EASTERN EDITION
APR 28 - MAY 12, 2018 | rentersguide.ca
COME FOR THE VIEW, STAY FOR THE LIFESTYLE Suite 100, 185 Clearview Avenue | 613-729-4347
SPRING CLEAN-UP IN THE BEDROOM
WESTBORO PERFECTLY POSH
APOGEE, LUXURY SUITES L AL E E SIV TH LU C IN
460 ST-LAURENT 460 Blvd St-Laurent, Ottawa
Starting at $1,700/month*
L VE AL USI CL IN
KANATA LAKES
126-4 Battersea Crescent, Ottawa
INCLUDES Restaurant & Bistro ($) Medical clinic ($) Pool, spa & sauna Gym & physiotherapy Rooftop terrace
613.801.0226 | 6,5 km
INCLUDES Rooftop terrace & spa
NEAR
Starting at $1,305/month*
Golf courses, green spaces, parks, convenient shopping & schools
613.706.3526 | 26 km
L VE AL USI CL IN
HORIZON
INCLUDES
354-3 boul. des Grives, Gatineau
Starting at $1,340/month*
Indoor parking & elevator
NEAR Public transit, schools, parks, nature trails & cycling paths
819.303.3522 | 8 km
RESERVE YOUR UNIT NOW ! ARTHURGRAVELINE
11-19 rue Arthur-Graveline, Gatineau
Starting at $1,025/month*
JOLICOEUR/RIEL 125 boul. Mont-Bleu, 241 boul. Riel et 76, 94 rue Jolicoeur, Gatineau
INCLUDES Parking, air conditioner & electric fireplace
NEAR Golf courses, Champlain bridge, francophone & anglophone schools
INCLUDES Heat, hot water & 2 appliances (stove, refrigerator)
NEAR
Starting at 499/month
Public transit, francophone & anglophone schools, shops & services
HAUTES-PLAINES
INCLUDES
$
*
625-635 boul. des Hautes-Plaines, Gatineau
Starting at $799/month*
819.923.1771 | 10 km
819.923.1771 | 9 km
Parking & washer/dryer outlets
NEAR Public transit, parks, nature trails, cycling paths & golf courses
819.923.1771 | 12 km
* Certain conditions apply. Offers/prices subject to change without notice. Contact our housing consultants for more information.
brigil.com
2660 Norberry Cr.
RIVERSIDE & RIDGEWOOD
613-737-3617 norberry@gsrentals.ca
an d rin gl Sp
FOR APPOINTMENT PLEASE CALL:
Riverside Dr.
D r.
• WALKING DISTANCE TO BEACH, PARK AND PLAYGROUNDS • OC TRANSPO AT YOUR FRONT DOOR • CLOSE TO CARLETON UNIVERSITY • BEAUTIFUL WALKING AND BIKING TRAILS • UNDER 10 KM TO DOWNTOWN • INDOOR OLYMPIC SIZE POOL
Ridgewood Ave.
1 BD FROM $825 2 BD FROM $1079 3 BD FROM $1249 HEAT AND HOT WATER INCLUDED
OFFICE HOURS: MON-THURS 10AM-6PM FRI-SAT 10AM-4PM SUN 12-5PM
FOR PHOTOS AND A VIRTUAL TOUR VISIT:
www.AptOttawa.com
3
APR 28 - MAY 12, 2018 | VOLUME 24 ISSUE 9
CONTENTS
12
VICE PRESIDENT & CHIEF PUBLISHING OFFICER
Caroline Andrews PUBLISHER & GENERAL MANAGER
Shawn Woodford ASSOCIATE PUBLISHER
Anne-Marie Breen DIRECTOR, CONTENT & EDITOR-IN-CHIEF
Jennifer Reynolds MANAGING EDITOR
Wayne Karl EDITOR
Marlene Eisner ART DIRECTOR
Megan Pike CONTRIBUTING EDITORS
Sara Duck, Marisa Baratta CONTRIBUTING WRITERS
Lindsay Foran, Chuck Resnick, Gail VazOxlade REGIONAL SALES MANAGER
Paul Bimm paul.bimm@nexthome.ca SALES CO-ORDINATOR
Gary Chilvers
SENIOR MANAGER, DISTRIBUTION
Dwayne Rutherford NATIONAL CIRCULATION MANAGER
John Jenkins MANAGER OF PRODUCTION
Anthony Majetic GRAPHIC DESIGNERS
Swinder Jodhka Mike Terentiev
ON THE COVER:
ISLAND PARK TOWERS
T 613.729.1221 nexthome.ca ADVERTISING Call 416.626.4200 for advertising
rates and information. CIRCULATION Highly targeted, free distribution
IN EVERY ISSUE
ADVICE
06 Editor's Note
8 Money Sense
22 Index 24 Classifieds INSPIRATION
We Inc: Treat your personal finances like a business
16 Moving Combining households takes planning
18 Home Tips Sweet Dreams: Keeping your bedroom essentials clean
system aimed at real estate buyers using street level boxes and racking, plus door-to-door insertions in key audience segments. Call 1-855826-4200 to discuss distribution opportunities. COPYRIGHT 2018 All rights reserved by Yellow
