Eastern Ontario New Home & Condo Guide - Jul 8, 2017

JUL 8 - AUG 5, 2017 VOLUME 17, ISSUE 14, FREE

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EASTERN ONTARIO EDITION

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FEATURING

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U INIU M COMM

LUXURY ISN’T AN UPGR ADE AT TIMBERWOOD IT’S A STANDARD! INSIDE THIS ISSUE

CONDO LIVING & THE SINGLE WOMAN

SAVING OPTIONS FOR YOUR NEW HOME

IT IE S

spotlight on condos

DOWNSIZING YOUR STUFF, MAXIMIZING YOUR PROFIT

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OUR ROOTS ARE DEEP

Creating some of Ottawa’s most loved neighbourhoods for over 60 years.

Careful consideration has been given to every detail—from lifestyle and design to innovation and sustainability.

Green spaces work in harmony with master-planned streetscapes to bring touches of nature to neighbourhoods and our parks are the perfect place to enjoy the summer.

We take a holistic approach to all of these details to ensure a superior home and a happy, healthy community.

ottawahomes.minto.com

INCREDIBLE VALUE, INCREDIBLE DESIGNS

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SALES CENTRE HOURS MODEL HOME HOURS

Monday - Thursday 1 pm-8 pm; Friday 1 pm-6 pm; Saturday, Sunday and Holidays 11 am-6 pm Monday - Thursday 1 pm-7:30 pm; Friday 1 pm-5:30 pm; Saturday, Sunday and Holidays 11 am-5:30 pm

The Walnut Model Home in Summerside West, Orléans

30' Home, The Marigold Corner ‘A’, 1,710 Sq.Ft. $390,248

36' Home, The Parkside ‘C’, 2,669 Sq.Ft. $522,990

Includes: Hearth & Home, Bath Oasis, Rec. Room Ready & $20,000 at Décor

Includes: 9' Ceilings on Main & Second Floor, Rec. Room Ready, Waffle Ceiling, Curved Staircase, Next Step, Premium Included & $20,000 at Décor

ELEVATION ‘B’

Townhome, The Oak End ‘B’, 1,776 Sq.Ft. $324,990 Includes: 3 Stainless Steel Appliances, Premium Waived, Rec. Room Ready, Bath Oasis, Hearth & Home and $12,500 at Décor

MATTAMYHOMES.COM All illustrations are artist’s concept. All dimensions are approximate. Prices, specifications, terms and conditions subject to change without notice. E.&O.E.

Exclusive Zen Urban Flats Deal your Zen Urban Flat when you buy SAVE $10,000 on and close before SEPTEMBER 2017!*

Sundance Zen Urban Flats Sundance is the perfect blend of nature and convenience of urban living. Rife with greenery, playgrounds, and community life, this area is quickly becoming Ottawa’s number one choice for families. One listen to the murmurs of Findlay Creek, or the feeling of a warm summer’s breeze on nearby trails will have your entire family enamoured with this charming community. Coupling proximity to schools and bus routes with forests and creeks, Sundance is the perfect community in which to live, play, and grow.

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Move in ready homes across the city As Ottawa’s largest builder of homes and condominiums we have plenty of move in ready homes waiting for you across the city. Ready immediately, or in as little as 4 months, we have homes big and small that will fit every unique lifestyle.

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JACKSON (Barrhaven)

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ClaridgeHomes.com Prices and specifications are subject to change without notice. E.&O.E.

contents JUL 8 – AUG 5, 2017 | VOLUME 17 ISSUE 14

VICE-PRESIDENT & CHIEF PUBLISHING OFFICER

Caroline Andrews PUBLISHER & GENERAL MANAGER

Shawn Woodford DIRECTOR, CONTENT & EDITOR-IN-CHIEF

Jennifer Reynolds SALES MANAGER, EASTERN ONTARIO

Paul Bimm MANAGING EDITOR

Wayne Karl ART DIRECTOR

Tammy Leung CONTRIBUTING EDITORS

Sonia Bell Elisa Krovblit Lydia McNutt

SALES CO-ORDINATOR, EASTERN ONTARIO

Sarah Khan

SENIOR MANAGER, DISTRIBUTION

Dwayne Rutherford

20 ON THE COVER

Greatwise Developments Grand opening of Timberwood Towns

Condo Insert | C01-C16 Spotlight on Condos

Your guide to new condo communities in the Gatineau and Greater Ottawa Area in every issue

010 Editor’s Note 022 Hot Properties 024 Advertisers Index

NATIONAL CIRCULATION MANAGER

John Jenkins

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advice

C06 Home Sweet Home Downsizing your stuff, maximizing your profit

Celebrate the Launch of Towers II and III at Petrie’s Landing

PRODUCTION CO-ORDINATOR

Dennis Ng GRAPHIC DESIGNERS

Dennis Ng

C10 GOHBA Report

Government industry relations – yesterday and today

by John Herbert

PUBLISHED Saturdays, 2017 Publishing Schedule:

C14 Home Smarts

Bi-weekly Jan.-June and Aug.-Nov. Monthly: July & Dec. 1

Condo living and the single woman

ADVERTISING Call 416.626.4200 for advertising

by Marnie Bennett

CIRCULATION Highly targeted, free distribution

018 Mortgage Advice

Savings options for buying a home

by Alyssa Furtado

+ online NEIGHBOURHOOD

C04 Brigil

Anthony Majetic

by Lydia McNutt

026 What’s Online property profile

PRODUCTION MANAGER

HOME SEARCH

MORE +PHOTOS +VIDEOS +ADVICE +INSPIRATION +TRENDING

WITH

DYNAMIC MAPS

LOOK FOR THE CIRCLE

rates and information. system aimed at real estate buyers using street level boxes and racking, plus door-to-door insertions in key audience segments. Call 1-855826-4200 to discuss distribution opportunities.

