Eastern Ontario New Home & Condo Guide - Sept 19, 2015

SEPT 19 - OCT 3, 2015 VOLUME 15, ISSUE 17, FREE

-O PULL UT SEC AL TI CI

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EASTERN ONTARIO EDITION

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FEATURING

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spotlight on condos U INIU M COMM

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NOW YOU’RE LIVING!

INSIDE THIS ISSUE

THE GROWING INFLUENCE OF WOMEN IN REAL ESTATE

INTEREST RATE HOLD GOOD NEWS FOR CANADIANS

FIRST-TIME BUYERS: HERE’S HOW IT’S DONE

Building Dream Homes for 60 years

The Minto Show Homes in Arcadia are prime examples of Minto’s craftsmanship and passion to create the perfect dream home. Each model is uniquely designed, and displays the options and upgrades available in all Minto Homes. From sustainable, NET ZERO features to spa-like bathrooms and gourmet kitchens, the Minto Show Homes have it all. Visit us on September 26th and take a tour of what could be your home to be.

Take the Minto Dream Home Tour!

Visit all our brand new Show Homes at locations across the city. Grand Opening Saturday, September 26th.

ORLÉANS 2370 TENTH LINE ROAD

MANOTICK 108 MORETTO COURT

KANATA 380 HUNTMAR DRIVE

Avenue Townhome Show Home

2 Show Homes plus the CHEO Dream Home

4 brand new Show Homes

Mon-Thurs: 12pm to 8pm

Monday: 12pm to 7pm

Mon-Thurs: 12pm to 8pm

Friday: Closed

Tuesday-Thursday: 11am to 7pm

Friday: Closed

Weekends & Holidays:

Friday: Closed

Weekends & Holidays:

11am to 6pm

Weekends & Holidays:

11am to 6pm

11am to 5pm

minto.com

Primrose II Model Home In Monahan Landing, Kanata

DISCOVER FOUR FASCINATING COMMUNITIES EACH WITH EXCEPTIONAL EXTRAS & DESIGN STUDIO CREDITS ELEV. ‘B1’

VILLAGE HOME, THE APPLEBY ‘B1’ 1,100 SQ.FT. $229,990 INCLUDES: Granite Countertops In Kitchen, Kitchen Backsplash, 6 Appliances, A/C, Hardwood In Lieu Of Carpet On 2nd Floor & Ceramic In Lieu Of Vinyl Throughout

From $ 229,990

Detached Homes

From $ 319,990

DR. SUMMITVIEW

Townhomes

ST ON EH AV EN DR .

SALES CENTRE

SAWYER WAY

KANATA

N 59

7 Summitview Drive 613-271-0636

SALES CENTRE

D. ER SID PE HO

FOLLOW US: All illustrations are artist’s concept. All dimensions are approximate. Prices, specifications, terms and conditions subject to change without notice. E.&O.E.

BARRHAVEN Townhomes

From $ 229,990 Detached Homes

From $ 319,990 SALES CENTRE

W VIE AR CED

416

613-825-7932

N RIA MB CA

.

RD LE VA CK JO

SALES CENTRE

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INCLUDES: $30,000 At Décor

3454 Greenbank Road

.

RD RD HE ND RA ST

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43' DOUBLE CAR GARAGE HOME THE WESTLYNN ‘A’ 2,907 SQ.FT. $469,990

N

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ORLÉANS Townhomes

From $231,990 Detached Homes

From $ 314,990 SALES CENTRE

QUEBEC

RD. ES INN

NAVEN RD.

RD. TON MIL

417

2496 Tenth Line Road 613-837-5056

SALES CENTRE

ON ERS AND RD.

INCLUDES: $15,000 At Décor

N

RD. TRIM

36' DOUBLE CAR GARAGE HOME THE PARKSIDE ‘A’ 2,669 SQ.FT. $434,990

D. ER LIN TH TEN D. ER LEU RB ME

174

KANATA Townhomes

From $ 264,990 Detached Homes

From $ 319,990 SALES CENTRE 1776 Maple Grove Road

Y RR TE

E TIR N DIA NA RE CA ENT R. MD C ADIU PALL

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INCLUDES: 9' Main Floor Ceiling, Rec. Room Ready, Bath Oasis & $15,000 At Décor

AR M NT HU

34' DOUBLE CAR GARAGE HOME THE FERNHAVEN ‘E’ 1,744 SQ.FT. $359,990

X FO

417

E OV GR

613-831-9369

.

RD

SALES CENTRE

FOR MORE INFORMATION ON OUR COMMUNITIES REGISTER AT MATTAMYHOMES.COM SALES CENTRE HOURS: Monday - Thursday 1 pm - 8 pm; Friday 1pm - 6 pm; Saturday, Sunday and Holidays 11am - 6 pm MODEL HOME HOURS: Monday - Thursday 1 pm - 7:30 pm; Friday 1 pm - 5:30 pm; Saturday, Sunday and Holidays 11am-5:30 pm

Iconic Homes and Communities

UNIQUE, ARCHITECT DESIGNED HOMES

METICULOUS SITE SELECTION BOUTIQUE APPROACH TO HOMEBUILDING

CLASSIC, TIMELESS, WITH A TOUCH OF MODERN

BEAUTIFUL NEW HOMES IN KANATA

ELEGANT NEW HOMES IN STONEBRIDGE

STUNNING ESTATE LOTS IN MANOTICK

VISIT OUR MODEL HOMES

VISIT OUR MODEL HOMES

EARLY OCCUPANCY HOMES

KANATA

Located in the established community of Richardson Ridge, this exciting new enclave of condominiums Flats, designed by Barry J Hobin, offers the best in maintenance-free living and inspiring architecture, along with Uniform’s renowned quality craftsmanship and superior finishes and features. Starting from $280,000.

EXCITING NEW FLATS Pre-Register at ElementsFlats.com

E. & O. E.

H lle

vi

ts

un r.

D

SALES PAVILION HOURS Mon – Thurs: 12 – 7pm Fri – Sun & Holidays: 12 – 5pm 100 Grand Manan Circle (corner of Huntsville Drive and Grand Manan Circle)

417

613.435.7751

Sign up online to receive Community Updates and exclusive access to new releases!

uniformdevelopments.com

Built for real life.

CARDELHOMES.COM

STONEBRIDGE

Sophisticated, designed with character, prominence and beautiful finishes. The Orchard Townhomes offer

Iconic Homes And Communities

something extraordinary to complement your lifestyle.

Starting from $350,900.

EARLY OCCUPANCY TOWNHOMES

VISIT OUR SINGLE-FAMILY AND TOWNHOME MODELS SALES CENTRE HOURS Mon – Thurs: 12 – 7pm Fri – Sun & Holidays: 12 – 5pm 532 Kilspindie Ridge (via 3699 Jockvale Road) | 613.608.8079

uniformdevelopments.com

contents SEPT 19 - OCT 3, 2015 | VOLUME 15 ISSUE 17

PRESIDENT, YELLOW PAGES NEXTHOME

Jacqueline Hill EDITOR-IN-CHIEF / DIRECTOR OF CONTENT

Susan Legge DIRECTOR OF SALES

Moe Lalani SALES MANAGER, EASTERN ONTARIO

Paul Bimm

trending

ART DIRECTOR

C08 First-Time Facts

First-time buyers find a way

Victoria Cigan EDITOR

Wayne Karl CONTRIBUTING EDITORS

Sara Duck (on leave), Marlene Eisner, Elisa Krovblit, Lydia McNutt (on leave)

advice

C12 Mortgage Advice

BoC decision to hold interest rates good news

SALES CO-ORDINATOR, EASTERN ONTARIO

Nash Kamaludin

by Alyssa Richard

30

ON THE COVER

eQuinelle Now you’re living!

Condo Insert | C01-C20

Spotlight on Condos

Your guide to new condo communities in the Gatineau and Greater Ottawa Area

NATIONAL CIRCULATION MANAGER

C14 Quick Tips

Four organizing myths that keep your life in disarray

by Hellen Buttigieg

014 Editor’s Note 035 Map of Ottawa 036 Neighbourhood Profile 037 Mortgage Rates 038 Hot Properties

C16 Home Smarts

The growing influence of women in real estate

property profiles

C06 Tribeca Lofts

Premium urban living

030 eQuinelle

Now you’re living!

PRODUCTION CO-ORDINATOR

Dennis Ng GRAPHIC DESIGNERS

Viosa Barileva, Miguel Cea, Mike Terentiev

by Marnie Bennett

C18 Money Matters

How to fix your credit history

by Gail Vaz-Oxlade

026 Design Advice

Upgrades for long term living

by Jane Lockhart

032 GOHBA Report

Consumers invited to participate in annual celebration of excellence

034 Fundamentally Speaking How to find a home?

Pay attention to location information and timing

by Wayne Karl

+ online

040 Advertisers Index 042 What’s Online

PRODUCTION MANAGER

Bala Gnanapandithan

by John W. Herbert

in every issue

John Jenkins

NEIGHBOURHOOD

HOME SEARCH MAPS

Bi-weekly Jan.-June and Aug.-Nov. Monthly: July & Dec. 1 ADVERTISING Call 416.626.4200 for advertising

rates and information.

