Eastern Ontario New Home & Condo Guide - Nov 25, 2017

NOV 25 – DEC 9, 2017 | nexthome.ca

EASTERN ONTARIO EDITION

SPE CI A

Connecting Canadians to new HOMES & CONDOS for more than 25 years L

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Your home.

Minto in New Edinburgh.

INSIDE:

TIPS FOR ASSEMBLING YOUR HOMEBUYING TEAM

NEW MORTGAGE RULES: HOW WILL THEY AFFECT YOU?

Sign up for the latest news and incentives at mintobeechwood.com

Westward Model Suite | 2,059 sq. ft.

SALES CENTRE 411 MacKay Street Ottawa, ON K1M 2C5 *See sales representative for details. E.&O.E.

HOURS Monday – Wednesday: 11 am to 7 pm Thursday & Friday: Closed Weekends & Holidays: 11 am to 5 pm

Live without compromise at Minto Beechwood Your naturally bright and beautifully spacious condominium is yours to enjoy in charming and coveted New Edinburgh.

Six great suites remaining, move-in ready and minutes away from the best the city has to offer.

Suites starting from

$354,900 Free parking and locker for select suites.*

Tour designer decorated model suites at 411 MacKay Street.

mintobeechwood.com

FIND GREAT VALUE IN STITTSVILLE

The Elderberry Model Home in Summerside West

LIVE IN STYLE WITH UP TO $25,000 IN DESIGN STUDIO CREDITS & $25,000 OFF THE PURCHASE PRICE

38' Detached Home, The West Ridge ‘B’, 2,994 Sq.Ft. $513,990 Includes: $25,000 off the Purchase Price & $25,000 at Décor

A Mattamy home is a HOME YOU’LL VALUE for a lifetime

38' Detached Home, The Granville ‘B’, 2,206 Sq.Ft. $473,990

38' Detached Home, The Annex ‘B’, 2,621 Sq.Ft. $492,990

Includes: $25,000 off the Purchase Price & $25,000 at Décor

Includes: $25,000 off the Purchase Price & $25,000 at Décor

STITTSVILLE

Detached Homes From $459,990

PHASE 2 NOW AVAILABLE 38' Detached Home, The Soho ‘B’, 2,816 Sq.Ft. $502,990 Includes: $25,000 off the Purchase Price & $25,000 at Décor

SALES CENTRE HOURS

Sales Centre 1879 Stittsville Main Street 613-435-7171

Monday - Thursday 1pm-8pm; Friday 1pm-6pm; Saturday, Sunday and Holidays 11am-6pm

All illustrations are artist’s concept. All dimensions are approximate. Prices, specifications, terms and conditions subject to change without notice. E.&O.E.

MATTAMYHOMES.COM

Exclusive Zen Urban Flats Deal your Zen Urban Flat when you SAVE $10,000 on buy before THE END OF 2017!*

Sundance Zen Urban Flats Sundance is the perfect blend of nature and convenience of urban living. Rife with greenery, playgrounds, and community life, this area is quickly becoming Ottawa’s number one choice for families. One listen to the murmurs of Findlay Creek, or the feeling of a warm summer’s breeze on nearby trails will have your entire family enamoured with this charming community. Coupling proximity to schools and bus routes with forests and creeks, Sundance is the perfect community in which to live, play, and grow.

Visit our sales centre and ask our representative for more details on how you can save $10,000 on your purchase today!* 779 Fiddlehead St., Bank St South 613-425-1332

*Exclusive Zen Urban Flat deal applies to units in Building E only. Conditions apply, please contact a sales representative for more details.

Move in ready homes across the city As Ottawa’s largest builder of homes and condominiums we have plenty of move in ready homes waiting for you across the city. Ready immediately, or in as little as 4 months, we have homes big and small that will fit every unique lifestyle.

RESOLVE Findlay Creek

THE MOONEY’S BAY Hunt Club

940 SQ FT Zen Urban Flat uilding E Level 1 Unit 1) Fully Furnished Only $219,900

Immediate Availability 990 SQ FT 2 Bed Condo Flat (Block B Unit 104) Only $277,900

MELBOURNE Riverside South

JUNIPER Available Early 2018 3185 SQ FT Single Home (Lot 84) $15K Design Centre Bonus Only $748,000

Available October 2017 1840 SQ FT 3 Storey Townhome (Block 2 Unit 8) End Unit Only $369,900

COLTON B Navan

SUMMIT Kanata

Close in 2 months 2250 SQ FT Single Home (Lot 2023) Only $496,900

Available in 5 months 2325 SQ FT Townhome (Block 15 Unit 82) End Unit Only $386,900

ClaridgeHomes.com Prices and specifications are subject to change without notice. E.&O.E.

NOV 25 – DEC 9, 2017 | VOLUME 17 ISSUE 22

CONTENTS

VICE-PRESIDENT & CHIEF PUBLISHING OFFICER

Caroline Andrews PUBLISHER & GENERAL MANAGER

Shawn Woodford DIRECTOR OF CONTENT & EDITOR-IN-CHIEF

Jennifer Reynolds DIRECTOR, MULTIMEDIA SOLUTIONS

Nora Wallace ASSOCIATE PUBLISHER

Anne-Marie Breen MANAGING EDITOR

Wayne Karl ART DIRECTOR

Tammy Leung CONTRIBUTING EDITORS

Sonia Bell Marlene Eisner Elisa Krovblit Keay SALES MANAGER, EASTERN ONTARIO

Paul Bimm paul.bimm@nexthome.ca SALES & MARKETING CO-ORDINATOR

18

ON THE COVER:

ADVICE

Minto Beechwood

C10 Home Smarts

Assembling your newhome buying team

in New Edinburgh SPOTLIGHT ON CONDOS

BY MARNIE BENNETT

26 Mortgage Intel

How will the new mortgage rules affect you?

