Edmonton New Home Guide - February 15, 2013

Edmonton Edition

Feb 15 - Mar 15, 2013 Volume 25 Issue 02

Your Best Source for New Homes

inside this issue

SHOWHOME: DAYTONA HOMES’ THE ODYSSEY B

001-NH EDM Cover_01-31-13_FIN.indd 1

IT’S NEVER TOO EARLY TO BEGIN TAX PLANNING

MORTGAGES: SEPARATING FACT FROM FICTION

2/7/13 4:09:03 PM

• • •

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Choose your builder.

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i Terw

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Highway 2

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Showhome Now Open

Riverpointe at Windermere 16 Ave.

No rth

Contact Dawn Loomis Now Open Realty Executives On Site Sales Office Mon, Wed, Thurs 1:30-4:30 Devonshire Realty Sat & Sun 1:00- 4:30 780-929-6465 Direct

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Estate Homesites nestled between the North Saskatchewan River and the beautiful wooded Windermere Ravine. Stunning Views, Large walkout Lots with 50’ to 86’ frontage able to accommodate large custom homes.

City of St. Albert

167 A ve.

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04 New home Guide | feb 15 - mar 15, 2013

FEB 15 - MAR 15, 2013 | NEW HOME GUIDE 05

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07

contents FEB 15 - MAR 15, 2013

||

VOLUME 25 ISSUE 02

Showhome Review

p.39 DAYTONA HOMES The Odyssey B

features & editorials IN EVERY ISSUE

10 EDITOR’S NOTE

110 THE MORTGAGE MINUTE

Separating fact from fiction for first-time buyers

by Peter Kinch

COLUMNISTS

68 HOMEBUYERS’ HELP

Landscaping and your new home

126 QUICK TIPS

The impact of stuff

Alberta housing market among the top in Canada

by Jim Rivait

90 FUNDAMENTALLY SPEAKING

It’s never too early to begin your taxplanning

by Wayne Karl

100 MONEY MATTERS

12 steps to getting financially organized

by Gail Vaz-Oxlade

Canadians relying on RRSPs for retirement but not always contributing

127 NEW-HOMEBUYERS’ RESOURCE SECTION Mortgage calculator and rate table

by Hellen Buttigieg

IN THE NEWS

by Shane’s Landscaping and Contracting

84 CHBA - ALBERTA

96 TAX PLANNING

HOMEBUYERS’ HELP

31 COMMUNITY PROFILE

Ambleside in Windermere – new phase opening this spring

39 SHOWHOME REVIEW

Daytona Homes: The Odyssey B

70 WEB DIRECTORY

Edmonton area builders, developers and communities

92 TAX PLANNING

Canadians struggle to balance various needs with retirement planning

19 CONNECT HOMES

A new division of Qualico

52 HOMES BY AVI

a finalist in 2013 Awards of Excellence in Housing

55 CHBA AWARDS

Edmonton Awards of Excellence 2013 Finalists announced

74 HOUSEHOLD SAVINGS

Canadians planning to save more in 2013: BMO Household Savings Report

120 BMO

Housing market ‘soft landing’ to dissipate by mid-year

COVER FEATURE ADVERTISER

Homes by Avi

SEE OUR AD ON PAGES 14 & 15

VICE-PRESIDENT, WALL2WALL MEDIA

Jacqueline Hill

DIRECTOR OF SALES, WESTERN CANADA

Josh Heppner

EDITOR-IN-CHIEF, REAL ESTATE

Susan Legge ART DIRECTOR

Daiana Garay EDITOR

Wayne Karl CONTRIBUTING EDITORS

Janine Druery Elisa Krovblit Silvana Longo Lydia McNutt (on leave) Sara Duck (on leave)

14

ACCOUNT EXECUTIVES

Jennifer Mizier 780.217.6778

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Nancy Chemait 780.619.3241 PRODUCTION CO-ORDINATOR

Greg Van Sluytman GRAPHIC DESIGNER

Viosa Barileva

MANAGER OF PRODUCTION

Bala Gnanapandithan NATIONAL ACCOUNT MANAGER, MEDIATIVE

Paul Slizys

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EDITORIAL Submissions from interested parties will be considered. Please submit to the editor at Susan.Legge@wall2wallmedia.com.

e d i t o r ’s n o t e

Think you can’t afford a home?

It’s more affordable than you first thought

M

uch like that bank commercial that says, “You’re richer than you think,” a new home may be more affordable than you originally thought.

Perhaps you need only to change your definition of “home” to get into the market.

While a detached home is the traditional choice for many, highrise and lowrise suites, lofts and townhomes have become a prime choice among first-time buyers and empty nesters in the market for new place to call home.

Not only does townhouse and condominium living afford you the opportunity to live in a prime neighbourhood at a great starting price, when it’s time to move you can often opt to remain in the same neighbourhood, since many communities offer a mix of designs and sizes, which allows families to relocate easily without having to change jobs or schools.

Today’s communities generally have a range of sizes and prices that start at the “affordable” end of the price spectrum. This winter, many builders and developers are gearing up for their grand openings and have new communities available for quick occupancy. It’s an exciting time to be shopping for a new place, so don’t miss this excellent buying opportunity.

Have a look through this issue and see what you think. The home of your dreams is waiting.

Susan Legge EDITOR-IN-CHIEF Wall2Wall Media,Susan.Legge@wall2wallmedia.com Follow me on Twitter at Twitter.com/SusanLegge

High performance in lowrise Challenges notwithstanding, there’s no denying the strength of lowrise homes

N

o doubt you’ve heard the adage, “Buy land, they’re not making it anymore,” originally a quote from Mark Twain. What you may not realize is how prophetic this sentiment is becoming across Canada.

In many markets, land availability – or rather a lack of – and consumer preference is causing home building activity to grow up more than out. There is no shortage of proof of how popular highrise homes have become as a new home choice, due to price point, proximity to amenities and other reasons. And builders are constantly improving the art of maximizing land use, introducing a variety of creative multi-family home options.

Indeed, many cities are seeing a shift towards higher-density housing, while lowrise starts are seeing more concentration in surrounding communities. The challenge with lowrise homes is not weakening demand, but rather low levels of supply because of a lack of available land and other regulatory issues.

The net result for lowrise homes is lower levels of supply and higher prices.

Since such issues are not going to be resolved overnight, lowrise opportunities that do come available are usually snapped up by the market. For qualified buyers, this means continuing strong performance of this home type.

Wayne Karl EDITOR Wall2Wall Media, wayne.karl@wall2wallmedia.com Follow me on Twitter at Twitter.com/WayneKarl

10 NEW HOME GUIDE | FEB 15 - MAR 15, 2013

Hawks Ridge Front Garage Homes from $408,032* 508 Merlin Landing Bev Luipasco 587 521.0506

McConachie Laned Homes from $316,465* 1148 McConachie Blvd Landon Carlson 587 521.4630

Front Garage Homes from $429,075* 5916 175th Ave NW Emma Wellman 587 521.4033

Walker Summit Carriage Homes from $299,290* 1059 Watt Promenade Evelyn Engel 587 521.4201

Front Garage Homes from $ 421,509* 5712 19th Ave Lucy Duggins 587 521.4424

FEB 15 - MAR 15, 2013 | NEW HOME GUIDE 11

RAY GIBBON DR.

M AR K

M ES

SIE R TR A IL

RT BE AL

MERIDIAN STREET (0 St.)

ST.

137 Ave.

AIL TR

DR.

Lessard Road DR.

QE II

James Mowatt Trail

127 St.

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Cameron Heights Drive

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28A

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inthenews

Connect Homes

A new division of Qualico

Just when you thought you knew exactly what was available

in the Edmonton market in terms of new homes, another option pops up. Literally.

Qualico is excited to announce the introduction of their new home division, Connect Homes. “Connect Homes is a new slant on how homes are built in Edmonton. Customers of these homes can pick out the home they want, and we build it in a plant and deliver it in about 90 days. That means our customers get a semi-custom home in just three months,” explains Dave Armstrong, General Manager at Connect Homes.

Available in the middle of March – in the community of Laurel in southeast Edmonton – Connect Homes is featuring their 1,200 to 1,500 sq. ft duplexes, which are perfect for that first-time buyer, someone just moving into the city or someone who needs quick possession but still wants their own personal touches. “You have a full range of options with us, anything from flooring or cabinets, a specific kitchen layout, high-end countertops, fireplaces and nine-ft. ceilings. And because of our advanced engineering and building process, you can make changes inside the homes very quickly without changing the timelines.”

Armstrong: “Everyone wants something right away, but right now it’s about 10-months-plus wait to get want you want. With us, you get what you want when you want it.” With Connect, each customer can pick out the floorplan for both the main and second floor, choose a colour board and any other features they want, and it doesn’t affect the 90- to 100-day timeline.

16 New home Guide | feb 15 - mar 15, 2013

Neither does the weather.

Because Connect’s homes are all built in an environmentallycontrolled plant, the weather doesn’t influence how quickly you move in to your home. Your entire home (except for the foundation) is built in the factory and delivered to your lot when you’re told it was going to be ready.

Connect’s homes use more lumber than regular homes (because the homes need to be moved), so they’re more stable. And thanks to the highly-controlled build, there’s little construction waste, which means their carbon footprint is small.

Along with being friendly to the environment, the building process is friendly to the buyer, so to speak. “We think our process will take the stress and confusion out of building a home. When someone buys a home, their excitement level is so high, but the construction process can be quite stressful, especially when you always seem to be looking at selections. Add that to having your own house to sell and it can be daunting,” says Armstrong. “We know when we’re going to complete your home, the excitement you have when you start the building process holds steady throughout the process.

“On a company level, we’re very excited about this opportunity to connect with our customers and see how much fun this is for them.”

To learn more about Connect Homes, and to find out where else the company is building this year, email connect@qualico.com or visit connecthomes.ca starting March 1.

Four days of new products, professional advice, great deals and inspiration for your home & garden, from over 650 retailers & industry experts. Satisfaction guaranteed — or the price of admission is on us.

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18 NEW HOME GUIDE | FEB 15 - MAR 15, 2013

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20 NEW HOME GUIDE | FEB 15 - MAR 15, 2013

FEB 15 - MAR 15, 2013 | NEW HOME GUIDE 21

GET HOME AND GET COMFY. Newcastle’s unique location will put time back on your side.

JOIN US FOR OUR GRAND OPENING. SATURDAY, FEBRUARY 23RD: 12-5PM

Dallaire 20

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DETACHED GARAGE HOMES STARTING AT $349,900 1

FRONT ATTACHED GARAGE HOMES STARTING AT $404,000 1

FOURPLEXES STARTING AT $299,000 1

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22

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YOUR DOG AND BATHTUB NEED LOVE TOO. Newcastle’s proximity to the Anthony Henday will get you home quicker and give you more time to enjoy the things you love – like playing with Rex or relaxing in a candlelight bubble bath.

Flourishing with shopping, restaurants and key amenities, Newcastle strikes the perfect balance between a thriving neighbourhood and a quiet, safe, family-friendly community. With major retailers, banks and grocery stores just moments away, you’ll replace car time with home time.

Combine that with future LRT access, and your family will be able to move about with ease.

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176 Ave NW

D Castle own

115 St

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B A C NW

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SOUTHWEST

26 NEW HOME GUIDE | FEB 15 - MAR 15, 2013

足southwest

8 keswick on the river

DEVELOPER: MLC Group BUILDERS: Cameron Homes, Rohit Communities, Hillview Master Builder, Kimberley Homes, Landmark Homes, Parkwood Master Builder, Aacropolis Homes, Ace Lange Homes, Carriage Signature Homes, Perry Signature Homes LOCATION: West of 180th Street and South of Ellerslie Road (9th Ave)

9 riverpointe at windermere DEVELOPER: VIP Development Group.

BUILDERS: Open LOCATION: North of 9th Ave. and 170 St.

10 windermere ridge

156 St.

DEVELOPER: Beaverbrook Developments.

BUILDERS:Cami Custom Homes, Marco Antonio Homes, Open LOCATION: Windermere Blvd., West of 170 St.

1 AMBLESIDE IN WINDERMERE

DEVELOPER: Windermere Lands Ltd., Windermere Ambleside Ltd. BUILDERS: Marcson Homes, Bedrock Homes, Kimberley Homes, Homes by Avi, Kanvi Homes LOCATION: Terwillegar Drive and Anthony Henday Drive

2 langdale in windermere

DEVELOPER: Qualico Communities BUILDERS: Coventry Homes, MacLachlan & Mitchell Homes, Pacesetter Homes, Sterling Homes, Sterling Squared, Rohit Communities LOCATION: 170 St & 7th Ave. S.W.

3 Mactaggart mains

DEVELOPER: Melcor Developments Ltd. BUILDERS: Kimberley Homes, Parkwood Master Builder, Western Living Homes, Homes by Managen, LOCATION: On East side of 142 St., South of 23 Ave.

4 MagraTh

DEVELOPER: Terwillegar Pointe Communities Summit - BUILDERS: Ace Lange Homes, Birkholz Homes, Perry Built Homes Inc., Carriage Custom Homes, Homes by Avi

11 LARCH PARK Manors - BUILDERS: Hillview Homes, Homes by AVI, Landmark Homes LOCATION: South of 23 Ave. & East of 142 St.

5 Glenridding

Developer: UnitedCommunities Builders: RSL - Homesby Avi, Pacesetter, Parkwood Homes, Landmark Homes. RPL - Pacesetter, Landmark Legacy Homes, Rohit Communities.

Duplex Homes (front attached Garages) - Parkwood Homes, Landmark Legacy.

Duplex Homes (rear attached garages) Homes by Avi, Rohit Communities.

LOCATION: 156 Street & Ellerslie Road

6 the uplands of mactaggart

DEVELOPER: Maclab Enterprises BUILDERS: Birkholz Homes, Fekete Homes, Homes by Avi, Classic Landmarks Master Builder LOCATION: On East side of 142 St., South of 23 Ave.

7 UPPER WINDERMERE

DEVELOPER: Beaverbrook Developments BUILDERS: Ace Lange Homes, Homes

by Managen, Montorio Homes, Dolce Vita Homes, Artisan Homes, Carriage Signature Homes, Sunny Valley Homes, Westbrook Homes, MacLachlan & Mitchell Homes, Open LOCATION: Windermere Blvd. West of 170 St.

DEVELOPER: Melcor Developments BUILDERS: Ace Lange Homes, Birkholz Homes, Carriage Signature Homes, Landmark Classic Homes, Habitat Studio, Perry Signature Homes Inc. LOCATION: next to Whitemud Creek Ravine

12 CREEKWOOD CHAPPELLE

DEVELOPER: Delcon Creekwood BUILDERS: Alldritt Homes, Artisan Homes, Marcson Homes, Bedrock Homes, Homes by Avi, Kimberley Homes, Landmark Homes, Landmark Communities, ReidBuilt Homes, Landmark Legacy Homes, Rohit Communities LOCATION: South of Ellerslie Road & West of 141 Street

13 WINDERMERE SOUTH

DEVELOPER: Windermere Lands Ltd. BUILDERS: Dolce Vita Homes, Bedrock Homes, Thomsen Built, Kimberley Homes, Daytona Homes Master Builder LOCATION: 170th Street & Ellerslie Road

14 Chappelle Gardens

Developer: Brookfield Residential Builders: Lincolnberg Homes, Daytona Homes Master Builder, Look Homes Master Builder, Homes By Avi, Maple Isle Homes, Brookfield Homes Location: South of Ellerslie Road & West of 141 Street.

15. ONE AT WINDERMERE

DEVELOPER: Beaverbrook Developments Builders: Bedrock Homes, Dolce Vita Homes, Western Living Homes Location: Winderemere Blvd. West of 170 Street

27

SOUTHWEST

So much nature to explore* *with two new playgrounds for twice the fun!

Homes from the low $300s

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28 NEW HOME GUIDE | FEB 15 - MAR 15, 2013

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SOUTHWEST

FEB 15 - MAR 15, 2013 | NEW HOME GUIDE 29

SOUTHWEST

How you is this?

Ambleside’s Designed to Inspire Contest Four inspiring rooms in four new showhomes. One room that’s right for you.

Your chance to win one of four $10,000 furnishing packages is coming this March. Watch for it in Ambleside’s newest showhomes.

No purchase necessary. Skill testing question required. Full rules available at contest launch.

amblesidewindermere.ca

communityprofile

Ambleside

in Windermere – new phase opening this spring

W

ith spring just around the corner, the daffodils and tulips aren’t the only new things about to pop up around Edmonton. For the first time in a couple of years, a new phase and showhomes in Ambleside in Windermere (southwest Edmonton) are opening this spring.

“In these phases, we’re selling frontattached-garage homes and something we haven’t had available in some time: reardetached homes. Plus, coming in May, we’ll have a semi-detached product ready for

buyers,” says Jenn Brown of Ambleside.

The front-attached garage showhomes will be open on Feb. 17, during the community’s sixth annual Family Day Frolic. Buyers can choose from homes by some of the city’s premier builders: Kimberley Homes, Marcson Homes, Kanvi Homes and Bedrock Homes. There are already three rear-laned show homes available to tour by Homes by Avi, and the semi-detached showhomes by Marcson will be ready in late spring and the semi-detached by Averton will be open in the summer. And

communityprofile

like the other areas of the Ambleside community, these new phases will feature walking trails, a storm-water pond and the same unbeatable access to the community’s amenities such as the growing retail centre, The Currents.

To celebrate the grand opening of the front-attached showhomes on March 9, Ambleside is launching the Designed to Inspire Contest. Builders will team up with Rosalyn Lazaruk of Wicket Blue Interiors and four local retailers (Cottswood Interiors, Urbane, West Coast Kids and F2 Furnishings), and decorate one room in each of the four showhomes, explains Brown. Kimberley Homes will have its master bedroom decorated with furniture by Cottswood Interiors; Marcson Homes will have its den decorated with furniture by Urbane; Kanvi Homes will have its nursery decorated with furniture by West Coast

The community also features refreshing green spaces, a meticulously laid-out neighbourhood, ambling trails, an active population and the up-andcoming retail environment, The Currents. (Which explains why Ambleside is one of the most popular communities in Edmonton.)

32 New home Guide | feb 15 - mar 15, 2013

Kids; and Bedrock Homes will have its bonus room decorated with furniture

by F2 Furnishings (this room will be decorated by Bedrock’s own design team). Those touring the showhomes will have a chance to vote on their favourite room. Voters are then entered to win a $10,000 prize from one of the retailers (one prize will be rewarded from each retailer) which includes a two-hour design consultation from Wicket Blue.

Of course, at Ambleside, you get more than just beautifully designed showhomes. You get a master-planned urban village where everything you need is within walking distance. Ambleside has walkways galore, two playgrounds, ponds, a future school/park site and fire station. “And while there is a family feel around Ambleside, it’s definitely more of an urban community with a lot of young professionals,” explains Brown.

It’s just minutes from south Edmonton’s growing golf Mecca including Windermere Golf and Country Club, Red Tail Landing, Jagare Ridge and River Ridge golf courses. Brown says there’s also a police station opening this spring across 170 Street, and there’s lots of office/business employment in the area. Jayman, SCM Insurance and more all have office space around the community and there’s a lot more of this to come.

The community also features refreshing greenspaces, a meticulously laid-out neighbourhood, ambling trails, an active population and the up-and-coming retail environment, The Currents. (Which explains why Ambleside is one of the most popular communities in Edmonton.)

The Currents is Windermere’s full-service retail environment. New to The Currents this month is Chili’s, and last year Wine and Beyond – a destination wine, beer and spirits centre – and a VIP Cineplex movie theatre opened. Construction is just underway on Phase 2 of The Currents, an urban village area that is set to include retail stores, fashion boutiques, a Tutti Frutti Frozen Yoghurt shop and a medical building. Add that to the Walmart, Home Depot, London Drugs, Canadian Tire, Safeway, Shell, Five Guys Burgers and Fries and all major banks, and you’ve got

all the amenities you get downtown in your own backyard.

The location of the community is also a bonus to buyers. Located near Anthony Henday Drive and Terwillegar Drive, those lucky enough to live in Ambleside have primary access to all of Edmonton and surrounding communities. Most importantly, they have access to all essential services in Terwillegar and Riverbend, including shopping, schools, churches, dental/medical services and recreation facilities. Not that you’d have to go far to get the services you need. (But if you do, the Leger Transit Centre is now open and one Park ’n’ Rides are planned for future development.)

To find out more about Ambleside and the new phases set to open this spring, come down to Ambleside today and have a look yourself. Ambleside is located just south of the Anthony Henday and 170 Street. Show home hours are Monday to Thursday, 2 to 8 p.m. (closed Fridays) and Saturday, Sunday and holidays, noon to 5 p.m.

