it will be gorgeous.

Whatever your decision, if you buy new, you get the most advanced construction materials and techniques, energy-efficient features and warranty protection. Today’s suite designs are so well planned that they “live” a lot larger than their square footage numbers.

Life is short. When it comes to real estate, buy the best you can at any time. If you are thinking of moving to a more compact residential option, go for it. Spend the rest of your life in comfort and beauty.

Debbie Cosic is CEO and founder of In2ition Realty. She has overseen the sale of more than $15 billion worth of real estate. With Debbie at its helm, In2ition has become one of the fastest-growing and most innovative new home and condo sales companies. in2ition.ca

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A TREE FOR EVERY HERO.

Join us in planting 2 million trees along the 401 Highway of Heroes, a tribute to the men and women who fought for Canada in our wars, and a living memorial to the 117,000 who died for freedom.

Get involved today:

As part of Trees for Life’s Tree Coalition, we are proud to work collaboratively with GrandTrees Climate Solutions.

destINAtIoNs oNtArIo

MUSKOKA NATURE’S CANVAS ENJOYING A SURGE IN PROPERTY INTEREST

by WAYNE KARL Ah, Muskoka… haven of forests, shimmering lakes, granite emplacement and other natural wonders that have graced the canvases of famous Canadian artists such as Tom Thomson… popular cottage destination and playground for untold numbers of youngsters attending summer camps…

There simply is no need to sing the praises of this wonderland of almost 6,500 sq. km. and more than 1,600 lakes.

36 Active Life | Sept. 11–Nov. 6, 2021

Oh wait, we just did.

Indeed, what’s there not to love about this blessed region about 220 kms north of Toronto, comprising the Towns of Huntsville, Bracebridge and Gravenhurst, and the Townships of Muskoka Lakes, Lake of Bays and Georgian Bay? Perhaps you’ve spent some time here yourself, among the legions of renters who descend on the area every summer to enjoy short-term cottage rentals.

Or maybe you’ve been lucky enough to own a piece of this paradise.

While home to about 60,000 permanent residents, Muskoka swells in population in summer as an additional 100,000 seasonal property owners vacation in the region.

It’s also something of a playground for the rich and famous, with sports and entertainment celebrities owning expansive

properties along the shores of the three major lakes – Muskoka, Rosseau and Joseph.

If you’ve ever had any desire to buy property in this area, you’re certainly not alone. Whether it’s those looking to buy their own little slice of this Ontario vacation heaven, or those moving north from the city to enjoy a quieter, more relaxing life among nature… interest is on the rise. Much like property prices.

ProPerty surge

The surge began last year. In what’s known as the Lakelands region, including Muskoka, Haliburton, Orillia, Parry Sound, the median price for residential non-waterfront property in May 2020 was a record $416,500, up 7.3 per cent from $388,000 in May 2019. For waterfront property, more desirable and more expensive, the median price was $565,800, up 3.3 per cent from $547,550 over the same period.

In Muskoka, specifically, nonwaterfront property prices rose 8.3 per cent in May 20 to $420,868, from $388,750 in ay 2019. In Haliburton, by comparison, the prices were $318,500 and $310,000, respectively, up 2.7 per cent.

Waterfront properties in Muskoka, naturally higher priced, rose 3.9 per cent in May 2020 to $727,500, compared to $700,500 in May 2019. Meanwhile, in Haliburton, the corresponding prices were $520,000 and $550,000 – down 5.5 per cent.

Fast-forward to 2021, and “sales for non-waterfront and waterfront properties both came back down to earth from last July’s unprecedented levels,” Chuck Murney, president

of the Lakelands Association of Realtors, said in July. “We expect this to persist through the rest of 2021, as we move past the one-year mark of the various record-level sales we saw in the second half of 2020.”

Translation: Supply is still tight, interest high, and prices on the rise.

The area is world famous for good reason, and the demand for housing here proves that.

According to the MLS Home Price Index, the benchmark price for single-family homes was $611,500 in July 2021, up 41.6 per cent on a year-over-year basis. The median price for residential non-waterfront property was $560,000, up by 27.3 per cent from July 2020.

The more comprehensive yearto-date residential non-waterfront median price was $575,950, an increase of 37.1 per cent from the first seven months of 2020.

In its 2021 Recreational Property Report, ReMax cites that much of the demand is being driven by young families, especially those from the GTA and Hamilton looking for more affordability outside of the city.

When it comes to the COVID-19 impact on Muskoka’s recreational property market, buyers from the city have been interested in the market because of its relative affordability and more greenspace.

Preferred features for recreational homes in the region include good Wi-Fi, beach nearby, office space and acreage. Anticipated price growth in the region for recreational properties over the remainder of 2021 is an increase of 15 per cent for waterfront, and 20 per cent for nonwaterfront homes.

MUSKOKA AVERAGE RECREATIONAL PROPERTY PRICES 2021**

2020*

2019*

19-21 %

% balance of 21

Waterfront

$1.48M

$1.31M

$1.07M

39

15

Non-waterfront

$619,799

$488,878

$393,839

57

20

Condo

$347,069

$362,364

$314,467

10

13

*average Sale PriCeS JaN. 1 to DeC. 31, 2019 aND JaN. 1 aND DeC. 31, 2020 **average Sale PriCeS froM JaN. 1 to aPril 30, 2021 SourCe: 2021 reMax reCreatioNal ProPerty rePort

+

LoCAtIoN, LoCAtIoN, LoCAtIoN

Located in Central Ontario, extending from Georgian Bay in the west, to Lake Couchiching to the south, Algonquin Park in the east; 220 kms north of Toronto; population 60,599; 100,000 seasonal property owners MuNICIPALItIes Bracebridge Georgian Bay Gravenhurst Lake of Bays Muskoka Lakes Huntsville

Key LANdMArKs • Bigwin Island Golf Club • Deerhurst Resort • Lake Joseph Golf Glub • Muskoka Brewery • Port Carling • Rocky Crest Golf Resort • Rosseau Muskoka Resort & Spa • Santa’s Village • Taboo Golf Course • The KEE to Bala • The Rock Golf Course • Windermere House

seLeCt housINg deveLoPMeNts hIghCrest MusKoKA

By Edgewood Homes edgewoodmuskoka.com LAKesIde MusKoKA

By Lakeside Developments lakesidemuskoka.ca the suMMIt

By Trulife Developments trulifedevelopments.com WhIte PINes

By Mattamy Homes mattamyhomes.com

nexthome.ca | myhomepage.ca 37

NeW hoMe deveLoPMeNts

To take advantage of the growing interest in the area in not just vacation properties but year-round residences, more developers are setting up camp in Muskoka.

Edgewood Homes is building Highcrest Muskoka, a bungalow townhome community in Huntsville, for those seeking an active transitional lifestyle experience.

38 Active Life | Sept. 11–Nov. 6, 2021

Trulife Developments Inc. has The Summit underway in Huntsville, with traditional and stacked condo townhomes.

And then there’s Lakeside Muskoka, a luxury boutique condominium in a prized waterfront location in Huntsville from Lakeside Developments Inc., a local builder with history in the area dating back to the 1930s.

Even Canada’s largest homebuilder, Mattamy Homes, has a new development in Bracebridge – White Pines – with a variety of singledetached homes.

PLAygrouNd AWAIts

Regardless of your type or length of stay in Muskoka, the playground awaits. Name your passion, and you can pursue it here. Try your hand at landscape art, like the masters of the Group of Seven. Or hop up for some horseback riding, dogsledding or cross-country skiing in winter.

