Eastern Ontario New Home & Condo Guide - Sept 5, 2015

SEPT 5 - 19, 2015 VOLUME 15, ISSUE 16, FREE

-O PULL UT SEC AL TI CI

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EASTERN ONTARIO EDITION

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FEATURING

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FIND YOUR MAIN POTENTIAL INSIDE THIS ISSUE

MAKING THE MOST OF A LESS-THAN-PERFECT VIEW

TARION HAS YOUR BACK AS A NEW-HOME BUYER

OPTIONS TO SAVE FOR BUYING A HOME

IT IE S

spotlight on condos U INIU M COMM

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*Limited time only. On select units only. E.&.O.E. Prices and specifications are subject to change without notice. Restrictions apply.

We’re celebrating our 60th year with an EXTRA, EXTRA special offer. For a limited time get incredible savings and bonuses on homes across the city.

There’s never been a better time to discover Minto’s 60 year commitment to Ottawa families.

Contact a sales representative today.

extraextra.minto.com Up to

$20,000 Bonus

BARRHAVEN / 4005 Strandherd Drive SINGLE FAMILY HOMES - Up to $20,000 OFF - Including designer selected features & finishes - Located at the quiet end of Woodroffe Ave - Look-out & walk-out basement lots available - Move in 2015

BARRHAVEN / 4005 Strandherd Drive Up to

$20,000 Bonus

SINGLE FAMILY HOMES -

Up to $20,000 Design Centre Bonus PLUS hardwood on main floor PLUS granite countertop in kitchen On select lots only

EXECUTIVE AND AVENUE TOWNHOMES - Up to $10,000 OFF - PLUS 3 stainless steel appliances - On select lots only

ORLÉANS / 2370 Tenth Line Road Up to

$30,000 Bonus

SINGLE FAMILY HOMES - Up to $30,000 OFF - Including designer selected features & finishes - On select lots only

EXECUTIVE AND AVENUE TOWNHOMES - Up to $5,000 OFF OR $5,000 Design Centre Bonus - PLUS 3 stainless steel appliances - On select lots only

Up to

$10,000 Bonus

ORLÉANS / 2370 Tenth Line Road SINGLE FAMILY HOMES - Up to $15,000 OFF - Including designer selected features & finishes - On select lots only - Move in 2015

EXECUTIVE TOWNHOMES - $10,000 OFF - PLUS 3 stainless steel appliances

Up to

$30,000 Bonus

KANATA / 380 Huntmar Drive SINGLE FAMILY HOMES - Up to $30,000 OFF - Including designer selected features & finishes - On select lots only

EXECUTIVE AND AVENUE TOWNHOMES - Up to $5,000 OFF OR $5,000 Design Centre Bonus - PLUS 3 stainless steel appliances - On select lots only

Up to

$30,000 Bonus

MANOTICK / 108 Moretto Court SINGLE FAMILY HOMES - Up to $30,000 Design Centre Bonus - On select homes and lots only

BUNGALOWS - $20,000 OFF - NEW BUNGALOW DESIGNS! - On select homes and lots only

Parkside Model Home In Half Moon Bay, Barrhaven

DISCOVER EXCEPTIONAL INCENTIVES

NOW IN ALL MATTAMY COMMUNITIES ELEV. ‘A’

2-STOREY TOWNHOME, THE CHESTNUT ‘A’ 1,262 SQ.FT. $264,990 INCLUDES: Granite Countertops In Kitchen, 3 Stainless Steel Appliances & $5,000 At Décor

From $ 319,990

.

RD

From $ 229,990

Detached Homes

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Townhomes

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3454 Greenbank Road

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613-825-7932 .

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BARRHAVEN

FOLLOW US: All illustrations are artist’s concept. All dimensions are approximate. Prices, specifications, terms and conditions subject to change without notice. E.&O.E.

KANATA Townhomes

From $ 259,990 Detached Homes

From $ 319,990 SALES CENTRE 1776 Maple Grove Road .

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613-831-9369

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36' DOUBLE CAR GARAGE HOME THE PARKSIDE ‘A’ 2,669 SQ.FT. $439,990

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417

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SALES CENTRE

INCLUDES: Granite Countertops In Kitchen, 9' Main Floor Ceiling, Rec. Room Ready & $15,000 At Décor

ORLÉANS Townhomes

From $231,990 Detached Homes

From $ 314,990 SALES CENTRE

QUEBEC

RD. ES INN

RD. TRIM

613-837-5056

RD. TON MIL

417

NAVEN RD.

2496 Tenth Line Road

RD.

INCLUDES: 9' Main Floor Ceilings, Rec. Room Ready & $10,000 At Décor

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SALES CENTRE

ON ERS AND

30' DOUBLE CAR GARAGE HOME THE MARIGOLD CORNER ‘A’ 1,710 SQ.FT. $344,990

D. ER LIN TH TEN D. ER LEU RB ME

174

ELEV. ‘B1’

VILLAGE HOME, THE APPLEBY ‘B1’ 1,100 SQ.FT. $229,990 INCLUDES: Granite Countertops In Kitchen, Kitchen Backsplash, 6 Appliances, A/C, Hardwood In Lieu Of Carpet On 2nd Floor & Ceramic In Lieu Of Vinyl Throughout

From $ 229,990

Detached Homes

From $ 319,990

DR. SUMMITVIEW

Townhomes

ST ON EH AV EN DR .

SALES CENTRE

SAWYER WAY

KANATA

N 59

7 Summitview Drive 613-271-0636

SALES CENTRE

D. ER SID PE HO

FOR MORE INFORMATION ON OUR COMMUNITIES REGISTER AT MATTAMYHOMES.COM SALES CENTRE HOURS: Monday - Thursday 1 pm - 8 pm; Friday 1pm - 6 pm; Saturday, Sunday and Holidays 11am - 6 pm MODEL HOME HOURS: Monday - Thursday 1 pm - 7:30 pm; Friday 1 pm - 5:30 pm; Saturday, Sunday and Holidays 11am-5:30 pm

Iconic Homes and Communities

UNIQUE, ARCHITECT DESIGNED HOMES

METICULOUS SITE SELECTION BOUTIQUE APPROACH TO HOMEBUILDING

CLASSIC, TIMELESS, WITH A TOUCH OF MODERN

BEAUTIFUL NEW HOMES IN KANATA

ELEGANT NEW HOMES IN STONEBRIDGE

STUNNING ESTATE LOTS IN MANOTICK

VISIT OUR MODEL HOMES

VISIT OUR MODEL HOMES

EARLY OCCUPANCY HOMES

KANATA

Located in the established community of Richardson Ridge, this exciting new enclave of condominiums Flats, designed by Barry J Hobin, offers the best in maintenence-free living and inspiring architecture, along with Uniform’s renowned quality craftsmanship and superior finishes and features. Starting from $280,000.

EXCITING NEW FLATS COMING SOON! Pre-Register at ElementsFlats.com

E. & O. E.

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ts

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SALES PAVILION HOURS Mon – Thurs: 12 – 7pm Fri – Sun & Holidays: 12 – 5pm 100 Grand Manan Circle (corner of Huntsville Drive and Grand Manan Circle)

417

613.435.7751

Sign up online to receive Community Updates and exclusive access to new releases!

uniformdevelopments.com

CUSTOMIZE

YOUR PLANS SINGLES

Set roots in the master-planned community of Blackstone, featuring a wide range of homes for every stage of life.

I N K A N AT A S O U T H

Stylish singles and unique townhomes.

ASK ABOUT OUR

ASK ABOUT OUR

NEW LOTS JUST RELEASED

QUICK-OCCUPANCY UNITS

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•

•

Large windows for great natural light

•

Now offering family customization options

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Energy efficient for lower utility costs every year

Open-concept layout with 9' main floor ceilings Large Bowman Kemp basement windows

•

Finished basement rec room

•

Hardwood and ceramic tile

PHASE 1 SINGLES STARTING FROM

TOWNHOMES

399,900

$

*

STARTING FROM

INCL. HST

319,900

$

INCL. HST

*LAMINA SPECIFICATION

Visit our 5 model homes.

No valid with any other offer or promotion. No incentive on Phase 1 pond lots. Visit our sales centre for details. Prices and promotions subject to change without notice. E&OE.

A Lifestyle Refined HN Homes and award-winning architect Christopher Simmonds are redefining modern living in Ottawa.

O T T A W A’ S

M O S T

D E S I R A B L E

C O M M U N I T I E S

Bridlewood

Riverside South

TOUR OUR 3 SINGLE FAMILY HOME MODELS

TOWNHOME MODELS NOW OPEN

Tour our distinctive single family homes and

Our collection of single family homes and

experience smart space and progressive design.

townhomes is now available in Riverside South.

Live in an established community ideal for

Visit us today and discover refined design in a

families.

community connected with nature.

