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2012 The Only Complete Resource Directory of GTA Condominium Builders

Discover the GTA’s top condo builders & developers – one success story at a time MORTGAGE ADVICE:

What you need to know about mortgages – before you buy EXPERT PANEL:

Why now is a great time to buy

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For more than half a century, Pemberton Group has been one of the Greater Toronto Area’s finest and most successful builders. Pemberton’s suite owners enjoy peace-of-mind in excellent locations that maximize value. The company’s mission statement includes the slogan “It’s all about you,” which refers to their customer-first approach. It is this commitment, combined with superb quality, distinctive style and attentive customer service, that has earned Pemberton its excellent reputation. OAKVILLE Construction is underway at Bluwater Condominiums, Pemberton’s spa-inspired

luxury community on Oakville’s exclusive waterfront. Residents will live steps from the Lake and minutes to downtown Oakville. Most suites within the three eight-storey residences have a water view. Resort-style amenities include a landscaped terrace, plunge pool, lakeside hot tub, plus Club Blu with its social room with kitchen, bar and dining room; exercise room; yoga/Pilates studio; spa whirlpool; outdoor yoga terrace with meditation deck. Right on site, Rosewater Spa will supply pampering services to Bluwater residents. Call 416-987-8800. TORONTO Discover a multitude of choices from

Pemberton in Toronto’s most desirable neighbourhoods. Construction will begin this year on Neon Condominiums, a 20-storey modern glass tower by Pemberton Group and Felcorp. Steps from Yonge and north of Eglinton, Neon is close to it all. Call 416-987-7878 for your private appointment. The Signature Collection at The Uptown Residences offers the final opportunity to purchase a twobedroom + den/library suite with spectacular views on the upper floors of this luxurious condominium. The Uptown is a 48-storey Art Deco-

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Pemberton Group and Bloor. Now under construction adjacent to the St. Michael’s Campus of U of T and steps from world-class shopping along Bloor Street, U Condos puts you in the heart of Canada’s Financial District. Call 416-546-6605. At Park Lake, immediate occupancies are available for the final few suites. Live on the waterfront close to downtown Toronto and steps from High Park. These two towers are connected by a landscaped podium and include superb amenities. Call 905-326-4100.


inspired residence situated in the heart of the prestigious Bloor-Yorkville area. Move in as soon as 120 days. Call 905-326-4100. Choose U Condominiums and live in an unparalleled urban setting near Bay


Now is the final opportunity to purchase an exquisite suite at Bohemian Embassy in the hip Queen Street West area, where only a handful of suites remain. Live steps from restaurants, nightlife and Toronto’s hot fashion and arts scene! The completed buildings, with two outdoor landscaped retreats have been spectacularly popular with urban dwellers. Move in within 30 days. Call 416-516-1212. ETOBICOKE Select from Pemberton’s final two towers at the well-established Port Royal Place community, which features an onsite community park. Vivid Condominiums is a stylish new tower with an exciting and colourful vibe, plus cutting-edge amenities including an indoor swimming pool. Discover unprecedented value in this residence, which is walking distance to numerous amenities including the Kipling GO Station or the Islington subway station for a quick 20-minute trip to Yonge and Bloor. Looking for move-in-ready opportunities in this amenity-packed area? Consider Palais, where a variety of suites are available for viewing before you buy. Tour Pemberton’s model suite at the Presentation Centre. Call 416-239-8200.


MISSISSAUGA Miracle in Mississauga is now being built opposite Erin Mills Town Centre. View the virtual tour either online or at the Presentation Centre to experience the bright open spaces and quality of the finishes in these well-designed suites. The community features a completed 13,000 square-foot private Recreation Centre with indoor pool and rooftop terrace. A model suite is available to tour. Call 905-603-6300.

MIRACLE IN MISSISSAUGA 2012 Condominium Builders’ Annual


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Pemberton Group RICHMOND HILL Under construction in Richmond Hill’s City Centre neighbourhood, Miracle At Yonge is within walking distance to York Regional Transit and GO, and is close to restaurants, shopping, movie theatres and parks. Two mid-rise towers share the striking lobby with 24-hour concierge service. Amenities include two party rooms, a media/billiards room and fitness room. Call 905-709-5700. REGISTER NOW Pemberton Group’s bold new vision of condominium living will soon be unveiled for SkyCity Condominiums in the amenity-rich area of Yonge and Highway 7 in Richmond Hill. This master-planned community will encompass two towers sharing a two-storey podium containing the magnificent building amenities. Suites will include high-quality features and finishes. Register at SkyCityCondos. com. For more information and to watch for new condominiums coming soon visit, SKYCITY CONDOMINIUMS

TORONTO 416-516-1212

TORONTO 416-546-6605

TORONTO By Appointment Only 416-987-7878

TORONTO 905-326-4100

TORONTO By Appointment Only 905-326-4100

ETOBICOKE 416-239-8200


bluwater c o n d o m i n i u m s

Etobicoke 416-239-8200

MISSISSAUGA 905-603-6300

OAKVILLE 416-987-8800

BRAMPTON 905.799.5000

RICHMOND HILL 905-709-5700




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Editor’s Note


A unique opportunity to be a part of something special

hances are your dream condo suite is a unique combination of exciting design, a fabulous location and an affordable price. No doubt the community itself needs to have that something special that will make you want to call it “home” too. This issue of the GTA Condo Builders’ Annual features a myriad of the best new condo communities that the area has to offer. Our goal is to help you find just the right home for the lifestyle that you’ve been dreaming of. We have profiled several of the most popular new projects and builders in Toronto and surrounding area to help you get started. So whether you find yourself pondering your next move or seriously getting ready to purchase, keep us handy. It’s a great time to investigate the real estate market. With today’s low interest rates, competitive pricing and fabulous new communities to discover, there’s real value to be found. A new-condo community brings together designs with features suited to most every type of buyer. With nearby activities and amenities to enjoy, each location provides an opportunity to be a part of a lifestyle that presents not only modern conveniences but a sense of belonging too. Part of the fun is discovering what each builder offers. I know you’ll be impressed. We hope you enjoy this issue. Please let us know if you discover a new condo or new home community that you think is worth mentioning in an upcoming issue. We’d love to hear from you. Susan Legge, editor-in-chief New Home Guide | New Condo Guide | Home Décor & Renovations

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56 59 05 17

Editor’s Note

Cut the clutter


ASPEN RIDGE Voices of experience: Why now is a great time to buy a new condo



Buying a Condo Five tips for buying a new condo

OHBA Report Why buying a new condo is a great choice BY DOUG TARRY




OCAD U Art Gallery. 66 Finances


A checklist is helpful when shopping for a mortgage

Legally Speaking The new condo offer checklist BY JAYSON SCHWARZ


Mortgage Finesse Visit for more information on all our communities around Condo Prothe GTA. What you need to know about Maturing nicely, thank you mortgages – before you sign BY BARBARA LAWLOR CALUM ROSS Prices & specifications subject BY to change without notice. Brokers protected. E.&O.E. © 2012 Aspen Ridge Homes. All Rights Reserved. Illustrations are artist concepts only. 17347


Style File Three tips for choosing Why condos are good for Toronto your condo finishes BY BEN MYERS BY YANIC SIMARD STUDIO 2. Home is where the art is. And the art Home is at Studio Two. Smarts Mortgage Tips Condo ownership: This stunningly beautiful new condo in the epicenter of Toronto’s How to save large on a zeroing in on the one entertainment features incredible views and BY theMARNIE revolutionary real estate district purchase BENNETT

MOV E U P W I T H62 18 Expert Panel



Quick Tips


85 93

The Condo Builders’ Roster A comprehensive list of condo builders in the Greater Toronto Area Choosing a Builder Finding a new-condo builder you can trust

Follow us on:

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65_CondoBuild_3pg1brv1_final__ 29/02/2012 10:23 AM Page 2

The Only Complete Resource Directory of GTA Condominium Builders


Jacqueline Hill SALES MANAGER

Conni Robinson

Pemberton Group



Susan Legge



RICHMOND HILL Under construction in Richmond Hill’s CentreAnd neighbourhood, Miracle At There is a science to building homes that envelop you in City comfort. there’s an art. Yonge is within walking distance to York Rigorous environmental standards, the latest smart-home technologies and a Regional Transit and GO, and is close to Swiss-based process management system are part of the Mizrahi Khalili philosophy. restaurants, shopping, movie theatres But so is an appreciation for subtle beauty and old-world and parks.values. Two mid-rise towers share the striking lobby with 24-hour concierge In addition, Mizrahi Khalili Amenities builds with the benefit two of Greenow does a builder become different from the competition? service. include party House and Energyrooms, Star certifications, whichroom ensure thefibest How can we perfect the process of construction? How can we a media/billiards and tness environmental practices construction and deliver top give our customers a guaranteed assurance of quality and room. during Call 905-709-5700.


integrity? How can we offer more than mere promises?

Every builder makes promises. But for Mizrahi Khalili, that isn’t enough. We want to exceed expectations and work at a standard of precision and excellence that is unparalleled in the world. That’s why we’re the only builder in Canada with the ISO 9001 certification. Developed with experts in leading industrial fields, the ISO 9001 demands an accountability few companies would invite. Customer satisfaction is paramount – and measured with frequent questionnaires throughout the process. If expectations are not met, the certification is revoked. Relationships with suppliers are monitored to ensure the best services and products are used. Based in Switzerland, the country that made precision part of its national identity, the ISO 9001 certification is a blueprint for optimal execution of a product or service.




new condominiums coming soon visit,

developers give back… 53-55 Pinnacle International

56-58, 95 out Aspen Ridge Homes Ltd. Monarch Corporation of homelessness. Sponsor for the seventh annual BloorYorkville IceFest, where a 7-foot-tall night59-61 Tribute Communities Menkes Developments Ltd.


was a Gold

used furnishings to people transitioning

lit exact replica of the condominium was

CHAZ continues to attract savvy Mizrahi Khalili purchasers who realize the tremendous value in owning at this superb address. Reserve Properties “The Limestone Residences,” named ELAD TORONTO for theCanada condominium’s limestone ETOBICOKE By Appointment Only 905-326-4100 exterior andDevelopment nestled at the 416-239-8200 base of Streetcar CHAZ, surround owners in rich, luxurious Lash Development appointments.

63-65 The Daniels Corporation created by IceCulture. For each walk-in registration at the CHAZ Presentation 67-69 Lanterra Developments


Centre during IceFest, the developers 71-73 Empire Communities TORONTO made a donation to theTORONTO Heart and Stroke By Appointment Only TORONTO 416-546-6605 905-326-4100 Foundation of Ontario. 75-77 Great Gulf Homes416-987-7878


Concord Adex


TORONTO 416-516-1212

40-42 43-45 47-49 Etobicoke 416-239-8200


Terry Bassett Maria James (on leave) DIRECTOR OF PRODUCTION

Sandra Hanak-Vujnovic

08-10 14-16


area ofKhalili Yongetakes andseriously Highway It is this science ofamenity-rich home that Mizrahi 7 in Richmond Thistomaster-planned because we believe that when youHill. adhere the best praccommunity encompass two atowers tices, only then can you indulgewill in the art of creating truly podium sharing a two-storey beautiful sanctuary. The high, coffered ceilings, the containing precisionmagnificent building cut marble slabs,the the curvilinear walls are whatamenities. you see. Suites will include high-quality features But the underpinning of rigorous standards and systems – all andsee finishes. SkyCityCondos. the things you cannot – help Register create theat feeling of security com. and comfort.

Pemberton Group


Lydia McNutt

Bala Gnanapandithan


Last month,


industry standards for water conservation, energy efficiency and indoor air quality. As a result, REGISTER NOWour homes offer greater energy efficiency than other newGroup’s homes. The Tarion Pemberton bold newguarantee vision of is another customer-focused advantage that protects youunveiled against condominium living will soon be defects in materialsfor and work as well as any structural problems. SkyCity Condominiums in the

Mizrahi Khalili respects the meaning of home. With a backFor more information and to watch for ground in building custom-designed, private luxury residences


Dionne Fraser Nina Downs Suzana Zarovski




Debbie Loo Daniel Mera Caroline Wassef

2012 CONDOMINIUM BUILDERS’ ANNUAL 401 The West Mall, Suite 110 CHAZ KITCHEN Etobicoke, Ontario M9C 5J5 416.626.4200 ADVERTISING: Call 416.626.4200 for advertising rates and information.


CIRCULATION Polybagged with the March 24 issue of New Condo Guide. Available at GTA home shows, through direct distribution in the GTA market and by consumer request.

FOR MORE INFORMATION COPYRIGHT 2012 All rights reserved by Wall2Wall Media Inc., Toronto, Ontario, Canada. Reproduction in any form is

prohibited.CENTRE Contents of this publication are covered by PREsENTATION Copyright and offenders will be prosecuted under the law. 101 Yorkville Avenue, between Avenue Road editorial content and the 2012 TERMS Advertisers, Builders’ Annual are not responsible for and BellairCondominium Street, Toronto typographical errors, mistakes or misprints. All prices are

correct as of press time and are subject to change without Last year, when the original79-81 Cecconi PHONE notice. E. & O. E. NON TRANSPARENT Simone-appointed sales office BC was Lifetime Developments Davies Smith Developments 416-922-0045 The new Presentation removed to make way for construction, Malibu Investmentsthe Inc. Centre is a brilliant showcase for the designer sofa in that space was not WEBsITE PUBLISHED BY: condominium’s stunning architecture and appropriateforthenewsalesenvironment. Urban Capital BUILDERS HELPING TO HEAL innovative amenities. The sumptuous Rather than place it intoBRAMPTON storage, the YORKVILLE.COM OAKVILLE RICHMOND HILL RICHMOND HILL MISSISSAUGA 416-987-8800 905-709-5700 905-603-6300 Edenshaw Development Ltd. donated the905.799.5000 Sick Kids features and Foundation finishes are alsoRegister on atdisplay, developers item82-83 to The TRANSPARENT along with spectacular vignettes by Furniture Bank (, CHAZ BATHROOM Cecconi Simone. a registered charity that provides gently Wall2Wall Media is a trademark of Yellow Pages


bluwater c o n d o m i n i u m s

Group Co. in Canada.

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Like what you see . Like where you play . Like where you work out . like what you do . Like where you rela . Like where you chill . Like where you kick back . Like where you laugh . Like where you live . Like Like minded . Love monarch . *Some conditions apply. Please see a Sales Representative for details. Rendering is artist concept and images are for mood and impression only. Prices, specifications and promotions are subject to change without notice. E.&O.E. Brokers warmly welcomed with a personal introduction. March 2012. 17576

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Serenity. By the lake. As you casually stroll along

From your suite, you can step out onto the continuous

the Martin Goodman Trail,

wraparound balconies that anchor the building’s

the rhythmic calm of the

distinctive look. And just outside the doors, the

lake gently lapping against

lake awaits, trails wind off into the distance, and

the Etobicoke shoreline,

neighbourhood shops and restaurants invite you

all life’s worries melt away

to indulge.

and a warming comfort enters your mind – this is life as it’s meant to be. Peaceful. Tranquil. In one of Etobicoke’s final urban waterfront settings.

Dive in now before it’s too late. Suites are priced from the mid $200,000’s.

Lago at the waterfront is the next chapter in

Experience Centre: 2167 Lake Shore Blvd. West, Etobicoke, ON

Monarch’s landmark Waterview condominium


community. Jetting 49 storeys up from a threestorey podium masterpiece, the tower captures the magnificence of downtown Toronto and Lake Ontario with forever views from sunrise to sunset.

2012 Condominium Builders’ Annual


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Like Minded. Love Monarch. Setting the standard for the homebuilding industry. Quality and service – the ultimate building blocks of customer satisfaction, commitment and recognition. As Canada’s oldest homebuilder and with over 95 years experience, we have earned a reputation for delivering outstanding homes in prime sought after locations. Over our history we have remained committed to building homes Inspired By You.SM

2010 BILD Home Builder of the Year 10

Rendering is artist concept and images are for mood and impression only. Prices, specifications and promotions are subject to change without notice. E.&O.E. Brokers warmly welcomed with a personal introduction. March 2012. 17576

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The New Black Mysterious. Flirtatious. Intoxicating. That’s the power of Noir. On Peter Street near King, straddling the imaginary divide between finances and frivolity. Noir is a magnificent new 50-storey condominium in downtown Toronto with spectacular views of the city and Lake Ontario.

Noir cranks up the volume on downtown excitement. Noir is walking distance to the most fashionable restaurants, bars, bistros and cafes. Live the rock ‘n roll lifestyle. Close to incredible shopping, the city’s major cultural attractions, Air Canada Centre, Rogers Centre and the lakefront.