CIRCULATION Free distribution in select high-

traffic street boxes, stores, banks, financial institutions and select condominium sales offices.

COPYRIGHT 2015 All rights reserved by Yellow Pages Homes Limited. Reproduction in any form is prohibited. Contents of this publication are covered by copyright and offenders will be prosecuted under the law.

TERMS Advertisers, editorial content and New Condo Guide are not responsible for typographical errors, mistakes or misprints. All prices are correct as of press time and are subject to change without notice. E. & O. E. EDITORIAL Submissions from interested parties will be considered. Email to susan.legge@ ypnexthome.ca. The views and data expressed by columnists do not necessarily represent those of the publication.

MORE +PHOTOS +VIDEOS +ADVICE +INSPIRATION +TRENDING

WITH

DYNAMIC

PUBLISHED Saturdays, 2015 Publishing Schedule:

LOOK FOR THE CIRCLE

Please recycle this magazine! Yellow Pages NextHome participates in the Partners in Growth Reforestation Program through St. Joseph Communications. To date, Partners in Growth has planted over 2.5 million trees in parks, recreation and conservation areas, and other public spaces across Canada. Established in 1990, this program was started with Scouts Canada to help replenish the environment.

WE WON'T CHARGE YOU EXTRA FOR YOUR CUSTOM DESIGN Choose one of our many models Bring us your design Custom modifications to any models or designs Creation of a new custom design just for you ... all this as part of our service at NO EXTRA CHARGE.

Meet directly with owner Pierre, owner Michel or VP Stephan

LOCATED OFF CARP RD BETWEEN STITTSVILLE AND CARP D

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• 22 lots in a Private Cul-de-sac • 2 to 4 acres country Estate Lots (well & septic) • Underground services with Natural Gas and High Speed Internet • Open and partially or fully treed lots • Walking trails with access to lake and creek • 5 minutes from Kanata Centrum

4+ LOCATIONS • NAVAN: Mustang St.: ½ acre fully treed private Estate Lot. From the high $600's.

• OTTAWA: Westboro: 2 luxury semi-detached homes. From the high $600's.

• STITTSVILLE: Deer Run: 41’ to 54’ wide lots in a private crescent. From the mid $400's.

• CARP: Westlake South Estates: 2 to 4 acres private Cul-de-sac Estate Lots. From the mid $500's.

• ON YOUR OWN LOT

(613) 296-7000 2 QUICK OCCUPANCY HOMES FOR SALE

IN STITTSVILLE FROM $529,900

MetricHomes.com 2 MODEL HOMES OPEN FOR VIEWING (CARP AND STITTSVILLE)

Editors' Notes

EXPLORE GLEBE-DOWS LAKE

EXCLUSIVE VIDEO ONLINE ypnexthome.ca/glebe-dows-lake

Neighbourhood focused Susan Legge Editor-in-Chief / Director of Content Yellow Pages NextHome Email: Susan.Legge@ypnexthome.ca Twitter: @SusanLegge

One of the most exciting innovations at YPNextHome over the last two years has been creating Neighbourhood Profiles – comprising a wealth of data and information – from across the country.

In every issue of New Home & Condo Guide Eastern Ontario, we’ll show you at least one of these featured neighbourhoods. And if you look online, you’ll find more than 2,800 neighbourhoods you can search as part of your experience on YPNextHome.ca.

That’s a lot of information.

Our curated neighbourhood content provides a lively snapshot of some of Canada’s more popular neighbourhoods. These profiles have been researched and compiled by a nationwide team of writers and editors, and they include photos and, in some cases, exclusive video tours with local celebrities and well-known residents. Demographics, housing types and other information... all leading to listings in the area. Check it out and let us know what you think.

Don’t confuse cheap with free

Wayne Karl Senior Editor Yellow Pages NextHome Email: Wayne.Karl@ypnexthome.ca Twitter: @WayneKarl

+ get social

In the days leading up to the Bank of Canada’s interest rate announcement on Sept. 9, some economists wondered if another rate reduction might be in the offing.

Spotty economic conditions and challenging housing markets in some areas led some to believe the economy needed a boost.

While these points may be true, the BoC held its overnight lending rate

at 0.5 per cent, and this is generally good news. There are no guarantees, of course, but it’s unlikely there will even be a hike during the next announcement on Oct. 21.

Homebuyers and owners, however, should take caution and not confuse cheap money with free money.

Interest rates will eventually rise, so make sure you’re not getting yourself in over your head.

Interact with us on social media: ypnexthome

Galloway Model Home in Blackstone, Kanata

DISCOVER MORE REASONS TO CALL BLACKSTONE HOME

EXCEPTIONAL EXTRAS PLUS EARLY MOVE-IN OPTIONS Take Advantage Of Incentive Features Plus Design Studio Credits ELEV. ‘B’

2-STOREY TOWNHOME, THE BYERLEY ‘B’ 1,815 SQ.FT. $299,990 INCLUDES: Hardwood In Lieu Of Carpet On Main Floor, 4 Stainless Steel Appliances, Granite Countertops In Kitchen & Air Conditioning

KANATA Townhomes

From $299,990

32' HOME THE GALLOWAY ‘B’ 2,236 SQ.FT. $400,990 INCLUDES: Hardwood On Main Floor, Granite Countertops In Kitchen, Air Conditioning & $20,000 At Décor

SALES CENTRE & MODEL HOMES Detached Homes

From $385,990

110 Westphalian Avenue 613-831-2619

FOR MORE INFORMATION ON OUR COMMUNITIES REGISTER AT MONARCHGROUP.NET FOLLOW US:

SALES CENTRE HOURS: Monday - Thursday 1 pm - 8 pm; Friday 1 pm - 6 pm; Saturday, Sunday and Holidays 11 am - 6 pm MODEL HOME HOURS: Monday - Thursday 1 pm - 7:30 pm; Friday 1 pm - 5:30 pm; Saturday, Sunday and Holidays 11 am-5:30 pm All illustrations are artist’s concept. All dimensions are approximate. Prices, specifications, terms and conditions subject to change without notice. E.&O.E.

TAILORED TO YOU

Fall in love with your new home.

This fall Claridge Homes offers Move-In-Ready Homes, or homes nearing completion throughout the city. These spacious homes are built with the quality that you have come to expect from Claridge, and with a variety of plans and styles to choose from there’s sure to be one that fits you perfectly.

FINDLAY CREEK

BRADwELL IV 1765 sq ft Townhome

401 Fernside St. 613-425-1332

$333,900 NOw $327,900

BARRHAVEN 118 Maravista Dr. 613-823-6767

NAVAN 422 Dovehaven St. 613-841-0560

(Block 22 Unit 103) Over $20K in upgrades

wEMBLEY IV 1920 sq ft Townhome (Block 3 Unit 14) Over $16K in upgrades

$339,900 NOw $333,900

QUEENSBY IV 1705 sq ft Townhome (Block 8 Unit 40) Over $15K in upgrades

$318,900 NOw $309,900

RIVERSIDE SOUTH

INFINITY 2160 sq ft 3 Bed Townhome

585 Summerhill St. 613-822-6444

ONLY $346,900

HUNT CLUB

THE BREwER 940 sq ft 2 Bed Condo Flat

106-225 Winterfell Pvt. 613-249-0704

$290,900 NOw $265,900

ORLEANS

NEw LOTUS 940 sq ft Zen Urban Flat

376 Antigonish Ave. 613-834-3488

(Block 23 Unit 32) $3K Design Bonus

(Block B Unit 101) $25K Bonus

(Block A Level 1 Unit 4) Over $10K in upgrades

ONLY $199,900

KANATA

HORIZON 1985 sq ft Aspire Townhome

213 Overberg Way 613-591-0448

ONLY $319,900

ClaridgeHomes.com Prices and specifications are subject to change without notice. E.&O.E.

(Block 13 Unit 68) $3K Design Centre Bonus

moreStyle

CAMPANALE HOMES presents

MO FO DEL

R

HO SA M L E

E!

Phase 2

NOW AVAILABLE! Secure Your Choice Today!

LOADED EXECUTIVE TOWNHOMES STARTING UNDER

$340K

QUICK OCCUPANCY!

email: longfields@campanale.com or visit www.campanale.com for more info! visit us at our NEW sales centre

QUICK POSSESSION BUNGALOWS FROM $319,900

Save Thousands on Quick Possession!

Our Featured Bungalow

THE ORTONA | $425,900 At 1,863 sq. ft., this beautiful 2 bedroom, 2 bathroom bungalow features a double car garage, a den, gourmet kitchen, luxurious 4 pc ensuite and a covered deck measuring over 120 sq. ft.

