AUGUST 5 - 19, 2017 VOLUME 23, ISSUE 16, FREE
BEAUTIFUL RENOVATED APARTMENTS in Ottawa
1785-1815 Baseline Road, Ottawa 1-855-371-1201 | PanoramicProperties.ca
INSIDE THIS ISSUE
12 STEPS TO GETTING ORGANIZED
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SMALL SPACE SURVIVAL TIPS
2017-07-31 4:04 PM
*
EE TAIL
FRR DE S H FO
T FIC N O OF
NEW 2 & 3 BDR. FOR RENT
E
OU 3M IT
R
VIS
starting at
875
$
*
UNITS WITH LOFT & ROOFTOP TERRACE | INDOOR PARKING CONTEMPORARY LUXURY SUITE | 5 APPLIANCES INCLUDED*
235-3 CHEMIN VANIER
CORNER PINK/DES GRIVES
819.669.4663
819.776.4663
10 KM * Certain conditions apply. Offers/prices subject to change without notice. Contact our housing consultants for more information.
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9 KM
brigil.com
2017-07-31 4:05 PM
S
PLATEAU DE LA CAPITALE 00 O. $2 /M O E T T UPEBA R
25 . $1 O M TO E/ UP BAT RE
INCLUDES
ORA
827-835, 883-887, 895-899 boul. du Plateau, Gatineau
Public transit, shops & services, schools, parks & nature trails
TOWNHOME & SEMI-DETACHED
INCLUDES
3 BEDROOMS starting at $1475/mo. 25 . $1 O M TO E/ P U BAT RE
CONDOS Rue du Shamal, rue des Louveteaux, rue des Scouts, rue du Blizzard
60-108 rue du Stratus, Gatineau
NEAR
UP R
Golf courses, Champlain bridge and francophone & anglophone schools
819.923.1771 | 10 km
Parking & washer/dryer/dishwasher outlets
C
NEAR
Public transit, Gatineau Park, shops & services
819.923.1771 | 10 km
UP R
819.923.1771 | 9 km
UP R
Parking & washer/dryer/dishwasher outlets
NEAR
Public transit, Gatineau Park, shops & services
Parking, air conditioner & electric fireplace
2 BEDROOMS starting at 900/mo. $
ZÉNITH 65 rue du Zénith, Gatineau (unit 3)
2 BEDROOMS starting at $1,600/mo.
25 . $1 O M TO E/ P T U BA RE
Parking & electric fireplace
INCLUDES
ARTHURGRAVELINE
11-19 rue Arthur-Graveline, Gatineau
25 . $1 O M TO E/ P U BAT RE
H
INCLUDES
STRATUS
1 BEDROOM starting at $700/mo. 2 BEDROOMS starting at $825/mo.
25 . $1 O M TO E/ P T A U B RE
819.923.1771 | 12 km
INCLUDES
1 BEDROOM starting at $735/mo. 2 BEDROOMS starting at $900/mo. 3 BEDROOMS starting at $900/mo. 25 . $1 O M TO E/ UP BAT RE
NEAR
2 BEDROOMS starting at $1000/mo. 3 BEDROOMS starting at $1020/mo.
Rue du Blizzard, rue George-Lebel, rue de la Boussole, Gatineau
UP R
Parking & air conditioner
DES GRIVES 321-390, 506-524 boul. des Grives, Gatineau
1 BEDROOM starting at $660/mo. 2 BEDROOMS starting at $704/mo. 3 BEDROOMS starting at $850/mo.
NEAR
Golf courses, Champlain bridge, francophone & anglophone schools
G 819.923.1771 | 10 km
UP R
INCLUDES
Heat & hydro, Internet, cable & parking, furnished and equiped
NEAR
Public transit, francophone & anglophone schools, shops & services
819.923.1771 | 9 km
INCLUDES
Parking & electric fireplace
NEAR
Public transit, schools, parks, nature trails & cycling paths
819.923.1771 | 9 km
* Certain conditions apply. Offers/prices subject to change without notice. Contact our housing consultants for more information.
4
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K
ST-JOSEPH/MONT-BLEU 25 . $1 O M TO E/ UP BAT RE
JOLICOEUR/RIEL
INCLUDES
125 boul. Mont-Bleu, 241 boul. Riel et 76, 94 rue Jolicoeur, Gatineau
Heat, hot water & 2 appliances (stove, refrigerator)
BACHELOR starting at $499/mo. 1 BEDROOM starting at $649/mo. 2 BEDROOMS starting at $624/mo. 3 BEDROOMS starting at $686/mo.
NEAR
Public transit, francophone & anglophone schools, shops & services
819.923.1771 | 9 km
HAUTES-PLAINES 25 . $1 O M TO E/ P T A U B RE
HAUTES-PLAINES 625-635 boul. des Hautes-Plaines, Gatineau
1 BEDROOM starting at $470/mo. 2 BEDROOMS starting at $540/mo.
INCLUDES
Parking & washer/dryer outlets
NEAR
Public transit, parks, nature trails, cycling paths & golf courses
819.923.1771 | 12 km
CARREFOUR DE L’HÔPITAL 25 . $1 O M TO E/ P T U BA RE
CLÉRICY 11-13 rue de Cléricy, Gatineau
2 BEDROOMS starting at $550/mo.
25 . $1 O M TO E/ UP BAT RE
22 ORLÉANS 22 rue d’Orléans, Gatineau
2 BEDROOMS starting at $575/mo. 3 BEDROOMS starting at $674/mo.
INCLUDES
Parking & washer/dryer outlets
NEAR
Public transit, francophone & anglophone schools, shops & services
819.923.1771 | 10 km
INCLUDES
2 appliances (stove, refrigerator), heat, hydro, hot water & parking
NEAR
Public transit, elementary schools and high schools, shops & services
819.923.1771 | 9 km
GATINEAU EST/CHEVAL BLANC 25 . $1 O M TO E/ UP BAT RE
BERTHE-MORISOT
INCLUDES
Parking & electric fireplace 4, 5, 9, 14, 18, 22, imp. Berthe-Morisot, Gatineau NEAR Shops & services, parks, nature trails 1 BEDROOM starting at $675/mo. & cycling paths $
2 BEDROOMS starting at 700/mo.
819.923.1771 | 21 km
KANATA HUNGERFORD GATES
INCLUDES
2 appliances (stove, refrigerator) & parking
2000-3000 Hungerford Gates, Kanata NEAR Canadian Tire Centre, public transit, 2 BEDROOMS starting at $890/mo. shops & services $
3 BEDROOMS starting at 990/mo.
819.923.1771 | 24 km
* Certain conditions apply. Offers/prices subject to change without notice. Contact our housing consultants for more information.