And don’t forget the Designed to Inspire Contest starts March 9 and coincides with the grand opening of the new front-attached showhomes. feb 15 - mar 15, 2013 | New home Guide 33

Valentines Day is always a great time to show your romantic side. Whether your idea of a romantic evening is a date night out, or cuddling up on the sofa and watching a movie together, make it special, make it perfect.

Romancing Your

Space:

Whether you’re a cooking dinner for one or twentyone, inject special romantic touches to show your guests you truly enjoy and love their company.

34

-

Fresh flowers; whether a single flower, or a large grouping, flowers are a must for romance. Add fresh flowers to your bathroom, whether floating in a bubble bath, or a simple arrangement on the vanity – perfect!

-

Candles: so important to create that romantic mood, on the dinner table, next to your flowers, votives along the bath tub, pillar groupings, there is nothing like candle light for romance.

-

Clean; especially bathrooms and bedrooms, there is nothing worse than a dirty bathroom.

-

Lighting; layering your light is the best way to change your room from dull to romantic - instantly. Along with candles, add wall sconces, wall washers, dimmer bulbs on the table lamps, votives, so important in creating a mood.

-

Table Setting; break out the good china, splash out on dinner cards and napkins too

-

Scents; According to Dr. Alan Hirsch, director of the Smell and Taste Research Foundation, your first impression is based on smell. Oil diffusers, sprays, potpourri, and candles. Candles are the best because they slowly emit the scent. These are the top scents for romance: Cinnamon, Vanilla, Lavender, Ylang Ylang, Oranges (neroli) and Jasmine.

-

Hand-made; make a valentines day card, cook dinner, bake cookies…it’s the smallest things that always say I love you the most and are always appreciated.

OW

W NE

SH

OW

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Evolve Sienna Single Family Homes from $315,300 Fort Saskatchewan stand-alone homes up to 1737 square feet. Many feature a den on the main floor, flex area or bonus room upstairs, second floor laundry and many upgrade options!

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3. Edmonton West Elements Hamptons

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Located just minutes from St.Albert, featuring two storey single family homes and bungalows.

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Showhome at 2018 Glenridding Gate SW Call Angela 780-991-2337

from $467,700

Showhome at 400 Churchill Crescent, Sherwood Park Call Wende 780-952-1572

Find us on Facebook for your chance to win! facebook.com/rohitcommunities

SHOWHOMES NOW OPEN! From the low $300,000’s!

Elements Hamptons West Edmonton 1753 Hammond Crescent NW Call Kim 780-906-9808

Elements Chappelle Southwest Edmonton 504 Chappelle Drive SW Call Candice 780-990-9588

Elements Glenridding Southwest Edmonton 2018 Glenridding Gate SW Call Angela 780-991-2337

Elements Summerwood Sherwood Park

2 Sunterra Way Call Wende 780-952-1572

Enjoy your valentines day by injecting your personality into your space. You don’t have to go out and buy everything new – be creative and think outside the box. After all, it’s about making your guests feel pampered and special to you. Show them you care, pay attention to the details, and show your love – Happy Valentines Day.

Photos compiled are from websites that Marie shops at, various items chosen are befitting the mood and depict best choices for this article. Should you want information on any of these products, please contact interiorsBYDESIGNinc.

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southWEST

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southWEST

38 New home Guide | feb 15 - mar 15, 2013

showhomereview

Daytona Homes – The Odyssey B

S

tyle, craftsmanship and a creatively efficient floor plan come together in Daytona Homes’ Odyssey B show home.

Located in Windermere South and backing onto the neighbourhood pond, the two-storey home with a walk-out basement has room to spare. It totals 1,724 sq.-ft. – and that’s just the main and second floor. Count on an additional 700 sq.-ft. if you include the walk-out.

This showhome is currently for sale, and is priced at $523,000. It includes a well thought-out kitchen, three bedrooms, a bonus room and some exciting surprises in the walk-out basement.

A spacious coat closet is cleverly placed between the front

foyer on one side, and on the other side is a mud/laundry room complete with countertop and cabinets to keep you organized. A half bath is tucked just across from the hall closet, an example of how Daytona uses space efficiently.

From the front foyer you pass the stairs leading to the second level before entering the main living area. You’ll find a desk centre slipped in along the wall of the stairs – again, another smart use of space that would otherwise go wasted.

You’ll delight in the open concept kitchen that flows seamlessly to the dining nook and great room. Vibrant turquoise walls bring the kitchen alive and sets off the dark maple cabinetry and hardwood floor.

showhomereview

Stainless steel appliances, including an over-the-range microwave, a corner walk-in pantry, soft close cabinet doors and pots-and-pans drawers, make this kitchen complete.

While this home shows stylish laminate countertops, granite is now standard in the Daytona Deluxe specifications.

Owners can choose from a number of granite colours at the company’s décor centre. Homebuyers meet with an interior designer to select all of their interior finishings – from flooring, blinds, cabinets and faucets – to reflect their unique style and personalize their home.

A large island with raised eating bar serves as both a prep area and a place for entertaining. Daytona has incorporated a wine rack at one end of the island and shelves at the other end for cookbooks or displaying knick-knacks.

Stainless steel appliances, including an over-the-range microwave, a corner walk-in pantry, soft close cabinet doors and pots-and-pans drawers, make this kitchen complete.

The nine-ft. ceilings and oversized windows give an added sense of space to the already open area. Sliding doors in the dining nook lead to the rear deck, while the great room features a corner gas fireplace with a TV shelf and video compartments above. The oversized window provides a wonderful view onto the pond and the several varieties of birds that visit the water.

40 New home Guide | feb 15 - mar 15, 2013

Time to head upstairs where you’ll discover the landing at the top of the stairs is open to below, a nice touch that adds a spacious feeling.

Immediately to the right is the master bedroom.

Here, you’ll find a large walk-in closet and an ensuite with a banjo-style vanity, a full-length mirror and four-ft. walk-in shower.

Two identical kids bedrooms have double-door closets. A thoughtful addition in the rooms is the built-in display shelves.

Separating the two rooms is the main bath. No more fighting over who gets to use the sink – this bathroom features a dual vanity.

The bonus room located over the front-attached double garage is perfect for a home office, den or kids’ playroom.

A few surprises await in the walk-out basement, one of which is a cork floor. You’ll also find a home gym, a pleasant work-out area that will get your heart pumping, although this room could also be used as another bedroom. Another surprise is the home theatre complete with tiered theatre seating and built-in cabinetry for the TV, electronics and a bar fridge.

A large walk-out mudroom has bench seating, hooks for jackets and shelves for extra storage.

The showhome is located in Windermere South at 964-173 St. just south of Ellerslie Road. Daytona also has eight other immediate occupancy homes in Windermere South that are priced from the $460,000s.

The peaceful neighbourhood has a rural feel and is a great choice for those looking to escape the hustle and bustle of the big city. Walking trails wind through the neighbourhood and around the large pond located at the centre of a park.

You aren’t far, though, from all the amenities. The Currents of Windermere and its mix of retail and services is an easy five-minute drive away and the Anthony Henday is another couple of minutes away to take you to all corners of the city.

Visit the showhome at 964-173 St. Monday to Thursday, 3 to 8 p.m.; weekends and holidays, noon to 5 p.m. Call 780.761.1556. More information is available at daytonahomes.ca

feb 15 - mar 15, 2013 | New home Guide 41

SOUTH

42 New home Guide | feb 15 - mar 15, 2013

Anthony Henday James Mowatt Tr.

30 Av

UILDERS: Landmark Communities, B Sterling Squared, Simply Sterling, Rohit Communities, Innovations by Jayman LOCATION: South on James Mowatt Trail and North of 30 Avenue SW

8

13 Allard in Heritage Valley

6

16

e.

101 Street

10

50th St.

15

3

12

4

QE II

5

DEVELOPER: MLC Group / JCA Financial

1 18 7

11

Ellerslie Rd. (9th Ave.) 2

9

12 Callaghan in Heritage Valley

66 St.

Millwoods Rd.

23 Ave.

127 St.

91 St. Parsons Rd.

Calgary Trail South

Gateway Blvd.

111 St.

119 St.

30 Ave.

34 Ave.

14 814

RR243

Township Road 510

Township Road 510

17

1 ELLERSLIE HEIGHTS

EVELOPER: United Communities D BUILDERS: Landmark Legacy, Homes by Avi, Landmark Communities, Landmark Homes, Park Royal Homes, Kirkland Homes LOCATION: North of Ellerslie Rd. on 66 Street

2 Lake summerside

DEVELOPER: Brookfield Residential BUILDERS: Mosaic by Brookfield Homes, Axio by Brookfield Homes, Innovations by Jayman, Daytona Homes Master Builder, Landmark Homes, Homes by Avi, Pacesetter Homes, Landmark Classic Homes, Canyon Spring Master Builder, Aacropolis Homes LOCATION: Ellerslie Rd. & Parsons Rd.

3 CALLAGHAN

EVELOPER: Rohit Land Dev. D BUILDERS: Art Custom Homes, White Eagle Homes, D’Cor Homes, Rohit Communities, Celebration Homes LOCATION: 1 km South of Ellerslie Road on 111 Street SW

4 SUNSET VALLEY ESTATES

DEVELOPER: VIP Development Group of Companies BUILDERS: Open LOCATION: South Of Ellerslie Rd. between 66 Street & 75 Street

5 rutherford HEights

DEVELOPER: Qualico Communities BUILDERS: Pacesetter Homes, Sterling Homes, Look Homes LOCATION: James Mowatt Trail & Rutherford Rd.

EVELOPER: MLC Group / JCA Financial D BUILDERS: Innovations by Jayman, Landmark Legacy, Rohit Communities, Jayman MasterBuilt, Sterling Homes LOCATION: South on James Mowatt Trail and South of 30 Avenue SW

14 The Orchards at Ellerslie

DEVELOPER:Brookfield Residential 4 BUILDERS:Front attached Homes: Homes

by Avi, Sterling Homes, Jayman MasterBUILT Rear-Detached Homes: Landmark Legacy Homes, Daytona Master Builder SemiDetached:Axio by Brookfield Homes LOCATION:turn south off of Ellerslie on 91st Street, turn east on 25th Ave SW.



RR244

13 41st Ave. SW

south

34 Ave.

38 Ave.

39 Ave.

Beaumont

6 walker lakes north

DEVELOPER: MLC Group / Cameron Communities BUILDERS: Cameron Homes, Crimson Cove Homes LOCATION: South of Ellerslie Rd. on 66 Street

7 Willow Haven

Developer : Carrington Land Builders : Bedrock Homes Location : 5624 - 7th ave

8 WALKER LAKES STATION

EVELOPER: MLC Group / JCA D Financial BUILDERS: Cameron Homes, Greenboro Homes, Sterling Homes, Pacesetter Homes, Landmark Communities, Lincolnberg Communities, Tamarack Park, Sterling Squared, Landmark Legacy LOCATION: South of Ellerslie Rd. on 66 St.

9 rutherford estates

EVELOPER: Kimberley Communities D BUILDERS: Kimberley Communities, Kimberley Homes LOCATION: South of Ellerslie Road just off 127 Street

15 walker summit

3 min. to

DEVELOPER:United Communities Beaumont area BUILDERS: RSL - Kirkland, Landmark, Morrison and Montorio Duplex - Morrison, Montorio and Innovations by Jayman LOCATION: South on Ellerslie to 66th Street.

16 Aurora

DEVELOPER: Melcor Developments BUILDERS: Bedrock Homes Coventry Homes, Landmark Homes Parkwood Master Builder,Trend Homes Lincolnberg Master Builder Location : Southeast Edmonton south of Ellerslie Road on 66th Street

17 royal oaks

DEVELOPER: Cancom Development BUILDER: Konark Homes, Cancom Homes, Infiniti Homes, Open Location : South on 101 Street to Towship Road 510. Turn east to EastVistas Blvd. (follow signs)

18 Charelsworth

Developer: Cameron Communities Builder: Marcson Homes Location: Just off Ellerslie, on 57th Street SW – and 7th ave

10 ALLARD

EVELOPER: United Communities D BUILDERS: Caliber Master Builder, Kimberley Homes, White Eagle Homes, Parkwood Homes, LOCATION: 111th Street & 30th Ave

11 RAVINES OF RICHFORD

EVELOPER: Rohit Land Development D BUILDERS: Celebration Homes, OPEN LOCATION: Ellerslie Road & Blackmud Creek Ravine

Point of Interest

Show Home Grand Opening

Six new Front Attached Show Homes to see!

Join us Sunday, March 17 from 12-5 for a St. Patrick’s Day event!

New Show Homes by:

Summerside-Community.com

• Homes by Avi

• Pacesetter Homes • Landmark Homes (New to the community!)

43

SOUTH

44

SOUTH

66TH STREET

91ST STREET

PARSONS ROAD

CALGARY TRAIL

ANTHONY HEND AY DRIVE

ELLERSLIE ROAD (9TH AVENUE)

Integrity in real estate since 1923

45

SOUTH

Welcome to Lake Summerside South Edmonton

Turn in! The beach is great at Lake Summerside.

You’ll be greeted by a diverse selection of home styles for growing families and first time buyers alike.

It’s all here. A community beach club at a lake you can actually get in and enjoy.

Plus a new school and amazing shopping nearby.

All signs point to a smart decision.

Designed for outdoor living...

Lake Summerside offers the young and young-at-heart wide-open green spaces, an extensive pathway system, playgrounds and of course, the Lake Summerside Beach Club with its 32-acre freshwater lake and exclusive clubhouse facilities. Life at the lake has never been so convenient. From stylish first time homes to spacious dream homes, you’ll be sure to find one that fits your lifestyle.

Summerside-Community.com 46

SOUTH

Point of Interest

Show Home Grand Opening

Six new Front Attached Show Homes to see!* Join us Sunday, March 17 from 12-5 for a St. Patrick’s Day event filled with refreshments, prizes and fun for the whole family!

New Show Homes by: • Homes by Avi • Landmark Homes • Pacesetter Homes (New to the community!) *Front Attatched Show Homes = Show Home Locations

=7804 to 7824 – 22 Avenue SW.

Finalists in the 2013 Awards of Excellence in Housing, Homes category!

Other Show Homes by: Mosaic by Brookfield Homes

Landmark Classic Homes

Duplexes by Brookfield Homes

Canyon Spring Master Builder

Innovations by Jayman

Aacropolis Homes

Daytona Homes Master Builder

47

SOUTH

Live Better

Perfect for the whole family : • Close to schools and transit • Minutes to the Anthony Henday & South Edmonton Common • Close to Landscaped Ponds & Walking Trails Active Homes - 780-998-0020 Cameron Homes - 780-233-4071 Crimson Cove - 780-235-1476 SOUTH EDMONTON COMMON

NORTH

12 AVE

9 AVE

NEW! FUTURE PARK

56 ST

WELSH DRIVE

STORM WATER POND

60 ST

$300’s

66 STREET

Starting in the

FUTURE TRANSIT STATION

WATT BLVD

STORM WATER POND

ELLERSLIE ROAD (9 AVE)

WATT BLVD

walkerlakes-north.com

You’re ready to make your move

Convenient appointment, day or night, home or office • Competitive rates on a wide selection of mortgages •

For convenient mortgage service, contact: Nancy Bruno-Romeo Mobile Mortgage Specialist Tel.: 780-973-8892 Cell: 780-908-7183 nancy.bruno@bmo.com What’s next for you?

® Registered trade-mark of Bank of Montreal.

Mortgage Expertise at Your Doorstep 24/7 74_BMO_20/13

42 New home Guide | feb 15 - mar 15, 2013

FEB 15 - MAR 15, 2013 | NEW HOME GUIDE 49

EDMONTON’S MOST COMPREHENSIVE “BUILDER AND DEVELOPER GUIDE” GET TO KNOW EDMONTON’S DEVELOPERS AND BUILDERS ONE STORY AT A TIME

Coming soon

On Stands Watch for Now! it!

October 2012 • Large Format

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Edmonton’s Builders, Developers and Communities– One Story at a Time

• Industry Insights by Home Building Leaders • Detailed Home Builder Stories • Mortgage and Legal Advice

Finding the RIGHT COMMUNITY for your new home or condo is easier than ever.

Presented by the publishers of

Pick up your copy of our editorial-based builder and developer profile magazine FREE AT OVER 700 LOCATIONS with the New Home Guide and New Condo Guide.

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42 New home Guide | feb 56 38 50 oct 15 nov dec 21, 26 23 --2012 mar nov dec 15, -21, 23, jan 2013 2012 18, 2013

JAN JAN18 18- -Feb Feb15, 15,2013 2013||New Newhome homeGuide Guide07 07

SOUTH

ART BY DAY, STARLIGHT BY NIGHT.

ee

SW

Calgary Trail SW

N

t

Que

91 St r

en Elizabeth Hw y

Calgary Trail

91 Street NW

Come to life at theorchards.ca

s Road son P ar

We designed The Orchards right down to the last detail, including the solar powered, twinkling entrance you pass by every day. Because being close to shopping, schools and trails only matters if you’ve got a beautiful place to come home to.

No matter what time of day it is.

Ellerslie Rd.

25 Ave SW

51

inthenews

Homes by Avi named as a finalist

in the 2013 Awards of Excellence in Housing Homes by Avi, Edmonton is thrilled to announce that it

has been named as a finalist in a number of categories for the 2013 Awards of Excellence in Housing.

The Awards of Excellence in Housing, presented by the Canadian Home Builders’ Association – Edmonton Region (CHBA-ER), recognizes innovation and craftsmanship among Edmonton builders and renovators, as well as excellence in the areas of sales and marketing.

This year, Homes by Avi is a finalist in the following categories: » Best

Indoor/Outdoor Advertising – Avi Mix + Match Summer Campaign » Best Website – homesbyavi.com/inspirations » Leadership Award – Homes by Avi, Edmonton » Sales Person of the Year, Single Family – Marina Delemont » Best Single Family $250,000 to $300,000 without attached garage – Jacob Darcy Dixon » Best Single Family over $300,000 without attached garage – The Donovan » Best Two Story/Split-level $425,000 to $500,000 – The Caldwell » Sales Volume Award, Platinum Level – Marina Delemont The Awards of Excellence is Housing represent the industry’s finest.

Awards are reflective of the hard work, dedication and success of the members of the CHBA-ER.The winners in all categories will be announced Saturday, March 16, 2013 at the Awards of Excellence in Housing Gala at the Shaw Conference Centre.

For a full list of finalists, visit excellenceinhousing.ca 52 New home Guide | feb 15 - mar 15, 2013

SOUTH

FEB 15 - MAR 15, 2013 | NEW HOME GUIDE 53

Get involved with Sage!

Sage is a non-profit seniors’ serving organization, offering a wide range of programs that enhance the quality of life for seniors in Greater Edmonton. Get involved with Sage! Take advantage of the many resources, programs and services. Explore a variety of volunteer opportunities. Consider supporting at-risk seniors by making a charitable donation. Sage has been serving seniors in your community for over 40 years.

54

Visit www.MySage.ca or call 780-423-5510!

FINALISTS FOR THE 2013 AWARDS

OF EXCELLENCE IN HOUSING AWARDS The Canadian Home Builders’ Association – Edmonton Region (CHBA-ER) is pleased to announce the 2013 Awards of Excellence in Housing finalists in the following categories: Single-Family, Multi-Family, Renovation, Sales Centre, Advertising, Development, Leadership, Environmental, Builders Choice, Sales Volume, and Sales People.

The Awards of Excellence in Housing celebrates the creative design and craftsmanship of Edmonton Region builders and renovators, and recognizes excellence and professionalism in the field of sales and marketing within the home construction industry.

Every year at this time, the industry honors the best of the best, and this year’s entries are no exception!

The Awards of Excellence is Housing represent our industry’s finest. Awards are reflective of the hard work, dedication, and success of the members of the CHBA-ER. The association is proud to congratulate all of this year’s finalists. Please take the opportunity to visit the Home Parades taking place across the Edmonton Region, where finalists proudly display their 2013 finalist banners.

The winners in all categories will be announced Saturday, March 16h, 2013 at the Awards of Excellence in Housing Gala at the Shaw Conference Centre.

55

SPONSOR: Edmonton Journal AD1 Best Print Advertising Beaverbrook Developments Upper Windermere

Brookfield Residential Properties

Run for Milk; Run the Trails & Move into a home. Grow into a community.

