Eastern Ontario New Home & Condo Guide - Nov 12, 2016

NOV 12 - 26, 2016 VOLUME 16, ISSUE 21, FREE

EASTERN ONTARIO EDITION

AVALON ENCORE

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spotlight on condos U INIU M COMM

Stanley Show Home, Avalon Encore, Orléans

INSIDE THIS ISSUE

THE IMPORTANCE OF LOWRISE INFILL SOLUTIONS

NEWLYWEDS: WHEN TWO HOMES BECOME ONE

NATIONAL HOUSING POLICY MORE THAN JUST A HASHTAG

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ottawahomes.minto.com

*Based on $12,500 down payment at 2.59% 5 year fixed term. Price and specifications are subject to change without notice. Renderings are artist concept. E.&.O.E. **Select suites, offer ends December 19, 2016, see sales rep for details.

Infusion Terrace Homes by Minto Chapman Mills Barrhaven from

Avalon Encore OrlĂŠans from

$189,900

$184,900

Up to $5,000 Design Centre Bonus OR $3,000 OFF base price PLUS 3 stainless steel appliances (fridge, stove, dishwasher)

Up to $5,000 Design Centre Bonus OR $3,000 OFF base price PLUS 3 stainless steel appliances (fridge, stove, dishwasher)

+ NO CONDO FEES FOR 1 YEAR** OFFER ENDS DECEMBER 19, 2016

tons of natural light

parking included

Chapman Mills Sales Centre 4005 Strandherd Drive 613-823-1900 ChapmanMillsSales@minto.com

3 appliances included

large balcony

no condo fees for 1 year

Avalon Encore Sales Centre 2370 Tenth Line Rd (across from Southfield Way) 613-834-6400 AvalonSales@minto.com

SUMMERSIDE WEST INVITES YOU TO CHOOSE VIBRANT & AFFORDABLE LIVING IN ORLÉANS

SUMMERSIDE WEST – YOUR IDEAL PLACE FOR MODERN FAMILY LIVING Summerside West is our thriving new community in Orléans. Ideal for energetic, modern families, your community is centred around a 27-acre park & pond complex. You’re also conveniently close to great recreation, entertainment and shopping. Make your best choice, visit our Sales Centre today.

ELEV. ‘A1’

VILLAGE HOME, THE APPLEBY ‘A1’ 1,100 SQ.FT. $224,990

SALES CENTRE HOURS

Monday - Thursday 1 pm-8 pm; Friday 1 pm-6 pm; Saturday, Sunday and Holidays 11 am-6 pm

MODEL HOME HOURS

Monday - Thursday 1 pm-7:30 pm; Friday 1 pm-5:30 pm; Saturday, Sunday and Holidays 11 am-5:30 pm

The Valleyfield Model Home in Half Moon Bay, Barrhaven

Townhomes

From 224,990 $

Detached Homes

SALES CENTRE 2496 Tenth Line Rd 613-837-5056

From 322,990 $

Proud Partner of the Canadian National Track Cycling Team

30' HOME, THE PRIMROSE II ‘A’ 1,864 SQ.FT. $454,990

36' HOME, THE PARKSIDE ‘A’ 2,669 SQ.FT. $451,990

43' HOME, THE WALNUT ‘A’ 3,218 SQ.FT. $524,990

All illustrations are artist’s concept. All dimensions are approximate. Prices, specifications, terms and conditions subject to change without notice. E.&O.E.

Iconic Homes and Communities METICULOUS SITE SELECTION

CLASSIC, TIMELESS, WITH A TOUCH OF MODERN

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BOUTIQUE APPROACH TO HOMEBUILDING

BEAUTIFUL NEW HOMES IN KANATA

ELEGANT NEW HOMES IN STONEBRIDGE

STUNNING ESTATE LOTS IN MANOTICK

SPECTACULAR NEW HOMES IN ROCKCLIFFE

KANATA

Stunning one-of-a-kind lots with natural rock features and unprecedented privacy.

BROWNSTONES NOW AVAILABLE STARTING FROM $475,000

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SALES PAVILION HOURS Mon – Thurs: 12 – 7pm Fri – Sun & Holidays: 12 – 5pm 100 Grand Manan Circle (corner of Huntsville Drive and Grand Manan Circle) 613.435.7751

Sign up online to receive Community Updates and exclusive access to new releases!

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LAST OPPORTUNITY! Last home available in Loreka Court

Harvard 545 957 $

Now $467 207 * 1,795

sq.ft.

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Luxurious single family home with walk-out basement. Offers granite kitchen countertops and beautiful hardwood on the ground floor, on staircase and in the hallway on second floor.

613.831.0126 171 LOREKA COURT STITTSVILLE

Small town charm, close to the city Singles from the $390’s* Semis from the $290’s* New 1 & 2 bdr. condos now available for rent!

613.257.4079 117 MCGREGOR ST. CARLETON PLACE

*See Sales Representative for details. Prices, specifications, features and offerings are subject to change without notice. E & O.E. Promotions may be changed and/or cancelled at any time without notice.

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Award winning homes Claridge Homes was honoured with two awards from the Greater Ottawa Home Builders’ Association at the 33rd Annual Housing Design Awards ceremony in October 2016. The Doyle model located at Spring Valley Trails in Navan won for Best Production Homes: Single Detached (2,001 - 2,600 sq. ft.) - $500,001 and over and our Strathcona model at Hunt Club Flats won for best Low Rise unit.

30th Anniversary Celebration In honour of Claridge’s 30th Anniversary, and in addition to the variety of luxurious features already included in the new Diamond Series single family homes, purchasers will receive a BONUS finished rec room in the basement. Plus, design your home your way with up to $10,000* to spend at the Design Centre!

*Prices and specifications are subject to change without notice. E.&O.E. Some conditions may apply.

Not available for inventory or move-in ready homes. See sales representative for more details.

Move in ready homes This Fall Claridge Homes is kicking off the new season and the anniversary of our 30th year with our best offers yet. As Ottawa’s largest builder of homes and condominiums we have plenty of move in ready homes waiting for you across the city. Ready immediately, or in as little as 4 weeks, we have homes big and small that will fit your unique lifestyle.

HELSINKI II B (Findlay Creek)

THE BREWER (Hunt Club)

Immediate Availability 2650 sq ft Single Home (Lot 148) Over $45K in upgrades Only $519,900

Immediate Availability 940 sq ft 2 Bed Condo Flat (Block C Unit 101) Only $270,900

JacKSoN (Barrhaven)

SuMMIT (Riverside South)

Immediate Availability 3030 sq ft Single Home (Lot 98) Over $30K in upgrades Only $602,900

Available in 16 weeks 2325 sq ft Townhome (Block 29 Unit 62) $3K Design Centre Bonus Only $353,900

QuEENSBy IV (Navan)

uNITy (Kanata)

Immediate Availability 1705 sq ft Townhome (Block 36 Unit 189) Over $60K in upgrades Only $324,900

Immediate Availability 1875 sq ft Townhome (Block 10 Unit 53) Over $30K in upgrades, corner unit Only $391,900

ClaridgeHomes.com

contents NOV 12 - 26, 2016 | VOLUME 16 ISSUE 21

PRESIDENT, YELLOW PAGES NEXTHOME

Jacqueline Hill EDITOR-IN-CHIEF / DIRECTOR OF CONTENT

Susan Legge DIRECTOR OF SALES, NATIONAL

Moe Lalani SALES MANAGER, EASTERN ONTARIO

Paul Bimm EDITOR

C06 018 Homebuying

ON THE COVER

26

Minto

The Starbucks Effect: Spotting the next ‘it’ neighbourhood

025 Housing Market

Most Canadian markets overvalued: CMHC Transitioning from the rink to the investment arena

036 Taxes

Condo Insert | C01-C16

advice

Spotlight on Condos

C10 Fundamentally Speaking

in every issue

014 Editor’s Note 030 Mortgage Rates

by Wayne Karl

A marriage of tastes: When two homes become one

by Marnie Bennett

028 GOHBA Report

by John Herbert

042 Neighbourhood Profile

+ online

property profile

trending

C05 GOHBA

Excellence on display at 33rd Annual Design Awards

Sonia Bell Elisa Krovblit Lydia McNutt

SALES CO-ORDINATOR, EASTERN ONTARIO

Sarah Khan

NATIONAL CIRCULATION MANAGER

John Jenkins

PRODUCTION MANAGER

Helen Pearce PRODUCTION CO-ORDINATOR

GRAPHIC DESIGNERS

Miguel Cea Mike Terentiev

PUBLISHED Saturdays, 2016 Publishing Schedule:

024 Home Smarts

040 Advertisers Index

Avalon Encore in an established community

CONTRIBUTING EDITORS

Let’s Talk Housing more than just a hashtag

The importance of lowrise infill solutions

026 Minto

Tammy Leung

Dennis Ng

Most Canadians missing out on 2016 tax savings: CIBC

034 Hot Properties

043 What’s Online

ART DIRECTOR

031 Investing

Avalon Encore in an established community

Your guide to new condo communities in the Gatineau and Greater Ottawa Area

Wayne Karl

NEIGHBOURHOOD

HOME SEARCH

MORE +PHOTOS +VIDEOS +ADVICE +INSPIRATION +TRENDING

WITH

DYNAMIC MAPS

LOOK FOR THE CIRCLE

Bi-weekly Jan.-June and Aug.-Nov. Monthly: July & Dec. 1 ADVERTISING Call 416.626.4200 for advertising rates and information.

CIRCULATION Free distribution in select hightraffic street boxes, stores, banks, financial institutions and select condominium sales offices.