HNhomes.com E. & O. E.

contents SEPT 5 - 19, 2015 | VOLUME 15 ISSUE 16

PRESIDENT, YELLOW PAGES NEXTHOME

Jacqueline Hill EDITOR-IN-CHIEF / DIRECTOR OF CONTENT

Susan Legge DIRECTOR OF SALES

Moe Lalani SALES MANAGER, EASTERN ONTARIO

Paul Bimm

advice

ART DIRECTOR

C12 Home Sweet Home

Victoria Cigan

Canadians taking on more debt, but it’s “good debt”

EDITOR

by Lydia McNutt

Sara Duck (on leave), Elisa Krovblit, Lydia McNutt

Wayne Karl CONTRIBUTING EDITORS

C16 Home Smarts

Making the best of a less-than-heavenly view

by Marnie Bennett

30

ON THE COVER

Find your main potential at the Corners on Main Condo Insert | C01-C20

Spotlight on Condos

Your guide to new condo communities in the Gatineau and Greater Ottawa Area in every issue

014 Editor’s Note 036 Mortgage Charts 038 Hot Properties 040 Advertisers Index

C18 Tarion Report

Your new home likely comes with a Tarion-backed warranty

Ottawa condo answers student housing needs

030 The Corners on Main

Find your Main potential at the Corners on Main

NATIONAL CIRCULATION MANAGER

John Jenkins

Bala Gnanapandithan

024 Fundamentally Speaking First-time buyers may get a boost in Federal Election 2015

by Wayne Karl

PRODUCTION CO-ORDINATOR

Dennis Ng GRAPHIC DESIGNERS

Viosa Barileva, Miguel Cea, Mike Terentiev

028 Mortgage Advice

Saving options for buying a home

by Alyssa Richard

1 Raymond St., Ste. 300 Ottawa, ON K1R 1A2 T: 613.729.1221 ypnexthome.ca

trending

032 OHBA

Ottawa builders shine as OHBA names awards finalists

PUBLISHED Saturdays, 2015 Publishing Schedule:

Bi-weekly Jan.-June and Aug.-Nov. Monthly: July & Dec. 1 ADVERTISING Call 416.626.4200 for advertising

rates and information.

inspiration

CIRCULATION Free distribution in select high-

033 The Scoop

Natural and neutral are in!

by Elisa Krovblit

034 Designer Advice

Cottage country in the city

by Yanic Simard

+ online NEIGHBOURHOOD

C06 Capital Hall

Nash Kamaludin

PRODUCTION MANAGER

by Howard Bogach

042 Map of Ottawa property profiles

SALES CO-ORDINATOR, EASTERN ONTARIO

HOME SEARCH

MORE +PHOTOS +VIDEOS +ADVICE +INSPIRATION +TRENDING

WITH

DYNAMIC MAPS

LOOK FOR THE CIRCLE

traffic street boxes, stores, banks, financial institutions and select condominium sales offices.

COPYRIGHT 2015 All rights reserved by Yellow Pages Homes Limited. Reproduction in any form is prohibited. Contents of this publication are covered by copyright and offenders will be prosecuted under the law.

TERMS Advertisers, editorial content and New Condo Guide are not responsible for typographical errors, mistakes or misprints. All prices are correct as of press time and are subject to change without notice. E. & O. E. EDITORIAL Submissions from interested parties will be considered. Email to susan.legge@ ypnexthome.ca. The views and data expressed by columnists do not necessarily represent those of the publication.

Please recycle this magazine! Yellow Pages NextHome participates in the Partners in Growth Reforestation Program through St. Joseph Communications. To date, Partners in Growth has planted over 2.5 million trees in parks, recreation and conservation areas, and other public spaces across Canada. Established in 1990, this program was started with Scouts Canada to help replenish the environment.

WE WON'T CHARGE YOU EXTRA FOR YOUR CUSTOM DESIGN Choose one of our many models Bring us your design Custom modifications to any models or designs Creation of a new custom design just for you ... all this as part of our service at NO EXTRA CHARGE.

Meet directly with owner Pierre, owner Michel or VP Stephan

LOCATED OFF CARP RD BETWEEN STITTSVILLE AND CARP D

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• 22 lots in a Private Cul-de-sac • 2 to 4 acres country Estate Lots (well & septic) • Underground services with Natural Gas and High Speed Internet • Open and partially or fully treed lots • Walking trails with access to lake and creek • 5 minutes from Kanata Centrum

4+ LOCATIONS • NAVAN: Mustang St.: ½ acre fully treed private Estate Lot. From the high $600's.

• OTTAWA: Westboro: 2 luxury semi-detached homes. From the high $600's.

• STITTSVILLE: Deer Run: 41’ to 54’ wide lots in a private crescent. From the mid $400's.

• CARP: Westlake South Estates: 2 to 4 acres private Cul-de-sac Estate Lots. From the mid $500's.

• ON YOUR OWN LOT

(613) 296-7000 2 QUICK OCCUPANCY HOMES FOR SALE

IN STITTSVILLE FROM $529,900

MetricHomes.com 2 MODEL HOMES OPEN FOR VIEWING (CARP AND STITTSVILLE)

Editors' Notes

EXPLORE WESTBORO VILLAGE

EXCLUSIVE VIDEO ONLINE ypnexthome.ca/Westboro

We’ve got a new look!

Susan Legge Editor-in-Chief / Director of Content Yellow Pages NextHome Email: Susan.Legge@ypnexthome.ca Twitter: @SusanLegge

The intent behind the redesign of our magazines and website was simple – to make finding your next home easier. In fact, you’ll see more yellow street boxes and racks popping up across Canada over the next 16 months with our new YPNextHome branding.

As the largest real estate publishing company in Canada, our goal is to deliver real estate information in a new way via compelling news and insights using data, photos and

expert advice that is informative and inspirational. If you see something you like within these pages, there’s even more to explore online.

We encourage you to visit us at ypnexthome.ca to experience more.

We’re the same great group of real estate experts and we’ve been hard at work creating exciting new products to help you find your next home.

We’re planning for a bright future and looking forward to unearthing what’s next in the world of real estate.

Options, options, options

Wayne Karl Senior Editor Yellow Pages NextHome Email: Wayne.Karl@ypnexthome.ca Twitter: @WayneKarl

+ get social 14 YPNEXTHOME.CA

Buying a home is an exciting experience. Years of saving, months of planning, weeks of searching and days of executing a purchase usually lead to countless hours of anticipation for newcomers to the process. For many, however, it can also mean trepidation.

Relax, though, you’re not alone. Indeed, more and more homebuyers realize the importance

of preparing for their new home purchase.

While homeownership affordability is holding its own and interest rates remain low, increasing governmentimposed fees and other factors are contributing to rising prices in the new home category. With mortgage rates to eventually increase, additional preparation to make smart, wise homebuying choices is essential.

Interact with us on social media: ypnexthome

Galloway Model Home in Blackstone, Kanata

BEAUTIFUL NEWS IN BLACKSTONE

GET QUICK CLOSINGS & EXTRA INCLUDED FEATURES Take Advantage Of Incentive Features Plus Design Studio Credits ELEV. ‘B’

2-STOREY TOWNHOME, THE BYERLEY ‘B’ 1,815 SQ.FT. $304,990 INCLUDES: Hardwood In Lieu Of Carpet On Main Floor, 4 Stainless Steel Appliances, Granite Countertops In Kitchen & Air Conditioning

KANATA Townhomes

From $302,990

32' HOME THE CASPIAN ‘A’ 1,993 SQ.FT. $385,990 INCLUDES: Hardwood On Main Floor, Granite Countertops In Kitchen, Air Conditioning & $20,000 At Décor

SALES CENTRE & MODEL HOMES Detached Homes

From $385,990

110 Westphalian Avenue 613-831-2619

FOR MORE INFORMATION ON OUR COMMUNITIES REGISTER AT MONARCHGROUP.NET FOLLOW US:

SALES CENTRE HOURS: Monday - Thursday 1 pm - 8 pm; Friday 1 pm - 6 pm; Saturday, Sunday and Holidays 11 am - 6 pm MODEL HOME HOURS: Monday - Thursday 1 pm - 7:30 pm; Friday 1 pm - 5:30 pm; Saturday, Sunday and Holidays 11 am-5:30 pm All illustrations are artist’s concept. All dimensions are approximate. Prices, specifications, terms and conditions subject to change without notice. E.&O.E.

TAILORED TO YOU

Fall in love with your new home.

This fall Claridge Homes offers Move-In-Ready Homes, or homes nearing completion throughout the city. These spacious homes are built with the quality that you have come to expect from Claridge, and with a variety of plans and styles to choose from there’s sure to be one that fits you perfectly.

FINDLAY CREEK

BRADwELL IV 1765 sq ft Townhome

401 Fernside St. 613-425-1332

$333,900 NOw $327,900

BARRHAVEN 118 Maravista Dr. 613-823-6767

NAVAN 422 Dovehaven St. 613-841-0560

(Block 22 Unit 103) Over $20K in upgrades

wEMBLEY IV 1920 sq ft Townhome (Block 3 Unit 14) Over $16K in upgrades

$339,900 NOw $333,900

QUEENSBY IV 1705 sq ft Townhome (Block 8 Unit 40) Over $15K in upgrades

$318,900 NOw $309,900

RIVERSIDE SOUTH

INFINITY 2160 sq ft 3 Bed Townhome

585 Summerhill St. 613-822-6444

ONLY $346,900

HUNT CLUB

THE BREwER 940 sq ft 2 Bed Condo Flat

106-225 Winterfell Pvt. 613-249-0704

$290,900 NOw $265,900

ORLEANS

NEw LOTUS 940 sq ft Zen Urban Flat

376 Antigonish Ave. 613-834-3488

(Block 23 Unit 32) $3K Design Bonus

(Block B Unit 101) $25K Bonus

(Block A Level 1 Unit 4) Over $10K in upgrades

ONLY $199,900

KANATA

CLARITY 1825 sq ft Aspire Townhome

213 Overberg Way 613-591-0448

ONLY $301,900

ClaridgeHomes.com Prices and specifications are subject to change without notice. E.&O.E.

