GTA New Condo Guide - Dec 9, 2017

GREATER GOLDEN HORSESHOE EDITION

DEC 9, 2017 - JAN 6, 2018 | nexthome.ca

Connecting Canadians to new HOMES & CONDOS for more than 25 years NOWING: ER COV ENTIRE H T E GOLDEN ER R G EAT SESHOE HOR

WISHING YOU

SEASON’S GREETINGS F ROM

SPOTLIGHTING: & OUR OTHER COMMUNITIES S E E PAG E 2 0

INSIDE:

Q&A: WITH BRYAN TUCKEY, OUT-GOING CEO OF BILD

THE TOP REAL ESTATE STORIES OF 2017!

Three Great Communities, The Choice is Yours.

MADIS N CE N T R A L PARK

Singles

Back-to-Backs & 3-Storey Towns

from the mid $500’s

2-Storey Towns

Towns

from the $300’s

from the $400’s

from the low 400’s $

Large lots up to 232’ deep Homes available

from the $700’s

Visit the Sales Offices: Central Park Sales Office 1809 Rymal Road East, Hamilton

Lincoln Estates & Vista Ridge Sales Office

Monday - Wednesday 2—7pm

Monday - Thursday 2—7pm Saturday & Sunday 12—5pm

Saturday & Sunday 12—5pm

4008 Mountain Street, Beamsville

LosaniHomes.com

Pricing and specification subject to change. E.&O.E.

mi r Fa l y Fr i

dly Units

Ask abou

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Make the most of every minute.

VISIT US TODAY! Condominiums from the $400s SALES CENTRE 5475 Dundas Street West

(Between Hwy 427 and Kipling)

PinnacleEtobicoke.ca 416.596.1600

PinnacleInternational.ca TORONTO . SAN DIEGO. VANCOUVER .

Rendering is artist's impression. Prices and specifications are subject to change without notice. E.&O.E.

YORK UNIVERSITY Wilson Ave

Allen Rd

WILSON

Yorkdale Mall

Register today at expresscondos.ca

Gramercy Park, Park, Southside and now Express Express,, the next great phase in Malibu’s successful Yorkdale Neighbourhood Community.

Exclusive Listing: Cornerstone Marketing Realty Inc., Brokerage. Brokers Protected. Prices and specifications are subject to change without notice. E. & O.E.

Hwy. 401

YORKDALE

Final Release of Suites at Musée Move In Now – Your Final Opportunity At Our Cosmopolitan New Condominium.

Don’t miss your final opportunity to become a part of the vital new force in urban living at Bathurst & Adelaide. We’ve just released the final suites at Musée. Construction is complete, the building is registered, and all closing costs are included in the purchase price.

Find your place between the energy of King Street West and the vibrant Queen West street scene, also near the attractions of Kensington Market and Chinatown.

VISIT THE PRESENSATION CENTRE NOW 525 Adelaide Street West, Ground Floor • 416.551.9449

a meeting place, a living space. be part of it. steps from Dundas Square. minutes from Ryerson University. moments until your next experience.

Condos coming soon to Church + Dundas

register at pembertongroup.com

the dawn of a new

ERA in richmond hil l

COMING SOON TO YONGE AND SEVEN

COMING SOON TO YONGE AND SEVEN

A NEW ERA IN CONDOMINIUM LIVING REGISTER TODAY AT PEMBERTONGROUP.COM

Exclusive Listing Brokerage, Milborne Group. Brokers Protected. Prices and specifications are subject to change without notice. Illustration is artist’s concept. E.&O.E.

DEC 9, 2017 – JAN 6, 2018 | VOLUME 25 ISSUE 23

CONTENTS

20 ON THE COVER:

LASH GROUP SIX DECADES STRONG – AND COUNTING

12 NextHome.ca

58 STYLE FILE: CREATING COMFY CORNERS IN YOUR HOME

PROPERTY PROFILES

ADVICE

22 Pemberton Group

16 BILD Report

2017’s top-selling highrise builder has communities across the GTA

30 Madison Group The Penthouse Collection at Nobu Residences Toronto

36 Mattamy Homes Bringing four new communities to North York

40 Pinnacle Make the most of every minute at Pinnacle Etobicoke

TRENDING

18 BILD Record October for condo sales, single-family inventory still low

24 News Mattamy wins corporate award; Canvas Condos breaks ground

33 National Housing Strategy

Beginning to address housing need in Canada

44 Year in Review Top 17 news stories of 2017

82 Home Care Going away? Secure your home while on vacation

How wood gives homebuyers another choice

BY BRYAN TUCKEY

32 Fundamentally Speaking

Well done, Bryan Tuckey, well done

BY WAYNE KARL

38 Tarion Report Greater protection for buyers facing rising prices

BY HOWARD BOGACH

48 Condo Pro Condominium living – a choice for all ages

BY BARBARA LAWLOR

54 The Condo Board Best practices to manage condo operating costs

BY JEANHY SHIM

66 Legally Speaking Financing – the hidden tricks, and fine print

BY JAYSON SCHWARZ

68 Mortgage Intel What to consider before buying investment property

BY ALYSSA FURTADO

74 Insider Insight Why the numbers of supply and demand don’t add up

BY DEBBIE COSIC

INSPIRATION

60 Small Spaces Organization transformation with the Property Brothers

62 Shop Talk Crown Flora: A plant lover’s haven on Queen Street

64 Entertaining Create a wow-factor tablescape

THE LAST WORD

92 Q&A Bryan Tuckey, out-going president and CEO of BILD

IN EVERY ISSUE

12 Editor’s Note 70 Hot Properties GTA 86 Hot Properties SWO 94 Advertiser Index 95 What’s Online

NEIGHBOURHOOD PROFILES:

52 Scarborough Village

84 Kirkendall DEC 9, 2017 - JAN 6, 2018 13

EDITOR’S NOTE

WHAT A YEAR SO MUCH CHANGE, SO MUCH OPPORTUNITY

WAYNE KARL MANAGING EDITOR NextHome

The end of one year and the beginning of the next is a natural signpost, a point at which many of us take stock of the recent past and what might lie ahead.

As our story on page 44 indicates, 2017 was a year punctuated by numerous major developments in the real estate market. From the National Housing Strategy, to the first interest rate hikes in seven years, to new mortgage rules and foreign buyers’ taxes... And even here at NextHome, where we rebranded and refreshed our publication to address changes in the market and interests of you, the reader.

Next year promises to be just as eventful, as we will likely begin to see actions from the just-announced National Housing Strategy. Meanwhile, economic variations across the country will influence regional housing markets – be it those in Alberta in recovery mode, or in Ontario where supply and fast-rising prices are certain to remain top of mind.

But, as with anything in life, change also brings opportunity. With the right knowledge, perspective and preparation, prospective homebuyers can still realize their dream of owning a home.

Here’s to making 2018 your year.

EMAIL: wayne.karl@nexthome.ca TWITTER: @WayneKarl

Creating comfy corners 58

GET ED! PIR INS

Be our guest! 64

+ get social 14 NextHome.ca

Interact with us on social media: nexthome

CONTRIBUTORS

BILD REPORT | BRYAN TUCKEY

Bryan Tuckey is President and CEO of the Building Industry and Land Development Association (BILD) and can be found on Twitter (twitter.com/bildgta), Facebook (facebook.com/bildgta), Youtube (youtube.com/bildgta) and BILD’s official online blog (bildblogs.ca)

VICE-PRESIDENT & CHIEF PUBLISHING OFFICER

Caroline Andrews PUBLISHER & GENERAL MANAGER

Shawn Woodford DIRECTOR OF CONTENT & EDITOR-IN-CHIEF

Jennifer Reynolds DIRECTOR, MULTIMEDIA SOLUTIONS

Nora Wallace ASSOCIATE PUBLISHER

THE CONDO BOARD | JEANHY SHIM Jeanhy Shim is an independent real estate market strategist and analyst with more than 25 years of experience in city building, specializing in urban development. Jeanhy has also served on the board of directors of two condominium corporations.

Anne-Marie Breen MANAGING EDITOR

Wayne Karl ART DIRECTOR

Daiana Garay DECOR EDITOR

Elisa Krovblit Keay CONTRIBUTING EDITORS

LEGALLY SPEAKING | JAYSON SCHWARZ Jayson Schwarz LL.M. is a Toronto real estate lawyer and partner in the law firm Schwarz Law LLP. He can be reached by visiting schwarzlaw.ca or by email at info@schwarzlaw.ca or phone at 416.486.2040.

Sonia Bell Marlene Eisner SENIOR ACCOUNT EXECUTIVE

Nina Downs nina.downs@nexthome.ca MEDIA CONSULTANT

Maris Langer maris.langer@nexthome.ca

INSPIRATION | JO ALCORN

MEDIA CONSULTANT

Jo Alcorn is a design specialist and designer on HGTV’s Home to Win, out this spring. She has her own furniture collection, signature pillow and dog bed line and is known for her savvy design concepts. Visit Jo at whitewashco.ca

Rose Anne Bonanno roseanne.bonanno@nexthome.ca SALES & MARKETING CO-ORDINATOR

Terry Bassett SENIOR MANAGER, DISTRIBUTION

Dwayne Rutherford NATIONAL CIRCULATION MANAGER

MORTGAGE INTEL | ALYSSA FURTADO Alyssa Furtado is the Founder and CEO of ratehub.ca, a mortgage rate comparison site that aims to empower Canadians to make smart financial decisions.

John Jenkins PRODUCTION MANAGER

Anthony Majetic PRODUCTION CO-ORDINATOR

Sandra Hanak-Vujnovic GRAPHIC DESIGNERS

Sandra Hanak-Vujnovic, Mike Terentiev, Miguel Cea

INSIDER INSIGHT | DEBBIE COSIC Debbie Cosic is CEO and founder of In2ition Realty. She has overseen the sale of more than $15 billion worth of real estate. With Debbie at its helm, In2ition has become one of the fastest-growing and most innovative new home and condo sales companies. in2ition.ca

Published by

A brand of Yellow Pages Homes Ltd. #500-401 The West Mall Etobicoke, ON M9C 5J5 T 416.626.4200 F 416.784.5867 nexthome.ca

CONDO PRO | BARBARA LAWLOR Barbara Lawlor is president and CEO of Baker Real Estate Inc., and an in-demand columnist and speaker. A member of the Baker team since 1993, Barbara oversees the marketing and sale of condo developments in Canada and overseas.

INSPIRATION | SARA DUCK Sara Duck is a self-proclaimed magazine junkie and trend hunter. Sara brings her love of all things design and decor to you with an expert eye for what’s on trend.

16 NextHome.ca

Advertising Call 416.626.4200 for advertising rates and information.

Circulation Highly targeted, free distribution system aimed at real estate buyers using street level boxes and racking, plus door-to-door insertions in key audience segments.

Call 1.855.826.4200 to discuss distribution opportunities.

Copyright 2017 All rights reserved by Yellow Pages Homes Ltd. Reproduction in any form is prohibited. Contents of this publication are covered

by Copyright and offenders will be prosecuted under the law. The views and data expressed by columnists do not necessarily represent those of the publication.

Terms Advertisers, Editorial content are not responsible for typographical errors, mistakes or misprints. All prices are correct as of press time and are subject to change without notice.

E. & O. E. Editorial Submissions: Please send to wayne.karl@nexthome.ca

N O W

O N

S A L E

SUITES FROM THE

$300000s

Construction is now underway!

Wesley Tower at Daniels City Centre, the newest addition to this iconic, masterplanned community will stand tall at the corner of Confederation Parkway and City Centre Drive in Mississauga. With an amazing location and well-considered amenities for all to enjoy, Wesley Tower offers the choice of one bedroom to family-friendly three bedroom suite designs.

Visit our Presentation Centre today at 368 Prince of Wales Drive in Mississauga.

ACT NOW !

905.819.8889 DANIELSWESLEYTOWER.ORG

*Daniels 10% Deposit Program and Gradual Deposit Payment Plan are subject to availability and are limited time offers. Qualifications and conditions apply. Please speak with a Sales Representative for more information. Exclusive Listing: City Life Realty Ltd., Brokerage. Brokers protected. Illustrations are artist’s concept. Not all suites are included in the Accessibility Designed Program. Due to construction timelines, the opportunity to incorporate the Alternate Kitchen configuration is time sensitive. Prices, specifications, and programs are subject to change without notice. All brand names, logos, images, text, and graphics are the copyright of the owners, The Daniels Corporation. E. & O. E.

ADVICE | BILD REPORT

BEAUTY & VALUE OF WOOD THIS NATURAL MATERIAL GIVES HOMEBUYERS ANOTHER CHOICE

BRYAN TUCKEY

As builders and developers, we are always striving to provide homebuyers with options, and that includes choices in the building materials that are used in the construction of their new home.

For various great reasons, some homebuyers choose wood. For some, it’s an aesthetic choice, as wood has a natural warmth and beauty. Buyers who want to reduce their environmental footprint choose wood because it is a renewable and recyclable resource. Some like that it allows fast, efficient home construction, while others appreciate its strength, the result of advances in wood science.

The many advantages of wood were the reasons BILD and its partners advocated for changes to the Ontario Building Code to increase the height standard for wood buildings from four to six storeys. Those amendments came into effect in January 2015.

Knowing that some homebuyers prefer wood, our industry has been working to find innovative ways to design, build and market wood construction homes. Small surprise, then, that BILD members were involved in several projects that received accolades at Canadian Wood Council’s 17th annual Ontario Wood WORKS! Awards.

Great Gulf was the developer

behind the Centennial Park Residence in Toronto, which received the Environmental Building Award. Because wood was used in construction, 89.5 per cent of the building materials are potentially recyclable. Eighty per cent of the wood products used are certified by the Sustainable Forestry Initiative.

“

18 NextHome.ca

Great Gulf used its innovative H+ME Technology to build the residence, ensuring that components fit together with greater precision and less material waste was diverted to landfill.

”

Great Gulf used its innovative H+ME Technology to build the residence, ensuring that components fit together with greater precision, and less material waste was diverted to landfill. Great Gulf’s Tad Putyra, president of the H+ME Technology division, received the Wood Champion Award.

BILD members Branthaven Homes and Kirkor Architects & Planners were the developer and the architect for the Lake House Condominiums in Grimsby,

which received the Midrise Wood Design Award. At six storeys, Lake House is the kind of project that was made possible by the changes to the Building Code.

Another midrise builder, Pratt Development, received the Designer/Builder Award.