COPYRIGHT 2017 All rights reserved by Yellow

Pages Homes Limited. Reproduction in any form is prohibited. Contents of this publication are covered by copyright and offenders will be prosecuted under the law.

TERMS Advertisers, editorial content and New Condo Guide are not responsible for typographical errors, mistakes or misprints.

All prices are correct as of press time and are subject to change without notice. E. & O. E. EDITORIAL Submissions from interested

parties will be considered. Email wayne.karl@ypnexthome.ca. The views and data expressed by columnists do not necessarily represent those of the publication.

NEW LOT RELEASE! NEW 2-STOREY DESIGNS!

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*Prices and specifications are subject to change without notice. All renderings are artist’s concept. E. & O.E.

Editor’s Note

Ottawa markets begins summer with a bang CONDOS MAY NOT BE everyone’s first choice for a housing

WAYNE KARL Senior Editor Yellow Pages NextHome Email: Wayne.Karl@ypnexthome.ca Twitter: @WayneKarl

type, but there’s no denying the increasing popularity of this product, particularly among first-time homebuyers.

Case in point: the latest stats from the Ottawa Real Estate Board, which show sales of 2,300 properties in May, compared to 1,919 in May 2016 – an increase of 19.9 per cent. The five-year average for May sales is 1,946.

“Not only was May 2017 the best May on record for unit sales, it also surpassed the record for highest unit sales in a single month ever; blowing the previous record out of the water,” says Rick Eisert, president of the Ottawa Real Estate Board. “One of the reasons for these stellar numbers can be attributed to the condo market, which has really helped strengthen the whole market over the past several months.” Condo units sold in May jumped 44.6 per cent over May 2016.

Average prices in May, meanwhile, rose 7.4 per cent to $436,625, aided by a 2.3-per-cent increase in condos prices to $270,993.

Talk about starting off the summer with a bang.

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THE BYWARD MARKET is the place to be if you’re looking for constant stimulation, with an electric buzz of people, music, traffic and bicycle bells. Read the full story…

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JUL 8 - AUG 5, 2017 VOLUME 17, ISSUE 14, FREE

EASTERN ONTARIO EDITION

YOUR PULL-OUT GUIDE to highrise, conversion, loft, terrace & townhome condo projects

Your nexthome is here!

Whether you’re renting or buying, finding your next home has never been so easy.

OVER 70% SOLD

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The Crème Flats are unlike anything you’ve seen in Orléans.

These spacious 2-bedroom suites include the comforts of heated underground parking, elevators, and the convenience

of maintenance-free living. The Crème community garden is a charming feature you won’t find anywhere else. Just off the beaten path, and only fifteen minutes from the downtown core, these classic, quality homes by Domicile Developments won’t be available for much longer. Starting in the low $300,000s.

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spotlight on condos

It’s now or never for the

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Property Profile | BRIGIL

condo cover story

Brigil’s Petrie’s Landing Celebrate the Launch of Towers II and III

spotlight on condos

BRIGIL RECENTLY HELD a cocktail party to

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launch the construction of Tower II and the beginning of sales of Tower III at Petrie’s Landing. The open-air event was a chance to highlight, in a warm and informal setting, Petrie’s Landing’s growth and development and the community’s key role in making it all possible.

The ultimate in riverfront living, with luxury apartments – from studio to penthouse – equipped with one or two bathrooms and one or two balconies or terraces (some measuring up to 500 sq. ft.), Petrie’s Landing Towers II and III boast a unique ergonomic design that merges with nature while offering a breathtaking 360-degree panorama.

These luxurious condos offer the best in modern living with spacious rooms, premium

finishes and breathtaking views of the Ottawa River and Gatineau hills. With easy access to Hwys. 174 and 417, these condos offer the convenience of city living, but with the greenspace that you are longing for. Head out for an afternoon of shopping, hit the trails with your bike, or head to the beach for a swim, whatever you have in mind, this spectacular Orléans community will deliver.

Brigil continues to play a large role in the redevelopment and transformation of Orléans. Orléans is now more than a place to rest your head – there is a quickly growing job market, amenities and activities for you and your family.

You can have everything you need right

Location

Orléans Builder

Brigil Development

Petrie’s Landing Home Type

Condominiums Sales Centre

8865 Jean D’Arc Blvd. N., open Monday to Thursday noon to 6 p.m., closed Friday, open Saturday and Sunday noon to 5 p.m.

Contact

613.824.4059 brigil.com

at your fingertips.

