Eastern Ontario New Home & Condo Guide - May 28, 2016

MAY 28 - JUN 11, 2016 VOLUME 16, ISSUE 11, FREE

EASTERN ONTARIO EDITION

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See what’s new at Phoenix Homes!

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FEATURING

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INSIDE THIS ISSUE

MODEL HOMES 101 – LOOK PAST THE SURFACE

THE BIG MOVE: TO PACK OR NOT TO PACK?

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spotlight on condos U INIU M COMM

NEW-HOME BUYERS, WHO’S WATCHING YOUR BACK?

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mintoquinnspointe.com

SPRING HAS SPRUNG AND WE’RE GROWING FAST Join over 200 homeowners in Barrhaven’s premier community

Found the home design you like?

Take a tour of one of our fully decorated Show Homes in Avalon Encore, Orléans and Arcadia, Kanata

* Specifications are subject to change without notice. E.&O.E.

Register for premium lot selections and incentive offers mintoquinnspointe.com

THE GEORGIAN – 2,339 sq. ft.

SINGLE FAMILY HOMES FROM

$319,900

THE KINGHURST – 1,785 sq. ft.

TOWNHOMES FROM

$231,900

Quinn’s Pointe, Barrhaven is alive this spring with brand new designs for Single Family Homes and Townhomes. Our community – located a Kilbirnie and Greenbank – is growing and we’d love you to be a part of it.

Call or visit our Quinn’s Pointe Sales Centre today

SALES CENTRE:

HOURS:

4005 Strandherd Drive

Monday - Thursday: 12pm to 8pm

Nepean ON, K2J 6E1

Friday: 12pm to 6pm

613-823-1900

Weekends & Holidays: 11am to 6pm

quinnspointesales@minto.com

CHOOSE HOW TO SAVE BEAUTIFULLY IN TRADITIONS II

STITTSVILLE Townhomes

From 309,990 $

Detached Homes

SALES CENTRE

From 419,990 $

1879 Stittsville Main Street • (613) 435-7171

ELEV. ‘B’

TOWNHOME, THE BYWARD ‘B’ 1,839 SQ.FT. $309,990 INCLUDES: PARK PREMIUM, 3 STAINLESS STEEL APPLIANCES, BATH OASIS, FINISHED REC. ROOM IN BASEMENT & $20,000 AT DESIGN STUDIO

SALES CENTRE HOURS

Monday - Thursday 1 pm-8 pm; Friday 1 pm-6 pm; Saturday, Sunday and Holidays 11 am-6 pm

MODEL HOME HOURS

Monday - Thursday 1 pm-7:30 pm; Friday 1 pm-5:30 pm; Saturday, Sunday and Holidays 11 am-5:30 pm

The Lily Model Home in Monahan Landing, Kanata

Up To $25,000 In Design Studio Credits Plus Extra Included Upgrades

Proud Partner of the Canadian National Track Cycling Team

38' HOME, THE MADISON ‘A’ 2,027 SQ.FT. $434,990 INCLUDES: LOOKOUT CONDITION & $25,000 AT DESIGN STUDIO

38' HOME, THE CHELSEA ‘A’ 2,429 SQ.FT. $454,990

46' HOME, THE WYNWOOD W/LOFT ‘B’ 2,654 SQ.FT. $509,990

INCLUDES: LOOKOUT CONDITION & $25,000 AT DESIGN STUDIO

INCLUDES: LOOKOUT CONDITION & $25,000 AT DESIGN STUDIO

MATTAMYHOMES.COM All illustrations are artist’s concept. All dimensions are approximate. Prices, specifications, terms and conditions subject to change without notice. E.&O.E.

Iconic Homes and Communities METICULOUS SITE SELECTION

CLASSIC, TIMELESS, WITH A TOUCH OF MODERN

UNIQUE, ARCHITECT DESIGNED HOMES

BOUTIQUE APPROACH TO HOMEBUILDING

BEAUTIFUL NEW HOMES IN KANATA

ELEGANT NEW HOMES IN STONEBRIDGE

STUNNING ESTATE LOTS IN MANOTICK

ROCKCLIFFE

Wateridge Village is a new community minutes from downtown overlooking the Ottawa River.

It celebrates both the legacy of the former Canadian Forces Rockcliffe Lands and the brilliance of modern urban design. Building on its reputation for quality craftsmanship and design excellence, Uniform will offer an inspiring collection of single-family and semi-detached homes, designed by Barry J. Hobin.

NEW LANDMARK COMMUNITY – COMING SOON! SINGLE-FAMILY AND SEMI-DETACHED HOMES AVAILABLE

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Advice | FUNDAMENTALLY SPEAKING

Why you should always check your property boundary boundary lines. Builders typically provide this plan when you close the deal. Be sure you receive a copy and keep it in a safe place for future reference.

By Wayne Karl

MORE ADVICE ONLINE

» Mark the four boundary corners of your property: Ask the builder to have the surveyor mark the four boundary corners of your property with iron survey bars as a condition of closing. Even if the builder charges a nominal fee for this service, it is a cost-effective practice that will allow you to add structures and landscaping with confidence and peace of mind in years to come.

nexthome.yp.ca/news/advice

HAVE YOU BOUGHT, or are considering buying, a new home and want to build a fence, shed or deck or otherwise spruce up your residence?

Here’s why you might want to check your property boundary first.

A recent analysis conducted by Krcmar Surveyors Ltd. showed that about 49 per cent of residential properties in the Greater Toronto Area, for example, have boundary discrepancies with significant potential to cause disputes between neighbours.

Horror stories of feuding neighbours, litigation nightmares and tens of thousands of dollars in legal costs are not just the stuff of Hollywood movies – it really does happen.

And yes, even with new homes.

Sometimes, it’s just difficult to tell where one property ends and another begins. “It’s not as easy as one would think, in a muddy construction zone with no fences and rudimentary driveways, curbs and roads to delineate land parcels,” says Sasa Krcmar, executive director of Krcmar Surveyors Ltd., whose company has helped launch protectyourboundaries.ca, a site designed to help homeowners prevent and resolve property boundary issues.

Although legal iron bars are set to mark out each lot prior to construction, they often get knocked out, moved or buried during the building phase.

“Many homeowners, naturally and incorrectly, assume that the wooden 8 YPNEXTHOME.CA

stakes that dot the perimeter of their property represent the boundary, and use them as a guide to start planting a hedge or put up a fence,” Krcmar told New Home & Condo Guide.

“However, these wooden stakes are generally used for site grading. And while they are likely located near the property line, they can’t be relied upon to determine the legal boundary.”

Here, then, are a few tips for new-home owners to avoid property boundary issues. » Get the Surveyors Real Property Report: Your property boundary will be recorded in the Surveyors Real Property Report (SRPR) that is performed after the foundation walls are poured (approximately a foot above grade) and the soil is backfilled around the home. The SRPR is your official documentation of your building location and the property

» Protect the iron survey bars that define your property: Protect the iron survey bars that define the corners of the property. They are legal monuments that provide the most important evidence of your property boundaries. Don’t remove or move them, or allow others to. » Be a good neighbour: Be a good neighbour, while at the same time ensuring that your neighbours don’t establish a pattern of using part of your property for their routine activities. » And, if all else fails: Visit protectyourboundaries.ca, where, for a cost that varies depending on the surveyor (usually $200 to $300), homeowners can find their exact property boundaries.

Wayne Karl is an award-winning writer and editor with experience in real estate and business. In Fundamentally Speaking, Wayne explores the basics you need to examine when buying property. He can be reached at wayne.karl@ypnexthome.ca or follow him on Twitter at Twitter.com/ WayneKarl.

LIVE LIFE WITH MORE FOR LESS THAN YOU’D EXPECT IN KANATA

POWDER

LINEN

UNFIN. MECH. ROOM F

H

MAIN BATH

DOOR WHERE GRADE PERMITS

LAUNDRY

KITCHEN 8'2" X 10'3"

OPEN TO ABOVE

GARAGE 10'0" X 20'0"

MEDIA 9'6" X 9'6"

OPEN TO BELOW

BREAKFAST 8'10" X 8'3"

W.I.C.