Pages Homes Limited. Reproduction in any form is prohibited. Contents of this publication are covered by copyright and offenders will be prosecuted under the law. TERMS Advertisers, editorial content and Renters
Guide are not responsible for typographical errors, mistakes or misprints. All prices are correct as of press time and are subject to change without notice. E. & O. E. EDITORIAL Submissions from interested parties will be considered. Email to marlene.eisner@ nexthome.ca DISCLAIMER The views and data expressed by
NEIGHBOURHOOD PROFILE:
10 WESTBORO 4  RentersGuide.ca
columnists do not necessarily represent those of the publication.
DISTINCTIVE URBAN LIVING IN THE HEART OF LITTLE ITALY 17 ABERDEEN STREET, OTTAWA
CONVENIENTLY LOCATED AT PRESTON AND ABERDEEN, WE ARE MINUTES FROM DOWNTOWN AND WITHIN WALKING DISTANCE OF DOW'S LAKE AND THE FINEST RESTAURANTS IN THE CITY
Trans-Canada Hwy 417 Queensway
Norman St.
Adeline St.
Booth St.
Pamila St.
Bronson Ave. Hwy 79
Preston St.
Beech St.
Rochester St. Hwy 75
Aberdeen St.
Contact our leasing professionals now to book your personal viewing 613.230.1500 management@theadelaide.ca www.theadelaide.ca
• 1 and 2 bedroom suites crafted with high quality design elements • Granite counter tops • (5) appliances • Forced air natural gas heating • Central Air Conditioning • Fitness Facility • Media & Special Events Room • On site Management offering superior Tenant services • Secure underground parking & bicycle storage • 24 hour on-site security & emergency service • Easy access to public transit & Hwy 417
Carling Ave. Queen Elizabeth Dr. Dow's Lake
PROFESSIONALLY MANAGED BY
5
EDITOR’S NOTE
STAYING WARM INSIDE WHEN IT’S COLD OUTSIDE This year, it seemed as if winter just didn’t want to let go. Sure, temperatures are finally in the double digits, but an ice storm on April 14 and 15 in the GTA and parts of Eastern Ontario told a different story. Snow, sleet, below-zero temperatures, 100/ km hour winds – it was pretty cold outside. But what about inside? For renters with heat included in their rent, what does it mean when it begins to snow in mid-April? In Ottawa, according to city bylaws, maintaining a level of heat in a rental unit is not a seasonal responsibility: it’s an every day one. “Adequate and suitable heat” means every day between 11 p.m. and 6 a.m. the air temperature in the centre of each reasonably ventilated room must not be less than 16.67 degrees Celsius. During the day, between 6 a.m. and 11 p.m., the temperature in the centre of each reasonably ventilated room must not be less than 20 degrees Celsius. A landlord who doesn’t maintain adequate heat could be liable to a fine of up to $5,000. Most landlords want to keep their tenants happy and warm. It’s within their interest to do so. But if your landlord fails to provide heat in accordance with the provisions of the Residential Tenancies Act and the regulations, you can file an application with the Ontario Landlord and Tenant Board to have the Board determine an appropriate remedy. And when it’s time to make a move, let Renters Guide help. You can also check us out at NextHome.ca and get ready to find your new next home!
MARLENE EISNER EDITOR NextHome EMAIL: marlene.eisner@nexthome.ca
GET ED PIR INS
Keep your bedroom pristine 18
+ get social 6 RentersGuide.ca
+
ONLINE: Highrise, lowrise, condo, loft – there are so many different types of apartments out there, when you’re looking to rent, you need to know what you’re looking for. nexthome.ca/what-type
Interact with us on social media: nexthome
Parliament Hill Montreal Rd North River Rd
Rideau River
Rideau Street
TERRASES GABRIELLE
premium rental apartments ] Indoor ] Fitness
Salt Water Pool Center
] Rooftop ] In
Terrace
Suite Washer and Dryer
] Window ] Strip
Blinds
Hardwood Floors
The perfect Retreat. In the heart of the city.