If cycling is more your speed, wind your way through hilly towns such as Bala, Ontario’s cranberry capital, or Bracebridge, and marvel at the three spectacular local waterfalls.

And golf. You want golf? Muskoka has carved out a reputation as one of Canada’s best golf destinations, with a handful of courses among the topranked in the country.

After your leisure activity, whatever it is, relax with some of the fare of the growing number of craft breweries in the area – Muskoka Brewery, Lake of Bays Brewing Co. and Sawdust City Brewing Co.

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HOMES, Condo Life, Active Life Reno + Decor

Greater Toronto Area Dec. 19, 2020–Jan. 30, 2021

Toronto’s Finest NEW HOME GUIDE

Fabulous LIVING IN THOROLD!

The ‘best of the best’ coverage in the categories of new home; new condo; adult lifestyle; design, decor and renovation.

WEST COMMUNITY NEW PHASE COMING SOON! DISCOVER SINGLE FAMILY HOMES AND SPACIOUS TOWNS!

INSIDE:

HOMEBUYER INTENTIONS STILL STRONG: SURVEY

WHERE MORTGAGE RATES ARE HEADED IN 2021

condolife

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Greater Toronto Area Dec. 5, 2020–Jan. 16, 2021

Greater Toronto’s COMPLETE CONDO GUIDE

DEC. 5, 2020–JAN. 16, 2021

The Rose Hill Condos

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HOMEBUYER INTENTIONS STILL STRONG: SURVEY

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new home communities

LAKESIDE MUSKOKA LIFE BY THE LAKE Has nEvEr fElT BETTEr Everyone dreams of life by the lake, but here’s your opportunity to not just dream it or visit it on weekends, but to live it – as your everyday life! Yes… right here, right now… this is it.

Welcome to Lakeside Muskoka, a luxury boutique condominium in a prized waterfront location in cottage country, brought to you by a local, experienced team that cares as much about your home as you do.

“Excited doesn’t begin to describe how we feel about this project,” says Chris Napior, president of Lakeside Developments Inc., a family-owned company that has been helping to shape the Muskoka landscape since 1933. “This area is our home, too. We know what makes it special, and we know how to deliver beautiful waterfront homes people will love.

“And people will love Lakeside Muskoka.”

40 Active Life | Sept. 11–Nov. 6, 2021

It’s easy to share Napior’s enthusiasm for this four-storey boutique residence with fifth floor penthouse suites, with suites ranging from 579 to 1,283 sq. ft. Already 70 per cent sold, remaining units include two-bedrooms and two-bedrooms plus den, from the mid $700,000s. modern amenities and spectacular views

Designed to take advantage of the spectacular lifestyle and expansive views of Fairy Lake and the surrounding area, Lakeside Muskoka features a private rooftop terrace and lounge, with vistas so gorgeous you’ll have to pull yourself away. Yes, the shimmering waters and rolling landscape of the Muskoka District are that captivating.

Move indoors – well, sort of – where individual suites come with either a balcony or terrace, complete with gas barbecue hook-up. Or take advantage of modern amenities such as a fitness studio, indoor bike storage, pet spa, party room and guest suite, and Wi-Fi connectivity in all amenity areas. steps from fairy lake

Residents will live just 35 ft. from the shores of Fairy Lake – a distance to the water that won’t be allowed in any future developments in the area – and with your own private beach, no less. And they’re still only minutes from downtown Huntsville, where boutique shops, restaurants, health and wellness services, craft stores, big box retailers, and just about every other amenity you could need awaits.

This is premium luxury living in Muskoka, where a whole outdoor world of provincial parks, waterways, trails and world-class golf courses are yours to explore, and Hidden Valley Ski Resort is just five minutes away.

This is your chance, right here… with 70 per cent of units sold, time is running out to get in on this spectacular residence and realize your dreams of life by the lake.

To buy now (virtually or in person), call Nixon Lopez at 416.723.7982, or email sales@lakesidemuskoka.ca.

Prices and specifications subject to change without notice. Renderings are artist’s concept. E. & O. E.

nexthome.ca | myhomepage.ca 41

NEW HOME COMMUNITIES

LAKESIDE LANDING WELLINGTON ROYALCLIFF BUILDS LUXURIOUS BOUTIQUE ENCLAVE ON THE WATER IN PRINCE EDWARD COUNTY Royalcliff Homes presents a boutique enclave of 17 distinctive luxury new homes with breathtaking views on Lake Ontario’s waterfront.

Each home features a fusion of classic and contemporary seasideinspired designs to complement life on the lake.

Perfectly situated in the heart of Prince Edward County, Lakeside Landing Wellington is an exciting addition to one of Ontario’s most desired neighbourhoods. Wellington is a community rich in character and history that perfectly embodies small town charm, and lies at the centre of Prince Edward County.

Immerse yourself in a diversity of culinary experiences, estate wineries, boundless art galleries, shops, theatre, farm markets and renowned beaches.

This ideal location is less than two hours east of the GTA. INTEGRATED FEATURES

• A selection of two beautifully appointed luxury home designs with integrated open-living spaces • Rich engineered hardwood on both 42 Active Life | Sept. 11–Nov. 6, 2021

levels with premium tiled baths • 10-ft. volume ceilings (main level), nine-ft. ceilings (second level) • Cosy gas fireplace in Great Rooms • Sleek kitchen designs with granite surfaces • Spacious bedrooms with walkin closets, deluxe ensuites with granite countertops, frameless glass showers and soaker tubs to pamper the soul • Space and high-speed Internet options to personalize a home office • High-efficiency gas heat, HRV and central air conditioning • Select exterior elevation colour packages • Lakeside Landing is fully serviced with municipal water and sewers and natural gas heat THE HOMES

The Lakehouse is a breathtaking 3,260-sq.-ft. two-storey home distinguished by soaring 10-ft. ceilings and a complement of formal and casual living spaces. Its ultra-spacious design showcases an entertainment

sized great room with cosy gas fireplace, expansive windows and walkout with spectacular intoxicating panoramas that colour each and every day.

This stunning home features an exceptionally tailored design with rich engineered hardwood floors and premium tiles, a formal dining room and gourmet kitchen with butler’s servery, sure to entice the resident chef. The granite clad centre island and spacious breakfast area overlook the Great Room and offer a walk out to the water’s edge.

The upper level boasts the primary bedroom suite that spans the entire water side of the house, with a private balcony to enjoy exceptional sunrises over the lake! It features a sumptuous ensuite with granite countertops, frameless glass and tile shower and a luxurious freestanding soaker tub and two walk-in closets.

Three guest bedrooms also feature walk-in closets, with private ensuite or ensuite privilege. The laundry is conveniently situated on the bedroom level.

The Edgewater, a beautifully articulated 2,280-sq.-ft. bungaloft, is artfully designed to showcase soaring ceilings and a light filled Great Room with a dramatic staircase that leads to an airy second level loft overlooking the great room below.

This beautiful home provides the ease of one level living with the primary bedroom on the main level, complete with walk-in closet and spa-like ensuite with granite countertops, freestanding soaker tub and frameless glass shower. Wake to the luxury of spectacular water panoramas that colour each and every day.

At the heart of the home is the deluxe open kitchen presenting both a granite clad centre island and return for ease of entertaining and food preparation, adjoined by the breakfast area with glass doors opening to unobstructed lake views. The main level is complete with a formal dining room, convenient laundry room and separate powder room.