COPYRIGHT 2016 All rights reserved by Yellow Pages Homes Limited. Reproduction in any form is prohibited. Contents of this publication are covered by copyright and offenders will be prosecuted under the law.

TERMS Advertisers, editorial content and New Condo Guide are not responsible for typographical errors, mistakes or misprints. All prices are correct as of press time and are subject to change without notice. E. & O. E. EDITORIAL Submissions from interested parties will be considered. Email to susan.legge@ ypnexthome.ca. The views and data expressed by columnists do not necessarily represent those of the publication.

Please recycle this magazine! Yellow Pages NextHome participates in the Partners in Growth Reforestation Program through St. Joseph Communications. To date, Partners in Growth has planted over 2.5 million trees in parks, recreation and conservation areas, and other public spaces across Canada. Established in 1990, this program was started with Scouts Canada to help replenish the environment.

Editors’ Notes

CARLINGWOOD

MORE PHOTOS ONLINE SUSAN LEGGE Editor-in-Chief / Director of Content Yellow Pages NextHome Email: Susan.Legge@ypnexthome.ca Twitter: @SusanLegge

ypnexthome.ca/carlingwood

Targeted info, for your benefit Before we launched our new look and website, YPNextHome.ca, we brought a formal focus group of Canadians together to ask about real estate. We specifically questioned what factors in someone’s life would make them want to move. One of the top three reasons was the desire to live in a different neighbourhood.

Respondents said they wanted access to better schools and amenities such as transit, shopping, greenspace and parks.

With so many areas for you to choose from, we created a Canadawide resource of neighbourhood information and listings – on a local

level. At YPNextHome.ca, you’ll find statistical information on more than 2,700 neighbourhoods, featuring data, listings, fun facts and more.

We’ve included interesting info on key residential neighbourhoods, including photos and video tours.

Check out the Carlingwood neighbourhood, for example.

We hope you’ll explore a few of the neighbourhoods we’ve curated for you on our website. Drop us a line and a photo showing what you love most about your favourite neighbourhood. We’d love to hear from you!

Nov. 22 – the beginning of our future

WAYNE KARL Senior Editor Yellow Pages NextHome Email: Wayne.Karl@ypnexthome.ca

+ get social 14 YPNEXTHOME.CA

At time of writing, many Canadians had their noses pressed into their wireless devices, checking their newsfeeds and social media channels for up to the second updates on the Nov. 8 U.S. presidential election.

And assuming common sense prevailed (last I checked, my own feeds forecast Hillary Clinton to win over Donald Trump in a landslide), we can all go back to our regularly scheduled lives. No need to worry about building walls between Canada and the U.S., Americans stampeding north to live here and other issues.

In Canada, business as usual now refocuses on our own reality –

improving the economy, creating jobs and working on a National Housing Strategy.

The culmination of months of consultation with federal, provincial and territorial ministers, industry experts and everyday Canadians, a report on the Strategy due on Nov. 22 will lay the foundation for a multi-lateral framework to be developed in 2017.

With the objective to create the cornerstone of sustainable, healthy and inclusive communities and a strong Canadian economy where we can prosper and thrive, Nov. 22 is, in many ways, the beginning of our future.

Interact with us on social media: ypnexthome

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Welcome to Northshore at Greystone Village, a limited collection of Riva Towns and Vista Singles alongside the Rideau River, steps to hiking, biking and water sports and minutes to downtown.

Featuring urban two-bedroom plus den Townhomes with contemporary features and two to three bedroom plus den Singles with meticulously finished and wellappointed spaces.

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RIVERSIDE SINGLES & TOWNS IN OLD OTTAWA EAST

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Renderings are Artist’s Concept. E. & O. E.

SALES CENTRE 175A MAIN ST.

Lees Ave. Exit

Metcalfe Exit

MON-FRI 11AM - 6PM SAT & SUN 12PM - 5PM

Trending

The Starbucks Effect

Spotting the next ‘it’ neighbourhood

By Sonia Bell WHEN IT COMES to real estate, the

“Starbucks Effect” has become a wellknown phenomenon. The premise is that if the popular coffee shop opens its doors in a neighbourhood, it’s a sure sign that the area has arrived.

But does Starbucks really have this kind of effect on an area, or is it all the other influencing factors that come before it that attracted Starbucks in the first place? In other words, Starbucks isn’t necessarily symptomatic of an area bound to go places, it’s the final stamp of 18 YPNEXTHOME.CA

approval. And, if this is the case, the key to making a good real estate investment is to get in before Starbucks sets up shop.

Realtors often say that a good investor will abide by the real estate saying “follow the money.”

According to Shannon P. Murree, sales representative at ReMax Chay Realty Inc., Brokerage in Barrie, Ont., “It’s always better to get in before the Starbucks because you want to be able to be ahead of the game, so to speak, before the numbers or the

market catches up.” If an investor buys into a market a few years prior to Starbucks, chances are, the money has started to come into the area, but hasn’t yet peaked.

Most savvy real estate investors or developers would agree that the evolution of a neighbourhood is one that occurs over many years. It also involves a multitude of factors that include such things as population, employment and wage growth, infrastructure improvements and land and housing development.

“When it comes to investors, one of the first things they need to determine is the tenant profile that they want to be able to attract.”

— Shannon P. Murree, ReMax Chay Realty Inc.

One way to foresee an increase in such factors is the arrival of large retailers; these organizations think long and hard before opening a new store and select locations in a meticulous fashion based on data, research and demographic information. “(Retailers and builders) that are going to be developing in that neighbourhood have already done all the market research to make sure it’s worth their while before making that kind of investment,” says Murree.

Such retailers enter a neighbourhood because their research – insight into city planning and economic development departments, for example – indicates the economy and employment there are expanding.

These retailers play an important role in providing additional jobs,

servicing the growing community and affording the kind of amenities builders count on when they market new developments.

According to Murree, “When it comes to investors, one of the first things they need to determine is the tenant profile that they want to be able to attract. If you’re looking for Millennials, what is it that attracts Millennials to an area? If you’re going to be a strategic, savvy investor, of course the community, the Walk Score, the market reports, all of those things are going to influence your purchase decision.”

For investors Eryn and Steve Lorriman-Morreau, co-founders of Effective Land Management Solutions (ELMS), retail helps determine the demographic the area will attract.

“Retail in a neighbourhood, especially quality anchor stores, is a good indication that the area is stable…

We’d rather see a Walmart or another large retailer in a community (over Starbucks), as these cater to a wider demographic and an indicator of an up and coming area.”

The presence of major retailers is an important part of the selection process for builders and developers. “The absolute truth in land acquisitions is that there is an ordering to how we pick locations (neighbourhoods),” says Brian Johnston, chief operating officer at Mattamy Homes, Canada’s largest home builder, with low- and highrise communities in Ontario and Alberta, as well as in the U.S. “Generally, the neighbourhood picks us, as opposed to the other way around.

“As an example, we may want to build townhouses in tony Forest Hill in Toronto. However, it is

likely that the best we will find is a highrise site on the periphery of that neighbourhood. Sites get brought to our attention and we vet the opportunity. We assess things such as schools, parks, transit, roads and shopping to determine whether the opportunity is a viable one. There are vast differences in the availability of services and amenities when comparing greenfield communities on the urban fringe, compared to infill sites, but this is reflected in the selling price of the homes.”

One way developers solidify their proximity to retail is by tapping into the “mixed-use” condominium trend, where retail is located within the building itself. Builders are foregoing homogeneous developments that are strictly residential, and instead building communities that entail parks and retail and other amenities.

Take for example, E Condos at Yonge and Eglinton, Minto Westside at Front and Bathurst, or Ice District in downtown Edmonton. These developments are a few of many that will introduce retail into their projects. Once they are complete, the ripple effect will ensue. There will be a huge draw for people to live in these condos, wanting direct access to the amenities. It’ll also bring foot traffic to the area from other nearby neighbourhoods, which will then spark more development from retailers who also wish to be near that increasing traffic.

Of course, these communities take time to develop. But once they’re complete, investors who get in at the right time could be rewarded with price appreciation, as well as an attractive product for prospective renters.

NOV 12 - 26, 2016 | NEW HOME & CONDO GUIDE EASTERN ONTARIO 19

3 incredible eQ Homes’ communities.

3 home styles to choose from.

30 days to save.

Find your Dream Home at any of these three fabulous communities ROCKLAND

SINGLES – HIGH $300’S TOWNS – HIGH $200’S CONDOS – HIGH $200’S 235 L’etang Street, Clarence-Rockland

613.862.0167

KEMPTVILLE

SINGLES – LOW $400’S TOWNS – MID $300’S 88 Equinelle Drive, Kemptville, Off County Road 44

613.258.6488

STITTSVILLE

SINGLES – MID $400’S TOWNS – HIGH $300’S CONDOS – HIGH $200’S 339 Bobolink Ridge (off Fernbank Rd.)

613.404.8075

THREE FULLY FURNISHED, DESIGNER DECORATED MODEL SUITES

GOHBA AWARDED

2016

The

COMMUNITY OF THE YEAR

THREE FULLY FURNISHED, DESIGNER DECORATED MODEL SUITES

Learn more at

Promotion valid till November 21st, 2016. See sales representative for details. Not to be combined with any other offer. Prices and specifications are subject to change without notice. E. & O. E.

eqhomes.ca

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Buy By November 27th and Get Our FALL BONUS PRICING

BARRHAVEN CONDO LOFTS New Prices - Condos from

Move-in ready homes available 2 or 3 bedroom lofts with ELEVATOR Barrier free layout Chance to win your mortgage for a year

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Affordable Value in Barrhaven Carefree living with no yard work or snow removal!