APR 28 - MAY 12, 2018 7
ADVICE | MONEY MATTERS
WE INC. TREAT YOUR MONEY LIKE A COMPANY WOULD, AND TURN A PROFIT GAIL VAZ-OXLADE
Years ago I had a girlfriend, Suzi, who worked as an office manager. Boy, she was good at her job. She kept the receivables and payables balanced, she negotiated contracts like a master, and she kept the bank manager at bay – all for her bosses, the owners of the 8 RentersGuide.ca
business. But at night, this master of the corporate coffers would sit at her kitchen table weeping because she couldn’t decide which credit cards to make minimum payments on, or how she was going to get to the end of the month before she got to the end of the money. It’s not a unique story. You probably know someone who is responsible for an enormous departmental budget, but bounces
cheques at home. Perhaps you have woken in the wee hours wondering when your line of credit would be revoked. Tired of those sleepless nights? Then it’s time to incorporate some new ideas. Welcome to “We Inc.” I can’t take the credit for the concept of We Inc. It’s my husband’s phrase. While he gets most of his bright ideas from me, this winner is all his. …continued on page 26
Your rental search is over. Welcome home.
Beautiful Renovated Apartments in Ottawa at 1785-1815 Baseline Road, Ottawa
• Great neighbourhood • Laundry & appliances included • Secured entry • Close to all amenities & schools • Excellent live in management team
Toll free#
1-855-371-1201
Bachelors from $895 (Inclusive) Junior from $995 (Inclusive) 1 Bedrooms from $1045 (Inclusive) 2 Bedrooms from $1145 (Inclusive) 2 Bedrooms Deluxe from $1495 (Inclusive)
www.panoramicproperties.ca info@panoramicproperties.ca *Prices, specifications and availabilty subject to change without notice. E&O.E. 9
NEIGHBOURHOOD PROFILE
+MORE PHOTOS AND STATS ONLINE: nexthome.ca/westboro-village
WESTBORO PERFECTLY POSH
LINDSAY FORAN Westboro runs from the Transitway up to Carling Ave., and along Tweedsmuir Ave. to Denbury Ave. This area is the epitome of posh. Where else will you find fit moms in Lululemon yoga pants pushing the trendiest, most expensive strollers, carrying designer handbags? It’s a great area and it’s got it all. This is a trendy, active area where most people have dogs, kids, and a six-figure income. You can even bring your dog into most of the stores here! Many
residents have to commute to work, but once they come home, they have everything they need right at their doorstep. Over the years, Westboro has given itself a much-needed facelift. Richmond Rd. is lined with specialty stores, high-end fashion boutiques, restaurants and bakeries. The local coffee shops are filled with runners, cyclists, baby strollers – even at the earliest hours of the morning. Westboro is not for the lazy! This place is full of driven, successful people, who strive for the best. And it shows. Westboro appeals to all ages, but is most popular with families and retirees. Why? Because it’s safe, it’s trendy, it has everything you need, and it’s still close enough
AVERAGE HOUSEHOLD INCOME
FAST FACTS
10 RentersGuide.ca
$117,029
to downtown and the rest of the city. This is an area that is health conscious, active and thriving. Westboro draws in professionals with money to spend. Residents can make use of the Transitway, the many bus stops along Richmond Rd., the O-Train, and the light rail train (LRT), which will be coming soon. Visitors and residents can also take advantage of the many bike paths, and Hwy. 417 is only a quick drive down the road.
Lindsay has lived in the Ottawa/ Gatineau area her whole life. When she’s not touring the city in search of the hottest new neighbourhood spots, she’s busy writing fiction and enjoying life with her husband and two dogs. lindsay_foran01@hotmail.com
ON TAP
OWN VS. RENT
47%
FAMILY STRUCTURE
FAMILIES
COUPLES
SINGLES
26%
33%
41%
22% 20%
21%
RENTERS
53% OWNERS
CORONA
CANADIAN MICROBREW
ALEXANDER KEITH’S
NEW RENTALS VISIT TODAY! 1425 VANIER PARKWAY
LEASING CENTRE AND 1 VISIT 2 TOUR FIVE MODEL SUITES
Enjoy the freedom and prestige that comes with leasing a Lépine apartment at the newly constructed Les Terrasses Francesca.
