Issuu

Oct. 26 - Nov. 09, 2013 Volume 21 Issue 22

Brantford-Hamilton-Niagara Edition

YOUR RENTAL SEARCH IS OVER,

e m o c l e W Home

St Catharines, Niagara Falls, Welland Apartments & Townhomes

905-371-1201 Toll free#

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APARTMENTS

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Over 100 buildings located in: Grimsby Hamilton Jarvis Ancaster Kitchener Brantford St. Catharines Burlington Stoney Creek Cobourg Welland Dundas

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ABOUT US ✓ Courteous, knowledgeable and prompt to respond ✓ We strive to provide our tenants with clean, well maintained rentals that represent exceptional value and comfort

Apartment Rentals

BEVERLY HILLS

644 Main Street West, Hamilton West End

GRANITE CHALET

256 Duke Street, Hamilton Central

TWO BEDROOM WALK-UP

Located in the west end of Hamilton, near Macklin St. & Hwy. 403. Tenants can enjoy the seasonal outdoor amenity area with green space and pool. 3 BEDROOM PENTHOUSE SUITE IS NOW AVAILABLE

Located near Main St. W. & Queen St. S. At the heart of Hamilton's business district near St. Joseph's Hospital, Hamilton Place, Copps Colliseum & Jackson Square.

Two bedroom apartment freshly painted, new carpeting, appliances included, $725.00 per month + utilities. Available October 15, 2013.

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BEL GAL ESTATES

KENSINGTON

OAKLAND SQUARE TOWER 1

228 King Street West, Hamilton Central

Call Roman at:

50, 60 & 70 Jerome Crescent, Hamilton East End

115 Main Street East, Hamilton Central

Located near Centennial Pkwy S. & Queenston Rd. Includes tennis courts, exercise room, whirlpool & sauna, and an olympic size swimming pool for all tenants to enjoy. Rental Office is located at 50 Jerome Crescent

Located near John St.S. close to Jackson Square Shopping Centre, Hamilton Farmer's Market, Gore Park, the Hamilton Public Library, the GO Station and St. Joseph's Hospital.

Located near John St. S. Close to St. Joseph's Hospital and a short walk to downtown Hamilton, Jackson Square, restaurants, parks, and schools. On major bus routes and close to the GO Station. Features outdoor swimming pool.

1.877.469.4885

1.877.469.5231

1.877.469.4964

Availability online at 1.888.461.0153

123 Charlton Avenue East, Hamilton Central

www.effortrentals.com |

rentals@efforttrust.ca

Apartment Rentals

apartments townhouses Spacious & Sparkling Clean Units, Near Bus Routes & Amenities and the Red Hill Parkway

Kings Forest Manor

288 Mount Albion Rd. | 905-578-5488 - Building Super Offers many features for your active lifestyle. Includes swimming pool, and is only steps away from the Niagara Escarpment. Well maintained with up to date amenities including underground parking for some units.

One and Two Bedroom Apartments

Kently Towers

Hamilton's

543 Queenston Rd. | 905-561-1239 - Building Super Worry-Free living is what you can enjoy in this extremely secure building. Ideal for seniors, close to many conveniences including Eastgate Mall, and bus routes.

One and Two Bedroom Apartments

Kingswood Place

6 Kingswood Dr. | 905-387-0848 - Building Super Your family will enjoy the spacious layout, complete with clean appliances. Steps away from grocery store, bus routes, schools and Glendale Golf Course. Very convenient!

Two and Three Bedroom Townhomes

www.desantis.com email: info@desantis.com

Head Office: 905-777-0252

Providing Hamilton and area with quality dwellings for over 30 years. Call us today, weâ€™ll make you feel at home! 4G

A TRUSTED PLACE TO CALL HOME SINCE 1954 John & Charlton

The Villa Marie Community - 43 & 57 Forest Ave., 50 Young St., 151 Hughson St. – 905 528 5253

Main & Bay

Blink Bonnie Apartments - 136 Bay St. South – 905 528 4675

Main & Bay

Bay 200-200 Bay St. South – 905 529 9553

Main & Bay

Haldimand Apartments - 140 Robinson St. – 905 529 9553

Main & Bay

Robinson Place - 33 Robinson St. – 905 525 8373

Bay & Charlton

The Concord - 187 Park Ave. – 905 525 3371

Main & John

Landmark Place - 100 Main St. East – 905 528 1414

John & Burlington

Harbour & Marina Towers - 35 Brock St. & 600 John St. North – 905 526 1994

Main & Nash

The Eldorado - 494 Queenston Rd. – 905 573 6361

West & Fairview

Westgate Towers - 661 West St. – 519 751 3867

Fairview & North Park

Dornia Manor - 321 Fairview Dr. – 519 752 3596

Fairview & North Park

North Park Towers - 325 North Park Rd. – 519 752 3596

Glencrest & Guelph Line

Creswell Court Apartments - 3050 Glencrest Rd. – 905 637 6776

Plains & King

Warwick Court Apartments - 950 Warwick Court - 905 639 0456

Plains & King

Surrey Lane Apartments - 685,695,705 Surrey Ln. – 905 639 0456

Lakeshore & Brant

The Caledon - 1363 Lakeshore Rd. – 905 637 8431

Lakeshore & Brant

The Sandpiper - 1431 Lakeshore Rd. – 905 632 1427

Queen Mary & Rebecca

Park Terrace I, II, III, IV, V - 199, 205, 187, 189, 191 Queen Mary Dr. – 905 842 5300

