The Home Builders' Annual - GTA 2016

Exploring the GTA’s top builders and developers

EXPERT PANEL Guiding you through the homebuying process

5 REASONS 2016 is a good year to buy a home

THE HOME BUILDERS’ ANNUAL 2016 1

Editor’s Note

A

Affordability, location and lifestyle Find a way to answer these homebuying questions, and you’ll like be very happy

ffordability, location, lifestyle… If you’re in the market for a new home today, these are among the most important factors to consider in your decision.

Perhaps these and other points have always been part of the homebuying equation, but there’s no question the issues are increasing in number and complexity.

Why? Economic and market conditions, interest rates, land and new home supply issues, Development Charges and other taxes are testing consumers’ affordability limits and new home wants, needs and demands.

Indeed, the rising costs of new homes in the GTA, particularly in the lowrise category, are causing homebuyers to make increasingly careful, informed decisions.

Who better to provide some guidance into these matters than some of the GTA’s preeminent builders?

In our Expert Panel beginning on page 40, executives at some of the GTA’s most established home builders offer excellent insight to help you decide.

Potential homebuying challenges notwithstanding, the GTA market is a proven performer – yes, in the last few years, but especially over the long term.

Find a way to answer the affordability, location and lifestyle questions, and you’ll likely find yourself appreciating you decision for years to come.

Wayne Karl Senior Editor, Yellow Pages NextHome wayne.karl@ypnexthome.ca Twitter: @WayneKarl

+ get social

Interact with us on social media: ypnexthome

THE HOME BUILDERS’ ANNUAL 2016 3

2016 table of contents

10 03 06

10

14

Editor’s Note

19

36

BILD Report Building a new housing type in the GTA

by Bryan Tuckey

Legally Speaking Buying a home? Here’s what you need to know

by Jayson Schwarz

Trending 5 reasons 2016 is a good year to buy a home

by Wayne Karl

26

40

Tarion Report Tarion stands behind your new home’s construction

by Howard Bogach

Social Media Directory A list of social media accounts from GTA builders and developers to help you stay connected

Expert Panel Affordability, location, lifestyle... today’s homebuyers face many questions

30

46

OHBA Report Bungalows, unicorns and flying cars

by Joe Vaccaro

Stat Chat Will 2016 pick up where 2015 left off?

by Ben Myers

The GTA Home Builders’ Roster A comprehensive list of new-home builders in the GTA

34

Outdoor Living Garage organization

by Carson Arthur

56

Mortgage Advice The 5 biggest mortgage mistakes you can make

by Alyssa Richard

4 YPNEXTHOME.CA

PRESIDENT, YELLOW PAGES NEXTHOME

Jacqueline Hill

EDITOR-IN-CHIEF / DIRECTOR OF CONTENT

Susan Legge

DIRECTOR OF SALES, NATIONAL

Moe Lalani

ASSOCIATE PUBLISHER, NEW HOME GUIDE GTA, NEW CONDO GUIDE

Anne-Marie Breen

19

ASSOCIATE PUBLISHER, NEW HOME & CONDO GUIDE, SOUTHWESTERN ONTARIO

Susan Maxwell

SENIOR ACCOUNT EXECUTIVES

Nina Downs Dionne Fraser EDITOR

Wayne Karl SALES & MERCHANDISING CO-ORDINATOR

Terry Basset

MANAGER OF PRODUCTION

Bala Gnanapandithan ART DIRECTOR

36

Tammy Leung

40

PRODUCTION CO-ORDINATOR

Bei Zhang

GRAPHIC DESIGNERS

Miguel Cea Mike Terentiev

2016 GTA Home Builders’ Annual #500-401 The West Mall Etobicoke, On M9C 5J5 T 416.626.4200 F 416.784.5867 ypnexthome.ca

ADVERTISING: Call 416.784.5060 for advertising rates and information.

CIRCULATION : Polybagged with the March 19 issue of New Home Guide. Available at GTA home shows, through direct distribution in the GTA market and by consumer request.

34 GTA NEW-HOME BUILDERS’ INDEX

35

Lindvest Aspen Ridge Homes

IFC-2

Fieldgate Homes

IBC

7-9

Aspen Ridge Homes

Back cover Mattamy Homes

11-13

Great Gulf

16-18

Menkes Developments

20-22

The Daniels Corporation

23-25

Rosehaven Homes

27-29

Averton Homes

31-33

Treasure Hill Homes

BUILDERS HELPING TO HEAL

38

Sick Kids Foundation

COPYRIGHT 2016 All rights reserved by Yellow Pages Homes Limited, Toronto, Ontario, Canada.

Reproduction in any form is prohibited. Contents of this publication are covered by Copyright and offenders will be prosecuted under the law.

TERMS Advertisers, Editorial Content and 2015 GTA Home Builders’ Annual are not responsible for typographical errors, mistakes or misprints. All prices are correct as of press time and are subject to change without notice. E. & O. E. Published by

Please recycle this magazine! Yellow Pages NextHome participates in the Partners in Growth Reforestation Program through St. Joseph Communications. To date, Partners in Growth has planted over 2.5 million trees in parks, recreation and conservation areas, and other public spaces across Canada. Established in 1990, this program was started with Scouts Canada to help replenish the environment.

THE HOME BUILDERS’ ANNUAL 2016 5

BILD Report

Building a new housing type in the GTA

by BRYAN TUCKEY A NEW TYPE OF BUILDING is coming to the GTA – the first six-storey wood residential projects are just months away from construction.

Midrise buildings, which are generally five to 11 storeys, are seen as an important built form for the future growth of the region and the home building and land development industry wants to construct more of them.

However, there are challenges and the ability to use wood helps to make them more achievable.

Wood is a sustainable resource, it’s a lighter material to transfer and work with, it’s faster to build with and it’s ideal for building on small sites, which all leads to making midrise buildings more financially feasible.

For years, BILD and a number of its partners advocated for legislative change to permit the construction of wood buildings up to six storeys. In January 2015, an amendment to the Ontario Building Code took effect allowing wood construction to this height. Prior to the Code change, wood buildings could only be constructed up to four storeys.

Since then, the development industry has worked to find innovative ways to design, build and market this new type of home. Designers have 6 YPNEXTHOME.CA

taken a new integrative and collaborative approach to these buildings, especially since project plans and applications now require professional drawings by architects and engineers.

A few firms in the GTA have stepped up as innovators and leaders by staying on the cutting edge of new building techniques and technologies, learning from other professionals in places such as BC and European cities where building with wood is more common, and inviting experts to join their design teams. Together, these teams have come up with innovative techniques to increase fire protection, reduce noise transfer and more.

One of the first six-storey wood buildings expected to be constructed this summer is Heartwood the Beach.

In Toronto’s Beaches neighbourhood, it is a partnership of BILD members Fieldgate Urban and Hullmark Developments and is designed by Quadrangle Architects in collaboration with Moses Structural Engineers.

The building will have 37 suites, eight per floor and five unique penthouses and celebrates the use of wood from the outside in. One example is the use of the construction hoarding around the property as a marketing and educational tool explaining the benefits

of wood construction.

The second project expected to be constructed this summer is The Cabin

by BILD members Curated Properties and architects RAW Design in Toronto’s Queen West neighbourhood.

The project features 25 two-storey units each with its own yard, private rooftop garden or terrace.

Both projects exemplify the promises of midrise buildings, which include making use of existing infrastructure, benefitting the surrounding neighbourhood by revitalizing underutilized properties and bringing a new housing type and businesses to the area.

Bryan Tuckey is President and CEO of the Building Industry and Land Development Association (BILD) and is a land-use planner who has worked for municipal, regional and provincial governments. He can be found on Twitter (twitter.com/bildgta), Facebook (facebook.com/bildgta) and BILD’s official online blog (bildblogs.ca).

N E W

R E L E A S E

K E S W I C K

LIE

LES

ST.

RAVENS HO

E RD.

45' SCENIC SINGLES

M A P L E

LIFESTYLE TAKES FLIGHT AT SIMCOE LANDING.

L E A R N

M O R E

CHELSEA AT MAPLE STATION New release of modern towns in Vaughan.

aspenridgehomes.com THE HOME BUILDERS’ ANNUAL 2016 7

THE CHELSEA | MAPLE

NEW RELEASE OF TOWNHOMES AT MAPLE STATION Coming soon

CONTEMPORARY, COMFORTABLE & CONVENIENT Things are changing in Vaughan. The innovative Chelsea townhomes are breathing new life into the area and providing residents with an entirely fresh way of living. From the refined modern façades to the spacious home interiors, Chelsea is like nothing you’ve ever seen before in Vaughan… or anywhere else.

State-of-the-art healthcare is coming soon to Maple! The new Mackenzie Vaughan Hospital is the first new hospital to be built in Southwest York Region in more than 50 years. It is conveniently located just blocks from Chelsea Maple Station, for perfect peace of mind.

Get to know Chelsea

AspireOnline.ca

C H E L S E A

L I V I N G

C H E L S E A

C H E L S E A

C H E L S E A

K I T C H E N

Home to plentiful parks and green spaces yet within close

M A S T E R

R O O M

E N S U I T E

B E D R O O M

E X P L O R E

proximity to city amenities, Chelsea Maple Station is a breath of fresh air for modern families.

Located adjacent to the Maple GO Station and minutes from Highway 400, you’ll discover a

NEW 200-ACRE MULTI-USE PARK

profound sense of possibility and

Proposed North Maple Regional Park will bring fun and excitement along Keele Street, between Teston and Kirby.

a new connection with the city.

L I V E HILL ST.

KEELE ST.

Townhomes 18 ft. lots From $731,990 to $787,990

Maple GO Station

SALES OFFICE

MAJOR MACKENZIE DR.

Presentation Centre & Model Homes 18 Hill Street, Vaughan East of Keele St., just north of Major Mackenzie Dr. 289.553.3147 THE HOME BUILDERS’ ANNUAL 2016 9

Tarion Report

Tarion stands behind your new home’s construction

by HOWARD BOGACH BUYING A NEW HOME is one of the most significant, and financially impactful decisions that someone can make in their lifetime. Since 1976, Tarion has helped Ontarians choosing to buy a newly constructed home make that decision with confidence.

Our homes help shape the way we live. Whether we are finding the best place to lay down our roots, raise our families or enjoy our retirement – we rely on our new homes to improve the quality of our lives. Once we decide on the right home, we expect that home will be built properly, by a skilled builder who will be there to fix issues after we move in. To provide that assurance, almost every new home built in the province also comes with a warranty.

That warranty is provided by Ontario’s new home builders and is backstopped

by Tarion.

As a new-home buyer, when you sign an Agreement of Purchase and Sale you are immediately covered with deposit protection and delayed closing compensation. Then, once you take possession of your new home, there are three separate warranties that provide coverage on your purchase.

The one-year warranty covers defects in work and material, protects against unauthorized substitutions and ensures your home is fit for habitation and constructed according to the Ontario Building Code. The two-year warranty protects against defects in work or materials in the electrical, plumbing and heating delivery and distribution systems, and continues to provide protection against violations of the Ontario Building Code that affect health and safety. The seven-year warranty covers major structural 10 YPNEXTHOME.CA

defects. There is also a separate warranty for the Common Elements of a condominium.

In addition to administering the warranty, Tarion also regulates the province’s new home builders. We set the registration standards when it comes to licensing new home builders, including financial and educational capabilities. We step in whenever the builder cannot or will not fulfill their warranty obligations. And at the end of the day, we are here to ensure builders stand by their construction and provide you with the new home that you signed for.

After 40 years of protecting new-home buyers, Tarion has registered close to two million new homes throughout the province and

has continued to raise the bar in terms of standards in the new home building industry. And it all comes down to standing behind each and every new home, so that Ontarians can continue to buy new homes with confidence.

Howard Bogach is president and CEO of Tarion Warranty Corp. For more information about how Tarion helps new home and condo buyers, visit Ttarion.com, find them on Facebook at Facebook.com/TarionWarrantyCorp. or follow them on Twitter: @tarionwarranty.

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20 1 5

FORT Y YEARS OF PEOPLE & S PA C E S

LIFE IS ALL ABOUT SPACE S . YOU N E E D SPACE TO G ROW. SPACE TO THIN K .

A SPACE TO LIVE IN . AN D SOM E TIM E S , YOU JUST NEED YOUR SPACE . GREAT GULF B EGAN IN 1975 WITH A B E LIE F THAT WE WE RE N ’T J UST B U ILDING HOM E S , B UT CREATING SPACES . SPACES THAT WORK . SPACES THAT L AST. NOW, 40 YEARS AND SOME 40,000 HOMES L ATER , THAT BELIEF HAS H E LPE D E ARN US TH E ON E THING THAT EVERY GREAT BUILDER ASPIRES TO: A SPACE IN OUR CUSTOMERS’ HEARTS .