Dolce Vita Homes LP

Preferred Builder of the Edmonton Eskimos

Rohit Communities Baby it’s cold outside

Walton Development and Management L.P. Hawks Ridge Coming 2012

SPONSOR: Jayman MasterBuilt AD2 Best Radio Commercial Brookfield Residential Properties Neighbourly Advice

Carrington Communities Live Free - Adventure

Daytona Homes Daytona 500

Landmark Group of Builders Moving Out

SPONSOR: AB New Home Warranty AD5 Best Indoor / Outdoor Advertising Bedrock Homes 26 Different Models

Brookfield Residential Properties Beautifully Connected

Homes by Avi

Avi Mix + Match Summer Campaign

Parkwood Master Builder Infill Campaign

Parkwood Master Builder Store Fronts

SPONSOR: A & A Trenching AD6 Best Brochure Package Beaverbrook Developments Greenbury

Jayman Modus Live in Harmony

Jayman Modus The brightest new star in the Jayman lineup

Rohit Land Development Starling at Big Lake

SPONSOR: Alldritt Homes DV2 Best Development Landscaping & Amenities Alldritt Land Development LP Granville

Beaverbrook Developments Upper Windermere

Brookfield Residential Chappelle Gardens

Canada Lands Company Village At Griesbach

Rohit Land Development Callaghan

SPONSOR: Caliber Master Builder DV3 Best Home Parade ALLDRITT LAND CORPORATION LP Granville

Hopewell Residential Communities Secord

Hopewell Residential Communities Secord Garage Show Home Parade

Sterling Homes (Edmonton) Ltd.

Sterling Homes (Edmonton) Ltd. Sterling Homes Model Brochure

Rohit Land Development

SPONSOR: Wall2Wall Media AD3 BestDigital media Campaign/ Mobile APS A & B Concrete Pumping (2007) Ltd.

SPONSOR: Edmonton Sun AD7 Best Website Alldritt Land Corporation LP

Walton Development and Management L.P.

Bigger Castle

Employment Video

Brookfield Residential Chappelle Gardens

Carrington Communities Waterstone Testimonial - Schmidts

Carrington Communities Rutherford Gate Testimonial - Mark

Daytona Homes Relax...With Daytona Homes

SPONSOR: Source Media Group AD4 Best Direct Mail / Email Promotion Beaverbrook Developments Greenbury Tree Planting Event

Kimberley Homes Flex Suite

Landmark Group of Builders Product Catalogue

Look Homes Master Builder Inc. New

Walton Development and Management L.P. Hawks Ridge at Big Lake Grand Opening

56 NEW HOME GUIDE | FEB 15 - MAR 15, 2013

www.mygranville.com

Aquarian Renovations www.aquarianrenovations.com

Bedrock Homes www.bedrockhomes.ca

Homes by Avi www.homesbyavi.com/inspirations/

Sterling Homes (Edmonton) Ltd. www.sterlingedmonton.com

Walton Development and Management L.P. www.woodhavenedgemont.com

SPONSOR:ATB Financial DV1 Best Community Entrance Alldritt Land Corporation LP Granville

Beaverbrook Developments Upper Windermere

Brookfield Residential Chappelle Gardens

Brookfield Residential The Orchards

Rohit Land Development Ravines of Richford

Starling at Big Lake

McConachie

SPONSOR: Homes by Avi - Edmonton DV4 Best Subdivision Alldritt Land Corporation LP Granville

Beaverbrook Developments Upper Windermere

Canada Lands Company Village at Griesbach

Rohit Land Development Callaghan

Rohit Land Development Ravines of Richford

SPONSOR: Lenbeth Weeping Tile LS1 Leadership Award Habitat Studio & Workshop Homes by Avi - Edmonton Landmark Group of Builders Parkwood Master Builder Rohit Communities

SPONSOR: Noremac Industries Ltd MF1 Best Multi-Family Apartment Style under $250,000 Carrington Communities L’Attitude Studios

Landmark Group of Builders Birch I in Aspen Meadows 4

Landmark Group of Builders Elm in Aspen Meadows 4

Rohit Communities Mandarin

Rohit Communities Gala

SPONSOR: Edmonton Transit Mix MF2 Best Multi-Family Apartment Style $250,000 - $350,000 Carrington Communities Rutherford Gate - Waterloo Suite

Carrington Communities L’Attitude Studios - Dali II

Jayman Modus Ion1 in Ambleside

PARKWOOD MASTER BUILDER MILL CREEK PARK, Suite 104

Qualico Developments West Windsor Estates

SPONSOR: National Home Warranty MF3 Best Multi-Family Apartment Style over $350,000 Christenson Developments McCrae Estates Entry 2

Christenson Developments McCrae Estates Entry 1

Qualico Developments West Element Lofts & Flats

Rohit Communities The Duke

SPONSOR: RBC Royal Bank MF4 Best Multi-Family Townhouse/ Duplex under $275,000 Alldritt Homes Ltd The Nottingham - Tiffin Residence

Coventry Homes Inc. Langdale Dunbar

Coventry Homes Inc. Burrard

Sterling Homes (Edmonton) Ltd. Sensation

Sterling Homes (Edmonton) Ltd. Summation

SPONSOR: A & A Trenching MF5 Best Multi-Family Townhouse/ Duplex $275,000 - $300,000 Brookfield Homes Axio Orchards

Jayman MasterBUILT Neo B

Landmark Group of Builders Brookside III Unit 4

Rohit Communities Dakota

Rohit Communities Dawson

SPONSOR: Maclab Enterprises MF6 Best Multi-Family Townhouse/ Duplex $300,000 - $330,000 Brookfield Homes Axio Lake Summerside

Dolce Vita Homes LP

SPONSOR: Grant Thorton LLP MF9 Best Multi-Family - Apartment Building Carrington Communities Waterstone A

Carrington Communities Urban Village

Qualico Developments West Element Lofts and Flats

Rohit Communities The Essex

Rohit Communities Infusion 3

SPONSOR: Dyand Mechanica Systems Incl/Wood Wood & Energy Store MF10 Best Multi-Family - Townhouse/ Duplex Project Brookfield Homes Axio Chappelle Gardens

Lexington Duplex

Kimberley Homes

Image B

Landmark Group of Builders

Jayman MasterBUILT PARK HOMES MIRRA

Rohit Communities Lawrence

SPONSOR: Pacesetter Homes MF7 Best Multi-Family Townhouse/ Duplex $330,000 - $425,000 Bedrock Homes

Rutherford Estates Emerald Hills

Rohit Communities Callaghan Ravines

Rohit Communities Vistas at Callaghan

Aspen

SPONSOR: Cobblestone Master Builder RN1 Best Exterior Renovation Ackard Contractors Ltd.

Rutherford New Haven I

Ackard Contractors Ltd.

New Haven III

Aquarian Renovations

Apex IIID

Aquarian Renovations

Lawrence 2

Caliber Master Builder Ltd.

Kimberley Homes Kimberley Homes

Landmark Group of Builders Rohit Communities SPONSOR: IXL Masonry Suppplies MF8 Best Multi-Family Townhouse/ Duplex Over $425,000 Christenson Developments Eton Park Villas

Encore Master Builder Inc. Sapphire

Kimberley Homes New Haven I

Rohit Communities Manors

Tapestry Developments Monterey

Ramsay Heights Parkview North Biander Gardens Residence Grand Isle Residence High Park

SPONSOR: Gem Cabinets RN2 Best Interior Renovation Ackard Contractors Ltd. Ramsay Heights

Ackard Contractors Ltd. Parkview North

Aquarian Renovations Laurier Heights Residence

Aquarian Renovations Pleasant View Residence

Caliber Master Builder Ltd. High Park

FEB 15 - MAR 15, 2013 | NEW HOME GUIDE 57

SPONSOR: Habberjam Mechanical RN3 Best Renovation under $125,000 Ackard Contractors Ltd. Parkview East

Ackard Contractors Ltd. Parkview West

Aquarian Renovations Glenora Residence

Serenity Contracting & Design Inc. Hubick Residence

SPONSOR: Realtors Association of Edmonton SC1 Best Sales & Information Centre Single Family Jayman MasterBUILT

SPONSOR: United Communities Sales People of the Year Awards CS1 Rookie of the Year - Single/MultiFamily Brookfield Homes Eva Sakkab

Dolcevita Homes Yolanda Grant

Jayman MasterBUILT Marcel de Moissac

Jayman MasterBUILT Eddy D’Ambrosio

Pacesetter Homes Dan Gibson

Jayman MasterBUILT

SPONSOR: BMO Bank of Montreal CS2 Sales Person/Team of the Year Single Family Crimson Cove Homes Inc.

Sabal Homes

Homes by Avi

5908-175 Avenue NW, Edmonton 7607-22 Avenue SW- Summerside 5928 - 175 Ave, Edmonton

Sterling Homes (Edmonton) Ltd. 2108 Trumpeter Way NW Edmonton

Sterling Homes (Edmonton) Ltd. 4118 Orchards Dr - The Orchards

SPONSOR: Rawlco Radio Ltd SC2 Best Sales & Information Centre Multi-Family Brookfield Homes The Orchards - 4137 Orchards Drive SW

Carrington Communities 1144 Adamson Drive SW Edmonton

Jayman MasterBUILT 1061 Watt Promenade SW, Edmonton

Sterling Homes (Edmonton) Ltd. 12503-171 Ave NW Edmonton

Thomsen Built 1018 177Ast, Windermere South, Edmonton

SPONSOR: Christenson Developments SC3 Best Design Centre/Show Room Aquarian Renovations 11428 - 142 St

Coventry Homes 17615 111 Avenue

Icon Flooring Inc 5148-75st Edmonton

Landmark Group of Builders 9765 54 Avenue, Edmonton

Parkwood Master Builder #129, 625 Parsons Road

58 NEW HOME GUIDE | FEB 15 - MAR 15, 2013

SPONSOR: CMHC Single Family Awards - Without attached garage SF01 Best Single Family under $250,000 Jayman MasterBUILT Outlook I

Jayman MasterBUILT Renew

Landmark Group of Builders Penticton

Pacesetter Homes Silverado

Rohit Communities Newton

Marina Delemont

SPONSOR: Superior Cabinets SF02 Best Single Family $250,000 $300,000 Coventry Homes

Carla Weinmeyer

Homes by Avi

Biljana Spasojevic

Pacesetter Homes

Christopher Wigeland

Pacesetter Homes

Muriel McKay

Pacesetter Homes ReidBuilt Homes Ltd Sabal Homes

SPONSOR: Realtors Association of Edmonton CS3 Sales Person/Team of the Year Multi-Family Brookfield Homes Yasemin Ozbey

Daytona Homes Jennifer Schwitzer

Clarkson Jacob Darcy Dixon The Winchester Bosley

Sabal Homes Ovation

SPONSOR: Brookfield Communities SF03 Best Single Family over $300,000 Ackard Contractors Ltd. Valleyview

Qualico Developments West

Ackard Contractors Ltd.

Rohit Communities

Habitat Studio & Workshop

Jerry Baird

Pamela Haymour

Rohit Communities Kim Johnson

SPONSOR: Kitchen Craft GS1 General Member Sales Person of the Year Alberta Hardwood Flooring Elizabeth Hernandez

All Weather Windows Darryl Ballace

Artistic Stairs Barry Halyk

Points West Marketing Kerri Light

Wizard Lake Alberta Prairie House

Habitat Studio & Workshop Facing the Fox

Homes by Avi The Donovan

SPONSOR: Cameron Homes Single Family Awards - Bungalow / Bi-level SF04 Best Single Family Under $350,000 Coventry Homes Splendor

Daytona Homes Denali

Daytona Homes Sentra II

Rohit Communities Berkley

Sterling Homes (Edmonton) Ltd. Belvedere

SPONSOR: MLC Group Inc Single Family Awards - Bungalow / Bi-level SF05 Best Single Family $350,000 $450,000 Bedrock Homes Ridgewell

Canyon Spring Master Builder Inc Cypress IV

Green Living Homes Ltd. Evergreen One

Kimberley Homes Christina Custom

White Eagle Homes Ltd. The Ruby

SPONSOR: Lennox Industries Single Family Awards -Bungalow/BiLevel SF06 Best Single Family Over $450,000 Infiniti Masterbuilt Inc Sherwood Park Custom

Marcson Homes Ltd. The Victoria

Rococo Homes Inc. Martineau Residence

Rococo Homes Inc. Shearing Residence

White Eagle Homes Ltd. The Roman

SPONSOR: Brookfield Communities Single Family Awards - Two Storey / Split-level with attached garage SF07 Best Single Family Under $275,000 Celebration Homes Inc. The Chambray

Jayman MasterBUILT Allure B

Rohit Communities Florence

Sterling Homes (Edmonton) Ltd. Trista

Sterling Homes (Edmonton) Ltd. Tyndall

SPONSOR: RBC Royal Bank Single Family Awards - Two Storey / Split-level with attached garage SF08 Best Single Family $275,000 $300,000 Caliber Master Builder Ltd. Quinnell III

Daytona Homes Austyn II

Impact Homes Aria

Look Homes Master Builder Inc. Apparition A

Parkwood Master Builder Venice

SPONSOR: Stel - Marr/Inland Concrete Single Family Awards - Two Storey / Split-level with attached garage SF09 Best Single Family $300,000 $325,000 Alldritt Homes The Monarch

Jayman MasterBUILT Eclipse T

Look Homes Master Builder Inc. Apparition B

Pacesetter Homes Madison E

Rohit Communities Heathrow

SPONSOR: Lafarge Canada Inc Single Family Awards - Two Storey / Split-level with attached garage SF10 Best Single Family $325,000 $350,000 Alldritt Homes The Monarch

Daytona Homes Benz II

Kimberley Homes Diamond

Look Homes Master Builder Inc. Ambiance

Pacesetter Homes Kristana

SPONSOR: Lenbeth Weeping Tile Single Family Awards - Two Storey / Split-level with attached garage SF11 Best Single Family $350,000 $375,000 Bedrock Homes Catalina

Crimson Cove Homes Motmot

Infiniti Masterbuilt Inc Summerside

Parkwood Master Builder Yellowstone Park Royale Ii

Rohit Communities Bristol

SPONSOR: Genstar Development Company Single Family Awards - Two Storey / Split-level with attached garage SF12 Best Single Family $375,000 $425,000 Bedrock Homes Catalina

Kimberley Homes Onyx (Custom)

Montorio Homes Rialto

Rococo Homes Inc. Cameron

White Eagle Homes Ltd. THE SANDSTONE III

FEB 15 - MAR 15, 2013 | NEW HOME GUIDE 59

SPONSOR: CAN - CELL Industries Inc Single Family Awards - Two Storey / Split-level with attached garage SF13 Best Single Family $425,000 $500,000 Celebration Homes Inc Chaumont II

Homes by Avi The Caldwell

Landmark Group of Builders Strauss IIA

Perry Signature Homes Tovell Residence

White Eagle Homes Ltd. THE SANDSTONE IV

SPONSOR: Points West Marketing Single Family Awards - Two Storey / Split-level with attached garage SF14 Best Single Family $500,000 $600,000 Caliber Master Builder Ltd. Avery IV

Kanvi Homes Inc. Fusion

Landmark Group of Builders Mendelssohn II

Landmark Group of Builders Brahms 36

Rococo Homes Inc. Wurz Residence

SPONSOR: A & B Concrete Pumping Single Family Awards - Two Storey / Split-level with attached garage SF15 Best Single Family $600,000 $750,000 Canyon Spring Master Builder Inc Madison

INFINITI MASTERBUILT INC Parkland

Kimberley Homes McDannold Custom

Kimberley Homes Broscheit (Custom Buena Vista)

Look Homes Master Builder Inc. 2451

60 NEW HOME GUIDE | FEB 15 - MAR 15, 2013

SPONSOR: Atlas Granite Inc Single Family Awards - Two Storey / Split-level with attached garage SF16 Best Single Family $750,000 $1 Million Habitat Studio & Workshop The Double ‘J’

Kimberley Homes New Hampshire Iv

SPONSOR: Sterling Homes Realtor Awards Builder/Realtor/Co-operation Award Jeff Johnson Realty Executives Johnson RE Group

Mani Bagga Royal Lepage Noralta Real Estate

Terry Paranych Re/Max Elite

Parkwood Master Builder Waterford

Perry Signature Homes Bristol

White Eagle Homes Ltd. Blue Diamond

SPONSOR: Jeld-Wen Windows & Doors Single Family Awards - Two Storey / Split-level with attached garage SF17 Best Estate Home over $1 Million Darren’s Homes (a division of DN Developments Ltd.) CAMERON MANOR

Homes by Managen Ltd. Legacy

Landmark Group of Builders Berlioz

Marcson Homes Ltd. Blackhawk Estate

Vicky’s Homes LEGACY III

SPONSOR: City of Edmonton Environmental Recognition Award Bedrock Homes Dolcevita Homes

Effect Home Builders Ltd. Habitat Studio & Workshop

Jayman MasterBUILT Landmark Group of Builders

Perry Signature Homes TAPESTRY DEVELOPMENTS

SPONSOR: Alldritt Land Corporation LP General Members of the Year Builders’ Choice Awards BC1 Supplies/Manufactures a Product directly to the Builder/Renovator All Weather Windows Gienow Windows & Doors Glenora Lumber Progressive Home Warranty Zytech Building Systems SPONSOR: Marcson Homes General Members of the Year Builders’ Choice Awards BC2 Supplies/Manufactures and Installs a Product directly to the Builder/Renovator Creative Door Services Divine Hardwood Flooring Gem Cabinets Jetco Mechanical Lenbeth Weeping Tile SPONSOR: Daytona Homes Master Builder General Members of the Year Builders’ Choice Awards BC3 Supplies a Service directly to the Builder/Renovator A & B Concrete Pumping Ltd. Access Plumbing & Heating IB Engineering Ltd. Pals Geomatics RONA

SPONSOR: Linconberg Homes Sales Volume Awards Platinum Level Pacesetter Homes Carla Weinmeyer

ReidBuilt Homes Ltd Biljana Spasojevic

Pacesetter Homes David Edmiston

Sterling Homes (Edmonton) Ltd. Erik Eisen

Marcson Homes Kim Prkusic

Brookfield Homes Kelly Boone

Homes by Avi Marina Delemont

Sabal Homes Christopher Wigeland

Crimson Cove Homes Inc. Muriel Mckay

Gold Level Brookfield Homes Yasemin Ozbey

Pacesetter Homes Diane Sasseville

ReidBuilt Homes Ltd Steve Bosse

Landmark Group of Builders Ronaye Rael

Rohit Communities Pamela Haymour

Coventry Homes Darren Rose

Daytona Homes Ryan Richardson

Silver Level Prominent Homes Donald Kenneth Ovelson

Dolce Vita Homes LP Darryl Rose

Brookfield Homes Sheila Hang

Alldritt Homes Wende Black

Dolce Vita Homes LP Jennifer Dechaine

Dolce Vita Homes LP Heather Rae

Pacesetter Homes

Bronze Level Pacesetter Homes Brad Wong

Jayman MasterBUILT Marcel de Moissac

Pacesetter Homes Michele Anstead

Landmark Group of Builders Bernard Pierce

Coventry Homes Samir Haymour

PARKWOOD MASTER BUILDER JILL TOSHACH

Dan Gibson

Brookfield Homes Shawn Swaleh

Daytona Homes David English

Coventry Homes Erika Williams

Rohit Communities Wende Campbell

FEB 15 - MAR 15, 2013 | NEW HOME GUIDE 61

BEAUMONT

62 NEW HOME GUIDE | FEB 15 - MAR 15, 2013

• POPULATION: Approx 12,500 • LOCATED: 2 miles South of Edmonton on 50th street.

• SCHOOLS: 5 Schools from Kindergarten to Grade 12.

French Immersion offered in all.

• GROCERY: Sobeys, Extra Foods • RECREATIONAL FACILITIES: Beaumont Regional Activities Centre and numerous outdoor facilities.

• MEDICAL FACILITIES: 10 minutes to Grey Nuns Hospital. Served by Edmonton Ambulance.

• PARKS & PATHWAYS: Approximately 170 acres of parkland & km of inter-connected walkways.

•17 MINUTES TO THE AIRPORT

Come visit us and discover why

beaumont

AREA INFO

“Life is Better in Beaumont” for more information call 780-929-8782

or visit our website at town.beaumont.ab.ca

1 COLONIALE ESTATES

DEVELOPER: ARW Development Corp.

BUILDERS: Montorio Homes, Etiquette Homes LOCATION: 50 St. & Coloniale Way

2 GOUDREAU TERRACE

DEVELOPER: Qualico Communities BUILDERS: Landmark Homes LOCATION: 50th Avenue & 62nd Street

3 PLACE CHALEUREUSE

DEVELOPER: Mandalay Developments BUILDERS: Royer Homes, Orca Homes, Goldenwood Homes, Davies & Company, Landmark Communities LOCATION: 50 Street & Blvd. Soleil

4 TRIOMPHE ESTATES

DEVELOPER: S&D Group Development Ltd BUILDERS: Abington Homes, Ashton Homes, Royer Homes, Open LOCATION: 44 Ave. just off 44 St.