BREAKFAST BAR

BEDROOM 2 9'8" X 12'1"

DINING ROOM 9'10" X 10'2"

MASTER BEDROOM 10'0" X 14'1"

LIVING ROOM 10'2" X 14'8"

ENTRY

COVERED PORCH

FLOOR ABOVE

PRIVACY SCREEN

GLASS DOOR

BALCONY 9'7" X 6'0" RAILING

GROUND FLOOR

SECOND FLOOR

THIRD FLOOR

FEATURE FLOORPLAN THE CYPRESS

LARGE OPEN CONCEPT LIVING

SMART , STYLISH & AFFORDABLE 2 BEDROOM TOWNHOME

SPACIOUS 2 BEDROOMS

$254,990 FROM ONLY

*

THE CYPRESS - 1326 SQ.FT.

LOCATION

416

SALES OFFICE

.

RD ND MO ICH DR OL

TOWNS

HOURS: Monday to Thursday 1pm – 8pm Friday 1pm - 6pm Weekends & Holidays 11am – 6pm

PARTY-SIZED ISLAND WITH BREAKFAST BAR EXPANSIVE BALCONY FOR EXTENDED LIVING SPACE 3 STAINLESS STEEL APPLIANCES INCLUDED**

417 D. NR SO GLE EA

287 Meadowbreeze Dr. Kanata, Ontario

CONVENIENT BEDROOM LEVEL LAUNDRY

RD. IDE PE S HO

.

RD LD FIE LOW FAL

WINNER OF THREE 2015 GOHBA SAM AWARDS

613-595-0591

Discover more at glenviewhomes.com *PRICES, SIZES AND SPECIFICATIONS ARE SUBJECT TO CHANGE WITHOUT NOTICE. RENDERING IS ARTIST’S CONCEPT. E.&O.E. *PRICES SHOWN NET OF INCENTIVE. ASK SALES FOR DETAILS. **INCLUDES REFRIGERATOR, STOVE AND DISHWASHER IN KITCHEN ONLY.

Design your dream home Purchase a new Claridge home today and receive up to $10,000 in Design Center Dollars!*

Put your Design Centre Dollars to use Claridge is pleased to announce the launch of its new redesigned line of single-family homes across the city. In addition to a variety of luxurious features included with your new home, Claridge is giving you up to an additional $10,000* to spend at our design centre so you can design your home your way!

Combining top locations and exceptional value, we deliver the lifestyle you want, at a price you can afford.

View our new models Our newest set of 7 fully decorated single family model homes is available for viewing across the city today. Visit us at West Pointe Village (500 Peerless Street, Barrhaven), Summerhill (591 Summerhill St., Riverside South) and Spring Valley Trails (160 Esterbrook Drive, Navan).

*$10,000 design centre bonus on all singles and $3,000 on townhomes (new builds only)

Move in ready homes This summer Claridge Homes is kicking off the new season, and the anniversary of our 30th year, with our best offers yet. As Ottawa’s largest builder of homes and condominiums, we have plenty of move in ready homes waiting for you across the city. Ready immediately, or in as little as 16 weeks, we have homes big and small that will fit your unique lifestyle.

HELSINKI II B

HORIZON

Immediate Availability 2650 sq ft Single Home (Lot 148) Over $45K in upgrades $529,900 Now $519,900

Available in 16 weeks 1985 sq ft Townhome (Block 30 Unit 69) $3K Design Centre Bonus Only $335,900

TRILLIUM 3 BEd

NEw LOTUS II

Available June 2016 2205 sq ft Townhome (Block 12 Unit 62) $3K Design Centre Bonus Only $342,900

Immediate Availability 1135 sq ft Zen Urban Flat (Block A Level 1 Unit 6) Over $10K in upgrades $214,900 Now $204,900

QUEENSBy IV

UNITy

Immediate Availability 1705 sq ft Townhome (Block 36 Unit 189) Over $60K in upgrades $363,900 Now $339,900

Immediate Availability 1875 sq ft Townhome (Block 10 Unit 53) Over $30K in upgrades $394,900 Now $388,900

THE MAJOR’S HILL

THE BREwER

Immediate Availability 1195 sq ft 2 Bed Condo Flat (Block B Unit 103) Only $316,900

Immediate Availability 940 sq ft 2 Bed Condo Flat (Block B Unit 101) Only $260,900

ClaridgeHomes.com Prices and specifications are subject to change without notice. E.&O.E.

moreStyle

contents MAY 28 - JUN 11, 2016 | VOLUME 16 ISSUE 11

PRESIDENT, YELLOW PAGES NEXTHOME

Jacqueline Hill EDITOR-IN-CHIEF / DIRECTOR OF CONTENT

Susan Legge DIRECTOR OF SALES, NATIONAL

Moe Lalani SALES MANAGER, EASTERN ONTARIO

Paul Bimm EDITOR

Wayne Karl ART DIRECTOR

Megan Pike CONTRIBUTING EDITORS

ON THE COVER

22

Phoenix Homes Something new just in time for summer Condo Insert | C01-C20

Spotlight on Condos

Your guide to new condo communities in the Gatineau and Greater Ottawa Area

C06

014 Editor’s Note 028 Mortgage Rates 030 Hot Properties 032 Advertisers Index 034 Neighbourhood Profile 035 What’s Online

Sarah Khan

C18 Tarion Warranty Corp.

NATIONAL CIRCULATION MANAGER

Tarion aims for greater access with virtual public meeting

026 New-Home Buying

New-home buyers – who’s watching your back?

Celebrating a milestone in Kanata South

022 Phoenix Homes

Something new just in time for summer

12 YPNEXTHOME.CA

John Jenkins

PRODUCTION MANAGER

Helen Pearce PRODUCTION CO-ORDINATOR

Dennis Ng GRAPHIC DESIGNERS

Miguel Cea Mike Terentiev

advice

C14 Moving Advice

To pack or not to pack?

by Chuck Resnick

C16 Home Smarts

Understanding model homes – looking past the surface

008 Fundamentally Speaking Why you should always check your property boundary

by Wayne Karl

029 Mortgage Advice

Five ways to boost your down payment

by Alyssa Richard

+ online

property profile

C06 Cardel Homes

SALES CO-ORDINATOR, EASTERN ONTARIO

trending

by Marnie Bennett

in every issue

Sonia Bell, Sara Duck (on leave), Elisa Krovblit, Jackie Marchildon, Lydia McNutt (on leave)

NEIGHBOURHOOD

HOME SEARCH

MORE +PHOTOS +VIDEOS +ADVICE +INSPIRATION +TRENDING

WITH

DYNAMIC MAPS

LOOK FOR THE CIRCLE

PUBLISHED Saturdays, 2016 Publishing Schedule:

Bi-weekly Jan.-June and Aug.-Nov. Monthly: July & Dec. 1 ADVERTISING Call 416.626.4200 for advertising rates and information.

CIRCULATION Free distribution in select hightraffic street boxes, stores, banks, financial institutions and select condominium sales offices.

COPYRIGHT 2016 All rights reserved by Yellow Pages Homes Limited. Reproduction in any form is prohibited. Contents of this publication are covered by copyright and offenders will be prosecuted under the law.

TERMS Advertisers, editorial content and New Condo Guide are not responsible for typographical errors, mistakes or misprints. All prices are correct as of press time and are subject to change without notice. E. & O. E. EDITORIAL Submissions from interested parties will be considered. Email to susan.legge@ ypnexthome.ca. The views and data expressed by columnists do not necessarily represent those of the publication.

Please recycle this magazine! Yellow Pages NextHome participates in the Partners in Growth Reforestation Program through St. Joseph Communications. To date, Partners in Growth has planted over 2.5 million trees in parks, recreation and conservation areas, and other public spaces across Canada. Established in 1990, this program was started with Scouts Canada to help replenish the environment.

Built for real life.

CARDELHOMES.COM

Editors’ Notes

WESTBORO

MORE PHOTOS ONLINE SUSAN LEGGE Editor-in-Chief / Director of Content Yellow Pages NextHome Email: Susan.Legge@ypnexthome.ca Twitter: @SusanLegge

nexthome.yp.ca/westboro

Understanding the agreement Buying a new home offers an opportunity to get exactly what you want. It can be a dream come true and an investment for the future – but it’s also a legal transaction.

The term “get it in writing” has never been more important. Your contract outlines everything your new home will have in it and around it. Otherwise known as the Agreement of Purchase and Sale, the contract spells out the terms between you and your developer and/or builder. Without it, if there is a misunderstanding or disagreement, it’s impossible to prove what was agreed upon.

