Eastern Ontario NextHome + CondoGuide Nov. 24-10, 2018

Eastern Ontario Nov. 10–24, 2018

The first and only complete guide to pre-construction homes and condos

FALL IN LOVE WITH YOUR HOME SWEET HOME

INSIDE:

ENTERTAINMENT EASE WITH ANNA OLSON

CONDO RULES AND YOUR LIFESTYLE

It’s time to live in comfort and style Infusion Terrace Homes are superbly designed across two floors with brightly lit kitchens that open to the living space. Large windows let in plenty of sunshine and glass patio doors lead out to a spacious balcony — perfect for entertaining.

Enjoy an affordable and low maintenance lifestyle in an Infusion Terrace Home.

From $245,900 in Harmony, Barrhaven From $239,900 in Avalon Encore, Orléans Visit our Sales Centres in Barrhaven and Orléans today.

Now available in Barrhaven and Orléans Harmony, Barrhaven

Avalon Encore, Orléans

4005 Strandherd Drive Nepean, ON K2J 6E1 613-823-1900 HarmonySales@minto.com

2370 Tenth Line Road Ottawa, ON K4A 3W4 613-834-6400 AvalonSales@minto.com

In-suite laundry

Large balcony

Outdoor parking

3 stainless steel appliances

MEASURE TWICE. CUT ONCE. LOVE FOREVER. Enjoy Stylish Ottawa Living Plus Much More With Rear Lane Townhomes Just Minutes From Downtown Ottawa.

UP TO $60,000 IN DESIGN STUDIO CREDITS. SAVE UP TO $65,000 WITH A FULL VARIETY OF INCLUDED ARCHITECT'S CHOICE OPTIONS.

Rear Lane Townhomes From $509,990

Rear Lane Townhome, The Kawartha, ‘Urban Heritage’, 1,568 Sq.Ft. $509,990.

Includes: 3 Stainless Steel Appliances, 3 Bedrooms & 3 Bathrooms, $60,000 at Décor PLUS $35,291 in Savings.

SALES CENTRE 895 Montreal Road 613.421.7127

Double Car Garage Rear Lane Townhome, The Rideau ‘Contemporary’, 1,903 Sq.Ft., $574,990. Includes: 3 Stainless Steel Appliances, Alternate Ground Floor, No Premium, $40,000 at Décor PLUS $65,291 in Savings.

Please visit mattamyhomes.com for Sales Centre & Model Home hours All illustrations are artist’s concept. All dimensions are approximate. Prices, specifications, terms and conditions subject to change without notice. E.&O.E.

SUMMERSIDE WEST MODEL HOME

Stylish Ottawa living has never been easier and more affordable. Now Mattamy's Wateridge Village community offers even more value with our new Rear Lane Towns. Get 3 Stainless Steel Appliances with every home plus more savings and included features. Don't miss out on this exclusive offer in Wateridge Village.

Double Car Garage Rear Lane Townhome, The Rideau ‘Urban Heritage’, 1,903 Sq.Ft. $589,990. Includes: 3 Stainless Steel Appliances, Alternate Ground Floor, $60,000 at Décor PLUS $35,291 in Savings.

Rear Lane Townhome, The Severn ‘Contemporary’, 1,777 Sq.Ft., $604,990.

Includes: 3 Stainless Steel Appliances & $10,000 at Décor.

THOUGHTFUL DESIGN

THE MATTAMY WAY At Mattamy Homes, we design homes that are thoughtfully planned to maximize the living space while bringing families closer together. From large breakfast bars where everyone can gather to eat, to Jack-and-Jill bathrooms to share, Mattamy is committed to thoughtful design in every room.

Learn More at mattamyhomes.com

mattamyhomes.com

COMING SOON Register Now at claridgehomes.com/coming-soon

3-STOREY TOWNHOMES

Starting from $364,900 • Hardwood Floors • 3 Kitchen Appliances • $10,000 Design Centre Bonus • Free Maintenance Fees for 1 Year

591 Summerhill Street

613-822-6444

Monday - Wednesday: 1 - 8 pm Saturday & Sunday: 12 - 5 pm

summerhill@claridgehomes.com

claridgehomes.com Prices and specifications are subject to change without notice. E.&O.E.

NOV 10 - 24, 2018 | VOLUME 18 ISSUE 21

CONTENTS

CHIEF REVENUE OFFICER

Jacky Hill Jacky.Hill@nexthome.ca EDITOR-IN-CHIEF

Susan Legge Susan.Legge@nexthome.ca ART DIRECTOR

Tammy Leung EDITOR

Marlene Eisner CONTRIBUTING EDITORS

Sara Duck Amanda Pereira MEDIA CONSULTANT

Julie Deboer julie.deboer@nexthome.ca DISTRIBUTION

DistributionTeam@nexthome.ca SALES & MARKETING CO-ORDINATORS

Gary Chilvers Sarah Khan ACCOUNTING INQUIRIES

20

AccountingTeam@nexthome.ca GRAPHIC DESIGNERS

Miguel Cea Sandra Hanak-Vujnovic Mike Terentiev AD PRODUCTION

Pre-Press@nexthome.ca Published by

ON THE COVER:

nexthome.ca Advertising Call 1.866.532.2588 for advertising rates and information.