Navy & Randall

Centennial Towers - 155 Navy St. – 905 842 3859

Speers & Kerr

The Premier Court - 41 Speers Rd. – 905 338 3342

Lakeshore & Dixie

Lakewood Apartments - 1257 Lakeshore Rd. – 905 271 5370

Dixie & Bloor

Pacific Way I – 3480 Havenwood Dr. – 905 629 7941

Dixie & Bloor

Pacific Way II – 1485 Williamsport Dr. – 905 629 7941

Lakeshore & Parklawn

Landmark Apt. -2493 Lakeshore Blvd. – 416 255 4559

Lakeshore & Parklawn

Promenade -2301 Lakeshore Blvd. – 416 253 2246 08753

ETOBICOKE

MISSISSAUGA

OKVILLE

BURLINGTON

BRANTFORD

HAMILTON

BUILDING DIRECTORY

Same Day Approval! Pre-Authorized

VISIT OUR MOBILE FRIENDLY WEBSITE TO VIEW OUR VIRTUAL TOURS AND APPLY ONLINE!

Payment Plans Available!

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WEST HAMILTON Live in Hamilton and work in the GTA • Walk to school and the Hospital • Bus stop at your door • Mature treed setting • Large bedrooms, suitable for roommates • Outdoor pool • GO bus stop at our front door • Easy access to Highway 403

Main St. W. Exit

Longwood

Camelot Towers

McMaster University Hospital

McMaster Innovation Park + Research Centre

Main St. W. 403 Entry from Main

Hwy 403 403 West Ramp

Aberdeen

403 East Ramp

* applicable to all new approved application

JR 1, 1, 2 & 3 BEDROOMS

665

FROM

905-522-5246 or 905-528-6922 avcanmanagement.com Proudly Managing for Over 40 Years

Hamilton 01537

townhomes 515 Queen Victoria Drive

t Easy access to the Linc. Call

905-387-7221

PROPERTY MANAGEMENT SINCE 1981

Downtown

www. GumieroHoldings.com

GUMIERO HOLDINGS

2, 3 & 4 BEDROOM $ townhomes from 970

140 Wellington Street South

info@gumieroholdings.com

905.561.8000 Oct. 26 - Nov. 9, 2013

Jr. 1, 1 & 2 BEDROOM

from

559

t Clean & secure building t Wheelchair accessible Call

905-529-2616

Eastgate Square 70 Glenburn Court Spacious 1, 2 & $ from 699 3 bedrooms t Close to all amenities t Wheelchair accessible Call

905-561-6352 caledonia 130 Argyle Street North

1 & 2 BEDROOM

from

620

t Easy access to the Linc. t Wheelchair accessible Call

905-765-0895 grimsby 1 & 3 Slessor Blvd.

bachelor 1, 2 & $ from 603 3 BEDROOM t Clean & secure t Wheelchair accessible Call Please say you saw it in Renters Guide!

905-309-8738 1

Hamilton

03880

TheRentersGuide.ca

Follow the editor on Twitter at Twitter.com/ElisaKrovblit

Like us on Facebook at facebook.com/ TheRentersGuide

Please say you saw it in Renters Guide!

Oct. 26 - Nov. 9, 2013

Hamilton

RENAISSANCE TOWERS

100 FERGUSON AVE. S. Ferguson at Hunter HAMILTON

1 br from $610 2 br from $790

THE NEWLY RENOVATED

includes utilities

t *ODSFEJCMF 7BMVF t *EFBM %PXOUPXO MPDBUJPO t 8BML UP (0 4UBUJPO )PTQJUBMT 4IPQQJOH 3FTUBVSBOUT t 0O UIF CVT SPVUF t *OEJWJEVBMMZ DPOUSPMMFE IFBU t 'SFTIMZ QBJOUFE t 4FDVSFE FOUSZ t /FXMZ DBSQFUFE t -BSHF CBMDPOJFT

*Ceramic tile in kitchen, entry, dining room & washroom

t /FX BQQMJBODFT For rental Inquiries please email:

905.527.2626

suenicholson@live.ca

01505

OPEN 7 DAYS A WEEK & EVENINGS

Hamilton

Vittoria Apartments

635 $ 2 #FESPPN 735 $ 3 #FESPPN 935 $

#FESPPN

IZESP

Features: t $MFBO BQBSUNFOU JO NPEFSO CVJMEJOH t -BSHF CBMDPOJFT XJUI WJFX t 4IPQQJOH OFBSCZ PO CVT SPVUF t 4FDVSJUZ NPOJUPSFE QSFNJTFT t /FX QSJWBUF VOEFSHSPVOE QBSLJOH BWBJMBCMF t 2VJDL BDDFTT UP 2&8 /JBHBSB

Call

02467

221 Melvin Ave., Hamilton (Parkdale/Barton)

Oct. 26 - Nov. 9, 2013

905.545.0244 Office Hours: Mon-Fri 9am-5pm

Please say you saw it in Renters Guide!