194 Springbeauty Ave. Call (613) 440-0304 * See sales consultant for details. Prices, terms and speciďŹ cations are subject to change without notice. E & O.E.

NOV 12 - 26, 2016 VOLUME 16, ISSUE 21, FREE

EASTERN ONTARIO EDITION

HOUSING DESIGN AWARDS WINNERS REVEALED...

YOUR PULL-OUT GUIDE to highrise, conversion, loft, terrace & townhome condo projects

spotlight on condos

WHEN LIFE BECOMES AN ART

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VISIT US TO DISCOVER OTTAWA’S NEW STANDARD SALES GALLERY 264 RIDEAU STREET, OTTAWA MONDAY TO THURSDAY: 12:00 PM TO 6:00 PM WEEKENDS AND HOLIDAYS: 12:00 PM TO 5:00 PM (CLOSED ON FRIDAYS)

REGISTER NOW | ARTHAUSCONDOS.COM | 613 909 3223 *This offer is subject to change without notice and cannot be combined with any other offer or promotion, unless indicated otherwise.

Valid for a new purchase only from Octobert 1st to Octoberr 31st, 2016. Certain conditions may apply. Prices may vary according to available stock.

Details at the Sales Gallery. © DevMcGill All rights reserved 2016. Specifications are subject to change without notice. Rendering is artist’s concept.

Exclusive Listing Brokerage: TradeUp Real Estate Inc., Brokerage. Brokers Protected. E. & O.E. 2016.

Our showroom shows more than just trims and fixtures.

a domicile development

Visit our condo Presentation Centre at 223 Main Street, Ottawa: MON - THURS: 12 PM - 6 PM SAT - SUN 12 PM - 5 PM

cornersonmain.ca

spotlight on condos

Red Bench from Tim desClouds’ Angling For The North Star series

The Corners on Main is the perfect intersection of culture and craftsmanship. Our condo presentation centre has already become a hot spot for many local artists and community events. Stop by to see what’s going on and get a glimpse of what the future holds for Old Ottawa East.

C3

E IN MOV YEAR THIS

spotlight on condos

DOWNTOWN LIVING RICHCRAFT STYLING

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condos + lofts IT’S ON ITS WAY. The Bowery Condos by Richcraft. Located at 255 Bay — just steps from the Lyon Street LRT station. European appliances, quartz counter tops, hardwood a place to gather, lounge, eat, swim and workout. Presentation Gallery: 136 Bank street.

MODERN STUDIO, 1+2 BDRM + 2 STORY LOFTS FROM $194,000

THEBOWERYCONDOS.CA • 613.695.7577

Greater Ottawa Home Builders’ Association | 33RD ANNUAL DESIGN AWARDS

condo cover story

Excellence on display OTTAWA’S TOP builders, architects and designers were honoured at the recent 33rd Annual Design Awards Gala. Judges awarded trophies based on innovation, excellence and variety of design. The awards ceremony is held each year by the Greater Ottawa Home Builders’ Association (GOHBA) and presented by the Ottawa Citizen.

Judges felt that Ottawa designers provided a balance between modern and traditional styles.

With a mix of veterans and newbies, this year’s gala showcased Ottawa’s best of the best.

This year also marks the 65th anniversary of the GOHBA. “The Greater Ottawa Home Builders’ Association is more active and vibrant than ever,” commented GOHBA President Bob Ridley. “This year’s Annual

Housing Design Awards Gala was a very tangible demonstration of our industry’s vitality and enthusiasm.”

This year saw one of the highest turnouts, with 568 attendees from more than 100 companies. Judges reviewed 273 submissions; 179 went on to be finalists in their respective categories, and 80 trophies were ultimately distributed in the 58 categories.

RND Construction was one of the biggest winners of the evening, taking home awards for Custom Builder of the Year and Renovator of the Year. Christopher Simmonds Architect was another big winner, taking home eight trophies.

Another familiar face was Chuck Mills Design, awarded Designer of the Year for the second straight year.

spotlight on condos

PHOTOS BY JUSTIN VAN LEEUWEN

Modern beauty at Ottawa’s Design Awards Gala

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spotlight on condos

Winners included:

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Production Builder of the Year For more than 60 years, Minto has forged a reputation for delivering quality homes, and was named Production Builder of the Year in 2012, 2014 and now in 2016 by the Ontario Home Builders’ Association. Minto’s reputation as a Green builder is also recognized having been named Ontario Green Builder of the Year five times in the last eight years by EnerQuality and the OHBA. Community of the Year eQ Homes, a relatively young builder in the Ottawa market, was awarded Community of the Year for eQuinelle, a lifestyle community in Kemptville. Only minutes south of Ottawa and 250 metres from the Rideau River, eQuinelle surrounds the

exceptional eQuinelle Golf Course. Bracketed by parks and nature trails, the course is a mere two km from the heart of Kemptville. The convenience of urban living combines perfectly with this lifestyle community. eQ Homes also took home two trophies for Production Home, Single-Detached 2,000 Sq. Ft. Or Less (under $400,000 and over $400,000) for The Dumont and The Alexander, both in Clarence Crossing.

The Dumont is a two-bedroom plus den bungalow model measuring a generous 1,640 sq. ft. This elegant home has a warm, traditional feel with an inviting covered porch, French doors leading to the den, vaulted ceiling, and a spectacular gas fireplace.

The Alexander is a three-bedroom

bungalow measuring 1,848 sq. ft. with an optional sunroom included. It has an upscale farmhouse feel, and is well-crafted in every detail. A covered porch leads to the foyer where a set of double doors can be added to create an even grander entrance.

The open-concept living space is tailor made for both entertaining and enjoying quiet times with family.

People’s Choice Award Sierra Gate Homes won The Ottawa Citizen’s People’s Choice Award for its custom built home on Daniel Avenue in Westboro.

Sierra Gate specializes in custom built homes, renovations and additions. Their home on Daniel Avenue is ultra-modern with distinct lines and angles.

Design Awards Production Kitchen (160 sq. ft. or less) Deslaurier Custom Cabinets with HN Homes & Leonhard Vogt Design: The Parkway Kitchen

Production Kitchen (161 sq. ft. or more) Kitchencraft: Timeless Sophistication

Production Bathroom Deslaurier Custom Cabinets with RND Construction & Christopher Simmonds Architect: Riverpark Green Bathroom

Custom Kitchen (180 sq. ft. or less) – Traditional

Complete list of winners

Custom Bathroom (101 sq. ft. or more) – Traditional

Custom Urban Home (2,400 sq. ft. or less) Contemporary

Cardel Homes with Deslaurier Custom Cabinets: Ironstone Custom Ensuite

Roca Homes: A {Natural} Infill

Custom Bathroom (101 sq. ft. or more) Contemporary Astro Design Centre with Gordmay Construction Services Inc.: Ensuite Retreat

Anywhere in the World

Southam Design Inc.: Powder Room with Sparkle

Custom Urban Home (3,501 sq. ft. or more) - Traditional

Production Homes: Attached (2,000 sq. ft. or less)

Production Homes: Attached (2,001 sq. ft. or more)

Laurysen Kitchens: Provincial Blue

Valecraft Homes: The Bassett

Custom Kitchen (181 - 240 sq. ft.) – Contemporary

Production Homes: Single Detached (2,000 sq. ft. or less) $400,000 and under

Custom Kitchen (241 sq. ft. or more) - Contemporary $75,000 and under Roca Homes: Simply Tasteful

Custom Kitchen (241 sq. ft. or more) Traditional $75,001 and over Chuck Mills Design with Amsted Design Build: Wicklow Kitchen

Custom Kitchen (241 sq. ft. or more) Contemporary $75,001 and over Gerhard Linse Design Inc. with Crossford Construction Ltd.: Red Lipstick Kitchen

Custom Bathroom (100 sq. ft. or less) – Traditional Amsted Design Build: Percy Renovation

TIE Custom Bathroom (100 sq. ft. or less) - Contemporary Design First Interiors: Magical Modification

TIE Custom Bathroom (100 sq. ft. or less) – Contemporary Tego Bathroom Design: Transformation: Closet to Spa

Exterior Living Space

Linebox Studio Inc.: Echo Drive

Custom Kitchen (181 - 240 sq. ft.) - Traditional

Cardel Homes with Deslaurier Custom Cabinets: Ironstone Custom

Gerhard Linse Design Inc. with Crossford Construction Ltd.: Green Door Infill

Barry J. Hobin and Associates Architects Inc. with Cada Construction: 172 Clemow Avenue – Entrance

Custom Bathroom (Powder Room)

Laurysen Kitchens: Multiple Neutrals

Custom Kitchen (241 sq. ft. or more) Traditional $75,000 and under

Exterior Details Custom Urban Home (2,401 - 3,500 sq. ft.) - Traditional

Christopher Simmonds Architect with RND Construction: Wellington Serenity

Richcraft Homes: The Cambie Urban Town

Laurysen Kitchens: Unique Charm

Christopher Simmonds Architect with RND Construction: Revelstoke Drive

Custom Urban Home (2,401 - 3,500 sq. ft.) – Contemporary

OakWood: Bone to Pick

Custom Kitchen (180 sq. ft. or less) – Contemporary

Any Room in the House

eQ Homes: Clarence Crossing – Dumont

Production Homes: Single Detached (2,000 sq. ft. or less) $400,001 and over eQ Homes: Clarence Crossing – Alexander

Production Homes: Single Detached (2,001 - 2,600 sq. ft.) $500,001 and over Claridge Homes: Doyle Model

Production Homes: Single Detached (2,601 - 3,500 sq. ft.) $750,000 and under HN Homes with Christopher Simmonds Architect and Leonhard Vogt Design Inc.: The Aston

Production Homes: Single Detached (2,601 - 3,500 sq. ft.) $750,001 and over Campanale Homes: The Rogue Two-Storey Single

Community of the Year eQ Homes: eQunielle

Barry J. Hobin and Associates Architects Inc.: The Cottage at Backwards Bay

Chuck Mills Design: Hillcrest Custom

Green Production Home of the Year - Single

Custom Urban Home (3,501 sq. ft. or more) Contemporary

RND Construction with Christopher Simmonds Architect: Riverpark Green

Art House Developments: Highland

Green Custom Home of the Year - Single

Custom Urban Home Multi-unit (2-6 units)

Christopher Simmonds Architect with RND Construction: Revelstoke Drive

Art House Developments: Japanese Putman

Green Custom Home of the Year - Attached

High Rise Building (50 units or more)

Art House Developments: 121-123 Putman

Christopher Simmonds Architect: The Eddy

Green Renovation

Low Rise Unit

RND Construction with Ha² Architectural Design: Stairway 2 Haven

Claridge Homes: Strathcona

Production Builder of the Year Mid to High-Rise Unit

Minto Communities Inc.