G R E AT G U L F. C O M / F O R T Y

PE OP LE SUMMERLYN VILLAGE

W I N N I N G AWA R D S AND CUSTOMERS’ HEARTS FOR 40 YEARS.

SHARON VILLAGE

TRAFALGAR LANDING

G R E AT G U L F. C O M

OHBA Report

Bungalows, unicorns and flying cars

by JOE VACCARO, CEO ONTARIO HOME BUILDERS’ ASSOCIATION

A DECADE AGO, TO MARK ITS 60TH ANNIVERSARY,

Canada Mortgage and Housing Corp. (CMHC) published a report entitled Sixty Years of Housing Progress in Canada. It offers a fascinating review of how our parents and grandparents lived when the corporation was created in 1946 to house returning war veterans.

Chronicling how housing conditions have improved and changed over the decades, the report notes that in the early 1940s, less than half of Canada’s three million homes had an installed bath or shower and that close to 30 per cent of dwellings were in need of major repairs.

Remarkably, 44 per cent of homes in the early 1940s had no inside flush toilet and 93 per cent were heated by coal, coke or wood fuel.

14 YPNEXTHOME.CA

We’ve certainly come a long way since then, and it’s interesting to think about what the world might look like in 50 years from now. Will we be flying around in cars like the Jetsons or teleporting to work to avoid traffic gridlock? Some of the predictions may seem far-fetched, but if you recall, so did something called the World Wide Web back in the 1990s, and look where we are today with the internet’s takeover of global communication.

Looking to the future – be it 50

LOOKING TO THE FUTURE – BE IT 50 YEARS FROM NOW, THE NEXT DECADE, NEXT YEAR OR NEXT MONTH – INSPIRES MUCH OF OUR WORK WE DO AT OHBA. WHERE ONTARIO RESIDENTS WILL LIVE, WORK AND PLAY TOMORROW WILL BE SHAPED BY OUR EFFORTS TODAY ON A VARIETY OF FRONTS. years from now, the next decade, next year or next month – inspires much of our work we do at OHBA. Where Ontario residents will live, work and play tomorrow will be shaped by our efforts today on a variety of fronts.

The housing options available to consumers today are a reflection of big picture government thinking. I’m often asked the question where have all the bungalows gone and why are we building so many condos? With governments focused on intensification, density, transit-oriented communities and mixed-use buildings – it should be no surprise that the traditional ranch-style bungalow on a 60-ft. lot is quickly becoming as elusive as the unicorn.

OHBA has taken a positive and proactive approach to discussions around growth and planning for the future of our province. This means taking into account that the population in regions like the Greater Golden Horseshoe (GGH) is expected to skyrocket in the next 20 years, adapting building practices and standards to support and exceed the country’s

commitments to fight climate change and providing sustainable, complete communities along transit corridors. It means planning for a new generation whose needs and wants differ from those who have come before.

Big government thinking on these complex issues really does shape the housing options that consumers face today.

As you are surveying your options for new homes, you’ll quickly see how yesterday’s subdivisions of bungalows are being replaced with Net Zero homes and communities. In the future, the workshop in the garage will be replaced with a charging station for your electric vehicle. And just like in the Jetson’s, we’ll eventually have to find a spot for that flying car.

Joe Vaccaro is CEO of the Ontario Home Builders’ Association, the voice of the residential construction industry in Ontario representing 4,000 member companies organized into 31 local associations across the province. The industry contributes more than $42 billion to Ontario’s economy, employing more than 325,000 people across the province.

THE HOME BUILDERS’ ANNUAL 2016 15

Dwell

2 Low-Rise Ready

Dwell

You’ve been there, done that and stumbled upon your soulmate.

Time to trade the city lights for patio lanterns in a Menkes townhome conveniently close to the life of the city.

The Next in Your

Start Something New with Menkes

For over 60 years, Menkes has focused on building homes and condominiums to suit every stage of your life in Toronto’s most desirable locations. Come home to Menkes today, where your life storey always begins and ends with total customer satisfaction.

1

menkes.com

The Eglinton

Condo Keen You’ve outgrown your curfew and are ready to start living 24/7. Experience it all in a Menkes condominium, at the intersection of wherever you desire.

3

The Enclaves of Upper Canada

Family Focused Spend afternoons and weekends with the ones you love in amenities and homes designed for the ultimate in family fun.

Chapter Life Storey The Eglinton

The Enclaves of Upper Canada

4

Freebirds Once Again The kids have flown the roost and now you talk with them on Twitter.

Time to migrate back to a carefree lifestyle in the city and enjoy Sunday brunch after that all-important lie-in.

Pears

Facebook.com/MenkesLife

@MenkesLife

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Under Construction Guelph & MacFarlane Georgetown 289.891.9103

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Your life storey starts here with Menkes.

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Legally Speaking

Buying your first home?

Here’s what you need to know

by JAYSON SCHWARZ

» Condominium ownership: Most people think of condominiums as highrise apartments only. This is no longer true. Condominiums can include townhouses, semidetached or detached homes. Condos can also take the form of common element condominiums (such as a shared swimming pool, common road or park), phased condominium corporations, vacant land condominiums or leasehold condominiums. Condominiums are created under the Condominium Act of Ontario, as, among other things, a means of sharing common costs and ownership. You basically own the inside of your unit and the condo corporation owns everything else.

home is generally in move-in condition (subject to inspection) and you get immediate occupancy upon closing.

You may have no warranty and need to consider the condition of the home. When are buying a resale home, except in special circumstances, there is no HST because you are purchasing a used residence.

Today, when you buy a new home, you can be years from occupancy. You have the comfort of knowing that Tarion Warranty Corp. is there to warranty the construction.

It is fresh, never lived-in and the choice of finishings is yours.

In a new home, most builders include HST in the purchase price. Builders also get an assignment of the HST rebate that you qualify for, as long as you are a Canadian resident and your settled intention is for you or immediate family to reside in the home. You will simply sign the forms and the issue will have no effect on your purchase.

You will also need to educate yourself, by reading articles (see schwarzlaw.ca), attending seminars, going online to research prospective builders (at tarion.com), and learning more about the area (visit ypnexthome.ca). Do not sign an offer without first having your lawyer review sales documents, for your own protection.

Another important matter to look at is insurance. You will need insurance for your new house, including mortgage insurance, and you might also consider reviewing your life and disability insurance, to make sure you are protected in case something happens to the major wage earner. You will need home insurance before the deal closes.

Finally, you need to understand how much money you need. It is not just the purchase price, but all the other financial considerations: legal fees, disbursements, Land Transfer Tax, final adjustments on a new home, mortgage fees (CMHC premiums), home inspector costs and home insurance premiums. Be prepared.

» Freehold: Generally speaking, this is how previous generations purchased homes. You own your domain, and what you do with your property is your choice. Insurance, heat, hydro, property tax, maintenance – all are your personal responsibility, and you manage them as necessary.

In other words, you cut your own grass and take out your own garbage.

Now that you know what kind of home options you have, let’s look at the differences in new and resale. A resale

Jayson Schwarz LL.M. is a Toronto real estate lawyer and senior partner in the law firm Schwarz Law LLP. If you have a topic in mind, mail, deliver or fax letters to the magazine or to the firm, email (info@schwarzlaw.ca) and give us your questions, concerns, critiques and quandaries.

SO HERE YOU ARE – NEWLY MARRIED, just returned from a glorious honeymoon, and planning to move from a rental into your own home… Where do you start?

The first thing to consider is whether you want a condominium or freehold home. Each comes with its own unique legal and other issues.

THE HOME BUILDERS’ ANNUAL 2016 19

THE DANIELS CORPORATION BRINGS INTEGRITY, WE BUILD. YOU SEE OUR COMMITMENT TO

THE DANIELS CORPORATION IS ONE OF CANADA’S PRE-EMINENT BUILDERS/ DEVELOPERS, BUILDING MORE THAN 26,000 NEW HOMES ACROSS THE GREATER TORONTO AREA FOR 34 YEARS. Our motto “Love Where You Live” extends to every aspect of homebuilding, from the conception of each community to well after our homeowners move in. We put “people first” every step of the way and build for everyone, from those looking for rental accommodations to first-time homebuyers, growing families, empty-nesters and seniors. And through it all, each and every home is crafted with Daniels’ legendary quality and attention to detail.

In 2016, we look forward to creating innovative homeownership opportunities in Toronto’s Regent Park, Erin Mills, Mississauga, Brampton, and the East Bayfront at Toronto’s waterfront.

In addition, we will continue to expand our various corporate initiatives including our innovative programs that support urban agriculture, pioneering new approaches to décor and art in our condominium communities by supporting local artists, helping people achieve homeownership, championing neighbourhood initiatives that enhance residents’ quality of life, and supporting numerous charities and non-profit organizations.

Most importantly, we continue to work hard to ensure our homeowners truly ‘love where they live’.

CREATIVITY AND VISION TO EVERY COMMUNITY EXCELLENCE IN EVERY EXQUISITE DETAIL. ON SALE DANIELS EVERMORE A limited collection of ravine lot singles in Castlemore (Brampton).

DANIELS WATERFRONT – CITY OF THE ARTS LIGHTHOUSE TOWER A master-planned, mixed-use community surrounded by creativity, inspired by arts, and driven by innovation. A visionary gateway to the East Bayfront, where Lower Jarvis meets Queens Quay.

Suites from $279,900 416.221.3939 DanielsWaterfront.com

Ravine lot singles from the $800,000s 905.573.8792 DanielsEvermore.com

NOW LEASING

HIGHPARK CONDOMINIUMS Live directly across from the largest park in the city, a block from the subway, and steps from Bloor West Village and the Junction. 18,000 S.F. of incredible amenities.

DANIELS BARTHOLOMEW Located in Downtown East, within the award-winning world-leading Regent Park revitalization.

SKYRISE RENTAL RESIDENCE Skyrise is the first new rental residence in Erin Mills in over 20 years. Located within the highly sought-after Daniels Erin Mills master-planned community, Skyrise has been designed to provide you with an exceptional rental experience.

Suites from $284,900 416.351.1844 DanielsHighPark.com

Suites from the $300,000s 416.955.0559 DanielsBartholomew.com

Rent from $1,390 TOUR OUR MODEL SUITES 905.813.9730 SkyriseRentals.ca

COMING SOON THE WYATT At the centre of the action in the award-winning, world-leading Regent Park revitalization, located in Toronto’s thriving Downtown East. A place that’s close to everything and nothing like you’ve experienced before.

COMING SOON. Suites from the low $200,000s 416.955.0559 DanielsWyatt.com OLIVIA MARIE GARDENS Coming this spring to the NE corner of Mississauga Rd. & Olivia Marie Rd., these boutique condominiums are unlike anything else in Brampton, with exciting retail and everyday conveniences at your doorstep.

ALREADY UNDER CONSTRUCTION. Suites from the $300,000s 905.874.8880 OMGdaniels.com

ARC DANIELS ERIN MILLS The perfect addition to the Daniels Erin Mills neighbourhood, located at the Eglinton Avenue & Erin Mills Parkway corridor.

COMING THIS SPRING. Suites from the low $200,000s 905.306.6996 DanielsArc.com

FIRSTHOMETM SUNNY MEADOW A new FirstHome™ community with condominium townhomes coming this fall to Sandalwood Parkway & Sunny Meadow Boulevard in Brampton.

ALREADY UNDER CONSTRUCTION. 905.460.9308 DanielsFirstHome.ca

For more information on Daniels Communities across the GTA visit www.DanielsHomes.ca Illustrations are artist’s concepts. Prices and specifications are subject to change without notice. All brand names, logos, images, text and graphics are the copyright of the owners, The Daniels Corporation. Reproduction in any form, without prior written permission of The Daniels Corporation, is strictly prohibited. Brokers Protected. E. & O.E.