Your guide to new condo communities in the Gatineau and Greater Ottawa Area

BY ALYSSA FURTADO

TRENDING

C2 Housing Sector

Canadian housing starts steady in October: CMHC

INSPIRATION

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PROPERTY PROFILES

C4 Cardel Homes

Keel Condos at Carling in Crystal Beach

18 Minto

Minto Beechwood in New Edinburgh

8 NextHome.ca

Time to mesh around!

20 Design Secrets

Get festive: 10 expert tips to decorate your tree

IN EVERY ISSUE

16 22 24 27

Editor’s Note Hot Properties Advertisers Index What’s Online

Sarah Khan SENIOR MANAGER, DISTRIBUTION

Dwayne Rutherford NATIONAL CIRCULATION MANAGER

John Jenkins

PRODUCTION MANAGER

Anthony Majetic PRODUCTION CO-ORDINATOR

Dennis Ng GRAPHIC DESIGNER

Dennis Ng Published by

A brand of Yellow Pages Homes Ltd. #500-401 The West Mall Etobicoke, ON M9C 5J5 T 416.626.4200 F 416.784.5867 nexthome.ca

Advertising Call 416.626.4200 for advertising rates and information.

Circulation Highly targeted, free distribution system aimed at real estate buyers using street level boxes and racking, plus door-to-door insertions in key audience segments.

Call 1.855.826.4200 to discuss distribution opportunities.

Copyright 2017 All rights reserved by Yellow Pages Homes Ltd. Reproduction in any form is prohibited. Contents of this publication are covered by Copyright and offenders will be prosecuted under the law. The views and data expressed by columnists do not necessarily represent those of the publication.

Terms Advertisers, Editorial content are not responsible for typographical errors, mistakes or misprints. All prices are correct as of press time and are subject to change without notice.

E. & O. E. Editorial Submissions from interested parties will be considered. Please submit to the editor at wayne.karl@nexthome.ca

EMBRACE YOUR PATH. Find Your Dream Home.

After searching far and wide for the perfect new home, your hunt ends here at Pathways at Findlay Creek by eQ Homes.

Enrich your life with your choice of any of eQ Homes’ three sensational housing styles, all offering outstanding value for families, downsizers and first-time buyers alike.

eqhomes.ca

Townhomes from the low

300’s

$

Sales Centre Located @ 4828 Bank St., Ottawa, Ontario

613-822-7247 | sales@eqpathways.ca Prices and specifications are subject to change without notice. Rendering is artist’s concept. E.&O.E.

from the low

Singles

400’s

$

W in your

MORTGAGE PAYMENTS F O R A YECOANTRES!T

THE LANESBOROUGH

BARRHAVEN CONDO LOFTS MAINTENANCE-FREE LIVING IN BARRHAVEN

Choose from 2 bedroom lofts with ELEVATOR. Visit our 2 model homes.

Starting at $233,552, includes 6 appliances and central air conditioning.

+

Chance to Win Your Mortgage Payments for a Year!*

Visit valecraft.com 340 Tribeca Private Call (613) 440-0304 * See sales consultant for details. Prices, terms and specifications are subject to change without notice. E & O.E. * No purchase necessary. Internet access may be required. Enter December 13th, 2016 – December 12th, 2017 for a chance to win. Prize Draw Dec. 14th, 2017. Only open to homeowners who bought or will buy a new Valecraft Home in Ottawa or Embrun between December 13th, 2016 – December 12th, 2017, who will have a mortgage on it in 2018 and who are legal residents of Ontario over the age of majority. Limit of one (1) entry per Mortgagor as defined. Skill-testing question and Release required. One Prize of mortgage payments up to $1,500/month during 2018 (ARV $18,000). Odds of winning depend on number of eligible entries received. Restrictions apply. Full rules and entry information at valecraft.com.

SPOTLIGHT ON

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IN THIS SECTION

YOUR PULL-OUT GUIDE TO HIGHRISE, CONVERSION, LOFT, TERRACE & TOWNHOME CONDO PROJECTS

TRENDING

CANADIAN HOUSING

SPOTLIGHT ON

CONDOS

STARTS STEADY IN OCTOBER

National housing starts trended upward slightly in October but remained strong, according to Canada Mortgage and Housing Corp. (CMHC).

“The trend in housing starts essentially held steady in October following a decrease in September,” says Bob Dugan, CMHC’s chief economist.

National housing starts trended upward slightly with 216,770 units, compared to 215,153 units in September.

This measured a six-month moving average of the monthly seasonally adjusted annual rates (SAAR) of housing starts.

The trend measure is used as a complement to the monthly SAAR of housing starts to

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account for considerable swings in monthly estimates and obtain a more complete picture of Canada's housing market.

The standalone monthly SAAR of housing starts for all areas in Canada was 222,771 units in October, up from 219,293 units last month.

The SAAR of urban starts increased by 2.5 per cent to 205,935 units, multiple urban starts increased by 12.5 per cent to 149,593 units and single-detached urban starts decreased by 17.1 per cent to 56,342 units.