Barry J. Hobin and Associates Architects Inc. with Minto Communities: 1902 at The Rideau

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Designer of the Year Chuck Mills Design

Renovation $100,001- $200,000 Christopher Simmonds Architect: Elm Street

COLONEL BOSS TROPHY – PERSON OF THE YEAR David Renfroe

Renovation $200,001 - $350,000 Gerhard Linse Design Inc. with Goodeve Structural Inc.: Simply Nautical

FRED NIELSEN TROPHY – COMPANY OF THE YEAR Rogers Communications

Renovation $350,001 - $500,000 Ha² Architectural Design with RND Construction: Stairway 2 Haven

ENBRIDGE HALL OF FAME AWARD

Greenmark Builders Inc.: Little Big House

Basement Renovation

OTTAWA CITIZEN’S PEOPLE’S CHOICE AWARD

Custom Home (3,501 sq. ft. or more)

Housing Details

Custom Home (2,400 sq. ft. or less)

Just Basements: A Place to Relax

Harding Heating and Air Conditioning

Sierra Gate Homes: Daniel Avenue Art House Developments: ZigZag Stairs

Cardel Homes: Ironstone Custom NOV 12 - 26, 2016 | NEW HOME & CONDO GUIDE EASTERN ONTARIO C7

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Advice | FUNDAMENTALLY SPEAKING

More than just a hashtag

By Wayne Karl

MORE ADVICE ONLINE ypnexthome.ca/news/advice

#

#

#

THE NEXT COUPLE weeks are crucial

in Canada’s housing market. No, it has nothing to do with the fall sales period, or any lull expected from the oncoming holiday season.

It’s all about policy – seeing the real impact, over a longer period, of the latest round of changes to mortgage regulations – and what is to come from the federal government’s recent efforts to begin building a National Housing Strategy.

Ottawa’s Let’s Talk Housing initiative (#LetsTalkHousing in social media vernacular) wrapped up consultations in late October, and is now working toward tabling the results on Nov. 22.

For anyone expecting a full-on housing policy on that date – best not hold your breath. After consulting provincial bodies, industry experts and others, including everyday Canadians, Ottawa now faces a daunting task. As necessary and noble as the effort is, the near impossible challenge now is to come up with a national strategy that addresses the multiple and varied issues, and executes a vision that is equitable across differing economies, markets and conditions. From affordable housing to rental markets to home ownership, the issues are complex and far-reaching.

Good luck.

At least this time, the government had the good sense – as it should with a matter so comprehensive and serious – to consult with multiple sources for input and ideas on the future of housing in Canada. Topics C10 YPNEXTHOME.CA

range from finance and data to social inclusion and sustainability.

For an example of the opposite, take the latest round of mortgage rule changes. Taking effect Oct. 17, the regulations were intended to reduce housing activity, slow home price growth and mortgage indebtedness.

They are also, however, making it more difficult for first-time buyers, at a time, in many markets, where it’s already difficult enough to get into home ownership. In Toronto, affordability is a serious issue, and these changes make it harder to buy a home. In Edmonton and Calgary, pile these new rules on top of an already sagging economy and housing market.

Indeed, this latest round of rule changes reduce one risk but create another, says Canadian housing market economist Will Dunning.

Subsequent effects could include a severe reduction in housing market activity and negative effects in the broader economy.

“The government is aiming to reduce the risk of a housing market implosion,” he says. “The new policy is based on a future event that is possible, but has a low probability of occurring – that in five years,

mortgage interest rates could be more than two points higher than they are today. In so doing, it is creating a risk that is also possible, and seems to have a higher probability of occurring – that its policy could have severe negative effects for the housing market and the broader economy. It would be useful to have more public discussion on the trade-off of risks.”

All of this foreshadows the challenge of developing a National Housing Strategy, when, in fact, a “national housing market” doesn’t exist. How to devise a policy that is fair and equitable across a country as vast as Canada, with regional economies and wildly varying real estate markets?

Let’s Talk Housing is more than just a hashtag. It’s only the beginning of meaningful, ongoing discussion.

Wayne Karl is an award-winning writer and editor with experience in real estate and business. In Fundamentally Speaking, Wayne explores the basics – such as economic fundamentals – you need to examine when buying property. He can be reached at wayne.karl@ypnexthome.ca or follow him on Twitter at Twitter.com/ WayneKarl

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Advice | HOME SMARTS

A marriage of tastes When two homes become one

By Marnie Bennett

MORE ADVICE ONLINE ypnexthome.ca/news/advice

I SPEND A LOT of time with couples who are buying their first home together. It’s often enlightening to watch them agree, disagree and compromise until they’ve found the home that clicks for both of them.

When the right decision has been made, both parties breathe a huge sigh of relief... for about two weeks.

Then it’s time for round two: whose stuff do you keep?

Just a couple of generations ago, it was common for newlyweds to move straight from their parents’ homes into their own. That meant they needed everything, from teaspoons to a bedroom suite. Couples collected their belongings together, virtually from scratch.

Today, this scenario is rare. While singles may not own their own homes – though many do – nearly all have rented their own places and amassed a good deal of furniture, appliances, et cetera along the way. And it’s human nature to become attached to our possessions.

In some cases, one partner owns the obviously superior dining table. In others, when both partners love their belongings, there’s real potential for hurt feelings. My first rule of merging households: be respectful. You don’t have to pretend to like the framed poster of dogs playing poker, but express your feelings as diplomatically as possible. Accept that compromise is necessary on both sides. If you want to confiscate his decorative swords, you may have to surrender the dried flowers.

You may be surprised to find that 24 YPNEXTHOME.CA

combining your styles can work, if your pieces are good and the scale is right; pick up any decorating magazine and you’ll see antiques, vintage and contemporary furniture mingled together to beautiful effect.

When your beloved things simply look wrong together, it may be necessary to “give” the bedroom to one partner while the other gets the living room.

Ideally, you can come up with a furniture placement plan and sell your unneeded possessions before the big move. When opinions clash over a specific item, though, biding your time can be a less painful way to resolve the issue. As you naturally develop tastes in common, the pieces that don’t look quite right will migrate to the basement, replaced by newly

acquired pieces that both of you love.

And one day, you may find your patience rewarded with these wonderful words: “Whatever you like, honey.”

To receive a free copy of a new special report titled “Homebuyers: How to Save Thousands of Dollars When You Buy” email sales@bennettpros.com Marnie Bennett is a broker and team leader for Bennett Property Shop Realty, a full premium service real estate brokerage specializing in marketing and selling new and resale homes, condominiums and investment real estate. Marnie is the host of two weekly radio shows Marnie’s Real Estate Hour and The Real Estate Edge, a millionaire real estate investor and a wealth management coach. bennettpros.com

Trending

Most Canadian housing markets overvalued, price growth to slow through 2018: CMHC CANADA MORTGAGE AND HOUSING CORP. (CMHC) is finding strong

evidence of problematic conditions for Canada’s housing markets. Home prices have surpassed economic fundamentals like personal disposable income and population growth, resulting in overvaluation in many Canadian housing markets. However, the combination of overvaluation and overbuilding should help slow the growth in resales and house prices and lead to a moderation in the pace of housing starts.

This analysis is the result of combined insight from two major CMHC reports published concurrently for the first time: the Housing Market Assessment (HMA) and Housing Market Outlook (HMO).

According to the HMA, Canada now shows strong evidence of problematic conditions overall due to overvaluation and price acceleration. CMHC’s last HMA report in July flagged the likelihood of seeing this evidence, by the fall.

In addition, overvaluation continues to be detected in nine census metropolitan areas (CMAs) across the country and overbuilding in seven.

The HMA serves as an early warning system, alerting Canadians to areas of concern developing in our housing markets, so that they may take action in a way that promotes market stability.

Meanwhile, the HMO highlights important regional differences in housing activity which will gradually dissipate over the forecast horizon. At the national level, housing starts and MLS sales are expected to decline slightly in 2017 before stabilizing in 2018 to levels more consistent with economic fundamentals and demographic changes. The HMO is

MORE TRENDING ONLINE ypnexthome.ca/news

a forecasting tool which provides a range of possible outcomes to better help Canadians in their decisionmaking process.

