Calgary Home Guide - 07 Aug., 2015

August 7 - September 4, 2015 Volume 15 Issue 08

Calgary Edition

Your Best Source for Homes & Condos

OfďŹ ce Penthouse in the Sky

Chris Zaharko

ROYAL LePAGE Foothills 403.249.4322 | czaharko@rlfoothills.com | www.zaharko.com

For more information on this property, please go to page 26-27

INSIDE THIS ISSUE

MORTGAGE RATES: WHAT GOES DOWN MUST COME UP

CALGARY HOME PRICES HOLDING STEADY

SELLING? 5 EASY WAYS TO UP THE OFFER

Dianne Brown

REAL ESTATE TEAM DIANNE & MICHAEL BROWN

Condominiums

CALL & ASK FOR DIANNE

1-800-661-6262

403-256-3888

OAKRIDGE

STRATHMORE

EVERGREEN

Ideal Oakridge location for this 2 bedroom townhouse w/covered carport. Walking distance to shopping, transit & Glenmore Park. 2 spacious bedrooms on the upper level & a sunny west facing sundeck. This unit backs to an inner courtyard.

Sunny 3 bedroom, 1½ bath 2 storey with developed lower level, single garage & private fenced yard. Features a white kitchen with island with breakfast bar, master bedroom with double closets.

Close to schools & playground.

RARE OPPORTUNITY! 1 bdrm & lock-off suites in the Swan Evergreen Village ASSISTED LIVING facility. Amenities include full service dining, fitness facility, games & craft rooms, bistro & professional onsite mgmt.

$209,900

$189,900

$215,900 - $296,900 + GST

WHITEHORN

SHAWNEE SLOPES

ACADIA

Exceptional Investment Opportunity! 1 bdrm + den unit w/bay window + French door access to a patio. Fabulous amenities: dining w/3 meals/day, theatre, craft room, lounge, pub + numerous regular scheduled events. Fabulous Lifestyle!!

Full concrete tower of luxury residences. Expansive East view, premium appliance pkg, quartz counters, hdwd, ceramic tile & plush carpet flooring, titled parking & storage unit. Extremely convenient to LRT, shopping & Fish Creek Park.

3 bedroom townhouse in a quiet location and walking distance to the LRT and shopping. This home is in lovely condition with upgraded appliances & flooring, in a quiet setting and has a private fenced South yard.

$239,900

$288,500

$318,500

MISSION

ROYAL OAK

VICTORIA PARK

Fantastic price, river & tree top views from your sunny South balcony in this Contemporary 2 bdrm, 2 bath condo. Cozy gas fireplace, Stainless Appliances, granite counters & titled parking stall!

Spacious 1,705 sqft 2 storey, 3 bedroom townhome with 2½ baths, cozy fireplace, walk-out basement & convenient double attached garage. Well maintained complex and is close to the LRT, parks, shopping and the ring road system.

Spectacular downtown skyline views from this newer contemporary 2 bdrm, 2 bath condo w/floor to ceiling windows, Espresso cabinetry, quartz counters,stainless appliances & covered deck. Amenities incl: a well equipped gym.

$399,900

$428,500

$459,900

DISCOVERY RIDGE

EDGEMONT

WOODLANDS

LD SO

LD O S

LD SO

Stylish 3 bdrm, 3 bath townhouse featuring vaulted ceiling, hdwd, ceramic tile flooring, corner gas fireplace, gorgeous kitchen w dark wood cabinetry, granite, black appliances, island w/dual sinks, elevated deck & dbl garage.

Immaculate & beautifully updated 2 + 1 bedroom, 1½ bath half duplex. Vaulted ceiling, bay window, brick fireplace and a double garage on a quiet cul de sac in Edgemont.

$479,900

Totally remodelled kitchen and bathrooms in this 3 bedroom bungalow. The living room features a natural stone fireplace and also a cozy family room developed on the lower level. Close to Fish Creek Park, transit, schools & shopping.

$390,000

$399,900

LANDAN REAL ESTATE

“For the best in Quality Service” ACHIEVEMENTS

• RE/MAX Platinum Club • RE/MAX President’s Club • Chairman’s Club • Member of MLS Million Dollar Club

SOUTHWOOD

realestate@diannebrown.ca www.diannebrown.ca

PARKLAND

SILVERADO

LD SO

Residential

LD SO

Spacious 3+2 bedroom, 2 full bath home with a huge private yard.

Features an updated kitchen, updated bathrooms, formal dining room, & a huge living room with fireplace. The fully finished basement includes a 2nd fireplace.

Substantially updated 3 +1 bdrm, bungalow. Upgrades incl: shingles, windows, paint, lighting, hdwd, carpet, cabinetry & appliances. Fully finished lower level, 2 fireplaces, huge tiered deck & solar panelled in-floor heating in dbl garage.

Terrific 3 bdrm, 2½ bath 2 storey home features 9’ ceilings, maple hardwood, cozy gas fireplace, walk-in pantry and bonus room. Bright & sunny corner lot , large deck & patio. Close to the path system. Easy access to transit & LRT.

$479,900

$499,999

$509,900

WILLOW PARK

LAKE BONAVISTA

EDGEMONT

LD SO

Beautifully maintained 3 + 1 bdrm home features sunny living room, spacious dining room, luxurious hdwd floors, stainless appliance pkg, corner wood burning fireplace, private park-like yard w/ interlocking brick patio, firepit & more.

Substantially updated 3 +1 bdrm home with fully finished lower level and double heated garage. Features incl: 3 fireplaces, soaker tub, newer kitchen, baths, flooring & paint. Close to 2 elementary schools, transit shopping & the lake.

Tastefully decorated 4+1 bdrm, 3½ bath 2 storey home w/walkout. Many upgrades incl; many windows, shingles, professionally developed lwr level, appliances & hdwd flooring. Beautifully landscaped. Close to schools, shopping & transit..

$519,900

$548,500

$655,700

COCHRANE

NORTH GLENMORE

VARSITY ACRES

Absolutely gorgeous 2637 sqft, 3 bedroom + den 2 storey with triple garage on the ravine. Large open kitchen - upgraded stainless appliances, granite, huge breakfast bar island, walk-in pantry, upper laundry room & so much more.

Charm & Character in this wonderful 3+1 bdrm fully developed home. Many upgraded features & millwork. Gourmet kitchen, 3½ baths, 2 fireplaces & built-ins. Close to schools, swimming, golf & off leash areas. Quick access to downtown.

Prime Varsity Location! Totally renovated 2 storey split with a professionally finished lower level. Fabulous gourmet kitchen, East yard with Sport Court and backs onto a beautifully treed park. Close to transit, LRT & shopping.

$798,500

$989,500

$1,150,000

HILLHURST

BRIAR HILL

WOODBINE

Elegant 2195 sqft 3 bdrm, 3½ bath 2 storey with great curb appeal. Features incl: front veranda, park-like landscaping, hdwd flooring, 2 bay windows, gourmet kitchen, double garage & close to Kensington shops, downtown & river path system.

Stylish & elegantly renovated home on a 50’ lot. 4 bedrooms & 4 luxurious bathrooms hardwood & tile throughout, Chef’s kitchen with professional appliances, formal living & dining rooms, professionally developed walkout. And so much more.

Elegant contemporary executive home backing onto Fish Creek Park. Total of 4 bedrooms, 3½ baths. Gourmet kitchen, in-laid limestone & tile flooring. Professionally landscaped with terraced decking, patio and heated pool.

$1,280,000

$1,350,000

$1,450,000

REAL ESTATE TEAM

david@houseandcastle.com www.houseandcastle.com

Mount Pleasant $381,800

Mount Pleasant $349,900

MLS C4012463 Wonderful new condo. This 2 bedroom unit has 2 full baths. Laminate floors through out. The kitchen has quartz countertops and high gloss cabinets and walk-in pantry. Every unit has it’s own laundry. This is a top floor unit that is facing south so it has a wonderful view of downtown. Located close to all amenities and within walking distance to SAIT. Frigidaire appliances will be installed. New Home Warranty is with National Call Amar 403 542 9914 for more information.

MLS C4014134 New condo available for immediate possession.

This two bedroom ground floor unit has laminate floors, high gloss cabinets and quartz countertops. Located close to shopping and public transit and within walking distance to SAIT. All units have in suite laundry. There is a 4 piece main bath. This unit would be a great investment for a student. Appliance pkg will be Fridgidare. New Home Warranty is with National. Call Amar 403 542 9914 for more information.

Lyalta Acreage $639,000

Highland Park $759,000 1940 SQ FT, fully finished basement, all the bells and whistles, with vaulted ceilings, ready for immediate possession.

1500 sq ft. fully finished bi-level with walkout, 6 bedrooms, 3 full baths n brand new condition. Triple detached garage, on 3 acres, 4 gallon well.

MLS C3650929

David Crick 403.230.2121

david@houseandcastle.com www.houseandcastle.com

Rosedale $734,000

Highland Park $749,000

MLS C4010608 This is a wonderful opportunity for the investor or the developer. This home is located on a 50’ lot in the wonderful community of Rosedale and comes with blue prints for the new home that could be built. Which really would allow you to make this your personal design home. The current home is 2+1 bedrooms, 2 baths. The large backyard is west facing and includes a double detached garage. There is also a single attached garage that could be used as a shop or crafts room.

Located close to all amenities this 1927 sq ft home has 3+1 bedrooms, 3.5 baths which includes the 6pc ensuite. Air conditioning. Basement is completely developed and includes a wet bar and a huge entertainment centre. Vaulted ceilings upstairs along with an open concept floor plan. Walk to shops, restaurants and coffee bars; over the river to downtown or up the hill to SAIT and the Jubilee Auditorium. MLS #C4021446

Abbeydale $95,000

Lomond $75,000

MLS 4007874. This mobile home has an updated kitchen with tiled backsplash and counter tops. Includes a counter top electric stove. There is a walk-in pantry and a separate storage area. There is a large sunroom and deck which is partially covered. The master bedroom has a 4 piece ensuite. There is a storage shed in the backyard and the storm pond is close by for you to enjoy a nice walk. The clubhouse includes an exercise room, hot tub, and sauna. There is also a social room, games room and banquet facilities available.

Thats right, only 75000 for this 900 sq ft home just a half hour east of Vulcan. If you like fishing, there a 3 great fishing locations with in minutes of this location. Comes with a 75x120 foot lot and a single garage. This the perfect get away for a cottage or cash in your city home and get an inexpensive retirement home. There is a K to grade 12 school close by and all the businesses to provide you daily requirements. MLS# C4007508

editor’snote

w

BUYING WITH CONFIDENCE

makes all the difference

hen you tell people you’re shopping for a home, you’ll find most everyone will want to share their home-buying experience with you.

Some will offer you personal advice and suggestions, while others will frighten you with details about their own disastrous experience or that of a friend of a friend. With so many variables, it can be hard to figure out what’s good advice.

It’s always best to get advice from the experts, especially when it comes to purchasing a big-ticket item like a home. No matter what your Uncle Joe says, when you’re equipped with the right expert advice for your situation, you can move forward by making confident purchasing decisions that are right for you and your family.

Much of what you’ll want to know about the road to home ownership is right here in this magazine. If you don’t find what you’re looking for, write to us and we’ll help get you an answer from one of our experts.

Take us along for the ride and let us know how it turns out. Thanks to our website, ypnexthome.ca, you now have more articles and features than ever, so you can be sure your home-buying experience is a positive one.

Susan Legge EDITOR-IN-CHIEF Yellow Pages NextHome, Susan.Legge@ypnexthome.ca Follow me on Twitter at Twitter.com/SusanLegge

h

IT MAY NOT PAY

to put off your purchase

ome sales in the Calgary area have been steady, despite the gloom-anddoom predictions for the real estate market earlier this year. There were 2,183 transactions in June, according to the Calgary Real Estate Board – only five per cent below the 10-year average for June, and three per cent above levels over the past five years, despite an 18-per-cent year-over-year decline.

What does this say about the state of the housing market? Homebuyers who have been waiting for the sky to fall (along with oil and real estate prices) haven’t seen that worst-case scenario play out, and are now focusing on the silver lining of that dark cloud – plenty of pickings, coupled with today’s low mortgage interest rates.