In Ottawa, lowrise housing starts trended higher in October supported by improved employment and earnings this year. This increase was just

enough to offset the effect of the sharp decline in apartment starts. Housing starts in October were 27 per cent higher than their level in 2016. The rise in starts so far this year was mostly driven by a doubling in apartment starts following three years of declining highrise construction in the CMA as the number of completed and unsold condominiums has trended down considerably since peaking in mid-2016. The rise in starts so far this year was mostly driven by a doubling in apartment starts following three years of declining highrise construction in the CMA as the number of completed and unsold condominiums trended down considerably since peaking in mid-2016.

Phase 2 construction is now underway.

CONDOS

223 Main St. | 613-806-6246 | cornersonmain.ca

SPOTLIGHT ON

Large condos in Old Ottawa East

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SPOTLIGHT ON

CONDOS

PROPERTY PROFILE

KEEL EXECUTIVE CONDOS AT CARLING YOUR NEW HOME IN CRYSTAL BEACH THE WATERLIFESTYLE

Cardel is excited to bring a new collection of lowrise condos to the mature neighbourhood of Crystal Beach. Facing the Ottawa River and the Nepean Sailing Club near Andrew Haydon Park, Keel condos include underground parking, an elevator, top-notch

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features and low-maintenance convenience, ideal for professionals and downsizers.

Keel Condos is a lowrise, executive condo building with only 15 units. Buyers can choose from six different floorplans, including one-, two- and three-bedroom

open-concept designs loaded with luxurious features. Sizes range from 835 ($445,000) to 1,390 sq. ft. ($675,000).

Located only steps from the Ottawa River and the Nepean Sailing Club, Keel offers a prime location with quick access to

features that make life easier and great value in a great home. In short, Cardel homes are built for real life.

For more information on the Keel or Kol Condos, visit cardelhomes.com. Sales for both projects are out of the Blackstone Community sales centre.

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LOCATION Kanata/Crystal Beach DEVELOPER Cardel Homes DEVELOPMENT Kol/Keel HOME TYPE Condominiums

SALES CENTRE

100 Westphalian Ave., open Monday 1 to 7 p.m., Tuesday to Thursday noon to 7 p.m., Friday, Saturday & Sunday noon to 5 p.m.

CONTACT 613.435.5704

CONDOS

spring of 2018, with an expected occupancy of fall 2019.

Cardel is also excited about one of their newest products: Kol Condominiums in the thriving community of Blackstone in Kanata. Kol features three lowrise buildings, each with 12 units, with an elevator and heated underground parking (with bike storage). Each unit comes with two bedrooms, two bathrooms, private balconies and in-suite laundry. With four floorplans to choose from, sizes ranging from 1,175 to 1,192 sq. ft. and an accessible unit, there really is something for everyone.

Located off Terry Fox near Fernbank, Kol has everything you need right at your fingertips.

Only minutes from the 417, steps from Walmart and a short walk to pharmacies, schools and OC Transpo, you will quickly find that there really isn’t any need to leave Kanata.

Cardel Homes has been building for more than 40 years, and they continue to set new benchmarks as they deliver what modern families want: Well thought-out floorplans,

SPOTLIGHT ON

greenspace. Ride your bike to work along the many pathways, enjoy a stroll in the park or head to Britannia beach for a dip in the water. Keel is also only a short drive or bus ride from DND, the downtown core, Kanata and Bells Corners. With the nearby 417 and 416, the rest of the city is easily accessible.

Crystal Beach has been experiencing a slow facelift as many of the older homes have been renovated or rebuilt. The area offers mature trees, a friendly community feel, and many calm and quiet spaces. It’s the ideal place for those wanting to be in the centre of the city but tucked away from the hustle and bustle.

On Saturday, Nov. 18, Keel launched to the public with huge success. It isn’t often that you get the chance to purchase a luxurious new build in the established community of Crystal Beach.

This is a unique product for this in-demand location. Don’t miss out on your opportunity to buy one of these executive condos.

Construction is set to begin in the

NOV. 25-DEC. 9, 2017 C5

613-224-0330 claridgestirlingpark.com

SAVE $20,000

SPOTLIGHT ON

CONDOS

See sales representative for more details.

C6

Located in the heart of Nepean, Stirling Park is surrounded by all the stores and services you’d ever need. As the hub of a major city centre, you can happily enjoy all the benefits this community brings.

1 & 2 bedroom units starting from $289,000

MOVE IN READY LOCATIONS

AROUND THE CITY $ 2OF

0KF*

0KF*

$ 4OF

WATERSTREET

TRIBECA EAST

Studio, 1 & 2 bedroom units starting from $255,000

1 & 2 bedroom units starting from $345,000

300 Lett Street 613-232-2049

112-316 Bruyère Street 613-680-6560

56 Nepean Street 613-234-1780

STIRLING PARK

CLARIDGE PLAZA

CLARIDGE ICON

1 & 2 bedroom units starting from $289,000

Studio, 1 & 2 bedroom units starting from $251,000

1 & 2 bedroom units starting from $301,000

107-330 Titan Private 613-224-0330

244 Rideau Street 613-241-3235

485 Preston Street 613-695-1441

0KF*

$ 2OF

N R TIO DEUC UNSTR N CO

FUSION 2 & 3 bedroom units starting from $484,000

* 20K and 40K deals valid for corresponding buildings only. Valid until the end of 2017.

Conditions apply, contact a sales representative for more details.

URBAN OASIS ON THE EDGE OF DOWNTOWN

SAVE $40,000

WHEN YOU PURCHASE ANY TWO BEDROOM CONDOMINIUM OR BOUTIQUE TOWNHOME! Purchase and close before the end of 2017. Conditions apply, see sales representative for more details.