5 DANSEREAU MEADOWS

DEVELOPER: United Communities BUILDERS: Caliber Master Builder, Landmark Homes, Landmark Communities, Pacesetter Homes LOCATION: West on 50th Street at Rue Montalet (follow the signs)

6 RUISSEAU

DEVELOPER: Qualico Communities BUILDERS: Look Homes Master Builder.

LOCATION: It is located on the south side of 50th ave at 66st.

7 ROYAL OAKS

DEVELOPER: Cancom Development BUILDERS: Konark Homes, Cancom Homes, Infiniti Homes, Open LOCATION: From Beaumont: West on Township Road 510 to East Vistas Blvd. (follow signs) From Edmonton: South on 101 St. to Township Road 510, east on Township Road 510 to East Vistas Blvd. (follow signs)

EXECUTIVE LIFESTYLE LOTS NOW AVAILABLE CREATE POSSIBILITIES.

WE’RE BUILDING A COMMUNITY TOGETHER. JOIN US.

Visit cancomdevelopment.com or contact us at 780.442.1111 for more information.

63

BEAUMONT

FREE GOLF

AT COLONIALE WITH NEW HOME PURCHASE*

A master planned family community • A striking community nestled around our ‘championship’ Coloniale Golf Course • Enjoy a friendly small town family lifestyle - with big city proximity • Master planned living with parks, shops, schools (offering French Immersion)

• Quality control through architectural guidelines to protect your investment • Less than 15 minutes from the Edmonton International Airport

V I S I T O U R S H O W H O M E S TO DAY

N

Showhomes Open Weekdays 3pm to 8pm Weekends 12pm to 5pm, Closed Fridays

50 Street

Ellerslie Rd

Coloniale Way

d ade Blv

d ouchar

Rue Blanchard

BEAUMONT

Promen

Rue B

Show Homes

ETIQUETTE HOMES MONTORIO HOMES

780-951-7992 780.476.7070

*Ask your builder for terms and details regarding free golf.

64 NEW HOME BUYERS GUIDE | APR 16 - MAY 14, 2010

45 St.

•P opulation: 17,000 and growing “Small city” living within minutes of “Big city” amenities.

44 St.

50 St.

3 Calmar

AREA INFO • Located: 20 km south of Edmonton on Hwy 2

Telford Lake

4

1

• Grocery: Variety of shopping.

Rollyview Rd.

Hi gh wa y2 A

8 2

To Calgary

42 St.

QE II

5

•S chools: 7 Elementary, 2 Junior & Senior high. Public, Private & Separate school systems.

C.W. Gaetz Drive

Black Gold Dr.

1

Coady Blvd.

42 Ave.

St. 50

6

Alton Dr.

Grant MacEwan Boulevard

Hwy 60

50 Ave.

7

9

To Wetaskiwin

1 MEADOWVIEW PARK

DEVELOPER: Qualico Communities BUILDERS: Stardust Homes, Open LOCATION: Coady Blvd. & McDowell Wynd, South of Rollyview Rd.

6 ASPEN CREEK

DEVELOPER: Maclab Enterprises BUILDERS: Barr Canna Homes, Moduline Homes LOCATION: Suntree Promenade & Aspen Creek Way

2 TRIBUTE

DEVELOPER: Qualico Communities BUILDERS: Lakeview Homes, Tristate Signature Homes LOCATION: Dunlop Wynd & Caledonia Dr.

4 Windrose

DEVELOPER: Maclab Enterprises BUILDERS: Homes by Sher-Bilt, Cornerbrook Construction, Jacob’s Construction, McLean & McLean Custom Homes LOCATION: Exit at 50 Ave off Highway 2, proceed west, then go south on RR 253 to Windrose

•M edical Facilities: Full Service Community Hospital and Full Ambulance Service.

•P arks & Pathways: 27 parks including Telford Lake, Fred John’s Park & Lions Campground.

7 WEST HAVEN PARk

DEVELOPER: Melcor Developments Ltd. BUILDERS: Encore Master Builder Santos Construction Ltd., Homexx Corporation LOCATION: West on 50th Ave, South on West Haven Boulevard

3 BRIDGEPORT

DEVELOPER: Melcor Developments Ltd. BUILDERS: Santos Construction Ltd., Encore Master Builder, McLean & McLean Custom Homes Ltd., Western Living Homes LOCATION: Take 50 Ave,turn right on Bridgeport Crossing

• Recreational Facilities: Recreation & Culture Centre, Performing Arts Centre, 18 hole Golf Course & Public Library.

leduc

Highway 39 To Calmar

8 SOUTHFORK

DEVELOPER: Tamani Communities BUILDERS: Dolce Vita Homes, Homes

by Avi, Innovations by Jayman, Jayman MasterBUILT LOCATION: Highway 2A & 50th Street

9 ROBINSON DEVELOPER: Beaverbrook

Developments BUILDERS: Bedrock Homes, Dolce Vita Homes, Homes by Sher-Bilt, Western Living Homes LOCATION: South of Rolly View Road on C.W. Gaetz Drive

THE CITY OF LEDUC,

a thriving Industrial, Commercial & Agricultural Community continues to experience growth and expansion.

“A great place to call home!”

For more information contact The City of Leduc at 780-980-7177

5 SUNTREE

DEVELOPER: Maclab Enterprises BUILDERS: Kimberly General Partner, Cobblestone Master Builder, Bedrock Homes, Caliber Master Builder, Entity Homes LOCATION: Grant MacEwan Boulevard & Suntree Promenade

The grass will be greener, just like your wallet.

65

marke t mar t s with

Hurry Up . . . And Wait

Jim Malner

So, you’ve finally purchased a new home. Saved your pennies until they were dollars. Did the appropriate research to find an ideal neighbourhood with the right amenities.

Worked through dozens of floorplans with a litany of builders. Negotiated the best deal possible. Borrowed enough money to get a queasy feeling in your stomach.

Went back to the sales centre and signed the purchase agreement which is now approved and then – nothing. First nothing for days, then weeks and maybe a month or two.

Well, most builders follow very formalized building processes and as hard as it may be to believe, they generally are working on more than one or two homes at a time. Check with your builder to determine what their specific building process is...

After all that hard work by the buyer, there is kind of a natural expectation your builder will put every one of his staff and resources into building your home. After all, it’s a big deal - right! Well, most builders follow very formalized building processes and as hard as it may be to believe, they generally are working on more than one or two homes at a time. Check with your builder to determine what their specific building process is, but generally they follow similar steps. Those days and weeks when apparently nothing is going on with your house are indeed a busy time, in which the lot is being secured from the developer and registered if in fact the builder did not own the lot. I break the process down as follows and it might help in understanding why building a home can seem so slow, when in fact it’s probably not.

Stage 1 - The Paperwork The first part of building a home is preparation to build.

This includes finalizing details of the home structurally and aesthetically. The home plan needs to be plotted onto the lot, a permit needs to be obtained from the city and all the trades need to be scheduled in advance to make sure they are available in an organized and cohesive manner. One major issue that happens here is obtaining the city permit.

This is generated by a fairly small department that only has so many staff and during very busy periods (like spring or when the economy is booming) it can take extra weeks to get this vital piece of paper before any field work can begin.

for a week or two. Eventually they will pour footings and foundation walls and then – you guessed it – you wait for the concrete to set. This could be two weeks or more.

The next sign of life is a framing crew creating floors, walls, stairs, ceilings and roof etc. This is an especially fun experience as your home rises from the ground (phoenix like) and becomes real. It is a time of tremendous pride for the owners. At this time you want to visit the site every day to watch the progress, but don’t. Framers will be moving around doing work on a few homes at a time so there will be some waiting periods for sure.

Next are the windows and doors and then a period of waiting as the “specialists” arrive. These include electricians, plumbers, furnace installers, insulators and drywallers.

You may have to wait a bit on each of them as they’re in high demand and depending on the timing and scheduling proficiency of previous steps they may be double booked by this point in construction.

Stage 3 - The Finish Following structural work, comes the interior and exterior finishing. Again, handled by specialists. Painters, flooring installers, carpet installers, tile setters, cabinet and countertop people, and finishing carpenters. Each follow the other in a timeline often impacted by some inconveniences that may add a day or even week to the finishing of your home.

The point of this article is to allay fears that “no activity” on your home for a few days or even weeks, is not something to stress about. It’s almost predictable. Don’t call and harass the builder.

Often, whatever is occurring is beyond their control and it is in their best interest to finish your home as fast as possible – because that’s when they get paid. Building a home is a complex transaction and some patience and a clear understanding of your builder’s process is a really good way to mitigate stress during those endless waiting periods.

Follow CSG on Facebook or Twitter for regular real estate opportunities and updates. All of Jim’s columns are posted on CSG’s blog at marketsmarts.net.

Stage 2 - The Structure Your first big day will be when they dig the hole to pour the foundation, generally a month or two after the sale is finalized. This is your first tangible sign that one day you will actually have a home and if it happens to be pouring rain (remember last summer) then this step may be delayed 66 NEW HOME GUIDE | FEB 15 - MAR 15, 2013

Jim Malner is President of Consumer Strategies Group (CSG), Alberta’s longest serving, professional, real estate marketing consultancy with offices in Edmonton, Calgary and Vancouver.

Show Home Locations The Elements of Erin Ridge North 10 Executive Way North, St Albert 780-733-7920 Harvest Ridge – Single Family 188 Harvest Ridge Dr., Spruce Grove 780-733-7922 Harvest Ridge – Rear Parking Lane 11 Hewitt Circle, Spruce Grove 780-733-7923 North Ridge 133 Northridge Dr., St. Albert 780-733-7921 Southfort Estates 9 Greenfield Bend, Fort Saskatchewan 780-733-7924 Southfort Meadows 404 Meadowview Drive North Fort Saskatchewan Spruce Ridge Gardens Under construction Spruce Grove West Haven Park 105 Kirkpatrick Bend – Open Feb. 16th 103 Kirkpatrick Crescent – Open Spring 2013 Leduc Showhome Hours: Mon-Thur 3-8pm, Weekends & Holidays: 12-5pm Office: 780.489.3028 sales@homexx.ca

HOMEXX.CA

04

67

homebuyers’help

Landscaping and your new home

by Shane’s Landscaping & Contracting Ltd. Building a new home is a very

exciting time. Often, thinking about landscaping may be the last thing on your mind, given all the other decisions you are making. However, by keeping in mind a few key elements, achieving the “yard of your dreams” will be easier and stress-free once your home is built.

Know the facts Understanding the restrictions and capabilities of your lot is important. Builders differ as to what is included in the price of your home and lot.

There will be legal responsibilities for landscaping your new home. Rough grade, final grade, landscaping deposit and seasonal holdbacks are all terms you will need to familiarize yourself with. Rough grade approval will likely be applied for and absorbed in the cost of your home. Any extra excavation required for retaining walls will be at an additional cost to you. Know what you are required to do and what your builder has included. Your developer will have some landscaping guidelines and requirements for your neighborhood. These must be followed as requested by the developer. The developer requirements in most cases include front yard landscaping and the design or style of your fencing.

Keep in mind, what type of soil you have, how much sun you get in the front and back yards of your home. How much room do you have? Does your neighborhood allow underground irrigation? Will you require additional underground pipes to be installed? All of this is much easier and affordable if thought out and planned beforehand. Ask questions!

Make a wish list Having an idea of what the final overall effect you are trying to achieve is helpful. Determine the landscaping features and needs you want and put them down on paper. Try to list 68 New home Guide | feb 15 - mar 15, 2013

every feature you would l i k e u nder ide a l circumstances. Don’t be afraid to consider designs that are of a larger scale. With a little Photo provided courtesy of creativity from your Shane’s Landscaping and Contracting Ltd. landscaping contractor, together you will be able to adapt and scale down most designs to fit your property and give it personal flair. Sift through ideas to determine which features are most important to you and are the most feasible. Identify your dream landscape, determine your style and establish a budget. In some cases you may need to compromise due to space or money constraints.

A good landscaping professional should have a web site with a photo library of previous landscaping projects. Browsing through and looking at homes with beautifully landscaped yards will surely get your creative juices flowing.

Call a professional Hiring a qualified professional with the proper knowledge is a great place to start. Most homeowners underestimate the work associated with landscaping the yard of new home. Many of the procedures are tedious, lengthy and very labor intensive, often including several pieces of large equipment. Do-it-yourselfers… beware. In order to achieve the stylish and functional yard you desire to complement your new home, hiring a qualified landscaping contractor to get the job done is your first step.

By simply taking some of the above advice into consideration, the process of achieving the yard of your dreams will be easier. A quality outdoor living space will not only make you the envy of the neighborhood and be a welcome sanctuary for your family, children and pets for years to come, it will also increase the value of your home. It is important to hire a landscaping contractor who has extensive experience in the industry, and is a full service landscaping company. Shane’s Landscaping & Contracting Ltd. specializes in residential, estate and acreage landscape construction. From patios to water features, driveways, retaining walls, lighting, walkways, fences, irrigation, garden beds, boulders, barbecue, fire pits and the new synthetics grasses, we can help make your landscaping beautiful. Planning your landscaping is an exciting time and we are here to help. Our team of friendly knowledgeable and hardworking staff can make your landscaping dream a reality. Call us now for a consultation.

Shane’s Landscaping & Contracting Ltd. is locally owned and operated, providing landscaping and snow removal services to Edmonton and surrounding area. Call us for a consultation at 780.983.8233 or visit shaneslandscaping.com

LEDUC

You shouldn’t have to sacrifice livability for affordability.

Good thing West Haven Park is now on the map. We planned our community with tree-lined streets, playgrounds, fountains and walking paths—and just enough room for your family’s home.

Visit our showhomes at Black Gold Drive & West Haven Drive

Integrity in real estate since 1923 69

Home Builders Alldritt Homes Artisan Homes Inc. Bedrock Homes Brookfield Homes Caliber Master Builder Cameron Homes Inc. Canyon Spring Master Builder Carriage Signature Homes

web directory

www.artisancommunities.ca www.bedrockhomes.ca www.buildwithbrookfield.com www.calibermasterbuilder.ca www.cameronhomes.ca www.canyonspringhomes.com www.carriagesignature.com

Celebration Homes

www.celebrationhomes.ca

Celico Builders Inc.

www.celicobuilders.ca

Challenger Homes

www.challengerhomes.com

Cobblestone Master Builder

www.mycobblestone.ca

Concept Homes

www.concepthomes.ca

Compass Rose Homes Inc. Country Hills Home Sales

www.compassrose.ca www.countryhillshomes.com

Coventry Homes

www.coventry-homes.com

Darren’s Homes

www.darrenshomes.com

Daytona Homes Master Builder

www.daytonahomes.ca

Dolce Vita Homes LP

www.dolcevitahomes.ca

Effect Home Builders

www.effecthomes.ca

Encore Master Builder Fekete Homes Green Living Homes Gannet Homes Master Builder Greenboro Homes Homes by Avi Homes by Santos Construction Homexx Corporation Impact Homes Innovations by Jayman

70 New home Guide | JAN 18 - Feb 15, 2013

www.alldritthomes.com

www.encoremasterbuilder.com www.feketehomes.ca www.greenlivinghomes.ca www.gannethomes.com www.greenborohomes.com www.homesbyavi.com www.santoshomes.ca www.homexx.ca www.impacthomes.ca www.jayman.com

Jayman MasterBUILT Kanvi Homes Kensington Homes Master Builder Kimberley Homes Kingsgate Homes Ltd Master Builder Landmark Group of Builders Lincolnberg Homes / Communities MacLachlan & Mitchell Homes Maple Isle Homes Marco Antonio Homes Montorio Homes Pacesetter Homes Parkwood Master Builder Perry Signature Homes Inc.

www.jayman.com www.kanvihomes.com www.KensingtonCustom.com www.buildwithkimberley.ca www.kingsgatehomes.ca www.landmarkgroup.ca www.lincolnberg.com www.macmitch-homes.com www.mapleislehomes.ca www.marcoantoniohomes.com www.montorio.ca www.yourpacesetter.com www.parkwoodmasterbuilder.com www.perryhomes.ca

Pompei Homes

www.pompeihomes.com

ReidBuilt Homes

www.reidbuilthomes.com

Rococo Homes Rohit Communities Rosecroft Custom Homes Sabal Homes San Rufo Homes

www.rococohomesinc.ca www.rohitcommunities.com www.rosecroftcustom homes.com www.sabalhomes.com www.sanrufohomes.com

S2 Squared by Sterling Homes

www.sterlingsquared.ca

Sterling Homes Edmonton Ltd.

www.sterlingedmonton.com

Thomsen Built

www.thomsenbuilt.com

Urban Living by Landmark

www.landmarkurban.ca

Urbanity Custom Homes Ltd. Walker Developments

web directory

OUR HOMES COME IN A WIDE VARIETY of wide varieties

Duplexes & Townhomes

www.urbanityhomes.com www.walkerdevelopments.ca Rear - Detached Garage Homes

White Eagle Homes Ltd

www.whiteeaglehomes.ca

Front - Attached Garage Homes

www.landmarkgroup.ca JAN 18 - FEB 15, 2013 | NEW HOME GUIDE 71

webdirectoryad.indd 1

13-01-07 11:16 AM

Developers/Communities Allard in Heritage Valley by MLC Group / JCA Financial Allard Heritage Valley by United Communities Alpine Ridge in Terrace Heights by Qualico Communities Ambleside in Windermere Aurora by Melcor Developments Beaverbrook Developments Brintnell Brookfield Residential Callaghan by Rohit Land Development Cameron Communities Cameron Heights Canada Lands Company Canterra Developments Corp.

Chappelle Gardens

web directory

www.auroraedmonton.com www.beaverbrook.ca www.brintnelledmonton.com www.brookfieldrp.com www.liveincallaghan.com www.cameron communities.ca www.cameronheights.com www.villageatgriesbach.com www.canterradevelopments.com www.chappellegardens.com www.creekwoodchappelle.com

Dundee Developments

www.dundeedevelopments.com

Ellerslie Heights by United Communities The Park of Erin Ridge by Qualico Communities Forest Ridge by Qualico Communities Foxboro by Qualico Communities Genstar Development Company

www.ellerslieheights.ca www.erinridgestalbert.com www.forestridgefortsask.com www.foxborosherwoodpark.com www.genstar.com

Glenridding by United Communities

www.glenridding.ca

Granville by Alldritt Land Corporation

www.mygranville.com

Greenbury by Beaverbrook

Griesbach by Canada Lands Hampton Pointe by Beaverbrook Hampton Terrace by Qualico Communities Hawks Ridge at Big Lake Hills of Twin Lakes

www.greenbury.ca www.goudreauterracebeaumont.com www.villageatgriesbach.com www.hamptonpointe.ca www.hamptonterraceedmonton.com www.hawksridge.ca www.hillsoftwinlakes.com

Hopewell Residential Communities

www.hopewellcommunities.com

Keswick on the River by MLC Group

keswick-in-windermere.com

Jagare Ridge by Melcor Developments Jesperdale by Melcor Developments LakeWesterra by Qualico Communities Langdale in Windermere by Qualico Communities Larch Park by Melcor Developments Laurel Crossing by Qualico Communities Laurel by Dundee Developments Maclab Enterprises Maple Crest by Dundee Developments McConachie Landing by MLC Group/Cameron Dev Corp McConachie by Walton Development & Management L.P. McLaughlin by Melcor Developments Meadowview Park by Qualico Communities Melcor Developments Ltd. MLC Group Montalet by United Communities

www.chappellegardens.com

www.alpine-ridge.ca www.amblesidewindermere.ca

Creekwood Chappelle

Goudreau Terrace

Gardens

www.allard.ca www.allardheritagevalley.ca

Morningside Properties

www.jagareridge.com www.jesperdale.com www.westerrastonyplain.com www.langdale-windermere.com www.larchpark.ca www.laurel-crossing.com www.livelaurel.com www.maclab.com www.livemaplecrest.ca www.mcconachie-landing.com www.mcconachie.ca www.livemclaughlin.com www.meadowviewparkleduc.com www.melcor.ca www.mlcland.com www.montalet.ca www.mymorningside.com

Montreux by Qualico Communities

www.montreux-morinville.com

Newcastle by Qualico Communities

www.newcastle-edmonton.com

ONE at Windermere Palisades by MLC Group Qualico Communities Ravines of Devon Reid Worldwide Corporation Robinson by Beaverbrook Rosenthal by Melcor Developments Ruisseau by Qualico Communities Rutherford Heights by Qualico Communities Secord by Hopewell Developments Sienna by Qualico Communities Silverstone by Qualico Communities Southcreek by Qualico Communities South Pointe by MLC Group Spring Lake Ranch Springate at Spruce Ridge Spruce Village by Beaverbrook Starling at Big Lake by Rohit Land Development Stoneshire by Melcor Developments Strata Developments

www.oneatwindermere.com www.palisades.ca www.qualicolandedm.com www.theravinesofdevon.com www.rwwc.ca www.LiveInRobinson.ca www.liverosenthal.com www.ruisseau-beaumont.com www.rutherfordheightsedmonton.com www.liveinsecord.com www.sienna-fortsask.com www.silverstone-stonyplain.com www.southcreek.ca www.south-pointe.ca www.springlakeranch.ca www.springatesprucegrove.com www.sprucevillage.ca www.StarlingAtBigLake.com www.livestoneshire.com www.stratadevelopments.ca

Summerside by Brookfield Residential

www.lakesummerside-community.com

Summerwood by Qualico Communities

www.summerwoodsherwoodpark.com

Suntree Tamarack by Dundee Developments The Estates at Waters Edge The Orchards Thomas Creek Tribute by Qualico Communities Trumpeter by United Communities Tuscany Hills by United Communities United Communities Upper Windermere by Beaverbrook

www.liveinsuntree.ca www.livetamarack.com www.WatersEdgeEstates.ca www.theorchards.ca www.CalmarThomasCreek.com www.tributeleduc.com www.trumpeterbiglake.ca www.tuscanyhills.ca www.unitedcommunities.com www.upperwindermere.com

Walker Lakes North by MLC Group / Cameron Dev Corp

www.walkerlakes-north.com

Walker Lakes Station by MLC Group / JCA Financial

www.walkerlakes-station.ca

Walker Summit by United Communities Walton Development and Management L.P. Windermere Ridge by Beaverbrook Windermere South Windrose Woodhaven - Edgemont

Related Business

Canadian Home Builders’ Association - Alberta Edmonton Custom Decks Edmonton New Home Information Edmonton New Home Guide Shanes Landscaping and Contracting Ltd. UDI Edmonton

web directory

www.walkersummit.com www.waltondm.com www.windermereridge.ca www.windermere-south.ca www.liveinwindrose.ca www.woodhavenedgemont.com

www.chbaalberta.ca www.edmontoncustomdecks.com www.new-home.com www.hometrader.ca

YOUR PERFECT HOME!

www.shaneslandscaping.com

www.villageatgriesbach.com

www.udiedmonton.com

inthenews

Report finds Canadians plan to

save nearly $10,000 in 2013

down debt – particularly high-interest debt – it’s essential that households build themselves a financial cushion as well, whether it be for retirement or other goals.”