At its latest interest rate announcement, the Bank of Canada cut its key lending rate to 0.5 per cent, and the big banks quickly followed suit. This is great news for homebuyers and homeowners who are shopping for a mortgage. For those sitting at a variable rate, now would be a good time to lock in. Even a fraction of a percentage point on your interest rate can translate to thousands of dollars over the life of your mortgage.

But know that sooner or later, interest rates will rise again, as will real estate prices. If you’ve been among those just thinking about buying a home, what are you waiting for? You could be missing out on today’s prime purchasing opportunity.

Lydia McNutt EDITOR Lydia.McNutt@ypnexthome.ca Follow me on Twitter at Twitter.com/LydiasTweets

6 • HomeGuide | Volume15 Issue08

Selling your home?

Earn 1,000 reward miles up front*

Get started! *Terms & Conditions apply

Work with a century 21 office and be rewarded

67 RIDGE VIEW PLACE, COCHRANE $1,250,000 • • • • • • • • • lafondrose@gmail.com •

ROSE-MARIE LAFOND 403-830-7901

3200+ sqft above grade triple car heated garage 10 ft ceilings upgraded DACOR appliances steam shower stunning mountain views covered deck w/ fireplace 1300+ walk-out w/ heated floors wet bar, wine room, gym and more!!!

MLS C400442

3816 17 St SW $1,295,000

JASON WILSON 403-605-0505

• • • •

2642 Sq. Ft 4 Bedrooms 5 Bathrooms Underground Parking Stall • Spectacular!

104 2420 34 AV SW, $255,000 • • • •

580 Sq. Ft. 1 Bedrooms 1 Bathroom Double Detached Garage.

• Low Condo Fees!

jw6050505@gmail.com 5 MINUTE WALK TO THE C-TRAIN!

ALLISON JAMES 403-708-5873

• Located in the highly desirable community of Tuscany.

• Great 2 bedroom, 2 bath corner unit • Underground parking stall included.

• MLS# C4020405

ajames16@gmail.com www.century21bamber.ab.ca

SONIA MOLINA REALTOR ASSOCIATE

smolinamadrid@hotmail.com sonia.molina@century21.ca

403-630-8684

40 EVERHOLLOW HEIGHTS • Bright and Beautiful END UNIT! • Hardwood and tile flooring • Espresso stained kitchen cabinets • Great location in Evergreen • Garage is fully finished & heated • MLS#C4014349

SOLD

HELPING YOU GET YOUR REAL ESTATE GOALS AND DREAMS SMARTER, BOLDER, FASTER PLUS INTELLIGENT, PLUS AUDACIEUX, PLUS RAPIDE MAS INTELIGENTE, MAS AUDACIA, MAS RAPIDA BAMBER REALTY LTD. I 1612 - 17th Avenue S.W. Calgary, AB T2T 0E3 I 403-245-0773

featurerealtor

Chris Zaharko

has passion for real estate B Y H E AT H E R R YA N

W

hen dealing with a challenging real estate market, people often seek out experienced, determined and knowledgeable realtors to ensure success in the sale or purchase of a home.

One Calgary real estate agent they regularly turn to is Royal LePage Foothills’ Chris Zaharko, who continues to be one of the city’s top real estate producers with a number of referral and repeat customers.

Chris, who obtained his real estate licence in 1997 and deals with both residential and commercial properties, freely admits he has a passion for real estate and the desire to deliver the best possible deal for his clients.

“I honestly really enjoy real estate. I love negotiating, and ultimately helping people achieve their real estate goals,” he says. “I’ve had some difficult transactions in the last year, so it’s been challenging, but that’s what makes real estate so exciting. It’s a great industry because every day there’s something new, and I really love that.”

8 • HomeGuide | Volume15 Issue08

His passion and determination to succeed have resulted in him being among the top individual agents in Royal LePage for several years.

“No matter what’s happening in the market, you want someone who is going to work hard for you,” Chris says. “You really need someone who has experience and can get the job done. I had a good year last year and we’re off to a good start this year, but buyers are more cautious and they buy only when they see good value, so you have to work harder to get results.

“I do a lot of business, sales and volume because I take my work seriously and am willing to work long hours for my clients,” he says, noting that his day before this interview started at 8 a.m. and he was still working with clients at 9 p.m.

“Communication with my clients, keeping them informed about what their competition is, what’s sold in their area and for what price, is key,” Chris says, adding that he provides constant reinforcement to his clients that if it’s priced accordingly, it will sell.

The longtime realtor has seen many changes in the industry over the years, but he says the biggest has been the use of the Internet by buyers when it comes to house hunting.

“They are surfing the web now more than ever, and are far more aware of the product that’s out there,” he says. “That’s why we have a professional photographer taking pictures of every home we list, and we put 50 to 60 pictures on the MLS and on our website (zaharko.com) to make it easy for consumers to view the property.”

Along with expertise and knowledge of the industry, Chris provides his clients with hands-on service and “constant support and reassurances,” he says. “I always place myself in my buyers’ or sellers’ shoes to give them what I would want in a real estate agent.”

Chris also recognizes the need “to have a balance between family life and business,” and adds he couldn’t provide his clients with such exceptional service without the support from his loving family: his wife Tammy, son Hudson, 10, and daughter Shayden, 6.

advertisersindex CAMERON & COMPANY DISCOUNT REALTY LTD. Dory Cameron. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .42 CENTURY 21 Allison James . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 7 David Crick . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4 Jason Wilson . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 7 Rose-Marie Lafond . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 7 Sonia Molina . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 7 MAPLE LEAF REALTY Ken Yeoh . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .31 RE/MAX REAL ESTATE Dianne Brown . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2 Don Lothian. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .29 Gary Williams . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .19 James Cote . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .33 Len T. Wong & Associates . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .24 Matt Williams . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .19 Robert Cote . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 17

PRESIDENT, YELLOW PAGES NEXTHOME

Jacqueline Hill

EDITOR-IN-CHIEF/DIRECTOR OF CONTENT

Susan Legge

DIRECTOR OF SALES

Moe Lalani

NATIONAL SALES MANAGER

Jessica Wilson EDITOR

Lydia McNutt MEDIA CONSULTANT

Anita van Breevoort Phone: 403.461.5518 CONTRIBUTING EDITORS

Sara Duck (on leave) Wayne Karl Elisa Krovblit

NATIONAL CIRCULATION MANAGER

John Jenkins SENIOR PRODUCTION MANAGER

ROYAL LEPAGE REAL ESTATE Chris Zaharko . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .12 Ray Riley. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .21 Serhan Tarkan . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Back Page EVENTS Calgary Home + Design Show . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .28

Bala Gnanapandithan

PRODUCTION MANAGER

Nikki Yarwood

GRAPHIC DESIGNERS/DISPLAY ARTISTS

Mike Terentiev, Bei Zhang

PRODUCTION COORDINATOR

Swinder Jodhka PRINTING

Transcontinental, LGM - Coronet

MORTGAGE COMPANIES PROLINK Lori Ames. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .18

FOR ADVERTISING INQUIRIES PLEASE CALL 403.461.5518

THE MORTGAGE GROUP ALBERTA Stuart Pocock. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 7 RECREATIONAL PROPERTIES & MORE PEMBERTON HOLMES Nancy Vieira . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .37 RECREATIONAL PROPERTIES Whispering Pines Golf & Country Club . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .36 RE/MAX CAMUSON PENINSULA PROPERTIES Jack Barker . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .39

Home Guide is published by Yellow Pages Homes Limited, located at 2891 Sunridge Way NE, Calgary, AB T1Y 7K7.

Home Guide is distributed throughout Calgary at free pick-up locations. This magazine carefully inspects all ads for accuracy, however, the publisher and the printer shall not be responsible for any mistakes, design errors or incorrect information which is provided by the advertiser or their representative. The advertising herein, including the photographs and all artwork, is the property of Home Guide and not that of the advertiser. The advertiser has purchased the right of reproduction in Home Guide magazine only and does not have the right to reproduce the ad in whole or in part in any other place or publication without the consent of the publisher.

The entire contents of this publication are protected by copyright and are intended for the sole use of the public.

The views expressed by the columnists in this publication are not necessarily those of the publication.

Volume15 Issue08 HomeGuide •

9

26

contents

VOLUME 15 ISSUE 8 | AUGUST 7 – SEPTEMBER 4, 2015

IN THIS ISSUE 06.

EDITOR’S NOTE

08.

FEATURE REALTOR

18.

HOME SWEET HOME What goes down must come up: preparing for higher mortgage rates

26.

FEATURE PROPERTY

29.

MAKE YOUR MOVE

33.

QUICK TIPS

Chris Zaharko has passion for real estate by Heather Ryan

by Lydia McNutt

19.

TIPS & TRICKS

Packing tips to make your move a little easier

22.

FEATURE PROPERTY

Unique, custom-built home nestled in prestigious Mount Royal, presented

by Ray Riley, Royal LePage Foothills

Get an accurate moving estimate by Chuck Resnick 3 organizing myths, busted!

by Hellen Buttigieg

38.

RECREATION PROPERTY

41.

MARKET ANALYSIS

44.

AROUND THE HOUSE

by Heather Ryan

10 • HomeGuide | Volume15 Issue08

Premier penthouse presents phenomenal views, tremendous opportunity, presented by Chris Zaharko, Royal LePage Foothills by Heather Ryan

When buying a vacation home becomes a “family and friends” event

Calgary real estate prices hold steady in June by Heather Ryan Five tips to maximize your return on investment by Laura Le

22

38

41

44

MAPS & EXTRAS 16, 20, 30 & 34. Calgary maps, communities and MLS numbers 35. Recreational properties 40. Out-of-town regional map 46. You love the home, see what you can afford!

FOR ADVERTISING INFORMATION CALL 403.461.5518

18

NEXT DEADLINE: AUGUST 21, 2015

Volume15 Issue08 HomeGuide •

11

Zaharko

the name synonymous w

The Montana - Premier penthouse office condo • 6,000 square feet • Unobstructed 360 degree views • 14 offices, 10 underground parking stalls

$3,890,000

Chris Zaharko |

Associate #1 Individual Agent at Royal LePage Foothills 2008

us with real estate 67 Mystic Ridge Way (Brand New) • 3800 sq ft • Corner lot • 5 beds, 5 baths

• $1,699,000

Bridgeland, 211/213 11A St NE • Brand new custom built • Close to 2000 sq ft developed space • Extensively upgraded

$749,900 EACH

Kelvin Grove (Brand New) • • • •

Completely renovated 3000 SF 4 beds up Hardwood throughout both levels Triple oversized garage

$1,390,000

P: F:

403.249.4322 403.252.2653

E: W:

czaharko@rlfoothills.com www.zaharko.com

Zaharko

the name synonymous w

268 Deer Run Cres (Foreclosure) • • • •

Custom Built Backs to Fish Creek Park 3000 sf developed living space 3 bd 4 bath

$830,000

Signature Park • • • •

Former showhome 2 bed + loft Granite & Stainless steel in kitchen Huge balcony with city views

$584,900

Discovery Ridge Condo

$359,900

405 804 18 Ave SW, Anderson Estates

$329,900

• 2 car heated parking stall • fully covered patio • 2 bedroom 2 bath

• 1 bed 1 bath • Fantastic city views • Unique historic building

Chris Zaharko |

Associate #1 Individual Agent at Royal LePage Foothills 2008

us with real estate 245 Aspen Stone Place • • • •

3100 sq ft 3 bedrooms finished basement cul-de-sac location

$819,900

5311 Valiant Drive NW

• • • • •

completely renovated 5 bedroom throughout finished basement double over sized garage south facing backyard

$649,500

821 Riverdale Ave SW • • • •

over 4600 sq ft of development 5 bedrooms throughout completely renovated corner lot

$1,975,000

P: F:

403.249.4322 403.252.2653

E: W:

czaharko@rlfoothills.com www.zaharko.com

zone

STONEY TR

COMMUNITIES & MLS NUMBERS STONEY TR

CROWCHILD TR DEERFOOT TR

TRANS CANADA HI

Greenwood Greenbiar

16 AV Pt. McKay

PRO LINK MORTGAGE

Need a mortgage?