CONDOS

ClaridgeHomes.com Prices and specifications are subject to change without notice. E.&O.E.

SPOTLIGHT ON

FIND YOUR

C7

INSPIRATION

LET’S

MESH AROUND You can see right through this trend. Mesh, a great design accent adding style, creating dimension and texture. It’s a hot design element in decor.

The luminous effect is dazzling when used in light fixtures and the tactile effect is alluring when used in metal furnishings and finishes. We love the ultra-modern look and ambiance that mesh adds.

by ELISA KROVBLIT KEAY

SPOTLIGHT ON

CONDOS

1

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2

3 1 | Brass and marble table lamp $60. homesense.ca 2 | Sift gunmetal 2-storey tower $129. cb2.ca 3 | Mesh tray $49. wayfair.ca

4

4 | Neatfreak! mesh front storage bin $14. walmart.ca 5 | Corbet lighting pulse $1,527 USD. corbettlighting.com 6 | Tower chair $90. chapters.indigo.ca 7 | Lallerod coffee table $99. ikea.ca

5

6

7 SPOTLIGHT ON

CONDOS NOV. 25-DEC. 9, 2017 C9

ADVICE | HOME SMARTS

WHEN THE PERSONAL BECOMES PROFESSIONAL: ASSEMBLING YOUR HOMEBUYING TEAM

SPOTLIGHT ON

CONDOS

MARNIE BENNETT Most of you would agree that meeting the love of your life is a monumental event. From observing my clients over the last 30 years, I’d argue that falling in love with a home runs a close second. Walking into a new home or model and feeling your pulse quicken is a magical sensation. When you feel a strong personal connection with a certain place, you won’t sleep until it’s yours.

It may seem strange that such a personal experience involves working with so many other people. But when you’re making the biggest financial investment of your life, it’s always wise to depend on the advice and expertise of professionals. Depending on your personal circumstances, you may consider consulting with the following: Mortgage specialist: Ideally, you will have met with a mortgage broker or mortgage specialist from your bank or lending institution prior to beginning your home hunt. Understanding how much money you have to work with is an excellent first step to narrowing your search, and obtaining a preapproved mortgage can save both time and grief in the long run.

Realtor: While it’s possible to purchase a new home without the assistance of a realtor, there are several benefits – and no drawbacks – to having a real estate

C10 NextHome.ca

professional in your court. Realtors understand the market better than anyone else, and can provide terrific insights on neighbourhoods, investment values and negotiating with a builder. Best of all, there’s no cost associated with hiring a realtor to purchase a home.

Real estate lawyer: This is an absolute must. A good lawyer will walk you through the paperwork, explain fees, and protect you from real estate fraud.

Home inspector: Because new homes in Ontario are covered under by Tarion Warranty Corp., and because a pre-delivery inspection with the builder is part of the new-home buying process, many purchasers choose not to hire a home inspector. However, I often encourage my clients to spend the few hundred dollars it costs to ensure that their new home has been built to code.

Most homebuyers are smart

cookies. But, in matters of love, the heart rules the head. That’s why, when it comes to buying a home, it pays to have professionals do some of the thinking for you.

To receive a free copy of a new special report titled “Homebuyers: How to Save Thousands of Dollars When You Buy” email sales@bennettpros.com Marnie Bennett is a broker and CEO of the Bennett Property Shop Realty, a full premium service real estate brokerage specializing in marketing and selling new and resale homes, condominiums and investment real estate. Marnie is the host of two weekly radio shows Marnie’s Real Estate Hour and The Real Estate Edge, a millionaire real estate investor and a wealth management coach. bennettpros.com

+MORE ADVICE ONLINE nexthome.ca/news/advice

Live and Play ON THE

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SPOTLIGHT ON

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Co-operating Brokers Welcome

CONDOS

To book a viewing contact TallShipsLanding@Fuller.ca

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SPOTLIGHT ON

CONDOS

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YOU CAN BE IN YOUR NEW CONDO IN ONLY 2 WEEKS! DOWNTOWN LIVING + RICHCRAFT QUALITY • Rooftop pool, lounge, gym, and incredible views • Steps from LRT • European stainless steel appliances • Quartz counters • Hardwood throughout

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W C AT O E M R M FR U O N N IT T Y

From the

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DOMAINE DU VIEUX-PORT

9 KM FROM PARLIAMENT 1400 boul. St-Joseph, Gatineau

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N UN ST D RU E CR TI O

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From the $260’s*

PETRIE’S LANDING 21 KM FROM PARLIAMENT

8865 Jeanne d’Arc Blvd. N., Orléans

From the $199’s*

SINGLE FAMILY HOMES Luxury homes near Gatineau Park CONDOS Rent your suite with loft & rooftop terrace

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PRESTIGE HOMES High-end homes in one of the most sought-after community CONDOS A waterfront paradise with urban lounge on the top floor

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CONDOS New luxury condos with rooftop terrace, leisure room, gym, indoor parking, elevators, pool & spa.

M O VE

IN

N O W

C N NE O O W N W P ST U H RU N AS C DE E TI R O N

613.824.4059

CARLETON CROSSING 51 KM FROM PARLIAMENT

117 McGregor St., Carleton Place

From the $279’s*

460 ST-LAURENT 6,5 KM FROM PARLIAMENT 460 St-Laurent Blvd., Ottawa

RE SE RV E

N O W

Rent from $1,700*/mo.

KANATA LAKES

26 KM FROM PARLIAMENT 126-4 Battersea Crescent , Ottawa

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O M VE O M VE BE I R N 20 17

Rent from $1,505*/mo.