YOUR PREFERRED 3 SELECT MOVE-IN DATE
CHOOSE YOUR FAVOURITE SUITE
SUITES FROM 900 - 1725 SQ.FT.
LEPINEAPARTMENTS .COM 613.903.4976 LEASE A LEPINE APARTMENT TO LIVE CAREFREE AND ENJOY A RESORT LIFESTYLE
SALTWATER POOL & FITNESS
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LEASING CENTRE
24/7 CONCIERGE SECURITY
IN-SUITE LAUNDRY
1425 Vanier Parkway Mon-Fri 10AM -6PM Sat-Sun 10AM -5PM 11
COVER STORY
ISLAND PARK TOWERS YOUR HOME IN WESTBORO Located at 185, 195 and 200 Clearview Ave., just steps from the Sir John A. MacDonald Parkway, Island Park Towers offers spacious and comfortable suites in an ideal location. This community is perfect for those wanting a home in the city, but who don’t want to pay condo fees or maintain a house of their own. Westboro is quickly becoming one of the hottest neighbourhoods in Ottawa – don’t miss out on your chance to live in the heart of it all. Island Park Towers puts you steps from the hottest restaurants, shops and pubs in Westboro. Hit the Ottawa River pathway for a run, enjoy a drink after work with friends, spend Saturday morning at the farmers’ market, or plan a romantic evening at one of the best restaurants – Westboro has it all. These towers are close to all amenities. Only blocks from the Transit Way, Hwy. 417 and even the bridge to Gatineau, Island Park Towers is truly in the heart of the city. With the new LRT project 12 RentersGuide.ca
underway, the rest of the city will only be minutes away. Come 2018, Tunney’s Pasture will undergo massive redevelopment for the LRT main station, which means more shops, more infrastructure and more opportunities. Residents can choose from a wide array of floorplans. There are bachelor, one-, two- and threebedroom suites ranging from 365 to 1,333 sq. ft. For something larger, Island Park Towers offers penthouse suites as well as 2,000-sq.-ft. specialty apartments. Enjoy spectacular views of the Ottawa River, the incredible cityscape, and the lovely Gatineau Hills from your large balcony. There is laundry, underground and above-ground parking, as well as a hair salon. All suites include central air, and you won’t have to pay for heat, hydro or water. The grounds are meticulously cared for, too. This is ideal turn-key style living. Island Park Towers staff take pride in their work, and they encourage you to feel at home in
this building. Staff is committed to providing residents with only the highest standard of integrity and professional management services. For your comfort and security, someone on staff is available 24/7 to respond to emergencies.
+ LOCATION Westboro PROPERTY MANAGEMENT Island Park Tower HOME TYPE Bachelor- three-bedroom suites plus penthouses & 2,000-sq.-ft.+ specialty suites
LEASING OFFICE 185 Clearview Ave., suite 100. Hours: Monday - Thursday 11am to 6:30pm, Friday and Saturday 11am to 4pm. CONTACT 613.729.4347 rentcanada.ca/ipt
Island Park Towers Come for the View Stay for the Lifestyle A beautiful location off the Western Parkway. Breathtaking views of the Ottawa River and the Gatineau Hills. Access to Ottawa’s best bicycle paths. Enjoy the professionally landscaped grounds.
• Freshly decorated bachelor, 1, 2 & 3 bedroom suites • Suites feature hardwood flooring (parquet), appliances, individual heat control. A variety of well designed, spacious plans to choose from.
• The buildings are centrally air-conditioned, and are equipped with security intercom systems. • There is a Tuck Shop, beauty salon, laundry facilities, indoor and outdoor parking on the premises. We are minutes from the Transit Way.