In the upper level, guests will enjoy the two generously sized guest bedrooms, one with a spacious walkin closet and a shared four-piece bath with granite countertops, and loft area open to below. Integrated in the loft area is a large walk-in closet and linen closet. An alternate optional layout provides for a fourth bedroom with private ensuite bath.

THE NEIGHBOURHOOD

Life is yours to celebrate in Wellington, Prince Edward County, a community defined by history and vibrancy; a place where the lake meets the sky, and a refreshing

breeze brings a wave of revitalization.

Wellington enjoys its well-deserved reputation as a favoured tourist destination bursting with boutiques, galleries, live theatre, casual and fine dining, nightlife, library, places of worship, golfing, a waterfront park, beach and boardwalk.

THE LIFESTYLE

Indulge in small-scale urban living; stroll to the village to meet friends for a cappuccino, to gather fresh artisan breads and delectables at Piccolina Italian Cafe, fresh vegetables at the farmers market, the historic town library for the latest good read are a part of everyday living.

Evenings bring promise of fabulous dining options at a selection of notable restaurants, including favourites such as East & Main, La Condesa, The Lakeside waterside patio, Midtown Brewery and the renowned Drake Devonshire, perhaps followed by a cocktail at the Koenji Japanese Whiskey Bar or a starlit stroll on the beach boardwalk.

Savour all that the beautiful Prince Edward County offers! Acclaimed as one of Canada’s most prominent VQA

wine regions, Prince Edward County has distinguished itself among foodies for its organic farms, wineries, its growing craft microbrewery scene and artisan cheese factories. Top chefs have flocked to “The County” for its abundance of local markets and organic fare. Experience the bounty of the county, as Wellington offers all the urban amenities, nestled in the countryside.

THE BUILDER

Royalcliff Homes, a threegenerational family business, has garnered an exemplary reputation for classic design and custom-style luxury. Built on a solid, trustworthy foundation, Royalcliff Homes’ dedication to design, premium craftsmanship, with an emphasis on client relationships, has led to their tremendous success.

Come home to Lakeside Landing Wellington! lakesidelandingwellington.ca Sales Office 280 Main St., Wellington 613.969.2044 sales@lakesidelandingwellington.ca

nexthome.ca | myhomepage.ca 43

NEW HOME COMMUNITIES

THE SUMMIT TWO PROJECTS, TWO FABULOUS OPPORTUNITIES TO LIVE THE MUSKOKA DREAM For new-home buyers looking for options in Muskoka, Trulife Developments introduces two styles of townhomes at The Summit on Fairy Lake, where purchasers can choose from stacked or condo townhomes.

CONDO TOWNHOMES

These townhomes are comprised of four or more houses lined up next to each other with shared walls on either side. The units all have their own garage, private entrance and a beautiful view facing Fairy Lake.

STACKED TOWNHOMES

These contemporary homes share a sidewall like traditional towns, but are also stacked vertically, and they have both a front and back. Lower units have outside access with a patio or terrace, while upper units feature a rooftop terrace or balcony. At The Summit, stacked townhomes come with underground parking.

44 Active Life | Sept. 11–Nov. 6, 2021

SUITES DESIGNED FOR CASUAL LIVING

Your home at The Summit features light-filled living spaces that maximize views of the ever-changing Muskoka vista.

Open-concept layouts and optional beautiful fireplaces punctuate your home with beauty and convenience.

Kitchens and bathrooms are meticulously finished with the newest contemporary materials, creating a modern haven within a glorious Muskoka setting.

NO HASSLE LIVING BUILT RIGHT IN

With enhanced security and convenience features, your home at The Summit is safe and secure, whether you are home or away. Stacked townhomes are equipped with convenient Smart thermostats that allow you to pre-program and monitor the temperature in your home from anywhere in the world, and with keyless entry.

The condo townhomes feature Smart thermostats, Smart security, keyless entry, and garage door openers

controlled through your smartphone.

It all adds up to an easy-breezy lifestyle that makes it convenient and safe to simply lock and leave.

KEYLESS ENTRY

Never look for your keys again! All of the homes at The Summit are accessed through keyless entry – you can provide all the members of your family with their own entrance code.

Pet sitters, house cleaners, and others who need to gain access when you’re not there, can be provided with their own unique codes to get in. This is the ultimate in convenience and security.

SMART THERMOSTATS

The Smart Learning Thermostat automatically adapts as your life and the seasons change. Just use it for a week and it programs itself! The Smart Thermostat shows you how much energy you use on a daily and monthly basis, so you can adjust your usage accordingly to save money.

With the Smart Security feature, you can see, hear and speak to visitors at your front door remotely. Imagine the convenience of being out on your boat, instructing your package delivery to be placed into your garage – and opening the garage for the driver from the captain’s chair on your boat!

For further information visit thesummitmuskoka.com nexthome.ca | myhomepage.ca 45

INSPIRATION |

decor

HAVING YOUR OWN

SPA-LIKE BATHROOM

by Linda MazUR

Let’s face it – we all would love a big, spa-like bathroom to start and end our days, but not all of us are afforded the luxury of square footage for a large soaker tub and walk-in shower in our bathrooms. If you live in a small home and need to keep the traditional tub-shower combination due to space constraints, don’t feel like a great looking bathroom is out of reach.

Small bathrooms can definitely be a challenge. Try as you may, there is only so much space to fit in all the necessities, attempt to provide adequate storage solutions and still create the Instagram-worthy bathroom everyone 46 Active Life | Sept. 11–Nov. 6, 2021

wants. Smaller homes and condos are often outfitted with only a single full bathroom, so a tub-shower is a great two-in-one space-saving solution. This combination makes the most of limited space by providing all the benefits, just in a compact footprint. They can be very cost-effective compared to a separate tub and shower option when renovating, and open extra space for a large vanity and more enhanced storage.

So, we know all the practicalities of a tub-shower combination for your small bathroom, but there is still the lingering desire for a luxe looking spa-like space. Modern

tub-shower combinations come in a wide variety of attractive designs and styles to suit your particular design and needs. You do not need to limit yourself to pre-fabricated, all-in-one units. Tub-showers can be completely customized from the size, style and colour of tub you choose, to your preferred choice of faucets and fittings. Detachable or rain shower head? Gold, nickel or black? Traditional or modern? It’s entirely up to you. When it comes to selecting a glass door to make your space feel bigger or for a private enclosure, your choice depends on your budget and comfort level.

Another way to customize is through tile, and with countless selections available, it’s easy to get inspired and create a wonderful looking bathroom. From monochromatic elegance to bold colours, rustic wood-grained tile to 3D tiles, to textured tiles and fun patterns, there is an endless array of possibilities that can elevate the simple tub-shower combination.

If you’re on the hunt for a more upscale approach, why not try a large format tile with a beautiful natural marble vein; not only will it make your space look and feel more luxurious, it also limits the grout lines.

If you feel like you have been compromised by being dealt a small bathroom with a tub-shower in your home, think again! With all the possibilities available today, that high-end spa-like bathroom is definitely within reach. Homes without bathtubs can be challenging on resale, so embrace your tub-shower complement and get inspired to create an amazing space for your home.

Linda Mazur is an award-winning, nationally publicized designer and Principal of Linda Mazur Design Group. With almost two decades of experience this in demand multi-disciplinary design firm is known for creating relaxed, stylish spaces and full-scale design builds within Toronto, the GTA and throughout Canada. lindamazurdesign.com @LindaMazurGroup nexthome.ca | myhomepage.ca 47

INSPIRATION |

home finds

HOME etc.

by SARA DUCK

Whether you are planning a full-scale bathroom renovation or looking to freshen up the space, Active Life shares our top picks for making your bathroom a personalized place to relax and unwind.