REGIONAL REPORTS: » The Toronto housing market is showing strong evidence of problematic conditions, in part due to imbalances between house prices and fundamental drivers like incomes and population growth.

These imbalances are expected to moderate through a slow-down in home price growth in 2017 and 2018 as factors such as rising mortgage rates and modest job growth later in the forecast period lead to resales moving off their record highs. » Housing demand in Vancouver is partially supported by robust employment growth, a growing population and low mortgage interest rates. These factors are expected

to remain solid through 2018. That said, some moderation in housing starts and resales is forecast for 2017 and 2018, as the market continues to adjust to recent policy changes as well as an overvaluation of home prices. Price growth is also expected to slow, which should help to alleviate some of the imbalances currently detected by our HMA. » In the Prairie region this year, low commodity prices continue to impact investment, employment and housing demand. The result is slower new-home construction as builders focus on selling their existing stock of new homes, especially multi-family units. Housing starts are forecasted to stabilize in 2017 as inventory reduction continues to hold back growth. By 2018, reduced inventories, stronger economic and employment growth will help boost new home construction.

NOV 12 - 26, 2016 | NEW HOME & CONDO GUIDE EASTERN ONTARIO 25

Property Profile | MINTO

cover story

Kinghurst 30’ Single Family Home, Show Home, Avalon Encore, Orléans

Avalon Encore An integrated community of single-family homes, townhomes, and terrace homes — all set in an established neighbourhood filled with parks, playgrounds and a pond DISCOVER YOUR new home and

community! Minto’s Avalon Encore is located in the heart of a vibrant Orléans neighbourhood, one that’s home to a diversity of families, firsttime homeowners and downsizers.

Here, residents get to know one another at regular community-led events, at parks and playgrounds, or while walking the dog by the scenic pond that edges Avalon Encore. They appreciate the benefits of living just minutes from the Millennium Park sports fields and the 26 YPNEXTHOME.CA

François Dupuis Recreation Centre, while also enjoying the convenience of a short 20-minute commute to downtown Ottawa.

Avalon Encore attracts a lively and discerning mix of homeowners who love having so many choices in one community. A wide array of singlefamily homes set on 30-, 36- and 43-ft. lots offer something for every size of family. Spacious two-storey models like the Marquette and the Stanley appeal to busy families, with extra rooms that can be set up as

bedrooms, dens or home offices.

Meanwhile, small families and those looking to downsize will be drawn to Minto’s townhomes. The three- and four-bedroom executive townhomes offer two storeys and a basement, while the two- and three-bedroom avenue townhomes occupy three storeys with no basement level.

Avalon Encore charms first-time homeowners with the infusion terrace home, which starts at a very affordable $184,900. This two-storey home has the feel of a loft, with large

Location

Orléans Builder

Minto Development

Avalon Encore Home Type

Single-family homes, executive townhomes, avenue townhomes and infusion terrace homes Sales Centre

2370 Tenth Line Rd., open Monday to Thursday noon to 8 p.m., Friday noon to 6 p.m., weekends and holidays 11 a.m. to 6 p.m.

Contact Tahoe Executive Townhome, Show Home, Avalon Encore, Orléans

Infusion Terrace Home, Show Home, Chapman Mills, Barrhaven

Mackenzie 60’ Single Family Home, Show Home, Arcadia, Kanata

613.834.6400 avalonsales@minto.com

windows allowing natural light to flood into the open-concept kitchen, living room, and dining room on the main floor. Sliding doors open out onto a generous 80-sq.-ft. balcony — large enough for your patio set and that herb garden you’ve always meant to plant. Upstairs, an airy landing opens onto the spacious master bedroom, a spare bedroom, and the main bathroom. Here, as well, sunlight streams in through sizeable windows, while floor-to-ceiling closets make organization a breeze.

When you buy your Infusion Terrace Home, the purchase price includes appliances, parking and, until Dec. 19, 2016, the first year of condo fees. With all of those extras paid for, monthly mortgage payments start at a very affordable $955. Use those savings to decorate your first home, setting it up with the furniture and housewares you’ve been dreaming about.

The Avalon Encore Sales Centre is now open, giving you the chance to stop in, view the floorplans for yourself, and plan your tour of Minto’s signature showhomes in Avalon Encore. The showhome for the Infusion Terrace Home is located at Minto’s Chapman Mills community in Barrhaven.

NOV 12 - 26, 2016 | NEW HOME & CONDO GUIDE EASTERN ONTARIO 27

Advice | GOHBA REPORT

The importance of lowrise infill solutions

By John Herbert

MORE ADVICE ONLINE ypnexthome.ca/news/advice

DEVELOPMENT IN existing neighborhoods has been a hot topic for quite some time. As long as there have been mature neighborhoods, there have been people looking to build new projects within them. This has led to countless discussions – some heated – about what should and should not be done, and as a result the city has been forced to respond with increasingly restrictive zoning regulations. Whatever your position with respect to the style of housing units being built, it is important to understand the social and urban benefits that low-density infill development brings to a neighborhood.

When we talk about lowdensity infill development, we are referring to new custom homes, semi-detached homes and similar developments being built throughout the city. We all have an attachment to our neighborhoods and so it stands to reason that any change to what we are used to can be emotional and cause for concern.

However, infill development should be encouraged because of the high value we place on our neighborhoods and communities.

While it is easy to think of our mature neighborhoods as being static, it is more accurate to think of them as being in a constant state of change. In some areas the change is gradual, while in others it is occurring at a surprisingly rapid rate.

We are seeing this in Hintonburg and 28 YPNEXTHOME.CA

Mechanicsville, among other areas.

But even older neighborhoods such as the Glebe or Old Ottawa South continue to evolve over time. And it is good that this is happening, because change is essential for maintaining active communities. We say this because change is proof of engagement, of having an interest and an opinion.

If we focus this line of thought on development, it becomes apparent that low-density infill plays a critical role in the urban fabric. While hundreds of smaller condominium units have been brought to market recently in higher density projects, these units are not of a sufficient size to allow for long term occupancy and rarely result in occupants who become involved with the local community.

Low density infill on the other hand, offers a viable long term option for people looking for a home in an existing neighbourhood.

Residents of these projects tend to live in them for much longer periods of time, and in so doing tend to become involved in their communities in one way or another.

Regardless, a portion of the population sees infill as an intrusion into their neighborhoods and among their complaints are the size of the developments and the style of the architecture. While some will feel that new buildings in older neighborhoods should mimic the style of the existing houses, we need to be cautious about the possibility of creating thematic or pseudo-historical projects that are being built to emulate a style of the past. Trying to build a copy can be a recipe for uninspired design.

We need to consider a mindset where new projects are respectful of the character of a neighborhood

and use these cues to develop an architectural style that reflects modern values. Even the most highly protected heritage neighborhoods in the city are governed by regulations stating that new construction is to be “of its time.” We must be mindful of the neighbourhood context and ensure that its unique qualities are diligently included in the design of all infill buildings. When properly executed, this offers streetscapes with a rich tapestry of architectural styles with buildings that speak to the individuals that make up the whole, that speak of community.

When we consider infill at the level of urban design, the size and massing of an infill project is critical.

Because these developments are typically built on existing vacant lots, or on lots that had a modest-sized house, a new build can have an imposing presence on the street. But these initial impressions need to be considered against a bigger picture urbanistically. Ottawa is a growing city, and growing cities need to allow for increases in density along with new housing typologies to foster their growth. And as with most North American cities, we must manage factors such as suburban growth and access to affordable housing. If density is kept low enough to create a scarcity for urban housing, the cost of these projects will drive people towards more affordable options

in the suburbs. Likewise, access to affordable housing has become a big enough issue that the province is now promoting “inclusionary zoning” measures that seek to include affordable housing types in all forms of development. All of this points to a need to have a somewhat elevated level of density within our urban boundary. There are a number of examples that demonstrate how density can be designed in ways that meets a size requirement while being respectful of existing or mature neighborhood character.

When we speak of infill development, we are really talking about fostering a sense of community. This is the true value

of mature neighborhoods and it an ethereal element that cannot be built. Infill becomes about adding something to the community, an element that will adjust the background of the neighborhoods of our city which have stood for decades and nudge them in a slightly different direction. They are a symbol of individuality, of uniqueness, of a cyclical change that is constantly in motion. These communities will never be the same, they will never look back, and that is something to be embraced.