Valecraft Homes Welcome to Place St. Thomas in Embrun: Fall in love with your home sweet home SPOTLIGHT ON CONDOS

TRENDING

Your guide to new condo communities in the Gatineau and Greater Ottawa Area

19 Market Survey

ADVICE

C3 Home Smarts

Condo rules: Choose a condo that suits your lifestyle

BY MARNIE BENNETT

BUYER PROFILE

16 Greatwise

Developments Alison and Mackenzie purchase a 1,283 sq. ft. townhome in Fresh Towns

CMHC surveys Canadian homeowners’ mortgage savvy

INSPIRATIONS

C2 Entertaining

Entertaining tips from celebrity chef, Anna Olson

IN EVERY ISSUE

10 Editor’s Note 22 Hot Properties 24 Advertisers’ Index 26 What’s Online

8 NextHome+CondoGuide | Nov. 10–24, 2018

Circulation Highly targeted, free distribution system aimed at real estate buyers using street level boxes and racking, plus door-to-door insertions in key audience segments.

Call 1.855.826.4200 to discuss distribution opportunities.

Copyright Notice. All copyright and other intellectual property rights in the contents hereof are the property of NextHome, and not that of the individual client. The customer has purchased the right of reproduction in NextHome and does not have the right to reproduce the ad or photo in any other place or publication without the previous written consent of NextHome. Contents of this publication, in hard copy format as well as online, are covered by copyright law, and offenders will be prosecuted.

Copyright 2018. All rights reserved.

Reproduction, storage in a retrieval system or transmission, in any form or by any means, whether electronic, mechanical or otherwise, in whole or in part, without prior written permission of NextHome is strictly prohibited.

Terms Advertisers, Editorial content are not responsible for typographical errors, mistakes or misprints. All prices are correct as of press time.

Editorial Submissions from interested parties will be considered. Please submit to the editor at editorial@nexthome.ca

F I N E LY- C R A F T E D H O M E S I N D I S T I N C T I V E N E I G H B O U R H O O D S

SINGLE FAMILY HOMES

SINGLE FAMILY HOMES

SINGLE FAMILY HOMES

& TOWNS COMING SOON

NOW OPEN

& TOWNS COMING SOON

NOW OPEN

NOW OPEN

S A L E S @ C A I VA N . C O M

|

C A I VA N . C O M

|

613-518-2364

EDITOR’S NOTE

CONDO RULES CHOOSE WHAT FITS YOUR LIFESTYLE

MARLENE EISNER EMAIL: Marlene.Eisner@Nexthome.ca TWITTER: @MarleneEisner

+

Rules are made to be broken, or so the saying goes.

But when it comes to living in a condominium community, breaking the rules set out by the Board is not advised and, according to Ontario’s Condominium Act, could lead to legal action. Consistently breaching the rules also won’t win you many friends.

That’s why, like location, design, floorplan and price, condo rules vary from project to project, and it’s best to do your homework before making a decision on where you want to live. For example, the condo rules and bylaws in one building may permit all animals, while in another, only dogs and cats are allowed. Some condominium bylaws prohibit all pets.

Other lifestyle considerations in condo rules include smoking (or not smoking) in suites, short-term rentals (think airbnbs) and noise levels from unit renovations or music. If you’re a smoker, you’ll want to be able to light up in your unit or on your balcony. Some people don’t want short-term rentals in their building, and if you like to party and celebrate long after midnight, you won’t want restrictions on when you have to turn down the music.

Thankfully, there are many condominium projects from which to choose, and you won’t have a problem finding one that works for you. Let NextHome + Condo Guide help you find the perfect place that you can call home.

CMHC survey captures Canadian homeowners’ view on mortgages Page 21

+ get social 10 NextHome+CondoGuide | Nov. 10–24, 2018

Interact with us on social media: nexthome

GET MORE FOR LESS IN IN EMBRUN EMBRUN

BUNGALOWS BUNGALOWS

STARTING FROM $379,900 STARTING FROM $379,900

TWO STOREYS TWO STOREYS

44 FT WIDE LOTS 44 FT WIDE LOTS

* $100,000 $100,000 * LESS LESS THAN THAN THE THE CITY CITY

Move Move into into your your dream dream home home for for less less than than the the city, city, and and enjoy enjoy beautiful designs on larger lots.

Plus, take advantage of beautiful designs on larger lots. Plus, take advantage of great great Décor Décor Bonuses.

Bonuses.

SALES CENTRE SALES CENTRE

605 Bruxelles St., Embrun ON 605 Bruxelles St., Embrun ON (613) 370-0288 (613) 370-0288

Monday to Thursday: 12pm - 7pm Monday to Thursday: 12pm - 7pm Friday to Sunday: 12pm - 5pm Friday to Sunday: 12pm - 5pm

*An estimate, certain restrictions apply. Prices, terms and specifications are subject to change without notice. E & O.E. *An estimate, certain restrictions apply. Prices, terms and specifications are subject to change without notice. E & O.E.

SPOTLIGHT ON

L

UT L-O N L U P CTIO SE CIA SPE

IN THIS SECTION

YOUR PULL-OUT GUIDE TO HIGHRISE, CONVERSION, LOFT, TERRACE & TOWNHOME CONDO PROJECTS

INSPIRATION |

entertaining

Entertain with ease NextHome gets you ready for the busy entertaining season with tips from celebrity chef, Anna Olson.

THE FREEZER IS YOUR FRIEND. Getting ahead of your holiday baking means making what you can now and freezing it for later use. As a general note, baked cookies with less sugar freeze better than cookies with a lot of sugar. Try freezing your cookie doughs and then bake when needed. The doughs take up less room in the freezer, and all of the hard work is done – you just have to thaw and bake. Remember to label the cookie doughs and include the baking instructions.

SPOTLIGHT ON

CONDOS

MAKE A LIST. To get yourself ready for hosting a big holiday meal, do what a chef does, make a list. After you’ve picked your recipes, then you can write out a list of what can be done a week ahead, two-three days ahead, a day ahead and what has to be done last minute (and it will feel less overwhelming). This will help you organize your shopping list, too.