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5
2017-08-01 4:21 PM
contents AUG 5 - 19, 2017 | VOLUME 23 ISSUE 16
VICE-PRESIDENT & CHIEF PUBLISHING OFFICER
Caroline Andrews PUBLISHER & GENERAL MANAGER
Shawn Woodford ASSOCIATE PUBLISHER
Anne-Marie Breen DIRECTOR, CONTENT & EDITOR-IN-CHIEF
Jennifer Reynolds MANAGING EDITOR
Wayne Karl SENIOR EDITOR
Elisa Krovblit CONTRIBUTING EDITORS
Sonia Bell Lydia McNutt CONTRIBUTORS
Lindsay Foran Jackie Marchildon Chuck Resnick
REGIONAL SALES MANAGER
ON THE COVER
16
Baseline Court: Renovated buildings steps from Algonquin College
Paul Bimm paul.bimm@ypnexthome.ca
SALES CO-ORDINATOR
Gary Chilvers gary.chilvers@ypnexthome.ca
SENIOR MANAGER, DISTRIBUTION
Dwayne Rutherford NATIONAL CIRCULATION MANAGER
John Jenkins SENIOR PRODUCTION MANAGER
Anthony Majetic GRAPHIC DESIGNERS
26
32
in every issue
12
Editor's Note
28
Index
30
Classifieds
31
What's Online
neighbourhood profile
10
Findlay Creek Village
A kid-centric community
+ online HOME SEARCH
ADVERTISING Call 416.626.4200 for advertising rates
advice
24 Inspiration by Lydia McNutt
MAPS
and information. CIRCULATION Highly targeted, free distribution
system aimed at real estate buyers using street level boxes and racking, plus door-to-door insertions in key audience segments. Call 1.855.826.4200 to discuss distribution opportunities. COPYRIGHT 2017 All rights reserved by Yellow
MORE +PHOTOS +VIDEOS +ADVICE +INSPIRATION +TRENDING
WITH
DYNAMIC
nexthome.ca P: 613.729.1221
by Lindsay Foran
Small space survival tips
NEIGHBOURHOOD
Swinder Jodhka, Mike Terentiev
LOOK FOR THE CIRCLE
26 Fundamentally Speaking
How heavy is your debt load? by Wayne Karl
32
33
Money Matters
12 steps to financial organization
Pages Homes Limited. Reproduction in any form is prohibited. Contents of this publication are covered by copyright and offenders will be prosecuted under the law. TERMS Advertisers, editorial content and Renters Guide are not responsible for typographical errors, mistakes or misprints. All prices are correct as of press time and are subject to change without notice. E. & O. E.
by Gail Vaz-Oxlade
EDITORIAL Submissions from interested parties will be considered. Email to elisa.krovblit@ypnexthome.ca.
Apartmentality
DISCLAIMER The views and data expressed by
Renting vs Owning: 10 reasons renting is better
columnists do not necessarily represent those of the publication.
by Anne Marshall 8
nexthome.ca
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2017-08-01 4:21 PM
Parliament Hill Montreal Rd North River Rd
Rideau River
Rideau Street
TERRASES GABRIELLE
premium rental apartments ] Indoor ] Fitness
Salt Water Pool Center
] Rooftop ] In
Terrace
Suite Washer and Dryer
] Window ] Strip
Blinds
Hardwood Floors
The perfect Retreat. In the heart of the city.
AUGUST 5 - 19, 2017 | RENTERS GUIDE
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2017-08-01 4:21 PM
Island Park Towers Come for the View Stay for the Lifestyle A beautiful location off the Western Parkway. Breathtaking views of the Ottawa River and the Gatineau Hills. Access to Ottawa’s best bicycle paths. Enjoy the professionally landscaped grounds.
• Freshly decorated bachelor, 1, 2 & 3 bedroom suites • Suites feature hardwood flooring (parquet), appliances, individual heat control. A variety of well designed, spacious plans to choose from.
• The buildings are centrally air-conditioned, and are equipped with security intercom systems. • There is a Tuck Shop, beauty salon, laundry facilities, indoor and outdoor parking on the premises. We are minutes from the Transit Way.
(613) 729-4347 Suite 100, 185 Clearview Avenue Rentcanada.ca/ipt Monday to Thursday 10:30AM to 6:30PM. Friday & Saturday 11AM to 4PM. Evenings and Saturdays by Appointment AUGUST 5 - 19, 2017 | RENTERS GUIDE
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2017-08-01 4:21 PM
Y
A
2660 Norberry Cr.
RIVERSIDE & RIDGEWOOD 1 BD FROM $825 2 BD FROM $1079 3 BD FROM $1249
an gl rin Sp
Riverside Dr.
d
D
r.
• HEAT AND HOT WATER INCLUDED • WALKING DISTANCE TO BEACH, PARKS AND PLAYGROUNDS • OC TRANSPO AT YOUR FRONT DOOR (ROUTES 87 & 140) • CLOSE TO CARLETON UNIVERSITY • INDOOR OLYMPIC-SIZE POOL • UNDER 10 KM TO DOWNTOWN • GUEST ROOM
Ridgewood Ave.
