Eastern Ontario Renters Guide - Jul 7, 2018

EASTERN EDITION

JULY 7 - 21, 2018 | rentersguide.ca

Move in ready!

THE GOLDEN TRIANGLE: A LITTLE BIT OF EVERYTHING

INSPIRATION: COTTAGECOUNTRY-INSPIRED GIFTS

S TH * N L O NTA M 2 RE ET E G FRE

460 ST-LAURENT 460 Blvd St-Laurent, Ottawa

Rent from $1,350/month*

S TH * N AL O T M N 2 RE ET EE G FR

KANATA LAKES

40 Kirkland Private, Unit 121, Ottawa

Rent from $1,050/month*

INCLUDES

Restaurant & Bistro ($) Medical clinic ($) Pool, spa & sauna Gym & physiotherapy Rooftop terrace

613.801.0226 | 6,5 km

INCLUDES

Rooftop terrace & spa

NEAR

Golf courses, green spaces, parks, convenient shopping & schools

613.706.3526 | 26 km S TH * N L O NTA M 2 RE ET EE G FR

HORIZON 12 rue de l’Horizon, Unit 105, Gatineau

INCLUDES

Indoor parking & elevator

NEAR

Rent from $980/month*

Public transit, schools, parks, nature trails & cycling paths

819.303.3522 | 8 km

RESERVE YOUR UNIT NOW !

97 LOIS

97 rue Lois, Gatineau

Rent from $1,075/month*

ARTHURGRAVELINE

11-19 rue Arthur-Graveline, Gatineau

Rent from $1,025/month*

ORA II

INCLUDES

Luxurious Finishes

NEAR

Public transit, schools, parks & cycling paths

819.410.1279 | 4 km

INCLUDES

Parking, air conditioner & electric fireplace

NEAR

Golf courses, Champlain bridge, francophone & anglophone schools

819.923.1771 | 10 km

INCLUDES

Corner Des Grives Blvd. & Ch. Pink

Rent from $1,075/month*

Rooftop terrace & spa

NEAR

Public transit, schools, parks, nature trails & cycling paths

819.776.4663 | 9 km

housing consultants for more information.

brigil.com

2660 Norberry Cr.

RIVERSIDE & RIDGEWOOD

BACH FROM $775 1 BD FROM $920 2 BD FROM $1180 3 BD FROM $1299

HEAT AND HOT WATER INCLUDED

613-737-3617 norberry@gsrentals.ca

an d gl rin Sp

FOR APPOINTMENT PLEASE CALL:

Riverside Dr.

D

r.

• WALKING DISTANCE TO BEACH, PARK AND PLAYGROUNDS • OC TRANSPO AT YOUR FRONT DOOR • CLOSE TO CARLETON UNIVERSITY • BEAUTIFUL WALKING AND BIKING TRAILS • UNDER 10 KM TO DOWNTOWN • INDOOR OLYMPIC SIZE POOL

Ridgewood Ave.

OFFICE HOURS: MON-THURS 10AM-6PM FRI-SAT 10AM-4PM SUN 12-5PM

FOR PHOTOS AND A VIRTUAL TOUR VISIT:

www.AptOttawa.com

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JULY 7 - 21, 2018 | VOLUME 24 ISSUE 14

CONTENTS

VICE PRESIDENT & CHIEF PUBLISHING OFFICER

Caroline Andrews PUBLISHER & GENERAL MANAGER

Shawn Woodford ASSOCIATE PUBLISHER

10

Anne-Marie Breen DIRECTOR, CONTENT & EDITOR-IN-CHIEF

Jennifer Reynolds MANAGING EDITOR

Wayne Karl EDITOR

Marlene Eisner ART DIRECTOR

Tammy Leung CONTRIBUTING EDITORS

Sara Duck, Marisa Baratta CONTRIBUTING WRITERS

Caitlin Best, Kimberly Leung, Lindsay Foran, Gail Vaz-Oxlade REGIONAL SALES MANAGER

Paul Bimm paul.bimm@nexthome.ca SALES CO-ORDINATOR

Gary Chilvers

SENIOR MANAGER, DISTRIBUTION

Dwayne Rutherford NATIONAL CIRCULATION MANAGER

John Jenkins MANAGER OF PRODUCTION

ON THE COVER:

HORIZON CONDOMINIUMS MOVE-IN READY!

Anthony Majetic GRAPHIC DESIGNERS

Swinder Jodhka Mike Terentiev

T 613.729.1221 nexthome.ca ADVERTISING Call 416.626.4200 for advertising

IN EVERY ISSUE

ADVICE

06 Editor's Note

16 Apartmentality

08 Classifieds 22 Index INSPIRATION

18 Lifestyle Create your own sunscreen or bug spray with essential oils

Ten things to consider when looking for an apartment

25 Renters' Help Easy things to do to personalize your rental space

26 Money Sense What you should know about credit card interest

24 Marketplace Say 'thank-you' with a cottage-inspired gift

rates and information.