TOrOnTO Peter & King Register now at

Life Storeys

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Richmond & Spadina 416.591.7700

Avenue & Davenport 416.323.0100

Bay & Yorkville 416.775.7500 By appointment only

teps from Spadina in the city’s fashion district is a downtown address that measures up. FABRIK is a new boutique-style condo with all the amenities you want tailored to fit your lifestyle. From sanctuary to social. Party to private. Front lobby concierge, well-equipped gym, party room, movie theatre, outdoor 12th floor terrace with double-sided gas fireplace and BBQ cooking area. Even an on-site pet spa for your four-legged friends. FABRIK is surrounded by excellent shopping and steps from the hottest restaurants, nightclubs and cafés. Near the University of Toronto campus with quick access by streetcar. Stylish suites from the mid $200,000’s making this an excellent investment in location and lifestyle.


he essence of contemporary chic in the city, Pears On The Avenue is at the very apex of style where Yorkville meets the Annex. An unprecedented opportunity to live in the midst of two of Canada’s most coveted neighbourhoods. If you appreciate the finer things in life, this is the community for you. Residents will enjoy convenient access to celebrated designer boutiques, fine restaurants, galleries, museums and other cultural landmarks. Pears offers a prestigious selection of one-bedroom to two-bedroom + den designs ranging from 486 square feet to 2,745 square feet; prices start from $380,990. Pears has been recognized with numerous industry design awards. Pears is under construction. Completion Summer 2014.

pening in the summer of 2012, Four Seasons Hotel and Private Residences Toronto is the absolute pinnacle address for the Toronto elite. This landmark mixed-use development features a world-class hotel and over 200 private residences nestled in a 52-storey and a 26-storey tower connected by an elevated pedestrian bridge. Featuring an uncompromising level of trademark Four Seasons luxury, Internationally renowned Brian Gluckstein has designed the suite layouts, and architects Alliance, Yabu Pushelberg and Claude Cormier have also contributed towards the final masterful vision. Select residences are still available up to 2,874 square feet, with prices starting at $1.9 million.

Life Storeys

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nOrTh YOrk

nOrTh YOrk


Yonge & Sheppard 416.730.1600

Yonge & Park Home 416.730.9722

Evans Ave. & QEW 416.695.3535

ising to 22 storeys on the north side of Glendora Avenue in exciting downtown North York, Savvy will offer 286 value-packed suites. The Yonge-Sheppard Subway Station is steps away, and residents are within minutes of Highway 401. They will also be able to walk to a wide array of shopping, dining and entertainment opportunities along Yonge street, and at the Sheppard Centre and Empress Walk Shopping Centre. This 22-storey masterpiece is expected to be fully completed for the spring of 2012. A selection of two-bedroom and two-bedroom + den suites are still available ranging from 687 square feet to 1,030 square feet, with prices starting at $387,990.

Prices and specifications are subject to change. E.&O.E. March 2012. 17346

a s il y th e m o s t d e s i r a b l e condominium address in North York, Gibson Square is now under construction. This new condo will feature two stunning 42-storey glass towers that will be joined by a five-storey podium fronting on to the North York rose garden and park. The project will have direct underground access to North York Centre subway station and Empress Walk Shopping Centre. Construction is slated to wrap up in the fall of 2013. A full range of one-bedroom, one-bedroom plus den, two-bedroom and two-bedroom + den designs from 630 square feet to 1,355 square feet are still available, priced from $362,990.

ou can shop and never stop when you live next to Sherway Gardens. The One Sherway offers resort-inspired amenities, just a heartbeat from Etobicoke’s ultimate shopping, dining and entertainment destination. Excellent, hassle-free transportation to downtown Toronto and the nearby Trillium Health Centre add to this community’s extraordinary allure. An astounding success, the first two Towers of One Sherway are fully sold. Two more towers are under construction, with projected completion dates of spring and fall 2013 respectively. One-bedroom to two-bedroom + den suites are available, ranging 557 square feet to 1,261 square feet, with surprisingly affordable prices starting from $252,990.


@MenkesLife 13

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The Daniels Corporation



The Daniels Corporation loves building communities — all kinds of them. Big or small. Rent or own. And no matter where you want to live, Daniels has a home for you. Condominiums that enhance the skyline. Retirement residences that our parents and grandparents would love. Detached, semi-detached and urban townhomes where you can live and work… plus rental townhomes and innovative programs to help make the dream of homeownership come true for as many people as possible. Over the past two decades, The Daniels Corporation has become one of Canada’s most preeminent residential builder/developers and has built over 23,000 homes in a diverse range of awardwinning communities. The company consistently provides top-




quality design, construction and customer service across all its residential communities. Across the GTA, Daniels offers a diverse collection of landmark communities that exemplify the company’s tagline “Love Where You Live” for the entire market spectrum. Among Daniels’ numerous accolades are the first ever “Home Builder of the Year” award presented by the Building Industry and Land Development Association, and the Tarion Warranty Corporation’s “Ontario High Rise Builder of the Year” award. These pinnacle honours recognize builders who set the standard in quality, service, customer commitment and contribution to the industry and community. The professionals at Daniels work from the sincere belief that

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everyone has the right to a secure and affordable place to call home — a commitment that sets the company apart in the home building industry. Daniels is also known for exceptional streetscapes and distinctive architectural details. Combined with a superb level of interior appointments, the inherent quality of a ‘Daniels Built’ home consistently results in higher resale values for homeowners. A testament to this dedication is the fact that more than a third of Daniels’ sales come from referrals or repeat business. Giving back to the greater community has always been a cornerstone of Daniels’ corporate philosophy. The company has long understood that corporate responsibility goes well beyond bricks and mortar, to ensuring that the social infrastructure of their new communities will



be as strong as the pipes they put in the ground and the concrete they pour. Daniels believes that no one should go hungry or without shelter in this great city of ours and looks for ways to give back that go beyond a simple cash donation. Give a Gift, Get a Song is one of those innovative ways. Giving back through music is a joyful way to raise money and awareness for the many fantastic community organizations Daniels has partnered with over the years. Organizations for whom Daniels has created songs for include Second Harvest, Regent Park School of Music, Habitat for Humanity Toronto and the Jerry Giovannone Endowment Fund, George Brown College.



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DANIELS COMMUNITIES ACROSS THE GTA CURRENT COMMUNITIES MISSISSAUGA • Limelight Condominiums at Mississauga City Centre (MOVE IN THIS SUMMER) Suites from the low $200,000s 905-306-6996

OAKVILLE • One Eleven Forsythe (MOVE IN TODAY) Final Few Suites Remain — from $1.4 million 905-338-2666

TORONTO • Festival Tower Condominiums (MOVE IN TODAY) Final Few Suites Remain — from the $500,000s 416-203-2020



• Cinema Tower Condominiums In the heart of the Entertainment District Suites from the mid $300,000s 416-203-2020 • Paintbox Condominiums (MOVE IN THIS SUMMER) Suites from the mid $300,000s 416-955-0559 • The Burkebrook Town Manors at Kilgour Estate (MOVE IN THIS YEAR) from the mid $900,000s 416-489-7333 • The Bayview Terraced Condominium Residences (MOVE IN TODAY) Suites from the mid $400,000s 416-221-3939




TORONTO • One Park Place Condominiums COMING THIS SPRING to Toronto’s Downtown East Suites from the low $200,000s 416-955-0559 • HighPark Residences COMING SOON – to the High Park neighbourhood 416-351-1844

MISSISSAUGA • Daniels Town Centre Community COMING SOON to Erin Mills 905-306-6996





• Lewis Honey Towns and Semis COMING SOON to Bayview Ave. and St. John’s Sideroad 905-853-4443

ACROSS THE GTA • Daniels Gateway Rental Communities 905-502-7900


• Daniels FirstHome™ Communities 905-814-0123



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Quick Tips

Cut the clutter More than just keeping tabletops tidy by hellen buttigieg

It starts so innocently – you drop the mail on the hall table, you leave a newspaper by the sofa, you put down whatever is in your hands to attend to something else. Soon, one little thing has turned into a pile. Eventually, you find that dropping the mail on the hall table has managed to escalate into a family drop zone in the front hall, and you’ve become tired of trying to get backpacks, tennis rackets and shopping bags put away properly. Shake it off and rise to the challenge. With some simple tips, you can regain control of your home.

are easy to use and can be cut to the desired size. Remember to label the cords on both ends before pulling them out to reorganize them. Losing sleep over your clutter? Clutter in a bedroom is overstimulating and can make it difficult to unwind. Dressers and night tables should only display the items you need and use daily. Items used less often can be stashed inside drawers or in a basket tucked under your furniture. Choose fewer, larger decorative items to reduce visual clutter and create a peaceful environment conducive to a good night’s sleep.


Does your main entrance say “welcome home” or “go away?” The manner in which you and your guests are received in your foyer affects mood and can set the tone for how the rest of the space is enjoyed. Mountains of shoes or piles of mail are a stressful thing for anyone to come home to. Clear doorway clutter by adding shoe racks, baskets, peg racks and hooks. Bring in a small table or chest for placing incoming/outgoing belongings and a mirror for checking personal presentation before leaving. For larger spaces, the addition of a bench or chair provides a comfortable place to sit when putting shoes on. For safety reasons, never block access into or out of your home. Get off junk mail lists. Unwanted mail wastes valuable time, and those pesky piles can quickly overwhelm a space. To reduce the amount of marketing offers by mail, as well as by phone and fax, you can have your name removed from contact lists free of charge. Contact the Canadian Marketing Association at (click: Do Not Contact Service). Clutter therapy in just five minutes. Want to instantly feel lighter and free up space in your home? Spend just five minutes to toss or recycle five things from: your medicine cabinet, makeup bag, kitchen pantry, junk drawer, linen closet and magazine rack. These areas often contain duplicate, worn out or expired items – often the easiest things to let go of. Corral cord clutter. Cord clutter not only looks bad, it can be hazardous if our feet become entangled or our pets start chewing on them. Consider attaching one or two power bars to the underside of your desk or onto a wall. Use colour-coded Velcro ties to group similar cords and cables. Plastic cord covers

Quick Tips On Organizing Your Life

De-clutter your schedule. Do you spend the better part of your day frazzled, racing from activity to activity? Give yourself some breathing space by purposely under-scheduling. Rather than trying to squeeze activity into every waking moment, allow extra time between errands and appointments. Rethink your commitments and see if they belong to a person you’ve outgrown. Eliminate any time commitments that don’t matter to you. Before accepting invitations or new opportunities, consider how they will affect your schedule and whether they will add or take away value to your life.

Hellen Buttigieg is a certified professional organizer, life coach, TV host, owner of We Organize U and author of the best-seller, Organizing Outside The Box. For tips on organizing your home, your office and your life, visit and sign up for Hellen’s free newsletter.

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Expert Panel

explain why now is a great time to buy a new home or condo in the GTA WE asked a few of the GTa’s top builders and industry experts

their thoughts on buying a new home in the current market, as well as why new homes and condos were tops over resale. Naturally, they had a lot to say, but these individuals have more than just

skin the game – they are experienced, passionate and work hard with their teams to create communities that make sense for today’s buyers. Each participant on this year’s panel provided excellent insight about the market in order to help you make your own personal decision as to whether it’s the right time to buy new and to buy now.

Frank Giannone

President of FRAM Building Group It is the Canadian dream to own your own home. When deciding whether it’s a good time to buy a new home or condo, which parallels our decision as a builder to market a new project, I look at the population growth patterns and family formations, I look at job growth and I look at whether people are confident in their job status. New Canadians are still coming to the GTA in great numbers and the children of the baby boomers are continuing to set up their own households. The job situation in Ontario is steady at worst. With the mortgage rates still low for the foreseeable future, it is still a good time to buy. There are pockets of Toronto where demand has pushed far up on both houses and condos. However, there are many more projects in and around Toronto with more affordable pricing than the core. Unfortunately, not everybody can afford to own their own home. For this reason, rental demand continues to remain high in the GTA, and growth of new rental stock needs to happen to service this need. For some, the municipal non-profit housing agencies have been able to build some limited new housing. For others, though, we are fortunate to have an active investor market that is buying condominium units and providing access to them as rental housing. As long as our population continues to grow, these people will continue to buy condominiums to rent them out. 18

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photo credit Arthur Mola

Brian Brown

sam mizrahi

Over the last few years, we have seen economic markets change dramatically, going from a sense of optimism to scepticism to optimism once again. Yet throughout,  the real estate market in Toronto has remained constant, stable and in many circumstances has delivered positive returns. Whether you are purchasing a new home or condo to live in or as an investment, there are fantastic opportunities today, with many more to come. Toronto is an incredible world-class city, and its growth and change over the last decade have had a profound effect on where and how people choose to live, work and entertain. It’s an exciting time, and Lifetime is very proud to be a part of it.

It is a good time to purchase a new home or condo, as prices may not continue to rise overall as sharply as we have seen in the past many years, but the costs of materials to build will still continue to increase due to global demands and inflation. As a result, if you look at history being the best indicator of the future, you will see that real estate is still the best “asset class” over the long term, over any other asset class, and as our global and local urban cities populations increase, there will be a higher demand for housing. 

Vice-President, Lifetime Developments; Principal, BLVD Developments


Aside from “of course it’s the right time to buy,” this year our panel provides some excellent insight and information about the market to help you make your own personal decision as to whether it’s the right time to buy new and to buy now 2012 Condominium Builders’ Annual

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Paul Golini Jr.

director of marketing National Homes

Chairman of the Building Industry and Land Development Association (BILD), Executive Vice-President of Empire Communities

The GTA is a unique market with a very limited supply of lots, due in large part to the Greenbelt and 200,000 new Canadians arriving here every year. Those two facts together create a natural upward pressure on prices. Right now, we have very low interest rates and I see that continuing for the near future, and I also see home prices trending upwards. The demand is there, but the supply isn’t, particularly in lowrise housing, and that would make me think that right now is a very good time to get into the market.

I read an article not too long ago that was written by a lawyer, who has worked in the real estate industry for 28 years, and in his first line he said he believes there has never been a better time to buy a home. That sure got my attention – and I agreed with all of his points: low mortgage rates have opened the door for many first-time and single homebuyers to take the plunge; in Canada, the banks have our backs, not lending homeowners more than they can handle; and evidently, the GTA condo boom has provided an affordable choice for homeownership. I believe that this really is a great time to buy, and it’s a great time to buy a new home, whether it’s a condominium suite, a townhome or a single-detached house. In addition to the above reasons, a new home also comes with the ability to personalize and choose the features in your space. My favourite is the natural light and comfort you get thanks to larger energy efficient windows, but with the design and construction of new homes today, you’re bound to reap the benefits of a number of energy efficient features. A new home also comes with consumer protection covering everything from your deposit to delayed closings to workmanship and major structural defects, in a comprehensive mandatory new home warranty administered by Tarion Warranty Corp. Advocating for future homebuyers is a huge part of what we do at BILD. We are not only the voice of the building and land development industry, but of our consumers as well. We have been at the table as changes to the Ontario Building Code, with respect to energy efficiency, were being hammered out, and we are at many different tables discussing affordable housing with our municipal and provincial partners, as well as with sister agencies and association. We want new homebuyers to have confidence whenever they’re ready to jump into the market.

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Angelo DeGasperis

boaz feiner

If you purchased a home three years ago, you’ve likely seen a substantial growth in your home property. In the last year alone, homes have increased on average by nine per cent, and with land and development costs continuing to rise, coupled with all time low interest rates, home values will continue to increase for the near foreseeable future. If you’re in the market to buy, now may be the time because the home that you desire will likely be less affordable next year. Besides the financial benefits, new homes are better built due to more stringent building standards, are better designed for greater use and comfort and are also far more energy efficient. Once upon a time, buyers had limited choices of finishes when buying a new home. Today, we offer our clients a 6,500-sq.-ft. design showroom where they can customize their homes to suit their own personal lifestyles.

There have been very few instances where buying a home has not proven to be a good idea. History has shown that, over time, the value of a home in the GTA has appreciated. Today, if you are fortunate enough to find a home that you can afford and that suits your family’s lifestyle, my advice would be to go ahead and buy it. We are experiencing unprecedented low mortgage rates which are a further benefit to buying now. With available land for new development dwindling, the volume of new homes being built will decline in the years ahead. There’s something very special about owning your own home, and when that home is new, you have warranty protection for the first few years you live there and fewer maintenance and repair surprises. Building codes are constantly being upgraded and improved and there are many cost savings to owners of new energy efficient homes. When you buy a new home it will have been designed for today’s family – rather than the family of a generation before you. At Geranium, we are always adapting and updating our designs. Recently, we successfully introduced home designs in Stouffville and Pickering that have much less formal space and much more generous open concept family/kitchen/breakfast rooms than designs we sold a decade ago. This is how families want to live today.

