SEPT 16 - 30, 2017 VOLUME 23, ISSUE 19, FREE
Rent with confidence www.AptOttawa.com 613.737.0721
INSIDE THIS ISSUE
ONTARIO’S FAIR HOUSING PLAN PROTECTING STUDENT RENTERS
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ONTARIO CURBING ABUSE OF UNLAWFUL EVICTIONS
HOW TO AVOID THE
2017-09-12 9:07 AM
*
EE TAIL
FRR DE S H FO
T FIC N O OF
NEW 2 & 3 BDR. FOR RENT
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OU 3M IT
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starting at
VIS
875
$
*
UNITS WITH LOFT & ROOFTOP TERRACE | INDOOR PARKING CONTEMPORARY LUXURY SUITE | 5 APPLIANCES INCLUDED*
235-3 CHEMIN VANIER
CORNER PINK/DES GRIVES
819.669.4663
819.776.4663
10 KM * Certain conditions apply. Offers/prices subject to change without notice. Contact our housing consultants for more information.
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9 KM
brigil.com
2017-09-12 9:07 AM
MOVE-IN READY NEW LUXURY SUITES
Only 5 left
LIVE BY THE RIVER TODAY Quick occupancy
Own in Orléans most prestigious waterfront community • Only 21 km from Parliament • Situated in a private enclave surrounded by parks, nature trails and recreational features at Petries Island
Visit our presentation center and rent your suite now!
Tower II Now under construction
Rent from $1,100/mo.
SALES OFFICE
Including: pool, spa, gym & rooftop terrace.
8865 Jeanne d’Arc Blvd. N. Orléans, ON
613.824.4059
@petrieslanding * Certain conditions apply. Offers/prices subject to change without notice. Contact our housing consultants for more information.
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2017-09-13 9:22 AM
S
PLATEAU DE LA CAPITALE 25 O. $1 M TOTE/ UPEBA R
25 . $1 O M TO E/ P T U BA RE
INCLUDES
ORA
827-835, 883-887, 895-899 boul. du Plateau, Gatineau
Public transit, shops & services, schools, parks & nature trails
TOWNHOME & SEMI-DETACHED
INCLUDES
3 BEDROOMS starting at $1475/mo. 25 . $1 O M TO E/ UP BAT RE
CONDOS 1 BEDROOM starting at 735/mo. 2 BEDROOMS starting at $900/mo. 3 BEDROOMS starting at $900/mo.
STRATUS
60-108 rue du Stratus, Gatineau
1 BEDROOM starting at $700/mo. 2 BEDROOMS starting at $825/mo.
25 . $1 O M TO E/ UP BAT RE
819.923.1771 | 12 km
H
Parking & electric fireplace
UP R
NEAR Golf courses, Champlain bridge and francophone & anglophone schools
819.923.1771 | 10 km INCLUDES
Rue du Shamal, rue des Louveteaux, rue des Scouts, rue du Blizzard $
25 . $1 O M TO E/ P T A U B RE
NEAR
2 BEDROOMS starting at $1000/mo. 3 BEDROOMS starting at $1020/mo.
Rue du Blizzard, rue George-Lebel, rue de la Boussole, Gatineau
UP R
Parking & air conditioner
ARTHURGRAVELINE
11-19 rue Arthur-Graveline, Gatineau
2 BEDROOMS starting at $900/mo.
ZÉNITH 65 rue du Zénith, Gatineau (unit 3)
Parking & washer/dryer/dishwasher outlets
C
NEAR Public transit, Gatineau Park, shops & services
819.923.1771 | 10 km
UP R
819.923.1771 | 9 km
UP R
INCLUDES Parking & washer/dryer/dishwasher outlets
NEAR Public transit, Gatineau Park, shops & services
INCLUDES Parking, air conditioner & electric fireplace
NEAR Golf courses, Champlain bridge, francophone & anglophone schools
G 819.923.1771 | 10 km
UP R
INCLUDES Heat & hydro, Internet, cable & parking, furnished and equiped
NEAR 2 BEDROOMS starting at $1,600/mo.
5 12 O. M TO E/ UP BAT RE $
DES GRIVES 321-390, 506-524 boul. des Grives, Gatineau
2 BEDROOMS starting at $704/mo. 3 BEDROOMS starting at $850/mo.
Public transit, francophone & anglophone schools, shops & services
819.923.1771 | 9 km
INCLUDES Parking & electric fireplace
NEAR Public transit, schools, parks, nature trails & cycling paths
819.923.1771 | 9 km
* Certain conditions apply. Offers/prices subject to change without notice. Contact our housing consultants for more information.
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K
ST-JOSEPH/MONT-BLEU 25 . $1 O M TO E/ P T U BA RE
JOLICOEUR/RIEL
INCLUDES
125 boul. Mont-Bleu, 241 boul. Riel et 76, 94 rue Jolicoeur, Gatineau
Heat, hot water & 2 appliances (stove, refrigerator)
BACHELOR starting at $499/mo. 1 BEDROOM starting at $649/mo. 2 BEDROOMS starting at $624/mo. 3 BEDROOMS starting at $686/mo.