The gourmet kitchen has a huge food prep island, designer stainless appliances, a bar sink, wine fridge and walk-in pantry, is a chef’s dream!

ATTACHED BUNGALOWS | TWO-STOREY SINGLES | BUNGALOWS | LIMITED AVAILABILITY

your distinctive destination.

visit us at our NEW sales centre

Maintenance free Living BARRHAVEN Energy Star CONDO LOFTS 1110 Sq Ft 2 Bedrooms 2 Bathrooms BARRHAVEN

Rd eld

r

River Rd

D ay

L e it Prince Of Wales Dr

SALES CENTRE

Dr

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Lo n

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ow Fall

L e iken

Price starting at $244,900

rim

194 Springbeauty Ave. Call (613) 440-0304

Strandherd D r

* See sales consultant for details. Prices, terms and specifications are subject to change without notice. E & O.E.

SEPT 19 - OCT 3, 2015 VOLUME 15, ISSUE 17, FREE

EASTERN ONTARIO EDITION

YOUR PULL-OUT GUIDE to highrise, conversion, loft, terrace & townhome condo projects

CAMPANALE HOMES presents

PR $2 ICED 2

4,9FROM 00

spotlight on condos

NOW UNDER CONSTRUCTION

C2

1 & 2 Bedroom Condos • heated underground parking • elevator • stainless steel appliances

visit us at our NEW sales centre

LOTS OF ROOM TO GROW With spacious layouts and your very own plot of land in the communal garden, Crème has sculpted out a wedge of the countryside for you to call your very own. Enjoy maintenance-free living, high-end finishes, pet friendly suites, a smoke-free environment and, of course, an exclusive 4-year Domicile warranty. 2-bedroom homes starting from $275,900

ER

PAG D.

cremehomes.ca

Mon-Thurs: 12pm-6pm, Sat-Sun: 12pm-5pm, Fri: Closed

a

community

spotlight on condos

C R È M E P R E S E N TAT I O N C E N T R E

3143 Navan Rd, Orléans ( NAVAN & RENAUD ) 613-807-0316

C3

spotlight on condos

Occupancy Fall 2016

C4

Student Condos in Canada’s Capital

179900

$

from

DO THE MATH! + turnkey ownership

fully furnished - ready to rent

x significant demand from Carleton University – 6 minute transit

OPPORTUNITY Your opportunity to profit from the growing student condo real estate segment is coming. Conveniently located in Little Italy one O-Train stop from Carleton University, Ottawa. Furnished condominiums with amenities designed for students. Study niches.

Meeting rooms. Study lounges. Lobby Lounge.

24-hour Concierge. Housekeeping. Bike Storage.

Ground floor retail zone with grocery, coffee shop and more. Register today to ensure your name is on the class list. Demand is HIGH!

minus any headaches - fully

- managed 3-year leaseback, powered by ENVIE

+ positive cash flow opportunity* =

income-driven real estate investment

POWERED BY:

REGISTER NOW for your Priority Access

CapitalHallCondos.com

REVOLUTIONIZING STUDENT HOUSING

*Based on assumptions driven by market conditions. Pricing and specifications subject to change without notice. E&OE

spotlight on condos

Positive Cash Flow in Canada’s Capital

AN ADVANCED CLASS OF

C5

Property Profile | CLARIDGE HOMES

condo cover story

Location

Centretown Builder

Claridge Homes Development

Tribeca Lofts Home Type

Lofts Sales Centre

56 Nepean St. Open Monday to Thursday noon to 7 p.m., Saturday, Sunday and holidays noon to 5 p.m., closed Friday Contact

spotlight on condos

613.234.1780 tribeca@claridgehomes.com

C6

TRIBECA LOFTS Premium urban living

LOCATED IN CENTRETOWN, AND CURRENTLY UNDER CONSTRUCTION, Tribeca Lofts is Claridge’s latest phase in

Centertown’s newest building. Ideal for anyone wanting to be in the heart of the downtown core, these lofts offer luxurious and stylish suites for those with impeccable taste.

Just minutes from your front door you’ll find a cultural hotbed of fabulous shops, clubs, bistros, restaurants and cafes. Taste all the top notch restaurants along Elgin Street, hit up the boutiques on Bank Street, and party the night away in the ByWard Market. Located directly beneath the Lofts at Tribeca is downtown’s newest grocery

store, Sobeys Urban Fresh, which means you don’t even need to leave the building to buy your groceries!

There are endless possibilities when you make Tribeca your new home.

Downtown Ottawa is transforming; make your own transformation a part of it. Your new loft is at the heart of one of Canada’s most exciting urban centres. Shopping, nightlife,

MORE PROJECT PROFILES ONLINE ypnexthome.ca/claridge-homes

“Your new loft is at the heart of one of Canada’s most exciting urban centres.” restaurants, transit and all of the amenities of a global capital surround the Tribeca development. The Lofts phase features 20 premium-designed floorplans which offer you the freedom to experience it all or escape to the outdoor terrace and relax. Custom crafted kitchens and designer finish packages mean you don’t have to compromise quality for location or style. With each integrated design, elements are crafted to work together cohesively. Modern

industrial, light and airy, cool and sleek or classic and timeless, the lofts will offer something to suit your style.

It’s not just the Lofts themselves, amenities are in abundance at the Tribeca complex. On the second floor, you’ll find recreation and fitness facilities, including swimming pools, an on-site gym, meeting rooms and community room. Catch a glimpse of your city when you step out onto the landscaped terraces on the south side and never worry about having space for visitors as the Tribeca development offers two bookable guest suites that you can reserve for any occasion.

With so many transportation options, from accessible bike lanes to express bus routes right outside the door, you’ll quickly find you won’t need to rely on a car; Tribeca is the epitome of urban living.

The soon to be completed Confederation Line LRT will be opening at the corner of O’Connor and Queen St and will run through the atrium of the Sun Life building. Steps from Parliament Hill and at the centre of Ottawa’s downtown business district, this new underground station supports the highest projected use on the Confederation Line.

With all of the amazing features of Tribeca Lofts, Claridge Homes is proud to bring a world class urban lifestyle to Ottawa’s downtown core.

An award-winning leader in the Ottawa residential development market, Claridge Homes was incorporated in 1986 by founder and President Bill Malhotra. As the city’s largest condominium builder, with more than 2,000 homes currently under construction, Claridge has transformed Ottawa’s skyline with innovative projects such as 700 Sussex, LeBreton Flats and the Claridge Plaza Towers. Claridge Homes was recognized by Tarion in 2012 as a Customer Service finalist for High Rise Builder of the Year.

For more information on the Lofts at Tribeca, please visit the sales centre or call a sales representative. You can also pre-register at claridgetribecalofts.com SEPT 19 - OCT 3, 2015 | NEW HOME & CONDO GUIDE EASTERN ONTARIO C7

Trending | FIRST-TIME FACTS

First-time buyers find a way FIRST-TIME BUYERS FACE LOADS OF OBSTACLES, BUT

280,000

HOW DID THEY DO IT?

FOUND A WAY LAST YEAR!

SOLO

DOWN PAYMENTS

OR

HIGH HOUSE PRICES MEAN LARGE DOWN PAYMENTS

TEAMWORK? FIRST-TIME BUYERS ARE COMBINING PURCHASING POWER

TORONTO

28%

BUY ALONE

$451,000

VANCOUVER

5%

20%

20%

20%

$22,550

$90,200

$130,000

$181,000

AVERAGE HOUSE PRICE IN CANADA

62%

DON’T FORGET CMHC INSURANCE $15,424

BUY WITH A PARTNER

SAVINGS STRENGTH DOWN PAYMENT SOURCES

69% SAVINGS

39% RRSP

28%

24%

8%

5%

FAMILY HELP

LINE OF CREDIT

BANK OF MOM & DAD GIFTS & LOANS ALL-TIME

2010-2014

13%

17%

LAST 24 MONTHS

TFSA

WEDDING GIFT

28%

MORE TRENDING ONLINE ypnexthome.ca/news

CITY

SMARTS CITY BUYERS ADAPTED BY:

PUT 20% DOWN

62% VANCOUVER 53% CANADA 37%

BUYING SMALLER PROPERTIES

BUY CONDO/TOWN/SEMI

74% TORONTO 73% CANADA 45%

VANCOUVER

BORROWING FROM FAMILY

BORROW MONEY FROM FAMILY

40% TORONTO 35% CANADA 28%

VANCOUVER

SOURCE: RATEHUB.CA

TORONTO

BIGGER DOWN PAYMENTS

C8 YPNEXTHOME.CA

G IN LL SE W O N Not everyone sees Main Street’s potential, but savvy buyers know that widened streets, lush parks and farmers’ markets are on the way.

Domicile rewards your foresight with The Corners On Main. Be among the first to live at the soon-to-be most desirable address in Old Ottawa East. It’s an exceptional dwelling, you won’t want to dwell on.