OFFICE HOURS: MON-THURS 10AM-7PM FRI-SAT 10AM-4PM SUN 12-5PM
FOR APPOINTMENT PLEASE CALL:
613-737-3617 norberry@gsrentals.ca
VISIT OUR OTHER LOCATION IN BEAUTIFUL ALTA VISTA
1701 KILBORN AVE, OTTAWA, K1H 6M8
playfair@gsrentals.ca
fa ir D r. ay
613-737-0721 or 613-299-0872
Pl
FOR APPOINTMENT PLEASE CALL:
1 BD FROM $935 2 BD FROM $1300 3 BD FROM $1550
Alta Vista Dr.
• CLOSE TO PARKS AND DOWNTOWN • BORDERS NCC PARKLAND • OC TRANSPO AT YOUR DOOR • NEARBY SCHOOLS, SHOPPING AND CHURCHES • FULLY RENOVATED FITNESS CENTRE. BRAND NEW MACHINES • VIDEO SURVELLIANCE • INDOOR GARAGE WITH CAR WASH • STORAGE
Kilborn Ave.
FOR PHOTOS AND A VIRTUAL TOUR VISIT:
14
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www.AptOttawa.com 2017-08-01 4:21 PM
YO
YOU CAN’T WAIT TO GET HOME WHEN YOU LIVE AT WILLIAM’S COURT - LUXURY APARTMENTS IN KANATA
YOU CAN’T WAIT TO GET HOME WHEN YOU LIVE AT WILLIAM’S COURT - LUXURY APARTMENTS IN KANATA
RENT A NEW APARTMENT TODAY
IMMEDIATE OCCUPANCY RENT A NEW AVAILABLE APARTMENT TODAY IMMEDIATE OCCUPANCY AVAILABLE
YOU WON’T BELIEVE WHAT’S INCLUDED STARTING FROM $1300/MONTH YOU WON’T BELIEVE WHAT’S INCLUDED STARTING FROM $1300/MONTH HEATING / AIR CONDITIONING / HOT WATER 6 STAINLESS STEEL APPLIANCES LAUNDRY HEATINGIN-SUITE / AIR CONDITIONING / HOT WATER 69 STAINLESS STEEL APPLIANCES FOOT CEILINGS IN-SUITE LAUNDRY STORAGE & BICYCLE LOCKERS 9 FOOT CEILINGS INDOOR SALTWATER POOL STORAGE & BICYCLE LOCKERS STAFFED FITNESS CENTRE INDOOR SALTWATER POOL PUBLIC TERRACE BARBECUES STAFFED FITNESS CENTRE CLUBHOUSE LOUNGE PUBLIC TERRACE BARBECUES GAZEBO GARDEN CLUBHOUSE LOUNGE LAKES & TRAILS GAZEBO GARDEN SOCIAL ROOM LAKES & TRAILS SOCIAL ROOM
NEED TO SEE IT TO BELIEVE IT? NEED TO SEE IT TOMODEL BELIEVE SUITES IT? COME TOUR 5 FURNISHED
COME TOUR 5 FURNISHED MODEL SUITES
CALL TODAY: 613.435.4950 CALL TODAY: 613.663.1840 WilliamsCourt.com WilliamsCourt.com LUXURYLU A XP U A RRYT M EA NRTTSM E N T S AP
LEASING CENTRE Mon-Fri 9AM -5-5 PM, Sat-Sun 10AM-6PM. After hours by appointment. LEASING CENTRE Mon-Fri 9AM PM, Sat-Sun 10AM-6PM. After hours by appointment. SuiteSuite 105,105, 1203 Maritime Way, WilliamsCourt.com 1203 Maritime Way,Kanata Kanata || 613.435.4950 613.435.4950 || WilliamsCourt.com 15
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Property Profile | PANORAMIC
cover story
Baseline Court Renovated buildings steps from Algonquin College LOCATED FROM 1785-1815 Baseline
Location
Ottawa Property Management
Panoramic Apartment
Baseline Court Home Type
Condominiums Rental Office
1785-1815 Baseline Rd. Contact
613.224.1896 Toll Free 1.855.371.1201 info@panoramicproperties.ca
16
Rd., Baseline Court is a beautifully kept highrise within the Ottawa greenbelt. The buildings have recently been renovated, ensuring a fresh feel for all tenants. From the lobby to the lush grounds, these units are just like new. For your convenience, there is onsite parking, onsite laundry, elevators and heat, hydro and water are included. Tenants can choose from a wide range of apartment sizes, including bachelor, one-bedroom and twobedroom units. There are also spacious two-bedroom deluxe suites. These condo-style suites include open concept European Designs, updated floorings, and spacious kitchens. As a bonus, you can enjoy the views of the cityscape from your Romeo and Juliet balcony. This conveniently located community is only steps away from public transit and minutes from Hwy. 417. Within 10 minutes, you can easily make your way downtown or further west to Kanata. With the Woodroffe
transit station right outside the front door, students are only a quick O-Train ride away from Carleton University, the University of Ottawa and Algonquin College. The staff encourages you to feel at home in their secure building. With onsite management and security, you can be rest assured knowing that you will be taken care of 24 hours a day, seven days a week. From its inception in 1995, Panoramic Properties has grown from one apartment building in Niagara Falls, to properties and complexes all over Ontario. Angelo Butera, president, strives to cultivate a reputation that he and his staff can be proud of. He works hard to insure that all of his properties meet his high personal standards. Each unit is one Butera would proudly call home. This attention to detail is one of the keys to Panoramic’s rapid success. Explore Panoramic Properties and you will see that pride, quality and conscientiousness are the watchwords of the beautifully renovated and meticulously kept properties in their portfolio. For more information on Baseline Court please call the rental office at 613.224.1896, or visit the website at panoramicproperties.ca
nexthome.ca
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WE ARE
OPEN
ON THE CIVIC HOLIDAY WEEKEND SATURDAY AUG 5TH & SUNDAY AUG 6TH
1701 Kilborn Ave. 1695 Playfair Dr.
• BEAUTIFUL INDOOR POOL • TEMPERATURE CONTROL CENTRAL A/C • BORDERS PARKLAND
ay f
ai r
D
r.