Check out her new book Set for the Holidays with Anna Olson: Recipes to Bring Comfort and Joy. $40. Indigo.ca

FIND MORE FROM ANNA at annaolson.ca

C2 NextHome+CondoGuide | Nov. 10–24, 2018

PLAN YOUR MENU. When planning your big holiday meal, of course you have to make the family favourites, but if you are adding some new dishes, take time to plan how many need to go into the oven or be cooked on the stove. Too many pots on the stove? Then switch your mashed potatoes to roasted or scalloped, to fit them into the oven. No room for the ham in the oven? Consider baking it overnight at 275F – it smells fantastic as you awaken!

TAKE CARE OF THE SMALL THINGS. To avoid that last-minute panic when hosting a party, take care of little fussy tasks the day before.

Chop parsley or chives, slice your lemons and limes and do your chocolate shavings all ahead so that when your guests are walking through the front door, you just have to sprinkle and garnish with a smile.

ADVICE | HOME SMARTS

THE RIGHT FIT CONDO RULES AND YOUR LIFESTYLE

MARNIE BENNETT

“green” condos provide plug-in stations for this very purpose.

While rules and regulations may not be the stuff your condo dreams are made of, I’m happy to report that there are condo rules to suit every demographic. Find the set that work for you, and – I promise – you’ll love your home that much more.

To receive a FREE copy of a new special report titled “Homebuyers: How to Save Thousands of Dollars When You Buy,” email sales@bennettpros.com Marnie Bennett is a Broker and CEO of Bennett Property Shop Realty, a full premium service real estate brokerage specializing in marketing and selling new and resale homes, condominiums and investment real estate. Marnie is the host of the weekly radio show “The Bennett Real Estate and Wealth Show” every Saturday at 1 p.m. on 580 CFRA. bennettpros.com

+MORE ADVICE ONLINE nexthome.ca/news/advice

CONDOS

Airbnb-type rentals). One condo complex recently made the news for disallowing renters who don’t constitute a family. While sometimes controversial, such rules are meant to ensure that all residents have a vested interest in maintaining a well-kept building with a pleasant atmosphere.

• Pets. Some condos ban all types of pets, while others embrace them. Some place restrictions only on certain types of animals.

• Barbecues. While Ottawa has no bylaws pertaining to natural gas-line barbecues on balconies, some condos do restrict them due to safety concerns.

• Parking. Condos may restrict parking for commercial and/or oversized vehicles.

• Plug-ins for electric cars.

This issue caught my eye back in August, when an Ottawa condo made headlines for deciding that a resident with an electric car should pay for his own electricity and for the installation of a meter. At the other end of the spectrum, some

SPOTLIGHT ON

If you’re like most of my condobuying clients, your home search is centred around location, suite layout and building amenities.

These are the physical aspects of your home, and they’re incredibly important. But there are also intangible aspects, such as rules and regulations, which may affect the way you actually live in your condo.

The vast majority of these rules are reasonable; however, they do vary from condo to condo. They can be found in the Condo Declaration, and it’s well worth your while to read them as part of your home-hunting research. (While rules can be added or eliminated by the condo board, owners are given a vote on important issues, and can demand meetings to review other changes.)

Depending on your lifestyle, you may be passionate or indifferent about any of the following issues, each of which is often regulated by condo rules: • Smoking. Smoke-free condominiums are a relatively new development, but they have indeed made their Ottawa debut.

These condos ban smoking even in the privacy of your own suite, so that the highest air quality is maintained.

• Rentals. Some Ottawa condominiums have restrictions on short-term rentals (that is, leases of less than a year or even

nexthome.ca C3

CONDOS SPOTLIGHT ON C4

45 STOREYS

of impeccably designed suites Find your new home in the heart of Little Italy where stunning views of Dow’s Lake are available from $336,000.

www.claridgeicon.com 485 Preston Street, Ottawa 613.695.1441

UNDER CONSTRUCTION

Occupancy October 2020

ONLY 2 UNITS LEFT! Parking included in all remaining units.

First master-planned community in Ottawa to be recognized under Canada Green Building Council’s LEED® Program.

101-300 Lett Street, Ottawa. 613.232.2049

ONLY 3 UNITS LEFT! Award-winning development: Ottawa Urban Design Awards.

56 Nepean Street, Ottawa. 613.234.1780

SPOTLIGHT ON

CONDOS

claridgehomes.com Prices and specifications are subject to change without notice. E.&O.E.

C5

Live and Play ON THE

SOUTH COAST OF CANADA TALL SHIPS LANDING IS LOCATED IN BROCKVILLE, CITY OF THE WORLD FAMOUS 1000 ISLANDS. TALL SHIPS COTTAGE-INIUMS™ COMBINE CAREFREE CONDO LIVING IN AN EXTRAORDINARY COASTAL RESORT, AFFORDING YOU MORE TIME FOR MAKING MEMORIES WITH FAMILY AND FRIENDS.

NEW

UP TO

S” TE

OMIZATION S UST UI “C

1ST

RE

LEA

SPOTLIGHT ON

CONDOS

BEST RECREATIONAL WATERFRONT LIFESTYLE IN CANADA

C6

To book a viewing contact TallShipsLanding@Fuller.ca 613-498-7245 (SAIL) | TALLSHIPSLANDING.COM |

Co-operating Brokers Welcome

ST

S LA

CASH BACK

TIE

JU NE

$100,000 S E, W H I L E Q U A N

TI

Old Ottawa

EAST

2

OCCUPANCY SPRING 2019

11 des Oblats Ave | Mon-Thurs: 12-6pm | Sat-Sun: 12-5pm 613-806-6246 | cornersonmain.ca

CONDOS

Visit the stunning model suites, just off Main Street.