NEAR Public transit, francophone & anglophone schools, shops & services
819.923.1771 | 9 km
HAUTES-PLAINES 25 . $1 O M TO E/ UP BAT RE
HAUTES-PLAINES 625-635 boul. des Hautes-Plaines, Gatineau
2 BEDROOMS starting at $540/mo.
INCLUDES Parking & washer/dryer outlets
NEAR Public transit, parks, nature trails, cycling paths & golf courses
819.923.1771 | 12 km
CARREFOUR DE L’HÔPITAL 25 . $1 O M TO E/ UP BAT RE
CLÉRICY
25 . $1 O M TO E/ P T A U B RE
INCLUDES Parking & washer/dryer outlets
11-13 rue de Cléricy, Gatineau
NEAR
2 BEDROOMS starting at $550/mo.
Public transit, francophone & anglophone schools, shops & services
22 ORLÉANS 22 rue d’Orléans, Gatineau
2 BEDROOMS starting at $575/mo. 3 BEDROOMS starting at $674/mo.
819.923.1771 | 10 km
INCLUDES 2 appliances (stove, refrigerator), heat, hydro, hot water & parking
NEAR Public transit, elementary schools and high schools, shops & services
819.923.1771 | 9 km
GATINEAU EST/CHEVAL BLANC 25 . $1 O M TO E/ P T U BA RE
BERTHE-MORISOT
INCLUDES
Parking & electric fireplace 4, 5, 9, 14, 18, 22, imp. Berthe-Morisot, Gatineau NEAR Shops & services, parks, nature trails 1 BEDROOM starting at $675/mo. & cycling paths $
2 BEDROOMS starting at 700/mo.
819.923.1771 | 21 km
KANATA HUNGERFORD GATES 2000-3000 Hungerford Gates, Kanata
2 BEDROOMS starting at $890/mo.
INCLUDES 2 appliances (stove, refrigerator) & parking
NEAR Canadian Tire Centre, public transit, shops & services
819.923.1771 | 24 km
* Certain conditions apply. Offers/prices subject to change without notice. Contact our housing consultants for more information.
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contents SEPT 16 - 30, 2017 | VOLUME 23 ISSUE 19
VICE-PRESIDENT & CHIEF PUBLISHING OFFICER
Caroline Andrews PUBLISHER & GENERAL MANAGER
Shawn Woodford ASSOCIATE PUBLISHER
Anne-Marie Breen DIRECTOR, CONTENT & EDITOR-IN-CHIEF
Jennifer Reynolds MANAGING EDITOR
Wayne Karl SENIOR EDITOR
Elisa Krovblit CONTRIBUTING EDITORS
Sonia Bell Lydia McNutt
ON THE COVER
16
Playfair Residences: Rent with confidence
CONTRIBUTING WRITERS
Lindsay Foran Chuck Resnick
REGIONAL SALES MANAGER
Paul Bimm paul.bimm@ypnexthome.ca
SALES CO-ORDINATOR
Gary Chilvers gary.chilvers@ypnexthome.ca
12
14
in every issue
8
Editor's Note
28
Index
30
Classifieds
33
What's Online neighbourhood profile
10
The Glebe
advice
12
14
21
Trending
Ontario’s Fair Housing Plan protecting student renters
Money Matters
Gail’s guide to building a budget
by Lindsay Foran
by Gail Vaz-Oxlade
24 The Rentalist
NEIGHBOURHOOD
HOME SEARCH
MORE +PHOTOS +VIDEOS +ADVICE +INSPIRATION +TRENDING
DYNAMIC MAPS
LOOK FOR THE CIRCLE
John Jenkins SENIOR PRODUCTION MANAGER
Anthony Majetic GRAPHIC DESIGNERS
Swinder Jodhka Mike Terentiev
nexthome.ca P: 613.729.1221
ADVERTISING Call 416.626.4200 for advertising rates
and information. CIRCULATION Highly targeted, free distribution
system aimed at real estate buyers using street level boxes and racking, plus door-to-door insertions in key audience segments. Call 1.855.826.4200 to discuss distribution opportunities.
by Jackie Marchildon
COPYRIGHT 2017 All rights reserved by Yellow
Research movers before you hire by Chuck Resnick
Inspiration
IKEA: A design for life by Sara Duck
WITH
NATIONAL CIRCULATION MANAGER
Utilities included... or are they?
26 Moving
31
Dwayne Rutherford
Trending
Ontario curbing abuse of unlawful evictions
Getting out and having fun
+ online
SENIOR MANAGER, DISTRIBUTION
34 Quick Tips
5 organizing myths that can keep you stuck in a mess
Pages Homes Limited. Reproduction in any form is prohibited. Contents of this publication are covered by copyright and offenders will be prosecuted under the law. TERMS Advertisers, editorial content and Renters Guide are not responsible for typographical errors, mistakes or misprints. All prices are correct as of press time and are subject to change without notice. E. & O. E. EDITORIAL Submissions from interested parties will be considered. Email to elisa.krovblit@ypnexthome.ca. DISCLAIMER The views and data expressed by
columnists do not necessarily represent those of the publication.
by Hellen Buttigieg 6
nexthome.ca
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Editor's Note
EXPLORING THE GLEBE
Elisa Krovblit Senior Editor Yellow Pages NextHome Email: elisa.krovblit@ypnexthome.ca Twitter: @ElisaKrovblit
MORE PHOTOS ONLINE nexthome.ca/the-glebe
On the hunt for quality IT’S TRUE THAT LOCATION is very important, but it’s just as important to base your apartment hunt on quality. Not all landlords and management companies are equal. Some pride themselves in creating a quality experience – proactively fixing things, ensuring resident satisfaction, taking an honest interest in their buildings and striving to provide quality. Some cities have landlord licensing, some cities have quality assurance programs. Both of these can help to give you insight into the quality of your prospective new apartment, but
+ get social 8
when it comes down to it, it doesn’t take a private eye to figure out the good from the bad. Google is also your friend – search the address, search the building name, search the property management company. Like what you see? When at the property, just ask residents. People love to complain as much as they love to brag. They’ll often give you the inside scoop – and that’s what you want! Enjoy this issue of Renters Guide. Check us out online at NextHome.ca for more rental insights, and get ready to rent your new home!