The second tower at Petrie’s Landing is currently under construction, and units at Tower III are now for sale. These 15-storey buildings will offer a unique way of living. Admire the views of the Outaouais River and the Gatineau Hills from your oversized balcony.

The towers will include a spectacular urban lodge with a pool, a spa, an outdoor kitchen with a barbecue, gym and relaxation area.

Unwind each day in the spa or the pool, and enjoy the views from the lodge. Best of all, these amenities are all included and there for you to use daily!

The second and third towers offer 145 condos with the option of one- or two-bedroom units. Each of these luxurious and contemporary suites will have a functional and trendy kitchen, a spacious bathroom with a glazed shower, and a roomy bedroom with spectacular views of the Outaouais Valley. Add 9,000 sq. ft. of communal space on the roof, indoor parking, lockers and a secured entrance, and you have got it all.

With more than 8,500 homes built in the National Capital, and almost 30 years of experience with building dreams, owner Gilles Desjardins is proud of his company’s commitment to the environment. Brigil ensures a

superior quality finish in all homes they build, which means you are not only buying a magnificently built home, you are buying into the future of the environment.

Desjardins sees the integration of the environment into Brigil’s developments as “bettering the quality of life.” Building a better quality of life isn’t only the company’s motto, it’s its commitment to providing each buyer with a home that surpasses expectations.

To experience the quality and style of a Brigil home firsthand, visit brigil.com or stop in at the sales centre.

JUL 8 - AUG 5, 2017 | NEW HOME & CONDO GUIDE EASTERN ONTARIO C5

Advice | HOME SWEET HOME

Downsizing your stuff, maximizing your profit

By Lydia McNutt

MORE ADVICE ONLINE ypnexthome.ca/news/advice

IF YOU’RE GEARING UP for a move

down into a smaller home, then you know the downsizing process can be overwhelming — especially if you’ve lived in a large house for many years. Clearing household clutter and deciding the fate of used furniture, artwork and other items can be a challenge. You want to maximize the value of your stuff by holding a contents sale, but how do you ensure you’re getting the biggest buck for your bang?

“You’ll be surprised as to what people will actually buy. One person’s trash is another person’s treasure. Others will try to sell the items on their own, while others will hire a firm to assist with the process,” says Laura Convery, manager of senior services at Transition Squad, a turnkey company specializing in helping people downsize their homes.

If you’re considering holding a contents sale to help lighten your load, Convery offers these five steps to downsizing success.

Downsizing stuff, maximizing profit: 1. Think like a buyer. Be sure to set up your downsizing sale accordingly. What is most pleasing to the eye? Success will depend on three things: marketing to attract people, selection, and attractive prices.

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2. Priced to sell. Whether it’s fine furniture, appliances or clothing, remember that these items may not be worth to others what they are worth to you. A stranger won’t pay extra for sentimental value! Remember, the goal here is downsizing.

3. Be prepared to negotiate.

Negotiating prices is the foundation of every contents sale. Buyers expect it, and a lack of willingness to negotiate might frustrate them and cost you a lot of unsold items.

4. Advertise. Promote your sale in the community paper and on social media forums, and tell as many friends, family members and neighbours as possible to

spread the word. Last but not least, 40 to 50 per cent of your buyers will come from road signs, so ensure they’re large, with proper messaging and strategic placement.

5. Hand out tickets. Start an hour or so prior to the sale to allow access on a first come, first served basis.

Make sure to only allow enough people in at a time to follow fire department regulations.

Lydia McNutt is an award-winning writer and senior editor of New Home and Condo Guide. Lydia’s love of architecture, interior design and the written word have landed her happily at YP NextHome, where real estate rules. Email her at Lydia.McNutt@ypnexthome.ca, and follow Lydia on Twitter @LydiasTweets

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spotlight on condos

I live for leisure.

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spotlight on condos

Your new home on Dow’s Lake

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Find your new home in the heart of Little Italy, where stunning views of Dow’s Lake are available for as low as $291,000.

www.claridgeicon.com 485 Preston Street, Ottawa 613.695.1441

UNDER CONSTRUCTION Available April 2019

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ClaridgeHomes.com Prices and specifications are subject to change without notice. E.&O.E.

spotlight on condos

FIND YOUR

C9

Advice | GOHBA REPORT

Government industry relations – yesterday and today

By John Herbert

MORE ADVICE ONLINE ypnexthome.ca/news/advice

THE RELATIONSHIP BETWEEN

municipal government and industry has changed dramatically since the 1940s when thousands of “boys” left to fight in Europe and those who were lucky enough to survive returned home in 1945 as “men.” The marriage rate spiked as did births and the Baby Boom generation was born.

Canada experienced its worst housing shortage in history and for many C10 YPNEXTHOME.CA

years, young married couples often lived with one of their parents while numerous children arrived.

The federal government scrambled to find the means by which to build more housing and after several false starts, settled on creating the Canadian Mortgage and Housing Corp. (CMHC) in 1948. This new arm’s length Crown Corporation had the authority to guarantee the banks that their mortgage loans would be covered in the amount that any borrower defaulted. Since money flow had been the only factor holding back the lending required for the construction of new homes, the dam opened and Canada’s post war residential construction boom began.