;GDCI 8DK:G

Oct. 26 - Nov. 09, 2013 Volume 21 Issue 22

C E L E B R AT I N G 2 0 Y E A R S VICE-PRESIDENT, WALL2WALL MEDIA

Jacqueline Hill EDITOR IN CHIEF, DIRECTOR OF CONTENT

Susan Legge

;:6IJG:

Brantford-Hamilton-Niagara Edition

YOUR RENTAL SEARCH IS OVER,

CQXO4[Y[YQ Q

St Catharines, Niagara Falls, Welland Apartments & Townhomes

DIRECTOR OF SALES NATIONAL

Josh Heppner 905-371-1201

ASSOCIATE PUBLISHER, ONLINE ADVERTISING SERVICES MANAGER, RENTAL ONTARIO

Anne-Marie Breen ACCOUNT MANAGER

Amy O’Reilly EDITOR

Elisa Krovblit

Toll free#

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www.panoramicproperties.ca info@panoramicproperties.ca. INSIDE THIS ISSUE

FIND THE RIGHT NEIGHBOURHOOD

THE MAGIC JARS

Find out more about Panoramic Properties Inc. with their ad on page 11G

:9>IDG>6A ;:6IJG:H

CONTRIBUTING EDITORS

Sara Duck, Lydia McNutt, Wayne Karl CONTRIBUTORS

Jane Herman, Gail Vaz-Oxlade SENIOR PRODUCTION MANAGER

Gnanapandithan Bala PRODUCTION MANAGER

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Brad Smith PRODUCTION

Kiran Sharma 401 The West Mall, Suite 500 Etobicoke, Ontario M9C 5J1 TheRentersGuide.ca TO ADVERTISE:

Phone: 416-626-4200 Fax: 416-626-8097 Please recycle this magazine! Wall2Wall Media participates in the Partner’s In Growth Reforestation Program through St. Joseph Communications. To date, Partners in Growth has planted over 2.5 million trees in parks, recreation and conservation areas, and other public spaces across Canada. Established in 1990, this program was started with Scouts Canada to help replenish the environment.

Published by

18 CITY LIVING 10 Amazon.ca unveils the most well-read cities in Canada RENTERS HELP 18 Find the right neighbourhood

Copyright 2013: All rights reserved by Renters Guide, Toronto, Ontario. Reproduction in any form is prohibited. Contents of this publication are covered by Copyright and offenders will be prosecuted under the law. Wall2Wall Media is a trademark of Yellow Pages Group Co. in Canada. Disclaimer: The views expressed by the columnists in this publication are not necessarily those of the publication.

by Jane Herman

FINANCES 23 The Magic Jars

by Gail Vaz-Oxlade

:9>IDGHÉ CDI:H

finding a new apartment to live doesn’t have to be a stressful experience. Given that there are so many options and professionals who are willing to help you, it’s important to give yourself enough time and make sure you’ve prepared enough beforehand before you jump in to anything. The first step is to make up a checklist of must-haves as a way to keep track of the essentials. If you must have parking, put it down on paper. This checklist will serve as a guide while you’re shopping and will help you better define which apartment works best for you. Also on your list should be your cost considerations. Make sure you can afford to pay your rent comfortably every month so you’re not stressed out ever time it’s due. Be realistic and choose within the limits of what is affordable to you. Make sure your rent covers what you need it to, and if there are extras, find out what the other costs are so you can tally up the totals and compare. It’s better to delay moving rather than making a hasty decision that leaves you anxiety-filled every time the rent comes due.

Susan Legge EDITOR-IN-CHIEF, National Real Estate susan.legge@wall2wallmedia.com Follow me on Twitter at Twitter.com/SusanLegge

hat would you be willing to do to get an apartment? We’ve been feeling the effects of record low vacancies for the past few years – and it’s not regionalized, it’s across the country. While some communities may be marginally harder hit than others, generally it’s so low that it’s nominal. In 2012 the vacancy rate bottomed at a national rate of 2.3 per cent, with some cities below one per cent. With a minor upswing, we’re still sitting at a national average of 2.5 per cent for 2013. This vacancy rate number is two-sided. On one hand, it’s serious business, but on the other, it’s a bit of hysteria. Yes, it may mean there are less options out there, but it also means that the rental industry is strong. That businesses are profitable – and we’re seeing this in well-maintained buildings, enhanced amenities, renovations of suites – and even new construction. But can renter do when there is zero vacancy rate? Apartment swaps? Don’t move? Leave? Rent less desirable and overpriced spaces? Regina hit zero vacancy (sounds doomsday-ish, doesn’t it?) earlier in 2013. The story has been in the news lately because entrepreneurial types have been buying up real estate and subdividing single family homes into rooming houses. Not ideal, though at least it’s somewhere to hang your hat. But it’s not a permanent solution. Development of new residential rental accommodations needs to happen, since population growth and demand doesn’t seem to be slowing any time soon. New buildings and communities are slowly starting to crop up because there are profits to be made, and those that do it well are seeing the bright side of supply and demand, happy to supply your demand. Ready to make the move? We’re here to help. Our magazine and website, TheRentersGuide.ca, offer the best selection of available apartments, informative articles and advice, making it easy to make your move!

Elisa Krovblit EDITOR elisa.krovblit@wall2wallmedia.com Follow me on Twitter at Twitter.com/ElisaKrovblit Like us on Facebook at facebook.com/TheRentersGuide

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All copyright and other intellectual property rights in the contents hereof are the property of Wall2Wall Media and not that of the customer. The customer has purchased the right of reproduction in Renters Guide only and does not have the right to reproduce the ad or photo in any other place or publication. Contents of this publication are covered by copyright and offenders will be prosecuted under the law. Copyright 2013. Wall2Wall Media. All rights reserved by Wall2Wall Media, Toronto, Ontario, Canada. Reproduction, storage in a retrieval system or transmission, in any form or by any means, whether electronic, mechanical or otherwise, in whole or in

part, without the prior written permission of Wall2Wall Media is strictly prohibited. Published every Saturday in Toronto by Wall2Wall Media. Terms: Advertisers and The Renters Guide are not responsible for typographical errors, mistakes or misprints. Payment in full must accompany the Insertion Order by cheque, money order, Visa or Mastercard. Please check your ad for accuracy the first issue it appears. If you find an error, report it immediately. The Renters Guide will not be responsible for more than one incorrect insertion. Errors and Omissions Excluded (E.&O.E).