Interact with us on social media: nexthome
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Rideau River
Rideau Street
Montreal Rd North River Rd
y
Parliament Hill
TERRASES GABRIELLE
premium rental apartments ] Indoor ] Fitness
Salt Water Pool Center
] Rooftop ] In
Terrace
Suite Washer and Dryer
] Window ] Strip
Blinds
Hardwood Floors
The perfect Retreat. In the heart of the city.
SEPT 16-30, 2017 | RENTERS GUIDE
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Neighbourhood Profile
The Glebe Getting out and having fun
MORE PHOTOS AND STATS ONLINE nexthome.ca/the-glebe
THE GLEBE IS ONE OF Ottawa’s oldest
suburbs, and it is, by far, still regarded as the place to live in Ottawa. The Glebe is bordered by the Rideau Canal to the south and the east, it runs as far as Dow’s Lake, and finishes at Highway 417. The Glebe is Ottawa’s ‘it’ place. From trendy hair salons, to unique clothing stores, people want to shop here, but most can’t afford to live here. Most residents drive to their offices, but many also bike, walk or hop on the bus. It’s one of the only places in Ottawa where suburbia meets the trendy
hipster lifestyle. From one corner to the next the atmosphere changes. Large, expansive, million dollar homes, to student complexes where residents sit on the grass strumming their guitars – there’s a bit of everything. From the busy and scenic Rideau Canal to the hustle and bustle of Bank Street, the Glebe literally has everything you could need. The Glebe boasts a motley crew, from student renters to artists, families and retirees. The area attracts wealthy buyers who want to live downtown, but who are still in need of a suburban feel. Don’t be mistaken
– the Glebe is anything but a sleepy suburb. With an array of artwork, funky shops, and hip restaurants, this area is family friendly with the trendy vibe that keeps you feeling young. The Queen Elizabeth Parkway is an easy way to get across the Glebe. This route leads you to Highway 417, downtown, or continue west. There are also many bus routes along Bank Street, which will easily get you where you need to be. The best way to commute in this area? Take your bike along the Rideau Canal. This lengthy route will lead you wherever you need to go.
Lindsay has lived in the Ottawa/Gatineau area her whole life. When she’s not touring the city in search of the hottest new neighbourhoods she’s busy writing fiction and enjoying life with her husband and two dogs. lindsay_foran01@hotmail.com
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Trending
Ontario’s Fair Housing Plan protecting student renters THERE WERE 600,000 COLLEGE and university students that went back to school this fall, and Ontario has taken steps to protect those renting off-campus from unfair rent increases and evictions. As part of its Fair Housing Plan, Ontario has expanded rent control to all private market rental units across the province to protect tenants from unfair rent increases. Students living off-campus, including in condominiums, basement apartments, and houses will have their rent capped at the annual rent increase guideline of 1.8 per cent in 2018.
Students should also know that: • As of Sept. 1, if the landlord wants the unit for their own use, a close family member’s or caregiver’s use, they must give the tenant one month’s rent or offer them another acceptable unit – and they can’t rerent it for a year • Landlords are responsible for maintenance, but tenants have to keep the place clean • Renters have to give landlords 60 days’ notice before they move out if they are on a monthly or fixed term lease • A landlord can’t ban pets or guests, but if renting a condo, tenants have to follow any rules set under the Condominium Act Open communication with a landlord can help prevent problems. Here are some more tips to help maintain a smooth relationship with a landlord: • Know the rights and responsibilities of tenants • Ask for a written lease – student renters should make sure they understand it before signing anything • Keep copies of any documents shared with a landlord 12
As part of its Fair Housing Plan, Ontario has expanded rent control to all private market rental units across the province to protect tenants from unfair rent increases. If a dispute can’t be resolved with a landlord, student renters can contact the Landlord and Tenant Board. For serious issues such as illegal evictions or disconnecting vital services like water, heat or electricity, contact Ontario’s Rental Housing Enforcement Unit. Protecting student renters is part of Ontario’s plan to create jobs, grow the economy and help people in their everyday lives. QUICK FACTS • The Residential Tenancies Act applies to the majority off-campus housing. • All private rental units in Ontario are subject to rent control, including those first occupied on or after Nov. 1, 1991.
• Ontario is making college and university tuition free for more than 210,000 students. “Our government is committed to protecting Ontario’s students from unfair rent increases and evictions,” says Peter Milczyn, minister of housing and minister responsible for the Poverty Reduction Strategy. “Students face a whole host of challenges as they embark on the next phase of their lives – new friends, new responsibilities and a new place to call home. Knowing their rights and responsibilities as renters helps to ease the transition, while allowing them to keep focused on what matters most – getting a great education to help secure an even brighter future.”
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Island Park Towers Come for the View Stay for the Lifestyle A beautiful location off the Western Parkway. Breathtaking views of the Ottawa River and the Gatineau Hills. Access to Ottawa’s best bicycle paths. Enjoy the professionally landscaped grounds.
• Freshly decorated bachelor, 1, 2 & 3 bedroom suites • Suites feature hardwood flooring (parquet), appliances, individual heat control. A variety of well designed, spacious plans to choose from.
• The buildings are centrally air-conditioned, and are equipped with security intercom systems. • There is a Tuck Shop, beauty salon, laundry facilities, indoor and outdoor parking on the premises. We are minutes from the Transit Way.