Call (403) 863-1293 Today!

Five Year Fixed Rate

2.64%

email: loriames@gmail.com

16 • HomeGuide | Volume15 Issue08

Arbour Lake ................................443 Banff Trail .....................................415 Beddington ..................................508 Bowness.......................................478 Brentwood ...................................420 Briar Hill ......................................408 Bridgeland ...................................400 Cambrian Heights ......................496 Capitol Hill ..................................414 Charleswood ...............................419 Citadel .........................................475 Collingwood ................................418 Country Hills ...............................516 Country Hills Village...................521 Coventry Hills .............................520 Crescent Heights ........................404 Dalhousie ....................................422 Edgemont ....................................461 Evanston ......................................519 Greenview ...................................503 Greenwood Greenbiar ...............479 Hamptons ...................................471 Hanson Ranch ............................517 Harvest Hills ...............................514 Hawkwood ..................................451 Hidden Valley ..............................518 Highland Park .............................498 Highwood ...................................499 Hillhurst ......................................407 Huntington Hills.........................505 Kincora ........................................524 Lynx Ridge ...................................488 Macewan Glen ............................512

Montgomery ...............................476 Mount Pleasant...........................494 Mountview ..................................490 Nolan Hill ....................................474 North Haven ...............................500 North Haven Upper ...................501 Panorama Hills ............................515 Parkdale .......................................411 Point Mckay.................................412 Ranchlands ..................................441 Ranchlands Estates .....................442 Regal Terrace/Renfrew ................402 Rocky Ridge ................................484 Rosedale ......................................406 Rosemont ....................................495 Royal Oak ....................................486 Sandstone....................................510 Sage Hill ......................................526 Scenic Acres ................................432 Sherwood ....................................477 Silver Springs ..............................430 St. Andrews Heights ...................413 Stoney Industrial.........................525 Sunnyside ....................................405 Thorncliffe ...................................502 Tuscany ........................................482 Tuxedo..........................................492 University Heights ......................416 Valley Ridge .................................480 Varsity Acres ................................426 Varsity Estates .............................428 Varsity Village ..............................424 West Hillhurst .............................410

Specializing in Eau Claire Condominiums Since 1991

House of Real Estate www.robertcote.ca 403-850-4290

• Certified Condominium Specialist • Re/Max Hall of Fame Member

• MLS Million Dollar Club Member • 3rd Generation Calgary Real Estate Agent

SPECTACUALR VIEWS! - EAU CLAIRE - PRINCETON HALL - $1,895,000

The luxurious Princeton Hall with full time concierge and outstanding amenities including guest suite! SPECTACULAR and STUNNING VIEWS from this PRIME LOCATION condominium home! Full and permanently unobstructed views of the Bow River, Prince’s Island Park and Peace Bridge! Superior design and finishing is evident throughout this 2282 sq ft luxury condo with hardwood floors, granite countertops, stainless steel appliances and quality built-ins. Enjoy the large covered northeast corner terrace with views, 2 double sided gas fireplaces, great room off kitchen with bay window, gourmet style kitchen with 2 ovens/gas range/wine chiller, 2 ensuite baths, huge master with large walk-in & convenient laundry area, built-in speakers, vacuum system, 2 titled stalls, titled storage locker and convenient elevator that opens right into your home! Extraordinary Eau Claire location next to Park, River, Pathways and close to Market, Cinemas, Fine Restaurants, Plus 15 and just a short walk to city center! The ultimate in downtown urban living.

LOCATION! LOCATION! EAU CLAIRE - PRINCE’S ISLAND ESTATES - $1,295,000

Exceptional Waterfront Townhome! The location is outstanding with park like setting and beautiful views overlooking Prince’s Island Park. Over 2700 sq ft of upgraded living space with 3 balconies and lge south facing patio! 3 Bdrms & 2 ½ Baths in total. Bright south facing kitchen with lge eating area, granite countertops, wrap around Island, built-in wine rack and access to south patio. Spacious living area with gorgeous hwd floors, gas frpl and access to lge balcony. Master retreat has 4 pce ensuite, jetted tub, separate shower, walk-in closet and city views. 3rd level has huge open space that could accommodate a family room, rec room or whatever your pleasure! This upgraded townhome can be conveniently accessed from the underground parking or courtyard and comes with 2 choice titled parking stalls.

COMPLETELY RENOVATED! EAU CLAIRE ESTATES - $639,900

EXCEPTIONAL VALUE!! The prestigious Eau Claire Estates. 1814 sq ft, 2 bdrms, 2 baths COMPLETELY RENOVATED with hardwood & tile floors throughout, granite countertops, stainless steel appliances, stylish custom cabinetry and elegantly renovated bathrooms. BRIGHT SOUTHWEST CORNER LOCATION with many large windows, spacious open floor plan, generous living/ dining area that’s perfect for entertaining and a huge entrance way to greet guests. Enjoy the private master retreat with walk-in closet and ensuite bath, large guest bedroom with courtyard views next to 2nd bathroom, sep laundry room with storage and 2 choice SXS titled parking stalls close to elevator! The Eau Claire location is extraordinary next to the Bow River, Princes Island Park, YMCA, Market Shops, Walking/Bike pathways, Cinemas, Fine Restaurants and Indoor Plus 15 Network. Absolutely incredible amenities and secure 2 man 24 hr security/concierge.

IMMACULATE CONDITON! EAU CLAIRE - CHATEAU LACAILLE - $524,900

The Chateau LaCaille. An elegantly designed building with beautiful grand lobby, security/concierge service and underground carwash bay. Extremely quiet location along the Bow River in West Eau Claire. Bright south facing home with great 1153 sf floor plan, open kitchen with eating area, south facing balcony with view, gas fireplace, spacious living room, large tile entrance, separate laundry room, large full bathroom with jetted tub & shower stall, large master bedroom with walk-in closet/access to bathroom and enjoy the den/flex room off living area. ABSOLUTELY IMMACULATE home with underground titled parking and storage locker. Extraordinary Eau Claire location next to Bow River, Pathways, Peace Bridge, Prince’s Island Park and close to Market Shops, Cinemas, YMCA, Great Restaurants, LRT and just a short walk to City Center!

To View These Properties go to

www.robertcote.ca

homesweethome

What goes down

must come up B Y LY D I A M C N U T T

H

ow low can you go? This summertime limbo lyric applies to more than just the backyard barbecue song and dance, as the Bank of Canada lowers its key lending rate again to 0.5 per cent – the second such drop this year, after sitting steady at one per cent for almost five years, all in an effort to shield highly indebted Canadians from the drop in oil prices and its economic impact.

Today’s unprecedented lending rates are leaving many wondering what will happen when – not if – interest rates eventually rise.

A recent study by BMO revealed some interesting facts about Canadians’ borrowing habits, namely that almost two-thirds of those carrying debt (64 per cent) would be stressed if interest rates rose by just two percentage points.

One-quarter (25 per cent) said they would be “very stressed.”

Despite the distress, almost half of those surveyed plan to increase their debt in the coming year.

So, what can you do to insulate yourself from the looming threat of rising rates? Simple – plan ahead. Here are some tips:

• Stress-test your mortgage against a higher rate before you commit to the purchase of a home, or any big-ticket item for that matter.

• Don’t spend the maximum you can afford. With the current five-year fixed rate as low as 2.39 per cent, your dream home may be a reality today, but will you still be able to afford your mortgage payment at a rate of 5.5 per cent, or more?

• Consider all your expenses. Do you have student loans? Do you drive a car? Do you enjoy dinners out and wintertime travels to the sunny south? Do you have kids, or are you planning to in the future? And don’t forget about your rainy-day and retirement savings!

The Bank’s next rate announcement is Sept. 9, so stay tuned to what will happen next. In the meantime, rather than piling on the debt, take this low rate environment as your opportunity to pay down your existing debt faster, so when rates do rise, you won’t break a sweat.

Lydia McNutt is an award-winning writer and editor of New Home Guide. Lydia’s love of architecture, interior design and the written word have landed her happily at home at Yellow Pages NextHome, where real estate rules. Email Lydia.McNutt@ypnexthome.ca, and follow her on Twitter @LydiasTweets

NEED A MORTGAGE? Call (403) 863-1293 Today!

Five Year Fixed Rate

loriames@gmail.com

PRO LINK MORTGAGE My experience and service will work for you.

2.64%

all subject to change, lender qualifications will apply

18 • HomeGuide | Volume15 Issue08

tips&tricks

❏ Reinforce the bottom of boxes with extra tape for added strength. ❏ Label each box with the name of the room in your new home where it should be placed. ❏ List the contents of the box on the side of it. ❏ Number the boxes and keep a list of which boxes go in which room in your new home. ❏ Label boxes containing fragile items with large red lettering.

to make your move a little easier ❏ Gather boxes in all sizes. ❏ Collect cushioning material like bubble wrap, foam pellets, furniture pads, blankets, plastic bags, tissue paper, newspapers, and small towels to use as padding. ❏ Create a “portable packing kit” with marking pens, a tape measure, packing tape, twine and scissors. Carry it with you as you pack up items around your home.

❏ Pack your TV, stereo and computer in their original boxes whenever possible. ❏ Keep boxes to 50 pounds or less. ❏ Pack heavy items into their own smaller boxes and place lighter items together into larger boxes.

(Hint: Don’t pack all your books into one box!) ❏ Don’t move flammable, combustible, corrosive or explosive items such as paint, gasoline, and ammunition. ❏ Pack a bag of personal items you’ll need during the move (change of clothes, toiletries, medicine, maps, food and drinks). Keep it in an easy-to-find place when you pack.

Gary Williams M at t

Call NoW For a Free eValUatIoN oF yoUr CalGary ProPerty 403

259.4141

Scarboro Springbank – rodeo ridge $459,000 Welcome to Rodeo Ridge, and one of the LAST available lots in this sought after estate community. Backing onto Springbank golf course, this 0.42 Acre (18,295 Sq. Ft.) fully serviced lot is ready for a walk-out home with stunning views. Highlights include fire hydrant protection, Emerald Bay Water Co-op participation, community service sewer, high building standards, ideal proximity to public/private schools, and only 25 minutes from downtown Calgary.

$1,300,000

Beautiful home located on a large 8,277 Sq Ft corner lot in the heart of highly sought after Scarboro. A centre hall plan with spacious living room, formal dining room, renovated kitchen with top of the line stainless steel appliances, granite counters, large island and computer desk open to a family room with wet bar. The main floor features hardwood flooring, beautiful draperies, California shutters, 2 wood burning fireplaces, a powder room and mudroom. The upper level includes a master suite with 2 walkin closets, ensuite with heated floors and 2 bright, good sized bedrooms and a renovated 4pc bath. The well-developed basement provides a rec room, wine room, bedroom, 3 pc bath, and plenty of storage. Beautifully landscaped with abundant trees, shrubs, sprinkler system, interlocking brick patios and walkways. Oversized double detached garage. Close to Triangle Park, Sunalta school, restaurants, downtown. Upscale inner city living at its finest!

CalGaryProPertyForSale.Ca

Packing tips

❏ Place china in plastic bags and stack plates upright on their sides, not flat.

Volume15 Issue08 HomeGuide •

19

zone

COMMUNITIES & MLS NUMBERS

DEERFOOT TR STONEY TR

Monterey Park

16 AV Abbeydale

Applewood

PRO LINK MORTGAGE

Need a mortgage?

Call (403) 863-1293 Today! email: loriames@gmail.com My experience and service will work for you.