Other BILD members with projects honoured in the Wood WORKS! Awards included Diamond Schmitt Architects and Moses Structural Engineers.

Our industry continues to advocate for choice in construction materials. We look forward to seeing taller wood buildings, such as the 12-storey structure George Brown College is planning for its waterfront campus in Toronto. Recently, a committee I was part of helped the Ministry of Natural Resources and Forestry prepare a technical resource that will help members of the industry apply for approval to build wood buildings of more than six storeys.

Building wood construction homes is just one way the building and development industry is providing choices to homebuyers.

Bryan Tuckey is President and CEO of the Building Industry and Land Development Association (BILD) and is a land-use planner who has worked for municipal, regional and provincial governments. He can be found on Twitter (twitter.com/bildgta), Facebook (facebook.com/bildgta) and BILD’s official online blog (bildblogs.ca).

+MORE ADVICE ONLINE nexthome.ca/news/advice

GTA

IN THIS SECTION

SHOWCASING NEW PROJECTS IN THE GTA

GREATER TORONTO AREA

SCARBOROUGH VILLAGE PROFILE

MAPS & LISTINGS OF NEW COMMUNITIES

DEC 9, 2017 - JAN 6, 2018  19

TRENDING

RECORD OCTOBER FOR CONDO SALES SINGLE-FAMILY INVENTORY REMAINS LOW New construction home sales soared in the GTA in the month of October, primarily driven by sales of multi-family homes, condo apartments in highrise and midrise buildings and stacked townhomes, the Building Industry and Land Development Association (BILD) recently announced.

There were 5,377 new homes sold in October, according to Altus Group, BILD’s official source for new-home market intelligence.

About 91 per cent of them (4,884 units) were multi-family homes, and only nine per cent (493) were lowrise single-family homes such as detached and semi-detached houses and townhomes. Condo sales for October were 81 per cent above the 10-year average of 2,697, and the highest October yet recorded, while lowrise sales were 64 per cent below the 10-year average of 1,388.

As of the end of October, 39,476 new homes were sold in the GTA in 2017, 82 per cent of them condo apartments in highrise and midrise buildings and stacked townhomes.

“October data shows that the

new homebuyer is left with very little choice when it comes to purchasing a new home,” says BILD President and CEO Bryan Tuckey.

“Provincial intensification policy has our members building more high and midrise dwellings, making housing choices a challenge. The cost of a single-family home is out of reach for many consumers, pushing them to buy a condo over a house. As a result, we are seeing record-breaking condo sales and higher prices this year for new lowrise homes.”

While supply of new housing increased again in October and reached 12,500 units, it was still well below what is considered a healthy level. Supply of new housing is typically measured by the number of new homes available for purchase in builders’ inventories at the end of the month. At the end of October, there were 9,308 multi-family homes and 3,192 single-family homes available in the GTA. “Demand for newly-built condominium apartments is being fueled by three key buyer

groups – small investors who have become the de facto providers of new rental housing supply in the GTA; end-user buyers who might prefer a single-family home but are seeking out more affordable options; and the more traditional end users who value the lifestyle and amenities of well-located projects,” says Patricia Arsenault, Altus Group’s executive vicepresident of Research Consulting Services.

Prices of available new homes in October increased slightly for both single-family lowrise homes and multi-family homes. The average for available new single-family homes was $1.21 million, up from $1.20 million in September, and 29.8 per cent above last October’s average price of $937,689. The average price for available new detached homes was $1.54 million, and the average for available new townhomes was $995,571.

Meanwhile, the average price of available new condos in highrise and midrise buildings and stacked townhomes was $677,456 in October, up from September’s $661,188.

NEW-HOME SALES BY MUNICIPALITY: OCTOBER 2017 Region Durham Halton Peel Toronto York GTA Source: Altus Group 20 NextHome.ca | GTA

HIGHRISE 2017 2016 2015 15 97 26 158 375 199 89 203 174 3,994 1,509 2,307 628 687 573 4,884 2,871 3,279

2017 209 75 62 2 145 493

LOWRISE 2016 329 514 178 22 625 1,668

2015 325 246 486 66 695 1,818

2017 224 233 151 3,996 773 5,377

TOTAL 2016 426 889 381 1,531 1,312 4,537

2015 351 445 660 2,373 1,268 5,097

Actual exteriors and views may be noticeably different than what is depicted in photographs and renderings. The developer reserves the right to make modifications, and other specifications without prior notification.

Renderings are initial concepts by rendering artists, details are governed by the applicable offer to purchase and agreement of sale, and disclosure statement. This is not an offering for sale.

Any such offering can only be made with the applicable offer to purchase and agreement of sale, and disclosure statement. Prices and terms are subject to change without notice. E. & O.E.

COVER STORY

LASH GROUP SIX DECADES STRONG – AND COUNTING Family-owned Lash Group of Companies has been enhancing neighbourhood streetscapes in Toronto for more than 60 years and is one of the GTA’s most trusted developers and property managers. Going from strength to strength, the Lash portfolio currently contains distinctive master-planned highrise apartment and condominium communities, industrial buildings and office buildings in the Greater Toronto Area as well as condominiums built in Florida, with many exciting new developments on the horizon.

Today, under the leadership of President Larry Blankenstein, Lash remains committed to excellence in customer service, quality construction and offering residents superior value.

“We take our responsibility as developers seriously – we’re not just putting up buildings, we’re creating homes for real people,” says Blankenstein.

The company has earned a reputation for improving underutilized neighbourhoods, including pioneering development in the popular King West neighbourhood at King and Bathurst, where Lash was one of the first to recognize the potential of what was formerly a mostly industrial area. “It’s now such an exciting neighbourhood, and so different from when we started building there,” Blankenstein says. “I think that’s a significant strength of ours – to go into neighbourhoods like King West, and Markham and Ellesmere in Scarborough, and inject a new vitality so that the area becomes a more cohesive and thriving community.”

22 NextHome.ca | GTA

The Barrington is under construction

ME LIVING/ME2 LIVING – FINAL FEW SUITES REMAIN

ME Living is a master-planned community that has received significant support from Scarborough residents and the city for its pivotal role in revitalizing the Markham and Ellesmere area.

With the first buildings now under construction and the final suites selling in ME2, the second condo tower, Lash is delivering incredible value for its buyers. Value that is bolstered by the existing services in the area including, restaurants and shops (Scarborough Town Centre), plus a location offering quick and easy access to highways and the TTC. The ME Living community will have an outdoor area that will offer skating in winter and a gorgeous water feature in warmer weather, along with welldesigned open areas.

“An important part of the city’s revitalization plan is to help create a healthier, more active lifestyle for residents, and we wanted to be a big part of that,” Blankenstein says.

Just south of ME Living, the city has dedicated an adult fitness centre and children’s water park, being built

by Lash, and the neighbourhood already boasts a large community centre. The master-planned community will also have new retail stores encouraging residents to get out into the neighbourhood, supporting new businesses and the community.

For the ME2 condo buyer, every meticulously planned detail is designed to inspire, from the grand lobby to the spacious party room with celebrity kitchen; from the Hollywood-style private theatre to the interactive sports lounge (complete with games area, bar and billiard table); from the rooftop pool to the stateof-the-art fitness room. Within each suite, features and finishes are chosen for their balance of modern form and seamless function, making it a perfect home for the discerning buyer.

Lash Group’s executive team includes three Blankensteins

Outdoor activities at ME Living, such as a skating rink, promote a healthy lifestyle

ME Living is a master-planned community in Scarborough

THE BARRINGTON & DISTINCTION – SOLD OUT

Lash has also had a major impact in the Bathurst & St. Clair corridor where, in partnership with The Goldman Group, they are building The Barrington, the fourth phase of their popular condominium community, which started with 500, 530 and 743 St. Clair West.

Distinction is a sold-out

condominium building near Yonge and Eglinton, where demolition to prepare for building construction has begun. Sitting a few blocks west of Mount Pleasant Road and just one block south of Eglinton, this highly sought after mid-town Toronto neighbourhood is the place a fortunate few will soon call home.

To learn more, visit lashgroup.ca DEC 9, 2017 - JAN 6, 2018 23

PROPERTY PROFILE

Era at Yonge is coming soon to the heart of Richmond Hill

PEMBERTON GROUP 2017’S TOP-SELLING HIGHRISE BUILDER HAS COMMUNITIES ACROSS THE GTA! The holiday season is officially here, and this year will soon be coming to a close. At this time, it’s traditional to take stock of where you’ve been and set your sights on where you’d like to go.

For Pemberton, it’s been an exciting year and 2018 promises to hold just as much in store.

The company now holds the distinction as the 2017 Greater Toronto Area’s Top-Selling Highrise Builder, as named by Altus Group, a leading provider of independent advisory services.

24 NextHome.ca | GTA

DOWNTOWN TORONTO is home to Time and Space Condos at Front and Sherbourne, a phenomenal success in 2017.

Comprising four towers and townhomes, buyers snapped up these homes in record time because of the vibrant location, outstanding design and Pemberton’s renowned quality features and finishes. Coming next is Social at Church + Dundas, where you can connect to exactly how you want to live. Register at pembertongroup.com

IN MISSISSAUGA, Pemberton’s sold-out Downtown Erin Mills is under construction, and the final 885-sq.-ft. two-bedroom plus den suite available at Mills Square is priced at $536,990. Located at Erin Mills Parkway and Erin Centre Boulevard, across from Erin Mills Town Centre, residents will enjoy a two-storey, on-site rec centre, totaling more than 17,000 sq. ft.

Mississauga boasts The Living Arts Centre for live theatre and special events, and there are three nearby Cineplex movie

Register at pembertongroup.com Owning a Pemberton-built suite or townhome means residents will enjoy on-site health and wellness facilities, recreational and entertainment amenities tailored exclusively for them. Prices and specifications are correct at press time. See a sales representative for full details.

Connect with friends in the party room at Social at Church + Dundas

NEW COMMUNITIES COMING SOON

Even more Pemberton communities are in development in many of the GTA’s most desirable locations from Erin Mills in Mississauga, to downtown Toronto and Yonge and Eglinton, and 9th and Main in Stouffville. Be sure to subscribe online in order to receive up-to-date information as soon as it becomes available!

Workout in style in the well-equipped GO.2 fitness centre

destinations, and Playdium is a short drive along Hwy. 403.

Golfers have two local choices, Piper’s Heath Golf Club and Wyldewood Golf and Country Club. By appointment only – call 905.326.4100.

NESTLED IN THE HISTORIC VILLAGE OF MAPLE, Indigo

officially broke ground in April, having been on sale for slightly more than a year. Now is your last chance at pre-construction prices at GO.2 Condominiums, adjacent to the Maple GO station. This location offers large family-friendly suites and one final townhome.

The community is seconds from Eagles Nest Golf Course, and a half-hour ride to Union Station.

Residents will also be served by the GO Transit Barrie rail line, GO Transit buses, York Region Transit and the Toronto Transit

Commission. Hwys. 400 and 407 are also only minutes away.

There are excellent elementary and secondary schools, lots of parks and many local shops and services. Close by is Vaughan Mills with more than 200 fashion, dining and entertainment venues.

Available GO.2 suites range from one-bedroom to twobedroom and two-bedroom plus den layouts priced from the mid $300’s. The single twostorey three-bedroom plus den townhome available is priced at $903,900. Call 905.553.1430.

IN RICHMOND HILL’S amenityrich City Centre, steps from the York Region Transportation hub, SkyCity2 is under construction.

YongeParc and YongeParc 2 are sold-out, and coming soon is Era at Yonge – a new dimension in urban living at Yonge and Hwy 7.

To subscribe to learn more about all of Pemberton’s many fine condominium communities, visit pembertongroup.com. You can also follow the company on Facebook, Twitter, Instagram and YouTube.

+ LOCATIONS Across the GTA DEVELOPER Pemberton Group DEVELOPMENTS Social at Church + Dundas GO.2 Mills Square Era at Yonge 9th & Main HOME TYPE Highrise condominiums, midrise suites and townhomes CONTACT pembertongroup.com

DEC 9, 2017 - JAN 6, 2018 25

TRENDING

MATTAMY HOMES RECOGNIZED FOR ITS CORPORATE CULTURE Mattamy Homes has been named one of Canada’s 10 most admired corporate cultures for 2017. The honour, awarded by Waterstone Human Capital, recognizes organizations for having cultures that help sustain performance and are the benchmark for success.

“We’ve known for a long time that we have a special and unique culture that’s provided a competitive advantage,” says Peter Gilgan, founder and CEO, Mattamy Homes. “I always envisioned building a company that wasn’t just about business and making money.

I wanted to build – and want to continue building – a culture where we are always thinking about and caring for employees, customers, trade partners, the

communities we create and do business in, the environment and world around us.”

This national program is in its 14th year of recognizing best-in-class organizations that have empowering cultures.

Organizations are evaluated on vision and leadership, recruitment and hiring for fit, cultural alignment and measurement, retention, rewards and recognition, organizational performance and corporate social responsibility.

Winners are selected by a panel of top executive judges from past winning organizations.

“At Waterstone, we believe corporate culture drives performance and that it’s your organization’s greatest asset,” says

Marty Parker, president and CEO of Waterstone Human Capital.

“What’s remarkable about this dynamic list of 2017 winners is their commitment to culture as a competitive advantage. They truly set the benchmark for cultivating, and sustaining, great cultures that ultimately drive their growth and performance.”

Peter Gilgan, founder and CEO of Mattamy Homes

MARLIN SPRING BREAKS GROUND ON

Marlin Spring COO Zev Mandelbaum (fourth from right) joined colleagues and dignitaries on Nov. 15 to hoist shovels in a groundbreaking celebration for Canvas Condominiums on Danforth Avenue. More than 90 per cent sold, Canvas is located steps from the TTC subway and close to Greektown and The Beach. Occupancy is slated for June 2019.

26 NextHome.ca | GTA

PHOTO BY CEZIL JONDONERO

CANVAS CONDOS

Left to right: Linda Mitchell Young, president, Linda Mitchell Marketing Inc.; Alan Weiner, Harbour Equity; Elliot Kazarnovsky, Marlin Spring; Ari Silverberg, Harbour Equity; Zev Mandelbaum; Tom McGee, constituency manager representing Arthur Potts, MPP Beaches – East York; Benjamin Bakst, Marlin Spring; Ira Markus, Harbour Equity.