(613) 729-4347 Suite 100, 185 Clearview Avenue Rentcanada.ca/ipt Monday to Thursday 10:30AM to 6:30PM. Friday & Saturday 11AM to 4PM. Evenings and Saturdays by Appointment SEPT 16-30, 2017 | RENTERS GUIDE
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Trending
Ontario curbing abuse of unlawful evictions Province delivering stronger protections for tenants
THE PROVINCE IS INCREASING
security and peace of mind for renters by placing new requirements on the circumstances in which landlords can evict tenants. Effective Sept. 1, 2017, when a landlord ends a tenancy so that they or a family member can use a rental unit, landlords must: • Provide one month’s rent to the tenant as compensation or offer the tenant another acceptable rental unit. • Express intent to occupy the unit for at least one year. If the landlord advertises, re-rents or demolishes or converts the unit within one year, she or he will be considered 14
to have acted in bad faith unless they can prove otherwise, and could face a fine of up to $25,000. The new measures will help protect tenants by discouraging landlords from unlawfully evicting them, whether for conversion of the unit into a short-term rental or immediately rerenting it at a higher rate. These changes build on other protections for tenants under the Fair Housing Plan such as the expansion of rent control to all private rental units, including those first occupied on or after Nov. 1, 1991. Making rental housing fairer and more accessible for tenants is part of Ontario’s plan to create jobs, grow
the economy and help people in their everyday lives. QUICK FACTS • Under the changes, only individual landlords, not corporations, can end tenancies under the “landlord’s own use” provision. • It is an offence under the Residential Tenancies Act for a landlord to knowingly end a tenancy by giving notice in bad faith. A conviction for this offence can result in a fine of up to $25,000 for an individual. • There are approximately 1.2 million private rental households in Ontario.
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2660 Norberry Cr.
RIVERSIDE & RIDGEWOOD 1 BD FROM $825 2 BD FROM $1079 3 BD FROM $1249
an gl rin Sp
Riverside Dr.
d
D
r.
• HEAT AND HOT WATER INCLUDED • WALKING DISTANCE TO BEACH, PARKS AND PLAYGROUNDS • OC TRANSPO AT YOUR FRONT DOOR (ROUTES 87 & 140) • CLOSE TO CARLETON UNIVERSITY • INDOOR OLYMPIC-SIZE POOL • UNDER 10 KM TO DOWNTOWN • GUEST ROOM
Ridgewood Ave.
OFFICE HOURS: MON-THURS 10AM-7PM FRI-SAT 10AM-4PM SUN 12-5PM
FOR APPOINTMENT PLEASE CALL:
613-737-3617 norberry@gsrentals.ca
VISIT OUR OTHER LOCATION IN BEAUTIFUL ALTA VISTA
1701 KILBORN AVE, OTTAWA, K1H 6M8
playfair@gsrentals.ca
fa ir D r. ay
613-737-0721 or 613-299-0872
Pl
FOR APPOINTMENT PLEASE CALL:
1 BD FROM $935 2 BD FROM $1300 3 BD FROM $1550
Alta Vista Dr.
• CLOSE TO PARKS AND DOWNTOWN • BORDERS NCC PARKLAND • OC TRANSPO AT YOUR DOOR • NEARBY SCHOOLS, SHOPPING AND CHURCHES • FULLY RENOVATED FITNESS CENTRE. BRAND NEW MACHINES • VIDEO SURVELLIANCE • INDOOR GARAGE WITH CAR WASH • STORAGE
Kilborn Ave.
FOR PHOTOS AND A VIRTUAL TOUR VISIT:
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Property Profile | PLAYFAIR RESIDENCES
cover story
Playfair Residences Rent with confidence
Location
1695 Playfair Dr. & 1701 Kilborn Ave. Neighbourhood
Alta Vista Apartment
Playfair Residences Home Type
One- to fourbedroom suites Contact
613.737.0721 playfair@gsrentals.ca gsrentals.ca
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PLAYFAIR RESIDENCES OFFERS all the benefits and amenities of living in a quiet residential neighbourhood in Ottawa’s south end. Located at 1695 Playfair Dr. and 1701 Kilborn Ave., the Playfair Residences offer spacious one-, two-, three- and even fourbedroom central-air-conditioned suites. With the wide range of availabilities, you’re sure to find something to match your lifestyle. All the units come with exceptional floorplans and large terraces. Units start as low as $895 per month and include all utilities, except hydro. These apartments also offer great amenities. There is now a newly renovated fitness centre included with the price of rent. You can also take advantage of the luxurious heated indoor pool, play a game of tennis or lounge in the sauna. There are endless amenities to entertain you at Playfair Residences. If you’re having friends and family over to visit, they can make use of the guest parking and the guest suites. Surrounded by parks and NCC greenspace, this beautiful development offers a private oasis of tranquil living. Only minutes from downtown, the beautiful community of
Alta Vista offers a mix of city excitement and suburban peacefulness. Living at Playfair Residences, residents are located steps from CHEO and The Ottawa Hospital General Campus, as well as a wide array of restaurants and shops. With an OC bus stop right out front, the rest of the city is only minutes away. G&S property management staff want you to feel at home in your new apartment. With onsite staff at your service 24/7, you can rest assured knowing you are in great hands. Over the past three decades, G&S has been offering prime rental residences in key locations. This team emphasizes quality and value. All their locations are chosen with these key amenities in mind: transportation ease, great school districts, convenient shopping nearby and ample green outdoor space.
The rental office is located at 1701 Kilborn Ave., buzzer 100. To learn about renting one of the great apartments at Playfair Towers, please call Erica at 613.737.0721 to set up an appointment or email playfair@gsrentals.ca and ask about the move-in incentive.
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1701 Kilborn Ave. 1695 Playfair Dr.
• BEAUTIFUL INDOOR POOL • TEMPERATURE CONTROL CENTRAL A/C • BORDERS PARKLAND
ay f
ai r
D
r.