20 • HomeGuide | Volume15 Issue08

Abbeydale....................................664 Albert Park...................................730 Applewood ..................................768 Calgary International Airport ....624 Castleridge ..................................676 Castleridge Estates .....................678 Coral Springs ..............................688 Deerfoot/Skyline Ind Park ..........615 Dover ...........................................738 Dover Glen ..................................736 Eastfield .......................................748 Erin Woods ..................................740 Falconridge ..................................680 Fonda ...........................................726 Forest Heights .............................762 Forest Lawn.................................764 Franklin/Meridian Ind Park........630 Horizon Industrial Park ..............640 Jacksonport..................................690 Marlborough ...............................660 Marlborough Park .......................662 Martindale ...................................682

Mayland Heights ........................600 Mayland Heights East ................604 McCall/Airways Ind Park ...........610 Monterey Park .............................670 Penbrooke....................................766 Pineridge .....................................668 Radisson Heights ........................728 Red Carpet/Mountview Mhp.....770 Rundle .........................................666 Saddle Ridge ...............................645 Southview....................................732 Saddle Ridge Ind ........................625 Stoney Industrial/Westwinds .....625 Skyview Ranch ...........................692 Stone Gate Landing ...................691 Sunridge Industrial Park ............635 Taradale .......................................684 Temple .........................................674 Valleyfield ....................................744 Vista Heights ...............................605 West Dover ..................................734 Whitehorn ...................................672

visit RAYRILEY.com LAKE HOMES

LAKE HOMES FOR SALE IN CALGARY

RIDGE HOMES

RIDGE HOMES WITH SPECTACULAR VIEWS IN CALGARY

LUXURY HOMES

LUXURIOUS HOME FOR SALE IN CALGARY

$3,900,000

MOUNT ROYAL

• Custom-built 2 storey 4 bedrooms, 5 1/2 baths • More then 5,000 sq ft living space, • Estate-sized lot - 175 Ft • 3 fireplaces • Oversized tipple car garage 1250 Sq.Ft • In slab heating including driveway • Low maintains brick and sandstone exterior

PROFESSIONALISM

SERVICE

RESULTS

RAY RILEY.com TELEPHONE: Foothills

403.270.7601

E-MAIL: RAYRILEY@SHAW.CA

Volume15 Issue08 | HomeGuide •

21

featureproperty

Unique, custom-built home nestled in prestigious

Mount Royal B Y H E AT H E R R YA N

N

estled in the heart of Mount Royal just minutes to downtown, this beautifully crafted, De Jong-designed home offers the discerning buyer all the luxury one would expect from a newer estate home in this prestigious community.

“This is a unique property that rarely comes to market,” says luxury home realtor Ray Riley of Royal LePage Foothills. “It’s a newer custom-built home on an estate-sized lot that is 175-ft. deep and presents an old-charm exterior of brick and sandstone that suits the neighbourhood.

“This property features exceptionally high-quality finishing and detailing including 10-ft. ceilings, custom millwork, French doors, and walnut hardwood floors throughout the main level.”

Offering more than 5,000 sq. ft. of elegant living space, this two-storey residence has four bedrooms, each with its own full four-piece ensuite, a main-level powder room, a fully developed lower level, and an oversized three-car garage with in-slab heating including the driveway.

22 • HomeGuide | Volume15 Issue08

From the impressive entry, visitors are drawn into a stunning, 25-ft. high foyer on the main level. This leads into a spectacular chef ’s kitchen with an expansive granite-topped island, huge walk-in pantry and high-end stainless steel appliances including a Wolf range and Subzero fridge. The sun-filled gourmet kitchen is open to a spacious dining area and Great Room ideal for entertaining.

From the Great Room, double French doors open to a large, brick patio walkout and entertaining area which leads to one of the most sought-after

“This is a unique property that rarely comes to market” features of this exquisite home – a rare and private, south-facing inner-city sanctuary complete with mature trees and a beautiful perennial garden in the English Country style.

Off the Great Room, a formal dining room is highlighted by a barrel-vaulted, coffered ceiling, while the living room is warmed by a fireplace topped with a beautifully carved wood mantel.

Through sliding French doors, the living room extends into a light-filled den with French doors opening onto an inviting front balcony.

The main level foyer leads to a wide staircase with carpet inset into the walnut hardwood stairs and features a vaulted, coffered ceiling and curved balcony above for a grand look.

Upstairs, the master bedroom has an eye-catching vaulted ceiling and luxurious ensuite with a steam shower, air jetted soaker tub in single slab granite deck, two-way fireplace, dual sinks in a long vanity and a tremendous walk-in closet with custom built-ins and a walk through to the second-floor laundry room.

Three additional generous-sized bedrooms all have walk-in closets and large ensuites. One bedroom also has access to a finished attic that runs the full length of home and can be utilized as additional living/storage space.

The lower level features a mudroom off the garage with a storage closet.

There is also a wet bar outside double doors that open to a fabulous wine cellar, another four-piece bathroom and a large room that can be used as a fifth bedroom or a media room as it’s wired for sound.

Outside, the private backyard features the beautiful garden, brick retaining walls, wrought-iron rails, and lower and upper patios.

For more information on this luxury home or for a private viewing, contact Ray Riley, Royal LePage Foothills, 403.270.7601, or visit rayriley.com.

Volume15 Issue08 | HomeGuide •

23

Len T. Wong Broker

Laura o’ConneLL Associate/Partner

Strathmore

Luxury Condo in Strathmore!

$171,000

Welcome to Savana! Luxury 1 bedroom condo in Strathmore. First time buyers or investors!

Great condition, shows well. Bright entrance with insuite laundry and closet. Bright, open kitchen with raised eating bar and light maple cabinets with granite counters. Large living room with corner fireplace and patio doors to balcony.

A large master suite with 4 piece ensuite and closet. Call to view today! MLS#C4020436

ruraL mountain view County

downtown

downtown apartment!

$184,900

570 sq ft, 1 bedroom, 1 bathroom condo located on the top floor of brick building in the heart of Chinatown. Secure building, insuite laundry. Laminate flooring throughout, large bedroom with big wardrobe closet. Bright, open plan with lots of natural light. Close to Eau Claire, river pathway and walk to work downtown.

MLS#C4021128

Wonderful 74.7 acres of mixed trees and open areas, only 10 minutes to Sundre. Large dugout on East side, close to $10,000 in revenue annually from pasture rental and oil lease. Great building site for your dream home and enjoy nature at its best. MLS#C4007122 treeS & open areaS!

$389,900

BaySide-airdrie

LuxStone-airdrie

airdrie Living

$314,900 $234,900

2 bedroom, 2 bath with a den on this second floor 812 sq ft condo. Open concept kitchen with dark grey solid wood kitchen cabinets with soft closing doors and stainless steel appliances.

Spacious living room with views of green space and quiet part of the building, patio door leads out to deck area. Large master bedroom with walk thru closet leading to 3 piece bathroom with soaker tub and granite countertops. 2nd bedroom on opposite side and another 3 piece bathroom with stacked washer and dryer. 1 heated underground titled parking spot. Well maintained Unit, like brand new inside. MLS#C4019966

exeCutive attaChed home!

$414,900

SpruCe CLiFF

windSong-airdrie

no Condo FeeS!

$295,000

NO CONDO FEES!!! 3 storey attached home in Windsong. Main level entry with large foyer, entrance to the single attached garage and laundry area with shelving. Staircase leading upstairs to large and bright great room and dining room including access to balcony.

Modern kitchen with lots of storage, four appliances, large island with sink and extended counter. 2 piece powder room complete this level.

Spacious master bedroom with walk in closet and a 4 piece ensuite on 3rd floor with good sized 2nd bedroom and 4 piece main bath.

Low maintenance landscaping. Perfect for the 1st time home buyer!

Children’s playground across the street. MLS#C4019013

Breathtaking viewS!

$449,000

extenSiveLy updated!

$359,900

overLooking goLF CourSe!

$529,900

Mountain view lot on 2 acres. Build your dream home. Close to amenities in Calgary and Cochrane. Country setting. MLS#C4008306

$379,900

Executive 2 bedroom plus den apartment condo overlooking Shaganappi Golf Course in showhome condition. Very bright and open plan. Gourmet kitchen with breakfast eating bar and stainless steel appliances. Double French doors leading out to covered deck with Golf Course and city views. Large master bedroom with 5 piece spa like ensuite with large walk in closet. French door leading out from master bedroom to another deck with view. 2nd bedroom was converted into a TV room and easily converted back. 1 underground, titled, heated parking stall and storage locker. Quiet building. Walking distance to LRT, shopping, schools and amenities. Minutes to downtown. MLS#C4007418

SunSet ridge-CoChrane

ruraL roCkyview County

mountain viewS!

This unit has Breathtaking views of Downtown, the Bow River & Shaganappi Golf Course. Live in this desirable urban community step from the underground C-Train Station, walking distance to Westbrook Mall including Wal-Mart & Safeway and minutes to downtown. Modern condo living with A/C and TWO titled underground parking stalls. Stylish kitchen features Stainless Steel appliances and granite countertops. The Nook has room for a large table great for entertaining. Great sized Balcony looking out to the amazing views. Living room with a corner gas firrepl eplace. Master bedroom with large walk-in closet and 4pc ensuite finniished with granite countertops. Second bedroom is a great size. 3pc bath with granite. In suite laundry. Many amenities such as swimming pool, hot tub, gym, games room, bike storage, storage locker, 24 hour on site security and on-site caretaker.

Amazing building with a lot to offer. Exceptional value! MLS#C4017343

SpruCe CLiFF

CreSCent heightS

Extensively updated 2 bedroom condo located in Crescent Heights. Prime location! Panoramic and unobstructed views with a wrap around deck. Very bright and open plan with lots of windows. Recently painted throughout with newer laminate floors throughout. Renovated maple kitchen with granite countertops and designer tiled backsplash with stainless steel appliances open to large dining area and huge great room with lots of windows. Patio doors leading out to wrap around deck with unobstructed views. 2 good sized bedrooms with closet organizers. Updated 4pc bath. Storage room. Concrete building. Assigned, underground, heated parking. Stall #16 and storage locker. Quiet location and building. Walking distance to downtown, amenities and transportation. Must see to appreciate this hidden gem. Ideal for 1st time buyer or professional. Exceptional value. MLS#C4020418

Executive 2 storey attached home with double attached garage in show home condition. 3 bedrms & 3 bathrms. Very bright & open plan. 9 ft ceiling on main flr. Gourmet maple kitchen with center island & breakfast eating bar with granite counter tops & designer tile back splashwith s/s appliances open to a lrg dining area & huge great rm with gas fp.& built-ins. Hardwood flrrss throughout main flr. Built-in desk off kitchen & great rm. 2 pc powder rm, utility closet & mudrm with built-in lockers. French drs lead out from eating area to lrg deck w fenced & landscaped yard. Staircase leading upstairs to lrg master bedrm with vaulted ceilings. 5 pc en suite with soaker tub, separate shower & huge walk-in closet. 2 other good sized bedrms. 4 pc bathrm & 2nd floooror laundry rm. Basement ready for development with large windows & rough in for bedrm. Pride of ownership shown throughout. Double attached garage.

Ideal for professional couple or family. Exceptional value! MLS#C4021785

Limited time oFFer!

$539,900

LIMITED TIME OFFER. PURCHASE AT REDUCED PRICE BY AUG 31 2015. Brand new Wil owdale 2 Landmark home with over 2100 sq ft and walkout basement. Front oversized double garage with extra wide driveway. Triple pane windows, high effi efficiciency furnace and tankless hot water. Upgraded maple kitchen with soft close hinges, granite countertops and large island open to great room with gas fifirepl replace. Walk thru pantry. Hardwood flfloors oors throughout main flfloor. oor. 2pc powder room. Upstairs boasts a large bonus room. Master bedroom with 5pc ensuite with soaker tub, separate shower and walk in closet. 2 additional bedrooms and 4pc main bath. 2nd flfloor oor laundry room.

Undeveloped walkout basement provides lots of natural light awaiting your development.

New Home Warranty and Builder`s warranty. MLS#C4020741

DISCOVER THE ADVANTAGE

at

many upgradeS!

$549,900

Limited time oFFer!

$589,900

om FuLLy deveLoped BaSement!