(Block 13 Unit 67) $3K Design Centre Bonus

moreStyle

MO FO DEL

CAMPANALE HOMES presents

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LE !

Phase 2

NOW RELEASED

Secure Your Choice Today!

$326,900 FALL! MOVE IN THIS

email: longfields@campanale.com or visit www.campanale.com for more info! visit us at our NEW sales centre

IMMEDIATE OCCUPANCY | ATTACHED BUNGALOWS from $259,900 BUNGALOWS from $319,900

Summer Inventory Spectacular

o t p u e v a S

0 0 0 , $40

10

s e m o H 2 1 Only

! m o r f e s o o to Ch

Save Thousands on Quick Possession. Move in NOW! ATTACHED BUNGALOWS | TWO-STOREY SINGLES | BUNGALOWS | LIMITED AVAILABILITY

your distinctive destination.

visit us at our NEW sales centre

CENTRAL EAST TOWNHOMES

Hemlock Rd

Rd

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d ie R

174

ky

Cove n try Rd

Luxurious Rear Lane Townhomes Prices starting as low as $423,000 1849 & 1887 Sq Ft

Terrace Homes Prices starting as low as $310,900 1294 & 1440 Sq Ft

417

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P on Aviati lvd nt B aure

Vanier P

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Blair

SALES CENTRE St. L

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Montreal R d

417

15 MINUTES TO DOWNTOWN Off Montreal Road & the Aviation Parkway 2 & 3 Bedrooms $10,000 Decor Bonus Oversized garage in Rear Lane Townhomes Free VIP Internet & Cable

170 Den Haag Dr. | (613) 680-4771 * See sales consultant for details. Prices, terms and specifications are subject to change without notice. E & O.E.

SEPT 5 - 19, 2015 VOLUME 15, ISSUE 16, FREE

EASTERN ONTARIO EDITION

TURNKEY OWNERSHIP WITH A 3-YEAR VENDOR LEASEBACK

25 YEARS

YOUR PULL-OUT GUIDE to highrise, conversion, loft, terrace & townhome condo projects

CONOW NS U TR ND UC ER TIO N!

M RO 0 F ED 90 C I 4, PR

SPOTLIGHT ON CONDOS

2 2 $

C2

1 & 2 Bedroom Condos • heated underground parking • elevator • stainless steel appliances

visit us at our NEW sales centre

LOTS OF ROOM TO GROW With spacious layouts and your very own plot of land in the communal garden, Crème has sculpted out a wedge of the countryside for you to call your very own. Enjoy maintenance-free living, high-end finishes, pet friendly suites, a smoke-free environment and, of course, an exclusive 4-year Domicile warranty. 2-bedroom homes starting from $275,900

ER

PAG D.

cremehomes.ca

Mon-Thurs: 12pm-6pm, Sat-Sun: 12pm-5pm, Fri: Closed

a

community

SPOTLIGHT ON CONDOS

C R È M E P R E S E N TAT I O N C E N T R E

3143 Navan Rd, Orléans ( NAVAN & RENAUD ) 613-807-0316

C3

C4

SPOTLIGHT ON CONDOS

Student Condos in Canada’s Capital

179900

$

from

DO THE MATH! Positive Cash Flow in Canada’s Capital

fully furnished - ready to rent

x significant demand from Carleton University – 6 minute transit

OPPORTUNITY Your opportunity to profit from the growing student condo real estate segment is coming. Conveniently located in Little Italy one O-Train stop from Carleton University, Ottawa. Furnished condominiums with amenities designed for students. Study niches.

Meeting rooms. Study lounges. Lobby Lounge.

24-hour Concierge. Housekeeping. Bike Storage.

Ground floor retail zone with grocery, coffee shop and more. Register today to ensure your name is on the class list. Demand is HIGH!

minus any headaches - fully

- managed 3-year leaseback, powered by ENVIE

+ positive cash flow opportunity* =

income-driven real estate investment

POWERED BY:

REGISTER NOW for your Priority Access

CapitalHallCondos.com

REVOLUTIONIZING STUDENT HOUSING

*Based on assumptions driven by market conditions. Pricing and specifications subject to change without notice. E&OE

SPOTLIGHT ON CONDOS

+ turnkey ownership

AN ADVANCED CLASS OF

C5

Property Profile | CAPITAL HALL

condo cover story

CAPITAL HALL spotlight on condos

Ottawa condominium answers student housing needs

C6

REAL ESTATE INVESTING IS A TRIED AND TRUE METHOD OF VERY SIMPLE

Location

MATH: what is the actual investment and what is the anticipated rate of

Little Italy, near Carleton University

return over time?

That basic equation has never made more sense than at Capital Hall Condominiums, now being developed by Ottawa’s Ashcroft Homes. The two tower, 500-plus suite project in the heart of Little Italy, one subway stop from Carleton University, will deliver first-class and affordable residences to Canada’s capital city while filling a dramatic need for student housing in one of the country’s fastest-growing metropolitan areas.

One of the towers, Capital Hall, will be a stunning 26-storey brick and stone tower overlooking Dow’s Lake, downtown Ottawa and Carleton University. The residences are just two minutes from the Carling Station subway stop, and a four minute ride on the newly expanded O-Train to Carleton University. The condos will also be nearby restaurants, bars and bistros and shopping, as well as fitness-friendly greenspace with jogging and bike trails, along with the recreational amenities of Dow’s Lake.

While the Ottawa-Gatineau National Capital Region is home to more than one million people, with population growth of 8.8 per cent well above the Canadian average, student housing at world-renowned Carleton University has failed to keep pace with the growth of this vibrant and diversified metropolitan area, which now boasts the highest median income in the country.

Builder

Ashcroft Homes Development

Capital Hall Home Type

Condominiums Sales Centre

101 Richmond Road Contact

613.221.5928 capitalhallcondos.com

Carleton University has enjoyed an 18 per cent growth in its student population over the past 10 years (including a 43 per cent increase in international student enrollment), with a current total student population of close to 28,000.

Capital Hall will benefit by this continuing stream of new students attracted to the prestige and reputation of Carleton, and will supply furnished condominiums and amenities specifically designed to appeal to students… and their parents.

The project represents an income-driven investment with the security of real estate, and provides a positive cash flow opportunity in addition to the steady growth in Ottawa real estate prices.

Suites at Capital Hall range from studios to twobedroom with two bathrooms and are thoughtfullydesigned with livability in mind with functional and

“An environment where students will thrive in a safe and secure atmosphere.” David Choo flexible floorplans for efficiency in everyday living. The fully furnished suites at Capital Hall makes this a turnkey ownership and ready to rent, including beds, side tables and lamps, living room and dining room furniture, chairs and television. Capital Hall also features 8,000 sq. ft. of student-friendly amenities designed to promote a sociallyengaged lifestyle, including a fully equipped fitness centre, party room, lounge with secluded study areas and a landscaped outdoor courtyard.

Says Ashcroft Homes’ CEO David Choo, “Most important, Capital Hall has been designed as an environment where students will thrive in a safe and secure atmosphere. Ashcroft Homes’ ‘Envie Brand’ is a lifestyle-focused approach to student condos designed the way students wish to live. Envie features a lifestyle program manager to help students balance university work and social lives, and Capital Hall also features 24-hour security, closed circuit cameras, on-site housekeeping services, and 4,000 sq. ft. of ground floor retail featuring a grocery store and coffee shop.“ An additional benefit of Capital Hall is that it is being built

by Ashcroft Homes, one of the most respected names in the Ottawa real estate development industry. Ashcroft Homes is recognized for building homes to the highest standards of quality, distinguished by architectural intelligence and designed with style and flair. In the past decade, Ashcroft Homes has built thousands of singles, townhomes, retirement residences and luxury lifestyle condominiums in Ottawa’s most desirable and vibrant locations.

The real estate investment formula at Capital Hall speaks for itself – a safe and secure first-class environment that addresses the significant shortage of housing for a burgeoning student population.

Simple math that makes perfect sense.

LEFT

Penthouse lounge rendering TOP

Exterior rendering RIGHT

Ashcroft Homes’ CEO David Choo

SEPT 5 - 19, 2015 | NEW HOME & CONDO GUIDE EASTERN ONTARIO C7

G IN LL SE W O N

SPOTLIGHT ON CONDOS

Find Your Main Potential

C8

Not everyone sees Main Street’s potential, but savvy buyers know that widened streets, lush parks and farmers’ markets are on the way.

Domicile rewards your foresight with The Corners On Main. Be among the first to live at the soon-to-be most desirable address in Old Ottawa East. It’s an exceptional dwelling, you won’t want to dwell on.

613-806-6246 | CornersOnMain.ca Visit us at our Sales Centre, 84/86 Beechwood Avenue

Mon – Thurs 12pm – 6 pm, Sat – Sun 12 pm – 5pm

COME SEE THE NEW MODELS

More than a pretty façade Yes, Bergeron Terrace has great looks, but it’s also nestled in a neighbourhood with plenty of heart: Chapel Hill. Live in one of the most well-loved locations in Orléans while enjoying maintenance-free living, high-end finishes, pet friendly suites, a smoke-free environment and, of course, an exclusive 4-year Domicile warranty.