• CLOSE TO PARKS AND DOWNTOWN • BORDERS NCC PARKLAND • OC TRANSPO AT YOUR DOOR • NEARBY SCHOOLS, SHOPPING AND CHURCHES • FULLY RENOVATED FITNESS CENTRE. BRAND NEW MACHINES • NEWLY RENOVATED SUITES WITH BRAND NEW EUROPEAN STYLE KITCHENS. • GAMES ROOM • FULL-SIZE POOL, SAUNA • FULLY RENOVATED GUEST SUITE • SECURITY PATROLLED • VIDEO SURVELLIANCE • INDOOR GARAGE WITH CAR WASH • STORAGE
Pl
Alta Vista Dr.
1 BD FROM $935 2 BD FROM $1300 3 BD FROM $1550
Kilborn Ave.
PLEASE TO CALL TO BOOK AN APPOINTMENT:
613-737-0721 or 613-299-0872 playfair@gsrentals.ca
OFFICE HOURS
MONDAY & TUESDAY 9:30AM-5PM | WEDNESDAY 10AM-6PM | THURSDAY 9:30AM-7PM | FRIDAY 9:30AM-3PM | SATURDAY 10AM-4PM FOR PHOTOS AND A VIRTUAL TOUR VISIT:
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www.AptOttawa.com
17
2017-08-01 4:21 PM
VISIT OUR MOBILE FRIENDLY WEBSITE TO VIEW OUR VIRTUAL TOURS AND APPLY ONLINE!
Richmond Park Square I & II • RICHMOND RD. 1275 - 1285 Richmond Road
Hours: Mon-Fri 8-8; Sat-Sun 10- 4 Car
ling
Bachelors, 1 Bedrooms, 2 Bedrooms, 3 Bedrooms
Bachelors, 1 Bedrooms, 2 Bedrooms, 3 Bedrooms
West Ottawa Fantastic River Views Central A/C • 3 Appliances Indoor Pool/Saunas Close to All Amenities
Utilities Included Tennis Court • Balconies Underground Parking Access to Queensway & OC Transpo
Lord Richmond • RICHMOND ROAD 851 Richmond Rd. Bachelors, 1 Bedrooms West Ottawa Freshly Decorated Utilities Included
Indoor Pool Close to OC Transpo & Shopping Close to Ottawa River Parkway
William Mosgrove Towers • RICHMOND RD. 2881 Richmond Road
417 Pinecrest Mall
b
Riviera Gate Baseline
Richmond Rd.
Carlin g
613-693-0247 Av e.
Queensway
Hours: Mon-Fri 8-5; Sat-Sun 10-4 Ottawa River er Parkway
Ottawa Riv
Richmond Road Carling Av
e.
Hours: Mon-Fri 8-5; Sat-Sun 10-4 rlin
Children’s Playground Close to Buses & Shopping
Carlingwood Mall
613-722-0740
Ca
1 Bedrooms, 2 Bedrooms, 3 Bedrooms Freshly Decorated 3 Appliances Sauna/Billiards Room/Squash & Tennis
Hours: Mon-Fri 8-8; Sat-Sun 10- 4
an k
1300 & 1310 McWatters Road
613-800-7118
Green
Riviera Gate • McWATTERS ROAD
Pinec rest
Pool, Sauna, Hot Tub & More Indoor/Outdoor Parking
Richmond Rd
Pinecrest
Freshly Decorated Suites Central Air & Hardwood
Ave
gA
ve
Richmond Rd
Pine crest
A TRUSTED PLACE TO CALL HOME SINCE 1954
613-693-1119
HOMESTEAD.CA Same Day Approval! Pre-Authorized
Payment Plans Available!
We are hiring! Visit homestead.ca/careers for more information. 18
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A
A TRUSTED PLACE TO CALL HOME SINCE 1954
VISIT OUR MOBILE FRIENDLY WEBSITE TO VIEW OUR VIRTUAL TOURS AND APPLY ONLINE!
St. Laurent Towers • RUSSELL & ST. LAURENT
Hours: Mon-Fri 8-8; Sat-Sun 10- 4
1971 & 1975 St. Laurent Boulevard
Rd
Hours: Mon-Fri 8-8; Sat-Sun 10- 4 South Hunt Club
Close to Schools & Shopping Residential Neighbourhood
St Bank
Airport Pkwy
Bachelors, 1 Bedrooms, 2 Bedrooms
613-736-7605
Acacia Ave Carling Ave.
Fully Carpeted Tuck shop in Building Close to OC Transpo Buses
Campeau 417
Hours: Mon-Fri 8-5; Sat-Sun 10- 4 Walkley Rd.
. l Anka Dr
West Hunt Club
Ride
Bachelors, 1 Bedrooms, 2 Bedrooms
Baseline Road
Pau
3360 Paul Anka Drive
on Ter
613-745-6897 ay
sw ueen
Q
Royalton Place • PAUL ANKA DRIVE
Rd.
Beechwood Ave
Ride au C anal au R iver
Large Freshly Decorated Suites Close to New Edinburgh & Downtown
Rideau Terrace
McCartny Rd.
Bachelors, 1 Bedrooms, 2 Bedrooms, 3 Bedrooms
Hours: Mon-Fri 8-5; Sat-Sun 10- 4
Fisher Ave.
200 Rideau Terrace
Springfield Rd
Champlain Towers • NEW EDINBURGH
South Ottawa Includes Utilities Freshly Decorated
ell
Bridle Path
2710 & 2700 Saratoga Place
Central Air Conditioning Large Indoor Pool Parquet Floors
ss
613-733-9135
Ascot & Saratoga • BANK & SOUTH HUNT CLUB
Freshly Decorated Utilities Included Outdoor Pool
Ru
rent B lvd
Close to Public Transportation Parking
St. L au
Fitness Centre Outdoor Pool Close to Schools & Shopping
Lancaster Rd
Smyth Rd
1 Bedrooms, 2 Bedrooms
Riverside Dr .