VE WHERE YOU LIVE LOVE WHERE YOU ERE HAPPY YOU LIVE LOVE WHERE HOMECOMINGS ARE AYOU WAYLIVE E LOVE WHERE YOU LIVE LOVE WHER OF LIFE AT DANIELS COMMUNITIES! ERE YOU LIVE LOVE WHERE YOU LIVE E LOVE WHERE YOU LIVE LOVE WHER ERE YOU LIVE LOVE WHERE YOU LIVE E LOVE WHERE YOU LIVE LOVE WHER ERE YOU LIVE LOVE WHERE YOU LIVE E LOVE WHERE YOU LIVE LOVE WHER ERE YOU LIVE LOVE WHERE YOU LIVE E LOVE WHERE YOU LIVE LOVE WHER ERE YOU LIVE LOVE WHERE YOU LIVE E LOVE WHERE YOU LIVE LOVE WHER ERE YOU LIVE LOVE WHERE YOU LIVE E LOVE WHERE YOU LIVE LOVE WHER ERE YOU LIVE LOVE WHERE YOU LIVE E LOVE WHERE YOU LIVE LOVE WHER ERE YOU LIVE LOVE WHERE YOU LIVE E LOVE WHERE YOU LIVE LOVE WHER ERE YOU LIVE LOVE WHERE YOU LIVE E LOVE WHERE YOU LIVE LOVE WHER ERE YOU LIVE LOVE WHERE YOU LIVE E LOVE WHERE YOU LIVE LOVE WHER ERE YOU LIVE LOVE WHERE YOU LIVE E LOVE WHERE YOU LIVE LOVE WHER PROUD HOMEOWNER AT LEWIS HONEY TOWNS & SEMIS IN AURORA

FIRST-TIME HOMEOWNERS AT FIRSTHOME™LONG VALLEY PHASE ONE IN MISSISSAUGA

RESIDENT GARDENING COMMITTEE AT FIRSTHOME TM HAZELTON PLACE IN MISSISSAUGA

EXCITED HOMEOWNERS AT HIGHLANDS TOWNHOMES IN NEWMARKET

PROUD HOMEOWNER AT HIGHPARK CONDOMINIUMS

PROUD HOMEOWNERS AT DANIELS EVERMORE IN BRAMPTON

HAPPY HOMEOWNERS AT THE BURKEBROOK TOWN MANORS AT KILGOUR ESTATE

HAPPY HOMEOWNER AT PAINTBOX CONDOMINIUMS IN TORONTO’S REGENT PARK

JOYFUL HOMEOWNERS AT ONEPARK WEST URBAN TOWNHOMES IN TORONTO’S REGENT PARK

RESIDENT GARDENING COMMITTEE AT ONEPARK WEST CONDOMINIUMS IN TORONTO’S REGENT PARK

FOR MORE INFORMATION ON DANIELS COMMUNITIES ACROSS THE GTA VISIT: www.DanielsHomes.ca

See what our homeowners are saying

#lovewhereyoulive

C=74 M=6 Y=42 K=0

social media

GET SOCIAL

directory

and STAY CONNECTED

A LIST OF SOCIAL MEDIA PAGES FROM GTA BUILDERS AND DEVELOPERS TO HELP YOU STAY CONNECTED

Aspen Ridge Homes

Aspen Ridge Homes

Aspen Ridge Homes

facebook.com/AspenRidgeHomes

@aspenridgehomes

pinterest.com/aspenridgehomes

Averton Homes

Averton Homes

The Daniels Corporation

facebook.com/Averton-Ontario

@AvertonOntario

pinterest.com/thedanielscorp

The Daniels Corporation

The Daniels Corporation

Mattamy Homes

facebook.com/thedanielscorporation

@TheDanielsCorp

pinterest.com/mattamyhomes/

Fieldgate Homes

Fieldgate Homes

Menkes Developments

facebook.com/fieldgatehomes

@Fieldgatehomes

pinterest.com/menkeslife

Great Gulf

Great Gulf

facebook.com/greatgulf

@GreatGulf

Lindvest

Lindvest

facebook.com/LindvestLifeHappensHere

@lindvest

Mattamy Homes

Mattamy Homes

facebook.com/mattamyhomes78

@Mattamy_Homes

Menkes Developments

Menkes Developments

facebook.com/MenkesLife

@MenkesLife

Rosehaven Homes

Rosehaven Homes

facebook.com/rosehavenhomes

@ThisIsRosehaven

Treasure Hill

Treasure Hill

facebook.com/treasurehillhomes

@TreasureHill_

Aspen Ridge Homes instagram.com/aspenridgehomes

Averton Homes instagram.com/avertonontario

The Daniels Corporation instagram.com/thedanielscorp

Great Gulf instagram.com/GreatGulf

Lindvest instagram.com/lindvest

Menkes Developments The Daniels Corporation linkedin.com/company/the-daniels-corporation

Menkes Developments linkedin.com/company/menkes-developments-ltd-

Menkes Developments youtube.com/menkesvideos

The Daniels Corporation youtube.com/user/TheDanielsCorp

Lindvest

Fieldgate Homes

plus.google.com/+Lindvest

fieldgatehomesblog.com

26窶ズPNEXTHOME.CA

instagram.com/menkeslife

Rosehaven Homes instagram.com/rosehavenhomes

Treasure Hill instagram.com/treasurehillhomes

design is everything.

For over 50 years, Averton has designed award-winning residential communities and created more than 10,000 homes and condominiums across North America. Today Averton is redefining home design with the goal of creating modern, affordable luxury residences that push the boundaries of traditional home design.

Every feature in an Averton home reflects unparalleled craftsmanship and integrity to ensure it has a lasting connection to your lifestyle.

At Averton. – design is everything.

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Follow us on Prices and specifications are subject to change without notice. E. & O.E. Rendering’s are artist’s concept.

Stat Chat

Will 2016 carry on from a record 2015?

by BEN MYERS

“ALMOST EVERYTHING WAS UP IN THE GTA NEW HOME MARKET IN 2015”

was the title of a presentation I gave at the recent EQ Housing Innovation Forum. The logical next question was, is that a good thing?

There were 38,446 units launched into the market by builders and developers in 2015, an increase of 5.6 per cent annually, according to RealNet Canada Inc. This is a good measure of developer confidence. If this figure is increasing, it signifies that developers are bullish on the prospects of the market and their ability to sell product.

There were 41,295 new home sales in 2015, says RealNet, an increase of 3.9 per cent over 2014, and an indication of consumer and investor confidence. If end users have a secure job situation and a strong financial position, they are much more likely to purchase a new home. If investors perceive that the market is doing well, and they will be able to see capital appreciation and predictable rental income in the future, they buy preconstruction units.

There were 42,287 housing starts last year, according to data from the Canadian Mortgage and Housing Corp.

(CMHC), an annual increase of 46.2 per cent. The big jump in activity can be attributed to much slower starts activity in 2014. Starts reflect lender confidence. The development industry can sell as many houses as it wants,

30 YPNEXTHOME.CA

but if there aren’t banks and other construction financing companies to finance these projects, very few would actually come out of the ground. If starts are occurring, lenders are comfortable with the housing market going forward.

Based on the commentary and reports from several economists and analysts, the consensus is that the GTA can support 35,000 to 38,000 new housing units annually, based on projected demographic demand. All three of these data points exceeded 38,000 units in 2015, so will the GTA experience an oversupply situation in the future?

Keep in mind that new home supply, building permits, starts and completions were all lower than 38,000 in 2014, which has created some slack in the marketplace.

Additionally, there were 46,384 housing completions last year, meaning construction finished on that many units in 2015. Despite this onrush of new supply, new home prices increased, resale prices increased, rental apartment rates increased, average lease rates on investor-held condominiums increased, all while new lowrise housing supply declined, and listings in the resale market were down year-over-year.

All of the forecasts for new and resale house price growth are higher in 2016 in comparison to 2015, as economists and analysts feel the same confidence in the market as builders, consumers, investors and lenders.

Hopefully, you stay confident in 2016.

Fortress Real Developments partners with builders across Canada, and Ben assists in evaluating the market and projects that Fortress engages in. Follow his blog posts and commentary on the Canadian housing market at fortressrealdevelopments.com/news or follow him on Twitter @BenMyers29.

AWARDWINNING HOME BUILDER

Treasure Hill is the recipient of multiple BILD awards including twice winning Low-rise Project of the Year. Dedication to quality craftsmanship, attention to detail, and listening to purchasers’ wants and needs have helped to elevate our reputation as one of the GTA’s most dependable and sought-after builders.

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OUR DESIGN STUDIO Over 4,500 sq. ft. of inspiration awaits you at our Design Studio, where our helpful staff is here to help turn your new home into an absolute treasure.

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Experience the latest in kitchen and bathroom design featuring undermount sinks and freestanding tubs, as well as beautiful flooring options and creative finishes.

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Outdoor Living

Garage organization

by CARSON ARTHUR

HAVING A GARAGE IS WORTH A LOT OF MONEY. SO WHY DO ALMOST

70 per cent of homeowners admit that their garage is too full of clutter to even hold their car? It’s time to take back all that great usable space.

Here are my five steps to help you create a space that is more than just a spot to put the garden tools.

1. Get everything off the ground. The size of your garage is important when realizing its true value. If your garage looks big, it’s worth more. Being able to see the entire floor makes a room more spacious. Utilize racks and wall storage systems such as the Gladiator GearTrack to get awkward items such as bicycles, rakes and shovels up and out of the way.

2. Paint the floor or add Tiles. Seeing as much of the floor as possible is key to visually maximizing your garage, but no one wants to see a floor covered in stains from the car or the lawnmower. Choose paint or a tile designed specifically for floors so that it will last. When picking a colour, go with something that will hide any future stains and marks. I personally like a charcoal grey because it not only hides the scuffs from everyday use, it also hides dust and dirt that blows in when the garage door is left open.

3. Hide the sports gear. Too often, the garage becomes the home of bulky sports gear such as hockey bags or golf clubs. These awkward bags are always getting in the way or falling over. Look for a storage unit on wheels to hide all of the uncooperative items behind closed doors. That way, everything has a place and is contained.

4. Add light. The biggest downfall of most garages is the lack of light.

While saving wall space for storage instead of windows is a great idea, it’s important to add light fixtures to ensure that your garage is bright. A 34 YPNEXTHOME.CA

well-lit garage is important for safety as well. Being able to see any possible hazards is important to ensuring everyone’s safety.

5. Customize to meet your family’s needs.

Like a backyard, every homeowner uses their garage differently. Having the ability to customize your storage solutions is key to making any space meet your needs. Choose a garage storage system that allows you to build and customize based on your available areas just like you would a kitchen; adding shelves, racks and storage exactly where you need it. Also consider choosing a system that allows you to grow. Being able to add on or make changes will give you flexibility in the long term.

Carson Arthur is an international landscape designer with a focus on environmentally-friendly design. He is HGTV’s Critical Listing landscape guru and appears regularly on TV, writes for various publications about outdoor design and is the author of the sold-out book Garden Designs for Outdoor Living.

Visit carsonarthur.com

Whether you’re looking for a new home or a smart investment, Lindvest offers you some great choices.

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For more information about current and upcoming communities, visit us online.

“Lindvest”, the Lindvest logo, and “Life Happens Here” are trade-marks of Lindvest Marketing Limited and are used under license. Reproduction in any form, without prior written permission of Lindvest Marketing Limited, is strictly prohibited. *Based on 1-Bedroom “Arlington” unit with no parking.

Renderings are artist’s concept only. Pricing, specs and availability subject to change without notice. E.&O.E.

Trending

5 reasons 2016 is a good year to buy a home in Canada

by WAYNE KARL

WHY IS 2016 A GOOD YEAR TO BUY A HOME IN CANADA? LET US COUNT

the ways.

1. Low interest rates In its rate announcement on Jan. 20, the Bank of Canada held its target for the overnight rate at 0.50 per cent, citing a setback brought on by a decline in oil and commodities prices. BoC expects the economy to grow by about 1.5 per cent in 2016 and 2.5 per cent in 2017.

Some experts, such as Benjamin Tal, deputy chief economist at CIBC World Markets, expects interest rates to remain low through 2016, if not even to fall slightly.

At least one lender, in Ontario, even recently introduced what it says is the lowest posted fixed mortgage rate on the market – at 1.69 per cent for a one-year term.

The BoC’s was to make its next rate announcement on March 9.

2. The upside of down prices When the The Canadian Real Estate Association (CREA) released its latest statistics in mid February, one number jumped off the page and into the headlines: 17 per cent – the rate by which the national average sale price rose on a year-over-year basis in January.

36 YPNEXTHOME.CA

“Holy,” prospective homebuyers might have thought, “how will I ever be able to buy a home if this keeps happening?”

The key thing to look for when you see such news, however, is what’s happening in your market. Real estate is local, not national. You don’t buy the Canadian market, or even a provincial or regional one. You buy one home in one location.

Excluding British Columbia and Ontario from CREA’s January stats, the national average sale price actually declined slightly, by 0.3 per cent.

Economies and housing sectors in markets such as Calgary, Edmonton and Saskatoon are feeling the pinch of the extended slowdown in oil and gas. For existing homeowners, of course, this isn’t great news, as average home prices in Calgary dropped 3.05 per cent year-overyear in January; in Saskatoon, they fell 2.11 per cent.