613-806-6246 | CornersOnMain.ca Visit us at our Sales Centre, 84/86 Beechwood Avenue

Mon – Thurs 12pm – 6pm, Sat – Sun 12 pm – 5pm

spotlight on condos

Find Your Main Potential

C9

spotlight on condos C10

Luxury COndOmunIums THAT SUIT YOUR STYLE Claridge has been redefining Ottawa’s skyline for nearly 30 years, and now we’re proud to bring Claridge_Icon to the community.

Find your new home in the heart of Little Italy for as low as $286,000.

485 Preston street, Ottawa | 613.695.1441 | www.claridgeicon.com

moreValue

Move-in ready units. up to $10,000 in designer finishes included!

2

LA tIFFAnI | NEw EdINBuRGH Furnished move-in ready 2 bedroom units starting from $361,000 90 Landry Street Unit 104, Ottawa 613-680-6560

FusIon | LEBREtON FLats Models now open! Move-in ready 1, 2 & 3 bedroom units starting from $271,000 300 Lett Street, Ottawa 613-232-2049 CLARIDGE PLAZA 3 | RIdEau stREEt Models now open! Move-in ready 1 & 2 bedroom units starting from $311,000 244 Rideau Street, Ottawa 613-241-3235 File is half size FINAL: 48” x 48”

CLARIDGE PLAZA 4 | RIdEau stREEt Now occupying! studio, 1 & 2 bedroom units starting from $225,000 244 Rideau Street, Ottawa 613-241-3235

tRIbECA | dOwNtOwN MEtcaLFE Models now open! Move-in ready 1 & 2 bedroom units starting from $329,000 91 Nepean Street, Ottawa 613-234-1780 tRIbECA EAst | dOwNtOwN MEtcaLFE Now occupying! studio, 1 & 2 bedroom units starting from $243,000 91 Nepean Street, Ottawa 613-234-1780

moreChoice

Now under construction. secure your new home and ask about our upgraded finishes at these locations.

stIRLInG PARk | MERIvaLE available October 2015! 1 & 2 bedroom units starting from $243,000 1687 Merivale Road, Ottawa 613-224-0330

WAtERstREEt | LOwERtOwN available October 2015! studio, 1 & 2 bedroom units starting from $192,000 325 St. Andrew Street, Ottawa 613-680-6560

ClaridgeHomes.com Prices and specifications are subject to change without notice. E.&O.E.

moreStyle

spotlight on condos

CLARIDGE ICon | LIttLE ItaLy Now under construction! 1 & 2 bedroom units starting from $286,000 485 Preston Street, Ottawa 613-695-1441

C11

Advice | MORTGAGE ADVICE

BoC decision to hold overnight lending rate generally good news for Canadians

By Alyssa Richard THE BANK OF CANADA (BOC) RELEASED ITS REGULARLY SCHEDULED INTEREST RATE UPDATE ON SEPT. 9, ANNOUNCING IT WOULD NOT CHANGE THE OVERNIGHT LENDING RATE FROM 0.50 PER CENT. With the economy performing better than expected and a federal election in full swing, the BoC opted to leave things as they are and not make any changes for the time being.

In the previous interest rate announcement on July 15, the BoC cut the overnight lending rate by 25 basis points.

It was the second change in just six months, echoing a 25 basis point cut in January. July’s announcement led to a flurry of activity, as consumers came searched for lower mortgage rates.

In this most recent announcement, however, the BoC had a somewhat more positive outlook. A statement from the central bank said “the stimulative effects of previous monetary policy actions are working their way through the Canadian economy.” The BoC also cautioned that Canada’s economic future will be heavily influenced by factors beyond its control. Uncertainty in China and the

MORE ADVICE ONLINE ypnexthome.ca/alyssarichard

growing economic strength of the United States were two major pressures cited by the Bank.

Attention is now shifting to the U.S. Federal Reserve, which could potentially raise interest rates in that country as early as this month. Earlier this year, it seemed to be a foregone conclusion that the Fed would raise rates in September, but experts are now saying it could be later this year before they pull the trigger. It’s still seen as a matter of when – not if – rates will go up there, and when they do, it will be the first such increase since 2008.

The Bank of Canada has said they wouldn’t necessarily follow an American lead, but a U.S. rate hike would have implications on our economy, and would likely push the Canadian dollar down even further relative to the greenback. By deferring any further changes to the overnight rate, the BoC has left itself breathing room to react to an American rate increase.

For the average Canadian, today’s announcement is generally good news. If you have a variable rate mortgage, your interest rate should stay the same for the time being.

Even though the major banks didn’t pass along the entire discount from this year’s rate cuts, don’t expect them to use today as an opportunity to step up any competition.

The Bank of Canada’s next opportunity to change the overnight lending rate is Oct. 21.

Alyssa Richard is the founder and CEO of ratehub.ca, a mortgage rate comparison site that aims to empower Canadians to make smart financial decisions.

C12 YPNEXTHOME.CA

spotlight on condos

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Advice | QUICK TIPS

Four organizing myths that keep your life in disarray

By Hellen Buttigieg

out-of-sight is out-of-mind for them.

This may cause their spaces to appear disorganized to others, but they probably know exactly where everything is. The flip side of this though is that visual types lose focus when there is too much to look at, so they need to find products that will allow them to contain their stuff to keep down the visual clutter. For example, a literature sorter allows them to contain their papers while still keeping them within view.

3. You have to toss everything to get organized. FALSE. I often hear people say to me, “There’s no way I could get organized because I am too sentimental.

I don’t want to get rid of everything.”

Although you shouldn’t keep things you don’t like or will never use, there’s always a way to either display or store the things that matter. For example, shadow boxes or display cases allow you to protect as well as showcase the possessions that truly mean something to you.

IT’S TIME TO DISPEL SOME ORGANIZING MYTHS THAT MAY BE KEEPING YOU STUCK IN YOUR MESS:

MORE ADVICE ONLINE 1. Multi-tasking is always productive. FALSE. Although useful in some situations, multi-tasking can cause you to lose your focus and make costly and time-consuming mistakes. When working on important tasks, multi-tasking is probably not a good idea. Some things require your undivided attention.

Multi-tasking distracts us from being in the present moment, which can drain our energy and leave us feeling exhausted and unfulfilled. Next time you are participating in an activity, be with that activity rather than thinking about all the things you should be doing instead, or have to do later. Resist the habit of trying to do two things at once.

2. Being messy automatically means you are disorganized. FALSE. Organizing is not about how it looks, it’s about how it works. Visual, creative types need to have things out where they can see them, because

ypnexthome.ca/news/advice

4. If you write it on a to-do list, it will get done. FALSE. I had a client who was so proud of her to-do list. It was prioritized, colour-coded and categorized, yet she was frustrated and overwhelmed at how many things on the list were not getting done. To get anything done, you have to actually schedule time to do the things on your list. Simply putting a task on a list is not a commitment. Blocking time on your calendar to do it is.

Hellen Buttigieg is a certified professional organizer, life coach, TV host, owner of We Organize U and author of the bestseller, Organizing Outside The Box. For tips on getting organized, visit weorganizeu.com and sign up for the free newsletter.

C14 YPNEXTHOME.CA

spotlight on condos

C15

Advice | HOME SMARTS

The growing influence of woman in real estate

By Marnie Bennett I LOVE INTRODUCING WOMEN TO THE WORLD OF REAL ESTATE. Since I began my career, the opportunity has been

arising more and more often. The fact is, more single women are buying homes today than ever before.

This can be chalked up to several factors. Many younger women are choosing to focus on their careers rather than getting married and starting families in their twenties. Such financially independent women see no reason to postpone homeownership. On the other side of the coin, it’s the unfortunate truth that approximately 50 per cent of marriages lead to divorce, leaving many women to house hunt solo for the first time. Finally, women live seven to 10 years longer than men on average, which translates to a significant number of widows finding themselves in the market for a smaller home.

This adds up to a lot of women who are faced with making crucial financial decisions about matters such as mortgages, insurance and investments, for the first time in their lives. Having been raised by a single mother, this is an issue that’s close to my heart. I watched my mom struggle financially and long ago decided that, married or not, I would take control of my personal finances. For me, real estate investment was key. I strongly believe that engaging with the real estate market can be an excellent way to leverage your current funds. Many people give their savings over to financial advisors, acquiring paper assets; but such investments give them little control over their own finances. Property investment, on the other hand, gives the owner complete control: real estate can be leveraged, improved or rented out as you see fit.

Interestingly, 15 per cent more single women are buying homes as compared with single men. This may

be connected with a nesting instinct, with a heightened desire for security, or with a preference for investing in something tangible as opposed to paper assets.

Whatever the explanation, it’s a trend I’m happy to see.

When women overcome their initial apprehensions about investing, they tend to do very well; in fact, studies have shown that all-women investment clubs regularly outperform all-men investment clubs by as much as 20 per cent.