SPOTLIGHT ON

PHASE

The future of this remarkable neighbourhood is unfolding.

Will you be a part of its transformation?

C7

SPOTLIGHT ON

CONDOS

READY SET MOVE!

C8

YOU CAN BE IN YOUR NEW CONDO IN ONLY 2 WEEKS! DOWNTOWN LIVING + RICHCRAFT QUALITY • Rooftop pool, lounge, gym, and incredible views • Steps from LRT • European stainless steel appliances • Quartz counters • Hardwood throughout

255 BAY

MODERN STUDIO 1+2 BDRM + 2 STORY LOFTS FROM $

THEBOWERYCONDOS.CA • 613.695.7577

200,000

N GE RE TH T 2 N SF T* R EE

O M

D PR EV O EL JE O CT PM I EN N T

PETRIE’S LANDING 21 KM FROM PARLIAMENT

8865 Jeanne d’Arc Blvd., Orleans

CO RIV M ER M SI UN D IT E Y

From the $291’s* to $662’s*

DOMAINE DU VIEUX-PORT

9 KM FROM PARLIAMENT 1400 St-Joseph Blvd., Gatineau

FO L R OT SA LE

From the $768’s* to $1,198’s*

DOMAINE DU VIEUX-PORT

9 KM FROM PARLIAMENT 1400 St-Joseph Blvd., Gatineau

CO N NO ST W RU IN CT IO N

From the $225’s* to $400’s*

DOMAINE DU VIEUX-PORT

9 KM FROM PARLIAMENT 1400 St-Joseph Blvd., Gatineau

819.303.1809

CONDOS A waterfront paradise with urban lounge on the top floor.

Included 5-star amenities & services

TOWN HOMES The Carleton Crossing community is an excellent location that will meet your expectations and those of your family.

LA

KE

E AV

E

NG KI

29

ST

GO

ST

IA NT SA

AN LEM CO

ST

613.706.4118

RD.

ENN NK K

FRA

TRIM

.

Y RD

NAVAN RD.

TON

MIL RD.

LAND FOR SALE Brigil’s Navan lots are over an acre in size and are covered with lush mature trees. We have 21 lots for sale for auto-construction.

819.303.1809

T SS

FO L R OT SA LE

SELF-CONSTRUCTION Our community offers you land for self-construction, and this less than 9 km from Parliament.

D.

Navan road & Milton Road, Ottawa

819.303.1809

NE R

22 KM FROM PARLIAMENT

High-end single-family home in one of the most sought-after community

TH LI TEN

NAVAN

PRESTIGE HOMES

TS NS EE QU

From the $300’s* to $336’s*

613.706.7731

I NC

235 King Street., Carleton Place

CONDOS New luxury condos with rooftop terrace, leisure room, gym, indoor parking, elevators, pool & spa.

A FR

CARLETON CROSSING

.

RD

613.706.0906

E AV RK PA

CO N NO ST W RU IN CT IO N

From the $268’s* to $708’s*

EAL

NT R

MO

D. T BLV

Rent from $1,350*/mo. to $3,150*/mo.

HEMLOCK RD.

UREN ST LA

460 St-Laurent Blvd., Ottawa

CONDOS - ALL INCLUSIVE New hotel-inspired luxury condos ideal for professionals and young active retirees.

Included 5-star amenities & services.

Y. W PK

6,5 KM FROM PARLIAMENT

N T IO AVIA

460 ST-LAURENT

613.801.6175

*See Sales Representative for details. Prices, specifications, features and offerings are subject to change without notice.

E & O.E. Promotions may be changed and/or cancelled at any time without notice.

brigil.com

BUYER PROFILE

FIRST-TIME BUYERS EXCITED ABOUT PURCHASING

AT FRESH TOWNS

Uptowns Collection at Fresh Towns.

First-time buyers Alison and Mackenzie.

Alison and Mackenzie are currently renting a condominium in Greatwise Developments’ Qualicum Woods Crossing in Ottawa’s west end and are well placed to watch construction progress at Fresh Towns, where they’ve made their first home purchase. Now in its final phase of contemporary townhomes, Fresh Finale was recently released and 60 per cent sold in just 10 days!

“Watching the construction progress will give us something to look forward to as we come home from work,” says Mackenzie.

Mackenzie moved to Ottawa to attend Carleton University and earned his degree in aerospace engineering, an industry in which he is now employed about five minutes from the Fresh Towns’ location. Alison is a teacher who travels a bit further to work, but is delighted with the central location of their current and soon-to-be new home. Both enjoy living close to the Gatineau Hills where they 16 NextHome+CondoGuide | Nov. 10–24, 2018

can hike, ski and snowboard.

“The area also has great restaurants and a lot of food festivals,” Mackenzie adds.

Ottawa-native Alison grew up in Hunt Club, “in a peaceful neighbourhood much like this one,” she says. The Qualicum neighbourhood “is still close to downtown, transit and amenities.

It’s difficult to find new builds within the Ottawa city limits, so we think it’s amazing that Greatwise is developing this site.”

Mackenzie was also keen on purchasing a new home. “We didn’t want to deal with old issues in a resale home. This way, we have no worries about renovating or poor wiring.” He also says it financially made sense for them to buy. “We’ve been renting for a few years but are now in a good financial place without very many

expenses. It’s a great time for us to start earning equity and set ourselves up for the future.”

Alison and Mackenzie purchased the 1,283 sq.-ft.

Byward townhome. “This is a great size for us,” Alison says. They love their two-bedroom townhome’s open-concept layout, and they’re “thrilled to have a generous rooftop terrace,” Mackenzie says.