Since CMHC was guaranteeing the mortgages, it wanted to have

oversight and control of housing quality and so it began to establish more uniform construction standards and an inspection regime to ensure they were met. The majority of municipalities in Canada did not have adequate planning or building inspection departments, so CMHC offices that were established from coast to coast were a welcome addition. As the government scrambled to get CMHC operational, it worked closely with individuals and small construction companies that were springing up to try and meet demand. Government regulators and industry worked hand in hand to develop realistic workable standards, processes and procedures. The Second World War had been won …continued on page C12

spotlight on condos

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ince CMHC was guaranteeing the mortgages, it wanted to have oversight and control of housing quality and so it began to establish more uniform construction standards and an inspection regime to ensure they were met.

largely by government and industry working together and so it only made sense to use this same model to solve the serious housing crisis.

In Ottawa one of the most famous post war residential builders was Robert Campeau, who only recently passed away. Campeau Corp. built thousands of basic, single-family homes and over the next few decades developed increasingly large, more complex communities with all of the amenities that residents could want. Bruce Firestone has described Campeau as a “charismatic, angry, ambitious Franco-phone from Sudbury.”

The Ottawa mayor through much of this period was Charlotte Whitton, a flamboyant, feminist leader noted for her vicious wit and conflicts with male colleagues. Her most famous quote was, “Whatever women do they, must do twice as well as men to be thought half as good. Luckily, this is not difficult.” Campeau and Whitton were like oil and water and became famous for their constant battles.

Mayor Whitton once said, “When I look at his houses, I think perhaps nuclear bombardment might not be such a terrible thing after all.”

Although amusing in hindsight, this conflict signaled the beginning of the end for the public and private sectors working in harmony to create a better urban environment in Ottawa. Mayor Whitton used every government C12 YPNEXTHOME.CA

department, policy and procedure at her disposal to hamper Campeau Corp. objectives, and Campeau used all of his resources to ensure Mayor Whitton failed in future elections. If their conflict had been contained to only the personal realm, it would have been quickly forgotten, but organizations have long memories and the antagonism remained. The media enjoyed the ongoing public private conflict and used it to sell newspapers in the same way some reporters do today.

As Canadian urbanization accelerated through the last quarter of the 20th century, municipal planning departments expanded rapidly and the governmentindustry partnership that had solved so many urban problems began to shift. Municipal government authority increased dramatically and industry’s declined. As the years passed, approval timelines constantly increased and developers were required to pay for the planning staff needed to approve their projects but often had little input. New policies, processes and procedures created increasing complexity and the only means of dealing with it was through constant communication. Most of the larger home builders in Ottawa will have at least one meeting at city hall every working day. It takes years to get through these processes for a single project and over that

’

period, participants are bound to learn something about one another.

It then becomes natural that, over time, they might actually develop a mutual respect and become friends.

You could call this regulatory capture, or you could call it what it more likely is, a necessary working relationship.

Either way, it is a fact of life.

At the same time, political correctness is the order of the day where perception can be more powerful than reality. New functions such as the Lobby Registry at City Hall have only contributed to the negative perception amongst some that bad things are happening and a policing function needs to be in place to make sure everyone behaves properly. Some media sources like to suggest that some city-industry relationships are too close and have at times alluded to nefarious dealings and suggested the possibility of improprieties. All of this without a single case of negative conduct ever being identified.

Shocking though it may be, adult professionals meet around the world every day to conduct complicated business negotiations without compromising their organizations. It even happens in Ottawa.

John Herbert is the Executive Director of the Greater Ottawa Homebuilders’ Association and has been active in municipal, provincial, national and international housing issues for almost 50 years.

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DOWNTOWN LIVING + RICHCRAFT QUALITY

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Advice | HOME SMARTS

Condo living and the single woman

By Marnie Bennett

MORE ADVICE ONLINE ypnexthome.ca/news/advice

EVERY DAY, I MEET INTELLIGENT,

independent and motivated women who are no longer waiting for the perfect partner before settling down: they’re taking the reins. These women come from every age bracket and all backgrounds. Some are young women just starting out, while others, with a wealth of experience behind them, are looking for a place to call their own after divorce or widowhood.

Thankfully, the old-fashioned stigma around being single has gone out the window. There’s no denying that, financially, double-income purchasers have an advantage: most single women aren’t prepared to spring for a giant house complete with a giant mortgage. But the great news is that the Ottawa market is just popping with incredible C14 YPNEXTHOME.CA

condominium options. New condos of every description – traditional, open-concept, townhome, loft-style – are available at a variety of price points.

Many of today’s condos put emphasis on features that may have been overlooked by builders in the past – terrific closet space, for instance, more expansive kitchens and deep soaker baths.

Security is a major concern for many single women. Condominiums can provide this in varying degrees, from buzzer systems to security cameras to 24-hour concierge service, depending on your personal comfort level. That’s something that a traditional suburban home simply can’t offer.