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Price Range

Complex

St ud io Be /Ba dr ch 2 o e Be om lor 3+ dro B e om U dro til o i Pa ties m rk In i Ai ng clu de r Co d Ba n lco di ny tio Po /Pa nin tio g ol /S Fi ol tn ar iu es m La s un S t dr y or a Fu ge rn N ish ea e r d Tr Pa an ge sit N o.

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HAMILTON Effort Trust

Inquire

Effort Trust - Various Locations

Inquire

Kingswood Place-6 Kingswood Drive

Inquire

Kings Forest Manor-288 Mount Albion Rd.

Inquire

Kently Towers-543 Queenston Rd.

Inquire

Homestead Land Holdings Limited - Various Locations

Inquire

Camelot Towers

◆

◆ ◆

◆

12G

◆

12G

◆

Inquire

◆

Medallion Corp - 235 Rebecca Street

Inquire

◆

Medallion Corp - 195 Wellington Street

Inquire

◆

40 Grandville

From $695

70 Glenburn Court

$539-$719

Centennial & Barton

From $675

City Housing Hamilton

Inquire

First Place

From $450

◆

Medallion - 235 Rebecca St. & 195 Wellington St.

Inquire

◆

Mt. Albion & King - 15 Albright & 15 Nicklaus

From $725

Parkdale & Barton - 221 Melvin

Inquire

◆

Renaissance Towers

From $610

◆

Wellington & Main - 140 Wellington S.

From $609

◆

John & Charlton - 129 Bold St.

Inquire

◆

Visit us at TheRentersGuide.ca

◆

The Renters Guide makes every effort to ensure the accuracy of our index, however availability and prices change daily. Please refer to the specific ad and call the advertiser for more details.

Complex

Price Range

St ud 1 io/ Be Ba d c 2 ro he Be om lo r 3+ dro B e om U dr til oo i Pa ties m rk In i c Ai ng lud r ed Co Ba n lco di ny tio Po /Pa nin tio g ol /S Fi ol tn ar iu es m s La un d St r y or a Fu ge rn N ish ea e r d Tr Pa an ge sit N o.

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BURLINGTON Homestead Land Holdings Limited - Various Locations

Inquire

Dominion - Various Locations

Inquire

Cumberland Village-3270 Prospect Dr.

Inquire

478 Pearl & 477 Elizabeth Street

Inquire

◆

Brant & Lakeshore - 478 Pearl St.

Inquire

◆

Guelph Line & Prospect - 3270 Prospect

Inquire

Ontario & Maple - 1285 Ontario

Inquire

◆

◆ ◆

◆

ST. CATHARINES Briarfield Apartments - 33 & 44 Berkley Drive

Inquire

Garden Terrace Apartments - 24 Ida Street

Inquire

CLV - Various Locations

Inquire

Panoramic Properties - Various

◆

10G

◆

11G

◆

Inquire

◆

Panoramic Properties - Various

Inquire

◆

Tremont Apts. & Yorkshire Apts.

Inquire

◆

Inquire

◆

10G

◆

WELLAND CLV - Various Locations

Visit us at TheRentersGuide.ca

◆

The Renters Guide makes every effort to ensure the accuracy of our index, however availability and prices change daily. Please refer to the specific ad and call the advertiser for more details.

cityliving

AMAZON.CA UNVEILS THE MOST WELL-READ CITIES IN CANADA Vancouver, British Columbia tops the list with the most books purchased per capita of any city in Canada AMAZON.CA FOR THE FIRST TIME REVEALED ITS LIST OF THE MOST WELL-READ CITIES IN CANADA. After compiling sales data of all Amazon.ca book sales in print and Kindle formats since June 1, 2012, on a per capita basis in cities with more than 100,000 residents, the Top 20 Most Well-Read Cities in Canada are:

1. Vancouver, BC

11. Burnaby, BC

2. Calgary, Alberta

12. Mississauga, Ontario

3. Saskatoon, Saskatchewan

13. Gatineau, Quebec

4. Edmonton, Alberta

14. Windsor, Ontario

5. Regina, Saskatchewan

15. Richmond, BC

6. London, Ontario

16. Markham, Ontario

7. Toronto, Ontario

17. Surrey, BC

8. Ottawa, Ontario

18. Halifax, Nova Scotia

9. Winnipeg, Manitoba

19. Hamilton, Ontario

10. Kitchener, Ontario

20. Brampton, Ontario

In taking a closer look at the data, Amazon.ca also found: A HUB FOR ENTREPRENEURS: Not only the number one Well-Read City in Canada, Vancouver is breeding a population of entrepreneurs. This locale topped the list for ordering the most books in the Business & Investing category. In fact, the top title purchased overall by Vancouverites was StrengthsFinder 2.0 by Tom Rath. TheRentersGuide.ca Loving Canadian Authors: Saskatonians showed their Canadian pride by buying the most novels written by Canadian authors. Saskatoon residents’ favourite Canadian novel was 419: A Novel by Will Ferguson. Ferguson’s novel was also recognized by Amazon.ca Book editors as one of the TheRentersGuide.ca Best Books of the Year in 2012. 32G