HORIZON

8 KM FROM PARLIAMENT 354 #3 boul. des Grives, Gatineau

Rent from $940*/mo.

SINGLE FAMILY HOMES Luxury homes in a quiet neighbourhood CONDOS Rent your contemporaty suite now

CONDOS - ALL INCLUSIVE New hotel-inspired luxury condos ideal for professionals and young active retirees.

Included 5-star amenities and services.

CONDOS - ALL INCLUSIVE New luxury condos with common rooftop terrace & indoor parking. Also offers a fitness centre and amenitie room with kitchenette.

CONDOS - ALL INCLUSIVE New hotel-inspired luxury condos ideal for professionals and young active retirees.

Offers common area including a large rooftop terrace.

613.257.4079

613.454.1797

613.317.2438

819.772.4663

*See Sales Representative for details. Prices, specifications, features and offerings are subject to change without notice.

E & O.E. Promotions may be changed and/or cancelled at any time without notice.

brigil.com

EDITOR’S NOTE

FINALLY, SOME ACTION BUT IS ONTARIO’S PLAN TO INCREASE HOUSING SUPPLY ENOUGH?

WAYNE KARL MANAGING EDITOR NextHome EMAIL: Wayne.Karl@nexthome.ca TWITTER: @WayneKarl

+

It’s something home builders in the province have been asking for for years, and finally, the Ontario government delivered. The province recently announced immediate steps to streamline the approvals process for new housing developments, intended to bring more housing to market sooner and address a growing affordability issue.

Ontario released a 14-point action plan that includes recommendations for better aligning infrastructure and land use planning, supporting forward-looking zoning, providing additional guidance for municipalities implementing provincial land use policies, and creating a task force to determine how best to advance electronic permitting in Ontario.

But is the action enough? It’s a legitimate question not just for homebuyers, but also the economy at large. Indeed, the housing industry employs almost 200,000 people in the province and contributes more than $14 billion to Ontario’s economy.

The plan is a step in the right direction, but builders will likely continue to push the province to: • Ensure that municipal zoning bylaws are updated to conform to the plan • Invest in, approve and build needed infrastructure quickly, and • Take an active role in educating the public about intensification

GET FESTIVE! 10 DESIGNER TIPS FOR TREE DECORATING

Page 20

+ get social 16 NextHome.ca

Interact with us on social media: nexthome

INTRODUCING PHASE 2

TOO FRESH TOWNHOMES AT BASELINE & MORRISON

STARTING FROM THE LOW

$

300’s

PREVIEW OPENING DECEMBER 2 ND With Phase 1 SOLD OUT in record time, we are introducing Phase 2 of Ottawa’s successful west end urban community. Too Fresh offers it all: open concept living, modern designed chef kitchens, and spectacular rooftop decks. Close to parks, schools, shops, transit, and Highway 416 & 417.

LIMITED TIME PREVIEW OPENING BONUS PACKAGE

FRESHTOWNS.CA IRIS ST

BASELINE RD

HUNT CLUB RD

GREENBANK RD

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REGISTER TODAY 613.693.0808 2795 BASELINE RD.

N

Mon. To Thurs.: 11AM - 6PM Sat. & Sun.: 11AM - 5PM Fri.: closed

Exclusive Listing Brokerage, Milborne Real Estate Inc. Brokers Protected.

Prices and specifications are subject to change without notice.

Renderings are artist concept only. E. & O. E. 2017

PROPERTY PROFILE

MINTO BEECHWOOD PRIME LOCATION, EXCELLENT PRICE

Located at the crossroads of MacKay and Beechwood, Minto Beechwood offers you a chance to live in one of the most coveted neighbourhoods in Ottawa.

Minto Beechwood is a prestigious address in the heart of New Edinburgh, just minutes from everything that matters.

Quaint, vibrant and charming, New Edinburgh is quickly rising as Ottawa’s next hot spot. Within walking distance to downtown, this quiet, yet thriving community is home to an eclectic mix of 18 NextHome.ca

retirees, students, families and young professionals.

This highly sought-after building is a boutique eight-storey project with just 130 suites. Minto Beechwood is ideally situated between the Ottawa River, the Rideau River and Rideau Hall.

It’s no surprise that buyers are jumping on this prime real estate opportunity. The building is now constructed and most new homeowners have moved in.

Don’t miss out on your opportunity to own one of the

remaining six suites. The move-in ready suites range from $354,900 to $962,900 (788 to 2,059 sq. ft.). Buyers can choose from bright and airy one-bedrooms to expansive suites with twobedrooms plus a den.

Two designer decorate model suites are available to tour, or you can also view the suites online.

Touring these suites will allow you to quickly envision your new life at Minto Beechwood. The Elmdale is a spacious one-bedroom plus a den with an expansive 823 sq.

for a game of pool in the lounge.

There is also a guest suite, a fully equipped fitness centre, and a conference room. There is a BMO on the main level of the building, and there will soon be a Starbucks.

Everything you need is under one roof! With a bike score of 100 per cent and a walking score of 89 per cent, means most errands can be done on foot.

Minto is committed to providing first-class service to buyers, while also ensuring sustainability.

Minto Beechwood, a candidate for LEED certification, will be the next condominium in Minto’s celebrated green building portfolio – incorporating innovative technologies that improve energy and water efficiency and empower homeowners to reduce their costs and environmental impact.