John W. Herbert is executive director of the Greater Ottawa Home Builders’ Association. He can be reached at 613.723.2926, ext. 224, or visit gohba.ca

NOV 12 - 26, 2016 | NEW HOME & CONDO GUIDE EASTERN ONTARIO 29

Homebuyers’ Help

Compare mortgage rates for your best deal CHARTERED BANKS

variable

ATB Financial

2.5

Alterna Bank

2.45

Bank of Montreal Bank of Nova Scotia

1 year

2 years

3 years

4 years

5 years

4.1 4.10op 4 6.30op

3.04 4.10op 2.79 6.30op 3.09 6.95op 3.29 6.50op 3.14 6.30op 2.84 6.35op 3.14 3.14 6.35op 2.84 3 3.20op 3.14 6.70op

2.39 4.10op 2.69

2.54

2.59

2.59

2.49

2.69

2.48

3.19

3.59

4.09

2.59

3.09

3.39

3.89

4.49

3.04

3.65

4.2

4.74

2.79

2.44

4.09

4.79

3.04 2.45

3.65 3.39

4.39 4.09

4.64 2.65

2.84 2.94

2.84 2.84

2.89 2.79

2.89 2.89

3.04

3.39

2.64

2.74

2.79 2.34

3.34 2.44

3.99 4.39

4.44 4.64

2.84

3.44

2.39

2.59

3.24

3.49

3.69

3.79

2.7 2.9

Canadian Western Bank CIBC

6 months

6.95op 4.55 6.45op 4 6.45op

2.7 6.95op

Equitable Bank HSBC Bank Canada

2.65

ICICI Bank Canada Manulife Bank

2.75 2.6

National Bank

n/a

President’s Choice Finan Royal Bank

2.7 2.6

TD Canada Trust

2.6

Tangerine

2.7

4.45 6.20op 4.45 4.4 6.70op

6.75op

3.14 6.75op 3.04 4.00op 3.19

TRUST COMPANIES Community Trust Effort Trust

n/a n/a

Home Trust Investors Group Trust

2.25 n/a

MTCC

2.9

6.5 4.45 6.30op 3.95 4.2 6.50op 4.55 6.45op

3.14 3.35 6.30op 2.69 3.14 6.30op 3.29 6.50op

3.25 3.5

3.95 3.7

4.39 4.3

4.64 4.35

2.14 3.09

2.34 3.39

2.59 3.89

2.49 2.45

3.09

3.39

3.89

4.49

4 6.30op 6.2 6.40op 3.1 4.25 6.50op 4.2 6.50op

2.79 6.30op 2.84 6.30op 2.29 2.89 6.50op 3.14 6.30op 3.25 6.25op 2.84 6.30op 2.99 6.30op 2.8 2.95op 2.39

2.69

2.49

2.69

2.48

2.89

2.95

2.99

2.89

2.24 2.79

2.39 2.89

2.49 2.95

2.59 2.89

3.09

3.39

3.89

4.64

3.2

3.65

4

4.5

2.79

2.64

3.89

2.44

2.69

3.49

3.99

4.54

2.85

2.95

3.05

3.15

2.39

2.39

2.49

2.49

OTHER FINANCIAL INSTITUTIONS Alterna Savings

2.45

Comtech Fire C.U.

2.45

First National Fin. LP IC Savings

2.7

London Life

n/a

Luminus Financial

3.25

Meridian Credit Union

2.4

PACE Savings & C.U.

4 5 6.70op

Parama Credit Union

2.65

Steinbach Credit Union

2.25

ONLINE CALCULATOR ypnexthome.ca/mortgage-calculator Notes: **Interest rate charged subject to adjustment during term mortgage. Please consult institution for term of years available. All rates are prime rates and subject to change without notice.

R.O.R. RATES ON REQUEST op OPEN ----- NOT QUOTING N/A NOT AVAILABLE Nov 7, 2016. Prepared By Fiscal Agents Financial Information Services 905.844.7700

30 YPNEXTHOME.CA

Trending

After the show

Hockey Wives’ Kodette and Jason LaBarbera move from the rink to the investment property arena

By Wayne Karl

SPEND A FEW MINUTES watching W Network’s reality series Hockey Wives, and you quickly realize two things. One – it’s not at all like any of those Real Housewives shows riddled with F-bombs and B-words. And two – it has a decidedly Canadian element of humility to it.

Of any “wives” show, you might expect one featuring hockey would be filled with drama. But there are no cat fights here. Sorry.

The cast seems real, reasonable and grounded.

Notable among them is Kodette LaBarbera, wife of recently retired NHL and AHL goalie Jason LaBarbera, and mom to 7-year-old Ryder and Easton, 5. Among the cast of models, TV personalities and entrepreneurs, Kodette stands out as one of the stars of the show.

Hockey Wives provides a glimpse into the family’s challenges with

a suitcase lifestyle, with Ryder’s autism and Kodette’s mission to raise awareness and funds for the cause.

And in season two recently ended, we learn of Jason’s impending retirement and the LaBarbera’s growing interest in real estate.

New Home & Condo Guide spoke to Kodette about the family’s transition from the hockey rink to the investment property arena. …continued on page 32

NOV 12 - 26, 2016 | NEW HOME & CONDO GUIDE EASTERN ONTARIO 31

Q+A …continued from page 31

NH&CG: How did you and Jason get started investing in real estate? On the show, you discussed buying an 18unit complex in Nelson, BC, but you also own two single-family homes in Calgary as investment properties…

KL: There was never really a start to it. Jason purchased his first home in Calgary many years back. He always had friends and brothers living there, so when we started dating we purchased one that was just for us. We bought in Scottsdale, Ariz. a few years after that and lived there for four years when Jason was with the Coyotes. We have since sold that one. We just purchased our “forever” home in Calgary… we just needed a bigger yard for the boys!

With the market the way it is in Calgary, it’s easier to just hang on to all three properties.

NH&CG: What’s your motivation – preparing for retirement?

Building a nest egg for the boys? To build wealth?

KL: It’s definitely a good nest egg for the boys. We hope to keep building that up for them.

NH&CG: On the show, it seemed like you were managing this part of your lives, while Jason focused on hockey.

32 YPNEXTHOME.CA

ABOVE: Kodette and Jason LaBarbera; sons Ryder, 7 and Easton. 5

Is that the case, and how do you balance your new ‘career’ and his?

Who does what?

KL: Oh, no… I really wanted that building in Nelson, but Jason is definitely more hands-on with investments, and he’s quite good at it. I do all the charity work and fundraising, cleaning, managing the boys’ schedules. Jason plays hockey, then he does all the cooking, banking and investments.

NH&CG: I understand you invest with partners. Is this an official joint-venture partnership or a more informal arrangement?

KL: They are former teammates and friends of ours – Jim and Stefanie Vandermeer. Jim and Jason have always had the same agent, so we have been closely tied to them for a long time. It’s an official joint venture – our holding company is set up. Stefanie is the brains behind

all of it. It always amazes me how much she knows.

NH&CG: What investment strategy are you using – ‘buy, hold and rent’?

KL: Yes. For now.

NH&CG: Why Calgary?

KL: We both ended up here… there’s more opportunity than where I am from (Nelson). Jason started coming here for development camps with the New York Rangers (who drafted him).

We both fell in love with Calgary and stayed. Now we are hanging onto the properties and it’s a great situation. We love it here. It’s a great city, and there’s a lot of draw for people to move here.

NH&CG: How have these properties performed for you, as investments?

KL: Great, but as with any house, there are repairs along the way.

NH&CG: How are your tenants? What are some tips on how to find, and manage, good tenants?

for anything that the four of us feel comfortable with.

NH&CG: On the show, (NHL goalie Jonathan Bernier’s wife) Martine Forget joked that your and Jason’s real estate ventures were inspiring.

Have you actually encouraged friends and family to invest?

KL: Yes! I only really talk about it with people I am close to, though. It’s not something that comes up in everyday conversation. There are also just some people who enjoy talking about it more than others.

NH&CG: What other types of investment strategies have you considered?

KL: We have considered them all – storage units, condos, parking lots – you name it!

KL: Our tenants are wonderful. We are very fortunate to have them and we have a great relationship. Just make sure as best you can that they are stable. Interview as many people as you need to. You will know when you really like someone.

NH&CG: How has the recent downturn in the economy and housing market affected your properties?

KL: Rent is a little cheaper than it normally would be, but it’s okay… it will pick up again. We have confidence in that.

NH&CG: Prices are down in Calgary – might you be thinking of acquiring more properties?

KL: Not at the moment. It feels like we have a lot going on right now. But that is why we bought our forever home now – we took advantage of the downturn.

NH&CG: What led you to look at the building in Nelson? The location, building and type of investment are very different from your other properties…

KL: I’m from Nelson, but my family is no longer there, so it would have been nice to have a tie there again.

Nelson is a great place, so quaint.

Everyone falls in love with Nelson.

(Editor’s note: the LaBarberas backed out of the deal after the building inspection revealed some costly necessary repairs.)

NH&CG: What did you learn from that experience that you can share?

KL: Be thorough. We have made this mistake before. Stefanie is very thorough, so that has helped us out in many ways. Get all the information you need to be comfortable with your purchase.

NH&CG: Now that the Nelson deal fell through, what might be next as you expand your property holdings?

KL: We’re just keeping an eye out

NH&CG: What advice would you have for others thinking of investing in real estate for the first time?

KL: Stay within your limits. Even if you get the funding, you don’t want to dig yourself into a hole. The economy and housing market can shift at any time.

NH&CG: Is Jason still playing? You joked on the show that he is nearing retirement…

KL: He’s not! He took a job as goalie coach for the Western Hockey League’s Calgary Hitmen.

It’s a wonderful situation for us. No moving, great organization and he loves learning. I’m very excited and so proud of him.

NH&CG: What plans do you have now that he’s retired as a player?

KL: I’m not sure yet. Probably still do charity events and working with nonprofit organizations.

NH&CG: How are Ryder and Easton?

They seem like real characters…

How do you manage being a mom, hockey wife and real estate mogul all at once?

KL: Ryder and Easton are amazing.

They are so happy to be home and adjusting well. Ryder keeps advancing every day, as he has been for the last few years. They are hilarious – they make us laugh all day. We are very fortunate to have such wonderful, loving and spunky kids! We have a fun household. I just make a lot of lists.

I’m type A – I get stuff done!