• CLOSE TO PARKS AND DOWNTOWN • BORDERS NCC PARKLAND • OC TRANSPO AT YOUR DOOR • NEARBY SCHOOLS, SHOPPING AND CHURCHES • FULLY RENOVATED FITNESS CENTRE. BRAND NEW MACHINES • NEWLY RENOVATED SUITES WITH BRAND NEW EUROPEAN STYLE KITCHENS. • GAMES ROOM • FULL-SIZE POOL, SAUNA • FULLY RENOVATED GUEST SUITE • SECURITY PATROLLED • VIDEO SURVELLIANCE • INDOOR GARAGE WITH CAR WASH • STORAGE
Pl
Alta Vista Dr.
1 BD FROM $935 2 BD FROM $1300 3 BD FROM $1550
Kilborn Ave.
PLEASE CALL TO BOOK AN APPOINTMENT:
613-737-0721 or 613-299-0872 playfair@gsrentals.ca
OFFICE HOURS
MONDAY & TUESDAY 9:30AM-5PM | WEDNESDAY 10AM-6PM | THURSDAY 9:30AM-7PM | FRIDAY 9:30AM-3PM | SATURDAY 10AM-4PM FOR PHOTOS AND A VIRTUAL TOUR VISIT:
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www.AptOttawa.com
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2017-09-13 9:22 AM
Montfort Manor 550 Lang’s Road, Ottawa (Beside The Montfort Hospital) Bachelors starting at $875.00 2 bedrooms starting at $1200.00 1 bedrooms starting at $1025.00 • Bachelors, 1 & 2 bedroom suites • Private balconies • Parquet flooring • Laundry • Exercise facility • Lobby watch system • Onsite management • Underground parking • Close to shopping, schools & transportation routes
Call 613-741-0623
*** all promo’s are based on signing and completing a 12 month term
For rental inquiries at River Club please email us at riverclub@qresidential.ca and for Montfort Manor at montfortmanor@qresidential.ca
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Capital Towers 1240 & 1244 Donald Street, Ottawa 1 Bed plus Den-FROM $1,000.00 2 Bedroom-FROM $1050.00
2 Bed plus Den-FROM $1250.00 3 Bedroom $1350.00
• New corridors • All new lobbies • Exercise room • 24 hour laundry rooms • Outdoor pool, tennis court • Outdoor & underground parking • Short walk to grocery stores, fast food & restaurants, St. Laurent Mall, bus lines & parks
Call 613-744-0283 capitaltowersleasing@qresidential.ca www.capitaltowersottawa.ca
*plus hydro **on select units for a limited time *** all promo’s are based on signing and completing a 12 month term
For rental inquiries at Lancaster Apartments please email us at lancaster@qresidential.ca For Habitat du Lac Leamy email us at habitatdulacleamy@qresidential.ca For Capital Towers email us at capitaltowersleasing@qresidential.ca
www.qresidential.ca
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River Club 190 Lees Avenue, Ottawa Starting at 1 Bedroom $999 • 2 Bedroom $1399 • • • • • • • •
1 & 2 bedroom suites Exercise facility with indoor pool/sauna Squash & tennis courts Air conditioning Dishwashers Indoor parking Close to OC Transpo Walking distance to University of Ottawa
Call 613-565-9552
*** all promo’s are based on signing and completing a 12 month term
Habitat du Lac Leamy 42, 44 & 46 rue Bedard, Gatineau Bachelor starting at $650 1 Bedroom starting at $750 2 Bedroom starting at $850 • • • • • •
Studio, 1 & 2 bedroom suites Utilities included Laundry Fridge & stove incl. Adjacent to the Gatineau National Park Close to shopping, schools, hospitals & transportation routes • 5 minutes from CGEP
Call 819-776-1112
*** all promo’s are based on signing and completing a 12 month term
For rental inquiries at River Club please email us at riverclub@qresidential.ca and for Montfort Manor at montfortmanor@qresidential.ca
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Advice | MONEY MATTERS
Gail’s guide to building a budget OVER AND OVER AGAIN PEOPLE tell
By Gail Vaz-Oxlade
MORE ADVICE ONLINE nexthome.ca/news/advice
me they don’t know how to make a budget. It doesn’t matter how many articles they read, how many worksheets they download off the web, how many times they try, they just can’t do it. Once I started doing the show ‘Til Debt Do Us Part and introduced the magic jars, people headed out to buy
their own. But they still couldn’t figure out how much money to put in them. So I’ve created a step-by-step plan for all those who wish to follow it. Using this plan and Gail’s Interactive Budget Worksheet, you can build a budget that will not only tell you how you’re doing, but also how much to stick in the jars if you’ve decided to live on cash.