For prospective buyers, however, this means opportunity.

Naturally, buyers might not too jazzed about getting in when prices are dropping, fearing their home’s value will go down after they purchase. But look at the longer term.

In Calgary, prices have increased 14.29 per cent over the last three years; in Saskatoon, 2.07 per cent.

3. The hot gets hotter The Toronto and Vancouver housing markets continue to roll along, recording record sales and prices. If you live there and you’re fortunate enough to be able to buy, particularly in the lowrise category, the forecasts for 2016 are for more growth.

Home Price Index Benchmark Price MARKET

January 2016

% change 1 month

% change 12 months

% change 3 years

BC Lower Mainland

$681,500

1.8%

19.6%

28.22%

Greater Vancouver

$775,300

1.76%

20.56%

31.58%

Calgary

$444,000

-0.93%

-3.05%

14.29%

Regina

$281,600

1.27%

-0.68%

-7.69%

Saskatoon

$303,100

-0.48%

-2.11%

2.07%

Greater Toronto

$578,400

0.74%

10.69%

27.44%

Ottawa

$328,400

0.07%

1.10%

1.59%

Greater Montreal

$302,000

-0.25%

1.48%

4.04%

Greater Moncton

$159,900

0.67%

6.57%

7.16%

CANADA

$512,600

0.60%

7.73%

18.71% SOURCE: CANADIAN REAL ESTATE ASSOCIATION

Again looking at the CREA’s stats for January, B.C.’s Lower Mainland and the GTA contributed most to the national increase. Greater Vancouver (20.56 per cent) and the Fraser Valley (16.94 per cent) posted the largest gains, followed by Greater Toronto (10.69 per cent).

Longer-term performance for these markets is off the charts. Greater Vancouver average home prices rose 20.56 per cent in the last year, 31.58 per cent over the last three years. For the GTA, the figures are 10.69 and 27.44 per cent, respectively.

Housing starts – an important indicator of economic health – continue to hum along in Ontario, up slightly in January, according to Canada Mortgage and Housing Corp.

Vancouver’s are a little more challenged, holding steady overall, but increasing in single-detached starts and declining slightly in multi-family units in January.

4. History is on your side Have you ever heard the adage, “Don’t wait to buy real estate, buy real estate and wait,” but aren’t sure what it means, exactly?

While there are no guarantees, in short, real estate in Canada is a proven performer over time.

Sure, Vancouver and Toronto have shown the most spectacular historical growth, but even unsung markets in eastern Canada have performed well over time, thank you very much.

5. Spring is around the corner Spring in real estate is typically “busy season.” While it’s largely been a mild winter in much of Canada, the warmer weather and longer days generally encourage more activity in the market. Those who were thinking of selling but delayed through the winter months might now throw up that “For Sale” sign.

Those looking to buy are similarly more enthused about getting out and looking around when the weather is nicer, and when, coincidentally, listings usually increase.

Even on the new-home front, builders often use the spring season to launch new developments, and to add incentives for any remaining inventory in existing communities.

THE HOME BUILDERS’ ANNUAL 2016 37

MEET OUR HERO

VICTORIA VICTORIA’S FAMILY CALLS THEMSELVES THE UNLUCKY, LUCKY ONES. After four-year-old Victoria fell down the stairs, she was lucky to have a successful surgery at The Hospital for Sick Children (SickKids) and incredible support from her family and SickKids staff by her side.

Prior to the incident, Victoria was a healthy child.

She was happy with her daily routine - going to her grandparents’ house with her brother, Alexander, until her mom, Evelyn, came to pick her up from work.

One evening, Victoria suddenly collapsed out of her uncle’s arms and fell down the stairs at her grandparents’ house. After she started vomiting at her grandparents’ house, Evelyn called the paramedics to take her to SickKids. The emergency room ordered an immediate CT scan and an MRI the next morning for a closer look.

The scans revealed a brain tumour, later diagnosed as a juvenile pilocytic astrocytoma (JPA), even though Victoria never experienced any symptoms prior to her fall. JPA’s are one of the most common childhood tumour, but are usually identified following symptoms like headaches, vomiting and difficulty with muscle coordination. Luckily, SickKids houses one of Canada’s largest paediatric neurosurgical units specializing in treating children affected by brain and spinal cord illnesses such as brain tumours. Two weeks after the incident, on February 25, 2014, Victoria had surgery to remove the tumour. During

38 YPNEXTHOME.CA

the surgery, doctors found a cyst above the tumour, which they also successfully removed.

Although Evelyn and her husband, Peter’s journey at SickKids was scary, Victoria seems to associate the hospital with chocolate milk. While fasting on the morning of surgery, she asked her dad if she could have some, but he told her the chocolate milk cow was still sleeping.

Only five hours later, Victoria woke up in the Intensive Care Unit and asked for the chocolate milk, her mind sharp as ever.

From when she fell until she went into surgery, Evelyn and Peter were concerned and had many unanswered questions about their daughter’s condition.

“The support system at SickKids was incredible.

Sometimes the doctors would answer our sudden questions within minutes over email,” Evelyn said.

Since the surgery, Victoria visited SickKids six weeks later for a check-up. Since she has made a full recovery, she only needs to visit SickKids every six months for follow up appointments.

Evelyn describes Victoria’s fall as one of the scariest moments of her life. Although Victoria’s condition was bad luck for the family, the successful surgery and recovery along with the supportive staff at SickKids shows how lucky they really are.

WHY SICKKIDS? 1

Between 400 and 500 Canadian children are diagnosed with a brain tumour each year. SickKids will treat approximately 150 of them.

2

In 2014, SickKids researchers identified the reason why ependymoma, a brain tumour affecting babies and toddlers, is resistant to chemotherapy.

BUILDERS HELPING TO HEAL Yellow Pages NextHome, the publisher of New Home Guide, New Home & Condo Guide and New Condo Guide, is teaming up with builders and their suppliers to help raise money for SickKids. The following companies have contributed generously to help give children the worldclass care they deserve. These pages honour these special people, and we thank them for their generous support.

Leaders, a program at SickKids which draws on the support of more than 150 volunteers over 30 industry sectors.

Builders Helping to Heal and Friends of the Industry are Yellow Pages NextHome initiatives stemming from SickKids

Readers looking to support SickKids can go to www.sickkidsleaders.com

Again, we thank our generous sponsors and appreciate their ongoing commitment. These companies not only build housing, but they support the families in the communities in which they build.

PLATINUM SPONSORS

ballymorehomes.com

mattamyhomes.com

heathwood.com

GOLD SPONSORS

SILVER SPONSORS

bazis.ca H O M E S™

tridel.ca

gemterra.com

lashgroup.ca

starlanehomes.com

primonthomes.com

THE HOME BUILDERS’ ANNUAL 2016 39

Expert Panel

Affordability, location, lifestyle…

Today’s homebuyers face many questions. What are the most important determining factors they should consider when buying a home in 2016?

Focus on the needs of you and your family Brad Carr President, Canada Mattamy Homes

“There are many different forms of housing out there today to support many types of lifestyle needs...”

40 YPNEXTHOME.CA

I

t’s no cliche that buying a home is the most important purchase that most people will make – because it’s the most emotional and the most expensive. There is a lot to consider, and a lot that goes into the decision.

The key is not to let it overwhelm you, which is easier said than done sometimes, especially for those who have never been through it before.

You’re going to get valuable advice about what to keep in mind when shopping, and it’s going to include very important considerations such as builder reputation, price, budget and location. You will definitely want to research and plan around all of those things.

To me, however, having been through it personally, and in listening to literally thousands of our customers, there is an overriding element that, if properly considered, actually takes care of all that. It’s focusing on the needs of you and your family.

We’ve seen a trend recently, and it’s been reinforced by media coverage of the housing market, for people to view their house primarily as an investment. It’s definitely the biggest purchase of most people’s lives, but this can tend to distract from the reality that a house is not just where you live until the investment appreciates. A house is a home. So the real question is how do you turn the bricks and mortar into a place where you can make memories.

Focus on what the needs of your family are. Ask yourself questions such as: What do you truly need in your home? Is your family going to be growing, or will you be downsizing? Is a yard a must-have or would you prefer someone else look after maintenance? Is easy access to work, shopping or public transit important? What Green or sustainable features are important to you? Will you be working out of your home? Do you have multi-generational needs for the home? What community features are most important to you and your family? Your unique lifestyle needs really should drive your decisions on the type of housing you decide on, which will in turn drive considerations of price and location.

There are many different forms of housing out there today to support many types of lifestyle needs – community builders such as Mattamy offer many options (often in the same community) such as condos, townhomes, live-work units and traditional single-family homes of many shapes and sizes.

If you make good decisions grounded in what you and your family truly need from a home, that’s the most important thing. If you keep that front and centre, the process and your overall experience will be rewarding. And then, if and when you decide to sell, the market may very well reward you, too.

Affordability is the order of the day Paul A. Golini Jr. Co-Founder and Executive Vice-President, Industry Relations, Empire Communities

“Having a clear understanding of what you can afford is the fundamental factor to consider...”

E

verything starts with affordability. Having a clear understanding of what you can afford is the fundamental factor to consider, regardless of your preferences for location or lifestyle.

The median Toronto CMA household Income was $84,593 based on the National Household Survey, 2011.

This income level could afford about $538,000, assuming 10 per cent down ($55,000) and a five-year mortgage at three per cent. Most people actually can afford less than this. However, more than 78 per cent of detached resale houses in the Greater Toronto Area were priced above $500,000 in 2015. In contrast, 85 per cent of condo apartments resold for less than $500,000 in 2015, more in line with the affordability levels of those of median income.

So if your lifestyle allows you to live in a condo apartment, you should be in a position to find what you are looking for in a GTA location. However, if your lifestyle means that you need a bit more space, prefer living at ground level, or want a backyard, this means you will likely have to “move out,” to the edges or even outside of the GTA. Even then, the high price of detached housing will likely limit the choices of most buyers to townhouses.

For example, resale detached homes average more than $500,000 in most parts of the GTA, except Durham Region ($498,753). Even Simcoe County shows an average detached price of $528,798 – right in line with the GTA household income. In comparison, freehold townhouses average $444,722 in Brampton, $477,630 in Milton and $523,400 in Burlington.

If lifestyle doesn’t allow either of these options to work because of a need for more house space or yard space, then the next step to consider is a move slightly further out, to outside the GTA. For example, Empire’s new Avalon community in Caledonia, just 15 minutes from Hamilton, offers detached housing starting at $324,990 on a 270-ft. lot, with larger homes on 42-ft. lots priced in the $450,000 to $525,000 range.

So overall, affordability limits likely mean living in a condo apartment if you want a more urban GTA location, perhaps a townhouse or larger condo if you prefer a more suburban GTA setting and if your lifestyle preference is for a detached home, you may have to consider moving outside the GTA proper. Empire Communities has affordable and well-designed options for buyers across these areas, at prices that are affordable and offer great value.

THE HOME BUILDERS’ ANNUAL 2016 41

Expert Panel

T

Determining your housing type and location Chris Wein President, Residential Great Gulf

“Affordability is a growing concern for Canadian homebuyers and is not limited to economic backgrounds, culture and demographics.”

42 YPNEXTHOME.CA

here are a number of factors one must carefully consider when purchasing a home, including affordability, location, public transit, schools, community centres, employment and other essential services.

Housing accounts for a major cost in most family budgets. Affordability is a growing concern for Canadian homebuyers and is not limited to economic backgrounds, culture and demographics. It’s also a key consideration for new-home buyers and empty nesters.

It’s important to understand the risks of affordability.

When determining affordability, it’s essential to review and understand all costs related to the property such as taxes, mortgage payments, utilities and maintenance, as well as everyday costs such as transportation and other financial obligations to determine the affordability level and understand the risk factor.

Other considerations include the government of Canada’s new down payment rules impacting homes priced at more than $500,000, where the difference increases from five to 10 per cent. What that means is a homebuyer purchasing a home for $800,000 (which was the average price index for a home at the end of 2015), is now required to pay five per cent on the first $500,000 ($25,000) and 10 per cent on the remaining $300,000 ($30,000), which accounts for an increase of $15,000. Canada Mortgage and Housing Corp. offers a useful tool, the mortgage affordability calculator to help you estimate the maximum mortgage you can afford.

This can help you establish an affordable neighbourhood or community.

Location can definitely impact affordability. The urbanization trend has seen a shift from suburban living to city living. A property in downtown Toronto will cost more than a similar property in the suburbs. With this growing trend of the urban experience which has populations moving to major cities, the growing population of millennials (born 1981 to 1997) craving diversity, different cultures and ethnicity are moving to city centres such as downtown Toronto to have an amenity rich lifestyle and be close to work.