Yet, despite the positive nature of the findings, the poll shows the optimism is tempered by the fact that only half (48 per cent) say they are saving enough to meet their goals, with high expenses (71 per cent), low income (65 per cent), and debt repayment (52 per cent) cited as the top barriers to increased savings.

The personal savings rate in Canada, calculated by Statistics Canada, currently lies near historic lows at 3.9 per cent. By comparison, the rate

Canadians who are planning

to save in 2013 are aiming to put away an average of $9,859 in order to meet their goals – an increase of nearly $600 over last year, or approximately seven per cent.

This is one of the findings of a new BMO Household Savings Report conducted

by Pollara, which also revealed the different investment vehicles people plan to use to reach their savings goals:

Planned Savings for 2013 by Region and Gender region

gender

atl

qc

on

mb/sk

ab

bc

men

women

$6,698

$5,477

$10,465

$9,702

$18,035

$11,109

$11,631

$8,091

› T he majority of Canadians use a Registered Retirement Savings Plan (RRSP) or a chequing account (63 per cent and 57 per cent, respectively) › Half (49 per cent) use a Tax Free Savings Account (TFSA) › One-third (29 per cent) use a highinterest savings account › A nother 25 per cent put their savings in Guaranteed Investment Certificates (GICs) “It’s encouraging to see Canadians are planning to maintain or increase their personal savings this year, particularly as we look to balance increasing debt loads and turn around decreasing rates of savings,” says Ernie Johannson, senior vicepresident, personal banking, BMO Bank of Montreal. “While it’s important to pay

74 New home Guide | feb 15 - mar 15, 2013

climbed above six per cent during the height of the latest recession, and reached almost 20 per cent in the early 1980s.

The report also identified the most common savings goals in 2013 among Canadians: › Retirement savings and emergency savings tied for second (42 per cent respectively) on the priority list › Nearly one-third of Canadians are putting aside money for home renovations, while 20 per cent will be saving towards the purchase of a new vehicle › Education savings are on the priority list for 19 per cent of Canadians, followed by the purchase of a new home (15 per cent) › Vacations and the purchase of luxury items, entertainment and hobbies topped the list, with 66 per cent of Canadians putting cash away for these purchases “It is sometimes difficult to balance financial priorities and responsibilities with spending on items and experiences we enjoy,” notes Johannson.

“However, given the economic realities, it is key that we don’t let the nice-to-dos overshadow our must-dos. Having a balanced savings approach allows us to live for today while saving for our future goals.”

足southeast

1 mapleridge & oakridge communities

DEVELOPER: Maple Ridge & Oak Ridge Communities BUILDERS: Country Hills Homes LOCATION: 17 Street between Sherwood Park Freeway and Whitemud Drive

3 TAMARACK

DEVELOPER: Dundee Developments

UILDERS: Landmark Homes, B Lincolnberg Homes, Homes by AVI, JDL Homes, Landmark Legacy Homes, Landmark Communities, Coventry Homes LOCATION: From Whitemud go South on 17 Street & follow the signs to Tamarack Gate

4 LAUREL

DEVELOPER: Dundee Developments

UILDERS: Coventry Homes, B Greenboro Homes, Landmark Homes, Homes by AVI, Landmark Legacy Homes, Lincolnberg Homes, Landmark Communities LOCATION: South of 23 Avenue and East of 34 Street

5 LAUREL CROSSING

DEVELOPER: Qualico Communities

BUILDERS: Pacesetter Homes, Sterling Homes, Landmark Homes, Tristate Signature Homes, Sterling Squared, Bedrock Homes, Connect Homes LOCATION:34 Street & 16A Avenue

Slide Over

To Our Place

6 MAPLE CREST

DEVELOPER: Dundee Developments BUILDERS: Homes by Avi, Coventry Homes, Greenboro Homes, Landmark Homes, Landmark Legacy, Lincolnberg Homes LOCATION: Maple Road (38th Avenue NW) and 8th Street

7 Willow Haven

Developer: CarringtonLand Builders: Bedrock Homes Location: 5624 7th Ave SW.

8 Tamarack Common

Developer: Qualico Communities Builders: Pacesetter Homes, Sterling Homes, & Parkwood Master Builder Showhomes Coming soon Location: 17 Street and 23 Avenue, south of Millcreek Nursery

funinlaurel.ca 75

SOUTHEAST

View 11 New Show Homes

Live In A Natural Playground w w w. l o v e m a p l e c r e s t . c o m Another Family Community by 76 NEW HOME GUIDE | FEB 15 - MAR 15, 2013

SOUTHEAST

Live On A Ravine Or By The Water

Maple Crest, Dundee Developments’ impressive family community, at 8th Street and Maple Road (38th Avenue), is a “natural” playground. Nestled among towering trees and rolling hills are beautifully appointed homes, parks and paths that ensure a comfortable, secure and healthy lifestyle.

Live By The Water In Stage II The magnificent Fulton wetlands 75 acre natural reserve in the northwest sector provides superb views for many homes. With the recent introduction of Stage II lots, families can enjoy the superior lifestyle opportunities and vistas this area provides. Stage II has an excellent selection of lake oriented walk out lots, regular attached garage lots and lots for detached garage homes. There are also duplex homes from 4 award winning builders.

Bedrock Homes, Coventry Homes, Landmark Communities and Homes

By Avi, will all open show homes in Stage II later this summer which will complement Maple Crest’s 11 existing Stage I show homes.

For information on this spectacular lifestyle community, visit the show homes. You can also register for an online information flip book, show home information and get directions at www.livemaplecrest.ca.

Participating Builders In Southeast Edmonton

Laned Homes

From The $390’s

From The $320’s

- Coventry Homes - Landmark Homes - Greenboro Homes

- Homes By AVI - Landmark Legacy Homes

Duplex Homes

From The $290’s

Lincolnberg Master Builder Greenboro Communities Bedrock Homes Landmark Communities Coventry Homes Homes By Avi

Maple Road (Was 38th Ave)

8th Street

Attached Garage Homes

17th Street

Fulton Marsh

N

Anthony Henday Drive

Whitemud Drive

FEB 15 - MAR 15, 2013 | NEW HOME GUIDE 77

N

southeast

La pa sp

Slide Over

To Our Place

Fresh air, fluffy white snow and sunshine are sure to put a smile on your face as you fly down the slopes of our central park.

Laurel’s spectacular 11 acre park, playground and lake area lets active families enjoy more outdoor fun, regardless of the season.

Th C 17 m im an to so ye tw w fo ra an ar ga te ba fie

C th co co

N

Fi m Th sp

V Yo fa

funinlaurel.ca 78 New home Guide | feb 15 - mar 15, 2013

New Recreation Centre Just Months Away

Laurel was created so families could have more fun. More fun in its parks or along its paths. More fun at the playground. And soon, more fun at Edmonton’s newest and most spectacular sport, recreational and cultural centre.

The NEW Meadows Recreation Centre, at 23rd Avenue and 17th Street, is less than a minute from Laurel. This impressive public facility is an ideal place for active families to enjoy healthy living and social events throughout the year. Its amenities include twin arenas, a water park with slides, a gymnasium for basketball, volleyball and racquet sports, a fitness centre and other activities. Outside are professionally landscaped gardens, twin championship tennis courts, soccer pitches, baseball diamonds and football fields. How much fun is that!

Complementing the recreation amenities are community and educational facilities that include meeting rooms, special event halls and a public library. Phase One is under construction with an estimated opening date in late 2013. Future development includes construction of two high schools including both public and separate institutions.

NEW Stage 4 Lots Are Selling...NOW Finding the ideal location for your home is easier than ever in Laurel. 41 lots for move up family homes and 21 lots for laned homes are selling quickly in Stage 4.

These lots are supplement new duplex home sites, many of which back onto a green space or school site.

Visit Laurel’s 13 show homes to experience how attainable new home living can be.

You get what you want, just the way you like it, in a fun place that’s perfect for your family’s future.

For comprehensive community or builder information, or show home details and driving maps, visit www.livelaurel.ca feb 15 - mar 15, 2013 | New home Guide 79

SHERWOOD PARK

a neighbourhood

for everyone Your whole family will thrive in SummerWood With its playgrounds, parks, lakes and lush urban forest setting, SummerWood is a neighbourhood your entire family will be happy to call home. Homes with front attached garages start in the $380’s*; homes with rear lane access start in the $315’s*. Visit a showhome today and find the perfect place for everyone you love.

SummerwoodSherwoodPark.com Showhome Hours Mon-Thurs: 3:00pm to 8pm | Closed Fridays | Sat & Sun: 12 noon to 5:00pm

Pacesetter Homes

Yellowhead Tr. (Hwy 16) FRONT ATTACHED GARAGES

Cloverbar Rd.

Lakeland Dr.

SHOWHOMES REAR LANE ACCESS

Baseline Rd.

SHERWOOD PARK

DONATE TODAY. STOLLERYKIDS.CA

Homes with Front Attached Garages | 780.416.8413

Summerland Dr.

Highway 21

SHOWHOMES

Homes with Rear Lane Access | 780.570.5205

yourpacesetter.com

Jayman MasterBUILT Homes with Front Attached Garages | 780.416.8532

jayman.com *Prices subject to change

Changing Your Address?

Plan Ahead… There Always is the Chance That Something May be Overlooked!

With your support, the Stollery Children’s Hospital Foundation is able to provide life-saving equipment, research that paves the way for new treatments and cures, medical innovations and specialized training, so that every child has the chance to go home again.

As soon as possible… notify individuals, companies and institutions that your address will be changing, either by phone or by mailing the change-of-address cards from your post office. The following checklist will serve as a convenient reminder: ❏ Accountant ❏ Alumni Association ❏ Attorney ❏ Banks

❏ Lending Institutions

❏ Credit Cards

❏ Magazine / Newspaper Subscriptions

❏ Dentist

❏ Physicians

❏ Driver’s License

❏ Place of Worship

❏ Employers

❏ Revenue Canada

❏ Frequent Flyer Program

❏ Stockbroker

❏ Catalog Merchants

❏ Insurance Companies 80 NEW HOME GUIDE | FEB 15 - MAR 15, 2013

❏ Investment Companies

❏ Veterinarian

67

1

B

4

5

Granada vd Bl

3

.

2 Whitemud Dr.

1 ASPEN TRAILS/EMERALD HILLS

DEVELOPER: Genstar Development Co. BUILDERS: Coventry Homes, Greenboro Homes, Park Royal Homes, Sterling Homes, Landmark Communities, Christensen Developments LOCATION: Clover Bar Rd. North of Baseline Rd.

2 SHERWOOD GOLF & COUNTRY CLUB ESTATES

DEVELOPER: VIP Development Group BUILDERS: Open LOCATION: South of Wye Rd. on Range Rd. 233 Across from Fountain Creek Estates

Highway 628

3 FOXBORO

DEVELOPER: Qualico Communities BUILDERS: Challenger Homes, ReidBuilt Homes, MacLachlan Mitchell Homes, LOCATION: East of Clover Bar Road on Foxboro Drive

4 ARDROSSAN HEIGHTS

DEVELOPER: Strata Developments BUILDERS: Open LOCATION: 4 miles east of Sherwood Park on Baseline Road North at RR 824 to Ardrossan NEW LOTS COMING SOON!

5 Lakeland Ridge

DEVELOPER: Genstar Development Co. BUILDERS: Challenger Homes, Landmark Homes, Ironwood Homes, Rohit Communities, Homes by AVI, Daytona Homes Master Builder LOCATION: Cloverbar Rd. & Crimson Dr.

6 Summerwood

sherwood park

Lakeland Dr.

DEVELOPER: Qualico Communities BUILDERS: Jayman MasterBUILT, Pacesetter Homes, Rohit Communities, Open LOCATION: East of Clover Bar Rd. North of Baseline Rd. on Lakeland Dr.

81

Sherwood Park

Grocery Cart Shopping. Groceries. New school.

It’s all right at your doorstep in this active and well-connected community.

Heritage architectural detailing gives Emerald Hills a distinctive and welcoming look and feel. This neighbourhood offers opportunities for outdoor activities that include extensive walkways on the Heritage Trail System, an urban forest, parks and inviting green spaces.

Our builders have a wide selection of single family homes from the upper $300’s. We also offer side-by-side home models starting from the low $300’s.

Construction is underway on the Strathcona Community Hospital and the new Archbishop Jordan Catholic High School is now open. Tim Horton’s, RBC, Subway and Walmart are all easily accessible. With Festival Place, Millennium Place and a variety of shopping areas nearby, there is no need to leave Sherwood Park. However, Emerald Hills location does allow for quick and easy access into Edmonton via the Yellowhead, Baseline, or Wye Road.

With low interest rates, excellent choice of builders and great selection of lots, there has never been a better time to make your move to the family friendly community of Emerald Hills.

Visit our showhomes today.

Visit Showhomes by: Challenger Homes: 780.464.8579 Coventry Homes: 780.570.5905 Daytona Homes: 780.449.3827 Greenboro Homes: 780.702.6194 Homes by Avi: 780.410.1910 Landmark Homes: 780.702.8326 Park Royal Homes: 780.640.6582 Rohit Communities:780.952.1572

82

Visit our other Genstar Communities: Lacombe Park Estates Lakeland Ridge Lakeview Northridge

Coming Soon in 2013: Crystallina Riverside Ville Giroux

Sherwood Park

Sherwood Park

Close to everything. genstar.com 83

industryupdates - chba - alberta

Alberta housing market among the top in Canada

jim rivait Jim Rivait is Executive Officer of CHBA Alberta.

Starting his career working in government, Jim spent the last decade working in the private sector specializing in government relations, advocacy, strategic communications, policy development/ analysis and association management.

by Jim Rivait National TV news programs have devoted a lot of air time in the last few months to Canada’s housing market, but as far as Albertans are concerned, a lot of the coverage could be about some foreign country.

Real estate markets are local, so just because there is talk about a “correction” in housing prices in Toronto or Vancouver that does not mean the same factors are in play in the strong economies of Edmonton or Calgary.

Relying on Canada’s housing forecast to guide a home purchase in Alberta is as impractical as expecting that a national weather forecast will help you decide whether to prepare for a big blizzard or a warm day.

In a vast country such as Canada, some areas will be attracting heavy snow while others get sunny skies. Housing markets are the same way – some may be cooling after a long hot spell, while other areas that never experienced a heat wave won’t change much at all.

A recent housing trends report from ReMax illustrates the regional realities of Canada’s housing markets.

Albertans appear more confident about the market, with only seven per cent expecting home prices will fall. That total soars to 24 per cent for BC and 10 per cent for the country overall.

Young buyers are also more strongly represented in Alberta than the rest of Canada. Adults aged 18 to 34 make up 37 per cent of the pool of likely homebuyers across Canada, according to the ReMax survey of 1,109 people who intend to buy a home in the next 24 months.

“The greatest percentage of younger buyers can be found in Alberta, where they represent 40 per cent of the purchasing pool,” ReMax says in a report. “Job opportunities abound and salaries are generous as a result of a robust economy, and housing is still relatively affordable in the province.”

Perhaps the youth movement in Alberta also helps explain why people in this province are more likely than the national average to choose urban over suburban living. Half of Albertans favour urban properties compared with 35 per cent nationally.

Only 24 per cent of Alberta buyers are looking for a place in the suburbs compared to 32 per cent of Canadians. And the suburbs were even more popular in both BC (39 per cent) and Quebec (34 per cent).

84 New home Guide | feb 15 - mar 15, 2013

Just 10 per cent of this province’s buyers want a home in the country, significantly less than the 16 per cent of Canadians dreaming of a rural property.

Alberta’s low unemployment rate and high wages mean homebuyers here have higher incomes than their Canadian counterparts. Only nine per cent of buyers in the province earn less than $50,000 a year, while more than 25 per cent of Canadian buyers are in this income group.

It’s the same story at the top end of the income scale, with 38 per cent of Albertans earning more than $100,000 a year, compared to 24 per cent nationally.

Albertans are also prepared to pay more for their home. Just 21 per cent have their eye on a property under $250,000 – the target price for 38 per cent of Canadians. The $250,000 to $500,000 price range appeals to 58 per cent of Albertans, while only 42 per cent of Canadians are prepared to go that high. And in the $500,000 to $1 million category, Albertans lead 17 to 10 per cent.

These statistics help demonstrate that Alberta homebuyers have a different outlook than buyers in other Canadian markets.

That’s a good thing to keep in mind the next time a TV anchor person starts talking about the “national” housing picture.

The Canadian Home Builders’ Association - Alberta represents over 1,500 business members including new home builders, renovators, developers, trade and supply companies, and professional services.

, Builder f Hwy. d along

1 5 7

4

2 3

1 SOUTHPOINTE

DEVELOPER: MLC Group/Cathton Holdings BUILDERS: Landmark Communities, Tristate Signature Homes, Active Homes, Impact Homes, IRONCO Master Builder, Integra Homes LOCATION: Junction of Hwy. 21 and Hwy. 15 on 94 Street

2 SOUTHFORT RIDGE

DEVELOPER: Strata Developments BUILDERS: Greenboro Homes, Coventry Homes, Rundle Homes, CMK Homes, Anez Homes, DaVinci Developments LOCATION: Southfort Blvd & Ridgeland Way

3 SOUTHFORT MEADOWS

DEVELOPER: Strata Developments BUILDERS: Homexx Homes, Landover Homes, Rayborne Homes, Stoneridge Homes LOCATION: Southfort Drive & Meadowview Drive

4 SOUTHFORT ESTATES

DEVELOPER: Strata Developments BUILDERS: Concept Homes, Homexx Homes, Landover Homes, Rundle Homes, Open LOCATION: Southfort Drive & Greenfield Way

168 Durrand Bend Fort Saskatchewan

CALL 780.992.4937

email: info@impacthomes.ca

5 FOREST RIDGE IN WEST PARK

DEVELOPER: Qualico Communities BUILDERS: Pacesetter Homes, Homes by Santos, Open LOCATION: Westpark Drive & Cranberry Bend

6 WEST WOODLANDS

DEVELOPER: Strata Developments BUILDERS: Oleksyn Homes, Clearview Homes, Open.