President & CEO of CountryWide Homes

president, Housing Division Geranium corporation

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A leader in condominium design and sales in the Greater Toronto Area, Lanterra Developments has been raising the bar for architecture, design and quality for more than a decade. At the helm of this progressive firm are Chairman Mark Mandelbaum and President and CEO Barry Fenton, experienced industry veterans who have built a reputation for creating distinctive condominiums that literally transform the city’s urban skyline and fulfill the needs of a wide audience of purchasers. Owners in Lanterra condominiums appreciate the cuttingedge architecture, superior interior design, magnificent amenities, top-quality appointments and exceptional value, all in choice locations. 3018 YONGE IN LAWRENCE PARK

In one of Toronto’s most affluent neighbourhoods, 3018 Yonge in Lawrence Park is Lanterra’s highly successful residence with street level retail that exudes cosmopolitan elegance. Inspired by its location across from the lush treed ravines and inviting trails of Lawrence Park, this 12-storey condominium offers urban convenience in a rare setting near Rosedale Golf Club and Granite Club. 22

A subway station and amenities along Yonge are steps away, and it’s minutes to Highways 401, and the DVP. 3018 Yonge’s exterior by Hariri Pontarini Architects incorporates oversized balconies and terraces. Among the Munge Leungappointed amenities are the two-storey podium lobby; multi-purpose party room with a bar, kitchen facilities and dining room; board room; pet spa; and outdoor

lounge/terrace with BBQ area. The rooftop features an outdoor pool, hot tub and fireplace, plus an outdoor lounge and raised pool-side deck. The fitness facilities on this level overlook Lawrence Park. Forward thinking, Lanterra is providing a conduit to select parking spaces for future electric vehicle charging stations. Occupancy is slated for early 2015. Call 416-485-5111;

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OFFERING THE FINEST IN URBAN LIVING TREVISO CONDOMINIUMS AND TREVISO II LA PIAZZA After a whirlwind opening of Treviso Condominiums in Fall 2011, which attracted a line-up of 2,000, it became Toronto’s fastest-selling condominium of the year. Now, Treviso II offers a fresh, new residential opportunity at Dufferin Street and Lawrence Avenue West. Upon completion the residential buildings will surround a large central square called Piazza Treviso. This square will feature seating and landscaping by NAK Design Group. Yorkdale Mall, subway access and Columbus Centre are close by. Residents of both phases will enjoy retail on the ground floor and 24-hour concierge service, plus Munge Leung-appointed amenities including a party room with dining room, hosting kitchen and Terrazzo; fitness centre; and boardroom. The 24-storey Treviso II designed by Page + Steele / IBI Group Architects includes an indoor swimming pool, rooftop terrace with hot tub and family lounge with barbecue and outdoor dining areas. Most suites open onto oversized loggias or terraces, and interiors offer high-quality finishes. Treviso Condominiums is under construction, with occupancy slated for 2014. Treviso II is slated to break ground in 2012. Call 416-787-8882;

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BUILDING THESE FINE CONDOMINIUMS Southwest corner Yonge and Lawrence, Toronto 416-485-5111

Northeast corner Dufferin and Lawrence, Toronto 416-787-8882

30 Old Mill Road, Toronto 416-766-7343

Created by the finest architects and designers, Riverhouse at The Old Mill is an exclusive Toronto Kingsway address that offers a limited collection of elegant suites. Discerning purchasers who expect only the very best in amenities, appointments and luxury will find it here in a beautiful setting, across from The Old Mill and Spa on the banks of the Humber River. Situated north of Bloor Street West, just west of Jane, Riverhouse is within walking distance to Bloor West Village and numerous parks including Étienne Brûlé Park and walking trails along the river. Downtown Toronto is 15 minutes away. Designed by Page + Steele / IBI Group Architects, this intimate


11-storey condominium is now under construction. It features just 101 suites within a classic exterior of brick, pre-cast stone and glass. Appointed by Munge Leung, amenities include the sophisticated lobby; indoor pool and hot tub with outdoor terrace; party room with caterer’s kitchen; fireplace lounge adjacent to the River Room with gorgeous views; exercise, steam and change rooms. Meticulously designed suites, heirloom detailing and authentic craftsmanship are also hallmarks of this exquisite residence. Occupancy is slated for late 2013. Call 416-766-7343;



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Buying a Condo

Five tips for buying a


just look around you. Our cities are going up vertically, and that means more and more people are enjoying high rise living. So if you are joining the crowd and thinking of buying a condo, here are some tips to make your purchase a smooth one: 1. PATIENCE IS IMPORTANT. It could be two or three years between the date you sign your purchase agreement and the date you take occupancy of your unit. If construction runs over schedule, it could be even longer. 2. KNOW YOUR RIGHTS WHEN IT COMES TO DELAYED CLOSINGS. Builders are entitled to extend the occupancy date specified in a purchase agreement as long as they provide proper notice. (When proper notice is not given, buyers are eligible for delayed occupancy compensation.) It’s a good idea to read up on your rights and responsibilities in delayed occupancy situations, which you can do at 3. HIRE A LAWYER. A condominium lawyer will help you interpret your

purchase agreement. It’s to your benefit to understand both your own and your builder’s responsibilities. For example, the Condominium Act entitles you to a 10-day “cooling off” period that begins on the day you receive the purchase agreement or a document called the disclosure statement, whichever comes later. During this time, your lawyer can negotiate changes to the offer, like capping adjustments to the purchase price, or restricting amendments to the size, design or dimensions of the unit. 4. UNDERSTAND DEPOSIT PROTECTION. If a builder fails to close the sale or substantially complete construction, deposits are protected up to a maximum of $20,000 with any excess deposit amounts being protected by the trust provisions of the Condominium Act. Any money paid over and above this is may not be protected if something unforeseen happens with the builder or development.


projects are different from single family homes in that the purchase is usually completed in two steps. Step one is interim occupancy. Many buyers find out the hard way that they’re required to take possession of their completed unit (and pay the balance of the down payment, which generally amounts to 25 per cent of the purchase price) before common element features like front reception, landscaping and the swimming pool are finished. This means you could live for many months without the anticipated amenities—particularly if the unit sits on a lower floor. Whether you are a first time buyer, empty nester, or just drawn to the condo life, make sure you know your rights when buying a new condo. More information about warranty coverage for new condos is available online at or phone 1.877.982.7466. To learn more about the Condominium Act, which is not administered by Tarion, contact the Ontario Ministry of Consumer Services. NC

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With more than 50 years in homebuilding, Empire Communities has grown into one of the leading builder-developers in Ontario today. The company’s comprehensive approach includes both land development and building in both low rise and high rise sectors. They have built some of the most successful master-planned communities in Ontario, winning pinnacle industry awards year after year, and more importantly, the admiration of their homeowners. Empire is committed to bringing a foundation of C.A.R.E. to every exceptional community they build. The four keystones of Empire’s mission statement are: Customers – Attitude – Relationships – Excellence. Together, they stand for C.A.R.E. and it’s Empire’s company-wide commitment to these principles that has helped them to achieve a reputation for outstanding attention to detail and customer service.

CREATING ICONIC COMMUNITIES Empire is committed to building homes. Its diverse portfolio includes neighbourhoods of beautiful homes, as well as towering skyscrapers that are magnificent landmarks of urban sophistication. Under their skillful management team, Empire Communities efficiently coordinates all

aspects of the development process, resulting in the building of communities that are smart, targeted and ultimately successful. Empire creates homes and communities for people. This is the Empire edge – they are big builders with old-world sensibilities, a deep sense of service and

a grassroots commitment to contemporary construction technology and environmental responsibility. With an unprecedented legacy of excellence, Empire has created a company that consistently outdistances the competition. Every Empire community is meticulously planned and designed to match the lifestyles


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and priorities of their homeowners. Empire’s signature condominiums are distinguished by outstanding locations, chic urban design and inspired recreational amenities. Empire has a legendary track record in the creation of exceptional high rise residences. Since 1997 the company has developed and built many of Toronto’s and the GTA’s iconic condominium towers. Bringing the same sense of creativity and flair to their condominiums as they’ve put into their low rise communities, Empire has never lost sight of their core values and commitment to the home buyers who put their faith and trust in them. Whether building condominiums or master-planned communities, Empire always delivers its promises. The company is not in and out of a project for the “quick sell” - they are in it for the long haul and they proudly stand behind their products. Perhaps it is their unique perspective that sets them apart from the competition – their ability to understand all aspects of a project. From land acquisition through



to market research and project launch, Empire is involved every step of the way. Empire Communities is one of the most progressive builder-developers in the GTA today. Their innovations in construction technology, design, sustainable living

and community philanthropy are ground breaking. And while the company’s growth has been rapid, they haven’t compromised their strong values of quality, workmanship and customer service. Their roots are strong. Their future is bright.

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Consisting of two iconic towers, Rain Condominiums features amenities never before offered in Oakville; a magnificent indoor pool with relaxing lounge area, whirlpool with cold plunge, dry sauna, a trendsetting outdoor terrace, party room complete with entertainment facilities plus pet wash areas – and you have an Oakville first!

An intimate condominium, Schoolhouse is tucked into one of Toronto’s most popular downtown neighbourhoods – the Annex. Ready to move into, suites at Schoolhouse offer extraordinary features including custom kitchens by Neff, Viking Professional Series appliances and finishes to please the most discerning buyer.



LUXURY LAKESIDE LIVING Nestled in an idyllic setting on the Etobicoke waterfront, Beyond The Sea is a spectacular master-planned community. With three striking towers that overlook the lake, dramatic views, spatial suites and sensational amenities, Beyond The Sea is waterfront living beyond your dreams. MOVE IN TODAY

DOWNTOWN TORONTO’S MOST EXCITING LOCATION Combining sleek design with an urban lifestyle, this icon of chic is well under construction at 352 Front Street West, near the intersection of Front and Spadina. FLY is at the heart of the liveliest entertainment, dining and sports venues in the city. It faces the historic Clarence Square Park offering an oasis of green at the epicenter of Toronto’s most exciting location. UNDER CONSTRUCTION

One of Canada’s tallest and most iconic waterfront condominium communities, Eau du Soleil is coming soon. Featuring an aweinspiring design, unobstructed lake views and spectacular amenities, Eau du Soleil is the next generation of waterfront living. REGISTER TODAY

Renderings are artist’s concept. Prices & specifications are subject to change without notice. E.&O.E.

For more information on Empire’s communities, visit: EMPIRECOMMUNITIES.COM 28

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FALL 2011

Condo & Hotel Residences CHECK-IN TO



Spring Issue Available April 2012 Fall Issue Available Sept 2012






Get your copy now! 416.626.4889 2012 Condominium Builders’ Annual

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Design Harmony Technology Vitality Beauty


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Great Gulf started building houses over 30 years ago. To date – 40,000 and counting. We built, we grew, and along the way we learned. And what we’ve learned is transforming us. We’re not just building houses any more, we’re building new ideas about home.

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Changing the way people think about homes.


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Phase 2 Release This is your chance to experience the height of downtown living - and

There are also numerous lounges and

the gorgeous city views that come with it.

meeting rooms, a screening room,

Concord is releasing the second and final phase of the wildly successful

billiards and card room, massage

Spectra, a unique condominium in the heart of one of Toronto’s most

lounge, yoga studio, cardio and

cosmopolitan urban neighbourhoods. The 150 units in Spectra’s first phase

weight rooms, a combination double

sold out in a flash.

badminton court and half-court for

As a resident at Spectra, you will experience the full bandwidth of downtown living in an angular, prismatic tower that will ignite the colours of your life. Soaring thirty-nine storeys, Spectra’s tower, podium and townhomes will

basketball. Guest suites are also available for overnight visitors. Spectra is located at the energetic

feature a crisp, contemporary architectural design. A bold splash of eclectic,

heart of everything that downtown

vertical coloured bars will define its vibrant façade. Juxtaposed against the

Toronto has to offer. The Entertainment

horizontal swathes of colour on the podium, these unique, colourful exteriors

District is steps away while the bustling

will highlight the juxtaposition of energy and infinite calm that symbolize life at

Financial District is a short stroll to the


east. Public transit is right outside your

The energetic infusion of life and colour come together in Spectra’s

door to whip you around the city.

extraordinary suites. These are living spaces designed to burst with energy and

Need to take a break from the hustle

light. Sliding doors replace standard ones, while sliding glass panels take the

and bustle of downtown? Hop onto

place of traditional walls, creating a kaleidoscope of natural light in the heart

the Gardiner Expressway or Lakeshore

of your new home. Your kitchen at Spectra is designed to be clean, uncluttered

Boulevard; catch a train at nearby

and contemporary while baths are equally sleek and cosmopolitan.

Union Station or fly from Billy Bishop

Prices for Spectra 2 suites range from bachelors at the low $200’s up to the low $600’s for three bedroom suites. The energy of your new home extends far beyond your front door with

Airport. To take advantage of this final release of suites at Spectra, visit the

Spectra’s world-class amenities. Residents will have private access to a rooftop

presentation centre at 23 Spadina

terrace with lounge, outdoor dining and barbecue areas. Living in Spectra

Avenue. Hours are from 10 a.m. to

also gives you unlimited access to the Prisma Club, which includes everything

6 p.m. Monday-Friday; 11 a.m. to 6

you need to relax, pamper yourself, get in shape or celebrate with friends. The

p.m. weekends, or call 416-813-0999

Prisma Club includes an indoor pool, outdoor hot tub and poolside lounge.

or visit

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OHBA Report

Adding up the


Why buying a new condo is a great choice by DOUG TARRY


the largest financial purchase they will ever make. And quite frankly, there has never been a better time to be a buy new home. As consumers, you do a lot of homework and research about what style of home, which community and what price best suits your needs. And for many families, that means choosing a newly constructed home or condominium. Last year, there were 67,821 new home starts in Ontario, and Canada Mortgage and Housing Corp. is forecasting about 63,450 housing starts in 2012.


SO WHAT MAKES THOUSANDS OF CONSUMERS CHOOSE TO BUY A NEW HOME OR CONDO VERSUS A RESALE HOME? Well, consider some of these pluses that you can expect to enjoy in a new home or condo: » Prescribed energy-efficient construction » Bright, open interiors » A healthy, comfortable indoor environment » Low-maintenance materials inside and out » Modern, innovative features that meet the needs of today’s lifestyle

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For many families, buying a home is most likely the largest financial purchase they will ever make. And quite frankly, there has never been a better time to be a buy new home

to code, improved electrical components or products that reduce gas emissions, a new house is built to a stringent code. A newly-built home is also inspected during various phases of construction, ensuring that the home is built to minimum energy efficiency as well as code and safety requirements. Warranty Program In Ontario,

In a very competitive marketplace, new-home builders are using advanced design, materials and construction techniques to provide homebuyers with a wide range of options and great value.

builders must be registered with the Tarion Warranty Program which offers one of the best, most comprehensive warranty coverage Design It all begins with design. Good home design begins with an programs in the country. New-home understanding of how people live in their homes. Times have changed. buyers benefit from deposit Families have changed and with it, our lifestyles have evolved. New-home protection as well as protection builders offer fresh, innovative plans and designs to meet the needs of against delayed closings or today’s consumers, using modern technology to build homes and condos occupancies without proper written that are attractive, highly functional and feel good to live in. Homes that notices. New homeowners are also include efficient use of space, open layouts, plenty of natural light, kitchens covered against defects in work and that work, flexible space and of course, lots of storage (something that’s materials, major structural defects. usually absent in older homes). So, the pluses to buying new versus resale really add up. Energy Efficiency The energy efficiency of Canadian homes has improved There’s a saying you often hear greatly over the years, especially with changes to the Ontario Building people say about new homes – Code that came into effect in 2012. Thanks to major advances in building “They don’t build them like they techniques and product innovation, a house built today uses less than half used to.” I say, that is very, very the energy of a home built in the 1950s and provides a far more comfortable true! And that’s a good thing. living environment. From windows to insulation to state-of-the-art heating Because the reality is… We build and air conditioning systems, today’s new homes are superior when it comes them better – much better. to energy efficiency. And we can expect that advances in energy efficiency will continue, as the price of energy continues to increase and we, as a society, recognize our responsibility to conserve energy and reduce our own environmental footprint. Environmentally Responsible Products No doubt about it, today’s new-home buyers have the opportunity to build a much more environmentally-friendly home than was built even just 10 years ago, let alone 40 or 50 years ago. Great advances have been made in developing and manufacturing building products that contribute to the “Greening” of Canadian homes and condos. Manufacturers and suppliers are continually looking for ways to make their products and systems more acceptable to today’s environmentally savvy customer. Safety In part because of changes to Ontario’s Building Code over the years, new homes boast many products and features that ensure your family home is a safe environment. Whether it’s superior air ventilation and heating systems, hard-wired carbon monoxide detectors, stair railings and risers built

Doug Tarry is President of the Ontario Home Builders’ Association. The OHBA is the voice of the residential construction industry in Ontario representing 4,000 member companies organized into 29 local associations across the province. The industry contributes over $34 billion to Ontario’s economy, employing over 334,000 people across the province.