HUNGRY FOR TRAVEL: Locals in Vancouver; Calgary; and Toronto are on the hunt for their next vacation destination. These locals are buying the most travel-related books. While Vancouverites were looking for local hiking trips – the most popular book purchased was 103 Hikes in Southwestern British Columbia by Jack Bryceland, residents in Calgary were looking for fun in the sun with the most popular travel book being Maui Revealed: The Ultimate Guidebook by Andrew Doughty and Leona Boyd. Toronto locals, on the other hand, were looking for great weekend trips with their most popular book being The New York Times 36 Hours: 150 Weekends in the USA & Canada by Barbara Ireland. Kindle Readers Love Romance Novels: Locals in Saskatoon downloaded the most Kindle books. The most popular Kindle title for Saskatonians was romance novel Safe Haven by Nicholas Sparks. “Our data shows Canadians are avid readers and we hope book lovers across Canada will enjoy this fun look at where some of the most passionate readers reside,”said David Jackson, General Manager of the Amazon.ca Media Business. Amazon.ca (www.amazon.ca) is part of the global family of Amazon Web sites that have become known for great prices, selection, and convenience. Amazon.ca customers can find and discover millions of English and French books, Kindle books, CDs, videos, sports and outdoors products, DVDs, electronics, watches, tools, baby, beauty, health and personal care items, home and garden, and pet products, as well as a vast array of software, video games, and consoles--all at everyday low prices. Amazon.ca offers free two-day shipping with Amazon Prime, and free ‘Super Saver Shipping’ on qualified orders of $25 (CAD) or more delivered to a single Canadian address. Amazon.ca sources products directly from Canadian publishers and distributors, ensuring a rich offering of Canadian titles and content. Features such as original editorial reviews in English and French and product recommendations help Amazon.ca customers find the right products for them among the site’s broad selection. This announcement contains forward-looking statements within the meaning of Section 27A of the Securities Act of 1933 and Section 21E of the Securities Exchange Act of 1934. Actual results may differ significantly from management’s expectations. These forward-looking statements involve risks and uncertainties that include, among others, risks related to competition, management of growth, new products, services and technologies, potential fluctuations in operating results, international expansion, outcomes of legal proceedings and claims, fulfillment and data center optimization, seasonality, commercial agreements, acquisitions and strategic transactions, foreign exchange rates, system interruption, inventory, government regulation and taxation, payments and fraud. More information TheRentersGuide.ca about factors that potentially could affect Amazon.com’s financial results is included in Amazon.com’s filings with the Securities and Exchange Commission, including its most recent Annual Report on Form 10-K and subsequent filings.

TheRentersGuide.ca

Hamilton 03840

Many Great Locations ocations to choose from

162 King William Street

191 Main Street West

Great Downtown location

Student Apartments

Fantastic One bedroom apartments available at 162 King William Street. Includes Fridge and Stove. Right across from the Main Police station and next to Theater Aquarius.

Great downtown location. 191 Main Street West Bachelor apartments include Fridge, Stove, Heat and Hydro. You must be a full time student of McMaster or Mohawk to qualify.

Wonâ€™t last long 1 Bedrooms from

Wonâ€™t last long

$791 + Hydro

Call for more info and viewings Laurie Ward at 905-546-2424 Ext.7874

$538

To View call Gabriella Mullins at 905-546-2424 Ext.7122

Looking for an apartment home where quality assurance makes a difference, then choose a Certified Rental Building!

Why live anywhere else?

Oct. 26 - Nov. 9, 2013

Please say you saw it in Renters Guide!

LARGE 2 BEDROOMS

$745

ONLY $250 DEPOSIT!

01693

Hamilton

ALL UTILITIES INCLUDED! – HEAT, HYDRO, PARKING & WATER

Super convenient location Breathtaking views of Lake or Escarpment Convenient location – only 850 steps to Eastgate Mall, Lake Ave. Elementary School & Riverdale Rec. Centre

40 GRANDVILLE

Call

905-561-1106

Email:

violettowers@hotmail.com Hamilton

CONDOMINIUM LIVING! 2-BEDROOM UNIT:

795

per month plus hydro

3-BEDROOM UNIT:

15 ALBRIGHT

& 15

NICKLAUS

895

per month plus hydro Lifestyle choice is important to many of us and these buildings offer many amenities. Spend the summer in the gazebo, watch the kids in the playground or cool off in the pool; stroll around the landscaped lawns or under a shade tree. Major building renovations undertaken over the past three years. Top quality found in this family-oriented condominium complex offering various suites -some in a unique two storey design. COMMUNITY FEATURES: Highway Access, Grocery / Supermarket, Pharmacy, Movie / Theatre, Elementary School, Middle School, Daycare Center PLUS: Tenants pay personal use hydro only, Seasonal Pool, Exercise room, Dishwasher, Controlled Access

For viewing call (905) 573-2378 12

Please say you saw it in Renters Guide!

02442

Oct. 26 - Nov. 9, 2013

Hamilton

AFFORDABLE &

Convenient

-BSHF #FESPPN

675

01680

GSPN $

IODMVEFT IFBU IZESP QBSLJOH

t SNBMM XBML UP &MJ[BCFUI #BHTIBX FMFNFOUBSZ BOE #JTIPQ 3ZBO 4FDPOEBSZ TDIPPMT

t 0O 4JUF $IJMESFOT "DUJWJUZ $FOUSF t 4FBTPOBM 1PPM GPS ZPVS GBNJMZ UP FOKPZ t 1BSLJOH GPS .VMUJ DBS GBNJMJFT 55 TINDALE COURT

Call today

905-578-6365 Hamilton

129 Bold Street HAMILTON

Your complete rental source. Oct. 26 - Nov. 9, 2013

Please say you saw it in Renters Guide!