Now Releasing

Podium Suites

Nobu Sales Gallery Kitchen Vignette

It has been an exciting year... and we are just getting started

Life is moving faster than ever. Madison Group recognizes this and is constantly evolving to stay at the forefront of the building and land development industry. Our new corporate look is just part of that but while we have grown and changed with the times, our commitment to family values, uncompromising quality, integrity and innovation continues to set us apart.

That passion for excellence has led to a number of incredible success stories this year and we are preparing for new and exciting projects in 2018.

On behalf of everyone at Madison Group we would like to extend our best wishes for the holiday season and the new year.

HI-RISE: Nobu Residences 609 Avenue Rd. ZIGG Condos The Madison

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Now Selling - Penthouse Collection Now Selling - Under Construction Sold Out - Under Construction Sold Out – Occupied

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Now Selling - Modern Towns and Single Detached Sold Out - Under Construction Sold Out - Under Construction Sold Out - Completed Sold Out - Completed Sold Out - Completed

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New Look. New Designs in Markham.

Urban Towns and Traditional Townhomes in Pickering

LOW-RISE: Frenchman’s Bay Briar Hill Real Towns Greensborough Thornhill Ravines Jefferson Forest

madisongroup.ca

COMING IN 2018 Cornell Rouge Brock Road

Renderings are artist’s concept. E. & O. E.

PROPERTY PROFILE

LUXURY AWAITS… AT THE PENTHOUSE COLLECTION AT NOBU RESIDENCES TORONTO BY MADISON GROUP The recently launched Penthouse Collection at Nobu Residences Toronto has been greeted with much anticipation and success following the initial opening of the dynamic project featuring the first Nobu branded highrise residences, and Canada’s first Nobu Hotel and Nobu Restaurant.

Nobu Residences Toronto launched this summer during a press conference attended by Nobu Hospitality principals Chef Nobu Matsuhisa, Academy Awardwinning actor Robert De Niro and Hollywood producer Meir Teper.

The chic lifestyle project will feature 32 NextHome.ca | GTA

660 condominium residences in two dramatic 45-storey towers designed by acclaimed Torontobased Teeple Architects, and interior design firm, Studio Munge.

This development will transform Mercer Street in the heart of Toronto’s entertainment district.

The Nobu Penthouse Collection will reside on the top five floors of the east tower, with breathtaking city and lake views. Purchasers can select from a variety of threebedroom layouts, ranging in size from 856 to 1,500 sq. ft.

All penthouse suites will feature 10-ft. ceilings. Thoughtfully selected

interior finishes by Studio Munge will feature: engineered hardwood flooring throughout, a premium selection of marble or granite kitchen countertops and backsplash, Miele kitchen appliances.

“The anticipation Torontonians have for Nobu Residences Toronto is very exciting,” says Josh Zagdanski, vice-president, highrise, Madison Group. “Since pre-construction sales began, inquiries about the Nobu Penthouses have been non-stop.

Anyone who has experienced the Nobu lifestyle knows that these residences will be very special, and

we are thrilled to unveil them.”

Residents will have access to the fabulous amenities, including an outdoor Nobu terrace and Nobu fitness centre, which are connected by a two-storey glass atrium that is anchored by a reflective water feature surrounded by state-ofthe-art fitness equipment. Other amenities include a yoga studio, spin studio, wet steam, dry sauna, hot tub and cold plunge and a private massage room.

In keeping with the Nobu lifestyle, there are private Nobu Villas which are an extension of ones’ living space and are designed to entertain your guests in lounge areas with fireplaces, large screen TVs, billiard tables and are connected to the chic outdoor terrace featuring barbecue prep decks.

Nobu Residences will also feature a private screening room, conference room and a private

dining area with chef’s table. Other conveniences include a bicycle elevator with direct access to bicycle storage and a dog spa located in both the east and west residential lobbies.

“For many years we have searched for the perfect opportunity within Toronto to create a true luxury lifestyle destination befitting the acclaimed global city of Toronto and our international brand. We are truly excited to announce Nobu Residences, Hotel and Restaurant Toronto which we are crafting to be a game changer in residential living in Toronto and beyond,” says Trevor Horwell, CEO Nobu Hospitality.

+ LOCATION Entertainment District, Toronto DEVELOPER Madison Group DEVELOPMENT Nobu Residences HOME TYPE Penthouse condominiums

SALES CENTRE 10 Mercer St.

Those interested in the Nobu Residences Penthouse Collection are encouraged to visit the Sales Gallery, located at 10 Mercer St. or visit noburesidences.ca

CONTACT noburesidences.ca

DEC 9, 2017 - JAN 6, 2018 33

ADVICE | FUNDAMENTALLY SPEAKING

WELL DONE, BRYAN, WELL DONE WAYNE KARL

Bryan Tuckey is set to retire as president and CEO of the Building Industry and Land Development Association (BILD) at the end of the year – literally, in the next few weeks.

Now, executive director type positions in industry associations are often figurehead roles, hired to be the face of an industry – and sometimes even take the heat – for those really calling the shots behind the scenes.

Bryan Tuckey, at least in my opinion, was no such CEO. Already previously retired, Tuckey assumed the role under difficult circumstances, following the sudden 2011 death of thenCEO Stephen Dupuis.

Heading up BILD – the voice of the home building, land development and professional renovation industry in the GTA – even at the best of times would be no easy task. It’s only the largest home builders’ association in Canada.

Nice walk in the park for a second career, eh? Far from it.

Think of what’s happened in Tuckey’s five-year tenure: the GTA continues to attract

an estimated 100,000 new residents every year; Toronto has consistently been among the country’s hottest – and most expensive – housing markets; condos have exploded as the predominant housing type;

“

34 NextHome.ca | GTA

At the Toronto Real Estate Board’s Market Year in Review & Outlook 2017 event last January, the man was on fire. He was at his best – direct, passionate and clear. housing supply has reached “crisis proportions,” and therefore contributed to skyrocketing prices.

Home builders and developers have taken some criticism for such developments, as the uninitiated would pin the cause of rising prices on the “greed” of the industry.

The onus for the truth, based on facts, not emotion, fell to Tuckey. One of his first acts when

taking over at BILD was to devise a long-term communications strategy, not just to combat such misconceptions but to educate the public. Indeed, not only the public, but government and other stakeholders as well.

During Tuckey’s five years as CEO, I’ve heard him speak countless times. But at the Toronto Real Estate Board’s Market Year in Review & Outlook 2017 event last January, the man was on fire (see Q&A page 92). He was at his best – direct, passionate and clear.

Exactly the kind of voice the industry needs. And therein lies the challenge – and opportunity – to continue the momentum.

With Tuckey’s successor to be named mid-month, BILD’s new CEO will have big shoes to fill.

Wayne Karl is an award-winning writer and editor with experience in real estate and business. In Fundamentally Speaking, Wayne explores the basics – such as economic fundamentals – you need to examine when buying property. He can be reached at wayne.karl@nexthome.ca or follow him on Twitter at Twitter.com/ WayneKarl

+MORE ADVICE ONLINE nexthome.ca/news/advice

TRENDING

NATIONAL HOUSING STRATEGY BEGINS TO ADDRESS HOUSING NEED IN CANADA

by WAYNE KARL

After more than a year of consultations with everyday Canadians, experts, stakeholders, think tanks and provinces and municipalities, the federal government recently unveiled Canada’s first ever National Housing Strategy.

Billed as the tool that will help reduce homelessness and improve the availability and quality of housing for Canadians in need, the 10-year, $40-billion plan aims to: • Reduce chronic homelessness

by 50 per cent • Remove more than 530,000 households from housing need • Create four times as many new housing units as built under federal programs from 2005 to 2015 • Repair three times as many existing housing units as repaired under federal programs from 2005 to 2015, and • Protect an additional 385,000 households from losing an affordable place to live.

“Everyone deserves a safe and affordable place to call home,” Prime Minister Justin Trudeau said in announcing the Strategy.

INVESTMENT UNDER THE PLAN INCLUDES:

• $15.9 billion for a new National Housing Co-Investment Fund • $8.6 billion for a new Canada Community Housing Initiative in partnership with provinces and territories, and $500 …continued on page 34 DEC 9, 2017 - JAN 6, 2018 35

“

…continued from page 33

million through a new Federal Community Housing Initiative • $4 billion for a new Canada Housing Benefit launching in 2020 in partnership with provinces and territories, and • $2.2 billion to reduce homelessness “The National Housing Strategy will create a new generation of housing in Canada,” says Jean-Yves Duclos, Minister of Families, Children and Social Development and Minister Responsible for Canada Mortgage and Housing Corporation. “It will promote diverse communities and will build housing that is sustainable, accessible, mixedincome and mixed-use that will be located near transit, work and public services.”

Though details on some of the inclusions are still to come, the home building industry is generally positive about the Strategy.

“With regards to the Canada Housing Benefit, CHBA has long recommended such a measure to help low-income Canadians participate in the wider housing market,” says Kevin Lee, chief executive officer of CHBA. “The vast majority of Canadians in core housing need have an income problem, not a housing problem. This Benefit can provide them support and choice, rather than tying them to specific housing units.”

CHBA had also recommended the introduction of a “portable” housing benefit that would support low-income individuals directly, rather than subsidize buildings. Data released by Statistics Canada recently confirms that more than 836,000 households need income support based on their rent-to-income ratio. This means that more than three-quarters of households designated as in “housing need” live in adequate housing, but can’t afford it.

36 NextHome.ca | GTA

Everyone deserves a safe and affordable place to call home.

”

— Prime Minister Justin Trudeau

“

... the reality, versus the marketing, will be hidden in the legislation.

— Don Campbell

CHBA says it was also pleased to see the federal government commit to a new public engagement campaign to encourage inclusive communities. A national “NIMBY to YIMBY” campaign (Not-InMy-Back-Yard to Yes-In-MyBack-Yard) has also been a CHBA recommendation to support the development of complete mixeduse, mixed-income communities.

Inclusive communities can promote inclusiveness and greater housing affordability, as well as fairer treatment of newcomers to housing.

One area where the Strategy comes up short is the issues of housing supply and affordability.

“While the Strategy acknowledges the social value of home ownership, and the key role of market housing in meeting the housing needs of Canadians, it does not address issues of supply and affordability,” according to the Building Industry and Land Development Association (BILD).

These issues are top of mind with Canadians, especially younger families and those working hard to achieve a middle-class life.

BILD has maintained that a complete National Housing Strategy must address the full “housing continuum” – from

”

social housing and housing assistance measures, to market rental and ownership housing.

“Otherwise, deteriorating affordability will simply increase demand for social housing and other types of assistance.”

Real estate expert, author and educator Don Campbell says that while the Strategy sounds promising initially, the proof will be in future legislation.

“As with many of the recent provincial and federal government announcements, the reality, versus the marketing, will be hidden in the legislation,” he told NextHome.

“The ideas and policies, although based in problem solving, aren’t often implemented towards the stated goal. It is difficult to see how much more ‘affordable’ rent will become, even with the proposed $200 federal rental subsidy, if policies, like those (recently) legislated in Ontario and being discussed in BC, reduce supply right as demographic demand is increasing.

“We should all be prepared for a flurry of announcements and headlines over the coming months as more details are brought to the forefront,” Campbell adds. “But, once again, the true story will come out in the piece of legislation.”

F I R ST R E L E A S E S O L D O U T. S ECO N D R E L E A S E CO M I N G S P R I N G 2 0 1 8 .

It’s going fast. Really fast.

At Kipling + Dundas, a Central Etobicoke Neighbourhood with deep roots is growing up.

And with the first release of Phase 2 already sold out, the community is unfolding fast. Just steps from Kipling Station, the second release of this contemporary tower is coming spring 2018. Register today. Here is where life starts.

DU

ND AS

ST

W

Wh e re l i fe sta r ts. t h e k i p d i st r i c t.co m

B LO

OR

ST W

KIPL ING KIPLING TTC / GO

Sales Centre 5143 Dundas Street W. 416.207.1919 Mon to Thurs noon - 6pm / Sat + Sun 11am - 5pm / Closed Fri Illustration is artist’s impression. Prices, availability, design and specifications subject to change without notice. E.&O.E. November 2017.

PROPERTY PROFILE

MATTAMY HOMES BRINGING FOUR NEW COMMUNITIES TO NORTH YORK Now’s your chance to live in a brand new home in established neighbourhoods surrounded by everything the city has to offer.

Live alongside stunning natural beauty, picturesque parks, hiking trails and fantastic recreation while still having access to all the amenities only the city can provide. Enjoy world-class shopping and dining, renowned schools, convenient commuting, a wide range of cultural institutions 38 NextHome.ca | GTA

and so much more, in these four communities that mark Mattamy’s long-awaited return to North York. Experience the difference a commitment to thoughtful design makes in these stunning new homes being built throughout this sought-after area.

PARK PLACE ON PATRICIA

Located in Newtonbrook, just south of Bathurst and Steeles, live in the heart of the city in this community

of luxurious detached homes. Enjoy stunning finishes and fixtures, as well as the community’s proximity to multiple ice rinks, tennis courts, soccer fields, community centres, Esther Shiner Stadium and Earl Bales Park. If shopping is more your passion, Cadillac-Fairview’s Promenade and the always-lively Bayview Village are also nearby.

HOUNSLOW STATION

These new urban townhomes,

located south of Finch and west of Yonge, will have you living with the best of the city at your doorstep. Surrounded by restaurants and retailers, as well as the TTC, GO Transit and several major highways, these contemporary urban townhomes are perfect for those who still want the excitement of downtown living, without having to sacrifice the luxury of space.

You’ll quickly fall in love with their open-concept design, and how easily life can flow from one room to the next.

ORIGINS OF DON MILLS

This stunning selection of rear lane townhomes and detached

homes have been designed to make an impression. With eyecatching exteriors and interiors containing a host of high-end finishes, you’ll never be short on details to admire. These homes are also only minutes away from the Shops at Don Mills, the DVP, Sunnybrook Park, Edward Gardens, the Ontario Science Centre and Donalda Golf Club.

LINBURY HILL

Located on Linelle Street, just off Sheppard, west of Yonge, this community of stunning detached homes provides the perfect retreat from the bustle of the city.

Surrounded by mature trees, these homes boast beautiful exteriors

and upscale interiors containing many luxurious features and finishes. You’ll also enjoy your new home’s proximity to the North York Civic Centre, Hwy. 401, the TTC and GO Transit, respected schools, Earl Bales Park, the Yonge Sheppard Centre and the Don Valley Golf Course.

Don’t miss out on this opportunity to live in one of four incredible new communities, all brought to you by North America’s largest private homebuilder.