Affordability and lifestyle needs will determine the type of housing and location people desire. If lifestyle is important, choosing the housing type that’s more affordable is key whether it’s a condo, townhouse, semidetached or detached. Purchasers may need to be realistic when comparing size and amenities. The lifestyle needs of Millennials (born 1981 to 1997) will be different from Generation X (born 1965 to 1980), Baby Boomers (born 1946 to 1964) and the Silent Generation (born 1928 to 1945).

It’s all about location Mimi Ng Vice-President, Sales and Marketing Menkes

“Where you choose to live governs proximity to work, distance to family and friends, ease of access to shopping, entertainment and community services, and even the school district for your children.”

T

he old saying about “location, location, location” has always rang true in real estate, and this year it is more appropriate than ever. For homebuyers in the Toronto marketplace today, location needs to be their number one consideration.

For many buyers, their location choice is both important and complex. Where you choose to live governs proximity to work, distance to family and friends, ease of access to shopping, entertainment and community services, and even the school district for your children.

Housing experts often talk about the “lifestyle” factor in the homebuying decision process, but the connection that some people tend to overlook is that location is ultimately the key driver of lifestyle and quality of life. The location of your home will determine if you are within walking distance of basic shopping and services, if you have access to high-quality transit options, or how long you will have to spend in your car travelling to places.

As the population of the Greater Toronto Area continues to grow, traffic congestion and commuting times will impact our daily lives more and more. If you are looking to buy a home this year, you should not just think about whether the location works for you from a commuting/travel perspective today, but to think ahead five or 10 years. Will this neighbourhood become more transit friendly? Are there any transportation infrastructure improvements in the works? If your commuting time were to increase in the future, how much more time would be acceptable?

Obviously, buyers cannot ignore the affordability factor in their homebuying decision. But in today’s housing market, the most important factor for many potential purchasers may be location. Make it a top priority, and to try to buy the best location possible within your financial means.

THE HOME BUILDERS’ ANNUAL 2016 43

Expert Panel

Shop for maximum value and convenience Simona Annibale Vice-President, Marketing The Daniels Corporation

“Affordability tops most people’s lists, and knowing what you can afford before you shop is a big time-saver. Consult a mortgage representative to get pre-approved, and be sure you understand fully what is involved.”

44 YPNEXTHOME.CA

S

hopping for a new home is exciting, and with development across the Greater Toronto Area growing at an astronomical rate, it can also seem overwhelming. On one hand, GTA purchasers are fortunate to have so many new home options to choose from; on the other, how do you zero in on the right choice for you?

Affordability tops most people’s lists, and knowing what you can afford before you shop is a big time-saver.

Consult a mortgage representative to get pre-approved, and be sure you understand fully what is involved. Ask questions about rates, closing costs and property taxes.

Then check with sales representatives as to whether the developers offer programs that make homeownership more attainable. At The Wyatt Condominiums in Regent Park, for example, Daniels is offering the First Home Boost, which enables qualified purchasers to “boost” their down payment from five to 15 per cent, interestand payment-free.

When you shop, check the builder/developers’ reputations before signing on the dotted line, so you can buy with confidence. Look at previous communities they have built and research their reputations, especially for after-sales service and customer care.

Of course, location plays a major role in your decision.

For those seeking an urban address, Toronto is called “the city of neighbourhoods” because of its diversity of vibrant communities with unique identities, cultures, history, architecture and lifestyles. A neighbourhood should “feel” like home, but keep in mind that practicality is also a consideration. Is access to public transportation and highways convenient? Are there good schools nearby? How about recreation and other amenities, and how long will your work commute be? Many new home buyers choose up-and-coming neighbourhoods, because over time as they develop, home values increase. Great examples are Regent Park, where Daniels is Toronto Community Housing’s development partner for the internationally recognized, award-winning revitalization, and Toronto’s East Bayfront, where we now offer Daniels Waterfront – City of the Arts.

We are seeing an interesting phenomenon among new home shoppers – the desire to live in masterplanned, mixed-use communities where lifestyle aspects are clustered for convenience. In our Daniels Waterfront – City of the Arts and Daniels Erin Mills communities, residents can live, work and play right in the area. Being able to stroll to local amenities saves a lot of travel time, as well as gas money and wear and tear on vehicles. These cities-within-cities offer a special intimate connection to the surroundings, providing residents with a true sense of belonging.

Isn’t that what “home” is all about?

2016

GTA Home Builders’ Annual Roster THE HOME BUILDERS’ ANNUAL 2016 45

Acorn Development Corporation 3520 Pharmacy Ave., Suite 2 Toronto, Ontario M1W 2T8 416-499-4900 www.acornhomes.ca Alliance Homes 6048 Highway #9 Schomberg, Ontario L0G 1T0 905-761-7086 www.alliancehomes.ca Alterra Group of Companies Unit 7 Toronto, Ontario M4W 3C7 416-964-1800 www.alterra.com AMR Homes 4305 Fairview St., Suite 216 Burlington, Ontario L7L 6E6 289-288-0295 www.amrhomes.ca Andrin Ltd. 26 Lesmill Rd., Suite 3 Toronto, Ontario M3B 2T5 416-733-3128 www.andrinhomes.com Aragon Development (Ontario) Ltd. 101 - 262 Carlaw Ave. Toronto, Ontario M4M 3L1 416-531-6361 www.aragon.ca Arista Homes 600 Applewood Cres.

Vaughan, Ontario L4K 4B4 905-660-5000 www.aristahomes.com Armour Heights Developments 81 Zenway Blvd., Suite 24 Vaughan, Ontario L4H 0S5 905-303-7800 www.armourhd.com Aspen Ridge Homes 29 Floral Pkwy.

Concord, Ontario L4K 5C5 905-669-9292 www.aspenridgehomes.com 窶ｦSee ad on page 1 & IBC

Averton Homes 161 Pennsylvania Ave., Suite #5 Vaughan, Ontario L4K 1C3 416-740-5544 www.averton.ca 窶ｦSee ad on page 27 B.G. Schickedanz Homes 3100 Steeles Ave. W., Suite 500 Vaughan, Ontario L4K 3R1 905-695-1953 www.bgshomes.com Bachly Construction 557 Chartwell Road Oakville, Ontario L6J 4A8 905-842-6663 www.bachly.com Baghai Development Ltd. 678H Sheppard Avenue East Toronto, Ontario M2K 1B7 416-449-5994 www.shanebaghai.ca Ballantry Homes 20 Cachet Wood Court., Suite 6 Markham, Ontario L6C 3G1 905-887-7100 www.ballantryhomes.com Ballygarven Homes 186 Matthew Boyd Crescent Newmarket, Ontario L3X 3C7 905-853-2904 www.ballygarvenhomes.com Ballymore Building Corporation 12840 Yonge St., Suite 200 Richmond Hill, Ontario L4E 4H1 905-773-1048 www.ballymorehomes.com Baycliffe Homes 1 Ashbridge Circle, Suite 3C Woodbridge, Ontario L4L 3R5 905-264-2229 www.baycliffehomes.com Batavia Homes 15 Mayfield Cres.

Whitby, Ontario L1N 8P4 905-493-1028 www.bataviahomes.ca Baycrest Homes 668 Millway Ave., Suite 10 Concord, Ontario L4K 3V2 905-326-3200

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Bayview-Wellington Homes 111 Creditstone Rd. Concord, Ontario L4K 1N3 905 695 0661 www.bwhomes.ca Baywood Homes 1140 Sheppard Ave. W., Suite 13 Toronto, Ontario M3K 2A2 416-633-7333 www.baywoodhomes.com Beaverhall Homes 40 Vogell Rd., Suite 17 Richmond Hill, Ontario L4B 3N6 905-770-9983 www.beaverhall.com Belpark Homes 160 Applewood Cres., Suite 29 Concord, Ontario L4K 4H2 905-760-0507 Bellport Homes 115 Woodstream Blvd. Unit 13 Woodbridge, Ontario L4L 8K5 905-851-7893 www.bellporthomes.ca Belsito Homes 48 Pike Rd. Oakville, Ontario L6H 6C3 905-257-6740 www.belsitohomes.ca Berkley Homes 20 Rivermede Rd., Suite 204 Concord, Ontario L4K 3N3 905-669-8399 www.berkleyhomes.ca Berkshire Homes 26 Lesmill Rd., Unit 1A Toronto, Ontario M3B 2T5 416-485-7860 www.berkshirenewhomes.com Best Homes 221 Helen Ave. Markham, Ontario L3R 1J7 905-479-9600 www.besthomescanada.com Boddy, John Developments 409 Kingston Rd. W. Ajax, Ontario L1S 6L7 905-428-1000 www.johnboddyhomes.com

Bond Homes 370 Queen St. S. Mississauga, Ontario L5M 1M2 905-812-2172 www.bondhomes.ca

Build Toronto Inc. 200 King St. W., Suite 200 Toronto, Ontario M5H 3T4 416-981-3889 www.buildtoronto.ca

Christina Homes 85 Kilkenny Trail Bradford, Ontario L3Z 5C5 905-778-1600 www.christinahomesltd.com

Bradley Homes 2144 Taggart Court Innisfil, Ontario L9S 0C4 705-431-8859 www.bradleyhomes.ca

Cachet Estate Homes 361 Connie Cres., Suite 200 Concord, Ontario L4K 5R2 905-764-1983 www.cachethomes.com

City Homes 1333 Boundary Rd., Suite 4-A Oshawa, Ontario L1J 6Z7 905-723-2815 www.mycityhome.ca

Brandy Lane Homes 4580 Dufferin St., Suite 307 Toronto, Ontario M3H 5Y2 416-636-4111 www.brandylanehomes.com

Cadorin Homes 189 Maplehurst Avenue Toronto, Ontario M2N 3C1 416-782-6002 www.cadorinhomes.com

Clemmensen & Associates Ltd. 17 Oakland Ave. Weston, Ontario M9M 2H9 416-747-6266

Branthaven Homes 720 Oval Crt. Burlington, Ontario L7L 6A9 905-333-8364 www.branthaven.com

Caliber Homes 51 Royson Rd., Suite 8 Woodbridge, Ontario L4L 8P9 905-264-0100 www.caliberhomes.ca

Bremont Homes 4908 Hwy 7, Vaughan, Ontario L4L 1S8 905-266-1851 www.bremonthomes.com

CanAlfa 80 Lynn Williams St. Toronto, Ontario M6K 3R6 416-537-2321 www.liveinliberty.com

Brenner Construction 112 Jennifer Cres.

Sharon, Ontario L0G 1V0 905-478-2058

Canvas Developments 100 Strada Dr, Unit 1 Vaughan, Ontario L4L 5V7 905-264-8001 www.canvasdevelopments.ca

Briarwood Homes 636 Edwards Avenue, Suite 14 Richmond Hill, Ontario L4C 0V4 905-737-4477 www.briarwoodhomes.com Broadway Homes 7501 Keele St., Suite 100 Vaughan, Ontario L4K 1Y2 905-761-8200 www.broadwayhomes.com Brookfield Homes 7303 Warden Ave., Suite 100 Markham, Ontario L3R 5Y6 905-477-5111 www.brookfieldhomes.ca Brookstone Homes 115 Sheppard Ave. W. Toronto, Ontario M2N 1M7 416-222-0932 www.brookstonehomes.ca

Centra Homes 125 Norfinch Drive, Suite 201 Toronto, Ontario M3N 1W8 416-238-2404 www.centra-homes.ca Charleston Homes 143 Dennis St., P.O. Box 760 Rockwood, Ontario N0B 2K0 519-856-4054 www.charlestonhomes.ca Chateau Fine Homes 94 Brockport Dr. Etobicoke, Ontario M9W 5C5 416-201-9912 Chestnut Hill Homes 150 Ferrand Dr., Suite 801 Toronto, Ontario M3C 3E5 416-649-4457 www.chestnuthilldevelopments.com

Colewood Construction 313 Horner Ave. Toronto, Ontario M8W 1Z5 416-251-3486 Consar Development Inc 725 10th Line Collingwood, Ontario L9Y 5H4 705-503-1881 Conservatory Group 90 Tiverton Crt. Suite 200 Markham, Ontario L3R 9V2 905-477-7609 www.conservatorygroup.ca Coram Construction 200 Ronson Dr., Suite 305 Etobicoke, Ontario M9W 5Z9 416-243-9019 www.coram.com Coscorp Inc. 6625 Kitimat Rd., Suite 58 Mississauga, Ontario L5N 6J1 905-821-3666 www.cosCorporation.ca Cosmopolitan Homes 120 West Beaver Creek Rd Richmond Hill, Ontario L4B 1L2 905-762-1800 www.cosmopolitanhomes.ca Coughlan Homes 2700 Audley Rd. N. Ajax, Ontario L1Z 1X4 905-427-7703 www.coughlanhomes.com