NOV 12 - 26, 2016 | NEW HOME & CONDO GUIDE EASTERN ONTARIO 33

Hot Properties

Find your next home! This page features a few of the latest properties to keep your eye on in the Eastern Ontario area. Find more properties at ypnexthome.ca

LATEST LISTINGS

AVALON ENCORE BY MINTO

CARLETON CROSSING

SPRING VALLEY TRAILS

GREYSTONE VILLAGE

By: Brigil City: Stittsville Housing type: Singles Contact: 613.257.4079 brigil.com

By: Claridge Homes City: Navan Housing type: Townhomes claridgehomes.com

By: eQ Homes City: Ottawa Housing type: Singles, towns, semis and condos Contact: 613.258.6488 greystonevillage.ca

ARTHAUS CONDOMINUMS LONGFIELDS STATION By: Campanale Homes City: Barrhaven Housing type: Condominium Contact: 613.440.3750 campanale.com

By: DevMcGill City: Downtown Ottawa Housing type: Condominium Contact: 613.909.3223 arthauscondos.com

THE CORNERS ON MAIN MILLER’S CROSSING By: Cardel Homes City: Carleton Place Housing type: Single and Townhomes Contact: 613.253.1959 cardelhomes.com

34 YPNEXTHOME.CA

By: Domicile City: Old Ottawa East Housing type: Midrise condos comprising a mix of six- and four-storeys Contact: 613.806.6246. cornersonmain.ca

eQUINELLE By: eQ Homes City: Kemptville Housing type: Bungalow Contact: 613.258.6488 eqhomes.ca

LIV TOWNS By: Glenview City: Kanata Housing type: Townhome Contact: 613.595.0591 sales@glenviewhomes.com glenviewhomes.com/liv

QUALICUM WOODS CROSSING BY GREATWISE

QUALICUM WOODS CROSSING

UPPERWEST

TALL SHIPS LANDING

By: Greatwise City: Ottawa Housing type: Condominium Contact: 613.693.0808 qwcrossing.com

By: Minto City: Ottawa Housing type: Condominium Contact: 613.788.2786 liveupperwest.com

By: Thomas Fuller Construction Ltd. City: Brockville Housing type: Condominium Contact: 613.498.7245 tallshipslanding@fuller.ca tallshipslanding.com

GALERIE 151

WHITE TAIL RIDGE

By: Junic City: Gatineau Housing type: Townhome, Semi-detached Contact: 819.595.5962 galerie151.com

By: Phoenix Homes City: Almonte Housing type: Bungalows and singles Contact: Kellie Connors 613.461.0277 phoenixhomes.ca

FINDLAY BY THE PARK

FELTON COURT

By: Lemay Homes City: Leitrim Housing type: Singles, bungalows and townhomes Contact: 613.425.5255 lemayhomes.ca

By: Phoenix Homes City: Barrhaven Housing type: Townhomes Contact: phoenixhomes.ca

SOHO CHAMPAGNE By: Mastercraft Starwood City: West Central Housing type: Luxury condominiums Contact: sohochampagne.com

ABBOTTSVILLE CROSSING By: Mattamy City: Kanata Housing type: Singles, townhomes Contact: 613.790.2082 mattamyhomes.com

AVALON ENCORE By: Minto City: Orléans Housing type: Singles, townhome Contact: 613.834.6400 minto.com

GALLERY TOWNHOMES By: Tamarack Homes City: Orléans Housing type: Townhomes Contact: tamarackhomes.com

By: Uniform Urban Developments City: Barrhaven Housing type: Single-family homes and townhouses Contact: uniformdevelopments.com

RICHARDSON RIDGE

THE BOWERY CONDOS & LOFTS By: Richcraft City: Centretown Contact: 613.695.7577 thebowerycondos.ca

THE ORCHARD

By: Uniform Urban Developments City: Kanata Housing type: Singles, townhome and condo flats Contact: 613.435.7751 uniformdevelopments.com

BRADLEY ESTATES By: Valecraft Homes City: Mer Bleue/Orléans Housing type: Single-family homes and executive townhomes Contact: valecraft.com

HUNT CLUB TOWNS By: Theberge Homes City: Ottawa Housing type: Townhomes Contact: 613.680.5767 huntclubtowns.com

Builders

If you would like to include your preview registration, new release or site opening in this feature, just email the details to sarah.khan@ypnexthome.ca

NOV 12 - 26, 2016 | NEW HOME & CONDO GUIDE EASTERN ONTARIO 35

Trending

Three-quarters of Canadians risk missing out on 2016 tax savings: CIBC Poll

NOW IS THE TIME to take advantage

of certain tax-planning opportunities available only until Dec. 31, but more than three-quarters of Canadians won’t even think about their taxes until it’s too late to realize the savings, a new CIBC poll finds. As well, as many as two-thirds of Canadians are in the dark about how to reduce their 2016 tax bill.

“Too many Canadians put off thinking about their taxes until the new year, and by then it might be too late,” says Jamie Golombek, managing director, tax and estate planning, Wealth Strategies Group, CIBC. “December 31 is the quiet deadline that many may miss in the 36 YPNEXTHOME.CA

holiday rush. As we enter the final weeks of 2016, now is a particularly good time to sit down with your advisor to see what you can do to reduce your 2016 tax bill.”

“The most effective tax planning occurs throughout the year,” says Golombek. “Chances are that you’re leaving money on the table if you don’t know what tax credits and benefits are available to you, or if you miss the year-end deadline for some of them.”

Golombek discusses various taxplanning opportunities in his new report, 2016 Year End Tax Tips. He Golombek recommends talking to an expert to ensure you’re aware of

changes to federal and provincial tax credits. For example, 2016 is the final year to claim certain federal tax credits for families, children and students, including Children’s Arts & Fitness Tax Credits and Education and Text Book Credits. As well, new tax credits introduced in 2016 can also provide additional savings for seniors, caregivers and teachers.

3 WAYS TO REDUCE YOUR TAX BILL 1. Pre-pay any 2017 Children’s Arts & Fitness Activities before Dec. 31 to take advantage of the final year of up to $250 of expenses on artistic or cultural activities through the Children’s Arts Tax Credit and up

“Chances are that you’re leaving money on the table if you don’t know what tax credits and benefits are available to you, or if you miss the year-end deadline for some of them.”

to $500 of expenses on physical activity programs through the Children’s Fitness Tax Credit.

2. Renovate for home accessibility - The new Home Accessibility Tax Credit will permit a claim equal to 15 per cent of up to $10,000 for renovations to assist seniors and those eligible for the disability tax credit to be more mobile or functional in their home.

3. Stock up on school supplies – The new School Supply Tax Credit will help compensate teachers and early educators for school supply expenses they incur in the year.

“There may be things you can do now to realize tax savings when you file your 2016 return in the new year. So don’t wait until the last minute. Let a professional advisor help you navigate the tax rules,” says Golombek.

The poll also found that 61 per cent of Canadians received a tax refund in 2015. Moreover, half (50 per cent) agreed that getting a refund is a sign of good tax planning and only one quarter (26 per cent) disagreed, highlighting the need to seek financial expertise and advice. “Getting a tax refund isn’t really a windfall, it means that you haven’t been efficient in your tax planning,” says Golombek.

KEY POLL FINDINGS: Time of the year Canadians typically think about their taxes: January - February, it’s on my list of New Year’s resolutions March - April, just before I file my tax return May - June, once my tax return has been assessed July - August, when I have more free time September - October, when everyone is back to school or back to work November - December, to meet the Dec. 31 deadline Tax planning is a year-round priority for me Never, I don’t like to think about taxes I don’t know

29% 48% 2% 1% 1% 3% 10% 4% 3%

Canadians who know of any year-end tax planning opportunities that can help reduce tax burden and save money on their 2016 tax return: Yes 34% No 49% I don’t know 17% Canadians who are looking to take advantage of year-end tax planning opportunities before the December 31 deadline: Yes 28% No 45% I don’t know 27% Canadians who agree with the statement: ‘Getting a tax refund is a sign of good tax planning’: Yes 50% No 26% I don’t know 24% Canadians who received a refund on their 2015 tax return: Yes 61% No 35% I don’t remember 4%

NOV 12 - 26, 2016 | NEW HOME & CONDO GUIDE EASTERN ONTARIO 37

Advice | MONEY MATTERS

Why are you in debt?

By Gail Vaz-Oxlade

PEOPLE WHO ARE IN DEBT often say

they no longer want to be in debt.

And often they take the steps to get themselves out. But, it seems to me, just as often people who claim they want to get out of debt do little to change their behaviour and their outcome. They keep on doing the things that got them into debt in the first place. Here are four questions 38 YPNEXTHOME.CA

you may want to ask about why you’re in the hole.

1. Do you buy stuff you don’t need?

The biggest cue that you’ve got the impulse monkey on your back are the things you have bought but no used: the clothes with the tags still on, the shoes you have yet to wear, the new dishes you’ve used just once or twice

in the six months that you’ve owned them.

Impulse shoppers are the first to admit they have a problem and the last to do anything about it. If you’re an impulse shopper, you need to remove the fuel for the impulse. That means cutting up your credit cards – or disabling them in some other

fashion – and limiting the amount of cash you carry. It also means leaving your debit card at home unless you’re headed out to take care of a need: gas, groceries, etc. When you do go shopping, you have to use a list and never go off-list.

Window shopping is torture for the impulse shopper so don’t browse stores or participate in this female bonding ritual since you’re just teasing yourself by drooling over a bunch of stuff you don’t need.

2. Do you use credit to buy things you can’t afford to buy with cash?

Hey, when you spend money you don’t have by using your credit card, line of credit or overdraft, you’re doing the wrong thing, plain and simple. If you can’t afford to pay for something in cash today, you should not be buying that thing, I don’t care how important you think it is, how great a deal you’re getting, or how desperate you feel. Using credit is no way to get out of debt. Put away all forms of credit and commit to building yourself a budget that balances. If you want something, you’ll have to give something else up to accumulate the cash you need to buy it. If you can’t come up with the cash, you must not want it badly enough.