01606

Clean & Spacious

Centrally located near St. Joeâ€™s Hospital. Juniors $670 + Hydro 1 Bedrooms $770 + Hydro 2 Bedrooms $870 + Hydro Parking $30 FOR RENTAL INQUIRIES please call 905-920-8810 13

03934

Hamilton

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Oct. 26 - Nov. 9, 2013

Burlington/Waterdown

1, 2 & 3 BDRM. SUITES t 6UJMJUJFT BOE XJOEPXT DPWFSJOHT JODMVEFE t *OEJWJEVBMMZ DPOUSPMMFE IFBU BOE " $ t *OEPPS IFBUFE QPPM TBVOB m UOFTT $FOUSF t 0VUEPPS TVOEFDL UFOOJT DPVSUT ##2 BSFBT QMBZHSPVOE t 3FDSFBUJPOBM BDUJWJUJFT t $MPTF UP UIF (0 TUBUJPO 2&8 )XZT +PTFQI #SBOU )PTQJUBM 4QFODFS 4NJUI 1BSL t 1BSLJOH BWBJMBCMF

905-639-8583 1285 ONTARIO STREET

(At Maple Avenue) Burlington, ON

burlingtontowers.com

Ontario Street Lakeshore Road

Joseph Brant Hospital

Unfurnished

To Hamilton

Furnished

407 Brant Street

QEW

nue e Ave Mapl

To Toronto

Mapleview Shopping Centre

BURLINGTON TOWERS

Lake Ontario

corporatesuites.ca Burlington/Waterdown

PRIME DOWNTOWN LOCATION BURLINGTON AA walk walk to to shops shops r r lake lake r r park park r r public public transportation transportation

478 Pearl St.

477 Elizabeth St. O Upgraded Windows

O Upgraded Suites/Utilities Incl.

O Outdoor Heated Pool

O Garden Terrace (Pearl)

O Newer Laundry Machines

O Indoor Parking Available

O In-house Maintenance Staff

O On-site Management

O Beautifully Maintained Buildings

O Spacious 1, 2 & 3 Bedrooms

(subject to availability)

478 PEARL ST.

(905) 632-1643

01555

O Modern Elevators

(subject to availability)

477 ELIZABETH ST.

(905) 634-9374

After more than 40 years of apartment management ... STELLEN knows how to make you feel RIGHT AT HOME. Oct. 26 - Nov. 9, 2013

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Hamilton

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401 Main Street -East 1 bdrm apts $735/mo & 2 Bdrm apts $850/mo Hydro extra. Underground prkg included. Security cameras. Keyless entry. Close to all amenities,shopping & Bus Routes Call Kevin at (905)317-9885 Owned & operated by Rainco Inc

Hamilton

APPLEBY LINE & -FAIRVIEW Beautiful home for rent - $1850 all incl. 3 bdrms, 1 bath (with jet tub). hrdwd flrs, Backyard, deck, 2 Car Parking. Pet Friendly, Washer, Dryer, Dishwasher and A/C. Cable Extra. Oct 1st. #647-678-3186

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Melvin Ave Near -expressway. Spacious, bright, painted & upgraded 1 bed apt. $650 +Hydro. Includes parking, fridge & stove. Convenient location. Bus stops at door. Laundry room, spectacular views! (289)396-8500, www.smar.ca

Hamilton APARTMENTS (EAST HAMILTON) -- Near Mount Albion. Spacious 1, 2 & 3 Bedrooms from $595 Clean, well kept building, close to schools & shopping. No pets. Call (905)573-7813

Hamilton

11279073_1.JPG

East Mountain 3 -bedroom townhouses available,attached garage, first/last required. Avail December 1st $999/mo + Utilities.beaniebaby@cogeco.ca. (905)544-0077

STONEY CREEK - -Newly renovated Building 1bdrms $835 2 bdrms, $825 - $835 Heat, hydro & prkg incl. Quiet, well-kept adult bldg. Hrdwd/ceramics, laundry, Seniors welcome. Elevator. Walk to amens. No dogs.(905)319-1835, (905)662-8953

Your complete rental source.

TheRentersGuide.ca is your FREE apartment guide. Pick one up today from over 4000 locations in the GTA.

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Oct. 26 - Nov. 9, 2013

Hamilton

www.lashgroup.ca

http://www.TheRentersGuide.ca

TheRentersGuide.ca

Oct. 26 - Nov. 9, 2013

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renters’help

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NEIGHBOURHOOD BY JANE HERMAN

Choosing the right neighbourhood or location is as important as the apartment you live in. Your community or neighbourhood impacts significantly on your lifestyle by virtue of its proximity to work, TheRentersGuide.ca school, transportation, shopping and recreation, along with family and friends. TheRentersGuide.ca

Living in a dynamic urban setting that’s dominated by students and young professionals, within walking distance of the subway, community centre, great restaurants, shops and entertainment offers the opportunity for a different lifestyle than a quiet suburban setting where you might have more need for a car to get around, and find a high concentration of families and retirees. Before you begin to search for an apartment, it’s a good idea to establish

TheRentersGuide.ca what kind of neighbourhood you would best enjoy living in and what kind of lifestyle best suits your needs.

TheRentersGuide.ca

rentersâ€™help

Start with a good map of the general area â€“ either printed or virtualâ€“ and make a list of potential neighbourhoods in which you could consider searching. You may want to be near the nightlife. You may want to be near the financial centre. You may want to choose an area based on specific places of worship or cultural offerings. If you have friends, relatives or co-workers who live in a particular area ask them what they like about the area they are living in; this will help you decide if itâ€™s right for you. If you are moving to begin a new job, your employer may be able to collect information on your behalf. Prime locations, especially those near public transit or major highways often cost more but offer many advantages, such as reduced commuting time. Use the Internet to research potential neighbourhoods. Many real estate professionals have online neighbourhood directories that will give you some background about the special character and features of a neighbourhood you might want to consider. Prepare a list of locations that best match your personal needs and then add secondary locations that you would also consider. When evaluating a prospective neighbourhood the most important factors to consider are: t 4BGFUZ )PX TBGF JT UIF neighbourhood? t "DDFTT UP QVCMJD USBOTQPSUBUJPO and major highways t %JTUBODF UP XPSL PS TDIPPM BOE travel time either by car or public transportation t *G ZPV IBWF DIJMESFO XIFSF XPVME they attend school? Take some time to carefully research the schools in the neighbourhood. What parks and play areas are nearby? TheRentersGuide.ca t *G ZPV SFRVJSF EBZ DBSF XIBU facilities are available?