SEPT 16-30, 2017 | RENTERS GUIDE
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Okay, here we go. #01 On the budget worksheet, fill in all the amounts under income. You’ll need your “gross” income and your “net” income. If you make $60,000 a year gross, you would enter 60,000/12 (which is $60,000 divided by 12.) Ditto your monthly net income. Careful now, if you’re paid on any other schedule you have to use your lowest monthly income as your base, and use any extra money you receive to boost your planned spending (for things such as furniture acquisitions, vacations, and the like). #02 Enter any other sources of income you may have. You must use “monthly” amounts. So if you average $6,000 in annual child support received, you would enter $500 for your monthly amount. If you receive income that is irregular – think annual bonus – do not enter it under income. Why? Well, if you bank on getting it and you don’t you’ll be SOL. Better to use that money for things like gifts, vacations, and other extras, things you don’t have to pay for if the bonus doesn’t materialize. #03 Now it’s time for the fixed expenses. Get out your last bank statement(s). Based on what you spent last month, fill in the fixed
You’ll see that the budget automatically calculated how much must go into each of your jars each week/month if you plan to live on cash. expenses. Don’t worry if the numbers seem high at first, just put in what you spent last month, based on what went out of your bank account. #04 We’re going to skip down to Saving now. Yep, you have to save. Don’t bother arguing, you have to save. I want you to divide your monthly income by 100 and multiply your answer by five. There, that’s five per cent, and it’s the minimum you should be saving. Ultimately, you need to save 10 per cent, but let’s start with five per cent and work from there. Under “emergency” enter $100. #05 Next we’ll do debt repayment. Add up your monthly debt repayment amounts. Include what you’re spending to repay everything except your mortgage and your car loan/ lease. Put it under “debt repayment.” #06 You’re doing great. Now look at the bottom line on the budget – the line that says, “income – expenses.” What do you have left? Whatever it is that’s what you have to work with
to budget for your variable expenses. Yep. That’s it. Go ahead and divvy up the money in the various categories under Variable Expenses. If you find you’re left with $20 a month for groceries and you know that just won’t do, then you have two choices: {1} You can go back and cut expenses. Even up in fixed expenses you can find places to cut like cell phone or cable. {2} You can make more money. Work harder, work smarter. Get a second job, a third job, a better job. That’s your budget. Two more things: » You’ll see that the budget automatically calculated how much must go into each of your jars each week/month if you plan to live on cash. » You’ll also see your percentages automatically calculated. The financial rule of thumb says you shouldn’t spend more than 35 per cent of your net income on housing. (That includes mortgage/rent, condo fees/maintenance, property tax and utilities.) If you’re spending more than 35 per cent, either you can look for ways to cut back on your housing costs, you can make more money, or you can trim in other areas (like transportation) so you end up balancing at the bottom line. It’s your money. You can do anything you want with it except spend more than you make. Okay, now that you have a budget, you have no excuses. Get out of debt. Live within your means. Make me proud.
Gail Vaz-Oxlade is the host of Til Debt Do Us Part, author of Debt Free Forever and blogs daily at gailvazoxlade.com. Follow Gail on Twitter at twitter.com/ GailVazOxlade. 22
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From elegant suites in prestigious high-rise towers to family friendly townhomes, we offer a rental community that is perfect for you and your family! Lord Halifax Place - Ottawa South
1, 2 & 3 Bedroom Suites & Garden Homes Starting from $1,055/month - Utilities included! • Close to shopping & transportation • Updated suites with 4 new appliances, including microwave! • 24 hour emergency service & on-site Superintendent • Indoor & outdoor parking • Spectacular indoor pool
Regency Court - Ottawa South
1 & 2 Bedroom Suites, 2 & 3 Bedroom Towns Starting from $900/month - Towns $1,350/month • Close to shopping & transportation • 24 hour emergency service & on-site Superintendent • Indoor & outdoor parking • Outdoor swimming pool & children’s play area • Storage lockers and laundry facilities
Canterbury Square
Spacious 1, 2 & 3 Bedroom Suites Starting from $800/month - Heat & hot water included!
Ottawa South Rental Information 2209 Arch Street, 2nd floor 613-733-4077
Seigniory - Downtown Ottawa
Recently renovated 1, 2 & 3 Bedroom Suites Starting from $1,090/month • Heat & hot water included (hydro extra) • Updated amenity spaces; fitness room & party room • Updated kitchens with stainless steel appliances & granite • 24 hour emergency service & on-site Superintendent • Underground parking & doorman on duty 7-days a week
Downtown Rental Information 211 Wurtemburg Street 613-789-3805
Watergate - Downtown Ottawa
Spacious 1, 2 & 3 Bedroom Suites Starting from $1,200/month - Utilities included!
Explore our other rental communities - visit urbandalecorporation.com 23
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Advice | THE RENTALIST
Utilities included... or are they? By Jackie Marchildon
WHEN I FIRST STARTED RENTING, I used to look for prices that included utilities because I didn’t want to deal with setting up hydro and paying another bill. Ten years later, I still do the same thing because I don’t want to worry about running my air conditioning in the summer. (I know that’s not a great thing to admit, but I’m going to assume that I’m not the only person that does that.) I’ve heard of landlords adding conditions to lease agreements when it comes to allinclusive rent — for instance, prohibiting space heaters in the winter and/or excessive air conditioning in the summer. Perhaps you’ve read before that certain clauses in leases are essentially meaningless and in some ways, that is true (in Ontario a “no pets” clause in a lease is void), but it is also true that landlords generally have the right to include restrictions. Landlord and tenant boards often suggest settling disputes before they escalate and I would suggest the same — but it’s important to know your rights when it comes to utilities and rental legislation.
Ontario As I’ve admitted, I am a little more careless about my AC than I would be if I were paying the hydro bill — which is why it’s noteworthy that landlords can apply to increase rent by more than the set guideline if utility charges become excessive. In Ontario, there is no legislation that specifically addresses stipulations around allinclusive utilities. A landlord could file against you if you ignored a clause in your lease, but there could also be a case against the landlord should you prove your point. For example, if the unit genuinely needed an appliance like a dehumidifier, it would be hard for the landlord to challenge you, even if the lease stated dehumidifiers were prohibited (according to the Landlord and Tenant Board). Manitoba According to the Residential Tenancies Branch, a tenant could challenge whether or not a lease condition was reasonable — and something like a space heater ban would likely not be considered reasonable if the case was brought to court. 24
In Ontario, there is no legislation that specifically addresses stipulations around all-inclusive utilities.