613-521-0922 Walkley Rd.
Payment Plans Available!
.
St
Same Day Approval! Pre-Authorized
ista
aV
Alt
nk Ba
HOMESTEAD.CA
South Hunt Club
We are hiring! Visit homestead.ca/careers for more information. 19
Walkley Rd. ta Vis
2017-08-01 4:21 PM
.
St
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a
Alt
nk Ba
West Hunt Club
Briddle Path
DLY AL NE!
Ch
Be
River Club 190 Lees Avenue, Ottawa Starting at 1 Bedroom $999 • 2 Bedroom $1399 • • • • • • • •
1 & 2 bedroom suites Exercise facility with indoor pool/sauna Squash & tennis courts Air conditioning Dishwashers Indoor parking Close to OC Transpo Walking distance to University of Ottawa
Call 613-565-9552
*** all promo’s are based on signing and completing a 12 month term
Habitat du Lac Leamy 42, 44 & 46 rue Bedard, Gatineau Bachelor starting at $650 1 Bedroom starting at $750 2 Bedroom starting at $850 • • • • • •
Studio, 1 & 2 bedroom suites Utilities included Laundry Fridge & stove incl. Adjacent to the Gatineau National Park Close to shopping, schools, hospitals & transportation routes • 5 minutes from CGEP
Call 819-776-1112
*** all promo’s are based on signing and completing a 12 month term
For rental inquiries at River Club please email us at riverclub@qresidential.ca and for Montfort Manor at montfortmanor@qresidential.ca
www.qresidential.ca 20
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Capital Towers 1240 & 1244 Donald Street, Ottawa 1 Bed plus Den-FROM $1,000.00 2 Bedroom-FROM $1050.00
2 Bed plus Den-FROM $1250.00 3 Bedroom $1350.00
• New corridors • All new lobbies • Exercise room • 24 hour laundry rooms • Outdoor pool, tennis court • Outdoor & underground parking • Short walk to grocery stores, fast food & restaurants, St. Laurent Mall, bus lines & parks
Call 613-744-0283 capitaltowersleasing@qresidential.ca www.capitaltowersottawa.ca
*plus hydro **on select units for a limited time *** all promo’s are based on signing and completing a 12 month term
For rental inquiries at Lancaster Apartments please email us at lancaster@qresidential.ca For Habitat du Lac Leamy email us at habitatdulacleamy@qresidential.ca For Capital Towers email us at capitaltowersleasing@qresidential.ca
www.qresidential.ca
21
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Montfort Manor 550 Lang’s Road, Ottawa (Beside The Montfort Hospital) Bachelors starting at $875.00 2 bedrooms starting at $1200.00 1 bedrooms starting at $1025.00 • Bachelors, 1 & 2 bedroom suites • Private balconies • Parquet flooring • Laundry • Exercise facility • Lobby watch system • Onsite management • Underground parking • Close to shopping, schools & transportation routes
Call 613-741-0623
*** all promo’s are based on signing and completing a 12 month term
For rental inquiries at River Club please email us at riverclub@qresidential.ca and for Montfort Manor at montfortmanor@qresidential.ca
www.qresidential.ca 22
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From elegant suites in prestigious high-rise towers to family friendly townhomes, we offer a rental community that is perfect for you and your family! Lord Halifax Place - Ottawa South
1, 2 & 3 Bedroom Suites & Garden Homes Starting from $1,055/month - Utilities included! • Close to shopping & transportation • Updated suites with 4 new appliances, including microwave! • 24 hour emergency service & on-site Superintendent • Indoor & outdoor parking • Spectacular indoor pool
Regency Court - Ottawa South
1 & 2 Bedroom Suites, 2 & 3 Bedroom Towns Starting from $900/month - Towns $1,350/month • Close to shopping & transportation • 24 hour emergency service & on-site Superintendent • Indoor & outdoor parking • Outdoor swimming pool & children’s play area • Storage lockers and laundry facilities
Canterbury Square
Spacious 1, 2 & 3 Bedroom Suites Starting from $800/month - Heat & hot water included!
Ottawa South Rental Information 2209 Arch Street, 2nd floor 613-733-4077
Seigniory - Downtown Ottawa
Recently renovated 1, 2 & 3 Bedroom Suites Starting from $1,090/month • Heat & hot water included (hydro extra) • Updated amenity spaces; fitness room & party room • Updated kitchens with stainless steel appliances & granite • 24 hour emergency service & on-site Superintendent • Underground parking & doorman on duty 7-days a week
Downtown Rental Information 211 Wurtemburg Street 613-789-3805
Watergate - Downtown Ottawa
Spacious 1, 2 & 3 Bedroom Suites Starting from $1,200/month - Utilities included!
Explore our other rental communities - visit urbandalecorporation.com 23
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Inspiration
Small space
SURVIVAL TIPS By Lydia McNutt
With 25 years in the real estate biz, we’ve picked up a thing or two about how to maximize your small space. Here’s some timeless advice from the experts over the years.
1 “Furniture in small spaces can serve more than one purpose... Reconfiguring and readapting to serve multiple functions is the way of the future.”
2
“When you’ve run out of storage space, lie on the floor and look up... Vertical space is abundant and often overlooked. Consider putting shelves above door frames or around the perimeter of the room. Hang things from the ceiling in the kitchen. When purchasing armoires, bookcases or shelving units, choose the tallest you can find, and put baskets on top of them.”
3
“Position a mirror directly on the wall opposite to the source of natural light. This will bounce the light back and forth while increasing the visual depth of your room at the same time.”