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Mortgage Finesse

What you need to know about mortgages

before you buy by CALUM ROSS

consider enlisting the services of an independent mortgage broker. We negotiate buy a home in these sometimes daily with major financial institutions, chartered banks, trusts and mortgage uncertain economic times, the process lenders to provide you with the most competitive rates and terms. This allows can seem quite daunting. Mortgage you to shop your mortgage throughout the network of lenders that we work with financing has become very complex, (27 various lenders, to be exact). Broker services are provided, in most cases, with constantly changing rates, terms at no cost to you. As a client, you can choose from the widest range of options and conditions. Choosing the to obtain the most competitive rate and best product suited to your specific needs mortgage best suited to your needs – sometimes achieving savings of up to 1.5 per cent below posted rates. has never been more difficult. Banks, The first step of searching for a home should start with securing a pre-approval trust and insurance companies are so you know your home-shopping budget. At the meeting, you should be continually inventing new mortgage prepared to go through a monthly budget so you can decide on what amounts you products to capture your attention – are comfortable paying every month. and your business. When applying for a pre-approval, you will be asked to provide some fairly To guide you through the process detailed information with respect to your employment history, financial situation and ensure you make the right decision, and credit history. FOR FIRST-TIME BUYERS LOOKING TO


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YOU WILL NEED TO PROVIDE THE FOLLOWING INFORMATION: ›› If a salaried employee, your most recent pay stub and an employment letter. You will need to ask your company to prepare a letter on company letterhead outlining your name, salary (or hourly rate), position and length of service. In some cases, your most recent T4 may also be required. ›› If you are self-employed, you will need to provide your two most recent personal tax returns, together with the notice of Assessments from Revenue Canada. ›› A list of all of your assets, including: the balances of all chequing and savings accounts, RRSPs and investments. In order to obtain a pre-approval, you will need to fill out an application which allows the broker to obtain your credit report and see your full financial profile, including all of your liabilities. On top of your employment details, there are two other main considerations that mortgage lenders look at. The first is your credit worthiness. The mortgage consultant will likely obtain a credit report from Equifax (Canada’s largest credit reporting agency) that provides a “beacon score” for each individual based on several factors, including your repayment history on credit cards, loans and lines of credit, the balance you keep on these debts and how long you have had them active. The stronger your credit rating, the more likely you will gain access to preferred pricing. The second consideration is the amount of down payment you have for your home. First-time buyers have the option of putting down as little as five per cent of the purchase price. However, with anything less than a 20-per-cent down payment, you will have to obtain mortgage insurance from Canada Mortgage and Housing Corp. (CMHC), Genworth Financial or Canada Guaranty, for which a premium is charged and added to your mortgage balance. This insurance protects the lender, not you, in the event that the mortgage is not paid. This is not to be confused with life, disability or job loss insurance, which you may also need.

WITH ANYTHING LESS THAN A 20-PER-CENT DOWN PAYMENT, YOU WILL HAVE TO OBTAIN MORTGAGE INSURANCE FROM CANADA MORTGAGE AND HOUSING CORP., GENWORTH FINANCIAL OR CANADA GUARANTY, FOR WHICH A PREMIUM IS CHARGED AND ADDED TO YOUR MORTGAGE BALANCE. BENEFITS OF PRE-APPROVAL: ›› Provides a guaranteed interest rate for up to 120 days ›› If rates go down, you gain the benefit of the lower rate. If rates go up, you are protected against the increase ›› Helps you manage your expectations and minimize stress with respect to the amount of mortgage you can afford – before starting your home search ›› Pre-approval costs you nothing


› The maximum mortgage amortization

period was reduced to 30 years from 35 years for new government-backed insured mortgages with loan-to-value ratios of more than 80 per cent. The maximum amount Canadians can borrow in refinancing their mortgages was reduced to 85 per cent from 90 per cent of the value of their home.

Effective April 18, 2011

› The federal government no longers provide insurance on lines of credit secured by homes, such as home equity lines of credit.

Changes that took effect April 19, 2010 For government-backed insured mortgages: Borrowers must meet the standards for a five-year, fixed rate mortgage, even if they choose a mortgage with a lower interest rate and shorter term. The maximum amount Canadians can withdraw in refinancing their mortgages was reduced to 90 per cent from 95 per cent of the value of their home. The minimum down payment for investment properties was increased to 20 per cent from five per cent, for government- backed mortgage insurance.

› › ›

Calum Ross is senior vice-president and practicing mortgage agent with The Mortgage Centre. He has appeared on Canada AM, Investment Television, BNN and Citytv. He holds an MBA in finance and is an Accredited Mortgage Professional. He can be reached at 416.410.9905.

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I N C .

MALIBU INVESTMENTS INC. Progressive, urban minded, and with an astute understanding of how life and style must interact. Malibu, over the last decade, has been proud to take its place in Toronto’s ever changing skyline - with iconic buildings designed to reflect the character of their neighbourhood while providing residents with modern amenities designed to compliment their lifestyles.

Malibu Investments Inc. is a Toronto based company with major residential high-rise communities throughout the G.T.A. representing over 3,500 residential suites delivered or currently underway. Through its commitment to using the most advanced materials, methods and technologies in the industry, Malibu Investments Inc. has set the highest standards of quality for all its developments - infusing smart urban design, with today’s lifestyle demands!


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Now under construction at Richmond and Peter. This dynamic development, located in South Soho, the area just below Queen Street and North of King Street is a collaboration of art, fashion design and good taste by renowned architectural firm Wallman Architects and established interior design firm Cecconi Simone.

Now under construction - Move in this year! This great condominium community is next to the Wilson subway station on the University line, just steps to Yorkdale Shopping Centre. A stunning collection of luxurious penthouses that feature expansive terraces has just been released. Residents will enjoy the 10,000 square foot Gramercy Club, with full amenities.



Located downtown at Lakeshore and Bathurst, this intimate boutique building of only 199 residences has recently been completed. Just minutes to the heart of Toronto’s business, entertainment and shopping districts, yet only steps to Habourfront along Lake Ontario and the parklands that rim the edge of the western waterfront.

Located on Simcoe Street, west of University, in the heart of the theatre and entertainment district. With all of the amenities and services included, Boutique Condos are reflective of life in a European boutique hotel. Boutique is a sleek architectural fusion of modern vision and historic inspiration envisioned by renowned ZAS Architect and Cecconi Simone Interior Design.






416.703.2202 45

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Style File

Where do I start? 3 tips for choosing your condo finishes by yanic simard Upon walking into the fully upgraded model suite

in the design centre for your new condo, you are presented with a number of decisions for materials, colours and upgrades. You immediately go for the hardwood, which is pricier than the laminate; you’ve always wanted a spa tub loaded with jets; and you love the stainless steel appliances. You pause to ask yourself what will really make a difference in the end. I suggest upgrading a few things, but not every upgrade is worth the money. However, some upgrades from the standard features will make a huge impact, look- and quality-wise, not to mention resale value. Choosing your finishes should not be an overwhelming experience. Do your research before heading out to choose your final selections and you will be in good shape. 1/Choosing in the right order

People often start by choosing a paint colour and then trying to match everything else to it. To me, that’s going backwards. It’s much easier to choose your paint colour last, having it complement your other, more-permanent selections, such as cabinetry. Start with the flooring and cabinetry. In smaller spaces like condos, keeping the flooring consistent throughout the home will create a nicer visual flow and feeling of openness. Next, choose the backsplash, countertop and cabinetry hardware. I wouldn’t suggest going with a bold and colourful pattern for the backsplash – keep it simple and neutral. You can add colour to your home with accessories and soft furnishings like pillows and throws. Your countertop and backsplash should coordinate with each other. As for the hardware, I like combining knobs and pulls – knobs for the doors and pulls for drawers. Lastly, choose your paint colour – something that matches nicely with the already-chosen finishes. Bring a wide selection of paint chips with you. DESIGNER TIP I’m known for using Benjamin Moore’s Classic Grey (OC-23) for the walls, trim and ceiling. I paint the walls and ceiling with a flat finish, and the trim in semi-gloss.

time of purchase, keep it in the back of your mind. Remember that you want your choices to cater to a wide demographic prospective purchasers down the road, so be sure that your selections will appeal to a broad range of tastes. RULE OF THUMB Spend about five per cent of your budget on upgrades, in order to maximize your return on investment. 3/Professional help

The benefits of using a reputable designer will pay off. Designers have an eye for colour and know what works well in a particular space. It’s wise to employ a designer up front to avoid making mistakes that could end up costing you more money down the line, if you don’t like the finishes that you chose yourself. A good designer who is familiar with builders’ finishes will help you to mix and match the options and upgrades to achieve the ultimate look at the lowest cost. It’s all about knowing where to spend your money and how to match your various selections. SOME UPGRADES THAT PAY OFF

›› Hardwood in lieu of carpeting ›› Kitchen backsplash ›› Countertop with undermount sink ›› Stainless steel appliances ›› Interior doors and door hardware

2/Think resale

Certain features sell better than others. Stainless steel, granite countertops and hardwood flooring are all elements that buyers look for and are attracted to, and smart upgrades to invest in. Though you probably won’t be thinking “resale” at the


Yanic is the principal designer of the TIDG, specializing in residential and commercial projects. Simard has created designs for clients in Toronto, Montreal and Miami, and appears as a regular guest expert on Citytv’s CityLine. Visit

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River City is a four-phase, LEED Gold community of over 1,000 loft-style condominiums and family-friendly townhomes with street-level restaurants, cafes and boutiques. Spanning the area from King Street East to the new Don River Park, and from the Don River to River Street, it’s the first stage of the carefully planned West Don Lands neighbourhood, and the starting point for Toronto’s much-anticipated waterfront redevelopment initiative. 47

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[ B AY / B L O O R ]

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[ B AY / B L O O R ]

3,900 RESIDENCES STRONG : Urban Capital Property Group is one of Canada’s most innovative development companies, with over 3,900 condominium units developed or under development in Toronto, Ottawa and Montreal. Our buildings reflect a strong commitment to good design and environmental sustainability. They also belong to and shape their neighourhoods, typically setting the trend in new urban areas.


O T TA W A ]


O T TA W A ]

Learn more at









CORPORATE OFFICE 1. Tableau, TORONTO 2. St. Andrew on the Green, TORONTO 3. Boutique, TORONTO 4. Mondrian, OTTAWA 5. Nicholas, TORONTO 6. Central, OTTAWA 7. McGill Ouest, MONTREAL 8. Trinity Bellwoods Towns, TORONTO

17 Nelson Street Toronto, Ontario M5V 0G2 Tel: 416.304.0431 Fax: 416.304.0736 Email: 49

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UrbaN UNiQUe

iNdUsTrY veTeraNs TeaM Up To creaTe aWard-WiNNiNg coNdoMiNiUM


Last year, was named “Community of the Year – International” at The National Association of Home Builder’s Sales and Marketing Awards. This prestigious distinction recognized the most outstanding overall project in the world when it comes to location, architecture, design, and features. The combined experience and expertise of industry veterans Jason Fane of 45 Charles Ltd. and David McComb of Edenshaw Homes Limited 50

laid the groundwork for this phenomenal success, and continue to guide progress on Toronto’s most exciting condominium. Both of these consummate professionals have over 30 years of industry experience, and together they form a dynamic force in Toronto’s condominium world. is situated in the coveted Yonge-Bloor neighbourhood. To uphold the cachet of this prestigious address, a design team of multi-award-winning firms with unparalleled reputations and impeccable credentials was

assembled. The condominium’s head-turning 39-storey exterior by Page + Steele/IBI Group Architects will be an iconic landmark in the area, with a dramatic setback at the sixth level creating an intimate relation to the streetscape. A two-storey structural concrete element cantilevers out from the south side of the 36th and 37th floors and will be illuminated at night to frame the Residents’ Private CHAZ Club. Interiors by Cecconi Simone follow suit with the perfect blend of aesthetics and functionality.

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.yorkville. lasT Year, cHaZ.Yorkville Was NaMed “coMMUNiTY oF THe Year – iNTerNaTioNal” THis presTigioUs disTiNcTioN aT THe NaTioNal sales aNd MarkeTiNg aWards recogNiZed THe MosT oUTsTaNdiNg overall proJecT iN THe World WHeN iT coMes To locaTioN, arcHiTecTUre, desigN, aNd FeaTUres.


The lobby features the designers’ signature white walls, light wood and soft indirect lighting, and attentive 24-hour concierge service will be provided from this space. Other amenities in the lobby include the Living room, Wet bar, Dining room and Billiards Room, which all open onto the courtyard. A separate and distinct



area features a lobby lounge with bookshelves, a fireplace and banquettes. On the first and second levels, the fully equipped gym, yoga/Pilates studio and spinning room are ideal for stretching and working out. Steam rooms and a relax studio with massage chairs and hydra-massage bed offer the ideal counterpoint for unwinding after a hectic

workday. The electronically-inclined will appreciate CHAZ’s innovative Computer Gamers Arena powered by current online computer gaming equipment, and entertainment buffs can spend leisure time in the 3D movie-screening theatre and sports theatre. Residents with furry friends will have a pet spa at their disposal. The conference/meeting room will be available for business owners, and those with overnight visitors can access one-, two- or threebedroom guest suites. On the 36th and 37th floors, the CHAZ Club sets the scene for sophisticated socializing in the Lounge and Bar in the Grand Room, and for entertaining up to 20 in the Private Dining Room. At CHAZ, the amenities add up to nearly 10,000 sq. ft. of area for “living” beyond the square footages of the residences! 2012 Condominium Builders’ Annual


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developers give back… Last month, was a Gold Sponsor for the seventh annual BloorYorkville IceFest, where a 7-foot-tall nightlit exact replica of the condominium was created by IceCulture. For each walk-in registration at the CHAZ Presentation Centre during IceFest, the developers made a donation to the Heart and Stroke Foundation of Ontario. Last year, when the original Cecconi Simone-appointed sales office was removed to make way for construction, the designer sofa in that space was not appropriateforthenewsalesenvironment. Rather than place it into storage, the developers donated the item to The Furniture Bank (, CHAZ BATHROOM a registered charity that provides gently 52


used furnishings to people transitioning out of homelessness. CHAZ continues to attract savvy purchasers who realize the tremendous value in owning at this superb address. “The Limestone Residences,” named for the condominium’s limestone exterior and nestled at the base of CHAZ, surround owners in rich, luxurious appointments. The new Presentation Centre is a brilliant showcase for the condominium’s stunning architecture and innovative amenities. The sumptuous features and finishes are also on display, along with spectacular vignettes by Cecconi Simone.

FOR MORE INFORMATION PREsENTATION CENTRE 101 Yorkville Avenue, between Avenue Road and Bellair Street, Toronto PHONE 416-922-0045 WEBsITE


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to new heights

pinnacle international redefines condominium living vancouver. san diego. toronto. Pinnacle International is one of Canada’s leading builders of luxury condominium residences, hotels, and commercial developments. Based in Vancouver, British Columbia, Pinnacle International has been involved in development, design, construction and management for over three decades. Pinnacle’s portfolio includes landmark locations in Vancouver, Toronto and San Diego, built with an eye to our signature style. A Pinnacle community is always place-perfect, with an élan of its own. 2012 Condominium Builders’ Annual

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success tower at pinnacle centre Toronto


rom the moment one steps into a Pinnacle International property, it’s easy to understand why people say home is where the heart is. Every Pinnacle condominium whether it’s in San Diego, Vancouver or Toronto captivates the heart with its grand presence, its fine aesthetics, its well placed location and its indulgent amenities. A Vancouver native, Pinnacle International has been developing, designing and constructing some of the finest condominium residences, hotels and commercial developments in North America for over three decades. Whether it’s Pinnacle Living False Creek in Vancouver or the Bellagio on Bloor in Toronto, every Pinnacle property is a landmark, an icon of style, an example of gracious living. This west coast powerhouse developer zoned in on Toronto, and introduced Canada’s economic engine to Pinnacle’s signature style of living life luxuriously.