LOCATION: 55 St. & Sunset cres. Bruderheim

7 SIENNA

DEVELOPER: Qualico Communities BUILDERS: Sterling Homes, Sterling Squared, Rohit Communities, LOCATION: 94 St. & Sienna Blvd.

AREA INFO • POPULATION: Over 18,653 • LOCATED: Adjacent to the northeast boundary of the provincial capital, the City of Edmonton-15 minutes close.

• SCHOOLS: 6 Public Schools, 3 Separate Schools, 1 Christian School.

• GROCERY: Sobey’s Station Square, Canada Safeway, No Frills.

• RECREATION & CULTURE FACILITIES: Dow Centennial Centre, Tennis courts, campground, baseball diamonds, golf course, indoor pool, outdoor ice rinks (2), curling rink, 3 arenas, indoor soccer, gymnasium, fitness centre, performing arts theatre, visual arts gallery, pottery studio.

• MEDICAL FACILITIES: New Hospital Opening in 2012, 5 Medical Clinics.

• PARKS & PATHWAYS: 360 hectares of park/ recreational/ natural land with 30 kilometres of paved trails for walking, running, biking, rollerblading and cross-country skiing.

A quiet, friendly, family oriented community.

“Life is good here!”

fort saskatchewan

Homes, t

6

For more information contact Jasmine Zebic 780-992-6408 or visit our website at www.fortsask.ca or email: jzebic@fortsask.ca

LET US SHOW YOU WHY

IMMEDIATE POSSESSION AVAILABLE ON SEVERAL HOMES CALL OR EMAIL FOR MORE INFO

Standard 10 year Structural Integrity

85

FORT SASKATCHEWAN Y

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THE PLACE FORT TO BE FOR SASKATCHEWAN EVERYONE...

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780.481.4375 www.STRATADEVELOPMENTS.ca

For lot information call Andrew. 780.822.0086 THE ESTATES THE MEADOWS LOTS 1/3 Acre & Up! BRAND NEW

NEW SHOWHOMES NOW OPEN! See new and unique designs in New Home construction, all in one community.

THE RIDGE

THE MEADOWS

THE ESTATES

Purchase lot privately and choose your own builder!

The perfect place for your growing family!

Brand New Show Homes From:

Homexx Homes 780-733-7924 Landover Homes 780-416-9122 Rayborne Homes 780-998-9245 Stoneridge Homes 780-997-0525

Concept Homes Homexx Homes Landover Homes Rundle Homes

THE RIDGE

Builders Group:

New single family and duplex houses from:

CMK Homes, Anez Homes, DaVinci Developments, Rundle Homes & More!

EVERYTHING AT YOUR DOORSTEP

x The community of Forest Ridge is next to the North Saskatchewan River x Many parks, playgrounds and trails within the community x Protected forest x Short distance to the Recreation Centre, Performing Arts Theatre and more (at the DOW Centre) x Walk to the spray park & sports fields x Duplex style, Single Family and Executive style homes available in the neighborhood x Variety of lot sizes, including walkout & River Valley view lots x Homes with front attached garages starting from $349,900* x All just 15 minutes from Edmonton

Visit our showhomes today!

HW

Y

Pacesetter Homes 780.936.7109 Homes by Santos Construction 780.997.0493

CR A BEN NBER RY D

ForestRidgeFortSask.com

86 NEW HOME GUIDE | FEB 15 - MAR 15, 2013

15

* Prices subject to change

FORT SASKATCHEWAN

FEB 15 - MAR 15, 2013 | NEW HOME GUIDE 87

88 New home Guide | feb 15 - mar 15, 2013

To Fort Saskatchewan

6

66 St.

144 Av e.

a M 44 1

ve.

137 A

137 Ave.

129 Ave.

118 Ave.

1 St.

34 St. 151 Ave.

.

Ave

2

Yel low ermitage hea dT rail H

82 St.

132 Ave.

Fo rt Rd .

97 St.

.

Ave 153

nn ing Fwy .

4

167 Ave.

20 St.

167 Ave.

3

Tr. Victoria

1

50 St.

5

Hoo ke Rd

1

1 Lakeview

4 Brintnell

2 CENTRAL PARK AT CLAREVIEW CAMPUS

5 village at schonsee

Developer: Genstar Development Co. Builders: Landmark Legacy, Park Royal Homes, Landmark Homes Location: 175 Avenue at 87 Street

Developer: Alldritt Development Ltd. Builder: Alldritt Homes Location: 144 Avenue & 36 Street

3 McCONACHIE LANDING

DEVELOPER: MLC Group/Cameron Communities BUILDERS: Lenaco Homes, Cameron Homes, Reid Built Homes LOCATION: North of 167 Avenue & East of 50th Street

northeast

Bon Accord Gibbons

Developer: Qualico Communities Builders: Pacesetter Homes, Daytona Homes Master Builder Location: 163 Avenue & 41 Street

Developer: Bedrock Homes Builder: Bedrock Homes Location: 5495 & 5497 Schonsee Drive

6 McCONACHIE

Developer: Walton Development and Managment L.P Builders: Jayman MasterBuilt, Innovations

by Jayman, Sabal Homes, Morrison Homes, Royal West Homes, Carlisle Group Location: 167 Avenue and McConachie Way

89

fundamentallyspeaking

IT’S NEVER TOO EARLY TO BEGIN YOUR

tax-planning

by WAYNE KARL

Wayne Karl is an award-winning writer and editor with experience in real estate and business. In Fundamentally Speaking, Wayne explores the basics – such as economic fundamentals – you need to examine when buying property. He can be reached at wayne.karl@wall2wallmedia.com or follow him on Twitter at Twitter.com/WayneKarl

for only less than five years before leaving the workforce. More than two-thirds (69 per cent) of retirees say, in hindsight, they should have saved for retirement for 25 years or more » A recent BMO study found that more than a third (40 per cent) of Canadians are unclear on the differences between an RRSP and a tax-free savings account. » If, like many Canadians, you believe that you pay too much tax, then taxplanning, and thinking of ways to minimize tax, should be a yearround task.

IF “NOTHING IS CERTAIN BUT DEATH AND TAXES,” AS SEVERAL

famous authors have waxed in various forms, it seems Canadians have a curious way of preparing for the inevitable.

While the deadline for contributing to one’s Registered Retirement Savings Plan (RRSP) for the previous tax year is March 1, and for fi ling a return April 30, many Canadians take it right down to the wire – especially on the fi rst point.

With these deadlines not too far around the corner, it’s an appropriate time to discuss how consumers tend to begin most of their tax planning.

Indeed, as many experts suggest, the best tax planning should begin during the year – not at tax deadline time. But, like death, perhaps Canadians just don’t like to think about taxes, viewing them as an equally unsavoury topic.

How else would you explain that, looking at the bigger picture, we are seemingly even more short-sighted: personal finance and taxes are not subjects that are taught to any depth in our public education system. David Chilton lamented this fact in his 1989 best seller, The Wealthy Barber. More than 20 years later, the challenge still exists – for Canadians of every age.

CONSIDER, FOR EXAMPLE: » A recent CIBC poll conducted by Harris/Decima shows that many Canadians across a wide range of ages say they do not feel financially prepared for their retirement. » According to a new TD Retirement Realties Poll, too many Canadians procrastinate in saving for retirement; 15 per cent plan to save for retirement 90 NEW HOME GUIDE | FEB 15 - MAR 15, 2013

SOME SUGGESTIONS, COURTESY OF A VARIETY OF SOURCES: Meet with a financial advisor to devise your strategy, including plans to buy a home, reduce debt and save for retirement.

Contribute to RRSPs regularly, even if smaller amounts throughout the year to avoid having to come up with a large lump sum at deadline time.

Ma n a ge a nd bud get you r spending, to better control where and how you spend and identify opportunities to save.

Remember that your finances are connected. Making progress on one aspect of your goals can lead to an opportunity to improve in others.

Taxes are indeed certain, so planning to minimize what you pay, while maximizing your assets and developing the discipline to do both, is a sound strategy.

88

taxmatters

Canadians struggle to address

children’s education, aging parents and own retirement needs: RBC poll

Canadians (aged 18 to 54) are concerned that their

ability to save for retirement will be impaired both by saving for their children’s education (48 per cent) and by taking care of their aging parents (36 per cent), according to the 23rd Annual RBC RRSP Poll.

Despite the potential strain of these family priorities on their retirement savings, more than half (57 per cent) of Canadians aged 18 to 54 say their parents’ retirement experience has shaped their expectations of retirement.

“While Canadians may see their parents’ retirement experience as a model for what to expect, the reality is that their retirement may not be the same, particularly if they are part of the sandwich generation with both aging parents and school age children,” says Amalia Costa, head, retirement strategies, RBC. “Canadians know that juggling competing financial priorities creates enormous strain on both time and money. A financial advisor can make it easier to develop a retirement plan to balance your financial commitments and family life.”

Retirement will likely look different for the next generation of retirees, as employer-sponsored pension plans become more rare. The RBC poll found that one-quarter (26 per cent) of Canadians (aged 18 to 54) expect a pension income from an employer to be their primary source of income in retirement and, similarly, fewer than one-in-five (18 per cent) of them have a defined benefit pension plan.

“The growing demands on time and money can make meeting retirement goals a challenge, but Canadians don’t have to do this on their own,” adds Costa. “Taking the time to meet with a financial advisor is one of the best investments you can make in your financial future. An advisor can help review your financial priorities; understand your income sources and your savings and investment options – all to help make your retirement goals a reality.”

92 New home Guide | feb 15 - mar 15, 2013

Costa provides the following practical advice to help you live for today and save for tomorrow: » Show me the money: Look for hidden sources of contribution funds. If you have debt, take advantage of lower interest rates to reduce your overall borrowing costs and free up some of your monthly cash flow. For example, you can do this by consolidating higher interest credit card balances into a loan or home equity line with a lower interest rate. » Automate your savings habit: Get into the good savings habit of paying yourself first by setting up an automatic contribution plan to coincide with your payroll deposit. The funds will come off the top and are often not missed. » Start thinking about your retirement income plan: If you are within a few years of retirement, switch your focus to establishing your retirement income plan. Translate your vision for the lifestyle you want in your retirement into financial requirements and work with an advisor to learn about your new sources of retirement income and how these will fund your new lifestyle.

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1 RH ESTATES IN KINGSWOOD

5 ERIN RIDGE

2 PINNACLE RIDGE ESTATES

6 THE MANORS OF OAKMONT

DEVELOPER: Canterra Developments Corp.

BUILDERS: Open LOCATION: Poirer Ave, just off Sir Winston Churchill Ave.

DEVELOPER: Pinnacorp Investments Inc. BUILDERS: Homes by Design Innovation Inc., Heredity Homes, Davery Consulting & Custom Homes, Marco Antonio Homes, Kingsgate Homes Master Builder, Ironstone Homes, Alves Construction Inc., Caliber Master Builder Ltd., SamTon Homes Ltd., Open LOCATION: Sturgeon Road to Starkey Road and Bellerose Drive

3 LACOMBE PARK ESTATES

DEVELOPER: Genstar Development Co. BUILDERS: OPEN LOCATION: Giroux Rd. & Lacombe Dr.

4 NORTH RIDGE

DEVELOPER: Genstar Development Co. BUILDERS: Homexx Homes, Ironstone Homes, C2 Homes, San Rufo Homes, Vista Homes LOCATION: Northridge Dr. and Giroux Rd.

DEVELOPER: Qualico Communities BUILDERS: Daytona Homes Master Builder LOCATION: Coal Mine Road and Everitt Drive.

DEVELOPER: Melcor Developments Ltd. BUILDERS: Sarasota Homes, Homes by Lenden LOCATION: Bellerose Drive to Oakridge Drive to Otter Crescent

7 THE ELEMENTS OF ERIN RIDGE

DEVELOPER: Landrex BUILDERS: Bedrock Homes, Daytona Homes Master Builder, Parkwood Master Builder, Gannet Homes Master Builder, 4 Pillar Homes LOCATION: Directly adjacent and north of Erin Ridge off Coal Mine Road.

9 THE BRICKYARD

DEVELOPER: Melcor Developments BUILDER: Sarasota LOCATION: Bellerose Drive east of Brick Place on Oak Vista Drive

10 GREYSTONE MANOR

DEVELOPER: VIP Development Group Of Companies BUILDERS: Open LOCATION: North on St. Albert Trail and turn right onto Coal Mine Road

11 UPPER MANOR POINTE

DEVELOPER: Upper Manor Pointe BUILDERS: Open LOCATION: Corner of Coal Mine Road & Starkey road

8 RIVERSTONE POINTE

DEVELOPER: Riverstone Pointe Inc. BUILDERS: Heredity Homes, Homes By Design Innovations, Marco Antonio Homes, Kingsgate Homes Ltd Master Builder, Audie Benson Estate Home LOCATION: Sturgeon Road to Starkey Road, Right on Trestle Ridge Road

PURCHASE LOTS DIRECT FROM THE DEVELOPER

Where Your Dream Home Awaits www.canterradevelopments.com 780.413.7150 93

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• 1 YEAR SERVICE WARRANTY • ALBERTA NEW HOME WARRANTY

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CALL Margot Paull 780-231-6546

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94 NEW HOME GUIDE | FEB 15 - MAR 15, 2013

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Regency Heights Estates is an established single family community of prestigious homes edged by mature trees and a large conservation area. Close to the Sturgeon River, Red Willow Park and Servus Place. Our strict architectural controls will protect your investment.

Select your lot and builder. Variety of lots to choose from, including lots backing onto walkways and park.

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taxmatters

Canadians relying on RRSPs for retirement but not necessarily contributing: Scotiabank Poll

With the RRSP contribution deadline just weeks away,

Scotiabank’s annual Investment Poll found that two-thirds of Canadians who plan to retire say their RRSPs will be their source of retirement funding (65 per cent), yet half of Canadians say they do not plan to contribute to their RRSPs this tax season (49 per cent).

“We want to encourage as many Canadians as possible to consider contributing to an RRSP and take advantage of this important investment opportunity as part of their overall financial plan,” says Mike Henry, senior vice-president, retail payment, deposits and lending, Scotiabank.

“It is a bit worrying that people might be relying on investments that they have yet to make. Even making small contributions every month or year can really help your plans down the line.”

In addition to their RRSPs, top sources of retirement funding for Canadians include their savings (60 per cent), the government (57 per cent), work pension (52 per cent) and selling their home (22 per cent).

Two-thirds of those who expect to retire say they are concerned about not having enough money to support their retirement (68 per cent).

Four in 10 of those who expect to retire in the future (41 per cent) think they will need less than $300,000 for their ideal retirement. Over the past five years, Canadians say they have saved an average of $24,469 (this is down from the $31,824 they reported saving over a five year period in 2011).

The study also found that four-in-10 Canadians who are currently saving for retirement (44 per cent) have been doing so for the past one to 10 years. As well, more people are setting aside less than $200 each month (43 per cent versus 34 per cent in 2011).

“As I like to tell my pre-retirement clients, there is no one dollar amount that you’ll need for your retirement as every person’s idea of retirement is unique,” says Bev Moir, senior wealth advisor, retirement planning at 96 New home Guide | feb 15 - mar 15, 2013

ScotiaMcLeod. “The key is to start investing early, invest regularly and stay invested. Having a financial plan in place to help you map out what you can do throughout the year is a simple way to stay on track and look forward to making that all-important RRSP contribution worryfree. From automatic contributions to your RRSPs to choosing financial products that help you save as you spend, a financial advisor can help you develop a plan to suit your lifestyle.”

Additional findings from the study found that while many Canadians say they are optimistic about the future of the Canadian economy (46 per cent), a growing number of Canadians who have yet to retire say they have pushed back their planned retirement age because of the state of the economy (33 per cent versus 27 per cent in 2011).

The majority of those planning to hold off on retiring say they have pushed their retirement back by five to nine years (58 per cent). A smaller group of Canadians say they plan to push it back by 10 or more years (27 per cent).

DEVELOPER: Touchmark BUILDERS: Phase 1: Westhill Construction Ltd. Phase 2: Celebration Homes LOCATION: 183 St & Lessard Road

7 COPPERWOOD

DEVELOPER: The Grange South West Property Corporation BUILDERS: Open LOCATION: Hemingway Rd. & 199 Street (between 45 Ave. & 62 Ave.)

west

6 TOUCHMARK

8 CAMERON HEIGHTS 35 Ave.

1 LEWIS ESTATES

DEVELOPER: Cameron Heights Joint Venture BUILDERS: Canyon Spring Master Builder, Hillview Homes Master Builder, Landmark Homes, Darren’s Homes, Classic Landmark Homes, Pacesetter Homes, Kanvi Homes, Marcson Homes, Look Homes LOCATION: South on Anthony Henday to Cameron Heights Drive.

12

DEVELOPER: Lewis Estates Communities Inc. BUILDERS: ReidBuilt Homes, Challenger Homes, Landmark Homes, Western Living Homes, Canyon Spring Master Builder, Marquee Homes, Paulmac Developments, Lincolnberg Homes, Lincolnberg Communities MEADOWLANDS ESTATES Homexx Corporation, Western Living Homes,Canyon Spring Master Builder, Stonegate Developments MEADOWLANDS Encore Master Builder, Landmark Legacy Homes, Lincolnberg Homes SUDER GREENS Reid Built Homes, Challenger Homes, Landmark Homes, Hillview Homes LOCATION: West of Anthony Henday on 87th Ave.(Webber Greens Dr.) WEBBER GREENS Estate Homes-Western Living Homes, Canyon Spring Master Builder, Marquee Homes, Move-Up Homes-Landmark Homes, Challenger Homes, Reid Built Homes

2 WEDGEWOOD

DEVELOPER: Reid Worldwide Corporation BUILDERS: ReidBuilt Homes LOCATION: Corner of Lessard Road & 180th Street

3 THE PROPERTIES OF DONSDALE

DEVELOPER: Alldritt Land Corporation LP BUILDERS: Open LOCATION: 178 Street south to Lessard Road turn on Danbury Boulevard & follow the signs

4 PARKLAND

DEVELOPER: Brookfield Residential BUILDERS: Daytona Homes Master Builder, Parkwood Master Builder, Park Royal Homes, Landmark Homes, Canyon Spring Master Builder, Brookfield Homes, Sterling Homes, Classic Communities.

LOCATION: 199 Street & 62 Avenue (Callingwood Rd)

5 HAMPTON TERRACE

DEVELOPER: Qualico Communities BUILDERS: Rohit Communities, Sterling Homes LOCATION: Lessard Road & 199 Street

Good neiGhbour Act #9 Getting a welcome to the neighbourhood gift from your new neighbours as soon as the moving trucks pull out of the driveway.

SHOW HOME HOURS: Monday to Thursday 2 - 8pm

Weekends & Holidays Noon - 5pm Fridays - Closed

9 HAMPTON POINTE

DEVELOPER: Beaverbrook Developments BUILDERS: MacLachlan & Mitchell Homes, Bedrock Homes, Dolce Vita Homes LOCATION: Take Anthony Henday, turn West on Lessard Road.

10 GRANVILLE

DEVELOPER: Alldritt Land Corporation LP BUILDERS: Alldritt Homes, Bedrock Homes, Crimson Cove Homes, Infiniti MasterBuilt, Kanvi Homes, Kimberley CustomBuilt, Pacesetter Homes, Parkwood Master Builder, San Rufo Homes LOCATION: SW corner of Whitemud Dr. and Guardian Rd.

11 SECORD

DEVELOPER: Hopewell Residential Communities BUILDERS: Daytona Homes Master Builder, Innovations by Jayman, Jayman MasterBUILT, Prominent Homes, Sabal Homes LOCATION: North of Whitemud Dr. on 215 Street

12 WOODHAVEN -EDGEMONT DEVELOPER: Walton Development and Management LP BUILDERS: Montorio Homes, Coventry Homes, Sabal Homes, Pacesetter Homes LOCATION: 199street and 35 ave

It’s the people... that make Secord special!

LiveInSecord.com 97

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Backyard Bliss Savour the joys of life without ever leaving home.

199 Street

Hampton

62 A ven Market ue

N

44 Ave

Lessard R o a d

98 NEW HOME GUIDE | FEB 15 - MAR 15, 2013

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Being new to the neighBourhood is easy in secord show homes Now oPeN!