For more information, register for updates at mattamyhomes.com

DEC 9, 2017 - JAN 6, 2018 39

ADVICE | TARION REPORT

GREATER PROTECTION FOR HOMEBUYERS FACING RISING PRICES

HOWARD BOGACH

A new home or condominium is an investment in your future.

Like any other major life decision, however, it also comes with risks.

If you’re planning on taking the leap into homeownership in 2018, you can buy with added confidence thanks to some new consumer protection measures that will be coming into force.

Under the Ontario New Home Warranties Plan Act (ONHWPA), buyers of new non-condominium freehold homes are eligible for a maximum of $40,000 in deposit protection. In 2018, pending the approval of our proposal, this coverage will increase to 10 per cent of the purchase price up to a maximum coverage of $100,000, with minimum coverage of $60,000.

As well, if Bill 166, the Strengthening Protection for Ontario Consumers Act, 2017 passes, the current deposit protection under ONHWPA would be extended to include other payments such as upgrades and extras.

As home prices have risen, so have the amounts required for deposits. This change would help bring the deposit protection levels more in line with today’s market.

Deposit coverage for condos would remain the same since the law requires that the full deposit be held in trust. If for some 40 NextHome.ca | GTA

reason these funds are released improperly from the trust, Tarion would cover up to $20,000.

Are you eyeing a condo in a converted warehouse or church?

Another upcoming change means your home will now have warranty coverage. Called “residential condominium conversion projects,” these developments turn existing buildings into condos that incorporate some of the building’s more interesting features (for example, large windows, framing, brick walls) into the design.

All of the warranties (one-, twoand seven-year) included in the Ontario New Home Warranties Plan Act will apply to these condos with one exception: any pre-existing elements – which, for example, might include a foundation or exterior cladding – would not have the one-year warranty regarding workmanship and materials.

Once the new regulations are in force, builders of condo conversion projects and vendors

who wish to sell units in these projects must also be registered with Tarion.

The changes to deposit protection and coverage of condo conversion projects would affect new homes with a purchase agreement signed on or after Jan. 1, 2018.

While we cannot eliminate all the risks involved in buying a home, these changes would provide added protection if something goes wrong. If you want to learn more about the anticipated changes, you can visit Tarion.com or if you have questions, you can email customerservice@tarion.com Howard Bogach is president and CEO of Tarion Warranty Corp. For more information, visit tarion.com or find on Facebook at facebook.com/ TarionWarrantyCorp.

+MORE ADVICE ONLINE nexthome.ca/news/advice

PROPERTY PROFILE

LIVING, WORKING, PLAYING MAKE THE MOST OF EVERY MINUTE AT PINNACLE ETOBICOKE A bold new transformation is happening in Etobicoke’s new city centre. Incorporating largescale retail, a one-acre park and condominium residences – living, working, playing are possible in a location that has it all. Welcome to Pinnacle Etobicoke.

Pinnacle Etobicoke – a spectacular master-planned mixed-use community in 42 NextHome.ca | GTA

Etobicoke’s new city centre, will be a people place, one that encourages community cohesiveness and culture. When completed, it will be an urban forest of modern condominium towers, indoor amenities and outdoor space that future residents and visitors can enjoy.

Conveniently located a short walk to the Kipling subway

station and GO Station, and minutes from Hwys. 427, QEW and Gardiner Expressway, getting to your favourite hot spots are quick and easy as can be. This ideal location is your connection to Etobicoke, Toronto, Mississauga, Brampton and the surrounding areas. Residents can leave their car at home and take public transit for a stress-free

commute to work. Enjoy fine dining and shopping at Sherway Gardens or Square One Shopping Centre. Or hop onto the nearby highways to Port Credit, Niagara Falls and all points in between.

Cypress is the first tower introduced in this remarkable community. Rising 25 storeys tall, with a wide range of residential suite layouts along with 16,000 sq. ft. of retail and 40,000 sq. ft. of office space in the eight-storey podium, it will set the foundation for this exciting new masterplanned community.

All suites boast impeccable finishes that are sure to impress!

Suites include nine-ft. ceilings, laminate flooring, expansive floor-to-ceiling windows, gourmet kitchens and luxurious bathrooms.

Kitchens feature full size stainless steel appliances, quartz countertops, under cabinet lighting and even soft close cabinet doors! Bathrooms come complete with deep soaker tubs, rain shower showerheads, quartz countertop and so much more.

Celebrate life’s special moments in the designer decorated party

room, unwind in the fitness centre complete with the latest fitness equipment, or stretch your worries away in the yoga room. Or better yet, enjoy the evening breeze from the landscaped outdoor terrace.

Cypress offers a wide range of condominium homes designed just for you. With easy access to public transportation and major highways, convenient amenities and outstanding finishes, it is easy to see why Cypress at Pinnacle Etobicoke is a great place to set down roots. Living, working and playing are possible in a location that has it all. You can make the most of every minute.

Suite sizes range from 590-sq.-ft. one-bedroom to more than 1,100-sq.-ft. twobedroom plus den. Prices start from the $400,000s.

Be sure to visit the Presentation Centre and the two designer decorated model suites at 5475 Dundas St. W (between Kipling Avenue and Hwy. 427). For more information, call 416.596.1600 or visit pinnacleetobicoke.ca

+ LOCATION Etobicoke DEVELOPER Pinnacle DEVELOPMENT Pinnacle Etobicoke HOME TYPE Condominiums

SALES CENTRE 5475 Dundas St. W. CONTACT 416.596.1600 pinnacleetobicoke.ca

DEC 9, 2017 - JAN 6, 2018  43

Actual photo of Frenchman’s Bay boat slips

Urban Living by the Lake Detached homes from $1.5M

Townhomes

from the low $800’s

REASONS TO LIVE AT FRENCHMAN’S BAY SHORT 37 MINUTE COMMUTE TO TORONTO VIA THE GO TRAIN Walk to the Pickering GO Station for an easy commute to Toronto.

4 MINUTE WALK TO THE MARINA

TOWNHOMES: UPGRADED STAINLESS STEEL APPLIANCES*

Fall in love with the restaurants, cafés and boutiques at Frenchman’s Bay.

Includes an oversized French door refrigerator.

SINGLE DETACHED: RECEIVE A $20,000* DÉCOR DOLLARS BONUS Customize your home to match your style by using complimentary décor studio dollars.

PRESENTATION CENTRE:

VISIT US TODAY:

1635 Bayly St., Pickering, ON FBsales@MadisonGroup.ca 905.839.0038

MadisonFB.com

* Limited time offer, valid between November 1-30th, 2017. Prices subject to change without notice. Renderings are artist’s concept only.

Marketed By International Home Marketing Group. Brokers protected. E & O.E. November 2017.

TRENDING

TOP 17 NEWS STORIES OF 2017

by SONIA BELL & WAYNE KARL

2017 was a pivotal year in Canadian real estate – from trends to new mortgage rules and policies. Here is a countdown of the 17 most newsworthy real estate events of the year.

17 AMERICANS TO GOBBLE UP CANADIAN HOMES

After Citizenship and Immigration Canada’s website crashed when Donald Trump was elected in November 2016, Canadians anticipated an onslaught of Americans moving north. But 2017 offered Canadians a reality check. There wasn’t a mass exodus from the U.S., in part due to the immigration laws, complicated tax issues and mortgage qualification rules in Canada.

46 NextHome.ca | GTA

16

ONTARIO TAKES ACTION ON HOUSING AFFORDABILITY

Ontario decided to take action on housing affordability in 2017 by introducing the Ontario Fair Housing Plan. Sixteen measures were designed to help bring stability to real estate, including: the 15-per-cent NonResident Speculation Tax in the GGH; expanding rent control to protect tenants from drastic rent increases; identifying provincially owned land to be used for new affordable housing; and a $125-million, five-year program for the construction of new purpose-built rental apartment buildings by rebating a portion of Development Charges.

15 THE FASTEST-GROWING CITIES IN CANADA

Statistics Canada released its 2016 population and dwelling figures, providing a clear view of which cities are growing and how fast. The country’s population increased five per cent from 2011 to 2016. Here were the fastest-growing cities in Canada, boasting the highest growth rate.

2011 to 2016 POPULATION GROWTH RATE

%

13 HAMILTON ENTERS THE REAL ESTATE BIG LEAGUES

1. Calgary .....................................................14.6 2. Edmonton ...............................................13.9 3. Saskatoon ................................................12.5 4. Regina ......................................................11.8 5. Lethbridge, Alta .....................................10.8 6. Kelowna, BC ............................................8.4

Hamilton proved to be Canada’s hottest housing market in 2017. ReMax made the declaration, pointing out the Hamilton-Burlington region has benefited from its proximity to Toronto, garnering interest from move-up and “move-over” buyers. Hamilton had the highest year-over-year price increase in 2016, at 20 per cent, and was also forecasted to lead the country with the strongest price growth in 2017. Welcome to the big leagues, Hamilton.

7. Guelph, Ont. ............................................ 7.7 8. Victoria .....................................................6.7 9. Oshawa, Ont. ..........................................6.6 10. Winnipeg ................................................6.6 SOURCES: Statistics Canada

14 NEXTHOME REBRAND

Similar to how the homebuying process has changed and evolved over the years, so have we! In 2017, our publications New Home Guide and New Condo Guide were rebranded to NextHome. Additionally, three of our publications, New Home Guide GTA and SWO, and New Condo Guide GTA amalgamated into one magazine covering the entire Greater Golden Horseshoe. While we may have a new name and look, SEASON’S GREETINGS NextHome is rooted in more than 25 years of expertise in Canadian real estate.

GREATER GOLDEN HORSESHOE EDITION

DEC 9, 2017 - JAN 6, 2018 | nexthome.ca

Connecting Canadians to new HOMES & CONDOS for more than 25 years

12

CANADA DEEMED MOST EXPENSIVE HOUSING MARKET

Canada is the most unaffordable real estate market in North America, according to a study by Points2 Homes. The affordability ratio was calculated to measure affordability (the median home sale price divided by the median annual family income) in 50 of the most populous cities in Canada, the U.S. and Mexico. The higher this ratio is, the more time it takes to pay off your house, and the wider the affordability gap.

The study found that Canada is North America’s most expensive market, with Vancouver topping the list, and out-ranking pricey U.S. markets such as Manhattan and San Francisco. Other Canadian markets on the list were Toronto (number 13), Mississauga (14), Montreal (31) and Calgary (32).

NOW G: RIN COVEENTIRE THE GOLDEN GREATER ESHOE HORS

COUNTRY

MEDIAN HOME SALE PRICE

MEDIAN FAMILY INCOME

MEDIAN MULTIPLE

WISHING YOU

Canada

$485,680

$64,752

7.5

U.S.

$258,300

$56,516

4.6

$41,748

$12,806

3.3

F ROM

SPOTLIGHTING:

& OUR OTHER COMMUNITIES

S E E PAG E 2 0

INSIDE:

Q&A: WITH BRYAN TUCKEY, OUT-GOING CEO OF BILD

Mexico

THE TOP REAL ESTATE STORIES OF 2017!

DEC 9, 2017 - JAN 6, 2018 47

11

8

PRICING AND SUPPLY ISSUES PUSH BUYERS TO THE BURBS

VANCOUVER WELCOMES LOCALS-FIRST POLICY

High home prices and low supply continued to push buyers out of Canada’s two most expensive housing markets – Toronto and Vancouver – and into surrounding areas. The first quarter of 2017 witnessed more buyers leaving Toronto’s downtown core, in search of more affordable markets in southern Ontario.

Meanwhile, in Vancouver, buyers and those migrating from other provinces are fueling activity in Fraser Valley, Kelowna and Victoria, particularly in the upper-end of the market due to relative affordability in these regions.

10 CANADIANS’ HOUSEHOLD DEBT AT ALL-TIME HIGH

Canadians’ debt levels reached an all-time high in 2017. Statistics Canada reported that credit market debt as a proportion of household disposable income increased to a whopping 167.8 per cent, meaning that for every dollar of household disposable income there was $1.68 in credit market debt.

9 EDMONTON ON THE ROAD TO RECOVERY

It was a year of recovery for Alberta, becoming the fastestgrowing provincial economy, according to the Conference Board of Canada. In Edmonton, GDP was to increase 3.9 per cent for 2017 and another 2.2 per cent in 2018. The unemployment rate is forecasted to fall from 8.9 per cent in 2016 to 6.9 per cent in 2018.

48 NextHome.ca | GTA

On Oct. 17, Mayor Gregor Robertson introduced a motion to city council aiming to prioritize new presale homes for Vancouver residents. One day later, the policy was passed.

The policy would require new developments to give Vancouver residents the first opportunity to purchase pre-sale homes in Vancouver. While controversial, the proposed policy would be part of the city’s 10-year housing strategy to relieve the affordable housing crisis.

7 REIN’S TOP PLACES TO INVEST IN

The Real Estate Investment Network (REIN) ranked the top places to invest in BC and Alberta, based on potential for housing market strength over the coming five-year period.

British Columbia

Alberta

1. Surrey 2. Abbotsford 3. New Westminster 4. Victoria 5. Kamloops 6. Kelowna 7. Chilliwack 8. The Tri-Cities of Coquitlam,

1. Edmonton 2. Calgary 3. Leduc 4. Fort Saskatchewan 5. Lethbridge 6. Okotoks 7. Red Deer 8. Medicine Hat 9. Airdrie 10. Lacombe

Port Coquitlam and Port Moody

9. Burnaby 10. Vancouver

6

2017 BUDGET FALLS SHORT

Budget 2017 proposed to spend more than $11 billion over 11 years in a variety of initiatives, including renewed federal investments combating and preventing homelessness, making more lands available for affordable housing, and a new $5-billion National Housing Strategy, which would be introduced later in 2017 focusing on critical housing issues and support for vulnerable citizens.

However, the budget was criticized after failing to address key market-related issues, such as affordability concerns among first-time buyers.

5

3

PRICES CONTINUE UPWARD TRAJECTORY

TORONTO INTRODUCES FOREIGN BUYERS’ TAX

As of October, the national MLS Home Price Index was up 9.7 per cent year over year, the smallest year-over-year increase since March 2015. The decline in growth largely reflects softening price trends in the Greater Golden Horseshoe, according to CREA.

Following Vancouver’s footsteps, Toronto welcomed a 15-per-cent foreign buyers’ tax in April. Between April 24 and May 26, one month after the tax was introduced, foreign investment had dropped to 4.7 per cent. Between May 27 and Aug. 18, transactions involving foreign buyers dropped to 3.2 per cent.