Bergeron Terrace Come see the model homes 5911 Meadowglen Dr, Unit 1 Orléans 613-223-5803

BergeronTerrace.ca

Mon-Thurs: 12pm – 6pm, Sat-Sun: 12pm-5pm, Fri: Closed

a

community

SPOTLIGHT ON CONDOS

2 and 3-bedroom towns starting from $293,200

C9

SPOTLIGHT ON CONDOS C10

Luxury COndOmunIums THAT SUIT YOUR STYLE Claridge has been redefining Ottawa’s skyline for nearly 30 years, and now we’re proud to bring Claridge_Icon to the community.

Find your new home in the heart of Little Italy for as low as $286,000.

485 Preston street, Ottawa | 613.695.1441 | www.claridgeicon.com

moreValue

Move-in ready units. up to 10k in designer finishes included!

2

LA tIFFAnI | NEw EdINBuRGH Furnished move-in ready 2 bedroom units starting from $361,000 90 Landry Street Unit 104, Ottawa 613-680-6560

FusIon | LEBREtON FLats Models now open! Move-in ready 1, 2 & 3 bedroom units starting from $276,000 300 Lett Street, Ottawa 613-232-2049 CLARIDGE PLAZA 3 | RIdEau stREEt Models now open! Move-in ready 1 & 2 bedroom units starting from $311,000 244 Rideau Street, Ottawa 613-241-3235 File is half size FINAL: 48” x 48”

CLARIDGE PLAZA 4 | RIdEau stREEt Now occupying! studio, 1 & 2 bedroom units starting from $225,000 244 Rideau Street, Ottawa 613-241-3235

tRIbECA | dOwNtOwN MEtcaLFE Models now open! Move-in ready 1 & 2 bedroom units starting from $343,000 91 Nepean Street, Ottawa 613-234-1780 tRIbECA EAst | dOwNtOwN MEtcaLFE Now occupying! studio, 1 & 2 bedroom units starting from $243,000 91 Nepean Street, Ottawa 613-234-1780

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C11

Advice | HOME SWEET HOME

Canadians taking on more debt, but relax – it’s “good debt”

By Lydia McNutt

ABOUT 80 PER CENT OF CANADIANS ARE CARRYING SOME KIND OF DEBT – and given today’s low lending rate environment, it’s not surprising that the amount of debt we’re taking on is on the rise. The results of the 2015 annual debt poll released recently by BMO and conducted by Pollara show Canadians owe on average $93,000 – up from $76,140 in 2014, and $72,045 in 2013.

While this sounds like a hefty number, particularly compared to just two years ago, Sal Guatieri, senior economist at BMO Capital Markets, notes that it is “good debt” – investment debt that creates value. Topping the list were home purchases, home renovations and education expenses.

BIGGEST DEBT CONTRIBUTORS BY REGION SOURCE OF DEBT

National

ATL

QC

ON

MB/SK

AB

BC

Buying a house

49%

41%

55%

46%

45%

55%

51% 42%

Buying a car

46%

52%

47%

49%

43%

37%

Home renovations

33%

32%

35%

37%

23%

21%

31%

Education

32%

27%

31%

29%

22%

18%

32%

Vacation

28%

28%

27%

32%

17%

14%

33%

Health Care /Drugs

25%

24%

28%

26%

17%

17%

28%

Entertainment

22%

19%

24%

25%

15%

18%

20%

Home electronics

20%

18%

24%

25%

12%

11%

13%

Stocks/investments

15%

10%

16%

20%

8%

9%

13%

“Given the angst about high debt burdens, it’s somewhat comforting to know that Canadians are generally accumulating good debt to finance investments in their homes and educations, as opposed to bad debt such as discretionary spending on vacations and entertainment,” says Guatieri.

Note he said “when,” not “if.”

So, what can you do to insulate yourself from this looming threat?

It comes down to common sense.

Can Canadians handle their debt?

Half of Canadians (49 per cent) said buying a home was a major contributor to their debt. Thirty-four per cent said it was the main factor.

Indeed, home sales have been up across the country, with the Canadian Real Estate Association recently reporting a 3.4-per-cent increase in sales in July year-over-year, marking the second-highest July sales stat on record since 2009. Activity stood 12.6 per cent above the 10-year average for July.

Today’s low interest rates have prompted many who have been sitting on the sidelines to jump into home ownership, while those who weren’t able to carry a mortgage at a higher rate can now do so with the hard-to-resist rates offered by mortgage lenders today. And therein lies the potential problem.

“Rapidly rising house prices in [Toronto and Vancouver] could encourage some households to take on larger mortgages than they can handle when interest rates rise,” Guatieri says.

Here are some tips: » Stress-test your mortgage against a higher rate. If you can’t afford an interest rate hike of two or three per cent, then decrease your homebuying budget. » Don’t spend the maximum you get approved for by your mortgage lender. This will be the top end of your budget. » Factor your other debts and lifestyle into your budget. You want to live in your house, not live for your house.

Lydia McNutt is an award-winning writer and editor of New Condo Guide. Lydia’s love of architecture, interior design and the written word have landed her happily at home at Yellow Pages NextHome, where real estate rules. Email Lydia.McNutt@ypnexthome.ca, and follow her on Twitter @LydiasTweets

C12 YPNEXTHOME.CA

SPOTLIGHT ON CONDOS

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CONSTRUCTION FALL 2015! *See Sales Representative for details. Net price without promotions. Interest portion, 2.39% rate, 5 year term, 25 year amortization, CMHC fees included.

Prices, specifications, features and offerings are subject to change without notice . E & O.E. Promotions may be changed and/or cancelled at any time without notice.

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C15

Advice | HOME SMARTS

Glass act:

Making the best of a less-than-heavenly view

By Marnie Bennett IF EVERY WINDOW REVEALED A VIEW OF STUNNING BEAUTY, IT WOULD MAKE MY JOB SO MUCH EASIER. But

here on earth, some vistas leave something to be desired.

The good news is that I’ve been seeing more ways than ever before to address these problems.

SCENARIO 1: You feel as though you’re living in a fishbowl.

Or, you have a marvelous view – of a brick wall, or the legs of passersby.

For both daytime privacy and obscuring undesirable views, light-filtering blinds are an increasingly popular option.

This is in large part because they don’t block out natural light. A similar – though more romantic – effect can be achieved by using sheers. Both can be paired with lined curtains for nighttime privacy.

If you’ve got panoramic windows, treatments like these can cost a pretty penny. Here’s an industry secret: you may be able to negotiate with your builder at the time of purchase for blinds to be included in the purchase price.

Half-height plantation shutters work beautifully with tall, narrow windows, lending historical character to a room.

For a smaller window, you might consider a hanging stained glass panel; even a small panel will act as a focal point, drawing attention away from an unappealing view.

Your local hardware store carries two inexpensive alternatives: privacy window film and acrylic wall glaze. Both of these give the illusion of frosted glass, and both are easily applied and removed. In many cases, applying these treatments to only the lower pane of glass will give you the privacy you require.

SCENARIO 2: Your windows are too small, or too few.

Small windows can be made to look larger by artfully installing blinds and curtain rods higher than necessary, with curtains extended on either side. On a blank wall that cries out for a window, try hanging a large piece of landscape art; installing a picture light above will give your evenings a lovely ambience. Have as many different sources of light as possible coming from different points in a room. This gives you options for different effects at various times of day. And large mirrors are wonderful for reflecting light from both windows and lamps.

As a glass half-full kind of gal, I’ll close with this: your imperfect views are the perfect opportunity to make a terrific design statement.

To receive a free copy of a new special report titled “Homebuyers: How to Save Thousands of Dollars When You Buy” email sales@bennettpros.com

Marnie Bennett is a broker and the marketing director for Bennett Property Shop Realty, a full premium service real estate brokerage specializing in marketing and selling new and resale homes, condominiums and investment real estate. Marnie is the host of the weekly radio show the Real Estate Hour, a millionaire real estate investor and a wealth management coach. bennettpros.com C16 YPNEXTHOME.CA

SPOTLIGHT ON CONDOS

C17

Advice | TARION REPORT

Remember:

Your new home likely comes with a Tarion-backed warranty

By Howard Bogach

Some of the things to look for are cracks in flooring, drywall or outside cladding, missing roof shingles and home finishes. Electrical and plumbing fixtures, heating and air conditioning systems are warranted only in the first year, so if these aren’t working properly, take note immediately.

The two-year warranty This protects against defects in materials such as windows, doors and caulking. This warranty also covers defects in electrical, plumbing and heating delivery and distribution systems and exterior cladding.

Within the first two years, inspect your home regularly to ensure there is no water seeping in.

ONE OF THE GREATEST ADVANTAGES

of buying a new house or condo, is that almost all new homes in Ontario come with a warranty. Your builder must stand behind the workmanship in your new home.

For 40 years, Tarion has been protecting the rights of new-home buyers by administering Ontario’s mandatory new-home warranty program and regulating builders. The warranty includes delayed closing and deposit protection, as well as coverage for workmanship, plumbing, heating and cooling systems and major

structural defects. Different items are covered for varying periods, but the warranty typically starts at possession and ends up to seven years later.

Here are a few tips on what to look for and when: The one-year warranty In the first year, your warranty covers defects in work and materials, ensures that it has been constructed according to the Ontario Building Code and is fit for habitation. It includes almost everything that was provided by the builder.

The seven-year warranty Finally, the seven-year warranty covers your home from major structural defects. This includes the failure of a load-bearing portion of your home. Look for major cracks in the foundation or exterior cladding, interior separation of drywall between ceilings, walls and floors or movement in the basement floor.

Once you move in, inspect your home’s condition regularly. If there are issues that fall under the warranty, your builder is responsible for fixing a defect. If they don’t, Tarion will step in. If you are a new-home owner, sign up for Tarion’s online warranty service called MyHome at tarion.com. It’s the easiest way to keep on top of all your warranty deadlines.