TheRentersGuide.ca

t )PX JT UIF USBGmD JO UIF BSFB t )PX JT UIF HSPDFSZ TIPQQJOH and other necessary services TVDI BT CBOLT QPTU PGmDF ESZ cleaners, pharmacy, cinema and restaurants? t 8IBU LJOE PG SFDSFBUJPO facilities are available in the neighbourhood? Where is the nearest branch of the public library and community centre, if these are important to you? t )PX EP UIF OPJTF MFWFMT WBSZ BU different times of the day and would this be a factor in your decision? t *G ZPV BSF B XBMLFS PS JG ZPV IBWF a dog, is the neighbourhood accessible to scenic walking trails, off-leash areas or greenspace? t *G ZPV IBWF IFBMUI JTTVFT BOE need to be close to a medical clinic or hospital, is the facility close by? t 8IBU JT UIF HFOFSBM BNCJFODF PG UIF BSFB *T UIF BQBSUNFOU JO B primarily residential or commercial district?

t *G ZPV OFFE UP CF DMPTF UP BO PMEFS parent or relative, this may also impact on your decision. If you are looking to relocate to another city or province due to work or school, the Internet (Edâ€™s note: therentersguide. ca is a great source) offers many sites that provide listings of apartments as well as information about the general rental climate in any given area. Depending on the site you may be able to search by province, region or major cities. Some specialized rental sites may include photographs, descriptions, links to floor plans and even virtual tours. Narrowing your search down to two or three neighbourhoods at the beginning will help simplify the process.

Jane Herman is a communications consultant who has worked in the rental property industry. Jane provides communications solutions for a diverse range of clients and has written about food, fashion, apartment living and personal finance for several publications. TheRentersGuide.ca

Burlington 01553

$1,200

Three-bedroom without garage

$1,300

Three-bedroom with garage

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Oct. 26 - Nov. 9, 2013

03861

St. Catharines

Oct. 26 - Nov. 9, 2013

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St. Catharines

TREMONT APARTMENTS

1 BEDROOM FROM $795 2 BEDROOM FROM $895

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UTILITIES INCLUDED

01686

t 1BSLJOH BWBJMBCMF t -BVOESZ PO TJUF t 4UPSBHF PO TJUF t $FSBNJD UJMF JO CBUISPPN t 1BSRVFU GMPPST UISPVHIPVU t 0VUEPPS QPPM MJGF HVBSE PO EVUZ GSPN BN UP QN 0QFO +VOF UI UP -BCPVS %BZ

t 1BUJPT XJUI HSPVOE GMPPS BQBSUNFOUT t 6QQFS GMPPST XJUI CBMDPOJFT $PNNVOJUZ *OGPSNBUJPO t 1VCMJD USBOTJU t 4DIPPMT OFBSCZ t &BTZ BDDFTT UP )XZ t $MPTF UP 1FO $FOUFS FOUFSUBJONFOU SFTUBVSBOUT HSPDFSZ TUPSF BOE BMM PUIFS BNFOJUJFT ZPV DPVME FWFS XJTI GPS

Call to arrange a showing

1-888-636-3582

w w w. e f f o r t t r u s t . c a 22

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Oct. 26 - Nov. 9, 2013

finances

The

MAGIC JARS IF YOU’VE NEVER HAD A BUDGET THAT WORKED BEFORE, TRY THIS. YOU MAY LIKE IT. B Y GAI L VAZ -OX LADE

was shopping with my daughter in Payless when a woman heading towards me pointed at me and said, “I watched you on TV last night, which is why I’m shopping here instead of there,” she laughed as she pointed to the more expensive shoe store across the mall. Her husband who was toting a tot on his shoulders laughed too and said they were living on the jars. continued on page 24

TheRentersGuide.ca TheRentersGuide.ca TheRentersGuide.ca 146G

TheRentersGuide.ca

finances

Everyone wants to use the “magic” jars. No matter where I go, people tell me they’re living on the jars and lovin’ it. Wow! Something so simple, eh? Since I put up the website the most questions I’ve had have been about the jars: how much to put in them, how often to refill them, and lots more. There’s no formula for how much goes in each jar. It really does depend on each individual budget. But you can figure this out for yourself by going to Gail’s Guide to Building a Budget and following the instructions, and the link to Gail’s Interactive Budget Worksheet. This worksheet will show you what should go into the jars. It’s a bit of trial-and-error to find the right mix, but keep at the budget until you balance and you’ll have a really good road map to move forward. You can find these tools on my website gailvazoxlade.com. The jars aren’t actually the “magic” in making money work; the budget is. The real magic is the fact that people seem to want to use the jars – people hate to budget – and I think it’s because it’s so tangible. You decide how much to put in the jars, you put the money in, you live on it, you can see when the dough’s running out so you have to stop spending, and you get a real kick out of having money left in the jars.

for them, which is what I usually do. But when I checked in with them the following week on how the jars were going, they were very happy – and they had money left!