In this city of many cultures, the culture of fine living comes alive in Pinnacle properties such as The Pinnacle on Adelaide and Pinnacle Centre. The Pinnacle way of life also makes its grand presence felt in Mississauga with the very urbane Pinnacle Uptown and Pinnacle Grand Park. The underlying theme of every Pinnacle International property is luxury, an understated state of sumptuousness, a world of relaxed elegance that’s synonymous with the west coast way of life. Without question, this is one of the vital qualities why 33 Bay and Success Tower at Pinnacle Centre in Toronto are so popular. Ready to view, these stunning buildings promise owners spectacular views, advantageous location, a life of unobtrusive extravagance and over 30,000 square feet of incredible amenities. To learn more, please visit and

pinnacle on adelaide Toronto

THE HIGH LIFE The Pinnacle on Adelaide Rising at the corner of John and Adelaide, this luxury condominium isn’t just another place to live, but is a place one will look to as a destination. Literally a stone’s throw from the fashion and theatre districts, a short walk from Chinatown and the chic environs of Queen West, this is undoubtedly one of the hippest addresses to call home in the heart of the entertainment district. Home buyers didn’t just opt for Pinnacle on Adelaide for its enviable location but also for its exclusive living accommodations. This is the perfect place for the downtowner with metropolitan tastes. The Pinnacle on Adelaide brings together all the elements modern sensibilities demand, from its design rich spaces, both public and private, to its lavish amenities, this is without a doubt the home of all things fine and luxurious. To learn more, please visit

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pinnacle uptown Mississauga

pinnacle grand park Mississauga

CRYSTAL PINNACLE UPTOWN Register Now 5044 Hurontario Street, Mississauga 905.568.9000

LIVE IT UP Pinnacle Uptown Yet another jewel in its crown, Pinnacle Uptown in Mississauga is the company’s latest offering this side of the Rockies. Located at Hurontario St. and Eglinton Ave. West, Pinnacle Uptown has been conceived as an urban enclave in a suburban setting. Filled with the wonders of a relaxed and easy life, mixed with the verve and style of big city living, this master planned community will house iconic high rise residences, modern towns, superlative amenities and stylish retail. Like all other Pinnacle projects, it will set the stage for a new way of life in one of Canada’s fastest growing cities. Once again Pinnacle Uptown will be loaded with all the bells and whistles that are common to all Pinnacle projects - architectural presence, exceptional living spaces, unrivalled location, and the vision to create an unparalleled living experience. To learn more, please visit

LIFE ON CLOUD NINE Pinnacle Grand Park Situated at Burnhamthorpe Road West and Grand Park Drive, Pinnacle Grand Park is another magnificent addition to the dynamic Mississauga skyline. Like all Pinnacle properties, this has a grand architectural presence, but what makes it truly unique are the well appointed living spaces, ranging from 1 to 3 bedroom layouts, that have been designed to house sassy singles, busy families and easy going empty nesters alike. With its unbeatable location, fully loaded amenities and proximity to all things exciting in Mississauga, Pinnacle Grand Park brings to life all the signature elements of luxury and comfort, of elegance and utility that Pinnacle International is famous for. To learn more, please visit


Move In Now 33 Bay Street, Toronto 416.925.3325

PINNACLE GRAND PARk 5 Models to View 3981 Grand Park Drive, Mississauga 905.276.3981 55

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Aspen Ridge. Life elevated.




Pric Š2 56

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STUDIO 2. Home is where the art is. And the art is at Studio Two. This stunningly beautiful new condo in the epicenter of Toronto’s entertainment district features incredible views and the revolutionary OCAD U Art Gallery.

Visit for more information on all our communities around the GTA. Prices & specifications subject to change without notice. Brokers protected. E.&O.E. © 2012 Aspen Ridge Homes. All Rights Reserved. Illustrations are artist concepts only. 17347

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$2.1 million




SCENIC. Discover affordable luxury in Leaside overlooking

77 CHARLES. Yorkville’s most exclusive boutique address, 77

vast stretches of parkland. Three condominium towers and

Charles is set amid the gracious grounds of the University of Toronto

spacious, two-storey townhomes are mere minutes to shopping,

campus. Impeccable, customized interiors are accentuated by

schools, the DVP and miles of beautiful trails in Sunnybrook Park.

unobstructed views from the soaring glass curtain wall.

Follow us on: Prices & specifications subject to change without notice. Brokers protected. E.&O.E. © 2012 Aspen Ridge Homes. All Rights Reserved. Illustrations are artist concepts only. 17347


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Mortgage Tips

How to save large on a real estate purchase THE FIRST CONSIDERATION IN PURCHASING REAL ESTATE


in Ontario is to make sure you do not overpay. To prevent overpayment utilize the services of a realtor who will determine by comparison a fair price to be paid. A second significant way of saving large is through choosing the best financing terms. Of course we all realize that we need to find the best interest rate available but most people don’t realize the amount of savings that are realized just by doing one of or as many as the following:

where you can put a lump sum of money down on your mortgage, usually once a year on the anniversary date, without penalty. If you are able to do this, you will realize a large savings.


and find out what the payments would be if you reduced the amortization term further, even if by one year, easier to do when the interest rates are as low as they are today. Every year of interest that you can save is substantial. I have noticed that some banks & mortgage brokers are trying to push a 30 and 35 year amortization, while this may help some people keep their mortgage payments lower right now, in the long run they are paying more in interest and the true benefits of these longer amortization terms are realized by the lender not the borrower. 2 | CHOOSE WEEKLY OR BI-WEEKLY, NEVER MONTHLY

payments as this will help to accelerate the amount of time that would be required to pay off your mortgage as you will be lowering the principle at a quicker rate.



than doing something as simple as adding a few dollars to your weekly or bi-weekly mortgage payment would help significantly also. You would be surprised how much time and paying of interest you can save by even making your mortgage payment $10.00 more than what the lender has calculated your weekly or bi-weekly payment to be. Keep in mind the above considerations also apply to commercial mortgages. If the commercial lender tells you that they don’t allow weekly or bi-weekly payments fo to a commercial lender that does.


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building is more than bricks and mortar. It has a skin, and it has a soul. Once inside, you know immediately that this is home. You can feel it without thinking. That’s why Mizrahi Khalili approaches every project with thoughtfulness about the way people want to live. But we don’t just presume to know. We ask. And we listen. And then we work closely with leading architects and designers to create a cocoon of quiet, serene elegance that keeps the world at bay and allows you the restoration you need. Maybe it’s our old-world values, but we believe that a building should feel as though it has always been there. It should be an expression of the neighbourhood in which it is built, a testament of respect for the heritage and a contributing part of what can make a city feel grand and intimate at the same time.

Our landmark building at 133 Hazelton, situated in a quiet residential quarter of Yorkville, speaks to the Mizrahi Khalili philosophy of how and why we build. At the corner of Davenport and Hazelton, within walking distance to the best of Toronto’s galleries, museums, restaurants and designer boutiques, the building presents a handsome streetscape of smooth, pale limestone in a tiered façade only nine stories high. Three townhomes on Hazelton Avenue, which are part of the building, continue the tradition of the neighbourhood, known for its Victorian charm. Within a month of opening, over half of the residences were sold.

With rigorous attention to detail and certifications that no other builder in Canada offers, Mizrahi Khalili is in the business of creating timeless, classic structures that give as much pleasure to those who walk by them as they do to those who live inside.

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is a science to building homes that envelop you in comfort. And there’s an art. “There Rigorous environmental standards, the latest smart-home technologies and a Swiss-based process management system are part of the Mizrahi Khalili philosophy. But so is an appreciation for subtle beauty and old-world values.


ow does a builder become different from the competition? How can we perfect the process of construction? How can we give our customers a guaranteed assurance of quality and integrity? How can we offer more than mere promises? Every builder makes promises. But for Mizrahi Khalili, that isn’t enough. We want to exceed expectations and work at a standard of precision and excellence that is unparalleled in the world. That’s why we’re the only builder in Canada with the ISO 9001 certification. Developed with experts in leading industrial fields, the ISO 9001 demands an accountability few companies would invite. Customer satisfaction is paramount – and measured with frequent questionnaires throughout the process. If expectations are not met, the certification is revoked. Relationships with suppliers are monitored to ensure the best services and products are used. Based in Switzerland, the country that made precision part of its national identity, the ISO 9001 certification is a blueprint for optimal execution of a product or service. 64

In addition, Mizrahi Khalili builds with the benefit of GreenHouse and Energy Star certifications, which ensure the best environmental practices during construction and deliver top industry standards for water conservation, energy efficiency and indoor air quality. As a result, our homes offer greater energy efficiency than other new homes. The Tarion guarantee is another customer-focused advantage that protects you against defects in materials and work as well as any structural problems. It is this science of home that Mizrahi Khalili takes seriously because we believe that when you adhere to the best practices, only then can you indulge in the art of creating a truly beautiful sanctuary. The high, coffered ceilings, the precisioncut marble slabs, the curvilinear walls are what you see. But the underpinning of rigorous standards and systems – all the things you cannot see – help create the feeling of security and comfort. Mizrahi Khalili respects the meaning of home. With a background in building custom-designed, private luxury residences

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in some of Toronto’s most coveted neighbourhoods, we understand that a home is the guardian of your identity; the place where the treasured moments of your life unfold; and the culmination of everything you believe in and have worked for. In the luxury condominium business, that attention to what you need and want in a home is even more important. We’re not just constructing a building, we’re helping to create a lifestyle, one that comes with services that we manage. Our involvement doesn’t end when the building is completed. At 133 Hazelton, that service includes a 24/7, uniformed concierge in the vaulted, marble foyer. Trained in the old-world tradition of discretion, our staff knows all the home-owners and their wishes. A fitness retreat, flooded with natural light, includes private treatment rooms. An entertainment suite with large living room and dining room allows you to host events with family and friends. An adjacent catering kitchen makes the logistics simple. For private screenings of films and multi-media presentations, there’s a small theatre with comfortable armchairs. Overnight guests can stay in a well-appointed suite. 133 Hazelton is living as though you’re resident in one of Europe’s storied, boutique hotels.

MK Developments 185 Davenport Road Suite 300 Toronto, Ontario M5R 1J1 Telephone: 416-926-9900

This is what we mean when we say that you can immediately feel the old-soul sensibility of Mizrahi Khalili. We’re a company built on ancient traditions of integrity, grace and beauty. Mizrahi Khalili. This is Your Home. 2012 Condominium Builders’ Annual

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A checklist is helpful when shopping for a mortgage Most homebuyers need a mortgage and it’s

therefore important to comparison shop. Terms and conditions differ from lender to lender, so do shop around, compare, and select the mortgage that best suits your needs. The Financial Services Commission of Ontario (FSCO) – the government agency responsible for overseeing the mortgage brokering industry in the province – suggests taking as much time as needed to understand all of your options. When talking to a potential mortgage provider, broker or agent, for example, you may wish to use this checklist to get answers to the most important questions. What type of mortgage is best for my needs?

» a fixed-, variable- or adjustable-rate mortgage » an open, closed or convertible mortgage What mortgage features and options are best for me?

» frequent or less-frequent mortgage payments » the ability to make prepayments or lump-sum payments » the option to transfer your mortgage to another home H  ow will different factors influence the total cost of my mortgage?

» How can I save on interest charges? »H  ow can I change the amount of my mortgage payments? » What  fees are involved in setting up, discharging or renewing my mortgage, and how are they calculated? » What are my options if I cannot make a payment? » Is there a fee if a payment is late? »W  hat penalty charges apply if I want to break or renegotiate my mortgage contract? Your individual needs and preferences will likely raise other questions too. For more helpful information, visit NC

» a short- or long-term mortgage » a short or long amortization period


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Reshaping The Urban Landscape

Reserve Properties Ltd. is an active developer in residential, commercial and mixed-use properties. With over three decades of experience, the Principals have been involved in over 90 projects encompassing more than 7,500 homes and one million square feet of commercial space across North America including Montreal, Toronto and Vancouver. The Senior Management Team spans two family generations, offering extensive expertise in all aspects of real estate development, construction and financing. Reserve Properties is a firm believer in the importance of hiring the best professionals and advisors to help bring each venture to life. This philosophy, coupled with a steadfast commitment towards placing the best interests of its clients and customers first, has helped the company achieve the success that it enjoys today.

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Reshaping The Urban Landscape

You’d expect a St. Clair West address to push the boundaries in signature statements. And RISE delivers in spades, at the south-east corner of St. Clair & Bathurst. This location offers downtown-style living just steps from the subway, great restaurants, green spaces and modern day conveniences. The two seventh floor RooftopTerraces offer private cabanas, rooftop infinity pool, Outdoor Dining area with barbeque and Fire Pit Lounge. Amenities also include Sculpture Garden, Fireside Lounge, Media Lounge, Private Dining Room and Fitness Centre. Rise has been a tremendous success and a wide selection of suites are still available, with prices starting from the mid $200,000’s.

Presentation Centre & Model Suite 501 St. Clair Avenue West, south-east corner at Bathurst 416.546.7399

Rise Condominiums, St. Clair & Bathurst

Rise Outdoor Terrace


Rise Lobby


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THE GIVENS COLLECTION at MOTIF These architecturally unique 3 bedroom townhomes range from 2,374 sq. ft. to�2,449 sq. ft. on 3 levels, with generously sized living spaces and a choice of master bedroom on the second or third floor.

Presentation Centre: 41 Ossington Avenue, Toronto, Ontario 647.352.4141 |

MOTIF LOFTS & TOWNS This collection of lofts and townhouses features soaring 10 foot ceilings, floor to ceiling windows and lofty open spaces to allow owners to dream big. Natural stone, glass mosaic tiles and engineered hardwood flooring are complemented by sleek Scavolini kitchens and premium features and finishes. Presentation Centre: 41 Ossington Avenue, Toronto, Ontario 647.352.4141 |

LAKEHOUSE BEACH RESIDENCES This intimate, boutique residence is situated at the corner of Kenilworth Avenue and Queen Street East, in the heart of The Beach. Large open living spaces range from 550 sq. ft. up to 1880 sq. ft., beneath 9 foot ceilings. High end finishings are evident at every turn, with all suites featuring terraces or balconies with neighbourhood views. Viewing By Appointment Only: 416.546.3294 Contact us By E-Mail:

109OZ LOFTS Reserve’s newest loft residence in the heart of the Art & Design District offers inspired lofts in 6 angular, stacked storeys. Ultra modern 1 bedrooms, 1 bedroom plus dens and 2 bedrooms featuring glass balconies are unexpectedly punctuated by vibrant splashes of colour. Register now to preview.


REGISTER NOW 109 Ossington Avenue, Toronto, Ontario 416.531.4844 |


BELLEFAIR KEW BEACH RESIDENCES Sold out and now well into construction, Bellefair represents Reserve Properties’ first, highly successful foray into The Beach. This distinctive 5 storey residence artfully blends the classic façade of a magnificent church with sleek, modern design. The result is one-of-a-kind condominium residences and three-level townhomes which have been met with resounding success.

Reserve Properties Limited 161 Eglinton Avenue East, Suite 600 Toronto, Ontario, M4P 1J5 Tel: 416.440.2904 • Fax: 416.440.2878

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Legally Speaking

The offer checklist by Jayson Schwarz

There is lots to consider when buying a new home. The process can be confusing, and even intimmidating. But with the right information and a little professional help, it should also be memorable for all the right reasons. The following information and checklist will help you navigate the Agreement of Purchase and Sale, and assist in your negotiations with on-site sales agents and builders. Remember, always see a lawyer before signing an Agreement of Purchase and Sale. Rule #1: if it is not in writing and signed for or initialed by you and the vendor, it is not binding. Here is a little story that illustrates how important this is from every perspective: Mary went into a sales office and executed an Agreement of Purchase and Sale. The Agreement provided that she could terminate her purchase based on her lawyer’s review within three days of execution, provided notice was given to the builder in writing in that time. On the third day, Mary called the sales agent and said she wanted out of the deal. All Mary had to do was deliver a notice in writing on that day and the deal would have been nullified. The sales agent did not tell her this, and she didn’t see a lawyer in time. She thought she had read the Agreement carefully enough herself and didn’t realize what she actually had to do. The sales agent told her he would have to check with head office to see if she could be released from the deal. Mary is facing potentially large legal fees, and a lot of aggravation and anxiety before this will be sorted out. The builder may be nice and let Mary loose, but no guarantee. There are two morals of this story: make sure you have a clause that allows you and your lawyer a chance to review the agreement, and do it right away! » L evies and development charges You will find these in the offer, usually in tiny print, indicating that if the vendor gets charged for anything later, he can pass those charges on to you. Make sure these clauses are deleted or a monetary maximum is written into the offer. » Extensions Make sure that the offer restricts extensions to the provisions of the Tarion new-home warranty, and that you don’t have any clauses where the vendor can try and get around it. Ensure you understand the extension terms and rights.

expenditures that don’t make sense. Remember you are paying your lawyer’s Law Society levy, but many builders include a clause asking that you pay their lawyers $65. Delete this clause. » Mortgage clauses Are you stuck with the builder’s mortgage and terms, or can you arrange for your own mortgage with the institution of your choice? Is there a clause requiring you to accept the builder’s lawyers’ undertaking to discharge the mortgage without a discharge statement or direction to pay funds to the lender? Is the builder trying to make you pay to obtain partial discharges of a blanket mortgage? » Condos When purchasing a condominium, check if you own the parking spot and storage locker, or do you only have exclusive use? » Title Look out for clauses that say you have to accept the builder’s undertaking to give you a deed if one is not available on closing. Check what restrictions will run with the deed and how they will affect you, like access to your property and rights of re-entry, schools, burms, drainage, noise, environmental issues, etc.