$595,800

$629,900

LIMITED TIME OFFER UNTIL AUG 31ST. REDUCED FROM $629,900. BELOW APPRAISED VALUE! Landmark Homes Solar Powered Wil owdale. 80% to 90% more energy efficient than an average new Alberta home. This home generates enough energy to meet the homes annual electricity needs. It loses less heat with triple pane windows. It has better indoor air quality, the heat recovery ventilator reduces allergens while saving energy by transferring heat from outgoing air to fresh incoming air. This home also uses less water. Water consumption is lowered with Kohler low flow faucets and shower heads and low flow 1.28 litre efficient toilets. This 2 storey has 4 bedrooms,3 baths and bonus rm. Beautiful kitchen w/ centre island open to eating area and great room with gas fireplace. Spacious bonus room. Large master bedroom with 4pc ensuite and walk in closet. 2 other good sized bedrooms and 4pc bath. Second flr laundry room. 2yr builders warranty and 10yr New Home Warranty. Close to all amenities and easy access. Great family home! MLS#C4020708 Executive custom built 2 storey with fully developed basement and double attached garage in showhome condition. Total of 5 bedrooms, 4 baths and bonus room. Very bright and open plan. Dining/flex room as you enter the home. Bright, sunny kitchen with centre island and breakfast eating bar open to large eating area and huge great room with gas fireplace and built in speakers. French door leading out from eating area with Phantom screen to large Duradeck with metal railings and glass panels. Staircase leading upstairs to large bonus room. Large master bedroom with 5pc ensuite with large soaker tub and separate shower and huge separate walk in closet. 2 other good sized bedrooms and 4pc bath. Professionally developed basement with family room, den area, 2 bedrooms and 3pc cheater ensuite. Stucco exterior.

Pride of ownership shown throughout. Quiet location. Walking distance to schools and close to amenities.

Excellent family home! Exceptional value! MLS#C4021740

City viewS!

$599,900

City Views! Great locations and walking distance to desirable schools! This 4 level split is in great condition. Recently painted throughout. New carpets and toilets. Formal living and dining rooms. Spacious kitchen with nook area looking over an oversized family room with gas fireplace. Patio doors leading out to deck. 3 bedrooms up with hardwood floors. The master bedroom has full city views, 4 piece ensuite and walk in closet.

3rd level has an additional bedroom. Basement has plenty of room for storage. Double attached garage. Close to all amenities and schools. Easy access to downtown. MLS#C4002667

LIMITED TIME OFFER. PRICED REDUCED. PURCHASE AT REDUCED PRICE BY AUG 31 2015.

Brand new The Harmony Landmark home with over 2500 sq ft. Double attached garage with extra wide garage. Triple pane windows, high efficiency furnace and tankless hot water. 4 bedrooms, main floor den, bonus room and 3 bathrooms. Upgraded kitchen with soft close hinges, granite countertops with large island. Open concept great room with tiled surround fireplace. Hardwood floors throughout main floor. 2pc powder room. Upstairs you wil find a large bonus room. Spacious master bedroom with 5pc ensuite with soaker tub, separate shower and walk in closet. 3 other good sized bedrooms and 4pc main bath. 2nd floor laundry room. Undeveloped walkout basement provides lots of natural light awaiting your development.

Includes builder’s warranty and New Home Warranty. MLS#C4020734

SandStone

3000 SQFt waLkout!

$699,900

3000 sqft 2 storey walkout with 4500 sqft of living space. Situated on a quiet cu de sac on a huge pie shaped lot. Main floor with formal living room with high ceilings and a massive formal dining room. Oak kitchen with centre island and eat in nook with 2 sided, brick facing fireplace open to sunken great room. Hardwood and tile throughout main floor. Spiral staircase leading upstairs to loft area overlooking the formal living room. Master bedroom with 6pc ensuite with double his and hers closets. 2 other large bedrooms.

Walkout bsmnt is fully developed with a games room, gym area, wet bar and 2 other bedrooms. Large deck off of nook with stairs leading to concrete patio and large landscaped yard. MLS#C4011333

highLand park

CuStom BuiLt attaChed home!

$709,900

StrathCona park

ppi et e

er y e

Limited time oFFer!

panorama hiLLS

with es

ker.

Executive air conditioned townhouse in desirable Garrison Woods. Great corner unit with many upgrades. 2nd level with upgraded gourmet kitchen with stainless steel appliances, upgraded cabinets, under counter reverse osmosis and water softener. large eat in nook. Spacious living room with gas fireplace. Large master bedroom with walk in closet and 5pc ensuite. Main floor with huge family room, guest bedroom and 4pc bath and laundry. Single attached garage. Walking distance to Starbucks and restaurants. Pet friendly complex. MLS#C4008296

CranSton

&3 & oa esk

er 2 h .

SunSet ridge-CoChrane

garriSon woodS

t

Brand new executive custom built 2 storey attached home w/ fully developed bsmt. 9ft ceilings on main flr & bsmt. Total of 4 bdrms & 4 baths. Gourmet kitchen w/ centre island w/ breakfast eating bar, quartz counters, designer tiled backsplash & s/s appl open to large living rm & great rm w/ gas fp & built ins.

2pc powder rm. Gorgeous staircase leading upstairs w/ 2 skylights to large master bdrm w/ 5pc spa ensuite w/ large soaker tub, separate steam shower, skylight & large walk in closet. 2 other good sized bdrms 4pc bath. 2nd flr laundry rm w/ sink & built ins. Prof developed bsmt w/ large family rm w/ wet bar, large bdrm with walk in closet & 4pc bath. Solid core drs thru out. Low E windows. Solid drs. Roughed in for A/C, security & vacuum system. Fully landscaped west bkyd. Oversized, insulated & drywalled double detached garage with 8 ft garage dr. Quiet location. Walking distance to schools, amenities & transportation. 1yr builders warranty & 5yr Progressive Warranty. MLS#C4008572

CapitoL hiLL

Showhome Condition!

$724,900

Showhome condition 2 storey home in great location. This home shows like new. Freshly painted throughout. Main floor with formal dining room with double French doors and built in china cabinet. Stunning gourmet kitchen with granite island and newer stainless steel appliances with gas stove. Kitchen open to large great room with gas fireplace.

Newer Hunter Douglas blinds. Back entry with bench storage. Second level with skylight and vaulted ceilings. Huge master bedroom with walk in closet and 4pc ensuite. 2 other good sized bedrooms and 4pc bath. Second floor laundry room with sink. Fully developed basement with family room with gas fireplace, 2 bedrooms and 3pc bath. Landscaped, fenced backyard with patio. Double detached garage. New shingles on garage. Close to all amenities and easy access. Excellent value! MLS#C4021753

1

ws, e alk sa r . ent.

Let Len and Laura and their team put their extensive experience with the Calgary real estate market to work for you.

featureproperty

Premier penthouse presents phenomenal views, tremendous opportunity B Y H E AT H E R R YA N

A

fabulous penthouse that is in the heart of one of Calgary’s most sought-after areas offers a tremendous opportunity for a business or an individual looking for a unique residential or live/work property.

Currently designed as a luxury office, the space spans close to 6,000 sq. ft. at the top of the Montana residential condo tower, and had been the headquarters of the building’s developer ProCura, says Royal LePage Foothills realtor Chris Zaharko.

“What’s so unique is this office space is on the 28th floor, the top floor of the building, so the location offers exceptional views – really, 360-degree views including those of the city skyline, the river, foothills, the Rocky Mountains, and you can even see the new South hospital,” Zaharko says. “It gives you a different vantage point than if you were downtown.

The first time I sat in the boardroom, I was just mesmerized by the views that looked south to the foothills, mountains the reservoir… all the things you can’t see when you’re in the downtown core.

“It’s also the tallest building just off 17th Avenue and the way the zoning is, you’ll always have those fabulous unobstructed views,” he adds.

26 • HomeGuide | Volume15 Issue08

Since this highrise is not in the core, “you don’t have to fight all the downtown traffic to get to and from work, and you have all the advantages of being in a vibrant Beltline setting,” Chris notes. “It also has 10 heated underground parking stalls and visitor parking, so you don’t have to drive around looking for a downtown space, and you’re close to transit and major routes for an easy commute.

“What’s really outstanding is this is zoned for commercial or residential, so it provides a unique opportunity to be used as a professional office or can be turned it into a huge penthouse or live/work space,” Chris says.

Located at 817 15 Ave. S.W., it’s just steps to trendy 17th Avenue where there is a vast array of restaurants, coffee shops, pubs, cafes, upscale shops and other amenities to choose from.

The interior presents uncompromising attention to details and has been elegantly designed with beautiful espresso-stained maple, custom built-ins, wainscoting, coffered ceilings, tiled floors and impressive floor-to-ceiling windows that are triple paned so there is no temperature loss – they don’t feel cold to the touch, even on Calgary’s most blustery days.

The penthouse is serviced by three elevators, including one private elevator, that open to a private, main reception area highlighted by built-in shelves. The receptionist can

Currently there are 14 offices, two separate board rooms and six balconies on all four sides of the building, so you can enjoy the outdoor space and amazing views in all directions take your coat and hang it in one of the closets that blend into the design.

Two entries on either side of the reception area lead to a full kitchen and lunch room that serves up high-end features including granite countertops, top-of-the-line appliances, plenty of seating for employees and guests, and those incredible views.

Currently there are 14 offices, two separate board rooms and six balconies on all four sides of the building, so you can enjoy the outdoor space and amazing views in all directions.

There is also a loft space with a private staircase that had been used for storage, or made into a stunning a private executive office or boardroom.

The space in this premier building also includes full concierge service, a fitness facility, 24-hour security and seven storage lockers – ideal for file storage.

For more information on this amazing multiuse penthouse space priced at $3.85 million, contact Chris Zaharko, Royal LePage Foothills, at 403.249.4322, or visit zaharko.com

Volume15 Issue08 | HomeGuide •

27

makeyourmove

Get an accurate moving estimate

BY CHUCK RESNICK

O

ne of the things people find frustrating about moving is not having an accurate estimate for the cost of the move.

Too often, a mover will go to a home and after walking through the rooms and asking a few questions, will write out an estimate for the move for the customer. ‘A thousand bucks,’ they’ll tell them. How does the mover know it will only be a thousand dollars? They say they have done enough moves they just ‘know’ that ‘a thousand bucks’ will cover the move.

The problems come when the job is larger than the mover thought it would be and they don’t schedule enough staff or trucks for the move; or they forgot to note that some furniture needs to be taken to another location, adding time and extra kilometres to the job. Suddenly, the cost of the move goes up, well past that original ‘thousand bucks,’ as does the anxiety and stress level of the customer who is looking for a smooth relocation to a new home.

The Canadian Association of Movers (CAM) recommends that anyone thinking of moving needs to insist on being provided with an accurate estimate, one that is not just a ‘best guess.’ They recommend that any estimate should clearly show how the moving costs are calculated, including the number of boxes to be moved, weight and distance and cost per hour, as well as how extra charges will be calculated if items are added at the time of the move (more than was originally agreed upon),

and the cost of any additional stops that need to be made along the way.

With today’s technology there is a better way to give people a more accurate estimate for the cost of their move and for movers to schedule the right number of people and trucks needed on the day of the move. This would take the guesswork out of moving estimates and dramatically reduce the stress involved in moving to a new home.

Chuck Resnick is vice-president of marketing and operations, Two Men and a Truck Canada. twomenandatruck.ca

Don Lothian

LANDAN REAL ESTATE

Need more great listings to SELL! lothiandon@gmail.com www.calgaryrealestate.org $498,700

4 BEDROOMS UP

MCKENZIE LAKE

Super family home in even better family Lake Community! Four spacious bedrooms up and 5th down with 2 piece ensuite. Well Maintained and beautifully presented. Upgraded bathrooms up.

Quality wood laminate and tile floors. Central air, super private back yard. Jetted tub in spacious master ensuite bathroom.

Spacious raised oak kitchen. Flexible dog run. Storage shed. Builtins around wood burning fireplace with gas light. RV parking.

102, 279 Midpark Way SE Calgary AB, T2X 1M2 $848,800

$539,888

MOUNTAIN PARK ESTATES

MT DOUGLAS BEAUTY

One of a kind custom home! Total of 4000 sq ft., 14 rooms, 4 full baths, 3 fireplaces, many upgrades, steam shower, central air, totally wired for sound, backing on green belt and within sight of the Bow River with miles of bike/hike pathways. Lake privileges! Call now to be the first to view!

Gorgeous Home with lots of gleaming hardwood, granite counters, upgraded appliances. oversized garage with unique, round about drive. Beautiful bright bonus room. Developed down including new carpet and ensuite off the guest bedroom. One block to middle school one way and one block to the Bow River pathways the other way. Fresh paint and exterior trim and siding. Sunny south and west exposure.