MORE ADVICE ONLINE ypnexthome.ca/news/advice

The reason for this? I believe that, just as women are more willing than men to ask for directions, they’re not afraid to ask questions when it comes to learning something new. They’ll listen to professionals and weigh in all the factors, whereas men are more likely to want to do things their way. Women are also often more moderate risk-takers; having succeeded, they’ll take their money and move on to the next endeavour. Applied to real estate investment, these traits stand women in good stead.

Unlike some career ventures, I believe there is no glass ceiling in the world of real estate investment. Given the motivation and the proper know-how, there’s nothing holding women back from finding significant financial success through property ownership.

To receive a free copy of a new special report titled “Homebuyers: How to Save Thousands of Dollars When You Buy” email sales@bennettpros.com

Marnie Bennett is a broker and the marketing director for Bennett Property Shop Realty, a full premium service real estate brokerage specializing in marketing and selling new and resale homes, condominiums and investment real estate. Marnie is the host of the weekly radio show the Real Estate Hour, a millionaire real estate investor and a wealth management coach. bennettpros.com C16 YPNEXTHOME.CA

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Advice | MONEY MATTERS

How to fix your credit history

By Gail Vaz-Oxlade

AT UNIVERSITY, DIXIE WAS SLOW paying her cell phone bill. While her service was never discontinued, she did carry a balance from month to month that she cleared at the end of each school year.

Last year, when Dixie applied for a car loan, she was turned down because of her less-than-perfect repayment history. She’s worried about the future and how her past borrowing mistakes will haunt her when it comes time to buy a home. Sound familiar?

If you see yourself reflected in Dixie’s story, no doubt by now you know you’re not the only person in this particular leaky boat. Unfortunately, many people have no experience managing credit and make mistake after mistake: › they make their payments late › they go over their credit limits › they have a b’zillion credit cards in their wallets › they miss making their payments, or worse › they stop making payments completely when they feel there’s no end to their misery.

If you’ve fallen behind and your credit record has become tarnished, where should you go from there?

First, you’ve got to get yourself some credit again so that you can demonstrate what a good job you can do managing it. The only way to establish a credit history is to use and repay credit. There are a number of ways to go about rebuilding your credit history.

Start by taking out a loan to make an investment (another good reason to start a retirement savings plan). Make your monthly payments on time

and build a shiny new credit history.

Since the institution that’s giving you the loan will also be holding the retirement savings, the credit procedure is far less stringent than it normally would be.

You can also ask a co-signer or guarantor to help you get a small loan of, say, $1,000, which you would then pay off over three months. It would cost you in interest, but you would be back on track credit-wise.

Don’t want to incur the interest costs? Apply for a “secured” credit card. With a secured credit card, you put up cash to cover your balance.

Lenders often want twice the credit card limit, so if you want a $500 credit limit, you’ll have to ante up $1,000.

Once you’ve established your ability to manage the card — anywhere from six months to a year — you can ask for the security requirement to be dropped and your deposit returned.

Thinking of hiring a credit-repair company? Don’t bother. Credit repair companies can’t do anything you can’t do yourself. A credit bureau will not remove accurate negative information from your credit report before the legal time period has expired, so don’t get suckered by anyone who claims they can mop up your credit disasters faster. There are no “loopholes.” The only way to fix a poor credit rating is to be smart about how you use credit. Learn from your mistakes and move on.

MORE ADVICE ONLINE ypnexthome.ca/news/advice

Gail Vaz-Oxlade is the host of Til Debt Do Us Part and author of Debt Free Forever and blogs daily at gailvazoxlade.com

C18 YPNEXTHOME.CA

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Your new home at TWO THE PARKWAY is nestled among the mature landscapes of the unique and established neighbourhood of Beaverbrook, in old Kanata. This residential enclave is surrounded by forests and natural granite outcroppings. Life is a walk in the park because everything you need is only minutes away. Stop by our Presentation Centre and work with Morley Hoppner to customize your lifestyle and layout of your dream condo. It’s in your nature.

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Advice | DESIGN ADVICE

Upgrades for long term living

By Jane Lockhart | Photography by Brandon Barré

WHEN PURCHASING a new home or

condo, the buyer is faced with the dreaded decision of what upgrades to put their hard earned money towards.

The list of potential upgrades is often long and daunting, especially for someone who is “new” to buying new. It is important to look at how long you want to live in the home for, potential projects or short-term renovations you may have in mind and the best return on your dollar.

There are a couple ways to look at upgrades. There are the ones that can be done only during the building process (or are extremely expensive afterwards), ones that make the most sense during the building process and ones that are 26 YPNEXTHOME.CA

more of a cosmetic or superficial nature that are nice to have but can be done at anytime. It is hard for a new homeowner to think of what the long term plans for their new home are, but believe me; this exercise will be well worth it in the end!

In terms of upgrades that are best to be done during the building or construction stages, these are things you are going to want to ask your builder about sooner than later. These upgrades are also a sure fire way to increase your home’s value right out of the gate. Most builders adhere to an eight-ft. guideline in terms of ceiling height. However, new homes have been known to incorporate ceilings of up to a 10-ft. height. The appeal of higher ceilings is it immediately makes the room feel larger and can add to the general design and appeal of the room. It also adds a general feeling of luxury to a new home.

Many builders offer both brick and siding options on their floorplans. For this decision, homeowners really have to evaluate their long-term plans. Using

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brick helps guarantee your house will last through most any weather condition (think about a popular fairy tale with three pigs and a wolf!).

It can also be quieter, blocking the homeowner from any outside noise.

That being said, aluminum siding is actually much, much more cost effective, but does need regular maintenance. Unless you are planning on staying in your home through the test of time or want to ensure high resale value, siding might be the way to go!

Other areas to consider for upgrades during the building period of your new home can be additional lighting, pot lights, additional outlets (especially on a second floor), additional fireplaces, larger windows, larger windows in the basement and a rough in for the basement. These are all upgrades that almost have to be done before the house is complete and can be very costly once the house is built.

Purchasing a new home can be very exciting and a little nerve racking!

Make sure to take the time to really think about what you want in your new home, so once you move in, it is perfect!

Jane Lockhart is founder and principal designer of Jane Lockhart Interior Design. She was creative director and host of W Network’s top-ranked show, Colour Confidential, and has a Canadian-built furniture collection, Jane by Jane Lockhart, by Statum Designs. Visit online at janelockhart.com

28 YPNEXTHOME.CA

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Property Profile | EQ HOMES

cover story

“A four-season resortlifestyle community, with an array of lifestyle amenities that are quite simply the finest ever to be offered in the Ottawa area.”

eQuinelle Now You’re Living!

EQ HOMES IS EXCITED TO ANNOUNCE THE GRAND OPENING OF ITS 20,000-SQ.FT. RESIDENT/GOLF COURSE CLUBHOUSE located at the golf course

community, eQuinelle. Come out in person and experience the peace, luxury and convenience of living in a golf course community.

Only minutes south of Ottawa and 250 metres from the Rideau River, this community surrounds the exceptional eQuinelle Golf Course. Bracketed by parks and nature trails, the community is a mere two km from the heart of Kemptville. The Hwy. 416 exit is less than 20 minutes south of Barrhaven, so you’re close to Ottawa, but the town of Kemptville itself has everything anyone needs. This includes a full service hospital; legal and health professional services; a new community centre and arena with two full ice pads; schools; major stores such as Canadian Tire, Shoppers Drug Mart and Walmart, and, of course, the neighbourly personal service only small towns can provide.

Like many of the world’s greatest resorts, eQuinelle began with a championship-calibre golf course that bears its name. However, it has grown dramatically since then, evolving into a four-season resort-lifestyle community, with an array of lifestyle amenities that are quite simply the finest ever to be offered in the Ottawa area.

30 YPNEXTHOME.CA

eQuinelle offers 20 styles of bungalows, two-storeys, bungalow semis and towns. There are dozens of different models with an incredible range of floorplans from which to choose, all luxuriously appointed in features and finishes.

Homebuyers will love this area because they can find the space they need for roughly $50,000 less than a similar home in the city.

This lifestyle community is not only surrounded by an award-winning golf course, but is now home to a spectacular residents club. Inside, residents will have access to the golf course club house, including a grill, a bar and a pro shop.

MORE PHOTOS ONLINE ypnexthome.ca/eQuinelle

The larger side of the building will be dedicated to the residents, including a gym with state-of-the-art equipment, a yoga studio, a crafts rooms, a library with a fire place, a kitchen, an outdoor pool and a giant multipurpose room perfect for banquets, facilities and even indoor pickleball. The community park is a great place for the grandkids and those young at heart.

In the warm weather months, the outdoor pool will be the destination of choice for residents and their guests. Or, when you’ve had enough sun, seek out the shade and a cold drink under the covered veranda overlooking the first hole.

There is also a health and lifestyle building with 12 doctors, a pharmacy where you can easily refill your prescriptions, physiotherapists and much more.