(613) 729-4347 Suite 100, 185 Clearview Avenue Rentcanada.ca/ipt Monday to Thursday 10:30AM to 6:30PM. Friday & Saturday 11AM to 4PM. Evenings and Saturdays by Appointment
APR 28 - MAY 12, 2018 13
Montfort Manor 550 Lang’s Road, Ottawa (Beside The Montfort Hospital) Bachelors starting at $900.00 2 bedrooms starting at $1,350.00 1 bedrooms starting at $1,075.00 • Bachelors, 1 & 2 bedroom suites • Private balconies • Parquet flooring • Laundry • Exercise facility • Lobby watch system • Onsite management • Underground parking • Close to shopping, schools & transportation routes
Call 613-741-0623
*** all promo’s are based on signing and completing a 12 month term
For rental inquiries at River Club please email us at riverclub@qresidential.ca and for Montfort Manor at montfortmanor@qresidential.ca
www.qresidential.ca 14
Capital Towers 1240 & 1244 Donald Street, Ottawa 1 Bed plus Den-FROM $1,150.00 2 Bedroom-FROM $1,200.00
2 Bed plus Den-FROM $1,300.00 3 Bedroom $1,350.00
• New corridors • All new lobbies • Exercise room • 24 hour laundry rooms • Outdoor pool, tennis court • Outdoor & underground parking • Short walk to grocery stores, fast food & restaurants, St. Laurent Mall, bus lines & parks
Call 613-744-0283 capitaltowersleasing@qresidential.ca www.capitaltowersottawa.ca
*plus hydro **on select units for a limited time *** all promo’s are based on signing and completing a 12 month term
For rental inquiries at Lancaster Apartments please email us at lancaster@qresidential.ca For Habitat du Lac Leamy email us at habitatdulacleamy@qresidential.ca For Capital Towers email us at capitaltowersleasing@qresidential.ca
www.qresidential.ca
15
ADVICE | MOVING
COMBINING HOUSEHOLDS
FOR THE FIRST TIME CHUCK RESNICK Forty years ago, most couples did not live together. The majority married and before they did, they were often still living at home. A traditional wedding shower was important and carried great value as it supplied newlyweds with all the necessities married life required, including dishes, cookware and bedding. Fast-forward to today. With many people living on their own before they move in together or get married, combining households for the first time takes proper planning to start off on the right foot. Whether you’re getting married for the first time, the second time or are deciding to move in together as a committed couple, you probably both have a lot of 16 RentersGuide.ca
your own stuff. The dilemma now becomes whose couch stays, and tallying how many flat-screen TVs you have between the two of you. Here are some helpful tips for combining households: » Go through each existing home together and identify which items are duplicates. Talk about each item honestly. If you can legitimately use two of something in your new life, such as televisions or stereos, go ahead and keep both, but don’t wait to have the discussion on moving day. » Do the same evaluation for small items, such as silverware, as you do for the larger items. These smaller items can add up quickly, and often produce the most clutter. » Organize with boxes and coloured markers. Purchase empty boxes at a moving store or get some of varying sizes at a local store before you begin so
you can appropriately tag and box items that stay and those that go. » Think about donating to those in need. If a garage sale isn’t of interest, consider donating to local charities, fundraisers or homeless shelters. Experts agree that couples can successfully blend two households if they take time on the front end to address the move. The key, as with all organizing projects, is proper planning.
Chuck Resnick is vice-president Marketing and Operations for Two Men And a Truck - Canada, a division of Heron Capital Corporation. Visit twomen.ca
+MORE ADVICE ONLINE nexthome.ca/news/advice
River Club 190 Lees Avenue, Ottawa Starting at 1 Bedroom $1,100 • 2 Bedroom $1,400 • • • • • • • • •
1 & 2 bedroom suites Exercise facility with indoor pool/sauna Squash & tennis courts Fridge and stove incl. Air conditioning Dishwashers Indoor parking Close to OC Transpo Walking distance to University of Ottawa
Call 613-565-9552
*** all promo’s are based on signing and completing a 12 month term
Habitat du Lac Leamy 42, 44 & 46 rue Bedard, Gatineau Bachelor starting at $650 1 Bedroom starting at $750 2 Bedroom starting at $850 • • • • • •
Studio, 1 & 2 bedroom suites Utilities included Laundry Fridge & stove incl. Adjacent to the Gatineau National Park Close to shopping, schools, hospitals & transportation routes • 5 minutes from CGEP
Call 819-776-1112
*** all promo’s are based on signing and completing a 12 month term
For rental inquiries at River Club please email us at riverclub@qresidential.ca and for Montfort Manor at montfortmanor@qresidential.ca
www.qresidential.ca 17
INSPIRATION |
tips
SWEET DREAMS Studies show that a clean bedroom can help you sleep better and maintain a healthy lifestyle. After all, we spend a third of our life in bed. We asked Pam Helms, co-founder of the plant-derived household cleaner brand Mrs. Meyer’s, to give us the lowdown on how to clean our bedroom essentials for a sweeter night’s sleep
by S ARA D U C K
“Springtime is the season of renewal and comes with more hours of sun, which is perfect to shine a light on some items in the home that might need a bit of a touch up and refresh before heading into summer play time – great to get that work out of the way and feel accomplished!” - Pam 18 RentersGuide.ca
BLANKETS
Machine wash cotton blankets in warm water. Wash wool with laundry detergent on the gentle cycle in cold water. Spin blankets in the washer until all excess moisture is extracted. Gently stretch blankets back to their original size (measure first if you’re not sure what that is) before air drying.