For more information on current listings - or to chat directly anytime, please call Don at 403.256.3888 or 403.540.1813

BASED ON CALGARY MARKET SHARE

Volume15 Issue08 HomeGuide •

29

TRANS CANADA HI Crestmont

zone

SARCEE TR

COMMUNITIES & MLS NUMBERS

Upper Scarboro

West End

Erlton Mission

GLENMORE TR

Roxboro Parkhill / Stanley Park

Garrison Green

Altadore/River Park ....................019 Aspen Woods .............................073 Bankview .....................................015 Bayview .......................................129 Bel Aire ........................................110 Braeside .......................................135 Bridlewood ..................................161 Britannia ......................................105 Canyon Meadows .......................125 Canyon Meadows Estates ..........127 Cedarbrae ....................................145 Cfb Currie ....................................020 Chinook Park ..............................117 Christie Park ...............................052 Cliff Bungalow ............................004 Coach Hill ...................................049 Connaught ..................................003 Cougar Ridge ..............................071 Crestmont ...................................081 Discovery Ridge ..........................070 Downtown ..................................001 East Village ..................................006 West End .....................................012 Eagle Ridge .................................119 Eau Claire ....................................002 Elbow Park...................................005 Elboya ..........................................103 Erlton ...........................................101 Evergreen ....................................157 Evergreen Estate .........................151 Garrison Green ...........................024 Garrison Woods ..........................018 Glamorgan ..................................045 Glenbrook ...................................043

PRO LINK MORTGAGE Mortgage SpecialiSt email: loriames@gmail.com

Need a mortgage?

Call (403) 863-1293 Today!

30 • HomeGuide | Volume15 Issue08

Glendale ......................................041 Haysboro .....................................121 Kelvin Grove ...............................115 Killarney ......................................027 Kingsland ....................................113 Lakeview .....................................031 Lakeview Village .........................033 Lincoln Park ................................021 Lower Mount Royal ....................010 Mayfair.........................................111 Meadowlark Park ........................109 Millrise .........................................153 Mission ........................................014 Mount Royal................................007 North Glenmore Park .................022 Oakridge......................................143 Oakridge Estates ........................141 Palliser..........................................133 Park Hill/Stanley Park .................104 Patterson ......................................047 Pump Hill ....................................131 Richmond ....................................029 Richmond Hill.............................057 Rideau Park .................................102 Rosscarrock .................................037 Roxboro .......................................100 Rutland Park ................................028 Scarboro ......................................011 Shaganappi .................................025 Shawnee Slopes ..........................151 Shawnessy ...................................155 Signal Hill....................................053 Signature Parke ...........................055 Silverado ......................................165 Somerset......................................159 South Calgary .............................017 Southwood ..................................123 Springbank Hill...........................065 Spruce Cliff..................................023 Strathcona Park ...........................051 Sunalta.........................................009 The Slopes ...................................067 Upper Scarboro ...........................013 Victoria Park ................................008 West Springs ...............................075 Westgate ......................................039 Wildwood . ..................................035 Windsor Park ...............................107 Woodbine ....................................147 Woodlands...................................139

Meadowlark Park

Kingsland

MACLEOD TR

SPRUCE MEADOWS TR

start your search here.

Whether you’re renting or buying, finding your next home has never been so easy.

Ken Yeoh

FREE Quick OnLine Home Evaluation

403.803.8981

www. mapleleafrealty .ca

Broker/Owner

$

535,000

SHERWOOD

NEW LISTING

• • • • • • • • •

Gorgeous 2 storey in Sherwood 3 bedrooms & 2.5 baths Great open floor plan with hardwood floors Large living dining room combo Bright kitchen with granite counter tops Office/den on the main floor Large master with F/P, sitting area & balcony Undeveloped walk-out basement Close to airport, Stoney Trails & all amenities

D

SOL

$

419,900

WHITEHORN • • • • • • • •

Fully renovated 4-level split Quiet street & corner lot 5 BRs, 3 baths & 2 kitchens New kitchen cabinets & windows Newer shingles, appliances Hardwood floors through out Master with 4-pc ensuite bathroom Walk to Whitehorn station, hospital & Safeway

389,000

COVENTRY HILLS

D

SOL

$

• Inner city estate quality home

by Albi • 3180sf of luxurious living space & fully air conditioned • 4 BRs, den/office & 3.5 baths • Huge living room, dining room, family room, media room & rec room • Dream kitchen w/9.5 ft island brushed cambrian granite counter tops • High end SS appliances including 2 Thermodor wall ovens, gas stove • Imported hardwood floors, 33 pot lights, Hunter Douglas honeycomb blinds • Nicely landscaped & wrought iron fence in front west facing yard • Heated 2-car garage

MONTHLY STATISTICS

$

828,800

GARRISON GREEN

• • • • • • • •

Sterling built split level Located on quiet cul-de-sac 3 bedrooms & 3 baths High ceilings in living room Kitchen with raised breakfast bar Walk out basement has rec room, laundry & bath Large west facing backyard Close to schools & all amenities

City of Calgary Jun-14

Jun-15

% change

Jul-14

Jul-15

% change

Total Sales

2,657

2,184

-17.80%

1,611

1,369

-15.02%

New Listings

3,799

3,122

-17.82%

2,279

2,094

-8.12%

Active Listings

4,759

5,070

6.53%

N/A

5,215

N/A

Median

427,000

430,000

0.70%

425,000

435,000

2.35%

Average Price

491,589

484,275

-1.49%

478,632

475,712

-0.61%

Days on Market

29

40

37.93%

33

40

21.21%

Benchmark Price

454,800

455,400

0.13%

N/A

N/A

N/A

Note: Calgary Metro only; includes zone A, B, C & D

Volume15 Issue08 HomeGuide •

31

The Pinnacle of

LUXURY A Brand New Magazine Dedicated to High-End Properties in Calgary and Area

The only magazine of its kind in Calgary, Luxury Living showcases high-end homes, condos and properties.

This is your exclusive opportunity to establish your property as the pinnacle of affluent living.

PICK UP YOUR FREE COPY.

E AT AVAILABLE ONLIN y.com LuxuryLivingCalgar

SUMM ER 2015

ION DESIGN SENSAT

Candice

LSON O dotes on details

TO BOOK YOUR ADVERTISING SPACE CONTACT: LIVING POSH

YOUR OUTDOOR ESCAPE

Anita Van Breevoort 403.461.5518 anita.vanbreevoort@ypnexthome.ca

WITH 10 QUESTIONSLLA CE VAUGHAN WA 5/21/15 4:33 PM

LLCL_May_2015.indd

1

Brought to you by the publishers of

quicktips

JAMES COTE 703-0455

3 organizing myths, busted!

Certified Condominium Specialist 3rd Generation Calgary Realtor

To view these properties go to: www.jamescote.com HOUSE OF REAL ESTATE

EDGEWATER AIRDRIE 4 BEDROOM + DEN CORNER LOT!

BY HELLEN BUT TIGIEG

I

t’s time to dispel some organizing myths that keep you stuck in your mess:

False. Multi-tasking can make you lose focus and distracts us from being in the present moment. Next time you are participating in an activity, be with that activity rather than thinking about all the things you should be doing instead, or have to do later. Resist the habit of trying to do two things at once.

1. MULTI-TASKING IS PRODUCTIVE.

False.

Organizing is not about how it looks, it’s about how it works. Visual, creative types need to have things out where they can see them, because out-of-sight is out-of-mind for them. This may cause their spaces to appear disorganized to others, but they probably know exactly where everything is. The f lip side of this though is that visual types lose focus when there is too much to look at, so they need to find products that will allow them to contain their stuff to keep down the visual clutter. For example, a literature sorter allows them to contain their papers while still keeping them within view.

$369,900 CORNER LOT!! Welcome to the beautifully established neighborhood of Edgewater! You won’t want to miss this 4 Bedroom + Den, 2 1/2 Bathroom Bungalow, with over 2,200 sq.ft. of living space! The main floor includes: Large Living Room w/ Vaulted Ceiling, Kitchen w/ Dining Area, Huge Master Bedroom w/3 pce. Ensuite & Walk-In Closet and 2 good sized Bedrooms. The basement includes: Over-Sized Family/Rec Room, another Huge Bedroom, a Den/Office and a 2 pce. Bathroom. A Double Attached Garage and newly painted backyard Deck completes the package! New roof completed May 2015. Upstairs windows, interior doors and garage door new in 2011. Cement retaining wall and fence new in 2010. There is a cement pad for a tent trailer on the NE corner of the property and the back deck is wheelchair accessible. Home backs onto pathway to the park/playground which is just steps away. Close to schools, shopping, transportation & amenities. Don’t miss out! Put this one on your list!!

ROYAL OAK IMMACULATE TOWNHOUSE!!

2. BEING MESSY MEANS YOU ARE DISORGANIZED.

$304,900 IMMACULATE CONDITION!! Clean and very well maintained, this beautiful 2 bedroom townhouse shows pride of ownership! Inviting floor plan with great flow and a complete use of space. Some of the features of this condo unit are: 2 parking stalls - A large living room with feature corner fireplace - a breakfast nook that fits a large table - a west facing back deck - 2 piece main floor bathroom - low condo fees. The gourmet kitchen is stylishly designed with black appliances and maple cabinets and has lots of counter space. The upper level features 2 big bedrooms that both feel like master suites, each having a walk-in closet. Both bedrooms share an oversized 4 piece en-suite bathroom. Tons of storage and laundry in the basement. This unit has been pet and smoke free. Shopping amenities, restaurants and city transit are all within a short walking distance. Don’t let this one pass you by! Book a showing today!!

SILVERADO

3. IF YOU WRITE IT ON A TO-DO LIST, IT WILL GET DONE.

False. To get anything done, you have to actually schedule time to do the things on your list. Simply putting a task on a list is not a commitment. Blocking time on your calendar to do it is.

Hellen Buttigieg is a certified professional organizer, life coach, TV host and owner of We Organize U. Visit her website, WeOrganizeU.com, or email Hellen at info@WeOrganizeU.com

CORNER LOT! GREAT VIEWS!

$554,900 CORNER LOT HOME ON A QUIET STREET WITH GREAT VIEWS!! This beautiful 2 storey, 3 bedroom home has upgraded finishing and over 2020 sq.ft. of living space. Hardwood floors throughout the main level, this open concept floor plan has great flow and a complete use of space. Stunning Kitchen with granite tops, all LG stainless steel appliances, darkwood cabinets, island w/eating bar, modern tile backsplash and a walk-thru pantry. A dining room, 2 pce. bathroom, laundry/mud room, double attached garage and a west exposure backyard that faces Spruce Meadows completes the main level. The upper level boasts 3 bedrooms, a 4 pce. bathroom and a spacious bonus room that leads to a huge dura-deck balcony with an amazing view! The master bedroom has more great country views, a walk-in closet and a 5 pce. ensuite with corner soaker tub, separate shower and his & her sinks. The home also comes with an extended New Home Warranty that expires August 30, 2021! This home will impress! Book a viewing today!!

Volume15 Issue08 HomeGuide •

33

zone

COMMUNITIES & MLS NUMBERS

Acadia ................................................215 Auburn Bay .......................................365 Chaparral ...........................................280 Chaparral Valley ................................285 Copperfield .......................................355 Cranston ............................................360 Deer Ridge ........................................265 Deer River Estates.............................272 Deer Run ...........................................270 Diamond Cove ..................................252 Douglas Glen ....................................320 Douglas Ridge ...................................330 Douglasdale Estates .........................325 Fairview .............................................210 Foothills Industrial Park ...................340 Highfield............................................205 Inglewood .........................................200 Lake Bonavista ..................................235 Lake Bonavista Downs .....................245 Lake Bonavista Estates .....................240 Legacy ................................................295 Lynnwood Ridge ...............................300 Mahogany .........................................375 Manchester........................................207 Maple Ridge ......................................230 Mckenzie Lake ..................................335 Mckenzie Towne ...............................345 Midnapore .........................................255 New Brighton....................................350 Ogden/Lynnwood.............................305 Parkland .............................................260 Quarry Park .......................................315 Queensland .......................................250 Ramsay ..............................................202 Riverbend ..........................................310 Seton ..................................................370 Sundance ...........................................275 Walden ...............................................290 Willow Park .......................................220 Willow Park Estates ..........................225

MARQUIS OF LORNE TR

MACLEOD TR

DEERFOOT TR

PRO LINK MORTGAGE Five Year Fixed Rate

2.64%

Need a mortgage?

email: loriames@gmail.com

Call (403) 863-1293 Today!