Since building a home is much more complicated than a resale transaction where the home already exists, there is no set Agreement of Purchase and Sale or standard contract. Builders often prepare their own agreements so contracts can vary.

Before you sign a contract, review it carefully and ask questions to make sure you fully understand it. Take it to a real estate lawyer.

Once it is signed, it becomes a legal document, so seeking the services of an experienced lawyer is an important step toward ensuring that your dream home becomes a reality.

Check your builder before you buy

WAYNE KARL Senior Editor Yellow Pages NextHome Email: Wayne.Karl@ypnexthome.ca

+ get social 14 YPNEXTHOME.CA

Buying a new home is a milestone occasion, certainly one to celebrate.

Imagine, then, moving into your new home or condo and finding that everything isn’t quite as perfect as you hoped – to the point where you have to call on your warranty coverage.

In most cases, your new home builder in Ontario will address your concerns in a timely and satisfactory manner.

But what happens if it doesn’t?

There are all kinds of horror stories of calls unanswered, issues unresolved and disputes long pending.

Indeed, just like consumer products, sports teams, cars... you name it – not all things are created equal.

These days, especially, given the rising prices of new homes, spending time to research prospective new home builders – before you buy – is not only time well spent, it’s absolutely paramount.

As our content on page 26 discusses, there are things you can do to ensure your homebuying experience is exactly what it should be – exciting and rewarding.

Interact with us on social media: ypnexthome

success plus final release makes last chance!

Your final opportunity to be part of the spectacular success of Greystone Village Phase 1!

Nestled between the Rideau River and Rideau Canal, Greystone Village is a 26-acre, masterplanned community of homes set around a vibrant central plaza, complete with pathways, promenades and trails. Live a life of elegance and exclusivity in a scenic riverfront setting, just minutes from downtown.

Phase 1 Final Release of Singles, Condos & Towns in Old Ottawa East from the $300’s

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Illustration is artist’s concept E.&O.E.

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MORTGAGE PAYMENTS R A !

E FOR A Y CONTEST

This is an amazing time to purchase your Valecraft Home!

Celebrate Canada’s 150th birthday by us making your 2017 mortgage payments Visit

valecraft.com for details and discover the community that best suits your needs and lifestyle.

Limited time offer. See sales consultant for details. Prices, terms and speciďŹ cations are subject to change without notice. E & O.E.

MAY 28 - JUN 11, 2016 VOLUME 16, ISSUE 11, FREE

EASTERN ONTARIO EDITION

OTT-BLK-ADL-2790 Blackstone Condo Cover-Mockup.indd 2

2016-05-18 YOUR PULL-OUT GUIDE to highrise, conversion, loft, terrace & townhome condo projects

10:25 AM

visit us to discover ottawa’s new standard

spotlight on condos

located in the renowned arts court district, steps to the parliament Buildings and in the heart of the city’s most desirable Byward Market neighbourhood

C2

50% sold sales gallery now open 264 Rideau Street, Ottawa Monday to Thursday: 12 : 00 pm to 6 : 00 pm Weekends and Holidays: 12:00 pm to 5:00 pm (closed on Fridays) arthauscOnDOS.cOM | 613.909.3223 | SALES@ARTHAUScOnDOS.cOM © DevMcGill All rights reserved 2016. Specifications are subject to change without notice. Rendering is artist’s concept.

Exclusive Listing Brokerage: TradeUp Real Estate Inc., Brokerage. Brokers Protected. E. & O.E. 2016.

LS W E O ODN N M E OP Revision

OPPORTUNITY IS CROPPING UP IN ORLÉANS Just off the beaten path where a proud French-Canadian dairy farm

Studio

once stood, spacious 2-bedroom condominiums are being built. Indulge in maintenance-free living with refined finishes and timeless design. Destined

3143 Navan Road At the crossroads of Navan and Renaud, by the old red barn 613-807-0316 cremehomes.ca

a domicile community

C3

Ad Number

Visit our model suites today.

spotlight on condos

Final Trim

Final Live

Final Bleed

Insertion date

Material Deadline

to be the best of what a neighbourhood can be, it could only be… Crème.

C4

spotlight on condos

spotlight on condos

C5

Property Profile | CARDEL HOMES

spotlight on condos

condo cover story

C6

Cardel celebrates a milestone with release of modern condos at Blackstone THIS YEAR MARKS the 20th anniversary of home

building in Ottawa for Cardel Homes, with hundreds of satisfied customers to thank for its success. Through the decades, the familyowned company has staked out a niche with its homes Built for Real Life, which captures the company’s award-winning designs and a client experience that’s second to none.

Building on the success of its singles and towns, Cardel is bringing a brand new collection of modern condos to the masterplanned community of Blackstone. Featuring

top-quality finishes, underground parking and elevators in three lowrise, modern, threestorey buildings, Blackstone condos offer a full range of maintenance-free comforts. These new condos are now selling and Cardel will be breaking ground on the project within the coming months.

Since launching in 2012, the nature-draped community of Blackstone in Kanata South has really come together. Blackstone’s distinctive features and ideal location have made it popular with buyers looking for a family-friendly

neighbourhood with natural features, access to great schools and quality-built homes.

Surrounded by nearby cafes, libraries and health services plus shops, pubs and restaurants, the masterplanned community offers urban conveniences and neighbourhood charm that has buyers singing its praises.

Located at Terry Fox Dr. and Fernbank Rd, only a short distance from the Queensway, Blackstone provides a comfortable commute to downtown and direct access to the Trans-Canada Trail.

These days, Blackstone buyers have even more to be excited about because with so much progress, the community looks and feels like a community. Sidewalks, ponds and walking trails meander among Blackstone’s paved streets and stylish homes from Cardel, the awardwinning Ottawa builder that’s been bringing Blackstone to life since day one.

With the addition of the condo project, Blackstone now has something for everybody. The condos will be nestled into a thriving community of existing townhomes and single-family homes, backing onto the Trans-Canada Trail and facing the Blackstone park. Surrounded by greenspace, these condos are the perfect blend of urban convenience and rural charm. You can easily find your own private nature oasis only steps from your front door.

Buyers have the option of four floorplans all offering two bedrooms and two bathrooms, nine-ft. ceilings and six appliances. The open-concept living spaces and expansive windows create a comfortable and stylish feel that will want to show off. With sleek and contemporary exteriors and spacious patios, these condos are a must-see.

Cardel Homes has been building for more than 40 years, and is still setting new benchmarks as it delivers what modern families want: well thought-out floorplans, features that make life easier and great value in a great home. In short, homes are built for real life.

Location

For more information on the condo project please register at cardelhomes.com in order to stay updated

Kanata South Builder

Cardel Homes Development

Blackstone Home Type

Condo Units 2 bed/2 bath Sales Centre

139 Westphalian Ave., open Monday 1 to 7 p.m., Tuesday to Thursday noon to 7 p.m., Friday to Sunday (and holidays) noon to 5 p.m.

Contact

613.435.5704 MAY 28 - JUN 11, 2016 | NEW HOME & CONDO GUIDE EASTERN ONTARIO C7

* E !

F V Y O DA OF M O 0 T 0 IN ,0 UP TO

2 6 $

spotlight on condos

DEVELOPER’S FINAL INVENTORY

C8

SPRING SALE JUST 30 SUITES REMAIN! SUITE

BEDROOMS

SQ.FT.

PRICED FROM

SPRING SALE

LOFT 14

STUDIO

433

$229,900

$206,910

LOFT 8

STUDIO

497

$264,900

$227,814

SOLD

LOFT 10

1 BED + DEN

648

$323,900

$291,510

SOLD

LOFT 11

1 BED + DEN

751

$355,900

$320,310

LOFT 7

2 BED

922

$453,900

$408,510

LOFT 208

2 BED + DEN

1,300

$619,900

$557,910

224 LYON ST. (AT GLOUCESTER ST.) MON-WED 11-5PM | SAT+ SUN 12-5PM | THURS + FRI APPOINTMENT ONLY

*Based on a promotional discount of the current purchase price of the suite.

Exclusive Listing: Brad J. Lamb Realty Inc., Real Estate Brokerage. Brokers Protected.