(HWY 16A)

N

ANTHONY HENDAY DRIVE

SECORD BLVD

ROAD WINTERBURN ROAD

STONY PLAIN

TAKE STONY PLAIN ROAD TO WINTERBURN ROAD AND FOLLOW THE SIGNS

SHOW HOME HOURS: Monday to Thursday 2 - 8pm | Fridays - Closed Weekends & Holidays Noon - 5pm

WHITEMUD DRIVE

DAYTONA  PROMINENT  SABAL  jAYMAN MASTERBUILT  INNOVATIONS BY jAYMAN

LiveInSecord.com 99

moneymatters

12 steps to getting

financially organized by gail vaz-oxlade

SET-UP 1 | Gather all your paperwork. Create a file folder for each of the following: ›› Chequing accounts ›› Savings accounts ›› Retirement accounts ›› Investment accounts ›› Credit card accounts ›› Loans ›› Personal lines of credit ›› Mortgage ›› Insurance: life, disability, health, critical illness, home, car ›› Tax returns ›› Estate: wills and powers of attorney 2 | Welcome to 21st century banking If you don’t already have it, set up telephone or Internet banking for your accounts.

3 | Reduce fees by setting up a buffer If you can afford it, transfer $1,000 float to your chequing account (pretend it isn’t there) and use that to minimize your banking costs.

4 | Save automatically Create an auto-debit from your chequing account to a savings account that will not be touched. Most people won’t put money into a savings account on a regular basis, opting to wait for a tax-refund or bonus before setting aside some money for the future. Establish an automatic savings deposit every month and your nest egg will accumulate faster than you think.

5 | Create a monthly bill summary List your bills in the date order they need to be paid to prevent you from missing a bill. If you have bills that are paid automatically from your account, write an “A” c o n t i n u e d o n pa g e 1 0 6 . . .

100 New home Guide | feb 15 - mar 15, 2013

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FEB 15 - MAR 15, 2013 | NEW HOME GUIDE 101

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Nominated For The 2013 Awards of Excellence!

Alldritt Land Corporation is proud to announce that it has been nominated as a finalist for the 2013 Awards of Excellence in Housing as presented by the Edmonton Home Builders’ Association, in the developer category for the community of Granville.

We are further pleased to announce that together with our group of Builders, we have been nominated for a total of 56 awards. Some of these include:

Best Subdivision Best Development Landscaping & Amenities Best Show Home Parade Best Community Entrance Best Sales Centre Best Sales People Best Duplex Best Bungalow/Bi-Level Best Two Storey/Split-Level Congratulations to our Builders and thank you to all who have made us a great success! We invite you to visit our website or stop by any of our show homes and find out if Granville is right for you.

Font: The Sans - Sans Caps Colours: black + PMS 484

WWW.MYG R ANVI LLE.COM PROUDLY PRESENTED BY AN ALLDRITT GROUP COMPANY 102

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WWW.MYG R ANVI LLE.COM PROUDLY PRESENTED BY AN ALLDRITT GROUP COMPANY 103

West Edmonton’s Most Exciting New Community

WEST

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moneymatters |

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beside these bills and remember to deduct them from your spending journal at bill payment time each month.

6 | Set up your in baskets Create an in basket with two bill folders labelled “1-15” and “16-31.” When a bill comes in, look at the due date and put the bill it in the appropriate folder. Recycle all the marketing crap in the envelope. Create a second in-basket with three folders labelled “bank statements”, “bills paid” and “tax receipts.”

WEEKLY 7 | Make a date with your money On the 12th and 28th of each month, set aside the time in your schedule – you’ll need about 30 minutes – to pay your bills.

Always pay your bills in one place – a place that you’ve equipped with the following: your bill paying system, a spending journal, envelopes, stamps, pens, pencils, a calculator, tape, a stapler, return address labels and a recycling bin.

When you pay a bill, write the cheque or transaction number, amount paid and the date you paid it on the bill. Put the paid bill in your “Bills Paid” file. Deduct the amount you’ve spent from your spending journal. If a bill has not been paid in full (tax bills are paid over several months, for example) put it back in your folder so you don’t forget it.

MONTHLY 8 | Reconcile your bank statements When your bank statements come in, put them in your inbox folder. Make a date when all your statements are in (it will depend on when you receive them) to: ›› Review your statements to make sure there are no mistakes

Gail Vaz-Oxlade is the host of Til Debt Do Us Part, author of Debt Free Forever and blogs daily at gailvazoxlade.com. Follow Gail on Twitter at twitter.com/GailVazOxlade

›› Reconcile your spending register; clearly mark the cheques that have been returned to you and highlight the ones in your spending register that haven’t yet cleared the bank. A cheque that takes a long time to clear in the bank can lull you into thinking you have more money than you do. Go back at least a month to make sure all previous cheques have cleared. ›› Talk about anything unusual QUARTERLY 9 | File Once a quarter, file all of your paperwork to keep your system current.

10 | Talk Have dinner with your business partner and talk about the bumps, your goals and how you’re doing.

ANNUALLY 11 | Revamp your budget Review your budget using last year’s credit card and bank statements to see what you actually spent. If you spent more on a particular category, make sure you know why or look for ways to trim.

12 | Clean up Go through your files at the end of each year and throw out bills and receipts no longer needed for auditing/ budgeting purposes.

Most people won’t put money into a savings account on a regular basis, opting to wait for a tax refund or bonus before setting aside some money for the future. Establish an automatic savings deposit every month and your nest egg will accumulate faster than you think.

106 NEW HOME GUIDE | FEB 15 - MAR 15, 2013

rT ra

170 St.

112 St.

132 Ave. 127 Ave.

1 castlebrook meadows DEVELOPER: Concept Realty BUILDERS: Concept Homes LOCATION: 179 Ave. & 104 St.

2 Castlebrook

DEVELOPER: Canterra Developments Corp.

BUILDERS: Open, Urbanity Homes LOCATION: 110 St. & 176 Ave.

3 Hawks Ridge at Big Lake

DEVELOPER: Walton Development and Managment L.P BUILDERS: Sabal Homes, Montorio Homes, Morrison Homes, Reid Built Homes LOCATION: North of Yellowhead Trail on 215 Street

Kin gs wa yA ve.

111 Ave.

DEVELOPER: United Communities BUILDERS: OPEN LOCATION: North corner of 127th Street & 195 Avenue

9 PALISADES 109 St.

124 St.

Groat Rd.

142 St.

To Spruce Grove & Stony Plain

149 St.

118 Ave.

DEVELOPER: Reid Worldwide Corporation BUILDERS: Fekete Homes, Rococo Homes LOCATION: backing onto Lois Hole Provincial Park at Big Lake

8 TUSCANY HILLS & UPPER TUSCANY

4

Yellowhead Trail

156 St.

184 St.

Anthony Henday Dr.

il Tra ert Alb St.

7

135 St.

137 Ave.

5 12

11

162 Ave. 153 Ave. 121 St.

il

7 Morningside

97 St.

sie

9

113A St.

es

6

167 Ave. 127 St.

M

DEVELOPER: Qualico Communities BUILDERS: Sterling Homes, Pacesetter Homes, Coventry Homes, Reid Built Homes, LOCATION: North of 167 Avenue & East of 127th Street

195 Ave. 176 Ave. 1 10 2 171 Ave.

139 St.

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215 St. (Winterburn Rd.) Ray Gibbon Dr.

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3

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足northwest

6 newcastle 8

4 Village At Griesbach

DEVELOPER: Canada Lands BUILDERS: Homes by AVI, Dream Homes by Krisner, Coventry Homes, Landmark Legacy Homes, Greenboro Homes, Pacesetter Homes, Abbey Lane Homes, Christenson Developments LOCATION: 137 Avenue North On 97 Street West on Griesbach Road

5 Trumpeter by Big lake

DEVELOPER: United Communities BUILDERS: Estate Homes- Fekete Homes, Montorio Homes Classic Homes- Homes by Avi, Sabal Homes, Montorio Homes, Sterling Homes Duplex- Rohit Communities, Homes by Avi. Townhomes- Rohit Communities.

LOCATION: North on Anthony Henday Drive, West at 137th Ave. and 199 St.

DEVELOPER: MLC Group BUILDERS: Bedrock Homes, Landmark Communities, Landmark Homes, Landmark Legacy LOCATION: South of 167th Avenue & East of 139 Street

10 legacy pointe

DEVELOPER: Concept Realty BUILDERS: Concept Homes Master Builder LOCATION: 18230 - 104A Ave.t

11 LEGENDS ESTATES

Developer: Kingsgate Homes Legends Estates Ltd. Builders: Kingsgate Homes, open Location: Highway 16 & Highway 44

12 STARLING AT BIG LAKE

DEVELOPER: Rohit Land Development BUILDERS: Celebration Homes, Kirkland Homes, Green Living Homes, Rohit Communities LOCATION: North on Anthony Henday Drive, take Ray Gibbons Drive, left on 137 Ave

107

Feature Builder Kirkland Homes Master Builder • Homes starting in the $450,000’s • A wide selection of home styles and sizes, including two four-bedroom models • Access to larger, ravine lots • Quick possessions available!

Kirkland Homes Master Builder offers you a superior built home and outstanding customer service – all at a reasonable cost. Our floor plans are designed with your family’s needs in mind, and we focus on quality, detail, comfort and convenience. Our homes are built with the most stringent specifications to ensure the best quality, and we always look for ways to provide value to our customers.

Contact Smitty at 780-906 -1033 Visit the Starling showhome row located at 137 Ave & Ray Gibbon Drive

Additional Showhomes Now Open: Celebration Homes 780-224-5689 Green Living Homes 780-699-1616

108

StarlingAtBigLake.com

Rohit Communities 780-938-5478 Cameron Homes Coming Soon!

780-242-8774

northWEST

feb 15 - mar 15, 2013 | New home Guide 109

themortgageminute

Mortgage smarts –

separating fact from fiction for first-time buyers

by Peter Kinch If you’re a first-time homebuyer, you’re hearing a lot of talk

in the real estate market these days. Will prices go up? Will the market crash? Will I ever be able to afford a house? How will the new mortgage rule changes affect me? How will I ever pay off this debt?

It’s easy to get caught up in all the noise, but harder to separate the fact from the fiction. As I edge closer to celebrating my first half century on this planet, I find myself using the phrase “If I knew then…” more and more – which got me thinking about the next wave of first-time homebuyers, and what pearls of wisdom I could bestow on them.

I had an interesting conversation with a colleague the other day regarding property values in Vancouver. He relayed me a story of a friend who had bought a house on the west side of Vancouver in the mid 1990s and it is now worth more than four times the amount he paid. In terms of equity, it was the equivalent of winning the lottery. We pondered the question, what will people be saying 20 to 25 years from now? Is it quite possible that a young 25-year-old couple today might look back in the year 2033 and say “If only we had bought that house back in 2013? Why didn’t we? Oh yeah, there were new mortgage rules and a lot of global uncertainty….”

Here are a few things that I’ve learned about real estate 1 Real estate has peaks and valleys, but there has never been a future peak that is lower than the past one. Just give it time.

2 Time is your ally. Time can turn any bad real estate decision into a good one.

3 Equity is your safety net. It can supplement a pension and give you financial options in later years.

4 Your mortgage is a forced savings program.

So let’s assume that 20 to 25 years from now, you’ll be looking back and saying to yourself one of two things › I’m sure glad I bought that first house, or › I wish I had just bought something back in 2013 A lot of people are in this situation today and paralyzed by all the noise around them. And in the absence of facts or perspective, fear will take over. So what are the factors that are influencing your decisions today?

New mortgage rules Yes, there are new mortgage rules that have been implemented over the past few years, but in some respects, c o n t i n u e d o n pa g e 1 1 4 . . .

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FEB 15 - MAR 15, 2013 | NEW HOME GUIDE 111

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Here’s what you can do to Recycle, Renew and Reuse • Keep your car in good working order. Tune-ups and filter changes cut down on exhaust emissions, and you’ll get better gas mileage.

When you change your oil, take your used motor oil to a recycling centre.

• Use available transit alternatives.

• Separate your garbage. Glass, aluminum, paper and even plastic can be recycled. If a recycling program is not directly available to you, contact your municipal sanitation department.

• Donate reusable clothing and linens to charity.

Most pick-up regularly in your area.

• Become environmentally active in your community.

You can make the world a better place to live... now and for future generations.

Recycle girl(19/9)-ja/ah

112 New home Guide | feb 15 - mar 15, 2013

Y IT E N M N BA HO PE UR OW O SH OW N

BUY LOTS DIRECT FROM THE DEVELOPER w

N 99 S t

St 104

97 Street

107 St

t

S 110

112 Street

176 Ave.

780.413.7150

• Large walkout lots backing onto the lake • Building pockets from 34 to 52 ft • Choose your own Builder

167 Ave.

canterradevelopments.com

113 NEW HOME GUIDE | AUG 5 - SEP 2, 2011

Castlebrook is an architecturally controlled neighbourhood which protects the value of your investment.

113

moneymatters |

CONTINUED

Your mortgage is paid off, and your house is worth more than the day you bought it – regardless of what happened during the years in between.

Peter Kinch is an award-winning mortgage broker and best-selling author of The Canadian Real Estate Action Plan Visit peterkinch.com or contact him at peter@peterkinch.com

this could be to your advantage. Many first-time homebuyers are unaware that you can still buy a home with as little as five per cent down. The main rule change that impacts your ability to afford a home is that you can no longer access a 30-year amortization. Your payments will now be determined based on you paying off that mortgage over a maximum 25-year period. Although this does make your payments a little higher in the beginning, it increases the amount of equity you build with each payment (remember your forced savings plan).

In addition, the rule changes imposed by the government have had the exact effect they were hoping to accomplish, which was to slow what was becoming an overheated housing market. Again, this is to the advantage of first-time buyers because it will help to bring house prices back within your range.

GLOBAL UNCERTAINTY There is no doubt that we live in an age of global uncertainty and face the threat of financial chaos in Europe and a pending credit crisis in the U.S. However, this is not the first time our world has faced these challenges, and it won’t be the last. The key factor to look at is what you can control in your world. Ask yourself about your own employment options – your own employment future. The key to creating long-term wealth in real estate through equity is your ability to afford your monthly mortgage payments and making them consistently over a long period of time – regardless of what is happening on the other side of the world. If you do so, one day you’ll wake up and realize two things: 1 Your mortgage is paid off, and 2 Your house is worth more than the day you bought it – regardless of what happened during the years in between.

114 NEW HOME GUIDE | FEB 15 - MAR 15, 2013

So if you’re a first-time homebuyer in 2013, here’s my advice to you: create a budget that you can afford and be comfortable with. Buy a home that does not put a strain on your budget. Focus on taking baby steps and don’t get overwhelmed by the big picture. Make the monthly payments into that forced savings program called a mortgage, and then let time be your friend and real estate will do what it has done for many generations before – eventually go up as your mortgage goes down – and that is what we call “creating equity.”

And then maybe, just maybe, as you’re about to celebrate your first half century on this planet, you‘ll look back and say, “I’m glad I got started in 2013.”

N

115

northWEST

northWEST

SPRUCE GROVE

118 NEW HOME GUIDE | FEB 15 - MAR 15, 2013

AREA INFO

7

Millgrove Dr.

8 Hawthorne Gate

Spruce Ridge Dr.

9 11

iew Dr.

1 Grove Dr.

Woodhaven D r.

McLeod Ave. Highway 16A

Brookwood

15

2 5

16 Jubilee Park

Lon gv

Century Rd.

Dr.

14

3

King St.

Calahoo Rd.

Grove

6

Calahoo Rd.

Spruce Ridge Road

Jennifer Heill Way

4

Aspenglen Dr.

13

To Edmonton

10

Grove Meadows

Dr. Drive

McLeod Ave. To Edmonton

Pioneer Rd.

N

Highway 16

• POPULATION: 21,500.

• LOCATED: 11 km west of Edmonton on Hwy 16 or 16A. • SCHOOLS: 9 Public & Separate Schools.

• GROCERY: 11 Grocery/ Convenience stores, Safeway, IGA Garden Market, The Real Canadian Superstore & Walmart.

• RECREATIONAL FACILITIES: Twin Ice Arena, Curling Rink, Golf Course, TransAlta Tri Leisure Centre, many soccer fields and baseball diamonds.

• MEDICAL FACILITIES: Member of the West View Regional Health Authority with almost 50 Medical & Dental practitioners.

• PARKS & PATHWAYS: 15+ km of pathways spread throughout 230 hectares of natural & developed park space.

1 HILLDOWNS

7 PARKLAND VILLAGE

12 HILLS OF TWIN LAKES

2 VANDERBUILT COMMON

8 HAWTHORNE AT HEATHERGLEN

13 DEER PARK ESTATES

DEVELOPER: Robson Developments Ltd. BUILDERS: Challenger Homes LOCATION: Grove Drive & King Street DEVELOPER: SG Developments BUILDER: MacLachlan & Mitchell Homes LOCATION: Century Rd & Viscount Common

3 STONESHIRE

DEVELOPER: Melcor Developments Ltd. BUILDERS: Canyon Spring Master Builder, Stonegate Developments, Western Living Homes.

LOCATION: Longeview Drive & Fairway Drive

4 HARVEST RIDGE

DEVELOPER: Lamont Land Inc. BUILDERS: Homexx Corporation, Montorio Homes LOCATION: Campsite Rd. & Grove Dr.

5 SPRUCE VILLAGE

DEVELOPER: Beaverbrook Developments BUILDERS: Alquinn Homes, Cove Properties, Hillview Homes, Open LOCATION: Century Road & Grove Dr.

6 JESPERDALE

DEVELOPER: Jesperdale Communities BUILDERS: ReidBuilt Homes, Encore Master Builder, Look Homes, Kimberley Homes LOCATION: North of Grove Drive.

DEVELOPER: Parkland Village BUILDERS: Country Hills Homes LOCATION: Yellowhead Trail West To Century Rd, North 2 min.

DEVELOPER: Qualico Communities BUILDERS: Alquinn Homes, City Homes.

LOCATION: North of Hwy 16A on Jennifer Heill Way, East on Hawthorne Gate

9 SPRINGATE AT SPRUCE RIDGE

DEVELOPER: Qualico Communities BUILDERS: Sterling Homes, Sterling Squared, Alquinn Homes LOCATION: On Jennifer Heil West of Tri-Leisure Center

10 GREENBURY

DEVELOPER: Beaverbrook Developments BUILDERS: Western Living Homes, Dolce Vita Homes, Alquinn Homes, Celico Homes, MacLachlan & Mitchell Homes LOCATION: Grove Drive & Pioneer Road.

11 MCLAUGHLIN

DEVELOPER: Melcor Developments BUILDERS: Bedrock Homes, Look Homes, Pacesetter Homes LOCATION: Westgrove Drive and McLaughlin Drive.

DEVELOPER: Dyrbye Developments Ltd. BUILDERS: Open LOCATION: 2 miles North of Yellowhead Trail on highway 779 & 1.5 miles West on twp road 534 DEVELOPER: Broadview Developments Inc. BUILDERS: Rococo Homes, Alta Rose Homes, Evani Homes, Lang Built LOCATION: Grove Drive and Jennifer Heil Way

spruce grove

12

14 KENTON VILLAGE

DEVELOPER: Beaverbrook Developments BUILDERS: Alquinn Homes, and Urbanage Homes LOCATION: Century Road, South of Highway 16 at Vanderbilt Common

15 THE WOODS AT KENTON

DEVELOPER: Beaverbrook Developments BUILDERS: Alquinn Homes, and Hillview Master Builder LOCATION: Century Road, South of Highway 16 at Vanderbilt Common

16 PRESCOTT

DEVELOPER: Beaverbrook Developments BUILDERS: Averton Homes & MacLachlan & Mitchell Homes LOCATION: Grove Drive, East of Century Road

As Alberta’s 11th city, Spruce Grove is your city in the “country”. The place to live....naturally. for more information call (780) 962-7612 or visit our website at www.sprucegrove.org

LAKESIDE NATURAL WALKOUT LOTS .com For More Information:780-910-8606 or see website www.HillsofTwinLakes.com

EDMONTON HOME & GARDEN SHOW Booth 1751 March 21-24

• LIMITED TIME PRICES STARTING AT $199,000

QUIET LIVING BY THE LAKE | CUL-DE-SAC PRIVACY | PARKLAND’S MOST BEAUTIFUL NEW SUBDIVISION 119

inthenews

Housing market ‘soft landing’ to dissipate by mid-year: BMO Canadian Housing Outlook 2013

Experts on the Canadian housing market

from BMO Financial Group and the industry participated in the inaugural BMO Housing Panel for 2013 to discuss the past year and provide their outlook over the next 12 months.

According to Sal Guatieri, senior economist, BMO Capital Markets, after a decade-long boom, the so-called soft landing appears to be underway in most regions; the expectation is that this trend will continue into 2013.

“Home sales and housing starts will continue to moderate and prices will generally stabilize in most regions in 2013,” says Guatieri. “In the year ahead, the housing market will be supported by moderate job growth, steady immigration, growing demand from echo boomers entering their prime first-time home buying years, and a gradual shift toward more single-person households.”