3. Do you buy things for a one-time use that you could borrow from a friend or rent?

Practically everyone is guilty of this.

You need something such as a sewing machine or power washer twice a year so you go and buy one and then watch it – and the money you spent, likely on credit – sit and grow cobwebs (and interest charges?)

What’s with us all? We have to own everything we ever use? In the old

Impulse shoppers are the first to admit they have a problem and the last to do anything about it. If you’re an impulse shopper, you need to remove the fuel for the impulse.

MORE ADVICE ONLINE ypnexthome.ca/news/advice

days friends borrowed from each other and stuff got way more use.

Now our possessions are so much a part of who we are we a) hate to lend and b) hate to have to admit we don’t already have one. Dumb!

And why do we feel we need to apologize because we don’t have the right kind of wine glasses? “Sorry, I only have these cheap glasses.” It’s a glass for heaven’s sake.

go on forever. If you’re paying a premium to have a brand name, you have to ask yourself why. Is it because you don’t have confidence in your own sense of style? Is it because you’re trying to emulate the dudes and dames of TV and movie fame, wearing what they wear, driving what they drive, eating what they eat? How come? Is your life so sad that you’re trying to escape?

4. Do you buy certain brands because they are a status symbol?

While any car gets you from point A to point B, the high-cost, brandname buggies come with “oohs” and “ahhs” from friends and relatives.

Ditto the D&G sunglasses, the LV handbags, the CL shoes . . . I could

Hey, I’m all for spending your money on the things that bring you pleasure, so if you’re not using credit to make expensive brands part of your image, I’m not talking to you. But if you are using credit, what makes you think you have the right to this stuff if you can’t afford to pay for it?

Gail Vaz-Oxlade is the host of Til Debt Do Us Part and author of Debt Free Forever and blogs daily at gailvazoxlade.com

NOV 12 - 26, 2016 | NEW HOME & CONDO GUIDE EASTERN ONTARIO 39

Ad Index

Builder Name

Site Name

Prices

D

Location

et a Se che m d i Bu ng To alo w w n Ad hom ul t L e/C ife on st do yl e

ADVERTISERS

Page

WEST Almonte

Phoenix

White Tail Ridge

x

Carleton Place

Brigil

Carleton Crossing

x

Carp

Phoenix

Diamondview Estates

x

Hunt Club

Claridge Homes

Hunt Club Flats

Kanata

Cardel

Blackstone

Kanata

Claridge Homes

Bridlewood

Kanata

Glenview Homes

LIV Towns

Kanata

Mattamy

Abbottsville Crossing

x

Kanata

Phoenix

Fernbank

x

Kanata

Uniform Urban Dev.

The Elements

Kanata

Uniform Urban Dev.

Richardson Ridge

Ottawa West

Uniform Urban Dev.

Stittsville Stittsville

x

From $380's

16, 17

From $290's

8

Inquire

16, 17

From $260,900

10, 11

Inquire

13

x

From $391,900

10, 11

x

From mid $200's

9

x

From $227,990

4, 5

x

From $200's

16, 17

x

From $253,000

6, 7

x

x

Inquire

6, 7

Maple Creek

x

x

Inquire

6, 7

Brigil

Loreka Court

x

From $467,207

8

EQ Homes

Fernbank Crossing

x

x

From mid $300's

20

Barrhaven

Claridge Homes

West Pointe Village

x

x

From $342,900

10, 11

Barrhaven

Phoenix

Felton Court

x

From $270's

16, 17

Barrhaven

Minto

Chapman Mills

x

From $189,900

2, 3

Barrhaven

Valecraft

Woodroffe Lofts

x

From $224,900

22

Findlay Creek

Phoenix

Pathways

x

From $200's

16, 17

Kemptville

EQ Homes

eQuinelle

x

x

From $300's

20

Leitrim

Lemay Homes

Findlay by the Park

x

x

x

From $336,900

23

Ottawa South

Claridge Homes

Summerhill Village

x

x

From $335,900

10, 11

Ottawa South

Claridge Homes

Sundance

x

From $519,900

10, 11

Stonebridge

Uniform Urban Dev.

The Orchard

x

x

Inquire

6, 7

Theberge Homes

Hunt Club Homes

x

From $179,900

21

x x x

x

x

SOUTH

x

CENTRAL Ottawa Central

40 YPNEXTHOME.CA

Site Name

et a Se che m d i Bu ng To alo w w n Ad ho m ul t L e/C ife o st nd yl o e

Builder Name

Prices

D

Location

Page

EAST Navan

Claridge

Spring Valley Trails

Orléans

Minto

Orléans

x

x

From $339,900

10, 11

Avalon Encore

x

From $184,900

2, 3

Claridge

Royal Ridge

x

From $199,900

10, 11

Orléans

Phoenix

Hillside Vista

x

From $250's

16, 17

Ottawa East

EQ Homes

Greystone Village

x

Inquire

15

Rockcliffe

Uniform Urban Dev.

Waterridge Village

x

x

Inquire

6, 7

Rockland

EQ Homes

Clarence Crossing

x

x

From high $200's

20

Brockville

Fuller

Tall Ship Landing

x

Inquire

C11

Downtown

Brigil

Petrie's Landing

x

From $181,800

C14

Downtown

The Bowery

Richcraft

x

From $194,000

C4

Downtown

Claridge Homes

Icon

x

From $291,000

C8, C9

Downtown

Claridge Homes

The Lofts

x

From $400's

C8, C9

Downtown

Claridge Homes

Tribeca

x

From $245,000

C8, C9

Downtown

DevMcGill

Arthaus Condos

x

Inquire

C2

Kanata

Cardel

Blackstone

x

From $300's

C13

Ottawa Central

Domicile Development Inc

The Corners on Main

x

Inquire

C3

Ottawa Central

Claridge Homes

Claridge Plaza 3 & 4

x

From $232,000

C8, C9

Ottawa Central

Claridge Homes

Fusion

x

From $288,000

C8, C9

Ottawa Central

Claridge Homes

Waterstreet

x

From $195,000

C8, C9

Ottawa Central

Mastercraft Starwood

Soho Champagne

x

From $302,900

C15

Ottawa Central

Minto

Upperwest

x

From $269,900

C16

Ottawa West

Greatwise Development

Qualicum Woods Crossing

x

From $205,900

C12

Ottawa West

Tamarack

Wellington

x

From $299,068

BC

West Nepean

Claridge Homes

Stirling Park

x

From $247,000

C8, C9

x

CONDO

NOV 12 - 26, 2016 | NEW HOME & CONDO GUIDE EASTERN ONTARIO 41

Neighbourhood Profile

Carlingwood Living in balance

Fast facts Average household income

$115,608

By Lindsay Foran

Family structure FAMILIES

COUPLES

SINGLES

35%

34%

31%

Own vs. rent

60% OWNERS

40% RENTERS

Commute type CARLINGWOOD COULD be your home if you have the cash to spend on a luxurious property in Glabar Park or McKellar Park, if you are a senior hoping to get close to your friends at the Carlingwood Mall, or if you’re a young family looking for a deal. Some homes need work, while others are in pristine condition. Former Ottawa Senator Jason Spezza (now with the Dallas Stars) used to live in Glabar Park.

Vibe Nestled between upscale Westboro and the more modest Britannia, Carlingwood offers an appealing balance. Though the population may range on the economic scale, neighbours cohabitate comfortably with one another in a neighbourhood equipped to meet everyone’s needs.

Area services and amenities are more than sufficient for residents on a budget, and neighbouring Westboro offers specialty shopping for those with a taste for the finer things in life.

Meet the neighbours With many top-notch schools, large properties and greenspaces,

Carlingwood is popular with families.

People who can’t afford the rising prices of Westboro, or who just want a quieter neighbourhood, often choose Carlingwood. Glabar Park and McKellar Park are often occupied with older couples, families with teenagers and retirees.

Townhomes, semi-detached houses and apartments off of Carling Ave. are great places for first-time buyers or retirees looking to downsize.

Planes, trains & automobiles Hwy. 417 is only blocks away, and Carling Ave. will easily take you from Kanata to downtown. On days when the 417 is backed up, hop on Carling and take it in whatever direction you want to go. There are also many bus routes that travel along Carling, plus you’re close to the O-Train and many bike paths.

The good, the bad & the rest You won’t find many gluten-free or vegan restaurants, but there are lots of fast food and take-out joints and fancier places. Carlingwood Shopping Centre is great for those

37% 5% CAR

PUBLIC TRANSIT

4%

1%

WALK

CYCLE

Education levels

57%

26%

UNIVERSITY

HIGH SCHOOL

SOURCE: ENVIRONICS

MORE PHOTOS ONLINE ypnexthome.ca/carlingwood

quick stops, or if you prefer to shop in relative peace. If you’re looking for the marathon shopping experience, you’re just minutes from the newly renovated Bayshore Shopping Centre.

Real estate You’re close to greenspace, public transit, schools, stores, restaurants, everything. However, Woodroffe, an important connector road between downtown and Barrhaven, is a busy street. If you buy or rent a property on Woodroffe, you’ll face traffic noises and speeding cars 24/7.

Lindsay has lived in the Ottawa/Gatineau area her whole life. When she’s not touring the city in search of the hottest new neighbourhoods she’s busy writing fiction and enjoying life with her husband and two dogs.

42 YPNEXTHOME.CA

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THE 1ST RESIDENTS ARE NOW HOME IN TAMARACK WELLINGTON AND THE

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