A planned second building will offer a range of additional professional offices, ranging from dental care to eye care, as well as retail space for convenience shops and services.

With bungalows starting in the low $300’s, you can afford to miss out on this opportunity. eQuinelle isn’t simply a home, it is a lifestyle. There is also a new series of bungalow towns and new golf course lots that have just recently been released. Come and see the beautiful model suites first-hand.

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SEPT 19 - OCT 3, 2015 | NEW HOME & CONDO GUIDE EASTERN ONTARIO 31

Advice | GOHBA REPORT

E T O V

E T O VO TE

32nd ANNUAL GOHBA HOUSING DESIGN AWARDS Consumers invited to participate in annual celebration of excellence

By John W. Herbert

THE 32ND GOHBA ANNUAL HOUSING DESIGN AWARDS ARE TAKING PLACE OCT. 3 at the Shaw Centre and, for the first

time ever, Ottawans are being invited to vote online for their favourite project to be awarded the Ottawa Citizen People’s Choice Award for 2015.

All finalist award boards will be displayed at the Ottawa Fall Home Show taking place at the EY Centre from Sept. 24 to 27, and visitors can select their favourite design.

GOHBA members build homes all across the nation’s Capital, so residents of every part of the greater Ottawa area can now take part in our annual celebration of housing design excellence. People get excited about

MORE ADVICE ONLINE ypnexthome.ca/news/advice

32 YPNEXTHOME.CA

beautiful design and by making voting easy, either in person at the Ottawa Fall Home Show or online, everyone can participate in this year’s awards.

The GOHBA Housing Design Awards recognize new home construction and renovation in Ottawa. Winners include the city’s top builders, designers, architects and renovators. They compete in a range of categories such as attached housing, custom homes, housing developments, renovations ranging from under $60,000 to more than $500,000, production tract kitchens and bathrooms, custom kitchens and bathrooms and green building projects.

“The awards gala is always a phenomenal event, and I’ve seen it grow over the years. Allowing people to vote online will only enhance the prestige of the People’s Choice Award,” says Roberto Campagna, CEO, Roca Homes, who was the winner of the 2014 Custom Builder of the Year Award. “I believe in doing one thing very well; for us that means building high-end custom homes. Being at the

The following are finalists for the forefront of design is crucial and the Design Awards keeps us sharp and always improving.”

The awards are judged by a panel of respected Canadian Home Builder Association members and other experienced industry professionals from outside Ottawa. This includes experts covering a wide range of skills and expertise such as builders, renovators, architects, planners, interior designers and educators.

Judges use an online assessment tool and measure each entry against the criteria set out for the category. A maximum of five finalists for each category are selected and winners are announced on the night of the event.

Cardel Homes was the winner of the 2014 Production Builder of the Year Award. CEO Greg Graham says, “We participate in the Design Awards because being evaluated by industry peers gives us a good handle on our standing.

It’s recognition of the quality of the homes we build and the skills we bring to bear. Winning a GOBHA award is also good for our team and our trade partners. It’s recognition of their success too.”

The awards are open to all GOHBA members, the home building and renovation professionals in the Ottawa region. This includes builders, renovators, designers, trade contractors, suppliers and financial institutions.

The Design Awards are supported by a range of Ottawa-based organizations, including: the Ottawa Citizen as a presenting sponsor, Enercare, Merkley Supply, Cambria, Mondeau, Enbridge Gas Distribution, UCIT Online Security, JVL Photography, TRUEdotDESIGN, Kitchen Craft Cabinetry, Window Works and Design First Interiors.

2015 SPECIAL ACHIEVEMENT AWARDS DESIGNER OF THE YEAR

Jenny Black, Cardel Homes Chuck Mills, Chuck Mills Residential Design & Development Inc.

CUSTOM BUILDER OF THE YEAR

Gordon Weima Design Builder RND Construction

PRODUCTION BUILDER OF THE YEAR

Cardel Homes Glenview Homes Lepine Corporation Uniform Urban Developments Urbandale Construction

RENOVATOR OF THE YEAR

Amsted Design-Build Lagois Design Build Renovate OakWood RND Construction Sandy Hill Construction

Visit the Ottawa Fall Home Show at the EY Centre from Sept. 24 to 27 to vote, or visit housing.gohbaawards.ca to cast your vote online. Voting closes Sunday, Sept. 27, 2015 at 5 p.m.

John W. Herbert is executive director of the Greater Ottawa Home Builders’ Association.

He can be reached at 613.723.2926, ext. 224, or visit gohba.ca

SEPT 19 - OCT 3, 2015 | NEW HOME & CONDO GUIDE EASTERN ONTARIO 33

Advice | FUNDAMENTALLY SPEAKING

How to find a home?

Pay attention to location information and timing

By Wayne Karl

DESPITE WHAT YOU OFTEN HEAR,

buying a home isn’t only about location, location, location. True, this is the time-tested first rule of real estate, but there are other determining factors you should consider as part of your selection process. Indeed, there’s a new rule of thumb for buying real estate.

Location First, what does that old adage really mean? Of course, we’d all love a high-end home in the best neighbourhood. But that’s not always possible. For your own enjoyment while you live in your home as well as for future resale potential, proximity to transportation, shopping, schools and other amenities is among the key determinants that affect your property’s appeal and ultimately its value. After all, those are the qualities potential buyers look for when searching for a home; the more of them your home has when you go to sell, the more desirable it will be to a greater number of people. This equates to demand – multiple offers and a higher price.

Information Whether you’re a first-time homeowner, “buying up” to accommodate a growing family or “right-sizing” as an empty nester, education is critical. And these days, with digital media and mobile technology, all the information you need is at your fingertips.

From the content in this issue, at

newhomeandcondoguide.ca to the resources available to you at Canada Mortgage and Housing Corp. (CMHC), to the local market expertise of newhome sales staff and realtors, the more knowledge you have, the better equipped you are to make informed decisions about buying, maintaining and eventually selling your home.

Timing Though your home is your primary residence, it is also an investment.

Where you buy is usually determined largely by where you want to live, work and play. But when you buy and sell is also important. Like any financial instrument, real estate can fluctuate in value and your timing can determine how good of an investment it is. Given today’s challenging economic climate, there’s no shortage of media reports on the ups, downs, crashes and surges of the

MORE ADVICE ONLINE ypnexthome.ca/waynekarl

housing market. But if you’ve done your research, you won’t be spooked – or excited – by big-picture reports on short-term market performance.

You know that real estate is not national or even regional – it’s very specific. You don’t buy the Canadian market and you don’t buy a provincial or even regional market. You buy a specific home, on a specific street in a specific neighbourhood.

So, it’s not just about “location, location, location.” The new adage is “location, information and timing.” Do well with all three, and over the long haul your home is going to be one of the best lifestyle and investment decisions you ever made.

Wayne Karl is an award-winning writer and editor with experience in real estate and business. In Fundamentally Speaking, Wayne explores the basics – such as economic fundamentals – you need to examine when buying property. He can be reached at wayne.karl@ypnexthome.ca or follow him on Twitter at Twitter.com/WayneKarl

34 YPNEXTHOME.CA

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Casselman

KEY MAP

Stittsville, Carlton Place, West Carlton, Nepean, Kanata, Richmond, Riverside South, Barrhaven, North Gower, Greely, Kemptville, Morewood, Orleans, Embrun, Russell, Rockland, Aylmer, Hull, Gatineau.

401

Neighbourhood Profile

Glebe-Dows Lake One of THE places to live in Ottawa

By Lindsay Foran

Fast facts THE GLEBE IS ONE OF OTTAWA’S OLDEST SUBURBAN NEIGHBOURHOODS, and it is still

regarded as one of the places to live in Ottawa. The Glebe is bordered by the Rideau Canal to the south and the east, it runs as far as Dow’s Lake, and finishes at the Hwy 417.

The Glebe is Ottawa’s “it” place.

From trendy hair salons, to unique clothing stores, people want to shop here, but living here may be a challenge due to the cost. Most residents drive to their offices, but many also bike, walk or hop on the bus. This family-oriented community opens its arms to everyone who wants to walk the streets and hope that they too can one day move to this coveted neighbourhood.

TAKE A VIDEO TOUR ONLINE ypnexthome.ca/glebe-dows-lake

Average household income

$155, 538 Family structure FAMILIES

COUPLES

SINGLES

31%

34%

35%

Own vs. rent

59% OWNERS

41%

RENTERS Education levels

73%

9%

18%

UNIVERSITY

COLLEGE

HIGH SCHOOL

SOURCE: ENVIRONICS

Vibe The Glebe is one of the only places in Ottawa where suburbia meets the trendy hipster lifestyle. From one corner to the next the atmosphere changes. There are large, expansive, $1-million homes, to student complexes where residents sit on the grass strumming their guitars. From the busy and scenic Rideau Canal, to the hustle and bustle of Bank St, the Glebe has everything you could possibly need.