MLS HPI YOY increase

CITY

MLS HPI Benchmark Price

Greater Vancouver

12.37%

$1,042,300

Greater Toronto

9.72%

$747,800

Oakville-Milton

8.26%

$703,400

Guelph

13.24%

$406,800

Calgary

0.25%

$433,000

Ottawa

6.56%

$369,200

4 INTEREST RATES INCREASE – TWICE

The Bank of Canada (BoC) raised its benchmark interest rate – for the first time in seven years – in July to 0.75 per cent.

In September, the BoC raised the rate again to one per cent.

Those with variable-rate mortgages would immediately see an increase. For fixed-rate mortgage holders, they won’t be affected until renewal time.

BOC OVERNIGHT LENDING RATE

.50% to .75%

July 2017

.75% to 1%

September 2017

2 NEW MORTGAGE STRESS TEST

The Office of the Superintendent of Financial Institutions (OSFI) announced that, effective Jan. 1, 2018, all uninsured borrowers – those with a down payment of 20 per cent or more – must undergo a “stress test” and qualify at a new minimum rate, which is the greater of the Bank of Canada’s five-year benchmark rate (currently 4.89 per cent) or 200 basis points higher than their actual rate.

The changes will affect the amount buyers can afford; in one example, $706,692 under the old rules, and $559,896 under the new guidelines.

1 NATIONAL HOUSING STRATEGY

After more than a year consulting with Canadians, experts, stakeholders, provinces and municipalities, the federal government unveiled Canada’s first National Housing Strategy in November.

Intended to help reduce homelessness and improve the availability and quality of housing for Canadians in need, the 10-year, $40-billion plan aims to: • Reduce chronic homelessness by 50 per cent • Remove more than 530,000 households from housing need • Create four times as many new housing units as built under federal programs from 2005 to 2015 • Repair three times as many existing housing units as repaired under federal programs from 2005 to 2015, and • Protect an additional 385,000 households from losing an affordable place to live.

+ READ MORE 2017 NEWS STORIES AT nexthome.ca/news

DEC 9, 2017 - JAN 6, 2018 49

ADVICE | CONDO PRO

CONDOMINIUM LIVING A CHOICE FOR ALL AGES

BARBARA LAWLOR

New condominium communities are popping up across the Greater Toronto Area at a time when lowrise housing is in short supply and priced out of the financial range of many, if not most, buyers.

The great news is that these highrise and midrise residences are ideal for people of all ages seeking carefree living in convenient, beautiful surroundings. Although years ago, condominiums were purchased mainly by emptynesters and retirees looking to right-size their lives, nowadays everyone from first-time buyers to professional singles and couples, families with children and older buyers are turning to this alternative to lowrise living.

The reasons are many and varied. Yes, price is a big factor and has a lot to do with the explosion of interest in condos over the past decade. And yes, even condos have increased in price. However, condominium suites remain financially attainable for those who understand the wisdom of owning and building equity over paying rent to someone else.

Even more compelling is the condo lifestyle, which begins with locations close to amenities and major traffic nodes. In the GTA, our transportation routes are expanding so much that people can work just about anywhere and have a reasonable commute time.

50 NextHome.ca | GTA

Condominium popularity, especially in the 905 areas, also embodies aging homeowners who want less maintenance in their lives, but want to stay in the neighbourhoods they know and love.

Condo residents of all ages appreciate the lifestyle their residences provide.

Modern amenities are beyond phenomenal. These shared areas extend owners’ living space. With fabulous party rooms, the need for a large dining table goes by the wayside. Fitness facilities right in

the building mean you don’t need to delegate space in your suite for exercise equipment or join an outside gym.

In these gathering spots, residents meet other like-minded neighbours and become friends.

Amenity spaces are so well used, that some condos feature a resident services director who organizes group activities and social events.

As for families, we are seeing more developers adding kids’ areas for play and exercise to their amenities roster. With the choices in layouts expanding to accommodate their needs, with two- to three-bedroom plus den designs, families find condo living convenient and fun.

After decades of working in the GTA condo industry, I have heard from a lot of purchasers who say they love living in a condominium.

For many, the benefits are even better than they had imagined.

Whatever your age and life situation, chances are, there’s a condominium out there that you will love to call home!

Barbara Lawlor is president and CEO of Baker Real Estate Incorporated, winner of the pinnacle 2017 Riley Brethour Award from BILD, and an in-demand columnist and speaker.

A member of the Baker team since 1993, she oversees the marketing and sales of condominium developments in the GTA and overseas. Keep current with The Baker Blog at blog.bakerrealestate.com

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At the eastern-most end of the Greater Toronto Area is Scarborough Village. Often misrepresented as a remote Toronto suburb, Scarborough Village is an old settlement with its own history. It is bordered to the north by West Highland Creek, which turns into Highland Creek at the eastern edge. Bellamy Road serves at the western cut-off point, and to the south, Sylvan Road separates Scarborough Village from the waterfront.

THE VIBE

The vibe across the entirety of this large and diverse area is that of a family-oriented neighbourhood, 54 NextHome.ca | GTA

where many cultures mingle harmoniously. Scarborough Village takes great pride in the institutions that have been part of the community from its inception, such as the Scarborough Theatre.

The presence of the more recently constructed University of Toronto Scarborough adds a youthful sense of energy and innovation.

MORNINGSIDE LIBRARY On a bus route and featuring a small but free parking lot, this library has a decent collection of Tamil materials, as well as a few French texts and Hindi DVDs.

MEET THE NEIGHBOURS

By far the greatest numbers of recent immigrants are South Asian, with a smaller population from the Middle East and Central Asia. Tamil, Urdu and Farsi are commonly heard along Eglinton East, and halal foods are found in specialty stores. Chinese, Filipino, Afro-Caribbean and Greek communities each form their own little pockets. Anglo-Canadians tend to dominate the outlying suburban areas, but even the most affluent areas are multicultural.

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ADVICE | THE CONDO BOARD

BEST PRACTICES TO MANAGE CONDO OPERATING COSTS

JEANHY SHIM In the Nov. 25 issue of NextHome, in the debut of my Condo Board column, I wrote about maintenance fees and why they seem to rise uncontrollably.

In short, the best thing condo boards can do is actively manage costs on a regular basis, and involve residents in the process.

Easier said than done, right?

Not necessarily.

There are some very achievable best practices that boards can adopt to help manage operating costs: • Establish clear goals from the outset, and review and revisit them annually prior to budget time. Such objectives provide the critical lens through which all spending decisions can then be considered.

• Know and understand your operating budget, line item by line item. This will be invaluable knowledge for reviewing the monthly financial statements of the corporation, as well as in preparing the annual budget, which establishes new or increasing maintenance fees.

Exactly where, how and why is corporation money being spent?

Is this a one-off unexpected expense? Is it part of an on-going expense that is growing? Or is this a new expense that you now need to start budgeting for?

• For non-discretionary costs, consider if there are opportunities to manage or control these costs through 56 NextHome.ca | GTA

resident education or changing suppliers. And for discretionary costs, are there opportunities to manage or control these costs through changing suppliers, changing the scope of work or service providers or improving resident education?

• Proactively maintain your key building operations systems from the outset, both inside and out, to maximize their lifespan.

This will have a positive impact on your reserve fund study and subsequent contributions.

• Undertake an energy audit of all major interior and exterior building systems and common elements, and then invest in longterm energy-saving upgrades to generate proven returns within a

reasonable time period.

• Recognize and embrace the importance and potential impact of resident education in order to control all costs that can be controlled, no matter how seemingly insignificant. Every dollar saved through reduced or changed consumption habits adds up.

• Save your budget surpluses by using them as budget contingencies for subsequent years. Ideally, a budget contingency of three to five per cent of operating costs is good governance practice, particularly for younger condominium corporations. If any surplus remains after creating a contingency, plan for this amount to offset future reserve fund contributions or one-time special projects – not ongoing operational costs.

With such practices, condo boards and residents can all do their part to help manage operating costs, for the better of their building and the bottom line.

Jeanhy Shim is an independent real estate market strategist and analyst with more than 25 years of experience in city building in the GTA, specializing in urban development. She is President of Housing Lab Toronto, as well as the Founder of the Children’s Discovery Centre. For more than a decade, Jeanhy has also served on the board of directors of two condominium corporations, including her current building where she has been President for the past six years.

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INSPIRATION

IN THIS SECTION

CREATING COMFY CORNERS

ORGANIZATION TRANSFORMATION

TIPS TO ENTERTAIN IN STYLE

DEC 9, 2017 - JAN 6, 2018  59

INSPIRATION | STYLE FILE

comfiest corner

TIPS FOR CREATING THE

IN YOUR HOME

by JO ALCORN

The temperatures have dropped and the time change has made our days shorter – we are entering the (dreaded) winter season! If you’re like me, you want (need!) a cosy place to curl up, stay warm and survive the cold months.

If you want to create a spot to enjoy winter from the indoors, a place to pass the hours in comfort, a nook to go to when you need to forget what’s outside, I’ve got tips to help you create such a place. A place you’ll look forward to hibernating in!

I simply love fireplaces. I could sit and watch the flames dance all night long – there is such a calming effect to having a fireplace nearby, and all the better when you get added warmth from it. While not every space can accommodate installing a fireplace, every space can accommodate an electric unit.

It’s hard to believe the fireplaces I use are so portable and give so much flexibility. They look so real, give off heat, and add ambiance to any room. I used a compact stove in one nook and created a traditional mantel in another area. These, from Dimplex, were ready to go just by plugging them in. When it’s that simple, you can move them to another area for some cosiness (not that you’ll ever want to move it out of your cuddle-up corner!). Just look at how these nooks came together, instantly creating a place you want to be.

While a fireplace screams relief from a cold winter’s day or night, you can still create a warm and relaxing

60 NextHome.ca

A fireplace screams relief from a cold winter’s day

You and your furry friend can lounge in style

Add faux plants

space without one. The cosy factor comes from having what you need surrounding you.

Furniture is minimal. You’ll want a comfy place to sit – a big chair, a chaise or something bigger. Are you going to be enjoying this nook on your own or with the family?

Choose seating accordingly, and add in a pouf or ottoman to ensure you can put your feet up and relax.

A side table is also mandatory.

You need to feel snuggly, warm and relaxed, which means having a warm cup of tea or a soothing glass of vino nearby!

The accessories you choose are just as important. Faux fur throws and pillows give your space the cuddle factor and can incorporate an outdoor/nature feel. Touchable, cosy fabrics are important.

You don’t want to overdo it. If you’re looking for a cosy nook, sometimes less is more. You don’t want to crowd the space, but you can still incorporate some art. Pick what you love, from family photos to inspirational messages.

Something that is often overlooked, but I always suggest including, is faux plants.

In the winter months we are all deprived of greenery but these zero-maintenance accessories bring the feeling of nature inside.

I found some at Bouclair, along with a number of accessories that caught my eye.

When you are creating your own cosy space, why not match your pup’s cuddle zone to yours? I have a new line of dog beds that match my throw pillows perfectly. Now both you and your fur-friend can lounge in style on the darkest and dreariest of night.

Jo Alcorn is a design specialist and designer on HGTV’s Home to Win, out this spring. She has her own furniture collection, signature pillow and dog bed line and is known for her savvy design concepts. Visit Jo at whitewashco.ca DEC 9, 2017 - JAN 6, 2018 61

INSPIRATION | SMALL SPACES

ORGANIZATION

transformation

On HGTV’s Brother vs. Brother, The Property Brothers Jonathan and Drew Scott fix poorly used storage with some creative closet customization

by ELISA KROVBLIT KEAY

Jonathan and Drew Scott are widely recognized as The Property Brothers, the hit HGTV show now in its sixth season. Their other show, Brother vs. Brother, now five seasons in, has proven to be just as entertaining. The Scott’s combined realtor and renovator skills, personalities and real estate savvy make for some spectacular TV. In one episode of Brother vs. Brother, Drew and Scott waged the Beachfront Battle, and though both properties were beautiful, The 62 NextHome.ca

Galveston Beach House was a solid win for Drew. Even the closets were gorgeous!

While the Scott brothers aren’t likely to pay you a visit, you can share in the secret to customized closets and bring the beauty,

Drew & Jonathan Scott Brother vs. Brother Season 5

organization and function into your own home.

In Beachfront Battle, Drew used modularclosets.com to transform the closets in the Galveston Beach House. No mere crossbar and top shelf, the spaces featured on Brother vs. Brother showcased how to maximize storage in these basic closets.

There are many options for customizing a closet and maximizing functional storage.

These range from do-it-yourself solutions that can be bought off the rack at a local hardware store, to fully custom-built spaces that cater to a homeowner’s every need. In today’s new home and condo market, where real estate is at a premium and storage is slim, it makes sense to get the most mileage out of any storage space.

There are seemingly endless choices when it comes to custom closets. Zev Lapides, director of online sales at modularclosets. com, says, “Choosing closet parts is like anything else. The more you add, the more it will cost, but the more you will enjoy your closet.”

One of the benefits of a wellorganized closet is that it reduces the demand for furnishings. In a small bedroom, this can mean the difference between comfortable and cramped. Eliminate the need for a highboy dresser and a chest of drawers, and now you’ve got ample floorspace for a roomier,

AFTER

more minimalist feel without sacrificing storage.

“Many people opt for a wellequipped closet instead of furniture,” says Lapides. “This gives you the ability to keep the bedroom clean and neat, leaving all your clothes in a closed closet.”

And if you’re sharing closet space with a significant other, Lapides says, “We usually try to keep his and hers separate. It makes it much easier to keep organized and neat.” You already know who the neat one is in your relationship, so imagine what a well-organized closet may mean for you.

With inspiration from the gorgeous examples on Brother vs. Brother, some smart closet design and a few functional and fashionable accessories, you, too, can have an organization transformation in your closets.

For more of Jonathan and Drew

BEFORE

Scott, visit thescottbrothers.com and check out Brother vs. Brother, The Property Brothers and other shows on HGTV. You can also dive into their newest book release, It Takes Two.

+MORE INSPIRATION ONLINE nexthome.ca/news/inspiration

DEC 9, 2017 - JAN 6, 2018 63

SHOP TALK

CROWN FLORA

THE LITTLE JAR ABOVE

Hidden off the main Queen Street thoroughfare, Crown Flora is a plant lover’s respite from the bustling city vibes

It all began with a Crown mason jar. When Davis Khounnoraj and Adam Mallory opted to start a business together, they could only hope that it would resonate with Torontonians. When the two began hawking teeny tiny mason jar terrariums with the aesthetic whimsy of Amélie and the lines of fine sculpture, word got around quickly.