THE HOME BUILDERS’ ANNUAL 2016 47

Country Glen Homes 4000 Steeles Ave. W., Suite 203 Woodbridge, Ontario L4L 4V9 905-851-9367

Delco Management Group 100 York Boulevard suite 401 Richmond Hill, Ontario L4B 1J8 905-709-3200

Country Homes 111 Strada Drive Woodbridge, Ontario L4L 5V9 416-213-7191 www.countryhomes.ca

Delmark Homes 389 Disette Street, Unit 1 Bradford, Ontario L3Z 3G9 905-775-5033 www.delmarkhomes.com

CountryWide Homes 1500 Hwy. 7 Concord, Ontario L4K 5Y4 905-907-1500 www.countrywidehomes.ca

Delpark Homes 8888 Keele St Unit 13-14 Concord, Ontario L4K 2N2 416-309-2009 www.delparkhomes.ca

Di Blasio Homes 6620 Rothschild Trail Mississauga, Ontario L5W 0A6 905-565-9844 www.diblasiohomes.com

Coventry Homes 73 Railside Rd Unit 7 Toronto, Ontario M3A 1B2 416-385-3648

DelRidge Homes 7800 Kennedy Rd., Suite 102 Markham, Ontario L3R 2C7 905-479-5448 www.delridgehomes.com

Dorsay Development Corporation 150 York St., Suite 1701 Toronto, Ontario M5H 3S5 416-368-1460 www.dorsay.ca

Democrat Homes 155 Romina Dr. Thornhill, Ontario L4K 4Z9 905-532-9230 www.democrathomes.com

Double Oak Homes 2121 Olde Baseline Rd. Caledon, Ontario L7C 0K7 905-838-0550

Crystal Glen Homes 8740 Jane St, Unit 1 & 2 Concord, Ontario L4K 0E7 905-597-0227 www.crystalglenhomes.com Dalerose Country 64 Broadway Ave. Orangeville, Ontario L9W 1J9 519-938-8417 www.dalerosehomes.ca Daniels Corporation, The 20 Queen St. W., Suite 3400 Toronto, Ontario M5H 3R3 416-598-2129 www.danielshomes.ca 窶ｦSee ad on page 20 Darcel Developers 3625 Dufferin St., Suite 105 North York, Ontario M3K 1Z2 416-638-3111 Dawn Victoria Homes 1550 Yorkton Court, Unit 18 Burlington, Ontario L7P 5B7 905-637-1777 www.dawnvictoria.ca Decade Group 1806 Avenue Road, Suite 2 Toronto, Ontario M5M 3Z1 416-781-0623 www.decadegroup.ca

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DeNoble Homes 600 Euclid St., Suite 5 Whitby, Ontario L1N 5C2 905-444-9668 www.denoblehomes.com Desini Fine Homes 20 Craighurst Ave. Toronto, Ontario M4R 1J8 416-238-1254 www.desini.ca Desousa Homes 1122 Brock St. S. Whitby, Ontario L1N 4L9 905-668-2331 www.desousahomes.com Devonleigh Homes P.O. Box 70, Stn A Orangeville, Ontario L9W 2Z5 519-942-3311 www.devonleighhomes.com DeZen Homes 23 Windsor St. Etobicoke, Ontario M8Y 2V9 416-255-0890 www.dezenhomes.com

Diam Developments 199 Advanced Blvd. Suite 212 Brampton, Ontario L6T4N2 905-497-6993 www.diam.ca Di Battista Gambin Developments 1090 Dundas St. E., Suite 201 Mississauga, Ontario L4Y 2B8 905-615-0300

Dreamland Homes 1310 Kerrisdale Blvd., Suite 100 Newmarket, Ontario L3Y 8V6 905-657-4663 www.dreamlandhomes.ca Dunbury Homes 325 Denison St. Markham, Ontario L3R 1B5 905-474-3600 www.dunburyhomes.com Dunpar Developments 105 Six Point Rd. Etobicoke, Ontario M8Z 2X3 416-236-9800 www.dunparhomes.com Dunsire Developments 54-5100 South Service Rd Burlington, Ontario L7L 6A5 1-888-519-2346 www.dunsire.com Eaglebay Estates 163 Buttermill Ave., Suite 9 Concord, Ontario L4K 3X8 905-660-5471 www.eaglebayestates.com

Eden Oak 1443 HurOntario St. Mississauga, Ontario L5G 3H5 905-274-5500 www.edenoak.com

Fairgate Homes P.O. Box 370 Stouffville, Ontario L4A 7Z6 905-642-1600 www.fairgatehomes.com

Forest Hill Homes 2700 Dufferin St., Suite 34 Toronto, Ontario M6B 4J3 416-787-0256 www.foresthillhomes.ca

Eldin Building Corporation 30 Wertheim Crt., Building A, Unit 3 Richmond Hill, Ontario L4B 1B9 905-731-5069

Falconcrest Homes 955 Wilson Ave., Unit 1 Toronto, Ontario M3K 2A8 416-638-5980 www.falconcresthomes.com

Fourteen Estates Custom Home Builders 513 Westney S Unit #4 Pickering, Ontario L1S 6W8 905-427-0390 www.fourteenestates.com

Fandor Homes 68 Romina Dr. Concord, Ontario L4K 4Z7 905-669-5820 www.fandorhomes.com

Frantom Homes 396 Chrislea Rd. Woodbridge, Ontario L4L 8A8 905-265-0540 www.frantomhomes.com

Farsight Homes 117 Ringwood Drive Unit 18 Stouffville, Ontario L4A 8C1 905-642-8383 www.farsight.ca

Frederick G. Reynolds Group 2 Marina Drive Bobcaygeon, Ontario K0M 1A0 705-738-5555 www.port32.com

Flato Group Inc. 3621 Highway 7 East, Suite 503 Markham, Ontario L3R 0G6 905-479-9292 www.flatogroup.com

Garden Homes 35 West Pearce St., Unit 9 Richmond Hill, Ontario L4B 3A9 905-882-2320 www.gardenhomes.ca

Fernbrook Homes 2220 Hwy. 7 W., Unit 5 Concord, Ontario L4K 1W7 416-667-0447 www.fernbrookhomes.com

Generation Homes 10034 Keele St. Maple, Ontario L6A 0J6 416-748-0098 www.generationhomes.ca

Elm Development Corporation 1931 Highway 7, Concord, Ontario L4K 1V5 905-709-8232 www.elmdevelopments.com Emer Developments 5 Silver Springs Cres.

Uxbridge, Ontario L9P 1R4 905-852-3129 www.emerdevelopments.com Emery Homes 620 Wilson Ave., Suite 350 Toronto, Ontario M3K 1Z3 416-636-7200 Empire Communities 125 Villarboit Cres.

Vaughan, Ontario L4K 4K2 905-307-8102 www.empirecommunities.com Emsatec Canada Inc. 940 Lansdowne Avenue, Suite 101 Toronto, Ontario M6H 3Z4 416.483.1066 Erin Mills Development Corp. #11 - 3500 Ridgeway Drive Mississauga, Ontario L5L 0B4 905-820-4200 www.erinmillsdevelopment.com Esquire Homes 145 Royal Crest Crt., Unit 20 Markham, Ontario L3R 9Z4 905-415-1880 www.esquirehomes.ca Fairglen Homes 10148 Warden Ave. Markham, Ontario L6C 1N3 905-887-4818 www.fairglenhomes.com

Fieldgate Homes 5400 Yonge St., Second Floor Toronto, Ontario M2N 5R5 416-227-2220 www.fieldgatehomes.com …See ad on page 1 Fifthshire Homes 241 Applewood Cres., Suite 3 Concord, Ontario L4K 4E6 905-660-7415 www.fifthshire.com Firstview Homes 81 Zenway Blvd unit 14 Vaughan, Ontario L4H 0R6 905-850-0022 www.firstview.ca Forest Green Homes 5332 Hwy. 7, Second Floor Woodbridge, Ontario L4L 1T3 905-850-8500 www.forestgreenhomes.com

Genesis Homes 1 Yorkdale Rd., Suite 214 Toronto, Ontario M6A 3A1 416-229-9757 www.genesishomes.ca Georgian Corporation 1175 Meyerside Dr., Suite 2 Mississauga, Ontario L5T-1H3 905-405-7272 www.georgiangroup.com Georgian International 85 Bayfield Street, Suite 500 Barrie, Ontario L4M 3A7 705-730-5900 www.georgianinternational.com Geranium Corporation 3190 Steeles Ave. E., Suite 300 Markham, Ontario L3R 1G9 905-477-1177 www.geraniumhomes.com

THE HOME BUILDERS’ ANNUAL 2016 49

Glen Orchard Homes 6415 Northwest Dr., Suite 4 Mississauga, Ontario L4V 1X1 905-677-7207 www.glenorchardhomes.com Glen Rouge Homes 2061 McCowan Rd., Suite 203 Scarborough, Ontario M1S 3Y6 416-282-2296 www.glenrougehomes.com Gold Park Homes 3300 Hwy. 7, Suite 400 Concord, Ontario L4K 4M3 905-760-9595 www.goldparkhomes.com Goldribbon Homes 5400 Yonge St., Suite 300 Toronto, Ontario M2N 5R5 416-623-1321 www.goldribbonhomes.com Golfvest Communities 56 Aberfoyle Cres., Suite 500 Toronto, Ontario M8X 2W4 416-248-6206 www.golfvest.com Grajen Homes 42 Roosevelt Dr. Richmond Hill, Ontario L4C 6V4 905-881-5885 www.grajenhomes.com Great Gulf 3751 Victoria Park Ave. Toronto, Ontario M1W 3Z4 416-449-1340 www.greatgulf.com 窶ｦSee ad on page 11 Greenfield Quality Builders Inc. 132 Gorman Park Rd. Toronto, Ontario M3H 3K9 416-226-1020 www.gqbhomes.com Greenland Group Canada 77 King St W, Toronto, Ontario M5K 2A1 416-640-0606 Greenleaf Inv. Corporation 620 Wilson Ave., Suite 330 Toronto, Ontario M3K 1Z3 416-781-9101

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Green Group 399-A Spadina Ave., Suite 1 Toronto, Ontario M5T 2G6 416-598-2811 Greenpark Homes 8700 Dufferin St. Vaughan, Ontario L4K 4S6 416-661-5329 www.greenparkhomes.com

Honeyfield Communities 333 Humberline Dr. Toronto, Ontario M9W 5X3 416-675-4174 www.honeyfield.ca Huntingwood Developments 152 Dalemount Ave. Toronto, Ontario M6B 3C9 416-398-4552

Greenvilla Homes 390 Edgeley Blvd.