Renderings are an artist’s impression. All prices, sizes and specifications are subject to change without notice. E.&O.E.

spotlight on condos

C9

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spotlight on condos

Be a part of something Iconic

C10

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Find your new home in the heart of Little Italy, where stunning views of Dow’s Lake are

1441-596-316 awattO ,teertS notserP 584

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available for as low ass$291,000.

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www.claridgeicon.com 485 Preston Street, Ottawa 613.695.1441

elytSerom

under ConstruCtion

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Available April 2019

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Move-in ready units. up to $10,000 in designer finishes included! sTIRLInG PARk | MERIvaLE Now occupying! 1 & 2 bedroom units starting from $247,000 330 Titan Private, Unit 107, Ottawa 613-224-0330

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WATERsTREET | LOwERtOwN Now occupying! studio, 1 & 2 bedroom units starting from $192,000 316 Bruyère Street, Unit 112, Ottawa 613-680-6560 CLARIDGE PLAZA 3 | RIdEau stREEt Models now open! Move-in ready 1 & 2 bedroom units starting from $311,000 244 Rideau Street, Ottawa 613-241-3235 File is half size FINAL: 48” x 48”

CLARIDGE PLAZA 4 | RIdEau stREEt Now occupying! studio, 1 & 2 bedroom units starting from $230,000 244 Rideau Street, Ottawa 613-241-3235

fusIon | LEBREtON fLats Models now open! Move-in ready 1, 2 & 3 bedroom units starting from $288,000 300 Lett Street, Ottawa 613-232-2049 TRIbECA | dOwNtOwN MEtcaLfE Models now open! Move-in ready 1 & 2 bedroom units starting from $351,000 56 Nepean Street, Ottawa 613-234-1780 TRIbECA EAsT | dOwNtOwN MEtcaLfE Now occupying! studio, 1 & 2 bedroom units starting from $245,000 56 Nepean Street, Ottawa 613-234-1780

Now under construction. secure home rewot ciyour nagronew ,dlob a htiwand rabask ehtabout gnisiarour si semoH egdiralC upgraded finishes at these locations. gninfieder neeb sah egdiralC .awattO evoba syerots 54 gnisir gnirb ot duorp er’ew won dna ,sraey 03 rof enilyks s’awattO CLARIDGE ICon | LIttLE ItaLy .ytinummoc eht ot nocI_egdiralC Now under construction! 1 & 2 bedroom units starting from $291,000 485 Preston Street, Ottawa 613-695-1441

,ylatI elttiL fo traeh eht ni emoh wen ruoy dniF era ekaL s’woD fo sweiv gninnuts erehw

THE LofTs AT TRIbECA | dOwNtOwN MEtcaLfE .00mid 0,1 92$ sa Now under construction! 1 & 2 bedroom units starting from the $400s Includes underground parking 56 Nepean Street, Ottawa 613-234-1780

rednu noitCurtsnoC 9102 lirpA elbaliavA

ClaridgeHomes.com Prices and specifications are subject to change without notice. E.&O.E.

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moc.nociegdiralc.www awattO ,teertS notserP 584 1441.596.316

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STYLISH CONDO LIVING IN THE HEART OF NEW EDINBURGH FROM $283,900*.

A stylish modern condo for those who enjoy the finer things in life. With fantastic amenities including a well-equipped fitness centre and steps to walking trails, Minto Beechwood has something for everyone.

Wednesday June 8th, 4pm–7pm Table 40 at Fraser Café, 7 Springfield Road $500 Nordstrom gift card with every purchase* AND a draw for a $500 Nordstrom gift card* mintobeechwood.com 613.696.8188

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C13

Advice | MAKE YOUR MOVE

To pack or not to pack?

By Chuck Resnick

MORE ADVICE ONLINE nexthome.yp.ca/news/advice

WITH MOVING COMES PACKING, and

with packing comes decisions. Some people want to pack their own items, while others prefer to leave the task to a pro. There are, of course, advantages to each approach, so it is important to weigh the pros and cons.

The Professional Packer Most who choose to pack themselves do so because it saves money. This is true only if your items make it from Point A to B in one piece. Moving companies will not be responsible for items damaged due to your poor packing skills.

The most critical element in packing is taking into consideration how far and long the items will remain in the boxes during transit.

Consumers often underestimate just how much jostling their items will endure on the road. Accessories like lamps may seem to be packed well, but may shift inside the carton and break or chip as a result.

Professional packers make it their business to know what is best for various categories of items, depending on the size and distance of the move, and they pack accordingly.

They can also provide tips on how to mark your boxes for ease of unpacking, and advise on the items to pack last and therefore, unpack first.

Having your mover pack your belongings offers the peace of mind in knowing that if the damage happens, your possessions will be repaired or replaced.

C14 YPNEXTHOME.CA

The DIY Packer If you are willing and able to pack yourself, ensure you have the proper materials and containers to help with a successful move. Although you can obtain boxes from places like grocery stores, check with your mover, who may sell proper packing materials that will save you work and worry.

There are also significant considerations to keep in mind, such as not packing explosive or flammable items.

Your list of essentials will include tape dispensers, packing paper, markers, pads, blankets, bubble wrap, and or course, there are many sizes and strengths of boxes available.

A 1.5-cu.-ft. box is often referred to as a book or record box. It’s fairly small and is designed to hold small, heavy items like food jars or cans, flatware, CDs and the like. The next size up is a lamp or lamp shade box, which is three cu. ft. in size. The sizes go up from there, to 4.5 and six cu. ft. for lighter objects like pillows.

Whether you choose to pack your own items or have your mover do it, be sure you choose a company with a solid track record for providing topnotch service.

Chuck Resnick is vice-president of marketing and operations, Two Men and a Truck Canada. Visit twomen.ca.

SO O C L C UP D A N C Y

YEAR

90 NEA % RLY

IM M ED IA TE

1 FREE MORTGAGE

*

+$1000 GIFT

CERTIFICATE

* Selected suites only (1BDR + Den). Payment will be made to purchaser on closing equivalent to 12 monthly payments of a mortgage, based on a 25 year mortgage term, with 20% cash down and a rate of 2.70%. We do not guarantee the availability of mortgage rates or terms. Conditions subject to change without notice. Valid for a limited time only.

Presented by Remax Absolute Realty Inc. Brokerage. Cooperating brokers welcome. Call the Slater or visit www.theslater.ca for details.

WWW.THESLATER.CA / 613.230.0199 All images presented in this document are for illustration purposes only and are subject to change without notice.

Absolute Realty Inc. Brokerage Independently owned and operated

spotlight on condos

mobilia

C15

Advice | HOME SMARTS

Understanding model homes 101 Looking past the surface

By Marnie Bennett

MORE ADVICE ONLINE nexthome.yp.ca/news/advice

IT’S NO SECRET that one of the most enjoyable aspects of shopping for a new home is touring the builder’s decorated models. A well-designed model can help you envision living within its walls, as well as providing excellent inspiration for the decoration of your own space.

In these ways, models constitute a valuable resource for purchasers.

On the flipside, builders are well aware that model homes are one of the most powerful selling tools at their disposal. It’s clearly in their interests to dress these homes up to the nines – both to increase their appeal, and to encourage purchasers to splurge on the featured upgrades. They’re banking on an emotional response, and they usually get one. In order to stay objective, what should you be looking for when touring a model home?

With the recent proliferation of television shows about staging and “flipping” homes for sale, you’re probably aware that there’s a real science to creating alluring spaces. Through judicious use of colour schemes, mirrors and wellproportioned pieces, decorators are able to make homes appear larger and more luxurious.

But it’s the lavish application of upgrades that can be really misleading. Many models feature a laundry list of stunning decorating options: hardwood and slate flooring, stone fireplaces, intricately tiled steam showers and well-finished basements.

On the home’s exterior, stone may be substituted for brick, elegant front C16 YPNEXTHOME.CA

doors installed and the lawn lushly landscaped. The accumulated cost of so many high-end features can run upwards to over $250,000 in some cases pending the type of housing product you are viewing.

It’s easy to imagine losing perspective at the prospect of living in such an incredibly appointed home.

That’s why it’s crucial to have a grasp on which features are standard and which are upgrades. Don’t be shy: ask the sales representative to walk you through the home and have them write down exactly what is upgraded, and at what cost.

If the builder has a design centre, it should be simple to compare standard selections with available upgrades.