Minto Beechwood will only further enforce Minto’s commitment to building better, greener buildings – a commitment that includes Radiance@MintoGardens, the first LEED certified multiunit residential building and MintoMidtown, North America’s largest LEED Gold condominium.

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LOCATION New Edinburgh, Ottawa

ft., while the Westward is a twobedroom plus a den with 1,200 sq. ft. There is a limited time offer of special pricing, and free parking and free locker on select suites.

Complementing the welldesigned layouts is the modern, chic lobby that beckons you home with luxurious seating areas complemented by distinctly unique accents. A dedicated mail room and two high speed elevators are conveniently located in the lobby.

Outside, a beautiful port-cochere awaits your arrival. Protecting you

and your guests beneath its cover no matter what the weather.

Relax, socialize, recharge and breathe. The terrace space at Minto Beechwood is a seamless continuation of the rich and clean design palette communicated throughout the building. An exciting extension of the indoor lounges, the terrace is anchored by strong architectural expressions including an outdoor kitchen, fireplace, feature wall and roof garden.

Host your next party in the private dining room, or invite friends over

DEVELOPER Minto DEVELOPMENT Minto Beechwood HOME TYPE Condominium SALES CENTRE 411 MacKay St., open Monday to Wednesday, 11 a.m. to 7 p.m., closed Thursday & Friday, open weekends & holidays 11 a.m. to 5 p.m.

CONTACT 613.696.8188 mintobeechwoods ales@ minto.com NOV. 25-DEC. 9, 2017 19

INSPIRATION | DESIGN SECRETS

JANETTE EWEN

Decor and lifestyle expert Janette Ewen partners with Home Depot to bring you spectacular ideas for setting up your home this holiday season Getting festive and decorating the home has become a bit of a style obsession. While it can be a walk down memory lane for those who sentimentally use the same ornaments every year, with all of the gorgeous, on-trend pieces each holiday season, it’s always fun to introduce something new. It’s about decorating the home – not just about trimming a tree and hanging garland.

Seasonal decor extends beyond Christmas and 20 NextHome.ca

by ELISA KROVBLIT KEAY

embraces the season. Colour combinations move beyond red and green, drawing from current styles – from stark black and white to a bright, bubblegum palette. Style ranges from elegant to traditional to rustic. Have fun and add a designer touch to your holidays. This year, style maven Janette Ewen partners with Home Depot to bring you her top tips for trimming the tree.

JANETTE EWEN’S TIPS FOR TREE DECORATING 1. PICK A LOCATION. Choose a low-traffic area away from fireplaces and heaters and secure your tree in place. Try placing your tree in a planter box for a more modern look or add a tree skirt for a traditional feel.

2. PRUNE TO PREP. If you’re using a live tree, study it from a distance. Prune any small growths that jut out from the top and bottom of the branches.

3. FLUFF TO PERFECTION. With a faux tree, fluff and shape the branches to hide the trunk and make the tree look fuller. Be sure to check the branches from different angles to spot any neglected areas.

Wear gloves to protect your hands.

4. ILLUMINATE. When selecting lights, choose a strand colour that matches your tree so the wire will be easily hidden. Start at the base of the tree and work your way up, wrapping lights around every branch from trunk to tip and back.

5. ADD GARLAND. Start at the top of the tree and slowly increase the amount of garland between each row, as you work your way down. Plan to use two strands of garland for every vertical foot.

6. PICK A THEME. Stay true to your personal style by decorating your tree to reflect the style of your home. Ornaments don’t have to match perfectly to look flawless – just remember to repeat and have fun with it.

7. PREP THE AREA. Place towels or blankets under the tree to protect fragile items in case any accidents occur. Hang antique or delicate ornaments near the top of the tree, where they will be less likely to get knocked off.

8. SHOWCASE YOUR FAVORITES. Start by placing ornaments with sentimental value in prime positions and follow up with more dominant pieces to establish a rhythm. Next, hang large ornaments, spacing them evenly around the tree and fill in with any medium- and small-size decorations.

9. EVALUATE. Always take a step back when decorating to see which areas need filling. Hang a few ornaments closer to the trunk to create depth and interest and don’t forget the back of the tree.

Finish dressing your tree by adding any specialty items, such as clip-on ornaments, faux flowers or icicles.

10. PLACE YOUR TOPPER. Whether it’s an angel, a star or an oversized bow, remember to use a topper that complements the profile of your Christmas tree. For a tree with a traditional full silhouette, opt for a more brilliant topper such as a star or an angel.

For narrow or slim trees, try an elongated topper to enhance its slender form.

Janette Ewen has been a leading decor and lifestyle expert for more than 15 years. Her experiential approach to creativity – “one must live it to create it” – is founded on a globally minded, multidisciplinary ethos that defines her life and work. Former editor at Chatelaine, Canadian House and Home, and Chocolat, Ewen co-hosted the internationally syndicated television series Inside the Box with Ty Pennington, and is currently a regular guest on 14 national television programs including Cityline, CTV Morning and Breakfast Television. janetteewen.com

+MORE INSPIRATION ONLINE nexthome.ca/news/inspiration

NOV. 25-DEC. 9, 2017 21

HOT PROPERTIES

FIND YOUR NEXT HOME This page features the latest properties to keep your eye on in the Eastern Ontario area.