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MORE ADVICE ONLINE nexthome.ca/news/advice
Landlords in Manitoba are only permitted to increase rent once every 12 months and so they cannot do so randomly to cover extra utilities. If your rent is less than $1,455, landlords are restricted to the rent increase guideline. Alberta Landlords can include any restriction when writing a lease and if you sign the agreement, you’re bound by it, according to Edmonton’s Landlord and Tenant Advisory Board. Having said that, the legislation doesn’t address utility restrictions and if you weren’t violating any laws as a tenant, it would likely be hard for a landlord to terminate your lease based on a claim about utility usage. You could still be challenged in court for violating your lease. Landlords in Alberta can only increase rent every 12 months and the province has no limit on that increase — but they can’t just up the rent whenever they so choose. There are ways around the 12-month increase. If you signed a six-month lease and your landlord then asked you to sign another with a new stipulation regarding the utilities (like having to pay a percentage of the bills), the landlord would still be within their rights as they would not be increasing rent, but rather having you sign a new contract. British Columbia As with the other provinces, the utilities specifications fall into a grey zone in B.C. According to the Residential Tenancy Branch, landlords could follow through with legal action as with any lease violation should you ignore their terms. Landlords in B.C. can only increase rent once a year by the standard allowable rent increase. They can, however, complete an application to request an additional rent increase which would look at the reasons they might have for demanding it (i.e. excessive utility costs). You know your rights, so let’s just agree — if you don’t need the space heater, don’t run it. If you’re wearing a sweater in the summer, turn down the air conditioning. Wasting energy doesn’t help anyone, and if renters expect landlords to be reasonable, tenants can be too. Jackie Marchildon is a bilingual writer and editor. She spends her time searching for hidden gems across the city, whether it’s new neighbourhoods and restaurants or upcoming trends in real estate and home decor. SEPT 16-30, 2017 | RENTERS GUIDE
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Advice | MOVING
Research movers
before you hire
MORE ADVICE ONLINE nexthome.ca/news/advice
By Chuck Resnick
HIRING THE RIGHT MOVING COMPANY
can save you lots of work, stress and headaches in the long run. Industry professionals are accustomed to handling all kinds of moves, from apartments to homes and offices small and large. We understand how to pack, mark and transport items of all shapes, sizes and levels of fragility. We appreciate the importance of what we do, because people’s “stuff” is so much more to them than a collection of items. It represents their lifestyle, memories, emotional connections and fun. Although many consumers move themselves and do a good job of it, enlisting professional movers is the choice of many others. However, you do want to be careful that the company you hire is above board and upholds strict standards. How can you tell? Do your research by asking questions: Is the company a member
of the Canadian Association of Movers (CAM)? This organization exists to help people find reputable movers they can trust. To explore a company’s reputation, you can also contact the Better Business Bureau (BBB) and your provincial government’s consumer protection agency. Visit Mover.net to learn more about what CAM has to say – the first three things listed are: • Ask three movers for estimates in writing • Get the terms and conditions of your move in writing. • Ensure you know how your goods will be protected for loss or damage. If a company representative does not know how to answer your questions or glosses over them, a red flag should go up. Communication is the number-one factor in a successful move. At Two Men and a Truck – Canada, we have a Consumer Bill of Rights, the only
one in the Canadian moving industry. We also have a list of questions to consider when consumers are thinking about hiring a mover. Of particular importance are the financial considerations. For example, does the company have a minimum charge, and how are you charged after that minimum is met? Will you be charged for fuel or travel time to and from their office to your home or business? Will there be a fuel surcharge or a stairs or long-distance walk charge if they have to park the truck some distance from your door? Is there a deposit required, and what kinds of payment options are available? Do they offer free quotes? How do they arrive at a valuation that is covered by insurance? Does the mover have advice for how you can reduce your costs? It is also important to ask if they employ full-time workers or use temps and day labour, and whether their employees are covered by Worker’s Compensation. Are their movers trained in how to pack and move carefully and efficiently? Ask how to contact the firm’s office during moving day, in case there are issues. If all the representative offers is a cell phone number, be suspicious. In fact, it’s a good idea to visit the movers’ office to make sure it exists. Remember, anyone can make anything seem real on a website. It’s best for everyone involved to have a moving contract that outlines what is expected. Read it and ask questions about anything you don’t understand. Hiring a company you can trust makes for a more comfortable, less stressful and successful move.
Chuck Resnick is vice president Marketing and Operations for Two Men And a Truck - Canada, a division of Heron Capital Corp. Visit twomen.ca
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Ottawa West
OTTAWA'S NEWEST HOT SPOT
located in Westboro Village
FANTASTIC RIVER VIEWS** SPACIOUS 2 BEDROOM SUITE FOR SEPT. 2017 INQUIRE ABOUT IMMEDIATE & FUTURE OCCUPANCY • • • • • • • • • • • • •
All Utilities Included New Stainless Steel Appliances Freshly Decorated Suites Beautiful Parquet Flooring Laundry & Storage Facilities Outdoor Pool & Saunas Bicycle & Party Rooms Upper Deck or Covered Parking Hair Salon on Site Security Patrolled and Camera Surveillance Easy Access to the Western Parkway Close to OC Transpo & Shopping Near walking trails, bicycle and blading paths
** On select suites - North & West exposure. Dependent upon availability
Weekdays: 8 am - 6:30 pm. Evenings & Weekends by Appointment
613.722.1834 www.frastell.com
SEPT 16-30, 2017 | RENTERS GUIDE
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WEST Baseline Court - 1785, 1795, 1805, 1815 Baseline Rd
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Plaza Towers - 465 Richmond Rd.
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CENTRAL Terrasses Gabrielle - 411 North River Rd.
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Island Park Towers - 185 Clearview Avenue
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The Riverclub - 190 Lees Ave.
$999
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211 Wurtemburg Street
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Exceptional Locations - Multiple Addresses
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Montfort Manor - 550 Langs Rd.
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Capital Towers - 1240 & 1244 Donald St.