The real estate market will benefit from continued low interest rates, with the Bank of Canada likely on hold for another year, he adds.

Guatieri also notes that Alberta and Saskatchewan could buck the national trend and see higher prices due to continued healthy economic growth and wage increases. Meanwhile, pricier Toronto and Vancouver are likely to have a bumpier landing than most other regions, with some prices declining moderately.

Affordability and consumer preference Conrad Zurini, Broker of Record, ReMax Escarpment Realty, says affordability is in question in major cities including Calgary, Toronto and Montreal, with first-time buyers likely staying out of the market for the first half of the year.

Zurini adds that those looking to upgrade will still dominate, given lower interest rates. “People who are into walking, lifestyle and entertainment, the farm-to-table trend and buying local are going to fuel that market for the first half of the year.

“These consumers are all about amenities and lifestyle – they’re very established economically,” says Zurini.

Consumers buying for the first time will likely look to other cities in search of greater value.

“These buyers move with opportunity, following employment and searching out homes with their desired space, ultimately single-family residential homes,” he says. “In 2013, consumers will be paying close attention to the investment side of their buying decision.”

120 New home Guide | feb 15 - mar 15, 2013

Mortgage and financing advice John Turner, national director, specialized lending, BMO Bank of Montreal, outlined a number of factors buyers should keep in mind for financing the purchase of a home.

“The pre-approved process remains a very important keystone in the home buying process, whether you’re a first time homebuyer or a move-up buyer,” says Turner. “Generally speaking, most folks will need to borrow most of the purchase price of the home, so getting a pre-approved mortgage is a smart thing to do even before the home search starts.”

Turner adds that the down payment buyers are able to afford is another important aspect, and that there are strategies buyers should put in place to ensure they can maximize that amount – ultimately lowering their overall housing costs.

“There are a number of different strategies to save for a down payment. With RRSPs, for instance, customers can withdraw up to $25,000 for the purchase of a home,” he says.

Turner also reminds that consumers who pay off their debt quicker pay less interest, and that most mortgages have options embedded in them that help to save money in this way.

“At BMO, we’ve been encouraging customers to take a shorter amortization for some time,” he says. “In addition, rates are as low as they’ve ever been, so it’s certainly a good time to take advantage of this to pay off your debt sooner so you can retire comfortably and with as little debt as possible.”

SPRUCE GROVE

FEB 15 - MAR 15, 2013 | NEW HOME GUIDE 121

STONY PLAIN

Meet your new neighbours It’s only minutes away from schools, shopping and any big-city amenity you can imagine, but it’s like living in another world. You’re surrounded by pristine forest —9.19 hectares of environmental reserve and 1.46 hectares of parkland.

There is a variety of lot sizes and the houses are beautiful. Front-attached garage style homes start in the mid $300’s*.

Golf Course Road & 79 Avenue, Stony Plain

Westerra Blvd

Westerra Link

rra D

Weste rra Dri ve

rive

SHOWHOMES

Wes te

Sterling Homes 780.963.8905 Coventry Homes 780.963.3822

79th Ave

Westerra Crest

See for yourself!

Visit a showhome today.

Westerra Ave

Duplex Style Homes Now Available.

westerrastonyplain.com *Prices subject to change.

74_Built Green(20/6)

Suzy always wanted to be a homemaker

Get the hands-on training you need to get into the trades.

Our industry-recognized programs are delivered in a supportive learning environment so that you can start to build your future now.

Visit us at

womenbuildingfutures.com

122 NEW HOME GUIDE | FEB 15 - MAR 15, 2013

8

6 5

1 7 Genesis Drive

10

3

2

Genesis Lake Blvd.

1 THE FAIRWAYS

6 SPRING LAKE RANCH

2 GENESIS ON THE LAKES

7 SOUTHCREEK

DEVELOPER: Reid Worldwide Corporation BUILDERS: ReidBuilt Homes LOCATION: Fairway Drive DEVELOPER: Unitech Construction Services Ltd. BUILDERS: Ashton Homes, Caribbean Homes, Fox Maple Homes, Innova Homes, Sierra Homes, Stellar Homes LOCATION: South off highway 16A onto Highway 779 (also known as 48 Street)

3 LAKE WESTERRA

DEVELOPER: Qualico Communities BUILDERS: Coventry Homes, Sterling Homes LOCATION: Golf Course Rd. & 79 Ave.

5 SILVERSTONE

DEVELOPER: Qualico Communities BUILDERS: ReidBuilt Homes LOCATION: South on Boundary Rd at 44th Ave.

DEVELOPER: Wilcor Development Group BUILDERS: Wilcor Homes, Open LOCATION: Spring Lake Exit off of Hwy 16A & Range Road 15 DEVELOPER: Qualico Communities BUILDERS: Pacesetter Homes, Alquinn Homes LOCATION: South of Fairway Drive & West of Boundary Road

8 THE ESTATES AT WATERS EDGE

DEVELOPER: Waters Edge Developments BUILDER: Waters Edge Developments LOCATION: Only 20 mins West of Stony Plain On Hwy 43 at Gunn & Just 35 mins West of St. Albert on Hwy 37 located on the North Shore of Lac Ste Anne

9 HILLS OF TWIN LAKES

DEVELOPER: Dyrbye Developments Ltd. BUILDERS: Open LOCATION: 2 miles North of Yellowhead Trail on highway 779 & 1.5 miles West on twp road 534

10 WILLOWS END

DEVELOPER: Jaffer Developments BUILDER: Jaffer Developments LOCATION: 48 Street and Willow Park Road North

• POPULATION: 10,544 and Growing.

• LOCATED: 20 km west of Edmonton on Hwy 16A • SCHOOLS: 4 Kindergarten to grade nine, Senior high, French Immersion & including 2 Religious schools.

• GROCERY: Extensive with new Big Box National Outlets 2 km to the east of town.

• RECREATION FACILITIES: New tri-municipal recreation complex east of town. 18 hole CPGA Championship Golf Coarse, curling, skating, library, Municipal Heritage Centre, Heritage Walk of Murals.

• MEDICAL FACILITIES: New 70 bed acute & extended care hospital.

Full ambulance services. 3 Medical Clinics.

• PARKS & PATHWAYS: Extensive, including 12 km of pathways, watercourses & Lions campground.

stony plain

AREA INFO

9

PUBLIC SCHOOLS • FOREST GREEN 5210 - 45 Street 963-7366 [1] • HIGH PARK 40 Highridge Way 963-2222 [1] [2] • MEMORIAL COMPOSITE 5116 - 55 Avenue 963-2255 [3] • MERIDIAN HEIGHTS 4119 - 43 Street 963-2280 [1][2] • STONY PLAIN CENTRAL 5108 - 55 Avenue 963-2203 [1][2]

SEPARATE SCHOOLS • JOHN PAUL II 5801 - 48 Street 963-2526 [1][2]

PRIVATE SCHOOLS • ST. MATTHEW LUTHERAN 5014 - 53 Avenue 963-2715 [1] Elementary K-6 [2] Junior High 7-9 [3] High School 10-12

123

devon

AREA INFO •P opulation: 6,361 and growing.

1

•L ocated: Along the banks of the scenic North Saskatchewan River, 15 minutes southwest of Edmonton on Highway 60, 10 minutes from the International Airport.

•S chools: 3 Public schools, 1 Christian school & 1 Catholic school.

• Grocery: Garden Market IGA, Extra Foods •R ecreational Facilities: Arena, Outdoor Swimming Pool, Ball Diamonds, Soccer Fields, Golf Course, Campground, Tennis Courts, and Community Centre.

2

•M EDICAL FACILITIES: Hospital, 2 Medical Clinics, and Local Ambulance.

1 Hwy 19

1 THE RAVINES OF DEVON

2 fairfax lane

DEVELOPER: Qualico Communities BUILDERS: Open LOCATION: South on Michigan

•P arks & Pathways: Numerous Parks, Walking, Biking and Cross Country Ski Trails.

DEVELOPER: Alldritt Land Corporation LP BUILDERS: Alldritt Homes LOCATION: South on Miquelon, left on Erie St., and left on Fairfax Close

Street, left on Ravine Drive

• GEORGES

H. PRIMEAU JR. HIGH SCHOOL 811 Grandin Drive 939-3593 (2)

1

105 Ave. 100 St.

1

3

100 Ave.

.

Morin vil

97A Ave.

Dr. le

e.

Av 99

95 S t.

y. 2 Hw

e.

Av 1 10

2

in Dr. Grand

124

MORNINGVILLE AREA PUBLIC SCHOOLS

r Grandin D

morinville

AREA INFO

10 min. to St. Albert

95 A ve.

DEVELOPER: Brookhaven Developments BUILDER: Brookhaven Developments, Celebration Homes LOCATION: 100th Street & 105th Avenue

•M ORINVILLE CHRISTIAN SCHOOL 10015-100 Avenue 939-2987 (1) (2) (3) • MorinVILLE

COMMUNITY HIGH SCHOOL 9506 - 100 Avenue 939-6891 (3) •N otre dame ELEMENTARY 9717 Morinville Drive 939-4020 (1)

Cardiff Rd.

1 VILLAGE CHAMPLAIN

• GEORGES

P. VANIER ELEMENTARY 10020-101 AVENUE 939-4285 (1)

2 The lakes

DEVELOPER: Landrex Developers BUILDERS: Landmark Homes, Dynasty Homes, Reid Built Homes LOCATION: 100 Avenue then North on Grandin Drive

3 MONTREUX

DEVELOPER: Qualico Communities

BUILDERS: Maxxwood Homes LOCATION: 100 Avenue then North on Grandin Drive

[1] Elementary K-6 [2] Junior High 7-9 [3] High School 10-12

GIBBONS & AREA SCHOOLS 28

N

51 S tree t

53 Avenue

2

50 A venu e

•G ibbons School 4908 - 51 Avenue 923-2240 [Gr. 5-9]

Highway 28A Edmonton

St ur ge on Ri ve r

y wa gh Hi

• Sturgeon Composite High School On Hwy. 37, one km. east of Hwy. 28 973-3301 [Gr. 10-12] • Landing Trail School 5325 - 37 Avenue 923-2899 [Gr. K-4] • Redwater School 5023 - 50 Avenue 942-3625 [Gr. 5-12]

1

gibbons

AREA INFO

1 LANDING TRAIL ACREAGES 2 LANDING TRAILs EVELOPER: Strata Developments D BUILDERS: High Grade Homes, Rosecroft Homes, Open LOCATION: 51 St. & Landing Trail Dr.

EVELOPER: Strata Developments D BUILDERS: Rosecroft Homes, Dynasty Builders, Morrow Homes, Open LOCATION: 53 St. & 40 Ave.

NEED A CAREER CHANGE?

Check Out www.albertabuilderconnect.com www.homebuilders4tomorrow.com

or the educational resources in your area.

Career(18/3)-dm

feb 15 - mar 15, 2013 | New home Guide 125

quicktips

Hellen Buttigieg, CPO, is a Certified Professional Organizer, life coach, TV host, author and owner of We Organize U. Visit her website, weorganizeu.com, for a free e-Book on how to find more time, energy and inner peace. Contact Hellen at 905.829.2219 or info@weorganizeu.com

the impact of

stuff

by Hellen Buttigieg Everything around you has an impact on you

whether you realize it or not. When you create and develop your décor, you are trying to set the tone of the room – give it a certain look and feel. You take time to include pieces you like and enjoy, whether they are part of the design or part of the function of the room. But other pieces make their way into your space, even though they may not belong there or may be there for the wrong reasons. By organizing, de-cluttering and streamlining, you can make sure your environment has the right effect!

Is clutter getting you down? Surrounding ourselves with items that mean something to us brings pleasure.

And then there’s all the other stuff. Often, when we feel down but can’t figure out why, it could be the clutter. Even if it’s stuffed in the back of the closet, the basement or the garage, you know it’s there.

Every item holds a vibrational energy; if you’ve buried sad reminders of disappointments from your past, know that as long as you keep these emotionally toxic things in your space, they are still haunting you. Break free from the past and make space for new opportunities to come into your life. If it’s in storage and bringing you sorrow, now is a great time to let it go. Out with the old, in with the new!

126 New home Guide | feb 15 - mar 15, 2013

Eliminate your clutter hot spots We all have certain spots in our homes that have become magnets for clutter, usually because they provide a convenient, empty, flat surface to pile things on. Walk around your home to determine where the clutter hot spots are, then remove the clutter (toss it in a box or laundry basket for now) and put something beautiful in its place, like a vase or a sculpture. If it’s the dining room table, set it as if you were having a dinner party. This will deter you from using it as a drop zone. Walk around your home with the box you tossed everything into and deposit these items where they belong, either in the garbage or recycle box or stored elsewhere in your house. If they don’t have a proper home, create one.

Detaching from sentimental attachment Things that have a story attached to them are often difficult to let go of because of the sentimental attachment. Keep in mind that the item is not the memory; it simply triggers the memory. It may be beneficial to take a picture of the item and put it in a scrapbook or photo album with a short note telling its story. That way, the memory is preserved without taking up as much space. Another option is to pass along the items to a family member who could put them to good use.

Daily de-clutter habit You brush your teeth every day.

You shower every day. Why not de-clutter every day too?

Make it a habit, just like the examples I gave, and it will become second-nature. Throughout the day, when you pull something out, take a moment to put it back when you are finished with it. At the end of the day, take a couple of minutes to do a “clean sweep” of your home and put away anything that is out of place. Keep a sticky note somewhere on your way to your bedroom to remind you for the first little while. After doing it for a month, you can take the note down because it will have become a habit – one that will serve you beautifully for the rest of your life. This simple practice can help you cut down on clutter without taking a lot of time and effort.

homebuyers’help

HomeBuyers’ Resource Section You love the home, see what you can afford!

Compare mortgage rates for your best deal

Calculate your mortgage payments using the mortgage payment calculation chart

homebuyers’help

CALCULATE YOUR MORTGAGE PAYMENTS CALCULATE YOUR MORTGAGE PAYMENTS MONTHLY PRE-TAX INCOME

DIVIDE BY 3

CHART FIGURE

AMORTIZATION AMOUNT

SPOUSE’S PRE-TAX INCOME

AFFORDABLE MONTHLY PAYMENTS

AMOUNT OF MORTGAGE DIVIDED BY 1,000

ESTIMATED MONTHLY TAXES & HEAT

TOTAL PRE-TAX INCOME

AMOUNT OF MORTGAGE (PRICE – DOWN PAYMENT)

AMORTIZATION AMOUNT

MONTHLY PAYMENTS

MORTGAGE PAYMENT CALCULATION CHART INTEREST RATES %

AMORTIZATION PERIODS 5 YRS

10 YRS

15 YRS

20 YRS

25 YRS

5.00%

18.84

10.58

7.88

6.57

5.81

5.25%

18.96

10.70

8.00

6.70

5.95

5.50%

19.07

10.82

8.13

6.84

6.10

5.75%

19.18

10.94

8.26

6.98

6.25

6.00%

19.29

11.06

8.39

7.12

6.39

6.25%

19.41

11.18

8.53

7.26

6.54

6.50%

19.52

11.31

8.66

7.40

6.69

6.75%

19.63

11.43

8.79

7.54

6.85

7.00%

19.75

11.55

8.93

7.69

7.00

7.25%

19.86

11.68

9.06

7.83

7.15

7.50%

19.98

11.81

9.20

7.98

7.31

7.75%

20.09

11.93

9.34

8.13

7.47

8.00%

20.21

12.06

9.48

8.28

7.63

8.25%

20.32

12.19

9.62

8.43

7.79

FOLLOW THESE STEPS TO SEE IF YOU’LL QUALIFY FOR A MORTGAGE ON YOUR DREAM HOME

01

05

Calculate the combined monthly before-tax income of you and your spouse.

Multiply this figure by the amount you need to borrow. Divide by

1,000.

02

06

Divide by three. This figure is the monthly payment you can afford to make on your home.

Add to this your estimated monthly heating costs and monthly property taxes.

03

07

Take the total price of the home and subtract the amount of money you expect to make as a down payment.

This is the money you will have to borrow.

04

Refer to the chart on the opposite page. Look down the left column and locate the interest rate you expect to pay. Line this up with the amortization period of your choice.

(Most first-time buyers take the 25-year amortization.)

128 NEW HOME GUIDE | FEB 15 - MAR 15, 2013

If this figure is equal to or less than one-third of your gross monthly income (calculated in Step 2), you’ll qualify for a mortgage on your dream home.

Bear in mind that this is a rough estimate. If you have several other large loans already, you may qualify for less.

Also, banks and trust companies vary in their policies. The best way to know what you can afford is to go to the lending institution of your choice and get pre-qualified.

MORTGAGE INTEREST RATES VARIABLE

6 month

1 year

2 years

3 years

4 years

5 years

-

4.650

3.040

3.200

3.240

3.340

3.490

ATB Financial

3.000

4.000

3.100

3.140

3.700

4.390

3.190

Bank of Montreal

3.100

4.000

3.000

3.040

3.650

4.640

5.240

Bank of Nova Scotia

3.100

4.550

3.650

3.890

3.990

4.390

4.990

BMO

3.100

4.000

3.000

3.040

3.650

4.640

5.240

-

-

3.240

3.390

3.150

3.570

3.200

CIBC Mortgages

3.200

4.450

3.000

3.140

3.700

4.390

5.240

Canadian Western Bank

3.200

4.000

3.100

3.140

3.700

4.640

5.240

Canadian Western Trust

3.200

4.000

3.100

3.140

3.700

4.640

5.240

Equitable Trust

-

-

3.000

3.040

3.650

4.640

5.240

First Calgary Financial

-

4.000

2.390

3.140

2.990

3.290

3.290

3.100

4.450

3.600

3.950

4.450

4.990

5.240

-

-

2.740

-

2.890

-

2.990

ICICI Bank Canada

3.050

-

3.150

3.650

3.640

3.690

3.440

ING Direct

3.000

-

3.000

3.000

2.790

3.250

3.080

Investors Group Trust

3.000

4.000

3.000

3.140

3.650

4.640

5.240

London Life

3.000

4.000

3.000

3.140

3.700

4.640

5.240

Manulife Bank

3.000

4.450

3.000

3.050

3.100

3.100

3.090

Manulife Trust

-

4.450

3.000

3.050

3.100

3.100

3.090

National Bank

3.200

4.000

3.100

3.140

3.700

4.640

5.240

PACE Savings & Credit Un

-

4.000

3.100

3.140

3.790

4.640

5.240

Peace Hills Trust

-

4.500

3.100

3.350

3.700

3.850

3.950

President’s Choice Fin’l

3.200

6.040

3.140

3.200

3.240

3.350

3.440

Royal Bank of Canada

3.200

4.000

3.000

3.040

3.650

4.640

5.240

-

4.000

3.000

3.040

3.650

4.390

5.240

3.200

4.000

3.000

3.040

3.650

4.640

5.240

-

-

3.150

3.250

3.350

3.390

3.440

AGF Trust

Bridgewater Bank

HSBC Bank Canada Home Trust Company

Servus Credit Union T-D Mortgage Your Neighbourhood C.U.

MORTGAGE TYPES ALL MORTGAGES ARE OF TWO BASIC TYPES: CONVENTIONAL The buyer can borrow up to 80% of the purchase price or the value of the property, whichever is less.

The buyer has to pay 20% down.

A conventional mortgage cannot exceed 80% of the value of the property.

INSURED OR HIGH-RATIO: A buyer can borrow up to 95% of the purchase price or the value of the property, whichever is less. The down payment can be as low as 5%.

MORTGAGE OPTIONS You can choose any of these mortgage options which fit into the two basic mortgage types.

Lenders may even customize these options to suit your needs.

OPEN MORTGAGE: Allows borrowers to repay all or part of the total amount of their mortgage at any time without penalty.

Because of flexibility, this is ideal for borrowers who plan to sell their homes in the near future or who want to switch from a shortterm mortgage at high interest rates to a longer term when mortgage interest rates fall.

CLOSED MORTGAGE: Usually has the lowest interest rate available but lacks the flexible features of other mortgage options.

A good choice for those who want the security of knowing their monthly payment is fixed for a longer term.

Prepayment options are available but they are subject to conditions.

PORTABLE MORTGAGE: Flexibility if borrowers move.

Borrowers can take the mortgage to their new home or can transfer it (usually with the consent of the lender) to the purchaser of their old home. This is an attractive option if the rate on the existing mortgage is lower than current rates.

PREPARED BY CANNEX ON FEBRUARY 4, 2013. This information is current as of the date and time posted and is subject to change without notice. © Copyright 2013 CANNEX Financial Exchanges Limited. All rights reserved.

FEB 15 - MAR 15, 2013 | NEW HOME GUIDE 129

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