Choices at Fresh Towns include five collections: Rooftop Towns, Contemporary Towns, Uptowns, City Towns and Urban Towns.

Designs range from 1,081 to 1,807 sq. ft. Prices start from the mid$300,000s to the mid-$500,000s.

The established surroundings are home to schools, the Bayshore Shopping Centre, restaurants, parks, greenspaces, entertainment venues and the Nepean Sailing Club.

Located at 2795 Baseline Rd., Ottawa, the Fresh Presentation Studio is open Mon.-Thurs. 11 a.m. – 6 p.m., weekends 11 a.m. – 5 p.m., closed Friday. Visit FreshTowns.ca or call 613.693.0808.

B O U T I Q U E C O N D O M I N I U M S BY T H E R I V E R .

417

NOW SELLING rry Te

n Dr. leso Eag

d. nR ea eld z Ha 240 Michael Cowpland Dr.

r. xD Fo

Rid

eau

r. er D Riv eau Rid

Riv

er

DÉCOR CENTRE

416

Shinny

Terry Fox Dr.

Robert Grant

Riv er R d.

Welcome to The River Terraces II. A boutique SALES 44 condominium nestled between the Rideau River and 43 CENTRE Rideau Canal in the award-winning community of 417 Greystone 61 Village. Modern designs, spectacular views Hazeldean Rd. andBobolink elegant finishes. Walking and biking trails at your SITE Cope doorstep. Arts, culture, shopping, dining and easy Fernbank Rd. access to downtown. r

ive

aR

aw

t. ry S Land

SALES CENTRE

Starting from the mid $200’s Ott

17

Qu ee ns wa y

. n Rd Caa

174

d. lf R Go Du

Rd. Trim

Suites from 300 to 2,000 sq. ft.

VISIT THE PRESENTATION CENTRE TODAY!

St. Main

417 SALES

iver au R

175A Main Street Ottawa, ON K1S 1C3

79

Ride

k St. Ban

Ave son Bron

CENTRE

13

Rd. wens itch O

8

19 River Rd.

Rideau Valley Dr.

M specifications are subject to change without notice. Renderings are artist’s concept. E. & O.E. Prices and

eQRIVERTERRACES.CA Century Rd. E.

SITE

FRESH FINALE

ALREADY 80% SOLD www.freshtowns.ca Presentation Studio Phone: 613.693.0808

2795 Baseline Rd. Ottawa, ON K2H 7B5

#COMELIVEWITHUS Exclusive Listing Brokerage, Milborne Real Estate Inc. Brokers Protected. Images and illustrations are for mood and impression only. Prices and specifications are subject to change without notice. E. & O. E. 2018

TRENDING

MOST CANADIANS AWARE OF NEW MORTGAGE QUALIFICATION RULES The majority of Canadian homebuyers are comfortable renewing their mortgages and are familiar with the new mortgage qualification rules, according to a report released Oct. 18 by Canada Mortgage and Housing Corp.

(CMHC) in its annual Mortgage Consumer Survey (MCS). CMHC conducted an online survey of 4,000 prime household decision makers who had undertaken a mortgage transaction in the past 12 months.

“Shopping for a mortgage can be overwhelming, so the more information you have, the better your experience,” says Carla Staresina, vice-president, client relationship management CMHC. “We’ve expanded our survey to give us greater detail on what Canadians want when looking for a mortgage and how they go about the process. We also now have more insight into important groups like Millennials and firsttime buyers.”

Sixty-eight percent of those surveyed had renewed their mortgage, 15 per cent had refinanced and 16 per cent had purchased a home with mortgage financing (nine per cent first-time buyers and seven per cent repeat buyers).

Almost half agreed they would feel comfortable using more technology to arrange their next mortgage transaction.

Nonetheless, the majority said it is important to meet face-to-face with their mortgage professional

when negotiating and finalizing a mortgage. Overall, most homebuyers obtained a mortgage loan only, a fixed interest rate, a five-year renewal term and 25year amortization period.

Fifty-two per cent of homebuyers were aware of the latest mortgage qualification rules.

About one-in-five first-time buyers indicated that the rules impacted their purchase decision, with most opting to decrease nonessential expenses, purchase a less expensive home or use savings to increase their down payment.

While homebuyers are generally satisfied with the advice they receive from their mortgage professional, they said they would like more information on interest rates, types of mortgages available to them, current and long-term mortgage strategies, mortgage or house purchase fees as well as tools to manage their mortgage.

When compared to other factors such as type of neighbourhood, proximity to work and overall condition of the home, affordability topped the list with more than 50 per cent of buyers worrying about paying too much for their home. Nearly one-third said they worry about rising interest rates and mortgage qualification and 37 per cent felt concern or uncertainty when buying a home. Eighty-five per cent of first-time buyers spent the most they could afford on their home purchase and 76 per cent said they are confident they will be able to meet their future mortgage payment obligations.

More than 22 per cent of firsttime buyers were newcomers to Canada and almost 50 per cent of first-time buyers were Millennials (ages 25 to 34) down from 60 per cent in 2017. nexthome.ca 19

PROPERTY PROFILE

WELCOME TO

PLACE ST. THOMAS EMBRUN FALL IN LOVE WITH YOUR HOME SWEET HOME Place St. Thomas is a beautiful new development community in Embrun, located just east of Ottawa in quaint Russell Township. Embrun offers charming small-town living, ideal for families and professionals who may work in the city, but prefer to live in a quieter, smaller neighbourhood surrounded by nature and beautiful greenspaces. Embrun is home to a vibrant array of services, facilities, shops and restaurants, and since it is within 30 minutes from Ottawa’s city centre, all of the conveniences and amenities of the city can be easily accessed. Embrun was ranked third best place to live in Canada, according to Moneysense magazine’s annual list of top places to live in Canada, released in August 2018.