CIRCULATION Highly targeted, free distribution

system aimed at real estate buyers using street level boxes and racking, plus door-to-door insertions in key audience segments. Call 1-855826-4200 to discuss distribution opportunities.

COPYRIGHT 2018 All rights reserved by Yellow

Pages Homes Limited. Reproduction in any form is prohibited. Contents of this publication are covered by copyright and offenders will be prosecuted under the law.

TERMS Advertisers, editorial content and Renters

Guide are not responsible for typographical errors, mistakes or misprints. All prices are correct as of press time and are subject to change without notice. E. & O. E. EDITORIAL Submissions from interested parties will be considered. Email to marlene.eisner@ nexthome.ca DISCLAIMER The views and data expressed by

16 4  RentersGuide.ca

NEIGHBOURHOOD PROFILE:

THE GOLDEN TRIANGLE

columnists do not necessarily represent those of the publication.

DISTINCTIVE URBAN LIVING IN THE HEART OF LITTLE ITALY 17 ABERDEEN STREET, OTTAWA

CONVENIENTLY LOCATED AT PRESTON AND ABERDEEN, WE ARE MINUTES FROM DOWNTOWN AND WITHIN WALKING DISTANCE OF DOW'S LAKE AND THE FINEST RESTAURANTS IN THE CITY

Trans-Canada Hwy 417 Queensway

Norman St.

Adeline St.

Booth St.

Pamila St.

Bronson Ave. Hwy 79

Preston St.

Beech St.

Rochester St. Hwy 75

Aberdeen St.

Contact our leasing professionals now to book your personal viewing 613.230.1500 management@theadelaide.ca www.theadelaide.ca

• 1 and 2 bedroom suites crafted with high quality design elements • Granite counter tops • (5) appliances • Forced air natural gas heating • Central Air Conditioning • Fitness Facility • Media & Special Events Room • On site Management offering superior Tenant services • Secure underground parking & bicycle storage • 24 hour on-site security & emergency service • Easy access to public transit & Hwy 417

Carling Ave. Queen Elizabeth Dr. Dow's Lake

PROFESSIONALLY MANAGED BY

5

EDITOR’S NOTE

ENJOY NATURE IN THE CITY

MARLENE EISNER EDITOR NextHome EMAIL: marlene.eisner@nexthome.ca

I prefer living in a big city, close to all the energy and hustle and bustle. For a short time, I lived in a suburban area west of Montreal, and while housing was more affordable and the nights quiet, it just wasn’t my style.

I lasted two years before heading back to renting in an area closer to downtown.

Although I love city life, truth be told, I’m a country girl at heart. The great thing about many cities in Ontario is that you can have your city cake and eat it in a country-like setting, too. With so many parks, trails, beaches and ravines available close by, it’s not necessary to make the long drive on congested highways to cottage country. Instead, you can drive, bike, walk or take public transit to a local park or shoreline for an afternoon or a day, and it’s (almost) like being in the country.

In this edition of Renters Guide, our Inspiration page (24) is all about great gifts to give your friends who invite you up to their cottage this summer. But why wait for an invite? With the promise of many sunny, warm days ahead, you can spend some time at a local park under the rich umbrella of trees, or by the lakeshore watching the birds dip and dive in the water. If you do, don’t forget to gift yourself for taking advantage of all the natural beauty the city has to offer.

So enjoy renting, and when it’s time to make a move, let Renters Guide help. If there is something you’d like us to write about, or if you have a comment or suggestion, please send me an email.

GET ED PIR INS

Cottageinspired gifts 24

+ get social 6 RentersGuide.ca

+

ONLINE: Highrise, lowrise, condo, loft – there are so many different types of apartments out there, when you’re looking to rent, you need to know what you’re looking for. nexthome.ca/what-type

Interact with us on social media: nexthome

Parliament Hill Montreal Rd North River Rd

Rideau River

Rideau Street

TERRASES GABRIELLE

premium rental apartments ] Indoor ] Fitness

Salt Water Pool Center

] Rooftop ] In

Terrace

Suite Washer and Dryer

] Window ] Strip

Blinds

Hardwood Floors

The perfect Retreat.

In the heart of the city.