SHEETS AND PILLOW CASES
Since these are in close contact with your skin, wash them once a week – or more frequently if someone has been sick. Wash cotton, cotton blends, flannel, synthetics or bamboo in hot water to kill bacteria; dry them on low. Remember to fold sheets right away so wrinkles won’t set in.
COMFORTERS
Place them in the dryer for just a few minutes to fluff up, and then hang heavy comforters, quilts and wool blankets on several clotheslines to balance out the weight so they won’t stretch. Clean your clotheslines with a damp rag before each use.
QUILTS
Put these in the washer on the gentle cycle, but make sure to use cold water and laundry detergent. If you have a homemade quilt, you don’t want to wash it too often, or it’ll show its wear. If your quilt is an heirloom, have it professionally cleaned.
MATTRESS PADS
Wash these once a month (unless they’re soiled, in which case wash them right away!) in hot water and air dry. Doctors may advise allergy and asthma sufferers to wash them more frequently.
RUGS
We love Mrs. Meyer’s 64-load laundry detergent in lavender scent. $16 mrsmeyers.com
Wash small cotton or synthetic rugs and bath mats (even those with rubber or latex backings) in cold water on the gentle cycle. Air dry.
CURTAINS
Cotton curtains can be washed in cold water. Air dry, then iron them when they’re slightly damp to get out those wrinkles before they set in. Tufted headboard, $200. Drum mirror, $80. Carved wood dresser, $500. homesense.ca
APR 28 - MAY 12, 2018 19
SPRING/S
AL  | NATION
UMM ER 2018
erties near Rental prop & colleges universities
Pick up the Spring/ Summer issue of the national Student Renters Guide or view it on any digital device anytime
studentrentersguide.ca
Ottawa West
OTTAWA'S NEWEST HOT SPOT
located in Westboro Village
FANTASTIC RIVER VIEWS** SPACIOUS BACHELOR, 1 & 2 BEDROOM SUITES INQUIRE ABOUT IMMEDIATE & FUTURE OCCUPANCY • • • • • • • • • • • • •
All Utilities Included New Stainless Steel Appliances Freshly Decorated Lobby, Corridors & Suites Beautiful Parquet Flooring Laundry & Storage Facilities Outdoor Pool & Saunas Bicycle Storage & Party Room Upper Deck or Covered Parking Hair Salon on Site Security Patrolled and Camera Surveillance Easy Access to the Western Parkway Close to OC Transpo, Restaurants & Shopping Near walking trails, bicycle and blading paths
** On select suites - North & West exposure. Subject to availability
Weekdays: 8 am - 6:30 pm. Weekends by Appointment
613.912.4546 www.frastell.com
APR 28 - MAY 12, 2018 21
RENTAL DIRECTORY
ADVERTISERS RENTERS GUIDE MAKES EVERY EFFORT TO ENSURE THE ACCURACY OF OUR INDEX, HOWEVER AVAILABILITY AND PRICES CHANGE DAILY. PLEASE REFER TO THE SPECIFIC AD AND CALL THE ADVERTISER FOR MORE DETAILS.
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WEST Baseline Court - 1785, 1795, 1805, 1815 Baseline Rd.
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Plaza Towers - 465 Richmond Rd.
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Park West - 30 McEwen Ave.
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Phoenix Rental - 151 Greenbank Rd.
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Terrasses Gabrielle - 411 North River Rd.
Inquire
Island Park Towers - 185 Clearview Avenue
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The Riverclub - 190 Lees Ave.
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Montfort Manor - 550 Langs Rd.
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Capital Towers - 1240 & 1244 Donald St.