Go over the standard specifications with a fine-toothed comb, so that you understand exactly what is included in the asking price; ask for a menu of upgrades with clearly marked pricing.

Next, take this information home with you and consider carefully. Will this upgrade add value to my home when I sell it in the future; will it increase my home equity? How much will this feature enhance my lifestyle? Can this feature be easily added at a later date?

Be careful not to “over-upgrade” your home. This may seem counterintuitive but, when it comes to resale value, it’s not necessarily an advantage to own “the castle in the neighbourhood.” Often, those buyers who can afford a spectacular home desire an equally spectacular neighbourhood.

As a general rule, upgrades that recoup their initial expense include hardwood floors, fireplaces, finished recreation rooms and double showers in master ensuites. But above all, keep to your budget; you won’t be doing yourself any favours by overextending yourself financially.

To receive a free copy of a new special report titled “Homebuyers: How to Save Thousands of Dollars When You Buy” email sales@bennettpros.com Marnie Bennett is a broker and team leader for Bennett Property Shop Realty, a full premium service real estate brokerage specializing in marketing and selling new and resale homes, condominiums and investment real estate. Marnie is the host of the weekly radio show the Real Estate Hour, a millionaire real estate investor and a wealth management coach. bennettpros.com

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C17

Trending

Tarion aims to provide greater access with a virtual 2016 annual public meeting IN A HISTORIC FIRST, TARION

Warranty Corp. is holding its 2016 Annual Public Meeting on May 31 as a webcast. This will provide unprecedented access to residents across the province, including new home buyers and new-home owners, who have an interest in Tarion’s work.

Beginning on Tuesday, May 31, at 7 p.m. members of Tarion’s corporate leadership team will be providing an update on the warranty, policies and processes over the last year.

The Tarion ombudsperson will also present his report for 2015.

After the formal presentations, a live question and answer period will be conducted. Stakeholders from across the province are encouraged to send in their questions in advance of the meeting by visiting research.net/r/APMQA2016 “Holding a virtual Public Meeting makes sense,” says Howard Bogach, president and CEO of Tarion. “After listening to feedback from the public, reviewing the cost benefits and recognizing that we can reach so many more consumers, we made the decision to web cast this year’s meeting. In the past, most participants were from the Greater Toronto Area, and only a few new home owners came from outside the city – some having to travel for many hours. Since we provide consumer protection to new home buyers across the entire province, it’s important that our Annual Public Meeting be similarly accessible.”

This new format is consistent with improvements Tarion has made to the warranty process over the years. Moving to online channels has significantly increased home buyers’ satisfaction with the warranty process as they find it more convenient and accessible.

Tarion has held Annual Public Meetings since 2010 to provide an C18 YPNEXTHOME.CA

MORE TRENDING ONLINE nexthome.yp.ca/news

update on the organization, and a forum for the public to interact with Tarion’s management and warranty services staff. In 2015, Tarion made enhancements to this meeting to better reflect the information that new home buyers were asking for. For example, we encouraged questions in advance of the meeting to help tailor our presentations and focus on the information participants were looking for. It also allowed us to respond to many individual questions well in advance of the meeting and to connect with those unable to attend. This year, Tarion plans to post a recording of the meeting on its website after the event.

According to Siloni Waraich, Tarion’s vice-president of stakeholder engagement, “Over the years, Tarion has continuously sought new ways to expand our outreach, and interact with all our stakeholders. Earlier this

year we held our fist webcast to home buyers in the London area, and received positive feedback from attendees. Evolving our Annual Public Meeting into a virtual event and posting a recording on our website will make this meeting more accessible to the various groups that Tarion serves across Ontario.”

Members of Tarion’s leadership team will respond to a combination of presubmitted and live questions during the web conference. A team of Warranty Services Representatives will also be on hand to follow-up on individual questions about the warranty.

Invitations to attend the 2016 Annual Public Meeting will be emailed to all consumers and builders registered through MyHome and BuilderLink.

To register for Tarion’s 2016 virtual Annual Public Meeting, visit tarion.com

spotlight on condos

C19

spotlight on condos

DOWNTOWN LIVING RICHCRAFT STYLING

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A STATEMENT THAT YOU’VE ARRIVED Walk through the charismatic entrance doors and you’ll discover The Bowery’s sleek Lobby and Lounge.

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Artist’s Rendering of the Urban Terraces shown. Please Register to view additional renderings and floorplans. E. & O.E.

TWO STOREY, TWO BEDROOM + BALCONY 600 Via Campanale Ave. | Secure Your Unit Today! | Limited Availability Visit campanale.com/urban for more info and to view the floorplans! * Prices subject to change without notice.

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*Artist’s Rendering of the Galileo shown. Please see Sales Consultant for details. E. & O.E.

INTRODUCING THE

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Choice of look-out or walk-out lots! *Prices subject to change without notice.

visit us at our model home & sales centre

Property Profile | PHOENIX HOMES

cover story

Phoenix Homes Something new just in time for summer THE LAST COUPLE of months have

been an exciting time for Phoenix Homes. Phoenix has added 10 new plans to its lineup that are sure to appeal to first-time buyers and downsizers alike. Phoenix has also announced two new communities that are set to hit the market later this summer. Since 1997, this familyrun business has been changing the landscape of the Ottawa new home market. These new products and communities are sure to revolutionize the market even further.

New Product Phoenix Homes is proudly introducing its new bungalow series on 50-ft. lots available at Fernbank Crossing and White Tail Ridge. The space, price points, and lot sizes offered by Phoenix mean that bungalows are no longer just for downsizers.

22 YPNEXTHOME.CA

Both Fernbank Crossing and White Tail Ridge offer these stylish bungalows on 50-ft. lots. The bungalows at Fernbank begin at $449,900, and at White Tail they start at just $389,900. At Fernbank Crossing, the Pinehurst Loft (D elevation, as shown on the cover) offers 2,515 sq. ft. of living space for $529,900. The same home can also be found at White Tail Ridge for $484,900.

A new line of 35-ft. single-family homes has also been introduced to Fernbank Crossing. This is a great option for those who want a single-family home, but who have the budget for a typical townhome.

Fernbank Crossing offers the 35-ft. lot series at a price that is ideal for any buyer. The Claremont model, with 1,034 sq. ft. of living space, is only $310,900. This price point is almost

unheard of for a single-family home in the Kanata area.

Terra Flats Terra Flats are an incredibly popular product for buyers, and now Phoenix Homes is proudly introducing five new executive urban flats – ranging from $214,900 to $223,900 – in the masterplanned community of Fernbank Crossing. These one-floor, twobedroom condo suites offer a wide array of floorplan options to meet your individual needs. With a large walk-in closet, an ensuite bathroom, a guest bathroom and 974 or 1,081 sq. ft., these condos offer space to work, live and play. Construction of these Flats at Fernabnk Crossing will begin this summer. The Terra Flats line will also be released within the next two months in the popular community of Hillside Vista. This site offers stunning

“Phoenix Homes is proudly introducing their new bungalow series on 50-ft. lots available at Fernbank Crossing and White Tail Ridge.“

Location

Almonte Builder

Phoenix Homes views of the Gatineau Hills, and is located between Place D’Orléans shopping center and beautiful Petrie Island Beach.

Felton Court Felton Court is Phoenix Homes’ newest townhome community in Barrhaven. Located at the corner of Fallowfield Road and Strandherd Drive, all major amenities are just a short drive away. Felton Court offers two and three-storey townhomes varying in size from 1,301 to 1,920 sq. ft., starting at $279,900. The openconcept floorplans feature gourmet kitchens, master ensuites and main floor laundry facilities.

There are many early occupancy homes available for purchase, and Phoenix Homes is currently offering exceptional buyer incentives. Buy now and receive a $15,000 decor bonus on all two and three-storey units. Plus, Phoenix will pay two years of private road fees.

Pathways at Findlay Creek Phoenix Homes is excited to announce the launch of a brand new community in the always popular area of Findlay Creek: Pathways at Findlay Creek. This large, masterplanned community just south of Findlay Creek is expected to hit the market this fall and will offer buyers the brand new 35- and 50-ft. singlefamily home lots, the Terra Flats line

and townhomes. Pathways is ideal for families, young professionals and retirees alike. Close to all major amenities and only a short drive to the downtown core, this community is already creating buzz.