Howard Bogach is President and CEO of Tarion Warranty Corp. His column appears monthly in New Home & Condo Guide. For more information about how Tarion helps new-home buyers, visit tarion.com or find us on Facebook at facebook.com/TarionWarrantyCorp.

C18 YPNEXTHOME.CA

TWO THE PARKWAY BEAVERBROOK

IT’S IN

YOUR

NATURE CUSTOMIZE YOUR CONDO IN BEAVERBROOK, KANATA Your new home at TWO THE PARKWAY is nestled among the mature landscapes of the unique and established neighbourhood of Beaverbrook, in old Kanata. This residential enclave is surrounded by forests and natural granite outcroppings. Life is a walk in the park because everything you need is only minutes away. Stop by our Presentation Centre and work with Morley Hoppner to customize your lifestyle and layout of your dream condo. It’s in your nature.

NOW UNDER CONSTRUCTION

To learn more visit us at TwoTheParkway.com

SPOTLIGHT ON CONDOS

613.747.2462 | live@twotheparkway.com Two The Parkway, Kanata, ON

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SUMMER BONUS!

SPOTLIGHT ON CONDOS

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Starting at $699,900 includes 1 heated underground parking.

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Advice | FUNDAMENTALLY SPEAKING

First-time buyers may get an important

boost in Federal Election 2015

By Wayne Karl FIRST-TIME HOMEBUYERS – particularly those in Canada’s most expensive markets – you have a powerful friend in your corner: Prime Minister Stephen Harper. Seeking re-election in the upcoming federal election on Oct. 19, Harper is proposing a few changes to help make your homeownership dreams come true.

“For many Canadians, owning a home is their most important investment and the achievement of a key life goal,” Harper says. “We want to help more Canadian families purchase their first dream home.”

A re-elected Harper government will try to do this by making improvements to the Home Buyers’ Plan.

Under the HBP, aspiring homeowners can make tax-free withdrawals from their Registered Retirement Savings Plans (RRSP) to finance the purchase or new construction of their first home. In 2009, Harper raised the withdrawal limit to $25,000 from $20,000. Now he is proposing to increased it further, to $35,000.

This is music to the ears, of course, of those in the industry – home builders, realtors and mortgage lenders – whose official governing bodies all issued statements supporting Harper’s plan.

It should also be welcomed news to you. Housing costs are rising (which is a good thing, once you own a home, as it’s an indication of market health). But saving and otherwise obtaining the funds to take that important

first homebuying step are becoming increasingly difficult.

This is where the HBP and other initiatives, as noted in Alyssa Richard’s mortgage column on page 16, prove their value.

A re-elected Harper government also plans to: • Collect data on foreign buyer activity in Canada’s housing market and, as necessary, take action in coordination with provinces to curb foreign speculation in Canada’s residential real estate market.

• Maintain the enhancement to Tax-Free Savings Accounts so Canadians can save and invest more of their hard-earned money tax-free.

• Establish a new permanent Home Renovation Tax Credit for substantial home renovation expenses between $1,000 and $5,000, so young homeowners can renovate and upgrade their homes.

Over the next six weeks or so as we edge toward election date, we may hear other campaign promises aimed at addressing these and other important issues related to homeownership.

Whether you’re a first-time buyer or an existing homeowner looking for your next home, take note of these potential opportunities to help you realize your homebuying plans.

Wayne Karl is an award-winning writer and editor with experience in real estate and business. In Fundamentally Speaking, Wayne explores the basics – such as economic fundamentals – you need to examine when buying property. He can be reached at wayne.karl@ypnexthome.ca or follow him on Twitter at Twitter.com/WayneKarl

24 YPNEXTHOME.CA

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Advice | MORTGAGE ADVICE

Savings options for buying a home

By Alyssa Richard

IF YOU WANT TO SAVE FOR A HOME IN THE NEXT FIVE YEARS, YOU SHOULD AVOID STOCKS BECAUSE YOU COULD LOSE MONEY. Instead, you should use no-risk

options like a high-interest savings account or GICs. But what type of savings vehicle should you use?

There are three different types of accounts to choose from and each has its own advantages and disadvantages.

Here are your options: RRSP An RRSP allows the money you save to grow tax-free. If you qualify as a first-time homebuyer, you’ll also be able to take advantage of the Home Buyers’ Plan (HBP).

Using the HBP, you can withdraw up to $25,000 from your RRSP as long as the money was deposited more than 90 days ago. If you’re buying with a spouse or partner who’s also a first-time buyer, you can each take out $25,000 for a total of $50,000. The money you withdraw has to be taken out no later than 30 days after the closing date.

You must repay what you borrowed the second year after the year you withdrew the funds. You have up to 15 years to repay that amount.

For example, if you borrow $24,000 from your RRSP, you’ll need to pay $1,600 a year ($24,000 divided by 15, equals $1,600).

You can pay more than the $1,600 towards your HBP in any given year and your annual payments will decrease. If you decide to pay $9,400 in the second year, then you’ll only need to pay $1,000 a year thereafter.

YEAR HBP Balance Annual Repayment Amount Your Payment

2016

2017

2018

$24,000

$22,400

$13,000

$1,600

$1,600

$1,000

($24,000

($22,400

($13,000

÷ 15 years)

÷ 14 years)

÷ 13 years)

$1,600

$9,400

$1,000

The great thing about the money you withdraw from your RRSP for the HBP is it’s tax-free. However, if you can’t afford to make the annual payment, you’ll have to declare it as RRSP income on your tax return.

TFSA Like an RRSP, a TFSA also allows your money to grow taxfree. But there aren’t as many restrictions as there are with an RRSP. If you’re buying a home for the second or third time, you can still make a tax-free withdrawal from your TFSA. There aren’t any first-time homebuyer restrictions.

You’re not restricted from borrowing just $25,000 because you can withdraw as much as you want from a TFSA. You also don’t have to pay the money back over a specific timeframe. In fact, you don’t have to repay the amount you took out and there aren’t any tax penalties.

The other good thing about using your TFSA is you keep your RRSP intact and allow your money to compound over time so you can save more for retirement.

However, you won’t get a tax refund if you save using a TFSA instead of an RRSP. If you were to get a refund, you could use that extra cash for your down payment and be able to save even more money.

Non-registered account You could use a non-registered account to save for a house but this isn’t the best option because you’ll be taxed on any interest earned.

The only reason you might use this type of account is if you don’t have any RRSP or TFSA contribution room, which is highly unlikely.

However, you can withdraw as much money as you want from a non-registered account and you never have to pay it back.

Which one to choose?

RRSPs and TFSAs allow your money to grow tax-free while a non-registered account does not. A TFSA has fewer restrictions while a saving in an RRSP will provide you with tax refunds, which can increase your savings.

The best option might be to use a combination of both.

Alyssa Richard is the founder and CEO of ratehub.ca, a mortgage rate comparison site that aims to empower Canadians to make smart financial decisions.

28 YPNEXTHOME.CA

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Property Profile | THE CORNERS ON MAIN

cover story

Find your main potential at

THE CORNERS ON MAIN Location

Main St. at Oblate and Springhurst Old Ottawa East, Ottawa Builder

Domicile Developments Inc. Development

Corners on Main Home Type

478 sq.-ft. to 1,431 sq.-ft. condominiums Sales Centre

The Kavanaugh, 84 Beechwood Ave. Open Monday to Thursday noon to 6 p.m., and weekends noon to 5 p.m.

Contact

cornersonmain.ca domicile.ca 613.806.6246

30 YPNEXTHOME.CA

OLD OTTAWA EAST IS A SOUGHTAFTER AND BEAUTIFUL ENCLAVE NEAR MAIN STREET, WHICH WAS ORIGINALLY THE MAIN STREET OF A FORMER SMALL TOWN. Many of its

buildings reflect the heritage and history of early Ottawa, including the Sisters of the Sacred Heart convent, located on Main between Oblate and Springhurst avenues.

The elderly Sisters, who originally taught students and cared for the Oblate Brothers, have sold a 3.5-acre parcel to Domicile Developments Inc., and part of the sale arrangement allows the Sisters to remain in their convent for as long they need, and Domicile will develop the vacant land between the convent and Main Street. This land fronts on Main Street, Springhurst and Oblate and will form the heart of

Domicile’s latest condominium project, The Corners on Main.

Domicile is Ottawa’s premier boutique condo builder, creating high-end urban spaces designed for the 21st century. The Corners on Main is their most eco-friendly building yet and Domicile has spent much time and effort consulting with the local community, a wellestablished and highly desirable central Ottawa location. The building’s exterior expresses the thoughtful company approach taken

by Domicile to help kickstart the Main Street renewal project and the recent Community Design Plan.

Designed by noted architect Roderick Lahey, the Corners on Main is the perfect intersection – where peaceful parklands meet city vibes. The two

6 MORE PHOTOS ONLINE ypnexthome.ca/CornersOnMain

L-shaped buildings will each have 74 condominium suites. The Main Street portion of the development will include ground-floor retail space.

Sales have taken off with a frenzy, of course. This very special area offers immediate access to the Rideau River and is only moments from the Canal. Downtown is near enough to walk to, as are all three universities, including St. Paul’s University practically next door. The Ottawa Hospital’s General Campus and Children’s Hospital are just up the road. Residents can walk, bicycle or skate to work or school, can take special courses at St. Paul’s, can walk to Lansdowne for Redblack games, and can enjoy strolling along quiet, well-treed avenues.