20 NextHome+CondoGuide | Nov. 10–24, 2018

NEW BUNGALOWS IN OTTAWA

At Place St. Thomas in Embrun, Valecraft Homes offers seven different models of detached bungalows and 11 different models of single-family homes, with prices starting at $379,900.

The homes, built on large 45-ft. and 50-ft. lots, are bright and spacious, with nine-ft. ceilings in the bungalows, oversized basement windows, and hardwood flooring in the great room, dining room and lower hallway. On average, prices are $100,000 less than what you would find in the city.

Owning a bungalow has many lifestyle benefits, including an accessible and spacious layout, a great option for individuals with mobility issues, and senior homeowners looking to downsize. Bungalows are easier to maintain than a multi-level home while still retaining the space, appealing design and independence of a single-detached home, with plenty of outdoor space for entertaining and landscaping projects.

HIGH-QUALITY CRAFTSMANSHIP

Valecraft Homes sets the standard for high-quality craftsmanship in home building and stands out

with an unwavering commitment to quality and innovation, earning honours and recognition from the industry and winning awards for excellence.

Valecraft Homes are built from high-quality construction and the latest building techniques.

They source high-grade materials to ensure each structure is built for durability and long-lasting integrity, making every effort to support sustainable building practices, sourcing eco-friendly and ethically sourced materials. We are proud to say Valecraft Homes has never missed a closing date in 36 years!

MOVE-IN-SOON HOMES JUST EAST OF OTTAWA

Place St. Thomas in Embrun has various models to offer. While supply may vary, models include The Morgan and The Murry detached bungalows, and The Kemp, The Hartin and The Ferris singledetached move-in-soon homes.

There is still time to purchase a new home in Phase 1 & 2, but you have to hurry – they are almost sold out. Phase 3, launching in the fall of 2019, will have approximately 60 homes with a new model home coming soon.

Visit our new sales centre at Place St. Thomas, 605 Bruxelles Street, Embrun, Mon. – Thurs., 12 p.m. – 7 p.m. / Fri – Sun: 12 p.m. to 5 p.m. call 613.370.0288, email place-st-thomas@valecraft.com or visit valecraft.com nexthome.ca 21

HOT PROPERTIES

FIND YOUR NEXT HOME This page features the latest properties to keep your eye on in the Eastern Ontario area.

PLACE ST. THOMAS BY VALECRAFT

ST. CHARLES MARKET

FOX RUN

CARLETON CROSSING

By: Modbox City: Beechwood Village, Ottawa Housing type: Boutique condominiums Contact: 613.301.7782 stcharlesmarket.ca

By: Caivan Communities City: Richmond Village Housing type: Singles, townhomes Contact: caivan.com

By: Brigil City: Stittsville Housing type: Singles Contact: 613.257.4079 brigil.com

AVALON ENCORE By: Minto City: Orleans Housing type: Singles, townhomes, condominiums Contact: 613.834.6400 mintoavalon.com

GREYSTONE By: eQ Homes City: Old Ottawa East Housing type: Singles, condo, townhomes Contact: 613.569.3043 greystonevillage.ca

CREEKSIDE By: Cardel Homes City: Richmond Housing type: Singles Contact: 613.854.3424 cardelhomes.com

DEERFIELD VILLAGE 2

HARMONY

DIAMONDVIEW

By: Valecraft Homes City: Ottawa South Housing type: Townhomes, lowrise condos Contact: 613.421.8142 valecraft.com

By: Minto City: Barrhaven Housing type: Singles, townhomes, condominiums Contact: 613.789.7977 mintoharmony.com

By: Phoenix Homes City: Carp Housing type: Singles Contact: 613.461.0277 phoenixhomes.ca

BLACKSTONE

THE GRID LOFTS

By: Cardel Homes City: Kanata Housing type: Singles and Towns Contact: 613.836.9521 cardelhomes.com

By: Modbox City: Ottawa Housing type: Lofts Contact: 613.301.7782 thegridlofts.ca

22 NextHome+CondoGuide | Nov. 10–24, 2018

FELTON COURT By: Phoenix Homes City: Barrhaven Housing type: Townhomes Contact: phoenixhomes.ca

THE GRID LOFTS BY MODBOX

ICON

ORLÉANS VILLAGE

TALL SHIPS LANDING

By: Claridge Homes City: Ottawa Housing type: Condominiums Contact: 613.695.1441 claridgeicon.com

By: Caivan Communities City: Orléans Housing type: Singles, townhomes Contact: caivan.com

By: The Fuller Group City: Brockville Housing type: Condominiums Contact: 613.498.7245 tallshipslanding@fuller.ca tallshipslanding.com

RATHWELL LANDING

MAHOGANY By: Minto City: Manotick Housing type: Singles, bungalow towns Contact: 613.788.2776 mintomahogany.com

By: Valecraft Homes City: Stittsville Housing type: Bungalows, townhomes Contact: 613.435.8141 valecraft.com

MILLER’S CROSSING By: Cardel Homes City: Carleton Place Housing type: Singles, townhomes Contact: 613.253.1959 cardelhomes.com

By: Claridge Homes City: Nepean Housing type: Condominiums Contact: claridgestirlingpark.com

PLACE ST. THOMAS By: Claridge Homes City: Ottawa South Housing type: Condominiums Contact: claridgehomes.com

ON HALF MOON BAY

SUNDANCE

+

By: Richcraft City: Centretown Housing type: Condominiums Contact: 613.695.7577 thebowerycondos.ca