JANE LOCKHART, PRINCIPAL
YANIC SIMARD, PRINCIPAL
HELLEN BUTTIGIEG, CERTIFIED
DESIGNER, JANE LOCKHART
DESIGNER, TORONTO INTERIOR
PROFESSIONAL ORGANIZER,
INTERIOR DESIGN
DESIGN GROUP
WE ORGANIZE U
24
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“Where the goal is to create the illusion of more space, paint walls and trim in pale, cool colours… Cool colours recede from view, making walls feel farther away than they really are.” KIMBERLEY SELDON, INTERIOR DESIGNER, KIMBERLEY SELDON DESIGN GROUP
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“A layered lighting plan is something I always recommend to clients, but in a small space this approach is especially advantageous. Rather than opting for a floor lamp with mass and weight, that takes up floor area, sconces give you ambient lighting while saving space. I love the architectural detail sconces provide and often use them on either end of a gallery wall or sofa.” LISA CANNING, DESIGNER, LISA CANNING INTERIORS
“If you’re fortunate enough to have a breathtaking skyline view or a picturesque landscape right outside your window, why not treat it like a stunning piece of artwork? Frame it with colour. Painting trim with a deep, rich hue such as black or charcoal gray continues to be a growing trend, and if your small space is rather “box like” and lacking a natural interior focal point, the addition of a bold colour on the trim work will add depth, command attention, and draw the eye to one of your best and most beautiful features.”
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LEIGH-ANN ALLAIRE PERRAULT, SELF-PROCLAIMED DIY NINJA AND DESIGNER, HUE LA LA
MORE INSPIRATION ONLINE nexthome.ca/news/advice
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“Train yourself to be a minimalist. I know you want to keep the old photo albums and book collections. However, with today’s digital technology, you can store all your photos and books on your computer. You get better quality imaging and it can free up a lot of space.” JONATHAN AND DREW SCOTT, THE PROPERTY BROTHERS 25
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Advice | FUNDAMENTALLY SPEAKING
How heavy is your debt load? Rising interest rates a cause for belt tightening – and not just for Canadians By Wayne Karl
MORE ADVICE ONLINE nexthome.ca/news/advice
WAY TO GO, BANK OF CANADA, you’ve freaked people out. Your first rate hike in seven years – on July 12, raising the target for your influential overnight rate to 0.75 per cent from 0.50 – is cause for concern, for some. But it’s not all you. That same day, Canada’s big five banks all raised their prime lending rate by 25 basis points. Canadians, naturally, worry how these rising rates might hurt them, particularly when experts suggest this may be the first in a series of hikes over the next year or 18 months. And no shortage of reports suggest, with high debt loads and rising rates, it’s time to batten down the hatches. Even Canada Mortgage and Housing Corp. warns that, “While the credit situation of mortgage holders in Canada remains stable, record-high levels of household debt underscores the need to keep a close eye on trends and developments.” Such concerns, however, may be overblown. In fact, the ones doing the belt tightening should be the government, itself. “Canadian households have taken on more debt over time, but they have used this debt to finance assets – real estate, for example – that are appreciating over time, causing their net worth to grow, also to unprecedented levels. The same cannot be said for government debt.” Ouch. 26
By the end of last year, household debt reached more than $2 trillion, up from $357 billion in 1990.
This analysis comes from the Fraser Institute. Concerns about household indebtedness focus on measures such as total household debt accumulated, or the ratio of household debt to income, the independent research and educational organization says. Based on these metrics, Canadian household debt levels are indeed near historic highs. By the end of last year, household debt reached more than $2 trillion, up from $357 billion in 1990. The lion’s share of this debt – two thirds, in fact – is for mortgages, while the remaining third is split between consumer credit (29 per cent) and other loans (five per cent). Over the same period, the total financial liabilities of the government sector grew from approximately $700 billion to $2.5 trillion, while its net debt grew from more than $400 billion in 1990 to nearly $970 billion in 2016. Toronto wealth planner and mortgage expert Calum Ross is even more direct.
“Rising rates is a sign for economic optimism,” he told NextHome. “Our economy is creating jobs, and if Bank of Canada GDP growth for 2017 does indeed reach 2.8, that’s great news. “I am still very skeptical about the long-term strength of any of the western world economies until we get government spending under control. Factually, it is the single biggest threat to the standard of living in the western world and it must be addressed aggressively in the years to come. “In Canada our federal and most of our provincial governments are spending more than they make. You don’t need an accounting or finance degree from a fancy school to know that incredibly problematic.” Wayne Karl is an award-winning writer and editor with experience in real estate and business. In Fundamentally Speaking, Wayne explores the basics you need to examine when buying property. He can be reached at wayne.karl@ypnexthome.ca or follow him on Twitter at twitter.com/ WayneKarl.
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AUGUST 5 - 19, 2017 | RENTERS GUIDE
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WEST Baseline Court - 1785, 1795, 1805, 1815 Baseline Rd
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Richmond Park Sq. - 1275 & 1285 Richmond Rd.
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Riviera Gate - 1300-1310 McWatters Rd.
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William Mosgrove Towers - 2881 Richmond Rd.
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Lord Richmond - 851 Richmond Rd.
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Plaza Towers - 465 Richmond Rd.
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Park Ridge Place - 7303, 7305, 7307 Campeau Dr.
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Richmond Park Sq. - 1275 & 1285 Richmond Rd.
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Windfields - 1140, 1150 & 1170 Fisher Ave.
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The Arlington - 33 Banner Rd.
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Terrasses Gabrielle - 411 North River Rd.
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Killam Properties - 1090 Kristin Way
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Island Park Towers - 185 Clearview Avenue
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St. Laurent Towers - 1971 & 1975 St. Laurent Blvd.
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The Riverclub - 190 Lees Ave.
$999
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211 Wurtemburg Street
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Exceptional Locations - Multiple Addresses
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St. Laurent Towers - 1971 & 1975 St. Laurent Blvd.
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EAST Killam Properties - 350 Mayfield
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Killam Properties - 1090 Kristin Way
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Killam Properties - 50 Selkirk
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Killam Properties - 621 Cummings
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Champlain Towers - 200 Rideau Terrace
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Montfort Manor - 550 Langs Rd.