Nothing beats established communities, as Domicile knows well, and the immediate area around Main Street offers public spaces such as parks, the Old Town Hall, several churches, schools, the Sandy Hill Community Health Centre and Riverside Montessori Pre-School.

Perhaps best of all is Brantwood Park – in a spacious riverside setting. There are also private enterprises including services such as hairstylists, drycleaners, banks, pharmacy, groceries, liquor and beer store, and cafes and restaurants – including the popular Green Door.

As an eco-conscious boutique builder, Domicile anticipates its purchasers’ needs. This exceptional pair of buildings offers fitness

facilities, 100 per cent smoke-free environment, rooftop terrace, interior courtyard, guest suites, a private park, pet-friendly homes, customizable suites, extended four-year warranty, exceptional designs and gorgeous luxury finishes.

Suites range in size starting with the Chestnut, a 478-sq.-ft. pied-a-terre, up to the Merritt, a two-bedroom, 1,431-sq.-ft. unit with additional terrace space. Prices range from $228,300 for the compact pied-a-terre to $594,900 for the largest, with occupancy in late 2017.

Domicile’s trendsetting homes at the Corners on Main are attracting a buying frenzy. The first of the two buildings is already more than 40 per cent sold. Visit cornersonmain.ca or domicile.ca, call 613.868.7597, or drop into the sales centre at The Kavanaugh, 84 Beechwood Ave, Monday to Thursday noon to 6 p.m., and weekends noon to 5 p.m.

SEPT 5 - 19, 2015 | NEW HOME & CONDO GUIDE EASTERN ONTARIO 31

Trending

Eastern Ontario builders shine as OHBA announces finalists for 2015 Awards of Distinction

THE ONTARIO HOME BUILDERS’ ASSOCIATION (OHBA) HAS ANNOUNCED THE FINALISTS FOR ITS 2015 AWARDS OF DISTINCTION, and builders in Eastern Ontario have made a

fine showing.

Encompassing 39 categories of building, design, sales and marketing, the Awards of Distinction will be announced on Sept. 28 at the Deerhurst Resort in Hunstville during the 2015 OHBA Conference.

“The Awards of Distinction program is an opportunity to pay tribute and honour the creativity, innovation and talent of builders, renovators, designers and marketers within the new home building and renovation industry,” says OHBA President Vince Molinaro. “The building industry continues to be a major driving force in our province’s economy and the Awards of Distinction celebrates this dynamic sector.”

Following is a partial list of finalists: OHBA ONTARIO HOME BUILDER OF THE YEAR Empire Communities – BILD/ Brantford HBA/ Durham Region HBA/ Hamilton-Halton HBA/ Niagara HBA/ Waterloo Region HBA Mattamy Homes Ltd. – BILD/ Hamilton-Halton HBA/ Greater Ottawa HBA/ Waterloo Region HBA Minto Communities – BILD/ Durham Region HBA/ Greater Ottawa HBA ARCHITECTURAL DESIGN Most Outstanding Custom Home (Up to 3000 sq. ft.)

RND Construction: Urban Green – Ottawa Most Outstanding High or Midrise Condo Suite (4+ storeys up to 800 sq. ft.)

Minto Communities: Minto Beechwood “Glenwood” – Ottawa (credit to: TACT Achitecture) Most Outstanding High or Midrise Condo Suite (4+ storeys 801 sq. ft. and over) Minto Communities: Minto@Lansdowne “2002” – Ottawa PROJECT IMAGE & ADVERTISING Best Video Lowrise Project (1-3 storeys) Mattamy Homes Ltd.: Half Moon Bay – Barrhaven Minto Communities Inc.: Quinn’s Pointe – Barrhaven

MORE TRENDING ONLINE ypnexthome.ca/news

32 YPNEXTHOME.CA

Inspiration

the

SCOOP

Catch up on decor + reno news, inspiration, style + more

By Elisa Krovblit

Natural and neutral are in!

The look of reclaimed wood is trendy, but timeless

Martens Double-Door Cabinet in Aged Elm, $2,395 - $2,795. restorationhardware.com

MORE INSPIRATION ONLINE ypnexthome.ca/news/inspiration

Scoop the look!

‹

‹

‹

Ektorp Tullsta Armchair, Blekinge White. $149 | ikea.ca

Lucia Rectangular Coffee Table $1,495 | elte.com

Moroccan Wool Rug from $199 | homesense.ca

In love with design and decor, Elisa is the editor of Renters Guide and Commercial Investor, and senior editor of Home Decor & Renovations, when not searching out some unusual solutions to her century homes.

SEPT 5 - 19, 2015 | NEW HOME & CONDO GUIDE EASTERN ONTARIO 33

Inspiration | DESIGNER ADVICE

COTTAGE COUNTRY IN THE CITY ByYanic Simard | Photo courtesy of Ted Yarwood

Cottage decor often comes down to celebrating the basic essentials, such as beautiful plates, vintage servingware, and stunning pots and pans

WHETHER OR NOT YOU CAN FIND THE TIME FOR A TRUE COTTAGE GETAWAY THIS SUMMER, a sense of relaxed

living can be infused into your home through the power of decor. To get the best of lake-side living, even in your urban abode, here’s my guide to the essential details of cottageinspired decor: Let wood reign: Naturally, wood is one of the first materials you think of when you think “cottage” – but you must know how to use it right. » To create a feeling of consistency, run wood floors continuously throughout, even into the kitchen.

It can survive the occasional spill if you treat it properly. Embrace wood with visible graining, such as Mir Hardwood’s Reclaimed Parquet collection (which mixes woods for rich character). » For those who prefer a hard surface, consider an inset tile “mat” for the kitchen, entry, or other wet areas – it keeps the floor flush (and there’s no sisal rug to try to wash the mud or red wine out of). » Plank walls give the textural look of a cottage cabin interior, but unless you live directly on the water, you may find this much wood a bit overwhelming.

Paint it out a white or pale colour to maintain an airy, relaxed vibe, or go for a deep espresso stain and break up the wood with white accents such as art and drapery.

34 YPNEXTHOME.CA

Timeless tile: Subway tile is a versatile classic that can appear either modern or traditional, depending on the details. » The most popular form of contemporary subway tile is crisp white porcelain, but you don’t have to go so minimal. Consider a tile with a more organic surface shape and subtle, uneven colouring, to bring in some traditional warmth, or choose a style with a bevelled edge for a sleek touch of class. » A cottage-inspired kitchen is also a great place to play with the colour of your tile grout. The geometric patterns of subway tile (or any other shape) can be highlighted with dark, contrast grout, or you could even choose one with a colour infused to add a playful accent.

Focus on faucets: Even in the most humble cottage, a slight hit of sparkle usually appears in the form of an eye-catching kitchen faucet. » Whether your goal is a transitional or traditional style, a “bridge” faucet (which sits above the counter on two widespread arms rather than one in the centre) adds an uncommon graceful touch. » If you find yourself often filling large pots (for soups or pastas, for example), a wall-mounted faucet placed over the stove is extremely practical, and makes the fixture even more of a standout feature.

MORE INSPIRATION ONLINE ypnexthome.ca/news/inspiration

Cottage colours: It’s hard to imagine a cottage-inspired colour scheme without the calming essence of a clean, fresh white. » For an earthy, Zen atmosphere, pair white with off-white neutrals (greys, beiges, or both) and let texture and materials become the focus – it recalls the simple beauty of sandy shores and pebbled paths without feeling too stark. » For a livelier nautical vibe, blue can’t be beat as a cottage-inspired favourite.

In general, a cottage interior tends to choose a limited palette and stick to it, so pick one hue to repeat in smaller or larger doses from room to room (and if you want a little extra punch in a key area, try small hits of red for spice).

HC-128 Clearspring Green

CC-10 Ultrawhite

HC-168 Chelsea Gray

2064-50 Costa Rica Blue

CC-640 Blue Grass

CC-636 Mountain Air

Visit benjaminmoore.ca Soft and strong: Seating in a cottage-inspired home tends toward two timelessly practical (and beautiful) categories: wood and slipcovered. » Sturdy wood barstools, dining chairs, and benches are perfect options for bringing in a sense of natural strength, as their open frames still allow for an airy and relaxed look, and they contrast soft upholstery beautifully. » Whether or not you find yourself regularly tracking sand inside, slipcovered furniture is practical for its ease of washing and for the ability to swap out looks between seasons. Plus, a skirted front on a sofa or chair communicates the relaxed cottage vibe, especially in a heavy natural fabric (such as a linen blend).

Everyday beauty: Cottage decor often comes down to celebrating the basic essentials, such as beautiful plates, vintage servingware, and stunning pots and pans. » Open shelving is a popular trend which suits the most rustic spaces (think simple wood plank shelves) or even more modern schemes (try vanishing floating glass).

However, if you prefer to keep your storage behind closed doors, consider varying the heights of your cabinets – this creates neatly framed niches at the ceiling where you can display party serveware you use occasionally (such as elegant porcelain pitchers). » If you have precious plates you won’t use often (or even favourite ones that you do!) an artful arrangement over your dining table makes a classic cottage-inspired display – choose all white pieces if you want to keep the look modern.

Similarly, cool copper pots hung on an open rack make a trendy metallic statement in between recipes.

Yanic Simard is New Condo Guide’s design editor, principal designer of award-winning Toronto Interior Design Group (tidg.ca), and regular guest expert on City’s Cityline.