In accordance with your monthly condo fees, amenities may range from basic to over-thetop. Many women opt for condos with equipped gyms, allowing them to forego the cost of a gym membership and to work out in the comfort and safety of their own buildings. Party rooms are another popular amenity: by reserving these spaces for special occasions, a woman needn’t feel that she can’t

entertain in large numbers because her living room is too confined.

After a long day at work, most of us would rather not scoop leaves from the eavestroughs. A lot of single women – and men, too – are drawn to condos for the maintenance-free lifestyle they offer.

Finally, condos tend to be situated in vibrant neighbourhoods and to attract people with similar lifestyles.

After all, “single” isn’t a synonym for “isolated.” Condominium living offers the comfort of knowing you’re surrounded by neighbours and, at its best, provides a sense of genuine community.

To receive a free copy of a new special report titled “Homebuyers: How to Save Thousands of Dollars When You Buy” email sales@bennettpros.com Marnie Bennett is a broker and CEO of the Bennett Property Shop Realty, a full premium service real estate brokerage specializing in marketing and selling new and resale homes, condominiums and investment real estate. Marnie is the host of two weekly radio shows Marnie’s Real Estate Hour and The Real Estate Edge, a millionaire real estate investor and a wealth management coach. bennettpros.com

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spotlight on condos

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SINGLE FAMILY HOMES Luxury homes near Gatineau Park

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8 KM FROM PARLIAMENT

W C AT O E M R M FR U O N N IT T Y

354 #3 boul. des Grives, Gatineau

9 KM FROM PARLIAMENT

PRESTIGE HOMES High-end homes in one of the most sought-after community CONDOS A waterfront paradise with urban lounge on the top floor

N

EW

C

O

N

D

O

S

1400 boul. St-Joseph, Gatineau

CONDOS New hotel-inspired luxury condos ideal for professionals and young active retirees.

Offers common area including a large rooftop terrace.

21 KM FROM PARLIAMENT

C N NE O O W N W P ST U H RU N AS C DE E TI R O N

IM O OR M C F ED C U IA U T T PA U E N R C Y

3

LO ON TS LY LE FT

8865 Jeanne d’Arc Blvd. N., Orléans

29 KM FROM PARLIAMENT Loreka Court, Ottawa

26 KM FROM PARLIAMENT 126-4 Battersea Crescent , Ottawa

51 KM FROM PARLIAMENT 117 McGregor St., Carleton Place

CONDOS New luxury condos with rooftop terrace, leisure room, gym, indoor parking, elevators, pool & spa.

LOTS You want to build your dream home?

40 x 147 feet lots located on a private street

CONDOS New luxury condos with common rooftop terrace & indoor parking. Also offers a fitness centre and amelitie room with kitchenette

SINGLE FAMILY HOMES Luxury homes in a quiet neighbourhood CONDOS Rent your contemporaty suite now

*See Sales Representative for details. Prices, specifications, features and offerings are subject to change without notice.

E & O.E. Promotions may be changed and/or cancelled at any time without notice.

Advice | MORTGAGE ADVICE

Savings options for buying a home

By Alyssa Furtado

IF YOU WANT TO SAVE for a home in the next five years, you should avoid stocks because you could lose money.

Instead, you should use no-risk options like a high-interest savings account or GICs. But what type of savings vehicle should you use?

There are three different types of accounts to choose from and each has its own advantages and disadvantages.

Here are your options:

RRSP An RRSP allows the money you save to grow tax-free. If you qualify as a first-time homebuyer, you’ll also be able to take advantage of the Home Buyers’ Plan (HBP).

Using the HBP, you can withdraw up to $25,000 from your RRSP as long as the money was deposited more than 90 days ago. If you’re buying with a spouse or partner who’s also a first-time buyer, you can each take out $25,000 for a total of $50,000. The money you withdraw has to be taken out no later than 30 days after the closing date.

You must repay what you borrowed the second year after the year you withdrew the funds. You have up to 15 years to repay that amount.

For example, if you borrow $24,000 from your RRSP, you’ll need to pay $1,600 a year ($24,000 divided by 15, equals $1,600).

You can pay more than the $1,600 towards your HBP in any given year and your annual payments will decrease. If you decide to pay $9,400 in the second year, then you’ll only need to pay $1,000 a year thereafter.

YEAR HBP Balance Annual Repayment Amount Your Payment

2016

2017

2018

$24,000

$22,400

$13,000

$1,600

$1,600

$1,000

($24,000

($22,400

($13,000

÷ 15 years)

÷ 14 years)

÷ 13 years)

$1,600

$9,400

$1,000

The great thing about the money you withdraw from your RRSP for the HBP is it’s tax-free. However, if you can’t afford to make the annual payment, you’ll have to declare it as RRSP income on your tax return.

TFSA Like an RRSP, a TFSA also allows your money to grow taxfree. But there aren’t as many restrictions as there are with an RRSP. If you’re buying a home for the second or third time, you can still make a tax-free withdrawal from your TFSA. There aren’t any first-time homebuyer restrictions.

You’re not restricted from borrowing just $25,000 because you can withdraw as much as you want from a TFSA. You also don’t have to pay the money back over a specific timeframe. In fact, you don’t have to repay the amount you took out and there aren’t any tax penalties.