SOURCE: DESIGN West of Main FURNITURE AND ACCESSORIES West of Main Shoppe BUILDER eqhomes.ca FINISHES: FLOOR TILE in Stark Carbon: Euro Tile WALL TILE by Uptown Series in Sugar Hill: Olympia Tile SHOWER FLOOR TILE in Stark Carbon: Euro Tile COUNTERTOP in Montauk: HanStone MILLWORK in Textured Melamine in Sand Orleans Oak: Deslaurier Custom Cabinets

48 Active Life | Sept. 11–Nov. 6, 2021

Classic combo

+ bold pattern While black and white is a classic colour combination, when used in a bold pattern, it can be refreshingly modern.

Step

ON IT!

Bathmats go beyond just functionality; they can dial up the “cool factor” in your space as well.

LINESMAN return square cement tile. $8 per tile. geontile.com ARTIC BAY terrazzo cement tile. $100 per tile. geontile.com ICICLE square cement tile. $10 per tile. geontile.com

THICK PILE bathmat. $20. hm.com STRIPED BATHMAT. $109. zarahome.ca ORGANIC HALF-MOONS bathmat. $60. westelm.ca

Twist & Kliin is a new line of eco-friendly, biodegradable cleaning products that uses concentrated cleaning biopods. Each recyclable pod is slightly larger than a wine cork in size, and simply screws onto the top of an empty cleaning spray bottle re-filled with 750ml of water. With a quick shake, the pod’s contents dissolve instantly, and the renewed bottle of cleanser is ready to use. $3 per pod. kliin.co

PLANETFRIENDLY CLEANING

This faucet is part of the new Frank Lloyd Wright bath collection by Brizo, available in October.

TERRIFIC TOWELS

These lightweight organic quick-dry textured towels are made of twoply organic cotton yarns and are verified safe from over 300 harmful substances. $6 to $30. westelm.ca

Texturized

Elevate your everyday faucet with interesting textured designs.

VENEZIA textured handle in polished chrome by Fantini. Price upon request. elte.com 316 INTRECCIO FAUCET single hole in brushed steel. $919. elte.com WIDESPREAD LAVATORY FAUCET and handle kit in polished nickel/wood by Frank Lloyd Wright for Brizo. Faucet: $923. Handles: $215. brizo.com nexthome.ca | myhomepage.ca 49

1 Enhanced technology to provide the feeling of more water.

1

Knock on wood Bring in a natural look to your bathroom with wood accents.

2

2

BLUETOOTH technology delivers highquality audio to your shower.

5

3

INNOVATIVE SHOWER HEADS

4

These shower heads not only look amazing, they provide a better shower experience, too.

1. H20kinetic PENDANT RAIN SHOWER HEAD in matte black by Delta. $1,153. wayfair.ca | 2. KOHLER 2.0 gpm rainhead with wireless speaker in Oil-Rubbed Bronze by Kohler. $512. homedepot.ca

Exclusive collaboration

Renowned interior designer Brian Gluckstein has teamed up with The Home Depot to launch GlucksteinElements, which includes an assortment of lighting, ceiling fans, bathroom vanities and mirrors in his signature timeless design.

2

3 50 Active Life | Sept. 11–Nov. 6, 2021

2

1

1. Frameless ROUND MIRROR with matte black metal hanging hook. $115. | 2. Lowell one-light WALL SCONCE with rich black finish. $80. | 3. Larson free-standing BATH VANITY in white with engineered marble top in white with white sink, $600. All available at the homedepot.ca

1

1. Wood TOWEL RACK, $80. bouclair.com | 2. Icon five-piece BATHROOM ACCESSORY SET by Paradigm Trends. $137. wayfair.ca | 3. Asia teakwood STOOL by haven. $172. bedbathandbeyond.ca | 4. Reclaimed teak MIRROR. $400. eq3.com | 5. SD Naturals bamboo TOOTHBRUSH. $16 for three. well.ca

3

Rise up

Wall-mounted vanities make a space feel spacious and airy with the added bonus of easy cleaning underneath.

1. Carlington WALNUT BATHROOM VANITY with sink by Foremost. $479. rona.ca | 2. GODMORGON/TOLKEN/TORNVIKEN BATHROOM VANITY in white and bamboo. $400. ikea.ca | 3. Gray WALL HUNG SINGLE UNDERMOUNT SINK MODERN VANITY by Fresca $2,143. homedepot.ca

Bathroom

“There is nothing like a rich grey to add sophistication to your dream bathroom!

Paint it on all four walls for a more dramatic effect or experiment with pale walls and a dark ceiling or accent wall.”

colour trends Benjamin Moore colour and design expert, Sharon Grech shares the hottest colours in bathrooms for 2021.

(WALLS) CHARCOAL SLATE HC-178, Aura Bath & Spa, Matte

(CEILING/ TRIM)) ATRIUM WHITE OC-145 Aura Bath & Spa, Matte/Semi-Gloss

“White is always a popular option for the bathroom, but warmer “offwhites” have increased in popularity for walls to off-set crisp white fixtures and sleek, modern finishes.”

“Yellow is definitely trending for interiors this year. It is the perfect hue to enliven the senses and bring the warmth of sunshine all year round! Try adding some pretty yellow tones in towels, artwork or even cabinetry and walls for an interior dose of Vitamin-D.” (TRIM) SIMPLY WHITE OC-117, ADVANCE, Satin

(WALL) YELLOW RAINCOAT 2020-40, AURA Bath & Spa, Matte

BALLET WHITE

SIMPLY WHITE

(WALLS) BALLET WHITE OC-9, AURA Bath & Spa, Matte (TRIM/ CEILING) SIMPLY WHITE OC-117, ADVANCE, Satin/Ultra Flat nexthome.ca | myhomepage.ca 51

INSPIRATION |

big style, small spaces

Little touches

that make a huge difference

by LISA ROGERS

Decorating a small space isn’t actually that different than decorating a large one: It just requires a bit of ingenuity and understanding what works in the space and what doesn’t. While your focus will be different when you’re working with less square footage, the basic rules of design are very much the same.

I recently took this challenge to task with a property development I worked on in conjunction with Dunpar Homes – the Kingsway Village Square. This luxury building offers upscale condominium living in a carefully-crafted boutique rental residence, and as creative designer, it was my job to decorate the first two model suites – with all the right interiors and finishes. It’s proven to be a really fun project to manage because it’s made me look at design differently. Naturally, I have less room 52 Active Life | Sept. 11–Nov. 6, 2021

to work with so it means I have to think about furniture, finishes and lighting in a way that works for a smaller space.

Whether you’re looking to update a condominium, studio apartment or small home, check out these tips on ways to optimize your space.

FIND THE RIGHT LIGHT

First, if you have plenty of natural light, let it shine through! Keep window treatments airy with sheer fabrics so light can come through easily, and you’re not weighing down your space with heavy curtains or blinds. Add additional lighting throughout your space but avoid any big floor or table lamps – they just add “bulk” – and opt for wall sconces, pendant lights or string lights that don’t take up too much space.

MIRROR, MIRROR ON THE WALL

If you aren’t blessed with a lot of natural light in a room, mirrors can add additional light and the feeling of additional space by reflecting back any natural and non-natural lighting you do have. It will give the illusion of more square footage, so think about using one large mirror in your room or arrange a few smaller ones throughout.