Vaughan, Ontario L4K3Z6 905-761-8899 www.greenvillahomes.com

Hush Communities 75 International Blvd, Suite 400 Toronto, Ontario M9W 6L9 416-987-6500 www.hush.ca

Gregor Homes 120 Clapperton St. Barrie, Ontario L4M 3G4 705-721-3354 www.gregorhomes.com

Hyde Park Homes 7 King St. E., Suite 911 Toronto, Ontario M5C 3C5 416-306-2283 www.hydeparkhomes.com

Greystone Homes 12830 Yonge St., Suite 202 Richmond Hill, Ontario L4E 4H1 905-313-0455 www.greystonehomes.ca

Icon Homes 70 Don Park Road, Unit 15 Markham, Ontario L3R1G4 905-470-0003 www.iconhomes.com

Habitat for Humanity Toronto 155 Bermondsey Rd Toronto, Ontario M4A 1X9 416-755-7353 www.torontohabitat.on.ca

Insoho Developments 35 Alvin Ave. Toronto, Ontario M4T 2A7 416-920-8880 www.insohodevelopments.com

Halminen Homes 1748 Baseline Rd. W. Suite 100 Courtice, Ontario L1E 2T1 905-436-2600 www.halminenhomes.com

Infinity Developments 2275 Upper Middle Road East, Suite 101 Oakville, Ontario L6H0C3 647-933-8873 www.infinitydevelopment.ca

Heathwood Group of Companies 245 Yorkland Blvd., Suite 100 Toronto, Ontario M2J 4W9 416-490-1400 www.heathwood.com

Jeffery Homes 1200 Airport Blvd., Suite 201 Oshawa, Ontario L1J 8P5 905-433-4701 www.jefferyhomes.com

Highcastle Homes 7600 Hwy. 27, Unit 1 Woodbridge, Ontario L4H 0P8 905-264-5565 www.highcastlehomes.com

Jourdan Group Inc. 9 Woodlawn Ave. E. Toronto, Ontario M4T 1B9 416-920-0111

Highmark Homes 9000 Keele St., Unit 13 Concord, Ontario L4K 0B3 905-760-2631 www.highmarkhomes.ca

Kaitlin Group Ltd. 28 Sandiford Dr., Suite 201 Stouffville, Ontario L4A 1L8 905-642-7050 www.kaitlingroup.com

Kaneff Properties Ltd. 8501 Mississauga Rd., Suite 200 Brampton, Ontario L6Y 5G8 905-454-0221 www.kaneff.com

Laurier Homes 150 Connie Cres., Suite 4 Concord, Ontario L4K 1L9 905-738-2009 www.laurierhomes.com

Luvian Homes 1001 St. John’s Sideroad Aurora, Ontario L4G 7Y3 905-727-9090 www.luvianhomes.com

Kantium Development & Construction 279 Sheppard Avenue West Toronto, Ontario M2N 1N5 416-915-0592 www.kantium.ca

Lavandale Homes 2901 Bayview Avenue PO Box 91075 Bayview Village Willowdale, Ontario M2K 2Y6 416-603-7111 www.lavendalehomes.com

MacPherson Builders Ltd. 40 West Wilmot Street, Unit 6 Richmond Hill, Ontario L4B 1H8 905-882-8000 www.macphersonbuilders.com

Karvon Homes 11 Sims Cres., Unit B Richmond Hill, Ontario L4B 1C9 905-764-1900 www.karvonhomes.com Kerbel Group Inc. 26 Lesmill Rd., Suite 3 Toronto, Ontario M3B 2T5 416-733-2202 Kylemore Communities 9980 Kennedy Rd, Suite 200 Markham, Ontario L6C 0M4 905-887-5799 www.kylemorecommunities.com LSJ Homes 95 Barber Greene Rd., Suite 305 Don Mills, Ontario M3C 2A2 416-445-9920 Lakeview Homes 200 Bridgeland Ave. Toronto, Ontario M6A 1Z4 416-785-8172 www.lakeviewhomesinc.com Lancaster Homes 9251 Yonge St., Suite 306 Richmond Hill, Ontario L4C 9T3 905-731-6099 www.lancasterhomes.ca Lanterna Group Ltd. 25 Scarsdale Road Unit 7 North York, Ontario M3B 2R2 416-665-2020 www.lanterna.ca Laurel View Homes 4001 Chesswood Dr. North York, Ontario M3J 2R8 416-635-6663 www.laurelviewhomes.com

Lebovic Enterprises P.O. Box 1240 Stouffville, Ontario L4A 8A2 905-640-7361 www.lebovichomes.com Legend Homes Inc. 482 South Service Road East Unit #105 Oakville, Ontario L6K 2X6 905-849-1234 www.legendhomes.net

Madison Homes 369 Rimrock Rd. Toronto, Ontario M3J 3G2 416-661-4000 www.madisonhomes.ca Mancini Homes 452 Nineteenth Avenue Richmond Hill, Ontario L4E 3P7 905-773-9997 www.mancinihomes.ca

Lexis-Bayview Developments 255 Duncan Mill Rd., Suite 202 North York, Ontario M3B 3H9 416-449-7501

Mariposa Homes 650 Harvie Settlement Road Orillia, Ontario L3V 6H2 705-329-3330 www.mariposahomes.ca

Liberty Home Group 161 Pennsylvania Ave., Suite 4 Concord, Ontario L4K 1C3 905-761-6000 www.libertyhomegroup.com

Markay Homes 1176 Burnamthorpe Road West Oakville, Ontario L6M 4L1 905-257-1220 www.markayhomes.com

Lindvest 3625 Dufferin Street, Suite 200 Toronto, Ontario M3K 1Z2 416-635-7575 www.lindvest.com …See ad on page 35 Liza Communities 30 Wertheim Crt., Suite 9 Richmond Hill, Ontario L4B 1B9 905-881-1026 www.lizacommunities.com Logan Homes 2 Risebrough Ave. Toronto, Ontario M2M 2E1 416-222-6118 www.loganhomeslimited.com Lormel Homes 331 Cityview Blvd., Suite 300 Vaughan, Ontario L4H 3M3 905-832-2023 www.lormelhomes.com

Marshall Homes 1817 Fairport Rd., Pickering, Ontario L1V 1T2 905-683-0050 www.marshallhomes.ca MaryDel Homes 100 Caster Avenue Woodbridge, Ontario L4L 5Y9 905-264-5564 www.marydelhomes.com Mason Homes 30 Pennsylvania Ave., Suite 6 Concord, Ontario L4K 4A5 905-761-2050 www.masonhomes.ca Matanda Homes 31 Brimwood Cres.

Richmond Hill, Ontario L4B 4B6 416-823-4930

THE HOME BUILDERS’ ANNUAL 2016 51

Mattamy Homes 7880 Keele Street, Suite 500 Oakville, Ontario L6H 6M5 905-829-2424 www.mattamyhomes.com 窶ｦSee ad on back cover Medallion Developments 970 Lawrence Ave. W., Suite 304 Toronto, Ontario M6A 3B6 416-256-3900 www.medalliondevelopments.com Melody Homes 40 Bradwick Dr., Unit 22 Concord, Ontario L4K 1K9 905-660-6266 www.melodyhomes.com Menkes Developments 4711 Yonge St., Suite 1400 Toronto, Ontario M2N 7E4 416-491-2222 www.menkes.com 窶ｦSee ad on page 16 Meridian Homes 1051 Meyerside Drive Unit 11 Mississauga, Ontario L5T 1J6 905-565-7417 www.meridanhomes.ca Minto Communities 500-90 Sheppard Ave East Toronto, Ontario M2N 3A1 416-977-0777 www.minto.com Moldenhauer Lifestyles 1554 Dundas St, E, 2nd Floor Mississauga, Ontario L4X 1L4 416-410-5051 www.moldenhauer.ca Monmar Developments 333 Humberline Dr. Toronto, Ontario M9W 5X3 416-675-4174 www.honeyfield.ca Montevallo Developments Limited 940 Lansdowne Ave. Bldg.15, Suite 101 Toronto, Ontario M6H 3Z4 416-250-0224 Mosaik Homes 8800 Jane St. Concord, Ontario L4K 2M9 905-738-6444 www.mosaikhomes.com

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National Homes 291 Edgeley Blvd., Suite 1 Concord, Ontario L4K 3Z4 905-669-9199 www.nationalhomes.com

Oxnard Homes 9140 Leslie St., Unit 210 Richmond Hill, Ontario L4B 0A9 905-762-9200 www.oxnardhomes.com

New Age Homes 150 Jolliffe Ave. Rockwood, Ontario N0B 2K0 519-856-2469

Pace Developments 30 Wertheim Court, Unit 3, Bldg A Richmond Hill, Ontario L4B 1B9 905-731-5069

New Era Homes P.O. Box 215 Newmarket, Ontario L3Y 4X1 905-778-1818

PCM Construction 1020 Matheson Blvd. E., Unit 16 Mississauga, Ontario L4W 4J9 905-625-6666 www.pcmconstruction.com

Noik Group 3410 Sheppard Ave. E., Suite 300 Toronto, Ontario M1T 3P4 416-291-6665 www.noikhomes.com Norstar Building Corporation 7077 Keele St., Suite 102 Concord, Ontario L4K 0B6 905-738-0754 www.norstarcompanies.com North Star Homes 361 Four Valley Dr. Concord, Ontario L4K 5Z3 905-761-1320 www.northstarhomesinc.com Opus Homes 331 Cityview Boulevard, Suite 201 Vaughan, Ontario L4H 3M3 905-832-2522 www.opushomes.com Orchard Ridge Homes 3700 Steeles Ave. W., Suite 800 Woodbridge, Ontario L4L 8M9 905-850-6154 www.orchardridgehomes.com Orchid Valley Homes 165 Charlotte St. S., Suite B Newmarket, Ontario L3Y 3S7 905-898-2623 Oskar Group 3660 Midland Avenue, Suite 200 Toronto, Ontario M1V 0B8 416.293.9588 x 511 www.oskargroup.com

Pacific Homes 3730 Trans Canada Hwy, PO Box 70 Cobble Hill, BC V0R 1L0 1-800-667-3511 www.pacific-homes.com Paradise Developments 625 Cochrane Dr., Suite 801 Markham, Ontario L3R 9R9 905-940-2933 www.paradisedevelopments.com Parkbridge Lifestyle Communities 690 River Rd. W. Wasaga Beach, Ontario L9Z 2P1 705-429-8559 www.parkbridge.ca Park Avenue Homes 2 Farr Ave., Unit B Sharon, Ontario L0G 1V0 905-589-7275 www.pahomes.ca Parkview Homes 637 The Queensway, Suite 17 Peterborough, Ontario K9J 7J6 705-741-1281 www.parkviewhomes.ca Peak Garden Developments 18 Crown Steel Dr., Suite 213 Markham, Ontario L3R 9X8 905-940-3339 www.peakgarden.com Pemberton Group 50 Confederation Pkwy.

Concord, Ontario L4K 4T8 905-326-4100 www.pembertongroup.com

Picture Homes 180 Jardin Dr., Suite 8 Concord, Ontario L4K 1X8 905-760-0404 www.picturehomesonline.com

Queensgate Homes 3800 Steeles Ave. W., Suite 400 West Building Woodbridge, Ontario L4L 4G9 905-264-0600 www.queensgatehomes.com

Rivera Home Builders 1681 Langstaff Road, #1 Vaughan, Ontario L4K 5T3 905-326-6138 www.treasurehill.com

Poetry Living Mayfair Construction 71 Buttermill Avenue Vaughan, Ontario L4K 3X2 905-738-6671 www.poetryliving.com

Quintessa Homes 10995 HWY # 27 Kleinburg, Ontario L0J 1C0 905-893-1988 www.quintessa.ca

Riverfield Homes 110 Trowers Rd. Woodbridge, Ontario L4L 5Z4 905-850-9550 www.riverfield.com

Pratt Development Inc. 301 King St. Barrie, Ontario L4N 6B5 705-792-3883 www.pratthomes.ca

Ramtin Sotoadeh Homes 23 Lesmill Rd, Suite 110 Toronto, Ontario M3B-3P6 416-480-0282 www.rshomes.ca

Rivermill Homes 14 Connie Cres., Suite 17 Concord, Ontario L4K 2W8 905-761-9465 www.rivermillhomes.com

Presidential Homes 27 Paxtonia Blvd., Suite 1 North York, Ontario M3K 1V9 416-636-3634

Raymac Homes P.O Box 1040, Thornton, Ontario L0L 2N0 905-775-0330

Prestonvale Heights Ltd. 11 Curity Ave. Toronto, Ontario M4B 1X4 416-429-0969 www.prestongroup.ca

RedBerry Homes 5 Princess Point Dr. Wasaga Beach, Ontario L9Z 3C3 705-428-5115 www.redberryhomes.com

Robynwood Homes 371 Bradwick Dr., Suite 8 Concord, Ontario L4K 2P4 905-660-8720 www.robynwoodhomes.com

Preston Group, The 11 Curity Ave. Toronto, Ontario M4B 1X4 416-429-0969 www.prestongroup.ca

Regal Crest Homes 171 Basaltic Rd., Unit 1 Concord, Ontario L4K 1G4 905-669-5003 www.regalcresthomes.com

Previn Court Homes 230 King Street South, Alliston, Ontario L9R 1C1 705-302-3235 www.previncourt.com

RegalCraft Homes 6991 Millcreek Dr., Unit 12 Mississauga, Ontario L5N 5B9 905-814-9800 www.regalcrafthomes.com

Primont Homes 9130 Leslie Street, Suite 301 Richmond Hill, Ontario L4B 0B9 905-770-7002 www.primonthomes.com

Regency Heights Homes 151 Spinnaker Way, Suite 5 Concord, Ontario L4K 4C3 905-738-4709 www.regencyheightshomes.com

Pristine Homes 242 Applewood Crescent Unit 2 Concord, Ontario L4K 4E5 905-738-4994 www.pristinehomes.ca

Remington Homes 7501 Keele St., Suite 100 Vaughan, Ontario L4K 1Y2 905-761-8200 www.remingtonhomes.com

Queenscorp Group 2 Queen Elizabeth Blvd.