JULY 7 - 21, 2018 7

EASTERN ONTARIO

SERVING: THE GREATER OTTAWA AREA AND GATINEAU, QUEBEC

GATINEAU

ROCKLAND

ORLEANS HULL MCNAB

CUMBERLAND

VANIER

AYLMER

CASSELMAN

CARP

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KANATA

OTTAWA

417

GLOUCESTER EMBURN

NEPEAN

GREELY

RUSSELL

STITTSVILLE

DARLING

ALMONTE

VERNON

BARRHAVEN

7 CARLETON PLACE

OSGOODE

416

NORTH GOWER

15

MOREWOOD

MANOTICK

RICHMOND

31

KEMPTVILLE SMITH FALLS MERRICKVILLE

BATHURST

MORRISBURG

16

7

IROQUOIS

SOUTH ELMSLEY

29 15

CARDINAL AUGUSTA

42

NORTH CROSBY

N

401

K BROCKVILLE

L

SOUTH CROSBY

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O

EXTENSIVE DISTRIBUTION TO ALL THE

RIGHT

FRONT OF YONGE FRONT OF ESCOTT

HOW32 TO ADVERTISE

STORRINGTON

I

A

T

ELIZABETHTOWN

NEWBORO

R

O

E

KITLEY

A

O

PLACES!

FRONT OF LEEDS AND LANSDOWNE

PLACE YOUR DISPLAY AD 15 GANANOQUE

KINGSTON

PLACE YOUR CLASSIFIED AD

PAUL BIMM

BY PHONE: 1-866-234-9879

MEDIA CONSULTANT 613.327.9933 paul.bimm@nexthome.ca

Call 416-784-3311 and charge your ad to your credit card.

An experienced Renters Guide Advertising Consultant will assist you. Office hours: Monday-Friday 9:00am -5:00pm

WOLFE ISLAND 8

Your rental search is over. Welcome home.

Beautiful Renovated Apartments in Ottawa at 1785-1815 Baseline Road, Ottawa

• Great neighbourhood • Laundry & appliances included • Secured entry • Close to all amenities & schools • Excellent live in management team

Toll free#

1-855-371-1201

Bachelors from $895 (Inclusive) Junior from $995 (Inclusive) 1 Bedrooms from $1045 (Inclusive) 2 Bedrooms from $1145 (Inclusive) 2 Bedrooms Deluxe from $1495 (Inclusive)

www.panoramicproperties.ca info@panoramicproperties.ca *Prices, specifications and availabilty subject to change without notice. E&O.E. 9

COVER STORY

HORIZON CONDOMINIUMS HOTEL LUXURY AT HOME Horizon condominiums offer all-inclusive luxury for a price you can afford. These attractive, deluxe suites are designed for high-quality living for those looking to balance comfort, style and convenience.

Ideal for singles, couples and families, Horizon condominiums from Brigil offer you beauty and efficiency in wonderful openconcept units with an abundance of natural light throughout.

These four-floor units offer one- or two-bedroom floorplans with balconies. There are also expansive penthouse lofts with rooftop terraces and spectacular views of the Gatineau Hills.

Horizon offers 10 types of luxurious units. Floorplans range from one- and two bedroom suites offering large outdoor living spaces. The contemporary style with smooth nine-ft. ceilings (10-ft. ceilings on the top floor) provides an impression of grandeur and prestige, while the modern kitchen and outstanding finishes will make you feel right at home. The soundproofing in these 10  RentersGuide.ca

condominiums is one of Brigil’s main priorities. Each and every unit at Horizon will allow you to live in a quiet environment due to party walls and floors that exceed soundproofing standards.

Horizon condominiums come with many convenient common areas. As a resident, you will have access to the rooftop terrace, a leisure room with kitchen and pool table, an exercise room, an elevator, an indoor heated parking garage and a private storage space.

Located in the family-friendly neighbourhood of the Plateau, you are surrounded by the convenience of established amenities and services including schools, parks, medical clinic, restaurants and shopping centres.

Both downtown Ottawa and downtown Gatineau are just minutes away from Horizon condominiums, making you truly central to all the action.

To experience the quality and style of a Brigil home first-hand, please visit the website at brigil.com or stop in at the rental

office, located at 12 Horizon St., Gatineau (Quebec). Call 819.410.3099. The rental office is open Monday to Thursday from 2 to 8 p.m. and Friday to Sunday from 11 a.m. to 5 p.m.

+ LOCATION The Plateau PROPERTY MANAGEMENT Brigil APARTMENT Horizon HOME TYPE One- and two-bedroom condominium suites

LEASING OFFICE 12 Horizon St., Gatineau (Quebec) CONTACT 819.410.3099

Island Park Towers Come for the View Stay for the Lifestyle A beautiful location off the Western Parkway. Breathtaking views of the Ottawa River and the Gatineau Hills. Access to Ottawa’s best bicycle paths. Enjoy the professionally landscaped grounds.

• Freshly decorated bachelor, 1, 2 & 3 bedroom suites • Suites feature hardwood flooring (parquet), appliances, individual heat control. A variety of well designed, spacious plans to choose from.

• The buildings are centrally air-conditioned, and are equipped with security intercom systems.