STIRLING PARK

By: Valecraft Homes City: Embrun Housing type: Single-family homes, bungalows Contact: 613.370.0288 valecraft.com

By: Mattamy City: Barrhaven Housing type: Singles, townhomes Contact: 613.825.7932 mattamyhomes.com

THE BOWERY CONDOS & LOFTS

SUMMERHILL VILLAGE

By: Claridge Homes City: Ottawa Housing type: Singles Contact: 613.425.1332 claridgehomes.com

THE CORNERS ON MAIN By: Domicile City: Ottawa Housing type: Condominiums Contact: 613.806.6246 cornersonmain.ca

WATERRIDGE VILLAGE By: Mattamy City: Rockcliffe Housing type: Townhomes Contact: 613.421.7127 mattamyhomes.com

BUILDERS: IF YOU WOULD LIKE TO INCLUDE YOUR PREVIEW REGISTRATION, NEW RELEASE OR SITE OPENING IN THIS FEATURE, JUST EMAIL THE DETAILS TO SARAH.KHAN@NEXTHOME.CA

nexthome.ca 23

Site Name

Prices

D

Location Builder Name

et a Se che m d B i un g To alo w w n A hom du e lt L /C ife on st do yl e

INDEX OF ADVERTISERS

Page

WEST Almonte

Phoenix Homes

White Tail Ridge

•

Carleton Place

Brigil

Carleton Crossing

• •

Carp

Phoenix Homes

Diamondview Estates

•

Hunt Club

Claridge Homes

Hunt Club Flats

Kanata

Claridge Homes

Bridlewood Trails

Kanata

Cardel Homes

Kanata

•

From $390's

12, 13

From $259's

15

From $400's

12, 13

•

From $348,900

6, 7

•

•

From $426,900

6, 7

Miller's Crossing

•

•

From $310's

Phoenix Homes

Fernbank

•

Kanata

Phoenix Homes

Terra Flats

Kanata

Cardel Homes

Blackstone

•

Kanata

Metric Homes

Fox Run

Kanata

Metric Homes

Richomond

• •

•

11

From $390's

12, 13

•

From $200's

12, 13

•

Inquire

11

•

From Low $500’s

IBC

Trailview

•

From Low $400’s

IBC

Cardel Homes

Creekside

•

From $500's

11

Barrhaven

Minto

Riversbend

•

•

Inquire

2, 3

Barrhaven

Phoenix Homes

Felton Court

•

From $270's

12, 13

Barrhaven

Phoenix Homes

Strandherd Meadows

•

Inquire

12, 13

Embrun

Valecraft

Place St. Thomas

•

Inquire

14

Greely

Phoenix Homes

Shadow Ridge

• • •

From $300's

12, 13

Ottawa South

Claridge Homes

Summerhill Village

•

•

From $377,900

6, 7

Ottawa South

Phoenix Homes

Pathways

• •

•

From $400's

12, 13

Findlay Creek

Claridge Homes

Sundance

•

From $557,900

6, 7

Navan

Claridge Homes

Spring Valley Trails

From $482,800

6, 7

Clarence-Rockland

EQ Homes

Clarence Crosing

From $200's

19

Ottawa East

EQ Homes

Greystone Village

Inquire

19

Orléans

Phoenix Homes

Halo Flats

From $200's

12, 13

Ottawa East

Caivan

Barhaven Conservancy

From High 400's

9

Ottawa East

Claridge Homes

Wateridge Village

From $613,400

6, 7

SOUTH

•

EAST

24 NextHome+CondoGuide | Nov. 10–24, 2018

• •

• •

• • • • •

et a Se ch m ed B i un g To alo w w n A hom du e lt L /C ife on st do yl e

Site Name

Prices

D

Location Builder Name

Page

NORTH Gatineau

Brigil

Plateau Du Parc

Nepean

Mattamy Homes

Abbottsville Crossing

Nepean

Mattamy Homes

Brockville

•

From $360's

15

•

From $373,990

4, 5

On Half Moon Bay

•

From $234,990

BC

The Fuller Group

Tall Ships Landing

•

Inquire

C6

Downtown

Claridge Homes

Icon

•

From $336,000

C4, C5

Downtown

Claridge Homes

Tribeca

•

From $465,000

C4, C5

Downtown

Domicle

The Corners on Main

•

Inquire

C7

Downtown

Richcraft

The Bowery

•

From $200,000

C8

Gatineau

Brigil

Domaine Du Vieux-Port

•

From $260's

15

Gatineau

Brigil

Horizon

•

Inquire

15

Gatineau

Brigil

Jardins McConnell

•

Inquire

15

Orléans

Brigil

Petrie's Landing

•

From $199's

15

Ottawa Central

Brigil

Kanata Lakes

•

Inquire

15

Ottawa Central

Claridge Homes

Claridge Plaza

•

From $319,000

C4, C5

Ottawa Central

Claridge Homes

Fusion

•

From $585,000

C4, C5

Ottawa Central

Claridge Homes

Waterstreet

•

From $339,000

C4, C5

Ottawa East

Minto

Harmony

•

From $245,900

2,3

West Nepean

Claridge Homes

Stirling Park

•

From $289,000

C4, C5

CONDO

nexthome.ca 25

WHAT’S ONLINE

TRENDING NOW THE LATEST REAL ESTATE NEWS FROM ACROSS CANADA

BRING YOUR VACATION HOME WITH VACAY-INSPIRED INTERIORS

PAY DOWN YOUR MORTGAGE OR INVEST THE MONEY?

nexthome.ca/vacay-interiors

nexthome.ca/mortgage-paydown

CHEF MIKE WARD HELPS YOU SHARPEN YOUR CULINARY SKILLS

CANADIAN REAL ESTATE MARKETS TO WATCH IN 2019

nexthome.ca/kitchen-knives

nexthome.ca/housing-markets-2019

Twitter @nexthome_ca

Facebook nexthomeca

Visit our website:

26 NextHome+CondoGuide | Nov. 10–24, 2018

Instagram nexthome_ca

Pinterest nexthome_ca

We go out of our way to make sure that from the foundation up, your home will be “Better Built”.