TRY ‘FLOATING’ PIECES

Shelves and nightstands that are built into the walls can keep your floor clear of any cluttering obstacles and free up some extra space as well.

THE BIGGER THE RUG, THE BETTER

Believe it or not, you don’t want to skimp on size with your rug. A tiny rug just makes the room feel equally as small, so pick a floor covering that’s

large enough so most of the furniture will sit on it, or go wall-to-wall.

AVOID HEAVY FURNITURE

When dressing a small space, your furniture has to look light. For example, instead of investing in a sturdy block of a coffee table, opt for a piece that has legs on it. Why? It helps carry the eye in and around your space, which gives the impression of a larger room.

USE FURNITURE THAT IS MULTI-PURPOSE

For the Kingsway Village Square, I also picked pieces that are multi-purpose, such as a high-top table that I put in the kitchen area. It acts as a work station as well as an eating area. You can get creative with storage options too: Ottomans that can store your linens, or built-in cabinetry under your bed. Nowadays, there are so many chic storage options that work double-duty as a piece of decor.

ADD SOME COLOUR

KEEP COLOURS NEUTRAL

This feels fairly obvious, but lighter walls give the illusion of a bigger space, where darker walls do the opposite.

My favourite hues are from Benjamin Moore: CC40 or Chantilly Lace. I often use both of them in design.

Yes, you can! Use colour for your pillows, bedding, artwork or carpets, but I always caution about going too overboard with really bold patterns of palettes. You want to minimize the “noise,” as it were, so my advice is to add your colour, but keep it fresh, light and harmonious.

Lisa Rogers is Executive Vice-President of Design for Dunpar Homes (dunparhomes.com). Lisa has shared her style and design expertise on popular television programs such as Canadian Living TV, House & Home TV and as a regular guest expert for fashion and image, health and wellness and design on CityTV’s Cityline.

Follow Lisa’s blog at craftedbylisa.ca

nexthome.ca | myhomepage.ca 53

54 Active Life | Sept. 11–Nov. 6, 2021

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nexthome.ca | myhomepage.ca 57

FEATURE FINDER

FIND YOUR NEXT HOME Complete guide to adult lifestyle communities PO

ON MAP

TEN

F

NI S

L GO

) OR DO UT E /O OR ENTR DO C (IN ITY UN MM CO

PRICE FROM

LE STY ES VI C SER CE E S AN EN OFFIC I NT L MA IONA ITY L ESS FACI OF PR CARE EM T H SYS ALT HE ITY UR I NG SEC DEN R GA

OL

COMMUNITY NAME & CONTACT NOVA SCOTIA Fox Harb’r – 1.866.257.1801

Inquire

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$730K $670K Inquire Inquire Inquire Inquire Inquire Inquire Inquire Inquire Inquire Inquire Inquire Inquire Inquire Inquire Inquire Mid $500K Mid $300K Resale Inquire $3,415/mo. $600k Inquire Inquire $520K Inquire $830K $3,200/mo.

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GREATER TORONTO AREA 42 Mill St., Amico – 42millst.com Affinity Condo, Rosehaven – affinitycondo.com Amica The Balmoral Club – 416.927.0055 Amica Bayview – 416.977.3177 Amica Bayview Gardens – 647.286.7935 Amica Brampton – 905.460.0080 Amica Bronte Harbour – 905.842.8167 Amica City Centre – 905.803.8100 Amica Erin Mills – 905.816.9163 Amica Georgetown – 905.702.1555 Amica Newmarket – 905.952.0505 Amica Oakville – 905.842.8167 Amica Pickering – amica.ca Amica Swan Lake – 905.201.6058 Amica Thornhill – 905.886.3400 Amica Unionville – 905.947.9990 Amica Whitby – 905.665.6200 Ashgrove Meadows, Picture Homes – 905.985.0808 Axess Condos, Liberty Hamlets – axesscondos.ca Ballantrae Golf & Country Club – 905.640.1055 Bradgate Arms, Revera – 416.968.1331 Canterbury Place, Verve – 416.227.1643 Cape Cod Villas, Kaitlin – kaitlincorp.com Chartwell Grenadier Ret. Res – 416.769.2885 Chartwell Scarlett Heights – 647.846.7007 Connectt, Briarwood/Gilbach – briarwoodhomes.ca Court at Brooklin & Pringle Creek – 905.655.7718 Courts of Canterbury, Geranium – courtsofcanterbury.com Credit River Retirement, Verve – 905.812.9191 The Davis Residences, LCL Builds/Rose Corporation – thedaviscondos.com DelManor Elgin Mills – 905.770.7963 DelManor Glen Abbey – 905.469.3232 DelManor Northtown – 416.225.9146 DelManor Prince Edward – 416.233.0725 DelManor Wynford – 416.331.9797 Edge & Oro Towers, Solmar – edgetowers.ca Evergreen Retirement, Verve – 905.502.8882 Forest Hill Place, Revera – 416.785.1511 Four Elms, Verve – 905.738.0905 Gallery Condos + Lofts, Carriage Gate Homes – gallery condominiums.ca The Gardens by Maranatha – 905.581.6154 Glengrove on the Park – 905.640.7571 Glynnwood, Revera – 905.881.9475 Harbourview Grand, Kaitlin – 905.987.9871 Hazelton Place, Verve – 416.928.0111 The Kensington, Revera – 905.844.4000 Kensington Place, Sienna – 416.636.9555 King George School Lofts +Towns, The Rose Corporation – 905.235.6566 King’s Landing, Stockworth – stockworth.ca

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GTA 1 GTA 2 GTA 3 GTA 4 GTA 5 GTA 6 GTA 7 GTA 8 GTA 9 GTA 10 GTA 11 GTA 12 GTA 13 GTA 14 GTA 15 GTA 16 GTA 17 GTA 18 GTA 19 GTA 20 GTA 21 GTA 22 GTA 23 GTA 24 GTA 25 GTA 26 GTA 27 GTA 28 GTA 29 GTA 30 GTA 31 GTA 32 GTA 33 GTA 34 GTA 35 GTA 36 GTA 37 GTA 38 GTA 39 GTA 40 GTA 41 GTA 42 GTA 43 GTA 44 GTA 45 GTA 46 GTA 47 GTA 48 GTA 49

On-Site Amenities: ◆ = On-Site Facilities ■ = Facilities Nearby ● = Facilities Planned Legend: Style Legend: A = Apartment B = Bungalow C = Condominium D = Detached F = Freehold FO = Fractional Ownership L = Life Lease LH = Leasehold M = Mobile/Modular MH = Manufactured Home R = Rental S = Semi-Detached TH = Townhome 58 Active Life | Sept. 11–Nov. 6, 2021