• There is a Tuck Shop, beauty salon, laundry facilities, indoor and outdoor parking on the premises. We are minutes from the Transit Way.

(613) 729-4347 Suite 100, 185 Clearview Avenue Rentcanada.ca/ipt Monday to Thursday 10:30AM to 6:30PM. Friday & Saturday 11AM to 4PM. Evenings and Saturdays by Appointment

JULY 7 - 21, 2018 11

NEIGHBOURHOOD PROFILE

+MORE PHOTOS AND STATS ONLINE: nexthome.ca/golden-triangle

THE GOLDEN TRIANGLE A LITTLE BIT OF EVERYTHING

LINDSAY FORAN The Golden Triangle is located in the centre of the city, approximately 1 km from Parliament Hill. The Golden Triangle is, no surprise, a triangle in shape, between Elgin Street on the west and the Rideau Canal on the east.

The area is bordered by Ottawa City Hall to the north, and to the south by the Elgin St. police station.

The Golden Triangle is a pretty classy place to live. The area offers a little of everything. You can bike around the city, enjoy the water by the canal, eat out at a different restaurant every night of the week, 12  RentersGuide.ca

and only go home for bed. There are many students who live in the area, but rent is much higher than on the other side of the canal in Sandy Hill, so the students who live here are usually older and more mature.

This is the type of place where people hop on vintage bikes with baskets and head to the canal for a picnic (but don’t feed the birds!

They can be quite aggressive).

People are well-dressed and walk with a sense of purpose.

The Golden Triangle is an eclectic mix of classy business people with money to spend, and hipster students. The small neighbourhood is home to those who like to run on the canal, walk to campus, and walk to their jobs on the Hill. The people are friendly.

Walk down the sidewalk and the girl with three dogs will smile, the runner will wave, and the cyclist will ding as he passes you.

Living in the heart of the city has made these people accustomed to the hustle and bustle. They seek out friendly banter and fun neighbourly chitchat.

The Golden Triangle is a perfect mix of families and singles. Many move to the area so that their kids are in the Lisgar Collegiate borders. Residents have access to City Hall, Parliament Hill, hospitals, fire stations, police stations, and everything they need, all within walking distance.

Lindsay has lived in the Ottawa/ Gatineau area her whole life. lindsay_foran01@hotmail.com

YOU CAN’T WAIT TO GET HOME WHEN YOU LIVE AT WILLIAM’S COURT - LUXURY APARTMENTS IN KANATA

YOU CAN’T WAIT TO GET HOME WHEN YOU LIVE AT WILLIAM’S COURT - LUXURY APARTMENTS IN KANATA

RENT A NEW APARTMENT TODAY

IMMEDIATE OCCUPANCY RENT A NEW AVAILABLE APARTMENT TODAY IMMEDIATE OCCUPANCY AVAILABLE

YOU WON’T BELIEVE WHAT’S INCLUDED STARTING FROM $1300/MONTH YOU WON’T BELIEVE WHAT’S INCLUDED STARTING FROM $1300/MONTH HEATING / AIR CONDITIONING / HOT WATER 6 STAINLESS STEEL APPLIANCES LAUNDRY HEATINGIN-SUITE / AIR CONDITIONING / HOT WATER 69 STAINLESS STEEL APPLIANCES FOOT CEILINGS IN-SUITE LAUNDRY STORAGE & BICYCLE LOCKERS 9 FOOT CEILINGS INDOOR SALTWATER POOL STORAGE & BICYCLE LOCKERS STAFFED FITNESS CENTRE INDOOR SALTWATER POOL PUBLIC TERRACE BARBECUES STAFFED FITNESS CENTRE CLUBHOUSE LOUNGE PUBLIC TERRACE BARBECUES GAZEBO GARDEN CLUBHOUSE LOUNGE LAKES & TRAILS GAZEBO GARDEN SOCIAL ROOM LAKES & TRAILS SOCIAL ROOM

NEED TO SEE IT TO BELIEVE IT? NEED TO SEE IT TOMODEL BELIEVE SUITES IT? COME TOUR 5 FURNISHED

COME TOUR 5 FURNISHED MODEL SUITES

CALL TODAY: 613.435.4950 CALL TODAY: 613.663.1840 WilliamsCourt.com WilliamsCourt.com LUXURYLU A XP U A RRYT M EA NRTTSM E N T S AP

LEASING CENTRE Mon-Fri 9AM -5-5 PM, Sat-Sun 10AM-6PM. After hours by appointment.

LEASING CENTRE Mon-Fri 9AM PM, Sat-Sun 10AM-6PM. After hours by appointment.