Downtowners cottoned onto the idea of a pint-sized forest in a jar — a speedy and low-commitment way to breathe new life into a room. At it turns out, Crown Flora’s creations were exactly what the nature-deprived condo crowd had been craving.

TWO POINTS OF VIEW

Partners both on and off the clock, Khounnoraj and Mallory had their 64 NextHome.ca | GTA

own creative journeys before pairing up to make botanical magic and more.

Raised in Prince Edward County, Mallory was practically born with a green thumb, his garden-happy family immersing him in the world from day one. Eventually, he graduated into retail, creating floral arrangements for high-end boutiques.

Meanwhile, Khounnoraj established himself as a bag and accessories designer, building pieces with leathers and treated textiles to great effect. While Mallory is more of an expressionist, Khounnoraj views things from an architectural standpoint, drawing inspiration from the cityscape’s hard angles over the sinuous lines of nature. What brought them together was the organic means of creating something beautiful.

PHOTOS: KAROLYNE ELLACOTT

[ THAT COULD ]

TOP LEFT

Details make all the difference when it comes to miniatures.

TOP RIGHT

The interior feels like an artist’s studio overrun with plant life.

BOTANICAL BRAVADO

Parkdalers through and through, it only made sense for them to open their shop in the ‘hood they call home. While they initially inspired urban condo-dwellers with their offerings, customers are now traipsing from across the city to source botanicals for their homes. Cacti, succulents, orchids, tulips and poppies are but some of the plants for which Crown Flora is known. While the shop serves as a spot to grab the perfect echeveria en route to a soirée, it’s also a spot that will help customers add life to their own parties. Out-of-the-box arrangements have included everything from living gardens on tables to a veritable hanging

forest in the Berkeley Church – creations that can partly be accredited to Mallory’s sixth sense when it comes to sourcing unique flora.

“We want to create an experience — our goal is to always do something different,” he says. And should Crown Flora’s loyal customers be seeking some nature in the city, the studio offers regular workshops that will have budding botanists returning home with masterful creations they’ve made themselves – with the help of the experts.

It’s no surprise, of course, that the Crown mason jar tutorial is the biggest draw.

ABOVE LEFT

Adam Mallory and Davis

Khounnoraj bring unique yet complementary perspectives to their botanical business.

ABOVE RIGHT

Innovative containers make all the difference.

SPONSORED CONTENT / For more information, visit crownflorastudio.com DEC 9, 2017 - JAN 6, 2018 65

Be our

INSPIRATION | ENTERTAINING

GUEST!

Take your entertaining skills to the next level by creating a wow-factor tablescape, sure to impress any guest

PHOTOS: JASON DUCK

by SARA DUCK

This frame doubles as a place card and a gift for guests to take home.

Use a thin, colourful throw to set the table instead of a traditional tablecloth.

Custom reusable floral decor by Crowning Glory DĂŠcor crowningglorydecor.ca Kendall plaid super soft throw $49 chapters.indigo.ca Large acacia wood server $29 chapters.indigo.ca Relaxed cotton napkins in white $25 (set of four). bedbathandbeyond.ca

66  NextHome.ca

Lina blue stripe dinner plate $22 crateandbarrel.com Elroy five-piece flatware set in gold mirror finish by Zoet Studio $40 amazon.ca Gold-rimmed drinking glass and wine glass. $4 each homesense.ca Prisma frame in matte brass (4x4) $12 umbra.com

1

2

3

Dark & Artsy 1 | Carmon 13-in. charger plate in black $66 (set of six) wayfair.ca 2 | Tillagd 20-piece flatware set in black $60 ikea.ca 3 | Almalie throw $40 ikea.ca

4

5

6

4 | Speckled stoneware serving plate $13 homesense.ca 5 | Decorative stoneware Vase $20 homesense.ca 6 | Fotobend frame in nickel $20 umbra.com

WHEN IT COMES TO CREATING YOUR OWN TABLESCAPE, KEEP THESE FIVE TIPS IN MIND:

a | Decide on a theme. This will help make putting together your unique tablescape easier. b | Use materials you already have. Consider a clean throw or curtain that has an interesting pattern instead of a tablecloth. Think plants, beautiful branches and pine cones from the yard. c | Mix your patterns. This will help create a strong style statement. Just make sure all the colours flow. d | Use one standout piece. This could be anything from a floral centerpiece to a grouping of vintage candle holders or swath of succulents. e | Set the table right. Utensils are placed in the order of use, from the outside in. Forks go to the left of the plate, and knives and spoons go to the right. Only set the table with utensils you will be using.

Canadiana

7

8

9

7 | Dinner plate in cerise $120 lecreuset.ca 8 | Rustic metal bronze flatware 20-piece set $60 homesense.ca 9 | Birch bark picture frame $20 bouclair.com

10

11

12

10 | Round slate serving plate $20 bouclair.com 11 | Hudson Bay capote throw natural with multi stripes

by Woolrich $446 amazon.ca 12 | Mixed branches in white wood table top frame 26.75-in. $37 walmart.ca

With more than a decade of experience in the magazine world, Sara Duck brings her passion for writing and expert eye for what’s on trend to our pages.

DEC 9, 2017 - JAN 6, 2018  67

ADVICE | LEGALLY SPEAKING

FINANCING THE HIDDEN TRICKS & FINE PRINT

JAYSON SCHWARZ

I cannot believe how certain builders (“Vendors”) try to take advantage of new homebuyers on the issue of mortgages. There is an attempt to squeeze extra money from innocent purchasers through clauses inserted into the Agreement of Purchase and Sale.

Here are some things to watch out for: 1 | “The purchaser agrees to apply to a lending institution designated by the Vendor... to assume any existing first mortgage... The first mortgage shall bear interest to be fixed by the lending institution at a rate not to exceed __% and have about __ years to run...”

This clause makes sense and allows certainty for both sides.

Where the buyer gets potentially damaged is when this clause is combined with clauses 2 or 3 that follow: 2 | “If at any time prior to the completion of the sale, the Vendor determines that it is unable for any reason whatsoever to arrange first mortgage financing for the subject property with a lender of its choice, this Agreement may, at the Vendor’s option, be declared null and void and the deposit money returned to the Purchaser without deduction or interest.”

This is scary. First of all, you have a Vendor with no restrictions 68 NextHome.ca | GTA

or obligation to be reasonable, and this Vendor will probably react only out of self-interest. Our poor buyer, if terminated, doesn’t even get interest on his deposit and this clause may be applied right up to closing.

3 | “It is agreed and understood that the term of the first mortgage may be varied at the option of the Vendor, by decreasing it by not more than 20 per cent of the total term... In the event the vendor has not received a mortgage commitment... above described, Purchaser agrees to accept such mortgage upon such terms and at such interest rate as the Vendor is able to arrange, provided that the interest rate... shall not exceed the interest rate shown above by __%.”

This clause gives the builder the unrestricted option to reduce the term, as an example from five to four years (lowering the cost of money), and increase interest over what you thought you were getting at the beginning.

A fairly sneaky builder could get a commitment that builds in a percentage of your mortgage payments as a bonus to the builder. This clause could be used by an unscrupulous builder, to the extreme detriment of an innocent purchaser.

4 | Sometimes a mortgage schedule is buried in the back of the Agreement. I once reviewed one with a clause allowing the builder to terminate if the buyer did not provide him an acceptance letter for financing from an

institution within 10 days of acceptance of the offer.

Hmmm, closing in two years but we need to give the letter now? Good luck! And the builder has the right to terminate any time up to closing.

“ ” It is critical that you get the right advice.

SO, WHAT SHOULD YOU DO?

a) Amend clauses like 2, 3 and 4 if they appear in your offer, or don’t firm up. Request the option to seek your own financing, and get it in writing. b) When you see clauses like 2, 3 and 4, be suspicious – especially if they are buried in fine print, You should wonder whether you can trust a builder who does this.

Make sure the offer is conditional for a few days on both financing and review by your lawyer. It is critical that you get the right advice.

Only a lawyer can provide legal advice – that is the law.

Jayson Schwarz LL.M. is a Toronto real estate lawyer and partner in the law firm Schwarz Law LLP. Visit online at schwarzlaw.ca or email info@schwarzlaw.ca with your questions, concerns, critiques and quandaries.

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ADVICE | MORTGAGE INTEL

WHAT TO CONSIDER BEFORE BUYING AN

INVESTMENT PROPERTY ALYSSA FURTADO

An income property can be a good way to make money, especially in retirement. However, there are things you need to consider before taking the plunge.

Here are the advantages and disadvantages of buying an investment property: ADVANTAGES You can use leverage: If you have

equity in your home, you can use it to help finance the purchase of another property. In a low-interest rate environment, mortgage rates are lower as are the costs of buying an income property. You’ll build up more equity when you earn rental income to pay down the mortgage. In the future, you could use that additional equity to buy another property or properties but you should ensure you can make larger mortgage payments when rates increase.

You can earn additional income regularly: As long as you have a

tenant, you’ll earn monthly income on a regular basis. The more investment properties you have, the more you could potentially earn. You don’t often get regular income from other types of investments.

You get tax deductions: While you’ll earn rental income, you’ll also be able to deduct any expenses. Advertising, insurance, 70 NextHome.ca | GTA

maintenance and repairs, property taxes and legal fees are just a few of the expenses that are deductible. It’s best to consult with your accountant to find out what costs you can deduct.

DISADVANTAGES You may need additional financing: If you want to buy a

multi-unit property and intend to live in it, you’ll need a down payment of between five and 10 per cent, depending on the total number of units in the property.

But when you purchase a property you don’t plan to live in, you need a down payment of at least 20 per cent. Also, some lenders won’t recognize 100 per cent of the potential rental income you might expect to earn; some may consider just 50 per cent, while other lenders might consider 80 per cent. So, you could be forced to make a bigger down payment to qualify for a mortgage.

You might not always have a tenant: Ideally, you’ll earn enough

rental income to cover your annual costs. However, you’ll still need to make mortgage payments without a tenant. You should be prepared for the worst and have an emergency fund for the times you don’t have a renter.

Your property isn’t a liquid investment: If you own stocks or

bonds, you can buy and sell them quite quickly. However, it can take a long time between listing your property for sale and the closing date. This might be a problem if

“

As long as you have a tenant, you’ll earn monthly income... You don’t often get regular income from other types of investments.

”

you need the money right away.

You have additional

responsibilities: Being a landlord

can be a difficult job. You’re responsible for any maintenance and repairs, and there are also some headaches you have to deal with, such as a tenant that damages your property or misses a rent payment. The alternative is to hire a property manager who can take care of those problems but at a cost to you.

While an investment property provides additional income, be aware of the pros and cons before you decide to make a purchase.

Alyssa Furtado is founder and CEO of RateHub.ca, a website that compares mortgage rates, credit cards, highinterest savings accounts, chequing accounts, and insurance with the goal to empower Canadians to search smarter and save money.

+MORE ADVICE ONLINE nexthome.ca/news/advice

HOT PROPERTIES

FIND YOUR NEXT HOME The latest properties in the Toronto area to keep your eye on

GTA PREVIEW REGISTRATION 1. ALLEGRO By: Geranium Homes City: Aurora Housing type: 52- and 61-ft. cul-de-sac homes from more than $2 million allegroaurora.com

2. BIANCA

9. GLENWAY

18. THEORY CONDOMINIUMS

By: Andrin Homes & Lakview Homes City: Newmarket Housing type: Townhomes and detached bungalows glenwayliving.com

By: Parallax Development Corporation City: Toronto Housing type: Condominium suites theorycondos.com

10. HILLSBOROUGH By: Great Gulf & Andrin Homes City: Holland Landing Housing type: Detached homes andrinhomes.com • greatgulf.com

11. KINGSWAY BY THE RIVER

By: Tridel City: Toronto Housing type: Luxury condominiums Tridel.com

By: Urban Capital City: Toronto Housing type: Condo lofts kingswaybytheriver.ca

3. BOXGROVE VILLAGE

12. LOGGIAS IN RICHDALE

By: Arista Homes City: Markham Housing type: Family sized freehold townhomes and live/work towns boxgrovevillage.com

13. M CITY CONDOS

4. CITYLUX TOWNS By: Fieldgate Homes City: Thornhill Housing type: Urban townhomes in Thornhill Woods fieldgatehomes.com

5. COBBLESTONES SOUTH By: Fieldgate Homes City: Brampton Housing type: 36-ft. singles up to 3,481 sq. ft. fieldgatehomes.com

6. CONCORD CANADA HOUSE By: Concord Adex City: Toronto Housing type: Condominium suites ConcordCanadaHouse.ca

7. CYPRESS By: Pinnacle International City: Etobicoke Housing type: Condominium suites PinnacleEtobicoke.ca

8. DOWNSVIEW PARK By: Stafford Homes City: Toronto Housing type: Townhomes staffordhomes.ca

72 NextHome.ca | GTA

By: Senator Homes City: Richmond Hill Housing type: Luxury detached homes senatorhomes.com

By: Rogers Real Estate Development & Urban Capital City: Mississauga Housing type: Condominium suites mcitycondos.com

14. MISSISSAUGA SQUARE By: Plaza City: Mississauga Housing type: Condominium suites pureplaza.com

15. QUEEN’S COMMON By: Mattamy Homes City: Whitby Housing type: Detached and townhomes mattamyhomes.com

16. SUMMIT CITY CENTRE By: Summitview Homes City: Mississauga Housing type: Two-storey urban towns summitviewhomes.com

17. SUPERSONIC By: Lindvest City: North York Housing type: Condominium suites lindvest.com/supersonic

19. TIME AND SPACE By: Pemberton Group City: Toronto Housing type: Condominium suites PembertonGroup.com

20. UPPER VALLEYLANDS By: Fieldgate Homes City: Brampton Housing type: Singles, semis and towns fieldgatehomes.com

21. VICTORY HEIGHTS By: Treasure Hill Homes City: Vaughan Housing type: 40- and 42-ft. luxury singles treasurehill.com

22. WESLEY TOWER By: The Daniels Corporation City: Mississauga Housing type: Condominium suites DanielsCityCentre.com

23. WHITBY MEADOWS By: Fieldgate Homes City: Whitby Housing type: Towns and singles fieldgatehomes.com

24. VITA ON THE LAKE, VITA TWO By: Mattamy Homes & Biddington Homes City: Etobicoke Housing type: Condominiums mattamyhomes.com

25. VALHALLA TOWN SQUARE By: Edilcan City: Etobicoke Housing type: Condominiums valhallatownsquare.com

NEW OPENINGS 26. AQUABELLA By: Tridel & Hines City: Toronto Housing type: Condominium suites from 1,767 to over 4,000 sq. ft.