LE STY ES V IC SER NCE S ENA FFICE O INT L MA NA SIO ILITY FES C PRO RE FA A TEM HC SYS ALT HE ITY UR I NG SEC DEN R GA

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Leslie and Wellington, Vermilion – vermiliondevelopments.ca Lakebreeze, Kaitlin Corp. – 607.302.2490 Leslie and Wellington, Vermilion – vermiliondevelopments.ca The Meadows of Aurora – 905.503.5560 Milton’s Bronte West Condos,– 289.851.0701 Modo, Kaitlin Corp. – modolife.ca Nautique Condos, Adi Dev. – 289.337.0766 Orchard East, Picture Homes – 905.419.6800 Palermo Village, Verve – 905.582.0395 Parkland on Eglinton West, Shannex – 416.997.2647 Parkland on the Glen, Shannex – 905.820.8210 Pinnacle Uptown: Amber & Perla – 905.568.9000 Port Credit Res., Verve – 905.274.6864 Prince George Landing, Stockworth/RoseWater – 905.655.6060 The Renoir, Revera – 905.853.6400 Richmond Hill Retirement, Verve – 905.770.4704 The Roxborough, Verve – 905.853.4573 Royal Bayview, Tridel – tridel.com St. David’s Village – 416.267.2737 Seasons Clarington – 905.697.9992 Seasons Milton – 905.864.6888 The Shores of Port Credit, Verve –905.821.1161 Southbrook, Rice Dev. – 905.456.2764 Stouffville Creek, Verve – 905.642.2902 Streetsville Centre, Dunpar – 905.318.9112 Sunrise Senior Living of Aurora – 905.841.0022 Sunrise Senior Living of Burlington – 905.333.9969 Sunrise Senior Living of Erin Mills – 905.569.0004 Sunrise Senior Living of Oakville – 905.337.1145 Sunrise Senior Living of Richmond Hill – 905.883.6963 Sunrise Senior Living of Unionville – 905.947.4566 Tapestry at village Gate West – 416.777.2911 The Watford, Watford Group – 416.218.5542 Thorne Mill on Steeles – 905.731.4300 Toronto Street Boutique Condos – maplebrookhomes.ca Valera Towns, Adi Developments – adidevelopments.com Villa Da Vinci, Sienna – 905.264.9119 VIVA Mississauga – 905.566.4500 VIVA Oakville – 1.888.984.8482 VIVA Pickering – 905.831.2088 VIVA Thornhill Woods – 905.417.8585 VIVA Whitby Shores – 1.888.984.8482 Westview Condos, Devonleigh – devonleighhomes.com White Cliffe Terrace, Verve – 905.579.0800 Wilmot Creek, Rice – 1.800.994.5668

L GO

R) DOO OUT OR/ RE NDO CENT L (I Y POO UNIT M COM

PRICE FROM

COMMUNITY NAME & CONTACT

Mid $900K $400K Inquire $530K $560K $470K $600K Low $600K $3,500/mo.

Inquire Inquire $720K $3,500/mo. $400K Inquire $3,795/mo. $3,550/mo. $1.2 Million $698/mo. $3,360/mo. $3,195/mo.

Inquire Inquire $3,546/mo. $890k Inquire Inquire Inquire Inquire Inquire Inquire Inquire Inquire Inquire Inquire $740k Inquire Inquire Inquire Inquire Inquire Inquire Mid $400k $3,401/mo.

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ON MAP

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ONTARIO Allora Condos, Urbandale – 613.822.2190 Amica Bearbrook Court – 613.837.8720 Amica London – 519.657.7096 Amica Quinte Gardens – 613.966.5815 Amica Riverside – 519.948.5500 Amica The Glebe – amica.ca Amica at Westboro Park – 613.728.9274 Arbour Village, Wilson Dev. – 1.800.963.7546 Aura By The Lake, Kaitlin Corp. – kaitlincorp.com Batawa livebatawa.com Blue Bay villas at Cobble Beach & Georgian Villas Custom Homes – 1.877.781.0149 Bluepoint Lookout, Allan Dev./valour – bluepointlookout.com Bluewater Country, Parkbridge – 519.542.7800 The Bluffs at Huron, Parkbridge – 519.955.6780 Bob–Lo island 519.736.1111

GREATER TORONTO AREA

ONTARIO

GOLDEN HORSESHOE

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COTTAGE COUNTRY nexthome.ca | myhomepage.ca 59

FEATURE FINDER

FIND YOUR NEXT HOME Complete guide to adult lifestyle communities PO TEN

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NI S

Inquire $380K Inquire Inquire $380K $360K Inquire Inquire Inquire Low $300K $545/mo.

Inquire $370K $470K Inquire Inquire $200K $390K Inquire Inquire $3,614/mo.

Inquire Custom Inquire Inquire $300K $470K Inquire Inquire Low $400K Mid $300K Mid $200K $420K $380K $370K High $500K Inquire High $300K Inquire $530K Low $100K Inquire Inquire $560K Mid $400K $2,420/mo $390K $700K $370K $230K Inquire Mid $200K $3,295/mo

L GO

) OR DO UT E /O OR ENTR DO C (IN ITY UN MM CO

The Brealey Homes & Suites – nirvana.ca Brighton By The Bay – 1.800.418.6918 Burnham Meadows, Picture Homes – 705.742.1212 Carolina Suites, Nautical – 613.267.7000 Clarence Crossing, EQ Homes – 1.866.829.3117 East City Condos, TVM Group – 705.876.0817 East Riverside Square, Elm Dev. – eastriversidesquare.com East Village Cobourg, Stalwood – 289–252–1961 Eden Park Clarington – 647.668.3695 Eastside Horizons – eastsidehorizons.ca Elliot Lake Retirement Living – 1.800.461.4663 Empire Crossing, Esprit – 1.800.932.3043 Encore at Port 32, Marshall – port32.com eQuinelle Community, eQ Homes – 1.866.829.3117 Fairways at Seven Lakes, Gintar – 519.252.0419 Frontenac Shores – 1.866.240.5194 Gallipeau Centre – 613.284.9916 Gibbard District Condos – 613.308.9190 Grand Cove Estates, Rice – 519.238.8444 Hamilton Woods, Gordon Tobey – 613.475.0618 Harbour Hill, Nautical Lands – 1.888.991.6548 Hastings Estates, Batavia Homes – bataviahomes.ca Haven On The Trent, Sifton – 1.855.305.7963 illusions, Kaitlin Corp. – kaitlincorp.com Kingswood Cobourg, Mason – masonhomes.ca Kokomo Beach Club, Wastell – kokomobeachclub.com Lakeside Village in Port Hope, Mason – 1.877.880.6565 Lakewoods, Lakewoods Resort Dev. – 1.888.990.9120 Lilacs Retirement Village – 705.742.3338 Loyalist Country Club, Kaitlin – 1.800.353.2066 Luxury Waterfront at Picton Harbour – portpictonhomes.com Meneset on the Lake, Parkbridge – 519.440.1465 New Amherst in Cobourg – 1.866.528.9618 Ninth Avenue Estates – 519.371.5228 Orchard Gate Estates, Stalwood – 905.372.4179 Orchard Hill Country Towns – 1.877.548.4455 Palisade Gardens – 905.372.1150 Parklands & The Arbour Condo Villas, Mason – 1.866.443.7900 Perthmore Glen – 1.800.267.4218 Picton Harbour Lofts – 613.902.1433 Pinery Bluffs – 519.317.9931 Quinte Gardens Retirement – 613.966.5815 The Redwoods – 613.828.8540 The Residences of Cobble Beach, Reid’s/Sherwood Homes – 1.877.781.0149 Residences of Sawmill Creek – 519.336.7560 The Richmond, Verve – 613.966.4407 River Terraces at Greystone II, eQ Homes – 613.569.3043 Riverbend Estates, Ambria – riverbendestates.ca RiverBend Golf Community, Sifton Properties – 519.657.4333 Riverview Meadows, Parkbridge – 519.297.3130 Riverstone, Brennan Custom – 1.844.211.1818 Sandbanks Summer Village – 613.476.5286 Seasons Amhertsburg – 519.736.7557

PRICE FROM

LE STY ES VI C SER CE E S AN EN OFFIC I NT L MA IONA ITY L ESS FACI OF PR CARE EM T H SYS ALT HE ITY UR I NG SEC DEN R GA