SuiteSuite 105,105, 1203 Maritime Way, WilliamsCourt.com 1203 Maritime Way,Kanata Kanata || 613.435.4950 613.435.4950 || WilliamsCourt.com 13

Montfort Manor 550 Lang’s Road, Ottawa (Beside The Montfort Hospital) Bachelors starting at $900.00 2 bedrooms starting at $1,350.00 1 bedrooms starting at $1,075.00 • Bachelors, 1 & 2 bedroom suites • Private balconies • Parquet flooring • Laundry • Exercise facility • Lobby watch system • Onsite management • Underground parking • Close to shopping, schools & transportation routes

Call 613-741-0623

*** all promo’s are based on signing and completing a 12 month term

For rental inquiries at River Club please email us at riverclub@qresidential.ca and for Montfort Manor at montfortmanor@qresidential.ca

www.qresidential.ca 14

Capital Towers 1240 & 1244 Donald Street, Ottawa 1 Bed plus Den-FROM $1,150.00 2 Bedroom-FROM $1,200.00

2 Bed plus Den-FROM $1,300.00 3 Bedroom $1,350.00

• New corridors • All new lobbies • Exercise room • 24 hour laundry rooms • Outdoor pool, tennis court • Outdoor & underground parking • Short walk to grocery stores, fast food & restaurants, St. Laurent Mall, bus lines & parks

Call 613-744-0283 capitaltowersleasing@qresidential.ca www.capitaltowersottawa.ca

*plus hydro **on select units for a limited time *** all promo’s are based on signing and completing a 12 month term

For rental inquiries at Lancaster Apartments please email us at lancaster@qresidential.ca For Habitat du Lac Leamy email us at habitatdulacleamy@qresidential.ca For Capital Towers email us at capitaltowersleasing@qresidential.ca

www.qresidential.ca

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ADVICE | APARTMENTALITY

SAYING YES

TO THE ADDRESS KIMBERLY LEUNG Whether you’re looking for your first or 10th rental, finding the right one can pose a challenge. Here are 10 things you should think about before saying yes to the address.

1. ACCESSIBILITY: While realtors might emphasize the importance of location, it doesn’t necessarily just mean proximity to the things you care about. A unit geographically located closer to work might take longer to get to than one further away but situated along a major highway. Living along a subway route might make your commute more pleasant in the winter, when a 20-minute walk will chill you to the bone.

2. PRICE: A big one for most people, a good rule-of-thumb is to keep your housing costs (including utilities and other essentials) at about 30 per cent of your net income. After all, what good is the perfect unit if you have to drastically change your lifestyle to stay in it? You should be living your best life!

3. PROXIMITY: Although it doesn’t necessarily guarantee accessibility (see 1), there’s usually a positive correlation between how far away you are from somewhere, to how long it’ll take you to get there. So if there are some places you know you’ll go frequently (work, school, maybe your parents’ house), it pays to consider how close they are to your new home.

16 RentersGuide.ca

4. AMENITIES: A newly built condo with all the bells and whistles will generally cost more to live in than an older, lowrise building with the basics.

If you don’t have much need for a pool, party room, or extra parking, why pay for them? Save your money for the things that matter to you.

5. DEMOGRAPHICS: Think about whether your life meshes with those of your neighbours, businesses and establishments located nearby. Like peace and quiet? Living on a major road or near student housing, for example, may not be the best fit for you. On the other hand, if you’re a party animal, you might find being in a suburban, familyfriendly area a bit stifling.

6. TRANSPORTATION: How do you get around? Do you love to walk? An area with convenient shops and services nearby could be perfect for you.

If you love driving, you might not mind your favourite stores further away, as long as there’s plenty of parking. And if you’re reliant on public transit? Living on a well-served bus route can make your life a lot easier.

7. PRACTICALITY: It’s easy to fall in love with a well-staged apartment, or even an empty one. You start dreaming about new furniture and decorating... but sometimes your initial excitement over a gorgeous unit runs up against reality when after you move in, it doesn’t fit your needs. So try to take a moment to consider how it’ll fit into your life now, and in the future.

8. RESTRICTIONS: Have a furry friend as a roommate? Maybe you haven’t been able to kick your smoking habit yet? Some landlords have strict rules on what they’ll allow on their property, and in the interest of maintaining a good relationship with them, it’s best to respect their wishes. Ask whether there are any restrictions against pets, smoking, noise, etc, before moving in.

9. SAFETY: Are the entrances well-lit? Is there security or cameras installed on the premises? Is the building located on a bustling road, or a secluded inside street? When looking for a unit, consider how safe you’ll feel living in it. You should never live somewhere that makes you feel the need to sleep with one eye open.

10.THE FINE PRINT: Talk to your landlord or building management and scrutinize the rental agreement before you sign anything. Find out who’s in charge of repairs, and how complaints will be handled. Ask what your rental fee covers and the rate of future rent increases.

Be informed, and make sure know your rights as a tenant.

Now move in, and enjoy your new place!