My experience and service will work for you.

34 • HomeGuide | Volume15 Issue08

Gleniffer Lake • Gull Lake • Sylvan Lake • Invermere/Columbia Valley • Okanagan Region • Vancouver Island

BRITISH COLUMBIA & ALBERTA

REAL PROPERTIES AUGUST - SEPTEMBER 2015

LEVEL ENTRY RANCHER WITH

$599,900 - 614 Parkway

s p ar Sli Ye t 5- Boa EE FR

1 FR 0-Y EE ea G rs O LF

PLUS a 2-bedrm In-law and many extras in q High quality finishing, open floor plan-c landscaped lot, 2 decks & patio, skylights, plu

Call Nancy Direct

(250

Nancy Vieira

Alberta’s Most Unique Residential Resort Community It`s All Here The only thing missing is YOU lifesbetter@whisperingpines.ab.ca

1-877-465-3991

www.whisperingpines.ab.ca KICK OFF TO SUMMER SALE - ON NOW

Victo

Virtu

CHER WITH WALK-IN BASEMENT

PRICELESS TREASURE OFFERED!

- 614 Parkway Place, Colwood

$349,900 - 7230 Sea Cliff, East Sooke

many extras in quiet and picturesque surroundings. n floor plan-car garage plus ample driveway, tio, skylights, plus so much more.

Nancy Vieira

(250)514-4750

Call Nancy Direct (250) 514-4750

Victoria 250.384.8124 • West Shore 250.478.9141 • Sooke 250.642.3240 • Cobble Hill 250.743.3838

Virtual tours at www.nancyvieira.com • info@nancyvieira.com • Toll Free1.800.665.5303

p

for Victoria & Southern Vancouver Island

ISLAND LIVING AT its BEST! Make this the best move of your life!

$199,900. 2 bed 2 bath. Top Floor condo with views. Over 1400 sq.ft.

Elevator. Underground secure parking.

$225,000. Ocean & Mountain view.

Covered Deck. One level home on large lot. Walk to beach.

PORT RENFREW

$155,000. Seaside furnished one level entry townhome with hot tub on patio facing ocean

$162,000. 1 bed 1 bath, over 1 acre in a prime location, Short walk to beach.

PORT RENFREW

$189,000 1.01 acres Gorgeous building lot next door to Fantastic French Beach Park on this South Island’s Wild West Side. Sandy beach just a 5 minute walk away. Drive out, walk up the path, breath in the sea air and buy this special place!!

UCLUELET

$155,000 Mobile! Duplex! Or Build Your Own Single Family Home! Vacant Lot. zoning allows duplex, home, mobile. no restrictions!

PORT RENFREW

SOOKE $89,900 Studio with RV Site on 1 acre of privacy on West Coast Road

DUNCAN

FRENCH BEACH

FRENCH BEACH

SOLD

$249,900, 7 bed 3 bath includes 2 bedroom suite Short stroll to Oceanside

$299,900. 2 old timer cottages on 2.17 acres. ALR suitable for small hobby farm

$265,000. Fully furnished ocean view cottage with cedar bunk house. Rent nightly.

$309,900. 3 Bedroom level entry home with new kitchen and full walk out basement on huge corner lot.

SAANICH EAST

DUNCAN

SOOKE

PORT RENFREW

SOLD

$322,000. Two bedroom end unit with ensuite in master.

Patio doors to private area.

$364,900. 3 bed/3 bath. Upper Legal Half Duplex. Ocean & Mtn Views. Engineered floors. Upper Legal Half Duplex (two storey). Sundeck. Private backyard. Top two floors. Only 1 left!

$346,900. Over 1900 sq ft of living space with huge crawlspace. 4 Bed and Den with private living space.

VICTORIA

PRICE CHANGE

SOOKE

SOOKE

SOOKE

NO FEES

$429,900. Turn of the Century Carraige House with all the old time charm. Hot House and amazing fenced gardens.

$399,900. 4.27 pristine acres with old growth forest and meadows.

Municipal water.

$550,000. 3.57 acres with older home located amongst the towering cedars and maples. Beautiful private estate.

$549,900. Walk to golf course, beach, Montesouri School, and church. Nice family home with updates. Sunny fenced yard.

PORT RENFREW

$519,900. Acreage plus level entry home with basement. Huge shop.

Gated property.

SOOKE

LANGFORD

6 ACRES

METCHOSIN

$600,000. 1800 Feet of rugged west coast oceanfront. 7.42 Acres surrounded on all sides by parklands.

SOOKE

5 ACRE

$849,900, Custom Executive home with gourmet kitchen on acre with full finished walk-out basement.

$1,100,000. Dream acreage with 1500 FT. of oceanfront.

11 Acres

COBBLE HILL

ira

SOOKE

s

ct

Tranquil views of Whiffen Spit & Sooke Harbour from this .26 ACRE sunny south oceanfront lot. The Silver Spray Development has wonderful plans which will only increase your investment. City water & hydro at lot. Southern tip of Vancouver Island.

$1,600,000. 11 bed 9 bath, custom build with great attention to detail utilizing materials from actual property.

Virtual tours at www.nancyvieira.com • info@nancyvieira.com •Toll Free 1.800.665.5303 Victoria 250.384.8124 • West Shore 250.478.9141 • Sooke 250.642.3240 • Mill Bay 250.733.0770

recreationproperty

When buying a vacation home becomes a

“friends & family” event

W

hen it comes to buying a vacation property, Canadians are more likely to share the cost with friends and family than they are when buying their principal residence.

According to a TD survey, one in three people bought a vacation home with friends and/or family last year, or would be willing to do so.

“Buying this way can be a great way to purchase a vacation property,” says Michelle Snow, associate vice-president of retail products at TD. “While many of the guiding homebuying principles remain the same, there are some additional considerations to think about before signing on the dotted line.”

Co-owners need to agree on expectations before visiting vacation properties, from the key characteristics they want in a property, to what they are and are not willing to compromise 38 • HomeGuide | Volume15 Issue08

on. By having these conversations early on in the shopping and purchasing process, homebuyers can maintain a united front in what can be a high-pressure real estate market.

Like all homebuyers, co-purchasers need to give as much thought to their mortgage as they do to the property they want to purchase. This includes details like the size of the down payment, amortization period, type of mortgage and the payment schedule. To make sure the potential mortgage fits within the broader budget, factor in the other costs associated with property ownership, like taxes and utilities, alongside existing priorities like paying down debt and saving for the future.

“A mortgage specialist can help co-purchasers navigate financing questions well before they enter the property hunt,” says Snow. “This will allow buyers to make informed decisions that can ultimately save money and stress in the long run.”. NC

GO TO

jackbarker.net

In your neighbourhood Imagine Living in Victoria

Jack Barker

HIGH POINT FARM ESTATE ON 10 ACRES | MLS速352429

$2,849,000

A harmonious combination of formality and country. Enjoy living in this New England Estate style residence with over 5,200 sq ft of living space and spacious rooms with too many extras to list. Picturesque views over the Mount Newton Valley and beautiful wonderful western sunsets from the 1,700+ sq ft of patio and decks. The 4,000 sq ft equestrian centre is a must-see with 2 bedroom accommodations.

EXTRAVAGANT DREAM HOME WITH AMAZING VIEWS | MLS速341015

$2,380,000

Expect the best with this 5 bedroom, 6 bathroom exceptionally designed, custom residence. Room for the entire family to grow along with a potential for a home oce. Spectacular views of the ocean, islands and mountains from beautiful patios over 2,500 sq ft of deck space. A dream home with so many features for the discriminative purchaser. We would be pleased to make a special appointment for viewing. Please check our website for more features and call now to view.

CAMOSUN PENINSULA PROPERTIES

email jack@jackbarker.net

Toll Free 1-877-730-0608

out of town

regional map

27 766

22

Didsbury

2A 562

2 Carstairs

Cremona

806

581

Carbon

575

Crossfield

72

766 772 567

Airdrie

9

Irricana

567

Dalroy

791

1

Chestermere

CALGARY

68

22

Lyalta Strathmore

569

Shepard 791

22X

Standard Hussar 1

Blackie

23

542

Milo

24 842

540

Cayley 22

Bassano

842

High River

541

Cluny

547

2A

Longview

547

Arrowwood

7

543

Gleichen

Mossleigh

797

549

Okotoks

817

Carseland

552 549

561

22X

Dalemead DeWinton

Black Diamond Turner Valley

564

564

Langdon

8 Bragg Creek

56

842

Keoma

566

Delacourt

Bearspaw

840

Rockyford

Katherine

Balzac

Cochrane

1A

21

Beieker

574

22

Acme

534

Vulcan 531

Nanton 2

533

527

520

Champion

529

Stavely Caramangay

Claresholm

520

marketanalysis

Calgary real estate prices

hold steady in June B Y H E AT H E R R YA N

B

enchmark prices in Calgary’s real estate market remained stable in June despite continued declines in year-to-year sales, according to figures released by the Calgary Real Estate Board (CREB).

Total combined sales in the city of Calgary were 2,183 in June, a 17.8-per-cent drop from the 2,657 recorded in June 2014, but on par with the 2,190 sales recorded in May. However, Calgary’s overall combined benchmark price rose from $454,800 in June 2014 to $455,400 this June, and it was also up from May’s $454,100.

“The activity in June was almost a mirror image of May,” says CREB president Corinne Lyall. “We saw steady sales and prices even rose slightly.

“I think in the first quarter people were taking a wait-and-see attitude, expecting to see wide-spread price declines because of the slowdown, but that hasn’t happened yet,” she says. “So, in May and June, they decided to get off the fence, take advantage of lower lending rates and jump into the market.”

Lyall notes the steady benchmark price in the detached market “has a lot to do with people buying under the $500,000 mark; in the $450,000 range we’re still looking at multiple offers, so until more inventory comes on in this price point, we aren’t going to see any major shift in prices.”

Detached (single-family) sales in June were 1,335, a 13.9-per-cent drop from the 1,550 sales tallied in June 2014, and on par with May’s 1,366.

Meanwhile, attached (condo townhouse) sales were 449 in June, a 28.4-per-cent decline from 627 in June 2014, and about the same as May’s 465.

Condo apartment sales in June were 399 down 16.9 per cent from the 480 in June 2014, however, it was up 10 per cent from May’s 359.

“There is a good selection of product in all markets, particularly apartments,” Lyall says, noting the overall supply in June was 2.1 months for detached homes compared to 1.8 months in June 2014; 2.5 for attached homes compared to 1.5 in June 2014; and 3 for apartments compared to 2.3 in June 2014.

Although the number of new listings added in June posted double-digit declines in all markets compared to the same month in the previous year, total inventory is up over the first six months last year.

The number of new detached listings added in June were 1,832 a 19.7-per-cent drop from the 2,282 added in June 2014, and down 2.5 per cent from May’s 1,879.

The number of new attached listings added in June were 678, a 14.9-per-cent decline from 797 in June 2014 and on par with May’s 671. The number of new apartment listings added in June was 612, down 15 per cent from June 2014’s 720, and on par with May’s 611.

While the number of sales and new listings dropped, benchmark prices in June were up in two of the three sectors in year-to-year comparisons.

“The price is reflective of the inventory,” Lyall says. “It’s interesting, that traditionally the majority of sales in single-family was $300,000 to $400,000, and that’s now shifted to the $400,000 to $500,000 range.”

The detached benchmark price in June was $515,500, a 0.4-per-cent increase over June 2014’s $513,600, and up 0.5 per cent from May’s $512,800.

Attached homes benchmark price in June was $354,500, up 0.9 per cent over $351,400 in June 2014 and practically unchanged from May’s $354,000.