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COMMUNITY NAME & CONTACT

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C/TH F/B B/D R C/TH/B C C/TH/S C/TH/S/B/D F/B/D C R R B/TH C/B D FO C C B/D F/B/D R B/D B/D C/TH/D F/TH C/B FD/FB LOTS C/B/TH TH/B TH/S/B/C L/M TH/S/B/D L/TH S/B/D C/B/TH R/C TH/S/B/D/CB A/TH/D C Lots R R B/TH C/B R C B/D Villas/D B/C/TH C/TH B/R R

ON MAP ONT 16 ONT 17 ONT 18 ONT 19 ONT 20 ONT 21 ONT 22 ONT 23 ONT 24 ONT 25 ONT 26 ONT 27 ONT 28 ONT 29 ONT 30 ONT 31 ONT 32 ONT 33 ONT 34 ONT 35 ONT 36 ONT 37 ONT 38 ONT 39 ONT 40 ONT 41 ONT 42 ONT 43 ONT 44 ONT 45 ONT 46 ONT 47 ONT 48 ONT 49 ONT 50 ONT 51 ONT 52 ONT 53 ONT 54 ONT 55 ONT 56 ONT 57 ONT 58 ONT 59 ONT 60 ONT 61 ONT 62 ONT 63 ONT 64 ONT 65 ONT 66 ONT 67 ONT 68

On-Site Amenities: ◆ = On-Site Facilities ■ = Facilities Nearby ● = Facilities Planned Legend: Style Legend: A = Apartment B = Bungalow C = Condominium D = Detached F = Freehold FO = Fractional Ownership L = Life Lease LH = Leasehold M = Mobile/Modular MH = Manufactured Home R = Rental S = Semi-Detached TH = Townhome 60 Active Life | Sept. 11–Nov. 6, 2021

GOLDEN HORSESHOE

LE STY ES V IC SER NCE S ENA FFICE O INT L MA NA SIO ILITY FES C PRO RE FA A TEM HC SYS ALT HE ITY UR I NG SEC DEN R GA

ONTARIO

F

GREATER TORONTO AREA

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GOLDEN HORSESHOE Amica Dundas 905.628.6200 Amica Stoney Creek 905.664.8444 Arbour vale, Pinewood 905.397.8616 The Bench Beamsville benchcondos.com Cannery District, Winzen winzen.ca Century Condos, Homes By DeSantis centurycondos.ca Coast Road, River Rock Const. coastroad.ca Davis Heights, Lucchetta Homes lucchettahomes.com Deerwood Lane, Southport – 905.658.3554 Dickson Hill, Jackson Homes – dicksonhill.ca Dover Coast Phase 2, Stockworth – 519.583.2049 The Dover Wharf – doverwharf.com Edgewood Suites, FLATO® – edgewoodsuites.ca Elora Mill Condominiums, Pearle – eloramillcondos.ca The Flats at Black Creek – 519.583.9009 Grand Bell, Lakeview Dev. Hldgs. – grandbellsuites.com Grimsby Waterfront, Losani – losanihomes.com The Harbour Club, SDR Group – theharbourclub.ca Harbour Heights – 519.754.6772 Harbourtown village, Silvergate Hardy Terrace, Verve – 519.484.2431 Harvest Retirement Village – 519.688.0448 The Jacob, Emshih Living – 905.563.3322 Kayak Urban Towns, Kingwood – kingwoodhomes.ca King’s Park, LJM Dev. – kingspark.ca Lakeside Landing Wellington, Royalcliff, lakesidelandingwellington.ca Legends On The Green, Silvergate Homes – silvergatehomes.com Lincoln Park Retirement – 905.309.0055 The Manse, Homes By JBR – 905.692.1052 Meadowlands – 905.304.1968 Metcalfe Gardens, Verve – 519.631.9393 The Oaks at Six Mile Creek, Blythwood Homes Townhomes at the Oaks in Ridgeway – blythwoodhomes.ca

TEN

Seasons Belle River – 519.727.0034 Seasons Brantford – 519.752.5477 Seasons Owen Sound – 519.371.5115 Seasons Royal Oak Village – 519.966.5475 Sherbrooke Heights – 705.243.4564 Stone & South, CaraCo – 613.875.2524 Sunrise Senior Living of Windsor – 519.974.5858 Tall Ships Landing, Fuller Grp. – 613.498.7245 The Walton Residences – 416.99.9851 Twelve Trees Waterfront Condos, Royalcliff Homes – 613.969.2044 Twin elms, Parkbridge – 519.245.3300 Valleyview Estates – 705.696.1600 Victoria Retirement – 905.377.1555 Views Prince edward County, Cosmopolitan Homes – lovetheviews.ca Vintage Green in Ilderton – 519.666.2094 VIVA Barrhaven – 1.888.984.8482 VIVA Waterside – 613.653.2010 Waterside, Viva – 613.253.2010 Wellings of Corunna, Nautical – 226.455.0505 Wellings of Picton, Nautical – 613.707.0431 Wellings of Stittsville, Nautical – 1.888.643.6548 Wellington Bay Estates & Abbott Lane Towns, Sandbank – 1.800.353.7823 West Five, Sifton – sifton.com Westlinks, Rice Dev. – 1.888.ASK.RiCe Whispering Pine, Sifton – sifton.com Wood Haven Luxury Condos – 519.842.9090 Young’s Cove, Briarwood – 1.866.962.5264

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R) DOO OUT OR/ RE NDO CENT L (I Y POO UNIT M COM

PRICE FROM

COMMUNITY NAME & CONTACT

$3,490/mo $3,375/mo $3,045/mo $3,560/mo Inquire Low $500K Inquire $600K Inquire Mid $400K $90K $140K $1,795/mo Inquire Inquire Inquire Inquire Inquire $1,995/mo $3,295/mo $1,995/mo Inquire Inquire Low $400K Inquire $380K $480K

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R R C/B/TH C C/TH C C/TH B/TH B/C/TH C/TH B/C/D/TH C R C F/C/B C C/TH C C/TH

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ON MAP ONT 69 ONT 70 ONT 71 ONT 72 ONT 73 ONT 74 ONT 75 ONT 76 ONT 77 ONT 78 ONT 79 ONT 80 ONT 81 ONT 82 ONT 83 ONT 84 ONT 85 ONT 86 ONT 87 ONT 88 ONT 89 ONT 90 ONT 91 ONT 92 ONT 93 ONT 94 ONT 95 GH 1 GH 2 GH 3 GH 4 GH 5 GH 6 GH 7 GH 8