Toronto, Ontario M8Z 1L8 416-253-6909 www.queensCorporation.com

Ristic Homes 6 McKelvey Dr. Thornhill, Ontario L3T 5X7 905-886-8707 www.ristichomes.com

Rockport Group 170 The Donway West, Suite 307 North York, Ontario M3C 2G3 416-444-7391 www.rockportgroup.net Rodeo Fine Homes 70 Gibson Dr., Unit 13 Markham, Ontario L3R 4C2 905-475-7893 www.rodeofinehomes.com Rose Valley Homes 115 Woodstream Blvd., Unit 13 Woodbridge, Ontario L4L 8K5 905-851-6402 www.rosevalleyhomes.com Rosehaven Homes 145 Reynolds St., Suite 300 Oakville, Ontario L6J 0A7 905-849-1166 www.rosehavenhomes.com …See ad on page 23 Royal Lane Homes 620 Wilson Ave., Suite 202 Toronto, Ontario M3K 1Z3 416-630-5263 www.royallanehomes.com Royal Park Homes 65 Royalpark Way Woodbridge, Ontario L4H 1J5 416-736-8635 www.royalpark.com

THE HOME BUILDERS’ ANNUAL 2016 53

Royal Pine Homes 3550 Langstaff Rd., Suite 200 Woodbridge, Ontario L4L 9G3 416-213-7181 www.royalpinehomes.com

Silver Streams Homes 103 Naughton Dr. Richmond Hill, Ontario L4C 8B3 905-508-7186 www.silverstreamshomes.com

Royalcliff Homes 100 Regina Rd., Unit 3 Woodbridge, Ontario L4L 8M7 905-265-1611 www.royalcliffhomes.com

Sky Homes 3300 Steeles Ave. W., Suite 9 Vaughan, Ontario L4K 2Y4 416-663-9334 www.skyhomes.ca

Running Brook Homes 173 Foxhill Dr. Maple, Ontario L6A 1J9 905-417-6516

Solmar Development Corporation 122 Romina Dr. Concord, Ontario L4K 4Z7 905-660-9222 www.solmar.ca

Saberwood Homes 40 Snidercroft Road. Unit 1 Vaughan, Ontario L4K 0B5 905-761-8690 www.saberwoodhomes.com Schickedanz Brothers Ltd. 3311 Bayview Ave., Suite 105 Willowdale, Ontario M2K 1G4 416-223-0710 www.schickedanzbros.com Senarra Homes 1090 Aerowood Dr., Unit 1 Mississauga, Ontario L4W 1Y5 866-624-8668 www.senarra.com Senator Homes 250 Lesmill Rd. North York, Ontario M3B 2T5 416-445-8552 www.senatorhomes.com Sentex Development Inc. 55 St. Clair Ave. W., Suite 205 Toronto, Ontario M4V 2Y7 416-636-8596 www.sentexdev.com Sequoia Grove Homes 8611 Weston Rd., Suite 18 Vaughan, Ontario L4L 9P1 905-265-0455 www.sequoiagrovehomes.com Sierra Homes 156 Duncan Mill Road, Unit 23A Toronto, Ontario M3B 3N2 416-642-0032 www.sierra.ca

54 YPNEXTHOME.CA

Somerset Construction Ltd. 4 De Quincy Blvd.

North York, Ontario M3H 1Y5 416-638-8664 www.somersetconstruction.ca Spring Town Homes 1415 Bonhill Rd., Suite 1 Mississauga, Ontario L5T 1R2 905-670-6666 www.springtown.com Stafford Homes 55 St. Clair Ave. W., Suite 408 Toronto, Ontario M4V 2Y7 416-461-6100 www.staffordhomes.ca Stanford Homes 40 Vogel Rd., Suite 1 Richmond Hill, Ontario L4B 3N6 905-780-9610 www.stanfordhomes.ca Starcrest Homes 217 Queen’s Plate Dr., Unit D Toronto, Ontario M9W 6Z7 416-746-9555 www.starcresthomes.ca Starlane Home Corporation 8600 Dufferin St. Vaughan, Ontario L4K 5P5 416-736-8854 www.starlanehomes.com Stateview Homes 410 Chrislea Rd. Unit 16 Woodbridge, Ontario L4L 8B5 905.851.1849 www.stateviewhomes.com

Sterling Homes 20 Rivermede Road, Suite 204 Concord, Ontario L4K 3N3 905-669-5552 Stonebridge Building Group Inc. 2458 Dundas St. W. Unit #9 Mississauga, Ontario L5K 1R8 905-823-2615 Storybook Homes 27-1300 King St. E., Box 229 Oshawa, Ontario L1H 8J4 905-438-9516 www.storybookhomes.ca Summerhill Homes 20 Wertheim Crt., Suite 17 Richmond Hill, Ontario L4B 3H7 905-886-6900 www.homesbysummerhill.com Summit View Homes 1 West Pearce Street, Suite 111 Richmond Hill, Ontario L4B 3K3 905-886-8287 www.summitviewhomes.com Sundance Development Corporation 3190 Steeles Ave. E., Suite 304 Markham, Ontario L3R 1G9 905-307-2220 www.sundancehome.com Sundial Homes 4576 Yonge St., Suite 500 Toronto, Ontario M2N 6N4 416-224-1200 www.sundialhomes.com Sunfield Homes 120 Whitmore Rd., Unit 8, Suite 800 Woodbridge, Ontario L4L 6A5 905-851-2424 www.sunfieldhomes.com Sunrise Homes 50 West Wilmont Street, Suite 100 Richmond Hill, Ontario L4B 1M5 905-597-3333 www.sunrisehomes.ca Sunvale Homes 200 Lakeview Court, Unit 2, Orangeville, Ontario L9W 5J7 519-341-6443 x100 www.sunvalehomes.com

Terra Brook Homes 241 Applewood Cres., Unit 3 Concord, Ontario L4K 4E6 905-660-7417 www.terrabrookhomes.ca Thomas Feeley Construction 371 Bradwick Dr., Suite 8 Concord, Ontario L4K 2P4 416-281-9304 Thornridge Homes 225 Bradwick Dr., Unit 18 Concord, Ontario L4K 1K7 905-669-4483 www.thornridgehomes.com Tibro Developments 11 The Bridle Path North York, Ontario M2L 1C9 647-426-3415 Tice River Estates Inc. 1919 Albion Rd. Toronto, Ontario M9W 5S8 416-674-5717 Tiffany Park Homes 601 Magnetic Dr., Unit 1 & 2 North York, Ontario M3J 3J2 416-665-8880 www.tiffanyparkhomes.com Times Group Corporation 3985 Hwy 7 East, Suite #202 Markham, Ontario L3R 2A2 905-940-6286 www.timesgroupcorp.com Toma Valley Homes 8707 Dufferin Street, Suite 324 Vaughan, Ontario L4J 0A6 888-847-8662 www.tomavalleyhomes.ca Touchstone Homes 15 Lesmill Rd., Suite 1 North York, Ontario M3B 2T3 416-798-7220 www.mytouchstonehome.com Townwood Homes 1 Bradwick Dr., Suite 1 Concord, Ontario L4K 2T4 905-669-1615 www.townwoodhomes.com

Treasure Hill Homes 1681 Langstaff Road, Unit 1 Vaughan, Ontario L4K 5T3 416-987-5500 www.treasurehill.com …See ad on page 31 Trevcor Management Inc. 11 Cidermill Ave., Suite 200 Vaughan, Ontario L4K 4B6 416-398-0771 www.trevcor.com Tribute Communities 1815 Ironstone Manor, Unit 1 Pickering, Ontario L1W 3W9 905-839-3500 www.tributecommunities.com Vandyk Group of Companies 1944 Fowler Drive Mississauga, Ontario L5K 0A1 905-823-4606 www.vandyk.com Verdiroc Development Corporation 19 Lesmill Road, Suite 101 Toronto, Ontario M3B 2T3 416-486-4270 www.verdiroc.com Victoria Wood Development Corporation 8500 Leslie St., Suite 210 Thornhill, Ontario L3T 7M8 905-889-5510

Winzen Homes 30 Algie Ave. Toronto, Ontario M8Z 5J8 416-253-5900 www.winzen.ca Wycliffe Group Ltd. 34 Doncaster Ave., Suite 201 Thornhill, Ontario L3T 4S1 905-881-3040 www.wycliffehomes.com Yorkwood Homes 95 Barber Greene Road, Suite 302 Don Mills, Ontario M3C 3E9 416.449.6350 www.yorkwoodhomes.com Your Home Developments 4965 Steeles Ave W. North York, Ontario M9L 1R4 416-745-6686 www.yourhomedevelopments.com Zancor Homes 137 Bowes Rd. Concord, Ontario L4K 1H3 905-738-7010 www.zancorhomes.com Zoran Properties Inc. 940 The East Mall, Suite 303 Toronto, Ontario M9B 6J7 416-620-5696 www.zoranproperties.com

Vogue Development Group Inc. 1118 Centre St. Thornhill, Ontario L4J 7R9 905-886-8500 www.voguegroup.com Walden Homes 250 Eglinton Avenue West, Suite 252 Toronto, Ontario M4R 1A7 416-487-2300 www.waldenhomes.ca Weldan Properties Inc. 2212 Oneida Crt. Mississauga, Ontario L5C 1V6 905-281-8579 www.weldanproperties.com Windemere Heights Homes 130 LePage Crt., Suite 15 Toronto, Ontario M3J 3J1 416-630-1500 www.windemerehomes.ca

THE HOME BUILDERS’ ANNUAL 2016 55

Mortgage Advice

The 5 worst mortgage mistakes you can make

by ALYSSA RICHARD

also hire a mortgage broker who can do all the legwork at no cost to you.

NOW THAT YOU’VE DECIDED TO BUY A HOME, THERE ARE NUMEROUS

steps in the process you’ll have to follow. When it comes to getting a mortgage, it could cost you in the long run if you make a mistake or two.

To help you save money and avoid potential problems down the road, here are some mistakes you should avoid: 1. Not knowing your credit score/rating Lenders love borrowers with a good credit rating. They’re often the ones who pay their bills on time, don’t use a large percentage of their available credit, and have different types of credit, such as a credit card, car loan, and line of credit. If you have good credit, you should be able to qualify for the best mortgage rates. But if you have bad credit, expect to get a mortgage with a higher interest rate. Not sure of what your rating is? You can get your credit score from Equifax or TransUnion.

2. Not being pre-approved for a mortgage If you’ve been looking at properties for a while, you might suddenly find the perfect home. But it’s possible you won’t be able to afford the place. That’s why it’s best to get pre-approved for a mortgage so you’ll know how much you can afford. Many lenders will guarantee your pre-approved rate for a period of between 60 and 120 days. That’ll give you time to find a property in your price range.

3. Not shopping around a mortgage If you think you’ll get rewarded with the lowest rate from your financial institution because you’ve been a loyal customer for a number of years, think again. Your institution may not have the best rate while a rival across the street might have a lower rate. You should do some comparison shopping on a site like RateHub.ca before getting a mortgage. You can 56 YPNEXTHOME.CA

4. Not making more payments No one really likes to carry a large mortgage.

Typically, mortgage payments are made on a monthly basis but there are ways to pay it off faster by using accelerated biweekly payments. For example, if you have a $400,000 mortgage with a 25-year amortization and make monthly payments, your mortgage won’t be paid off until 2041.

We used RateHub’s mortgage payment calculator and found if you make accelerated payments, you’d pay off your mortgage nearly three years earlier and save about $15,000 in interest. Also, most lenders allow you to make lump-sum payments, which will let you pay your mortgage down faster and save you thousands of dollars in interest.

5. Not preparing for extra costs Buying a home can end up costing a lot more than you’d expect. First, there are closing costs, which include legal fees, title insurance and the land transfer tax. You might also need to reimburse the seller for the property taxes and utility bills they’ve already paid. These costs will add up to from anywhere between 1.5 and four per cent of the property’s purchase price.

Alyssa Richard is the founder and CEO of ratehub. ca, a mortgage rate comparison site that aims to empower Canadians to make smart financial decisions.

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W I N N E R

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MATTAMY CREATES PLACES PEOPLE LOVE TO CALL HOME

EXPERIENCE MATTAMY’S THOUGHTFUL DESIGN & PLANNING ACROSS THE GTA Since 1978, Mattamy has built over 70,000 homes in hundreds of communities that people love to live in.

Our success is built upon fulfilling the real needs and hopes of all our homeowners. How? We obsess over every single home- & floor-plan. And only after we fully research what our customers will find indispensable.

Like more open, bright, and usable spaces. And fresh-faced, friendly communities each designed with plentiful trails, parks and paths so that everyone can stay connected in the simplest, most neighbourly of ways.

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