Kimberly Leung is a Toronto-based communications professional with a background in online marketing and public administration.

+MORE ADVICE ONLINE nexthome.ca/news/advice

River Club 190 Lees Avenue, Ottawa Starting at 1 Bedroom $1,100 • 2 Bedroom $1,400 • • • • • • • • •

1 & 2 bedroom suites Exercise facility with indoor pool/sauna Squash & tennis courts Fridge and stove incl.

Air conditioning Dishwashers Indoor parking Close to OC Transpo Walking distance to University of Ottawa

Call 613-565-9552

*** all promo’s are based on signing and completing a 12 month term

Habitat du Lac Leamy 42, 44 & 46 rue Bedard, Gatineau Bachelor starting at $650 1 Bedroom starting at $750 2 Bedroom starting at $850 • • • • • •

Studio, 1 & 2 bedroom suites Utilities included Laundry Fridge & stove incl.

Adjacent to the Gatineau National Park Close to shopping, schools, hospitals & transportation routes • 5 minutes from CGEP

Call 819-776-1112

*** all promo’s are based on signing and completing a 12 month term

For rental inquiries at River Club please email us at riverclub@qresidential.ca and for Montfort Manor at montfortmanor@qresidential.ca

www.qresidential.ca 17

essentials INSPIRATION |

lifestyle

SUMMER

Heard all the hype about essential oils but not sure how to use them? Meet Laura and Lisa, The Oil Girls, two entrepreneurs and moms who have taken healthy living to the next level with Young Living essential oils. They share two great natural recipes that will keep you going all summer long.

Headed to a sunny beach or cottage this summer but loathe the thought of dowsing yourself in DEET to keep the bugs away? Are you chemicalsensitive and even the most sensitive sunscreen bothers you? Here’s where The Oil Girls come in! We have made it our mission to find alternative products that are effective, safe and affordable for families – all using the pure plant power of Young Living Essential Oils.

Essential oils are the lifeblood of any plant, tree or fruit. They are

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steam distilled or coldpressed in a prolonged and specific process to maintain all the chemical constituents that give them their healing power.

After all, they are the healing agents that people used centuries ago. We truly believe the fewer synthetic chemicals on our body the better! So, when it comes to keeping your body free of bug bites and sun exposure, we have two great recipes that work. The best part?

No nasty side effects for your body (safe for kids and pets, too).

Tip! It’s important to use essential oils that are of the highest quality – unadulterated, genuine and pure. For us, this is Young Livings’ seed-to-seal promise. Many essential oil companies market their products as “organic,” “natural,” or even “certified pure,” Unfortunately, many of these statements may not be true, as federal agencies do not regulate essential oils. As a result, tainted oils are often sold, unbeknownst to the consumer.

Bug spray recipe • • • • •

8-oz glass spray bottle 2-oz witch hazel 10 drops Young Living Purification 10 drops Young Living citronella 10 drops Young Living lemongrass

TIP: To increase effectiveness, you could also add 2 tbsp of apple cider vinegar and 1 tsp of neem oil

+ For tick protection add 10 drops of Young Living Palo Santo

Sunscreen recipe (SPF 25-35) Melt in a double boiler:

How about the fact that you can make your own sunscreen?

— WHAT?! — Who knew you could make sunscreen?

Well, you can and it’s effective, kidfriendly and super easy to whip up.

• 1/4 cup each coconut oil & beeswax pellets • Add 2 tbsp shea butter • Remove from heat and add 1/2 cup apricot oil and 2 tbsp zinc oxide • Add 20 drops Young Living Lavender • Whisk completely to combine TIP: For added SPF add 1 tbsp carrot seed carrier oil or raspberry seed carrier oil

Want more where this came from? Check them out at theoilgirlscanada.ca for more recipes, free seminars and info on how to use essential oils effectively.

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SPRING/S

AL  | NATION

UMM ER 2018

erties near Rental prop & colleges universities

Pick up the Spring/ Summer issue of the national Student Renters Guide or view it on any digital device anytime

studentrentersguide.ca

Ottawa West

OTTAWA'S NEWEST HOT SPOT

located in Westboro Village

FANTASTIC RIVER VIEWS** SPACIOUS BACHELOR, 1 & 2 BEDROOM SUITES INQUIRE ABOUT IMMEDIATE & FUTURE OCCUPANCY • • • • • • • • • • • • •

All Utilities Included New Stainless Steel Appliances Freshly Decorated Lobby, Corridors & Suites Beautiful Parquet Flooring Laundry & Storage Facilities Outdoor Pool & Saunas Bicycle Storage & Party Room Upper Deck or Covered Parking Hair Salon on Site Security Patrolled and Camera Surveillance Easy Access to the Western Parkway Close to OC Transpo, Restaurants & Shopping Near walking trails, bicycle and blading paths

** On select suites - North & West exposure. Subject to availability

Weekdays: 8 am - 6:30 pm. Weekends by Appointment

613.912.4546 www.frastell.com

JULY 7 - 21, 2018 21

RENTAL DIRECTORY

ADVERTISERS RENTERS GUIDE MAKES EVERY EFFORT TO ENSURE THE ACCURACY OF OUR INDEX, HOWEVER AVAILABILITY AND PRICES CHANGE DAILY. PLEASE REFER TO THE SPECIFIC AD AND CALL THE ADVERTISER FOR MORE DETAILS.