COTTAGE COUNTRY nexthome.ca | myhomepage.ca 61

FEATURE FINDER

FIND YOUR NEXT HOME Complete guide to adult lifestyle communities PO TEN

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Odyssey, Rosehaven – odysseylife.ca One Five Central, Aiva – onefivecentral.com Panorama Condos, Kalar – 289.271.4950 Park Lane Place, Park Lane Homes 905.382.8857 Passages on the Canal, BW – mypassages.ca Pine Meadows– 226.821.1688 Piper’s Grove Condos, Reid’s – 226.751.5250 Portside at Woodway Trails – huroncreek.com Portview estates, Silvergate – silvergatehomes.com Queensview Retirement Comm. 1.888.436.6534 Riverside at Hunters Pointe, Lucchetta Homes – 289.820.8600 Royal Port, Rankin – 1–833–ROYAL–51 Royal Ridge, Royal Oak Prop. – royalridge.ca Ryan’s Grove, Lucchetta Homes – lucchettahomes.com Shelter Cove – 1.866.416.8848 The Shores, Marz Homes – 905.894.7873 South Hill, Thomasfield – 519.766.5060 South Port, Rankin Const. – southpt.ca The Spencer at Dundas Peak, Sage – spencercondo.com St. Elizabeth Mills, Zest – 905.574.8178 Stonecroft by Carey Homes – 1.866.278.7577 Trailside at Grey Silo Gate, Activa – 519.742.5800 Victoria & John, Solmar – 905.688.3010 Upper Vista Condos, Evertrust – 1.866.418.8936 Village Creek, Park Lane Homes – 905.382.8857 The Village on Prince Charles, Carey Homes – careyhomes.ca Village On The Twelve, Silvergate Homes – silvergatehomes.com Villages of Sally Creek, Sunlight Heritage Homes – 226.289.2943 The Vines, Four Mile Creek, Blythwood Woodcastle Homes – 647.531.8463 The Vintages at Four Mile Creek, Blythwood – 905.657.2977 Vista Ridge & Vibrant, Losani – losanihomes.com Viva On The Lake, Losani – losanihomes.com Waterview Condos, LJM – 1.855.500.1215 Welland High Garden, Dennis – wellandhighgarden.ca Wellings of Waterford – 1.800.996.9885 Westwood Trails, Sinclair Homes – 226.476.2227

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LE STY ES VI C SER CE E S AN EN OFFIC I NT L MA IONA ITY L ESS FACI OF PR CARE EM T H SYS ALT HE ITY UR I NG SEC DEN R GA

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COMMUNITY NAME & CONTACT

$540K High $200K $330K Mid $400K Inquire Resale $360K Mid $300K $1 Million + $2,395/mo.

Low $500K Mid $800K $600K $760K Low $200K High $300K $420K $360K Inquire $370K $670K Low $400K Inquire Low $500K Mid $400K Low $400K High $600K Low $400K $570K Mid $500K $300K Inquire Low $400K Inquire $1,295/mo. $360K

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ON MAP

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COTTAGE COUNTRY Amica Little Lake – 705.722.9191 Aquavil, Royalton Homes – aquavil.ca Ashton Meadows, Briarwood – ashtonmeadows.ca Beaverton Common, Armour Heights Developments – armourhd.com Blue Vista, Royalton Homes – bluevista.ca Braestone Horseshoe Valley, Georgian international – 705.727.5656 The Bungalows at Peaks Ridge – 416.399.6546 Captain’s Cove, Remington – 1.800.640.2309 Chalets at Georgian Shores – georgian–shores.ca Fenelon Lakes Club – 705.887.5440 Forest Heights, Democrat Homes – 705.835.0354 Friday Harbour Resort, Geranium/Pemberton – 647.351.0991 Georgian Sands, Elm Dev. – georgiansands.com Gryffin Bluffs, Gang of Five Inc. – gryffinbluffs.ca Harbour Pointe, Batavia – 705.355.0363

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On-Site Amenities: ◆ = On-Site Facilities ■ = Facilities Nearby ● = Facilities Planned Legend: Style Legend: A = Apartment B = Bungalow C = Condominium D = Detached F = Freehold FO = Fractional Ownership L = Life Lease LH = Leasehold M = Mobile/Modular MH = Manufactured Home R = Rental S = Semi-Detached TH = Townhome 62 Active Life | Sept. 11–Nov. 6, 2021

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Harmony Living, Mamta – mamtahomes.com

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Hometown Creemore, Alliance – hometowncreemore.ca

$590K

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The Këmp, Fortress – 905.787.9266

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Kingsview on Balsam Lake, Kaitlin – 1.866.514.3573

Inquire

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Lākhouse Lakefront Residences, Aalto Developments – lakhouse.ca

$470K

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Lakepoint village, Alliance – 705.323.9768

$260K

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Kings Landing, Dreamland Homes – 905.657.4663

Lakeside Muskoka, lakesidemuskoka.ca The Landing at Little Lake – 705.719.9909

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Mid $300K

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Lora Bay: The Cottages & The Masters, Sherwood Homes – 1.877.696.8984

Mid $600K

Lake

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Beachway Crossing, Stonebridge Building Group -stonebridgebg.com

Mid $600K

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$380K

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Matchedash Lofts, Oakleigh Dev. – 647.502.5255

$430K

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The Meadows of Creemore, MDM – 705.466.5246

Mid $200K

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Markdale Highlands, Sunfield – sunfieldhomes.com

Monaco Condominiums – 1.855.666.7007

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$580K

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Muskoka Bay Resort, Freed Developments Ltd. – 1.866.321.2004

High $300K

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Mountain House at Windfall, Georgian International – 705.293.0954

Low $300K

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Mountaincroft, Grandview Homes – 1.866.775.0333

$470K

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Muskokan Resort Club – 1.866.960.9016

Inquire

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Oak Bay, Eden Oak – 705.538.0303

$520K

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Red Maple, Alliance/Consar – 705.293.1374

$370K

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Residences at Five Points, AT Dev. – atdevelopments.ca

$420K

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Riverway, Centurion Homes – 647.478.9050

Residences on McMurray, Unexus – 705.646.2333

Mid $500K

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Royal Windsor at Balmoral Village, Sherwood Homes – 1.877.887.3437

Mid $300K

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$130K

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Sandycove Acres, Parkbridge – 1.800.348.7161 Sea Shell Bay, Calibrex – seashellbay.ca

Inquire

Seasons on Little Lake, Hanson – 1.888.990.9120

Mid $300K

Simcoe Gardens, Mamta – mamtahomes.com

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$900K

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Sophie’s Landing – sophieslanding.ca

Low $500K

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The South Shore, Fortress – 905.476.6400

Mid $500K

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Terrace Wood, Third Line – 647.227.4069

$540K

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The Tom Studio Suties, Greystone – 705.773.8833

$280K

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The View at Blue Fairway, MacPherson Builders – theviewcondos.ca

$330K

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Stonebridge By The Bay, Stonebridge Building Group – 705.422.0880 The Summit, Truelife – thesummitmuskoka.com

The Villas at Wasaga Meadows, Parkbridge – 705.429.5996

Inquire

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The Waterfront at Grandview – waterfrontatgrandview.com

Inquire

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Thornbury Meadows, Telfer Homes – thornburymeadows.ca

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$360K

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Mid $300K

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Treetops at Hidden valley, Club Leisure Corporation – 1–855–784–9990

$370K

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The viC Condos, AT Dev. – atdevelopments.ca

Inquire

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Timberline, Batavia Homes – bataviahomes.ca

Valley Lodge at Horseshoe Resort – 1–844–845–6343

Low $300K

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Vistas Hillside Briar Hill – 705.435.5503

Mid $400K

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Waterstone Modern Townes, Nexus – waterstonetownes.com The Waterways of Muskoka – 705.645.5533 White Pines, Mattamy Homes – 705.645.6448 Windfall Phase 2 in Blue Mountain village, Georgian International – 705.293.0954

Inquire

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Low $400K

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$430K

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Woodland Creeks, Briarwood – woodlandcreeks.ca

Mid $500K

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Wyldewood Creek, Brandy Lane – 1.800.315.HOME

Low $300K

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GREATER TORONTO AREA

ONTARIO

GOLDEN HORSESHOE

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COTTAGE COUNTRY nexthome.ca | myhomepage.ca 63

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