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Capital Towers - 1240 & 1244 Donald St.
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Champlain Towers - 200 Rideau Terrace
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SOUTH Royalton Place - 3360 Paul Anka Dr.
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The Ascot - 2710 Saratoga Pl.
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Saratoga - 2710 Saratoga Place
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Lancaster - 324 Cambridge Street
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Lord Halifax Place - 2209 Arch St., 2nd Floor
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Regency Court - 2209 Arch St., 2nd Floor
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Canterbury Square - 2209 Arch St., 2nd Floor
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Playfair Residences - 1701 Killborn Ave. & 1695 Playfair Dr.
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GATINEAU/HULL Jardins McConnell - 235-3 Chemin Vanier
$875
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Petrie's Landing - Sales Office 8865 Jeanne d'Arc Blvd. N.
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ORA - 827-899 boul. du Plateau
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Rue du Shamal, rue des Louveteaux, rue des Scouts, rue du Blizzard
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Stratus - 60-108 rue du Stratus
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Arthur-Graveline - 11-19 rue Arthur-Graveline
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Zenith - 65 rue du Zenith
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Des Grives - 321-524 boul. des Grives
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Jolicoeur/Riel - 125 boul. Mont-Bleu, 241 boul. Riel et 76, 94 rue Jolicoeur
$499
Hautes-Plaines - 625-635 boul. des Hautes-Plaines
$499
Clericy - 11-13 rue de Clericy
$550
22 Orleans - 22 rue d'Orleans
$575
Berthe-Morisot - 4-22 imp. Berthe-Morisot
$675
Hungerford Gates - 2000-3000 Hungerford Gates
$890
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Making sense of rising interest rates
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Advice | MONEY MATTERS
12 steps to financial organization By Gail Vaz-Oxlade
MORE ADVICE ONLINE nexthome.ca/news/advice
SET UP
1. Gather all your paperwork. Create a file folder for each of the following: » Chequing accounts » Savings accounts » Retirement accounts » Investment accounts » Credit card accounts » Loans » Personal lines of credit » Mortgage » Insurance: life, disability, health, critical illness, home, car » Tax returns » Estate: wills and powers of attorney 2. Welcome to 21st century banking If you don’t already have it, set up telephone or Internet banking for your accounts. 3. Reduce fees by setting up a buffer If you can afford it, transfer $1,000 float to your chequing account (pretend it isn’t there) and use that to minimize your banking costs. 4. Save automatically Create an auto-debit from your chequing account to a savings account that will not be touched. Most people won’t put money into a savings account on a regular basis, opting to wait for a tax-refund or bonus before setting aside some money for the future. Establish an automatic savings deposit every month and your nest egg will accumulate faster than you think. 32
“Establish an automatic savings deposit every month and your nest egg will accumulate faster than you think” 5. Create a monthly bill summary List your bills in the date order they need to be paid to prevent you from missing a bill. If you have bills that are paid automatically from your account, write an “A” beside these bills and remember to deduct them from your spending journal at bill payment time each month. 6. Set up your “in-baskets” Create an in-basket containing two folders for your bills. Label the first folder “1-15” and the other “16-31.” When a bill comes in, look at the due date and file the bill in the appropriate folder. Recycle all the marketing materials in the envelope. Create a second in-basket with three folders
labeled “bank statements,” “bills paid” and “tax receipts.” WEEKLY
7. Make a date with your money On the 12th and 28th of each month, set aside the time in your schedule — you’ll need about 30 minutes — to pay your bills. Always pay your bills in one place that is equipped with your bill paying system, spending journal, envelopes, stamps, pens, pencils, a calculator, tape, a stapler and return address labels and recycling bin. When you pay a bill, write the cheque or transaction number, amount paid, and the date you paid it on the bill. Put the paid bill in your
nexthome.ca
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“bills paid” file. Deduct the amount you’ve spent from your spending journal. If a bill has not been paid in full (tax bills are paid over several months, for example) put it back in your bills folder so you don’t forget it.
than you do. Go back at least a month to make sure all previous cheques have cleared. » Talk about anything unusual. QUARTERLY
MONTHLY
8. Reconcile your bank statements When your bank statements come in, put them in your in-box folder. Make a date when all your statements are in (it’ll depend on when you receive them) to: » Review your statements to make sure there are no mistakes. » Reconcile your spending register; clearly mark the cheques that have been returned to you and highlight the ones in your spending register that haven’t yet cleared the bank. A cheque that is taking a long time clearing the bank can lull you into thinking you have more money
9. File Once a quarter, file all your paperwork to keep your system current. 10. Talk Have dinner with your business partner and talk about the bumps, your goals and how you’re doing. ANNUALLY
11. Re-vamp your budget Review your budget using last year’s credit card statements and bank statements to see what you actually spent. If you spent more on a particular category, make sure you know why, or look for ways to cut back.
12. Clean up Go through your files at the end of each year and throw out bills and receipts no longer needed for auditing/budgeting purposes.
Gail Vaz-Oxlade is the host of Til Debt Do Us Part, author of Debt Free Forever and blogs daily at gailvazoxlade.com. Follow Gail on Twitter at twitter.com/ GailVazOxlade.
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Advice | APARTMENTALITY
RENTING vs OWNING 10 reasons renting is better By Anne Marshall
WHILE MANY PEOPLE idealize home ownership and cling to it as a goal, in this time of less stable employment and rising interest rates, it’s not as appealing you’d think. Especially after retirement, the “perks” of homeownership pale in comparison to the benefits of renting. If you’re thinking about making a change to your living situation, here are 10 good reasons why renting is preferable to owning your home. 1. Mobility. If employment or other life circumstances require you to move to a different city (or province), it’s a lot easier to give your landlord notice and hunt for an apartment than it would be to put your home on the market, sell it, and buy a new one.