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Po ol Fi tn e La ss un d St ry or ag Fu e rn i N she ea d r Tr an si

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m iu ar ol /S g n io at ni /P tio i ny g in lco nd Ba Co ark P ed ir A ud cl m In o s ie dro lit e m ti B U oo r 3+ ed m B o 2 ro ed lor B he ac B

u St

INTERSECTION & ADDRESS

PRICE FROM

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WEST Baseline Court - 1785, 1795, 1805, 1815 Baseline Rd.

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Plaza Towers - 465 Richmond Rd.

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Park West - 30 McEwen Ave.

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Phoenix Rental - 151 Greenbank Rd.

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Terrasses Gabrielle - 411 North River Rd.

Inquire

Island Park Towers - 185 Clearview Avenue

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The Riverclub - 190 Lees Ave.

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$999

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211 Wurtemburg Street

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Exceptional Locations - Multiple Addresses

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21

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25

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OBC

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7

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CENTRAL

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11

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17

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25

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14

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15

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EAST Killam - Suite 105, 1203 Maritime Way

Inquire

Montfort Manor - 550 Langs Rd.

Inquire

Capital Towers - 1240 & 1244 Donald St.

Inquire

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RENTAL DIRECTORY

ADVERTISERS RENTERS GUIDE MAKES EVERY EFFORT TO ENSURE THE ACCURACY OF OUR INDEX, HOWEVER AVAILABILITY AND PRICES CHANGE DAILY. PLEASE REFER TO THE SPECIFIC AD AND CALL THE ADVERTISER FOR MORE DETAILS.

Po ol Fi tn e La ss un d St ry or ag Fu e rn i N she ea d r Tr an si

t

tio Pa y/ g on in lc on Ba iti g d n ki on C Par d ir e A ud cl m In o s ie dro lit e m ti B U oo r 3+ ed m B o 2 ro ed lor he ac 1

B

/B io ud St

INTERSECTION & ADDRESS

PRICE FROM

Page

SOUTH Lord Halifax Place - 2209 Arch St., 2nd Floor

Inquire

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Regency Court - 2209 Arch St., 2nd Floor

Inquire

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Canterbury Square - 2209 Arch St., 2nd Floor

Inquire

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460 St-Laurent - 460 Blvd St-Laurent

$1700

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Kanata Lakes - 126-4 Battersea Crescent

$1305

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Horizon - 354-3 boul. des Grives

$1340

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Arthur-Graveline - 11-19 rue Arthur-Graveline

$1025

Jolicoeur/Riel - 125 boul. Mont-Bleu, 241 boul. Riel et 76, 94 rue Jolicoeur

$499

Hautes-Plaines - 625-635 boul. des Hautes-Plaines

$799

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23

INSPIRATION | 1

marketplace 4 3

2

6

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7

8

GIFTED!

Scored an invite to a friend’s cottage this summer? Be the ultimate appreciative guest by gifting your host with some seriously cool swag.

9

by SARA DUCK

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12

10

1. Multi-stripe throw by Hudson’s Bay. $87. amazon.ca 2. Rustic charm antler bottle opener by Kate Aspen. $4. bedbathandbeyond.ca 3. Earl Grey-infused maple syrup. $29. drakegeneralstore.ca 4. United by blue keep paddling enamel mug. $27. mec.ca 5. 24 coloured pencils by Magic Decoration. $10. amazon.ca 6. Great Canadian cottage colouring book. $19. amazon.ca 7. Tea towel with foliage pattern by Arborist. $14. drakegeneralstore.ca 8. Better at the cottage pillow cover. $34. indigo.ca 9. Picnic basket. $70. marshalls.ca 10. Wooden lawn bowling set. $30.homesense.ca 11. Self-watering herb garden jar – organic cilantro. $25. indigo.ca 12. Canadiana two-piece multi-tone resin bookends. $30. walmart.ca 24 RentersGuide.ca

ADVICE | RENTERS’ HELP

MAKE YOUR RENTAL FEEL LIKE HOME

CAITLIN BEST If you have a long-term rental, here are a few tricks to give your place that personal touch.

comes in more temporary formats and offers another swift solution to changing up your interior’s aesthetic.