Tridel.com

27. CHELSEA MAPLE STATION

36. ORCHARD WEST

By: Aspen Ridge Homes City: Vaughan Housing type: Townhomes aspenridgehomes.com

By: Treasure Hill City: Bowmanville Housing type: 37-, 40- and 45-ft. singles treasurehill.com

28. CONDOMINIUMS OF CORNELL

37. PACE ON MAIN

By: Mattamy Homes City: Markham Housing type: Condominium suites from 725 to 1,302 sq. ft. mattamyhomes.com

29. CORNELL ROUGE By: Madison Group and Forest Hill Homes City: Markham Housing type: Freehold towns and singlefamily homes cornellrouge.com

30. FOXBAR COLLECTION AT BLUE DIAMOND By: Camrost Felcorp City: Toronto Housing type: Two- and three-bedroom luxury suites and townhomes thefoxbar.ca

31. IMPRESSIONS By: Fieldgate Homes City: The Village of Kleinburg Housing type: Towns, semis and singles fieldgatehomes.com

32. KLEINBURG SUMMIT By: Mattamy Homes City: Vaughan Housing type: Detached and townhomes mattamyhomes.com

33. MADISON LANE By: Reid’s Heritage Homes City: Bowmanville Housing type: Luxury condos madisonlanecondos.com

34. NEIGHBOURHOODS OF MOUNT PLEASANT By: Rosehaven Homes City: Brampton Housing type: Freehold townhomes rosehavenhomes.com

35. NEWTOWNS AT MOUNT PLEASANT By: Primont Homes City: Brampton Housing type: Townhomes primonthomes.com

+

By: Geranium City: Stouffville Housing type: Condo towns paceonmain.com

38. QUEENSWAY PARK By: Urban Capital & Rosewater City: Etobicoke Housing type: Condominium suites queenswayparkcondos.ca

39. RICHLANDS By: Fieldgate Homes City: Richmond Hill Housing type: Towns and singles fieldgatehomes.com

MAPS Locate properties using the map on the following page

46. NOBU RESIDENCES By: Madison Group City: Toronto Housing type: Condominium suites noburesidences.ca

47. FOREST GATE By: Kaneff City: Mississauga Housing type: Luxury town manors across from Lionhead Golf Club kaneff.com

40. TIME By: Treasure Hill Homes City: Aurora Housing type: Urban townhomes treasurehill.com

41. THE MET By: Plaza City: Vaughan Housing type: Townhomes pureplaza.com

42. TOWNS AT ROUGE VALLEY By: Tribute Communities City: Scarborough Housing type: Urban townhomes mytribute.ca

43. VALLEYLANDS By: Fieldgate Homes City: Brampton Housing type: Single-detached fieldgatehomes.com

44. VISTA By: Geranium Homes City: Stouffville Housing type: Condominium one-storey flats and two-storey towns vistaflatsandtowns.com

45. FRENCHMAN’S BAY By: Madison Group City: Pickering Housing type: Townhomes and singles madisongroup.ca

OTHERS (NOT FEATURED ON MAP) ALCONA SHORES By: Bayview-Wellington Homes City: Innisfil Housing type: Luxury singles on 32-, 45- and 48-ft. lots myalcona.com

GEORGIAN SANDS By: Elm developments City: Wasaga Beach Housing type: Towns and singles georgiansands.com

RADIANCE By: DIAM Developments City: Innisfil Housing type: Townhomes radianceinnisfil.ca

VILLAGES OF KILLARNEY BEACH By: Ballymore Homes City: Innisfil Housing type: Detached homes ballymorehomes.com

WHITE PINES By: Mattamy Homes City: Bracebridge Housing type: Detached homes mattamyhomes.com

BUILDERS IF YOU WOULD LIKE TO INCLUDE YOUR PREVIEW REGISTRATION, NEW RELEASE OR SITE OPENING IN THIS FEATURE, JUST EMAIL THE DETAILS TO WAYNE.KARL@NEXTHOME.CA

DEC 9, 2017 - JAN 6, 2018 73

HOT PROPERTIES / GREATER TORONTO AREA

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DOWNLOAD THE APP DEC 9, 2017 - JAN 6, 2018  75

ADVICE | INSIDER INSIGHT

MARKET IMBALANCE WHY THE NUMBERS OF SUPPLY AND DEMAND DON’T ADD UP comparable to those of London or New York in less than two decades.

DEBBIE COSIC Planning for the year ahead, I’ve been discussing the issue of housing supply with builders and developers across the country and analyzing housing data. It’s an exercise we perform regularly – using Statistics Canada data, including housing data from last year’s census, to formulate our strategies. And in looking at 2018, population growth, housing supply and affordability are the issues that stand out most – and not for good reason.

Since supply and demand directly affect what housing is available, as well as the cost, these findings are worth discussing. This is especially true in the context of the need for more supply – and why we need to clear the pipeline for more quality housing.

WHERE ARE PEOPLE GOING TO LIVE?

“

POPULATION EXPLOSION

According to the 2016 census, the GTA population grew by more than 340,000 people in the last five years. To put this in context, that’s roughly the size of metropolitan Victoria in BC. We also found that with each percentage of population growth in Toronto over the last five years, there was an eight-per-cent growth in the cost of housing. With the GTA’s population projected to increase from 6.7 million in 2016 to 9.6 million by 2041 (according to the Ontario Ministry of Finance), without adding additional housing stock, we will see housing prices 76 NextHome.ca | GTA

The “missing middle” – townhomes, family-size stacked condos and midrise suites – are currently in great demand. But they are also in low supply, particularly in areas within easy reach of the downtown core via transit.

According to stats from BILD, compiled by Altus Group, sales of multi-family condos reached the

With the GTA’s population projected to increase from 6.7 million in 2016 to 9.6 million by 2041, without adding additional housing stock, we will see housing prices comparable to those of London or New York in less than two decades.

”

highest number on record for the month of October, making up 91 per cent of all housing sales last month, and 82 per cent of sales overall year-to-date. The reason?

They are more affordable than detached homes and the only thing currently available due to the province’s intensification policies which make buildable land scarce

and highrises necessary.

WHY IS AFFORDABLE HOUSING SO DIFFICULT?

The problem is three-fold. We don’t just need more housing, we need municipalities to adopt land-use changes that permit more residential development and a streamlined planning process for the rezoning, site plan approvals and official plan amendments that may be necessary on the developer side. Since the Ontario government’s growth plan has mandated intensification along transit corridors, including the future LRT lines in Vaughan, Toronto and Mississauga, developers and municipalities need to work together more than ever to get new communities built.

However, the plan to eliminate the Ontario Municipal Board (OMB) is a move that will not help supply. In fact, it could prove to be a costly mistake – choking off new development proposed by the building industry at a time when population growth, housing supply and affordability should be the focus, not NIMBY-ism.

Debbie Cosic is CEO and founder of In2ition Realty. She has overseen the sale of more than $15 billion worth of real estate. With Debbie at its helm, In2ition has become one of the fastest-growing and most innovative new home and condo sales companies. in2ition.ca

+MORE ADVICE ONLINE nexthome.ca/news/advice

SWO

SOUTHWESTERN ONTARIO

IN THIS SECTION

SHOWCASING NEW PROJECTS IN SWO

TOUR KIRKENDALL IN HAMILTON

MAPS & LISTINGS OF NEW COMMUNITIES

DEC 9, 2017 - JAN 6, 2018  77

More Style More Life IN THE HEART OF HAMILTON

You’re ready for upscale style! You want an elegant home with contemporary character and a setting that’s close to everything you need. In Hamilton’s exclusive Ancaster neighbourhood, just up the Mountain from the green forests and waterfalls of the Dundas Valley. A place where you’ll feel connected to a history that goes back to 1793. You’re ready to make memories in the GTA’s hottest new market. You’re ready for Monterey!

$

TOWNS

CONDOS

400’s 200’s $

from the high

from the low

Register Now:

MontereyHeights.ca KING

ST W

TO

MA D O IN W ST HA NT W M OW IL TO N N 5 M IN

ANCASTER

FIND US ON FACEBOOK & LEARN MORE

NEXUS

B U I L D I N G C O M M U N I T I E S TO G E T H E R

Garner Rd. W. & Shaver Rd. ANCASTER

Prices and specifications are subject to change without notice.

Map is not to scale and is Artist Concept. E&O.E.

Three Great Communities, The Choice is Yours.

MADIS N CE N T R A L PARK

Singles

Back-to-Backs & 3-Storey Towns

from the mid $500’s

2-Storey Towns

Towns

from the $300’s

from the $400’s

from the low 400’s $

Large lots up to 232’ deep Homes available

from the $700’s

Visit the Sales Offices: Central Park Sales Office 1809 Rymal Road East, Hamilton

Lincoln Estates & Vista Ridge Sales Office

Monday - Wednesday 2—7pm

Monday - Thursday 2—7pm Saturday & Sunday 12—5pm

Saturday & Sunday 12—5pm

4008 Mountain Street, Beamsville

LosaniHomes.com

Pricing and specification subject to change. E.&O.E.

TRENDING | HOME CARE

GOING AWAY? KEEP YOUR HOME SAFE WHILE ON VACATION

by ELISA KROVBLIT KEAY

All exterior doors should have deadbolts with at least a one-inch throw bolt.

3. TRUSTED CHECK-UP

December signals the start of winter and the onset of the holiday season. Many people travel over the coming colder months, visiting family, heading south, getting away while off school and work.

Unfortunately, as you’re getting ready for your vacation, others are preparing for your absence.

Knowing that homes are empty, criminals see this as “open season” – an opportunity to cash in after you’ve headed out.

“In Canada, a break-in happens every 90 seconds,” says Steve Kolobaric of Weiser, one of Canada’s most trusted lockset manufacturers. “It is especially important to know how to protect ourselves and our valuables during times when our homes are most vulnerable.”

Going away doesn’t mean you have to leave yourself unprotected. In fact, there are many simple steps you can take to safeguarding your home and all of your possessions so that this holiday season brings the vacation of your dreams instead 84 NextHome.ca | SWO

of a nightmare experience.

NextHome connected with Weiser, an expert in home security, to bring you five important tips to protect your home for the holidays: 1. SOCIAL MEDIA PAUSE

As fun as it might be to brag about that family vacation and your escape of Canada’s harsh and bitter winter, “checking-in” and posting other statuses about your whereabouts is like advertising that your home is sitting empty and at risk for thieves and break-ins. Wait until you’ve safely returned home to upload all of your great selfies and family snaps.

Have a trusted neighbour check in from time to time. Whether it’s to empty your mailbox or shovel your driveway, it’s great to have someone check in on your property, especially if you plan on being gone for a longer period. However, do not under any circumstances try the “hide-a-key” approach, in order to give them access. Most criminals know about the best hiding spots: Under the mat, mailbox, top of door frame – those are obvious. It’s better and far more secure to install a secure lock that enables you to provide access to specific people.

4. HIDE IT!

If you have a safe, great. But if not, ensure you’re keeping valuables such as laptops, expensive cameras, stereos and other equipment away from all windows.

Tuck them in closets, drawers and other safe spots away from locations that can be seen from the outside.

2. LOCK ‘EM AND CHECK ‘EM

Might seem like an obvious tip – but it would surprise most homeowners to find out that nearly half of all burglaries occur simply by walking through an unlocked front door. It’s important that all doors – front, back and side doors – have a reliable lockset with a working deadbolt lock.

5. TIME YOUR LIGHTS

This is a great way to keep up regular lighting patterns, as opposed to having just one porch or living room light on at all times – a dead giveaway. You can also do this for radios and TVs to simulate normal use and noise.

MAKE your MEMORIES. NOW SELLING in the coveted Niagara Region!

Enjoy all the major amenities the coveted Niagara Region is famous for from the comfort of your beautifully crafted family home!

Choose your community. Choose your home. Make your memories.

timberwood estates CRAFTED FOR FAMILY LIVING

THOROLD

20

50

406

WEST

QE W

THOROLD 58 57

37

BIGGA R RD.

TIMBERWOOD

CHIPPAWA

THOROLD

WEST: 905.227.1044 LYON’S CREEK: 289.296.5153 NIAGARA FALLS S

N LYO

CR

K EE

TIMBERWOOD: 289.897.8548 .

RD

LYON’S CREEK

www.mountainview.com Prices are subject to change without notice. E.&O.E.. Subject to availability. Starting prices exclude lot and construction premium.

NEIGHBOURHOOD PROFILE

KIRKENDALL AN ATTRACTIVE COMMUNITY IN HAMILTON

HOT SPOTS

BAR ON LOCKE Always the first choice on Locke Street, and often a line-up to get in. A roll-up garage door gives the front table a street-view.

Homemade dessert arrives fresh every afternoon.

JOANNE KEENAN

Kirkendall has been a community in demand since the 1990s. At that time, Chedoke Civic Golf Club also operated a ski hill. Today, sans ski hill, hikers and runners have taken over the path up the Escarpment, partaking in stair climbing at the golf course and at the foot of Dundurn Street. Residents also engage in tennis, football, baseball and other activities at Ryerson Recreation Centre and Highland Park Gardens.

THE VIBE

In its midst is Locke Street, known in the 1980s and ’90s as a wandering window-shopping Mecca of antiques and collectibles.

86 NextHome.ca | SWO

The antique craze has subsided, giving way to more gift-centric boutiques and shops favoured by foodies. Today, Millennials and more are just as likely to fill the coffee shops alongside locals. The annual Locke Street Festival, each September, draws thousands of people to the area.

OLIVE’S ODDMENTS One of the few remaining collectible shops, Olive’s has showcased china, furnishings and one-of-akind, gotta-have items for more than 30 years.

MEET THE NEIGHBOURS

Kirkendall is still the place to be in Hamilton after all these years.

Even the youngest residents know their way around the health food store or when the cupcakes are freshest at Bitten, and dogs are greeted by water bowls outside most shops.

With proximity to McMaster’s Innovation Park and McMaster University and Medical Centre, many of the residents are employed in health sciences, education and business.

DUNDURN STAIRS Stair climbing up the Escarpment is unique to Hamilton, with at least five sets to choose from. You’ll never know who you’ll meet – from moms and tots to marathoners, rowers and even firemen-in-training.