MINTO BEECHWOOD BY MINTO

AVALON ENCORE By: Minto City: Orléans Housing type: Singles, townhomes Contact: 613.834.6400 minto.com

AVIATION PRIVATE By: Valecraft Homes City: Ottawa Housing type: Terrace Home Contact: 613.680.4771 valecraft.com

BLACKSTONE By: Cardel Homes City: Kanata Housing type: Singles, Towns, Condos Contact: 613.836.9521 cardelhomes.com 22 NextHome.ca

CARLETON CROSSING

GALLERY TOWNHOMES

By: Brigil City: Stittsville Housing type: Singles Contact: 613.257.4079 brigil.com

By: Tamarack Homes City: Orléans Housing type: Townhomes Contact: 613.422.5925 tamarackhomes.com

FELTON COURT

GREYSTONE

By: Phoenix Homes City: Barrhaven Housing type: Townhomes Contact: phoenixhomes.ca

By: eQ Homes City: Old Ottawa East Housing type: Singles, Condo, Townhomes Contact: 613.569.3043 greystonevillage.ca

FRESH TOWNS By: Greatwise City: Ottawa Housing type: Townhomes Contact: freshtowns.ca

HARMONY By: Minto City: Barrhaven Housing type: Singles, townhomes Contact: 613.789.7977 mintoharmony.com

KOL/KEEL BY CARDEL HOMES

ICON

PATHWAYS AT FINDLAY CREEK

TALL SHIPS LANDING

By: Claridge Homes City: Ottawa Housing type: Condominium Contact: 613.695.1441 claridgeicon.com

By: Phoenix Homes City: Findlay Creek Housing type: Singles, urban flats and townhomes Contact: Susan Linton 613.219.6862 phoenixhomes.ca

By: Thomas Fuller Construction Ltd. City: Brockville Housing type: Condominium Contact: 613.498.7245 tallshipslanding@fuller.ca tallshipslanding.com

POTTER’S KEY

TERRACES AT GREYSTONE

By: Minto City: Stittsville Housing type: Singles Contact: 613.788.2761 minto.com

By: eQ Homes City: Greystone Housing type: Condominium Contact: greystonevillage.ca

KOL By: Cardel Homes City: Blackstone Housing type: Condominiums Contact: 613.592.0062 cardelhomes.com

MAHOGANY By: Minto City: Manotick Housing type: Singles Contact: 613.788.2776 mintomahogany.com

MINTO BEECHWOOD

RATHWELL LANDING By: Valecraft Homes City: Stittsville Housing type: Bungalows, townhomes Contact: 613.435.8141 valecraft.com

STIRLING PARK

THE BOWERY CONDOS & LOFTS By: Richcraft City: Centretown Housing type: Condominiums Contact: 613.695.7577 thebowerycondos.ca

THE CORNERS ON MAIN

By: Minto City: Ottawa Housing type: Condominiums Contact: 613.696.8188 minto.com

By: Claridge Homes City: Nepean Housing type: Condominiums Contact: claridgestirlingpark.com

By: Domicile City: Ottawa Housing type: Condominium Contact: 613.806.6246 cornersonmain.ca

ON HALF MOON BAY

SUNDANCE

TRIBECA LOFTS

By: Mattamy City: Barrhaven Housing type: Singles, townhomes Contact: 613.825.7932 mattamyhomes.com

By: Claridge Homes City: Ottawa Housing type: Singles Contact: 613.425.1332 claridgehomes.com

By: Claridge Homes City: Ottawa Housing type: Condominium Contact: 613.234.1780 claridgetribecalofts.com

+

BUILDERS: IF YOU WOULD LIKE TO INCLUDE YOUR PREVIEW REGISTRATION, NEW RELEASE OR SITE OPENING IN THIS FEATURE, JUST EMAIL THE DETAILS TO SARAH.KHAN@NEXTHOME.CA NOV. 25-DEC. 9, 2017 23