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ADVERTISERS RENTERS GUIDE MAKES EVERY EFFORT TO ENSURE THE ACCURACY OF OUR INDEX, HOWEVER AVAILABILITY AND PRICES CHANGE DAILY. PLEASE REFER TO THE SPECIFIC AD AND CALL THE ADVERTISER FOR MORE DETAILS.
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SOUTH Lord Halifax Place - 2209 Arch St., 2nd Floor
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Regency Court - 2209 Arch St., 2nd Floor
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Canterbury Square - 2209 Arch St., 2nd Floor
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460 St-Laurent - 460 Blvd St-Laurent
$1700
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Kanata Lakes - 126-4 Battersea Crescent
$1305
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Horizon - 354-3 boul. des Grives
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Arthur-Graveline - 11-19 rue Arthur-Graveline
$1025
Jolicoeur/Riel - 125 boul. Mont-Bleu, 241 boul. Riel et 76, 94 rue Jolicoeur
$499
Hautes-Plaines - 625-635 boul. des Hautes-Plaines
$799
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We b :
w w w. r e i n e r t h o l d i n g s . c a APR 28 - MAY 12, 2018 25
…continued from page 8
BOSS, EMPLOYEE AND SHAREHOLDER
What does “We Inc.” mean? It means handling your family’s finances as carefully as you would some stranger’s money. It means making a shift in the way you think about your money. Your focus changes and you begin to acknowledge that whomever else you work for, your top financial priority should be you and your family. “We Inc.” means creating a mission statement, following the rules of money management so the auditors – anyone who has an interest in your record keeping such as your banker, the tax man or your spouse – won’t have a hissy-fit, and making sure you stay afloat, so you can continue to pay your primary employee: you. And it means paying attention to the details so the corporation (your family) continues to function and meet the expectations of the major shareholder (you). If Suzi had spent one-tenth the time managing her own finances with the vigour she poured into her role as an office manager, she’d have been in control of her money. SET SOME GOALS
Corporations have finance departments, controllers and internal auditors, yet only 25 per cent of us regular folk have a written financial plan. So threequarters of us are walking around without a map. As the chief financial officer for We Inc., you need a strategy for managing your money. That means setting some goals and establishing the priorities for how money will flow in and out. First, what’s your personal mission statement? Do you want to retire by the time you’re 55? Do you want to be debt-free by the year 2020? Make sure your mission has a time-line and 26 RentersGuide.ca
outlines the specific steps you’ll take to achieve it. Second, what are the spending and earning goals that will help you accomplish your mission? Without a budget, it’s hard to determine if you’re working to meet your priorities, or just keeping your head above water. MANAGE THE DETAILS
Corporations are disciplined. They do cash-flow statements monthly, reconcile their bank statements at least that often, and keep meticulous records. So should you. Handling these details isn’t hard, but it does take time. Unfortunately, we are more willing to watch television than actively manage our money. That wouldn’t fly at the office, (“Sorry boss, but Idol is on right now – make your own copies.”), and it won’t at We Inc. either, once you begin to take your own money seriously. Doing the details at home means setting up files, meeting deadlines, and administering your portfolio. Monthly contributions to a retirement savings plan, regular repayment of debt and serious attention to cash flow (read: don’t bounce any cheques) are all examples of this discipline. The shoe-box full of financial records and the last-minute scramble to find those tax receipts are good examples of what not to do. HIRE EXPERTS
Corporations hire consultants, financial advisers and independent external resources to help them get the job done. You, too, should recognize that different tasks require expertise in different areas. Seeking independent financial information or advice is a good thing to do, especially when you are out of your particular area of expertise. Use a stockbroker for your investing and an estates lawyer for your will and powers of
“
First, what’s your personal mission statement? Do you want to retire by the time you’re 55? Do you want to be debt-free by the year 2020? Make sure your mission has a time-line and outlines the specific steps you’ll take to achieve it.
”
attorney. Don’t go the route of the generalist and expect your accountant or banker to be your only adviser: the world of money changes so quickly, no single generalist could possibly keep up. RESULT? HAPPY EMPLOYEES
As the president of We Inc., it is also up to you to ensure your employee – that would be you, again – has a good pension plan, is covered for health and disability and has sufficient life insurance. You want to keep your best employee happy, right? The right attitude – We First – will help to keep everything else in your life in perspective.
Gail Vaz-Oxlade is the host of Til Debt Do Us Part and author of Debt Free Forever, and she blogs daily at gailvazoxlade.com. Follow Gail on Twitter at Twitter.com/GailVazOxlade
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