The other good thing about using your TFSA is you keep your RRSP intact and allow your money to compound over time so you can save more for retirement.

However, you won’t get a tax refund if you save using a TFSA instead of an RRSP. If you were to get a refund, you could use that extra cash for your down payment and be able to save even more money.

Non-registered account You could use a non-registered account to save for a house but this isn’t the best option because you’ll be taxed on any interest earned.

The only reason you might use this type of account is if you don’t have any RRSP or TFSA contribution room, which is highly unlikely.

However, you can withdraw as much money as you want from a non-registered account and you never have to pay it back.

Which one to choose?

RRSPs and TFSAs allow your money to grow tax-free while a non-registered account does not. A TFSA has fewer restrictions while a saving in an RRSP will provide you with tax refunds, which can increase your savings.

The best option might be to use a combination of both.

Alyssa Furtado is the founder and CEO of ratehub.ca, a mortgage rate comparison site that aims to empower Canadians to make smart financial decisions.

18 YPNEXTHOME.CA

Property Profile | GREATWISE DEVELOPMENTS

cover story

GRAND OPENING Timberwood Towns In the central west core of Ottawa TIMBERWOOD TOWNS IS quickly becoming one

of the most exciting new developments within Ottawa’s Greenbelt. Today’s buyers are looking for stunning freehold executive townhomes in an ideal location with stylish finishes, and Timberwoods Towns delivers both!

At Timberwood, luxury isn’t an upgrade it’s a standard. No surprises, no extras needed. You will get more than $116,000 in upgrades!

“When I saw the beautiful kitchens and model, I couldn’t believe the high level of the finishings and how well appointed these homes were,” said Mary. “Timberwood was what I was looking for, and my husband, Fred, loved the electric garage door opener and the home office.”

These fully loaded townhomes are absolutely gorgeous – something you need to see firsthand to truly appreciate. The craftsman inspired architecture has been a huge hit will all buyers.

20 YPNEXTHOME.CA

“We’d been shopping all over the city for a new home,” said Jennifer and George.

“When we discovered Timberwood, we knew these towns were perfect for us.

No upgrades needed! No surprises and no extras required. All the other builders charge for upgrades, but at Timberwood, what you see is what you get. The close proximity to the Queensway is perfect.

It’s only a 10 minute drive to downtown Ottawa for work. Timberwood is what we’ve been searching for and way more than we expected!”

Timberwood Towns, is a unique enclave situated in a well-established west end neighbourhood of Qualicum Woods, it is the inspired vision of Bennett Property Shop Realty, Roderick Lahey Architects and GreatWise Developments who have married an airy, modern approach to design with deftly interwoven natural elements with craftsman styled architecture.

Location

Ottawa Builder

Greatwise Developments Development

Timberwood Towns Home Type

Townhomes Sales Centre

2795 Baseline Rd., open Monday to Thursday noon to 6 p.m., Saturday and Sunday noon to 5 p.m.,closed Fridays Contact

sales@twtowns.com 613.693.0808

Timberwood Towns is composed of 73 townhomes arrayed around private residence only tranquil park with quiet sitting areas and walking paths.

This arrangement has the effect of creating a neighbourhood within the larger neighbourhood; a true retreat in the heart of the city. Phase 1 is just released and buyers are loving it.

As the first new residential project in the area in 20 years, Timberwood Towns has the privilege of being surrounded by long-established homes, parks and schools. Local shops – including the requisite Starbucks – can be accessed by foot, while Bayshore Shopping Centre is just a short drive away.

This location, between Queensway Carleton Hospital and Algonquin College, allows for easy access to the Hwy. 417 as well as good public transit service. With a home in the centre of the city, you can easily cut off 30 minutes from your daily commute.

Whether you’re headed to Kanata or downtown, by car or by bus, you will find that this location is nothing short of ideal.

Not only are these three-bedroom townhomes ideally situated, they are also stylish and chic. Open floorplans and generous windows

let in a maximum of light, while a gas brick fireplace with a distressed wood mantle in each home lends itself to cosy, intimate evenings. All of these executive towns come with 5.5-in.-wide plank hardwood flooring, hardwood stairs, stone countertops, up to 10-ft. work islands, nine-ft. ceilings on the main level, pot lighting, expansive windows, upscale cabinetry, pantries, spa baths, double showers, central air conditioning and six appliances just to name a few.

Buyers will also have the choice of one of three interior decor design packages with beautiful high end finishings. From subway tiles backsplash in the kitchen, to exposed distressed wood beams on the main level, these townhomes are a mustsee.

Buyers can choose from an array of floorplans ranging from two bedrooms and 2.5 bathrooms up to a spacious three-bedroom and 2.5 bathroom with 2,377 sq. ft. of living space.

Floorplans come with either a balcony or a deck, and you can grow your own vegetables in your private yard. Some plans have double car garages, media rooms, two family rooms, second floor laundry centres, finished recreations rooms, and oversized gourmet

kitchens with up to 10 work islands.

Step out your front door and there is an abundance of greenspace all around. For casual games of tennis, soccer, hockey and basketball, you’re just a short walk from Morrison Park; the family-friendly greenspace offers a playground and splash pad as well. Racquet diehards also have Valleystream Tennis Club nearby.