The benchmark price for apartments in June was $293,600, down two per cent from June 2014’s $299,700 benchmark price, and a 0.4-per-cent drop from May’s $294,800.

“Conditions in the resale market remained relatively stable in June and we’re in a balanced market,” Lyall says.

Volume15 Issue08 HomeGuide •

41

Beautifully Staged...

I Recently Staged and SOLD… 20 Bedfield Cl NE 1807 Canberra Rd NW 201—27 Ave NW 1313—60 Panatella St NW 108 Templemont Circle NE 958 Reunion Gateway 204 Coventry Rd NE

3443 Cedarille Dr SW 148 Auburn Bay Blvd SE 485 Huntley Way NE 491 Panatella Square NW 1106—22 Ave NW 91 Royal Crest Way NW 124 Oakcliffe Pl SW

10 Glen Eagles Close 623 – 23 Avenue NE 12 Mt Selkirk Cl SE 812—2 Street NE 5104 Brockington Rd NW 4304—70 Panamount Dr NW

Each listing tastefully staged to show its very best Always professionally marketed on MLS® Listing commissions from 1%.

www.Cameron-Realty.ca 42 • HomeGuide | Volume15 Issue08

(Nicely Sold)

Award Winning Realtor® Certified Professional Stager 15 Years Solid Residential Experience

Dory Cameron DoryC@creb.com

Broker, FRI, CCS, CSP Direct 403-807-7193

“Dory staged my home and it sold in a week for thousands more than what other realtors evaluated my home at”.

D.V., Willow Park

Volume15 Issue08 HomeGuide •

43

aroundthehouse

Five tips to maximize your return on investment B Y L AU R A L E

P

reparing a property for the real estate market should not be taken lightly. For most of us, a home is the largest investment we’ll make in our lifetime, so when selling that asset, do what you can to get the biggest return in the shortest amount of time.

HERE ARE FIVE STAGING TIPS WITH VARYING DEGREES OF EXPENSE, BUT ALL WILL GIVE YOU AN EXCELLENT RETURN ON YOUR INVESTMENT: 1. PURCHASE FRESH, NEUTRAL LINES FOR THE BEDROOMS. A new duvet

cover to cover existing bedding is a great option and keeps the cost down.

Up the ante by adding a throw to the bed and a few toss cushions to create that “hotel” ambiance for the potential buyer. In keeping with the “hotel/spa” theme, buy f luffy, white towels for all bathrooms.

Paint inside and out. This is perhaps the most important tip for staging that has the greatest impact. A fresh coat of paint (provided it is the right colour) will always give the seller their money back.

2. REPLACE KNOBS AND PULLS ON DOORS AND CUPBOARDS.

This very quickly becomes an expensive option if the hinges on the cupboards are not hidden and the doors have multiple hinges throughout the property. In my professional opinion, this is a “nice to do” but not a “need to do” because of the potential cost. I had a client a while ago that did change out the brass knobs and hinges, costing them over $10,000 for the entire house.

3. PAINT INSIDE AND OUT. This is perhaps the most important tip for staging that has the greatest impact.

A fresh coat of paint (provided it is the right colour) will always give the seller their money back.

4. REPLACE FLOORING – especially carpet, to get better offers from potential buyers. Replacing damaged tiles and linoleum will also benefit the seller.

5. HIRE A PROFESSIONAL STAGER

to assist you with all of the above.

We have access to trades and suppliers that can make all of these improvements more affordable.

And, a stager will be able to assist in preparing the entire property for the real estate market, so the seller gets more money in less time.

These simple updates let potential buyers know your property has been well cared for and maintained. It will also show much better than the competition in the neighbourhood.

LAURA LE has owned Creative Enhancement Inc. for 11 years. Laura completed courses with Accredited Staging Professionals (ASP), Canadian Staging Professionals (CSP) and Canadian ReDesign Association (CRDA).

Creative Enhancement has been a member of the BBB since 2005. Call 403.807.8591 or email laurale@shaw.ca and visit creativeenhancement.ca

homebuyers’help

CALCULATE YOUR MORTGAGE PAYMENTS MORTGAGE PAYMENT CALCULATION CHART

CALCULATE YOUR MORTGAGE PAYMENTS MONTHLY PRE-TAX INCOME

DIVIDE BY 3

CHART FIGURE

AMORTIZATION AMOUNT

SPOUSE’S PRE-TAX INCOME

AFFORDABLE MONTHLY PAYMENTS DIVIDED BY 12

AMOUNT OF MORTGAGE DIVIDED BY 1,000

ESTIMATED MONTHLY TAXES & HEAT

TOTAL PRE-TAX INCOME

MORTGAGE AMOUNT (PRICE – DOWN PAYMENT)

AMORTIZATION AMOUNT

MONTHLY PAYMENTS

INTEREST RATES %

AMORTIZATION PERIODS 5 YRS

10 YRS

15 YRS

20 YRS

25 YRS

3.00

17.96

9.65

6.91

5.54

4.73

3.25

18.07

9.76

7.02

5.66

4.86

3.50

18.18

9.88

7.14

5.79

4.99

3.75

18.29

9.99

7.26

5.91

5.13

4.00

18.40

10.41

7.38

6.04

5.26

4.25

18.51

10.23

7.50

6.17

5.40

4.50

18.62

10.34

7.63

6.30

5.53

4.75

18.72

10.46

7.75

6.44

5.67

5.00

18.85

10.59

7.89

6.58

5.82

5.25

18.97

10.71

8.01

6.71

5.96

5.50

19.08

10.83

8.14

6.85

6.11

5.75

19.19

10.95

8.27

6.99

6.26

6.00

19.30

11.07

8.40

7.13

6.40

6.25

19.42

11.19

8.54

7.27

6.55

6.50

19.53

11.32

8.67

7.41

6.70

6.75

19.64

11.44

8.80

7.55

6.86

FOLLOW THESE STEPS TO SEE IF YOU’LL QUALIFY FOR A MORTGAGE ON YOUR DREAM HOME

01

05

Calculate the combined monthly before-tax income of you and your spouse.

Multiply this figure by the amount you need to borrow.

Divide by 1,000.

02

06

Divide by three. This figure is the monthly payment you can afford to make on your home.

Add to this your estimated monthly heating costs and monthly property taxes.

03

07

Take the total price of the home and subtract the amount of money you expect to make as a down payment.

This is the money you will have to borrow.

04

Refer to the chart above. Look down the left column and locate the interest rate you expect to pay. Line this up with the amortization period of your choice. (Most first-time buyers take the 25-year amortization.)

46 • HomeGuide | Volume15 Issue08

If this figure is equal to or less than one-third of your gross monthly income (calculated in Step 2), you’ll qualify for a mortgage on your dream home.

This is a rough estimate. If you have several other large loans already, you may qualify for less. Also, banks and trust companies vary in their policies. The best way to know what you can afford is to go to the lending institution of your choice and get pre-qualified.

homebuyers’help

MORTGAGE INTEREST RATES VARIABLE

6 month

1 year

2 years

3 years

4 years

5 years

ATB Financial

2.200

4.000

2.940

2.640

2.590

2.690

2.790

Bank of Montreal (BMO)

2.700

4.000

2.890

2.840

3.390

3.890

4.740

Bank of Nova Scotia

2.700

4.550

3.290

3.090

3.390

3.890

4.490

CIBC Mortgages

2.700

4.450

2.890

2.840

3.400

4.140

4.790

Canadian Western Bank

2.900

4.000

3.140

3.040

3.650

4.200

4.740

Canadian Western Trust

2.900

4.000

3.140

3.040

3.650

4.200

4.740

-

6.200

2.890

2.890

2.950

2.990

2.690

2.500

-

3.090

3.000

2.990

3.090

2.790

Effort Trust

-

4.450

3.350

3.500

3.700

4.300

4.350

Equitable Bank

-

-

3.140

3.040

3.650

4.390

4.640

INSURED OR HIGH-RATIO: A buyer can borrow up to 95% of the purchase price or the value of the property, whichever is less. The down payment can be as low as 5%.

First Calgary Financial

-

4.000

2.890

2.890

2.490

3.090

2.650

MORTGAGE OPTIONS

First National Financial

2.200

3.100

2.290

2.190

2.340

2.540

2.690

FirstOntario Credit Un.

2.700

4.240

2.890

2.590

2.690

2.840

2.690

HSBC Bank Canada

2.850

4.450

3.140

3.140

3.540

4.240

4.740

Home Trust Company

2.500

3.950

2.690

2.350

2.390

2.590

2.590

ICICI Bank Canada

3.050

-

3.150

3.650

3.640

3.690

3.690

Investors Group Trust

2.700

4.200

3.140

3.090

3.390

3.890

4.740

London Life

2.700

4.200

3.140

3.090

3.390

3.890

4.740

Manulife Bank

2.400

4.450

3.000

2.940

2.840

2.790

2.690

Manulife Trust

-

4.450

3.000

2.940

2.840

2.790

2.690

Meridian Credit Union

2.650

4.000

3.090

3.090

3.550

3.290

2.690

National Bank

2.700

4.400

2.890

2.840

3.390

3.890

4.740

-

4.500

3.150

3.500

3.750

3.850

3.950

President’s Choice Fin’l

2.700

6.190

3.190

2.840

3.340

4.040

4.440

Rapport Credit Union

2.850

6.000

3.090

3.040

3.500

3.040

2.990

Royal Bank of Canada

2.700

3.140

3.140

3.040

3.650

4.390

4.640

Servus Credit Union

-

4.000

2.890

2.840

3.390

3.890

4.640

Steinbach Credit Union

-

-

2.450

2.550

2.550

2.650

2.650

T-D Mortgage

2.700

3.140

2.890

2.840

3.390

3.890

4.640

Tangerine

2.700

-

3.190

3.240

3.490

3.690

3.790

Windsor Family C.U.

-

4.450

3.000

3.000

3.050

3.050

3.100

Your Neighbourhood C.U.

-

-

2.990

3.000

3.190

3.300

3.090

Comtech Credit Union DUCA Financial Services

Peace Hills Trust

PREPARED BY CANNEX ON JULY 22, 2015. This information is current as of the date and time posted and is subject to change without notice. © Copyright 2015 CANNEX Financial Exchanges Limited. All rights reserved.

MORTGAGE TYPES ALL MORTGAGES ARE OF TWO BASIC TYPES: CONVENTIONAL The buyer can borrow up to 80% of the purchase price or the value of the property, whichever is less.

The buyer has to pay 20% down.

A conventional mortgage cannot exceed 80% of the value of the property.

You can choose any of these mortgage options which fit into the two basic mortgage types.

Lenders may even customize these options to suit your needs.

OPEN MORTGAGE: Allows borrowers to repay all or part of the total amount of their mortgage at any time without penalty. Because of flexibility, this is ideal for borrowers who plan to sell their homes in the near future or who want to switch from a shortterm mortgage at high interest rates to a longer term when mortgage interest rates fall.

CLOSED MORTGAGE: Usually has the lowest interest rate available but lacks the flexible features of other mortgage options.

This is a good choice for those who want the security of knowing their monthly payment is fixed for a longer term. Prepayment options are available but they are subject to conditions.

PORTABLE MORTGAGE: Flexibility if borrowers move.

Borrowers can take the mortgage to their new home or can transfer it (usually with the consent of the lender) to the purchaser of their old home. This is an attractive option if the rate on the existing mortgage is lower than current rates.

Call: 403.247.5503 Email: serhan@tarkan.ca

#404 1828 12 AV SW

SOLD • • • • •

1 Bedroom / 1 Bathroom 480 sq ft South Facing Parking Stall Steps to Sunalta LRT Station MLS: C4011149

202 42 6A STREET NE

$339,900 • • • •

2 Bedroom / 2 Bathroom 880 sq ft Faces East Courtyard 2 Underground Stalls

MLS: C4007885

703 MCKENZIE TOWNE SQUARE

$384,900 • 2 Bedrooms / 2.5 Baths • 1220 sq ft • Double Garage Attached

MLS: C4011792

1601 1088 6 AVENUE SW

SOLD • 2 Bedroom + Den / 2 Bath • 1260 sq ft • Gorgeous Views of River & Kensington • 1 Underground Stall

MLS: C4006799