Meet the Neighbours The Glebe is home to anyone from student renters to artists, families and retirees. The area attracts wealthy

buyers who want to live downtown, but who are still in need of a suburban feel. Don’t be mistaken – the Glebe is anything but suburban. With an array of artwork, funky shops, and hip restaurants, this area is family-friendly with the trendy vibe that keeps you feeling young.

In The Area To buy real estate in the Glebe, you need money – lots of it. The other option is to find a fixer-upper for cheap, then renovate it to your tastes and budget. Either way, this isn’t the place for someone on a budget. From coffee shops to hair salons, everything is above average in this area.

Planes, Trains & Automobiles The Queen Elizabeth Parkway is an easy way to get across the Glebe.

This route leads you to Hwy. 417, downtown, or continue west. The best way to commute in this area?

Take your bike along the Rideau Canal, to wherever you need to go.

The Good, the Bad & the Rest Constant energy pulses throughout the streets. Walk down Powel and into quiet suburbia. Head a few blocks west to Bank Street and you’ll find a rush of pedestrians, commuters and cyclists.

One major attraction: The Great Glebe Garage Sale. This event attracts thousands to the area each May.

Lindsay has lived in the Ottawa/Gatineau area her whole life. When she’s not touring the city in search of the hottest new neighbourhoods she’s busy writing fiction and enjoying life with her husband and two dogs.

36 YPNEXTHOME.CA

Compare mortgage rates for your best deal CHARTERED BANKS

variable

ATB Financial

2.35

Alterna Svgs/Alterna Bk

2.45

Bank of Montreal

2.85

Bank of Nova Scotia

2.85

6 months

1 year

2 years

3 years

4 years

5 years

4 4.00op 4 6.30op 4 6.30op 4.55 6.45op 4 6.45op

2.94 4.00op 2.98 6.30op 2.89 6.30op 3.29 6.50op 3.14 6.30op 2.99 2.89 6.35op 3.15 3 3.50op 2.89 6.70op

2.64 4.00op 2.98

2.64

2.74

2.84

2.98

2.94

2.78

2.84

3.39

3.89

2.79

3.09

3.39

3.89

4.49

3.04

3.65

4.2

4.74

2.79 2.29

2.49 3.55

2.89 4.14

2.74 4.79

3.65 3.04

3.64 2.94

3.69 2.99

3.69 2.99

2.84

3.39

2.79

2.89

2.29 3.04

3.49 3.65

2.73 4.39

4.44 4.64

2.24

3.39

3.89

3.09

3.24

3.49

3.69

3.79

3.25 2.59

3.95 3.39

4.74 3.89

4.99 4.74

3.5

3.7

4.3

4.35

2.44 3.09

2.54 3.75

2.64 4.39

2.64 3.29

3.09

3.39

3.89

4.49

2.89

2.95

2.99

2.69

2.19 2.89

2.34 2.89

2.54 2.79

2.64 2.89

3.09

3.39

3.89

4.74

2.9

3.4

3.9

4.45

3.09

3.55

2.49

2.54

2.85

2.95

3.05

3.15

2.55

2.55

2.65

2.65

Canadian Western Bank CFF Bank CIBC

2.85

ICICI Bank Canada Manulife Bank

2.9 2.55

National Bank

n/a

President’s Choice Finan Royal Bank

2.5 2.85

TD Canada Trust

2.85

Tangerine

2.85

6.70op 4.45 4.4 6.70op

6.30op

3.14 6.30op 2.89 6.30op 3.19

TRUST COMPANIES Community Trust Concentra Financial

n/a n/a

Effort Trust

n/a

Home Trust Company Investors Group Trust

2.35 n/a

MTCC

2.85

6.5 5 6.70op 4.45 6.30op 3.95 4.2 6.50op 4.55 6.45op

3.14 2.89 6.30op 3.35 6.30op 2.89 3.14 6.30op 3.29 6.50op

OTHER FINANCIAL INSTITUTIONS Comtech Credit Union

2.45

First National Fin. LP IC Savings

2.7

London Life

n/a

Luminus Financial

2.8

Meridian Credit Union

2.5

Parama Credit Union

2.65

Steinbach Credit Union

2.25

6.2 6.40op 3.1 6.15 6.50op 4.2 6.50op

4

2.89 6.30op 2.29 2.89 6.50op 3.14 6.30op 2.95 6.25op 3.09 6.30op 2.8 2.95op 2.45

ONLINE CALCULATOR ypnexthome.ca/mortgage-calculator Notes: **Interest rate charged subject to adjustment during term mortgage. Please consult institution for term of years available. All rates are prime rates and subject to change without notice.

R.O.R. RATES ON REQUEST op OPEN ----- NOT QUOTING N/A NOT AVAILABLE Sept 3, 2015. Prepared By Fiscal Agents Financial Information Services 905.844.7700

SEPT 19 - OCT 3, 2015 | NEW HOME & CONDO GUIDE EASTERN ONTARIO 37

Hot Properties

Find your next home! This page features a few of the latest properties to keep your eye on in the Eastern Ontario area. Find more properties at ypnexthome.ca

LATEST LISTINGS

THE CORNERS ON MAIN

eQUINELLE BY eQ HOMES

By: Domicile City: Old Ottawa East Intersection: Springhurst and Oblate Housing type: Two midrise condos consisting of a mix of six and four storeys, each with 74 units on Main St. between Springhurst and Oblate.

Sales centre: 86 Beechwood Ave., open Monday to Thursday, noon to 6 p.m., and Saturday and Sunday noon to 5 p.m.

Contact: 613.806.6246. cornersonmain.ca

GREYSTONE VILLAGE By: eQ Homes City: Ottawa Intersection: Main St and Clegg St Housing type: Master-planned community of modern, exquisite homes set around a vibrant central plaza, complete with pathways, promenades and trails. Singles, towns, semis and condos coming soon. greystonevillage.ca

CLARENCE CROSSING QWEST

RIDGE KANATA

By: Ashcroft Homes Starting price: $298,888 City: Westboro Intersection: 101 Richmond Rd. Housing type: New release of second-floor terrace suites. Visit the new two-bedroom model suite, Contact: 613.221.5926 liveqwest.com

By: Cardel Homes City: Richardson Intersection: Huntsville and Terry Fox Housing type: Phase III in Richardson Ridge, popular home designs and several brand new models.

Sales centre: 288 Huntsville Dr., Kanata North on Terry Fox Contact: dale.laurie@cardelhomes.com 613.435.5706 cardelhomes.com

PRINCE OF WALES ON THE RIDEAU By: Campanale Homes Starting price: $798,900 City: Ottawa South Intersection: Prince of Wales and Kochar Housing type: Two new models available for these executive single-family homes in an exclusive community.

Contact: 613.440.3750 campanale.com

38 YPNEXTHOME.CA

SPRING VALLEY TRAILS By: Claridge Homes Starting price: $346,900 City: Navan Intersection: Spring Valley Trail and Dovehaven Housing type: Aspire townhomes feature superior design and finishes, nine-ft. ceilings on the main floor with contemporary kitchens and living space; large ensuite baths; finished basements and Energy Star efficiency throughout. claridgehomes.com

By: eQ Homes Starting price: $286,900 City: Rockland Intersection: Laurier and Yves Street Housing type: Singles, towns and condos surrounded by nature and embraced by Clarence Creek and The Ottawa River. clarencecrossing.com

LIV TOWNS By: Glenview Starting price: From mid $200’s City: Kanata Intersection: Meadowbreeze Drive and Crownridge Drive Housing type: All-new townhome collection at Monahan Landing, starting from the mid$200’s.

Contact: 613.595.0591 sales@glenviewhomes.com glenviewhomes.com/liv

TEMPO

NAVAN

By: Glenview Starting price: From $299,900 City: Kemptville Intersection: West of Hwy 43 and Hwy 44 Housing type: Master-planned community of two-storey singles and bungalows with loft options, from $299,990.

Contact: 613.797.6763 sales@glenviewhomes.com glenviewhomes.com/tempo

By: Metric Homes City: Mustang Road Intersection: Navan Road and Mustand Road Housing type: Last country estate lot in the East – beautiful fully treed and private halfacre lot available to build your unique custom designed single-family home.

Contact: 613.296.7000. metrichomes.com

By: HN Homes Starting price: $504,800 City: Kanata Intersection: Old Richmond Rd and Stonehaven Dr Housing type: Three fully furnished model homes now open.

Sales centre: 157 Stonemeadow Dr. open Monday to Thursday noon to 7 p.m., Friday to Sunday noon to 5 p.m.

Contact: 613.435.8848 hnhomes.com

FINDLAY BY THE PARK By: Lemay Homes Starting price: Low $300,000’s City: Leitrim Intersection: Rotary Way and Loosestrife Way New community offering singles, bungalows and townhomes. Just a few steps to greenspace, park, recreational arena and soccer fields. Quick access to shops, restaurants and services. Starting from the low $300,000s. Limited time bonus offer.