Timberwood Towns stands for everything the GreatWise team believe in: combining innovative, humanistic design with honest craftsmanship and natural materials; sustainable practices with customer accountability; and project efficiency with forwardthinking environmental policies.

GreatWise has created sought-after developments in Ottawa and Toronto, and continues to envision a beautiful, sustainable future for everyone.

With a $10,000 Buyer Reward Rebate as an incentive, it’s no wonder buyers are eager to register for these stunning homes. Starting at $449,900, these homes are ideal for families looking to find a home within Ottawa’s greenbelt. Please visit twtowns.com to register.

Visit twtowns.com for sales hours and registration updates.

JUL 8 - AUG 5, 2017 | NEW HOME & CONDO GUIDE EASTERN ONTARIO 21

Hot Properties

Find your next home! This page features a few of the latest properties to keep your eye on in the Eastern Ontario area. Find more properties at ypnexthome.ca

LATEST LISTINGS

TIMBERWOOD TOWNS BY GREATWISE

CARLETON CROSSING

MILLER'S CROSSING

TRIBECA LOFTS

By: Brigil City: Stittsville Housing type: Singles Contact: 613.257.4079 brigil.com

By: Cardel Homes City: Carleton Place Housing type: Singles, Townhomes Contact: 613.836.9521 cardelhomes.com

By: Claridge Homes City: Ottawa Housing type: Condominium Contact: 613.234.1780 claridgetribecalofts.com

STITTSVILLE WALK ON MAIN

ICON

THE CORNERS ON MAIN

By: Byrex City: Stittsville Housing type: Towns, Carriage homes Contact: 613.233.8606 stittsvillewalk.com

By: Claridge Homes City: Ottawa Housing type: Condominium Contact: 613.695.1441 claridgeicon.com

By: Domicile City: Ottawa Housing type: Condominium Contact: 613.806.6246 cornersonmain.ca

BLACKSTONE

SUNDANCE

eQUINELLE

By: Cardel Homes City: Kanata South Housing type: Singles Contact: 613.836.9521 cardelhomes.com

By: Claridge Homes City: Ottawa Housing type: Singles Contact: 613.425.1332 claridgehomes.com

By: eQ Homes City: Kemptville Housing type: Singles Contact: 613.258.6488 eqhomes.ca

22 YPNEXTHOME.CA

PETRIE'S LANDING BY BRIGIL

TERRACES AT GREYSTONE

MAHOGANY

GALLERY TOWNHOMES

By: eQ Homes City: Greystone Housing type: Condominium greystonevillage.ca

By: Minto City: Manotick Housing type: Singles Contact: 613.788.2776 mintomahogany.com

By: Tamarack Homes City: Orléans Housing type: Townhomes Contact: 613.422.5925 tamarackhomes.com

TIMBERWOOD TOWNS

HARMONY

TALL SHIPS LANDING

By: Greatwise City: Ottawa West Housing type: Freehold Towns Contact: 613.693.0808 twtowns.com

By: Minto City: Barrhaven Housing type: Singles, townhomes Contact: 613.789.7977 mintoharmony.com

GOTHAM

POTTER'S KEY

By: Lamb City: Ottawa Housing type: Condominiums Contact: 613.257.8887 gothamottawa.com

By: Minto City: Stittsville Housing type: Singles Contact: 613.788.2761 minto.com

SOHO CHAMPAGNE

WHITE TAIL RIDGE

By: Mastercraft Starwood City: West Central Housing type: Luxury condominiums Contact: sohochampagne.com

By: Phoenix Homes City: Almonte Housing type: Bungalows and singles Contact: Kellie Connors 613.461.0277 phoenixhomes.ca

By: Thomas Fuller Construction Ltd. City: Brockville Housing type: Condominium Contact: 613.498.7245 tallshipslanding@fuller.ca tallshipslanding.com

AVIATION PRIVATE By: Valecraft Homes City: Ottawa Housing type: Terrace Home Contact: 613.680.4771 valecraft.com

ON HALF MOON BAY By: Mattamy City: Barrhaven Housing type: Singles, townhomes Contact: 613.825.7932 mattamyhomes.com

FELTON COURT

AVALON ENCORE

THE BOWERY CONDOS & LOFTS

By: Minto City: Orléans Housing type: Singles, townhomes Contact: 613.834.6400 minto.com

By: Richcraft City: Centretown Housing type: Condominiums Contact: 613.695.7577 thebowerycondos.ca

RATHWELL LANDING By: Valecraft Homes City: Stittsville Housing type: Bungalows, townhomes Contact: 613.435.8141 valecraft.com

By: Phoenix Homes City: Barrhaven Housing type: Townhomes Contact: phoenixhomes.ca

Builders

If you would like to include your preview registration, new release or site opening in this feature, just email the details to sarah.khan@ypnexthome.ca JUL 8 - AUG 5, 2017 | NEW HOME & CONDO GUIDE EASTERN ONTARIO 23