That’s the part that really blows my mind. I cut the budgets of people I work with by 50 per cent, 70 per cent as much as 90 per cent – what, you didn’t see that show? – and they still manage to have money left at the end of the month. Whazzup with that?

That’s the beauty – often overlooked – of a budget… it’s your road map so you get to say how much you’re spending in each category. If driving a new car isn’t important to you, you can cut back on your transportation costs and beef up your grocery bill, entertainment, debt repayment or savings. The important thing is that the bottom line balance… you can’t spend more money than you make. If you can’t balance, then maybe you have to find a way to make more money.

I was working with a couple who had to figure out how much went into the jars TheRentersGuide.ca as their first challenge. They loved it. Not at first, though. When I gave them the challenge, they were really disappointed. They had TheRentersGuide.ca hoped I would balance the budget

When I asked why things were going so well, she said she felt empowered being able to figure out the budget and adjust it as their circumstances change. You got it babe!

As for how often you put money into the jars, again that’s a personal choice. When

I worked with my first couple, we put it in monthly. When I followed up on them Tasia says she’s still using the jars, but they switched to putting the money in weekly. People find it easier to work with the shorter time frames. Managing your money isn’t rocket science. And it isn’t magic. It’s discipline. You have to be determined to live on what you make, passionate about getting your consumer debt (credit cards, lines of credit) paid off in three years or less, and convince that it is important to have some money set aside for the future. If you’ve never had a budget that worked before, try it. You may like it. And it may be the first step to eliminating that sinking feeling in your stomach every time you think about your bank account. Gail Vaz-Oxlade is the host of Til Debt Do Us Part and author of Debt Free TheRentersGuide.ca Forever and blogs daily at www.gailvazoxlade.com. Follow Gail on Twitter at Twitter.com/GailVazOxlade

TheRentersGuide.ca

Finest Apartments for Rent in Hamilton Queenston Plaza 385 Queenston Rd. 905-547-7092 Meadowbrook 75 Barlake Ave. 905-561-1397

The Argyle 265 Melvin Ave. 905-547-6617 7G

WESTDALE PROPERTIES Residential - Industrial - Commercial

Garden Terrace Apartments call: 905.682.5104 email: idastreet@westdaleproperties.com address: 24 Ida Street, St. Catharines, Ontario (Between Queenston & Welland St.)

• Utilities Included • Free Outdoor Parking • Easy Access to Shopping • Close to Schools

SERVICE RD. BERRYMAN

IDA STREET

SCHOOL

QUEENSTON

• 1 & 2 Bedrooms • Hardwood Floors • Laundry Facilities • 2 Appliances

NIAGARA ST.

QEW to NIAGARA Cut off

Now Accepting Payments Interac Only

www.westdaleproperties.com

Briarfield Townhomes call: 905.646.2469 email: brendan@westdaleproperties.com office: 116A-44 Berkley Dr. address: 33 & 44 Berkley Dr. and 311 Bunting Rd., St. Catharines, Ontario

• Close to schools, shopping, restaurants & buses • Situated near park • Great highway access for commuters • Family orientated • Water included • Utilities extra

ST. TON CARL VE. AND A

WELL

QEW

★ BUNTING AVE.

• 2 Bedroom/1 bath • 3 Bedroom/1.5 bath • Carpet and laminate ﬂooring • Fridge & stove • Full basements, unﬁnished • Laundry hook-up • Fenced patio

LEY D

BERK

Now Accepting Payments Interac Only

$1,200

Townhouse 3 bedroom without garage

$1,300

Townhouse 3 bedroom with garage

10G

YOUR RENTAL SEARCH IS OVER,

e m o c l e W Home

St Catharines, Niagara Falls, Welland Apartments & Town homes • Beautifully Renovated • Five appliances included • Excellent neighbourhoods close to all amenities • Private courtyards and garden walk-out balconies • Outdoor inground pool

ST. CATHARINES

NIAGARA FALLS

THOROLD

196 Cushman 246 Lakeshore Rd. 30 Bradmon Dr. 473 Linwell Rd. 349 Queenston St.

7591 Scholfield Rd. 3401 Weinbrenner Rd. 6635 Thorold Stone Rd.

40 Front St.

WELLAND 155 Hagar St.

info@panoramicproperties.ca

905-371-1201 Toll free#

1-855-371-1201

www.panoramicproperties.ca *Prices, specifications and availabilty subject to change without notice. E&O.E.

11G

Welcome to the neighbourhood 235 Rebecca St.

REBECCA & WELLINGTON

Downtown Location

Walking distance to Jackson Square

Wellington St. N.

Cathcart St.

Wilson St. Ferguson Ave. N.

• On bus route • Underground parking • Friendly staff • Secure building • Laundry on Smart Cards

Rebecca St.

King William St.

$650* 2 Bedrooms from $850* 3 Bedrooms from $1000* 1 Bedrooms from

905-540-8086 Hamilton@medallioncorp.com

195 Wellington St. S. Affordably Priced

*plus hydro

CHARLTON & WELLINGTON

Quality Family Living in Hamilton

Forest Ave.

Charlton Ave. E.

Wellington St. S.

John St. South

Main St. E.

Claremo nt A c ce

James St. South

King St. E.

Wellington St.

• We offer a clean, well-maintained, secure home for you and your family • Enjoy the convenience of schools and shopping • Large finished suites • On-site management • Base of the mountain • Beside park • Family surroundings • Laundry on site • Video cameras at doors & door fobs for additional security

Victoria Ave. W.

Quality Family Living in Hamilton

St. Joseph's Hospital

$680* 2 Bedrooms from $780* 1 Bedrooms from

905-522-7599

195WellingtonSite@medallioncorp.com *plus hydro

medallioncorp.com