» General stuff In most offers, the vendor may not yet have municipal approval to start construction, and anything can happen. For example, your lot could be eliminated and you might be required to accept a different and, in your opinion, not as desirable new lot; your floor plan could be reversed; colours and materials might change and substitutions may occur. There may be things like a five-per-cent clause – that if it turns out your lot is up to five per cent bigger or up to five per cent smaller, you have to be satisfied with what you get. » Legal fees & disbursements You are going to pay the fee, whatever the amount you and your lawyer agreed to. In addition, there is a list of disbursements – monies expended by your lawyer on your behalf to close the transaction. Be careful, it is here that someone may try to take advantage by charging hefty fax, mail and photocopy fees. Have your lawyer justify all


Jayson Schwarz LL.M. is a Toronto real estate lawyer and partner in the law firm Schwarz Law LLP. Visit or email and give us your questions, concerns, critiques and quandaries.

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Whether it’s a starter home for the young professional, a primary residence for the family with kids, a lifestyle move for the active retiree or a growing asset for the savvy investor, ELAD CANADA is uniquely qualified to provide a condominium residence of enduring stature and value. ELAD CANADA is part of one of the leading real estate organizations in the world, ELAD GROUP which has made its

mark throughout the globe. With projects spanning three continents, ELAD GROUP’s highly focused team of industry leaders has developed successful condominiums, hotels and mixed-use commercial projects. ELAD CANADA’S holdings are primarily located in key Canadian markets in Toronto and Montreal. Emerald City in Toronto is one of ELAD CANADA’s most significant developments.

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ELAD CANADA is currently marketing Dream Tower at Emerald City. Dream Tower is at the centre of a beautifully landscaped community built at the southeast corner of Don Mills Road and Sheppard Avenue. The third tower in ELAD CANADA’S successful Emerald City community, Dream Tower will be the defining feature of this prime North York neighbourhood, with easy underground access to the subway, across from Fairview Mall, and two major highways offering speedy connections in every direction.

Residents of the Emerald City community enjoy a full roster of family-friendly amenities such as a swimming pool, party room, landscaped terrace, a gym and exercise facility and a Zen-like yoga studio. The outdoor park and children’s playground provides a great social space for the building’s

residents to meet, mingle and make friends. Other amenities include a lounge, private theatre and guest suite. The fi rst tower of Emerald City’s master planned community is now under construction with occupancies slated for 2013.

The 25-storey Dream Tower rises above a podium that connects it to the street and provides a vibrant, safe and pedestrianfriendly promenade. The spacious designs offer bright airy interiors and wonderful views from large balconies or terraces. With soaring 9’ and 10’ ceiling heights and fi ne appointments in bathrooms and ensuites, kitchens and principal rooms including beautiful flooring, cabinetry, fi xtures and appliances, living at Dream Tower feels spacious and elegant.

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ke e d

’s is th

AN AWARDWINNING VISION Emerald City architects WZMH have been honoured with the City of Toronto’s Urban Design Award for their brilliant master planned vision for Emerald City and the creation of a cohesive, transit-friendly, family neighbourhood.


FOR MORE INFORMATION Visit the Presentation Centre, located on the southeast corner of Sheppard and Don Mills, across from Fairview Mall. Call 416.492-0001 or visit

Exclusive Listing: Baker Real Estate Incorporated, Brokerage. Brokers Protected. Prices and specifications are subject to change without notice. Renderings are artist’s concept.

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Condo Pro

Maturing nicely,

thank you by barbara lawlor

There are many advantages to buying a new condo

suite: Tarion Warranty coverage, everything is clean and fresh, fantastic amenities, luxurious features – the list is long and impressive. There is also the fact that today’s condos are built to higher standards than they were 20 years ago, and frankly, they will age better too. So much about modern buildings is different from when condos were first introduced to Toronto in the early ’80s. Today, those buildings appear dated. The original condos were more like collections of apartments with one or two amenities for residents’ use. On average, suites were larger back then, but there was a lot of wasted space. Forwardthinking builders avoid that scenario with well-designed suites that maximize every square inch. Today’s educated buying public demands the latest in construction techniques, features, finishes and amenities. New buildings offer incredible amenities in bright spaces. Rather than being relegated to a dingy basement, today’s pools in condominiums are on higher floors to receive ample natural light, and many even open onto an outdoor sundeck. Designed to be an extension of owners’ living spaces, amenities may include fabulous party rooms, games and theatre-screening rooms, guest rooms, meeting rooms, and even virtual golf and pet spas for the pampered pooch. And whatever your tastes, there is a condominium in the Greater Toronto Area that will feel like “home” to you. Gorgeous and sophisticated, the choices include sleek glass towers, traditional European-style brick buildings with pre-cast arches and intricate masonry, and everything in between. The materials in these condominiums wear well, and weather our Toronto elements efficiently. The designs enhance Toronto’s skyline, and I believe they will look as stunning decades from now as they do today.


Landscaping plays a major role in modern condo appeal. The older buildings tended to have plainer immediate surroundings, but current condominiums have lovely landscaping details and focal points like courtyards. The landscape architect is an integral part of the design team for many developers today, who understand that the money invested in these natural details will be well worth it. Now, let’s talk Green. Eco-friendly features will help to carry these new buildings into the future in a sustainable way. There are third-party rating systems such as Energy Star for lowrise homes and LEED (Leadership in Energy and Environmental Design) for highrise. Plus, the Ontario Building Code has been changed to incorporate energysaving, environmentally friendly criteria that it is catching up to these independent rating systems. It’s only a matter of time until all condominium developers are building to the LEED standard. Today’s condos are competing for value with great architectural design, efficient space planning, and fabulous amenities and finishes. It’s fascinating to see what developers come up with to vary the skyline and carry residents into the future in style. Over the decades, I am sure the media will be commenting on how beautifully these buildings have stood the test of time.

Barbara Lawlor is president of Baker Real Estate Inc., and an in-demand columnist and speaker. A member of the Baker team since 1993, Barbara oversees the marketing and sale of condominium developments in the GTA and overseas. Keep current with The Baker Blog at blog.

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Rethinking. Urban Living. For the past 10 years, this motto of Streetcar Developments has also been their design philosophy. Through their mid-rise, boutique loft residences, Streetcar has been at the forefront of some of Toronto’s most transformed areas; through infill projects in existing neighbourhoods, Streetcar residences have seamlessly enhanced their surroundings, harmonizing with the streetscapes while bringing a dash of contemporary flair.

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Smart urban buyers look to Streetcar for high-quality finishes, well thought-out layouts, and clean, contemporary designs that respect their surroundings. New projects are built on an urban loft living philosophy that starts with sites where Streetcar can enhance the dynamic of the neighbourhood. Streetcar residences reflect an intense interest in the real daily lives of the people who live in them, and a respect for the character of each Toronto neighbourhood they’re built in. Architectural, design, engineering and building partners are meticulously chosen, with a mutual expectation of nothing less than excellence, ensuring Streetcar projects become architectural highlights along Toronto’s main avenues. Designing with residents in mind, taking an holistic approach to enriching neighbourhoods and carefully choosing collaborators results in residences that speak for themselves, encouraging informed, confident buying decisions by savvy consumers. Building forms are clean, uncluttered and bold. Modern layouts are fitted with innovative yet timeless materials and cutting-edge finishes. This year, Streetcar celebrates a decade of distinction with three dynamic new communities in two of Toronto’s most vibrant, character-filled neighbourhoods. FLOURISHING LESLIEVILLE IS HOME TO THE CARLAW Leslieville is one Toronto neighbourhood whose time has come. Leslieville has



become a refuge for urbanites who want the convenience of downtown living, but with leafy, residential streets, excellent schools, and a full complement of community amenities. It is rapidly developing a reputation as a gastronomic hot-spot, too, with gourmet food shops, bakeries, restaurants and cafés cropping up daily. The industrial heritage of this South Riverdale community inspired the brick detail that highlights The Carlaw, a 12-storey project on Carlaw Avenue in the heart of the area. With just the right balance of work/live space, as well as commercial considerations, The Carlaw embodies Streetcar’s commitment to offer superior opportunities for condo buyers in distinctive neighbourhoods — rightsized suites at the right prices, with every imaginable urban amenity just a walk or a short streetcar ride away. Sophisticated modernist architecture beckons from street level, with sharp angles and powerful balcony designs. The interior layout designs of its 320 lofts are proving especially attractive to the creative professionals drawn to Leslieville and its burgeoning film industry; details include integrated kitchens, dens big enough to be called bedrooms, and a notable lack of wasted hallway space. An exclusive collection of Urban Towns complements the offerings at The Carlaw, an ideal way for families to enjoy all the benefits of condo living while enjoying direct outside access and without compromising on space. Lofts and towns converge on an inviting central courtyard,

and residents will also share a strikingly designed rooftop terrace and indoor lounge, state-of-the-art fitness centre, guest suite, and 24-hour concierge service. QUEEN AND GLADSTONE TRIO OFFER THE BEST OF ECLECTIC URBAN LIVING Just a streetcar ride away, at Queen and Gladstone on the other side of the downtown core, three Streetcar projects are making their mark on Toronto. Queen West culture is an evocative, living entity familiar to every Torontonian, calling to mind images of poetry readings in darkened bistros, contemporary art galleries, innovative cuisine, and the myriad other rich flavours of city life. Within it, Streetcar is creating an oasis of pedestrianfriendly, eclectic residences comprising 2 Gladstone, 8 Gladstone and The Carnaby. In keeping with Streetcar’s reputation for creating excellence on an intimate scale, two eight-storey developments at 2 Gladstone, with 55 suites, and 8 Gladstone, with 89, feature clean, European-inspired design and the finest materials. Unexpected expanses of space are a hallmark of the interior layouts, and two-storey penthouses feature rooftop terraces and skylights. Between the two Gladstone projects, a common laneway will be home to the kinds of Euro-style cafés, boutiques and galleries that beckon to amblers, coffee drinkers and students clutching sketchbooks.

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professionals, couples and young families; artists, dreamers, designers, entrepreneurs and restaurateurs — the vibe is exuberant and youthful, looking forward to the future while embracing every moment of the present. The legendary Gladstone Hotel is a neighbour: the grand, railroad-era landmark, still flourishing, hosts weekly events for the arts community. A local renaissance includes the converted and renovated Drake Hotel, and nearby, the well-established Art and Design District and Fashion District both inspire and cater to creative innovators.

LONDON’S SOHO INSPIRES THE CARNABY Down the lane, the third building in this rapidly evolving enclave, The Carnaby, takes inspiration from its namesake, London’s west end hipster mecca of boutique shops, bars and cafés. And just like the street that inspired its name, among the best parts of life at The Carnaby are outside, where a pedestriancentric experience offers a dynamic, Sohoesque street-level life and bohemian vibe. This vibrant Streetcar trio encompasses a new city block that will be part of the memories and experiences of generations of residents to come. Urban

HIGH DEMAND ENSURES INCREASING VALUE Businesses along this stretch of Queen have organized the West Queen West Business Improvement Area, which focuses on promoting the area’s myriad commercial concerns, spearheading community initiatives that improve the streetscapes, and promoting this unique neighbourhood’s business interests. Property values in the area continue to increase dramatically and demand for live and work spaces is high, ensuring that Streetcar’s communities in these thriving areas will continue to be among the best purchasing options in the city. With communities in the most vital neighbourhoods in the GTA, like Queen West, Leslieville, Corktown, Riverside and The Distillery District, Streetcar continues to make an indelible impression on the fabric of Toronto by Rethinking. Urban Living.

East End Presentation Centre 345 Carlaw Ave. Toronto, ON T. 416.690.8588 E.

West End Presentation Centre

1230 Queen St. W. Toronto T. 416.690.9009 E.


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Condo Sense

Why condos are good

for Toronto by BEN MYERS


on Twitter since we joined a few years ago, and we enjoy how quickly we get news and information via this social networking platform. We follow a number of Toronto city councillors and we can get a sense for how they feel about new condo development. A recurring theme among several councillors is protecting neighbourhoods (from too-tall towers, we presume). Councillors have also made known their desire to protect jobs, but do they know how many jobs would be lost if they stifle highrise condo development in their ward? The economic spin-offs from new condominium development are enormous. The number of trade jobs created by building multi-storey towers is huge: concrete, masonry, metals, carpentry, mechanical, electrical, window and door installation, and elevators – just to name a few. We also need to consider that a good proportion of the supplies that go into these towers are built in factories in the Toronto area, creating even more employment. Those are the easy jobs to come up with, but how about all the people involved before a shovel evens hits the ground: real estate brokers selling the high-density land and suites, lenders providing land and construction loans, the architects designing the buildings, the private and public planners working on approvals, traffic consultants,


engineers for wind, sound and structural integrity, the legal and accounting teams assisting in the process, the marketing and advertising firms coming up with the project name and branding, the interior designers working on suite finishes, the shops printing brochures, the folks who sell newspaper, magazine and online advertising to the developers, and don’t forget condominium market researchers! This list is only the tip of the iceberg when it comes to the sheer number of people who have worked on a project before you see the ground-breaking photos appear in magazines. Most importantly, councillors should consider the boost to the economy in the immediate area surrounding a new condominium when it is completed. Unlike many other major cities, the bulk of the stock of new units is aimed at first-time buyers, and these purchasers buy a lot of new “stuff.” Young people like to buy local, including: window coverings, area rugs, furniture, art, kitchen countertop appliances and utensils, paint and paint supplies, televisions and stereos, chandeliers and table lamps, cleaning supplies, groceries, the list goes on. The new residents will likely require content and mortgage insurance, the services of mortgage brokers, and cable, telephone and Internet installation. The building and condominium corporation will employ a property manager, a site superintendant, a concierge, a custodial team, and window washers. Additional services include snow removal, landscaping, security, pool maintenance, and even private garbage removal at select buildings. The councillors have a difficult job balancing the needs of their constituents: protect neighbourhoods from shadows created by condominium towers, preserve the privacy of lowrise owners adjacent to new condominium buildings, all while considering parking, cars and transit as they relate to these new condominiums. However, to the detriment of some, comes the benefit of many. It may be easy to say “not another condo,” but it is no longer easy to ignore that new condominiums have been a boon for employment and prosperity in the Toronto area. Special thanks to Altus Group Economic Consulting for assisting in compiling the list of employment spinoffs. Ben Myers is the editor and executive vice-president of Urbanation, a market research firm that has been tracking the new, resale and future condominium market since 1981. Urbanation’s Condominium Market Survey is the industry’s bible for sales and pricing information, as well as analysis that puts all the pieces together. Urbanation’s new UrbanRental report on condominium apartment rental activity adds a new dynamic to their expanding range of research products and consulting services. Urbanation is on the pulse of the highrise condominium market in Toronto.

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The Lash Group prides themselves in having the vision to see the potential of a neighbourhood first and as a result create stellar and highly desirable residences that blend landmark architecture with one-of-a-kind addresses in such significant condominiums as 66 Portland, 20 Stewart, 777 Steeles, 455 Adelaide West, The Fashion District Lofts, in collaboration with Freed and 500 St. Clair, 530 St Clair and 743 St Clair in collaboration with The Goldman Group. 079-081 Lash-Corp 2012.indd 79


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Today In Style. Tomorrow CLOUD9 – Lash’s most recent pioneering venture is near Kipling and the 401 in North Etobicoke. This 12 storey, 260 unit tower designed by E.I. Richmond Architects will be the first new multi-family development in this area in decades. As pioneers in neighbourhood transformation, the team behind Cloud9 has figured out an approach that manages to offer strong architecture and inspiring interior design at an affordable price point. With convenient access to major arteries, a variety of transit options, and a host of in-demand amenities such as exclusive CLUB9 rooftop deck featuring lounge areas, BBQ’s, fitness centre, indoor pool and sun tanning deck, and party room with catering kitchen.

ME – Markham and Ellesmere Living, it’s all about M.E. Coming Soon, a modern master planned community of Condominiums, Townhomes, Shops, and Services. Ideally located with everything at your doorstep including the TTC. Come home to M.E. Register today at

& Yesterday 66 PORTLAND

530 – Currently under construction. Like its sister building 500 St. Clair will have breathtaking views of the city skyline, fabulous amenities and impressive suite designs. Stroll through one of the many parks and ravines in the area, browse through the variety of unique shops along St. Clair Ave W., explore the diverse selection of restaurants, cafes and pubs in the neighbourhood or just relax at the Starbucks conveniently located next door. With public transit just outside its front door and the St. Clair Subway Station just a short walk away, 530 St. Clair Ave. West has it all.


*In Partnership With

The RUSHTON – Currently under construction. Located at 743 St. Clair Ave. W. at the corner of Rushton Rd., this mid-rise, 35-residence boutique building has been designed with urban flair in mind. Since The Rushton will be a limited edition residential development, the building has been designed to optimize an environment of friendly refinement. From comfortably designed 1 bedroom and 1 bedroom + den suites to modern 2 bedroom suites, The Rushton has something to fit your needs.