Development

Diamondview Estates Phoenix Homes has a second new community coming to the market this fall: Diamondview Estates. This exclusive neighbourhood is located near the private Carp Airport, only a 10 minute drive from the Brookstreet Hotel in Kanata. This community is ideal for those working in Kanata and looking for an easy commute or downsizers who still want to be near all the major amenities in Kanata.

Diamondview Estates offers expansive 50- and 60-ft. lots which give buyers the ability to have a three-car garage.

The exciting new bungalow line will also be available at Diamondview Estates. Best of all, by moving only a short distance outside the city centre, buyers will save approximately $50,000 compared to a similar home in Fernbank Crossing.

Sales Centre

Fernbank Crossing, White Tail Ridge, Diamondview Estates, Pathways at Findlay Creek, Hillside Vista Home Type

Condos, bungalows, two-storeys, townhomes Fernbank Crossing: 319 Bobolink Ridge 613.435.7062 drogers@phoenixhomes.ca White Tail Ridge: 103 Antler Court, Almonte 613.461.0277 kconnors@phoenixhomes.ca Hillside Vista: 263 Voie Eric Czapnik Way, Orléans 613.319.6297 dstone@phoenixhomes.ca Felton Court: Corner O’Keefe Court & Fallowfield Road, Barrhaven 613.319.6217 lfalsetto@phoenixhomes.ca Hours: Monday to Thursday 1 to 7 p.m., Saturday & Sunday noon to 5 p.m., closed Fridays and holidays

For more information on the new product line, please visit the website at phoenixhomes.ca. Buyers who are interested in the exciting new communities of Pathways and Diamondview are encouraged to visit the website and pre-register for more information on future communities.

MAY 28 - JUN 11, 2016 | NEW HOME & CONDO GUIDE EASTERN ONTARIO 23

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in 2007 when her youngest child was just 18 months old at the time. “As a family we wanted to do something to give back – and this is something that we could all do together. It’s really great and the kids love it, and the response that we get is so incredible.

People are so generous.”

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Trending

New-home buyers: who’s watching your back?

By Wayne Karl

THERE’S AN OLD JOKE in some circles that new-home buyers spend more time researching their next wireless device than they do a new home.

Well, those days are over – or they should be, if you want to avoid a homebuying gong show.

New homes and their warranty coverage are increasingly in the news these days, whether because of rising prices or other challenges, and are the subject of some debate.

And not all provinces handle new home warranties the same way.

In Ontario, the provincial government empowers Tarion Warranty Corp. as the sole new home warranty provider – the primary backer of about 50,000 new homes every year.

Not everyone agrees with this approach, saying consumers should have more choice in who provides such coverage.

In BC and Alberta, the situation is very different – about a half-dozen companies in each province provide new home warranty coverage.

Should your new home warranty be any different than the insurance business, where consumers can contract their own car, home or medical coverage?

Or should it be any different than when you buy a new car, and the warranty is provided by the manufacturer, or an affiliate thereof?

Interesting questions, indeed.

The importance of warranty coverage became frontpage news in Toronto recently when one builder was at risk of being de-registered by Tarion because of concerns over its customer service, high number of warranty claims and financial position. The company recently announced it had initiated restructuring proceedings under the Bankruptcy and Insolvency Act (Canada).

Naturally, such developments worry new-home buyers, whether they’ve just put down deposits or have already moved into their new homes and expect warranty coverage.

Rest assured, new-home buyers, Tarion still has your back. The status of the builder does not affect your warranty rights.

“If the homebuyers receive a completed home, they will also receive the three warranties that come with that home – the one-year, two-year and seven-year warranties,” Tarion President Howard Bogach told New Home & Condo Guide. “This is in addition to possible delay compensation.

26 YPNEXTHOME.CA

If buyers do not receive their home, their deposits are protected under the warranty up to a certain amount. For freehold homes, it is $40,000. For condominiums, it is $20,000 (condominium deposits are also protected by the trust provisions of the Condo Act, so condo buyers should receive their full deposit back).

The bottom line, dear homebuyer, is that no matter where in Canada you’re located or who provides the warranty coverage – do you research.

New-home builder and warranty checklist » Is home building the company’s profession? Is home building the company’s primary business? Or is it a part-time or more recent focus? Home building is a serious business. It takes commitment to keep up with everything that is going on in the industry, and it requires solid business skills and a track record of satisfied clients. » What is your experience, and how long have you been in business? Good builders are proud of their track record, whether they have been in business for three or 30 years. They will tell you about their background, training and experience, strengths and what sets them apart from others. » Are they a member of the Canadian Home Builders’ Association (CHBA)? Membership in CHBA is an indication of a builder’s commitment to the industry, to the success of their company and, ultimately, to their customers. Members agree to a Code of Ethics that calls for fair and honest dealings with consumers. » Are they a member of a home warranty program?

Warranty programs provide additional protection for the homebuyer’s investment. In some regions, there is a variety of warranties available. Ask the builder to explain the details – you want the warranty that best meets your needs for both the short and the long term. » Will they give you references from past clients?

Contact past customers to find out how satisfied they are with their new home. Ask if the home was completed on budget and on time, what the builder was like to work with and about the company’s after-sales service.

CANADIAN NEW HOME WARRANTY PROVIDERS (major markets) BC

Provider

Location

Website

National Home Warranty Group Inc.

Vancouver

nationalhomewarranty.com

Progressive & Pacific Home Warranty

Surrey

progwar.com/warranty

WBI Home Warranty Ltd.

Burnaby

wbihomewarranty.com

Travelers Insurance Company of Canada

Vancouver

travelerscanada.ca

Provider

Location

Website

Alberta New Home Warranty Program

Calgary, Edmonton

anhwp.com

Blanket Home Warranty Ltd.

Edmonton

blankethomewarranty.ca

Millennium Insurance Corp.

Edmonton

millenniuimnsurance.ca

National Home Warranty Group Inc.

Edmonton

nationalhomewarranty.com

Progressive Home Warranty Solutions Inc.

St. Albert

progwar.com/warranty

Travelers Insurance Company of Canada

Calgary, Edmonton

travelerscanada.ca

Location

Website

Saskatoon, Regina

nhwp.org

Location

Website

New Home Warranty Program of Manitoba

Winnipeg

mbnhwp.com

ONTARIO

Provider

Location

Website

Tarion Warranty Corp.

Toronto

tarion.com

Provider

Location

Website

La Garantie Abritat Inc.

Montreal, Quebec City

apchq.com

Qualité Habitation

Montreal, Quebec City

qualitehabitation.com

ALBERTA

SASKATCHEWAN Provider New Home Warranty Program of Saskatchewan

MANITOBA

QUEBEC

Provider

» What after-sales service does the company provide?

Professional builders stand behind their homes with an after-sales service program. Ask the builder to explain the program in some detail: what’s covered, how to request service and the typical response time. » Can you visit the work site? The work site offers many clues about the company and the quality of the builder’s homes. Ask for a tour of a home under construction and

a chance to meet the site crew. Take note of the details: whether the site is clean and orderly, and how materials are stored.

Source: Canadian Home Builders’ Association

MORE TRENDING ONLINE nexthome.yp.ca/news

MAY 28 - JUN 11, 2016 | NEW HOME & CONDO GUIDE EASTERN ONTARIO 27

Homebuyers’ Help

Compare mortgage rates for your best deal CHARTERED BANKS

variable

ATB Financial

2.6

Alterna Bank

2.35

Bank of Montreal

2.7

Bank of Nova Scotia

2.9

Canadian Western Bank CIBC

6 months

1 year

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3 years

4 years

5 years

4 4.00op 4 6.30op 4 6.75op 4.55 6.45op 4 6.45op

2.94 4.00op 2.85 6.30op 2.89 6.75op 3.29 6.50op 3.14 6.30op 2.84 6.35op 3.14 2.84 3 3.20op 3.14 6.70op 2.79 3.14 6.75op 2.99 6.30op 3.19