Check out Yanic’s accessory line, Yanic Simard Selected, by visiting online at ysselected.com

SEPT 5 - 19, 2015 | NEW HOME & CONDO GUIDE EASTERN ONTARIO 35

homebuyers’help

CALCULATE YOUR MORTGAGE PAYMENTS INTEREST RATE

AMORTIZATION PERIOD

CHART FIGURE

EXAMPLE: 5%

25 YEARS

5.82

MORTGAGE AMOUNT ÷ 1,000

MONTHLY PAYMENT

(MORTGAGE AMOUNT $125,000)

125

FOLLOW THESE STEPS TO SEE IF YOU’LL QUALIFY FOR A MORTGAGE ON YOUR DREAM HOME

01

Calculate the combined monthly before-tax income of you and your spouse.

05

02

Divide by three. This figure is the monthly payment you can afford to make on your home.

06

03

07

Take the total price of the home and subtract the amount of money you expect to make as a down payment. This is the money you will have to borrow.

04

Refer to the chart on the opposite page. Look down the left column and locate the interest rate you expect to pay. Line this up with the amortization period of your choice. (Most first-time buyers take the 25-year amortization.)

36 YPNEXTHOME.CA

Multiply this figure by the amount you need to borrow.

Divide by 1,000.

Add to this your estimated monthly heating costs and monthly property taxes.

If this figure is equal to or less than one-third of your gross monthly income (calculated in Step 2), you’ll qualify for a mortgage on your dream home.

Bear in mind that this is a rough estimate. If you have several other large loans already, you may qualify for less.

Also, banks and trust companies vary in their policies. The best way to know what you can afford is to go to the lending institution of your choice and get pre-qualified.

$

MORTGAGE PAYMENT CALCULATION CHART % INTEREST RATES

AMORTIZATION PERIODS 10 YEARS

15 YEARS

20 YEARS

25 YEARS

3.00%

9.65

6.90

5.54

4.73

3.25%

9.76

7.02

5.66

4.86

3.50%

9.88

7.14

5.79

4.99

3.75%

9.99

7.26

5.91

5.13

4.00%

10.11

7.38

6.04

5.26

4.25%

10.23

7.50

6.17

5.40

4.50%

10.34

7.63

6.30

5.53

4.75%

10.46

7.75

6.44

5.67

5.00%

10.58

7.88

6.57

5.82

5.25%

10.70

8.01

6.74

5.96

5.50%

10.82

8.14

6.85

6.10

5.75%

10.94

8.27

6.98

6.25

6.00%

11.07

8.40

7.12

6.40

6.25%

11.19

8.53

7.26

6.55

6.50%

11.31

8.66

7.41

6.70

6.75%

11.43

8.80

7.55

6.85

7.00%

11.56

8.93

7.69

7.00

7.25%

11.68

9.07

7.84

7.16

7.50%

11.81

9.21

7.99

7.32

7.75%

11.94

9.34

8.14

7.47

8.00%

12.06

9.48

8.28

7.63

8.25%

12.19

9.62

8.44

7.79

8.50%

12.32

9.76

8.59

7.95

8.75%

12.45

9.90

8.74

8.12

9.00%

12.58

10.05

8.86

8.28

9.25%

12.71

10.19

9.05

8.45

9.50%

12.84

10.33

9.20

8.62

9.75%

12.97

10.48

9.36

8.78

10.00%

13.10

10.63

9.52

8.95

10.25%

13.24

10.77

9.68

9.12

10.50%

13.37

10.92

9.84

9.29

10.75%

13.50

11.06

10.00

9.46

11.00%

13.64

11.22

10.16

9.63

11.25%

13.77

11.36

10.32

9.80

11.50%

13.91

11.52

10.49

9.97

11.75%

14.04

11.66

10.65

10.15

12.00%

14.18

11.82

10.81

10.32

12.25%

14.32

11.97

10.98

10.49

12.50%

14.46

12.13

11.15

10.67

12.75%

14.59

12.28

11.31

10.85

This table shows the monthly payment of principal and interest for each $1,000 of mortgage. Example: The monthly principal and interest payment for a $125,000 mortgage with a 25-year amortization period at 5% is as follows: ($125,000 รท 1,000) X 5.82 = $727.50

SEPT 5 - 19, 2015 | NEW HOME & CONDO GUIDE EASTERN ONTARIO 37

Hot Properties

Find your next home! This page features a few of the latest properties to keep your eye on in the Eastern Ontario area. Find more properties at ypnexthome.ca

LATEST LISTINGS

THE CORNERS ON MAIN By: Domicile City: Old Ottawa East Intersection: Springhurst and Oblate Two midrise condo buildings consisting of a mix of six and four storeys, each with 74 units on Main St. between Springhurst and Oblate.

Smoke-free and pet-friendly, with four-year extended warranty. Many other amenities including – rooftop terrace, fitness facility, ground floor retail, interior courtyard, guest suites and more. Visit the temporary sales centre at 86 Beechwood Ave. Monday to Thursday, noon to 6 p.m., and Saturday and Sunday noon to 5 p.m. 613.806.6246. cornersonmain.ca

GREYSTONE VILLAGE

THE CORNERS ON MAIN BY DOMICILE

QWEST

RIDGE KANATA

By: Ashcroft Homes Starting price: $298,888 City: Westboro Intersection: 101 Richmond Rd. Ready for occupancy. Just released, second floor terrace suites. Visit the new twobedroom model suite today, at 613.221.5926. liveqwest.com

By: Cardel Homes City: Richardson Intersection: Huntsville and Terry Fox Production Builder of the Year Cardel Homes has launched Phase III in Richardson Ridge.

Featuring popular home designs and several brand new models, visit our sales centre 288 Huntsville Dr., Kanata North on Terry Fox or contact dale.laurie@cardelhomes.com 613.435.5706. cardelhomes.com

PRINCE OF WALES ON THE RIDEAU By: Campanale Homes Starting price: $798,900 City: Ottawa South Intersection: Prince of Wales and Kochar Two new models available for viewing.

Executive single-family homes in an exclusive community, surrounded by more than 50 acres of greenspace and park bordering the Rideau River. Call 613.440.3750 for a viewing of our two new models. campanale.com

38 YPNEXTHOME.CA

SPRING VALLEY TRAILS By: Claridge Starting price: $346,900 City: Navan Intersection: Spring Valley Trail and Dovehaven Claridge Homes line-up of new Aspire townhomes feature superior design and finishes: nine-ft. ceilings on the main floor with contemporary kitchens and living space; large ensuite baths; finished basements and Energy Star efficiency throughout. Model home now open. claridgehomes.com

By: eQ Homes City: Ottawa Intersection: Main St and Clegg St Nestled between the Rideau River and Rideau Canal, a new urban vision takes shape. Rich in history and nature, Greystone Village is a 26acre master-planned community of modern, exquisite homes set around a vibrant central plaza, complete with pathways, promenades and trails. A hidden gem in Old Ottawa East, Greystone Village offers a life of elegance and exclusivity in a scenic riverfront setting, just minutes from downtown. Singles, towns, semis and condos. Coming soon. greystonevillage.ca

CLARENCE CROSSING By: eQ Homes Starting price: $286,900 City: Rockland Intersection: Laurier and Yves St Beautifully designed homes surrounded by nature and embraced by Clarence Creek and The Ottawa River. Imagine spectacular scenery, first-class social and recreational amenities, and pathways gently winding through the community you call home.

Singles, towns and condos. clarencecrossing.com

LIV TOWNS

SOHO LISGAR

THE BOWERY CONDOS & LOFTS

By: Glenview Starting price: From mid $200’s City: Kanata Intersection: Meadowbreeze Dr and Crownridge Dr Discover an all-new townhome collection at Monahan Landing, where every aspect of the community was designed for better LIVability.

Starting from the mid-$200’s. 613.595.0591 sales@glenviewhomes.com. glenviewhomes.com/liv

By: Mastercraft Starwood Starting price: $319,900 City: Ottawa Intersection: Somerset and Bank New release of suites on the 12th to 15th floors. the ultimate hotel-inspired lifestyle in a designer condominium, in the heart of downtown. Call 613.798.7646. soholisgar.com

By: Richcraft Starting price: From $181,000 City: Centretown Intersection: BaySt and Nepean St Now under construction from 179,000.

Downtown location, steps to everything, cool urban design. Sales Centre: 136 Bank Street.

613.695.7577 thebowerycondos.ca

NAVAN

CHAPARAL • GALLERY TOWNHOMES

TEMPO By: Glenview Starting price: From $299,900 City: Kemptville Intersection: West of Hwy 43 and Hwy 44 A new, master-planned community in the heart of Kemptville. Experience innovative 2-Storey Singles and Bungalows with Loft options. Starting from $299,990. 613.797.6763 sales@glenviewhomes.com glenviewhomes.com/tempo

By: Metric Homes City: Mustang Road Intersection: Navan Road and Mustand Rd Metric Homes’ last country estate lot in the East: beautiful fully treed and private half-acre lot available to build your unique custom designed single-family home. Meet the Metric team and let them design your new home at no charge to you. 613.296.7000. metrichomes.com

WESTBORO

By: HN Homes Starting price: $504,800 City: Kanata Intersection: Old Richmond Rd and Stonehaven Dr Three fully furnished model homes now open.

Visit us at 157 Stonemeadow Dr. 613.435.8848.