Ad Index

Builder Name

Site Name

Almonte

Phoenix Homes

White Tail Ridge

x

Carleton Place

Brigil

Carleton Crossing

x

Carleton Place

Cardel Homes

Miller's Crossing

x

Carp

Phoenix Homes

Diamondview Estates

x

Hunt Club

Claridge Homes

Hunt Club Flats

Kanata

Claridge Homes

Bridlewood Trails

Kanata

Phoenix Homes

Fernbank

Kanata

Phoenix Homes

Terra Flats

Stittsville

Byrex Developments Inc

Stittsville Walk

Stittsville

Mattamy

Traditions II

Stittsville

Minto

Barrhaven

Prices

D

Location

et a Se che m d i Bu ng To alo w w n Ad hom ul t L e/C ife on st do yl e

ADVERTISERS

Page

WEST x

From $390's

12, 13

x

From $290's

16, 17

x

Inquire

11

From $400's

12, 13

x

From $277,900

6, 7

x

From $391,900

6, 7

From $350's

12, 13

x

From $200's

12, 13

x

From $317,900

15

x

x

From $316,990

4, 5

Potter's Key

x

x

From $344,900

2, 3

Claridge Homes

West Pointe Village

x

x

From $602,900

6, 7

Barrhaven

Minto

Quinn's Pointe

x

x

From $254,500

2, 3

Barrhaven

Minto

Harmony

x

x

Inquire

2, 3

Barrhaven

Phoenix Homes

Felton Court

x

From $270's

12, 13

Barrhaven

Phoenix Homes

Strandherd Meadows

Inquire

12,13

Findlay Creek

Phoenix Homes

Pathways

From $200's

12, 13

Kemptville

eQ Homes

eQuinelle

x

From $300's

9

Kemptville

Glenview Homes

Tempo

x

From $319,990

27

Ottawa South

Claridge Homes

Summerhill Village

x

From $536,900

6, 7

Ottawa South

Claridge Homes

Sundance

x

From $592,900

6, 7

Brigil

Plateau Du Parc

From $340's

16, 17

Navan

Claridge

Spring Valley Trails

x

From $292,900

6, 7

Orléans

Claridge

Royal Ridge

x

From $199,900

6, 7

Orléans

Minto

Avalon Encore

x

From $285,900

2, 3

Orléans

Phoenix Homes

Halo Flats

x

From $200's

12, 13

x

x

x

x

SOUTH

x x

x

x

NORTH Gatineau

x

EAST

24 YPNEXTHOME.CA

x

x

Site Name

et a Se che m d i Bu ng To alo w w n Ad ho m ul t L e/C ife o st nd yl o e

Builder Name

Prices

D

Location

Page

CENTRAL Ottawa

Valecraft

Aviation Private

Ottawa West

Greatwise

Timberwood Towns

Brockville

Fuller

Downtown

x

From $302,900

14

x

From $459,900

19

Tall Ships Landing

x

Inquire

C15

Claridge Homes

Icon

x

From $291,000

C8, C9

Downtown

Claridge Homes

The Lofts

x

From $400's

C8, C9

Downtown

Claridge Homes

Tribeca

x

From $345,000

C8, C9

Downtown

Richcraft

The Bowery

x

From $194,000

C13

Gatineau

Brigil

Domaine Du Vieux-Port

x

From $260's

16, 17

Gatineau

Brigil

Horizon

x

Inquire

16, 17

Gatineau

Brigil

Jardins McConnell

x

Inquire

16, 17

Kanata

Cardel

Blackstone

x

From $300's

C7

Orléans

Brigil

Petrie's Landing

x

From $230's

16, 17

Ottawa Central

Brigil

Kanata Lakes

x

Inquire

16, 17

Ottawa Central

Claridge Homes

Claridge Plaza 3 & 4

x

From $232,000

C8, C9

Ottawa Central

Claridge Homes

Fusion

x

From $282,000

C8, C9

Ottawa Central

Claridge Homes

Waterstreet

x

From $250,000

C8, C9

Ottawa Central

Mastercraft Starwood

Soho Champagne

x

From $302,900

C16

Ottawa East

Domicile Development Inc

The Corners On Main

x

From Low $300's

C3

Ottawa West

Tamarack

Wellington

x

From $299,068

BC

West Nepean

Claridge Homes

Stirling Park

x

From $279,000

C8, C9

West Ottawa

eQ Homes

Terrace At Greystone

x

From $199,900

C11

CONDO

JUL 8 - AUG 5, 2017 | NEW HOME & CONDO GUIDE EASTERN ONTARIO 25

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NOW IN FINDLAY CREEK VILLAGE!

Townhomes So Beautiful...

They’re Suitable For Framing!

Starting at just $299,900, it’s your space, your way. Designed for an active lifestyle, these fully upgraded townhomes make luxury standard and are ready for your artistic touch!

The best of Findlay Creek Village is right outside your door — shopping, restaurants, transit, and health care are just steps away. Plus for a limited time, you’ll receive 6 appliances, air conditioning and a $5,000 design centre bonus!

Sales Centre 112 Helen Rapp Way, Ottawa ON Monday - Thursday: 1-8pm Friday: Closed Saturday, Sunday & Holidays: 12-5pm

613-822-1101

From

299,900

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