Contact: 613.425.5255 lemayhomes.ca

SOHO CHAMPAGNE By: Mastercraft Starwood Starting price: $287,999 City: West Central Intersection: Champagne Ave S and Hickory St Housing type: Third Ottawa location of Mastercraft Starwood’s SoHo Luxury Condominiums: SoHo Champagne. sohochampagne.com

SOHO LISGAR By: Mastercraft Starwood Starting price: $319,900 City: Ottawa Intersection: Somerset and Bank Housing type: New release of suites on the 12th to 15th floors in this hotel-inspired lifestyle in a designer condominium.

Contact: 613.798.7646 soholisgar.com

By: Tamarack Homes City: Orleans Intersection: Youville Dr. and Vineyard Dr. Housing type: Grand opening of new decorated models of spacious, upgraded townhomes. tamarackhomes.com

THE ORCHARD WESTBORO

BRIDLEWOOD

CHAPARAL • GALLERY TOWNHOMES

By: Metric Homes Starting price: $700,000’s City: Westboro Intersection: Broadhead Ave and Kirkwood 529 Broadhead Ave. Housing type: Two custom designed semidetached homes on a 168-ft. deep infill lot, from the $700,000s.

Contact: 613.296.7000 metrichomes.com

WHITE TAIL RIDGE By: Phoenix Homes Starting price: $373,900 City: Almonte Intersection: Martin St N and Antler Ct Housing type: Small town feel with all the amenities of a big city and the largest lots available anywhere.

Contact: Kellie Connors 613.461.0277 phoenixhomes.ca

By: Uniform Urban Developments Starting price: Starting from $353,900 City: Barrhaven Intersection: Jockvale Rd and Golflinks Dr Housing type: Single-family homes and townhouses from $353,900. uniformdevelopments.com

RICHARDSON RIDGE By: Uniform Urban Developments Starting price: Starting from $353,900 City: Kanata Intersection: Jackvale Rd and Golflinks Dr. Housing type: Three model homes now open.

Sales centre: 100 Grand Manan Circle (corner of Hunstville Drive and Grand Manan Circle.), open Monday to Thursday noon to 7 p.m., Friday to Sunday noon to 5 p.m., holidays noon to 5 p.m.

Contact: 613.435.7751 uniformdevelopments.com

BRADLEY ESTATES FELTON COURT By: Phoenix Homes Starting price: $298,900 City: Barrhaven Intersection: Fallowfield Rd and O’Keefe Ct, nestled in the corner of Fallowfield Road and Strandherd Drive, with convenient access to the 416 and 417. phoenixhomes.ca

By: Valecraft Homes Starting price: Starting from $353,900 City: Mer Bleue/Orléans Intersection: Terry Fox Dr and Richardson Side Rd. Housing type: New release of single-family homes and executive townhomes. New to Bradley Estates: nine redesigned models with full-brick fronts and stone skirts. valecraft.com

THE BOWERY CONDOS & LOFTS By: Richcraft Starting price: From $181,000 City: Centretown Intersection: BaySt and Nepean St Housing type: Now under construction from $179,000, downtown location, steps to everything, cool urban design.

Sales Centre: 136 Bank Street.

613.695.7577 thebowerycondos.ca

Builders If you would like to include your preview registration, new release or site opening in this feature, just email the details to Nashrun.Kamaludin@ypnexthome.ca

SEPT 19 - OCT 3, 2015 | NEW HOME & CONDO GUIDE EASTERN ONTARIO 39

Ad Index

Builder Name

Site Name

Prices

D

Location

et a Se che m d i Bu ng To alo w w n Ad hom ul t L e/C ife on st do yl e

ADVERTISERS

Page

WEST Arnprior

Campanale

Callahan Estates

x

Carleton Place

Brigil

Carleton Crossing

x

Carleton Place

Cardel

Stonewater Bay

Carp

Metric

Westlake South Estate

Kanata

Cardel

Kanata

x

x

Inquire

19

From Mid $100K

24

Inquire

8, 9

Inquire

13

Blackstone

Inquire

8, 9

Cardel

Richardson Ridge

Inquire

8, 9

Kanata

Glenview

Monahan Landing

x

x

From $280's

11

Kanata

Mattamy

Fairwinds

x

x

From $259,990

4, 5

Kanata

Mattamy

Monahan Landing

x

From $229,990

4, 5

Kanata

Monarch

Blackstone

Inquire

15

Kanata

Phoenix

Fernbank

From $369,900

20, 21

Kanata

Tamarack

Pool Creek Village

x

x

From $328,900

BC

Kanata

Uniform Developments

The Orchard

x

x

Inquire

6, 7

Kanata

Uniform Developments

Richardson Ridge

Inquire

6, 7

Kanata

Valecraft

Trailwest

From $303,400

22

Stittsville

Brigil

Loreka Court

x

From Mid $400K

27

Stittsville

Cardel

Deer Run

x

Inquire

8, 9

Stittsville

Metric

Arbourbrook Estates

x

Inquire

13

Westboro

Springcress

Ravenhill Common

x

Inquire

23

Barrhaven

Claridge Homes

West Pointe Village

x

Inquire

16, 17

Barrhaven

Campanale

Longfields

x

Inquire

19

Barrhaven

Cardel

Longfields

x

Inquire

8, 9

Barrhaven

Mattamy

Half moon Bay

$229,990

4, 5

Barrhaven

Minto

Quinn's Pointe

x

Inquire

2, 3

Barrhaven

Monarch

Longfields

x

From $329,990

15

Barrhaven

Tamarack

The Meadows

x

Inquire

BC

Barrhaven

Valecraft

Woodroffe Lofts

x

From $259,900

22

Leitrim

Lemay

Findlay By The Park

x

x

x

From $300's

29

Leitrim

Tamarack

Findlay Creek

x

x

Inquire

BC

Nepean

Monarch

Stonebridge

x

x

Inquire

15

Nepean

Monarch

The Links

x

Low $200's

15

Ottawa South

Uniform Developments

The Orchard

x

Inquire

10

Richmond

Metric

King's Grant

x

Inquire

13

x

x

x x

x x

SOUTH

40 YPNEXTHOME.CA

x

x

x

x

x x

x

x

x

x

Site Name

et a Se che m d i Bu ng To alo w w n Ad ho m ul t L e/C ife o st nd yl o e

Builder Name

Prices

D

Location

Page

CENTRAL Central

Ashcroft

QWest

x

Inquire

IBC

Central

Claridge

Fusion

x

From 266,000

16, 17

Central

Claridge

Tribeca

x

From 343,000

16, 17

Central

eQ Homes

Greystone

x

Inquire

25

Central

Tamarack

Tamarack

x

From $274,400

BC

Downtown

Claridge

Claridge Plaza 3

x

From 311,000

16, 17

Cumberland

Metric

Camelot Estates

Inquire

13

New Edinburgh

Clardige

La Tiffani

East Orleans

Tamarack

Cardinal Creek Village

x

Navan

Claridge

Spring Valley Trails

Orléans

Metric

Notting Hill

Orléans

Minto

Avalon Encore

Orléans

Valecraft

Bradley Estate

Ottawa East

Valecraft

Barrhaven

x

x

EAST x

From $361,000

16, 17

x

x x

Inquire

BC

x

x

x

Inquire

16, 17

x

x

Inquire

13

x

Inquire

2, 3

x

From $302,900

22

Aviation Private

x

From $299,900

22

Campanale

Longfields Station

x

Inquire

C2

Downtown

Ashcroft

Capital Hill

x

From $179,900

C5

Downtown

Lamb Developments

Gotham

x

Inquire

C13

Downtown

Richcraft

Bowery

x

From $179,000

C4

Kanata

Morley Hoppner

Two the Parkway

x

Inquire

C19

Orléans

Brigil

Petrie's Landing

x

From $190,000

C17

Ottawa Central

Claridge

Icon

x

From $281,000

C10, C11

Ottawa Central

Domicile

Corners On Main

x

Inquire

C9

Ottawa Central

Mastercraft starwood

Soho Champagne

x

Inquire

C15

Ottawa Central

Theberge homes

Alta Vista Ridge

x

From $197,900

C20

Ottawa South

Theberge Homes

Hunt Club Towns

x

From $230,500

C20

Navan

Domicile

Crème

x

From $275,900

C3

West Nepean

Claridge

Sterling Park

x

From $236,000

C10, C11

x

x

x

CONDO

SEPT 19 - OCT 3, 2015 | NEW HOME & CONDO GUIDE EASTERN ONTARIO 41

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INTRODUCING

ALL THE LUXURY OF TAMARACK’S SINGLES ALL INCLUDED PRICE! • Granite Countertops • Hardwood Floors • Ceramic Tile

• Smooth Ceilings • Triple Glazed Windows • Much, Much More!

from 328,900! $

SEE SALES CENTRE FOR DETAILS