Open Monday to Thursday noon to 7 p.m., Friday to Sunday noon to 5 p.m. hnhomes.com

By: Metric Homes Starting price: $700,000’s City: Westboro Intersection: Broadhead Ave and Kirkwood 529 Broadhead Ave. two custom designed semi-detached homes on a 168-ft. deep infill lot. Innovative street friendly and appealing design. Two proposed concepts. The first purchaser will decide which concept will be built and will customize its new home. Priced in the $700,000s. 613.296.7000. metrichomes.com

FINDLAY BY THE PARK

WHITE TAIL RIDGE

By: Lemay Homes Starting price: Low $300,000’s City: Kanata Intersection: Rotary Way and Sunburst St New community offering singles, bungalows and townhomes. Just a few steps to greenspace, park, recreational arena and soccer fields. Quick access to shops, restaurants and services. Starting from the low $300,000s. Limited time bonus offer.

613.425.5255. lemayhomes.ca

By: Phoenix Homes Starting price: $373,900 City: Almonte Intersection: Martin St N and Antler Ct Small town feel with all the amenities of a big city and the largest lots available anywhere.

Contact Kellie Connors 613.461.0277. phoenixhomes.ca

BRIDLEWOOD

SOHO CHAMPAGNE By: Mastercraft Starwood Starting price: $287,999 City: West Central Intersection: Champagne Ave S and Hickory St Mastercraft Starwood’s SoHo Luxury Condominiums is pleased to announce its third Ottawa location: SoHo Champagne – just one block west of Preston St. in Little Italy. sohochampagne.com

By: Tamarack Homes City: Orleans Intersection: Youville Dr. and Vineyard Dr. Grand opening! Tour our new decorated models today. These spacious, upgraded townhomes have been designed for an active lifestyle. Discover them today in Chaparal. Orleans’ most convenient community. tamarackhomes.com

THE ORCHARD By: Uniform Urban Developments Starting price: Starting from $353,900 City: Barrhaven Intersection: Jockvale Rd and Golflinks Dr The Orchard in Barrhaven South, near Stonebridge. Single-family homes and townhouses starting from $353,900.

3699 Jockvale Rd. uniformdevelopments.com

RICHARDSON RIDGE By: Uniform Urban Developments Starting price: Starting from $353,900 City: Kanata Intersection: Jackvale Rd and Golflinks Dr. Three stunning model homes now open. 100 Grand Manan Circle (corner of Hunstville Drive and Grand Manan Circle.) 613.435.7751.

Open Monday to Thursday noon to 7 p.m., Friday to Sunday noon to 5 p.m., holidays noon to 5 p.m. uniformdevelopments.com

FELTON COURT By: Phoenix Homes Starting price: $298,900 City: Barrhaven Intersection: Fallowfield Rd and O’Keefe Ct Nestled in the corner of Fallowfield Road and Strandherd Drive, with convenient access to the 416 and 417, Felton Court is a commuter’s dream. phoenixhomes.ca

BRADLEY ESTATES By: Valecraft Homes Starting price: Starting from $353,900 City: Mer Bleue/Orléans Intersection: Terry Fox Dr and Richardson Side Rd. New release of single-family homes and executive townhomes. New to Bradley Estates: nine redesigned models with fullbrick fronts and stone skirts. valecraft.com

Builders If you would like to include your preview registration, new release or site opening in this feature, just email the details to Nashrun.Kamaludin@ypnexthome.ca

SEPT 5 - 19, 2015 | NEW HOME & CONDO GUIDE EASTERN ONTARIO 39

Ad Index

Builder Name

Site Name

Prices

D

Location

et a Se che m d i Bu ng To alo w w n Ad hom ul t L e/C ife on st do yl e

ADVERTISERS

Page

WEST Arnprior

Campanale

Callahan Estates

x

Carleton Place

Brigil

Carleton Crossing

x

Carleton Place

Cardel

Stonewater Bay

Carp

Metric

Westlake South Estate

Kanata

cardel

Kanata

x

x

Inquire

19

From Mid $100K

26

Inquire

8, 9

Inquire

17

Blackstone

Inquire

8, 9

Cardel

Richardson Ridge

Inquire

8, 9

Kanata

Glenview

Monahan Landing

x

x

From $280's

11

Kanata

Mattamy

Fairwinds

x

x

From $259,990

4, 5

Kanata

Mattamy

Monahan Landing

x

From $229,990

4, 5

Kanata

Monarch

Blackstone

Inquire

15

Kanata

Phoenix

Fernbank

From $369,900

20, 21

Kanata

Tamarack

Pool Creek Village

x

x

From $328,900

BC

Kanata

Uniform Developments

The Orchard

x

x

Inquire

6, 7

Kanata

Uniform Developments

Richardson Ridge

Inquire

6, 7

Kanata

Valecraft

Trailwest

From $303,400

22

Stittsville

Brigil

Loreka Court

x

From Mid $400K

27

Stittsville

cardel

Deer Run

x

Inquire

8, 9

Stittsville

Metric

Arbourbrook Estates

x

Inquire

17

Westboro

Springcress

Ravenhill Common

x

Inquire

23

Barrhaven

Claridge Homes

West Pointe Village

x

Inquire

13

Barrhaven

campanale

Longfields

x

Inquire

18

Barrhaven

Cardel

Longfields

x

Inquire

8, 9

Barrhaven

Mattamy

Half moon Bay

$229,990

4, 5

Barrhaven

Minto

Quinn's Pointe

x

Inquire

2, 3

Barrhaven

Monarch

Longfields

x

From $329,990

15

Barrhaven

Tamarack

The Meadows

x

Inquire

BC

Barrhaven

Valecraft

Woodroffe Lofts

x

From $259,900

22

Leitrim

Lemay

Findlay By The Park

x

Inquire

29

Leitrim

Tamarack

Findlay Creek

x

Inquire

BC

Nepean

Monarch

Stonebridge

x

x

Inquire

15

Nepean

Monarch

The Links

x

Low $200's

15

Ottawa South

Uniform Developments

The Orchard

x

Inquire

10

Richmond

Metric

King's Grant

x

Inquire

17

x

x

x x

x x

SOUTH

40 YPNEXTHOME.CA

x

x

x

x

x x

x

x

x

x

x

x

Site Name

et a Se che m d i Bu ng To alo w w n Ad ho m ul t L e/C ife o st nd yl o e

Builder Name

Prices

D

Location

Page

CENTRAL Central

Ashcroft

QWest

x

Inquire

IBC

Central

Claridge

Fusion

x

From 266,000

13

Central

Claridge

Tribeca

x

From 343,000

13

Central

eQ Homes

Greystone

x

Inquire

25

Central

Tamarack

Tamarack

x

From $274,400

BC

Downtown

Claridge

Claridge Plaza 3

x

From 311,000

13

Cumberland

Metric

Camelot Estates

Inquire

17

New Edinburgh

Clardige

La Tiffani

East Orleans

Tamarack

Cardinal Creek Village

x

Navan

Claridge

Spring Valley Trails

Orléans

Metric

Notting Hill

Orléans

minto

Avalon Encore

Orléans

Valecraft

Bradley Estate

Ottawa East

Valecraft

Barrhaven

x

x

EAST x

From $361,000

13

x

x x

Inquire

BC

x

x

x

Inquire

13

x

x

Inquire

17

x

Inquire

2, 3

x

From $302,900

22

Aviation Private

x

From $299,900

22

Campanale

Longfields Station

x

Inquire

C2

Downtown

Lamb Developments

Gotham

x

Inquire

C13

Downtown

Richcraft

Bowery

x

From $179,000

C4

Kanata

Morley Hoppner

Two the Parkway

x

Inquire

C14

Kempville

LA Group

Kamptville Landing

x

Inquire

C12

Orléans

Brigil

Petrie's Landing

x

From $190,000

C15

Orléans

domicile

Bergeron

x

From $293,200

C9

Ottawa Central

Claridge

Icon

x

From $281,000

C10, C11

Ottawa Central

domicile

Corners On Main

x

Inquire

C8

Ottawa Central

Mastercraft starwood

Soho Champagne

x

Inquire

C5

Ottawa Central

Theberge homes

Alta Vista Ridge

x

From $197,900

C16

Ottawa South

Theberge Homes

Hunt Club Towns

x

From $230,500

C16

Navan

domicile

Crème

x

From $275,900

C3

West Nepean

Claridge

Sterling Park

x

From $236,000

C10, C11

x

x

x

CONDO

SEPT 5 - 19, 2015 | NEW HOME & CONDO GUIDE EASTERN ONTARIO 41

n

Please see advertisers ads for Site locations

42 YPNEXTHOME.CA

7

Darling

Almonte

WEST

17

15

North Gower

Richmond

SOUTH

29

416

Manotick

16

Vernon

Russell

Embrun

Iroquois

Morrisburg

31

EAST

Rockland

Morewood

Cardinal

Osgoode

Greely

Kemptville

Nepean

Smith Falls Merrickville

7

Vanier

Cumberland

Orleans

CENTRAL Gloucester

OTTAWA

Hull

Aylmer

Gatineau

Stittsville Barrhaven

Kanata

Carp

South Elmsley

Carleton Place

Bathurst

McNab

Arnprior

GATINEAU

QUEBEC

417

Casselman

KEY MAP

Stittsville, Carlton Place, West Carlton, Nepean, Kanata, Richmond, Riverside South, Barrhaven, North Gower, Greely, Kemptville, Morewood, Orleans, Embrun, Russell, Rockland, Aylmer, Hull, Gatineau.

401

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