2.64 4.00op 2.09

2.49

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2.74

2.58

2.99

3.39

3.89

2.59

3.09

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3.89

4.49

3.04

3.65

4.2

4.74

2.79

2.44

4.09

4.79

3.04 2.84 2.94

3.65 2.84 2.84

4.39 2.89 2.79

4.64 2.89 2.89

3.04

3.39

2.74

2.84

3.34 2.39

3.99 2.44

4.44 4.39

4.64

2.84

2.29

3.89

2.59

3.24

3.49

3.69

3.79

6.5 4.45 6.30op 3.95 4.2 6.50op 4.55 6.45op

3.14 3.35 6.30op 2.69 3.14 6.30op 3.29 6.50op

3.25 3.5

3.95 3.7

4.39 4.3

4.64 4.35

2.14 3.09

2.34 3.39

2.59 3.89

2.64 2.74

3.09

3.39

3.89

4.49

4 6.30op 6.2 6.40op 3.1 4.25 6.50op 4.2 6.50op

2.85 6.30op 2.84 6.30op 2.29 2.89 6.50op 3.14 6.30op 3.25 6.25op 2.84 6.30op 2.99 6.30op 2.8 2.95op 2.45

2.09

2.59

2.74

2.58

2.89

2.95

2.99

2.89

2.24 2.79

2.39 2.89

2.49 2.95

2.59 2.89

3.09

3.39

3.89

4.74

3.2

3.65

4

4.5

2.79

2.64

3.89

2.49

2.69

3.49

3.99

4.64

2.85

2.95

3.05

3.15

2.55

2.55

2.65

2.65

2.7 6.95op

Equitable Bank ICICI Bank Canada Manulife Bank

2.75 2.6

National Bank

n/a

President’s Choice Finan 2.70 Royal Bank

2.6

4.45 4.4 6.70op

6.75op TD Canada Trust

2.6

Tangerine

2.7

TRUST COMPANIES Community Trust Effort Trust

n/a n/a

Home Trust Company Investors Group Trust

2.35 n/a

MTCC

2.9

OTHER FINANCIAL INSTITUTIONS Alterna Savings

2.35

Comtech Credit Union

2.45

First National Fin. LP IC Savings

2.7

London Life

n/a

Luminus Financial

3.25

Meridian Credit Union

2.4

PACE Savings & C.U.

4 5 6.70op

Parama Credit Union

2.65

Steinbach Credit Union

2.25

ONLINE CALCULATOR nexthome.yp.ca/mortgage-calculator Notes: **Interest rate charged subject to adjustment during term mortgage. Please consult institution for term of years available. All rates are prime rates and subject to change without notice.

R.O.R. RATES ON REQUEST op OPEN ----- NOT QUOTING N/A NOT AVAILABLE May 19, 2016. Prepared By Fiscal Agents Financial Information Services 905.844.7700

28 YPNEXTHOME.CA

Advice | MORTGAGE ADVICE

5 ways to boost your down payment

By Alyssa Richard

MORE ADVICE ONLINE nexthome.yp.ca/news/advice

WITH THE AVERAGE PRICE of a home

in Canada now costing more than $500,000, many young people need all the help they can get when it comes to coming up with the down payment for their first home.

If you’ve just started saving and are looking for ways to give your down payment fund a boost, the five tips below will help you save more money faster to afford the home of your dreams and leave you with a smaller mortgage.

1. Make a tax-free withdrawal from your RRSP If you’re a first-time homebuyer, you can make a tax-free withdrawal of up to $25,000 tax free from your RRSP under the Home Buyers’ Plan (HBP). This means a couple purchasing their first house together can each withdraw up to $25,000 from their RRSPs, for a total of $50,000 towards a down-payment on their first home. The money must be paid back over a period of 15 years beginning in the second year after you made a withdrawal.

2. Use your tax refund If things such as unused tuition credits, moving expenses or RRSP contributions will net you an income tax refund when you file your taxes, resist the temptation to spend it!

Instead, save it as part of your down payment fund. Your income tax refund is one of the easiest ways to quickly boost the balance of your down payment without putting any strain on your everyday budget.

3. Trim expensive luxuries from your budget

5. Borrow from the Bank of Mom and Dad

Cutting your daily coffee from your budget will probably only save you a few hundred dollars per year, which won’t go far if you’re planning to buy a home anytime soon. However, if you’re spending more than $100 a month on expensive cable packages or pricey gym memberships, axing these from your budget and redirecting the cash to your down payment fund will give it a noticeable boost. You don’t have to give up everything to become a homeownership but you should prioritize the goal over non-necessities you won’t really miss.

Your parents raised you, took care of you when you were sick, and prepared you for life. While you may feel bad about asking for a handout, many young Canadians expect financial support when buying a home. In fact, a 2015 BMO survey finds that 42 per cent of first-time buyers actually expect their parents or relatives to help pay for their first home. And 40 per cent of first-time buyers say they wouldn’t be able to afford a home without financial help from family.

For many young people, the down payment for their first home will be the largest sum of money they’ve had to save up so far, so it’s no surprise they find the task daunting. However, with commitment and a plan, you’ll be able to save up the down payment you need in order to afford the home you want.

RateHub.ca is a website that compares mortgage rates, credit cards and deposit rates with the goal to empower Canadians to search smarter and save money.

4. Find a side hustle to fund your goals One of the easiest ways to really ramp up your savings for a down payment is to dedicate an income stream to achieving the goal. If you can find parttime work outside the regular hours of your job or freelancing you can fit in your own schedule, you can use all the extra income you earn towards saving for a house. You might be reluctant to put a few more hours in at a second job if you’re already working full-time, but if working evenings and weekends will make your home ownership dreams come true, it’s a worthy sacrifice.

Alyssa Richard is the founder and CEO of ratehub.ca, a mortgage rate comparison site that aims to empower Canadians to make smart financial decisions.

MAY 28 - JUN 11, 2016 | NEW HOME & CONDO GUIDE EASTERN ONTARIO 29

Hot Properties

Find your next home! This page features a few of the latest properties to keep your eye on in the Eastern Ontario area. Find more properties at ypnexthome.ca

LATEST LISTINGS

PINEHURST LOFT BY PHOENIX HOMES

PRINCE OF WALES ON THE RIDEAU By: Campanale Homes City: Ottawa South Housing type: Executive single-family homes.

Contact: 613.440.3750 campanale.com

ARTHAUS CONDOMINUMS

CLARENCE CROSSING

By: DevMcGill City: Ottawa - Downtown Housing type: Condominium.

Contact: 613.909.3223.

ArtHausCondos.com

By: eQ Homes City: Rockland Housing type: Singles, towns and condos. clarencecrossing.com

LIV TOWNS THE CORNERS ON MAIN

RICHARDSON RIDGE KANATA By: Cardel Homes City: Kanata Housing type: Phase III in Richardson Ridge, popular home designs and several brand new models.

Contact: 613.435.5706 cardelhomes.com

SPRING VALLEY TRAILS By: Claridge Homes City: Navan Housing type: Townhomes. claridgehomes.com

30 YPNEXTHOME.CA

By: Domicile City: Old Ottawa East Housing type: Midrise condos comprising a mix of six- and four-storeys.

Contact: 613.806.6246. cornersonmain.ca

By: Glenview City: Kanata Housing type: Townhome Contact: 613.595.0591 sales@glenviewhomes.com glenviewhomes.com/liv

TEMPO GREYSTONE VILLAGE By: eQ Homes City: Ottawa Housing type: Singles, towns, semis and condos. greystonevillage.ca

By: Glenview City: Kemptville Housing type: Two-storey singles and bungalows with loft options.

Contact: 613.797.6763 sales@glenviewhomes.com glenviewhomes.com/tempo

BLACKSTONE CONDO BY CARDEL HOMES

FINDLAY BY THE PARK

UPPERWEST

GALLERY TOWNHOMES

By: Lemay Homes City: Leitrim Housing type: Singles, bungalows and townhomes Contact: 613.425.5255 lemayhomes.ca

By: Minto City: Ottawa Housing type: Condo Mintocondosale.com

By: Tamarack Homes City: Orleans Housing type: Townhomes tamarackhomes.com

WHITE TAIL RIDGE

THE ORCHARD

By: Phoenix Homes City: Almonte Housing type: Bungalows and singles.

Contact: Kellie Connors 613.461.0277 phoenixhomes.ca

By: Uniform Urban Developments City: Barrhaven Housing type: Single-family homes and townhouses. uniformdevelopments.com

FELTON COURT

RICHARDSON RIDGE

By: Phoenix Homes City: Barrhaven Housing type: Townhomes.

Contact: phoenixhomes.ca

By: Uniform Urban Developments City: Kanata Housing type: Singles, townhome and condo flats.