HAVE PLANTS WILL TRAVEL

FUNKY FIXTURES

PROFILE WALL

You can update any room by adding new door handles and cabinet fixtures. Just remember to return the original fixtures to your landlord.

Check with your landlord about putting holes in the wall. Personal photos, maps or small bits of artwork are great ways to make your rental feel like your own personal residence.

DECALS FOR DECOR

Wall decals are a quick and affordable way to touch up your rental. Add inspirational words or a fun geometric pattern to any room.

TEMPORARY WALLPAPER

Like decals, wallpaper now

A SPLASH OF PAINT

An updated shade on the walls can do wonders for refreshing an interior. Talk to your landlord to see if you can come to an agreement on a paint job. They may expect you to paint it back to neutral when you leave.

Plants are an easy way to brighten up any space and terrariums are a nice way to add a decorative touch.

Caitlin Best is a freelance writer based in Calgary.

+MORE ADVICE ONLINE nexthome.ca/news/advice

Ottawa West

Panoramic view of Gatineau Hills 2 GREAT WEST END LOCATIONS

Adjacent to Ottawa River Parkway with access to bike paths & ski trails

THE PARK WEST 30 McEwen Avenue

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30 McEwen Avenue

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Call for an appointment to view

70 McEwen Avenue

613-820-4073 JULY 7 - 21, 2018 25

ADVICE | MONEY MATTERS

HOW CREDIT CARDS CALCULATE INTEREST

GAIL VAZ-OXLADE

If you’re like me and you always pay the amount owing on your credit card by the payment due date, you never have to pay interest, so you may not much care what your interest rate is or how it’s calculated. But if you carry a balance, or if you ever take cash advances, read on.

Interest on a credit card is charged differently depending on the type of transaction on the card.

Maybe you made a new purchase.

Maybe you’re carrying a balance from last month, which would be a “previous purchase.” Perhaps you took a cash advance. Or maybe in an attempt to get your interest costs down, you did a balance transfer.

New purchases usually don’t attract any interest unless there’s a previous balance on the card or you end up paying after the due date. At that point, the interest clock clicks on back to the date of the purchase. No grace period!

If you carry so much as a penny on the balance, then instead of getting a free ride from the date of purchase through to the date owed, the interest clock clicks on the minute you do the transaction.

The interest-free or “grace” period never applies to cash advances. Yup, the minute you pull that money off your card, the clock clicks on and you start paying interest, usually on your entire balance. Ditto balance transfers unless you have a special deal going.

26 RentersGuide.ca

The interest you’ll pay is calculated in one of two ways: using the “average daily balance method” or using the “daily balance method.”

While these calculations are different, they often yield much the same results. If you don’t care, skip the next two paragraphs. If you really want to know the difference, well, here ya go: Credit cards calculate the average daily balance by adding up the balance at the end of each day and then dividing the total by the number of days in the billing period. The answer is then multiplied by the daily interest rate (the annual interest rate divided by 12). They multiply the result by the number of days in the billing period (30 in June, 31 in July).

The daily balance method calculates interest owed at the end of each day. They multiply the daily balance by the daily interest rate, adding up the daily interest charges to obtain the amount of interest charged for the month.

Everybody back?

Credit card companies use one of two methods to decide whether the interest-free period applies to your new purchases: On some cards, the interestfree period applies to your new purchases if you pay your current month’s balance in full by the due date. This can be called “method one” or “one-cycle billing.”

But some credit cards want to penalize you when you carry a balance even for one month. In an interest rate grab, “method two” or the “two-cycle” billing was born.

With this method, the interestfree period applies to your new purchases only if you pay your current month’s balance in full, by

the due date, and you did not carry a balance from the previous month.

I find it interesting that in all the chatter about card-holder rights and changes proposed by the Feds to protect consumers, two-cycle billing never saw the light of day.

Credit cards can also charge a different interest rate for things like introductory offers, cash advances or balance transfers. Since those rates are often calculated in different ways than the rates charged for purchases, you need to be careful when you use your cards.

While it may feel like torture to read your credit card agreement, if you don’t, you’re walking blind into something that may bite you in the butt down the road.

And whenever your credit card company sends out a notification that your terms and conditions have changed, pay attention.

It was a lack of attention that allowed the “two-cycle billing”, which was born in the U.S. where credit card companies regularly stick it to their customers, to take hold in Canada. If more people had had their heads up and rebelled, our lenders would never have kept this option. Now it has a strong foothold, it would take a tsunami of customer cancellations to have it reversed. That’s ground we’ve lost as consumers that we’ll never regain.

Gail Vaz-Oxlade is the host of Til Debt Do Us Part and author of Debt Free Forever. gailvazoxlade.com.

Follow Gail on Twitter at Twitter.com/ GailVazOxlade

+MORE ADVICE ONLINE nexthome.ca/news/advice

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