et a

Builder Name

Site Name

Almonte

Phoenix Homes

White Tail Ridge

x

Carleton Place

Brigil

Carleton Crossing

x

Carp

Phoenix Homes

Diamondview Estates

x

Hunt Club

Claridge Homes

Hunt Club Flats

Kanata

Claridge Homes

Bridlewood Trails

Kanata

Phoenix Homes

Fernbank

Kanata

Phoenix Homes

Terra Flats

Stittsville

Mattamy

Traditions II

Barrhaven

Claridge Homes

West Pointe Village

Barrhaven

Phoenix Homes

Felton Court

Barrhaven

Phoenix Homes

Strandherd Meadows

Findlay Creek

Phoenix Homes

Pathways

Ottawa South

Claridge Homes

Summerhill Village

x

Ottawa South

Claridge Homes

Sundance

x

Brigil

Plateau Du Parc

Navan

Claridge

Spring Valley Trails

Orléans

Phoenix Homes

Halo Flats

Ottawa

Cardel Homes

Blackstone

Ottawa

Greatwise

Fresh Towns

Rockcliffe

Claridge

Wateridge Village

x

Ottawa

eQ Homes

Pathways

x

Ottawa

Valecraft

Aviation Private

D

Location

c Se he m d B i un g To alo w w n A h om du e/ lt Li Co fe n st do yl e

INDEX OF ADVERTISERS

Prices

Page

WEST x

From $390's

12, 13

From $279's

15

From $400's

12, 13

x

From $277,900

6, 7

x

From $394,900

6, 7

From $350's

12, 13

x

From $200's

12, 13

x

x

From $321,990

4, 5

x

x

From $602,900

6, 7

x

From $270's

12, 13

Inquire

12, 13

x

From $200's

12, 13

x

From $369,900

6, 7

From $592,900

6, 7

From $360's

15

x

From $343,900

6, 7

x

From $200's

12, 13

Inquire

10, 11

From $300's

17

From $748,900

6, 7

From $300's

9

From $302,900

14

x

x x

x

x

SOUTH

x x

NORTH Gatineau

x

EAST x

x x

CENTRAL

24 NextHome.ca

x x

c Se he m d B i un g To alo w w n A h om du e/ lt Li Co fe n st do yl e

Site Name

et a

Builder Name

D

Location

Prices

Page

CONDO Brockville

Fuller

Tall Ships Landing

x

Inquire

C11

Downtown

Claridge Homes

Icon

x

From $301,000

C6, C7

Downtown

Claridge Homes

The Lofts

x

From $400's

C6, C7

Downtown

Claridge Homes

Tribeca

x

From $345,000

C6, C7

Downtown

Richcraft

The Bowery

x

From $194,000

C12

Gatineau

Brigil

Domaine Du Vieux-Port

x

From $260's

15

Gatineau

Brigil

Horizon

x

Inquire

15

Gatineau

Brigil

Jardins McConnell

x

Inquire

15

Orléans

Brigil

Petrie's Landing

x

From $199's

15

Ottawa Central

Brigil

Kanata Lakes

x

Inquire

15

Ottawa Central

Claridge Homes

Claridge Plaza 3 & 4

x

From $232,000

C6, C7

Ottawa Central

Claridge Homes

Fusion

x

From $282,000

C6, C7

Ottawa Central

Claridge Homes

Waterstreet

x

From $250,000

C6, C7

Ottawa East

Domicile Development Inc

Corner On Main

x

Inquire

C3

Ottawa East

Minto

Minto Beechwood

x

From $354,900

2,3

Ottawa West

Tamarack

Wellington

x

From $299,068

BC

West Nepean

Claridge Homes

Stirling Park

x

From $279,000

C6, C7

West Ottawa

eQ Homes

Terrace At Greystone

x

From $199,900

9

NOV. 25-DEC. 9, 2017 25

ADVICE | MORTGAGE INTEL

NEW MORTGAGE RULES: HOW WILL THEY AFFECT YOU?

ALYSSA FURTADO Canada’s banking regulator – the Office of the Superintendent of Financial Institutions (OSFI) – introduced new mortgage rules, which requires a stress test for borrowers with uninsured mortgages.

As of Jan. 1, 2018, consumers who get uninsured mortgages – those with a down payment of 20 per cent or more – will have to qualify at a new minimum qualifying rate, which is the greater of the Bank of Canada’s five-year benchmark rate (currently 4.89 per cent) or 200 basis points higher than their actual mortgage rate.

In October 2016, the federal government introduced a similar stress test for all insured mortgages – those with a down payment of less than 20 per cent. Before those rules were introduced, only insured mortgages with a fixed-rate term of less than five years as well as those with variable rates were subject to a stress test.

The stress test is designed to help prove borrowers can withstand a hike in mortgage rates. However, federally regulated financial institutions aren’t expected to “re-apply the qualification rate assessment to existing borrowers that are renewing mortgages.”

“Those of us working in the mortgage industry question if now is an appropriate time to 26 NextHome.ca

introduce more regulation which will cool markets across the country further,” says James Laird, co-founder of ratehub.ca and president of CanWise Financial.

“We have yet to see the full impact of regulation added over the last 12 months, combined with rising interest rates,” he says. “A more prudent approach would be to let these new variables work their way through the real estate markets and decide if further tightening is required.”

“

Those of us working in the mortgage industry question if now is an appropriate time to introduce more regulation which will cool markets across the country further.

”

For new homebuyers, the changes will affect the amount they can afford. Here are a couple of examples of how the changes will have an impact on affordability assuming monthly property taxes of $400 and monthly heating costs of $150:

1. BANK OF CANADA FIVE-YEAR BENCHMARK QUALIFYING RATE

Using a mortgage affordability calculator, a family with an annual income of $100,000 that qualifies for a five-year fixed mortgage at 2.83 per cent with a 25-year amortization and a 20 per cent down payment can currently afford a home worth $726,939.

But under the new rules, they’ll need to qualify at the Bank of Canada’s five-year benchmark rate, which is currently 4.89 per cent. As a result, they’ll only be able to afford a home worth $570,970.

That’s a $155,969 difference.

2. 200 BASIS POINTS ABOVE THE CONTRACTUAL RATE

Using a mortgage qualifier calculator, a family with an annual income of $100,000 that gets a five-year fixed mortgage at 3.09 per cent with a 25-year amortization and a 20 per cent down payment can afford to spend $706,692 on a home.

But under the new rules, they’ll have to qualify for their mortgage at 5.09 per cent – 200 basis points above the contractual rate. As a result, they’ll only be able to afford a home costing $559,896. That’s a difference of $146,796.

Alyssa Furtado is founder and CEO of RateHub.ca, a website that compares mortgage rates, credit cards, highinterest savings accounts, chequing accounts, and insurance with the goal to empower Canadians to search smarter and save money.

+MORE ADVICE ONLINE nexthome.ca/news/advice

WHAT’S ONLINE

TRENDING NOW

THE LATEST REAL ESTATE NEWS FROM ACROSS CANADA

HOW WILL THE NEW MORTGAGE RULES AFFECT YOU?

Q&A WITH CALUM ROSS: WEALTH PLANNER & MORTGAGE BROKER

http://nexthome.yp.ca/new-rules

nexthome.ca/Calum-Ross

HOME IS WHERE THE ART IS TOP 5 TIPS FOR SMALL SPACES

LOOKING FOR A NEW CONDO? BUY EARLY, IT’S WORTH THE WAIT

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