20 STEWART tel: email:


*In Partnership With 2012 Condominium Builders’ Annual

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Meet our hero


For five months Mackenzie braved chemotherapy, nausea, and exhaustion. Like most 10-year-olds, she should have been playing outside in the sunshine with friends and cooling off in the pool in the heat of the day. But her life took a different turn. In February 2011, Mackenzie was diagnosed with acute myeloid leukemia (AML), cancer of the blood and bone marrow. Mackenzie spent six months at SickKids undergoing aggressive chemotherapy. For 142 days, the Hospital was her home and her medical team became her new family. She transformed her hospital room into a second bedroom. On one wall, she posted a Bristol board. As each new ‘family member’ – nurse, doctor, social worker – came to see her, she encouraged the visitor to sign their name. Determined not to let her summer to slip away, Mackenzie wanted to get well enough to attend camp. Her team at SickKids, recognizing how important this goal was for Mackenzie, did everything they could to help her dream come true. In August 2011, within 24 hours of discharge, she was up north, dipping her toes in the lake, enjoying her first real taste of freedom with family by her side. Today, Mackenzie is back at school with her friends in grade 6. She is learning piano, singing in the community choir, and


swimming competitively. She is home fulltime with a new addition to her bedroom - the Bristol board, filled corner to corner, with the names of everyone at SickKids who helped her triumph over cancer. Thanks in part to ground-breaking research conducted at SickKids, children like Mackenzie are able to beat cancer. Survival rates have doubled in the last 25 years alone - today 80 per cent of children diagnosed with this disease at SickKids will survive; but cancer still remains the most common cause of disease-related death in children in Canada. For that reason, cancer research is a priority at SickKids. SickKids is currently building a new facility to house this research. Designed by world-renowned Diamond and Schmitt Architects with LEED gold certification, the new SickKids Research & Learning Tower will, for the first time, house all SickKids researchers in the same location, allowing them to collaborate like never before. The vision of the Cancer, Stem Cell and Regenerative Medicine area of the Tower is Better Outcomes, Better Lives - ensuring treatments that help kids like Mackenzie survive cancer have no long-term side effects.

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BUILDERS HELPING TO HEAL Wall2Wall Media, the publisher of New Home Guide, New Home & Condo Guide and New Condo Guide, is teaming up with builders and their suppliers to help raise money for SickKids Foundation. The following companies have contributed generously to help give Ontario's children the world-class care they deserve. These pages honour these special people, and we thank them for their generous support. Builders Helping to Heal and Friends of the Industry are Wall2Wall Media initiatives stemming from SickKids Leaders, a program at SickKids which draws on the support of over 230 volunteers across 20 industry sectors. Again, we thank our generous sponsors and appreciate their ongoing commitment. These companies not only build housing, but they support the families in the communities in which they build.


Why SickKids? Each year, SickKids sees 1 approximately 360 new cancer patients, representing more than 25 per cent of all new cases of paediatric cancer in Canada.


In 6 years, Builders Helping to Heal has raised $193,097 in donations. Funds have gone to help renovate our Cancer Clinic into a welcoming and efficient space. In addition, donations helped fund the groundbreaking discovery of a brain tumour ‘stem cell’ that unless stopped or removed will continue to grow back.


over 50 years of excellence



Readers looking to support SickKids Foundation can go to 2012 Condominium Builders’ Annual

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Home Smarts

Condo ownership:

zeroing in on the one by MARNIE BENNETT SHOPPING FOR A NEW CONDOMINIUM IS AN EXCITING PROCESS. But, as with all substantial purchases, there

are important considerations to be weighed before making your final decision, and more often than not, it all comes down to price. First of all, if you don’t need to move into a new home immediately, you should know that there are significant advantages to buying your condo during a development’s planning stages. In order for a builder to receive construction financing, that builder typically needs to show that 65 to 75 per cent of the suites have been sold. To reach this goal, it’s in the builder’s best interest to offer better prices earlier on in the sales process. Buying pre-construction can result in substantial savings, and offers the greatest equity growth potential. It also allows you a much wider selection of floor plans and locations within the building. Next, consider where you want to live. While the most important factor influencing price in real estate is location, this doesn’t mean that the priciest section of town is necessarily the best choice to suit your lifestyle. Consider proximity to your workplace and the amenities you feel are important, whether that means shopping centres, restaurants, greenspace or recreational facilities. Once you’ve zeroed in on a particular condo development, it’s equally important to consider the location of the unit itself within that development. Examine proximity to the elevator, street noise levels and the quality of the view. Often, the higher the floor, the higher the price. This raises the question: how much do you want to pay? Your personal budget may not allow you to buy the penthouse of your dreams. Again, weigh what’s most important to you. Some factors to consider when selecting your suite include functionality of the layout; 84

exposure to natural light; ceiling heights; and access to a balcony or other outdoor space. A development’s curb appeal will affect both the enjoyment of your home and its resale value. The same applies to density – the fewer people sharing your development’s facilities, the better. All condos are not created equal. What’s behind the walls – mechanical systems, for example – is just as important as those things you can see, though admittedly more difficult for a homebuyer to judge. That’s why choosing a builder with a good reputation is crucial. Research prospective builders by gathering information, visiting existing developments, speaking with current owners and researching the equity growth of their homes as compared to others. Be sure to check the builder’s Tarion rating. Tarion is a government-regulated organization which licenses all new-home builders in Ontario and provides safeguards to all new-home purchasers. Finally, make sure that the builder has a strong customer service team with extended hours. There’s no denying that buying a home is an emotional process. Just be sure not to let your heart rule your head.

Marnie Bennett is a broker and the team leader of Bennett Property Shop Realty, a full premium-service five-star real estate brokerage specializing in marketing and selling new and resale homes, condos and investment real estate. Marnie is the host of the weekly radio shows, The Real Estate Hour and Business Class, a real estate investor, and a real estate wealth management coach.

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GTA Condominium Builders’ Annual Roster

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Pemberton Group 50 Confederation Parkway Concord, Ontario L4K 4T8 905.326.4100

Monarch Corporation 2550 Victoria Park Ave., Suite 200 Toronto, Ontario M2J 5A9 416.491.7440

Menkes Developments Ltd. 4711 Yonge St., Suite 1400 Toronto, Ontario M2N 7E4 416.491.2222

Alterra* 920 Yonge St., Suite 1000 Toronto, Ontario M4W 3C7 416.964.1800

Aspen Ridge Homes Ltd.* 29 Floral Pkwy. Concord, Ontario L4K 5C5 905.669.9292

Bazis* 30 Casmir Court. Concord, Ontario L4K 4J5 905.532.0435

Amacon* 37 Bay Street, Suite 400 Toronto, Ontario M5J 3B2 416.369.9069

Atria Developments 262 Carlaw Ave., Suite 101 Toronto, Ontario M4M 3L1 416.469.1109

Beaverbrook Homes Inc.* 161 Pennsylvania Ave., Suite 5 Vaughan, Ontario L4K 1C3 416.740.5544

Amexon Development Corporation 1200 Sheppard Avenue, East, Concourse Level #114 Toronto, Ontario M2K 2S5 416.493.5000

Aykler Real Estate 80 Carlton St. Toronto, Ontario M5B 1L6 416. 413.1300

Beaverhall Homes* 40 Vogell Rd., Unit 17 Richmond Hill, Ontario L4B 3N6 905.770.9983

Baghai Development Ltd. 1131A Leslie St., Suite 220 Toronto, Ontario M3C 2K6 416.449.5994

Berkley Homes 20 Rivermead Rd., Suite 204 Concord, Ontario L4K 3N3 905.669.8399

Ballantry Homes Inc.* 20 Cachet Woods Court, Suite 6 Markham, Ontario L6C 3G1 905.887.7100

Brandy Lane Corporation* 4580 Dufferin St., Suite 307 Toronto, Ontario M3H 5Y2 416.636.4111

Barney River Investments Ltd.* 4576 Yonge Street North York, Ontario M2N 6N4 416.620.7200

Brookfield Homes Ltd.* 7303 Warden Ave., Suite 100 Markham, Ontario L3R 5Y6 905.477.5111

Bayview Wellington Homes* 111 Creditstone Rd. Concord, Ontario L4K 1N3 905.669.4133

The Brown Group of Companies Inc.* 38 Berwick Ave. Toronto, Ontario M5P 1H1 416.487.5122

Amicorp Development Inc. 35 Romina Dr. Concord, Ontario L4K 4Z9 905.660.1663 Andrin Ltd.* 26 Lesmill Rd., Unit 3 Toronto, Ontario M3B 2T5 416.733.3128 The Aragon Development (Ontario) Ltd. 101-262 Carlaw Ave Toronto, Ontario, M4M 3L1 416.531.6361 The Arten Group 2174 Major Mackenzie Dr. Vaughan, Ontario L6A 1P7 905.737.0125 Ashley Oak Homes 922 Dundas Street Toronto, Ontario L4Y 2B8 905.276.9980 86

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Baywood Homes 1140 Sheppard Ave. W., Suite 12 Toronto, Ontario M3K 2A2 416.633.7333

* See these fine builders in New Condo Guide GTA magazine. Pick up your FREE copy today!

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The Daniels Corporation 20 Queen St. W., Suite 3400 Toronto, Ontario M5H 3R3 416.598.2129

Lanterra Developments 3625 Dufferin St., Suite 215 Toronto, Ontario M3K 1Z2 416.635.7424

Empire Communities 125 Villarboit Crescent Vaughan, Ontario L4K 4K2 905.307.8102

The Brownstone Group of Companies* 940 Landsdowne Ave. Building 15, Suite 101 Toronto, Ontario M6H 3Z4 416.531.7760

Castle Group Ventures* 8000 Jane St., Tower B, Suite 102 Concord, Ontario L4K 5B8 905.738.9292

Cresford Developments* 170 Merton Street Toronto, Ontario M4S 1A1 416.971.7557

Chestnut Hill Homes 150 Ferrand Drive Suite 801 Toronto, Ontario M3C 3E5 416.499.9995

The Daniels Corporation.* 20 Queen St. W., Suite 3400 Toronto, Ontario M5H 3R3 416.598.2129

Cityzen Development Group* 56 The Esplanade, Suite 308 Toronto, Ontario M5E 1A7 416.777.2489

Davies Smith Developments Partnership* 2069 Lake Shore Blvd. W., Suite 201 Etobicoke, Ontario M8V 3Z4 416.363.1030

Concert Properties Limited* 55 University Avenue, Suite 1601, PO Box 66 Toronto, Ontario M5J 2H7 647.789.2050

Del Ridge Homes Inc. 1151 Denison St., Unit 18 Markham, Ontario L3R 3Y4 905.479.5448

Concord Adex* 23 Spadina Ave. Toronto, Ontario M5V 3M5 416.813.0999

DHD Developments* 55 Mill St., Building 58, Suite 200 Toronto, Ontario M5A 3C4 416.364.1177

Conservatory Group 80 Tiverton Crt., Suite 300 Markham, Ontario L3R 0G4 905.477.7609

Diamante Urban Corporation 100 Davenport Road Toronto, Ontario M5R 1H7 416.741.7207

Context Development Inc.* 229 Yonge St., Suite 500 Toronto, Ontario M5B 1N9 416.863.0202

Dog Day Developers Limited* 19 Yorkville Avenue Toronto, Ontario M4W 1L1 416.871.9097

Coram Construction Group 200 Ronson Dr., Suite 305 Toronto, Ontario M9W 5Z9 416.243.9019

Dorsay Development Corporation 150 York St., Suite 1701 Toronto, Ontario M5H 3S5 416.368.1460

Burnac Corporation* 44 St. Clair Ave. West Toronto, Ontario M4V 3C9 416.964.3600 The Camrost Corporation.* 250 Davisville Ave., Suite 401 Toronto, Ontario M4S 1H2 416.486.1961 CanAlfa Group Inc.* 80 Lynn Williams St. Toronto, Ontario M6K 3R6 416.537.2321 Canderel Residential Inc.* 1075 Bay St., Suite 400 Toronto, Ontario M5S 2B1 416.593.6366 Carrington Homes Limited 91 Regent St. Richmond Hill, Ontario L4C 9N7 905.890.0963 Casino Bay Development Corp./Panoramic Point 354 Atherley Road Orillia, Ontario, L3V 1N9 1.866.661.5525

* See these fine builders in New Condo Guide GTA magazine. Pick up your FREE copy today!

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Great Gulf Homes 3751 Victoria Park Ave. Toronto, Ontario M1W 3Z4 416.449.1340

Concord Adex 23 Spadina Ave. Toronto, Ontario M5V 3M5 416.813.0999

Lifetime Developments 145 Davenport Road, Suite 200 Toronto, Ontario, M5R 1J1 416.987.3344

Dunpar Developments Inc. 105 Six Point Rd. Etobicoke, Ontario M8Z 2X3 416.259.5264

Fernbrook Homes Limited 2220 Hwy. 7 W., Unit 5 Concord, Ontario L4K 1W7 416.667.0447

The Goldman Group* 55 St. Clair Ave. West, Suite 240 Toronto, Ontario M4V 2Y7 416.962.9080

Eden Oak Homes 1443 Hurontario Street Mississauga, Ontario L5G 3H5 905.274.5500

Forest Green Homes (Samuel F. Investments Ltd.)* 5332 Hwy. 7, 2nd Floor Woodbridge, Ontario L4L 1T3 905.850.8500

Graywood Development* 200 King St. West. Suite 1602, Box 42 Toronto, Ontario M5H 3T4 416.599.1930

Edenshaw Development Limited* 260 Brunel Road Mississauga, Ontario L4T 1T5 905.990.3500

Forest Hill Homes Ltd.* 2700 Dufferin St., Suite 34 Toronto, Ontario M6B 4J3 416.787.0256

Edilcan Development Corporation* 199 Adesso Drive Concord, Ontario L4K 3C4 416.663.8434

Fram Building Group* 141 Lakeshore Road East, 2nd Floor Mississauga, Ontario L5G 1E8 416.747.9661

El-Ad Group (Canada) Inc.* 5001 Yonge Street Suite 1405, Box 150 Toronto, Ontario M2N 6P6 416.223.4403

Freed Development Corporation* 552 Wellington St. West, Suite 1500 Toronto, Ontario M5V 2V5 416.781.5699

Elm Developments Corporation 30 Wertheim Court, Suite 15 Richmond Hill, Ontario L4B 1B9 905.709.8232

Gemterra Development Corporation* 200 Consumers Road, #805 Toronto, Ontario M2J 4R4 416.498.5585

Empire Communities* 125 Villarboit Crescent Vaughan, Ontario L4K 4K2 905.307.8102 Falconcrest Homes* 955 Wilson Ave., Unit 1 Toronto, Ontario M3K 2A8 416.638.5980 88

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Geranium Corporation* 3190 Steeles Ave. E., Suite 300 Markham, Ontario L3R 1G9 905.477.1177

Great Gulf Homes* 3751 Victoria Park Ave. Toronto, Ontario M1W 3Z4 416.449.1340 Great Lands Corporation 25 Torbarrie Road Toronto, Ontario M3L 1G5 416.748.2600 Greenpark Homes* 8700 Dufferin St. Vaughan, Ontario L4K 4S6 416.661.5329 Guizzetti Developments* 9251 Yonge Street, Suite 200 Richmond Hill, Ontario L4C 9T3 905.597.0200 H & R Developments* 3625 Dufferin St., Suite 500 Downsview, Ontario M3K 1N4 416.635.7520 Halminen Homes 1748 Baseline Rd. W. Suite 100 Courtice, Ontario L1E 2T1 289.928.4421

* See these fine builders in New Condo Guide GTA magazine. Pick up your FREE copy today!