With over 17 years’ experience in residential construction, our professional attention to detail has helped us develop a system that makes your home building process easy and stress free. We achieve this by providing better service with a

higher quality home and the highest standards.

We encourage you to be a part of the building process and welcome you to schedule site visits with our staff to stay connected to the progress of your new dream home.

METRIC H

O

M

E

S

4829 Abbott Street East, Trail View, Kanata Weekdays: 9:00 am till 5:00 pm Weekends and Holidays: noon till 5:00 pm Any other time by appointment.

613.296.7000

METRICHOMES.COM info@MetricHomes.com

MEASURE MEASURE TWICE. MEASURE TWICE. TWICE. CUT ONCE. CUT CUT ONCE. ONCE. LOVE FOREVER. LOVE LOVE FOREVER. FOREVER. MATTAMY MODEL HOME MATTAMY MODEL HOME MATTAMY MODEL HOME

Come Come Discover Discover Our Our New New Blackstone Blackstone South South Community.

Community.

A FULL VARIETY OF UPSCALE TOWNS & A A FULL FULL VARIETY VARIETY OF OF UPSCALE UPSCALE TOWNS TOWNS & & DETACHED HOMES TO EXPLORE. DETACHED HOMES TO EXPLORE. DETACHED HOMES TO EXPLORE.

Welcome to Blackstone South. This truly unique master-planned Welcome Welcome to to Blackstone Blackstone South.

South. This This truly truly unique unique master-planned master-planned community offers all you could want for your new home. With a community community offers offers all all you you could could want want for for your your new new home. home. With With aa wide range of innovative Village Homes, 2-Storey Towns, plus 32' & wide wide range range of of innovative innovative Village Village Homes, Homes, 2-Storey 2-Storey Towns, Towns, plus plus 32' 32' & & 46' Detached designs, our selections are completely on trend.

This 46' Detached designs, our selections are completely on trend.

46' Detached designs, our selections are completely on trend. This This community is built for living – go for an evening stroll through the community community is is built built for for living living –– go go for for an an evening evening stroll stroll through through the the neighbourhood, enjoy a coffee while relaxing in one of the many parks neighbourhood, neighbourhood, enjoy enjoy aa coffee coffee while while relaxing relaxing in in one one of of the the many many parks parks and playgrounds, or take aa brisk walk along one of the many natural and playgrounds, or take brisk walk along one of the many natural and playgrounds, or take a brisk walk along one of the many natural community paths. There’s always something to do in Blackstone South. community community paths. paths. There’s There’s always always something something to to do do in in Blackstone Blackstone South.

South.

Visit us today to learn more.

Visit Visit us us today today to to learn learn more. more.

32' Detached Home, The Arlington ‘Transitional’, 32' Home, Arlington ‘Transitional’, 32' Detached Detached Home, The TheIncludes: Arlington$10,000 ‘Transitional’, 1,682 Sq.Ft. $448,990. at Décor 1,682 Sq.Ft. $448,990.

Includes: $10,000 1,682 Sq.Ft. $448,990. Includes: $10,000 at at Décor Décor

Village Homes Village Homes Village Homes From $299,990 From $299,990 From $299,990

Detached Homes Detached Homes Detached Homes From $437,990 From $437,990 From $437,990

Village Home, The Keystone Corner ‘Urban Farmhouse', 1,850 Sq.Ft. $349,990.

Village The Corner Farmhouse', 1,850 Village Home, Home, The Keystone Keystone Corner ‘Urban ‘Urban Farmhouse', 1,850 Sq.Ft. Sq.Ft. $349,990. $349,990.

Includes: 33 Stainless Steel Appliances & $5,000 at Décor Includes: Stainless Steel Appliances & $5,000 at Décor Includes: 3 Stainless Steel Appliances & $5,000 at Décor

SALES CENTRE SALES CENTRE SALES CENTRE 5505 Fernbank Road, Stittsville 5505 Fernbank Road, Stittsville 5505 Fernbank Road, Stittsville 613.836.7437 613.836.7437 613.836.7437

2-Storey Townhome, The Fir ‘Craftsman’, 1,451 Sq.Ft. $373,990.

2-Storey Townhome, Townhome, The The Fir Fir ‘Craftsman’, ‘Craftsman’, 1,451 1,451 Sq.Ft. Sq.Ft. $373,990. $373,990.

2-Storey Includes: 33 Stainless Steel Appliances & $5,000 at Décor Includes: Stainless Steel Appliances & $5,000 at Décor Includes: 3 Stainless Steel Appliances & $5,000 at Décor

Learn More at mattamyhomes.com Learn Learn More More at at mattamyhomes.com mattamyhomes.com Please visit mattamyhomes.com for Sales Centre & Model Home hours Please visit mattamyhomes.com for Sales Centre & Model Home hours Please visit mattamyhomes.com for Sales Centre & Model Home hours All illustrations are artist’s concept. All dimensions are approximate. Prices, specifications, terms and conditions subject to change without notice. E.&O.E. All illustrations are artist’s concept. All dimensions are approximate. Prices, specifications, terms and conditions subject to change without notice. E.&O.E. All illustrations are artist’s concept. All dimensions are approximate. Prices, specifications, terms and conditions subject to change without notice. E.&O.E.