Contact: 613.435.7751 uniformdevelopments.com

SOHO CHAMPAGNE By: Mastercraft Starwood City: West Central Housing type: Luxury condominiums OTT-BLK-ADL-2790 Blackstone Condo Cover-Mockup.indd sohochampagne.com

SOHO LISGAR By: Mastercraft Starwood City: Ottawa Housing type: Condominium.

Contact: 613.798.7646 soholisgar.com

MINTO BEECHWOOD By: Minto City: Ottawa Housing type: Condo Mintocondosale.com

MINTO LANSDOWNE By: Minto City: Ottawa Housing type: Condo Mintocondosale.com

2

2016-05-18 10:25 AM

THE BOWERY CONDOS & LOFTS By: Richcraft City: Centretown Contact: 613.695.7577 thebowerycondos.ca

BRADLEY ESTATES

RUSSELL TRAILS By: Tartan Homes/Corvinelli Homes City: Russell Housing type: Singles, semis, bungalows russelltrails.com

By: Valecraft Homes City: Mer Bleue/OrlĂŠans Housing type: Single-family homes and executive townhomes. valecraft.com

Builders If you would like to include your preview registration, new release or site opening in this feature, just email the details to Sarah.Khan@ypnexthome.ca

MAY 28 - JUN 11, 2016 | NEW HOME & CONDO GUIDE EASTERN ONTARIO 31

Ad Index

Builder Name

Site Name

Prices

D

Location

et a Se che m d i Bu ng To alo w w n Ad hom ul t L e/C ife on st do yl e

ADVERTISERS

Page

WEST Almonte

Phoenix

White Tail Ridge

x

Arnprior

Campanale

Callahan Estates

x

Barrhaven

Campanale

Longfields Station

x

Barrhaven

Minto

Quinn's Pointe

x

Hunt Club

Claridge Homes

Hunt Club Flats

Kanata

Cardel

Blackstone

Kanata

Claridge Homes

Kanata

From $370's

16, 17

From $274,900

20, 21

Inquire

20, 21

x

From $231,900

2, 3

x

From $316,900

10, 11

x

From $399,900

13

Bridlewood

x

From $388,900

10, 11

Glenview Homes

Liv Towns

x

From $254,990

9

Kanata

Mattamy

Traditions II

x

x

From $309,990

4, 5

Kanata

Phoenix

Fernbank

x

x

From $200's

16, 17

Kanata

Uniform Urban Dev.

Richardson Ridge

x

x

Inquire

6, 7

Ottawa West

Uniform Urban Dev.

Maple Creek

x

x

Inquire

6, 7

Barrhaven

Claridge Homes

West Pointe Village

x

x

From $342,900

10, 11

Barrhaven

Phoenix

Felton Court

x

From $270's

16, 17

Barrhaven

Phoenix

Sawgrass Towns

x

From $290's

16, 17

Leitrim

Lemay Homes

Findlay by the Park

x

x

From $336,900

19

Ottawa South

Campanale

Longfields

x

From $191,900

20, 21

Ottawa South

Cedarstone

Richmond Oaks

x

From $486,000

30

Ottawa South

Claridge Homes

Summerhill Village

x

From $353,900

10, 11

Ottawa South

Claridge Homes

Sundance

x

From $519,900

10, 11

Stonebridge

Uniform Urban Dev.

The Orchard

x

Inquire

6, 7

x

x

x

x

SOUTH

32 YPNEXTHOME.CA

x

x

x

Site Name

et a Se che m d i Bu ng To alo w w n Ad ho m ul t L e/C ife o st nd yl o e

Builder Name

Prices

D

Location

Page

CENTRAL Central

EQ Homes

Greystone

x

x

From $300's

15

Navan

Claridge

Spring Valley Trails

x

x

From $399,900

10, 11

Orléans

Claridge

Royal Ridge

x

From $204,900

10, 11

Orléans

Phoenix

Hillside Vista

x

From $260's

16, 17

Orléans

Tamarack

Gallery

x

From $281,900

BC

Ottawa East

Valecraft

Aviation Private

x

From $304,900

18

Rockcliffe

Uniform Urban Dev.

Waterridge Village

x

Inquire

6, 7

Downtown

Broccolini

The Slater

x

Inquire

C15

Downtown

Claridge Homes

Icon

x

From $291,000

C10, C11

Downtown

Claridge Homes

Tribeca

x

From $245,000

C10, C11

Downtown

DevMcGill

Arthaus Condos

x

Inquire

C2

Downtown

Lamb Development Corp.

Gotham

x

From $206,910

C8

Downtown

Richcraft

The Bowery

x

Inquire

C20

New Edinburgh

Minto

Beechwood

x

From $283,900

C12, C13

Kanata

Cardel

Blackstone

x

Inquire

C5

Orléans

Brigil

Petrie's Landing

x

From $181,800

C17

Ottawa Central

Claridge Homes

Claridge Plaza 3 & 4

x

From $230,000

C10, C11

Ottawa Central

Claridge Homes

Fusion

x

From $288,000

C10, C11

Ottawa Central

Claridge Homes

Waterstreet

x

From $192,000

C10, C11

Ottawa Central

Mastercraft Starwood

Soho Champagne

x

From $298,900

C19

Ottawa Central

Theberge Homes

Hunt Coub Homes

x

From $179,900

C4

Ottawa East

Domicile Development Inc

Crème

x

Inquire

C3

Ottawa West

Greatwise Development

Qualicum Woods Crossing

x

From $190,900

C9

West Nepean

Claridge Homes

Stirling Park

x

From $247,000

C10, C11

EAST

x

CONDO

MAY 28 - JUN 11, 2016 | NEW HOME & CONDO GUIDE EASTERN ONTARIO 33

Neighbourhood Profile

Westboro The epitome of posh

Fast facts Average household income

$117,029

Family structure

By Lindsay Foran

SINGLES

COUPLES

FAMILIES

41%

33%

26%

Own vs. rent

53% OWNERS

47%

RENTERS Most common housing type

Detached Education levels

54%

26%

UNIVERSITY HIGH SCHOOL

MORE PHOTOS ONLINE

20% COLLEGE

nexthome.yp.ca/westboro SOURCE: ENVIRONICS

A TRENDY, ACTIVE AREA where most people have dogs, kids and a six figure income, Westboro has it all.

Many residents have to commute to work, but once they come home, they have everything they need right at their doorstep. This area is the epitome of posh. You’ll find fit moms in Lululemon yoga pants pushing the trendiest, most expensive strollers, carrying designer handbags?

Vibe Over the years, Westboro has given itself a much needed facelift.

Richmond Rd. is lined with specialty stores, high end fashion boutiques, restaurants and bakeries. The local coffee shops are filled with runners, cyclists, baby strollers – even at the earliest hours of the morning.

Westboro is not for the lazy. This place

is full of driven, successful people, who strive for the best. And it shows.

but on average, restaurants are pricey because they serve unique tastes.

Meet the neighbours Westboro appeals to all ages, but is most popular with families and retirees. Why? Because it’s safe, it’s trendy, it has everything you need, and it’s still close enough to downtown and the rest of the city. This is an area that is health conscious, active and thriving. Westboro draws in professionals with money to spend.

Planes, trains & automobiles In Westboro, residents can make use of the Transitway, the many bus stops along Richmond Road, the O-Train, and the light rail train (LRT) which will be coming soon. Visitors and residents can also take advantage of the many bike paths, and the Hwy. 417 is only a quick drive down the road.

In the area This is not your thrift, budget-type neighbourhood. Residents will easily spend $5 for a cup of coffee each day at the local Starbucks, Second Cup or Bridgehead. There are local pubs where you can get a plate of fries,

The good, the bad & the rest Westboro is a true community in every sense of the word. From garage sales to Westfest – the area’s most popular 14 block party – this is a place where people work hard, and play harder.

Stroll down the streets and admire the murals, eat at many of the restaurants and shop in the boutiques.

Lindsay has lived in the Ottawa/Gatineau area her whole life. When she’s not touring the city in search of the hottest new neighbourhoods she’s busy writing fiction and enjoying life with her husband and two dogs.

34 YPNEXTHOME.CA

What’s Online

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MOVE IN THIS SUMMER! Historic industrial meets artistic modern in the heart of Ottawa's hippest neighbourhood.

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