O PE N

LIVE WHERE IT MATTERS

Brantford 2 MINUTES FROM HIGHWAY 403

20’ WIDE TOWNS 36’ • 40’ • 44’ SINGLES Sales Centre located at 269 Garden Ave. in Brantford brantviewheights@livhere.ca

GARDEN AVE

HWY 403

PRESENTATION CENTRE .

RD N SO HN JO

HENRY ST

ELGIN ST COLBORNE ST E

647.202.2332

*Price and information correct at press time. Map not to scale. Rendering is artist’s concept. E. & O. E.

LOYALTY. INTEGRITY. VISION. | LIVHERE.CA |

GARDEN AVE

FROM THE MID $400s*

LYNDEN RD

WAYNE GRETZKY PKWY

N O W

UPCOMING

SITE

HOT PROPERTIES

FIND YOUR NEXT HOME The latest properties in Southwestern Ontario to keep your eye on

9. LIFE

SWO PREVIEW REGISTRATION 1. 140 CALEDONIA By: The Tricar Group City: Stratford Housing type: Four-storey boutique style condominiums tricar.com

2. AQUAZUL By: Homes by DeSantis City: Grimsby Housing type: Condominium suites aquazulcondo.ca

3. AVALON By: Empire Communities City: Caledonia Housing type: Townhomes and detached homes empireavalon.com

4. BRANT WEST

By: Rosehaven Homes & Homes by DeSantis Location: Stoney Creek Housing type: Freehold townhomes liveontheridge.ca

11. ONE TWENTY CONDOMINIUMS By: Mountainview Homes City: Fonthill Housing type: Condominiums mountainview.com

12. PASSAGES ON THE CANAL By: Bayview-Wellington Homes City: Welland Housing type: Luxury freehold townhomes on the Canal mypassages.ca

13. SAPPHIRE

5. CLAIR MEADOWS

14. STEPPING STONES

6. FOCUS TOWNS

By: New Horizon City: Stoney Creek Housing type: Waterfront condominiums sapphirecondos.ca

By: Phelps Homes City: Smithville Housing type: Two-storey townhomes phelpshomes.com

15. SUMMERLEA WOODS

By: New Horizon City: Brantford Housing type: Townhomes focustowns.ca

By: Empire Communities City: Binbrook Housing type: Townhomes and detached homes summerleawoods.com

7. FOOTHILLS OF WINONA

16. TELEVISION CITY

By: DiCenzo Homes City: Winona Housing type: Townhomes, semis and singles dicenzohomes.ca

By: Lamb Development Corporation City: Hamilton Housing type: Condominium suites televisioncity.ca

8. GRANGE HILL POINT By: Reid’s Heritage Homes City: Guelph Housing type: 1- and 2-bedroom condos reidsheritagehomes.com 88 NextHome.ca | SWO

10. ON THE RIDGE

By: Losani Homes City: Brantford Housing type: Towns and singles brantwest.com

By: Gatto Homes City: Guelph Housing type: Towns and singles gattohomesinc.com

TELEVISION CITY BY LAMB DEV. CORP.

By: Branthaven Homes City: Winona Housing type: Luxury townhomes branthaven.com

17. THE GATSBY By: New Horizon City: Hamilton Housing type: Condominium suites gatsbycondos.ca

18. THE MCKENZIE

26. WILDFLOWERS

By: Losani Homes City: Caledonia Housing type: Towns and singles mckenziecaledonia.ca

By: Mattamy Homes City: Kitchener Housing type: Townhomes and 30and 36-ft. detached homes. mattamyhomes.com

19. THE PENINSULA By: Losani Homes City: Paris Housing type: Towns, semis and singles parispeninsula.com

NEW OPENINGS

20. TREND LIVING By: New Horizon City: Waterdown Housing type: Modern condo suites trendliving.ca

21. TIFFANY HILL By: Rosehaven Homes & Chiaravalle Developments Location: Ancaster Housing type: Freehold towns, semis and detached homes tiffanyhill.ca

22. VICTORIA ON THE RIVER By: Stonecrest Homes City: London Housing type: Single-family homes stonecresthomes.ca

23. VISTA CONDOS By: VanKleef Development Group City: Hamilton Housing type: Condominium suites vistaoncharlton.ca

24. VISTA RIDGE By: Losani Homes City: Beamsville Housing type: Towns and singles myvistaridge.ca

25. EXPLORE By: Ballantry Homes & Branthaven Homes City: Hamilton Housing type: Townhomes exploretowns.com

27. LINCOLN ESTATES By: Losani Homes City: Lincoln Housing type: Single-detached homes losanihomes.com

28. AFFINITY CONDOMINIUMS By: Rosehaven Homes Location: Aldershot, Burlington Housing type: Condominium suites affinitycondo.com

MAPS Locate properties using the map on the following page

32. ELEMENTS By: Mountainview Homes City: St. Catharines Housing type: Luxury one- and two-bedroom luxury condos elementscondo.com

33. FOX FIELD By: Fusion Homes City: London Housing type: Single-family homes from $482,900 fusionhomes.com

34. HAVELOCK CORNERS

29. BALDWIN PLACE By: Tillsonburg Developments City: Tillsonburg Housing type: Detached freehold bungalows baldwinplace.ca

30. CASTLE ROCK PLACE By: Rembrandt Homes City: London Housing type: Condo townhomes rembrandt-homes.ca

By: Senator Homes City: Woodstock Housing type: New release of 42and 50-ft. singles senatorhomes.com

35. STATIONWEST By: Adi Developments Location: Burlington Housing type: Three-storey townhomes adidevelopments.com

31. CLAIRITY

36. THE ENCLAVES OF UPPER CANADA

By: Reid’s Heritage Homes City: Guelph Housing type: One- and two-bedroom condominiums reidsheritagehomes.com

By: Menkes City: Georgetown Housing type: New release of sngle-detached homes on 40-ft. lots menkes.ca

37. THE PRESERVE By: Mattamy Homes City: Oakville Housing type: Townhomes mattamyhomes.com

38. THE WEST By: Adi Developments Location: Burlington Housing type: Luxury boutique condos adidevelopments.com

EXPLORE

+

BUILDERS IF YOU WOULD LIKE TO INCLUDE YOUR PREVIEW REGISTRATION, NEW RELEASE OR SITE OPENING IN THIS FEATURE, JUST EMAIL THE DETAILS TO WAYNE.KARL@NEXTHOME.CA

DEC 9, 2017 - JAN 6, 2018 89

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Search online or download our app to view all builder listings

8

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DECEMBER 2017

THE LAST WORD

Q+A WITH BRYAN TUCKEY, OUT-GOING PRESIDENT AND CEO OF THE BUILDING INDUSTRY AND LAND DEVELOPMENT ASSOCIATION

by WAYNE KARL

NextHome chats with Bryan Tuckey, president and CEO of the Building Industry and Land Development Association (BILD), who is retiring at the end of the year.

NextHome: You’ve been BILD

president since 2012. How would you characterize your five years in office?

Bryan Tuckey: I fully believe BILD has been a thought-leader in the industry over the past five years.

We have shown leadership in influencing government policy in order to enhance the building and development industry by working with municipal, provincial and federal governments.

We’ve done a fantastic job of raising the profile and reputation of the home building and residential land development, and the professional renovation industry in the GTA. 94 NextHome.ca

We’ve also done a great job in developing and implementing new initiatives to help generate membership growth and retention numbers.

BILD has successfully managed to take ownership of the three Home Shows, and we have significantly improved them by creating an immersive and interactive experience for the consumer, especially with our Destination Renovation exhibit that allows consumers to speak directly with professional renovators.

NH: How has the association

changed in that time?

BT: The actions by the various levels of government are having a greater impact on industry and consumers than ever before.

The association’s advocacy and communication efforts on important issues has never been more active. The fact is those in government choose not to listen to the advice of experts.

The board has established a more business-like and accountable framework for the governance of the association.

The association world is changing rapidly and BILD is keeping up with those changes.

BILD’s world changed with the purchase of the three existing Home Shows ... The future of BILD has never been brighter.

NH: The key issues facing the

industry – namely, lack of supply, the slow municipal approvals process and the impact on affordability – have only increased in intensity. How much progress is the industry making on these fronts?

BT: During my tenure at BILD, I have written regular media columns that have advocated for developable land with proper infrastructure (water, waste water and hydro), to streamline development approvals, reduce excessive red tape, and to update out-of-date zoning bylaws.

Recently, the province of Ontario released a 14-point action plan that includes recommendations to better align infrastructure and land use planning. It is also

looking at supporting forwardlooking zoning and providing guidance for municipalities implementing provincial land use policies. I would like to think that BILD has influenced the province’s new action plan.

NH: We’ve heard you speak many

times, but you were especially direct at the Toronto Real Estate Board’s Market Year in Review & Outlook 2017 event last January.

You said, “Never in my 30 years in the industry have I seen such a disconnect between public policy and a lack of public awareness and understanding,” in referring to the Ontario government’s land-use policy favouring intensification in the Greater Golden Horseshoe, which was resulting in a shortage of housing reaching “crisis levels.” Almost a year later, what has changed?

• Approve all outstanding environmental assessments that relate to critical infrastructure Update zoning bylaws across the GTA to support the implementation of provincial intensification policies • Ensure that zoning bylaws are updated within three years of an Official Plan update Support intensification policies with public education and promotion • Municipalities and the province must show leadership and educate the public about intensification so they understand why their neighbourhoods are changing • Explain that growth is good for residents and businesses in existing neighbourhoods, as well as the overall economy

I often ask the question: What is the public interest case in high housing prices? I have yet found someone with an answer to the question.

NH: What’s the one piece of

advice you would leave your successor?

BT: One of the first things we

completed when I arrived at BILD was a Communications Strategy.

It was a 15- to 20-year plan to change the public’s impression of an industry that builds some of the highest quality homes in the world. So I would advise them to maintain the principles of the strategy and continue to inform and educate the public, with fact-based evidence, of the challenges the GTA faces and the contribution this industry makes.

NH: Any parting words for

BT: Provincial land use policies,

like the Growth Plan meant to limit sprawl and encourage urban intensification are, while well intentioned, helping to create our housing crisis. Today, we are seeing frustration, angst and fear among consumers, inflated pricing and undiminished demand for lowrise homes. The very condition the policies were intended to change.

The industry has taken direction from policies that have been supported and endorsed by our elected officials; however, government has not done its part in making the process easy.

There’s no escaping the reality that the market is experiencing a crisis, and new housing policies are desperately needed.

GOVERNMENT NEEDS TO: Streamline the planning approval process and remove red tape by: • Ensuring that local Official Plans are updated • Pre-designate and pre-zone land

Build and fund needed infrastructure • Government must do its fair share by building new infrastructure before people move in to the area • Infrastructure such as transit and water/wastewater are critical pieces that contribute to the health of the economy of an entire community and it is time to look at growth as an investment and not as a cost.

NH: What would you have liked

to make more progress on, as you prepare to leave BILD? BT: Making more impact having the public understand the impacts of government policy on the housing market. I don’t know a more regulated industry than the housing sector. Governments are making the rules and the industry has done an exceptional job to transition businesses and build the product type policy dictates.

The result has been the highest housing prices in the GTA’s history.

prospective homebuyers in the GGH? BT: Maintain the dream of

homeownership and become more active. The cause of the high housing prices is public policy. Understand the facts and help the industry advocate for change. We want to build homes people can afford to purchase; especially first-time homeowners.

At some point, government will have to say: ‘Our policies are creating outcomes that are not in the public interest’, and listen to those who are experts in building communities – the industry.

NH: Any immediate plans after

you leave? World travel?

BT: I see considerable travel

in my future. I have a lifetime objective of visiting 100 countries. I just passed 70 ...

We have definite plans to visit Peru and the Antarctic. I will be taking a road trip to Calgary in the summer.

DEC 9, 2017 - JAN 6, 2018 95

INDEX OF ADVERTISERS Andrin Homes - Corporate

Bayview Wellington Homes - Alcona Shores

Bayview Wellington Homes - Passages

Branthaven Homes - Explore

Branthaven Homes - Life

50 & 51

69

80 & 81

Losani Homes - Lincoln Estates

Madison Group - Cornell Rouge

42 & 43

Madison Group - Nobu Toronto

28 & 29

76

77

Cresford Development Corp. - YSL

Pemberton Group - Era

8&9

Pemberton Group - Social

8&9

1

78

Dunpar Homes - Trafalgar

55

Fieldgate Homes - 90 Niagara

25

Forest Hill Homes - Cornell Rouge

67

Great Gulf - Corporate

4&5

Great Gulf - Trafalgar Landing

4&5

96  NextHome.ca

Insert

IFC

DiCenzo Homes - Monterey Heights

Homes By Desantis - Myst

83

19 Pemberton Group - Corporate

Cresford Development Corp. - Corporate

Insert

26 & 27 Mountainview Homes - Lyons Creek

Concord Adex - Saisons

6

35 Menkes Developments Inc. - Corporate

Concord Adex - Canada House Condos

67

Madison Group - Frenchman’s Bay

Malibu Investments Inc. - Express Condos

Concert Properties - The KIP 2

2 & 79

13

Pinnacle International - Perla at Pinnacle Uptown

3

Plaza - Musee

7

Rosehaven Homes - Corporate

53

The Daniels Corporation - Wesley Tower

15

Treasure Hill Homes - Trendi Towns in Markham

49

Tribute Communities - Corporate

39

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Visit our website: DEC 9, 2017 - JAN 6, 2018 97

FINAL RELEASE OF LUXURY TOWN HOMES ALONG FOXBAR RD.

Presenting a limited collection of Luxury Town Homes at Avenue Rd. and St. Clair. These special 3-storey designs include private elevators, outdoor courtyards and the finest luxury finishes and appointments. This is a unique opportunity to enjoy the benefits of a stand alone residence, while relishing the security, conveniences, and hotel-inspired amenities of a carefree condo lifestyle.

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Brokers Protected. Sales Representative: Kevin Crigger. Broker. Johnston & Daniel a division of Royal LePage Real Estate Services Ltd. Brokerage.

Consultant: Barberry (DP) Inc. Prices and specifications are subject to change without notice. Illustrations are artist’s concept. E. & O.E.

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A Mattamy home is a HOME YOU’LL VALUE for a lifetime • 2017 BILD Home Builder of the Year All illustrations are artist’s concept. All dimensions are approximate. Prices, specifications, terms and conditions subject to change without notice. E.&O.E.