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Malibu Investments Inc. 130 Spadina Ave., Suite 707 Toronto, Ontario M5V 2L4 416.703.9071

Urban Capital 17 Nelson St. Toronto, Ontario M5V 0G2 416.304.0431

Edenshaw Development Ltd. 260 Brunel Road Mississauga, Ontario L4T 1T5 905.990.3500

Harhay Construction Management Limited* 540 Richmond Street West Toronto, Ontario M5V 1Y4 416.626.7141

Kaitlin Group Ltd. 28 Sandiford Dr., Suite 201 Stouffville, Ontario L4A 1L8 905.642.7050

Liberty Development Corporation* 1 Steelcase Road West, Unit 8 Markham, Ontario, L3R 0T3 905.731.8687

The Hi-Rise Group Inc.* 68 Yorkville Ave. Toronto, Ontario M5R 3V7 416.487.1800

Kaneff Properties Ltd. 8501 Mississauga Rd., Suite 200 Brampton, Ontario L6Y 5G8 905.454.0221

Lifetime Developments* 145 Davenport Road, Suite 200 Toronto, Ontario, M5R 1J1 416.987.3344

Kylemore Communities 10080 Kennedy Rd. Markham, Ontario 905.887.5799

Lindvest Properties Limited* 3625 Dufferin Street, Suite 405 North York, Ontario M3K 1N4 416.635.7520

Inaugural Source 82 Birch Ave. Toronto, Ontario M4V 1C8 416.920.8880

Lamb Development Corporation* 786 King Street West Toronto, Ontario M5V 1N6 416.368.5262

Longo Development Corporation 2527 Lakeshore Boulevard West Toronto, Ontario, M8V 1E5 416.249.8181

Intracorp Projects Ltd. 25 Centurian Drive, Suite 201 Markham, Ontario L3R 5N8 905.940.6555

Lancer Developments Ltd. 1200 Sheppard Ave. E., Suite 200 Toronto, Ontario M2K 2S5 416.493.9393

Mady Developments* 8791 Woodbine Ave., Suite 100 Markham, Ontario L3R 0P4 905.944.0907

Invar Building Corporation 220 Duncan Mill Rd., Suite 301 Toronto, Ontario M3B 3J5 416.441.9855

Lanterra Developments* 3625 Dufferin St., Suite 215 Toronto, Ontario M3K 1Z2 416.635.7424

Madison Homes* 369 Rimrock Rd. Toronto, Ontario M3J 3G2 416.661.4000

Inzola Construction* 105 Heart Lake Rd. Brampton, Ontario L6W 3K1 905.453.8266

Lash Developments Corporation* 10 Kodiak Cres., Suite 200 Toronto, Ontario M3J 3G5 416.630.9393

Malibu Investments Inc.* 130 Spadina Ave., Suite 707 Toronto, Ontario M5V 2L4 416.703.9071

Hyde Park Homes* 7 King St. E., Suite 911 Toronto, Ontario M5C 3C5 416.306.2283

Jourdan Group Inc. 9 Woodlawn Ave. E. Toronto, Ontario M4T 1B9 416.920.0111

* See these fine builders in New Condo Guide GTA magazine. Pick up your FREE copy today!

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Menkes Developments Ltd.* 4711 Yonge St., Suite 1400 Toronto, Ontario M2N 7E4 416.491.2222

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Pinnacle International 6 Harbour Street Toronto, Ontario M5J 3B1 416.925.3354

Aspen Ridge Homes Ltd. 29 Floral Pkwy. Concord, Ontario L4K 5C5 905.669.9292

Tribute Communities 1815 Ironstone Manor, Unit 1 Pickering, Ontario L1W 3W9 905.839.3500

Metrontario Group 1 Yorkdale Rd., Suite 601 Toronto, Ontario M6A 3A1 416.785.6000

Neilas Inc.* 263 Adelaide Street W. Toronto, Ontario M5H 1Y2 416.595.5115

Phantom Developments* 207 Weston Rd. Toronto Ontario M6N 4Z3 416.762.8818

MintoUrban Communities Inc.* 500-90 Sheppard Ave East Toronto, Ontario M2N 3A1 416.977.0777

Nexxt Development Corporation 1 Atlantic Ave., Suite 216 Toronto, Ontario M6K 3E7 416.537.5144

Pinedale Properties Ltd. 970 Lawrence Ave. W., Suite 303 North York, Ontario M6A 3B6 416.256.2900

Mizrahi Khalili Developments* 185 Davenport Road, Suite 300 Toronto, Ontario M5R 1J1 416.926.9900

Niche Development* 317 Adelaide Street West, Suite 205 Toronto, Ontario, M5V 1P9 416.907.7280

Mod Developments* 1067 Yonge St. Toronto, Ontario M4W 2L2 416.928.4330

The Onni Group of Companies 35 Grand Magazine Street Toronto, Ontario M5V 0E8 416.260.2600

Monarch Corporation* 2550 Victoria Park Ave., Suite 200 Toronto, Ontario M2J 5A9 416.491.7440 Monterra Capital 287 Eglinton Ave. E. Toronto, Ontario M4P 1L3 416.485.5330 Namara Development Ltd. 484 King St. E. Toronto, Ontario M5A 1L8 416.362.2922 Norstar & Concordian Group of Companies 7077 Keele St., Suite 102 Concord, Ontario L4K 0B6 905.738.0754


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Panterra Federated Properties Corporation 49 Avenue Rd., Suite 300 Toronto, Ontario, M5R 2G3 416.923.4100 Parallax Investment Corporation 247 Davenport Rd., Suite 201 Toronto, Ontario M5R 1J9 416.944.0968 Pemberton Group* 50 Confederation Parkway Concord, Ontario L4K 4T8 905.326.4100

PineLake Group 253 Sheppard Ave. West Toronto, Ontario M2M 1N2 416.227.9100 Pinnacle International* 6 Harbour Street Toronto, Ontario M5J 3B1 416.925.3354 Plaza* 10 Wanless Ave., Suite 201 Toronto, Ontario M4N 1V6 416.481.2222 Plus Development Group* 251 King Street East Toronto, Ontario M5A 1K2 416.369.0665 Pointe of View Developments Inc. 342 - 4th Avenue S. E. Calgary, Alberta T2G 1C9 403.571.8400 The Preston Group 11 Curity Ave. Toronto, Ontario M4B 1X4 416.429.0969

* See these fine builders in New Condo Guide GTA magazine. Pick up your FREE copy today!

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Mizrahi Khalili Developments 185 Davenport Road, Suite 300 Toronto, Ontario M5R 1J1 416.926.9900

Reserve Properties Limited 161 Eglinton Avenue East, Suite 600 Toronto, Ontario M4P 1J5 416-440-2904

El-Ad Group (Canada) Inc. 5001 Yonge Street Suite 1405, Box 150 Toronto, Ontario M2N 6P6 416.223.4403

The Princess Group Inc. 25 Sable St. Toronto, Ontario M6M 3K8 416.787.6633

Royal Queen Developments 114-2880 Queen Street. East, Suite 4 Brampton, Ontario L6S 6H4 416.464.8272

Stinson Properties Inc. 200 Stinson St. Hamilton, Ontario L8N 4J5 289.389.1377

Quadra Management Inc. 231 Millway Ave., Suite 8 Concord, Ontario L4K 3W7 905.669.5151

Shiu Pong Group of Companies 131 Baldwin Street Toronto, Ontario M5T 1L7 416.596.8885

Streetcar Developments Inc.* 43 Davies Avenue Toronto, Ontario M4M 2A9 416.686.9199

Sierra Building Group* 8965 Woodbine Avenue Markham, Ontario L3R 0J9 905.947.1116

Summit View Homes Limited* 9120 Leslie St., Suite 101 Richmond Hill, Ontario L4B 3J9 905.886.8287

Signature Development Inc.* 45 Rodinea Rd., Unit 1A Maple, Ontario L6A 1R3 905.695.0822 www.

Sundance Development Corporation 3190 Steeles Avenue East, Suite 304 Markham, Ontario L3R 1G9 905.307.2220

Solmar Development Corporation 122 Romina Dr. Concord, Ontario L4K 4Z7 905.660.9222

TAS DesignBuild 1 Valleybrook Dr., Suite 300 Toronto, Ontario M3B 2S7 416.510.8181

Solotex Corporation 3830 Bathurst St., Suite 115 Toronto, Ontario M3H 6C5 416.398.1171

Times Group Corporation 330 Hwy. 7 East, Suite PH3 Richmond Hill, Ontario L4B 3P8 905.882.6286

Sorbara Development Group* 3700 Steeles Avenue West, Suite 800 Vaughan, Ontario L4L 8M9 905.850.6154

Tofni Developments* 856 Dundas Street West Toronto, Ontario M6J 1C5 416.918.4862

State Building Group* 2700 Dufferin St., Unit 34 Toronto, Ontario M6B 4J3 416.787.0256

Tor-Bel Group* 478 Champagne Dr. Toronto, Ontario M3J 2T9 416.222.4887

Queenscorp Group* 2 Queen Elizabeth Blvd. Toronto, Ontario M8Z 1L8 416.253.6909 Remington Homes* 7501 Keele St., Suite 100 Vaughan, Ontario L4K 1Y2 905.761.8200 Rivera Home Builders 1681 Langstaff Road, #1 Vaughan, Ontario L4K 5T3 905.326.6138 The Rockport Group* 170 The Donway West, Suite 307 North York, Ontario M3C 2G3 416.444.7391 Reserve Properties Limited* 161 Eglinton Avenue East, Suite 600 Toronto, Ontario M4P 1J5 416-440-2904 Rose Valley Homes 115 Woodstream Blvd., Unit 13 Woodbridge, Ontario L4L 8K5 905.851.6402

* See these fine builders in New Condo Guide GTA magazine. Pick up your FREE copy today!

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Streetcar Developments Inc. 43 Davies Avenue Toronto, Ontario M4M 2A9 416.686.9199

Lash Developments Corporation 10 Kodiak Cres., Suite 200 Toronto, Ontario M3J 3G5 416.630.9393

Davies Smith Developments Partnership 2069 Lake Shore Blvd. W., Suite 201 Etobicoke, Ontario M8V 3Z4 416.363.1030

Tower Hill Development Corporation 65 Queen Street West, Suite 440 Toronto, Ontario M5H 2M5 416.361.1399

Trimax Developments Limited* 8032 Kipling Avenue Woodbridge, Ontario L4L 2A1 t. 905 851 7045

Winzen Corporation Ltd. 30 Algie Avenue Toronto, Ontario M8Z 5J8 416.253.5900

Tre Memovia Developments* 7690 Hurontario St. Brampton, Ontario L6Y 5B5 416.423.8500

United Lands* 2904 South Sheridan Way, Suite 103 Oakville, Ontario L6J 7L7 905.829.1500

Treasure Hill Homes 1681 Langstaff Road, #1 Vaughan, Ontario L4K 5T3 905.326.6138 Triaxis Construction Limited* 6275 Northam Drive, Unit 3 Mississauga, Ontario L4V 1Y8 905.678.7766 Tri-Win Developments Inc.* 16 Alessia Court Richmond Hill, Ontario L4B 3Z5 416.815.1818 Triangle West Development Inc.* 224 York Mills Rd. Toronto, Ontario M2L 1L1 416.871.2004 Tribute Communities* 1815 Ironstone Manor, Unit 1 Pickering, Ontario L1W 3W9 905.839.3500 Tridel Corporation* 4800 Dufferin St., Toronto, Ontario M3H 5S9 416.661.9290


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Urban Capital* 17 Nelson St. Toronto, Ontario M5V 0G2 416.304.0431 Urbancorp 1100 King Street Toronto, Ontario M6K 1E6 416.928.5001 Vandyk Group of Companies 1944 Fowler Drive Mississauga, Ontario L5K 0A1 905.823.4606 VHL Developments Inc. 255 Duncan Mill Rd., Suite 812 North York, Ontario M3B 3H9 416.391.4870 Verdiroc Development Corp. 1 Valleybrook Dr., Suite 201 Toronto, Ontario M3B 2S7 416.486.4270

Wycliffe Group Ltd., The 34 Doncaster Ave., Suite 201 Thornhill, Ontario L3T 4S1 905.881.3040 Worsley Urban Partners Limited* 2527 Lakeshore Blvd. West Etobicoke, Ontario M8V 1E5 416.249.8181 Yorkwood Investments Ltd. 95 Barber Greene Road, Suite 302 Don Mills, Ontario M3C 3E9 416.449.6350 Your Home Developments 4965 Steeles Ave.W. North York, Ontario M9L 1R4 416.745.6686 Zancor Homes 137 Bowes Road Concord, Ontario L4K 1H3 905.738.7010 Zen Homes Inc. 3550 Victoria Park Ave. Suite 308 Toronto, Ontario M2H 2N5 416.645.3868

Vista Homes 15 Belfield Rd., Suite 2 Toronto, Ontario M9W 1E8 416.663.0330

* See these fine builders in New Condo Guide GTA magazine. Pick up your FREE copy today!

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Choosing a Builder

Finding a new-condo builder you trust

Essential advice from Canada Mortgage and Housing Corp. WHEN YOU DECIDE TO BUY A BRAND-NEW CONDO, choosing the right builder is as important as choosing your home. When you purchase a condo, you also “buy” the company that will build it. Your satisfaction will depend on their experience, their skills and their commitment to customer service. An important part of the home-buying process lies in determining that you are dealing with a builder who has these qualifications and is able to meet your needs and expectations – for the quality of the home and for the buying experience. WHAT YOU WANT TO KNOW

There are thousands of builders in Canada, ranging from small boutique companies to large builder-developers constructing thousands of homes annually. Whether you live in a large urban area or a smaller community, you will have a number of builders to choose from. Each company may offer a different selection of homes. Some may focus on specific market segments or neighbourhoods. Others may specialize in particular types of homes or have certain distinctive expertise, such as energy efficiency. And every company does business in its own unique way. As you tour prospective condos and communities, also think about the company behind them. Before choosing which one to buy from, take a close look at each builder you are considering and ask these questions:

» Who are they? » Do they build a quality condominium? » What are they like to buy from? » What is their after-sales service like? » What’s their reputation? START YOUR SEARCH 01 Check local magazines and newspapers to find out which

companies are building in your area, the types of homes they offer and the prices you can expect to pay. 02 Ask friends, family and coworkers for names of reputable builders they have dealt with. 03 Call or check the website of the Building Industry and Land Development Association and the Canadian Home Builders’ Association for the names of builders in your area. 04 Contact Tarion for a list of registered builders. 05 Visit the websites of builders in your community. 06 Call builders to find out where they are building, or where you can see some of their existing condominium developments. 07 Check the Yellow Pages. 08 Go to home shows to meet builders and explore the latest in features and finishes. 09 Visit builders’ sales centres and tour the model suites. As you go through your home search, collect as much information as you can – pamphlets, brochures, builder’s packages, product literature, warranty information and so on. Read through it all and create a file of everything that interests you. 10 Always carry a notebook with you and write down information about the builders and their product, what you liked and what you didn’t. If you don’t, it can be difficult later to remember the details of a particular condo suite or discussion, or to recall which builder said what. You may also want to bring a camera along. When you keep track, it is easier to remember to collect the right information from every builder you visit. It also makes it much easier to compare the companies, their products, their selling process and their reputation, when you are ready to make a decision.

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Choosing a Builder


WHO’S WHO IN HOME BUILDING? The type of builder you will be looking for depends on the area you live in, and the type of home you want. Here is a general overview of different types of home building companies. DEVELOPERS are responsible for getting large tracts of land ready for building. This can involve infrastructure and services (utilities, roads and sewers), community layout and design, including recreational spaces – whatever it takes to turn the land into a neighbourhood. Developers may also handle the condo building construction. PREVIOUS BUYERS

Builders should be able to give you a list of references – past customers who have bought from them within the last couple of years. Do check the references – too often, homebuyers neglect this step. Don’t worry about disturbing people; they have agreed to let the builder give out their names and will not mind being contacted. Before you call, make a list of questions you would like to ask, such as: » In general, what was the builder like to buy from? Was it a good experience? » What particularly did they appreciate about the company? What did they not like about it? » Did they run into any problems, and if so, were the problems solved to their satisfaction? » Was the home completed on time and on budget? If not, what were the circumstances? » Were there missing or incomplete items at the time of possession, or items that had to be fixed? » Were all of their colour selections, upgrades and extras done as requested? » How was the company’s after-sales service? » Are they happy with their purchase? If not, why? » Would they buy from this builder again? » Would they recommend the builder? Do a random check of past customers. Visit condo communities and talk to people in the front lobby. “I’m considering buying a home from this builder. Can I ask you a few questions about your home and the community?” Most people are happy to talk about their experiences and offer their opinion and advice.

LARGE BUILDING COMPANIES specialize in building homes in larger developments. These companies generally offer a selection of homes designed specifically for the development. Minor customization by homebuyers is often permitted, but there are usually limits to the amount of change possible. Most will also have a set process for all aspects of the purchase, from the contract signing to the pre-delivery inspection. MEDIUM-SIZED COMPANIES can be quite diverse, building as part of a larger development as well as on individual lots; constructing single-family dwellings as well as townhouses and lowrise condominium buildings. SMALL-SIZED COMPANIES build under 10, and often less than five homes a year. CUSTOM BUILDERS build one-of-a-kind homes, each one usually designed and built for a particular customer who may or may not already own the lot. The custom building process allows for complete flexibility, within the limits of municipal regulations and what’s possible technically. CONSTRUCTION CONTRACTOR is another term for builder. Most commonly, the term is used for companies who are contracted by purchasers to build a home on land they already own. MANUFACTURED HOUSING BUILDERS construct homes in a factory and bring them to the building site as panels, modules or fully completed units, which are referred to as “pre-fabricated” homes. The amount of work required on-site to complete the home depends on the type and size of the building, the type of foundation and the customization required.

Source: Canada Mortgage and Housing Corp. (CMHC). For more than 65 years, CMHC has been Canada’s national housing agency and a source of objective, reliable housing expertise. For a free copy of the About Your House fact sheet, and more information on selecting a new home builder or on any other aspect of owning, maintaining or buying a condo, visit the website at or call CMHC at 1.800.668.2642. 94

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The Condo Builders Annual - GTA 2012