2. Property maintenance. Whether it’s shovelling snow for 90 days straight in a heavy winter, raking autumn leaves or mowing the lawn in summer, outdoor tasks are the responsibility of your landlord, superintendent or management company, unless your lease dictates otherwise. 3. Fixture repair. When your shower stops running properly, your landlord is the one who has to call and pay for the plumber. If the fridge or stove needs replacing, that’s their financial responsibility.
4. Interest rate invulnerability. Unlike homeowners, your rent is fixed and can only increase by small increments dictated by law once the lease expires. Not so the financial market, which could see you renegotiating your mortgage every couple of years as interest rates and property values change. 5. Access to amenities. Pools, gyms, party rooms and libraries are all fairly common features of upscale modern apartment buildings. In addition, high-density housing is often situated in the heart of the city, close to entertainment and shopping, which opens up a world of possibilities for your social life.
6. No down payment. All you have to come up with to secure your apartment in Ontario is enough to cover your first and last month’s rent. Elsewhere across Canada some landlords may ask for a security deposit rather than the last month, but it will usually end up being applied that way – at any rate, deposits aren’t excessive. With the average home price in Canada now more than $400,000, even a very small down payment plus legal fees, plus home inspection, plus, plus, plus – it all adds up to a big investment and a lot of money to pay out.
A MORE INFO ONLINE nexthome.ca/advice
7. Safety. Living in a rental unit typically means living near a lot of other people, and while that can occasionally be irksome, those country music fans who hold a stomping hootenanny every Saturday night are also going to hear you scream if you’re in trouble, or notice if your car hasn’t moved or your mail starts piling up. 8. Cheaper insurance. Unlike homeowners, renters do not have to insure the property – only the contents. When you get your renters insurance, expect to be paying approximately half of what you would if you owned your home. Canadian renters’ insurance averages $20 to $30 a month in most parts of the country. 9. No property taxes. While you can assume that at least some of the rent you pay goes towards covering that cost for your landlord, it isn’t your financial responsibility. Your rent remains stable and increases in a predictable fashion. 10. Lower utility costs. Heating (or cooling) a larger space than that which you actually occupy is one of the downsides of home ownership. Rental units have more compact floor plans, and in the winter you may even benefit from ambient heat from the building around you, depending on its layout.
Anne Marshall has lived in New York City, Glasgow (Scotland), Greensboro (NC), Toronto, and somehow ended up back in the fabulous small city of Guelph, where she grew up. She loves nothing more than exploring new areas, peering into other people’s apartments, houses and yards. 34
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A TRUSTED PLACE TO CALL HOME SINCE 1954
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Banner & Greenbank
Arlington Apartments - 33 Banner Road – 613-828-9012
Bank & South Hunt Club
Ascot & Saratoga - 2710 & 2700 Saratoga Place – 613-736-7605
Carling & Maitland
Bromley Square - 2001 Carling Avenue – 613-729-0090
Springfield & Rideau
Champlain Towers - 200 Rideau Terrace – 613-745-6897
Bronson & Holmwood Avenue
Colonel By Towers - 315 Holmwood Avenue – 613-233-5978
Glebe & Queen Elizabeth Drive
Driveway Place - 350 Queen Elizabeth Drive – 613-238-4660
Carling & Lincoln Fields
Edgeworth - 810 Edgeworth Avenue – 613-820-7518
Navaho Drive & Baseline Road
Greenview - 2181 Navaho Drive – 613-224-1902
South Keys & Hunt Club
Hunter's Point & Surrey Place Townhouses - 2710 Saratoga Place – 613-736-7605
Gilmour & Queen Elizabeth
Lamplighter - 40 The Driveway – 613-235-5450
Rideau & Augusta
Le Paris - 141 Augusta Street – 613-421-0270
Richmond & Lockhart
Lord Richmond - 851 Richmond Road – 613-722-0740
Kanata & Campeau
Park Ridge Place I, II & III - 7303, 7305 & 7307 Campeau Drive – 613-592-9273
Richmond & Carling
Richmond Park Square I & II - 1275-1285 Richmond Road – 613-800-7118
Pinecrest & Baseline Road
Riviera Gate I & II - 1300 & 1310 McWatters Road – 613-693-0247
Paul Anka & Uplands Drive
Royalton Place - 3360 Paul Anka Drive – 613-521-0922
Glebe & Queen Elizabeth Drive
Roxborough Apartments- 330 Queen Elizabeth Drive – 613-234-4843
Range & Templeton
Sandringham - 85 Range Road – 613-234-6377
Russell & St. Laurent
St. Laurent Towers - 1971-1975 St. Laurent Boulevard – 613-733-9135
Bank Street & Billings Bridge
Waterford - 1241 Kilborn Place – 613-738-2017
Carling & Wentworth
Wentworth Arms - 525 Wentworth Avenue – 613-820-2310
Richmond & Pinecrest
William Mosgrove Tower - 2881 Richmond Road – 613-693-1119
Fisher & Baseline Road
Windfields I, II & III - 1140, 1150 & 1170 Fisher Avenue – 613-725-2008
Bank & South Hunt Club
Woodbine - 2750 Carousel Crescent – 613-736-7605 (NEW)
HOMESTEAD.CA Same Day Approval! Pre-Authorized
Payment Plans Available!
We are hiring! Visit homestead.ca/careers for more information.
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LUXURY SUITES IDEAL FOR YOUNG ACTIVE RETIREES
PRICE STARTING AT $1700/MO.* (1-2-3 BDRM)
ALL INCLUSIVE
BOOK A APPOINTMENT NOW AND GET THE CHANCE TO WIN
SERVICES
12 mONTHS
*
FREE RENTAL*
460ST-LAURENT.COM | 613.454.1797
• Medical clinic • Security 24/7 • Panoramic lounge • Rooftop terrace
* Certain conditions apply. Offers/prices subject to change without notice. Contact our housing consultants for more information.
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• POOL & SPA • GYM • RESTAURANT • CINEMA brigil.com
2017-07-31 4:05 PM