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Lord Halifax Place - 2209 Arch St., 2nd Floor
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Regency Court - 2209 Arch St., 2nd Floor
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Canterbury Square - 2209 Arch St., 2nd Floor
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Playfair Residences - 1701 Killborn Ave. & 1695 Playfair Dr.
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GATINEAU/HULL Jardins McConnell - 235-3 Chemin Vanier
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Plateau Du Parc - Corner Pink/Des Grives
$875
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Petrie's Landing - Sales Office 8865 Jeanne d'Arc Blvd. N.
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Jolicoeur/Riel - 125 boul. Mont-Bleu, 241 boul. Riel et 76, 94 rue Jolicoeur
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Hautes-Plaines - 625-635 boul. des Hautes-Plaines
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estmeath
Eastern Ontario Edition
Serving: The Greater Ottawa Area and Gatineau, Quebec
Ross
Rockland
GATINEAU
Horton Arnprior Admaston
Aylmer
McNab
Casselman
Nepean Darling
7
Morewood
Manotick
401
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416
North Gower
15
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Richmond
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Emburn
Greely
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Almonte
417
Gloucester
OTTAWA
Kanata
Cumberland
Vanier
Hull
Carp
17
Orleans
Gatineau
31
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Bathurst
SEARCHSouth ONLINE Elmsley
7
Oso
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Olden
Brockville
South Crosby
15 Portland
Storrington
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Front of Yonge
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Front of Escott
Front of Leeds and Lansdowne
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panee
Gananoque
Kingston
Bath
Wolfe Island
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Newboro Hinchinbrooke
Augusta
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North Crosby
Iroquois Cardinal
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Morrisburg
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Inspiration
A DESIGN
By Sara Duck
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For more than 40 years, IKEA has inspired Canadians. With the launch of its latest catalogue for 2018, we explore what makes this iconic brand as relevant now as it was when it opened its first store here in 1976
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CAN YOU THINK BACK to your first IKEA purchase? Maybe it was a BILLY bookcase for your dorm room or a POÄNG armchair for the den. For me, it was a set of black leather KRAMFORS sofas. My husband and I felt like our newlywed pad was complete with our cool new Scandi decor. Can you relate? Whatever your first IKEA product was, it likely wasn’t your last. For many of us, IKEA products are as comforting as a Tim’s double-double and honey cruller. But, how exactly has Scandinavian design been able
to become a signature in Canadian homes? The answer lies at the core of the company’s mission – to create simple products people love. “It doesn’t matter if your style preference is modern or traditional, our products are streamlined and simplistic in design, which lends for easy integration into any home,” says Kathy Davey, head of interior design, IKEA Canada. When you really break it down, isn’t it the simplistic nature of IKEA that keeps drawing us back to shop? The uncluttered displays in the showroom,
steady price points, DIY-approach, peace of mind warranty and uncomplicated food offerings all help to make IKEA an easy and favoured shopping destination for Canadians. Along with its unequivocal design principles, IKEA prides itself on extensive market research to keep relevant in today’s market. For Davey and her team, it’s all about the “home visit.” She will travel to homes across the country, spending two to three hours at a time talking with the homeowners. The mission is to leave no stone unturned – going SEPT 16-30, 2017 | RENTERS GUIDE
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DESIGNER Q&A WITH KATHY DAVEY
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NH: If you could redesign a celebrity’s home, who would she choose and why?
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5 of IKEA’s most iconic products 1. KLIPPAN loveseat sofa 2. POÄNG armchair 3. Swedish Meatballs 4. LÖVBACKEN side table 5. BILLY bookcase All available at ikea.ca
through every door and drawer (if the homeowners allow it!) to get to the bottom of what they love and loathe about each space, and their future dreams for their home. “We could visit model homes or homes without the owners there, but that doesn’t mean anything to us,” says Davey. “We want to talk to people and find out who they are, how they live and what they want.” From coast to coast, Davey and her team will conduct 250 home visits in Canada this year. The end result is detailed, on-the-ground 32
KD: The Brady Bunch living room! I would love to transform their space from 1969 into 2018! They are a large blended family that live in a modern home that has some great features to start with. There are so many activities going on under one roof that the space would need to be truly multi-functional to reflect their busy lifestyle. With the two main trends of today influencing life at home in the living room – urbanization and technology – there could be endless possibilities to design a living room that works for everyone. The sofas would be arranged in different zones in the middle of the room which leaves space on the walls for personalization and self-expression. The living room would be the hub for the family’s social playground and celebrations, and smart devices will enable a liquid life, so there is no need to anchor activities around a TV or computer. The sofa is still the soul of the living room – which would speak to comfort and relaxation. This would be a hard-working room and the heart of their everyday life at home. It would be bold, brave and beautiful, mixing modern and traditional styles breaking the conventional approach to the living room.
research to help better design stores and products tailored to different provinces, cities and customers. “It’s all about meeting the needs of our customers as soon as they walk into their local IKEA,” says Davey. Besides addressing the needs of its customers in-store, IKEA releases an inspiring catalogue each year (online and in print, delivered to your door) with a specific theme. This year, it’s “Make Room for Life” – the brand hopes to encourage people to make room in life for the things they love, with the help of
smart furnishing solutions. “Encouraging people to embrace the fluidity of their homes through their unconventional spaces and multi-purpose furnishings, is our goal,” says Davey. “We want people to realize that the living room has space for both their needs and their dreams.” With this type of customer driven dedication that IKEA continues to deliver, it’s no doubt that Canadians will happily continue shopping (and consuming Swedish meatballs) for another 40 years.
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The latest real estate news from across Canada Want more great articles like this delivered directly to your inbox? Why didn’t they rent to me? Is that even legal?
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w w w. r e i n e r t h o l d i n g s . c a SEPT 16-30, 2017 | RENTERS GUIDE
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